Podcasts about Credit

September historically has been a big month for corporate bond issuance, but borrowing looks less attractive to companies due to the large rise in yields.----- Transcript -----Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Corporate Credit Research for Morgan Stanley. Along with my colleagues bringing you a variety of perspectives, I'll be talking about trends across the global investment landscape and how we put those ideas together. It's Friday, September 22nd at 2 p.m. in London. Credit has outperformed equities recently, with spreads modestly tighter, even as stocks are modestly lower. We think that credit outperformance continues. Supply, demand and income are all part of the story. September is usually a big month for corporate bond issuance as people return from the summer, and all that supply often means somewhat weaker credit performance. But so far, that supply is underwhelmed. While many factors may be at play, we think one is that borrowing is looking less attractive given the large rise of corporate bond yields. Not only are investment grade bond yields at some of their highest non crisis levels in the last 20 years, they're unusually high relative to the earnings or dividend yield offered on company stock. Now, if a company views their equities attractive relative to debt, one way they can express this is to borrow more while buying back or retiring those shares in the market. But conversely, if companies start to view borrowing as expensive, relative to their shares, borrowing and buybacks should both slow. And year-to-date that's exactly what we've seen from non-financial investment grade companies. Meanwhile, those same higher yields that are making companies more reluctant to borrow are keeping demand for bonds solid. And if both the Federal Reserve and the European Central Bank are now finished raising interest rates, as my colleagues in Morgan Stanley economics expect, it could mean that investors are even more willing to allocate to these high grade bonds, while simultaneously encouraging companies to display even more patience with borrowing now that rates are no longer rising. But there's another even more mechanical advantage that credit enjoys. The significant rate hikes from the Fed, and the European Central Bank have meant very high yields on safe short term cash. That, in turn, has made the cost of holding almost any asset more expensive by comparison. Due to these very high cash yields and the fact that short term interest rates are higher than long term interest rates, owning equities or government bonds in the U.S. and Europe is a so-called negative carry position, costing money to halt. The passage of time if nothing changes, is currently working against many of these asset classes. But this isn't the case in credit, where both the level of spreads and the shape of the credit curve mean that the passage of time works in favor of the holder. And it's worth noting that two other assets that have this so-called positive carry property, the U.S. dollar and oil, are also currently being well supported by the market. We think the Federal Reserve and the European Central Bank are now done raising interest rates for the foreseeable future. We think this could modestly discourage borrowing by investment grade companies as they wait for more favorable rates and encourage buying as investors hope to now lock in these higher yields. Moreover, we think that this pause by central banks could help reduce overall bond market volatility, working to the relative advantage of assets that pay investors to hold them like corporate credit does. Thanks for listening. Subscribe to Thoughts of the Market on Apple Podcasts, or wherever you listen, and leave us a review. We'd love to hear from you.

Russillo starts by sharing his thoughts on both quarterbacks following the 49ers win over the Giants on ‘TNF' (1:00). Next, he's joined by The Ringer's Van Lathan to discuss their favorite college towns and forecast Colorado's future (20:00). Finally, Ceruti and Kyle join to make this week's Alliance Parlay (13:00) before closing the show with some listener-submitted Life Advice questions (59:00). The Ringer is committed to responsible gaming. Please check out theringer.com/RG to find out more or listen to the end of the episode for additional details. Host: Ryen Russillo Guest: Van Lathan Producers: Steve Ceruti, Kyle Crichton, and Mike Wargon Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bloomberg Radio host Barry Ritholtz speaks with Armen Panossian, managing director and head of performing credit at Oaktree Capital Management LP, which has $179 billion in assets under management. He oversees the firm's liquid and private credit strategies, and also serves as a portfolio manager within Oaktree's global private debt and global credit strategies. He previously worked for Pequot Capital Management, where he worked on distressed debt strategy. Panossian holds an MS degree in health services research from Stanford Medical School; a JD degree from Harvard Law School; and an MBA from Harvard Business School. He serves on the advisory board of the Stanford Institute for Economic Policy Research and is a member of the state bar of California.See omnystudio.com/listener for privacy information.

Amaddzz gives his review on Baldur's Gate 3, Cynya gives her Blue Beetle Review, and we both argue about Arcane season 2 Predictions!!!!Buzzsprout $20 Credit (sent after 2nd paid invoice): https://www.buzzsprout.com/?referrer_id=1243943 Have you ever wanted to start a podcast? That's where Buzzsprout comes in, Buzzsprout is hands down the easiest and best way to launch a professional podcast, they've already helped over 100,000 people launch their own podcast. Buzzsprout gets your show listed in every major podcast platform, like apple podcast, Spotify, google

Don't forget to check out our sponsor Mollie Morris for accounting for virtual businesses at http://m3virtualaccounting.com/This excellent illustration of Arianne and Doran arguing is by Borja Pindado and you can see it and other art here! https://www.artstation.com/artwork/RAw3WThis is the chapter where RoShawn really begins to understand what all us book readers were so mad about, and it makes me really happy.Credit to MetroGnome for the theme song, you can download it free and listen here! https://www.youtube.com/watch?v=XA6a7sYKeeAIf you'd like to join our Discord and get in on some of the convo, check it out here! Non-patrons welcome! https://discord.gg/rEF2KfZxfV

(Disclaimer: Click 'more' to see ad disclosure) In today's episode, we're playing Jeopardy-style trivia game that covers different promotions and partnerships to help earn more points without opening more credit cards. The different categories include dining and date nights, vacationing, shopping, money stuff, and wildcards, with questions ranging in difficulty from 100 to 500 level. Will you be able to answer all the questions? Let's find out! Timestamps: (1:47) - Dining and Date Nights for $100 (2:18) - Vacationing for $100 (2:51) - Shopping for $100 (3:15) - Money Stuff for $100 (3:48) - Wildcards for $100 (4:59) - Dining and Date Nights for $200 (5:19) - Vacationing for $200 (5:46) - Shopping for $200 (6:17) - Money Stuff for $200 (6:47) - Wildcards for $200 (7:47) - Dining and Date Nights for $300 (8:37) - Vacationing for $300 (9:07) - Shopping for $300 (9:35) - Money Stuff for $300 (10:32) - Wildcards for $300 (11:49) - Dining and Date Nights for $400 (12:13) - Vacationing for $400 (13:23) - Shopping for $400 (15:13) - Money Stuff for $400 (16:09) - Wildcards for $400 (17:07) - Dining and Date Nights for $500 (18:03) - Vacationing for $500 (18:38) - Shopping for $500 (19:09) - Money Stuff for $500 (20:12) - Wildcards for $500 ===== ➤ Sign up for free coaching through the newsletter https://www.geobreezetravel.com/free-coaching ➤ Free points 101 course (includes hotel upgrade email template) https://www.geobreezetravel.com/freecourse ➤ Free credit card consultations https://www.geobreezetravel.com/consultations ➤ Free Webinar to earn more points without opening 20 cards https://www.geobreezetravel.com/webinar ➤ Seats.Aero: https://seats.aero/r/tffyknc4 ===== You can find Julia at: ➤ Free course: https://www.geobreezetravel.com/freecourse ➤ Website: https://www.geobreezetravel.com ➤ Instagram: https://www.instagram.com/geobreezetravel ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravel Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

Chris credited Pat Freiermuth for continuing to put on a good face. 

Matt Canada is on the defensive. The Steelers struggling OC spoke to the media today and had a message for the fans booing and calling for his job Monday night. How much more can this stuff happen before the Steelers and Mike Tomlin actually stand up and make a move?  Chris credited Pat Freiermuth for continuing to put on a good face. The guys can't believe the level of arrogance Matt Canada has when he speaks to the media for being that bad at his own job.  The guys are tired of hearing about how hard the coaches and players work. Poni had a feeling that we could see an unprecedented move by the Steelers.  Warren Sharp has taken a deep dive into the analytics and it doesn't look good for Matt Canada. Chris threw out a hypothetical that didn't require much thinking from Poni and Donny. 

Everyone knows that technology is advancing at a rapid pace. But how can credit unions use this technology and analyze data in a way that improves the member experience and allows them to compete with fintechs?Hear Maxim and CUNA Digital Media Design Specialist Yeekeng Yang discuss why consumers desire personalized financial solutions, how technology can drive those solutions, how fintechs and credit unions can work together, how artificial intelligence and data analytics can enhance credit unions, and more.

Episode Description On this episode Shawn and Joe discuss the recent hacks of many of the major Las Vegas casinos. Both Caesars and MGM suffered cyberattacks, but what has the reality been on the ground and should it affect your decision to go to Vegas? They also go into the details of the brand new Fontainebleau Las Vegas megaresort including when it is opening and why it has been under construction for over 15 years. Other topics discussed include: Credit card 4th quarter 5X bonus categories, the big changes Delta made to Skymiles and why the Frontier status match opportunity is maybe the best deal going on right now. Episode Notes 7:56 - New Frontier status match 18:37 - Delta's massive status devaluation 28:46 - Vegas news and meltdowns  42:25 - Q4 credit card bonuses Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

EXPERT BONUS: Daniel Cash, author of A Modern Credit Ratings Agency, talks how credit ratings history bears on ESG ratings future

New series this week! Join me for part 4 of the 9 types of prayer that move God's hand. God hears your prayers and he is willing and able to answer them!    GIVE TO MIRACLE WORD: Give by Debit or Credit:: https://miracleword.com/give Give by CashApp $MWgive Give by Venmo @MWgive Give by PayPal https://www.paypal.com/paypalme/miracleword MIRACLE WORD CHURCH:  Learn more about Miracle Word Church located in West Palm Beach, Florida by visiting https://miracleword.com/ FREE STUFF:  Sign up for our FREE magazine and download my FREE devotional called “Praise, Laugh, Repeat” at https://miracleword.com/live FOLLOW & CONNECT: Instagram @miraclewordchurch @tedshuttlesworth @carolynshuttlesworth Facebook https://www.facebook.com/miraclewordministries TRAVEL SCHEDULE:  Join us in a live revival meeting. All the schedule details can be found at https://miracleword.com/schedule OUR OTHER MINISTRIES: Last Gen Youth: https://lastgen.miracleword.com/ Miracle Word Kids: http://kids.miracleword.com/ Women's Ministry: https://carolynshuttlesworth.com/ GO DEEPER IN YOUR KNOWLEDGE OF GOD'S WORD: Miracle Word University https://www.miraclewordu.com/ SHOP OUR BOOKS AND MERCH: http://shop.miracleword.com/

EP 2726 Typically, this is a question that might be asked of a technology professional. It can be asked of people in a lot of roles. Credit to theinterviewguys.com for the answer. If you don't think you're answering interview questions well, order "The Right Answers to Tough Interview Questions" on Amazon as a paperback or for Kindle, or as a PDF at my website. ABOUT JEFF ALTMAN, THE BIG GAME HUNTER People hire Jeff Altman, The Big Game Hunter to provide No BS Career Advice globally because he makes many things in peoples' careers easier. Those things can involve job search, hiring more effectively, managing and leading better, career transition, as well as advice about resolving workplace issues.  Schedule a discovery call at my website, www.TheBigGameHunter.us He is the host of “No BS Job Search Advice Radio,” the #1 podcast in iTunes for job search with over 2700 episodes. Website: https://www.TheBigGameHunter.us (schedule a paid coaching session, a free discovery call or ask questions using my Trusted Adviser Services) LinkedIn: https://www.linkedin.com/in/TheBigGameHunter Courses: https://www.TheBigGameHunter.us/courses Books and Guides: https://www.TheBigGameHunter.us/books Resume & LinkedIn Profile critiques www.TheBigGameHunter.us/critiques We grant permission for this post and others to be used on your website as long as a backlink is included to www.TheBigGameHunter.us and notice is provided that it is provided by Jeff Altman, The Big Game Hunter as an author or creator. Not acknowledging his work or providing a backlink to www.TheBigGameHunter.us makes you subject to a $1000 penalty which you proactively agree to pay. --- Support this podcast: https://podcasters.spotify.com/pod/show/nobsjobsearchadviceradio/support

A potential debt-deflation cycle in China could spell opportunity for U.S. Treasuries and Asia corporate bonds outside of China.----- Transcript -----Welcome to Thoughts on the Market. I'm Michael Zezas, Global Head of Fixed Income and Thematic research for Morgan Stanley. Along with my colleagues bringing you a variety of perspectives, I'll be talking about the impact of China's economy on fixed income markets. It's Wednesday, September 20th, at 10 a.m. in New York. We spend a lot of time on this podcast talking about the market ramifications of the evolving US-China relationship, and understandably so, as they are the world's biggest economies. But today, I want to focus more on the evolving economy inside of China and how it has implications for global fixed income markets. A few weeks ago on Thoughts on the Market, my colleague Morgan Stanley's Global Chief Economist Seth Carpenter, detailed how our Asia economics team is increasingly calling attention to what they term China's 3D challenge of debt, demographics and deflation. In short, there's a risk that servicing high levels of debt in China's economy could strain its weak demographic profile and dampen demand in the economy, all leading to a debt deflation cycle. While such an adverse outcome currently is in our economists base case, there's been material slowing in China's economic growth. So in either case, China, at least for the moment, is a weaker consumer on the global stage, meaning they may effectively export disinflation to developed market countries. And while our economists flag this weakness may not translate to substantial disinflation pressures, they also note directionally it may help already cooling inflation in places like the United States. Understandably, our team in fixed income research across the globe is focused on many potential impacts from the spillover effects of China's 3D challenge. But there's two that stand out to me as most relevant to investors. First, for investors in U.S. Treasury bonds, this disinflation pressure, even if modest, could help push yields lower in line with our preference for owning bonds over equities. That disinflation pressure could add to other more meaningful pressures in the U.S. in the fourth quarter, as student loan repayments start in the absence of major entertainment events that were a one time shot to consumption this past summer. Second, if you're an investor in corporate bonds, our Asia corporate credit team sees opportunities to diversify away from China Credit, which has been struggling to deliver solid risk adjusted returns and remains concentrated in the property sector, with our team seeing opportunities in Japan, Australia and New Zealand in particular. Credit markets in these countries not only provide geographical diversification but also diversification into sectors like financials and materials. This is a developing story that's sure to impact the global outlook for the foreseeable future, and you can be sure we'll keep you updated on how it will influence markets. Thanks for listening. If you enjoy the show, please share Thoughts on the Market with a friend or colleague, or leave us a review on Apple Podcasts. It helps more people find the show.

#LondonCalling:  In case of another 2008 credit event. @JosephSternberg @WSJOpinion https://www.wsj.com/articles/if-the-economy-collapses-do-you-back-biden-or-trump-for-2024-politics-election-president-voters-738939bb?st=syyyhgfzrsh1sj5&reflink=article_gmail_share 1922 Sunset Boulevard LA

New series this week! We're talking about the 9 types of prayer that move God's hand. God hears your prayers and he is willing and able to answer them!    GIVE TO MIRACLE WORD: Give by Debit or Credit:: https://miracleword.com/give Give by CashApp $MWgive Give by Venmo @MWgive Give by PayPal https://www.paypal.com/paypalme/miracleword MIRACLE WORD CHURCH:  Learn more about Miracle Word Church located in West Palm Beach, Florida by visiting https://miracleword.com/ FREE STUFF:  Sign up for our FREE magazine and download my FREE devotional called “Praise, Laugh, Repeat” at https://miracleword.com/live FOLLOW & CONNECT: Instagram @miraclewordchurch @tedshuttlesworth @carolynshuttlesworth Facebook https://www.facebook.com/miraclewordministries TRAVEL SCHEDULE:  Join us in a live revival meeting. All the schedule details can be found at https://miracleword.com/schedule OUR OTHER MINISTRIES: Last Gen Youth: https://lastgen.miracleword.com/ Miracle Word Kids: http://kids.miracleword.com/ Women's Ministry: https://carolynshuttlesworth.com/ GO DEEPER IN YOUR KNOWLEDGE OF GOD'S WORD: Miracle Word University https://www.miraclewordu.com/ SHOP OUR BOOKS AND MERCH: http://shop.miracleword.com/

New series this week! Join me for part 3 of the 9 types of prayer that move God's hand. God hears your prayers and he is willing and able to answer them!    GIVE TO MIRACLE WORD: Give by Debit or Credit:: https://miracleword.com/give Give by CashApp $MWgive Give by Venmo @MWgive Give by PayPal https://www.paypal.com/paypalme/miracleword MIRACLE WORD CHURCH:  Learn more about Miracle Word Church located in West Palm Beach, Florida by visiting https://miracleword.com/ FREE STUFF:  Sign up for our FREE magazine and download my FREE devotional called “Praise, Laugh, Repeat” at https://miracleword.com/live FOLLOW & CONNECT: Instagram @miraclewordchurch @tedshuttlesworth @carolynshuttlesworth Facebook https://www.facebook.com/miraclewordministries TRAVEL SCHEDULE:  Join us in a live revival meeting. All the schedule details can be found at https://miracleword.com/schedule OUR OTHER MINISTRIES: Last Gen Youth: https://lastgen.miracleword.com/ Miracle Word Kids: http://kids.miracleword.com/ Women's Ministry: https://carolynshuttlesworth.com/ GO DEEPER IN YOUR KNOWLEDGE OF GOD'S WORD: Miracle Word University https://www.miraclewordu.com/ SHOP OUR BOOKS AND MERCH: http://shop.miracleword.com/

New series this week! Join me for part 2 of the 9 types of prayer that move God's hand. God hears your prayers and he is willing and able to answer them!    GIVE TO MIRACLE WORD: Give by Debit or Credit:: https://miracleword.com/give Give by CashApp $MWgive Give by Venmo @MWgive Give by PayPal https://www.paypal.com/paypalme/miracleword MIRACLE WORD CHURCH:  Learn more about Miracle Word Church located in West Palm Beach, Florida by visiting https://miracleword.com/ FREE STUFF:  Sign up for our FREE magazine and download my FREE devotional called “Praise, Laugh, Repeat” at https://miracleword.com/live FOLLOW & CONNECT: Instagram @miraclewordchurch @tedshuttlesworth @carolynshuttlesworth Facebook https://www.facebook.com/miraclewordministries TRAVEL SCHEDULE:  Join us in a live revival meeting. All the schedule details can be found at https://miracleword.com/schedule OUR OTHER MINISTRIES: Last Gen Youth: https://lastgen.miracleword.com/ Miracle Word Kids: http://kids.miracleword.com/ Women's Ministry: https://carolynshuttlesworth.com/ GO DEEPER IN YOUR KNOWLEDGE OF GOD'S WORD: Miracle Word University https://www.miraclewordu.com/ SHOP OUR BOOKS AND MERCH: http://shop.miracleword.com/

When you're a founder, you need creative ways to grow your business. Today's guest recognized that need, and built her company on it.We're sitting down with Keri Findley, Founder and CEO of Tacora Capital. Keri has two decades of experience in structured credit investing at leading firms, and as a private investor. She founded Tacora in 2022, securing a $250 million investment from renowned venture capitalist Peter Thiel.From 2009 to 2017, Kerry ran the structured credit portfolio for Third Point, the multi-billion dollar hedge fund founded by Dan Loeb. She was the first woman and the youngest person to be made partner at Third Point. Prior to that, she held a similar position at D.B. Zwirn, and began her career at Morgan Stanley.Keri currently serves as an advisor to Firework Ventures and 8VC, and is on the boards of Hearth, Karus, Point Digital, and Architect.Highlights: Keri summarizes her introduction to finance (2:51) Falling into the industry, and growing up as a 'math person'(3:22) Keri describes what it was like to begin in the finance industry in the late 2000's (4:28) Types of assets in the payment processing platform (6:10) Leaving her job, and how Keri came to found Tacora Capital (7:21) Working with Peter Thiel, and more about their partnership (9:14) Keri describes the audience, and kinds of investors that are attracted to Tacora Capital (10:10) Tacora's unique approach and structure in venture capital (11:14) Keri discusses whether she would rather Tacora be at a later-stage (12:50) Tacora's reason for focusing on Fintech and Insuretech fields (14:37) Keri gives an example of the opportunities Tacora has provided to one of their portfolio companies (16:00) Where Tacora's pipeline for new deals is sourced from (16:52) How the current financial and economic climate effects the work done at Tacora (18:22) How Tacora avoids risky situations and maintains discipline in their work (20:16) Keri predicts the future of the venture capital market based on recent history (21:37) 'Non-dilutive capital' and Tacora's approach to companies facing down-rounds (25:15) Why Keri decided to settle the company in Austin, Texas (27:07) Keri predicts how the banking model will change in the near future (30:04) Tacora's short-term goals and plans (31:22) Links:Keri Findley on LinkedInTacora Capital WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, marion@lowerstreet.co.

Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  Vince Shorb, CEO of National Financial Educators Council, says even states which require financial literacy in the schools are failing to meet minimum education standards. Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

In this Tough Things First podcast, Ray Zinn explores how robotics and AI have been around a long time. The pessimistic view, and the optimistic view have their points. But only one is really correct. Rob Artigo: I'm Rob Artigo here once again, your host for this edition of the Tough Things First podcast. I'm an entrepreneur in California. It's […]

What is dual credit? What is the cost? How do I get more information on applying for college? Mr. Mack and Mrs. Watson share information on these topics and more!

YouTube Link: https://www.youtube.com/watch?v=n_oPMcvHbAc Math professor Edward Frenkel discusses his work on string theory & the Langlands Program while reflecting on the profound themes of infinity, death, and trauma. - Patreon: https://patreon.com/curtjaimungal (early access to ad-free audio episodes!) - Crypto: https://tinyurl.com/cryptoTOE - PayPal: https://tinyurl.com/paypalTOE - Twitter: https://twitter.com/TOEwithCurt - Discord Invite: https://discord.com/invite/kBcnfNVwqs BOOKS MENTIONED: - Love and Math (Edward Frenkel): https://amzn.to/3ZiXyI1 - From Mathematics to Philosophy (Hao Wang): https://amzn.to/3ZkIcTD - The Lord of the Rings (J.R.R. Tolkien): https://amzn.to/46bZnsw - Works of Carl Jung (Carl Jung): https://amzn.to/44UKJF7 - Works of Marie-Louise von Franz (Marie-Louise von Franz): https://amzn.to/3sWWg9D - Bhagavad Gita: https://amzn.to/3sTfrB8 - The Undecidable (Martin Davis): https://amzn.to/48njW7u - The Emperor's New Mind (Roger Penrose): https://amzn.to/44Zabcw - The Trouble with Physics (Lee Smolin): https://amzn.to/3sXpmG6 - Lost in Math: How Beauty Leads Physics Astray (Sabine Hossenfelder): https://amzn.to/3Pna7xy - Not Even Wrong (Peter Woit): https://amzn.to/44XJlBx VIDEOS MENTIONED: - Debate w/ Sabine Λ Bernardo on Superdeterminism: https://youtu.be/kJmBmopxc1k - Podcast w/ Norman Wildberger TOE: https://youtu.be/l7LvgvunVCM - Podcast w/ Dror Bar Natan on TOE: https://youtu.be/rJz_Badd43c - Podcast w/ Lex Friedman and Frenkel: https://www.youtube.com/watch?v=Osh0-J3T2nY - Podcast w/ Richard Borcherds on TOE: https://youtu.be/U3pQWkE2KqM (Part 2) and https://youtu.be/xu15ZbxxnUQ (Part 1) - Podcast w/ Sabine Hossenfelder on TOE: https://youtu.be/walaNM7KiYA - Podcast w/ Bernardo Kastrup on TOE: https://youtu.be/lAB21FAXCDE - Podcast w/ Eric Weinstein on TOE: https://youtu.be/KElq_MLO1kw - Angela Collier on String Theory: https://www.youtube.com/watch?v=kya_LXa_y1E - Mike Wallace's Interview of Aldous Huxley (1958): https://www.youtube.com/watch?v=alasBxZsb40 WEBSITES MENTIONED: - Edward Frenkel's Official Site: https://edwardfrenkel.com - Edward Frenkel's Soundcloud (DJ Moonshine): https://soundcloud.com/moonstein - Twitter (Edward Frenkel): https://twitter.com/edfrenkel - YouTube (Edward Frenkel): https://www.youtube.com/edfrenkel - Instagram (Edward Frenkel): https://www.instagram.com/edfrenkel - Peter Woit's Blog: https://www.math.columbia.edu/~woit/wordpress TIMESTAMPS: - 00:00:00 Introduction - 00:03:40 The Langlands Program - 00:09:23 Love and Math: An ode to mathematics - 00:13:09 Art as a two-way street (reciprocal nature of artistic expression) - 00:18:28 The Weil conjectures - 00:24:53 Romantic side of math and the "Theory of Everything" as a process vs. a state - 00:30:39 Paradoxes in math & axioms - 00:33:57 Observer problem in mathematics - 00:39:55 The debate on philosophy's role in science - 00:51:44 "You can't get away from infinity." - 01:07:41 Are computers conscious? Can they "think"? Turing's quotation - 01:18:33 The limitations of computation and the unification of distinctions - 01:23:29 Blurring lines between truth & beauty (algebraic-geometric interplay) - 01:33:48 The terrifying question of self - 01:36:07 Childhood memories and personal growth (transformative power of pain) - 01:49:30 The struggle for excellence & reconnecting with the past - 02:17:26 Death is love exposed most bare - 02:19:10 Function fields in higher dimensional algebraic varieties - 02:25:12 Superdeterminism w/ Sabine Hossenfelder Λ Bernardo Kastrup - 02:37:08 The human aspect in scientific theories - 02:39:00 Even atheists reason backward from God to interpretations of quantum mechanics (Richard Hamming) - 02:43:02 The unfulfilled promise of string theory - 03:01:33 Credit and ethics in scientific fields (Eric Weinstein) Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to Learn How to Get Funding For Your Business AND Your Clients? @Dariusbenders is in the room giving away his TOP 3 secrets to getting approved for big funding with the banks! How to Get Funding For Your Business AND Your Clients with Darius Benders Become a member to get access to perks: https://www.youtube.com/channel/UC_Cooszw61dODljoOu4ctyg/join Learn how to monetize your social media platforms by joining other content creators every Tuesday in our Creators' Community! https://www.quiyspeaks.com/community #funding #businessfunding #businesscapital

Today's episode is from a conversation with James Jiang, the credit GOAT and CEO of Limitless Financial Solutions. We delve deep into the transformative power of credit. From James's humble beginnings working entry-level jobs to leveraging credit for financial freedom, he unravels myths surrounding establishing credit, repairing credit, and navigating clients through bankruptcy. He shares invaluable tips for young adults to establish wealth and we discuss the synergy of e-commerce and credit. Join us as we explore the journey of turning liabilities into assets by harnessing the potential of credit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Credit, in the realm of personal finance, is often a topic that is not discussed on a daily basis. While it is an important aspect of our financial lives, there are several reasons why it does not dominate our everyday conversations. Firstly, credit is a complex concept that requires a certain level of understanding to discuss. Many people find credit confusing and intimidating, with its various terms, calculations, and implications. As a result, it is not a topic that comes up naturally in casual conversations. Tune in Tuesday starting at 8PM ET for The Credit Lab Podcast with your Credit Hero Rony Francois (mrrony_credithero) as he educates you on Credit and Finance awareness. Here's your homework: Subscribe to the He Said What Podcast Network YouTube Channel (https://www.youtube.com/c/hesaidwhatnetwork) We're always looking for amazing guests like you! Register @ https://tidycal.com/hesaidwhatnetwork/the-credit-lab-podcast

Who gets the credit for the commanders latest victory

Halftime's over. More football and food. (00:30) Ross Tucker joins the show! Fresh off calling the Dolphins-Patriots game in New England, Ross dives into ‘Tuck Spreads' and shares the best stadium food offerings from around the league and explains why Gilette Stadium is in his Top 5. After extensive food talk (06:12) Ross discusses how New England's defense attempted to slow down Tyreek Hill and how it helped Tua find other WRs and Miami's establish their running game: “That's why I was so impressed by the Dolphins.” Ross explains why Mac Jones isn't the problem with the Patriots' offense before (10:50) breaking down one of the coolest special teams plays that we'll see this football season. (13:30) In Hour 1, GoJo and Golic disagreed on the ball placement for Cole Strange's catch and run for a first down, so Ross gives his two cents on the play. (17:23) Ross leaves us with his thoughts on Joe Burrow's rough start and aggravated calf injury. (20:30) Come for GoJo and Golic previewing tonight's Monday Night Football doubleheader as the New Orlean Saints face division-rival Carolina Panthers and (24:40) the Cleveland Browns take on division-rival Pittsburgh Steelers. (26:24) But stay for the Pickleball smack talk. (30:50) The Bengals, Texans, Broncos, Chargers, Vikings, Bears and Cardinals. GoJo and Golic look at each NFL team stuck in a 0-2 hole and determine which teams they're most worried about (Bengals) and which teams they're least worried about (Bears). (40:30) This, That, and the Third: Deion Sanders says the hardest thing he's ever done is hit a baseball, Dartmouth Basketball starts a union, and Messi misses Atlanta and makes Georgia soccer fans sad. Click here to subscribe, rate, and review the newest episodes of GoJo and Golic!  If you or someone you know has a gambling problem, crisis counseling, and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL/IN/MI/NJ/PA/WV/WY), 1-800-NEXT STEP (AZ), 1-800-522-4700 (CO/NH), 888-789-7777/visit http://ccpg.org/chat (CT), 1-800-BETS OFF (IA), 1-877-770-STOP (7867) (LA), 877-8-HOPENY/text HOPENY (467369) (NY), visit OPGR.org (OR), call/text TN REDLINE 1-800-889-9789 (TN), or 1-888-532-3500 (VA). 21+ (18+ WY). Physically present in AZ/CO/CT/IL/IN/IA/LA/MI/NJ/ NY/PA/TN/VA/WV/WY only. New customers only. Min. $5 deposit required. Eligibility restrictions apply. See http://draftkings.com/sportsbook for details. Learn more about your ad choices. Visit megaphone.fm/adchoices

Who are you giving credit for the Commanders win in Denver

Hour 2 - 00:00 - Commanders Victory Credit Pie

On this week's episode of The One Piece Podcast we have Zach & Josh hosting for our recap of One Piece Chapter 1092, “Kuma The Tyrant's Holy Land Rampage”! This week we voice actors and ADR Directors Anthony Bowling and Emily Fajardo returning to the show to talk about the latest chapter and the state of the One Piece dub!Credit to Josh for this week's episode image! Check out all of the alternate images and titles on our Patreon, subscribe today at patreon.com/onepiecepodcast!This week's episode is edited by Delaney!0:00:00 - Introduction0:05:27 - Manga Recap: Chapter 10920:54:40 - The State of the Dub1:07:11 - Piece Together1:35:37 - To Be Continued . . .Don't miss our all-new series, OPLA! Releases every Wednesday with interviews and recaps of the Netflix One Piece live-action series. This week we have showrunner and executive producer STEVEN MAEDA! You can pick up One Piece Podcast merch from our TeePublic store! Check it out!You can subscribe on Patreon and get access to our 700+ episode archive, ad-free episodes, 4'ced to Watch 4Kids with Steve & Alex, our full-length documentary OPPJapan, exclusive episodes with our special guests and a lot more. Don't miss out, subscribe at patreon.com/onepiecepodcast to get the full One Piece Podcast experience!This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5846933/advertisement

Da-Balls of steal

Trump doesn't believe there should be an age limit to run for government, but there should be a competency test to be sure everyone in the government can think. How much are you paying for gas? Credit card debt is getting out of hand. The strike is hurting the economy. The Colts beat the Texans. Chuck Schumer changed the dress code in the Senate. You no longer must wear a suit when you're on the Senate floor. Tony's night with WIBC plan.See omnystudio.com/listener for privacy information.

Brent Martineau, Aaron Schachter, and Kasey Kuhrts discuss the Jaguars offensive line and how well their defense played against Patrick Mahomes and the Chiefs

In theory, the Federal Reserve operates by tightening the supply of credit. Or at least making it more close. Yet so far, despite the rate hikes, the economy has remained resilient. And credit spreads have remained surprisingly tight. So what's going on? Where are the risks? Why are some pockets of the credit markets showing weakness, while others are rock solid? On this episode of the podcast, which was recorded live at the Future Proof conference in Huntington Beach, California, we speak with Wayne Dahl, a managing director and investment risk officer at Oaktree Capital Management, to get a broader lay of the land.See omnystudio.com/listener for privacy information.

For Episode 156 of the Wealth On Any Income Podcast, Rennie is joined by Chellie Campbell. Chellie treats money disorders - spending bulimia and income anorexia. She's been teaching Financial Stress Reduction principles for 33 years and has written 3 books, including The Wealthy Spirit, a page-a-day book that is also a popular Facebook group. Chellie's mission is to put the fun back in funds!Are you interested in treating your money disorder?In this episode, Rennie and Chellie cover:01:53 Chellie's journey from being hired by a small bookkeeping firm to doing what she does today – putting the fun back in funds!04:00 Chellie's strategy for BUDGETS (Baby U Deserve Getting Everything).05:16 How the three books Chellie published didn't make er a lot of money in sales, but how it helped her in her business.06:14 Chellie wrote her book The Wealthy Spirit because she loves to teach by story and how she was surprised when her publisher was looking for a second book!08:27 What the “glad game” is and how Chellie uses it every day.09:24 Chellie's charity of choice is The Midnight Mission – downtown Los Angeles and the great work they do.09:55 Chellie is currently working primarily in her Facebook group – The Wealthy Spirit – where she does a 10-minute video to inspire her members to do positive affirmations every day.11:27 Faith without work is dead – Chellie shares why action is also critical.13:28 Chellie shares her biggest failure and the valuable lessons she learned from that experience.19:00 How you can contact Chellie by visiting her website https://chellie.com or email her at chellie@chellie.com. By visiting her website you can get her Top 14 Absolutely Amazing Abundance Affirmations.19:43 If you would like to sign up for The Wealthy Spirit Facebook Group for $7 for the first 30 days visit: https://chellie.com/the-wealthy-spirit-group/aff/74  use the discount code: dolphingold“My group is for people who are maybe even reluctant to do the positive thinking, but they're really professionals at the negative thinking. And I have to get them out of that if they're willing to do the work to change - which isn't hard - but you got to do it. You've got to do positive affirmations every day. I'm sorry, you're thinking negative ones 60,000 times a day. So it's just a little switch, and it'll feel uncomfortable to begin with, but that's a sign that you really need it.” – Chellie CampbellTo learn more about Chellie and to get her top 14 Absolutely Amazing Abundance Affirmations visit her website https://chellie.com/To sign up for The Wealthy Spirit Facebook Group for $7 for the first 30 days visit: https://chellie.com/the-wealthy-spirit-group/aff/74use the discount code: dolphingoldIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

Sherlock LOVES to embellish his stories. It may get under your skin, but Sherlock - of course - will be sure to provide you with a more than adequate cure even for that! 0:00 - intro 1:41 - Dramatic Reading of The Adventure Of The Blanched Soldier Pt. 2 26:24 - A (not so) brief discussion The Case-Book Of Sherlock Holmes by Sir Arthur Conan Doyle (1927) https://www.gutenberg.org/cache/epub/69700/pg69700-images.html#chap02 This eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.org Credit to https://www.FesliyanStudios.com for the background music. Credit to https://www.soundjay.com/ for the sound effects Podcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

My guest is Arjan Dwarshuis, an avid birder, professional guide, writer and conservationist. A name you are probably most familiar with for the Guinness World Record he set in 2016, by observing 6852 bird species across 41 countries in a single year. Not too long ago, his book about this big year, The (Big) Year That Flew By, was translated from Dutch into English, and made available to a broader audience. He also hosts his own podcast focused on birdwatching – De Vogelspotcast. Today he's here all the way from the Netherlands, for the Southeast Arizona Birding Festival. For more on Arjan:Check out his website: https://arjandwarshuis.com/Check out his Instagram: @arjandwarshuisCheck out his podcast: https://podcasts.apple.com/us/podcast/de-vogelspotcast/id1557876333Credit for Great Bittern Call: Ulf Elman, XC798475. Accessible at www.xeno-canto.org/798475.Credit for American Bittern Call: Harry Lehto, XC233158. Accessible at www.xeno-canto.org/233158.Chapters00:00 - Intro00:34 - Arjan's Recent Birding @ Pena Blanca Lake & Canyon03:43 - How Arjan got into Birding11:36 - Sharing birding with Young People14:10 - Arjan and Rarities16:28 - Birding since the Big Year19:14 - What Arjan goes birding with21:36 - Memorable Encounter with a Bird23:40 - Bird of the Episode: Great Bittern31:22 - Arjan's Recently-translated Book about his Big Year35:38- Arjan's Upcoming Children's Book40:45 - What Arjan is up to This Fall44:04 - OutroFor pictures of some of the birds discussed on the podcast, check out @lookingatbirdspodcast on Instagram.Thank you for listening!

Jason and Will Denis of the Flippin' SoFlo podcast discuss various aspects of the current real estate market and the impact of interest rates and inflation. They emphasize the importance of looking at data rather than getting caught up in fear-based news and offer insights into why the real estate market remains strong despite economic challenges. They mention that low-interest rates have led to affordable mortgage payments for many homeowners, making it unlikely for a real estate crash to occur without distressed sellers in mass quantities. Additionally, they discuss inventory levels and how they affect the housing market, emphasizing the resilience of real estate as an asset class. They talk about potential returns on investment in income properties, with projected returns ranging from 20% to 30%. Jason emphasizes that income property is a historically proven asset class with multi-dimensional earning potential. #RealEstate #HousingMarket #InterestRates #Inflation #Investment #IncomeProperties #Returns Key Takeaways: 1:22 It's all about inflation: Data not drama 3:41 News versus noise 4:33 Inventory levels and the sink metaphor 12:24 Wanted for an RE crash: distressed sellers 14:02 Credit scores and what it means to the housing market 16:01 Population and immigration: Demographics is destiny 18:18 Massive housing construction 23:31 The ‘Perma bull' of the housing market 26:15 Jason's crystal ball 32:04 Minimize exposure to ‘fear porn'   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

Looking for quick way to build a credit profile or improve an existing one? THIS is my #1 tip to quickly bring your score up with being added as an authorized user of an existing, good standing credit card. Your credit coach will share the details on how this can benefit your profile from adding debt utilization, long standing history and adding to your credit mix-quickly!! And without a credit inquiry! Questions@creditkristi.com

Whether we are pedestrians, cyclists or drivers, roads play a crucial role in our everyday lives. But where and how should we build any new ones? What kind of roads do we need? And how did we end up with the ones we have? Rajan Datar talks about the past and present of roads and roadbuilding with anthropologist Traci Ardren from the University of Miami, civil engineer Kate Castle, historians Alexis DeGreiff from the National University of Colombia in Bogota and Aparajita Mukhopadhyay from Kent University, literary scholar Stephanie Ponsavady from Wesleyan University in Connecticut and journalist Karim Waheed from Dhaka. Plus World Service listeners from around the globe share their road-trip joys and frustrations. (Photo: Road construction, worker with a shovel. Credit: blyjak/Getty Images)

NOW is the time to get your financial shit together! Mollie can help! Get in touch for a free consultation here: http://m3virtualaccounting.com/This illustration of Edmure Tully getting his first bath in a minute is by cabepfir and you can see it here! https://www.deviantart.com/cabepfir/art/Riverrun-tub-95992930These chapters are the ones where Cersei really begins to go hard with her conspiracy shit, and Jaime has to clean up the mess that these Frey assholes have made at Riverrun.Credit to MetroGnome for the theme song, you can download it free and listen here! https://www.youtube.com/watch?v=XA6a7sYKeeAIf you'd like to join our Discord and get in on some of the convo, check it out here! Non-patrons welcome! https://discord.gg/rEF2KfZxfV

Everyone has fears – but what makes a fear become a phobia? Why are some people scared of spiders (arachnophobia), buttons (koumpounophobia), or the colour yellow (xanthophobia)? Or why are others are scared of situations, like small spaces (claustrophobia), empty rooms (kenophobia) or heights (acrophobia)? This is a question which has been bothering Crowdscience listener Scott, who has a phobia of bridges. He gets anxious and panicky when driving over bridges and is scared he'll lose control of the car. It's also a question that struck a chord with presenter Caroline Steel. She is claustrophobic, particularly in lifts, steering clear of them at all costs and even once climbing nine flights of stairs in crutches to avoid using the lift. But where do these phobias come from and why do some people have them and not others? To investigate, Caroline speaks to experts to discover where phobias come from, why we have them and how they develop. And she visits a psychologist to learn about different types of treatment for phobias, and to receive treatment herself in the hope that one day, maybe she'll be able to take the lift instead of the stairs. Contributors: Professor Paul Salkovskis, Director, Oxford Centre for Psychological Health, UK Professor Ekaterina Likhtik, Associate Professor in Biological Sciences at Hunter College, CUNY, USA Dr Andras Zsido, Assistant Professor at the University of Pécs, Hungary Presenter: Caroline Steel Producer: Hannah Fisher Editor: Richard Collings Production Co-ordinator: Jonathan Harris (Image: Person sitting on high up bridge. Credit: ljubaphoto / Getty Images)

Emile, Helen, Sohrab, and Micah discuss usery and Sen. Josh Hawley's proposal to cap credit card interest rates. Plus, Apple rollouts have started to lose their shine, and the crew goes back to the '90s to remember the late Steve Harwell, lead singer of Smash Mouth.    Save the Date--TAC's Annual Gala on 10/26!   Picks of the week:   Emile: "Lyons on the Managerial Regime," by Charles Haywood Helen: "We Were Eight Years in Power," by Micah Meadowcroft Sohrab: "Pence vs. Populism," by Emile Doak Micah: "Argentina, Milei, and the International 'New Right'," by Edgar Beltran

Ken and Jonathan discussed if they believe Kevin Stefanski should get more credit for the win against the Cincinnati Bengals. Are you okay with Deshaun Watson's podcast with his personal QB coach Quincy Avery?

Eliot Shorr-Parks and Joe Giglio open up the WIP Midday Show discussing the Eagles offensive performance against the Vikings on Thursday night. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

(Disclaimer: Click 'more' to see ad disclosure) ➤ Sign up for free coaching through the newsletter https://www.geobreezetravel.com/free-coaching ➤ Free points 101 course (includes hotel upgrade email template) https://www.geobreezetravel.com/freecourse ➤ Free credit card consultations https://www.geobreezetravel.com/consultations ➤ Free Webinar to earn more points without opening 20 cards https://www.geobreezetravel.com/webinar ➤ Seats.Aero: https://seats.aero/r/tffyknc4 ===== You can find Julia at: ➤ Free course: https://www.geobreezetravel.com/freecourse ➤ Website: [https://www.geobreezetravel.com](https://www.geobreezetravel.com/) ➤ Instagram: https://www.instagram.com/geobreezetravel ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravel Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue .com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress .com to learn more.

In episode 1547, Jack and Miles are joined by comedian and host of Pod Yourself A Gun, Matt Lieb, to discuss… Neo Nazis DO NOT WANT TO LOOK LIKE AN EMBARRASSMENT, The Expanded Child Tax Credit Cut Child Poverty By More Than Half, Lauren Boebert Reportedly Exorcised From Beetlejuice Performance and more! Inside the Neo-Nazi Trial of 'Boneface', the Man They Think Made Them Look Bad Neo-Nazis Are Shocked a Guy Called 'BoneFace' Isn't Who They Thought He Was Child tax credit enhancement fails to make it into federal spending bill The child poverty rate fell by nearly half in 2021 as enhanced child tax credit sent billions of dollars to families Poverty rate jumps in 2022 after end of enhanced child tax credit The Child Tax Credit Was a Little Too Subtle Child Poverty Rates Doubled in 2022 After GOP, Joe Manchin Allowed Child Tax Credit to Expire Scoop: Manchin's red lines Left Behind: The One-Third of Children in Families Who Earn Too Little to Get the Full Child Tax Credit Who killed the expanded child tax credit? 1 in 3 want expanded child tax credits to be made permanent: poll Lauren Boebert Reportedly Exorcised From Beetlejuice Performance Broadway's “Beetlejuice” a naughtier, louder take on Tim Burton film | Review LISTEN: Ben Franklin by Snail MailSee omnystudio.com/listener for privacy information.

One of the most exciting things about working in emerging markets is the opportunity to leap frog old systems - a tool that once had a cutting edge is now an anchor, and to be free of it a means to be nimble.Now, I'm not suggesting traditional data has reached the point of being an anchor, but markets rich with it have created fully developed ecosystems that may be stifling innovation on other alternative data fronts.This is why it was so exciting for me to be given a chance to see what's happening in Latin America, a region that, by and large, fixing gaps in traditional with new and varied alternative data experiments.I'm spoke to Santiago Espinoza, LexisNexis's Director of Market Planning for LATAM, to learn more.You can find LexisNexis Risk Solutions at: https://risk.lexisnexis.com/They're also on LinkedIn at https://www.linkedin.com/company/lexisnexis-risk-solutions/Santiago is also on LinkedIn at https://www.linkedin.com/in/santiago-espinoza-6385baI am on LinkedIn, of course, so feel free to send me a connection request there: https://www.linkedin.com/in/brendanlegrangeMy action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.