Podcasts about Credit

We will analyze how the AI arms race is triggering massive Big Tech debt issuance to fund data center construction, and what this "mega-issuance" means for the stability and "spreads" of the investment-grade credit market.Today's Stocks & Topics: Upwork Inc. (UPWK), Market Wrap, Vanguard Total Stock Market Index Fund ETF Shares (VTI), “AI's Credit Market Footprint: Financing the Data Center Boom”, Costco Wholesale Corporation (COST), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Target Date Funds (TDFs), Onto Innovation Inc. (ONTO), Palo Alto Networks, Inc. (PANW), Mega Mergers.Our Sponsors:* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Khabir shares his life story about being fired from Boeing and building credit fixrr.⁣ ⁣ IG https://www.instagram.com/creditfixrr⁣ Website https://creditfixrr.com⁣ ⁣

Can we turn the world's deserts green? CrowdScience listener Youcef is captivated by the idea of bringing water back to Earth's driest landscapes. With sea levels rising and huge stretches of land drying out each year, he wonders whether redirecting seawater inland could offer a solution to both problems. Presenter Alex Lathbridge sets out to investigate… starting with a kettle of salty water. Alex speaks with scientists about how deserts form, and how human actions like overgrazing can tip a fragile grassland into a barren landscape. He learns how the brightness of bare sand affects local weather, reducing cloud formation and rainfall. Researcher Yan Li reveals how huge solar and wind farms could darken and roughen the Sahara's surface enough to double its rainfall, potentially kickstarting a self-reinforcing cycle of vegetation and moisture. But what about deserts where clouds already drift overhead? In the Atacama – one of the driest places on Earth – geographer Virginia Carter shows how fog harvesting nets can coax litres of fresh water from the air. Alex also investigates desalination, where professor Chris Sansom is trying to harness solar power to remove the salt from seawater without burning vast amounts of fossil fuels. It's promising, but can it reduce the impact of rising sea levels? And what do you do with all the salt that's left over? Climate scientist Alan Condron proposes an even wilder idea: towing kilometre-sized icebergs from Antarctica to parched nations. His models show it might be possible, but the logistics verge on science fiction. Finally, plant scientist Zinnia Gonzalez Carranza warns that greening deserts isn't just about adding water. Introducing new species, even hardy ones like mesquite, can trigger ecological chaos and harm the very communities who depend on these landscapes. Presenter: Alex Lathbridge Producer: Sam Baker Editor: Ben Motley Photo: Palm trees - stock photo Credit: danymages via Getty Images)

Good morning, afternoon, and good evening, everybody! Scott Carson here, and boy, are you in for a treat! As we roll into the New Year, many of you are resolving to dive deeper into real estate investing, but that old excuse "I don't have any money" always seems to pop up. Well, prepare to have your mind blown (and your excuses obliterated!) by today's special guest!We've got Lisa Ferris from Georgetown, Texas – a real estate investment legend who's been crushing it for years. She's a master of creative financing, fix & flips, short-term rentals, and leveraging private money. And the best part? She's written a book revealing all her secrets: "How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit." Forget the banks; Lisa proves you don't need 'em!Here's what you'll learn from Lisa Ferris (and why you need her book!):The "Sick and Tired of Being Sick and Tired" Origin Story: Lisa, a 20-year realtor, shares how being "broke" and presented with a "POS house" forced her to embrace creative financing. Her first deal? Wholesaling a property in three hours for $17,000 profit – and she's never looked back!Ron LeGrand's Legacy & Realtor Superpowers: Lisa credits a Ron LeGrand course for igniting her creative financing journey. As a seasoned realtor, she leverages deep market knowledge (knowing which two blocks to avoid and where to buy!) to quickly run numbers and make offers, giving her a serious edge in Central Texas (Belton, Temple, Taylor, Fort Hood) – everywhere but Austin!Win-Win Negotiations for Distressed Sellers: Learn Lisa's approach to seller financing: always offer a higher purchase price and sell the payment amount (never the interest rate!). She focuses on creating win-win scenarios where sellers feel heard and get flexible solutions, even for those with no equity or facing tough situations.Private Money Magic: Just Ask! Lisa's secret to raising capital? Simply ask! Her first private lender was a good friend at McDonald's (true story!). She views it as offering an opportunity for investors to make their money work for them, not begging. Her deals average $200K-$300K and offer 12%+ returns, because as she says, "if you have a good deal, the money is the easiest part."Why Diligence & Community Matter: Lisa uses tools like RehabValuator and creates professional reports (Canva, anyone?) to make her deals attractive. She emphasizes proactive communication with lenders (even using platforms like SiteWire for draws). Plus, she champions local networking with her Centex Dealmakers Group, bringing integrity, training, and real-world deals to Austin's real estate community.Lisa Farris is living proof that you don't need deep pockets to build a thriving real estate business. Her humor, humility, and rock-solid strategies make her an inspiration. Stop making excuses and start making deals happen!Grab a copy of her game-changing book, "How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit," available soon on Amazon. Connect with her on Facebook (Lisa J Ferris) or via email: lisa@ljepropertysolutions.com. Subscribe to the podcast, leave a five-star review, and go out and become a Dealmaker!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

In a quick 90 minute show, Christian looks at past dynasties in the NFL and realizes how quick of a turnaround the Patriots are having compared to the others. Why Robert Kraft should get some love for making the coaching moves to help make it only six years to fix the franchise? Then, between Kraft and Bill Belichick for the Hall of Fame, the coach would get the nod before the owner even though they both deserve to be in. And, breaking news comes across the desk that the Red Sox are acquiring Johan Oviedo from the Pirates Jhostynxon "The Password" Garcia.

How a Struggling American College Student Ended up a Key Operative for the Mexican Cartels⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https: //www.patreon.com/insidetruecrime⁣ ⁣

In the third hour, Mac & Bone come to the defense of Dave Canales, after Adam Gold and some Panther fans downplayed his role in the Panthers success this season, Sean McDonough joins the show to preview tomorrow's ACC title game, and the guys welcome on DVR Dave and Red for a Panthers roundtable See omnystudio.com/listener for privacy information.

Luke Gazdic, Sportsnet NHL analyst, hops aboard alongside JD Bunkis to chat about Troy Stecher's past with the Edmonton Oilers, how the Maple Leafs third line is bolstering the team, and if modern coaching has become more challenging, before weighing some different types of coaching styles (00:00). Producer Brandon then joins JD for 'What We Missed!' (35:00)The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.  

NOTHING BEATS HARD WORK Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

"It's 'Break a Pool Stick' time." JuJu has an idea to fix College Football, a moment of excitement for his Bills, and an update to a day full of polls. Learn more about your ad choices. Visit podcastchoices.com/adchoices

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Hyatt Points Sale00:20 Calculating the Value of Hyatt Points00:50 Using Rooms Arrow for Redemption Planning02:12 Booking and Verifying Hyatt Redemptions03:35 Maximizing Value with Suite Upgrades07:00 Advanced Strategies for Stretching Points10:15 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

At Tokyo Game Show 2025, Necrosoft's Brandon Sheffield (Demonschool, Hyper Gunsport) interviews Lizardcube's Ben Fiquet (Shinobi: Art of Vengeance, Streets of Rage 4) on animation, working with larger studios, and the right amount of exploration in action games. Edited by Esper Quinn, original music by Kurt Feldman. Discuss this episode in the Insert Credit Forums A SMALL SELECTION OF THINGS REFERENCED: Lizardcube Ben Fiquet Shinobi: Art of Vengeance Streets of Rage 4 Insert Credit Gaiden is brought to you by patrons like you. Thank you. Subscribe: RSS, Apple Podcasts, Google Podcasts, Spotify, and more!

At Tokyo Game Show 2025, Necrosoft's Brandon Sheffield (Demonschool, Hyper Gunsport) interviews Lizardcube's Ben Fiquet (Shinobi: Art of Vengeance, Streets of Rage 4) on animation, working with larger studios, and the right amount of exploration in action games. Edited by Esper Quinn, original music by Kurt Feldman. Discuss this episode in the Insert Credit Forums A SMALL SELECTION OF THINGS REFERENCED: Lizardcube Ben Fiquet Shinobi: Art of Vengeance Streets of Rage 4 Insert Credit Gaiden is brought to you by patrons like you. Thank you. Subscribe: RSS, Apple Podcasts, Google Podcasts, Spotify, and more!

This week, our hosts ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dave Bittner⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Joe Carrigan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Maria Varmazis⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (also host of the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠T-Minus⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Space Daily show) are sharing the latest in social engineering scams, phishing schemes, and criminal exploits that are making headlines. We start with some follow up from listener John Helt having some chicken withdrawal, Foghorn Leghorn excluded. You are welcome, John, you now have your chicken updates! And, we share how a fish went shopping. Maria shares some research (including her own) on using AI chatbots to phish the elderly. Joe's got two stories today. First up, he talks about the Myanmar army continuing their raids on scam centers. Joe also shares a piece on two men found guilty of engaging in an extensive fraud scheme of ACA plan subsidies involving over $233 million from the federal government. Dave's story helps keep scammers out of your stockings this holiday season. Our catch of the day comes from the phishing subreddit about a text a la Strong Bad. Resources and links to stories: Black neon tetra: Credit card fraud ⁠⁠⁠⁠⁠⁠⁠⁠⁠We set out to craft the perfect phishing scam. Major AI chatbots were happy to help. Can AI Models be Jailbroken to Phish Elderly Victims? An End-to-End Evaluation Can AI Models be Jailbroken to Phish Elderly Victims? An End-to-End Evaluation Myanmar's military launches raid on second major online scam center President of Insurance Brokerage Firm and CEO of Marketing Company Convicted in $233M Affordable Care Act Enrollment Fraud Scheme Keep scammers out of your stockings this holiday season ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a Catch of the Day you'd like to share? Email it to us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hackinghumans@n2k.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

When two faith-based financial institutions come together, the goal isn't simply to grow in size—it's to grow in Kingdom impact. That's precisely what's taking place with the launch of AdelFi Christian Banking, a newly unified identity shaped by a shared mission to honor Christ and serve His people.Recently, we sat down with Aaron Caid, Chief Marketing Officer at AdelFi Christian Banking, to talk about how this merger came together, why the new name matters, and what it means for Christians who want their finances to reflect their faith.A New Identity Rooted in ScriptureAccording to Caid, the new name is much more than rebranding—it's a declaration of purpose.“Our new name and identity are a visual representation of what we desire to accomplish with the merger,” he explains. The name AdelFi is derived from the Greek word adelphos, which is used more than 300 times in the New Testament to describe brothers and sisters in Christ.“That's who we are,” Caid says. “Staff, members, and ministries—coming together as a family of believers to build a financial institution centered on Christ and dedicated to advancing God's Kingdom.”The addition of the phrase “Christian Banking” is equally intentional—a bold statement about who they serve and the mission that drives them.The merger was completed on December 1, and throughout 2026, AdelFi Christian Banking will progressively roll out its new brand identity. Milestones include a new website in Q2 and an enhanced digital banking experience in Q3.Combining Strengths for Greater Kingdom ImpactWhat happens when two long-standing Christian credit unions combine their gifts and experience? Caid says the result is far more powerful than the sum of its parts.Both AdelFi and Christian Community Credit Union (CCCU) bring decades of ministry-focused service—over 125 years combined. Each also carries a unique tradition of generosity:AdelFi tithes 10% of its earnings to Christian ministries and mission-sending organizations.CCCU donates a portion of every debit and credit card swipe to Christian causes—over $6.5 million given to date.“Together, we will amplify our giving,” Caid notes. “And with our union, we will form the nation's largest Christian credit union, creating a digital-forward banking experience that honors God and meets members wherever they are.”The merger also expands lending capacity for churches, ministries, and Christian businesses—allowing more Kingdom-minded projects to flourish.Strengthening the Christian Banking MovementChristian banking is still a small, often overlooked sector. But Caid believes this merger marks a turning point.“Most Americans don't even know a Christian banking option exists,” he says. “By merging, we're aligning resources to create more awareness, more growth, and more impact.”With AdelFi Christian Banking emerging as the clear leader in this space, Caid hopes believers increasingly see banking as an area of stewardship—not just convenience.“Our desire is to be the go-to financial solution for Christ followers who seek to align their finances with their faith,” he says. “We want to help steward God's resources to His glory.”Why Christian Banking Is Countercultural—and NeededCaid acknowledges that choosing a Christian financial institution is, in many ways, a countercultural move.“We've seen a major shift among Christians who are fed up with secular banks using their funds for causes that don't align with their values,” he explains.Believers want their money—God's money—to be managed with integrity and used to advance gospel-centered work.“That's why we're boldly stating there is a quality alternative,” Caid says. “A place where your finances are stewarded in ways that reflect biblical priorities, not worldly ones.”The creation of AdelFi Christian Banking reflects a unified vision, a strengthened mission, and a renewed commitment to serving Christ's people well. For those seeking to align their financial lives with their faith, this merger offers a meaningful way forward.To learn more about AdelFi Christian Banking or explore opening an account, visit: FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I was offered a $45,000 loan at 8.675% for 20 years. I could use it to pay off two loans—one at 10.44% and one at 9.84%—and still have $15,000 left over. If I then put an extra $300 a month toward the new loan, is this a good deal?I'm 65 with a little over $1 million in a traditional IRA. Should I start converting some of it to a Roth before I have to take RMDs at 73?I budgeted $25,000 for a remodel. The contractor offered 0% financing for 72 months, bringing the cost to $21,000 with a $3,000 down payment—or I could pay cash and get an extra 5% discount by putting $6,000 down. Should I take the 0% option to keep more cash on hand? And will it affect my credit score?We owe $56,000 on our mortgage. I could pull from my retirement to pay it off, but that would nearly drain the account. Would it be wise to do that and then redirect the mortgage payment into investing?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pete Turek — a TransUnion® SVP responsible for overseeing relationships with more than 120 of the nation's leading financial institutions — join Josh and Craig this month to unpack insights from the latest Consumer Industry Insights Report. The discussion highlights a “K-shaped” dynamic in lending, with strong growth at both ends of the credit spectrum, record personal loan originations and Gen Z's rising influence. The conversation also covers tighter credit lines, longer auto loan terms, delinquency trends across products and the impact of the recent government shutdown. Looking ahead, the group examines how tax season, student loan offsets and macroeconomic factors could shape consumer credit performance in early 2026. For lenders and risk professionals, this episode offers a clear, data-driven view of where consumer credit stands — and what's next. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Even cats don't think men listen. 8 of 10 plan to use Credit for Christmas. And the Beer Belly Bummer. That's what Paul is BuZzin' about today on The Daily BuZz!!See omnystudio.com/listener for privacy information.

Join for a jaw-dropping new look at the 1973 Pascagoula alien abduction—a case that refuses to stay buried. Hosts Jeni Monroe and Tressa Slater sit down with UFO investigator Dr. Irene Scott, armed with over fifty newly uncovered witnesses and a scientific lens rarely applied to this infamous encounter, Dr. Scott reveals startling details  of the most gripping deep dives into a close-encounter case ever recorded.Pascagoula Reopened - Monsters Lounge PodcastDr. Irena Scott's site:https://irenascott.com/Find all Monsters Lounge info and links here:https://www.monstersloungepodcast.com/https://linktr.ee/monsterslounge(and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW)Pathways to Spirit with Sarah LemosIt's time to uncover your gifts and abilities.register now at https://www.mediumsarahlemos.com/ PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW TalkSpace - Get $80 off your first month with Talkspace when you go to Talkspace.com/podcast and enter promo code SPACE80. True Classic - Step into your new home for the best clothes at True Classic ⁠www.TrueClassic.com/P60⁠ Raycon Everyday Earbuds - Save up to 30% Off at ⁠www.buyraycon.com/truecrimenetwork⁠ Cornbread Hemp - Save 30% off your first order at ⁠www.cornbreadhemp.com/P60⁠ and enter P60 into the coupon code Mint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to ⁠⁠⁠www.MintMobile.com/P60⁠ Cozy Earth - Begin your sleep adventure on the best bedding and sleepwear with Cozy Earth: ⁠https://cozyearth.com/⁠ use Promo Code P60 for up to 40% off savings! Love & Lotus Tarot with Winnie Schrader - ⁠⁠⁠⁠http://lovelotustarot.com-Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge-Special thanks to Dave Schrader and The Paranormal 60 Network Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we talk about wiring the brain so that we get the credit for anxiety passing. Distress tolerance teaches the brain that we can cope and don't need "saving". It's part of wilful tolerance - an essential skill.

Beanshooter69 shares his hilarious life story and talks about exposing Sean Hicks life story.⁣ ⁣ Mikes IG https://www.instagram.com/beanshooter69/⁣ YT Podcast https://www.youtube.com/@beanshootersgallery ⁣ ⁣

Do you ever get tired of manually searching for, organizing, and culling your images? We do, too - and that's where Excire can help! Excire's photo-management software harnesses AI to make tedious tasks 10x faster, easier, and more fun. To purchase an Excire lifetime license or to download a 14-day free trial, visit http://www.excire.com/en/shop! EXCIRE BLACK FRIDAY SALE: PetaPixel viewers can receive 30% off their purchase with the special discount code PETAPIXEL30 -- valid through December 7th!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card, which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) Or you can pay over time with 6 and 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo.Credit card offers are subject to credit approval. Payboo Credit Card Accounts are issued by Comenity Capital Bank.In July, The PetaPixel Podcast team was joined by Camera Labs' Gordon Laing to give mid-term grades to every major camera and lens manufacturer. Now that the year has ended, it's time for them all to get graded on their finals in this annual tradition!Check out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.We hope you enjoy the podcast and we look forward to hearing what you think. If you like what you hear, please support us by subscribing, liking, commenting, and reviewing! Every week, the trio go over comments on YouTube and here on PetaPixel, but if you'd like to send a message for them to hear, you can do so through SpeakPipe.In This Episode00:00 - Intro08:26 - You can now edit 32K video in Resolve10:29 - Sony's new smartphone sensor promises 17 stops of DR12:39 - Thypoch's new Eurka 28mm f/2.8 is inspired by another cool, obscure lens16:04 - The custom film simulation recipe from the limited edition GFX100RF17:11 - Review Roundup25:28 - Grading Every Camera Maker in 2025 Feat. Gordon Laing27:17 - Canon34:21 - Nikon40:12 - Sony53:35 - Panasonic Lumix1:03:28 - Fujifilm1:14:18 - Hasselblad1:18:02 - OM System1:24:16 - Leica1:28:55 - Sigma1:35:26 - Tamron

After a year marked by early uncertainty and underperformance, the municipal bond market has rallied, offering investors attractive yields and renewed opportunity as 2025 draws to a close. In this episode, host John P. Bryson welcomes Adam for a timely discussion on what's driving performance in the municipal bond market. Adam shares his perspective on how supply dynamics, investor flows, and sector trends are shaping the market. He also discusses why entry points matter and how active management can add value in today's environment. Here's a sneak peek into the conversation: Why should investors have tax-free municipal bonds in their portfolio?Adam: Municipal bonds work well for investors who are looking for tax-free income. Adding stability to your portfolio using municipal bonds helps offset the volatility of equity holdings. Especially when it may seem like we're heading toward a slowdown, these instruments tend to perform slightly better than other fixed-income instruments. Municipal bonds help provide a long-term income stream for investors.What have been the major developments in the municipal bond market in 2025?Adam: We started the year with weak performance, with municipal bonds underperforming corporates and Treasuries. There was an excess supply, over and above what we saw in 2024. This was driven by delayed infrastructure projects, which finally got funded, and costs went up. In the past two to three months, flows have improved, and returns are looking solid. Supply and demand have lined up. We expect solid returns in November and December, with good flows and lower supply offering support. What are the biggest opportunities in the municipal bond market today?Adam: The municipal bond market is generally offering attractive yield levels currently. We like the intermediate to long space because the curve is steep and income is high, but we're avoid going too long due to volatility. Credit spreads within the municipal bond market have widened, so there's room for tightening. Lastly, we also see value in bonds subject to Alternative Minimum Tax, low-coupon bonds, and sectors like airports, which tend to issue at wider spreads and have strong fundamentals.

LendingClub CEO Scott Sanborn discusses consumer credit amid holiday season spending. Sanborn spoke with Bloomberg's Carol Massar and Tim Stenovec.See omnystudio.com/listener for privacy information.

Surprise! Life's getting hectic, so you get this episode early. It's the 400th (numbered) episode of Zero Credit(s) and we're capping it off by capping off the Three Flavours Cornetto Trilogy with The World's End. Can Edgar Wright and Co. deliver a satisfying ending to this beloved trilogy? We can only hope. Thanks for listening … Continue reading Episode 400: A Supplemental Reading of The World's End (2007) →

ITL debates who's had the bigger hand in the Texans' turnaround — DeMeco Ryans or Nick Caserio. Lunch-Time Confessions roll in, including Lopez admitting Taylor Swift holds the top spot in his heart. And in Judge John Lopez's court, the question is simple: Are Zion's superstar days already done?

IT'S TIME TO STAY FOCUSED Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

Are mortgage rates finally dropping? In this housing market forecast for 2025 and 2026, I break down what the Fed is doing, how real rates are moving right now, and what this means for real estate investing and homebuyers. Whether you're investing for beginners or a seasoned buyer, understanding the stock market connection to mortgage rates is critical right now. With 35 years of mortgage experience, my mission is simple: One application, one credit pull, and 30+ lenders competing for your business. We shop the market so you don't have to.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Financial Independence and Points01:31 Meet Kathleen: A Journey to FIRE and Travel03:53 Balancing High-Earning Careers and FIRE06:14 Creative Outlets and Retirement Planning09:02 Maximizing Points for Travel10:50 Philosophical Questions on Points Value15:39 Advanced FIRE Strategies and Considerations21:02 Managing Money vs. Managing Points23:15 Using Financial Vehicles for Emergency Funds24:46 The Value of Points and Miles for Different Income Levels28:54 The Pitfalls of Premium Credit Cards34:00 Balancing Financial Planning and Enjoyment41:13 Outsourcing and Spending Wisely43:36 Conclusion and Where to Find More InformationYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Kathleen at: ➤ Podcast: https://open.spotify.com/show/1Mu7Rzh2vnVTpbGO7qixG6 Spotify➤ Substack newsletter: https://thereframepodcast.substack.com thereframepodcast.substack.com➤ Instagram: https://www.instagram.com/kathleen_the_reframe_podcast/ InstagramOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

HOUR 2: What inventions changed the way we do things, but they don't get enough credit? full 2072 Tue, 02 Dec 2025 21:00:00 +0000 g2ojPlxKLfxmqIa8sRPWv4qPn697icP1 news The Dana & Parks Podcast news HOUR 2: What inventions changed the way we do things, but they don't get enough credit? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https

Dallas Cowboys: Who get the most credit for this Cowboys turnaround? full 933 Tue, 02 Dec 2025 02:09:30 +0000 wXFpyqI9cu45YoCLHfatHzqQ7UwajdGE nfl,dallas cowboys,sports GBag Nation nfl,dallas cowboys,sports Dallas Cowboys: Who get the most credit for this Cowboys turnaround? The G-Bag Nation - Weekdays 10am-3pm 2024 © 2021 Audacy, Inc. Sports False https://player.amperwave

2nd hour of the G-Bag Nation: Who get the most credit for this Cowboys turnaround; CNOTE: Cowboys News of the Evening; Crusty's Corner: Cowboys questions/Detroit Lions Metrics full 2460 Tue, 02 Dec 2025 01:37:11 +0000 vLrqr9DNPDvYr2jmYhZWMx8sqeRVPncE sports GBag Nation sports 2nd hour of the G-Bag Nation: Who get the most credit for this Cowboys turnaround; CNOTE: Cowboys News of the Evening; Crusty's Corner: Cowboys questions/Detroit Lions Metrics The G-Bag Nation - Weekdays 10am-3pm 2024 © 2021 Audacy, Inc.

The Money Habit on How to Finally Take Control of Your Finances   What if your biggest money problem isn't how much you earn—but how you manage what you already have?   In this week's episode of Richer Soul, bestselling author Mike Michalowicz (Profit First, Clockwork, All In) returns to share insights from his new book, The Money Habit. It's a simple, behavior-based approach to mastering personal finances—no spreadsheets, guilt, or complicated budgets required.   Key Insights from the Conversation:  Making Money Is One Skill—Keeping It Is Another. Most people learn how to earn but never master how to keep money. Mike reminds us that wealth isn't built by income alone—it's built by intentional systems that preserve and direct your money before it slips away. Financial Independence vs. Financial Freedom. Financial freedom is doing what you want, when you want, without worrying about money. Financial independence means having authority over your money—so it no longer controls you. That authority starts with awareness. How Credit Cards and "Points" Hack Our Brains. Credit cards are engineered to make you spend more. Points and perks are psychological triggers that override rational decision-making. Mike shows how to flip the script by setting up commitment devices—systems that protect you from yourself. Build Your Money "Envelopes" at the Bank. Instead of one big account, divide your money into clear purposes—needs, wants, dreams, and slush funds. Label debit cards for each category. When you spend, you'll instantly see whether you're honoring your priorities or drifting off course. Teach by Example. Your kids don't learn about money from what you say—they learn from what you do. Modeling calm, structure, and intentional spending plants lifelong financial wisdom in the next generation.   Money Learning from Mike: We often think more money will solve our problems. It won't. The real transformation happens when we gain authority over what we already have. Whether you earn $50,000 or $500,000 a year, financial independence starts by giving every dollar a job before it leaves your account.   Key Takeaway: Financial peace isn't found in making more—it's found in mastering what you already have. Start small: create one new account for your biggest money worry today, label it clearly, and fund it consistently. Small actions, done repeatedly, become lifelong habits.   Bio: Mike Michalowicz (my-CAL-o-wits) is the entrepreneur behind four multi-million-dollar companies and the author of bestselling business books including Profit First, Clockwork, The Pumpkin Plan, and All In. His newest book, The Money Habit, is a groundbreaking approach to personal finance. The television host of The 4 Minute Money Maker and a former columnist for The Wall Street Journal, Mike now travels the world helping individuals grow thriving businesses and live richer lives.   Links: Facebook: https://www.facebook.com/MikeMichalowiczFanPage/ Instagram: https://www.instagram.com/mikemichalowicz/ LinkedIn: https://www.linkedin.com/in/mikemichalowicz/ YouTube: https://www.youtube.com/c/mikemichalowiczofficial TikTok: Mike Michalowicz https://dontwritethatbookpodcast.com/ https://mikemichalowicz.com/mikespodcast/ https://substack.com/@mikemichalowicz?utm_source=user-menu   Hear the full conversation with Mike Michalowicz on the Richer Soul podcast — where we explore the systems and mindsets that help you live richer in every area of life.   #TheMoneyHabit #MikeMichalowicz #ProfitFirst #FinancialIndependence #WealthBuilding #MoneyMindset #RicherSoulPodcast #RockyLalvani   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Is it time to give Jerry Jones credit for the moves he's made this season? full 1137 Tue, 02 Dec 2025 14:32:01 +0000 Vv0zPL3tuSYCrWiVxb98lcB72wa5em3d nfl,dallas cowboys,sports Shan and RJ nfl,dallas cowboys,sports Is it time to give Jerry Jones credit for the moves he's made this season? DFW sports fans, this one's for you. The Shan & RJ show brings the heat with honest takes, sharp insight, and plenty of laughs covering the Cowboys, Mavericks, Rangers, Stars, and everything Texas sports. Hosted by longtime local favorites Shan Shariff and RJ Choppy, along with insider Bobby Belt, the show blends deep knowledge with real fan vibes — plus regular guests like Cowboys owner Jerry Jones, Head Coach Brian Schottenheimer and former players who keep the conversation fresh and real. New episodes drop Monday-Friday, or you can listen to Shan & RJ live on 105.3 The Fan, weekdays from 6–10 a.m. CT. © 2025 Audacy, Inc. Sports False https://player.amp

College football kegger: Lane Kiffin introduced as LSU head coach. Is it time to give Jerry Jones credit for bringing in Quinnen Williams, Logan Wilson, Clowney and others? Ask reddit!

Have you ever shared an idea in a meeting… and nothing happened? No reaction. No acknowledgement. People move on. Then minutes later — or even next week — someone else says the exact same thing, and suddenly everyone thinks it's brilliant. It's infuriating. It's discouraging. And it makes you question your value, your credibility, and whether speaking up even matters. Here's the truth nobody teaches you at work: Most ideas don't get ignored because they're bad. They get ignored because of how they're introduced, framed, and reinforced. In this episode of Speak Your Mind Unapologetically, you'll learn exactly what to do so that your ideas land, don't get overshadowed, and are not repeated by someone else. You'll walk away with simple, repeatable strategies to make your ideas heard, respected, and credited back to you — without sounding aggressive, needy, or territorial. You'll learn: Why some voices get taken seriously in meetings — and others don't (regardless of talent) How to speak up so your ideas stick the first time What to say when someone repeats your idea and gets the credit Phrases that reinforce your expertise without conflict or defensiveness How leaders can amplify overlooked voices and stop accidental idea-stealing This episode applies to anyone who's felt ignored, overshadowed, or underestimated at work: introverts, early-career professionals, remote workers, immigrants, and empaths. Because great ideas don't change careers. Great ideas that get heard change careers. Tune in now to learn how to make your voice impossible to overlook.  

Jay Trutt is the business of construction in the Dallas, TX area. The availability of supplies is not a problem nor is the quality of lumber. The USDA on the other hand is a major problem.

Susan Fahy notes that average credit scores are around 701, calling the consumer “resilient” overall. However, lower-income consumer delinquencies are rising, driven by persistent inflation, labor market softening and limited access to credit. Susan also breaks it down by generation, highlighting Gen X's accelerating delinquencies; mortgage credit delinquencies are showing the biggest increase. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Worldwide Markets – Episode 659 Show Notes "It's Been a Year… But Markets Loved It"

Pediatrician Dr. Jill Schaffeld consults Dr. Ashley Walther from the Division of Pediatric Surgery on hernias. Episode recorded on August 7, 2025.  Resources discussed in this episode: Inguinal Hernia - Community Practice Support Tool   Financial Disclosure:  The following relevant financial relationships have been disclosed: None All relevant financial relationships listed have been mitigated. Remaining persons in control of content have no relevant financial relationships. To Claim Credit: Click "Launch Activity." Click "Launch Website" to access and listen to the podcast. After listening to the entire podcast, click "Post Test" and complete.   Accreditation In support of improving patient care, Cincinnati Children's Hospital Medical Center is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team. Specific accreditation information will be provided for each activity. Physician:  Cincinnati Children's designates this Enduring Material for a maximum of 0.25 AMA PRA Category 1 Credit(s)™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.  Nursing:  This activity is approved for a maximum 0.25 continuing nursing education (CNE) contact hours. ABP MOCpt2: Completion of this CME activity, which includes learner assessment and feedback, enables the learner to earn up to 0.25 points in the American Board of Pediatrics' (ABP) Maintenance of Certification (MOC) program. Cincinnati Children's submits MOC/CC credit for board diplomates.   Credits AMA PRA Category 1 Credits™ (0.25 hours), ABP MOC Part 2 (0.25 hours), CME - Non-Physician (Attendance) (0.25 hours), Nursing CE (0.25 hours)    

How understanding the cause of Dravet syndrome could take treatment and management to the next level. Credit available for this activity expires: 12/02/26 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/genotype-phenotype-connection-dravet-syndrome-preparing-2025a1000wxb?ecd=bdc_podcast_libsyn_mscpedu

Read the shownotes and full transcript on our site: growyourcreditunion.com Credit unions face steep member acquisition costs while losing 15% of their membership annually. But the institutions treating acquisition costs as the primary metric are missing what actually drives member loyalty, referable experiences, and long-term value that can't be calculated on spreadsheets. In this episode of Grow Your Credit Union, host Joshua Barclay welcomes Ray Ragan, CIO at Securityplus Federal Credit Union, as guest co-host, along with Kathy Day Shelton, SVP and Chief Operating Officer at MECU Credit Union, to explore: Why measuring members by dollars misses the point How referable experiences create compounding growth Finding strategic thinking time in an age of constant distraction The one pain point every credit union executive wants to eliminate Why core system limitations constrain innovation more than anything else A huge thanks to our sponsor, PFP Services. If you want to learn more about PFP Services, watch this video or visit their site.  

Grace starts the show updating you on what we know about the horrible shooting of two National Guard members, then Minnesota has a big fraud problem and its Somali population seems to be the ones committing a lot of it.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

In this episode, hosts Drs. Temara Hajjat and Jason Silverman talk to Dr. Paul Tran about attracting and educating a new generation of learners.Learning Objectives:Discuss an approach to attracting learners to pediatric gastroenterology while addressing perceived barriersReview approaches to capturing and maintaining interest in educational contentOutline approaches to incorporate digital content into medical educationLinks:Alimentary School on TikTok, Instagram and YouTubeNASPGHAN social media position paperMedical media paperSupport the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.

Jacob Gentry shares his life story and how he ended up in prison. ⁣ ⁣ Jacobs Channel https://www.youtube.com/channel/UCJm5lQGAEbsPyOu7qMeWNOg⁣ ⁣

The holidays are meant to be a season of joy, generosity, and gratitude. Yet for many families, the celebrations come with a heavy dose of financial stress—stress that lingers long after the decorations are packed away. Our desire to bless others often leads to spending more than we planned. But it doesn't have to be that way.Recently, we sat down with Neile Simon, Certified Credit Counselor and Director of Strategic Partnerships at Christian Credit Counselors, to talk about how families can give meaningfully, stay within their means, and refocus on what Christmas is truly about.Creating a Realistic Holiday PlanMost people enter the holiday season with the best of intentions. We want to show love, bless others, and create special memories. But somewhere along the way, those intentions can derail.Neile explains that a mix of cultural pressures makes overspending almost effortless: holiday sales, credit card offers at checkout, “buy now, pay later” deals, and social media's endless highlight reels. Before long, the drive to be generous morphs into the belief that we must spend more to prove how much we care.And the consequences last far beyond December—financial stress, increased debt, and a January filled with regret rather than joy. The good news: overspending isn't inevitable. Neile suggests starting early and planning intentionally.1. Decide what you can truly afford. Account for all holiday expenses—gifts, food, travel, entertainment, and even small traditions that add up.2. Set a total spending limit. Let this number guide every decision throughout the season.3. Use cash or debit when possible. “When the money's gone, you're done—and that's okay,” Neile says. This simple boundary protects you from impulse spending.4. If using credit cards, treat them as tools—not the enemy. Used wisely, they can help you track your spending. The key is to stay disciplined and avoid taking on debt you can't comfortably repay.Ultimately, a budget is not a restriction—it's a path to freedom. It helps you enjoy the season without dreading the bill that arrives in January.Meaningful Giving Without OverspendingGenerosity isn't measured by price tags. In fact, the most meaningful gifts are often the simplest.Neile encourages families to focus on personal, relational giving:Handwritten notesHomemade treatsShared experiencesThoughtful, small gifts with clear intentionHer own family keeps gift-giving fun by setting spending limits and doing a white-elephant exchange. “It takes the pressure off,” she says, “and turns gift-giving into shared laughter and memory-making.”When togetherness becomes the priority over possessions, Christmas becomes both more joyful and more affordable.If You're Already in Debt, There's HopeFor families already carrying debt, Christmas can feel like a tug-of-war between generosity and financial reality. Neile offers this encouragement: give within your means—even if it means scaling back.Why? Because responsible giving protects your finances, your peace, and your future.“Think of it this way,” Neile says. “A relaxed, stress-free January is far better than stressing out after overspending in December.”Scaling back isn't failure—it's stewardship. And it models wisdom and faithfulness for your children.Refocusing on the True Meaning of ChristmasAmid the lights, the gifts, and the traditions, it's easy to lose sight of the heart of Christmas.“Christmas is a celebration of Jesus—the greatest gift ever given,” Neile reminds us. When our hearts are centered on Him, love and grace become the focus. Giving within our means allows us to celebrate joyfully, gratefully, and peacefully.And when we spend with purpose—anchored in Christ rather than consumerism—we experience a kind of joy that lasts long after the season ends.Need Help With Debt?If financial stress is weighing you down, Christian Credit Counselors can help. As a nonprofit ministry, they specialize in debt management—not debt consolidation—working directly with your creditors to lower interest rates and help clear the path toward freedom.Learn more at: ChristianCreditCounselors.org/Faith. On Today's Program, Rob Answers Listener Questions:I'm an 84-year-old retired veteran, and my wife is 81. We have a $375,000 mortgage on a $3.2–$3.4 million home, a $140,000 portfolio, a 529 with $55,000, about $100,000 in gold jewelry, $40,000 in Social Security benefits, and $15,000 in credit card debt. We're running out of money and need to tap our home equity. The VA offered a $400,000 loan, but would a HELOC or a reverse mortgage be better? Who can help us make the right decision?We're receiving a $60,000 inheritance and have $10,000 in credit card debt. Should we use some of the inheritance to pay it off, and what should we do with the rest? My husband is disabled, and we're in our 60s—so is investing any of it in the stock market wise? And should we tithe on the inheritance?I'm 65, still working full-time as a caregiver, and have about $900,000 in my 401(k). When should I start Social Security—now or when I retire in May 2026? And how do I know if I have enough saved for retirement, since I'm debt-free and have fairly basic expenses?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsHome Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan J. AccolaMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Week 13 is almost over and Ari Meirov has a lot to get off his chest including his thoughts on the NFC leading Chicago Bears! He discusses the Panthers beating the former top team in the NFC, the Los Angeles Rams. He gives credit to Jerry Jones for the moves he has made that have put the Cowboys back into the playoff conversation, Justin Herbert hoping to miss 0 games with his broken left hand, and ughhhhh more officiating problems! Learn more about your ad choices. Visit megaphone.fm/adchoices

Private credit has become one of the most significant shifts in modern finance—quietly but rapidly reshaping how private companies access capital. Over the last decade, assets under management in the space have surged from roughly $500 billion to about $2 trillion, fueled by post-crisis regulation, a growing appetite for yield, and the rise of private equity. With headlines increasingly focused on “shadow banking,” retail access, and the long-term implications of private lenders replacing banks, the conversation around private credit has never been more timely.So, the core question is this: How did private credit grow so quickly, why does it matter now, and what does its rise mean for investors, lenders, and the broader financial system?In the third episode of our mini-series on the alternative asset market, Tuesdays with Morrisey host Adam Morrisey speaks with AB Private Credit Investors‘ President Brent Humphries and Managing Director Marc Cooper. As leaders within AllianceBernstein's $800 billion global investment platform, they break down what private credit is, why it has accelerated so dramatically, and how the industry is evolving as it enters its next phase of growth.Top TakeawaysPrivate credit has quietly become one of the biggest shifts in modern finance. It is now the primary way many private companies access capital, replacing what used to be a market run by the traditional banking system.The rise of private credit was largely created by regulation. After the financial crisis, new rules made it harder for banks to hold certain loans, and private lenders stepped in with faster, more flexible financing that met the needs of private equity and middle-market companies.Investors have been drawn to it because of its combination of yield, downside protection, and floating rates. It has delivered strong, steady returns without taking on other risks tied to interest rates, foreign currency, or market volatility.The big question now is where the risk sits. As more lending moves outside the regulated banking system, pension funds, insurance companies, and individuals hold a growing share of the credit exposure.Its next phase will include more retail access, more participation from insurers, and continued specialization among lenders. At the same time, AI is beginning to reshape underwriting, research, and operations, making investment teams faster and more efficient.Topics CoveredWhat “private credit” means and how direct lending worksHow bank regulation after 2008 shifted lending outside the traditional systemThe role of the unitranche structure in simplifying deal executionWhy private credit returns have attracted pensions, institutions, and high-net-worth investorsHow to evaluate private credit fund managers (track record, team retention, sector edge, platform model)Perceived risks and the “shadow banking” debateThe role of insurance capital and the rise of investment-grade private creditHow AI is influencing underwriting, research, and software-sector lendingFuture outlook for the next 5–10 years in private creditBrent Humphries is the President and a founding member of AB Private Credit Investors, where he oversees investment strategy, originations, underwriting, portfolio management, and investor relations for the firm's middle-market direct lending platform. He previously led Barclays Private Credit Partners and held senior roles at Goldman Sachs' Specialty Lending Group and the Texas Growth Fund, building deep expertise across private credit, direct lending, and middle-market private equity. Humphries, who began his career in leveraged finance with NationsBank and J.P. Morgan, holds a BBA in finance from the University of Oklahoma and an MBA from Harvard Business School.Marc Cooper is a Managing Director at AB Private Credit Investors, where he leads software-focused direct lending and tech capital solutions, building on nearly a decade of experience rising through the firm's investment ranks. His background spans structuring and underwriting secured lending solutions across software, healthcare, business services, and other middle-market sectors, with earlier roles at Fifth Street Asset Management and Prudential Capital Group providing deep experience in technology lending, private placements, and credit analysis. Cooper also serves as a board observer for multiple technology companies and brings a strong foundation in financial modeling, underwriting, and direct deal sourcing from his early investment banking and analyst roles.

AGAINST THE ODDS Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

Did you know that the prevalence of acquired ESR1 mutations increases after exposure to endocrine therapy? Credit available for this activity expires: 11/26/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/advancing-copd-care-through-precision-medicine-and-patient-2025a1000x00?ecd=bdc_podcast_libsyn_mscpedu