Dear Rubi

Special Episode COVID-19 Weekly Update #25 This week on the Dear Rubi Podcast Rubina and Beau discuss the speech from the throne that laid out the government plans and officially opened a new session of parliament.  As well the CERB comes to an end and Canadians will be transitioned to EI or the new recovery benefits. And it's Beau's birthday, tune in to hear how old he is!    

Special Episode COVID-19 Weekly Update #24 This week on the Dear Rubi podcast Rubina and Beau discuss the pros and cons of a guaranteed basic income and how the Bank of Canada is leaving rates at a historic low. The central bank is signaling rates will stay low for the long term. How does this affect your money?  

Special Episode COVID-19 Weekly Update #23 This week on the Dear Rubi podcast, Rubina and Beau talk about the latest job numbers, CERB payment delays and how rich Canadians are saving more during the pandemic. 

Special Episode COVID-19 Weekly Update #22 This week on the Dear Rubi podcast, Rubina and Beau discuss the new recovery benefits announced by the Federal Government, as well as CERB being extended by 4 weeks, and changes to how Canadians can access EI. And as always we are answering all your personal finance questions. 

Special Episode COVID-19 Weekly Update #21 This week on the Dear Rubi podcast Rubina and Beau talk about a new report that highlights how CERB ending will affect millions of Canadians, Bank of Canada sees Interac-e transfer as essential, and Amazon Canada is being investigated for breaking competition rules as Canadians spend billions online.

Special Episode COVID-19 Weekly Update #20 This week on the Dear Rubi podcast Rubina and Beau talk about new unemployment numbers out from Statistics Canada and how for the first time the government agency is providing race-based data. And a new survey from the Canadian Payroll Association shows the majority of working Canadians are feeling stressed about their finances. As well we answer all your personal finance questions. 

Special Episode COVID-19 Weekly Update #19 This week on the Dear Rubi podcast Rubina and Beau discuss CERB coming to an end, economic concerns around stage three re-opening and why taxing Canadians' principal residence is so controversial (but is actually a smart idea.) All this and more on Dear Rubi this week. 

Special Episode COVID-19 Weekly Update #18 This week on the Dear Rubi podcast Rubina and Beau talk about how hundreds of thousands of Canadians could get a tax break if they have been working from home during the pandemic. Also, a new survey shows the pandemic is helping us focus on what is important and forcing us to use new technology. In many cases, consumers are finding technology is what is making life easier and simpler. 

Special Episode COVID-19 Weekly Update #17 This week on the Dear Rubi podcast Rubina and Beau are joined by special guest Shannon Lee-Simmons. Shannon is the founder of the New School of Finance and author of 'Worry-Free Money' and 'Living Debt-Free.' This episode focuses on parenting in a pandemic and the effect it has had on working mothers. Mom of two herself, Shannon weighs in on how she has been running her company during this time. Also on Dear Rubi, the big business stories making news this week and how they affect your pocketbook.   For Shannon's full personal finance story, check out episode 28 of Beau's podcast The Personal Finance Show from 2018:  https://www.thepersonalfinanceshow.com/e/shannon-lee-simmons/

Special Episode COVID-19 Weekly Update #16 This week on the Dear Rubi Podcast, Rubina and Beau talk about the Federal Government's fiscal update. It reveals Canada's debt has climbed to $343 billion! Also, many retailers are permanently closing shop in Canada due to economic strains caused by the pandemic. Finally, we answer all of our listeners' questions. 

Special Episode COVID-19 Weekly Update #15 This week on the Dear Rubi Podcast, Rubina and Beau answer listener questions on taxes and CERB, as well as discuss the findings of two surveys that show Canadians are focused on the long term economic effects of COVID-19. 

Special Episode COVID-19 Weekly Update #14 This week on the Dear Rubi podcast, Rubina and Beau talk about some of the fallout from programs like CERB and the mortgage deferral plans, as well as the Ontario government's new curriculum that will include personal finance. 

Special Episode COVID-19 Weekly Update #13 This week on the Dear Rubi Podcast, Rubina and Beau talk about CERB being extended, confusing travel restrictions, and, why executives from major grocery chains are being called to testify about cutting 'hero pay,' from their front line store staff. 

Special Episode COVID-19 Weekly Update #12 This week on the Dear Rubi podcast, Rubina and Beau talk about the wild week in the stock market, driven by fears of how long COVID-19 will be here; another bank weighs in on real estate prices going into 2021; and, small businesses are most at risk of disappearing because of the pandemic. 

Special Episode COVID-19 Weekly Update #11 This week on the Dear Rubi Podcast, Rubina and Beau discuss a new one-time payment being made to disabled Canadians, new CMHC rules that kick in July 1st, record-high unemployment and continuing protests in the U.S. This and all your personal finance questions answered. 

Special Episode COVID-19 Weekly Update #10 This week on the Dear Rubi podcast, Rubina and Beau talk about banks losing profits and what that means for the Canadian economy, CERB won't be extended beyond October 3rd, and how will the riots in the U.S. affect us here in Canada?

Special Episode COVID-19 Weekly Update #9 This week Rubina and Beau discuss a new report by CMHC that predicts housing prices could fall by 18 percent because of COVID-19. As well the Bank of Canada is warning mortgage defaults will rise in the next year. And what it is a COVIDIOT? Are you one? That and more on Dear Rubi this week.

Special Episode COVID-19 Weekly Update #8 This week Rubina and Beau discuss the extension of the federal wage subsidy program, the Canada Emergency Student Benefit (CESB) application that is now available, and, how many Canadians are worried about Canada Emergency Response Benefit (CERB) money running out. 

Special Episode COVID-19 Weekly Update #7 This week Rubina and Beau discuss the devastating jobs report for April, and answer your questions about the Canada Emergency Response Benefit (CERB) and the extension to the wage subsidy program.

Special Episode COVID-19 Weekly Update #6 This week Rubina and Beau talk about problems arising from the quick roll out of the Canada Emergency Response Benefit (CERB), easing of restrictions across Canada, and, how one economic group says we ARE in a recession.

Special Episode COVID-19 Weekly Update #5 This week Rubina and Beau break down new emergency relief announced for students, small business and commercial property owners. As well new numbers show at least a third of Canadians may be out of work due to covid 19.

Special Episode COVID-19 Weekly Update #4 This week Rubina and Beau discuss updates to the Canada Emergency Response Benefit (CERB), ways to survive with no emergency money, and, the cost of keeping a big city (like Toronto) shut down during the COVID-19 pandemic. 

Special Episode COVID-19 Weekly Update #3 This week Rubina and Beau discuss the recent labour force survey for March 2020, how to save money on your car insurance, and, the reduction of interest rates and payment deferrals for credit cards during the COVID-19 global pandemic.

Special Episode COVID-19 Weekly Update #2 For the second episode of the special COVID-19 weekly series, Dear Rubi host Rubina Ahmed-Haq and co-host Beau Humphreys discuss how ‘working from home’ is a privileged position. Most low income work has to be done in person, so again the poor suffer more. We’re not all in this together. We are all ‘in this’ differently.

Special Episode COVID-19 Weekly Update #1 Dear Rubi host Rubina Ahmed-Haq and co-host Beau Humphreys are back in the studio to discuss the COVID-19 pandemic and how it is affecting the personal finances of Canadians.  

Episode 3 Dear Rubi hosts tackles some of the most popular personal finance question on Reddit. Credit card debt, money issues with family and many more.  

Episode 2 We often hear that ‘cash is king’. But not when you’re carrying multiple currencies around in your wallet because you’re scared someone will steal it. Host Rubina Ahmed-Haq and Beau Humphreys talk to one concerned daughter who wants her mother do the right thing and put her huge stash of cash into the bank.

Episode 1 Hosts Rubina Ahmed-Haq and Beau Humphreys present Dear Rubi to the world. On this first episode of Dear Rubi they tackle an issue many young people deal with today. How to pay for university and manage student debt.