Podcasts about rrsp

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs leverage really the risky part of wealth building — or is the bigger risk misunderstanding how, when, and why to use it?Many Canadian business owners and investors already use leverage every day through mortgages, vehicle financing, business debt, or lines of credit — yet borrowing to invest often feels like a completely different level of risk. In this episode, Kyle and Jon unpack why some forms of debt feel “normal” while others feel dangerous, and how education, experience, asset choice, and the right support can dramatically change how risk is perceived. If you've ever wondered whether leveraged investing is smart strategy or unnecessary danger, this conversation will help you think more clearly about the difference.You'll walk away with:A clearer way to compare “acceptable” debt, like mortgages, with investment leverage that may create income or tax advantages.A practical lens for understanding objective risk versus perceived risk — and why your experience with an asset class matters.A better sense of when leverage may be an opportunity, when it may be a red flag, and why guidance or deeper education can help reduce costly mistakes.Press play now to rethink leverage, risk, and opportunity through a more strategic wealth-building lens.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs and investors, building long-term wealth Canada starts with a clear Canadian wealth plan that connects leverage, risk management, investment strategies, financial education, and tax optimization into one intentional system. Whether you are comparing real estate investing Canada with real estate vs renting, exploring passive income planning, optimizing RRSP room, or weighing salary vs dividends Canada, the goal is to use smart financial planning, personal vs corporate tax planning, and corporation investment strategies to reduce investment risk while creating more financial freedom Canada. A strong plan may include RRSP optimization, tax-efficient investing, Canadian tax strategies, capital gains strategy, corporate wealth planning, business owner tax savings, corporate structure optimization, and financial systems for entrepreneurs, all supported by retirement planning tools, financial buckets, an investment bucket strategy, and financial vision setting. By focusing on financial diversification Canada, modest lifestyle wealth, early retirement strategy, passive income, estate planning Canada, legacy planning Canada, and financial independence Canada, Canadians can create wealth building strategies Canada that balance real estate, corporate assets, tax planning, and long-term investment risk management.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Yarrow Fox and Cal join The Kid Carson Show to talk about SuperPatch, wearable neurotech, and why more people are looking for drug-free, non-invasive ways to support balance, pain, sleep, stress, focus, recovery, and everyday wellness.Yarrow, a former registered midwife, shares how her path shifted after leaving the medical system, how she discovered SuperPatch after a bike accident, and why she sees frequency, vibration, and body communication as part of the future of health.Connect with Yarrow: https://www.instagram.com/yarrowfox/Connect with Cal: https://www.instagram.com/supercal311/Check out SuperPatch: https://ca.superpatch.com/?rsu=suprcalBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Kid chats with Karen Woodfield, owner of Pink Elephant Hypnotherapy in North Vancouver, for a conversation about anxiety, subconscious patterns, spiritual hypnotherapy, Emotion Code, past life regression, and hypnobirthing.Karen shares how hypnotherapy works by communicating with the subconscious mind, why anxiety is often an output rather than the root issue, and how old memories, emotions, and belief systems can shape the body and nervous system. Connect with Karen WoodfieldWebsite: https://www.pinkelephanthypnotherapy.ca/Email: karen@pinkelephanthypnotherapy.caPhone: (778) 877-2410Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Adam Hart founded www.NotSus.net to help kids use screen time in a better way. Instead of endless scrolling and passive consuming, NotSus gives kids a safer place to learn, create, explore their curiosity, and start thinking for themselves.Adam also launched a podcast!Get entertaining insights, and hear what kids talk about their interests, school, and screentime on The NotSus Podcasthttps://open.spotify.com/show/2W1EDfZ6NJ9Su14Pbm0Mjthttps://podcasts.apple.com/es/podcast/the-notsus-podcast/id1896701364Connect with Adam on IG: https://www.instagram.com/notsus_edu/Looking for tutoring that develops a love for learning, valuable life skills, and results in better grades with less complaining?Contact Adam Hart for tutoring and workshops:  hello@adamhart.caBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

What should Canadians do when they turn 60 and start thinking seriously about retirement? In this episode, Joe Curry walks through the exact retirement income planning framework he would use if he were turning 60 today, covering CPP timing, RRSP and RRIF withdrawal strategies, tax-efficient investing, and portfolio design. Learn how to use your 60s as a powerful planning decade to reduce lifetime taxes, maximize retirement income, and create more financial freedom throughout retirement.   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!   Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified   Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs Ontario's small business tax cut actually saving you money—or just shifting the tax bill somewhere else?A lower corporate income tax rate sounds like a win for business owners, especially when headlines make the cut look dramatic. But if you eventually need to pull retained earnings out of your corporation, the personal tax side matters just as much as the corporate savings. This episode breaks down what the change really means, why the “savings” may not be as generous as they appear, and how business owners should think more strategically about salary, dividends, and retained earnings.You'll walk away with:A clearer understanding of how Ontario's small business tax cut affects active corporate income.The round-trip math behind saving tax inside the corporation versus paying more when dividends come out personally.Key planning questions to consider around retained earnings, passive income, salary, dividends, and long-term tax efficiency.Press play now to understand whether this tax change helps your business—or quietly creates a bigger planning problem down the road.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, building a strong Canadian wealth plan starts with understanding how small business taxin Ontario, a corporate tax cut, dividend tax, and personal vs corporate tax planning can impact long-term decisions around tax planning, business strategy, and wealth management. Whether your goal is financial freedom Canada, financial independence Canada, or an early retirement strategy, the right approach may include corporate wealth planning, salary vs dividends Canada, RRSP optimization, optimizing RRSP room, tax-efficient investing, passive income planning, and smart corporation investment strategies. For business owners pursuing modest lifestyle wealth, legacy planning Canada, and building long-term wealth Canada, it's important to align financial buckets, an investment bucket strategy, financial vision setting, retirement planning tools, and financial systems for entrepreneurs with practical Canadian tax strategies, business owner tax savings, capital gains strategy, and corporate structure optimization. From real estate investing Canada and real estate vs renting to financial diversification Canada, passive income, and estate planning Canada, the best wealth building strategies Canadahelp connect today's cash flow decisions with tomorrow's freedom, security, and family legacy.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

EP 219 pulls back the curtain on one of the most profitable careers most people have never heard of or fully understood.Kid sits down with Assal Moradian and Seemo Elusin to break down how young people are earning serious money from a laptop, traveling the world, and building freedom through high-ticket sales. These are the people training them to transform their lives through one core skill: closing.This episode gets into the psychology, mindset, rejection, confidence, and sales frameworks behind the remote income movement.Connected with Assalhttps://closecollective.co/https://www.instagram.com/assalmoradian/Connect with Seemohttps://www.thinkhtsa.io/https://www.instagram.com/seemoelusini/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Mike has a straightforward solution to Alberta separation. BT Global's Paul Beattie shares some exciting new stock recommendations. Warren Keane explains how to hold precious metals in your RRSP or TFSA. And a big, fat Goofy that will really PO some people. See omnystudio.com/listener for privacy information.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your corporate retained earnings really worth what you think they are once they finally reach your family's hands?If you've built up cash inside your corporation or holding company, it can feel like that money is fully part of your net worth. But once passive income taxes, dividend taxes, and the small business deduction grind come into play, the number on paper can look very different from what actually lands in your personal pocket. This episode helps incorporated business owners rethink retained earnings not just as “money in the corporation,” but as dollars that need a smart path to eventually reach human hands.You'll walk away with:A clearer understanding of why passive income inside a corporation can trigger heavy tax drag and reduce access to the small business tax rate.A practical way to compare income-producing investments versus capital-appreciating assets inside a corporate structure.Insight into how strategies like the capital dividend account and corporate-owned life insurance may support tax-efficient cash flow, legacy planning, and long-term wealth transfer.Press play now to learn how to think more strategically about retained earnings, corporate investing, and getting more of your business wealth into your family's hands.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for incorporated business owners starts with understanding corporate retained earnings Canada, retained earnings tax, and the difference between personal vs corporate tax planning so you can make smarter decisions around salary vs dividends Canada, RRSP optimization, optimizing RRSP room, and long-term corporate wealth planning. For Canadian entrepreneur finance, the goal is often financial freedom Canada, financial independence Canada, or an early retirement strategy built around modest lifestyle wealth, financial buckets, an investment bucket strategy, and practical retirement planning tools. Whether you are comparing real estate investing Canada, real estate vs renting, holding company investments, or other corporation investment strategies, the right approach should consider passive income corporation Canada, passive income planning, the small business deduction grind, capital gains strategy, the capital dividend account, corporate-owned life insurance, and broader Canadian tax strategies. With thoughtful corporate structure optimization, tax-efficient investing, business owner tax savings, financial systems for entrepreneurs, and financial diversification Canada, Canadian business owners can create stronger wealth building strategies Canada, support building long-term wealth Canada, clarify their financial vision setting, and strengthen legacy planning Canada and estate planning Canada through a more intentional corporate wealth strategy.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Early Hustle is a life simulation game designed to help kids turn screen time into real-world learning through play, budgeting, decision-making, customer care, entrepreneurship, and everyday responsibility. Creator Chris R. Mehan talks about building a fun-first game inspired by the classic paper route energy of Paperboy, where kids move through morning hustle, school and social loops, and evening choices that reflect real life. The project is being built with community input through Kickstarter, giving families, gamers, and backers a chance to help shape a game that teaches life skills while still being fun to play. Support Early Hustle on Kickstarter, follow them on Instagram, Facebook, TikTok, YouTube, X, and their official website.Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Luminara is a revolutionary new platform bringing remote energy healing into the mainstream by connecting people with trusted energy healers around the world. Kid sits down with Luminara founder Romain and practitioner Jenny to explore why more people are turning to energy work, and what it means for the future of wellness.Try Luminarahttps://www.luminara.care/InstagramFacebookBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

https://hub.controlandcompound.com/business-masterclass-webinar-replay   Most people think financial risk means stock market volatility. But in this episode, Darren and Christina will show you the real risks Canadians face are much bigger… and most people don't realize them until it's too late.   In this episode, they discuss: Canada's growing debt and deficits Why future taxes are one of the biggest risks to retirement RRSP and RRIF tax traps Cottage and estate taxes Corporate tax risks for business owners Loss of financial control Sequence of returns risk Why wealthy families prioritize liquidity and planning The risk of waiting too long to make decisions   This episode is packed with practical insights for business owners, retirees, investors, and anyone serious about protecting and compounding wealth over the long term.   Show notes: 00:00 - Introduction 01:53 - What Financial Risk Really Means 04:29 - Canada's Debt and Deficit Problem 09:34 - The RRSP Tax Trap 12:50 - Cottage Taxes at Death 15:27 - Corporate Tax Risks for Business Owners 19:09 - Why Control Matters 21:40 - Sequence of Returns Risk Explained 25:18 - The Biggest Risk: Doing Nothing 28:51 - What Wealthy Families Do Differently 31:06 - Final Thoughts on Protecting Wealth FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound    TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Hadley Warner, founder of Cake & Steak Beauty, joins Kid to share her wild fertility story and connecting with a scientist who claims there are strange blinking lights now living in our blood. From searching for an unvaccinated sperm donor to traveling overseas for fertility treatments, questioning medical systems, and building a skincare brand rooted in old-world ingredients, this conversation is about bodily sovereignty, curiosity, and what happens when you refuse to stop asking questions.Connect with Hadleyhttps://www.instagram.com/cakeandsteakbeauty/Shop “Cake & Steak” a pure premium skincare line. https://www.cakeandsteakbeauty.com/More about Nano technology in the blood:https://www.bitchute.com/video/Lt174uvSgw27/https://substack.com/@anamihalceamdphdBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

When should you convert your RRSP to a RRIF? In this episode of Your Retirement Planning Simplified, Joe Curry explains the key differences between RRSPs and RRIFs, how RRIF minimum withdrawals work, and why the right timing depends on your retirement income plan, tax strategy, and estate goals. Learn how RRSP meltdown strategies, pension income splitting, and OAS clawback planning can impact your retirement income in Canada.   Resources Government of Canada - RRIF Minimum Withdrawal Rules Government of Canada - Old Age Security (OAS) Recovery Tax   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you chasing a tax-saving strategy that sounds smart—but may not be the biggest financial opportunity in front of you?In this episode, Jon Orr and Kyle Pearce unpack a real-world Canadian wealth planning scenario involving rental properties, cash damming, the Smith Manoeuvre, a primary residence mortgage, and retained earnings inside a corporation. While strategies like cash damming can create tax-deductible interest, the episode challenges listeners to step back and ask whether the time, complexity, and bookkeeping are actually worth the payoff right now. For business owners and real estate investors, the bigger win may come from identifying the highest-impact planning opportunity before getting lost in the weeds of smaller optimizations.You'll walk away with:A clearer understanding of how cash damming fits within the Smith Manoeuvre and why the purpose of borrowed funds matters.A practical way to think through whether a tax deduction is meaningful enough to justify the effort.A reminder to compare small tax-saving moves against larger planning opportunities, especially when corporate retained earnings and future tax exposure are involved.Press play now to learn how to spot the difference between a clever financial tactic and the strategy that may matter most.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Cash Damming and the Smith Manoeuvre are popular Canadian tax strategies, but the real question for Canadian investors, entrepreneurs, and business owners is whether these moves fit into a bigger Canadian wealth plan. In this episode of Canadian Wealth Secrets, we explore how Tax Planning Canada, Rental Properties, HELOC Strategy, and Canadian Real Estate Investing can work together with Corporate Wealth Planning, Retained Earnings, and Business Owner Tax Strategy to support long-term goals like financial freedom Canada, early retirement strategy, passive income planning, and financial independence Canada. For incorporated professionals, the conversation goes beyond real estate investing Canada and looks at salary vs dividends Canada, personal vs corporate tax planning, corporation investment strategies, corporate structure optimization, business owner tax savings, and tax-efficient investing. You'll also hear why modest lifestyle wealth, RRSP optimization, optimizing RRSP room, financial buckets, investment bucket strategy, capital gains strategy, estate planning Canada, legacy planning Canada, and financial vision setting all matter when building long-term wealth Canada. Whether you're comparing real estate vs renting, planning for retirement, exploring retirement planning tools, improving financial systems for entrepreneurs, or seeking better financial diversification Canada, this episode helps you focus on wealth building strategies Canada that align with your lifestyle, tax situation, and future goals.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereCould your RRSP become one of your biggest future tax problems—and is there a smarter way to unwind it?Many Canadians spend decades building RRSP wealth, only to discover later that RRIF withdrawals can trigger a much larger tax bill than expected. This episode breaks down why the real issue is not the RRSP itself, but the lack of a coordinated system for withdrawals, deductions, leverage, and retirement cash flow. You'll hear how tax-efficient planning can begin well before retirement, especially for high-income Canadians, incorporated business owners, and anyone trying to preserve more of what they've built. In this episode, you'll learn:How RRSPs and RRIFs really differ—and why converting strategically can create more control over income, liquidity, and tax timing.What a true RRIF meltdown strategy involves, including how investment loan interest deductions can help offset taxable RRIF income.How self-made dividends and capital gains planning can support retirement cash flow while reducing reliance on fully taxable income sources.Press play now to learn how a more intentional RRSP and RRIF strategy could help you reduce future tax drag and create more flexibility in retirement.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Are you caught between supporting your adult kids and your aging parents while trying to fund your own retirement? You are not alone, and the math is real.In this solo episode of the Give A Heck Podcast, Dwight Heck unpacks the Canadian sandwich generation, one of the most pressing financial and emotional pressures facing Canadians in 2026. Drawing on more than 24 years in financial services and his own lived experience as a single father of five, Dwight breaks down the real numbers behind the pressure and the practical steps to start carrying the weight on purpose instead of by accident.What you will learn in this episode:✅ Why more than one in three Canadian young adults under 34 are living with at least one parent✅ The three invisible withdrawals quietly draining the sandwich generation's retirement✅ The 2026 cost of long-term care in Alberta and British Columbia✅ Why the RRSP is not always the right tool, and when the TFSA should take the lead✅ Three questions every Canadian needs to ask to start living on purpose✅ The exact conversation to have this week with your adult kids and your ageing parents⏱️ Chapters:0:00 Welcome and Introduction0:57 Why This Solo Episode Matters4:30 The Pressure Is Real, 2025 RBC and iPaaS Data7:00 A Global Pattern, A Canadian Reality9:30 The Other Side of the Sandwich, Ageing Parents11:30 The Three Invisible Withdrawals16:00 Three Questions to Live on Purpose18:30 The Canadian Financial Toolkit24:30 Why Segregated Funds Earn Their Keep27:00 The Conversation to Have This Week30:00 How Dwight Can Help and Final Thoughts

Brazilian lymphatic drainage is emerging as one of wellness's next major waves, and Julia of The Julia Method is the country's top trainer, and mentor, helping practitioners get ahead before the space gets crowded. They talk about why this treatment is moving beyond beauty into body sculpting, lymphatic flow, fascia, nervous system regulation, stress recovery, perimenopause support, and self-employment for women in wellness. For practitioners, spa owners, and anyone watching the future of self-care, this is the moment to learn the Julia Method before Brazilian lymphatic drainage becomes standard on every treatment menu.Connect with Julia:Website: thejuliamethod.comInstagram: @thejuliamethodBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Nicole Shewaga joins Kid for a conversation about trauma, addiction, nervous system programming, relationships, and spiritual awakening. After surviving a devastating car crash at five years old, Nicole spent years living with chronic pain, buried trauma, and the pressure to perform while privately struggling with cocaine use, opiate addiction, and the emotional weight of survival.Connect with Nicole:Instagram: https://www.instagram.com/nicoleshewaga/Website: https://www.nicoleshewaga.com/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Stephanie Wardman of Naturally Nourished Family joins The Kid Carson Show for a conversation about non-toxic living, real food, homemade household products, and why convenience may be costing families more than they realize. From making deodorant and laundry detergent at home to feeding kids whole foods, avoiding processed ingredients, and going back to the basics, Stephanie shares a grounded look at what it means to build a healthier family home in a distracted world.CONNECT WITH STEPHANIE:naturallynourishedfamily.comINSTAGRAMBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Karen Kobel is the founder of Kahlena Movement Studio in North Vancouver, a space built around Pilates, dance, yoga, sound healing, movement, breath, and community.They chat about what it really took to keep a movement studio alive through lockdowns, mandates, public pressure, and personal health challenges. She shares her experience as a vaccine injured business owner, the emotional weight of being separated from normal community life, and why she continued creating spaces for people to move, breathe, connect, and heal.Connect with Karen Kobel and Kahlena Movement Studio:Website: https://kahlena.com/Instagram: https://www.instagram.com/kahlena_movement/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

This episode is a deep dive into one of the most misunderstood investment vehicles in Canada — the RRSP. Whether you've been told to avoid them or told they're the holy grail of retirement savings, the truth is nuanced, and it all comes down to your income, your stage of life, and your strategy. Key Topics: What an RRSP actually is — and how it differs from a tax elimination tool (spoiler: it's not one) Who benefits most from contributing to an RRSP (hint: if you're earning $90K+, pay attention) The biggest mistake people make when withdrawing — the lump sum trap How to build wealth inside your RRSP beyond just "parking it in cash" Spousal RRSP contributions and how couples can use income-splitting to their advantage Why your tax refund is your secret weapon — and what we did with ours (Barbados, twice — no regrets) The TFSA, RESP, and the newer FHSA: how to think about all three buckets together What happens at age 71 when your RRSP must convert to a RRIF — and why you want to plan for this before it happens The RRSP meltdown strategy: how to draw down intentionally so you're not hit with a massive, avoidable tax bill Why you need to talk to your advisor more than once a year — and what life changes should trigger that call immediately Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE This episode is sponsored by: withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your first order and 20% off your first subscription order St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15  Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for "subscribe & save" option Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Metabolic Guide | jennpike.com/metabolic-guide Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

In this episode, Joe Curry breaks down three essential steps to take immediately after retiring in Canada to avoid costly mistakes. Learn how to optimize your RRSP withdrawal strategy, properly time CPP and OAS, and build a sustainable retirement income plan.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Elias Makos is joined by Justine McIntyre, Co-Founder of Civica Strategies and former city councillor, and Sue Smith is a Montreal journalist and broadcaster. Ottawa is accusing PQ leader Paul St-Pierre Plamondon of spreading "conspiracy theories.” This after clips of Plamondon speaking at a town hall organized by CIJA – The Centre for Israel and Jewish Affairs – are gaining traction online. Québec Solidaire parliamentary leader Ruba Ghazal is demanding the Fréchette government to adopt a law to help prevent femicides and to increase the budget of shelters for women victims of domestic violence. Economist Pierre-Carl Michaud is ruffling feathers with a piece in L'actualité on some of the most sacred savings vehicles in Canada: the RRSP and the TFSA. He argues there’s no proof that these vehicles actually increase savings. The U.K has passed a bill that would ban children born after January 1st 2009, from buying cigarettes during their lifetime.

Kevin McNee joins Kid Carson for a conversation about men, marriage, fatherhood, boundaries, and the long road back to self respect.The conversation also explores the power of men connecting with other men honestly, and how being seen, challenged, and supported in that space can become a turning point in healing.Connect with Kevin:MenforMore.comhttps://www.instagram.com/creatingtheripple/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Kid Carson sits down with Jason Speers, founder of Babbl, a Vancouver-based internet provider challenging the traditional telecom model in Western Canada.Jason breaks down:- how third party internet service providers work, - why most households are overpaying for internet, - and how Babbl is offering the same internet at a better price with no contracts, no promo traps, and fast digital customer support!Connect with Babblheybabbl.caInstagram here: @heybabblBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠kidcarson.com/promo⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15 percent off anything in the MindfulMeds shop.Website: ⁠⁠⁠mindfulmeds.io⁠⁠⁠Instagram: ⁠⁠⁠@mindfulmeds_ca⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠withbureau.com/ca⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠theauthority.ca⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠gilmorerealestate.ca⁠⁠⁠Instagram: ⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠@consciouslab⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠@kidcarsonofficial⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠@consciouslab⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Rachel Thexton shares the hidden reality of high-functioning opioid addiction while building a successful PR career. In this conversation, she opens up about living a double life, hiding her dependency in corporate boardrooms, and making trips to Vancouver's Downtown Eastside just to avoid withdrawal. Rachel is the founder of Thexton Public Relations, a PR firm that helps brands connect traditional media and social media through compelling storytelling.Connect with Rachel:https://www.instagram.com/rachelthextonconnects/https://thextonpr.com/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠kidcarson.com/promo⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15 percent off anything in the MindfulMeds shop.Website: ⁠⁠mindfulmeds.io⁠⁠Instagram: ⁠⁠@mindfulmeds_ca⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠kidcarson.com/GOLD⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠withbureau.com/ca⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠theauthority.ca⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠gilmorerealestate.ca⁠⁠Instagram: ⁠⁠@nicolegilmorerealestate⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠kidcarson.com/leesoil⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠@consciouslab⁠⁠Connect with Kid CarsonInstagram: ⁠⁠@kidcarsonofficial⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠@consciouslab⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Kid Carson sits down with Dr. Shaista Kaba Fatehali of Thrive Kids to explore what children's behaviour is really communicating, how emotional safety is built, and why raising resilient kids starts with connection, not control.Dr. Shaista is a registered clinical counsellor who works with children, youth, and families through a relational and developmentally informed approach. With a PhD in childhood development, training in Synergetic Play Therapy and EMDR, and experience as an educator who understands the school system from the inside, she brings together clinical insight, developmental expertise, and practical understanding of the environments where children spend much of their lives.Connect with Dr. Shaista:https://www.instagram.com/thrivekidsbc/https://thrivekidsbc.ca/Her book! "Back Home"Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠kidcarson.com/promo⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15 percent off anything in the MindfulMeds shop.Website: ⁠mindfulmeds.io⁠Instagram: ⁠@mindfulmeds_ca⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠kidcarson.com/GOLD⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠withbureau.com/ca⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠theauthority.ca⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠gilmorerealestate.ca⁠Instagram: ⁠@nicolegilmorerealestate⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠kidcarson.com/leesoil⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠@consciouslab⁠Connect with Kid CarsonInstagram: ⁠@kidcarsonofficial⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠@consciouslab⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Kid Carson talks with Jaya, founder of Eyeconic Studio in Surrey, about brow mapping, lash lifts, natural beauty trends, and what it takes to build a successful beauty business.Jaya explains the shift away from older permanent brow looks toward softer, more natural results.Connect with Jaya on Instagram:@eyeconicstudio_Book with Jaya:Eyeconic Studio booking linkBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.kidcarson.com/promoSPONSORSMindfulMedsThe mental health booster.The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15 percent off anything in the MindfulMeds shop.Website:mindfulmeds.ioInstagram:@mindfulmeds_caTurn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.kidcarson.com/GOLDBureau Soundproof Office PodsThe soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website:withbureau.com/caThe Authority by Dawne RussellIn a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website:theauthority.caNicole Gilmore RealtorLooking for an amazing real estate agent. Meet Nicole Gilmore.Website:gilmorerealestate.caInstagram:@nicolegilmorerealestateLee's OilIs the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.kidcarson.com/leesoilConscious LabA community space for entrepreneurs in downtown Vancouver.Instagram:@consciouslabConnect with Kid CarsonInstagram:@kidcarsonofficialThe Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram:@consciouslabThe Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

In this episode, Joe Curry breaks down six costly retirement mistakes Canadians make around CPP timing, RRSP withdrawals, TFSA usage, and OAS clawback. Learn how proper retirement income planning can help you reduce taxes, protect benefits, and create a more efficient, coordinated retirement strategy.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

What is an RRSP meltdown strategy—and should you use one? In this episode, Joe Curry explains how intentional RRSP and RRIF withdrawals, CPP and OAS timing, and tax-efficient planning can help reduce lifetime tax and create more flexible retirement income in Canada.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Kid sits down with Mike Oulton for a raw conversation about prison, survival, respect, boundaries, and how hard-earned lessons from extreme environments can translate into everyday life.Mike shares stories from spending roughly 15 years in prison across four countries, how those experiences shaped his thinking, and why respect is the number one currency inside. They also talk about Mike's path from crime to writing, corporate emceeing, and helping build a nonprofit pet store that supports animal rescues. This is a conversation about redemption, pressure, identity, and what it really takes to rebuild your life after chaos.Connect with Mike Oultonhttps://www.mikeoultonspeaker.com/Corporate parties:https://www.vancouvermc.com/Children's parties!https://www.partyprosvancouverkids.com/Mike's Animal Charity!https://furevergivingpetsupply.com/Mike's podcast:https://podcasts.apple.com/ca/podcast/prison-rules-for-life-with-mike-oulton/id1509860826Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.

Join our Directors of Tax and Retirement Research for a practical, timely walkthrough of what advisors need to know to guide their clients through the final stretch of tax season. They'll cover key tax updates, common filing pitfalls and the strategic considerations that matter now that the RRSP window has officially closed to help you support clients with clarity and confidence. Recorded on March 24, 2026. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. Fidelity mutual funds and ETFs are available by working with a financial advisor or through an online brokerage account. Visit fidelity.ca/howtobuy for more information. For a fifth year in a row, FidelityConnects by Fidelity Investments Canada was ranked #1 podcast by Canadian financial advisors in the 2025 Environics' Advisor Digital Experience Study.   --   Joignez-vous aux directrices en chef, Recherche sur la retraite et la fiscalité de Fidelity, pour un survol pratique et opportun de l'essentiel à connaître pour aider la clientèle à braver les derniers jours de la période des impôts. Elles passeront en revue les principales mises à jour fiscales, les pièges courants liés à la production des déclarations et les considérations stratégiques à retenir maintenant que la période de cotisation aux REER est officiellement terminée. Date : 24 mars 2026 Chez Fidelity, notre mission consiste à aider le public investisseur canadien à se bâtir un meilleur avenir et à rester à l'avant-garde. Nous offrons aux particuliers et aux institutions une gamme de portefeuilles de placement innovants et fiables pour les aider à atteindre leurs objectifs financiers et personnels. Les fonds communs de placement et les FNB de Fidelity sont offerts par l'intermédiaire des conseillers et conseillères en placements et de comptes de courtage en ligne. Pour de plus amples renseignements, visitez fidelity.ca/commentinvestir. Les baladodiffusions DialoguesFidelity se sont classées au premier rang pour une cinquième année consécutive lors du sondage 2025 d'Environics sur l'expérience numérique des conseillers et conseillères en placements au Canada.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre dividends really the smartest way to pay yourself from your corporation—or could they be quietly costing you more over time?If you're an incorporated Canadian business owner, chances are you've heard that dividends are the more tax-efficient option. But that idea can be misleading when you look at the full picture. This episode breaks down why the real decision isn't just about this year's tax bill—it's about RRSP room, CPP, corporate tax thresholds, investment discipline, and building a better long-term wealth strategy.You'll learn:Why the “dividends save tax” belief is mostly an illusion once you understand tax integration.When salary becomes the stronger move, especially as corporate income rises above key thresholds like $500,000.The practical income benchmarks that can help you decide when to use salary, dividends, or a blend of both.Press play to find out how to pay yourself more strategically—and stop leaving money on the table.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you avoiding your RRSP because you're afraid it could become a massive tax problem later?If you're a high-income earner or incorporated business owner, you've probably wondered whether stuffing money into your RRSP today just means paying 50% tax on it tomorrow. Maybe you've even held back contributions, thinking you'll “optimize it later” when you have the perfect plan. But in trying to avoid a future tax issue, you could be missing the bigger risk: not building enough in the first place. Wealth doesn't grow because you perfectly optimized every detail — it grows because you consistently created bigger “problems” worth solving.In this episode, you'll discover:Why an “RRSP that's too big” is usually a sign you're doing something right — and how to handle it strategically.How leverage strategies and smart withdrawals can turn a future tax concern into an opportunity to grow even more.How to think about asset location across RRSPs, corporate accounts, and non-registered investments to maximize flexibility and long-term tax efficiency.Press play now to learn how to use your RRSP as a powerful wealth-building tool — not something to fear.

Episode overview In this episode of Investments Unplugged, hosts Kevin Headland and Macan Nia mark International Women's Day by exploring longevity through the lens of women and financial preparedness. They're joined by Director, Multi-Asset Solutions Erica Camilleri, who shares thoughts and research on why longevity risk is higher for women, how today's macroeconomic backdrop (including higher cross-asset correlations and persistent inflation) can amplify retirement risks, and what investors can do—through better planning, appropriate risk-taking, and sound advice—to reduce the odds of outliving their savings.   Key topics & insights 1. Longevity risk and why it's higher for women Financial shortfall risk gap — Manulife research found that women in Canada face a higher risk of experiencing financial shortfalls in retirement than men do (34% vs. 29%). It's not just living longer — Longevity risk stems from a mix of longer (and rising) life expectancies, plus structural and social factors that can reduce lifetime savings and increase retirement vulnerability. 2. Health, wealth, and “longevity preparedness” Health and wealth are intertwined — The conversation emphasizes that longevity preparedness isn't only about financial issues; for example, poor health can worsen retirement outcomes and vice versa. New tools and frameworks — The “longevity preparedness index” is designed to measure readiness to thrive while aging in retirement and is expected to expand into Canada in coming years. 3. The role of incentives and behaviour change (and why it matters for outcomes) Incentives can drive better habits — The episode highlights research over decades indicating that specific goals outperform vague “do your best” goals and discusses how incentive-based programs can encourage healthier behaviour (and, by extension, better long-term outcomes). 4. Structural inflation is still a long-term retirement risk Inflation has moderated cyclically but remains structurally higher — Even if inflation trends toward central bank targets, the episode argues households are still living with a higher price level and that long-run inflation may settle in the mid-to-high 2% range rather than the pre-pandemic norm. Retirement math is sensitive to small inflation shifts — A modest upward shift in expected inflation (example discussed: +40 bps) can materially raise required savings/asset levels for retirement (example cited: a 30-year-old might need ~19% more assets). 5. Portfolio construction challenges: higher correlations and concentration risk Diversification is harder when correlations rise — The hosts discuss higher correlations within equities and between equities and fixed income, plus increased market concentration—factors that can make portfolios more vulnerable to shocks. Longevity risk is amplified by portfolio risk — In a “fluid” market backdrop, managing drawdowns and sequence-of-returns risk becomes more important for sustaining long retirements. 6. Mitigating longevity risk: saving earlier, compounding, and appropriate risk Start early; small changes matter — The conversation stresses the power of compounding and the outsized impact of starting earlier (even with small incremental improvements). Avoid being overly conservative — The episode argues many investors (especially in defined contribution plans) are too conservative, and that growth asset exposure is critical to reducing shortfall risk over multi-decade retirements. Rethinking retirement glidepaths — Erica explains their approach avoids a static asset allocation through retirement, allowing for more growth exposure early in retirement given retirements can last decades. 7. Advice, planning, and using the right tools (including RRSPs) Financial advice early helps — A repeated theme is that advice earlier in life helps investors understand opportunities, risks, and the need for money to last throughout retirement (and potentially leave a legacy). Tax-advantaged tools matter — The hosts reference prior discussions on RRSP benefits and how tax savings can compound and support retirement resilience. ·   Actionable takeaways for Canadian investors Plan for a longer retirement than you think: Build your plan around the possibility of a multi-decade retirement (the episode references retirements that could stretch to ~40 years). Don't ignore inflation in long-range assumptions: Stress-test your retirement plan for slightly higher long-term inflation; even small changes can require meaningfully higher savings. Prioritize time in the market (compounding): If you're early in your career, focus on starting now—small contribution increases made earlier can have an outsized impact later. Be deliberate about risk—not automatically conservative: Review whether your portfolio is too cautious for your horizon (including early retirement), since insufficient growth can increase shortfall risk. Diversify with today's correlation regime in mind: Recognize that diversification may be less reliable when equity/fixed income correlations rise; ensure your portfolio isn't overly concentrated in a few exposures. Use advice and tax tools to improve outcomes: Consider getting financial advice earlier and make full use of retirement vehicles (e.g., RRSPs) where appropriate to improve after-tax compounding.   Links & Resources Listen to the episode:Investments Unplugged Podcast Learn more about Manulife Investments:Manulife IM Canada Share & Subscribe If you enjoyed this episode, please share it with your network and subscribe for future insights on markets, investing, and portfolio strategy.   For informational purposes only. This episode does not constitute investment advice. Please consult a qualified advisor before making investment decisions.    

In this episode of Your Retirement Planning Simplified, Joe Curry outlines seven expensive retirement planning mistakes affluent Canadians make in their 60s. From CPP and OAS timing to RRSP and RRIF withdrawal strategies, tax-efficient investing, and purposeful spending, this conversation will help you protect your retirement income plan and avoid costly missteps. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you accidentally letting hundreds of thousands of dollars sit idle in your holding company… unsure how to deploy it without triggering unnecessary tax?If you're a Canadian business owner with retained earnings building up in your holdco, you've probably felt the tension. You want to grow your wealth—but you don't want to make a costly mistake. Your accountant tracks what's happened, but who's helping you think proactively about what to do next? With salaries, RRSP room, rental properties, corporate investments, and tax efficiency all in play, it's easy to feel stuck between “do nothing” and “overcomplicate everything.” What you really want is clarity—and optionality.In this episode, you'll discover:A simple 50/50 framework for splitting retained earnings between risk-off liquidity and long-term growth.How to structure corporate investments to create tax-efficient capital gains and future tax-free income through the Capital Dividend Account.Why thinking holistically—across your corporation and personal assets—unlocks powerful flexibility, leverage, and long-term tax control.Press play now to learn how to turn your holding company into a strategic wealth engine—not just a parking lot for cash.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs index fund investing really the best path to financial freedom — or is it only effective if you can survive the emotional rollercoaster that comes with it?Most investors are told the same advice: buy the market, hold for decades, and trust long-term averages. And yes… mathematically, it works. But the real question is: can you stick with it when the market drops 20%? Or when you're retired and withdrawing income during a downturn?In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon Orr break down a powerful question many Canadians overlook:Index Fund Investing: Growth Strategy or Income Strategy?They explore why index funds feel simple on paper, why real estate often feels “safer,” and how the best portfolio isn't just the one with the highest average return — it's the one you can actually stay committed to.This conversation dives into:The real reason many investors abandon index funds during market volatilityIndex fund vs real estate: why real estate feels more stable (even when it isn't)How an income investing strategy can reduce emotional decision-makingWhy leveraged investing in Canada looks great in spreadsheets but feels scary in real lifeWhat the 4 percent rule in Canada misses when markets decline during retirementHow to think about diversification, “dry powder,” and building a portfolio that supports long-term income needsIf you've ever wondered whether your RRSP, TFSA, or corporate investments are built for true financial freedom — or just built for average returns — this episode will shift the way you think about investing.

In this episode of Your Retirement Planning Simplified, Joe Curry sits down with estate planning expert Mark Halpern to discuss tax-efficient investing, charitable giving strategies, and how Canadians can reduce estate tax while building a meaningful legacy. If you're approaching retirement and want to protect your wealth, optimize your RRSP and RRIF withdrawal strategies, and explore philanthropy in Canada, this conversation is packed with practical insight.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if carrying debt into retirement could actually reduce your taxes and increase your long-term flexibility?Many Canadians are taught that being mortgage-free is the ultimate financial goal—but what happens when that mindset clashes with taxes, retirement withdrawals, and lost growth opportunities? If the Smith Maneuver or leverage-based investing has ever made you uneasy, especially when you picture retirement looming, you're not alone. This episode breaks down why “good debt” doesn't suddenly stop working when your house is paid off—and how intentional use of leverage can turn future tax problems into strategic advantages.In this episode, you'll discover:How investment debt can offset RRSP/RRIF withdrawals and potentially eliminate taxes in retirementWhy starting the Smith Maneuver earlier creates more optionality and smoother income later onHow combining RRSPs, non-registered investments, and leverage can increase net worth while reducing long-term tax dragPress play now to learn how strategic debt, done right, can give you more control, lower taxes, and greater financial freedom over your lifetime.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylReady to connect? Text us your comment including your phone number for a response!Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss whether it's a mistake to take your RRSP at 71. It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Hosts Kevin Headland and Macan Nia recently sat down with John Natale, Head of Tax, Retirement & Estate Planning Services at Manulife, to unpack: • The real world trade offs between registered retirement savings plans (RRSPs) and tax-free savings account (TFSAs); • Why successor holder designations can spare families tax and paperwork; • A time sensitive spousal RRSP contribution opportunity after a death; • Cross border (U.S.) TFSA considerations; • Using segregated funds as a liquidity “cash wedge” after death; and • Why the value of financial advice extends far beyond portfolio returns. Take a listen for practical, plain language insights you can bring to client conversations today.