Podcasts about Bank

Today we jump back 15 years to the July 12, 2011 episode of the PWTorch Livecast with host PWTorch editor Wade Keller and ProWrestling.net's Jason Powell discussed the previous night's Raw in great detail with a dozen live callers, dissecting C.M. Punk's performance, John Cena's promos, Vince McMahon's role, and where all of this might be headed on Sunday at Money in the Bank and beyond. They also discuss in the previously VIP-exclusive Aftershow, they discussed more aspects of Raw and thoughts on the TNA Destination X PPV event.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

Simon Dixon is an investor, geopolitical and financial analyst and certified Bitcoin OG: he was evangelising it at $3, and went on to advise El Salvador's President Bukele on his Bitcoin bonds. A former investment banker, Simon has spent 26 years trying to answer his dad's question: 'Son, what happened to my money?' The search took him from market-making on the London Stock Exchange, via a doomed attempt to found an honest bank (the Bank of England said no), to uncovering what he calls the Financial Industrial Complex: the web of central banks, asset managers and spooks that sits above governments and funds both sides of every war. On the ledger: who really owns the Bank of England?; politicians as 'paid-for-rent prostitutes' and how Liz Truss got rug-pulled; was Bitcoin a banker plot, and was Satoshi really a cypherpunk who died a month after the CIA came knocking?; why Wall Street wants your Bitcoin in an ETF, not your pocket; how the CIA invented the term 'conspiracy theorist'; Epstein as just one blackmail operation among many; James's confession about what he actually bought with his first Bitcoin; and lots more. Simon's website: https://simondixon.com Find Simon on X: @SimonDixonTwitter, and live on YouTube every Friday ↓ ↓ This Delingpod is very kindly sponsored by https://sinacrisps.com The crisp you can eat without the guilt. No seed oils and just 3 ingredients. Use code: JAMES with your purchase for 15% off. ↓ ↓ How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, James tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons by James Delingpole here: https://jamesdelingpole.co.uk/Shop/ ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole To support independent, no-holds-barred journalism and gain first and full access to all James's content, subscribe directly at https://www.jamesdelingpole.co.uk x

How do great leaders build trust while leading through change? On this episode of the Live Greatly podcast, Kristel Bauer sits down with leadership expert, former Fortune 500 executive, and author Keith Wyche to discuss his new book, Uncommon Leadership: A Blueprint for Restoring Integrity, Trust, and People-Centered Leadership. Drawing from more than four decades of leadership experience at companies including Walmart, IBM, Pitney Bowes, and SuperValu, Keith shares actionable strategies for navigating organizational change while strengthening trust, engagement, and performance. Whether you're leading a team through change, managing a multigenerational workforce, or looking to become a more effective and people-centered leader, this conversation is packed with valuable insights you can apply right away. Tune in now! Key Takeaways From This Episode: Keith Wyche's Change framework How to build trust during organizational change Leadership strategies for navigating uncertainty Lessons Keith learned on his leadership journey Keys to creating resilient, high-performing teams ABOUT KEITH WYCHE: Keith Wyche is a seasoned executive and board director with over 30 years at companies like Walmart, IBM, and Pitney Bowes. He is currently a Fortune 500 board director, author, and sought-after corporate leadership keynote speaker whose career spans some of the most respected companies in corporate America. Wyche's leadership perspective has been shaped by decades of experience navigating complex organizations, large-scale change, and high-stakes decision making. His insights have been featured on NBC's Today Show, Fox Business News, USA Today, and other national media outlets.  Connect with Keith:  Order his book: https://keithwyche.com/uncommon-leadership-book/    Website: https://keithwyche.com/    Linkedin: https://www.linkedin.com/in/keithwyche/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the award-winning author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel's work has been featured in Forbes and she has had multiple TV appearances including NBC News Daily, ABC News Live, FOX Weather, ABC 7 Chicago, WGN Daytime Chicago and more. Kristel lives in the Chicago, IL area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Do you feel a wave of nausea or physical sickness the exact moment you open your banking app? Financial dread triggers the exact same fight-or-flight nervous system response as physical danger. In this episode, Martin—clinical hypnotherapist and former frontline paramedic—teaches you how to stop a money anxiety spiral in less than ten minutes. Using a powerful 3-2-5 breathing technique and an emergency medical triage framework , you will learn how to visually sort your bills and financial worries into red, yellow, and green tags so your nervous system can finally rest. Stop letting a number on a screen dictate your sense of safety. Listen in to quiet the scarcity mindset, ground your body, and take control of your financial peace of mind. ⏱️ Time Chapters00:00 – Why Does Your Bank Balance Cause Physical Nausea? 00:53 – Grounding Your Nervous System: The 3-2-5 Breathing Technique 02:22 – Paramedic Triage: Sorting Real Emergencies From Financial Dread 03:40 – Guided Mindset Affirmations for Scarcity and Worth 05:06 – 3 Daily Caring Tips to Prevent the Financial Spiral 07:18 – A Personal Message from Martin & Staying Kind to Yourself

What does infinite banking look like in the real world? From bankers and veterans to city kids buying their first ranch — here's a glimpse into the conversations happening behind closed doors. In Episode 364 of the Farming Without the Bank podcast, Mary Jo Irmen shares a candid recap of recent client meetings that span the full spectrum of agriculture and financial planning — and proves that it doesn't matter where you start, it matters how you think. In this episode, you'll hear about: Two bankers whose own clients brought them the infinite banking book — and what they learned A real enforced illustration breakdown on a universal life insurance policy (the numbers are eye-opening) Why military veterans MUST get whole life insurance before any PTSD or TBI diagnosis A mobile vet couple running their ranch like a true business with smart LLC structure A veteran looking to buy land — and the insurable interest challenge that comes with PTSD A mobile home repair entrepreneur dominating a four-state niche Hired hands getting a leg up by running cattle through a feedlot A nurse with a dream to build a rural hospice center And the story of a city kid with zero farming background who bought land, found a mentor, and built a real cattle operation from scratch

Get a $200 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Get 3 free months of Audible - https://milestomemories.com/audible-subscription-offer-2/ Both Hyatt cards have increased welcome offers, and we explain why the personal card's 75,000 point headline is a little misleading since a chunk of it is just base earning you would get anyway. Frequent Miler is reporting that Chase quietly added new terms to Chase Offers warning that abuse may get you excluded from future offers, which leads into a real conversation about where the line sits between an error in your favor and outright fraud. Bank of America is now handing out retention offers through its Erica chatbot, so you can click through your cards quickly without ever talking to a person, though accepting one offer appears to lock you out on the rest. United also has new targeted MilePlay promotions, some of them worth 20,000 plus bonus miles just for getting the credit card and opting into notifications. We close with a real problem on Bilt travel, where a hotel showing $279 a night turned into an $800 plus bill at checkout because resort fees were not disclosed up front, something Expedia's own site does correctly. Let us know in the comments what the craziest abuse story you have heard is. Episode Guide: 0:00 Welcome to MTM Travel  0:24 Hyatt's New 75K Personal Card Offer 3:07 The Hyatt Business Card: Who It's For 6:34 Chase Warns "Gamers" on Chase Offers 8:20 Where Gaming Becomes Fraud 11:01 BofA Retention Offers Via Chatbot 12:58 A Rough Citi Retention Call 14:26 United's New MilePlay Promotions 17:29 Bilt Travel's Pricing Problem 18:06 The $279 Room That Cost $800 23:38 Final Thoughts Links Hyatt business - https://milestomemories.com/world-of-hyatt-business-card-70k-offer/ Hyatt personal - https://milestomemories.com/75k-bonus-on-word-of-hyatt-card/ Chase Offers - https://milestomemories.com/chase-adding-abuse-warning-to-some-chase-offers/ BofA retention - https://milestomemories.com/check-for-bank-of-america-retention-offers/ MilePlay - https://milestomemories.com/united-airlines-mile-play-promotion/ ✈️ Track your travel credit cards for free

In the second part of our economic roundtable, Michael Gapen, Jens Eisenschmidt and Chetan Ahya join Seth Carpenter to discuss how central banks are balancing sticky inflation, resilient growth and regional policy trade-offs.Read more insights from Morgan Stanley.----- Transcript -----Seth Carpenter: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist and Head of Macro Research. And once again today, I am joined by Morgan Stanley's chief regional economists: Michael Gapen, the Chief U.S. Economist, Jens Eisenschmidt, our Chief Europe Economist, and on the other side of the world, Chetna Ahya, our Chief Asia Economist. Yesterday, we talked about what's supporting growth around the world, especially AI spending in the U.S. and some government spending in Europe, and Asia's role in making all of this happen. Today, we're going to try to dig deeper and go into policy. It's Tuesday, July 21st at 10 am in New York Jens Eisenschmidt: And 4pm in Frankfurt. Chetan Ahya: And 10pm in Hong Kong. Seth Carpenter: Since the last time we did this in mid-April, I will say the debate around central banks has probably become more complicated. Global growth has held up, probably better than many people expected. And inflation, which picked up a lot, started to recede. But it has not gone away. And some of the forces helping to shape the economy, the AI spending, government spending, that possible upswing in manufacturing, that could keep demand strong, and it might keep pushing inflation higher. So, the question today is, if growth remains resilient, how much room really do central banks have to navigate? Mike, let me start with you because your call for the Fed here in the U.S. is out of consensus, or at least at odds with where the market is pricing things. We talked about the demand going from AI. You pointed out that imports are actually limiting how much domestic demand there is. So, what is the underlying story for inflation in the U.S.? And what does it mean for the Fed? Michael Gapen: So, our view is that inflation will come down in the U.S. So, we think disinflation will be driven by some payback in energy prices. Some payback from tariffs, which have pushed up goods prices over the last year. And some further diminishment in housing-related inflation, namely shelter. So, we think on a broad-based perspective, inflation has already peaked and will start moving lower. And we think we've seen evidence of this in recent inflation prints. A risk to that, though, is from the demand side of the economy and AI-related inflation in two parts. One, higher software prices, chipflation. So, the pass-through of some of the AI pricing components. Fortunately, here, they're about less than 1 percent of the consumer basket. So, we don't think that there's a great risk, a strong risk, a high risk of AI-related inflation in the consumer bundle. I think the real risk is that maybe we underestimate broad-based demand, animal spirits. And so, you might just see a broad-based increase in inflation from stronger demand. That'll be a little bit harder to see in real times. But our expectation is that inflation moves lower to about 3 percent, by the end of this year and closer to 2.5 percent next year. Seth Carpenter: All right. Thanks, Mike. And in fact, the most recent inflation report that we just got confirms your perspective that inflation should be coming down. And so, I guess the question then remains: What would it take for the Fed to hike this year if inflation has come down like we've seen? Michael Gapen: Well, I think that the answer there is that inflation wouldn't come down in line with our expectations. So, if the view is that energy prices, tariffs, and shelter inflation should provide plenty of offset and bring inflation down, I think the answer is you don't get payback. Explicitly, core goods prices stay elevated. Maybe we get ongoing disruptions in the Middle East that push energy prices higher and create second-round effects. So, I think inflation just lingering at elevated levels could mean the Fed gets brought in to raise rates in September or later this year. We think if they're patient enough, they'll see enough disinflation to keep them on the sidelines. But the risk is disinflation forecast is too optimistic, inflation stays firm, the Fed needs to raise rates. Seth Carpenter: All right, Jens, what about for you and the ECB? They've already raised interest rates once this year. I think you've got a forecast for them raising interest rates again in September. What could make you wrong about that forecast? What's going to make you convinced that you're right about that forecast? And is there a similar tension that the ECB is wrestling with that Mike talked about for the Fed? Jens Eisenschmidt: Yeah. I mean, starting with the last part of your question, I think no doubt, very similar tension. Just that, of course, it's less obvious. It's essentially a nuanced European version instead of the loud American version that we always stereotypically think the world looks like. So, essentially, we have here clearly not an AI boom. That, I mean, there's no question. And we have discussed that yesterday. Still, there is certainly the notion that the world demand is not really weak, and some of this will also arrive in Europe. And so, you have that tension between maybe there's more resilience than we had thought, and so inflation will not come down through to slack as much. And so, we might actually add something here in terms of monetary restrictiveness. Now, the other thing that is often forgotten, even though it's blatantly obvious, the starting point is just different. The ECB is running neutral monetary policy by all accounts. I mean, you could say 2 percent is neutral, and now they are 2.25. But, you know, there are ranges of uncertainty around any estimate. And the latest that they published runs – goes from 1.75 to 2;2.5. So basically, even if they were to increase rates to 2.5 in September, you could go with the microphone around the governing council, and you would probably find a lot of people saying, "Well, this is still a neutral policy." That's probably not the case for the U.S. So, I guess this matters here for that debate too. Seth Carpenter: All right. Yesterday we talked about lots of different things, but for Europe, we brought up fiscal policy. How do you think about fiscal policy and how it affects monetary policy? And so, I'm thinking about two channels. One, how much does the ECB care that if they keep pushing up interest rates, they're going to increase the debt service burden for countries that are already facing high debt costs? And second, is fiscal policy going to be the extra impetus for inflation that forces even more rate hikes from the ECB? Jens Eisenschmidt: I guess it depends on who you ask. Certainly, more concerned members in the governing council that would point to exactly that fiscal stimulus as a reason why interest rates have to be increased further from here. The other answer I would give is – probably for now at least, the view on fiscal policy is really model-based. You look at what type of increase in interest rate gets you essentially more fiscal restraint because there's an increase in interest rate bill and so less spending somewhere else. And that gets you basically less stimulus or less growth, I mean, very roughly speaking. I don't think it's a major concern for now. We haven't reached yet interest rates where this would start to play a role. I guess, again, Europe being fragmented as it is, with all the political risk that's around the corner. Think about the elections in France and Italy and Spain next year. That will very likely find itself expressed in spreads. And so, the higher the interest rates are, the larger the spreads could become. Seth Carpenter: So, for each of you, there's clearly a role for inflation. One of the risks we'll talk about maybe is inflation expectations and how maybe there's a big shift in what's going on with inflation. But Chetan, that brings me to you and Asia, because one economy where there unquestionably has been a fundamental shift in inflation and inflation expectation over the past several years is Japan. The Bank of Japan is on this normalization path where they're raising interest rates. Interest rates had been negative and then zero, and now they're gradually raising things up. Inflation has come back to Japan. Markets are looking at what the Bank of Japan is likely to do. Can you tell us a little bit about what our view is for the Bank of Japan this year and next? And what might make them hike interest rates faster than we think? And is there any risk that in fact they hike interest rates slower than we think? Chetan Ahya: Yeah, Seth. So, we are expecting BoJ to hike twice from here. The first rate hike is coming up in December of this year, and then another one coming up in June of next year. And then we think that, you know, the underlying inflation trend in Japan is not really that strong. So, while market pricing is for about three more rate hikes instead of two that we are building in our base case. And some of the macro investors are even talking about four more rate hikes. We think the underlying inflation trend warrants a caution and BoJ to go slowly than what the market is pricing in and what the macro investors are saying in. And the key part of our framework on thinking about Japan's inflation is that bulk of the explanation to inflation rise in Japan lies in currency moves. And secondarily, you can look at also the other drivers are more from supply side, which is higher energy prices or food prices. Whereas it's not driven so much by demand. To elaborate further on why it is not driven by demand, when you look at Japan's consumption trend, and if you index it to hundred at pre-COVID levels in September [20]19 then it's currently about 101; i.e., that it's just about 1 percent up over the last seven years. So that's a very tepid trend of consumption demand. And therefore, we don't think that BoJ needs to rush into hike in a more aggressive pace going forward. Seth Carpenter: So, there is this fundamental shift, but boy, it's not on a tear, and so the BoJ can take its time. You know, Chetan, it's hard to wrap up a conversation about the global economy without talking about China. I get the sense that there's not a lot going on with monetary policy, but we did just see a soft Q2 GDP print. So, against that backdrop, what should we be expecting in terms of policy? Is there any monetary policy coming? Or is there going to be some fiscal expansion? Or is China just sort of stuck in this lower gear? Chetan Ahya: Yeah, Seth. So, we were also surprised by the soft GDP print. But when you look into the data, actually, it was interestingly doing well on exports. And I mentioned earlier about how the global CapEx trend is helping Asia. It's definitely helping China too. But at the same time, China's domestic demand turned out to be quite weak. And particularly in the areas where we think that the policy response can be providing some help, i.e., infrastructure spend, was also very weak. And therefore, we are expecting that in the back half of the year, you will see the government taking up some fiscal expansion. Not new stimulus announcement, but whatever they had budgeted. They have enough room within that to utilize that budget and actually increase that fiscal spending towards infrastructure. We have about 2 trillion RMB worth of funds available for the government to go ahead and spend in the second half. And then lift that growth trend, which has dipped to 4.3 percent in second quarter to back to 4.6 percent in the back half of the year. Seth Carpenter: You know what? Maybe that's a great place for us to leave it. We've gone around the world again today, but this time focusing much more on policy. In the U.S., the Fed is facing this interesting situation. We think inflation is coming down. The last CPI print went in our favor. And so as a result, our forecast is that the Fed doesn't change policy at all this year. But it's going to come down to the data, and in particular, whether or not Mike and his team are right in terms of where inflation is going. In Europe, the ECB has already raised interest rates once this year. Jens and team are looking for another interest rate hike. The ECB really does seem more sensitive to inflation coming from the energy shock, but there are lots of other crosscurrents that they're paying attention to as well. And then the other major developed market central bank, the Bank of Japan, is on this normalization path. They are in the process of raising interest rates, but Chetan pointed out to us that the growth rate is such that they don't have to be in any sort of hurry, and they can take their time. So, with that, Mike, Jens, Chetan, thank you so much for helping us connect all of these dots. And to the listeners, thank you for listening. If you enjoy the show, please leave us a review wherever you listen. And share Thoughts on the Market with a friend or a colleague today.

On this  re-release episode of the Live Greatly podcast, Kristel Bauer sits down with organizational psychologist, Stanford professor, bestselling author, and leadership expert Robert Sutton to discuss how leaders can reduce unnecessary workplace friction, build stronger teams, improve organizational culture, and create environments where people can thrive. Drawing from his book The Friction Project, Robert shares insights on identifying "bad friction," making work more effective, receiving feedback with greater resilience, building self-awareness as a leader, and why his famous "No Asshole Rule" continues to be so relevant in today's workplace. Whether you're leading a team, managing organizational change, or looking to improve workplace performance, this conversation offers actionable insights to help you become a more intentional and effective leader. Tune in now! Key Takeaways From This Episode What workplace friction is—and how to recognize it How great leaders remove unnecessary barriers to success Lessons from The Friction Project The leadership principles behind the "No Asshole Rule" How to build greater self-awareness as a leader Why receiving honest feedback is essential for growth ABOUT ROBERT SUTTON: Robert I. Sutton is an organizational psychologist and professor of Management Science and Engineering in the Stanford Engineering School. He has given keynote speeches to more than 200 groups in 20 countries, and served on numerous scholarly editorial boards. Sutton's work has been featured in the New York Times, BusinessWeek, The Atlantic, Financial Times, Wall Street Journal, Vanity Fair, and Washington Post. He is a frequent guest on various television and radio programs, and has written eight books including The Friction Project, and two edited volumes, including the bestsellers The No Asshole Rule; Good Boss, Bad Boss; and Scaling Up Excellence. About the book THE FRICTION PROJECT: How Smart Leaders Make the Right Things Easier and the Wrong Things Harder (St. Martin's Press; January 30, 2024), bestselling authors and Stanford professors Robert I. Sutton and Hayagreeva "Huggy" Rao present a decade's worth of research on what ought to be easy and what ought to be hard in organizations, and how to change things for the better. Based on their research, case studies, and hundreds of engagements with top companies, the authors reveal just how widespread this affliction is, and provide a roadmap for readers to take up the mantle and blaze a path out of the muck. Sutton and Rao tease out the most common and destructive forms of friction, and share proven tactics, tools, and practices that can help us avert these traps and move forward. Ultimately, THE FRICTION PROJECT makes the case for a new philosophy that empowers us to build positive, productive, and humane organizations that make life better for their people and those they serve. Website:  https://www.bobsutton.net/  Order the book, THE FRICTION PROJECT - How Smart Leaders Make the Right Things Easier and the Wrong Things Harder: https://www.bobsutton.net/book/the-friction-project/  Social Media Links: LinkedIn: https://www.linkedin.com/in/bobsutton1/  Twitter:  https://twitter.com/work_matters     About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the award-winning author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel's work has been featured in Forbes and she has had multiple TV appearances including NBC News Daily, ABC News Live, FOX Weather, ABC 7 Chicago, WGN Daytime Chicago and more. Kristel lives in the Chicago, IL area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

The guest host for today's show is Brad Bannon. Brad runs Bannon Communications Research, a polling, message development and media firm which helps labor unions, progressive issue groups and Democratic candidates win public affairs and political campaigns. His show, 'Deadline D.C. with Brad Bannon,' airs every Monday from 3-4pm ET.  Brad is first joined by the NRDC's Bob Deans to discuss the wildfire smoke and extreme heat sweeping across the U.S., and how it's been made worse due to human-caused climate change. They also talk the environmental impacts of data centers, the Trump administration trying to strip away protections for endangered species, and how the NRDC is fighting that move in court. Then, Brad interviews Jack Hanna, Advisor for the Coalition for the National Infrastructure Bank. Jack details where the idea for a national infrastructure bank came from, the two other times it's been used in American history, why it's so badly needed, and how it could create 25 million U.S. jobs over ten years. The website for the NRDC is www.NRDC.org and the website for the Coalition for the National Infrastructure Bank is www.nibcoalition.com. Brad is on the National Journal's panel of political insiders, is an American political analyst for The Times of India TV, and is a national political analyst for WGN TV and Radio in Chicago and KNX Radio in Los Angeles. Brad also writes a political column every Sunday for 'The Hill.' You can read his new Substack called, 'The Bannon Ballot Blast,' at www.bradbannon.substack.com. His handle on BlueSky is @bradbannon.bsky.social.

George Noble, CIO of Noble Capital Advisors and former Fidelity fund manager under Peter Lynch, returns with a stark warning: the global liquidity cycle has turned. Citing "liquidity king" Michael Howell, Noble argues that surging deficits, sticky inflation, and a worldwide capex boom have stripped away the policy safety net markets have relied on since 2009 — setting up a potential "Wile E. Coyote moment" where stocks take a dirt nap and the Fed can't respond. He says the Fed isn't in control, Mr. Market is, and bond yields at 4.5% are "much too low" — fair value may be closer to 5.5-6%. Noble calls the AI trade "far worse than dot-com," with malinvestment 17 times larger, hyperscalers destroying free cash flow, and semis a "huge short." His playbook: ditch the 60/40 portfolio, own the reflation trade — gold, silver, energy, copper, uranium — and he names specific stocks including SSRM, Coeur, Valaris, and CRGY. Plus: why the yen carry trade could break, the TLT-in-Turkish-lira lesson on real money, and his most emphatic call of all — "run, don't walk" from SpaceX before the float unlock. And details on his Best Stock Ideas Summit, July 22nd.Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links: George Noble's Best Stock Ideas Online Summit: https://noble-capevents.com/X: https://x.com/gnoble79Substack: https://substack.com/@georgenobleTimestamps: 0:00 — Intro; George's Best Stock Ideas Summit July 22nd1:10 — The global liquidity cycle has turned: Michael Howell's warning4:31 — "Risk assets are extremely challenged" — rotation and dispersion is the real story5:30 — Energy vs. Mag 7: free cash flow tells the story7:03 — Tech is really 50% of the market — why the indices will struggle8:20 — "Warsh is not in control, Mr. Market is"10:04 — Why Warsh will blink: the market will force the Fed's hand10:28 — America's Liz Truss moment? Lending to "the Bank of Julia" at 4.5%13:34 — Policy options are gone: why this time the Fed can't rescue markets14:55 — The "Wile E. Coyote moment" ahead for markets16:17 — Japan: 30-year high JGB yields, the yen, and the carry trade risk19:01 — Path vs. prediction: why bond yields are "much too low" — 5.5-6% fair value23:27 — Why the economy shrugs off higher rates (and why that's bearish)25:17 — All fiat is devaluing against real assets: the dollar fell 60% against gold27:17 — Buying the gold correction; why miners could double or triple28:05 — The TLT in Turkish lira: a lesson in your unit of account30:10 — Why 60/40 is the worst allocation right now — "certificates of confiscation"34:07 — "Far worse than dot-com": the margin bubble and 17x the malinvestment36:29 — The internet grew 25 million percent — and the stocks still crashed 90%39:21 — George names names: SSRM, Coeur, Valaris, CRGY, uranium, junior copper40:42 — Parting thoughts: the golden age of stock picking41:45 — SpaceX: "run, don't walk" — why the float unlock means a crash is coming43:00 — The Best Stock Ideas Summit: 15 investors, one pick each, July 22nd

Download your free Painter Growth training here: https://learn.paintergrowth.com/grow-v1?utm_source=youtube&utm_medium=social&utm_campaign=grow-v1If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/book-your-call-1?utm_source=youtube&utm_medium=social&utm_campaign=booking*Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.*

The Bank of Canada held its policy rate at 2.25 per cent again. Does that make fixed or variable the better mortgage choice in 2026, and could the next move still be a rate hike? Daniel and Nick break down the fixed-versus-variable decision, the July 2026 Monetary Policy Report, inflation, growth, housing weakness, Government of Canada bond yields, and why CMHC MLI Select financing responds to more than the overnight rate. We also explain what investors should stress-test before buying, how lender spreads affect multi-unit debt, and why a rate forecast cannot rescue weak NOI or a bad purchase price. Sources include the Bank of Canada July rate decision, July 2026 MPR, official Government of Canada benchmark-yield data, and CMHC MLI Select materials. TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREESee omnystudio.com/listener for privacy information.

Plus: Experian may benefit from the AI expansion due to proprietary data, Bank of America analysts say. And Chinese-owned EV maker Polestar won't appeal U.S. ban. Julie Chang hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Circle CEO Jeremy Allaire joins to discuss the company's recent approval to operate as a trust bank and crypto regulation at large. Then, Atreides Management CIO Gavin Baker shares his outlook for the tech sector, SpaceX and the threat from Moonshot AI's new Kimi model. Plus, Archer Aviation CEO Adam Goldstein joins from the Farnborough Air Show as the company unveils a new aircraft in partnership with Anduril. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on the show Caleb Stevens sits down with Ed Kofman to discuss 4 key drivers of profitability for today's community banks.  Download our newest eBook: The Community Bank Performance Engine! Click Here to Book a Call with Ed The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC

In this episode of Perspektives with Bank, Big Bank sits down with Alabama-born rapper OMB Peezy for an honest conversation about mental health, personal growth, and choosing authenticity in an industry driven by attention and controversy. Peezy reflects on growing up in Mobile before relocating to California and eventually Atlanta, explaining how life experiences reshaped his perspective on success, responsibility, and staying out of situations that no longer serve him. He opens up about becoming what he calls a "retired crash out," learning that communication often prevents conflict, redefining boredom as peace, and why protecting his mental well-being has become more important than proving a point. The conversation also explores forgiveness, loyalty, and the pressures of fame, as Peezy discusses overcoming addiction, navigating the dangers of Xanax and Percocet dependency, and reclaiming control of his life through discipline and intentional change. Big Bank and Peezy examine the realities of today's music industry, from clout chasing and manufactured controversy to ownership, independent distribution, and building a sustainable career without sacrificing integrity. The episode closes with a preview of Peezy's upcoming album Say It Yourself and new music, delivering an inspiring conversation about resilience, accountability, and creating lasting success on your own terms. Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @omb_peezySee omnystudio.com/listener for privacy information.

Bank of America is now predicting three Fed rate hikes, and that raises a big question for rental property investors:Can rental properties still cash flow if rates stay high or move even higher?This week on the Not Your Average Insights Show, Gregg Cohen and Pablo Gonzalez are breaking down what cash flow looks like for rental property investors in 2026. They'll look at how today's rates affect the numbers, what could change if rates rise, and how JWB's limited 3.99% loan product could change the cash flow picture for investors.You'll learn:- what higher rates could mean for rental property cash flow- what “cash flow positive” actually looks like in 2026- how financing changes the monthly numbers- why the right financing structure mattersListen NOW!Chapters:00:00 Rates Narrative Shifts01:46 Why Hikes Matter06:04 Mortgage Rates Explained09:59 BPS and Fed Funds12:16 Impact on Owners15:26 Coil Effect and Data21:37 Buying in High Rates28:33 JWB Strategy and 3.99 Rate32:31 Case Study Setup34:31 Market Noise Immunity34:58 Live Deal Breakdown36:01 Why Negative Cashflow Hurts38:43 3.99 Rate Game Changer41:04 Limited Slots Explained42:14 Vertical Integration Advantage46:09 Community Q&A Basics47:00 After Year Seven Plan54:34 Ten-Year Wealth Outlook56:25 More Q&A DSCR And Risk59:18 How To Get Started01:00:53 Wrap Up And Next WeekStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Credit union acquisition activity in 2026 tells a story the headline numbers hide. Only four or five bank purchases have been announced so far this year — but according to Michael Bell of Honigman LLP, that is not a slowdown. It is a market in which banks are bidding more aggressively than ever, and credit unions are losing more bids than they win. Bell argues that outcome is actually evidence against the banking-lobby claim that credit unions overpay and compete unfairly: if credit unions were routinely overpaying, they would not be finishing in second place on roughly ten strong bids in the last few months.Mark Treichel talks with Bell and his Honigman partner Justin Gingerich about the full range of credit union non-organic growth: whole-bank purchases, bank branch deals, and — newer — the acquisition of mature CUSOs by large credit unions bringing services in-house. They dig into state-level friction, including Washington State's tax law that Bell says has raised zero revenue while shutting down credit union bidding there and depressing bank valuations, and the parallel dynamic in Tennessee.The conversation turns to the biggest shift of all: credit union to credit union mergers of equals (MOEs). For most of Bell's 23-year career these barely happened. Now he is having new MOE conversations weekly, and once a letter of intent is signed, roughly eight of ten close. Gingerich walks through the Wings/Ent transaction — a merger creating an institution north of $10 billion that won NCUA approval in four to five months, a timeline he calls unheard of — and credits Honigman regulatory partner Brandy Bruyere for navigating a process he describes as “baking a cake when the recipe is only half written.”Treichel adds the regulator's view: NCUA honors the democratic member-vote process when disclosures are sound, and with roughly 30% fewer staff after retirements, deal teams are effectively re-educating the agency as volume rises. The takeaway from both guests: strategic non-organic growth is now a mainstream lever for institutions building 2027 strategy — and sticking your head in the sand is not a strategy.

Rep. Terry Ridon explains why the VP's bank records should be scrutunized by the impeachment court.

Laura Fox needed a change.Late last year, at our 3S Artspace live podcast, the Foxglove lead singer and Maine Fox Marketing founder announced that she'd booked a one-way trip to Mexico, with no plans for anything besides returning just in time to record her first in-studio album in May. Seven months later, in another edition of "The Follow-Up" where we speak to popular past guests, Fox joins host Troy Farkas to reveal what she learned about herself from the three-month trip to Mexico. Plus, Fox previews Foxglove's upcoming performance at Prescott Park, and she takes us inside the recording process for upcoming first album, Maybe A Daydream. She also SOUNDS OFF on musicians using AI in the songwriting process, and the Seacoast lifer also explains why locals are so critical of newbies who move to the Seacoast.To learn more about Fox's upcoming performances, visit LauraFoxMusic.com.CHAPTERS:Recapping her Mexico trip & lessons learned (00:00)Achieving a lifelong musical dream (14:38)Inside the process of recording her first album (19:42)SPONSOR: Investment advisor David Higgins (27:40)The tricky part of writing songs about past relationships (29:37)Why it's "unethical" to use AI for songwriting (36:20)Will the AI train ever slow down? (46:15)SPONSOR: JOBTALK LLC (53:08)Why Seacoast locals are hesitant to accept newcomers (54:45)SUPPORT SEACOAST STORIES:⁠Visit the NEW ⁠SeacoastStories.com⁠ for our newsletter & LIMITED-TIME ⁠summer merch drop⁠!Follow Seacoast Stories on ⁠⁠Apple Podcasts⁠⁠ or on ⁠⁠Spotify⁠⁠ to get our new episodes every weekUPCOMING EVENTS:Seacoast Stories Dinner Club: The club that's regularly attracting ~100 people heads to Amesbury, Mass. on Wednesday, August 5, and back to Portsmouth on Wednesday, August 19! ⁠⁠⁠⁠⁠⁠⁠Book your seat at the table here.⁠SPONSORS:David Higgins: ⁠⁠⁠⁠⁠⁠⁠⁠⁠To get started on a path toward better financial investment, email our friend David Higgins ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠david.higgins@wellsfargoadvisors.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! He's a Portsmouth legend, and you won't regret it.JOBTALK LLC⁠⁠⁠⁠⁠⁠⁠: Get 50% off ⁠⁠⁠⁠⁠⁠⁠JOBTALK Academy⁠⁠⁠⁠⁠⁠⁠ courses with the code "SEACOASTSTORIES50" for the rest of 2026!Investment and insurance products are Not Insured by the FDIC or Any Federal Government Agency, Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate, Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested.Investment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.

Chief Operating Officer for Gulf Coast Bank & Trust, Jason Shields, joins Dave to talk about ways to help you financially.

This week on ‘Face the Nation.' America is back at war with Iran. Overnight, the U.S targeting Iranian drone and missile sites after Iran's revolutionary guard killed two American servicemembers and injured others, with one servicemember still missing. These are the first deaths of US troops since the fighting resumed two weeks ago. To date, sixteen American troops have died in the conflict. We have the latest with Senate Intelligence Committee Vice Chair Mark Warner.The exchange of fire comes amid a turbulent week at home, with the president facing questions on everything from immigration enforcement to tariff threats against Canada.Yet in a FIERY primetime address last week, he chose to focus on election security—and his 2020 loss- a decision some members of his own party are now questioning.We examine the president's claims with CBS News election law contributor David Becker and former cybersecurity chief Chris Krebs, who was fired by trump for asserting that the 2020 elections were secure.Plus, New York Governor Kathy Hochul on her state's new data center moratorium and , and White House Border Czar Tom Homan on mounting scrutiny of ICE operations.And finally, is inflation cooling? We ask Bank of America CEO Brian Moynihan whether Americans can expect relief on affordability.

Hey everyone... welcome back to The Malayali Podcast.Njan innu ningalodu oru simple question chodikan aanu vannirikkunnath."Exactly one year kazhinjal... ningalude life engane irikkum?"Seriously... close your eyes for a second.Oru varsham.365 days.Athrayum time-il enthellam sambhavikkam?New job.New city.New business.Marriage.Breakup.Promotion.Million subscribers.Or maybe... just finally becoming the person you've always wanted to be.You know...Oru year-il life full change aavan pattum.Pakshe...Most of us underestimate what one year can do.Nammal ellarum January first varumbo goals ezhuthum.Gym.Reading.Business.Learning AI.Saving money.January 10 aavumbo...Notebook drawer-il.Dreams postpone cheyyum.Because...Nammal oru mistake cheyyunnu.We overestimate what we can do in one week...But underestimate what we can do in one year.Imagine...Daily just 1 hour padichal...One year kazhinjal...365 hours.That's almost enough to become really good at a completely new skill.One small habit.One hour.Every day.That's how lives change.Not overnight.But over time.Enikku oru story parayam.Imagine two friends.Rahulum Arjunum.Both are 25.Both have the same salary.Same laptop.Same internet.Same opportunities.Rahul every day parayum..."Nale thudangam.""Ippo time illa.""I'll start after Onam.""After New Year."One year passes.Nothing changes.Arjun?Daily 30 minutes coding padichu.Weekend-il freelancing start cheythu.LinkedIn-il content post cheythu.AI tools padichu.One year later...Same person.Different life.Difference?Not talent.Not luck.Just...He started.Last one week news nokkiyal...Almost every day AI-il puthiya updates varunnu.Companies are hiring people who know how to work with AI—not because AI replaces everyone, but because people who use AI effectively often work faster and smarter.Every week...Someone launches a startup.Someone gets funding.Someone builds an app over a weekend.Someone uploads their first YouTube video.Someone quits their job.Someone gets their dream job.Someone starts learning at age 40.Someone changes their life at age 60.News nammale oru karyam padhippikkunnu.The world doesn't wait.Technology doesn't wait.Time doesn't wait.Question is...Will you?Njan oru karyam notice cheythittund.People think confidence comes first.Actually...Confidence comes after action.Nobody starts confident.The first podcast...Awkward.First video...Cringe.First business...Probably fails.First speech...Hands shake.First gym day...Embarrassing.Pakshe...Second time becomes easier.Tenth time becomes normal.Hundredth time...That's your identity.Self-belief isn't born.It's built.Imagine...Exactly one year from today.You wake up.You open your phone.Bank account is healthier.Mind is calmer.Body feels stronger.Family is proud.You're living in a different city.Maybe even a different country.Or maybe...You're still in the same place.But you're a completely different person.Because...You decided to start.One decision.One year.A completely different life.So today...I don't want you to promise yourself ten things.Just one.Start.Not tomorrow.Not Monday.Not next month.Today.Because...Oru year passes really fast.And one year from now...You'll either say..."I'm so glad I started."Or..."I wish I had started."The choice is yours.Live your life.Ellam nannayi aavum.Trust the process.This is Krishnalal, and you're listening to The Malayali Podcast.See you in the next episode.Take care. ❤️INTRO (0:00 – 1:00)PART 1 – The One-Year Illusion (1:00 – 3:00)PART 2 – A Story About Two Friends (3:00 – 5:00)PART 3 – What Happened This Week? (5:00 – 7:00)PART 4 – My Own Observation (7:00 – 8:30)PART 5 – Imagine Future You (8:30 – 9:30)OUTRO (9:30 – 10:00)

On this week's Defense & Aerospace Report Business Roundtable, sponsored by Bell, Dr. “Rocket” Ron Epstein of Bank of America Securities, Sash Tusa of Agency Partners, and Richard Aboulafia of the AeroDynamic advisory consultancy join host Vago Muradian to discuss a down week on Wall Street on AI worries; the implications of renewed US-Iran military operations; United Airline's record second quarter 2026 results despite an 84 percent increase fuel costs over the same 2025 period; AV and GE Aerospace earnings results; authorization and appropriations stalled in the Senate as the House Budget Committee considers a revised Reconciliation 3.0 package that includes Iran war funding and totals $60 billion rather than $350 billion as expected with a Reconciliation 4.0 needed to bridge the differences; analysis of Ukraine's decision to order 16 Rafale fighter jets; Pentagon policy chief Bridge Colby dismisses notion of a “middle power strategy” of smaller nations banding together to keep from being bullied by great powers as well as nations opting against US arms purchases as Canada moves to gain observer status on the Global Combat Air Program led by Britain with Italy and Japan as Ottawa reconsiders its plan to acquire 88 F-35 Lightning fighters from Lockheed Martin, and taps BAE Systems Australia for a nearly $1.8 billion contract for the Arctic Over-The-Horizon Radar to plug air defense gaps for the US-Canada North American Aerospace Defense Command; and the themes that will shape the Farnborough International Airshow 20-24 July 2026.

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: how to ask for a raise, where is smart money going, how to analyze an earnings call  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 371st Weekly Live Webcast0:59 How to Ask for a Raise4:27 Can Founders Keep a Full Time Job?6:46 Best Movie Business Plans9:27 Starting a Hedge Fund Internship14:42 Where Is the Smart Money Going?20:08 IBM Earnings Miss22:50 Running Out of Questions During a Presentation28:02 Who Is Your Mentor?29:43 Is IBM a Buy?31:11 Will War Hurt the Economy?32:00 Are Stocks Overvalued?36:30 Are T Bills Worth Buying?37:46 SpaceX Valuation Drop41:06 What Makes a Great VC Firm?43:45 How VC Fees Work44:41 Taking a Sick Day46:35 Russia's Debt to GDP47:52 Is the CFA Worth It?49:14 Is IBM Falling Behind?50:25 Is Investment Banking Still Worth It?51:43 Careers in Lending52:20 Can I Start a Bank?52:53 Investing in Royalties53:54 Why Cathie Wood Is Popular57:43 How to Analyze Earnings Calls1:01:22 Making Money With AI1:02:12 The Social Network Reaction Video Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

With wedding season in full swing, the celebrations can also bring up some difficult issues. Claire is joined by Chartered Psychologist Allison Keating and Wedding Planner and Photographer Jenny McCarthy to talk through various dilemmas including the cost for guests, choosing what to give to the happy couple and handling tricky family dynamics.

Crypto News: Congress meets to discuss Clarity Act and Trump meets with Senators but odds fall for the passing of the bill. BlackRock CEO is bullish on Crypto. Bank of America taps new leaders to bridge crypto, AI and traditional finance.Brought to you

In this episode of The Canadian Macro Investor Podcast, Simon and Dan break down the latest Bank of Canada rate decision and monetary policy report. They discuss why the Bank of Canada held rates steady, how the bond market is increasingly driving borrowing costs, and why housing is becoming a more important risk in the central bank’s outlook. They also look at Canada’s increasingly divided housing market, with Ontario and B.C. under pressure while several other provinces continue to hit new highs. The discussion covers condo weakness in Toronto and Vancouver, the impact of unsold inventory, rental market dynamics, CMHC MLI Select, and how mortgage products and government policy are shaping real estate investment. From there, they shift to the U.S. rate outlook and why the Fed may have less room to raise rates than prediction markets or futures markets suggest. They discuss rising U.S. Treasury bill issuance, the potential role of stablecoins in creating demand for short-term government debt, and why higher inflation targets may become more politically and financially attractive over time. Finally, they dig into the AI investment boom, including new Chinese open-weight models, pressure on OpenAI and Anthropic’s business models, data centre constraints, Tourmaline’s proposed Alberta data centre opportunity, and what semiconductor drawdowns may be signaling for broader markets. Tickers discussed: TOU.TO, SMH, NVDA, TSM, AVGO, AMD, MU, ASML, META, QQQ Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

On this week's Amigos, we stuff our swag bags full of diamonds and slam the vault doors shut to review Lock 'N' Chase, the classic 1981 arcade bank heist that tests your reflexes against a relentless squad of chasing constabulary.

In this episode of The Wrap with Chris Whalen, Chris breaks down a blockbuster week of bank earnings — and why the record numbers mask a growing problem. Wall Street trading and investment banking revenues are exploding, but banks aren't making money on money, as asset yields fall for a sixth straight quarter and private credit giants like Apollo poach deals. Whalen flags roughly $4 trillion in bank exposure to non-depository financial institutions, warns "there are no regulators in Washington" watching the risks, and says the housing market's business-purpose loan boom "feels like 2005." He sticks with his double-digit inflation call, arguing diesel — not oil — is the real story, and predicts fuel shortages, maybe even rationing, before the midterm elections. Plus: Kevin Warsh's Greenspan-style Fed debut, gold's selloff as a buying opportunity, viewer questions on Annaly, and a World Cup prediction.Thank you to our sponsor, Monetary Metals. Learn more at https://www.monetary-metals.com/THEWRAP/Links:    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/  The Wrap: https://www.theinstitutionalriskanalyst.com/post/theira869Twitter/X: https://twitter.com/rcwhalen    Seeing Around Corners book: https://www.theinstitutionalriskanalyst.com/product-page/seeing-around-corners-achieving-success-in-business-and-life-hardcoverUse the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingTimestamps:0:00 — Intro and welcome 00:55 Bank earnings and oil prices soar as Middle East war reignites2:36 — Bank earnings disconnect: Wall Street booms, lending shrinks3:55 — Why big deals keep going to private credit (Apollo, Blackstone)5:59 — The hidden risk: banks lending directly to private credit funds9:06 — The $4 trillion exposure — "no regulators watching the hen house"10:07 — The "Everything Bubble": rising rates, falling yields, record home prices12:06 — Kevin Warsh's Greenspan-style Fed: "inflation is a choice"14:40 — Rate hike odds cool — will the Fed wait until after midterms?15:42 — Energy shortages building: why the Trump administration stays quiet16:45 — Double-digit inflation call stands; possible rationing by Election Day17:53 — Iran destroyed Gulf refining capacity — years to rebuild21:52 — Housing: sales fall 2.4%, median price hits record high23:14 — "It feels like 2005" — DSCR and non-QM loans flash warning signs27:19 — Gold selloff: why Chris is buying more (especially silver)29:37 — Viewer Q: How rates affect Annaly (NLY) — it's all about the spread31:03 — Viewer Q: Warsh's 2% target vs. $80 oil — a double whammy?32:27 — Chris's World Cup prediction: Argentina

An Iowa widow is suing her financial advisor and two life insurance companies after a premium-financed IUL strategy left her family farm buried in $38 million of debt. Mary Jo has been warning about this exact scheme for years — now there's a real lawsuit to prove it. In Episode 363 of Farming Without the Bank, Mary Jo Irmen breaks down the November 2024 lawsuit involving a debt-free Iowa farm family who was sold $23 million in IUL coverage — with $2.5 million in annual premiums financed through bank loans secured by their paid-off farmland. The strategy was sold as a way to protect the farm from estate taxes. Instead, it put the entire farm at risk. In this episode: The full story behind the Iowa widow's lawsuit (agent Davis, Emeritus, and PacLife) How premium financing works — and why it's especially dangerous for farm families How unethical agents exploit estate tax fears to target debt-free farmers The difference between "churning" and "twisting" — and why neither costs agents their license Why the original $5 million policy would have been enough all along Red flags to watch for if someone is pitching this strategy to you or your family The original $5 million policy would have covered everything. Instead, the debt hit $38 million. Don't let this happen to your farm. If you've been presented with a premium-financed IUL strategy — or know someone who has — reach out before signing anything. Mary Jo and John will review it at no charge.

In this week's episode of the Wade Keller Pro Wrestling Post-show from five years ago (7-16-2021), PWTorch editor Wade Keller and PWTorch contributor Brandon LeClair from PWTorch discussed WWE Friday Night Smackdown with live callers and emails with a focus on the return of fans in the stands and thoughts on how they were received. Also, final Money in the Bank, the return of Finn Balor, Bianca Belair defending against Carmella, and more. They were joined by former PWTorch assistant editor James Caldwell who talked about what it was like in the arena in Houston as the first on-site correspondent of the post-ThunderDome era.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-post-shows--3275545/support.

Jeffrey Epstein used his access to powerful people and institutions to secure a $25 million payment from Edmond de Rothschild's Swiss private bank during a federal investigation into whether the bank helped wealthy Americans hide assets from the IRS. Epstein introduced the bank's leader, Ariane de Rothschild, to former Obama White House counsel Kathy Ruemmler, who had recently returned to Latham & Watkins. Ruemmler and her legal team conducted the substantive work of reviewing bank records and negotiating with the Justice Department, while Epstein remained involved behind the scenes as a connector and adviser. Documents show Epstein arranged a compensation structure tied to the size of the bank's eventual penalty, with his payment increasing to $25 million if the settlement came in below $100 million. The bank ultimately agreed to pay approximately $45.5 million, allowing Epstein to collect the maximum fee even though the law firms representing the bank reportedly received only about $10 million combined.The arrangement also provides new insight into Epstein's close relationship with Ruemmler, who is scheduled to answer questions before the House Oversight Committee. Emails indicate Epstein introduced her to influential figures including Bill Gates, Peter Thiel and Ehud Barak, while Ruemmler sometimes referred to him as “Uncle Jeffrey” and accepted expensive gifts from him. Although one source said Epstein had no direct role in the detailed legal work, Ruemmler discussed hiring him as a consultant through her firm, partly to protect their communications through attorney-client privilege. Ruemmler has maintained that she knew Epstein only while working in private practice, saw no evidence that he was continuing to abuse women and had no knowledge of ongoing criminal activity. The documents nevertheless show how Epstein transformed introductions, perceived expertise and elite relationships into enormous profits while preserving his influence years after becoming a registered sex offender.to contact me:bobbycapucci@protonmail.comsource:How Jeffrey Epstein parlayed his elite network into a $25 million payday - CBS News

This episode is recorded live at BrandSmart, the longest-running brand marketing conference in the U.S. BrandSmart brings together noteworthy speakers and future-forward marketers — a who's who of decision-makers and influencers — to share proven tools, smart ideas and inspiring stories. Joining the CMO Whisperer today is Christine Buck, CMO of MiniTab and AMA board member, as well as the 2024 AMA Chicago Marketer of the Year. Christine brings deep global experience and a sharp data-driven perspective to the table. She is a global advisor and thought leader supporting the transformation of the health ecosystem through information and technology. Christine leads the planning and development of global marketing strategy across all products, channels and regions. Christine's experience is broad and uniquely global with almost 27 years of B2B sales and marketing expertise from roles held in financial services, software and consulting industries. Christine has built and led teams globally across brand management, creative, product marketing, research, pricing and analyst relations for leading firms Hootsuite, Morningstar, Huron Consulting, Accenture, Bank of America and Microsoft.

Housing statistics and the latest delinquency figures kick off today's interview. Robbie interviews Bank of Oklahoma's Chris Maloney on Agency MBS performance, and what investors are watching regarding how normalization in mortgage rates and housing conditions will influence speeds, supply, and valuations going forward. And we close with why mortgage rates have hit 2026 highs.Thanks to Zillow Home Loans, Zillow's in-house mortgage lender, for sponsoring this week's podcasts. By integrating Zillow's real estate platform with financing, Zillow Home Loans helps buyers move from dreaming about a home to holding the keys. With tools built for modern lending, Zillow Home Loan's loan officers can focus on guiding buyers with care and confidence. Zillow Home Loans is an equal housing lender. NMLS #10287.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Can’t make this story up out of Beltsville, Maryland. A man walks into a pet store, and steals a 3-month-old tuxedo kitten named “Magnolia” and then heads straight to a nearby PNC bank to use the kitten as a distraction to rob the bank. We go over some of the most absurd attempted bank heists from around the country, including would be robbers using flower bouquets, others phoning in the amount they’d like to be waiting for them when they arrived at the bank, or how about a man turning to a life of crime because he’d rather go to jail than go home to his wife.See omnystudio.com/listener for privacy information.

Retired agent Shawn Johnson reviews his investigation of serial bank robber Scott Scurlock, aka the Hollywood Bandit. Steven Meyers, who was Scurlock's lookout and getaway driver, also takes part in this case review. Steven Meyers and Scurlock staged takeover heists in the Seattle area during a four-year period in the 1990s. Before entering the bank, Meyers would help Scurlock disguise himself with Hollywood-quality makeup and prosthetic facial features. They robbed 19 banks. However, when surrounded by members of the Seattle Division's Puget Sound Violent Crimes Joint Task Force while attempting to escape from their last robbery, a shootout ensued and ended with Meyers and another accomplice being shot. Scurlock fled the scene. When located, he died by suicide rather than surrendering. The investigation was covered, and Shawn Johnson and Steven Meyers were featured in the Netflix docuseries, How to Rob a Bank. Shawn served in the FBI for over 28 years. Check out episode show notes, photos, and related articles: Join my Reader Team to get the FBI Reading Resource - Books about the FBI, written by FBI agents, the 20 clichés about the FBI Reality Checklist, and keep up to date on the FBI in books, TV, and movies via my monthly email. Join here. http://eepurl.com/dzCCmL      The Long Road to Publishing Podcast  - https://shows.acast.com/the-long-road-to-publishing/episodes/6a53fac5c2f78bb6892c2f73     Buy me a coffee - https://www.buymeacoffee.com/JerriWilliams Check out my FBI books, non-fiction and crime fiction, available as audiobooks, ebooks and paperbacks wherever books are sold. https://jerriwilliams.com/books/

Can’t make this story up out of Beltsville, Maryland. A man walks into a pet store, and steals a 3-month-old tuxedo kitten named “Magnolia” and then heads straight to a nearby PNC bank to use the kitten as a distraction to rob the bank. We go over some of the most absurd attempted bank heists from around the country, including would be robbers using flower bouquets, others phoning in the amount they’d like to be waiting for them when they arrived at the bank, or how about a man turning to a life of crime because he’d rather go to jail than go home to his wife.See omnystudio.com/listener for privacy information.

Can’t make this story up out of Beltsville, Maryland. A man walks into a pet store, and steals a 3-month-old tuxedo kitten named “Magnolia” and then heads straight to a nearby PNC bank to use the kitten as a distraction to rob the bank. We go over some of the most absurd attempted bank heists from around the country, including would be robbers using flower bouquets, others phoning in the amount they’d like to be waiting for them when they arrived at the bank, or how about a man turning to a life of crime because he’d rather go to jail than go home to his wife.See omnystudio.com/listener for privacy information.

Former Barclays CEO Bob Diamond joins to break down what's been a strong week of bank earnings. Then, Standard Nuclear CEO Kurt Terrani joins ahead of the company's public debut at the NYSE today. Plus, we break down UnitedHealth's latest earnings, which have the stock jumping today.   Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The too big to fail banks crushed earnings. Is it time to move past the 2008 financial crisis? (0:30) - Can You Still Find Strong Investments In The Banking Industry? (3:15) - Tracey's Top Stock Picks To Keep On Your Watchlist Right Now (16:00) - Episode Roundup: GS, BAC, JPM, WFC, C Podcast@zacks.com

The new banknotes were welcomed because they were lighter, easier to carry, and more convenient for trade. The bank also found that paper currency encouraged greater commercial ...

In this episode of The Canadian Investor Podcast, we start with a quick look at the Bank of Canada’s latest rate decision and why the central bank is keeping policy steady while balancing economic weakness with inflation risks. We then dive into the reported buyout offer for PayPal from Stripe and Advent International, why the market appears skeptical the deal will go through, and whether the offer undervalues PayPal given its free cash flow. We also look at Lucid’s financial struggles, its cash burn, and why EV startups remain such difficult businesses to scale. From there, we break down another strong quarter from Aritzia, including impressive growth in the U.S., strong comparable sales, expanding gross margins, and why the company continues to stand out in retail. We also discuss MTY Food Group’s difficult quarter, its strategic review, and what slowing consumer traffic means for restaurant franchises. Finally, we cover Pepsi’s struggles with pricing and private-label competition, IBM’s surprise preliminary results and why the stock sold off sharply, and ASML’s strong quarter as AI-related demand drives spending on memory, lithography systems, and semiconductor capacity. Tickers discussed: PYPL, SQ, LCID, ATZ.TO, MTY.TO, PEP, KO, IBM, ASML, MU, TSM, NVDA Subscribe to Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

In this episode of Investing in Integrity, Ross Overline sits down with Mark Keating, EVP and Global Head of Strategic Finance at State Street — one of the largest financial institutions in the world, with roughly $50T in assets under custody and 15% of the world's daily financial transactions running through its infrastructure.Mark and Ross discuss what it means to build a career of lasting impact inside a globally systemically important bank, how AI is reshaping corporate finance, and the question Mark asks himself and his colleagues to keep them grounded: Do you like the person you've become?Meet Mark Mark Keating is EVP and Global Head of Strategic Finance at State Street, where he leads enterprise Financial Planning & Analysis, Real Estate, Procurement, and Financial Oversight and Planning for Operations & Technology, State Street Markets, Global Credit Finance, Wealth Services, and Corporate Functions. He also leads the firm's Finance Data and AI organization and Finance Transformation. He is a member of State Street's Executive Committee, the company's senior leadership team.Since joining in 1990, he has held a range of executive roles in finance, business, and strategy across the firm. He spent over a decade in Zurich, Luxembourg, and London, and served as CFO for Europe, the Middle East, and Africa and as International CFO for more than 15 years. During that time, he served on the Executive Management Board of State Street Bank International in Germany and held a Senior Manager Function designation under the U.K. Financial Conduct Authority's Senior Manager Regime. In 2025, he stepped in as State Street's interim CFO.Mark also serves on the Board of Trustees of the Cathleen Stone Island Outward Bound School and is the executive sponsor of the State Street Veterans Network (VetNet).Mark holds an undergraduate degree from the Boston College Carroll School of Management and an MBA in international finance and economics from Babson College, where he graduated summa cum laude.

SpaceX  – Price almost $135 – full retracement. Earnings season in on –  here we go! Inflation – choppy. War back on! Straits Open? Or? New Diet? CYCLOSPORIASIS PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env:'production', hosted_button_id:'JJJHP2GDEJC7J', image: { src:'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt:'Donate with PayPal button', title:'PayPal - The safer, easier way to pay online!', } }).render('#donate-button'); Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP for SpaceX  - Price almost hit $135 yesterday - Earnings season 0 here we go! - Inflation - choppy - War back on! Straits Open? Or? New Diet? CYCLOSPORIASIS Markets - Inflation - Some Relief - IBM's Pre-Annnouncment - What does this say? - Bank earnings and an earnings cheat sheet - Some interesting chart data Health Update: Meniscus Repair next Thursday.... Today IBM stood for 'I Be Melting' as Big Blue turned into Big Blew Up... IBM: It's Been Murdered IBM: I Bought Misery IBM: Investment Board Malfunction Big Blue looked more like Deep Red today The only cloud around IBM today was hanging over the stock chart IBM investors got a free software update: Version 2.0 of disappointment. IBM'S AI FACE-PLANT - IBM shares plunged as much as 25%, putting the stock on pace for its worst session on record. - Preliminary revenue was $17.2 billion versus expectations near $17.9 billion. - Adjusted earnings were projected at $2.93 per share versus roughly $3.01 expected. - Management said customers redirected spending toward AI servers, memory and hardware while delaying software purchases. - The drop removed roughly 375 points from the price-weighted DJIA. - JCD and AH were both right and wrong for the weekly stock picks TRUTH? - President Trump says U.S. blockade will apply only to ships from Iranian ports; says Strait of Hormuz is open to all traffic except for Iran; says "Based on highly productive conversations with Middle East leadership, I have decided to replace the 20% United States reimbursement fee with trade and investment deals that the various Gulf States will be making into the United States" - Can never be proven - no real numbers here.... Clearly needed to walk back the 20% item - Hormuz still hobbled - best estimates are that the ships passing are 20% of pre-war levels INFLATION RELIEF - FOR NOW - June CPI rose 3.5% year over year, down from 4.2% in May and below the 3.8% consensus. - Core CPI held at 2.6%. - Falling gasoline and energy prices drove much of the improvement. - Traders sharply reduced expectations for a July Fed rate increase. - Treasury yields fell and the Nasdaq advanced. WALL STREET BANKS PRINT MONEY - JPMorgan posted $21.2 billion in net income, helped by special items. - Markets revenue rose 35% to $12.1 billion, including an 86% jump in equities revenue. - Bank of America earned $9.1 billion as equities trading revenue increased 70%. - Goldman Sachs reported earnings of $20.98 per share and a 23.5% annualized return on common equity. - Jamie Dimon described conditions as close to "as good as it gets." THE $26.5 BILLION AI-MEMORY IPO - $ GRAB - SK Hynix raised $26.5 billion through a Nasdaq ADR listing. - The offering priced at $149 and finished approximately 13% higher the day of the offering, but sunk the next. - Demand reportedly exceeded the available shares by more than seven times. - SK Hynix supplies high-bandwidth memory used in Nvidia-powered AI systems. - The listing gives U.S. investors direct access to one of the largest beneficiaries of AI infrastructure spending. - - Samsung is on tap to do the same thing... Some Interesting Charts Best Quarters Plus One Equal vs Cap-Weight OIL'S CEASEFIRE WHIPLASH - Brent crude jumped 5.2% to $78.02 a barrel after the U.S.-Iran ceasefire broke down. - WTI rose 4.4% to $73.52. - Markets repriced the risk of interrupted tanker traffic through the Strait of Hormuz. - Energy stocks gained while airlines and the broader market weakened. - Rising oil prices could quickly reverse the energy-related improvement seen in the June inflation report. APPLE SUES OPENAI - AI PARTNERS TURN RIVALS - Apple sued OpenAI and two former Apple employees on July 10, alleging coordinated theft of hardware trade secrets. - The defendants include OpenAI hardware chief Tang Tan and technical employee Chang Liu, both former Apple employees. - Apple claims confidential product designs and manufacturing information were taken to accelerate OpenAI's consumer-device program. - More than 400 former Apple employees reportedly now work at OpenAI, highlighting the scale of the talent migration between the companies. IPO AND MEGADEAL FEVER RETURNS - Global deals valued above $10 billion reached record levels during the first half of 2026. - Mega-deals represented approximately 43% of newly announced M&A volume. - Investment-banking revenue surged across JPMorgan, Bank of America and Goldman Sachs. - Large offerings from SpaceX and SK Hynix added momentum to underwriting activity. - The boom depends on high equity valuations, strong AI demand and large transactions continuing. BANKS BANKS BANKS JPMORGAN CHASE - RECORD PROFIT - Profit reached a record $16.9 billion, or $6.14 per share, versus $5.59 expected. - Managed revenue totaled $58 billion, with every major business reporting record revenue. - Markets revenue rose 35%, led by an 86% surge in equities trading. - Investment-banking revenue increased 30% to its highest level since 2021. - Jamie Dimon warned that geopolitical tensions, sticky inflation, fiscal deficits and elevated asset prices remain major risks. BANK OF AMERICA - TRADING RECORD - Net income rose 27% to $9.1 billion, or $1.21 per share, versus $1.13 expected. - Revenue increased 15% to $31.6 billion. - Sales and trading revenue jumped 33% to a record $7.1 billion; equities revenue rose 70%. - Investment-banking fees increased 50% to $2.1 billion. - Full-year net-interest-income growth is now expected near the upper end of the previous 6% to 8% range. GOLDMAN SACHS - DEAL BOOM - Profit reached $6.63 billion, or $20.98 per share, versus $14.48 expected. - Revenue totaled $20.3 billion. - Equities revenue surged 72% to a record $7.42 billion. - Fixed-income, currency and commodities revenue increased 32% to $4.59 billion. - Investment-banking fees jumped 55%, helping send Goldman shares to a record high. CITIGROUP - DECADE-HIGH REVENUE - Net income jumped 45% to $5.8 billion, or $3.15 per share, versus roughly $2.74 expected. - Revenue rose 14% to $24.8 billion, the bank's highest quarterly revenue in a decade. - Investment-banking revenue increased 44% to $1.55 billion. - Equities trading revenue rose 45%, while fixed-income trading increased 7%. - Return on tangible common equity reached 13%, matching the upper end of management's target range. WELLS FARGO - BACK ON OFFENSE - Net income rose 22% to $6.4 billion, or $2.00 per share. - Revenue reached $22.6 billion and topped expectations. - Investment-banking revenue increased 20%. - Markets revenue rose 24% as volatility boosted client activity. - Management said the removal of regulatory growth restrictions is allowing the bank to deploy capital and expand its balance sheet. Bank Returns Post Earnings (July 14, 2026) Bank Stocks Earnings Cheat Sheet - JULY 15 - ASML: Expected EPS around $7.92 on $10.25 billion revenue; bookings, EUV demand and updated AI-chip equipment guidance will matter most. - JULY 15 - JOHNSON & JOHNSON: Expected EPS around $2.86 on $25.02 billion revenue; watch pharmaceutical growth, medical-device demand and full-year guidance. - JULY 15 - MORGAN STANLEY: Expected EPS around $2.89 on $19.38 billion revenue; trading, investment banking and wealth-management inflows are the key numbers. - JULY 15 - BLACKROCK: Expected EPS around $12.59 on $6.80 billion revenue; assets under management, ETF flows and private-market fundraising will be in focus. - JULY 16 - TSMC: Expected EPS around $3.76-$3.77 on roughly $40 billion revenue; AI demand, gross margin and any increase to capital-spending guidance are critical. - JULY 16 - UNITEDHEALTH: Expected EPS around $4.84 on $110.8 billion revenue; medical-cost trends and the durability of full-year guidance are the main issues. - JULY 16 - GE AEROSPACE: Expected EPS around $1.85 on $11.8 billion revenue; engine deliveries, service revenue and supply-chain constraints will drive the reaction. - JULY 16 - NETFLIX: Expected EPS around $0.79 on $12.58 billion revenue; advertising growth, engagement and operating-margin guidance will matter more than subscribers. - JULY 17 - TRAVELERS: Expected EPS around $5.33 on roughly $11 billion revenue; catastrophe losses, insurance pricing and reserve development are the key swing factors. - JULY 17 - FIFTH THIRD: Expected EPS around $0.98 on $3.25 billion revenue; net-interest income, deposit costs and credit quality will be closely watched. WAYFAIR GOES PHYSICAL - Wayfair opened its second large-format store in Atlanta on March 31, following the 2024 debut of its 150,000-square-foot Wilmette, Illinois flagship. - The company is building a national store network, with Denver expected later in 2026 and Yonkers, Cincinnati and Princeton locations planned for 2027. - The stores combine furniture, decor, appliances and home-improvement products, giving customers a chance to test large purchases before ordering. - The strategy is a major reversal for an online-first retailer and is designed to increase brand awareness, reduce dependence on digital advertising and capture shoppers returning to physical stores. AI SOVEREIGN WEALTH FUND - PUBLIC OWNERSHIP DEBATE - Bernie Sanders introduced legislation requiring the largest AI companies to transfer 50% of their equity into a U.S. sovereign wealth fund. - The fund is projected by supporters to hold roughly $7 trillion and could finance annual public dividends and government services. - OpenAI has separately floated a much smaller proposal in which major AI companies would voluntarily contribute about 5% of their equity. - Supporters call it a way to share AI-created wealth; critics warn government ownership could discourage investment, distort regulation and reduce innovation. PSA  - That's what we do....CYCLOSPORIASIS OUTBREAK - CASES SURGE - Cyclosporiasis cases are rising across more than 30 states, with Michigan, Ohio and New York reporting particularly large increases. - The CDC reported at least 843 confirmed cases and 86 hospitalizations by July 9, but state totals and reporting delays suggest the real count is substantially higher. - Lettuce, salad greens and other fresh produce are being investigated, although officials have not identified a specific product, supplier or national recall. - The parasite causes prolonged or recurring watery diarrhea; washing produce may reduce risk, and persistent symptoms should prompt medical testing and treatment. HOW TO REDUCE CYCLOSPORIASIS RISK (FWIW) - Wash hands with soap before preparing food and after using the bathroom. - Rinse fresh fruits, vegetables and herbs thoroughly under running water; scrubbing helps but cannot guarantee removal. - Keep raw produce separate from unwashed items, dirty utensils and preparation surfaces. - When traveling in tropical or subtropical areas, use safe water and avoid raw produce you cannot peel yourself; routine chemical sanitizers may not kill Cyclospora. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env: 'production', hosted_button_id: 'JJJHP2GDEJC7J', image: { src: 'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt: 'Donate with PayPal button', title: 'PayPal - The safer, easier way to pay online!' } }).render('#donate-button-2'); THE CLOSEST TO THE PIN for SpaceX (SPCX) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

July 15, 2026: Andreessen Horowitz's argues that AI is not simply replacing workers, it is turning every worker into a manager of agents. Then I get into Bank of America's claim that AI is already showing ROI in its earnings, and why I'm skeptical of how much of that efficiency gain can really be attributed to AI. Finally, I look at OpenAI's first physical device, a screen-free AI companion reportedly designed to feel alive, and why that matters for the future of work.

P.M. Edition for July 14. Big U.S. banks like JPMorgan Chase, Goldman Sachs, and Bank of America reported soaring profits in the second quarter. But can the party continue? We hear from Gina Heeb, who covers banks for the Journal. Plus, inflation cooled to 3.5% last month. WSJ economics reporter Matt Grossman talks about what's driving prices lower, and what's expected later this summer. And ICE is suspending traffic stops after two fatal shootings in the past week. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices