Podcasts about Credit

Want more MTM Vegas? Check out our Patreon for access to our exclusive weekly aftershow! patreon.com/mtmvegas Want to work with us? Reach out! inquiries at mtmvegas dot com Episode Description This week the gambling tax battle continued as the new rules were passed and lawmakers are trying to reverse the decision. What changes are needed in the gambling sphere and will the recent tax deduction changes be reversed plus what else should Congress "fix" about gambling rules? In other #news Bellagio announced a new flagship restaurant to replace Picasso. It comes from a familiar name but will also feature a new boat dock and 33 foot yacht out on the fountains! We also discuss: 80s Wet N Wild, scooters on the Strip, Circus Circus 50% off offers, 4 Queen social media at it again, Nicco's insane 18 layer chocolate cake and how MGM may soon be automating baggage services. Episode Guide 0:00 Scooters return to the Vegas Strip 0:28 Bellagio's new yacht and iconic restaurant 2:59 Wet 'N Wild was so 80s good 4:16 Haunted Luxor ride? 5:22 Circus Circus 50% off offers 7:36 Aviators incredible new Nevada hat 9:18 4 Queens / Binion's social media does it again 10:48 Groupon Vegas City Pass deal - Is it worth doing? 12:45 Nicco's insane 18 layer chocolate cake - Only $12? 14:02 More robots? Automated baggage coming to Vegas Strip 16:02 Fair Bet Act trying to reverse new tax rules 17:30 Raising the gambling handpay threshold? 18:45 Credit cards and casinos don't mix  Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!

SHOW OPEN. Keith talks about how the walk-off win against the Mariners was the best win of the season and gives credit where credit is due. SHOW OPEN.

-More Cyberpunk 2077 anime on the way: https://www.cyberpunk.net/en/news/51617/cyberpunk-edgerunners-2-is-now-in-production -Xbox Layoffs Aftermath: https://www.eurogamer.net/job-losses-studio-closures-cancelled-games-what-we-know-about-xboxs-devastating-wave-of-layoffs -Ubisoft's eula scandal? Not that uncommon.  https://tech4gamers.com/ubisoft-eula-destroy-all-copies-game-goes-offline/ -Credit to this person who is likely blind now. Here's a list of a bunch of games/studios that have the same/similar language in their eula https://www.reddit.com/r/gaming/comments/1luzm0v/list_of_games_whose_eula_ask_to_destroy_all_your/ -I played minecraft for the millionth time… and it's still just as fun. -_-  -Now with copper golems! which is the same as iron but copper colored -Chuck E. Cheese launches Chucks Arcade: https://www.chuckecheese.com/tyler-tx/blogs/chuck-e-cheese-launches-chucks-arcade-a-classic-brand-extension-ushering-in-a-new-era-of-modern-arcade-gaming/ -I played minecraft for the first time, and i dont get it.   

TODAY, on 07/10/25 PEAX is having a Limited Drop on Dyneema SOLITUDE 4 TIPIS and use code "GRITTY" to get 10% OFF! -------------------------------------------------------------------------------------------------------------------- WE RECOMMEND GEAR THAT FLATOUT WORKS. Buying gear using the links and codes below directly supports the GRITTY TEAM. ____________________________________________________________________

Shannon Sharpe, Chad “Ochocinco” Johnson, and Joe Johnson discuss why Tyrese Haliburton isn’t getting the credit he deserves as an NBA superstar. Meanwhile, Unc and Ocho argue over who’s stronger—and now they’re planning a weightlifting showdown to settle it once and for all on Nightcap! 47:46 - Iso Joe on his Big 3 injury 51:12 - Ocho lifting 315 in the gym 1:02:20 - Hali not getting enough credit? 1:12:30 - Unc vs Ocho lifting competition (Timestamps may vary based on advertisements.) #Volume #ClubSee omnystudio.com/listener for privacy information.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction 00:24 Using seats.aero for Flight Searches03:00 Finding Direct Flights with FlightConnections06:17 Maximizing Hotel Points with rooms.aero10:30 Tracking Transfer Bonuses with UpgradedPoints13:03 Deep Dive into point.me for Specific Flight Searches18:06 Handling Edge Cases and Airline-Specific Searches25:01 ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, welcomes Isaiah Toback, Partner and Deputy Co-CIO at Castlelake, for an in-depth conversation on asset-based private credit. Isaiah shares his journey from structured finance to Castlelake, offering unique insight into how the firm has built its strategy from the ground up as a pure-play asset-based investor.   Together, they explore the structural shifts driving the growth of private credit, including regulatory changes, the rise of non-bank lenders, and the growing need for alternative funding sources. Isaiah breaks down how Castlelake approaches portfolio construction, risk management, and customization—particularly for insurance investors with specific liability and duration targets. This episode is a must-listen for insurance professionals looking to understand the future of asset-based finance and what makes this sector both complex and compelling.

Host Amar Reganti is joined by head of financial reserves management Alyssa Irving to discuss the state of commercial real estate lending, focusing on CMBS, private credit, and evolving market dynamics.2:00 What is financial reserves management?3:05 Early days of the commercial real estate lending5:30 Similarities and differences with the current CMBS market7:45 Effect of private credit9:50 Valuations and risks of CMBS13:00 How can investors gain exposure?14:30 Esoteric securitizations

Haley Staack is a renowned Appalachian paranormal investigator, spirit medium, herbalist, and folk magic practitioner. Haley shares real paranormal encounters from the Appalachian mountains with hosts Jeni Monroe and Tressa Slater, plus, dives into ancient folk magic practices, and explains how she communicates with spirits using ancestral traditions and natural remedies. Learn about Appalachian witchcraft, haunted locations, and spiritual rituals passed down through generations. Whether you're fascinated by ghost stories, spirit communication, or Appalachian folklore, this episode offers an unforgettable journey into the supernatural. Mystics & Hollers - Monsters Lounge Podcast Haley Staak's links:https://www.haleystaack.com/https://www.instagram.com/haleyshauntsandodditieshttps://www.facebook.com/haley.staack/ Find all Monsters Lounge info and links here:https://www.monstersloungepodcast.com/https://linktr.ee/monsterslounge(and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW) Join us, and spread the word about the Cryptid Womens Society!https://cryptidwomenssociety.com/cws-tressa/-Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge-Special thanks to Dave Schrader and The Paranormal 60 Network PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW Factor Meals - Get 50% off your first order & Free Shipping at ⁠⁠www.FactorMeals.com/p6050off⁠⁠ & use code: P6050off at checkout Mint Mobile - To get your new wireless plan for just $15 bucks a month, and get the plan shipped to your door for FREE, go to ⁠⁠www.MintMobile.com/P60⁠⁠ Shadow Zine - ⁠⁠https://shadowzine.com/ ⁠⁠Love & Lotus Tarot - ⁠⁠http://lovelotustarot.com/⁠⁠ PLEASE RATE & REVIEW THE PARANORMAL 60 PODCAST WHEREVER YOU LISTEN! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this illuminating episode of An Educated Guest, host Todd Zipper sits down with Joe Ross, CEO of Reach University, a pioneering non-profit college. Joe shares his compelling personal journey to education leadership and unpacks Reach University's groundbreaking model, which literally "turns jobs into degrees" to address critical talent shortages, particularly in teaching. He explains the "ABC's" of the apprenticeship degree – Affordability, being Based in the workplace from day one, and earning Credit for learning at work – fundamentally flipping the traditional education pipeline.The conversation delves into how this innovative approach delivers traditional bachelor's degrees for as little as $75 a month (after aid), enabling students to graduate debt-free. Joe provides surprising early data showing that graduates of these work-integrated programs often outperform and have higher retention rates in their jobs. They discuss the systemic barriers holding back apprenticeship growth in the U.S., Reach's vision to scale this model nationwide for 3 million enrollments, and why this "job-first" pathway might be the future of accessible, outcome-driven higher education.Key Takeaways from this Episode:Transforming Education for Shortages: Discover Reach University's groundbreaking model, which "turns jobs into degrees" to directly address critical talent shortages, particularly in the U.S. teaching profession.Debt-Free Degree Pathways: Learn how students can earn a traditional bachelor's degree for as little as $75/month (after aid), making quality higher education genuinely affordable and debt-free.The "ABC's" of Apprenticeship Degrees: Unpack the three core tenets of this innovative model: Affordability, being Based in the workplace from day one, and earning Academic Credit for on-the-job learning.Superior Outcomes from Earn-and-Learn: Hear surprising early data indicating that graduates of these work-integrated programs often perform better in jobs and have higher retention rates with employers compared to traditional graduates.A National Catalyst for Apprenticeship Growth: Explore Reach University's ambitious vision to scale this model nationwide, aiming for 3 million apprenticeship degree enrollments in the U.S. within a decade across various high-demand fields.About Our Guest:Joe Ross is the CEO of Reach University, a non-profit college dedicated to advancing the apprenticeship degree. His work focuses on creating accessible, affordable, and work-integrated pathways to high-demand careers, particularly in education and healthcare.

From packing strategies to cultural etiquette, this comprehensive guide covers everything you need to know for a magical European adventure.1. Packing Light and SmartPack less than you think - You'll be navigating cobblestones, stairs, and trainsChoose neutral-colored clothing for easy mix-and-match optionsInvest in comfortable, versatile shoes for extensive walking on stone surfacesDon't forget multiple EU plug adapters (different from UK adapters)2. Embracing European PaceDining is slower - tables are yours for the evening, not rushed turnoverShops may close midday and reopen later, many close SundaysPublic transportation varies by country - allow extra time to figure out systems3. Money and Payment SystemsEuros accepted in most continental Europe (except UK uses pounds)Credit cards widely accepted - notify your bank before travelingUse bank-affiliated ATMs for better exchange rates and securityPublic restrooms cost €0.50-€1.00 (often accepting cards)Choose dynamic currency conversion at ATMs for better rates4. Staying ConnectedWiFi is common throughout EuropeDownload essential apps: Google Maps offline, translator, WhatsAppScreenshot important information in case you lose service5. Cultural EtiquetteLearn basic greetings in the local languageBe curious, not critical about different customsYou're a visitor - adapt to local customs, not the other way around6. Flight ExpectationsOvernight red-eye flights are standard (7-10 hours)Jet lag is real - expect to feel off for 1-2 daysHydrate well and bring travel comfort itemsExpert TipsPlan laundry service rather than overpackingDon't plan everything - ask locals for restaurant recommendationsBuild in extra days when arriving and returning homeConsider guided tours with companies like Adventures by Disney or CIE ToursKeep Travelling – Your African VacationInsightful interviews with Africa's tourism professionals - Great giveaways from 5* guestsListen on: Apple Podcasts SpotifySupport the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/new Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

Send us a textComing off a long July 4th weekend, I'm diving into three quick updates for creators: new studio monitors from KRK made specifically for podcasters and video editors, a leaked Spotify program offering $5,000 in ad credits for video uploads, and details on this year's Podcast Movement conference in Dallas.A Word From Our Sponsor:This episode is sponsored by Riverside.fm – With Riverside you can record high quality audio and video podcasts remotely. Use promo code CLIPPED for 20% off.

People in the credit business are starting to see just how much AI can do for them. It can improve profits and lower defaults. It can predict demand for new services. It can see past credit scores and comprehensively assess lending risks. That's why AI's role in credit is only going to get bigger going forward. Some people are very excited about that. And some are very worried. AI will lie unless you tell it not to. It will collude on pricing with other AI. Experts say those are a couple reasons why we need to proceed with caution and better understand potential hazards.   Read an outline of the keynote speech at the 68th Economic Conference by UC-Berkeley professor Adair Morse, “AI Innovation for Credit: Frontiers of Benefits & Red Flags.” Watch a recording of the speech.

Set the mood with 1 hour of park ranger horror stories accompanied by dark ambient music. Get ready to be spooked with these creepy tales!

Credit and high yield had a good 1H, shaking off tariffs and a spread rout with a strong recovery. Will 2H be as strong, and why? Thomas Samson, high yield portfolio manager at Muzinich & Co., joins Mahesh Bhimalingam, Bloomberg Intelligence's global head of credit strategy, on this episode of the Credit Crunch podcast, to discuss the results of BI's 3Q High Yield Investor Survey, along with the market outlook. They also talk about dollar flows into euro-denominated assets, the trade war's effect on market dispersions, and how private credit and loan markets are influencing high yield and default rates in 2H. They cover investor positioning, sentiment, key return drivers, supply forecasts and relative value across asset classes (high grade vs. junk), geography (Europe vs. US), ratings and sectors.

WE RECOMMEND GEAR THAT FLATOUT WORKS. Buying gear using the links and codes below directly supports the GRITTY TEAM. ____________________________________________________________________

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Logan02:44 Getting a Visa to Move to Japan05:10 Flying to Japan on Points13:04 Navigating Tokyo's Airports and Transportation19:05 Accommodation Tips in Tokyo25:38 Exploring Tokyo: Districts and Attractions30:27 Day Trips and Nature Escapes from Tokyo32:59 Japan Experiences and Etiquette36:44 Final Tips You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Logan at:➤ Instagram: https://www.instagram.com/logan.hobby/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/She went from bankrupt to millionaire, and now she's helping others do the same.Meet Daija Hopson, the newest member of our Millionaires Club, who turned her personal setbacks into a 7-figure credit repair business! Daija opens up about her journey from bankruptcy to building a credit repair empire. She shares how she managed to build a thriving business all by herself. From offering free services to build trust, to leveraging offline marketing tactics like door knocking and building strong community ties. Daija also reveals how she scaled her business and created a team that supports her mission to change lives.Ready to hear how she did it? Tune in now!Key Takeaways:00:00 Intro 01:50 Receiving the Millionaires Club Award 03:09 Daija's Background04:58 Starting a Credit Repair Business10:06 Building a Successful Affiliate Network 13:33 Getting Your First Clients15:03 Daija's Most Memorable Client16:29 The Credit Card Playbook 19:18 Mistakes Credit Repair Entrepreneurs Make 21:34 Daija's Best Marketing Tactics 25:08 Daija's Favorite Credit Repair Tactics  30:30 Rapid Fire Questions 32:53 OutroAdditional Resources:Daija's Business IG: https://www.instagram.com/luxury_creditco/Daija's Personal IG: https://www.instagram.com/coach_daija/Daija's Website: https://www.luxuryconsultinginc.com/Get a free trial to Credit Repair CloudGet my free credit repair training  How Alicia Ault Went from Helping for Free to a Million-Dollar Credit BusinessMake sure to subscribe so you stay up to date with our latest episodes.

BOSSes Anne Ganguzza and Danielle Famble tackle a crucial and often uncomfortable topic for voiceover professionals: money and debt. Prompted by Danielle's recent experience with an unexpected studio investment due to a flood, they delve into whether voice actors should go into debt to fund their careers. This episode explores personal relationships with debt, strategic financial planning, and the importance of financial literacy in building a sustainable voiceover business. They emphasize distinguishing between impulsive spending and calculated investments, advocating for a data-driven approach to financial decisions.   00:00 - Anne (Host) Hey bosses, Anne Ganguzza here. Are you ready to take the next step in your voiceover career? At Anne Ganguzza Productions, I specialize in target marketed coaching and demo production that gets you booked. If you're thinking about elevating your performance or creating an awesome demo, check me out at anneganguzza.com.  00:21 - Speaker 2 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss a VO Boss. Now let's welcome your host, Anne Ganguzza.  00:40 - Anne (Host) Hey everyone, welcome to the VO Boss Podcast. I'm your host, Anne Ganguzza, and you are here with the Boss Money Talk series, and I am here with Danielle Famble. I am so excited, Danielle. It's been so long I feel like it's been an age since I've spoken to you. Hey.  00:56 - Danielle (Host) But it was just last month. Yeah, I know it hasn't been that long, but it's good to be back.  01:01 - Anne (Host) Yay, and you know talking about. One of our favorite subjects is money, money, money, money. And speaking of, I noticed you're in a sparkly new booth there, oh, this whole thing it looks like a.  01:12 - Danielle (Host) Studio Bricks. To me this is a Studio Bricks One Plus booth and I've had it for a little while now and, yeah, it's great.  01:23 - Anne (Host) Well, having investigated those studios myself, I do know that's quite an investment it is quite the investment.  01:31 - Danielle (Host) It is an investment that I took quite a long time to get to. It was not an impulse buy, but it was a purchase of necessity.  01:41 Sad news is my apartment flooded and I lost my previous apartment and also booth along the way, and so it was time to get a new booth, and I knew exactly what I wanted to get. Is there insurance for that sort of thing, like for my apartment? And so it was. My previous booth was reimbursed essentially the cost of that booth, but it was not. It was a less expensive booth than this one, obviously, so there was a delta that I had.  02:16 - Anne (Host) So you do have. Yeah, so you did. You did have some, you did have some recovery money for that but you know, it, it. It poses an interesting question. You know you, it seems to, I did yes voiceover talent. Or should you know people that want to get into the voiceover industry go into debt to pay for something like a booth or to pay for their entrance into the industry? I think that would be a good topic to chat about.  02:54 - Danielle (Host) Yeah, that's really interesting. I mean, you hit the nail on the head for me. Obviously, my apartment flooding was an unexpected expense, so therefore, the emergency fund really came to be used for its intended purpose. And I you know that's a really good question, because not you don't always have the money to go after the necessities of your dreams. You know, a booth like this is quite a big investment, or even things like your demos or your equipment microphones, coaching, all of those things.  03:28 It costs quite a bit of money. I, because of my personal experience with debt and getting myself out of debt, I am pretty debt averse, so I choose to have my emergency fund pay for the things that are knowable expenses when it comes to building a life and building a career. That's what I try to do. But I can see a reason why there are ways to use debt to your advantage if you know what you're doing. But for me personally, I try to not use debt, especially if I know that something big is coming. Obviously I didn't know that I needed to get a studio bricks, you know when my apartment flooded and also moving and those kind of costs that were incurred and the stress of it all. I was living in a hotel for three weeks because I did not have a place to live. So obviously those things you know. If you don't know and you can't incur those costs because you can't predict it then debt is a tool that can be used.  04:31 I'm just debt averse, and so I try to use other tools before utilizing the lever of debt. But what do you think, Anne?  04:39 - Anne (Host) Yeah, I mean, I think really, it a lot of it has to with and we had talked about this before if you have any type of money blocks, if you grew up with a certain set of beliefs about money. Yeah, I think that I also have been in a position where I've had debt, I've had to pay off, and I don't like to be in a debt situation. Sure, and, if possible, I really encourage everybody to just create that savings account and we've talked about this before the high yield savings account, which I think is really great. But you know, I mean, banks have business loans for a purpose, right, because we are a business. Now, I think, because we are a business that sells our voice, right, we tend to think it's much lower upfront cost, right.  05:26 Then, some businesses, when you have to invest and buy God forbid, you have to rent like a storefront and then you have to buy inventory. So, I think, with the advent of technology and online businesses, people have maybe, maybe it's come to be like a false sense of, hey, it doesn't cost a lot of money to invest in. Let me just open an online business, which is where voiceover tends to fall. However, there's, there's costs that you know you incur in this business and we've talked about that. I mean, there's absolutely your equipment, your studio and, of course, your voice is a cost, because you've got to be able to get jobs with your voice, and so in order to create the best product out there, you've got to train that voice, You've got to have products that showcase that voice, like coaching and demos, and so website and things like you know yeah, and so I am initially adverse.  06:25 However, I think there are, as you mentioned before, calculated strategic ways that you can invest in your business and make other people's money work for you. And you know, one thing comes to mind where my husband took out a loan because there was an offer of a 0% interest, which you know I mean gosh back when we did have some debt. I mean we were great at juggling those 0% interest cards, right, because we didn't have to pay our money in interest. And so he saw an offer and because he wanted to have some extra cushion in the overdraft account, he said let me take out a loan and so let me let me open this credit card, right, so for a certain amount of debt. And and there it sat, and all of a sudden I noticed that my credit score kind of dinged down like a point. I went, hey, what's this? What's this new credit card where there's a certain amount of debt in there and not that had been used, but there was a certain. It was just a new credit card. And he said, oh yeah, I took that out just for overdraft protection, which I think is absolutely fine.  07:33 However, I didn't like my credit score being dinged. But either way, I said well, look, because I had such a good experience with a high yield savings account, I said why don't you just take that chunk of money and throw it into a high-yield savings account? Because, first of all, you're not going to get charged any interest for about a year. So if you calculate the going rate on a high-yield savings account, which right now is about 3.75, I think mine was up at 4.35 at one percent at one point, but I mean it's still really good. And if you have even a few thousand dollars right that you can invest into or put that into the high yield savings account, you leave it in there for a few months and you don't use it. That generates money for you. And that's the thing.  08:16 I kept seeing this credit card and he wasn't using it. He was just using it for cushion, to just sit there. And I'm like well, have it sit there in a high yield savings account so that in a year, once it starts, you know, charging interest, we can have made a few thousand dollars and then way we can pay off the small amount of, you know, credit card debt that we have right now. And to me that would be a strategic way and, believe it or not, like he and I I mean we. I mean, one of the reasons why we're still married after all these years is that we very rarely have financial fights.  08:45 I truly believe that to be the case, but we always we had our own accounts. We, you know, basically have just remained that way throughout our marriage because, you know, we got married a little bit later in life, so I always had my own account, I had his account, and we just created a new account where we pool the money in for, like vacations, and so, you know, we basically live our lives trying to be debt free, and so this is just one of those things because he's really good at finagling those zero percent credit card rates, I'm like, well, at least put it in a high savings yield account. I think that that's a great way to strategically use maybe the bank's way of making money right to generate money that we can pay off our own debt, and I think that might be a strategic way.  09:29 - Danielle (Host) I like that.  09:30 - Anne (Host) Because that might be able to fund your next booth or fund your next microphone or fund your next demo Right.  09:37 - Danielle (Host) Right, right. What I appreciate about that is you were using cold hard facts, right. You were using logic, you were using numbers and you were able to calculate what makes the most sense. Let's just say I need to take out a loan for $10,000,. Let's just say and I've got a 12% one-year interest-free amount of time Okay, I know that it's $10,000. I know that I've got a year to pay it back. Can I reasonably pay back the full $10,000 in the 12 months?   10:33 that's $3,000 to $4,000. You can invest in a. With data. I say go right ahead. But on the flip side of that, if you're looking at this from a place of like scarcity fear, you're not really sure if you can pay it back. Then you're likely putting yourself in a long-term revolving door where you'll need to open up another line of credit to then pay off that line of credit and then you're not building money. You're actually a victim of the bank, instead of using the banks in the way that they're using us, which is to use us to make money, you know, and interest in everything else. So you know.  11:10 For that reason, yes, but that means you have to be super dialed into the logic and the data and the numbers and the facts, and I feel like I fear that some people don't do that, and then they enter into these with, like the hope that they will be able to pay it off, and hope is not currency.  11:28 So that to me is oh that's the words of wisdom right there Hope is not currency.  11:33 - Anne (Host) I love that, Danielle 11:34 - Danielle (Host) Hope is not currency and I feel like if we're, if we're trying to hope our way by using debt as a tool, that is a recipe for disaster. But if you know that you can keep yourself financially in a good place and even actually in a better place where you can make money on other people's money, go right ahead.  11:56 - Anne (Host) You know that's so funny. I'm so glad that you brought this home and gave that perspective, because I think it really makes a lot of sense. And I'll tell you what. It was something that I was. I never really thought about using the banks to make more money because I just was never into financial money like investigation, like that, before, until I started my own business, in which case now it became very important that I had money and that I was able to keep my money or pay you know, pay for my business, right, pay the expenses of my business, especially having you know people that work for me, and paying you know my agency and all that sort of thing, so actually having like money in and money out.  12:41 I then all of a sudden really had to take a hard, cold look at my money, which I think everybody that does this for a living needs to do, because, again, we are businesses and we Anne forget that. As easy as it sounds to have to do this right, to just get on our studios and audition and get jobs and make money and or invest some money, it's really a business and you've got to take a cold, hard look at numbers in order to make it worth your while and to make it sustainable and to grow, and for me it's something that it was like an epiphany almost. I'm like, hey, why don't we do this? Because I had a good money experience here investing this and then I thought to myself gosh banks do that to us all the time. They're making money off our interest. That's exactly how it works. I'm like why can't I do the?  13:32 - Danielle (Host) same thing. Yeah, and it's interesting because the thing is banks whenever we're like doing a loan, getting a loan with them or anything else, they are investigating into us because they have a business model that they know works, so they're utilizing their data to make sure that giving us a loan makes sense for them. We have to do the exact same thing when we're looking at utilizing debt, because a bank would never just say, oh yeah, I mean I hope it'll get paid back, I hope you'll pay us. Mean, I hope it'll get paid back, I hope you'll pay us back.  14:03 - Anne (Host) I hope you'll pay it back.  14:04 - Danielle (Host) They aren't going to do that. That's why, after a certain amount of time, the interest is so high it's so much higher than you would make on your high-yield savings account because they need to ensure that they are getting their money back, plus some. We can do the exact same thing, but it goes back to making sure that you are tracking your numbers. You know your data.  14:28 - Anne (Host) You can look at historical data and you know the risk and you know the risk. I think that's an important component of if you're going to play. If you're going to play like that, you have to know the risk. Now, for us, the risk in a high yield savings account is so much less than, let's say, the stock market. I have to keep my eye on all the time and make sure that that interest rate I mean, at one point it started above 4% and now it's down at 3.7 something percent. But keeping your eye on that and then keeping your eye on the track record, how long has it been at this?  14:51 And every month I'm checking my high yield savings account so that I can say, okay, this month I made X amount of dollars, which is really great, because I just continue. It just makes me want to put more money into my high yield savings account and there is a cap on it. So you do have to know those things as well. Right, you can only put so much money into that high yield savings account. Well, guess what? I'm opening up a second one so you know when you've gotten to that point where you're making that investment. And that's where, danielle, I feel that I'm very, very fortunate, grateful and worked very hard to feel like there's my financial cushion Should something like a disaster happen.  15:29 I mean, and I'm you know fires here in Southern California are a thing you know if something were to happen, I would have that money and also that's money that's kind of earmarked for retirement as well. But I also have a different retirement account for that, totally.  15:44 - Danielle (Host) You've got all these different buckets for as your emergency fund, but then you're using what I like about this. What you just said is that for me, anyway, using my emergency fund and then also using the money of the interest that's being made and my emergency fund it's in the high yield savings account I'm choosing to be my own bank, so I'm using the money that I'm making as the interest. Also, I'm dipping into that emergency fund because that's what it's for, and all I need to do is either just pay my loan back my loan to myself, pay that back to bring my emergency fund back, or let the high yield savings account let the interest pay that back for me over time. Yeah, so there are ways to sort of like make it work. But you know, if you don't know what the numbers and the data and everything looks like and you're not making these informed choices and decisions by using debt, it really can, you know, become a problem. But we can also become our own banks.  16:43 - Anne (Host) Money is and also when it comes time to. You know, most recently, I just invested in a new agency to do some work for for my brands, and it was a considerable investment and it was a risk. Again, it was one of those things when we talk about taking risks. It was a calculated risk and a strategic risk because I looked very closely at the amount that I was going to have to invest and for how long. So I always want to say that I need an escape route.  17:33 Right, if you invest in something and you don't want to have recurring payments, that kind of thing. Right, you don't have recurring debt. Right, just like debt, you have to pay every month and you have to pay a particular interest charge. You don't want to have recurring debt and I try to not have any of that happening at all. But if there is recurring debt that would be like oh, I'm paying off a bill or I'm paying off like a service and it goes for so many months and it's this amount of money. Well, make sure that you've accounted for that within your business and you have the money in case your business is not making the money. Right, and that is one thing that allows me to continually invest in my business take risks and then move forward.  18:14 - Danielle (Host) You have to. You have to constantly be looking at that. This is not a job, a career in any business, business, really, where you're just doing the passion, the thing that you really enjoy doing. There's this entire other operations and data management and education aspect to it that you constantly have to be investing in, and the investment isn't always financial, it is in time, it is in learning, it's in investing in yourself, it's investing in the person and the entrepreneur that you want to be in the future. And yes, money powers that, but it's not always a financial investment. So, really, just make sure that you are able to take the time to do that, to take the time to invest in yourself, and you know the ramifications of it. But debt is I'll go back to this debt is just a tool that you can use. So use your tools wisely. Maybe you need to use other people's money, maybe you use your own currency, but there are ways to grow by utilizing debt. You know, I still try to be. I try to be the bank first and then, sure.  19:24 - Anne (Host) Well, I don't like owing money. I mean I'm that person like at the end of the month, man, pay it off, just pay it off, just get. Although you know there there is, you know when you talk about it, when you take out loans like a car loan or a home loan, I mean that does establish better credit. And so you know, not having like not having credit at all can hurt you Exactly. And so not having some debt or a loan can can hurt your credit. And so it's that game of playing like paying it all off is great, but sometimes it damages your credit If you don't have enough credit open because the banks think, well, I mean it's good that they've paid. What is that? What is the mentality behind that? It's good that they pay off everything, but why is it that you need to have a credit card in order to have better credit?  20:09 - Danielle (Host) That goes kind of back to like for me. That goes back to my history and psychology with money and debt. I was just flat out told debt is wrong, Credit is wrong, it's bad, don't use it. And so when it was time for me in my mid-20s to get a credit card or at least try to make bigger purchases, I had no credit history there was no record.  20:34 So you can't show that you are credit worthy. Until you have a history, until you have credit. And it is this cycle that you really need to understand. And since I was completely ignorant of that because I was just told it's bad, don't play that game. I was at a disadvantage. So you do need to be in it to utilize it, sure, sure, but if you don't, then you're not going to be able to show that you're credit worthy.  21:05 So so, it's a, it's a it's. It's an interesting thing and I think really it should start with education.  21:10 I wish I was educated on it a little bit earlier in life so that I could have a longer amount of time to show hey, I am credit worthy, I am paying my bills on time, I am paying my debts off, and and here's my history of being able to do it it's it's interesting are ways. I think there are ways to learn about it and not get burned, so that you can have a positive experience with money and debt instead of just not knowing or having worse, having fear about it.  21:40 - Anne (Host) I think you make a valid point there and I think I personally, having come from an education background, really believe that financial education should happen in like grade school. Oh yeah, I mean in grade school.  21:53 And there should be, because there's so much, I think, fear For me. I always said it was denial Right, because when I got my first credit card I was like, woohoo, you know I can go and you know, buy this, I can buy anything I want. And then all of a sudden it's like, well, wait a minute, I've got this thing called interest, and why do I have to pay this extra money? And it was interesting because I wasn't really educated in high school about credit cards or finances or really much of any of that, and so it can get out of hand. I mean, I literally just had such a shopping spree with that credit card thinking, oh my gosh, well, I've got a job, I can, you know, I can pay this. But then it can get out of control, it can spiral quickly. You know, I think if I were educated a little bit, I think really the best education that I have gotten recently is having my own business, because for a long time and I think a lot of people might feel the same here it was denial right. I would get that credit card statement at the you know every month and I'd say, okay, all right, it went up a little bit, I can pay that by. You know, all I can do is pay a little bit more every month, and it just was one of those things where I kind of stopped looking. I was like, yeah, here, here's my card.  23:02 And I think denial is a form of fear.  23:04 Oh yes, it is a fear of really looking at the real numbers and seeing what's there.  23:10 And I think, for voice actors just getting into this industry, there are investments We've talked about this in our past episodes investments that you have to make, but they're minimal compared to, let's say, a storefront that requires inventory, but they're still investments, and so, therefore, you do have to be willing to take a risk and make an investment in your product, and that means good coaching and experience having a business.  23:36 That's also something that I think is priceless. Can you really pay for having a business experience like having a voiceover business? I think if I had really succumbed to my fears in the first couple of years, where I wasn't making a whole lot of money, I would have given it up. I would have given up my career and said I'm not making any money and so, therefore, maybe this isn't a viable business for me. So there's that, I think, that balance between taking the risk and then if I had had a financial cushion back at that time when I was taking the risk and then if I had had a financial cushion back at that time when I was taking the risk, I think I could have grown my business much faster.  24:12 - Danielle (Host) Your financial cushion we go.  24:15 You know this goes back to earlier episodes where sometimes your day job or you know other things that you are doing to make money outside of voiceover or outside of this business is your financial cushion, and that's a wonderful thing to have.  24:28 So don't look at it as a detriment. Look at it as something that you are using as another, one of those tools to be able to further your investment in yourself, in your business, in your coaching, in all the things that you would need to support yourself in this business, to support yourself in this business. There are so many different ways to fund this dream, this business, this career. It doesn't have to just be one tool, but you really do have to stay on top of understanding how to use a tool and what it's going to cost you in terms of paying it back or what you're going to gain from it in terms of you know, using the interest If you are using a line of credit, for example how you can really win. That's really what it is is. You can take risks, but it's a calculated risk so that you can make sure that you always are in the winning position.  25:19 - Anne (Host) You want to win. Win that game. Yeah, absolutely, because it's scary to not be in a winning position. For sure, that is for sure. Wow, absolutely, because it's scary to not be in a winning position. For sure, that is for sure. Wow. What a great conversation, danielle. I really appreciate it. Gosh, I love talking to you about money.  25:32 - Danielle (Host) I love talking about money, so let's keep doing it.  25:35 - Anne (Host) Oh gosh. Well, thank you so much. And, bosses, I'm going to give a great big shout out to our sponsor, ipdtl. You too can connect and network and talk money like bosses. Find out more at IPDTLcom. Bosses, have an amazing week and we'll see you next week. Bye.  25:53 - Speaker 2 (Announcement) Bye. Join us next week for another edition of VO Boss with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at VOobosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution with permission. Coast to coast connectivity via IPDTL.   

This week on Tech Life, we speak to the company behind an AI safe driving device that's fitted to thousands of delivery vans and fleet vehicles around the world. Using cameras and an onboard AI system, it assesses how safely a vehicle is being driven. And it warns both the driver, and their manager, if it spots a serious safety risk inside or outside the vehicle.Also this week, we find out about cargo drones parachuting humanitarian aid into parts of central Africa. And what can children tell us about AI ?We enjoy reading your messages about Tech Life. Please get in touch by emailing techlife@bbc.co.uk or send us a Whatsapp message or voice memo on +44 330 1230 320.You can use the same contact details to send us any questions you've ever wanted to have answered about quantum computers. We're hoping to gather up your questions and ask an expert about quantum computing for a future episode.Presenter: Chris Vallance Producer: Tom Quinn Editor: Monica SorianoImage: A photo taken inside a car of the road ahead and other road traffic outside. Credit: egon69/Getty Images

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Learn about the importance of early intervention with on-demand therapies and the potential role of emerging therapies in bettering patient care.  Credit available for this activity expires: 3/7/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/hereditary-angioedema-headlines-early-intervention-2025a1000hj8?ecd=bdc_podcast_libsyn_mscpedu

Spencer and Jamie break down all the major updates to the Chase Sapphire Reserve credit card and why military families should still consider it their top travel rewards card despite the annual fee increase to $795. What You'll Learn: Military Benefits That Make This Card a No-Brainer: How the Military Lending Act (MLA) waives the $795 annual fee for active duty, Guard, Reserve (on 30+ day orders), and military spouses Why the $300 flexible travel credit alone makes this card worth it How to potentially get multiple Chase Sapphire Reserve cards with fees waived on all of them Major Card Updates: Enhanced earning rates: 4X points on flights and hotels booked directly (up from 3X) New $300 dining credit for Chase Sapphire Reserve exclusive tables Changes to the Chase Travel Portal: goodbye 1.5¢ per point, hello selective 2¢ "Points Boost" New credits: $300 StubHub, $120 DoorDash annual credit, Apple TV+ and Apple Music through 2027 Rule Changes That Open New Opportunities: Relaxed 5/24 rule - you might be eligible even if you've opened 5+ cards in 24 months Modified lifetime bonus restrictions with new application screening Ability to hold both Chase Sapphire Preferred and Reserve simultaneously Essential Military Travel Benefits: Primary rental car insurance (rare among credit cards) No foreign transaction fees for overseas assignments Priority Pass lounge access plus exclusive Chase Sapphire lounges $120 Global Entry credit every 4 years Resources Mentioned: Episode 161: Complete military credit card benefits guide MLA Database: Check eligibility at MilitaryMoneyManual.com Learn how to Apply for Chase Sapphire Reserve: MilitaryMoneyManual.com Credit tracking apps: Max Rewards and Card Pointers Multiple CSR guide: multiple Chase Sapphire Reserves military Whether you're stationed overseas, PCSing frequently, or just want to maximize your travel rewards without paying annual fees, this episode explains why the Chase Sapphire Reserve remains the top recommendation for military families in 2025.

The Moneywise Radio Show and Podcast Monday, July 7th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

ITL ranks all the Houston GMs and debates how much credit (or blame) they deserve compared to the head coaches. In Figgy's Mixtape: a major update on the Central Texas floods, Texas says goodbye to paper temp tags, and more wild headlines.

Liam and Matt are joined by Suky Khakh from the Around the Console and Trek this Out podcasts, as we get emotional exploring classic Star trek: Deep Space Nine episode, The Visitor.   As usual you can find SPOCKLIGHT on: TWITTER - @spocklightpod INSTAGRAM – @spocklightpod FACEBOOK – https://www.facebook.com/spocklightpod/ EMAIL - spocklightpod@gmail.com Please Follow, like, share and all that good stuff.   You can find Around the Console @atheconsole on X and @around.the.console on Instagram, and Trek this Out @trekthisoutpodcast on Instagram, and can be heard at all good pod places. Credit for our wonderful theme music goes to the incredibly talented, Adam Johnston's, you can find more of his work at - https://adamjohnstonuk.bandcamp.com/ Our beautiful artwork was created by Stephen Trumble, see more at http://www.stephentrumble.com/

Discover breakthrough targeted therapies for IDH-mutant gliomas and transform patient care with evidence-based approaches.   Credit available for this activity expires: 7/2/2026 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/1002677?ecd=bdc_podcast_libsyn_mscpedu

Mina stalks her friend, Lucy, during a particularly lengthy sleep-walking event. Lessons from Dracula: Phil gives some quality parenting advice that should be adhered to while your children are still young.0:00 - intro3:34 - Dramatic Reading of Dracula Ch. 8 Pt. 1 Ep. 23725:09 - A (not so) brief discussionDracula by Bram Stoker (1897)https://gutenberg.org/cache/epub/345/pg345-images.htmlThis eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgOn sleep-walking: https://www.saatva.com/blog/why-do-we-sleepwalk/?campaign_name=Google_NonBrand_Blog_General&ad_type=dsa&funnel_stage=bofu&campaign_goal=conversion&target_audience=in_market&landing_page=blog&major_sale=evergreen&gclsrc=aw.ds&gad_source=1&gad_campaignid=18717278321&gclid=Cj0KCQjwvajDBhCNARIsAEE29Wp5ZyVTUV9OuGWduPqJKi-bMRISnGYEfEVUKQ72vgKZ46VcSfINLzwaAvQvEALw_wcB(Just going to leave this here for another few episodes) Vampiric process for sucking blood: https://voltor.narod.ru/vr/vr01_08.htm#:~:text=Vampires%20prefer%20to%20drink%20blood,the%20surface%20in%20the%20throat.Credit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

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FIND A WAY TO WIN Thank you for listening to our podcast I hope we motivated you a little today. SUPPORT MY PODCAST: Buy me a coffee - https://ko-fi.com/bethebestyoupodcast ✅ Follow me:

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Listener Dickson Mukisa from Uganda has been gazing up at the stars. But he's not making wishes. He wants to know whether we can harness their energy, in the same way we do with our OWN star – the sun. After all, they may seem small and twinkly to us, but each one is a gigantic flaming ball of energy, with a power outputs averaging around 40 quadrillion kilowatt-hours per year – EACH! With somewhere between 100 and 400 BILLION stars in our own galaxy alone, that's a lot of power! Can we get ‘solar power' from stars that are such a long way away from earth? And what might we use it for? Alex Lathbridge heads to the University College London Observatory, to peer through the eyepiece of an enormous telescope and see some stars for himself. Professor Steve Fossey explains just how much of the light energy of the stars reaches us on earth. In other words, how BRIGHT they are. Once the starlight reaches earth of course, we have to capture it. Could traditional solar panels do the job? Alex meets Professor Henry Snaith from the University of Oxford, to find out about the future of photovoltaic technology, and why it could all be heading out to space. Once in space, things start getting weird! What if we made an enormous fleet of solar panels, and put them all into orbit around a star, soaking up every last drop of that precious energy? That might sound like science fiction, but the idea has been around for decades. It's called a Dyson Sphere, or Dyson Swarm. Swedish researcher at the Insitute for Future Studies, Anders Sandberg explains how we might be able to build one around a neighbouring star... in around 10,000 years or so. But maybe it's not all about light. Finally, Alex explores the mysterious, invisible energy of the ‘solar wind', with Pekka Janhunen, Finnish physicist and inventor of the “E-Sail”, which might be able to harness the power of the stellar wind, too. Presenter: Alex Lathbridge Producer: Emily Knight Series Producer: Ben Motley(Image: Astronomer looking at the starry skies with a telescope. Credit: m-gucci via Getty Images)

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Well, here we are at the end of the Sony Spiderman Universe with Kraven the Hunter. What lessons does this last entry have for us to learn in the final hour of its life? Let's ask our good friend Dre–Oh, he's not here. Huh. I wonder if he knew. Well, let's find out what awaits … Continue reading Episode 379: A Supplemental Reading of Kraven the Hunter (2024) →

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(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction: Maximizing Your Points00:11 Tip 1: Activate Chase Freedom Flex Categories01:46 Tip 2: Check for Hidden Chase Co-branded Card Offers03:12 Tip 3: Utilize Amex Offers Efficiently05:29 Tip 4: Set Rakuten Payouts to Amex Points06:24 Tip 5: Enter Giveaways for Extra Benefits08:17 Tip 6: Explore Hotel Program Offers10:09 Tip 7: Link Programs for Passive Points13:01 Tip 8: Set Calendar Reminders for Credits15:22 Tip 9: Optimize Card Usage for Expenses16:06 Tip 10: Optimize Points Redemption16:16 ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Sarah Halpern President and CEO of the Business Consortium Fund (BCF) and Triad Investments. Here's a summary of the key points discussed:

Sarah Halpern President and CEO of the Business Consortium Fund (BCF) and Triad Investments. Here's a summary of the key points discussed:

Join investigative writer Peter Robbins as he explores the world of UFO phenomena, government secrecy, and high-strangeness encounters. With decades of research into anomalous sightings and official cover-ups, Robbins shares powerful insights with hosts Jeni Monroe and Tressa Slater. From unexplained aerial encounters to potential UFO disclosure, this conversation reveals hidden truths and challenges the mainstream narrative. If you're intrigued by alien encounters and what's really in our skies, this is a must-listen. Anomalous Skies - Monsters Lounge Podcast Peter Robbin's website:http://peterrobbinsny.com/index.php/peter-s-bioFind all Monsters Lounge info and links here:https://www.monstersloungepodcast.com/https://linktr.ee/monsterslounge(and while you're there, RATE, REVIEW, SUBSCRIBE AND FOLLOW)Join us, and spread the word about the Cryptid Womens Society!https://cryptidwomenssociety.com/cws-tressa/ SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW Zelmin's Minty Mouth - Get more info and 15% off at www.Zelmins.com/P60Factor Meals - Get 50% off your first order & Free Shipping at www.FactorMeals.com/factorpodcast and use code: FactorPodcast at checkout Mint Mobile - To get your new wireless plan for just $15 bucks a month, and get the plan shipped to your door for FREE, go to www.MintMobile.com/P60Shadow Zine - https://shadowzine.com/ -Credit and a warm thank you to Jay Juliano for original theme music: Enter The Monster's Lounge-Special thanks to Dave Schrader and The Paranormal 60 Network Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Real Estate News for Investors, we're joined by lending expert Caeli Ridge to unpack two powerful tools for real estate investors: HELOCs (Home Equity Lines of Credit) and the increasingly popular All-in-One Loan. Caeli breaks down how each product works, when and why investors are turning to them in today's high-rate environment, and how they differ from cash out refis and fixed mortgages. Learn how savvy investors are using HELOCs to scale their portfolios, how the All-in-One Loan merges banking and borrowing into one streamlined account, and what to watch out for with variable interest rates. If you're looking to unlock equity without selling your property, this episode is for you. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

Sarah Halpern President and CEO of the Business Consortium Fund (BCF) and Triad Investments. Here's a summary of the key points discussed:

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In this episode, Joy shares intriguing insights from living near the busiest airport in the world, the Hartsfield-Jackson International Airport. Dive into her personal anecdotes about navigating everyday chaos and the ingenious excuses that come with high-volume scenarios, whether it's delayed flights or being a busy mom of four. Joy draws parallels between flight paths avoiding storms and the non-linear journeys of completing tasks with an ADHD brain. Discover how aiming to stay 'on course' isn't always straightforward, and delve into practical strategies to tackle your to-do lists effectively. From handling unexpected side quests to leveraging task audits, learn how to give yourself credit for every effort, just like frequent flyer miles. Joy introduces concepts like pending and tackled lists, ensuring that your steps forward are acknowledged, even if they deviate from a traditional point A to point B route. Tune in for thought-provoking analogies and tactical advice to better understand and embrace the unique pathways your brain might take. Joy also introduces her membership group, Tackle It Tuesday, where collective accountability and shared experiences foster growth and focus. Continue to choose joy and redefine success, one task at a time. Mentioned in this episode: https://podcasts.apple.com/us/podcast/joy-loving-home-sahm-productivity-home-organization/id1579243596?i=1000608434693 Connect with Me: Email: joy@joylovinghome.com Membership: https://joylovinghome.com/membership IG: https:instagram.com/joylovinghome Free Community: https://bit.ly/joylovinghomecommunity  

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