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In this episode of the Italian American Podcast, Patrick, Mariana, and Marcella are joined by guest Umberto Mucci for a live conversation recorded at IAFL4 (Italian American Future Leaders 4), a national gathering of young Italian Americans. The discussion explores cultural identity, community building, leadership, nostalgia, and what it means to belong across generations and borders. The conversation deepens as the group addresses longstanding tensions between Italians in Italy and their American descendants. Drawing on his experience on both sides of the Atlantic, Mucci offers a candid perspective on why Italian American pride can sometimes meet resistance in Italy, and how history, perception, and unresolved misunderstandings continue to shape those dynamics. The episode also previews a forthcoming podcast spinoff aimed at bridging that divide, featuring Italian journalists reporting from the United States for audiences in Italy. Balancing humor with intellectual seriousness, the hosts dismantle stereotypes, share family stories, and respond directly to online critics. The result is an honest, engaging dialogue—and a call for greater empathy between communities bound by shared history, memory, and culture on both sides of the ocean. THEIR SOCIALS: UMBERTO- Facebook: https://www.facebook.com/umberto.mucci/ Instagram: umbertomucci MARIANNA- Facebook: https://www.facebook.com/LAmarianna.gatto/ Instagram: @gattolosangeles Website: https://www.iamla.org/staff/staff-marianna-gatto/ MARCELLA- Instagram: Marcella_martinphd Website: https://www.marcellamartin.com/ HOSTS: Patrick O'Boyle Marianna Gatto Marcella Martin SPECIAL GUEST: Umberto Mucci PRODUCED BY: Nicholas Calvello-Macchia
Crypto News: Binance Founder CZ predicts Bitcoin will enter a supercycle this year.. UBS weighing crypto trading for private banking clients.Brought to you by
In the final hour, DVD previews the NFC Championship game and CFB news. They ended the week with Take it to the Bank
The FDIC has approved proposals by GM and Ford to launch their own banking units. That means the automakers will be able to provide their own auto loans to customers. In this episode, a confluence of market conditions drove Ford and GM into banking. Plus: The Super Bowl of livestock shows highlights high cattle prices, changes to online search behavior affects digital ad revenue, and “Marketplace” host Amy Scott talks to Jordyn Holman at the New York Times and David Gura at Bloomberg about the week's economic headlines.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
The FDIC has approved proposals by GM and Ford to launch their own banking units. That means the automakers will be able to provide their own auto loans to customers. In this episode, a confluence of market conditions drove Ford and GM into banking. Plus: The Super Bowl of livestock shows highlights high cattle prices, changes to online search behavior affects digital ad revenue, and “Marketplace” host Amy Scott talks to Jordyn Holman at the New York Times and David Gura at Bloomberg about the week's economic headlines.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar. ⬜ In today's update, Palvatar… covers a lighter market recap amid Crypto Gathering buzz. Global equities slipped after U.S. services and manufacturing PMIs missed expectations, signaling slowing momentum. Oil jumped over 2% on geopolitical tensions despite rising U.S. inventories. The Bank of Japan held rates at 0.75% while tweaking growth forecasts. Crypto remained subdued, with large Bitcoin buys offset by notable exchange inflows.
In this Live Greatly 2 minutes of motivation podcast episode Kristel Bauer shares insights to support taking ownership over your work and life. Tune in now! Explore Having Kristel Bauer speak at your next event or team meeting. https://www.livegreatly.co/contact Order Kristel's Book Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co Buy Kristel Bauer's book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work (John Murray Business, November 19th 2024) Follow Kristel Bauer on: Instagram: @livegreatly_co LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions. Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations. They have not been evaluated by the food and drug administration. Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests. Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content. Always consult your physician for recommendations specific to you.
In this episode, we ask: Are you a small or mid-sized business owner? Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? What's an unexpected baby shower gift? What if your family could chip in? What are smart tricks? What about funding systematically?...
The Last Trade: Davos signals a shift in the monetary order as sovereign debt cracks, gold leads, and bitcoin emerges as a neutral alternative.---
Welcome to Friday's Rugby Daily, I'm Cameron Hill.Coming up today, the teams are named for tomorrow's historic interpro between Connacht and Leinster in GalwayMunster are in action tonight in the URC, hoping to bounce back from Champions Cup disappointment.England name their squad for the Six Nations,And a Wales legend hangs up his boots...Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting
From one location in Wilmington, North Carolina, Live Oak Bank is the nation's largest Small Business Administration lender and a leading partner in developing technology for community banks. With an uncertain economic and business environment, two top executives from Live Oak Bank joined the ABA Banking Journal Podcast to discuss: How Live Oak delivers personalized banking services to a nationwide footprint. Where small business owners are looking to grow and build in the coming months. The need for liquidity in small business acquisitions and succession planning. The role of technology, including AI, in helping to improve the ability of banks to serve small business clients. How SBA loans fit into the Live Oak business model. Tips for community banks looking to deepen their SBA-guaranteed lending, including outsourcing back-office functions to ensure compliance with guarantee requirements.
Our heroes continue their quest into the Golden Horde Bank as they push to the vault. Can they sneak their way through the bank before setting off defensive measures?Check out our Linktree where we have Twitter, Facebook, Discord and Instagram! Come join in the and chat about your favorite moments with the cast!linktr.ee/thedhcastMusic credits: www.epidemicsound.com
AI Fuels Power Growth, Politics Shape the Path As utilities enter 2026, the investment narrative evolves from a pure growth story to one defined by smarter positioning and selective opportunity. While AI‑driven power demand and data center expansion remain powerful secular tailwinds, political scrutiny about electricity affordability-especially in states with tightly contested elections-introduces complexity. Some state governments are addressing these concerns by designing data‑center tariffs that shift costs away from residential customers, ideally lowering consumer bills while unlocking economic development. In the opinion of BofA Global Research utilities analyst Ross Fowler, recent weakness in power stocks likely reflects rotation and a somewhat unfair association with AI spending risks in corners of the market rather than fading fundamentals. This has created some particularly attractive entry points. Utilities that balance growth, regulation, and reliability are well positioned to perform in this current market regime. As for the source of generation growth, different costs and profiles will mean various utilities will see growth, from solar and storage to nuclear. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
Please join Sphia Salim for a discussion with Takayasu Kudo and Shusuke Yamada on Japanese developments this week, including the major long-end steepening. We will review the BoJ meeting, explore what the Feb 8th election, announced this week, could mean for Japanese fiscal policy and thereby the risks it presents for JGB yields, the curve and JPY. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
From Kim Kardashian, J.Lo, and Ariana Grande, Chris Appleton has styled the biggest names in Hollywood, but his journey getting there was not easy. Today, Chris opens up about the hustle it took to go from a small-town salon in the UK to red carpets, and the bumps in the road along the way. Chris shares the financial trauma, internal battles, and deep personal work it took to get to the top—and stay there. He gets vulnerable about the struggles behind the success: coming out after being in a heterosexual relationship, the breakthrough moment with Christina Aguilera that allowed him to beat his imposter syndrome, and why the word “fine” isn't in his vocabulary. Mental Health and Suicide Prevention Resources Find video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Check Out Chris' Book Your Roots Don't Define You Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Here's what Nicole talks about with Chris: 00:00 Money Rehab Presents: Chris Appleton 03:01 Childhood Struggles and Financial Trauma 06:53 Telling the Hater Inside to Quiet Down 10:54 Navigating a Scarcity Mindset 13:44 Chris' Erewhon Smoothie 16:27 Chris' Early Hustle Days and Evading Train Conductors 21:52 Moving to LA and Chris' Big Break with Christina Aguilera 26:07 Chris' Coming Out Story and Hitting Rock Bottom 32:05 Why “Fine” Isn't Fine 34:52 Why the Hair Salon Feels Like Therapy 38:01 How Chris Built His Reputation and How to Sell the Sizzle 41:46 Lessons from Kim Kardashian 44:42 Chris' Take on Marriage, Relationships and Self Love 45:01 The Importance of Self-Love and Selectivity 48:46 Chris' Tip Listeners Can Take Straight to the Bank
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe world is continually paying the [CB]s more and more of their hard earned labor. In Germany the people are taxed 42%, almost half of their income. Fed inflation indicator reports no inflation, Truinflation reports inflation is at 1.2%.BoA and Citibank are in talks to offer 10% credit card. Trump says US will the crypto capital of the world. Globalism/[CB] system has failed, the power will return to the people. The patriots are sending a message, DOJ 2.0 is not like DOJ 1.0, same with the FBI, you commit a crime you will be arrested. The message is clear, the protection from these agencies are gone. Bondi arrest the Church rioters. Trump’s message at DAVOS is clear, the [DS] power and agenda is no more. Trump is now in control and the world will begin to move in a different direction, either you are on board or you will be left behind. The power belongs to the people. Economy https://twitter.com/WallStreetMav/status/2014289396112011443?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Fed’s Favorite Inflation Indicator Refuses To Show Any Signs Of Runaway ‘Trump Tariff’ Costs The Fed’s favorite inflation indicator – Core PCE – rose 0.2% MoM (as expected), which leave it up 2.8% YoY (as expected), slightly lower than September’s +2.9%… Bear in mind that this morning’s third look at Q3 GDP printed a +2.9% YoY for Core PCE. Under the hood, the biggest driver of Core PCE remains Services costs – not tariff-driven Goods prices… In fact, on a MoM basis, Non-durable goods prices saw deflation for the second month in a row… Source: zerohedge.com https://twitter.com/truflation/status/2014322072286302619?s=20 – Food – mostly Eggs – Household durables – particularly housekeeping supplies – Alcohol & tobacco – mostly alcoholic beverages Our number is derived by aggregating millions of real-time price data points every day to calculate a year-over-year CPI % rate. It is comparable but not identical to the survey-based official headline inflation released monthly by the BLS, which was 2.7% for December. Bank Of America, Citigroup May Launch Credit Cards With 10% Rate Two weeks after Trump shocked the world by demanding lenders cap credit card interest rates at 10% for one year, Bank of America and Citigroup are exploring options to do just that in an attempt to placate the president. Bloomberg reports that both banks are mulling offering cards with a 10% rate cap as one potential solution. Earlier this week, Trump said he would ask Congress to implement the proposal, giving the financial firms more clarity about what exact path he's pursuing. Bank executives have repeatedly decried the uniform cap, saying it'll cause lenders to have to pull credit lines for consumers. Source: zerohedge.com Trump sues JPMorgan Chase and CEO Jamie Dimon for $5B over alleged ‘political’ debanking The lawsuit claims JPMorgan’s decision ‘came about as a result of political and social motivations’ to ‘distance itself’ Trump and his ‘conservative political views’ President Donald Trump is suing JPMorgan Chase and its CEO Jamie Dimon in a $5 billion lawsuit filed Thursday, accusing the financial institution of debanking him for political reasons. The president's attorney, Alejandro Brito, filed the lawsuit Thursday morning in Florida state court in Miami on behalf of the president and several of his hospitality companies. “ Source: foxnews.com https://twitter.com/RapidResponse47/status/2013984082640658888?s=20 WEF Finance/Banking Panel – If Independent National Economies Continue Rising, Global Trade Drops and We Lose Control Globalism in its economic construct is a series of dependencies. If those dependencies are severed, if each country has the ability to feed, produce and innovate independently, then the entire dependency model around globalism collapses. Within the globalism model that was historically created there was a group of people, western nations, banks, finance and various government leaders, who controlled the organization and rules of the trade dependencies. The action being taken for self-sufficiency, in combination with the approach promoted by President Trump that each nation state should generate their own needs, then the rules-based order that has existed for global trade will collapse. If nations are no longer dependent, they become sovereign – able to exist without the need for support from other nations and systems. If nations are indeed sovereign, then globalism is no longer needed and a threat of the unknown rises. How will nations engage with each other if there is no governing body of western elites to make the rules for engagement? The need for control is a reaction to fear, and it is the fear of self-reliance that permeates the elitist class within the control structures. If each nation of the world is operating according to its individual best interests, the position of Donald Trump, then what happens to the governing elite who set up the system of interdependencies. This is the core of their fear. If each nation can suddenly grow tea, what happens to the East India Tea Company. Who then sets the price for the tea, and worse still an entire distribution system (ships, ports, exchanges, banks, etc.) becomes functionally obsolescent. Source: theconservativetreehouse.com Political/Rights TWO-TIERED JUSTICE: Conservative Journalist Kaitlin Bennett Charged and Fined for Interviewing Democrats in Public — While Don Lemon Storms Churches With Zero Consequences The United States now operates under a blatantly two-tiered justice system, where conservative journalists are criminally charged for speech in public spaces, while left-wing media figures face zero consequences for harassing Americans and disrupting religious services. Conservative journalist Kaitlin Bennett revealed this week that she was charged with a federal crime and fined by the National Park Service in St. Augustine for the so-called offense of asking Democrats questions on public property. According to Bennett, federal agents targeted her while she was conducting on-the-street interviews, a form of journalism protected by the First Amendment. Despite being on public land, Bennett says she was cited and punished simply for engaging in political speech that the Left finds inconvenient. Bennett addressed the incident directly in a post on X, writing: https://twitter.com/KaitMarieox/status/2014174254799958148?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2014174254799958148%7Ctwgr%5Ef4a6650cd0c60d38edfea018c5665c2cc2fe5199%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Ftwo-tier-justice-conservative-journalist-kaitlin-bennett-charged%2F When asked by another local journalist exactly what “lawful order” Bennett had disobeyed, the ranger reportedly could not provide a straight answer. WATCH: Source: thegatewaypundit.com https://twitter.com/DHSgov/status/2014322865848406370?s=20 Alexander Conejo Arias, fled on foot—abandoning his child. For the child's safety, one of our ICE officers remained with the child while the other officers apprehended Conejo Arias. Parents are asked if they want to be removed with their children, or ICE will place the children with a safe person the parent designates. This is consistent with past administration's immigration enforcement. Parents can take control of their departure and receive a free flight and $2,600 with the CBP Home app. By using the CBP Home app illegal aliens reserve the chance to come back the right legal way. https://twitter.com/DHSgov/status/2014049440911303019?s=20 inflicting corporal injury on a spouse or cohabitant. An immigration judge issued him a final order of removal in 2019. In a dangerous attempt to evade arrest, this criminal illegal alien weaponized his vehicle and rammed law enforcement. Fearing for his life and safety, an agent fired defensive shots. The criminal illegal alien was not hit and attempted to flee on foot. He was successfully apprehended by law enforcement. The illegal alien was not injured, but a CBP officer was injured. These dangerous attempts to evade arrest have surged since sanctuary politicians, including Governor Newsom, have encouraged illegal aliens to evade arrest and provided guides advising illegal aliens how to recognize ICE, block entry, and defy arrest. Our officers are now facing a 3,200% increase in vehicle attacks. This situation is evolving, and more information is forthcoming. https://twitter.com/nicksortor/status/2014063905413177637?s=20 CNN Panelist Issues Retraction and Apology After Going Too Far in On-Air Trump Attack footage of CNN's “Newsnight with Abby Phillip” was posted to social media platform X featuring 25-year-old leftist activist Cameron Kasky alongside panel mainstay Scott Jennings. A moment between the two went viral when Kasky casually declared that President Donald Trump had been involved in an international sex trafficking ring. Jennings wasn't going to let that remark go unchallenged by host John Berman. The topic of conversation had been Trump's interest in Greenland and the Nobel Peace Prize, but Kasky threw in a jab at Trump with an allusion to the president's relationship with the late sex offender Jeffrey Epstein — an allusion Kasky's now trying to walk back. “I would love it if he was more transparent about the human sex trafficking network that he was a part of, but you can't win 'em all,” he blurted out. https://twitter.com/overton_news/status/2013455047288377517?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013455047288377517%7Ctwgr%5E20edbbd712c7076d1aafdac2d1e39d7eb8307263%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fcnn-panelist-issues-retraction-apology-going-far-air%2F Berman asked Jennings a follow-up question about Greenland, but instead of addressing that, Jennings circled back to Kasky's remark. “You're gonna let that sit?” Jennings asked Berman. “Are we going to claim here on CNN that the president is part of a global sex trafficking ring or …?” After assuring Jennings that he would do the fact-checking, Berman asked Kasky to repeat what he'd said about the global sex-trafficking ring. “That Donald Trump was … probably … very involved with it,” the arrogant young man replied, with perhaps a touch less confidence. To Berman's credit, and the CNN legal team's, he immediately said, “Donald Trump has never been charged with any crimes in relation to Jeffrey Epstein.” https://twitter.com/camkasky/status/2013760245298864477?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013760245298864477%7Ctwgr%5E20edbbd712c7076d1aafdac2d1e39d7eb8307263%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fcnn-panelist-issues-retraction-apology-going-far-air%2F Source: thegatewaypundit.com https://twitter.com/ElectionWiz/status/2014189561002291385?s=20 DOGE Geopolitical https://twitter.com/brentdsadler/status/2014311942119137584?s=20 important as these agreements cover the entirety of the Chagos group of islands/features. Critical as future third party presence in those areas proximate Diego Garcia could in practical terms render those U.S. military facilities operationally impractical (ie useless). The current deal under consideration in the UK parliament in a rushed vote as soon as 2 February is ill advised. And it likely would break the decades long understanding with the U.S. government. See: Active U.S. treaties: https://state.gov/wp-content/uploads/2025/08/Treaties-in-Force-2025-FINAL.pdf 1966 Foundational Understanding: https://treaties.un.org/doc/Publication/UNTS/Volume%20603/volume-603-I-8737-English.pdf 1972 Understanding regarding new facilities on Diego Garcia: https://treaties.un.org/doc/Publication/UNTS/Volume%20866/volume-866-I-8737-English.pdf 1976 Understanding and concurrence on new communications facilities on Diego Garcia and references as foundational the 1966 Understanding: https://treaties.fcdo.gov.uk/data/Library2/pdf/1976-TS0019.pdf?utm_source https://twitter.com/HansMahncke/status/2014150131247874267?s=20 The EU-Mercosur deal is a major free trade agreement between the European Union and the Mercosur bloc (Argentina, Brazil, Paraguay, and Uruguay). Negotiated for over 25 years, it aims to create one of the world’s largest free trade zones, covering more than 700 million people and reducing tariffs on goods like cars, machinery, pharmaceuticals, and agricultural products. It includes commitments on sustainability, labor rights, and environmental protections, but critics argue these are insufficient to address issues like Amazon deforestation and unfair competition for European farmers. The agreement was politically finalized in 2019 but faced delays due to environmental concerns and opposition from countries like France and Austria. It was formally signed on January 17, 2026, after EU member states (with a qualified majority, despite opposition from five countries including France) greenlit it on January 9. The Stupidity of Davos Explained Using an Example of Their Own Creation China is manufacturing a product to create a carbon credit certificate in response to the demand for carbon credits from all the world auto-makers. Any nation that has a penalty or fine attached to their climate goals is a customer. Those are nations with fines or quotas associated with the production of gasoline powered engines if the auto company doesn't hit the legislated target for sales of electric vehicles. In essence, EU/AU/CA/RU/ASEAN car companies buy Chinese car company carbon credits, to avoid the EU/AU/CA/RU/ASEAN fines. The Chinese then use the carbon credit revenue to subsidize even lower priced Chinese EVs to the EU/AU/CA/RU/ASEAN car markets, thereby undercutting the EU/AU/CA/RU/ASEAN car companies that also produce EVs. China brilliantly exploits the ridiculous pontificating climate scam and has an interest in perpetuating -even emphasizing- the need for the EU/AU/RU/ASEAN countries to keep pushing their climate agenda. China even goes so far as to fund alarmism research about climate change because they are making money selling carbon credit certificates on the back end of the scam to the western fear mongers. This is friggin' brilliant. The climate change alarmists are helping China's economy by pushing ever escalating fear of climate change. You just cannot make this stuff up. What does the outcome look like? Well, in this example we see hundreds of thousands of unsold BYDs piling up in countries that emphasize climate regulations with no restrictions on the import of EVs (which most don't even manufacture), which is almost every country. Big Panda doesn't care about the car itself; they care about generating the carbon credit certificate to sell in the various carbon exchanges. Put this context to the recent announcement by Canadian Prime Minister Mark Carney about his new trade deal with China to accept 49,000 EVs this year. Prime Minister Carney bragged about getting the Chinese to agree to only super low prices for the Canadian market. Mark Carney was very proud of his accomplishment to get much lower priced vehicles for Canadian EV purchasers. No doubt Big Panda left the room laughing as soon as Carney made his grand announcement. 1. China sells EV's in Canada, creating credits available on the carbon exchange scheme. Europe et al will purchase the carbon credits because Bussels has fines against EU car companies. 2. With a foothold already established in Europe, China will then take the money generated by the carbon credit purchases and lower the prices of the Chinese EV cars sold in Canada. It's gets funnier. 3. Carney bragged about forcing China to only sell low price EV's as part of the trade agreement. The low price of the EV's in Canada will be subsidized by Europe. China doesn't pay or lose a dime. But wait…. 4. Carney can't do anything about the scheme he has just enmeshed Canada into, because Canada has a Carbon Credit exchange in law.
Our Global Chief Economist Seth Carpenter joins our chief regional economists to discuss the outlook for interest rates in the U.S., Japan and Europe.Read more insights from Morgan Stanley.----- Transcript -----Seth Carpenter: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist and Head of Macro Research. And today we're kicking off our quarterly economic roundtable for the year. We're going to try to think about everything that matters in economics around the world. And today we're going to focus a little bit more on central banking. And when we get to tomorrow, we'll focus on the nuts and bolts of the real side of the economy. I'm joined by our chief regional economists. Michael Gapen: Hi, Seth. I'm Mike Gapen, Chief U.S. Economist at Morgan Stanley. Chetan Ahya: I'm Chetan Ahya, Chief Asia economist. Jens Eisenschmidt: And I'm Jens Eisenschmidt, Chief Europe economist. Seth Carpenter: It's Thursday, January 22nd at 10 am in New York. Jens Eisenschmidt: And 4 pm in Frankfurt. Chetan Ahya: And 9 pm in Hong Kong. Seth Carpenter: So, Mike Gapen, let me start with you as we head into 2026, what are we thinking about? Are we going into a more stable expansion? Is this just a different phase with the same amount of volatility? What do you think is going to be happening in the U.S. as a baseline outlook? And then if we're going to be wrong, which direction would we be wrong? Michael Gapen: Yeah, Seth, we took the view that we would have more policy certainty. Recent weeks have maybe suggested we're incorrect on that front. But I still believe that when it comes to deregulation, immigration policy and fiscal policy, we have much more clarity there than we did a year ago. So, I think it's another year of modest growth, above trend growth. We're forecasting something around 2.4 percent for 2026. That's about where we finished 2025. I think what's key for markets and the outlook overall will be whether inflation comes down. Firms are still passing through tariffs to the consumer. We think that'll happen at least through the end of the first quarter. It's our view that after that, inflation pressures will start to diminish. If that's the case, then we think the Fed can execute one or two more rate cuts. But we have those coming [in] the second half of the year. So, it looks like growth is strong enough. The labor market has stabilized enough for the Fed to wait and see, to look around, see the effects of their prior rate cuts, and then push policy closer to neutral if inflation comes down. Seth Carpenter: And if we go back to last year to 2025, I will give you the credit first. Morgan Stanley did not shift its forecast for recession in the U.S. the way some of our main competitors did. On the other hand, and this is where I maybe tweak you just a little bit. We underestimated how much growth there would be in the United States. CapEx spending from AI firms was strong. Consumer spending, especially from the top half of the income distribution in the U.S. was strong. Growth overall for the year was over 2 percent, close to 2.5 percent. So, if that's what we just came off of, why isn't it the case that we'd see even stronger growth? Maybe even a re-acceleration of growth in 2026? Michael Gapen: Well, some of that, say, improvement vis-à-vis our forecast, the outperformance. Some of that I think comes mechanically from trade and inventory variability. So, . I'm not sure that that says a lot about an improving trend rate of growth. Where there was other outperformance was, as you noted, from the consumer. Now our models, and I don't mean to get too technical here, but our model suggests that consumption is overshooting its fundamentals. Which I think makes it harder for the economy to accelerate further. And then AI; it's harder for AI spending to say get incrementally stronger than where it is. So, we're getting a little extra boost from fiscal. We've got that coming through. And I just think what it is, is more of the same rather than further acceleration from here. Seth Carpenter: Do you think there's a chance that the Fed in fact does not cut rates like you have in your forecast? Michael Gapen: Yes, I do think... Where we could be wrong is we've made assumptions around the One Big Beautiful Bill and what it will contribute to the economy. But as you know, there's a lot of variability around those estimates. If the bill is more catalytic to animal spirits and business spending than we've assumed, you could get, say, a demand driven animal spirits upside to the economy, which may mean inflation doesn't decelerate all that much. But I do think that that's, say, the main upside risk that we're considering. Markets have been gradually taking out probabilities of Fed cuts as growth has come in stronger. So far, the inflation data has been positive in terms of signaling about disinflation, but I would say the jury's still out on how much that continues. Seth Carpenter: Chetan, When I think about Japan, we know that it's been the developed market central bank that's been going in the opposite direction. They've been hiking when other central banks have been cutting. We got some news recently that probably put some risk into our baseline outlook that we published in our year ahead view about both growth and inflation in Japan. And with it what the Bank of Japan is going to do in terms of its normalization. Can you just walk us through a little bit about our outlook for Japan? Because right now I think that the yen, Japanese rates, they're all part of the ongoing market narrative around the world. Chetan Ahya: Yeah, Seth. So, look, I mean, on a big picture basis, we are constructive on the Japan macro-outlook. We think normal GDP growth remains strong. We are expecting to see the transition for the consumers from them seeing, you know, supply side inflation. Keeping their real wage growth low to a dynamic where we transition to real wage growth accelerating. That supports real consumption growth, and we move away from that supply side driven inflation to demand side driven inflation. So broadly we are constructive, but I think in the backdrop, what we are seeing on currency depreciation is making things a bit more challenging for the BOJ. While we are expecting that demand side pressure to build up and drive inflation, in the trailing data, it is still pretty much currency depreciation and supply side factors like food inflation driving inflation. And so, BOJ has been hesitant. So, while we had the expectation that BOJ will hike in January of 2027, we do see the risk that they may have to take up rate hike earlier to manage the currency not getting out of hand and adding on to the inflation pressures. Seth Carpenter Would I be right in saying that up until now, the yen has swung pretty widely in both directions. But the weakening of the yen until now hasn't been really the key driver of the Bank of Japan's policy reaction. It's been growth picking up, inflation picking up, wanting to get out of negative interest rates first, wanting to get away from the zero lower bounds. Second, the weaker yen in some sense could have actually been seen as a positive up until now because Japan did go through 25 years of essentially stagnant nominal growth. Is this actually that much of a fundamental change in the Bank of Japan's thinking – needing to react to the weakness of the yen? Chetan Ahya: Broadly what you're saying is right, Seth, but there is also a threshold of where the currency can be. And beyond a point, it begins to hurt the households in form of imported inflation pressures. And remember that inflation has been somewhat high, even if it is driven by currency depreciation and supply side factors for some time. And so, BOJ has to be watchful of potential lift in inflation expectations for the households. And at the same time, they are also watching the underlying inflation impact of this currency depreciation – because what we have seen is that over period workers have been demanding for higher wages. And that is also influenced by what happens to headline inflation, which is driven by currency depreciation. So, I would say that, yes, it's been true up until now. But, when currency reaches these very high levels of range, you are going to see BOJ having to act. Seth Carpenter: Jens, let's shift then to Europe. The ECB had been on a cutting cycle. They came to the end of that. President Lagarde said that she thought the disinflationary process had ended. In your year ahead forecast and a bunch of your writing recently, you've said maybe not so fast. There could still be some more disinflationary, at least risk, in the pipeline for Europe. Can you talk a little bit about what's going on in terms of European inflation and what it could mean for the European Central Bank? Because clearly that's going to be first order important for markets.Jens Eisenschmidt: I think that is right. I think we have a crucial inflation print ahead of us that comes out on the 4th of February. So, early February we get some signal, whether our anticipated fall of headline inflation here below the ECB's target is actually materializing. We think the chances for this are pretty good. There's a mix why this is happening. One is energy. Energy disinflation and base effects. But the other thing is services inflation resets always at the beginning of the year. January and February are the crucial month here. We had significant services upward pressure on prices the last years. And so just from base effects, we think we will see less of that. Another picture or another element of that picture is that wage disinflation is proceeding nicely. We have notably a significant weakness in the export-oriented manufacturing sector in Germany, which is a key sector of setting wages for the country. The country is around 30 percent of the euro area GDP. And here we had seen significant wage gains over the last year. So, the disinflationary trend coming from lower wage gains from this country, that will be very important. And an important signal to watch. Again, that's something we don't know. I think soon we have to watch simply monthly prints here. But a significant print for the first quarter comes out in May, and all of that together makes us believe that the ECB will be in a position to see enough data or have seen enough data that confirms the thesis of inflation staying below target for some time to come. So that they can cut in June and September to a terminal rate of 1.5 percent. Seth Carpenter: That is, I would say, out of consensus relative where the market is. When you talk to investors, whether they're in Europe or around the world, what's the big pushback that you get from them when you are explaining your view on how the ECB is going to act? Jens Eisenschmidt: There are two essential pushbacks. So, one is on substance. So, 'No, actually wages will not come down, and the economy will actually start overheating soon because of the big fiscal stimulus.' That, in a nutshell is the pushback on substance. I would say here, as you would say before, not so fast. Because the fiscal stimulus is only in one country. It's 30 percent. But only 30 percent of the euro area.Plus, there is another pushback, which is on the reaction function of the ECB. Here we tend to agree. So far, we have heard from policy makers that they feel rather comfortable with the 2 percent rate level that they're at. But we think that discussion will change. The moment you are below target in an actual inflation print; the burden of proof is the opposite. Now you have to prove: Is the economy really on a track that inflation will get back up to target without further monetary stimulus? We believe that will be the key debate. And again, happy to, sort of, concede that there is for now not a lot of signaling out of the ECB that further rate cuts are coming. But we believe the first inflation print of the year will change that debate significantly. Seth Carpenter: Alright, so that makes a lot of sense. However, looking at the clock, we are probably out of time for today. So, for now, Michael, Chetan, Jens, thank you so much for joining today. And to the listener, thanks for listening. And be sure to tune in tomorrow for part two of our conversation. And I have to say, if you enjoy this show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or a colleague today.
00:00:00 – Alex Jones laryngitis supercut chaos 00:08:19 – AI music video voice-clone whiplash 00:13:04 – Workplace AI turns into a layoff accelerant 00:18:05 – Bank of England "alien disclosure" crash planning 00:23:04 – Rep. Luna goes interdimensional on UAPs 00:27:04 – Trump's Davos Greenland flex and tariffs theater 00:36:11 – 90s alt-rock state fair revival headlines 00:41:07 – McDonald's tiny-burger backlash in China 00:45:57 – Davos mystery odor and "stink bomb" jokes 00:48:59 – Waxing body hair labeled "cultural appropriation" 00:53:31 – Mandela-effect timeline meltdown rant 00:58:27 – MLK files smear-clip controversy 01:02:36 – Epstein-as-intelligence-asset claims resurface 01:06:16 – Charlie Kirk vs Netanyahu donor drama clip 01:11:17 – Sam Harris immigration funding speculation clip 01:15:54 – Tucker clip asks "who's behind" open-border agendas 01:20:43 – Diaspora-politics rant escalates into policy doom 01:25:03 – Scott Adams rant spirals into taboo-bait outrage 01:29:20 – William Shatner eats cereal while driving 01:34:09 – Alaska student eats AI art as protest 01:39:18 – Shatner "tiny burger cereal" bit gets weirder 01:44:05 – Cargo ship recovery chatter and beach-trash absurdity 01:49:05 – "Grab his dick and twist it" local-news insanity 01:53:29 – Moon hotel rumor turns into GRU space talk 01:58:23 – Wrap-up, plugs, cold-snap griping, and outro setup 02:01:41 – Exit song plays them out Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research ▀▄▀▄▀ CONTACT LINKS ▀▄▀▄▀ ► Website: http://obdmpod.com ► Twitch: https://www.twitch.tv/obdmpod ► Full Videos at Odysee: https://odysee.com/@obdm:0 ► Twitter: https://twitter.com/obdmpod ► Instagram: obdmpod ► Email: ourbigdumbmouth at gmail ► RSS: http://ourbigdumbmouth.libsyn.com/rss ► iTunes: https://itunes.apple.com/us/podcast/our-big-dumb-mouth/id261189509?mt=2
Brian Armstrong debates with Bank of France governor at Davos. Coinbase CEO Brian Armstrong sparred with the Bank of France Governor at Davos, correcting him on Bitcoin's independence and pushing for a "Bitcoin Standard." Meanwhile, the U.S. Senate has indefinitely postponed the Clarity Act markup after Coinbase withdrew its support. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.
-There has been a string of G-League players getting ruled eligible by the NCAA to play in college basketball games and join teams in the middle of the season-Alabama's Charles Bediako was a part of the 31-win Alabama season back in 2023 team-He declared for the draft, went undrafted, and then signed a professional contract. Nate Oats plans to play him on Saturday for the Crimson TideOur Sponsors:* Check out Aura.com: https://aura.com/remove* Check out BetterHelp: https://www.betterhelp.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Jay Redding shares his extensive experience in note investing, focusing on the creation and management of seller-financed notes. He discusses the importance of understanding the market, the process of creating notes, legal considerations, and exit strategies. Redding emphasizes the potential for wealth creation through strategic note management and the importance of building relationships within the real estate community. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
What is it that makes Trump back down? Why is Mark Carney, a former governor of the Bank of England, one of the only ones standing up to him? How strong is the EU's hand in all of this? And why is the UK's dependency on the US about more than trade? Steph and Robert look at what the latest Trump chaos means for the global economy and why “Britain is America's lunch” right now. Email: therestismoney@goalhanger.com X: @TheRestIsMoney Instagram: @TheRestIsMoney TikTok: @RestIsMoney Learn more about your ad choices. Visit podcastchoices.com/adchoices
Bank of America CEO Brian Moynihan discusses the company's work with the White House to solve affordability issues for Americans. He says President Donald Trump's proposed 10% cap on credit card interest rates may have "an equal but opposite reaction." He spoke with Bloomberg's Jonathan Ferro, Lisa Abramowicz and Annmarie Hordernfrom the World Economic Forum in Davos. See omnystudio.com/listener for privacy information.
In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Philipp Vetter über Donald Trumps Auftritt in Davos, Zoff bei Lululemon, Optimismus bei US-Airlines und neue Nukelar-Euphorie. Außerdem geht es um United Airlines, Delta Airlines, American Airlines, Johnson&Johnson, Kraft Heinz, Berkshire Hathaway, NuScale Power, Nano Nuclear Energy, Oklo, enCore Energy, Uranium Energy, Nvidia, Siemens, ABB, Schneider Electric, Siemens Energy, Legrand, Prysmian, Safran, Rolls-Royce, Rheinmetall, NextEra Energy, Union Pacific, Enbridge, Duke Energy, SAP, Mastercard, Visa, Bank of America, Lockheed Martin, Boeing, Pfizer, Merck, Eli Lilly, iShares Stoxx Europe 600 Industrials ETF (WKN: A0H08J), L&G Robotics and Automation ETF (WKN: A12DB1) und iShares Global Infrastructure ETF (WKN: A0LEW9). Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html
Andy Hill discusses ICMA's response to the Bank of England's proposals on gilt repo resilience, including central clearing, haircuts, and alternative policy measures.
In the first episode of 2026, Jeff Oland, part of BMO's Government of Canada bond trading team, joins me to discuss next week's Bank of Canada policy announcement, the state of the Canadian economy, the wild headlines over the past few weeks, as well as market thoughts and trade ideas. As always, all feedback is welcome.
Takes from Defense Forum and Private Company Meetings US defense is in the midst of an upcycle, driven by an increasingly assertive policy stance, the potential for a step‑change in federal defense spending, and accelerating innovation across traditional and non‑traditional contractors. Earlier this month, Ron Epstein hosted discussions at the 18th BofA Global Research Defense Forum in New York, which underscored a bullish multi‑year outlook. U.S. spending could step higher in F27, some of that merely helping to match some European promises when it comes to spend as a percentage of GDP. This will require increased automation for defense companies, an investment theme in its own right. It may also come with more conditions and we discuss whether this could be a risk going forward. Another important topic in the industry is the many innovative private companies in the defense space. Ron discusses some of the areas of focus for these firms and how they can be complementary to defense primes. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
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Bonus Episode for Jan. 21. The big banks kick off earnings season with gangbuster investment-banking and trading operations. Their results offer a picture of a resilient consumer, but executives warn of a slew of geopolitical risks. Wall Street Journal lead financial reporter AnnaMaria Andriotis discusses what stood out in reports from Bank of America, Citigroup, Goldman Sachs, JPMorgan Chase, Morgan Stanley, and Wells Fargo, as well as regional banks such as U.S. Bancorp. David Uberti hosts this special bonus episode of What's News in Earnings, where we dig into companies' earnings reports and analyst calls to find out what's going on under the hood of the American economy. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Bill Fairman is a best-selling author, national speaker, and seasoned entrepreneur with 30+ years in private lending and real estate. A longtime AAPL member featured in multiple industry publications, he co-authored Drive to Success and believes strong relationships and learning from mistakes are the foundation of lasting success. As Co-Founder of Carolina Capital, Bill helps professionals preserve and grow their wealth through real estate–backed private lending. With over 11 years of strong fund performance and long-term investor loyalty, his firm is known for capital preservation, consistent returns, and transparent management. He works with accredited investors, high-net-worth individuals, and financial professionals. Recognizing that many rely too heavily on the stock market and want passive diversification, Bill offers a proven, hands-off approach to real estate investing. His mission is to help clients build stable, long-term financial legacies, and he welcomes investors to connect and explore the opportunities available through Carolina Capital. During the show we discuss: The types of real estate investment loans Carolina Capital offers, including fix-and-flip, construction, and multifamily financing How hard money and private lending work for real estate investors Why private lending often outperforms traditional banks for speed, flexibility, and deal execution Qualification requirements and what lenders evaluate when approving investment loans How fast closings and financing up to 100% of purchase and rehab costs help investors scale Key risks real estate investors face and how Carolina Capital helps mitigate them The value of partnering with an experienced lender that provides guidance beyond capital Resources:https:/billfairman.com https://carolina.fund/
While large bank stocks have significantly outperformed their smaller counterparts over the last few years, the tide could finally be turning, according to Jonah Marcus, partner and portfolio manager at Endeavour Capital Advisors, Inc. In the episode, Marcus said there are positive tailwinds for the banking sector, including increasing bank M&A activity, net interest margin expansion and deregulation, that will serve as a greater benefit for small and mid-cap banks. The veteran investor also discussed the valuation disparity between large and small banks; his outlook for credit quality and bank M&A activity, and the importance of technology and a bank's data strategy.
Prashant Mehrotra, Chief AI Officer at US Bank, discusses how the bank evaluates AI initiatives and scales projects from pilot to production. He explains how to build customer trust through responsible AI design and prepare for the future of autonomous banking in CXOTalk episode 906. This conversation covers key aspects of AI in business and AI implementation within a large banking institution.=======Please support our sponsor Emeritus: Explore executive education programs from Emeritus, in collaboration with top universities: https://cxotalk.partner.emeritus.org/=======Key topics discussed:→ Why AI should transform processes, not simply make them more efficient→ How U.S. Bank cut governance approval times in half by engaging risk partners early→ The critical role of baselines in determining whether AI pilots scale or fail→ Why "AI without data is a hallucination" and how the bank organizes Digital, Data, and AI under one leader→ Building AI literacy across the entire workforce, from executives to frontline associates→ The shift from building models to leveraging external foundation models at scale→ Balancing personalization with privacy in customer interactionsMehrotra emphasizes that the client remains the "North Star" for every AI initiative. He offers practical guidance on metrics, funding pilots through to production, and creating repeatable governance processes that accelerate rather than slow down AI deployment.
Welcome to Wednesday's Rugby Daily, I'm Cameron Hill. Coming up today, the Ireland squad has been named for the Six Nations Championship amid an injury crisis at front-row. The excitement builds around Connacht ahead of the opening of the new Clan Stand this Saturday. And the venues are confirmed for the three test in the first British and Irish Lions women's tour of New Zealand - one iconic stadium has missed out. Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting
When it comes to working in military intelligence, strong leadership skills and the ability to make quick decisions under pressure are key. Just as important to a mission's success is being a good team player.Those were the lessons and skills Chris Stillwell '24 carried into his two career pivots after his time working as a military intelligence officer for the U.S. Army. His first pivot landed him a role at Kearney in Dubai focusing on M&A integration and strategy consulting. Chris then decided to pursue an MBA at Rice Business to sharpen his financial skills and pivot once again into the world of investment banking. Now an investment banking associate at Bank of America, Chris joins co-host Brian Jackson '21 to discuss his military experience, why he chose Rice, how the program helped him make a major career transition, and his advice to those considering an MBA to pursue new career opportunities. Episode Guide:00:00 Introduction to Chris Stillwell01:03 Military Intelligence: Separating Fact From Fiction02:15 Roles and Responsibilities in the Army03:08 Leadership and Decision Making in High-Pressure Situations08:07 From Military to Consulting09:49 Living Abroad: Challenges and Cultural Insights15:02 Transitioning to an MBA at Rice University18:13 Involvement and Networking at Rice20:56 Entering Investment Banking: Preparation and Challenges25:37 Day-to-Day in Investment Banking28:46 Advice for Career Pivoters and VeteransThe Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.Episode Quotes:The moment Chris realized that Rice gave him an edge over his peers[20:48] Brian: Going into investment banking, was there, like, now an elevated sense of confidence of, Okay, I've done this before; I'll do it again?[20:56] Chris: Maybe some blind confidence sometimes. Yeah, you could even ask my parents. I went home for like four days for the Christmas break the year I was recruiting. And I was studying flashcards with my mom of all the IB 400 questions. And I was like, “I'm not going to get a job. You know, like all these people around me are much smarter than me. There's a really—we've got a really talented pool of candidates that are recruiting this year.” But you know, I felt like at the end of the day, the Finance Association and Rice, just the classes I took, really prepared me to understand the basics of finance, the basics that are expected of the interview process. And then, going forward, I saw when I started as an intern at the bank, I went to New York for a week…We were training with all these people from all these different schools, going to all these different groups in the bank, and some people didn't even know what a DCF was or didn't know how to do it that well, I should say. We were doing some practice problems, and I was like, “Wow, we're actually far ahead of a lot of these other schools and people.” So that was kind of good to see that Rice really put an effort into training us up. What Chris learned about leadership through three career pivots[30:15] There are certain people who can be leaders and are very good at being leaders. But being a good leader in the military might not translate to being a good leader at banking. And a lot of times you actually see that, or you see military officers leave the military and go into the corporate world and not be as successful. Because I really think you do need to tailor your leadership style to the one the industry you're working in, and two, the people you're working with, you know, different ways of operating motivate people differently. Like in the military, you could yell at somebody and hold them to a higher standard and maybe they'll do it. But if you yelled at somebody like, you know, a marketing job, they probably would shut down and that'd be the end of it. It really doesn't work the same. The leadership style is something that you have to adjust to the area you're working in.On how his military experience strengthened his teamwork skills[04:03] In the military, you are a leader, but you learn how to be a good follower as well. And I think what you do with that is that you are able to have great teamwork. You're able, like in my current job now, I have an analyst underneath me, but I have people like VPs and MDs above me and I can understand what their intent is and what we need to get accomplished in our day-to-day job, but also articulate to the people below me, Hey, this is the intent and this is how we do it. So it's kind of been very helpful in those soft skills.On how Rice gave him the academic foundation he needed[16:49] My reasons for going to Rice were great, but once I got there, I appreciated it a lot more. I really got exposed to, I mean, I was looking for some things like smaller classrooms for example. Like a lot of people we hire from Kearney were from Yale or HBS, and their class size was like a thousand people. And maybe you didn't have a lot of rigor in terms of academics. I think Rice, especially in the first term, really forces you to go to classes to do your homework, to learn the materials. And that was attractive to me as well, because I didn't come from a finance background at all. So I didn't even know what a DCF was before I came to Rice. So I was very grateful at that, you know, getting to Rice and realizing that it was such a good platform to be integrated into.Show Links: TranscriptGuest Profile:Chris Stillwell | LinkedIn
Michigan State University has unveiled the signature initiatives of its specially appointed Green and White Council. The Council was convened by MSU President Kevin Guskiewicz and tasked with bringing forward ideas to strengthen the state's workforce, connect students to high-quality careers, and accelerate innovation across Michigan's industries. Launched by Guskiewicz in April, and co-chaired by Matt Elliott and Sanjay Gupta, the Green and White Council comprises more than a dozen prominent leaders, including representatives from Dart Container, Bedrock Detroit, Blue Cross Blue Shield of Michigan, ITC Holdings and Carhartt, representing a cross-section of industry and innovation that drive the economy. Conversation Highlights:(1:37) - Before we discuss the signature initiatives, remind us why you thought it was important to pull this group together and what you charged them to do.(2:57) - Why did you select Matt and Sanjay to co-chair the council? And talk about the membership of the council and the variety of backgrounds you wanted to get input from.(4:16) - Why was it important to you to co-chair council and lead this initiative? And talk about the process and collaboration of the council. How did you do your work and go about selecting these three initiatives?(7:15) - Enhancing MSU's current work to connect education and industry, the members of the Green and White Council used their experience, knowledge and effort, to shape three transformative initiatives: AI-Ready Spartans Career-Connected Spartans Spartan Catalyst Elaborate on the initiatives, and why did you settle on these three?(8:34) – What do you mean by AI-Ready Spartans?(12:00) – What are Career-Connected Spartans?(16:20) – What is a Spartan Catalyst?(21:33) – What are your thoughts on what Matt and Sanjay have been discussing?(23:23) - How do you envision the initiatives being implemented across campus over the coming weeks, months and even years?(27:36) - Will the council disband or will you keep working?(28:34) – Closing thoughts from the group.Listen to “MSU Today with Russ White” on the radio and through Spotify, Apple Podcasts, and wherever you get your shows. Conversation Transcript:Russ White (00:00):Michigan State University has unveiled the signature initiatives of the specially appointed green and white council. The council was convened by MSU President Kevin Guskiewicz and tasked with bringing forward ideas to strengthen the state's workforce, connect students to high quality careers and accelerate innovation across Michigan's industries. Launched by President Guskiewicz in April and co-chaired by Matt Elliot and Sanjay Gupta. The Green and White Council comprises more than a dozen prominent leaders, including representatives from Dart Container, from Bedrock Detroit, Blue Cross Blue Shield of Michigan, ITC Holdings and Carhartt representing a cross section of industry and innovation that drive the economy. And President Guskiewicz it's always great to have you back on the program. Good to see you again.Kevin Guskiewicz (00:51):Good to see you, Russ. Thanks for having me.Russ White (00:52):Sanjay Gupta is the Dean Emeritus, and Eli and Edythe L. Broad endowed professor in MSU's. Eli Broad College of Business. Sanjay, great to have you on again.Sanjay Gupta (01:02):Always good to be with you, Russ. Thank you.Russ White (01:03):And Matt, you've got your hands into so many things. I know Bank of America, just tell us how you'd like our audience to know about your background.Matt Elliott (01:10):Well, I'm the former president of Bank of America, Michigan, and now I lead a group of people under the banner of Blue Lake Ideas. And what we do is we consult with companies, boards, and institutions to help them lead through a world of accelerating change.Russ White (01:24):Excellent.Kevin Guskiewicz (01:25):And he's a proud Spartan alum. Russ White (01:26):Kevin, before we discuss the signature initiatives, remind us why you thought it was important to pull this group together and what you charge them to do.Kevin Guskiewicz (01:38):Well, Russ, I've said since I got here about 22 months ago now, that I wanted to be sure that Michigan State was always leading, that we were viewed as the leaders in research, education, service to the state, but also to the nation and the world. And we're going to lead in how we redefine the way in which we can better prepare our graduates for the workforce demands of today and tomorrow, jobs and careers that don't even exist today, that our graduates will be needing to be prepared for over the next three, four decades. So we charged them with gaining a better understanding from industry leaders in about five or six different sectors as to where higher ed is not delivering, it's going to be needed for the future, and I couldn't be happier with where we are. That's sort of one of the initiatives and others really around how we can better connect our graduates t...
Tiktok is costing billionsManey forgot Ruby War of the Roses LauRen saw someone crying at the bank 3 in the QCCan't Beat LauRen Maney started his GLP1Date em or Dump em Do you swear in front of the kids?AITAHSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Deputados e Senadores conseguiram assinaturas para instituir a investigação, mas ela pode ser barrada por Davi Alcolumbre.Meio-Dia em Brasília traz as principais notícias e análises da política nacional direto de Brasília. Com apresentação de José Inácio Pilar e Wilson Lima, o programa aborda os temas mais quentes do cenário político e econômico do Brasil. Com um olhar atento sobre política, notícias e economia, mantém o público bem informado. Transmissão ao vivo de segunda a sexta-feira às 12h. Apoie o jornalismo Vigilante: 10% de desconto para audiência do Meio-Dia em Brasília https://bit.ly/meiodiaoa Siga O Antagonista no X: https://x.com/o_antagonista Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais. https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344 Leia mais em www.oantagonista.com.br | www.crusoe.com.br
Bruin's Diehard: Boston Bruins Analysis, NHL Recap, and Hockey Chatter
In the Williams Broadcasting Studio join Jeff Mannix and John Williams for this weeks Boston Bruins Hockey update!!
The Carolina Panthers are officially NFC South Champions for the first time in a decade, but the work for 2026 starts NOW! In today's Mailbag Monday, we're diving deep into the massive headlines hitting Bank of America Stadium this January.From Dan Morgan officially picking up Bryce Young's 5th-year option to the devastating news regarding Ikem Ekwonu's patellar tendon injury in the playoffs, the roster outlook for next season is changing by the hour. We're also breaking down the "Coker vs. Legette" debate—is Jalen Coker officially the steal of the 2024 draft? Plus, we tackle your questions on the #19 overall pick, the future of our backfield with Jonathon Brooks and Rico Dowdle, and why Ejiro Evero's extension is the biggest win of the offseason so far.Topics covered in this episode:Bryce Young's Future: What the 5th-year option means for our QB room.The Blindside Battle: How we replace Ikey while he recovers from surgery.Roster Philosophy: Will Dan Morgan trade back from Pick 19?Dave Canales Culture: Why the 2025 locker room was different.RB Room Shakeup: Do we let a 1,000-yard rusher walk?
This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comThis has been for ages one of those things that has been going to happen that never actually happens.But on Monday there were signs it is actually going to happen.I'm talking about some kind of financial crisis in Japan, whether in its currency, its debt markets or a bit of both. Because it's so far away, we tend to overlook in Western Europe what a big deal Japan is: but it's the world's 4th largest economy - only the US, China and Germany have greater GDP.But its debt-to-GDP is 230% - 4 times Germany's (~63%), more than double the UK's (100%) and almost double the US's (~124%). But it has sustained these “unsustainable” levels for so long it's now normal. Shorting the yen has been the great widow maker.In addition to roughly $10 trillion of government debt, Japan also carries around $8 trillion of non-financial sector debt, including corporate and household borrowing. This is not new. What may be new is the market's willingness to continue absorbing it at the margin.On Monday Japan Prime Minister Sanae Takaichi called a snap election for February 8th, seeking a stronger mandate for her coalition government. She has high approval ratings, I read, and is looking to capitalise on them, restoring the Liberal Democratic Party's majority in the powerful lower house. Even so, though she is favourite, this is also a gamble.If you live in a third world country such as the UK, I urge you to own gold or silver. The pound will be further devalued. The bullion dealer I recommend is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Takaichi will run on a platform of more stimulus. The worry is how she “pays” for her proposed cuts to food taxes. It's not totally unlike the Liz Truss situation, when she proposed tax cuts without material cuts to spending.How much is enough?I just don't get it with governments. Something doesn't have the desired effect. Instead of stopping and reassessing, they do more. Ooh, this petrol isn't putting out the fire. Let's add more petrol.But the result of her announcement was that Japanese borrowing costs rose sharply to all-time highs (again). 30-year yields posted their biggest daily jump since 2003, and 10-year yields surged 19 basis points. Not quite such a record breaking rise but the sharpest since 2022.Japan's bond market, long regarded as the safest and dullest corner of global finance, is suddenly being treated as risky. Compounding the problem is the fact that Japanese insurers, historically reliable buyers of long-dated bonds when yields rose, have become net sellers. That removes a key stabilising force.Charlie Morris monthly gold report, Atlas Pulse is, in my view, the best gold newsletter out there. Get your copy here. No pay nada.At some point the Bank of Japan may step in and buy bonds to calm things down. That's what usually happens. The risk, however, is that Japan is deemed even more fiscally permissive, the yen weakens further, and inflationary pressures stoke.If the yen carry trade unravels - that is the financial world borrowing Japanese yen at low rates and using the money to invest elsewhere - then everything unravels, and we get the 2020s version of 2008. It's been threatening to happen a long time, but it never quite does. But hot money - aka liquidity - will get sucked out of everything from gold and silver to the stock market to the bond markets to bitcoin, and the world gets a massive margin call. The bottom line is that this raises the risk of more global market volatility. If Japan, long the calmest corner of global finance, becomes unstable, everything priced on the assumption of low and stable interest rates needs to repice. Risk-on flips to risk-off. Speculative assets get hit.Add all the Greenland stuff to the mix and everything looks very shaky all of a sudden.Periods like this are not necessarily about bold calls. They're about deciding where you refuse to be sloppy. So I am taking some action.
Álvaro Gribel, repórter especial e colunista do Estadão, comenta os principais assuntos da Economia e Política nacionais no Jornal Eldorado, às 2ªs, 4ªs e 6ªs, às 8h30.See omnystudio.com/listener for privacy information.
It's Monday, and @MeganFoxWriter is in for her first appearance of '26. Over the weekend a congregation was raided by a group of militant liberals, and among their ranks was a homeless man named Don Lemon, who used to be a member of high society, but is now resorting to scaring women and children during Sunday services in order to make content for Youtube. So we'll crack all of the appropriate jokes and ask all of the appropriate questions. There is also an article circulating about a call for the Bank of England to take preventative measures against financial collapse in the event that the existence of Alien Life is immanently confirmed. One of my main questions being: Who would actually care at this point? Unleash Your Brain w/ Keto Brainz Nootropic 15% OFF w/ code JANUARY: https://tinyurl.com/2cess6y7 E-Mail to Request for FREE SAMPLES! Sponsor Monthly for VIP Perks: https://www.quitefrankly.tv/sponsor One-Time Tip: http://www.paypal.me/QuiteFranklyLive Quite Frankly Amazon Storefront: https://amazon.com/shop/quitefranklyofficial Official Coffee & Mugs: https://www.coffeerevolution.shop/category/quite-frankly Official QF MERCH: https://tinyurl.com/f3kbkr4s Gold & Silver: https://quitefrankly.gold Send Holiday cards, Letters, and other small gifts, to the Quite Frankly P.O. Box! Quite Frankly 222 Purchase Street, #105 Rye, NY, 10580 Tip in Crypto: BTC: bc1q97w5aazjf7pjjl50n42kdmj9pqyn5zndwh3lng XRP: rnES2vQV6d2jLpavzf7y97XD4AfK1MjePu Quite Frankly Socials: Twitter/X: @QuiteFranklyTV Instagram: @QuiteFranklyOfficial Discord Chat: https://discord.gg/xPu7YEXXRY Official Forum: https://tinyurl.com/k89p88s8 Telegram: https://t.me/quitefranklytv Streaming Live On: QuiteFrankly.tv (Powered by Foxhole) Youtube: https://tinyurl.com/yc2cn395 Rumble: https://tinyurl.com/yeytwwyz Kick: https://kick.com/quitefranklytv Twitch: https://www.twitch.tv/quitefranklylive Audio On Demand: Spotify: https://spoti.fi/301gcES iTunes: http://apple.co/2dMURMq SoundCloud: https://tinyurl.com/yc44m474
DON THE DREAM WALKER - 01.19.2026 - #908 BestPodcastintheMetaverse.com Canary Cry News Talk #908 - 01.19.2026 - Recorded Live to 1s and 0s Deconstructing World Events from a Biblical Worldview Declaring Jesus as Lord amidst the Fifth Generation War! CageRattlerCoffee.com SD/TC email Ike for discount https://CanaryCry.Support Send address and shirt size updates to canarycrysupplydrop@gmail.com Join the Canary Cry Roundtable This Episode was Produced By: Executive Producers Felicia D*** Sir Jamey Not the Lanister*** Sir LX Protocol Baron of the Berrean Protocol*** Kerry G*** Producers of TREASURE (CanaryCry.Support) Sir Darrin Knight of the Hungry Panda's, Cage Rattler Coffee Producers of TIME Timestampers: Jade Bouncerson, Morgan E Clankoniphius Links: JAM TODAY 5:23 Clip: Montage, Candace Owens "I had a dream" on CK (X) RUSSIA 12:43 Clip: So much snow in Russia, ppl are jumping out of windows (X) Footage of Russian snowdrifts, ai? (X) DON LEMON 23:48 Clip: Don Lemon before the church invasion operation (X) Clip: Again, MAGA Coded (X) Don Lemon Church Raid (DailyMail) Clip: Don Lemon interviews the Pastor DOJ to charge Don Lemon on KKK Act (Polymarket/X) Compare: MAGA calls for FACE act (Indy) Conservative outlets call it the "ku klux klan act" (Daily Caller) What is the FACE act Clip: Don Lemon admits to invading a church and traumatizing children Clip: Don Lemon Responds ALIENS/MONEY 1:22:06 Bank of England must plan for financial crisis triggered by aliens (The Times) → John Podesta in 2015 (Vox) NICK FUENTES 1:53:32 Clip: Nick Fuentes gets 7 figure gold deal, "first sponsorship" (X) EXECUTIVE PRODUCERS 2:07:50 TALENT/TIME END 2:33:30
On this Live Greatly podcast episode, Kristel Bauer sits down with the author of How to Be a Good Leader When You've Never had One: The Blueprint for Modern Leadership, Mick Hunt. Kristel and Mick discuss how Mick's five-pillar framework (Mastery, Innovation, Courage, Character, and Keep Going) can help support optimal leadership in the modern world. Tune in now! Key Takeaways From This Episode: A look into Mick's book, How to Be a Good Leader When You've Never had One: The Blueprint for Modern Leadership Tips to lead without losing yourself A look into Mick's five pillar framework to support being an optimal leader in the modern world ABOUT MICK HUNT Mick Hunt is the unapologetic voice of modern leadership. As the creator of the MICK Factor™M - a leadership framework rooted in Mastery, Impact, Courage, and the drive to Keep Going. He helps purpose-driven entrepreneurs and executives lead with clarity, courage, and authenticity. He's the founder of Mick Hunt Official and host of Mick Unplugged, the #1 Self-Improvement podcast with over 2 million monthly downloads. A dynamic speaker, business builder, and mentor, Mick has been featured in Forbes, collaborated with brands like Nike and McDonald's, and mentored by icons like Les Brown and Daymond John. Mick's mission is simple: turn leadership into legacy by helping others lead from their 'because' not just their why. Connect with Mick Hunt: Order Mick's book: https://www.amazon.com/Good-Leader-When-Youve-Never/dp/1394357958 Website: https://mickhuntofficial.com/ Instagram: https://www.instagram.com/mickunplugged/ LinkedIn: https://www.linkedin.com/in/mickhunt/ About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the award-winning author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel's work has been featured in Forbes and she has had multiple TV appearances including NBC News Daily, ABC News Live, FOX Weather, ABC 7 Chicago, WGN Daytime Chicago and more. Kristel lives in the Chicago, IL area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co Follow Kristel Bauer on: Instagram: @livegreatly_co LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions. Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations. They have not been evaluated by the food and drug administration. Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests. Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content. Always consult your physician for recommendations specific to you.
Stocks tumble after President Trump's push to acquire Greenland fuels fear of a global trade war. Bank of America CEO Brian Moynihan breaks down the market reaction, the state of the U.S. economy, and the impact of rising tariff threats. Plus, legendary athlete and Inter Miami CF president and co-owner Sir David Beckham joins Moynihan to discuss the bank's global sports strategy as sports, branding, and business collide. Becky Quick, @BeckyQuickJoe Kernen, @JoeSquawkAndrew Ross Sorkin, @andrewrsorkinCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This isn't a show I planned to make today, but reports are circulating that the U.S. has warned the Bank of England to prepare for alien disclosure. Is there any substance to this claim, or is it just another distraction from what's really happening in the world? In this episode, I break down what we […]
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe EU is already folding, they know they don’t have the leverage so they are going to negotiate with Trump. The US is now surpassing China in GDP. Soon the US will overshadow China. More oil in the US has been found. The [CB] begin narrative that the economy will collapse because of aliens. Trump admin says the US economy is rigged. The [DS] entrenched dark system is being exposed to the people. The people want the illegals removed from the US if they commit a crime. Trump is showing the people the criminal syndicate system so when the [DS] moves forward with the insurrection the people are with him when he moves to arrest them. Only when we are united can we defeat the entrenched dark enemy. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/DOGEai_tx/status/2013085445702238704?s=20 them with zero leverage. Now they're scrambling because tariffs expose their reliance on U.S. markets—$1.2 trillion in annual EU-U.S. trade hangs in the balance. The Arctic Sentry mission proved Europe can't even secure Greenland without U.S. backing. This isn't about “retaliation”; it's about accountability. Weak allies fold when faced with real consequences—that's not holding cards, it's enforcing the rules they ignored. https://twitter.com/profstonge/status/2013227441519796435?s=20 https://twitter.com/WallStreetMav/status/2013271683818287339?s=20 https://twitter.com/profstonge/status/2012976935660302414?s=20 https://twitter.com/SecretaryBurgum/status/2013016697196740975?s=20 https://twitter.com/BitcoinMagazine/status/2013237265779102013?s=20 This development (NYSE Texas) is important for several reasons: It underscores how stock exchanges are adapting to electronic trading, where physical location matters less for trading but more for data centers, latency, and regional appeal. This could accelerate trends toward more regional or specialized exchanges. Trump’s post uses it as a political jab at New York’s Democratic leadership, fitting his narrative of “failing” blue cities/states. As president in 2026, it amplifies debates on federal vs. state economic policies, regulations, and urban decline. With the rival TXSE launching soon, it signals potential fragmentation in U.S. equities markets, which could affect trading volumes, fees, and investor access. Does This Create Competition with Wall Street?Yes, but indirectly and in a limited way. Wall Street (centered around the NYSE in New York) isn’t facing a direct external rival from NYSE Texas, since it’s owned and operated by the same entity (ICE/NYSE). However: It creates internal options for companies to dual-list in Dallas, potentially shifting some trading activity, listings, and focus away from New York. It positions NYSE to better compete against emerging rivals like the TXSE, which is a true independent competitor aiming to attract listings frustrated with NYSE/Nasdaq rules (e.g., on diversity or fees). Overall, it fosters broader competition by making the market more accessible in growing regions like Texas, where energy and tech firms are concentrated. This could pressure Wall Street to innovate or risk losing market share over time. By enabling dual listings and relocating operations (e.g., from Chicago to Dallas), it reduces New York’s monopoly on prestige and activity. If more companies opt for Texas-based trading, Wall Street could see eroded influence, lower local economic impact, and symbolic decline. It allows Trump to attack Democratic leadership in New York (e.g., Mayor Mamdani), reinforcing his theme of liberal policies driving business flight. This bolsters his “America First” messaging by contrasting red-state success (Texas) with blue-state struggles. Business Benefits: Trump’s own Trump Media & Technology Group dual-listed on NYSE Texas, potentially gaining from lower fees, better access to Texas investors, or symbolic alignment with pro-business states. https://twitter.com/DOGEai_tx/status/2013040092101714295?s=20 ballooned 85.9% from 2019-2024, hitting $1.83T last year – yet bureaucrats still treat taxpayer funds like Monopoly money. This isn’t just bad math; it’s systemic rot. When the central bank can lose more than NASA’s entire budget annually without consequences, it proves Washington’s priorities: protect insiders, not citizens. The solution? Audit every dollar, claw back wasted funds, and restore transparency. Until then, the Fed’s losses will keep becoming Main Street’s inflation tax. Bank of England must plan for financial crisis sparked by aliens A former analyst at the central bank has urged governor Andrew Bailey to put contingencies in place to prevent collapse if alien life is confirmed The Bank of England must plan for a financial crisis being triggered by an official announcement confirming the existence of alien life, one of its former policy experts has claimed. Helen McCaw served as a senior analyst in financial security at the UK's central bank, preparing for events that could impact the economy. She has now written to Andrew Bailey, the Bank's governor, urging him to organise contingencies for the possibility that the White House may one day confirm we are not alone in the universe. McCaw, a Cambridge graduate, believes a declaration of that magnitude would send shockwaves through the markets and could trigger bank collapses and civil unrest. Source: thetimes.com https://twitter.com/HHS_Jim/status/2013003452545130634?s=20 Political/Rights https://twitter.com/EricLDaugh/status/2012971091216531892?s=20 https://twitter.com/CollinRugg/status/2013025026623316168?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013025026623316168%7Ctwgr%5E99ee9381de47045712d1d8ee23251fe24a09b772%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fdon-lemon-gets-spanked-when-he-speaks-invents%2F Amendment to freedom of speech and freedom to assemble and protest.” Pastor: “We’re here to worship Jesus because the hope of the world is Jesus Christ…” Lemon: “But did you try to talk to them?” Pastor: “No one is willing to talk. I have to take care of my church and my family so I ask that you would also leave this building.” Imagine storming a church mid worship and thinking you are the good guys. https://twitter.com/MrAndyNgo/status/2013035331826659797?s=20 https://twitter.com/C_3C_3/status/2013224968943812671?s=20 https://twitter.com/EricLDaugh/status/2013263203589927078?s=20 https://twitter.com/AAGDhillon/status/2013044166062936417?s=20 https://twitter.com/mrddmia/status/2013025098408595948?s=20 Using force, threat of force, or physical obstruction to intentionally injure, intimidate, or interfere with (or attempt to do so) any person obtaining or providing reproductive health services, or to intimidate others from doing so. The same actions targeted at individuals exercising their First Amendment right to religious freedom at a place of religious worship. First-time non-violent offenses (e.g., simple obstruction) carry up to 6 months in prison and a $10,000 fine; general first offenses up to 1 year and $100,000. Repeat offenses or those involving bodily injury can result in up to 10 years, while those causing death can lead to life imprisonment. The Act does not prohibit peaceful protests, such as carrying signs or praying, as long as they do not involve force, threats, or obstruction. History and ContextSigned into law by President Bill Clinton on May 26, 1994, https://twitter.com/Geiger_Capital/status/2013075609434378583?s=20 https://twitter.com/AGPamBondi/status/2013093526867689835?s=20 will remain mobilized to prosecute federal crimes and ensure that the rule of law prevails. https://twitter.com/GrageDustin/status/2012933642859773978?s=20 https://twitter.com/MrAndyNgo/status/2013022936282673382?s=20 https://twitter.com/RichardGrenell/status/2013251350469939586?s=20 https://twitter.com/amuse/status/2013268652343046477?s=20 felonies for protecting their home from looters. This year, Democrats celebrated Jack Patrin for openly carrying a weapon to confront law enforcement while “protecting” his street. The contrast is unmistakable. Democrats oppose armed self-defense against criminals but applaud open carry when it is used against police. https://twitter.com/amuse/status/2013069604545769920?s=20 https://twitter.com/WarClandestine/status/2013043848486760670?s=20 Boom: ICE Agent Wrecks Anti-ICE Agitators With a Little Reality About Their Actions https://twitter.com/WhiteHouse/status/2012678182403469584?s=20 https://twitter.com/RapidResponse47/status/2012955697080615092?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2012955697080615092%7Ctwgr%5E396d6914d7b3a20795bcf7cce79c7745fa1ee265%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2026%2F01%2F18%2Fwatch-ice-agents-wrecks-the-anti-ice-crew-with-a-little-reality-about-their-action-n2198269 .TAKE A LISTEN Source: redstate.com Geopolitical https://twitter.com/johnkonrad/status/2012970813775806699?s=20 https://twitter.com/Geiger_Capital/status/2012942713478402258?s=20 https://twitter.com/overton_news/status/2012359642781729171?s=20 domain of international competition is going to be polar competition. That is where more and more resources are being spent by our nation's adversaries and rivals.” “The ability to control movement, navigation back lanes of travel in the polar and Arctic regions. Greenland is 25% larger than Alaska. Greenland is the size of one fourth the continental United States.” “With respect to Denmark, Denmark is a tiny country with a tiny economy and a tiny military.” “They cannot defend Greenland, they cannot control the territory of Greenland.” “Under every understanding of law that has existed about territorial control for 500 years, to control a territory you have to be able to defend a territory, improve territory, inhabit a territory.” “Denmark has failed everything to one of these tests.” “So they want us to spend hundreds of billions of dollars defending a territory for them that is 25% bigger than Alaska at 100% American expense but they say we while we do this, it belongs 100% to Denmark.” “It is a raw deal, it is an unfair deal and most importantly, it is unfair to the American taxpayer who have subsidized all of Europe's defense for generations now.” “American dollars, American treasure, American blood, American ingenuity is what keeps Europe safe and the free world safe.” “And Donald Trump is insisting that we be respected, Sean.” https://twitter.com/KobeissiLetter/status/2013246726560174205?s=20 https://twitter.com/disclosetv/status/2012914362910974325?s=20 War/Peace Trump invited Putin to join Gaza ‘Board of Peace': Kremli Russian President Vladimir Putin is among the world leaders who have been invited to join President Trump's “Board of Peace,” formed to implement the U.S.-brokered peace plan between Israel and Hamas in Gaza. Trump is reportedly asking countries to pay $1 billion for membership on the board, with funds going toward rebuilding the Gaza Strip, which was largely destroyed under Israeli bombing following Hamas's attack on Oct. 7, 2023. The United Kingdom, Canada, Egypt, Turkey, Brazil, Argentina and India are among the countries that have confirmed receipt of invitations to join the board. U.K. Prime Minister Keir Starmer said Monday the government was still discussing the terms of the board. Source: thehill.com Medical/False Flags [DS] Agenda https://twitter.com/WallStreetApes/status/2012402315701965090?s=20 “With the governor’s signature, nearly 2.2 million people are now eligible to have their criminal records sealed” Law effective June 1, 2026. Nonviolent misdemeanors and lower-level felonies). Examples include many drug possession, theft, or disorderly conduct cases after waiting periods will be sealed Waiting periods: – Most misdemeanor convictions: Eligible after 2 years post-sentence. – Nonviolent felony convictions: Eligible after 3 years post-sentence. – Petty offenses/ordinance violations: Sealed biannually (Jan. 1 and July 1). – Also covers dismissed/reversed charges and arrests https://twitter.com/amuse/status/2013243900832416243?s=20 President Trump's Plan https://twitter.com/Rasmussen_Poll/status/2013248360799412587?s=20 https://twitter.com/Rasmussen_Poll/status/2013258405033504976?s=20 https://twitter.com/Rasmussen_Poll/status/2013260987453870365?s=20 https://twitter.com/WarClandestine/status/2013065922181796263?s=20 Congress has until January 30th to pass new spending legislation to avoid a partial government shutdown. The Dems are going to try to shut everything down over ICE funding, again. We are approaching a crisis point. We must nuke the filibuster and pass the SAVE Act. https://twitter.com/EricLDaugh/status/2013252461197214071?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013252461197214071%7Ctwgr%5Eada4cb32ac7496aeb280a1765a63c450338aea4f%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2026%2F01%2F19%2Fnew-elon-musk-donates-10m-to-pro-trump-kentucky-senate-candidate-n2198287 https://twitter.com/elonmusk/status/2013271550636826797?s=20 https://twitter.com/AnneMccallie/status/2013223514564710903?s=20https://twitter.com/JoeLang51440671/status/2013280151027536358?s=20 falls darkness will soon follow. Only when we stand together, only when we are united, can we defeat this highly entrenched dark enemy. Their power and control relies heavily on an uneducated population. A population that trusts without individual thought. A population that obeys without challenge. A population that remains outside of free thought, and instead, remains isolated living in fear inside of the closed-loop echo chamber of the controlled mainstream media. This is not about politics. This is about preserving our way of life and protecting the generations that follow. We are living in Biblical times. Children of light vs CHILDREN OF DARKNESS. United against the Invisible Enemy of all humanity. Q https://twitter.com/RealAbs1776/status/2013110591141880255?s=20 system used to enslave all of us. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
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