Naos Asset Management

Andrew Pridham has had an incredible career in investment banking, rising through the ranks at UBS in his early years, he is currently the CEO of Moelis Australia as well as Chairman of the highly successful AFL team, The Sydney Swans.This material is provided by NAOS Asset Management Limited ACN 107 624 126 (NAOS) for general information purposes only and must not be construed as investment advice or a recommendation. It does not take into account the investment objectives, financial situation or needs of any particular investor. Before making an investment decision, investors should consider obtaining professional investment advice that is tailored to their specific circumstances. Past performance is not necessarily indicative of future results and there is no guarantee that future performance, the amount or timing of any returns or that the investment objectives will be achieved. To the maximum extent permitted by law, NAOS and its directors and any other persons featured in this material disclaim all liability to any person relying on the information contained herein in relation to any loss or damage (including consequential loss or damage), however caused, which may be suffered directly or indirectly in respect of such information.This material must not be reproduced or disclosed, in whole or in part, without the prior written consent of NAOS. Except where necessary for viewing the documents or information on this website, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no documents, publications, podcasts or other information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed, stored, published, displayed or transmitted in any form by any process and you may not create derivative works from any part of this website or commercialise any information obtained from any part of this website without the specific written consent of NAOS or, in the case of third party material, from the owner of the copyright in that material.

Stephen is the founder of Credible.com, an online loan marketplace that offers student loans, personal loans, credit cars and mortgages which is designed to match borrowers with the best available lenders. Credible has had tremendous early success in establishing a first mover advantage in the US lending market. In 2017 Credible listed on the ASX with a market value of around $300 million.This material is provided by NAOS Asset Management Limited ACN 107 624 126 (NAOS) for general information purposes only and must not be construed as investment advice or a recommendation. It does not take into account the investment objectives, financial situation or needs of any particular investor. Before making an investment decision, investors should consider obtaining professional investment advice that is tailored to their specific circumstances. Past performance is not necessarily indicative of future results and there is no guarantee that future performance, the amount or timing of any returns or that the investment objectives will be achieved. To the maximum extent permitted by law, NAOS and its directors and any other persons featured in this material disclaim all liability to any person relying on the information contained herein in relation to any loss or damage (including consequential loss or damage), however caused, which may be suffered directly or indirectly in respect of such information. This material must not be reproduced or disclosed, in whole or in part, without the prior written consent of NAOS. Except where necessary for viewing the documents or information on this website, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no documents, publications, podcasts or other information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed, stored, published, displayed or transmitted in any form by any process and you may not create derivative works from any part of this website or commercialise any information obtained from any part of this website without the specific written consent of NAOS or, in the case of third party material, from the owner of the copyright in that material.

Michael Heine has had an incredible business career to date. Starting in his father's commodity trading business at an early age, he then went on to build a fund's management business called Heine Brothers which was sold to Mercantile Mutual. In 1999, he co-founded Netwealth with his son Matt which is an ASX listed company (ASX: NWL) and has a market capitalisation of approximately $2 billion.This material is provided by NAOS Asset Management Limited ACN 107 624 126 (NAOS) for general information purposes only and must not be construed as investment advice or a recommendation. It does not take into account the investment objectives, financial situation or needs of any particular investor. Before making an investment decision, investors should consider obtaining professional investment advice that is tailored to their specific circumstances. Past performance is not necessarily indicative of future results and there is no guarantee that future performance, the amount or timing of any returns or that the investment objectives will be achieved. To the maximum extent permitted by law, NAOS and its directors and any other persons featured in this material disclaim all liability to any person relying on the information contained herein in relation to any loss or damage (including consequential loss or damage), however caused, which may be suffered directly or indirectly in respect of such information.This material must not be reproduced or disclosed, in whole or in part, without the prior written consent of NAOS. Except where necessary for viewing the documents or information on this website, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no documents, publications, podcasts or other information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed, stored, published, displayed or transmitted in any form by any process and you may not create derivative works from any part of this website or commercialise any information obtained from any part of this website without the specific written consent of NAOS or, in the case of third party material, from the owner of the copyright in that material.