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Master Your Finances: Amber Duncan’s Debt-Free Strategies Unveiled Reducemydebts.com About the Guest(s): Amber Duncan is the founder of Life After Debt, a company dedicated to helping individuals manage their debt and improve their financial situations. Following personal and professional hardship during the 2008 housing collapse, where both her and her husband, then mortgage brokers, declared bankruptcy, Amber was inspired to create solutions for those affected by unexpected financial crises. As “The Debt Coach,” she is recognized for her empathetic approach and educates consumers on navigating debt through negotiation and leveraging their rights. Her mission is to reduce financial stress and build debt-free paths for her clients. Episode Summary: In this insightful episode of The Chris Voss Show, host Chris Voss welcomes Amber Duncan, founder of Life After Debt, for a conversation centered on debt management and financial empowerment. Having experienced financial collapse firsthand during the 2008 housing crisis, Amber offers a unique perspective and practical advice on managing debt and improving financial health. She emphasizes the importance of challenging financial norms, understanding the nuances of debt, and transforming one’s financial outlook through education and strategic actions. Amber Duncan discusses the frequent misconceptions surrounding taxes and debt, underscoring the notion that not every debt is inherently negative. During the episode, Amber also delves into how debt can sometimes be strategic, such as using low-interest loans for investments. She sheds light on prevalent issues like zombie debt and the significance of consumers knowing their rights. Through her work at Life After Debt, Amber encourages individuals facing financial challenges to seek help without shame or guilt, providing them with clarity and effective debt settlement strategies. Key Takeaways: * Financial challenges are often a result of unforeseen circumstances rather than poor financial management. Facing these challenges head-on with knowledge and support is crucial. * Not all debt is bad; understanding when and how to use debt strategically can lead to financial growth. * Consumers should always validate their debts and understand their rights, particularly with issues like zombie debt and debt collection harassment. * Filing taxes is legally required, but immediate payment is not; people should manage their tax obligations strategically. * A clarity call with a financial expert can significantly change one’s financial perspective and lead to effective debt resolutions. Notable Quotes: 1. “Not every debt is bad debt. It’s about knowing what to do with it, and when to have it, and when to get rid of it.” – Amber Duncan 2. “Everything in life is negotiable. And if that is the one message I want people to hear today, it’s that.” – Amber Duncan 3. “We have rights as consumers, and so if we activate those rights, and actually question and require things that we’re allowed to require, then at that point, guess what? We’re in the driver’s seat.” – Amber Duncan 4. “It’s that moment when I recognized that we have a universal problem right now, that we’re not extending help to those who are in situations they didn’t ask for.” – Amber Duncan 5. “People need to be educated that they can ask for things without feeling guilty. And they can fight things, and they can negotiate things.” – Amber Duncan

Rank punditry takes the lead on this edition of the New Hampshire Journal podcast as GOP strategist Periklis Karoutas of Legislative Strategies and Rep. Ross Berry (R-Weare) with the Committee to Elect House Republicans review the field now that the filing period has closed. (Berry also explains why the REAL filing ends in two weeks.)And NH-02 GOP candidate Victor Orlando talks about his race to win the Republican nomination and take on Maggie Goodlander, and why he thinks he's a better candidate for the GOP than Lily Tang Williams.PLUS -- The same state agency head whose department "accidentally" mishandled the ICE facility issue and created headaches for Gov. Ayotte is (shocked face!) supporting Cinde Warmington for governor. Why that story is bigger than it looks.Hosted by Michael Graham, Managing Editor of NHJournal.com.Sponsored by Perfect Smiles of Nashua.

✔️ How to Make Sure Your Divorce Documents Are Enforceable | Los Angeles Divorce

Episode 294-AG Green-lights Red Flag Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 14 Gun Lawyer — Episode 294 Transcript SUMMARY KEYWORDS Gun Lawyer, New Jersey, ERPO, gun confiscation, due process, public awareness campaign, gun safety, Second Amendment, red flag law, wellness check, gun rights, gun violence, civil rights, gun storage, gun laws. SPEAKERS Speaker 2, Evan Nappen, Teddy Nappen Evan Nappen 00:17 I’m Evan Nappen. Teddy Nappen 00:19 And I’m Teddy Nappen. Evan Nappen 00:21 And welcome to Gun Lawyer. So, Teddy, what have you discovered in your travels? Teddy Nappen 00:30 Well, first off, you can stop pestering me. I finally watched Project Hail Mary. Evan Nappen 00:36 I love that movie. It was fun. Didn’t you like it, man? Teddy Nappen 00:40 I thought it was. I will give it credit for a movie that’s almost three hours long. You stay. You don’t want to like check your phone or anything. You’re actually very engaged. And I was like. Evan Nappen 00:51 True! Teddy Nappen 00:51 The last 40 minutes, I’m like, okay, everything’s solved, what’s left for plot? And then they actually made it more interesting. Evan Nappen 00:59 Yes! Don’t, don’t spoil it for people. Teddy Nappen 01:01 No, no spoils. Page – 2 – of 14 Evan Nappen 01:02 It’s a good one, and it is a very interesting statement about Government. Teddy Nappen 01:12 I was thinking also Stoicism. Evan Nappen 01:14 Yeah, yeah, yeah. They did a great job. I really enjoyed it. So, anyways. I love talking about movies. However, this is Gun Lawyer, man, and we talk about important New Jersey. Teddy Nappen 01:32 Fine. Evan Nappen 01:33 And beyond the borders of New Jersey. Teddy Nappen 01:38 We’ll open with this: the Attorney General’s a jerk. Evan Nappen 01:42 Wait a minute! Don’t go disparaging our beloved Attorney General. But why are you not happy with what the Attorney General has done? Teddy Nappen 01:51 Well, I love when they’re advertising, effectively legalized swatting, in this latest article. Right from the Attorney General’s Office. ” Attorney General Davenport, Office of Alternative and Community Responses launches gun safety public awareness campaign”. (https://www.njoag.gov/attorney-general-davenport-office-of-alternative-and-community-responses-launch-gun-safety-public-awareness-campaign/) I want to meet the marketing team that comes up with these titles. Evan Nappen 02:14 Which always, if it’s Gun Safety Public Awareness Team, let me guess. They’re using their office to promote citizen self-defense so that citizens are no longer victims, but can defend themselves against criminals, right? Isn’t that what they’re promoting? And helping citizens to understand their use of force and self -defense, and complete dedication to the Second Amendment, right? Am I correct? Teddy Nappen 02:41 I think you forgot this is with New Jersey, but yeah. Evan Nappen 02:45 Oh, what did they do instead? Tell me. Page – 3 – of 14 Teddy Nappen 02:47 Oh, so from the article that they put out, Attorney General Davenport of the office has launched a multi-year public awareness campaign to raise awareness about the life-saving potential of New Jersey’s Extreme Risk Protection Orders (ERPOs). Evan Nappen 03:06 Ah, the Red Flag. Teddy Nappen 03:07 Wow! Evan Nappen 03:07 So, they believe that it is life saving. Try life destroying! If you’re a gun owner and you get hit with one of these ERPOs, as we talked about on a prior show, simply talking to Chat GBT led to this. Where not only were the guns seized, not only is your house searched, but you’re taken away for a “wellness check”. And with his inability to give a urine sample, they shoved a catheter up his penis. All over the wonderful ERPO situation. Isn’t that great? How that all works out. So, there’s a lot of downside, unless you don’t consider forced catheterization up your penis, a downside. I don’t know. Today you don’t know. But these are the kind of things that can come from ERPOs and wellness checks. It’s just astounding. Astounding. Teddy Nappen 04:19 What is astounding is I love how they twist it. Just reading the article, you can feel it. I always go back to that line from “Untouchables” – “Let’s do some good.” They actually think this is going to solve problems. Or right here from the Attorney General. ERPOs are a proven tool for preventing tragedies. How do I know? I pulled it out. They didn’t actually say that. We are committed to using all the tools at our disposal. Evan Nappen 04:52 This is what they put out. But the reality of it is, it’s a tool for disenfranchisement of Second Amendment rights, and it’s a tool of confiscation of guns. It is a tool of gun rights suppression. It is designed for that purpose. There is no due process up front. These are granted ex parte. The person who is served with the ERPO has no clue that it’s coming their way, has no opportunity, before the damage is done to talk or speak or make their case to the judge. This is just gun confiscation in its rawest form with benefits. And the benefits are taking you away for a so-called “wellness check”, while you’re at it, to search and seize giving them the opportunity to review your guns, to take your guns, to search your house, to invade your Fourth Amendment rights as well. All done under this guise. Evan Nappen 05:40 This is something we in the firm here deal with these all the time, and the public awareness campaign is designed to get more people to jump on this. No matter how weak the claim is. No matter whether it’s for reasons that are unproven. It doesn’t matter! They want these ERPOs, which, when they initially issued, are called TERPOs, Temporary Extremist Protection Orders. Only after the issuance of the TERPO do you finally get a hearing where you get to try to fight to challenge it from becoming a final, Page – 4 – of 14 what we call a FERPO. And if it takes place in Burlington or Bergen County, then you, of course, are getting a BURPO. I’m just kidding about that. They don’t call them BURPOs, but it is a pretty bad, rotten, terrible law. It is the most extreme ERPO law in the country, and it is just rights violation from the get-go. Teddy Nappen 07:32 Well, also, if you’re going through the article, they’re talking about the public awareness campaign they’re going to be doing. They say the ERPO awareness is leading up to the National Gun Violence Awareness Month in June. I thought June was also Pride Month, but you know they kind of go hand in hand with the recent mass shootings. It’s one of those. Evan Nappen 07:58 It’s like National Brotherhood Month. Be glad we don’t celebrate it the rest of the year. Teddy Nappen 08:04 I know. You know what? Evan Nappen 08:05 That’s the old Tom Lehrer joke. Teddy Nappen 08:07 You know what? I’m very aware of the gun violence. That’s why people want to be armed to defend themselves, but continue. Then they go on about using like billboards, bus shelters, radio platforms. Oh, by the way, everything will be in Spanish, too. They were very bold in that, and they made it very clear it’ll be in English and Spanish. So, okay. Evan Nappen 08:30 Well, the propaganda that gets generated out of New Jersey is intense, and it is going to create more and more confiscations and misery for law-abiding gun owners and their gun rights. That’s the reality of what is going on. They have these very cute images on this article. I see where they are going to promote this operation, and it’s like they’re meme articles. Because of an ERPO, they’re still here. They show two people, then they have another one. Because of an ERPO, he’ll graduate in June. Really? Then there’s another one. Learn the facts about ERPO. Stop gun deaths. Need to talk. . . blah blah blah. Evan Nappen 09:27 Okay, you know what? We could do our own memes here. You know, we could have, because of an ERPO, this person, this law-abiding gun owner, just had their life ruined, just had their home invaded, just had their family heirloom guns seized, just had to go through an expensive court process just to get back to square one. Because of an ERPO, the person was taken in for a completely unnecessary wellness check, and had medical procedures done to them against their will. Because of an ERPO, they just have a big dick pic with a catheter in it, and say, because of an ERPO, I was forced to endure this. How about that for a nice image? You know, this is what reality is when you’re in the practice. You see these laws and what they actually do to people, and what doesn’t get told is what I’m telling you Page – 5 – of 14 now. The actual effect of it. Not this fluff and propaganda and claims being made that are not how we have experienced ERPOs in the practice of law. There’s an extreme risk protection website, Teddy, by the way. (https://www.njoag.gov/erpo/) Teddy Nappen 10:53 Yeah, they have the link. Evan Nappen 10:53 It talks about ERPOs, and it has a Q and A in it. Let’s take a look at the questions, the Attorney General’s answers, and what I think are the real answers. “Is ERPO the same as a ‘Red Flag’ law?” It’s very similar to what a lot of people know as Red Flag law that exists in other states, even among states that use the name ERPO. There are some technical legal differences. Be sure any information you get about ERPOs is specific to New Jersey. Yes, the similarity ends with New Jersey not having any due process upfront. It’s not just a Red Flag law. It’s a bright Red, no due process upfront law. Other states that may have Red Flag laws do it where you get due process up front before the order is even issued. Not in New Jersey. So, yeah, it’s different. It’s different in an extremely gun rights suppression manner. “Why are ERPOs needed?” Well, an ERPO is an immediate step that can be taken to stop a violent situation before it starts, by temporarily removing firearms from a person who’s at risk of harming themselves or others. Evan Nappen 12:10 Yeah, it’s also an immediate step that can be taken to SWAT somebody and an immediate step that can be taken when information is misconstrued. It’s also an immediate step that can be taken without even truly determining whether there is an actual risk of harm to oneself or another, because the one person they’re concerned about never gets an opportunity up front to actually explain whether there is or isn’t such a risk. “Why do people file for ERPOs?” Because they’ve seen warning signs that someone close to them is at high risk of using a firearm to harm themselves or others. Filing a petition for an ERPO provides safety for everyone involved and gives the person in crisis an opportunity to seek help. Really? Well, so-called warning signs, again not evaluated up front, high risk, again not evaluated up front with any input from the person who becomes the victim of this ERPO. Filing a petition for ERPO provides safety for everyone. No, it actually doesn’t provide safety for everyone. In fact, it endangers law-abiding gun owners. There are cases on record, Teddy, about individuals being swatted over false ERPOs, and they end up getting killed by police because they don’t even know what’s going on in this raid. They had no clue, right, Teddy? Teddy Nappen 13:42 It’s one of those things that’s very disgusting, just the very insidious nature of this. It is legalized swatting, and there’s no way about it. Like, you can just make something up, say someone said something or did something, and they’ll hand them out like candy. Then you get your life destroyed, just going through the process. And I love, I love the article. Their whole thing in it, where they’re saying we need to dispel the myths. The whole, yeah, dispel the myths. Page – 6 – of 14 Evan Nappen 14:16 To create an entire myth about what it is. “What’s a temporary ERPO?” A judge can issue a temporary ERPO if they believe the at-risk person is an imminent threat to themselves or others. Isn’t it amazing that a judge can do this, believing the at-risk person is an immediate threat to themselves or others with never speaking to the so-called at risk person. Never talking to them in advance. And a TERPO is in effect until the hearing for a final, which is typically scheduled within 10 days. And let me tell you, yeah, there’s a railroading, after your life has been turned upside down, of the hearing on the final having to take place in 10 days. After all the damage has been done, after your house has been raided, after you’ve been forced into a wellness check, after you’ve had your property seized. And do you think it’s cared for real well when it’s seized? After you’ve had this entire ordeal, then within 10 days of it, you’re supposed to have a hearing. Are you ready for that hearing? You don’t even know what hit you. How are you going to be prepared and do that? It’s railroading you into a FERPO, instead of giving due process up front on the TERPO. Teddy Nappen 15:37 The article tries to paint it like the court judges may issue them after carefully reviewing the individual circumstances, and prompted by the petition filed by a relative, household member, or law enforcement officer. The ERPO is issued only after several factors are considered. Whether they have been arrested, charged, convicted, disorderly persons, domestically. Evan Nappen 16:01 One of those factors, Teddy, as we’ve reviewed. One of the factors is has recently acquired a firearm. That’s actually a factor for an ERPO. That you’ve gotten a gun, that means that you got a pistol purchase permit and got a gun, or went to the gun dealer and bought a gun. That’s now an ERPO factor, as a fact to take your gun, is that you just got a gun. It’s literally a factor in the law. Teddy Nappen 16:27 Well, the article ignores that factor. Gee, I wonder why? Evan Nappen 16:31 They don’t list all the factors, because they’re so outrageously vague and unbelievable. And again, done ex parte. “What is a final ERPO?” Before a final ERPO is issued, this is all from their Q and A, a person at risk will have a chance to present evidence and testimony to the judge. If the judge believes they’re immediate threat of ERPO, so what does it say? Before the final. That’s the only time you’re going to get your chance is after the TERPO, the temporary order has issued. “How long does a final ERPO last?” It stays in effect until the person who filed the petition or the person at risk asks the judge to end it. If the at-risk person is seeking to end the order, they must prove to the judge they’re no longer a danger to themselves or others. So, the burden of proof switches to the victim of the ERPO. The person whose rights have just been taken away from them and had their life turned upside down. The burden is shifted for them to have to prove, in effect, their innocence. Prove they’re no longer a danger. Go ahead and prove the negative. Good luck with that. Page – 7 – of 14 Evan Nappen 17:47 “What information goes into the petition?” You’ll need to provide specific information about dangerous behavior or threats you’ve witnessed. If the person owns any firearms, provide all information you may know about firearms they own or have access to. So, now you have the ratting out, the giving of the information, the revealing of any firearms, so that they may be confiscated. Backdoor gun confiscation. Let’s have an entire propaganda campaign designed to do this. Even in their Q and A, all the gun information goes. “Does it cost money to file?” No, there’s no filing fee. There’s actually something you can do in Nwe Jersey that they won’t charge you for, and that’s if you aid and abet New Jersey in the seizure of guns in the disenfranchisement of an individual’s gun rights. They won’t charge you for that. Isn’t that nice of them? Evan Nappen 18:47 “Is the person arrested or taken into custody?” No, but they will eventually be required to appear in court. Ahh, let’s talk about that. Person arrested or taken into custody? Well, when they do the combo with the wellness check, you’re taken in. And they say, if you don’t voluntarily go, we’ll make you go. Oh, we just searched your home for guns, and we found that one of your magazines holds 11 rounds instead of 10. You’re getting arrested. Or any other condition that they want to turn into criminality, you’re going to be arrested and taken into custody. And if there’s any type of other allegations made, you’ll face those charges. Evan Nappen 19:37 Remember, this isn’t just done in a vacuum. So, it’s extremely misleading to say a person isn’t arrested or taken into custody when very often that’s exactly what happens. We’ve seen it because of the collateral damage that occurs from the TERPO. “Does an ERPO go on a criminal record?” No, it’s a civil matter, not a punitive punishment. You see, they don’t consider taking your guns and taking your gun rights punitive or punishment. No, this is just civil. Its purpose is to give the person in danger of harming themselves or others, an opportunity to address the crisis. You see, this is being done for your own protection. We’re doing this just for you, gun owners. We’re doing it to help you, because we love you so much. It’s not punitive at all. Evan Nappen 20:34 Except you go into a database that declares you to be an extreme risk. Do you think being in that database is going to help you get a job? Do you think being in the extreme risk database that ERPOs put you in is going to be helpful to you? Do you think that’s going to help you travel, let’s say on an airplane? Do you think it’s going to help you anytime a background check is done on you? So, does it have an actual criminal record? No, because there’s no criminal conviction. So, it would not be a criminal record. But notice it doesn’t say, do you get a record? Because the answer to that misleading way it’s presented is yes. You’re damn right. You will have a record. You will have a record of having an ERPO and being put in a database and on a list of being an extreme risk. But they don’t bother mentioning that in their Q and A. Teddy Nappen 21:39 Oh, this is what happens. Page – 8 – of 14 Evan Nappen 21:41 Go ahead, Teddy. What? Teddy Nappen 21:42 Well, what I was going to say is one thing that does point, like jump at the article with me. All this can be made possible from a competitive grant award from the “Byrne State Crisis Intervention Program” (SCIP) Grant which is administrated through the U.S. Department of Justice’s Bureau of Justice Assistance. (https://www.njoag.gov/attorney-general-davenport-office-of-alternative-and-community-responses-launch-gun-safety-public-awareness-campaign/ – last paragraph) So, the insidious nature of SCIP. Oh, you know what happens whenever you get thrown in, because you think, oh, he may have said he said something like, oh, he’s had some bad thoughts. We need to get him into the crisis intervention unit. He needs to be evaluated. So, the doctors who evaluate you, who think you’re crazy or think you’re extreme, throw you into the nut house as well. That same group is pushing for Red Flag. Amazing! Evan Nappen 22:27 They are, because it goes together with it. And then it says, “What happens to firearms when an ERPO is approved?” Firearms, ammunition, and license to purchase, own, and carry must be surrendered to law enforcement. What also happens is you get put on the ERPO list. And if you fail to have guns turned in, if you fail to file that order, you can be criminally charged for contempt. Then you become a prohibited person after that to ever possess firearms and ammunition, very similar to being a convicted felon. But notice none of that is explained either. Then it says, “When are firearms returned?” When a judge terminates the order. Well, let me just tell you right now, that’s not in the law. We have cases on this right now. You can go in to court, and you can win a TERPO. But the TERPO was defeated after your guns were seized and you went through all that. There’s nothing in the statute that orders the guns themselves returned. So, if the Attorney General is now saying that firearms are returned when the judge terminates the order, great! Because we have cases right now where this very answer and question I want to explain why it hasn’t happened to our clients. Because it’s not in the law! And fighting to get it back afterwards, after you win the TERPO, where a FERPO is not granted, it’s exactly what a client we had on a couple shows ago. He talked about that very thing, that very problem. They asked, How is ERPO different? Go ahead, Teddy, what? Teddy Nappen 24:20 Well, I was going to say is the thing that if you kind of go through all this, looking at like the article, what they’re talking about, they are just doing all their best to muddy the waters. Trying to like no, no, no, no, it’s perfectly fine. We’re just going to take the firearms away, and then it won’t be a problem. Then if everything’s calm and the State has deemed you not an extreme risk. What do we mean by that? Well, we’ll determine that from a political judge. Evan Nappen 24:54 Ask any gun owner that’s gone through this, and they’ll tell you it’s a nightmare. This is designed to create more nightmares for New Jersey gun owners. Here, “Do ERPOs stop violence?” Evidence suggests ERPOs are an effective violence prevention tool, particularly in cases of suicide or mass shootings. Suggests it. They don’t prove it. Instead we have tremendous violation of due process rights Page – 9 – of 14 in this “suggestion” of what people go through. No actual hard evidence that it even accomplishes what it is intended to do. And of course, potential suicide or mass shootings. Well, of course, if someone’s hell bent to kill themselves, last I heard, a gun wasn’t the only way to do it. If the person is determined to engage in criminal acts, a piece of paper will not stop that person. So, who is it really affecting? The law-abiding citizens. They’re the ones who pay the price. Evan Nappen 26:04 And then last question here, “What happens if the petition for an ERPO gets denied?” Now, notice this is really interesting. The last question is, what happens if ERPO gets denied? It says, if the municipal court denies a petition for a TERPO, the person who filed it can request an immediate hearing in Superior Court. If the Superior Court judge is the one who denied the TERPO or denies the final, the person who filed can appeal to the Appel Division within 45 days of the denial. Notice what they don’t say. What happens if a petition is granted? Do they tell those people that they have a right to appeal? Do they mention the appellate rights of the victim of the ERPO? No, they don’t. They only tell the person who filed the ERPO of their appellate rights. Evan Nappen 26:58 Well, let me tell you. If you are hit with these, you have appellate rights. You have the right to challenge it and appeal it. They don’t mention that on their website. It’s supposed to be so informative. To cut through the so-called misunderstandings and misinformation out there about ERPOs, but they don’t even tell you about the appellate rights for those that suffer under this non-due process red flag law. New Jersey is probably the most extreme example of ERPO in the country. If not the most extreme, then tied for it. If somebody else is out there that I’m not aware of, that has copied New Jersey’s model. Teddy Nappen 27:58 I’m just waiting for them to up the ante, where they’re going to combine it with the gun owner gulag, where we’re not only going to arrest you, we’re not just going to ruin your life and take your firearms, we’re going to hold you until trial, and the hearing also takes six months. I’m just, it comes back to the old article that you first wrote, just death penalty to gun owners. They’re at that stage. The left hates us that much, that that’s where they would see the justice, like when it comes to the justice. Evan Nappen 28:24 They’re never satisfied, and it’s always take, take, take. Then the amount that they want to take, they call a compromise. And then they come back for more “compromise” where they take more. Then they say, well, that’s a great compromise, now we want more. It’s never giving. When do you see rights expanded and respected? When do you see rights restoration to New Jersey gun owners in the broader Second Amendment sense? Only when they’re forced to do it kicking and screaming, such as with carry permits, because of the Bruen decision. They knew they had to issue them, so they created the Carry Killer Law. So, yeah, we’ll issue permits, and we’ll try to make it as impossible as we can for you to actually use the permit by creating 25 “sensitive places” in an absolutely bizarre and confusing matrix. Create all these other requirements upon anybody who chooses to have a carry permit. So, it’s always take rights, take rights, take rights. And even when they’re forced by case law to have to restore freedom, they try to find some other gambit to take freedom yet again. This is the pattern of a gun rights suppression Government. That’s what we’re dealing with here, and that’s what we see. Page – 10 – of 14 Teddy Nappen 30:05 I’m trying to remember. It was a comic artist, like, where he was a free speech advocate, Frank Miller, and there’s a famous comic image that he painted where it was speaking out against the censorship going on in the comic book industry. It’s a picture of a woman, and there are band aids covering her eyes, covering her ears, and then one about to go on her mouth. The hands with the hand blob going, this last one’s for your safety. It just, it’s that insanity twist of believing that this will actually make the community safe. Actually thinking that this will solve the problem when all it does is exacerbate it and good luck to every actual career criminal. If that’s quote unquote red flag, we’re Evan Nappen 30:57 And that’s if we are giving them the benefit of the doubt. That they’re actually doing it because they really want safety and are simply misguided or wrong. But I don’t believe that after practicing gun law for over 40 years in the state of New Jersey. I believe it’s an agenda. It’s an agenda of gun rights oppression, and its foundation is simply that of being evil and wanting to go after rights. I don’t give them the benefit of the doubt as to their intention. Their intentions are to destroy our rights. If they could repeal the Second Amendment, they would do it. Look at how draconian every gun law is in New Jersey. Look at how they don’t grandfather magazines. Look at how extreme the penalties are. Look at how they created the gun owner gulag. I mean all this that they do. I just don’t believe it’s for some noble cause. It’s more about their hatred of us, and that really is what fires them up. That’s what the Left is all about, hatred, and they hate us. And this is how their hate is translated into these so-called do-gooder laws. It just is a better explanation from my experience in seeing what the gun laws do to good people, Teddy. Teddy Nappen 32:27 Yeah. Evan Nappen 32:29 But let me tell you, it doesn’t mean that we can’t have guns, that we can’t enjoy our guns. We can still keep fighting, and we don’t want to give up. We’re making progress, even though New Jersey is the toughest environment. And this is where it’s very important that you have a range to go to, and the range where Teddy and I shoot is WeShoot. WeShoot is in Lakewood. They’re a great indoor range. They have great training and a great pro shop. You can get your certification you need, your CCARE for your carry. It’s really just a great place. WeShoot has some pretty cool stuff they’re offering in June. Here they have a Smith & Wesson Performance Center Bodyguard 2.0 Carry Comp with blue titanium finish. It is a stunning evolution of the Bodyguard platform, a very popular platform. It features all these performance center enhancements with an integrated compensator and that really cool blue titanium finish. So, check it out. I think you really dig that bodyguard. They also have a Sig Sauer P211 Comp GTO. Now, this is Sigs latest high performance masterpiece. This gun blends race gun speed with premium craftsmanship, and it just takes it to another level. They also have Henry Big Boy Steel X. Now, the Henry Big Boy is a modern lever action. It’s a powerhouse with a threaded barrel, and that’s okay. On a lever action, you can have a threaded barrel on your lever action, side loading gate, and rugged steel construction, proving that tradition and innovation can ride side by side, and so check out those. Page – 11 – of 14 Evan Nappen 34:29 By the way, Molly Friedman is joins “The Many Faces of 2A”, and she’s reminding us that the Second Amendment belongs to every American from all walks of life. WeShoot is running some great June promotions beyond those really cool guns. There’s 25% off all heritage firearms, $200 off a family membership, 10% off all new firearms, 15% off all used firearms, and 15% off private lessons. So, this is great. Get down to WeShoot. WeShoot is in Lakewood. Go to weshootusa.com, weshootusa.com, weshootusa.com. Check out their website, beautiful photography. Also, pay a visit there in Lakewood, you’ll be glad you did. Evan Nappen 35:27 Let me also shamelessly promote my book, which is New Jersey Gun Law. It’s the bible of New Jersey gun law. It’s over 500 pages, 120 topics, and explains what you need to know about New Jersey gun law. It’s used by well, everybody, that wants to know about New Jersey gun law. Go to EvanNappen.com and get your copy today, so you can hopefully not become a GOFU, because New Jersey loves to make GOFUs. Teddy, what else do you have that you may have discovered in your travels? Teddy Nappen 36:05 Well, as you know, Press Checks are always free. One of the things that is, again, we always want to do our opposition research to see what they’re currently the gun rights oppressionists are pushing or crying about. If we go to our good friends at TheTrace.org, they put out an article. “Trump’s Justice Department Is Suing Cities and States to Dismantle Gun Laws. (https://www.thetrace.org/2026/06/trump-doj-civil-rights-2a-local-gun-laws/) So, again, this is where we always have to make. Evan Nappen 36:41 Make sure our listeners know that The Trace is Bloomberg’s mouthpiece, the anti-gun Bloomberg mouthpiece. So, they’re oppo research for sure. So, what do they say? Teddy Nappen 36:55 Yeah. So, they’re whining about the fact that they no longer have the strong arm of the United States government to go after our rights. Instead, oh my god, the Civil Rights Division is fighting for the Second Amendment. Evan Nappen 37:11 Wait a minute, wait a minute, wait a minute. You’re telling me that the Civil Rights Division of the US government is actually fighting for the Constitution? Teddy Nappen 37:20 I know. Amazing. Evan Nappen 37:21 When did that happen? Page – 12 – of 14 Teddy Nappen 37:24 Well, apparently, and this was a big shocker, even to The Trace, where they even talk about the article. I love how there’s this. This department was used for fighting civil rights discrimination for black voting and school segregations. It has never been a focus on gun rights, said former attorney of the division, who focused on red lines, which can’t wait to hear all that wonderful things that went on with redlining. Evan Nappen 37:54 Well, so what? I mean, the Second Amendment is also a constitutional right and a civil right, and they absolutely should be protecting all civil rights. They particularly should not be going against any civil right. So, under Biden and prior administrations, they weaponized these agencies to actually go against Second Amendment rights. And now the agencies are actually doing their job and enforcing Second Amendment rights, and The Trace apparently can’t stand it. Plus, they’ve lost so much money that they used to get from the taxpayer. I mean, this is the effects of an election having consequences, and it’s President Trump and his administration that are making these great changes. You see it taking place here, and they’re upset about it. Teddy Nappen 38:49 And this is for, like, any every time I hear the black pillars go, like, he’s not doing enough for the Second Amendment, are you kidding me? Having the Civil Rights Division fighting all of these blue on-on strongholds, fighting for our rights, taking down. This is how we lost our rights through salami tactics. This is how it piece by piece, sure enough. And I love this timeline, mind you, of the Spamberg together talk. Actually, mentioned this in the trace arc about Spanberg signing the assault weapon ban. The Assistant Attorney General Dylan posts on X, see you in court. Imagine having an Assistant Attorney General in your Government saying we’re going to fight to defend your rights. When was that ever in any administration? Evan Nappen 39:41 Take on the state that’s stomping on Second Amendment rights. But, Teddy, you mentioned the black pillars. Just so our listeners know, what does that term mean? The black pillars. It’s not about race at all. What does that term mean? Teddy Nappen 39:56 They’re the horseshoe right. They’re the ones arguing that Donald Trump hasn’t done enough. He hasn’t met any of his promises. And look, no one is perfect. No one can. He is not a king. He can’t just snap his fingers and say, all right, we’re going to send in all the National Guard and point the guns at all the governors and force them to sign bills recognizing the Second Amendment. Like that’s not how that works. It’s about fighting in the system. Going after these policies state by state through the courts, because believe me, they’ve had all their politically appointed judges. I mean, they just did an Executive Order. He did an Executive Order stopping the massive funding to the H1b allowing them to get houses. A judge stopped that through a judge blocking, blocking. Page – 13 – of 14 Evan Nappen 40:49 The activist judges are always causing him problems, and he has to go to higher levels to overturn. We see it every time. They are the appointees, normally from the prior administrations, and this is where Trump’s breaking the mold of the old government ways. And these judges can’t believe that somebody would actually have the balls to do that, and yet he does. Hey Teddy, I want to mention about this week’s GOFU. It’s very important. As you know, GOFUs are Gun Owner Fuck Ups, and we want to make sure that our listeners learn these expensive lessons for free that others have learned. I’m going to have you tell us what you think is a good GOFU for this week for us to discuss. Teddy Nappen 41:48 So, this is something that I’ve been seeing with all the primaries coming up. I always like to imagine all the Democrat candidates just get handed the talking points, like it’s a sheet, like, okay. What gun control thing are we pushing for? For some reason, they’ve all dragged out the “safe storage” as the next big dog whistle of an issue that they’re trying to make relevant. Safe storage, we need to push for it. It was Tallarico, you know, the vegan. Whatever. This guy is are moron, but he pushes for “safe storage” laws requiring safe storage of firearms to keep everyone safe. Evan Nappen 42:30 Now, under Heller, you’re not required to lock up your safety. Heller addressed that in the original decision, but New Jersey does have a law that says you cannot allow a minor to access a loaded firearm. So, when it comes to minors accessing your guns, New Jersey also makes transfer laws, so that you can’t transfer temporarily a firearm, even your spouse or family member, unless you’re at the range or while hunting. There are issues with transfers, and there are issues that have to do with storage. But what they’re looking to do here is create what is mandatory storage requirements, so that, you know, while someone’s breaking into your home, you just got to ask the hot home invader, you know, that’s doing a hot robbery. Just give me a second, so I can get my gun out of the safe, okay? I’ll be right with you while they’re going to rape and kill your family. So, this is a problem. Evan Nappen 43:42 But the GOFU component, particularly in New Jersey, is making sure that you don’t have unauthorized parties access your firearm. You never let a minor access a loaded firearm unless it’s where you’re within an exemption. Where they’re under your direct supervision, but you know, just leaving it at home unlocked, where a minor can access it, you’ve got criminal potential problems there. And then on storage of your firearm, under the Carry Killer law, you’ve got to make sure that if you’re going to use that exemption, that your gun is unloaded and locked. You know, secured in that manner. Otherwise, you can get charged for improper storage of your firearm in violation of the Carry Killer law and sensitive places. Evan Nappen 44:43 These are the areas where storage in New Jersey takes on a legal component, where you can end up with a GOFU. But what you’re talking about is also very important, because it’s another foot in the door by the antis to try to abuse the storage laws to disenfranchise and take away gun rights. New Jersey has done that to a certain degree here in the Carry Killer law, and some of the other laws that they put forward about having to secure firearms. It’s designed to create disenfranchisement of Second Page – 14 – of 14 Amendment rights, arrests, and even at minimum taking away gun licenses over the use of these rules that they again put forward in the name of public safety and do it even contrary at times to the decision in Heller. Evan Nappen 45:48 Hey, this is Evan Nappen and Teddy Nappen, reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 45:59 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E294_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions  talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America.  Membership is totally FREE and Strictly CONFIDENTIAL.  Just enter your email to start receiving insider news, tips, and other valuable membership benefits.   Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";

↩️ Divorce Filed—But Not Ready? Here's What to Do | Los Angeles Divorce ↩️ Filed for divorce and now thinking about changing your mind? In California, you can withdraw a divorce case after filing—but there are important things you need to know before hitting the “undo” button. In this video, I explain how divorce dismissals work, when you can cancel your case, and what happens if you decide to file again later.

Journalist and legal analyst Katie Phang filed a landmark lawsuit (Phang v. Blanche) against the Department of Justice and Acting Attorney General Todd Blanche alleging failures to comply with the Epstein Files Transparency Act. Filed in the U.S. District Court for the District of Columbia, this action is the first brought under the transparency statute.Todd Blanche opted NOT to deny Katie's assertion in her lawsuit that he violated federal law - the Epstein Files Transparency Act - in at least five ways. Phang's legal team filed a Motion for a Preliminary Injunction to force immediate compliance.Hearing Date: A federal judge scheduled the preliminary injunction hearing for June 30thGlenn explains the latest in the case and how he plans on attending the hearing.Find Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Falling behind on taxes can feel overwhelming. Maybe you missed one year, then another. Maybe a job change, a divorce, an illness, a death in the family, or a season of financial hardship made it hard to keep up. Or perhaps you started gig work, received a 1099 for the first time, and were surprised to discover that you owed more than expected. Whatever the reason, failing to file your taxes for several years is serious—but it is not the end of the road. The IRS would rather see you come back into compliance than continue avoiding the issue. The most important step is to begin. Kevin Cross has helped many people walk through this very situation, and his counsel is simple: don't panic, don't ignore it, and don't assume it's too late to get help. Start With the Current Year If you have not filed taxes in several years, your first instinct may be to go back to the earliest missed return and start there. But Kevin often recommends a different first step: filing the most recent tax year. The goal is to show the IRS that you are trying to come back into compliance. Filing the current year helps convey that this was not willful neglect but a season when something went wrong, and that you are now taking responsibility. The further behind you are, the harder it can feel to catch up. But beginning with the most recent return can give you a clear starting point and stop the pattern from continuing. Why People Fall Behind There are many reasons someone may stop filing taxes. Some are self-employed or gig workers who receive a 1099 and discover they owe thousands of dollars because taxes were not withheld throughout the year. Others fall behind after a divorce, death, disability, job loss, or another major life disruption. Since the COVID years, many people have also struggled to keep up with their tax responsibilities. Once one year is missed, it can be easy to feel overwhelmed and avoid the next one, too. But avoidance only makes the problem heavier. The path forward begins with gathering information and getting the right help. Not Filing Is Different From Not Paying It is important to understand the difference between not filing and not paying. If you owe taxes, the April deadline matters. You can file an extension to extend the time to file your return, but that extension does not extend the time to pay any tax you owe. However, if you are due a refund, there is generally no penalty for filing late. But there is a time limit. If you wait too long—typically more than three years—you may lose the ability to claim that refund. Some people may not be required to file at all. For example, if Social Security is your only source of income, you generally do not need to file a federal tax return. But the challenge is that many people do not know whether they owe or not until their information is reviewed. Other income can change the picture, such as interest, dividends, retirement distributions, self-employment income, or the sale of a home. Even a home sale that qualifies for the primary residence capital gains exclusion may still need to be reported properly so the IRS understands why no tax is owed. Gather Your Wage and Income Transcripts One practical step is to request a wage and income transcript from the IRS. This transcript shows what the IRS has on file for you, including W-2s, 1099s, mortgage interest forms, retirement distributions, and other tax-related documents. You can request this through the IRS website. Searching for “IRS wage and income transcript” should take you to the right place. This can be especially helpful if you do not have all your old tax documents. It gives you a starting point for reconstructing the missing years. Work With a Qualified Tax Professional While you can download your transcripts yourself, you may not know what to do with them once you have them. IRS transcripts do not look like regular tax forms, and catching up after multiple missed years can involve more than simply filling out returns. That is why Kevin recommends working with a tax professional who understands tax representation and IRS procedures. A qualified CPA, enrolled agent, or tax professional can help determine which years need to be filed and how to communicate with the IRS. According to Kevin, the IRS typically focuses on the past six years when bringing a taxpayer back into compliance. That does not mean every situation is identical, but it does mean you should not simply assume you need to start with a very old return from decades ago. A knowledgeable professional can help you determine the proper path. The IRS Will Work With You Many people avoid filing because they are afraid of what they might owe. But the IRS has options for taxpayers who cannot pay everything at once. Depending on your situation, those options may include a payment plan or, in some cases, an offer in compromise. The key is to take the first step rather than remain silent. Ignoring the problem will not make it disappear. But taking action can begin to restore order, clarity, and peace of mind. A Faithful Step Forward Taxes may not be pleasant, but handling them honestly is part of faithful stewardship. Romans 13:7 says, “Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed.” If you have fallen behind, do not let shame keep you stuck. Begin with the next faithful step. Gather your documents. Request your transcripts. File the current year. Then find a qualified tax professional who can help you walk through the rest. And if you would like to find a trusted financial professional who shares your values, visit FindaCKA.com to connect with a Certified Kingdom Advisor® (CKA®) near you. On Today's Program, Rob Answers Listener Questions: I have about $18,000 in credit card debt. I may have the opportunity to work in Alaska's fishing industry for three months and earn enough to pay it off quickly. Should I contact Christian Credit Counselors before I go, or wait to see how much progress I can make during those three months? I have a Thrift Savings Plan and plan to retire within the next five years. I was told I could roll over part of my TSP into something that would protect the principal, keep it from going down, and still leave my TSP open for contributions. Is that wise, and is it really guaranteed not to lose value? I'm 59 and have contributed to my company's traditional 401(k) for years, with a 50% employer match. I'm near the end of my career and likely at my highest income level. Should I keep contributing to the traditional 401(k), or would a Roth option make more sense? I've been studying the Bible for just over a year and recently began tithing. I want to honor the Lord faithfully, but I'm not sure where the tithe should go. Biblically, who should receive it? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Journalist and legal analyst Katie Phang filed a landmark lawsuit (Phang v. Blanche) against the Department of Justice and Acting Attorney General Todd Blanche alleging failures to comply with the Epstein Files Transparency Act. Filed in the U.S. District Court for the District of Columbia, this action is the first brought under the transparency statute.Todd Blanche opted NOT to deny Katie's assertion in her lawsuit that he violated federal law - the Epstein Files Transparency Act - in at least five ways. Phang's legal team filed a Motion for a Preliminary Injunction to force immediate compliance.Hearing Date: A federal judge scheduled the preliminary injunction hearing for June 30thGlenn explains the latest in the case and how he plans on attending the hearing.Find Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

⚖️ What's the Difference Between Legal Separation and Divorce? | Los Angeles Divorce ⚖️ Many California couples are unsure whether legal separation or divorce is the right option for their situation. While both processes address important issues like property division, support, and custody, they have very different legal outcomes and long-term implications.

I want to talk about something that is quietly affecting a lot of nonprofit leaders: Misinformation. I've seen many organizations struggle, not because the mission wasn't important, but because the leaders were operating from incomplete, outdated, or incorrect information. They were told: "Just start a nonprofit and grants will come." "Passion is enough." "Programs are the priority." "Filing paperwork means you're ready." And over time, those ideas create confusion, frustration, and instability.

The AI IPO race is heating up.In this episode of the Market Maker Podcast, we break down the latest developments surrounding the SpaceX IPO and OpenAI's confidential S1 filing to the SEC.We discuss Goldman Sachs' huge growth forecasts for SpaceX, the surge in retail investor demand, and why Elon Musk may be positioning SpaceX as one of the biggest AI infrastructure plays in the world.We also dive into OpenAI's reported internal tensions ahead of its IPO process, including concerns around governance, leadership and whether the company is truly ready to go public.If you're interested in AI, investing, IPOs, venture capital or the future of technology companies, this episode gives you a practical breakdown of what's happening behind the headlines.(00:00) Intro(01:03) SpaceX IPO Update(08:39) Bankers Selling the Vision(10:35) Retail Demand & Hype(14:20) OpenAI Files for IPO(18:57) OpenAI's Internal Issues(22:59) Why CEO/CFO Tension Matters(24:57) Goldman & Morgan Stanley

Mandatory CPSC efiling begins July 8th. While there are no new rules associated with this deadline, the requirement that certificates be filed electronically may prove challenging for importers who not have the proper information - or visibility into their supply chains - to compile and issue certificates of conformity. 

AP's Lisa Dwyer reports that several law firms are now banned from working on claims from the NFL concussion settlement.

The Information's OpenAI reporter Erin Woo details the confidential IPO filings of OpenAI and Anthropic, highlighting how Anthropic has eclipsed OpenAI in enterprise revenue. Apple reporter Aaron Tilley and Constellation Research CEO Ray Wang break down Apple's WWDC announcements, evaluating its Siri reboot powered by Google's Gemini models and Nvidia GPUs. Finally, AI finance reporter Dakin Campbell joins to discuss how Wall Street titans Goldman Sachs and JPMorgan are exploring derivatives markets to trade the cost of GPU computing power.Articles discussed on this episode: https://www.theinformation.com/briefings/openai-confidentially-files-ipo-paperwork-plans-separate-employee-share-salehttps://www.theinformation.com/newsletters/the-briefing/apples-cautious-ai-overhaul-openais-ipo-filinghttps://www.theinformation.com/articles/goldman-jpmorgan-explore-new-ways-tame-ai-lending-risksSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/

On this episode of What Are Your Thoughts, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ break down the market's "Blood Red Friday" selloff, Apple's AI relaunch, and OpenAI's blockbuster IPO filing. They discuss the rapidly shifting AI narrative, whether Apple's new Siri and AI-powered devices can drive hardware sales, and why OpenAI's path to a trillion-dollar valuation isn't as straightforward as it seems. Plus, a healthy correction or something more, the latest on SpaceX, data vs. stocks, Michael's case for hotels over restaurants, a mystery chart from Josh, and much more! This episode is sponsored by Betterment Advisor Solutions. Learn more at ⁠https://betterment.com/advisors⁠ Sign up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Compound Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and never miss out! Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailDivorce can feel like stepping into a fog where every rumor sounds like fact: you will lose the house, you will be broke, the case will drag on for years, and the court will air every private detail. Steve Altishin sits down with Founding Attorney Lewis Landerholm to name the concerns people bring to an initial divorce consultation and to explain what's real, what's misunderstood, and what you can actually control.We start with the fear that hits first for most families: financial security. We talk about the pressure of going from two incomes to one, funding two households, and protecting the biggest assets for many couples the family home and retirement accounts. We also dig into why negotiated settlements and mediation can create options beyond the rigid “split everything and sell the house” storyline, especially for Oregon and Washington family law cases where practical compromise can reduce disruption.Then we get concrete about the divorce process, including timelines, legal fees, and why trial is usually the most expensive route. We address discovery and the “dirty laundry” anxiety, plus how transparency can prevent hidden asset fights that explode costs. Finally, we cover kids: whether to move out, why a temporary parenting plan matters, and how child support differs from the more subjective spousal support analysis. If you're wrestling with the question of “should I get divorced,” we also explain where legal advice ends and where therapists and other professionals can help most.Subscribe, share this with someone who needs clarity, and leave a review so more people can find practical guidance when it matters most. What question about divorce do you want us to answer next?If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

This week on Registry Matters: A Michigan Supreme Court ruling forces the state to vacate convictions under an unconstitutional registry law, offering hope to registrants who were prosecuted for trying to stay compliant. Plus, we explore whether requesting a new parole officer is a realistic option — and why filing official complaints can often make your situation worse. Show Notes [02:14] Can You Request a New Parole Officer? — Filing complaints against your parole officer rarely works in your favor, particularly when you have an extensive criminal history working against you. [12:29] Prosecuted for Trying to Stay Compliant — The Michigan Supreme Court ruled that convictions under the state’s unconstitutional registry law must be vacated retroactively, vindicating registrants who were punished for attempting to follow the rules. Chapters [02:14] Can You Request a New Parole Officer? [12:29] Prosecuted for Trying to Stay Compliant Subscribe & Support Registry Matters: https://www.registrymatters.co/ FYP Education: https://fypeducation.org/ Email us: registrymatterscast@gmail.com Leave an old fashioned voice message: 747-227-4477 Support us on Patreon: https://www.patreon.com/registrymatters Join the Discord server: https://discord.gg/6FnxwAQm57 Want to support Registry Matters with some swag: https://fypeducation.org/shop/ Apple Podcasts: https://itunes.apple.com/us/podcast/registry-matters/id1305039280 RSS: https://www.registrymatters.co/feed/podcast/ Spotify: https://open.spotify.com/show/3d75P7Kc37n2l79m89F9KI YouTube: https://www.youtube.com/registrymatters The Registry Matters Podcast’s mission is to cover issues surrounding the Registry. We cover cases that will peel back the veneer of what we need to do to change our lives for the better. We cover news articles that spark conversations about the total insanity of this modern day witch hunt. This podcast will call out bad policy and call out those that are making bad policy. To change things for the positive, we need to act. We are 6-7-8-900k strong. With that many people, plus their friends and family, over a million people are affected by the registry. We should be able to secure donations to hire lawyers and lobbyists to move the agenda in our favor. We need our people to be represented.

Your business name may be one of your most valuable assets, but is it actually protected?In this episode-style breakdown, we explore word mark trademarks and why they matter for startup founders, small business owners, creators, consultants, product companies, and anyone building a brand that customers need to recognize.A word mark trademark protects the wording of your brand name, slogan, product name, or phrase. It does not depend on your logo, font, color, or design style. That is why word marks are often so useful. Logos change. Websites change. Packaging changes. Sometimes the entire brand kit changes because someone discovered a new shade of blue and called it “strategic.” But the name often remains the anchor.This matters because customers usually search, recommend, and remember names. They type your name into Google. They say it in conversations. They tag it online. They compare it with competitors. If another business uses a confusingly similar name, the harm may happen even if the logos look completely different.We cover what a word mark is, how it differs from a logo trademark, and why the USPTO commonly refers to these as standard character marks when no particular font, style, size, or color is claimed. We also explain why distinctiveness matters. A made-up, arbitrary, or suggestive name is often stronger than a name that merely describes the product or service.That creates a real business tension. Descriptive names can be easier to market at first because customers immediately understand what you do. But they may be harder to protect. Distinctive names may require more explanation upfront but can become stronger long-term brand assets.We also talk through common mistakes. Registering an LLC does not automatically give you trademark rights. Buying a domain name does not mean you own the brand. Using ™ is not the same as having a federal registration. Filing a logo mark is not the same as protecting the wording of your name.For founders, these details matter because rebranding is expensive. It can affect your website, social profiles, packaging, signage, customer trust, SEO, ads, contracts, app listings, and every pitch deck you already sent into the wild.This episode also breaks down the practical steps: choose the exact wording, confirm it functions as a brand, evaluate distinctiveness, conduct a clearance search, identify the correct goods and services, decide whether to file based on current use or intent to use, file carefully, monitor the application, and maintain the registration after approval.We also discuss why trademark registration is not the finish line. A mark must be used consistently, monitored, and maintained. Enforcement should be strategic and proportionate. Not every conflict requires a lawsuit, but ignoring real confusion can weaken your position and damage customer trust.The big lesson is simple: your brand name is not just decoration. It is a business asset. A word mark can help protect that asset before competitors, copycats, or confusingly similar names start creating problems.If you are building a company, launching a product, creating a course, naming a podcast, or scaling a service business, this topic is worth understanding before you invest heavily in branding.Because copycats rarely arrive with a warning label. They usually show up with a similar name, a cheaper logo, and the confidence of someone who skipped the trademark search.To chat about this one-on-one, grab a free consult at strategymeeting.com

⚠️ What Is a Default Divorce in California? | Los Angeles Divorce ⚠️ A divorce case in California can sometimes continue even when one spouse never responds to the paperwork. This process is commonly called a default divorce and may allow the case to move forward after proper service and required waiting periods are completed.

The maker of ChatGPT, OpenAI, has kicked off the process of selling its shares on public markets by submitting a confidential filing with the US Securities and Exchange Commission on Monday. The AI startup is looking to capitalise on its dominant position on the AI chatbot market in order to boost its financing needs. Also in this edition: Chinese exports continued to grow in May in spite of the war in Iran. Plus a new report suggests another retirement age hike in France.

Visit: RadioLawTalk.com for information & full episodes! Follow us on Facebook: bit.ly/RLTFacebook Follow us on Twitter: bit.ly/RLTTwitter Follow us on Instagram: bit.ly/RLTInstagram Subscribe to our YouTube channel: www.youtube.com/channel/UC3Owf1BEB-klmtD_92-uqzg Your Radio Law Talk hosts are exceptional attorneys and love what they do! They take breaks from their day jobs and make time for Radio Law Talk so that the rest of the country can enjoy the law like they do. Follow Radio Law Talk on Youtube, Facebook, Twitter & Instagram!

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Allen covers GE Vernova ordered to stay on Vineyard Wind, TotalEnergies filing for France’s largest renewable project, Spain’s repowering grants, and Dajin’s Hong Kong stock debut. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Good Monday. Wind energy made news this week from Boston courtrooms… to the coast of Normandy … to the stock exchange floors of Hong Kong. Let us start in Massachusetts. A Boston judge has once again told GE VERNOVA it cannot walk away from VINEYARD WIND. To understand why GE VERNOVA wants out… you have to look at the money. VINEYARD WIND owes GE VERNOVA three hundred and sixty million dollars on a one-point-two-billion-dollar turbine supply contract. VINEYARD WIND is withholding that payment. GE VERNOVA says it has the contractual right to walk when it is not paid. In February, they sent VINEYARD WIND a termination notice. VINEYARD WIND sued. In April, Judge PETER KRUPP issued an injunction ordering GE to stay. GE VERNOVA came back and asked the judge to reconsider. Vernova pointed to statements from state officials and VINEYARD WIND’s own parent company describing the eight-hundred-and-six-megawatt project as essentially complete. If the project is done, GE argued, there is no harm in letting us leave. Judge KRUPP did not buy it. Here is why this matters so much to the Commonwealth of Massachusetts. VINEYARD WIND is the largest offshore wind project in New England. It is owned jointly by Spain’s IBERDROLA and Denmark’s COPENHAGEN INFRASTRUCTURE PARTNERS. It began initial operations just this past February… after the developer won a separate court fight to keep federal construction permits intact. Sixty-two turbines. A four-point-five-billion-dollar investment. The anchor project for offshore wind in the entire region. The judge found that GE VERNOVA’s proprietary expertise is still needed to bring those turbines to full operational capacity. Pull GE’s more than two hundred employees and subcontractors off the job… and the project’s financing structure could collapse. Massachusetts Governor MAURA HEALEY has weighed in publicly. The state has too much riding on this project to let it unravel in court. GE VERNOVA still has its appeal of the April injunction pending. But for now… the turbines keep turning. Now let us cross the Atlantic. Off the coast of Normandy, France… TOTALENERGIES has filed for government authorization of a massive offshore wind farm called CENTRE MANCHE ENERGIES. This will be France’s largest renewable energy project… ever. One-point-five gigawatts of offshore wind. Located more than forty kilometers off the Normandy coast. Four-point-five billion euros in investment. Up to twenty-five hundred construction jobs over three years. Once running, the wind farm will generate roughly six terawatt-hours of clean electricity per year… enough to power more than one million French homes. TOTALENERGIES was awarded this project by the French government eight months ago. Filing for authorization is the next milestone on the path to construction. Meanwhile… across the Pyrenees in Spain… The Spanish government has awarded grants for eighty wind repowering projects totaling two-point-four gigawatts of capacity. With Nearly four hundred and sixty million euros in subsidies. The goal: replace older turbines with more efficient technology by twenty-thirty. The names on the award list read like a who’s who of European wind energy. IBERDROLA… STATKRAFT… EDP… ENEL GREEN POWER… NATURGY… RWE … and others. IBERDROLA alone picked up four hundred megawatts of new capacity. And this repowering wave is not just replacing old machines. Some projects are swapping out turbines that were once the industry standard… one-point-five and two-megawatt machines… for the far more powerful equipment available today. The industry is not just building forward. It is rebuilding smarter. And finally… a story from the other side of the world. A Chinese manufacturer of offshore wind foundations and towers called DAJIN HEAVY INDUSTRY made its debut on the Hong Kong Stock Exchange this past Friday. The share sale raised up to eight hundred and forty-seven million dollars. DAJIN claims a notable distinction: it says it ranked as Europe’s largest offshore wind foundation supplier by monopile sales value in the first half of twenty twenty-five. The company plans to use more than half the proceeds to expand its deep-sea wind power services… and one-fifth to build an assembly facility in Europe. As we know wind energy is continues to push forward. On every front. And that is the state of the wind industry for the eighth of June, twenty twenty-six. Join us for the Uptime Wind Energy Podcast.

⚖️ Do You Have to Go to Court for an Uncontested Divorce? | Los Angeles Divorce ⚖️ Many California couples are surprised to learn that uncontested divorces are often completed without ever going to court. When both spouses agree on the major issues and paperwork is completed properly, the divorce process is usually handled through organized filings and court review rather than courtroom hearings.

This week's podcast is about the recent S-1 IPO filing of SpaceX. It has some pretty good lessons in both AI and tech strategy.You can listen to this podcast here, which has the slides and graphics mentioned. Also available at iTunes and Google Podcasts.Here is the link to the TechMoat Consulting.Here is the link to our Tech Tours.Here are the 3 mentioned steps in Elon's approach (in my opinion). This is an interesting example of a Shaping Strategy.Step 1: Identify a huge TAM. Ideally over $1T. Ideally with a weak incumbent.Step 2: Solve the problem with world-class engineering.Step 3: Run an innovation marathon focused on rapid improvements and cost reductions. Vertical integration and repeatability are key to this.Here is the book by Chris Zook on Repeatability.---------I am a consultant & keynote speaker on how to increase digital growth and strengthen digital AI moats.I am the founder of TechMoat Consulting, a consulting firm specialized in increasing digital growth and strengthening digital AI moats. Get in contact here.I write (a lot) about digital growth and digital AI strategy (3 best selling books, +2.9M followers on LinkedIn). There is a free book and email newsletter below.My Moats and Marathons book series is a framework for building and measuring competitive advantages in digital businesses.This content (articles, podcasts, website info) is not investment, legal or tax advice. The information and opinions from me and any guests may be incorrect. The numbers and information may be wrong. The views expressed may no longer be relevant or accurate. This is not investment advice. Investing is risky. Do your own research.Support the show

⏳ When Does a Divorce Become Final in California? | Los Angeles Divorce ⏳ Many people are surprised to learn that a California divorce does not become final immediately after paperwork is filed. Even when both spouses agree and documents are completed early, California still requires a mandatory 6-month waiting period before the divorce can officially become final.

Here's your local news for Thursday, June 4, 2026:We hear what Madison can do to regulate data center development in the city long term,Find out which election hopefuls made the cut after Monday's filing deadline,Explain why a simple letter can sometimes resolve an open government dispute faster than litigation,Tell you the best spots to cast your fishing line,Check in with Forward Madison FC after a big home-field win,And more.

Send us Fan MailThe August 1st deadline for filing 1099 corrections is closer than you think—and missing it could cost your company in IRS penalties. In this episode, I'm breaking down which errors demand immediate correction, which ones may not, and the two options to reduce or avoid unnecessary fines.  So, to know exactly what to fix, what to ignore, and how to protect your organization before the deadline hits…..Keep listening.  Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:    Vendor Master File Tip of the Week:  IRS 2027 Due Dates for TY 2026 Information Returns For the 1099-NEC | 1099-MISC | 1042-SIRS Page > Information Return Penalties Get Help Identifying Corrections: Vendor Master File Clean-Up Vendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

In this episode, we break down what Anthropic's IPO filing suggests about how AI will reshape work, from productivity tools to enterprise automation. We also look at why businesses are betting on AI assistants becoming a core part of daily operations. Get the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiConor's AI Course: https://www.ai-mindset.ai/coursesGet the AI Chat Daily Newsletter: https://www.aichatdaily.com/newsletter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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P.M. Edition for June 1. AI giant Anthropic has confidentially filed paperwork to go public, potentially as soon as this fall. WSJ Heard on the Street writer Asa Fitch discusses why it matters whether Anthropic or rival OpenAI make their stock market debut first. Plus, the Trump administration is signaling a retreat on its $1.8 billion “anti-weaponization” fund, which met powerful pushback from members of Congress. And the top two movies at the box office this weekend were horror films made by Gen Z filmmakers. We hear from Journal entertainment reporter Ben Fritz about whether this represents a new pathway for Hollywood hits. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kansas Governor's Race Takes Interesting Twists on Filing Day | Mundo Clip 6-1-26See omnystudio.com/listener for privacy information.

AP correspondent Julie Walker reports Anthropic gets a head start in the AI race for investors with a confidential SEC filing.

Every major life transition comes with a roadmap. Parenting. Career changes. Retirement. But when divorce begins, most people are suddenly making complex financial decisions alone — without a coordinated team, without a clear plan, and without any idea how those decisions will quietly shape their lives for decades to come. That ends today. Karen McMahon sits down with Karen Chellew and Catherine Shanahan, co-founders of My Divorce Solution, to walk you through what they call the Divorce Financial Playbook — and it is exactly what most people wish they'd had from day one. As divorced parents themselves, they built the company they wish had existed, because no one should have to navigate divorce finances in the dark. In this conversation, they cover the full financial arc of divorce — from initiation through discovery, negotiation, settlement, and into post-divorce stability. Karen and Catherine break down why your financial team needs to be in place at the start of your divorce, not after you've already settled. They walk through how to accurately document income and expenses the way courts actually interpret them, how to verify assets and debts with statements rather than spreadsheets, and what most people miss when it comes to liens, collateral, and tax implications. They also explore how preparing early doesn't just protect your financial future — it reduces fear, makes your attorney more effective, and positions you to negotiate from a place of clarity rather than chaos. If you've ever felt overwhelmed by the financial side of divorce, this episode is your playbook. Connect with Karen Chellew and Catherine Shanahan: Free Offer: https://mydivorcesolution.com/divorce-financial-preparation-checklist/ Website: https://mydivorcesolution.com/ Linkedin: https://www.linkedin.com/company/my-divorce-solution Instagram: https://www.instagram.com/mydivorcesolution/ YouTube: https://www.youtube.com/@wechatdivorcepodcast/videos Podcast: https://mydivorcesolution.com/we-chat-divorce-podcast/ Resources Mentioned in this Episode: Book a Free Rapid Relief Call: http://rapidreliefcall.com Free Divorce Support Network Gift: https://divorcesupportnetwork.com/jbdpod Curated Podcast Playlists: https://www.jbddivorcesupport.com/

SpaceX revealed everything in their sci-fi IPO paperwork… we got a stock rec.Victoria's Secret changed its stock ticker to be sexier… but its secret is smart fitting rooms.We interviewed Federal Reserve President Austan Goolsbee… and he graded J-Poww.Plus, the Hamptons' hottest reservation is now a cheap diner… It's Bacon Egg Sandwich Summer.$SPCX $VSXY $SPYNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.