Personal Finance Boss

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Two young investors building their investment portfolios one step at a time. Tune in weekly for the latest adventure! USE CODE PFB50FIRST for our PFB COURSE! Terms: All of the information presented is our own personal opinion.It should not be used as investment advice. Please use caution when ma…

Personal Finance Boss

  • Jan 29, 2021 LATEST EPISODE
  • infrequent NEW EPISODES
  • 29m AVG DURATION
  • 82 EPISODES


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Latest episodes from Personal Finance Boss

#82 January 2021, The Year of the Squeeze?

Play Episode Listen Later Jan 29, 2021 43:10


In this episode we talk about the current market situation as well as the ongoing GameStop short squeeze.

#81 How Covid-19 is Impacting Real Estate

Play Episode Listen Later Nov 2, 2020 35:10


In this episode we talk about how the pandemic has affected the real estate market as well as what we believe could happen in the near future.

#80 Sitting Down With a Financial Advisor

Play Episode Listen Later Sep 24, 2020 79:28


In this episode, we have a seat with Carlo Valle, a financial advisor for Investor Group and talk about the benefits of having a financial advisor.

#79 Why do People Still Buy Gold?

Play Episode Listen Later Aug 31, 2020 44:17


Curious to know why people still purchase gold, despite being off the gold standard for 50 years? Have a listen to figure out if gold has a place in your portfolio.

#78 What Trends Exist During the Pandemic

Play Episode Listen Later Aug 1, 2020 31:46


In this episode we talk about the various trends that we noticed during the pandemic and what we think may come next (again).

#77 When Should You Take Profits?

Play Episode Listen Later Jul 27, 2020 30:44


In this episode, we talk about when we think investors should cash out of their investments to take profits.

#76 Market Update: What is Going On?!?

Play Episode Listen Later Jul 14, 2020 40:54


In this episode, we discuss the current state of affairs as well as give our opinion on what happened over the past few months.

#75 Complete Chaos? Possible Recession? Coronavirus, Oil Prices

Play Episode Listen Later Mar 12, 2020 36:08


In this episode, we talk about he current market conditions regarding the coronavirus, oil prices and the potential recession.

#74 Why you Should Hold Cash

Play Episode Listen Later Feb 13, 2020 29:28


In this episode, we talk about why one would want to hold cash in their portfolio, the benefits and the drawbacks of doing so. We also briefly discuss the coronavirus outbreak.

#73 How Your Emotions Can Cost You Money

Play Episode Listen Later Dec 24, 2019 47:15


In this episode, we talk about how we may fall victim to several behavioral biases when it comes to investing and how these emotional patters can affect our stock market returns.

#72 Capital Loss Selling & The January Effect

Play Episode Listen Later Dec 2, 2019 22:56


In this episode, we talk about a strategy that can save some taxes for you by offsetting some capital gains.

#71 Bubbles and Tulips

Play Episode Listen Later Nov 15, 2019 47:15


In this episode, we talk about the main phases of economic bubbles and the psychology behind them... AND TULIPS!

#70 Getting Rich Quick With Penny Stocks

Play Episode Listen Later Oct 22, 2019 39:36


In this episode, we talk about the overall risks and rewards of penny stocks as well as what to look out for when investing in them.

#69 Socially Responsible & Impact Investing

Play Episode Listen Later Oct 8, 2019 30:08


In this episode, we talk about socially responsible and impact investing and how this may be the way of the future.

#68 Can you Predict a Recession?

Play Episode Listen Later Sep 15, 2019 40:01


In this episode, we talk about ways that economists use to predict a recession mainly leading economic indicators. Udemy course: www.udemy.com/course/the-persona…/13969570#overview YouTube: https://www.youtube.com/user/JulienSirard

#67 All About Debt and When You Should Use It

Play Episode Listen Later Aug 23, 2019 31:30


In this episode we talk about the various types of debt available and when you should use them. Udemy course: https://www.udemy.com/course/the-personal-finance-toolkit-for-beginners/learn/lecture/13969570#overview

#66 All About Currencies

Play Episode Listen Later Aug 6, 2019 41:52


In this episode, we talk about the different types of currency regimes, what currency trading can be used for as well as different reasons currencies fluctuate in the open market.

#65 The Quest for More (Yield)

Play Episode Listen Later Jul 26, 2019 41:29


In this episode, we talk about our findings on potential investment that will offer a greater than average return (stock market index), but at what cost.... Listen to find out!

#64 Who Can Benefit from Target Date Retirement Funds?

Play Episode Listen Later Jul 18, 2019 34:01


In this episode, we talk about target date retirement funds. Listen to find out more!

#63 Private Equity

Play Episode Listen Later Jun 27, 2019 34:01


In this episode, we discuss private equity investments and why they may be an interesting addition to your portfolio if you have access to such investments.

#62 How Dollar Cost Averaging Makes Investing Simple

Play Episode Listen Later Apr 15, 2019 20:26


In this episode we talk about how dollar cost averaging can make your investing strategy simple and automated. Also, here is a link to our course (coupon code): https://www.udemy.com/the-personal-finance-toolkit-for-beginners/learn/lecture/13969570?couponCode=PFB50FIRST&fbclid=IwAR3g3LWKJdjc70XV_TCXYXwQyscVl4AzxyK4Ytb1wsnQVqfuIUDzfjGjt5s#overview

#61 Variable or Fixed Interest Rates

Play Episode Listen Later Mar 22, 2019 32:09


In this episode, we go over the differences between fixed or variable interest rates and when one may be better than the other.

#60 Entrepreneurship & E-Learning

Play Episode Listen Later Mar 11, 2019 38:28


In this episode we've invited our first guest, Darius Vaillancourt, to talk about his brand new startup called Collabo Academy as well as entrepreneurship. Collabo Academy is a collaborative learning platform which will combine online courses with in person workshops. You can learn more about Collabo here: https://www.collaboacademy.com/about

#59 Are RESPs Right for You?

Play Episode Listen Later Feb 22, 2019 22:06


In this episode we talk about the RESP or the registered education saving plan in Canada and how this can be a great investment tool.

#58 What you Should Know Before Buying a House

Play Episode Listen Later Jan 31, 2019 31:13


In this episode, we talk about the many steps in purchasing your first home.

#57 Canadian Banks Giving Away Free Money? YES!

Play Episode Listen Later Jan 25, 2019 17:02


In this episode we go over a few deals that some Canadian banks are currently offering. Here are the links to the discussed promotions: https://www.td.com/ca/en/personal-banking/special-offers/rsp-offer-100/?cm_sp=w000-02-2102-TNT https://www.bmo.com/main/personal/bank-accounts/?icid=bu-US35635EDB4-ATBMO16

#56 Should you Take an RRSP Loan?

Play Episode Listen Later Jan 22, 2019 15:38


In this episode, we talk about whether or not you should consider taking out an RRSP loan.

#55 RRSPs Vs TFSAs, Which Should you Choose?

Play Episode Listen Later Jan 14, 2019 31:28


In this episode, we talk about which may be a better investment vehicle, the TFSA or the RRSP. Give it a listen to understand the different tax consequences! Happy new year!

#54 Goals for 2019 and Electric Vehicles?

Play Episode Listen Later Dec 29, 2018 30:40


In this episode, we talk about what goals we have for the podcast as well as personal goals for 2019. We also give our thoughts on electric vehicles!

#53 Should you Pay for a Credit Card?

Play Episode Listen Later Dec 18, 2018 14:33


In this episode, we go over the different advantages of having a free credit card vs a paid one. Give it a listen to know which one you should get!

#52 All Types of Insurance: A Win Win?

Play Episode Listen Later Dec 10, 2018 27:42


In this episode, we talk about various types of insurance like property and casualty and life insurance. We also correct one of our mistakes in #38 on credit cards.

#51 How to Invest in Your 20's

Play Episode Listen Later Nov 27, 2018 42:41


In this episode, we talk about how we think you should invest in your 20's all based on personal objectives of course.

#50 Bond Credit Ratings & Their Impact

Play Episode Listen Later Nov 10, 2018 28:39


In this episode, as promised, we talk about bond credit ratings and how that may impact you!

#49 Should you Invest in Distressed Debt?

Play Episode Listen Later Oct 24, 2018 27:27


In this episode, we talk about whether investing in distressed debt could be a good fit for your investment portfolio.

#48 Avoiding Massive Financial Mistakes

Play Episode Listen Later Oct 12, 2018 34:06


In this episode, we discuss what we see as grave financial mistakes and how you can take steps to avoid making them.

#47 What's all the Fuss About Tariffs?

Play Episode Listen Later Sep 24, 2018 21:42


In this episode, we talk about the trump tariffs and how this affects the individual investor.

#46 Is F.I.R.E. for you? [Financial Independence Retire Early]

Play Episode Listen Later Sep 20, 2018 27:42


In this episode, we discuss reaching financial independence, living off of your nest egg and determining if this lifestyle is for you. No extinguisher necessary.

#45 How Can You Lose Money in The Stock Market?

Play Episode Listen Later Aug 26, 2018 27:47


In this episode, I discuss the various ways one can go about losing money in the stock market. This will help you cover all the basis before beginning your investing journey.

#44 Peer to Peer Lending, A Viable Bond Alternative?

Play Episode Listen Later Aug 8, 2018 25:10


In this episode we talk about the advantages of using a peer to peer lending platform as well as the drawbacks. We also compare this type of investment to bonds.

#43 Should you Invest in REITs?

Play Episode Listen Later Aug 3, 2018 22:54


In this episode, we talk about REITs and how they work. Should they earn a spot in your portfolio? Listen to find out!

#42 Should you Buy, Lease or Finance your Vehicle

Play Episode Listen Later Jul 24, 2018 32:06


In this episode, we discuss the pros and cons to leasing, buying or renting your vehicle as well as purchasing a second hand vehicle. Enjoy!

#41 Share Buy Backs, Are They Better than Dividends?

Play Episode Listen Later Jul 16, 2018 17:21


In this episode we go over share buybacks , how they compare to dividends and if they are a positive signal for investors.

#40 Hedge Funds,CFA Hiatus is Over!!!

Play Episode Listen Later Jun 26, 2018 25:15


We apologize for our long break but the CFA/work life was brutal. Anyways... Here is the latest and greatest episode from PFB on hedge funds. Enjoy!

#39 Is the Stock Market Efficient?

Play Episode Listen Later Apr 24, 2018 30:09


In this episode we explain what an efficient market really means and how you can really make money ;)

#38 Why Credit Cards Should be Your Friends

Play Episode Listen Later Apr 6, 2018 38:46


In this episode, we explain our love for credit cards and debunk a few myths.

#37 How Interest Rates Affect the Stock Market

Play Episode Listen Later Mar 21, 2018 28:18


In this episode, we discuss the link between interest rates, the stock market and other securities. Have a listen to know what to do in this rising rate environment!

#36 Insider Trading

Play Episode Listen Later Feb 26, 2018 26:36


In this podcast we discuss insider trading, what it implicates and it's legality.

#35 Making money in a bear market

Play Episode Listen Later Feb 8, 2018 43:45


In this episode we talk about different investment vehicles that can allow you to make money in a down market.

#34 Protecting your portfolio with defensive stocks

Play Episode Listen Later Jan 31, 2018 32:22


In this episode we talk about how defensive stocks are a great way to limit your losses during a market downturn as well as economic lags and other off-topic subjects.

#33 International Diversification

Play Episode Listen Later Jan 20, 2018 28:34


In this episode we discuss investment opportunities abroad following our Thailand trip as well as ADR's and international Etfs.

#32 Why should you consider starting a small business

Play Episode Listen Later Dec 22, 2017 27:14


In the episode we go over some of the highlights of being a small business owner. From tax advantages to a greater sense of fulfillment, owning a small business may be something for you to look into.

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