Podcasts about Credit

Nick Wilson calls in to Ken Carman and Anthony Lima to clarify some of his Cavaliers takes and uses the opportunity to argue on their opposing takes when it comes to the James Harden trade.

Hour 1 - The crew react to the United States 5-1 win over Latvia. What's the best Winter Olympic sports, who will fill the Pats defensive coordinator position and Coco's thoughts on what Joe Judge had to say.

Protect Your Most Valuable Asset! Get FREE 30 Days of Triple Lock Protection & FREE Comprehensive Title Scan/History Report using our exclusive promo code MATT30 at http://www.hometitlelock.com/mattcox⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Ryan Anderson shares his personal story of being extorted by cops.⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

In the first hour, Dave Softy Mahler, Dick Fain and Jackson Felts debate the amount of credit Pete Carroll deserves for the Seahawks roster and 2025 Super Bowl title, with a few talk-backs from listeners sharing their two cents before we get Fun with Audio clips.See omnystudio.com/listener for privacy information.

In the second hour, Dave Softy Mahler and Dick Fain chat with Mike Holmgren about the Seahawks’ Super Bowl Championship and various questions about the future of the franchise, then continue the Pete Carroll Super Bowl credit topic with a listener talkback.See omnystudio.com/listener for privacy information.

Our Global Head of Fixed Income Research Andrew Sheets explains how key market indicators reflect a constructive view around the global cyclical outlook, despite a volatile start to 2026.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today I'm going to talk about the unusual alignment of a number of key indicators. It's Thursday, February 12th at 2pm in London. A frustrating element of investing is that any indicator at any time can let you down. That makes sense. With so much on the line, the secret to markets probably isn't just one of a hundreds of data series that a thousand of us can access at the push of a button. But many indicators all suggesting the same? That's far more notable. And despite a volatile start to 2026 with big swings in everything from Japanese government bonds to software stocks, it is very much what we think is happening below the surface. Specifically, a variety of indicators linked to optimism around the global cyclical outlook are all stronger, all moving up and to the right. Copper, which is closely followed as an economically sensitive commodity, is up strongly. Korean equities, which have above average cyclicality and sensitivity to global trade is the best performing of any major global equity market over the last year. Financials, which lie at the heart of credit creation, have been outperforming across the U.S., Europe, and Asia. And more recently, year-to-date cyclicals and transports are outperforming. Small caps are leading, breadth is improving, and the yield curve is bear steepening. All of these are the outcomes that you'd expect, all else equal, if global growth is going to be stronger in the future than it is today. Now individually, these data points can be explained away. Maybe Copper is just part of an AI build out story. Maybe Korea is just rebounding off extreme levels of valuation. Maybe Financials are just about deregulation in a steeper yield curve. Maybe the steeper yield curve is just about the policy uncertainty. And small cap stocks have been long-term laggards – maybe every dog has its day. But collectively, well, they're exactly what investors will be looking for to confirm that the global growth backdrop is getting stronger, and we believe they form a pretty powerful, overlapping signal worthy of respect. But if things are getting better, how much is too much. In the face of easier fiscal, monetary, and regulatory policy, the market may focus on other signposts to determine whether we now have too much of a good thing. For example, is there signs of significant inflation on the horizon? Is volatility in the bond market increasing? Is the U.S. dollar deviating significantly from its fair value? Is the credit market showing weakness? And do stocks and credit now react badly when the data is good? So far, not yet. As we discussed on this program last week, long run inflation expectations in the U.S. and euro area remain pretty consistent with central bank targets. Expected volatility in U.S. interest rates has actually fallen year-to-date. The U.S. dollar's valuation is pretty close to what purchasing power parity would suggest. Credit has been very stable. And better than expected labor market data on Wednesday was treated well. Any single indicator can and eventually will let investors down. But when a broad set of economically sensitive signals all point in the same direction, we listen. Taken together, we think this alignment is still telling a story of supportive fundamental tailwinds while key measures of stress hold. Until that evidence changes, we think those signals deserve respect. Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations at https://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Booking Emirates Flights with Points00:18 Exploring Emirates Routes and Fifth Freedom Flights01:32 Finding Availability on Emirates Flights03:19 Understanding Transfer Partners and Ratios05:19 Booking Emirates Flights Through Air Canada09:07 Booking Emirates Flights Through Qantas13:51 Booking Emirates Flights Through Japan Airlines17:49 Advanced Tips for Maximizing Points with Japan Airlines24:21 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

"It's just expensive to do it these days." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen and Matt Kroeker discuss the current state of lending in the healthcare industry, particularly for young doctors looking to start or acquire orthodontic practices. They explore the importance of financial preparation, the evaluation process for existing practices, and the rising costs associated with starting a new practice. Matt emphasizes the need for young doctors to build a strong support team and to understand the allocation of loan funds. The discussion also highlights the importance of saving and being financially prudent to ensure success in practice ownership. Connect With Our Guest Matt Kroeker - https://sbbankers.bankofamerica.com/matthew-kroekerTakeaways Matt Kroeker has 15 years of experience at Bank of America focusing on healthcare lending.The lending landscape is currently stable with increased loan amounts for startups.Young doctors should focus on financial preparation during their education.Credit card debt can significantly impact future borrowing capabilities.Having savings set aside is crucial for new practice owners.Evaluating existing practices involves analyzing actual financials and cash flow.Startup loans often have a graduated payment structure to ease financial pressure.Building a strong support team is essential for success in practice ownership.Construction and technology costs have significantly increased for new practices.It's important to understand how loan funds will be allocated in a startup.Chapters 00:00 Introduction03:30 Current Lending Environment06:06 Financial Advice for Young Doctors10:31 Evaluating Practice Purchases13:58 Markers for a Healthy Practice17:00 Balancing Practice Purchase with Additional Workl20:39 The Importance of a Supportive Team23:41 Discussing Startup Costs and Loan Structures26:17 The Reality of Startup Loans and Financial Flexibility31:56 The Importance of Financial Planning and Safety Nets34:35 Final Thoughts on Acquisitions vs. Startups36:24 Contact Info Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

Private credit has nearly tripled in 10 years but most investors still don't really know what it is or why it exists. In this episode, we sit down with Nehemiah Richardson (CEO & Managing Director of TermPlus) to break down why private credit has grown so fast, where the risks actually sit, and what investors should look for if they're considering the space.In this episode:0:47 Private credit 101: what it is, why it's grown, and why “growth ≠ risk”3:44 Why banks pulled back after the GFC (and how private credit filled the gap)7:39 Australia vs US/Europe: why private credit looks different here10:57 Capital stack explained: senior secured vs mezzanine vs equity (and why it matters)17:19 “Quality is slipping?” How to assess managers + red flags23:24 The next decade: consolidation, scale, and private credit becoming “normal”29:50 How TermPlus works: terms, floating rate, diversification, and portfolio constructionTarget Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at www.termplus.com.au/important-information/. Mercer Consulting (Australia) Pty Limited (ABN 55 153 168 140, AFSL 411 770), which is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (Mercer Australia) collectively referred to as Mercer. References to Mercer shall be construed to include Mercer LLC and/or its associated companies. ‘MERCER' is a registered trademark of Mercer Australia. ———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Early evidence for CAR T-cell therapy in lupus is compelling. Are you up-to-date? Credit available for this activity expires: 2/9/26 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/car-t-cells-sle-new-frontier-autoimmunity-2026a10003ow?ecd=bdc_podcast_libsyn_mscpedu

Most real estate strategies are built around getting paid once. In this presentation, Zachary Beach breaks down how a single deal can create three separate paydays—up front, monthly, and at the exit—without using your own cash, credit, or banks. He walks through the creative financing strategies that make this possible, how to structure terms with sellers, and how investors use this model to build predictable cash flow without constantly chasing the next deal. KEY TALKING POINTS:0:00 - Intro0:37 – The 3 Paydays Framework0:55 – The Old Way Of Doing Real Estate3:47 – The New Way4:09 – Owner Financing4:42 – Buying Subject To5:59 – Buying Via Lease Purchase6:29 – 3 Steps To 3 Paydays11:15 – Breaking Down The 3 Paydays14:18 – Your Potential Portfolio15:07 – Outro LINKS:Instagram: Zachary Beachhttps://www.instagram.com/zacharybeachofficial/ Links: Zachary Beachhttps://linkin.bio/zacharybeachofficial/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

US commerce secretary Howard Lutnick said he visited Jeffrey Epstein's island with his family in late 2012, Cuba is struggling under the US fuel embargo, and Ukrainian President Volodymyr Zelenskyy is planning for elections in the spring. Plus, the FT's Camilla Paladino says oil major BP isn't getting enough credit for its turnaround.Mentioned in this podcast:Howard Lutnick says he visited Jeffrey Epstein's island in 2012Zelenskyy plans spring elections alongside referendum on peace dealBP isn't getting enough credit for its turnaroundBP becomes first oil major to suspend share buyback planCuba runs out of jet fuel as Donald Trump squeezes oil suppliesNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Fiona Symon, Victoria Craig and Sonja Hutson. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann. Our executive producer is Topher Forhecz. Cheryl Brumley is the FT's Global Head of Audio. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Donald Pinel shares his life story starting with being arrested 3 times in the 6th grade. ⁣ Go to dietsmoke.com and use promo code COX for 20% off your entire order. ⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ ⁣ Connect with Donald Pinel:⁣ Tiktok: @don.p6⁣ YT: ​⁠​⁠‪@Donaldpinel‬ ⁣ IG: Donald Pinel ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

Is Strategy actually doing nothing or is digital credit the product? This episode analyzes Strategy's Q4 2025 earnings call and explains why its perpetual preferred equity avoided margin calls, liquidations, and maturity risk. Pierre Rochard and Spencer Nichols break down why digital credit products like Stretch held near par while bitcoin drew down sharply. From credit ratings and cash buffers to Bitcoin-backed lending and quantum risk, this episode reframes what a Bitcoin treasury company really is.

On today's episode, Editor in Chief Sarah Wheeler talks with Taylor Stork, COO of Developer's Mortgage Company and President of the Community Home Lenders of America, about credit reports and the potential risks of the proposal to go to a single-report model. Related to this episode: Debate intensifies over single-file credit report plan for mortgages HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Tether Tools makes the entire tethering workflow easy. From cables to accessories, everything is designed to work together right out of the box. But they also make workstations. Their new AeroTrac is a compact, lightweight workstation you can customize with accessories for your specific workflow. Built for photographers, it works just as well for audio, video, and podcasting setups. Check it out at tethertools.com/aerotracNow saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! Terms apply, learn more at http://bhphoto.com/payboo. Credit card offers are subject to credit approval.Payboo Credit Card Accounts are issued by Comenity Capital BankA few weeks ago, Jordan Drake challenged Chris Niccolls and Jaron Schneider's historical camera pricing knowledge with a test: are cameras actually more expensive now than they were 10 or more years ago? The answer was mostly no, but it got them thinking... was the same the case for lenses? em>Check out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.In This Episode:00:00 - A very jetlagged intro14:52 - Despite Nikon's lawsuit, Viltrox says it isn't adjusting its product roadmap plans17:12 - OM System's new camera is an astro-focused OM-321:43 - Zeiss Aatma T1.5 primes are small, fast, and extremely expensive25:29 - Nikon posts huge losses27:59 - Fujifilm had record-high profits and Canon's camera business grew, too30:46 - Viltrox's first L-mount lens is the 16mm f/1.831:57 - Canon announced two new wide-angle lenses37:20 - Canon's new limited edition G7 X mark III looks great, but you'll probably never own one40:15 - Ricoh Pentax is releasing a limited edition camera strap made from recycled train seats42:59 - Are lenses actually more expensive now?1:03:50 - What have you been up to?1:08:30 - Check out the Exposure Festival in Calgary1:11:07 - Tech Support1:32:23 - Feel Good story of the week

Welcome to The Cashflow Project Podcast! In this episode, we sit down with Tad Fallows, co-founder and managing director of Long Angle—a private community for high-net-worth entrepreneurs and executives across 45 countries. Tad shares his journey from bootstrapping a software company during the financial crisis to building Long Angle, a platform designed to provide authentic, unsponsored access to alternative investments. We dive into strategies beyond traditional real estate and index funds, including private equity, private credit, energy, and other exclusive opportunities typically reserved for institutions. If you're looking to diversify your portfolio, expand your network, and gain insight into lesser-known asset classes, this episode delivers practical wisdom and valuable perspective—plus a rapid-fire round packed with books, lessons, and investor advice. [00:00] Sudden Wealth and Its Challenges [03:42] Alternative Investments for Wealth Growth [07:39] "Diversification for Smoother Returns" [13:00] Diversified Investing Insights [14:33] Private Credit for Medium Businesses [18:14] Alternative Investment Strategies [20:13] "Oil Royalties and Investment Risks" [25:48] Energy Trends and Political Impact [28:00] Oil Demand and Green Transition [32:10] "Long-Term Bullish on Energy Investment" [35:13] Leveraging Connections for Success [39:24] "Lessons from Real Estate Management" [40:37] "Profiting Despite Real Estate Mistakes" [43:52] "Take Action, Level Up" Connect with Tad Fallows! Website LinkedIn Connect with Marc Adams! Website Website 2 LinkedIn

Dave Hendrick looks at all the LFC related news & gossip. Today he looks at tonight's game against Sunderland, and then some comments from Arne Slot. Learn more about your ad choices. Visit podcastchoices.com/adchoices

 There are so many options for modernizing your payment system - how do you possibly choose what's right for you and your customers? How do you ensure customer retention through the transition? In this episode, Dave & Carla share the options, their plans for incentives and a successful transition, as well as real-world results from their stores.Referenced Links: Our Sponsors: H-M Company Drain Troughs: https://www.draintroughs.com & LaundroBoost: https://laundroboostmarketing.comOur Website: https://www.laundromatmillionaire.comOur Online Course: https://dave-menz.mykajabi.com/sales-pageOur Youtube channel: https://youtube.com/c/LaundromatMillionaireOur Podcast: https://laundromatmillionaire.com/podcast/Our Facebook: https://www.facebook.com/laundromatmillionaire/Our Facebook Group: https://www.facebook.com/groups/laundromatmillionaireOur LinkedIn: https://www.linkedin.com/in/dave-laundromat-millionaire-menz/Our Instagram: https://www.instagram.com/laundromatmillionaire/Our laundromats: https://www.queencitylaundry.comOur pick-up and delivery laundry services: https://www.queencitylaundry.com/deliveryOur WDF & Delivery Workshop: https://laundromatmillionaire.com/pick-up-delivery-workshop/Suggested Services Page: https://www.laundromatmillionaire.com/servicesWDF & Delivery Dynamics: A Complete Business Blueprint: https://laundromatmillionaire.com/wdf-delivery-dynamics-a-business-blueprint/The Laundromat Millionaire Insurance Program: https://laundromatmillionaire.com/insurance/Timestamps 00:00 Episode 114 Intro – Modernized Payment Systems00:58 Spotlight: Laundromat Millionaire Calendar of Events02:20 Is it Time to Modernize Your Payment System?05:22 Reasons to Transition Away from Coins09:13 Intro – the Different Payment Options that Exist10:19 Loyalty Card Systems11:35 Pay by App12:59 Phone Pay13:26 Pay with Credit or Debit Cards20:07 Our Transition Through Payment Systems – Quarters to Dollars First23:00 Going to a Hybrid System27:56 Costs & Benefits of Going to a Hybrid Payment System31:44 Successfully Transitioning to Coinless34:50 Avoiding the term “Coinless”38:12 Staffing for the Transition43:15 The Impact on Sales45:18 Customer Feedback46:22 The Benefits of Loyalty Cards – The Float & Promotions49:22 Replacement Card Solutions50:53 Next Steps in Our Transition & Final Thoughts 

In this episode, Kate Webber, Chief Solutions & Technology Officer at the PRI, is joined by Malea Figgins, Vice President at TCW, and David Klausner, ESG Specialist at PGIM Public & Private Fixed Income, to explore how responsible investment is being applied in securitised debt markets.Focusing on residential and commercial mortgage-backed securities (RMBS and CMBS), as well as emerging asset classes such as data centres, the discussion draws on insights from the PRI's Technical guide to Responsible Investment in securitised debt. Together, the guests unpack how environmental, social and governance risks and impacts are assessed in practice, where data gaps remain, and why securitised assets are central to financing the real economy.OverviewSecuritised debt is a core component of global fixed income markets, representing around US$14 trillion in outstanding issuance. By pooling underlying loans, such as home mortgages, commercial property loans or consumer credit, securitisation channels capital into housing, infrastructure and other real-economy assets.Despite its scale and relevance, securitised debt has historically been underrepresented in responsible investment discussions. This episode explains why environmental, social and governance considerations are not peripheral, but fundamental to credit analysis in this asset class, particularly given its exposure to consumers, real assets and climate risk.Detailed coverageWhy securitised debt matters for responsible investorsMalea and David explain how securitisation directly touches everyday assets, from homes and cars to student loans and commercial buildings. They argue that social risks such as predatory lending, affordability and loan servicing quality, alongside environmental risks like climate events and insurance availability, are core credit risks in these markets.Risk versus impactDavid outlines the importance of distinguishing between environmental, social & governance risk (financially material factors affecting credit quality) and impact (how investments affect society and the environment). The risks are integrated into bottom-up credit analysis across all portfolios, while impact overlays are applied where client mandates explicitly require them.Embedding sustainability in RMBS and CMBS analysisMalea discusses how sustainability considerations already align with credit fundamentals in many cases. In commercial real estate, green building certifications, energy efficiency and lower operating costs can support stronger net operating income and tenant stability. In residential markets, affordability metrics and borrower characteristics play a key role.Case study: data centres and climate riskThe episode explores the rapid growth of securitised data centre financing, driven by AI and digital infrastructure demand. David shares an example where climate-related insurance coverage and extreme weather risk directly influenced internal credit ratings, illustrating how environmental risks can be central, not secondary, to investment decisions.Private markets and improving data qualityBoth guests highlight how private asset-backed finance allows earlier engagement with issuers, creating opportunities to improve environmental and social data collection. Lessons from private markets may help drive better disclosure and transparency in public securitised markets over time.Labelled bonds and greenwashing risksMalea cautions that not all labelled securitised bonds are created equal. The discussion stresses the need for rigorous due diligence on use-of-proceeds and frameworks, with internal guardrails to avoid low-quality or misleading labelled issuance.Read more in the full technical guide on securitised debt: https://www.unpri.org/deep-dive?id=responsible-investment-in-securitised-debt-a-technical-guideChapters00:00 – Introduction to responsible investment in securitised debt02:40 – What securitised debt is and why it matters for investors06:10 – Why sustainability risks are core credit risks in securitised markets10:15 – Risk vs impact: a practical distinction for fixed income14:20 – Integrating sustainability into RMBS and CMBS analysis18:45 – Credit fundamentals and sustainability in commercial real estate23:30 – Case study: data centres, climate risk and insurance coverage30:10 – Private markets, early engagement and improving sustainability data36:05 – Labelled securitised bonds and avoiding greenwashing41:45 – Key takeaways for responsible investors in securitised debtDisclaimerThis podcast and material referenced herein is provided for information only. It is not intended to be investment, legal, tax or other advice, nor is it intended to be relied upon in making an investment or other decision. PRI Association is not responsible for any decision made or action taken based on information on this podcast. Listeners retain sole discretion over whether and how to use the information contained herein. PRI Association is not responsible for and does not endorse third parties featured on in this podcast or any third-party comments, content or other resources that may be included or referenced herein. Unless otherwise stated, podcast content does not necessarily represent the views of signatories to the Principles for Responsible Investment. All information is provided “as is” with no guarantee of completeness, accuracy or timeliness, or of the results obtained from the use of this information, and without warranty of any kind, expressed or implied. PRI Association is committed to compliance with all applicable laws. Copyright © PRI Association 2025. All rights reserved. This content may not be reproduced, or used for any other purpose, without the prior written consent of PRI Association.

PUSH THROUGH IT  Thank you for listeningto our podcast I hope we motivated you a little today. SUPPORT MY PODCAST:Buy me a coffee -https://ko-fi.com/bethebestyoupodcast✅Follow me:

Are you up to date with the latest management for extensive-stage small cell lung cancer? Credit available for this activity expires: 2/11/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/case-case-managing-es-sclc-real-world-through-patient-2026a10003ro?ecd=bdc_podcast_libsyn_mscpedu

 A fireside chat on Fitch's 2026 credit outlook for China's sovereign, corporate, local government and banking sectors with Jeremy Zook, Ying Wang, Samuel Kwok and Grace Wu.(01:05) - Macro outlook (06:05) - Deteriorating China property outlook (06:58) - Neutral China LGFV outlook (09:52) - China banks' strategy amid deteriorating outlook (11:32) - Anti-involution campaign (13:41) - Local governments' spending (16:20) - China banks' asset quality (18:13) - China's sovereign rating headroom

Credit and high yield had a good 2025 despite tariffs and rate volatility, as spreads held their ground. Will 1Q sustain this resilience, and why? Mahesh Bhimalingam, Bloomberg Intelligence global head of credit strategy, discusses the results of the BI 1Q26 Investor Survey and the market outlook with Ashwin Palta, global high yield PM at BNY Investments Newton. They discuss tight spreads, Fed actions and impending US tech sector supply into Europe, along with distress and default rates. This podcast also covers survey results on investor positioning, sentiment, key return drivers, supply forecasts and relative value across asset classes (high grade vs. junk), geography (Europe vs. US), ratings and sectors.

Today's guest on The Long View is Sara Devereaux. Sara is the Chief Investment Officer of Vanguard Capital Management and Global Head of Fixed Income. She oversees the investment professionals responsible for portfolio management, trading, and research for Vanguard's internally managed fixed-income funds and ETFs, including actively managed bond and money market portfolios and bond index portfolios. Before joining Vanguard in 2019, Sara was a partner at Goldman Sachs, where she spent over 20 years in mortgage-backed securities and structured products trading and sales. Earlier in her career, she worked at HSBC, in risk management advisory and interest rate derivative structuring. She started her career as an actuary at AXA Equitable Life Insurance. Barron has named Sara to its annual list of the 100 Most Influential Women in US Finance every year since 2022.Episode Highlights00:00:00 Vanguard's Investing Philosophy and New Innovations00:06:20 Active Fixed-Income Strategy and the Alpha Waterfall00:13:34 ETF's Explosion, Active Management, and Private Credit Risk00:23:10 How Technology Is Reshaping the Bond Market00:29:51 Bond Market Performance 2025, Bonds as Ballasts, and Term Premiums00:37:27 Bond Market Risks in 202600:42:51 Shifting Policy Crosswinds, Cracks in Credit, and AI Capex Risks00:50:18 Technical Signals to Watch in 2026Books MentionedStay the Course: The Story of Vanguard and the Index RevolutionMore From MorningstarVanguard's Sara Devereux: Why It's a ‘Terrific Environment' for Bond IncomeSalim Ramji: The Industry Uses Complexity As a Mask to Charge MoreMorningstar's Guide to Fixed-Income InvestingIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Points and Miles00:21 Interview on Elevate Media Podcast01:27 Meet Julia Menez: Points Strategy Coach02:21 Julia's Journey into Travel Hacking03:50 Starting the Geo Breeze Travel Podcast05:51 First Redemption Experience in Morocco07:47 Common Mistakes and Tips for Beginners13:39 Choosing the Right Credit Cards14:47 Choosing the Right Credit Card for Travel15:30 Maximizing Signup Bonuses and Avoiding Pitfalls16:55 Booking Strategies for Optimal Point Usage18:29 Positioning Flights and Flexibility Tips20:02 Strategies for Earning Points Consistently21:48 Travel Hacking Without Credit Cards22:57 Business vs. First Class Travel24:30 Favorite Travel Destinations and Programs25:07 Rapid Fire Questions and Final TipsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Chris Anderson (Elevate Media Podcast / Elevate Media Group) at:➤ Website: https://elevate-media-group.com/ ➤ Podcast: https://elevatemedia.buzzsprout.com/ ➤ Spotify (Elevate Media Podcast): https://open.spotify.com/show/301o41Rw2HB1sgA6LUXrt1 ➤ Instagram (Chris): https://www.instagram.com/chris.t.anderson/ ➤ Instagram (Elevate Media Group): https://www.instagram.com/officialelevatemedia/ ➤ YouTube: https://www.youtube.com/@OfficialElevateMedia/videos ➤ LinkedIn: https://www.linkedin.com/in/chris1anderson ➤ Facebook: https://www.facebook.com/chrisanderson0491/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Jonathan and Daryl are joined by The MMQB's Albert Breer, and they give Sam Darnold his proper credit for the Seahawks Super Bowl victory.

We continue with The HAMLET Project, where we explore one scene (or section) of Shakespeare's Hamlet - one month at a time. To our knowledge, this is the first long-form, open rehearsal of this play available online! So yes, something new with Shakespeare.

In this podcast, Lord Abbett Portfolio Manager Steve Rocco discusses the current environment for credit and how his team approaches combining public and private investment vehicles in fixed income portfolios.

Chrome Federal Credit Union CEO Bob Flanyak Jr. delivers a masterclass in authentic leadership and organizational culture. From collecting loans to building a 220 million dollar credit union recognized as Washington County's best overall business, Bob's journey reveals what truly matters in financial services. He shares powerful insights on succession planning, why employee relationships trump strategy, and how cooperative values create sustainable competitive advantages. Bob's candid discussion about credit union mergers, community impact, and talent development offers both inspiration and practical wisdom. His father's 29 years as a volunteer board member planted seeds that grew into a career philosophy centered on serving people over profits.What You Will Learn in This Episode: ✅ How to build and maintain a strong credit union culture through employee engagement, morning huddles, and living your organizational values rather than simply displaying them on walls.✅ The essential elements of effective succession planning in credit union leadership including balancing internal candidates with external searches while protecting organizational culture and values.✅ Practical strategies for credit union collaboration and financial literacy programs that allow small and medium-sized institutions to compete effectively without merging, including Financial Reality Fairs and student brand development.✅ Why brand building and community impact matter more than traditional metrics, and how cooperative values and relationship-focused leadership create sustainable member loyalty and employee engagement.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Intro: Meet Bob Flanyak of Chrome Federal Credit Union06:31 Career journey from CUNA Mutual to retail credit union leadership across multiple states09:45 Chrome Federal Credit Union's history and advice to advance your career in the credit union space14:26 Succession planning strategy and protecting credit union culture during CEO transitions17:36 Addressing credit union mergers and fostering collaboration among small institutions20:54 Financial literacy programs and community impact through Financial Reality FairsKEY TAKEAWAYS:

Welcome back to the Alt Goes Mainstream podcast.The Goldman Sachs Alternatives Summit “convened leaders across finance, geopolitics, technology, and culture” to discuss themes driving global markets.2025's Alternatives Summit was about “navigating a world in flux,” as the firm's recap of its event noted. The event aimed to help investors cut through the noise and put together the pieces of the puzzle in a dynamic and increasingly complex world. Alt Goes Mainstream joined the event to have unscripted conversations with Goldman Sachs Alternatives leaders to cut through the noise by unpacking key themes and trends at the intersection of private markets and private wealth.In this special series, we went behind the scenes at the Goldman Sachs Alternatives Conference and interviewed six Goldman Sachs Alternatives leaders about their current thinking on private markets and how the firm has built and evolved its private markets capabilities.This conversation was with James Reynolds, Global Co-Head of Private Credit within Goldman Sachs Asset Management. He also serves as Chief Executive Officer of Goldman Sachs Asset Management International.James is Co-Chair of the Asset Management Private Credit Investment Committee, as well as a member of the Management Committee, Partnership Committee, the European Management Committee and the EMEA Talent Council. James joined Goldman Sachs in 2000 as an Analyst and was named Managing Director in 2007 and Partner in 2010. James is a trustee of Greenhouse Sports and serves as a member of the Corporation Development Committee of the Massachusetts Institute of Technology (MIT). James earned a BS from the École Nationale des Ponts et Chaussées in 1998 and an MSc from MIT in 2000.James and I had a fascinating conversation about Goldman's extensive history in private credit and the current market dynamics. We covered:Why all capital coming into the private credit industry is not created equal.How Goldman's culture of “partnership, collaboration, and the right incentives” provides them with an edge in origination.Why James is an “optimistic pessimist.”Narrative versus reality in private credit markets today.What creates alpha in private credit.How to build an investment culture and, in credit, how to build an investment culture that “doesn't feel pressure to deploy.”Why many investors are focusing on Europe.How the entire platform of Goldman Sachs helps them in private credit.Thanks James for sharing your expertise, wisdom, and passion for private credit, private markets, and private wealth.Show Notes00:39 Welcome to the Alt Goes Mainstream Podcast01:30 James Reynolds' Background02:44 Evolution of Private Credit03:12 Direct Origination and Financing Solutions04:08 Growth in Private Credit Market05:55 Importance of Origination06:29 Goldman Sachs' Competitive Edge08:38 Expanding Universe of Credit10:22 Harmonization of Goldman Sachs12:01 Private Credit Deployment Strategies14:15 Current State of Private Credit17:16 Building an Investment Culture18:31 Traits of a Great Credit Investor20:52 Assessing the Business of Asset Management22:43 Opportunities in Europe26:10 Concerns in Private Credit27:28 Optimistic Pessimism in Private Credit27:59 Conclusion and Closing RemarksEditing and post-production work for this episode was provided by The Podcast Consultant.

Shannon Sharpe and Chad “Ochocinco” Johnson react to the Seattle Seahawks beating the New England Patriots in Super Bowl LX, Sam Darnold defines all odds and Bad Bunny’s halftime performance! Subscribe to Nightcap presented by PrizePicks so you don’t miss out on any new drops! Download the PrizePicks app today and use code SHANNON to get $50 in lineups after you play your first $5 lineup! Visit https://prizepicks.onelink.me/LME0/NI...4:19 - Seahawks beat Pats in Super Bowl LX 43:47 - Sam Darnold’s Credit 56:11 - Bad Bunny Halftime Performance (Timestamps may vary based on advertisements.) #ClubSee omnystudio.com/listener for privacy information.

In this episode of Bowel Sounds, hosts Dr. Temara Hajjat and Dr. Peter Lu talk to Dr. Cynthia Akagbosu, a pediatric gastroenterologist and Assistant Professor at Columbia University Irving Medical Center, who is board-certified in pediatrics, pediatric gastroenterology, and obesity medicine. Dr. Akagbosu discusses indications, side effects, and types of endoscopic bariatric procedures in pediatric patients. Dr. Akagbosu has no conflicts of interest to disclose.Learning objectivesUnderstand the safety and efficacy of endobariatrics in children with obesity.Review the latest guidance on endoscopic and medical management for children with obesity.Discuss alternatives, side effects, and efficacy of endobariatric therapy.Support the showThis episode may be eligible for CME credit! Once you have listened to the episode, click this link to claim your credit. Credit is available to NASPGHAN members (if you are not a member, you should probably sign up). And thank you to the NASPGHAN Professional Education Committee for their review!As always, the discussion, views, and recommendations in this podcast are the sole responsibility of the hosts and guests and are subject to change over time with advances in the field.Check out our merch website!Follow us on Bluesky, Twitter, Facebook and Instagram for all the latest news and upcoming episodes.Click here to support the show.

Ekster Fall sale up to 25% off September 30, 2024 → November 7, 2024⁣ ⁣ https://partner.ekster.com/truecrime⁣ ⁣ Discount code: TRUECRIME ⁣ ⁣ Get 50% sitewide for a limited time. Just visit https://GhostBed.com/cox and use code COX at checkout.⁣ ⁣

In this episode of Excess Returns, we sit down with Bloomberg Opinion columnist Nir Kaissar for a wide-ranging conversation on markets, AI, interest rates, private credit, small caps, and the risks investors may be underestimating. Nir shares his unexpected predictions for 2026, challenges the consensus on Fed rate cuts, explains why high profitability may be putting a floor under valuations, and offers a thoughtful framework for thinking about AI, concentration risk, and the future of public versus private markets. This is a deep dive into today's most important investing debates, grounded in history and focused on what may come next.Topics CoveredNir's unexpected predictions for 2026 and why mass adoption of autonomous vehicles may arrive faster than investors expectWhy the consensus on lower interest rates in 2026 may be wrong and what the two year Treasury yield is signalingThe impact of tariffs, affordability pressures, and corporate margins on inflationWhy high corporate profitability may support elevated stock market valuations even if returns slowThe role of earnings growth in driving S&P 500 returns and why 2015 to 2024 may not repeatIs AI more like 1995 or 1999 in the internet cycle and what that means for long term investorsThe convergence of big tech companies around AI and the risks of a more zero sum competitive landscapeWhy companies staying private longer could hurt retail investors and distort public market indicesConcentration risk in the S&P 500 and what it means for long term portfolio constructionOpportunities and risks in small cap stocks, including the importance of quality screensThe growth of private credit markets and the hidden risks investors may not seeWhy Treasuries may still be the cleanest shirt in the laundry during a crisisLessons from 20 years of running strategies and what Nir has changed his mind aboutTimestamps00:00 Nir's 2026 predictions and the rise of Waymo05:00 Interest rates, Trump, and the outlook for Fed policy08:40 Tariffs, inflation, and corporate margins12:00 Valuations, profitability, and future S&P 500 returns16:00 AI compared to the internet era and long term investing lessons19:00 Public versus private markets and regulatory concerns32:00 Concentration risk and the Magnificent Seven39:00 Small caps, quality screens, and value opportunities47:00 Private credit risks and default cycles54:30 Nir's investment philosophy and 20 year lessons

Chris Gudmastad, Managing Director and Portfolio Manager of Private Credit at Loomis Sayles, returns to the podcast for a deep dive into one of the most important shifts facing institutional investors: the convergence of public and private credit. As the traditional lines between market segments continue to blur, Chris offers a practical and forward-looking view of how insurers can adapt their frameworks for liquidity, complexity, and relative value.   With more than 20 years of experience in private placements, structured credit, and insurance-focused investing, Chris walks through how capital structures are evolving, how new vehicles and secondaries are redefining liquidity, and how to apply a unified risk premium framework across asset classes. He also shares insights into organizational convergence and how teams at Loomis are collaborating across disciplines to underwrite complex, cross-market opportunities.   Whether you're refining your private credit allocations or evaluating new structures across public and private markets, this episode offers a grounded perspective on managing risk and return in 2026 and beyond.

In this episode, Adam Torres interviews Reza Rahman, President & Co-Founder of Ava, about building a credit tool designed to dismantle the “you need credit to get credit” Catch-22. Reza shares his first-generation immigrant journey and explains how Ava helps users become credit-visible through a credit-building card, rent and utilities reporting, and back-reporting up to two years of payments to the credit bureaus—helping people improve scores, access better financial products, and reduce interest and fees. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mike Johnson, Beau Morgan, and Ali Mac react to Lindsey Vonn being in a frightening crash after losing control within seconds of leaving the start house, clipping a gate with her right shoulder, and pinwheeling down the slope before ending up awkwardly on her back that left her with a broken leg and saw her taken to safety by a rescue helicopter for the second time in nine days. Mike, Beau, and Ali explain why Vonn deserves a ton of credit for even trying to compete in the Olympics this year after rupturing her ACL, and then close out hour one by giving their thoughts on Bad Bunny's Super Bowl Halftime Show last night.

What d'ya get when you mix 3 dozen eggs, 2 spooky boys, and a little dented-headed fuck named David? BULLSHIT, that's what (gottem). Dear David was brought to you by a ghost-lover named Glitch Blob who wanted to get spooky on a Sunday afternoon instead of playing Phasmophobia for the 9 millionth time. Who can blame him? With Captain Death at the wheel, you know Glitch is standing on the side of the road showing some leg, holding up a spooky little fucking baby, rocking him back and forth and telling him that he DEFINITELY won't drop him again. Brought to you by Adam Ellis and Buzzfeed's post-mortem department, we're definitely not just filming this for the clout (it's 9 years old after all). We're reading this because Glitch has been asking for FOREVER and it's ABOUT DAMN TIME we got into it. Let's talk ghosts. Let's talk spooks. Let's talk what it means to be the most memorable and interesting artifact still existing on twitter. Dear David(54:36) by Adam Ellis from TwitterIF YOU LIKE THIS EPISODE, JOIN US FOR MORE Spooky Splashes(tm) between myself and Glitch Blob COMING SOON, EXCLUSIVELY TO PATREON!!Support us on PATREON: https://www.patreon.com/LOTSA_PASTAAND KO-FI: https://ko-fi.com/lotsa_pastaMERCH: www.redbubble.com/people/elcapitanmuerte/portfolioYOUTUBE: www.youtube.com/channel/UCxoqIN-fkfdlmGEjWujypxwSOUNDCLOUD: www.soundcloud.com/lotsa-pasta/(But also available on all major platforms like iTunes, Spotify, Google, Amazon, etc!)FOLLOW ON FACEBOOK: www.facebook.com/LPCaptainDeathFOLLOW ON REDDIT: www.reddit.com/r/LotsaPasta/Featuring wonderful ambient music from our fam in Sweden: CryoChamber, givin' us all the ooky-spooky tunage. Follow: @cryo-chamberThank you!“Mirror Temple (Mirror Magic Mix)“ is not my song. I do not claim ownership. Credit and All rights are reserved by the owners.

Pre-history is by definition, undefinable as there was nothing written down. So why are we so intent on defining pre-historic civilization as barbaric, primitive, savagery?0:00 - intro5:57 - Dramatic Reading of The Everlasting Man Section 341:17 - A (not so) brief discussionThe Everlasting Man by G.K. Chesterton (1925)https://gutenberg.org/cache/epub/65688/pg65688-images.htmlPresentism - https://plato.stanford.edu/entries/presentism/This eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgCredit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

Cardiac Symptoms & Diagnostics: A Practical Guide for Primary Care Evaluation and Credit:  https://www.surveymonkey.com/r/medchat87 Target Audience This activity is targeted toward primary care physicians and advanced providers. Statement of Need This podcast will provide tools for clinicians to interpret cardiac symptoms accurate, utilize the right diagnostic tools resulting in early detection and improved management of cardiovascular disease. Objectives Discuss evidence-based criteria to determine when specific cardiology diagnostic tests are indicated.  Describe red flags that warrant urgent testing or specialty referral Differentiate between cardiac diagnostic testing and clinical indications. Moderator Monalisa Tailor, M.D. Internist Norton Community Medical Associates - Barret Louisville, KY Speaker Mostafa O. El – Refai, M.D., M.Sc., MBA Interventional Cardiologist Norton Heart and Vascular Institute Louisville, KY Medical Director, Norton Brownsboro Hospital System Medical Director for Quality Norton Healthcare Louisville, KY Planners, Moderator and Speaker Disclosure  The planners, moderator and speaker of this activity do not have any relevant financial relationships with ineligible companies to disclose. Commercial Support There was no commercial support for this activity.  Physician Credits Accreditation Norton Healthcare is accredited by the Kentucky Medical Association to provide continuing medical education for physicians. Designation Norton Healthcare designates this enduring material for a maximum of .75 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Nursing Credits Norton Healthcare Institute for Education and Development is approved as a provider of nursing continuing professional development by the South Carolina Nurses Association, an accredited approver by the American Nurses Credentialing Center's Commission on Accreditation. This continuing professional development activity has been approved for 0.75 ANCC CE contact hours. In order for nursing participants to obtain credits, they must claim attendance by attesting to the number of hours in attendance.   For more information related to nursing credits, contact Sally Sturgeon, DNP, RN, SANE-A, AFN-BC at (502) 446-5889 or sally.sturgeon@nortonhealthcare.org.   Resources for Additional Study/References Mesa CA Score Calculator https://ebmcalc.com/NoteRight3000/MESA.htm National Heart, Lung and Blood Institute – Coronary Heart Disease Diagnosis https://www.nhlbi.nih.gov/health/coronary-heart-disease/diagnosis Cardiovascular Risk Assessment: Practical Tips for the Internal Medicine Specialist https://pubmed.ncbi.nlm.nih.gov/41285656/   Date of Original Release | Feb. 2026; Information is current as of the time of recording. Course Termination Date | Feb. 2029 Contact Information | Center for Continuing Medical Education; (502) 446-5955 or cme@nortonhealthcare.org   Also listen to Norton Healthcare's podcast Stronger After Stroke. This podcast, produced by the Norton Neuroscience Institute, discusses difficult topics, answers frequently asked questions and provides survivor stories that provide hope. Norton Healthcare, a not for profit health care system, is a leader in serving adult and pediatric patients throughout Greater Louisville, Southern Indiana, the commonwealth of Kentucky and beyond. More information about Norton Healthcare is available at NortonHealthcare.com.

Protect Your Most Valuable Asset! Get FREE 30 Days of Triple Lock Protection & FREE Comprehensive Title Scan/History Report using our exclusive promo code MATT30 at http://www.hometitlelock.com/mattcox⁣ ⁣ Ross Mandell is a former Wall Street leader who faced a $140 million scandal but turned his life around.⁣ ⁣ Ross's Links⁣ https://rossmandell.com/⁣ https://shop.rossmandell.com/pages/sign-up⁣ https://www.instagram.com/rossmandell/?igsh=MXFtYnNhdHU0b3gxdA%3D%3D⁣ ⁣ Do you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7⁣ ⁣ Send me an email here: insidetruecrime@gmail.com⁣ ⁣ Do you extra clips and behind the scenes content?⁣ Subscribe to my Patreon: https://patreon.com/InsideTrueCrime ⁣ ⁣

What has life taught you? I've known people who went through life and never ever seemed to learn life lessons. They just made the same mistakes over and over and never seemed to gain any wisdom. If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him (James 1:5). Recognizing you lack the wisdom you need is step one, praying for wisdom is step two, and learning from your experiences, mistakes, journey, and from other people is step three in becoming a wise person. Here are some life lessons I'd like to pass along to you. Life Lesson No. 1: When you don't know what to do, just take the next small step. Life is full of turning points, small and large; times when you must make a decision but you're not sure about it. I'm not talking about black and white decisions, things that are clearly right or wrong. But other decisions like: Should I look for a new job? Should I offer to give this person some money? Is it time to sell my house? Of course, prayer is our first order of business when we're faced with decisions, and it's always helpful to seek advice from trusted advisors. But I've often found if I take the next small step and then see where that leads, I can usually tell whether it is the right thing or not. And sometimes I discover there really is no next small step; I would have to push and shove and maneuver to get to that next step. That's always a red flag for me that says, “Slow down; make sure this is a good step to take.” When I first believed God was leading me to begin this radio ministry, many years ago now, after praying about it for a few months, I remember thinking, “You've prayed about this for a long time now. Isn't it time for you to do something?” So, I made the first small step—a phone call that opened a door and began the process of beginning The Christian Working Woman program in August of 1984. As the Chinese proverb reminds us, every long journey begins with the first step. I think many people park-out at the starting line, thinking about what they might do, wanting to do something, but because of fear or double-mindedness, they never move. James says a double-minded person is unstable in all her ways (James 1:8). Double mindedness is that state of mind where you go back and forth and back and forth, but you never move forward! Reminds me of one of the Tater Family members. Dick Tater is the Father, but the one I'm thinking about is Hessie Tator. Hessie always intends to do something, but she hesitates and never takes the first step. You really don't want to be a Hessie Tater, so, don't be afraid to take that first step and see where it leads. Life Lesson No. 2: If you will live in today, rather than yesterday or tomorrow, you can make it! Jesus said, Do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own (Matthew 6:30). Most of our stress and depression comes because we live either in the past, with regrets and anger, or we live in fear of the future. God gives us the strength to cope with today, but we keep adding on the past and the future and wonder why we can't make it! Yesterday is gone. You can't change it; you can't make it better. Forget the former things; do not dwell on the past. See I am doing a new thing (Isaiah 43:18-19). If you continually dwell on the past, you will miss the new thing God wants to do for you. Yesterday is over; let it go. Tomorrow never comes. Today is the tomorrow you worried about yesterday! Fear of the future absolutely will stop you from the good things God has for you. Pray daily that you will live in today, and then you'll have the strength to make it through. It's a matter of changing your attitude and thought patterns. When we are worrying it's usually because our thoughts are out of control. I've written a book about that, called Think About What You Think About, because long ago I began to realize I had to learn to bring my thoughts under control. And I still have to consciously and intentionally monitor my thoughts and recognize when they're going where they shouldn't go—and then stop them! Change them! When you're living in yesterday or tomorrow, you're often allowing your thoughts to go where they shouldn't go. Life Lesson No. 3: Pay off your credit cards every month. Financial troubles affect every area of our lives, and most people's financial troubles begin with that plastic credit card. The credit card companies make it easier and easier for us to get a card and then they do everything to encourage us to use it, and then just pay the minimum each month. That is a recipe for financial disaster. No doubt some of you are in financial trouble now because you've got so much credit card debt. What do you do? First, stop using your credit card. If you're in credit card trouble, make yourself pay cash for what you buy, and you'll be amazed at how much more frugal you will be. We get so used to pulling out that credit card; it seems so easy—and then the bill comes at the end of the month, and our eyes pop out when we see how much we owe! Look at where your money is going and eliminate those things you don't absolutely have to have. Most of us have a very poor idea of just where our money goes. A good exercise is to keep track of every nickel you spend for a couple of weeks or a month. Just write it down and add it up. You may be really shocked to see how much you spend on stuff you don't have to have. Then stop buying things you really don't need until you have paid off those credit cards. And believe me, we all need a lot less than we think we do. Credit cards are convenient, especially for travel, but I've had a rule for years that I must pay off my credit card bill every month. I just refuse to pay any interest. That puts controls on what I spend. One of the biggest favors you can do for yourself is to wipe out that credit card debt, and then pay it off in full every month. Life Lesson No. 4: Save something from every paycheck. Frankly, I have not followed this principle all my life; I wish I had. The secret is to have money taken out of your paycheck or your checking account every month—before you see it. I don't care how small it is, make yourself start the habit of saving some money out of every paycheck, and put that money in an account you don't touch. Just forget it's there. Financial experts tell us we should have six months of expenses saved up for emergencies. Now, I know it will take you a while to get there, but you'll never get there if you don't start. Make yourself begin with your next paycheck to save some money, and teach this principle to your children. Of course, giving to God is the first thing we should do with our paychecks. He should get the firstfruits of everything he has given to us. As my daddy used to tell me, “Honey, you can't out give God.” The Bible has more to say about money than almost any other topic. That's because where our money is indicates where our heart is! I promise you, if you will pray about this and get serious about getting your financial house in order, you are going to be so glad you did. It will take so much stress and strain out of your life. I encourage you to do it. Life Lesson No. 5: Don't take yourself so seriously. No one else does. I often remind myself people aren't thinking about me nearly as much as I think they're thinking about me! Isn't it true that we often put ourselves under unnecessary stress by just taking ourselves too seriously! We worry about what others will think of us and that can become an obsession. What others think about you is not your business, so let it go! Here's the secret: Make it your passion to care very much about what God thinks about you. Pray daily that God will grow you into the mature Christian he wants you to be. Let God's Word reveal areas in your life that need changing, and then by God's grace, work on them. Care very much about what God thinks about you. But stop worrying about what others think. Stop imagining what they're thinking or saying. First of all, you'll never please everyone, no matter how hard you try. And secondly, have you ever thought about how wrong it is to care more about what people think of you than you do about what God thinks about you? Remember, it's not all about you; it's all about God and what he wants to do with your life. Don't take yourself so seriously. Also, it's really important to learn to laugh at yourself. I've discovered when I can make a joke on myself, it relieves the tension in a situation. I remember once showing up for a speaking engagement with two different shoes on. Don't ask me how I did it; I have no idea, except they looked somewhat alike, but they were different colors and different shoes. I looked down and realized it just before I was introduced to speak, and my first reaction was to try to figure out how could I get another pair of shoes in time to avoid looking stupid. Of course, there wasn't time, so instead, I pointed out my mismatched shoes, made fun of myself, everybody laughed, it broke the ice, and everything was fine. I often find myself worrying about what I'm wearing. Did I wear this to church last Sunday? Does this look okay? And I simply remind myself if I can't remember what I wore, surely no one else can. And who cares if they do? Just let it go! There are five life lessons which I pass on to you, hoping you'll benefit from some of the things I've learned along life's way. I'll complete this next week with five more life lessons. There's a book in the Bible that is chocked full of life lessons—the book of Proverbs. I have often suggested you read a chapter a day, and since there are 31 chapters, you'll read it through every month by reading the chapter that corresponds to the day of the month. Here are just a few nuggets from Proverbs you should pay attention to: A man of knowledge uses words with restraint (Proverbs 17:27a). Avoid a man who talks too much (Proverb 20:19b). Do not let your heart envy sinners (Proverbs 23:17a). Reckless words pierce like a sword (Proverbs 12:18a). These are just a few I picked at random from the book of Proverbs. Try reading a chapter a day. I promise it will give you life lessons that will benefit you greatly.

(0:00) Leroy Irvin and Cerrone Battle begin the show with an epic montage outlining the Patriots' journey to Super Bowl LX. The fellas take you to the Bay Area with today's musical theme for the show. The excitement of the Patriots being back in the Super Bowl cannot be contained.(11:39) Irvin and Battle re-live some of the biggest plays in Super Bowl history and rank them against each other. The duo pivot to analyzing the Patriots' offseason and how wrong everyone was for their low expectations for this team.(21:23) Who are the Seattle Seahawks? Leroy and Cerrone describe the mostly unknown NFC Champions and their path to the Super Bowl. (31:39) The guys give their opinions on Tom Brady's decision to not publicly back his former team ahead of the Super Bowl.-------------------------------------------FOLLOW ON TWITTER/X: @BostonLIrvin | @Cerrone_Battle | @jorgiesepulvedaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Some Canadians are waking up to a surprise: reduced credit limits, frozen lines of credit, or cancelled credit cards…even with solid credit scores and no missed payments. Banks are pulling back on credit, and a good score might not be enough to protect you anymore. Find out why lenders are reassessing risk, why they are closing unused accounts, and what these changes mean for your finances as we head into 2026. 00:00 – Why people with good credit are losing access to credit 02:30 – Real examples of credit cards being cut or reduced 05:10 – Why this isn't personal, it's structural 07:20 – How banks have shifted from growth to defence 10:00 – Rising credit losses and what banks see first 13:10 – The connection to the 2026 mortgage renewal wave 16:00 – Why credit scores aren't protecting borrowers anymore 18:50 – The "shadow cut": limits reduced without warning 21:30 – Common mistakes borrowers are making right now 24:10 – Practical steps to protect liquidity 26:40 – Why this is a credit cycle shift, not a personal failure Debt Relief Starting Point Free Budgeting Workbook Debt Relief Calculator Subscribe to Debt Free Digest Learn more about Canadian debt relief on the Hoyes Michalos YouTube channel Disclaimer:The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

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Inflation is breaking more than wallets — it's breaking credit, and the damage is spreading fast. Kerry Lutz and Paul Oster break down the growing stress on consumer finances as post-holiday debt collides with stubborn inflation and a weakening job market. Rising credit card and auto delinquencies signal that many households are running out of financial breathing room. Paul warns that Buy Now, Pay Later programs — especially when used for essentials like rent — are quietly damaging credit scores, particularly among younger consumers. He draws parallels to the student loan crisis, where roughly 25% of borrowers remain in long-term delinquency or default, underscoring a broader lack of financial planning. As everyday costs rise, even small credit missteps can sharply lower credit scores. Once scores fall below roughly 700, borrowing costs increase and mortgage access can disappear altogether. Kerry and Paul stress proactive credit monitoring, discipline, and planning as key defenses when life events like job loss or health issues strike.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction and Today's Topic00:38 Are You a Points Beginner?02:16 Setting Travel Deadlines03:32 Identifying Your Hurdles04:28 The Quest for Knowledge06:15 Applying Your Knowledge08:54 Advanced Points Strategies11:35 Community and Conferences12:54 Conclusion and Next StepsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.