Podcasts about Credit

Paul Schiffbauer Explains how Illegal gambling works. Pauls's Links https://linktr.ee/themachineman Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout. Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7 Send me an email here: insidetruecrime@gmail.com Do you extra clips and behind the scenes content? Subscribe to my Patreon: https://patreon.com/InsideTrueCrime

Phantom Electric Ghost With Bjorn Lestrud: Host of the Blue Dragon Healing podcast Voices of Spirit: The Impact of Channeling in Healing Practices Bjorn is a sound healer and founder of Blue Dragon Healing. His journey has been deeply shaped by ancient shamanic traditions and personal experiences with plant medicines, which helped him reconnect with his true self. Now, through sound therapy and holistic practices, he helps others do the same—guiding them toward emotional clarity, spiritual growth, and authentic self-expression. As a guest, Bjorn is interested in exploring different perspectives and connecting as authentically as possible.  He doesn't care much about getting an offer in front of your audience. For him, it's more about making connections by inviting people in and hopefully producing some great content with you. He's always willing to do some of his unique style of sound healing right on your show! Later, he'll do his best to put together some short highlight clips of peak moments so that it can be shared on social media and he'll work with you on post collab. Link: https://www.bluedragonhealing.net/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

Phantom Electric Ghost Podcast Interviews Victoria Scholz: The True Cost of Fast Fashion Introduction “Today's guest is a true force in the fashion industry. With over a decade of experience, she began her journey at just 15 years old, immersing herself in the dynamic and ever-evolving world of fashion. Drawing from this extensive experience, Victoria founded her own brand with a powerful mission: to educate consumers about the realities of the fashion industry, champion sustainable and inclusive practices, and advocate for diversity at every level. Passionate about using fashion as a tool for change, she believes that by addressing the industry's impact, we can truly transform the world for the better. From sustainability to empowerment, our guest is here to share her vision for a brighter, more inclusive future in fashion. Please welcome Victoria!” Link: https://www.instagram.com/vcnscholz/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

Summary Pastor Coyne explores various themes related to Christian ministry, the role of shepherds, community dynamics, and the importance of Jesus in overcoming life's challenges. The conversation emphasizes the need for encouragement and understanding in the face of fear and adversity, while also reflecting on daily life and spirituality. Chapters 00:00 Introduction to the Podcast and Its Purpose03:56 The Role of Shepherds in Ministry09:27 Understanding Class and Community Dynamics12:36 Facing Challenges and Understanding Sin15:24 The Importance of Jesus in Our Lives22:59 Encouragement and Overcoming Fear24:48 Reflections on Daily Life and SpiritualityTakeaways Shepherds play a significant role in ministry and community. Understanding class dynamics is crucial for effective ministry. Facing challenges is a part of spiritual growth. Jesus is central to overcoming fear and adversity. Daily life reflections can enhance spiritual understanding. Encouragement is vital in the Christian journey. Community support is essential for personal growth. The importance of recognizing one's talents in ministry. Spirituality is intertwined with everyday experiences. ALL PROCEEDS GO TO WORLD EVANGELISM Visit Our Merch Store: https://ttl.bigcartel.com/ Locate a CFM Church near you: https://cfmmap.org SUBSCRIBE TO PREMIUM: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3/month on Supercast⁠: https://taking-the-land.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3.99/month on Spotify⁠: https://podcasters.spotify.com/pod/show/taking-the-land/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $4.99/month on Apple Podcasts⁠: https://apple.co/3vy1s5b⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Visit our sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***FEATURED*** Global Passport Express: Mention this ad to get a 10% discount on all services⁠: https://bit.ly/TTL-GPE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pastor Mike Ashcraft's Financial Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(310) 403-6471⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠$100 Credit for Text In Church: https://bit.ly/TTL-TIC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠10% Discount Off First Order from Advanced Creative Design: advancedcreativedesign23@gmail.com

Phantom Electric Ghost Interviews: Deanna Read: Connecting Strategy, AI, and Human-Centric Marketing Navigating Marketing's Ethical Dilemma: Trust, Privacy, and AI Meet Deanna Read — a CMO for Virtual Coworker, strategic marketing consultant, and digital marketing expert with a deep passion for B2I marketing and integrating AI into marketing strategies. Deanna empowers businesses to connect on a deeper level with their audiences. With years of experience, a soon-to-be doctorate in Strategic Marketing, and a focus on leadership, mentorship, and marketing, Deanna brings a unique blend of cutting-edge tactics and relationship-based approaches. She's dedicated to sharing her knowledge and inspiring the next generation of marketers through her work and insights. Link: https://www.linkedin.com/in/deannaread1/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

Credits: 0.50 AMA PRA Category 1 Credit™, 0.50 ABIM MOC or 0.41 AANP, including 0.41 AANP Pharm   CME/CE Information and Claim Credit: https://www.pri-med.com/online-cme-ce/Podcast/when-ssris-are-not-enough  Overview: In this podcast, expert faculty will discuss how the heterogeneity of major depressive disorder (MDD) symptoms, the frequency of residual symptoms, and the common occurrence of treatment-resistant depression (TRD) indicate a pathophysiology that is complex and multifactorial. The faculty will provide an overview of the current understanding of MDD pathophysiology and discuss how current standard-of-care treatments often fail to comprehensively target these mechanisms, emphasizing how future treatment developments can focus on under-addressed pathophysiological mechanisms, paving the way for personalized MDD treatments that target individual symptom profiles. 

This week we dive into Wicked (2024) to discover if the movie defies gravity or just turns us into mean-green-witching-machines.

Learn about innovative methods for epinephrine administration and improve patient outcomes. Credit available for this activity expires: 12/05/25 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/innovations-and-breakthroughs-epinephrine-delivery-2024a1000loh?ecd=bdc_podcast_libsyn_mscpedu

3Jane introduces its credit-based market protocol. Safe{Pass} launches its first airdrop claim. And Base funds a full audit for the Solady Solidity library. Read more: https://ethdaily.io/603

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free LIVE training to maximize your points https://geobreezetravel.com/webinar   ➤ Free points 101 course (includes hotel upgrade email template) https://geobreezetravel.com/freecourse   ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515   ➤ Seats.Aero: https://geobreezetravel.com/seatsaero   ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations at https://geobreezetravel.com/consultations! Timestamps: 00:00 Introduction  00:17 Checking AMEX Offers 01:35 Install Rakuten Plug In 07:14 Add All Amex Offers Automatically with CardPointers 08:01 Check Cashback Monitor 08:57 Check Capital One Offers 09:55 Check SimplyMiles Portal to Quickly Earn AA Miles and Status 10:32 Earn airline miles on hotel stays 12:50 Earn a new sign up bonus 16:28 Make Reservations through Seated App for Cash Back 17:51 Stack it with BILT Dining Portal 18:24 Double Stack it with DOSH app 19:08 Earn Points for Playing Phone Games 22:03 Meet with your accountant You can find Julia at:  ➤ Website: https://geobreezetravel.com/  ➤ Instagram: https://www.instagram.com/geobreezetravel/  ➤ Credit card links: https://www.geobreezetravel.com/cards  ➤ Patreon: https://www.patreon.com/geobreezetravel    Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Phantom Electric Ghost Interviews: Bill Barnett Entertainment CEO & Founder of Smarter Minds Network Follow Your Strengths, Not Your Passions Bill Barnett's distinguished career encompasses the entertainment and communications sectors, with significant achievements in television, film, radio, and digital technologies. With a track record as CEO and President of over a dozen companies, Bill possesses deep insights into the psychology of business networking, the art of strategic relationship-building, and the nuances of effective communication. His expertise extends to identifying and capitalizing on investment opportunities and fostering entrepreneurial ventures.  Through his current endeavor, Smarter Minds Network, Bill leverages his extensive experience to support job seekers and entrepreneurs from all walks of life. Whether guiding individuals on career advancement, assisting recent college graduates as they embark on their professional journeys, helping parents re-enter the workforce, or advising veterans and their spouses on career transitions, Bill offers tailored advice and strategies. He is also a trusted consultant on business plans, hiring practices, and investment strategies, both personal and business-related. Link: https://www.smartermindsnetwork.com/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

Phantom Electric Ghost With Neena Pandey Mom, Wife, Serial Enterprenuer, Forbes Author How to break through 9-5 grind I am a serial entrepreneur. I have bootstrapped and successfully scaled two companies. IndieRoots, my lifestyle brand, grew to more than $1M annual sales in less than two years without any marketing expense. My education business, ClubZ Tutoring,, was America's fastest growing franchise in the space in just under one year of operation. I have a track record of creating impact and building revenue generating businesses along the way. I recently launched my fashion brand String Code that's creating waves ever since it's launch.     Before I took the plunge into entrepreneurship, I was a marketing executive in Silicon Valley. During my tenure at technology companies, I achieved a consistent record of driving market impact, revenue delivery, and customer delight. At Zyme, I successfully launched a new product in a new category. We disrupted the market and launched in multiple markets thereafter. At Sun, for a new product, I exceeded goals by 106%. At Oracle, I proposed an idea that's now a star offering.   My extensive experience launching product and service related business uniquely positions me to share my experiences with other like-mind individuals who want to break free of corporate 9-5 job or just want to create something meaningful and earn consistant income along the way. Link: https://www.linkedin.com/in/neenapandey/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

Phantom Electric Ghost With Nicolette Nierras: Transformational Coach and RTT Therapist  Nic Nierras is the founder of Nic Nierras Wholistic Lifestyle, a coaching platform dedicated to helping individuals achieve balance, success, and inner peace through holistic methods. With a background as a Chartered Accountant, Nic transformed her career after recognizing the need for deeper fulfillment beyond financial success. Her approach combines Rapid Transformational Therapy (RTT) with life coaching, guiding clients to heal from personal setbacks, redefine their life's purpose, and achieve true wealth through a harmonious balance of mind, heart, and soul. Nic is also the host of the You're Worthless Podcast, where she invites listeners on an introspective journey of self-worth, challenging societal norms, and inspiring transformation. Her mission is to empower individuals—particularly women—to break free from limiting beliefs, emotional obstacles, and unfulfilling careers to create lives of purpose, happiness, and abundance. With her warm energy and deep insights, Nic helps her clients connect with their true potential and embrace their worthiness in all aspects of life. Link: https://thenicnierraswholisticlifestyle.com/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

In this episode, Patrick McKenzie (patio11) offers a reading of his viral essay, "The optimal amount of fraud is non-zero" with extensive live commentary. Patrick examines payment systems, benefits programs, and pandemic-era policies, to uncover how businesses and governments often intentionally accept some level of fraud as a cost of doing business. Reducing fraud to zero would require such restrictive verification that it would severely hamper legitimate commerce and social programs. Using examples from credit card processing to PPP loans, Patrick illustrates how different industries calibrate their tolerance for fraud based on their margins, mission, and societal role.–Full transcript available here: https://www.complexsystemspodcast.com/fraud-choice-patrick-mckenzie–Sponsor: GiveWell | CheckSupport proven charities that deliver measurable results and learn how to maximize your charitable impact with GiveWell. First-time donors get $100 matched. Go to givewell.org (and type in "Complex Systems" at checkout).Check is the leading payroll infrastructure provider and pioneer of embedded payroll. Check makes it easy for any SaaS platform to build a payroll business, and already powers 60+ popular platforms. Head to checkhq.com/complex and tell them patio11 sent you.–Links:Bits about Money, "The optimal amount of fraud is non-zero" https://www.bitsaboutmoney.com/archive/optimal-amount-of-fraud/Bits about Money, "The fraud supply chain" https://www.bitsaboutmoney.com/archive/the-fraud-supply-chain/ Dan Davies on Complex Systems https://open.spotify.com/episode/5QKxzgumJXSQuaWCmYAoM9?si=AWkgvWEBSymrQNqpehg5tQ–Twitter:@patio11-Timestamps:(00:00) Intro (00:32) Origins of the essay and Dan Davies' influence(02:16) Fraud is a policy choice(04:56) The unique nature of fraud enforcement (07:54) Who pays for payment fraud?(12:55) Fraud as a necessary business expense(21:13) Sponsors: GiveWell & Check(27:43) Credit reports(29:19) Anti fraud loops used in online commerce(35:38) Different business tolerances for fraud(37:20) High vs low margin fraud strategies(41:40) Fraud in Benefit Systems and Pandemic Programs(43:29) Taxes(45:38) Fraud as an intended component(51:55) Wrap

This week, Emma and Ally recap the festive chaos of Gremlins (1984), the ultimate holiday horror-comedy. From the adorable Gizmo to the devious Stripe, the hosts unwrap the bizarre rules of Mogwai ownership and debate whether this movie is the best PSA against impulse buying.The hosts also unpack Phoebe Cates' wildly dark Christmas monologue and discuss how this movie made an entire generation terrified of microwaves.So, grab your eggnog, keep the snacks away, and join us for a nostalgic romp through one of the most chaotic Christmas classics ever made. Spoilers ahead—and maybe a gremlin or two in the studio.Rate us on Spotify and Apple PodcastsWebsite - spookychickspod.comInstagram - instagram.com/spookychickshorrorflicksTiktok - tiktok.com/@spookychickshorrorflicksSupport the show:- Patreon - Bonus Content- $20 Credit towards hosting your own Podcast with Buzzsprout- 20% off your Tipsy Elves Apparel Order- Amazon Storefront - Shop our favs

The Moneywise Radio Show and Podcast Wednesday, December 4th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement

Our hosts, Omar Eltorai and Cole Perry, share a round-up of the latest macroeconomic indicators, upcoming policy changes, and CRE market matters both present and future. During the episode, they review US economic releases covering GDP, inflation, housing, construction, and manufacturing data; discuss upcoming moves by the incoming administration, including potential effects of tariffs planned for the new year; and analyze recent retail earnings calls along with preliminary retail data for Black Friday. They wrap up with some observations and important questions about the market outlook for 2025.Key Takeaways:00:48 - Macro releases: GDP, inflation, and more05:31 - Housing and construction data insights10:47 - Policy and market reactions14:44 - Potential tariffs in 202519:32 - Credit and equity market updates29:16 - Retail sector performance and Black Friday data37:11 - Looking ahead to 202543:59 - Upcoming earnings calls and economic data45:26 - Announcement and closing remarksResources Mentioned:Q3 2024 US CRE Investment and Transactions Quarterly reportUS commercial real estate investment trends and transaction volume: https://www.altusgroup.com/featured-insights/cre-transactions/ US commercial real estate investment sales - pricing and pacing: https://www.altusgroup.com/featured-insights/cre-transactions/pricing-pacing/ US commercial real estate investment sales - property sectors: https://www.altusgroup.com/featured-insights/cre-transactions/property-sectors/ US commercial real estate investment sales - markets: https://www.altusgroup.com/featured-insights/cre-transactions/markets/ The 5 US cities for retail investing that are most likely to outperform benchmarks - https://www.altusgroup.com/insights/5-us-cities-for-retail-investing-to-outperform-benchmarks/ CRE market hits lowest transaction count since 2011https://www.globest.com/2024/11/21/cre-borrowers-split-on-financing-outlook-despite-improving-economic-conditions/ Commercial real estate recovery hinted at in reporthttps://www.mpamag.com/us/specialty/commercial/commercial-real-estate-recovery-hinted-at-in-report/516261CRE investment falls to decade low, but that could soon changehttps://www.bisnow.com/national/news/capital-markets/report-finds-cre-investment-has-hit-a-decade-low-but-that-could-soon-change-126978 Leave us a message! - https://www.speakpipe.com/CREexchange Email us - altusresearch@altusgroup.com Thanks for listening to the CRE Exchange podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property

In this episode, we explore the significant impact listener surveys can have on a podcast's success, especially during the holiday season. Listener surveys allow us to connect directly with our audience and understand their preferences, making it easier to create content that resonates. In the radio world, we called this “Hugging your P1s”—a term for our most loyal listeners. Providing incentives, like gift cards, can increase participation, especially during this time of year when engagement may naturally decline.Listener surveys also serve as valuable content. By dedicating an episode to discussing survey questions and linking a Google form in the show notes, we can keep our audience engaged and gather data simultaneously. Credit for many of these survey strategies goes to Melissa Joy Dobbins of the Sound Bites podcast. Here are the ten questions we recommend asking:How long have you been listening? This helps us gauge listener loyalty and the effectiveness of outreach over time.How did you discover the show? Knowing whether it was through social media, a search engine, or word of mouth can refine our marketing strategies.Where do you follow or subscribe? Asking this not only provides insight but also reminds listeners to follow or subscribe on platforms like Apple, Spotify, or YouTube.How do you consume the show? Identifying whether listeners prefer audio, video, or both informs future production plans.What topics or guests should we cover more? This ensures our content aligns with audience interests.What topics should we cover less? Feedback on what isn't working is just as valuable.Have you shared an episode? Understanding how listeners share the show helps us improve its reach.Would you leave a review? While not a primary call to action, reviews offer social proof and strengthen credibility.Would you support the show financially? Options like listening to ads, Patreon subscriptions, or buying merchandise can diversify our revenue streams.Demographic insights: Gathering age, gender, and other details respectfully helps us better understand our audience.By using these questions, we gain actionable insights to refine our content, marketing, and engagement strategies for 2025 Find jag on social media @JAGinDetroit or online at JAGinDetroit.com

CHAPTERS: 00:00 - Intro 01:32 - K Dot Wins Artist of the Year 02:52 - Kendrick Lamar's Impact on Music Industry 09:56 - Drake's Influence on Other Artists 17:18 - Mainstream Rappers' Silence 18:08 - Next Rising Street Rapper 21:17 - Financial Struggles in Music 23:49 - French Montana's Rise to Fame 26:05 - Robots and Celebrity Culture 31:40 - Red Pill Movement Exposed 34:55 - Idolization and Its Consequences 37:24 - Myron Gaines Critique 39:37 - Provoking Black people Trends 44:24 - Thoughts on Charleston White 46:08 - Myron Discussion 48:01 - Race and Violence Discussion 51:10 - Responding to Online Trolls 55:20 - Resetting Your Instagram Explore 55:50 - Life Choices and Agency 59:08 - Hard Work and Success 01:02:40 - Overcoming Challenges 01:04:30 - Daily Self-Analysis 01:07:37 - Power of Positive Affirmations 01:09:14 - Reaping What You Sow 01:11:59 - Beyond Motivation for Success 01:16:55 - Highlighting Black Community Success 01:21:30 - Caring About Public Perception 01:22:30 - Impact of Actions on Black Community 01:25:10 - Credit for Black Achievements 01:27:20 - Privilege and Perspective 01:28:14 - Importance of Open Conversations 01:29:31 - Cultural Priorities Discussion 01:32:45 - Issues with Top Platforms 01:37:00 - Katt Williams: Man of the Year 01:37:10 - Katt Williams vs. Diddy 01:42:20 - Contacting YouTube 01:43:15 - Final Thoughts 01:43:28 - Outro ==============

Real estate and private equity are a better investment than direct lending, according to JPMorgan Asset Management. Those two have repriced on higher rates, while private credit hasn't, Gabriela Santos, the firm's chief market strategist for the Americas tells Bloomberg News' James Crombie and Bloomberg Intelligence senior credit analyst Robert Schiffman, in the latest Credit Edge podcast. “It's been interesting to see signs that actually commercial real estate seems to be bottoming and turning around,” said Santos. Santos and Schiffman also discuss the likelihood of bond spreads staying tight, CCC bond risk, the market impact of trade wars and the technology sector debt outlook.See omnystudio.com/listener for privacy information.

The Hawks are now once again above .500 after being the Bucks. The vibes are high and the team is playing well. Full breakdown on how the Hawks got it done on both ends Topics Hawks vs Bucks recap Tale of two halves for the Hawks Player performances Credit to Quin

What happens when mood disorders collide?    Credit available for this activity expires: 12/03/25 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/recognizing-intersecting-symptoms-and-their-implications-2024a1000lnw/1?ecd=bdc_podcast_libsyn_mscpedu

As France's National Assembly voted to oust Prime Minister Michel Barnier's government, we look at how markets have responded to the news. Chief among investor concerns are what this latest chapter in French political life will mean for the country's growing national deficit and its ability to pay off debt. Credit ratings agency Moody's said in a note this Thursday that the ouster of the government "reduces the probability of a consolidation of public finances".

Episode 467: Neal and Toby bring news from around the world starting with the fallout of South Korea's President declaring martial law, then lifting it less than 24 hours later. And, China hits back against the US' chip crackdown. Then, French lawmakers could force its prime minister to resign. Meanwhile, Wall Street is investing billions of dollars into private credit as it looks to bring it to the masses. Plus, ChatGPT may have all the answers on the Internet, but it can't bring itself to recognize the name “David Mayer.” Lastly, notable headlines that close out your day. Download the Yahoo! Finance App (on the Play and App store) for real-time alerts on news and insights tailored to your portfolio and stock watchlists. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

Our Chief Fixed Income Strategist Vishy Tirupattur and Leveraged Finance Strategist Joyce Jiang discuss how the dynamic between private and public credit markets will evolve in 2025, and how each can find their own niches for success.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Today we'll be talking about how private credit has evolved over 2024 and the outlook for 2025. I'm joined by my colleague, Joyce Jiang, from our Leveraged Finance Strategy team.It's Tuesday, December 3rd at 10am in New York.A lot has happened over 2024 in private credit. We are credit people. Let's talk about defaults and returns. How has 2024 been thus far for private credit in terms of defaults and returns?Joyce Jiang: It's always tricky to talk about defaults in private credit because the reported measures tend to vary a lot depending on how defaults are defined and calculated. Using S&P's credit estimate defaults as a proxy for the overall private credit defaults, we see that defaults appear to have peaked, and the peak level was significantly lower than during the COVID cycle.Since then, defaults have declined and converged to levels seen in public loans. In this cycle, the elevated policy rates have clearly weighed on the credit fundamentals, but direct lenders and sponsors have worked proactively to help companies extending maturities and converting debt into PIK loans. Also, the high level of dry powder enabled both private credit and PE funds to provide liquidity support, keeping default rates relatively contained.From a returns perspective for credit investors, the appeal of private credit comes from the potential for higher and more stable returns, and also its role as a portfolio diversifier. Data from Lincoln International shows that over the past seven years, direct lending loans have outperformed single B public loans in total return terms by approximately 2.3 percentage point annually, largely driven by the better carry profile. And this year, although the spread premium has narrowed, private credit continues to generate higher returns.So, Vishy, credit spreads are close to historical tights. And the market conditions have clearly improved compared to last year. With that, the competition between the public and private credit has intensified. How do you see this dynamic playing out between these two markets?Vishy Tirupattur: The competition between public and private credit has indeed intensified, especially as the broadly syndicated market reopened with some vigor this year.While the public market has regained some share it lost to private credit, I think it is important to note that the activity has been, especially the financing activity, has been really more two-way. Improved market conditions have lured some of the borrowers back to the public markets from private credit markets due to cheaper funding costs.At the same time, borrowers with lower rating or complex capital structure seem to continue to favor private credit markets. So, there is really a lot of give and take between the two markets. Also, traditionally, private credit markets have played a major role in financing LBOs or leveraged buyouts. Its importance has really grown during the last Fed's hiking cycle when elevated policy rates and bouts of market turmoil weaken banks' risk appetite and tighten the public-funding access to many leveraged borrowers.Then, as the Fed's policy tightening ended, and uncertainty about the future direction of policy rates began to fade, deal activity rebounded in both markets, and more materially in public markets. This really led to a decline in the share of LBOs financed by private credit. Of course, the two markets tend to cater for deals of different sizes. Private credit is playing a bigger role in smaller size deals and a broadly syndicated loan market is relatively much more active in larger sized LBOs. So, overall, public credit is both a complement and competitor to private credit markets.Joyce Jiang: The decline in spread basis is evident in larger companies, but more recently, the spread basis have even compressed within smaller-sized deals, although they don't have the access to public credit. This is likely due to some private credit funds shifting their focuses to deals down in the site spectrum. So, the growing competition got spilled over to the lower middle-market segment as well. In addition to pricing conversions, we've also seen a gradual erosion in covenant quality in private credit deals. Some data sources noted that covenant packages have increasingly favored borrowers, a reflection of the heightened competition between these two markets.So Vishy, looking ahead, how do you see this competition between public and private credit evolving in 2025, and what implications might this have for returns?Vishy Tirupattur:, The competition, I think, will persist in [the ]next year. We have seen strong demand from hold to maturity investors, such as insurance companies and pension funds; and this demand, we think, will continue to sustain, so the appetite for private credit from these investors would be there.On the supply side, the deal volume has been light over the last couple of years. Next year, acquisition LBO activity, likely to pick up more materially given the solid macro backdrop, lower rates that we expect, and sponsor pressure to return capital to investors. So, in 2025, we could see greater specialization in terms of deal financing. Instead of competing directly for deals, public and private credit markets can find their own niches. For example, public credit might dominate larger deals, while private credit could further strengthen its competitive advantage within smaller size deals or with companies that value its unique advantages, such as the flexible terms and speed of execution.Regarding returns, while spread premium in private credit has indeed come down, a pickup in deal activity could to some extent be a release valve. But sustained competition may keep the spreads tight. Overall, private credit should continue to offer attractive returns, although with tighter margins compared to historical levels.Joyce, it was great speaking with you on today's podcast.Joyce Jiang: Thank you, Vishy, for having me.Vishy Tirupattur: Thank you all for listening. If you enjoy today's podcast, leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Send us a textOn today's episode we are joined by Bassmaster Elite Series pro Cody Huff to talk about the myths and tips of cold water bass fishing.

Matt Cox shares inside information about Diddy files, Kims lost words, Courtney burgess, Chris Todd and more! Corey's Channel https://www.youtube.com/@2Strong-FAIRMEDIA Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7 Send me an email here: insidetruecrime@gmail.com Do you extra clips and behind the scenes content? Subscribe to my Patreon: https://patreon.com/InsideTrueCrime

Summary This message explores the themes of miraculous healing, the importance of gratitude, and the deeper spiritual implications of sin and wholeness. Through testimonies of healing, the speaker emphasizes that true healing encompasses not just physical restoration but also spiritual wholeness, which is achieved through faith in Jesus Christ. Chapters 00:00 Introduction to Miraculous Healings02:59 Testimonies of Healing and Transformation05:52 The Importance of Gratitude in Healing09:10 Understanding Wholeness Beyond Physical Healing12:04 The Spiritual Dimension of Sin and Healing15:00 Consequences of Sin and Guilt on Health18:00 The Path to Wholeness through Jesus Christ20:46 God's Purpose for Creation and Redemption24:09 The Role of Faith in Healing and Wholeness27:00 Biblical Examples of Transformation and Healing29:52 Conclusion: The Call to WholenessTakeaways Miraculous healings are a testament to God's power. Gratitude plays a crucial role in recognizing healing. True wholeness involves both physical and spiritual restoration. Sin has deep-rooted consequences on health and well-being. Self-gratification leads to bondage and suffering. Jesus Christ offers redemption and wholeness to all. Faith is essential in the process of healing. God's purpose for creation is to bring glory to Himself. Healing can manifest in various forms, including emotional and spiritual. The call to wholeness is a personal journey for each individual. ALL PROCEEDS GO TO WORLD EVANGELISM Visit Our Merch Store: https://ttl.bigcartel.com/ Locate a CFM Church near you: https://cfmmap.org SUBSCRIBE TO PREMIUM: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3/month on Supercast⁠: https://taking-the-land.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3.99/month on Spotify⁠: https://podcasters.spotify.com/pod/show/taking-the-land/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $4.99/month on Apple Podcasts⁠: https://apple.co/3vy1s5b⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Visit our sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***FEATURED*** Global Passport Express: Mention this ad to get a 10% discount on all services⁠: https://bit.ly/TTL-GPE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pastor Mike Ashcraft's Financial Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(310) 403-6471⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠$100 Credit for Text In Church: https://bit.ly/TTL-TIC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠10% Discount Off First Order from Advanced Creative Design: advancedcreativedesign23@gmail.com

Dimitry Gershenson is the CEO and co-founder of Enduring Planet, a fintech platform that offers founder-friendly working capital and financial advisory services to climate startups and SMEs. Prior to Enduring Planet, Dimitry led M&A and served as COO for Rango Wireless, an Enduring Ventures portfolio company. Before that, Dimitry built Meta's Energy Access program, a $15M+ investing initiative that enabled energy access for 3M people and unlocked nearly $500M in additional capital in underserved markets like Kenya and India Beyond his role at Enduring Planet, Dimitry sits on the board of Ecosafi, a Lowercarbon-backed climate startup enabling clean cooking in emerging markets. In this episode, we discuss: ●     What bridge financing is ●     The different financing tools available for climate tech start-ups ●     Why Enduring Planet started offering bookkeeping and fractional CFO services to climate start-ups Key Takeaways: ●     Bridging the Climate Finance Gap: Addressing climate change requires substantial financial investment. We are building things that have never been built before, and solving challenges that have never been solved before. US Secretary of the Treasury Janet Yellen suggests that achieving net-zero emissions by 2050 necessitates annual investments of approximately $3 trillion. However, in their own study, Moody's states that current funding levels fall significantly short, with a gap of about $2.7 trillion per year projected by 2030. This shortfall hampers efforts to mitigate climate impacts and underscores the need for increased investment from both public and private sectors to build a sustainable future. ●     The Power of a Complementary Co-Founder: Launching a startup demands a diverse set of skills, often too extensive for one person to manage alone. Finding a co-founder with complementary abilities can be crucial to a startup's success. This partnership allows for shared responsibilities, diverse perspectives, and a balanced workload, setting the foundation for a resilient and dynamic business. Also, with the mindset of true collaboration, it's more likely that a leader will share equity equitably across all individuals that are building and contributing to the start-up. ●     Embracing Unexpected Opportunities: In the entrepreneurial journey, unexpected opportunities can arise when least anticipated. A potential partner might agree to collaborate despite previous indications otherwise, or a chance encounter could lead to a pivotal breakthrough. Maintaining an open mindset allows you to recognize and seize these moments of serendipity, turning unforeseen possibilities into tangible successes. Stay open to possibility, stay open to things working out for you, stay open to being delightfully surprised References: ●     Connect with Dimitry on LinkedIn ●     Enduring Planet  ●     World Resources Institute (WRI) ●     Power for All ●     Enduring Ventures ●     Photon Marine ●     Circuit ●     Dollaride ●     Sparkz ●     Blip Energy ●     Project K ●     Kinetix Connect & Share: If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts/iTunes? It takes less than 60 seconds, and it really makes a difference in helping to convince hard-to-get guests. I also love reading them! If this episode resonated with you, I ask you to send it to a friend. Help bring even more visibility to these leaders that are using business as a force for good! Subscribe to the Purpose and Profit newsletter to make sure you don't miss future episodes. This podcast is for you, the listener. I'd love to hear what resonated with you, or if you have a suggestion on who would be a great guest for this show. Please send me a note at info@KathyVarol.com.

Six years ago, Pace Morby hit rock bottom. Fast forward to today, and he's built a real estate portfolio of over 2,100 properties worth nearly half a billion dollars. So, how did he turn it all around? By using creative finance strategies like Subto and the Gator Method.In this episode, we'll dive into Pace's journey, how he learned Subto, what he says to people who call it illegal, why he doesn't rely on rentals for cash flow, and how he's managed to avoid paying federal income taxes for the last decade—all legally and much more! This episode is one of my favorites thus far! Get out a notebook and get ready to take some notes because this one will leave you with tons of golden nuggets!Other Social Media channels: Subscribe to my main channel "Austin Zaback" https://www.youtube.com/c/AustinZabackSubscribe to my Podcast Channel "The Austin Zaback Show" https://www.youtube.com/c/TheAustinZabackShowFollow me on Social Media:https://www.instagram.com/austinzaback/https://www.tiktok.com/@austinzaback

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley welcomes Nailah Flake, Managing Partner and Head of Real Estate Debt at Brookfield. Nailah shares her unique career journey, from teaching dance to leading real estate credit at one of the largest asset managers globally.   Together, they discuss the vast and diverse real estate market, touching on compelling sectors like industrial, housing, and alternative asset classes. Nailah provides insights into the mechanics of real estate credit, its differences from corporate credit, and the evolving landscape amid rising interest rates, market volatility, and bank retrenchment. She also highlights Brookfield's approach to lending, leveraging its extensive expertise and global footprint.   In addition to offering a masterclass on real estate debt, Nailah shares career advice for young professionals, emphasizing adaptability and resilience in navigating a changing industry. Tune in for an inspiring conversation filled with actionable insights.

Tom Withers joins Baskin & Phelps to give his take on if the Browns should re-sign Jameis Winston beyond 2024, what the Browns can do with Deshaun Watson's contract, how Jerry Jeudy has played for the Browns, along with the Cavaliers hot start & great culture, plus Ohio State's loss to Michigan.

The Irish are in the College Football Playoffs despite and early loss to NIU. How big of a deal is it that Marcus Freeman pulled off the improbable?

Hour 2!

Welcome to Hot Topics! Join us on this special episode as host Laura Fragomeni has Gabrielle Crichlow as a guest on her "School Without Suffering" podcast! They talk about Gabrielle's ability to overcome bullying and find her path to success. They also talk about Gabrielle's personal journey of resilience and self-reliance.Gabrielle opens up about her experience with bullying during her middle school years, where she faced torment for aspects such as her hygiene and weight. This harsh treatment took a toll on her mental health, leading to feelings of depression. Determined to escape her bullies, Gabrielle went to great lengths, traveling longer distances to and from school. She even made the brave decision to attend a high school farther away, hoping for a fresh start.Fortunately, Gabrielle found some relief from bullying and depression in high school. She credits her favorite teacher for recognizing her academic abilities and recommending her for youth conferences. These experiences exposed Gabrielle to new places and people, igniting her passion for travel.Driven by her desire to make a difference, Gabrielle pursued Psychology in college and Clinical Mental Health Counseling in graduate school. It was through her tutoring jobs that she discovered her true calling—helping students succeed. Today, Gabrielle runs a tutoring business (A Step Ahead Tutoring Services) that not only focuses on academic support but also provides social and emotional assistance to students.Reflecting on her journey, Gabrielle acknowledges the profound impact bullying had on shaping her life decisions. She emphasizes the importance of proactively addressing bullying at all levels, rather than accepting it as an inevitable part of growing up. Join us as we delve into Gabrielle's story and uncover the power of resilience and the need for a kinder, more compassionate world.Tune in to this compelling episode of "Hot Topics!" and be inspired by Gabrielle Crichlow's remarkable journey from victim to advocate, as she shares her insights on overcoming adversity and creating a safe and supportive environment for all.* Interview re-purposed with permission. Credit goes to Laura Fragomeni *You can find Laura Fragomeni:On the web: https://portal.schoolwithoutsuffering.com/On Facebook: https://www.facebook.com/schoolwithoutsuffering/On Instagram: https://www.instagram.com/schoolwithoutsuffering/On YouTube: https://www.youtube.com/@schoolwithoutsufferingOn Pinterest: https://www.pinterest.com/schoolwithoutsuffering/Listen to Laura's podcast here: https://portal.schoolwithoutsuffering.com/pages/no-cost-supportWatch the episode on YouTube: https://youtube.com/live/Rgart2JhFYERate this episode on IMDB: https://m.imdb.com/title/tt33256909/?ref_=ext_shr_lnk********************************************Follow Gabrielle Crichlow:On Facebook: https://www.facebook.com/gabrielle.crichlow On Instagram: https://www.instagram.com/gabrielle.crichlowFollow A Step Ahead Tutoring Services:On Facebook: https://www.facebook.com/astepaheadtutoringservicesOn Instagram: https://www.instagram.com/astepaheadtutoringservicesOn X: https://www.x.com/ASATS2013On YouTube: https://www.youtube.com/@astepaheadtutoringservicesOn TikTok: https://www.tiktok.com/@asats2013On Eventbrite: https://astepaheadtutoringservices.eventbrite.comVisit us on the web: https://www.astepaheadtutoringservices.comSign up for our email list: https://squareup.com/outreach/a41DaE/subscribeSign up for our text list: https://eztxt.s3.amazonaws.com/534571/widgets/61fc686d8d6665.90336120.htmlCheck out our entire "Hot Topics!" podcast: https://www.astepaheadtutoringservices.com/hottopicspodcastSupport us:Cash App: https://cash.app/$ASATS2013PayPal: https://paypal.me/ASATS2013Venmo: https://venmo.com/u/ASATS2013Zelle: success@astepaheadtutoringservices.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/hot-topics--5600971/support Original date of (re-purposed) episode: May 22, 2024

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free LIVE training to maximize your points https://geobreezetravel.com/webinar   ➤ Free points 101 course (includes hotel upgrade email template) https://geobreezetravel.com/freecourse   ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515   ➤ Seats.Aero: https://geobreezetravel.com/seatsaero   ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations at https://geobreezetravel.com/consultations! Timestamps: 00:00 Introduction / Get to know JT 01:53 JT's Journey into Points and Miles 04:03 Transition to Award Wallet 05:46 Exploring Award Wallet Features 06:29 Security and Privacy Concerns 09:52 Tracking and Managing Travel Plans 25:02 Pro vs Free Version: What's the Difference? 31:10 Advanced Tools and Integrations 37:53 Conclusion and Contact Information You can find Julia at:  ➤ Website: https://geobreezetravel.com/  ➤ Instagram: https://www.instagram.com/geobreezetravel/  ➤ Credit card links: https://www.geobreezetravel.com/cards  ➤ Patreon: https://www.patreon.com/geobreezetravel    Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/  Charge-offs are one of the most unpredictable and damaging items that can appear on a credit report! They're tough to remove because they represent one of the highest levels of delinquency, second only to bankruptcy. But don't worry, I've got you covered! With these proven strategies, you can remove charge-offs from your credit report in just 5 simple steps.It will take some patience and persistence, but with the right approach, you can get it done!Tune in!Key Takeaways:00:00 Intro 00:56 The Impact of Charge-Offs03:06 5 Steps to Removing Charge-Offs 05:21 What If It Doesn't Work? 05:46 My Final Point06:17 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Pro Tips for Removing Bankruptcies from Credit Reports + FREE Dispute Letter TemplatesMake sure to subscribe so you stay up to date with our latest episodes.

Protect Your Most Valuable Asset! Get FREE 30 Days of Triple Lock Protection & FREE Comprehensive Title Scan/History Report using our exclusive promo code MATT30 at http://www.hometitlelock.com/mattcox Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7 Send me an email here: insidetruecrime@gmail.com Do you extra clips and behind the scenes content? Subscribe to my Patreon: https://patreon.com/InsideTrueCrime

Phantom Electric Ghost Interviews Monica Kaufman: Financial Professional Building Financial defenses first..... Money is a set of tools in your hands: what you do with those tools is a reflection of what is inside of you. As a financial professional, I've seen that financial freedom isn't just about income—it's about transitioning from simply earning to truly building wealth. Achieving this freedom takes more than knowledge: it requires empowerment to make and sustain meaningful changes. I've been doing this for a lot of years at some of the biggest financial firms: I joined Harmony to build a program that returns the power back to your hands. I am a mom of 2 adult sons and two rescue dogs. Link: https://harmonywealthacademy.com/ Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

Phantom Electric Ghost Podcast With Karen Evers Authentic. Human. Upbeat. Loves HR. Loves Business. Fractional HR Execs for SMBs Capitalize on the Anti-Corporate Trend NOW Karen Evers spent 25 years in Corporate America leading HR teams. In late 2022, burned-out and ready to lead HR her way, she launched HumanSmarts and hasn't looked back for a second. Karen and her growing team partner fractionally with dozens of start-up founders and small business owners across the US. Link: https://calendly.com/humansmarts/intro Donate to support PEG free artist interviews: PayPalMe link Any contribution is appreciated: https://www.paypal.com/paypalme/PhantomElectric?locale.x=en_US Support PEG by checking out our Sponsors: Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription. The best tool for getting podcast guests:  Podmatch.com https://podmatch.com/signup/phantomelectricghost Subscribe to our Instagram for exclusive content: https://www.instagram.com/expansive_sound_experiments/ Donate to support PEG free artist interviews: Subscribe to our YouTube  https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRpr PEG uses StreamYard.com for our live podcasts https://streamyard.com/pal/c/6290085463457792 Get $10.00 Credit for using StreamYard.com when you sign up with our link RSS https://anchor.fm/s/3b31908/podcast/rss

The Morning team discuss the 10-2 Eagles and Nick Sirianni role in the turn around from last season's collapse. The team debates how much credit Nick should get.

Get ready to rethink the way you bank. On this episode of Paychex THRIVE, Gene sits down with Kendall Garrison, president and CEO of Amplify Credit Union, to unpack how credit unions hold the key to a more equitable, customer-first approach to finance. From offering no-fee accounts to supporting small businesses with innovative services, Amplify is challenging the norms of the financial world. Wondering how this compares to traditional banks? Or how it could benefit your business? Kendall breaks it all down. Plus, he shares strategies for navigating today's high-interest rate environment.   Topics include: 00:00 – Episode preview and welcome 01:07 – Introduction of guest Kendall Garrison 01:58 – Overview of Amplify Credit Union 02:42 – Definition and comparison of credit unions vs banks 04:05 – Credit union services for businesses 04:52 – Advantages of choosing a credit union 06:03 – Risk and liability in credit unions 07:32 – Additional services for employees of member businesses 08:13 – Financing options at credit unions 09:10 – Suitability of different business types for credit unions 10:30 – Amplify's no-fee structure 13:12 – Revenue generation at Amplify 17:38 – Federal Reserve interest rate reductions and implications 20:27 – Current loan challenges for small businesses 22:40 – Discussion on current mortgage interest rates and housing market trends 25:35 – Wrap up and thank you   DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

In this episode, my guest is Morgan Housel, an expert in private wealth generation and management and author of the bestselling book The Psychology of Money. We discuss how desiring, pursuing, saving, and spending money impact our psychology and perception of wealth. We explore why people tend to either overspend or oversave and examine the most common mistakes made in the pursuit of financial freedom. Additionally, we discuss how to best use money — and one's relationship with it — as a tool to create psychological security, freedom, and a deeper sense of life purpose. We also delve into the impact of purchases, social media, and wealth signaling on our internal reward circuits, the dangers of using money as a gauge of career progress or self-worth, and the healthiest psychological stances to adopt while building wealth at any level. By the end of the episode, listeners will have gained numerous practical tools for making smarter financial decisions and should have a clearer understanding of the role money plays in their psychology, happiness, and life. Access the full show notes for this episode at hubermanlab.com. Pre-order Andrew's new book, Protocols: protocolsbook.com Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman ROKA: https://roka.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member Finra/SIPC. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Morgan Housel 00:02:13 Sponsors: Wealthfront & BetterHelp 00:05:11 Spending Habits & Cynicism 00:08:44 Tool: Money & Future Regrets 00:16:07 Money Management Extremes; Credit & Hope 00:23:17 Money as a Tool, Happiness, Independence & Purpose 00:27:30 Sponsors: AG1 & ROKA 00:30:11 Unstructured Time; Independence, Identify & Money; Addiction 00:39:04 Longevity, Health & Money 00:47:42 Ambition, Social Media, Fame & Social Debt 00:53:37 Sponsor: Function 00:55:24 Resume Virtues vs. Eulogy Virtues 00:57:52 Compound Interest, Math vs. Behavior 01:01:42 Dopamine & Time, Marshmallow Test & Distraction 01:09:58 Motivation, Pleasure; Relationships 01:14:38 Freedom, Tool: Savings & Independence 01:19:06 Peak-End Rule, Autonomy & Independence; Elder vs. Elderly 01:24:07 Familial Wealth & Identity; Entrepreneurs 01:31:53 Life Purpose; Dogs; Social & Historical Comparison 01:39:58 Social Comparison & Geography, Angst 01:46:07 Carrot vs. Stick, Identity, Tool: Verb States & Energy 01:56:43 Envy & Spending Money; Wealth & Birth Rates 02:01:27 Tools: Parent Modeling; Resentment, Individual Goals 02:07:15 Purpose, Happiness & Money 02:13:05 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures