Podcasts about Finance

Crypto News: Senate may pass the Clarity Act this coming week as the August 7th deadline approaches but the House is gone so the bill cannot be signed into law till September 2026. XRP Ledger upgrade brings back features once pulled over critical bugs. SEC keeps Nasdaq bitcoin options on hold after granting CME review.

Bill Barhydt, Founder/CEO Abra, joined me to discuss the current state of the crypto market and what needs to happen for the market before the next major bull run. Recorded July 10th.Topics: - Crypto bear market and when the bottom might be in - Tokenization and markets going 24/7 - Clarity Act outlook - AI 's impact on the economy and life- Future of Prediction markets

Most of us do not wake up intending to serve money. Yet financial pressures, ambitions, and fears can quietly begin shaping our choices. Before long, money may influence where we find security, how we measure success, and what we believe will bring us peace. Jesus speaks directly to this danger in Luke 16:13: “You cannot serve God and money.” Money was never meant to be our master. But when it is placed in its proper role, it can become a useful tool for serving God, caring for our families, and blessing others. So, what does a biblical approach to money look like? Money Is a Gift to Receive With Gratitude The Bible speaks frequently about wealth, possessions, generosity, and stewardship. One of its clearest principles is that money is not the goal. It is a resource entrusted to us by God. Ecclesiastes 5:19 says: “Everyone also to whom God has given wealth and possessions and power to enjoy them…this is the gift of God.” God is not opposed to provision or the appropriate enjoyment of what He provides. His gifts should be received with gratitude rather than guilt. We see a picture of God's abundant provision when Jesus feeds the five thousand in Matthew 14. Christ not only meets the immediate needs of the crowd, but the disciples also collect twelve baskets of leftovers. The point is not indulgence or excess. It is that God is a generous provider who delights in caring for His people. Everything we possess ultimately comes from Him. Recognizing that truth allows us to enjoy His provision without believing we own it independently of Him. Money Reveals What We Trust Although money can be a gift, it also carries spiritual significance because it reveals the condition of our hearts. 1 Timothy 6:10 warns that “the love of money is a root of all kinds of evils.” Paul does not say that money itself is evil. The danger arises when we love money or look to it for something only God can provide. Money cannot give us lasting security, establish our identity, or bring genuine peace. When we expect it to do those things, a useful tool begins to take the place of our faithful Provider. Every financial decision can reveal something about our trust. Our spending may expose what we value. Our saving may show whether we are preparing wisely or attempting to control an uncertain future. Our generosity may reveal whether we believe God will continue to provide. The question is not simply, “What am I doing with my money?” It is also, “What is my money doing to my heart?” Money Is Meant to Serve God's Purposes Ephesians 4:28 gives us a broader vision for our work and resources. Paul instructs believers to work honestly “so that he may have something to share with anyone in need.” We do not earn merely to accumulate. God enables us to work so that we can provide for our responsibilities, prepare wisely for the future, and share with others. That perspective transforms the purpose of our financial lives. Work becomes more than survival or personal advancement. It becomes one way we participate in God's generosity. Saving becomes thoughtful preparation rather than an attempt to eliminate every uncertainty. Investing can become an act of stewardship when it supports future responsibilities and generosity. This purpose often expresses itself through ordinary decisions: choosing to give even when the budget feels limited, avoiding unnecessary debt, setting aside money for future needs, or creating enough margin to respond when someone needs help. Those individual choices may feel small, but over time they shape both our finances and our hearts. Money becomes especially useful when it flows outward in service rather than being gathered inward as a source of identity or control. Money Must Remain a Servant When Jesus said we cannot serve both God and money, He was establishing the proper order of our allegiance. Money must remain a servant rather than becoming our master. In his sermon “The Use of Money,” John Wesley described money as a valuable gift when it is used in the hands of God's people. It can feed the hungry, provide clothing for those in need, and offer shelter to the traveler and stranger. That is a beautiful picture of money placed in its proper role. It is not worshiped, feared, or pursued as an end in itself. It is directed toward purposes that reflect God's love and generosity. Money may help us accomplish many good things, but it is never qualified to lead our lives. Only God deserves our trust, devotion, and obedience. Money Is Temporary, but Its Use Can Matter Eternally 1 Timothy 6:7 reminds us, “We brought nothing into the world, and we cannot take anything out of the world.” Every dollar we manage is temporary. Homes, accounts, investments, and possessions will eventually pass from our hands. Yet the way we use those temporary resources can have lasting significance. When we remember that money is temporary, we can begin to hold it more loosely. We can enjoy God's provision without being controlled by it. We can plan wisely without placing our hope in wealth. And we can give generously because we know that God—not our bank account—is our ultimate provider. Before your next decision about spending, saving, investing, or giving, consider asking a different question: Lord, how can this money serve You and others? Money is never the destination. It is simply a tool God places in our hands to accomplish purposes greater than ourselves. This is a central theme of Our Ultimate Treasure, a 21-day devotional designed to help you treat money as a tool rather than a treasure so that it can find its proper place in your life. You can order a copy—or copies for your church or small group—at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: My father gave me $75,000 after my mother passed away. My husband and I are nearing retirement with no emergency savings, about $140,000 in personal-loan debt from his failed business, plus a mortgage and car loan. We spend nearly $10,000 a month. After giving, should we use the money to build savings, pay down debt, or invest some of it? My husband and I are approaching 65, qualify for Social Security, and plan to keep working. I'm also eligible for a teacher pension. Should I claim Social Security now, delay it, or rely on my pension first? Would a Certified Kingdom Advisor® (CKA®) be the right person to help us evaluate our options? My father-in-law recently passed away, and I'm helping my mother-in-law with her finances. She has about $11,000 across six credit cards. Some issuers have offered to freeze the accounts and stop the interest while she repays them. Should she accept those arrangements or consolidate the balances into one loan? Her Social Security benefit is small, and my father-in-law's check has stopped. Could she qualify for a survivor benefit based on his record? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We love to hear from our listeners. Send us a message. On this week's episode of the Business of Biotech, Annette Bakker, Ph.D., CEO at the Children's Tumor Foundation, and Andrew Lo, Ph.D., Finance Professor at MIT's Sloan School of Management and Director of the Laboratory for Financial Engineering, talk about the methods and economics for turning abandoned drug candidates into new therapies for patients. Annette and Andrew share the story of Gomekli, a formerly shelved Pfizer drug candidate spun out into SpringWorks Therapeutics, and approved in 2025 for NF Type 1 tumors (Merck KGaA subsequently acquired SpringWorks for $3.9 billion). They also detail plans for bringing more shelved candidates back into development, using a shared data infrastructure and a matchmaking tool to pair interested drug developers with investors and funding. Access this and hundreds of episodes of the Business of Biotech videocast under the Business of Biotech tab at lifescienceleader.com.  Subscribe to our monthly Business of Biotech newsletter. Get in touch with guest and topic suggestions: ben.comer@lifescienceleader.comFind Ben Comer on LinkedIn: https://www.linkedin.com/in/bencomer/

Are your current carrier vetting processes actually protecting your business from the rising threat of double brokering? Or inadvertently leaving your logistics operations exposed to catastrophic nuclear verdicts? Tom Dean of Renaissant is back to have another conversation about the absolute wild west of freight fraud we are navigating right now! Bad actors are making a mad dash for cash as their window closes, and we are breaking down exactly how strict risk management, automated carrier compliance, and supply chain transparency are your only true defenses against getting burned.  Tom shares how Renaissant is revolutionizing the industry with virtual gate validation and their new partnership to stop fraudulent drivers before they ever touch your freight.  It is time to stop flying blind, hold the line on your carrier procurement, and start protecting the legitimate, ethical operators out there. Tune in to discover how to lock down your network and block out the shady players for good!   About Tom Dean Tom Dean is the Founder and CEO of Renaissant, an AI-native logistics platform designed to bring digital control to the physical realities of freight movement. Renaissant's platform delivers complete yard control—from scheduling to gate access, dock execution, and yard management—helping logistics operators improve security, productivity, compliance, and safety. Before founding Renaissant, Tom spent more than two decades at the intersection of analytics, markets, and operations. He served as Head of Global Commodity Trading for a $15 billion hedge fund, where he built teams combining fundamental analysis and quantitative research to optimize large trading portfolios. Earlier, he held leadership roles in electricity and natural gas trading at a Fortune 100 energy company.  Tom holds a B.S. in Accounting and Finance from Kansas State University and an MBA in Analytic Finance from the University of Chicago Booth School of Business.   Connect with Tom Website: https://www.renaissant.com/  Email: info@renaissant.com  

Send us Fan MailUnderstanding HIPAA compliance is more critical than ever for private practices. In this Private Practice Survival Guide episode, Brandon Seigel sits down with technologist Yves Martin to uncover the essential shifts and ongoing requirements in HIPAA regulations. They explore what it truly means to be compliant in an evolving digital landscape, emphasizing strategies to protect patient data and avoid common pitfalls. Learn about new mandates, practical security assessments, and how to foster a culture of privacy within your organization. This episode is packed with invaluable insights for any healthcare professional looking to strengthen their data security and navigate HIPAA with confidence. What You'll Learn:The current state and future landscape of HIPAA complianceWhy avoiding 'gross negligence' is your top priorityMandatory changes like multi-factor authentication and data encryptionHow to conduct effective security risk assessmentsA critical, often-overlooked HIPAA update regarding substance abuse recordsCommon scenarios leading to HIPAA breaches and how to prevent themThe importance of a 'culture of privacy' in your practiceEquip yourself with the knowledge to maintain robust HIPAA compliance and ensure patient trust.#HIPAACompliance #PrivatePractice #DataSecurity #PatientPrivacy #HealthcareRegulationsAmazon Bestselling Author and Founder and CEO of MQUAL Advanced IT Engineering and Support. Yves Martin has been programming computers since age twelve, starting with BASIC on a TRS-80. He studied Industrial Engineering at Lehigh University and holds a Professional Certificate in Artificial Intelligence from MIT, along with a certification in Designing and Building AI Products and Services. He also holds certificates in Statistics, Data Analysis, Data Science, and Analyzing and Visualizing Data. With over twenty years of experience designing and building IT and data systems—including business intelligence platforms—he combines technical depth with practical insight. As an author, he writes about artificial intelligence, cyber security and compliance and the use of technology to automate business processes.https://www.mqual.com https://www.facebook.com/mqualtech Welcome to Private Practice Survival Guide Podcast hosted by Brandon Seigel! Brandon Seigel, President of Wellness Works Management Partners, is an internationally known private practice consultant with over fifteen years of executive leadership experience. Seigel's book "The Private Practice Survival Guide" takes private practice entrepreneurs on a journey to unlocking key strategies for surviving―and thriving―in today's business environment. Now Brandon Seigel goes beyond the book and brings the same great tips, tricks, and anecdotes to improve your private practice in this companion podcast. Get In Touch With MePodcast Website: https://www.privatepracticesurvivalguide.com/LinkedIn: https://www.linkedin.com/in/brandonseigel/Instagram: https://www.instagram.com/brandonseigel/https://wellnessworksmedicalbilling.com/Private Practice Survival Guide BookThis show is proudly produced at PS Studios — learn more https://www.psstudios.co

Derrière les célèbres lunettes Ray-Ban se cache un empire industriel de plusieurs dizaines de milliards d'euros. Quatre ans après la mort de son fondateur, Leonardo Del Vecchio, les héritiers d'EssilorLuxottica s'affrontent autour de la gouvernance du groupe. Une bataille familiale qui dépasse largement le secteur de l'optique et pourrait avoir des répercussions sur une partie de la finance italienne. Ray-Ban est l'une des marques les plus célèbres au monde. Popularisées notamment par Tom Cruise dans Top Gun, ces lunettes sont devenues une véritable icône. Mais derrière cette marque mythique se cache un gigantesque groupe européen : EssilorLuxottica. À l'origine de cet empire, l'entrepreneur italien Leonardo Del Vecchio. Tout au long de sa vie, l'homme d'affaires a construit méthodiquement Luxottica jusqu'à en faire le leader mondial de la lunette. Son intuition est simple: une paire de lunettes n'est pas seulement un objet destiné à corriger la vue, c'est aussi un accessoire de mode. Il rachète ainsi des marques prestigieuses comme Ray-Ban ou Oakley, signe des licences avec les plus grandes maisons de luxe et développe ses propres réseaux de distribution. Son objectif est clair: maîtriser toute la chaîne de valeur, de la conception des montures jusqu'au client final. En 2018, Luxottica franchit une nouvelle étape en fusionnant avec le Français Essilor, spécialiste mondial des verres correcteurs. Naît alors EssilorLuxottica, un mastodonte mondial de l'optique qui est aujourd'hui au cœur d'une bataille de succession. À lire aussiEn Italie, la plus vieille banque du monde, objet de toutes les convoitises Pourquoi les héritiers de Ray-Ban se déchirent-ils ? À la mort de Leonardo Del Vecchio, en 2022, sa fortune et le contrôle de la holding familiale, valorisée à près de 46 milliards d'euros, sont répartis à parts égales entre huit héritiers : ses six enfants, sa veuve et son beau-fils. Sur le papier, cette répartition paraît équitable. Dans les faits, elle complique fortement la gouvernance de l'entreprise. Avec seulement 12,5% du capital chacun, aucun héritier ne dispose d'une majorité. Toutes les décisions importantes nécessitent donc un consensus. Une situation que les spécialistes de la gouvernance résument simplement : lorsque tout le monde détient le même pouvoir, chacun possède en réalité un droit de veto. L'un des fils de Leonardo Del Vecchio souhaite aujourd'hui sortir de cette impasse. Son projet consiste à racheter les parts de son frère et de sa sœur pour un montant estimé à près de 10 milliards d'euros. S'il y parvient, il détiendrait 37,5% de la holding familiale. Il ne serait pas majoritaire, mais deviendrait de très loin le principal actionnaire, avec un poids suffisant pour orienter les décisions stratégiques du groupe. Mais ce plan se heurte à plusieurs obstacles. Réunir 10 milliards d'euros, même pour l'une des familles les plus riches d'Europe, est une opération complexe. Les banques impliquées réclament davantage de garanties et le conseil d'administration de la holding est lui-même divisé. Certains administrateurs refusent d'apporter leur soutien au projet, ce qui place aujourd'hui cette opération dans une impasse. À lire aussiDépart de Tim Cook d'Apple: quels risques pour une entreprise quand son dirigeant s'en va? Pourquoi cette succession dépasse largement le marché des lunettes Si cette affaire familiale est suivie de près par les investisseurs, c'est parce que la holding de la famille Del Vecchio ne contrôle pas uniquement EssilorLuxottica. Elle détient également des participations importantes dans plusieurs poids lourds de la finance italienne, comme les banques UniCredit et Monte dei Paschi ou encore l'assureur Generali. Au total, son portefeuille financier est estimé à environ 16 milliards d'euros. Autrement dit, lorsque les héritiers se disputent le contrôle de cette holding, ce ne sont pas seulement les lunettes Ray-Ban qui sont concernées. Cette bataille peut également avoir des conséquences sur la gouvernance de plusieurs grands établissements financiers italiens. Au-delà du cas Del Vecchio, cette succession illustre un défi auquel seront confrontées de nombreuses entreprises familiales dans les années à venir : celui de la transmission. Construire un empire est une chose. Le transmettre en est une autre. Et c'est parfois l'épreuve la plus difficile.

#295 - 10 000 €-mois, retraité à 39 ans en Espagne, encore possible?Masterclass dimanche 5 avril à 18h : https://www.fireclub.training/reussirmonpremierinvestlocatif-a09213a1-2Rejoindre le coaching : https://app.iclosed.io/e/fire/fireclub-inscriptionLes workshops : https://firefrance.substack.comHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

日米両財務省の円買い協調介入を巡り、記者団の取材に応じる片山さつき財務相、３日午前、財務省片山さつき財務相は３日、大臣談話を発表し、外国為替市場で米東部時間７月３１日に米財務省と円買いの協調介入を実施したと明らかにした。 The Japanese Ministry of Finance said Monday that it conducted a yen-buying currency market intervention Friday, U.S. Eastern time, "in coordination with" the U.S. Treasury Department.

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Taylor Perkins is just a dude trying to level the playing field in finance, while taking his company Muunifi to the MOON. Top 3 Value Bombs 1. Failing is an advantage. 2. Your platform is useless without users. 3. Get involved in any way that you feel comfortable. Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Strawberry - Discover what's possible with a professional coach by your side. Start today and get 50 percent off your first coaching session at Strawberry.me/fire.

Live Aig 2, 2026Franco & The Modern Right | Yaron & Nikos DialoguesMore from Nikos Sotirakopoulos: https://www.nikos.org/Support Nikos: https://www.youtube.com/@nikos_1717

Aug 3, 2026 – Missing a single deadline can trigger a 25% tax penalty, and most retirees do not realize how many ways an RMD can quietly reshape their finances. Brendan McMurtrie sits down with Ryan Puplava to break down required minimum distributions under SECURE Act 2.0...

Hervé Van Caloen, President of Mercator Investment Management, joins Michael Gayed on Lead-Lag Live to discuss where the next decade of alpha lives outside the US — with a focus on Latin America (Venezuela post-Maduro, Argentina's Milei reforms), Japan's semiconductor comeback via Rapidus, European defense investment, and the case for global diversification when US market concentration hits a 93-year high. Topics covered: (00:00) Host intro and Hervé's international investing background (05:05) US tech concentration and the case for diversification (10:00) Europe's shift toward bureaucracy and regulation (15:10) Sweden's capitalism pivot and European contrasts (20:21) Japan's lost decades and the macro turnaround (25:20) Japan's semiconductor strategy and the Rapidus initiative (30:18) Global rotation beyond the US and investor caution (35:05) Emerging markets pain, BRICS, and Latin America opportunity (40:04) Currency risk, hedging, and export-focused plays About Mercator Investment Management: Mercator is an international asset manager focused on non-US equity opportunities across developed and emerging markets. Hervé Van Caloen brings decades of experience investing across Latin America, Asia, and Europe, with particular expertise in identifying structural reforms and macro pivots that create multi-year equity re-ratings. Where to find Hervé and Mercator: Website: mercatorinvestments.com Contact: Hervé Van Caloen — herve.vancaloen@mercatorinvestments.com The Lead-Lag Report: leadlagreport.com Sponsored by Mercator Investment Management — this episode is presented as part of Mercator's Lead-Lag Live sponsored webinar series covering international investment opportunities. This content is for informational purposes only and does not constitute investment advice or a recommendation to buy or sell any security. Views expressed by Hervé Van Caloen are his own and do not necessarily reflect the views of Lead-Lag Publishing, LLC. Investors should conduct their own due diligence before making any investment decision. Sign up to The Lead-Lag Report on Substack and get 30% off the annual subscription today by visiting http://theleadlag.report/leadlaglive. Support the show

#294 - Les mairies sont plus bolcheviks que ma copineMasterclass dimanche 5 avril à 18h : https://www.fireclub.training/reussirmonpremierinvestlocatif-a09213a1-2Rejoindre le coaching : https://app.iclosed.io/e/fire/fireclub-inscriptionLes workshops : https://firefrance.substack.comHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

When the cost of living crisis is driving your day-to-day costs up, putting money in to a Kiwisaver might not seem appealing. But is it still important to keep the flow of money in to Kiwisaver going? And what do you do when you want to get started investing in an index fund? Founder and Managing director of Koura wealth Rupert Carlyon joins Tim Beveridge for Smart Money to discuss. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Recorded live on Aug 1, 2026AMA & Hangout with Contributors (Aug 2026) | Yaron Brook ShowWhether you're interested in geopolitics, economics, philosophy, technology, or personal development, this episode delivers sharp analysis and provocative insights you won't hear anywhere else.Join the conversation and let us know in the comments: Which issue poses the greatest threat to freedom today—Iran, China, immigration policy, government spending, or something else entirely?Subscribe for more analysis on politics, economics, philosophy, technology, and the ideas shaping the future.#Trump #Iran #Taiwan #China #NATO #Immigration #Politics #IRS #FreeMarkets #Capitalism #Objectivism The Yaron Brook Show is Sponsored by -- The Ayn Rand Institute (https://www.aynrand.org/starthere)-- Energy Talking Points, featuring AlexAI, by Alex Epstein (https://alexepstein.substack.com/)-- Express VPN (https://www.expressvpn.com/yaron)-- Hendershott Wealth Management (https://www.youtube.com/watch?v=X4lfC...) https://hendershottwealth.com/ybs/-- Michael Williams & The Defenders of Capitalism Project (https://www.DefendersOfCapitalism.com)Join this channel to get access to perks: / @yaronbrook Like what you hear? Like, share, and subscribe to stay updated on new videos and help promote the Yaron Brook Show: https://bit.ly/3ztPxTxSupport the Show and become a sponsor: / yaronbrookshow or https://yaronbrookshow.com/ or / yaronbrookshow Or make a one-time donation: https://bit.ly/2RZOyJJContinue the discussion by following Yaron on Twitter (https://bit.ly/3iMGl6z) and Facebook (https://bit.ly/3vvWDDC )Want to learn more about Ayn Rand and Objectivism? Visit the Ayn Rand Institute: https://bit.ly/35qoEC3Become a supporter of this podcast: https://www.spreaker.com/podcast/yaron-brook-show--3276901/support.Yaron is the executive chairman of the Ayn Rand Institute and a world class speaker. He is the coauthor of the national best-seller Free Market Revolution: How Ayn Rand's Ideas Can End Big Government, Equal is Unfair: America's Misguided Fight Against Income Inequality and In Pursuit of Wealth: The Moral Case for Finance. He speaks around the world on a variety of topics including the morality of capitalism, Ayn Rand and her philosophy, finance and economics, and the value of inequality.

Crypto News: Cynthia Lummis exposes Elizabeth Warren's Clarity Act and Crypto lies as President Trump reviews ethics updates in the Clarity Act bill. $40 million worth of Bitcoin stolen after 500 'Coldcard' hardware wallets were hacked.

Cody Carbone, CEO of The Digital Chamber, joined us to discuss the latest CLARITY Act timeline and the ongoing negotiations over the bill's ethics provisions.Topics: - Clarity Act ethics - will President Trump approve? - Will the Senate vote on the Bill next week? - Can the Bill make it to the House for a vote? - Suing Illinois over their Digital Tax Bill 

Most people treat life insurance like the "broccoli of estate planning"—something they know is good for them, but usually avoid until it’s too late. In this episode of Talk Law Radio, host Todd Marquardt sits down with independent financial planner Joseph Warren to flip the script and reveal how life insurance acts as a vital funding vehicle, estate equalizer, and legal peace treaty for families and business owners alike. Together, Todd and Joseph pull back the curtain on the financial industry. Joseph shares his early career experiences at large insurance firms, exposing how quota-driven models and limited planning tools often lead to conflicted advice. They break down the critical questions you must ask your advisor to ensure they are serving your best interests rather than just chasing high-commission products. Main Topics Covered Navigating Financial Industry Conflicts: Why fee-biased or commission-driven setups lead to "wolf in sheep’s clothing" advice and how independent, coordinated planning between attorneys, CPAs, and planners creates true harmony. Life Insurance for Business Owners: Using life insurance as a "peace treaty" to fund buy-sell agreements, insure key employees, and equalize inheritances between children who work in the family business and those who do not. Protecting Minor Children & Special Needs Loved Ones: The legal traps of naming a minor child directly as a beneficiary and how pairing life insurance with revocable or supplemental needs trusts protects government benefits and avoids costly probate court guardianships. Sinners and Saints: A sobering look at the Texas "Slayer Statute" (where a murderer loses beneficiary rights), paired with an unexpected archaeological discovery regarding Saint Augustine. Land Rich, Cash Poor & Estate Tax Solutions: How Irrevocable Life Insurance Trusts (ILITs) and "Crummey" letters allow high-net-worth families, farmers, and ranchers to pay heavy federal estate taxes without forcing a fire sale on family land. Key Takeaways The Buy-Sell "Peace Treaty": Life insurance gives remaining business partners the cash needed to buy out a deceased partner's shares, ensuring the family receives full financial value without having to manage a business they don't understand. Never Name a Minor as a Beneficiary: Insurance companies cannot pay policy proceeds directly to minors. Doing so forces the surviving parent into court to become a court-appointed guardian over their own child's money. Always route these funds through a properly drafted trust. Be Mindful of the Estate Tax Trap: Though life insurance payout is income-tax-free, the total death benefit is included in your gross estate for federal estate tax purposes unless structured through an Irrevocable Life Insurance Trust (ILIT). Buy Before You Need It: Life insurance must be purchased before tragedy strikes. Health changes can quickly disqualify you, making early, proactive planning the most affordable way to protect your family's future. Episode Breakdown [00:00] Intro: The Quiet Disasters of Unstructured Life Insurance [01:15] Conflicted Advice in the Financial Industry with Joseph Warren [06:30] The 5 Real-World Scenarios: Business Buy-Sells & Key Person Insurance [10:45] Naming Minor Children vs. Trust Planning [14:10] Sinners & Saints: The Slayer Statute Case & St. Augustine [19:25] Supplemental Needs Trusts for Special Needs Beneficiaries [21:50] Land Rich, Cash Poor: ILITs & Paying Estate Taxes [25:30] Legacy Spotlight: Why Proactive Planning Delivers True Peace of Mind -Sponsored by Marquardt Law Firm and Financial Planning HQ -Go to marquardtlawfirm.com and financialplanninghq.net If you found this episode valuable, please Subscribe and hit the Notification Bell on YouTube. Sharing this podcast with other parents, grandparents, and caregivers helps raise vital awareness to protect the children in our communitiesSee omnystudio.com/listener for privacy information.

What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada? Doug Hoyes shares his firsthand experience testifying before the House of Commons Standing Committee on Finance, explaining why Canadians are taking longer before reaching a financial breaking point, how affordability challenges are changing the nature of debt, and why issues like CRA repayment demands continue to push some people toward insolvency. The conversation also explores the growing divide between homeowners and renters, debt layering, and why insolvency is often a lagging indicator of financial stress. Get a firsthand look inside Parliament and discover what Canada's debt trends could mean for the future of household finances. 01:02 Being invited to testify before Parliament 03:18 Inside the House of Commons committee process 06:18 The three messages presented to MPs 08:50 Why financial collapse now takes years 10:32 What MPs asked during the hearing 13:30 CRA repayment demands and consumer bankruptcies 16:12 Why the same CRA issues remain after 18 years 18:10 Affordability, rising costs, and structural debt problems 22:05 Debt layering: how Canadians stay afloat until they can't 24:15 Homeowners vs. renters: a growing financial divide 26:05 Mortgage renewals and what's coming next 29:15 Doug's biggest takeaway from testifying before Parliament 31:45 Why real financial stress isn't reflected in the headlines

For every dollar the world invests in protecting nature, it spends thirty dollars destroying it. In this episode of the Climate Correction Podcast, host Shannon Maganiezin sits down with two of the authors behind the United Nations Environment Programme's (UNEP) State of Finance for Nature 2026 report to unpack what that staggering imbalance means for biodiversity, climate resilience, economic stability, and the future of finance itself. The numbers are sobering: in 2023 alone, roughly $7.3 trillion flowed into nature-negative activities, while just $220 billion supported nature-based solutions.  Shannon is joined by Ivo Mulder, who leads UNEP's Climate Finance Unit and has helped unlock more than one billion dollars for sustainable agriculture, forestry, and restoration across developing countries. Ivo is one of the report creators. Ivo co-founded the Natural Capital Finance Alliance and the ENCORE tool, laying the groundwork for the Taskforce on Nature-related Financial Disclosures. Also joining the conversation is Michael König-Sykorova, Senior Project Manager at the Frankfurt School of Finance and Management and a leading expert in climate and nature finance data. Michael contributed to the Intergovernmental Panel on Climate Change's (IPCC) Sixth Assessment Report and led key analytical components of the State of Finance for Nature 2026 report. He iwas lead author on this report and is also a founding member of the Climate Finance and Sustainability Centre at Makerere University in Uganda.  The conversation begins with Michael walking listeners through the scope and methodology of the report, including how the team defined and measured nature-negative finance across sectors, what qualifies as nature-based solutions finance, and how the two sides of the equation can be meaningfully compared. He shares what the data reveals about trends over time, whether progress is moving fast enough, and how the report's findings were validated through rigorous peer review.  Ivo then steps back from the numbers to explore what these findings signal about the trajectory of global finance. He examines whether nature-negative investments are starting to slow or still expanding, where the biggest synergies are emerging across the three Rio Conventions on climate, biodiversity, and land degradation, and what governments, public finance institutions, private investors, and financial institutions each need to take from this report. The discussion closes with a look at the financial instruments and emerging biodiversity finance mechanisms showing the most promise for scaling investment into nature-based solutions.  The takeaway is clear: the challenge isn't only how much we invest in protecting nature. It's where the rest of our money is going. Redirecting even a fraction of nature-negative flows could fundamentally reshape outcomes for climate, biodiversity, and global resilience.  Resources / Links:  UNEP – State of Finance for Nature 2026 (SFN 2026) and State of Finance for Nature 2023 (SFN 2023).  Interconnectivity between climate, nature & climate risk (including impacts on GDP)  IMF 2024 'Embedded in Nature'  SwissRe 2021 – The economics of climate change: No action not an option  Klusak et al, 2021 – Rising temperatures, falling ratings: the Effect of Climate Change on Sovereign Creditworthiness. Bennett School, Cambridge University  Nature Finance, 2022. Loss of nature is pushing nations towards sovereign credit downgrade and 'bankruptcy'  Some catalytic finance solutions UNEP has set up and/or supported:   UNEP: Why use catalytic finance to tackle tropical deforestation.   About the &Green Fund + &Green: Financing sustainable palm oil in Indonesia  Restoration Seed Capital Facility (RSCF): video about its structure & video about its support lines  AGRI3 Fund: a guarantee fund to stimulate forest, food & famers in emerging markets.  Responsible Commodities Facility: financing responsible soy in Brazil   

This week on Home Sweet Home Chicago, David Hochberg is joined by  Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl,' talking wasp nests, IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, talks about all the rules you want to know about when it comes […]

What happens to everything you've built if you fail to plan for the future? On this episode of "Your Retirement Highway," Kyle Jones, Matt Allgeyer, and special guest Danny Michaud take you on a lively road trip through the world of legacy planning—and trust us, this ride comes with a few sharp turns, some unexpected laughs, and a couple of dad jokes you won't soon forget. Will you get the inside scoop on the core documents every family needs, or will you be part of the 62% of Gen Xers flying without a plan?Tune in to hear why legacy planning isn't just for the wealthy (or the stuffy), how your family could end up “building on sand,” and what makes financial planning more apprenticeship than textbook. Plus, find out which team one of the hosts secretly cheers for, why nobody wants to be runner-up to the runner-up, and the rookie mistakes you'll want to avoid. Buckle in—this is one episode you and your retirement can't afford to miss!Join Matthew Allgeyer and Kyle Jones as they dive into the crucial issues shaping your retirement. In this episode of Your Retirement Highway, our hosts discuss a key retirement topic, sharing expert advice, actionable strategies, and experiences that matter. From taxes and Social Security to long-term care and market volatility, they cover what you need to know to chart your retirement course with clarity and confidence.

Featured on WGN Radio's Home Sweet Home Chicago on 08/1/26: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl,' talks wasp nests and how they can make a deck unusable. Janelle also talks about the quarterly maintenance program that can help keep your property pest-free year-round. To learn more about Rose Pest Solutions and […]

Featured on WGN Radio's “Home Sweet Home Chicago” on August 1, 2026:  IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, talks about all the rules you want to know about when it comes to tax on tips, mandatory gratuities, overtime pay, and NIL income for student […]

Featured on WGN Radio's Home Sweet Home Chicago on 08/1/26: Dave Schlueter of the Law Offices of David R. Schlueter joins the show to talk about “seller’s remorse,” and what’s in play when a higher offer comes in on a home after it’s already in contract. To learn more about what Dave Schlueter can help you with, […]

In this episode of our monthly finance chat, financial advisor Bishwas Bhattarai discusses Cotality's latest data showing a fall in house prices in major capital cities with the onset of financial year 2026-27. Tune in for tips on negotiating when buying a home, the impact on mortgages, predictions ahead of the Reserve Bank's August interest rate decision and the outlook for the Australian economy in the months ahead. - नयाँ आर्थिक वर्ष सन् २०२६–२७ को पहिलो महिना सकिँदै गर्दा, सिड्नी, मेलबर्न, एसीटी लगायतका केही प्रमुख शहरहरूमा घरको मूल्य घट्न थालेको तथ्याङ्कले देखाएको आर्थिक सल्लाहकार विश्वास भट्टराईले बताएका छन्। यसका साथै घर किन्न ‘नेगोसिएट' गर्दा ध्यान दिनुपर्ने कुराहरू, ‘मोर्गेज'मा परेको प्रभाव, अगस्टमा हुने रिजर्भ ब्याङ्कको ब्याजदर निर्णय र आउँदा महिनाहरूमा अस्ट्रेलियन अर्थतन्त्रको सम्भावित अवस्था लगायत विषयमा भट्टराईसँग गरिएको यस महिनाको आर्थिक कुराकानी सुन्नुहोस्।Subscribe to the SBS Nepali podcast here.Disclaimer: We would like to inform you that the opinions expressed in the segment are those of the talent himself. This information may not be appropriate for you - contact your tax agent or financial advisor for accurate advice on your situation.You can listen to SBS Nepali's live broadcast every Tuesday and Thursday at 2 pm via SBS South Asian on digital radio, on television channel 305, through the SBS Audio app, on SBS On Demand, or via our website. You can also follow SBS Nepali on social media: Facebook, Instagram and X. - नोट: हामी तपाईँलाई जानकारी गराउन चाहन्छौँ कि यस शृङ्खलामा व्यक्त गरिएका विचारहरू साधारण प्रकारका रहेका छन्। तपाईँको लागि उक्त जानकारी उपयुक्त नहुन पनि सक्छ - आफ्नो परिस्थितिबारे स्पष्ट सल्लाहको लागि आफ्नो कर एजेन्ट वा आर्थिक सल्लाहकारलाई सम्पर्क गर्नुहोस्। यस कुराकानीमा व्यक्त गरिएका विचारहरू वक्ता स्वयम्‌का हुन् र यी विचारहरू प्रति एसबीएसको समर्थन वा विरोध छैन।के आगामी महिना प्रसारण हुने शृङ्खलाका लागि तपाईँसँग पनि प्रश्नहरू छन्? हामीलाई ती प्रश्नहरू फेसबुक, एक्स (पहिले ट्विटर भनिने), इन्स्टाग्राम मार्फत वा इमेल गरेर पठाउन पनि सक्नुहुन्छ।यस महिनाको कुराकानीका मुख्य विषयहरू:नयाँ आर्थिक वर्ष सन् २०२६-२७ को पहिलो महिना घर जग्गा बजारको लागि कस्तो रह्यो?के रिजर्भ ब्याङ्कले अगस्ट महिनामा बस्ने बैठकमा ब्याज दर घटाउला?घरहरूको भाउमा देखिएको गिरावटसँगै ‘सिल्भर लाइनिङ' के छ र यो समयमा घर किन्न चाहनेहरूले भाउ ‘नेगोसिएट' गर्दा के-के कुरामा ध्यान दिनु पर्छ?सिड्नी, मेलबर्न जस्ता प्रमुख शहरहरूमा ‘अक्सन क्लियरेन्स रेट' ५०-५५ प्रतिशतको हाराहारीमा छँदा, ब्रिसबेनमा यो करिब ३० प्रतिशतमा किन रह्यो?दक्षिण एसियाली मूलकी मक्वेरी ग्रुपकी सीईओले आफ्नो लामो कार्यकाल पछि अवकाश लिँदै छिन्। कुनै नेपाली मूलका व्यक्तिले पनि अस्ट्रेलियाको ठूलो ब्याङ्कको नेतृत्व गर्ने पदमा पुगेको कहिले देखिएला?अस्ट्रेलियन अर्थतन्त्रको लागि आउँदा महिनाहरूको प्रक्षेपण कस्तो रहेको छ?हाम्रा थप अडियो प्रस्तुतिहरू पोडकास्टका रूपमा उपलब्ध छन्। यो नि:शुल्क सेवा प्रयोग गर्न तपाईंले आफ्नो नाम दर्ता गर्नु पर्दैन। पोडकास्टमा सामाग्री उपलब्ध हुनासाथ सुन्न यहाँ थिच्नुहोस्।एसबीएस नेपालीको प्रत्यक्ष प्रसारण हरेक मङ्गलवार र बिहीवार दिउँसो २ बजे SBS South Asian मा डिजिटल रेडियोमार्फत, आफ्नो टेलिभिजनको च्यानल ३०५ मा, SBS Audio एपमार्फत, SBS On Demand मा वा हाम्रो वेबसाइटबाट सुन्न सक्नुहुन्छ। साथै हामी सोसल मिडिया प्लेटफर्महरू फेसबुक, इन्स्टाग्राम र एक्स मा पनि रहेका छौं SBS Nepali का नाममा।

In this episode: Kevin Owens and Randy Orton expected back on WWE television “very soon”, Jacques Rougeau reportedly “threw a tantrum backstage” at AEW Redemption, How Gunther actually feels about not being in the WWE Title picture at SummerSlam, and the betting odds favorites for this weekend's WWE SummerSlam PLE have been revealedIf you like what you hear on the podcast, consider helping me out a little bit financially at: https://www.patreon.com/jamminjonSupport The Resonance: A Genshin Impact Podcast! Ko-Fi: https://ko-fi.com/theresonancePatreon: https://www.patreon.com/c/TheResonancePodcastRedBubble: https://www.redbubble.com/people/TheResonance/shop?asc=uOther Donation Links:Kerr County Flood Relief Fund: https://cftexashillcountry.fcsuite.com/erp/donate/create/fund?funit_id=4201Support Katie: https://gofund.me/cb2cdcb5Support Eastern Kentucky: https://secure.kentucky.gov/formservices/Finance/emergencyrelief/American Red Cross: https://www.redcross.org/donate/cm/wlky32-pub.html/The Dream Center: https://www.ekdc.info/donateKCTCS Disaster Relief: https://kctcs.edu/disasterrelief.aspxUniversity of Kentucky Flood Relief: https://philanthropy.uky.edu/kentuckyfloodrelief

#293 - Agate cardiologue 1000 € / mois en 17 jours avec un investMasterclass dimanche 5 avril à 18h : https://www.fireclub.training/reussirmonpremierinvestlocatif-a09213a1-2Rejoindre le coaching : https://app.iclosed.io/e/fire/fireclub-inscriptionLes workshops : https://firefrance.substack.comHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode of the IPS Finance Comments Show, we discuss one of the most common investor questions: Stocks vs Mutual Funds – which is better in the current market? We compare the risks, returns, diversification, and suitability of each option for different types of investors, and examine whether this is the right time to start investing.The episode also explores which sectors may offer the best opportunities over the next 3 years, with a focus on long-term growth themes and market trends. In addition, we explain the difference between F&O (Futures & Options) stocks and non-F&O stocks, including how F&O eligibility affects liquidity, volatility, trader participation, and investor behavior.We also touch upon the outlook for gold and its role in a diversified investment portfolio. A practical and insightful discussion designed to help both beginners and experienced investors make informed long-term investment decisions.

Et si le métier de banquier d'affaires pouvait redevenir une aventure humaine ?Aujourd'hui, c'est une rediffusion de mon épisode From Within, dans lequel je recevais Jacques Ittah, Managing Partner de Wil Partners et fondateur de la Fondation Florence.Après un parcours singulier – du droit au conseil, de la banque à l'entrepreneuriat – Jacques partage une vision rare de son métier : celle d'un accompagnement profondément humain, où chaque deal est avant tout une rencontre.Au fil de la conversation, il évoque :la solitude des dirigeants et la valeur du regard extérieur d'une personne de confiance,la place de l'intuition, de l'instinct et de l'écoute dans un univers dominé par les chiffres,la naissance de la Fondation Florence, et son engagement pour l'égalité des chances auprès des étudiants boursiers,la culture de l'exemplarité avec la gratitude comme moteur de vie et de réussite, la conviction que l'impact durable naît de gestes simples, répétés avec constance.Une conversation profonde, empreinte de bienveillance et de clarté, où Jacques Ittah questionne la finalité de son métier, le sens du succès et la place de l'humain dans la finance — et où l'on découvre qu'au cœur des chiffres, reste avant tout une quête de sens et de lien.Liens utiles:Fondation Florence : https://www.fondationflorence.orgJacques Ittah: https://www.linkedin.com/in/jacques-ittah-369a2b43/ ***************************Cet épisode est produit et animé par Solenne Niedercorn, fondatrice de Finscale.Finscale, c'est bien plus qu'un podcast. C'est un écosystème qui connecte les acteurs clés du secteur financier à travers du Networking, du coaching et des partenariats.

Today's guest is Liaquat Ahamed, the Pulitzer Prize–winning author of Lords of Finance: The Bankers Who Broke the World, one of the greatest financial history books ever written. His new book is called 1873: The Rothschilds, the First Great Depression, and the Making of the Modern World. In today's episode, Liaquat shares the story of the world's first truly global financial crisis. He walks through the Rothschild-led bond boom that funded railroads on three continents, the German IPO mania sparked by French war reparations, and the monetary blunder of abandoning silver that turned a crash into twenty years of deflation. (0:00) Starts (1:03) The 1873 financial crisis: causes and global impact (3:25) Railroads and the rise of the Rothschilds (6:37) Stock market mania and bubbles in Germany (10:58) The role of precious metals (15:20) The economic, political, and societal effects of deflation (26:05) Comparisons to modern financial crises and populist movements (32:48) Lessons from history: Lords of Finance (36:46) Modern currency systems ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

Unete al grupo de inversión: https://www.youtube.com/channel/UCy5-O9CmBVndvL6Kz_BP3-w/join   Escucha mi Audiolibro:  De Novato a Inversionista - El ABC de la Bolsa de Valores https://bit.ly/NovatoInversionista Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jul 30, 2026 – When an OpenAI frontier model broke out of its sandbox and hacked Hugging Face on its own, it forced a hard question: how do we govern AI that's both ubiquitous and powerful? Policy powerhouse Bruce Mehlman unpacks...

Jul 30, 2026 – Is the stock market flashing warning signs even as analysts predict record earnings? Veteran market technician Tom McClellan joins Jim Puplava to explain why extreme optimism often signals a top, why valuations relative to money supply...

Jul 31, 2026 – This week showed that earnings can overpower macroeconomic pressure when companies provide hard evidence that spending is producing revenue, backlog, and adoption. Microsoft and Amazon revived the AI trade through rapid cloud growth and clearer monetization,

Jul 31, 2026 – Jim Puplava argues that precious metals are near the end of a cyclical cooldown and consolidation. He attributes the correction to rising rates, a strong dollar, and leveraged paper-market shakeouts. Longer term, he sees intensifying tailwinds...

Crypto News: Bipartisan Sens. Tillis and Gallego send new ethics compromise to White House in Clarity Act push. Elizabeth Warren goes after crypto for political donations. Global banks test tokenized money for cross-border payments in $1 million BIS pilot.

AI investing continues to shape markets as artificial intelligence (AI) moves beyond software and into the physical infrastructure of the global economy. From data centers and chips to space-based compute, autonomous trucks and humanoid robotics, the AI buildout is creating new questions about scarcity, supply chains and where value may accrue next.In this episode of The Bid, host Oscar Pulido is joined by Tony Kim, Head of the Global Technology Team within BlackRock Fundamental Equities. Fresh from his 13th annual technology tour across San Francisco and Silicon Valley, Tony shares what he heard from leading innovators and how the AI conversation has evolved from model development to compute, infrastructure, physical AI and the changing shape of the technology stack.Tony explains why AI investing may increasingly require looking across multiple layers of the ecosystem: the physical layer of power, chips, data centers and cloud infrastructure; the intelligence layer of foundation models; and the application and services layer where disruption remains a central question. The discussion also explores how AI is creating both scarcity and abundance, why data center demand is reshaping supply chains, and how countries and companies tied to the compute build-out may be positioned differently from more service-oriented parts of the market.Check out our previous tech tour episodes with Tony Kim:2025 - https://open.spotify.com/episode/6ffqOgM2CDbJGEoaWjgjIP?si=418fdf5f886c4f622024 - https://open.spotify.com/episode/3ruCZNZ7vHghypqwnQzslg?si=e62206f037df409bKey moments in this episode:00:00 Introduction01:57 AI Wave Expands - How AI investing is expanding from model development into space, robotics and physical systems.05:28 AI Goes To Space - How low Earth orbit satellites could create new forms of AI data and, potentially, new compute architectures.07:51 Physical AI Adoption - Why autonomous vehicles, self-driving trucks and humanoid robots are part of the broader physical AI story10:00 Rewiring The Internet14:38 Where To Invest Now - How the shift in market value toward compute and model-centric companies is reshaping stock market trends.18:55 Risks And Optimism22:38 Wrap Up And What's Next on The Bid AI investing, artificial intelligence, technology investing, capital markets, megaforces, data centers, robotics, stock market trendsSources: BlackRock Fundamental Equities analysis of AI-related capex spending through 2030, as of July 2026; “How much does a GW of data center capacity actually cost” Investing.com, 2025; S&P Global Indices as at July 14th 2026This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

An individual retirement account, or IRA, can be a valuable tool for long-term saving. But like any financial tool, it needs to be understood and used wisely. Proverbs 18:15 says, “An intelligent heart acquires knowledge, and the ear of the wise seeks knowledge.” That's good wisdom for every area of life, including how we manage money. As stewards, we don't want to make financial decisions simply because an account is popular or because someone told us we ought to have one. We want to understand the tools available to us and use them with wisdom, patience, and trust in the Lord. So, how well do you really know your IRA? Let's walk through a few common misconceptions with a simple true-or-false quiz. True or false: You can contribute to an IRA even if you already have a retirement plan through your employer. True. You can contribute to a traditional or Roth IRA even if you also participate in a 401(k), 403(b), or another workplace retirement plan. In 2026, the total amount you can contribute across all your traditional and Roth IRAs combined is $7,500, or $8,600 if you're age 50 or older. You'll need enough taxable compensation to support your contribution, and income limits may affect whether you can deduct a traditional IRA contribution or contribute directly to a Roth IRA. The important point is that having access to a workplace retirement plan does not necessarily prevent you from contributing to an IRA. These accounts can often work together as part of a thoughtful long-term strategy. True or false: An IRA is an account that holds investments, not an investment by itself. True. Think of an IRA as a container. The account itself provides certain tax advantages, but what happens to the money depends largely on the investments you choose to hold inside it. Depending on your IRA custodian, those investments might include mutual funds, exchange-traded funds, stocks, bonds, money market funds, or other investment options. That distinction matters. Sometimes someone will say, “I bought an IRA,” when what they really mean is that they opened an IRA and then invested the money inside it. The IRA is the account. The investments within that account determine how the money is put to work. There are also limits on what an IRA can hold. IRA funds generally cannot be invested in life insurance or collectibles. Certain precious metals may qualify if they meet specific IRS requirements and are held properly. Self-directed IRAs can provide access to more specialized investments, but greater flexibility can also bring greater complexity and risk. As with any financial decision, it's important to understand what you own and why you own it. True or false: Your will determines who receives your IRA, regardless of the beneficiary listed on the account. False. An IRA allows you to name one or more beneficiaries who will receive the account when you die. Those assets generally transfer directly to the beneficiaries outside of probate. In most cases, the beneficiary designation on the account takes precedence over what your will says. That's why beneficiary designations shouldn't be treated as something you set once and forget. Review them periodically, especially after major life changes such as marriage, divorce, the death of a spouse, or the birth or adoption of a child. Estate planning is about more than documents. It's about making your intentions clear and preparing well for those who may one day steward what you leave behind. True or false: Traditional IRAs are subject to required minimum distributions. True. Traditional IRAs are generally subject to required minimum distributions, commonly called RMDs. For those subject to the current age-73 rule, the first distribution generally must be taken by April 1 of the year following the year you turn 73. After that, annual RMDs are typically due by December 31. Failing to withdraw the required amount can result in a significant tax penalty, though that penalty may be reduced when the mistake is corrected promptly. Roth IRAs work differently. The original owner generally does not have to take required minimum distributions during his or her lifetime. Because contributions are made with after-tax dollars, qualified withdrawals can also be tax-free. Those differences are important when deciding how various retirement accounts may fit into your broader financial plan. Retirement Accounts Are Tools, Not Our Security So, how did you do on the quiz? The goal isn't to become a retirement expert overnight. It's to keep growing in wisdom. An IRA can be a useful tool for preparing for the future, but no retirement account can provide ultimate security. Our hope is not in an IRA, a pension, a 401(k), or the number on a balance sheet. Our hope is in Christ. That changes the deeper question we ask about retirement planning. Instead of simply asking, “How much can I accumulate?” we can also ask, “Am I using what God has entrusted to me in a way that reflects faithfulness, generosity, and eternal priorities?” Retirement accounts are simply tools in the hands of a steward. Understanding how they work helps us use them wisely—but remembering whom they ultimately belong to helps us use them faithfully. On Today's Program, Rob Answers Listener Questions: I'm 68, and my husband is 71. We're retired with about $500,000 invested, a $100,000 mortgage at 2.75%, and a $30,000 car loan at 4.99%. We wanted to pay them off from our investments, but our advisor says the tax bill would be about $37,000 and recommends using a HELOC instead, then making one annual payment from our investments. Does that strategy make sense? He also recommends a trust, but we already have wills and our final arrangements paid for. Why might we still need one? My grandson is moving to Bali for two years for work. Should he send his earnings back to the U.S., or open a local bank account and keep the money there? I'm 61 and hope to retire at 63. About 80% of our retirement savings is pre-tax, and 20% is Roth. If we withdraw from pre-tax accounts first, our income could exceed the ACA subsidy limits. Should we consider Roth conversions or use Roth withdrawals earlier to better manage our MAGI and healthcare costs? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How does the recent C.H. Robinson lawsuit actually impact your day-to-day carrier selection policies? Bryan Nelson is back to deliver the straightforward facts on freight broker liability and negligent selection! We break down the massive $100M+ settlement, exploring how exerting too much control over drivers can trigger vicarious liability and why relying on publicly removed FMCSA SMS safety scores won't necessarily save you in a courtroom. Bryan lays out exactly what a reasonable carrier selection policy should look like in today's litigation-heavy freight market, equipping you with the vital, no-nonsense insights you need to manage risk, revamp your broker-carrier operations, and protect your bottom line without overstepping your bounds!   About Bryan Nelson Bryan J. Nelson is a transportation and logistics attorney assisting clients in the development and review of transportation agreements, the resolution and mitigation of cargo claims, and the establishment of corporate compliance strategies in accordance with state and federal regulations.  Prior to joining Taylor Nelson, Bryan practiced as general counsel and served as a chief administrative officer in the transportation industry for over a decade, representing a family of companies that included a motor carrier, a third-party logistics corporation, and a transportation management system (TMS) provider. Bryan graduated from Stetson University earning his juris doctorate and his master's degree in business administration. He received his undergraduate degrees in Accounting and Finance from Florida State University.  With his hands-on experience in the transportation industry, Bryan recognizes and understands the unique challenges and opportunities facing transportation companies throughout the supply chain.   Connect with Bryan LinkedIn: https://www.linkedin.com/in/bryan-j-nelson-esq-mba-59876b1b/  Email: bnelson@taylorlawpl.com  

Corbin (@CHosler) has somehow returned from the sea and, along with Liz  (@devotedDruid) and DJ (@CardgardenMTG) are pumped about the state of Magic the Gathering. Check us out on YouTube because everything is better with video. https://www.youtube.com/BrainstormBrewery 

Are you the kind of woman who likes to swing big? The exact mindset that helps you build a successful business could be the very thing holding you back as an investor. In this episode, I unpack the subtle—but ultimately HUGE—difference between thinking like an entrepreneur and thinking like an investor, and why mastering both could completely change your wealth-building journey. Tune in to learn: The subtle difference between an entrepreneurial mindset and an investor mindset. How, where, and why to leverage both. Why women, on average, get 1.8% better investment returns than men. The expensive lesson I learned after making a risky investment bet.

"Our gross profit margin is truly the battle we have to win in order to win all of the downstream wars." - Tracy Bech  Financial statements become useful when leaders can translate the numbers into decisions. Tracy Bech, founder and author of 60 Minute CFO, explains how business owners, managers, salespeople, and field professionals can develop financial fluency without becoming accountants.  Turn Financial Data into a Meaningful Scorecard  Tracy teaches finance through stories and relationships rather than isolated numbers. Revenue alone does not reveal whether a company is financially healthy. Leaders need ratios that show how efficiently the company earns money, whether it can meet its obligations, and how prepared it is to withstand adversity.  Her three foundational measures are gross profit margin, liquidity, and safety. Gross profit margin shows what remains after the cost of producing a product or delivering a service. If that margin is too low, the company may not have enough money to cover operating expenses and generate a net profit.  Liquidity compares current assets with current liabilities, revealing the company's ability to pay its bills. Safety compares debt with equity and helps leaders understand the company's financial resilience and capacity to obtain financing when needed.  Move From Historical Reports to Forward Planning  Tax preparation and year-end reports explain what already happened. However, financial fluency allows leaders to use that history to forecast what should happen next.  Tracy outlines three stages: learn the key ratios, understand the difference between cash and profit, and use historical results to develop forecasts. Instead of simply accepting the final score, leaders can establish financial targets and create specific marching orders for pricing, sales, expenses, hiring, and growth.  Give Teams Metrics They Can Influence  Financial planning should not remain confined to the executive team. Salespeople and technicians can provide valuable information about customer responses, operational friction, pricing, quality, rework, referrals, and service delivery.  However, Tracy cautions leaders against sharing financial information that employees cannot control. Teams benefit most from clear measures connected to their work, such as proposals won, project margins, pricing discipline, accurate service, reduced callbacks, customer reviews, and referrals.  Financial visibility also strengthens succession planning. Owners preparing to exit can improve their position by optimizing financial ratios, protecting the balance sheet, exploring future growth opportunities, and developing the next generation of leadership.  Understanding the story behind the numbers helps water treatment professionals evaluate risk, communicate priorities, and make decisions that support long-term stability.  Listen to the full conversation above. Explore related episodes below. Stay engaged, keep learning, and continue scaling up your knowledge!    Timestamps  02:20 — Trace Blackmore shares what listeners can expect during Legionella Awareness Month, including a weekly series addressing Legionella and other waterborne pathogens.  03:20 — Upcoming Events for Water Treatment Professionals: Trace highlights the 2026 AWT Technical Training, taking place November 11–14 in Frisco, Texas.  05:40 — Words of Water with James  08:40 — Interview with Tracy Bech, founder and author of 60 Minute CFO and business finance educator and strategist, about making business finance less intimidating and developing financial fluency.  11:30 — Tracy explains why business finance often feels overwhelming and how simple calculations and relatable stories make financial concepts easier to understand.  13:20 — Financial performance becomes a team scorecard that helps technicians and employees understand how their work contributes to the company's health.  16:40 — Finance terminology can create communication gaps, leaving otherwise successful owners uncertain about retained earnings, working capital, and cash flow.  21:50 — Tracy explains why profit is essential for serving customers, supporting employees, and keeping a business financially sustainable.  23:30 — Gross profit margin emerges as a critical measure because it determines whether enough money remains to cover operating expenses and generate profit.  25:50 — Liquidity and safety help leaders evaluate whether the company can pay its bills, manage debt, and withstand financial adversity.  33:10 — Tracy presents three steps toward financial fluency: learn the essential ratios, understand cash versus profit, and use historical performance to forecast the future.  35:20 — Leaders can improve execution by establishing a clear destination while allowing their teams to identify obstacles, opportunities, and necessary adjustments.  38:10 — Open-book management works best when employees receive financial metrics they understand and can directly influence.  40:00 — Field professionals affect financial results through accurate work, fewer callbacks, controlled expenses, positive reviews, and customer referrals.  41:10 — Business owners can begin improving their financial fluency by reviewing the previous month's income statement and balance sheet and confirming that the information is accurate.  44:00 — Understanding the numbers helps leaders balance growth and stability while making informed decisions about profit, debt, equipment, and owner distributions.  47:10 — Tracy explains how owners preparing for retirement can strengthen financial performance, protect the balance sheet, and develop future leaders.  50:30 — Tracy encourages business leaders to give finance another chance, discover the story behind their numbers, and recognize financial fluency as a learnable skill.    Quotes "Your business cannot exist without profits and you owe it to your customers and you owe it to your employees to have profits."  "But when you get your strategies and you understand why things went the way they went, now you actually create your forecast and your marching orders."  "The best time to plant the tree was 20 years ago, and the next best time to plant the tree is today."  "I think that honestly, this is easier than you think."    Connect with Tracy Bech  Email: tracy@60minutecfo.com   Website: 60 Minute CFO  LinkedIn: Tracy Bech | LinkedIn    Guest Resources Mentioned   60 Minute CFO  The Great Game of Business, Expanded and Updated: The Only Sensible Way to Run a Company by Jack Stack (Author), Bo Burlingham (Author)  Grow Up Fast: Lessons from an AI Startup by Zach Rattner (Author), Rita Sus (Illustrator)  Power vs. Force: The Hidden Determinants of Human Behavior by Ph.D. Hawkins, david R., M.D. (Author)    Scaling UP! H2O Resources Mentioned  AWT (Association of Water Technologies)  AWT 2026 Annual Convention & Exposition  Scaling UP! H2O Academy video courses  Submit a Show Idea  The Rising Tide Mastermind    Words of Water with James McDonald  Today's definition means "water loving" and refers to substances that are attracted to water. Can you guess the word or phrase?   2026 Events for Water Professionals  Check out our Scaling UP! H2O Events Calendar where we've listed every event Water Treaters should be aware of by clicking HERE.    This episode made possible through our valued partners at: 

In this episode, Rafael sits down with real estate power couple Jenn and Joe Delle Fave, founders of the Creative Finance Playbook. Transitioning from a teacher and a car dealership employee in upstate New York to running and empowering a thriving community of Real Estate Investors. They share their journey of building multi-million dollar real estate wealth through lifestyle entrepreneurship.

Could rising oil prices, interest-rate uncertainty, and massive AI spending change the market outlook?Jeremy Siegel, Wharton Emeritus Professor of Finance, examines how energy supply disruptions could affect inflation and growth, what the Federal Reserve may do next on interest rates, why Wall Street is scrutinizing AI infrastructure spending, and how tariffs and demographic change could shape the broader economy. Hosted on Acast. See acast.com/privacy for more information.

Plus: A positive update on the health of the Canadian economy, a Canadian national detained on spying charges in Belgium wants out of pretrial detention, Prime Minister Mark Carney throws his support behind a multi-billion-dollar port expansion plan in Vancouver, European soccer's governing body votes to boycott FIFA tournaments over an equity selloff plan, and the Odyssey sees box office success after billionaire Elon Musk calls to boycott the film. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us: Through email at hello@thebigstorypodcast.ca  Or @thebigstory.bsky.social on Bluesky Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

MacroVoices Erik Townsend & Patrick Ceresna welcome, Jim Bianco. They will discuss this weeks FOMC meeting. https://bit.ly/4wz7e16   ✅Sign up for a FREE 14-day trial at Big Picture Trading: https://secure.bigpicturetrading.com/membership/signup/fOY4YJYX  

Live July 29, 2026 | Yaron Brook Show(Season 12, Episode 128)War; Missiles; Tariffs; DEA; Fed; AI; Cockroach; Millionaires; Lithium; Milei | Yaron Brook ShowWatch Now: https://youtube.com/live/4hDC05-WIfIIran Fires Missiles. America Runs Low on Weapons. Is the West Ready for the Next War?Iran is becoming more aggressive. America is running short on critical munitions. Tariffs continue to distort the economy. AI innovation faces growing political pressure. Meanwhile, Argentina continues proving that free markets actually work.In this wide-ranging live episode of The Yaron Brook Show, Yaron examines whether the West is prepared for the geopolitical conflicts ahead—and why economic freedom remains the foundation of both prosperity and national security.Topics Covered• Iran and Middle East conflict• Missile defense and military preparedness• Defense technology startups• Anduril and autonomous weapons• U.S. military procurement• Trump's tariffs• Inflation and the Federal Reserve• Artificial Intelligence• Lithium batteries• Javier Milei and Argentina• Capitalism vs statismYaron unpacks Iran's missile strategy, America's defense-industrial weaknesses, emerging defense startups transforming warfare, Trump's tariff policies, inflation and the Federal Reserve, AI regulation, declining millionaire populations in the UK, falling lithium battery costs, and Javier Milei's remarkable economic reforms in Argentina.If you want serious analysis grounded in reason—not partisan talking points—this episode connects today's biggest headlines through the principles of capitalism, individual rights, and long-term thinking.Watch here: https://youtube.com/live/4hDC05-WIfITimestamps00:00 Introduction, travel updates & upcoming events3:08 Jordan Peterson courses & Ayn Rand 06:19 U.S.–Iran tensions escalate10:27 Iran's missile attack explained12:15 Saudi Arabia, Houthis & regional strategy19:21 Why Iran believes it can win20:23 America's missile shortage26:25 The artillery production problem31:40 Why U.S. defense procurement is broken35:25 Defense startups changing modern warfare38:00 Anduril and autonomous fighter aircraft42:19 New air defense technologies44:36 Mach Industries & next-generation weapons47:52 Autonomous naval systems52:10 Venture capital enters defense56:19 Trump's tariffs and economic damage59:48 Can tariffs survive legal challenges?1:01:42 Canada, Brazil & trade wars1:08:32 DEA operations against drug boats1:11:42 Oil prices, inflation & the Federal Reserve1:17:01 Should AI development slow down?1:20:57 India's bizarre cockroach protests1:30:41 Why millionaires are leaving Britain1:33:40 Lithium batteries get dramatically cheaper1:35:53 Javier Milei's economic success in Argentina1:39:51 Final thoughtsLive Audience Questions1:43:46 How do you overcome extreme self-consciousness?1:47:27 What did you think of the Michael Israel interview?1:50:25 Why does Iran's regional influence continue to grow despite its struggling economy?1:52:47 Are comparisons between ICE detention centers and Nazi concentration camps valid?1:55:17 Why is small talk more common in individualistic cultures?1:58:18 Do people underestimate how much economic freedom still exists within today's mixed economies?2:02:43 Why is Objectivism especially valuable for people who have always felt like outsiders?2:04:27 What makes T.A.R.S. such a compelling AI character, and what does it reveal about intelligence, personality, and human values?See pinned comment for more questions. Like this episode?Subscribe, share it with friends, and become a Patreon supporter to access monthly AMAs, exclusive content, and commercial-free audio.#Iran #Israel #MiddleEast #Tariffs #ArtificialIntelligence #MilitaryTechnology #JavierMilei #Economics #ChinaAI #Trump #JDVance  #Objectivism #Capitalism The Yaron Brook Show is Sponsored by[The Ayn Rand Institute](https://www.aynrand.org/starthere)[Energy Talking Points, featuring AlexAI, by Alex Epstein](https://alexepstein.substack.com/)[Express VPN](https://www.expressvpn.com/yaron)[Hendershott Wealth Management](https://www.youtube.com/watch?v=X4lfC...) &(https://hendershottwealth.com/ybs/)[Michael Williams & The Defenders of Capitalism Project](https://www.DefendersOfCapitalism.com)[Support the Show]( / yaronbrookshow )[Sponsor the Show](askyaron@yaronbrookshow.com/)[One-time donation](https://bit.ly/2RZOyJJ)Join the [Yaron Brook Show YouTube channel]( / @yaronbrook )Like what you hear? Like, share, and subscribe to stay updated on new videos and help promote the [Yaron Brook Show](https://bit.ly/3ztPxTx)Continue the discussion by following Yaron on [Twitter](https://bit.ly/3iMGl6z) and [Facebook](https://bit.ly/3vvWDDC )Want to learn more about Ayn Rand and Objectivism? Visit the [Ayn Rand Institute](https://bit.ly/35qoEC3)Become a supporter of this podcast: https://www.spreaker.com/podcast/yaron-brook-show--3276901/support.Yaron is the executive chairman of the Ayn Rand Institute and a world class speaker. He is the coauthor of the national best-seller Free Market Revolution: How Ayn Rand's Ideas Can End Big Government, Equal is Unfair: America's Misguided Fight Against Income Inequality and In Pursuit of Wealth: The Moral Case for Finance. He speaks around the world on a variety of topics including the morality of capitalism, Ayn Rand and her philosophy, finance and economics, and the value of inequality.