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Common college debt traps are avoidable! Emilie Chowdhury was lucky to learn smart money habits early on, but after nearly a decade in the corporate world, she realized most of my friends—brilliant, educated women—had never been taught how to manage their finances. And the truth is, we shouldn't have to rely on luck to learn this. Financial education should be accessible to all of us. That's what sparked this community: no MLMs, no get-rich-quick schemes, no clickbait. Just honest, approachable, and supportive guidance. Inspired by the power of strong female friendships, Emily's mission is to give you the tools to take control of your money so you can thrive, not just survive. In episode 585 of the Fraternity Foodie Podcast, we find out why Emilie decided on Northwestern University, what was special about Alpha Chi Omega, her journey from the corporate world to financial literacy education, what inspired her, how you can flip the "I'm a broke college student" mindset, what are some budgeting strategies for college students, tips to improve chapter-wide financial literacy for treasurers, how to avoid common college debt traps, how to get started with investing, and small steps you can take to own your first home. Enjoy!
This week Damien explains why saving your first £100,000 is the crucial milestone if you want to be wealthy. He then looks at Premium Bonds, revealing the possible returns you can expect if you have the maximum £50,000 holding. He also explains how to improve your chances of winning a £1 million prize. Finally, Andy discusses the proposed changes to how council tax payments are collected.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show(00:00) - Money to the Masses Podcast Episode 510(02:42) - How to Build Wealth: The Power of Compound Interest and the £100,000 Savings Milestone (15:42) - Premium Bonds Explained: Returns, Odds, and Are They Worth It in 2025? (27:04) - Council Tax Payment Changes in England: What Homeowners Need to KnowFollow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:NS&I set to cut premium bond rateWhat is the Financial Services Compensation SchemeCouncil tax payments set to changeFind your local councilCouncil tax explained and what to do if you are stuggling to paySubscribe to our NewsletterIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
You've heard of the Dave Ramsey Baby Steps, now let's discuss the FOO aka the Financial Order of Operations. Full credit to Brian & Bo at www.moneyguy.com for the FOO. Spoiler alert: we prefer the FOO over the Baby Steps, but you can't go wrong with either. If you aren't doing one of them, you're missing the boat!
Brotherhood. Community. Jeremiah uses episode 58 to express his extreme gratitude for teams, friendships, and giving back.
This week we're sharing a re-release of a popular episode! In this episode I am going to go over practical applications and how you can turn $123k of debt into cash flow using compound interest. Sit back, relax, and enjoy learning about how you can implement this into your life with your own debts and expenses. Thank you for tuning in! To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://bit.ly/tmm-podcast-ppt Registration is LIVE for The Money Multiplier Mastermind event in Denver, CO. For details, please visit: https://bit.ly/lt-mm2025 For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler #TheMoneyMultiplier #FinanceTips #InfiniteBanking Music Content ID Code: W1PAII3MR9FZFQGY
In this episode, we walk through the 7-question money quiz from FINRA's National Financial Capability Study — the test that reveals what most people don't know about their own money.We're not just going over the correct answers — we're breaking down:o Why each question matterso How it affects your everyday money decisionso What core financial principle it reveals (like interest, inflation, debt, risk, or investing)o How to actually apply it in your real lifeTopics we cover:o Compound interest explained (for saving AND for debt)o How inflation destroys your savingso Mortgages: 15 vs. 30 yearso Bonds vs. interest rateso Diversifying investmentso Understanding risk & probabilitieso And more...Whether you're just starting your financial journey or trying to level up your money knowledge, this episode is your free financial education starter kit.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles Referenced:- Quiz: https://money.com/adults-cant-pass-basic-money-quiz/?xid=applenews- Compound Interest: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator- Bond Relationship: https://www.sec.gov/files/ib_interestraterisk.pdf- 15-year vs 30-year Mortgage: https://www.bankrate.com/mortgages/15-vs-30-year-mortgage/#differencesStock Returns:- SPY: https://finance.yahoo.com/quote/SPY- INTC: https://finance.yahoo.com/quote/INTC**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#FinancialLiteracy #PersonalFinance #MoneyTips #FinanceForBeginners #HowMoneyWorks #MoneyQuiz #FinancialEducation #CompoundInterest #DebtFreeJourney #InvestingBasics #FinancialIndependence #MoneyManagement #FinancialPlanning #WealthBuilding #SmartMoney #FinanceTips #MoneyGoals #MoneyMatters #FinanceHacks #FinancialWellness #FinancialIQ #MoneySmarts #TeachMeMoney #Finance101 #FinancialAwareness #MoneyEducation #LearnFinance #MoneySkills #FinancialSavvy #DebtAwareness #SaveMoney #PayOffDebt #EmergencyFund #HighYieldSavings #InvestSmart #BeginnerInvesting #PassiveIncome #RuleOf72 #WealthMindset
How do you build long-term wealth without trying to time the market? Today we break down the power of dollar cost averaging and why it's a proven strategy for growing your investments, especially in volatile times. We unpack how it works, why superannuation does it so well, and how rebalancing and automation can help you stay disciplined and reduce risk.On this episode, we discuss:(00:00) Intro(01:21) What Is Dollar Cost Averaging and Why It Works(02:02) Why Timing the Market Rarely Works(02:44) The Courage Problem: Why Most Investors Miss Buying the Dip(03:48) A Real Example: Investing $200K Without the Risk(06:03) Why Superannuation Is the Ultimate Dollar Cost Averaging Machine(06:56) Big Change Ahead - Weekly Super Contributions from 2026(08:50) Why Losses Hurt More Than Gains Feel Good(09:59) Marty's Numbers - Why Consistency Beats Trying to Time the Market(11:40) The Risk of Picking Stocks vs. Market-Wide Funds(12:05) What Is Rebalancing and How Does It Work?(13:25) How to Stay Balanced When One Investment Outperforms(16:32) The Hidden Tax Impacts of ETFs and Managed Funds(17:23) Why Dollar Cost Averaging Is Perfect for Business Owners(18:03) Warren Buffett's Take: Just Keep Investing(21:41) Supercharging Super: Using Salary Sacrifice to Build Wealth(22:48) Why 90% of Day Traders Lose - and How to Avoid ItCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.
What exactly is compounding and why can it be so magical? Allow me to explain! Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security. Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security. Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security. Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
What do most millionaires have in common? No, it's not a yacht named “Compound Interest.” It's mindset. In this episode, Joe Saul-Sehy and OG kick off Mindset Week by welcoming Sam Dogen, the Financial Samurai himself, to help you start your journey toward a million-dollar net worth—one intentional step at a time. Sam shares why building wealth is less about luck and more about grit, clear goals, and a killer savings rate. He explains why $250,000 is the magic milestone where compounding takes over, why your “why” is more important than your budget, and how a simple house-to-car ratio can reveal whether you're cruising toward financial freedom or stuck in the valet lane. You'll learn: Why your first $250,000 is the hardest (and most critical) How to find your “why” and let it drive your money decisions Why some people crush millionaire goals while others stall out The pros and cons of prioritizing student loan payoff How real estate, entrepreneurship, and mindset play a role in long-term success Plus, Doug delivers trivia about the world's most millionaire-dense country (hint: it's not the U.S.), and Joe announces a live event with Boldin's Steve Chen to help you master retirement planning tools. All that and a wink toward OG's dream car obsession (which definitely didn't come from the after-show... wink wink).
My daughter and daughters-in-law have just launched a meaningful new podcast that dives into what it's like to grow up in, or marry into, a Torah-centered home. They share real stories about living together on a multigenerational family compound, where land, values, and the work of everyday life are shared with purpose and love. They explore family, faith, and the practical joys and challenges of building a life rooted in community and tradition. Follow them now on TikTok, Instagram, and YouTube, and keep an eye out as they roll out on all major podcast platforms! Your support means the world to them! let's help spread the word! https://linktr.ee/compoundinterestpodcast?utm_source=linktree_profile_share<sid=0187ef69-9d95-4c27-8993-66df532c60c0&fbclid=PAZXh0bgNhZW0CMTEAAafgNJ4e9iTf5pquVrFaPuO73FK6o6mjshDA7sXCbdvuCcil83Vf4wVhCIUL-Q_aem_XqsgihFWwcoQ3cTD0wlAaw https://www.youtube.com/@CompoundInterestPodcast-girls
Pastor Kent teaches on Proverbs 1:20-33.
In this episode of Boldin Your Money, host Steve Chen welcomes back Sam Dogen, the Financial Samurai, to discuss his journey from Wall Street to financial independence, and his latest book, Millionaire Milestones. Sam shares hard-earned insights from his early career in finance, the emotional and financial toll of market downturns, and how he transformed a cathartic blog into a thriving income source and community. The conversation explores the power of compounding, the value of real estate in wealth-building, risk tolerance, money mindset, and why aligning financial goals with personal values is crucial. Sam also dives into how AI is shaping the future of content creation and wealth strategy, both as a tool and a hedge. Whether you're starting your financial journey or refining your path to early retirement, this episode offers rich takeaways on how to invest with intention, build passive income, and live a life of purpose and autonomy.
Money stress is everywhere right now — rising interest rates, the cost of living crisis, inflation, layoffs, and a looming recession — we're all feeling it. But the truth is, even in financially prosperous times, money can be a point of shame, anxiety, guilt, and avoidance for a lot of us. Your money history and money story shape your financial security throughout your life — but you can rewrite that story and heal your money mindset.In this episode, we dive deep into the psychology of money and how to heal your relationship with it, so you can stop toxic financial habits, rewire your mindset, and *actually* build long-term wealth.We called back returning guest, Jessica Moorhouse—Accredited Financial Counsellor, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.This isn't just another budgeting or investing 101 episode… it's a mindset shift that can set you up for success in your personal finances and your close relationships. Whether you're struggling with debt or making $250K, this conversation will help you stop self-sabotage, understand your unconscious toxic beliefs, and make an actionable plan toward financial security.Tune in to hear more about:The emotional roots of money anxiety, guilt, shame, envy, and fearUnderstanding the 3 toxic money patterns that keep you stuck (avoidance, money worship, and relationship codependence)The impact of shame and judgment in your financial journey — and how to break that shame cycleHow ADHD and neurodivergence can affect spending, saving, and money organizationHow your attachment style impacts your financial behaviour and the way you deal with money in relationshipsThe #1 mistake most people are making with moneyActionable advice for building wealth if you're in debt or low incomeHow to manage setting up an emergency fund VS paying off debt VS investingHow to recession-proof your financial plan right nowCheck out Jessica's book, Everything but Money.Follow Jessica on Instagram, YouTube, and her website.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube
Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Cady North, Author and Founder of North Financial Advisors about changing the way we think about money and why we need to dare to dream big. In this episode we discussed:It takes courage to make big changes like taking a sabbatical or starting a business. Women are more intentional and tend to think longer term.You should be a partner with your client. Why you should help your clients learn about money so that they are empowered.Understand your money habits, ask yourself why you are making certain decisions. Take the time to review your employee benefits. Connect with Cady North:Cady North Website (here)North Financial Advisors Website (here)LinkedIn (here) Books: The Art of the Sabbatical: A Money and Mindset Guide for Your Next Work Break (Bookshop)The Resiliency Effect: How to Own Your Adversity to Act on Your Biggest Dreams (Bookshop) Resources mentioned:The Power of Compound Interest on The Get Ready Money Podcast (here)Kinder Institute of Life Planning (here) Investopedia (here)Bio: Cady North is a CERTIFIED FINANCIAL PLANNER™ professional, author, and entrepreneur. Her parents were small business owners, and she learned to balance a business checkbook by the age of 13. She spent more than a decade advising high-level executives of Fortune 500 companies while working for industry giants such as Bloomberg and Financial Executives International. In 2015, after a life-changing sabbatical, Cady took the leap to start a financial planning business, North Financial Advisors, helping women act on their biggest dreams and build resilience for the future. As an investment advisor, international public speaker and author, her work has been featured in Bustle, Business Insider, The Washington Post, and Forbes. Her book, "The Resiliency Effect" teaches us how to own our adversity to act on our biggest dreams. Her latest work, "The Art of the Sabbatical," is a money and mindset guidebook for taking a life-changing work break. She is also a Registered Life Planner® and has an MBA from Georgetown University and BA from The University of Texas at Austin.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
What if a simple financial principle could revolutionize not just your bank account, but your entire spiritual journey? In this episode of The Purpose City Church Podcast, Pastor Talaat explores "Compound Interest"—a transformative concept that goes beyond dollars and cents. Drawing from the Parable of the Three Servants in Matthew 25, he reveals why God calls us to multiply what we've been given, not just maintain it. Through personal stories, biblical wisdom, and practical steps—like starting small and investing wisely—you'll discover how to grow your finances, time, and talents for God's kingdom. Part of our series No Cap: God's Blueprint for Financial Freedom, this message is a must-listen for anyone ready to break free from stagnation and step into purpose. Tune in and learn how to make your life a masterpiece of multiplication today!
Daryl speaks on how Abraham was a model of faith, he had to trust God in moving into unknown territory. The promises of God are like a compound interest in the Kingdom. There are times when it costs us, and times when we are rewarded, but what is necessary is to maintain the course and be faithful.
What good are strong finances without good health? Nathaniel Williams joins us in the studio for another episode where discuss the 3 pillars of health: sleep, nutrition, and exercise. We delve into the hypocrisy of modern medicine, a universal approach to nutrition (hint: eliminate processed foods!), and, possibly the most important ingredient to good health: sleep! A slight deviation from our normal personal finance content, we contend that money is useless if you're not healthy enough to enjoy it.
Hey UN•THERAPIST,We need your help UN•THERAPIZING something...Have you ever made a decision that was so tough, but you knew that although it may have been difficult to make, the compound interest from that decision would yield amazing interest in your life?!?!?!
Want to break free from the money hamster wheel and finally achieve Financial Freedom?
Where to begin when you're new to investing? We are getting back-to-basics with some Investing 101 and money psychology in this episode. We'll discuss what first-time self-directed investors need to know to get started on your investing journey and good concepts for all investors to think about in their investing strategy...along with some important jargony terms, defined, so that you don't get overwhelmed. Investing involves risk, but that doesn't mean you should be afraid to learn how to make your money make money! We can all do it. Your knowledge compounds just like your can and so many barriers to entry have already been broken! Things to remember:*Time in the market is better than timing the market. *The stock market hates uncertainty (creates volatility).*Compound interest and dollar cost averaging are great terms to understand that help you invest wisely, well, and often. Reference Episodes:12. How to Invest in the Stock Market (Step-by-Step)2. Understanding the Stock Market9. How to Choose a Brokerage Firm34. Investing Jargon, Demystified10. How to Read a Stock Quote14. How to Analyze a Stock24. Pay Yourself First29. Investment Risk Tolerance56. How to Construct a Portfolio (Asset Allocation) Chapters:00:00 Introduction to Self-Directed Investing03:21 Understanding the Psychology of Money11:47 The Power of Compound Interest15:00 The Power of Compound Interest15:29 Navigating Market Volatility18:49 Wealth vs. Appearances: The Real Story19:58 Understanding Dollar Cost Averaging24:47 Demystifying Investment Jargon----------------------------------------------------------
Albert Einstein famously called compound interest the “eighth wonder of the world”—and for good reason! On this episode of BullCast, we dive into the magic of compounding. But first, we take a historical detour, drawing inspiration from his famous quote to discuss “The New 7 Wonders of the World.” Then, we break down the power of compound interest, how the Rule of 72 can help you estimate your money's growth, and smart strategies to maximize your returns. Whether you love history or finance, this episode is packed with insights to help you make your money work for you! The List: The New 7 Wonders of the World Hashtags: #compoundinterests #alberteinstein #tajmahal #romancolosseum #itstimetoexplore Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com
About the Guest(s):Trevor Houston is the host of the "Who You Know" show. He is known for his focus on bridging the gap between job seekers and their ideal careers. As a financial strategist, Trevor has expertise in investment strategies and retirement planning, dedicating himself to helping others grow their wealth and prepare for the future. Mark Elder is a co-host alongside Trevor Houston on the "Who You Know" show. Mark is experienced in financial planning and career advising, offering practical tips on how to manage finances for retirement. His insights often focus on strategies for achieving financial independence and maximizing retirement savings.Episode Summary:Welcome to this insightful episode of the "Who You Know" show, where hosts Trevor Houston and Mark Elder delve into the powerful strategies for becoming a "401k millionaire." Focusing on financial literacy, they discuss the importance of early and consistent investments in your 401k and shed light on the potential pitfalls to avoid. This episode is a must-listen for anyone aiming to retire comfortably and escape the grind of working into their senior years.The episode outlines five essential steps to becoming a 401k millionaire, including maximizing your company match, understanding your plan's vesting schedule, and the profound impact of time on financial growth. They share eye-opening statistics, 22% of Americans over 65 are still working, underlining the necessity of strategic financial planning to avoid working beyond retirement goals. Trevor and Mark emphasize that, by making informed decisions early, retirees can enjoy financial freedom and stability.Lastly, Trevor and Mark warn against unnecessary withdrawals that come with penalties and taxes, advocating for solid emergency funds as safeguards. They illustrate how setting up automated contributions and incremental increases enables workers to bolster their retirement savings effectively. Whether you're 25 or 55, it's never too late to improve your financial outlook and work towards becoming a 401k millionaire.Resources: Trevor Houston LinkedIn: https://www.linkedin.com/in/trevorhouston/ Mark Elder LinkedIn: https://www.linkedin.com/in/markelder1/ Career Transition Summit: https://event.webinarjam.com/register/67/04404igv LinkedIn e-book: https://online.flippingbook.com/view/714118097/ Subscribe: https://podcasters.spotify.com/pod/show/who-ya-know-show Trevor Houston is a licensed financial professional offering insurance/financial products through various carriers. For more info visit http://cpwstrategies.comChapters:(0:00) Becoming a 401k Millionaire Through Early and Consistent Strategy (3:30) Maximizing Employer 401k Matches and Understanding Vesting Schedules (10:06) The Power of Early Investing and Compound Interest (18:29) The Importance of Preserving Retirement Funds for Future Security (22:38) The Importance of Gradual Investment for Financial Beginners (24:57) Strategies for Building Wealth Through 401k Contributions
Special thanks to Mr Nathaniel Williams for joining us in the studio where we do a deep dive on his "Vacation House Hack", his family vacation home that also doubles as a VRBO. Merlin Hütte is a single family house in the foothills of Schuss Mountain, an all-season golf and ski resort in northern lower Michigan. With year-round amenities including golf, skiing, mountain biking, and lakes, Merlin Hütte has proven to be a good investment that also creates lasting memories for the family. Check it out on IG @merlinhutte
Welcome to another episode of the Spun Today Podcast, where writing is our anchor, but our explorations are limitless. I'm your host, Tony Ortiz, and I'm thrilled to have you here for our 279th episode, a free writing session that's as much about personal discovery as it is about crafting prose. This week, we dive deep into the art of free writing, a technique I champion for its cathartic and exploratory benefits. I'll also share some personal writing updates and a compelling writing tip from the iconic minds of Tim Ferriss and Ryan Holiday, offering insights into the freeing practice of journaling. Then we're delving into Charlie Munger's timeless wisdom from "Poor Charlie's Almanac," exploring how his principles can illuminate your path toward mastering your craft or any creative venture. Lastly, I'll open the time capsule and reflect on one of my past free writing pieces, discussing the journey of navigating emotions with intent. You'll find inspiration and practical advice to fuel your creative process and perhaps a nudge past your own hurdles in writing or any imaginative pursuit. Thank you for tuning in, and let's get started! Check out all free-writing pieces at: spuntoday.com/freewriting. The Spun Today Podcast is a Podcast that is anchored in Writing, but unlimited in scope. Give it a whirl. Twitter: https://twitter.com/spuntoday Instagram: https://www.instagram.com/spuntoday/ YouTube: https://www.youtube.com/@spuntoday Website: http://www.spuntoday.com/home Newsletter: http://www.spuntoday.com/subscribe Links referenced in this episode: Writing advice from the Daily Stoic Newsletter: https://dailystoic.com/all-articles/ Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munge https://amzn.to/4aMlqcS Get your Podcast Started Today! https://signup.libsyn.com/?promo_code=SPUN (Use Promo code SPUN and get up to 2-months of free service!) Check out all the Spun Today Merch, and other ways to help support this show! https://www.spuntoday.com/support Check out my Books Make Way for You – Tips for getting out of your own way FRACTAL – A Time Travel Tale Melted Cold – A Collection of Short Stories http://www.spuntoday.com/books/ (e-Book, Paperback & Hardcover are now available). Fill out my Spun Today Questionnaire if you're passionate about your craft. I'll share your insight and motivation on the Podcast: http://www.spuntoday.com/questionnaire/ Shop on Amazon using this link, to support the Podcast: http://www.amazon.com//ref=as_sl_pc_tf_lc?&tag=sputod0c-20&camp=216797&creative=446321&linkCode=ur1&adid=104DDN7SG8A2HXW52TFB&&ref-refURL=http%3A%2F%2Fwww.spuntoday.com%2Fcontact%2F Shop on iTunes using this link, to support the Podcast: https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewTop?genreId=38&id=27820&popId=42&uo=10 Shop at the Spun Today store for Mugs, T-Shirts and more: https://viralstyle.com/store/spuntoday/tonyortiz Background Music: Autumn 2011 - Loxbeats Outro Background Music: https://www.bensound.com Spun Today Logo by: https://www.naveendhanalak.com/ Sound effects are credited to: http://www.freesfx.co.uk Listen on: iTunes | Spotify | Stitcher | Pocket Casts | Google Podcasts | YouTube | Website
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Katherine Pomerantz, Founder of The Bookkeeping Artist and Creator of the Money Storyteller Method™ about changing the way we think about money and writing your future money story. In this episode we discussed:The importance of understanding your money story. Why you should reflect on your money decisions. Money is abundant,Anyone can be financially successful.Think about money as a resource (as a tool).Compound interest is magic.Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties. Connect with Katherine Pomerantz:Website: https://www.katherinepomerantz.comLinkedIn: https://www.linkedin.com/in/katherinepomerantz/Mentioned in this episode:The Get Ready Money Podcast: The Power of Compound Interest episode (here)Headspace app (learn more here)Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munger (Amazon)The Hero's Journey: Joseph Campbell on His Life and Work by Joseph Campbell (Amazon)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
In episode 306 of More than Commas, Host Cory Shepherd explores the crucial differences between simple interest and compound interest. Listeners will learn how simple interest is calculated solely on the principal amount, while compound interest builds on both the principal and accumulated interest. Through relatable examples, Paul illustrates the financial impact of each type, emphasizing how compound interest can exponentially grow investments over time. He also discusses the importance of balancing debt repayment with investment strategies. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
Are you prepared for the next major curveball life throws your way, or are you hoping it never arrives on your way to financial freedom?If you've ever felt uneasy about where your financial portfolio stands in today's fast-changing world, this episode offers peace of mind. You'll discover why “unpredictable” economic swings and personal financial surprises aren't just random nightmares, but regular occurrences you can proactively prepare for. By recognizing that uncertainty is the norm, you'll feel less stressed about your investments and more confident in your plan for retirement.Most of us want to know our future selves will be secure and able to weather any crisis—big or small. This conversation walks you through proven strategies to build a financial foundation that can stand firm no matter what surprises the market or life events bring. Whether you're seeking steady growth, better tax planning, or simply want peace of mind, this episode sets you up for success.Gain a blueprint for balancing risk and resilience in your investment strategy.Learn how to harness “unexpected events” to your advantage by building a diversified plan.Discover ways to stay flexible with changing tax laws and regulations to protect your wealth.Press play now and learn how to build a rock-solid financial plan that thrives in any economic storm!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence retire early (FIRE) requires smart planning, especially when it comes to growing your net worth and generating passive income with a focus on the sequence of returns of your Canadian investment portfolio. For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Welcome to another short but empowering episode of Monday Motivation, giving you a dose of inspiration as you head into your week… Today, we explore a powerful concept from James Clear: "Habits are the compound interest of self-improvement." Here are three key takeaways you can expect from this episode: Discover why small, consistent habits are the secret to remarkable personal transformation. Learn practical strategies for starting, anchoring, and tracking habits that support your dream life. Explore the habit of reflecting on daily wins and how it shifts your mindset toward growth and gratitude. Take this opportunity to learn how to integrate simple, intentional habits into your routine and watch them compound into extraordinary results. As always, I’d LOVE to hear what resonates with you from this episode and what you plan to implement after listening in. So please share and let’s keep the conversation going in the Dream Life Podcast Facebook Group here. Have a wonderful week… and remember, it all starts with a dream
What if there was a proven strategy to protect your retirement savings from market downturns and maximize the income you can withdraw?In this episode, we address one of the most critical, yet overlooked challenges in retirement planning: how to handle the unpredictable sequence of returns during market downturns. Many people rely on the assumption of a steady average rate of return, but when you start withdrawing income in a bad market year, it can drastically reduce your portfolio's lifespan and limit your financial freedom. The question becomes: how do you plan for those inevitable down years while protecting your wealth and ensuring a steady, stress-free income?Kyle and Jon break down the power of creating a cash wedge—a strategy that gives you options and confidence during downturns. Whether you're aiming for early retirement, managing investments, or just looking for a sustainable plan, this episode explores real-world scenarios and shows how cash wedges, including innovative tools like permanent insurance policies, can stabilize your income and protect your legacy.Learn how a cash wedge strategy can significantly increase the amount of income you can safely withdraw—even during market downturns.Discover why tools like permanent insurance policies offer unique benefits that traditional fixed income or HELOC strategies can't match.Understand how to structure your retirement plan to reduce emotional stress and optimize your portfolio for long-term success.Ready to learn how to protect your retirement and unlock smarter strategies? Hit play now to take control of your financial future!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Dig Into Our Ultimate Canadian Retirement Planning Guide here:https://canadianwealthsecrets.com/ultimate-guide-to-canadian-retirement-planning/ Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situaReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Are you curious about how high-income individuals can leverage investment optimization tools to build lasting wealth, even in complex tax environments?In today's intricate financial landscape, high-income earners face unique challenges when it comes to optimizing their investments and managing taxes. Our latest episode of Canadian Wealth Secrets dives deep into strategies that can help you navigate these complexities. We speak with Money Insights podcast co-host Rod Zabriskie and explore how life insurance can be more than just a safety net but a robust tool for wealth creation and investment optimization. Additionally, we discuss the nuances of the tax systems in both the US and Canada and how they impact your wealth-building efforts. Whether you're a seasoned investor or just starting, understanding these strategies can help you achieve financial stability and ensure your investments are working as hard as you are.You'll learn: Discover how to utilize permanent life insurance to optimize your investments and create tax-free growth.Learn the differences between direct and non-direct recognition policies and which might be best for your situation.Understand the concept of infinite banking and how strategic use of insurance can significantly enhance your wealth management plan.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passive income. For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aligning your strategy with tax-efficient tools, you can unlock the full potential of your business and investments, ensuring sustainable growth and long-Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com FREE BOOKS HERE: https://vinneychopra.com/freebenefits/ JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423 -----
In today's episode, Dr. Killeen breaks down the power of compound interest and how it can shape your financial future. From saving early to smart retirement planning, he shares tips to grow your wealth over time. Plus, learn how to find mentors and tools on the Dental Success Network to keep your goals on track. Tune in for simple, practical advice! For more information about Dr. Addison Killeen, visit: www.addisonkilleen.com or interact with him on a daily basis at www.DentalSuccessNetwork.com
Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com FREE BOOKS HERE: https://vinneychopra.com/freebenefits/ JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423 -----
Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com FREE BOOKS HERE: https://vinneychopra.com/freebenefits/ JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423 -----
What if you could retire years earlier than planned—without sacrificing financial security or peace of mind?Planning for early retirement is a dream for many Canadians, but the math behind it is often misunderstood. In this episode, we dive into the real numbers, strategies, and pitfalls that come with accelerating your retirement goals. Whether you're considering a 10-year or 15-year runway to financial independence, understanding how to maximize your retirement contributions, leverage compounding to the fullest, and mitigate the risk associated with equities and growth investments can make the difference between a comfortable Canadian retirement and coming up short.The unpredictable nature of market returns can be daunting, but having a plan for scenarios like market downturns or drawdown years is critical. This episode equips you with actionable insights into planning for volatility and ensuring your financial runway isn't cut short, even when the unexpected happens.What you'll learn:Learn how the timing of contributions and withdrawals dramatically impacts your financial future.Discover tools like cash wedges and lending vehicles to navigate market volatility and protect your retirement portfolio even during down years.Understand how contributing more or starting earlier can exponentially increase your financial security and Canadian retirement options.Don't leave your financial future to chance—listen to this episode now and learn how to take control of your early retirement strategy!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Dig Into Our Ultimate Canadian Retirement Planning Guide here:https://canadianwealthsecrets.com/ultimate-guide-to-canadian-retirement-planning/Canadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence retire early (FIRE) requires smart planning, especially when iReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com FREE BOOKS HERE: https://vinneychopra.com/freebenefits/ JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423 -----
Are you relying on average annualized rates of return to plan your Canadian financial freedom and retirement future? Discover why that strategy might be putting your wealth at risk—and how you can secure better outcomes and better predict the worst-case scenario for protecting and compounding your pile.For anyone planning their financial future, understanding the realities of market returns is crucial. In this episode, we challenge the common assumption that steady, average annualized rates of return will carry you comfortably into retirement. Through real-world examples and historical S&P 500 rate of return data, we highlight how sequence of returns, timing, and creative withdrawal strategies can dramatically affect your Canadian retirement nest egg.Whether you're a part of the Financial Independence, Retire Early (FIRE) movement or simply building a long-term wealth strategy for a Canadian financially free lifestyle, this episode offers invaluable insights into how early down years or unexpected market dips at the wrong time can derail your later life income plans. We explore strategies to mitigate these risks, like diversifying your withdrawal options, preparing for worst-case scenarios, and building financial buffers to ensure that your retirement income remains steady—even during market downturns.What you'll learn:Learn how the sequence of market returns can significantly impact your financial outcomes, and what you can do to plan for it.Discover the power of alternative "buckets" like cash wedges or borrowing options to safeguard your portfolio during downturns.Explore actionable strategies to build a robust financial plan that ensures stability, regardless of market volatility.Unlock the secret to minimizing market risk and maximizing your wealth—listen to this episode now to future-proof your financial freedom plan!Dig Into Our Ultimate Canadian Retirement Planning GuideReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
The Math Behind Retirement and Specifically Early Retirement…Could you be unknowingly sabotaging your financial future by not fully understanding how compound interest is affecting your investments?If you're in your 40s or beyond, you might feel financially secure and even start dreaming of early retirement. But the realities of compound interest could be working against you if you don't understand how time and contributions impact your financial goals. Many people think they can simply “pause” or “shorten” their saving timeline and still retire comfortably—this episode reveals why that mindset could lead to financial pitfalls.In this episode, Kyle Pearce and Jon Orr break down the numbers, showing how slight changes in time horizons, contribution levels, or portfolio balance can drastically alter your retirement income. Whether you're targeting financial independence by age 50 or aiming for a secure retirement at 65, understanding the exponential power of compound interest is essential to avoid mistakes that could derail your plans.Discover how your time horizon impacts the effectiveness of compound interest in building long-term wealth.Learn how small adjustments to your investment strategy—like shifting equity-to-fixed-income ratios—affect retirement income.Uncover the hidden dangers of relying on average rates of return and why consistent contributions matter more than you think.Ready to reverse-engineer your retirement goals and unlock the true potential of compound interest? Hit play on this episode to learn the strategies that could redefine your financial future.Read our Ultimate Canadian Retirement Planning Guide. Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passiveReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Hey Rainmakers! Chelsey and Stephen here, and we are thrilled to have Britt Baker, co-founder of Dow Janes, on the show today! If you've ever felt overwhelmed by money or wondered how to shift your financial mindset, this episode is packed with golden nuggets. Britt is on a mission to help women break free from financial myths and take control of their money stories—so buckle up for some serious inspiration! We kick things off with Britt sharing how Dow Janes started as a small investment club in her living room. What began as a way to help friends learn about investing has grown into a movement empowering women to achieve financial freedom. She opens up about her own mindset shifts, including overcoming a scarcity mentality, and how aligning spending with her values transformed her relationship with money. One of our favorite takeaways from Britt is her red, yellow, and green light approach to spending time and money in your business. Red light activities, like branding or Instagram, don't lead directly to revenue, while green light actions—like sending sales emails or hosting workshops—are all about making money moves. Britt's advice? Focus on green light activities to build momentum before indulging in the “fun stuff.” We also dive into practical tips like tracking your spending with emotional awareness, aligning purchases with personal values, and teaching kids about money. Britt even shares her personal story of learning about compound interest from her dad at age seven—a lesson that sparked her passion for financial education. This episode is packed with actionable insights to help you shift your money mindset, build wealth, and teach the next generation to do the same. Trust us, you don't want to miss it! Link: try.dowjanes.com/rainmaker Connect with us: ► Rainmaker Instagram: @therainmakerfamily ► Chelsey Instagram: @chels_diaz ► Stephen Instagram: @steezdiaz ► TikTok: @therainmakerfamily ► Facebook: @diazfamilylegacy ► Website: @https://therainmakerfamily.com Join Our Next Rainmaker Challenge - How To Make Passive Income From Home: https://therainmakerchallenge.com Save On Our Favorite Things: https://rainmakerfamily.com/deals Watch The Million Dollar Mama Case Study: https://www.makeitrainmomma.com/casestudy Episode Minute by Minute: 0:00 - Introduction: Meet Britt Baker of Dow Janes 2:00 - Dow Janes' Beginnings: From Living Room to Movement 5:00 - Breaking Money Myths: Overcoming Scarcity 8:30 - Aligning Spending with Your Values 12:00 - Red, Yellow, Green Light Framework for Entrepreneurs 15:30 - Practical Tips for Families to Discuss Finances 20:00 - The Power of Compound Interest 25:00 - The Biggest Wealth Transfer in History
In this episode, my guest is Morgan Housel, an expert in private wealth generation and management and author of the bestselling book The Psychology of Money. We discuss how desiring, pursuing, saving, and spending money impact our psychology and perception of wealth. We explore why people tend to either overspend or oversave and examine the most common mistakes made in the pursuit of financial freedom. Additionally, we discuss how to best use money — and one's relationship with it — as a tool to create psychological security, freedom, and a deeper sense of life purpose. We also delve into the impact of purchases, social media, and wealth signaling on our internal reward circuits, the dangers of using money as a gauge of career progress or self-worth, and the healthiest psychological stances to adopt while building wealth at any level. By the end of the episode, listeners will have gained numerous practical tools for making smarter financial decisions and should have a clearer understanding of the role money plays in their psychology, happiness, and life. Access the full show notes for this episode at hubermanlab.com. Pre-order Andrew's new book, Protocols: protocolsbook.com Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman ROKA: https://roka.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member Finra/SIPC. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Morgan Housel 00:02:13 Sponsors: Wealthfront & BetterHelp 00:05:11 Spending Habits & Cynicism 00:08:44 Tool: Money & Future Regrets 00:16:07 Money Management Extremes; Credit & Hope 00:23:17 Money as a Tool, Happiness, Independence & Purpose 00:27:30 Sponsors: AG1 & ROKA 00:30:11 Unstructured Time; Independence, Identify & Money; Addiction 00:39:04 Longevity, Health & Money 00:47:42 Ambition, Social Media, Fame & Social Debt 00:53:37 Sponsor: Function 00:55:24 Resume Virtues vs. Eulogy Virtues 00:57:52 Compound Interest, Math vs. Behavior 01:01:42 Dopamine & Time, Marshmallow Test & Distraction 01:09:58 Motivation, Pleasure; Relationships 01:14:38 Freedom, Tool: Savings & Independence 01:19:06 Peak-End Rule, Autonomy & Independence; Elder vs. Elderly 01:24:07 Familial Wealth & Identity; Entrepreneurs 01:31:53 Life Purpose; Dogs; Social & Historical Comparison 01:39:58 Social Comparison & Geography, Angst 01:46:07 Carrot vs. Stick, Identity, Tool: Verb States & Energy 01:56:43 Envy & Spending Money; Wealth & Birth Rates 02:01:27 Tools: Parent Modeling; Resentment, Individual Goals 02:07:15 Purpose, Happiness & Money 02:13:05 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.
One of the most powerful forces in economics and finance is compound interest. Not everyone understands compound interest, even though they may reap its benefits or suffer its consequences. Compounding has the potential to build fortunes and wreck empires. The effects of compounding are also not limited to interest payments. It can apply to a great many things in and out of the natural world. Learn more about compound interest, how it works and its awesome potential on this episode of Everything Everywhere Daily. Sponsors Plan your next trip to Spain at Spain.info! Sign up at butcherbox.com/daily and use code daily to get chicken breast, salmon or ground beef FREE in every order for a year plus $20 off your first order! Subscribe to the podcast! https://link.chtbl.com/EverythingEverywhere?sid=ShowNotes -------------------------------- Executive Producer: Charles Daniel Associate Producers: Ben Long & Cameron Kieffer Become a supporter on Patreon: https://www.patreon.com/everythingeverywhere Update your podcast app at newpodcastapps.com Discord Server: https://discord.gg/UkRUJFh Instagram: https://www.instagram.com/everythingeverywhere/ Facebook Group: https://www.facebook.com/groups/everythingeverywheredaily Twitter: https://twitter.com/everywheretrip Website: https://everything-everywhere.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices