Podcasts about rrsp

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Best podcasts about rrsp

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Latest podcast episodes about rrsp

The Clear Money Mindset
EP 67 - Fall Financial Checkup

The Clear Money Mindset

Play Episode Listen Later Sep 4, 2026 19:22


A review in the fall gives you something a January review can't — time to act on what you find. This episode covers a full check-up: a cash flow review using the categorization your bank has already done, a realistic approach to emergency savings, and the registered accounts with December 31 deadlines. That includes the FHSA, where room only starts building once the account is open, RESP grant timelines that end sooner than most people expect, the RDSP match, and TFSA withdrawal timing that can cost or save you a year of contribution room. We also get into RRSP contribution versus deduction timing, tax-loss harvesting and the superficial loss rule, and how to fund holiday spending over the next 15 weeks rather than in December. Four months is enough time to make a few of these decisions well. Informational purposes only — not legal, tax, or financial advice.

How is my Financial Health, Doc?
Debunking Pension Myths and Misinformation (Part 1)

How is my Financial Health, Doc?

Play Episode Listen Later Sep 4, 2026 49:23


This episode was triggered and is a response to a Canadian physician who, on a podcast, discussed the difference between RRSP and IPP (Individual Pension Plan) and, in doing so, delivered numerous false information. When I listened to the episode, I quickly realized many so called financial "gurus" are providing the same misunderstanding of what IPP are and are not. I am taking this opportunity to discuss with a real pension lawyer what is real and what is false about IPPs. I hope that real information permutes the airwaves, and not myths or misinformation.   To leave me with comments or feedback, please email me at hmfhd2020@gmail.com.  

Canadian Wealth Secrets
How Much Should You Really Contribute to Your RRSP?

Canadian Wealth Secrets

Play Episode Listen Later Sep 2, 2026 27:01 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you contributing the right amount to your RRSP—or could trying to maximize it actually be costing you more in tax?RRSP decisions can get especially complicated when you own a corporation and have control over how much salary you pay yourself. Taking more income just to create additional RRSP room may sound smart, but it can also trigger higher personal taxes and create trade-offs that are easy to miss. This episode breaks down why the best strategy often isn't “max it out” or “avoid it altogether,” but finding the right balance for your income, lifestyle, corporation, and retirement plan.You'll learn:Why creating extra RRSP room by increasing your salary may not always produce the tax savings you expect.How to think about investing inside your corporation versus moving money into an RRSP for retirement.How your spending needs, tax brackets, passive corporate income, and available contribution room can help determine the right middle-ground strategy.Press play now to learn how to make more intentional RRSP decisions without sacrificing tax efficiency along the way.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, building a strong Canadian wealth plan requires more than simply maxing out an RRSP or increasing salary to create additional contribution room. Effective retirement planning and tax planning involve understanding how RRSP optimization, CPP, passive income, salary vs dividends Canada, and personal vs corporate tax planning work together within a broader tax strategy. A thoughtful approach to corporate wealth planning can help entrepreneurs balance corporation investment strategies, tax-efficient investing, business owner tax savings, and optimizing RRSP room while building the right financial buckets for today, retirement, and future goals. For those pursuing financial freedom Canada, financial independence Canada, or an early retirement strategy, factors such as a modest lifestyle wealth approach, investment bucket strategy, passive income planning, capital gains strategy, and corporate structure optimization can all influence how wealth is accumulated and eventually withdrawn. As part of a broader Canadian entrepreneur finance strategy, business owners may also consider financial diversification Canada, real estate investing Canada, real estate vs renting, estate planning Canada, legacy planning Canada, and other retirement planning tools when setting their financial vision. Ultimately, the episode highlights that wealth building strategies Canada, Canadian tax strategies, financial systems for entrepreneurs, and building long-term wealth Canada rarely come down to an all-or-nothing decision—the goal is to find the right balance between personal income, corporate investing, registered accounts, lifestyle needs, and long-term financial objectives.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Rob Tetrault Show
Most Canadians Withdraw From the Wrong Account First

The Rob Tetrault Show

Play Episode Listen Later Sep 2, 2026 7:32


beyond MD with Dr. Yatin Chadha
Ep #124: I Asked AI To Build My Financial Plan. Then I Gave It to 2 Experts

beyond MD with Dr. Yatin Chadha

Play Episode Listen Later Aug 28, 2026 79:37


I used AI to generate a financial plan & life roadmap and then I gave this to 2 experts for review. Today I'm thrilled to host Mark McGrath, CFP, and Aravind Sithamparapillai, CFP, on the show.Mark McGrath is a leading Canadian voice in evidence-based finance & founded his own advice-only practice called Phynance, where he helps physicians with financial planning. He is also co-author of “Wealthier: The Investing Field Guide for Canadian Millennials.”Aravind Sithamparapillai is a financial planner and founder of AMA wealth. Last year, Aravind earned his CFP® designation with the highest exam score in the country, placing him at the top of the CFP® Exam President's List. He was also selected for FP Canada's Emerging Leader's Award.Discussion Points:Part 1 - introductions (2:24)- my AI inputs and outputs (5:18)- Mark & Aravind's initial reflections (9:25)Part 2 - Limitations (26:17)- knowing how much one will spend in retirement, stress testing, compensation strategiesPart 3 - Tax efficiency - RRSP debates (43:05)- Individual pension plan (46:01)- Home equity line of credit/HELOC (51:15)- Permanent life insurance (58:40)Part 4 - Top priorities - (1:07:32)Mark McGrath:phynance.ca https://www.linkedin.com/in/markmcgrathcfp/Aravind Sithamparapillai:https://amawealth.ca/https://www.linkedin.com/in/sithamparapillai/Yatin Chadha:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmex credit card referral link:https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Canadian Wealth Secrets
Find the Biggest Gaps in Your Financial Plan Before They Cost You More

Canadian Wealth Secrets

Play Episode Listen Later Aug 26, 2026 15:15 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereYou've built real wealth—but how do you know your corporate cash, investments, taxes, and financial structures are actually working together as efficiently as they could?For incorporated business owners and high-income Canadians, building wealth is only part of the challenge. Retained earnings can sit idle, passive income can create major tax drag, and disconnected advice from accountants, lawyers, and investment professionals can leave costly gaps that no one is responsible for spotting. This episode explores why having substantial assets doesn't necessarily mean your wealth is optimized—and why liquidity, tax efficiency, and coordination matter just as much as the numbers on your statements.You'll discover:How to spot hidden inefficiencies across your financial picture by looking at corporate assets, personal wealth, liabilities, cash flow, and protection together—not in isolation.Why access to capital matters as much as net worth, especially when withdrawing or deploying corporate funds could trigger significant taxes.How coordinated planning can uncover high-leverage opportunities involving compensation, retained earnings, investment structures, tax efficiency, and estate planning that individual advisors may overlook.Press play now to learn how to evaluate whether your wealth is truly optimized—and where the biggest opportunities may be hiding in your financial plan.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, true wealth optimization goes far beyond choosing a few investment strategies—it requires a coordinated Canadian wealth plan that connects personal and corporate assets, cash flow, retained earnings, taxes, insurance, and long-term goals. A holistic wealth review can uncover opportunities for greater tax efficiency, smarter asset restructuring, stronger corporate wealth planning, and more effective personal vs. corporate tax planning, including decisions around salary vs. dividends in Canada, RRSP optimization, optimizing RRSP room, passive income planning, and corporate structure optimization. By creating better financial systems for entrepreneurs, Canadian business owners can evaluate corporation investment strategies, improve liquidity, reduce unnecessary tax exposure, strengthen business owner tax savings, and build a clearer path toward financial independence in Canada and lasting financial freedom. The right approach to wealth management can also bring together tax-efficient investing, financial diversification, capital gains strategy, retirement planning, estate and legacy planning in Canada, and a practical investment bucket strategy designed to keep capital accessible while supporting long-term growth. Ultimately, effective Canadian tax strategies, thoughtful financial vision setting, and integrated wealth-building strategies in Canada can help entrepreneurs turn complex finances into a more intentional plan for retirement, family security, and building long-term wealth in Canada.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Canadian Wealth Secrets
The Psychology of the Smith Maneuver Keeping Canadians From Using Debt to Build Wealth

Canadian Wealth Secrets

Play Episode Listen Later Aug 19, 2026 34:02 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if the debt you think is “safe” is actually working against your wealth—while the debt you fear could help you build it?Most Canadians don't think twice about borrowing for a home or vehicle, yet the idea of borrowing to invest can feel dangerously different. In this episode, Kyle Pearce and Jon Orr unpack why that fear may have more to do with psychology than the actual mechanics of leverage—and how the Smith Maneuver can challenge the way you think about debt, risk, cash flow, and long-term wealth building.You'll discover:Why borrowing feels safer for cars and homes than for investments, even when those assets may offer far less financial upside.How the psychology of “payment-benefit matching” can influence your investing decisions, especially when using leverage.How to think more intentionally about leveraged investing, including cash flow, diversification, investor behavior, and choosing an approach you can actually stick with through market volatility.Press play now to rethink what “risky” debt really means and build a smarter framework for using leverage in your wealth strategy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building a strong Canadian wealth plan means looking beyond traditional saving and thinking strategically about how debt, taxes, investments, and cash flow work together to support financial freedom Canada, financial independence Canada, and a realistic early retirement strategy. In this episode of Canadian Wealth Secrets, Kyle and Jon explore the Smith Maneuver Canada, leveraged investing Canada, borrowing to invest, home equity investing, and tax deductible investment interest Canada as part of broader wealth building strategies Canada and building long-term wealth Canada. They examine how investor psychology can shape decisions around investment debt Canada, mortgage debt strategy, leveraged investing risks, financial buckets, and an investment bucket strategy, while also highlighting the importance of tax-efficient investing, tax efficient investing Canada, Canadian tax strategies, capital gains strategy, and thoughtful financial diversification Canada. For business owners and incorporated professionals, these ideas connect closely with Canadian entrepreneur finance, corporate wealth planning, personal vs corporate tax planning, business owner tax savings, corporation investment strategies, corporate structure optimization, and financial systems for entrepreneurs. A complete long-term strategy may also include RRSP optimization, optimizing RRSP room, salary vs dividends Canada, real estate investing Canada, real estate vs renting, passive income planning, retirement planning tools, legacy planning Canada, estate planning Canada, financial vision setting, and modest lifestyle wealth—all working together to create a more intentional, tax-aware approach to Canadian wealth building.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Investing Academy Podcast
The Retirement Income Reality in Canada

The Investing Academy Podcast

Play Episode Listen Later Aug 13, 2026 9:54 Transcription Available


The internet is full of bad advice. In this episode, I look at what Canadian retirees actually live on and whether RRSP withdrawals really push most seniors into Canada's highest tax bracket. Using CRA and Statistics Canada data, I explain typical seni...

Canadian Wealth Secrets
Follow This 20 Year Financial Wealth Building Strategy

Canadian Wealth Secrets

Play Episode Listen Later Aug 12, 2026 29:42 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a high-income T4 earner who feels financially behind simply because you cannot access the same tax strategies as an incorporated business owner?It is easy to compare your tax bill, investment returns, or wealth-building options with someone playing a completely different financial game. But incorporation does not automatically mean more spendable income, and chasing strategies designed for someone else can distract you from the opportunities already available within your own plan.Through the story of a successful T4 earner with rental properties, registered investments, a DIY portfolio, and substantial home equity, this episode explores why knowing more strategies does not always create greater confidence. The real challenge may be choosing a tax-efficient approach that fits your risk tolerance—and staying consistent long enough for it to work.By listening, you will learn how to:Stop comparing two different financial games. Understand why the corporate small-business tax rate does not tell the full story and why incorporated owners still face personal tax when extracting money from their companies.Evaluate your next wealth-building move more clearly. Explore the trade-offs between seeking higher returns, taking on more investment risk, increasing your income, and improving tax efficiency through strategies such as the Smith Manoeuvre.Build confidence through consistency instead of chasing certainty. Discover why long-term financial confidence rarely comes from finding one perfect strategy—and how a repeatable process aligned with your goals, personality, and comfort with risk can move you closer to financial freedom.Press play now to learn how to focus on the financial game you can actually play—and build a strategy you can confidently follow for years.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.This episode of Canadian Wealth Secrets explores how a high-income T4 earner can improve financial planning, wealth management, and tax efficiency without comparing their situation to an incorporated business owner playing by different tax rules. Using a real listener case involving rental properties, RRSPs, a DIY ETF portfolio, and substantial home equity, Kyle and Jon explain why the small-business corporate tax rate does not equal personally spendable income and why salary versus dividends in Canada must be viewed through both corporate and personal taxation. They examine practical investment strategies, including the Smith Manoeuvre, real estate leverage, RRSP optimization, tax-efficient investing, and using home equity to support long-term wealth building. The conversation also highlights risk management, showing that higher potential returns often require greater concentration, private lending, or other risks that may not fit every investor. Rather than chasing the perfect strategy, listeners are encouraged to create a personalized Canadian wealth plan, define their minimum retirement cash-flow needs, and follow repeatable financial systems that match their investor personality. The core message is that lasting financial freedom in Canada comes from understanding the financial game available to you, choosing a strategy you can confidently maintain, and staying consistent on the path toward financial independence.Ready to connect? Text us your comment including your phone number for a response!PE Gate is now offering accredited investors access to Project Rope: the acquisition of an established, cash-generative Canadian industrial business with more than 45 years of operating history.PE Gate's targets an annualized IRR above 25%, net of carried interest.For the Offering Memorandum and full risk disclosure, visit pe-gate.com or email sarmen@pe-gate.com. If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Think Smart with TMFG
Episode 368: Permanent Life Insurance: What It Is, Who It Fits Best, and More

Think Smart with TMFG

Play Episode Listen Later Aug 11, 2026 21:30


Most people stop thinking about life insurance the moment the mortgage is paid off and the kids are grown. For a lot of retirees, that's actually when it starts to matter in a completely different way. In this episode of Think Smart with TMFG, we sit down with Ingrid Kucera, financial advisor at TMFG and our resident insurance expert, to unpack permanent life insurance: what it actually is, how it's different from term coverage, and why it becomes such an important planning tool once you're sitting on more than you'll ever spend, whether that's a large RRSP, a corporation, or just a bigger-than-expected estate. We also dig into what happens to that money when you pass it on. A large RRSP can trigger a huge tax bill in your final year, and money left inside a corporation has to clear a "tax wall" before it ever reaches your family. We break down the capital dividend account, the mechanism that lets certain amounts, including a life insurance death benefit, flow out tax-free, and why it's one of the few tools that can get money past that wall efficiently. From there, we get into the practical side: the real differences between whole life and universal life policies, why the "steady" option tends to win out for estate planning, and why some of the aggressive strategies advertised online like borrowing against an over-funded policy for tax-free income, carry real risk if the loan or CRA's rules don't cooperate. Finally, we share how we think it through with clients: matching the right type of policy to your actual goals, funding it in the most tax-efficient way available to you, and knowing where the line sits between smart planning and the strategies CRA has already flagged as abusive.

fits cra rrsp permanent life insurance
Canadian Wealth Secrets
How Canadian Investors Can Access Private Equity Deals

Canadian Wealth Secrets

Play Episode Listen Later Aug 5, 2026 39:40 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you could own part of an established Canadian business—without buying the entire company or committing millions to a traditional private equity fund?Private equity has historically been difficult for individual investors to access, even when they qualify as accredited investors. In this episode, the PE Gate team explains its deal-by-deal approach, which is designed for entrepreneurial investors who want to understand the specific business they are backing rather than committing capital to a blind pool. You'll also hear why private equity is generally better suited as one part of an experienced investor's broader portfolio—not as a first or only investment.You'll learn:How PE Gate identifies established, cash-flowing Canadian businesses with long operating histories, trusted owners, niche market positions, and clear opportunities for growthHow due diligence, legal agreements, governance, financial reporting, employee ownership, and active operational support can help manage—but not eliminate—investment riskHow direct business ownership may offer Canadian investors potential advantages through leverage, share liquidity, the lifetime capital gains exemption, and tax-efficient corporate dividends when properly structuredPress play to learn how direct private equity investing works and whether it fits your experience, interests, and long-term portfolio strategy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Private equity can play a meaningful role in a broader Canadian wealth plan for accredited investors, business owners, and entrepreneurs seeking tax-efficient investing, financial diversification in Canada, and long-term wealth building beyond public markets. In this episode, PE Gate explains how direct private equity deals can provide access to established, cash-flowing Canadian businesses, allowing investors to participate in business ownership while benefiting from professional due diligence, governance, leverage, and active operational support. The conversation also explores potential tax benefits, including the lifetime capital gains exemption for qualifying individual investors and tax-efficient intercorporate dividends when corporate investments are properly structured. For Canadian entrepreneur finance, these investment strategies may complement corporate wealth planning, corporation investment strategies, capital gains strategy, passive income planning, personal versus corporate tax planning, and business owner tax savings. While a complete financial independence Canada strategy may also involve RRSP optimization, salary versus dividends planning, real estate investing in Canada, retirement planning tools, estate and legacy planning, financial buckets, and other wealth-building strategies in Canada, this episode focuses specifically on how carefully selected private business investments may support corporate structure optimization, financial vision setting, and building long-term wealth in Canada.Ready to connect? Text us your comment including your phone number for a response!PE Gate is now offering accredited investors access to Project Rope: the acquisition of an established, cash-generative Canadian industrial business with more than 45 years of operating history.PE Gate's targets an annualized IRR above 25%, net of carried interest.For the Offering Memorandum and full risk disclosure, visit pe-gate.com or email sarmen@pe-gate.com. If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Retiring Canada
One Spouse Retired... Now What? (EP 85)

Retiring Canada

Play Episode Listen Later Aug 4, 2026 15:04


Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started It is far more common than many people realize for one spouse to retire several years before the other. While this transition can create uncertainty, it also opens the door to valuable planning opportunities that may not exist once both spouses are fully retired. In this episode of Retiring Canada, we discuss eight retirement planning strategies couples should consider when one spouse retires while the other continues working. You will learn how to optimize lower tax brackets, strategically withdraw from RRSP's and non-registered accounts, plan CPP and Old Age Security start dates, prepare your portfolio for future withdrawals, maximize TFSA's, and determine whether it makes sense to complete major purchases or RRSP contributions before the second spouse retires. We also discuss why staggered retirements often provide one of the best planning windows for reducing lifetime taxes and increasing long-term retirement flexibility. We also explore the non-financial benefits of staggered retirement, including the opportunity for couples to gradually adapt to retirement, establish new routines, and build confidence before both spouses fully transition into the next chapter of life. This episode is for Canadian couples approaching retirement who want to better understand how a staggered retirement can create planning opportunities while helping build a more coordinated, tax-efficient, and confident retirement strategy.WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter.https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you'll receive a copy of our latest Retirement Guide AND MORE! EPISODE RESOURCES:

Build Wealth Canada Podcast - Personal Finance Mastery
How to Retire Early in Canada: How Stephanie Did It and Now Travels the World

Build Wealth Canada Podcast - Personal Finance Mastery

Play Episode Listen Later Jul 30, 2026 57:22


When we first start our do-it-yourself investing journey here in Canada, almost all of our focus is understandably on the accumulation phase. We are diligently saving, maximizing our TFSA and RRSP contributions, and figuring out the right asset allocation of low-cost index ETFs to grow our wealth. But what happens when you actually hit your number? What happens the day after you reach financial independence, and you can finally quit your job to design the exact life you want? People often think that it is all pure bliss, but for many of us, a whole new wave of anxiety sets in. Suddenly, you are shifting from building your wealth to actually spending it. The fear of future stock market crashes becomes very real, and it can be surprisingly difficult to say "no" to extra work, or you might find yourself becoming overly frugal just in case something bad happens. In this episode, we are tackling this massive psychological and mathematical shift, and learning how my guest Stephanie and her wife Gillian tackled this challenge after retiring in their 30s and 40s here in Canada to travel the world. We discuss exactly how they did it, and how they manage their finances now to avoid running out of money while living off their portfolio. Here is a breakdown of what we tackle in this episode: Their Decumulation Blueprint: How Stephanie and Gillian structure their annual withdrawals so they can travel without the fear of running out of money. Protecting Against Market Crashes: We discuss using cash cushions, fixed income, and if they use any specific rules for when to sell equities to refill their cash buckets. Lifestyle Design and Overcoming Anxiety: We cover the psychological side of things. We explore how much is "enough", how they master the management of everyday cash flows while in retirement, and how you can actually find fulfillment once you no longer have a 9-to-5 job. In case you haven't heard of Stephanie and Gillian, they document their incredible early retirement journey and share practical financial lessons over on their website, OurFreedomYears.com, as well as on their popular YouTube channel, Our Freedom Years. They have a wealth of knowledge when it comes to the realities of living off a portfolio as Canadians, and I'm thrilled to have Stephanie on the show. Let's get into the interview.

Canadian Wealth Secrets
The RRSP and Corporate Cash Strategy High-Income Business Owners Overlook

Canadian Wealth Secrets

Play Episode Listen Later Jul 29, 2026 34:47 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you so focused on eliminating taxes that you're overlooking better opportunities to grow your wealth?A rising tax bill can feel painful, especially when your business is generating more profit than ever. But paying more tax is often a sign that your income and net worth are growing—and the real challenge is learning how to keep more capital working strategically instead of chasing the unrealistic goal of paying nothing.In this episode, Jon Orr and Kyle Pearce unpack a real business-owner scenario involving a significant corporate tax bill, excess cash, and missed planning opportunities. They explain how a shift in mindset, combined with practical changes to compensation and corporate wealth structure, can create greater flexibility today and stronger long-term outcomes.You'll discover:Why focusing on after-tax wealth growth is more valuable than trying to reduce your tax bill to zero.How adjusting the balance between salary and dividends can create RRSP room, reduce corporate income, and improve tax deferral opportunities.How business owners can put excess corporate cash to work while maintaining liquidity, supporting future investments, and preparing for estate taxes.Press play now to learn how smarter tax planning can turn a frustrating tax bill into a more intentional wealth-building strategy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, building a resilient Canadian wealth plan means looking beyond the goal of simply paying less tax and creating financial systems that support long-term growth. This episode explores practical Canadian tax strategies, including salary vs. dividends in Canada, optimizing RRSP room, personal vs. corporate tax planning, and corporation investment strategies for excess business cash. It also examines how leveraged investing through a corporate line of credit may create a tax deduction when borrowed funds are used for eligible business or investment purposes, while emphasizing the importance of investment risk, liquidity, and professional guidance. By organizing capital into financial buckets, coordinating an investment bucket strategy, and combining tax-efficient investing with corporate structure optimization, passive income planning, financial diversification, and legacy planning in Canada, business owners can pursue financial independence, strengthen their estate plan, and build long-term wealth in Canada with greater clarity and flexibility.Ready to connect? Text us your comment including your phone number for a response!PE Gate is now offering accredited investors access to Project Rope: the acquisition of an established, cash-generative Canadian industrial business with more than 45 years of operating history.PE Gate's targets an annualized IRR above 25%, net of carried interest.For the Offering Memorandum and full risk disclosure, visit pe-gate.com or email sarmen@pe-gate.com. If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Canadian Wealth Secrets
A Business Owners Guide to Salary, Dividends, RRSP, and Investments to Reaching Financial Freedom in 2026

Canadian Wealth Secrets

Play Episode Listen Later Jul 22, 2026 39:54 Transcription Available


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your investments, corporate cash, and registered accounts working together—or are hidden gaps costing you money and time to reach financial freedom?Successful incorporated professionals can build significant wealth and still feel unsure whether their financial structure is truly optimized. When accountants, insurance advisors, and investment professionals each focus on only one piece, opportunities involving salary, retained earnings, taxes, and family savings can easily be overlooked.This episode examines a Canadian professional couple's financial setup and reveals the practical adjustments that could help them use their money more intentionally.You'll discover:How to balance salary, retained earnings, and RRSP contributions without withdrawing unnecessary personal income.Why TFSAs, RESPs, and available government grants should be considered before more complex wealth strategies.How idle corporate cash and high-fee investment products can limit long-term growth—and what to evaluate before choosing a better approach.Press play now to uncover the financial blind spots that may be hiding inside an otherwise successful wealth plan.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Effective wealth management for high-net-worth Canadians requires more than isolated advice—it calls for coordinated tax planning, financial planning, and asset optimization across personal and corporate accounts. For incorporated professionals and business owners, a strong Canadian wealth plan may include RRSP optimization, maximizing RESP grants, evaluating salary vs. dividends in Canada, and building tax-efficient corporate investments with the right balance of growth, safety, and liquidity. The episode explores how corporate wealth planning, personal vs. corporate tax planning, optimizing RRSP room, passive income planning, and corporate structure optimization can support financial freedom in Canada while reducing missed opportunities. It also highlights the value of financial buckets, an investment bucket strategy, capital gains planning, real estate investing in Canada, financial diversification, and business owner tax savings. Whether the goal is financial independence, an early retirement strategy, legacy planning in Canada, or building long-term wealth, Canadian entrepreneurs need financial systems that align retained earnings, registered accounts, insurance, real estate, and corporation investment strategies. With clear financial vision setting and the right retirement planning tools, entrepreneurs can create a more resilient plan for tax-efficient investing, estate planning, and sustainable wealth building in Canada.Ready to connect? Text us your comment including your phone number for a response!PE Gate is now offering accredited investors access to Project Rope: the acquisition of an established, cash-generative Canadian industrial business with more than 45 years of operating history.PE Gate's targets an annualized IRR above 25%, net of carried interest.For the Offering Memorandum and full risk disclosure, visit pe-gate.com or email sarmen@pe-gate.com. If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Rob Tetrault Show
'm Begging You: Don't Wait Until 71 to Plan Your RRIF

The Rob Tetrault Show

Play Episode Listen Later Jul 21, 2026 8:16


Canadian Wealth Secrets
Build a Better Emergency Fund: A Cash Flow Strategy for Canadian Entrepreneurs

Canadian Wealth Secrets

Play Episode Listen Later Jul 15, 2026 23:43


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat do you do when your business is profitable on paper, but payroll, taxes, and contractor payments are due before the cash actually hits your account?A cash flow crunch can make even a successful business feel unstable. You may have strong revenue, promising deals, and money on the way—but if the timing is off, your emergency fund is not prepared, the pressure can quickly turn into sleepless nights and reactive decisions. In this episode, Kyle Pearce and Jon Orr unpack why profitability and solvency are not the same thing, and how Canadian business owners can build systems and tools, and better emergency funds that help them handle cash gaps without panic.You'll walk away with:A clearer understanding of why cash flow crunches happen, even in profitable businesses.A smarter way to think about your emergency fund or “wealth reservoir” so cash is not just sitting idle.Practical insight into how business owners can use structured reserves, policy loans, and strategic planning to keep operations moving while still building long-term wealth.Press play now to learn how to stop fearing the cash flow crunch and start building a system that keeps your business steady when timing gets tight.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, a strong Canadian wealth plan starts with understanding the difference between profit and cash flow. Even when business growth looks healthy on paper, a cash flow crunch can expose weak cash management, gaps in business finance, and the need for better financial systems. This episode explores how a wealth reservoir can function like a more strategic emergency fund, helping business owners manage payroll, taxes, contractors, and other obligations without derailing long-term financial planning. By building financial systems for entrepreneurs, using corporate wealth planning, considering tax-efficient investing, and aligning personal vs corporate tax planning, business owners can create a stronger business strategy that supports financial freedom Canada, financial independence Canada, passive income planning, legacy planning Canada, and building long-term wealth Canada. Whether you are thinking about salary vs dividends Canada, RRSP optimization, corporation investment strategies, real estate investing Canada, financial buckets, capital gains strategy, estate planning Canada, or an early retirement strategy, the key is to create a flexible investment bucket strategy that supports both modest lifestyle wealth today and long-term wealth building strategies Canada for the future.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Kid Carson Show
227 - Finding Gifts in the Rubble w/ BonnyMae

The Kid Carson Show

Play Episode Listen Later Jul 15, 2026 60:14


Kid chats with author and coach BonnyMae to explore what it means to refuse the limits life tries to place on us. Drawing from her book, Learn to Live With It? HELL NO! Refusing Limits and Finding Gifts in the Rubble, BonnyMae shares how she moved through accidents, abusive relationships, depression, financial struggles, fear of success, and deeply rooted beliefs about worth and receiving.This is a conversation about dropping victimhood, questioning the stories we carry, and learning to recognize the gifts that can emerge from even the hardest chapters of life.Connect with BonnyMaeWebsite: https://bonnymae.comInstagram: https://www.instagram.com/bonnymae_/BUY "Learn to Live With It? HELL NO! Refusing Limits and Finding Gifts in the Rubble"Amazon Canada: https://www.amazon.ca/Learn-Live-Hell-NO-Refusing/dp/B0GMY49BZXSPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Canadian Wealth Secrets
The AI Bubble Just Broke Your Retirement Plan

Canadian Wealth Secrets

Play Episode Listen Later Jul 8, 2026 15:02


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs the 4% rule giving you a false sense of security about your retirement plan?The 4% rule is one of the most popular shortcuts in retirement planning, but it was never meant to be followed blindly. If you're a Canadian business owner, incorporated professional, or high-income earner nearing financial freedom, your timeline, tax structure, and market risk may look very different from the “average” retiree the rule was built around. And when markets are expensive, even a strategy that worked historically can become much less reliable.In this episode, you'll discover:Why the 4% rule is a helpful starting point, but not a complete retirement strategy.How high market valuations, bubbles, and sequence of returns risk can dramatically change your odds of success.Why the way your portfolio produces income may matter just as much as the size of the portfolio itself.Press play now to rethink whether your retirement plan is built to survive more than just average market conditions.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners and entrepreneurs approaching financial freedom in Canada, relying solely on the traditional 4% rule or a fixed safe withdrawal rate may not be enough. A strong Canadian wealth plan should account for sequence of returns risk, CAPE ratio retirement risk, market valuation risk, and the need for a flexible retirement income strategy that supports long-term financial independence Canada goals. Instead of focusing only on portfolio size, effective financial freedom planning should consider retirement cash flow planning, income investing Canada, RRSP optimization, salary vs dividends Canada, corporate wealth planning, tax-efficient investing, personal vs corporate tax planning, and corporation investment strategies. Whether your early retirement strategy includes real estate investing Canada, passive income planning, capital gains strategy, financial buckets, or an investment bucket strategy, the goal is to build a retirement portfolio strategy that balances growth, income, tax efficiency, and legacy planning Canada. With the right retirement planning tools, Canadian tax strategies, business owner tax savings, estate planning Canada, financial systems for entrepreneurs, and corporate structure optimization, you can create wealth building strategies Canada that support a modest lifestyle wealth goal today while building long-term wealth Canada for the future.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Think Smart with TMFG
Business Owner Series | Episode 364: What Successful Founders Do Differently With Their Money

Think Smart with TMFG

Play Episode Listen Later Jul 7, 2026 23:57 Transcription Available


Most founders can tell you their business's revenue down to the penny, but ask about their own net worth, and they draw a blank.  In this episode of Think Smart with TMFG, we unpack founder compensation and personal wealth-building: why so many successful business owners are asset-rich on paper but personally behind, and why that gap only gets harder to close the longer you wait. We dig into how you pay yourself: salary builds CPP and RRSP room, while dividends offer tax advantages but no CPP contributions, and aren't deductible to the corporation. We also cover using corporate debt to build income (versus personal debt to buy things), insurance as a corporate wealth tool, and the capital dividend account, a lesser-known way to pull money out of your company tax-free. Finally, we share the habit that separates founders who build lasting wealth from those who don't: knowing when to stop reinvesting everything and start retaining earnings, even just 10–20%, so a rough year for the business doesn't become a personal financial crisis.

Canadian Wealth Secrets
Why "Defer, Defer, Defer" Can Leave Canadian Business Owners Stuck at Retirement

Canadian Wealth Secrets

Play Episode Listen Later Jul 1, 2026 32:43


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereMany incorporated business owners believe they have only two choices: pull money out of my corporation now and pay the tax, or leave it inside the corporation and deal with the tax later. But both extremes can create problems. One owner may earn great income yet watch most of it disappear into lifestyle, taxes, and cash flow demands, while another may defer successfully for decades only to face mandatory withdrawals, clawbacks, and a much bigger tax bill in retirement.In this episode, you'll learn:Why high income and high net worth can still lead to the same underlying issue: lack of long-term planning.How aggressive tax deferral can become a future tax trap if there is no strategy for flexibility later.Why the best answer often sits between spending everything today and deferring everything forever—using planning tools that help protect lifestyle, grow net worth, and improve tax efficiency over time.Press play now to learn how to avoid building tomorrow's tax problem with today's financial decisions.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for business owners requires more than basic tax planning or wealth management—it needs a complete financial planning system that balances tax deferral, leverage, insurance, retirement planning tools, and long-term tax strategies. For Canadian entrepreneur finance, this means understanding personal vs corporate tax planning, salary vs dividends Canada, RRSP optimization, optimizing RRSP room, corporate wealth planning, corporation investment strategies, and corporate structure optimization so you can create business owner tax savings today without building a future tax problem. By using financial buckets, an investment bucket strategy, tax-efficient investing, passive income planning, capital gains strategy, and financial diversification Canada, incorporated professionals can support financial freedom Canada, financial independence Canada, and even an early retirement strategy while maintaining a modest lifestyle wealth approach. Whether your plan includes real estate investing Canada, real estate vs renting decisions, legacy planning Canada, estate planning Canada, or building long-term wealth Canada, the key is financial vision setting and creating financial systems for entrepreneurs that protect flexibility, improve tax efficiency, and support sustainable wealth building strategies Canada.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Canadian Wealth Secrets
Are You Investing Enough—or Just Following Outdated Financial Advice?

Canadian Wealth Secrets

Play Episode Listen Later Jun 24, 2026 30:12


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs saving 10% of your income really enough to create financial freedom and set you up for a comfortable retirement—or could that “responsible” rule leave you short?Most people have heard the classic advice: pay yourself first, stay disciplined, and invest 10% of what you earn. But when you factor in inflation, lifestyle costs, taxes, time horizon, and the difference between gross and net income, that simple rule starts to look a lot less certain. In this episode, Kyle Pearce and Jon Orr unpack what actually happens when you follow the 10% rule over 10, 20, or 30 years—and why your personal retirement number may require a much more intentional plan.You'll walk away with:A clearer understanding of why saving 10% may not replace enough of your future income.A practical way to think about savings rates, inflation, investment returns, and retirement timelines.A better sense of how your current spending and investing habits affect how soon you can become financially free.Press play now to find out whether your savings rate is truly aligned with the financial freedom you want.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadians pursuing financial independence, the real question is whether your savings rate and retirement planning strategy can actually support the lifestyle you want after work. While the traditional 10% rule is often presented as a simple personal finance starting point, factors like inflation, compound interest, investment returns, taxes, and time horizon can dramatically affect your retirement savings and path to financial freedom Canada. A stronger Canadian wealth plan may include tax-efficient investing, RRSP optimization, optimizing RRSP room, investment bucket strategy, financial buckets, passive income planning, and smart investment strategies tailored to your income, lifestyle, and goals. For incorporated professionals and entrepreneurs, this can also involve corporate wealth planning, personal vs corporate tax planning, salary vs dividends Canada, corporation investment strategies, corporate structure optimization, and business owner tax savings. Building long-term wealth Canada may also require evaluating real estate investing Canada, real estate vs renting, financial diversification Canada, capital gains strategy, estate planning Canada, legacy planning Canada, and financial systems for entrepreneurs. Whether your goal is an early retirement strategy, modest lifestyle wealth, or a broader vision for financial independence Canada, the key is using practical retirement planning tools, clear financial vision setting, and intentional wealth building strategies Canada to create a plan that supports lasting financial freedom.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Kid Carson Show
225 - Why Successful Men Need Structured Brotherhood

The Kid Carson Show

Play Episode Listen Later Jun 19, 2026 57:02


Kid sits down with Dr. Rishi Verma to explore why so many successful men are quietly disconnected, lonely, and missing real brotherhood. Rishi shares the story behind The Vault, a private men's group for professional men, entrepreneurs, executives, fathers, and builders who want deeper conversations without victim mentality or performative vulnerability. They talk about divorce, fatherhood, masculine and feminine polarity, accountability, the limits of leaning only on your partner, and why men need trusted spaces where experience, honesty, and contribution can help them become better leaders, partners, fathers, and friends.Connect with THE VAULThttps://thevaultsociety.com/https://www.instagram.com/thevaultsociety.ig/https://www.linkedin.com/company/the-vault-society/https://www.facebook.com/profile.php?id=61590018161851SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
224 - Is School Failing Our Kids? The Rise of Learning Pods

The Kid Carson Show

Play Episode Listen Later Jun 18, 2026 90:43


Kid sits with Hila and Michael from New Earth Network to explore learning pods, sovereign community-based education, and the return of the village model for raising children. They discuss why many parents are questioning the traditional school system, how families can create their own education pods, and what it means to build learning around trust, freedom, experience, creativity, spirituality, and real community. Connect with the New Earth Network:www.newearthnetwork.cahttps://www.instagram.com/newearthnetworks/Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.kidcarson.comSPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Canadian Wealth Secrets
How To Use A Pension Plan to Build Tax-Deferred Wealth

Canadian Wealth Secrets

Play Episode Listen Later Jun 17, 2026 13:08


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre IPPs and PPPs actually the right next step for your corporate wealth strategy—or just more complexity than you need?As your incorporated business grows, your planning priorities start to shift from simply reinvesting and reducing tax today to building a more structured long-term retirement and legacy strategy. Individual Pension Plans and Personal Pension Plans can offer powerful tax-deferred planning opportunities, but they only work well when your income, age, corporate structure, and future goals line up. This episode helps you understand when these plans make sense—and when simpler strategies may still be the better fit.You'll walk away with:A clear understanding of how IPPs and PPPs differ from RRSPs, including how contributions are calculated and why these plans are more than just “bigger RRSPs.”A practical sense of timing, including why these strategies often become more attractive in your late 40s, 50s, and beyond rather than during the earlier growth years of your business.Insight into the trade-offs between predictability and flexibility, including how IPPs and PPPs compare on cost, complexity, contribution options, tax deferral, and family business succession planning.Press play now to learn whether an IPP or PPP could fit your next stage of corporate wealth planning.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for incorporated business owners should connect corporate wealth planning, personal vs corporate tax planning, RRSP optimization, salary vs dividends Canada, and corporation investment strategies into one clear system for building long-term wealth Canada. For Canadian entrepreneurs, the path to financial freedom Canada and financial independence Canada often involves choosing the right retirement planning tools, such as an Individual Pension Plan, Personal Pension Plan, or other RRSP alternatives Canada, while also considering tax-efficient investing, corporate tax deferral, business owner tax savings, passive income planning, and corporate structure optimization. Whether your strategy includes real estate investing Canada, real estate vs renting, a capital gains strategy, financial buckets, an investment bucket strategy, or financial diversification Canada, the key is aligning your financial vision setting with practical Canadian tax strategies, estate planning Canada, legacy planning Canada, and business owner succession planning. By optimizing RRSP room, managing retained earnings, and creating financial systems for entrepreneurs, incorporated professionals can build a flexible early retirement strategy, support a modest lifestyle wealth goal, and create a stronger foundation for retirement planning for entrepreneurs, long-term tax deferral, and lasting family wealth.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Kid Carson Show
223 - Karolyn of Tevao Creative: Branding, Autism Support & TK Farms

The Kid Carson Show

Play Episode Listen Later Jun 14, 2026 39:07


Karolyn from Tevao Creative joins Kid to talk about graphic design, branding, AI, autism support, and building work around real life.She shares why strong brands still need human depth, how her son's autism diagnosis shaped her path, and how design became a tool for helping families through visual social stories.Connect with Karolyn:https://tevaocreative.com/https://www.instagram.com/tevaocreative/Visit her families farm! (best eggs / steak I've ever had!)TK Farmshttps://www.instagram.com/the.tkfarm/SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Canadian Wealth Secrets
How Risky Is Leveraged Investing? Have Canadian Investors Been Thinking About Risk All Wrong?

Canadian Wealth Secrets

Play Episode Listen Later Jun 10, 2026 31:28


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs leverage really the risky part of wealth building — or is the bigger risk misunderstanding how, when, and why to use it?Many Canadian business owners and investors already use leverage every day through mortgages, vehicle financing, business debt, or lines of credit — yet borrowing to invest often feels like a completely different level of risk. In this episode, Kyle and Jon unpack why some forms of debt feel “normal” while others feel dangerous, and how education, experience, asset choice, and the right support can dramatically change how risk is perceived. If you've ever wondered whether leveraged investing is smart strategy or unnecessary danger, this conversation will help you think more clearly about the difference.You'll walk away with:A clearer way to compare “acceptable” debt, like mortgages, with investment leverage that may create income or tax advantages.A practical lens for understanding objective risk versus perceived risk — and why your experience with an asset class matters.A better sense of when leverage may be an opportunity, when it may be a red flag, and why guidance or deeper education can help reduce costly mistakes.Press play now to rethink leverage, risk, and opportunity through a more strategic wealth-building lens.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs and investors, building long-term wealth Canada starts with a clear Canadian wealth plan that connects leverage, risk management, investment strategies, financial education, and tax optimization into one intentional system. Whether you are comparing real estate investing Canada with real estate vs renting, exploring passive income planning, optimizing RRSP room, or weighing salary vs dividends Canada, the goal is to use smart financial planning, personal vs corporate tax planning, and corporation investment strategies to reduce investment risk while creating more financial freedom Canada. A strong plan may include RRSP optimization, tax-efficient investing, Canadian tax strategies, capital gains strategy, corporate wealth planning, business owner tax savings, corporate structure optimization, and financial systems for entrepreneurs, all supported by retirement planning tools, financial buckets, an investment bucket strategy, and financial vision setting. By focusing on financial diversification Canada, modest lifestyle wealth, early retirement strategy, passive income, estate planning Canada, legacy planning Canada, and financial independence Canada, Canadians can create wealth building strategies Canada that balance real estate, corporate assets, tax planning, and long-term investment risk management.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Kid Carson Show
222 - The Future of Health Might be a Sticker

The Kid Carson Show

Play Episode Listen Later Jun 10, 2026 36:04


Yarrow Fox and Cal join The Kid Carson Show to talk about SuperPatch, wearable neurotech, and why more people are looking for drug-free, non-invasive ways to support balance, pain, sleep, stress, focus, recovery, and everyday wellness.Yarrow, a former registered midwife, shares how her path shifted after leaving the medical system, how she discovered SuperPatch after a bike accident, and why she sees frequency, vibration, and body communication as part of the future of health.Connect with Yarrow: https://www.instagram.com/yarrowfox/Connect with Cal: https://www.instagram.com/supercal311/Check out SuperPatch: https://ca.superpatch.com/?rsu=suprcalBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
221 - Anxiety is Not the Problem, it's the Output.

The Kid Carson Show

Play Episode Listen Later Jun 8, 2026 67:13


Kid chats with Karen Woodfield, owner of Pink Elephant Hypnotherapy in North Vancouver, for a conversation about anxiety, subconscious patterns, spiritual hypnotherapy, Emotion Code, past life regression, and hypnobirthing.Karen shares how hypnotherapy works by communicating with the subconscious mind, why anxiety is often an output rather than the root issue, and how old memories, emotions, and belief systems can shape the body and nervous system. Connect with Karen WoodfieldWebsite: https://www.pinkelephanthypnotherapy.ca/Email: karen@pinkelephanthypnotherapy.caPhone: (778) 877-2410Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
220 - Rescue Your Child from an Unfulfilling Life!

The Kid Carson Show

Play Episode Listen Later Jun 5, 2026 40:41


Adam Hart founded www.NotSus.net to help kids use screen time in a better way. Instead of endless scrolling and passive consuming, NotSus gives kids a safer place to learn, create, explore their curiosity, and start thinking for themselves.Adam also launched a podcast!Get entertaining insights, and hear what kids talk about their interests, school, and screentime on The NotSus Podcasthttps://open.spotify.com/show/2W1EDfZ6NJ9Su14Pbm0Mjthttps://podcasts.apple.com/es/podcast/the-notsus-podcast/id1896701364Connect with Adam on IG: https://www.instagram.com/notsus_edu/Looking for tutoring that develops a love for learning, valuable life skills, and results in better grades with less complaining?Contact Adam Hart for tutoring and workshops:  hello@adamhart.caBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Your Retirement Planning Simplified
EP # 196 | What Should You Do With Your Money at 60? The Canadian Retirement Plan I'd Use

Your Retirement Planning Simplified

Play Episode Listen Later Jun 4, 2026 15:12


What should Canadians do when they turn 60 and start thinking seriously about retirement? In this episode, Joe Curry walks through the exact retirement income planning framework he would use if he were turning 60 today, covering CPP timing, RRSP and RRIF withdrawal strategies, tax-efficient investing, and portfolio design. Learn how to use your 60s as a powerful planning decade to reduce lifetime taxes, maximize retirement income, and create more financial freedom throughout retirement.   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!   Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified   Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

The Rob Tetrault Show
CPP Timing: Why "Always Wait Until 70" Is a Red Flag

The Rob Tetrault Show

Play Episode Listen Later Jun 4, 2026 7:23


Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj

Canadian Wealth Secrets
Ontario Corporate Tax Rate Drops to 11.2%—So Why Are Business Owners Worse Off?

Canadian Wealth Secrets

Play Episode Listen Later Jun 3, 2026 26:28


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs Ontario's small business tax cut actually saving you money—or just shifting the tax bill somewhere else?A lower corporate income tax rate sounds like a win for business owners, especially when headlines make the cut look dramatic. But if you eventually need to pull retained earnings out of your corporation, the personal tax side matters just as much as the corporate savings. This episode breaks down what the change really means, why the “savings” may not be as generous as they appear, and how business owners should think more strategically about salary, dividends, and retained earnings.You'll walk away with:A clearer understanding of how Ontario's small business tax cut affects active corporate income.The round-trip math behind saving tax inside the corporation versus paying more when dividends come out personally.Key planning questions to consider around retained earnings, passive income, salary, dividends, and long-term tax efficiency.Press play now to understand whether this tax change helps your business—or quietly creates a bigger planning problem down the road.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, building a strong Canadian wealth plan starts with understanding how small business taxin Ontario, a corporate tax cut, dividend tax, and personal vs corporate tax planning can impact long-term decisions around tax planning, business strategy, and wealth management. Whether your goal is financial freedom Canada, financial independence Canada, or an early retirement strategy, the right approach may include corporate wealth planning, salary vs dividends Canada, RRSP optimization, optimizing RRSP room, tax-efficient investing, passive income planning, and smart corporation investment strategies. For business owners pursuing modest lifestyle wealth, legacy planning Canada, and building long-term wealth Canada, it's important to align financial buckets, an investment bucket strategy, financial vision setting, retirement planning tools, and financial systems for entrepreneurs with practical Canadian tax strategies, business owner tax savings, capital gains strategy, and corporate structure optimization. From real estate investing Canada and real estate vs renting to financial diversification Canada, passive income, and estate planning Canada, the best wealth building strategies Canadahelp connect today's cash flow decisions with tomorrow's freedom, security, and family legacy.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Kid Carson Show
219 - Work from Anywhere, with High-Ticket Sales!

The Kid Carson Show

Play Episode Listen Later May 31, 2026 36:02


EP 219 pulls back the curtain on one of the most profitable careers most people have never heard of or fully understood.Kid sits down with Assal Moradian and Seemo Elusin to break down how young people are earning serious money from a laptop, traveling the world, and building freedom through high-ticket sales. These are the people training them to transform their lives through one core skill: closing.This episode gets into the psychology, mindset, rejection, confidence, and sales frameworks behind the remote income movement.Connected with Assalhttps://closecollective.co/https://www.instagram.com/assalmoradian/Connect with Seemohttps://www.thinkhtsa.io/https://www.instagram.com/seemoelusini/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Money Talks with Michael Campbell

Mike has a straightforward solution to Alberta separation. BT Global's Paul Beattie shares some exciting new stock recommendations. Warren Keane explains how to hold precious metals in your RRSP or TFSA. And a big, fat Goofy that will really PO some people. See omnystudio.com/listener for privacy information.

Canadian Wealth Secrets
The Passive Income Mistake You Need To Avoid as a Canadian Business Owner

Canadian Wealth Secrets

Play Episode Listen Later May 27, 2026 43:12


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your corporate retained earnings really worth what you think they are once they finally reach your family's hands?If you've built up cash inside your corporation or holding company, it can feel like that money is fully part of your net worth. But once passive income taxes, dividend taxes, and the small business deduction grind come into play, the number on paper can look very different from what actually lands in your personal pocket. This episode helps incorporated business owners rethink retained earnings not just as “money in the corporation,” but as dollars that need a smart path to eventually reach human hands.You'll walk away with:A clearer understanding of why passive income inside a corporation can trigger heavy tax drag and reduce access to the small business tax rate.A practical way to compare income-producing investments versus capital-appreciating assets inside a corporate structure.Insight into how strategies like the capital dividend account and corporate-owned life insurance may support tax-efficient cash flow, legacy planning, and long-term wealth transfer.Press play now to learn how to think more strategically about retained earnings, corporate investing, and getting more of your business wealth into your family's hands.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for incorporated business owners starts with understanding corporate retained earnings Canada, retained earnings tax, and the difference between personal vs corporate tax planning so you can make smarter decisions around salary vs dividends Canada, RRSP optimization, optimizing RRSP room, and long-term corporate wealth planning. For Canadian entrepreneur finance, the goal is often financial freedom Canada, financial independence Canada, or an early retirement strategy built around modest lifestyle wealth, financial buckets, an investment bucket strategy, and practical retirement planning tools. Whether you are comparing real estate investing Canada, real estate vs renting, holding company investments, or other corporation investment strategies, the right approach should consider passive income corporation Canada, passive income planning, the small business deduction grind, capital gains strategy, the capital dividend account, corporate-owned life insurance, and broader Canadian tax strategies. With thoughtful corporate structure optimization, tax-efficient investing, business owner tax savings, financial systems for entrepreneurs, and financial diversification Canada, Canadian business owners can create stronger wealth building strategies Canada, support building long-term wealth Canada, clarify their financial vision setting, and strengthen legacy planning Canada and estate planning Canada through a more intentional corporate wealth strategy.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Kid Carson Show
218 - Early Hustle: The Game That Teaches Kids How Life Works

The Kid Carson Show

Play Episode Listen Later May 27, 2026 21:58


Early Hustle is a life simulation game designed to help kids turn screen time into real-world learning through play, budgeting, decision-making, customer care, entrepreneurship, and everyday responsibility. Creator Chris R. Mehan talks about building a fun-first game inspired by the classic paper route energy of Paperboy, where kids move through morning hustle, school and social loops, and evening choices that reflect real life. The project is being built with community input through Kickstarter, giving families, gamers, and backers a chance to help shape a game that teaches life skills while still being fun to play. Support Early Hustle on Kickstarter, follow them on Instagram, Facebook, TikTok, YouTube, X, and their official website.Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
217 - Remote Energy Healing is going Mainstream

The Kid Carson Show

Play Episode Listen Later May 25, 2026 47:04


Luminara is a revolutionary new platform bringing remote energy healing into the mainstream by connecting people with trusted energy healers around the world. Kid sits down with Luminara founder Romain and practitioner Jenny to explore why more people are turning to energy work, and what it means for the future of wellness.Try Luminarahttps://www.luminara.care/InstagramFacebookBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
216 - I Searched for Unvaccinated Sperm, What I Found Shook Me!

The Kid Carson Show

Play Episode Listen Later May 23, 2026 80:36


Hadley Warner, founder of Cake & Steak Beauty, joins Kid to share her wild fertility story and connecting with a scientist who claims there are strange blinking lights now living in our blood. From searching for an unvaccinated sperm donor to traveling overseas for fertility treatments, questioning medical systems, and building a skincare brand rooted in old-world ingredients, this conversation is about bodily sovereignty, curiosity, and what happens when you refuse to stop asking questions.Connect with Hadleyhttps://www.instagram.com/cakeandsteakbeauty/Shop “Cake & Steak” a pure premium skincare line. https://www.cakeandsteakbeauty.com/More about Nano technology in the blood:https://www.bitchute.com/video/Lt174uvSgw27/https://substack.com/@anamihalceamdphdBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

Your Retirement Planning Simplified
EP # 194 | RRSP to RRIF - When Should You Make the Switch?

Your Retirement Planning Simplified

Play Episode Listen Later May 21, 2026 16:37


When should you convert your RRSP to a RRIF? In this episode of Your Retirement Planning Simplified, Joe Curry explains the key differences between RRSPs and RRIFs, how RRIF minimum withdrawals work, and why the right timing depends on your retirement income plan, tax strategy, and estate goals. Learn how RRSP meltdown strategies, pension income splitting, and OAS clawback planning can impact your retirement income in Canada.   Resources Government of Canada - RRIF Minimum Withdrawal Rules Government of Canada - Old Age Security (OAS) Recovery Tax   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

Canadian Wealth Secrets
The Smith Manoeuvre vs. Cash Damming: What Canadian Investors Need to Know

Canadian Wealth Secrets

Play Episode Listen Later May 20, 2026 33:51


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you chasing a tax-saving strategy that sounds smart—but may not be the biggest financial opportunity in front of you?In this episode, Jon Orr and Kyle Pearce unpack a real-world Canadian wealth planning scenario involving rental properties, cash damming, the Smith Manoeuvre, a primary residence mortgage, and retained earnings inside a corporation. While strategies like cash damming can create tax-deductible interest, the episode challenges listeners to step back and ask whether the time, complexity, and bookkeeping are actually worth the payoff right now. For business owners and real estate investors, the bigger win may come from identifying the highest-impact planning opportunity before getting lost in the weeds of smaller optimizations.You'll walk away with:A clearer understanding of how cash damming fits within the Smith Manoeuvre and why the purpose of borrowed funds matters.A practical way to think through whether a tax deduction is meaningful enough to justify the effort.A reminder to compare small tax-saving moves against larger planning opportunities, especially when corporate retained earnings and future tax exposure are involved.Press play now to learn how to spot the difference between a clever financial tactic and the strategy that may matter most.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Cash Damming and the Smith Manoeuvre are popular Canadian tax strategies, but the real question for Canadian investors, entrepreneurs, and business owners is whether these moves fit into a bigger Canadian wealth plan. In this episode of Canadian Wealth Secrets, we explore how Tax Planning Canada, Rental Properties, HELOC Strategy, and Canadian Real Estate Investing can work together with Corporate Wealth Planning, Retained Earnings, and Business Owner Tax Strategy to support long-term goals like financial freedom Canada, early retirement strategy, passive income planning, and financial independence Canada. For incorporated professionals, the conversation goes beyond real estate investing Canada and looks at salary vs dividends Canada, personal vs corporate tax planning, corporation investment strategies, corporate structure optimization, business owner tax savings, and tax-efficient investing. You'll also hear why modest lifestyle wealth, RRSP optimization, optimizing RRSP room, financial buckets, investment bucket strategy, capital gains strategy, estate planning Canada, legacy planning Canada, and financial vision setting all matter when building long-term wealth Canada. Whether you're comparing real estate vs renting, planning for retirement, exploring retirement planning tools, improving financial systems for entrepreneurs, or seeking better financial diversification Canada, this episode helps you focus on wealth building strategies Canada that align with your lifestyle, tax situation, and future goals.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Canadian Wealth Secrets
Ultimate RRSP / RRIF Meltdown Strategies to Pay Zero Tax in Canada

Canadian Wealth Secrets

Play Episode Listen Later May 13, 2026 24:40


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereCould your RRSP become one of your biggest future tax problems—and is there a smarter way to unwind it?Many Canadians spend decades building RRSP wealth, only to discover later that RRIF withdrawals can trigger a much larger tax bill than expected. This episode breaks down why the real issue is not the RRSP itself, but the lack of a coordinated system for withdrawals, deductions, leverage, and retirement cash flow. You'll hear how tax-efficient planning can begin well before retirement, especially for high-income Canadians, incorporated business owners, and anyone trying to preserve more of what they've built. In this episode, you'll learn:How RRSPs and RRIFs really differ—and why converting strategically can create more control over income, liquidity, and tax timing.What a true RRIF meltdown strategy involves, including how investment loan interest deductions can help offset taxable RRIF income.How self-made dividends and capital gains planning can support retirement cash flow while reducing reliance on fully taxable income sources.Press play now to learn how a more intentional RRSP and RRIF strategy could help you reduce future tax drag and create more flexibility in retirement.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

GIVE A HECK
Caught Between Adult Kids, Aging Parents, and Your Retirement | Dwight Heck

GIVE A HECK

Play Episode Listen Later May 12, 2026 27:39


Are you caught between supporting your adult kids and your aging parents while trying to fund your own retirement? You are not alone, and the math is real.In this solo episode of the Give A Heck Podcast, Dwight Heck unpacks the Canadian sandwich generation, one of the most pressing financial and emotional pressures facing Canadians in 2026. Drawing on more than 24 years in financial services and his own lived experience as a single father of five, Dwight breaks down the real numbers behind the pressure and the practical steps to start carrying the weight on purpose instead of by accident.What you will learn in this episode:✅ Why more than one in three Canadian young adults under 34 are living with at least one parent✅ The three invisible withdrawals quietly draining the sandwich generation's retirement✅ The 2026 cost of long-term care in Alberta and British Columbia✅ Why the RRSP is not always the right tool, and when the TFSA should take the lead✅ Three questions every Canadian needs to ask to start living on purpose✅ The exact conversation to have this week with your adult kids and your ageing parents⏱️ Chapters:0:00 Welcome and Introduction0:57 Why This Solo Episode Matters4:30 The Pressure Is Real, 2025 RBC and iPaaS Data7:00 A Global Pattern, A Canadian Reality9:30 The Other Side of the Sandwich, Ageing Parents11:30 The Three Invisible Withdrawals16:00 Three Questions to Live on Purpose18:30 The Canadian Financial Toolkit24:30 Why Segregated Funds Earn Their Keep27:00 The Conversation to Have This Week30:00 How Dwight Can Help and Final Thoughts

The Kid Carson Show
214 - Brazilian Lymphatic is blowing up, she Teaches It!

The Kid Carson Show

Play Episode Listen Later May 12, 2026 32:36


Brazilian lymphatic drainage is emerging as one of wellness's next major waves, and Julia of The Julia Method is the country's top trainer, and mentor, helping practitioners get ahead before the space gets crowded. They talk about why this treatment is moving beyond beauty into body sculpting, lymphatic flow, fascia, nervous system regulation, stress recovery, perimenopause support, and self-employment for women in wellness. For practitioners, spa owners, and anyone watching the future of self-care, this is the moment to learn the Julia Method before Brazilian lymphatic drainage becomes standard on every treatment menu.Connect with Julia:Website: thejuliamethod.comInstagram: @thejuliamethodBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
212 - Why Your Nervous System Chooses a Toxic Life - Nicole Shewaga

The Kid Carson Show

Play Episode Listen Later May 2, 2026 64:19


Nicole Shewaga joins Kid for a conversation about trauma, addiction, nervous system programming, relationships, and spiritual awakening. After surviving a devastating car crash at five years old, Nicole spent years living with chronic pain, buried trauma, and the pressure to perform while privately struggling with cocaine use, opiate addiction, and the emotional weight of survival.Connect with Nicole:Instagram: https://www.instagram.com/nicoleshewaga/Website: https://www.nicoleshewaga.com/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
211 - We're Being Poisoned By Convenience

The Kid Carson Show

Play Episode Listen Later Apr 30, 2026 44:47


Stephanie Wardman of Naturally Nourished Family joins The Kid Carson Show for a conversation about non-toxic living, real food, homemade household products, and why convenience may be costing families more than they realize. From making deodorant and laundry detergent at home to feeding kids whole foods, avoiding processed ingredients, and going back to the basics, Stephanie shares a grounded look at what it means to build a healthier family home in a distracted world.CONNECT WITH STEPHANIE:naturallynourishedfamily.comINSTAGRAMBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
210 - Vaccine Injured, But She Kept Her Community Moving

The Kid Carson Show

Play Episode Listen Later Apr 26, 2026 39:24


Karen Kobel is the founder of Kahlena Movement Studio in North Vancouver, a space built around Pilates, dance, yoga, sound healing, movement, breath, and community.They chat about what it really took to keep a movement studio alive through lockdowns, mandates, public pressure, and personal health challenges. She shares her experience as a vaccine injured business owner, the emotional weight of being separated from normal community life, and why she continued creating spaces for people to move, breathe, connect, and heal.Connect with Karen Kobel and Kahlena Movement Studio:Website: https://kahlena.com/Instagram: https://www.instagram.com/kahlena_movement/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Simplicity Sessions
When to Use RRSP's and How To Structure Withdrawals to Avoid A Tax Trigger

The Simplicity Sessions

Play Episode Listen Later Apr 23, 2026 38:30


This episode is a deep dive into one of the most misunderstood investment vehicles in Canada — the RRSP. Whether you've been told to avoid them or told they're the holy grail of retirement savings, the truth is nuanced, and it all comes down to your income, your stage of life, and your strategy. Key Topics: What an RRSP actually is — and how it differs from a tax elimination tool (spoiler: it's not one) Who benefits most from contributing to an RRSP (hint: if you're earning $90K+, pay attention) The biggest mistake people make when withdrawing — the lump sum trap How to build wealth inside your RRSP beyond just "parking it in cash" Spousal RRSP contributions and how couples can use income-splitting to their advantage Why your tax refund is your secret weapon — and what we did with ours (Barbados, twice — no regrets) The TFSA, RESP, and the newer FHSA: how to think about all three buckets together What happens at age 71 when your RRSP must convert to a RRIF — and why you want to plan for this before it happens The RRSP meltdown strategy: how to draw down intentionally so you're not hit with a massive, avoidable tax bill Why you need to talk to your advisor more than once a year — and what life changes should trigger that call immediately Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE This episode is sponsored by: withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your first order and 20% off your first subscription order St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15  Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for "subscribe & save" option Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Metabolic Guide | jennpike.com/metabolic-guide Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

The Kid Carson Show
209 - Why Men Need Each Other - Kevin McNee of Men for More

The Kid Carson Show

Play Episode Listen Later Apr 18, 2026 63:56


Kevin McNee joins Kid Carson for a conversation about men, marriage, fatherhood, boundaries, and the long road back to self respect.The conversation also explores the power of men connecting with other men honestly, and how being seen, challenged, and supported in that space can become a turning point in healing.Connect with Kevin:MenforMore.comhttps://www.instagram.com/creatingtheripple/Be featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠⁠kidcarson.com/promo⁠⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15% off anything in the shop.Website: ⁠⁠⁠⁠mindfulmeds.io⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠@mindfulmeds_ca⁠⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠⁠withbureau.com/ca⁠⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠⁠theauthority.ca⁠⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠⁠gilmorerealestate.ca⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠⁠@kidcarsonofficial⁠⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠⁠@consciouslab⁠⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.

The Kid Carson Show
208 - He Left Big Telecom, to Build Something Better - Jason Speers

The Kid Carson Show

Play Episode Listen Later Apr 16, 2026 22:31


Kid Carson sits down with Jason Speers, founder of Babbl, a Vancouver-based internet provider challenging the traditional telecom model in Western Canada.Jason breaks down:- how third party internet service providers work, - why most households are overpaying for internet, - and how Babbl is offering the same internet at a better price with no contracts, no promo traps, and fast digital customer support!Connect with Babblheybabbl.caInstagram here: @heybabblBe featured on The Kid Carson ShowStep into a premium interview experience and create content for your business with Kid Carson.⁠⁠⁠kidcarson.com/promo⁠⁠⁠SPONSORSMindfulMeds The mental health booster. The most premium mushrooms you can buy. Discover 2025's number one seller, Social Spark. The perfect mental glow up for social situations, co-developed by Kid Carson.Also check out Brainbow, a blend being used instead of antidepressants.Use promo code KIDCARSON to save 15 percent off anything in the MindfulMeds shop.Website: ⁠⁠⁠mindfulmeds.io⁠⁠⁠Instagram: ⁠⁠⁠@mindfulmeds_ca⁠⁠⁠Turn your RRSP into Gold and SilverHow Kid buys, holds, and liquidates physical gold and silver instantly.⁠⁠⁠kidcarson.com/GOLD⁠⁠⁠Bureau Soundproof Office Pods The soundproof booth Kid Carson uses for his studio. Perfect for offices and at-home workspaces.Website: ⁠⁠⁠withbureau.com/ca⁠⁠⁠The Authority by Dawne Russell In a world full of noise and profit-driven advice, The Authority is a curated ecosystem built on discernment, integrity, and lived experience. Every practitioner and offering is personally vetted and endorsed based on results, ethics, and intention. It is where modern medicine, holistic care, and ancient wisdom can coexist responsibly. No second guessing. No misinformation. If it's here, it's here for a reason.Website: ⁠⁠⁠theauthority.ca⁠⁠⁠Nicole Gilmore Realtor Looking for an amazing real estate agent. Meet Nicole Gilmore.Website: ⁠⁠⁠gilmorerealestate.ca⁠⁠⁠Instagram: ⁠⁠⁠@nicolegilmorerealestate⁠⁠⁠Lee's Oil Is the cure for cancer here? Listen to Episode 171 to find out more about Lee's Oil.⁠⁠⁠kidcarson.com/leesoil⁠⁠⁠Conscious Lab A community space for entrepreneurs in downtown Vancouver.Instagram: ⁠⁠⁠@consciouslab⁠⁠⁠Connect with Kid CarsonInstagram: ⁠⁠⁠@kidcarsonofficial⁠⁠⁠The Kid Carson Show is recorded at Conscious Lab in downtown Vancouver, Canada.Instagram: ⁠⁠⁠@consciouslab⁠⁠⁠The Kid Carson Show is a Canadian podcast based in Vancouver featuring long form interviews on personal development, psychology, spirituality, entrepreneurship, health trends, biohacking, relationships, culture, and current events. New episodes weekly with bold conversations and leading experts.