Get Me Credit - Restoration and Repair Advice

Restore Your Credit With Help From A Credit Restoration Company Tim Dolan of GetMeCredit.org breaks down the basis to answer the question, "what is a credit restoration company"?  Companies can vary, so it is important to know what their exact processes, costs, and timelines are.  Any good credit restoration company should be able to discuss these things with you, to see if their method is a good fit for your own personal goals and expectations. What You’ll Learn A credit restoration company is designed to help you restore your credit Credit restoration companies use the laws that are established to help you manage your credit A good company will review your credit reports and information from the 3 big reporting agencies You'll get help to challenge any discrepancies or errors on your credit report Credit restoration companies have the resources and processes on how to follow the proper steps You should get a game plan that outlines the executable items and timelines for what will be done to restore your credit Interview any credit restoration company before you decide to ask them what they will do and how long it will take Learn more at https://www.getmecredit.org/episode2

 Just What Is Credit Restoration and What Does It Mean For Me If you're in a situation where you have bad credit or no credit history at all, credit restoration can help you obtain loans and better interest rates, which save you lots of money on the long run.  Tim Dolan with Get Me Credit explains what credit restoration is, and some simple things you can do to help restore credit. What You’ll Learn For a no credit situation the banks and credit unions want to see some sort of payment and credit history Getting a secured credit card from your bank or credit union can be a great way to build up your credit There is a credit score that is put out by the three main credit reporting agencies Your credit score can range from 300 on the low end to 850 on the high end If your credit score is lower than 700 then you are not getting the best interest rates when you obtain a loan You should look at your credit history report at least once each year Credit restoration will help you find things that are derogatory on your credit history so you can remove them You may be paying 20%, 30%, or more on a car loan if you have a low credit score If you have a good credit score, you can obtain low interest or even no interest car loans View the show notes, resource links, episode transcript, and watch the video version at https://www.getmecredit.org/episode1