Podcasts about Credit

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Predicting Points Success01:10 Join the Free Study02:19 Failure Mode One Never Fly02:59 Failure Mode Two Ignore Alerts04:37 Failure Mode Three Too Few Points07:02 Failure Mode Four Single Airline Loyalty07:47 Failure Mode Five Too Specific09:35 Failure Mode Six Decision Paralysis14:25 Failure Mode Seven Not Coachable17:36 Flip It to Guarantee Success21:32 Wrap Up and Next StepsYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/  ➤ Credit card links: https://www.geobreezetravel.com/cards Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

We're back! In this episode, Chris and I dig into something we keep running into with clients and listeners alike: why do smart, financially savvy people freeze up when it's time to actually commit to a plan?   In this episode: Our wildfire summer in the Okanagan  Why most of our podcast topics come straight from real client conversations (not AI prompts!) The 5 core reasons people hesitate to commit to a financial plan, even when it's mathematically perfect Why trust takes time, and how tools like podcasts and social media help people get comfortable before ever picking up the phone Credit card debt, minimum payments, and the conversation we had with our own kid about it Redefining what wealth actually means  Why "you can't take it with you" isn't the full picture when you have a family relying on you   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Metabolic Guide | jennpike.com/metabolic-guide Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc.   Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.  

Welcome to another episode of The Cashflow Project! In this episode, the conversation focused on alternative investments and building resilient portfolios with special guest Bob Fraser, co-founder and CEO of Aspen Funds. With over 20 years of experience as a finance and technology executive, Bob brings a wealth of knowledge in private credit, commercial real estate, distressed debt, and energy. The discussion explored Bob's journey from the dot-com world to private market investing, his bestselling book Invest Like a Billionaire, and the strategies that help everyday investors navigate volatile markets. Listeners will learn how billionaires leverage diversification, the power of private credit, and why macroeconomic trends matter. Tune in as key themes emerge around building portfolios that weather all market cycles, leaving both a financial and generational legacy. [00:00] Bob's insights on macro trends [06:13] Helping everyday investors diversify [07:41] Alternative Investment Continuum overview [12:33] Overview of Investment Strategies [14:19] Discussing resilience and financial planning [18:01] Teaching Kids About Investing [22:29] Success is about getting help [25:15] Discovering High Road Leadership [28:49] Investing education and compounding basics [31:08] Getting in early on startups [32:41] Inviting listeners to connect Connect with Bob Fraser! Website LinkedIn Instagram Website 2 Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

The U.S. consumer is sending mixed signals. In this episode of Market Pulse, the Equifax Advisors examine the latest economic and credit trends, from persistent inflation and rising household pressures to changing debt, delinquency and HELOC behavior. They also explore the widening differences among consumers—and the leading indicators lenders should watch to identify risk and uncover opportunities for selective growth.

XRP is getting harder to dismiss. We're breaking down why the story around XRP is getting much bigger than payments alone. The onchain economy is accelerating. Institutional settlement is moving toward 24/7. Cross-border costs are collapsing. Credit and lending infrastructure is being built directly into the XRP Ledger. Batch transactions are getting security audits. Developers are being pushed toward XLS-65 and XLS-66. And the Bitwise XRP ETF has now crossed $500 million in assets under management. This is no longer one isolated XRP headline. The infrastructure is stacking. Payments. Tokenization. Trading. Lending. Credit. Institutional access. And the bigger that stack gets, the harder XRP becomes to ignore. Chip and Jeff break down: • Why Uphold says the new financial system is moving onchain • Why XRP and XRPL keep showing up in the institutional conversation • The new XRPL credit and lending rail • XLS-65 and XLS-66 • The upcoming XRPL lending hackathon • The latest Batch Transactions security audit • The Bitwise XRP ETF crossing $500M AUM • What all of this could mean for XRP adoption • Plus tonight's biggest geopolitical stories from the U.S., Canada, the U.K. and beyond This one goes much deeper than price. The question is no longer whether XRP has a use case. The question is how much of the next financial system gets built around the rails XRP was designed to use.

Michael Irvin joins Bleav in Cowboys with Jesse Holley and Ro Parrish to preview Rams vs. 49ers in Australia, his return Down Under with Netflix, why Sean McVay deserves more credit, the scary potential of Aaron Donald and Myles Garrett, and why this Cowboys team feels different. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Michael Irvin joins Bleav in Cowboys with Jesse Holley and Ro Parrish to preview Rams vs. 49ers in Australia, his return Down Under with Netflix, why Sean McVay deserves more credit, the scary potential of Aaron Donald and Myles Garrett, and why this Cowboys team feels different. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For a long time, video games and brain health existed in completely separate conversations. Games were entertainment — a guilty pleasure at best, a concern at worst. That is changing. And the science behind that change is more compelling than most people realize.In this episode Dr. Krystal Culler and co-host Dr. Jonathan Artz, MD sit down with Dr. Julia Scott, Ph.D. — neuroscientist, researcher, and co-founder of Gambit Labs — to explore video games and wearable sensors as genuine tools for brain health. Not as a replacement for the fundamentals, but as a powerful and increasingly accessible addition to our brain care toolkit — one that can reveal things about our brains we have never been able to see before.What You'll Learn in This Episode

What if bad credit isn't the real problem—but a symptom of not understanding how money, credit, leverage, and banking relationships actually work?Haitian CEO joins Ash Cash inside the vault for a wealth-building masterclass on how everyday people can use credit strategically, build relationships with banks, access business funding, acquire cash-flowing assets, and eventually move from relying on personal credit to letting the business stand on its own.After earning a master's degree and making $39,000 a year, he discovered mentorship, business funding, and the power of leveraging the bank's money. Since then, he says he has helped everyday people secure more than $100 million in funding while building Bella Sloan Enterprises and Bella Sloan Academy.In this episode, Haitian CEO breaks down credit scores, banking relationships, credit card stacking, CDFI and SBA lending, business acquisitions, and why getting funding is only the beginning.The real goal? Cash flow.He shares how he used leverage to purchase real estate, how a Cleveland duplex helped him replace part of his job income, and why buying existing businesses from retiring owners could create major opportunities for the next generation of entrepreneurs.The conversation also dives into mentorship, delegation, AI, systems, and legacy. Haitian CEO explains how hiring the right operator helped him reach his first million-dollar year, how one mentee grew to $40 million in assets, and the financial blueprint he wants to pass down to his daughters and grandchildren.This episode is bigger than credit.It's about learning the rules, creating leverage, buying assets, building cash flow, and having the discipline to execute.Connect with Haitian CEO: Instagram: @haitian_ceo YouTube: Bella Sloan EnterprisesConnect with Inside the Vault: Instagram: @insidethevault InsideTheVaultShow.comHosted by Ash Cash: Instagram: @iamashcash IAmAshCash.comABUNDANCE IS YOUR BIRTHRIGHT.Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:TheAbundanceCommunity.comEPISODE TIMESTAMPS00:00 – Cash flow is king 00:59 – Ash Cash book CTA 02:00 – Welcome to Inside the Vault 03:44 – Meet Haitian CEO 05:10 – From a $39K salary to the funding business 06:23 – Discovering $50K in business funding 08:33 – Using leverage to fund your dreams 09:20 – When the business becomes the asset 10:06 – Credit scores & banking relationships 10:23 – The strategy behind $50K–$100K in funding 11:03 – Credit card stacking explained 11:28 – Fix your credit before seeking funding 11:44 – Using AI to review your credit report 13:26 – Credit specialists vs. AI 14:31 – Build bank relationships while repairing credit 15:08 – Which credit bureaus banks pull 15:56 – Moving beyond personal guarantees 16:32 – Buying businesses instead of starting one 16:56 – The baby boomer business wealth transfer 17:52 – Using SBA financing to purchase cash flow 18:27 – Improve the business with AI, then flip it 19:09 – “This is a masterclass on how to build wealth” 20:04 – Your 9-to-5 can be your first business partner 21:48 – Funding is the vehicle; cash flow is the goal 23:04 – “Cash is not king. Credit is not king. Cash flow is king.” 23:39 – The Cleveland duplex that changed the game 24:12 – $4K rent, $1.5K mortgage & the cash-flow strategy 24:58 – Replacing job income with rental properties 26:23 – Find your freedom number before chasing luxury 27:20 – Why banks want to lend money 28:44 – The power of bank relationship managers 31:40 – Why relationships & mentorship matter 33:28 – The story behind Bella Sloan Academy 35:06 – Charging $10K for mentorship 36:01 – Building a community of nearly 5,000 38:19 – Leverage goes beyond credit 39:32 – Why Herman stopped trying to run everything 40:43 – Hiring help and reaching his first $1M year 43:48 – Building an AI-first company 44:35 – “More money, less clients” 45:03 – From mentorship to $40M in assets 45:25 – Leveraging credit toward a $15M business 45:47 – Why he wants to flip businesses 48:50 – Legacy as a father & first-generation millionaire 50:41 – Building credit before age 18 51:31 – The $250K-by-graduation blueprint 52:19 – Building your child's financial foundation 52:44 – Using real estate to teach ownership & cash flow 54:06 – Using Glasp to execute on podcast information 55:19 – Bella Sloan Academy 56:03 – Motivation fades; discipline takes over 57:00 – “Audit your circle” 58:31 – Connect with Haitian CEO 59:02 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Airport Fun 00:51 Meet The Founders02:23 What Is Gameway05:13 Priority Pass Access07:26 Games And Rules10:41 No VR Or DDR12:59 Expansion Plans15:23 Origin Story18:12 Food Drinks And Local21:35 Design And Rebrand23:59 Where To Find Them24:36 Final ThanksYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Jordan, Emma, Gameway, and Portal Lounge at:➤ Gameway website: https://gameway.gg/ ➤ Portal Lounge website: https://portallounge.com/ ➤ Jordan Instagram: https://www.instagram.com/jordanwalbridge/ ➤ Emma Instagram: https://www.instagram.com/emma.walbridge/  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Credit repair has a crime problem, and the shortcuts being sold as legal are federal crimes with real prison time behind them. In this episode, Daniel Rosen names the top five and shows you the legal disputes that actually work for your clients. Join Our FREE Start Repairing Credit Challenge: HERE The FTC just shut down a credit repair operation that took nearly $200 million from consumers, partly by filing fake identity theft reports on clients who never even asked for them. Daniel walks through the five scams that keep landing new business owners in trouble: CPNs and synthetic profiles, credit sweeps, rented tradelines, jamming the bureaus, and coaching a client to lie. Every one of them is the same lie wearing a different costume. For each scam, you get the legal move that actually works. Pull all three reports, separate the accurate items from the inaccurate ones, and write factual disputes backed by real documentation. When a bureau stonewalls you, escalate to the CFPB and get it on the record. Real removals hold up, because there is no honest shortcut that erases accurate, current information from a credit report. If you are just getting started, this is the episode that makes sure nobody can ever sell you a "loophole" again. Daniel has spent 20 years in this industry, and he lays out why the honest work is the only work that survives, for your clients and for your business. Whether you are running your first disputes or scaling a full team, you will know how to spot a scam on sight and exactly what to do instead. Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/ Key Takeaways: 00:00 Intro 01:08 How Good People End Up Breaking the Law 03:20 No Shortcut Can Remove Accurate Information 04:06 Scam 1. CPNs Are Federal Crimes 05:20 What to Do Instead 06:44 Scam 2. Credit Sweeps and Fake Identity Theft Reports 08:14 What to Do Instead 09:52 Scam 3. Renting and Selling Tradelines 11:06 What to Do Instead 12:14 Scam 4. Jamming Kills Real Disputes 12:52 What to Do Instead 13:58 Scam 5. Coaching Your Client to Lie 15:22 What to Say When a Client Asks You to Lie 16:14 The One Question That Catches Every Scam 17:08 Why Doing This Right Protects Everyone 18:00 Final Thoughts Additional Resources: Get a free trial to Credit Repair Cloud Get my free credit repair training One Word Is Killing Your Dispute Results. Here's the Fix. Make sure to subscribe so you stay up to date with our latest episodes.

Federal Reserve policy has been to expand credit out of nothing without regard for the real damage it does to the economy.Original article: https://mises.org/mises-wire/credit-out-thin-air-brings-wealth-destruction

Michael Irvin joins Bleav in Cowboys with Jesse Holley and Ro Parrish to preview Rams vs. 49ers in Australia, his return Down Under with Netflix, why Sean McVay deserves more credit, the scary potential of Aaron Donald and Myles Garrett, and why this Cowboys team feels different. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thanks to Our Tique Talks Sponsors:Smeuse Studio - Strategic branding and website design for travel advisorsTravel Collection - Connect and learn more about TC's DMCsYou may think collecting a client's payment is simply another step in the booking process, but how that money moves could dramatically change your responsibility when something goes wrong. Megan Mack, founder of Heirloom Adventures, talks about the critical difference between receiving a credit card authorization and collecting a direct payment. She explains when an advisor may unknowingly begin operating like a tour operator, what becoming the merchant of record means for your business, and why your host agency's insurance may not offer all the protection you assume it does. From PCI compliance and supplier terms to chargebacks, travel insurance, and client agreements, this conversation will make you take a much closer look at every point where money changes hands in your business. If you collect client funds, process payments, or rely on a platform to protect sensitive information, this is one episode you cannot afford to skip!This episode is for educational purposes only and does not constitute legal or financial advice. Consult the appropriate professionals about your specific business, contracts, and state requirements.About Megan Mack:Megan was drawn to travel from a young age. Never one to sit still, she dreamed of seeing the world and connecting with people along the way. She discovered the world of travel advising after a friend told her, “I would totally hire you to plan a trip for my family.” Inspired by that moment and by her desire to help other families explore the world with their children, Megan set out to learn everything she could about travel advising.heirloom-adventures.comToday we will cover:(02:40) Meet Megan; what made her question how she collected payments(05:55) Vetting your technology for PCI compliance(09:10) Credit card authorizations versus direct payments(17:55) When collecting funds makes you a tour operator(27:10) Building liability protection into client agreements(35:45) Retainers versus flat planning fees(38:50) Auditing every point of liability in your payment processResources Mention In This Episode:#150. What Every Advisor Needs To Know About Protecting Client Data with Kacie Darden#216. Don't Assume A DMC Will Break Your Client's Budget with Jonathan EpsteinThe Legal Paige - Travel Advisor TemplatesNICHE is Tique's membership community for travel advisors who want support refining their business, strengthening their positioning, and learning alongside other advisors who are serious about growth. Vanessa is a member herself, and many of the strategies discussed in this episode are the kinds of conversations happening inside the community. Learn more and Pick Your Membership Tier → NICHE COMMUNITYFOLLOW ALONG ON INSTAGRAM @TiqueHQ

Carl and Mike get into some of the latest sports headlines as they share thoughts on some of the college football opening games including Clemson and LSU to which they agree that it has been a "fall from grace" for Dabo Swinney and the Clemson program and believe he has to have a turnaround season. They then get into some Hawks talk as they react to Jonathan Kuminga's agent saying he was the best player on the Hawks team after he arrived to which they disagree with.

Federal Reserve policy has been to expand credit out of nothing without regard for the real damage it does to the economy.Original article: https://mises.org/mises-wire/credit-out-thin-air-brings-wealth-destruction

The hard-money response held that excessive bank credit had caused the depression and that only rigid specie payment could end it. Rothbard catalogs the remedies proposed: confining banks to commercial cities, prohibiting small-denomination notes, barring interbank borrowing, forfeiting charters at the first refusal to redeem. Virginia's statesmen—Jefferson among them, along with Spencer Roane and the editor Thomas Ritchie—were the most uncompromising. This chapter also documents the American formulation of the currency principle and a monetary theory of the business cycle several years ahead of Thomas Joplin in England, and traces the hostility to the Second Bank of the United States that came from hard-money and soft-money camps alike.

How can credit unions use AI and digital lending tools without losing the human relationships that set them apart? Al Gregory, Chief Lending Officer at Securityplus Federal Credit Union, joins Mark Ritter to explain why technology should support, not replace, experienced judgment in commercial lending.Al shares his path from bank teller to CUSO CEO and credit union lending executive, along with the lessons that shaped his approach to member business lending, credit administration, and strategic partnerships. Mark and Al discuss how a mid-sized credit union can compete in a major market through community investment, local relationships, and service that creates measurable value for members. They also explore AI in loan underwriting, the future of office commercial real estate, changing borrower expectations, and the responsibility credit union leaders carry when lending members' money.What You Will Learn in This Episode:✅How Al Gregory progressed from bank teller to CUSO CEO and Chief Lending Officer✅How CUSO experience can strengthen credit union partnerships, governance, underwriting, and member business lending✅How credit unions can balance digital lending efficiency with personal service and experienced credit judgment✅Why community investment helps a mid-sized credit union compete in a crowded metropolitan market✅How AI, office commercial real estate, and changing borrower expectations may shape the lending marketSubscribe to Credit Union Conversations for practical insights on credit union leadership, commercial lending, loan growth, and member business lending. Connect with MBFS to explore business lending support, loan servicing, back-office solutions, and credit union partnerships.TIMESTAMPS:00:00 Mark introduces Al Gregory of Securityplus Federal Credit Union02:55 Al's career journey from bank teller to credit union Chief Lending Officer06:03 The history, membership, and growth of Securityplus Federal Credit Union09:29 How borrower expectations and communication have changed across generations16:02 How leading a CUSO shaped Al's approach to credit union partnerships and commercial lending18:31 Balancing digital lending, AI, personal service, and responsible credit decisions21:16 How community investment helps Securityplus compete in the Baltimore market24:05 How technology and agentic AI are changing the Chief Lending Officer role25:29 Al's outlook for office commercial real estate, AI governance, and the lending marketKEY TAKEAWAYS:

A weekly news show informing you on the latest in Bitcoin, privacy and open source tech, hosted by Ungovernables, Max and Q.AOBWe are now a weekly showTopicsFull screen videoAdmin toolsEnvoy 2.3.3KeyOS 1.4.0 beta3 (public release this week)NEWSCore Lightning: A Critical Vulnerability, a Binary-Only Patch, and a Docker Pipeline That Broke Because of It -- Stacker News / Blockstream Blog / GitHub ReleaseBitcoin's First Quantum-Safe Mainnet Transaction (No Fork Required) -- Bitcoin MagazineStacker News Ships Embedded Spark Wallet and Receive Proxy Toggle -- Stacker NewsSeedSigner Fork Adds Miniscript Support with Liana Bridge -- X/@UnruggableGGRoman Storm Retrial Pushed to April 2027 -- X/@rstormsfCoinbase and Better Mortgage Launch Bitcoin-Backed Mortgages -- Bitcoin MagazineHRF Awards 500 Million Sats to 16 Freedom Tech Projects Worldwide -- Bitcoin MagazineKraken Users Locked Out After 12,000 Dust Transfers From Sanctioned HTX Wallets -- Bitcoin MagazineBitcoin Knots BLAKE2b Hardfork Goes Live as a "Mainnet Trial" -- CryptoSlate / GitHub PR #359 / The Bitcoin Manual explainerPeach Bitcoin Pauses Escrow Model After Swiss Regulator Reversal -- Peach BlogRELEASESFlint v1.0.3 -- 2026-08-28Security audit follow-up for Seth's BTCPay Server plugin. Strips macOS payloads from the build, pins the release path, and restores file permissions after dylib stripping. All artifacts are Sigstore-attested with no maintainer key required.Also in window: Flint v1.0.2 (2026-08-27) -- 23% smaller package, shared reconciliation scans reducing SDK calls for idle stores, cached Spark network status reads. Follows the v1.0.0 milestone which fixed a payment-hash association security issue.Envoy 2.3.3 -- 2026-08-27Point release improving Passport Prime pairing reliability with automatic retry and clock-drift tolerance. Also fixes a visual bug where seed verification puzzle words could overflow at high zoom, and removes a hardcoded Stripe test key.Sparrow Wallet 2.5.4 -- 2026-08-27Significant hardware wallet security hardening: mandatory anti-klepto on BitBox02, Ledger wallet policy re-registration on rejection, and serialised USB device access to prevent enumeration interrupting operations. Also improves BIP129/descriptor import validation and SLIP39 passphrase handling.Eclair v0.14.2 -- 2026-08-26ACINQ released Eclair v0.14.2 with fixes for bugs that "can be exploited by malicious nodes." The release also documents that bitcoind should run on the same machine as eclair or use a secure tunnel. Upgrade is "highly recommended."BTCPay Server v2.4.3 -- 2026-08-24Security release recommended for servers shared with many users. Release notes are minimal, stating only that updating is recommended. Published by NicolasDorier with a GPG-verified commit.BitBox02 Firmware 9.27.0 -- 2026-08-24Displays long transaction and swap amounts in full instead of truncating. Adds message signing for keys in the m/45' namespace and supports timestamp-based absolute locktimes. Stepped upgrade path required from older firmware versions.Blockstream Ships Jade 1.0.41 and Reflects on the Coldcard Fallout -- Blockstream BlogPublished: 2026-08-25Blockstream released Jade firmware 1.0.41 alongside a blog post responding to the Coldcard RNG vulnerability. Jade is not affected (no degraded RNG fallback path, mixes multiple entropy sources through SHA512). Release is security hardening: runtime bumped to latest stable, increased stack protection, updated dependencies, audited sensitive-memory clearing. Not urgent but recommended. 1.0.42 on an expedited timeline for less serious reports. The post reveals dozens of AI-automated scans landed on Jade within days of the Coldcard disclosure, plus multiple human reviews. Credit to Spiral's Loupe tool and the Kvazar agentic harness.Everything ElseArkade v0.9.16 -- Aug 2026Major security hardening and admin web console for the Ark protocol server.BasicSwap DEX v0.18.5 -- Aug 2026Breaking protocol change. All nodes must upgrade.Also in window: v0.18.4 (Aug 2026) -- critical swap security fixes. v0.18.3 (Aug 2026) -- earlier security patch in the same chain.Bisq 1.10.7 -- Aug 2026Hotfix for corrupted DAO datastores. Continues the rapid Bisq 1 patch cycle from last episode (1.10.5 security update, 1.10.6 hotfix).Cashu CDK 0.18.0-rc.1 -- Aug 2026Release candidate with explicit payment confirmation, batch minting, and BOLT12 fix.Cashu TS v5.0.0-rc.8 -- Aug 2026Release candidate with crash-safe swap previews.Fedimint v0.12.0 "Second Nature" -- Aug 2026Named release of the federated ecash protocol.JoinMarket-NG 0.38.0 -- Aug 2026Quantized fees, zero-fee makers, and security hardening. Continues the rapid development from last episode's 0.37.0/0.37.1 releases.LND v0.21.3-beta.rc1 -- Aug 2026Release candidate. Also ships v0.20.4 RC for the older branch.Nunchuk Android 2.8.4 -- Aug 2026Bug fixes for the multisig wallet.Vexl 26.8.0 -- Aug 2026Update to the P2P no-KYC trading app.Wasabi Wallet v2.8.2 -- Aug 2026Coinjoin security patches and reorg sync fixes.EDUCATIONDeep Dive: Bitcoin's Quantum-Resistant Transaction Explained -- Sylvain Saurel / In Bitcoin We TrustPublished: 2026-08-27Detailed technical explainer breaking down StarkWare's first quantum-resistant Bitcoin mainnet transaction (block 964,199). Covers how hash-based cryptography replaces ECDSA exposure, explains Shor's and Grover's algorithms, the mempool attack surface (public keys are exposed between broadcast and confirmation), and why the broader network remains vulnerable despite this milestone.TO DONATE TO ROMAN'S DEFENSE FUND: https://freeromanstorm.com/donateHELP GET SAMOURAI A PARDONSIGN THE PETITION ----> https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools DONATE TO THE FAMILIES w/ USD ----> https://www.givesendgo.com/billandkeonneDONATE TO THE FAMILIES w/ BTC ----> https://pay.zaprite.com/pl_JpxtkLv95T SUPPORT ON SOCIAL MEDIA ---> https://billandkeonne.org/VALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @ https://xmrchat.com/ungovernable- BUY SOME STICKERS @ https://ungovernable.network/shop/FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchaseCAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!MYNYMBOXhttps://mynymbox.ioYour go-to for anonymous server hosting solutions, featuring: virtual private & dedicated servers, domain registration and DNS parking. We don't require any of your personal information, and you can purchase using Bitcoin, Lightning, Monero and many other cryptos.Explore benefits such as No KYC, complete privacy & security, and human support.(00:00:00) INTRO(00:00:58) THANK YOU FOUNDATION(00:01:45) THANK YOU CAKE WALLET(00:02:48) Going Weekly & Four Chainsaws(00:05:13) The New Website & Topic Archive(00:15:24) Envoy &…

In this episode, we discuss how Most U.S. investment grade and high yield borrowers appear positioned to withstand refinancing costs, but CCC rated issuers face greater pressure as elevated yields meet weaker balance sheets.​‌ The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to CMR2026-0521-5513952-T

Taking a recent Twitter exchange as a springboard, Bob argues that George Selgin has unwittingly conceded the entire argument they had at the SoHo Forum: namely, fractional reserve banking by its very essence causes a mismatch between the community's saving and the funds made available for loans via the banks.Mentioned in the Episode and Other Links of Interest:Keith Vencel's new book, A New Monetary System.The SoHo Forum debate between Selgin and Murphy.Selgin's posts on ABCT and FRB (one and two).Bob's Human Action episode on Mises and FRB.Bob's QJAE article on FRB and the business cycle.Help support the Bob Murphy Show.

Paying off your mortgage can feel like one of the clearest signs of financial freedom. I understand the appeal. For many families, that monthly payment represents pressure, obligation, and dependence on someone else. That is exactly why Velocity Banking can sound so compelling. Use a home equity line of credit to attack the mortgage balance, run your income through the line, reduce the total interest you pay, and get the house paid off faster. On paper, the math can work. That is not really where Bruce and I disagree. https://www.youtube.com/watch?v=C6N3lnog3PY What I want you to look at is what happens to your control of capital while you are doing it. A HELOC gives you access to credit under a bank's contract and lending rules. Infinite Banking starts from a different premise: build capital first, then use the policy's loan provision to access capital against what you have already built. Both strategies can involve borrowing. Both require disciplined behavior. But they are not the same financial system. And I want to say this up front: we are not anti-HELOC. A HELOC can be a useful financial tool. The purpose of this conversation is not to tell you that using one is automatically wrong. It is to help you see the structural tradeoffs clearly, especially if you are thinking about making a HELOC the center of your banking strategy. When you are thinking beyond one transaction, about the opportunities you want to pursue, the people you want to provide for, and the financial strength you want to build for your family, that distinction matters. Key TakeawaysWhat Velocity Banking Actually DoesPaying Less Interest Is Not the Only Financial ObjectiveA HELOC Gives You Access to Credit. That Is Not the Same as Controlling Capital.Home Equity Is Valuable, but It Is Not Liquid CapitalWhat Infinite Banking ChangesThe Ownership Question MattersA Different Way to Think About Paying Off the MortgageThe HELOC Draw Period Deserves Attention From the BeginningInfinite Banking Has Tradeoffs TooThe Bigger Question Is Who Controls the Capital Key Takeaways Velocity Banking can accelerate mortgage payoff, but the HELOC itself does not create the savings. Your cash flow and additional principal reduction do the work. Home equity is a real asset, but it is not the same as liquid capital. Turning it into spendable cash requires a sale or another financing decision. A HELOC gives you access to bank credit. Your continued access to unused credit remains subject to the lender's contract and applicable rules. Infinite Banking requires capitalization first. Policy loans charge interest and have to be managed responsibly. Our preference for Infinite Banking is about building a capital system around liquidity, contractual guarantees, long-range behavior, and control, not pretending every bank loan is bad. Before you ask how fast you can eliminate your mortgage, ask what position your capital will be in while you are getting there. DimensionHELOC (Velocity Banking)Infinite BankingWhere the capital comes fromA bank's credit line against your home equityCapital you build first inside a participating whole life policyGetting access to itThe bank approves the line; access to unused credit stays subject to the lender's contract and rulesThe policy's loan provision, based on the contract and available loan value — not income, credit score, or home valueWho controls continued accessThe lender, which may freeze or reduce the line in defined circumstances (per the CFPB)You, within the terms of the policy you ownCost of borrowingCommonly a variable rate that can change over timePolicy-loan interest (not free money); an unpaid loan can reduce the death benefitLiquidity of the underlying assetHome equity is real but not spendable until you sell, refinance, or borrow against itA capital base designed to stay liquid, accessible, and deployableUnderwriting each time you use itSet when the line is established; future refinancing depends on conditions at that timeNo bank-style underwriting each time you use the loan provisionYour relationship to the institutionYou are the bank's customerYou participate in a mutual insurer as an eligible policyholder (dividends are non-guaranteed)The main tradeoff to weighAccess can tighten at exactly the moment you need itYou must capitalize the policy first, and give it timeHELOC vs. Infinite Banking at a glance What Velocity Banking Actually Does Velocity Banking uses a revolving line of credit, often a HELOC, as part of a mortgage-payoff strategy. The basic mechanics are straightforward. You open a HELOC against available equity in your home. You use some of that credit to reduce or replace mortgage debt. Then you direct income into the HELOC and use the line again for living expenses. If more cash flows into the line than flows back out, the balance declines. That can reduce the total interest you pay and shorten the payoff timeline. But here is the part I do not want you to miss: your surplus cash flow is paying down principal. The HELOC changes the path the money takes. It does not create the surplus. Bruce said it very simply in our conversation: your behavior is more important than the strategy. If your income is steady, your spending stays disciplined, rates cooperate, and you follow the plan consistently, the model can look very compelling. But life is not an illustration. Income changes. Businesses have slow seasons. Families face expenses they did not plan for. And sometimes an opportunity shows up at exactly the moment you were not expecting it. That is why I want a financial strategy to be evaluated by more than how it performs when everything goes perfectly. I also want to know what options it leaves you when life does not follow the spreadsheet. Paying Less Interest Is Not the Only Financial Objective One of the strongest arguments for Velocity Banking is something we actually agree with in principle: the interest rate by itself does not tell you the total cost. A higher rate on a balance that falls quickly can, in some circumstances, produce less total interest than a lower rate carried for decades. Looking only at the rate can give you an incomplete picture. But looking only at interest saved can do the same thing. I understand why people see the amount of interest on a long mortgage schedule and immediately think, "I need to get rid of this as fast as possible." That reaction makes sense. Nobody is trying to pay a bank more interest than necessary. The question I want you to add is: what else is happening to that dollar while you are paying down the house? Every extra dollar of principal you put into the four walls of your home increases your equity, but that dollar is no longer liquid. To turn home equity back into spendable cash, you have to sell, refinance, or borrow against the property. There is also an opportunity cost. Could that same dollar have strengthened your reserves? Funded your business? Put you in position for an investment opportunity? Built capital somewhere that remained accessible to your family? A paid-off home may absolutely be part of your financial plan and part of your legacy. But so is the financial capacity you preserve along the way. For me, that is the bigger conversation. We are not simply trying to win an interest calculation. We want each decision to strengthen the whole financial system. A HELOC Gives You Access to Credit. That Is Not the Same as Controlling Capital. This is the distinction at the center of the episode. When you have a HELOC, a bank has agreed to extend credit to you against the equity in your home. That credit can be incredibly useful, but it is still a lending relationship. The bank decides whether you qualify when the line is established. Your available credit exists under the agreement, the value of the collateral, and the lending rules that apply to the account. HELOCs also commonly have variable interest rates, so the cost of borrowing can change over time. Some products offer fixed-rate features, but the details depend on the lender and the contract. The other issue is access. An unused credit line is not the same thing as cash you already control. The Consumer Financial Protection Bureau explains that a lender may freeze additional advances or reduce a HELOC in certain circumstances, such as a significant decline in the home's value or a material change in the borrower's financial condition. That does not mean a bank can simply demand repayment of every HELOC whenever it wants. Bruce was careful about that distinction in our conversation, and I want to be just as careful here. It means your continued access to unused credit is not entirely yours to decide. If your financial strategy depends on that line staying open and available, that matters. You are still a customer of someone else's bank. Home Equity Is Valuable, but It Is Not Liquid Capital Owning more of your home is not a bad thing. A paid-off home can be a meaningful goal. But we need to distinguish between having equity and having capital you can deploy. Your home's equity is real. The house is an asset. But if you want to use that equity without selling the property, a lender usually has to become part of the decision again. That is why Bruce and I kept coming back to the image of money being stored inside the four walls of the house. You can put more money in by paying down principal. The harder question is how easily you can get that money back out when you need it, and on whose terms. If your primary financial objective is to pay off the house as fast as possible, you may be directing a large share of your available cash into an asset that is not immediately deployable. At the same time, you may be delaying your ability to build a capital base somewhere else. For me, financial freedom includes having capital that is growing,...

The Spocklight crew enlist in Starfleet Academy but will we make it to graduation or be hoping to get expelled as soon as possible, listen now and find out.   As usual you can find SPOCKLIGHT on: X - @spocklightpod INSTAGRAM – @spocklightpod BLUESKY - @spocklightpod.bsky.social FACEBOOK – https://www.facebook.com/spocklightpod/ EMAIL - spocklightpod@gmail.com Please Follow, like, share and all that good stuff.   Credit for our wonderful theme music goes to the incredibly talented, Adam Johnston's, you can find more of his work at - https://adamjohnstonuk.bandcamp.com/ Our beautiful artwork was created by Stephen Trumble, see more on Instagram @stephentrumbleanimation 

Credit, Currency, and Collapse The U.S. has trillions of dollars of bonds that are coming due in the next year. We talk about what the Treasury tried to do about this that didn't work. We also talk about how they are out of ways to fix this situation. What is coming next? The government has proven that they can not grow their way out of their debt. We have a credit expansion problem that is a bubble set to pop. How did we get here? We talk about some of the problems that led to our current situation. We also talk about a British visitor to the U.S. that was confused about free drink refills because she thought we were capitalists. What she didn't realize is how that proves we are capitalist. We talk about some of the differences between the U.S. and the European Union and how that has changed. We see hard times coming in the U.S. as well as other countries. How can you set yourself up to thrive even in difficult times? We talk about what you can do to protect yourself and your family, so even when times are hard, your world will still be a better place! For your FREE BOOK: https://www.clearskytrainer.com/offers/BhnRomSF/checkout?coupon_code=RADIO Our Links: www.RealPowerFamily.com Info@RealPowerFamily.com 833-Be-Do-Have (833-233-6428

Send us Fan MailEmail Lennie at lennielawson2020@gmail.com

Dr Priya Jaisinghani reviews treatment strategies for metabolic dysfunction-associated steatohepatitis (MASH) with significant fibrosis.   Credit available for this activity expires: 08/28/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/managing-mash-modern-era-episode-4-managing-mash-what-2026a1000t9d ?ecd=bdc_podcast_libsyn_mscpedu

An end to Gabe's perspective.  Lucy Yolland limps to Gabe with a double-revelation; one revealed, one sealed. Frank goes on a trip. Rachel parties in London. Luker files a complaint against the Indians.0:00 - intro1:56 - Dramatic Reading of The Moonstone - Ch. 2334:29 - A (not so) brief discussionThe Moonstone by Wilkie Collins (1868)https://gutenberg.org/cache/epub/155/pg155-images.htmlThis eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgCredit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

In this week's Live from the Vault, Andrew Maguire is joined by Bill Holter to examine whether Trump's repost of Jim Rickards' $10,000 gold call signals something far bigger than a market comment, and what it means for gold and the dollar system.The two precious metals experts examine why credit markets are beginning to crack, and why Bill believes any gold price target being discussed today will ultimately prove laughably low — including the ones that sound outrageous right now. Check out Bill:https://billholter.com/Send your questions to Andy here: https://www.speakpipe.com/LFTVTimestamps: 00:00 Start01:29 Is Bessant's yield push a policy error - or a gold revaluation trigger?05:12 Why Trump reposting Jim Rickards' $10,000 gold call is no coincidence09:07 How a weekend gold revaluation would wipe out rehypothecation overnight14:08 AI cannot be built without silver - and the silver simply does not exist19:24 How Hong Kong's exchange made the yuan directly convertible to gold24:01 Enbridge: the escape hatch from the dollar system explained30:14 Credit is cracking - and the only exit is physical gold and silver38:44 Why any gold price target you hear today will prove laughably low43:02 Could gold miners be nationalised? Bill makes the case49:28 Get out of the system, and make your plan while you still canSign up for Kinesis on desktop:https://kinesis.money/kinesis-precious-metals/?utm_source=youtube&utm_medium=video&utm_campaign=lftv_288Download the Kinesis Mobile app - available App Store and Google Play:Apple: https://kms.kinesis.money/signupGoogle: https://play.google.com/store/apps/details?id=com.kinesis.kinesisappAlso, don't forget to check out our social channels where you can stay up to date with all the latest news and developments from the team.X: https://twitter.com/KinesisMonetaryFacebook: https://www.facebook.com/kinesismoney/Instagram: https://www.instagram.com/kinesismoney/Telegram: https://t.me/kinesismoneyTikTok: https://www.tiktok.com/@kinesismoneyThe opinions expressed in this video by Andrew Maguire and any guest are solely their own and do not reflect the official policy, position, or views of Kinesis. The information provided is for general informational purposes only and does not constitute investment advice, financial advice, or any other type of professional advice.Viewers are encouraged to seek independent financial advice tailored to their individual circumstances before making any decisions related to the gold market or other investments. Kinesis does not accept any responsibility or liability for actions taken based on the content of this video.

Send us Fan MailSamuel lives in Fresno California and is the founder of The Academy of Financial Education. Samuel didn't start in the world of finance, but after seeing a family host a local car wash to raise funds for the funeral of a lost loved one, he became a financial advisor within a year. After five years, he knew he had a higher calling and started his non profit. In this episode we discuss how to build credit, how to raise your credit score, and the concept of financial therapy. The Academy of Financial Education https://taofe.org/How to Repair Your Credit DYIhttps://taofe.org/diy-credit-repairBe a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Jonas Knox discusses the constant speculation surrounding the NFL coaching future of Tar Heels head coach Bill Belichick, then wonders the punishment that may come down on Packers running back Josh Jacobs. Jonas then explains why Lane Kiffin deserves some credit after all the drama from the week surrounding SEC + new editions of "Do You Care" and a special edition of "The Scraps." See omnystudio.com/listener for privacy information.

Frank turns love-sick philosopher. Cuff turns prophet. A lot of denial going on as well.0:00 - intro2:02 - Dramatic Reading of The Moonstone - Ch. 2227:18 - A (not so) brief discussionThe Moonstone by Wilkie Collins (1868)https://gutenberg.org/cache/epub/155/pg155-images.htmlThis eBook is for the use of anyone anywhere at no cost and with almost no restrictions whatsoever. You may copy it, give it away or re-use it under the terms of the Project Gutenberg License included with this eBook or online at www.gutenberg.orgCredit to https://www.FesliyanStudios.com for the background music.Credit to https://www.soundjay.com/ for the sound effectsPodcast Photo P/C: https://www.pexels.com/@luan-oosthuizen-823430/collections/

Two Mikes on America Out Loud – Jamie Diamond, the CEO of JPMorgan Chase, has publicly condemned the unregulated private credit companies - and for good reason! Mr. McManus has done extensive research into the Private Credit Industry and found that the industry is successful and now has a nationwide value of two trillion dollars, but that no government regulations govern its operations and lending behavior...

“Constantly proving yourself is a privilege.” – Danielle Milner Welcome to episode 240 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight.com, and Jill Nowacki, co-founder, president and CEO of Zealyst.This episode is sponsored by Trellance. Trellance is a leading technology partner for credit unions, delivering innovative technology solutions to help credit unions achieve more. With a comprehensive suite of analytics, cloud and talent solutions, the Trellance team ensures credit unions increase efficiency, manage risk, and improve member experience. Learn more here!In this 2026 season, Jill and I will have conversations centered around leadership, credit unions, and living our best lives. We will have some of the most respected leaders from around credit unions who we are grateful to call friends join us in the discussion from time to time too.For this episode, we are thrilled to bring on Danielle Milner, CEO of First Responders Credit Union in Boston, to help us discuss the concept of opportunity. Listen in as Danielle reflects on her first year as CEO, including the unexpected lessons that came from moving across the country and stepping into a leadership role at an organization with such a strong history and identity. She shares how her team and board welcomed her almost immediately and how a family emergency shortly after her arrival showed her just how much care and connection existed within the organization even after just a small amount of time.From there, we talk about the importance of authenticity when deciding who we want to work with and how experience can make it easier to recognize when a relationship simply isn't the right fit. We also explore the expectations leaders carry into new roles and the surprising ways that those expectations can change once we're in the seat.A big part of our conversation is centered on Danielle's “notebook” of ideas and the discipline required to decide which ones deserve action. We discuss why saying no can create opportunity, how leaders can communicate priorities more clearly, and why inviting people to challenge our ideas can create authentic ownership rather than just compliance.Danielle enthusiastically explains why growing other leaders is her favorite part of leadership, while we talk about how curiosity, trust, and even a willingness to “poke holes” can help teams make better decisions. We also take a close look at developing talent via stretch assignments, recognizing strengths we may not initially see in people, and building leadership teams that complement our own weaknesses.Finally, as we get close to the end of our conversation, we look ahead at the credit union movement and the need to focus less on tools like AI and more on the outcomes that such tools are supposed to create. For Danielle, relevance starts with understanding who we serve and why it matters, and we finally do wrap up with a thought for anyone pursuing a leadership role: sometimes, the right opportunity isn't just about finding the right seat but is rather about finding the right home for that seat! Enjoy our conversation with Danielle Milner! Find the full show notes on cuinsight.com.Connect with Danielle:Danielle Milner, CEO of First Responders Credit Unionfirstresponderscu.org Danielle: Muck RackFirst Responders Credit Union: LinkedIn | Facebook | InstagramSubscribe on: Apple Podcasts and SpotifyBooks mentioned on The CUInsight Experience podcast: Book ListShow notes from this episode:Sponsor: TrellanceShout-out: Danielle's momShout-out: Danielle's boardShout-out: HumanideiShout-out: NACUSOShout-out: Greg MichligShout-out: Navy Federal Credit UnionStory mentioned: “The Emperor's New Clothes” by Hans Christian AndersenShout-out: Jill's colleague SierraShout-out: Microsoft ExcelShout-out: Mike WilsonShout-out: Members 1st Federal Credit UnionShout-out: Becky SmithShout-out: APG Federal Credit UnionShout-out: MD/DC Credit Union AssociationPrevious guests mentioned in this episode: Mark Zook (#230); Tracie Kenyon (#12, CUInsight Network episode #64, & #209); Lauren Culp (#39, #115, & #211)In This Episode:[2:05] - Hear how Danielle discovered that supportive relationships helped her overcome doubts about becoming a C.E.O.[5:37] - It's important for leaders to recognize when saying no creates better opportunities than automatically accepting them.[6:21] - Authenticity helps leaders determine which professional relationships are truly compatible and trustworthy.[9:45] - Stepping into a new leadership role requires authenticity while recognizing the need to also constantly prove yourself.[12:50] - Hear how ownership taught Jill to trust herself while embracing the responsibility of setting her own expectations.[15:55] - Danielle sees opportunity in prioritizing people over an endless workload.[18:46] - Effective leaders need to carefully prioritize ideas according to their available resources and timing.[19:33] - Danielle reflects on having learned that clearly communicating priorities helps her team distinguish future possibilities from immediate action.[22:04] - Danielle touches upon how she uses constructive feedback to make individual ideas stronger.[24:15] - We talk about how leaders can turn constructive criticism into stronger ideas by encouraging people to identify solutions rather than just problems.[26:11] - Great leaders create curiosity, develop others, and use honest conversations to help people grow.[28:51] - It's important for credit unions to embrace imagination to create change.[30:55] - Effective leaders recognize their weaknesses, build trust, and surround themselves with complementary strengths.[33:42] - Learn how giving people new opportunities can reveal untapped strengths and expand their potential.[36:20] - Hear how stretch assignments provide valuable development opportunities, especially within smaller credit unions.[37:28] - Credit unions need to prioritize member relevance over technology when shaping their strategies.[40:27] - AI should support member-focused strategies rather than becoming the strategy itself.[43:57] - Danielle offers invaluable advice: trust that the right professional “home” will find you rather than obsessing over a specific position.Send us Fan Mail

Photographers today are stitching together 4–6 tools across editing, gallery delivery, websites, client management — often spending $2–3K/year, plus constant app-switching.VSCO has built one connected system: editing, client galleries, portfolio sites, booking/business tools, all designed to work together. The point isn't "more features" — it's removing the exporting, re-uploading, and switching that eats a photographer's time.Try VSCO for free today!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) OR you can pay over time with our 6 & 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo. Credit card offers are subject to credit approval.Payboo Credit Card Accounts are issued by Comenity Capital BankCheck out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.This week on the PetaPixel Podcast, we're at Sony Kando to discuss Hover Air's last-minute change, new Macs, and Ricoh's very disappointing AI choice. Top creators share the issues plaguing them the most and what camera brands can do to better address them. If you like what you hear, please support us by subscribing, liking, commenting, and reviewing! Every week, the trio go over comments on YouTube and here on PetaPixel, but if you'd like to send a message for them to hear, you can do so through SpeakPipe.In This Episode:00:00 - Intro from Sony Kando06:51 - Photographer Jay Maisel has passed away09:09 - Apple has a new Mac Studio and Mac Mini19:33 - Sony's sensor fab is back to full operation21:20 - Nikon continues to only release cool things in Japan23:03 - HoverAir's flying gimbal camera already got banned in the U.S.25:05 - You can definitely buy the banned DJI Osmo Pocket 4 in the U.S.26:29 - Photo contest chose to selectively enforce its rules, and people are mad31:12 - Xtra and Ricoh used AI to try and sell cameras38:24 - Feel good story of the week42:38 - The challenges creators are facing and how they and camera brands can solve them.

Recorded at the 2026 Florida SBDC Small Business Success Summit, host Tom Kindred welcomes Tyler Teresa, Regional Administrator for the U.S. Small Business Administration's Southeast Region, for an update on the programs, resources, and policy initiatives supporting entrepreneurs and small businesses. Tyler shares how growing up in a small-business family inspired his passion for helping entrepreneurs succeed. He and Tom discuss Florida's expanding manufacturing sector and the SBA's efforts to increase access to capital for manufacturers and other growing businesses. The conversation highlights several important SBA initiatives, including expanded lending opportunities through the 7(a) and 504 loan programs, the Manufacturing Access and Revolving Line of Credit program, and efforts to reduce regulatory burdens through the SBA's Office of Advocacy and Red Tape Hotline. Tyler also discusses the SBA's renewed focus on strengthening domestic manufacturing, supporting America's supply chain, improving internal lending processes, and making SBA.gov easier for small-business owners to navigate. Tune in to learn how the SBA is helping entrepreneurs access capital, overcome regulatory challenges, connect with business resources, and prepare for long-term growth.

Canada Trade War isn't about trade it's about the midterm election, Gov Katie Hobbs takes credit for tax cuts and accuses Biggs of wimping out, Is this the beginning of the end of NFL football? Plus, the Conservative Circus Clown of the Week and The Friday Prayer

Chad Hartman and Dave Harrigan are LIVE from the Minnesota State Fair! Today is day 2 of 7 live shows that you can stop by and listen to live if you find yourself on the fairgrounds. Head on down to Carnes and Underwood and take in the shade under the WCCO Radio pergola. Guests in the first hour includes Sheriff Bob Fletcher and Major Garrett.

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠⁠Did you know you can buy a property while leaving the seller's existing mortgage in place?

Waking Up to OSA: Address critical barriers to care, streamline diagnosis, and take clinical action to improve outcomes. Credit available for this activity expires: 8/27/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/waking-osa-addressing-barriers-care-and-encouraging-clinical-2026a1000t7u?ecd=bdc_podcast_libsyn_mscpedu

What is happening inside Mark Walter's financial empire - which until recently included the LA Lakers - has the potential to blow the lid off the entire private credit story - if not the whole debt cycle. A billion-dollar loan connected to Guggenheim Investments is trading at roughly 73 cents on the dollar, a price normally associated with serious distress. And that's only where this crazy story begins.  Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Eurodollar University Live 2October 9-12, West Palm Beach, Florida40 seats exist. Application only.https://eurodollar-university.com/edu-conference-2026----------------------------------------------------------------------------------https://www.bloomberg.com/news/articles/2026-08-24/guggenheim-loan-drops-to-new-73-cent-low-with-firm-in-spotlighthttps://www.bloomberg.com/news/articles/2026-08-18/mark-walter-s-insurer-to-slash-scrutinized-loans-by-6-5-billionhttps://www.bloomberg.com/news/articles/2026-08-26/walter-s-twg-hits-back-at-fraud-claims-says-it-has-no-victimshttps://www.bloomberg.com/news/articles/2026-08-25/guggenheim-investments-says-affiliates-may-buy-its-hard-hit-loanhttps://www.nytimes.com/2026/08/24/business/mark-walter-insurance-dodgers-lakers.htmlhttps://www.claimsjournal.com/news/national/2026/07/22/338938.htmhttps://www.nytimes.com/athletic/7522366/2026/08/18/mark-walter-delaware-life-filings-dodgers/https://www.youtube.com/watch?v=1XIVC93rbOAhttps://www.youtube.com/watch?v=0HnJHAsTao8https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Why First Class00:49 Convenience Perks01:45 Next Level Lounges02:55 Iconic Onboard Experiences03:53 Routes Are Limited05:26 Build Trips Around Space07:01 Guide and Resources07:43 Finding Award Availability09:02 Status and Outsourcing09:58 Know Your Aircraft11:41 Taxes Fees and Upgrades14:12 Points Value Rules15:04 Wrap Up You can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

From deep in the heart of our current programing came the need to take a break, and so here we are at a movie that came out this year on a streaming service: Aang: The Last Airbender, a sequel to a series that ended 20 years ago. Does this modern day interquel hold up to the series of the past? Let’s find out, right here on Zero Credit(s).

Join the conversation with C4 & Bryan Nehman.  Glenn Clark sat in for Bryan this morning. The constitutional amendment will not appear on the ballot. Some schools will not allow busses to cross over the Warren Rd. Bridge.  Moody's has downgraded the city credit rating.  Delegate Kathy Szeliga, Councilman Jermain jones & Council President Zeke Cohen joined the show.  Listen to C4 & Bryan weekdays from 5:30-10am on WBAL News Radio 1090, FM 101.5 & the WBAL Radio app!!

Explore the latest evidence for B-cell–modulating therapies in immunoglobulin A nephropathy (IgAN) and learn practical strategies for integrating these agents into patient care. Credit available for this activity expires: 8/25/27 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/new-chapter-iga-nephropathy-care-applying-evidence-based-2026a1000sw5?ecd=bdc_podcast_libsyn_mscpedu

In this episode, Thomas K Varghese, Jr, MD, FACS, is joined by Erika Rangel, MD, FACS, from Brigham and Women's Hospital. They discuss Dr Rangel's recent article, “Flexibility Stigma and the Double Bind of Family Formation in Medical and Surgical Residency,” which found that flexibility stigma in residency discourages pregnant and parenting trainees from using needed work-life accommodations, creating harmful double binds between training expectations and personal well-being. Structural and cultural reforms are essential to support equity, retention, and trainee health.   Disclosure Information: All relevant conflicts have been mitigated and Drs Varghese and Rangel, moderators, have no relevant financial conflicts to disclose.   To earn 0.25 AMA PRA Category 1 Credits™ for this episode of the JACS Operative Word Podcast, click here to register for the course and complete the evaluation. This activity has been designated as Credit to Address Regulatory Mandates in the following categories: Cultural Competency and Behavioral Health. Individuals MUST check with their state or local medical board, hospital, or organization to verify that the content does meet the specific requirements. Listeners can earn CME credit for this podcast for up to 2 years after the original air date.   Rangel EL, Zeineddine J, Lovejoy MC, et al. Flexibility Stigma and the Double Bind of Family Formation in Medical and Surgical Residency Journal of the American College of Surgeons. Published online May 21, 2026. doi:10.1097/XCS.0000000000002046   Learn more about the Journal of the American College of Surgeons, a monthly peer-reviewed journal publishing original contributions on all aspects of surgery, including scientific articles, collective reviews, experimental investigations, and more.   #JACSOperativeWord

On March 22, 1992, a Fokker 28 aircraft operating USAir flight 405 crashed shortly after takeoff from LaGuardia Airport in New York, killing 25 of the 51 people who were on board the aircraft. John Goglia and Greg Feith meet with flight 405 survivor Bob Main for a powerful discussion. Bob shares the remarkable story of his physical recovery—and the much longer, often overlooked journey that followed. He opens up about the psychological impact of surviving a catastrophic accident, as well as the challenges many survivors and their families face long after the wreckage is cleared. From intense media attention and reliving traumatic experiences during legal proceedings that can stretch on for years, to making difficult personal and professional decisions, Bob provides a candid look at what it really means to survive an aviation accident. John and Greg bring their own perspectives from the investigative side, drawing on their years at the NTSB and their careers in aviation safety. Together, they explore the human consequences of aviation accidents that aren't always captured in accident reports. Bob published a book about his experiences in early 2026, reflecting on how the Flight 405 accident and everything that followed shaped the past 34 years of his life. This is more than a story about surviving a plane crash. It's a powerful conversation about trauma, recovery, resilience, and what happens after the investigation ends. Watch this important episode and subscribe to Flight Safety Detectives for in-depth conversations about aviation accidents, investigations, safety, and the lessons that can help prevent future tragedies. Photo: Bob in the NY hospital the day after the crash. Credit: flight405survivorstory.com Don't miss what's to come from the Flight Safety Detectives - subscribe to the Flight Safety Detectives YouTube channel, listen at your favorite podcast service and visit the Flight Safety Detectives website. Want to go deeper with the Flight Safety Detectives? Join our YouTube Membership program for exclusive perks like members-only live streams and Q&As and early access to episodes. Your membership support directly helps John, Greg and Todd to deliver expert insights into aviation safety.Interested in partnering with us? Sponsorship opportunities are available—brand mentions, episode integrations, and dedicated segments are just a few of the options. Flight Safety Detectives offers a direct connection with an engaged audience passionate about aviation and safety. Reach out to fsdsponsors@gmail.com. Music: “Inspirational Sports” license ASLC-22B89B29-052322DDB8 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Big Paul Barnett from Anabolic Bodybuilding joins Ron Partlow, Dusty Hanshaw and Scott McNally for a special crossover episode of It's Just Bodybuilding. The guys talk training after 40, celebrities on steroids and Natty or Not, Regan Grimes heading to the Olympia, GLP-1s, insulin resistance, bodybuilding as you get older, gym stories and more. 0:00 That Time You Were a Jerk in the Gym
 1:00 Welcome to It's Just Anabolic Bodybuilding 
3:00 Regan Grimes Is Going to the Olympia
 6:30 How Will Regan Grimes Do at the Olympia?
 13:00 Andrea Shaw, Dr. Meg Morrison & Ranya Temizkan
 18:00 Why Big Paul Started Anabolic Bodybuilding
 21:45 Big Paul Got Banned From Facebook?!
 26:00 Big Paul's Experience With GLP-1s
 35:10 Can You Reverse Insulin Resistance?
 40:40 The Best Training for Older Bodybuilders
 57:15 Meanest Thing You've Done to Someone in the Gym
 1:10:30 Celebrities on Steroids: Natty or Not?
 1:28:40 Dinner With 3 Historical Figures
 1:38:20 The Rush of Playing in a Band
 1:49:40 Olympia Travel Plans
 1:53:20 Why Do Coaches Need All the Credit?

Crypto News: U.S. state banking associations plan to launch their own nationwide blockchain network. BlackRock has cut minimum for private in-kind creations on iShares Bitcoin ETF to $1 million. Franklin Templeton partners with HashKey to offer tokenized money market fund in Asia.

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Why Documentation Matters01:05 Meet Lisa Jarvis02:22 Filing Claims Step by Step05:37 Credit Card vs Insurance08:08 Best Cards and Covered Reasons12:03 Trip Delay Coverage Hacks15:14 Passenger Rights Explained18:32 The Zero Cost Policy22:23 Odd Scenarios and Add Ons31:23 Exclusions and Risky Activities34:06 Liability and Rental Cars38:05 Resources and Wrap UpYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Lisa at:➤ Website: https://www.chasingmemories.co/ ➤ Instagram: https://www.instagram.com/chasingmemories.co/  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.