Podcasts about Compound interest

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show. The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh Jalinski. He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security. Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

What do most millionaires have in common? No, it's not a yacht named “Compound Interest.” It's mindset. In this episode, Joe Saul-Sehy and OG kick off Mindset Week by welcoming Sam Dogen, the Financial Samurai himself, to help you start your journey toward a million-dollar net worth—one intentional step at a time. Sam shares why building wealth is less about luck and more about grit, clear goals, and a killer savings rate. He explains why $250,000 is the magic milestone where compounding takes over, why your “why” is more important than your budget, and how a simple house-to-car ratio can reveal whether you're cruising toward financial freedom or stuck in the valet lane. You'll learn: Why your first $250,000 is the hardest (and most critical) How to find your “why” and let it drive your money decisions Why some people crush millionaire goals while others stall out The pros and cons of prioritizing student loan payoff How real estate, entrepreneurship, and mindset play a role in long-term success Plus, Doug delivers trivia about the world's most millionaire-dense country (hint: it's not the U.S.), and Joe announces a live event with Boldin's Steve Chen to help you master retirement planning tools. All that and a wink toward OG's dream car obsession (which definitely didn't come from the after-show... wink wink).

In this episode of Boldin Your Money, host Steve Chen welcomes back Sam Dogen, the Financial Samurai, to discuss his journey from Wall Street to financial independence, and his latest book, Millionaire Milestones. Sam shares hard-earned insights from his early career in finance, the emotional and financial toll of market downturns, and how he transformed a cathartic blog into a thriving income source and community. The conversation explores the power of compounding, the value of real estate in wealth-building, risk tolerance, money mindset, and why aligning financial goals with personal values is crucial. Sam also dives into how AI is shaping the future of content creation and wealth strategy, both as a tool and a hedge. Whether you're starting your financial journey or refining your path to early retirement, this episode offers rich takeaways on how to invest with intention, build passive income, and live a life of purpose and autonomy.

Money stress is everywhere right now — rising interest rates, the cost of living crisis, inflation, layoffs, and a looming recession — we're all feeling it. But the truth is, even in financially prosperous times, money can be a point of shame, anxiety, guilt, and avoidance for a lot of us. Your money history and money story shape your financial security throughout your life — but you can rewrite that story and heal your money mindset.In this episode, we dive deep into the psychology of money and how to heal your relationship with it, so you can stop toxic financial habits, rewire your mindset, and *actually* build long-term wealth.We called back returning guest, Jessica Moorhouse—Accredited Financial Counsellor, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.This isn't just another budgeting or investing 101 episode… it's a mindset shift that can set you up for success in your personal finances and your close relationships. Whether you're  struggling with debt or making $250K, this conversation will help you stop self-sabotage, understand your unconscious toxic beliefs, and make an actionable plan toward financial security.Tune in to hear more about:The emotional roots of money anxiety, guilt, shame, envy, and fearUnderstanding the 3 toxic money patterns that keep you stuck (avoidance, money worship, and relationship codependence)The impact of shame and judgment in your financial journey — and how to break that shame cycleHow ADHD and neurodivergence can affect spending, saving, and money organizationHow your attachment style impacts your financial behaviour and the way you deal with money in relationshipsThe #1 mistake most people are making with moneyActionable advice for building wealth if you're in debt or low incomeHow to manage setting up an emergency fund VS paying off debt VS investingHow to recession-proof your financial plan right nowCheck out Jessica's book, Everything but Money.Follow Jessica on Instagram, YouTube, and her website.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Cady North, Author and Founder of North Financial Advisors about changing the way we think about money and why we need to dare to dream big. In this episode we discussed:It takes courage to make big changes like taking a sabbatical or starting a business. Women are more intentional and tend to think longer term.You should be a partner with your client. Why you should help your clients learn about money so that they are empowered.Understand your money habits, ask yourself why you are making certain decisions. Take the time to review your employee benefits. Connect with Cady North:Cady North Website (here)North Financial Advisors Website (here)LinkedIn (here) Books: The Art of the Sabbatical: A Money and Mindset Guide for Your Next Work Break (Bookshop)The Resiliency Effect: How to Own Your Adversity to Act on Your Biggest Dreams (Bookshop) Resources mentioned:The Power of Compound Interest on The Get Ready Money Podcast (here)Kinder Institute of Life Planning (here) Investopedia (here)Bio: Cady North is a CERTIFIED FINANCIAL PLANNER™ professional, author, and entrepreneur. Her parents were small business owners, and she learned to balance a business checkbook by the age of 13. She spent more than a decade advising high-level executives of Fortune 500 companies while working for industry giants such as Bloomberg and Financial Executives International. In 2015, after a life-changing sabbatical, Cady took the leap to start a financial planning business, North Financial Advisors, helping women act on their biggest dreams and build resilience for the future. As an investment advisor, international public speaker and author, her work has been featured in Bustle, Business Insider, The Washington Post, and Forbes. Her book, "The Resiliency Effect" teaches us how to own our adversity to act on our biggest dreams. Her latest work, "The Art of the Sabbatical," is a money and mindset guidebook for taking a life-changing work break. She is also a Registered Life Planner® and has an MBA from Georgetown University and BA from The University of Texas at Austin.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

What if a simple financial principle could revolutionize not just your bank account, but your entire spiritual journey? In this episode of The Purpose City Church Podcast, Pastor Talaat explores "Compound Interest"—a transformative concept that goes beyond dollars and cents. Drawing from the Parable of the Three Servants in Matthew 25, he reveals why God calls us to multiply what we've been given, not just maintain it. Through personal stories, biblical wisdom, and practical steps—like starting small and investing wisely—you'll discover how to grow your finances, time, and talents for God's kingdom. Part of our series No Cap: God's Blueprint for Financial Freedom, this message is a must-listen for anyone ready to break free from stagnation and step into purpose. Tune in and learn how to make your life a masterpiece of multiplication today!

Daryl speaks on how Abraham was a model of faith, he had to trust God in moving into unknown territory. The promises of God are like a compound interest in the Kingdom. There are times when it costs us, and times when we are rewarded, but what is necessary is to maintain the course and be faithful.

What good are strong finances without good health? Nathaniel Williams joins us in the studio for another episode where discuss the 3 pillars of health: sleep, nutrition, and exercise. We delve into the hypocrisy of modern medicine, a universal approach to nutrition (hint: eliminate processed foods!), and, possibly the most important ingredient to good health: sleep! A slight deviation from our normal personal finance content, we contend that money is useless if you're not healthy enough to enjoy it.

Hey UN•THERAPIST,We need your help UN•THERAPIZING something...Have you ever made a decision that was so tough, but you knew that although it may have been difficult to make, the compound interest from that decision would yield amazing interest in your life?!?!?!

Want to break free from the money hamster wheel and finally achieve Financial Freedom?

Where to begin when you're new to investing? We are getting back-to-basics with some Investing 101 and money psychology in this episode. We'll discuss what first-time self-directed investors need to know to get started on your investing journey and good concepts for all investors to think about in their investing strategy...along with some important jargony terms, defined, so that you don't get overwhelmed. Investing involves risk, but that doesn't mean you should be afraid to learn how to make your money make money! We can all do it. Your knowledge compounds just like your can and so many barriers to entry have already been broken! Things to remember:*Time in the market is better than timing the market. *The stock market hates uncertainty (creates volatility).*Compound interest and dollar cost averaging are great terms to understand that help you invest wisely, well, and often. Reference Episodes:12. How to Invest in the Stock Market (Step-by-Step)2. Understanding the Stock Market9. How to Choose a Brokerage Firm34. Investing Jargon, Demystified10. How to Read a Stock Quote14. How to Analyze a Stock24. Pay Yourself First29. Investment Risk Tolerance56. How to Construct a Portfolio (Asset Allocation) Chapters:00:00 Introduction to Self-Directed Investing03:21 Understanding the Psychology of Money11:47 The Power of Compound Interest15:00 The Power of Compound Interest15:29 Navigating Market Volatility18:49 Wealth vs. Appearances: The Real Story19:58 Understanding Dollar Cost Averaging24:47 Demystifying Investment Jargon----------------------------------------------------------

Albert Einstein famously called compound interest the “eighth wonder of the world”—and for good reason! On this episode of BullCast, we dive into the magic of compounding. But first, we take a historical detour, drawing inspiration from his famous quote to discuss “The New 7 Wonders of the World.” Then, we break down the power of compound interest, how the Rule of 72 can help you estimate your money's growth, and smart strategies to maximize your returns. Whether you love history or finance, this episode is packed with insights to help you make your money work for you! The List: The New 7 Wonders of the World Hashtags: #compoundinterests #alberteinstein #tajmahal #romancolosseum #itstimetoexplore Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com

About the Guest(s):Trevor Houston is the host of the "Who You Know" show. He is known for his focus on bridging the gap between job seekers and their ideal careers. As a financial strategist, Trevor has expertise in investment strategies and retirement planning, dedicating himself to helping others grow their wealth and prepare for the future. Mark Elder is a co-host alongside Trevor Houston on the "Who You Know" show. Mark is experienced in financial planning and career advising, offering practical tips on how to manage finances for retirement. His insights often focus on strategies for achieving financial independence and maximizing retirement savings.Episode Summary:Welcome to this insightful episode of the "Who You Know" show, where hosts Trevor Houston and Mark Elder delve into the powerful strategies for becoming a "401k millionaire." Focusing on financial literacy, they discuss the importance of early and consistent investments in your 401k and shed light on the potential pitfalls to avoid. This episode is a must-listen for anyone aiming to retire comfortably and escape the grind of working into their senior years.The episode outlines five essential steps to becoming a 401k millionaire, including maximizing your company match, understanding your plan's vesting schedule, and the profound impact of time on financial growth. They share eye-opening statistics, 22% of Americans over 65 are still working, underlining the necessity of strategic financial planning to avoid working beyond retirement goals. Trevor and Mark emphasize that, by making informed decisions early, retirees can enjoy financial freedom and stability.Lastly, Trevor and Mark warn against unnecessary withdrawals that come with penalties and taxes, advocating for solid emergency funds as safeguards. They illustrate how setting up automated contributions and incremental increases enables workers to bolster their retirement savings effectively. Whether you're 25 or 55, it's never too late to improve your financial outlook and work towards becoming a 401k millionaire.Resources: Trevor Houston LinkedIn: https://www.linkedin.com/in/trevorhouston/ Mark Elder LinkedIn: https://www.linkedin.com/in/markelder1/ Career Transition Summit: https://event.webinarjam.com/register/67/04404igv  LinkedIn e-book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://online.flippingbook.com/view/714118097/⁠⁠⁠⁠⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠ Subscribe: ⁠⁠⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/who-ya-know-show ⁠⁠⁠⁠⁠⁠⁠⁠ Trevor Houston is a licensed financial professional offering insurance/financial products through various carriers. For more info visit ⁠⁠⁠⁠⁠⁠⁠⁠http://cpwstrategies.comChapters:(0:00) Becoming a 401k Millionaire Through Early and Consistent Strategy  (3:30) Maximizing Employer 401k Matches and Understanding Vesting Schedules  (10:06) The Power of Early Investing and Compound Interest  (18:29) The Importance of Preserving Retirement Funds for Future Security  (22:38) The Importance of Gradual Investment for Financial Beginners  (24:57) Strategies for Building Wealth Through 401k Contributions

Special thanks to Mr Nathaniel Williams for joining us in the studio where we do a deep dive on his "Vacation House Hack", his family vacation home that also doubles as a VRBO. Merlin Hütte is a single family house in the foothills of Schuss Mountain, an all-season golf and ski resort in northern lower Michigan. With year-round amenities including golf, skiing, mountain biking, and lakes, Merlin Hütte has proven to be a good investment that also creates lasting memories for the family. Check it out on IG @merlinhutte

Welcome to another episode of the Spun Today Podcast, where writing is our anchor, but our explorations are limitless. I'm your host, Tony Ortiz, and I'm thrilled to have you here for our 279th episode, a free writing session that's as much about personal discovery as it is about crafting prose. This week, we dive deep into the art of free writing, a technique I champion for its cathartic and exploratory benefits. I'll also share some personal writing updates and a compelling writing tip from the iconic minds of Tim Ferriss and Ryan Holiday, offering insights into the freeing practice of journaling. Then we're delving into Charlie Munger's timeless wisdom from "Poor Charlie's Almanac," exploring how his principles can illuminate your path toward mastering your craft or any creative venture. Lastly, I'll open the time capsule and reflect on one of my past free writing pieces, discussing the journey of navigating emotions with intent. You'll find inspiration and practical advice to fuel your creative process and perhaps a nudge past your own hurdles in writing or any imaginative pursuit. Thank you for tuning in, and let's get started!   Check out all free-writing pieces at: spuntoday.com/freewriting.      The Spun Today Podcast is a Podcast that is anchored in Writing, but unlimited in scope.  Give it a whirl.      Twitter: https://twitter.com/spuntoday  Instagram: https://www.instagram.com/spuntoday/  YouTube: https://www.youtube.com/@spuntoday   Website: http://www.spuntoday.com/home  Newsletter: http://www.spuntoday.com/subscribe      Links referenced in this episode:       Writing advice from the Daily Stoic Newsletter: https://dailystoic.com/all-articles/     Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munge https://amzn.to/4aMlqcS   Get your Podcast Started Today! https://signup.libsyn.com/?promo_code=SPUN (Use Promo code SPUN and get up to 2-months of free service!)   Check out all the Spun Today Merch, and other ways to help support this show! https://www.spuntoday.com/support   Check out my Books Make Way for You – Tips for getting out of your own way FRACTAL – A Time Travel Tale Melted Cold – A Collection of Short Stories http://www.spuntoday.com/books/ (e-Book, Paperback & Hardcover are now available).   Fill out my Spun Today Questionnaire if you're passionate about your craft.  I'll share your insight and motivation on the Podcast: http://www.spuntoday.com/questionnaire/    Shop on Amazon using this link, to support the Podcast: http://www.amazon.com//ref=as_sl_pc_tf_lc?&tag=sputod0c-20&camp=216797&creative=446321&linkCode=ur1&adid=104DDN7SG8A2HXW52TFB&&ref-refURL=http%3A%2F%2Fwww.spuntoday.com%2Fcontact%2F   Shop on iTunes using this link, to support the Podcast: https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewTop?genreId=38&id=27820&popId=42&uo=10   Shop at the Spun Today store for Mugs, T-Shirts and more: https://viralstyle.com/store/spuntoday/tonyortiz   Background Music: Autumn 2011 - Loxbeats   Outro Background Music: https://www.bensound.com   Spun Today Logo by: https://www.naveendhanalak.com/   Sound effects are credited to: http://www.freesfx.co.uk   Listen on: iTunes | Spotify | Stitcher | Pocket Casts | Google Podcasts | YouTube | Website 

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Katherine Pomerantz, Founder of The Bookkeeping Artist and Creator of the Money Storyteller Method™  about changing the way we think about money and writing your future money story. In this episode we discussed:The importance of understanding your money story. Why you should reflect on your money decisions. Money is abundant,Anyone can be financially successful.Think about money as a resource (as a tool).Compound interest is magic.Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties. Connect with Katherine Pomerantz:Website: https://www.katherinepomerantz.comLinkedIn: https://www.linkedin.com/in/katherinepomerantz/Mentioned in this episode:The Get Ready Money Podcast: The Power of Compound Interest episode (here)Headspace app (learn more here)Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munger (Amazon)The Hero's Journey: Joseph Campbell on His Life and Work by Joseph Campbell (Amazon)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

In episode 306 of More than Commas, Host Cory Shepherd explores the crucial differences between simple interest and compound interest. Listeners will learn how simple interest is calculated solely on the principal amount, while compound interest builds on both the principal and accumulated interest. Through relatable examples, Paul illustrates the financial impact of each type, emphasizing how compound interest can exponentially grow investments over time. He also discusses the importance of balancing debt repayment with investment strategies.   ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Are you prepared for the next major curveball life throws your way, or are you hoping it never arrives on your way to financial freedom?If you've ever felt uneasy about where your financial portfolio stands in today's fast-changing world, this episode offers peace of mind. You'll discover why “unpredictable” economic swings and personal financial surprises aren't just random nightmares, but regular occurrences you can proactively prepare for. By recognizing that uncertainty is the norm, you'll feel less stressed about your investments and more confident in your plan for retirement.Most of us want to know our future selves will be secure and able to weather any crisis—big or small. This conversation walks you through proven strategies to build a financial foundation that can stand firm no matter what surprises the market or life events bring. Whether you're seeking steady growth, better tax planning, or simply want peace of mind, this episode sets you up for success.Gain a blueprint for balancing risk and resilience in your investment strategy.Learn how to harness “unexpected events” to your advantage by building a diversified plan.Discover ways to stay flexible with changing tax laws and regulations to protect your wealth.Press play now and learn how to build a rock-solid financial plan that thrives in any economic storm!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence retire early (FIRE) requires smart planning, especially when it comes to growing your net worth and generating passive income with a focus on the sequence of returns of your Canadian investment portfolio. For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Welcome to another short but empowering episode of Monday Motivation, giving you a dose of inspiration as you head into your week… Today, we explore a powerful concept from James Clear: "Habits are the compound interest of self-improvement." Here are three key takeaways you can expect from this episode: Discover why small, consistent habits are the secret to remarkable personal transformation. Learn practical strategies for starting, anchoring, and tracking habits that support your dream life. Explore the habit of reflecting on daily wins and how it shifts your mindset toward growth and gratitude. Take this opportunity to learn how to integrate simple, intentional habits into your routine and watch them compound into extraordinary results. As always, I’d LOVE to hear what resonates with you from this episode and what you plan to implement after listening in. So please share and let’s keep the conversation going in the Dream Life Podcast Facebook Group here. Have a wonderful week… and remember, it all starts with a dream

We love feedback, but can't reply without your email address. Message us your thoughts and contact info!In this episode of the All Pro Dad Podcast, host Ted Lowe and co-host Bobby Lewis are joined by Dale Alexander, a financial expert passionate about empowering dads to lead their families toward financial success. The conversation dives into financial mistakes, the joy of giving, and the power of compound interest.Key takeaways include understanding the difference between looking wealthy and being wealthy, the importance of teaching kids about money early, and actionable strategies for dads to avoid financial drift while building a secure financial future.Important Episode Timestamps:(00:00) Welcome to the All Pro Dad Podcast(00:36) Meet Bobby Lewis(01:00) Introducing Dale Alexander(02:01) Worst Purchases and Financial Regrets(03:10) Lessons from Our Fathers(04:31) The Importance of Teaching Kids About Money(05:40) Dale's Passion for Financial Education(07:21) The Reality of Financial Stress(10:50) The Illusion of Wealth(12:21) Financial Awareness and Drifting(14:15) Smart Money Management Tips(14:53) Understanding Stock Market Risks(16:13) Getting Started with Mutual Funds(19:38) The Power of Compound Interest(22:22) The Joy of Giving(26:15) Teaching Kids About Money(28:44) Final Thoughts and ResourcesAPD Pro Move:"Start modeling good financial behavior today by sitting down and setting a financial goal so you don't get set adrift."Sponsor:The All Pro Dad Podcast is proudly brought to you by Family First, a nonprofit dedicated to equipping parents with resources to strengthen their families. Learn more at FamilyFirst.net.Connect with Us:Connect with Dale AlexanderConnect with Ted LoweConnect with Bobby LewisDon't forget to leave us a review on your favorite podcast app!EXTRAS: Follow us: Instagram | Facebook | X (Twitter)Join 200,000+ other dads by subscribing to the All Pro Dad Play of the Day. Get daily fatherhood ideas, insight, and inspiration straight to your inbox.This episode's show notes can also be viewed here on AllProDad.com. Like the All Pro Dad gear and mugs? Get your own in the All Pro Dad store.Get great content for moms at iMOM.com

What if there was a proven strategy to protect your retirement savings from market downturns and maximize the income you can withdraw?In this episode, we address one of the most critical, yet overlooked challenges in retirement planning: how to handle the unpredictable sequence of returns during market downturns. Many people rely on the assumption of a steady average rate of return, but when you start withdrawing income in a bad market year, it can drastically reduce your portfolio's lifespan and limit your financial freedom. The question becomes: how do you plan for those inevitable down years while protecting your wealth and ensuring a steady, stress-free income?Kyle and Jon break down the power of creating a cash wedge—a strategy that gives you options and confidence during downturns. Whether you're aiming for early retirement, managing investments, or just looking for a sustainable plan, this episode explores real-world scenarios and shows how cash wedges, including innovative tools like permanent insurance policies, can stabilize your income and protect your legacy.Learn how a cash wedge strategy can significantly increase the amount of income you can safely withdraw—even during market downturns.Discover why tools like permanent insurance policies offer unique benefits that traditional fixed income or HELOC strategies can't match.Understand how to structure your retirement plan to reduce emotional stress and optimize your portfolio for long-term success.Ready to learn how to protect your retirement and unlock smarter strategies? Hit play now to take control of your financial future!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Dig Into Our Ultimate Canadian Retirement Planning Guide here:https://canadianwealthsecrets.com/ultimate-guide-to-canadian-retirement-planning/ Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situaReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Are you curious about how high-income individuals can leverage investment optimization tools to build lasting wealth, even in complex tax environments?In today's intricate financial landscape, high-income earners face unique challenges when it comes to optimizing their investments and managing taxes. Our latest episode of Canadian Wealth Secrets dives deep into strategies that can help you navigate these complexities. We speak with Money Insights podcast co-host Rod Zabriskie and explore how life insurance can be more than just a safety net but a robust tool for wealth creation and investment optimization. Additionally, we discuss the nuances of the tax systems in both the US and Canada and how they impact your wealth-building efforts. Whether you're a seasoned investor or just starting, understanding these strategies can help you achieve financial stability and ensure your investments are working as hard as you are.You'll learn: Discover how to utilize permanent life insurance to optimize your investments and create tax-free growth.Learn the differences between direct and non-direct recognition policies and which might be best for your situation.Understand the concept of infinite banking and how strategic use of insurance can significantly enhance your wealth management plan.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passive income. For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aligning your strategy with tax-efficient tools, you can unlock the full potential of your business and investments, ensuring sustainable growth and long-Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf   —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com   FREE BOOKS HERE:  https://vinneychopra.com/freebenefits/   JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423   -----    

In today's episode, Dr. Killeen breaks down the power of compound interest and how it can shape your financial future. From saving early to smart retirement planning, he shares tips to grow your wealth over time. Plus, learn how to find mentors and tools on the Dental Success Network to keep your goals on track. Tune in for simple, practical advice! For more information about Dr. Addison Killeen, visit: www.addisonkilleen.com or interact with him on a daily basis at www.DentalSuccessNetwork.com

Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf   —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com   FREE BOOKS HERE:  https://vinneychopra.com/freebenefits/   JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423   -----    

Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf   —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com   FREE BOOKS HERE:  https://vinneychopra.com/freebenefits/   JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423   -----    

What if you could retire years earlier than planned—without sacrificing financial security or peace of mind?Planning for early retirement is a dream for many Canadians, but the math behind it is often misunderstood. In this episode, we dive into the real numbers, strategies, and pitfalls that come with accelerating your retirement goals. Whether you're considering a 10-year or 15-year runway to financial independence, understanding how to maximize your retirement contributions, leverage compounding to the fullest, and mitigate the risk associated with equities and growth investments can make the difference between a comfortable Canadian retirement and coming up short.The unpredictable nature of market returns can be daunting, but having a plan for scenarios like market downturns or drawdown years is critical. This episode equips you with actionable insights into planning for volatility and ensuring your financial runway isn't cut short, even when the unexpected happens.What you'll learn:Learn how the timing of contributions and withdrawals dramatically impacts your financial future.Discover tools like cash wedges and lending vehicles to navigate market volatility and protect your retirement portfolio even during down years.Understand how contributing more or starting earlier can exponentially increase your financial security and Canadian retirement options.Don't leave your financial future to chance—listen to this episode now and learn how to take control of your early retirement strategy!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Dig Into Our Ultimate Canadian Retirement Planning Guide here:https://canadianwealthsecrets.com/ultimate-guide-to-canadian-retirement-planning/Canadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence retire early (FIRE) requires smart planning, especially when iReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf   —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com   FREE BOOKS HERE:  https://vinneychopra.com/freebenefits/   JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423   -----    

Are you relying on average annualized rates of return to plan your Canadian financial freedom and retirement future? Discover why that strategy might be putting your wealth at risk—and how you can secure better outcomes and better predict the worst-case scenario for protecting and compounding your pile.For anyone planning their financial future, understanding the realities of market returns is crucial. In this episode, we challenge the common assumption that steady, average annualized rates of return will carry you comfortably into retirement. Through real-world examples and historical S&P 500 rate of return data, we highlight how sequence of returns, timing, and creative withdrawal strategies can dramatically affect your Canadian retirement nest egg.Whether you're a part of the Financial Independence, Retire Early (FIRE) movement or simply building a long-term wealth strategy for a Canadian financially free lifestyle, this episode offers invaluable insights into how early down years or unexpected market dips at the wrong time can derail your later life income plans. We explore strategies to mitigate these risks, like diversifying your withdrawal options, preparing for worst-case scenarios, and building financial buffers to ensure that your retirement income remains steady—even during market downturns.What you'll learn:Learn how the sequence of market returns can significantly impact your financial outcomes, and what you can do to plan for it.Discover the power of alternative "buckets" like cash wedges or borrowing options to safeguard your portfolio during downturns.Explore actionable strategies to build a robust financial plan that ensures stability, regardless of market volatility.Unlock the secret to minimizing market risk and maximizing your wealth—listen to this episode now to future-proof your financial freedom plan!Dig Into Our Ultimate Canadian Retirement Planning GuideReady to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Math Behind Retirement and Specifically Early Retirement…Could you be unknowingly sabotaging your financial future by not fully understanding how compound interest is affecting your investments?If you're in your 40s or beyond, you might feel financially secure and even start dreaming of early retirement. But the realities of compound interest could be working against you if you don't understand how time and contributions impact your financial goals. Many people think they can simply “pause” or “shorten” their saving timeline and still retire comfortably—this episode reveals why that mindset could lead to financial pitfalls.In this episode, Kyle Pearce and Jon Orr break down the numbers, showing how slight changes in time horizons, contribution levels, or portfolio balance can drastically alter your retirement income. Whether you're targeting financial independence by age 50 or aiming for a secure retirement at 65, understanding the exponential power of compound interest is essential to avoid mistakes that could derail your plans.Discover how your time horizon impacts the effectiveness of compound interest in building long-term wealth.Learn how small adjustments to your investment strategy—like shifting equity-to-fixed-income ratios—affect retirement income.Uncover the hidden dangers of relying on average rates of return and why consistent contributions matter more than you think.Ready to reverse-engineer your retirement goals and unlock the true potential of compound interest? Hit play on this episode to learn the strategies that could redefine your financial future.Read our Ultimate Canadian Retirement Planning Guide. Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passiveReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

This chapter from Adam Olson's book, “21 Things You Need to Know About Money”, discusses the power of compound interest, comparing it to the growth of muscles in a bodybuilder. It illustrates how consistent saving and investing can generate significant returns over time, emphasizing the importance of avoiding withdrawals during the accumulation phase to maximize benefits. Adam also highlights the potential downside of compound interest when applied to debt, where minimum payments can lead to accruing interest and a larger overall debt burden. He ultimately advises starting saving early to harness the positive power of compounding interest and avoid its negative consequences. Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Martin answers your Money Saving and financial questions on topics such as inheritance tax, how much to have in your pension, debt pay off pecking order, life insurance, how interest payments work, cash ISA rules, car finance and even the tax arrangements of Father Christmas.There is also a Mastermind looking at credit card interest repayment.

Hey Rainmakers! Chelsey and Stephen here, and we are thrilled to have Britt Baker, co-founder of Dow Janes, on the show today! If you've ever felt overwhelmed by money or wondered how to shift your financial mindset, this episode is packed with golden nuggets. Britt is on a mission to help women break free from financial myths and take control of their money stories—so buckle up for some serious inspiration! We kick things off with Britt sharing how Dow Janes started as a small investment club in her living room. What began as a way to help friends learn about investing has grown into a movement empowering women to achieve financial freedom. She opens up about her own mindset shifts, including overcoming a scarcity mentality, and how aligning spending with her values transformed her relationship with money. One of our favorite takeaways from Britt is her red, yellow, and green light approach to spending time and money in your business. Red light activities, like branding or Instagram, don't lead directly to revenue, while green light actions—like sending sales emails or hosting workshops—are all about making money moves. Britt's advice? Focus on green light activities to build momentum before indulging in the “fun stuff.” We also dive into practical tips like tracking your spending with emotional awareness, aligning purchases with personal values, and teaching kids about money. Britt even shares her personal story of learning about compound interest from her dad at age seven—a lesson that sparked her passion for financial education. This episode is packed with actionable insights to help you shift your money mindset, build wealth, and teach the next generation to do the same. Trust us, you don't want to miss it! Link: try.dowjanes.com/rainmaker   Connect with us: ► Rainmaker Instagram: @therainmakerfamily   ► Chelsey Instagram: @chels_diaz   ► Stephen Instagram: @steezdiaz    ► TikTok: @therainmakerfamily   ► Facebook: @diazfamilylegacy   ► Website: @https://therainmakerfamily.com   Join Our Next Rainmaker Challenge - How To Make Passive Income From Home: https://therainmakerchallenge.com Save On Our Favorite Things: https://rainmakerfamily.com/deals Watch The Million Dollar Mama Case Study: https://www.makeitrainmomma.com/casestudy   Episode Minute by Minute:  0:00 - Introduction: Meet Britt Baker of Dow Janes 2:00 - Dow Janes' Beginnings: From Living Room to Movement 5:00 - Breaking Money Myths: Overcoming Scarcity 8:30 - Aligning Spending with Your Values 12:00 - Red, Yellow, Green Light Framework for Entrepreneurs 15:30 - Practical Tips for Families to Discuss Finances 20:00 - The Power of Compound Interest 25:00 - The Biggest Wealth Transfer in History

Back by popular demand! Well, sort of.We've heard you, PoFU fans! It has been a while. Nearly a year since our last publication, we are back to let you know that we are alive and well. A very sincere apology to the fans we forced to wait that long. We have plenty of excuses, and none of them are any good. Bottom line, we prioritized different things over the past year but are back in the studio with renewed energy.We use episode 54 to recap many of the highlights in the financial world over the past 12 months. Its good to be back and we hope you're glad we're back! Enjoy!

Show Notes: • Hasler, A., & Lusardi, A. (2019). The gender gap in financial literacy: A global perspective. Global Financial Literacy Excellence Center. https://gflec.org • Jorgensen, B. L., & Savla, J. (2010). Financial literacy of young adults: The importance of parental socialization. Family Relations, 59(4), 465–478. https://doi.org/10.1111/j.1741-3729.2010.00616.x • Kim, J., Gutter, M. S., & Spangler, T. (2020). Extended family financial socialization and financial behavior in adulthood. Journal of Family and Economic Issues, 41(3), 497-510. https://doi.org/10.1007/s10834-020-09674-3 • Klontz, B., Britt, S. L., Archuleta, K. L., & Klontz, T. (2011). Mind over money: Overcoming the money disorders that threaten our financial health. Broadway Books. • Mellan, O. (2014). Money harmony: Resolving money conflicts in your life and relationships. Walker and Company. • Shim, S., Barber, B. L., Card, N. A., Xiao, J. J., & Serido, J. (2021). Financial socialization: A model of family pathways to financial well-being. Journal of Youth and Adolescence, 50(4), 788-806. https://doi.org/10.1007/s10964-020-01272-0 • Tang, N., & Baker, A. (2016). Self-esteem, financial knowledge and financial behavior. Journal of Economic Psychology, 54, 164-176. https://doi.org/10.1016/j.joep.2016.04.005 • The Psychology of Financial Planning Podcast: https://www.psychologyoffinancialplanning.com/podcast • Making Cents of Money Episode 70: The Impact of Compound Interest: https://soundcloud.com/idfpr/episode-70-the-impact-of-compound-interest?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Klontz Money Scripts Test: https://www.bradklontz.com/moneyscriptstest • Dr. Brad Klontz on YouTube: https://www.youtube.com/c/drbradklontz • Money Habitudes: https://www.moneyhabitudes.com/ • Money Personality Quiz by Olivia Mellan via the California Courts' Families Change website: https://fas.familieschange.ca.gov/en/course/27-activity-money-personality-quiz

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Charlene Cong, CFA, investment coach and founder of FinFit about changing the way we think about money and democratizing financial literacy. In this episode we discussed:Simplicity wins with money. Why a long term mindset and consistency are critical for success.Investing is for everyone, not just for the rich.  What is a Chartered Financial Analyst (CFA)?The relationship between fitness and finances. Start investing as early as possible - invest for your kids (it's the power of compound interest). Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum. Connect with Charlene Cong:Website (website)  www.charlenecong.comFinFit GmbH Website: www.finfitsolution.comLinkedIn (LinkedIn) https://www.linkedin.com/in/charlenecong/Instagram (Instagram) Resources:Budgeting and Spending Template (free): (here)Investment Masterclass: (here)Youtube (here) https://www.youtube.com/@CharleneCongPodcast:Charlene's Podcast (YouTube) Mentioned on this episode:The Get Ready Money Podcast: The Power of Compound Interest with Mac Gardner, Derrick Wesley, Chris Mouzon & Thomas Kopelman (here).Warren Buffett's Annual Letter to Berkshire Hathaway Shareholders (here).The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham (Amazon). The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas Stanley and William Danko (here) The Four Money Bears by Mac Gardner (Amazon) The Monster Job by Faith Teope (Amazon)Sammy Rabbit's Money School (here)Support the show

In this episode, my guest is Morgan Housel, an expert in private wealth generation and management and author of the bestselling book The Psychology of Money. We discuss how desiring, pursuing, saving, and spending money impact our psychology and perception of wealth. We explore why people tend to either overspend or oversave and examine the most common mistakes made in the pursuit of financial freedom. Additionally, we discuss how to best use money — and one's relationship with it — as a tool to create psychological security, freedom, and a deeper sense of life purpose. We also delve into the impact of purchases, social media, and wealth signaling on our internal reward circuits, the dangers of using money as a gauge of career progress or self-worth, and the healthiest psychological stances to adopt while building wealth at any level. By the end of the episode, listeners will have gained numerous practical tools for making smarter financial decisions and should have a clearer understanding of the role money plays in their psychology, happiness, and life. Access the full show notes for this episode at hubermanlab.com. Pre-order Andrew's new book, Protocols: protocolsbook.com Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman ROKA: https://roka.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member Finra/SIPC. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Morgan Housel 00:02:13 Sponsors: Wealthfront & BetterHelp 00:05:11 Spending Habits & Cynicism 00:08:44 Tool: Money & Future Regrets 00:16:07 Money Management Extremes; Credit & Hope 00:23:17 Money as a Tool, Happiness, Independence & Purpose 00:27:30 Sponsors: AG1 & ROKA 00:30:11 Unstructured Time; Independence, Identify & Money; Addiction 00:39:04 Longevity, Health & Money 00:47:42 Ambition, Social Media, Fame & Social Debt 00:53:37 Sponsor: Function 00:55:24 Resume Virtues vs. Eulogy Virtues 00:57:52 Compound Interest, Math vs. Behavior 01:01:42 Dopamine & Time, Marshmallow Test & Distraction 01:09:58 Motivation, Pleasure; Relationships 01:14:38 Freedom, Tool: Savings & Independence 01:19:06 Peak-End Rule, Autonomy & Independence; Elder vs. Elderly 01:24:07 Familial Wealth & Identity; Entrepreneurs 01:31:53 Life Purpose; Dogs; Social & Historical Comparison 01:39:58 Social Comparison & Geography, Angst 01:46:07 Carrot vs. Stick, Identity, Tool: Verb States & Energy 01:56:43 Envy & Spending Money; Wealth & Birth Rates 02:01:27 Tools: Parent Modeling; Resentment, Individual Goals 02:07:15 Purpose, Happiness & Money 02:13:05 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski.  He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show.    The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight.  Josh Jalinski.  He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski.  He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show.    The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight.  Josh Jalinski.  He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski.  He is prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023) and he is the host of The Financial Quarterback radio show.    The Financial Quarterback radio show airs Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight.  Josh Jalinski.  He is the founder and CEO of Jalinski Advisory Group and Wealth Quarterback LLC, is a prominent financial advisor recognized by Forbes as one of 'America's Top Financial Security Professionals' for three consecutive years (2021-2023). As the host of The Financial Quarterback radio show, airing Saturdays at 9 AM and 10 AM ET on WOR 710 AM New York, Josh offers live financial guidance, tackling real-time listener questions with his signature blend of expertise and insight. Josh also leads The Financial Quarterback Podcast, where he explores modern financial strategies, from retirement planning to cutting-edge economic trends. His book Retirement Reality Check challenges outdated financial wisdom, offering innovative ways to protect and grow wealth. Jalinski Advisory Group, led by Josh Jalinski, provides comprehensive financial advisory services tailored to retirement planning, investment strategies, and wealth management. The firm is dedicated to helping individuals and families secure their financial futures through a holistic approach that covers everything from tax-efficient planning to long-term income strategies. With a focus on personalized advice, Jalinski Advisory Group emphasizes proactive planning to navigate market challenges and ensure clients can achieve their financial goals with confidence. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

“I've never seen a patient that's had jaw surgery be happy with the result from a functional perspective. So the breathing is still going to be off, the posture is not going to be any better.” - Dr. Jalal KhanYou'll discover…Why fixing your airway starts in your skullHow childhood injuries can affect your jaw and airway developmentHow dental crowding affects your ability to get restful sleepWhy pulling teeth for braces might do more harm than goodWhy most jaw surgeries fail to improve breathing or posture issuesHow jaw size and cranial alignment impact your overall healthHow clenching, grinding, and headaches link back to your dental healthHow your mouth is related to your migraines and snoringListen now and stay wise!EPISODES YOU MAY ENJOY:Project Airway: How Your Jaw, Tongue, and Palate Impact Every Aspect of Your Health w/ Greg Mc Lean (Apple, Spotify)3 Breathing Techniques for Instant Relaxation (Apple, Spotify)Why Breath is The Compound Interest of Health w/ Nick Heath (Apple, Spotify)Connect with Dr. Jalal Khan:Instagram: @k2calibreWebsite: https://thedentalstation.com.au/X: @k2calibreConnect with your host Josh Dodds:Website: www.thecalnut.comInstagram: @josh__doddsThis podcast is proudly produced in partnership with www.podlad.com

In this episode of Making Cents of Money, we discuss the costs of car ownership and the impact it could have on your budget. Are you ready to see if you're prepared to purchase a vehicle? Tune in to learn more. Show Notes: MCOM Episode 74: Credit Reports Update: https://soundcloud.com/idfpr/episode-74-credit-reports-update?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing MCOM Episode 70: The Impact of Compound Interest: https://soundcloud.com/idfpr/episode-70-the-impact-of-compound-interest?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing Comparing Commute Costs Calculator: https://bicycleuniverse.com/car-free-millionaire/ Calculating Cost of Ownership • Edmund's True Cost to Own ® Calculator: https://www.edmunds.com/tco.html • What Is the Total Cost of Owning a Car? via NerdWallet: https://www.nerdwallet.com/blog/loans/total-cost-owning-car/ • Illinois Tollway Trip Calculator: https://ua.getipass.com/trip-calculator Can Your Budget Handle It? • Budgeting & Financial Planning episode list for Making Cents of Money: https://on.soundcloud.com/CJbxcrPsLRzCXVW78 • Budgeting Web Page from University of Illinois Student Money Management Center: https://www.studentmoney.uillinois.edu/learn/budgeting • You can also use something like this budget worksheet from the CFPB: https://files.consumerfinance.gov/f/documents/cfpb_well-being_monthly-budget.pdf Manufacturer vs Extended Warranties • CFPB Article, “What is the difference between a manufacturer's warranty and an extended vehicle warranty or service contract?”: https://www.consumerfinance.gov/ask-cfpb/what-is-the-difference-between-a-manufacturers-warranty-and-an-extended-vehicle-warranty-or-service-contract-en-825/ Title and Registration • ILLINOIS Registration Renewal and ID Cards: https://www.ilsos.gov/departments/vehicles/title_and_registration/regid.html • FAQ on Title & Registration in Illinois: https://www.ilsos.gov/departments/vehicles/faq.html • Buying or Selling a Used Vehicle Pamphlet from IL Sec of State: https://www.ilsos.gov/publications/pdf_publications/sos_dop141.pdf • Seller's Report of Sale Form: https://www.ilsos.gov/publications/pdf_publications/vsd703.pdf Don't Forget Monthly Costs • Edmund's True Cost to Own ® Calculator: https://www.edmunds.com/tco.html Two Types of Financing • CFPB's Take Control of Your Auto Loan Guide: https://files.consumerfinance.gov/f/documents/201606_cfpb_take-control-of-your-auto-loan-guide.pdf Know Your Resources • Kelly Blue Book: https://www.kbb.com • NADA Guides: https://www.nadaguides.com/Cars • Edmunds True Market Value: https://www.edmunds.com/tmv.html • CarFax History-Based Value: https://www.carfax.com/value/ Research & Compare • CFPB Auto Loan Worksheet: https://files.consumerfinance.gov/f/documents/201606_cfpb_auto-loan-worksheet.pdf • CFPB Site on Auto Loans: https://www.consumerfinance.gov/consumer-tools/auto-loans/ • FTC Used Cars Site: https://consumer.ftc.gov/features/used-cars • Prioritize debt repayment: https://powerpay.org/ Auto Loan Calculator Examples: • NerdWallet Car Loan Calculator: https://www.nerdwallet.com/blog/loans/car-loan-calculator/ • Bankrate Auto Loan Calculator: https://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx Know Your Credit • Get Free Weekly Credit Reports from Equifax, Experian, & TransUnion: https://www.annualcreditreport.com/ • Ep. 74 – Credit Reports Update: https://blogs.uofi.uillinois.edu/view/7550/1222872163 Insurance • State of Illinois Mandatory Insurance: https://www.ilsos.gov/departments/vehicles/mandatory_insurance.html Tips to Protect Yourself • FTC article: “Put the brakes on phony online car sales”: https://www.consumer.ftc.gov/blog/2019/06/put-brakes-phony-online-car-sales • Buying a Used Car from FTC: https://www.consumer.ftc.gov/features/feature-0040-used-cars

Hey! Thank you for listening to the Fat Loss Fundamentals podcast.  To access our free email tips please follow this link - https://fatloss-fundamentals.com/newsletter and to check out our coaching services, click here - fatlossfundamentals.co.uk  Phoebe 

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One of the most powerful forces in economics and finance is compound interest.  Not everyone understands compound interest, even though they may reap its benefits or suffer its consequences.  Compounding has the potential to build fortunes and wreck empires. The effects of compounding are also not limited to interest payments. It can apply to a great many things in and out of the natural world. Learn more about compound interest, how it works and its awesome potential on this episode of Everything Everywhere Daily. Sponsors Plan your next trip to Spain at Spain.info! Sign up at butcherbox.com/daily and use code daily to get chicken breast, salmon or ground beef FREE in every order for a year plus $20 off your first order! Subscribe to the podcast!  https://link.chtbl.com/EverythingEverywhere?sid=ShowNotes -------------------------------- Executive Producer: Charles Daniel Associate Producers: Ben Long & Cameron Kieffer   Become a supporter on Patreon: https://www.patreon.com/everythingeverywhere Update your podcast app at newpodcastapps.com Discord Server: https://discord.gg/UkRUJFh Instagram: https://www.instagram.com/everythingeverywhere/ Facebook Group: https://www.facebook.com/groups/everythingeverywheredaily Twitter: https://twitter.com/everywheretrip Website: https://everything-everywhere.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In Part 2 of this series, Certified Financial Planner Shiela Chaplin dives into retirement planning strategies for lawn care entrepreneurs, breaking down the benefits of Roth and Traditional IRAs, SEP, and Solo 401(k)s while revealing the wealth-building potential of compound interest. Maximize Your Lawn Care Business Potential: Visit Paul's Resource Hub Discover essential resources for growing your business, including contract templates, pricing tools, and the Know Your Numbers E-Course. Explore top industry events, and more at ThePaulJamison.com Elevate Your Online Presence: Your professional website awaits! Begin your journey to a compelling online brand with - Start Your Website Journey w/ Footbridge Media Order Your Copy of Paul's New Book on Amazon: How to Build a Thriving Lawn Care Business - Get it here! The Entrepreneurs Guide to Lawn Care Pricing: Get Your Free Guide - Click Here Enhance Your Business Operations: Ready to streamline your workflow and boost efficiency? Discover the CRM software that powers my lawn care business success. - Try Jobber A World of Audiobooks Awaits: Discover the convenience of learning on the go with Audible: Explore Now The Landscaping Bookkeeper: Transform your financial management with the expertise of Megan and Joey Coberly. Learn how at Click Here Lawn Care Life Conference Tickets: The most actionable event you'll attend. Get Your Tickets! Enhance Your Business Operations: Ready to streamline your workflow and boost efficiency? Discover the CRM software that powers my lawn care business success. - Try Jobber

Today I'm here to share a fantastic conversation with Hannah Kesler. Hannah is an Infinite Banking Concept (IBC) practitioner, and joined us to break down the essentials of the concept and share her insights on financial health. This episode is packed with valuable information that could help you take control of your finances, so let's dive right in! Infinite Banking Concept (IBC) Practitioner Hannah introduces herself as an IBC practitioner. She specializes in a unique financial strategy that leverages whole life insurance policies. These policies offer uninterrupted compound interest and tax-free growth. Though this might sound complicated, Hannah makes it simple for us to understand. She encourages anyone interested in finding a trustworthy practitioner to use the Nelson Nash Institute's practitioner finder. This tool can be found at infinitebanking.org. She mentions that while her focus is exclusively on IBC, she directs those with other insurance needs to the appropriate experts. Importance of Financial Health Hannah emphasizes the significance of taking financial health seriously. She compares it to the time we often spend on entertainment, urging us to allocate the same dedication to our financial well-being. This means making informed decisions and treating our financial goals as top priorities. Compound Interest Albert Einstein once called compound interest the eighth wonder of the world, and Hannah explains why. By keeping your money within a whole life policy, you allow it to grow consistently without interruption. This becomes especially advantageous when taking a policy loan, where the growth continues even as you use the money elsewhere. Policy Loan Details Hannah breaks down policy loans, describing them as collateralizing the death benefit while money continues to grow in the policy. Joe shares a personal regret of withdrawing from his IRA, highlighting the missed opportunity for compound growth – a mistake that the IBC strategy aims to avoid. Starting Point in IBC Regardless of age or financial situation, Hannah encourages everyone to consider implementing IBC. She quotes Rick Warren, emphasizing that how you finish the race of life matters just as much as how you start. Treat Yourself as Your Number One Asset Hannah advises paying yourself first by setting aside 10% of your income into savings before covering other expenses. She suggests using Rocket Money to manage your finances, which Joe also appreciates for its simplicity and effectiveness. Quarterly Check-ins and Resources Hannah's organization, The Money Multiplier, offers an implementation team that provides quarterly check-ins and additional resources to members at no extra cost. Whole Life Insurance Benefits Hannah addresses skepticism around whole life insurance, often fueled by figures like Dave Ramsey and Susie Orman. She points out that commercial banks are the largest purchasers of whole life insurance because of its benefits: Uninterrupted Compound Interest and Tax-Free Growth: Policies offer consistent growth without the taxes that usually come with other investments. Control Over Finances: Policyholders can withdraw money after funding for 30 days, using it for various investments. No Obligation to Repay Loans: Loans from the policy can remain unpaid, with the unpaid amount deducted from the death benefit. Overfunding and Policy Mechanics Starting young worked well for Hannah, who began saving $400 a month at 18. Overfunding the policy through Paid-Up Addition (PUA) riders accelerates cash value growth. For instance, in a $250 premium, 40% covers the base, while 60% goes into PUAs, acting like "booster rockets." Financial Habits and Family Influence Hannah learned from her father to keep money, not just make it. Growing up, her family did not teach her about money, leading to initial poor money management habits. She now stresses the importance of tracking income and expenses and saving at least 10% of her income. Skepticism and the Wealthy's Strategy Joe highlights that following financial practices used by the wealthy, such as whole life insurance for uninterrupted compound interest and asset protection, can be highly beneficial. Control Over Investments Hannah prefers managing her investments personally, without relying on traditional retirement accounts like self-directed IRAs, 401ks, or Roth IRAs. She values the control, freedom, and uninterrupted compound interest offered by IBC. Tax Strategy Hannah discusses her tax strategy, advocating for paying tax on money once, ideally at the lowest rate possible. She uses a system where post-tax money is placed into a policy, allowing for tax-free growth. Her approach involves potential tax deductions if funded by a business and a “1041 trust and tax structure,” similar to strategies used by wealthy individuals like Bill Gates and Warren Buffett. Trust Structure and Real Estate Money is moved from policies to a business trust, then to a family trust, and finally to a foundation, with a mandatory 5% donation from the foundation to cover tax liabilities. Real estate investments can also be integrated into this tax structure, providing additional charitable giving benefits and tax reductions. Resources and Contact Information Hannah encourages listeners to seek advice from tax professionals and offers to connect them with her contacts. She recommends the book "Mapping Out the Millionaire Mystery" and suggests reaching out to her via email at hannah@themoneymultiplier.com for further information. The Money Multiplier Website Nelson Nash Institute The Money Multiplier 90-Minute Presentation Rocket Money App Conclusion This conversation with Hannah Kesler was truly enlightening. We delved into the Infinite Banking Concept, discussed the importance of treating oneself as a primary asset, and explored practical strategies for financial health. The key takeaway? Take control of your financial future with the smart use of whole life insurance policies and strategic planning. As always, the Hustle and Flowchart community is here to support you on your journey to financial success. Stay tuned for more eye-opening episodes! Two Other Episodes You Should Check Out The Wealth Hacker: Unlocking Financial Freedom with Dave Wolcott Unlocking Passive Income Through Real Estate with Tom Burns Resources From Episode What if you could have a FREE personal mentor on-demand?! With Joe's Hustle & Flowchart AI clone, you can tap into the knowledge from over 600 episodes any time! Whether you need advice on scaling, marketing, or productivity, my AI clone is here to help. Accelerate growth with HubSpot's Sales Hub Check out other podcasts on the HubSpot Podcast Network Grab a 30-Day Trial of Kartra We want to hear from you. Send us the One Thing you want to hear on the show. Connect with Joe on LinkedIn and Instagram Subscribe to the YouTube Channel Contact Joe: joe@hustleandflowchart.com Thanks for tuning into this episode of the Hustle & Flowchart Podcast! If the information in these conversations and interviews have helped you in your business journey, please head over to iTunes (or wherever you listen), subscribe to the show, and leave me an honest review. Your reviews and feedback will not only help me continue to deliver great, helpful content, but it will also help me reach even more amazing entrepreneurs just like you!