Podcasts about Enrollment

You made it! All the holiday stuff is done. It's the day after Christmas and you are finally coming up for air. You finally have a minute to think about what you need on this bonus day as your family is entertained with their new stuff.  Well I have a couple of treats for you.  I know on Black Friday, you were shopping for others. But now, now that you can think about what you'd like…You'd like to upgrade your DIY Sunday Basket®. You are in luck because when you get the Sunday Basket®, now till the end of the year, you will also get a portable Sunday Basket®! That's a $75 value just for getting a system that will keep your actionable papers safe. We are in this never ending rat race and now that we made it through the holidays, it's almost the new year and another thing after that.  You need a system to keep everything straight and in a place you can find them.  And if you already have the Sunday Basket® and value the system, you may be ready to commit to implementing a system in your house to optimize the people in it and the phase of life you are in. And right now, you'll get Planning Day added on for free.  You won't get the workbook in time but good news…the replay is available for 6 weeks. You may be on the fence about joining because of the price or the time commitment. But think about if your spouse wanted to get in shape. Would you find room in your budget to pay for a gym membership or improve their work out clothes? If they wanted to further their education would you find funds to pay for it and allow them time for their studies? You would do it fo them, now it's time to do it for you! I know sometimes we feel like we should inherently know how to organize a home but we just don't.   The course will support you in learning this system and you will be even more supported by the community inside the app.  I know, you just want your home to run effortlessly. You just want to know where the stuff is when you need it. Join the Productive Home Solution and set your intention for 2026. And then I want to invite you to join me on Monday December 29th for a webinar where I will be sharing the science behind why the Sunday Basket® and The Productive Home Solution works. What is going on in our brains as we get organized? Tune in as I explain the science! Option 1: Free Portable Sunday Basket® when you purchase the Complete Sunday Basket® Option 2: Free Planning Day when you join The Productive Home Solution Option 3:  Treat yourself to both foundational systems! EPISODE RESOURCES: CustomerService@organize365.com New Year New You Enrollment Guide Join the Webinar: 3 science packed habits for effortless self-control and goal attainment in 2026 Sign Up for the Organize 365® Newsletter Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/EVABizWe break down exactly how to book EVA Air Business Class for families, including which aircraft types to look for and a step-by-step walkthrough of the booking process. We also share about the EVA Hello Kitty flight experience. Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:14 EVA Aircraft Types2:18 Step by Step EVA Business Class for Families7:33 Stopover/Layover Activity8:09 The Hello Kitty Flight ExperienceLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

According to research by enGen, a healthtech company that serves payers and providers with automated solutions, they found that each error in member enrollment data costs an average of $172 in fixes and downstream problems. A new solution called enGen enRoll(TM), an AI-driven collaboration between enGen and IBM, was designed to address this problem. Maynd Jolly, Chief Financial Officer and Senior Vice President of Client Partnership at enGen, and Matt Gierhart, Vice President of Product Management at IBM, discuss the implications and promise of the product in this interview at the recent HLTH Conference.Learn more about enGen: https://goengen.com/Learn more about IBM: https://www.ibm.com/industries/healthcareHealthcare IT Community: https://www.healthcareittoday.com/

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Biggest Transfer Bonus of the Year00:11 Finding Business Class Deals to Europe05:46 Exploring South American Flight Deals09:23 Luxurious Flights to the Middle East12:54 Incredible Deals to Asia17:12 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

What if part of your fatigue, brain fog, or poor recovery isn't coming from training or nutrition—but from your environment? Coach Chris Newport sits down with Jen Heller, host of the Homes That Heal podcast, to explore how our home environments impact detoxification, sleep, nervous system regulation, and long-term health.Jen shares her powerful personal journey—from heavy metal toxicity and thyroid dysfunction to infrared sauna therapy, environmental detox, and ultimately redefining what it means to truly heal.We discuss:How heavy metals and environmental toxins affect the bodyInfrared vs traditional saunas for detox and recoveryWhy sleep and digital detox are non-negotiable for healingEMFs, light exposure, and nervous system overloadSimple ways to turn your home into a healing sanctuaryWhy “getting back to basics” may be the most powerful strategyThis episode is a must-listen for athletes, high performers, and anyone looking to improve energy, recovery, and resilience from the inside out.Get more details here: 

Where Science, Shadow Work, and Spirit Collide to Manifest Your Miracles.If your money feels blocked, it's not because you're doing something wrong. It's because your nervous system is under pressure.In this episode, I break down the neuroscience behind money flow and explain why stress and urgency shut down circulation. You'll learn three specific, practical ways to regulate your nervous system and turn cash flow on, especially during high-pressure seasons like the holidays.Episode Takeaways:Money is movement, and movement requires safetyStress activates survival states that block cash flowRegulation restores clarity, perception, and opportunityWhen you apply this, you stop chasing pennies and start calling in overflow. You move from “how can I get money” to “how do I receive money.” You become a woman who magnetizes. Who attracts. Who doesn't crumble under pressure but rises in power.

In the 8 AM hour, Larry O’Connor and Patrice Onwuka discussed: INTERVIEW - KURT SCHLICHTER CHRISTMAS FOOD PREP MILITARY ENROLLMENT NUMBERS VERY SAD NEWS ON SOCIAL MEDIA FROM BEN SASSE INTERVIEW - CHRISTIAN TOTO RECAP TRUMP KENNEDY CENTER HONORS on TV Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Wednesday, December 24, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.

Today... A youth group from the "Spanish Seventh-day Adventist Church" brought gifts and carols to children at "Haven House", spreading holiday cheer and learning the value of giving back. And later... Over two-hundred and fifty thousand Coloradans have enrolled in 2026 health plans through the state marketplace, with many still eligible for financial help despite rising premiums and the end of federal enhanced tax credits.Support the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.

Wrapping up the year with real client questions! In this Q&A episode, I'm breaking down three common questions my clients have asked recently:Should you eat before early morning workouts? I explain why pre-workout nutrition matters for muscle building (hint: it's all about muscle glycogen), plus practical ideas for quick-digesting foods when you're training at 5:30 AM.Hitting macro targets vs. macro ranges—what counts? Learn why being within 5-10 grams matters more than you think, and how seemingly small differences can add up to gaining or losing a pound per week.Dealing with bloating and digestive issues? I walk through a comprehensive checklist of potential triggers—from protein powder quality and dairy thresholds to gut imbalances and hormone shifts, so you can identify what's actually causing your symptoms.If you love learning the "why" behind the strategy and want support that truly educates you while building your body, the Create Your Shape program starts January 12th. Enrollment closes January 8th! Join us at jennythenutritionist.com/create-your-shape. [Take the Quiz] What are you missing to Be Fit, Well-Fed, and Fully Energized? Work with Jenny the Nutritionist in Create Your Shape:https://jennythenutritionist.com/create-your-shape/Follow Jenny the Nutritionist on Instagram:@jennythenutritionist

A few years back, I adopted a new tradition. Instead of making a resolution, I set an intention for the year by choosing one word that encompasses what I wanted to create more of. This instantly made me feel like the CEO of my life. I set the direction and made aligned decisions that fit my dreams. In 2023, my word was GLOBAL and in 2025, it was RECEIVE. In this episode, I take you behind the scenes of my life and leadership to share how my year unfolded. Ready to choose your word for the year? Join the community workshop on December 30th here. Curious about Leadership Circle? Set up a chemistry call here to learn more about the program and if it's a fit for you. Enrollment is open now.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to SavvyTravelMamas00:28 Meet Joy and Mara: The Travel Experts01:43 Timeshare Presentations: Are They Worth It?02:05 Mara's Journey into Points and Miles02:33 The Evolution of Travel Hacking03:28 Discovering the Power of Points05:58 The Big Wins in Points and Miles07:29 The Start of Timeshare Adventures09:07 Navigating Timeshare Presentations10:00 Maximizing Timeshare Benefits12:20 How to Get Targeted for Timeshare Offers14:27 Evaluating Timeshare Deals19:42 Handling Timeshare Presentations Like a Pro31:24 Final Thoughts and Where to Find More TipsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Joy & Mara at:➤ Instagram: https://www.instagram.com/savvytravelmamas/ ➤ Facebook: https://www.facebook.com/savvytravelmamas/ ➤ TikTok: https://www.tiktok.com/@savvytravelmamas Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Enrollment is officially open for The Dry January Experience, a guided 30-day alcohol-free reset designed to help you step away from drinking with confidence, clarity, and structure. If you've ever wished alcohol could become something you could “take or leave,” this experience is for you. You'll receive daily emails, short supportive videos, and group coaching calls with Sara to help you navigate cravings, mindset shifts, and real-life triggers without white-knuckling it.

2025 didn't deliver? Good. Close that chapter. The Glow Up Masterclass on January 6th gives you the roadmap to make 2026 actually different.Join now: https://peggyrejames.com/glow-upReady to work less and make more through a scalable business model? Enrollment is open for GROW Business & Marketing Academy - Click here to join. Connect with me on Instagram: @peggyrejames Join the community: https://www.facebook.com/groups/sixfigureshiftcommunity/

Is it because of lower birth rates? Are degrees meaning less?See omnystudio.com/listener for privacy information.

Higher education enters 2026 under conditions that are no longer hypothetical. In this 8th annual end-of-year episode of the Changing Higher Ed® podcast, Dr. Drumm McNaughton is joined by Tom Netting of TEN Government Strategies to review how the predictions made at the end of 2024 played out during the 2025 operating year and what those outcomes mean for institutional planning in 2026. Rather than offering speculative forecasts, this episode uses 2025 as a calibration year. When predictions materialize, they remove ambiguity. They clarify which pressures are structural, which risks persist, and which leadership assumptions are no longer defensible. For presidents, boards, and senior leadership teams preparing for 2026, this conversation provides a grounded planning context based on conditions already in motion. Topics Covered What 2025 confirmed about federal policy instability, accountability, cost pressure, enrollment volatility, and governance risk Why the Department of Education is likely to remain in place through 2026 and why its continued existence should not be mistaken for stability How redistribution of authority across federal agencies increases compliance complexity for institutions Where student loans are likely to move within the federal system and why institutions face growing exposure to borrower outcomes Why broad student debt forgiveness remains unlikely and what limited relief options may realistically emerge How accountability is shifting toward program-level scrutiny and the implications for academic realignment Why accreditation reform remains unsettled and why leaders should treat accreditation as a strategic risk factor Workforce Pell expansion, quality oversight challenges, and the risk of fraud and abuse in short-term credentials The growing role of states in accountability as federal capacity contracts Research funding as political leverage and the planning risk created by funding uncertainty Polarization as an operational challenge affecting enrollment, safety, governance, and public trust Technology, AI, cybersecurity, and NIST compliance as board-level responsibilities Enrollment, demographic decline, cost escalation, and financial pressure entering the 2026 planning cycle Mergers, closures, and structural collaboration as necessary adaptation strategies Key Planning Judgments for 2026 The Department of Education will persist but continue to shrink and fragment Student loans will move further away from the Department, increasing institutional exposure Accountability pressure will intensify, particularly at the program level Accreditation reform will remain unresolved beyond 2026 Workforce Pell will expand, bringing both opportunity and heightened oversight risk Research funding will remain politically vulnerable Cost pressure will continue to drive consolidation and closures Technology and cybersecurity will demand sustained leadership attention This episode is especially relevant for presidents and trustees navigating compressed decision timelines, thinner margins for error, and declining tolerance for ambiguity. The focus is not prediction for its own sake, but clarity about the forces institutions must plan around as they enter 2026. #HigherEducation #HigherEd2026StrategicPlanning #HigherEducationPodcast

In this episode of Talking Tactics, host Safaniya Stevenson sits down with Jana Hanson of the American Indian Higher Education Consortium (AIHEC) and Kata Traxler from Student Ready Strategies to explore how tribal colleges model culturally rooted, community-centered student support. Together, they dive deep into how embracing Indigenous values can reshape how institutions approach family engagement, enrollment communication, and student success. This conversation offers higher ed leaders tactical guidance for more inclusive, empathetic, and effective enrollment strategies.Guest Names: Katalina (Kata) Traxler, PhD, Director of Postsecondary Strategy, Student-Ready StrategiesJana M. Hanson, PhD, Senior Director of Member and Student Services, American Indian Higher Education Consortium (AIHEC)Guest Socials: Jana: https://www.linkedin.com/in/jana-hanson-54723270/ Kata: https://www.linkedin.com/in/katalinatraxler/Guest Bios: Dr. Katalina (Kata) Traxler is the Director of Postsecondary Strategy at Student-Ready Strategies. In this role, she is primarily responsible for project management, data analysis, report writing, and technical assistance support. Kata's interest in higher education began in college. Her roles as a teaching assistant and peer mentor ignited her passion for removing barriers to student success. Kata has over a decade of experience in higher education across private and public institutions, with expertise in admissions, multicultural affairs, residential life, and academic advising. Kata's professional practice is grounded in fostering an environment where all college students can achieve their academic and personal goals. When Kata is not working, you can find her weight lifting, reading, or spending time with her support network. Kata holds a Ph.D. in Counseling Services with a specialization in College Student Personnel from the University of Louisville, where her research focused on implicit racial bias in multiracial college students. She also earned a Master of Education in College Student Personnel Administration from Marquette University and a Bachelor of Arts in Psychology and Communication Studies from DePaul University.Dr. Jana M. Hanson is the Senior Director of Member and Student Services at the American Indian Higher Education Consortium (AIHEC). She earned her PhD in Higher Education and Student Affairs from The University of Iowa, a Master's in Psychology from Boston University, and a Bachelor's in Psychology from Augustana University. With over 15 years of experience in higher education leadership, Dr. Hanson is known for her expertise in integrated planning, institutional assessment, research, and effectiveness. She is committed to fostering a culture of continuous improvement through data-informed decision-making and innovative leadership. In her current role at AIHEC, Dr. Hanson provides strategic support to the 35 accredited Tribal Colleges and Universities (TCUs) across the United States. She works closely with each institution to advance initiatives that enhance Native student learning, improve student outcomes, and strengthen student support services. - - - -Connect With Our Host:Safaniya Stevensonhttps://www.linkedin.com/in/safaniyastevenson/ About The Enrollify Podcast Network:Talking Tactics is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too! Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/TokyoRecapDiscover how we planned the ultimate Tokyo adventure using points and miles to book luxury flights and premium hotel stays for a fraction of the cost. Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:24 Wrapping Up 2025 in Las Vegas3:33 Our Flights to Tokyo36:03 Our Hotels in Tokyo40:21 Transportation within Japan46:58 Our Activities in TokyoLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

How are future pastors and deaconesses formed at Concordia Seminary in St. Louis? The Rev. Dr. Thomas Egger (President, Concordia Seminary, St. Louis) and the Rev. Jesse Kueker (Director of Enrollment, Concordia Seminary, St. Louis) join Andy and Sarah to talk about what they love about their work at Concordia Seminary, the church work programs available at Concordia Seminary, why these programs are unique, what students experience in these programs, events that serve the church globally, why listeners should consider formation at Concordia Seminary, and first steps for someone considering church work. Learn more about Concordia Seminary at csl.edu. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Alaska Miles Sale00:19 Filtering Flight Deals on CSAT Arrow00:31 Understanding Alaska Airlines Points Sale01:07 Finding and Evaluating Flight Deals02:31 Example: Boston to London First Class04:47 Example: Chicago to Tokyo First Class08:21 Example: Cleveland to Dublin Business Class09:46 Exploring More Business Class Options11:44 Conclusion and Key StrategiesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this final episode of 2025, I'm looking back on the highs and lows of our homeschool year and the lessons I learned along the way. I'm also sharing a look ahead to 2026, with some exciting things happening for my family and for Homeschool Our Way! ➡️ Ready to Start (or Reset) Your Homeschool with Support in 2026? Enrollment for the next Homeschool Launch Blueprint cohort opens soon! Join the waitlist here: https://www.homeschoolourway.com/blueprint-collective ➡️ Check out the new Homeschool Our Way channel on YouTube! ******************* ✨Learn more about Homeschool Our Way: What We Do | Connect on Instagram

What does the future of triathlon really look like? Coach Chris Newport talks with Justin Boyer of Set Up Events about the evolution of triathlon, the resurgence of short-course racing, and why community—not distance—is what keeps athletes in the sport.We discuss:The legacy of Set Up Events, Bill Scott and White LakeWhy sprint racing is growing againThe role of volunteers and race cultureBurnout, longevity, and accessibility in endurance sportsHow local races shape the future of triathlonPlus a little challenge for everyone listening at the end :)A must-listen for athletes, coaches, and anyone who loves the sport.Read more and get in touch here: https://www.theenduranceedge.com/the-future-of-triathlon-with-set-up-events-why-racing-local-matters/

This episode is a deeply grounding conversation with Eleanor Evans Medina, creator of the Makaranda Method.We explore a different way of understanding anxiety - one that goes beyond mindset and looks at how stress and emotional overwhelm show up in the body. Eleanor shares how learning to listen to the body can create more clarity, steadiness, and a sense of safety over time.This conversation is also the perfect introduction to The Genetic Detox Protocol - a new limited-time offer I created in partnership with Eleanor.Here's what it includes: you get a detox genetics panel (the same one I ran on myself) that shows you which detox pathways are genetically slow in YOUR body, why past protocols haven't worked, and which supplements will actually help. Then you get a 60-minute session with me where I decode your results, explain what it all means for your health, and create your personalized detox plan. PLUS you get a 60-minute session with Eleanor for nervous system and somatic support - because detox isn't just physical. When your body clears toxins, emotions surface. And without tools to move through that, most people quit halfway through.If you often feel overwhelmed, stuck in your head, or disconnected from your body, this episode offers a gentle and thoughtful perspective.In this episode, we talk about:What the Makaranda Method is and how it supports body awarenessWhy anxiety is often experienced physically, not just mentallyThe role of somatic practices in feeling more groundedSimple tools you can begin exploring right awayHow The Genetic Detox Protocol supports both physical detox and emotional regulationLearn more about The Genetic Detox Protocol: https://detox.shetalkshealth.com/*Early bird pricing ends December 23. Enrollment closes January 5.Disclaimer: This information is being provided to you for educational and informational purposes only. It is being provided to educate you about how to take care of your body and as a self-help tool for your own use so that you can reach your own health goals. It is not intended to treat or cure any specific illness and is not to replace the guidance provided by your own medical practitioner. If you are under the care of a healthcare professional or currently use prescription medications, you should discuss any dietary changes or potential dietary supplement use with your doctor, and should not discontinue any prescription medications without first consulting your doctor. This information is to be used at your own risk based on your own judgment. If you suspect you have a medical problem, we urge you to take appropriate action by seeking medical attention.

If you've been feeling like the marketing world is moving at lightning speed, you're not alone. So much has changed since I first launched my rebrand experience. Back then, it was all about helping people get their branding and visuals up to speed. But now? The game has totally shifted, and I'm excited to share what's actually working in today's market PLUS: a new offer!  Just having a pretty website or some new photos isn't enough anymore. Trust me, I've seen so many clients come in thinking a visual refresh would solve everything, but the real magic happens when you pair those visuals with a solid marketing strategy. My clients have gotten incredible results, not just by looking the part, but by really owning their message and showing up differently. One thing I've noticed is that success comes down to 3 big things: how people see you, the influence you have, and the demand you create. I break down what each of those actually means, and why they matter so much if you want to stand out (and sell out) in your niche. Plus, I'm also super excited to introduce my newest offer, the Industry's Choice! The Industry's Choice is a 90-day marketing reinvention for entrepreneurs who are ready to shake things up and finally see their brand work for them. I walk you through exactly what's included, from nailing your new positioning and content strategy to building a website that actually converts. My goal is to make sure you walk away with the clarity and confidence to show up as the only option in your space. So if you're thinking about your own marketing goals for the year ahead, this episode is for you. I want you to feel inspired to look at what's working, what's not, and how you can reinvent your approach. Enrollment for the Industry's Choice opens soon, and I'd love to help you make your brand the one everyone's talking about. Let's do this together!   Connect with me:  Website Join our email list! Instagram Pinterest   Triple your audience, demand and sales with a 90-day marketing reinvention designed to position you as the #1 choice in your industry and change the way you show up online. Apply for The Industry's Choice https://highflierpowerhouse.com/industrys-choice  Become the celebrity of your niche and learn how to turn your marketing into a campaign that actually sells out. In the Campaign Crash Course™, you'll learn how to build anticipation and sell your offers with the same strategy behind brands like SKIMS, Poppi, and Rhode — all in just 60 minutes. https://highflierpowerhouse.com/course Get creative support to turn your content into sales before, during and after your launches. From content classes to learn new campaign marketing skills, to custom designed assets completely done for you, we've thought of it all inside Sales Studio. Join today: https://highflierpowerhouse.com/retainer     

Are you nervous that if you repeat yourself too much you'll annoy your audience? Do you assume that your ideal client doesn't want to be reminded how you can help? Are you worried that people will tune you out if you sell too much?Join Grow: https://peggyrejames.com/growReady to work less and make more through a scalable business model? Enrollment is open for GROW Business & Marketing Academy - Click here to join. Connect with me on Instagram: @peggyrejames Join the community: https://www.facebook.com/groups/sixfigureshiftcommunity/

News, Czech Constitutional Court scraps separate school enrolments for Ukrainian children, Václav Havel: a legacy growing ever more important?, portrait of Václav Havel "in his own words"

Where Science, Shadow Work, and Spirit Collide to Manifest Your Miracles.A few weeks ago, I learned something that cracked me open and then crowned me. Every single woman on my street had been talking shit about me. Studying me. Picking apart my clothes, my body, my energy, my podcast, my business. Every day. For seven months. And when I found out? It broke me. But then I remembered. People don't gossip about powerless women. They gossip about the ones they secretly wish they could be.They weren't attacking me. They were attacking the version of themselves they abandoned. And their nervous systems couldn't handle my freedom. My joy. My light. I'm gonna show you how to turn their gossip into your next quantum leap.Episode Takeaways:Understand the neuroscience behind jealousy and projectionLearn how your light activates others' unhealed shadowsUse the 4 R's: Recognize, Reframe, Reclaim, RedirectReframe gossip as confirmation of your timeline upgradeEmbody the identity they're too scared to step intoWhen you apply this, you stop shrinking. You start showing up bigger, bolder, louder. You realize their hate isn't your downfall. It's your f*cking upgrade. Let them talk. You move.

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One of the biggest reasons intuitive practitioners hesitate to trust themselves isn't doubt — it's integrity. In this episode of Your Yes Filled Life, I break down the ethical difference between intuition and projection, and why learning to discern the two is essential once you're already working with clients. Projection is common in early and intermediate intuitive work — not because you're unskilled, but because intuition often develops faster than structure. Left unexamined, it can lead to overstepping, emotional charge, and confusion in sessions. We talk about how projection actually shows up, why certainty and urgency are red flags, and how somatic literacy is the key to clean, ethical intuitive work. This episode is for practitioners who know their intuition is real — and want to refine how they use it. In this episode: Intuition vs. projection — how to tell the difference Why emotional charge isn't intuitive clarity How somatic tracking prevents over-interpretation Common projection patterns in Reiki, mediumship, and coaching Ethical language that protects both you and your clients Go deeper ✨ Intuitive Somatic Healer Certification A 6-week advanced training for practitioners who want more precision, ethical clarity, and confidence in client work. Enrollment is open now through January 2, 2026 (limited to 20 practitioners). Learn more and enroll here.

Higher education is operating in a more competitive, consumer-driven environment than ever before, and new data shows what actually moves the needle. In this episode, Patrick Patterson, CEO of Level Agency, and Prithwi Dasgupta, President of LeadSquared North America, join host Jason Altmire to unpack national benchmarking data, analyzing more than 500,000 student inquiries and $100 million in higher education advertising spend.The conversation explores what the data reveals about enrollment performance today, including why responding to student inquiries within the first five minutes leads to significantly higher conversion rates, how channel mix and brand building impact cost per enrollment, and where many institutions are misallocating their marketing dollars. Listen now and learn how to adjust your marketing strategy!Learn more about Level Agency here.Learn more about LeadSquared here.Read the report here.To learn more about Career Education Colleges & Universities, visit our website.

If you've ever wanted a garden but felt overwhelmed by where to start, this episode is for you. In today's episode of Growing Gardeners, I'm breaking down the three seeds that make the biggest difference for beginner and busy gardeners — the ones that build confidence, momentum, and long-term success without overwhelm. You don't need to start everything from seed. You just need to start the right things from seed. And listen, your garden doesn't start in spring. It starts with one good decision — and sometimes, that decision is to just plant three seeds. In This Episode, You'll Learn: Why starting fewer seeds leads to better results The easiest seed to grow for quick confidence Why tomato variety choice matters more than anything How growing onions teaches you to think like a gardener Resources Mentioned In This Episode: Success With Seeds — Join my step-by-step seed-starting class for busy women The Wild Child Tomato Report — Get my curated list of tomato varieties that thrive Need some onions?? Email me HERE!! Ready to start seeds with confidence? Enrollment for Success With Seeds is open now.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 - Introducing Dave01:10 – Why most Vegas statuses died in 2024–202502:00 – What to do if you've completely fallen off the merry-go-round02:40 – MGM temporary tier matches & why timing matters03:30 – Venetian ↔ Pechanga reciprocal match explained04:40 – How onward matching actually creates value05:00 – Rio match & pop-up Vegas promos example05:50 – Why airline & hotel status won't restart casino matching06:40 – Spending your way to Caesars Diamond (credit cards & hacks)09:40 – Is the status merry-go-round still worth it in 2026?10:50 – Atlantic City loop, Wynn nights & cruise value13:20 – Can casino status still unlock airline or hotel perks?15:10 – What replaces the merry-go-round in 202618:00 – International airline status matches (real power move)25:00 – Best resources to find matches before they disappearYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Dave at:➤ MilesTalk (website): https://milestalk.com/➤ MilesTalk Facebook Group: https://www.facebook.com/groups/MilesTalk/➤ Twitter / X: https://x.com/MilesTalk➤ Instagram: https://www.instagram.com/milestalk/ ➤ Threads: https://www.threads.com/@milestalk Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

This episode is presented by Create A Video – The North Carolina Department of Public Instruction reports that student enrollment declined in 105 of the state's 115 districts. While some education officials are blaming a declining birthrate, I have another theory. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.comGet exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Description: Most coaches genuinely want to help—but good intentions don't override impact. In this Master Coach Series episode celebrating 200+ podcast episodes, Jess breaks down the seven coaching mistakes even well-trained coaches are unintentionally making that keep clients stuck. These mistakes show up across every niche—from life coaching to business coaching. Inside this episode, you'll learn how to coach at a higher, more effective, more ethical level by avoiding the patterns that derail client progress. You'll learn: Why cheerleading actually prevents transformation How "Curious George" questioning sabotages momentum The difference between coaching the symptom vs. the system How safety strategies drive self-sabotage The leadership skills every professional coach must master Why you can't coach a dysregulated nervous system The subtle (and uncomfortable) ways coaches become coach-centered instead of client-centered When you eliminate these blind spots, your coaching becomes sharper, cleaner, and dramatically more impactful—and your clients start getting the results they hired you for. If you're ready to elevate your skill set, stand out in a crowded field, and coach at a truly professional standard, make sure you're on the waitlist for The Art & Skill of Coaching Certification. Enrollment for the spring cohort opens soon. Learn more about The Art & Skill of Coaching certification: https://www.jessicademarchis.com/the-art-skill-of-coaching   ASC Waitlist:  https://purple-lion-72607.myflodesk.com/ascwaitlist    Stay in Touch: www.jessicademarchis.com IG @jess_demarchis_coaching   The Coach Skill Audit: https://purple-lion-72607.myflodesk.com/coachskillaudit    Coach Question of the Week: https://purple-lion-72607.myflodesk.com/agcj1mr1y3    Why intuition isn't coaching: How to spot and stop projection in sessions (Episode 181): https://podcasts.apple.com/us/podcast/the-art-skill-of-coaching/id1612960277?i=1000719596313   The shadow side of caring (Episode 83): https://podcasts.apple.com/us/podcast/the-art-skill-of-coaching/id1612960277?i=1000628415575   Maslow's Hierarchy of Needs: https://www.simplypsychology.org/maslow.html  

Illinois' marketplace has extended its health insurance enrollment deadline for plans starting Jan. 1. Crain's contributor Jon Asplund discusses with host Amy Guth.Plus: Chicago dealmaking primed for 2026 uptick as tariff woes ease, Kraft Heinz replaces CEO ahead of split into two public companies, law firm beefs up Wacker Drive office space, DePaul University cuts more than 100 jobs and Portillo's plans to open in the Loop. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Marketing always falls by the wayside. Let's fix that. Here's your minimalistic marketing strategy that keeps you visible and profitable without the 47-step bullshit plan.Join Grow: https://peggyrejames.com/growReady to work less and make more through a scalable business model? Enrollment is open for GROW Business & Marketing Academy - Click here to join. Connect with me on Instagram: @peggyrejames Join the community: https://www.facebook.com/groups/sixfigureshiftcommunity/

In this episode, I share my honest thoughts on the new landscape of weight-loss drugs and why the deeper mindset work behind weight loss will never become obsolete.I also introduce the new name of my 3-month program — Modern Change — where I help women lose 10–15 pounds permanently by learning the mindset, emotional intelligence, and habits that create lifelong results.  Enrollment opens Monday 12/22/25 and you can get all the details and enroll here: www.modernbodymodernlife.comI talk about:Why I'm not here to give medical advice or debate pros/cons of weight-loss drugsWhy judgment around these medications — especially among women — is hurting usThe importance of supporting women in whatever choices they make for their healthWhat weight-loss drugs don't do: teach emotional mastery, habit building, self-trust, or long-term skillsWhy this work still matters deeply, whether or not someone uses medicationHow I want to think on purpose about other women — with more compassion, less judgment, more loveMy stance: You get to choose what's best for your body, and I'm here to support you either way. Mindset, emotional regulation, honesty with yourself, planning, and self-trust will always matter.Interested in speaking with me about how we can work together? Click here to head to my website: https://www.modernbodymodernlife.com/ and schedule a free consultation with me.

This Day in Legal History: West Coast HotelOn December 16, 1936, the US Supreme Court heard oral arguments in West Coast Hotel Co. v. Parrish, a case that would become a cornerstone in constitutional law and mark a significant turning point in the Court's approach to economic regulation. At issue was the constitutionality of Washington State's minimum wage law for women, which had been challenged by the West Coast Hotel Company after Elsie Parrish, a maid, sued for back wages.The case arrived during a period when the Court had consistently struck down New Deal-era economic regulations, relying on a broad interpretation of “freedom of contract” under the Due Process Clause of the Fourteenth Amendment. Earlier cases like Lochner v. New York had enshrined a judicial skepticism toward government interference in labor and wage arrangements.However, in Parrish, the Court's posture shifted. The eventual decision, handed down in 1937, upheld the minimum wage law, effectively signaling the end of the so-called Lochner era. The majority reasoned that the state had a legitimate interest in protecting the health and well-being of workers, particularly vulnerable low-wage employees.Justice Owen Roberts, who had previously sided with the Court's conservative bloc, voted with the majority—his move later came to be known as “the switch in time that saved nine,” as it followed President Roosevelt's controversial proposal to expand the Court.The decision validated broader governmental authority to regulate the economy, and it cleared the path for many New Deal policies to take root. It also marked a recalibration in the balance between individual economic liberty and the public interest.West Coast Hotel remains a landmark case in US constitutional history, exemplifying how judicial interpretation can evolve in response to changing social and economic realities.The 2025 tax-and-spending law introduced an overtime tax deduction that was billed as relief for overworked, working-class Americans. But the reality shaping up for the 2026 filing season is far more complicated—and far less beneficial—than its political framing suggested. The deduction does not exempt overtime pay from taxation; instead, it offers a narrow, post-withholding deduction that workers must calculate themselves, often without support from their employers or sufficient guidance from the IRS.The structure of the deduction is flawed: it only applies to the “half” portion of time-and-a-half pay and is capped at $12,500. For lower-wage workers to take full advantage, they must clock extraordinary amounts of overtime—something not feasible for many. Meanwhile, employers are actively disincentivized from helping employees understand or claim the benefit. If they report eligibility and make an error, they could face legal penalties, while doing nothing carries no risk. The system thus favors inaction and leaves employees to fend for themselves.Without clear W-2 guidance or safe harbor rules, the deduction becomes accessible primarily to those with tax professionals or payroll tools—functioning as a quiet subsidy for the well-advised. For others, it's a bureaucratic maze with limited reward. To prevent administrative failure, the IRS should at least provide a legal safe harbor for employers and model W-2 language. A more ambitious fix would be a flat-rate standard deduction for eligible workers, reducing complexity. Until then, this “relief” policy punishes transparency, discourages compliance, and places the greatest burden on those with the fewest resources.Trump Overtime Tax Break More a Political Tagline Than Tax ReliefDonald Trump filed a lawsuit in federal court in Miami seeking up to $10 billion in damages from the BBC, alleging defamation and violation of Florida's unfair trade practices law. The suit stems from an edited segment in a BBC Panorama documentary that combined parts of Trump's January 6, 2021 speech—specifically his calls to “march on the Capitol” and to “fight like hell”—while omitting language where he encouraged peaceful protest. Trump claims the edit falsely portrayed him as inciting violence and caused substantial reputational and financial harm.The BBC had previously admitted to an error in editing, apologized publicly, and acknowledged the clip could give a misleading impression. However, the broadcaster argues that there is no legal basis for the lawsuit. UK officials have backed the BBC's position, saying it has taken appropriate steps. Despite this, Trump's legal team claims the broadcaster has shown no real remorse and continues to engage in what they describe as politically motivated misrepresentation.The documentary in question aired before the 2024 U.S. presidential election and triggered significant fallout for the BBC, including the resignations of its top two executives. While the program did not air in the U.S., it was available via BritBox—a BBC-controlled streaming service—and possibly distributed in North America through licensing deals with Canadian firm Blue Ant Media.Legal experts say Trump faces a high bar in U.S. courts under First Amendment standards. He must prove not only that the edited content was false and defamatory, but also that the BBC acted with actual malice or reckless disregard for the truth. The BBC may argue that the content was substantially accurate and did not materially harm Trump's reputation. Other networks, including CBS and ABC, previously settled defamation claims with Trump after his 2024 election victory.Trump seeks up to $10 billion in damages from BBC over editing of January 6 speech | ReutersU.S. law school enrollment surged 8% in 2025, reaching a 13-year high with 42,817 first-year students, according to new data from the American Bar Association. The increase follows an 18% rise in law school applicants and continues a multi-year upward trend, fueled by a mix of economic uncertainty, political intensity, and a growing interest in legal careers. The sluggish job market for college graduates, coupled with the centrality of legal issues during Donald Trump's second presidential term, has contributed to renewed interest in law degrees.A significant number of prospective students also cited personal and social motivations. A survey of 15,000 LSAT takers found rising interest in using law degrees to “help others” and “advocate for social justice,” with both reasons seeing double-digit percentage increases over last year. The pool of LSAT test-takers has grown as well, signaling likely continued enrollment growth in 2026.Some elite law schools, including Harvard, enrolled their largest first-year classes in over a decade. However, the long-term outlook remains uncertain. Legal employment has been strong in recent years, with the class of 2024 posting record job placement, but experts warn that advances in artificial intelligence could reduce demand for new associates—particularly at large firms offering high salaries. Smaller sectors like government and public interest law may struggle to absorb excess graduates if hiring slows.US job market, politics fuel 8% surge in law school enrollment | ReutersDonald Trump's controversial plan to build a $300 million, 90,000-square-foot ballroom on the White House grounds is facing its first legal challenge in federal court. The National Trust for Historic Preservation has sued Trump and several federal agencies, alleging that the demolition of the East Wing to make way for the ballroom violated multiple preservation laws and bypassed required reviews. The group is seeking a temporary restraining order to halt ongoing construction, citing irreversible damage to the historic structure.Since returning to office in January, Trump has made high-profile aesthetic changes to the White House, including installing gold accents in the Oval Office and converting the Rose Garden lawn into a patio modeled after Mar-a-Lago. But the scale and visibility of the ballroom project has drawn particularly intense criticism, especially as heavy machinery was seen dismantling the 120-year-old East Wing.The lawsuit argues that no president, including Trump, has the unilateral authority to alter protected parts of the White House without following procedures involving public input and reviews by agencies like the National Capital Planning Commission and the Commission of Fine Arts.The administration defended the project as lawful, citing historical precedent and presidential authority to modify the executive residence. It emphasized that above-ground construction was not scheduled to begin until April, rendering emergency relief unnecessary. Still, the National Trust contends that public consultation and proper approvals are not optional and must be upheld regardless of the project's timeline or presidential status.Trump's $300 million White House ballroom makeover faces day in court | ReutersA federal judge has ruled that the U.S. Department of Agriculture (USDA) must extend the deadline for states to implement new immigration-related restrictions on food aid benefits under the Supplemental Nutrition Assistance Program (SNAP). The decision, issued by U.S. District Judge Mustafa Kasubhai in Oregon, came in response to a lawsuit brought by 21 Democratic-led states and the District of Columbia. The states argued they were not given adequate time or clarity to comply with the new rules, which were tied to President Donald Trump's domestic policy legislation passed in July.The USDA had initially set a November 1 deadline for states to comply with the restrictions, which limit SNAP benefits to U.S. citizens and lawful permanent residents. However, the guidance issued on October 31 created confusion by implying that some lawful residents—such as those who entered the U.S. as asylees or refugees—were ineligible, contrary to what the law allowed. The USDA later revised the guidance, but still maintained the November 1 deadline.Judge Kasubhai extended the grace period for compliance until April 9, finding the original deadline arbitrary and harmful to state budgets. He noted that the USDA's sudden guidance rollout undermined states' ability to respond and eroded trust in federal-state cooperation. The ruling blocks the USDA from penalizing states that don't meet the earlier deadline while the lawsuit proceeds.USDA must give states more time to implement new food aid restrictions, judge rules | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Changes to student loan programs and the so-called demographic cliff are set to impact Virginia college's enrollment numbers, according to members of the State Council of Higher Education for Virginia. Brad Kutner explains.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Joseph A. Milan, Ph.D., about the core philosophy or mindset for risk managers, the definition of acceptable risk, and how acceptable risk changes, depending on the organization's culture, strategy, or industry. Joseph shares his view on common mistakes and how biases can lead to gut decisions that are the least effective solutions. Justin and Joseph discuss Joseph's upcoming two-day virtual seminar, "Facilitating Risk-Based Decision Making", on March 4th and 5th, and how participants should prepare for it. Finally, Joseph shares closing thoughts for those in one-person risk departments. Listen for thoughts on how to keep the gut reaction out of decision-making.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is Joseph Milan, Ph.D. You know him from the RIMS CRMP Insights Series. [:40] As one of our virtual instructors, he's here to discuss his own risk philosophies ahead of the RIMS Virtual Workshop on March 4th and 5th. He'll be leading "Facilitating Risk-Based Decision Making". But first… [:54] RIMS-CRMP and Some Exam Prep Courses. The next virtual prep course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certification page of RIMS.org and through this episode's show notes. [1:12] RIMS Virtual Workshops are coming up. On January 21st and 22nd, Chris Hansen returns to deliver the course, "Managing Worker Compensation, Employer's Liability and Employment Practices in the US". [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:38] RIMS members always enjoy deep discounts on the virtual workshops. [1:48] The RIMS-CRO Certificate Program in Advanced Enterprise Risk Management is hosted by the famous James Lam. This is a live virtual program that helps elevate your expertise and career in ERM. [2:00] You can enroll now for the next cohort, which will be held over 12 weeks from January to March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort that will be held from April to June, 2026. Registration closes on April 6th. [2:20] Links to registration and enrollment are in this episode's show notes. [2:25] On with the show! Today, we will discuss facilitating risk-based decision-making with our friend Joseph Milan, Ph.D. He is the Principal at J.A. Milan & Associates and is also an Adjunct Professor at the University of Colorado. [2:43] He is a RIMS CRMP Commissioner. You get a lot of his insights from the RIMS CRMP Insights Series. A link is in this episode's show notes. In this dialog, we will get a preview of his upcoming workshop, "Facilitating Risk-Based Decision Making", on March 4th and 5th. [3:02] But we're really going to get into Joe's risk philosophies, which are the sorts of things the RIMScast audience can use as they develop their careers and as they move into higher positions, ascend the corporate ladder, or become a department of one. [3:20] Interview! I've known him for years, and I'm so glad to finally be saying… [3:22] Joseph Milan, welcome to RIMScast! [3:41] Justin notes that he and Joseph have recorded so many things through the years, but not RIMScast. Joseph says it's great to be back with Justin, and on this medium, and he looks forward to sharing more information with Justin and all the RIMS members. [4:21] Joseph shares his RIMS history. It started in the olden times of 2005 when he got involved in a committee Carol Fox set up, called at the time the ERM Development Committee, now known as the RIMS Strategic and Enterprise Risk Management Council. [4:46] Then Joseph started helping with curriculum development and in-person professional development, before COVID. [4:58] After COVID, Joseph has been involved not only in delivering seminars but, as a commission member for the RIMS-CRMP, helped develop that curriculum and governance structure. Joseph has been involved with RIMS in different ways over the years. [5:12] There's a good chance that someone listening to this podcast will think, Hey, I know that guy! I recognize that voice! [5:26] Joseph is an Adjunct Professor at the University of Colorado, Denver. He's been active in the Risk Consulting Space since 2008, doing projects that range from simple commercial insurance placements to complex ERM implementations. He brings a unique perspective. [6:02] Joseph teaches at the University of Colorado Business School. He helped develop a course on Enterprise Risk Management. ERM is truly becoming a mature discipline. Joseph thinks RIMS is establishing a global presence for ERM. Justin credits Joseph, in part, for that. [7:05] When Justin saw that Joseph was going to host a two-day workshop, March 5th and 6th, "Facilitating Risk-Based Decision Making", he said, Let's get Joe on the show and end 2025 with a great interview with him. [7:38] Joseph says the course is, in many ways, the pinnacle of risk management as a discipline. If we think about the domains and components of the RIMS-CRMP, the fifth domain within the CRMP is about supporting risk-based decision-making. [8:06] This is a two-day seminar that takes a deep dive into that space. Joseph says it's the most fun, advanced, and interactive. It's the task that requires the best blend between the technical and the so-called soft skills. It's really exciting. Joseph is looking forward to it. [8:28] Joseph hopes a lot of the audience listening to this podcast will take enough of an interest to spend the 14 or 15 hours — it seems like a lot, but it goes fast! There are breaks. [8:52] When Joseph leads a course, he takes questions live. His approach is dynamic and flexible in terms of making sure that people get what they expect from the seminar. [9:05] Joseph says crunching numbers is super important. The assumption for this seminar is that these are advanced practitioners who can do number crunching or hire somebody to do it. The number crunching is important because it sets the foundation for control limits. [9:23] Number crunching sets the foundation for being able to answer questions about risk philosophy. [9:34] Core philosophy is risk philosophy. Risk philosophy comes from definitions of risk appetite and risk tolerance, and being able to operationalize those definitions in simple statements, in plain language, tied to the control limits that come from the number crunching. [10:00] With a good amount of work, within any organization, a risk professional and a team of people dedicated to risk and ERM should be able to put those definitions into action. [10:31] In the context of an advanced risk management or ERM seminar, when we talk about risk, it's always also about opportunity. [10:46] The simplest definition of acceptable risk is that which fits within the risk philosophy of the organization, within risk appetite and risk tolerance, and supports the organization in terms of its pursuit of objectives. [11:04] It's almost always about higher profitability, more money in for-profit companies. Non-profit companies describe it differently. Maybe it's focusing on providing more service, which is a proxy for getting more money. [11:19] It's about remaining a going concern and achieving goals. That's the simple definition: fitting within risk appetite and risk tolerance. [11:52] Joseph says it's constantly about finding balance. It's not just about the most influential senior leader, the risk leader, or the ERM leader. [12:05] It's also about the risk owners within the organization and how they fit into the strategic direction of the organization: growth vs. stability. Maybe it's an organization in distress and is focusing on retrenchment and building up a balance sheet to be able to redirect itself. [12:27] It's in that space that a lot of times, there is an unintentional lack of organizational risk competency. That can contribute to not just conflict, but also misunderstandings about what's acceptable, in terms of taking on risk in pursuit of objectives. [12:49] Communication is something we focus on in the seminar "Facilitating Risk-Based Decision Making" quite a bit. [12:58] It is in the soft space of actively listening and identifying triggers in terms of perception of risk that have a huge impact on the decisions that an organization takes in risk and opportunity. It is challenging and time-consuming, but done correctly, it's super worthwhile! [13:27] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [13:49] General registration and speaker registration are also open right now! Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [14:04] Let's Return to Our Interview with Joseph Milan! [14:14] Joseph Milan will be hosting a workshop, "Facilitating Risk-Based Decision Making", on March 4th and 5th. Registration closes March 3rd. Justin says there is nobody better than Joseph to host this RIMS workshop. Joseph has a wide range of experience. [15:14] A risk practitioner may focus more on the traditional space, insurance. Joseph says ERM will not supersede traditional risk management. [16:06] A common mistake is that risk practitioners tend to get distracted by what they think are big numbers, but which pale in comparison to the big picture on the balance sheet. [16:36] A good solution to that mistake is to find influential people in the organization who are plugged into financial planning, analysis, and budgeting, with a long connection to the organization, to help put things in perspective and answer questions about acceptable risk. [17:09] Does it fit within the organization's risk appetite and tolerance? Answering those questions quantitatively can be fairly easy in terms of doing analysis and providing conclusions about expected total losses, frequency, and severity. [17:33] The more important question is, is that acceptable, and does it fit within what executive leadership expects in terms of the stability of the financial performance of the company? [17:44] The mistake is in overemphasizing or overestimating the importance of certain quantitative components of a risk program that oftentimes might not be that important. Conversely, there might be something much less visible that needs more attention. [18:12] You have to know your audience, and you need to know what their emotions are, what motivates them, and what might trigger them. It's a bad idea to follow your gut, but it happens all the time. One of the main reasons it happens is because of emotion. [18:44] If you see weird, irrational things happening, often, it ties back to a personal experience that the President, CEO, or CFO had many years ago. You might have an operator who went through Hurricane Katrina and is super sensitive to that type of hazard risk. [19:11] Justin shares the impact Hurricane Sandy had on his home and on his parents' home, which was destroyed. The flooding gutted the area. Looking back, Justin will always have NatCat insurance. Justin is still traumatized by it. [19:53] Joseph emphasizes communication and knowing your audience. An organization may want to do ERM or take its insurance program to the next level. Some spaces trigger reactions and emotions. [20:31] It takes time to figure out an unwritten organizational culture. [21:18] Strategy impacts the perception of risk, what's acceptable in terms of risk, and what the upper and lower control limits are. Where does strategy come from? Joseph says strategy comes from vision, mission, and execution. [21:42] Strategy comes from various places. It could be external market forces. It could be the result of a merger or an acquisition, or a series of mergers and acquisitions. The executive leadership team may have to look around and ask themselves, Who are we? What are we doing? [22:08] The first company that hired Justin, in 20 years, has been acquired twice, and people who had been lifers are being shown the door. [22:46] Joseph says, In M&A, there is a huge impact on morale. Without a clear communication plan, backed up by action, things can get inefficient and expensive very quickly. [23:17] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [23:36] Spencer awards undergraduate, graduate, Ph.D., and Pre-Instructor of Practice Scholarships to students enrolled at an accredited college or university in the U.S. and Canada, and physically studying in either location. No remote coursework eligibility from other locations. [23:53] Including part-time, graduate scholarships to risk management and insurance professionals continuing their education. [23:58] Since 1980, Spencer has invested more than $11.1 million in the scholarship program with awards to over 1,700 students. More than 85% of Spencer's scholarship recipients remain in the industry to this day. [24:15] They've got undergraduate scholarships, full-time Master's scholarships, part-time Master's scholarships, pre-dissertation Ph.D. candidates, doctoral candidates, and pre-instructor of practice scholarships all open now. The application deadline is January 31st, 2026. [24:36] Visit SpencerEd.org/scholarships. You'll find the different application buttons. See the link in this episode's show notes for more information, giving you some extra homework to do over the holiday break, if you are taking a holiday break!. [24:53] Let's Return to the Conclusion of My Interview with Joseph Milan! [25:01] Justin had Jim Swanke as a guest on International Podcast Day, from the University of Wisconsin, Madison's Wisconsin School of Business. He mentioned he has a real passion for being an educator for risk management students. [25:25] Jim Swanke encourages students to lean into technology and AI as a proofreader and a time-saving tool, to help go through contracts, claims, and things like that. That was on the captive insurance side. [25:50] Justin asks Joseph for his take on AI. Joseph encourages students to go all in on it. It's the future. It is not going away. [26:04] Joseph's clients are asking him about AI because they're looking for opportunities to increase efficiency. Is there a way we can reduce the time it takes to do "fill in the blank"? [26:17] When you look at the top risk management information systems, the first and second place, Origami and Riskonnect, are spending a lot of time and money looking for any opportunity to leverage AI to make the broader risk management process more efficient. [26:42] Joseph gives the example of analytics. It takes a couple of seconds to do a multiple linear regression analysis. The hard part is collecting the data to support the analysis. If you can leverage AI to collect, clean, and organize data, that is something you should do, with caution. [27:09] We know that large language models tend to occasionally hallucinate. To have a non-sentient black box to have a hallucination as it's cleaning your data for analysis is a little bit of a scary thing. Fortunately, we humans are still around to check these machines. [27:33] Joseph says the shortest answer is that AI is not going away. It needs to be embraced carefully. The process fundamentals that we have been thinking about, doing, and teaching about for years are the same. They will not change. [28:03] Joseph will be leading the "Facilitating Risk-Based Decision Making" virtual workshop for RIMS on March 4th and 5th. It's a two-day course with six or more hours each day. [28:32] Joseph says it's a seminar that focuses on the advanced implementation of risk solutions. We will not be doing calculations, analytics, or analysis. [28:50] We're assuming that everyone is showing up with a deep and broad understanding of not only definitions of potential risk and opportunity, but also a solid foundation in the analytical space. [29:02] This is more about thinking about how bias influences individual, group, and social perceptions and recommendations, in terms of risk. [29:17] Participants should bring an open mind and an understanding of the importance of soft skills in the space of supporting risk-based decisions. [29:31] Some of the listeners may already have read this book, but Joseph recommends it again, Thinking, Fast and Slow, by Daniel Kahneman. It is the foundation for the seminar. [29:43] Joseph says, the book takes a deep dive into the "caveman" forces that influence intuitive, gut-reaction decisions, and how gut reactions can be a very unhelpful approach for the systematic, slower decisions that need to be made regarding complex risk. [30:09] Joseph recommends reading the book. He says it will provide you with a much better foundation for the seminar, and it's a book you will keep going back to throughout your career. [30:23] Justin says, It's been such a pleasure to see you again. I've got links to the RIMS-CRMP Insights Series that you did for us. There is plenty of Joseph Milan content here on RIMS.org. [30:50] Joseph's last words for listeners: The first message is to be committed to the hard work that goes into cleaning, organizing, and setting the stage. It's part of being a good risk manager. [31:52] Beyond that, a lot of what we talk about in the ERM space has to do with leveraging existing resources and breaking down silos. Find influential, knowledgeable people in your organization who can help with different cultural components and a lot of the tactical things. [32:14] They might be able to help you find shortcuts as you take on different implementations and initiatives within the risk space within your company. [32:30] Justin says, I look forward to seeing you again, in 2026, virtually, and/or in person. Thank you so much for all your time and for being so generous with your knowledge. [32:46] Special thanks again to Joseph Milan for joining us here on RIMScast. His virtual workshop is "Facilitating Risk-Based Decision Making". Enrollment closes on March 3rd for the two-day course, which will be held on March 4th and 5th. A link is in this episode's show notes. [33:07] Joseph will also lead the Pre-RISKWORLD two-day workshop, "Captives as an Alternate Risk Financing Technique," on-site in Philadelphia on May 2nd and 3rd, 2026. We will provide a registration link when it's available. Mark your calendar and learn from one of the best! [33:28] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:56] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:13] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:30] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:46] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:00] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [35:11] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: "Facilitating Risk-Based Decision Making" | Virtual Workshop | March 4‒5, 2026 RIMS-CRO Certificate Program in Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Series Featuring Joe Milan! RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now Spencer Educational Foundation Scholarships | Submission Deadline Jan. 31, 2026 RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepJanuary 14‒15, 2026, 9:00 am‒4:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops "Managing Worker Compensation, Employer's Liability and Employment Practices in the US" | Jan. 21‒22, 2026   Upcoming RIMS Webinars: RIMS.org/Webinars   Related RIMScast Episodes: "James Lam on ERM, Strategy, and the Modern CRO" "The Evolving Role of the Risk Analyst" "Presilience and Cognitive Biases with Dr. Gav Schneider and Shreen Williams" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Joseph A. Milan, Ph.D.   Production and engineering provided by Podfly.  

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Grab my free e-course, where I break down job titles, salary ranges, and employers hiring macro social workers right now. Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠macroandpaid.com---Why Now is Not the Time to Give Up on Your Job Search | Career Coach for Macro Social WorkersFeeling discouraged about your social work job search? This podcast episode is for the social worker who is tired of receiving rejection emails, confused by job market headlines, and tempted to pause the search because it feels like nothing is moving forward.In workforce development, there is a name for what happens when you stop trying because you start believing there are no jobs for you. It's called a discouraged worker. In this conversation, I break down the federal definition, the early warning signs, and the mindset and strategy shifts that keep you in the game.You'll learn how to spot discouragement before it becomes your new normal, how to stop internalizing headlines as your personal truth, and how to rebuild your job search strategy for the job market we are in right now. I'll also explain why what worked for you in the past years to find social work-focused employment might not work today, and what it looks like to approach job postings, resumes, interviews, and rejections as information you can use, not proof that you are not qualified.If you're a social worker exploring macro social work jobs, this episode will help you think more strategically and move with more clarity.Enrollment for Cohort 22 of the Micro to Macro Career Accelerator opens in January. If you want proven strategies to identify, apply for, and interview for macro social work jobs, join the waitlist at: https://macroandpaid.com/Happy macro career planning,Marthea Pitts, MSW #socialwork #socialworker #msw #bsw #job #socialworkjobs #macrosocialwork #careercoachforsocialworkers

A second stabbing on the light rail leads to more questions about safety on public transit, Gov. Stein cancels Medicaid reimbursement rate reductions. CMS enrollment is at its lowest point in 14 years, and the Panthers return to the field after last week's bye.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/FirstClassForTwoLearn how to book First Class for two people using points and miles on top-tier carriers like Qantas, Qatar Airways, Lufthansa, Emirates, and Singapore Airlines. We break down the specific strategies needed to find rare award availability for two passengers and share our best advice for securing these exclusive seats togetherThank you to Adam from https://www.instagram.com/miles_2_smiles for joining us as a guest co-host!Find our Guide to Booking First Class in ElevateLearn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite:  https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG:  https://www.instagram.com/letsgettothepoints/ TikTok:  https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers:  Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:27 First Class for Two People with Points and Miles5:47 Booking Qantas First Class for Two with Points and Miles34:40 Booking Qatar Airways First Class for Two with Points and Miles47:52 Booking Lufthansa First Class for Two with Points and Miles49:17 Booking Emirates First Class for Two with Points and Miles49:59 Booking Singapore Airlines First Class for Two with Points and Miles54:18 Our Best Advice for Booking First ClassThank you for supporting our Channel!  See you every Friday with a new episode!Disclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities.  Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 End of Year Status Renewal Overview00:24 Marriott Status Renewal Strategies01:44 Hyatt Status Renewal Strategies04:05 American Airlines Status Renewal Strategies07:44 Southwest Companion Pass Strategies10:27 Timing Your Credit Card Bonuses for Maximum Benefit11:59 Conclusion and Next StepsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

This episode of The Spiritual Investor Podcast is about how you enter the Year of the Horse as a different version of yourself, rather than dragging the Year of the Snake along with you. We look at attachment, time, and identity through the lens of money. Instead of trying to "fix" the past, I walk you through how to step out of linear time, see where you're still recreating old stories, and begin living as the version of you who is already free now. I share more about the inner work I've been doing this year, including a recent therapy session that brought up childhood loneliness, and how merging that younger self with who I am today has changed the way I hold my own history. We explore why attachment isn't something you get rid of, but something you stop identifying with, and how choosing just two primary states of being for 2026 — joy and silence — can dissolve the heaviness you've been carrying. We also talk about energetic currency and money: how to design the energy of your life alongside the energy of your investments, why you don't need perfection or huge amounts of capital, and how steady, values-aligned decisions can quietly compound over time. This is about entering 2026 feeling open, spacious, and resourced, not overwhelmed and contracted. If you're ready to take this deeper into your financial life, this is the work we do inside The Spiritual Investor Mastermind. Enrollment is now open for the next round beginning February 3, 2026. You can apply at thespiritualinvestor.com.

Parents at St. Paul Public School's Hmong language and culture school are preparing to keep their kids at home Monday amid an ongoing dispute with the district over overcrowding concerns. The boycott on Monday takes place ahead of a Tuesday meeting where the school board will vote on next steps. Enrollment at the PreK-8 Txuj Ci school has grown tremendously in recent years. But the district has not been able to find enough space to keep all students under one roof. That's led to several temporary short-term solutions that have left many parents frustrated. Tensions have boiled over to the point where some parents say they may even pull their kids from the school entirely. Sahan Journal's Becky Dernbach has been following the story and joined Minnesota Now to share her reporting.

What if your declining energy, brain fog, and poor sleep aren't training mistakes—but hormonal shifts? Coach Chris Newport sits down with Dr. Abby DeVries, a family physician specializing in midlife women's health, to unpack perimenopause, menopause, and hormone therapy for active women.We discuss:Early signs of perimenopauseProgesterone, estrogen, and testosterone explainedWhy strength training is critical for bone healthHormone therapy myths and safetyLongevity strategies for women who want to keep performingThis episode is a must‑listen for women who want to age strong, confident, and informed.Get all the details, and Abby's info here: https://www.theenduranceedge.com/menopause-perimenopause-and-active-women/ 

What if the whole idea that your teen “must move out at 18” is one of the biggest parenting myths of our generation?In this episode, Greg and Rachel challenge the cultural belief that independence = separation. They explain why forcing teens into adult life at 18 isn't just unnecessary—it's often harmful, developmentally inappropriate, and rooted in a modern social experiment that has produced more loneliness, more mental illness, weaker families, and generations of underprepared young adults.Greg and Rachel reveal the truth: If your child will only become capable, confident, mature, and contributing after you kick them out… that's a parenting problem—not a launching strategy.Instead, they show how the teen years (16–25) are the prime window for deep mentoring, skill-building, emotional development, and world-class education. And that staying home longer—in a healthy, high-skill, high-expectation family—creates stronger adults, stronger marriages, and stronger generational wealth.You'll hear:Why the “18 equals adulthood” idea is culturally manufactured—not biologicalHow incomplete brain development (until 25!) radically changes how we should guide young adultsWhy independence begins at age 2, not 18… and how to train kids long before the teen yearsWhy most failure-to-launch cases come from lack of parenting skills, not lack of kid motivationIf you've ever wondered why today's teens struggle—or how to help your kids become confident, competent adults without pushing them out prematurely—this conversation will completely reframe your parenting vision.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Rove and Carissa's Journey00:29 Exciting Features of Rove01:27 Carissa's Role and Experience at Rove03:17 Deep Dive into Rove's Hotel Booking System07:08 Maximizing Points with Rove13:01 Exploring Rove's Flight Booking System25:13 Rove's Shopping Portal and Promotions28:47 Upcoming Features and ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou Can Find Rove at:➤ Website: https://www.rovemiles.com/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.