Podcasts about ubs

The FDA approving the first GLP-1 pill for obesity from Wegovy maker Novo Nordisk. CNBC speaking with the CEO about expanding access and how the pill will increase the company's competitive edge. Then, former U.K. Treasury Minister Jim O'Neill. His outlook for global markets. And President Trump saying “aggressive housing reform” is coming next year. UBS helps look at possible policy changes and the impact to stocks in the sector. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

on se demande ce qu'on fout encore là ! Alors que tout le monde devrait déjà être en train de tester la température du vin chaud, le marché, lui, a décidé de jouer les prolongations dans un délire collectif assez fascinant. Dans ce dernier Swiss Bliss de l'année, on décortique le sommet de l'art du "bricolage" financier :

Today's guest is David McWilliams, an economist, podcast host and author. David worked at the Central Bank of Ireland, UBS and BNP Paribas and is the founder of the Kilkenomics Festival, a unique blend of economics and stand-up comedy. His book is called The History of Money: A Story of Humanity, which is my favorite book from 2025. In today's episode, David walks through the evolution of money over the last 5,000 years. He explains why money is a foundational social technology that is central to every aspect of our civilization, from the political to the artistic. He delves into historical anecdotes—from clay tablets in Mesopotamia to Gutenberg's printing press to Martin Luther's disruptive influence on the church. Throughout the episode, he emphasizes that economists need to do a better job helping people understand money and its role in navigating modern economic principles. (0:00) Starts (1:26) David explains the Kilkenomics Festival (3:41) David McWilliams on "Money, The History of Money, A Story of Humanity" (9:55) Evolution and trust in money throughout history (26:28) Impact of the Gutenberg printing press and Martin Luther (36:42) Historical perspectives on speculation and losing money (43:18) Future of economics, storytelling, and equity culture differences (49:18) Educating youth on finance and investing ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Sponsor: Learn more about Alpha Architect and important information about the fund: funds.alphaarchitect.com/aaua  Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). ----- Ad Disclaimer: This information does not constitute advice or a recommendation or offer to sell or a solicitation to deal in any security or financial product. Certain information contained herein has been obtained from third party sources and such information has not been independently verified by The Idea Farm. No representation, warranty, or undertaking, expressed or implied, is given to the accuracy or completeness of such information by The Idea Farm or any other person. While such sources are believed to be reliable, The Idea Farm does not assume any responsibility for the accuracy or completeness of such information. The Idea Farm does not undertake any obligation to update the information contained herein as of any future date. Learn more about your ad choices. Visit megaphone.fm/adchoices

This segment of the Omni Talk Retail Fast Five, sponsored by the A&M Consumer and Retail Group, Mirakl, Ocampo Capital, Infios, and Quorso, unpacks November's stunning $12.3 billion in online grocery sales—the second time monthly sales topped $12 billion. Chris is gobsmacked by consumers choosing the more expensive delivery option despite budget constraints, while Anne attributes growth to improved curbside pickup experiences and loyalty incentives. Both hosts agree this signals that agentic AI will explode in grocery first, as UBS predicts, given consumers' growing comfort with repeat ordering and price transparency. ⏩ Tune in for the full episode here: https://youtu.be/RjBUyfWgxzY #onlinegrocery #grocerydelivery #ecommerce #curbsidepickup #Walmart #Target #agenticAI #consumertrends

Global spending on Artificial Intelligence (AI) is projected to reach $375 billion this year and and $500 billion by 2026, according to the UBS. That raises a fundamental question: is AI's value being driven by genuine technological progress, or by investor enthusiasm racing ahead of reality? Is the AI boom a bubble? Guests: Bhagwan Chowdhry and Anoop Kunchukuttan Host: Areena Arora Edited by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special episode recorded at our A Photographic Life Live 2025 event at Oxford Brookes University Grant speaks with photographer and filmmaker Chris Floyd focusing on his approach to the photographic portrait, and the physical, spiritual and mental requirements of photographing celebrities. Chris Floyd Chris Floyd is a British photographer and film maker.  His photographic work has appeared in some of the world's most highly respected publications, including Vogue, Vanity Fair, The New Yorker, Harpers Bazaar, GQ, Esquire, The New York Times Magazine, The Sunday Times Magazine and Wallpaper* among others. In April 2021 Floyd was commissioned by The Duke and Duchess of Cambridge to photograph them at Kensington Palace in London in honour of their tenth wedding anniversary. In 2022 he published his first monograph dedicated to the broad sweep of his career 'NOT JUST PICTURES' is a 320 page volume, of portraits, with 60 pieces of written text that tell the stories behind some of his favourite pictures. Floyd has produced commercial work for Apple, Avis, Berry Bros. & Rudd, Glenfiddich, Haleon, Open University, Philips, Sony, The National Lottery, and Virgin Radio. As a director he has produced moving image work for Avis, BMW, Anthropologie, Nissan, Mr Porter, Sleaford Mods, The Smithsonian, Space NK, UBS, and Virgin Radio. www.chrisfloyd.com Dr.Grant Scott After fifteen years art directing photography books and magazines such as Elle and Tatler, Scott began to work zas a photographer for a number of advertising and editorial clients in 2000. Alongside his photographic career Scott has art directed numerous advertising campaigns, worked as a creative director at Sotheby's, art directed foto8magazine, founded his own photographic gallery, edited Professional Photographer magazine and launched his own title for photographers and filmmakers Hungry Eye. He founded the United Nations of Photography in 2012, and is now a Senior Lecturer and Subject Co-ordinator: Photography at Oxford Brookes University, Oxford, and a BBC Radio contributor. Scott is the author of Professional Photography: The New Global Landscape Explained (Routledge 2014), The Essential Student Guide to Professional Photography (Routledge 2015), New Ways of Seeing: The Democratic Language of Photography (Routledge 2019), and What Does Photography Mean To You? (Bluecoat Press 2020). His photography has been published in At Home With The Makers of Style (Thames & Hudson 2006) and Crash Happy: A Night at The Bangers (Cafe Royal Books 2012). His film Do Not Bend: The Photographic Life of Bill Jay was premiered in 2018. © Grant Scott 2025

Josep Prats, gestor de fondos en Abante Asesores, repasa lo más destacado en Europa: Renk, Rheinmetall, Leonardo, BAE, Kering, Volkswagen, Airbus, UBS, BP, Shell y Eni.

Pääoma hylkää Suomen | Hollmen Kotamäki | #neuvottelija 365. Suomen rahoitus ja omistajuus kiristyvät, kun pääoma hajautuu. Julkinen taakka on jo €84,000 per yksityinen työntekijä. Mauri Kotamäki purkaa helpon rahoituksen illuusiota, Markus Hollmen painottaa riskienhallintaa, veroja ja omistajapohjan haurautta. Ratkaisuiksi nousee tuottavuusloikka tekoälyllä sekä markkinatalouden ja kotimaisen omistajuuden vahvistaminen.00:00 Mauri Kotamäki (Finnvera) ja Markus Hollmen (Sveitsi, varainhoito)00:30 Markuksen esitys pääomasijoittajien tilaisuudessa ja madonluvut Suomen tilasta00:53 Sveitsin perintöveroäänestys vertailu Suomi ja Norjan EXIT-verot02:08 Hyvät hankkeet saavat aina rahaa -harha02:57 Finnveran pilotoimina kasvuyrityslainan jatko03:50 Suomen rahoituksen niukkuus04:15 Miksi kannattaa hajauttaa ulkomaille ja Sveitsin rooli05:22 Suomen reunamarkkinanapaino on alle 1%06:16 Home bias voi hyödyttää yhteiskuntaa06:32 Eläkesektori sijoittaa enenevästi maailmalle07:49 Norjan öljyrahasto hajautusmalli esikuvana08:10 Suomen kunniakas historia ja hyvät tuottohistoriat09:04 1990-luvun nousu09:43 Valtion velkaa ei myydä käytännössä ollenkaan Suomeen10:51 Julkinen kulutus per yksityinen työntekijä jopa €84,00011:47 Kestävyysvaje ja huoltosuhde13:02 159 mrd julkinen kulutusmeno on massiivinen rasite suomalaisille14:22 Ikääntyminen ja terveysmenot nostavat rasitetta14:52 Suomi seuraa Japania vanhenemisaallossa16:03 Tuottavuus ylös ja julkinen sektori pienemmäksi16:25 EU:n liiallisen alijäämän menettely17:01 VTV raportti Sanna Marinin hallituksen tuhlauksesta18:02 Suomen itsepetos-ongelma on ollut tiedossa jo pitkään19:47 VM €3 mrd vs VTV €20+ mrd Marinin hallituksen ylikulutus20:12 Indeksikorotukset julkiselle sektorille ovat myös päätöksiä21:23 Suomen heikkous jatkunut finanssikriisistä22:09 Tekoäly tuo tuottavuutta. Ikääntyvien panos23:48 84,000€ tuottavuusongelma jälleen kerran24:47 Tekoäly julkiselle sektorille25:11 Japani kuplan opit Suomelle - kulta on vahva27:31 Suomi on Ranskan jälkeen Euroopan heikon talous28:25 PIIGS-maat nousussa, myös koronatuilla30:00 Javier Milein Argentiina teki ihmesopeutuksen30:43 Suomen omistajapohja on pieni vs ulkomainen pörssiomistus31:33 Pääomaveron kiristys voi tuhota meidät32:20 Vain 8500 suomalaista on euromiljonäärejä listaamattomilla33:57 Tytäryhtiötalous exitit ulkopääomasta veropuhe karkottaa34:27 Kiristys tuottaa vähän ja karkottaa maksajat35:18 Ruotsi Tanska Norja ja Suomi sijoituskulttuurit36:08 Institutionaalinen allokaatio ja kiinteistövinouma36:33 Urbanisaatio arvopaineet palkkariski37:55 Suomen indikaattorit ovat yhä heikot ja BKT Q3 oli katastrofi39:17 Kiinan dumppausriski Saksaan ja Suomeen40:17 Tekoäly ja EU regulaatio -trade off41:59 Piilaakson päätösten kellotaajuus ja Draghin raportti42:30 Luvat ja valitukset liian kalliita44:46 Sveitsin frangi ja suora demokratia45:38 Äänestykset maahanmuutosta ja ulkomaisesta työstä46:49 25% verolla takaisin Suomeen expat-lain myötä49:16 Pankkikeskittymä Credit Suisse osana UBS:ää51:22 Seniorit irtautuvat pankeista trendi52:08 Kustannustaso Baumol vahva frangi53:13 Kuka maksaa verot ja eläkkeet jos AI-työttömyys iskee55:22 USA:n tekoälypanostus kuplassa - muut muut hyötyvät?56:54 Suuryhtiöiden heikko kasvu57:19 Omistajuus, kasvoton eläkesektori ja perheet vähissä58:01 Perintövero pakottaa liialliseen osinkopolitiikkaan58:50 Ikääntyminen laskee riskinottoa59:26 Perintövero kohti luovutusvoittoa Ruotsi1:00:16 Yksityinen omistajuus vahvemmaksi1:01:16 Politiikka reagoi myöhään toimi nyt#neuvottelija Sisäpiirissä keskustellaan teknologiakuplasta ja indeksien painotuksista

Attendu la FED. Attendu Oracle. Attendu Broadcom. Résultat ? ✔️ La FED a bien baissé les taux… mais sans promettre le paradis. ❌ Oracle a douché l'enthousiasme sur l'IA. ❌ Broadcom n'a pas sauvé la tech.

Sat, 13 Dec 2025 17:15:00 +0000 https://jungeanleger.podigee.io/2835-zertifikate-party-osterreich-11-25-emittentenportrait-societe-generale-vorgestellt-von-peter-bosenberg 16a9a781fba560a69485885719710194 Structures are my best Friends. In Kooperation mit dem Zertifikate Forum Austria (ZFA) und presented by Raiffeisen Zertifikate, Erste Group, BNP Paribas, Societe Generale, UBS, Vontobel, dad.at und Börse Frankfurt Zertifikate gibt es monatliche Podcasts zum Zertifikate-Markt in Österreich. Die aktuelle Ausgabe 11/2025 hat die Societe Generale im Zentrum: Peter Bösenberg, Managing Director und Deputy Head Public Distribution Europe bei Societe Generale Corporate and Investment Banking, stellt den Emittenten vor. Eine Börsepeople-Folge mit dem Zertifikate-Experten, der auch im Führungsgremium des Deutschen Zertifikateverbands BSW aktiv ist, wird am letzten Verfallstag des Jahres 2025 gesendet https://www.sg-zertifikate.at https://www.trader-boersenspiel.de/web/home Peter Bösenberg Börsepeople: Ab 19.12. unter http://www.audio-cd.at/people - die Sondernummer zum ZFA-Award 2025 mit allen Champs, auch historisch und neuen MVPs: https://boerse-social.com/pdf/fachheft64 - Zertifikate Kongress: Roundtable Arnold/Boschan/Drastil/Hartmann/Mostböck: https://audio-cd.at/page/playlist/6508 Der Jingle von Felice feat. CD for ZFA: https://audio-cd.at/page/podcast/4429 Alle Zertifikate-Podcasts: https://audio-cd.at/zertifikate ZFA-Newsletter und Infos: http://www.zertifikateforum.at Zertifikate Depot bei dad.at: https://photaq.com/page/index/4173 Risikohinweis: Die hier veröffentlichten Gedanken sind weder als Empfehlung noch als ein Angebot oder eine Aufforderung zum An- oder Verkauf von Finanzinstrumenten zu verstehen und sollen auch nicht so verstanden werden. Sie stellen lediglich die persönliche Meinung der Podcastmacher dar. Der Handel mit Finanzprodukt en unterliegt einem Risiko. Sie können Ihr eingesetztes Kapital verlieren. Und: Bewertungen bei Apple (oder auch Spotify) machen mir Freude: http://www.audio-cd.at/apple http://www.audio-cd.at/spotify . Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 2835 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts) 13

Ein neuer Eigenkapitalvorschlag bürgerlicher Parlamentarier für die UBS kommt am Aktienmarkt gut an. Die Diskussion um angebliche Umzugspläne in die USA ist jedoch nicht vom Tisch. Weshalb sich unter US-Demokraten Widerstand dagegen bildet, sagt Bankenexpertin Corinne Zellweger-Gutknecht. SMI -0.1%

Ponemos el foco en valores como Renault, ASML, Lufthansa y UBS. Con Luis García Langa, analista de luisgarcialanga.es.

Die Schweizerische Nationalbank belässt den Leitzins wie erwartet bei null Prozent. Nebst der Preisstabilität ist der SNB auch ein stabiles Finanzsystem wichtig. Die SNB unterstütze die vom Bundesrat vorgesehenen, schärferen Eigenkapitalvorschriften für die UBS, sagt Präsident Martin Schlegel. SMI -0.1%

John Pollock and Brandon Thurston look at the career of John Cena as the longest tenured main eventer in WWE's history and the fight between Netflix & Paramount.Topics this week include:The legacy of John Cena and his run on top in WWEThe showdown between Netflix and Paramount for control of WBDLawsuit over Cena's theme song Cena's latest comments on Vince McMahonMark Shapiro speaks at the UBS conference Judge issues order against Dr. Carlon Colker Mark Hunt's lawsuit George Barrios is writing a book & more Music courtesy: “Panic Beat” by Ben TramerPOST WrestlingSubscribe: https://postwrestling.com/subscribePatreon: http://postwrestlingcafe.comForum: https://forum.postwrestling.comDiscord: https://discord.com/invite/Q795HhRTwitter/Facebook/Instagram/YouTube: @POSTwrestlingBluesky: https://bsky.app/profile/postwrestling.comWrestlenomicsSubscribe: https://wrestlenomics.com/podcast/Patreon: https://patreon.com/wrestlenomicsSubstack: https://wrestlenomics.substack.com/Twitter/Facebook/Instagram/YouTube: @WrestlenomicsBluesky: https://bsky.app/profile/wrestlenomics.comOur Sponsors:* Check out Progressive: https://www.progressive.com* Check out Uncommon Goods: https://uncommongoods.com/postwrestlingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

John Pollock and Brandon Thurston look at the career of John Cena as the longest tenured main eventer in WWE's history and the fight between Netflix & Paramount.Topics this week include:The legacy of John Cena and his run on top in WWEThe showdown between Netflix and Paramount for control of WBDLawsuit over Cena's theme song Cena's latest comments on Vince McMahonMark Shapiro speaks at the UBS conference Judge issues order against Dr. Carlon Colker Mark Hunt's lawsuit George Barrios is writing a book & more VIDEO VERSION: https://youtube.com/live/rnlQzI7nnC4Music courtesy: “Panic Beat” by Ben TramerPOST WrestlingSubscribe: https://postwrestling.com/subscribePatreon: http://postwrestlingcafe.comForum: https://forum.postwrestling.comDiscord: https://discord.com/invite/Q795HhRTwitter/Facebook/Instagram/YouTube: @POSTwrestlingBluesky: https://bsky.app/profile/postwrestling.comWrestlenomicsSubscribe: https://wrestlenomics.com/podcast/Patreon: https://patreon.com/wrestlenomicsSubstack: https://wrestlenomics.substack.com/Twitter/Facebook/Instagram/YouTube: @WrestlenomicsBluesky: https://bsky.app/profile/wrestlenomics.comSupport this podcast at — https://redcircle.com/wrestlenomics/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Kerim Rota ve Ömer Gencal, Merkez Bankası'nın faiz kararı öncesinde hem son açıklanan verileri hem olası faiz ihtimallerini tartıştı. Ayrıca, UBS'nin servet raporunu, vergi düzenlemelerindeki yetersizliği ve Fed başta olmak üzere küresel ekonomideki gelişmeler yorumladılar.

Spojené Arabské emiráty, Spojené státy, Singapur a samozřejmě Švýcarsko jsou nejoblíbenější destinace miliardářů. Ti se podle nejnovější přehledové zprávy banky UBS nejvíc obávají cel, velkých geopolitických konfliktů a nejistoty v oblasti politiky, nakonec ale žijí tam, kde je nejlepší kvalita života a k tomu nízké daně.Všechny díly podcastu Názory a argumenty můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Hear TKO's Mark Shapiro speak about the future of WWE archived content and NXT PLEs from the UBS conference on December 9, 2025.

the ai bubble, retail mania & what comes next for marketsWelcome to Season 3, Episode 16 of Two Blokes Trading. This week's guest is Harry Melandri, a veteran macro strategist with over 30 years of experience across central banks, hedge funds, trading desks, and global macro research. Harry is now a Senior Advisor and Research Contributor at MI2 Partners (Macro Intelligence 2 Partners), where he helps decode systemic risks using predictive models, historical context, and policy insight.

In this explosive episode, Eric Green sits down with Bradley Birkenfeld, the iconic UBS whistleblower known worldwide as “Lucifer's Banker.” Birkenfeld shares the inside story of how he exposed the largest tax-evasion scheme in history, triggered a global crackdown on secret offshore banking, and ultimately helped return $40 billion to U.S. taxpayers. He is also the author of the book Lucifer's Banker Uncensored.From his rise inside the elite world of Swiss private banking to the shocking discovery of a secret memo that revealed UBS was preparing to scapegoat its own bankers, Birkenfeld walks listeners through the high-stakes decisions that led him to blow the whistle and the stunning retaliation he faced from the U.S. Department of Justice.Eric and Brad dig into:How Swiss banking really worked behind the scenesHow 19,000 secret U.S. accounts and billions in hidden assets came to lightWhy did the DOJ attack the whistleblower instead of the offendersThe political power networks that shielded UBS from full exposureThe Senate investigation that broke the case wide openWhat it actually takes to bring a successful IRS whistleblower claimThe global impact of Brad's disclosures — and why the fight is far from overUnfiltered, riveting, and backed by original documents and firsthand experience, this conversation pulls back the curtain on one of the most consequential financial scandals in modern history. Whether you're a tax professional, attorney, compliance expert, or simply someone who loves a real-world thriller, this is an episode you won't forget.Join us for a free webinar with Eric and Brad on January 8th – you can register here: https://taxrepllc.com/20260108-whistleblower/

Investors anticipate a Fed Christmas rate cut later this week with other central banks' final policy meetings potentially following suit. Soaring Chinese exports to the EU push the country's surplus beyond $1bn for the first time. Outbound shipments are up almost 6 per cent on the year with French President Emmanuel Macron threatening to slap tariffs on Beijing. Swiss lender UBS could soon benefit from the loosening of a banking regulation package which would otherwise require it to raise an additional $24bn in capital.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Lea Oetjen über den Mega-Deal von Netflix, ein Allzeithoch bei Ulta Beauty und eine Kündigungswelle bei der UBS. Außerdem geht es um Warner Bros. Discovery, Adobe, Micron Technology, Netflix, Baidu, Moore Threads, Ulta Beauty, Douglas Holding, iShares Core MSCI World (WKN: A0RPWH), Global X Super Dividend ETF (WKN: A3DEKS), Global X European SuperDividend (WKN: A40QH7) Orlen, Aker BP, Conduit Holdings und Pennon Group. https://www.welt.de/wirtschaft/plus692b6432323f41891e564a72/geld-mit-diesen-aktien-und-etfs-erfuellen-sie-sich-den-traum-von-der-dividenden-rente.html Die aktuelle "Alles auf Aktien"-Umfrage findet Ihr unter: https://www.umfrageonline.com/c/mh9uebwm Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

The report surveys UBS billionaire clients globally on the unique challenges and opportunities ahead. The 11th edition focuses on the forces driving wealth creation and the evolving ambitions of the world’s most influential families.See omnystudio.com/listener for privacy information.

Bundesrat beschliesst Strategie gegen Rassismus, EU verschärft Asylpolitik, Selenski berät in London mit Europas Unterstützern über US-Ukraineplan, geplante Kapitalvorschriften für die UBS könnten abgemildert werden

Confira os destaques do Jornal da Manhã deste domingo (07): Uma nova pesquisa Datafolha simula um segundo turno eleitoral para 2026 e aponta que o presidente Luiz Inácio Lula da Silva (PT) venceria o senador Flávio Bolsonaro (PL-RJ). O resultado reforça a dificuldade do nome de Flávio em expandir seu eleitorado para além da base ideológica. Lideranças políticas no Congresso e no estado de São Paulo acreditam que o governador Tarcísio de Freitas (Republicanos) não concorreria à Presidência da República em um cenário onde um nome da família Bolsonaro (como Flávio ou Michelle) esteja na disputa. A avaliação é que a lealdade de Tarcísio ao ex-presidente Jair Bolsonaro e o medo de rachar o eleitorado de direita impediriam o governador de avançar com a própria candidatura. O estado de São Paulo iniciou a campanha de vacinação de gestantes contra o Vírus Sincicial Respiratório (VSR). A imunização é uma importante medida de saúde pública, visando proteger os recém-nascidos contra a bronquiolite, uma infecção respiratória grave causada pelo VSR. A injeção está disponível para as gestantes a partir da 28ª semana de gravidez nas Unidades Básicas de Saúde (UBS). O novo Censo demográfico revela a grave crise habitacional e a profunda desigualdade social no estado de São Paulo. Os dados apontam que 8 em cada 100 pessoas do estado vivem em favelas e assentamentos precários. Em números absolutos, o Censo mostra que 3,6 milhões de paulistas residem nessas comunidades. A professora Luana Leal Silva Rocha, de 25 anos, está em estado grave na UTI do Hospital São Sebastião, em Três Corações (MG), após ter 60% do corpo queimado na tarde de sexta-feira (5), no distrito de Sobradinho, em São Tomé das Letras. A polícia de Minas Gerais investiga o caso como tentativa de feminicídio. A suspeita é que o namorado da vítima tenha cometido a agressão, usando gasolina para atear fogo em Luana durante uma briga. O presidente Luiz Inácio Lula da Silva (PT) voltou a reforçar publicamente seu posicionamento favorável ao fim da escala de trabalho 6x1, onde o trabalhador folga apenas um dia após seis de atividade. No entanto, o tema gera grande polêmica e preocupação no setor produtivo. Comentaristas políticos e econômicos analisam a viabilidade da medida. O Supremo Tribunal Federal (STF) marcou o julgamento dos réus acusados de serem os mandantes do assassinato da vereadora Marielle Franco e de seu motorista, Anderson Gomes. A pauta inclui os irmãos Domingos Brazão (conselheiro do TCE-RJ) e Chiquinho Brazão (deputado federal), apontados pela investigação como os articuladores do crime, além de outros envolvidos. O presidente da Argentina, Javier Milei, demonstrou apoio à pré-candidatura de Flávio Bolsonaro (PL-RJ) à Presidência da República ao compartilhar uma publicação sobre o tema nas redes sociais. A líder da oposição venezuelana, María Corina Machado, receberá o Prêmio Nobel da Paz em uma cerimônia oficial em Oslo, na Noruega. O prêmio confere a María Corina uma enorme visibilidade internacional e aumenta a pressão global sobre o governo venezuelano. Essas e outras notícias você acompanha no Jornal da Manhã. Learn more about your ad choices. Visit megaphone.fm/adchoices

Longevity, Cash PT, and the $8 Trillion Opportunity You Can't Ignore In this episode, Doc Danny Matta breaks down why the global shift toward longevity is one of the biggest opportunities cash-based physical therapists will see in their careers. He shares real-world examples from high-end longevity models, explains why proactive, long-term health programming is exploding, and shows how cash PTs are uniquely positioned to lead this space. Quick Ask If this episode gets your wheels turning about longevity and long-term care, share it with another clinician who needs to hear it—and tag @dannymattaPT so he can reshare it. Episode Summary Patient experience as an edge: While competitors step out mid-session to finish notes, you can stay fully engaged by using Clair, an AI scribe that handles documentation instantly. Operational advantage: Clair gives you more time for follow-ups, planning, and patient touchpoints—leading to better retention and more efficient operations. Danny's background: Staff PT, active duty military PT, cash practice founder, seller, and now founder of PT Biz, which has helped 1,000+ clinicians start, grow, and scale their own cash practices. The longevity trend: Patients are realizing they'll live longer and want to be proactive, not reactive, about their health and performance. 10x-style models: Peter Attia's "10x"/10 Squared-type gym in Austin employs performance clinicians doing assessments, hands-on care, and programming over months and years at premium pricing. Equinox Longevity: Equinox launched a longevity offering priced around $35,000–$45,000 per year, combining assessments, bloodwork, training, and bodywork. Market validation: Big brands like Equinox don't roll out programs like this without deep market research—there is clear demand. The $8 trillion forecast: A UBS report projects the global longevity market could reach roughly $8 trillion by 2030. High continuity, low volume: Danny's friend running a longevity-focused model only needs ~30–40 new patients per year because clients stay for years. LTV over churn: With long-term, continuity-based care, you don't need a constant flood of new patients—you need strong retention and deep relationships. What these programs include: Long-term programming, movement and performance assessments, VO2 max testing, force plate work, blood panel interpretation, and lifestyle coaching around sleep, nutrition, and stress. Why cash PT is perfect for this: No insurance rules; you can spend an hour on sleep, stress, or habit coaching if that's what the patient needs. Visual differentiation: Cash clinics often look and feel like a high-performance lab or gym—nothing like a crowded hospital outpatient clinic. Community and referrals: Patients in long-term programs naturally talk about what they're doing and pull friends and family into your ecosystem. Tech as a differentiator: Tools like force plates, VO2 testing, structured assessments, and periodic retests make progress visible and drive buy-in. Standardizing longevity in cash PT: Danny sees longevity as a pillar every successful cash practice will eventually integrate in some form. Not one-size-fits-all: You can build your own version—solo, with a functional medicine group, or as part of a broader performance ecosystem. Lessons & Takeaways Longevity is a macro trend: People know they're going to live longer and want to invest in staying active, capable, and independent. Continuity beats volume: A few dozen long-term clients can support a strong business if they stay with you for years. Cash PT has structural advantages: You're not limited by insurance codes, visit caps, or what a payer thinks is "medically necessary." Data builds trust: Objective testing plus retesting makes progress real and keeps clients engaged. Longevity is "sticky" business: Once people see value in long-term health, they're less price sensitive and more loyal. Early adopters benefit most: Clinics that build longevity offerings now get ahead of a trend that large systems are just starting to chase. Mindset & Motivation Think in decades, not visits: Stop viewing patients as "10-visit plans" and start thinking in 5–10 year relationships. See yourself as a guide, not a fixer: You're not just solving pain—you're guiding someone's health span and performance over time. Health is real wealth: For your patients and for you—longevity work aligns your business model with what truly matters. Don't wait for permission: You don't need a big brand or hospital system to validate this for you; the demand already exists. Pro Tips for Clinic Owners Start with what you know: Build a simple longevity track around your existing strengths: strength, mobility, running, or performance. Add one objective test: Integrate VO2 testing, force plate jumps, or standardized movement screens with baseline + retest cycles. Layer in basic lifestyle coaching: Learn enough about sleep, stress, and nutrition to guide your patients or partner with someone who can. Use tech wisely: Don't buy everything at once—choose tools you'll actually use and that support your specific model. Leverage an AI scribe: Implement Clair so documentation doesn't steal time from long, relationship-based care. Notable Quotes "People are realizing they're going to live longer—and they want to be proactive, not reactive." "If a giant like Equinox is rolling out a $40,000-a-year longevity program, they've done the research. The demand is there." "My buddy needs 30 to 40 new patients a year. That's it. What game do you want to play?" "Cash-based PTs are uniquely positioned to capitalize on this trend—we're not handcuffed by insurance." "Health is real wealth. If you're not healthy, it doesn't matter how much money you have." Action Items Audit your current services: where could you naturally extend into long-term, proactive care? Sketch a simple 6–12 month "longevity track" for your ideal client, including assessments and retests. Identify one piece of tech or testing you could add to make your results more objective and compelling. Look for local partners (functional medicine, labs, coaches) who could complement your skill set. Consider using Clair to free up time so you can deepen relationships instead of chasing notes. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Learn exactly how much income you need to replace, how many people you need to see, and the specific strategies to go from side hustle to full-time practice owner. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClair AI — Free 7-day trial for PTs About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, scale, and sometimes sell their cash practices, and he's passionate about helping PTs build businesses that support long-term health and real financial freedom.

As the CEO of Art Basel, Noah Horowitz has made it his mission to ensure that the international art platform is seen, valued, and experienced—far beyond its art-fair roots—as a cultural catalyst and “opportunity accelerator.” Over the past 55 years, beginning with its tight-knit origins in Basel, Switzerland, in 1970, Art Basel has evolved into an international juggernaut, with best-in-class fairs also in Miami Beach, Hong Kong, and Paris—and soon, under Horowitz's leadership, Qatar, with an edition debuting there in February 2026. With more than two decades of experience, and as a tireless advocate and enthusiast for all things art, from artists and galleries to collectors and institutions, Horowitz is exactly the right person for the job.On this episode of Time Sensitive, Horowitz details his ambitious agenda to stretch Art Basel's reach into realms far beyond what would traditionally be considered the art world; shares his long-view perspective on the economics of art; and considers the centuries-old history that, in a roundabout way, helped lead to—and continues to inform and shape—today's art market.Show notes: [05:13] Art Basel Paris[05:13] Art Basel Qatar[05:13] Art Basel Miami Beach[05:13] Art Basel Hong Kong[07:54] Frida Escobedo[10:41] The Art Basel and UBS 2025 Survey of Global Collecting[10:41] Art Basel Awards[21:27] Rei Naito[23:51] Art of the Deal: Contemporary Art in a Global Financial Market (2011)[27:42] Rirkrit Tiravanija[41:18] High Art Lite: The Rise and Fall of Young British Art (2020)[32:42] KAWS[39:04] Princeton Record Exchange[42:18] Frieze[42:52] Hans Ulrich Obrist[42:52] Okwui Enwezor[45:00] Rem Koolhaas[45:57] Kirk Varnedoe[45:57] Pictures of Nothing: Abstract Art Since Pollock (2006)[50:05] Talking Prices: Symbolic Meanings of Prices on the Market for Contemporary Art (2005)[51:49] Clare McAndrew[54:42] The Experience Economy (2019)[58:43] Vincenzo de Bellis[1:03:04] Pérez Art Museum

UK pension funds are cutting back their exposure to US equities, and Swiss prosecutors have filed charges against Credit Suisse and its owner UBS over alleged organisational “deficiencies”. Plus, the chair of the UK's Office for Budget Responsibility has resigned, and the UK government will increase NHS spending on medicines to secure a carve-out from threatened US tariffs.Mentioned in this podcast:UK pension funds dump US equities on fears of AI bubbleSwiss prosecutors file charges against Credit Suisse and UBSHead of UK fiscal watchdog quits after Budget leakNHS to increase medicines spending to avoid threatened Trump tariffsNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted by Sonja Hutson, and produced by Fiona Symon. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann, Michael Lello and David da Silva. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Giving Tuesday has become a global moment to celebrate generosity. But for believers, it can be much more than a once-a-year opportunity to give. It can become a catalyst to cultivate a lifestyle of intentional, joy-filled stewardship all year long.Today, we explore how to give with both heart and wisdom—so that our generosity reflects God's purposes, not merely the moment. Joining the conversation is Al Mueller, founder and CEO of Excellence in Giving and former executive with Morgan Stanley and UBS.Beyond the Moment: What Giving Tuesday Really RepresentsFor Al Mueller, Giving Tuesday is more than a charitable trend—it's an invitation.“Giving Tuesday is a great opportunity to begin acting on generosity,” he says, “but it's also a moment to pause and align with God's purposes.” Al reminds us of Paul's words in 2 Corinthians 9:7: “Each one must give as he has decided in his heart… for God loves a cheerful giver.”In other words, generosity is more than an impulse. It is an act of worship. Giving Tuesday can be a spark, but intentional stewardship is the flame that keeps burning throughout the year.Al summarizes biblical giving with a simple idea: “God gave us both a head and a heart—He didn't say pick one.”Wise stewardship holds both together:The heart expresses compassion, joy, and worship.The head evaluates impact, effectiveness, and alignment with God's purposes.Stewardship looks at the Kingdom outcomes we long to see and asks how we can best contribute to them. Some giving is planned, some spontaneous—but all of it can be intentional.Helping Donors Give With ExcellenceAt Excellence in Giving, Al and his team equip high-capacity givers—often those giving $1 million or more annually—to make well-informed, impactful decisions. They offer research, due diligence, and accountability that help donors shift from reactive to proactive giving.But these principles, Al emphasizes, are not reserved for the ultra-wealthy.“Everyone can do their own homework,” he says. “Everyone can ask good questions. Everyone can give intentionally.”Whether you're giving $50 or $50,000, evaluating ministries wisely matters. Al recommends starting with three core questions:What problem is the ministry trying to solve?What do they believe is the root cause of that problem?What measurable results have they seen?Healthy ministries provide clear reporting, measurable outcomes, and transparent leadership. They welcome questions and view accountability as part of discipleship.Key indicators to review include:Leadership stabilityDonor and staff retentionClear communicationTransparent financial practicesEvidence of life changeStrong ministries don't hide their results—they celebrate them.Red Flags: When to Think TwiceJust as there are markers of strong ministries, there are warning signs that should prompt caution:Vague vision without a clear planEmotional pressure or over-spiritualizing resultsLack of reporting or unwillingness to share outcomesOver-dependence on a single donorRepeated urgent appeals for fundsAl calls vague visions “ministry hallucinations”—dreams without blueprints. Just as you wouldn't build a house without plans, you shouldn't fund ministry without clarity.A Growing Trend: Collaborative GivingOne of the most exciting developments in philanthropy today is collaborative giving—donors pooling resources to make a larger, more strategic impact.Pooling resources:Helps ministries secure larger grantsReduces duplicationSaves ministries' valuable timeStrengthens unity within the body of Christ“This model lets donors and ministries accomplish something bigger together,” Al explains.No donor wants to micromanage, and no ministry seeks to be controlled. But accountability doesn't mean control—it means clarity.Al puts it this way: “Accountability is information given, not control taken.”Trust grows when ministries offer clear plans, measurable results, and honest reporting—what Al calls “a form of blessing” to donors.The Next Generation of GiversYounger donors give differently than their parents do. They are:More global in perspectiveMore results-orientedMore experiential—they want site visits and direct engagementMotivated by conviction rather than obligationPassionate about transparency and impactAl believes this next generation will reshape Christian generosity—mainly as significant wealth transfers occur in the coming decades.Al concludes with a powerful insight: there is a meaningful difference between being generous and being a steward.In the first century, a steward managed the household, finances, and fields on behalf of the master. The steward's job was simple: to know the heart of the master and act accordingly.Stewardship today means:Recognizing God owns it allSeeking His desires for His resourcesGiving with discernmentAiming to hear, “Well done, good and faithful servant.”Generosity is beautiful—but stewardship is a calling.Growing in Intentional GenerosityWhether you're giving on Giving Tuesday or cultivating lifelong generosity, the call is the same: give with joy, wisdom, and purpose.If you want to explore tools to help you give more strategically, you can learn more at ExcellenceInGiving.com. And if you'd like to partner with the mission of FaithFi, visit FaithFi.com/Partner to join us in helping believers integrate faith and financial decisions for the glory of God.On Today's Program, Rob Answers Listener Questions:What are your thoughts on annuities for someone approaching age 70?My wife and I are senior citizens and now have custody of our 10-year-old granddaughter—her father passed away, and her mother isn't involved. We want guidance on setting up a trust for her future. What's the best way to approach this?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Excellence in GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

UBS, ZKB, Postfinance und weitere Institute starten mit Open Banking für Privatkunden. Damit kann man die Konten verschiedener Banken und Drittanbieter in einer einzigen Banking-App bündeln. Da Wichtigste im Überblick. +++ Weiteres Thema: Kundinnenfrust bei online Fitness-Coaching «Fit on Time».

Oracle (ORCL) saw a stunning run following September's earnings report but fell more than 40% since hitting all-time highs. George Tsilis explains how a $38 billion loan to build OpenAI data centers added to losses on Friday and why it creates more concerns around A.I. spending. Retail stocks gained attention too, seen in Abercrombie & Fitch's (ANF) 30% run in the last five trading sessions, and Five Below's (FIVE) price target hike from UBS ahead of earnings. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

​​As load growth pushes the grid to its limits, the energy transition increasingly depends on one technology: storage. Batteries are becoming the backbone of reliable, clean power, and according to a recent UBS analysis, AI-driven data centers are set to trigger a “boom cycle” for energy storage in the next five years.As more clean energy comes online and global energy demand surges, batteries are proving essential to a flexible and resilient grid. But operating them is complex. Unlike wind or solar projects driven by long-term contracts, storage assets must constantly make decisions about when to charge and discharge, how to capture value across multiple markets, and how to stay profitable in an increasingly volatile energy system.Michael Baker, Co-Founder and CEO of Tyba, is working at the center of this shift. His team builds the software that helps batteries make smarter decisions in real time, turning storage into a reliable and profitable part of the grid. Powerhouse Ventures is fortunate to be an early investor in Tyba, first backing them in their seed round in January 2023.About Powerhouse Innovation and Powerhouse Ventures Powerhouse Ventures backs seed stage startups developing innovative software to advance clean energy, mobility, and industry. If you are thinking about building something in this space, get in touch with our team.Powerhouse Innovation is a best in class consulting firm, powered by the strongest energy innovation network, data and team in our industry. We partner with world's leading corporations, investors, and utilities to source and evaluate disruptive startups shaping the future of energy and industry.To hear more stories of founders building our energy abundant future, hit the “subscribe” button and leave us a review.

Stu Bradley, CFA, CFP — Wealth Advisor at Hightower St. Louis — joins Scarce Assets to explore how bitcoin fits into modern portfolio design, the illusion of market “cycles,” and why peace of mind matters more than price charts.With decades of experience across HSBC, UBS, Vision Capital, and now Hightower, Stu brings a global investor's perspective on inflation, fiscal dominance, and the future of wealth management in a K-shaped economy.This episode cuts through the hype to reveal how advisors are quietly rethinking sound money, digital assets, and intergenerational planning — all while clients question the meaning of risk, time, and value in a rapidly changing financial system.Stu Bradley on LinkedIn // Hightower Wealth Advisors // Stu's Presentation, Understanding Bitcoin // ⁠Connect with Onramp⁠⁠ // ⁠⁠Onramp Institutional⁠⁠ // ⁠⁠Jackson Mikalic on X⁠WHAT WE COVER:- From HSBC and UBS to Hightower: a career across global markets- How a $20 smoothie became the “wake-up call” on inflation- Why Bitcoin represents optionality, not speculation- Fiscal dominance, QT's end, and the K-shaped economy- The psychological side of wealth: why “peace of mind” beats alpha- How advisors are integrating BTC exposure through ETFs & custodial platforms- The coming wealth transfer and how next-gen clients will reshape the advisory modelKEY INSIGHTS DISCUSSED:- Expectations = suffering — and 2025 proved it- Bitcoin is entering its “IPO moment” as long-term holders distribute- Fiscal dominance and policy inertia make inflation a structural feature, not a bug- The top 10 mega-cap stocks now represent 75% of U.S. GDP — a concentration risk hiding in plain sight- Owning a small allocation of the most tamper-resistant asset in history may be the best form of risk management- The future of advice: meeting clients where they are, not where the market says they should beSTU'S THESIS: “Bitcoin isn't about getting rich — it's about staying solvent. When money itself is changing, optionality becomes the ultimate form of wealth.”WHO IS STU BRADLEY?- Wealth Advisor — Hightower St. Louis (managing $1.6B for 400+ families)- Former Institutional Investor — HSBC, UBS, Vision Capital Advisors- CFA & CFP Charterholder — Bridging traditional finance with digital assets- Career Coach & Educator — Founder, J. Stuart Bradley Consulting- Advocate for sound money, long-term stewardship, and client-first financial planningCHAPTERS:00:00 - Intro & Stu's Background03:00 - From Wall Street to Hightower06:00 - The $20 Smoothie & the Inflation Epiphany10:30 - Bitcoin as Stewardship, Not Speculation15:00 - Longevity Risk & Portfolio Construction21:00 - Peace of Mind Over Price Action27:00 - How Advisors Discuss Bitcoin with Clients33:00 - 2025: No Blow-Off Top, No Problem38:00 - Fiscal Dominance & QT's End44:00 - The K-Shaped Economy Explained50:00 - Inflation, Inequality, and the Role of Scarce Assets56:00 - The Great Wealth Transfer01:00:00 - Preparing for the Future of Advice01:03:00 - Outro & ResourcesScarce Assets: a biweekly podcast presented by Onramp which delves into the emergent role of bitcoin in finance professionals' strategies and outlooks. Hosted by Jackson Mikalic, Scarce Assets provides invaluable insights for wealth managers aiming to outperform their peers in the decades ahead. Finance professionals everywhere know about stocks and bonds, but the macroeconomic outlook requires that serious investors pay close attention to another category: Scarce Assets.Please subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.

UBS upgraded Applied Materials (AMAT) to a buy rating as shares are up more than 40% in 2025. Kevin Horner diagnoses several technical patterns taking shape on the chart, identifying $208 support and $241 resistance over the past 90 trading days. Zooming out to the 2-year chart, Kevin shows the stock's all-time highs back in the summer of 2024 that could be the next test if shares breakout above the $241 resistance point. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

VLOG Nov 25 2d Bid to Unseal in US v. Epstein and Maxwell, we're back, like book: https://www.amazon.com/Maximum-Maxwell-Prosecution-Collusion-Verdicts/dp/B09P7RNGK6Links of UBS, BofA- and JPM Chase, debanking: https://innercitypress.com/jpmchase1epsteinhmdadebankingffw112425.html Alexander Bros hearing reveals 28 witnesses - against Luigi Mangione. UN bans Press

"Start telling your story really early. By the time the actual capital raise comes around, you can create something that's oversubscribed." This is a special episode only available to our podcast subscribers, which we call The Mini Chief. These are short, sharp highlights from our fabulous guests, where you get a 5 to 10 minute snapshot from their full episode. This Mini Chief episode features James Schofield, Founder of Insight Investor Relations. His full episode is titled Pitching your business, raising capital and winning investor trust. You can find the full audio and show notes here:

Anastasia Deryagina, UBS’s head of global next-generation solutions, discusses the great wealth transfer, how best to ensure a smooth succession and the enduring value of the bank’s partnership with The Young Investors Organization.See omnystudio.com/listener for privacy information.

An airhacks.fm conversation with Stanislav Bashkyrtsev (@sbashkirtsev) about: Early programming journey starting with Pascal in school and C# self-study in 2005, transition from C# to Java through local programming courses in 2007, first experiences with Java 6 and EJB2/EJB3, working with Delphi for lawyers' desktop software before finding Java opportunities, first Java project for Madison Square Garden and New York Knicks website, career progression through entertainment and banking sectors including work with Barclays Capital and UBS, transition to CI/CD engineering in 2012 with heavy Jenkins usage and source code patching, challenges of implementing trunk-based development practices, automated QA engineering experiences with selenium testing, problems with separate QA and development teams affecting code testability, self-study of biology and chemistry leading to scientific software development, founding elsci company focused on high-performance enterprise software for chemists and biotech companies, disconnect between software developers and scientists' needs in scientific software, advantages of quarkus framework for serverless deployments on AWS, Quarkus build-time deployment optimization versus traditional application servers, comparison with Spring Boot auto-configuration complexity, migration experiences from Java EE to Quarkus maintaining standards compliance, virtual threads support in modern Quarkus, preference for Java 7 simplicity over modern Java streams, importance of end-to-end testing over unit testing pyramid, challenges of running a software company versus being an independent consultant, Helsinki Java User Group presentation on operating system thread mechanics Stanislav Bashkyrtsev on twitter: @sbashkirtsev

Interview with Stephen Hanson, President & CEO of Surface Metals Inc.Our previous interview: https://www.cruxinvestor.com/posts/surface-metals-csesur-former-lithium-player-pivots-to-nevada-gold-with-walker-lane-project-7467Recording date: 21st November 2025Surface Metals Inc. (CSE: SUR) has strategically positioned itself across two commodity cycles through its April 2025 acquisition of the Cimarron gold project in Nevada whilst maintaining a diversified lithium portfolio anchored by a 300,000+ ton LCE resource at Clayton Valley, California. This dual-commodity approach provides investors with exposure to gold's current bull market and lithium's structural electrification demand.Following recent meetings on Wall Street and Bay Street, President and CEO Steve Hanson reports renewed institutional appetite for junior and mid-cap mining opportunities. Major banks including JP Morgan, Goldman Sachs, UBS, Deutsche Bank, and HSBC forecast gold reaching $5,000 per ounce in 2026, driven by central bank accumulation, interest rate dynamics, and geopolitical tensions. Simultaneously, lithium markets show stabilisation following the 2023-2024 correction, with institutional interest returning to quality projects.The Cimarron gold project, located in Nevada's prolific Walker Lane trend approximately 35 kilometres south of Kinross's Round Mountain mine, benefits from extensive historical work conducted by Newmont and Echo Bay during the 1980s-1990s. Surface Metals has digitised this historical database and created three-dimensional geological models, positioning the company to commence phase one drilling in early 2026 with clear targeting rationale. The programme aims to confirm historical high-grade intercepts, validate a non-43-101 compliant resource, and expand towards a million-ounce target. Shallow oxide mineralisation suggests potential heap leach processing economics - a lower-cost development pathway relevant for junior companies.Surface Metals' lithium portfolio demonstrates geographic and geological diversification across three projects. The Clayton Valley brine project sits immediately northwest of Albemarle's Silver Peak operation - North America's only producing lithium brine facility operational since 1966. The company targets a preliminary economic assessment in 2026, evaluating direct lithium extraction technology offering faster processing and higher recovery versus traditional evaporation ponds. Neighbouring operator SLB's 2025 demonstration facility successfully produced lithium from similar brine chemistry, de-risking technology application.Fish Lake Valley represents exposure to sedimentary claystone lithium mineralisation, sitting contiguous to Ioneer's Rhyolite Ridge project backed by Ford, Toyota, and Panasonic offtakes with 2026 construction commencement planned. Surface Metals actively seeks joint venture partners to fund initial drilling. In Manitoba, NASDAQ-listed Snow Lake Resources earns into the company's pegmatite project through funded exploration whilst Surface Metals maintains carried interest without capital outlay.Capital efficiency distinguishes Surface Metals' approach. The company has reduced operational costs whilst advancing projects through partnership structures and targeted technical work avoiding dilutive capital raises during unfavourable market conditions. Sector consolidation reduced lithium-focused companies from 200-250 to approximately 60, with Surface Metals amongst survivors maintaining intact portfolio positioning to capture recovery momentum.Management contemplates multiple value realisation pathways including asset sales, joint ventures, or corporate restructuring to separate gold and lithium portfolios. In market conditions where commodities experience distinct cycles, portfolio separation could unlock valuation disparities whilst providing shareholders direct exposure to preferred commodity themes.All projects benefit from tier-one North American jurisdictions with established infrastructure, proximity to operating mines, and relatively streamlined permitting. Nevada exploration permits typically achieved in 90-120 days. As gold supply deficits emerge from major producers exhausting high-grade reserves, and lithium supply security achieves strategic priority, Surface Metals' portfolio positioning addresses structural market dynamics favouring quality junior mining opportunities in premier jurisdictions.View Surface Metals' company profile: https://www.cruxinvestor.com/companies/acme-lithiumSign up for Crux Investor: https://cruxinvestor.com

In this replay of an engaging live webinar, four advisors who left Merrill, UBS, Wells, and Morgan Stanley share what tipped the scale, what surprised them, and what they wish they'd known before making a move.

The interview is also on Youtube: https://youtu.be/oSIFewGWnNE?si=efQOrP5YXeoWuYYAGuest Carlos Moreira Founder & CEO of SealSQ Ticker: (Nasdaq: LAES)Website: https://www.sealsq.com/BioCarlos Creus Moreira is a global technology entrepreneur and cybersecurity authority, serving as Founder, Chairman, and CEO of WISeKey (NASDAQ: WKEY) and SEALSQ (LAES). For decades, he has been a leading voice in securing the internet, developing trusted digital identity ecosystems, and advocating for the ethical use of artificial intelligence.Moreira began his career as a United Nations expert on CyberSecurity and Trust Models, working with agencies such as ILO, UNCTAD, ITC/WTO, World Bank, UNDP, and ESCAP (1983–1999). He is also the Founder of OISTE.org, a global non-profit dedicated to strengthening digital identity standards.From 1995 to 1999, he served as an Adjunct Professor and Head of the Trade Efficiency Lab at RMIT University in Australia, contributing to advances in trade facilitation and cybersecurity. His academic and professional work has consistently focused on enhancing trust in digital systems.Moreira holds influential roles in numerous international organizations. He is a Founding Member of the Geneva Government's E-Voting Steering Committee, a UN Global Compact Member, and has contributed extensively to the World Economic Forum (WEF). His WEF roles include: Founding Member of Global Growth Companies, WEF New Champion (2007–2016), Vice-Chair of the Agenda Council on Illicit Trade (2012–2015), Member of the WEF Selection Committee for Growth Companies, and contributor to the Agenda Council on the Future of IT Software & Services (2014–2016). He has been recognized as one of the WEF's Trailblazers, Shapers, and Innovators.He also serves on the Blockchain Advisory Board of the Government of Mexico, the Blockchain Research Institute, and is Founder of the Geneva Security Forum, the Blockchain Center of Excellence, and TrustValley.Moreira has received numerous honors, including:• One of Switzerland's 300 most influential people (Bilan.CH 2011, 2013)• Top 100 in the Net Economy• Most Exciting EU Company (Microsoft MERID 2005)• Man of the Year (AGEFI 2007)• One of Switzerland's 100 most important digital leaders (Bilanz 2016)• Best EU M&A Award (2017)• Blockchain Davos Award of Excellence (GBBC 2018)• CGI Award HolderHe is co-author of the global best-selling book “The TransHuman Code,” a leading work on managing technology's impact on humanity. As a multilingual keynote speaker (English, Spanish, Italian, French, Portuguese), Moreira has spoken at the UN, WEF, CGI, ITU, Bloomberg, Munich Security Conference, World Policy Conference, Zermatt Summit, Microsoft, IMD, INSEAD, MIT Sloan, HEC, UBS, and the CEO Summit.Pioneering Work During the Dawn of the World Wide Web (WWW)During the early 1990s in Geneva, at the same time Tim Berners-Lee was creating the World Wide Web at CERN, Moreira was deeply involved in advancing secure digital identity and trust models. His UN cybersecurity work positioned him as a key advocate for building security into the fabric of the emerging web. This vision led him to found WISeKey in 1999, which has become a global leader in digital identity, authentication, and securing online transactions.He later established the Geneva Security Forum and Geneva Philanthropy Forum, reinforcing Geneva's role as a center for digital trust, innovation, and global cybersecurity dialogue.Married with six children, Carlos Creus Moreira remains committed to building a secure, transparent, and human-centered digital future. More information can be found at carloscreusmoreira.com.

Carl Quintanilla, Sara Eisen, and David Faber kicked off the hour with fresh economic data and huge breaking news on the AI front involving Nvidia, Microsoft, and private start-up Anthropic - who's also notched a new valuation of $350B. Get the key details, what it means for stocks, and a discussion on whether we're reaching bubble territory this hour. Plus: did Jensen Huang already reveal what to expect from earnings tomorrow? How to read the tea leaves - going back to October.Also in focus: the retail wrap-up according to UBS, as Home Depot kicks off a huge week of reports from Target and Walmart later on... And one former Fed governor's take on what to expect in December when it comes to rate cuts. cnbc.com/squawk-on-the-street-disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's episode, I'm joined by creative entrepreneur, writer and past client, Tosin Hunter, for a deeply honest conversation about navigating the messy middle of career change, making an intentional pause, and rebuilding a life and career that genuinely aligns with your values.Tosin spent over a decade in corporate recruitment roles at organisations like EY, UBS and Salesforce — climbing the ladder, getting promoted (even while on maternity leave), and doing everything “right.” But behind the scenes, she was exhausted, burnt out, and increasingly disconnected from the work she was doing.In our coaching journey, she began unpacking what wasn't working, rediscovering her values, and reconnecting with parts of herself she'd buried for years. That inner work sparked a complete life shift. One that led her to leave corporate, honour her season of motherhood, rediscover her creativity, and eventually build Hunter Digital, the website design studio she now co-leads with her husband.If you're in the midst of questioning your career, craving more alignment, or feeling the nudge to pause and reassess, this conversation will resonate deeply.

Let us know your thoughts. Send us a Text Message. Follow me to see #HeadsTalk Podcast Audiograms every Monday on LinkedInEpisode Title:

The collapse and bankruptcy of another private credit supported firm has generated significant losses this week. But as I pointed out last week with the shuttered UBS sponsored hedge funds, it isn't necessarily the amount of money being burned. It's what each of these cockroaches reveals, and how they add to the growing mistrust about the entire private credit shadow banking network. That's the real danger which could threaten to unravel a whole lot more than a few troubled firms. Eurodollar University's Money & Macro Analysis-------------------------------------------------------------------Get the free guide that breaks down the real economic signals behind America's shrinking consumer demand, and how to protect your wealth before the slowdown hits your income https://web.eurodollar-university.com/home-------------------------------------------------------------------Bloomberg BlackRock Faces 100% Loss on Private Loan, Adding to Credit Market Painhttps://www.bloomberg.com/news/articles/2025-11-10/blackrock-eyes-100-loss-on-private-loan-amid-debate-over-marksBloomberg Why First Brands Has Sparked So Many Concerns on Wall Streethttps://www.bloomberg.com/news/articles/2025-11-10/why-first-brands-collapse-sparked-concerns-on-wall-streetBloomberg Car Loan Delinquencies Hit Record for Riskiest Borrowershttps://www.bloomberg.com/news/articles/2025-11-12/car-loan-delinquencies-hit-record-for-riskiest-borrowershttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Nick Galakatos, Senior Managing Director, & Global Head of Life Sciences at Blackstone joins Daniel Cassidy at the UBS podcast studio in New York for a comprehensive discussion on trends and developments within Life Sciences, including a look at funding innovations, the regulatory landscape, and the investment case for Life Sciences.

The United States is on the brink of a recession, according to major multinational bank UBS. Meanwhile, America's largest bank, JPMorgan Chase, says recession risk is only at 40%. Who's right? Who's wrong? We're using a new recession indicator in this episode to reveal America's real risk of sliding into another downturn. If it feels like your dollar doesn't go as far as it used to and your salary is barely keeping up—you're not imagining it. But according to official sources, America has only been in a recession for three months since the Great Financial Crisis. That can't be right when it's getting this hard to get by. That's why, in this episode, Dave shares his new recession indicator, based on the average American's finances, to measure the financial health of real Americans, not what corporate earnings reports suggest. Looking back, the economic data doesn't fit the official narrative. And if you feel like you've been in a recession for years, you might be right. But you can still protect (and grow) your wealth while the economy falters. Are your investments keeping your real wealth afloat? In This Episode We Cover The new “recession indicator” that forecasts whether average Americans will struggle or not Recession predictions from top banks and whether we're on the precipice of a crisis Why the standard definition of a “recession” is wrong and ignores average Americans The alarming statistic that shows just how much of your spending power has been eaten away How to recession-proof your finances and invest so you can weather economic storms And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find an Investor-Friendly Agent in Your Area BiggerPockets Real Estate 1119 - How to Invest in Real Estate During a Recession (2025 Update) Dave's BiggerPockets Profile Major bank issues warning that there's a 93% chance of a recession in the US this year JPMorgan Chase: The probability of a recession has fallen to 40% Buy the Book, "Recession-Proof Real Estate Investing" Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-372 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

MRKT Matrix - Monday, November 10th Dow closes up nearly 400 points, Nasdaq rebounds 2% with end to shutdown in sight (CNBC) Republicans Seek Swift Approval of Deal to Reopen Government (NYTimes) Are S&P 500 Companies Citing Impact from the Government Shutdown on Q3 Earnings Calls? (FactSet) The S&P 500 could reach 7,500 in 2026, UBS says (CNBC) Silver Prices Just Had One of Their Best Days of the Year (WSJ) The Year's Hottest Crypto Trade Is Crumbling (WSJ) Data Centers in Nvidia's Hometown Stand Empty Awaiting Power (Bloomberg) Perplexity Is AI's New Pit Bull (Bloomberg) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://riskreversalmedia.beehiiv.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

Introducing the Chainlink Runtime Environment with Chainlink Co-Founder Sergey Nazarov. At SmartCon, Chainlink Co-Founder Sergey Nazarov sits down with CoinDesk's Jennifer Sanasie and Sam Ewen to detail the massive complexity facing builders and institutions and introduces the new Chainlink Runtime Environment (CRE), an orchestration layer designed to simplify the creation of advanced smart contracts. He shares how this toolkit is already enabling complex solutions for central banks and institutions like UBS, preparing the way for tokenized funds and private, cross-chain trade flows. - This episode was hosted by Jennifer Sanasie and Sam Ewen.

UBS is reportedly closing down not one but two hedge funds, in a more that raises a lot of questions but also some very uncomfortable parallels to 2007. One of those funds is exposed to First Brands, so understandable. The other...isn't. And that raises the prospect of the R-word; in this case, that does not stand for recession, rather its uglier monetary twin. Bloomberg UBS Winds Down O'Connor Funds in Sign of First Brands Strainhttps://www.bloomberg.com/news/articles/2025-11-06/ubs-to-wind-down-o-connor-funds-with-first-brands-exposureNYT $3.2 Billion Move by Bear Stearns to Rescue Fundhttps://www.nytimes.com/2007/06/23/business/23bond.htmlhttps://eurodollar.university