Podcasts about Credit

About 25% of Americans can't get a credit card from a major bank, and more than half are one or two missed paychecks from a credit crisis. Yet most financial institutions still design their products for prime borrowers and pretend the rest of the market doesn't exist.In this episode of Banking Transformed, I sit down with Steve Min, Chief Credit Officer at Credit One Bank, who has built a business around the customers most banks would rather turn away. We talk about why two-thirds of consumers don't understand the basics of how their credit score is calculated, why the stigma around imperfect credit keeps people from getting help, and what it actually takes to rebuild a credit profileSteve explains how Credit One approaches risk differently, why its Credit Wreckers program teaches people what not to do with their credit, and how building financial momentum can help borrowers qualify for better products over time. If your institution claims to serve the underserved, this conversation will challenge whether you're actually doing it.Resources:CreditWreckers.comForWhatsAhead.comThis episode of Banking Transformed is sponsored by Credit One Bank Credit One Bank is a financial services company and one of the fastest-growing credit card issuers in the U.S. Founded in 1984 and headquartered in Las Vegas, Credit One Bank offers a full spectrum of credit card products including cash back and points-based cards as well as high-yield certificate of deposit and savings accounts. Credit One Bank is also an official partner of the Las Vegas Raiders and the Official Credit Card of NASCAR, the Vegas Golden Knights and Best Friends Animal Society. Learn more at CreditOneBank.com, in our Newsroom or on social media (@CreditOneBank) on Facebook, Instagram, YouTube, and LinkedIn.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro00:11 Meet Owen ‘The Points Partner' + What You'll Learn Today01:42 From Paparazzi to Points: Owen's Origin Story03:31 How He Used Points for Work Travel (Paid Tickets, Upgrades & Rebooking)05:05 Getting US Credit Cards as a Non‑US Resident (Amex Porting, ITIN/EIN Paths)07:06 Work Reimbursements & ‘Bespoke' Strategy: Demographics vs Mathematics11:24 DIY Self‑Audit: Credit Responsibility + The Core Card Setup (Lifestyle + 2x)16:13 Redeeming 101: Pay-With-Points vs Transfers + Finding Great Award Value17:28 Learn It Yourself vs Done‑For‑You Booking Services18:06 What's a ‘Good Deal' in Points? Rule-of-Thumb Benchmarks & Search Skills19:27 Search Smarter: One-Way Awards, Repositioning & Flexibility20:11 The “10K Rule”: A Quick Gut-Check for Business Class Value21:26 From Ninja to Teacher: Making Points Content Beginner-Friendly24:38 Build Trust Without Oversharing: Consistency, Personality & Storytelling27:08 Entertainment vs. Math: Stop Flexing and Start Helping Newbies30:23 Is Points Content Too Saturated? Pick Your Audience & Offers32:27 Monetization Reality Check: Compliance, Affiliate Links & Income Streams36:07 Wrap-Up: Value Exchange, Multiple Revenue Lines & Where to Find OwenYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Owen at:➤ Website: https://thepointspartner.com/➤ Instagram: https://www.instagram.com/thepointspartner/ ➤ TikTok: https://www.tiktok.com/@thepointspartner ➤ Facebook: https://www.facebook.com/thepointspartner ➤ YouTube: https://www.youtube.com/@thepointspartner Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Credit is the lifeblood of a modern economy. When it expands, ideas turn into companies, small builders become employers, and innovation compounds. When it contracts, the damage is slower, quieter, and far harder to see. In this episode, we trace what happens when banks stop lending and money stops doing its real work. Using Ireland as a case study, we show how domestic credit has collapsed since the crash, from banks lending 160% of deposits at the peak of the Celtic Tiger to barely 40% today, and why that matters far more than headline GDP figures. Drawing on history, from the silver mines of Potosí to Spain's long decline, we explain why money is never neutral, why credit fuels growth in ways governments cannot replicate, and how multinational windfalls can mask a dangerously hollowed-out private economy. The result may look like prosperity, but it behaves more like stagnation. Hosted on Acast. See acast.com/privacy for more information.

Ludwig von Mises's first major work was The Theory of Money and Credit in which he explained the role of money in the economy and also pointed out what causes the boom-bust cycle. It remains an important classic in Austrian economics.Original article: https://mises.org/mises-wire/why-misess-theory-money-and-credit-still-important-today

In this podcast, Lord Abbett Head of Origination Jonathan Pearl discusses his team's approach to sourcing and constructing direct lending transactions—including when to say “no.

We continue with The HAMLET Project, where we explore one scene (or section) of Shakespeare's Hamlet - one month at a time. To our knowledge, this is the first long-form, open rehearsal of this play available online! So yes, something new with Shakespeare.

Many think Private Credit has elevated risks, but the economy is strong and borrowers have healthy balance sheets. One of the least hyped but most interesting areas of credit are special situations and distressed debt. The potential for alpha, mid-teen returns is significant, but it requires precision. Distressed debt requires understanding legal frameworks, financial health, and industry landscapes. Dan Bird, founder of Thornwood Hill LLP, specializes in credit and alternative asset management. Dan has a proven track record in direct lending, special opportunities, and distressed debt, generating strong returns for his clients. Dan identifies strategic investment opportunities with optimal risk management. 

Ludwig von Mises's first major work was The Theory of Money and Credit in which he explained the role of money in the economy and also pointed out what causes the boom-bust cycle. It remains an important classic in Austrian economics.Original article: https://mises.org/mises-wire/why-misess-theory-money-and-credit-still-important-today

Nat and Kristen dig into why everyone assumes the guy did more when men and women work together, even when there's zero evidence for it. From research papers where men get tenured more often to the woman who secretly engineered the Brooklyn Bridge for 11 years while her husband took credit, the examples are wild!They break down exactly when you need to claim your work - performance reviews, ambiguous projects, when your idea gets recycled by someone else in a meeting - and when spreading credit around actually makes you look like a stronger leader. Plus practical tips like checking how many times you've used 'we' instead of 'I' on your LinkedIn profile, and why Obama's team had to create a whole system to deal with men who literally couldn't hear ideas from women.Loved it? Share it and leave us a 5-star review! Got a topic for us? Email hello@powrsuit.com. Follow Powrsuit on LinkedIn and Instagram, or join us at www.powrsuit.com for bite-sized professional development that actually fits into your week. 'Til next time, Powrsuiters!

Read the shownotes and full transcript on our site: growyourcreditunion.com Nobody is buying bad technology on purpose. Credit unions are doing the best they can with cores that weren't built for the world they're operating in today, and the gap between what modern software promises and what actually plugs into your infrastructure is nobody's fault and everybody's problem. So how many more systems are you willing to add before you admit the foundation is the problem? In this episode: Whether credit unions are preparing their people for AI Why nearly half of CEOs report feeling lonely What's really causing technology rollouts to stall at credit unions Host: Joshua Barclay Co-host: Becky Reed Guest: Michael Goad, President and CEO of Dow Credit Union A huge thanks to our sponsor, Pure IT For nearly 10 years, Pure IT has helped credit unions modernize technology, strengthen cybersecurity, and build mission-aligned roadmaps. They meet you where you are, prioritize strategy, and reduce complexity. With deep cloud, security, and planning expertise, Pure IT helps credit unions operate securely and confidently. Learn more at pureitcuso.com today.

Live from Melbourne, this seminar tackles a question that now sits at the centre of every private credit deal: What is the exit strategy? In today's market, weak or assumed exits are one of the biggest reasons transactions stall, get repriced, or collapse late in the process. This session brings together a lender, a valuer, and a restructuring specialist to unpack: What makes an exit pathway credible Where brokers commonly overestimate refinance options The reality of asset recoverability When private credit supports a turnaround, and when it simply delays it How to avoid equity erosion in stressed situations For brokers and SME advisers operating in complex funding scenarios, this is a practical, real-world discussion on protecting value in challenging conditions.

U.S. President Donald Trump on Monday claimed credit for the Japanese ruling Liberal Democratic Party's landslide victory in the latest House of Representatives election.

In this All into Account podcast, we feature a final interview with Eric Beinstein, Head of US Credit Strategy, where he discusses the most significant transformations shaping the credit markets. He reflects on today's record tight spreads, record levels of issuance, and the rapid growth of private credit, offering his insights on how these trends have transformed the market. After an impressive 40-year career as a leader in our Global Research department Eric is retiring. J.P. Morgan Speakers:  Joyce Chang, Chair of Global Research  Eric Beinstein, Head of US Credit Strategy This episode was recorded on February 11, 2026. This communication is provided for information purposes only. Institutional clients please visit www.jpmm.com/research/disclosures for important disclosures. Copyright 2026, J.P. Morgan Chase and Company. All rights reserved.  

You know what to do. You want it. And somehow… you still end up making the exception. In this episode, I'm telling you a story from my house (marker + toddlers + the phrase "maybe next time")—and why that moment hit me like a freight train. Because "maybe next time" is cute when you're three… but catastrophic when it becomes your strategy as an adult. We're talking about the real reason you keep repeating the same patterns: you're trying to change the behavior after the decision—of course you are— stop binging, eat less processed food, work out more, get up with your alarm, stick to your budget, drink less alcohol… …but the decision is usually made before any of that, in the seconds where you quietly lay down a perspective that makes drifting feel reasonable. In this episode, you'll hear: The "maybe next time" moment—and why it explains so much about adult patterns What it means that you're wearing the evidence (physically, emotionally, financially) Why you're focusing on the wrong part of the process (and trying to change the wrong part) The "track" metaphor: how your perspective pre-decides your next move Why awareness isn't enough when the moment hits fast, emotional, and automatic If you want help installing a response that holds up in real life: DEFENSE Foundations starts March 1st. You'll get: The DEFENSE Playbook (patterns, talkbacks, tools refined across multiple rounds) Weekly training videos (not live) Live weekly office hours with me FREE Access to The Consistency Course until March 31st!  Investment: $797 (with a 2-payment option completed during the 4 weeks) Credit detail: First 15 people: 100% credit toward the full 8-week DEFENSE within 12 months After that: 50% credit within 12 months ➡️ Link to join DEFENSE Foundations ✉️ If you're unsure, email me and tell me the most common "track" you lay right before you drift—I'll tell you honestly if Foundations is the right next step.

Takeaways:Access to 0% interest credit can boost business growth.Building a strong personal credit profile is essential.Credit stacking allows for maximizing funding potential.Risks include overextending financially with credit.Preparation is key to seizing business opportunities.   We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Credit scores are pretty mysterious, but they also shape your economic destiny. It determines where you can live, what you can buy, and sometimes even what job you can get. But how do credit bureaus come up with these all-encompassing numbers? This President's Day we turn to KUOW's newest podcast Control F where host Teo Popescu tells host Clare McGrane about the data that credit scores feed on and how little we really know about how they're calculated. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online. Sources in this episode: Creditworthy: A history of consumer surveillance and financial identity in America, Josh Lauer, 2024 Credit Access in the U.S., U.S. Census Bureau, 2025 Affordable credit poised to save consumers billions, Alex Horowitz, Pew Charitable Trusts, 2023 WA’s new ban on medical debt in credit reports at risk of federal override, Jake Goldstein-Street, Washington State Standard, 2025 Interview with Josh Lauer, Author of Creditworthy Interview with Alex Horowitz, Project Director at Pew Charitable Trusts Interview with Maya Lau, Host of Other People’s Pockets Interview with Jazmin, founder of Budget with Jazmin See omnystudio.com/listener for privacy information.

In our second Spanish episode, guest hosts Dr. Jose Garza and Dr. Rosalyn Diaz talk to Dr. Rodrigo Vázquez Frías about the microbiome and its role in child health!Bienvenidos al segundo episodio de Bowel Sounds en español. En este episodio, los anfitriones, Dr. José Garza y Dra. Rosalyn Díaz se adentran en uno de los temas más fascinantes y polémicos de la gastroenterología pediátrica: “La microbiota”. Entrevistando al Dr. Rodrigo Vázquez Frías un líder en el campo de la gastroenterología pediátrica y la microbiota.Exploramos qué es realmente la microbiota, cómo se forma, su vínculo con el sistema inmune y por qué está en el centro de tantas enfermedades y de modas terapéuticas. Hablamos sin filtros sobre lo que dice la evidencia (y lo que no), sobre los mitos comunes que escuchamos en consulta y sobre el rol de los probióticos en diarrea, cólico, estreñimiento y mucho más.El Dr. Rodrigo Vázquez es Gastroenterólogo y Nutriólogo Pediátra en el Instituto Nacional de Salud Hospital Infantil de México Federico Gómez. Maestro y Doctor en Ciencias Médicas por la Universidad Nacional Autónoma de México. Past-president de la Sociedad Latinoamericana de Gastroenterología Pediátrica y Nutrición (LASPGHAN). Miembro del Grupo de Investigación del Caribe y Centroamérica para la Microbiota, Probióticos y Prebióticos.Support the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.

Douglas Cobb shares his hair hunting stories as a private investigator. ⁣ ⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

The exponential expansion of global AI investment looks set to continue at scale in 2026, with hyperscalers on track to spend $625 billion in aggregate data center capex by year-end. The boom is also lifting players that supply the ecosystem, with near-term demandoutstripping the supply of new data center capacity and corresponding investments materially boosting growth in the broader U.S. economy. Whether AI adoption and monetization will accelerate enough to turn this early investment‑led economic boost into lasting productivity and financial returns is yet to be seen.   But as funding for this expansion shifts from equity markets to debt markets (fueled largely by private credit), some risks have elevated—as a result, in part, from the surge of investments that increasingly rely on debt and the rise of increasingly complex and circular financing structures.   In this episode of the Look Forward Podcast, co-host Molly Mintz explores the credit risks of data center development with Pierre Georges, Managing Director and Head of Infrastructure Research at S&P Global Ratings.   Their conversation explores the 2026 digital infrastructure outlook; analyzes the execution, financial, and contractual risks of the AI-driven data center buildout from a credit perspective; and highlights the development dynamics of power and grid bottlenecks, supply -chain constraints, and tensions between growth, affordability, and decarbonization. We also discuss S&P Global Ratings' view on what could lead to the emergence of winners and losers across the ecosystem, and the leading indicators to watch for an AI investment slowdown—including changes in enterprise adoption and monetization, supply and demand dynamics across the semiconductor supply chain, performance signals from key partners, the scale of hyperscalers' capex plans, and major players' investment behavior.  For more Look Forward content, please visit the Look Forward homepage. 

Third time's the charm…kind of. A lost Dukedom, an estranged son, and a band of India natives make the Moonstone's presence sharply felt, although it has yet to glint before us.0:00 - intro1:03- Dramatic Reading of The Moonstone - Ch. 320:01 - A (not so) brief discussionThe Moonstone by Wilkie Collins (1868)https://gutenberg.org/cache/epub/155/pg155-images.htmlThis eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgCredit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Josh Zieglowsky has been instrumental in getting ERC potentially to a 30 Billion Dollar valuation. Top 3 Value Bombs 1. ERC is the last COVID relief for business owners, and most don't know it exists. 2. It was designed to help businesses recover from the pandemic. 3. ERC is not a loan. You don't pay it back. Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Thrivetime Show - Make 2026 your best year yet! Start your transformation by attending the world's highest rated business growth workshop taught personally by Clay Clark, featuring Football Star and Entrepreneur, Tim Tebow, and President Trump's Son, Eric Trump, at ThrivetimeShow.com/eofire!

Guest: John Tamny. Using Elon Musk's ventures, Tamny illustrates that credit naturally seeks talent and innovation, arguing that Federal Reserve interest rates do not impact high-risk startups.

Affirm CEO Max Levchin takes aim at credit cards, explaining how compounding interest and revolving balances keep Americans trapped in debt. He pushes back on claims that Buy Now, Pay Later fuels overspending, weighs the risks of a recession, and argues the real problem isn't high interest rates — it's endless revolving debt.

Episode summary It's mid-February. If you started 2026 with real intentions, and you're already watching old "exceptions" creep back in—this episode is for you. This is the first episode in a 5-part series on DEFENSE: training for the seconds you talk yourself into exceptions. Not the big, dramatic moments. The normal ones that sound reasonable… and quietly keep the pattern intact. You'll learn why your circumstances keep changing but your permission logic stays the same, how you become "exception competent," and why the real leverage isn't in a new plan—it's in the few seconds where your momentum leaks out. What we cover 1) The moment that matters isn't the behavior—it's the permission Most of the struggle isn't "I don't know what to do." It's that when the moment arrives, you're already standing in a perspective that makes the exception feel justified. This is why you can be sincere, committed, and still drift. 2) Exception competence: the same few seconds, dressed up as new circumstances The situation changes ("busy week," "vacation," "didn't sleep," "stressful day")… …but the logic is familiar: permission that sounds responsible, reasonable, earned, or unavoidable. You don't need more willpower. You need to recognize the repeatable moment and train for it. 3) "Finger vs. moon" — why you keep trying to solve the wrong thing A powerful way to think about this: Don't mistake the "finger" for the "moon." Your circumstances are the finger. The permission structure is the moon. This "finger pointing to the moon" teaching is commonly traced to Buddhist/Zen tradition (often linked to the Shurangama Sutra) and it was popularized for many modern listeners via Bruce Lee in Enter the Dragon. 4) Momentum doesn't disappear in one dramatic collapse—it leaks One drip feels harmless. But a week of "just this once" is an entirely different story. If you're listening and thinking: "Okay, but what do I do?" That's what DEFENSE Foundations is for. Introducing: DEFENSE Foundations (starts Sunday, March 1) A 4-week way into DEFENSE for two kinds of people: you want the skill but can't justify the full investment right now you want the skill but don't trust yourself (yet) to bet bigger What you get: The DEFENSE Playbook (patterns, talkbacks, tools—refined across multiple rounds) 4 weekly video practice-guides 4 live weekly office hours (coaching + Q&A) Investment: $797 (Option for 2 payments, completed within the 4 weeks.) Credit toward the full 8-week DEFENSE: First 15 who enroll: 100% credit usable for 12 months After that: 50% credit usable for 12 months ➡️ Enroll here

On Episode 491 we discuss...→ Scared into a stutter→ Corpse hygiene→ Voldemort Prime→ Alison's KFC story→ Quirrell and Moody→ He Hears VoicesBecome a supporter of this podcast: https://www.spreaker.com/podcast/alohomora-the-original-harry-potter-book-club--5016402/support.

Protect Your Most Valuable Asset! Get FREE 30 Days of Triple Lock Protection & FREE Comprehensive Title Scan/History Report using our exclusive promo code MATT30 at http://www.hometitlelock.com/mattcox⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ ⁣ An inside look into NYC Crime.⁣ Pedgetattoos@outlook.com⁣ https://www.instagram.com/pedgetatoos?igshid=MmVlMjlkMTBhMg%3D%3D⁣ ⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

In this Friday night episode, Henry discusses whether credit cards should be accepted when buying lottery tickets. Then, which sports broadcast personality is looking to jump into the political ring?

Nick Wilson calls in to Ken Carman and Anthony Lima to clarify some of his Cavaliers takes and uses the opportunity to argue on their opposing takes when it comes to the James Harden trade.

Hour 1 - The crew react to the United States 5-1 win over Latvia. What's the best Winter Olympic sports, who will fill the Pats defensive coordinator position and Coco's thoughts on what Joe Judge had to say.

Protect Your Most Valuable Asset! Get FREE 30 Days of Triple Lock Protection & FREE Comprehensive Title Scan/History Report using our exclusive promo code MATT30 at http://www.hometitlelock.com/mattcox⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Ryan Anderson shares his personal story of being extorted by cops.⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

In the second hour, Dave Softy Mahler and Dick Fain chat with Mike Holmgren about the Seahawks’ Super Bowl Championship and various questions about the future of the franchise, then continue the Pete Carroll Super Bowl credit topic with a listener talkback.See omnystudio.com/listener for privacy information.

In the first hour, Dave Softy Mahler, Dick Fain and Jackson Felts debate the amount of credit Pete Carroll deserves for the Seahawks roster and 2025 Super Bowl title, with a few talk-backs from listeners sharing their two cents before we get Fun with Audio clips.See omnystudio.com/listener for privacy information.

Subscribe now to enjoy ad-free listening and bonus content. Keep the narrative flow going in 2026! "Nuremberg," starring Russell Crowe, Rami Malek, and Michael Shannon, has renewed interest in the landmark trials of Nazi war criminals after the Second World War. The movie is an important reminder that justice is possible if there's a will to seek it, as it seems unimaginable that many of today's worst perpetrators will ever end up in the dock at The Hague. Alex Whiting, an expert on international law and former ICC prosecutor, is our guest. Credit: audio excerpts are from Nuremberg (2025), Sony Pictures Classics. 

Thomas Rookmaaker and Harry Hu evaluate recent youth‑led protests in several Asian countries, driven by concerns over governance, living costs and unemployment, and their implications for sovereign credit profiles and political transitions.

Chris Oberbeck, chairman and chief executive officer at Saratoga Investment Corp., says that  increases in default rates are more of a return to normal than a sign of trouble for business-development companies or the economy. While stories like the First Brands bankruptcy and fraud case have market watchers looking for more trouble, the rest of the headlines in the industry are much more routine, which leads Oberbeck to think that recent activity is more a hangover coming from a time of particularly low defaults, rather than a sign of the start of a bad business cycle.

Our Global Head of Fixed Income Research Andrew Sheets explains how key market indicators reflect a constructive view around the global cyclical outlook, despite a volatile start to 2026.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today I'm going to talk about the unusual alignment of a number of key indicators. It's Thursday, February 12th at 2pm in London. A frustrating element of investing is that any indicator at any time can let you down. That makes sense. With so much on the line, the secret to markets probably isn't just one of a hundreds of data series that a thousand of us can access at the push of a button. But many indicators all suggesting the same? That's far more notable. And despite a volatile start to 2026 with big swings in everything from Japanese government bonds to software stocks, it is very much what we think is happening below the surface. Specifically, a variety of indicators linked to optimism around the global cyclical outlook are all stronger, all moving up and to the right. Copper, which is closely followed as an economically sensitive commodity, is up strongly. Korean equities, which have above average cyclicality and sensitivity to global trade is the best performing of any major global equity market over the last year. Financials, which lie at the heart of credit creation, have been outperforming across the U.S., Europe, and Asia. And more recently, year-to-date cyclicals and transports are outperforming. Small caps are leading, breadth is improving, and the yield curve is bear steepening. All of these are the outcomes that you'd expect, all else equal, if global growth is going to be stronger in the future than it is today. Now individually, these data points can be explained away. Maybe Copper is just part of an AI build out story. Maybe Korea is just rebounding off extreme levels of valuation. Maybe Financials are just about deregulation in a steeper yield curve. Maybe the steeper yield curve is just about the policy uncertainty. And small cap stocks have been long-term laggards – maybe every dog has its day. But collectively, well, they're exactly what investors will be looking for to confirm that the global growth backdrop is getting stronger, and we believe they form a pretty powerful, overlapping signal worthy of respect. But if things are getting better, how much is too much. In the face of easier fiscal, monetary, and regulatory policy, the market may focus on other signposts to determine whether we now have too much of a good thing. For example, is there signs of significant inflation on the horizon? Is volatility in the bond market increasing? Is the U.S. dollar deviating significantly from its fair value? Is the credit market showing weakness? And do stocks and credit now react badly when the data is good? So far, not yet. As we discussed on this program last week, long run inflation expectations in the U.S. and euro area remain pretty consistent with central bank targets. Expected volatility in U.S. interest rates has actually fallen year-to-date. The U.S. dollar's valuation is pretty close to what purchasing power parity would suggest. Credit has been very stable. And better than expected labor market data on Wednesday was treated well. Any single indicator can and eventually will let investors down. But when a broad set of economically sensitive signals all point in the same direction, we listen. Taken together, we think this alignment is still telling a story of supportive fundamental tailwinds while key measures of stress hold. Until that evidence changes, we think those signals deserve respect. Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations at https://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Booking Emirates Flights with Points00:18 Exploring Emirates Routes and Fifth Freedom Flights01:32 Finding Availability on Emirates Flights03:19 Understanding Transfer Partners and Ratios05:19 Booking Emirates Flights Through Air Canada09:07 Booking Emirates Flights Through Qantas13:51 Booking Emirates Flights Through Japan Airlines17:49 Advanced Tips for Maximizing Points with Japan Airlines24:21 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

It’s time once again for a regular ole episode, one covering all the happenings of the annual Big Game (don’t sue us). Henry and John hit the gridiron to tackle the highs and lows of the evening including an overview of the game, a deep dive into the halftime show, and of course a step by step data point dissection of those time-honored and most beloved commercials. Will Big Game 60 go down in the books as one to remember, or is it an uh-oh stinky? Find out right here on Zero Credit(s).

"It's just expensive to do it these days." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen and Matt Kroeker discuss the current state of lending in the healthcare industry, particularly for young doctors looking to start or acquire orthodontic practices. They explore the importance of financial preparation, the evaluation process for existing practices, and the rising costs associated with starting a new practice. Matt emphasizes the need for young doctors to build a strong support team and to understand the allocation of loan funds. The discussion also highlights the importance of saving and being financially prudent to ensure success in practice ownership. Connect With Our Guest Matt Kroeker - https://sbbankers.bankofamerica.com/matthew-kroekerTakeaways Matt Kroeker has 15 years of experience at Bank of America focusing on healthcare lending.The lending landscape is currently stable with increased loan amounts for startups.Young doctors should focus on financial preparation during their education.Credit card debt can significantly impact future borrowing capabilities.Having savings set aside is crucial for new practice owners.Evaluating existing practices involves analyzing actual financials and cash flow.Startup loans often have a graduated payment structure to ease financial pressure.Building a strong support team is essential for success in practice ownership.Construction and technology costs have significantly increased for new practices.It's important to understand how loan funds will be allocated in a startup.Chapters 00:00 Introduction03:30 Current Lending Environment06:06 Financial Advice for Young Doctors10:31 Evaluating Practice Purchases13:58 Markers for a Healthy Practice17:00 Balancing Practice Purchase with Additional Workl20:39 The Importance of a Supportive Team23:41 Discussing Startup Costs and Loan Structures26:17 The Reality of Startup Loans and Financial Flexibility31:56 The Importance of Financial Planning and Safety Nets34:35 Final Thoughts on Acquisitions vs. Startups36:24 Contact Info Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

Private credit has nearly tripled in 10 years but most investors still don't really know what it is or why it exists. In this episode, we sit down with Nehemiah Richardson (CEO & Managing Director of TermPlus) to break down why private credit has grown so fast, where the risks actually sit, and what investors should look for if they're considering the space.In this episode:0:47 Private credit 101: what it is, why it's grown, and why “growth ≠ risk”3:44 Why banks pulled back after the GFC (and how private credit filled the gap)7:39 Australia vs US/Europe: why private credit looks different here10:57 Capital stack explained: senior secured vs mezzanine vs equity (and why it matters)17:19 “Quality is slipping?” How to assess managers + red flags23:24 The next decade: consolidation, scale, and private credit becoming “normal”29:50 How TermPlus works: terms, floating rate, diversification, and portfolio constructionTarget Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at www.termplus.com.au/important-information/. Mercer Consulting (Australia) Pty Limited (ABN 55 153 168 140, AFSL 411 770), which is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (Mercer Australia) collectively referred to as Mercer. References to Mercer shall be construed to include Mercer LLC and/or its associated companies. ‘MERCER' is a registered trademark of Mercer Australia. ———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Most real estate strategies are built around getting paid once. In this presentation, Zachary Beach breaks down how a single deal can create three separate paydays—up front, monthly, and at the exit—without using your own cash, credit, or banks. He walks through the creative financing strategies that make this possible, how to structure terms with sellers, and how investors use this model to build predictable cash flow without constantly chasing the next deal. KEY TALKING POINTS:0:00 - Intro0:37 – The 3 Paydays Framework0:55 – The Old Way Of Doing Real Estate3:47 – The New Way4:09 – Owner Financing4:42 – Buying Subject To5:59 – Buying Via Lease Purchase6:29 – 3 Steps To 3 Paydays11:15 – Breaking Down The 3 Paydays14:18 – Your Potential Portfolio15:07 – Outro LINKS:Instagram: Zachary Beachhttps://www.instagram.com/zacharybeachofficial/ Links: Zachary Beachhttps://linkin.bio/zacharybeachofficial/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

US commerce secretary Howard Lutnick said he visited Jeffrey Epstein's island with his family in late 2012, Cuba is struggling under the US fuel embargo, and Ukrainian President Volodymyr Zelenskyy is planning for elections in the spring. Plus, the FT's Camilla Paladino says oil major BP isn't getting enough credit for its turnaround.Mentioned in this podcast:Howard Lutnick says he visited Jeffrey Epstein's island in 2012Zelenskyy plans spring elections alongside referendum on peace dealBP isn't getting enough credit for its turnaroundBP becomes first oil major to suspend share buyback planCuba runs out of jet fuel as Donald Trump squeezes oil suppliesNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Fiona Symon, Victoria Craig and Sonja Hutson. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann. Our executive producer is Topher Forhecz. Cheryl Brumley is the FT's Global Head of Audio. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Donald Pinel shares his life story starting with being arrested 3 times in the 6th grade. ⁣ Go to dietsmoke.com and use promo code COX for 20% off your entire order. ⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ ⁣ Connect with Donald Pinel:⁣ Tiktok: @don.p6⁣ YT: ​⁠​⁠‪@Donaldpinel‬ ⁣ IG: Donald Pinel ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

Is Strategy actually doing nothing or is digital credit the product? This episode analyzes Strategy's Q4 2025 earnings call and explains why its perpetual preferred equity avoided margin calls, liquidations, and maturity risk. Pierre Rochard and Spencer Nichols break down why digital credit products like Stretch held near par while bitcoin drew down sharply. From credit ratings and cash buffers to Bitcoin-backed lending and quantum risk, this episode reframes what a Bitcoin treasury company really is.

On today's episode, Editor in Chief Sarah Wheeler talks with Taylor Stork, COO of Developer's Mortgage Company and President of the Community Home Lenders of America, about credit reports and the potential risks of the proposal to go to a single-report model. Related to this episode: Debate intensifies over single-file credit report plan for mortgages HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Tether Tools makes the entire tethering workflow easy. From cables to accessories, everything is designed to work together right out of the box. But they also make workstations. Their new AeroTrac is a compact, lightweight workstation you can customize with accessories for your specific workflow. Built for photographers, it works just as well for audio, video, and podcasting setups. Check it out at tethertools.com/aerotracNow saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! Terms apply, learn more at http://bhphoto.com/payboo. Credit card offers are subject to credit approval.Payboo Credit Card Accounts are issued by Comenity Capital BankA few weeks ago, Jordan Drake challenged Chris Niccolls and Jaron Schneider's historical camera pricing knowledge with a test: are cameras actually more expensive now than they were 10 or more years ago? The answer was mostly no, but it got them thinking... was the same the case for lenses? em>Check out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.In This Episode:00:00 - A very jetlagged intro14:52 - Despite Nikon's lawsuit, Viltrox says it isn't adjusting its product roadmap plans17:12 - OM System's new camera is an astro-focused OM-321:43 - Zeiss Aatma T1.5 primes are small, fast, and extremely expensive25:29 - Nikon posts huge losses27:59 - Fujifilm had record-high profits and Canon's camera business grew, too30:46 - Viltrox's first L-mount lens is the 16mm f/1.831:57 - Canon announced two new wide-angle lenses37:20 - Canon's new limited edition G7 X mark III looks great, but you'll probably never own one40:15 - Ricoh Pentax is releasing a limited edition camera strap made from recycled train seats42:59 - Are lenses actually more expensive now?1:03:50 - What have you been up to?1:08:30 - Check out the Exposure Festival in Calgary1:11:07 - Tech Support1:32:23 - Feel Good story of the week

Welcome to The Cashflow Project Podcast! In this episode, we sit down with Tad Fallows, co-founder and managing director of Long Angle—a private community for high-net-worth entrepreneurs and executives across 45 countries. Tad shares his journey from bootstrapping a software company during the financial crisis to building Long Angle, a platform designed to provide authentic, unsponsored access to alternative investments. We dive into strategies beyond traditional real estate and index funds, including private equity, private credit, energy, and other exclusive opportunities typically reserved for institutions. If you're looking to diversify your portfolio, expand your network, and gain insight into lesser-known asset classes, this episode delivers practical wisdom and valuable perspective—plus a rapid-fire round packed with books, lessons, and investor advice. [00:00] Sudden Wealth and Its Challenges [03:42] Alternative Investments for Wealth Growth [07:39] "Diversification for Smoother Returns" [13:00] Diversified Investing Insights [14:33] Private Credit for Medium Businesses [18:14] Alternative Investment Strategies [20:13] "Oil Royalties and Investment Risks" [25:48] Energy Trends and Political Impact [28:00] Oil Demand and Green Transition [32:10] "Long-Term Bullish on Energy Investment" [35:13] Leveraging Connections for Success [39:24] "Lessons from Real Estate Management" [40:37] "Profiting Despite Real Estate Mistakes" [43:52] "Take Action, Level Up" Connect with Tad Fallows! Website LinkedIn Connect with Marc Adams! Website Website 2 LinkedIn

Today's guest on The Long View is Sara Devereaux. Sara is the Chief Investment Officer of Vanguard Capital Management and Global Head of Fixed Income. She oversees the investment professionals responsible for portfolio management, trading, and research for Vanguard's internally managed fixed-income funds and ETFs, including actively managed bond and money market portfolios and bond index portfolios. Before joining Vanguard in 2019, Sara was a partner at Goldman Sachs, where she spent over 20 years in mortgage-backed securities and structured products trading and sales. Earlier in her career, she worked at HSBC, in risk management advisory and interest rate derivative structuring. She started her career as an actuary at AXA Equitable Life Insurance. Barron has named Sara to its annual list of the 100 Most Influential Women in US Finance every year since 2022.Episode Highlights00:00:00 Vanguard's Investing Philosophy and New Innovations00:06:20 Active Fixed-Income Strategy and the Alpha Waterfall00:13:34 ETF's Explosion, Active Management, and Private Credit Risk00:23:10 How Technology Is Reshaping the Bond Market00:29:51 Bond Market Performance 2025, Bonds as Ballasts, and Term Premiums00:37:27 Bond Market Risks in 202600:42:51 Shifting Policy Crosswinds, Cracks in Credit, and AI Capex Risks00:50:18 Technical Signals to Watch in 2026Books MentionedStay the Course: The Story of Vanguard and the Index RevolutionMore From MorningstarVanguard's Sara Devereux: Why It's a ‘Terrific Environment' for Bond IncomeSalim Ramji: The Industry Uses Complexity As a Mask to Charge MoreMorningstar's Guide to Fixed-Income InvestingIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Points and Miles00:21 Interview on Elevate Media Podcast01:27 Meet Julia Menez: Points Strategy Coach02:21 Julia's Journey into Travel Hacking03:50 Starting the Geo Breeze Travel Podcast05:51 First Redemption Experience in Morocco07:47 Common Mistakes and Tips for Beginners13:39 Choosing the Right Credit Cards14:47 Choosing the Right Credit Card for Travel15:30 Maximizing Signup Bonuses and Avoiding Pitfalls16:55 Booking Strategies for Optimal Point Usage18:29 Positioning Flights and Flexibility Tips20:02 Strategies for Earning Points Consistently21:48 Travel Hacking Without Credit Cards22:57 Business vs. First Class Travel24:30 Favorite Travel Destinations and Programs25:07 Rapid Fire Questions and Final TipsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Chris Anderson (Elevate Media Podcast / Elevate Media Group) at:➤ Website: https://elevate-media-group.com/ ➤ Podcast: https://elevatemedia.buzzsprout.com/ ➤ Spotify (Elevate Media Podcast): https://open.spotify.com/show/301o41Rw2HB1sgA6LUXrt1 ➤ Instagram (Chris): https://www.instagram.com/chris.t.anderson/ ➤ Instagram (Elevate Media Group): https://www.instagram.com/officialelevatemedia/ ➤ YouTube: https://www.youtube.com/@OfficialElevateMedia/videos ➤ LinkedIn: https://www.linkedin.com/in/chris1anderson ➤ Facebook: https://www.facebook.com/chrisanderson0491/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.