Podcasts about Finance

Send us Fan MailDay Trading for Beginners - Anchored VWAP Trading Indicator Pro-Tips--------------------------------Don't miss our next big trading conference in Los Angeles on October 12, 2026 ft. Tom Hougaard! http://friendlybearconference.com✅Learn Trading IN-PERSON from me 1-on-1Book - Short Selling MasterPreorder David Capablanca's book - Short Selling Master Friendly Bear Conference 7Early Bird ticket for Friendly Bear Conference 7 ft. Tom Hougaard on 10/12/26 Friendly Bear UniversityGet Profitable & Master Your Trading - Memberships & Courses Now AvailableCobra TradingClick the link and get 33% off commissions for life as well as one month of free DAS Trader PlatformDavid's InstagramSubscribe for behind the scenes trading related contentDavid's X ProfileFollow David Capablanca on X!AskEdgarUse Code friendlybear for 25% off for AskEdgar, the new standard for researching SEC filingsStock Analysis ProGet unlimited access to all financial data and tools.EdgeToTradeUse coupon code FRIENDLYBEAR15 for 15% off EdgeToTrade, the financial research platform for tradersDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

a16z's Seema Amble and Elena Burger sit down with Lio co-founder and CEO Vladimir Keil to ask where AI-native startups have an advantage when incumbent software companies already own the customer, the data, and the system of record.Their answer comes down to the work that happens outside those systems. In procurement, a final price in an ERP can hide hundreds of emails, spreadsheets, supplier conversations, engineering analyses, and decisions across legal, finance, and operations. Vlad explains how Lio uses multi-agent systems to take on more of that end-to-end work, from sourcing and RFQs to negotiation, shipment tracking, and invoices.They also discuss how enterprises learn to trust agents with increasingly consequential decisions, why the last 20% of an internal AI build can require most of the effort, and what happens when both buyers and suppliers have agents working on their behalf.Resources:Follow Vladimir Keil on X: https://x.com/askvladi?lang=en Follow Vladimir Keil on LinkedIn: https://www.linkedin.com/in/vladimir-keil/Follow Seema Amble on X: https://x.com/seema_amble Learn more about Lio: https://www.lio.ai/ Seema Amble's “Investing in Lio” article: https://a16z.com/announcement/investing-in-lio/ Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Unete al grupo de inversión:https://www.youtube.com/channel/UCy5-O9CmBVndvL6Kz_BP3-w/join Escucha mi Audiolibro: De Novato a Inversionista - El ABC de la Bolsa de Valoreshttps://bit.ly/NovatoInversionista Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

FlyDubai; Iran; Diesel: Economy; Rent; More | Yaron Brook Show#IranWar #TradeWar #AIRisk #economicfreedom #InterestRates #IranNuclear #AIRegulation #TrumpNews #FreeMarkets #Capitalism #Objectivism #AynRand #Anarchism #EconomicsExplainedLike this episode?Subscribe, share it with friends, and become a Patreon supporter to access monthly AMAs, exclusive content, and commercial-free audio.The Yaron Brook Show is Sponsored by[The Ayn Rand Institute](https://www.aynrand.org/starthere)[Energy Talking Points, featuring AlexAI, by Alex Epstein](https://alexepstein.substack.com/)[Express VPN](https://www.expressvpn.com/yaron)[Hendershott Wealth Management](https://www.youtube.com/watch?v=X4lfC...) &(https://hendershottwealth.com/ybs/)[Michael Williams & The Defenders of Capitalism Project](https://www.DefendersOfCapitalism.com)[Support the Show]( / yaronbrookshow )[Sponsor the Show](askyaron@yaronbrookshow.com/)[One-time donation](https://bit.ly/2RZOyJJ)Join the [Yaron Brook Show YouTube channel]( / @yaronbrook )Like what you hear? Like, share, and subscribe to stay updated on new videos and help promote the [Yaron Brook Show](https://bit.ly/3ztPxTx)Continue the discussion by following Yaron on [Twitter](https://bit.ly/3iMGl6z) and [Facebook](https://bit.ly/3vvWDDC )Want to learn more about Ayn Rand and Objectivism?

Oct 2, 2026 – The US economy keeps expanding but hiring is slowing, and market gains are increasingly driven by tech and AI leaders. While Micron thrives on AI demand, Nike lags. Narrow market breadth and investor complacency raise caution for the future...

Crypto News: SEC proposes new crypto custody rules for investment advisers and funds. Fiserv launches its digital asset platform on Solana, starting with Bank of North Dakota's Roughrider Coin. Evernorth clears shareholder vote ahead of Nasdaq debut with 473M XRP treasury.

Dr. Boyce Watkins is a finance professor, wealth expert, and founder of The Black Business School, an institution created to help Black families build generational wealth through education, ownership, and economic intelligence. With a PhD in Finance and decades of teaching at major universities, he has become one of the most influential voices on Black economics, financial literacy, and family empowerment.He has authored several books on money, investing, and economic strategy, and his research has been featured in leading media outlets worldwide. Dr. Watkins is known for breaking down complex financial concepts into simple, culturally relevant lessons that help everyday people make smarter decisions about money, business, and legacy building.Through his podcasts, online programs, and national events, Dr. Watkins has educated millions on stock market investing, entrepreneurship, and the importance of economic independence. His mission is clear: strengthen Black families by teaching wealth as a lifestyle, not a moment.CTA: To learn more, take classes, or join the movement, visit BoyceWatkins.com.

What if one of the clearest signs of generosity isn't simply how much we give, but how deeply we desire to participate?In 2 Corinthians 8, the apostle Paul describes a group of believers whose generosity was remarkable—not because they had abundant resources, but because they were eager to give even amid significant hardship.Their example shows us what happens when grace transforms the heart.Generosity in the Midst of HardshipPaul is writing to encourage the church in Corinth to participate in a collection for believers in Jerusalem who were experiencing severe need. To encourage them, he points to the churches of Macedonia.But the Macedonians weren't wealthy benefactors with plenty to spare. Paul writes:“We want you to know, brothers, about the grace of God that has been given among the churches of Macedonia, for in a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity on their part. For they gave according to their means, as I can testify, and beyond their means, of their own accord, begging us earnestly for the favor of taking part in the relief of the saints.” - 2 Corinthians 8:1–4Paul describes their circumstances in striking terms: severe affliction and extreme poverty. Yet alongside those circumstances was an “abundance of joy,” and somehow the combination overflowed into generosity.Perhaps the most surprising detail is that they begged to give.Paul wasn't begging them for money. They were asking Paul for the privilege of participating.From Obligation to OpportunityThat posture can feel unfamiliar. Even within the church, giving can easily begin to feel like another financial obligation—a bill to pay, a percentage to calculate, or a requirement to satisfy. The question becomes, “How much am I supposed to give?”The Macedonians appear to be asking a very different question: How can we be part of this?They knew their brothers and sisters were suffering, and they didn't want their own difficult circumstances to prevent them from participating in their care.Paul tells us where that desire came from. He begins the passage not by praising the impressive generosity of the Macedonians, but by saying, “We want you to know…about the grace of God that has been given among the churches of Macedonia.”Their generosity was evidence of God's grace at work in them. Verse 5 takes us even deeper: “They gave themselves first to the Lord.”That came before the money. Before offering their resources, they had entrusted themselves to God.Grace Changes What We TreasureWhen we understand that we belong to Christ and that everything we have ultimately comes from His hand, generosity looks different. It becomes less about losing something and more about participating in what God is doing.That doesn't mean Scripture calls Christians to give recklessly or neglect legitimate responsibilities. Paul provides important balance later in the same chapter:“For if the readiness is there, it is acceptable according to what a person has, not according to what he does not have.” - 2 Corinthians 8:12Paul continues by explaining that his goal is not for some believers to be relieved while others are left burdened. Rather, he describes a kind of mutual care in which one person's abundance can meet another person's need.So the point of the Macedonians' example is not that everyone should give beyond what they can responsibly afford. The deeper lesson is about the posture of the heart.Do I primarily see generosity as something being taken from me, or as an opportunity God may be placing before me?When I encounter someone in need, is my first instinct to protect what is mine, or am I willing to ask whether God has entrusted me with something I can share?The Macedonians' circumstances were difficult, but grace had reshaped what they valued.The Greater Example of GenerosityUltimately, Paul doesn't leave our attention on Macedonia. He points us to Jesus. 2 Corinthians 8:9 says:“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.”That is the foundation of Christian generosity. We don't give in order to earn God's favor. We give because, in Christ, we have already received grace beyond measure.And when that grace captures our hearts, generosity begins to change.It becomes more than something we have to do. It becomes something we're grateful to get to do.On Today's Program, Rob Answers Listener Questions:I have about $36,000 in student loan debt at 9%, and after decades of repayment I feel like I'm barely making progress. Would paying every two weeks help, and should I consider using home equity to pay it off?I have a whole life policy with a term rider I didn't realize was included. Should I remove the rider, keep it until it expires, or redirect that money into the whole life policy instead?I'm selling my home for less than I originally paid, but the buyer wants the contract price listed higher to cover closing costs. How would that affect my taxes, and could any gain impact my Social Security?My husband and I own our home, and I want my daughter to inherit it without unnecessary difficulty. What's the best way to structure that?Resources Mentioned:Become a FaithFi PartnerFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most business owners know the usual ways to finance a startup or acquisition: savings, investors, bank loans, SBA loans. But there's another option that many owners have never considered—even though Jeremy Ames says his company, Guidant Financial, has helped arrange more than 35,000 of these transactions. It's called ROBS financing—Rollovers for Business Startups—and it allows entrepreneurs to use money they've accumulated in retirement accounts to start or buy a business without taking a taxable distribution and, perhaps most notably, without taking out a loan. There's no debt and no monthly loan payment. Instead, the owner's retirement plan buys stock in the business.In this 21 Hats Dashboard, Ames explains how the structure works, why some owners use it to avoid debt while others combine it with SBA financing to buy a larger business, and what it costs to set up and maintain. He also addresses the tradeoffs: The money is no longer invested in stocks or mutual funds; it's invested in your company, which means you're betting some of your retirement savings on your ability to build a successful business.We discuss the questions owners should ask before making that bet, including how ROBS compares with conventional financing, what happens if the business fails, why the IRS has scrutinized these transactions, and why Ames believes anyone considering one should consult an independent adviser. The episode is brought to you by Grasshopper Bank.

Corbin (@CHosler), Liz  (@devotedDruid), and DJ (@CardgardenMTG) are Fracturing between the reality of mass surveillance, Jace losing his mind, and massages. Check us out on YouTube because everything is better with video. https://www.youtube.com/BrainstormBrewery 

The following article of the Finance & Fintech industry is: 'The Business Cost of Failing to Anticipate Climate Risk' by Joaquin Barreiro, Partner & CCO, Grupo Interesse Agente de Seguros y Fianzas. 

MacroVoices Erik Townsend & Patrick Ceresna welcome David Rosenberg. They discuss David Rosenberg's view that energy shocks are unlikely to drive sustained inflation without wage growth, along with the Fed regime shift and higher real yields, potential midterm gridlock and Treasury issuance as bond-market catalysts, Chinese open-source AI and housing weakness as disinflationary forces, the gold outlook, and the ROSY ETF and book news.   ✅Sign up for a FREE 14-day trial at Big Picture Trading: https://secure.bigpicturetrading.com/membership/signup/fOY4YJYX  

Does higher education still guarantee financial stability? How can parents set their kids up for success, without subjecting them to overbearing pressure? Reema talks to writer Min Jin Lee to talk about her new novel, “American Hagwon.” They discuss the precariousness of the middle class, and how love, fear, and money get tangled up in what parents want for their children … and what those kids can feel like they owe in return. This Is Uncomfortable is nominated for a Signal Award! We're up for Best Show in the Money & Finance category, and now we need your help to win. Vote by October 15: vote.signalaward.comSupport public media with a donation today: https://mktplc.org/support-thisisuncomfortableIf you like this episode, share it with a friend! And let us know what you think by calling 347-RING-TIU or emailing uncomfortable@marketplace.orgIf you want to answer our “Uncomfortable Questions” see more info here.Follow us on Instagram and Tiktok!Heads up: If you buy a book using our links, we earn a small commission. It's a great way to support public media at no extra cost to you!

INTRO (00:00): Kathleen opens the show drinking a Staghorn Octoberfest seasonal beer from New Glarus Brewing Company. TOUR NEWS: See Kathleen live on her “Flying Cats & Marching Armadillos Tour.” TASTING MENU (1:39): Kathleen samples Limited Edition Deep Fried Oreo cookies, King Bing Minnesota candy, and Limited Edition Coors Light Beer Cheese Cheez-Its. QUEEN NEWS (20:48): Kathleen shares news that Aer Lingus is honoring Dolly Parton with a Nashville flight number, Snoop Dogg hosted the 2026 VMAs, and Taylor Swift became the most-awarded artist in MTV VMAs history, dedicating the award to Dolly. HOLLYWOOD HAPPENINGS (1:20:31): HollyBobby provides the latest news in Hollywood. UPDATE (24:13): Kathleen updates on the latest celebration of the Wizard of Oz at Sphere, Prince Harry's actions put his military service record in question, Elizabeth Holmes is scheduled to be released from prison to a halfway house, and Rod Stewart announces his retirement. WHAT ARE WE WATCHING (31:00): Kathleen advises to watch Amanda Seyfried in the Elizabeth Holmes' drama “The Dropout” on Hulu. FABULOUS LIVING BY AMY (38:30): Kathleen and her sister-in-law Amy discuss how to do a Fall closet reset. Follow Amy on Instagram @ahdliving. HOLY SHIT THEY FOUND IT (55:10): Kathleen reports on a rare ghost lobster trapped in Maine, and the final resting place of Noah's Ark has been confirmed in Turkey. SPORTS NEWS (1:02:49): Kathleen reads about Las Vegas Raiders rookie quarterback Fernando Mendoza's announcement that he is starting a series called Finance with Fernando to teach GenZ'ers how to handle their finances, and former NCAA football coach and now Alabama senator Tommy Tuberville says the “deranged” Furry culture is a flight safety risk. NEWS (1:01:07): Kathleen reports that Quantas has announced the launch date for an 18 hour flight from Sydney to NYC, a Scottish grandmother sets a Fortnite streaming record, Elton John headlines shows at London's new Apple Music Hall, the last remaining Blockbuster store is located in Oregon, more than 100 people have suffered brain injuries after riding Six Flags' X2 roller coaster, Delta Air Lines employees are named the best airline staff in North America by Skytrax, and 2 giant pandas have been transported from China to the Atlanta Zoo. SPANISH PHRASE OF THE WEEK (1:57:46): The Spanish phrase to learn this week is “puedo tener un abogado” or “can I have a lawyer” in English. PATRON SAINT OF THE WEEK (2:03:32 ): Kathleen reads about St. Pellegia the Pentinent, patron saint of actresses. FEEL GOOD STORY (1:53:48): Kathleen reads about all of the lobsters in the famous Cape May Lobster House escaping during the recent flooding.

Does higher education still guarantee financial stability? How can parents set their kids up for success, without subjecting them to overbearing pressure? Reema talks to writer Min Jin Lee to talk about her new novel, “American Hagwon.” They discuss the precariousness of the middle class, and how love, fear, and money get tangled up in what parents want for their children … and what those kids can feel like they owe in return. This Is Uncomfortable is nominated for a Signal Award! We're up for Best Show in the Money & Finance category, and now we need your help to win. Vote by October 15: vote.signalaward.comSupport public media with a donation today: https://mktplc.org/support-thisisuncomfortableIf you like this episode, share it with a friend! And let us know what you think by calling 347-RING-TIU or emailing uncomfortable@marketplace.orgIf you want to answer our “Uncomfortable Questions” see more info here.Follow us on Instagram and Tiktok!Heads up: If you buy a book using our links, we earn a small commission. It's a great way to support public media at no extra cost to you!

Oct 1, 2026 – The bond market is flashing the same warning it did before the 1987 crash, and the stock market isn't listening. Jim Puplava sits down with Michael Belkin of The Belkin Report, a former Salomon Brothers quant strategist who watched the '87 crash...

Reid Simon, President of Digital Assets at Figure, joined us to discuss Figure's unique tokenized loan products, how blockchain is transforming lending, and the future of crypto lending.Topics:- The future of crypto lending and DeFi- Tokenizing HELOCs and Private Credit- Blockchain and transparent lending models⭐️ Trade crypto perps with a free $25 bonus on Kalshi. You can trade on crypto up or down with up to 6x leverage, meaning you can put down $100 and control a $600 position. It's the first CFTC-regulated perps exchange in the country, which means no VPN and no offshore nonsense to deal with. To claim your $25 bonus, all you do is make your first $50 trade through my link - https://kalshi.com/p/thinkingcrypto

What will you leave to the next generation—and will they be prepared to steward it well?A faithful wealth transfer involves more than deciding who gets what. It means thinking carefully about the people who will receive those resources and whether they have the wisdom, maturity, and spiritual foundation to handle them faithfully.Dr. Kelly Rush, Professor of Finance, Financial Planning Program Coordinator, and Chair of Business and Technology at Mount Vernon Nazarene University, points to David and Solomon as a compelling biblical example. Rush, who also serves on the board of Kingdom Advisors, says David did more than accumulate resources for his son. He prepared Solomon for both great wealth and great responsibility.David knew Solomon would eventually build the temple in Jerusalem. So before transferring tremendous resources, David helped prepare his son for the work ahead.His example offers families four important principles for thinking about wealth transfer today.1. Pursue Unity Before Making a PlanThe first principle is unity: husbands and wives should agree on their plans for transferring wealth.We see this in 1 Kings 1. As David neared the end of his life, his son Adonijah attempted to establish himself as king. Bathsheba approached David and reminded him of the commitment concerning Solomon. David acted, and Solomon was publicly established as his successor.For families today, the circumstances are obviously very different, but the underlying principle remains valuable. Parents should work toward a shared vision for what they hope their wealth will accomplish and how it will eventually be distributed.That unity can clarify the plan for the entire family. Children and other heirs are less likely to receive conflicting messages when parents have already worked through difficult questions together.Before asking, “How much should we leave?” couples may need to begin with a more fundamental question: “Are we united about what we hope this wealth will accomplish?”2. Transfer Wisdom Before WealthAssets will eventually change hands. The larger question is whether wisdom will accompany them.David understood that Solomon needed more than resources. He needed spiritual and practical preparation.David prayed that God would give Solomon wisdom and understanding, and he personally instructed his son to know the Lord and serve Him wholeheartedly. He also gave Solomon detailed plans for the temple and prepared him for the responsibilities he would inherit.In other words, David did not simply leave Solomon a fortune and expect him to figure things out.Parents today have a similar opportunity. Children and grandchildren can be taught biblical principles of stewardship alongside practical financial skills such as budgeting, saving, giving, investing, and making wise decisions.The goal is not merely to prepare assets for heirs. It is to prepare heirs for assets.That preparation may begin long before an inheritance is in view. Younger children can learn to manage small amounts of money and decide how to give. Teenagers can take on greater financial responsibilities. Adult children can increasingly participate in conversations about family resources, generosity, and long-term plans.Wealth without wisdom can create significant challenges. But when wisdom comes first, financial resources can become another tool the next generation is prepared to steward faithfully.3. Consider Readiness, Not Just AgeDavid recognized something important about Solomon: he was “young and inexperienced” (1 Chronicles 22:5).So David prepared him gradually. He imparted wisdom. He supplied practical plans and instructions. Eventually, Solomon received the resources he needed.Families today can also think carefully about both the timing and amount of wealth they transfer.No universal age marks when someone suddenly becomes ready for significant financial responsibility. Parents should consider an heir's spiritual, emotional, and financial maturity rather than relying on age alone.Where gaps exist, they can become opportunities for further preparation.That may mean gradually increasing responsibility over time. In some situations, families may use joint accounts while younger heirs learn to manage money. For larger inheritances, trusts or trustee oversight may provide both protection and an opportunity for continued growth in stewardship.Communication is also essential. Heirs should not necessarily be surprised by a family's wealth-transfer plan after a parent dies. Appropriate conversations ahead of time can allow children to understand their parents' intentions, ask questions, seek wisdom, and prepare for future responsibility.And those plans do not have to remain static. As children mature and circumstances change, parents can revisit their plans accordingly.4. Give Wealth a Purpose Beyond YourselfDavid accumulated extraordinary resources for the temple, drawing from both Israel's treasury and his personal wealth.Yet David would never build it himself. God had given that responsibility to Solomon.David could have looked at that limitation and decided the project was no longer his concern. Instead, he prepared extensively for something another generation would complete.That offers an important perspective on stewardship. We cannot take our possessions with us when we die, but we can thoughtfully use them while we are here in ways that bless others and support work that continues beyond our lifetime.For families, that may include making generosity part of family life now rather than waiting until an estate is distributed.Parents might invite children into giving decisions, support ministries together, or develop a family mission statement that expresses the values they hope will continue into future generations. Some families may also incorporate charitable gifts or trusts into their estate plans.The specific tools will vary. The deeper goal is to cultivate a family culture in which wealth is understood as something God entrusted, not merely something to consume or accumulate.Use Financial Resources to Build Something GreaterRush has seen this principle at work in her own family. She and her husband have used financial resources to take their children on family mission trips, giving them opportunities to serve together and learn to share the gospel.Those experiences illustrate an important possibility: financial capital can sometimes develop something far more important—spiritual maturity, relationships, wisdom, and a vision for serving others.For parents, that raises a worthwhile question: How might the resources God has entrusted to us today help prepare the people who may steward them tomorrow?The answer will look different for every family. But the biblical pattern reminds us that wealth transfer is not simply an estate-planning event at the end of life. It is an ongoing process of teaching, communicating, preparing, and modeling faithful stewardship.David prepared resources for Solomon, but he also prepared Solomon for the resources. That may be one of the greatest gifts we can give the next generation.On Today's Program, Rob Answers Listener Questions:My bank is being acquired, and the new bank has limited in-network ATM access when I travel. I'm considering switching to an online bank with a larger nationwide ATM network. What should I look for?I'm 40 and have three old 401(k)s from previous employers. Some advisors suggest consolidating them into one account with expected returns around 8% to 10%, while another is proposing a hedge fund targeting 15% to 17%. How should I evaluate these options?My daughter is in her 50s and currently incarcerated. When she comes home, she'll have no income, no car, and significant credit card debt, though she owns her home outright. Should she consider bankruptcy, and what's the best way to address her debts?Resources Mentioned:Become a FaithFi PartnerNerdWallet | BankrateAdelFi Christian BankingAlly | Charles Schwab Bank | SoFi | Alliant Credit Union | AxosFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AlabamaAL and 2 other states take legal action against states that have "shield" laws on mailing the abortion pillSen. Tuberville says as governor he would work to remove or lower tollshttps://1819news.com/news/item/tuberville-pledges-effort-to-lower-eliminate-i-10-mobile-river-bridge-tolls2 lawsuits against the AHSAA goes to trial this coming Mondayhttps://1819news.com/news/item/were-just-ready-to-tell-our-case-in-court-hearing-on-mary-g-montgomery-parents-lawsuit-against-ahsaa-set-for-mondayAL Power files emergency motion re: property in Shelby County owned by Fenn Churchhttps://1819news.com/news/item/all-private-property-is-subject-to-condemnation-for-public-use-alabama-power-asks-court-for-emergency-order-to-reconsider-tpo-protecting-fenn-church-property?utm_source=trending&utm_medium=widget&utm_campaign=trending_newsAL Dept. of Finance makes double payments in technical error to state employeeshttps://1819news.com/news/item/finance-department-attempting-to-recoup-41-881-from-state-employees-after-payroll-error?utm_source=trending&utm_medium=widget&utm_campaign=trending_newsGovernor Ivey sets a groundbreaking ceremony for this Friday on the Mobile Bridge and Bay way projectNationalPresident Trump says all US military members are being removed from IraqInternal investigation says Federal Reserve Bank mismanaged a $2.5B renovation projectSen. Blackburn of TN to sue special counsel Jack Smith for accessing her phone recordsTN sought to execute Christa Pike by lethal injection but she did not die, fell asleep...and was rushed to nearby hospitalUS Pentagon says a data breach of their information system compromised data for 2.7 million military members

Patrick McKenzie (patio11) reads his Bits about Money essay on how credit cards make money. The prompt was a listener who wondered how a card can include free travel insurance for someone who never carries a balance. He covers the four ways a card earns revenue (net interest, interchange, fees and marketing contributions), and explains why rewards competition makes some customers in the middle of the credit score ladder persistently unprofitable. He also explains why Europe's interchange cap left cards at about half of electronic payments, while Japan's uncapped interchange quietly pays for the rest of its consumer banking. In a new postscript, he walks through what a proposed 10% APR cap would mean for cardholders at the low end of the market, and how First Republic made sub-10% unsecured loans work by treating them as a way to win deposits.–Full transcript available here: https://www.complexsystemspodcast.com/why-banks-pay-you-to-use-their-credit-cards/  –Presenting Sponsors: Mercury & GranolaComplex Systems is presented by Mercury—radically better banking for founders. Mercury Spend hands your team and agents their own cards with limits you set once, so nobody waits on you to approve a SaaS invoice and nobody chases a receipt. Apply online in minutes at https://mercury.com/. If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMS–Links:How credit cards make money: https://www.bitsaboutmoney.com/archive/how-credit-cards-make-money/ –Timestamps:(00:00) Intro(01:11) How credit cards make money(01:55) Bundling and unbundling(03:12) Revenue levers for credit cards(03:23) Net interest(06:19) Interchange(07:34) Interchange makes cards so valuable you're paid to use them(10:02) Fees(10:50) Marketing contributions(13:05) Debit cards: a horse of a different color(13:32) Sponsors: Mercury | Granola(16:54) Postscript(25:27) Wrap

What happens when we feel like we've made a bad investment in the past?The bigger cost of a so-called bad investment might not actually be the investment itself, but what happens after that. I'm sharing my recent experience investing $28K, how it did not work out the way I wanted it to, and what I'm making it mean.And we're getting into how to be a smart investor who really understands the risk you're taking on- including the risks you don't even realize are actually present.Tune in to learn:Why the bigger cost of a so-called bad investment might not actually be the investment itself—but what happens after that.My recent experience investing $28K, how it did not work out the way I wanted it to, and what I'm making it mean.How to be a smart investor who really understands the risk you're taking on—including the risks you don't even realize are actually present.

£145k Added Value & £1,800 a Month Cash Flow: Jules Copsey's Semi-Commercial Deal   Just £14,000 left invested after refinancing, with an eight-month payback from rental cash flow. In this episode of Property Entrepreneur's Deals, Deals, Deals, Mark Barrett welcomes Jules Copsey, someone he has known for 10 years, to share her journey into property and the numbers behind her semi-commercial deal in Chorlton. Based in South Manchester and a mother of two sons, Jules previously worked in fashion and sportswear, both for multinational businesses and through her own brands. She began her property journey in 2017, invested in her education and went on to help others build their portfolios through design-led projects focused on strong cash flow. She started building her own portfolio in her 50s. The deal Jules bought the property off-market on Barlow Moor Road, Chorlton, Manchester for £270,000. She refurbished the ground-floor shop and secured a commercial lease for six years and 11 months, with a three-year break clause, to a Pilates studio. Upstairs, she let the three-bedroom accommodation to three friends on one joint tenancy. Purchase, purchase costs and refurbishment came to around £385,000. With a further £50,000 in finance interest and fees, the total cost was around £435,000 against a valuation of £580,000, which is approximately £145,000 of added value above the total spend. After refinancing and paying all finance costs, Jules had just £14,000 left invested. At the reported net cash flow of £1,800 a month, that remaining investment could be recovered in approximately eight months. The key numbers •        Purchase price: £270,000 •        Purchase, purchase costs and refurbishment: around £385,000 •        Finance interest and fees: £50,000 •        Total project cost including finance: around £435,000 •        Valuation: £580,000 •        Added value above total project cost: approximately £145,000 •        Total project cost as a proportion of valuation: 75% •        Stamp duty paid: £3,000 •        Gross rent: £49,560 a year / £4,130 a month •        Reported net cash flow: £21,600 a year / £1,800 a month •        Money left invested after refinancing and paying finance costs: £14,000 •        Payback on the remaining investment: approximately eight months What we cover •        Jules's move from fashion and sportswear into property. •        Investing in education and helping others build their portfolios. •        Her approach to design-led projects with strong cash flow. •        Finding an off-market semi-commercial opportunity. •        Combining a leased shop with residential accommodation upstairs. •        The purchase, refurbishment, finance and refinance figures. •        The stamp duty advantage of a semi-commercial purchase. •        Jules's top three tips and advice for anyone starting out. The stamp duty difference Jules paid £3,000 in stamp duty. Using current rates, a £270,000 additional residential property would attract £17,000 in SDLT, a £14,000 difference. The comparison at the time of purchase depends on the rates and circumstances then. A note on the figures Total project costs of approximately £435,000 include £50,000 in finance interest and fees confirmed by Jules after recording. The £14,000 remaining investment is after those finance costs were paid. Figures are rounded. Added value means valuation less total project cost, not realised profit. The approximate eight-month payback assumes net cash flow continues at £1,800 a month. Get in touch with Jules •        Email: jules@urbancoliving.com •        Instagram: jules_copsey •        Phone: 07757 049692   Jules would like to hear from investors with projects in the region of £150,000–£200,000 or more who want a design-led scheme, and from anyone with mixed-use deals or tired blocks of flats in and around Manchester. Listen to hear how Jules brought the deal together and the lessons she shares for others building their property portfolios. Follow Deals, Deals, Deals for more real property deals, the numbers behind them and the people making them happen.   Want to learn more?

Join Jammin' Jon for a special tribute episode to PAC, Sign Guy, and SoCal Crazy. Fan Mail & Business Inquiries: TheJJWN@proton.me  If you like what you hear on the podcast, consider helping me out a little bit financially at: ⁠⁠https://www.patreon.com/jamminjonSoCal Crazy GoFundMe: https://gofund.me/8936f1a4e⁠⁠ ⁠https://www.aewtogether.org/rebelheart⁠ Donation Links:Support Eastern Kentucky: ⁠⁠https://secure.kentucky.gov/formservices/Finance/emergencyrelief/⁠⁠American Red Cross: ⁠⁠https://www.redcross.org/donate/cm/wlky32-pub.html/⁠⁠The Dream Center: ⁠⁠https://www.ekdc.info/donate⁠⁠University of Kentucky Flood Relief: ⁠⁠https://philanthropy.uky.edu/kentuckyfloodrelief

See omnystudio.com/listener for privacy information.

Managing Director of Innovation DuPage, Dan Facchini, joins Jon Hansen on Your Money Matters to discuss how their programs are helping businesses and organizations grow. They are joined by Scott Hubbard of Hubbard Communications, who discusses how they are helping leaders communicate ideas, build confidence, and focus on emerging leader development through hands-on, behavior-based coaching. For more […]

I met up with Christos from FellasFinance in sunny Cambridge to go through his investing journey, past mistakes and both of his actual investment portfolios.⁠⁠⁠Sign up to Trading 212⁠⁠⁠ (or use promo code 'MMS' in the app)To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.-----------------------------------------

Arian Simone joins Anthony O'Neal for a conversation on how she went from a financially savvy family and a profitable college business to living in her car at 23, and how that experience permanently changed how she thinks about security, debt, investing, and entrepreneurship. They unpack the lessons she inherited from generations of women who built wealth, why she believes access to capital matters, the mistake that taught her not to play small, and why real financial freedom is less about looking successful and more about having options when life goes left.KEY POINTS 00:00 – Introduction: Arian Simone joins Anthony on The Table02:28 – From full-ride scholarships to living in her car at 2305:35 – The grandmother who built wealth and paid for college debt-free11:27 – Seven months homeless, rock bottom, and the faith that carried her through13:19 – Why access to capital matters and the mission behind Fearless Fund22:00 – Venture capital explained: cash, equity, and ownership28:13 – The profitable business Arian closed because she thought she failed33:11 – The $10M opportunity that taught her not to play small38:49 – How living in her car changed her approach to debt and security44:18 – Two paths to wealth: entrepreneurship and generational financial habitsQUOTES: “Everybody's not free from disruption. Disruption can hit your life at any point in time.” – Arian Simone “You need to be very careful when you choose who you want to align with your vision.” – Arian Simone GUEST RESOURCES: Arian Simone Website | https://www.ariansimone.com/ IG | https://www.instagram.com/ariansimone/ ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Being a strong business operator doesn't mean you've mastered every function of the business. Finance, marketing, sales, intake, operations, and culture each create another opportunity to get sharper. Chris Dreyer, CEO of Rankings.io, has turned continuous learning into a competitive habit. After discovering business books through other entrepreneurs and peer groups, he became obsessive about finding the next useful idea. If a podcast guest or fellow operator mentions a book he hasn't read, it goes on the list. In this episode, Chris shares the business books he keeps coming back to and the lessons that influence how he leads a 180-person company. His list moves from finance and marketing to sales, intake, operations, competitive advantage, and culture, with recommendations for different stages and problems. But this episode isn't about collecting titles. It's about building a learning habit that turns someone else's idea into something you can test inside your own firm. You'll learn: Business books for law firm owners looking to sharpen finance, marketing, sales, and operations. Professional services books that translate directly to running and scaling a law firm. Leadership frameworks for strengthening culture and retaining high-performing A-players. Chris's system for capturing ideas and turning continuous learning into business improvements. See Chris's full recommendation list here: rankings.io/pim/485-chris-dreyer If you want to be the firm injured people call first for auto and product liability cases, visit Rankings.io.  Like what you hear? Hit Subscribe! We do this every week. If you want to keep learning from the best voices in PI, join us at PIMCON 2026. Buy your tickets now! Subscribe to our newsletter and get the freshest news every Monday: newsletter.rankings.io Get Social! Personal Injury Mastermind w/ Chris Dreyer powered by Rankings.io is on Instagram | YouTube | TikTok

54 MinutesPG-13Pete reads and comments on the 2018 Andrew Joyce Ph.D. article, Reply to Danya Ruttenberg on Jews and Usury. Reply to Danya Ruttenberg on Jews and UsuryPete and Thomas777 'At the Movies'Support Pete on His WebsitePete's PatreonPete's Substack Pete's SubscribestarPete's PaypalPete's VenmoPete's Buy Me a CoffeePete on FacebookPete on TwitterBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-quinones-show--6071361/support.

   It's a big, giant positive news boost for your brain at KKHI as we discuss "The Greatest Story Never Told."   Finance guy Larry Kudlow has coined the phrase, Scott Bessent has doubled down and the whole Trump world administration is trying to figure out why nobody is talking about record GDP, record real income and record low poverty.  This is quite a ledger for you today.    There's also been a crazy dramatic drop in young people, especially teenage girls, that say they are gay.  It's happened in just a couple years and if you believe you're born gay... we have quite a freakish genetic story taking place in America.    Chiefs tackle Josh Simmons seems AWOL to me again this year and I'm just not buying the injury narrative.  He ditched the team last year and it's looking like he's not interested in playing this year.    The Royals move their hitting coach out but join a very rare club of clubs that have stunk and kept their manager and general manager.  The Padres are in the playoffs and one eligible bachelor has really a really nice seat for the right woman.  KU is likely getting another player back from last year's team    And our Final Final is a BBQ joint in Florida that has servers wearing the greatest T-shirts ever.

It's a big, giant positive news boost for your brain at KKHI as we discuss "The Greatest Story Never Told."   Finance guy Larry Kudlow has coined the phrase, Scott Bessent has doubled down and the whole Trump world administration is trying to figure out why nobody is talking about record GDP, record real income and record low poverty.  This is quite a ledger for you today.    There's also been a crazy dramatic drop in young people, especially teenage girls, that say they are gay.  It's happened in just a couple years and if you believe you're born gay... we have quite a freakish genetic story taking place in America.    Chiefs tackle Josh Simmons seems AWOL to me again this year and I'm just not buying the injury narrative.  He ditched the team last year and it's looking like he's not interested in playing this year.    The Royals move their hitting coach out but join a very rare club of clubs that have stunk and kept their manager and general manager.  The Padres are in the playoffs and one eligible bachelor has really a really nice seat for the right woman.  KU is likely getting another player back from last year's team    And our Final Final is a BBQ joint in Florida that has servers wearing the greatest T-shirts ever.

Sep 30, 2026 – The US Treasury is no longer a risk-free asset, and the world's central banks are already acting like it. Jim Puplava sits down with Australian investor and strategist Craig Tindale to unpack his article "Bessent Is the House Now, Gold Is the Tell"...

Sep 29, 2026 – FS Insider speaks with Woody Preucil at 13D Research and Strategy about the surge in new AI-driven cyberattacks. Woody shares startling data on trillion-dollar economic losses, evolving attack strategies, and coordinated swarm intelligence...

Crypto News: Morgan Stanley sets up a Digital Asset Lab to test stablecoins, tokenization and DeFi applications. Cboe, S&P Dow Jones may explore tokenized options contracts under extended licensing deal. A licensed central securities depository is recording securities ownership on a public blockchain for the first time — on the XRP Ledger.⭐️ Trade crypto perps with a free $25 bonus on Kalshi. You can trade on crypto up or down with up to 6x leverage, meaning you can put down $100 and control a $600 position. It's the first CFTC-regulated perps exchange in the country, which means no VPN and no offshore nonsense to deal with. To claim your $25 bonus, all you do is make your first $50 trade through my link - https://kalshi.com/p/thinkingcrypto 

Today's consumer has become much more discerning about what they put into their body. And when people go to buy a beverage, they're not just thinking about whether it's refreshing or tastes good, they're wondering about things like sugar content, hydration, and even the impact it will have on their mood. Maria Stipp is the CEO of Suja Life, a beverage company with a slate of offerings to satisfy the needs of the modern health-conscious consumer. Prior to joining the company, Maria served as CEO of Sapporo Stone Brewing, and before that, she was the CEO of Lagunitas Brewing Company. Early in her career, Maria spent over a decade in the software and gaming industry, including serving as an EVP of Owned Properties at Activision, overseeing some of the company's most iconic franchises, including Call of Duty: Modern Warfare and Guitar Hero. Today, Maria joins us to talk about her journey from the world of gaming into the beverage industry, how vertical integration gives Suja an edge in the marketplace, and how they strive to meet evolving consumer needs while staying true to their brand.  Highlights:From Gaming to Brewing to Better-For-You (2:25)Why Maria Said Yes to Suja (3:35)Born in a Kitchen, Delivered by Skateboard (4:30)What Sets Suja Apart (5:20)The Farm-to-Bottle Advantage (6:20)Why Going Public Made Sense (8:10)Three Brands, One Platform (13:35)Competing Against Pepsi and Coke (17:40)What Investors Miss About the Story (20:15)What's Next for Suja (21:50)Links:Maria LinkedInSuja Life LinkedInSuja Life WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co

Christians often think about stewardship in terms of giving, saving, and spending. But if God owns everything He has entrusted to us, stewardship also raises another question: What about the companies we own through our investments?Harry Pearson, Founder and CEO of OneAscent, says that question became increasingly important in his own journey of faith and finance. OneAscent is a family of companies that equips advisors and investors with faith-aligned solutions for planning, investing, and giving.For Pearson, connecting biblical convictions with investing began with a broader realization: Faith should shape every part of our financial lives.Connecting Faith With the Rest of Our FinancesPearson grew up in a home where generosity was modeled well. His parents taught him to tithe from an early age. For every dollar he earned, he put a dime in the offering plate.What he had not learned, however, was how to connect his faith with the rest of his financial life.That began to change about 18 years ago when he attended his first Kingdom Advisors Conference. Pearson remembers arriving somewhat resistant, but the experience challenged him to consider what it would look like to align his work with the faith God had already planted in his heart.Colossians 3:23 became an important lens: “Whatever you do, work heartily, as for the Lord and not for men.”That principle extends beyond our occupations. If everything belongs to God, then our time, abilities, and financial resources are all things we manage on His behalf.The question becomes not simply, “What do I want to do with what I have?” but, “How can I faithfully steward what God has entrusted to me?”Passing Along Values, Not Just ValuablesThat perspective also changes the way we think about leaving a legacy.Families often devote significant attention to the valuables they hope to leave the next generation—homes, savings, investments, and other assets. Pearson believes Christians should give just as much attention to the values they are passing along.Rather than focusing only on leaving a legacy, he encourages families to think about living one.Children often learn stewardship less from formal lessons than from what they regularly observe. They see how their parents talk about money, respond to financial pressure, practice generosity, and decide what matters most.That gives parents an opportunity to invite their children into the stewardship process.Let them see generosity practiced. Allow them to participate in serving others. Talk with them about why your family chooses to support particular ministries or causes. Those conversations can help the next generation understand not merely what the family owns, but why it uses money the way it does.After all, preparing the next steward is about more than transferring assets. It is about cultivating wisdom and faithfulness in the person who may one day receive them.Do You Know What You Own?The same stewardship framework applies to investing.Many investors purchase mutual funds, exchange-traded funds, or other investments without knowing much about the individual companies they indirectly own. Pearson believes that is worth examining.If God is the ultimate owner of our resources, Christians can thoughtfully consider whether the businesses in their portfolios align with their biblical convictions.That begins with a simple question: Do you know what you own?For some investors, looking beneath the surface of a portfolio may reveal companies or business activities they would not knowingly choose to support. That realization has helped drive the growth of faith-based and values-aligned investing.At OneAscent, Pearson says the investment process includes three broad steps: eliminating companies whose activities conflict with certain biblical convictions, carefully evaluating the remaining investment opportunities, and seeking businesses that are making a positive contribution through the products and services they provide.The goal is not merely to avoid certain companies. It is to think more intentionally about what ownership means and how investment capital is being used.Can Values-Aligned Investing Be Financially Responsible?One concern surrounding faith-based investing has historically been whether applying values to a portfolio necessarily requires sacrificing investment performance.Pearson says the field has developed considerably over the past decade. There are now longer track records, more investment options, and increasingly sophisticated approaches to portfolio construction.But he has also come to appreciate that values-aligned investing is not only about selecting investments. It can also influence investor behavior.When investors consider their principles before markets become volatile, they may be better prepared to stay disciplined when uncertainty arrives. Rather than making emotional decisions in the moment, they can return to an investment philosophy they have already thoughtfully established.For Christians, that provides another opportunity to move from simply knowing what they believe to putting those beliefs into practice.Bringing Stewardship Into the PortfolioFaithful stewardship touches far more than the offering plate. It shapes how we earn, spend, save, give, plan, and prepare the next generation. And for Christians who own investments, it can also shape the way they think about the businesses represented in their portfolios.That does not mean every Christian will make identical investment decisions. But it does mean we can approach investing prayerfully and thoughtfully, remembering that the resources under our care ultimately belong to God.OneAscent helps advisors and investors explore how their financial lives and investments align with their biblical values, including through a portfolio analysis.To learn more, visit OneAscent.com/FaithFi.On Today's Program, Rob Answers Listener Questions:I'll turn 65 in January and am considering disability because my school job is becoming harder to manage. Should I use my employer's short-term disability benefit, apply for Social Security Disability, or both? And when should I start the process?My credit scores are consistently above 800, but a bank recently showed a score of 780 when evaluating me for a HELOC. Why can the scores lenders use differ so much from the scores consumers see?My husband recently passed away, and I received about $50,000 in life insurance proceeds. I'd like to keep roughly half as an emergency fund and invest the other $25,000. I'm 59, working full-time, have only a car payment and a 3.87% mortgage, and may also receive VA survivor benefits. How should I think about using and investing this money?Resources Mentioned:Become a FaithFi PartnerOneAscentWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Social Security Disability Insurance (SSDI)Christian Credit CounselorsFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever wondered why people spent millions on cartoon apes in the NFT frenzy? Beyond the obvious desire for profit, emotions likely played a role. In this episode of The Behavioral Divide, Professor Hal Hershfield sits down with Alex Edmans, Professor of Finance at the London Business School, to discuss his new book, The Madness of Markets. Beyond the many fun, memorable stories found in his research (like cartoon apes), he examines the emotions and biases that can drive even smart investors to make suboptimal choices. Joining them is Jason Gentile, Chief Wealth Officer at Apella Wealth. Together, they get at the importance of remaining tethered to your own objectives when others may be chasing quick wins, and why one of the hardest things in investing is being aware of what you know versus what you merely think you know. If you enjoy the show, please subscribe or let us know by giving our series a five-star rating. We'd also love to hear from you. To join in on the discussion, send us a note at BehavioralDivide@AvantisInvestors.com. Important Disclosures The views expressed in this presentation are the speaker's own and not necessarily those of American Century Investments. This presentation is for general information only and is not intended to provide investment, tax or legal advice or recommendations for any particular situation or type of retirement plan. Please consult with a financial, tax or legal advisor on your own particular circumstances. Hal Hershfield is not affiliated with American Century Investments. Follow us on social media:   LinkedIn: https://a.vant.is/4ppUSVI   X: https://a.vant.is/4psIwMw   Subscribe to The Behavioral Divide podcast:   Spotify: https://a.vant.is/3IlDEIy   Apple: https://a.vant.is/3IgEhDe 

Neuromancer by William Gibson with John Hill and Jesan Sorrells---Jesan Sorrells and John Hill dive deep into William Gibson's Neuromancer, unravelling how this seminal work predicted the psychological and societal ramifications of our fully networked times. They discuss the book's dystopian tech vision, how its themes shaped tech leadership and culture, and why leaders must now confront meaning, value, and noise in a flattened digital world. Together, they examine Gibson's influences, the enduring tension between art and commerce, and the urgent leadership challenge of integrating humanity and technology in the 21st century.Book: NeuromancerAuthor: William GibsonGuests: Jesan Sorrells, John Hill---Time-Stamped Overview---00:00 Observing tech use at the store05:36 Post-Cold War tech realities11:57 Reflecting on book rereads17:52 Influence of Gibson on tech leaders27:13 Gibson's shift from sci-fi32:45 Struggling with overwhelming concerns38:31 Sci-fi themes of immortality43:09 Themes of timeless cultural issues49:49 Tolkien's Influence on Fantasy Writers52:51 Reflecting on cyberspace concepts01:01:13 Discussing Neuromancer's Relevance Today01:02:47 Discussion on demonizing new trends01:11:43 Finding time for self-reflection01:14:47 Discussing hierarchy of meaning01:21:45 Expanding the franchise legally01:27:45 Discussing human nature and warfare---Opening theme composed by Felipe Sarro - Bach - Silotti - "Air"  from Orchestra Suite No. 3, BWV 1068 Closing theme composed by Brian Sanyshyn of Brian Sanyshyn Music.---Pick up your copy of 12 Rules for Leaders: The Foundation of Intentional Leadership NOW on AMAZON!Check out the Leadership Lessons From the Great Books podcast reading list!---Subscribe to the Leadership Lessons From The Great Books Podcast: https://bit.ly/LLFTGBSubscribeCheck out Leadership ToolBox at: https://leadershiptoolbox.us/ ★ Support this podcast on Patreon ★

In this episode of Better Buildings for Humans, host Joe Menchefski sits down with Dr. George Guszcza, President and CEO of the National Institute of Building Sciences (NIBS), for a thought-provoking conversation about innovation, resilience, technology, and the systems shaping the future of our built environment. Drawing on a career spanning military healthcare facilities, federal service, engineering, consulting, and organizational transformation, George brings a uniquely broad perspective to why better buildings and infrastructure matter—not just for performance, but for the people and communities that depend on them.The conversation explores NIBS' role in bringing together the many groups responsible for how buildings are designed, regulated, constructed, and operated. Joe and George discuss why promising ideas can take so long to move from innovation into everyday practice, what happens when buildings and infrastructure are viewed in isolation, and why understanding the built environment as a connected "system of systems" could change how we approach resilience and risk.Joe and George also look toward the future, exploring digital twins, artificial intelligence, offsite construction, data, and the economic and cultural forces influencing how quickly the industry evolves. Along the way, they question whether our traditional focus on first cost is preventing us from recognizing the longer-term value of better-performing, more resilient buildings—and what needs to change for proven innovations to reach the mainstream.Ultimately, the episode challenges us to think beyond individual buildings and consider the larger systems, incentives, and people that determine whether innovation actually succeeds. And when Joe asks his signature question—what makes a great building?—George offers an answer that brings the entire conversation back to the reason we build in the first place.More About Dr. George GuszczaGeorge K. Guszcza, D.Eng, CPEM, CCM, is President and CEO of the National Institute of Building Sciences. Prior to NIBS, Dr. Guszcza served as Chief Transformation Officer of Michael Baker International, an Engineering News Record (ENR) Top 50 Design Firm. He was also an adjunct professor at The George Washington University and strategic advisor to the Middle East Institute's Board of Directors. He brings over 25 years of built environment experience across the public, private, and non-profit sectors in the US, UK, Europe, Middle East, and Africa. Dr. Guszcza previously served as COO (CRO) of the Neal Richards Group and EVP for Finance and Administration (CFO/CIO) of Adams and Associates, a 2400-person ESOP operating across 19 US locations. As founder/CEO of the Aedifos Group, he helped restart the Nelson Mandela Children's Hospital project on behalf of Project HOPE and the W.K. Kellogg Foundation. In 2003, as a US Army Medical Service Corp officer and National Director of Healthcare Facilities for Iraq, Dr. Guszcza led 3000 architects and engineers to restart 240 hospitals, 10 specialty centers, and 1200 clinics. Dr. Guszcza earned a BS in Sociology from West Point, an MS in Major Program Management from the University of Oxford's Said Business School, and a Doctor of Engineering in Engineering Management from The George Washington University. He has served on boards for George Mason University's Civil Engineering Institute, the Society of American Military Engineers Northern Virginia Post, and WiRED International.CONTACT:www.nibs.org https://www.linkedin.com/company/bldgsciences/ https://x.com/bldgsciences https://www.facebook.com/bldgsciences https://www.youtube.com/@bldgsciences Where To Find Us:https://bbfhpod.advancedglazings.com/www.advancedglazings.comhttps://www.linkedin.com/company/better-buildings-for-humans-podcastwww.linkedin.com/in/advanced-glazings-ltd-848b4625https://twitter.com/bbfhpod

Send us Fan MailEpisode # 160: Quarterly reviews shouldn't feel like three teams arguing in three different languages, but that's exactly what happens when operations, FP&A, and accounting aren't aligned on the basics. We dig into the real source of cross-functional friction: mismatched definitions, different timelines, and metrics that mean one thing to ops and another thing to finance. When each group owns only a slice of the story, leaders end up waiting for separate explanations while the decision deadline keeps moving closer.We walk through how to build trust with shared facts without forcing everyone into the same system. You'll hear what “shared facts” actually look like in practice: clear metric definitions, authoritative sources, consistent timing, known limitations, and named data owners. We also cover why timing gaps like orders received vs orders shipped vs orders invoiced can quietly derail decision making, plus how accounting's role goes far beyond closing the books by ensuring results are recorded consistently and reliably.Then we get tactical with a simple four-part conversation structure you can use across functions: verified results, operating explanation, business implications, and the most important part, the next step with an owner and a date to check progress. We also reframe performance reviews as shared problem solving conversations with concise prereads, clear separation of results vs causes, and a short list of actions instead of a long list of excuses. Finally, we show how to keep KPIs relevant as strategy and conditions change using a keep, adjust, add, retire approach and practical “guardrails” like balancing productivity with quality.Episode outline:Set clearer communication expectations across operations, FP&A, and accounting,Turn team performance reviews into shared problem-solving conversations, Keep KPIs relevant as conditions change.Please connect with me on:1. Instagram: stephen.mclain2. Twitter: smclainiii3. Facebook: stephenmclainconsultant4. LinkedIn: stephenjmclainiiiFor more resources, please visit Finance Leader Academy:  financeleaderacademy.com.Support the showStephen is an experienced Finance Professional and Leader who offers fractional CFO services and development opportunities. Please visit his LinkedIn profile or Finance Leader Academy for more information.The views and information shared on The Finance Leader Podcast are intended solely for educational and informational purposes. They do not constitute financial, accounting, tax, legal, investment, or other professional advice. Always seek guidance from a qualified professional before making decisions related to your specific circumstances. 

Ce mercredi 30 septembre, François Sorel a reçu Isabelle Bordry, fondatrice de Retency, Cédric Ingrand, directeur général de Heavyweight Studio, et Philipple Dewost, strategic advisor chez Jolt Capital, président de Phileos et cofondateur de Wanadoo. Ils se sont penchés sur le lancement par OpenAI de ses agents IA "Dots" en réponse à "Muse" de Meta, ainsi que le plaidoyer de Donald Trump pour un accord d'autorégulation des géants de l'IA, dans l'émission Tech & Co, la quotidienne, sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Get 30% off at rvmattress.com/rvmiles with code RVMILES at checkout! The RV industry is gathering in Elkhart, Indiana, this week to show dealers the newest RVs for the coming model year — but they're doing it against a pretty rough backdrop. New RV shipments fell another 16.4% in August and are now down 14.2% for the year. We break down what those numbers actually mean, which RV categories are getting hit hardest, and why this year's Elkhart Open House matters so much for manufacturers. Also in this week's RV and camping news: • Campground prices have fallen for the third consecutive month • Gas prices finally stopped climbing, while diesel dropped slightly • President Trump is considering restrictions on U.S. diesel exports • Forest River has launched a new financial-services company, including a home-equity product that could let qualified buyers finance an RV using equity in their house • Ford has temporarily halted F-150 production at its Dearborn Truck Plant because of a supplier shortage ****************************** Connect with RV Miles:  RV Miles Facebook Group: https://www.facebook.com/groups/rvmiles Shop the RV Miles Amazon Store: https://www.amazon.com/shop/rvmiles RV Miles Mailing List: https://rvmiles.com/mailinglist Mile Marker Membership: https://rvmiles.com/milemarkers

Live from Madrid 2 (Sept 29, 2026) | Yaron Brook Show#InterestRates #IranNuclear #AIRegulation #Netanyahu #SpaceX #FreeSpeech #FirstAmendment #MarkZuckerberg #TrumpNews #FreeMarkets #Capitalism #Objectivism #AynRand #Anarchism #EconomicsExplainedLike this episode?Subscribe, share it with friends, and become a Patreon supporter to access monthly AMAs, exclusive content, and commercial-free audio.The Yaron Brook Show is Sponsored by[The Ayn Rand Institute](https://www.aynrand.org/starthere)[Energy Talking Points, featuring AlexAI, by Alex Epstein](https://alexepstein.substack.com/)[Express VPN](https://www.expressvpn.com/yaron)[Hendershott Wealth Management](https://www.youtube.com/watch?v=X4lfC...) &(https://hendershottwealth.com/ybs/)[Michael Williams & The Defenders of Capitalism Project](https://www.DefendersOfCapitalism.com)[Support the Show]( / yaronbrookshow )[Sponsor the Show](askyaron@yaronbrookshow.com/)[One-time donation](https://bit.ly/2RZOyJJ)Join the [Yaron Brook Show YouTube channel]( / @yaronbrook )Like what you hear? Like, share, and subscribe to stay updated on new videos and help promote the [Yaron Brook Show](https://bit.ly/3ztPxTx)Continue the discussion by following Yaron on [Twitter](https://bit.ly/3iMGl6z) and [Facebook](https://bit.ly/3vvWDDC )Want to learn more about Ayn Rand and Objectivism?

Sep 28, 2026 – Moving to a low-tax state? Crystal Colbert details the critical steps required to successfully change your state of residency without triggering costly tax consequences. Learn about the key factors states examine...

HR asks for a new system, more headcount, a bigger training budget. Finance says no. The instinct is to assume the idea wasn't good enough. John Sansoucie, Founder and CEO at CogNet, spent years as a CFO inside HR service companies and PEOs before he built his own business process outsourcing company, so he has sat on both sides of that budget table. In this episode, he covers: Why HR requests get denied even when they're worth funding, and what a CFO is actually listening for before approving a budget line How to turn a list of 28,000 possible metrics into the three numbers a CFO will remember What cost to serve measures and how to calculate it for any HR function Timestamps [00:01:05] John's path from CFO inside an HR outsourcing company to founding CogNet with his own former team [00:02:20] Why finance treats HR as a cost center, and the shift in language that changes that perception [00:03:18] What cost to serve actually measures and how to calculate cost per unit for HR work [00:04:04] Why John sent his newly promoted CPO 28,000 metrics, and how they got that down to three [00:05:14] The five-year cost of ownership question that ends most new software pitches [00:08:23] How John used to pitch the true cost of turnover to justify outsourcing deals [00:12:06] Why John cares more about losing star performers than his overall turnover rate [00:16:23] How to find a bestie in finance, and why that person is often junior [00:17:47] Why payroll gets scrutinized while performance management and open enrollment go unmeasured [00:22:41] Why HR doesn't have to choose between process discipline and automation Guest Bio: John Sansoucie is the Founder & CEO of CogNet, a global business process management company that helps HR service firms, staffing companies, and payroll providers scale their operations through specialized offshore teams and process automation. With more than 30 years of experience across payroll, HR technology, PEOs, and operational leadership, John brings a practical operator's perspective to conversations around HR operations, AI, and the future of work. Brought to You by Paylocity: Paylocity is the fastest growing unified platform for HR, Finance, and IT. Paylocity brings your people, processes, and data together in one place so HR leaders can spend less time managing systems and more time doing the work that actually moves their organizations forward. Learn more at paylocity.com Keywords: cost to serve, HR metrics, CFO relationship, finance and HR, business process outsourcing, HR outsourcing, turnover cost, cost per hire, regrettable turnover, HR budget, AI in HR, HR technology, process automation, Six Sigma, ISO 9001, offshore teams, PEO, payroll, workforce metrics, HR leadership

Crypto News: Citi expands Coinbase partnership to power stablecoin payments for businesses. Goldman Sachs brings $100 billion Treasury fund into crypto's institutional plumbing. Chainlink launches new version of its crypto bridge tech 'CCIP' to give apps more control over their security.

If you owe more on your car than it's worth, trading it in may not solve the problem. It can roll thousands of dollars of old debt straight into your next loan. In this episode, Anthony breaks down how car debt keeps people trapped, the three numbers you need to know before your next move, and four practical steps to decide whether to keep the car, sell it, close the gap, and eventually break the car-payment cycle for good. He also shares how he went from making six figures with nothing left before the end of the month to building a life where his cars no longer control his financial future. MENTIONED HERE