Podcasts about Bank

These episodes of #thePOZcast, live from Unleash 2026 in Las Vegas, are proudly brought to you by our friends at PIN. AI recruiting tools that automate candidate sourcing, screening, and scheduling across 850M+ profiles. Built for recruiters, agencies, and hiring teams. Learn more and check out a demo:  https://www.pin.com/book-a-demo?via=adam-posner Thanks for listening, and please follow us on Insta @NHPTalent and www.youtube.com/thePOZcast For all episodes, please check out www.thePOZcast.com Jess Von Bank is a globally recognized voice on the future of work, AI, and workforce transformation, advising enterprise leaders on how to responsibly integrate AI and emerging technologies into the fabric of work. With more than 23 years in talent and HR technology, Jess has spent her career at the intersection of business strategy, digital transformation, and human experience. She is known for translating complex technology trends into plainspoken insight that leaders can actually use. A sought-after voice in the future of work, Jess challenges organizations to move beyond AI hype toward agency, accountability, and human-centered design. Her perspective is rooted not only in enterprise transformation but in lived experience as a mother of daughters, a nonprofit leader, and an advocate for women's leadership and equitable, human systems in which everyone can thrive.   TAKEAWAYS: AI doesn't transform work—it scales existing systems (good or bad) Most companies are optimizing old workflows instead of reimagining new ones True transformation requires new thinking, not just new tools Institutional knowledge and human judgment remain critical differentiators Resistance to AI is often less about capability and more about forced adoption The future of work conversation is bigger than recruiting—it's societal AI is accelerating necessary disruption in education, workforce development, and economic models The biggest opportunity right now is not efficiency—it's redesign   01:00 Intro to Jess Von Bank02:30 Early recruiting days (pre-LinkedIn sourcing)05:00 “Old school” recruiting vs modern tools07:30 The art of understanding candidate motivation10:00 Technology in recruiting: good, bad, and ugly12:00 The biggest mistake with AI today14:00 “AI scales what you put it on” explained16:00 Automation vs true transformation18:00 Why “faster” doesn't mean “better”20:00 Rethinking workflows instead of optimizing them22:00 Institutional knowledge vs AI capabilities24:00 Teaching experienced professionals new ways of working26:00 Generational perspectives on AI adoption28:00 Psychological reactance and resistance to change30:00 The “AI will take jobs” debate32:00 “We're building the Titanic in plain sight”35:00 The real risks vs the hype37:00 What AI is actually breaking (and why that's good)39:00 Rethinking education and workforce development41:00 Optimism: what's moving in the right direction43:00 Closing thoughts + where to connect

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Tesla and Microsoft climbing as the two Mag7 laggards pace for their best weeks of the year. The semi and data center details boosting those names, and if this could be the start of a tech turnaround for the stocks. Plus, the restrictions weighing on ASML, Bank of America gets a bump after reporting, and the state of metals and critical minerals as geopolitical tensions weigh on the space. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bank of American CEO Brian Moynihan joins CNBC for his first interview after reporting results. Then, during the CNBC Invest in America Forum, Apollo CEO Marc Rowan and Treasury Secretary Bessent weigh in on concerns about private credit and whether they think there are systemic risks. Plus, IBM Vice Chair Gary Stern and Michael Dell with a warning about overinvestment in data centers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

P.M. Edition for April. 14. Earnings reports out today from JPMorgan Chase, Citigroup and Wells Fargo show that customers continued to spend, borrow and invest, despite the war in Iran and AI jitters. WSJ investing columnist Spencer Jakab joins to discuss how this might be a great quarter beyond the banking sector. Plus, U.S. stocks extend their winning streaks; we hear from Journal markets reporter Hannah Erin Lang about what's driving the rally. And Amazon has agreed to acquire satellite operator Globalstar for about $11 billion. Patience Haggin, who covers telecoms for the Journal, says the deal could help Amazon compete with Elon Musk's Starlink internet network. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we jump back 15 years to two back-to-back episodes of the PWTorch Livecast from Apr. 7 and 8, 2011.On the Apr. 7, 2011 episode, PWTorch assistant editor James Caldwell takes live phone calls for 60+ minutes covering WWE's announced business changes today, Triple H heading up talent recruitment, what kind of talent WWE might recruit under Hunter, the next WWE main-eventer and if he's currently on the roster, Superstars's finale and how it could affect the roster, the next 12 months with John Cena and The Rock, The Corre's unexplainable booking, why tag team & women's wrestling aren't featured in WWE, the chairshot controversy with Triple H and The Undertaker, and more.Then on the Apr. 8, 2011 episode, PWTorch assistant editor James Caldwell and PWTorch columnist Greg Parks, they discuss with live callers Smackdown, Impact ratings breaking news analysis, John Morrison and Trish Stratus story, way-too-early Money in the Bank predictions for June PPV, possible Sin Cara-Rey Mysterio match at WM28, outside-the-box storyline build for John Cena vs. Rock at WM28 e.g. 50-Week Challenge, Triple H's TV future, Corre's standing on Smackdown and why they'll probably stick around for a while, and more.In the previously VIP-exclusive Aftershow, they discuss Nexus's future and potential ways to re-start the group, the upcoming three-hour Raws and potential themes and analysis of why WWE and USA continue to use three-hour Raws, and potential conclusions to the Raw GM storyline.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

On this episode of the Live Greatly podcast, Kristel Bauer sits down with Jon Acuff, New York Times bestselling author of 11 books and author of his new book, Procrastination Proof: Never Get Stuck Again.  Kristel and Jon discuss different procrastination personalities and how to overcome them. Tune in now! Key Takeaways From This Episode: A look into Jon's book Procrastination Proof: Never Get Stuck Again The four procrastination personalities (Dreamers, Perfectionists, Hustlers, Analysts) and the specific intervention each one needs The importance of permission to overcome procrastination ABOUT JON ACUFF Jon is a New York Times bestselling author of 11 books and the author of his new book, Procrastination Proof.  Jon has worked with teams at FedEx, Walmart, and Nissan. He has spent over a decade and more than 30,000 participants building a simple, practical system for closing the gap between intention and execution. Not through hustle or grinding harder. Through understanding the specific pattern keeping someone stuck and building a way out of it that actually works with how driven, high-functioning people operate. Connect with Jon Acuff   Order Procrastination Proof   Website: https://jonacuff.com/  Instagram: https://www.instagram.com/jonacuff  LinkedIn: https://www.linkedin.com/in/jonacuff/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the award-winning author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel's work has been featured in Forbes and she has had multiple TV appearances including NBC News Daily, ABC News Live, FOX Weather, ABC 7 Chicago, WGN Daytime Chicago and more. Kristel lives in the Chicago, IL area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Johnny Spoiler got invited to a big movie premiere… last minute… in the desert… with no plus one. What could possibly go wrong? Anxiety? Check. Suspicious dating-app logistics? Check. Potential “this sounds like a true crime documentary” vibes? DOUBLE check.This week, we're riding straight into chaos with Gallowwalkers—Wesley Snipes' cursed drifter epic that feels like Blade wandered into a Sergio Leone fever dream. Undead showdowns, vampire energy, samurai vibes, and one seriously haunted production story (yes, including Snipes' real-life legal drama mid-shoot). PLUS:Return of the Living Dead sequel (NOT a remake )Avatar: The Last Airbender movie leak dramaNicolas Cage back in Lords of War“4 Kids Walk Into a Bank” might be the wildest premise of 2026 Johnny breaks it all down with that signature sarcastic, film-nerd chaos:Is Gallowwalkers a hidden gem… or a cursed relic? (Hint: Binge Later, partner.) Fan shoutouts, cult movie love, and a staff pick that involves Zac Efron, Craigslist dates, and absolute wedding destruction. Johnny Spoiler verdict:“Tastes like a beach episode. Plays like a haunted spaghetti western.” Hit play, grab your V8 Energy https://amzn.to/3Q6ArQDand remember:Don't go home… you can't stay here… go watch ALF.#JohnnySpoiler #BingeWatchersPodcast #Gallowwalkers #MoviePodcast #HorrorComedy #WesleySnipes

AI isn't coming… it's already here, and it's already reshaping how we work and build wealth. Nicole's prediction: the winners of the next decade will be the techno-optimists, the people who learn to leverage AI to make more money, scale their time, and outsource distractions. Today, Nicole is partnering with Eva Cicinyte to show you exactly how. Eva is the founder of GNOMI, an AI news agent designed to help people understand what matters in real time. Eva and Nicole break down why traditional news is broken beyond repair, how AI might actually be our best weapon against deepfakes, and why Eva built a feature that gives everyday investors access to the kind of real-time market intelligence that used to be reserved for Wall Street pros. Then, Eva and Nicole get raw about what it really takes to build a company while building a family. Eva reveals why she kept her pregnancy a secret and shares the story of the conference call she refused to hang up, even as she went intp labor. Try GNOMI and start with Finance Mode Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers with Eva:  00:00 Are You Ready for Some Money Rehab?  01:10 Why Traditional News is Broken  03:35 How Eva Turned an Unconventional Background Into a Superpower  10:00 The GNOMI Origin Story  13:42 Why Every Founder Should Vibe Code  15:02 GNOMI vs. ChatGPT: What's the Actual Difference?  20:15 Real-Time Financial News You Can Use  30:20 When You Need a Patent and What They Actually Cost  34:08 Raising Millions From One Investor  37:15 Will AI Kill Traditional News?  38:00 The Pregnancy She Kept Private  47:33 Raising Daughters in an AI World  52:30 Women in AI  54:18 The Future of News 55:00 Eva's Tip You Can Take Straight to the Bank

Click this link https://www.boot.dev?promo=KINDAFUNNY and use my code KINDAFUNNY to get 25% off your first payment for boot.dev. Thank you Boot.Dev for Sponsoring!If you're struggling with OCD or unrelenting intrusive thoughts, NOCD can help. Book a free 15 minute call to get started: https://learn.nocd.com/KINDAFUNNYSign up for your one-dollar-per-month trial today at https://shopify.com/kindafunny Thank you for the support! Run of Show - - Start - Round 1 - Round 2 - Round 3 - Ads - Round 4 - Round 6 Learn more about your ad choices. Visit megaphone.fm/adchoices

Click this link https://www.boot.dev?promo=KINDAFUNNY and use my code KINDAFUNNY to get 25% off your first payment for boot.dev. Thank you Boot.Dev for Sponsoring!If you're struggling with OCD or unrelenting intrusive thoughts, NOCD can help. Book a free 15 minute call to get started: https://learn.nocd.com/KINDAFUNNYSign up for your one-dollar-per-month trial today at https://shopify.com/kindafunny Thank you for the support! Run of Show - - Start - Round 1 - Round 2 - Round 3 - Ads - Round 4 - Round 6 Learn more about your ad choices. Visit megaphone.fm/adchoices

Motley Fool contributors Jon Quast, Rachel Warren, and Jason Hall discuss financial news that investors should know about. On today's show, this includes recent financial results from investing bank Goldman Sachs as well as the U.S. blockade in the Strait of Hormuz. Finally, the team ends the show with a question from a listener regarding SpaceX's upcoming IPO.Jon Quast, Rachel Warren, and Jason Hall discuss:-Goldman Sach's Q1 2026 financial report-Economic trends to watch during earnings season-The impacts from new U.S. blockades-A listener question about SpaceX and major stock indicesCompanies discussed: Goldman Sachs (GS), JPMorgan Chase (JPM), Bank of America (BAC), Cheniere Energy (LNG), S&P Global (SPGI), Nasdaq (NDAQ) Host: Jon QuastGuests: Jason Hall, Rachel WarrenEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Click this link https://www.boot.dev?promo=KINDAFUNNY and use my code KINDAFUNNY to get 25% off your first payment for boot.dev. Thank you Boot.Dev for Sponsoring!If you're struggling with OCD or unrelenting intrusive thoughts, NOCD can help. Book a free 15 minute call to get started: https://learn.nocd.com/KINDAFUNNYSign up for your one-dollar-per-month trial today at https://shopify.com/kindafunny Thank you for the support! Run of Show - - Start - Round 1 - Round 2 - Round 3 - Ads - Round 4 - Round 6 Learn more about your ad choices. Visit megaphone.fm/adchoices

Hoch, Crowder, and Solana are at the Amerant Bank Arena! They discuss the Miami Heat's Play-In game against the Charlotte Hornets tomorrow night. Plus, Clay Ferraro and Doug Plagens join the show.

Click this link https://www.boot.dev?promo=KINDAFUNNY and use my code KINDAFUNNY to get 25% off your first payment for boot.dev. Thank you Boot.Dev for Sponsoring!If you're struggling with OCD or unrelenting intrusive thoughts, NOCD can help. Book a free 15 minute call to get started: https://learn.nocd.com/KINDAFUNNYSign up for your one-dollar-per-month trial today at https://shopify.com/kindafunny Thank you for the support! Run of Show - - Start - Round 1 - Round 2 - Round 3 - Ads - Round 4 - Round 6 Learn more about your ad choices. Visit megaphone.fm/adchoices

Lets hear what you gotta say.

Oil prices spike as the blockade of Iranian ports begins. As Trump threatens 50% tariffs on China for a reported arms sale to Iran, The Council on Foreign Relations' Charles Kupchan says the Chinese are enjoying every minute of the conflict as it distracts the U.S. and fractures its relationship with NATO. Plus, Goldman Sachs kicks off bank earnings. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

See omnystudio.com/listener for privacy information.

Bank earnings start the reporting season with Goldman Sachs today and several other large firms tomorrow. This could attract some focus away from the war and oil prices. Important Disclosures This material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request. Past performance is no guarantee of future results. Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions. The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Podcasts and the Google Podcasts logo are trademarks of Google LLC. Spotify and the Spotify logo are registered trademarks of Spotify AB. (0130-0426) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A radical macroeconomic experiment is under way at exactly the moment the US external position is showing signs of real stress.Gilles Moëc, Chief Economist at AXA, has written a chapter in the fourth Paris Report, published jointly by CEPR and Bruegel, on stablecoins: what they are, why the US government is so keen to promote them, and what risks they carry. His argument is that stablecoins are a fast-growing digital asset backed almost entirely by short-dated US government debt. When investors buy a dollar stablecoin, they are effectively buying into a US T-bill at zero interest; the platform keeps the yield. The US government likes this because it draws global savings into dollar assets at minimal cost, extending the dollar's reach and helping fund the deficit. But the regulatory framework has a three-year grace period and leaves supervision partly to the states, which compete to attract platforms. And there's the historical parallel: find out how the National Banking Acts of 1863 and 1864 give us an insight into the attraction, and risks, of using stablecoins in this way.The report discussed in this series of episodes:Rey, Hélène, Beatrice Weder di Mauro, and Jeromin Zettelmeyer (eds). 2026. The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Free to download at cepr.org.The chapter discussed in this episode:Moëc, Gilles. 2026. "Stablecoins and global imbalances: Attempting to preserve the US exorbitant privilege." In Rey, Weder di Mauro, and Zettelmeyer (eds), The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Chapter 9, p. 210.To cite this episode:Phillips, Tim, and Gilles Moëc. 2026. "Stablecoins and Global Imbalances." VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About Paris Report 4The fourth Paris Report, The New Global Imbalances, is a joint publication of CEPR and Bruegel. It was edited by Hélène Rey (London Business School and CEPR), Beatrice Weder di Mauro (Geneva Graduate Institute and CEPR, and President of CEPR), and Jeromin Zettelmeyer (Bruegel and CEPR). The report examines how, in a high-debt and fragmented world, excess savings, rising surpluses, and rising deficits pose a risk to stability and undermine the global trading system. It is free to download at cepr.org.About the guestGilles Moëc is Chief Economist at AXA and Head of AXA Research. He previously held senior roles at in the French civil service, Banque de France, and Bank of America Merrill Lynch. His research covers macroeconomics, monetary policy, and the European economy.Research cited in this episodeStablecoins are privately issued digital tokens whose value is pegged to an existing fiat currency, typically the dollar, and backed by safe and liquid assets, typically short-dated US Treasury bills. Unlike most cryptocurrencies, they are designed to maintain a stable exchange rate with the pegged currency. Platforms issue the tokens and invest the cash received in T-bills, keeping the interest for themselves; holders receive no yield. Stablecoin platforms may have absorbed roughly twenty to twenty-five percent of net US T-bill issuance.The GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins) is the US federal legislation organising the stablecoin market. It requires platforms to hold back-to-back liquid assets as reserves and establishes common minimum standards across states. Regulatory competition across states means platforms can seek the most permissive jurisdiction. European regulation, MiCA, is more detailed and already in force but has not yet generated European platforms.Exorbitant privilege describes the advantage the US gains from issuing the world's dominant reserve currency. For decades, foreigners were content to hold low-yielding dollar assets while Americans invested in higher-returning foreign assets; the result was a positive US income balance despite a large trade deficit. In 2024, for the first time in modern records, the income balance turned negative: the US was paying more on its foreign liabilities than it was earning on its foreign assets. The National Banking Acts of 1863 and 1864 created a system of private national banks that issued dollar banknotes backed by US government bonds. The structure is the closest historical parallel to today's stablecoin framework: private platforms issuing dollar-denominated tokens backed by government debt. The system required over-collateralisation (one hundred and ten dollars of bonds for every one hundred dollars of notes) and included a Treasury backstop. Milton Friedman, in his Monetary History of the United States, identified the key flaw: money supply became tied to the quantity of public debt rather than the needs of the economy. The system was replaced by the Federal Reserve in 1913.De-dollarisation refers to the trend in some countries toward conducting trade and holding reserves in currencies other than the dollar. Moëc notes examples such as Iranian demands for non-dollar payments for passage through the Strait of Hormuz. Stablecoins work against this trend by making dollar access easier and cheaper for people in developing countries with weak or distrusted domestic financial systems; rather than buying dollars directly, they can buy a dollar-pegged token through a digital platform. More VoxTalks Economics episodesThis episode is the second of two published simultaneously to mark the launch of Paris Report 4. In the first episode, Maurice Obstfeld of the Peterson Institute for International Economics examines the history of global imbalances and what today's policymakers can learn from previous episodes. For an interview with two of the report's editors, Beatrice Weder di Mauro and Jeromin Zettelmeyer, on the problem of global imbalances, listen to The Sound of Economics, Bruegel's podcast. Available at bruegel.org.

Bank On It, financial insights you can count on with Jason Shields, the COO of Gulf Coast Bank & Trust

She Made a Serious Claim at the Bank… Then It Backfired

What are some unusual cards you find yourself using? What are your least favorite airline websites? Which dead cards do you miss the most? We answered these questions and more on the Ask Us Anything hosted live on YouTube on April 8th, 2026.(01:10) - What are some unusual cards you find yourself using? (08:27) - Did the FM team partake in the British Airways shopping portal promotion for 250x Avios at Kate Spade? I think it's a runner for deal of the year. (11:28) - What's your favorite and least favorite airline loyalty website to use? (18:25) - With all the recent and pending devaluations, what hotel reward program, if any, would you recommend for someone who generally only stays in hotels for a week or two each year? (23:12) - I have tried getting a Capital One Venture X but they keep denying me. I have opened 3 personal and 2 business cards in the last 9 months. The last was Dec 31st. What do you think I should do? ​​(25:04) - Does the FM team have any success with credit card reconsideration with Bank of America (business cards)? Any tips? Thank you! ​​(26:51) - Have anyone's thoughts changed on the Bilt Palladium since they started using it? I have tried doing the math to see if it's worth it, but not sure I did the "bilt math" correctly ​​See Tim's post about the Bilt Palladium card here: https://frequentmiler.com/bilt-2-0-rewards-you-most-when-you-spend-less/(30:22) - See our previous episode about Hyatt properties here: https://frequentmiler.com/which-hyatts-will-you-book-before-the-award-chart-changes-ask-us-anything-ep84-3-4-26/And see our former episode about how many credit cards we have here: https://frequentmiler.com/how-many-credit-cards-does-the-frequent-miler-team-have-ask-us-anything-ep-63/(31:05) - What airline loyalty top status is it worth pursuing? (34:19) - Tim, do you use Atmos Summit to rent cars overseas. Greg should update Auto Rental post to compare Bank of America Atmos Summit to compare to the othersSee our guide to Ultra premium card travel protections here: https://frequentmiler.com/ultra-premium-credit-card-travel-insurance/(37:18) - Do authorized users get the same discount on United award flights as the primary cardholders? ​​(38:14) - Does the Atmos give status points when paying rent on Bilt platform? (38:33) - The latest collectibles card episode was interesting, are there any dead cards that you particularly miss?See the collectibles podcast episode here: https://frequentmiler.com/credit-card-collectibles-frequent-miler-on-the-air-ep352-4-3-26/(43:56) - How many Thank You points are you gonna transfer to Preferred hotels before devauationl? I'm thinking about 500k TYP or more Read Greg's strategy here: https://frequentmiler.com/preferred-hotels-worth-4x-transfers/(46:04) - Does United give elevated offers if you open a bank account? ​​(47:03) - If all airline miles were dynamic the same way Delta Skymiles were (ie around 1-1.5 cpp), would you still play the points and miles game and which cards would you actually find rewarding on spend? ​​(51:33) - Which programs are best for not showing phantom availability?Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “swappin' back n' forth” by up @ nightMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkVisit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/

On this week's Defense & Aerospace Report Business Roundtable, sponsored by Bell, Dr. “Rocket” Ron Epstein of Bank of America Securities, Sash Tusa of the independent equity research firm Agency Partners and Richard Aboulafia of the AeroDynamic advisory consultancy join host Vago Muradian to discuss another up week on Wall Street after President Trump announced a two-week ceasefire in the US-Israel war on Iran and how the president's Sunday announcement after US-Iran talks failed that America would blockade the Strait of Hormuz will impact energy markets and commercial transport; the administration's stance — right after the ceasefire — that it would reduce its supplemental request from 240 billion to $100 billion; Trump's renewed criticism of NATO during a meeting with Secretary General Mark Rutte; France's decision to withdraw the last 129 tons of gold from the Federal Reserve Bank of New York as part of an 18-month strategy to reduce reliance on the dollar; Italian Prime Minister Georgia Meloni's decision to replace Leonardo CEO Roberto Cingolani with the company's former chief commercial officer, Lorenzo Mariani; Trump's Palantir tweet; and NASA's successful Artemis II mission to the moon.

It's been a turbulent week for the mortgage market - as lenders adjusted their rates amid fears of a rise in inflation and what that will mean for interest rates. Average mortgage rates for a 2 and 5 year fix tipped above 5% for the first time since the summer this week, and they've been climbing since. In just a few days time the Bank of England will make its next interest rate decision, but a cut which had been widely anticipated two weeks ago, is now incredibly unlikely. Around 1.8 million people are to come off a fixed mortgage this year, and have some difficult decisions to make - what should they do?Victims' charities have criticised a long awaited and much delayed fraud strategy published earlier this week by the government. Ministers have described it as a "major upgrade to Britain's defences" with £250mn pounds to be invested over the next three years. On Thursday a £100 cap on contactless card payments in the UK is being scrapped. The Financial Conduct Authority is giving banks the freedom to set their own limits, and in theory they could even remove the cap altogether. But it turns out many banks are not planning to change the limit at all, at least for now - why?This week the Bank of England announced that British wildlife will replace historical figures on the next series of Bank of England banknotes. We asked Wildlife TV Presenter & Campaigner Chris Packham to tell us his ideas - from lapwings to foxes.Presenter: Paul Lewis Reporters: Dan Whitworth and Bisi Adebayo Researcher: Jo Krasner Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 12pm Sat 14th March 2026)

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Curtis Ray is a 2x Best Selling Author regarding retirement and the phenomenon of Compound Interest. He is also Inventor of the MPI Secure Compound Interest Account and MPI Infinite Bank, and verified with 1.5m followers on Tiktok. Top 3 Value Bombs 1. Entrepreneurs often think day by day, but 95 percent of businesses fail within 25 years from cash flow issues. 2. If your money earns 7-12 percent interest, use it to expand your business and grow wealth and freedom. 3. Financial freedom isn't just money, it's having time and security to do what you want, when you want, with whom you want. Increase your retirement by 200 percent - Compound Interest Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. 50 - Join JLD on his free '50 days to something' video series on YouTube and create something special in 50 days.

In this podcast episode, we'll talk about how Rakuten doubles select credit card signup bonuses, JetBlue polishes its previously lackluster Premier card, and how to avoid paying those increasing checked bag fees. Giant Mailbag(00:58) - Rick asks about EU regulation 261Read our post, "$700 richer: My easy UK261 claim experience with United Airlines" hereCard News(04:09) - JetBlue Premier Mastercard ($499)Read more about the JetBlue Premiere Mastercard hereAwards, Points, and More(07:04) - Rakuten offering bonuses on select Bank of America cardsLearn more about the Rakuten bonus hereOr learn about the Rakuten referral here(11:33) - Rove adds Virgin Atlantic (and changes url to rove.com)Main Event: Free checked bags via credit cards(13:15) - Learn more about free checked bags via credit card here(14:35) - General info about free checked bags(16:34) - Strategy for infrequent flyers of a particular airline. Example: you don't usually fly Delta, but you have one flight coming up...(22:15) - Which airlines require paying with a specific card to get free checked bags?(24:20) - How many travel companions get free checked bags?(27:08) - Do you get free checked bags on international trips?(29:42) - Cheapest card for free checked bags by airline(31:48) - Other ways to get free checked bags(40:21) - Carry-on insteadQuestion of the Week(44:55) - Turbotax has a higher fee for paying with a credit card. Is there a better way to pay with a credit card when filing with Turbotax?Read more about paying taxes with a credit card here: https://frequentmiler.com/pay-taxes-via-credit-card/Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Close to a million acres burned. Cattle being relocated across state lines. Fertilizer prices spiking. And the cattle market could flip without warning. If you farm or ranch for a living, this episode is not optional.

This hour: how to navigate the morning's biggest market moving headlines - including the latest out of Iran, new consumer data on inflation and sentiment, and the renewed AI concerns hitting software stocks. David Faber, Carl Quintanilla, and Seema Mody broke down the action with market veterans including hedge funder Dan Greenhaus, Goldman's Chief U.S. Economist, and more.  Elsewhere in the hour: the bank stocks to bet on ahead of earnings next week, details on the President's promotion of one defense name, and a deep-dive on what's driving Coreweave shares higher in the early trade. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Carl Quintanilla, Jim Cramer and David Faber led off the show with the first CPI report reflecting the spike in oil and gasoline prices due to the Iran war: Consumer inflation rose in March by 3.3% year-on-year, the biggest increase in two years. On the AI front: CNBC confirmed that Treasury Secretary Scott Bessent and Fed Chair Jerome Powell convened a meeting with bank CEOs earlier this week, to discuss cyber risks raised by Anthropic's new Mythos AI Model. CoreWeave CEO Mike Intrator joined the program to talk about the company's latest AI deals: One with Anthropic, the other with Meta. Also in focus: A week to forget for software stocks, Taiwan Semi's revenue surge, Intel extends rally on Melius' price target hike, Nike downgraded. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wonder what you gotta say today.

Dentists face massive pressure when it comes to money, risk, leadership, practice growth, and protecting the people they love. In this episode, we break down how dentists can create more financial certainty, more liquidity, and more peace of mind by understanding the real power of whole life insurance, cash value, policy loans, and the becoming your own bank concept. This conversation is for dentists who want better cash flow, smarter financial planning, stronger asset protection, more control over their money, and a way to build wealth without feeling trapped by banks, market volatility, or financial noise. If you want to protect your family, create a legacy, improve liquidity, and make confident money decisions inside your dental practice and personal life, this episode will show you a practical strategy that can help. We also talk about leadership, sovereignty, guaranteed growth, death benefit, tax advantages, and how to use policy loans for real purchases like property, business decisions, and major life opportunities. For dentists looking for financial freedom, family protection, wealth strategy, and a smarter way to use money, this episode is packed with ideas that can change how you think about life insurance, banking, and long-term financial security. You'll learn what it really means to become your own bank and how that strategy works in plain English. You'll hear the difference between term life and whole life insurance, how cash value builds, and why liquidity matters so much for dentists and business owners. The episode also explains how policy loans work, how to think about guaranteed growth versus market risk, and why this strategy can help with asset protection, family security, and bigger long-term wealth decisions. You'll also hear real examples of using this approach for buying property, creating peace of mind, and building a legacy with more certainty and less stress. To connect with Dr. Buske follow the links below -  →LinkedIn: https://www.linkedin.com/in/jeffrey-buske-12201010a/ →Instagram: https://instagram.com/jeffrey_t._buske?igshid=YmMyMTA2M2Y= →Facebook: https://www.facebook.com/profile.php?id=100010102508751 →Limitless Dentist Academy: http://www.limitlessdentistacademy.com   #businessgrowth #practicegrowth #scalingbusiness #leadershipdevelopment #entrepreneurlife #burnoutrecovery #worklifebalance #businesssystems #healthyhabits #marriageandmoney #mindsetshift #financialfreedom #intentionalliving #highperformance Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 167 of the Award Travel 101 podcast, hosted by Angie Sparks and Cameron Laufer, covers recent travel news, credit card updates, and a deep dive into cash back credit cards. They begin with a member question about CLEAR and note that while some credit cards offer reimbursement, travelers may also get discounted or free memberships through airline status. In the news segment, they highlight a Flying Blue status match for U.S. residents, changes to American Express transfer partners (including losing Etihad), Centurion Lounge updates, and several limited-time transfer bonuses. They also mention elevated welcome offers on Alaska and Hilton credit cards, encouraging listeners to take advantage before they expire.The main topic focuses on the pros and cons of cash back credit cards compared to travel rewards cards. Angie and Cameron emphasize that while transferable points are often more valuable for award travel, cash back cards offer simplicity, low or no annual fees, and solid earning rates in common spending categories. However, they typically come with lower sign-up bonuses and still count toward application limits like Chase's 5/24 rule. They review several popular personal cards, including options from American Express, Chase, Citi, Bank of America, Discover, Capital One, and Wells Fargo, highlighting key earning structures like rotating 5% categories, flat 2% cash back, and bonus categories for groceries, dining, and gas.They also briefly touch on business cash back cards, which can offer higher earning rates or large sign-up bonuses but may come with annual fees. The episode wraps with personal updates on recent card bonuses and travel plans, plus a tip advising listeners to book two hotel rooms under different names to maximize elite status benefits like Hyatt's Brand Explorer. Overall, the episode provides a practical overview of when cash back cards make sense and how they can complement a broader travel rewards strategy.Episode links:Flying Blue Status MatchAmex Loses EtihadAmex Lounge NewsAlaska Card offersHilton Card offersBest Cash Back Credit cardsWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.  

In an explosive new release, pensions CalPERS, CalSTRS, and New York State Common and Teachers Funds and banks Wells Fargo, JPMorgan Chase, Bank of America and Citi have heavily invested in and financed companies that have profited from contracts with Immigration Customs Enforcement (ICE) and enabled the deportation crisis and the surveillance, violence and repression of U.S. citizens resisting the Trump administration. These financial institutions have put over $80 billion into these companies. The corporate ICE contracrtors include Palantir, CoreCivic, Geo Group, General Dynamics, CACI, L3Harris and AT&T. In our latest, we talk with Richard Brooks about new data that Stand.Earth has released about financial players funding ICE contractors like Palantir, Geo Group, CoreCivic and others. Guest Bio-- Richard Brooks is the Climate Finance Director at Stand.Earth.--------------------

Sign up for Robinhood with my link and we'll both pick our own gift stock

World Bank insider Emily Brearley reveals shocking failures that global elites ignored World Bank whistleblower Emily Brearley exposes how a high-profile aid project in post-war Liberia went disastrously wrong, with young women facing serious issues from male teachers on a celebrated vocational program backed by celebrities like Anne Hathaway and Nike. From junior economist to outspoken critic, she details the flawed designs, ignored warnings, and bureaucratic pushback she encountered at the highest levels. SPONSORS: Go to https://surfshark.com/heretics for 4 extra months of Surfshark  Get an exclusive 15% discount on Saily data plans! Use code andrewgold at checkout. Download Saily app or go to https://saily.com/andrewgold   Check Plaud UK: https://bit.ly/40Gzdh1  | US: https://bit.ly/475MQKe Notepro: https://bit.ly/479tWSR Organise your life: https://akiflow.pro/Heretics  Earn up to 4 per cent on gold, paid in gold: https://www.monetary-metals.com/heretics/  Cut your wireless bill to 15 bucks a month at https://mintmobile.com/heretics  Author of Aid Inferno, Emily breaks down the realities of international development, gender policies in aid, parallels with failed experiments, UNRWA operations, and why results often fall short of the lofty promises. A powerful Heretics interview on global institutions, incentives, and practical ways forward. #WorldBankExposed #AidInferno #AidFailure Join the 30k heretics on my mailing list: https://andrewgoldheretics.com  Check out my new documentary channel: https://youtube.com/@andrewgoldinvestigates  Andrew on X: https://twitter.com/andrewgold_ok   Insta: https://www.instagram.com/andrewgold_ok Heretics YouTube channel: https://www.youtube.com/@andrewgoldheretics Chapters: 0:00 Emily Brearley Highlights 4:30 Warnings Ignored and Cohort Experiments 9:00 Reporting Issues and Facing Pushback 13:30 What the World Bank Actually Does 18:00 Gender Experts and Program Design Flaws 22:30 Gender Policies Impacting Aid Projects 27:00 UNRWA Work and Palestinian Interviews 32:00 Why Certain Areas Receive Most Attention 36:30 Reforming or Rethinking Aid Institutions 41:00 Bureaucratic Incentives and Mission Creep 46:00 Inequality Realities Across Cultures 51:00 Economic Policies in Latin America 55:00 A Heretic Emily Admires Learn more about your ad choices. Visit megaphone.fm/adchoices

In This Episode Have we reached the point where AI is beginning to matter in a commercial sense or are we still in the ‘figuring it out’ stage and it’s not driving outcomes yet? In this episode host Jason Henrichs is joined by Prashant Mehrotra, Chief AI Officer at U.S. Bank, and John Sun, Co-Founder and CEO of Spring Labs, for a deep dive into the frontier that is AI. Listen as these executives share insights on AI as a transformational force, not just one part of the organization. Everyone needs to be brought along on the journey which requires evangelization, education, building, and execution as one. Best techs just exist, it should not feel like you are doing AI, you should just be doing your work — a state where intelligence is embedded and is everywhere. The trio also explore the importance of balancing innovation with responsibility, and using AI thoughtfully. AI is complex, and organizations need to know where best to use it. There’s no need to overengineer every single solution. Generative AI costs every time you use it and human oversight remains essential, particularly in highly regulated environments. As we search for efficiency and transformation for good, is AI the next set of prosperity, similar to the invention of the automobile? This episode is part of the Hot Takes series, powered by U.S. Bank, and was recorded live at the University of Utah's FintechXchange Conference.

Why is copper being called the most important metal you're not investing in? Because the electrification of everything — EVs, AI data centers, global infrastructure — is creating unprecedented demand, while supply struggles to keep up. That's what Allen Cates, CEO of Kilo Reserve and former finance executive, helps investors understand. In this conversation, Allen shares why real assets like copper are being overlooked, what's driving the coming shortage, and how physical copper could play a role in a modern portfolio. Join host Khudania Ajay (KAJ) to discover what most investors are missing — and why the next decade of investing may belong to real assets. Explore copper and commodities at https://kajmasterclass.com.=========================================*Guest*Allen Cates is the CEO of Kilo Reserve, a platform that enables investors to own vaulted physical copper and, over time, other industrial metals and commodities. He began his career in financial services after earning a degree in Economics from Wake Forest University and an MBA from Manchester Business School. Allen spent nearly a decade at Bank of America and PNC Bank in strategy and lending roles before moving into entrepreneurship and investment. Over the past two decades, he has worked across consumer businesses, e-commerce, financial investment, and hard assets, developing a focus on commodities and real asset markets.Connect:https://kiloreserve.comhttps://www.linkedin.com/in/allen-cates-675371/=========================================*Host — Khudania Ajay (KAJ)*Independent journalist | 20+ years in media, leadership & storytelling | 2,500+ long-form conversations

Patrick McKenzie (patio11) reads his classic Bits About Money essay on why your bank deposit is not what you think it is. He explains the capital stack that makes deposits appear riskless while funding genuinely risky businesses, and why the "no questions asked" property of money took the United States roughly a hundred years to engineer.Patrick updates the essay with commentary on SVB's collapse, the Voyager collapse and emergency injunctions about the finer points of ACH plumbing, and the GENIUS Act's stablecoin interest ban. He argues that crypto keeps rediscovering the same hard truth: things that behave like deposits without being deposits eventually break. When they break, they will break other structures they have wormed into, and they will tend to have wormed into a lot, because deposits are extremely useful and are perceived to never break.–Full transcript available here: www.complexsystemspodcast.com/your-bank-balance-isnt-in-the-bank/–Presenting Sponsors: Mercury, Meter, & GranolaComplex Systems is presented by Mercury—radically better banking for founders. Mercury offers the best wire experience anywhere: fast, reliable, and free for domestic U.S. wires, so you can stay focused on growing your business. Apply online in minutes at mercury.com.Networking infrastructure has a way of accumulating technical debt faster than almost anything else in IT. Meter handles the full stack (wired, wireless, and cellular) as a single integrated solution: designed, deployed, and managed end-to-end so there's only one vendor to call when something goes wrong. Visit meter.com/complexsystems to book a demo. If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMS–Links:The alchemy of deposits: https://www.bitsaboutmoney.com/archive/the-alchemy-of-deposits/ Deposit Insurance: https://www.bitsaboutmoney.com/archive/deposit-insurance/ Gift Cards: https://www.bitsaboutmoney.com/archive/gift-card-accountability-sink/ Debanking (and Debunking?) https://www.bitsaboutmoney.com/archive/debanking-and-debunking/ –Timestamps:(00:00) Intro(00:20) Why revisit this essay now(02:03) Deposits are money(06:53) Heavily engineered structured products pretending to be simple(09:11) Credit card charge-offs as an underappreciated welfare program(10:16) Deposits as pink slime(13:08) Silicon Valley Bank and information sensitivity in the real world(19:06) Many things are quasi-deposits(20:00) Sponsors: Mercury | Meter(23:13) Many things are quasi-deposits (cont'd)(25:10) Voyager bankruptcy(32:29) How the FDIC resolves bank failures over weekends(34:49) Making the magic happen(35:13) The GENIUS Act and the stablecoin interest debate(40:31) Sponsor: Granola(47:45) Wrap

Before there was a Federal Reserve, a Bank of England, or an IMF — there was Amsterdam.In 1602, a small council of Dutch merchant regents didn't just launch a trading company. They wrote the rules of modern capitalism — rules that still govern every bank, every market, and every government debt crisis you've lived through. This is the hidden history they never put in the textbook.This episode investigates how the Dutch East India Company (VOC) became the world's first corporate empire: armed, sovereign, and answerable to no one. How the Bank of Amsterdam pioneered fractional reserve banking — and hid it. How the first stock exchange created derivatives, short selling, and speculative attacks that would look perfectly familiar on Wall Street today. And how a republic of merchants turned debt into the most powerful weapon in history.The Federal Reserve didn't invent this architecture. It inherited it.What You'll Discover:→ The 1602 Blueprint — How the VOC's permanent capital structure, limited liability, and public stock offering created the corporate model that still runs the world→ The First Deep State — How the VOC gained the legal power to declare war, govern territory, and execute criminals — without a king→ The Bank of Amsterdam's Secret — How the Wisselbank publicly claimed full reserves while privately running fractional reserve banking to fund the VOC→ The First Short Seller — Isaac Lemaire's speculative attack on VOC shares, the first recorded market manipulation campaign in history→ Too Big to Fail, 1602 — How the Dutch Republic became dependent on its own corporate creditor, and why that arrangement sounds familiar→ The Modern Inheritance — How the Federal Reserve, the IMF, and today's central banks run the same playbook with different namesThe Banda Islands weren't a tragedy. They were a policy decision. The collapse of the Wisselbank wasn't a failure. It was the blueprint being handed off.CHAPTERS:0:00 — Cold Open: The Machine That Never Stopped2:00 — Lesson 1: The City That Rewrote the Rules6:00 — Lesson 2: The First Corporate Empire8:00 — Lesson 3: The Machine That Looked Like Freedom12:00 — Lesson 4: Isaac Lemaire's Revenge14:00 — Lesson 5: The Bank That Lied18:00 — Lesson 6: Debt Was Never About Money20:00 — Lesson 7: The Intelligence Advantage22:00 — Lesson 8: The Banda Blueprint24:00 — Lesson 9: How England Stole the Architecture26:00 — Lesson 10: The Prototype Goes Global28:00 — The Ledger Today

Dragana Jurišić is a photographer, writer and filmmaker. She has exhibited extensively and won numerous awards.  Dragana's work is in several significant collections, including the National Gallery of Ireland, the Arts Council Collection, the Irish State Art Collection (OPW), the Bank of Spain, and others. Her first book, YU: The Lost Country, received accolades worldwide. Her second book, Museum, a collaboration with Paula Meehan, was published in July 2019 and is now in its 2nd edition. Her Own, published in December 2022, received outstanding reviews in El País, The Irish Times and RTE Culture. Dragana is currently working on her first feature-length documentary, The Last Balkan Cowboy (working title). In episode 279, Dragana discusses, among other things: Her forthcoming debut documentary. How everything she's done is an attempt at making sense of her experience during the Balkan war Her book YU: The Lost Country The influence of Rebecca West's book Black Lamb and Grey Falcon: A Journey Through Yugoslavia How she would measure the success of the new film Wanting to reach as large an audience as possible The imposter syndrome she felt as a first time film maker Being ‘ergonomic' about the way she approaches making The story of her Aunt and her book Her Own Website | Instagram Become a A Small Voice podcast member here to access exclusive additional subscriber-only content and the full archive of 200+ previous episodes for £5 per month. Subscribe to my weekly newsletter here for everything A Small Voice related and much more besides. Follow me on Instagram here. Need a new website? I will build you one with Squarespace. Details here.

Crypto News: US and Iran agree to 2-week ceasefire which caused Bitcoin and Stocks to pump. Crypto's $224 million inflow rebound was led by mostly one country and XRP.Brought to you by 

Canada has every advantage a country could ask for — vast natural resources, a stable democracy, world-class universities, and a highly educated population. So why has its GDP per capita fallen from 80% of the American level to around 70% in little more than a decade? In this video, we look at how a protected economy, a housing market that rewarded sitting still over building things, and a productivity gap that has been quietly compounding for thirty years have combined to create what the Bank of Canada called a "productivity emergency" — and what it might mean for the rest of the developed world.Patrick's Books:Statistics For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3eerLA0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Derivatives For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/3cjsyPF⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Corporate Finance: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3fn3rvC ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ways To Support The Channel:Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/PatrickBoyleOnFinance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle

Boyle is now a good little consumer.

This week on the Oakley Podcast, Jeremy Kellett sits down with Todd Amen, president of ATBS, to break down the 2026 trucking market, how recent tax law changes (including the Big, Beautiful Bill Act) impact owner operators, and what truck drivers should be doing right now in tax season. They cover extensions, quarterly estimated taxes, the power of the qualified business income deduction, and how per diem really works in simple, practical terms. Todd explains common, often-missed deductions specific to truckers, how the ATBS app helps track income, expenses, and per diem, and why maintenance reserves and smart money management separate profitable owner operators from those who struggle. The episode closes with guidance for drivers who are behind on taxes, free tools available from ATBS, and how Oakley owner operators compare financially to the broader industry. Key topics in today's conversation include: Welcome to Today's Episode with ATBS (0:42)   Episode Overview, Guests, Sponsors, and Bulk Loads Video Series (3:16)   Introducing Todd Amen and Current Trucking Market Outlook for 2026 (6:51)   Tax Season Strategy, Extensions, and Paying Quarterly Estimated Taxes (10:01)   Impact of Big Beautiful Bill Act on Truckers' Taxes and Deductions (13:15)   Per Diem Rules for Truck Drivers and How to Track Days on the Road (17:03)   ATBS Mobile App Features for Capturing Receipts and Managing P and L (20:02)   What Separates Profitable Owner Operators from Those Who Struggle (23:19)   Maintenance Costs, Reserve Accounts, and Equipment Breakdowns (26:11)   Handling Back Taxes, Unfiled Returns, and Working with the IRS (29:30)   Free Owner Operator Tools on ATBS Website and Deduction Lists (32:19)   How Oakley Owner Operators Compare on Net Income and Performance (35:49)   Owner Operator Model as Win-Win for Carriers and Drivers (0:37:42) Oakley Trucking is a family-owned and operated trucking company headquartered in North Little Rock, Arkansas. For more information, check out our show website: podcast.bruceoakley.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Jim Oliver and Nick Kosko break down the first principle from The Case for IBC: thinking like a true business owner. This is a clear look at how money actually moves through a business and why relying on commercial banks puts you in a weak position. They walk through the real problem every business faces, inconsistent income and constant expenses, and how that forces owners into lines of credit, personal guarantees, and giving control to the bank. Then they introduce the alternative: building your own banking system. One where you control the capital, the terms, and the outcome. This is the foundation. If you miss this, you miss the entire concept. Key Takeaways Every business has a cash flow timing problem, income is irregular, expenses are not Commercial banks become the gatekeeper, controlling your access to capital Lines of credit and loans often come with hidden risks and loss of control Infinite Banking gives you liquidity, control, and flexibility on your terms You must operate in two businesses: your profession and the banking business     Chapters 00:00 Introduction to the Series and The Case for IBC 00:45 Why Business Owners Understand IBC Faster 03:04 The Two Businesses You Must Be In 05:29 How Business Cash Flow Actually Works 07:52 The AR vs AP Problem (Cash Flow Timing) 10:12 Why Businesses Depend on Banks 12:31 The Risks of Lines of Credit and Loans 14:58 The Alternative: Becoming Your Own Banker 17:04 The Truth About Bank Safety and FDIC 19:27 Why Infinite Banking Changes the Game 21:53 Final Thoughts: Break Away from the Herd

On this episode of the Live Greatly podcast, Kristel Bauer sits down with Tommy and Will Higham, co-founders of Lola Blankets, a rapidly growing home brand in the U.S., known for blending comfort, community, and purpose-driven growth. What started as a deeply personal mission—honoring their mother, Amy ("Lola"), after she passed away from breast cancer—has evolved into a brand that has sold hundreds of thousands of blankets, built a loyal community, and donated over $500,000 to breast cancer charities. Kristel, Tommy, and Will explore the story behind Lola Blankets' rapid rise, what it takes to build an authentic and emotionally connected brand, and the mindset shifts that support sustainable success as entrepreneurs. They also share insights into managing stress as founders, and staying grounded while scaling a fast-growing company. Tune in for an inspiring conversation on entrepreneurship, resilience, and building something meaningful that resonates. Key Takeaways From This Episode: How Lola Blankets was created from a deeply personal story and purpose Why community and emotional connection are central to brand growth The role of authenticity in building trust and long-term success What has fueled Lola Blankets' rapid growth Creative approaches to marketing and standing out in a crowded space Tips for entrepreneurs looking to build and scale a meaningful brand Tips for how founders can manage stress and sustain performance while growing a business ABOUT WILL & TOMMY HIGHAM Tommy and Will Higham, the co-founders of Lola Blankets—one of the fastest-growing home brands in America that's redefining what a "cozy" company looks like.  At just four years old, Lola Blankets sold 600,000 blankets in a single month last November and completely sold out within 48 hours. With 20,000+ five-star reviews and over $500,000 donated to breast cancer charities, this isn't just a bedding company—it's a brand built on emotional connection, bold marketing, and purpose-driven growth. For background, the brand launched in 2021 and was created in honor of their mother, Amy—nicknamed "Lola"—who found comfort in her faux-fur blanket while battling breast cancer.  Tommy, a designer and social media creative, built Lola's distinct aesthetic and cult-favorite brand identity. Will, a former management consultant, architected the operational scale behind explosive growth. Together, they've transformed a traditionally "sleepy" category with unexpected, fashion-forward marketing—becoming the first home brand to stage a fashion show during NYFW and even gifting Polaris RZRs to top creators to drive sales momentum. They've collaborated with names like Tezza, Aviator Nation, and LANY—and often maintain waitlists for their machine-washable faux-fur blankets. Connect with Lola Blankets & Will and Tommy Website: https://lolablankets.com/  Instagram: https://www.instagram.com/lolablankets/?hl=en  LinkedIn: https://www.linkedin.com/in/will-higham-492118108/  https://www.linkedin.com/in/tommy-higham-843b29b9/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the award-winning author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building. Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel's work has been featured in Forbes and she has had multiple TV appearances including NBC News Daily, ABC News Live, FOX Weather, ABC 7 Chicago, WGN Daytime Chicago and more. Kristel lives in the Chicago, IL area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Description: The Motley Fool Hidden Gems team takes a listener question about diversification, acknowledging the volatility in the stock market as well as why diversification is a winning strategy for the long term.Jon Quast, Matt Frankel, and Rachel Warren discuss:-Market volatility: What it is-How bad things can get-How diversification can help returns-Stocks that help long-term returnsCompanies discussed: Bank of America (BAC), Berkshire Hathaway (BRK.A)(BRK.B), Apple (AAPL), Johnson & Johnson (JNJ), Prologis (PLD), PepsiCo (PEP)Got investing questions for the podcast? Email us at podcasts@fool.comHost: Jon QuastGuests: Matt Frankel, Rachel WarrenEngineer: Bart ShannonAdvertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this raw and unfiltered episode of the 2 Be Better Podcast, Chris and Peaches break down real listener emails about modern relationships, co-parenting struggles, jealousy, insecurity, divorce, blended families, and rebuilding trust after betrayal. They dive deep into passive-aggressive communication, resentment in long-term relationships, accountability after cheating, and what it really takes to make co-parenting work without sabotaging your current partner. If you're navigating custody exchanges, dealing with an insecure boyfriend or girlfriend, or trying to heal from past relationship trauma, this episode gives direct, practical relationship advice without sugarcoating.You'll also hear honest conversations about dating after divorce, step-parent dynamics, masculine insecurity, emotional maturity, and how unresolved wounds can quietly destroy a healthy relationship. Whether you're struggling with boundaries with an ex, co-parenting conflict, trust issues, or wondering if your relationship is worth fighting for, this episode challenges victim mindsets and pushes personal responsibility. If you want blunt relationship coaching, modern dating insight, and real talk about marriage, divorce, and blended families, this is for you.Disclaimer: We are not professionals. This podcast is opinioned based and from life experience. This is for entertainment purposes only. Opinions helped by our guests may not reflect our own. But we love a good conversation.Become a supporter of this podcast: https://www.spreaker.com/podcast/2-be-better--5828421/support.

ESPN’s Field Yates joins Stugotz today, and Field tries to make Stugotz more hopeful about the Jets’ chances with the second pick in this year’s NFL Draft. Field believes next year’s draft is loaded, and the Dolphins might be positioning themselves for success with how they’ve turned over the roster this offseason. Taylor pitches Field an idea to fix tanking in the NBA: bank the tank. Finally, Stugotz gets Field’s thoughts on Kirk Cousins to the Raiders and why he’s the ideal mentor for Fernando Mendoza.See omnystudio.com/listener for privacy information.