Podcasts about Credit

Ocean's Eight - Movie Review - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Debbie Ocean gathers an all-female crew to attempt an impossible heist at New York City's yearly Met Gala.Director: Gary Ross Writers: Gary Ross(screenplay by), Olivia Milch(screenplay by), George Clayton Johnson(based upon characters created by) JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Coley Harvey of ESPN chats with Greg Papa & John Lund See omnystudio.com/listener for privacy information.

Swipe Up 171 - Opinion - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Ray gives his opinions on current events and other random happenings. Shout Out To: @freewater_for_everyone @vicenews @RayTaylorShow @slashfilm JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

(0:00) Zolak & Bertrand start the fourth hour with a thought on the Celtics putting a beatdown on the Kings, before calls come in on the NFL's overtime rules. (14:12) We react to Dustin Pedroia admitting he wouldn't vote for Manny Ramirez to be inducted into the Hall of Fame. (25:13) We take more calls on the NFL's overtime rules and David Ortiz being inducted into the Hall of Fame. (33:48) Today's Takeaways.

Is the bare minimum enough for you? Do you desire maximum results out of life? Just because you graduated doesn't mean you are not still being graded. Everything we do requires a copy of this "Report Card" from getting a job to renting a car, especially if you intend to purchase a property. Do you know how to score higher on this report? Do you know what they are using as a grading rubric? Pick up a few nuggets from "Credit Kim" our favorite Credit & Funding Specialist. * Secure your VIP ticket to Get High On Motivation LIVE 2022: Happy, Healthy, & Wealthy!This event will change your life, your relationships, your results in every area of life!Support the show (https://cash.app/$mimileut)

Summary: How can you reduce your balances and raise your credit score? Credit expert Paul Oster comes on the show to discuss this. As a result of the pandemic and the holidays, many adults have increased their credit balances significantly. It is highly important to analyze bills to minimize this debt, and closely track your spending. Tune in to hear more about how you can avoid credit card debt and make positive changes within your spending. Highlights: -Holiday spending returned to somewhat normal levels -Close to 50% of adults with a credit card debt increased these balances, not just over the holidays, but over the course of the pandemic -The number 1 priority for people should be minimizing credit card debt -It can be extremely beneficial to minimize subscriptions -Most consumers spend little or no time minimizing their credit card statements -Your credit score is either going to cost or save you money every month -Get copies of your credit report frequently to keep up to date with spending Useful Links: Financial Survival Network Better Qualified Student Loan Forgiveness with Paul Oster Paul Oster – Millennials Messing Up with Too Little Credit?

Ocean's Thirteen (2007) - Movie Review - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Danny Ocean rounds up the boys for a third heist after casino owner Willy Bank double-crosses one of the original eleven, Reuben Tishkoff.Director: Steven SoderberghWriters: Brian Koppelman, David Levien, George Clayton Johnson(characters) JOIN Inspired Disorder +PLUS Today!InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Master urinary tract symptoms! Paul and Matt recap, review, and update past episodes on BPH and urinary incontinence so you'll be able to confidently manage lower urinary tract symptoms (LUTS) in primary care. Topics: categorizing urinary incontinence, lifestyle modifications for LUTS, nonpharmacologic & pharmacologic therapies for urinary incontinence and BPH, plus when to refer to surgery.  Note: There is no CME for this mini-episode, but visit curbsiders.vcuhealth.org to claim credit for most Curbsiders shows! Episodes | Subscribe | Spotify | Swag! | Top Picks | Mailing List | thecurbsiders@gmail.com | Free CME! Credits Written, Produced, and Hosted by: Matthew Watto MD, FACP; Paul Williams MD, FACP   Infographic by: Matthew Watto MD, FACP Cover Art: Matthew Watto MD, FACP Executive Producer: Beth Garbitelli Showrunner: Matthew Watto MD, FACP Editor: Clair Morgan of nodderly.com Sponsor: M3 Global Research To join M3 Global Research's panel, go to M3research.info/curbsiders! Complete registration before Feb 28, 2022 for a $10 welcome bonus! Sponsor: Indeed Go to Indeed.com/INTERNALMEDICINE to claim your $75 CREDIT before March 31st. CME Partner: VCU Health CE The Curbsiders are partnering with VCU Health Continuing Education to offer FREE continuing education credits for physicians and other healthcare professionals. There is no CME for this mini-episode, but visit curbsiders.vcuhealth.org to claim credit for most Curbsiders shows! Show Segments Intro, disclaimer, guest bio Urinary incontinence diagnosis, management BPH diagnosis, management Outro

Rob "Stats" Guerrera and Brandon Lee Gowton react to an incredible Divisional Round and power rank the five best head coaching candidates in this hiring cycle. How the hell is Jimmy Garoppolo still in the playoffs? (3:40) Credit the Rams and Matthew Stafford for a huge play (13:31) Is this the last we've seen of Tom Brady (17:16) Did the return of Derrick Henry actually hurt the Titans? (22:37) Head coaching candidate power rankings (31:00) MVPs and LVPs of the week (56:32) Take our podcast survey: sbnation.com/survey Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you realize how powerful you are? You literally have a genie inside of you ready to grant all of your wishes and desires. In this episode of Transitions, Mr. Henderson and Hyacinth Henderson discuss the powers of the subconscious mind and how to program it for your benefit! #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel good!  Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com www.POSAwellness.Com

Seth and Sean take a look at why Josh McCown is a candidate for the Texans Head Coach job, and who's at fault.

Dave S1E2 “Dave's First” - Episode Recap - Ray Taylor ShowSubscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Dave's first live performance is at a memorial for a 10-year old fan; Dave struggles with comparisons to other white rappers. JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

This week listener questions are answered by guest Anne Lin, MD. Join host Paul Wirkus, MD, FAAP in the discussion. Credit will be available for this topic soon. You can find out more at vcurb.com

His name is Ben Baller, not Ben Humble & he's here to discuss: Being a 100% independent podcast, Rams facing the Niners, not getting his Instagram account back, Crypto.com getting hacked, collaborations, the hustle never stopping, Crypto being down, The American Dollar, words from Billy Markus & more. Then it's an honor and a privilege to have Rob aka @ballin & Kyle from Credit101.com here to discuss: Credit Scores, how important credit is during the pandemic, credit reporting agencies, the difference between scores, how to follow your score, being competitive with pricing, how long it takes to fix, what can be removed from a credit sweep, derogatories, signing up for a special rate & more. Then Ben brings it back for the Outro to discuss: Traveling with his firearm, what he did in The Bay, hitting Chase Center, what he's watching, submitting fan questions, giving away clothes & more. This episode is not to be missed. Follow @international_kyle Go to: www.Credit101.com/BenBaller This Episode is Brought To You By:  www.Shopify.com/Baller http://www.MyBookie.ag Promo Code: BenBaller If you are interested in MLB, NBA, NFL & UFC Picks daily, weekly or monthly subscribe at www.CaptainPicks.com & Follow @TheCaptainPicks on Instagram Produced by: DBPodcasts www.dbpodcasts.com Follow @dbpodcasts on Instagram & Twitter Music by @lakeyinspired Available on all Podcast Platforms, YouTube & BehindTheBallerPod.com Behind The Baller Theme Music  Artist: Illegal Kartel (@illegal_kartel_mikal_shakur) Produced by: Gene Crenshaw @yuyuthemaker

Station Eleven - TV Review - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: A post apocalyptic saga spanning multiple timelines, telling the stories of survivors of a devastating flu as they attempt to rebuild and reimagine the world anew while holding on to the best of what's been lost.Creator: Patrick Somerville(created for television by)JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

In this installment of Freight Broker Boot Camp, I am joined by Elio to hear his story on how he built his credit as a freight broker in record time. Elio shares the challenges he faced as a new broker a reveals a few unconventional tips on getting that AB credit score and setting up a solid foundation for trust-building feedback.   Timestamp: [00:00] How to build credit fast [00:46] Introduction to Elio [01:48] Challenges as a new broker [02:40] No credit to AB credit [05:14] Funding loads using personal credit lines [07:25] Dealing with factory companies [09:54] Reaching out to carriers to reach out to factory companies [11:06] Getting feedback from carriers [13:46] Subscribe, Rate & Review! ---------------------------------- If you enjoyed this episode, please RATE / REVIEW and SUBSCRIBE to ensure you never miss an episode. Connect w/ Dennis & Learn More! Connect with me on LinkedIn Learn to Become A Freight Broker/Agent in 30 Days or Less! Watch Freight Broker Training Videos FREE

Are no-interest credit offers a good thing or a bad thing?

Credits: 0.25 AMA PRA Category 1 Credit™   CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-260   Overview: We will review the current USPSTF recommendations regarding aspirin use to reduce the risk of CVD and colorectal cancer. Additionally, we will discuss as well as the findings of the ASPREE (ASPirin in reducing events in the elderly) randomized clinical trial.   Episode resource links: POEMs: In Older Adults, Aspirin Increases the Risk of Metastatic of Stage 4 Cancers and Cancer Mortality. Barry, Henry C. Am Fam Physician. 2021 Sep; 104(2):online Effect of Aspirin on Cancer Incidence and Mortality in Older Adults. McNeil, John. JNCI: Journal of the National Cancer Institute Volume: 113 Issue 3 (2021) ISSN: 0027-8874 Online ISSN: 1460-2105 Guest: Jillian Joseph, MSPAS, PA-C   Music Credit: Richard Onorato

Top 5: Anticipated TV Shows of 2022 - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: New Year new TV Shows. This is Ray's most anticipated tv shows of 2022.JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Ever had your Grandfather give you the "in my day, we walked 5 miles in the snow, uphill both ways" talk? For younger generations, Financial Literacy often becomes unappealing subject due to this tone it is often presented in. Today we turn the table where Dan Keller, Mortgage Influencer and founder of the widely popular website: BudgetWithDan.com Interview Addy Nett on his perspective and journey with Real Estate, Credit and finally the concept of Career Freedom.  We are excited to Help, it is never too early to book a strategy session and build out a plan for your next property! Schedule Here:Need to Refinance or Get Pre Approved Now! Click to Get Started Online Today!Need Resources / Tools / Videos? Visit our Website: Addy Nett

Jonas Knox explains how the Dallas Cowboys continue to hijack national attention in the midst of the NFL postseason. Jerry Jones has found a surprising target to be his fall guy. Jonas previews the Divisional Round and explains why one underdog has absolutely no chance of winning. Could Bruce Arians walk away after this season? Plus, the latest editions of Do You Care and Knox Locks, stories of mariachi bands, and George Washington taking the field?! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

The Apartment (1960) - Movie Review - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: A Manhattan insurance clerk tries to rise in his company by letting its executives use his apartment for trysts, but complications and a romance of his own ensue.Director: Billy Wilder Writers: Billy Wilder, I.A.L. Diamond JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Ocean's Twelve (2004) - Movie Review - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Daniel Ocean recruits one more team member so he can pull off three major European heists in this sequel to Ocean's Eleven (2001).Director: Steven Soderbergh Writers: George Nolfi, George Clayton Johnson(characters), Jack Golden Russell(characters) JOIN Inspired Disorder +PLUS Today!InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Despite the wildly unique ride that was 2021, which saw a boom in economic growth in most countries, a global inflation surge, and COVID's constant and pervasive presence, the path of the global economy and financial markets may have been more predictable a year ago than they are today. With economic and earnings growth poised to peak, inflation most likely to subside, and tightening of monetary and fiscal policies expected, the outlook for 2022 is murky. In the latest installment of All the Credit®, we provide our expectations for the global economy, inflation, and the fixed income markets for 2022. We also highlight investment and asset allocation trends we're seeing across our global client base, discuss fixed income market technicals, share our best ideas across global bond markets, and identify keys risks for 2022. Join PGIM Fixed Income's newly named Co-Chief Investment Officers, Craig Dewling and Gregory Peters, along with host and PGIM Fixed Income Senior Portfolio Manager Mike Collins, for this look into 2022. This episode was recorded on January 11, 2022.

Do you want to learn how to use your business credit to keep growing your business? Just give me less than an hour of your time, and I'll show you how you can use your strong business credit profile to unlock the power of advanced business vendors. If you would like to get a personal recommendation for the best business loan based on your strength, check out the Funding Blueprint Qualifier and let our team connect you with the best lender based on your strengths.   During the show we discuss: ● A Rarely Discussed Benefit of Business Credit ● Practical Examples ● What Is Available

Rona Dayz 93 - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Rona Dayz started when California first locked down March 2020 along with everything else in the world. In an effort to keep a record of how life has changed Rona Dayz began but the show could easily be called Ray's Diary. Follow the ups and downs of Ray's new reality. JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Swipe Up 170 - Opinion - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Take a look at some of Ray's favorite Instagram posts from the past week.Shout Out To: @abcnews @troyconrads @slashfilm JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

During my four years of high school I worked for a gas station-car wash. Across those years I learned to recognize the shapes, designs, and colors of every car manufacturer. Seeing only a tail-light I could tell you the brand. Life itself is comprised of patterns and shapes such that when we see even one element of a form we know what the larger pattern is. What does that mean for reading today's devolving culture?

McAlvany Weekly Commentary Coup of 22: Elizabeth Warren seizes control of American credit Who needs the “war distraction,” most? Xi, Putin, or Biden? Need income? Evergrande debt is paying 99%! The post He Who Controls The Credit Makes The Rules appeared first on McAlvany Weekly Commentary.

Do you understand your true potential? In this episode of Transitions Hyacinth and Robert explore ways for you to awaken the potential within you. #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel better!  Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com

Dave S1E1 “The Gander” - Episode Recap - Ray Taylor ShowSubscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Dave meets GaTa and tries to get YG on one of his songs.JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

Did you travel for the holidays? As you may know, traveling and the logistics around it can take a lot of preparation and energy, not to mention funds. Rae and K are not the most efficient travelers, so they've invited Janelle on a Jet, travel expert and content creator, on the podcast to share tips for saving coin, traveling smarter, and seeing the world. We've been cooped up for a while now, and we hope this episode inspires you to start dreaming up your next trip and gives you the tools to confidently make it happen. Janelle Rupkalvis is a travel expert and content creator who began expanding her world after a life changing trip to Iceland in 2018. She dove head first into the world of travel, learning about how to find the best deals, earn points and miles, and plan adventure packed trips - both solo and with friends and family. She has now been to 19 countries and continues to share her travel tips and adventures through social media.   “There are different avenues to make travel more accessible for everyone. And once I started getting into it, it opened my eyes and I realized I can go to more than 1 place in 5 years; I can go to 5 places in 1 year!” - Janelle   What we talk about: Traveling solo and safely as a woman How to utilize points and miles in travel to save money Advice for someone who's never traveled and doesn't know where to begin Best cities for solo travel  How to find the best hostels How to feel like you're traveling in luxury Credit cards with the best perks and how to use bonus categories How to use Google Flights to find the best deals Janelle's favorite airline to use to fly to Europe TSA precheck, global entry, Clear: differences and benefits of signing up Tips for booking a trip with a friend Where Janelle wants to go next Traveling during COVID times   “Everyone's wanting to travel. We've been cooped up for forever so this is a great time to start diving in to learn more and get excited. Let's go travel the world!” - Janelle   New podcast episodes of Confident Collective drop every Tuesday.   Resources: Janelle's Tik Tok Janelle's instagram Sign up for Janelle's group trip to Bali Oct 8-15, 2022 Apps for travel: Hostel World  Hotel Tonight  Lounge Buddies Priority Pass Thrifty Traveler: use code JANELLE10 Google Translate, Google Flights Obsessed with items: The FLO app Lux Unfiltered tanning cream Bondi Sands dark tanning foam Ole Henriksen peptide boost moisturizer Follow us on Instagram: @confidentcollective  Follow the Hosts/Founders: @kristinazias & @raeannlangas Learn more: https://www.theconfidentcollective.com/ Stay in the know with our newsletter!        

Today's episode of Financially Naked: Stories from The Financial Gym, two of our Certified Financial Trainers, Myriam and Kadri, sit down to talk about 8 strategies for paying down debt. Whether it's consumer debt, student loans, medical debt, personal loans, or some combination of these, it can be overwhelming to know where to start. Myriam and Kadri talk about concrete action steps you can take to tackle debt and break the cycle.   Podcast Notes STOP USING YOUR CARDS - The most important step of getting out of credit card debt is to stop adding more debt.  Kadri often talks to his clients about credit card psychology. Using debit cards while on a debt payoff journey will help you reduce spending. When you spend on a credit card, that balance increases. When numbers go up, we get a good feeling. We only have to pay the bill one time at the end of the month, instead of feeling the money leave with each transaction. It can be a challenge, but here are some tips to make the transition easier:  Take them out of your wallet if you can. Forget chasing credit card points - it isn't worth the interest and the larger minimum payment  Unlink cards to convenience apps like Uber and DoorDash Chase Sapphire Preferred gives you DashPass, the membership program to DoorDash. While this may help you reduce fees, remember that if you are ultimately going to pay interest then any deal can't offset that! There are cases where you have to use your credit card. Maybe you don't have an emergency fund and putting something on your cards will be the difference between caring for a sick family member or not. If you truly want to break the cycle, you need to also work towards an emergency fund FOCUS ON BUILDING AN EMERGENCY FUND BEFORE AGGRESSIVELY PAYING DOWN DEBT  This is the best way to break the debt cycle  If you've heard the phrase “pay yourself first,” this is an example of that. If you are constantly using your spare cash exclusively towards debt and something major comes up, you'll have to rely on your credit cards This can take time. Saving money is a grind, and that's totally okay!  Though you won't earn a ton of interest, it's worth it to build this insurance policy to prevent you from using cards. However, there are still ways to be mindful of the interest you're paying - one is through the debt avalanche approach. THE DEBT AVALANCHE APPROACH  Tackle the highest interest debt first. If you have an extra $500 to put somewhere (and your emergency fund is fully funded), use that total amount and put it towards one debt, rather than spreading it across a few. This is mathematically the best way to pay down debt if you're going to make additional payments.  You may not like math, but you can use it to your advantage by paying down your highest interest rate debt first by putting extra money towards it.  You can reduce your debt payments even further with a few tools - one I would consider a little tricky, which is debt settlement, and one I would consider more straightforward, which is balance transfer cards and personal loans.  The Snowball Method is another option for paying down debt. Instead of working on the highest interest debt, extra payments are made to the smallest balance debt. This method works well for a lot of people. It comes down to knowing yourself and using whichever method works for you! DEBT SETTLEMENT VS. DEBT MANAGEMENT  Debt Settlement The pros: you can potentially reduce the amount of money you need to pay for your debts, and you can use the money you were spending on debt minimums to save for your emergency fund or make ends meet. The cons: your creditors may not agree with debt settlement, your credit score will likely tank, and you could be charged more debt and fees. This is also tricky because you can get in hot water if you choose to not pay your debt obligations to have more bargaining power in the settlement. There are other somewhat shady companies that handle the debt settlement process for you. What they provide is nothing that you can't do yourself. Always be careful and ask a lot of questions when looking into these companies.  They'll typically ask you to still make monthly payments that they save on your behalf so they can pay the reduced amount for you later. Debt Management  In contrast with debt settlement companies and strategies, there are debt management nonprofits that work with your creditors on your behalf to help lower interest rates, lower fees, and sometimes monthly payments.  They help you keep your credit from suffering if you're struggling with your monthly payments and can work with you to create better cash management habits  It's important to do your research and ask questions. ‘Nonprofit' does not mean they have your best interest in mind. At the end of the day, it is a corporate filing.  They look at your full debt picture. If you have cards open, they require you to shut down your cards, keeping just one open. They have relationships with lenders and will go to them and negotiate the interest on your behalf. Instead of paying the lenders directly, the minimum payment goes to the nonprofit. Programs like this have advantages, but you can also do this on your own, though it takes some time and you might have to make a few rounds of phone calls.  If you miss a payment, all bets are off. You cannot miss a payment. There is risk there, but that's pretty much how it goes.  There are other ways to lower your interest and / or your monthly payments. They are balance transfer cards and personal loans BALANCE TRANSFER AND PERSONAL LOANS  Balance transfer cards usually offer a 0% or lower APR, and you move the balance from one card onto this new one, giving you more time to pay down the debt.  While helpful to reduce interest payments, this can enable you to spend more because you now have more available credit.  Before consolidating, make sure to give yourself some time to get used to a new spending plan that is sustainable for your income. Knowing yourself and your habits is important.  To find a list of BFF Approved Balance Transfer cards, check out this page!  Nerdwallet is also a great resource when looking for cards.  If you already have credit cards, there may be balance transfer options available, so make sure to check those out when you do your research. INCREASE YOUR INCOME This can come from getting a promotion, switching jobs, getting a second job, or starting a side hustle (with low to no startup costs).  Earning more money is something Kadri encourages all of his clients to do. It's easier said than done, but Trainers see it all the time with their clients. They'll get a new job with a 40k salary increase or really advocate for themselves and get a raise in their current roles.   Think about all of your talents, expertise, and get creative when thinking about how you can make more money.  Once you start making more money, be mindful of lifestyle creep. It's important to know yourself and have a plan in place.  Take a look at your expenses and ensure they're helping you reach your debt repayment goals. When it comes to building wealth, look at both sides: increasing income and reducing expenses is the key. REDUCE EXPENSES  The first step, add up all of your fixed expenses, including debt minimums. How much is left over for your variable expenses, savings, and extra debt repayment? There is a minimum you want to have for your variable expenses, especially in high cost of living areas.  When Myriam makes financial plans, she aims to have at least $860 per month or $200 per week for variable expenses. The bare minimum for lower cost of living areas is about $530 per month or $125 per week.  It can feel like a lot of sacrifice. You want to check in with yourself and ensure your physical and mental wellness is being taken care of.  It's easier said than done. There is only so much that can be cut.  Closing the gap between your income and spending is the only way to truly break out of the debt cycle. It is a process and takes time. Be patient and find what works for you. DON'T BE AFRAID TO CONSIDER BANKRUPTCY  Bankruptcy gets a bad reputation, but it can be an amazing tool, especially if your debt to income ratio is 50% or above.  A quick rundown on bankruptcy: it gives you a lot of protection. Your creditors cannot contact you, sue you, put liens on your property or garnish your wages. You can also sometimes be protected from any income tax penalties for the forgiven debt. It is a tremendous tool to give yourself a clean slate. Once you have gone through the process, the debt is gone.  It is a long process and can take months. While bankruptcy does not need to be scary, it should be taken seriously. You can only declare bankruptcy every ten years, so having a plan of action for once the debt is clear is incredibly important!  Martinis and Your Money Episodes about bankruptcy  Declaring Bankruptcy with Colleen  Life After Bankruptcy with Natalie Jean Baptiste  From The Financially Free Blog:  How to File For Bankruptcy  THE BIG TAKEAWAY:  Stop using your credit cards (if you can, and there are some situations where you temporarily have to) Build your Emergency fund Debt avalanche approach Debt management vs settlement Debt consolidation using tools like balance transfer cards and personal loans Increasing your income Reducing your expenses Don't be afraid to consider bankruptcy One of the newest programs at The Financial Gym is our Trainer on Demand, where you can schedule a call every month to chat with a Certified Financial Trainer. If you're looking for someone to help you make a debt management plan and click this link to learn more!    MEET THE TRAINERS Level 3 Certified Financial Trainer, Kadri Augustin Level 2 Certified Financial Trainer, Myriam Robinson 

Clayton Davis with Southern Ag Credit visits with Tom and Jason in Starkville as a Platinum sponsor of the 2021 Row Crop Short Course.

Listen in as Anne Lin, MD and Paul Wirkus, MD, FAAP discuss treatment options for patients with bipolar disorder. Are you a pediatric provider or PCP in Utah and need a psychiatric consult? Call 801.587.3636 Monday - Friday 12:00 noon - 4:30pm or go to uofuhealth.org/call-up.Next week Dr. Lin will answer your questions. Send your questions to questions@vcurb.com.Credit for episodes may be available, go to https://vcurb.com/episodes/ for more information.

A settlement in the Navient student loan case was reached on January 13, 2022. Do you know if your student loans qualify for loan forgiveness? Watch this episode to find out now! #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel good!    Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com www.POSAwellness.Com

His name is Ben Baller, not Ben Humble & he's here to discuss: Pushing through pain, dealing with anxiety and health issues over the years, complications & conspiracies, having his Instagram Page taken down, building your credit, not being around the accessibility, last night time car meet, Jake Paul buying fake Pokemon cards, Merced BBDTS Meet Up, Cryptocurrency being stolen, NFL Playoffs, what he's watching, Happy Birthday Ben Baller trending & more. This episode is not to be missed! This Episode is Brought To You By:  www.LinkedIn.com/Baller www.BetterHelp.com/Baller www.LadderLife.com/Baller www.TrueBill.com/Baller www.Shopify.com/Baller If you are interested in MLB, NBA, NFL & UFC Picks daily, weekly or monthly subscribe at www.CaptainPicks.com & Follow @TheCaptainPicks on Instagram Produced by: DBPodcasts www.dbpodcasts.com Follow @dbpodcasts on Instagram & Twitter Music by @lakeyinspired Available on all Podcast Platforms, YouTube & BehindTheBallerPod.com Behind The Baller Theme Music  Artist: Illegal Kartel (@illegal_kartel_mikal_shakur) Produced by: Gene Crenshaw @yuyuthemaker

High credit scores open doors for real estate investors to maximize their borrowing rates and returns, but credit sense is not common sense and tiny details can make a huge difference. Credit expert Mike Doyle joins Mike Harrison on the show to share best practices for improving your credit in just 3-6 months! Click to Listen Now

Subscribe to the Skip Bayless Show on Apple Podcasts:http://sprtspod.fox/kxya4try & Spotify: http://sprtspod.fox/8axb_46- Listen & subscribe to more FOX Sports podcasts: http://sprtspod.fox/cn3tvxrg 00:00 Cowboys' loss to the 49ers 28:40 Did Dallas blow their best opportunity to return to the Super Bowl? 47:00 Bucs/Eagles 59:42 Dak on fans throwing things at refs: “Credit to them” 1:13:24 AB on TB12 1:23:30 Dak's issues 1:34:30 Arians' coaching style 1:40:38 Mike McCarthy's future 1:48:48 Brady vs. Belichick 1:54:24 Cardinals/Rams Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, JoDee and Susan discuss leadership with entrepreneur, keynote speaker, and leadership coach Jennifer McClure. Topics include why it's important for leaders to have a personal brand, what skill leaders need to develop to get their ideas heard, and what leaders can do to attract and retain talent. Visit www.getjoypowered.com/show-notes-episode-134-taking-a-look-at-the-future-of-leaders-shrm-credit/ for full show notes and links. This episode offers 0.50 hour of SHRM recertification credit. To get SHRM credit for listening to this episode, fill out the evaluation here: www.getjoypowered.com/shrm Follow us on social media: Instagram | LinkedIn | Facebook | Twitter Sign up for our email newsletter at www.getjoypowered.com/newsletter 

The Tragedy of Macbeth - Movie Review - Ray Taylor Show Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: A Scottish lord becomes convinced by a trio of witches that he will become the next King of Scotland, and his ambitious wife supports him in his plans of seizing power.Director: Joel Coen Writers: Joel Coen(written for the screen by), William Shakespeare(based on the play by) JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Sponsored By:InspiredDisorder.com/tmf The Many Faces - Original abstract ink portraits by Ray Taylor. Code: RTS for 25% OFF. StationHouseCoffee.com and @StationHouseCoffee on Instagram for premium small batch, single source coffee.InspiredDisorder.com/Ting $25 CREDIT! The best carrier. The best coverage.Same low rates, now with three coast-to-coast networks.Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links

You've waited long enough, now Insert Credit ranks the greatest video game consoles of all time, and a few others for good measure.

Credits: 0.25 AMA PRA Category 1 Credit™   CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-259   Overview: Per CDC data, approximately 2.5 million Americans present each year to emergency departments with head injuries, and 15% of all high school students report experiencing at least one concussion. Current guidelines recommend physical and cognitive rest for 24-48 hours post-concussion with minimal guidance on screen time parameters. Recent evidence is emerging that supports avoidance of screen time and encouragement of aerobic activity as strategies to shorten and lessen post-concussion symptoms. Join us as we discuss 2 recent studies regarding screen-time and aerobic exercise that add critical information to best practice for reducing post-concussion symptoms.   Episode resource links: John J Leddy, Christina L Master, Rebekah Mannix, Douglas J Wiebe, Matthew F Grady, William P Meehan, Eileen P Storey, Brian T Vernau, Naomi J Brown, Danielle Hunt, Fairuz Mohammed, Andrea Mallon, Kate Rownd, Kristy B Arbogast, Adam Cunningham, Mohammad N Haider, Andrew R Mayer, Barry S Willer. Early targeted heart rate aerobic exercise versus placebo stretching for sport-related concussion in adolescents: a randomised controlled trial. The Lancet Child & Adolescent Health, 2021; DOI: 10.1016/S2352-4642(21)00267-4   Macnow T, Curran T, Tolliday C, et al. Effect of Screen Time on Recovery From Concussion: A Randomized Clinical Trial. JAMA Pediatr. Published online September 07, 2021. doi:10.1001/jamapediatrics.2021.2782 https://jamanetwork.com/journals/jamapediatrics/article-abstract/2783638#graphical-abstract-tab   DePadilla L, Miller GF, Jones SE, Peterson AB, Breiding MJ. Self-reported concussions from playing a sport or being physically active among high school students—United States, 2017. MMWR Morb Mortal Wkly Rep. 2018;67(24):682-685. doi:10.15585/mmwr.mm6724a3   University at Buffalo. (2021, September 30). Aerobic exercise after a sport-related concussion speeds recovery in adolescent athletes, study suggests: Daily aerobic exercise significantly reduced the risk of prolonged recovery. ScienceDaily. Retrieved October 2, 2021 from www.sciencedaily.com/releases/2021/09/210930213654.htm   McCrory P ,Meeuwisse W,Dvorak J,etal. Consensus statement on concussion in sport—the 5th International Conference on Concussion in Sport held in Berlin, October 2016. Br J Sports Med. 2017;51(11):838-847. doi:10.1136/bjsports-2017- 097699   Centers for Disease Control and Prevention. Recovery from concussion. Centers for Disease Control and Prevention; 2019. Accessed October 12, 2020. https://www.cdc.gov/headsup/basics/ concussion_recovery.html. Guest: Guest   Music Credit: Richard Onorato

Much media attention has been rightfully aimed at the recent failures of Congress, but there was, in fact, lawmaking happening at the end of 2021. In this episode, learn about some laws that didn't get much attention, including a law that solves a real problem and a few laws designed to economically punish China. We also take a look at what is happening in Congress as we start 2022 and look for opportunities for effective activism as we enter this Congressional election year. Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! Please take our show note survey! Background Sources Recommended Congressional Dish Episodes CD236: January 6: The Capitol Riot CD232: American Rescue Plan CD155: FirstNet Empowers AT&T CD096: Fast Tracking Fast Track (Trade Promotion Authority) NDAA 2022 Jamie Dupree. Dec 9, 2021. “Who says bipartisanship is dead? It isn't on defense.” Atlanta Journal-Constitution. Huawui Sanctions Alessandro Civati. Jan 10, 2022. “Huawei Risks - A Government Security Review.” LinkedIn. Craig S. Smith. Sept 29, 2021. “How the Huawei Fight Is Changing the Face of 5G.” IEEE Spectrum. Federal Communications Commission. Mar 12, 2021. “FCC List of Equipment and Services That Pose National Security Threat.” Hadlee Simons. Sept 15, 2020. “More Huawei sanctions go into effect from today. What does that mean?” Android Authority. Julian E. Barnes and Adam Satariano. Mar 17, 2019. “U.S. Campaign to Ban Huawei Overseas Stumbles as Allies Resist.” The New York Times. Build Back Better is Dead Joe Manchin. Dec 19, 2021. “Joe Manchin: 'I cannot vote' for Build Back Better amid 'real' inflation.” Fox News. Jamie Dupree. Dec 3, 2021. “No shutdown but little headway in Congress.” Regular Order. 2022 Spending Department of Homeland Security. “Operation Allies Welcome.” Paul Kane. Jan 12, 2022. “The E-word is poised for a Capitol Hill comeback.” The Washington Post. Voting Rights and Election Reform Cristina Marcos. “House passes voting rights package, setting up Senate filibuster showdown” Jan 13, 2022. The Hill. Zachary B. Wolf. May 19, 2021. “The 5 key elements of Trump's Big Lie and how it came to be.” CNN. The Filibuster Lindsay Wise. Jan 10, 2022. “McConnell Issues Threat to Democrats on Filibuster Changes.” The Wall Street Journal. Tim Lau. Apr 26, 2021. “The Filibuster, Explained.” Brennan Center for Justice. Sarah A. Binder. Apr 22, 2010. “The History of the Filibuster”. Brookings. The Electoral Count Act Miles Parks. Jan 8, 2022. “Congress may change this arcane law to avoid another Jan. 6.” NPR. Laws and Resolutions S.J.Res. 33: A joint resolution joint resolution relating to increasing the debt limit. Sponsor: Sen. Chuck Schumer (D-NY) Status: Signed into law by the President on Dec 16, 2021 S. 610: Protecting Medicare and American Farmers from Sequester Cuts Act Sponsor: Sen. Tim Kaine (D-VA) Status: Signed into law by the President on Dec 10, 2021 S. 1605: National Defense Authorization Act for Fiscal Year 2022 Status: Signed into law by the President on Dec 27, 2021 S. 3377: Capitol Police Emergency Assistance Act of 2021 Sponsor: Amy Klobuchar (D-MN) Status: Signed into law by the President on Dec 22, 2021 H.R. 6256: To ensure that goods made with forced labor in the Xinjiang Uyghur Autonomous Region of the People's Republic of China do not enter the United States market, and for other purposes. Sponsor: Rep. Jim McGovern (D-MA) Status: Signed into law by the President on Dec 23, 2021 H.R. 3919: Secure Equipment Act of 2021. Sponsor: Rep. Steve Scalise (R-LA) Status: Signed into law by the President on Nov 11, 2021 H.R. 6119: Further Extending Government Funding Act Sponsor: Rep. Rosa DeLauro (D-CT) Status: Signed into law by the President on Dec 3, 2021 H.R. 1319: American Rescue Plan Act of 2021 Tax credits for COVID Sec. 4006: Funeral Assistance For the COVID emergency declared on March 13, 2020 “and for any subsequent major disaster declarations that supercedes such emergency declaration”, FEMA funds “shall” be paid for 100% of disaster-related funeral expenses. Sec. 9631: Refundability and Enhancement of Child and Dependent Care Tax Credit For 2021, eligible taxpayers can get up to 50% of up to $8,000 in childcare costs (capped at $16,000 for multiple children under the age of 12) reimbursed via a refundable tax credit. The credit phases out for families with income higher than $400,000 per year. Sec. 9642: Credit for Sick Leave For Certain Self-Employed Individuals Allows self employed individuals to receive a tax credit for sick day related to COVID-19 from April 1, 2021 through September 30, 2021, including getting tested, quarantining, illness, and getting the vaccine. The number of days is capped at 10 and its capped at $200 per day. (=$2,000) Sec. 9643: Credit For Family Leave For Certain Self-Employed Individuals Allows self employed individuals to receive a refundable tax credit for family leave for COVID-19 testing, illness, or vaccines. It's capped at 60 days and $200 per day (=$12,000) Bills H.R.4 - John R. Lewis Voting Rights Advancement Act of 2021 Sponsor: Rep. Terri Sewell (D-AL) S.2747 - Freedom to Vote Act Sponsor: Sen. Amy Klobuchar (D-MN) H.R.5746 - Freedom to Vote: John R. Lewis Act Sponsor: Rep. Donald Beyer (D-VA) Audio sources Sen. Kyrsten Sinema. Jan 13, 2022. “Senator Sinema Announces Opposition to Changing Filibuster Rules.” C-SPAN. Sen. Krysten Sinema: I rise at a challenging divisive time for our nation. For years, America's politics have spiraled steadily downward into increasingly bitter tribal partisanship and our democracy has been strained. While that may sound abstract, it is a problem that hurts Americans in real, tangible ways. These deepening divisions hurt our ability to work together to create new job opportunities, protect the health and safety of our communities and country and to ensure everyday families get ahead. Our country's divisions have now fueled efforts in several states that will make it more difficult for Americans to vote and undermine faith that all Americans should have in our elections in our democracy. These state laws have no place in a nation whose government is formed by free, fair and open elections. I share the concerns of civil rights advocates and others I've heard from in recent months about these state laws. I strongly support those efforts to contest these laws and court and to invest significant resources into these states to better organize and stop efforts to restrict access at the ballot box. And I strongly support and will continue to vote for legislative responses to address these state laws, including the freedom to vote Act, and the John Lewis voting rights Advancement Act that the Senate is currently considering. And while I continue to support these bills, I will not support separate actions that were sent the underlying disease of division infecting our country. The debate over the Senate 60 vote threshold shines a light on our broader challenges. There is no need for me to restate my long standing support for the 60 vote threshold to pass legislation. There's no need for me to restate its role protecting our country from wild reversals and federal policy. Eliminating the 60 vote threshold will simply guarantee that we lose a critical tool that we need to safeguard our democracy from threats in the years to come. Our mandate, it seems evident to me work together and get stuff done for America. Cover Art Design by Only Child Imaginations Music Presented in This Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)

You are the producer, director, screenwriter, and actor of your life! Are you living the production of your dreams? In this episode of transitions, we explore the many roles you play in ensuring your life is a success! #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel good!  Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com www.POSAwellness.Com

Why do some buildings have revolving doors? After all, they are sometimes heavy and hard to push, and a lot of people hate them. So where did they come from? There must be a purpose to them. Listen to hear a very surprising story. https://www.mentalfloss.com/article/63378/whats-point-revolving-doors If your 2022 New Year's resolution involves exercising more, you really should listen to my guest Kelly McGonigal, research psychologist and lecturer at Stanford and author of the book, The Joy of Movement (https://amzn.to/2N2wide). Kelly explains not only the long-term benefits of movement but the instant and satisfying benefits of moving your body even just a little - right now. You may find what she has to say surprising as it isn't the same old exercise advice you've heard a million times before. Talking to strangers can be tedious. After all, what's the point of having a 15 second conversation with someone in line at the supermarket who you will never se again? Perhaps that is not the way to look at it. Kio Stark has been seeking out strangers to talk to for a long time. She loves it. Kio is author of the book When Strangers Meet (https://amzn.to/2s2ihEU). Listen to hear her explain why and what benefits you can get for investing in those brief conversations rather than avoiding them. You can see her TED talk here: https://www.ted.com/talks/kio_stark_why_you_should_talk_to_strangers When a woman cries it can have a dramatic effect on a man. Not only because she is sad but also because of how her tears smell – seriously. This episode begins with an explanation of the connection between a woman's tears and a man's testosterone. http://healthland.time.com/2011/01/06/the-crying-game-womens-tears-dial-down-testosterone/ PLEASE SUPPORT OUR SPONSORS! Check out Squarespace.com for a free trial, and when you're ready to launch, go to https://squarespace.com/SOMETHING to save 10% off your first purchase of a website or domain. Get a $75 CREDIT at https://Indeed.com/Something To see the all new Lexus NX and to discover everything it was designed to do for you, visit https://Lexus.com/NX Discover matches all the cash back you've earned at the end of your first year! Learn more at https://discover.com/match Find out how Justworks can help your business by going to https://Justworks.com https://www.geico.com Bundle your policies and save! It's Geico easy! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time for a Friday Flight! These episodes are all about the week's financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: the big tax-prep software companies opt-out of IRS Free File, 1 in 7 workers are now remote, invasive inflation on car and home taxes, crypto scams and celebrity lawsuits, buy now pay later counting towards your credit score, credit bureau ineptitude, debt repair companies are pointless, & the push to limit insider trading by members of Congress. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

The dire situation we are in as a nation does not demand people screaming to be recognized for an idea. What's the one thing ever major atrocity ever committed have in common. Stop letting them use your morals against you. They don't believe it anyway. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

As a real estate investor, you're going to spend money. Numerous expenses come with investing in real estate. And, simply put, if you are not using credit cards for your real estate projects, you are leaving money on the table. But credit cards have their downside too. So, as long as you're learning how to invest money, you might as well make the most of it. And today, we will be sitting down with Brent Bowers as he teaches us how to leverage credit to build up our wholesaling careers! RESOURCES: Landsharks Capital Craigslist The Land Sharks Program

If you haven't got a New Year's resolution to work on yet - I've got one for you - it's tackling clutter! This episode begins with some thoughts about what clutter does to your mental health and how you can fix it. http://www.timetoorganize.com/wp-content/uploads/realsimple-article.pdf There is something called “lifestyle medicine.” It is the idea that what you eat, how you exercise and generally how you live your life will affect your health - for better or worse. That likely comes as no surprise to you, but you probably think the effects are minimal. And you would be wrong. For decades Dr. Dean Ornish has been researching lifestyle medicine and found that small changes in how you live ( actually just 4 changes) can have a huge impact on your health and longevity and even reverse chronic illness. The research is impressive, and the results are compelling. Listen as he discusses how you can make these changes and quickly see real improvement. Dr. Ornish is author of the book UnDo It! : How Simple Lifestyle Changes Can Reverse Most Chronic Diseases (https://amzn.to/3qYaSB7). Numbers are sometimes hard to grasp. For instance, 1 million seconds equals 12 days. So how long is 1 billion seconds? You will have to listen to this episode to find out but I bet your guess is way off! Since we use numbers every single day, it just might help to find ways to better understand and explain them as well as make them memorable. Joining me with some great insight into this is Chip Health. Chip teaches at Stanford, has authored several books and his latest is Making Numbers Count (https://amzn.to/3t3AMpG). Listen as chip makes numbers come alive! Just about every food has an expiration date or “sell by” date or “best if used by” date on it. But in some cases they can be very misleading. A lot of foods will last a long time past the “sell by” date. You may be throwing away food that is perfectly fine. Listen and I will give you foods you can likely hang on to a little longer. https://www.webmd.com/diet/features/do-food-expiration-dates-matter#1 PLEASE SUPPORT OUR SPONSORS! Check out Squarespace.com for a free trial, and when you're ready to launch, go to https://squarespace.com/SOMETHING to save 10% off your first purchase of a website or domain. Get a $75 CREDIT at https://Indeed.com/Something To see the all new Lexus NX and to discover everything it was designed to do for you, visit https://Lexus.com/NX Discover matches all the cash back you've earned at the end of your first year! Learn more at https://discover/match Find out how Justworks can help your business by going to https://Justworks.com https://www.geico.com Bundle your policies and save! It's Geico easy! Learn more about your ad choices. Visit megaphone.fm/adchoices