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    Weird AF News
    Family took dead relative to the bank as proof they're dead. Pro hockey team sent letter to their smelly fans asking them to shower before games.

    Weird AF News

    Play Episode Listen Later Feb 20, 2026 23:47


    Hockey team in Canada sent letter to smelly fans asking them to shower before games. South African family took their dead relative to the bank to prove that they were indeed actually dead. Pancake races this week looked fun! Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform

    Scrum Master Toolbox Podcast
    BONUS From Individual AI Wins to Team-Wide Transformation With Monica Marquez

    Scrum Master Toolbox Podcast

    Play Episode Listen Later Feb 20, 2026 33:07


    BONUS: From Individual AI Wins to Team-Wide Transformation What happens when the leaders we trust to guide transformation become the bottleneck slowing it down? In this episode, Monica Marquez—with 25+ years in people transformation at Goldman Sachs, Google, and beyond—reveals why the old equation of effort equals success is breaking down, and what leaders must unlearn to thrive in the age of AI. The Leadership Crisis Nobody Trained You For "No one ever really teaches you what it really takes to be a leader. You know what you do really well, but how do you help other people do that too? That's when I realized it comes down to becoming a really good leader."   Monica's origin story captures a universal struggle: being promoted for technical excellence, then discovering that leading people requires completely different skills. She spent her career at organizations like Goldman Sachs, Bank of America, Ernst & Young, and Google realizing that systems weren't built for everyone—and that the real work of leadership is redesigning those systems to unlock human potential. Today, through her company Flipwork, she helps leaders and teams become what she calls "agentic humans"—people who leverage AI to get ahead rather than getting left behind. The Command and Control Trap "Most leadership development still rewards the command and control archetype. The person who has all the answers, the decisive hero. But AI moves so fast that when you think you've fixed something, it changes the next day. Leaders are starting to become bottlenecks."   The research shows the problem clearly: middle management is where AI adoption stalls. These leaders cling to command and control because relinquishing it feels like losing their value. Worse, they have an unspoken fear of managing AI agents—they don't want to be liable for outputs they don't fully control. Monica reframes this: treat your AI tools like an artificial intern, not artificial intelligence. You wouldn't take an intern's first draft and hand it to leadership. You train them, provide context, and finesse the output. The same discipline applies to LLMs. Rewriting the Success Equation "Effort = success is the old equation. That's pre-AI. The new equation is impact equals success. Output equals success, and impact equals worth."   This might be the most important shift leaders need to make. When tasks that took 4 hours now take 30 minutes, deeply conditioned beliefs about work ethic get threatened. Monica sees leaders questioning their worth because they're producing faster. "I was always taught I have to work twice as hard to get half as far," she shares. "Now what used to take me 10 hours, I can get done in 4. Am I not worthy anymore of being a high performer?" The answer is to measure impact, not effort—and that requires rewiring beliefs that may be decades old. Why Individual AI Adoption Doesn't Scale "Teams are using AI as individual contributors, but they aren't using AI in their actual workflows and the handoffs. That's why leaders are scratching their heads, like, why aren't we seeing the ROI bubble up into the team?"   Here's the gap most organizations miss: individuals save an hour or two per day using AI for personal productivity, but the team never sees compounding benefits. The handoffs between team members remain manual. The friction points persist. Monica's solution is "flip labs"—90-day sprints where teams take one critical workflow, dissect it, and rebuild it with AI. Where can AI handle the $10 tasks so humans can focus on $10,000 decisions? Where should humans remain in the loop? IKEA did this with customer service, retraining displaced workers into design roles. Revenue increased without adding headcount. Leading Through Uncertainty "We're humans wired for certainty, but Agile is a system designed for uncertainty. That's where the behavioral psychology comes in—how do you help people move forward despite the uncertainty?"   The fundamental challenge is biological: our brains seek certainty, but the only certain thing now is that change will come faster than we can adapt. Monica works with teams to create psychologically safe spaces for experimentation—AB testing old workflows against AI-augmented ones, measuring outputs, and learning from failures. "Sometimes we learn more from the failures than we do the successes," she notes. The leaders who create permission for testing and learning will pull ahead; those who demand control will become the bottleneck that slows their entire organization.   About Monica Marquez Monica Marquez is a leadership and workplace AI advisor with 25+ years in people transformation. She coined the "returnship" at Goldman Sachs, helped found Google's Product Inclusion Council, and now guides leaders and teams to adopt AI, agile, and inclusion practices that drive results through her company Flipwork, Inc.   You can connect with Monica Marquez on LinkedIn and subscribe to her Ay, Ay, Ay! AI newsletter at themonicamarquez.com.

    Greg & The Morning Buzz
    TALK BACK-NEWBURYPORT BANK. 2/20

    Greg & The Morning Buzz

    Play Episode Listen Later Feb 20, 2026 13:20


    So, what you gotta say today?

    Early Break
    Doug Ganz/Chris Lauer/Marlin Lyon/Adam Lenzen (Pinnacle Bank)

    Early Break

    Play Episode Listen Later Feb 20, 2026 14:54


    -Our newest sponsors of the 7am hour are here to show face to the name and let us know about what's going on at PinnacleBank…there's a BIG DEAL going on that new home owners would be interested in with mortgage loans..-Where are current interest rates at? Are rates moving in the right direction for borrowers? How can people contact you?Our Sponsors:* Check out BetterHelp: https://www.betterhelp.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

    What A Day
    Don't Bank On Trump's Tax Cuts

    What A Day

    Play Episode Listen Later Feb 19, 2026 21:39


    The IRS has lost tens of thousands of employees since President Donald Trump took office – the result of DOGE, policy differences, last year's government shutdown, and layoffs. Now that we're in tax season, the agency is asking thousands of untrained employees from other departments to help with taxpayer services. Those job cuts and changes could, at best, slow down your refund. At worst, the IRS could be far less able to stop scammers. Meanwhile, the Trump administration is insisting that taxpayers will be getting bigger refunds this year. The problem is, prices on basically everything are still super high – which gives people less of a chance to hold onto that money. And will anyone even remember their tax refunds when they head out to vote in November? For more, we spoke with Vanessa Williamson, senior fellow at the Brookings Institution, and author of “The Price of Democracy: The Revolutionary Power of Taxation in American History.”And in headlines, Arizona Republicans want to send ICE officers to polling places, Meta CEO Mark Zuckerberg takes the stand in a case weighing if social media platforms deliberately addict and harm children, and the Trump administration pushes back against a court order to restore an exhibit on people enslaved by George Washington in Philadelphia.Show Notes: Check out Vanessa's book – brookings.edu/books/the-price-of-democracy/ Call Congress – 202-224-3121 Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8 What A Day – YouTube – https://www.youtube.com/@whatadaypodcast Follow us on Instagram – https://www.instagram.com/crookedmedia/ For a transcript of this episode, please visit crooked.com/whataday

    Thoughts on the Market
    Could the U.S. Target a Weaker Dollar?

    Thoughts on the Market

    Play Episode Listen Later Feb 19, 2026 10:44


    Our Global Head of FX and EM Strategy James Lord and Global Chief Economist Seth Carpenter discuss what's driving the U.S. policy for the dollar and the outlook for other global currencies.Read more insights from Morgan Stanley.----- Transcript -----James Lord: Welcome to Thoughts on the Market. I'm James Lord, Global Head of FX and EM Strategy at Morgan Stanley. Seth Carpenter:  And I'm Seth Carpenter, Morgan Stanley's Global Chief Economist and Head of Macro Research. James Lord: Today we're talking about U.S. currency policy and whether recent news on intervention and nominations to the Fed change anything for the outlook of the dollar. It's Thursday, February 19th at 3pm in London. So it's been an interesting few weeks in currency markets. Plenty of dollar selling going on But then, we got news that Kevin Warsh is going to be nominated to Chair of the Board of Governors. And that sent the dollar back higher, reminding everybody that monetary policy and central bank policy still matter. So, in the aftermath of the dollar-yen rate check, investors started to discuss whether or not the U.S. might be starting to target a weaker currency. Not just be comfortable with a weaker currency, but actually explicitly target a weaker currency, which would presumably be a shift away from the stronger strong dollar policy that Secretary Bessent referenced. So, what is your understanding? What do you think the strong dollar policy actually means? Seth Carpenter: Strong dollar policy, that's a phrase, that's a term; it's a concept that lots of Secretaries of the Treasury have used for a long time. And I specifically point to the Secretary of the Treasury because at least in the recent couple of decades, there has been in standard Washington D.C. approach to things, a strong dichotomy that currency policy is the policy of the Treasury Department, not of the central bank. And that's always been important. I remember when I was working at the Treasury Department, that was still part of the talking points that the secretary used. However, you also hear Secretaries of the Treasury say that exchange rates should be market determined; that that's a key part of it. And with the back and forth between the U.S. and China, for example, there was a lot of discussion: Was the Chinese government adjusting or manipulating the value of their currency? And there was a push that currencies should be market determined. And so, if you think about those two things, at the same time – pushing really hard that the dollar should be strong, pushing really hard that currencies should be market determined – you start to very quickly run into a bit of an intellectual tension. And I think all of that is pretty intentional. What does it mean? It means that there's no single clear definition of strong dollar policy. It's a little bit of the eye of the beholder. It's an acknowledgement that the dollar plays a clear key role in global markets, and it's good for the U.S. for that to happen. That's traditionally been what it means. But it has not meant a specific number relative to any other currency or any basket of currency. It has not meant a specific value based on some sort of long run theoretical fair value. It is always meant to be a very vague, deliberately so, very vague concept. James Lord: So, in that version of what the strong dollar policy means, presumably the sort of ambiguity still leaves space for the Treasury to conduct some kind of intervention in dollar-yen, if they wanted to. And that would still be very much consistent with that definition of the strong dollar policy. I also, in the back of my head, always wonder whether the strong dollar policy has anything to do with the dollar's global role. And the sort of foreign policy power that gives the Treasury in sanctions policy. And other areas where, you know, they can control dollar flows and so on. And that gives the U.S. government some leverage. And that allows them to project strength in foreign policy. Has that anything to do with the traditional versions of the strong policy? Seth Carpenter: Absolutely. I think all of that is part and parcel to it. But it also helps to explain a little bit of why there's never going to be a very crisp, specific numerical definition of what a strong dollar policy is.So, first and foremost, I think the discussion of intervention; I think it is, in lots of ways, consistent, especially if you have that more expansive definition of strong dollar, i.e. the currency that's very important, or most important in global financial markets and in global trade. So, I think in that regard, you could have both the intervention and the strong dollar at the same time. I will add though that the administration has not had a clear, consistent view in this regard, in the following very specific sense. When now Governor Myron was chair of the Council of Economic Advisors, he penned a piece on the Council of Economics website that said that the reserve currency status of the dollar had brought with it some adverse effects on the U.S., and in terms of what happened in terms of trade flows and that sort of thing.So again, this administration has also tried to find ways to increase the nuance about what the currency policy is, and putting forward the idea that too strong of a dollar in the FX sense. In the sense that you and your colleagues in FX markets would think about is a high valuation of the dollar relative to other currencies – could have contributed to these trade deficits that they're trying to push back against. So, I would say we went from the previous broad, perhaps vague definition of strong dollar. And now we're in an even murkier regime where there could be other motivations for changing the value of the dollar. Seth Carpenter: So, James, that's been our view in terms of the Fed, but let me come back to you because there are lots of different forces going on at the same time. The central bank is clearly an important one, but it's only one factor among many. So, if you think about where the dollar is likely to go over the next three months, over the next six months, maybe over the next year, what is it that you and your team are looking for? Where are the questions that you're getting from clients? James Lord: Yeah, so when we came into the start of this year, we did have a bearish view on the dollar. I would say that the drivers of it, we'd split up into two components. The first component was a lot more of the conventional stuff about growth expectations, what we see the Fed doing. And then there was another component to it where – what we defined as risk premia, I suppose. The more unconventional catalysts that can push the dollar around, as we saw, come very much to market attention during the second quarter of last year, when the Liberation Day tariffs were announced and the dollar weakened far in excess of what rate differentials would imply. And so, I would say so far this year, the majority of the dollar move that we've seen, the weakening in the dollar that we've seen, has been driven by that second component. What we've kind of called risk premia. And the conversations that, you know, investors have been having about U.S. policy towards Greenland, and then more recently, the conversations that people have been having around FX intervention following the dollar-yen rate check. These sorts of things have been really driving the currency up until , when the Kevin Warsh nomination was announced. When we look at the extent of the risk premia that we see in the dollar now, it is pretty close to the levels that we saw in the second quarter of last year, which is to say it's pretty big. Euro dollar would probably be closer to 1-10, if we were just thinking about the impact of rate differentials and none of this risk premia stuff over the past year had materialized. That's obviously a very big gap. And I think for now that gap probably isn't going to widen much further, particularly now that market attention is much more focused on the impact that Kevin Warsh will have on markets and the dollar. We also have, you know, the ECB and the Bank of England; , house call for those two central banks is for them to be cutting rates. That could also put some downward pressure on those currencies, relative to the dollar. So all of that is to say for some of the major currencies within the G10 space, like sterling, like euro against the dollar, this probably isn't the time to be pushing a weaker dollar. But I think there are some other currencies which still have some opportunity in the short term, but also over the longer run as well. And that's really in emerging markets. So all of that is to say, I think there is a strong monetary policy anchor for emerging market currencies. This is an asset class that has been under invested in for some time. And we do think that there are more gains there in the short term and over the medium term as well. Seth Carpenter: So on that topic, James, would you then agree? So if I think about some of the EM central banks, think about Banxico, think about the BCB – where the dollar falling in value, their currency gaining in value – that could actually have a couple things go on to allow the central bank, maybe to ease more than they would've otherwise. One, in terms of imported inflation, their currency strengthening on a relative basis probably helps with a bit lower inflation. And secondly, a lot of EM central banks have to worry a bit about defending their currency, especially in a volatile geopolitical time. And you were pointing to sort of lower volatility more broadly. So is this a reinforcing trend perhaps, where if the dollar is coming down a little bit, especially against DM currencies, it allows more external stability for those central banks, allowing them to just focus on their domestic mandates, which could also lead to a further reduction in their domestic rates, which might be good for investors. James Lord: Yeah, I think there's something to that. given the strength of emerging market currencies. There should be, over time, more space for them to ease if the domestic conditions warrant it. But so far we're not really seeing many EM central banks taking advantage of that opportunity. There is a sort of general pattern with a lot of EMs that they're staying pretty conservative and more hawkish than I think what markets have generally been expecting, and that's been supporting their currencies. I think it's interesting to think about what would happen if they're on the flip side. What would happen if they did start to push monetary easing at a faster pace? I'm sure on the days where that happens, the currencies would weaken a little bit. However, if the market backdrop is generally constructive on risk, and investors want to have exposure to EM – then what could ultimately happen is that asset managers will simply buy more bonds as they price in a lower path for central bank policy over time. And that causes more capital inflows. And that sort of overwhelms the knee jerk effect from the more dovish stance of monetary policy on the currency. You get more duration flows coming into the market and that helps their currency. So, yes, if EM central banks push back with more dovish policy, significantly, it could pose some short-term volatility. But assuming we remain a low-vol environment globally, I would use those as buying opportunities. Seth Carpenter: Thanks, James. It's been great being on the show with you. Thank you for inviting me, and I hope to be able to come back and join you at some point in the future if you'll have me. James Lord: Thank you, Seth, for making the time to talk. And to all you listening, thank you for lending us your ears. Let us know what you think of this podcast by leaving us a review. And if you enjoy Thoughts on the Market, tell a friend or colleague about us today.

    The Dana Show with Dana Loesch
    Tucker Pretends To Get Detained, Congressional Affair EXPOSED & Prince Andrew Arrested

    The Dana Show with Dana Loesch

    Play Episode Listen Later Feb 19, 2026 97:59 Transcription Available


    FCC Chair Brendan Carr blasts Colbert's stunt to blame the Trump Administration for canning the interview with Texas Senate Candidate James Talarico. The Chicago Bears announce an “intention” to move their new home to Indiana. UK officials arrest Former Prince Andrew over his ties to Jeffrey Epstein. Rep. Tony Gonzales “abused his power” when he allegedly had an affair with staffer Regina Santos-Aviles, who later fatally set herself on fire, the woman's husband said Wednesday in his first public remarks about the tragedy. A 26-year-old woman was arrested this month after police said she abandoned her dog at the Las Vegas airport.Tucker Carlson claims he was “detained” when visiting Israel. U2 has released a new song, “American Obituary,” claiming it's a tribute to Renee Good.A pro-Islam social media influencer claims “Whoever owns a dog is in debt to Allah and will be punished”. A French student was beaten to death by a group of leftists. The trans ice rink shooter Robert Dorgan was cousins with the ex-wife he murdered. The family tree of the trans shooter gets even weirder.Thank you for supporting our sponsors that make The Dana Show possible…Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTry Relief Factor's 3-week Quickstart for just $19.95—tell them Dana sent you and see if you can be next to control your pain!Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Noble Goldhttps://NobleGoldInvestments.com/DanaThis is the year to create a more stable financial future.  Open a qualified account with Noble Gold and receive a 3 oz Silver Virtue coin free. Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTry Relief Factor's 3-week Quickstart for just $19.95—tell them Dana sent you and see if you can be next to control your pain!Patriot Mobilehttps://PatriotMobile.com/DANA or call 972-PATRIOTSwitch to Patriot Mobile in minutes—keep your number and phone or upgrade, then take a stand today with promo code DANA for a free month of service!Humannhttps://HumanN.comGet simple, delicious wellness support when you pick up Humann's Turmeric Chews at Sam's Club next time you're there and see why they're such a fan favorite!Byrnahttps://Byrna.com/DanaMake 2026 the year you protect your family with solid options—Get the Byrna today.WebRoothttps://Webroot.com/DanaTake your cybersecurity seriously! Get 60% off Webroot Total Protection for a limited time.Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

    Breaking Banks Fintech
    Faster Money: What Does It Really Mean and What’s Next?

    Breaking Banks Fintech

    Play Episode Listen Later Feb 19, 2026 53:00


    In This Episode Payments are getting faster. From RTP to stablecoins, rails are modernizing. Speed alone doesn't equal progress, however. As real-time payment systems expand, banks, businesses, and policymakers are asking a bigger question: how do new payment rails actually change how money moves, decisions get made, and value is created? In this episode of Breaking Banks, host Jason Henrichs brings together Dominic Venturo, SEVP and Chief Digital Officer at U.S. Bank and David Watson, President and CEO at The Clearing House to explore what is really changing beneath the surface. The trio discuss: how instant payments are moving beyond consumer use cases into business and treasury workflows, where banks are finding real opportunity (and where they aren't), and how tools like request-for-payment and stablecoins are reshaping cash flow and transparency. Share with industry friends and colleagues. The episode is not to be missed!

    Thinking Crypto Interviews & News
    GOLDMAN SACHS CEO BIG BITCOIN NEWS! DEUTSCHE BANK RIPPLE XRP!

    Thinking Crypto Interviews & News

    Play Episode Listen Later Feb 19, 2026 21:20 Transcription Available


    Crypto News: Goldman Sachs CEO David Solomon said he owns only a small amount of bitcoin but is closely watching the cryptocurrency as part of a broader shift in financial technology. Deutsche Bank is partnering with Ripple to potentially utilize the XRP Ledger.Brought to you by

    Reknr hosts: The MMT Podcast
    #206 The Fauxbel Prize: Top Lies In Economics 2026 with Dr Phil Armstrong (part 1)

    Reknr hosts: The MMT Podcast

    Play Episode Listen Later Feb 19, 2026 63:21


    Patricia and Christian talk to economist and author Dr Phil Armstrong about the least useful pieces of economic commentary from the last 12 months.   In this episode: "Sure, the government *can* create money… (but it shouldn't)" "It's okay for the government to 'borrow'… if it's investing" "The national debt is a time bomb!" "Government 'borrowing' is okay… when interest rates are low"   More to follow in part 2   Full conversation here: https://www.patreon.com/posts/150931987?pr=true   Please help sustain this podcast!  Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast   ******************************** STOP PRESS!!  JOIN PATRICIA AND MMT CO-FOUNDER PROFESSOR BILL MITCHELL AT THE LAUNCH OF A NEW DEDICATED MODERN MONETARY THEORY THINK TANK - MMTUK POLICY RESEARCH GROUP!  7pm on Wednesday 25 February at Friends Meeting House, London Click here to register as an attendee: https://actionnetwork.org/events/mmtuk-launch-event/ MMTUK will be publishing its Job Guarantee policy on 25th February - read a short intro here: https://mmtuk.org/job-guarantee  ********************************   Relevant to this episode: Join Patricia and Phil (and many more) at Scotland's Festival of Economics (Edinburgh and online) 19th - 21st March 2026: https://www.scoteconfest.org/#learnmore Join the new MMT UK discord server to connect with others looking to promote MMT and ecological economics in the UK!: https://discord.gg/S3UbxFe4FR "The self-financing state: An institutional analysis of government expenditure, revenue collection and debt issuance operations in the United Kingdom" (Berkeley et al, 2022): https://www.ucl.ac.uk/bartlett/sites/bartlett/files/the_self-financing_state_an_institutional_analysis_of_government_expenditure_revenue_collection_and_debt_issuance_operations_in_the_united_kingdom.pdf For more on the (Liz) Trussageddon, listen to Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 "How to Fight Back Against the False Idea that the Government is at the Mercy of Financial Markets" by Sheridan Kates: https://thealternative.org.uk/dailyalternative/2025/3/10/scotonomics-monetary-autonomy "There is no need to issue public debt" by Bill Mitchell: https://billmitchell.org/blog/?p=31715 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/ Episode 30 - Steven Hail: Understanding Government Bonds (Part 1) :https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2):  https://www.patreon.com/posts/29829500 "Federal Debt and Modern Money" by Steven Hail & David Joy: https://www.global-isp.org/wp-content/uploads/PN-121.pdf "Is exchange rate depreciation inflationary?" by Bill Mitchell: https://billmitchell.org/blog/?p=32922     Podcast Description In this compelling first part of their annual Fauxbel Prize discussion, Patricia Pino and Christian Reilly are joined by economist Dr Phil Armstrong to dissect the most deceptive economic talking points of 2026. What emerges is a masterclass in identifying the subtle linguistic tricks that maintain public misunderstanding about how government finance actually works. The conversation begins with Christian's astute observation about the phrase 'the government *can* create money' - a seemingly innocent statement that actually perpetuates dangerous misconceptions. As the panel explores, there's a world of difference between saying the government 'can' create money versus acknowledging that it 'does' create money with every pound it spends. This distinction matters because it allows economists and pundits to maintain outdated frameworks whilst appearing to acknowledge MMT insights. Dr Armstrong brings his characteristic clarity to explaining the consolidated view of government and central bank operations, illustrating why all government spending necessarily involves money creation. Using vivid analogies - from goldfish that must swim in water to the government's unique relationship with the Bank of England - he demonstrates why currency-issuing governments are fundamentally different from currency users like households or businesses. The discussion then tackles the politically damaging notion that governments should only 'borrow to invest'. Patricia explains why this framing misunderstands the true function of deficits whilst inadvertently supporting neoliberal arguments for privatisation. The panel reveals how this seemingly progressive talking point actually reinforces the household analogy and hands ammunition to fiscal conservatives. In his analysis of the 'public debt time bomb' narrative, Phil turns conventional wisdom on its head by pointing out that if foreign debt holdings were truly a source of power, then Britain - as the second-largest holder of US Treasury securities - would presumably have a decisive degree of control over America's economic destiny. Throughout, the conversation illuminates core MMT principles: the operational reality of government spending, the true nature of government bonds as private sector savings, and why exchange rate concerns, whilst legitimate, shouldn't drive us back to defunct fiscal rules. The panel's analysis reveals how even well-intentioned progressive economists can inadvertently perpetuate harmful misconceptions about monetary sovereignty.   =========== Key Topics with Timestamps [02:15] Introduction to the Fauxbel Prize concept[05:30] "Government can create money" vs "does create money"[12:45] The consolidated view of government and central bank[18:20] Why all government spending is money creation[25:10] "Borrowing to invest" - the progressive own goal[35:45] Historical context: Keynes and bifurcating budgets[42:30] The "Tap" system vs bond auctions[48:15] "Public debt = time bomb" narrative analysis[55:40] Exchange rate concerns and industrial policy   ========= Guest Bio Dr Phil Armstrong - Economist and author of "Can Heterodox Economics Make a Difference?". Researcher with expertise in monetary operations and MMT analysis. Key Takeaways Language matters: The difference between "can" and "does" in describing government money creation shapes public understanding All government spending creates new money: Currency-issuing governments cannot spend previously collected money - every expenditure creates new money The "government borrowing to Invest" narrative is counterproductive: This framing reinforces household analogies and supports privatisation arguments A government "debt" clock is a national SAVINGS clock: Government debt represents private sector savings, not a burden Exchange rate policy needs strategy: Arbitrary fiscal rules won't address structural economic vulnerabilities   ===============   All our episodes in chronological order: https://www.patreon.com/posts/43111643   All our patron-only episodes: https://www.patreon.com/posts/57542767   Scotland's Festival of Economics (Edinburgh and online)  19th - 21st March 2026: https://www.scoteconfest.org/#learnmore   JOIN PATRICIA'S MMT ACTIVIST NETWORK (MMT UK): https://actionnetwork.org/forms/activist-registration-form   Join the MMT UK Discord server to connect with others looking to promote MMT and ecological economics in the UK!: https://discord.gg/S3UbxFe4FR   MMT: THE MOVIE! "Finding The Money", a documentary by Maren Poitras featuring Stephanie Kelton is now available worldwide to rent or buy: https://findingthemoney.vhx.tv/products/finding-the-money Updates on worldwide screenings of "Finding The Money" can be found here: https://findingmoneyfilm.com/where-to-watch/ To arrange a screening of "Finding The Money", apply here: https://findingmoneyfilm.com/host-a-screening/   STUDY THE ECONOMICS OF SUSTAINABILITY! Details of Modern Money Lab's online graduate, postgraduate and standalone courses in economics are here: https://modernmoneylab.org.au/     For an intro to MMT: Our first three episodes: https://www.patreon.com/posts/41742417 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318   Quick MMT reads: Warren's Mosler's MMT white paper: http://moslereconomics.com/mmt-white-paper/ Steven Hail's quick MMT explainer: https://theconversation.com/explainer-what-is-modern-monetary-theory-72095 Quick explanation of government debt and deficit: "Some Numbers Are Big. Let Me Help You Get Over It": https://christreilly.com/2020/02/17/some-numbers-are-big-let-me-help-you-get-over-it/     For a short, non-technical, free ebook explaining MMT, download Warren Mosler's "7 Deadly Innocent Frauds Of Economic Policy" here: http://moslereconomics.com/wp-content/powerpoints/7DIF.pdf     Episodes on monetary operations:  Episode 20 - Warren Mosler: The MMT Money Story (part 1): https://www.patreon.com/posts/28004824 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318 Episode 13 - Steven Hail: Everything You Always Wanted To Know About Banking, But Were Afraid To Ask: https://www.patreon.com/posts/41790887 Episode 43 - Sam Levey: Understanding Endogenous Money: https://www.patreon.com/posts/35073683  Episode 84 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 1): https://www.patreon.com/posts/46352183 Episode 86 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 2): https://www.patreon.com/posts/46865929    For more on Quantitative Easing: Episode 59 - Warren Mosler: What Do Central Banks Do?: https://www.patreon.com/posts/39070023 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true    Episodes on inflation: Episode 7: Steven Hail: Inflation, Price Shocks and Other Misunderstandings: https://www.patreon.com/posts/41780508 Episode 65 - Phil Armstrong: Understanding Inflation: https://www.patreon.com/posts/40672678 Episode 104 - John T Harvey: Inflation, Stagflation & Healing The Nation: https://www.patreon.com/posts/52207835 Episode 123 - Warren Mosler: Understanding The Price Level And Inflation: https://www.patreon.com/posts/59856379 Episode 128 - L. Randall Wray & Yeva Nersisyan: What's Causing Accelerating Inflation? Pandemic Or Policy Response?: https://www.patreon.com/posts/63776558   Our Job Guarantee episodes:  Episode 4 - Fadhel Kaboub: What is the Job Guarantee?: https://www.patreon.com/posts/41742701 Episode 47 - Pavlina Tcherneva: Building Resilience - The Case For A Job Guarantee: https://www.patreon.com/posts/36034543 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/   More on government bonds (and "vigilantes"): Episode 30 - Steven Hail: Understanding Government Bonds (Part 1):https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2): https://www.patreon.com/posts/29829500 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 Episode 144 - Warren Mosler: The Natural Rate Of Interest Is Zero: https://www.patreon.com/posts/71966513 Episode 145 - John T Harvey: What Determines Currency Prices?: https://www.patreon.com/posts/72283811?pr=true   More on bank runs banking regulation:  Episode 162 - Warren Mosler: Anatomy Of A Bank Run: https://www.patreon.com/posts/80157783?pr=true Episode 163 - L. Randall Wray: Breaking Banks - The Fed's Magical Monetarist Thinking Strikes Again: https://www.patreon.com/posts/80479169?pr=true Episode 165 - Robert Hockett: Sparking An Industrial Renewal By Building Banks Better: https://www.patreon.com/posts/81084983?pr=true MMT founder Warren Mosler's Proposals for the Treasury, the Federal Reserve, the FDIC, and the Banking System: https://neweconomicperspectives.org/2010/02/warren-moslers-proposals-for-treasury.html     MMT Events And Courses: More information about Professor Bill Mitchell's MMTed project (free public online courses in MMT) here: http://www.mmted.org/ Details of Modern Money Lab's online graduate and postgraduate courses in MMT and real-world economics are here: https://modernmoneylab.org.au/     Order the Gower Initiative's "Modern Monetary Theory - Key Insights, Leading Thinkers": https://www.e-elgar.com/shop/gbp/modern-monetary-theory-9781802208085.html   MMT Academic Resources compiled by The Gower Initiative for Modern Money Studies: https://www.zotero.org/groups/2251544/mmt_academic_resources_-_compiled_by_the_gower_initiative_for_modern_money_studies   MMT scholarship compiled by New Economic Perspectives: http://neweconomicperspectives.org/mmt-scholarship     A list of MMT-informed campaigns and organisations worldwide: https://www.patreon.com/posts/47900757     We are working towards full transcripts, but in the meantime, closed captions for all episodes are available on our YouTube channel: https://www.youtube.com/channel/UCEp_nGVTuMfBun2wiG-c0Ew/videos     Show notes: https://www.patreon.com/posts/151023856

    Closing Bell
    Closing Bell: Time to Shift Your Strategy? 2/19/26

    Closing Bell

    Play Episode Listen Later Feb 19, 2026 42:35


    As new anxieties emerge is it time to rethink your strategy? Chris Harvey from CIBC Capital Markets, Chris Hyzy of Merrill and Bank of America Private Bank and Ned Davis Research's Ed Clissold tell us what they think. Plus, a rare earnings report dropped in market hours. Julia Boorstin brings us Live Nation numbers. And, Alger CEO & CIO Dan Chung reveals how he is playing the Mag 7 right now. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Investor Fuel Real Estate Investing Mastermind - Audio Version
    From Bank VP to Real Estate Investor: Creative Financing, Self-Directed IRAs & Sober Living Strategy

    Investor Fuel Real Estate Investing Mastermind - Audio Version

    Play Episode Listen Later Feb 19, 2026 26:37


    In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Micheal Miller, a real estate investor and construction company owner. Michael shares his journey into real estate, emphasizing the importance of creative finance and networking. He discusses the challenges he faced, the lessons learned, and his current focus on expanding into sober living facilities. Micheal also provides valuable advice for new investors and explains the workings of real estate funds, highlighting the potential of self-directed IRAs for raising capital.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

    Rugby on Off The Ball
    Rugby Daily | Ireland team to face England, have Ireland lost their identity?

    Rugby on Off The Ball

    Play Episode Listen Later Feb 19, 2026 13:06


    Welcome to Thursday's Rugby Daily, with Cameron Hill.Coming up today, the Ireland team is named to face England, with Sam Prendergast axed from the matchday squad,How the England out-half dynamic may work on Saturday, according to Stuart Barnes,And a new development in the Dupont-salary cap scandal, with Toulouse clapping back at L'Équipe.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

    Uncomplicated Marketing
    #93 Engaged Loyalty: How Small Businesses Can Win Hearts Without Breaking the Bank

    Uncomplicated Marketing

    Play Episode Listen Later Feb 19, 2026 48:03


    Brand transformation, loyalty, and partnerships sound “big brand”… until you realize the fundamentals are very human: be clear on strategy, make people feel seen, and test/learn/optimize with data.In this week's episode, I sit down with Sheila Butler, CMO and founder of Butler Marketing Group (and host of Marketing Over Bourbon) to unpack what she's learned shaping brands and loyalty programs across Disney, JP Morgan Chase/Bank One, Choice Hotels, and Axiom Bank.From launching the Disney Visa (and building a loyalty program from scratch) to reframing loyalty for small businesses, Sheila shares the behind-the-scenes moves that actually drive behavior and why “start by starting” might be the most underrated marketing strategy of all.We cover:Why most teams skip strategy (and why that's where performance breaks)The Disney Visa “Day One / Charter Card Member” idea and how emotional recognition creates sticky loyaltyWhat brand transformation looks like in practice (and why change management is the missing piece)How AI speeds up messaging and strategy work without replacing human judgmentLoyalty without a Disney-sized budget: recognition, personalization, and high perceived value at low costPartnership marketing done right: customer overlap, channel expansion, and the consumer “win” at the intersectionThe candid topic we avoid: where to cut when marketing budgets get slashedThe myth Sheila would bust: influencer marketing doesn't replace strategyKey Takeaways:Gorgeous creative won't save a campaign without a clear strategy.Loyalty is less about discounts and more about feeling valued.Partnerships work when they're built on data + mutual value, not gut feelings.AI is an accelerant but only if the strategy foundation is already there.“Start by starting.” Progress beats perfection every time.Connect with Sheila:Butler Marketing Group - https://www.butlermg.com/Linkedin  : https://www.linkedin.com/in/sheilabutler/Follow Us:

    The Recruitment Mentors Podcast
    Golden Nugget #102 | Michael Wiggington: The Friday Night the Bank Pulled Our Funding (We Owed £8 Million)

    The Recruitment Mentors Podcast

    Play Episode Listen Later Feb 19, 2026 8:08


    Sponsors - Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Extra Stuff:Learn more about our online skills development platform Hector here: https://bit.ly/47hsaxeJoin 6,000+ other recruiters levelling up their skills with our Limitless Learning Newsletter here: https://limitless-learning.thisishector.com/subscribe-------------------------Get in touch:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

    Lynch and Taco
    8:45 Idiotology February 19, 2026: Bank Surprise

    Lynch and Taco

    Play Episode Listen Later Feb 19, 2026 9:22 Transcription Available


    25-year-old Montana man showed up drunk and stoned at police station to pay open container fine, Headline of the Week #5: Climber faces manslaughter charge after leaving girlfriend on Austria's tallest peak, African family dumps corpse inside bank over funeral payour dispute

    Money Rehab with Nicole Lapin
    Lucy Guo's Billionaire Playbook: Startup Secrets, Hidden Money Rules, and the Power of FOMO

    Money Rehab with Nicole Lapin

    Play Episode Listen Later Feb 18, 2026 63:48


    Lucy Guo built one of the most talked-about AI companies in the world before most people finish college. Then, she made headlines when she dethroned Taylor Swift as the youngest self-made female billionaire. Today, she joins Nicole to talk about how she grew wealth, and how you can borrow the money lessons that only show up after you've already “made it.”  Lucy tells Nicole about growing up bullied for not being able to afford the cool brands, scrappy strategies she used to save money when she was building her first company, and navigating the strange attention of being labeled a billionaire while most of that wealth still isn't liquid. She explains the routines that kept her disciplined, the hard boundaries she set around lending money after getting burned, and stories of her wild money hacks like booking refundable flights to eat free meals in the airport lounges.  Nicole and Lucy also dive into the hidden playbook of startup money and the creator economy: how Lucy's fundraising secret is to manufacture FOMO, why the wealthy borrow instead of sell, and the monetization strategy all creators should adopt.  Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Keep up with Lucy on Instagram and learn more about Passes Here's what Nicole covers with Lucy:00:00 Are You Ready for Some Money Rehab? 01:17 Lucy's Routine and the Impact of Success on Hustle 03:39 Childhood Bullying05:08 Lucy's Confidence Reset 08:20 Unpacking “Paper Wealth” and Liquidity 13:40 Should You Lend Money to Friends? 14:35 Lucy's Investing Thesis 18:34 FOMO Strategy in Fundraising 22:22 Billionaire Money Tips 25:03 The Robbery Attempt 27:38 Money Saving Hacks 33:43 Stigma Around “Work Hard, Play Hard” 37:24 Passes and the Creator Economy 53:45 Lucy Guo's Tip You Can Take Straight to the Bank

    The Dana Show with Dana Loesch
    Mamdani BROKE NYC Already, Ted Lieu Makes HEINOUS Claim & Islamist Dog Commentary Continues

    The Dana Show with Dana Loesch

    Play Episode Listen Later Feb 18, 2026 103:17 Transcription Available


    NYC Mayor Zohran Mamdani now says he is “forced” to raid the rainy day fund retiree benefit fund and to increase property taxes while trying to freeze rent. The Biden official who created the ‘Disinformation' Board is appointed as FISA Court Adviser. French President Macron claims “Free speech is pure BS”. Dana breaks down how GOP Rep. Randy Fine rightfully CALLED OUT the Islamists over the commentary to his dog tweet following news that 3 Million dogs are going to be massacred by firing squad ahead of the 2026 FIFA World Cup. Whoopi Goldberg reveals on The View that she is in the Epstein Files as she tried to get a free private jet for a charity event.Stephen Colbert BLASTS CBS for denying the James Talarico interview but completely lied that they just didn't want to give “equal time” to Jasmine Crockett. Sen. Eric Schmitt joins us to break down the status with the SAVE Act, the partial gov't shutdown, and much more.Dem. Rep. Ted Lieu alleges Donald Trump r*ped and threatened to kill children. Dana exposes the extremely questionable political past of Rep. Lieu, including his association with Ed Buck. Team USA skater Amber Glenn trashes America abroad, says Trump is attacking LGBTQ, then lands in 13th place. School districts across the country are reconsidering their picture day partnerships after social media posts pointed to a link between major school photo company “LifeTouch” and Jeffrey Epstein. Trump heightens his threats against Iran.Thank you for supporting our sponsors that make The Dana Show possible…Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Noble Goldhttps://NobleGoldInvestments.com/DanaThis is the year to create a more stable financial future.  Open a qualified account with Noble Gold and receive a 3 oz Silver Virtue coin free. Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTry Relief Factor's 3-week Quickstart for just $19.95—tell them Dana sent you and see if you can be next to control your pain!Patriot Mobilehttps://PatriotMobile.com/DANA or call 972-PATRIOTSwitch to Patriot Mobile in minutes—keep your number and phone or upgrade, then take a stand today with promo code DANA for a free month of service!Humannhttps://HumanN.comGet simple, delicious wellness support when you pick up Humann's Turmeric Chews at Sam's Club next time you're there and see why they're such a fan favorite!Byrnahttps://Byrna.com/DanaMake 2026 the year you protect your family with solid options—Get the Byrna today.WebRoothttps://Webroot.com/DanaTake your cybersecurity seriously! Get 60% off Webroot Total Protection for a limited time.Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

    The Dana Show with Dana Loesch
    Absurd Truth: Stephen Colbert LIES About Trump To BOOT Jazzy Crockett?!

    The Dana Show with Dana Loesch

    Play Episode Listen Later Feb 18, 2026 31:06 Transcription Available


    Stephen Colbert BLASTS CBS for denying the James Talarico interview but completely lied that they just didn't want to give “equal time” to Jasmine Crockett. Meanwhile, school districts across the country are reconsidering their picture day partnerships after social media posts pointed to a link between major school photo company “LifeTouch” and Jeffrey Epstein. Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Noble Goldhttps://NobleGoldInvestments.com/DanaThis is the year to create a more stable financial future.  Open a qualified account with Noble Gold and receive a 3 oz Silver Virtue coin free. Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

    Coffee House Shots
    Is Reform now part of the ‘orthodoxy'?

    Coffee House Shots

    Play Episode Listen Later Feb 18, 2026 11:39


    It is Robert Jenrick's big day out today. The newly-minted Reform ‘shadow chancellor' made his first speech this morning, where he had the chance to show what kind of chancellor he would be and – sporting a snazzy pair of specs – he had plenty of soothing words to calm the jitters of the bond markets.The top news lines from his presser was his decision to kill Reform's two-child benefit cap – Nigel Farage's big offer to Labour voters last summer – and the announcement that he he would support the independence of the OBR and the Bank of England. Is this a missed opportunity for Reform UK? Oscar Edmondson speaks to Michael Simmons and Tim Shipman. Produced by Oscar Edmondson. Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

    Start With A Win
    John Tarnoff: How to Reinvent Yourself Mid-Career

    Start With A Win

    Play Episode Listen Later Feb 18, 2026 27:49


    In this episode of Start With a Win, Adam Contos sits down with John Tarnoff whose career story defies conventional wisdom and challenges everything we think we know about success, failure, and leadership in today's volatile workplace. What unfolds is a candid, thought-provoking conversation about reinvention, identity, and the invisible forces shaping modern careers - from boardrooms to break rooms. With sharp insights, unexpected truths, and moments that may make you rethink how you show up at work, this episode invites you to question old assumptions, confront uncomfortable realities, and imagine a more intentional path forward - both as a leader and as a professional navigating an uncertain future.John Tarnoff is an executive and career transition coach, speaker, and author who helps mid-career professionals build more meaningful, sustainable careers.  After a 35-year career as a film producer, studio executive, and tech entrepreneur—where he was fired 39% of the time—John learned how to turn setbacks into reinvention. At 50, he earned a master's degree in counseling psychology and built a global career coaching practice.John has led career workshops for MBA programs at UCLA Anderson and Cornell's SC Johnson College of Business, and coached leaders at companies including Bank of America, Bridgewater Associates, Levi Strauss, SoftBank, and TD Ameritrade.  He is a TEDx speaker, the author of the bestselling Boomer Reinvention, and the creator of the 3 Elements Careerbuilder Framework.00:00 Intro02:05 I'm not the problem?03:42 This process is outdated, do this instead.06:05 You work for them, they don't work for you!08:36 The more you do this, will build this, because of this!11:01 What are the real responsibilities of a senior leader?13:33 Three Elements Framework.20:31 How to reset?23:01 Closing advice…26:35 Write, write, write!===========================Subscribe and Listen to the Start With a Win Podcast HERE:

    Banking Transformed with Jim Marous
    Credit One Bank Serves Those Who Others Won't

    Banking Transformed with Jim Marous

    Play Episode Listen Later Feb 18, 2026 23:17


    About 25% of Americans can't get a credit card from a major bank, and more than half are one or two missed paychecks from a credit crisis. Yet most financial institutions still design their products for prime borrowers and pretend the rest of the market doesn't exist.In this episode of Banking Transformed, I sit down with Steve Min, Chief Credit Officer at Credit One Bank, who has built a business around the customers most banks would rather turn away. We talk about why two-thirds of consumers don't understand the basics of how their credit score is calculated, why the stigma around imperfect credit keeps people from getting help, and what it actually takes to rebuild a credit profileSteve explains how Credit One approaches risk differently, why its Credit Wreckers program teaches people what not to do with their credit, and how building financial momentum can help borrowers qualify for better products over time. If your institution claims to serve the underserved, this conversation will challenge whether you're actually doing it.Resources:CreditWreckers.comForWhatsAhead.comThis episode of Banking Transformed is sponsored by Credit One Bank Credit One Bank is a financial services company and one of the fastest-growing credit card issuers in the U.S. Founded in 1984 and headquartered in Las Vegas, Credit One Bank offers a full spectrum of credit card products including cash back and points-based cards as well as high-yield certificate of deposit and savings accounts. Credit One Bank is also an official partner of the Las Vegas Raiders and the Official Credit Card of NASCAR, the Vegas Golden Knights and Best Friends Animal Society. Learn more at CreditOneBank.com, in our Newsroom or on social media (@CreditOneBank) on Facebook, Instagram, YouTube, and LinkedIn.

    Lance Roberts' Real Investment Hour
    2-18-26 Q&A Wednesday - Markets, Money, and Your Questions

    Lance Roberts' Real Investment Hour

    Play Episode Listen Later Feb 18, 2026 42:01


    It's Q&A Wednesday—your questions drive the show. Lance Roberts & Danny Ratliff break down what's moving markets right now, key economic and Fed signals to watch this week, and the practical portfolio decisions that matter most (risk, allocations, income, taxes, and retirement timing). Drop your question in the live chatroom and we'll tackle as many as we can. Topics we often cover: market volatility & trend levels, rates/inflation, sector rotation, retirement income, tax strategy, ETFs vs. individual bonds, and avoiding emotional decision-making. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Wrapping Earnings Season w Highest Revenue Growth Ever 4:38 - Markets Bounce off 100-DMA 6:47 - What's Next for Crude Oil & Energy Stocks? 9:40 - How Much Money is "Enough" to Retire On? 17:48 - Study: Coffee & Dementia 19:06 - Work Benefits vs Medicare 20:41 - Capital Allocation in Current Markets 23:19 - How to Plan for 2027 25:14 - Bloom Energy & Fuel Cell Tech 26:21 - Price Floor Effects on Trading, Employment & Metals 29:56 - Extended Car Warranty Pros & Cons 31:27 - How Much Trust in Forward Guidance? 32:55 - Is Palantir Over Sold? (Yes) 33:35 - Datacenter Rage vs Fiber Optics 35:00 - Corporate Stock Buy Backs vs AI Cap-Ex Spending 35:54 - Planning to Retire at 56 36:52 - Should You Wait Until 74 for Social Security? 39:09 - Market Rotation Velocity 40:28 - Coming Attractions ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/3xyx42x5s44 ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "1100-DMA Bounce: Range-Bound Markets & Energy Risk," is here: https://youtu.be/EJVtzKwAMG4 ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #MovingAverages #EnergyStocks #QandAWednesday #MarketOutlook #PortfolioRisk #RetirementPlanning #InvestingEducation

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    Marli Williams - Let's Lead Together
    From Burnout to Belonging: How Leaders Can Address Loneliness

    Marli Williams - Let's Lead Together

    Play Episode Listen Later Feb 18, 2026 49:22


    What if the root of your exhaustion isn't burnout, but loneliness? In this thought-provoking episode, DeDe HalfHill—retired Air Force colonel turned leadership expert—shares vulnerable stories about the hidden costs of leadership and reveals why addressing “the messy human side” is non-negotiable. Together Marli & DeDe explore the power of authentic leadership, emotional intelligence, and what happens when leaders give themselves and their teams permission to be real. You'll hear surprising examples from the military and beyond, plus practical mindset shifts for navigating chaos, self-doubt, and the ever-present imposter syndrome. Ready to upgrade your leadership toolkit and banish the myth of the lonely leader? Tune in and discover why normalizing messy emotions might be the ultimate performance hack.DeDe Halfhill Bio:Colonel DeDe Halfhill, USAF (Ret.), is a leadership strategist, keynote speaker, and founder of TAIOH Partners who helps organizations turn hidden friction and burnout into trust, momentum, and measurable performance. Her leadership has been featured on CBS's 60 Minutes and in Dr. Brené Brown's Dare to Lead, where Brown describes her as one of her “leadership heroes and a total badass.” Through her Master the UnseenTM framework, DeDe gives leaders practical language and tools to navigate hard conversations, name what's really going on, and build resilient, deeply connected teams, especially amid uncertainty and change. Her clients include Salesforce, Lockheed Martin, Bank of America, Hearst, FEMA, and other organizations where courageous, emotionally intelligent leadership is a non‐negotiable.Marli Williams is an international keynote speaker, master facilitator, and joy instigator who has worked with organizations such as Nike, United Way, Doordash, along with many colleges and schools across the United States. She first fell in love with transformational leadership as a camp counselor when she was 19 years old. After getting two degrees and 15 years of leadership training, Marli decided to give herself permission to be the “Professional Camp Counselor” she knew she was born to be. Now she helps incredible people and organizations stop waiting for permission and start taking bold action to be the leaders and changemakers they've always wanted to be through the power of play and cultivating joy everyday. She loves helping people go from stuck to STOKED and actually created her own deck of inspirational messages called StokeQuotes™ which was then followed by The Connect Deck™ to inspire more meaningful conversations. Her ultimate mission in the world is to help others say YES to themselves and their big crazy dreams (while having fun doing it!) To learn more about Marli's work go to www.marliwilliams.com and follow her on Instagram @marliwilliamsStay Connected to The Marli Williams PodcastFollow us on Instagram: @marliwilliamsOur Website: www.podcast.marliwilliams.comHire Marli to Speak at your next event, conference, workshop or retreat!www.marliwilliams.comReally love the podcast and want to share it??Give us a review on your favorite platform and share this (or any) episode with a...

    Million Dollar Grit
    Why & How I Started A Valais Sheep Farm

    Million Dollar Grit

    Play Episode Listen Later Feb 18, 2026 17:52


    Let's talk about the question I keep getting: “Why on earth are you starting a farm?” This wasn't random. It wasn't a midlife crisis. And it definitely wasn't me abandoning online business. It was a strategic hedge. If AI is going to disrupt everything (and it will), then I want leverage inside of it — and I also want something completely outside of it. We already owned 15 acres with $300K+ of farming infrastructure. At some point you have to ask: if we're not using it, why are we here? So we chose a premium niche — Valais Blacknose sheep — and built it like I build everything else. LLC. Bank account. Registry. Mentor. Domains. SEO. Audience. Long game. This is not a quick cash play. It's legacy, optionality, tax strategy, land stewardship, and honestly… joy. I'm not leaving funnels. I'm just putting one leg in digital and one leg in analog. If you've ever felt the pull to build something that feels future-proof and a little wild, this one's for you. And if you want to watch the sheep journey in real time, come hang out on Instagram.

    The Real Investment Show Podcast
    2-18-26 Q&A Wednesday: Markets, Money, and Your Questions

    The Real Investment Show Podcast

    Play Episode Listen Later Feb 18, 2026 42:02


    It's Q&A Wednesday—your questions drive the show. Lance Roberts & Danny Ratliff break down what's moving markets right now, key economic and Fed signals to watch this week, and the practical portfolio decisions that matter most (risk, allocations, income, taxes, and retirement timing). Drop your question in the live chatroom and we'll tackle as many as we can. Topics we often cover: market volatility & trend levels, rates/inflation, sector rotation, retirement income, tax strategy, ETFs vs. individual bonds, and avoiding emotional decision-making. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Wrapping Earnings Season w Highest Revenue Growth Ever 4:38 - Markets Bounce off 100-DMA 6:47 - What's Next for Crude Oil & Energy Stocks? 9:40 - How Much Money is "Enough" to Retire On? 17:48 - Study: Coffee & Dementia 19:06 - Work Benefits vs Medicare 20:41 - Capital Allocation in Current Markets 23:19 - How to Plan for 2027 25:14 - Bloom Energy & Fuel Cell Tech 26:21 - Price Floor Effects on Trading, Employment & Metals 29:56 - Extended Car Warranty Pros & Cons 31:27 - How Much Trust in Forward Guidance? 32:55 - Is Palantir Over Sold? (Yes) 33:35 - Datacenter Rage vs Fiber Optics 35:00 - Corporate Stock Buy Backs vs AI Cap-Ex Spending 35:54 - Planning to Retire at 56 36:52 - Should You Wait Until 74 for Social Security? 39:09 - Market Rotation Velocity 40:28 - Coming Attractions ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/3xyx42x5s44 ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "1100-DMA Bounce: Range-Bound Markets & Energy Risk," is here: https://youtu.be/EJVtzKwAMG4 ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #MovingAverages #EnergyStocks #QandAWednesday #MarketOutlook #PortfolioRisk #RetirementPlanning #InvestingEducation

    Rugby on Off The Ball
    Rugby Daily | Sexton's view on Crowley impact, All Blacks coach search reaches endgame

    Rugby on Off The Ball

    Play Episode Listen Later Feb 18, 2026 10:41


    Welcome to Wednesday's Rugby Daily, with Cameron Hill.Coming up today, Sexton runs the rule over Jack Crowley's impact off the bench against Italy,Will Greenwood on what went wrong for England at Murrayfield,And the search for the next head coach of the All Blacks is now a two-horse race. Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

    WealthVest: The Weekly Bull & Bear
    S11E7: Aditya Bhave, Senior US Economist at Bank of America

    WealthVest: The Weekly Bull & Bear

    Play Episode Listen Later Feb 18, 2026 46:27


    In this episode of WealthVest: The Weekly Bull& Bear, Drew and Tim interviewed Aditya Bhave, Senior US Economist at Bank of America. They discussed the drivers of the economy in 2026, including fiscal stimulus, monetary policy and AI. WealthVest – based in Bozeman, MT– is a financial services marketing and distribution firm specializing in fixed and fixed index annuities from many high-quality insurance companies. WealthVest provides the tools, resources, practice management support, and products that financial professionals need to provide their clients a predictable retirement that has their best interest in mind.Hosts: Drew Dokken, Tim PierottiAlbum Artwork: Matt LueckShow Editing and Production: Matt LueckDisclosure: The information covered and posted represents the views and opinions of the hosts and does not necessarily represent the views or opinions of WealthVest. The mere appearance of Content on the Site does not constitute an endorsement by WealthVest. The Content has been made available for informational and educational purposes only. WealthVest does not make any representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the Content.WealthVest does not warrant the performance, effectiveness or applicability of any sites listed or linked to in any Content. The content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Investment and investing involves risk, including possible loss of principal. Hosted on Acast. See acast.com/privacy for more information.

    Heather du Plessis-Allan Drive
    Jenee Tibshraeny: NZ Herald Wellington business editor on the market reactions to the OCR being left in place

    Heather du Plessis-Allan Drive

    Play Episode Listen Later Feb 18, 2026 4:34 Transcription Available


    The new Reserve Bank Governor is standing by the first OCR decision she's overseen - keeping the cash rate at 2.25 percent. Anna Breman said the Bank isn't happy with inflation being at 3.1 percent, but it's likely it will drop later in the year. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

    The Briefing - AlbertMohler.com
    Tuesday, February 17, 2026

    The Briefing - AlbertMohler.com

    Play Episode Listen Later Feb 17, 2026 26:10


    This is The Briefing, a daily analysis of news and events from a Christian worldview.Part I (00:14 – 09:27)The Church of England Says No to Stand-Alone Same-Sex Ceremonies, for Now: Debate Reveals Massive Theological RiftsChurch of England abandons proposals for same-sex blessing ceremonies by BBC News (Aleem Maqbool)Part II (09:27 – 10:57)LGBTQ Activists Say They Will Go for Broke: LGBTQ-Affirming Group Commits to Increase Pressure on Church of England for Full LGBTQ InclusionUpdate on Living and Love and Faith by Together For the Church of EnglandPart III (10:57 – 18:31)An LGBTQ Priest Makes a Passionate (and Bizarre) Argument Before the Church of England Synod: The Theological Battle Lines Are ClearPart IV (18:31 – 24:21)The Bank of England’s New Dress Code: Its Updated Dress Code Policy for Transgender Inclusion is Yet Another Form of Insane SurrenderBank of England lets ‘genderfluid' men wear eyeshadow and high heels by The Telegraph (Noah Eastwood)Part V (24:21 – 26:09)Politics Matter, Elections Matter, Marriage Matters: Tennessee Legislators are Fighting Important Battles Over Marriage and Much MoreTN House advances bills to delegitimize same-sex marriage by The Tennessean (Vivian Jones)Sign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

    The Dana Show with Dana Loesch
    Rhode Island Trans Sho*ter Identified, Gavin Newsom's Dyslexia & Woke Joan Of Arc Reboot

    The Dana Show with Dana Loesch

    Play Episode Listen Later Feb 17, 2026 103:50 Transcription Available


    A trans man in Rhode Island opens fire at his son's senior night hockey game, killing two and taking his own life. Dana breaks down his social media history and his severe mental health. Dana reacts to a viral tweet by Congressman Randy Fine which said “If they force us to choose, the choice between dogs and Muslims is not a difficult one” following a NYC Muslim leader saying we must give up our dogs because "NYC is coming to Islam". A UPS driver is hilariously chased by wild turkeys A Mexican-American Tiktoker SLAMS American values and claims “We came to make money”. Virginia parents are furious after a new trans school counselor begins seeing kids at a Loudoun County elementary school. Germany implements a racist policy by stopping train ticket checking for people who look like they “might escalate” a situation following the murder of a train conductor by an illegal immigrant. A Scottish production is remaking the “Joan Of Arc” and casting black actress Mandipa Kabana to explore the “power of youth-led change”.More social media posts show the Rhode Island sho*ter revealed his gender surgery was nearly fully covered by health insurance. Spike Lee's outfit at the NBA All-Star game sparked controversy after sporting a Gaza flag themed jacket. Gavin Newsom gets a community note because he claims Ted Cruz called him illiterate when he actually said he was “historically illiterate”. An Australian influencer claims Billie Eilish got him 'deported' from the US over his mansion joke. Former TX State Senator Don Huffines joins to react to the media going after him for buying the San Rafael Ranch YEARS ago that was previously owned by Epstein.Thank you for supporting our sponsors that make The Dana Show possible…Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Noble Goldhttps://NobleGoldInvestments.com/DanaThis is the year to create a more stable financial future.  Open a qualified account with Noble Gold and receive a 3 oz Silver Virtue coin free. Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTry Relief Factor's 3-week Quickstart for just $19.95—tell them Dana sent you and see if you can be next to control your pain!Patriot Mobilehttps://PatriotMobile.com/DANA or call 972-PATRIOTSwitch to Patriot Mobile in minutes—keep your number and phone or upgrade, then take a stand today with promo code DANA for a free month of service!Humannhttps://HumanN.comGet simple, delicious wellness support when you pick up Humann's Turmeric Chews at Sam's Club next time you're there and see why they're such a fan favorite!Byrnahttps://Byrna.com/DanaMake 2026 the year you protect your family with solid options—Get the Byrna today.WebRoothttps://Webroot.com/DanaTake your cybersecurity seriously! Get 60% off Webroot Total Protection for a limited time.Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

    Thinking Crypto Interviews & News
    RWA TOKENIZATION SURGES AS GLOBAL CRYPTO EXPANSION CONTINUES!

    Thinking Crypto Interviews & News

    Play Episode Listen Later Feb 17, 2026 15:21 Transcription Available


    Crypto News: Tokenized RWAs climb 13.5% despite $1T crypto market drawdown. Harvard endowment reduces stake in Bitcoin ETF, adds Ether exposure.Citi is quietly building out its crypto wealth business. Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/ 

    ITM Trading Podcast
    GOLD RUSH HOUR: The Government's New Plan to Get Your Gold and Silver

    ITM Trading Podcast

    Play Episode Listen Later Feb 17, 2026 19:01


    Is the dollar slowly losing its grip on global dominance? China is cutting back on U.S. Treasuries. Foreign central banks are buying record amounts of gold. Bank branches are closing. Cash access is shrinking. Coincidence? In this episode, we connect the dots. This isn't about panic. It's about positioning.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

    Closing Bell
    Closing Bell Overtime: Exclusive with Netflix's Co-CEO Ted Sarandos; Making Sense of Tech Weakness 2/17/26

    Closing Bell

    Play Episode Listen Later Feb 17, 2026 43:42


    Gene Munster, Managing Partner at Deepwater Asset Management, breaks down Amazon's recent slide, growing concerns flagged in the latest Bank of America investor survey, and what could stabilize — or further pressure — the sector.Paul Hickey, Co-Founder of Bespoke Investment Group, analyzes the broader market setup and where leadership may rotate next as earnings continue to roll in.Netflix Co-CEO Ted Sarandos on why Netflix is allowing Paramount a seven-day window to negotiate again. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Lance Roberts' Real Investment Hour
    2-17-26 Bank, Brokerage, or Corporate Trustee

    Lance Roberts' Real Investment Hour

    Play Episode Listen Later Feb 17, 2026 55:49


    Choosing a corporate trustee is one of the most important decisions in estate planning—especially if you're naming a bank, brokerage trust department, or independent trust company to manage assets and carry out your wishes after you're gone. Lance Roberts & Jon Penn break down how to compare corporate trustees beyond just “lowest fees,” including fiduciary standards, investment flexibility, service model, administrative capabilities, distribution discipline, technology/reporting, continuity, and how they handle family dynamics. We also cover the key differences between revocable and irrevocable trusts, including where each is typically used, how control and flexibility change, and why trustee selection matters even more once a trust becomes irrevocable. Finally, we explain Trust Protectors—what they do, why they can be a critical safeguard, and how they may help your beneficiaries replace a trustee later if service, philosophy, or circumstances change. For educational purposes only. This discussion is general in nature and not individualized legal, tax, or investment advice—talk with your estate attorney and tax professional to apply these concepts to your situation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Bifurcated Markets - Over Sold, Over Bought 3:09 - Markets Challenge 100-DMA 7:57 - The Danger in Overlooking the Importance of Trusts 11:21 - Don't Scrimp on Speedo's or Estate Plans 14:24 - Where There's a Will... 17:51 - Medical, Durable Powers of Attorney 20:26 - The Parties to a Trust 23:45 - Setting Up the Trust 29:34 - Wills vs Beneficiary Directions 32:00 - Who Do You Designate as Trustee? 36:27 - Choosing the Right Corporate Trustee 39:20 - Estate Taxes & Exemptions 40:55 - Passing Assets to Children Who Marry & Divorce 43:51 - Legal Zoom & On Line Platforms 46:15 - Trust Protectors 47:39 - The Cost of Setting Up a Trust 52:54 - What is Required to Change a Trust Company? ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/MU8qVbSiqxY?feature=share ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Margin Debt & the One-Stock Myth," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "100-DMA Test - Momentum Fades, Rotation Shifts," is here: https://youtu.be/Qkkl5m8hY7w ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketUpdate #SP500 #TechnicalAnalysis #RiskManagement #MarketRotation #EstatePlanning #Trusts #Trustee #WealthManagement #FinancialPlanning

    The Real Investment Show Podcast
    2-17-26 Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)

    The Real Investment Show Podcast

    Play Episode Listen Later Feb 17, 2026 55:50


    Choosing a corporate trustee is one of the most important decisions in estate planning—especially if you're naming a bank, brokerage trust department, or independent trust company to manage assets and carry out your wishes after you're gone. Lance Roberts & Jon Penn break down how to compare corporate trustees beyond just "lowest fees," including fiduciary standards, investment flexibility, service model, administrative capabilities, distribution discipline, technology/reporting, continuity, and how they handle family dynamics. We also cover the key differences between revocable and irrevocable trusts, including where each is typically used, how control and flexibility change, and why trustee selection matters even more once a trust becomes irrevocable. Finally, we explain Trust Protectors—what they do, why they can be a critical safeguard, and how they may help your beneficiaries replace a trustee later if service, philosophy, or circumstances change. For educational purposes only. This discussion is general in nature and not individualized legal, tax, or investment advice—talk with your estate attorney and tax professional to apply these concepts to your situation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Bifurcated Markets - Over Sold, Over Bought 3:09 - Markets Challenge 100-DMA 7:57 - The Danger in Overlooking the Importance of Trusts 11:21 - Don't Scrimp on Speedo's or Estate Plans 14:24 - Where There's a Will... 17:51 - Medical, Durable Powers of Attorney 20:26 - The Parties to a Trust 23:45 - Setting Up the Trust 29:34 - Wills vs Beneficiary Directions 32:00 - Who Do You Designate as Trustee? 36:27 - Choosing the Right Corporate Trustee 39:20 - Estate Taxes & Exemptions 40:55 - Passing Assets to Children Who Marry & Divorce 43:51 - Legal Zoom & On Line Platforms 46:15 - Trust Protectors 47:39 - The Cost of Setting Up a Trust 52:54 - What is Required to Change a Trust Company? ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/MU8qVbSiqxY?feature=share ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Margin Debt & the One-Stock Myth," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "100-DMA Test - Momentum Fades, Rotation Shifts," is here: https://youtu.be/Qkkl5m8hY7w ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketUpdate #SP500 #TechnicalAnalysis #RiskManagement #MarketRotation #EstatePlanning #Trusts #Trustee #WealthManagement #FinancialPlanning

    Rugby on Off The Ball
    Rugby Daily | Sexton on Crowley-Prendergast, England add key trio to starting team

    Rugby on Off The Ball

    Play Episode Listen Later Feb 17, 2026 10:48


    Welcome to Tuesday's Rugby Daily, I'm Cameron Hill. Coming up today, we'll hear from the Ireland camp over in England ahead of this weekend's huge test at Twickenham. Andy Dunne on the technical areas where Sam Prendergast can improve, and why radio silence would be hugely detrimental to his confidence. And the England team is out - while a big young prospect handed a first start. Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

    ThePrint
    ThePrintPod: Ludhiana agent ‘settled' 100 visa cases but bank shows no payouts—ED protests Punjab cops' probe

    ThePrint

    Play Episode Listen Later Feb 17, 2026 10:13


    After most FIRs against a Ludhiana-based agent were quashed on compromise, ED questioned how complainants were paid when no matching transactions appeared in his accounts.   

    Infinite Rabbit Hole
    IRH 263: Unidentified Submerged Objects: The Navy's Underwater UFO Problem

    Infinite Rabbit Hole

    Play Episode Listen Later Feb 17, 2026 135:08


    Navy tracks objects moving 200+ knots underwater at impossible depths. USO database reveals centuries of submerged UFO encounters.This week's Fringe News Briefing covers four major stories: A groundbreaking study found 944 cases where Bigfoot and UFO sightings occurred within 72 hours of each other. Skinwalker Ranch Season 6 documented invisible phenomena, mysterious 1.6 gigahertz signals, and heat-resistant ceramic buried underground. A former Bank of England analyst publicly urged the institution to prepare for financial collapse in the event of alien disclosure. And new research suggests human consciousness arises from the brain resonating with the quantum vacuum's zero-point field.Then we dive deep into Unidentified Submerged Objects. Commander David Fravor's famous 2004 Nimitz encounter wasn't just about the Tic Tac in the air—USS Princeton tracked objects underwater for two weeks before that encounter. Objects dropping from 80,000 feet to sea level in less than a second, continuing into the ocean without any change in momentum. The Enigma database documents centuries of these encounters, from medieval chronicles to modern military sonar data. Objects moving at 200+ knots underwater, diving to 27,000 feet, transitioning between water and air with no splash or disturbance. Geographic hotspots near the Puerto Rico Trench, the Pacific Northwest, and the Gulf of Mexico show consistent activity. If the U.S. Navy has decades of classified USO data, and if these objects exhibit the same physics-defying capabilities as aerial UAPs, we need to talk about what that actually means for humanity's understanding of what's operating in Earth's oceans.

    The ECB Podcast
    How safe is your bank? Risks, resilience and the road ahead

    The ECB Podcast

    Play Episode Listen Later Feb 17, 2026 15:28


    How safe are our banks in the euro area? The world around us is changing – geopolitical tensions , AI and climate change can all pose risks to banks. So how can banks best manage their risks? What are supervisors focusing on in the coming year? And what measures are they taking to make supervision less complex? Our host Stefania Secola speaks to Supervisory Board Chair Claudia Buch to find out. The views expressed are those of the speakers and not necessarily those of the European Central Bank. Recorded on 4 February 2026 and published on 17 February 2026. In this episode: 00:57 How safe is your bank? How are euro area banks doing? How does the ECB – together with national supervisors – examine their health? 03:51 What risks should banks be focusing on? How is the external environment in which banks operate changing? How can risks from geopolitical uncertainty, digitalisation and climate change feed through to banks? 06:02 How is supervision evolving? In a changing external environment, we need new strategies to properly manage new risks. How is European supervision adapting to become more efficient, effective and risk-focused? 08:57 Why is supervision so complex? Modern banks are complex, operating across borders and with different business models. How can we reduce undue complexity in supervision? 10:54 Let's talk about competitiveness Do regulation and supervision hinder the competitiveness of euro area banks? What does the banking sector need to do to stay competitive, and how can European banking supervision help? 13:02 Our guest's hot tips Claudia Buch shares her hot tips. Streamlining supervision, safeguarding resilience: https://www.bankingsupervision.europa.eu/framework/approach/html/simplification.en.html Governing Council proposes simplification of EU banking rules: https://www.ecb.europa.eu/press/pr/date/2025/html/ecb.pr251211~aa5c9271b8.en.html Banking supervision explained https://www.bankingsupervision.europa.eu/about/banking-supervision-explained/html/index.en.html Espresso Economics https://www.youtube.com/@Espresso_Economics ECB Instagram https://www.instagram.com/europeancentralbank/

    The Big Story
    Big Headlines: Canadian inflation data comes in cooler than expected and Canada strikes more gold in Italy

    The Big Story

    Play Episode Listen Later Feb 17, 2026 7:25


    Plus: The latest from Tumbler Ridge -- a week after a deadly mass shooting, Jesse Jackson dies at 84, Hollywood remembers Robert Duvall, and more medals at the Winter Games. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us: Through email at hello@thebigstorypodcast.ca  Or @thebigstory.bsky.social on Bluesky

    Der immocation Podcast | Lerne Immobilien

    Mit PV-Anlagen Steuern sparen, gute Rendite machen und noch EK vom Finanzamt generieren. Wie das geht, will Stefan, Gründer von immocation von Steffen Dörr, PV-Experte, wissen. Für wen lohnt sich das und wie hoch sollte die Investition sein? Was ist der Unterschied zu Balkonkraftwerken? Wie lange halten PV-Anlagen und was muss währenddessen für die Instandhaltung investiert werden? Wie sieht die Finanzierung solcher Anlagen aus und welche Konditionen bietet die Bank? Wie sieht eine Beispielrechnung über die Jahre aus? Wie du Steuern sparst und warum das Finanzamt bereits das Eigenkapital quasi zusteuert, das erfährst du in dieser Folge. immocation. Lerne Immobilien.

    Money Rehab with Nicole Lapin
    Can Airbnb Hosting Really Make Your Taxable Income $0? | Bonus Depreciation Explained

    Money Rehab with Nicole Lapin

    Play Episode Listen Later Feb 16, 2026 12:29


    Today, Nicole breaks down the viral tax strategy everyone on social media is talking about — the claim that buying a short-term rental can legally wipe out your taxes. She explains the simple idea behind bonus depreciation, why it creates massive upfront write-offs, and how real estate investors use upgrades and accounting strategy to dramatically lower taxable income. But she also pulls back the curtain on the part influencers skip: why a $0 tax bill doesn't automatically mean you made money, how much cash you still need to spend, and the risks hiding behind the hype. The Money Rehab Episode About Whether Home Ownership is Overrated   Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram 00:00 Are You Ready for Some Money Rehab?  00:53 Bonus Depreciation 101 03:10 What Changed with the  Big Beautiful Bill 03:38 What Qualifies (and What Doesn't) 04:22 Fact-Checking the Viral Airbnb Example  05:37 The Caveats 05:54 Cost Segregation Study Workaround 07:36 Don't Let the Tax Tail Wag the Dog'  09:10 Tip You Can Take Straight to the Bank

    The Dana Show with Dana Loesch
    AOC Needs A Geography Lesson, The Steve Bannon Political Dodge & ICE Stalked AGAIN

    The Dana Show with Dana Loesch

    Play Episode Listen Later Feb 16, 2026 103:48 Transcription Available


    AOC spoke at the Munich Security Conference to increase her name recognition, falsely saying that horses were introduced by Mexico, and Venezuela is below the equator on a map. Residents in a New York City neighborhood are completely shocked to hear an Islamic call to prayer blasting on high-volume speakers as they walk down the street. Ro Khanna and Thomas Massie name 6 men who were redacted from the Epstein files for "no apparent reason”. Steve Bannon took political orders from Jeffery Epstein to try to "out" President Trump's own daughter Ivanka Trump & son in law Jared Kushner from the administration. A high school principal allowed and supervised an anti-ICE protest where kids ran through the street and ripped up signs from counter-protesters.Hillary Clinton MELTS DOWN after the Czech Deputy Prime Minister rightly states there are only two genders. A liberal woman trailed ICE agents, trying to impede their operations as they searched for an illegal child r*pist. More than 70 boat migrants 'to be awarded compensation totalling £500,000 after their phones were seized and their human rights were breached”.AOC says “whiteness is an imaginary thing”. An 80-year-old woman is dodging jail time after speeding and killing someone with her Mercedes over her age. Stephen Yates from Heritage joins us to give commentary on Olympic Skier Elieen Gu ditching Team USA for the CCP, liberal activist group Code Pink having ties to Chinese Communists and more.Thank you for supporting our sponsors that make The Dana Show possible…Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Noble Goldhttps://NobleGoldInvestments.com/DanaThis is the year to create a more stable financial future.  Open a qualified account with Noble Gold and receive a 3 oz Silver Virtue coin free. Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTry Relief Factor's 3-week Quickstart for just $19.95—tell them Dana sent you and see if you can be next to control your pain!Patriot Mobilehttps://PatriotMobile.com/DANA or call 972-PATRIOTSwitch to Patriot Mobile in minutes—keep your number and phone or upgrade, then take a stand today with promo code DANA for a free month of service!Humannhttps://HumanN.comGet simple, delicious wellness support when you pick up Humann's Turmeric Chews at Sam's Club next time you're there and see why they're such a fan favorite!Byrnahttps://Byrna.com/DanaMake 2026 the year you protect your family with solid options—Get the Byrna today.WebRoothttps://Webroot.com/DanaTake your cybersecurity seriously! Get 60% off Webroot Total Protection for a limited time.Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

    The Dana Show with Dana Loesch
    Absurd Truth: Hillary's Brain BREAKS When Confronted With Two Genders

    The Dana Show with Dana Loesch

    Play Episode Listen Later Feb 16, 2026 26:43 Transcription Available


    Hillary Clinton MELTS DOWN after the Czech Deputy Prime Minister rightly states there are only two genders. Meanwhile, AOC spoke at the Munich Security Conference to increase her name recognition, falsely saying that horses were introduced by Mexico and Venezuela is below the equator on a map.Bank on Yourselfhttps://BankOnYourself.com/Dana Bank on Yourself offers tax-free retirement income, guaranteed growth, and full control of your money. Receive your free report.Byrnahttps://Byrna.com/DanaMake 2026 the year you protect your family with solid options—Get the Byrna today.Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore InfoWebsite

    Making Billions: The Private Equity Podcast for Startup Founders and Venture Capital Investors
    Private Equity Secrets: Don't Buy A Company's Stock, Just Buy Its Assets

    Making Billions: The Private Equity Podcast for Startup Founders and Venture Capital Investors

    Play Episode Listen Later Feb 16, 2026 10:05 Transcription Available


    Send a text"RAISE CAPITAL LIKE A LEGEND: https://go.fundraisecapital.co/apply"DOWNLOAD: A decision matrix on Stock versus Asset Purchases at https://go.fundraisecapital.co/stock-vs-assetStop buying companies like a gambler and start engineering your private equity deals for maximum protection and predictable outcomes. In this masterclass on deal structuring, host Ryan Miller breaks down the critical differences between a Stock Purchase vs. Asset Purchase and why your choice of acquisition structure is the single most important decision in your fund management strategy for 2026. We dive deep into the mechanics of asset carve outs, the legal reality of successor liability, and how to use intentional deal design to isolate risk while preserving operational continuity. Learn from real-world case studies like Facebook's acquisition of Instagram, Bank of America's Countrywide catastrophe, and the PayPal-eBay split to see how the world's best investors navigate due diligence and risk management.If you want to master alternative asset management, learn how to raise capital, and build a high-performance investment machine that survives the future you can't see, this episode of Making Billions is your definitive guide to professional dealmaking in the new era of private markets.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: Support the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.

    Perspektives
    I'm Not Who Y'all Think I Am with Da Baby | Season 4 Premiere

    Perspektives

    Play Episode Listen Later Feb 16, 2026 71:26 Transcription Available


    In this powerful episode of Perspektives with Bank, Big Bank sits down with rap superstar DaBaby for a candid, in-depth conversation about resilience, identity, mental health, and the realities behind fame. DaBaby opens up about the difference between his public persona and his private self, sharing how family, environment, and personal loss shaped his mindset, work ethic, and emotional discipline. The discussion explores fatherhood, authenticity in the music industry, and the strategic thinking behind DaBaby’s career decisions. From navigating controversy and pressure to staying grounded through gratitude and perspective, this episode highlights the importance of timing, self-control, and personal growth. It’s a raw and reflective dialogue on success, responsibility, and staying true to yourself while evolving in the spotlight. Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @dababySee omnystudio.com/listener for privacy information.

    Parenting with Confidence
    #289: Step Up with Ash Beckham 8 Pillars of Everyday Leadership

    Parenting with Confidence

    Play Episode Listen Later Feb 16, 2026 28:39


    In this inspiring episode, Ash Beckham breaks down her eight pillars of everyday leadership, Empathy, Responsibility, Courage, Grace, Individuality, Humility, Patience, and Authenticity. Through candid stories from her own journey from isolation and anger to connection and openness. Ash shows how these qualities transform the way we relate to ourselves and others. She also shares compelling research and practical exercises to help listeners mindfully cultivate these pillars in daily life, fostering stronger relationships, resilience, and personal growth.About AshASH BECKHAM - An inclusive leadership expert, motivational speaker, business leader, and author of Step Up: How to Live with Courage and Become an Everyday Leader.  Known for her unique voice and intrinsically comedic style, Beckham's TEDx Talk “Coming Out of Your Closet”  quickly became a viral sensation. A popular speaker and leadership educator, she addresses topics that embrace a different vision of leadership. Ash's mission is to create lasting change in workplaces, schools, places of worship, communities, families, and more. Outside of her one-on-one coaching services, Ash has presented over 200 keynotes and workshops in corporate, government, and collegiate spaces; and has led conferences including The Boeing Company, Bank of America, Microsoft, the Out and Equal Summit, and more.Learn more from Ash: Instagram: @theashbeckhamFacebook: @AshbeckhamLinkedIn: @Ash BeckhamWebsite: www.ashbeckham.com About TheresaA wife and a mother to two children and grandmother, Theresa Alexander Inman is a Parenting Coach, Board Certified Behavior Analyst, Infant Toddler Development Specialist, Autism Spectrum Disorder Clinical Specialist. Introduced to behavior analysis in 2007 after years in the juvenile justice system.Her goal is to improve the lives of children and families by helping them strategize child development skills to prevent or reduce the effects of possible delays while having fun! She also served as a panelist on the first annual Autism World Summit.Theresa is also an author, having published ⁠⁠⁠⁠⁠⁠⁠⁠⁠“Pathways to Early Communication”⁠⁠⁠⁠⁠⁠⁠⁠⁠ in 2022. Find it at your favourite book seller.Connect with Theresa today!• Instagram | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Parenting_Spectrum⁠⁠⁠⁠⁠⁠⁠⁠⁠• LinkedIn | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Theresa Inman⁠⁠⁠⁠⁠⁠⁠⁠⁠• BabyBoomer.org | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Theresa Inman⁠⁠⁠⁠⁠⁠⁠⁠⁠• YouTube | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Parenting with Confidence⁠⁠⁠⁠⁠⁠⁠⁠⁠• Tiktok | ⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.tiktok.com/@parentcoachtheresa• Spotify via Anchor.fm | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Parenting with Confidence ⁠⁠⁠⁠⁠⁠⁠⁠⁠Website: https://www.theresaalexanderinman.com/About Parenting on the SpectrumRaising autistic children comes with unique joys, challenges, and learning moments. Join host Theresa as she explores the diverse experiences of parenting kids on the spectrum. Each episode features expert insights, real-life stories, and practical strategies to help you navigate this journey with understanding, compassion, and strength. Whether you're a parent, caregiver, or ally, this podcast is your go-to resource for fostering connection and celebrating neurodiversity. Please share if this has been helpful to you. Thank you fir listening, commenting and rating. Be well! Theresa

    The Tom Woods Show
    Ep. 2735 Authors Your Left-Wing Teacher Forgot

    The Tom Woods Show

    Play Episode Listen Later Feb 14, 2026 45:25


    You'll understand a great deal about how the world works if you read these books. By what is probably not a coincidence, no teacher ever mentioned them to you. Sponsors: Agorist Tax Advice: Pick up a free copy of the brilliant Matthew Sercely's Agorist Tax Toolkit at: AgoristTaxAdvice.com/woods  Bank on Yourself Books Discussed: A Conflict of Visions, by Thomas Sowell The Economics and Ethics of Private Property, by Hans-Hermann Hoppe The Church and the Market, by Tom Woods A Farewell to Marx, by David Conway The Trouble with Marx, by David McCord Wright Freedom's Progress? A History of Political Thought, by Gerard Casey Defending Dixie, by Clyde Wilson   Free Mini-Course: What's Wrong with Marxism, by Tom Woods: Available at ElevenFreebies.com Show notes for Ep. 2735 The Tom Woods Show is produced by Podsworth Media. Check out the Podsworth App: Use code WOODS50 for 50% off your first order at Podsworth.com to clean up your voice recordings, sound like a pro, and also support the Tom Woods Show! My full Podsworth ad read BEFORE & AFTER processing: https://youtu.be/tIlZWkm8Syk