Podcasts about filing

Treena Kay has filed a response saying if Lori objects to the state's response in her request for a new trial being filed under seal,  the court should throw it all out there, including making her medical records public. ALL MERCH 10% off with code Sherlock10 at checkout Donate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.

Religious leaders led a faith-based demonstration outside the Jackson offices of Mississippi's two U.S. senators.Then, after nearly two decades of planning and implementation, Mississippi's court system is now fully online.Plus, healthcare stakeholders offer warnings about how hospitals and patients in Mississippi could be harmed by looming federal funding cuts. Hosted on Acast. See acast.com/privacy for more information.

Candidate filing for local elections began Monday. The Monroe City Council held a vote of no confidence in Mayor Robert Burns. Parts of Central North Carolina are recovering from Tropical Storm Chantal. And the NAACP national convention comes to town.

Carrboro Mayor Barbara Foushee spoke with 97.9 The Hill's Andrew Stuckey on Friday, July 11, discussing town news and events. She talked about the damage assessment in Carrboro this week after several homes were flooded, as well as the town's public works facility. She described the process of getting trash pick up back up and running after most of the garbage truck fleet was ruined. She talked about the resource center at the Drakeford Library Complex that is set up through Saturday for folks affected by the flooding. She also talked about filing to run for reelection as Mayor, and more. The post Carrboro: Tropical Depression Chantal Recovery, Public Works, Filing for Reelection Run appeared first on Chapelboro.com.

Dr Phil is filing for Bankruptcy

Africa Melane talks to Ronald Matande from FPI about what’s changing inthe 2025 SARS filing season, from auto-assessments and foreign income tosystem glitches and scammers.See omnystudio.com/listener for privacy information.

Are you relying on twitter to tell you if you should quite gambling or not following the gambling tax disaster in the BBB?In this episode we sit down with Gary Kondler of Kondler & Associates - the gambling industry leading tax and consulting firm - to discuss the changes in the bill.From the myths that exploded on Twitter to the real-life tax nightmares facing poker pros, slot whales, and DFS grinders, Gary walks us through exactly what's changing, who's most at risk, and how to protect yourself. Whether you're a solo bettor, a casual casino-goer, or part of a syndicate, this episode could save you thousands—and a major audit headache.Kondler & Associates: https://kondlercpa.com/00:00 – The Big Change: Understanding the BBB Bill09:00 – Real Tax Impact: Examples That Hurt21:00 – Filing as a Pro vs. Amateur36:00 – Sessions Method, W2Gs & Audit Risk51:00 – State-Level Chaos & Planning for 20261:12:00 - GP & SP React & Speculate WildlyWelcome to The Risk Takers Podcast, hosted by professional sports bettor John Shilling (GoldenPants13) and SportsProjections. This podcast is the best betting education available - PERIOD. And it's free - please share and subscribe if you like it.My website: https://www.goldenpants.com/ Follow SportsProjections on Twitter: https://x.com/Sports__ProjWant to work with my betting group?: john@goldenpants.comWant 100s of +EV picks a day?: https://www.goldenpants.com/gp-picks

Carl Wastie chats to Maya Fisher-French about tax season. This conversation originally aired on 9 July 2025.See omnystudio.com/listener for privacy information.

Web3 is global, but where you set up your company matters. One growing hotspot is Panama.Panama doesn't have specific crypto laws yet, so Web3 projects don't need special licenses. It's unregulated, but still legal. Plus, there's 0% corporate tax on foreign income, making it a great place for innovation.To break it all down, I'm joined by Edgar Young, Partner at Pacifica Legal, a firm that's helped over 270 Web3 companies incorporate in Panama.✅ OUR RESOURCES

As we dive into July, many of us feel the familiar pang of anxiety that accompanies tax season. In our latest episode, we tackle the ins and outs of tax filing. Joined by tax expert Andre Bothma, we explore why tax can feel overwhelming and how to navigate the process with confidence. One of the key topics discussed is the concept of auto assessments introduced by SARS (South African Revenue Service). If you're employed and earning an income, you may receive an auto-assessment, a pre-filled tax return that simplifies the filing process. However, as Andre points out, just because you receive one doesn't mean you should trust it blindly. It is essential to review the details, as mistakes can lead to missed deductions or incorrect refunds. For students and freelancers, the conversation shifts to the importance of filing even if your income is small. Many young people, especially those working in creative fields or part-time jobs, may not realise that they are required to file a return, particularly if tax has been deducted from their earnings. Filing a return can lead to a refund, making it a crucial step in managing your finances. Throughout the episode, we also discuss the significance of understanding your status as a provisional taxpayer. This designation applies to those earning income without pay-as-you-earn deductions, such as rental income or freelance work. Andre emphasises the importance of being aware of deadlines and the potential penalties for late submissions, which can add unnecessary stress to an already daunting process. Moreover, we delve into the various deductions available to individuals, from retirement annuities to business expenses. Understanding what you can claim is vital in reducing your taxable income and ensuring compliance with tax laws. As we wrap up the episode, Andre provides practical advice on engaging with SARS and familiarising yourself with the e-filing system. He reassures listeners that while tax season can be intimidating, with the right knowledge and support, it can become a manageable task. If you're looking to take control of your financial future, this episode is a must-listen. Tune in to gain insights that will empower you to tackle tax season head-on and alleviate some of the anxiety surrounding personal finance.

Did you like the episode? Send me a text and let me know!!Essential Legal Guidance for Entrepreneurs with Gordon Fire MarkIn episode 112 of the Undiscovered Entrepreneur, host Skoob presents a deep dive into the essential legal aspects of entrepreneurship with digital creative lawyer Gordon Firemark. Gordon shares critical insights on the most significant legal mistakes that can jeopardize a startup, such as failing to protect intellectual property and the importance of a solid business structure. Listeners will learn about the necessity of trademarks, prenup business strategies, and understanding intellectual property and its value. Gordon also discusses his own experiences and challenges, emphasizing the importance of getting legal foundations right from the start to pave the way for long-term success. This episode is a goldmine of actionable legal advice for new entrepreneurs aiming to protect and grow their ventures.Book mentions

Candidate filing for Charlotte City Council begins Monday. All 11 council seats, the Charlotte mayor's seat, and six Charlotte-Mecklenburg school board seats will be on the ballot. The mayor has not yet announced whether she will seek reelection, and one council member is under federal indictment but says she plans to run. We look at what to expect during the short campaign filing window.

Figma Figma just raised the bar for IPOs in 2025.Today we break down their revenue, margins, retention, and potential valuation in the public markets.You can find the full analysis in written form at:https://www.mostlymetrics.com/p/figma-ipo-s1-breakdownThis week's podcast is brought to you by Campfire (www.campfire.ai)We've all used legacy ERPs. Painful migrations, endless consulting fees, and even after you're live, getting simple answers still means hours in spreadsheets.Campfire fixes that. It's the AI-first ERP built for modern finance and accounting teams. It's helping mid-market and enterprise teams close faster, unlock insights instantly, and scale smarter - without the additional headcount.I use Campfire myself, and it's been a game changer for our finance workflow. The interface is intuitive, migration was quick & painless, and it's freed us up to focus on strategic work.They just raised $35 million from Accel to further reimagine ERP. That's not easy to do.I'm excited to see how they keep reimagining this space – and you should be too.Check them out at www.campfire.ai. Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Today we answer a question from Ken, a recent retiree at 63, about how his Social Security claiming decision impacts his wife's future spousal benefit. We break down how spousal benefits are calculated, whether the FRA (Full Retirement Age) amount is frozen when you claim early, and how COLA (Cost of Living Adjustments) factor into the equation. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

In today's Tech3 from Moneycontrol, we break down Meesho's confidential move toward a billion-dollar IPO, Bizongo's founders and investors coming under the EOW's scanner, Mobikwik's entry into stock broking, and Catamaran's plans to recreate a Cloudtail-style success in Indian precision manufacturing. Tune in for the day's biggest startup and tech headlines.

Kathy Welcomes John McLaughlin Pollster And Strategic Consultant, Kathy Welcomes Joe Penland Businessman Turned Political Activist And Looking Into All Things Big Beautiful Bill As We Wrap Up Today

 Kouri Richins hit with 26 new charges! ALL MERCH 10% off with code Sherlock10 at checkout Donate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.

Lori Daybell has filed a motion for a new trial citing medical privacy, lack of impartiality, and more. Let's dive inALL MERCH 10% off with code Sherlock10 at checkout Donate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.

This Day in Legal History: United States v. VirginiaOn this day in legal history, June 26, 1996, the U.S. Supreme Court issued its landmark decision in United States v. Virginia, striking down the Virginia Military Institute's (VMI) male-only admissions policy. The 7–1 ruling held that the exclusion of women violated the Equal Protection Clause of the Fourteenth Amendment. Writing for the majority, Justice Ruth Bader Ginsburg emphasized that gender-based government action must demonstrate an “exceedingly persuasive justification” to be constitutional.VMI had long argued that its adversative, military-style education would be compromised by the inclusion of women. In response to the lawsuit, Virginia created a separate program for women at Mary Baldwin College, which the Court found to be inherently unequal. The Court concluded that Virginia failed to show that its gender-based admissions policy was substantially related to an important governmental objective.Justice Ginsburg's opinion stressed that generalizations about gender roles cannot justify the denial of opportunity. The ruling did not require VMI to change its core program but made clear that women must be given equal access to it. This decision marked a significant moment in the legal evolution of gender equality and helped to dismantle one of the most visible public institutions that had resisted coeducation.Justice Scalia dissented, arguing that the decision imposed a rigid standard of gender equality that went beyond the Constitution's text and history. Nevertheless, the ruling reflected the Court's growing skepticism of laws that enforce traditional gender roles. United States v. Virginia remains one of the most cited gender discrimination cases and is considered a hallmark of Ginsburg's judicial legacy.A federal judge has extended a block on the Trump administration's attempt to dismantle Job Corps, a longstanding job training program for low-income youth. U.S. District Judge Andrew Carter ruled that the Department of Labor's plan to abruptly end the program without congressional approval likely violates federal law. The decision came in response to a lawsuit filed by the National Job Corps Association and several of its contractors.Job Corps, established in 1964, provides educational and vocational training for disadvantaged individuals aged 16 to 24. It currently serves about 25,000 participants at 120 centers nationwide, with an annual budget of $1.7 billion. The administration argued the program was inefficient, citing low graduation rates, poor job placement, and issues with violence and security at centers.However, plaintiffs maintain that only Congress can terminate a federally funded program and that the Labor Department failed to follow statutory procedures for closing individual centers. Judge Carter agreed, stating that once Congress mandates and funds a program, the executive branch cannot unilaterally terminate it.US judge extends block on Trump's bid to eliminate Job Corps program | ReutersA federal judge in San Francisco ruled in favor of Meta Platforms, dismissing a copyright lawsuit brought by authors who accused the company of using their books without permission to train its AI system, Llama. U.S. District Judge Vince Chhabria found the authors failed to show sufficient evidence that Meta's AI training harmed the market for their work—an essential element in proving copyright infringement under U.S. law.While Chhabria emphasized that unauthorized use of copyrighted works for AI training could be illegal in many scenarios, he clarified that his ruling was limited to the plaintiffs' failure to present the right arguments or evidence. This position diverges from another recent ruling in which Judge William Alsup found that Anthropic's AI use of copyrighted content qualified as fair use.The authors' legal team criticized the decision, calling Meta's actions a form of “historically unprecedented pirating,” while Meta praised the outcome and defended fair use as essential for developing transformative AI technologies.This case is part of a broader legal wave in which creators are challenging companies like OpenAI, Microsoft, and Anthropic over AI systems trained on copyrighted materials. At the heart of the dispute is whether using such content without payment or permission to create AI-generated works constitutes fair use or undermines creative incentives.Meta fends off authors' US copyright lawsuit over AI | ReutersAnd in a piece I wrote for Forbes yesterday, I note the IRS managed an objectively successful 2025 filing season—processing nearly 138 million returns, most of them electronically—but also that success masks deeper structural weaknesses. While headline numbers are strong, the IRS suspended over 13 million returns, largely due to fraud checks or errors, delaying refunds and spotlighting operational vulnerabilities. One of the most glaring issues is the average 20-month wait time for identity theft victims to resolve their cases, many of whom are low-income taxpayers urgently awaiting those refunds.Staffing levels are at crisis lows: the IRS workforce shrank by 26% in the first half of 2025, casting doubt on its ability to maintain performance as the temporary funding from the Inflation Reduction Act winds down. Looking ahead, the 2026 expiration of key provisions from the 2017 tax law will require major administrative overhauls—updates to forms, guidance, and withholding tables—that the current IRS may be too under-resourced to handle.The agency has promising plans, including digitization of paper returns and case system integration, but even the best-designed systems require trained staff to implement and maintain them. Moreover, modernization must be inclusive: 17% of Americans still lack internet access, and an effective IRS must serve them too. Ultimately, tax administration is not just a technical task—it's a distributive justice issue, and how we fund and staff it determines who bears the burden when the system falters.What The IRS' 2025 Filing Season Tells Us About The Future Of Taxes This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Normal bookshelves often don't cut it when it comes to storing valuable sheet music collections and sound recordings. If you run a music library, you should consider getting custom storage. Here's what experts have to say about your best options. Learn more at https://bradfordsystems.com/music-filing/ Bradford Systems City: Elmhurst Address: 945 North Oaklawn Avenue Website: https://bradfordsystems.com/

David Yontef from ‘Behind The Velvet Rope' podcast joins the show today to chat about wild theories about RHOBH casting and RHONJ. First, this popular RHONJ couple is reportedly close to filing for divorce after new cheating rumors have surfaced. Has Rachel Zoe been hired to take down Dorit or Kyle? Plus, Nene Leakes talk show seems to be hitting its stride and now Kenya Moore has launched her own talk show. Plus, more thoughts on Monique Samuels return to TV. Timestamps: 00:00:00 - Jennifer Aydin Denies Divorce Rumors 00:08:01 - Monique Samuels' Return to RHOP 00:12:45 - Rachel Zoe Joins RHOBH 00:20:04 - Kenya Moore's Talk Show and Business Troubles 00:40:53 - Simon Guobadia's ICE Merch Line MY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code DAD15 for 15% OFF until 6/30/2025 **SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Download Cash App & sign up! Use our exclusive referral code TSFS in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply Horizonfibroids.com get rid of those nasty fibroids Gopurebeauty.com science backed skincare from head to toe, use code TSFS at checkout for 25% OFF your order Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Quince.com/tsfs for FREE shipping on your order and 365 day returns Rula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance. SkylightCal.com/tsfs for $30 OFF your 15 inch calendar  Thrivecosmetics.com/tsfs Brighten a mom's day—especially if you're that mom. Go to thrivecausemetics.com/TSFS for 20% OFF your order Warbyparker.com/tsfs make an appointment at one of their 270 store locations and head to the website to try on endless pairs of glasses virtually and buy your perfect pair Follow me on Instagram/Tiktok: @thesarahfrasershow   ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.com Got a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

David Yontef from ‘Behind The Velvet Rope' podcast joins the show today to chat about wild theories about RHOBH casting and RHONJ. First, this popular RHONJ couple is reportedly close to filing for divorce after new cheating rumors have surfaced. Has Rachel Zoe been hired to take down Dorit or Kyle? Plus, Nene Leakes talk show seems to be hitting its stride and now Kenya Moore has launched her own talk show. Plus, more thoughts on Monique Samuels return to TV. Timestamps: 00:00:00 - Jennifer Aydin Denies Divorce Rumors 00:08:01 - Monique Samuels' Return to RHOP 00:12:45 - Rachel Zoe Joins RHOBH 00:20:04 - Kenya Moore's Talk Show and Business Troubles 00:40:53 - Simon Guobadia's ICE Merch Line MY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code DAD15 for 15% OFF until 6/30/2025 **SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Download Cash App & sign up! Use our exclusive referral code TSFS in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply Horizonfibroids.com get rid of those nasty fibroids Gopurebeauty.com science backed skincare from head to toe, use code TSFS at checkout for 25% OFF your order Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Quince.com/tsfs for FREE shipping on your order and 365 day returns Rula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance. SkylightCal.com/tsfs for $30 OFF your 15 inch calendar  Thrivecosmetics.com/tsfs Brighten a mom's day—especially if you're that mom. Go to thrivecausemetics.com/TSFS for 20% OFF your order Warbyparker.com/tsfs make an appointment at one of their 270 store locations and head to the website to try on endless pairs of glasses virtually and buy your perfect pair Follow me on Instagram/Tiktok: @thesarahfrasershow   ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.com Got a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately for him, the IRS still prefers cash.All jokes aside, failing to file your taxes for several years is no small matter—but it's not the end of the road, either. Kevin Cross joins us today with practical steps to help you get back on track.Kevin Cross is a Certified Public Accountant (CPA) who has headed CPA firms in Florida and now Georgia. He has studied the tax code extensively and specializes in representing taxpayers before the Internal Revenue Service (IRS).Start With the Present, Not the PastThe further you fall behind, the more difficult it is to catch up. But rather than beginning with the year you first missed, he recommends filing your most recent return first—say, 2024—and working backward as needed. This shows the IRS that you're attempting to come into compliance, not ignoring your obligations.Falling behind on taxes is more common than most people think. Life events like divorce, disability, job loss, or even the rise of gig work can trigger tax complications. For example, many gig workers receive a 1099 for the first time, try to file using online software, and are shocked to discover they owe thousands. Rather than seek help, they freeze—and the following year's return also goes unfiled.Of course, COVID didn't help as many people have been struggling since then to get back on track.Do You Always Have to File?A common misunderstanding is that you must always file. If you're not going to owe anything, you don't have to file. That includes many senior citizens who live solely on Social Security.However, if you're due a refund, you have up to three years to file and claim it. Miss that window, and the refund is forfeited.Importantly, there's a difference between not filing and not paying. Sometimes you don't know what you owe—or if you owe—until you file.Even if you don't owe taxes on the sale of a primary residence, for example, the IRS won't know that unless you file. If you don't, you might receive a letter saying you owe thousands in capital gains tax—money you could've avoided paying.How to Begin the ProcessIf you're unsure how many years you've missed, a good first step is to request a Wage and Income Transcript from the IRS. This document shows all your reported income—W-2s, 1099s, Social Security, retirement distributions, and more. You can request it through the IRS website by searching for “IRS wage and income transcript.”Even with transcripts in hand, deciphering them can be complicated. That's why we strongly recommend seeking help from a CPA or tax professional familiar with IRS representation. You may not know what to do with what you find. You can find a Certified Kingdom Advisor (CKA) in your area who specializes in tax planning and preparation by going to FaithFi.com and clicking “Find a Professional”. Also, it's helpful to know that the IRS's own handbook, the Internal Revenue Manual, usually requires only the last six years of returns to be filed. That's a helpful limit for those unsure where to begin.The IRS Will Work With YouDon't let fear keep you stuck. The IRS can work with you. Options include payment plans or even an offer in compromise, which may reduce your total tax liability.Filing late taxes doesn't have to be terrifying. With the right help and a step-by-step plan, you can get back on track—and even experience peace of mind. The IRS just wants to see you trying. Start with today, and take it one step at a time.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We want to pay off this card, but we're making no progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Kevin Cross (CPA)Internal Revenue Service (IRS.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Brian Skrobonja breaks down two retirement curveballs that most people don't see coming until it's too late. He covers how your Social Security decisions can make or break your retirement, and what really happens to your income when your spouse passes away. From the math behind claiming early versus waiting, to the hidden tax traps that arise when one spouse passes away, this episode walks you through the real-life scenarios that can make or break your retirement plan. Brian starts by introducing Joe and Jane, a blend of real-life clients whose story brings clarity on the right way to claim Social Security and what happens to your income when a spouse passes away. He highlights how to understand the impact of Social Security and the math behind what you keep and what you lose. Brian explains how Social Security isn't just about retirement timing. It's about your income, your long-term tax exposure, and your ability to stay financially independent.  You've worked your whole life to earn these benefits, you shouldn't allow the tax man to take more than necessary just because of bad timing or misinformation. Why is retirement planning so important? For married couples like Joe and Jane, the right decision on when to claim benefits can be a six-figure decision.  According to Brian, filing before full retirement age means you accept a permanent reduction in your benefit.  For example, if Joe starts drawing Social Security at 65 and Jane at 62, Joe's full retirement benefit is $3,000 a month, and Jane just $2,000 a month.  But since they're drawing before their full retirement age, there's a permanent reduction. Joe gets $2,600 a month and Jane gets $1,400 a month. That's $1,400 a month total. Multiply that across 25 years and you land at about 1.2 million in lifetime benefits. Brian walks through a smarter path—Joe waits until 70, Jane until 67. With this strategy, Joe's benefit increases substantially thanks to delayed credits, while Jane locks in her full amount. The result is $5,720 per month and a total retirement income that's $172,000 higher than the early-filing option. If they both wait until age 70, their monthly income jumps to $6,200—and over the same 25-year period, that choice results in $1.398 million in total benefits. That's nearly $200,000 more than the “default” approach.  Why does this matter so much? Because those additional dollars don't just boost your lifestyle, they can help protect your surviving spouse, increase your flexibility later in life, and reduce your reliance on investment withdrawals. Every strategy has trade-offs. Waiting requires income from other sources, which means you need a plan in place. But if you can do it, the long-term gain is not just higher monthly income, it's peace of mind that you've made a decision that protects both you and your spouse for life. Brian highlights how the survivor benefit is a critical retirement planning piece that many people overlook. Brian explains how Social Security doesn't have to be a guessing game and how you can use it to design a retirement plan with confidence. Most people think retirement planning ends when you start withdrawing income from your accounts, but Brian believes that's actually where the real planning begins. He explains why it's not just about having enough money. It's about how that money behaves in retirement, how it stretches, how it responds to market shifts, and how it continues to support you when something unexpected happens. Brian shows how lower income in retirement can sometimes lead to higher effective tax rates—especially when you factor in things like Social Security taxation and Medicare surcharges. Filing status changes everything when one spouse passes away. The surviving spouse becomes a single filer, which means half the standard deduction and compressed tax brackets. Even with a smaller income, they could end up paying significantly more in taxes. Learn how Joe and Jane's provisional income pushed them into the 85% tax zone for Social Security. With IRA withdrawals and benefits combined, their adjusted gross income hit nearly $83,000. After the standard deduction, their taxable income was just under $53,000—enough to land them in the 12% bracket and trigger nearly $6,000 in federal tax. Brian emphasizes why tax planning isn't optional. You can run all the retirement projections in the world, but if you're not planning for survivorship and changing tax dynamics, you're only seeing half the picture. This is where strategies like Roth conversions come in. By converting part of your IRA while both spouses are still alive—and still filing jointly—you can lock in today's low rates. Later, the surviving spouse benefits from a source of income that's entirely tax-free. The cost of losing a spouse isn't just emotional—it's financial. And it often happens at the exact moment when a household is least equipped to absorb the hit. Without a plan, what should have been a smooth transition can become a financial scramble. One way to fill the gap is life insurance. A properly designed policy can deliver a tax-free lump sum that replaces lost income and offsets new tax liabilities. Brian encourages couples to model survivor income today. Waiting until someone passes away to find out what's left is a mistake. Knowing what the future looks like allows you to prepare now and avoid painful surprises later. He explains why your retirement plan can't rely on assumptions. It needs to function even when life doesn't go as planned. The goal is not just to survive retirement—but to do it with confidence, clarity, and control.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.

Tom and Hunter from McMahon Services, a family-owned restoration business serving Grayslake for over a decade. They discuss the company's evolution from window washing to full-service restoration, emphasizing quick emergency response, community involvement, and the importance of empathy during disasters. Listeners receive practical advice on home maintenance, insurance coverage, and disaster preparedness. Discovering Grayslake: Lessons in Restoration, Community, and Preparedness from McMahon Services In the heart of Grayslake, Illinois, family-owned businesses are the backbone of the community. In a recent episode of "Discovering Grayslake," the spotlight shone on McMahon Services—a company that has grown from humble beginnings into a trusted leader in restoration and cleaning services. Hosted at Agora Co-Working, the conversation with Tom McMahon and Hunter from McMahon Services offered a wealth of insights for homeowners, business owners, and anyone invested in the well-being of their community. This blog post distills the main themes and actionable advice from the episode, diving deep into the nuances of restoration, emergency preparedness, insurance, and the power of community involvement. Whether you're a Grayslake local or simply looking to safeguard your home, these expert tips will help you prepare for the unexpected and build stronger community ties. Table of Contents The McMahon Services Story: From Window Washing to Restoration Experts Tip 1: The Critical Importance of Rapid Response in Emergencies Tip 2: Why Homeowners Should Call Restoration Pros Before Insurance Tip 3: Proactive Home Maintenance to Prevent Disasters Tip 4: Understanding and Optimizing Your Insurance Coverage Tip 5: The Value of Community Involvement and Local Connections Tip 6: Empathy and Support During Times of Crisis Final Thoughts: Building Resilience and Community Spirit The McMahon Services Story: From Window Washing to Restoration Experts McMahon Services' journey began with Tom's grandfather, a Chicago fireman, who started the business by washing windows. Over the years, the company evolved—thanks in part to a pivotal connection with a local insurance agent—into a full-service restoration provider. Today, McMahon Services offers: Water damage restoration Fire and smoke cleanup Mold remediation Biohazard cleanup General cleaning and home improvement services With a staff of over 30 employees and a decade of service in Grayslake and Hainesville, McMahon Services is a testament to the power of adaptability, family values, and community engagement. Tip 1: The Critical Importance of Rapid Response in Emergencies Key Insight: In restoration, time is everything. The sooner professionals arrive, the better the outcome. Why It Matters: Water damage can escalate quickly, leading to mold growth and structural issues within hours. Fast action minimizes damage, reduces costs, and increases the likelihood of salvaging personal property. Actionable Advice: Choose a local provider:** McMahon Services' local ownership allows them to be on-site within an hour, a crucial advantage over larger, less nimble companies. Have emergency contacts ready:** Store the number of a trusted restoration company in your phone and on your fridge. Don't wait for insurance approval:** Immediate mitigation is often required by insurance policies and can prevent claim denials due to “neglect.” Expert Tip: Even if the water seems minor, hidden moisture can cause major problems. Professionals use specialized equipment to detect and dry out unseen water in walls and floors. Tip 2: Why Homeowners Should Call Restoration Pros Before Insurance Key Insight: Restoration experts can help you assess the situation and guide you on whether to file a claim. Why It Matters: Not all water or fire damage is covered by standard policies. Filing unnecessary claims can raise your premiums or result in denied coverage. Actionable Advice: Call restoration first:** Let professionals assess the damage and provide a ballpark estimate. Understand your policy:** Many homeowners are unaware of exclusions (e.g., sump pump failures, sewer backups). Get documentation:** Restoration companies can provide detailed reports and photos to support your claim if needed. Expert Tip: Ask your restoration provider to walk you through the insurance process—they often know what adjusters look for and can help you avoid common pitfalls. Tip 3: Proactive Home Maintenance to Prevent Disasters Key Insight: Many emergencies are preventable with regular maintenance and a little foresight. Why It Matters: Simple oversights, like not detaching hoses in winter, can lead to burst pipes and costly repairs. Sump pump failures are a leading cause of basement flooding. Actionable Advice: Winterize your home:** Detach hoses and shut off exterior hose bibs before freezing temperatures hit. Test your sump pump:** Pour water into the pit to ensure it activates. Consider a battery backup system for power outages. Inspect plumbing and appliances:** Regularly check for leaks, corrosion, and wear. Document your property:** Take photos of valuables and home improvements for insurance purposes. Expert Tip: Schedule seasonal maintenance reminders on your calendar. Prevention is always cheaper than restoration. Tip 4: Understanding and Optimizing Your Insurance Coverage Key Insight: Many homeowners are underinsured or lack the right endorsements for common disasters. Why It Matters: Rising home values and new building codes can leave you under-protected. Not all policies cover basement backups, sump pump failures, or detached structures. Actionable Advice: Review your policy annually:** Meet with your insurance agent to discuss changes in your home or coverage needs. Ask about endorsements:** Ensure you have coverage for water backup, mold, and other common risks. Update for renovations:** Any home improvement or addition should be reported to your insurer. Expert Tip: Keep a digital and physical copy of your policy and inventory list in a safe, accessible place. Tip 5: The Value of Community Involvement and Local Connections Key Insight: Being active in the community builds trust and ensures help is close at hand when disaster strikes. Why It Matters: Local businesses are more invested in the well-being of their neighbors. Community events foster relationships that can be invaluable in times of need. Actionable Advice: Support local businesses:** They're more likely to go the extra mile for their customers. Get involved:** Attend or volunteer at local events, parades, and clean-up days. Network:** Join local chambers of commerce or neighborhood groups to stay informed and connected. Expert Tip: Familiar faces in the community are more approachable during emergencies. Don't hesitate to reach out to those you've met at local events. Tip 6: Empathy and Support During Times of Crisis Key Insight: Restoration is about more than repairs—it's about helping people through some of their toughest moments. Why It Matters: Disasters are emotionally taxing; a compassionate approach makes a world of difference. Empathy builds lasting relationships and trust. Actionable Advice: Choose companies that care:** Look for service providers who emphasize empathy and support. Lean on your community:** Don't be afraid to ask for help or offer it to others in need. Practice kindness:** Small gestures—like checking on a neighbor after a storm—strengthen community bonds. Expert Tip: Restoration professionals often have resources and advice for coping with loss. Don't hesitate to ask for guidance beyond the technical repairs. Final Thoughts: Building Resilience and Community Spirit The story of McMahon Services is a reminder that resilience is built on preparation, relationships, and a willingness to help others. By taking proactive steps—maintaining your home, understanding your insurance, and connecting with your community—you can weather life's storms with greater confidence. Remember: Quick action saves property and peace of mind. The right insurance coverage is your safety net. Community is your greatest resource in times of need. If you're in Grayslake or the surrounding area, consider reaching out to McMahon Services for restoration needs—or just to say hello at the next community event. And wherever you are, take these lessons to heart: prepare, connect, and support your neighbors. That's the hometown way. For more tips and local stories, subscribe to "Discovering Grayslake" and stay connected with the businesses that make our community strong. If you found this post helpful, share it with your neighbors and let's keep Grayslake safe, prepared, and thriving—together.

Ever wondered what really happens after someone says, “I'll see you in court”? In this episode, Hayley Paige and Haynes Boone Partner Tiffany Cooke walk you through the full lifecycle of a lawsuit—from the initial filing and pre-trial motions to discovery battles, cross-examinations, trial prep, and that all-important crossroads: to settle or not to settle.Whether you're a creative, a small business owner, or simply lawsuit-curious, this episode breaks it all down with clarity, cautionary tales, and just the right amount of courtroom drama. Because litigation isn't just a legal process—it's an emotional marathon. And knowing what's ahead can help you decide if it's worth the race.

This lecture provides a comprehensive overview of secured transactions under the Uniform Commercial Code (UCC), particularly focusing on Article 9. It explain how a security interest in a debtor's personal property is created (attachment) and how a creditor protects that interest against the claims of others (perfection). Various methods of perfection, such as filing a financing statement or taking possession or control of the collateral, are discussed. The texts also address recent amendments to Article 9, specifically the 2022 UCC Amendments, which introduce rules for using digital assets as collateral and clarify the definition of money. Finally, the sources touch upon the secured party's rights and procedures upon the debtor's default, including repossession, disposition of collateral, and pursuing deficiency judgments.The primary purpose is to give the creditor a legal right to specific property (collateral) of the debtor, which they can pursue to satisfy the debt if the debtor defaults, providing a significant advantage over unsecured creditors.The three requirements for attachment are: the secured party must give value, the debtor must have rights in the collateral, and there must be a binding security agreement.Filing a financing statement serves as public notice to the world that the secured party has a security interest in the debtor's collateral, which is crucial for establishing priority over other potential creditors.The four main categories of goods under Article 9 are consumer goods, inventory, equipment, and farm products.A security interest in a gold necklace used as collateral for a loan could be perfected by the pawnbroker taking physical possession of the necklace, which serves as notice to others of their interest.The general rule for priority between competing perfected security interests in the same collateral is that the first party to either file a financing statement or perfect their interest has priority.Under the 2022 amendments, the definition of "money" is limited to government-backed currencies, meaning cryptocurrencies like Bitcoin are not considered "money" under the UCC.A PMSI arises when a loan finances the purchase of specific goods used as collateral. It can have super priority over an earlier security interest if the secured party meets specific perfection requirements, such as timely filing (especially for non-inventory).A secured party undertaking self-help repossession must do so without breaching the peace, meaning they cannot use physical force, threats, or other actions likely to provoke a confrontation with the debtor.Disposing of collateral in a commercially reasonable manner means the secured party must conduct the sale or other disposition fairly, taking into account factors like the method, time, place, and terms of the sale to maximize the value recovered.

OA1166 - We consider the legal realities behind this week's most important stories, from the unprecedented statutory justification for Trump sending troops into California to why a wrongfully-deported man's return to the US is--bad, actually? Matt then serves up a digestif of a note en bas de page about one of the most audacious counterfeiters in French history and how they were brought down with one well-placed tongue. Trump executive order deploying National Guard to California (6/7/25) 10 U.S.C 12406 Newsom v. Trump (complaint filed 6/7/2025) Indictment of Kilmar Abrego Garcia (5/21/25) Filing in Maryland Abrego Garcia litigation seeking sanctions against the government Check out the OA Linktree for all the places to go and things to do! This content is CAN credentialed, which means you can report instances of harassment, abuse, or other harm on their hotline at (617) 249-4255, or on their website at creatoraccountabilitynetwork.org.

This week Kate and Carolyn cover The Valley season 2 episode 9: “When One Door Forecloses.” Britt's Bar is open! Her marriage is closed! Jax's clothes are out! Danny Darko says hi, and Nia says bye! All this, plus a national fast food shortage and one more J name introduction. Listen in! 11:00 - Valley Recap Starts

The IRS is looking to do more with less under the Trump administration's budget proposal next year, they would still face major spending cuts and staffing reductions, and they would have much more work to do if Congress passes the one big, beautiful bill that passed the House last month. Federal News Network's Jory Heckman is here with more details. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you're married to a green card holder (lawful permanent resident) and wondering how long it takes to get a marriage-based green card, this video breaks it all down. We explain the full green card process for spouses of green card holders, including current I-130 processing times, visa bulletin updates, consular processing delays, and how adjustment of status works if you're in the U.S. We also share important tips and what you can do to avoid unnecessary delays. Watch now to get realistic timelines and expert insights on what to expect during this long immigration journey.

It's a Mesirow Monday! Every week, a specialist from Mesirow Wealth Management joins Jon Hansen to discuss a different financial topic. This week, Gary Pattengale, Advanced Planning Specialist and Wealth Advisor at Mesirow, joins Jon to discuss his background as a CPA and how he approaches wealth advising. For more information, visit www.mesirow.com or call […]

This week, we're discussing the tax and filing requirements of changing an LLC's tax classification.

Tax rules shouldn't hold you back from building a life abroad, but for many Americans living overseas, that's exactly what happens. Marylouise Serrato of American Citizens Abroad (ACA) unpacks the real struggles expats face, from filing U.S. tax returns while living abroad to dealing with confusing rules around foreign investments. Sound overwhelming? Well change might finally be on the way. From the fight to end worldwide taxation to surprising pitfalls like PFICs and foreign pension plans, this episode sheds light on what's broken and what's being done to fix it. If you're juggling Israeli life with American tax rules, this one's a must-listen. Key Takeaways: Citizenship-based taxation is outdated and creates financial headaches for Americans abroad. Investing outside the U.S. can trigger unexpected tax problems if you're not careful. A push for residence-based taxation could bring long-overdue relief for expats. Want clarity on your personal situation? Book your free Cross-Border Financial Evaluation today! Disclaimer: This article is meant for educational purposes only. It's not financial, legal, or tax advice. For personalized help, speak with a qualified professional.

AP Washington correspondent Sagar Meghani reports on a rise in jobless claims.

Join Wendy and Amanda from Chick Chat Team A as they dive into the essentials of filing a flight plan for safe off-roading!

Jim and Chris answer listener questions on Social Security filing, a PSA on SSA's online application process, the Roth 5-Year Rule, HSA strategy, and bond principal risk. (8:00) A listener asks whether Social Security's claim that delayed retirement credits aren't applied until the end of the following year is accurate, and whether anyone receives them […] The post Social Security Filing, Roth 5-Year Rule, HSA Strategy, and Bond Principal: Q&A #2522 appeared first on The Retirement and IRA Show.

Some Questions, Now That it's About 3 Years Since Russia's Default It has now been around 3 years since Russia's invasion of Ukraine, which prompted EU and US sanctions and a default on Russia's external bonds. The prescription clause in these bonds says that Russia's obligations become void unless investors make claims within three years of the date payment is due. What does it mean to “make” a “claim”? Filing a lawsuit would do the trick. What about an email requesting payment? An automated message, which the depository sends out every payment date? Should bondholders have sought an agreement tolling the prescription period? Since they didn't, does Russia now have what amounts to an option to pay past due amounts? And what about interest on unpaid amounts? Does Russia owe interest on payments that were impossible to make due to sanctions? Producer: Leanna Doty

Skai Jackson's Mom & Her Baby's Father Yerkky Yerkky Respond To Her Filing For A Restraining Order

Welcome back to the Law School Toolbox podcast! In this week's episode, we're focusing on a topic from Civil Procedure -- specifically, motions for judgment as a matter of law and motions for new trial, where the moving party is asking the court to take certain issues away from the jury. In this episode we discuss: The two types of motions for judgment as a matter of law The standard for granting a motion for judgment as a matter of law Filing and granting motions for new trial Analyzing a hypo encompassing the above concepts Resources: "Listen and Learn" series (https://lawschooltoolbox.com/law-school-toolbox-podcast-substantive-law-topics/#listen-learn) Podcast Episode 412: Listen and Learn – Motions for Summary Judgment (https://lawschooltoolbox.com/podcast-episode-412-listen-and-learn-motions-for-summary-judgment/) Download the Transcript  (https://lawschooltoolbox.com/episode-504-listen-and-learn-motions-for-judgment-as-a-matter-of-law-and-motions-for-new-trial-civ-pro/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Trump along with his Sec of State and Attorney General and Homeland Security Advisor may have been lying to the American people all along about Armando Abrego Garcia, telling anyone that would listen in their base that they are leaving him to rot in El Salvador, while secretly telling the Court that they are working on bringing him home. Michael Popok reports on new filings that explain it all. Smalls: Head to https://Smalls.com/LEGALAF and use promo code: LEGALAF at checkout for 50% off your first order PLUS free shipping! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

Lala actually went out TWICE in Palm Springs over the weekend! She also got educated when it comes to private vs public schooling for Ocean, enjoyed some one-on-one time with baby Sosa, and shares thoughts on crocs, borrowing clothes, RHOBH's Dorit Kemsley filing for divorce, and Craig Conover's new girlfriend. Plus, has Easton just master-minded that latest ca-jillion dollar invention?   GTL video episodes available Fridays at 9am Pacific on YouTube: https://youtube.com/@GiveThemLalaPodcast?si=9oETguBpysJbttBz Learn more about your ad choices. Visit podcastchoices.com/adchoices

Listen to this week's episode of the Dateline: True Crime Weekly podcast with Andrea Canning. In Massachusetts, opening statements in the second trial of the woman accused of running over her police officer boyfriend. In Arizona, a jury returns a verdict at Lori Vallow Daybell's latest trial. Harvey Weinstein faces a new accuser, and Scott Peterson's defense team says it has new witnesses and new evidence to prove his innocence. Plus, a juror turned podcaster.Find out more about the cases each week here: www.datelinetruecrimeweekly.comListen to Keith's podcast, Mommy Doomsday, about the Lori Vallow Daybell story here: https://podcasts.apple.com/us/podcast/mommy-doomsday/id1540849480Link for "Sequestered" here: https://podcasts.apple.com/us/podcast/sequestered-podcast/id1792642561