Podcasts about jp morgan

Title: Inside the Secret Network That Billionaires Use to Pay Zero In Taxes with Alex Sonkin Summary: In this episode of Raise the Bar Radio, Seth Bradley welcomes Alex, founder of the Due Diligence Project, to discuss the massive blind spot in tax strategy among CPAs and how his peer-reviewed CPA community solves that. Alex shares how traditional CPA firms, despite servicing ultra-high net worth clients, are often unaware of the vast number of advanced tax mitigation strategies available. His platform introduces vetted tax strategies reviewed by hundreds of independent CPA firms, much like an Amazon or Netflix model for financial services. Rather than relying on static, siloed in-house teams with mediocre solutions, Alex's vision is to empower CPAs and family offices through a Virtual Family Office model. This allows affluent individuals (not just billionaires) to access world-class, peer-reviewed tax and financial planning strategies while maintaining their trusted CPA relationship. The conversation emphasizes humility, proactive due diligence, and massive action as critical principles for success in tax planning and entrepreneurship alike. Links to Watch and Subscribe: https://youtu.be/v8RSrMRslHU Bullet Point Highlights: Most CPAs, even in top firms, are not deeply versed in advanced tax mitigation due to limited time and exposure. The Due Diligence Project functions as an independent, peer-reviewed network, allowing CPAs to tap into the collective knowledge of hundreds of top professionals. Traditional large CPA firms and Wall Street structures are siloed and don't provide open-source best-in-class strategies. The future CPA firm is a Virtual Family Office — proactive, advisory-driven, and built with world-class independent specialists instead of static in-house teams. The Virtual Family Office model brings elite wealth management strategies to affluent individuals (e.g., $10M-$50M net worth), not just billionaires. Humility, curiosity, and willingness to collaborate are essential for CPAs and advisors to truly serve clients at the highest level. Success requires massive action and consistent pursuit of better solutions — complacency kills innovation and wealth creation. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm Seth Bradley, securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you, and create true financial freedom, you're in the right place. Let's go. Alex, what's going on, brother? Welcome to the show.   Seth, thank you so much for having me. It's a pleasure.   man. Fellow San Diegan. So, appreciate that and appreciate that you you love the weather like I do.   best weather in the world, All of San Diego County, even if it gets like 10 degrees hotter, it's as good or as better anything else on the planet.   (Seth Bradley) (01:05.698) Yep, yep. Sometimes you gotta go outside of San Diego for a little bit to appreciate it because you forget that every single day is fantastic.   We're not going to get into the June gloom and the May gray because people outside of San Diego, don't want to hear that. uh, know, we get to complain between each other. everyone outside of San Diego, were like, we don't want to know about any of your problems.   Right, Exactly, exactly. All right, man. Well, let's just jump right in, Tell everybody a little bit about your background, about your story, and take it back as far as you like.   Sure, graduated University of Michigan Business School undergrad and became an options trader in Chicago as a member of the Chicago Board of Trade, the Mercantile Exchange, Chicago Board of Options Exchange was a market maker down there for many years and came up with a couple ideas and moved to California. What we do now is we have the largest independent peer review community of CPA firms in the country. We support   hundreds of CPA firms who basically introduced their favorite resources, favorite tax attorneys, favorite strategies. And then as a community and independently, everyone independently vets out every strategy, every resource. And we rank and rate all of the strategies, all of the resources. Very similar to what you'd experience in Amazon or Netflix or the streaming services when you watch a movie or you buy a product on Amazon.   (Alex Sonkin) (02:35.534) you're going to go look for the 4.9 out of five stars and do a quick price comparison. So what we did is we've created essentially an independent peer-of-view ranking and rating system for sophisticated tax strategies and then cost mitigation strategies because the tax code is just way too big. No one knows how many pages there are in the tax code. It's constantly changing. we basically, we didn't even know we were doing this at the time because all we were doing was   putting together advanced tax planning institutes, filling them up with CPA firms, bringing speakers, specialists on to present their ideas. But the magic was happening in the hallway conversations between these tax attorneys and the CPAs in these Q &A sessions. And what we realized was that traditional CPA firms really have no clue how many pages are in the tax code, have no idea how many strategies there are that are available to them that have been fully vetted.   And they don't have the time and the resources to fully vet those strategies out. So we just realized we were onto something and we kept building and building and building. And we just had an event. Our last couple summits, diligence project summits had close to 700 CPA firms on one, close to 847 was our largest summit.   The more eyeballs, the more tax-focused CPAs are looking at the strategies and vetting out the strategies, the more refined the due diligence is and the more new resources they're able to introduce to our network. So we're able to go deeper, wider, and more refined in our due diligence when it comes to tax planning.   Yeah, that's awesome. So you you analyze and put a score on the actual strategy itself as well as the firm.   (Alex Sonkin) (04:25.76) Yeah, everything, right? Because you and I both know there's so many moving parts in our business. And when a CPA firm is dealing with their most, their highest net worth clients, billionaires, centi-millionaires, multi-millionaires, and they have, they're selling an appreciated asset, whether it's real estate or their company or shares in another company they've invested in, they want that sale to be tax efficient. Then they might want that money to be invested in other   parts of their portfolio. want that transition to be efficient. They want all the estate planning to be efficient asset to all these different moving parts. But the area where most CPAs and attorneys are the weakest is in the income tax mitigation part. There's a lot of decent estate planning out there, asset protection, other planning. It's really the income tax mitigation part where very few people are excellent at this.   Financial advisors, attorneys have very little experience with tax court, with audit. They should really not be involved in income tax planning. The CPA firms are the ones who are signing the tax returns. They have the experience with audit. They have the experience with tax court. But they're spread so thin just trying to produce tax returns and financial statements and meet all of the deadlines that they have to meet throughout the year. There's actually very little time for them to do proactive tax planning.   and to complete due diligence and even start the due diligence on a tax strategy. Where do we start? Who do we call? How do we find out if the client's going to go to jail? If there's issues with this? They really need to get their confidence level up at a very high level before they call their clients that you really need to look at the strategy and do this. So that's where we really live is we really there to support the tax focused CPA or the family office that's supporting that.   that ultra high net worth family that's led by a tax focused advisor, hopefully a CPA with at least 10,000, 50,000 hours of experience in auditing tax court, where they could look at the notes, look at, part of, join the due diligence project community, look at the notes, look at the strategies, meet the specialists, communicate with other CPAs in our network to really understand the risk reward of.   (Alex Sonkin) (06:48.088) the strategy when it as how it compares to other possible strategies or combination of strategies to bring to their client.   Yeah, yeah. I mean, I love the overall idea of kind of this Amazon marketplace for CPAs and tax firms and tax strategies. It's like, you know, I know when I'm looking for a new accountant or a new CPA with a different group, with a different real estate group or something, you know, I might have done some good business with one CPA and then some that I did not. And I don't have a consistent person to go to at this point. And it also depends on what we're talking about, right? This, the, the speciality of it. it's a   if we're talking W-2 tax mitigation or we're talking about real estate investment or we're talking about some sort of high cash flow entrepreneurial venture, it really depends. One CPA can't necessarily do all that. Maybe a large CPA firm that has all that stuff in house for sure. But when we're talking about your one CPA that you know that's been filing your tax return for the last 20 years, they're not very specialized in these sorts of things.   Here's what's interesting, Seth. You made some interesting points here. Here's what's interesting. Traditionally, people say, I need a CPA. My current CPA firm is not doing the job. That's kind of par for the course. They don't know what's wrong. They know something's wrong because they know that a lot of billionaires aren't paying any taxes. They're paying this 30, 40 % of their income in taxes. They feel something's wrong. So, I need a new CPA firm. So, what do they do? Hey, can you find me a great CPA firm that's local to me? Why is that important?   Why do you need someone that literally that is that's local to you right away? The business owner is already messing up. That is not the most important thing. Okay, then they'll want someone Okay, forget distance. I'm okay with just meeting them virtually. They need to be a specialist in real estate. That's fine Okay, you've got a real estate portfolio there, especially in real estate, but really That's that's a that's another that's a good question, but it's not the best question. It's not gonna get you to the promised land   (Alex Sonkin) (08:52.366) How fluent is that CPA firm in tax strategies? Are they plugged into a network like ours where they have hundreds and hundreds of independent CPA firms, former partners of KPMG, Deloitte, PWC, Ernst & Young, all proactively vetting strategies and introducing, unless you're part of a due diligence network like ours, you might be part of a very, very large CPA firm.   that also is part of other groups, other associations and none of them know, you know, three, four, five different strategies that would be perfect for mitigating taxes in a specific situation. So going to a large firm that has lots of in-house resources, are those resources the best? Do they have access to the best tax attorneys in the country? If those attorneys are in-house working for a CPA firm,   Or let's just say they're working for Jeff Bezos and Jeff Bezos' family office. Seth, do you think the best tax attorney in the country wants to be W-2 working for a CPA firm or working for a family   Right, right.   No, no. So right away, you've already discounted. You are not going to work with the best tax attorneys in the country. You're going to work with a static, the best attorney that's willing to be W-2, working for a CPA firm, working for a family office. If you look at the top 1000 tax attorneys in the country, you might now be working with number 945. Is that what you want to be like? No, no, no, we're fine. Our tax   (Alex Sonkin) (10:29.484) Our tax planning is done by my CPA and they've got this tax attorney that's the 945th best tax attorney in the country in their space. It's like saying, I'm building this orchestra and my trumpet player, instead of getting the very best trumpet player in the world, I have the 945th best trumpet player playing trumpet. You want to put that on your website? You want to market that? think your client's going to be like, this is going to be awesome. I'm going to have the 945th best.   You   (Alex Sonkin) (10:59.138) Resource in that space giving me planning ideas. Whereas I'm a business owner I've had to get to this point to have a tax problem here to overcome all these challenges and now you're gonna bring me a tax planning solution. That's like D minus That's what's going that's puts par for the course. This is what's going on. What we know is 18 % of Fortune 500 companies are zeroing out their tax returns Okay, just listen to this 18 %   of most profitable companies in the world have a team of attorneys and CPAs that zero out their tax return. That means 82 % have no idea what they're doing on a relative basis. those 82%, we're talking about 82 % of the most profitable 500 companies in the world. What we're saying is their tax planning from our vantage point, it's not that it's not good.   It's like average to below average, whereas their revenue and income is off the charts. That's like a big problem. It's like saying, you know what? We have a basketball team where our point guard, our forwards, and our two guard are really good, but our center is like garbage. You know, we've got like a high school level center, and then we have all-stars at all the other positions. That's not gonna work.   Yeah, yeah. mean, why is that? I mean, it's like, you know, they should have access to the best resources. They should be getting advised by the, you know, the top experts in the industry. But, you know, they're just not. Are they not putting the effort? Do they not have access? Do they not know, like, what's the...   Because the difference is when you look at Amazon and you look at Netflix and all the other streaming services that are providing an independent peer-review because back before Amazon and Netflix we had Blockbuster video and we had Barnes and Noble right and we did do diligence very differently going to all the different Blockbuster videos going into Blockbusters and Noble trying to find a book to buy right it's very different experience now we live in this very different world now with   (Alex Sonkin) (13:09.196) independent peer review and all these things. However, the financial services world was created by who? It was created by people like Bernie Madoff. It was created by Wall Street, right? So everything in the financial services world is really created by Wall Street, people like Bernie Madoff. And so Goldman Sachs doesn't want you to know what Morgan Stanley is doing. Morgan Stanley doesn't want you to know what JP Morgan's doing. And so really the financial services realm is   is kind of built in silos. No, come into the Goldman Sachs silo. Come into Ernst & Young. You don't need to worry about what our competitors are doing, what these other CPA firms are doing. We're Ernst & Young, we're Goldman Sachs, we're JP Morgan. You can have the products and services that we have in our back room. So essentially, when you look at JP Morgan, Ernst & Young, Pricewaterhouse, all these huge shops, they're just stores with back rooms. And it's like shopping at a store.   It's like going to Toys R Us. What do we have in Toys R Us? Well, what do we have in our back room? Whereas when you walk into Amazon, what do you have? When you walk into Netflix, you have the full scale universe, open source. So what we've done is we've basically taken the financial services industry and we've created this open source peer-reviewed model. And we started with sophisticated tax planning because that's where most people are really, really bad at it.   And then we've added cost mitigation and other resources. You know, we're not trying to compete with asset management and money managers and all those other, know, certainly we vet those people out. But, you know, there's millions of people that manage money and our financial advisors. And certainly we do our vetting and due diligence on those people. Where we really differentiate ourselves is the income tax planning resources and solutions. Because what we found is the top biggest   most profitable, most famous CPA firms and law firms, that's their blind spot. That's where they're really, really bad because they don't know how many are in the tax code. They don't have the time and the resources and they don't know who to call to actually start and complete a successful due diligence process for sophisticated tax structure.   (Seth Bradley) (15:29.708) Yeah, yeah. So when you say independent peer review, what exactly does that look like? mean, walk me kind of through that and how that works.   I'll show you like this is what you and any let's say if you're a real estate investor right and you're about to sell let's just say a 10 million dollar asset that has nine million dollars of gain in it you're gonna do the same thing that we've done if you're smart what are you gonna do you're gonna go out there and be like what are all the tax strategies that are possible to help me mitigate this huge tax liquidity event right then you're gonna get a bunch of ideas and then what are you gonna do   You're going to show those ideas to your most trusted financial people who are probably your CPA, your lawyer, your advisors, all these other people that you think are financial gurus and really most of them are not even qualified to comment on the tax structure except your tax-focused CPA who has at least 10,000 hours of experience in audit and tax courts. So really you should only bring this to your CPA. But now you brought it to your attorneys and your advisors.   So they're all going to comment on it because they're financial experts even though they have almost zero experience in auditing the tax court. So what do these people do with this idea? Some of them will like, oh, I don't know, just pay your tax. So you're going to get all sorts of answers. Now, you're the business owner. You have no idea how to quantify these answers. So you're really the tax expert trying to manage all this information and trying to be like, what do I do? And what are you going to do?   you're gonna basically go with what your CPA kind of tells you that they're comfortable with. Now your CPA doesn't know all the strategies, so they might know 10 % of the possible strategies. So you're gonna go with the most comfortable strategy that your CPA is comfortable with, that they've completed their due diligence on, which may be strategy number 443 out of the possible thousand strategies that are out there. And now you have the 443rd best idea.   (Alex Sonkin) (17:35.522) that you're implementing and your ROI on that is going to look just like that. Meanwhile, it's taking you all this effort to create $10 million of asset and it's going to take you just like this to completely give away the tax on that because your CPA is not plugged into an independent peer review environment where they can work with other CPAs who have experience with other resources, be able to ask your questions, get your questions answered, maybe ask another round of questions.   But really at that point, you really need to be dealing with the thought leaders in that space, not some local attorney or other CP that also has no clue what's going on. It has no idea how many pages there are.   Got it. So when somebody comes to, you know, they have that issue, right? And they're trying to find the right CPA that can help them with that specific situation and find that number one best tax strategy. You know, what do they do? Do they come to your website to try to find someone in the network? Because anybody in your network can tap into everybody else in your network and find that optimum strategy.   There's really two ways of doing it. They either find a CPA in our network, which is one of the easiest things to do, or they have their trusted CPA plug into our network and complete their due diligence. That's probably the best way because they are this way. This gives them another warm and fuzzy. Hey, I've had this relationship with my CPA for 20, 30 years. I really like them. I understand the challenges that they're under just because they haven't plugged into the network doesn't mean they're a bad CPA or bad person.   It's like having a, you know, I just bought a gold plated cell phone. It's the greatest cell phone iPhones ever produced. But if I don't plug it into Verizon, if I plug it into Bob's telephone network that only works in four locations in America, I'm gonna have this $5,000 cell phone that's basically just a brick that I could just use as a paper holder. But if I have a normal cell phone, I plug it into Verizon and I can make a phone call from anywhere.   (Alex Sonkin) (19:43.298) That's a much better experience. it's not the quality of it. It's partially the quality of the CPA, but it's more so the quality of the network. and certainly these, the CPAs that really are attracted to us are the ones who have these huge hearts that want to do the very, very best for their clients. And they know that they need to pick up every rock and flip over because they know their clients don't want tax returns and financial statements.   They need those. They don't want any of that. What they really want is proactive tax planning ideas. And what the CPAs don't have time for is that. So they have to create time. And we show CPAs how to create that time. We eliminate all, 95 % of the time. It takes them to complete the due diligence because we just show them the notes. We get them 90, 95 % there. Then they take the notes. They take the resources.   They jump into the tax code and then they complete the last 5-10 % of the due diligence process on their own because they're going to have to actually do a little bit of work to get this done. But we've reduced their time and increased their confidence level in completing this project by a factor of 10x, which is a huge value to them because they don't have the time and they don't have the resource to get this work done, but they want to get it   (Seth Bradley) (21:07.616) the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Right. Yeah. And I can imagine it takes a certain degree of humility, right, from those CPAs to say, I don't know everything. I'm not just going to make up something. I'm not going to make it up. But I'm not going to do kind of half-assed research for a few minutes and tell you I know everything about the subject. Right? Like, I can admit that I don't know everything. I'm not an expert in every single tax strategy.   You nailed it. mean look we do a whole program about the ten pillars of extraordinary due diligence Curiosity is one of them independence is independence versus group think and you nailed one of those pillars. It's it's it's it's humility and You know being curious being humble when you're the tax expert as you know CPA that's been around for 30 years you like I've seen everything right? That's kind of how you feel   But if you have that idea, I've already seen everything. I already know everything. How many people, by the way, how many pages are there in the tax code? I have no idea. Well, that is that's not congruent. What's congruent is I've been in the industry 30, 35 years. Do I know the tax code? I don't know the tax code. It's constantly changing. I'm humble, but I'm working hard. Yeah, there are sections of tax codes that I know, but it would be awesome to be part of independent peer community of hundreds and hundreds of other tax geeks like me.   where we're chewing, know, we're eating this elephant one bite at a time and working together as a community. That's hard working humility. And if you think about it, those are the kind of people that are winning in every, in your profession, in my profession. Think about a basketball player. It's like the best basketball players, they are working to improve their game every day, every month, every year. As soon as you think, oh, I'm the best. Nobody does that. Kobe, Michael.   (Alex Sonkin) (23:25.034) Everyone was constantly improving their game every offseason even though they were achieving they were the grace of the world So when you see a CPA going, I already know everything. I'm not humble run for the hills You're in big trouble   Right, right. So I mean, I can see where this is. This could actually just change everything, right? I mean, it can change. Like if you get enough CPAs on this network and it's kind of the authority, the accepted way that things are done, it could really just change, you know, set the bar, right? So like, you know, where do you see the CPA firm or the future going? What does it look   Yeah, you know, we started out as the virtual family office hub. We're still the virtual family office hub. What we do is the due diligence project. So we've had a vision, you know, more than 15 years ago where the CPA firm of future, the CPA firm of today is no longer just a CPA firm, right? They're not just an accounting firm looking backwards. What does a CPA firm mean now? They're a proactive looking firm. So they're really   providing advisory services. They're bringing ideas to the table. That is not what accountants traditionally do. So right away, the CPA firm of the future in our world is a virtual family office led not by a money manager or an attorney or a financial advisor. It's led by a tax advisor who really has a tremendous amount of experience with audits, with tax court, with income tax planning.   that's plugged into this community. really let's build Wall Street underneath an elite tax advisor and let's give them vetted best in class peer reviewed resources for estate planning, money management, all the different resources underneath them. And let's make sure all these resources are trained to be part of a team that's led by the captain, which is the head of their family office. But in this case, it's a virtual family office because in our opinion,   (Alex Sonkin) (25:30.732) Like we said, the best people in the world don't necessarily want to be W-2 static living next to the family office or living next to the CPA firm that they support. These resources could be anywhere and everywhere. And it's like Lego pieces. Let's build out a custom build, a virtual family office with your favorite advisors, with your favorite CPA, plug them into due diligence project, and then maybe replace some of the resources with best in class peer reviewed.   I'm going to keep my estate planning attorney. I'm going to keep my CPA, but then let's build out the rest of my virtual family office with resources, specialists, specialized attorneys that my two estate planning attorney and my CPA need to help me do what I need to do and get from point A to point B.   Yeah, yeah, I love that. Let's let's unwind that a little bit. What what exactly is a family office? We have a lot of listeners that are, you know, high net worth individuals, wealthy, probably a high paying job of some sort. And, we still don't know what a family office is. Like, what is a family office? We hear about it all the time. People talk about it. You know, what is it? Is it just, you know, the Trumps and the Bidens that have them or what?   Well, look, when we first started doing this, we had to educate everyone. What is a family office? And there's still people that don't know what a family office is, and that's okay. So traditionally, what a family office is, is when a family or a business owner sells their business, and now they have a big pile of money instead of running their business where they don't need CFOs and C-level executives and marketing people. Now they have a big pile of money. Maybe they're building a real estate portfolio, private equity, various investments.   They, instead of having to make 17 phone calls, hey, I'm gonna call my CPA, I'm gonna call my attorney, I'm gonna call my advisors, they make one phone call to the head of their family office and their family office is gonna house their entire financial team. So their CPAs, their attorneys, their advisors are all part of a family office and there's usually a CEO of that family office.   (Alex Sonkin) (27:36.814) So that structure traditionally can cost anywhere from $250,000 a year up to $2,000, $3,000, $4,000,000 a year if you're dealing with very high net worth billionaires. our idea was to rebuild that structure and make it a virtual family office instead of a single family office or a multi-family office with everyone working W2 in a static place, was let's create a virtual family office environment where we can have a world-class tax attorney support   multiple virtual family offices led by CPAs around the country. And based on what their clients want and need, they may not need a full $250,000 or a million dollar yearly cost. Maybe they can have a family office with $50,000 worth of yearly expenses and they just need, you know, two, three advisors, six meetings a year, get their hands around what you're doing.   And they don't need check writing. They don't need a lot of these other services that maybe a ultra high net worth family needs where they just want to make one phone call instead of 17 phone calls and say, take care of this for me. In the virtual family office model, it's the same one phone call, except now the team underneath that person that's getting the call are vetted best in class peer reviewed resources who might be all around the world who will all get together on a virtual meeting.   to support the client when the client has, hey, I have a liquidity event or I have a tax event or I want to update my plan. Hey, let's bring the team together and let's look at all the moving parts and let's rebuild your plan. But now we're going to take advice and ideas from the smartest people in the world. We're all working together as part of a team.   Got it. Yeah. the virtual family office, makes it seem like that it offers wealth management, the best wealth management, more, it makes it more accessible to more people, right? Like not just billionaires, but maybe lower than that, right? Like maybe we've got $10 million or something like that and we can still get the best of the best.   (Alex Sonkin) (29:42.068) Exactly. And so our idea was, you know, you have these people who are worth $50 million and they can't afford a family office, but they want to, you know, the $50 million, they want to live life too. They want to be able to go play tennis. They want to give time to their synagogue, their churches. They want to do something else besides actually running their own, you know, basically overseeing their $50 million portfolio, which is a full-time job. the problem is they're not qualified to be doing that work.   Yet can they identify investments that they like? Sure. Can they identify the best planning around those investments? They're not schooled in that. So they really should not be involved in their family office. should identify a tax-focused CPA, have them build out a virtual family office for them. And then now they have the benefit of making one phone call instead of 17, which saves them lot of time. And they can now trust the fact that they have best-in-class peer-reviewed resources to give them the very, very best ideas.   So now what happens? Their confidence level goes up. So their time and planning goes down, confidence level goes up, the quality of the solutions goes up, and they're all of a sudden out, they can create a lot more wealth by doing world-class planning because we're seeing a lot of wealth just go away to state and federal governments and unnecessary taxes simply because the team does not know and has not completed their due diligence on all the possibilities.   That's we want.   Yeah, that's incredible, Alex. You know, I want to have you back on the show to maybe get into some of the more of nitty gritty stuff, right? Like what are some of these tax strategies that we might not know about or we might not hear about every single day because we tend to hear about the same ones over and over. And you've probably seen some pretty exotic ones, some very specific ones that people have never even heard of. But, you know, we're running out of time today. But, man, I would love to have a whole episode just kind of based on that.   (Seth Bradley) (31:40.91) But before we jump into the freedom four, you have one last gold nugget for our listeners.   Yeah, you know, just work hard, write your goals down, read your goals and update your goals. You know, there's a magic formula of being able to just writing down your goals, looking at your goals and just updating your goals. Be grateful. I know you get a probably get a lot of people just with gratitude and hard work and all that stuff. writing down your goals is something that very few people do. And of the people that write their goals down, a very high percentage of those people actually achieve those goals. So   simple way of getting successful and I do it and I recommend that little idea to every one of my friends and family.   Yeah, absolutely. you know, I think people sometimes they get caught up in, you know, the the mental stuff, they don't want to jump into that. But goal setting is more of a tangible thing. And all those things you hear about, like whether that's a vision board or affirmations or visualizations or setting goals, like it's all kind of the same, right? It's just even if it's like,   I want to update my tax planning. I want to have a better tax planning team. know, write that down. And every day you look down at all your goals and make them balanced. You know, some of it is they'd give back to the community, have strong relationships with my family members or have no relationships with certain families. I don't know, you know, what the goals are. But balanced goals where you're constantly reviewing those goals and then you're updating those goals. And every day you do something to take a step.   (Alex Sonkin) (33:15.278) towards achieving those goals. Those are little things. It's not a huge deal, but when you do that over time, there's a compound effect to it that is incredible that people just can't appreciate. It's been said, we think we can do a lot more than we do in a year, but we don't realize how much we can do in a five or 10 year period. It's incredible.   much we can do in a five or ten year period if we're just consistent every day for that period of   Absolutely, you get some momentum going over time. All right, let's jump into the Freedom 4. What's the best thing you do to keep your mind and body healthy?   I do strength training six days a week and I actually prefer using a rubber band training. This X3 bar program that's out there. There's a bunch of different competitors now, but it's like a 20, 30 minute training.   Nice, nice. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   (Alex Sonkin) (34:18.968) Great question. You know, I think everyone experiences fears, fear of failure in different areas. And I think you have to attack your fear of failure. Whatever you're scared of, whatever's on your radar that's popping up as a fear, you have to literally identify it and attack it and just prove to yourself that you're really not scared of it.   Love that. What's one actual step our listeners can do right now to start creating more freedom?   They can take action. Action is the key. The real problem is people just sit around, they get in front of themselves. They're too much thinking, too much analysis. What I've seen is people who have achieved incredible, let's just say business success, those people weren't smart enough to know.   that how hard that business was actually going to be to build. They were actually not, if they were smarter, they would have never done the business because they were like, the odds of me actually achieving this business and creating it are so small. I'm just better off not doing it. They weren't that smart. So they just went ahead and jumped into it. And so what I found is just taking massive, massive action. Even if it's a failure, that massive action creates a pattern because it's going to   Success is going to require massive action. And when you have a pattern and know this is going to take massive action and it's okay if it doesn't work out, I'm going to go for it anyway. I'm just going to assume it does work out. So being positive, massive action. If it fails, boom, you learn something and you go do something else and you just keep taking massive action.   (Seth Bradley) (36:10.402) Perfect. Last but not least, how's passive income or entrepreneurship made your life better?   You know, I've been very blessed. 20 years ago, I came up with an idea based on a diet that cured cancer for my aunt, my mother-in-law. And I suggested to my wife and my mother-in-law that they start selling my mother-in-law's cookies that were based on a diet that cured cancer for my mother-in-law. And so now today, we have a company called Go Macro, MacroMars, that my wife and my mother-in-law built based on an entrepreneurial idea that   you know, that I had over 20 years ago. And as soon as we had a little bit of success in the beginning, I knew this was bigger and better than we had even thought of. And I just continually supported my wife and really just in every way I could to watch this opportunity grow. So to me, that's been my my passive, even though, you know, I'm married to this business owner, you know, supporting her and watching this idea grow and flourish into a really   Successful health food company called comacro where we sell these macro bars. They're super delicious   Yeah, that's awesome. Yeah, it's passive for you, maybe not quite as passive for her. I have the same issue with the gyms. You know, they make really good money and it's passive for me, but my wife is running those things, so no.   (Alex Sonkin) (37:31.174) Exactly, well you know she's had to be there to support you so yeah so for her it's passive and it's a great story for her and it's a great successful story for you as well. know how hard it is to build.   Yeah, awesome Alex. The list has been incredible, man. We're gonna let you find out more about you.   DoDiligenceProject.com or info at DoDiligenceProject.com. You can introduce your CPA to us or you can reach out to us if you hate your CPA and want us to recommend a great CPA for you that's already plugged into our...   Easy enough, man, easy enough. All right, brother, thanks for coming on the show.   Seth, it's been my pleasure. Thanks so much for having me.   (Seth Bradley) (38:09.986) Absolutely.   (Seth Bradley) (38:13.944) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Alex Sonkin's Links: https://www.linkedin.com/in/alexsonkin/ https://encoursa.com/presenters/alex-sonkin https://www.facebook.com/asonkin/

Courtney Wild and Haley Robson, two women who say they were abused by Jeffrey Epstein, filed a defamation lawsuit against journalist Julie K. Brown in 2022. They argue Brown's book Perversion of Justice contained false claims that harmed their reputations. Wild says the book wrongly described her as having had intercourse with Epstein and being raped, allegations she denies. Robson, meanwhile, claims Brown portrayed her as complicit in Epstein's operations after she refused to be interviewed for the book.According to the lawsuit, Brown's reporting left both women branded in ways that distorted their roles in the Epstein saga, causing reputational damage and emotional distress. The plaintiffs allege that Brown pressured them and misrepresented facts for dramatic effect, leaving them to suffer fallout in their personal and professional lives. The case underscores the tensions between journalistic storytelling and survivor testimony in high-profile abuse investigations.Courtney Wild and Haley Robson, both survivors of Jeffrey Epstein's abuse, wrote powerful letters to top executives at JPMorgan—among them CEO Jamie Dimon—accusing the bank of enabling Epstein's conduct by keeping him as a client for many years, despite knowing or having reason to know that there were serious abuse allegations. They ask JPMorgan to acknowledge that it benefited from the relationship (through transactions, accounts, etc.), to admit wrongdoing or mistakes, and to take steps to make amends—both to them and to other survivors. Wild and Robson frame their demand not just in moral terms but in legal and institutional accountability: that the bank should own up, not hide behind fine print or internal policies.They also stress that JPMorgan's public statements and depositions (including Jamie Dimon's) have downplayed or denied knowledge of Epstein's abuse or minimized the bank's role. In their letters, they challenge that narrative: they maintain that JPMorgan had ample warning of red flags and thus cannot claim complete ignorance. They call for transparency—release of internal documents, full cooperation, and concrete reforms—to ensure what happened with Epstein doesn't happen again under the bank's watch.to contact me:bobbycapucci@protonmail.com

We live in a new energy era — one in which the inputs and technologies key to clean electricity production are at the heart of international politics. What will that mean for decarbonization? And how should climate tech companies prepare? On this week's episode of Shift Key, Rob chats about those questions and more with Dr. Sarah Kapnick. She is the Global Head of Climate Advisory at J.P. Morgan, where she advises the bank's clients on climate, energy, biodiversity and sustainability topics. She was the former chief scientist at the National Oceanic and Atmospheric Administration from 2022 to 2024, and was previously a research scientist at NOAA's Geophysical Fluid Dynamics Laboratory in Princeton, New Jersey. Shift Key is hosted by Robinson Meyer, the founding executive editor of Heatmap, and Jesse Jenkins, a professor of energy systems engineering at Princeton University. Jesse is off this week.Mentioned:The New Map of Energy and GeopoliticsPreviously on Shift Key: How China's Industrial Policy Really Works--This episode of Shift Key is sponsored by …Hydrostor is building the future of energy with Advanced Compressed Air Energy Storage. Delivering clean, reliable power with 500-megawatt facilities sited on 100 acres, Hydrostor's energy storage projects are transforming the grid and creating thousands of American jobs. Learn more at hydrostor.ca.Music for Shift Key is by Adam Kromelow. Hosted on Acast. See acast.com/privacy for more information.

When Rene Madden turned 60, everyone expected her to retire. Instead, she launched her own business, pursued a master's degree, and wrote a book. "I am not retiring," she declares. "I could work till I'm 70 or 80. I am just beginning."Renee's remarkable journey spans four decades in financial services, from her humble beginnings as a secretary who described herself as "the office butterfly" to leading transformation teams at industry giants like JPMorgan, Morgan Stanley, and Schroeders. Along the way, she discovered her talent for management, team building, and process optimization – skills that now form the foundation of her consulting business, Elevare Dynamics.What makes Rene's story particularly compelling is her candor about the challenges she faced. Despite her impressive credentials, she admits to struggling with confidence issues throughout her career. "I'd be in a meeting thinking I don't belong in this room," she shares, acknowledging the imposter syndrome that plagues so many women in corporate settings. Her advice? "Don't be afraid to use your voice. Don't let anyone take your power away."The conversation takes fascinating turns through discussions on AI implementation (she warns against "automating a bad process"), the dangerous trend of eliminating middle management positions, and the importance of developing the ability to pause, reflect, and respond rather than being emotionally hijacked by workplace challenges.Whether you're early in your career journey, contemplating a major professional pivot, or simply inspired by stories of reinvention, Rene's perspective offers valuable wisdom: "If you have passion for something, don't be afraid, do it." Her example proves that with courage and clarity, our most fulfilling work can begin at any age.Resources: Rene's Profile linkedin.com/in/renemaddenRene's book: Crush It!Websiteshttps://www.elevaredynamics.com (Business)upliftcareercoaching.com (Personal)Support the show When you subscribe to the podcast, you are supporting our work's mission, allowing us to continue highlighting successful women in a variety of careers to inspire others helping pay our wonderful editor, Chris, and helping me in paying our hosting expenses.

Monday September 15, 2025 Senators Call for Hearings About JPMorgan's Ties to Epstein

Peter Mandelson's removal as Britain's ambassador to the United States has become one of the most high-profile political casualties linked to Jeffrey Epstein in years. Newly surfaced emails showed Mandelson referring to Epstein as his “best pal” and encouraging him to fight his 2008 conviction, undercutting his earlier claims of minimal contact. The backlash was swift: Prime Minister Keir Starmer dismissed him within days, while his consultancy, Global Counsel, severed ties amid fears of reputational damage. Survivors and advocates say the emails highlight how elite figures defended and normalized Epstein even after his conviction, reinforcing concerns that political and business networks actively shielded him. The scandal left the UK scrambling to fill a key diplomatic post and reignited debate over how thoroughly Epstein's ties to power have been scrutinized.At the same time, Washington is battling over transparency around Epstein's records. The House Oversight Committee has released hundreds of estate documents, including Epstein's “birthday book,” while the Treasury Department has agreed to provide suspicious activity reports flagging his financial transactions. Survivors say only full disclosure will deliver accountability, but Senate Republicans blocked efforts to force wider releases, fueling accusations of ongoing protectionism. The disclosures coincide with renewed scrutiny of JPMorgan Chase, which processed more than $1 billion for Epstein despite repeated compliance warnings. While the bank has paid massive settlements, critics argue financial institutions and regulators enabled Epstein's operation by ignoring red flags. Together, Mandelson's downfall, the transparency fight, and JPMorgan's exposure illustrate how the Epstein saga continues to reverberate, forcing political, financial, and regulatory institutions to confront their roles in one of the most notorious scandals of modern times.to contact me:bobbycapucci@protonmail.com

Peter Mandelson's removal as Britain's ambassador to the United States has become one of the most high-profile political casualties linked to Jeffrey Epstein in years. Newly surfaced emails showed Mandelson referring to Epstein as his “best pal” and encouraging him to fight his 2008 conviction, undercutting his earlier claims of minimal contact. The backlash was swift: Prime Minister Keir Starmer dismissed him within days, while his consultancy, Global Counsel, severed ties amid fears of reputational damage. Survivors and advocates say the emails highlight how elite figures defended and normalized Epstein even after his conviction, reinforcing concerns that political and business networks actively shielded him. The scandal left the UK scrambling to fill a key diplomatic post and reignited debate over how thoroughly Epstein's ties to power have been scrutinized.At the same time, Washington is battling over transparency around Epstein's records. The House Oversight Committee has released hundreds of estate documents, including Epstein's “birthday book,” while the Treasury Department has agreed to provide suspicious activity reports flagging his financial transactions. Survivors say only full disclosure will deliver accountability, but Senate Republicans blocked efforts to force wider releases, fueling accusations of ongoing protectionism. The disclosures coincide with renewed scrutiny of JPMorgan Chase, which processed more than $1 billion for Epstein despite repeated compliance warnings. While the bank has paid massive settlements, critics argue financial institutions and regulators enabled Epstein's operation by ignoring red flags. Together, Mandelson's downfall, the transparency fight, and JPMorgan's exposure illustrate how the Epstein saga continues to reverberate, forcing political, financial, and regulatory institutions to confront their roles in one of the most notorious scandals of modern times.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Chuck Zodda and Mike Armstrong discuss the Fed meeting this week to set interest rates. Morgan Stanley and JPMorgan see stock rally stalling after Fed rate cut. China says Nvidia violated antitrust law. Whirlpool tells US authorities its rivals could be evading tariffs. Gold hasn't rallied this much since 1979. Is turning to ChatGPT for financial advice wise?

Barclays raised its price target on General Motors (GM) while lowering the price target on Constellation Brands (STZ). JPMorgan raised its target on Delta Airlines (DAL). Jenny Horne explains why these analysts adjusted price targets on these stocks while Rick Ducat gives investors a close look at key levels to watch this week.Segment originally aired Friday, September 12, 2025. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The USVI claims JPMorgan Chase knowingly enabled and profited from Jeffrey Epstein's sex trafficking operation. According to court filings, the bank kept Epstein as a client for years—even after red flags such as his 2006 arrest and subsequent criminal behavior—and continued some business with him until not long before his 2019 arrest. The USVI also alleges that JPMorgan ignored internal warnings, accepted referrals to Epstein, financed transactions tied to his operations (including payments to his associates and victims), and helped facilitate his activities through cash and wire transfers.On top of that, the USVI says that local officials helped Epstein by granting him tax incentives, waiving requirements for monitoring registered sex offenders, and looking the other way in certain regulatory and oversight functions—all in exchange for donations, cash, or other benefits from Epstein. The territory alleges that through its banking relationship and its influence operations, JPMorgan played a role in concealing Epstein's abuses and limiting the enforcement of laws meant to protect victims.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein had 'close ties' to Gov. Albert Bryan: Doc (lawandcrime.com)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Courtney Wild and Haley Robson, two women who say they were abused by Jeffrey Epstein, filed a defamation lawsuit against journalist Julie K. Brown in 2022. They argue Brown's book Perversion of Justice contained false claims that harmed their reputations. Wild says the book wrongly described her as having had intercourse with Epstein and being raped, allegations she denies. Robson, meanwhile, claims Brown portrayed her as complicit in Epstein's operations after she refused to be interviewed for the book.According to the lawsuit, Brown's reporting left both women branded in ways that distorted their roles in the Epstein saga, causing reputational damage and emotional distress. The plaintiffs allege that Brown pressured them and misrepresented facts for dramatic effect, leaving them to suffer fallout in their personal and professional lives. The case underscores the tensions between journalistic storytelling and survivor testimony in high-profile abuse investigations.Courtney Wild and Haley Robson, both survivors of Jeffrey Epstein's abuse, wrote powerful letters to top executives at JPMorgan—among them CEO Jamie Dimon—accusing the bank of enabling Epstein's conduct by keeping him as a client for many years, despite knowing or having reason to know that there were serious abuse allegations. They ask JPMorgan to acknowledge that it benefited from the relationship (through transactions, accounts, etc.), to admit wrongdoing or mistakes, and to take steps to make amends—both to them and to other survivors. Wild and Robson frame their demand not just in moral terms but in legal and institutional accountability: that the bank should own up, not hide behind fine print or internal policies.They also stress that JPMorgan's public statements and depositions (including Jamie Dimon's) have downplayed or denied knowledge of Epstein's abuse or minimized the bank's role. In their letters, they challenge that narrative: they maintain that JPMorgan had ample warning of red flags and thus cannot claim complete ignorance. They call for transparency—release of internal documents, full cooperation, and concrete reforms—to ensure what happened with Epstein doesn't happen again under the bank's watch.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

This week: ICE raided a Hyundai plant in Georgia. Felix Salmon, Elizabeth Spiers, and Emily Peck discuss the somewhat hamfisted raid that detained hundreds of South Korean workers–disrupting both Hyundai's operations and the local economy–and the potential fallout if foreign companies see this as a reason to avoid investing in the US. Then, Oracle's stock surged this week thanks to its AI deals, bringing it close to a trillion dollar valuation and briefly making Larry Ellison the richest man in the world. They dive into Oracle actually does and whether it's really worth the rarified distinction of being a trillion dollar company. And finally, JP Morgan is about to open its incredibly fancy new headquarters at 270 Park Avenue and Felix hates it. The hosts discuss the landscape of massive bank buildings in New York City and the extremely plush amenities 270 Park  will be offering to keep workers on site.  In the Slate Plus episode: Zuckerberg (Mark E.) v. Zuckerberg (Mark S.) Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: ICE raided a Hyundai plant in Georgia. Felix Salmon, Elizabeth Spiers, and Emily Peck discuss the somewhat hamfisted raid that detained hundreds of South Korean workers–disrupting both Hyundai's operations and the local economy–and the potential fallout if foreign companies see this as a reason to avoid investing in the US. Then, Oracle's stock surged this week thanks to its AI deals, bringing it close to a trillion dollar valuation and briefly making Larry Ellison the richest man in the world. They dive into Oracle actually does and whether it's really worth the rarified distinction of being a trillion dollar company. And finally, JP Morgan is about to open its incredibly fancy new headquarters at 270 Park Avenue and Felix hates it. The hosts discuss the landscape of massive bank buildings in New York City and the extremely plush amenities 270 Park  will be offering to keep workers on site.  In the Slate Plus episode: Zuckerberg (Mark E.) v. Zuckerberg (Mark S.) Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: ICE raided a Hyundai plant in Georgia. Felix Salmon, Elizabeth Spiers, and Emily Peck discuss the somewhat hamfisted raid that detained hundreds of South Korean workers–disrupting both Hyundai's operations and the local economy–and the potential fallout if foreign companies see this as a reason to avoid investing in the US. Then, Oracle's stock surged this week thanks to its AI deals, bringing it close to a trillion dollar valuation and briefly making Larry Ellison the richest man in the world. They dive into Oracle actually does and whether it's really worth the rarified distinction of being a trillion dollar company. And finally, JP Morgan is about to open its incredibly fancy new headquarters at 270 Park Avenue and Felix hates it. The hosts discuss the landscape of massive bank buildings in New York City and the extremely plush amenities 270 Park  will be offering to keep workers on site.  In the Slate Plus episode: Zuckerberg (Mark E.) v. Zuckerberg (Mark S.) Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: ICE raided a Hyundai plant in Georgia. Felix Salmon, Elizabeth Spiers, and Emily Peck discuss the somewhat hamfisted raid that detained hundreds of South Korean workers–disrupting both Hyundai's operations and the local economy–and the potential fallout if foreign companies see this as a reason to avoid investing in the US. Then, Oracle's stock surged this week thanks to its AI deals, bringing it close to a trillion dollar valuation and briefly making Larry Ellison the richest man in the world. They dive into Oracle actually does and whether it's really worth the rarified distinction of being a trillion dollar company. And finally, JP Morgan is about to open its incredibly fancy new headquarters at 270 Park Avenue and Felix hates it. The hosts discuss the landscape of massive bank buildings in New York City and the extremely plush amenities 270 Park  will be offering to keep workers on site.  In the Slate Plus episode: Zuckerberg (Mark E.) v. Zuckerberg (Mark S.) Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

JP Morgan, in its legal battle with the U.S. Virgin Islands, alleged that Jeffrey Epstein wielded outsized influence over local officials and used his wealth to bend the territory's government to his will. Court filings accused Epstein of cultivating cozy relationships with USVI leadership, pouring money into charities, and leveraging donations to secure favorable treatment. According to the bank's claims, Epstein wasn't just a wealthy resident — he was essentially a political power broker, able to shape policy and deflect scrutiny even after his 2008 conviction. This narrative painted the islands not as an innocent victim of Epstein's crimes but as an active partner that tolerated, and in some cases allegedly enabled, his activities because of the money and influence he brought.One of the most disturbing allegations JP Morgan raised was that Epstein tried to directly manipulate the territory's sex offender laws. The filings claim he lobbied for changes that would have made it easier for him to move in and out of the islands without the restrictions normally placed on registered offenders. In practice, this would have weakened oversight of his travel and residency, allowing him to continue operating with far less interference. While USVI officials have denied knowingly aiding Epstein's schemes, JP Morgan argued that the combination of political access, donations, and attempts to rewrite offender regulations shows a deeper level of complicity than the territory has admitted.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein consulted on Virgin Islands sex offender law (lawandcrime.com)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Story of the Week (DR):Lachlan Murdoch Secures Control of Fox and News Corp, Ending Succession FightLachlan Murdoch is confirmed as Rupert Murdoch's successor, gaining control over the family's media empire (which includes Fox Corporation and News Corp). Prudence MacLeod, Elisabeth Murdoch, and James Murdoch—three of Rupert's older children—will each receive about US$1.1 billion. They will sell their holdings in Fox and News Corp and give up beneficial/trust rights in those companies.Apart from full siblings Elisabeth and James Murdoch, Lachlan has three half-siblings, an elder half-sister Prudence, and two younger sisters by his father's third marriage, Grace and Chloe. A new family trust will be set up benefiting Lachlan and Rupert's younger daughters, Grace and Chloe. That trust will hold controlling voting shares in Fox and News Corp. The three older siblings will no longer be beneficiaries in the trust(s) connected to Fox and News Corp. They also give up any voting rights held via those trusts. Rupert Murdoch, despite handing over the control structure, retains a role as Chairman Emeritus. The new trust arrangement secures Lachlan's control over the companies through 2050. One of Rupert Murdoch's concerns was the possibility that the more moderate siblings (Prudence, Elisabeth, James) could shift the political or editorial leanings of Fox/News Corp after he's gone. The new structure is designed to prevent that.Senators Call for Hearings About JPMorgan's Ties to Jeffrey EpsteinDemocrats want CEO Jamie Dimon to testify about keeping Epstein as a client until 2013Epstein had dozens of accounts at JPMorgan's private bank and communicated often with bank executives, connecting them to his wealthy contacts, ties The Wall Street Journal first reported in 2023 to be deeper than understood. Epstein was a JPMorgan client before and after he was convicted of soliciting a minor for prostitution in 2008 and forced to register as a sex offender.Trump Epstein letter and drawing from ‘birthday book' releasedEric Trump removed from the ALT5 board of directors after discussion with the Nasdaq Stock Market LLCTrump's second son, Eric Trump, was removed from the ALT5 board of directors. According to the SEC filing, the change was made after discussion with the Nasdaq Stock Market LLC, therefore, the change was in order to comply with Nasdaq's listing rules.It is still unclear which of the Nasdaq rules caused Eric Trump to be removed. The closest reason would be the rule that requires a majority of board members at listed companies to be independent. However, if Trump didn't qualify as independent, other members would have also been removed, which was not the case.after discussion with The Nasdaq Stock Market LLC … and in order to comply with Nasdaq's listing rules.” He is now a board observer: While he was originally announced as a full board member, Eric Trump has been reassigned to observer status — meaning he can attend meetings but doesn't have voting power.Larry Ellison's $100 billion day reminds us why David Ellison could buy ParamountLarry Ellison, co-founder of Oracle, recently saw his net worth jump by around US$100 billion in a single day due to a spike in Oracle's stock.Larry's wealth was a key factor enabling his son, David Ellison, to acquire Paramount.David Ellison's position is less pressured because his father's vast wealth gives him a kind of “cushion” — meaning that even if some deals don't go well, he can withstand the backlash more than many media owners could.Paramount Skydance Prepares Ellison-Backed Bid for Warner Bros. DiscoveryThe majority of the planned bid for Warner will be made up of cashA Key to Larry Ellison's Wealth Creation: Years of Oracle Stock BuybacksOracle has used aggressive stock buybacks over the past 15 years as a major lever to boost shareholder value—and especially to amplify Larry Ellison's personal wealth. Oracle has aggressively repurchased its own shares over roughly the last 15 years — reducing its outstanding share count by nearly 45%. Because Larry Ellison held roughly the same number of shares, his ownership percentage rose from ~23% to around 41% without buying more stock.This buyback strategy significantly boosted the value of Ellison's stake — Barron's estimates that without the buybacks, his stake might have been worth only $215 billion instead of the current ~$387 billion.Ellison didn't need to purchase additional Oracle shares to increase the value of his investment—he benefited from the shrinking pool of shares and the company's rising valuation.Vanguard Tries To Get Investors Interested In Proxy Voting MMVanguard's trying to get millions of its fund investors involved in big corporate decisions—but so far, most people are still tuning out. That's left folks wondering who really holds sway at America's largest companies.Vanguard's campaign faces a classic case of 'rational apathy', where most index fund investors skip shareholder votes because it feels like a hassle with little impact on their own wallets.Even though Vanguard's Voting Choice program doubled participation to 82,000 people and tripled the dollar value voted to $9 billion, that's tiny compared to the company's 50 million investors and $11 trillion in assets.Studies from Duke, Florida, and Columbia universities show just how overwhelming the sheer number of ballot measures can be—making most people pick broad voting policies, like mainstream or anti-ESG, instead of poring over each decision.While reformers hope wider voting can democratize the system, the early results point the other way: individuals often skip votes or side with management, letting company leaders keep their grip. In fact, last year's Tesla shareholder votes would have failed if Vanguard's index funds had voted like individuals.Financial Services Committee Examines the Shareholder Proposal Process and Proxy Advisory FirmsOn the Impact of Sarbanes-Oxley and Dodd-Frank on Annual Proxy Statements: “Together, these two laws [Sarbanes-Oxley and Dodd-Frank] have driven up costs, increased the length and complexity of proxy statements, expanded the disclosure and oversight process, and fundamentally changed much of the shareholder access to the proxy system,” said Chairman Hill.French Hill: founder, Chair, and CEO of Delta Trust & Banking Corporation from 1999 until 2014. A ninth-generation Arkansan, Hill is a direct descendent of slave plantation owner Creed Taylor who was among the wealthiest 1% of Americans in 1860.On the Cost of Unnecessary and Irrelevant Shareholder Proposals: “Under this flawed system, companies are too often forced to waste valuable time and resources fighting proposals that are irrelevant to the company's bottom line, hurting investors and workers alike,” said Capital Markets Subcommittee Chair Ann Wagner (MO-02)."Allowing a small group of left-wing activists to hijack the proxy proposal process to push social, environmental, DEI, or political objectives totally unrelated to the core business of a company does not advance the cause of capitalism. It undermines capitalism. It corrupts capitalism because it results in the misallocation of resources of the company. It undermines the profitability of the company. It hurts the shareholders,” stated Financial Institutions Subcommittee Chair Rep. Andy Barr (KY-06).Barr believes that abortion should be illegal, including in cases of rape and incestBarr, who's now running for Mitch McConnell's Senate seat, made it clear that he and Musk are joined at the hip. A few days after the “town hall” Barr released a photo of himself standing beside a shiny new Tesla, with a big smile, a thumbs-up, and the caption “Elon Musk sure knows what he's doing!”On How Proxy Advisory Firms Can Deter Businesses from Joining Public Markets: “For many small and medium private companies considering an IPO, the decision often comes down to whether the benefits of accessing public markets outweigh the risk of compliance. But as we have seen in recent years, the shareholder proposal process can be dominated by a small group of activist investors advancing niche political agendas that have little to do with long term value creation. At the same time, proxy advisory firms wield outsized influence over voting outcomes, and [are] operating with limited transparency and potential conflicts of interest. So together, these dynamics can create an uncertainty and additional cost that make public markets less attractive,” declared House Small Business Committee Chairman Roger Williams (TX-25).Williams was listed as the 22nd wealthiest member of Congress in 2018. Williams inherited the family's automobile dealership from his father, who founded the business in 1939.During the COVID-19 pandemic, Williams's Chrysler Dodge Jeep dealership in Weatherford, Texas, received a loan of between $1 million and $2 million as part of the Paycheck Protection Program (PPP);[28][29] the loan was later forgivenGoodliest of the Week (MM/DR):DR: Boone Electric Co-op members can cast drive-thru votes for directorsDR: New Mexico will be the first state to make child care free DR MMThe program, which will start in November and is expected to save families $12,000 per child annually, is available to all residents regardless of income. Gov. Michelle Lujan GrishamMM: Vanguard Finds ESG Voting Policy by Far the Most Popular Choice for Younger InvestorsAssholiest of the Week (MM):Asshole Speed Round! You rate the level of asshole for each, and the top scorers are assholes of the week:Paul Atkins 6SEC chief threatens ban on European accounting rules over sustainabilityThe US is thinking about banning IFRS, used everywhere else, because they don't like the data other countries want to use for investingWe already have feet, miles, and pounds, why not just have our own way to measure things that literally no one else uses?Sam Altman 7‘I haven't had a good night of sleep since ChatGPT launched': Sam Altman admits the weight of AI keeps him up at nightOMG, SHUT UP.Journalists who don't understand dual class shares 5Oracle CEO, one of the world's richest self-made women, just got $412 million richer in 6 hoursCharlie Scharf 10Wells Fargo CEO says Trump is entitled to be vocal about the FedScharf, also on the MSFT board for the enigma of successJamie Dimon 8Jamie Dimon says economy is ‘weakening' but he can't make sense of all the different data: ‘Maybe, one day, AI will fix that problem'JPMorgan processed over $1B for Jeffrey Epstein despite internal concerns over sex offender status: reportReverse justifying Zuck's feckless suckups 10Meta CFO explains CEO Mark Zuckerberg's $600 billion White House pledgeSusan LiBros 10The gender pay gap is getting wider, reversing progressThe pay gap is now back to where it was in 2017, when the burgeoning #MeToo movement drew wide attention to sex discrimination.Everything Charlie Kirk 10There are two things happening simultaneously that are probable root causes in political assassinations today:Hopelessness - Elon Musk is proposing to pay himself 68% of ALL THE WEALTH of the BOTTOM 50% OF US HOUSEHOLDS. If this pay package passes, he will have as much worth as ONE QUARTER of EVERYONE UNDER 40 - 166 million people in the US. We're convinced because he bought a car company and built some rockets using US subsidies he's singular. Combine that with the fact that he's one of 4 billionaire white men who control social media, which tells us EVERY DAY our life sucks and the reason is “the other side” and capitalism support is at a long term low, and people feel there are NO OTHER OPTIONS but to assassinate someone.Men - more than 99% of political violence is committed by men. Out of nearly 10,000 global public companies, 93% are lead by men. 73% of all country level parliamentary seats are male. You know who doesn't shoot people, engage in constant chest thumping, gun toting nationalism? Women. Step aside boys - investors, your opportunity is now, you get to vote on directors. Do some due diligence.Headliniest of the WeekDR: Hot mic catches Zuckerberg admitting his $600 bn vow to Trump was a guess: “Sorry, I wasn't ready… I wasn't sure what number you wanted to go with.”MM: Uber sued by DOJ for alleged discrimination against disabled riders - isn't this, like, SUPER WOKE?Who Won the Week?DR: Every Ellison everMM: Larry Ellison's facial hair - he can finally afford a razorPredictionsDR: David Ellison buys Lachlan's two younger half-sisters (from Rupert's third marriage), Grace and Chloe, and then immediately trades them for 30% ownership in the Winklevoss twins cryptocurrency-exchange company Gemini Space Station MM: THIS time, we won't get thoughts and prayers - we'll get ideological purges!

Stablecoins are no longer just a buzzword—they're transforming the way the world moves money. In this episode of The Defiant Podcast, we sit down with Reeve Collins, co-founder of Tether, co-founder of WeFi, and chairman at STBL, to explore the groundbreaking evolution of stablecoins.From their early days as a simple payment solution to their role in reshaping global finance, Reeve shares insider insights on how stablecoins are building trust, driving financial inclusion, and securing the future of money.We'll dive into:✅ The origins of stablecoins and their $246 billion impact✅ How stablecoins are revolutionizing cross-border payments and DeFi✅ The rise of Stablecoins 2.0 and what it means for users✅ Why major players like Visa and JPMorgan are entering the spaceChapters:00:00 - Introduction: Stablecoins and their impact00:51 - Meet Reeve Collins: A Web3 trailblazer01:34 - The origin of stablecoins: Tokenizing the US dollar02:58 - Stablecoins today: A $246 billion industry05:17 - The rise of Stablecoins 2.007:45 - Yield-bearing stablecoins: User benefits explained10:01 - Tokenized assets in 401(k)s and traditional finance12:28 - Major players entering the stablecoin space14:04 - How stablecoins are transforming banking17:10 - Blockchain's promise: Removing the middleman19:06 - Financial inclusion through decentralized banking22:55 - Mobile-first, wallet-native financial solutions25:27 - Building trust in underserved communities28:16 - Stablecoins 2.0: Transparency and compliance38:13 - Mass adoption: Public companies and crypto treasuries40:27 - Closing thoughts: The future of blockchain

Friday September 12, 2025 How JP Morgan Enabled the Crimes of Jeffrey Epstein

In this week's episode, Ryan, Chris, and Courtney dive into the paradox of modern investing: why are so many investors chasing assets like Gold, Bitcoin, and Nvidia, which offer little to no income—while ignoring the historical power of dividend-paying stocks? We unpack a revealing JP Morgan study showing that concludes 55% of the S&P 500's total return since 1987 came from re-invested dividends. Contrary to popular belief, high-flying tech stocks haven't been the primary engine of long-term market returns. In fact, the best-performing U.S. stock over the past 40 years, Altria Group (ticker: MO), formerly known as Philip Morris, is an old-school producer and marketer of tobacco products. From 1985–2025, Altria stock returned an incredible 2,033,839%, a $1,000 invested in 1985 would be worth over $20 million today! Even more remarkably, over 80% of that return can be attributed to dividend reinvestment. But here's the twist—dividend paying value stocks have been underperforming their growth stock counterparts over the past decade, driven by themes like AI, have dramatically outperformed. Is this just a temporary anomaly? Will markets revert to the mean? Are dividend stocks about to make a comeback? Warren Buffett's Berkshire Hathaway is betting big on income-rich sectors like healthcare and energy instead of chasing the current hype around the Magnificent 7. With many high-yielding stocks trading at steep discounts to the tech-heavy S&P 500, is now the time to lean into income? We give you the “Payne Perspective.” We also tackle the recent signs of weakness in the labor market—and what it really reveals about the underlying health of the economy. Are Wall Street economists missing the mark yet again? The stock market is hitting all-time highs, economic growth is accelerating, and corporate profits are trending upward, all forward-looking indicators that point to a continued expansion. So, do we truly need more rate cuts? Or is the Federal Reserve simply spiking the punch bowl—risking an overheated economy and inflated asset prices? We break it all down and share exactly what we think.

JPMorgan Chase's long relationship with Jeffrey Epstein is a masterclass in corporate hypocrisy. While everyday customers face freezes, fees, and scrutiny for minor transactions, the bank happily processed more than a billion dollars for a convicted sex offender over fifteen years. Compliance officers raised alarms, but their warnings were treated as noise while executives chased profits. Instead of dropping Epstein after his 2008 conviction, JPMorgan rolled out the red carpet, proving that “risk management” really meant protecting revenue streams, not society.When the scandal finally broke, the bank acted stunned, as though Epstein's activities had somehow been invisible all along. In reality, they legitimized him, empowered him, and profited off him until his reputation became too toxic to touch. Their eventual response—a few hundred million in settlements and hollow statements about taking compliance “seriously”—was pure damage control. At its core, JPMorgan wasn't just a banker; it was an enabler, dressing complicity up as business as usual and proving once again that in the world of finance, crime isn't a disqualifier—it's an opportunity.to contact me:bobbycapucci@protonmail.com

JPMorgan Chase eventually launched an internal investigation into its long-standing relationship with Jeffrey Epstein after mounting scrutiny revealed the bank had processed vast sums of money for him, even after his 2008 conviction. The probe aimed to uncover how Epstein was able to remain a client for so long despite obvious red flags and repeated compliance warnings. Investigators dug into years of transactions, compliance reports, and internal communications to determine whether executives ignored or downplayed concerns in order to keep Epstein's lucrative business. The review sought to assess accountability at multiple levels within the bank and to explain why his accounts were maintained until 2013, well after his public fall from grace.The internal investigation was as much about damage control as it was about fact-finding. JPMorgan faced lawsuits and regulatory pressure accusing the bank of enabling Epstein's trafficking operation by looking the other way while moving more than a billion dollars through its accounts. The bank's probe attempted to show that corrective action was being taken, but it also exposed embarrassing lapses in oversight and judgment at the highest levels of management. Critics argued the inquiry was designed to shield leadership while scapegoating lower-level compliance staff, but it ultimately reinforced a damning narrative: that one of the world's largest financial institutions knowingly did business with a convicted predator because the profits outweighed the risks.to contact me:bobbycapucci@protonmail.comsource:JPMorgan report found exec invited Epstein to meetings with foreign government officials | Daily Mail OnlineBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Chinese regulators are reportedly preparing to restrict mainland state-owned enterprises and banks from pursuing stablecoin and crypto initiatives in Hong Kong.~This episode is sponsored by Tangem & Gemini~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!Sign up for The Gemini Credit Card and get an extra $50 in crypto!➜ https://bit.ly/GeminiPBN00:00 Intro00:10 Sponsor: Tangem00:45 China restricts Hong Kong stablecoin activity02:30 Animoca Brands03:00 China deflation gets bad03:55 CNBC: What deflation looks like in China right now05:30 China SEC corruption06:00 Utah State Rep Hints at banning china stocks06:50 RFK jr. is starting raids on Chinese consumer products08:00 JP Morgan successfully slows CLARITY BILL?08:20 Sponsor: Gemini09:00 Japan's Crypto Payment Revolution Begins09:30 Credit Card not Debit Card09:50 Cool card skins10:15 Japan Sponsors Ethereum10:55 Animoca goes all-in on Japan11:45 Ethereum Winning12:00 Outro#Crypto #Ethereum #china~China PANICS and Censors Stablecoins!

For months, President Trump has tried to dismiss questions about his relationship with Jeffrey Epstein, notably denying that he had been the author of a lewd birthday message to the financier and sex offender.On Monday, Congress released the message — and many more like it.David Enrich, a deputy investigations editor at The Times, explains how the book, and an investigation into Mr. Epstein's finances, reveal how Mr. Epstein leveraged his rich and powerful friends to fund a yearslong criminal conspiracy.Guest: David Enrich, a deputy investigations editor for The New York Times.Background reading: A House panel released the drawing for Mr. Epstein apparently signed by Mr. Trump.A Times investigation found that JPMorgan spent years supporting — and profiting from — the notorious sex offender, ignoring red flags, suspicious activity and concerned executives.For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday. Photo: Uma Sanghvi/Palm Beach Post, via Associated Press Unlock full access to New York Times podcasts and explore everything from politics to pop culture. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify.

Tonight on The Last Word: The New York Times reports JPMorgan enabled the crimes of Jeffrey Epstein. Also, Donald Trump claims he never signed the Epstein birthday letter. Plus, the Supreme Court lifts the limits on roving immigration patrols in the Los Angeles area. And the U.S. could refund $1 trillion to American companies if the Supreme Court rules against Trump tariffs. David Enrich, Sen. Sheldon Whitehouse, and Jason Furman join Lawrence O'Donnell.

JP Morgan's latest M&A report reveals something fascinating: despite ongoing uncertainty, global deal volumes hit $2.2 trillion (up 27% year-over-year).Here's what caught my attention: - Mega deals increased 57% because bigger players can thrive when smaller competitors freeze up. - Cross-border activity actually grew 24% despite rising protectionism as companies use M&A to position around trade uncertainties rather than avoid them. - And get this - AI infrastructure needs will drive $1 trillion in spending over the next 5 years, with data center capacity needing to increase 100-fold.Technology M&A surged 42%, financial services up 56%, and even media jumped 51% as consolidation becomes a survival strategy.The bottom line? Uncertainty isn't going away, but markets remain remarkably resilient. Smart deal-makers are learning to operate effectively in permanently uncertain conditions rather than waiting for clarity that may never come.Listen to my full breakdown on this solo DealQuest episode.• • •FOR MORE ON THIS EPISODE:https://www.coreykupfer.com/blog/JPMorgan2025• • •FOR MORE ON COREY KUPFER:https://www.linkedin.com/in/coreykupfer/http://coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast.Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today!

JPMorgan Chase's long relationship with Jeffrey Epstein is a masterclass in corporate hypocrisy. While everyday customers face freezes, fees, and scrutiny for minor transactions, the bank happily processed more than a billion dollars for a convicted sex offender over fifteen years. Compliance officers raised alarms, but their warnings were treated as noise while executives chased profits. Instead of dropping Epstein after his 2008 conviction, JPMorgan rolled out the red carpet, proving that “risk management” really meant protecting revenue streams, not society.When the scandal finally broke, the bank acted stunned, as though Epstein's activities had somehow been invisible all along. In reality, they legitimized him, empowered him, and profited off him until his reputation became too toxic to touch. Their eventual response—a few hundred million in settlements and hollow statements about taking compliance “seriously”—was pure damage control. At its core, JPMorgan wasn't just a banker; it was an enabler, dressing complicity up as business as usual and proving once again that in the world of finance, crime isn't a disqualifier—it's an opportunity.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Ein bewegter Tag! Oracle explodiert um rund 30% und macht Firmengründer Larry Ellison nach Elon Musk zum zweitreichsten Mann der Welt. Wir sehen auf breiter Front explodierende Kursziele. Das iPhone-Event von Apple wird an der Wall Street als nicht besonders überraschend beschrieben, wobei die Bank of America, die Citigroup und JP Morgan bei den Kaufempfehlungen bleiben. Ein echter Schock sind die deutlich niedrigeren August-Erzeugerpreise, die der FED nun mehr Spielraum für aggressivere Zinssenkungen geben. Die Frage wird nun sein, ob die Verbraucherpreise, die am Donnerstag gemeldet werden, höher ausfallen werden, weil Firmen den Preisdruck weiterreichen. Die schwachen Erzeugerpreise könnten auch ein Signal sein, dass die Wirtschaft schächer ist als bisher angenommen. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Ein bewegter Tag! Oracle explodiert um rund 30% und macht Firmengründer Larry Ellison nach Elon Musk zum zweitreichsten Mann der Welt. Wir sehen auf breiter Front explodierende Kursziele. Das iPhone-Event von Apple wird an der Wall Street als nicht besonders überraschend beschrieben, wobei die Bank of America, die Citigroup und JP Morgan bei den Kaufempfehlungen bleiben. Ein echter Schock sind die deutlich niedrigeren August-Erzeugerpreise, die der FED nun mehr Spielraum für aggressivere Zinssenkungen geben. Die Frage wird nun sein, ob die Verbraucherpreise, die am Donnerstag gemeldet werden, höher ausfallen werden, weil Firmen den Preisdruck weiterreichen. Die schwachen Erzeugerpreise könnten auch ein Signal sein, dass die Wirtschaft schächer ist als bisher angenommen. Ein Podcast - featured by Handelsblatt. +++ Individuell, aktiv und ausgezeichnet: Die Vermögensverwaltung von DJE – mehr unter https://www.dje.de/vv +++ +++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/wallstreet_podcast +++ Der Podcast wird vermarktet durch die Ad Alliance. Die allgemeinen Datenschutzrichtlinien der Ad Alliance finden Sie unter https://datenschutz.ad-alliance.de/podcast.html Die Ad Alliance verarbeitet im Zusammenhang mit dem Angebot die Podcasts-Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.html Impressum: https://www.360wallstreet.de/impressum

New files subpoenaed from Jeffrey Epstein's estate have been released, including a racy birthday message Donald Trump allegedly sent Jeffrey Epstein in 2003, which the White House denies. Then, the New York Times reports JP Morgan spent years financially enabling Jeffrey Epstein as they ignored “red flags, suspicious activity, and concerned executives.” Plus, the administration launches new deportation raids in Chicago as the Supreme Court lifts an order limiting ICE immigration stops in L.A.

Today's Headlines: The Epstein files just keep coming—House Oversight dropped a batch of subpoenaed documents from his estate, including Trump's long-denied birthday note (with the very recognizable Trump signature) plus another note from a Mar-a-Lago member joking about Epstein “selling” Trump a woman for $22,500. Meanwhile, the NYT dropped a bomb on JP Morgan, showing how the bank ignored red flags to keep Epstein as a client for years because he was too lucrative—and too connected to people like Bill Gates and Sergey Brin. The DOJ, for its part, asked a judge to keep the names of two Epstein associates who got six-figure payments in 2018 sealed. Elsewhere, the Supreme Court greenlit roving immigration patrols in LA, prompting Gov. Newsom to accuse the conservative majority of being the “Grand Marshal for a parade of racial terror.” Trump, asked about his Chicago “war” meme, claimed he just meant “cleaning up cities” as DHS launched “Operation Midway Blitz” targeting undocumented immigrants with criminal records. ICE raided a Hyundai plant in Georgia, detaining 475 workers—most of them South Korean nationals—sparking diplomatic talks with Seoul. On top of that, Trump wants to make the citizenship test harder, possibly with an essay requirement. In digital warfare news, the FBI warned China's Salt Typhoon campaign has now hit 600 companies in 80 countries—and possibly every American. Hackers even impersonated Rep. John Moolenaar during trade talks. Finally, Axios reported Biden staffers were uneasy about his heavy reliance on autopen for pardons and Trump cheered West Point for scrapping an award for the “woke” Tom Hanks. Resources/Articles mentioned in this episode: WSJ: Epstein Birthday Letter With Trump's Signature Revealed NYT: How JP Morgan Enabled The Crimes Of Jeffrey Epstein NBC News: DOJ says names of two associates Epstein wired $100k and $250k to should stay secret LA Times: Supreme Court allows Trump administration to resume indiscriminate immigration raids in Los Angeles NYT: Trump Administration Live Updates: President Says He's Not Declaring 'War' on Chicago NYT: Immigration Crackdown in Chicago WSJ: Seoul Says Deal Reached With U.S. to Release Workers Detained in Hyundai Raid Axios: Trump's team plans harder test for U.S. citizenship — and more leeway to reject applicants Axios: China's hacking machine wants your data and knows how to get it WSJ: Chinese Hackers Pretended to Be a Top U.S. Lawmaker During Trade Talks Axios: Scoop: Biden officials raised concerns with how he issued pardons, used autopen AP News: Trump celebrates West Point alumni group canceling award ceremony to honor Tom Hanks Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

00:04:21 – Trump Defends Google Empire Trump threatens Europe with tariffs after the EU fined Google $3.5 billion, proving his administration shields Silicon Valley monopolies at taxpayers' expense. 00:07:39 – France's Government Collapses Macron's prime minister resigns after another failed vote of confidence—France's fourth PM in 20 months—amid war debt, green policies, and migrant unrest. 00:16:43 – AI Piracy & Billion-Dollar Fund Anthropic admits to training AI on pirated books, forced to create a $1.5 billion compensation fund. Critics argue “fines” are just the cost of theft for elites. 00:23:32 – NYC Socialist's Radical Agenda New York mayoral candidate Zoran Mamdani pushes $30 minimum wage, rent freezes, higher taxes, and city-owned grocery stores—policies critics call Soviet-style economics. 00:52:43 – Media Silence on Train Murder A Ukrainian refugee is brutally stabbed on a Charlotte train by a repeat offender with 14 prior arrests. Outrage grows as mainstream outlets refuse to cover the story. 01:00:24 – Crime as Excuse for Martial Law Commentary warns Trump backers will exploit urban crime to justify military policing, but judges and DAs still enable killers to walk free. 01:36:25 – Melania's AI “Children” Agenda Melania Trump champions AI in schools, saying it must be raised “like our own children.” Critics blast it as technocratic indoctrination for corporate control. 02:30:42 – Trump's Epstein Letter Exposed A birthday note Trump denied writing to Epstein resurfaces, referencing “wonderful secrets.” Critics say it proves years of lies and GOP cover-ups. 02:36:07 – Dershowitz Defends Trump & Epstein Alan Dershowitz vows to sue Trump critics like Rosie O'Donnell, while openly admitting he was Epstein's lawyer. Commentary frames him as shielding elites. 02:39:29 – JP Morgan's Epstein Pipeline JP Morgan processed over $1B in transactions for Epstein, helping him pay Russian banks and Eastern European women. Netanyahu and Gates were drawn into his orbit. 02:46:20 – Epstein Protected by Intelligence Epstein's 2008 plea deal is tied to intelligence protection. Trump later hired prosecutor Alex Acosta, fueling claims both parties shielded Epstein. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

00:04:21 – Trump Defends Google Empire Trump threatens Europe with tariffs after the EU fined Google $3.5 billion, proving his administration shields Silicon Valley monopolies at taxpayers' expense. 00:07:39 – France's Government Collapses Macron's prime minister resigns after another failed vote of confidence—France's fourth PM in 20 months—amid war debt, green policies, and migrant unrest. 00:16:43 – AI Piracy & Billion-Dollar Fund Anthropic admits to training AI on pirated books, forced to create a $1.5 billion compensation fund. Critics argue “fines” are just the cost of theft for elites. 00:23:32 – NYC Socialist's Radical Agenda New York mayoral candidate Zoran Mamdani pushes $30 minimum wage, rent freezes, higher taxes, and city-owned grocery stores—policies critics call Soviet-style economics. 00:52:43 – Media Silence on Train Murder A Ukrainian refugee is brutally stabbed on a Charlotte train by a repeat offender with 14 prior arrests. Outrage grows as mainstream outlets refuse to cover the story. 01:00:24 – Crime as Excuse for Martial Law Commentary warns Trump backers will exploit urban crime to justify military policing, but judges and DAs still enable killers to walk free. 01:36:25 – Melania's AI “Children” Agenda Melania Trump champions AI in schools, saying it must be raised “like our own children.” Critics blast it as technocratic indoctrination for corporate control. 02:30:42 – Trump's Epstein Letter Exposed A birthday note Trump denied writing to Epstein resurfaces, referencing “wonderful secrets.” Critics say it proves years of lies and GOP cover-ups. 02:36:07 – Dershowitz Defends Trump & Epstein Alan Dershowitz vows to sue Trump critics like Rosie O'Donnell, while openly admitting he was Epstein's lawyer. Commentary frames him as shielding elites. 02:39:29 – JP Morgan's Epstein Pipeline JP Morgan processed over $1B in transactions for Epstein, helping him pay Russian banks and Eastern European women. Netanyahu and Gates were drawn into his orbit. 02:46:20 – Epstein Protected by Intelligence Epstein's 2008 plea deal is tied to intelligence protection. Trump later hired prosecutor Alex Acosta, fueling claims both parties shielded Epstein. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

David Morgan: Is The Silver Price Really Manipulated? Despite the CFTC fining JP Morgan $920 million for manipulating the prices of gold and silver on "hundreds of thousands of equations," there's still a debate about whether the price has been manipulated. So today David Morgan checks in with how he sees it. And to find out more, click to watch the video now! - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

In this episode of the Milk Road Show, we're joined by Sandy Kaul, Head of Digital Asset Innovation at Franklin Templeton, and a TradFi heavyweight with stints at Goldman Sachs, Citibank, JP Morgan, and more. Sandy isn't just throwing buzzwords. She's calling it like it is: “The next 5 years will bring more change to finance than the last 50.” From tokenized equities to AI-managed wallets, Sandy breaks down why the future of finance won't be account-based; it'll be wallet-based. And how crypto rails are about to absorb trillions in legacy assets.~~~~~

In this episode, I'm sharing the behind-the-scenes of my world tour, the full-circle moments that left me emotional, and the business shifts that are calling me into my next level. From reconnecting with old friends and clients to closing energetic loops from my corporate days, this conversation is all about stepping into the woman you once dreamed of becoming.How a bridesmaid trip to Austria turned into an unforgettable story of love, friendship, and even a lost laptop.The emotional full-circle moment of revisiting my old JP Morgan office and reconnecting with past versions of myself.Heartwarming catch-ups with friends and clients, and what it means to truly grow together.Why feminine leadership is the structure that allows freedom, family time, and deeper feminine embodiment.The exciting new offers, masterminds, and retreats I'm creating to help women step into their next level.Click here⁠ to apply for the Feminine Leadership CertificationOr follow the link ⁠https://femaleleadershipcollective.com/feminine-leadership-certification

Howie Kurtz on how JP Morgan enabled and profited from Jeffrey Epstein, Philly Karen takes home run ball away from kid and how there is more to the Pentagon rebrand than first expected. Follow Howie on Twitter: ⁠⁠⁠⁠⁠⁠@HowardKurtz⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠For more #MediaBuzz click here Learn more about your ad choices. Visit podcastchoices.com/adchoices

Paul Jay joins Patrick Lovell to trace how Wall Street profiteering—from slavery and the Civil War to J.P. Morgan in World War I and today's BlackRock and Vanguard—created the militarized economy driving nuclear risk.

James "Jim" Downing is a seasoned compliance professional with over 25 years of experience in the broker-dealer and investment advisory industry. Currently serving as the Chief Compliance Officer of JLL Securities, Jim has held similar roles at esteemed organizations such as Morningstar, Aon, BMO, and JP Morgan. Prior to his corporate positions, Jim worked as a FINRA examiner at the Chicago District Office for 5 years, gaining valuable insights into regulatory compliance. Jim has his Juris Doctorate with honors from Taft Law School and a Masters of Accounting with honors from Roosevelt University.Connect with James: https://www.linkedin.com/in/jamesrdowning/

Should you continue to lean into this record-setting rally? Morgan Stanley's Sherry Paul, JP Morgan's Meera Pandit and HSBC's Max Kettner give their takes. Plus, Evercore ISI's Julian Emanuel tells us how he is navigating the AI space right now. And, we break down YouTube's big bet on the NFL.

Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Inveniam's $20M investment into MANTRA, Galaxy tokenizing their GLXY shares on Superstate's Opening Bell,, & more RWA news Company of the Week - Herwig: Inveniam Company of the Week - Kyle: Broadridge   Market Movements: Galaxy Digital to Tokenize GLXY Shares Using Superstate: https://www.theblock.co/post/365662/galaxy-digital-explores-tokenizing-its-own-glxy-shares-stock-falls-on-q2-earnings Inveniam Invests $20M into MANTRA and Partners for RWA and DeFi Infrastructure, Focus on UAE and US: https://www.inveniam.io/resources/inveniam-and-mantra-announce-strategic-partnership-to-build-a-global-institutional-real-world-asset-ecosystem-anchored-in-the-uae-and-united-states Animoca Teams up WIth ProvLabs to Launch NUVA as RWA Vault Marketplace Using YLDS: https://www.businesswire.com/news/home/20250807794274/en/Animoca-Brands-and-ProvLabs-to-Co-Develop-NUVA-to-Accelerate-Access-to-Tokenized-Real-World-Assets-RWAs Figure Announces Draft S-1 Filing Ahead of IPO: https://www.figure.com/newsroom/announcement/figure-announces-confidential-submission-of-draft-registration-statement-for-proposed-ipo/ RealT Update Companies in the Token Debrief Include Exodus, Superstate, Asset Token Ventures, Vertalo, CodexField, EDITH, Assetera, xStocks, Guotai Junan International, HSBC, BB Prime, BounceBit, Franklin Templeton, CaoCao, Anchorage Digital, Standard Chartered, Animoca, HKT, Qatar Financial Center, Kaiko, Canton Network, Kaio, Centrifuge, RealFI, XRP Ledger, IVD Medical, Credefi, Vayana, Credit Agricole, CACEIS, Kriptown, Lise Exchange, HSBC, Broadridge, Ownera, HQLAx, JPMorgan, Davis Commodities, RBA, DFCRC, Stablecoin Standard, State Street ==== TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25 STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9 More STM.co Reports: https://reports.stm.co/ Join the RWA Foundation and Read the Whitepaper: RWAF.xyz Learn More About WALLY DAO: WallyDAO.xyz ==== ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 0:57 Market Movements 15:51 Token Debrief 32:10 RWA Foundation Updates 34:30 Companies of The Week

Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Toyota working with Avalanche, Institutional DeFi lending powered by Aave, OCBC's $1B offering on JPMorgan's Digital Debt Service, and more RWA news.   Company of the Week - Herwig: Horizon/ Aave Company of the Week - Kyle: Toyota Blockchain Lab   Market Movements: Aave Launches Horizon Platform for Institutional Borrowing, Securitize Embeds within Platform as “HyFi”: https://coincentral.com/aave-horizon-platform-launches-with-institutional-stablecoin-borrowing-features/ Toyota Works with Avalanche for Tradable Digital Assets and Vehicle Financing Model: https://beincrypto.com/toyota-blockchain-lab-mon-mobility-trust-networks/ US Department of Commerce puts Economic Data on 10 Chains Using Chainlink: https://blog.chain.link/united-states-department-of-commerce-macroeconomic-data/ World Federation of Exchanges Warns Against “Mimic” Tokenized Stocks: https://www.ledgerinsights.com/world-federation-of-exchanges-says-tokenized-stocks-are-mimics/ Republic Digital Makes Investment into Centrifuge: https://www.crowdfundinsider.com/2025/08/248271-republic-invests-in-centrifuge-boosts-tokenization-commitment/ Companies in the Token Debrief Include Seazen, Polkadot, Paradata, Better Use Blockchain, MANTRA, Pyse, BluBird, Arx Veritas, Redbelly, Cronos Chain, Crypto.com, Kraken, SEC, Schroders, Versabank (VBNK), OCBC, Kinexys by JPMorgan, State Street ==== TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25 STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9 More STM.co Reports: https://reports.stm.co/ Join the RWA Foundation and Read the Whitepaper: RWAF.xyz Learn More About WALLY DAO: WallyDAO.xyz ==== ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 1:31 Market Movements 21:30 RWA Foundation Updates 22:53 Token Debrief 36:33 Companies of The Week

Oracle (ORCL) received price target hikes from Barclays, Morgan Stanley, and JPMorgan ahead of Tuesday's earnings. Sam Vadas notes bullish takes from the firms in A.I. infrastructure buildout, though it doesn't come without concerns regarding Oracle's current valuation. She also notes Apple's (AAPL) product launch Tuesday that is expected to focus primarily on hardware, including the iPhone 17. Sam then touches on the pet industry through Chewy (CWHY) and touches on the bull and bear cases surrounding its earnings Wednesday. EchoStar (SATS) soared after it launched a deal with SpaceX.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Javier Campos, analista senior y cogestor del fondo AzValor Iberia, visita Tu Dinero Nunca Duerme para analizar la situación del mercado. Después de muchos años siendo el patito feo de los mercados, éste parece el momento de la Bolsa española. En lo que va de 2025, el Ibex 35 acumula más de un 27% de rentabilidad. Y sí, es cierto que en las últimas sesiones parece que ha perdido un poco de magia, pero incluso así, hablamos de una subida que deja muy atrás a los mercados de la mayoría de los demás países europeos. Ante esta situación, muchos inversores se preguntan qué está pasando (en parte, simplemente la corrección en un mercado que ha estado muy castigado, a veces de forma injusta, desde hace más de una década) y, sobre todo, qué va a pasar en el futuro. ¿Sigue habiendo potencial? Para ayudarnos a responder a esta pregunta, esta semana, en Tu Dinero Nunca Duerme, nos acompaña Javier Campos, analista senior y cogestor del fondo AzValor Iberia. Y sí, Campos cree que sigue habiendo oportunidades. Es más, cree que puede haber más opciones y menos riesgo que en alternativas aparentemente más seguras y que han parecido imbatibles en los últimos años, como la gestión pasiva en renta norteamericana. De hecho, se pregunta si un inversor que tenga toda su cartera en la bolsa estadounidense debería estar tranquilo con los actuales niveles de valoración "A principios de año, JP Morgan publicaba un gráfico muy curioso: desde 1987 hasta 2014, mostraba la rentabilidad anual que hubieras obtenido en diez años según la valoración a la que hubieras comprado el índice. Si hubieras comprado a 23 veces beneficios, hubieras obtenido una rentabilidad anual media en la siguiente década de entre el -2% y el 5%. Ahora mismo el S&P 500 cotiza a 25 veces beneficios, lo que supone una rentabilidad anual del 4%, menos que el activo libre de riesgo. Lanzo la misma pregunta, ¿estáis cómodos invirtiendo en los índices? Porque nosotros sí estamos cómodos invirtiendo en nuestros fondos, que tienen rentabilidades de tres veces más que los bonos". ¿Y a qué se debe el hecho de que tras tanto tiempo de espera, por fin las mejores compañías españolas estén volviendo al radar de los inversores: "Precio y valor sí tienden a converger a largo plazo. A corto plazo, el mercado es una máquina de botar, pero a largo plazo es una máquina de pesar". Y pone ejemplos de situaciones en las que antes o después, tenía que llegar ese reconocimiento: "Este año, en una de nuestras principales posiciones (éramos el cuarto accionista), Catalana Occidente, la familia Sierra lanzó una OPA a 50 euros, un nivel que la acción nunca antes había alcanzado. Nosotros pensábamos que la acción vale más. También es verdad que pocos días después tuvimos el liberation day con Donald Trump y muchas compañías cayeron un 15-20%". Otro ejemplo, podría ser el de Elecnor, un clásico en la cartera de AzValor: "Hasta hace unos años, era una gran desconocida para buena parte de la comunidad financiera. En 2019, hicimos una presentación en nuestro curso de una universidad de verano. En ese momento, ninguna casa de análisis la tenía en cobertura. En aquel momento, el precio de la acción era de 11 euros, menos de mil millones de capitalización total. Nosotros creíamos que sólo la parte concesional valía más que eso y teníamos gratis la parte de ingeniería. Luego, poco a poco, la compañía empezó a ser seguida por analistas; otras gestoras la compraron; la empresa empezó a tener más presencia. Y hace dos años vendieron el negocio de parques eólicos por más de 1.800 millones. Ahora la acción está a 23 euros y han pagado 9 euros de dividendos extraordinarios en los últimos tiempos: la suma nos dice que ha multiplicado por tres en seis años. Cuando hay esas divergencias, el mercado lo acaba reconociendo". No sólo eso. Campos asegura que siguen teniendo muy buenas ideas en la recámara. Confía en el potencial de su cartera, que sigue viendo muy barata en comparación con sus fundamentales. Y confía, todavía más, en el equipo y el método azValor: "Hemos aumentado la capacidad de análisis sin perder lo de siempre. A día de hoy esto ya no es cosa de dos (por Álvaro Guzmán y Fernando Bernad). Algo que no se consigue de la noche a la mañana: se logra con mucho tiempo y con los intereses alineados. Habiendo navegado juntos muchas crisis".

Send us a textReady for a real estate reality check? The extreme market swings we've witnessed for years are finally settling into something resembling balance. In the notoriously volatile Bay Area, median home prices have dipped 4% to $1.3 million, homes are sitting for 30 days instead of 18, and only one in five properties faces a bidding war—down dramatically from the two-thirds that sparked frenzies in 2021.This cooling trend creates a strategic window for prepared investors and homebuyers. While today's 6.58% mortgage rates have lowered typical monthly payments to $2,668 (the lowest in seven months), buyer demand remains surprisingly muted. The smart money sees this hesitation as opportunity. Sellers don't want their homes lingering for 40+ days, creating leverage for negotiating concessions, closing credits, and rate buy-downs that simply weren't possible during the pandemic boom.What makes this moment particularly significant are the demographic shifts reshaping the housing landscape. Homeownership among 25-34 year olds sits at just 39%, while nationwide rentership has climbed to 36%—its highest level since 2016. Combined with JP Morgan's prediction of four Federal Reserve rate cuts by year-end, we're looking at a potential strategic sweet spot: buy with negotiating power now in a cool market, then refinance when rates drop. Remember the fundamental truth of real estate: when rates decrease, prices typically increase as affordability improves. Most consumers buy mortgage payments, not houses—meaning this window of opportunity won't stay open indefinitely. As I tell my students: words are loud, but numbers scream. And right now, the numbers are screaming opportunity for those willing to move while others wait. Follow me on Instagram @TheEliteStrategist for more market insights and strategies to navigate this shifting landscape.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyaf.mediaUse the Coupon Code: WEALTHYAF for 20% off!

Markets taking a leg lower after this morning's August Jobs Report: Sara Eisen and Carl Quintanilla broke down the numbers and key takeaways with JPMorgan's Chief Strategist David Kelly – before discussing what it means for the Fed with Goldman Sachs Chief Economist Jan Hatzius. Meanwhile, Lululemon the stock story of the day… Slumping double-digits after weak guidance and earnings: CEO Calvin McDonald joined the team in a CNBC exclusive to talk the road ahead, and what went wrong this quarter.  Also in focus: Is a 1 *trillion* dollar pay package in play for Tesla CEO Elon Musk? Details on the unprecedented proposal this hour – alongside analysis on the big AI trades of the day, spanning Broadcom to Samsara.  Squawk on the Street Disclaimer

UPGRADE TO SYSK PREMIUM! To unlock ad-free listening to over 1,000 episodes plus receive exclusive bonus content, go to ⁠⁠⁠ ⁠⁠⁠https://SYSKPremium.com  When you stay at a short-term rental property such as Airbnb, you often notice security cameras. After all, it is someone's home. But what about cameras inside the home? This episode begins with surprising data about just how common hidden surveillance is—and what every guest should know. Source: https://www.ipx1031.com/surveillance-rental-study/ For as long as humans have been around, we've had to do something with our hair. We've cut it, colored it, styled it—and hairstyles have come and gone through the centuries. But where do these trends really come from? Why do they say so much about who we are? And why are some styles (like the mullet, the pompadour, or “The Rachel”) so iconic? To answer these questions, I speak with Rachel Gibson, a hair historian who knows more about hair than anyone you'll ever meet. She's currently writing a book on the subject and shares fascinating content on her Instagram @thehairhistorian https://www.instagram.com/thehairhistorian/# People can be brilliant, but they can also be incredibly stupid—and sometimes in spectacular ways. Why do individuals, organizations, and even governments make such foolish choices? And what can we learn from it? My guest is Cezary Pietrasik, co-owner of Synerise (a global AI leader in predicting human behavior), former investment banker at JPMorgan, former consultant at McKinsey, and author of Homo Idioticus: Why We Are Stupid and What to Do About It (https://amzn.to/3Jqsa6D). He explains the psychology of stupidity and shares jaw-dropping examples you won't forget. When people are sad, they often ruminate—rehashing negative thoughts over and over. It feels hard to stop, but there is something simple that helps break the cycle. Listen as I reveal what science says about how to stop rumination. Source: https://www.theatlantic.com/health/archive/2015/06/how-walking-in-nature-prevents-depression/397172/ PLEASE SUPPORT OUR SPONSORS!!! INDEED: Get a $75 sponsored job credit to get your jobs more visibility at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Indeed.com/SOMETHING⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ right now! QUINCE: Keep it classic and cool this fall with long lasting staples from Quince! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Quince.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365 day returns! HERS: Whether you want to lose weight, grow thicker, fuller hair, or find relief for anxiety, Hers has you covered. Visit ⁠⁠⁠⁠⁠⁠⁠⁠https://forhers.com/something⁠⁠⁠⁠⁠⁠⁠⁠ to get a personalized, affordable plan that gets you! SHOPIFY: Shopify is the commerce platform for millions of businesses around the world! To start selling today, sign up for your $1 per month trial at⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://Shopify.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

But I need my truck to drive to my job at JPMorgan. BONUS EPISODES available on Patreon (https://www.patreon.com/deniersplaybook) SOCIALS & MORE (https://linktr.ee/deniersplaybook) WANT TO ADVERTISE WITH US? Please contact sponsors@multitude.productions DISCLAIMER: Some media clips have been edited for length and clarity. CREDITS Created by: Rollie Williams, Nicole Conlan & Ben BoultHosts: Rollie Williams & Nicole ConlanExecutive Producer: Ben Boult Editor: Paul Ramsdell & Laura ConteProducers: Daniella Philipson, Irene PlagianosArchival Producer: Margaux SaxAdditional Research and Fact Checking: Carly Rizzuto & Canute HaroldsonMusic: Tony Domenick Art: Jordan Doll Special Thanks: The Civil Liberties Defense CenterSOURCES18 SUVs Built on a Truck Frame (Truck Based SUV 2023) - Four Wheel Trends (2021, April 18). Four Wheel Trends.Author: Keith Bradsher. (2002). High and mighty: SUVs—the world's most dangerous vehicles and how they got that way. Public Affairs.Jeep Cherokee Commercial (1975). Bionic Disco. (2020, July 3).Propaganda paved the way for an automotive society. Boenau, A. (2023, August 18). Urbanism Speakeasy.Automotive ad investment remains stuck in reverse gear | WARC. Brownsell, A. (2023, September 3).From workhorses to lifestyle vehicles: How pickup trucks got so big. Chase, W., Muller, J., & Whalen, J. (2023, January 23).How To Steal An Election | Climate Town. Climate Town. (2024, September 25).Clean Air Act: A Summary of the Act and Its Major Requirements. Congressional Research Service. (2022).What Year Did They Start Putting Seat Belts in Trucks?. Corp, G. S. (2023, November 25).F.E.A PROPOSING FREER REIN ON OIL. Cowan, E. (1975, May 16). The New York Times.America Made Us | Chrysler, Dodge, Jeep, Ram. Dodge. (2025, May 22).Arab oil embargo | international relations [1973]. Encyclopædia Britannica. (2018).Summary of the Clean Air Act. EPA. (2024, July 31).EPA moves to strike down California vehicle emission rules for good. Fisher, T. (2025, February 17).The Ford Kentucky Truck Plant | Ford Motor Company. Ford Motor Company. (2025, May 2).HISTORY OF FUEL ECONOMY One Decade of Innovation, Two Decades of Inaction 1970s. Frohman Lubetsky, J. (2011).THE ACCESS ALMANAC: The CAFÉ Standards Worked – ACCESS Magazine. Glazer, A. (1994, September).How A Tax On Chicken Changed The Playing Field For U.S. Automakers. Glinton, S. (2015, June 19). NPR.GM squandered our good will, setting off years of licks for corporate America. (2012, July 20).Auto Industry Fears New Rules Would Raise Costs and Lower Mileage. M. Callahan, J. (1975, February 2). The New York Times.Closing the Gap: Reevaluating CAFE Standards and the Light Truck Loophole. Marcotte, B. (2025). LSU Journal of Energy Law and Resources, 13(2).Lessons from Protectionism Past. McGillis, J. (2024, October 10). City Journal.Nader, R. (1965). Unsafe at any speed: the designed-in dangers of the American automobile. Knightsbridge Pub. Co.Drivers remember 1973-74 oil embargo. NBC 26 - Northeast Wisconsin. (2022, June 21).The Chicken Tax Explained. Norman, K. (2020, August 3).1976 Jeep J10 Pickup Commercial - First Date. OsbornTramain. (2016, July 15).1998 New Beetle “What Color do you Dream In” Commercial. pcressma. (2010, July 28).The Consumer's Truth: Myths and Facts about American Consumers and Fuel Economy. Public Citizen. (2003).Ram | Never Stop Being American | Nothing Stops Ram. Ram Trucks. (2025, June 14).50 Years of Progress. South Coast AQMD. (2016).CAFE Standards Could Mean Bigger Cars, Not Smaller Ones – Mechanical Engineering. Stewart, B. (2011, December 9).Subaru “I Survived” Stories. Subaru. (2015, April 17).Oil Crisis | Stock market Crash | OPEC | This Week| 1973. ThamesTv. (2017).The Chicken War of '63 Was a Tale Of Anger, Laughter and Portent. (1964, January 10). The New York Times.Volkswagen Beetle commercial - VW “Dome.”. Tricoastal71. (2009, August 24).A Brief History of US Fuel Efficiency Standards. Union of Concerned Scientists. (2017, December 6).Personal Transportation Factsheet. University of Michigan. (2023).Volkswagen Type 2. (2025). Classic Cars Wiki; Fandom, Inc.The reckless policies that helped fill our streets with ridiculously large cars. Zipper, D. (2024, April 28). Vox.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Think astrology is just "woo-woo" nonsense? Astrologer Aliza Kelly might change your mind. In this episode of Habits and Hustle, I sit down with Aliza to explore why she considers astrology a sophisticated data system to create incredibly accurate personality profiles and life predictions. We dive into the difference between astrology and psychic readings, why your birth time matters down to the minute, and how Aliza uses charts to help clients optimize their lives. She also reads my kids' charts live on the podcast (with surprisingly accurate results), and explains why men often struggle with astrology. Aliza Kelly is an astrologer, spiritual coach, and author of It's All Magic: 365 Reflections on Astrology, Tarot and Manifestation. She's been practicing astrology for over 12 years and hosts the Horoscope Weekly podcast. Her work focuses on helping people understand themselves through comprehensive astrological systems. What We Discuss:  (02:26) What qualifies someone as a spiritual expert after 12 years of practice  (06:53) The accuracy of astrology vs. people reading into what they want to hear  (28:31) The JP Morgan quote: "Millionaires don't use astrology, billionaires do"  (29:30) When people get too obsessed with their charts  (31:04) How astrology predicted Aliza's husband compatibility on their second date  (40:15) Why Jennifer doesn't believe in manifestation (and Aliza's response)  (45:50) Which signs actually make the most money  (46:54) Breaking down Donald Trump's chart (and why it's scarily accurate)  …and more! Thank you to our sponsors: Momentous: Shop this link and use code Jen for 20% off Therasage: Head over to therasage.com and use code Be Bold for 15% off  TruNiagen: Head over to truniagen.com and use code HUSTLE20 to get $20 off any purchase over $100. Magic Mind: Head over to www.magicmind.com/jen and use code Jen at checkout. 99designs by Vista: 99designs.com/jen20  – click "Claim my discount" to get $20 off your first design contest.    Find more from Jen:  Website: https://www.jennifercohen.com/ Instagram: @therealjencohen   Books: https://www.jennifercohen.com/books Speaking: https://www.jennifercohen.com/speaking-engagement Find more from Aliza Kelly: Website: https://www.alizakelly.com/  Instagram:  https://www.instagram.com/alizakelly/?hl=en