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Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Why Basic Economy Loses00:10 Meet AJ and Junova01:47 AJ's Points Origin Story03:55 How Junova Was Built05:10 Which Airlines Qualify06:11 Cash vs Miles Tracking06:40 Founder Background Wonolo07:34 Price Drop Data Insights11:25 Timing and United Trends13:32 How to Submit Flights13:52 Dashboard Demo Walkthrough20:31 Fees and Business Model21:33 Booking Strategy Tips24:40 Leaderboards and Privacy29:06 How to Sign Up and Contact30:01 Wrap Up and ThanksYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find AJ and Junova at:➤ Website: https://www.junova.ai/➤ LinkedIn: https://www.linkedin.com/company/junova-ai/➤ AJ's LinkedIn: https://www.linkedin.com/in/ajbrustein/➤ Sign-up code: BREEZE for $25 in Junova creditsOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Ken pushes to give Paul Dolan credit for greenlighting the Guardians' trade deadline additions, acknowledging his past criticism of the owner while arguing it's notable he didn't just sit on his hands with a young, uncertain roster. Anthony pushes back, saying the credit belongs to Chris Antonetti and Mike Chernoff since the team gave up almost nothing and took on no real salary, which makes it hard to call this a real financial commitment from ownership. They speculate whether new investor David Blitzer's growing involvement could explain the Joe Adell pickup as a long-term play rather than just a rental, and debate whether these moves actually shift the Guardians from Central-favorite to real AL contender.
Credit sweeps are a federal felony, and credit repair business owners are going to prison for them. FCRA attorney Haseeb Hussain joins Daniel and Keenan to explain exactly where credit repair ends and where a felony begins. Join Our FREE Start Repairing Credit Challenge: HERE Haseeb sues Equifax, Experian, and TransUnion for a living, and he has watched the credit sweep problem explode. A sweep means telling the bureaus that legitimate debts came from identity theft, and every fake letter or FTC report can stack up mail fraud, wire fraud, and CROA violations. He walks through the real cases: operators handed five, eight, even ten years in federal prison, profits disgorged, and clients pulled in as accomplices. He also gets into the ugliest new variant, credit repair companies filing fake human trafficking claims to exploit the Debt Bondage Repair Act, and why enforcement is ramping up fast. Then he flips it to what legitimate, defensible credit repair actually looks like. It comes back to one word: inaccuracies. Running the report line by line with your client, sending clear disputes, and building a real FCRA case when an inaccuracy actually causes harm. You will also hear the exact steps to take in real identity theft, from freezing your reports to filing police, FTC, and CFPB reports, plus why background check errors can be some of the most valuable FCRA cases and the credit myths Haseeb wishes would die. Whether you are just starting your credit repair business or scaling one, this is the conversation that keeps you on the right side of the law. Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/ Key Takeaways: 00:00 Intro 02:44 What Is Hasib Hussain and What Does His Law Firm Do 03:38 What a Credit Sweep Actually Is and How It Works 05:30 How Common Are Credit Sweeps. A Lawyer's Take 07:08 What Happens After a Credit Sweep. The Real Consequences 09:14 Why the Client Can Also Be Charged With a Crime 10:34 Real People Who Went to Prison for Credit Sweeps 12:10 The Human Trafficking Variant. The Newest and Ugliest Scheme 14:42 What Legitimate Defensible Credit Repair Actually Looks Like 16:56 What Credit Repair Professionals Need to Understand About the Law 18:56 What Harm Actually Means in an FCRA Case 21:00 What to Do If You're a Real Identity Theft Victim 24:18 What to Do If You've Been Doing Sweeps and Want to Stop 29:56 The Wildest Cases Filed Against the Bureaus 36:40 Credit Myths That Need to Die. The Truth About Bankruptcy 39:10 The Best Cases to Hand Over to an FCRA Attorney 42:10 Final Thoughts Additional Resources: Get a free trial to Credit Repair Cloud Get my free credit repair training Consumer Law Attorney Haseeb Hussain Reveals Hidden Credit Repair Strategies! Make sure to subscribe so you stay up to date with our latest episodes.
On this episode of Bulture podcast:The OG social media app 'MySpace' is coming back after being down for many years and will bring back the same classic vibe and iconic features as the original platform· Top 10 rap songs on MySpace (04-09): 1. Soulja Boy Tell'em – Crank Dat 2. Lil Wayne – A Milli 3. Shop Boyz – Party Like a Rockstar 4. Hurricane Chris – A Bay Bay 5. Rich Boy – Throw Some D'sCongratulations to Coco and Donovan Mitchell on tying the knot over the weekend.The Internet streets have been buzzing ever since tea started circulating that Tyler Lepley allegedly cheated on Miracle Watts before their wedding. The couple tied the knot on July 25.Tia Kemp trolls Akbar V with Cardi B's new song, heated live argument follows.· That new Cardi B song is trash, but people love Cardi so they won't say it.Meek shouldn't have touched Dreams and nightmares! But I'm sure he did it because of his business situation.Mahershala Ali calls out Marvel over shelved ‘Blade' film. He says, “they have billions of dollars, if they wanted to do the movie, we would've done the movie.” Things got HEATED after Queen Naija and her group tried figuring out a $1,300 dinner bill, causing an argument to break out before she muted and ended the stream.Stephen A. Smith has issued a public apology for his past criticism of Kyrie Irving.The entire “Power” universe is officially coming to Netflix.DJ Envy says his wife had to show him how to properly wash his b*tt in the shower.Usher drops disclaimer before bringing fan up on stage. “don't bring you're a#@ up here if you don't want to be here”.Forbes reveals highest-paid podcasters, but not one black woman made the list.New details reveal that DeenTheGreat is facing up to 15 years in prison after an alleged yacht robbery and battery.D4vd is eligible for the d**th penalty as the Celeste murder case heads to trial. The last time an inmate was executed in California was in 2006.According to LAPD Detective Corey Farrell's testimony, Celeste Rivas Hernandez's parents knew about her relationship with D4vd. He also testified that D4vd attended church with her family and that her parents gave permission for her to travel to London with the singer. Brittany Renner clapped back at Lil Duval after he said she never looked good: "never in history have you been any woman's dream guy, you short, wide-mouthed bitch."Claressa Shields put on the spot over dating Papoose, who's still legally married to Remy Ma, asked “how much longer are you willing to be in a relationship with someone's husband”.LA g*ng leader Big U hit with new charges in superseding indictment, accused of trying to pay inmates to harm or kill a witness to prevent them from testifying.Audio of Wack 100 explaining how he and Big U allegedly chased Future through the airport over an unpaid debt.Future reacts to feds claiming that 60s Crip leader Big U allegedly beat him up and chased him through L.A. Airport for not paying him.Tony Romo placed on leave by CBS Sports after his arrest on suspicion of driving under the influence.Bodycam footage of Tony Romo's arrest shows him being asked if he's ever suffered head injuries, and he immediately starts getting flashbacks.A pack of wild coyotes has taken over an abandoned condominium construction site in West Hollywood, dubbed the “Coyote Condo.” The city has ordered the property owner to humanely remove the animals following noise complaints.A Texas judge has ruled that some rap lyrics may be used as evidence in Yella Beezy's upcoming m*rder-for-hire trial over the ki**ing of Mo3.A 31-year-old Baton Rouge woman is wanted by police and accused of helping her 15-year-old boyfriend evade arrest after he allegedly shot her in the jaw. Former Atlanta Dream star and 13-year WNBA veteran Brittney Griner filed for divorce from her wife, Cherelle, in Fulton County on Thursday, court records show.
Today's farms rely on technology more than ever. From grain dryers and irrigation pivots to livestock systems, security cameras, accounting software, and smartphones, nearly every part of a modern farming operation is connected. That also makes agriculture one of the fastest-growing targets for cybercriminals. Chris from Tech Support Farm returns to Farm4Profit to discuss how farms can better protect themselves from ransomware, phishing scams, compromised credit cards, malware, and attacks on connected equipment. The conversation covers real-world examples—including Tanner's own experience with fraudulent credit card charges—and explains how remote monitoring, endpoint detection, password management, secure business email, mobile device management, and network monitoring work together to reduce risk. The episode also explores: Business email security Password managers Public Wi-Fi risks Phishing scams Credit card fraud Remote monitoring Endpoint detection (EDR) Mobile device management Irrigation and grain dryer security Data backups Disaster recovery Cyber insurance Farm technology infrastructure AI and digital threats Whether you operate a family farm or a multi-location business, this episode offers practical advice that could save your operation from significant financial loss and downtime. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Further reading: How did a tiny bee get to French Polynesia? Eight new species help solve a scientific mystery Secrets in the canopy: Scientists discover 8 striking new bee species in the Pacific Canopy specialist Hylaeus bees highlight sampling biases and resolve Michener's mystery Scientists discover endoparasitic marine tapeworm trapped in Cretaceous amber Show transcript: Welcome to the Patreon bonus episode of Strange Animals Podcast for August 2024! It's the start of Invertebrate August, so we have two invertebrate mysteries to discuss today, one mostly solved and one not. Let's start with the solved mystery, about a tiny bee. In 1934, three tiny bee specimens were collected in French Polynesia, specifically on a particular type of flower in the Tuamotu Archipelago. The bees really were tiny, only 4 mm long. They weren't described until 1965, when they were placed in the genus Hylaeus. This is a really big genus with over 500 species that live throughout the world, but the species most closely related to the newly described Tuamotu's masked bee lives in Australia, New Guinea, and New Zealand. In case you're kind of hazy on geography, like me, Australia, New Guinea, and New Zealand are part of what's called Oceania, a giant chunk of the Pacific Ocean where there's not a whole lot of land. I mean, except for Australia, which is big. The Tuamotu Archipelago is also part of Oceania, and part of French Polynesia, but it's really remote. It consists of a spread-out collection of 78 low islands, many of them too tiny to support humans, none of them with a source of fresh water except for rain. They're tropical and quite beautiful, with many unique animals and plants living on and around them. They're also almost 2,500 miles, or 4,000 km away from the places where the tiny bee's closest relatives live. Even in 1965, scientists had questions about the tiny bee. How did 4mm bees get to such remote islands, and were they even still around? The bees hadn't been seen in the wild since 1934. Since the Tuamotu Archipelago has suffered from European explorers and missionaries bringing invasive species to some islands, colonization by France, and nuclear weapons testing, scientists worried the bee had gone extinct and that they would never solve the mystery of how it got there in the first place. Bees are attracted to flowers, and the three 1934 specimens were discovered on flowers, so naturally scientists had been looking for the bees on flowers. But it turns out that in the Polynesian islands, bees mostly hang out in the treetops. Once scientists figured this out, they began discovering new species of bee—eight of them in fact, collected between 2014 and 2019 from various islands in Fiji, Micronesia, and French Polynesia. All eight species are closely related to Tuamotu's masked bee, so scientists now have a pretty good idea of how it traveled thousands of miles to get to its French Polynesian home. Its ancestors island-hopped. There are more than 1,700 islands in the Pacific Ocean, many of them barely known to humans. Researchers think there are probably a lot more species of bee to be discovered in the treetops of Pacific islands, now that they know where to look. With luck, they'll be able to find Tuamotu's masked bee too, quietly living out its bee life above the scientists' heads. Next, let's discuss our unsolved mystery. Amber, which is fossilized tree resin, is the gift that just keeps on giving to the scientific world, and our mystery involves a flatworm found in amber. The amber comes from Myanmar and dates to about 99 million years ago. In addition to bits of inorganic matter like tiny pebbles and sand grains, most organisms found in amber from this site are insects and roundworms, animals you'd expect to find on and around trees. The team examining this particular piece of amber found lots of interesting things, but then they discovered this one. The flatworm is about 10mm long and it's beautifully preserved, which means the scientists were able to compare it to modern flatworms to see what it might be most closely related to. It's most similar to a parasitic flatworm found in shark intestines. You know, an animal not typically found in trees. (I stole that joke from paleontologist Kenneth De Baets, by the way. Credit where credit's due.) It isn't a complete worm but a partial one, basically a tentacle with little hooks to keep it in place in the host animal's digestive system. The modern worm is classified as a type of tapeworm, and tapeworms are distressingly common parasites. If you've ever adopted a rescue cat or dog, you've probably had to have it treated for a tapeworm infestation. Luckily, tapeworms are also very specific about which species they parasitize, so you can't get tapeworms from a pet. (It's still icky.) Fish get tapeworms too, after eating marine invertebrates carrying various kinds of tapeworm larvae. The question is, how did a parasitic worm found in fish end up in amber? Occasionally there is rare amber found that fell into water and trapped water organisms, but this particular amber wasn't associated with water. Other items found in the same piece of amber included sand grains, tiny hairlike structures found on some ferns, and the nymph of a scale insect. The team suggests that the tree where the amber came from grew near a beach and that a dead shark washed ashore. While scavengers were picking through the carcass, a piece of worm somehow got separated from the body and ended up in a tree. Possibly a scavenger grabbed a big yummy mouthful of rotting shark guts and either climbed or flew up into a tree to eat it, and part of the worm fell out and landed in a blob of amber. Because tapeworms are endoparasites, meaning they live inside their hosts, and because they're soft-bodied and fragile, it's very rare that one is preserved. Pretty much the only other preserved tapeworm specimen we have isn't a tapeworm itself but some eggs found in fossilized shark dung, dated to 270 million year ago. Scientists aren't even completely sure the eggs are from a flatworm since they're not that well preserved. So it's fantastic that this particular specimen was so well preserved, and that it made its way into the hands of scientists! Thanks for your support, and thanks for listening!
In this episode, Brandon breaks down what the Willis Towers Watson vs. Brown & Brown AI spending war really means underneath the headlines.Also on the show:
Interview with Drew Clark, President and CEO, Summit RoyaltiesOur previous interview: https://www.cruxinvestor.com/posts/summit-royalties-tsxvsum-targets-15m-revenue-run-rate-with-new-gold-streams-by-2028-10897Recording date: 28th July 2026Summit Royalties has added a new financing tool to a growth strategy that, until now, has relied almost entirely on equity. On July 27, the company announced a credit agreement with National Bank of Canada for a revolving facility with an initial US$25 million commitment, alongside an accordion feature providing for an additional US$25 million on the same terms — for total potential availability of US$50 million. The facility carries a three-year initial tenor, interest priced off SOFR or CORRA plus a leverage-dependent spread of 2.50% to 4.00%, and standard covenants including net leverage, interest coverage, and minimum liquidity requirements.Speaking to Crux Investor's Matt Gordon the day after the announcement, President and CEO Drew Clark was direct about what the debt is for and, just as importantly, what it isn't for. Summit's stated discipline is to use debt only against assets that will generate cash flow within three to five years — a narrower standard than the one that has applied to some of Summit's equity-funded acquisitions, including its recently closed purchase of Star Royalties, which added the Copperstone gold stream in Arizona to Summit's portfolio.Clark also used the interview to correct an earlier public framing of Summit's acquisition discipline. He clarified that roughly $250 million worth of transactions were rejected because Summit's own bids came in below sellers' clearing prices — for example, bidding $65 million on an asset that ultimately cleared at $80 million — rather than Summit walking away from opportunities that met its criteria. It's a useful clarification for investors trying to gauge how aggressively management is actually competing for assets versus how selectively it is declining them.On current market conditions, Clark described deal-making as comparatively easier than during the recent gold price peak, since the gap between long-term and spot pricing has narrowed. He flagged tungsten streams as a specific area of emerging opportunity alongside Summit's core precious metals focus, and noted that Summit is evaluating opportunities as both an acquirer and a potential acquisition target within the sector's ongoing consolidation.The most concrete disclosure for investors may be management's own valuation framework. Clark said the internal belief is that once Summit's revenue reaches somewhere between $20 million and $30 million annually, the company should re-rate toward 1 to 1.2 times NAV — in line with royalty peers — and toward 15-20 times revenue, versus a current multiple he characterised as below 10 times and a NAV multiple around 0.6 times. Management continues to target a production run rate of roughly 4,000 gold-equivalent ounces by the end of 2028 as the operational catalyst behind that thesis.Learn more: https://www.cruxinvestor.com/companies/summit-royaltiesSign up for Crux Investor: https://cruxinvestor.com
In this episode, we discuss how Foreign demand for U.S. assets – especially credit – remains resilient amid broader macro and market uncertainties. The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to CMR2026-0521-5513952-T
The Find Your Leadership Confidence Podcast with Vicki Noethling
Find Your Leadership Confidence Podcast Episode Title: What is Corporate Credit and Why Every Business Needs It Episode Description What if your business could qualify for funding without putting your personal credit on the line? In this episode of the Find Your Leadership Confidence Podcast, host Vicki Noethling welcomes Sue Schuster, Corporate Credit and Profit Acceleration Coach, for an eye-opening conversation about one of the most overlooked business growth strategies—corporate credit. Drawing on more than 20 years of experience as a successful entrepreneur, Sue shares how building and selling her own business led her to discover the incredible power of corporate credit. She explains how entrepreneurs can establish business credit tied to their EIN, access funding without relying on personal guarantees, and create a stronger financial foundation for long-term growth. Throughout the conversation, Sue debunks common myths surrounding corporate credit, explains why having a relationship with your bank isn’t the same as building business credit, and discusses the ideal time to begin establishing your company’s financial profile. She also shares practical strategies for leveraging corporate credit to finance growth opportunities, improve cash flow, and even invest in real estate—all while protecting your personal credit. Whether you’re just starting your business or preparing to scale, this episode offers practical insights that can help you unlock new funding opportunities and build a more resilient company. Some questions discussed include: Sue’s entrepreneurial journey and transition into corporate credit coaching How previous business ownership prepared her for helping entrepreneurs today Common myths surrounding corporate credit Why every business should establish corporate credit—even if they already have a bank When is the right time to begin building business credit How to establish, grow, and use corporate credit strategically How investors can leverage corporate credit in real estate without relying solely on personal funds If you’re ready to build your business on a stronger financial foundation while protecting your personal assets, this is an episode you won’t want to miss. Schedule a free business credit report analysis https://api.leadconnectorhq.com/widget/booking/wtguXbvCsFDQTBBwzMcB Subscribe to Our PodcastConnect With Our Guest Website: https://sschuster.profitturing.ai/ LinkedIn: https://www.linkedin.com/in/sue-pantano-schuster-380033380/ Facebook: https://www.facebook.com/profile.php?id=61573725099128The post Sue Schuster on What is Corporate Credit and Why Every Business Needs It first appeared on The Find Your Leadership Confidence Podcast with Victoria Noethling.
The Moneywise Radio Show and Podcast Friday, July 31st BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Michael George, Executive Vice President - Marketing at Safe 1 Credit website: https://www.safe1.org/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Michael George & Safe One Credit Union are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].
There were wins for O'Loughlin Gaels, Thomastown, Ballyhale, Graigue Ballycallan and Tullaroan on the opening weekend of the St Canice's Credit union Kilkenny Senior League.Join the KCLR Hurling podcast to get reaction.The KCLR Hurling Podcast is brought to you by Morrissey Motors Peugeot Kilkenny.
Boomer Esiason and Gregg Giannotti ponder if Aaron Boone should be Manager of the Year due to all the injuries. Meanwhile, callers blame Boone for taking Cam Schlittler out too early Wednesday night (9:16). Plus, Boomer & Gio on a potential Tarik Skubal trade to the Dodgers and its lockout implications (18:44); looking ahead to the Jets future under Aaron Glenn (27:03); reaction to the Tony Romo bodycam footage (35:42); should Knicks be worried about LeBron on the Sixers? (44:58).
Parker Lewis, Head of Business Development at Zaprite and author of Gradually, Then Suddenly, has been one of the clearest writers on Bitcoin as money for years. Lately he's been vocal about the Bitcoin treasury companies and the yield products built on them. I wanted to hear him out, but I also pushed back — because I think there's a version of these products that brings in people who wouldn't otherwise be here. We didn't land in the same place, which is what makes it worth your time. In this episode: Why Parker says the simplest way to save in Bitcoin is to own Bitcoin His answer to something I hear constantly: that Bitcoin is too volatile for most people His take on Digital Credit and whether it can work as an on-ramp for people who aren't ready to hold Bitcoin directly What he'd hold instead: a little Bitcoin, and the rest in...cash?? What the price of a ribeye steak over the last few years says about what's happening to your money Follow Parker Lewis on X https://x.com/parkeralewis ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU ---- Thank you to our title sponsor LEDN. Borrow against your Bitcoin with Ledn, which has a perfect track record protecting over $11 billion in client value through every market cycle since 2018. And Tether Gold is now live on Ledn, giving you two of the most verifiably scarce, non-sovereign assets ever created, held side by side. Hard assets. Real flexibility. One platform. Get .25% off your first bitcoin-backed loan: https://www.Ledn.io/natalie ---- Bitdeer Technologies Group (NASDAQ: BTDR) powers AI and Bitcoin mining infrastructure with 3 GW of secured global energy — and owns the entire stack, from equipment manufacturing to data centers to proprietary orchestration software. Learn more at https://www.bitdeer.com. ---- Abundant Mines is a fully-managed Bitcoin mining in the U.S. You own the miners. You keep 100% of the Bitcoin. Voted #1 mining company by peers. Get 1 month of free hosting: AbundantMines.com/Natalie ---- Natalie's Bitcoin Product Partners: Speed is my go-to Bitcoin Lightning wallet! Send, receive, or swap stablecoins and digital gold into Bitcoin in one app. Run a business? Speed powers Bitcoin payments for Steak 'n Shake, and it can do the same for you. Download at https://speed.app/natalie and use code COINSTORIES10 for 5,000 free sats after your first transaction. Download Bitkey Today and use my promo code STORIES to get 10% off the new Bitkey. This episode has been sponsored by Bitkey: https://bitkey.world/STORIES Master Bitcoin self-custody and gain peace of mind with 1-on-1 training: https://www.thebitcoinway.com/natalie?utm_source=partner-natalie&utm_medium=podcast With BitcoinIRA, you can invest in bitcoin 24/7 inside a tax-advantaged IRA. Choose a Traditional IRA to defer taxes, or a Roth IRA for tax-free withdrawals later. Take control of your future with BitcoinIRA: https://www.bitcoinira.com/natalie Natalie's Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL Extra Services to Consider: Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie Ditch your fiat health insurance like I did four years ago! I pay less than $200 and my health care is covered. Join me at CrowdHealth: www.joincrowdhealth.com/natalie ---- This podcast is for educational purposes and should not be construed as official investment advice. Ads in this episode are baked-in and may reference promotions or offers that are no longer available at the time of listening.
CLNS Media's Taylor Kyles, Pats Pulpit's Brian Hines, 98.5's Alex Barth and Patriots.com's Evan Lazar get together for a crossover episode of Patriots Daily and Patriots Beat to recap the first seven days of New England Patriots Training Camp. 0:00 – Intro 2:44 – Day 7 practice breakdown: padded reps & veteran rest management 4:30 – Edge rusher group evaluation 6:03 – O-line concerns: blitzes, line games & run blocking 10:45 – Receiver room: AJ Brown, Kayshon Boutte trade talk 18:18 – Boutte trade value debate 25:03 – Roster bubble: Matt Collins & special teams competition 29:11 – Standout camp performers & bubble players to watch 35:21 – PrizePicks 36:47 – Credit where it's due segment: improvements & takeaways 39:38 – Overreaction bracket: training camp hot takes 42:00 – Defensive backs & corner depth competition 49:04 – Linebacker & edge depth battles 55:30 – Plugger of the Day 1:00:11 – Looking ahead: joint practices & what to watch next week 1:03:27 – Outro Patriots Daily & Patriots Beat on CLNS Media is Powered by:
Stop tithing harder and start asking a different question. Most Christians spend their whole life begging God for the breakthrough and never realize the reason it has not shown up is not that they have not asked enough. It is because they are still doing three things every single week that make it impossible for Him to bless what is already in their hands.I am recording this one from inside my own storm. I am watching myself do at least one of these three things right now, and I am not standing over anyone. I am standing next to you.After years of doing loans for Christians, I can tell you these three mistakes show up over and over again in every borrower who prays for the financial breakthrough and never actually gets it. God is not being cruel. He is being wise. Every one of these mistakes is a character issue disguised as a money problem, and the blessing does not go where the character cannot hold it.What we cover:Mistake One: Chasing the Joneses. God cannot bless a life built to impress other people. The blessing arrives, and it gets consumed instantly because the lifestyle is already too big for the income. I share what this cost me in my past life, close to $100,000 in debt trying to keep up with people who were themselves on the verge of bankruptcy.Mistake Two: Financing your impatience. The tools that let you have things now are the same tools that guarantee you never actually own them. Credit cards, buy here pay here, buy now pay later, financing everything. Impatience is the sin behind the financing, and when you finance everything, you are telling God His timing is too slow for you. I share what I am doing right now in my own life to break this pattern.Mistake Three: Not being faithful with the little. If God trusted you with $500 and you blew it, why would He trust you with $50,000? He is not being cruel. He is being consistent. Faithful in little is the doorway to being trusted with much.Scriptures referenced:Luke 12:15, Proverbs 21:5, Luke 16:10The real reason God is not blessing your finances is not that He has forgotten you. It is because He loves you too much to hand you a blessing that would destroy you. Every one of these mistakes is something you can start correcting today.If this episode hit you, the last episode covers the one question you have to answer before the breakthrough shows up. Subscribe so you do not miss the next one.
CLNS Media's Taylor Kyles, Pats Pulpit's Brian Hines, 98.5's Alex Barth and Patriots.com's Evan Lazar get together for a crossover episode of Patriots Daily and Patriots Beat to recap the first seven days of New England Patriots Training Camp. 0:00 – Intro 2:44 – Day 7 practice breakdown: padded reps & veteran rest management 4:30 – Edge rusher group evaluation 6:03 – O-line concerns: blitzes, line games & run blocking 10:45 – Receiver room: AJ Brown, Kayshon Boutte trade talk 18:18 – Boutte trade value debate 25:03 – Roster bubble: Matt Collins & special teams competition 29:11 – Standout camp performers & bubble players to watch 35:21 – PrizePicks 36:47 – Credit where it's due segment: improvements & takeaways 39:38 – Overreaction bracket: training camp hot takes 42:00 – Defensive backs & corner depth competition 49:04 – Linebacker & edge depth battles 55:30 – Plugger of the Day 1:00:11 – Looking ahead: joint practices & what to watch next week 1:03:27 – Outro Patriots Daily & Patriots Beat on CLNS Media is Powered by:
We are now recording an audio version of written posts that we will upload to Apple, Spotify, and YouTube, which you can listen to by clicking the play button above.We conclude our month long series on Strait of Hormuz (SoH) Crisis takeaways with a look at what this conflict means for the related topics of sustainability, climate, and the environment.Three key messages this week:* Many proponents and opponents of “Net Zero” are drawing the wrong conclusions about what this war means for different energy sources and technologies. Energy's natural hierarchy of needs applied at the country level mean the optimal mix of various energy sources and technologies will vary for any given country—a reality the crisis reinforces.* The topic of Sustainability needs to be right-sized and recognized for where it fits into corporate level strategies. Companies exist to generate growth and profitability for investors. Certain sustainability objectives are core to being successful over the long run. Sustainability is not a strategy in and of itself.* We shall offer free advice on what hyperscalers can learn from the oil & gas industry.We are going to do our best to not rehash our now well-known pushbacks on the excesses of the 2020-23 “Net Zero” era. The madness of that period we don't think ever returns, no matter who wins the US presidency in 2028. But we do get the question—and we are appreciative of those of you that ask—how does sustainability, climate, and the environment factor into our outlook for the energy sector, public policy, and corporate strategy and how does the SoH Crisis change or impact the views we have been articulating?We will start with a grounding on how we think about environmental and climate considerations. Our title gives it away: increasing global prosperity is our centering point, both for countries and companies. In terms of our concern level around the need to address climate change, we would characterize our specific climate opinions as broadly consistent with US Energy Secretary Chris Wright and former University of Colorado professor and Substack author (here) Roger Pielke Jr.At the country level, energy's natural hierarchy of needs that we frequently discuss is observably all any country cares about at all times (Exhibit 1). Abundant and reliable energy is a 24/7/365 pre-requisite. It needs to be affordable the vast bulk of the time. Country leaders care about geopolitical security in order to protect reliability and affordability. Clean air and clean water are 100% correlated with societal wealth. Addressing carbon emissions goes hand-in-hand with a maximum prosperity scenario where billion person-scale economies like China and India are highly motivated to crack the code on new energy technologies that are de facto lower in carbon intensity. Pretending that society and companies can be forced onto prescriptive “Paris-aligned Net Zero by 2050 pathways” was the fatal flaw of the 2020-2023 era.For companies, the only goal is to generate competitive returns and growth for shareholders. Sustainability exists at the level of community engagement, license to operate, and as a possible alternative to government regulation. It is a component of running a company similar to many other functions; it is not a strategy in its own right (e.g., pressuring oil & gas companies to transition business models in the name of addressing climate change never made sense).With that grounding, we are going to use a Q&A styled format to address how we think the related topics of sustainability, climate, and the environment will be impacted by the Strait of Hormuz Crisis.Exhibit 1: Energy's natural hierarch of needsSource: Veriten.Subscribe to Super-Spiked to receive all content via email. Also available on https://veriten.com.Q1: Does the SoH Crisis mean that the core tenet of Net Zero by 2050—which was to switch out of crude oil, natural gas, and coal into renewables, EVs, and other new tech—was correct after all?No. It does not. Our issue with Net Zero by 2050, or any other year for that matter, is that it incorrectly treats carbon emissions as the organizing principle for economic activity. It is not nor will it ever be, irrespective of how much (or little) concern any specific leader or group of citizens has about climate. There is nothing about the Strait of Hormuz Crisis that suddenly makes Net Zero pathways more relevant.Q2: So the opponents to Net Zero are correct that renewables and other new technologies are a boondoggle that plays on climate alarmism?No. It does not mean that either. The focus on non-oil, natural gas, and coal technologies will be driven by the massive unmet energy needs of the other 7 billion people on Earth that seek their own version of the prosperous lifestyles The Lucky 1 Billion of us take for granted. A specific view on climate is largely irrelevant to technology development. Reliability, affordability, and geopolitical security are the motivations to figure out new technologies. We are seeing this in real time in places like China and other Asian countries.Q3: Are there examples of countries that are adjusting away from a prior emphasis on Net Zero pathways as a result of geopolitical turmoil?We are optimistic about Norway and Canada, as two countries that are showing signs of appropriate course corrections. In the case of Norway, as a small, wealthy country, de facto mandating 100% EVs in order to not burn gasoline for consumer transportation is a choice they are free to make. More importantly, Norway is remembering that increasing oil and natural gas supply from the Norwegian North Sea is critically important to the geopolitical security and economic health of Norway, Europe, and its allies. Norway is also the home to a vibrant community of new technology companies. More oil, more natural gas, and investing in new technologies—yes!Canada's post Trudeau pivot away from Net Zero zealotry seems as much of a reaction to unfavorable rhetoric toward the country from President Trump than necessarily a recognition of how little sense it made for Canada to pursue energy policies that sought to limit the development of its massive oil sands and natural gas resources. Still, we will accept the directional improvement under PM Carney, irrespective of the apparent motivations.Long-time Super-Spiked subscribers know how critically important we believe energy and power integration between the United States and Canada is, making the recent political schism deeply unfortunate, even as it has seemingly improved energy policy decision making in Canada. The United States is economically and geopolitically stronger thanks to our close energy integration with Canada. The same is true for Canada. We credit our friend, former colleague, and current Deputy Secretary of Commerce Paul Dabbar for the idea that US + Canada + Norway would make for an outstanding trans-Atlantic alliance of energy and technology super powers (here).Q4: What else does geopolitical turmoil reveal about where the Net Zero mindset went wrong?The practical application of Net Zero by 2050 policies in many rich-world countries, states, and provinces has been to restrict domestic oil, natural gas, and coal production, mandate the use of new technologies, all while losing competitiveness in manufacturing and business more broadly. Restricting domestic energy supply, making energy prices uncompetitive, and offshoring industrial manufacturing should not be the objective of any country, state, or province. It is without question bad for geopolitical security, bad for domestic economic growth, and bad for the environment.Rather, we recommend a play on the George Castanza (Seinfeld) line (here): Show me an energy policy strategy that does the opposite. The litmus test is which country's energy and environmental policies come with competitive energy prices and business and manufacturing growth?The United Kingdom versus China is case in point. U.K. leaders have spoken glowingly about eliminating coal from their power sector and all but ending viability of the U.K. North Sea for oil and gas exploration. Yet, the country also faces the outsourcing and offshoring of its refining, petrochemical, and broader industrial base. To be clear, the U.K.'s policy challenges are not limited solely to its energy and climate policies, but those are foundational and almost certainly a meaningful contributing factor.We contrast the U.K. with China which has dramatically increased coal-fired power generation, renewables, nuclear, natural gas, and grown its domestic oil supply while building a massive strategic petroleum reserve. China is now manufacturer to the world with improving living standards for its citizens. The U.K. being on-track, or not, for domestic Net Zero is completely irrelevant to global emissions and, if anything, has been net negative for the climate given China's higher emissions profile. It has certainly been a negative for the economic competitiveness of the U.K.Q5: What are the takeaways from the Strait of Hormuz Crisis for corporate sustainability objectives?Our biggest takeaway is that sustainability is a component of running a successful company, but not a defining objective. It has generally been overstated in importance, especially by a segment of the finance world in Europe and the United States that has pushed for these objectives to gain in prominence. Companies don't exist for “sustainability.” It never made any sense to pressure oil & gas companies, as an example, to aggressively transition to low-carbon technologies in the name of Net Zero and sustainability. Companies exist to generate competitive profitability and growth for investors. Full stop.In order to generate long-term profitability and growth, various sustainability objectives (industry and company specific) for sure need to be met. Employee health and safety is at the top of the list along with ensuring the surrounding community to a given asset is also not harmed. Community engagement is core to any company's license to operate, especially when new growth plans are being pursued. The ultimate list is longer than what is mentioned here, but the point is that this area broadly does not separately merit high profile attention any more than do other critical corporate functions like human resources, legal, cybersecurity, treasury, and so forth. They all contribute to running a successful company.Q6: What are some contemporary examples of “sustainability” objectives you believe need to be addressed?Examples of current sustainability issues that we believe should be proactively addressed (not intended to be an exhaustive list):* Water disposal in the Permian Basin and water usage by AI datacenters are hot button issues that communities understandably want answers to.* We have long supported and continue to support near zero methane flaring/venting objectives for the oil & gas industry. This is a topic we have been pleasantly surprised to see the environmental community focus on globally rather than more narrowly just in the United States, Canada, or Europe, as is often the case with activists. We were also pleased to see the progress US companies have made in recent years per the World Bank (Exhibit 1).Exhibit 2: US producers have reduced flaring intensitySource: World Bank* We believe oil & gas, power sector, and hyperscaler/data center companies all have room for improvement in proactively engaging with the public on their industries, how they contribute to jobs, taxes, and economic development. It is the rare executive that is capable of speaking in normal, human, non-corporate speak language.In contrast, we do not believe a company's carbon emissions profile is relevant to its “license to operate” in a given community—a point often pushed by those advocating most loudly for Net Zero policies. No normal human being anywhere spends any time thinking about this. Putting activists aside, no regular person is protesting an oilfield or data center due to its carbon emissions intensity. Water impacts? Yes. Noise? Yes. Particulate pollution? Yes. Traffic? Yes. Carbon emissions? Give me a break.Q7: What should companies do with previously articulated Net Zero objectives?Pragmatically speaking, we recognize the significant pressure companies around the world were under during 2020-2023 to articulate company-specific “Net Zero by 2050” objectives. That said, very few if any could possibly have met those goals, since the wider world has never been even remotely on track for Net Zero be it by 2050 or any other year. The Strait of Hormuz Crisis and general geopolitical turmoil is helping more politicians and policy makers recognize that healthy energy policy starts and stops with reliability and affordability. In the interest of being transparent and sincere, companies should be truthful about whether sticking with prior Net Zero aspirations is something they actually think is (1) in the best interest of their companies and (2) is possible on any time horizon that can be modeled today.Q8: What can hyperscalers learn from the oil & gas industry?Key lessons:* You will never appease climate activists. Focus on optimizing for growth and profitability.* Your prior Net Zero objectives never had a chance of being achieved, especially if including so-called scope 3 emissions. Net Zero does not make sense at the individual company level.* Economic development, of which the technology sector today is a huge driver, is 100% correlated with clean air and clean water. Richer societies are better equipped than poorer regions to adapt to a broad range of environmental and climate issues. Americans and the wider world is overall better off that our leading technology companies exist in a similar way that we are fortunate to have healthy, vibrant, and profitable energy and power companies.* Speak sincerely and directly to the general public and the communities where you are investing about the actual impacts of your projects. You can't outsource this function. It starts with the CEO and then filters down. Skip the corporate speak and language of appeasement.* Vocally push back on policies that weaken domestic energy development opportunities in any region in which you are investing.⚡️On A Personal Note: Gone Shootin'The last time I shot a gun was in the 4th grade in what was then called Indian Guides. That almost certainly is not the name today; I think in New Jersey it is now called “Adventure Guides” which frankly is kind of lame. I believe we appropriately remembered and honored Native Americans under the original name, but society apparently disagrees with that perspective. Credit to my wife's brother's wife, who hails from the Golden State of all places, for the brilliant idea to go clay pigeon shooting during our vacation last week to The Cotswolds, about 2 hours west of London.Boy was that fun!!! We had a great instructor, Patrick I think was his name—not a fan of London or Londoners apparently; a country guy that was local to the area. There were six in our group. My brother-in-law, his wife and son, and my two daughters. All first timers. All of us successfully hit those crazy clay pigeons popping up in the field. Great job Patrick! Great job in-laws and daughters!I definitely need to practice. I had some beginners luck on the initial six shells, I want to say with five successful strikes on the ones going straight up in the air. But the ones that were flying away from us gave me more trouble and I was consistently low-left and a bit early. It was oddly tiring. A shot gun is definitely heavier than a golf club. As a second hobby, it's a keeper. Seems safter than pickleball as a golf complement.⚖️ DisclaimerI certify that these are my personal, strongly held views at the time of this post. My views are my own and not attributable to any affiliation, past or present. This is not an investment newsletter and there is no financial advice explicitly or implicitly provided here. My views can and will change in the future as warranted by updated analyses and developments. Some of my comments are made in jest for entertainment purposes; I sincerely mean no offense to anyone that takes issue. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit arjunmurti.substack.com
Small Talk! With Alec Cuenca - Motivation, Inspiration, Pinoy Podcast
In this episode, emergency medicine specialist and hair doctor @saminuh breaks down the science behind hair loss and explains what actually works when it comes to treating it. She shares the real causes of hair thinning, why so many people waste money on products that don't address the root problem, and why consulting a doctor before starting any treatment can save you time, money, and frustration.We also dive into the truth about Minoxidil, Finasteride, PRP, hair transplants, and the viral remedies taking over social media. From how often you should wash your hair to whether genetics mean you're destined to go bald, this conversation separates evidence from misinformation and gives you a practical roadmap for treating hair loss the right way.We discuss:- The most common causes of hair loss- The truth about Minoxidil and Finasteride- How PRP treatment works and who it's for- When a hair transplant is actually worth considering- How often you should wash your hair- Why self-medicating can delay hair regrowth- The importance of getting the right diagnosis before starting treatment- Lifestyle habits that support healthier hairIf you're experiencing hair loss, thinking about starting treatment, or simply want to understand what actually works before spending money on another product... this episode is for you.Credit: @saminuh x @smalltalkpodcastsJoin our community: SmallTalk After Hourshttps://www.facebook.com/share/g/18L65QkBY2/Follow Doc Sam:Facebook: https://www.facebook.com/official.doc.saminaInstagram: https://www.instagram.com/saminuh/Instagram: https://www.instagram.com/aesthetic_culture.ph/Tiktok: https://www.tiktok.com/@doc.saminaOther links: https://aestheticculture.net/Other links: https://kabtc-cbsk.com/ Hosted on Acast. See acast.com/privacy for more information.
CLNS Media's Taylor Kyles, Pats Pulpit's Brian Hines, 98.5's Alex Barth and Patriots.com's Evan Lazar get together for a crossover episode of Patriots Daily and Patriots Beat to recap the first seven days of New England Patriots Training Camp. 0:00 – Intro 2:44 – Day 7 practice breakdown: padded reps & veteran rest management 4:30 – Edge rusher group evaluation 6:03 – O-line concerns: blitzes, line games & run blocking 10:45 – Receiver room: AJ Brown, Kayshon Boutte trade talk 18:18 – Boutte trade value debate 25:03 – Roster bubble: Matt Collins & special teams competition 29:11 – Standout camp performers & bubble players to watch 35:21 – PrizePicks 36:47 – Credit where it's due segment: improvements & takeaways 39:38 – Overreaction bracket: training camp hot takes 42:00 – Defensive backs & corner depth competition 49:04 – Linebacker & edge depth battles 55:30 – Plugger of the Day 1:00:11 – Looking ahead: joint practices & what to watch next week 1:03:27 – Outro Patriots Daily & Patriots Beat on CLNS Media is Powered by:
Bonus Episode for July 31. Investment firms like Blackstone, KKR and Blue Owl have been battered over the past year by a client exodus from private-credit funds. WSJ lead financial reporter AnnaMaria Andriotis discusses the state of the industry's recovery from a surge in redemption requests from rattled investors and whether these firms' investments in AI can help them recover from blows to the software sector. WSJ reporter Matt Wirz, who covers credit, hosts this special bonus episode of What's News in Earnings, where we dig into companies' earnings reports and analyst calls to find out what's going on under the hood of the American economy. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
7.31.26, Kevin Sheehan opens up the show reacting to the Nationals losing vs the Braves, what could be holding up the Commanders signing Stefon Diggs and how good Caitlin Clark is in the WNBA.
Anthropic’s revenue has grown nearly 10x a year, three years running. Its losses are accelerating with it. And here is Dario Amodei in February: “If my revenue is not 1 trillion dollars, if it’s even $800 billion, there’s no force on earth, there’s no hedge on earth that could stop me from going bankrupt if ... Read more The post Today’s Market = 1999 Capex + 2008 Credit – Ep 298 appeared first on The Intellectual Investor - Value Investing by Vitaliy Katsenelson.
We are excited to announce the launch of a new podcast, Why Am I Reading This Now? with Ben Hunt. Stories and narratives are increasingly shaping markets, and Ben and his team at Perscient have developed a unique system for measuring how those narratives emerge, spread and change.In each episode, Ben and Matt Zeigler will examine the major issues facing investors through this narrative lens, helping listeners better understand the stories driving markets and what they could mean for the economy, policy and investment outcomes.We have included this first episode in the Excess Returns feed. To continue receiving new episodes, subscribe to the Why Am I Reading This Now? podcast on all major podcast platforms using the links below.Subscribe on SpotifySubscribe on AppleTopics coveredWhy AI CapEx and data center construction have become critical drivers of US economic growthHow hyperscalers are shifting from cash flow financing to debt, equity issuance and private creditWhy a slowdown in AI infrastructure spending could threaten markets, the economy and the financial systemHow trillions of dollars in AI investment may crowd out consumer credit, business investment and government borrowingWhy data centers could consume a dramatically larger share of US electricity productionHow energy shortages could lead to higher utility costs, rationing and price controlsWhy the Iran war and higher oil prices may create a lasting increase in global energy costsHow Perscient tracks the return of bearish AI narratives and growing political opposition to data centersWhy both political parties may support government ownership, loan guarantees, bailouts and economic stimulusHow competition with China could become the narrative used to justify greater government control of the AI industryTimestamps00:00 Introducing Why Am I Reading This Now? with Ben Hunt04:00 How debt, equity issuance and private credit are financing AI CapEx08:06 Data center electricity demand and the energy crowding-out problem13:21 Why an AI bailout may become politically inevitable17:30 Oil shifts from a temporary shortage to a structural supply reduction22:00 The bearish AI narrative returns as political opposition grows26:00 Government ownership, price controls and the AI competition with China
In this episode of Masters of Risk, host Stewart Webster speaks with Lionel Jolie, Partner and Head of Credit at J.F. Lehman & Company, about the growing tensions beneath today's private credit markets and the opportunities emerging for disciplined investors. As private credit assets have expanded rapidly in recent years, liquidity pressures, redemption requests, and shifting market dynamics are reshaping the landscape for business development companies (BDCs), direct lenders, and secondary credit investors. Lionel explains how his team navigates both public and private credit markets, providing liquidity to lenders while evaluating stressed, illiquid, and often misunderstood opportunities. Drawing on more than two decades of credit investing experience, Lionel discusses the evolution of the BDC market, the rise of liability management exercises, and why traditional refinancing strategies are becoming increasingly difficult in a higher-rate environment. He also explores how investors can distinguish between companies facing temporary liquidity challenges and those caught in a true operational decline. Together, Stewart and Lionel examine the sectors attracting capital today—including aerospace, defense, and industrial infrastructure—and discuss how government spending, supply chain constraints, and asset scarcity can influence credit outcomes. They also unpack the growing popularity of private credit ETFs, the risks of liquidity mismatches, and why market stress may be more nuanced than the headlines suggest. A timely conversation for institutional investors, credit professionals, risk managers, and allocators seeking deeper insight into private credit, secondary markets, and the risks shaping the next phase of the credit cycle. More S&P Global Resources: Proactive Risk Intelligence | S&P Global The Definitive Risk Conference | S&P Global Masters of Risk | Season 4 Episode 5 Video: Beyond Diversification Credits: Host: Stewart Webster Guest: Lionel Jolie, Partner, Credit, F. Lehman & Company LinkedIn Editor: Carl Schmidt Producer: Caitlin Bray Published with Assistance From: Sophie Carr and Feranmi Adeoshun
Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:https://creativefinanceplaybook.com/Is rent-to-own a scam… or are most people just doing it wrong?In this episode of Creative Finance Playbook, Jenn and Joe break down the truth about rent-to-own real estate, why some people think it's a scam, and how investors can do it the right way.Rent-to-own, also known as a lease with the option to buy, can be a powerful strategy when it is structured properly. It can help renters move into a home now, work toward mortgage readiness, and eventually become homeowners.But there is a right way and a wrong way to do it.Jenn and Joe share what they've learned after years of offering rent-to-own properties and successfully helping 7 renters become homeowners.Inside this episode, you'll learn:✅ Why people think rent-to-own is a scam✅ What makes rent-to-own deals go wrong✅ How to properly screen tenant-buyers✅ Why the option deposit matters✅ How to know when a tenant-buyer may be mortgage-ready✅ Why clear communication and full disclosure are key✅ How rent-to-own can create win-win deals for investors and families✅ Why helping renters become homeowners is one of Jenn and Joe's favorite strategiesWhen done right, rent-to-own is not about taking advantage of people.It's about creating a path to homeownership.If you want to learn how the rent-to-own method works, comment “RTO” below.► Come to our next Free Live Workshophttps://creativefinanceplaybook.com/liveworkshop► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads► Join Our Free Facebook Group & Connect with Us and Our Community:https://www.facebook.com/groups/creativefinanceplaybook► Follow Us on Instagram for Real-Time Tips & Updates:https://www.instagram.com/creativefinanceplaybook/► Like Our Facebook Page to Stay Updated:https://www.facebook.com/CFPlaybook► Subscribe to Our YouTube Channel:https://www.youtube.com/@creativefinanceplaybook
Experts discuss advances in long-term prophylaxis therapies for hereditary angioedema. Credit available for this activity expires: 7/30/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/inside-edit-lessons-field-and-emerging-implications-hae-2026a1000pow?ecd=bdc_podcast_libsyn_mscpedu
Gen Z debt is rising, credit counseling demand is at a 10-year high, and many people are discovering that debt consolidation loans don't always stop the cycle. In this episode, Ted Rossman, Money Management International breaks down what's driving the surge in debt management plan enrollments and counseling sessions—and what you can do to regain control of your finances before balances climb back up.
Ryan Pineda and Brian Davila sit down with funding expert Evan Rugan to break down how entrepreneurs can still access business capital in 2026, sharing practical strategies for building business credit, securing funding, and scaling without running out of cash.Connect with Evan - https://letsgetfunded.com/https://www.skool.com/100khttps://www.instagram.com/boweryboi__________If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.comJoin our private mastermind for elite business leaders who golf. https://www.mastermind19.comWant to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.comIf you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.comTired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.comJoin free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us__________Chapters: 00:00 - Funding Strategies00:17 - Evan Rugan's Credit Journey04:28 - Funding & Bank Trends15:01 - Credit for Real Estate16:43 - 0% Business Credit20:21 - Funding Resources30:01 - Building Credit33:33 - Credit Repair36:37 - Business Credit & SBA45:30 - Funding Timeline48:00 - Scaling a Business
Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Community Tool Wishlist00:41 Hotel Tools And Hidden Gems01:21 Using Credits Before Points01:35 Tahiti Booking Strategy02:24 Luxury Agents For Perks03:13 Best Tool Stack Strategy04:28 Pros And Cons Comparisons05:08 Transfer Partner Trackers06:21 Free Tools Masterclass07:03 Price Tracking And Rebooking09:16 Aircraft And Seat Research11:10 Decision Fatigue Takeaways13:05 Workflows And Automation13:54 Beginner Confidence And WrapYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Get a $200 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Get 3 free months of Audible - https://milestomemories.com/audible-subscription-offer-2/ Chase ran a wave of shutdowns this week aimed at people hammering the Amazon card, some reportedly cycling millions a month through buyers group spending, and we walk through Doctor of Credit's full list of what actually triggers a Chase shutdown. More importantly, we cover the three things that catch normal people who are not doing anything extreme, bust out risk on a brand new card, credit limit cycling, and sitting on a massive negative balance. Alaska Atmos also added Philippine Airlines as a partner, and business class availability is wide open at 75,000 miles from San Francisco and 85,000 from Los Angeles, though we get into why Manila is a rough connection point and not really a jumping off spot for the rest of Asia. Seats.aero shipped a Chrome extension that overlays award pricing directly onto Google Flights, and it works well right out of the box. We close with Hilton cutting the fees hotel owners pay, which sounds small at 0.3 percent but is a real chunk of what they collect, and explain why less money coming into the program almost always means devaluations for you. Let us know in the comments what your favorite award search tool is. Episode Guide: 0:00 Welcome to MTM Travel 0:19 Lake Life & Too Many Houseguests 2:05 Chase Shuts Down Amazon Card Users 3:45 What Actually Triggers a Chase Shutdown 6:43 The Three That Catch Normal People 9:30 Seats.aero's New Chrome Extension 12:13 Alaska Adds Philippine Airlines 16:46 Hilton Cuts the Fees Owners Pay 18:48 Hilton Rise & Falling Brand Standards 23:12 Hotel Rates Have Doubled 24:05 Final Thoughts Links Chase shutdown wave - https://www.doctorofcredit.com/chase-amazon-prime-shutdown-large-spend-inactivity/ What causes shutdowns - https://www.doctorofcredit.com/what-causes-chase-credit-card-shutdowns/ Seats.aero Chrome - https://milestomemories.com/seats-aero-chrome-extension-adds-award-prices-to-google-flights/ Atmos award space - https://milestomemories.com/book-philippine-airlines-business-with-atmos/ Hilton cutting fees for owners - https://onemileatatime.com/news/hilton-cuts-loyalty-fees-hotel-owners-pay-bad-hilton-honors-members/ ✈️ Track your travel credit cards for free
Are investors overreacting to rising credit spreads among the largest AI hyperscalers? As companies like Amazon, Microsoft, Alphabet, Meta, and Oracle continue borrowing heavily to fund massive AI infrastructure, headlines are warning of "carnage" in hyperscaler credit markets. But does wider credit spread really signal financial trouble—or simply reflect unprecedented capital spending? Lance Roberts & Michael Lebowitz examine what credit default swaps (CDS), bond spreads, and AI capital expenditures are actually telling investors. We'll separate sensational headlines from market reality, and explore whether this is a genuine warning sign or another example of fear outrunning the fundamentals. 0:00 INTRO 1:01 - Markets Sell of as Margins Unwind 3:48 - What Happens When Moving Averages Are Broken 7:22 - Yields Respond to FOMC 9:42 - What Walsh Didn't Say... 14:01 - Four Things (he did say) 16:01 - No Support for Rate Hikes in Slowing Economy 21:26 - Momentum is the Market Driver (and it's unwinding) 23:24 - Why the 2% Inflation Target? 27:09 - Google vs Microsoft Earnings & Market Responses 30:25 - Hyperscalers & Credit Spreads 36:34 - Oracle is the Problem Child 37:42 - Market Price Narratives are not Realistic 39:42 - The Importance of Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lsx5FwAF_mQ ------- Articles mentioned in this report: "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Will the Fed Meeting Matter?" https://youtube.com/live/NXuTqIZToX0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #MomentumStocks #MarketOutlook #ArtificialIntelligence #Investing #TechStocks #PortfolioManagement
ATENÇÃO: ESTE EPISÓDIO ESTÁ COM O ÁUDIO ORIGINAL EM INGLÊS. SE QUISER CONFERIR UMA VERSÃO LEGENDADA EM PORTUGUÊS DA CONVERSA, ASSISTA AO EPISÓDIO EM: https://www.youtube.com/@StockPickersUMA INDÚSTRIA QUE CRESCEU RÁPIDO DEMAIS E A VISÃO DE QUEM ESTÁ DENTRO DE UMA DAS MAIORES GESTORAS DO MUNDO Neste episódio especial do Stock Pickers, Lucas Collazo recebe diretamente dos EUA a presença de Logan Nicholson, diretor e gestor de fundos de Private Credit da Blue Owl, para uma conversa sobre o mercado de private credit: um dos temas mais quentes e controversos de Wall Street. Com um episódio gravado na Expert XP 2026, Logan explica por que o crédito privado americano virou alvo de questionamentos de grandes bancos, como a Blue Owl enxerga o risco de defaults e má precificação, e por que a inteligência artificial - mais do que uma ameaça - pode ser o maior canal de distribuição e monetização para o software corporativo dos próximos anos. Logan ainda discute a competição entre gestores e explica por que a Blue Owl, um dos maiores players do mercado no mundo, está de olho no Brasil como mercado estratégico para diversificar sua base global de investidores. Um episódio para quem quer entender o que está realmente acontecendo no mercado que mais cresceu - e mais gerou debate - nos últimos anos. Quer ver mais conteúdos da Expert XP 2026? Confira a seleção do Stock Pickers dos melhores painéis e debates do maior festival de investimentos do mundo: https://www.youtube.com/playlist?list=PLKMyjSfLbYRM
Are investors overreacting to rising credit spreads among the largest AI hyperscalers? As companies like Amazon, Microsoft, Alphabet, Meta, and Oracle continue borrowing heavily to fund massive AI infrastructure, headlines are warning of "carnage" in hyperscaler credit markets. But does wider credit spread really signal financial trouble—or simply reflect unprecedented capital spending? Lance Roberts & Michael Lebowitz examine what credit default swaps (CDS), bond spreads, and AI capital expenditures are actually telling investors. We'll separate sensational headlines from market reality, and explore whether this is a genuine warning sign or another example of fear outrunning the fundamentals. 0:00 INTRO 1:01 - Markets Sell of as Margins Unwind 3:48 - What Happens When Moving Averages Are Broken 7:22 - Yields Respond to FOMC 9:42 - What Walsh Didn't Say... 14:01 - Four Things (he did say) 16:01 - No Support for Rate Hikes in Slowing Economy 21:26 - Momentum is the Market Driver (and it's unwinding) 23:24 - Why the 2% Inflation Target? 27:09 - Google vs Microsoft Earnings & Market Responses 30:25 - Hyperscalers & Credit Spreads 36:34 - Oracle is the Problem Child 37:42 - Market Price Narratives are not Realistic 39:42 - The Importance of Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lsx5FwAF_mQ ------- Articles mentioned in this report: "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Will the Fed Meeting Matter?" https://youtube.com/live/NXuTqIZToX0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #MomentumStocks #MarketOutlook #ArtificialIntelligence #Investing #TechStocks #PortfolioManagement
Patients with dialysis-dependent chronic kidney disease (DD-CKD) rely on precise anemia management. Are you up to speed on the latest strategies for optimizing anemia therapy? Credit available for this activity expires: 7/30/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/chronic-kidney-disease-checkpoint-keeping-current-anemia-2026a1000p8u?ecd=bdc_podcast_libsyn_mscpedu
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.
How do we make a peaceful transition to a wholly new system when the old one is sustained by those who profit most from the self-terminating zombie of predatory capitalism?Our guest this week has spent the past decade devising an answer to this most central of our questions. Remzi Bajrami is co-founder of Common Planet Foundation and creator of Creditism, which is his answer to our dilemma. In his words, Creditism is— - a new economic system designed around life instead of debt. Credit flows to people because existence itself has value — it circulates through life, then clears. It supports living without becoming a permanent claim on the future. - a non-debt economic system designed to replace extraction with flow, scarcity with access, and coercion with coordination. Where today's money is largely created through debt and accumulated as power, Creditism reframes money as credit: a shared unit of access created through existence, earned through contribution, and dissolved when used. - the gateway to a global economy that is cleaner, fairer, and more life-aligned — one that supports human potential, community self-governance, and planetary regeneration.Creditism is the economic architecture for a species that wants to survive.There are still some unanswered questions in this, but there are always going to be until we get moving with something, test it out and reinvent it on the fly. What Remzi and his colleagues have done is to set up a system that you can join now - or at least in early August 2026 - and become a part of a network that will test this out. in the meantime, Remzi has written a series of Substacks which lay out in straightforward terms how the current system is predicated on power over, how money works - because we can't hear that one too often - and how creditism could work instead. Enjoy!Links Common Planet website Remzi on LinkedInRemzi on SubstackCreditism 1Creditism 2Creditism 3—About Accidental Gods—We offer three strands all rooted in the same soil, drawing from the same river: Accidental Gods, Dreaming Awake and the Thrutopia Writing Masterclass Our next Open Gathering offered as part of our Accidental Gods Programme is 'BECOMING A GOOD ANCESTOR' which will run on Sunday 13th September 2026 from 16:00 - 20:00 GMT - details are here. You don't have to be a member of Accidental Gods to come along, but if you are, all Gatherings are half price.If you'd like to join us at Accidental Gods, this is the membership where we endeavour to help you to connect fully with the living web of life. If you'd like to train more deeply in the contemporary shamanic work at Dreaming Awake, you'll find us here. If you'd like to explore the recordings from our last Thrutopia Writing Masterclass, the details are hereManda and Louise both offer one-to-one Mentoring Calls. Manda is writing a book just now, but if you'd like to contact Louise, details are here.
What if financial success isn't about making more money—but understanding the systems behind it? In this episode, financial educator, licensed real estate professional, independent publisher, and author Dr. Lisa shares how credit, homeownership, and financial literacy shape long-term financial outcomes. We discuss the hidden rules that influence wealth, common financial misconceptions, and practical steps anyone can take to build a stronger financial future. Whether you're buying your first home, rebuilding your credit, or looking to create generational wealth, this conversation offers practical guidance and inspiration. It Was Never Just About the Numbers is available on Amazon. Fix the Credit File: The Ultimate Credit Guide is available at DrLisaHoover.com. Topics include: • Financial literacy • Credit education • Homeownership • Wealth building • Financial decision-making • Generational wealth Subscribe, share, and leave a review to help others discover these valuable conversations.
Are you the same person when nobody important is watching? Do you demand standards from others that you refuse to hold yourself to? When the team wins, do you give away the credit? When things fall apart, are you willing to take responsibility? Are you building your character—or just managing your image?Because there's a dangerous gap between looking like a leader and becoming one.In this episode, we unpack the five pillars of credibility: Consistency. Choices. Credit. Character. Credibility. And I'll challenge you to conduct a brutally simple leadership audit—not based on your intentions, but on the evidence your life is producing.If they stripped away your rank, title, credentials, platform, and position tomorrow…Would people still follow you?Stop chasing the next title.Stop trying to look like the leader.Become the kind of person people trust enough to follow when they don't have to.Because leadership isn't given.It's built.And leaders aren't born ready.They're Built Not Born.
In this episode of the insuranceaum.com podcast, host Stewart Foley, CFA, speaks with Trevor Clark, Founder and Managing Partner of TPG Twinbrook Capital Partners, about the structural changes reshaping private credit and the enduring role of lower middle market lending. Trevor explains why private credit should not be treated as a single, uniform asset class and discusses how manager experience, direct origination, disciplined underwriting, financial covenants and active portfolio monitoring can influence investment outcomes. The conversation also explores how insurance capital, BDC structures, retail redemptions, longer private equity hold periods and artificial intelligence are changing the direct lending landscape. Trevor shares why strong companies can still become vulnerable when overlevered, how lenders can use better data and monitoring to identify risks earlier, and what insurance investors should consider when evaluating both private credit managers and the structures used to access the asset class.
This week on Swimming with Allocators, returning guest Chris Schelling of Aksia joins Earnest Sweat and Alexa Binns to unpack how AI, private markets, and the wealth channel are evolving. They discuss where AI may already be in bubble territory, how it's reshaping SaaS, services, and investment processes (including AI “agents” on investment committees), and why some SaaS and low-value information services are most at risk. Chris explains Aksia research-driven approach across private equity, private credit, real assets, and hedge funds, and shares why he's skeptical of layered SPV “sandwiches” and headline-driven fear around private credit. The conversation explores the democratization of alternatives for wealthy clients, the role of content as a strategic edge for allocators, challenges in structuring venture access products, and why early-stage technical venture and quantum computing are compelling. Chris closes with advice for newer professionals: in a world of AI tools, differentiated relationships, networks, and deep domain expertise matter more than ever. Also, Nick Cassin explains how Sidley's secondary practice spans multiple asset classes and deal types, highlights the growing role of secondaries in venture (including GP‑leds and LP trades), and shares how Sidley's breadth, commercial mindset, and experience help clients navigate complex liquidity and continuation vehicle structures. Highlights from this week's conversation include: Chris Schelling Returns & Aksia Career Move (0:13) Why To Be Skeptical of AI Valuations & Bubbles (2:26) How AI Is Reshaping SaaS, Services, and Credit (6:48) Using AI for Diligence, Memos, and Investment Committees (11:29) Behavioral Coaching and Training Analysts With AI (15:06) SPVs, SPV “Sandwiches,” and 2008-Style Layering Risk (19:58) Checklist Ideas for Evaluating SPVs and Access Claims (29:24) How Mega RIAs Are Building Private Markets Platforms (36:38) Strategic vs Tactical Allocations Across Private Markets (41:38) Product Diversity Needed Across RIAs and Client Segments (44:08) Segmenting Venture: Seed, Growth, and Late Stage Dynamics (47:52) Crystal Ball on Venture, Deep Tech, and Quantum Computing (49:39) Skills for Young Investors: Networks, Relationships, and Domain Expertise (54:22) Where To Read Chris's Research and Writing (55:13) Aksia is a global private markets investment advisory and research platform with deep expertise across private equity, private credit, real assets, and hedge funds. The firm advises institutional investors globally and also manages discretionary capital through customized funds-of-one, co-investment vehicles, fund-of-funds, and wealth-oriented private markets solutions. Aksia is known for its open architecture model, broad GP relationships, and rigorous diligence culture across alternative assets. Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices
Fitch analysts examine how a developing El Niño could impact corporate credit risk across Asia Pacific. We explore Vietnam's hydropower vulnerability, resilience in India and China, and why palm oil producers may face a mixed credit outlook.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Points Path Intro00:12 Meet Julian00:49 Free Masterclass 01:25 Show Kickoff Banter02:20 What Is PointsPath03:08 Free Vs Pro Plans07:36 Missing Airline Coverage09:23 Basic Economy Support12:26 Bank Transfer Indicators15:25 More Transfer Partners17:15 Chase Points Boost21:22 United Card Discounts23:55 Accuracy And Phantom Space25:40 Points Calendar Demo30:17 Upcoming Features31:59 Special Offer And WrapYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can join Points Path here at:➤ Geobreeze three-for-two offer: https://pointspath.com/gboffer Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Credit building is the other half of your credit repair business, and most Credit Heroes are leaving it on the table. Daniel Rosen breaks down how to help clients build credit from scratch, report rent as credit history, and keep clients paying you long after the deletions come through. Join Our FREE Start Repairing Credit Challenge: HERE Repair clears the negatives, but a lot of clients are left with a thin file and a score that has nothing to grow on. What actually moves a score comes down to on-time payment history, low utilization under 30%, and some age and mix built up over time. Feed those, and you finish the transformation instead of stopping halfway. The fastest win is rent. If you're on Credit Hero Score, BuildCredit Rent reports a client's on-time rent as credit history and can back-fill up to 24 months, so two years of positive history can show up on the file with results usually landing in about 30 days. Only on-time payments get reported, so there's no new debt for your client to worry about. Once the rent is reporting, pair it with a secured card kept under 30% for a well-rounded file. Here's why it matters for your business: every repair client you finish is already a fit for building, so there's no new lead to chase and no trust to rebuild. Repair has an ending, but building is a reason clients stay with you month after month. Offer it right after a win, lead with rent because it's the easiest yes there is, and you turn a bill they're already paying into a stronger score for them and recurring income for you. Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/ Key Takeaways: 00:00 Intro 01:38 Credit Repair Is Only Half the Job 03:36 Repair Fixes the Past. Building Creates the Future 04:06 Why Credit Building Is the Most Natural Upsell You Have 05:32 The Three Things That Actually Move a Credit Score 06:12 Two Ways to Feed the Score 06:54 Why Rent Reporting Is the Easiest Yes You'll Ever Get 07:52 Pair Rent Reporting With a Secured Card for a Real Score Climb 09:00 The Real Money Is Retention. Not the Commission 10:04 Who to Offer It To and When to Bring It Up 10:46 Exactly What to Say to Get an Instant Yes 11:14 Final Thoughts Additional Resources: Get a free trial to Credit Repair Cloud Get my free credit repair training The BEST Credit-Builder Loans and Secured Cards in 2026 Make sure to subscribe so you stay up to date with our latest episodes.
The hotel business apparently didn't get the memo that everything is supposed to be terrible. Consumers feel squeezed. Credit-card debt keeps climbing. Business travel remains soft. Hotel construction faces the same cost and financing challenges we've discussed for years. Yet hotels keep performing, people keep traveling and owners keep making deals. So what's actually holding this market together? I asked Bruce Ford, SVP at Lodging Econometrics, to help me make sense of it. We talked about why event travel continues to deliver, how hotels can offer deals without destroying their rates and why the biggest opportunity ahead may have less to do with building new hotels. One number caught my attention: Bruce expects the industry to renovate or convert between 325,000 and 375,000 rooms during each of the next couple of years. That could create a very different hotel investment market than many people expect, with major implications for owners, brands, management companies and industry suppliers. Watch my latest #NoVacancyNews conversation with Bruce to hear where he sees the hotel market heading next. Actabl gives you the power to profit. Visit Actabl.com. Want the weekly roundup of news, videos, and what you might've missed from #NoVacancyNews? Text HOTEL to 66866.
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Dave Collum and Rudy Havenstein join Marty Bent to dissect the medical industrial complex, SNRI and statin dangers, and the total collapse of trust in institutions. They dive into Trump's broken promises, the Iran war escalation, Gaza, and the Charlie Kirk shooting narrative. The trio tears apart the AI bubble, SpaceX valuation, private credit risks, and a Fed-driven market top. Bitcoin, macro, and monetary policy dominate the conversation as they map a Fourth Turning collapse and the end of accountability. Dave on X: https://x.com/DavidBCollum Rudy on X: https://x.com/RudyHavenstein Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/**tftc** for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc**!** #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner
In our second Summer School episode this season, hosts Dr. Jason Silverman and Dr. Temara Hajjat have taken highlights from past episodes on nutrition and put them into a special episode full of clinical pearls.Former expert guests Dr. Charlie Vanderpool, Dr. Mark Corkins, Dr. Praveen Goday, Dr. Maria Mascarenhas, Dr. Ruba Abdelhadi, Dr. Bruno Chumpitazi and Kirsten Jones, and Dr. Eytan Wine cover a range of topics from early life nutrition and development, to picky eating and specialized diets.Our Bowel Sounds Summer School series will include four episodes each summer on big topics in our field, artisanally crafted for the ears of learners of all stages from the young student to the seasoned attending.Learning Objectives:Understand the importance of functional components of human milk and other early life influences on growth and development.Review an approach to the evaluation and management of the picky eater.Review the indications and evidence for specialized diets in the context of gastrointestinal disorders.Featured Episodes:Charlie Vanderpool - Functional Components in Infant NutritionMark Corkins - Early Life Nutrition and Impact on Childhood DevelopmentPraveen Goday - The Picky EaterRuba Abdelhadi - Enteral Nutrition and Feeding Tubes 101Eytan Wine - Nutrition, IBD, and the Crohn's Disease Exclusion DietBruno Chumpitazi & Kirsten Jones - Using the Low-FODMAP Diet for Children with IBSMaria Mascarenhas - Culinary MedicineAdditional links:Lisa Richardson - Ins and Outs of Infant FormulasKatie Larson-Nath - Faltering WeightNutrition Pearls PodcastSend us Fan MailSupport the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.