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Colin Steinberg discusses tax planning for high-earning W-2 employees. He focuses on executive compensation and non-qualified plans. He explains how deferred compensation plans can help executives save additional income on a pre-tax basis beyond traditional 401(k) limits, the eligibility requirements, investment options, and the risks associated with having deferred assets tied to the financial health of an employer. We also talk after-tax strategies such as life insurance, how companies can use tax-efficient compensation to retain key employees, and why understanding tax planning opportunities before accepting a promotion, changing jobs, or receiving a large bonus can play an important role in long-term wealth building. We discuss... Colin Steinberg explains his transition from financial advising to tax planning and executive compensation strategies. Tax-saving opportunities available to high-earning W-2 employees beyond traditional retirement accounts. Deferred compensation plans allow eligible executives to save additional income on a pre-tax basis beyond 401(k) limits. Non-qualified plans are generally designed for highly compensated employees, including executives and high-earning sales professionals. Deferred compensation plans can offer investment options similar to a 401(k), with some additional opportunities in private markets and alternative investments. A key trade-off of deferred compensation is that the money can be tied up for many years and remains subject to the financial health and creditors of the employer. Companies can use tax-efficient compensation strategies to reward and retain key employees without simply increasing their taxable salaries or bonuses. Life insurance can provide an additional after-tax vehicle for tax-deferred growth and potentially tax-free withdrawals in retirement. W-2 employees should generally maximize available qualified retirement plans and employer matches before exploring additional tax-planning strategies. Companies can potentially combine multiple compensation and tax-planning strategies to address issues such as partner buyouts, employee retention, and executive compensation. Proactive tax planning and working with knowledgeable advisors can help high-income individuals make more informed decisions about building long-term wealth. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Phil Weiss | Apprise Wealth Management Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/tax-planning-for-high-earners-colin-steinburg-856
US equity futures indicating a modestly higher open today. European equity markets have opened firmer after sharp losses on Thursday. Asian equity markets were mixed. Attention is on yields stabilization, which is helping the equity market sentiment. Market is still pricing in 3 Fed rate hikes by mid-2027.Companies mentioned: Federal Realty Investment Trust, Amazon, Nvidia, Anthropic
Spit Hit for Oct 1st, 2026: Oh boy, do we have an episode for you! We get deep into some serious head talk, have a great round of That's a Great Question before wrapping things up with a hilarious Fictional Companies to Work For Draft. Re-brand Mondays with some comedy! Subscribe and tell your friends about another funny episode of The Spitballers Comedy Podcast!Connect with the Spitballers Comedy Podcast:Become an Official Spitwad: SpitballersPod.comFollow us on X: x.com/SpitballersPodFollow us on IG: Instagram.com/SpitballersPodSubscribe on YouTube: YouTube.com/Spitballers Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
For years, Wall Street has wanted to be able to sell private assets to more individual investors. This week, the Securities and Exchange Commission just made some major rule changes that could make it possible. Lou, Jon, and Tyler break down who actually benefits from these proposed changes, and what investors need to look out for if they dabble in private assets. Plus, Accenture bucks the AI narrative (for now) and a listener question about portfolio sizing Have a question? Email us; podcasts@fool.com Tyler Crowe, Lou Whiteman, and Jon Quast discuss: - Accenture earnings surprise - Did we sell to early? - New rules to make private assets available to everyone - Tips for investing in private assets vs. public equities - Mailbag: How much speculation is the right amount? Companies discussed: ACN, IT, TTD, SPCX, AMZN, NFLX, TSLA Host: Tyler Crowe Guests: Jon Quast, Lou Whiteman Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
We speak to Former FTC Chief Technologist Neil Chilson about the agency's new investigation into AI companies including OpenAI and Anthropic. Then, Former Fed Vice Chair Alan Blinder joins with his expectations for the jobs report tomorrow and monetary policy at large. Plus, ahead of Nike earnings, we speak to one of the few analysts with a buy rating on the stock.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle.
The best piece of technology is often the one you don't even notice. When it works, everything runs smoothly and the tech itself vanishes – but how we achieve this is changing dramatically with the power of AI.This week on the show, we're following up our ‘Self-Driving Networks 1-0-1' episode with a ‘Self-Driving Networks 1-0-2': what do these networks look like in practice? Sunalini Sankhavaram, VP Product Management, HPE Networking, joins host Michael Bird to discuss:How machine learning works to help networks anticipate demand and respond accordinglyWhy proactive prevention is replacing traditional troubleshootingHow self driving networks can isolate and treat threats before they have a chance to cause damage
Some of the best ideas in rental come from people who started on the other side of the counter. In this episode I sat down with Robert LeVar, operations manager and partner at American Rental, to talk about building a drive-thru rental counter, using rerents to test new markets, and why every division of his business runs its own P&L.
In this episode, Mike Flynn joins Liam to break down how companies are moving from AI experimentation to measurable business value. Mike has spent more than 20 years in consulting, including nearly a decade at EY, nine years at PwC, and now leads the technology sector for EY's consulting business. They discuss why businesses need to redesign workflows around AI instead of simply adding AI to existing processes, how EY's "Design for Zero" approach works, and why AI agents are changing the economics of software. Mike also explains the real costs behind AI agents, what enterprises want from AI vendors, how AI is reshaping consulting, and why EY is investing in forward-deployed engineering. Key Topics Covered Moving from AI experiments to measurable ROI EY's "Design for Zero" approach to AI-first workflows Why per-seat software budgets break with AI agents The real cost of an AI agent task What enterprises want from AI vendors How AI is changing consulting and forward-deployed engineering Episode Timestamps 00:00 - Introduction and Mike's path from the Air Force to EY and PwC 01:58 - What Mike's role at EY looks like today 03:57 - Why point solutions create "trapped work" 04:29 - From AI experiments to end-to-end transformation 07:47 - Where AI-first redesign is working today 10:00 - Why AI is breaking the per-seat software model 13:01 - The real costs behind running an AI agent 16:00 - Measuring AI spend versus business value 18:28 - How much work will AI actually take over? 20:52 - Why companies need more granular AI cost controls 25:53 - Building automated control loops for AI 31:21 - Experimenting with enterprise AI tools at scale 36:02 - Why enterprise AI adoption moves slower than personal AI 39:37 - CIOs shift from adoption to process redesign 41:29 - What enterprises want from AI vendors 45:24 - Consulting versus AI deployment at EY 46:36 - Why AI may create more consulting work, not less 49:00 - EY's forward-deployed engineering strategy 52:16 - The two qualities Mike looks for when hiring 55:33 - Why Mike does what he does Where to find Mike: LinkedIn - https://www.linkedin.com/in/michaelbernardflynn/ EY - https://www.ey.com/ Partner Links Upgrade your AI toolkit: https://www.theaireport.ai/ai-executive-pass Subscribe to our free newsletter: https://newsletter.theaireport.ai/subscribe Join the community: https://community.theaireport.ai/checkout/the-ai-report-welcome-gift?coupon_code=WRTH Learn more about your ad choices. Visit megaphone.fm/adchoices
If you're a pressure washing or exterior cleaning business owner trying to figure out what to do when the wash season ends, this video breaks down the second business question so you can decide without wrecking the business you already built.Every August and September, owners start shopping for something that isn't seasonal. Junk removal, trash bin cleaning, carpet cleaning, snow plowing. They all sound logical on paper, and Jonathon Henderson from Pressure Washing Marketing Pros walks through why each one fights your calendar instead of fitting it.We market for over 130 exterior cleaning businesses, and 60 of them hang Christmas lights every year, so this comes from watching the same pattern play out again and again.In this video:✅ Why a year round second business splits your focus and leaves you with two half built companies✅ The one filter to run any second business through: does it fit my season or fight it✅ How Christmas lights use the customers, trucks, ladders, insurance, and crew you already pay for✅ What a realistic first season looks like, from a slow start to a $30,000 to $40,000 seasonIf you want to see what this looks like in your specific market, book a Lead Flow Acceleration Session and walk away knowing your next best steps.
Get AudioBooks for FreeBest Self-improvement Motivation6 Reasons Companies Fail & How to Avoid Them | Dan MartellDiscover the six biggest reasons companies fail and learn Dan Martell's powerful insights to spot common mistakes, improve decisions, and build smarter.We Need Your Love & Support ❤️Get 3 Audiobooks Free -
Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we delve into the latest breakthroughs and trends shaping the landscape of medicine and treatment. In the realm of weight management and metabolic disorders, significant advancements are underway. Roche and Zealand Pharma have moved Petrelintide, an amylin analog, into a Phase 3 clinical trial after a promising Phase 2 showing a nearly 10% weight loss in participants. This development highlights an increasing focus on protein-based therapies for metabolic conditions, offering new hope for tackling obesity—a major global health challenge. Similarly, Eli Lilly's Retatrutide has made headlines with its Phase 3 trial results, demonstrating a remarkable 25% body weight reduction in obese patients with type 2 diabetes. This triple agonist targets multiple receptors, marking a novel approach in metabolic therapeutics that could transform obesity and diabetes management by targeting key pathways regulating energy balance and glucose levels. In oncology, Pierre Fabre and Atara Biotherapeutics have resubmitted their Biologics License Application for Ebvallo (tabelecleucel) to the FDA. This follows successful Phase 3 trials targeting Epstein-Barr virus-positive post-transplant lymphoproliferative disease, a severe complication post-transplantation. If approved, tabelecleucel could provide a critical allogeneic T-cell therapy option for these patients, underscoring the evolution of cell-based therapies in cancer treatment. Regulatory news is also making waves with Segetis Therapeutics receiving FDA approval for Emcitate (tiratricol), designed to treat monocarboxylate transporter 8 deficiency. This approval is particularly significant as it marks the first U.S. treatment for this rare pediatric thyroid hormone disorder, showcasing the industry's dedication to addressing rare diseases' unmet needs. Meanwhile, artificial intelligence continues to reshape drug discovery and development processes. Collaborations such as GSK's with Wave Life Sciences on hepatic siRNA programs and Novartis Biomedical Research's partnership with CAS aim to enhance drug discovery workflows through advanced data analytics and machine learning models. In clinical trial news, Highlight Therapeutics reported successful Phase 2 results for BO-112 in high-risk head and neck basal cell carcinoma. The immunotherapy showed efficacy as an intralesional therapy, providing new hope for patients at high risk of cancer recurrence or progression. Furthermore, Amgen's Daxdilimab demonstrated positive outcomes in a Phase 2 trial for discoid lupus erythematosus by significantly reducing disease severity, highlighting interest in targeted therapies for autoimmune conditions. Connect Biopharma's Rademikibart has shown promise in reducing exacerbations of chronic obstructive pulmonary disease during its Phase 2 trial. As an IL-4/IL-13 inhibitor, it stands as a potential competitor to existing treatments like Dupixent, potentially reshaping therapeutic strategies in respiratory diseases. These advancements reflect broader trends within the pharmaceutical industry towards personalized medicine, innovative drug mechanisms, and strategic partnerships leveraging AI and advanced analytics. As these therapies progress through clinical trials and regulatory pathways, they hold promise for enhancing patient care and expanding treatment options across various disease areas. In related regulatory developments, the European Commission has revoked marketing authorization for Hansoh Pharma's Aumseqa following a legal challenge by AstraZeneca. This decision underscores the competitive nature of oncology and highlights the importance of patent disputes and regulatory compliance in maintaining market presence. On the corporate strategy front, PhRMA has appointed former House Majority Leader Eric Cantor as its CEO. This move indicates PhRMA's focus on navigating complex regulatory environments crucial for shaping healthcare policies impacting drug development and pricing. The White House is also taking steps to address global supply chain vulnerabilities by boosting domestic production of essential medicines—a strategy aimed at enhancing national security while ensuring a steady supply of critical drugs. In industry funding news, NorthStar Medical Technologies secured $185 million to advance radiopharmaceutical isotope production. With commercial-scale manufacturing of Actinium-225 completed earlier this year, NorthStar is set to significantly increase capacity by year-end—reflecting growing demand within precision medicine. In space-based innovations, Varda Space Industries raised $251 million to fuel pioneering drug manufacturing using reusable rockets in Earth's low orbit—potentially revolutionizing drug production by utilizing microgravity environments. Finally, recent developments highlight challenges within the industry as well. Companies like Novo Nordisk and BioMarin face layoffs amid evolving market demands. Meanwhile, Enanta Pharmaceuticals downsizes amid forthcoming antiviral readouts—a reflection of broader strategic pivots required to remain competitive. These developments underscore an era where scientific breakthroughs are rapidly transforming drug development paradigms. As companies navigate intellectual property challenges and strategic collaborations continue to drive innovation aimed at addressing diverse unmet medical needs across therapeutic areas, stakeholders are likely to witness continued growth and transformation in drug development and delivery paradigms worldwide. Thank you for joining us on Pharma Daily—your go-to source for insights into the ever-evolving pharmaceutical and biotech industries. Stay tuned for more updates as we continue to explore groundbreaking advancements shaping the future of medicine.Support the show
More growth out of the new vehicle market, with September the strongest month of the year so far. Over 13 thousand new passenger vehicles were registered —up nearly 28% on a year ago— while total light vehicle registrations neared 25 thousand. Toyota led the market with over 3,000 sales, with BYD, Tesla, and MG, all sitting between 500 and 1000 new registrations. Motor Trade Association CEO Lee Marshall told Mike Hosking stubbornly high fuel prices are still driving many people's decisions. He says there are fairly large savings on the table when you compare a hybrid or electric car with one that costs $300 per 1000 kilometres to run. Sales are also driven by rental companies, who are boosting their stocks ahead of summer. Companies and rental businesses accounted for 68% of the total registrations. LISTEN ABOVE See omnystudio.com/listener for privacy information.
The New South Wales government is on the spotlight for not taking climate action seriously, but the community is pushing harder to be heard. The NSW Blue Mountains City Council has unanimously passed a motion urging the federal government to introduce a levy on fossil fuel companies to make them pay for climate-related disasters. The motion comes as a local community campaign demonstrates how coal and gas corporations are making billions of communities bear the brunt of climate reality. Organiser for the Blue Mountains Climate Compensation Group Anne Welch, says the levy is desperately needed, so communities traumatised by bush fires like Black Summer don’t have to continue paying the price.See omnystudio.com/listener for privacy information.
Welcome to the Purple Patch Podcast. On this episode, IRONMAN Master Coach Matt Dixon shared lessons from three WinCycle performance workshops and identified practices for sustaining high performance amid rapid change. Current Headwinds High-growth organizations are operating without a stable playbook as AI accelerates innovation, changes priorities, and outpaces existing processes. New demands are being added to teams that were already operating near capacity. Leaders increasingly value people with a coaching mindset who can filter noise, apply judgment, and focus teams on what matters. Performance Approach Teams should prepare, think, and act like professional athletes: maintain high standards, build systems, and prioritize recovery. Sustainable performance depends on expanding human capacity rather than simply adding workload. Core Practices The performance foundation combines hydration, nutrition, movement, strength training, brief daily resets, and sleep. These practices work as an integrated system to support stress processing, focus, stable energy, resilience, and adaptability. Open question: How can leaders embed these practices into daily work so they become performance requirements rather than optional wellness benefits? WinCycle Context WinCycle was presented as a leadership and team performance program based on lessons from endurance sports. Three workshops were delivered for technology, legal, and private equity organizations. Participant feedback averaged 4.7 out of 5 for the experience and 4.9 out of 5 for likelihood to recommend. Organizational Headwinds Organizations are moving faster because of AI, with work timelines compressed from months to days or hours. Existing processes, priorities, and decision cycles are struggling to keep pace. Teams face increasing demands without equivalent increases in capacity. Athlete-Based Model High performers need disciplined preparation, consistent systems, recovery, and the ability to perform under pressure. Leadership should shift from management toward coaching to help teams navigate uncertainty and focus energy. Performance Foundation Six practices were emphasized: hydration, nutrition, movement, strength, strategic daily resets, and sleep. Together, they support capacity, cognitive performance, energy, physical resilience, and sustainable high performance. Purple Patch and Episode Resources Mike Moritz's Book Ausländer: https://www.simonandschuster.com/books/Auslander/Michael-Moritz/9798897101924 Check out our world-class coaching and training options: Tri Squad: https://www.purplepatchfitness.com/squad 1:1 Coaching: https://www.purplepatchfitness.com/11-coached Run Squad: https://www.purplepatchfitness/com/run-squad Strength Squad: https://www.purplepatchfitness.com/strength-1 Live & On-Demand Bike Sessions: https://www.purplepatchfitness.com/bike Explore our training options in detail: https://bit.ly/3XBo1Pi Ready to book a consultation with Purple patch? Sign up: https://www.purplepatchfitness.com/coachingconsult Live in San Francisco? Explore the Purple Patch Performance Center: https://center.purplepatchfitness.com Everything you need to know about our methodology: https://www.purplepatchfitness.com/our-methodology Amplify your approach to nutrition with Purple Patch + Fuelin https://www.fuelin.com/purplepatch Get access to our free training resources, insight-packed newsletter and more at purplepatchfitness.com
AI, tariffs, shifting consumer expectations, and new delivery models are creating fresh challenges and opportunities for supply chain leaders. In this episode of Supply Chain Now, Scott Luton and Jake Barr sit down with Gartner's Noha Samara to bust some of the biggest myths surrounding AI in supply chain planning. Then, Scott talks with Wall Street Journal reporter Liz Young about the forces reshaping retail and logistics, from product assortment and tariffs to trucking, last-mile delivery, drones, and returns.Noha challenges the idea that AI success is simply about doing the same work faster, emphasizing instead the need to redesign jobs, rethink processes, build trust with planners, and focus AI investments on a smaller number of high-impact use cases. She also explains why productivity gains should be measured by the higher-value work AI enables, not simply by workforce reduction.Later, Liz brings a reporter's perspective to the rapidly changing retail supply chain. She shares how companies are reducing product variety to manage tariffs and complexity, building greater flexibility and resilience into their networks, and navigating increasingly diverse consumer expectations around delivery. The conversation also explores rising trucking costs, the potential of drone delivery, generational shifts in shopping behavior, and the costly challenge of product returns.Key TakeawaysAI productivity requires redesigning work, not simply accelerating existing tasks. Organizations need to rethink workflows, roles, processes, and decision-making to unlock AI's full potential.Trust must come before adoption. Planners need to understand how AI reaches its conclusions and how humans and AI will work together before organizations can expect meaningful adoption.AI productivity doesn't automatically mean workforce reduction. The greater opportunity may be redeploying saved time toward scenario analysis, root-cause analysis, inventory optimization, and other higher-value work.More AI use cases don't necessarily mean more value. High-performing organizations are selective, concentrating resources on fewer, higher-impact initiatives and building capabilities that can support future use cases.Retailers are using assortment and sourcing decisions to manage complexity. Reducing product variety can help companies concentrate on best sellers while simplifying sourcing and tariff exposure.Flexibility and optionality are becoming essential supply chain capabilities. Companies are diversifying sourcing, improving visibility, reconsidering inventory strategies, and preparing for disruptions that may be impossible to predict.The last mile is no longer just a race for speed. Consumers have different expectations around delivery time and cost, forcing retailers to get smarter about inventory placement and fulfillment choices.Returns and emerging delivery models remain major questions for retail. Drone delivery is expanding while retailers continue searching for better ways to manage the cost and complexity created by online returns.Tune in for a wide-ranging look at what supply chain leaders should be thinking about now and what may matter even more in the years ahead. From separating AI reality from hype to preparing for tariffs, transportation shifts, changing consumer behavior, and new fulfillment models, this episode offers practical perspectives for building supply chains that are more adaptable, focused, and prepared for the unexpected.Additional Links & Resources:Connect with Liz: https://www.linkedin.com/in/bylizyoung/Connect with Noha: https://www.linkedin.com/in/noha-samara-4864863/Upcoming Live Programming: https://supplychainnow.com/upcoming-live-programming/Supply Chain Now Resource Hub: https://supplychainnow.com/resource-hub/Learn more about our hosts: https://supplychainnow.com/aboutLearn more about Supply Chain Now: https://supplychainnow.comWatch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkLearn more about Blue Yonder Cognitive Solutions: http://blueyonder.com/cognitiveWEBINAR- You Can't Manage What You Can't See: Using Visibility, KPIs, and AI to Optimize Logistics Operations: https://bit.ly/4ql6iemWEBINAR- The Four Eras of Freight Audit: How we got here, and why the Control Era (finally) changes everything: https://bit.ly/4yVXPBxWEBINAR- The Real ROI of AI Analytics in the Supply Chain: Better Answers When Everyone Starts Asking: https://bit.ly/3TpCX6uWEBINAR- The Cost of Skipping the Audit: Why Site Scans Should Come Before Every Pallet, Crate, or Wood Packaging RFQ: https://bit.ly/4AJzReAWEBINAR- How to Stop Losing Margin After a Package Ships: https://bit.ly/4An41UxWEBINAR- Rethinking the Supply Chain Management Classroom: https://bit.ly/4xJIkM2This episode was hosted by Scott Luton and Jake Barr, and produced by Trisha Cordes, Joshua Miranda, and Amanda Luton. For additional information, please visit our dedicated episode page at: https://supplychainnow.com/from-planning-retail-where-supply-chain-heading-1641 The content in this episode, including all audio, videos, visuals, and graphics, is the property of Supply Chain Now and is protected by copyright law. Unauthorized use, reproduction, distribution, modification, or re-uploading of this content in any form is strictly prohibited without explicit written permission from Supply Chain Now.For licensing inquiries or permissions, please contact us at production@supplychainnow.com© 2026 Supply Chain Now. All rights reserved. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What does it take to transform a small startup into a global financial services company while building a culture that can scale through constant change? In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews David Johnson, CEO & Founder of Vervent, who shares how he built Vervent from a small loan servicing company into a global financial services platform serving lenders, lessors, and credit providers. He explains the leadership principles that guided the company's growth, including embracing discomfort, building strong teams, integrating acquisitions successfully, and evolving as an organization. David also discusses the future of financial services, including Vervent's enterprise-wide AI transformation and how technology can create new efficiencies, opportunities, and better client outcomes. Key Takeaways:→ Starting a company during challenging economic conditions can reveal whether a business idea has true market demand.→ Great leaders must evolve as their companies grow by shifting from having all the answers to building teams of capable people who can contribute expertise and perspective.→ “Comfort with discomfort” can become a powerful cultural principle that helps organizations handle difficult conversations and challenging situations.→ Successful acquisitions require more than cost-cutting. Companies create value by integrating people, culture, and capabilities to move the organization forward.→ The hardest part of acquisitions is often the people integration, not the technology.David Johnson spearheads the bold leadership that Vervent brings to clients and the industry. He drives our business and people forward with a penchant for innovation, a talent for developing expert teams, and a passion for creating impactful results. Connect With David:Website: https://www.vervent.com/Facebook: https://www.facebook.com/Vervent/Instagram: https://www.instagram.com/VerventSD/LinkedIn: https://www.linkedin.com/company/verventsd/X: https://x.com/verventSDYouTube: https://www.youtube.com/channel/UCR5iV1H4bK4FNp-5JbAmz2Q
Every leadership team is arguing about which AI model is best, but that debate is a distraction from the real problem. In this episode, Jeff McMillan, founder of McMillanAI and former head of firmwide AI at Morgan Stanley, breaks down the real bottlenecks behind enterprise AI strategy. He shares why fixing your data matters more than picking a model, why your best AI leader is probably already inside your company, and why AI eliminates tasks rather than entire jobs.Key Moments:Why the Chief AI Officer's Real Job Is to Teach (01:41): Jeff explains why he left Morgan Stanley: build standards and infrastructure, then get out of the way.Your Next AI Leader Already Works for You (11:10): Hiring an outsider usually loses to teaching an A-plus insider who already knows the organization.Why Model Choice Matters Less Than You Think (15:11): Jeff compares the AI model debate to arguing over whose car is better without ever driving it; the models are capable enough already.How to Triage a Broken Data Foundation (17:54): Jeff's framework is to find your most critical data attributes, measure accuracy, then invest where it counts.Why AI Eliminates Tasks, Not Entire Jobs (28:27): The companies that dominated after the Industrial Revolution reorganized work; they did not just have better tech. Jeff argues AI eliminates tasks, not jobs.Key Quotes:“The chief AI officer is not there to build AI for the company; they are to teach the company how to build AI.” - Jeff McMillan“AI does not eliminate jobs; it eliminates tasks.” - Jeff McMillan“ Don't just talk about AI, don't just prompt it. Build something that's real, that has actual measurable outcome, and then share that with the world.” - Jeff McMillanMentions:McMillanAI: Everyone Is BehindCollected Writings of Mary Parker FollettGuest Bio:Jeff McMillan is one of the most experienced AI leaders in financial services. As the former Head of Firmwide AI at Morgan Stanley, he led the development and deployment of AI across the entire enterprise — overseeing hundreds of GenAI use cases from concept to production.Jeff is on faculty at Columbia Business School, where he teaches AI strategy to the next generation of business leaders. He founded McMillanAI to help organizations cut through the noise and build AI strategies that actually work. Hear more from Cindi Howson here. Sponsored by ThoughtSpot.
The Brutal Truth about B2B Sales & Selling - The show focuses on Hacking the Sales Process
Here is a FAQ Video on the Courses: https://youtu.be/0F7imrzjXWs Here is a deep dive into which course is best for you: https://youtu.be/JM_jgS8M-iU https://www.b2bRevenue.com - Get Your Free E-Book on How Companies make Decisions. FAQ: 1 YEAR ACCESS, PAY MONTHLY OR ANNUALLY NOT A SUBSCRIPTION OFFICE HOURS EVERY OTHER WEEK VIA ZOOM. 1 HOUR GROUP Q&A. UNLIMITED 1-ON-1'S ARE FREE AS LONG AS THEY CAN BE SHARED IN THE COURSE. 1-ON-1 ARE FULL ACCESS ON DAY ONE - NOTHING IS GATED OR TIME RELEASED. ALL CONTENT IS VIDEO BASED AND SELF PACED I RECOMMEND TAKE COURSE ONCE WITHOUT NOTES OR APPLYING IT SO YOU UNDERSTAND THE BIG PICTURE FIRST. THEN TAKE AND APPLY IT STEP BY STEP. YOU START WHEN YOU WANT AND GO AS FAST OR SLOW AS NEEDED. Email me additional questions: briangburns@me.com — SAMPLE EMAIL TO EXPENSE THE COURSE MGR, I have been listening to the brutal truth about sales podcast for X months and it speaks to the issues we face. They currently offer a course that includes video instruction, group Q&A and One-on-One coaching. I'm committed to my own personal development and would like your help in expensing the course. It would pay for itself if I closed only one new deal of $X value. Please let me know by Friday if I can move forward with this 1 year course. Thanks, ME Here are some student interviews from the courses: ———————————————————————————————————— Audible 30 day Free Trial: http://www.audibletrial.com/BrutalTruth
The US Physician Payments Sunshine Act requires life sciences companies to publicly report payments, transfers of value, and ownership interests. In the first episode of our Shining a Light on the Sunshine Act and Transparency Requirements series, Washington, D.C. counsel Nicole Liffrig Molife and associate Megan Lich walk listeners through the fundamentals of Sunshine Act compliance, including who is required to report, what types of payments and ownership interests must be reported, and key deadlines and compliance strategies. This podcast is provided as a service of Latham & Watkins LLP. Listening to this podcast does not create an attorney client relationship between you and Latham & Watkins LLP, and you should not send confidential information to Latham & Watkins LLP. While we make every effort to assure that the content of this podcast is accurate, comprehensive, and current, we do not warrant or guarantee any of those things and you may not rely on this podcast as a substitute for legal research and/or consulting a qualified attorney. Listening to this podcast is not a substitute for engaging a lawyer to advise on your individual needs. Should you require legal advice on the issues covered in this podcast, please consult a qualified attorney. Under New York's Code of Professional Responsibility, portions of this communication contain attorney advertising. Prior results do not guarantee a similar outcome. Results depend upon a variety of factors unique to each representation. Please direct all inquiries regarding the conduct of Latham and Watkins attorneys under New York's Disciplinary Rules to Latham & Watkins LLP, 1271 Avenue of the Americas, New York, NY 10020, Phone: 1.212.906.1200
Ryan Zurrer has three companies he believes are leading the new frontier of technology: SpaceX (SPCX), Anthropic, and OpenAI. On SpaceX, he sees a third of the company's revenue coming from AI compute and a quarter from Starlink, emphasizing its pivot toward AI as a critical move for the Elon Musk-led firm. Ryan adds that Anthropic's projected $100 billion run rate justifies the Claude parent's $2 trillion IPO. As for OpenAI, he points to the software giant benefitting from frontier models. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Two hours of waiting on a cleanup contractor can turn a “good call” into a revenue-killer. We sit down with Perry Beatty of Hazmat Responder Network and Logos Incorporated to talk about the real bottleneck many towing and recovery companies face: you respond on time, but you cannot move the truck or clear the lane because fuel is leaking, cargo is compromised, or storm drains are impacted.Perry walks us through how he went from old-school towing and heavy recovery to building a compliant hazmat spill response operation by getting OSHA-based HAZWOPER training and matching the right equipment to what actually happens on scene. We dig into how EPA expectations show up at crashes, why response-time contracts make delays so painful, and how talking directly with fleet safety directors can turn spill response into an instant add-on service for existing towing clients.We also get into the practical side: containment and flow control for storm drains, transfer pumps, grounding and bonding, decontamination, and the after-action reports that close the loop when the scene is “clean” but the paperwork is not. Perry explains how Hazmat Responder Network training is built specifically for towers and recovery operators, tying together OSHA, EPA, and DOT requirements and adding cargo tank awareness for DOT-406 fuel haulers and DOT-407/412 chemical tanks with hands-on simulators.If you want faster clear times, better compliance, and a new profit center your competitors may be ignoring, hit play, then subscribe, share this with your team, and leave a review with the one skill you want your crew to master next.
New doesn't always mean innovative. This episode of Product Talk explores how designers and specifiers can look beyond the “innovative” label to understand what a product actually changes. Lauren Brant examines examples that expand the function of familiar products, improve performance and material health, respond to human needs, introduce new creative perspectives, and integrate technology into the built environment. The result is a broader view of innovation as something that can happen through technology, refinement, application, design, and cultural storytelling. Companies mentioned: Kvadrat Acoustics Foster + Partners Designtex Shaw Contract KI HBF Textiles Momentum Cisco
Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we delve into a series of transformative developments across the pharmaceutical and biotech sectors, highlighting strategic investments, innovative therapies, and regulatory milestones. AstraZeneca's recent $2 billion investment in Summit Therapeutics is a testament to the industry's focus on cutting-edge oncology solutions. This substantial funding aims to advance the development of ivonescimab, a PD-1xVEGF bispecific antibody, in conjunction with antibody-drug conjugates. This strategic move underscores the potential of combining different therapeutic modalities to target complex cancer pathways, particularly in gastrointestinal malignancies. By leveraging dual-targeting capabilities, these therapies promise enhanced efficacy, marking a significant step forward in cancer treatment paradigms. Meanwhile, Novo Nordisk is making strides in metabolic disease management through its partnership with Hengrui Pharma. This collaboration to develop a weekly oral GLP-1R/GIPR dual agonist for obesity underscores the growing emphasis on innovative metabolic therapies. The upfront payment of $300 million, with additional milestone payments potentially reaching $2.6 billion, reflects the high stakes involved in addressing obesity—a global health challenge. This approach could revolutionize current treatment standards by improving patient compliance and outcomes through targeted small molecule interventions. On the manufacturing front, Genentech's $750 million expansion of its Hillsboro facility highlights the increasing demand for biopharmaceuticals. This investment is poised to double the facility's size by 2031, supporting new drug approvals in oncology, neurology, and immunology. Enhanced production capacity is crucial for meeting the intricate requirements of biologics and personalized medicine, ensuring that breakthrough treatments reach patients more effectively. In the realm of antibody research, Ginkgo Bioworks, AbbVie, and Takeda have joined forces to form the Antibody Developability Consortium. By creating a standardized dataset for antibody development using artificial intelligence and machine learning, this initiative aims to streamline the discovery and manufacturability of therapeutic antibodies. The collaboration seeks to overcome existing challenges in antibody drug development, potentially expediting time-to-market for new therapies. In neurology, AC Immune's Phase 2 trial of ACI-7104 has shown promising results in early-stage Parkinson's disease by meeting all primary endpoints and demonstrating complete immunogenicity. This active immunotherapy targeting alpha-synuclein presents hope for modifying disease progression rather than merely alleviating symptoms. Such advancements highlight the potential of vaccination strategies in addressing neurodegenerative diseases. Roche is also embracing innovation by planning autonomous AI labs for drug R&D. These labs are expected to accelerate clinical candidate development significantly, reducing costs while improving success rates in bringing new drugs to market. This initiative exemplifies how AI-driven drug discovery is reshaping research methodologies. Despite these advancements, challenges persist within the industry. UniQure's gene therapy for Huntington's disease showed diminished effectiveness over four years in Phase 1/2 trials, illustrating the complexities inherent in developing neurological disorder treatments. Additionally, BioNTech's closure of three sites in Germany resulting in substantial job cuts highlights broader economic pressures despite its success with mRNA vaccines. Regulatory developments are crucial as well. The FDA's approval of Roche's Gazyva for idiopathic nephrotic syndrome marks a pivotal advancement as it becomes the first treatment option for this condition in 70 years. This approval not only provides hope for patients but also sets a precedent for future research into autoimmune diseases. In contrast to these successes, Roche decided to discontinue its muscle-sparing obesity antibody following disappointing phase 2 results. Such outcomes emphasize the importance of interim analyses and adaptive strategies in drug development. Overall, these updates underscore a dynamic period characterized by strategic investments, technological innovation, and collaborative efforts aimed at addressing some of healthcare's most pressing challenges. The integration of cutting-edge technologies such as AI and novel therapeutic modalities continues to drive progress towards more effective and personalized patient care solutions. As we wrap up today's episode of Pharma Daily, it's clear that while opportunities abound within the industry through scientific breakthroughs and strategic collaborations, challenges remain that require careful navigation. Companies that balance innovation with rigorous clinical evaluation will be at the forefront of delivering transformative healthcare solutions globally. Thank you for tuning into Pharma Daily; stay informed with us as we continue to track these evolving trends shaping the future of pharmaceuticals and biotech.Support the show
Pre-IPO investing has long depended on knowing the right person at the right time. In this episode of the Alternative Investing Advantage, host Alex Perny talks with Harvey Kesner, Chairman, President, and Co-Founder of EquiDeFi, about how technology is making private placements easier to find and complete. Harvey draws on a career that started with reviewing IPOs at the SEC to explain what changed under the JOBS Act and what still stands in the way.Key Points:• The JOBS Act allowed general solicitation for private placements for the first time. Under Regulation D Rule 506(c), issuers can publicly advertise offerings as long as each investor's accredited status is verified with documents such as tax returns or brokerage statements.• Paperwork has been the biggest bottleneck in pre-IPO investing. Every 506(c) investor signs a separate subscription agreement, so EquiDeFi combines verification, digital signatures, and payment options into a process that investors can finish in about 10 to 15 minutes.• Electronic ownership records are safer than paper stock certificates. Harvey recommends issuers bring on an SEC-registered transfer agent early so ownership stays clean and shares can move into a brokerage account if the company goes public.• Due diligence falls largely on the investor. Reg D offerings to accredited investors have no SEC-mandated disclosure requirements, so a thorough private placement memorandum and a diversified approach both matter, since any private investment can lose its full value.• Retirement account investors face their own paperwork questions. Many self-directed IRA owners aren't sure who signs subscription documents, and EquiDeFi is working to automate that onboarding step for retirement funds.Chapters:00:00 Why pre-IPO investing has been hard to access01:58 Harvey Kesner's path from the SEC to EquiDeFi07:56 How the JOBS Act changed private placements14:22 Stock certificates and SEC-registered transfer agents23:46 Self-directed IRAs and private placement paperwork26:56 Disclosure requirements for Reg D offerings32:26 The investor journey on the EquiDeFi platform42:22 What's next for EquiDeFiSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at Podcast@AdvantaIRA.com.Learn more about our guest, Harvey Kesner: https://equidefi.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-ira https://www.linkedin.com/company/Advanta-IRA/ https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#PreIPOInvesting #PrivatePlacements
Today, the Social Democrats will be proposing a windfall tax on the excess profits of energy companies. Which they say would provide a targeted energy credit of €400 for households with incomes of less than €70,000. Speaking to Jonathan was Jennifer Whitmore, Social Democrats TD for Wicklow and Spokesperson for Environment and Energy.
This is Derek Miller, Speaking on Business. Since 2000, Integrated Companies has been helping businesses with the essentials of running a company. From payroll and accounting to insurance and HR, they provide the services and support businesses need to keep moving forward. Director of Client Success, Mikalyn Paulson, joins us with more. Mikalyn Paulson: For the fourth year in a row, Utah has been ranked the number one Best State in America by U.S. News & World Report. And keeping Utah strong means keeping up with its growth. Utah is already about 35,000 homes short of what our growing population needs — and demand calls for nearly 190,000 more homes by 2030. Behind every one of those homes are Utah businesses — framers, electricians, concrete crews, masons, plumbers and countless other skilled trades. At Integrated Companies, we're proud to be the professional services partner behind more than 5,000 Utah businesses, primarily in construction. We handle payroll, insurance, accounting and HR — but we go way beyond the back office. We help our clients strategize around workforce, risk and growth because we know construction inside and out, not just by the paperwork. When Utah's builders succeed, our communities get stronger. We're Integrated Companies — proud to stand behind the people building Utah. Derek Miller: As Utah's economy continues to grow, Integrated Companies is helping businesses stay prepared for what's ahead. Learn more about their work and services at IntegratedCompanies.com. I'm Derek Miller, with the Salt Lake Chamber, Speaking on Business. Originally aired: 9/29/26
We like to think that if a company cheats us, steals our wages, or breaks the law, we can take them to court. Unfortunately, there's a good chance you've already signed that right away. This week, Brendan Ballou returns to the podcast to explain how forced arbitration created what he calls America's secret justice system—and why this is as much an economic story as a legal one. He joins Paul and Goldy to unpack how corporations use economic power to weaken workers' and consumers' legal power, why the myth of the “voluntary contract” falls apart when every option comes with the same fine print, and how making corporate misconduct harder to challenge changes the incentives that shape the entire market. Brendan Ballou is the founder of the Public Integrity Project, a nonprofit anti-corruption law firm, and the author of When Companies Run the Courts: How Forced Arbitration Became America's Secret Justice System. Further reading: When Companies Run the Courts: How Forced Arbitration Became America's Secret Justice System Plunder: Private Equity's Plan to Pillage America Pitchfork Economics: Stop the Steal: Revisiting Private Equity's Plan to Pillage America (with Brendan Ballou) Public Integrity Project Social Media: @brendanballou.bsky.social Instagram: @brendanballou Substack: @brendanballou @brendanballou Ask Pitchfork: Have a question for Nick, Goldy, or the show? Leave it in the comments on YouTube or Spotify with #askpitchfork. Website: http://pitchforkeconomics.com Facebook: Pitchfork Economics Podcast Bluesky: @pitchforkeconomics.bsky.social Instagram: @pitchforkeconomics Threads: pitchforkeconomics TikTok: @pitchfork_econ YouTube: @pitchforkeconomics LinkedIn: Pitchfork Economics Twitter: @PitchforkEcon, @NickHanauer Substack: The Pitch Nick's Substack: NickHanauer.Substack.com
Companies with significant family ownership generate roughly 70% of global economic output and 60% of the world's jobs. However, only three in 10 survive to a second generation. In this episode of Goldman Sachs Exchanges, FX de Mallmann, chairman of Goldman Sachs EMEA and chairman of Investment Banking, and Tucker York, chairman of global Wealth Management, discuss why succession is so difficult, how enduring enterprises structure governance, and the mindset shift required after a sale or IPO. Key Takeaways Succession is a two-part decision: Founders must separate management continuity from asset ownership transfer. This process yields the best results when initiated early and built with operational flexibility. There are multiple paths to business success: Company success has come from both founders who diversified ownership and brought in professional management, and founders who kept the business family-controlled and managed. Wealth creation demands a mindset shift: Through a sale or IPO, founders go from operating a concentrated business to holding liquid wealth and trying to understand what to do with this. For more insights, read Goldman Sachs' new report, Honoring Legacy and Positioning for the Future: A Modern Playbook for Family-Owned Businesses. Date of recording: September 8, 2026 The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment, legal, or tax advice, a recommendation from any Goldman Sachs entity to take any particular action or be used as a basis for any other investment decision, or an offer or solicitation to purchase or sell any securities or financial products. Any forward-looking statements, case studies, computations or examples set forth herein are for illustrative purposes only. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any sponsorship, affiliation, endorsement, ownership or license rights between any such company and Goldman Sachs. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. © 2026 Goldman Sachs. Learn more about your ad choices. Visit megaphone.fm/adchoices
What if safety isn't just a compliance requirement, but one of the most important foundations of leadership, culture, and business performance?In this episode of Liftoff with Keith, we sit down with Brian L. Fielkow, recognized business leader, board director, advisor, former CEO of Jetco Delivery, and author of Making Safety Happen, to explore how leaders can build organizations that remain strong when the pressure is high.Brian shares lessons from decades of operating and advising businesses where safety, risk, and performance are closely connected. We discuss why safety should be treated as a core value rather than simply a department, how leadership shapes employee behavior, and what it takes to create a culture where people feel comfortable speaking up when something isn't right.From managing operational risks to building trust, accountability, and psychological safety, this conversation offers practical insights for founders, CEOs, and business leaders who want to build companies that are both safe and productive.In this episode, we discuss:Why safety is a business responsibility, not just the job of a safety departmentThe difference between a compliance culture and a genuine safety cultureHow leadership influences employee behavior and organizational performanceWhy psychological safety encourages employees to speak up and report risksBuilding accountability and learning from near missesHow companies can balance growth, productivity, and risk managementIdentifying hidden risks during periods of rapid growthThe importance of clear, practical, and understandable processesHiring for both technical competence and attitudeWhy humility and the ability to course-correct matter in leadershipHow leaders reveal their culture when things go wrongWhy maintaining culture requires continuous investmentBrian also shares examples from his experience at Jetco Delivery, including how listening to frontline employees can uncover risks and lead to meaningful improvements.Whether you're a founder scaling a business, a CEO managing operational challenges, or a leader working to build a stronger company culture, this conversation offers valuable perspectives on leadership, safety, and sustainable performance.About Brian L. FielkowBrian L. Fielkow is a recognized business leader, board director, and advisor known for his work in safety, risk, and organizational performance. He previously served as CEO of Jetco Delivery and is the author of Making Safety Happen.Sponsor Info: We are strategic business advisors with decades of leadership experience and a proven track record of driving businesses' growth. We specialize in creating custom-tailored strategies to introduce your company, drive growth, build leadership teams, and ensure companies implement appropriate compensation programs. Our mission is to utilize our expansive network to benefit your company https://www.compass-strategic-advisors.com/Connect with Brian: LinkedIn: https://www.linkedin.com/in/brianfielkow Book: https://www.amazon.in/Making-Safety-Happen-Productive-Profitable-ebook/dp/B0GX2ZXGFY Subscribe for more founder insights and hit the bell for notifications! Follow us on our channels for exclusive startup content and behind-the-scenes insights from interviews like this one. Spotify: https://open.spotify.com/show/3cFpLXfYvcUsxvsT9MwyAD?si=f5a14e779777487d Apple Podcasts: https://podcasts.apple.com/ca/podcast/liftoff-with-keith-newman/id1560219589 Substack: https://keithnewman.substack.com/ Newman Media Studios: https://newmanmediastudios.com/ LinkedIn: https://www.linkedin.com/company/liftoffwithkeithFacebook: https://www.facebook.com/KeithNewman285Website: https://liftoffwithkeith.com/Want to build a high-growth company without falling into the administration trap? Subscribe to Liftoff with Keith and follow for weekly conversations with the founders building what's next.
What if every market research project could continue contributing to business decisions after its original question had been answered? In this episode of Tech Talks Daily, I'm joined by Phil Ahad, Managing Director of Data at Cint, to discuss why he believes companies should move away from disposable research. For decades, the familiar model has been straightforward. A business asks a question, commissions a study, receives the answer and begins again when the next question appears. Phil argues that this process wastes useful information and repeatedly asks people for details that may already be available. His alternative is an always-on human data engine that allows new studies to build on previous research. Existing responses can be combined with first-party information, third-party sources, transactional records and behavioral signals. Phil says this can help organizations answer new questions faster while reducing the burden placed on respondents. That burden matters because survey fatigue is often misunderstood. Phil does not believe people have stopped wanting to share opinions. The problem is the experience. Customers are repeatedly asked long batteries of familiar questions, often after everyday transactions, because the structure of data collection has changed remarkably little since paper surveys. If researchers already know much of the background, they can ask fewer questions and focus on the reasons behind a person's decision. We also examine synthetic data, a term Phil openly dislikes, and the growing use of AI personas or digital twins. At one end of the spectrum, a model might add 200 modeled responses to an 800-person study so researchers can work with a sample of 1,000. Phil says this extends an existing data set rather than creating genuinely new insight. At the other end, a company may create a digital representation of a person from survey responses, purchasing patterns, mobile activity and other signals, then ask that representation new questions. The opportunity is faster research with less repeated questioning. The risk is believing the model knows a person better than the evidence allows. Phil says the industry must test how much information is required to predict an answer with an acceptable level of confidence. He expects progress to come from repeated comparison and validation rather than a single certification method or technical shortcut. For business leaders, this makes transparency as important as speed. Before relying on AI-augmented research for a major decision, they need to understand where the original data came from, how modeled responses were created, how performance was tested and where human judgment remains involved. Phil also notes that strong decisions rarely rely on a single input. Companies bring together research, customer records, benchmarks and other sources before deciding what to do. Cint's ambition, as Phil describes it, is to turn recurring tracking studies into a continuing source of insight. He says roughly one million people pass through the company's ecosystem each day, giving Cint an asset that can be combined with increasingly accessible technology. The larger challenge is making useful sense of growing data volumes at business speed. Could continuous research help your organization ask people fewer, better questions, or would AI-generated responses introduce uncertainty that outweighs the speed gained? Listen to the episode and share your thoughts with me.
On Tuesday Trump, Musk and tech CEOs signed a document they have referred to as the "Accord on Super Intelligence." We go to the U.S. to hear the latest. Manchester City has been found guilty of all charges by the Premier League. A former chairman of the club tells us there's only one appropriate punishment. And in Spain young and old have protested for housing rights — after an 87-year-old was forcibly evicted from her home in Madrid. (Photo: Reuters / Jonathan Ernst)
What does Crocs, a company based in Colorado, have in common with the tiny European country of Malta? It turns out a lot, if you look at taxes and how companies try to avoid them. New York Times investigative reporter Jesse Drucker spoke with CPR's Andrea Dukakis. Then, FEMA denies a portion of Colorado's disaster aid request after this summer's wildfires. Plus, Democrats canvas the Western Slope to get people to vote. And for our series "Aging Matters," a 78-year-old Alamosa man reflects on how his father's small act of kindness had a lifetime of impact.
AI search is changing how homeowners find HVAC, plumbing, and home service companies.John Wilson sits down with Julie Phan of Big Reputation to break down how ChatGPT and other AI platforms decide which contractors to recommend and what home service owners can do to show up more often.They cover why your Google Business Profile, reviews, website, service pages, local listings, and overall digital footprint are becoming increasingly important as search moves beyond Google.John and Julie also walk through how AI evaluates things like location, service type, reputation, availability, and customer feedback, plus how operators can test their own AI visibility and start building an advantage before the space gets more competitive.━━━━━━━━━━━━━━In This Episode━━━━━━━━━━━━━━• How AI search is changing home services• How ChatGPT chooses which contractors to recommend• Why reviews matter for AI visibility• Google Business Profile and AI search• Building a stronger digital footprint• Service and location pages that give AI more context• How to track your visibility in AI search• Why smaller contractors may have an advantage• How to start optimizing for AI search today━━━━━━━━━━━━━━Sponsors━━━━━━━━━━━━━━Profit & GritRunning a $3M–$15M home service business? Profit & Grit helps contractors improve cash flow, pricing, forecasting, and profitability with guidance from an operator who's built and sold a $25M service business. Book your free 20-minute strategy call: https://www.profitandgrit.comCatalyst | May 3–5 | Akron, Ohio100+ home service owners and operators. Three days of tactical sessions, real conversations, and learning from great operators.Grab your seat: https://www.ownedandoperated.com/catalyst ━━━━━━━━━━━━━━Connect━━━━━━━━━━━━━━John Wilsonhttps://www.linkedin.com/in/johnbwilson1/Julie Phan/Big Reputationhttps://www.bigreputation.ai/ Send Us Mail!More Ways To Connect with OAOStart HereOwned and Operated Newsletter Bonus Videos From JohnLeave a ReviewJohn Wilson, CEO of Wilson CompaniesJack Carr, CEO of Rapid HVAC
The rocket gets the glamor shot, but a launch is only one leg of a much larger network. Before anything leaves Earth, hardware has already moved through factories and specialized facilities. After launch, somebody still has to manage fuel, communications, maintenance, replacement parts, materials, and the trip back.In this solo episode, I follow five pieces of the emerging space supply chain: Rocket Lab's deployable GHOST launch concept, the recurring resupply needs behind SpaceX's Moon-base ambitions, Dawn Aerospace's Loop refueling interface, Cascade Space's deep-space communications capacity, and Anatar's advanced textiles and material traceability. These efforts are at different stages. The logistics question is how to make each handoff dependable enough for the next mission.In this episode:Why a launch site that can move changes capacity planningThe deliveries, repairs, and reverse flows a Moon base would needHow a common docking and fuel-transfer connection could enable orbital refuelingWhy a lost signal is a serious exception in deep spaceThe manufacturing and traceability questions behind spacesuits and other soft goodsLinks and resources:Rocket Lab GHOST: https://rocketlabcorp.com/updates/rocket-lab-unveils-ghost-deployable-launch-system-to-enable-responsive-space-missions-worldwide/Dawn Aerospace Loop: https://www.dawnaerospace.com/latest-news/in-orbit-refueling-loop-networkCascade Space: https://www.cascadespace.com/Anatar: https://www.anatarindustries.com/newsroom/anatar-approved-to-join-the-arm-instituteKaia Rhodes on X: https://x.com/kaiarhodes/status/2049959076197511561Related episodes:NASA Series: Deep Space Logistics: https://www.iheart.com/podcast/269-everything-is-logistics-73784837/episode/nasa-series-deep-space-logistics-202946654/Building Warehouses in Space with Inversion: https://everythingislogistics.com/building-warehouses-in-space-with-inversion/-----------------------------------------THANK YOU TO OUR SPONSORS!SPI Logistics has been a Day 1 supporter of this podcast which is why we're proud to promote them in every episode. During that time, we've gotten to know the team and their agents to confidently say they are the best home for freight agents in North America for 40 years and counting. Listen to past episodes to hear why.CargoRex is the search engine for the logistics industry—connecting LSPs with the right tools, services, events, and creators to explore, discover, and evolve.Digital Dispatch maximizes and manages your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers.
Recorded back in December 2021 this panel conversation ran one of the most interesting studies I still re-read to this day. Based on the first multi-country network analysis of TEAL Companies as compared with traditional ways of working - we went beyond the data to understand the structure of what's true and what's next.
Career reinvention for developers is usually discussed in terms of learning a new language, moving into leadership, adapting to AI, or finding a new job. Our conversation with Gaylen A. Wilson takes that idea much further. His story shows what happens when careers, businesses, health, and even our assumptions about the future stop following the plan. Season 29 of Building Better Developers is about building a career beyond the code. Usually, that leads us into conversations about leadership, communication, business value, quality, or the skills developers need as they move beyond completing technical tasks. This episode is different. We did not spend much of the first half talking about software development or QA. Instead, Gaylen told us his story, and the longer he talked, the clearer the connection to developers became. Gaylen's career repeatedly forced him to confront something most developers eventually discover for themselves: you can master the tools, solve complicated problems, and work incredibly hard, but none of that guarantees life will follow the architecture you designed. His story is ultimately about rebuilding when the plan fails, which makes it an unexpected but valuable example of career reinvention for developers. About Gaylen A. Wilson Gaylen A. Wilson is an author, relationship coach, technology veteran, entrepreneur, farmer, former stockbroker, and heart-transplant recipient whose career has required him to reinvent himself repeatedly. Together with his wife, Heather, Gaylen developed the Monument Method, an approach they use to help couples interrupt destructive conflict patterns and strengthen their connection. Learn more about Gaylen A. Wilson through his website http://www.monumentmethodinstitute.com/. Your Career Is Not a Straight Line Gaylen started his professional life far away from software. He became a farmer in his twenties and built a life around agriculture. Then drought and crop failures destroyed the business, eventually forcing him into farm bankruptcy. He had to reinvent himself. His next chapter took him into finance as a stockbroker. He succeeded there until a company whose investment he had recommended collapsed after, according to Gaylen, misrepresenting its financial condition. He described that experience as another devastating setback. Without healthy ways to process what had happened, his personal life also began to unravel. Eventually, Gaylen rebuilt again. In 2001, he found work as a traveling PeopleSoft computer consultant. He was earning more than he ever had before and thought he had finally reached a stable point in his career. Then September 11 changed the economy and consulting industry around him. By December, he had lost that job. After months of searching and hundreds of mailed résumés, he eventually took a job as a Walmart cashier because he needed to work. For developers, there is an important lesson in that progression. We often build our identity around what we do. We become the Java developer, QA engineer, architect, DevOps specialist, technical lead, or whatever role currently defines our career. Then the technology changes, the company restructures, a project ends, AI changes part of the workflow, or the market simply decides that yesterday's valuable skill is commonplace today. The ability to rebuild can matter more than the title you are trying to protect. Career Reinvention for Developers Starts with Transferable Skills One interesting part of Gaylen's story is how often skills from one chapter became useful in the next. Farming did not look anything like stockbroking, and stockbroking did not look much like technology consulting. Yet farming had already taught him far more about running a business than people might assume. When the consulting market disappeared, Gaylen eventually returned to his hometown and put a small advertisement in the newspaper offering computer repair. He had never worked professionally as a computer repair technician. He had simply been interested in computers for years. Within six months, that small side business was outperforming his Walmart job. Then the market changed again. As Windows became more reliable and malware-related repair work declined, the computer repair business that had supported Gaylen and his wife, Heather, began drying up. Instead of assuming the old business would somehow return, he adapted. He found platforms connecting technicians with companies needing field work and began traveling throughout rural America installing and servicing technology. Eventually, that work took Gaylen and Heather through all 48 contiguous states. That is where this story starts to sound much more familiar to a developer. Technologies disappear. Frameworks fall out of favor. Companies reorganize. Entire categories of work become automated. A skill that was valuable five years ago can become commonplace today. Career reinvention for developers becomes easier when we stop defining ourselves by a particular technology and start recognizing the skills that survive those changes. Those transferable skills include: Problem-solving and troubleshooting Learning unfamiliar systems quickly Breaking complicated problems into manageable pieces Communicating with customers and stakeholders Testing assumptions instead of blindly following them Adapting when the original solution no longer works Understanding the business problem behind the technology Those are skills that remain valuable even when the code changes. Developers Are Professional Problem Solvers There is another reason Gaylen's story belongs in a developer-focused season. Developers tend to be fixers. Give us a broken system, and we immediately start looking for the defect. We gather information, isolate variables, test assumptions, and keep working until we understand the problem. That mindset is incredibly valuable. It can also become dangerous when we start treating every problem as something we can overcome simply by working harder. Michael touched on this at the beginning of the episode while discussing the difficulty of slowing down after a period of long releases and extreme work hours. Even after the immediate pressure disappeared, there was still that feeling that he should be doing something. Rob connected that experience to the larger conversation about how quickly technology is moving and how easily careers can consume the rest of our lives. Many developers know that feeling. There is always another ticket, certification, framework, side project, production issue, release, or AI tool to learn. We tell ourselves things will calm down after the current deadline. Then another deadline appears. Gaylen eventually encountered a problem he could not outwork. When Working Harder Stops Being the Solution In 2014, after years of traveling for technical work, Gaylen became seriously ill. He initially believed he had pneumonia and continued working. During another extended trip, his condition worsened until a clinic in Corpus Christi sent him for a chest X-ray. He was told he had congestive heart failure and needed to return to Colorado. His first reaction is revealing. The jobs were paying well. They already had weeks of work scheduled. Gaylen initially thought they should finish the trip before dealing with his heart. It took two more jobs before the seriousness of the situation finally broke through his drive to keep working. That moment is an extreme example of a pattern many developers experience in smaller ways. We know we need sleep, but the release needs to go out. We know we need a weekend away from the computer, but production has a problem. We know we have not spent enough time with the people around us, but there is one more thing we need to finish. The problem-solving mindset becomes a trap when the answer to every problem is simply more effort. There are times when the correct solution is to stop. What Are You Actually Building? Gaylen eventually received a heart transplant in 2018. He described being near the point where he and Heather were preparing for the possibility that he would die when they received the call that a donor heart was available. By the next morning, Gaylen had received a new heart. He viewed the transplant as an opportunity to have more years with the person who had stayed beside him throughout his illness. That experience changed what success meant to him. It also gives developers a useful question to ask about our own careers: What are we actually building? We spend our days building systems for other people. We think about architecture, scalability, reliability, technical debt, requirements, and defects. Yet we do not always apply the same intentional thinking to the systems surrounding our careers. A successful career should support a life rather than consume it. That does not mean ambition is wrong. It does not mean developers should stop working hard or stop pursuing difficult goals. It means the career itself should serve something larger. Otherwise, we can become incredibly efficient at building a future we eventually discover we did not want. Quality Applies Beyond Software At EnvisionQA, we spend a lot of time thinking about quality and finding problems before customers encounter them. One lesson from this conversation is that the same mindset can extend beyond software. In software, we do not wait for catastrophic failure if we can avoid it. We monitor systems. We test assumptions. We look for warning signs. We examine recurring defects because they often point toward deeper problems. Our careers deserve similar attention. If every release requires heroics, something may be wrong with the process. If every week requires sixty or eighty hours, the workload may not be sustainable. If you cannot stop thinking about work when you leave the computer, that is information worth examining. If professional success consistently comes at the expense of health or important relationships, simply becoming more productive may not solve the underlying problem. Sometimes the system itself needs redesigning. Career Reinvention for Developers Is About More Than Technology Gaylen's journey moved from farming to finance, technology consulting, computer repair, nationwide field service, serious illness, a heart transplant, and eventually relationship coaching. That is hardly a traditional developer career path, but that is precisely why this conversation fits our season. Careers rarely follow the architecture diagram we created when we started them. Technologies change. Businesses disappear. Markets collapse. Health changes. Priorities change. Sometimes we make mistakes, and sometimes circumstances outside our control rewrite the requirements completely. The developers who build lasting careers are not necessarily the ones who perfectly predict what comes next. They are the ones who learn, adapt, rebuild, and carry lessons from one chapter into the next. That is ultimately what career reinvention for developers is about. Most importantly, the career is not the final product. The life you are building around it is. In Part Two of our conversation with Gaylen A. Wilson, we bring his experiences more directly back to developers, burnout, fight-or-flight thinking, relationships, and the challenge of leaving work at work. We also explore what happens when the same problem-solving mindset that makes us effective developers follows us home. 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Nate Sokolić started and sold companies in college, spent three years in executive search at Russell Reynolds, then led the firm's AI strategy, where he brought Findem in and rolled it out globally. He now works at Findem, helping HR leaders and talent teams adopt AI. Shane Driggers has spent close to 30 years in human resources, starting in Bay Area startups during the dot-com boom and most recently serving as Chief Talent Officer at T-Mobile. He now advises growth-stage companies.Most companies are already using AI. Employees report that they feel more productive, and budgets for tools and tokens keep climbing. Yet very few leaders can point to the result in product innovation or revenue. Nate and Shane argue that the problem is rarely the technology. Companies are adding AI on top of workflows and org structures that were designed for a different era, and they are letting the tools set the strategy instead of starting with the problem they want to solve.In this episode, Jessica sits down with both of them to talk about what it takes to make AI deliver measurable outcomes, why the people function has one of the biggest opportunities in the business right now, and how recruiting is changing from searching keyword profiles to getting verified, finished work back from AI agents.In this conversation, Jessica, Nate and Shane discuss topics such as:◼️ Why "tech wags the tail of strategy" and how that derails AI programs◼️ Why employees feel more productive while the business sees no gain◼️ How to redesign work from a blank page instead of rebuilding the past◼️ Why AI is creating a new wave of tech debt inside large companies◼️ How to decide which work should be human-led and which should be AI-led◼️ Why HR leaders must be human thinkers, business thinkers and systems thinkers at once◼️ How the CHRO role quietly became the company's chief AI strategist◼️ Why the best AI adoption starts small, proves ROI, then expands year by year◼️ How recruiters can search for real experience, like a CFO who has taken a company public◼️ Why shifting from SaaS tools to AI agents changes how companies buy and use software◼️ How Findem Studio produces market maps, succession plans and talent inflow/outflow reports◼️ Why every AI output needs to show its work before a leader can trust it◼️ Why transparency is the most valuable currency a leader has in an anxious workplaceThis episode is sponsored by Findem. Findem is the AI infrastructure for people decisions. Its People Intelligence platform turns fragmented people data into context teams and AI can reason over, and act on. The 3D People Graph connects billions of data points across individuals, companies, and time. Expert labeling translates that data into consistent, evidence-backed signals about experience, capabilities, and relationships, with explainability behind every insight so teams can act with confidence. Findem's agents and enterprise applications run on this foundation, and partners can build on this infrastructure and bring the same intelligence into their own products. Findem is trusted by FedEx, Intuit, Nutanix, and Emirates.Learn more about Findem: https://www.findem.ai/platformTruth Works is hosted by Jessica Neal, bringing honest conversations with the leaders shaping the future of work.
Kate Carmody from Beale believes there are too many renewable energy projects being built in North Kerry. She says the concentration is too high. She shared her views and sugggestions with Jerry.
Sure, when NVIDIA announced that its board of directors had approved the largest share repurchase authorization in the market's history, it was going to make some headlines. But does that number really matter to a $5 trillion company? Lou, Rachel, and Tyler argue that NVDIA's buyback may have been a little…light. Plus, navigating the new reality of the defense & security industry and the mailbag. Have a question? Email us; podcasts@fool.com Tyler Crowe, Lou Whiteman, and Rachel Warren: - NVIDIA's $150 billion buy back plan - The case for a $500 billion buyback - NVIDIA's AI safety plan and what the market doesn't like - What to make of all these new defense companies - Mailbag: Thoughts on Klarna? Companies discussed: NVDA, GOOGL, META, AMZN, BEAG, RKLB, KLAR Host: Tyler Crowe Guests: Lou Whiteman, Rachel Warren Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Fewer companies have been driving equity market gains in 2026. Our CIO and Chief U.S. Equity Strategist Mike Wilson looks at what investors should make of the narrowing rally as the year enters its final stretch. Read more insights from Morgan Stanley.----- Transcript -----Mike Wilson: Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing the Market's Bad Breadth.It's Monday, September 28th at 11:30 am in New York. So, let's get after it.The market is up this year. That's the good news. But over the last six weeks, I've been watching something that's giving me pause. This rally has been carried by a shrinking group of stocks.More than half of the Russell 3000 is at least 20 percent below its June highs and the S&P 500 forward multiple has fallen to 19 times, close to a new low for the year. Meanwhile, earnings growth is still running in the mid-teens for the median stock and revisions breadth is approaching cycle highs for the S&P 500. That is not complacency. It is a market that has already done a lot of work to price higher energy costs, a tighter Fed, AI disruption, questions around returns on capital, and geopolitical risk. Last week on the podcast, I noted that this is classic mid-cycle behavior. Earnings are absorbing lower valuations, and quality is taking the baton from the early-cycle winners. Groups that have led powerfully from the rolling-recession trough have been among the weakest areas recently: Autos, Semis, and short-cycle Industrials. That is what tends to happen when the cycle matures and the Fed turns less friendly. The market stops paying for high beta. And starts rewarding free cash flow, stable margins, operating efficiency, and earnings that are still being revised higher. That is why I continue to favor large-cap quality, particularly asset-light, services-oriented, and fee-based businesses.Having said that, there is still one problem to resolve. Breadth improved through most of the summer even as crude and yields moved higher. The deterioration came after Jackson Hole. That's when markets began discounting a more hawkish Fed reaction function. The percentage of S&P 500 stocks above their 200-day moving average fell from roughly 75 percent to below 50 percent, while the index held up much better. That divergence cannot persist forever. Either breadth catches up to price, or the index comes down to meet breadth. If bond volatility does not settle down soon, it could spill over into equity vol and we would see the S&P 500 price come down about 5 or 10 percent. Frankly, I would welcome it. A final index-level correction is often how a multi-month correction beneath the surface ends.There has been a lot of focus on the Fed's recent pivot to rate hikes. However, the two-year yield is already above the level implied by the Fed's projections. To me this suggests the bond market has been leaning too hawkish in the near term. The bigger uncertainty is how the new Fed Chairman approaches liquidity and the balance sheet. He is more of a monetarist than his predecessors, and markets are still trying to understand what that means in practice. My expectation is that the Fed ultimately provides liquidity if financial conditions tighten too far. But markets may test that resolve first. Bond volatility, funding stress, and whether equity volatility follows are the key signals. If those pressures ease, breadth can catch up and drive the market higher. If they do not, the index probably has more correcting to do.There is also a new, constructive story developing for investors: AI adoption is moving from promise to practice. Companies with higher AI adoption are seeing stronger margins and earnings trends, but consensus still assumes many of those benefits fade in the out-years. We think that's too conservative. Productivity gains tend to compound, not immediately disappear. Earnings momentum is broadening from enablers to adopters, while adopter valuations have reset to more attractive levels. That supports a barbell approach – own select enablers where earnings durability justifies the premium, but increasingly own adopters where improving fundamentals are not yet fully reflected in expectations.Bottom line, the market is not ignoring risk. It has priced the risks through lower valuations, weaker breadth, and major leadership rotations. What remains unresolved is the gap between a resilient index and a much weaker average stock. The answer is that we probably see breadth improve and the index level come in before a surge to new all time highs. That's why, I still want to overweight large-cap quality, but use October weakness to add to riskier stocks. The market may need one more uncomfortable adjustment. But that may be exactly what sets up a stronger finish to the year. I will be here to guide you. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!
This Week In Startups is made possible by: PayPal - https://paypal.com/business Northwest Registered Agent - https://www.northwestregisteredagent.com/twistdomain Odoo - https://Odoo.com/twist Today's show: Timestamps: 0:00 Will Ternus take "massively big swings"? 3:43 Round 1: ElevenLabs 4:46 Round 1: Disney 6:18 Round 2: Sony 8:22 Round 2: Boston Dynamics 9:23 Round 3: Perplexity 10:02 AD: PayPal is built for all business. Get started at https://paypal.com/business 11:52 Round 3: DigitalOcean 13:02 More picks: Etched 14:30 More picks: Lucid 15:58 More picks: Superhuman 16:48 More picks: Higgsfield and more 18:09 Fans make their selections 19:47 AD: Got a new business idea? @northwestagent helps you bring it to life. Get a free domain, email, phone number, and more, with no purchase required! Learn more at www.northwestregisteredagent.com/twistdomain 25:37 Stacy Salvi of The90 joins 29:28 AD: Thanks to our partner, Odoo, the all-in-one business platform. Your first app is free! Get started today at https://Odoo.com/twist 34:38 How the app calculates your Sunscore 42:12 Building a UV research dataset 45:09 Should The90 make a version for men? Names & Links Stacy Salvi - https://www.instagram.com/stacysalvi/ The90 - https://the90.com/ Description Wall Street suspects new Apple CEO John Ternus may do something predecessor Tim Cook almost never did: writing a huge check. So Jason and Lon are playing “fantasy draft” with Apple's balance sheet, choosing five real companies to acquire over five “rounds.” Disney buys them a ton of IP and unlocks theme park synergies. Sony gets them a gaming console and massive anime distribution. Boston Dynamics buys them lots of robots, while Etched nets them cheaper inference. So many options! Then, we chat with Stacy Salvi of The90. Her wearable pendant tells you exactly how much sun damage you're accumulating, long before you start to burn. Guest The90: https://the90.com/ Stacy Salvi on LinkedIn: https://www.linkedin.com/in/stacysalvi/ Relevant Links John Ternus becomes Apple CEO: https://www.apple.com/newsroom/2026/04/tim-cook-to-become-apple-executive-chairman-john-ternus-to-become-apple-ceo/ Analyst: Ternus could bring bigger acquisitions: https://9to5mac.com/?p=1065466 “Grok Has Money” meme origin: https://x.com/gmfarcaster/status/2026318035103965414 Sunlight linked with lower COVID-19 deaths: https://www.ed.ac.uk/news/2021/sunlight-linked-with-lower-covid-19-deaths Reid Hoffman: “If there aren't any typos in this essay, we launched too late”: https://www.linkedin.com/pulse/arent-any-typos-essay-we-launched-too-late-reid-hoffman/ Draft Picks ElevenLabs: https://elevenlabs.io/ Disney: https://thewaltdisneycompany.com/ Sony Group: https://www.sony.com/en/ Crunchyroll: https://www.crunchyroll.com/ Boston Dynamics: https://bostondynamics.com/ Perplexity: https://www.perplexity.ai/ DigitalOcean: https://www.digitalocean.com/ Etched: https://www.etched.com/ Rivian: https://rivian.com/ Lucid Motors: https://lucidmotors.com/ Superhuman: https://superhuman.com/ World Labs: https://www.worldlabs.ai/ PrismML: https://prismml.com/ Liquid AI: https://www.liquid.ai/ Kagi: https://kagi.com/ Sonos: https://www.sonos.com/en-us/shop Whoop: https://www.whoop.com/ Oura: https://ouraring.com/ Peloton: https://www.onepeloton.com/ Subscribe to our newsletters on Substack: TWiST: https://twistartups.substack.com/ TWiAI: https://www.thisweekinai.ai/ TWiVC: https://thisweekinvc.substack.com/ Subscribe to This Week in Startups on Apple: https://rb.gy/v19fcp Follow Lon: X: https://x.com/lons Follow Jason: X: https://twitter.com/Jason LinkedIn: https://www.linkedin.com/in/jasoncalacanis Check out all our partner offers: https://partners.launch.co/ Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarland Follow TWiST: Twitter: https://twitter.com/TWiStartups YouTube: https://www.youtube.com/thisweekin Instagram: https://www.instagram.com/thisweekinstartups TikTok: https://www.tiktok.com/@thisweekinstartups Substack: https://twistartups.substack.com
The Brutal Truth about B2B Sales & Selling - The show focuses on Hacking the Sales Process
Here is a FAQ Video on the Courses: https://youtu.be/0F7imrzjXWs Here is a deep dive into which course is best for you: https://youtu.be/JM_jgS8M-iU https://www.b2bRevenue.com - Get Your Free E-Book on How Companies make Decisions. FAQ: 1 YEAR ACCESS, PAY MONTHLY OR ANNUALLY NOT A SUBSCRIPTION OFFICE HOURS EVERY OTHER WEEK VIA ZOOM. 1 HOUR GROUP Q&A. UNLIMITED 1-ON-1'S ARE FREE AS LONG AS THEY CAN BE SHARED IN THE COURSE. 1-ON-1 ARE FULL ACCESS ON DAY ONE - NOTHING IS GATED OR TIME RELEASED. ALL CONTENT IS VIDEO BASED AND SELF PACED I RECOMMEND TAKE COURSE ONCE WITHOUT NOTES OR APPLYING IT SO YOU UNDERSTAND THE BIG PICTURE FIRST. THEN TAKE AND APPLY IT STEP BY STEP. YOU START WHEN YOU WANT AND GO AS FAST OR SLOW AS NEEDED. Email me additional questions: briangburns@me.com — SAMPLE EMAIL TO EXPENSE THE COURSE MGR, I have been listening to the brutal truth about sales podcast for X months and it speaks to the issues we face. They currently offer a course that includes video instruction, group Q&A and One-on-One coaching. I'm committed to my own personal development and would like your help in expensing the course. It would pay for itself if I closed only one new deal of $X value. Please let me know by Friday if I can move forward with this 1 year course. Thanks, ME Here are some student interviews from the courses: ———————————————————————————————————— Audible 30 day Free Trial: http://www.audibletrial.com/BrutalTruth
The Game Deflators discuss Sea of Stars, Chrono Trigger, Ori and the Blind Forest, Sony's PS5 payment patent, Pokémon scalper backlash, Xbox layoffs, Microsoft ads, and review Life is Strange on PS4. Chapters: 00:00 Intro 03:20 Magic: The Gathering Deck Strategies 06:15 Game Pickups and Miniatures 09:18 Transistor: A Unique Gaming Experience 12:13 Lego Jurassic Park: A Family Gaming Experience 15:18 Chrono Trigger: A Timeless Classic 18:14 Sea of Stars: A New Adventure 21:07 Current Gaming Trends and News 35:55 The Patent Controversy in Gaming 41:12 Xbox's Restructuring and Halo's Future 47:57 The Fallout Franchise and Obsidian's Role 56:28 Life is Strange: A Deep Dive into Choices and Consequences John and Ryan return with another week of gaming talk, starting with the games currently occupying their time. John continues his journey through Sea of Stars while revisiting the RPG classic Chrono Trigger, and Ryan wraps up his playthrough of Ori and the Blind Forest, sharing his thoughts on the acclaimed platformer. The news segment kicks off with a surprising Sony patent that could potentially turn PS5 controllers into payment devices, prompting discussion about where gaming hardware may be headed in the future. The conversation then shifts to the Pokémon TCG world, where scalpers are expressing frustration over the accessibility of the new 30th Anniversary Pokémon card set. Microsoft also enters the spotlight with a newly discovered patent that could introduce advertising opportunities following boss fights, cutscenes, and multiplayer matches, leading to a discussion about the future of monetization in gaming. The guys then break down the latest wave of Xbox restructuring news, including layoffs affecting teams across Microsoft, Activision, and Halo Studios, as well as reports that Obsidian will join Bethesda while leadership insists the studio will maintain its creative identity. To wrap up the episode, the Inflation Deflation Game of the Week features a review of Life is Strange on PS4, as John and Ryan revisit the narrative adventure and evaluate whether its current value matches its reputation. Find us on TheGameDeflators.com Twitter - www.twitter.com/GameDeflators Facebook - www.facebook.com/TheGameDeflators Instagram - www.instagram.com/thegamedeflators The views and opinions expressed on this channel are solely those of the author. The content within these recordings are property of their respective Designers, Writers, Creators, Owners, Organizations, Companies and Producers. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted. Permission for intro and outro music provided by Matthew Huffaker http://www.youtube.com/user/teknoaxe 2_25_18
U.S. equity futures are lower, with S&P 500 futures down 0.4%. Bonds are also weaker. The U.S. 10-year yield is up to 5.2%, while the 10-year Bund yield is 3 bps higher at 3.6%. The dollar is mostly firmer, showing modest outperformance against the yen and Swiss franc. Oil is higher, with WTI up roughly 1.3% and trading above $93.50/bbl. Gold is lower, industrial metals are mostly weaker, and bitcoin is also under pressure. Bond markets remain under pressure, with the usual drivers in focus: higher oil prices, resilient U.S. growth, upside inflation risks, worsening fiscal trajectories, and expectations for a more hawkish monetary policy path. There is also some attention on curve flattening and the potentially negative signals it may send about the economic outlook.Companies mentioned: UBS, Fox Factory Holding, Invesco
This is the 4PM All-Local update on Monday, Sept. 28.
We begin by addressing the reported plan to build a moon base, a $20 billion effort and a topic we probe with respect to power generation and satellite solar capacity. We discuss new data centers coming to Memphis and what closed‑loop cooling means for local water and energy use. We examine a viral and upsetting video of geese in Arkansas, describe how a driver used a car to move the birds and struck several goslings, and relay updates about the response. We report additional items: a Nebraska incident in which a dog fired a shotgun, concerns about Ebola spread, and a controversial assisted‑dying case from Canada. We close with reactions to sports and entertainment news, sharing personal impressions and local anecdotes throughout.5-27We gather on the patio and speak with deliberate cadence about items that blend local color, national news, and technical curiosity. I recount a viral and distressing story about geese on an interstate where an attempt to herd the animals resulted in injury and death. We debate human responses, traffic hazards, and the moral shock the images provoked. I describe a Nebraska incident in which a dog discharged a shotgun while its owner shopped, and we examine the legal and ethical knots that follow an accidental shooting. I narrate how these animal and firearm stories prompted reflection on duty of care and public safety. We pivot to technology and infrastructure with methodical attention. I summarize recent plans for a lunar base and discuss the political and logistical implications of shared bases and a possible new geopolitical frontier in space. We address data center expansion and note that modern installations use closed-loop cooling that reduces water loss. I explain the emergence of local AI data centers in Memphis that will host models such as Grok, Claude, Gemini, and ChatGPT, and we analyze concerns about power routing, renewable generation, and satellite solar arrays that promise large gigawatt yields. We close with cultural notes and personal recollections. I tell of postseason college baseball and softball and how that season mobilizes local pride. We name multiple streaming shows and films that occupied our attention, and I recount small, human stories from the group—car accidents, youthful misadventures, and the passing of public figures. We invite listeners into our Discord and leave the reader with a clear sense of our conversational range and communal voice.Takeaways:We discussed new data centers and AI models, noting Grok, Claude, Gemini, and OpenAI deployments in Memphis and elsewhere.I raised concerns about power and water usage for data centers, and we clarified closed loop cooling reduces water waste.We outlined that space-based solar generators are scaling rapidly, with successive satellite generations increasing output by orders of magnitude.I narrated the viral interstate incident in which a driver attempted to move geese and unintentionally struck and killed several goslings.We reported a Nebraska convenience store event in which a dog inadvertently fired a shotgun, resulting in at least one person being wounded.I addressed alarming ethical developments in Canada where physicians authorized euthanasia for patients with chronic illness, provoking serious debate.We reviewed public health concerns regarding Ebola case increases in affected regions and the World Health Organization's warning about containment challenges.Companies mentioned in this episode:J.P. MorganOpenAIAnthropicGooglexAITeslaDXLTim HortonsWalmartUs WeeklyNetflixHBODisneyMcDonald'sTaco BellPatreonDiscordWendy'sKool-Aid
CJ sits down with Lauren Dillard, CFO of LiveRamp, whose path to the CFO seat ran through investor relations, communications, and even a year as interim CMO. They dig into why storytelling and influence matter as much as technical finance chops, how LiveRamp tore down and rebuilt its entire commercial model — collapsing 25+ usage metrics into 5 and inventing the "token" along the way.—SPONSORS:Brex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsAnrok is the sales tax platform that watches your exposure everywhere, automates compliance, and flags risk before it turns into a surprise back-tax letter from a state you've never set foot in. Companies like Anthropic, Notion, and Vanta already trust Anrok to stay ahead of rules that move faster than any spreadsheet can. Talk to a sales tax expert for a personalized exposure estimate at https://www.anrok.com/rtnRightRev is a revenue recognition platform built for the AI economy, helping finance support usage-based pricing, credits, hybrid contracts, seats plus consumption, and whatever commercial model comes next. It gives product teams the freedom to keep innovating without outdated revenue systems slowing them down. Learn how RightRev can help at https://rightrev.com/cjPulley is an equity management platform that lets you issue options, model dilution, and complete 409As without your cap table turning into a spreadsheet disaster. Founders raising, hiring, and scaling use Pulley to keep equity clean and stay focused on building. Learn more or request a demo at https://pulley.com/mostlymetricsRillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjMaximor is an autonomous finance platform that runs order-to-cash, procure-to-pay, the close, cash management, and reporting on self-learning agents instead of a dozen disconnected tools. One PE-backed customer posts 98% of transactions directly to its ERP, with the remaining 2% routed to a human for review. You pay for outcomes, not seats. See it at https://www.maximor.ai/EY works with high-growth tech companies to navigate the messy realities of scaling—from regulatory requirements to IPO readiness. By helping teams get it right early and often, EY lets founders stay focused on building while reducing risk as they grow. Learn more at https://www.ey.com/techstartups—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNGuest: https://www.linkedin.com/in/lauren-russi-dillard-25502424/Company: https://www.liveramp.comCJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—TIMESTAMPS:0:00 Cold Open1:18 Intro1:29 Meet Lauren Dillard4:48 Lauren's Path to CFO5:06 The "Wrong" Career Move7:48 Why Storytelling Matters9:41 Turning the Answer Into Action10:33 People Plus AI14:50 Pricing Is a Strategy Exercise16:43 Rebuilding a Commercial Model22:29 Simplifying Quote-to-Cash23:29 Where the "Token" Came From28:48 Selling a New Pricing Model29:27 Balancing New Logos30:17 Upmarket or Downmarket?34:17 Where Finance and HR Disagree36:07 The Biggest Mistake38:23 Will It Make the Boat Go Faster?42:27 Lessons from the NBA44:25 Lauren's Biggest Misstep46:27 Finance Tech Stack47:42 Craziest Expense#RunTheNumbersPodcast #AIforCFOs #FinanceLeadership #MasterworksArt #ContextEngineering
The biggest car-carrying ships on the planet. A chip-testing rig that weighs as much as a small elephant. Investment manager Alex Summers takes us inside some of emerging markets' least-watched growth companies to explain how his team sees what others have missed. “Often, the crowd is going to be right,” he acknowledges, but when it's not, long-termism, access to management and asking different questions are key to how his team determines investment opportunities. Background:Alex Summers is co-manager of our Emerging Markets Leading Companies Fund, an investment manager in our Emerging Markets Equity Team and a member of the International Growth Portfolio Construction Group.In this conversation, he tells Short Briefings… host Leo Kelion why one of his team's guiding principles is that before investing in a company, he and his colleagues must be able to articulate the critical uncertainty about a stock and why others may be wrong. “Often, you can observe something about a company, and it may be true,” he explains. “But if everybody else believes that, you're not going to create any additional outperformance by owning those companies.” Companies discussed include:Hyundai Glovis – the logistics company that's invested in a dozen ultra-sized ships and now sees an opportunity in transporting spent electric vehicle batteriesChroma ATE – the test-equipment company whose customised cabinets provide critical checks for NVIDIA and NasaSilergy – the mainland China-based semiconductor company specialising in power-management chipsReliance Industries – India's most valuable company and its heavy investment in solar panels, green hydrogen and battery storage systemsToss – the South Korean financial super-app that provides banking, payment and ecommerce services Resources:Baillie Gifford websiteEmerging Markets Leading Companies FundEmerging markets: from imitators to innovators (video)Emerging markets: the next engines of global growthShort Briefings on Long Term Thinking podcast archiveWhen consensus fails Companies mentioned include:· Chroma ATE· Hyundai Glovis· Meituan· NVIDIA· PB Fintech· Reliance Industries· Samsung Electronics· Silergy· SK hynix· Talabat· Toss· TSMCTimecodes (audio version):00:00 Introduction01:45 From Toronto to Edinburgh02:35 A lesser-covered class of companies03:35 Taking a five-to-10-year view04:15 Forming non-consensus views05:35 Hyundai Glovis and EV batteries07:10 Corporate governance reform in South Korea09:30 Getting access to senior leaders11:50 Chroma ATE's chip-testing equipment14:50 Building conviction in Silergy16:30 Declining to invest in Talabat18:20 Visiting Reliance Industries in Jamnagar20:45 Retaining sell discipline22:00 Toss and private companies24:15 Moving towards physical assets25:35 Podcasts and Substack picks Glossary of terms (in order of mention):Magnificent Seven: A nickname for seven large US technology-related companies – Alphabet, Amazon, Apple, Meta, Microsoft, NVIDIA and Tesla.Holding period: The length of time an investment is owned.Corporate governance: The systems and processes by which a company is directed and controlled, including board accountability and the treatment of shareholders.Minority shareholder: An investor who owns less than a controlling stake in a company and cannot direct it alone.Bottom-up investing: Assessing individual companies rather than starting with forecasts for economies, markets or sectors.Economies of scale: Advantages that arise as a company handles more volume, reducing the average cost of each unit.Profit margin: The proportion of revenue left as profit after costs have been deducted.Graphics processing unit (GPU): A chip designed to perform many calculations in parallel, originally for graphics but now also widely used in AI.Analog chip: A semiconductor that processes continuous real-world signals, such as sound, temperature or voltage.Flotation or initial public offering (IPO): The process by which a private company first offers shares to public investors and lists them on a stock exchange.Cash flow: The movement of money into and out of a business over time.Capital allocation: The decisions a company makes about how to use its money, such as investing in growth, making acquisitions, paying dividends or reducing debt.Business vertical: A distinct business area within a company, usually focused on a particular product, service or market.Overweight: Holding more of an investment, sector or theme than the index used for a comparison.Fintech: Technology-driven financial services, such as digital payments, lending or banking tools.Insurance brokerage: A business that helps customers compare and buy insurance, acting as an intermediary between them and insurers.Capital-light: Describes a business that needs relatively little investment in physical assets to operate and grow.
AI Companies Shouldn't Investigate Themselves by Nick Espinosa, Chief Security Fanatic