Podcasts about Credit

How often do you pause to acknowledge what you've already accomplished—before rushing into what's next? In this reflective solo episode, Debra explores a pattern she sees time and time again in high-performing leaders and driven individuals: we move so quickly toward the next goal that we forget to celebrate our wins—and in doing so, we underestimate what we're truly capable of. This conversation invites you to slow down and consider how much potential goes unseen when we measure ourselves only by our current circumstances. Debra unpacks the idea of capacity—our ability to stretch, grow, and evolve into the next version of ourselves—and how comparison, when viewed differently, can become a call to action rather than a source of self-doubt. This episode is for anyone who knows there is more inside them…and is ready to honor where they've been while stepping intentionally into what's next.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Alaska Miles Sale00:19 Filtering Flight Deals on CSAT Arrow00:31 Understanding Alaska Airlines Points Sale01:07 Finding and Evaluating Flight Deals02:31 Example: Boston to London First Class04:47 Example: Chicago to Tokyo First Class08:21 Example: Cleveland to Dublin Business Class09:46 Exploring More Business Class Options11:44 Conclusion and Key StrategiesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Send us a textWhat if the greatest investment you could make isn't in real estate, stocks, or even private credit—but in yourself? Dave Wolcott, former Marine officer turned alternative investment expert, shares how studying millionaires and billionaires led him to discover a holistic approach to wealth that goes far beyond your bank account. In this episode, Dave breaks down private credit (the hard money lending of the business world), explains why he focuses on just three asset classes, and reveals how investors are achieving 20%+ returns by cutting out the middlemen.[00:00 - 05:30] From Marines to Triplets: The Wake-Up CallServed as an officer in the Marine Corps, traveled the world including IsraelHad triplets in 2000, quadrupling his family size overnight with an 18-month-old at home[05:31 - 09:25] The Six Forms of Capital: Beyond Financial WealthThe greatest investment is in yourself—not just the next dealDefines holistic wealth across six dimensions: financial, intellectual, spiritual, human, emotional, and social capital[09:26 - 15:05] Private Credit Explained: The Business World's Hard Money LendingBanks are tightening regulations, creating gaps in funding for growing small businessesPrivate credit fills the need for fast capital—think roofing companies with 3 years of backlogged work after hurricanes[15:06 - 20:05] How to Access Institutional-Quality ReturnsPooling investor capital through a fund model to bring $10M+ to sponsorsGets the same terms as major institutions by working directly with sponsors (no middlemen)[20:06 - 25:10] The Three-Asset Strategy: Real Estate, Energy, and Private CreditUltra-wealthy get really good at 1-3 asset classes for best due diligence and deal flow[25:11 - 31:00] Time Is the Real AssetQuestions the accumulation theory: why defer taxes in a 401(k) when taxes will likely increase?[31:01 - 33:05] Final Four & How to ConnectConnect with Dave:Website: https://holisticwealthstrategy.com (free book download)Podcast: Wealth Strategy Secrets of the Ultra WealthyLEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Support the show

- Jake Gadon, CBS13 - James Ham, The Insiders, 1320 Kings Insider & The Kings Beat

Financial institutions are rethinking loyalty at a critical moment. Credit card spending sits at record highs, but economic uncertainty looms. For banks aiming to stay relevant, loyalty can no longer be an afterthought – it needs to be embedded into every customer experience from the start. At FIS's Emerald 2025 conference in Orlando, Mladen Vladic, general manager of loyalty services at FIS, sat down to discuss how the loyalty industry is evolving beyond traditional card-based rewards. His central argument: Financial institutions need to shift from chasing share of wallet to capturing share of mind first.

How Can You Add a Credit to Your Resume Before It's Even Filmed?Ever booked a role but weren't sure if or how to list it on your resume? You're not alone - and if you do it wrong, it could actually hurt your chances with casting directors and agents.In this episode of The Actor's Career Compass, Martin Bentsen shares the exact steps to list unfilmed and unreleased projects professionally - so your resume looks current, trustworthy, and industry-ready.Here's what you'll discover in this episode:The right way to label roles that haven't filmed yet - without raising red flagsWhy one wrong word (like “upcoming”) can make you look dishonestThe little-known rule about how many pre-production credits you should actually listHit play to learn how to show momentum in your career without misrepresenting your experience.Email: martin@cityheadshots.comWebsite: https://www.martinbentsen.comAdditional Resources:Headshots: https://www.cityheadshots.comShoot Footage for Your Reel: https://www.actorscreenershoot.comEdit Footage Into a Reel: https://www.demoreelsnyc.comThis show dives deep into the world of acting in film, exploring the journey of movie acting with stories, building confidence among aspiring actors, navigating auditions and productions, and offering insights from acting agents, coaches, and the challenges of becoming SAG-AFTRA eligible to advance your acting career, skills, and landing roles.

Air Date 12/14/2025 The sad ease with which we manage to ignore some atrocities, even while paying much attention to others, has to do with how visible or invisible to us the systems are that are propping up those events. Nothing happens in a vacuum and in our world, if you're willing to dig deep enough, you'll always find how we're all connected - across both time and geography. Be part of the show! Leave us a message or text at 202-999-3991, message us on Signal at the handle bestoftheleft.01, or email Jay@BestOfTheLeft.com Full Show Notes Check out our new show, SOLVED! on YouTube! BestOfTheLeft.com/Support (Members Get Bonus Shows + No Ads!) Join our Discord community! KEY POINTS KP 1: Will the International Community Act Preschool Massacre & Large Piles of Bodies in Sudan Part 1 - Democracy Now! - Air Date 12-10-25 KP 2: Sudan Civil War the Terrifying Escape From El Fasher - Global News Podcast - Air Date 12-1-25 KP 3: Can Trump Help Sudan Part 1 - Today, Explained - Air Date 11-19-25 KP 4: The War In Sudan with Khalid Medani Part 1- American Prestige - Air Date 5-10-24 KP 5: South Sudans Failed Peace Deal with Joshua Craze Part 1 - American Prestige - Air Date 5-27-25 KP 6: Decolonise Sudan - The Sages Cabin - Herbs & Liberation - Air Date 11-6-25 (00:45:33) NOTE FROM THE EDITOR On the past 20 years of politics DEEPER DIVES (00:50:08) SECTION A: VIOLENCE NOW (01:12:13) SECTION B: HISTORICAL ROOTS (01:51:58) SECTION C: OUTSIDE INTERFERENCE (02:12:01) SECTION D: RESOLUTION AND SOLIDARITY HOW IMAGE CREDITS Description: Photo of Sudanese refugee women, one with her baby, standing in line for food aid in Chad carrying bags, and boxes. Credit: "24 January 2025, Adre, Chad. Sudanese refugees who have fled the conflict in Sudan register for food aid in neighbouring Chad." by Foreign, Commonwealth and Development Office (UK), Flickr | CC BY-SA 2.0 | Changes: Cropped   Produced by Jay! Tomlinson Visit us at BestOfTheLeft.com Listen Anywhere! BestOfTheLeft.com/Listen Listen Anywhere! Follow BotL: Bluesky | Mastodon | Threads | X Like at Facebook.com/BestOfTheLeft Contact me directly at Jay@BestOfTheLeft.com

We need to have an honest conversation: Christmas has quietly become the biggest financial trap of the entire year.Not the meaning… not the faith… but the retail version of Christmas that pressures millions of families to overspend, overextend, and go into debt every December.In this video, I break down why we should seriously consider canceling Christmas — financially — and reclaiming the season from the marketers, retailers, and corporations that hijacked it.Here's what we cover:

Gov. Healey is trying to take credit for the big SNAP fraud bust in Boston, claiming they alerted the federal government in November of 2024.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

Ladies & Gents, welcome to our last episode of season 7. We've had such a fantastic run with you all yet again, and this season ends on a high note. We discussed all the fun activities we're getting up to this month, and how our year has truly felt from January to December. This led us to reflect on the areas we want to improve in 2026, including supporting our friends with their children. We talked about becoming better support groups for parents, getting married SOON so we can receive free transfer (wife privileges), and some really juicy dilemmas about loving someone even though they're cheating and your partner hating your weight gain (crazy). But we're so thankful to all of you and all the brands who worked with us this year. See you in a bigger and badder place come 2026. We love you! We also wanted to let guys know we'll be going to see J Hus at Music City Central, and you should get your tickets right hurrr! https://url-shortener.me/2MDOThe Big Bounce Bash (December 21st) tickets are still up for sale at https://tix.africa/bounce-bash-25 Don't forget to use #ISWIS or #ISWISPodcast to share your thoughts while listening to the podcast on X! Rate the show 5 stars on whatever app you listen to and leave a review, share with everyone you know and if you also watch on YouTube, subscribe, like and leave a comment!Choose Bolden products for all your skincare needs as we do! They're available at Medplus Pharmacy locations, Nectar Beauty, Beauty Hut & Teeka4! For US, UK & Canada, shop at www.boldenusa.comMake sure to follow us onTwitter: @ISWISPodcastInstagram: @isaidwhatisaidpodYouTube: @isaidwhatisaidpodHosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

It's that eeriest of times again with Tressa Slater and Jeni Monroe for the fourth installment of wild tales from Weekly World News!  From killer mermaids to aliens with too much free time, our intrepid reporters yet again search for the truth in the tabloids.Tabloid Terror IV - Monsters Lounge PodcastFind all Monsters Lounge info and links here:https://www.monstersloungepodcast.com/https://linktr.ee/monsterslounge(and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW)Pathways to Spirit with Sarah LemosIt's time to uncover your gifts and abilities.register now at https://www.mediumsarahlemos.com/-Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge-Special thanks to Dave Schrader and The Paranormal 60 Network PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW TalkSpace - Get $80 off your first month with Talkspace when you go to Talkspace.com/podcast and enter promo code SPACE80. True Classic - Step into your new home for the best clothes at True Classic ⁠www.TrueClassic.com/P60⁠ Raycon Everyday Earbuds - Save up to 30% Off at ⁠www.buyraycon.com/truecrimenetwork⁠ Cornbread Hemp - Save 30% off your first order at ⁠www.cornbreadhemp.com/P60⁠ and enter P60 into the coupon code Mint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to ⁠⁠⁠www.MintMobile.com/P60⁠ Cozy Earth - Begin your sleep adventure on the best bedding and sleepwear with Cozy Earth: ⁠https://cozyearth.com/⁠ use Promo Code P60 for up to 40% off savings! Love & Lotus Tarot with Winnie Schrader - ⁠⁠⁠⁠http://lovelotustarot.com/⁠⁠⁠⁠ PLEASE RATE & REVIEW THE PARANORMAL 60 PODCAST WHEREVER YOU Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week on Fox News it became more apparent that the MAGA Titanic is gliding straight into an iceberg and the only passengers with lifeboats aren't even on the ship - they are hovering above it in climate-controlled spacecraft fueled by the cuts to U.S. foreign aid meant for starving children.Meanwhile their glorious leader tells them that the impending disaster is a Democratic hoax designed by his enemies to make him and the greatest political movement in the history of this country look bad.By the end of the month nearly 24 million Americans will see sharp rises in their healthcare premiums, while the cost groceries, electricity, insurance, and housing continue to rise.About 7-8 million Americans enrolled in the SAVE student loan income repayment plan will also face higher monthly payments. Credit card balances have increased along with unemployment while the wannabe king promises everything will work out in two weeks, the next quarter or sometime next year.As Trump's poll numbers plummeted and Democrats won elections all over the country Fox News continued to churn out the propaganda and spin. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit decodingfoxnews.substack.com/subscribe

How Steven Dominguez, a corrupt Rikers Island prison guard was taken down by the DEA.⁣ ⁣ Steven's IG https://www.instagram.com/chillstevie/⁣ Steven's book https://www.amazon.com/Across-Bridge-Rikers-Island-Story-ebook/dp/B08QYLM7CD⁣ ⁣ ⁣

Private asset-based finance (ABF) is the catch-all of credit markets—a diverse and complex segment offering a wide range of investment opportunities. In this follow-up to our previous ABF discussion, we delve deeper into the asset class and what it takes to be successful from origination to underwriting and portfolio construction. We discuss investment areas of interest—as well as those we're apt to avoid—and examine the convergence of structured products and corporate credit through the lens of AI and data center finance. This episode also explores market dynamics, risk management, and where private ABF fits into multi-asset portfolio construction. PGIM's Brian Barnhurst, CFA, Head of Global Credit Research, hosts Oliver Nisenson, Head of Asset-Based Finance. Recorded on November 26, 2025.

The holiday season is here, and the OM SYSTEM Holiday Savings Event continues. Right now, you can save up to $400 on many of the cameras and lenses that OM SYSTEM makes, including the popular travel camera, the OM-3. But that's not all: right now, almost every lens in the M.Zuiko lineup is on sale right now. Whether you're building your first OM SYSTEM kit or adding to an existing collection, there's never been a better time to go light without compromising on image quality. Check out the full lineup at explore.omsystem.com/petapixel or visit your local authorized OM SYSTEM retailer today!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card, which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) Or you can pay over time with 6 and 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo.Credit card offers are subject to credit approval. Payboo Credit Card Accounts are issued by Comenity Capital Bank.Now for the fifth year in a row, PetaPixel has gathered its team together to gaze into the future and see the facts, the truths, that will come to pass in the camera industry in 2026. As always, we are prepared to be very wrong. Check out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.We hope you enjoy the podcast and we look forward to hearing what you think. If you like what you hear, please support us by subscribing, liking, commenting, and reviewing! Every week, the trio go over comments on YouTube and here on PetaPixel, but if you'd like to send a message for them to hear, you can do so through SpeakPipe.In This Episode:00:00 - Intro (were you naughty or nice this year?)09:53 - No, Sony did not intentionally brick third-party lenses, Viltrox confirms13:17 - Sony a7 V dynamic range is really good15:41 - Ironically, The Stringer used photos from Dave Burnett without permission or attribution17:37 - About that 7Artisans Floral Bloom lens21:06 - Japan railway pleads with photographers to stop being dangerously dumb25:51 - Z9 got yet another firmware update26:38 - The CP+ Photo Show in Japan will be the biggest ever29:35 - BOLD Predictions for 2026, feat. DPReview's Richard Butler 1:28:14 - What have you been up to?1:37:02 - Feel good story of the week

In the constantly shifting landscape of private credit secondaries, diversification and strategic alignment play crucial roles as navigational aides.In this episode of Cloud 9fin, Josie Shillito, head of private credit at 9fin, delves into the burgeoning market of private credit secondaries with experts Daniel Roddick and Francois Bouillon from Ely Place Partners.They set the scene by highlighting the explosive growth in GP-led secondaries. This has been driven by a pressing need for liquidity amidst subdued M&A and IPO activity. The conversation explores how investors can strategically position themselves to capitalize on this market, emphasizing the importance of understanding the nuances of both LP-led and GP-led transactions.Have any feedback for us? Send us a note at podcast@9fin.com.

Send us a textMark Ritter, CEO of Member Business Financial Services, a Pennsylvania based CUSO, estimates that about 800 US credit unions do member business lending, meaning that perhaps 3700 don't.Many, many more could.  That is spelled out in HR 1151, the law that lets credit unions serve more than one employer group.  Passage of that law is detailed in CU 2.0 Podcast Episode 51 with Marc Schaefer, then the CEO of Truliant CU.If credit unions can make small business loans, why don't they - that's a question Ritter asks and answers in this show.But it also is very clear that he believes credit unions - and their members and communities - would be better served if more credit unions jumped into member business lending. The need on the part of small businesses is acute, many are turning to non traditional lenders who may charge as much as 40% APR.  Credit unions can play an important role in helping their communities' small businesses, says Ritter.Understand, too, that a CUSO like MBFS - and there are several competitors in the space - may source the loan, it will underwrite it, MBFS will say if it thinks the loan is a definite “yes,” a definite “no,” or - most likely - a maybe.  And if it's a maybe MBFS will relate the pros and cons of issuing the loan.The credit union provides the loan capital.  MBFS does the heavy lifting.In the show Ritter offers his unfiltered outlook for commercial real estate loans and also predicts a bump in delinquency rates - and yet he is bullish about member business lending in general.Ritter, by the way, has his own podcast.  Tune in for deep dives in member business trending.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Pediatrician Dr. Jill Schaffeld consults Dr. Scott Pentiuk and Dr. Alex Nasr from the Division of Gastroenterology, Hepatology, and Nutrition on ingested foreign bodies. Episode recorded on July 31, 2025.  Resources discussed in this episode: Ingested Foreign Bodies - Community Practice Support Tool Financial Disclosure:  The following relevant financial relationships have been disclosed: None All relevant financial relationships listed have been mitigated. Remaining persons in control of content have no relevant financial relationships. To Claim Credit: Click "Launch Activity." Click "Launch Website" to access and listen to the podcast. After listening to the entire podcast, click "Post Test" and complete.   Accreditation In support of improving patient care, Cincinnati Children's Hospital Medical Center is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team. Specific accreditation information will be provided for each activity. Physician:  Cincinnati Children's designates this Enduring Material for a maximum of 0.50 AMA PRA Category 1 Credit(s)™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.  Nursing:  This activity is approved for a maximum 0.50 continuing nursing education (CNE) contact hours. ABP MOCpt2: Completion of this CME activity, which includes learner assessment and feedback, enables the learner to earn up to 0.50 points in the American Board of Pediatrics' (ABP) Maintenance of Certification (MOC) program. Cincinnati Children's submits MOC/CC credit for board diplomates.   Credits AMA PRA Category 1 Credits™ (0.50 hours), ABP MOC Part 2 (0.50 hours), CME - Non-Physician (Attendance) (0.50 hours), Nursing CE (0.50 hours)

NEVER STOP FIGHTING Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

Ernesto Araujo and Alejandro Pena Esclusa analyze Latin America's rightward shift, citing Chile's rejection of a leftist constitution and election disputes in Honduras. They attribute leftist defeats to the failure of socialism and credit the "Trump Corollary" to the Monroe Doctrine for encouraging democratic changes against regional narco-regimes. CHILE, ECUADOR, BOLIVIIA

KER-SPLASH!! When the students need permission from professional superheroes to take on an overwhelming problem, there's only one group of people to call: parents and guardians. Yes, I mean all of the parents and guardians.We're playing Masks for this campaign! You can access a running list of all the NPCs from Campaign 4 here.Sponsors- Bookshop.org, where the code we shared in the midroll will get you 10% off your order!Find Us Online- website: https://jointhepartypod.com- patreon: https://patreon.com/jointhepartypod- instagram: https://instagram.com/jointhepartypod- twitter: https://twitter.com/jointhepartypod- tumblr: https://jointhepartypod.tumblr.com- facebook: https://facebook.com/jointhepartypod- merch & music: http://jointhepartypod.com/merchCast & Crew- Game Master, Co-Producer: Eric Silver- Co-Host, Co-Producer, Sound Designer, Composer (Connor Lyons): Brandon Grugle- Co-Host, Co-Producer, Editor (Shelley Craft): Julia Schifini- Co-Host, Co-Producer (Rowan Rosen): Amanda McLoughlin- Artwork: Allyson Wakeman- Multitude: https://multitude.productionsAbout UsJoin the Party is an actual play podcast with tangible worlds, genre-pushing storytelling, and collaborators who make each other laugh each week. We welcome everyone to the table, from longtime players to folks who've never touched a roleplaying game before. Hop into our current campaign: the drama and excitement of a superhero high school! Or marathon our completed stories: Campaign 3 for a pirate story set in a world of plant- and bug-folk, the Camp-Paign for a MOTW game set in a weird summer camp, Campaign 2 for a modern superhero game, and Campaign 1 for a high fantasy story. And once a month we release the Afterparty, where we answer your questions about the show and how we play the game. New episodes every Tuesday.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 - Introducing Dave01:10 – Why most Vegas statuses died in 2024–202502:00 – What to do if you've completely fallen off the merry-go-round02:40 – MGM temporary tier matches & why timing matters03:30 – Venetian ↔ Pechanga reciprocal match explained04:40 – How onward matching actually creates value05:00 – Rio match & pop-up Vegas promos example05:50 – Why airline & hotel status won't restart casino matching06:40 – Spending your way to Caesars Diamond (credit cards & hacks)09:40 – Is the status merry-go-round still worth it in 2026?10:50 – Atlantic City loop, Wynn nights & cruise value13:20 – Can casino status still unlock airline or hotel perks?15:10 – What replaces the merry-go-round in 202618:00 – International airline status matches (real power move)25:00 – Best resources to find matches before they disappearYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Dave at:➤ MilesTalk (website): https://milestalk.com/➤ MilesTalk Facebook Group: https://www.facebook.com/groups/MilesTalk/➤ Twitter / X: https://x.com/MilesTalk➤ Instagram: https://www.instagram.com/milestalk/ ➤ Threads: https://www.threads.com/@milestalk Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

WhoMike Giorgio, Vice President and General Manager of Stowe Mountain, VermontRecorded onOctober 8, 2025About StoweClick here for a mountain stats overviewOwned by: Vail Resorts, which also owns:Located in: Stowe, VermontYear founded: 1934Pass affiliations:* Epic Pass: unlimited access* Epic Local Pass: unlimited access with holiday blackouts* Epic Northeast Value Pass: 10 days with holiday blackouts* Epic Northeast Midweek Pass: 5 midweek days with holiday blackouts* Access on Epic Day Pass All and 32 Resort tiers* Ski Vermont 4 Pass – up to one day, with blackouts* Ski Vermont Fifth Grade Passport – 3 days, with blackoutsClosest neighboring U.S. ski areas: Smugglers' Notch (ski-to or 40-ish-minute drive in winter, when route 108 is closed over the notch), Bolton Valley (:45), Cochran's (:50), Mad River Glen (:55), Sugarbush (:56)Base elevation: 1,265 feet (at Toll House double)Summit elevation: 3,625 feet (top of the gondola), 4,395 feet at top of Mt. MansfieldVertical drop: 2,360 feet lift-served, 3,130 feet hike-toSkiable acres: 485Average annual snowfall: 314 inchesTrail count: 116 (16% beginner, 55% intermediate, 29% advanced)Lift count: 12 (1 eight-passenger gondola, 1 six-passenger gondola, 1 six-pack, 3 high-speed quads, 1 fixed-grip quad, 1 triple, 2 doubles, 2 carpets)Why I interviewed himThere is no Aspen of the East, but if I had to choose an Aspen of the East, it would be Stowe. And not just because Aspen Mountain and Stowe offer a similar fierce-down, with top-to-bottom fall-line zippers and bumpy-bumps spliced by massive glade pockets. Not just because each ski area rises near the far end of densely bunched resorts that the skier must drive past to reach them. Not just because the towns are similarly insular and expensive and tucked away. Not just because the wintertime highway ends at both places, an anachronistic act of surrender to nature from a mechanized world accustomed to fencing out the seasons. And not just because each is a cultural stand-in for mechanized skiing in a brand-obsessed, half-snowy nation that hates snow and is mostly filled with non-skiers who know nothing about the activity other than the fact that it exists. Everyone knows about Aspen and Stowe even if they'll never ski, in the same way that everyone knows about LeBron James even if they've never watched basketball.All of that would be sufficient to make the Stowe-is-Aspen-East argument. But the core identity parallel is one that threads all these tensions while defying their assumed outcome. Consider the remoteness of 1934 Stowe and 1947 Aspen, two mountains in the pre-snowmaking, pre-interstate era, where cutting a ski area only made sense because that's where it snowed the most. Both grew in similar fashion. First slowly toward the summit with surface lifts and mile-long single chairs crawling up the incline. Then double chairs and gondolas and snowguns and detachable chairlifts. A ski area for the town evolves into a ski area for the world. Hotels a la luxe at the base, traffic backed up to the interstate, corporate owners and $261 lift tickets.That sounds like a formula for a ruined world. But Stowe the ski area, like Aspen Mountain the ski area, has never lost its wild soul. Even buffed out and six-pack equipped and Epic Pass-enabled, Stowe remains a hell of a mountain, one of the best in New England, one of my favorite anywhere. With its monster snowfalls, its endless and perfectly spaced glades, its never-groomed expert zones, its sprawling footprint tucked beneath the Mansfield summit, its direct access to rugged and forbidding backcountry, Stowe, perhaps the most western-like mountain in the East, remains a skier's mountain, a fierce and humbling proving ground, an any-skier's destination not because of its trimmings, but because of the Christmas tree itself.Still, Stowe will never be Aspen, because Stowe does not sit at 8,000 feet and Stowe does not have three accessory ski areas and Stowe the Town does not grid from the lift base like Aspen the Town but rather lies eight miles down the road. Also Stowe is owned by Vail Resorts, and can you just imagine? But in a cultural moment that assumes ski area ruination-by-the-consolidation-modernization-mega-passification axis-of-mainstreaming, Aspen and Stowe tell mirrored versions of a more nuanced story. Two ski areas, skinned in the digital-mechanical infrastructure that modernity demands, able to at once accommodate the modern skier and the ancient mountain, with all of its quirks and character. All of its amazing skiing.What we talked aboutStowe the Legend; Vail Resorts' leadership carousel; ascending to ski area leadership without on-mountain experience; Mount Brighton, Michigan and Midwest skiing; struggles at Paoli Peaks, Indiana; how the Sunrise six-pack upgrade of the old Mountain triple changed the mountain; whether the Four Runner quad could ever become a six-pack; considering the future of the Lookout Double and Mansfield Gondola; who owns the land in and around the ski area; whether Stowe has terrain expansion potential; the proposed Smugglers' Notch gondola connection and whether Vail would ever buy Smuggs; “you just don't understand how much is here until you're here”; why Stowe only claims 485 acres of skiable terrain; protecting the Front Four; extending Stowe's season last spring; snowmaking in a snowbelt; the impact and future of paid parking; on-mountain bed-base potential; Epic Friend 50 percent off lift tickets; and Stowe locals and the Epic Pass.What I got wrongOn detailsI noted that one of my favorite runs was not a marked run at all: the terrain beneath the Lookout double chair. In fact, most of the trail beneath this mile-plus-long lift is a market run called, uh, “Lookout.” So I stand corrected. However, the trailmap makes this full-throttle, narrow bumper – which feels like skiing on a rising tide – look wide, peaceful, and groomable. It is none of those things, at least for its first third or so.On skiable acres* I said that Killington claimed “like 1,600 acres” of terrain – the exact claimed number is 1,509 acres.* I said that Mad River Glen claimed far fewer skiable acres than it probably could, but I was thinking of an out-of-date stat. The mountain claims just 115 acres of trails – basically nothing for a 2,000-vertical-foot mountain, but also “800 acres of tree-skiing access.” The number listed on the Pass Smasher Deluxe is 915 acres.On season closingsI intimated that Stowe had always closed the third weekend in April. That appears to be mostly true for the past two-ish decades, which is as far back as New England Ski History has records. The mountain did push late once, however, in 2007, and closed early during the horrible no-snow winter of 2011-12 (April 1), and the Covid-is-here-to-kill-us-all shutdown of 2020 (March 14).On doing better prepI asked whether Stowe had considered making its commuter bus free, but it, um, already is. That's called Reeserch, Folks.On lift ticket ratesI claimed that Stowe's top lift ticket price would drop from $239 last year to $235 this coming season, but that's inaccurate. Upon further review, the peak walk-up rate appears to be increasing to $261 this coming winter:Which means Vail's record of cranking Stowe lift ticket rates up remains consistent:On opening hoursI said that the lifts at Stowe sometimes opened at “7:00 or 7:30,” but the earliest ski lift currently opens at 8:00 most mornings (the Over Easy transit gondola opens at 7:30). The Fourrunner quad used to open at 7:30 a.m. on weekends and holidays. I'm not sure when mountain ops changed that. Here's the lift schedule clipped from the circa 2018 trailmap:On Mount Brighton, Michigan's supposed trashheap legacyI'd read somewhere, sometime, that Mount Brighton had been built on dirt moved to make way for Interstate 96, which bores across the state about a half mile north of the ski area. The timelines match, as this section of I-96 was built between 1956 and '57, just before Brighton opened in 1960. This circa 1962 article from The Livingston Post, a local paper, fails to mention the source of the dirt, leaving me uncertain as to whether or not the hill is related to the highway:Why you should ski StoweFrom my April 10 visit last winter, just cruising mellow, low-angle glades nearly to the base:I mean, the place is just:I love it, Man. My top five New England mountains, in no particular order, are Sugarbush, Stowe, Jay, Smuggs, and Sugarloaf. What's best on any given day depends on conditions and crowding, but if you only plan to ski the East once, that's your list.Podcast NotesOn Stowe being the last 1,000-plus-vertical-foot Vermont ski area that I featured on the podYou can view the full podcast catalogue here. But here are the past Vermont eps:* Killington & Pico – 2019 | 2023 | 2025* Stratton 2024* Okemo 2023* Middlebury Snowbowl 2023* Mount Snow 2020 | 2023* Bromley 2022* Jay Peak 2022 | 2020* Smugglers' Notch 2021* Bolton Valley 2021* Hermitage Club 2020* Sugarbush 2020 with current president John Hammond | 2020 with past owner Win Smith* Mad River Glen 2020* Magic Mountain 2019 | 2020* Burke 2019On Stowe having “peers, but no betters” in New EnglandWhile Stowe doesn't stand out in any one particular statistical category, the whole of the place stacks up really well to the rest of New England - here's a breakdown of the 63 public ski areas that spin chairlifts across the six-state region:On the Front Four ski runsThe “Front Four” are as synonymous with Stowe as the Back Bowls are with Vail Mountain or Corbet's Couloir is with Jackson Hole. These Stowe trails are steep, narrow, double-plus-fall-line bangers that, along with Castlerock at Sugarbush and Paradise at Mad River Glen, are among the most challenging runs in New England.The problem is determining which of the double-blacks spiderwebbing off the top of Fourrunner are part of the Front Four. Officially, the designation has always bucketed National, Liftline, Goat, and Starr together, but Bypass, Haychute, and Lookout could sub in most days. Credit to Stowe for keeping these wild trails intact for going on a century, but what I said about them “not being for the masses” on the podcast wasn't quite accurate, as the lower portions of many - especially Liftline - are wide, often groomed, and not particularly treacherous. The best end-to-end trail is Goat, which is insanely steep and narrow up top. Here's part of Goat's middle-to-lower section, which is mellower but a good portrayal of New England bumpy, exposed-dirt-and-rocks gnar, especially at the :19 mark:The most glorious ego boost (or ego check) is the few hundred vertical feet of Liftline directly below Fourrunner. Sound on for scrapey-scrape:When the cut trails get icy, you can duck into the adjacent glades, most of which are unmarked but skiable. Here, I bailed into the trees skier's left of Starr to escape the ice rink:On Vail Resorts' leadership shufflesTwelve of Vail's 37 North American ski areas began the 2024-25 ski season with a different leader than they ended the 2023-24 ski season with. This included five of the company's New England resorts, including Stowe. Giorgio, in fact, became the ski area's third general manager in three winters, and the fourth since Vail acquired the ski area in 2017. I asked Giorgio about this, as a follow up to a similar set of questions I'd laid out for Vail Resorts CEO Rob Katz in August:I may be overthinking this, but check this out: between 2017 and 2024, Vail Resorts changed leadership at its North American ski areas more than 70 times - the yellow boxes below mark a new president-general-manager equivalent (red boxes indicate that Vail did not yet own the ski area):To reset my thinking here: I can't say that this constant leadership shuffle is inherently dysfunctional, and most Vail Resorts employees I speak with appreciate the company's upward-mobility culture. And I consistently find Vail's mountain leaders - dozens of whom I have hosted on this podcast - to be smart, earnest, and caring. However, it's hard to imagine that the constant turnover in top management isn't at least somewhat related to Vail Resorts' on-the-ground reputational issues, truncated seasons at non-core ski areas (see Paoli Peaks section below), and general sense that the company's arc of investment bends toward its destination resorts.On Peak ResortsVail purchased all of Peak Resorts, including Mount Snow, where Giorgio worked, in 2019. Here's that company's growth timeline:On Vernon Valley-Great GorgeThe ski area now known as Mountain Creek was Vernon Valley-Great Gorge until 1997. Anyone who grew up in the area still calls the joint by its legacy name.On Paoli Peaks versus Perfect NorthMy hope is that if I complain enough about Paoli Peaks, Vail will either invest enough in snowmaking to tranform it into a functional ski area or sell it. Here are the differences between Paoli's season lengths since 2013 as compared to Perfect North, its competitor that is the only other active ski area in the state:What explains this longstanding disparity, which certainly predates Vail's 2019 acquisition of the ski area? Paoli does sit southwest of Perfect North, but its base is 200 feet higher (600 feet, versus 400 for Perfect), so elevation doesn't explain it. Perfect does benefit from a valley location, which, longtime GM Jonathan Davis told me a few years back, locks in the cold air and supercharges snowmaking. The simplest answer, however, is probably the correct one: Perfect North has built one of the most impressive snowmaking systems on the planet, and they use it aggressively, cranking more than 200 guns at once. At peak operations, Perfect can transform from green grass to skiable terrain in just a couple of days.So yes, Perfect has always been a better operation than Paoli. But check this out: Paoli's performance as compared to Perfect's has been considerably worse in the five full seasons of Vail Resorts' ownership (excluding 2019-20), than in the six seasons before, with Perfect besting Paoli to open by an average of 21 days before Vail arrived, and by 31 days after. Perfect's seasons lasted an average of 25 days longer than Paoli's before Vail arrived, and 38 days longer after:Yes, Paoli is a uniquely challenged ski area, but I'm confident that someone can do a better job running this place than Vail has been doing since 2019. Certainly, that someone could be Vail, which has the resources and institutional knowledge to transform this, or any ski area, into a center of SnoSportSkiing excellence. So far, however, they have declined to do so, and I keep thinking of what Davis, Perfect North's longtime GM, said on the pod in 2022: “If Vail doesn't want [its ski areas in Indiana and Ohio], we'll take them!”On the 2022 Sunrise Six replacement for the tripleIn 2022, Stowe replaced the Mountain triple chair, which sat up a flight of steep steps from the parking lot, with the at-grade Sunrise six-pack. It was the kind of big-time lift upgrade that transforms the experience of an entire ski area for everyone, whether they use the new lift or not, by pulling skiers toward a huge pod of underutilized terrain and away from longtime alpha lifts Fourrunner and the Mansfield Gondola.On Fourrunner as a vert machineStowe's Fourruner high-speed quad is one of the most incredible lifts in American skiing, a lightspeed-fast base-to-summit, 2,040-vertical-foot monster with direct access to some of the best terrain west of A-Basin.The highest vert total in my 54-day 2024-25 ski season came (largely) courtesy of this lift - and I only skied five-and-a-half hours:On Stowe-Smuggs proximity and the proposed gondola and a long drive in winterAdventurous skiers can skin or hike across the top of Stowe's Spruce Peak and ski down into the Smugglers' Notch ski area. An official ski trail once connected them, and Smuggs proposed a gondola connector a couple of years back. If Vail were to purchase sprawling Smuggs, a Canyons-Park City mega-connection – while improbable given local environmental lobbies -could instantly transform Stowe into one of the largest ski areas in the East.On Jay Peak's big snowmaking upgradesI referenced big offseason snowmaking upgrades for water-challenged (but natural-snow blessed), Jay Peak. I was referring to this:This season brings an over $1.5M snowmaking upgrade that's less about muscle and more about brains. We've added 49 brand new HKD Low E air-water snowmaking guns—32 on Queen's Highway and 17 on Perry Merrill. These aren't your drag-'em-out, hook-'em-up, hope-it's-cold-enough kind of guns. They're fixed in place for the season and far more efficient, using much less compressed air than the ones they replace. Translation: better snow, less energy.On Perry Merrill, things get even slicker. We've installed HKD Klik automated hydrants that come with built-in weather stations. The second temps hit 28 degrees wetbulb, these hydrants kick on automatically and adjust the flow as the mercury drops. No waiting, no guesswork, no scrambling the crew. The end result? Those key connecting trails between Tramside and Stateside get covered faster, which means you can ski from one side to the other—or straight back to your condo—without having to hop on a shuttle with your boots still buckled. …It's all part of a bigger 10-year snowmaking plan we're rolling out—more automation, better efficiency, and ultimately, better snow for you to ski and ride on.The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

The Stringer Documentary & the Napalm Girl Mystery – A Deep Dive into Photojournalism Controversy Published on 10 Frames Per Second Blog – Your go‑to source for photojournalism insight Table of Contents What Is The Stringer? Meet the Key Players – Gary Knight & Bao Nguyen Why the Napalm Girl Photo Matters Forensic Evidence: The Road‑Testing of the Iconic Shot Industry Reaction – Backlash, Bans, and the “Wagon‑Circling” Culture The Hidden History of Vietnamese & Local Freelance Photographers How to Watch The Stringer and Join the Conversation Takeaway: What This Means for Photojournalism Today 1. What Is The Stringer? The Stringer is a newly released documentary (Netflix, 2024) that investigates the authorship of the world‑famous “Napalm Girl” photograph taken in Vietnam, 1972. Core premise: The film follows journalist Gary Knight and director Bao Nguyen as they trace a decades‑old secret held by a Vietnamese stringer‑photographer, Nguyễn Thành Nghệ (Wintan Nei). Format: A blend of on‑the‑ground interviews, archival footage, and forensic road‑testing that reconstructs the exact location, timing, and line‑of‑sight of the iconic image. Why it matters: The image is one of the most published photographs in history and is universally credited to Associated Press staff photographer Nick Ut. The documentary questions that credit, shaking a cornerstone of photojournalistic mythology. 2. Meet the Key Players – Gary Knight & Bao Nguyen Person Role Why They're Important Gary Knight Founder of the VII Foundation, mentor, and documentary “connective tissue.” Provides insider knowledge of the photojournalism world, contacts, and credibility that anchors the investigation. Bao Nguyen Director of The Stringer Chose to frame the story as a journey, not just a series of talking‑heads, and insisted on a central narrator (Gary) to guide viewers. Carl Robinson Former AP Vietnamese‑language photo editor (local hire). His 2022 email sparked the whole investigation; his memories and documents are a primary source. Horst Fass Senior AP photographer in Vietnam (the “gatekeeper” of the image). His decision to run the picture on the wire is central to the credit controversy. Nguyễn Thành Nghệ (Wintan Nei) Vietnamese stringer who claimed to have taken the shot. The film's “secret” – his testimony and forensic evidence challenge the accepted narrative. Nick Ut AP staff photographer historically credited for the photo. The focal point of the debate; his name appears on every caption of the image. 3. Why the Napalm Girl Photo Matters Iconic status: Frequently cited in textbooks, museums, and peace‑activist campaigns. Cultural impact: Symbolizes the horrors of the Vietnam War and the power of visual storytelling. Professional legacy: The credit has shaped career trajectories, awards (Pulitzer, etc.), and AP's brand. If the credit shifts, we must reconsider how many other war‑zone images were attributed, potentially rewriting a large part of photojournalism history. 4. Forensic Evidence: The Road‑Testing of the Iconic Shot The documentary's most compelling section is the road‑forensics – a scientific recreation of the moment the photo was taken. Methodology: Researchers drove the exact route described by Wintan Nei, measuring distances, angles, and terrain features. Key Findings: Line‑of‑sight analysis shows the photographer would have been ~150 meters from the burning road—far beyond the reach of a 35 mm lens used by Ut. Shadow & lighting study matches the sun angle on July 29, 1972, which aligns with Wintan Nei's timeline, not Ut's. Camera metadata (Pentax vs. Nikon) – expert testimony confirms Ut's camera was not a Pentax, the model allegedly used by Wintan Nei. Independent verification: World Press Photo hired a former Bellingcat investigator, and INDEX a Paris-based research group. French photographer Tristan da Cunha corroborated the forensic report.  Cunha also worked with AD Coleman on his Robert Capa investigation (Ep. 35) These data points form the strongest case in the film that Nick Ut did not take the photograph. 5. Industry Reaction – Backlash, Bans, and the “Wagon‑Circling” Culture Immediate pushback: Numerous journalists launched letter‑writing campaigns to film festivals and employers, asking for the documentary to be removed. Attempted bans: Some media outlets threatened to fire staff who publicly supported the film. Defensive stance: Many veteran photographers argued that the film attacks “iconic” heroes and undermines the profession's reputation. Key quote from Gary Knight: “Journalists don't ban books or films they haven't read. Our job is to investigate, not to protect mythologies.” The controversy illustrates the “wagon‑circling” phenomenon—protecting revered figures at the expense of truth. 6. The Hidden History of Vietnamese & Local Freelance Photographers The documentary spotlights a systemic issue: local photographers' contributions have been consistently erased. No Vietnamese names appear in a May 1975 Time editorial thank‑you list, despite hundreds of local staff. Many local photographers sold film to AP, NBC, or CBS, but credits always went to Western staff. Examples of overlooked talent: Dang Van Phuoc – AP's most prolific photographer during the war (lost an eye in the field) *needs his own wikipedia entry. Catherine Leroy, Francoise Demulder, Kate Webb – Women who covered Vietnam but remain under‑recognized. Result: A distorted, Western‑centric narrative of war photography that marginalizes the very people who captured the ground truth. 7. How to Watch The Stringer and Join the Conversation Platform Availability Tips Netflix Global (over 100 countries) Use the search term “The Stringer”; enable subtitles for multilingual audiences. Film festivals Sundance 2024 (screened), Frontline Club (London) Look for Q&A sessions with Gary Knight or Bao Nguyen. Social media #TheStringer on Twitter, Instagram, and Facebook Follow the hashtag for updates, behind‑the‑scenes clips, and scholarly debate. What you can do: Read the forensic report (available on the Seven Foundation website). Share the story with your photography community to spark discussions on credit attribution. Support local photographers by following their work on platforms like Vietnam Photo Archive or Fotodoc Center. 8. Takeaway: What This Means for Photojournalism Today Transparency is essential. Photo agencies must disclose the full chain of custody for images, especially in conflict zones. Credit deserves rigorous verification. The Napalm Girl case shows that even decades later, new evidence can overturn long‑standing attributions. Elevate local voices. Recognizing Vietnamese, Cambodian, Bosnian, Serbian, Ukrainian, and other native photographers enriches the historical record and promotes equity. Forensic tools are now part of journalism. Road‑testing, GIS mapping, and metadata analysis are valuable assets for future investigations. Bottom line: The Stringer isn't just a documentary—it's a catalyst urging the photojournalism community to re‑examine its myths, honor the unsung creators, and adopt a more accountable, data‑driven approach to storytelling.

Credit Union Service Organizations are evolving rapidly, and NACUSO's new CEO, Randy Salser, discusses the future of CUSO collaboration in this episode of Credit Union Conversations with host Mark Ritter. Salser shares insights on credit union innovation, the critical 1% capital rule restricting CUSO investments, and NACUSO's advocacy efforts on Capitol Hill. The discussion covers member business lending, fintech partnerships, and how credit unions can leverage CUSO's to gain a competitive advantage. Salser emphasizes that collaboration remains the credit union movement's superpower, highlighting upcoming initiatives, including the reimagined NACUSO conference and regional roundtables to foster year-round credit union networking.What You Will Learn in This Episode: ✅ How the 1% capital rule restricts credit union investments in CUSOs and limits stablecoin opportunities, member business lending initiatives, and other CUSO activities that could help credit unions compete with larger financial institutions.✅ NACUSO's advocacy strategy focuses on CUSO model protection, third-party vendor oversight, and collaborating with America's Credit Unions and DCUC to address regulatory challenges while playing both offense and defense on Capitol Hill.✅ The reimagined NACUSO conference format features intentional tracks, educational content on CUSO formation, regional roundtables, and collaborative networking opportunities that extend credit union engagement beyond annual events.✅ How credit union collaboration through CUSOs enables innovation, risk mitigation, and scale that individual institutions struggle to achieve alone, with opportunities for credit unions, CUSOs, and fintechs to partner strategically.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Randy Salser, new NACUSO CEO, explains the history and how credit union collaboration through the CUSO model drives credit union innovation over 40 years03:39 Randy shares his professional background 06:10 NACUSO advocacy on Capitol Hill addressing the 1% capital rule, Genius Act, stablecoins, and member business lending restrictions13:02 April 2026 reimagined NACUSO conference in Orlando featuring educational tracks on CUSO formation, regional roundtables, and credit union networking16:20 Randy shares his vision for the future of the CUSO 22:30 Credit union industry consolidation from 14,000 to 4,400 institutions and evolution of trade associations navigating CUSO complexity with fintechs and private equityKEY TAKEAWAYS: ✅ The arbitrary 1% capital rule severely limits credit union investment capacity across ALL CUSO activities collectively—from stablecoins to insurance to member business lending—preventing credit unions from competing with mega players like Coinbase, Amazon, and Meta in emerging financial services.✅ NACUSO is transforming from an annual event organization into a year-round credit union community platform with regional roundtables, modern educational resources, webinars, and collaborative opportunities that connect credit unions, CUSOs, and fintechs for strategic partnership development.✅ Credit union industry consolidation — from 14,000 to 4,400 institutions — demands that trade associations deliver speed, clarity, and actionable data while cutting through complexity. NACUSO's unique positioning focuses on CUSO-specific advocacy and collaborative innovation as the movement's competitive superpower.ABOUT THE GUEST:

One of the biggest challenges for rental property owners is ensuring residents pay on time—and keeping them motivated to stay. What if you could turn rent into a win-win, boosting your cash flow while helping tenants improve their credit and earn rewards? In this episode, Brian talks with Lily Liu, founder and CEO of Pinata, a fast-growing platform that transforms rent payments into financial progress. Lily shares how Pinata helps: Renters build credit by reporting on-time payments to all three bureaus Property owners increase on-time payments by 20% or more Landlords and managers reduce turnover with rewards that matter—groceries, utilities, everyday essentials Owners generate ancillary revenue with resident benefit packages With over a million renters already using Pinata, Lily explains how the system works, what it costs, and why forward-thinking landlords are adding it to their toolkit. If you're looking for practical ways to improve collections, boost retention, and give your tenants real value, you won't want to miss this conversation. Find out more: pinata website - https://www.pinata.ai/ Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and medicare benefits. https://www.rcbassociatesllc.com

In this episode of Bowel Sounds, hosts Dr. Amber Hildreth and Dr. Peter Lu talk to Dr. Tom Wallach, Assistant Professor of Pediatrics at SUNY Downstate, Chief of Pediatric Gastroenterology, Pediatric GI Fellowship director, and Research Director of Pediatrics. We talk about experience based research and how to implement these tools into medical education.Learning objectivesDefine experience based researchUnderstand how to incorporate experience based research into medical educationExplore the variety of tools available to scientists at all levels of training to conduct researchSupport the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.

Bob shares his varied life in crime. ⁣ ⁣ Bob's websites⁣ https://traphausofficial.com⁣ https://cannacurator.com⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: / insidetruecrime ⁣ ⁣

For episode 654 of the BlockHash Podcast, host Brandon Zemp is joined by Jason Dehni of BlackOpal.BlackOpal is an on-chain asset management and payments platform bridging investment-grade yield with emerging market receivables. The problem they're solving is twofold: High-quality merchants in emerging markets pay above-market premiums for working capital, not because they're risky, but because legacy banking is expensive, slow, and opaque. Meanwhile, institutional capital in developed markets is starved for low-risk emerging market yield.BlackOpal specializes in credit card receivables, underwriting based on historical and real time transactions, and acquiring them via short-duration True Sale structures. Credit risk is further minimized through repayment by AA+ counterparties like Visa and Mastercard, resulting in near zero credit default. Currency risk is hedged via Non-Deliverable Forwards (NDFs). ⏳ Timestamps: (0:00) Introduction(0:51) Who is Jason Dehni?(3:03) What is Black Opal?(6:15) Gemstone vs. LiquidStone II(8:27) User protection & transparency(10:43) What makes Black Opal unique?(13:15) Where are Black Opal's products available?(15:04) Future opportunities in the Digital Asset market(19:35) Tokenization in the near future(23:50) Black Opal roadmap 2026(25:49) Events & conferences(27:08) Black Opal website & socials 

Seth Joyner joins the 94 WIP Morning Show fired up after the Eagles' beatdown of the Raiders. Seth believes that those who were criticizing Jalen Hurts last week for playing poorly should be praising him all this week for playing a great game.

It's our most anticipated episode of the year! Stephen Barnett returns to grade our 2025 predictions and lay out the playbook for 2026.We break down the massive $4.2 Trillion year in M&A, analysing why deal volume dropped while deal value skyrocketed. We also do a deep dive into the "Indigestion" facing Private Equity, with 50,000 businesses owned and nowhere to sell them, and why Private Credit is starting to look dangerously like the "Big Short" era of 2008.Plus, we reveal our Company of the Year (hint: it's a comeback story) and our Person of the Year (is it Jensen Huang or... Michael Burry?).(00:00) Grading our 2025 Predictions (S&P, Nvidia, Bitcoin)(04:58) $4.2 Trillion in Deals (Goldman vs. J.P. Morgan)(09:38) The Rise of Boutique Banks & Size Matters(14:25) Private Equity "Indigestion"(17:52) Will Lower Rates Save Private Equity?(21:05) Is Private Credit a Bubble?(25:20) "Rating Shopping" & The Cockroach Theory(31:10) 2026 Crystal Ball: Tailwinds vs. Headwinds(35:05) Company of the Year: Google goes "Beast Mode"(40:58) Person of the Year: Jensen Huang vs. Michael Burry(44:53) The 2026 Prediction: OpenAI Gets Acquired?

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA sits down with Noelle “Elle” Sisco, Managing Director, Portfolio Manager, and Lead Portfolio Strategist at First Eagle Napier Park, to discuss where structured credit can offer real value for insurance investors and where caution is warranted. Elle shares her background across public and private credit markets and explains how First Eagle Napier Park approaches alternative credit within a multi-strategy investment framework.   The conversation explores how insurers can evaluate structured credit through disciplined underwriting, with a focus on collateral analysis, liquidity management, and active portfolio positioning. Elle also addresses late-cycle dynamics, elevated idiosyncratic risk, emerging collateral types, and the importance of separating true underwriting skill from beta-driven returns when constructing resilient insurance portfolios.

Hour 4 in full

9:00 - Jeremy and Joe break down how much credit Allen should get for the win.

Paul once told us that when he thinks of William Shatner the first of his acting roles that comes to mind was that of Captain Harrison Byers from Stanley Kramer's Judgment at Nuremberg from 1961, long before Shatner stepped onboard the Starship that would change his life.   In this episode, after over nine years of podcasting, we finally discover why that was as we examine this star-studded Courtroom drama.    As usual you can find SPOCKLIGHT on: X - @spocklightpod INSTAGRAM – @spocklightpod BLUESKY - @spocklightpod.bsky.social FACEBOOK – https://www.facebook.com/spocklightpod/ EMAIL - spocklightpod@gmail.com Please Follow, like, share and all that good stuff.   Credit for our wonderful theme music goes to the incredibly talented, Adam Johnston's, you can find more of his work at - https://adamjohnstonuk.bandcamp.com/ Our beautiful artwork was created by Stephen Trumble, see more on Instagram @stephentrumbleanimation 

We see the diversification mirage – one of our 2026 Outlook themes – playing out in real time with a sharp spike in global bond yields. Natalie Gill, Portfolio Strategist at the BlackRock Investment Institute, explains. FOR PUBLIC DISTRIBUTION IN THE U.S., CANADA, LATIN AMERICA, AUSTRIA, BELGIUM, DENMARK, FINLAND, FRANCE, GERMANY, IRELAND, ISRAEL, ITALY, LIECHENSTEIN, LUXEMBOURG, NETHERLANDS, NORWAY, PORTUGAL, SOUTH AFRICA, SPAIN, SWEDEN, SWITZERLAND, THE UNITED KINGDOM, HONG KONG, SINGAPORE AND AUSTRALIA. FOR INSTITUTIONAL, PROFESSIONAL, QUALIFIED CLIENTS/INVESTORS IN OTHER PERMITTED COUNTRIES. General disclosure: This document is marketing material, is intended for information and educational purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities or any investment strategies. The opinions expressed are as of [DATE] and are subject to change without notice. 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In this episode of Private Markets 360°, we welcome Chaney Sheffield and Jonathan Barzideh, Co-Heads of Opportunistic Credit at Canyon Partners, a leading global alternative investment manager. With extensive experience across sectors, they discuss the fundamentals of opportunistic credit and how it is creating new avenues for investors.  Credits:  Host/Author: Christina McNamara and Jocelyn Lewis Guests: Chaney Sheffield and Jonathan Barzideh, Canyon Partners Producer: Georgina Lee Published With Assistance From: Feranmi Adeoshun www.spglobal.com www.spglobal.com/market-intelligence

SET YOUR GOALS HIGH Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

Unsure when to refer pediatric patients with atopic dermatitis (AD)? Learn clear criteria to streamline your decision-making. Credit available for this activity expires: 12/12/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/collaborative-care-pediatric-atopic-dermatitis-2025a1000y71?ecd=bdc_podcast_libsyn_mscpedu

Discover how interdisciplinary care transforms outcomes for patients with complex inflammatory diseases. Credit available for this activity expires: 12/12/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/advancements-treatment-inflammatory-conditions-role-2025a1000y6h?ecd=bdc_podcast_libsyn_mscpedu

Fernando good. Diego bad. Bowl picks guaranteed. Now let's get to basketball. Credit goes to big time programs scheduling big time games. Outsiders are taking over the Big 12. New faces may be taking over the SEC. Bedlam--and other big games--need to be on campus courts. Get rid of the neutral court games!

Greg Borenstein, Portfolio Manager of Ellington Credit Company, ticker: EARN, joins The CLO Investor podcast to discuss EARN's conversion from a morgage REIT, the backdrop for CLO equity and mezzanine, and why CLO equity captive funds are negative for the CLO market.

Shaun Attwood is an English former stock-market millionaire and ecstasy distributor turned public speaker, activist, and author.⁣ ⁣ Shaun's channel https://www.youtube.com/@shaunattwoodOFFICIAL ⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime⁣ ⁣ ⁣

Our Head of Corporate Credit Research Andrew Sheets explains why 2026 might bring a credit cycle that burns hotter before it burns out.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts in the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley.Today I'm going to talk about our outlook for global credit markets in 2026 and why we think the credit cycle burns hotter before it burns out.It's Friday, December 12th at 2pm in London.Surely it can't go on like this. That phrase is probably coming up a lot as global credit investors sit down and plan for 2026. Credit spreads are sitting at 25 year plus tights in the U.S. and Asia. Issuance in corporate activity are increasingly aggressive. Corporate CapEx is surging. Signs of pressure are clear in the lowest rated parts of the market. And credit investors are trained to worry. Aren't all of these and more signs that a credit cycle is starting to crack under its own weight?Not quite yet, according to our views here at Morgan Stanley. Instead, we think that 2026 brings a credit cycle that burns hotter before it burns out. The reason is partly due to an unusually stimulative backdrop. Central banks are cutting interest rates. Governments are spending more money, and regulatory policy is easing. All of that, alongside maybe the largest investment cycle in a generation around artificial intelligence, should spur more risk taking from a corporate sector that has the capacity to do so.In turn, we think the playbook for credit is going to look a lot like 2005 or 1997-1998. Both periods saw levels of capital expenditure, merger activity, interest rates, and an unemployment rate that are pretty similar to what Morgan Stanley expects next year. And so, looking ahead to 2026, these two periods offer two competing ways to view the year ahead.2025 might be more similar to a period where the low-end consumer really is starting to struggle, but that another force – back then it was China, now it might be AI spending – keeps the broader market humming. 1997 or 1998, on the other hand, would be more similar to a narrative that investors are growing more confident that a new technology is really transformative. Back then, it was the internet and now it's AI.Corporate bond issuance we think will be central to how this resolves itself. This is a strong regional theme and a key driver of our views across U.S., European and Asia Credit. We forecast net issuance to rise significantly in U.S. investment grade up over 60 percent versus 2025 to a total of around $1 trillion.That rise is powered by a continued increase in technology spending to fund AI as well as a broader increase in capital expenditure and merger activity. All of those bonds being sold to the market should mean that U.S. spreads need to move wider to adjust. And that's true, even if underlying demand for credit remains pretty healthy, thanks to high yields, and the economy ultimately holds up.We think this story is a bit better in other areas and regions that have less relative issuance, including European and Asian investment grade and global high yield. They all outperform U.S. investment grade on our forecast. In total returns, we think that all of these markets produce a return of around 4 to 6 percent, and if that's true, it would underperform, say U.S. equities, but outperform cash.More granularly similar to 2025 or 2005, we think that single name and sector dispersion remain major themes. And where you position in maturity should also matter. Credit curves are steep and our U.S. interest rate strategist are expecting the U.S. Treasury curve to steepen significantly Further. That should mean that so-called carry and roll down and where you position on the maturity curve are a pretty big driver of your ultimate result. In our view, corporate bonds between five- and 10-year maturity in both the U.S. and Europe will offer the best risk reward.The most significant risk for global credit remains recession, which we think would argue for wider spreads on both economic rounds, but also through weaker demand as yields would fall. It would mean that our spread forecasts are too optimistic and that our expectation that high yield outperforms investment grade would be wrong. And then there's a milder version of this bear case – that aggression and corporate supply are even stronger than we think, and that creates conditions closer to late 1998 or 1999.Back then, U.S. investment grade spreads were roughly 30 basis points wider than current levels, even though the economy was strong and even though the equity market kept going up.Thank you as always for your time. If you find Thoughts of the Market useful, let us know by leaving a review wherever you listen. And also, please tell a friend or colleague about us today.

In today's podcast episode we hear about one reader's status magic, how Nick's family got stuck in HEL-sinki, and we make our end-of-year to-do list with your help.Giant Mailbag(01:41) - One reader's experience with unexpected status benefitsSee episode 334 "Super Stacking Stories" here.Card News(04:45) - Both Citi AAdvantage Business cardholders & authorized users earn Loyalty Points on purchases (Read more here)(07:31) - Reminder: last call to triple-dip credit cardsAwards, Points, and More(12:21) - Read about how Nick was stuck in HEL hereBonvoyed(21:10) - American Express transfer ratio to Cathay Pacific will reduce to 5:4 3/1/26Main Event: Our end-of-year miles & points checklists(27:42) - Read more about our end-of-year checklist for 2025 here(29:11) - Elite Status Airlines(37:59) - Elite Status Hotels(45:21) - Elite Choice Benefit selections(48:59) - Southwest Companion Pass(52:07) - See our Coffee Break episode 81 "The Southwest Debit Card is actually interesting" here(53:21) - Credit card coupons(1:13:36) - Summary of our major To-DosQuestion of the Week(1:15:16) - How do you manage continued spending on a card after meeting the spend requirement for a welcome bonus?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

The Inside Economics team unpacks the Federal Reserve's latest rate decision and the divergence of views among policymakers as they navigate the final stretch of 2025. Mark, Cris, and Marisa debate whether the FOMC's messaging was hawkish or dovish, assess whether a labor market shedding jobs can avoid recession, and explore what it all means for the path of interest rates in the year ahead. After a quick stats game, the trio tackles a few provocative listener questions. Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AG Gregoroff unfolds the gritty tales of his past; growing up amidst violence and chaos in Northern San Diego County, his undeserved entanglement with a corrupt police force, and the harrowing experiences within the prison's walls, where his life was dictated by the brutal and racially segregated dynamics of life behind bars. ⁣ ⁣ ToeHold IG and Site⁣ https://www.instagram.com/toe_hold/⁣ Toehold: https://shoptoehold.com/⁣ ⁣ ⁣

On September fifth, nineteen eighty two, twelve year old Johnny Gosch walked out of his West Des Moines home before dawn to deliver newspapers and vanished without a trace. His case changed America forever, leading to the first missing child on a milk carton and landmark legislation that transformed how we handle abducted children.But the story most people know barely scratches the surface of what really happened.In this episode of The Redacted Report, we dig into the buried facts, the covered-up connections, and the questions that powerful people have spent four decades trying to silence.We begin with Police Chief Orval Cooney, the man tasked with finding Johnny. What most people don't know is that Cooney had a violent past, including a nineteen fifty one assault conviction. Just months before Johnny disappeared, eighteen of his own officers went on record accusing him of brutality, harassment, and drinking on duty. When volunteers searched for Johnny, witnesses say Cooney climbed onto a picnic table and told everyone to go home, calling the missing boy a damn runaway. He stonewalled the family at every turn until his sudden death in two thousand three, just as a lawsuit was about to expose what he knew. Then there's the newspaper itself. Johnny delivered papers for the Des Moines Register, the same company that employed Frank Sykora, who admitted to molesting at least seven paperboys, and Wilbur Millhouse, a former circulation manager found with a list of twenty two hundred boys' names when he was arrested. Millhouse reportedly told people for years that he knew who took Johnny and why. We examine the chilling prediction made two months before thirteen year old Eugene Martin vanished in nineteen eighty four. According to Noreen Gosch, a private investigator warned her another paperboy would be taken the second weekend of August on the south side of Des Moines. She passed this information to authorities. They did nothing. Eugene disappeared exactly when and where predicted. The episode explores the proof of life that emerged after Johnny's abduction. A confirmed sighting in Tulsa, Oklahoma, where investigators said a boy crying for help was positively identified as Johnny. A dollar bill with his authenticated signature surfacing in Sioux City three years later. Signs that Johnny was alive, somewhere, trying to send a message. We dive deep into the Franklin Credit Union scandal and the testimony of Paul Bonacci, who claimed he was forced to participate in Johnny's kidnapping. Bonacci knew physical details about Johnny that weren't public knowledge. A federal judge ruled his testimony truthful and awarded him one million dollars in a civil judgment. Yet police never interviewed him about the Gosch case.he investigation into Franklin led to tragedy. State investigator Gary Caradori was collecting evidence, interviewing witnesses, building a case against powerful people. On July eleventh, nineteen ninety, his plane came apart in midair over an Illinois cornfield. He and his eight year old son were killed. His briefcase of newly obtained evidence was never recovered. A documentary about the scandal called Conspiracy of Silence was pulled from the Discovery Channel before it could air. We trace the trafficking network run by John David Norman, a career predator whose operations spanned decades. His thirty thousand customer index cards were sent to the State Department and destroyed. His associate Phillip Paske worked for John Wayne Gacy. Investigators following witness testimony found an abandoned Colorado ranch with a hidden underground chamber and children's initials carved into the walls. The episode covers Noreen Gosch's claim that Johnny visited her in nineteen ninety seven, fifteen years after his disappearance, and the mysterious envelope of photographs left on her doorstep in two thousand six showing bound and gagged children, one of whom she believes is her son. Johnny Gosch would be fifty five years old today. No arrests have ever been made. No body has ever been found. The West Des Moines Police Department still refuses to release their complete case file. Someone knows what happened that September morning. Someone drove the blue Ford Fairmont. Someone flicked that dome light three times. And someone has kept this secret for over four decades. This is the story they buried. This is The Redacted Report.

Investors and economists are warning about a piece of the financial system that could pose a risk that is potentially similar in ways to the housing crash that preceded the financial crisis in 2008. It’s part of what's been called the shadow banking system: the private credit market, an alternative type of lending to companies that doesn't involve traditional banks. Paul Solman explains. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy