Podcasts about canadian

In Keep Canada Weird Jordan and Aaron Airport explore the weird and offbeat Canadian news stories from the past week. In this New Year special, your hosts discuss their favorite Keep Canada Weird stories of 2025. Series Links Keep Canada Weird Series: https://www.thecanadiangothic.com/keep-canada-weird Send a voice memo: www.thecanadiangothic.com/contact Join the Keep Canada Weird Discussion Group: https://www.facebook.com/groups/keepcanadaweird Provide feedback and comments on the episode: thecanadiangothic.com/contact Subscribe to the show: thecanadiangothic.com/subscribe Contact: Website: https://www.thecanadiangothic.com Facebook: https://www.facebook.com/TheCanadianGothic Instagram: https://www.instagram.com/thecanadiangothic/ Support the show: https://www.patreon.com/thecanadiangothic Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's episode of Quirks & Quarks, it's our ever-popular and always satisfying Holiday Listener Question Show that includes: Why did a Canadian astronaut's eyesight change when she went to space? How is the dust inside our homes changing? Why do some professional athletes stick out their tongues when they play?Why are most fruits round, but bananas and pineapple are not? What would have happened if the dino-killing asteroid never struck Earth?We'll satisfy all these scientific curiosities and many more!

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

Holiday Cheer & Border Patrol – keeping Canadian fans homeHockey World Junior Championships Minnesota, close to Saskatchewan, Manitoba, AlbertaGames not 1/3 full at ChampionshipsSome game stands appeared completely emptyRoberto Clemente 21Died on New Years Eve while performing a humanitarian service to earthquake victimsRoberto Clemente Foundation continues to serve those in need https://robertoclementefoundation.org/ Why did Robert Clemente wear number 21 as his numberFamily members in the game together - Joe Torre & Frank Torre; Wilson & William Contreras; Austin & Parker Meadows; Kyle & Preston TuckerKyle Tucker Free Agent - SF Giants could be a great fit for Kyle TuckerCould Rays bring on Kyle Tucker Rays productive bats - Caminero, Diaz & ArandaHave Tucker on team when Rays open new stadiumBo Bichette from St. PeteSour Lemons – how to make Baseball LemonadeNolan Arenado leaving St. Louis – change should be goodArte Moreno & Angels outlookNolan Arenado, Cardinals & the Angels – what sours a team?Angels brought Ron Washington, Travis d'Arnaud, Soler & still no positive vibeAngels - ineffective job developing players in minor league affiliates"Losing breeds Losing" Angels not building up their AA minor league talentArte Moreno & Stu Sternberg conversation?A plethora of mercenariesHome sales market dropping in Florida applies to the Rays, How does that impact Real Estate mogul & Rays owner balancing his Dream Home business with RaysGive new ownership some leeway as they come in with so many changes including finding a location for a new stadiumWBC – World Baseball Classic & MLB Spring TrainingMLB teams have 5 weeks to determine their roster before Spring Training & WBC startingOff Season & baseball activities and collectibles$7,475 for Ty Cobb dentures. High value for paint on a canvas Jerseys & memories1 collector bought a jersey from every player on his favorite teamCeramic Cows Framing Evan Longoria for $20  – work project – Jersey, plexiglass and wood New Years resolutions Increase Women baseball shows, Don't do bad things, Craig Calcaterra “be better critical thinkers”Need on political landscape for a more factual and not reactionary responseNew & more frequent YouTube contentKansas City Royals & the Kansas City ChiefsChiefs may move from Missouri to KansasRoyals Kauffman Stadium adjacent to Chief's Arrowhead Stadium2031 Royals Kauffman stadium contract expires & Chiefs move into new stadiumTime to consider making a change to their names – Kansas MonarchsTop 10 Worthwhile projects for positives in the world including The Ocean Cleanup Remember the Season of Giving & Positive ChangeThe Ocean Cleanup – https://theoceancleanup.com/ effective change to remove plastics from rivers and the oceansWe are headed in the right directionby 2031 “they will have rid the oceans of about 70 to 80% of the plastics that are in there right now”  Find Mat at @matgermain.bsky.social or reach Mark @  baseballbizondeck@gmail.com BaseballBiz on Deck, @ iHeart Apple, Spotify, Amazon Music, & at www.baseballbizOnDeck.com  Special Thanks to XTaKe-R-U-X for the music Rocking Forward

In this first episode of 2026, we sit down for a deep dive into one of the hottest concerns coming from clients and listeners lately: Is the U.S. stock market dangerously concentrated—and are we in an AI bubble? Ben, Dan, and Ben unpack the data, the history, and the psychology behind today's valuations, drawing lessons from past episodes of market euphoria such as Nortel in Canada, the dot-com boom, and Japan's 1989 peak. They explain why high market valuations—not concentration—pose the bigger challenge, how bubbles historically fuel real economic innovation while hurting investors, and why diversification continues to offer the only reliable protection against unknowable futures. Along the way, they revisit examples of how value stocks, small-cap value, and global diversification have fared across different market regimes.   Key Points From This Episode: (0:00:40) What RR is about: evidence-based insights, synthesis episodes, expert interviews, and long-form inquiry — not debates. (0:04:20) Why listeners value RR: transparency, friendly inquiry, returning to topics over time, and the hosts' dynamic. (0:09:25) Rising concern: clients asking whether U.S. market concentration and an AI bubble mean it's time to exit stocks. (0:11:10) Advisors echo similar worries: U.S. politics, all-time highs, and emotional decision-making. (0:14:20) Today's data point: Top seven U.S. stocks = 36% of S&P 500; 32% of the total U.S. market — highest on record. (0:16:10) Why people fear concentration: a decline in the Magnificent Seven could meaningfully drag down the index. (0:17:30) Canada's cautionary tale: Nortel once hit 36% of the TSX — collapsed to zero — but the market recovered by 2005. (0:21:20) Bubbles through history: canals, railways, fiber optics, dot-coms — innovation funded by speculation. (0:25:30) Dot-com parallels: huge ideas, low cost of capital, lots of failures — but lasting infrastructure remained. (0:28:40) AI dominance: Since ChatGPT, AI-linked companies drove 75% of S&P returns, 80% of earnings growth, 90% of capex. (0:31:15) Reminder: No bubble calls — just context. High prices don't equal an inevitable crash. (0:33:10) Concentration vs. valuation: concentration shows weak links to future returns; valuations matter far more. (0:35:05) Market timing trap: U.S. valuations were high in 2021 — selling then would have been disastrous. (0:36:40) The U.S. lost decade: 2000–2010 returns were flat; in CAD, recovery didn't happen until 2013. (0:38:55) Value stocks held up: U.S. value and small-cap value delivered positive returns while broad indexes stagnated. (0:41:00) Recency bias reminder: Canadians once avoided U.S. stocks entirely after a decade of underperformance. (0:44:05) Japan 1989: World's largest market crashes — still not recovered in real terms 36 years later. (0:47:10) Global diversification wins: A 40% Japan-weighted global portfolio still performed fine thanks to U.S. growth. (0:49:00) Cross-country data: Many markets are far more concentrated than the U.S. — still delivered solid returns. (0:52:30) Valuation evidence: Higher CAPE = lower future returns — economically strong pattern across countries. (0:55:40) Core lesson: Diversification + discipline. You will always hold winners and losers — that's the point. (0:57:55) Practical ways to lower concentration risk: global equity funds, small caps, and Canada's 10% cap rule. (1:00:30) Why active managers don't help: only ~30–47% outperform depending on concentration trend. (1:03:25) Final takeaway: high valuations may imply lower returns, but prediction is impossible — stay diversified. (1:05:15) After-show review: Addressing a one-star critique ("Fartcoin Designer") with humour and community context. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Welcome back to the No Labels, No Limits Podcast!This week, we are diving into a feeling we all know but often avoid: uncertainty. We're exploring how to navigate it, thrive in it, and use it as a springboard for meaningful growth. Our guest, Scott Stirrett, is the founder and CEO of Venture for Canada and the author of the bestselling book, The Uncertainty Advantage.Scott's journey is anything but linear. From a shaky-voiced 16-year-old being heckled and booed while presenting at the United Nations to a Goldman Sachs analyst, and eventually a nationally recognized changemaker, Scott has helped over 10,000 young Canadians develop the skills needed to succeed in a fast-changing world. He has raised over $80 million for youth entrepreneurship initiatives and has been recognized by Ashoka and the Globe and Mail for his leadership.If you've ever felt like an imposter, stayed stuck in the "I'm not ready" trap, or struggled with the paralyzing fear of the unknown, this conversation will help you reframe uncertainty as one of your greatest assets.In this episode, you'll learn:How to reframe uncertainty: Why our brains are hardwired to fear the unknown and how to shift that fear into opportunity.The UN Lesson: What getting booed at the General Assembly taught Scott about staying calm under pressure and rolling with the punches.Managing OCD and Uncertainty: Scott opens up about his diagnosis with obsessive-compulsive disorder and how accepting the "worst-case scenario" can actually provide relief.Building "Risk-Taking Muscles": Practical strategies to nudge yourself out of your comfort zone every day.The Entrepreneurial Spirit vs. Being a Founder: Why everyone needs entrepreneurial skills, even if they never intend to start a company.The Power of Self-Compassion: Why being kind to yourself is a critical coping mechanism when things go sideways.“You don't need to feel ready to do something meaningful. Most growth starts with uncertainty." ~ Scott StirrettFree Gift for Our Listeners:Sign up for Scott's newsletter for monthly insights on leadership and uncertainty: https://substack.com/@scottstirrettListener Reminder:If you enjoyed this episode, please share it with a friend who is standing on the edge of a big decision! Leave a review and let us know one risk you're taking this week to strengthen your "risk muscles."Connect with Scott Stirrett:Website: https://www.scottstirrett.com/LinkedIn: https://www.linkedin.com/in/scottstirrett/Instagram: https://www.instagram.com/scottstirrett/TikTok: https://www.tiktok.com/@scottstirrettX (Twitter): https://x.com/scottstirrettConnect with Sarah Boxx:Website: https://sarahboxx.com/Facebook: https://www.facebook.com/strategicvisioncoach/Instagram: https://www.instagram.com/sarahboxxllc/LinkedIn: https://www.linkedin.com/in/sarahboxxsherpa/Check out our sister show, the Nonprofit Podcast, where we dive into strategies for nonprofit leaders and change agents driving real community impact. Tune in wherever you get your podcasts! https://shows.acast.com/nonprofits-todayKeywords:#uncertainty #entrepreneurship #mentalhealth #leadership ⁨@scott_stirrett⁩ ⁨@sarahboxx3620⁩ #impostersyndrome #ocdrecovery #risktaking #personalgrowth #nolabelsnolimits #podcast #authenticleadership #changemakers Hosted on Acast. See acast.com/privacy for more information.

On this episode, we sit down with Danny Mac, a Canadian filmmaker, actor, and producer whose story is a masterclass in indie filmmaking grit. Best known for his mockumentary Heel Kick!, Danny proves that passion and persistence can turn any dream—no matter how outlandish—into cinematic reality. Without the luxury of film school or industry connections, Danny started his filmmaking journey in Edmonton, Alberta, a city without much of a film scene. With determination as his tuition, he taught himself the craft by writing, producing, and shooting his first feature, Love/Hate, entirely on weekends while working full-time during the week. That film, made with a mere $40,000 budget scraped from his and his co-producer's life savings, became his film school—and, against all odds, it sold to a Canadian broadcaster, allowing him to break even on his very first project.Danny's path wasn't without struggle.As a first-time filmmaker, he wore every hat imaginable—writer, producer, actor, and sometimes even location scout and transporter. The grueling process taught him one thing: passion can push you through exhaustion, but preparation and teamwork are what truly make a film succeed. His next project, Heel Kick!, would be an evolution of everything he learned—bigger in ambition, sharper in execution, but still rooted in the DIY spirit of indie film.Heel Kick! follows two backyard wrestlers who decide to “go pro” after years of goofing off, only to discover how brutally difficult the dream really is. Inspired by Danny's childhood fascination with wrestling and his cousin's real-life experiences at a wrestling academy, the film explores both the absurdity and humanity of chasing an impossible goal. What makes the story shine is its authenticity—Danny and his co-star actually trained at a professional wrestling school for six months to perform the stunts themselves. This dedication gives Heel Kick! a raw, physical realism rarely seen in low-budget comedies.When it came to funding and promotion, Danny combined old-school hustle with modern strategy. He launched a short GoFundMe campaign—not to start filming, but to finish it. Since the movie was already complete, fans could trust that their donations were going toward its release and screenings. That transparency paid off—literally. In just three weeks, he raised $12,000 to cover post-production and distribution costs. And while many filmmakers dread crowdfunding, Danny approached it with honesty and gratitude, proving that if you show people real progress, they'll show you real support.Danny also secured the backing of Greg Miller, a YouTube and gaming personality known for his Kinda Funny network. Their friendship began after a charity event in Vancouver and evolved into a partnership when Greg joined as co-producer to help spread the word. His involvement brought Heel Kick! a new wave of attention, particularly from online audiences passionate about wrestling and indie entertainment.Ultimately, Danny Mac's story is about more than filmmaking—it's about perseverance, community, and creative resourcefulness. His success with Heel Kick! reminds filmmakers everywhere that you don't need a massive budget or a Hollywood connection to tell a great story. You just need to believe in your vision, work harder than anyone else, and embrace every lesson along the way. Whether you're wrestling in a ring or fighting for your first film, the key to victory is the same: never tap out.Become a supporter of this podcast: https://www.spreaker.com/podcast/bulletproof-screenwriting-podcast--2881148/support.

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

It’s our annual Bold Predictions episode. We score our 2025 calls (BCE’s dividend cut, the CAD move, and the SHOP vs. RY market-cap battle), then lay out measurable 2026 predictions: mega-cap AI names potentially facing capex fatigue, an “anti-AI” basket of incumbents looking set for mean reversion, a possible management reset at CNI with buybacks paused to prioritize debt reduction, and Dan’s call for the TSX to beat the S&P 500 and Nasdaq again. We close with Braden’s spiciest take: despite incredible momentum, Palantir’s valuation leaves it vulnerable to a sharp drawdown in 2026. Tickers of stocks discussed: BCE.TO, SHOP.TO, RY.TO, NVDA, GOOGL, MSFT, AMZN, META, ORCL, INTC, AIQ, CSU.TO, DSG.TO, TRI, ADBE, CRM, ACN, QXO, CNR.TO, CP.TO, UNP, CSX, WSP.TO, PLTR, DKNG, FLUT, HOOD, COIN, CME Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense. See omnystudio.com/listener for privacy information.

Episode 331 hosts Dr Bita Farrell (Anaesthesiologist from California, USA) & Dr Roni Munk (Dermatologist from Montreal, Canada) Back in September 2025 Dr Jake and David were attendance as speakers at the Canadian Aesthetic Expo. They took the opportunity to record with two other leading KOL speakers; Bita (previously on Episode 283) & Roni. We first get an understanding of our guests own patient demographics and their recent experiences of dealing with filler anxiety expressed by their patients. We explore the nuances of an effective patient consultations and cover the aspects of winning trust, education and the role of personalised consultations. We then discuss the growing prominence of regenerative medicine including insights into exosomes, PRP, PDGF and effective combination therapies. Our guests share their own experiences, philosophies, emphasize a patient-centric approach and the role of lifelong learning to achieve success. 00:00 Introduction  01:03 Meet the Guests: Dr Bita Farrell and Dr Roni Munk 01:43 Roni's Practice and Insights 02:32 Bita's Background 04:39 Trends and Challenges in Aesthetic Treatments 08:13 Exosomes, PRP, and Regenerative Medicine 15:18 Consultation and Building Trust with Patients 18:02 The Life of a Speaker and Live Injecting 19:33 The Challenges of On-Stage Consultations 20:25 The Importance of Authenticity and Preparation 20:49 Building Trust Through Pre-Consultations 23:18 The Role of Consultation in Treatment Success 24:53 Training and Continuous Learning in Aesthetics 31:15 The Evolution of Practice and Learning from Peers 34:29 Closing Remarks and Future Plans ALL IA LINKS & CONTACT INFORMATION

This week, my guest is author, musician, journalist DAVE BIDINI (member of Canada's longest running indie band--Rheostatics, Editor-In-Chief at West End Phoenix, author of 12 books including Around The World In 57 1/2 Gigs) who picked one of the most fought-over titles to discuss on Revolutions Per Movie, Ron Howard's TV Movie Of The Week, COTTON CANDY!!!We also discuss entering competitions when you're a kid, how Rheostatics have changed over their 45-year history and how the geography of Canada shaped their music, Dave's parents talking to him about the evils of Punk Rock, Stompin' Tom Conners, how Canadian record labels want bands to strip the Canadian aspects from them, the film/book/lp Whale Music, signing to Sire Records and working with Seymour Stein, Dave watching Cotton Candy when it first aired on TV, Charles Martin Smith and Clint Howard's amazingly honest nerdy turns in this film, Kiss Meets The Phantom, how TV started competing with films in the late 70s, the pacing of a made-for-TV movie, old teenagers in films, teenage rejection and self-sabotage, being "PUNK" on TV, having a band logo before you even have a band, the brand of Power Pop in this film, dancing in movie theater aisles, the uncomfortable strip poker scene, building bands' mythology in your head, music that scared you as a kid, being hypnotized by commercials as a kid, Ron Howard's directing style, a great story about Frank Sinatra & The Cramps and more! So let's head to the mall to play in the battle of the bands on this week's Revolutions Per Movie!DAVE BIDINI: https://www.penguinrandomhouse.ca/authors/2290/dave-bidiniRHEOSTATICS: https://www.sixshooterrecords.com/artists/rheostaticsWEST END PHOENIX: https://www.westendphoenix.com/REVOLUTIONS PER MOVIE:Host Chris Slusarenko (Eyelids, Guided By Voices, owner of Clinton Street Video rental store) is joined by actors, musicians, comedians, writers & directors who each week pick out their favorite music documentary, musical, music-themed fiction film or music videos to discuss. Fun, weird, and insightful, Revolutions Per Movie is your deep dive into our life-long obsessions where music and film collide.The show is also a completely independent affair, so the best way to support it is through our Patreon at patreon.com/revolutionspermovie. By joining, you can get weekly bonus episodes, physical goods such as Flexidiscs, and other exclusive goods.Revolutions Per Movie releases new episodes every Thursday on any podcast app, and additional, exclusive bonus episodes every Sunday on our Patreon. If you like the show, please consider subscribing, rating, and reviewing it on your favorite podcast app. Thanks!TIP JAR:ko-fi.com/revolutionspermovieSOCIALS:@revolutionspermovieBlueSky: @revpermovie Hosted on Acast. See acast.com/privacy for more information.

Welcome back to another episode of the unSeminary podcast. Today we're talking with Tim MacLeod, a former nurse who escaped the financial treadmill by flipping couches—and now teaches others how to do the same. Are you a church leader feeling the financial squeeze? Looking for a side hustle that doesn't require debt, special skills, or hours you don't have? Tim's story offers a practical roadmap—and encouragement—for anyone needing to close that income gap. Burnout and financial pressure. // Tim became a nurse at 21, newly married, supporting his wife through teacher's college, and quickly thrown into adult responsibilities. The only way to stay financially afloat was by working overtime once or twice a week. When their second child was on the way, he realized the path he was on was unsustainable. Finding financial freedom. // Options like upgrading his nursing degree, relocating, or working in dangerous psychiatric facilities were unappealing. Tim needed something flexible, part-time, and profitable enough to replace overtime. He discovered flipping phones and iPads first, but competition was fierce. Then, after borrowing a trailer and responding to a free couch listing, everything changed. He cleaned it up, sold it the next day for $280, and instantly covered more than an entire nursing shift. Why flipping couches works. // The opportunity exists because of a gap in the marketplace. Most people don't own trucks, can't move heavy furniture, and face tight deadlines when moving. Sellers value reliable pickup over price; buyers value affordable furniture delivered to their door. Tim steps into this gap. With polite communication and kindness, he creates a “win-win-win”: sellers get rid of furniture quickly, buyers get affordable delivered couches, and Tim earns a consistent profit. He estimates most beginners can make $1,000/month by flipping just five couches—buying each for around $50 and selling for $250 with delivery included. A side hustle with time freedom. // One of the most surprising parts of Tim's business is the flexibility. He built the early stages of his flipping business in the evenings with his wife and baby riding along—road dinners, cheap pizza, and trips to pick up inventory. Now he schedules pickups during school hours, stacks deliveries based on availability, and can pause or accelerate the business as needed. It's ideal for ministry families with unpredictable schedules. Why you can succeed at this. // Many of Tim's students are pastors or church employees, and he says ministry workers have unique advantages: access to storage at the church, a heart for helping people, strong communication skills, and the ability to bring calm to awkward interactions. Many pastors live outside their ministry communities—creating the perfect “import/export” opportunity where they can buy in one market and sell in another. And unlike many side hustles, flipping couches doesn't conflict with ministry—it simply provides supplemental income with minimal stress. A free resource to get started. // Tim created a free Google Doc of scripts—his exact messages for starting conversations, vetting couches, and negotiating with integrity. To get it, simply comment scripts on any of his Instagram videos and he’ll email it your way. He also offers an affordable course walking through his full system, including storage setup, videos, delivery strategies, and scaling beyond $1,000/month. To learn more or access Tim's free scripts, visit him on Instagram @thefulltimeflipper or explore his full course at tim-macleod.com. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Episode Transcript Rich Birch — Hey, friends, welcome to the unSeminary podcast. So glad that you have decided to tune in. We’re definitely having a very un-unSeminary episode today. You know recently I heard some statistics that I was like, man, we gotta do something about this. According to the Bureau of Labor and Statistics—you’re like, it’s a little early in the year for the Bureau of Labor and Statistics—but there’s a 13% gap between what religious workers—people who are clergy actually, is the title—and the average income in the country makes – a 13% gap. In fact, it even gets worse when you look at people, there’s a category called “religious workers, other”, which these would be like not the senior pastor types. This is like everybody else that works in a church. There’s a 40% gap between those people and the the average salary in the country. Rich Birch — And so why am I bringing this up? Because I know that there are people that are listening in today that are feeling that gap. Here we are in January and they’re feeling the pressure of that. And I want to help you with that. And so I’ve got a friend, like a friend from real life, friends. This is like we’re in the same small group. We know each other, incredible leader, and I want to expose you to him. But more importantly, I think he can help you with that gap.Rich Birch — It’s my friend, Tim MacLeod. Tim was a nurse with the dreams of fatherhood and home ownership, but after a few years was faced with reality and no time, no amount of overtime was really going to fill the gap that he needed to make things work. And after being stuck on that kind of financial treadmill, he found a way out. He found the niche of, wait for it, friends, flipping couches. What? Flipping couches and was able to quit his nursing job and now does this full time. And I’ve asked him to come on. Uh, because I think what he did at the beginning, even part-time, I think could help some of us today that are, that are listening in. Tim, welcome to the show. So glad you’re here.Tim MacLeod — Thanks so much for having me, man. I’m excited.Rich Birch — This is going to be a good conversation. Kind of fill in the story. Tell us a little bit, uh, tell us about your background, and how did you get in? How did you go from nursing to flipping couches?Tim MacLeod — So I wanted to be obedient and I got married maybe a little bit too young at 21. My wife was still in teacher’s college. And so very, very quickly I was thrown into adulthood of two cars, rents and all the things that come with that.Tim MacLeod — And nursing was good. I was a registered practical nurse, so not a university educated RN making bank, but doing okay with a college diploma. And I got the comfy gig at a long-term care home because I preferred eight-hour shifts and not the, I didn’t want nights.Rich Birch — Midnight and all that.Tim MacLeod — I just wanted, yeah, exactly.Rich Birch — Yeah, yeah, yeah.Tim MacLeod — I wanted the free parking and the the reliable six to two shifts. That was just the lifestyle that I liked. And the only way that I could stay afloat financially was with doubles. I had to do my six to two and then at least once a week, usually twice, if I wanted to have any money to play with, um I would work the two to ten.Rich Birch — Wow.Tim MacLeod — And that was cool while my wife was in college or while she was finishing up teacher’s college, that was fine. And then, we had a newborn baby and that was fine. Because anytime that I would have to do those doubles, she’d go to sleep, go for a sleepover at her parents’ place. And, uh, and I would just drudge up the shifts.Tim MacLeod — And, but then when we were pregnant with number two, I knew that there was difficulties coming. And the road ahead did not look very good. And so I needed something different and all my options for replacing the income suck. Like I could go back to school and upgrade to RN, but I scraped through the first time. So that was nuts.Rich Birch — Right.Tim MacLeod — I didn’t have much hope in myself in that avenue. And I could go, I could relocate, I could move or I could commute about an hour and 20 away to the mental health hospital and make like danger pay in like an asylum, basically with my current qualifications.Rich Birch — Right.Tim MacLeod — And everything just looked terrible. I hated all of that. And all I needed was something better than overtime. I just needed to replace that portion of the income. And I needed something better in my evenings that hopefully I could do with my wife or from home. And so I was looking at side hustles.Tim MacLeod — And I had a little bit of success flipping phones and iPads because that’s all that I really understood…Rich Birch — Okay. Yeah, yeah.Tim MacLeod — …all I understood at the time. And I live about an hour north of where my in-laws live, which is a pretty dense population. I’m in the sticks and the supply was really light there. So I could reliably go for a free meal at my in-laws place, pick up an iPhone or three and for like 300 bucks and then bring them home and sell them for 450 bucks. And so that took that took the pressure off and that was like grocery money.Rich Birch — Right.Tim MacLeod — And it was really consistent, really reliable. And and it was fun too. I really liked it. I liked the negotiations. I liked, I liked not trading time. Rich Birch — Right.Tim MacLeod — Like I liked making making a profit instead of a wage. And that I was hooked on that, but there was competition. Like I wasn’t that clever doing that.Tim MacLeod — There was there was kids that were closer to the inventory ripping around in little Hyundai Elantras and uh i remember meeting this this Indian kid named Lucky, at least his Canadian name was Lucky, and he was beating me to all the goods. And and I met him one time to buy a phone for myself and I actually got to meet him and ask him some questions and he was making four grand a month flipping phones.Rich Birch — Wow.Tim MacLeod — And I thought that is so sick, and it’s just a pure cash hustle. And he was making more doing that than whatever his office or IT job was at the time. And I was super inspired by that, but I didn’t want to compete with him. So that kind of that kind of festered with me a little bit.Tim MacLeod — And um I just got an awesome idea. Well, was gifted to me by the Holy Spirit, I think, based on how fast and how fierce it came, that I need to get skills and tools to sell in a different category, something with a higher barrier to entry. And I wanted something where I didn’t have to compete with the Honda Civics and the Hyundai Elantra’s that were closer to the action.Rich Birch — With Lucky. Yes.Tim MacLeod — Yeah, exactly. He was smoking me. And and it also, it was a little bit of that and then also a little bit of me coveting. I wanted to get like, um I wanted an excuse to buy a Ford Ranger. I wanted a truck at the time.Rich Birch — Love it.Tim MacLeod — And so this combination, this combination of like wants and needs at the time, had me pitching an idea to my brother, Ross. I’m just like, Hey, what do you think about instead of phones and iPads? What if I got a truck and I started doing like washers and dryers or appliances or something like that? And he said, that’s a cool idea.Tim MacLeod — You’re good at the phones and iPads thing. And I definitely like, you’re good at the negotiations, all that. But don’t start eight grand in debt. That’s so stupid. Why don’t you just borrow my trailer and just try it? And I said, well, I don’t have a, I don’t have a hitch on my car. He said, get a hitch on your car, buddy. Okay. So, put that on the Visa, did not have the money for it. Rich Birch — Wow. Tim MacLeod — Put that on the Visa, put a two inch two inch hitch and four prong wiring on Mazda 5 like the little four cylinder, little mini minivan.Rich Birch — Oh, I wish I would have saw this at that. I wish I would have s seen this at this phase. Cause that, that, that would have been amazing to see him getting pulled around.Tim MacLeod — It was it was pretty cute and it was a big trailer too 12 by 6 aluminum being pulled by this little aaaaahhh. And it was stick shift and and…Rich Birch — Nice.Tim MacLeod — …and the first day I got the trailer, the only thing I could find, because I was just itching to use it, was a free couch. And it was one of those beige microfiber, like gets dirty if you look at it wrong.Rich Birch — All right. Yes.Tim MacLeod — Like they hold on to every water stain.Rich Birch — Yes. Yes.Tim MacLeod — And it was that and it was free and it needed a little bit of TLC. And I went and I got it for free. Brought it home and with a damp cloth, scrubbed out all the little marks and had it looking good. Took a picture of it, listed it with an offer of delivery and it sold the next day for 280 bucks.Rich Birch — Wow. That’s amazing.Tim MacLeod — It was awesome. Because a nursing shift net was like 180.Rich Birch — Wow, OK.Tim MacLeod — I think I was, I think I was 28 bucks an hour for an eight hour shift after taxes. Yeah. Probably like 180 hit the account.Rich Birch — Wow.Tim MacLeod — And so 280 for that. And it was one of those trips of free meal at, at the in-laws and then a free couch and then bring it home and then solve somebody’s problem of, I just got an apartment. I don’t have a car or my car’s too small and I need a couch.Rich Birch — Yes, yes.Tim MacLeod — And their option was, rent a U-Haul or go to Leon’s and finance something that comes delivered. Both are not very good options for most people. And then lo and behold was this guy who said, I got a couch, I can bring it by. And it was just the easiest yes for them. It was a win for everybody. Rich Birch — Right.Tim MacLeod — The person who needed the couch picked up, didn’t care about the money. They needed reliable pickup more than they needed cost recovery of the item because they had a deadline. I needed a way to make some cash and the person on the receiving end needed a couch that was affordable that came delivered. So it was just a win-win-win for everybody. I was like, okay, forget about appliances. Couches – I love this. And it was easy, it was it was easy enough to lift by myself. Rich Birch — Did you ever do appliances? Did you ever do appliances in there? Tim MacLeod — Yeah. I did a washer and dryer and ate a loss on that because it needed repair and I didn’t… Rich Birch — Love it. Tim MacLeod — …I paid for someone to assess and they were like, yeah, this thing’s broken. Was like, sweet. Okay. So a hundred bucks to you for, for, to tell me that it’s hopeless, and then pay for junk removal too.Rich Birch — Yes.Tim MacLeod — Like it was just such a loss. But couches, I could reliably sit on it and be like, well, that’s not broken. And I can handle that little stain or I can, my wife could stitch that up.Rich Birch — Right. Right.Tim MacLeod — And, uh, it was just so safe. And I loved it. If, if I were handier, I’m sure I could, flip snowblowers or lawnmowers or cars or something like that, but I’m not handy. I’m just, I have the ability to relocate stuff. Rich Birch — Right.Tim MacLeod — And so couches were just so perfect where I could just accurately be like, that’s 300 bucks to me. Rich Birch — Right.Tim MacLeod — And they only want 60 for it. Perfect. Let’s do that.Rich Birch — So and let’s double click on that. A part of what, so friends, like with the reason why, I think you’ve seen why I’ve got Tim on the the line today. I want to inspire you to think like, hey, you you could in part-time make a little extra a month. And I’m going to get to that with Tim. I’m going We’re going hammer down on, okay, what exactly would be some of the first steps that you take? But let’s unpack a little bit more. You’ve talked about once this insight, which I think is just a stellar insight that’s obviously at the core of your business. It’s this whole timing thing. Like people, you know they think a couch is worth certain certain amount, but they’re moving on X date, and the value of that couch goes down. But then it’s literally the reverse. Someone on the other side, they have an empty living room and they’re like, I need something here.Rich Birch — Unpack that a little more, kind of double click on… that value exchange and how you’re in the middle of that. What’s it talk us through what that looks like.Tim MacLeod — Yeah, there’s there’s a gap. There’s a gap in the marketplace. On the one end, we’ve got people who need it picked up and their options are hope that someone will pay the price that they want. And then if they hit a deadline, then their option is junk removal or put it to the curb. And so there’s a gap to fill there. Tim MacLeod — And then on the other side, there’s a gap of people who need a couch dropped off but can’t do it themselves. Like how many, what’s the population of people that own a truck that can actually do it is probably less than 10%. Most people have cars and hatchbacks and SUVs and stuff like that.Rich Birch — Right. Tim MacLeod — And then there’s also the how many people can lift a couch. I would say easily less than half the population. And so there’s just this huge gap that can be filled. And so by just committing to being the dude, you can help a lot of people solve a lot of problems. And there’s a little slice in it for you too.Rich Birch — So one of the things I’ve heard you say is that you have found this process of buying couches and then, you know, sitting on them for a while, maybe cleaning them a little bit and then turning around selling them is really flexible. Talk us through that. You know, it feels like you’re, you know, you’re, you have some time control. Talk us through what that looks like for you in your current world.Tim MacLeod — Yeah, the time freedom is crazy. And that was the appeal in the beginning was [inaudible] I didn’t want to be strapped to a location, a building to to make money. I had to be away from my wife and kids. But when it, couches just took off so fast that the first time I flipped a couch, I immediately called the scheduling office and reneged on all of my overtime. I said cancel all my two shifts.Rich Birch — Oh, wow.Tim MacLeod — I’m done. I’m I’m I’m just doing my 10 shifts. And, and then it didn’t take too long before i wanted to quit so fast, man. I wanted to be out of there. My, my my passion for the, like, I was so replaceable. Like as soon as if if I’m gone, someone’s going to fill the shift.Rich Birch — Right. Right.Tim MacLeod — Like, ah but there was a, there was a huge, there was a need that, and it was fun for me too. It was a game. I forget the question.Rich Birch — Yeah, I was just talking about the time flexibility, like how you feel like it’s, you know, you have a fair amount of time freedom. Part of what I’m trying to get to is pastors are busy people. Church workers are busy people. Is this even the kind of thing that they could fit into, you know, an existing as like a side hustle kind of thing?Tim MacLeod — Yes. Yeah. The time freedom is crazy. And so on the buying side, I’m just letting people know when I’m available. And sometimes I’ll tie it up with ah with a $50 deposit so that they can market it sold with confidence and they know that I’m not going to ghost on them. And that I have the peace of mind of nice, that’s mine for when I need it. And I’ll squeeze them for a deadline so that I make sure that I’m providing the service of reliable pickup in a manner that works for them. Tim MacLeod — But yeah, I’m just stacking pickups when it’s convenient for me. And in this current season, it’s during school hours. Rich Birch — Right.Tim MacLeod — So I’ll drop the kids off at school and then rip south and grab some stuff. But in that season, it was I’m available in the evening. And so I would come home from school, I’m sorry, work from my nursing job. And my wife would pack up, we pack up a little cooler bag of like a road picnic of dinner.Rich Birch — Right.Tim MacLeod — We had a one-year-old baby at the time and, uh, oh, that summer there was a lot of 50% off pizzas. Pizza Hut had a, the, the apps, we had all, all the apps, lots of road dinners. Rich Birch — Yes. Yes. Tim MacLeod — And Costco was clutch too.Rich Birch — Yeah.Tim MacLeod — But, um, yeah, just when I had an availability, I would acquire inventory and then they’d sell when they sell. And and again, full flexibility of, okay, I’m available at this time. I can squeeze in a delivery or someone could come pick it up. But yeah, the the time freedom is crazy and it’s sweet to to to just dabble in profits instead of relying on a wage. Rich Birch — Right.Tim MacLeod — Yeah, time freedom is awesome.Rich Birch — Well, you talked about the fact that your you know your brother was telling you you’re good at negotiations. I know there are people that are listening in today that are feeling like, oh, there’s no way that I would be good at negotiations. Obviously, you’ve got to buy the thing for considerably lower than what you’re selling it for. Talk us through even just a couple, help us get over that hurdle in our brains. Man, I just don’t know that I could do that.Tim MacLeod — Yeah. So the first thing is I’m scrolling a lot. And not not frequently. I’m not glued to my phone. But when I do it, I lock in. Like today was the shopping session and it was headphones in with some instrumental music, just kind of vibing. And I’m probably scrolling, looking at probably 400, 500 couches. Rich Birch — Okay.Tim MacLeod — And I’ll message probably 20 to 30 of them. Because a lot of them are crap. A lot of them are actually new. There’s no opportunity with new coaches. like There’s lots of warehouse stuff that’s still on first Facebook Marketplace and stuff like that. But what I’m looking for is very specific. I’m looking for private sales from real people. You got to be able to spot the scammers and weed them out. Tim MacLeod — And I’m looking for couches that I would want in my lockers. I’m not worried about the price whatsoever. Because the price is super subjective and it’s just kind of like what they’re hoping for. It’s not actually what they’re necessarily going to get. So the price is irrelevant. I’m just looking at pictures and I’m compiling lists of couches that I would want. And I’m starting conversations so that it’s kind of like I’m, I’m, it’s it’s like I’m offering my service. I’m starting the conversation to see why they’re selling it, if there’s a deadline, and if they would be someone who would be receptive to my service. And it’s kind of like they’re paying me for my reliable pickup service with a smoking and deal on a couch.Tim MacLeod — And so I have to get them there. And it’s not just, I can’t just go around lowballing everybody because you burn the bridge and you hurt feelings. Rich Birch — Right. Tim MacLeod — So I’m starting conversations and I’m filling in the gaps on the item. So I’ll read the description and see what’s missing. Like, did they specify that there’s pets in the house? I want to know, is there pets? Are there smokers in the house? Does it need any repairs? Does it need any stain removal or restoration if it’s leather? And I’m filling in all the gaps. So I have a complete picture of what it is that I’m actually buying. And that’s all kind of like a trauma response from my many, many drives of shame of I didn’t ask the right questions.Tim MacLeod — And so it’s it’s definitely preventing the drive of shame. And I’m just running through these scripts that I have. And it would sound like it’s a lot of typing, but I’ve actually made keyboard shortcuts for all of it. So my opening question is, I’ll never say, hi, is this still available? Because everybody hates being asked, hi, is this still available? On Facebook Marketplace, right? Because they’ve made it ah they’ve made it a button… Rich Birch — Yes. That’s why it’s up. Tim MacLeod — …where it’s just like, hi, is this still available? But that upsets people, which is fair, because it’s annoying. But at the same time, most people don’t have empathy for the fact that, how else are they going to start the conversation? Why would you ask questions if you’ve got someone lined up for it? So I’ll ask the exact same question, but in a way that annoys nobody. And I’ll say, is anyone scheduled to pick this up? It’s the same question, but upsets nobody.Rich Birch — Same question, just in a different way.Tim MacLeod — So that’s, that’s my first shortcut is, good morning, good good afternoon, good evening, whatever. And then any, and so on my keyboard, any with two wise expands into anyone’s schedule to pick this up. And then the next one is, does it need any repairs or stain removal? That’s if it’s fabric. And that’s does D or D O E S S and then D O E s S S S or with three S’s is, does it need any repairs or restoration? That’s if it’s leather. And so it’s just these quick little, my thumbs are just, and just… Rich Birch — So cool. Tim MacLeod — …I’m, I’m drafting up this quick little paragraph that fills in all the gaps, firing that over. And then, And then they’ll reply and fill in the gaps. And then I park it. I pause the conversation by saying, okay, awesome. Thanks so much. Just starting to have a peek at options, might get back to you.Tim MacLeod — And that one line separates me from everybody on Facebook. Because most people ask a question and then they just leave it on read. They got that little picture, that little tiny profile picture of yourself that says that, hey, he read it, but he’s gone and it’s crickets.Rich Birch — Yes.Tim MacLeod — And it’s a very, very infuriating experience. And that’s kind of like part of my service is that I am very, very different on Facebook Marketplace. Like an experience selling to me is better than anybody…Rich Birch — Right.Tim MacLeod — …because of how I talk. Like I’ll receive offers every day from people that don’t use words. They just send a number. Rich Birch — Just money. Tim MacLeod — Like I’ve got a couch listed for 1150 and someone just sends 700 – no dollar sign, no question mark, no good morning, nothing like that. And, and that’s a fair offer. Like he’s… Rich Birch — Yeah. Tim MacLeod — …I paid, I paid a fifth of that, like 700 is a fair offer, but I automatically hate this guy. I don’t, I don’t hate, I don’t hate him. Rich Birch — Yes. No, I get what you mean.Tim MacLeod — But, but it’s immediately just like, dude! Rich Birch — Yes. Tim MacLeod — You like say, say hi, say please. Rich Birch — Yes. Yes. Tim MacLeod — Even a, even a question mark would be, you know, so that’s the kind of people that I’m dealing with. And I’ve got thick skin and I always operate on the mindset of, I do want to sell this guy and I, and I do want to see him later today. So I’m not going to match his energy. Rich Birch — Right.Tim MacLeod — I’m never, I’m never a thermometer. I’m always a thermostat. I always set, set the temperature in the room, you know?Rich Birch — Right. Love it. Yep.Tim MacLeod — And so that’s ah that’s a big factor. But yeah, running through those scripts and and just getting people to their best price. And so after pausing it of, thanks so much, just starting to have a peek at options, I’ll reconnect with them.Tim MacLeod — Now, this is this is if their price is optimistic and it’s not a price that I’m willing to pay. I’ll slow play it a little bit by pausing the conversation. And then I’ll come back and then I’ll hit them with my my secret weapon is my polite lowball offer. And the number they might hate the number, but it comes gift wrapped in this like apologetic, like, Hey, I’m…Rich Birch — Oh, you got to tell me more that you’re, you’re setting that up. Well, you’re like, what is the polite low ball offer?Tim MacLeod — For me, I’m shopping in Toronto, which is like 90 minutes, two hours away.Tim MacLeod — And so my apologetic offer is: It’s so far, is there any chance you’d consider this much, any chance you’d consider for an out of towner? And then I just plug in the number. And, and it’s always received well. And even if it’s even if it’s even if they’re firm, that’s fine. Now I know. Rich Birch — Right. It’s data. Tim MacLeod — But and ah honestly, if somebody accepts my offer, then I didn’t offer low enough. Like I’m i’m really pushing the limit.Rich Birch — Oh, interesting.Tim MacLeod — I’m flirting with the line between an optimistic offer and a rude offer, but because I’m so nice about it. And it’s, it’s kind of like, it’s my secret weapon to get them to their best price. Because the the worst way to get someone to their best price is what’s your best price?Rich Birch — Right.Tim MacLeod — Like whenever someone asks me that, it’s again, it’s just like, that’s annoying. I don’t like you.Rich Birch — Yes. Yes. Right, right, right, right, right.Tim MacLeod — But to politely lowball and then their counter is their best price. So I just want to squeeze them for their counter offer. And now I know what their best price is.Rich Birch — Right. Okay. That’s cool. There’s a lot there. And I know you’re want to stay tuned because Tim’s got an offer of some free help that he wants to give you that we’re going to, we’re going to get to here in a minute. So I know some of you were like, go back and ask questions on that. But I know that the free offer to help is going to help with some, some of those things. Rich Birch — What about negotiation on the other side? So I get a sense of what you’re talking about to try to get them, you know, there’s a time thing there and we’re going to wait and all that. But now on the other end, you’re trying to obviously maximize or get the biggest money for that couch you just bought, bought. What are some things we should be thinking about on that? How are you offering the couches in a way that, you know, captures people’s imagination and says like, oh, okay, that’s this, I want to do business with this guy.Tim MacLeod — So a big thing is where I’m selling it. It’s almost like I have an import business. It’s that I’m I’m ripping down the city and I’m shopping in the Tesla BMW neighborhoods where nobody has trucks and they sell really slowly. Rich Birch — Yeah.Tim MacLeod — And I’m loading a trailer and then bringing it home to the sticks where there’s not as much supply. And I’m selling to people who do have pickup trucks. Like where I live, there’s lots of people with trucks and trailers, but they weren’t doing that drive to the city like I did.Rich Birch — Right. Right.Tim MacLeod — So I’m destroying a Toyota Highlander in kilometers, which is really hard to do. It’s at 400,040 and she ain’t quitting anytime soon. It’s been a great car.Rich Birch — Love it.Tim MacLeod — So that is definitely like the fact that it feels like an import business feels like cheating.Rich Birch — Well, and can I just, I just want to interrupt you for a second here. This, because that dynamic, this is a part of why I wanted to have you on the show. Because one of the things that I’ve seen is like, it’s super common, like super common for church leaders to not live in the community that they serve. Because frankly, they can’t afford to live there because of that gap that I just told you about.Rich Birch — There is a wage gap between what people make and the communities they serve in. And so they typically live you know, 45 minutes, an hour away. I actually think that that, the fact that they’re just driving into the office could be, and then going back to wherever they live, could actually set them up for running this kind of business just because they’re in and out of where they’re at.Tim MacLeod — Oh, yeah. Yeah, that’d be cheating. If you could, if you could grab a couch on your way home from on your way home from work to bring it back to the sticks, that’d be awesome.Rich Birch — Yeah. Yeah. I see that all the time.Tim MacLeod — For sure. And at a lot of…Rich Birch — So the distance is one way. So there’s like an import out, out, port anything else that you get, it’s kind of an interesting part of how you negotiate on to try to increase the, the, the price.Tim MacLeod — Knowing what it’s worth and how quickly it would sell is definitely a factor. And just patience wins on both sides.Rich Birch — Right.Tim MacLeod — Being the dude who um can pick it up and someone is now, they had their optimistic kick at the can and now it needs to go and their patience has run out. Patience wins there. And then on the selling side to where I don’t, it’s not in my foyer. It’s not in my living room. The new couch hasn’t arrived. It’s in a storage locker ready to be picked up anytime. And my lockers are fairly affordable being in a rural spot.Tim MacLeod — And so it’s kind of like if if we were playing poker, I’m holding aces. I can deliver it. I can sell to anybody. I’m not relying on people on the small demographic who can pick it up. I can sell to the Honda Civic crowd. I can sell to seniors who can’t lift a couch themselves. I can finesse it into a patio door by myself. And so there’s the there’s the skill gap there as well. And all of the all of the hindrances that make selling a couch difficult are not a factor for me. I can lift them by myself. I can I have the best trailer. I have storage lockers. They can take as long as they need to sell. And I live in a market where there’s not as much supply. So it’s just, it feels like cheating. Like I’m just really, really set up for it. And it’s super easy to be patient.Rich Birch — Now, I don’t know if I’m going to force you to give away one of your secret weapons here, but talk about the videos that you shoot ah of the, you know, of the products. Because i to me, I think this is one of the things you do that I think is super unique. What is what’s unique about the videos that you might shoot? Say got this nice leather couch. It’s like, you know, it sells for $5,000 somewhere else. You’re selling it for whatever, $1,500, $2,000. What’s actually in that video that might set your your listings apart?Tim MacLeod — Yeah, so that was something that I feel like I pioneered. And since then, Facebook has now added a feature where you can add a video to a listing. But it’s so nice to have. So I’m I’m posting flattering photos. So it’s it’s a scroll stopper when they’re on Marketplace.Tim MacLeod — And they’ll inquire. And then my video is super, super honest. And the goal is for it to be so detailed that they could confidently say, okay, he just showed me all the reasons not to buy the couch because all my stuff is used. I’m not selling anything new. It’s all pre-owned. They all have some blemishes or some quirks or worn spots or something like that. But to include ah a video that shows all of the reason not to buy it really, really greases the wheels because no one’s coming to see a couch and then being disappointed when they get there. Everything was already shown.Rich Birch — Right. Right.Tim MacLeod — So they’re coming to just give, basically just come sit and sniff and make sure that it’s something that they would want in their house, or something they’d want to sit on for two hours a day. And, um, and so those videos really, really saved me so much time and gasoline. And since then they’ve added that where you can add a feature. So, or where you can add a video into the listing. And so as long as the video is less than a minute, so I’m aiming for 59 seconds, I’ll fill the whole thing and I’m showing every inch of it and I’m packing it with dialogue on the neighborhood that it came from, the people, the house. And a lot of times that’s a selling feature of this this couch came from North York. The house was ridiculous. Rich Birch — Right.Tim MacLeod — It’s one of those houses with three living rooms. And this is the one that had the Christmas tree for a month a year. Like this was barely used. And I’m just packing it with dialogue and really, really selling it.Rich Birch — Yeah.Tim MacLeod — And my goal is that I could deliver it with them like sight unseen that they could firm up. And that when that couch arrives, there are absolutely no surprises. It’s everything they ask for [inaudible]…Rich Birch — Which from from your point of view, like this isn’t the only couch you’re hoping to sell this week. And and a part of the way that you have to protect your time and protect your business, frankly, is not having a bunch of people come and check out couches and then decide against it. Whether they’re coming to your locker or you’re driving it to their place. That’s like the worst case scenario is they show up and they’re like, oh, I don’t want this. So you might as well be fully upfront and be like, hey, here’s some stuff that’s not great about it.Rich Birch — And you do it in a really clever way. I love those videos. You helped me sell a car, which was fantastic. And I love the video you did for, you know, for that, because it was the same thing. It was this kind of like fun, um you know, here’s five reasons why you shouldn’t buy this, which which is just endearing. People, you know, lean in and want to hear more about that.Rich Birch — Well, what about the lifting piece? So, you know, if you’re not seeing one of these clips, Tim is a man of a certain size. He’s got some girth to him. He can pick stuff up. But what if I can’t? What if I’m not that guy? What if it more like me? You know, you’re like, hey, I’m not sure that guy can pick up 20 pounds. Like, is that like, I know that’s a part of what your you offer. Obviously, it’s a part of your advantage. But, you know, not everybody can do that. Talk us through that hesitation.Tim MacLeod — Yeah, I don’t think that it’s a deal breaker for having success. I think that if you can carry in a stubborn load of groceries in from the house that you could make a lot of money flipping couches.Rich Birch — That’s good.Tim MacLeod — And it it feels like a very unique form of laziness. Like I’m the kind of guy that if I need to go start start the barbecue or go run and grab my wallet from the car, I’m going to walk across the whole house and look for my flip flops instead of bending over and lacing up my boots that are right there. Like it’s a very unique form of laziness where I could jackknife park the trailer up to the storage locker. I have the dolly, but I’d way rather just, hey-yep-hey-yep-pep-pep just, just he-man lift it myself. And I’ve got a lot of really good mechanics lifting it. Tim MacLeod — Lifting a couch solo actually is not very heroic. And, and I’ve taught a lot of people how to do it. And there is, there are some heroic angles where, where the couch is on the ground and all four feet are on the ground to like clean and jerk it up overhead is that would definitely take some mass and some explosive power, but you can always also lift the couch up from the side until it’s vertical and then kind of like let it teeter and, fall on you in ah in a safe manner. And the lift itself, like once it’s up, it’s it’s as easy as like portaging a canoe. It’s not it’s not as heroic as it seems.Tim MacLeod — And I’m still reliant on other people. I am a one man show and it’s not, the money’s not good enough to pay an employee to sit in the car with me for four hours for 30 seconds of actual work. And so that’s one of my, one of my questions that I’m asking people, lift with two T’s on my phone expands into is anyone available to help me lift it? I’ll be alone. So I do need muscle.Tim MacLeod — And, um, if it’s in the garage, I can do it solo, like dragging a couch onto my trailer is easy enough. They slide very well. And I do have the dolly if there’s anything overly technical, like the pullouts, it’s nice to have a dolly. But yeah, a lot of the times there’s people, there’s someone there to help me lift it. And very, very rarely is it, sorry, I had back surgery or sorry, I’m a single senior lady or something like that. There’s usually, and even even when they say that, sometimes I’ll press a little further. Like, do you have a helpful neighbor? Rich Birch — Right. Meet us.Tim MacLeod — Do you have a son-in-law who can who could that I could coordinate with? Yep. And a lot of times I’m just handing it, or I’m squeezing them for a cell phone number of whoever the the muscle is. And now I’m on their schedule.Rich Birch — Yeah, that’s cool.Tim MacLeod — So solo lifts are not required, but they are, they are helpful sometimes, especially at the locker when I’m by myself.Rich Birch — So this is how many years you’ve been doing this full time? Like you, so you left nursing, you know, I know this goes way back to the beginning the story. You left nursing and then how many times, how many years you’ve been doing this?Tim MacLeod — July, 2019, I borrowed the trailer from my brother. And I did full-time nursing plus evening couches for about a year, pulled back from full-time to part-time, part-time to casual. And I think it was May, 2021. Like I did a year of COVID nursing and hated every second of it. Like as soon as COVID was announced, I wanted to be out of there, but I had mortgage approval on the brain and T4 income, or W2 income for the Americans, is much more preferred for lenders than self-employed income. So I held on for that reason. And eventually left just because I hated nursing. I was getting like ulcers on my ears from wearing masks all day. Just the the charades of COVID were really, really ruining it for me.Rich Birch — So we’re going I want to get to that, that help that you’re, you know, you’re offering, which is fantastic. But I want to think about like a person that, you know, they, we want people to stay in their jobs. We don’t want them necessarily to leave. And so ah somebody that wants to make maybe like an extra thousand bucks a month, maybe that’s like, which is, you know, to lots of people, that is like a, that’s a game changer. Like that’s like, that makes all the difference in the world.Rich Birch — Give me a sense of what you think that would take to actually get to that point where, okay, yes, I could, you know, how much time do you think they would need to invest? You know, what would, what is that going to look like? How many couches do you think I’d have to move? You know, I know that’s hard to say. It’s like all North America wide, but give us a sense of kind of the framework of for an extra thousand bucks a month, what would that look like for somebody? Maybe it’s like a youth pastor that’s that’s listening in or an executive pastor. Or and they’re like, Hey, if I just had an extra 1000 bucks that’d make a huge difference in my life. What what would that look like?Tim MacLeod — Sounds like five couches to me.Rich Birch — Five couches. Okay.Tim MacLeod — Buy them for 50, sell them for 250. Delivered. Yep. And that’s that’s a great way to start is just three-seaters. Just rinse and repeat. Three-seater, three-seater, three-seater. But the money is sets and sectionals. That’s where my focus is now.Rich Birch — Okay, okay.Tim MacLeod — Now that does require trailer privilege. But with a with a minivan, you can pick up a three seater. Most three seaters will fit inside a Dodge Caravan or an Odyssey or a Toyota Sienna. And that’s a really good way to start lean and mean with a U-Haul, enclosed trailer, you just need a V6 all wheel drive. So obviously preferred, especially if you have the kind of weather we do, but, um, yeah, for 45 bucks for a U-Haul enclosed, that’s, that’s insured so that you could get in an accident and you’re not paying for it. Always take the insurance. Always. It’s only like five bucks. Tim MacLeod — But um yeah, 45 bucks for 12 by 6. And then you can pick up couch, love seat twice. But yeah, just fill in those trailers. But yeah, starting lean with what you have available and scaling up when it’s smart. And once you’ve proven that it’s possible in your market as well. But everyone’s using couches, so I think it’s good alright.Rich Birch — Yeah, so five, so five couches. How many conversations do you think I’d have to get into take to buy five couches, maybe on that side first?Tim MacLeod — I think, yeah, with the numbers, I think that if you were to start 30 conversations a month, that there would be, there would be five people that hit deadlines and they’d be like, sure. 50 bucks. If you can actually show up, it’s yours.Rich Birch — Right. Right. That’s that feels very doable. That doesn’t feel like crazy out of reach. Like there’s no way that feels like a good, you know, a great starting point for sure.Tim MacLeod — And nobody wants to do it. The barrier for entry is, is ah high enough that it’s it’s basically a private little fishing pond. A lot of people to help.Rich Birch — Right. So let’s talk about, I want to, you’re going to help people, which is amazing. And so you’ve put together some resources to help them kind of get the the ball rolling on this front. And how do, first of all, tell us what it is and then talk to us about how we can get that contact information. We’ll put links and all that in the show notes, but talk us through this.Tim MacLeod — Yeah. So those scripts that I was talking about, um, I’ve made a Google doc that is available. All you got to do is comment scripts on any of my videos and, uh, my little robot Tim will fire over, um, just squeeze you for an email and then I’ll fire that over. And, uh, it’s a good little list and you can plug those in just copy and paste and plug them into keyboard shortcuts in your phone. And then you can use those. Tim MacLeod — And it doesn’t have to be for couches. Like a lot of them are pretty couch specific, but just using those as inspiration for starting conversations and getting people to their best price and making sure that you have all the information so you’re making an informed purchase and there’s not any surprises. And and you’ll see with the with the flow of the conversation, I really am just gifting the blueprint on getting people to their best price. Tim MacLeod — And yeah, and then in my in my bio on instagram I’ve also got the couch course and I’ve run that before as a high ticket offer um and I had help from an agency to, to get leads and all that stuff. And I didn’t like it cause I didn’t like how much people were having to pay in order for me to afford that team. And I just want it to be an impulse buy price range. Tim MacLeod — So for a one hundred bucks, you can come along on a three month ride along with me while I’m pulling like $15,000 months. And, uh, the summer that I recorded that, was 2023 and I did 180k in sales with a gross profit so just sales minus cost of goods was north of a 100k, I think, after tax. I think it was like an 80k a year income. Rich Birch — That’s amazing. Tim MacLeod — And I had a three-year-old with me the entire time. My wife had gone back to work and was using her teaching license and I had a little three-year-old tow. And I also got 75 rounds golf in that year. So it’s, it’s…Rich Birch — That just got some people’s attention. Yeah, that’s amazing.Tim MacLeod — Yeah. The time freedom is stupid. The money is incredible. And, uh, it was, yeah, that was a really, really fun year.Rich Birch — Love it. So what we want to do is send people to your Instagram. Would that be the best? So @thefulltimeflipper, @thefulltimeflipper. And again, you can just comment on any one of his videos.Rich Birch — Well, first of all, Tim’s a great follow on social media. I’ve said this to lots of folks. It’s just such a fun follow. You know, it makes something like flipping just like I was like, man, I think I could do that. And, but just comment scripts on any of those and we’ll get access to those scripts.Rich Birch — And then if you’ll find the link to tim-macleod.com on there as well, which takes you to the course, it’s only a hundred dollars friends. That’s worth your investment. It’ll, it’ll really literally outline. There’s a bunch we could have talked about today and there’s a bunch of details to get into. It will drive into all of those. Literally just take his approach and just do it. Like just, take his scripts, take the what he’s done and apply it. And you’ll for sure be able to find that extra thousand dollars a month or more, you know, down the road. So, yeah, I would love that. and Anywhere else we want to send them. So Instagram, @thefulltimeflipper, anything else about that?Tim MacLeod — Oh, that’s lots. That’s good. And I was feeling pretty pretty silly that I never asked to come on your podcast earlier because a lot of my students are in church ministry in the States. And I think it’s such a sweet side hustle.Tim MacLeod — For me, it was an escape from a job that I didn’t like. But the fact of that most people need supplementary income is pretty across the board and especially in ministry. And a lot of my students have um have had that background and are still in it. And a lot of the time, the people that are in church ministry have an advantage of storage where the church, like they’re like, oh, I got free storage at my church. Pastor said the back room is available. And he said, as long as I just keep a rotation of couches for the student ministry…Rich Birch — Oh, that’s a good call.Tim MacLeod — Yeah, there was a lot of advantage there for church leaders. But yeah, it’s awesome, reliable, supplementary income. And it’s nice to not rely on your ministry for income. Like people aren’t in ministry for the big bucks. They’re there because they that is their purpose. That’s their calling. But the pressure of having to rely on that for income isn’t always the best.Rich Birch — Well, and I do think, um you know, I think folks who are in church ministry, a part of what I why why I think this is great that we’re talking about this is you might underestimate that even like a part of your core, it’s like literally core to your business is like, be kind to people and like be helpful. Tim MacLeod — Yeah.Rich Birch — And, you know, you don’t need to be sleazy. You don’t need to be, ah you know, some sort of like, oh, you’re like a used car salesman of couches. No, that’s not what it is at all. You’re just being kind and helpful and you want to try to close this gap in the market. And and I think there’s a lot of people in ministry who are like, my I could totally do that. I can make that happen for sure. So, Tim, I really appreciate this.Tim MacLeod — It really does feel like stewarding my gifts, you know?Rich Birch — Yeah, that’s great. So again, that is, if you just go to Instagram, @thefulltimeflipper, you should follow them there and then comment scripts for any of those. Appreciate you being on the show today, sir. Thanks so much.Tim MacLeod — Thanks, man.

We hope everyone is experiencing a wonderful holiday season and the ducks are finding your decoys. With all that is going on this time of year, The Standard Sportsman is re-airing shows from this past summer that we believe are worth another listen. New episodes will return January 8, 2026, as duck season gets on the downhill slide.The New Year's edition replays an interview with Saskatchewan farmer and conservationist Lorne Scott...wise words from a tenured Canadian farmer who truly cares about wild things in wild places. >>Thanks to our sponsors: Tom Beckbe, Lile Real Estate, Perfect Limit Outdoors, Purina Pro Plan, Sitka Gear, Greenhead: The Arkansas Duck Hunting Magazine, Noah Perry/Raymond James and Ducks Unlimited.Send us a textAll Rights Reserved. Please subscribe, rate and share The Standard Sportsman podcast.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss the investment themes for 2026. It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

"Every human being on this planet is unique… every dementia journey is unique as that person is."  Dementia rarely announces itself clearly. It shows up in small shifts—subtle memory gaps, emotional changes, and behaviors that don't quite make sense yet. Families often respond with fear or urgency, trying to fix everything at once, while missing the few actions that actually make a difference. This episode focuses on recognizing early warning signs, avoiding common missteps, and responding with clarity instead of panic.  Jo-Anne Ross brings firsthand experience from caring for her mother and working closely with families navigating dementia. She explains why misdiagnosis is common, why no two dementia journeys are alike, and why movement, nature, and emotional regulation matter more than most people realize. She also challenges the belief that caregivers must sacrifice themselves, emphasizing that sustainable care begins with the caregiver's own wellbeing.  Jo-Anne is an international speaker, coach, and two-time bestselling author known as the Dementia with Dignity champion. Her work centers on helping families approach dementia with compassion, practicality, and a deeper understanding of what truly supports both patients and caregivers.  Learn more & connect:  savourthemomentinserenity.ca  Get the free guide to navigating dementia (Seven Things You Should Know About Dementia) here: https://freegiftjoross.com/  Your Story Sells: Successful Coaching (Co-authored with Les Brown, Raul Lopez, Jacia Kornwise, Tanja Diamond, Jen Oliver, Jenia Serebrin, Jo-Anne Ross, Poonam Bhchar)  Raymond Aaron has shared his vision and wisdom on radio and television programs for over 40 years. He is the author of over 100 books, including Branding Small Business For Dummies, Double Your Income Doing What You Love, Canadian best-seller Chicken Soup for the Canadian Soul, and he co-authored the New York Times best-seller Chicken Soup for the Parent's Soul. Raymond's latest, co-authored book is The AI Millionaire's Path: Discover How ChatGPT‐Written Books Become Bestsellers and How They Can Make You a Millionaire Author!.  www.Aaron.com 

As we kick off 2026, the stakes for Canadian healthcare have never been higher. In this powerful season premiere (SEASON 7 baby!) of The Gritty Nurse Podcast, host Amie Archibald-Varley sits down with nurse, advocate, and author Cathy MacNeil to discuss her provocative and timely book, Dying to be Seen: The race to save medicare in Canada.  Far from just a collection of anecdotes, Cathy's work is heavily evidence-informed, blending raw frontline experiences with rigorous research into the systemic structures of Canadian healthcare. As Medicare stands at a breaking point, Cathy provides the data-backed reality of why our public system is failing and what must be done to salvage it. In this episode, we dive deep into: The Evidence Behind the Crisis: How Dying to be Seen utilizes research and data to expose the cracks in the system. The Erosion of Public Healthcare: A critical, evidence-based look at the current threats to Medicare and the true cost of privatization. The Nurse's Burden: Discussing the documented rise of moral injury and systemic neglect. A Call to Advocacy: Why everyday people and healthcare workers must use evidence-driven narratives to fight for equitable care. This episode is a masterclass in combining clinical expertise with fierce advocacy. If you want to understand the actual state of Canadian healthcare—backed by facts—this is the conversation you've been waiting for.  "Public healthcare is not just a policy; it is a promise. And it's a promise backed by decades of evidence that we cannot afford to ignore." — Cathy MacNeil  • Support the Show: Leave us a review on Apple Podcasts to help us keep these critical conversations going! * Listen on Apple Podcasts – : The Gritty Nurse Podcast on Apple Apple Podcasts  https://podcasts.apple.com/ca/podcast/the-gritty-nurse/id1493290782 * Watch on YouTube –  https://www.youtube.com/@thegrittynursepodcast Stay Connected: Website: grittynurse.com Instagram: @grittynursepod TikTok: @thegrittynursepodcast X (Twitter): @GrittyNurse Collaborations & Inquiries: For sponsorship opportunities or to book Amie for speaking engagements, visit: grittynurse.com/contact Thank you to Hospital News for being a collaborative partner with the Gritty Nurse! www.hospitalnews.com 

Send us a textFeaturing an amazing selection of Atlantic Canadian women artists and musicians from the four Atlantic provinces of Nova Scotia, New Brunswick, Prince Edward Island and Newfoundland and Labrador, including Sara McLauglin – originally from Nova Scotia, Amelia Curran from Newfoundland and Labrador, Julie Doiron from New Brunswick and Catherine MacLellan from Prince Edward Island…and thirteen more lovely voices!https://www.facebook.com/ron.moores.18 September 22, 2025: "Sounds Atlantic" is a highly regarded podcast specializing in roots and acoustic music from Atlantic Canada, receiving high rankings on platforms like Feedspot as a top Canadian music podcast and a top maritime podcast. It boasts an average rating of 4.7 stars on Apple Podcasts, with positive listener and artist feedback, including a description from Newfoundland singer Anita Best as "the best show for down-home music in all of Canada". August 7, 2025: "Sounds Atlantic" is a highly regarded podcast specializing in roots and acoustic music from Atlantic Canada. It's praised for its focus on down-home music from the region. While it's not rated against all music podcasts, it receives positive feedback, particularly from artists and listeners interested in this specific genre and geographic area. Anita Best, a renowned Newfoundland singer, calls it "the best show for down-home music in all of Canada" according to the Apple Podcasts description of the podcast. The podcast is updated weekly and is available on Apple Podcasts. Note: In July2025, "Sounds Atlantic" was rated ... #10 Among the Top Best Canadian Music Podcasts...see:...

Former Prime Minister Harper joins us to talk about his book, Flags of Canada, which chronicles the political battles and passionate discourse that gave us the iconic Maple Leaf in 1965. He argues that Canadians must tap into their national pride and independent identity in the face of open hostility from American President Donald Trump. This episode originally aired on February 25th, 2025.  The Hub is Canada's fastest growing independent digital news outlet.   Subscribe to The Hub's podcast feed to get our best content when you are on the go: https://tinyurl.com/3a7zpd7e (Apple) https://tinyurl.com/y8akmfn7 (Spotify)    Want more Hub? Get a FREE 1-month trial membership on us: https://thehub.ca/free-trial/ Follow The Hub on X: https://x.com/thehubcanada?lang=en   CREDITS: Ricki Gurwitz - Producer David Matta and Alex Gluch - Sound Editors  Sean Speer - Host   To contact us, sign up for updates, and access transcripts email support@thehub.ca.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCanada is having problems, they are following the green new scam, since Trump placed tariffs on Canada they are desperately trying to find trading partners.Trump shows how windmills kill birds, where are all the environmentalist. The EU is now pushing the CBDC, Trump’s economy will overshadow the rest of the world. The people of this country and others must see the criminal syndicate. Without seeing it they people would have never believed there was a criminal syndicate. Trump has the leverage, more is coming in 2026 and after the midterms Trump is going to unleash hell on the [DS]. Every crime, scam and violation of the Constitution will be exposed. Justice is coming. Economy Canada Trying to Find Trade Partners   Prime Minister Mark Carney reflects a particular reality of the problem their economy will face in 2026. It appears that Canadian government officials have finally recognized the Trump administration plans to dissolve the USMCA or what Canada calls CUSMA next year.  With that reality they have a big problem. Mexico has been working throughout the year to initiate economic policies in alignment with the United States.  However, structurally and politically this is an alignment that is impossible for Canada to do.  Like many contracting European countries, the economic policies of Canada are centered around their climate change agenda and green energy goals. In order for Canada to position their economy to be in alignment with the rest of North America (USA and Mexico), Carney would have to reverse years of legislated rules and regulations.  That is not going to happen, and Canada will always be at a disadvantage because of it.   With three quarters of their economic production tied to exports into the USA, and with the USMCA likely to be dissolved in favor of a bilateral trade agreement, Canada now has to find other markets for its products or lower all the trade barriers currently in place.  Prime Minister Mark Carney is trying to find alternative markets. Carney has looked toward Europe, but that is a closed trade bloc difficult to engage.  Carney has looked to southeast Asia, but that is an export driven market with limited capabilities to import costly western products.  Carney has looked to Japan and China, but on scale there's little to be gained. The question is, where can Canada send its products if not to the USA.   The brutally honest answer is nowhere.  There just isn't any other market, or combination of markets, who could replace the consumer base of the USA.  Canada is refusing to admit this reality and 2026 is going to be a harsh awakening for the Canadian people. Source: theconservativetreehouse.com  https://twitter.com/DC_Draino/status/2006140340068291046?s=20  – A 2025 Trump administration initiative aims to enforce $1 million fines per bald eagle death. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Initial Jobless Claims End 2025 Near Record Lows The number of Americans filing for jobless claims for the first time plummeted last week to 199k – the lowest since the Thanksgiving week plunge and pretty much the lowest since Source: zerohedge.com https://twitter.com/amuse/status/2006392860006846799?s=20   to give them a shot at winning the midterms. https://twitter.com/CynicalPublius/status/2006141249045291038?s=20   went to the liquor store again and tried to buy €100 worth of booze using the government-run digital currency on your iPhone, but your transaction gets rejected. Why? Because some Eurotrash EU bureaucrat decided that it’s unhealthy for you to buy so much liquor in such a short period of time, so you gets nothing. And you have no recourse, because you have become a serf whose life is at the discretion of the government. (As an aside, single-payer, government-funded healthcare will work in synchronicity with this, deciding what is best for you health-wise, because after all it’s not fair that other citizens must pay for your cirrhosis and bad judgment.) You have been warned, Europe. Political/Rights https://twitter.com/SecDuffy/status/2006203195165462545?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006203195165462545%7Ctwgr%5Ebc322e2414802c704b50bc3c2955bae6d38269c1%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F31%2Fgavin-newsom-tries-to-keep-illegals-on-the-road-a-little-longer-sean-duffy-immediately-cuts-him-off-n2197630 including cutting nearly $160 million in federal funding. https://twitter.com/nicksortor/status/2006168699502215508?s=20   The Attorney General or the Deputy Attorney General can get involved in any DOJ matter they choose. It'a not a judge's job to get in the middle of those internal deliberations. That's a serious violation of the separation of powers. The American voters want violent illegals out of our country. Waverly D. Crenshaw Jr., a Nashville Obama judge, needs to get back in his lane. https://twitter.com/HansMahncke/status/2006046386190422054?s=20   on taxpayers, should not exploit welfare systems built by the native population, should speak the language, assimilate into the host society, respect its laws and norms, and should not receive special carve-outs like separate schools, parallel institutions or different rules. If even these minimal basics can no longer gain agreement, then there is no realistic path to fixing the system at all. DOGE Geopolitical https://twitter.com/FBIDirectorKash/status/2005795643126595959?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005795643126595959%7Ctwgr%5E813dbbc99cf3dee762087820edf11e55af9622ca%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fjenniferoo%2F2025%2F12%2F30%2Fisis-in-texas-fbi-arrests-man-who-helped-fund-global-terrorist-organizations-n2197594   propaganda, sent cryptocurrency believing it would fund terrorist activity, and attempted to deliver materials intended for explosive devices. This is radical Islamic terrorism, and it was identified and stopped. Great work by our FBI teams @FBIDallas and great law enforcement partners. https://twitter.com/visegrad24/status/2006157155666182556?s=20 https://twitter.com/AAbsaroka/status/2005723457997484150?s=20 https://twitter.com/WarClandestine/status/2006176939854196897?s=20 https://twitter.com/Osint613/status/2005961263419883887?s=20 https://twitter.com/Osint613/status/2006095673423179995?s=20 https://twitter.com/USABehFarsi/status/2005874044319436965?s=20 Courage if it were a picture…This is a black-and-white aerial photo depicting a scene from protests in Iran (likely Tehran, based on the post’s hashtags). It shows a lone individual standing defiantly in the street, holding a long pole or banner horizontally, facing a group of about a dozen uniformed security forces or riot police on motorcycles. The image symbolizes courage in the context of human rights and anti-regime demonstrations. War/Peace https://twitter.com/visegrad24/status/2006367551878844863?s=20 https://twitter.com/MyLordBebo/status/2006295058492882982?s=20 https://twitter.com/visegrad24/status/2006107978504524105?s=20 Zelenskyy Urges Trump to Visit Ukraine to Seal Russia Peace Deal Ukrainian President Volodymyr Zelenskyy suggested that President Donald Trump should visit Ukraine to help close a peace deal with Russia. Zelenskyy specifically urged Trump to travel directly into Ukraine rather than entering through Poland, arguing that such a visit would demonstrate confidence that a ceasefire is within reach. Source: newsmax.com Medical/False Flags [DS] Agenda Biden Housing Scandal EXPLODES: HUD Report Reveals Over $5 Billion in Questionable Rental Aid, Including Payments to Dead People and Non-Citizens  A bombshell federal report has blown the lid off yet another massive Biden-era taxpayer scandal — this time inside the U.S. Department of Housing and Urban Development. According to HUD's own Fiscal Year 2025 Agency Financial Report, more than $5 billion in rental assistance payments during the final year of the Biden regime were flagged as “questionable” or improper, exposing systemic failures, nonexistent oversight, and breathtaking incompetence at the federal level. Among the most jaw-dropping revelations: tens of thousands of payments were made to people who were already DEAD, and thousands more went to recipients who may not have even been eligible to receive taxpayer-funded housing assistance at all, the New York Post first reported. Buried in the HUD report is a stunning admission that federal systems failed to stop payments to 30,054 deceased individuals who were either still listed as active tenants or continued receiving rental assistance after their deaths. HUD officials acknowledged that only after cross-checking Treasury databases did they finally identify the scope of the problem — meaning for years, taxpayers were unknowingly footing the bill for people who no longer exist. “[Over] 30,000 dead people receiving housing isn't an accident — it was systematic fraud by Biden and the left. HUD will hold those who defrauded the American taxpayers accountable,” HUD Secretary Scott Turner wrote on X. According to the report:   “large concentration” of these questionable rental assistance funds flowed to Democrat-run strongholds, including: New York California Washington, D.C. Yet payments to deceased recipients were found in all 50 states, proving the rot was nationwide. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2006068825272508679?s=20   to U.S. citizens. See 8 U.S.C. § 1623(a). There are no exceptions. Virginia violates it nonetheless. This court should put an end to this and permanently enjoin the enforcement of provisions of the Virginia Education Code that directly conflict with federal immigration law. Virginia Code §§ 23.1-502 and 23.505.1 explicitly classify illegal aliens as Virginia residents based on certain conditions. That classification makes illegal aliens eligible for reduced in-state tuition and state-administered financial assistance for public state colleges and universities while U.S. citizens from other states are ineligible for the reduced tuition and must pay higher out-of-state tuition rates. This is not only wrong but illegal. The challenged act's discriminatory treatment in favor of illegal aliens over U.S. citizens is squarely prohibited and preempted by federal law, which provides that “an alien who is not lawfully present in the United States shall not be eligible on the basis of residence within a State . . . for any postsecondary education benefit unless a citizen or national of the United States is eligible for such a benefit . . . without regard to whether the citizen or national is such a resident.” 8 U.S.C. § 1623(a) (emphasis added). The challenged act, as applied to illegal aliens, is thus unconstitutional under the Supremacy Clause of the United States Constitution. This Court should declare Virginia's law, as applied to illegal aliens, preempted and permanently enjoin its enforcement.” https://twitter.com/jonesville/status/2006273719602475506?s=20 https://twitter.com/thehoffather/status/2006240702213099815?s=20 https://twitter.com/libsoftiktok/status/2006327355166589007?s=20 https://twitter.com/MZHemingway/status/2006031707724546400?s=20 https://twitter.com/EndWokeness/status/2006038706893836481?s=20 https://twitter.com/HansMahncke/status/2006393802714439774?s=20 https://twitter.com/amuse/status/2006028437899862286?s=20  Patronage System here in America AND help them successfully assimilate. https://twitter.com/HHS_Jim/status/2006136004294664464?s=20  against the blatant fraud that appears to be rampant in Minnesota and across the country: 1. I have activated our defend the spend system for all ACF payments. Starting today, all ACF payments across America will require a justification and a receipt or photo evidence before we send money to a state. 2. Alex Adams and I have identified the individuals in @nickshirleyy ‘s excellent work. I have demanded from @GovTimWalz a comprehensive audit of these centers. This includes attendance records, licenses, complaints, investigations, and inspections. 3. We have launched a dedicated fraud-reporting hotline and email address at https://childcare.gov Whether you are a parent, provider, or member of the general public, we want to hear from you. We have turned off the money spigot and we are finding the fraud. @ACFHHS @HHSGov https://twitter.com/DOGE_HHS/status/2006145075315929532?s=20 will expand the system to support itemized receipts and photographic evidence, and make all data/receipts, where possible, available to the public. https://twitter.com/CynicalPublius/status/2006120694497857977?s=20   move to another state that is honest. Make sense? https://twitter.com/C__Herridge/status/2006091693259636775?s=20  alleges the probes were “buried” because it potentially implicated Biden Administration allies •Between late May 2025 and December 2025 FBI had 16 open investigations into approximately 32 healthcare and homecare providers accused of fraud •Described as massive, joint investigations including HHS Inspector General, Medicaid Fraud Unit, IRS, Postal Inspectors, MN Attorney General, MN Department of Education,  and others Probes Now Expanding In Minnesota, Investigators Are Exploring Nation-wide Fraud Schemes •FBI Surging forensic accountants and data analytics teams to MN •Identifying fraud, then “following the money” to see the “entire web” •Investigating potential links to elected officials and terrorist financing •Potential criminal violations include public corruption, fraud, cyber fraud, healthcare fraud, homecare fraud, money-laundering Investigations Include Federal Nutrition Programs •These investigations including day care facilities are exploring links to alleged fraud involving federal nutrition programs •The Feeding our Future probe exposed an alleged $250m fraud scheme that obtained federal funding during COVID for nutrition programs but almost NO meals were provided to children •It's alleged the monies were laundered through multiple entities to enrich the participants •78 have been indicted, 57 convicted, two found not guilty among the group. Just a heads up that Patel and Trump's FBI have been all over the Minnesota fraud thing for months, 78 people have already been indicted, and Kash is openly admitting that this was buried by the Biden admin. That’s not how FBI & DOJ work. Criminal investigations take months. Trials take years. No one knows yet if Bondi & Kash will measure up. It’s too early to tell. WATCH: Karoline Leavitt Says Trump “Not Afraid to Use Denaturalization” Against Somali Fraudsters — Search Warrants Being Executed and “People Will be in Handcuffs” Denaturalization, also known as revocation of naturalization, is the legal process by which the U.S. government revokes the citizenship of a naturalized U.S. citizen, effectively stripping them of their citizenship status. This is not a process that private individuals can initiate or “do” themselves; it is exclusively handled by the federal government through judicial proceedings in U.S. district court. It cannot be done administratively by U.S. Citizenship and Immigration Services (USCIS) alone, following a court ruling in 2000 that limited such authority. Grounds for DenaturalizationUnder the Immigration and Nationality Act (INA), denaturalization can only occur based on specific legal grounds. These include: The individual did not meet statutory requirements for naturalization at the time, such as lawful permanent residence, good moral character, required periods of residence or physical presence, or attachment to the principles of the U.S. Constitution (INA 316 and INA 340(a)).  The person hid key information or lied during the naturalization process (e.g., on Form N-400 or in interviews), and this directly led to approval. The fact must be “material,” meaning it could have influenced the decision (INA 340(a); see Supreme Court case Kungys v. United States, 485 U.S. 759 (1988)). Within five years after naturalization, the person joins or affiliates with the Communist Party, a totalitarian party, or a terrorist organization, which is seen as evidence of lacking attachment to the U.S. Constitution (INA 313, INA 340(c), and INA 316(a)(3)). For those who naturalized based on U.S. military service, revocation can occur if they receive a discharge under other-than-honorable conditions before completing at least five years of honorable service (INA 328(f) and INA 329(c)). These grounds apply only to naturalized citizens (those who went through the full process, including application, interview, approval, and oath). U.S.-born citizens cannot be denaturalized under these provisions. The process is initiated and pursued by the government, not individuals. Here’s a high-level overview:  USCIS or other agencies (like the Department of Homeland Security) identify potential cases through audits, investigations, or tips about fraud or ineligibility. If there’s sufficient evidence, USCIS refers the case to the Department of Justice (DOJ) via the U.S. Attorney’s Office. Coordination happens through USCIS’s Office of the Chief Counsel. Judicial Proceedings: The DOJ files a complaint in federal district court under INA 340(a). The government must prove its case by “clear, convincing, and unequivocal evidence” that leaves no doubt. This is a high standard, and the process can take years. Criminal Revocation: If the case involves fraud, the DOJ may pursue criminal charges under 18 U.S.C. 1425 (unlawful procurement of citizenship). A conviction automatically revokes naturalization under INA 340(e), with proof required beyond a reasonable doubt. If the court rules in favor of revocation, it issues an order canceling the Certificate of Naturalization, which the person must surrender. Citizenship is revoked retroactively to the original naturalization date, reverting the individual to their prior immigration status (often lawful permanent resident, but this could lead to deportation proceedings under INA 237). USCIS updates records and notifies the Department of State. Denaturalization is rare—historically, around 22,000 cases occurred in the 20th century, often tied to wartime or political contexts—but it has been used more in recent years for fraud cases. https://twitter.com/EricLDaugh/status/2006013185355112758?s=20   fraud in a ginormous scale. Minnesota also lets one person vouch for 8 migrant voters’ eligibility to vote WITHOUT them having to prove it! Minnesota needs to clean house, NOW. https://twitter.com/StephenM/status/2006079447922008292?s=20 President Trump's Plan  https://twitter.com/FBIDDBongino/status/2006087308404314365?s=20   disrupted (210% increase) -2,000+ kilos of Fentanyl seized (up 31%), enough to kill 130 million Americans -Nihilistic Violent Extremism arrests up 490% -Over 6,000 child victims located (up 22%) -Historic drop in U.S. murder rate. Please read the post from Director Patel for more details on the progress that has been made, and is ongoing. https://twitter.com/WarClandestine/status/2006091717074903047?s=20 https://twitter.com/Kimberlyrja8/status/2006193599365423586?s=20 LISTEN  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

In this edition of 32 Thoughts, Kyle Bukauskas and Elliotte Friedman react to the Canadian men's Olympic hockey roster following the announcement in Minnesota. Email the podcast at 32thoughts@sportsnet.ca or call the Thought Line at 1-833-311-3232 and leave us a voicemail.This podcast was produced and mixed by Dominic Sramaty and hosted by Elliotte Friedman & Kyle Bukauskas.The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates

Kritika Vashishtha has been pursuing a cure for jet lag and it's possible she's found the answer. The Canadian aerospace engineer recently invented a variety of light that fools human bodies into switching time zones while aboard an aircraft. She shows two IDEAS producers around her laboratory inside an airplane to explain how the process works. Kritika plans to direct her discoveries towards making space travel easier on astronauts. *This episode is part of our series Ideas from the Trenches, which showcases fascinating new work by Canadian PhD students. It originally aired on April 29, 2024.

Former Olympic Gold Medalist and World Juniors Captain Mike Richards joined OverDrive to discuss his experience winning with Canada, rewinding on the 2005 roster, accomplishing a gold medal at the tournament and the Olympics, the stories of Drew Doughty, Sidney Crosby's incredible career, Macklin Celebrini's role and more.

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

This year, Sandra Oh (Killing Eve, Grey's Anatomy) received critical acclaim for her role in the Canadian indie film “Can I Get a Witness?” It's set in a not-too-distant future when climate change has been solved. But there's a catch: all humans are required by law to end their life at age 50. Back in March, the Ottawa-born actor joined Tom Power to talk about the movie and why it spoke to her. She also reflected on her journey as an actor, from finding her passion at eight years old to becoming one of Hollywood's most accomplished stars.

Send me a DM here (it doesn't let me respond), OR email me: imagineabetterworld2020@gmail.comThis is the 25th episode feature of the CKLN Mind Control Radio Series that will be airing on all my channels. These lectures, interviews, and presentations are some of the most important documentations on mind control that you will find. This series is extremely difficult to find online and has stood the test of time since 1997 when it aired on CKLN Radio. I will be airing this series over the next couple months for 'Movie Night'. If you listen to this entire series, it'll tremendously help your understanding of MK ULTRA and trauma-based mind control. You will hear from renowned experts, advocates, educators, therapists, survivors, whistleblowers, and researchers who helped pave the way for where we are today. Much of the information you have heard in this series has been suppressed over the years, and some of it may be slightly outdated due to being ahead of it's time. Please pay attention and treat this like going to class - it's a series unlike anything you'll ever hear and I'm grateful to be able to bring this series back to life! Enjoy (and take copious notes!).-----------------------------------------------------------------------Kevin Annett - Uncovering the Systemic Abuse & Murder of Indigenous Children-----------------------------------------------------------------------Wayne Morris and the International Connection Radio Show are proud to deliver the entire nine-month series in this rare exclusive format. (International Connection 2003)The Mind Control Radio Series, a series on Canadian involvement in U.S. CIA and military mind control programs and the links to ritual abuse.International Connection Host Wayne Morris interviewed survivors, therapists, researchers, and writers regarding unethical mind control experiments carried out by Canada and the United States on Toronto radio station CKLN-FM 88.1 Sunday mornings at 9:30 AM."Mind Control Radio Series" focused on different issues of military and government use of mind control with a focus on the Canadian involvement in the experimental programs including:- The documented history of CIA/military mind control programs including the funding of projects at Canadian institutes across the country (Including the Allen Memorial Institute in Montreal).- The military and intelligence uses of mind control including using the child victims for sexual blackmail, message delivery, information stealing, coercion and assassination.- The use of Multiple Personality Disorder for mind control programming and the links to the MPD effects of ritual abuse, sexual abuse and severe trauma- The public debate around recovered memories of abuse- The nature of the mind control experiments from survivors' accounts-------------------------------------------------CONNECT WITH EMMA / THE IMAGINATION: YouTube: https://www.youtube.com/@imaginationpodcastofficialRumble: https://rumble.com/c/TheImaginationPodcastEMAIL: imagineabetterworld2020@gmail.com OR standbysurvivors@protonmail.comMy Substack: https://emmakatherine.substack.com/BUY ME A COFFEE: https://www.buymeacoffee.com/theimaginationVENMO: @emmapreneurCASHAPP: $EmmaKatherine1204All links: https://direct.me/theimaginationpodcastSupport the show

Encore Episode. Last week was quite something, even for Canadian politics. A big-time Liberal budget with a huge deficit, while chaos ruled in the Conservative opposition. How do you explain that? Strap in for this one. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

One is made by Nestle. One is made by Ferrero. No matter who wins, democracy loses. This week we're pitting the Canadian version of Crunch against the American counterpart to settle, once and for all, which is the superior combo of chocolate and crisped rice.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you unknowingly turning your RRSP into a massive tax bill instead of a wealth-building tool?Most Canadians — especially incorporated business owners — obsess over contributing to their RRSPs but give almost no thought to how that money comes out. Without a clear withdrawal plan, years of disciplined saving can result in forced withdrawals, top tax brackets, and a painful handoff to the CRA later in life. This episode reframes RRSPs not as a “set it and forget it” account, but as one moving part in a much bigger wealth system that needs intention, timing, and strategy.In this episode, you'll discover:How to use low- or no-income years to strategically draw down your RRSP before forced withdrawals kick inHow leverage strategies can offset RRSP taxes while increasing access to capital and preserving net worthWhy delaying other income sources like CPP and OAS can dramatically improve your overall tax efficiencyPress play now to learn how to turn your RRSP from a future tax liability into a flexible, intentional part of your long-term wealth system.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for business owners goes far beyond saving—it's about aligning RRSP optimization, meltdown strategies, and tax-efficient investing within a clear financial system. By understanding personal vs corporate tax planning, salary vs dividends in Canada, and how to structure financial buckets across RRSPs, corporations, real estate, and non-registered investments, entrepreneurs can reduce income tax while building long-term wealth. Thoughtful retirement planning tools, capital gains strategies, and passive income planning support financial Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Where did Elon Musk's epic ambitions begin? In search of clues, the latest season of Understood: The Making of Musk returns to his sheltered youth in apartheid South Africa, a world engineered for white supremacy. In this second episode, host Jacob Silverman explores whether Musk's authoritarian streak traces back to his Canadian grandfather. Before Joshua Haldeman brought his family to South Africa, he made waves as part of the radical 1930s Technocracy movement. And while the two men's lives only overlapped for three years, we find echoes of Elon's worldview in Haldeman's pro-tech, anti-democratic ideology.You can find Understood wherever you get your podcasts, and here: https://link.mgln.ai/FBxMoM2

I was sent an email asking me to look into a small, rural Canadian transit system that they say has solved a problem that stumps most small cities, viable public transit. To talk about what they are doing I invited on the show Hillary Geneau with the township of North Grenville, Canada and Mary King with the Toronto based company Envisio that provides the real time data reporting software they are using to educate the public about the transit system. All that and more on the Driving You Crazy Podcast.    Contact: https://www.denver7.com/traffic/driving-you-crazy 303-832-0217 or DrivingYouCrazyPodcast@Gmail.com Jayson: twitter.com/Denver7Traffic or www.facebook.com/JaysonLuberTrafficGuy  WhatsApp: https://wa.me/17204028248 Instagram: https://www.instagram.com/denver7traffic   North Grenville Transit: https://www.northgrenville.ca/services-and-payments/municipal-services/transportation Transit Dashboard: https://performance.envisio.com/dashboard/ngtransitpublic Envisio: https://envisio.com/ Hillary Geneau: https://ca.linkedin.com/in/hillarygeneau Mary King: https://ca.linkedin.com/in/mary-annrose-king   Production Notes: Open music: jazzyfrenchy by Bensound Close music: Latché Swing by Hungaria

Most schools are now off for winter break — but this year, some educators are wondering how much their students are learning. A KPMG survey found that over 70 per cent of Canadians over 18 years old now use generative AI to complete their school work. Professors and students are concerned that a growing reliance on tools like ChatGPT and Gemini could be weakening critical thinking skills. Recent research is now giving us further insight into that potential connection.The Globe's Joe Castaldo reports on AI and tech. He tells us what educators and students say about how generative AI is impacting schools and what recent studies tell us about its effect on our collective critical thinking skills.This episode originally aired July 2, 2025.Questions? Comments? Ideas? E-mail us at thedecibel@globeandmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Artificial Intelligence exploded in 2025. This year saw big promises -- that AI would usher in an age of unprecedented abundance, solve intractable problems, and touch every corner of our lives. At the same time, we saw growing anxiety around AI taking jobs, worries there's an AI bubble, and warnings around the dangers of AI. So, between the hype and the anxiety, what was AI's impact in 2025? And what can we expect from AI in 2026? Sinead Bovell, a Canadian futurist, and Jaxson Khan, CEO of Aperture AI and a former federal policy advisor, join us to help answer the big questions.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss my financial moves for 2026 It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Welcome to a monumental episode! As we close out 2025, we are not only giving you the ultimate blueprint for strategic goal setting but also making the huge announcement that Real Estate Investing is branching out from the Master Passive Income Network to become The Equity Builders Club Podcast—specializing in Canadian and Montreal real estate strategy!This transition exemplifies the power of specific goals, which is the core of today's topic: Why you must stop relying on vague New Year's Resolutions.This episode dives deep into the strategic methods used by successful investors and high performers. You'll learn how to apply the well-known SMART Goal framework (Specific, Measurable, Attainable, Relevant, Time-bound) to complex real estate scenarios, moving beyond simple concepts like weight loss and property acquisition to tackle challenges like improving your professional network and quantifying hard-to-measure skills.Crucially, we explore the difference between Outcome Goals (like "buy a building") and Habit Goals (like "make one offer a week"). Outcome goals point the way, but it's the consistent habits—the daily actions—that actually generate long-term equity and financial freedom. We discuss why focusing solely on outcomes often leads to frustration and how aligning your habits with your "big why" is the secret to enduring motivation and change.Tune in to learn:How to apply the SMART criteria to real estate goals (from property acquisition to network growth).The essential role of Habit Goals in manifesting your investment outcomes.Why deep alignment with your goals (your "big why") is the non-negotiable key to sustaining difficult behavioral change.Full details on the rebrand to The Equity Builders Club and our new focus on Canadian real estate for 2026.Don't miss this final episode before the pivot! Set your strategic goals now and get ready to build equity with The Equity Builders Club!Steve Hochman Episode:https://realestateinvestorsclubpodcast.podbean.com/e/do-about-diet-nutrition-matter-in-real-estate/Come to the next Equity Builders Club event → equitybuildersclub.com/eventsUse code ML5 to save $5.

This episode is brought to you by Villa Carina Apartments in beautiful Bonaire. In this episode we connect with fellow Canadian waterman Michael Pisarczyk—a dedicated foiler based in Sarnia, Ontario, right on the shores of Lake Huron. Recorded as fall conditions ramp up on the Great Lakes, these two passionate riders share stories from the water, celebrating the world-class (yet underrated) foiling potential hidden in these massive inland seas.Episode Overview:Michael's backyard access to Lake Huron—convenient home sessions, epic downwind runs (30-50K along the coast or on the mini-Hood River-like St. Clair River), and why almost any wind direction works hereHis multi-discipline journey: from youth sailing and windsurfing, to high-school kiting obsession, strapless surfboarding, and how foiling (wing, prone, pump, downwind) reignited the stoke with lower-wind windows and endless glidePair winging progression: starting rough, unlocking upwind tacks against river current, and the unique freedom (and challenges) of no lines or booms—just pure hand-held power on small sinker boardsThat unforgettable first committed prone downwind run: full-send on the industrial-lined river, no falls allowed, pure focus on older square boards with paddle startsBuilding the "Great Lakes Waterman" channels to showcase lake potential—inspiring more locals (and globals) with stunning drone footage, while growing a small but frothing communityFamily foiling fun: gently introducing his 9- and 7-year-old kids to e-foils (knees-first mastery turning to stand-up runs) and side-by-side cruising sessionsE-foiling's role in scratching the itch on flat days, keeping skills sharp with endless turns, and the exciting growth of competitive tours like the Surf Foil Tour (SFT)Why the Great Lakes are tailor-made for modern foiling—long fetch for rolling swell in lighter winds, massive playgrounds, and those rare but magical "world-class" bangers that make the chase worthwhileFrom cold-water commitment to uniting disciplines and dreaming of Canadian SFT events, this chat is a love letter to Great Lakes foiling—and a call to get more people out experiencing the magic.If you've ever chased lake swell, battled commitment points in downwinders, or wondered why these massive freshwater oceans deserve way more foiling love… this is it.Follow Michael Pisarczyk → @great.lakes.waterman (YouTube/Instagram) | https://www.greatlakeswaterman.com

** FOR AN AD-FREE VERSION OF THIS—AND EVERY—EPISODE, PLUS WEEKLY BONUS SHOWS, FIND US AT patreon.com/BJHH **What a difference a year makes. It was only just 365 days ago that Jays fans were despairing, wondering why Ross Atkins still had a job after a nine year tenure that had culminated in a dreadful 2024, still smarting from Juan Soto's decision to sign with the Mets, trying to understand the Andrés Giménez acquisition, questioning whether Vladimir Guerrero Jr. could be signed to a contract extension, and feeling nothing but dread about the future, the state of the club's house of cards, and the wisdom of those in charge.Today they're viewed by players, fans, and the industry as a whole as one of the truly exemplary organizations in the sport, and potentially on the verge of ascending to marquee franchise status, having put together a brilliant, compelling, gritty, drama-filled, fun-as-hell campaign that took them to within mere milimetres of an unprobable World Series victory.It's been a hell of a trip around the sun, hasn't it?And this week we're looking back on all of it—from the low expectations, through the ugly start, to the coalescing of an elite team, to one of the all-time great—and all-time heartbreaking—seasons in the history of Canadian sports. Or maybe anybody's sports anywhere.Have a listen... Hosted on Acast. See acast.com/privacy for more information.

Tyler and Liam get you set for a New Year's Eve showdown at Rogers Place as the Edmonton Oilers host the Boston Bruins on today's game day edition of Oilersnation Everyday.This marks the second and final meeting between the two teams this season, with Connor Ingram expected to go head-to-head with Bruins starter Jeremy Swayman. The boys break down the morning skate, preview the projected line combinations, and get you fully prepared with everything you need to know about Boston's season so far.They'll also dive into the recently announced Team Canada Olympic roster, breaking down the biggest surprises, the most notable snubs, and what it means to see both Evan Bouchard and Zach Hyman named to the team.Later in the show, Jeff Marek (The Sheet) joins to share his thoughts on the Canadian roster, the Olympic outlook, and who he believes will take home gold at the World Juniors. To round things out, Boston native DJ Bean hops on to help preview the matchup from the Bruins' perspective.Website: https://oilersnation.com/https://twitter.com/OilersNation/ https://www.youtube.com/@Oilersnationdotcom/ https://www.facebook.com/OilersNation/https://www.instagram.com/oilersnationdotcomhttps://www.tiktok.com/@oilersnation SHOUTOUT TO OUR SPONSORS!!

What's Coming in 2026: New Shows-Big Plans and What's Ahead on Lead Pedal Podcast & Radio In this episode of the Lead Pedal Podcast, we give you a preview of what's coming in 2026 for both Lead Pedal Podcast and Lead Pedal Radio. From new shows and fresh segments to expanded trucking conversations and exciting plans for the year ahead, this episode lays out what listeners and truckers can look forward to. We talk about upcoming programming, continued support for the trucking community, and how Lead Pedal Media will keep delivering real-world trucking talk for drivers, owner-operators, and industry professionals. If you want to stay connected with trucking media that understands life on the road, this episode gives you a front-row seat to what's next in 2026.

Drones and explosions in Kyiv, peace talks between Ukraine and Russia, highlights of this year's religious liberty rulings, and remembering Secretariat's jockey. Plus, James Wood on Canadian anti-hate legislation, a baker's critique of Mexican bread, and the Tuesday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Commuter Bible, the work-week audio Bible. Available on podcast apps and commuterbible.org. New yearly plans begin January 5

On the 7th of June 1917, during the First World War, the village of Messines, Belgium, was rocked to its core by a massive earthquake... or at least, that's what the German soldiers occupying the area thought it was. It was only when they saw the bodies of their comrades flung into the sky, which was burning orange with flames, that they suddenly realized this was no earthquake… this was a blast! One so huge it annihilated some 10,000 German soldiers, injured thousands more, and produced shockwaves felt as far away as France! But the most incredible part was that the explosion hadn't come from a bomb or artillery that rained down from above – it had originated from right under their feet. How on earth had something capable of an explosion of this magnitude gone completely undetected by so many men? The answer lay deep underground. This was where a specialist unit of Canadian, Australian, New Zealand and British tunnellers had worked tirelessly to set up one of the largest man-made explosions in all of human history. While the horrors of the trenches have been well documented, the story of these tunnellers isn't as widely known, though it's arguably even more harrowing. So, get ready, because I promise what you're about to learn about these amazing men will blow you away! Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

What if the key to scaling your handmade business isn't launching more products—but doing less, better? In this episode, Susan chats with Janine Duguid, the founder of Wheat & Wildflower, a Canadian kidswear brand that's growing fast—without paid ads. They dive into how Janine doubled her online sales, what's working behind the scenes, and the systems she's using to scale her business in a sustainable way. Whether you're handmade, small batch, or just trying to get more from your existing traffic, this episode will give you fresh ideas and actionable strategies. What You'll Learn: The exact organic tactics that brought in 132 new customers this year—no ad spend The smart move she can make with a gated sales page—and why you should steal it How a monthly "numbers morning" keeps her business focused and profitable Why this isn't the time for ads—and what to do instead to get more leads now How to use collaborations to grow faster—without relying on influencers or TikTok RELATED LINKS   Learn More About Janine's Brand at: wheatandwildflower.ca Instagram & Facebook: @wheatandwildflower.ca Get on the Reliable Revenue waitlist: https://www.thesocialsalesgirls.com/reliable-revenue Organic Sales: Don't miss these 2 strategies https://www.thesocialsalesgirls.com/blog/organic-sales-dont-miss-these-2-strategies-episode-282 The free strategy that got 1600 leads and 34 new customers https://www.thesocialsalesgirls.com/blog/the-free-strategy-that-got-1600-leads-and-34-new-customers-episode-281 The best strategy for Organic Growth https://www.thesocialsalesgirls.com/blog/the-best-strategy-for-organic-growth-episode-119

Donald Trump says a peace deal between Ukraine and Russia is closer than ever -- but a Ukrainian MP tells us he's not sure where the US president is getting his information. They're about to resume the underwater search for Malaysia Airlines flight MH370 -- and an independent investigator says it has the best chance yet of solving the enduring mystery of the plane's disappearance.A British researcher who's spent 15 years cataloguing the distinct scents of cities and towns around the world shares her olfactory insights -- including the smell of Montreal in the morning. The death of Annette Dionne has people around the world remembering her and the other Dionne Quints as mid-century Canadian celebrities. But our guest says that fame was often a hardship. Now that the Christmas dust has settled, we'll hear Roch Carrier's reading of the 'The Hockey Sweater', the tale of a timeless rivalry in a time before online shopping. Gävle, Sweden's famous straw ruminant has been attacked yet again -- and this time, it wasn't arsonists or birds, but Nature itself. As It Happens, the Monday Edition. Radio that reports on a serious bleatdown.

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://joinhampton.com/Five founders. Five exits. All around $30 million. So why did one walk away with $30M – and another with just $2M? From taxes and co-founders to deal structure and equity rollovers, the factors that shape a founder's final payout are rarely simple. This episode is your crash course in what really happens when a deal closes.Here's what we talk about:How Eran Galperin took home ~$30M while still keeping ~50% of his companyWhy Scott Galloway only netted $2–3M from a $33M saleHow Alex Hormozi earned more from distributions than the $31M exit itselfThe ultra-simple, debt-free deal that netted two Canadian brothers $20M eachMarshall Haas' $18M cash payout – and why he held onto equity for peace of mindWhy the "headline number" often masks the founder's true financial outcomeThe impact of seller notes, taxes, state residency, and post-sale rolesWhat to consider before you sell to avoid regret or burnoutThe myth of the $1B exit – and how one founder only took home $70MCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Chapters:(0:42) Five Exits, Five Wildly Different Payouts(1:37) Eran Galperin: The Gym Desk Power Play(4:19) Tax Dodges & Seller Notes: Cash Isn't Always King(5:22) Scott Galloway: $33M Headline, $3M Reality Check(7:39) Alex Hormozi: Gym Launch – Cash Out, Cash In(8:32) The Sinkinson Brothers: Double or Nothing in Canada(11:56) Marshall Haass: The Art of the Partial Exit(13:17) Why Smart Founders Never Sell It All(15:28) Scoreboard Envy: Don't Get PlayedThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Jackie LamportNot really the host, but the producer.Wrote this sentence.

Gary and Shannon discuss the latest news and updates from around the country. They touch on the severe weather forecast, with rain and wind advisories in effect for Southern California. The conversation also delves into a recent grand jury investigation involving David, a pop star, and the discovery of a burn cage and chainsaw in his Hollywood Hills home. Additionally, they discuss the decline of tourism in Las Vegas and the impact of the Canadian boycott on the city's economy. The hosts also tease an upcoming special episode on the one-year anniversary of the Palisades fire.See omnystudio.com/listener for privacy information.

Gary and Shannon dive into the latest news and current events. They discuss the decline of Canadian tourism in the US, citing the recent bankruptcy of Ohio-based am Scott Distillery and the impact of Canadian tariffs on the bourbon industry. They also touch on the CIA's alleged strike on a Venezuelan dock, and the country's president, Nicolas Maduro, seemingly unfazed by the threat. Additionally, they explore the growing concern over AI and its potential effects on society, including the need for regulation and the benefits of innovation.See omnystudio.com/listener for privacy information.

The Denver multifamily market just absorbed 9,400 units – about 20% higher than the annual average – while supply continues burning off through 2026. This massive supply wave is creating opportunities for Denver real estate investing 2026 strategies that most investors are missing. Chris Lopez and Richard McGirr, co-founders of Property Llama, break down their 2025 shareholder meeting covering Colorado market divergence, investment strategy shifts, and the company’s evolution into diversified debt fund platforms. With hundreds of Colorado investors served, they reveal what’s working (and what’s not) for Denver real estate investing 2026 and beyond. Market Reality: Single family homes are holding steady with slight declines expected, condos are down 10-20% in recent transactions, and multifamily is trading at 2017 prices with 9 cap returns. Denver ranks in the top 5 hardest-hit metros for rent cuts, with Class A properties offering 3-4 months of concessions that push downward pressure on all rental classes. The supply wave is longer than anticipated, but occupancy is finally trending upward through Q2 2025 data. Cash Flow Strategies for Denver Real Estate Investing 2026: The traditional playbook has fundamentally changed. A room-by-room rental strategy can increase cash flow from $12K to $48K annually on the same property, while selling a rental and investing in 21% debt funds can generate $70K annual income from a property that previously cash flowed $15K. Private lending has emerged as the dominant strategy for Colorado investors seeking 3-4X cash flow increases without tenant management. In This Episode We Cover: Why Denver condos are dropping 10-20% while single family homes hold steady (and what 2026 predictions look like) How the multifamily supply wave created 9 cap opportunities that institutions are now buying The room-by-room rental model that quadruples cash flow (and why most investors won’t do it) Why 1031 exchanges that worked in 2018 now only marginally increase cash flow in 2024 Private lending returns of 12-21% compared to traditional rental property cash flow The active to passive shift happening nationwide (and why single family landlording is ending) How Property Llama found product market fit by focusing exclusively on income funds PL Dynamo 2 fund closure at 99 investor limit and what’s launching Q1 2026 The diversified income fund model with distressed notes, Canadian lending, and commercial opportunities This presentation provides clarity for Denver real estate investing 2026 strategy – whether you’re considering portfolio rebalancing, exploring debt fund diversification, or timing multifamily market entry. Chris and Richard share real client examples, personal portfolio moves (Chris is shifting from 85/15 equity/debt to 50/50), and the due diligence process for upcoming fund launches. Timestamps 00:00 – Welcome & Introduction to Property Llama’s 2025 Event 01:55 – Colorado Single Family vs Condo Market Divergence – Denver Real Estate 2026 Price Trends 02:48 – Colorado Springs Real Estate Trends – Following Denver’s 1-3 Year Lag Pattern 03:55 – Denver Multifamily Supply Wave – Front Range Investment Opportunities Among Crisis 07:14 – Rent Concessions Reality – How Class A Properties Manipulate Colorado Rental Market Data 08:18 – 2026 Market Predictions – Audience Poll on Denver Condo Market Decline & Pricing 13:58 – Room by Room Rental Strategy – 4X Denver Cash Flow Properties Using Co-Living 16:21 – 1031 Exchange Alternatives – Reality Check Comparing 2018 to 2024 Deals 18:00 – Private Lending Real Estate Boom – Active to Passive Investing Shift from Equity to Debt Funds 21:25 – Active to Passive Investing Trend – The End of the Single Family Landlord Era 24:35 – Product Market Fit Journey – How Property Llama Found Focus on Debt Fund Investing Colorado 28:34 – Value-Added Capital Model – Real Estate Portfolio Rebalancing for Debt Funds 31:57 – PL Dynamo 2 Fund Closure – Hitting 99 Investor Limit & Denver Real Estate Investing 2026 Plans 38:00 – Diversified Income Fund Launch – Building Beyond Single Anchor Strategy for Colorado Multifamily Investing Connect with our Hosts Chris Lopez: chris@propertyllama.com Richard McGirr: richard@propertyllama.com Links in Podcast Sign up for the 2026 Portfolio Analysis Mastermind

Sam and Andy come together to do some much-needed self-healing, breaking down the Beavers' epic loss to Santa Clara, discussing the bad vibes caused by the A&W on the highway closing, connecting the dots between all the Canadian players on Pacific, and ultimately shifting their focus to the future.Follow The Payton Years on X @YearsPayton