Podcasts about Credit

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    Latest podcast episodes about Credit

    The Steve Harvey Morning Show
    Role Models: The conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 30, 2026 25:50 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward. Interview Overview Guest: Michael WoodwardHost: Rushion McDonaldShow: Money Making Conversations MasterclassFocus: Entrepreneurship, real estate, education, overcoming poverty, and building generational wealthCompany Featured: Woodward Property Group Michael Woodward shares his journey from growing up in low‑income neighborhoods in Miami to becoming a successful real estate investor, contractor, and property management entrepreneur based in Atlanta. The conversation blends personal history, mindset lessons, and practical business guidance, especially for listeners from underserved communities. Purpose of the Interview The purpose of the interview is to: Demystify success for everyday people by showing how discipline, education, and calculated risk can lead to financial freedom Inspire listeners to move beyond circumstances of poverty or limitation Teach practical strategies around education choices, real estate investing, side hustles, credit management, and seizing opportunity Highlight community impact, mentorship, and “reaching back” to help others Rushion McDonald consistently frames the discussion around helping the audience “stop reading other people’s success stories and start planning your own." Key Themes & Takeaways 1. Poverty Is Relative — and Often Invisible Woodward explains that many people grow up in poverty without realizing it because everyone around them shares the same conditions. He distinguishes between government definitions of poverty and lived experience. Takeaway: Awareness is the first step to change; normal does not always mean acceptable. 2. Early Business Lessons Came from the Community Woodward credits his grandmother—who ran an informal candy business in the housing projects—as his first exposure to entrepreneurship. Watching her manage inventory, customers, and cash taught him foundational business principles. Takeaway: Entrepreneurship often begins long before formal education—especially in underserved communities. 3. Education as a Strategic Tool, Not Just a Degree Initially planning to become a lawyer, Woodward changed direction after realizing law school would not provide the financial or social return he hoped for unless he reached elite status. A mentor guided him toward education as a pathway for impact. He strongly recommends the Occupational Outlook Handbook as a practical guide for choosing careers based on income, longevity, and demand. Takeaway: Choose education intentionally—based on outcomes, not prestige. 4. Service Before Profit: Two Decades in Education Woodward spent over 20 years as a teacher and assistant principal, mentoring students, organizing college tours, and running summer STEM programs—often during his breaks. Takeaway: Long‑term service builds perspective, discipline, and purpose that later pays dividends in business. 5. Turning a Side Hustle into Financial Freedom While working in education, Woodward renovated homes at night and on weekends. Over time, rental income exceeded his school salary, allowing him to retire from education and focus on real estate full‑time. Takeaway: Side hustles can become exit strategies when managed consistently and patiently. 6. Opportunity Comes from Relationships A chance relationship with a Lowe’s executive changed Woodward’s business trajectory. When asked if he could do high‑end kitchens, he said yes—then partnered with the right experts to deliver. This led to contracts in seven Lowe’s stores across metro Atlanta. Takeaway: You don’t have to know everything—just know who to call. 7. High‑End Thinking Changes Income Ceilings Woodward explains the difference between standard and high‑end construction, describing six‑figure kitchens and appliances that cost more than many homes. Takeaway: Understanding premium markets unlocks entirely different financial opportunities. 8. Two Core Business Rules: Persistence and Credit When asked what advice he gives most often, Woodward gives two principles: Never give up Protect your credit He shares how poor credit once forced him to reinvest profits just to buy tools, slowing growth. Managing credit later removed those barriers. Takeaway: Credit is leverage. Without it, growth is harder and more expensive. Notable Quotes On poverty: “A lot of people living in poverty don’t know that they’re impoverished because everybody around them looks just like them.” On education choices: “I wanted to make a difference… and education allowed me to do that.” On opportunity and courage: “You don’t have to know everything. Just get the people in your corner that do.” On advice to entrepreneurs: “Never give up. And protect your credit. Credit is everything.” On consistency: “My phone number has been the same for 23 years. I ain’t going nowhere. Overall Impact The interview positions Michael Woodward as a practical role model—someone who combines humility, preparation, faith, and execution. Rather than promoting quick wins, the conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making. Core message: Sustainable success is built step‑by‑step—through education, relationships, credit discipline, and the courage to say yes before you feel ready. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Role Models: The conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making.

    Strawberry Letter

    Play Episode Listen Later Jun 30, 2026 25:50 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward. Interview Overview Guest: Michael WoodwardHost: Rushion McDonaldShow: Money Making Conversations MasterclassFocus: Entrepreneurship, real estate, education, overcoming poverty, and building generational wealthCompany Featured: Woodward Property Group Michael Woodward shares his journey from growing up in low‑income neighborhoods in Miami to becoming a successful real estate investor, contractor, and property management entrepreneur based in Atlanta. The conversation blends personal history, mindset lessons, and practical business guidance, especially for listeners from underserved communities. Purpose of the Interview The purpose of the interview is to: Demystify success for everyday people by showing how discipline, education, and calculated risk can lead to financial freedom Inspire listeners to move beyond circumstances of poverty or limitation Teach practical strategies around education choices, real estate investing, side hustles, credit management, and seizing opportunity Highlight community impact, mentorship, and “reaching back” to help others Rushion McDonald consistently frames the discussion around helping the audience “stop reading other people’s success stories and start planning your own." Key Themes & Takeaways 1. Poverty Is Relative — and Often Invisible Woodward explains that many people grow up in poverty without realizing it because everyone around them shares the same conditions. He distinguishes between government definitions of poverty and lived experience. Takeaway: Awareness is the first step to change; normal does not always mean acceptable. 2. Early Business Lessons Came from the Community Woodward credits his grandmother—who ran an informal candy business in the housing projects—as his first exposure to entrepreneurship. Watching her manage inventory, customers, and cash taught him foundational business principles. Takeaway: Entrepreneurship often begins long before formal education—especially in underserved communities. 3. Education as a Strategic Tool, Not Just a Degree Initially planning to become a lawyer, Woodward changed direction after realizing law school would not provide the financial or social return he hoped for unless he reached elite status. A mentor guided him toward education as a pathway for impact. He strongly recommends the Occupational Outlook Handbook as a practical guide for choosing careers based on income, longevity, and demand. Takeaway: Choose education intentionally—based on outcomes, not prestige. 4. Service Before Profit: Two Decades in Education Woodward spent over 20 years as a teacher and assistant principal, mentoring students, organizing college tours, and running summer STEM programs—often during his breaks. Takeaway: Long‑term service builds perspective, discipline, and purpose that later pays dividends in business. 5. Turning a Side Hustle into Financial Freedom While working in education, Woodward renovated homes at night and on weekends. Over time, rental income exceeded his school salary, allowing him to retire from education and focus on real estate full‑time. Takeaway: Side hustles can become exit strategies when managed consistently and patiently. 6. Opportunity Comes from Relationships A chance relationship with a Lowe’s executive changed Woodward’s business trajectory. When asked if he could do high‑end kitchens, he said yes—then partnered with the right experts to deliver. This led to contracts in seven Lowe’s stores across metro Atlanta. Takeaway: You don’t have to know everything—just know who to call. 7. High‑End Thinking Changes Income Ceilings Woodward explains the difference between standard and high‑end construction, describing six‑figure kitchens and appliances that cost more than many homes. Takeaway: Understanding premium markets unlocks entirely different financial opportunities. 8. Two Core Business Rules: Persistence and Credit When asked what advice he gives most often, Woodward gives two principles: Never give up Protect your credit He shares how poor credit once forced him to reinvest profits just to buy tools, slowing growth. Managing credit later removed those barriers. Takeaway: Credit is leverage. Without it, growth is harder and more expensive. Notable Quotes On poverty: “A lot of people living in poverty don’t know that they’re impoverished because everybody around them looks just like them.” On education choices: “I wanted to make a difference… and education allowed me to do that.” On opportunity and courage: “You don’t have to know everything. Just get the people in your corner that do.” On advice to entrepreneurs: “Never give up. And protect your credit. Credit is everything.” On consistency: “My phone number has been the same for 23 years. I ain’t going nowhere. Overall Impact The interview positions Michael Woodward as a practical role model—someone who combines humility, preparation, faith, and execution. Rather than promoting quick wins, the conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making. Core message: Sustainable success is built step‑by‑step—through education, relationships, credit discipline, and the courage to say yes before you feel ready. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

    The Personal Finance Podcast
    How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)

    The Personal Finance Podcast

    Play Episode Listen Later Jun 29, 2026 50:09


    Most people are either ahead or behind financially for their age and have no idea which one. Here are the real numbers by decade so you can find out right now.

    The Steve Harvey Morning Show
    Fitness: The conversation explores entrepreneurship, health and fitness, community impact, and purpose-driven living.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 26, 2026 28:06 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ric Ross.

    Strawberry Letter
    Fitness: The conversation explores entrepreneurship, health and fitness, community impact, and purpose-driven living.

    Strawberry Letter

    Play Episode Listen Later Jun 26, 2026 28:06 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ric Ross.

    Best of The Steve Harvey Morning Show
    Fitness: The conversation explores entrepreneurship, health and fitness, community impact, and purpose-driven living.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Jun 26, 2026 28:06 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ric Ross.

    Chuck Yates Needs A Job
    The Stablecoin Backed by Real Barrels of Oil

    Chuck Yates Needs A Job

    Play Episode Listen Later Jun 25, 2026 50:44


    What if you could stash a barrel of oil in a digital bank account and drop it in your kid's Christmas stocking? That's the wild idea Wil Harris of Energy Substantiation is chasing, building the stablecoin of oil. He breaks down how WTI coins work, why nobody had ever banked a barrel before, and Chuck puts on his critical investor hat to try and blow the whole thing up.Click here to watch a video of this episode.Join the conversation shaping the future of energy.Collide is the community where oil & gas professionals connect, share insights, and solve real-world problems together. No noise. No fluff. Just the discussions that move our industry forward.Apply today at collide.ioClick here to view the episode transcript. 0:00 - The barrel of oil coin on Chuck's dresser2:08 - How Wil ended up bridging crypto and oil4:03 - What a stablecoin actually is, explained for mom10:05 - The minus 37 dollar day, USO, and True Tracker12:21 - Banking a barrel: minting, redeeming, the bank of oil19:25 - Critical investor mode: what protects your money24:08 - Credit reviews, unencumbered barrels, and ABLs28:50 - The reverse Dutch auction and the trading platform32:16 - A brand new form of capital for producers36:06 - Crypto adoption, 700 million accounts, and the Yeezys story38:34 - Selling the company, line fill, and credit over time45:59 - Who they want to hear from and WTI as the world standard48:34 - Still early days and how to reach them https://twitter.com/collide_aihttps://www.tiktok.com/@collide.iohttps://www.facebook.com/collide.iohttps://www.instagram.com/collide.iohttps://www.youtube.com/@collide_iohttps://bsky.app/profile/collide-ai.bsky.socialhttps://www.linkedin.com/company/collideai

    Complex Systems with Patrick McKenzie (patio11)
    Forty ways to pay for coffee in Japan

    Complex Systems with Patrick McKenzie (patio11)

    Play Episode Listen Later Jun 25, 2026 35:20


    Patrick McKenzie (patio11) reads his 2021 essay "Payments in Japan," tracing how Japanese consumers navigate a landscape with dozens of competing payment methods at once: credit cards, electronic money, QR-code super apps, convenience-store cash vouchers, and bank transfers. Along the way he covers the JFTC's campaign to force credit card networks to disclose interchange rates, how Rakuten and 7-Eleven each bought a bank to solve a payments problem blocking their core business, why PayPay's subsidized 2018 launch let it run away with the QR code market, and why konbini payments remain popular despite a user experience frozen in the late 1990s.–Full transcript available here: https://www.complexsystemspodcast.com/japanpayments/ –Presenting Sponsors: Mercury & MongoDBComplex Systems is presented by Mercury—radically better banking for founders. Mercury's new feature Command brings an LLM directly into your banking interface, so checking balances, finding invoices, or sending a wire is as easy as asking. Apply online in minutes at https://mercury.com/. What's the point of building faster with AI if your database can't keep up? MongoDB's native data model mirrors the language LLMs already speak. Ship at the speed of AI while staying ACID compliant at Fortune 500 scale. Start building at https://mongodb.com/ai.–Links:Payments in Japan: https://www.bitsaboutmoney.com/archive/payments-in-japan/ An Introduction to Japanese Society: https://www.amazon.co.jp/Introduction-Japanese-Society-Yoshio-Sugimoto/dp/1107626676/  Use transit cards on your iPhone or Apple Watch in Japan: https://support.apple.com/en-us/120474 –Timestamps:(00:00) Intro(02:44) Credit cards(10:40) Payment method heterogeneity(12:57) Cash(14:57) Sponsors: Mercury + MongoDB(17:29) Cash (cont'd)(19:58) Electronic money systems(22:13) App-based payments(28:27) Convenience store payments(31:27) Bank transfers(34:03) Ambitions thwarted(34:30) Wrap

    The Steve Harvey Morning Show
    Home Ownership: The best mortgage in America, by no down payment, no closing costs, no fees, and no reliance on credit scores.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 24, 2026 19:08 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Home Ownership: The best mortgage in America, by no down payment, no closing costs, no fees, and no reliance on credit scores.

    Strawberry Letter

    Play Episode Listen Later Jun 24, 2026 19:08 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS See omnystudio.com/listener for privacy information.

    Making Sense
    Private Credit Redemptions Just Crossed the Line Of No Return

    Making Sense

    Play Episode Listen Later Jun 24, 2026 22:52


    The most important number in private credit right now is not a default rate. It's not a dividend yield or the size of the market. It's **16.8%**. That is how much of Apollo Debt Solutions' outstanding shares investors asked the firm to buy back in the second quarter. The reason that number is such a big deal is because last quarter, redemption requests were already high at around **11%**.So this is not fading or stabilizing. The bust is accelerating.Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Webinar June 2026: Why Smart Investors Keep Missing Every Major Economic Turning PointIt isn't that they're buying the wrong assets. They're using a broken map of the monetary system — and getting it wrong leads to catastrophic decisions. Let's fix that. Sunday, June 28 @ 5:30pm ET. Sign up below. https://webinar.eurodollar-university.com/home----------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

    The Dana & Parks Podcast
    HOUR 2: Use credit, not debit. Period.

    The Dana & Parks Podcast

    Play Episode Listen Later Jun 24, 2026 36:03


    HOUR 2: Use credit, not debit. Period. full 2163 Wed, 24 Jun 2026 20:00:00 +0000 RyZ69dp9auGOiqNvHFFfuW9OdnqhR2c1 news The Dana & Parks Podcast news HOUR 2: Use credit, not debit. Period. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com?feed-link=https%3

    Best of The Steve Harvey Morning Show
    Home Ownership: The best mortgage in America, by no down payment, no closing costs, no fees, and no reliance on credit scores.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Jun 24, 2026 19:08 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Matt Cox Inside True Crime Podcast
    Accountant Exposes the Cost of Greed After Stealing Millions From The IRS

    Matt Cox Inside True Crime Podcast

    Play Episode Listen Later Jun 24, 2026 128:53


    Sean Gunby Host of @THEPODCASTWITHSOUL a former accountant turned YouTuber and content creator, reveals how he exploited the U.S. tax system to get rich.⁣ ⁣ Seans Links⁣ https://www.youtube.com/@UCaVQXzkjfs65XIWUESSGbuQ ⁣ https://www.instagram.com/thepodcastwithsoul/⁣ https://thepodcastwithsoul.bigcartel.com/products⁣ https://open.spotify.com/show/3NzVCy5VF5RoQJu7HrQv1c⁣ ⁣ F*%k your khakis and get The Perfect Jean 15% off with the code COX15 at theperfectjean.nyc/COX15 #theperfectjeanpod ⁣ https://theperfectjean.nyc⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

    The PetaPixel Podcast
    VSCO's Fiasco, Sony's New Sensor, and Fujifilm's Fall Plans

    The PetaPixel Podcast

    Play Episode Listen Later Jun 24, 2026 101:03


    Thanks to our friends at DxO for sponsoring today's episode. It's the middle of summer, which means the Milky Way is up and a lot of you are out shooting the night sky. And if you have ever tried astrophotography, you know the file that comes home looks nothing like the night sky that you stood under. The RAW file is usually flat, gray, and buried in noise. Bringing the Milky Way back to life is the whole challenge of night editing, and DxO makes a set of tools that can handle it from start to finish. DxO is offering PetaPixel Podcast listeners 15% off any DxO software, including PureRAW and Nik Collection 9! Head over to http://dxo.com/ and use code PetaPixelSummer2026 to save 15% today!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) OR you can pay over time with our 6 & 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo. Credit card offers are subject to credit approval.Payboo Credit Card Accounts are issued by Comenity Capital BankWe use Riverside to record The PetaPixel Podcast in our online recording studio. We hope you enjoy the podcast and we look forward to hearing what you think. If you like what you hear, please support us by subscribing, liking, commenting, and reviewing! Every week, the trio go over comments on YouTube and here on PetaPixel, but if you'd like to send a message for them to hear, you can do so through SpeakPipe.In This Episode:00:00 - Intro, and introducing Dima Koshutin!09:16 - VSCO's New 'One' Platform is getting a ton of blowback17:22 - Sony's first LOFIC image sensor looks promising25:44 - Fujifilm is hosting a Fujikina in NYC this October30:44 - 7Artisans has a new entry-level cine lens line that's really cheap34:37 - Viltrox's $99 28mm f/4.5 is now on L-mount37:17 - Affinity will come pre-installed on all Surface devices now40:14 - Pelican cases are 12% better now45:20 - NiSi's new lens is the widest and fastest for medium format48:15 - Light Lens Lab's new film is making significant progress51:28 - Who are these high-end features in action cams and gimbal cameras for?1:12:37 - What have you been up to?1:19:28 - Tech support1:20:21 - Key-In's video: https://www.youtube.com/watch?app=desktop&v=QaX3PKTtVPY1:37:55 - Feel good story of the week: https://petapixel.com/2026/06/18/you-can-eat-your-popcorn-from-an-imax-camera-bucket-while-watching-the-odyssey/

    Joe DeCamara & Jon Ritchie
    DeCamara: Phillies Do Not Get the Credit They Deserve

    Joe DeCamara & Jon Ritchie

    Play Episode Listen Later Jun 24, 2026 16:31


    The WIP Morning Team continues to react to the stunning Phillies game last night including the performances from Edmundo Sosa and Brandon Marsh. They also analyze the Sixers pick of Labaron Philon Jr. and listen to some comments from ESPN's Malika Andrews and Sixers President of Basketball Operations Mike Gansey.

    Unchained
    How Digital Credit Assets like STRC and SATA Differ from Bitcoin or DAT Stocks

    Unchained

    Play Episode Listen Later Jun 23, 2026 56:17


    Was Michael Saylor wrong to sell Bitcoin? Matt Cole breaks from his fellow critics on Strategy, S&P's junk rating on MSTR, and whether the model is breaking. ======================================================== Thank you to our sponsor! ⁠⁠⁠⁠Fidelity⁠⁠⁠⁠: Fidelity has been building in crypto and DeFi since 2014 — now they're hiring. Explore career opportunities at one of the most forward-thinking names in finance here: ⁠⁠⁠⁠crypto.fidelitycareers.com⁠⁠⁠⁠. ⁠⁠⁠⁠Cape⁠⁠⁠⁠: Your biggest crypto vulnerability isn't your wallet, it's your phone number. Cape is America's privacy-first mobile carrier that rotates your SIM identity daily and blocks SIM swaps before they happen. Get 33% off your first six months at cape.co/unchained (use code: UNCHAINED). ======================================================== Strive's Matt Cole had just lived through what he called the most difficult day in the history of digital credit when he sat down to defend it. STRC had touched $82.50, SATA had slipped into the low nineties, and the Bitcoin treasury trade was suddenly the most argued-over corner of crypto. Cole came from a pension background and built Strive into one of the largest Bitcoin treasury companies around a single conviction: that structured credit can solve an income problem fiat can't. The critics, he argues, can't even agree with each other on what is actually wrong. Was last week a leverage liquidation or a crack in the model? Did Michael Saylor quietly change his story? And is wrapping Bitcoin in preferred stock a betrayal of its ethos or the bridge most people actually need? Laura Shin pressed on all of it. Host: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Laura Shin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Host / Unchained Guests: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Matt Cole - Chairman and CEO of Strive Timestamps

    Talking Real Money
    Summer Travel Tips

    Talking Real Money

    Play Episode Listen Later Jun 23, 2026 24:10 Transcription Available


    Tom welcomes consumer advocate and longtime journalist Herb Weisbaum to discuss the surprisingly expensive and increasingly chaotic summer travel season. Herb explains why airfare and travel costs remain elevated, why airline prices may not fall even if fuel costs eventually decline, and how travelers can save money through flexibility, airline perks, and smart planning. The conversation also explores travel insurance, airline schedule cuts, baggage fees, vacation-rental scams, fake airline customer-service numbers, and the importance of using credit cards rather than debit cards for travel purchases. The episode is packed with practical consumer-protection advice for anyone traveling this summer.0:05 Introduction to consumer advocate Herb Weisbaum and the challenges facing travelers this summer.0:55 Airfare surge: domestic fares up roughly 18% year over year and international fares up about 8%.1:23 Why airline ticket prices may stay high even if fuel costs eventually decline.2:38 Airline executives signal that fare increases could become permanent if demand remains strong.3:10 Strong travel demand despite higher prices and the impact of reduced low-cost competition.3:42 Concerns about consumers financing vacations with credit cards and buy-now-pay-later programs.4:36 Strategies travelers can use to reduce costs despite rising fares.4:58 Rising checked baggage fees and how airline credit cards or elite status can help avoid them.5:42 The value of flexible travel dates and considering less-crowded destinations.6:30 Why booking trips sooner rather than later may be advantageous.7:04 Travel insurance considerations, including “cancel for any reason” coverage.7:39 Basic travel insurance limitations and war-related exclusions.8:03 Airlines reducing schedules and eliminating routes because of fuel and operational pressures.8:42 International carriers cutting thousands of flights and what it means for travelers.9:24 Why this may be the most unpredictable travel season since the pandemic.10:02 Practical advice for travelers facing uncertainty and disruptions.10:18 The importance of airline apps for rebooking and managing travel disruptions.10:42 Growing scams involving fake airline customer-service phone numbers appearing in search results.11:46 A simple clue that a customer-service number may actually be a scammer.12:19 Credit cards versus debit cards for travel purchases and fraud protection.13:57 Why wire transfers, cryptocurrency payments, and peer-to-peer apps create major consumer risks.14:58 Vacation rental scams involving major booking platforms.16:25 A real-world family reunion rental scam and the challenges of obtaining refunds.18:03 Differences between how major vacation-rental platforms handle payments and disputes.18:59 World Cup travel, ticket scams, and avoiding fraudulent offers.20:50 Why major events create ideal conditions for scammers.21:46 Herb shares where listeners can find his articles, podcast, and consumer resources.Questions? Comments? Click!

    Geobreeze Travel
    How to Find Business Class Flights & Hotel Deals Using Points with Tim from Romae.travel | Ep 296

    Geobreeze Travel

    Play Episode Listen Later Jun 23, 2026 31:47


    (Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Roame.travel Intro00:19 Episode Preview01:06 What Is Roame02:15 Live Search Basics02:52 Alerts And SkyView05:49 Editing Alerts07:16 Region Codes Explained08:23 Calendar And Table Views09:46 Supported Airlines And Limits11:04 Why Phantom Availability Happens14:45 Hotels Beta Walkthrough17:27 Hotel Availability And Suites23:01 Chase Hyatt Devaluation24:58 Best First Class Finds27:47 Qsuites And Transfer Bonuses30:11 Transfer Partner Cheat Sheet30:58 Wrap Up And Where To Find RoameYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Roame at:➤ Website: https://roame.travel/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

    The Solarpreneur
    Breaking Down Failed Credit

    The Solarpreneur

    Play Episode Listen Later Jun 23, 2026 18:53


    In today's episode, we'll be breaking down a presentation by one of my coaching students that establishes an impressive common ground with the customer. He integrates sales tactics from the industry's greats such as Mike Brand and Taylor McCarthy, which veer the presentation away from being a transactional sale.CLICK HERE: https://apply.solarpreneurs.com/ https://zendirect.com/ https://crmx.app/ https://zapier.com/ https://www.solarscout.app/taylor https://www.youtube.com/@solarpreneurs goals.solarpreneurs.com oneliners.solarpreneurs.com https://solciety.co/ - JOIN SOLCIETY NOW! SIRO APP - LEARN MORE

    Squawk on the Street
    10AM Hour: Twilio CEO, AI's Accuracy Problem, Apollo Face Private Credit Withdrawal Requests 6/23/26

    Squawk on the Street

    Play Episode Listen Later Jun 23, 2026 42:57


    How is Wall Street valuing software companies in the age of artificial intelligence? Twilio CEO Khozema Shipchandler discusses the changing software landscape, AI adoption, and how his company is positioning itself for the next wave of growth. Plus, Meta's former head of news warns about the growing challenge of ensuring AI-generated information is accurate. And Apollo in focus as investors submit redemption requests from one of its private credit vehicles, raising fresh questions about liquidity and the risks facing the industry. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Jon Marks & Ike Reese
    Full Show: Spike Takes Credit for Bryce Harper's Leadership Moment

    Jon Marks & Ike Reese

    Play Episode Listen Later Jun 23, 2026 193:43


    Spike, Ike, and Fritz discuss Bryce Harper's pep talk to Brandon Marsh and debate whether Spike's criticism sparked the leadership display. They analyze a simulated trade sending Giannis Antetokounmpo to Miami and evaluate its impact on the Sixers. Eliot Shorr-Parks joins to examine Eagles defensive contracts and preview NBA draft prospects.

    Jon Marks & Ike Reese
    Hour 1: Taking Credit for Bryce Harper's Good Teammate Act

    Jon Marks & Ike Reese

    Play Episode Listen Later Jun 23, 2026 47:26


    They debate whether Bryce Harper's leadership moment in the dugout was a direct response to criticism on the WIP Afternoon Show. The discussion also covers a blockbuster Giannis Antetokounmpo trade and its implications for the Sixers.

    TD Ameritrade Network
    More Stress Ahead for Credit Markets? Tentative Rate Hikes Pose Challenge

    TD Ameritrade Network

    Play Episode Listen Later Jun 23, 2026 5:36


    Jason Greenblath says credit markets are not yet feeling full pressure, with more rate hikes likely ahead. He expects default rates to remain low as investors focus on bond-specific opportunities. Greenblath emphasizes finding dislocations in new issues and buybacks rather than chasing broad risk.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

    Minimum Competence
    Legal News for Tues 6/23 - LA "Sanctuary City" Fight with Feds, Voter Roll Database Limits, and OpenAI, Cloud Computing, and the R&D Credit

    Minimum Competence

    Play Episode Listen Later Jun 23, 2026 7:10


    This Day in Legal History: Title IXOn June 23, 1972, President Richard Nixon signed the Education Amendments of 1972, a sweeping federal education law that included what became one of the most consequential civil rights provisions in American history: Title IX. Title IX stated that no person in the United States, on the basis of sex, could be excluded from participation in, denied the benefits of, or subjected to discrimination under any education program or activity receiving federal financial assistance. The language was brief, but its legal effect was enormous because it tied sex-equality obligations to the federal funding received by schools, colleges, and universities. That structure gave the federal government a powerful enforcement tool: institutions that accepted federal education money also had to comply with anti-discrimination rules.Although Title IX is often remembered for transforming women's and girls' athletics, the law was never limited to sports. It also affected admissions, scholarships, hiring, classroom access, pregnancy discrimination, and later legal debates over sexual harassment and institutional responsibility. Before Title IX, many educational institutions openly limited opportunities for women, including through quotas, unequal athletic resources, and restricted access to professional programs. The statute helped turn those practices into legal liabilities rather than accepted traditions. In later decades, courts and federal agencies would shape Title IX's meaning through regulations, enforcement actions, and major cases interpreting what counts as sex discrimination in education. Its influence reached far beyond individual lawsuits because schools had to rethink policies, reporting systems, athletic budgets, and equal-access obligations.Title IX also became a model for how civil rights law can operate through spending power, using federal money as the hook for national anti-discrimination standards. Its passage showed that a single sentence in a larger statute could become a foundation for generations of legal, political, and cultural change. On June 23, 1972, the federal government did more than amend education law; it created a durable legal framework for challenging sex discrimination wherever public money supported educational opportunity.A federal judge in California dismissed the Trump administration's lawsuit challenging Los Angeles's limits on cooperation with federal immigration enforcement. The administration had argued that the city's ordinance was unconstitutional because it restricted the use of city resources to support federal immigration operations and limited the collection of citizenship-status information. U.S. District Judge Fernando Olguin rejected that argument, finding that Los Angeles was regulating the conduct of its own employees and agencies rather than trying to control the federal government. The dismissal was not necessarily the end of the case, because the judge allowed the administration to file an amended complaint. Los Angeles City Attorney Hydee Feldstein Soto praised the ruling, saying it confirmed that local governments can decide how to use their own personnel and resources. The lawsuit was filed after immigration-related protests in Los Angeles and after Trump sent troops to the city in response to unrest over deportation operations. The case is part of a broader Trump administration effort to challenge local “sanctuary” policies in Democratic-led jurisdictions. Similar administration lawsuits against Boston and Chicago have also been dismissed by federal judges. The White House did not immediately comment on the ruling. The decision leaves Los Angeles's ordinance intact for now while giving the federal government another chance to revise its legal claims.US court dismisses Trump administration lawsuit over Los Angeles immigration policy | ReutersA federal judge in Washington, D.C., blocked the Trump administration from using a revised immigration database to help states check voter rolls. The database, known as SAVE, is used by the Department of Homeland Security to verify citizenship and immigration status, but the administration had changed it to make bulk searches easier for state and local officials reviewing voter eligibility. U.S. District Judge Sparkle Sooknanan sided with voting-rights and privacy groups that argued the changes made the system less reliable and could wrongly remove eligible voters from registration lists. The challengers said the database can be outdated, especially when naturalized citizens are still incorrectly listed as noncitizens. The judge also found that the revamped system raised serious privacy concerns because it gave users access to sensitive information, including Social Security numbers. DHS criticized the ruling and framed the case as part of its effort to prevent noncitizen voting. The ruling comes as the Trump administration has tried to expand the federal government's role in election administration before the November 2026 midterm elections. Courts have already blocked several related efforts, including parts of executive orders involving proof-of-citizenship requirements and mail-ballot restrictions. The administration has also faced setbacks in lawsuits seeking full voter-roll data from states. For now, the decision limits how the federal government can use immigration records in voter-roll checks.Judge blocks Trump's use of revamped immigration database for voter checks | ReutersIn my Bloomberg column this week, I wrote about OpenAI's request that Treasury update an outdated R&D tax credit rule for computer-related research expenses. My argument is that OpenAI's position should not be dismissed as just another technology company asking for a more generous tax benefit. The problem is that the existing rule was designed for an older world of identifiable physical computers, not modern cloud computing, data centers, GPUs, and reserved compute capacity. Section 41 allows a research credit for certain amounts paid to another person for computer use in qualified research, but Treasury regulations narrow that benefit by requiring that the computer be owned and operated by someone else, located off the taxpayer's premises, and not be a computer for which the taxpayer is the “primary user.” That “primary user” test made more sense when a taxpayer could point to a discrete machine, but it becomes unstable when a company is buying access to capacity inside a provider-owned cloud or data center.I argue that reserved or exclusive use of computing capacity should not automatically be treated as ownership or abuse, because modern AI research may require dedicated capacity for security, speed, and performance reasons. The real question should be whether the taxpayer is buying a third-party service or has effectively acquired, operated, or taken control of the infrastructure. Treasury can still protect against abuse without treating ordinary commercial cloud arrangements as disguised ownership. I suggest that a practical safe harbor could presume service treatment where the provider owns, operates, maintains, and houses the equipment off the taxpayer's premises while bearing the incidents of ownership. That presumption should remain rebuttable where the taxpayer bears ownership-like risks or is simply routing its own equipment through another entity to claim the credit.The broader point is that modernizing the rule would not need to turn the R&D credit into an AI subsidy machine, but it would prevent an old regulatory framework from excluding a major category of modern research. The column closes with the idea that tax rules meant to police fake outsourcing should not end up penalizing real outsourcing just because the computing world no longer looks like it did when the rule was written.OpenAI's Call for Modernized R&D Credit Rule Makes Perfect Sense This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

    The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond
    561: Real Talk About the Law School Loan Landscape (w/Teria Thornton from AccessLex)

    The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond

    Play Episode Listen Later Jun 22, 2026 39:40


    Welcome back to the Law School Toolbox podcast! Today, we have a special guest -- Teria Thornton from AccessLex Institute -- and we are talking about law school financing, loan repayment, and what you can do to improve your credit score.   In this episode we discuss: Introduction to AccessLex and our guest, Teria Thornton The school loan landscape before 2025 Changes with the One Big Beautiful Bill Act (OBBBA) How income-driven repayment plans are structured Does public service loan forgiveness still exist? Credit score basics Resources: AccessLex Institute (https://www.accesslex.org/) Podcast Episode 184: Handling Law School Finances (w/Lyssa Thaden of AccessLex) (https://lawschooltoolbox.com/podcast-episode-184-handling-law-school-finances-w-lyssa-thaden-of-accesslex/) Podcast Episode 294: Money Talk (w/Carrie Friedberg) (https://lawschooltoolbox.com/podcast-episode-294-money-talk-w-carrie-friedberg/) Podcast Episode 361: Student Loan Repayment (w/Derek Brainard of AccessLex Institute) (https://lawschooltoolbox.com/podcast-episode-361-student-loan-repayment-w-derek-brainard-of-accesslex-institute/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 521: Smarter Borrowing: How Juno Helps Lower Student Loans (https://lawschooltoolbox.com/podcast-episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) Podcast Episode 550: Financial Planning for Law Students and Young Lawyers (w/Alexandra Sandberg) (https://lawschooltoolbox.com/podcast-episode-550-financial-planning-for-law-students-and-young-lawyers-w-alexandra-sandberg/) Download the Transcript  (https://lawschooltoolbox.com/episode-561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

    Coin Stories
    News Block: Digital Credit's Worst Day Ever, Warsh's New Fed Era Begins, Bitcoin's Community Attack Problem

    Coin Stories

    Play Episode Listen Later Jun 22, 2026 8:02


    In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Digital credit's worst day ever - what actually caused the STRC and SATA selloff and why it matters The carry trade that blew up: how investors borrowing at 5% to earn 11.5% created a cascade Kevin Warsh chairs his first Fed meeting, kills forward guidance, and launches five task forces The Iran deal is already fraying — Iran re-declares the Strait of Hormuz closed days after signing A message to the Bitcoin community on recent in-fighting ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories   #money #Bitcoin #investing

    Matt Cox Inside True Crime Podcast
    Former Epstein Inmate Explains What Happened Behind Closed Doors

    Matt Cox Inside True Crime Podcast

    Play Episode Listen Later Jun 22, 2026 88:43


    Matt and Gene go over current events. ⁣ ⁣ Gene's book https://www.amazon.com/Born-LIfe-Borrello-Ex-Bonanno-Enforcer/dp/1667805576?fbclid=PAZXh0bgNhZW0CMTEAAabgl5rzOHLgE9s24QKECb33XCHl7rgFGmclEwHxuOOR7hLh-zzeY7gfFOY_aem_Y-uyMySLcpR82zgiyv5YBA⁣ ⁣ Gene's IG https://www.instagram.com/geneborrello/?hl=en⁣ ⁣ Stay Prepared When Traveling! Save $30 + Free Shipping from The Wellness Company on your Medical Kit. Click here www.twc.health/cox and use code COX. USA Residents only!⁣ ⁣ F*%k your khakis and get The Perfect Jean 15% off with the code COX15 at theperfectjean.nyc/COX15 #theperfectjeanpod ⁣ https://theperfectjean.nyc⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

    More Than Money
    Episode 478 | Are Credit Cards Sucking the Life Out of Your Budget?

    More Than Money

    Play Episode Listen Later Jun 22, 2026 27:32


    Credit cards promise rewards, convenience, and cash back, but are they quietly draining your budget and keeping you stuck financially? In this episode, Art unpacks the psychology behind credit card spending, explains why rewards often cost more than they return, and shares a biblical framework for using money faithfully. Plus, learn why the debt snowball continues to help thousands of people eliminate debt faster and gain momentum toward lasting financial freedom.Resources:8 Money MilestonesAsk a Money Question!

    Ordway, Merloni & Fauria
    Does BRESLOW deserve credit for Devers trade?

    Ordway, Merloni & Fauria

    Play Episode Listen Later Jun 22, 2026 15:02


    Does BRESLOW deserve credit for Devers trade?

    Contest of Challengers
    ACTIVELY MANAGING

    Contest of Challengers

    Play Episode Listen Later Jun 22, 2026 71:19


    ACTIVELY MANAGING•Print catalogs vs digital catalogs. •Huge Lunar shipment on the horizon! •Upcoming signings! •Credit card processing fees being passed to the consumer is getting out of hand. •Pennies!! •A Chicago spice bag! •New title announcements for September!---------- Contest of Challengers #785 This episode is dedicated to Gerry Conway. Theme: Adam WarRock (with Mikal kHill) Intro: James VanOsdol (with Danhausen and Chris Jericho) Outro: James VanOsdol "Patrick" Voices: Richie Kotzen, Christopher Daniels, James Acaster, Sue Marasciulo (Trent's Mom), RJ City, Sebastian Bach, Arune Singh, James VanOsdol "Dal" Voices: James VanOsdol, RJ City, Dalton Castle, Sue Marasciulo (Trent's Mom), Kevin Conroy, Kris Statlander, Skye Blue, Bryce Remsberg, Arune Singh, Colt Cabana (both) Dal and Patrick Artwork: Bella Spagnuolo https://bellaspagnuoloart.myportfolio.com/ This episode was digitally edited by Cleanvoice. ----------Challengers Comics + Conversation 1845 N Western Ave • Chicago, IL 60647 773.278.0155 • ChallengersComics.com

    PIMCO Pod
    The Credit Market Lens: Sharpe Is Back in Emerging Markets

    PIMCO Pod

    Play Episode Listen Later Jun 22, 2026 6:03


    In this episode, we discuss why emerging market bonds are delivering the best risk-adjusted returns in fixed income, and what it means for multi-asset portfolios in 2026. The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to CMR2026-0521-5513952-T

    Keeping Current CME
    Marketing Influence Related to Nicotine-Containing Products

    Keeping Current CME

    Play Episode Listen Later Jun 22, 2026 17:50


    Help stop nicotine addiction before it starts by understanding marketing strategies used by the nicotine industry to target advertising to youth. Credit available for this activity expires: 06/18/2027 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/marketing-influence-related-nicotine-containing-products-2026a1000bgr?ecd=bdc_podcast_libsyn_mscpedu

    Keeping Current CME
    Behavioral and Non-Pharmacologic Interventions for Nicotine Cessation

    Keeping Current CME

    Play Episode Listen Later Jun 22, 2026 26:15


    Are you using the most-effective behavioral strategies to help patients quit nicotine and prevent relapse? Credit available for this activity expires: 06/18/2027 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/behavioral-and-non-pharmacologic-interventions-nicotine-2026a1000fug?ecd=bdc_podcast_libsyn_mscpedu

    The Conversation of Money Podcast
    2026: 19 - The Credit Rebuilding System Is Broken — Here's What 1 Million People Are Doing Instead

    The Conversation of Money Podcast

    Play Episode Listen Later Jun 22, 2026 45:16


    If your credit score is holding you back, you've probably been told the same thing: get a credit card, use it carefully, pay it off. But what if that advice is exactly what's keeping you stuck?In this episode, I sit down with Faisal Khalid, founder of Bits Credit, a credit rebuilding company that has helped over 1 million people fix their credit scoreEnter the Raffle to be in with a chance to win a trip to Barcelona - https://www.getbits.app/influencer/8Join my community - https://calmmoneycommunity.com/Each week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news. Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it's designed to be useful on its ownYou don't need to listen to every episode.You don't need to take notes.If one idea helps you think more clearly about your money, it's done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6

    Reading Cadence
    Ep. 283: The Moonstone - Ch. 11 Pt. 2

    Reading Cadence

    Play Episode Listen Later Jun 22, 2026 49:33


    Oh, great. Another incompetent police officer investigating the Moonstone's disappearance. Or is it? What is being revealed and hidden through this simplistic initial investigation?0:00 - intro3:07 - Dramatic Reading of The Moonstone - Ch. 11 Pt 234:01 - A (not so) brief discussionThe Moonstone by Wilkie Collins (1868)https://gutenberg.org/cache/epub/155/pg155-images.htmlThis eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgCredit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

    MinisTrey Podcast w/ Trey Van Camp
    Filled With the Fullness of God | Ephesians 3:14-21

    MinisTrey Podcast w/ Trey Van Camp

    Play Episode Listen Later Jun 21, 2026 33:28


    Stop Living Like You're Going To Run Out On June 25, 1967, the Beatles debuted a new song during the first live international satellite broadcast in human history. Roughly 350 million people across 25 countries tuned in at once. It was the first time technology had connected the world in real time, and the most influential band on the planet had the chance to say anything they wanted to all of it. They chose “All You Need Is Love.” Credit where it's due: they weren't wrong about the diagnosis. We do need love. Our families need it, our communities need it, you need it. But the Summer of Love built its vision on a definition of love untethered from commitment, more about self-expression than self-sacrifice, more about discovering yourself than denying yourself for someone else. We're still living in the wake of that definition. There's a sad irony here too. Less than three years after that broadcast, the band that sang “all you need is love” had broken up. We shouldn't judge them too quickly, though. We're all prone to the same thing. Marriages fall apart. Friendships dissolve. Churches split. Left in our own power, none of us are naturally quick to listen, slow to speak, slow to anger. A Letter Without a Fire to Put Out Paul's letter to the Ephesians stands apart from his other letters in an important way. Most of Paul's writing is reactive. He writes to Corinth because they keep finding creative new ways to sin. He writes to the Thessalonians because they've quit their jobs, convinced the end is imminent. He writes to Timothy because fear has gotten the better of him. Ephesians isn't putting out a fire. Paul is painting a picture: a church where enemies become family, where broken people are made whole, where love isn't just defined but actually displayed. And right at the hinge point of the letter, before he tells anyone how to live or love, Paul drops to his knees and prays. Specifically, he prays that the church would be filled with the fullness of God's love. Why start there? Because your vision of God's love determines the shape of your entire life. If you believe God is distant, you'll live anxious. If you believe his love must be earned, you'll live like a performer. If you believe he's withholding, you'll live fearful and controlling. But if you believe he delights in you, you'll live secure. There's a real difference between knowing God loves you and actually believing it. Gradual, and Multi-Sensory Paul's prayer reveals two things about how this comprehension actually happens. First, it doesn't happen all at once. Paul prays in a kind of staircase: being strengthened in your inner being, then Christ taking up full residence in your heart (not just visiting, but holding keys to every door, including the ones you keep locked), then becoming rooted and grounded in love as your actual operating system, and finally being filled with the fullness of God. This is the slow work of spiritual formation, becoming a person with greater and greater capacity to both receive and give love. Second, it doesn't happen in one way. We tend to assume love is something you learn in a classroom, like memorizing facts about the ocean. But Paul prays that we'd “know Christ's love that surpasses knowledge.” That's not something you take care of in a single lecture. It's something closer to diving into the water itself. You experience God's love in community, when people pull their chairs closer instead of pulling away from your honesty. You experience it in practice, in things like Sabbath rest, which you can't learn from a textbook, only from doing it. You experience it through the Holy Spirit, who ministers directly to your deepest wounds. And you experience it in both moments and marathons: the instant where you finally feel like you don't have to hide anymore, and the long seasons of endurance that shape you over years. The Problem Was Never Scarcity A couple adopted a five-year-old girl from Haiti named Addie, whose parents had died in an accident. Her first night in her new home, she watched her two teenage brothers devour an entire dinner and clear the table. She went quiet, convinced she'd just witnessed the last meal she'd see for a while. Her new mother didn't just tell her there was more food. She walked her to the fridge, the pantry, the freezer, and showed her everything. “Honey, you'll never go hungry again.” That's what Paul is doing in this prayer. He's opening the fridge. He's opening the pantry. He's saying: stop living like an orphan. Stop living like God's love is scarce. Look around. There is more than enough. The problem was never a shortage of God's love. The problem is our capacity to receive it. Many of us are sitting at the Father's table still living like we're starving.

    Passion Creek Church
    Increasing Your Capacity to Receive God's Love | Ephesians 3:14-21

    Passion Creek Church

    Play Episode Listen Later Jun 21, 2026 33:28


    Stop Living Like You're Going To Run OutOn June 25, 1967, the Beatles debuted a new song during the first live international satellite broadcast in human history. Roughly 350 million people across 25 countries tuned in at once. It was the first time technology had connected the world in real time, and the most influential band on the planet had the chance to say anything they wanted to all of it.They chose “All You Need Is Love.”Credit where it's due: they weren't wrong about the diagnosis. We do need love. Our families need it, our communities need it, you need it. But the Summer of Love built its vision on a definition of love untethered from commitment, more about self-expression than self-sacrifice, more about discovering yourself than denying yourself for someone else. We're still living in the wake of that definition.There's a sad irony here too. Less than three years after that broadcast, the band that sang “all you need is love” had broken up. We shouldn't judge them too quickly, though. We're all prone to the same thing. Marriages fall apart. Friendships dissolve. Churches split. Left in our own power, none of us are naturally quick to listen, slow to speak, slow to anger.A Letter Without a Fire to Put OutPaul's letter to the Ephesians stands apart from his other letters in an important way. Most of Paul's writing is reactive. He writes to Corinth because they keep finding creative new ways to sin. He writes to the Thessalonians because they've quit their jobs, convinced the end is imminent. He writes to Timothy because fear has gotten the better of him.Ephesians isn't putting out a fire. Paul is painting a picture: a church where enemies become family, where broken people are made whole, where love isn't just defined but actually displayed.And right at the hinge point of the letter, before he tells anyone how to live or love, Paul drops to his knees and prays. Specifically, he prays that the church would be filled with the fullness of God's love.Why start there? Because your vision of God's love determines the shape of your entire life. If you believe God is distant, you'll live anxious. If you believe his love must be earned, you'll live like a performer. If you believe he's withholding, you'll live fearful and controlling. But if you believe he delights in you, you'll live secure.There's a real difference between knowing God loves you and actually believing it.Gradual, and Multi-SensoryPaul's prayer reveals two things about how this comprehension actually happens.First, it doesn't happen all at once. Paul prays in a kind of staircase: being strengthened in your inner being, then Christ taking up full residence in your heart (not just visiting, but holding keys to every door, including the ones you keep locked), then becoming rooted and grounded in love as your actual operating system, and finally being filled with the fullness of God. This is the slow work of spiritual formation, becoming a person with greater and greater capacity to both receive and give love.Second, it doesn't happen in one way. We tend to assume love is something you learn in a classroom, like memorizing facts about the ocean. But Paul prays that we'd “know Christ's love that surpasses knowledge.” That's not something you take care of in a single lecture. It's something closer to diving into the water itself.You experience God's love in community, when people pull their chairs closer instead of pulling away from your honesty. You experience it in practice, in things like Sabbath rest, which you can't learn from a textbook, only from doing it. You experience it through the Holy Spirit, who ministers directly to your deepest wounds. And you experience it in both moments and marathons: the instant where you finally feel like you don't have to hide anymore, and the long seasons of endurance that shape you over years.The Problem Was Never ScarcityA couple adopted a five-year-old girl from Haiti named Addie, whose parents had died in an accident. Her first night in her new home, she watched her two teenage brothers devour an entire dinner and clear the table. She went quiet, convinced she'd just witnessed the last meal she'd see for a while.Her new mother didn't just tell her there was more food. She walked her to the fridge, the pantry, the freezer, and showed her everything. “Honey, you'll never go hungry again.”That's what Paul is doing in this prayer. He's opening the fridge. He's opening the pantry. He's saying: stop living like an orphan. Stop living like God's love is scarce. Look around. There is more than enough.The problem was never a shortage of God's love. The problem is our capacity to receive it. Many of us are sitting at the Father's table still living like we're starving.

    Daily Inspiration – The Steve Harvey Morning Show
    Business Tips_ educates on securing funds responsibly, avoid scams, and develop a strategic financial plan.

    Daily Inspiration – The Steve Harvey Morning Show

    Play Episode Listen Later Jun 20, 2026 22:11 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

    The Steve Harvey Morning Show
    Financial Tips: promote his book Generational Wealth Begins with Generational Knowledge

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 20, 2026 37:41 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

    Best of The Steve Harvey Morning Show
    Brand Building: He grew up in low‑income neighborhood to become a successful real estate investor, contractor, and entrepreneur.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Jun 20, 2026 19:37 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward. Interview Overview Guest: Michael WoodwardHost: Rushion McDonaldShow: Money Making Conversations MasterclassFocus: Entrepreneurship, real estate, education, overcoming poverty, and building generational wealthCompany Featured: Woodward Property Group Michael Woodward shares his journey from growing up in low‑income neighborhoods in Miami to becoming a successful real estate investor, contractor, and property management entrepreneur based in Atlanta. The conversation blends personal history, mindset lessons, and practical business guidance, especially for listeners from underserved communities. Purpose of the Interview The purpose of the interview is to: Demystify success for everyday people by showing how discipline, education, and calculated risk can lead to financial freedom Inspire listeners to move beyond circumstances of poverty or limitation Teach practical strategies around education choices, real estate investing, side hustles, credit management, and seizing opportunity Highlight community impact, mentorship, and “reaching back” to help others Rushion McDonald consistently frames the discussion around helping the audience “stop reading other people’s success stories and start planning your own." Key Themes & Takeaways 1. Poverty Is Relative — and Often Invisible Woodward explains that many people grow up in poverty without realizing it because everyone around them shares the same conditions. He distinguishes between government definitions of poverty and lived experience. Takeaway: Awareness is the first step to change; normal does not always mean acceptable. 2. Early Business Lessons Came from the Community Woodward credits his grandmother—who ran an informal candy business in the housing projects—as his first exposure to entrepreneurship. Watching her manage inventory, customers, and cash taught him foundational business principles. Takeaway: Entrepreneurship often begins long before formal education—especially in underserved communities. 3. Education as a Strategic Tool, Not Just a Degree Initially planning to become a lawyer, Woodward changed direction after realizing law school would not provide the financial or social return he hoped for unless he reached elite status. A mentor guided him toward education as a pathway for impact. He strongly recommends the Occupational Outlook Handbook as a practical guide for choosing careers based on income, longevity, and demand. Takeaway: Choose education intentionally—based on outcomes, not prestige. 4. Service Before Profit: Two Decades in Education Woodward spent over 20 years as a teacher and assistant principal, mentoring students, organizing college tours, and running summer STEM programs—often during his breaks. Takeaway: Long‑term service builds perspective, discipline, and purpose that later pays dividends in business. 5. Turning a Side Hustle into Financial Freedom While working in education, Woodward renovated homes at night and on weekends. Over time, rental income exceeded his school salary, allowing him to retire from education and focus on real estate full‑time. Takeaway: Side hustles can become exit strategies when managed consistently and patiently. 6. Opportunity Comes from Relationships A chance relationship with a Lowe’s executive changed Woodward’s business trajectory. When asked if he could do high‑end kitchens, he said yes—then partnered with the right experts to deliver. This led to contracts in seven Lowe’s stores across metro Atlanta. Takeaway: You don’t have to know everything—just know who to call. 7. High‑End Thinking Changes Income Ceilings Woodward explains the difference between standard and high‑end construction, describing six‑figure kitchens and appliances that cost more than many homes. Takeaway: Understanding premium markets unlocks entirely different financial opportunities. 8. Two Core Business Rules: Persistence and Credit When asked what advice he gives most often, Woodward gives two principles: Never give up Protect your credit He shares how poor credit once forced him to reinvest profits just to buy tools, slowing growth. Managing credit later removed those barriers. Takeaway: Credit is leverage. Without it, growth is harder and more expensive. Notable Quotes On poverty: “A lot of people living in poverty don’t know that they’re impoverished because everybody around them looks just like them.” On education choices: “I wanted to make a difference… and education allowed me to do that.” On opportunity and courage: “You don’t have to know everything. Just get the people in your corner that do.” On advice to entrepreneurs: “Never give up. And protect your credit. Credit is everything.” On consistency: “My phone number has been the same for 23 years. I ain’t going nowhere. Overall Impact The interview positions Michael Woodward as a practical role model—someone who combines humility, preparation, faith, and execution. Rather than promoting quick wins, the conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making. Core message: Sustainable success is built step‑by‑step—through education, relationships, credit discipline, and the courage to say yes before you feel ready. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Matt Cox Inside True Crime Podcast
    How a Celebrity Business Manager Exploited His Clients | Millions Stolen

    Matt Cox Inside True Crime Podcast

    Play Episode Listen Later Jun 20, 2026 117:16


    Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/matt to get a 14-day free trial and see if any of your data has been exposed⁣ ⁣ Jonathan Schwartz he was once an icon financial advisor in the entertainment industry to A listers like Mariah Carey, Beyoncé, LINKIN PARK, and more. Then an addiction led him to steal millions from his clients. Today we share the full story...⁣ ⁣ Johnathan's Links ⁣ https://www.instagram.com/therealjonathanschwartz/⁣ Therealjonathanschwartz@gmail.com⁣ https://altus.rehab/residential-treatment/⁣ ⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

    Matt Cox Inside True Crime Podcast
    Cartel Smuggler Turned Informant | The Rise and Fall of Dr. Hal Bradley

    Matt Cox Inside True Crime Podcast

    Play Episode Listen Later Jun 19, 2026 87:32


    Dr. Hal Bradley was a lieutenant in the Sinaloa Cartel during the 70s and 80s before his life took a wild turn. ⁣ ⁣ Dr. Hal's Links⁣ https://www.hostingauthors.com/authors/DrHal⁣ ⁣ ⁣ F*%k your khakis and get The Perfect Jean 15% off with the code COX15 at theperfectjean.nyc/COX15 #theperfectjeanpod ⁣ ⁣ Go to https://www.Qualialife.com/true for up to 50% off and use code true at checkout for an additional 15% off. For your convenience Qualia Senolytic is also available at select GNC locations near you.⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

    Unschooling Mom2Mom
    UM2M 215 - Can Video Games Count as High School Credit?

    Unschooling Mom2Mom

    Play Episode Listen Later Jun 19, 2026 11:38


    Text Sue what you think!They're playing all the time - is there anything worthwhile that we can count for homeschooling transcript? The answer may surprise you. In this episode, Sue Patterson explores how gaming can support learning in subjects like history, science, math, philosophy, leadership, and communication—and shares real examples of how those experiences can be documented on a transcript.Many parents worry that gaming is "just entertainment," especially when their teen spends hours immersed in Minecraft, Civilization, Kerbal Space Program, Factorio, Discord communities, or competitive gaming. But when you look beyond the label and focus on what a student is actually learning, a very different picture begins to emerge.In this episode, you'll discover:• How to identify academic learning hidden inside gaming interests• Real examples of transcript-worthy subjects connected to video games• Why philosophy, ethics, history, science, and math often show up through gaming• How leadership and communication skills develop in online communities• Why "video games" isn't a course title—but can lead to many legitimate high school credits• Tips for translating interest-led learning into transcript languageWhether you're homeschooling, unschooling, or creating a non-traditional high school transcript, this episode will help you recognize learning that may already be happening right in front of you.UNSCHOOLING RESOURCES MENTIONED:Unschooling Transcript Coursehttps://suepatterson-unschooling.thinkific.com/courses/unschooling-transcriptsCreating Confidence Daily APP - Talking about Technology this month!https://cc.unschoolingmom2mom.com/checkout/creating-confidence-dailyCreating Confidence COMMUNITY - Full Support for the journey!https://cc.unschoolingmom2mom.com/checkout/creating-confidence-membership-2If you've ever wondered how to document gaming, screen time, or interest-led learning on a high school transcript, this episode is for you.Support the show_____________________________________________________As always, reach out if you need more help.  You don't have to do this alone!Creating Confidence DAILY - the Unschooling App you need!Start Free Trial Today!Creating Confidence Membership Group  UNSCHOOLING 101 CourseMath WITHOUT Curriculum CourseUnschooling Transcript CourseSeasonal Unschooling Guides Private 1:1 Coaching with Sue Stay Connected:Free Email List with weekly unschooling resourceswww.UnschoolingMom2Mom.com

    The Hartmann Report
    Commonwealth Report: Trump wrecks the economy with war, then demands credit for the cleanup

    The Hartmann Report

    Play Episode Listen Later Jun 18, 2026 5:44


    Trump wrecks the economy with war, then demands credit for the cleanupHe cheers a Hitler comparisonBurns billions to bury wind powerAnd lets a parasite spreadSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Making Sense
    MASSIVE Private Credit Update, Here's What You Must know

    Making Sense

    Play Episode Listen Later Jun 18, 2026 22:41


    Private credit is changing again. And this time, the story is not just that investors are still trying to pull money out. That is still happening, of course, with BlackRock the latest name too see a huge run. But now there is another problem. It is not only that current investors want out. It is that new investors aren't coming in. That is a much bigger shift.Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Webinar June 2026: Why Smart Investors Keep Missing Every Major Economic Turning PointIt isn't that they're buying the wrong assets. They're using a broken map of the monetary system — and getting it wrong leads to catastrophic decisions. Let's fix that. Sunday, June 28 @ 5:30pm ET. Sign up below. https://webinar.eurodollar-university.com/home----------------------------------------------------------------------------------Private Equity Faces Reckoning With Struggle to Clear Buyout Backloghttps://financialpost.com/pmn/business-pmn/private-equity-urged-to-capitulate-to-clear-buyout-backlogPrivate credit boom cools as lending, flows slow sharplyhttps://www.reuters.com/legal/transactional/private-credit-boom-cools-lending-flows-slow-sharply-2026-06-05/Investors choosier about private markets after turbulence, say pension fund advisershttps://finance.yahoo.com/markets/stocks/articles/investors-choosier-private-markets-turbulence-134931562.htmlMorningstar Report Finds Semiliquid Fund Market Nears $600 Billion as Private Credit Loses Steamhttps://newsroom.morningstar.com/news/news-details/2026/Morningstar-Report-Finds-Semiliquid-Fund-Market-Nears-600-Billion-as-Private-Credit-Loses-Steam/default.aspxEssentials of Private Equityhttps://www.blackstone.com/pws/essentials-of-private-equity/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/eduhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

    Express Yourself Black Man
    XYBM Clips: Black fathers deserve more credit

    Express Yourself Black Man

    Play Episode Listen Later Jun 17, 2026 8:13 Transcription Available


    If you want to listen to the full episode (XYBM 158) from this clip, search for the title: "Ep. 158: How Dads can Beat the Family Court System & Win their Child back with Alysha" — it was released on June 8, 2026.In XYBM 158, we sit down with Alysha Price, Author and CEO of The Price Dynamic — an organization based in Minneapolis, Minnesota that supports single, never-married, and co-parenting parents through the challenges of family dissolution. Alysha brings a rare female voice to the conversation about fathers' rights, offering practical, legal, and emotional guidance to Black men navigating a court system that often feels stacked against them.        From supervised visitation to the Recognition of Parentage form, she equips fathers with the language, documentation strategies, and mindset shifts they need to fight for their children — and win.        This is a must watch episode for any Black man with children or considering having children!Tune in on all podcast streaming platforms, including YouTube.Leave a 5-star review ⭐️⭐️⭐️⭐️⭐️ if you found value in this episode or a previous episode!BOOK US FOR SPEAKING + BRAND DEALS:————————————Explore our diverse collaboration opportunities as the leading and fastest-growing Black men's mental health platform on social media. Let's create something dope for your brand/company.Take the first step by filling out the form on our website: https://www.expressyourselfblackman.com/speaking-brand-dealsSAFE HAVEN:————————————Safe Haven is a holistic healing platform built for Black men by Black men. In Safe Haven, you will be connected with a Black mental health professional, so you can finally heal from the things you find it difficult to talk about AND you will receive support from like-minded Black men that are all on their healing journey, so you don't have to heal alone.Join Safe Haven Now: https://www.expressyourselfblackman.com/safe-haven SUPPORT THE PLATFORM: ————————————Safe Haven: https://www.expressyourselfblackman.com/safe-havenMonthly Donation: https://buy.stripe.com/eVa5o0fhw1q3guYaEE Merchandise: https://shop.expressyourselfblackman.com FOLLOW US:————————————TikTok: @expressyourselfblackman (https://www.tiktok.com/@expressyourselfblackman) Instagram:Host: @expressyourselfblackman(https://www.instagram.com/expressyourselfblackman)Guest: @msalyshaprice (https://www.instagram.com/msalyshaprice)YouTube: https://www.youtube.com/c/ExpressYourselfBlackManFacebook: https://www.facebook.com/expressyourselfblackman

    The Steve Harvey Morning Show
    Business Tips_ educates on securing funds responsibly, avoid scams, and develop a strategic financial plan.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 15, 2026 22:11 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Business Tips_ educates on securing funds responsibly, avoid scams, and develop a strategic financial plan.

    Strawberry Letter

    Play Episode Listen Later Jun 15, 2026 22:11 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

    Strawberry Letter
    Financial Tips: promote his book Generational Wealth Begins with Generational Knowledge

    Strawberry Letter

    Play Episode Listen Later Jun 15, 2026 37:41 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.