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Private Space Enterprise, Artemis Debate, and the Human Body in Space. Bob Zimmerman (Behind the Black) reviews the private space sector, highlighting VAST, which is developing the small manned demo space station Haven One using its own investment capital, unlike other NASA-funded consortiums. VAST's larger planned station, Haven 2, is designed to rotate, creating artificial gravity. This capability is crucial for mitigating the damage extended weightlessness causes the human body, such as cardiovascular weakening, bone density loss, and vision problems (the eye flattens). Zimmerman notes the ongoing debate over NASA's Artemis program, where former administrators clash over SpaceX's ability to build the lunar lander on time, often driven by lobbying interests. He also reports that China recently set a new national record for successful launches in a single year (67 completed). 1940
SHOW 11-5-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT AI AND CHILDREN. FIRST HOUR 9-915 Canada's Troubled Relations with China and the US. Charles Burton (author of The Beaver and the Dragon) analyzes Canadian Prime Minister Carney's meeting with China's Xi Jinping following the APEC conference. Burton described Carney as a "supplicant" who echoed Chinese rhetoric of "constructive and pragmatic interactions," which means focusing on trade while avoiding criticism. Issues discussed included Chinese tariffs on Canadian canola and Canada's tariffs on subsidized Chinese EVs. Burton addresses the severely strained Ottawa-Washington relationship due to US tariffs and President Trump's stated unwillingness to talk, feeding "anti-American sentiment" in Canada. This trade uncertainty is a factor in Canada's massive budget deficit, which aims to fund government infrastructure to compensate for lacking investor interest. Furthermore, concerns persist in Canada regarding Chinese EVs potentially functioning as "listening posts" for state security. 915-930 Canada's Troubled Relations with China and the US. Charles Burton (author of The Beaver and the Dragon) analyzes Canadian Prime Minister Carney's meeting with China's Xi Jinping following the APEC conference. Burton described Carney as a "supplicant" who echoed Chinese rhetoric of "constructive and pragmatic interactions," which means focusing on trade while avoiding criticism. Issues discussed included Chinese tariffs on Canadian canola and Canada's tariffs on subsidized Chinese EVs. Burton addresses the severely strained Ottawa-Washington relationship due to US tariffs and President Trump's stated unwillingness to talk, feeding "anti-American sentiment" in Canada. This trade uncertainty is a factor in Canada's massive budget deficit, which aims to fund government infrastructure to compensate for lacking investor interest. Furthermore, concerns persist in Canada regarding Chinese EVs potentially functioning as "listening posts" for state security. 930-945 The Compact for Academic Excellence in Higher Education. Peter Berkowitz (Hoover Institution Fellow and educator) discusses the Trump administration's "Compact for Academic Excellence in Higher Education," which requires universities to meet ten priorities to qualify for federal benefits like student loans and research grants. While many goals are proper or already legally required (like protecting free speech and obeying civil rights laws), several are highly controversial. These controversial points include demanding that hiring decisions be made solely on individual "merit," which critics redefine to include group diversity, and requiring universities to maintain institutional neutrality on political issues. Most universities rejected the compact, asserting it would impair academic freedom. Berkowitz suggests the administration should use direct financial incentives to reward universities that actively teach free speech, rather than relying on mandates. 945-1000 The Compact for Academic Excellence in Higher Education. Peter Berkowitz (Hoover Institution Fellow and educator) discusses the Trump administration's "Compact for Academic Excellence in Higher Education," which requires universities to meet ten priorities to qualify for federal benefits like student loans and research grants. While many goals are proper or already legally required (like protecting free speech and obeying civil rights laws), several are highly controversial. These controversial points include demanding that hiring decisions be made solely on individual "merit," which critics redefine to include group diversity, and requiring universities to maintain institutional neutrality on political issues. Most universities rejected the compact, asserting it would impair academic freedom. Berkowitz suggests the administration should use direct financial incentives to reward universities that actively teach free speech, rather than relying on mandates. SECOND HOUR 10-1015 US-China Ceasefire and Competition in Technology and Space. Jack Burnham (Foundation for Defense of Democracies research analyst) characterizes the Trump-Xi meeting as a necessary "truce" that allows both nations to gain stability and strengthen their positions before the next escalation. Regarding rare earths, China is now employing the US "playbook," setting up a licensing structure rather than a full trade cessation. He emphasizes that building a complete rare earth supply chain outside of China, especially refining capacity, may realistically take seven to ten years. In technology, Beijing is pushing for domestic self-sufficiency in AI infrastructure, partly driven by paranoia that imported chips may contain backdoors or vulnerabilities. Burnham also details China's commitment to militarizing space, including copying US reconnaissance capabilities and practicing anti-satellite operations like "dogfighting." 1015-1030 US-China Ceasefire and Competition in Technology and Space. Jack Burnham (Foundation for Defense of Democracies research analyst) characterizes the Trump-Xi meeting as a necessary "truce" that allows both nations to gain stability and strengthen their positions before the next escalation. Regarding rare earths, China is now employing the US "playbook," setting up a licensing structure rather than a full trade cessation. He emphasizes that building a complete rare earth supply chain outside of China, especially refining capacity, may realistically take seven to ten years. In technology, Beijing is pushing for domestic self-sufficiency in AI infrastructure, partly driven by paranoia that imported chips may contain backdoors or vulnerabilities. Burnham also details China's commitment to militarizing space, including copying US reconnaissance capabilities and practicing anti-satellite operations like "dogfighting." 1030-1045 AI Philosophy and Jewish Wisdom. Spencer Klavan (Associate Editor of the Claremont Review of Books) reviews Michael M. Rosen's book, Like Silicon from Clay, which uses ancient Jewish wisdom, specifically the Golem legend, to analyze AI. Rosen categorizes AI believers into four camps: autonomists (who believe AI will achieve consciousness or sentience) and automationists (who view AI as a sophisticated, non-conscious tool). Both camps are divided into "positive" (optimistic) and "negative" (pessimistic) outlooks. Klavan identifies as a positive automationist, seeing AI as an "elaborate adding machine" or "better Google" that is helpful but requires human verification because it often "hallucinates" (makes up facts). He notes that chatbots conclude conversations with questions because they need human input to avoid becoming "deranged" and to improve their ability to predict human speech patterns. 1045-1100 AI Philosophy and Jewish Wisdom. Spencer Klavan (Associate Editor of the Claremont Review of Books) reviews Michael M. Rosen's book, Like Silicon from Clay, which uses ancient Jewish wisdom, specifically the Golem legend, to analyze AI. Rosen categorizes AI believers into four camps: autonomists (who believe AI will achieve consciousness or sentience) and automationists (who view AI as a sophisticated, non-conscious tool). Both camps are divided into "positive" (optimistic) and "negative" (pessimistic) outlooks. Klavan identifies as a positive automationist, seeing AI as an "elaborate adding machine" or "better Google" that is helpful but requires human verification because it often "hallucinates" (makes up facts). He notes that chatbots conclude conversations with questions because they need human input to avoid becoming "deranged" and to improve their ability to predict human speech patterns. THIRD HOUR 1100-1115 US Military Operations off Venezuela and the War in Ukraine. General Blaine Holt (United States Air Force retired) analyzes the significant US military buildup off Venezuela, headquartered at Roosevelt Roads, describing it as a "war-winning force" primarily targeting cartels and sending a global message of American might. He suggests that operations will likely use commando-style tactics rather than a full occupation, potentially leveraging historical events like the Bay of Pigs as cover for unconventional approaches. The conversation pivots to Ukraine, where Russia is effectively using new glide bombs and missiles, having shifted to a wartime mobilization economy. Holt notes the profound erosion of Ukraine's infrastructure and the demoralizing lack of manpower. He argues innovative, inexpensive defenses, such as Reaper drones with Sidewinders or lasers, are needed, as current air defense economics are unsustainable. 1115-1130 US Military Operations off Venezuela and the War in Ukraine. General Blaine Holt (United States Air Force retired) analyzes the significant US military buildup off Venezuela, headquartered at Roosevelt Roads, describing it as a "war-winning force" primarily targeting cartels and sending a global message of American might. He suggests that operations will likely use commando-style tactics rather than a full occupation, potentially leveraging historical events like the Bay of Pigs as cover for unconventional approaches. The conversation pivots to Ukraine, where Russia is effectively using new glide bombs and missiles, having shifted to a wartime mobilization economy. Holt notes the profound erosion of Ukraine's infrastructure and the demoralizing lack of manpower. He argues innovative, inexpensive defenses, such as Reaper drones with Sidewinders or lasers, are needed, as current air defense economics are unsustainable. 1130-1145 The Dominance of the US Dollar and Its Challenges. Alex Pollock (Senior Fellow at the Mises Institute) discusses Kenneth Rogoff's book, Our Currency, Your Problem, focusing on why the US dollar remains the dominant global currency. The dollar's strength is linked to US military power and superior legal and bankruptcy systems, which provide essential "social infrastructure." Pollock recalls the famous quip, "Our currency, your problem," made by Treasury Secretary John Connally in 1971 after the US defaulted on its gold obligations under the Bretton Woods system. Challenges from the Chinese renminbi and crypto are noted, but Rogoff finds serious institutional flaws in China's system. Critically, the growing US national debt is identified as the dollar's "Achilles heel," posing a major threat if global lenders stop lending. 1145-1200 The Dominance of the US Dollar and Its Challenges. Alex Pollock (Senior Fellow at the Mises Institute) discusses Kenneth Rogoff's book, Our Currency, Your Problem, focusing on why the US dollar remains the dominant global currency. The dollar's strength is linked to US military power and superior legal and bankruptcy systems, which provide essential "social infrastructure." Pollock recalls the famous quip, "Our currency, your problem," made by Treasury Secretary John Connally in 1971 after the US defaulted on its gold obligations under the Bretton Woods system. Challenges from the Chinese renminbi and crypto are noted, but Rogoff finds serious institutional flaws in China's system. Critically, the growing US national debt is identified as the dollar's "Achilles heel," posing a major threat if global lenders stop lending. FOURTH HOUR 12-1215 1215-1230 1230-1245 Private Space Enterprise, Artemis Debate, and the Human Body in Space. Bob Zimmerman (Behind the Black) reviews the private space sector, highlighting VAST, which is developing the small manned demo space station Haven One using its own investment capital, unlike other NASA-funded consortiums. VAST's larger planned station, Haven 2, is designed to rotate, creating artificial gravity. This capability is crucial for mitigating the damage extended weightlessness causes the human body, such as cardiovascular weakening, bone density loss, and vision problems (the eye flattens). Zimmerman notes the ongoing debate over NASA's Artemis program, where former administrators clash over SpaceX's ability to build the lunar lander on time, often driven by lobbying interests. He also reports that China recently set a new national record for successful launches in a single year (67 completed). 1245-100 AM Private Space Enterprise, Artemis Debate, and the Human Body in Space. Bob Zimmerman (Behind the Black) reviews the private space sector, highlighting VAST, which is developing the small manned demo space station Haven One using its own investment capital, unlike other NASA-funded consortiums. VAST's larger planned station, Haven 2, is designed to rotate, creating artificial gravity. This capability is crucial for mitigating the damage extended weightlessness causes the human body, such as cardiovascular weakening, bone density loss, and vision problems (the eye flattens). Zimmerman notes the ongoing debate over NASA's Artemis program, where former administrators clash over SpaceX's ability to build the lunar lander on time, often driven by lobbying interests. He also reports that China recently set a new national record for successful launches in a single year (67 completed).
US-China Ceasefire and Competition in Technology and Space. Jack Burnham (Foundation for Defense of Democracies research analyst) characterizes the Trump-Xi meeting as a necessary "truce" that allows both nations to gain stability and strengthen their positions before the next escalation. Regarding rare earths, China is now employing the US "playbook," setting up a licensing structure rather than a full trade cessation. He emphasizes that building a complete rare earth supply chain outside of China, especially refining capacity, may realistically take seven to ten years. In technology, Beijing is pushing for domestic self-sufficiency in AI infrastructure, partly driven by paranoia that imported chips may contain backdoors or vulnerabilities. Burnham also details China's commitment to militarizing space, including copying US reconnaissance capabilities and practicing anti-satellite operations like "dogfighting." 1917 PRINCETON IN PEKING
US-China Ceasefire and Competition in Technology and Space. Jack Burnham (Foundation for Defense of Democracies research analyst) characterizes the Trump-Xi meeting as a necessary "truce" that allows both nations to gain stability and strengthen their positions before the next escalation. Regarding rare earths, China is now employing the US "playbook," setting up a licensing structure rather than a full trade cessation. He emphasizes that building a complete rare earth supply chain outside of China, especially refining capacity, may realistically take seven to ten years. In technology, Beijing is pushing for domestic self-sufficiency in AI infrastructure, partly driven by paranoia that imported chips may contain backdoors or vulnerabilities. Burnham also details China's commitment to militarizing space, including copying US reconnaissance capabilities and practicing anti-satellite operations like "dogfighting." 1914
Private Space Enterprise, Artemis Debate, and the Human Body in Space. Bob Zimmerman (Behind the Black) reviews the private space sector, highlighting VAST, which is developing the small manned demo space station Haven One using its own investment capital, unlike other NASA-funded consortiums. VAST's larger planned station, Haven 2, is designed to rotate, creating artificial gravity. This capability is crucial for mitigating the damage extended weightlessness causes the human body, such as cardiovascular weakening, bone density loss, and vision problems (the eye flattens). Zimmerman notes the ongoing debate over NASA's Artemis program, where former administrators clash over SpaceX's ability to build the lunar lander on time, often driven by lobbying interests. He also reports that China recently set a new national record for successful launches in a single year (67 completed). 1954
On this 5 November 2025 Wednesday Night Live, philosopher Stefan Molyneux analyzes New York's political landscape, discussing how demographics and immigration shape leftist ideologies. He critiques modern politics as superficial and explores moral implications.Stefan also emphasizes the importance of enthusiasm in parenting, offering strategies for managing picky eaters through collaborative meal planning. Throughout, he encourages listeners to reflect on relationships and social responsibility, blending personal anecdotes with philosophical insights.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025
Episode 708: Neal and Toby dive into the ripple effects of the now longest US government shutdown in history. Then, Whole Foods is experimenting with some new store concepts that include robot power and offering products not normally available on shelves. Plus, Google thinks there's a way to solve the AI data center problem of limited space…put 'em up in space! Next, Neal shares his favorite numbers on double major'd students, bright headlights, and indoor plants. Finally, this past World Series may have been the most exciting in recent years. Learn more at usbank.com/splitcard Get your MBD live show tickets here! https://www.tinyurl.com/MBD-HOLIDAY Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices
From lunar regolith to metal-rich asteroids, this episode examines how off-world resources could spark the largest economic boom in human history — and what the fuel, transport, and political math actually looks like.Checkout Rifftrax https://go.nebula.tv/scav?ref=isaacarthurWatch my exclusive video The Fermi Paradox - Civilization Extinction Cycles: https://nebula.tv/videos/isaacarthur-the-fermi-paradox-civilization-extinction-cyclesGet Nebula using my link for 40% off an annual subscription: https://go.nebula.tv/isaacarthurVisit our Website: http://www.isaacarthur.netJoin Nebula: https://go.nebula.tv/isaacarthurSupport us on Patreon: https://www.patreon.com/IsaacArthurSupport us on Subscribestar: https://www.subscribestar.com/isaac-arthurFacebook Group: https://www.facebook.com/groups/1583992725237264/Reddit: https://www.reddit.com/r/IsaacArthur/Twitter: https://twitter.com/Isaac_A_Arthur on Twitter and RT our future content.SFIA Discord Server: https://discord.gg/53GAShECredits:The Space Mining Boom - How Resources Will Shape the Future EconomyWritten, Produced & Narrated by: Isaac ArthurEditor: Keith OxenriderGraphics: Udo SchroeterSelect imagery/video supplied by Getty Images Music Courtesy of Chris Zabriskie, Stellardrone & Epidemic Sound http://epidemicsound.com/creatorSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
From lunar regolith to metal-rich asteroids, this episode examines how off-world resources could spark the largest economic boom in human history — and what the fuel, transport, and political math actually looks like.Checkout Rifftrax https://go.nebula.tv/scav?ref=isaacarthurWatch my exclusive video The Fermi Paradox - Civilization Extinction Cycles: https://nebula.tv/videos/isaacarthur-the-fermi-paradox-civilization-extinction-cyclesGet Nebula using my link for 40% off an annual subscription: https://go.nebula.tv/isaacarthurVisit our Website: http://www.isaacarthur.netJoin Nebula: https://go.nebula.tv/isaacarthurSupport us on Patreon: https://www.patreon.com/IsaacArthurSupport us on Subscribestar: https://www.subscribestar.com/isaac-arthurFacebook Group: https://www.facebook.com/groups/1583992725237264/Reddit: https://www.reddit.com/r/IsaacArthur/Twitter: https://twitter.com/Isaac_A_Arthur on Twitter and RT our future content.SFIA Discord Server: https://discord.gg/53GAShECredits:The Space Mining Boom - How Resources Will Shape the Future EconomyWritten, Produced & Narrated by: Isaac ArthurEditor: Keith OxenriderGraphics: Udo SchroeterSelect imagery/video supplied by Getty Images Music Courtesy of Chris Zabriskie, Stellardrone & Epidemic Sound http://epidemicsound.com/creatorSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Send us a textThere's a brand new hotel in downtown Las Vegas. It's a non-gaming and non-smoking hotel. It's also a dual brand. We went over to take a look and it's really nice! A cool event is taking place at Oscar's Steakhouse at the Plaza. It's a special installment of Oscar's Dinner Series and will celebrate the 30th anniversary of the movie Casino. Parts of the film were shot in Las Vegas and Oscar Goodman will be there to talk about it. It's a benefit for The Space 2.0 Capital Campaign. The Titanic Exhibit at the Luxor has a beautiful diamond ring on display. The jewelry was recovered from the first recovery expedition in 1987. There's also a new Saturday Dim Sum brunch at Genting Palace at Resorts World. Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. If your home was damaged in the California wildfires, Galindo Law may be able to help you get more compensation. Call 800-251-1533 or visit galindolaw.com VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com
Welcome back to TV Show: In Space! REWIND! In this episode, we cover Star Trek: The Original Series season 1 episodes 16-20 - The Galileo Seven, The Squire of Gothos, Arena, Tomorrow is Yesterday, and Court Martial.
In this Astrum episode, we explore giant impacts, epic collisions, and cosmic mysteries. What really happened when NASA intentionally smashed a probe into an asteroid? We'll take a look at the biggest, most violent impact craters across the solar system, revealing ancient evidence of cataclysms bigger than you can imagine. And what caused this accidental crash landing on the Moon?▀▀▀▀▀▀Astrum's newsletter has launched! Want to know what's happening in space? Sign up here: https://astrumspace.kit.comA huge thanks to our Patreons who help make these videos possible. Sign-up here: https://bit.ly/4aiJZNF
This week we continue a cycle of Mario Bava films curated by special guest, three-time-Oscar nominated screenwriter John Logan, with a look at the 1965 film Planet of the Vampires. This is Episode #471!Planet of the Vampires (Italian: Terrore nello spazio, lit. 'Terror in Space'; released in the UK as The Demon Planet) is a 1965 science fiction horror film directed and co-written by Mario Bava, produced by Fulvio Lucisano, and starring Barry Sullivan and Norma Bengell. The screenplay was based on an Italian-language science fiction short story, Renato Pestriniero's "One Night of 21 Hours.” The film follows the horrific experiences of the crew members of two giant spaceships that have crash-landed on a forbidding, unexplored planet. The disembodied inhabitants of the world possess the bodies of the crew who died during the crash, and use the animated corpses to stalk and kill the remaining survivors.The film was co-produced by Italian International Film and American International Pictures (AIP), with some financing provided by Spain's Castilla Cooperativa Cinematográfica. AIP released Planet of the Vampires as the supporting film on a double feature with Daniel Haller's Die, Monster, Die! (1965).Become a supporter of this podcast: https://www.spreaker.com/podcast/castle-of-horror-podcast--4268760/support.
The first author of today's crossword, Chad Hazen, had over 40 rejections before finally getting a crossword published -- but when he did get it published it was in the New York Times, so there is that. He was aided in his efforts by legendary crossword constructor Jeff Chen, an ideal person to have your six when the crossword deities conspire against you.We have all the deets on today's crossword inside, so have a listen, and please let others know about us on social media.Show note imagery: ANNA Lee Fisher, first mother in space!We love feedback! Send us a text...Contact Info:We love listener mail! Drop us a line, crosswordpodcast@icloud.com.Also, we're on FaceBook, so feel free to drop by there and strike up a conversation!
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Okay, Boos and Ghouls, welcome to our final Triple Hitter Special with Patrick as host! Before we move onto slightly less disappointing programming, we have to talk about the big area in the sky..... Space. Not the space your significant other wanted in your relationship, the kind of space you fly into the sky, you poor sap. As usual, we cover 3 films about Space and how scary it can be. Brian brought us an extended music video in Pandorum, Matt brought Space home in Color Out of Space and Patrick nailed the assignment with Aniara. As always, message, email or comment thoughts about the movies, the podcast or anything else your heart desiresIG: weregoingstreamingweregingstreaming@yahoo.com
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MUST HEAR!!!!And if you want to watch, here you go:Rumble Video for this EpisodeYour LINKS:Get Dr Monzo's Whole Food Supplements for your 90 Essential Revitalizing Nutrients here: https://SemperFryLLC.comClick His Picture on the Right for the AZURE WELL products and use code BB5 for your discount.Join Dr. Glidden's Membership site:https://leavebigpharmabehind.com/?via=pgndhealthCode: baalbusters for 25% OffFind clickable portals to Dr Monzo and Dr Glidden on Dan's site, and it's the home of the best hot sauce, his book, and Clean Source Creatine-HCL.Subscribe to the NEW dedicated channel for Dr Glidden's Health Solutions Showhttps://rumble.com/c/DrGliddenHealthShowPods & Exclusives AD-FREE! Just $5/mohttps://patreon.com/c/DisguisetheLimitsDon't be a schmoe, Support the Show!Become a supporter of this podcast: https://www.spreaker.com/podcast/ba-al-busters-broadcast--5100262/support.
Zohran Mamdani is elected mayor of New York City, China expresses support for Nigeria following President Trump's military threats, multiple people are injured after a man drives into pedestrians on a French island, Mark Carney unveils a CA$280 billion budget, the U.S. Supreme Court weighs the legality of Trump's emergency tariffs, Democrats win the governor races in Virginia and New Jersey, a UPS cargo plane crashes in Louisville in a deadly accident, a manhunt is underway in the U.K. for a mistakenly released prisoner, Typhoon Kalmaegi causes major destruction in the Philippines, and Google announces an initiative to launch AI data centers into space. Sources: www.verity.news
John is ready, Alison had forgotten, and Liz is surprised. An uncorrected transcript of this episode is available here. Please email your letters of comment to comment@octothorpecast.uk, join our Facebook group, and tag @OctothorpeCast (on Bluesky or on Mastodon) when you post about the show on social media. Content warnings this episode: Animal torture (letters of comment) Letters of comment Chris Garcia (email) Ed Morland (BlueSky) Farah Mendlesohn (Facebook) Pictcon 2026: PictCon 2 in Perth, 17 October Finbarr O'Reilly (email) Kev McVeigh (Facebook) Kin-Ming Looi (Facebook) Paul Weimer (BlueSky, email) Tammy Coxen (Facebook) Terry Gibbs (Facebook) Raj (Mastodon) We also heard from Mike Scott, Neil Ottenstein and Tammy Coxen 2025 Ursula K. Le Guin Prize for Fiction Ebon Moss-Bachrach on the red carpet Event broadcast on YouTube LAcon V opens Hugo Awards Base Contest 36th Galaxy Awards Roderick Leeuwenhart Tianwen Awards Ersatz Culture on Mastodon BKK Comics Art Festival #4 The Blaft Book of Anti-Caste SF Belgian comics Asian Board Games Festival (ABGF) “Walking The Walk With RPGs In Malaysia” (paywalled on Rascal) Picks John: The Lord of the Rings: Fate of the Fellowship Shut Up & Sit Down's review Board Game Arena The dice tower Alison: The Word for World exhibition at the Architectural Association Secret Maps at the British Library Liz: Dungeon Crawler Carl by Matt Dinniman Star Wars is being properly remastered? Credits Cover art: “Nepal Spotter's Guide” by Paul Weimer (text by Alison Scott) Alt text: A photograph of the mountains of Nepal with text overlaid, reading “Octothorpe 147 Official Octothorpe Nepal Identification Guide* (*apparently never gets old)** (** Liz might like to go to a comics con there)”. Theme music: “Fanfare for Space” by Kevin MacLeod (CC BY 4.0)
The Seventh Summit of Space Sustainability: Europe's Vision for Space SecurityIn this episode of Space Café Radio, recorded live at the Ministry of Economics of France in Paris during the seventh Summit of Space Sustainability, host Torsten Kriening talks with Marjolijn van Deelen, the EU Special Envoy for Space of the European External Action Service (EEAS) Topics include the European Union's vision (Defence Readiness Roadmap) and strategy for space security, the importance of space as a strategic enabler, the preparedness union strategy, and the newly launched European Space Shield. We also discuss the intersection of space and defence communities, member states' roles, and the balance between national and pan-European initiatives. Join us for insights into Europe's defense readiness roadmap and its implications for the future.Useful Links:Defence Readiness Roadmap 2030 Space Café Radio brings you talks, interviews, and reports from the team of SpaceWatchers while out on the road. Each episode has a specific topic, unique content, and a personal touch. Enjoy the show, and let us know your thoughts at radio@spacewatch.globalWe love to hear from you. Send us your thought, comments, suggestions, love lettersYou can find us on: Spotify and Apple Podcast!Please visit us at SpaceWatch.Global, subscribe to our newsletters. Follow us on LinkedIn and X!
How can I eat blocks of moldy cheese and it be delicious, but if I eat a moldy sandwich I die? Are there any experiences from the past 12 years that have shaped your current self? How do I make doing dishes less horrible? Is “up to 100% leak proof” some sort of marketing legal lingo? …Hank and John Green have answers!If you're in need of dubious advice, email us at hankandjohn@gmail.com.Join us for monthly livestreams at patreon.com/dearhankandjohn.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Randy brought trinkets for the boys back from Mexico, Dave closes the book on Rhodes' t-ball season, new grind mentality guy drops, and China is cooking wings in space. Support us on Patreon and receive weekly episodes for as low $5 per month: www.patreon.com/circlingbackpodcast Watch all of our full episodes on YouTube: www.youtube.com/washedmedia Shop Washed Merch: www.washedmedia.shop • (0:00) Fun & Easy Banter • (14:30) Randy Brought Trinkets • (27:15) Closing the Book on T-Ball • (39:20) New Grind Mentality Guy Dropped • (48:45) Chinese Space Wings Support This Episode's Sponsors: Stone Creek Coffee: Head to https://www.stonecreekcoffee.com/ and use the code WASHED for 20% off your first order, plus free shipping on orders over $50 Fabletics: Go to https://fabletics.com/steam and sign up as a VIP and get eighty percent off everything. Leesa: Go to https://www.leesa.com/ for 25% off mattresses PLUS get an extra $50 off with promo code STEAM, exclusive for our listeners. Poncho: Go to https://ponchooutdoors.com/STEAM for $10 off your first order and free shipping. Learn more about your ad choices. Visit megaphone.fm/adchoices
If we ever meet intelligent extraterrestrials, will we even be able to talk about physics? Physicist Daniel Whiteson of UC Irvine and cartoonist Andy Warner join Sarah Al-Ahmed to explore one of science’s strangest and most profound questions: if alien civilizations exist, would their understanding of the Universe look anything like ours? Their new book, “Do Aliens Speak Physics?”, discusses the nature of knowledge itself, asking whether math and physics are truly universal, or if even our most “objective” truths are shaped by our human perspective. Together, they consider what it would take to communicate with alien intelligence and how humor and illustration can make those big cosmic ideas feel surprisingly down-to-Earth. Then, stick around for What’s Up with Bruce Betts, as we discuss how difficult it is to explain physics to humans, let alone extraterrestrial life. Discover more at: https://www.planetary.org/planetary-radio/2025-do-aliens-speak-physicsSee omnystudio.com/listener for privacy information.
Short Stories for Kids: The Magical Podcast of Story Telling
Written by Simon ChadwickCome and follow more adventures on our animated TV show on Youtube!
Our friend Daniel returns to the pod. He DJs under the name Physical Therapy, and his newest project, Car Culture, has a great new record out now. We chat with him from his studio in Ridgewood about the upcoming NY election, RIP Dick Cheyney, pirogis on a date, "cheating shoes," SNL cast member names, estate sales in Queens, and $800 record, Rekordbox Gate, lurking on r/aves, when being a DJ was cool, club Space in Miami, people think all his artwork is AI, and his current diet. instagram.com/fysicaltherapy twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices
This week Brett is joined by guest host Kevin J. Anderson as the futurists have a conversation with science fiction documentary filmmaker Jeffrey Morris on his new documentary reviewing world of Space 1999. We also discuss coming Mars and Moon plans.
In this heartfelt episode of Talkin' Crazy, Demetrius Thigpen (Meech Speaks) opens up about fatherhood, self-doubt, and the importance of protecting your peace.After hitting 1 million views and celebrating Father's Day, Meech reflects on his journey from recording in a storage closet to inspiring thousands — and what it truly means to own your space.He dives into:The fear of becoming your father — and breaking that cycleWhat fatherhood has taught him about patience, pride, and purposeWhy being self-aware can feel like both a gift and a curseHow to stop shrinking yourself and start owning the roomThe power behind the quote: “Be gentle to your mental.”This episode is for every man learning to lead, every parent trying to show up, and anyone who's been too hard on themselves.Let our sponsor BetterHelp connect you to a therapist who can support you - all from the comfort of your own home. Visit https://betterhelp.com/meechspeaks and enjoy a special discount on your first month.
Every day we take a breath from the busy work day to take a break and talk about the world of Sports, Entertainment and specifically the CrossFit Space. Today the Cowboy is back, we talk about Holli's new document, the withdraws from WFP, can Laura flip the script and become likeable.
SpaceTime with Stuart Gary | Astronomy, Space & Science News
In this episode of SpaceTime, we dive into groundbreaking astronomical discoveries that challenge our understanding of the universe.The Most Massive Stellar Black Hole Merger Ever ObservedAstronomers have detected the most massive stellar black hole merger to date, cataloged as GW23 1123, which resulted in a black hole with a staggering mass of 225 times that of our Sun. This episode discusses the implications of this merger, observed by the LIGO Virgo Collaboration, and how it pushes the boundaries of current theories on black hole formation. The rapid spinning of the resulting black hole raises intriguing questions about the processes that lead to such massive objects in the cosmos.Unraveling the Mystery of Dark MatterCan radio telescopes and NASA's IMAP mission provide answers to the enigma of dark matter? New research suggests that during the cosmic dark ages, dark matter clumped together, pulling in hydrogen gas that emitted powerful radio waves. This segment explores how these signals could potentially illuminate the properties of dark matter, which remains one of the biggest mysteries in astrophysics.Navigating the Heliosphere with IMAPNASA's Interstellar Mapping and Acceleration Probe (IMAP) is on a mission to study the heliosphere, the protective bubble created by the solar wind. As it travels towards its operational position, IMAP will provide unprecedented insights into the interactions between the solar wind and interstellar space, enhancing our understanding of space weather and its effects on our planet and future space exploration.www.spacetimewithstuartgary.com✍️ Episode ReferencesNature Astronomyhttps://www.nature.com/natureastronomy/Proceedings of the National Academy of Scienceshttps://www.pnas.org/Become a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-your-guide-to-space-astronomy--2458531/support.The Most Massive Stellar Black Hole Merger Ever ObservedUnraveling the Mystery of Dark MatterNavigating the Heliosphere with IMAP
Church growth is exciting…until it creates problems you've never had to solve before. This is the tension of leadership: growth always brings complexity. And yet, when you're prepared, growth doesn't have to lead to burnout or stuckness. With the right decisions about space, staff, systems and strategy, you can create a sustainable path forward. We're kicking off a new series called "Growing Church Problems." We're unpacking the real, practical challenges leaders are facing, starting with: How do you make wise decisions about service times and facilities before you're boxed in? In this episode, Sean and Amy discuss the common signs you're starting to outgrow your current space, how to evaluate new service times and practical next steps to take when you're ready to make changes to your space and service times. This Episode is Sponsored By DonorBox: This Christmas season could be your biggest fundraising opportunity: church attendance often doubles and generosity surges. Donorbox Live Kiosk ensures you won't miss a single gift. No cash? No problem. Your congregants can tap, swipe, or use their phone to donate instantly. Automatically capture contact information, send tax receipts, and even set up recurring gifts. Join 100,000 organizations raising billions with Donorbox. Try Live Kiosk free at donorbox.org/unstuckpodcast Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram.
The guest mix hit parade continues! Right on the heels of his last train mix Paul gives another train-themed set. This is one more in line with many of Paul's other train mixes in that it's main genre is berlin-school. I have been on a berlin-school bender all year so I am excited for this one. Here's what Paul says about the mix: "You're sitting on a grassy slope above the cottage, looking out across the landscape below. It's night and soft dots of light here and there indicate other houses, groups of houses, a road. In the distance you can see the black edge of a ruler, marking the gap between carriages and a bright bar of light moving left in front of it. Like happens in dreams, you are watching the scene and then you are in it, your seat tipped back, not quite asleep, you're looking out the window. It's a modern train. Gone is the classic click-click, click-click, but you can still feel the subtle rocking back and forth as the train hurtles silently forward. Under the stars. The cacophony of a station stop, made eerie in the wee hours of the morning. Or memory stirring up a previous adventure then returning you to your current tranquility." Thanks, Paul, for another excellent entry in your continuing train series. LINKS TO ALL THE MUSIC USED IN THIS MIX: https://matthewlabarge.bandcamp.com/album/while-we-were-there https://madis.bandcamp.com/album/plains-of-elysium https://macofbionight.bandcamp.com/album/mangrovie https://sovietspacedogproject.bandcamp.com/album/memories-of-space https://caughtinjoy.bandcamp.com/album/out-of-nowhere https://colinrayment.bandcamp.com/album/time-dilation https://synphaera.bandcamp.com/album/protostar https://nuellmartin.bandcamp.com/album/slaves-to-the-stars https://synthreplicants.bandcamp.com/album/dreams-of-paradise-album https://codeindigomusic.bandcamp.com/album/endgame-the-best-moves Cheers! T R A C K L I S T : 00:00 Larkenlyre - Dark Forest (While We Were There 2025) 06:20 Madis - Matter of Time (Plains of Elysium 2023) 12:50 Mac of BiONight - The Next Train (Mangrove 2025) 17:44 The Soviet Space Dog Project - Memories 3 (Memories of Space 2021) 28:07 Caught In Joy - Gravity Waves (Out of Nowhere 2024) 39:28 Colin Rayment - Fast Forward Chronograph (Time Dilation 2023) 48:50 Martin Stürtzer - Supernova Shell (Protostar 2025) 55:35 Nuell Martin - Slaves to the Stars (Slaves to the Stars 2024) 61:55 Synth Replicants - Dreams of Paradise (Dreams of Paradise 2024) 70:15 Code Indigo - Return to Gaia (Endgame - The Best Moves 2025) 78:42 end
Groundhog day has a very special meaning for Travis Lindsay. He tells the folks of Cape Breton that it may have changed his life! And from Winnipeg, extroverted Mark Thomson says he is done with the introverts.
Google Research is detailing a new research initiative they're calling Project Suncatcher, the blueprints for a constellation of solar-powered satellites carrying Tensor Processing Units to operate as space-based AI data centers. US President Donald Trump has renominated Jared Isaacman to become Administrator of NASA after withdrawing his initial nomination just this past May. China's crewed spacecraft Shenzhou‑20, docked at the Tiangong space station since April 24th, has unfortunately had its return to Earth postponed. And, more. Remember to leave us a 5-star rating and review in your favorite podcast app. Be sure to follow T-Minus on LinkedIn and Instagram. Selected Reading Exploring a space-based, scalable AI infrastructure system design Trump renominates Musk ally Jared Isaacman to run NASA months after withdrawal SEALSQ, WISeKey and Swiss Armed Forces advance quantum-secure satellite security Our October 14 show: Are satellites vulnerable to eavesdropping? China's Shenzhou-20 return mission delayed due to space debris impact- Reuters ESA - Sentinel-1D and Ariane 6 ready for liftoff Rocket Lab - 'The Nation God Navigates' Launch Astronomer captures 2 meteors slamming into the moon (video) | Space Share your feedback. What do you think about T-Minus Space Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
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My studio is a good messy — it's where creativity lives, where I can spread out, make mistakes, and keep growing. — Brandi This week on Colour Me Happy Podcast Creating a “Good Messy” Space with Nicki Traikos In this cozy and honest episode of Colour Me Happy, artist and creative entrepreneur Nicki Traikos shares how her once-living-room evolved into a thriving studio space — the birthplace of Life I Design. We dive into what it means to create an environment that supports your creativity, even when it's a little “good messy.” Nicki opens up about her leap into art at age 40, the freedom that comes with age and self-acceptance, and how decluttering both your space and your mind can open doors to new adventures. Brandi Hofer joins in with her own reflections on turning 40, creative focus, and finding clarity through clearing space. Takeaway Tips: Make Room for Creativity — Declutter your space and your mind to invite new ideas, growth, and opportunities. A refreshed environment can reignite your creative energy.Embrace the “Good Messy” — Creativity doesn't thrive in perfection. Let your studio, desk, or dining table reflect the beautiful chaos of making — it's where your best work often begins. Be sure to check out Nikki and Lifeidesign, she has amazing books, workshops and classes! Pre-order her new book HERE
Sentinel 1D Launch Success: Ariana Space successfully launched the Sentinel 1D Earth observation satellite aboard an Ariane 62 rocket, placing it into a sun-synchronous orbit at 693 km. This satellite is essential for Europe's Copernicus program, ensuring continuity of environmental data as it takes over from the aging Sentinel 1A.NASA Leadership Nomination: President Donald Trump has renominated Jared Isaacman, a prominent figure in commercial space, as NASA's next administrator. Isaacman, known for his role in the Inspiration4 mission and his Athena plan to streamline agency operations, aims to boost commercial partnerships and astronaut launches.Shenzhou 20 Delayed by Space Debris: The return of China's Shenzhou 20 crewed spacecraft has been postponed due to the risk of collision with space debris. This incident underscores the growing challenges of space traffic management and the need for international cooperation amidst geopolitical tensions.First Space Barbecue: Astronauts aboard the Tiangong Space Station recently celebrated a milestone by holding the first-ever space barbecue, cooking chicken wings and peppered steak in a new oven designed for microgravity. This development enhances crew morale and offers a taste of home during long missions.Future Venus Exploration: With the conclusion of Japan's Akatsuki mission, Venus currently has no active spacecraft. However, several upcoming missions, including NASA's DaVinci and Veritas, the ESA's Envision, and India's Shukrayan orbiter, promise to renew interest in studying Venus's atmosphere and geology, despite potential budget uncertainties.For more cosmic updates, visit our website at astronomydaily.io. Join our community on social media by searching for #AstroDailyPod on Facebook, X, YouTubeMusic, TikTok, and our new Instagram account! Don't forget to subscribe to the podcast on Apple Podcasts, Spotify, iHeartRadio, or wherever you get your podcasts.Thank you for tuning in. This is Anna and Avery signing off. Until next time, keep looking up and exploring the wonders of our universe.✍️ Episode ReferencesSentinel 1D Launch Details[Ariana Space](https://www.arianespace.com/)Jared Isaacman's NASA Nomination[NASA](https://www.nasa.gov/)Shenzhou 20 Delay Information[China National Space Administration](http://www.cnsa.gov.cn/)Tiangong Space Station Barbecue[China National Space Administration](http://www.cnsa.gov.cn/)Future Venus Missions[NASA](https://www.nasa.gov/)Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-space-news-updates--5648921/support.Sponsor Details:Ensure your online privacy by using NordVPN. To get our special listener deal and save a lot of money, visit www.bitesz.com/nordvpn. You'll be glad you did!Sponsor Details:Ensure your online privacy by using NordVPN. To get our special listener deal and save a lot of money, visit www.bitesz.com/nordvpn. You'll be glad you did!Become a supporter of Astronomy Daily by joining our Supporters Club. Commercial free episodes daily are only a click way... Click HereThis episode includes AI-generated content.
Chance the Rapper and Dissect's Cole Cuchna sit for an in-depth, track-by-track breakdown of Chance's new album Star Line. We dig into the meaning behind the album's title, the symbolism of its artwork, and the historical references woven throughout - from Marcus Garvey and the Black Star Line to the Wattstax documentary and beyond. Chance dissects specific lyrics, discusses the spiritual and political threads running through the project, and shares how themes of resistance, memory, and Black liberation shaped the sound and vision of Star Line. This is the definitive deep dive into Chance's most ambitious work to date. Chapters: 00:00 Intro / Tour Experience 03:50 ‘STAR LINE' Title Breakdown 14:45 Album Art Breakdown 21:25 “Star Line Intro” Breakdown 44:23 Why Wattstax Doc is Sampled 48:51 “Ride” Lyric Breakdown 01:06:00 “No More Old Men” Breakdown 01:17:36 “The Negro Problem” Breakdown 01:23:49 “Drapetomania” Breakdown 01:31:06 “Back to The Go” Breakdown 01:38:08 “Space and Time” Breakdown 01:50:27 “Letters” Breakdown 02:00:42 “Speed of Love” Breakdown Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this flash X Space from 1 November, 2025, Stefan Molyneux marks 20 years of philosophy by exploring parenting and morality. He highlights the dangers of radical skepticism, emphasizing the need for parents to model virtues. Molyneux critiques the welfare system for fostering dependency and advocates for thoughtful charitable giving. Ultimately, he inspires listeners to embrace moral responsibility and shape future generations.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025
Dr. Ann Kelley is joined LIVE from Psychotherapy Networker with Dafna Lender, to explore the complex dynamics of parent-child estrangement. Focusing on the emotional and psychological impacts of cutting off family relationships, together they highlight the cultural influences that contribute to these estrangements, the therapeutic perspectives on navigating such situations, and the importance of empathy and boundaries in managing family dynamics. This conversation is about learning to hold both empathy and boundaries - understanding why someone might step away, and how to stay grounded and compassionate in the process. It's an honest look at the heartbreak, the healing, and the hope that can emerge when families face difficult truths. View the full episode shownotes at TherapistUncensored.com/TU284
Twelve years after founding Fear of God, Jerry Lorenzo is no stranger to recognition and accolades. Last night, he added one more to the list: the 2025 CFDA Innovation Award.When Lorenzo started his Fear of God label, he sought to fill a void in luxury and streetwear by making something based on his unique perspective and experience. He eventually met with Virgil Abloh, who was just starting his own brand Pyrex Vision and who shared his vision. Over the course of his past nine collections, Lorenzo has continued to refine fabrics, materials and his creative process as a self-taught designer. All the while, the business has continued to grow. Lorenzo also recently hired Bastien Daguzan, Jacquemus's former CEO, expanded into womenswear, and next year will open Fear of God's first-ever retail locations in New York and Los Angeles.But beyond these major milestones Lorenzo told Phelps that more than anything, he's aiming for peace and longevity.“I just want the brand to be around 50 to a hundred years from now.” At this rate, it seems very possible.The Run-Through with Vogue is your go-to podcast where fashion meets culture. Hosted by Chloe Malle, Head of Editorial Content, Vogue U.S.; Chioma Nnadi, Head of British Vogue; and Nicole Phelps, Director of Vogue Runway, each episode features the latest fashion news and exclusive designer and celebrity interviews. Learn about your ad choices: dovetail.prx.org/ad-choices
Ever had one of those days where your emotions run the meeting, instead of you? You're not alone—and this week's episode is all about giving you the tools to handle those moments with skill (and way less shame).In this episode, we are getting real about the very real challenges ADHD business owners face when emotions take the wheel. No HR department, no middle manager… and nowhere to run when your brain decides to get unhinged.I'm introducing the SPACE Framework, a practical, easy-to-remember tool designed for ADHD brains to manage those high-intensity situations. (If you love frameworks and acronyms, you're in for a treat— your activated brain will actually remember it. Here's a sneak peek at what you'll learn:Spot Your Patterns: Start by noticing your personal triggers—client feedback, high-stakes moments, unclear expectations, time pressure, or those awkward money conversations. I'm sharing physical, emotional, and environmental early warning signs, so you can spot trouble before it hits.Pause the Escalation: Meet the powerful 90-second rule. Emotional chemicals peak and recede in just 90 seconds—if you don't feed them. I share micro-pause techniques you can use in the moment (think hydration breaks, “Let me think for a second,” or strategic note-taking) to ride out the waves.Act in the Moment: When you're already activated, it's about damage control, not perfection. Lower your voice, slow your speech, stick to the facts— I've got you with scripts and tips for how to stay in control when you feel anything but.Clear the Air: Messed up? (We all do!) Learn how to take professional accountability—without over-apologizing or spiraling in shame. Clear, direct language for addressing emotional incidents and a real-world repair timeline are included.Evolve Your System: Set up prevention tools, emotional “first aid,” and recovery supports so you're not always in crisis mode. From environmental tweaks (noise-cancelling headphones, standing desks) to business systems that support your brain, this episode covers it all.Grab Your Free Resource! To make this episode even more actionable, I created a downloadable PDF that breaks down the SPACE Framework with easy-to-use scripts and examples. Get your copy hereTry ONE thing from the episode this week—maybe it's noticing your triggers, preparing a “pause phrase,” or just putting a big water bottle on your desk before calls. Small steps, big changes.You got this!Have a friend this would be great for, but they have a job, not their own business? I introduced the SPACE framework for employees in a webinar for ADDItude magazine in September. You can share it with this link: https://bit.ly/4gMEkn4About the HostDiann Wingert is a former psychotherapist and serial entrepreneur turned business coach, specializing in helping entrepreneurs with ADHD and other “not-so-neurotypical” brains thrive.Drawing from both her clinical expertise and business experience, Diann delivers actionable advice, real-world strategies, and a refreshingly honest perspective on building a business, balancing priorities, and protecting your most precious resources: your time and your creative energy.© 2025 ADHD-ish Podcast. Intro music by Ishan Dincer / Melody Loops / Outro music by Vladimir / Bobi Music / All rights reserved.
In this episode of Trekking Through Time and Space... Hoai-Tran and Jacob declare "I, Borg" as they grapple with one of Star Trek: The Next Generation's finest hours. And over on Doctor Who, they journey "Under the Lake" for the first chapter in an utterly bonkers two-parter. Star Trek: The Next Generation: I, Borg - 2:38 Doctor Who: Under the Lake - 42:28 Episode Rankings - 1:15:57 Logo by David Scaliatine. Send all questions, comments, concerns, suggestions, and complaints to trekkingtimepodcast@gmail.com Support us on Patreon for early access to new episodes, weekly bonus episodes, and more.
Send us a textOn today's episode, we're sitting down with one of the loveliest humans on this planet, Lisa Zeitlin. She's a Perinatal Mental Health-Certified Licensed Clinical Social Worker, hailing from the City of Angels - Los Angeles, CA, and is currently PSI's English-Language HelpLine and Intervention Manager. We'll chat all about the importance of having different care options, creating spaces that feel safe for help-seekers, and imposter syndrome (which is a real thing - even among providers). It was a pleasure to hear how Lisa's professional experience led her to all of the incredible work she's doing to support folks now at PSI! So, without further ado, please sit back, relax, and enjoy this episode with our friend, Lisa.Mentioned on today's episode:Podcast: Coach Bennett's PodcastTV: Outlander; Outlander: Blood of my Blood; The Summer I Turned PrettyBook: Binding 13 & Keeping 13 by Chloe WalshContact Lisa: lisaz@postpartum.netInterested in sharing your story?Fill out our podcast interest form here! Questions about the I AM ONE Podcast?Email Dani Giddens - dani@postpartum.net--------------------------------------------------------------------Connect by PSI - Download PSI's New App!Apple VersionAndroid Version Visit PSI's website: https://www.postpartum.netFind free resources & info on certification, training, and other incredible programs!Call or text 'HELP' to the PSI Helpline: 1-800-944-4773 Not feeling like yourself? Looking for some support? You never need a diagnosis to ask for help.National Maternal Mental Health Hotline (U.S. only): 1-833-852-6262Free and confidential Hotline for parents, providers & support people in English and Spanish.Suicide & Crisis Lifeline (U.S. & Canada): 988Free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for p...
Intuitive Machines (IM) has entered into a definitive agreement to acquire Lanteris Space Systems (Lanteris), formerly Maxar Space Systems, for $800 million. The Progressive Policy Institute (PPI) has warned the European Commission (EC) that the EU Space Act initiative is doomed to be uncompetitive globally and will put a drag on America's industry as well. The UK House of Lords has published The Space Economy: Act Now or Lose Out report, and more. Remember to leave us a 5-star rating and review in your favorite podcast app. Be sure to follow T-Minus on LinkedIn and Instagram. T-Minus Guest Our guest today is John Wensveen, President of International Space University. You can connect with John on LinkedIn, and learn more about the AI in Space course on their website. Selected Reading Intuitive Machines to Acquire Lanteris Space Systems, Creating the Next-Generation Commercial, Civil, and National Security Space Prime Progressive Policy Institute's Filing with the European Commission Regarding the EU Space Act The Space Economy: Act Now or Lose Out ESA - Sentinel-1D and Ariane 6 ready for liftoff Varda and United Semiconductors Announce Joint Development Agreement ‘Global perspective' key to moving humanity forward in space- UN News Share your feedback. What do you think about T-Minus Space Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
The moon cycle from new moon through full moon and back to new moon again was used by many nations to regulate their activities and forms the basis of the Islamic lunar calendar. A calendar based on the first visibility of the lunar crescent is difficult to predict in advance since this observation depends on the clarity of the atmosphere and other local conditions. The interesting observational problem of when it is possible to spot the new moon has been analyzed in the scientific literature as an aid to historians who are seeking to interpret the writings of ancient civilizations.
In this Sunday Morning Live from 2 November 2025, Stefan tackles family relationships with callers sharing their childhood struggles. He emphasizes the courage to confront abusive parents and highlights the importance of personal accountability in healing. Through deep discussions, Stefan encourages listeners to prioritize their well-being and establish boundaries, empowering them with insights for personal growth.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025
Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education, Keith Weinhold 0:28 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:13 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:29 Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018 Keith Weinhold 1:51 Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to Keith Weinhold 2:01 Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around. Keith Weinhold 4:45 And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom. Keith Weinhold 6:22 Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner. Keith Weinhold 6:49 5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015 Keith Weinhold 8:09 But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue Keith Weinhold 10:41 the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14% Keith Weinhold 11:17 next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting. Keith Weinhold 12:13 Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29% Keith Weinhold 12:43 and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29% Keith Weinhold 13:09 the numbers don't lie. They just don't get enough attention on CNBC. Keith Weinhold 13:16 Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here. Keith Weinhold 14:16 Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something. Keith Weinhold 15:33 All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic. Keith Weinhold 16:06 A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon. Keith Weinhold 17:44 Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in. Keith Weinhold 18:21 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989, Keith Weinhold 19:32 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com Kathy Fettke 20:05 this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold. Keith Weinhold 20:14 I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show. Adam Schroeder 20:48 Thanks for having me on. I really appreciate it. Keith Weinhold 20:50 Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape? Adam Schroeder 21:30 Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market. Keith Weinhold 23:55 It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs? Adam Schroeder 24:55 We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC. Keith Weinhold 26:17 Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type. Adam Schroeder 26:30 A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can. Keith Weinhold 28:53 There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties. Adam Schroeder 29:20 Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there. Keith Weinhold 30:20 Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of. Adam Schroeder 31:09 Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life. Keith Weinhold 32:16 Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam. Adam Schroeder 33:29 one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050 Keith Weinhold 34:55 everyone's asking, when is it going to pass? California is the most populous state in the nation. Adam Schroeder 35:01 Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are. Keith Weinhold 36:46 100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive. Adam Schroeder 37:18 Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again Keith Weinhold 37:42 right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam Adam Schroeder 38:51 yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it. Keith Weinhold 39:41 This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week. Keith Weinhold 40:00 Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there Keith Weinhold 41:42 if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 43:17 Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you Keith Weinhold 43:45 The preceding program was brought to you by your home for wealth building, getricheducation.com