Podcasts about Credit

As market murmurs about an AI bubble, our Head of Corporate Credit Research Andrew Sheets offers some perspective on the impacts of the increasing demand for debt.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Today, a look at a very different type of challenge for credit markets. It's Friday, November 21st at 6pm in Singapore. It has now been well over 15 years since the Global Financial Crisis shook the credit markets to its very core. It's hard to state just how extreme that period was. How many usual relationships and valuation approaches broke. It saw the worst credit losses in 80 years; I think, and hope, that this record will hold for the next 80. This shock, however, did have a silver lining for the credit market. After a crisis that was driven by bank balance sheets being too large and complex, they shrank and simplified. After companies saw capital markets suddenly shut, they increased their cash levels and often managed themselves more conservatively. The housing market long, the engine of debt growth in the U.S. saw much tighter lending standards and less overall borrowing. And so, all these trends had a common theme. Less bond supply. The credit market has seen numerous bouts of volatility in the years since. But these have generally been driven by concerns around the macro economy, like the eurozone crisis or COVID. Or they've been driven by companies' specific issues such as weakness around the oil sector in the mid 2010s or the collapse of Silicon Valley Bank in 2023. The idea that there would be too much borrowing for the level of demand and that this causes market weakness, well, it just hasn't been an issue. Until – that is – now. As we've discussed on this program, there is an enormous increase underway in the amount of capital expenditure by technology companies as they look to build out the infrastructure that supports their cloud and AI ambitions. Morgan Stanley Equity Research estimates that the largest spenders will commit about $470 billion of spending this year and [$]620 billion of spending next year. That's over $1 trillion of spending in just a two-year period. And it's still growing. We see a lot of momentum behind this spending, as the companies doing it have both enormous financial resources and see it as central to their future ambitions. But all this spending, however, will need to come from somewhere. These are often very profitable companies and so we think about half will be funded from their cash flows. The other half, well, debt markets will play a big role, especially as these companies are often highly rated and so have significant capacity to borrow more. And over the last few weeks, those spigots have now turned on. Several large technology hyperscalers have been borrowing tens of billions at a clip, and they've been doing this in short succession. There is some good news here. This new borrowing has been coming at a discount, with the issuers willing to pay investors a bit more than their existing debt to take it on. Demand in turn has been very high for this debt. And in most cases, this borrowing is still well below anything that could feasibly trigger rating agency action. But it is raising a very different type of issue after a long period where, generally speaking, investors have rarely worried about excessive supply – these are very large deals coming at very large discounts, and they are moving the market. If a AA rated company is in the market willing to pay the same as a current single A, well, that existing single A credit just simply looks less attractive. As far as problems go, we think this is a generally less scary one for the market to face but is a new challenge – something we haven't encountered for some time. And based on the aforementioned spending plans, it may be with us for some time to come. Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen, and also tell a friend or colleague about us today.

Stocks closing out the week with a big leg higher, as equities rebound after an Nvidia led sell-off on Thursday. The sectors gaining ground, and if the volatility will continue into a shortened holiday week. Plus Rounding up all the retail data and results that came in this week, the huge move in airlines, restaurants, and housing stocks, and where to find opportunity in the credit markets.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tears of joy, tears of sadness, tears of frustration or tears of pain - humans are thought to be the only animals that cry tears of emotion. CrowdScience listener Lizzy wants to know: why do we cry for emotional reasons? What is its evolutionary benefit? And why do some people cry more than others? It turns out that humans cry three types of tear: basal, reflex and emotional. The first kind keeps our eyes nice and lubricated and the second flushes out irritants such as fumes from the pesky onion, but the reasons for emotional tears are a bit harder to pin down. Using a specially designed tear collection kit, presenter Caroline Steel collects all three kinds of tears. With them safely stashed in tiny vials, she heads to the Netherlands, to Maurice Mikkers' Imaginarium of Tears. Looking at her crystallised tears under a microscope will hopefully unveil a mystery or two. Marie Bannier-Hélaouët, who grew tear glands for her PhD, explains how the nervous system processes our emotions into tears. But why should we cry for both happiness and sadness, and for so many other emotions in between? Ad Vingerhoets, Professor of Clinical Psychology at Tilburg University, suggests we cry for helplessness - our bodies do not know how to process such intensity of feeling. But do these tears bring relief? Lauren Bylsma, Associate Professor of Psychiatry at the University of Pittsburgh, has been studying heart rates during crying episodes to find out. With her help, we also explore if women do in fact cry more than men, and why that might be. Presenter: Caroline Steel Producer: Eloise Stevens Editor: Ben Motley Photo: Fisheye woman having a cry - stock photo Credit: sdominick via Getty Images)

Terri Couser is an entrepreneur, coach, and Board-Certified Credit Consultant with two degrees from Villanova University. Her career began at TransUnion, where she updated thousands of credit profiles, sparking her passion for real estate and helping others build financial stability through home buying, selling, and property management. Through her Wealth Building Ministry, Terri empowers individuals and youth to create generational wealth and LEGACY, partnering with organizations like the Philadelphia Education Fund and Year Up for panels and speaking events. Today, Terri teaches people nationwide how to leverage credit to build wealth, start businesses, and achieve financial freedom. She has grown her company into a national brand, partnered with global influencers, launched Credit Leverage Lifestyle and "The Winner's Circle" community, and hosts Major Impact on The CW's CONNECT Network to help women entrepreneurs master money and investing. During the show we discussed: The inspiration behind creating Credit Leveraged Lifestyle. How credit leverage helps break generational debt cycles. Why the credit repair industry is full of misinformation. Common credit myths people still believe. How bureau experience gives an edge in credit consulting. Risks of following bad online credit advice. First steps in starting a credit-building or repair journey. Key differences between personal and business credit. How to build business credit without using a personal SSN. Biggest mistakes with credit utilization and DTI. How Board and Credit Score Certification set you apart. Results clients see from your programs. Why understanding credit reports and scores matters. How better credit unlocks major financial opportunities. What's included in the 90-module Credit Leveraged Lifestyle course. Resource: https://www.creditleveragedlifestyle.com/  

In this episode of The Jason Cavness Experience, Jason sits down with Tierrá Bonds, Founder & CEO of Take Charge Credit Consulting. To dig into the financial realities so many people quietly struggle with  credit, debt, generational trauma, and why the racial wealth gap continues to grow in the U.S. Tierrá breaks down her journey from her early struggles with credit to becoming one of the leading trauma-informed financial coaches working with individuals, nonprofits, and government agencies across Washington State. She shares how childhood experiences shape our relationship with money, why credit systems are designed the way they are, and the truth behind predatory lending, payday loans, rent reporting, and how the system keeps people stuck.  The conversation dives deep into motherhood, entrepreneurship, financial trauma, the psychology of money, the realities of poverty vs. "American poverty," building wealth later in life, and how Tierrá helps people repair credit, rebuild confidence, and create generational change. If you've ever dealt with financial stress, avoided looking at your credit report, or felt like you were "behind," this episode will hit home. Topics Discussed: • Motherhood, entrepreneurship, and finding life balance • Travel stories, cultural experiences, and exploring the world • Trauma-informed financial coaching and why money triggers people • Generational wealth gaps and the racial credit gap • Credit myths, credit utilization, and how the system really works • Payday loans and predatory financial structures • Rent vs. homeownership and the importance of education • Why many families avoid talking about money • Business credit vs personal credit and TikTok myths • Working with nonprofits, cities, and the Department of Commerce • Why many entrepreneurs aren't ready to be business owners • Funding disparities for Black women founders • Mental health, financial shame, and asking for help • Tierrá's long-term vision: entrepreneurship, investment, and social impact • Advice for anyone trying to finally get their financial life in order Support CavnessHR  Help Fix HR for Small Businesses CavnessHR is building an AI-native HR system for small businesses with 49 or fewer employees. Automation + a dedicated HR Business Partner  built to save small businesses time, money, and stress.  Here's how you can support the mission:  

Brian from Smile for Miles shares his story of being a nurse and getting caught up in drugs.⁣ ⁣ Brian's Youtube https://www.youtube.com/@SmilesforMiles2024 ⁣ ⁣

In this episode of Excess Returns, we talk with Carl Kaufman, Co-President and Co-CIO of Osterweis Capital Management, about navigating today's fixed income landscape. Carl breaks down the major segments of the bond market, explains how credit and interest rate cycles interact, discusses private credit risks, and shares how he builds durable, low-volatility bond portfolios. Drawing on more than two decades managing one of the top multi-sector income funds, Carl offers clear, practical insights for investors trying to understand yields, defaults, duration, and where returns are most attractive today.Main topics covered:• Overview of investment grade, high yield, leveraged loans, and private credit• How today's credit quality is shifting across the bond market• Why the high yield market may be higher quality than most investors realize• How levered loans and private credit have changed system dynamics• How Carl uses the interest rate cycle and credit cycle to position the portfolio• Why he avoids style boxes and instead buys bonds like a stock picker• The flaws in fixed income indexing and why active management matters more in bonds• How he evaluates companies, business models, leverage, and free cash flow• Why distributors and equipment rental companies are strong long-term bond businesses• The risks of the AI Capex boom and echoes of past bubbles• Where defaults are rising and why private credit concerns may not be systemic• Why his portfolio is short duration and how he uses cash as optionality• How he protects against large drawdowns and manages risk across cycles• His perspective on the Fed, inflation, employment data, and rate cuts• Carl's one investing belief most peers disagree with• The one lesson he would teach every investorTimestamps:00:00 Intro and bond market quality shift01:00 Carl's background and fund philosophy02:42 Defining investment grade, high yield, loans, and private credit08:00 Why high yield quality has improved10:07 The two-cycle approach: interest rates and credit14:31 How today's cycle differs18:03 Why forecasting matters less than knowing where you are18:52 Buying bonds like a stock picker25:28 Index flaws in fixed income26:56 Sectors Carl prefers29:16 Thoughts on AI Capex, Nvidia, and financing trends33:10 Sector concentration in bond portfolios34:51 Position sizing and portfolio construction35:43 Cracks in private credit and default data39:45 Private credit for retail investors40:34 Why Carl is short duration today44:57 Using cash and liquidity as a strategic tool45:44 Risk management and drawdowns47:29 The Fed, inflation, employment, and policy uncertainty53:53 Closing questions: belief peers disagree with54:45 One lesson for the average investor

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(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Limited Deals on Flights and Hotels00:07 Capital One to British Airways Transfer Bonus03:52 Amex to ANA Transfer Bonus08:11 Wyndham Points Sale12:55 Lufthansa Miles Purchase Deal16:16 Conclusion and Future TutorialsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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A private credit crisis is brewing beneath the surface. From sudden bankruptcies to forced fund closures, this is a warning every saver needs to hear. Learn why physical gold and silver are the historical safe havens during every crisis—and why now is the time to act.

Hart, Fitzy and Ted discuss the role of Eliot Wolf in the Patriots' front office, and they debate how much credit Wolf deserves for the team's rapid turnaround in 2025 compared to Vrabel and others.

Marc Rubinstein is author of Net Interest – a leading weekly newsletter on the world of finance. Before this, Marc spent ten years at leading hedge fund Lansdowne Partners, where he was a partner and portfolio manager. This was after he spent time on the sell-side working for Barclays Investment Bank (BZW), Schroders and then Credit Suisse, where he was head of the European banks research team. In this podcast we discuss:.   AI bubble historical analogies  1907 crisis and non-bank growth  Private credit risks  Fraud cycles and market corrections  Jane Street's technological edge  Exchanges commoditise trading  Banks adopt blockchain technology  Fintech challenges incumbents  AI disrupts entry-level finance jobs  Books mentioned: 1929 (Andrew Ross Sorkin), Land Trap (Mike Bird) 

A medium at the very start of her journey brings raw, unfiltered tales of her earliest ghost searches and readings. Jeni Monroe and Tressa Slater sit down with Sherry Boroto to explore what it means to be brand-new in a world full of spirits.Ghosts, Guts, & Beginners' Luck - Monsters Lounge PodcastSherry Boroto's link:https://www.whispersofemerald.com/Find all Monsters Lounge info and links here:https://www.monstersloungepodcast.com/https://linktr.ee/monsterslounge(and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW)Pathways to Spirit with Sarah LemosIt's time to uncover your gifts and abilities.register now at https://www.mediumsarahlemos.com/ PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW Cornbread Hemp - Save 30% off your first order at www.cornbreadhemp.com/P60 and enter P60 into the coupon code Factor Meals - Get 50% off your first order & Free Shipping at ⁠⁠www.FactorMeals.com/p6050off⁠⁠ & use code: P6050off at checkout Mint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to ⁠⁠www.MintMobile.com/P60 Steam Beacon TV - Your home for Paranormal, Horror & True Crime TV https://streambeacontv.com/⁠⁠ Shadow Zine - ⁠⁠⁠https://shadowzine.com/⁠⁠⁠ Love & Lotus Tarot with Winnie Schrader- ⁠⁠⁠http://lovelotustarot.com/⁠⁠⁠ PLEASE RATE & REVIEW THE PARANORMAL 60 PODCAST WHEREVER YOU LISTEN! -Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge-Special thanks to Dave Schrader and The Paranormal 60 Network Learn more about your ad choices. Visit megaphone.fm/adchoices

(00:00) Zolak & Bertrand begin the hour discussing how if the Patriots make the Super Bowl, no one will question their easy schedule. (13:05) The crew dives into credit pie for the Patriots. Plus a debate of the best kinds of pie. (26:24) Ohio sends Umass to 0-11 on the season. We touch on the current state of Umass football. (35:19) Zo and Beetle close the hour with a music discussion. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Drive noted how fans and media alike gave Kansas a lot of credit for keeping the game close, while being outmanned.

The holiday season is here, and so is OM SYSTEM's Black Friday pricing. Right now, you can save up to $400 on many of the cameras and lenses that they make.The OM-1 Mark II, their professional powerhouse perfect for bird and wildlife photography, with blazing-fast autofocus and class-leading stabilization, is $400 off. For those looking for an even lighter all-around travel kit, the OM-3 and M.Zuiko 12-45mm F4.0 PRO package is only $2099.99. And if you're looking to upgrade your glass, you'll find big savings on almost al M.Zuikol lenses.Check out the full lineup at explore.omsystem.com/petapixel and take your photography to the next level without breaking the bank.Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card, which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) Or you can pay over time with 6 and 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo.Credit card offers are subject to credit approval. Payboo Credit Card Accounts are issued by Comenity Capital Bank.The PetaPixel team uses different cameras and lenses every day as part of our job but behind the scenes, we carry around a few pieces of mainstay gear that we just can't live without. This week, The PetaPixel Podcast team reveals the equipment they've been carrying this year that keeps the wheels of journalism turning. We use Riverside to record The PetaPixel Podcast in our online recording studioIn This Episode00:00 - Intro; Chris and Jordan are working a shift at the Camera Store Next Week!12:25 - We just got the best look yet at Jeff Bridges' WideluxX project15:10 - ARRI is trying to mimic film with a digital plugin18:11 - Fujifilm released the film simulation LUTS it promised20:49 - Light Lens Lab has recreated the Leica Summilux 35mm f/1.424:56 - Mint addresses major Rollei 35AF shortcoming27:40 - Lumix is shutting down its pro services in the UK and Europe31:34 - The R6 Mark III can overheat34:34 - Basketball player runs back onto the court with camera strapped to his leg36:51 - Everything ELSE you missed!41:00 - The Fantasy Camera Draft poll results44:46 - Do you do graphic design? Reach out!45:54 - The gear we use every day (2025 edition)1:07:49 - Chris teases an upcoming new Wotancraft Pilot sling bag1:11:22 - New segment alert: Review Roundup!1:19:51 - What have you been up to?1:23:58 - Tech support1:35-45 - Feel good story of the week

In this 2026 Outlook discussion, our experts across Direct Lending, Asset-Based Finance and Portfolio Finance cover:- Where they see value and how they're assessing risks- What trends are shaping the landscape in the year ahead- Their personal “bold predictions” for 2026Panelists:Orla Walsh – Head of Europe Private Credit Portfolio ManagementJim Moore – Head of Asset-Based FinanceDadong Yan – Head of Portfolio Finance Episode Segments:(01:47) – 3 trends shaping the landscape for private credit (05:30) – Assessing risks in private credit today (07:57) – Deal pricing and structuring dynamics (10:12) – Private credit's runway for growth (12:41) – Regional divergences & the impact of tariffs(19:29) – Defining private asset-based finance (23:22) – How macroeconomic trends & divergences are shaping the landscape (29:53) – Jim's bold prediction for ABF in 2026 (34:02) – Defining portfolio finance and why it's gaining traction (40:40) – Key risks facing the market (44:17) – Misconceptions around the market (47:39) – Dadong's bold prediction for portfolio finance in 2026 Make sure to follow our LinkedIn newsletter, Where Credit is Due to stay up-to-date on our latest public & private credit market insights.IMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-4971702

In this episode, Stewart Foley welcomes Ryan Brauns of Ares US Direct Lending for a deep dive into the mechanics and momentum behind one of the industry's most influential private credit platforms. Ryan explains how Ares has scaled its direct lending business, the role of underwriting discipline, and why duration alignment remains one of the most important considerations for insurers entering the asset class.   The conversation explores everything from the structure of Ares' capital pools to how leverage, covenants, and loan-to-value ratios fit into today's market realities. Ryan also shares insights on spread dynamics, the rise of retail participation, and how insurers, large and small, are thinking about private credit in their strategic asset allocations.   Whether you're new to private credit or want a deeper look behind the scenes of one of the space's leading managers, this episode offers valuable clarity and perspective for insurance investment professionals.

This week: Host Scott McCartney with Guest Co-Host Oscar Munoz, Fmr CEO United, Guest: Scott Kirby, CEO, United. Topics: Air travel as a political tool; Credit card swipe fee change impact on airlines; A Scott Kirby job assessment by the person who hired him.

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(0:00) Felger, Mazz, and Murray begin the third hour discussing the impact Josh McDaniels and Eliot Wolf have had on the Patriots success.(15:30) The discussion continues on if Josh McDaniels deserves some credit for the success of the Patriots offense. Plus, more caller reaction on the Patriots. (22:10) The guys discuss Jeremy Swayman and David Pastrnak following the Bruins 3-1 loss to the Hurricanes last night. Plus, thoughts on the state of the Celtics.(29:58) Quick thoughts on Bill Belichick and UNC's loss to Wake Forest.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Freddy01:17 Freddy's Journey into Points and Miles03:05 Digital Nomad Life and Travel Experiences04:54 Strategies for Booking Flights to Latin America07:45 Challenges and Alternatives in Booking with Points17:24 Avianca Life Miles: Pros and Cons36:09 Final Tips and ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Freddy at:➤ Instagram: https://www.instagram.com/pointspanda/ ➤ Website: https://pointspanda.com/?utm_source=chatgpt.com Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Mike Armstrong and Marc Fandetti discuss private credit's exposed cracks in the foundation. Blue Owl plunges to 2023 low after blocking exit from fund. US probes firms that borrowed $400M from private credit giant HPS. What happens when housing supply is driven by markets and not Main Street. Cheaper coffee and tomatoes won't fix the inflation problem. AI is making us rich and unhappy.

Claire Brown & Gayatri Agnew bring their Friday-energy realness in an episode on authenticity — from showing up without makeup to celebrating major achievements like Gayatri's Woman of the Year honor and Claire's new live TV segment. They get honest about internal dialogue, being seen and heard, and why women must stop shrinking themselves and start thanking themselves for who they are.     POWERWOMEN LINKS:     WEBSITE: https://thepowerwomen.org/     LR FACEBOOK GROUP: https://www.facebook.com/groups/1807102609586780     NWA FACEBOOK GROUP: https://www.facebook.com/groups/www.thepowerwomen.org     INSTAGRAM: https://www.instagram.com/powerw.o.m.e.n     YOUTUBE: https://www.youtube.com/@PowerWomenPodcast     Podcast Produced by clantoncreative.com    

Stephen Grootes speaks to Ms Nonkululeko Dlamini Group CFO of Telkom about their strong interim results for the first half of its 2026 financial year, driven by cost optimisation and a surge in mobile data subscribers despite modest revenue growth. In other interviews, Warren Ingram, financial advisor and Co-Founder of Galileo Capital, unpacks why sports betting should never be considered an investment. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Follow Proof of Coverage Media: https://x.com/Proof_CoverageIn this episode Connor & Mahesh sit down with Akshay Poshatwar & Nishikant Bahalkar, founders of Qiro, to discuss their ground-breaking platform aimed at tackling adverse selection through a unique credit risk underwriting protocol. Akshay shares his journey from the FinTech industry in India, highlighting the potential for global capital access through decentralized finance. Nishikant adds his insights on the evolution of blockchain and DeFi, emphasizing the benefits and challenges in Real World Assets (RWA) lending. The discussion includes how Qiro aims to bridge TradFi and DeFi, offering solutions for different asset classes and the promising future of decentralized infrastructure networks (DePIN). The episode wraps up with a look towards the company's rapid growth and their search for strategic hires, particularly in business development within the U.S. and Europe.Timestamps: 00:00 - Introduction 00:46 - Meet the Qiro Team01:53 - Founders' Backgrounds and Journey09:35 - Understanding Qiro's Unique Platform13:30 - Challenges and Innovations in RWA Lending24:36 - DePIN Networks and Future Prospects31:13 - Hiring and Growth at Qiro33:52 - Conclusion and Contact InformationDisclaimer: The hosts and the firms they represent may hold stakes in the companies mentioned in this podcast. None of this is financial advice.

In this episode of the Look Forward Podcast, our new rotating host Molly Mintz makes her debut to explore the dynamic landscape of Africa's economy with authors from out latest Look Forward Journal "Look Forward: Unlocking Africa" and S&P Global Rating's experts Roberto Sifron-Arevalo, Samira Mensah, and Elijah Oliveros Rosen. Discover how Africa's abundant natural resources and youthful demographics present unprecedented investment opportunities, while also facing challenges in infrastructure, debt sustainability, and climate change. Join us as we delve into the crucial role of credit ratings in enhancing financing strategies for sustainable development, and learn how domestic capital markets can drive economic growth. We also discuss the upcoming S&P Global Africa Summit, aimed at fostering dialogue and collaboration among stakeholders to address the continent's financial hurdles. Tune in for insights that will equip you to navigate the complexities of Africa's evolving markets and seize future opportunities!

In this episode of Bowel Sounds, host Dr. Temara Hajjat talks to Dr. Katja Karrento, an Associate Professor at the University of Wisconsin and pediatric gastroenterologist at Wisconsin Children's and an expert on DGBI. Dr. Karrento talks about the 2025 NASPGHAN guidelines for managing children with cyclic vomiting syndrome (CVS). Learning objectivesUnderstand the new recommendations on managing CVSReviewing the guidelines on managing CVS and what has been added to the guidelines.Recognizing the limitations of the guidelines and side effects of the recommended medicationsLinks:2025 NAPSGHAN CVS management guidelines: https://pubmed.ncbi.nlm.nih.gov/40223700/Support the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.

Pierre Rausini goes over the history of the Mexican cartels.⁣ ⁣

Send us a textWe're almost 200 episodes in, and we've been waiting for the perfect guest to come on to explain distressed debt investing... the wait is over. In this episode, we're joined by Michael Gatto, who quite literally wrote the book on credit with The Credit Investor's Handbook, and serves as the head of private side investing (private markets) at Silver Point, a $41 billion credit asset management firm. With private credit dominating headlines for all the wrong reasons - fraud, liquidations like Tri-Color, and restructurings like First Brands - we use this conversation to ask: what actually happens when private credit deals go sideways?Michael walks us through the world of distressed debt investing: what it is, how it differs from value equity and private equity, and why phrases like “liability management exercises” are just a sanitized way to describe creditor-on-creditor violence. We talk through the mechanics of LMEs, getting J-screwed, up-tiering, CLOs, covenant-lite loans, and how “too much money chasing too few deals” set the stage for today's blow-ups. He also explains why the press loves calling distressed investors vultures, why he thinks they're often actually the heroes of the story, and how distressed funds can end up owning companies outright through bankruptcy.We also zoom out to the bigger picture: where we are in the credit cycle, why private credit has grown so explosively since 2008, and why Michael thinks some funds are absolutely going to blow up—but the system won't. He shares red flags from situations like First Brands and why the current ratio is a joke. Along the way, we get Michael's incredible career story (including how he negotiated his way into Goldman via a temp agency), his philosophy on learning, mentorship, and networking, and practical advice for anyone curious about private credit, distressed debt, or building a career in credit investing.Learn more about 9fin HERE Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

In this conversation, Mark Borge discusses the importance of shifting our mindsets to effectively tackle the world's problems. He emphasizes the need for entrepreneurial thinking and innovation in problem-solving, referencing Albert Einstein's idea that we cannot solve problems with the same level of thinking that created them. Borge advocates for applying knowledge and creativity to find real-life remedies for global challenges.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

NO EXCUSES Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

Elevate your practice from hepatocellular carcinoma (HCC) surveillance to prognosis by mastering liver-specific contrast magnetic resonance imaging (MRI) techniques. Credit available for this activity expires: [11/14/26] Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/liver-mri-news-front-lines-2025a1000vg7?page=1?ecd=bdc_podcast_libsyn_mscpedu

Ursula gives a brief overview of how she went from being a Bourne to a Paton - a mademoiselle to a madame. Phil tirelessly works through the relational web of the Ursula-Flora-Ralph-Roger conundrum.0:00 - intro2:27 - Dramatic Reading of The Murder of Roger Ackroyd Ch 22 & 23 Pt. 124:16 - A (not so) brief discussionThe Murder of Roger Ackroyd by Agatha Christie (1926)https://gutenberg.org/cache/epub/69087/pg69087-images.htmlThis eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgCredit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

Fannie Mae's decision to remove the 620 minimum credit score could reshape U.S. lending. This policy may expand homeownership access but reopens fears of unchecked risk reminiscent of the 2008 financial collapse.See full article: https://www.unitedstatesrealestateinvestor.com/fannie-mae-kills-credit-wall-investors-could-pay-the-price/—Ready to kill the rat race?Listen, if you're sick of watching other people get rich while you keep grinding for scraps, this is your wake-up call.Right now, everyday people, not Wall Street, not billionaires, not trust-fund babies, are buying property, collecting rent, and stacking cash while you're stuck refreshing your bank app.You can keep working for money, or you can make money work for you.This free ⁠"Beginner's Guide to Real Estate Investing in 2025" will show you exactly how to start, even if you're broke, busy, or scared to death of losing a dime.It's short. It's simple. It's real.Go grab your copy right now before you talk yourself out of it. Start learning how real Americans are building wealth while everyone else keeps punching the clock.Download now: https://www.unitedstatesrealestateinvestor.com/freeguide/—Helping you learn how to achieve financial freedom through real estate investing. https://www.unitedstatesrealestateinvestor.com/

ADCs as first-line treatment? ESR1 monitoring before progression? Local therapy for CNS disease? Experts tackle today's toughest decisions. Credit available for this activity expires: 11/14/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/charting-course-metastatic-breast-cancer-care-optimizing-2025a1000v4s?ecd=bdc_podcast_libsyn_mscpedu

Do you know what words patients do not want to hear? Credit available for this activity expires: 11/13/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/paving-way-success-integrating-biosimilars-multiple-2025a1000v8w?ecd=bdc_podcast_libsyn_mscpedu

Cash App & Square roll out Bitcoin payments at 4M+ merchants. Jack Dorsey leverages Lightning Network to compete with Visa/credit card fees. Plus: the controversial Bitcoin denomination change that's dividing the community. We break down Jack Dorsey's massive Bitcoin rollout across Cash App and Square—4M merchants can now accept BTC payments via Lightning and mainnet. We explore how Bitcoin rails are undercutting Visa/Amex fees, the Strike-style settlement strategy, and the controversial BIP 177 denomination debate. Subscribe to the newsletter! https://newsletter.blockspacemedia.com **Notes:** • 4M Square merchants now accept Bitcoin payments • Credit card fees range from 2-6% per transaction • Cash App uses Lightning Network for settlements • BIP 177 proposes renaming Satoshis to Bitcoins • 100M Satoshis equal one Bitcoin • Jack Dorsey owns Block, Square, and Cash App Timestamps: 00:00 Start 00:46 CashApp & Square updates overview 03:52 Bitcoin rails 09:36 Network effects 13:59 150 features 21:08 Bits are BACK -

Credit and props to Paramount Pictures, Victor Miller, WWE, Sinistar et al.

The banks are giving you free money, credit, and huge travel rewards just to get you hooked—and most people miss out! Learn how to exploit the financial "glitch in the matrix" to rack up hundreds of thousands of points for nearly free business-class flights, access interest-free credit for up to 35 months, and dramatically boost your credit score simply by being organised… BEST MOMENTS "It's a little bit like a glitch in the matrix because I've been doing this for 15 years and I don't remember the last time I paid for a business class flight." "The banks are giving us free drugs to get us hooked, and most people cock it up. Most people get disorganised... through apathy, people just live their day-to-day life and just pay these on a standing order... they forget about it." "It's a really clever strategy... Who's the best person to refer to? How about yourself?” Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠   And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

Thank you to our sponsors! Uniswap  Mantle For decades, the internet has worked without a native way to pay for things. Credit cards were bolted on, platforms built their own integrations, and developers had to stitch together complex payment flows to charge even a few cents for anything. But with AI agents now making requests, triggering actions, and needing to pay for data or services instantly, that old patchwork is starting to break. In this episode, Laura Shin speaks with Erik Reppel, Head of Engineering for Coinbase's Developer Platform, and Sam Ragsdale, founder of Merit Systems, about x402, a new open standard for internet-native payments designed for the AI era. They discuss why AI has revived a decades-old idea, how x402 works under the hood, why devs say the experience is simpler than traditional payments, and how stablecoins make microtransactions economically viable. They also dive into the big debates: no chargebacks, chain-agnostic design, the shift to a foundation, and how this standard could eventually work with fiat as well. Guests: Sam Ragsdale, Founder and CEO of Merit Systems Erik Reppel, Head of Engineering at Coinbase Developer Platform Links: X402 x402scan ERC-8004: Trustless Agents Payments MCP: Bringing Wallets, Onramps, and Payments to Every Agent Google Agentic Payments Protocol + x402: Agents Can Now Actually Pay Each Other Timestamps:

Randy: “We're supposed to believe the central bank manages inflation by using interest rates?" Steve: “It's ridiculous.” L. Randall Wray, one of the original MMT economists, recently wrote a paper with Yeva Nersisyan entitled, No, the Fed is NOT Independent – It is a Creature of Congress. Steve invited Randy for a conversation about how the Federal Reserve is, and always has been, a "creature of Congress," and its supposed independence is a smokescreen that benefits the wealthy at the expense of the rest of us.The Fed has a dual mandate of full employment and price stability, yet it consistently prioritizes the stability of Wall Street over the well-being of Main Street, bailing out banks while leaving workers to face the fallout of manufactured recessions. Randy describes how raising interest rates – the Fed's so-called tool – works to suppress wages by slowing the economy and killing job growth. Federal Reserve transcripts explicitly state that they fear “wage inflation” but see “profit inflation” as desirable.Randy wants Congress to take control of the central bank. (Some of us don't see Congress as independent either.) But whatever our belief in the role of the state and who it serves, the episode contains valuable information on central bank operations, how interest rate hikes discipline labor, the truth about “fighting” inflation, and the difference between monetary and fiscal policy. We need to understand the mechanics of power if we're going to build the future we deserve.L. Randall Wray is a Professor of Economics at the Levy Economics Institute of Bard College, and Emeritus Professor at University of Missouri-Kansas City. He is one of the developers of Modern Money Theory and his newest book on the topic is Understanding Modern Money Theory: Money and Credit in Capitalist Economies (Elgar, 2025).

Carter shares his life story and what it's like to grow up in juvenile prisons. ⁣ ⁣ Carters IG https://www.instagram.com/carterlee730?igsh=MWlibmp4MzgxN3JzZQ==⁣ ⁣ ⁣

Air Date 11/7/2025 The most dangerous part of nuclear weapons has always been the people in charge of them. As we potentially enter a new arms race, some of the worst people in the world are in charge of the vast majority of nuclear weapons. Be part of the show! Leave us a message or text at 202-999-3991, message us on Signal at the handle bestoftheleft.01, or email Jay@BestOfTheLeft.com Full Show Notes Check out our new show, SOLVED! on YouTube! BestOfTheLeft.com/Support (Members Get Bonus Shows + No Ads!) Use our links to shop Bookshop.org and Libro.fm for a non-evil book and audiobook purchasing experience! Join our Discord community! KEY POINTS KP 1: Will Trump Spark a New Nuclear Arms Race - TLDR News Global - Air Date 11-9-25 KP 2: A History of the Doomsday Clock in 4 Minutes - Bulletin of the Atomic Scientists - Air Date 1-30-24 KP 3: The Lie of Nuclear Deterrence - ICAN's Melissa Parke in Hiroshima, Nagasaki, & Korea for Atomic Bomb 80th Commemorations, Hibakusha Part 1 - Nuclear Hotseat - Air Date 8-13-25 KP 4: Voices of Hiroshima - Scene On Radio - Air Date 8-6-25 KP 5: Marshall Islands: Paradise Interrupted Part 1 - At the Brink - Air Date 12-5-23 KP 6: The Lie of Nuclear Deterrence - ICAN's Melissa Parke in Hiroshima, Nagasaki, & Korea for Atomic Bomb 80th Commemorations, Hibakusha Part 2 - Nuclear Hotseat - Air Date 8-13-25 (00:44:32) NOTE FROM THE EDITOR On the morality of facts we don't question DEEPER DIVES (00:56:09) SECTION A: CONSTANT PERIL (01:22:44) SECTION B: THE NEW ARMS RACE, WORSE THAN THE FIRST (02:05:41) SECTION C: THE DETERRENCE MYTH (02:44:12) SECTION D: THE AFTERMATH 80 YEARS LATER SHOW IMAGE CREDITS Description: Image of a president's hand reaching out to press a big red button. Credit: “war-nuclear-war” by geralt, Pixabay | Pixabay license   Produced by Jay! Tomlinson Visit us at BestOfTheLeft.com Listen Anywhere! BestOfTheLeft.com/Listen Listen Anywhere! Follow BotL: Bluesky | Mastodon | Threads | X Like at Facebook.com/BestOfTheLeft Contact me directly at Jay@BestOfTheLeft.com

Are you sitting on a mountain of credit card points but not sure how to turn them into luxury travel? In this episode of Sharkpreneur, Seth Greene interviews Julia Menez, founder of Geobreeze Travel, who helps people unlock the full potential of their credit card points and turn them into amazing travel experiences. In this episode, Julia reveals the common mistakes people make with their points, how to maximize their value, and the secret to securing luxury vacations. Whether you're a business owner or frequent traveler, Julia offers practical strategies to help you travel smarter and stretch your points further. Key Takeaways: → Many people waste their credit card points without understanding their true value. → Credit card companies and airlines often make it easy to spend points in ways that don't maximize their potential. → Transferring points between credit card partners and airline partners can unlock much better value. → Understanding the difference between points from different cards is key to maximizing rewards. → Learning how to pair the right credit cards with business and personal expenses increases your points earning potential. Julia Menez is the founder of Geobreeze Travel, a business born out of her passion for points and miles. A first-generation Filipina, ENTJ, and Las Vegas resident, Julia spent nine years as a pricing actuary, where she used mathematical modeling to assess the financial risks and uncertainties in the insurance sector. What started as a passion project to access business credit cards and bring fellow points and miles enthusiasts together during the isolation of the pandemic has since blossomed into a growing platform. Through Geobreeze Travel, Julia offers expert strategies on Instagram and YouTube, and helps clients maximize their travel rewards. Her interactive community continues to expand, reflecting her dedication to teaching others how to make the most of their travel opportunities using points and miles. Connect With Julia Menez: Website: https://geobreezetravel.com/ Instagram: https://www.instagram.com/geobreezetravel/ Facebook: https://www.facebook.com/geobreezetravel Learn more about your ad choices. Visit megaphone.fm/adchoices

Peter Schiff dissects the crypto market collapse, evaluates gold's surge in value, and critiques government policies impacting housing affordability.This episode is sponsored by Policygenius. Head to https://policygenius.com/gold to compare free life insurance quotes from top companies and see how much you could save.In this episode of The Peter Schiff Show, host Peter Schiff delves into the recent turmoil in the financial markets, highlighting the stark contrasts between precious metals and the declining crypto sector. He discusses the surge in gold and silver prices amidst government actions, the implications of potential government shutdowns, and the risky landscape of crypto investments, particularly Bitcoin's significant drop against gold. Schiff emphasizes the government's detrimental role in housing affordability and the proposed measures that could exacerbate financial instability. As always, he provides keen insights rooted in economic reality, urging listeners to consider the long-term implications of current market trends and policies.Chapters:00:00 Introduction and Opening Remarks00:54 Precious Metals Market Update05:08 Government Shutdown and Its Impact on Gold06:52 Crypto Market Analysis and Predictions10:28 Trump's Influence on Crypto and Economic Implications20:56 Fannie and Freddie: The Trump Trade31:29 Government's Role in Housing Affordability32:08 Impact of Tariffs on Housing Costs32:29 Immigration and Construction Labor Costs34:33 Credit and Mortgage Guarantees37:19 Proposed 50-Year Mortgages40:06 Eliminating FICO Score Minimums43:27 Assumable and Portable Mortgages54:29 Investment Opportunities in Gold and Silver01:01:43 Conclusion and Upcoming PodcastFollow @peterschiffX: https://twitter.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffSign up for Peter's most valuable insights at https://schiffsovereign.comSchiff Gold News: https://www.schiffgold.com/newsFree Reports & Market Updates: https://www.europac.comBook Store: https://schiffradio.com/books#crypto #bitcoin #goldOur Sponsors:* Check out Infinite Epigenetics: https://infiniteepigenetics.com/GOLD* Check out Justin Wine and use my code SCHIFF20 for a great deal: https://www.justinwine.comPrivacy & Opt-Out: https://redcircle.com/privacy

GRITTY is BACK & GRITTY Sundays return — release dates are locked. We're launching a BLK FLG Truck Giveaway with an Addax Trailer — a $65K off-road package one of you could win! The new GRITTY RICKEY flavor from GRITTY x BLK FLG is live, and every tub counts as 100 entries to win. And I'm finally ready to share a new project I've been building behind the scenes! Thanks for making this possible. Let's get after it. #GRITTY #BLKFLG #Addax #TruckGiveaway # GrittyFilms #HuntingFilms #GrittyRickey #GrittyPodcast -----------------------------------------------------------------------------------------------------------------WE RECOMMEND GEAR THAT FLATOUT WORKS. Buying gear using the links and codes below directly supports the GRITTY TEAM. ____________________________________________________________________

From the BBC World Service: India's government has approved a $5 billion credit line to support its struggling exporters, as Indian workers across sectors like textiles, jewelry, and seafood face major potential job losses. Then, attendees of COP30 are hoping for a U.N.-backed deal to impose a levy on emissions for large ships. Research also presented at the climate summit warns that global carbon emissions from coal, oil, and gas are set to reach a record high in 2025.