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Gregory Zuckerman concludes by crediting American finance for enabling these scientific breakthroughs and expressing optimism that mRNA technology will soon tackle cancer and other illnesses. 8
Henry Zhang, Founder & CEO of DigiFT, sat down with me for an interview at the Halborn Access 2026 Summit at the NYSE. We discussed how DigiFT is helping global institutions go on-chain by tokenizing assets. Recorded January 23rd.Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/
Finance and Tech reporter David Morris reported on Sam Bankman-Fried and FTX. POWERHOUSE Arena in New York City hosted this event. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ben Shapiro Reacts To Finance Bros - - - Click here to join the member-exclusive portion of my show: https://dwplus.watch/BenShapiroMemberExclusive - - - Facts Don't Care About Your Feelings - - - Today's Sponsor: PDS Debt - You're 30 seconds away from being debt-free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/shapiro. - - - DailyWire+: Become a Daily Wire Member and watch all of our content ad-free: https://www.dailywire.com/subscribe
Feb 20, 2026 – The Supreme Court just struck down tariffs—so what happens next? In this wide-ranging conversation, Jim Puplava sits down with Gina Martin Adams, Chief Market Strategist at HB Wealth, to break down what it means for markets...
Feb 20, 2026 – FSWM's Chief Investment Officer, Chris Puplava, examines whether the “running hot” economy thesis remains intact. Citing strong market breadth, surging advance-decline lines, and broad participation across cyclical sectors...
Crypto News: Dubai takes next step to make real estate flips instant in $16 billion tokenization on the XRP ledger. The Supreme court rules Trump's tariffs are unlawful, how will Bitcoin and altcoins react? BNP Paribas taps Ethereum for new money market fund tokenization pilot. Brought to you bt
Jelena Djuric, Co-Founder & CEO at Noble, sat down with me for an interview at the Halborn Access 2026 Summit at the NYSE. We discussed how Noble's infrastructure is helping companies to get access to stablecoin liquidity around the world. Recorded January 23rd.Brought to you by
President Trump recently nominated Kevin Warsh to be the next Chairman of the Federal Reserve Board. In October 2022, Kevin spoke on What Happens Next along with my old boss Myron Scholes who was the recipient of the Nobel Prize in Economics.In this episode I include excerpts from that previous meeting as well as an additional interview with John Cochrane who is a Professor of Finance and Economics at Stanford's Graduate School of Business and a Senior Fellow at the Hoover Institute, and he will discuss the challenges that Kevin will face in his new job. Get full access to What Happens Next in 6 Minutes with Larry Bernstein at www.whathappensnextin6minutes.com/subscribe
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Entrepreneurs start businesses in pursuit of financial freedom, yet many struggle to generate consistent profit even as revenue grows. Mike Michalowicz has seen this pattern play out time and time again. While traditional accounting trains business owners to treat profit as what's left over, Mike flipped the formula. He created Profit First, a cash management system that prioritizes profit from day one and has since been adopted by over 700,000 businesses worldwide. In this episode, Mike reveals how entrepreneurs can prioritize profit, build wealth, and finally turn revenue into true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (01:45) Why Profit Must Come First (09:17) Profit First Cash Management System (14:14) Target Allocation Percentages for Profit (21:14) Handling Debt and Profit Distribution (24:44) Protecting Profit and Tax Accounts (27:57) How Spending Less Drives Innovation (33:32) Choosing Profitable Customers Strategically (40:17) Managing Profit for Financial Freedom Mike Michalowicz is a bestselling author, entrepreneur, and creator of the Profit First cash management system, used by over 700,000 businesses worldwide. He has built and sold multiple multi-million dollar companies and authored influential books, including Profit First, Clockwork, and Get Different. A sought-after keynote speaker, Mike helps entrepreneurs build profitable, sustainable businesses using behavior-based financial strategies. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Huel - Get all the daily nutrients you need with Huel. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING. Resources Mentioned: Mike's Website: mikemotorbike.com Mike's Book, Get Different: bit.ly/GetDifrent Mike's Book, Clockwork: bit.ly/Clocwork Mike's Book, Profit First: bit.ly/-ProfitF1st Mike's Book, The Pumpkin Plan: bit.ly/TPumpkinP YAP E386 with Mike Michalowicz: Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving
Unete al grupo de inversión:https://www.youtube.com/channel/UCy5-O9CmBVndvL6Kz_BP3-w/join Escucha mi Audiolibro: De Novato a Inversionista - El ABC de la Bolsa de Valoreshttps://bit.ly/NovatoInversionista Toma el control de tu tiempo y estudia tu universidad en línea avalada por la SEP en Hybridge:https://hybridge.education/universidad-en-linea-sptf-emprendeduros Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Feb 20, 2026 – Curious about agentic AI models like OpenClaw, Claude Cowork, and the major changes they're bringing to the market and software world? FSWM's Research and Trading Analyst Xavier Stonehouse discusses the current events...
Austin Campbell is the founder and managing partner of Zero Knowledge Consulting. We discuss the current state of the crypto market and can it recover. Recorded on January 28thTopics:- Crypto market outlook - TradFi adoption of Crypto - Banks vs Stablecoin Yield - Will the Clarity Act Pass?- Banks and Stablecoin yield- If Clarity does not pass will another Gary Gensler appear?Brought to you by
Crypto News: Soil launches RLUSD yield protocol on XRP Ledger. Societe Generale launches EUR CoinVertible on the XRPL. Ripple CEO Brad Garlinghouse: 80% Chance the CLARITY Act Clears Congress by April!. White House urges bankers to allow for limited stablecoin rewards to advance the Bitcoin and crypto market structure legislation.Brought to you by
Powering AI 2.0 is no longer just a technology story — it's an energy and infrastructure story reshaping capital markets and the global economy. As artificial intelligence scales from training to real-world inference, electricity demand is accelerating at a pace few anticipated.In this episode of The Bid, host Oscar Pulido is joined by Will Su from BlackRock's Fundamental Equities Group to examine how Powering AI 2.0 is transforming utilities, natural gas markets, renewables, and nuclear power. With data centers expanding rapidly and gigawatt-scale facilities coming online, the AI build-out is driving a structural shift in U.S. electricity demand after more than a decade of stagnation.Will explains why the energy sector sits at the center of AI investing. From the rise of “bring your own power” models to the growing role of natural gas as a dispatchable, scalable fuel source, the infrastructure required to support AI represents one of the largest capital investment cycles in modern history. The conversation also explores renewables, battery storage, and nuclear power — including the limits of restarts and the long timeline for new reactor construction.Key moments:00:00 Introduction Power Is Knowledge: AI's Exponential Energy Appetite02:31 From Tokens to ‘Yottaflops': Why Smarter Models Need More Electricity05:04 Training LLMs vs. Inference: The Next Wave of AI Power Demand06:45 Data Centers at City Scale: How Big Is the Load?11:15 Bring Your Own Power (BYOP): Why Natural Gas Is Back in Focus16:04 Renewables Reality Check: Solar Momentum, Wind Headwinds, and Batteries19:14 Nuclear's Comeback - Restarts Now, New Builds Later21:26 Can AI Beat Humans at Investing? Man + Machine as the Edge23:33 Wrap-Up, What's NextKey insights from this episode:· Why natural gas has emerged as a key “here and now” fuel for AI infrastructure· How renewables and battery storage fit into the AI electricity mix· The long-term outlook for nuclear power and reactor construction· What “bring your own power” means for hyperscalers and utilities· How electrification and reshoring intersect with AI investing· Why the relationship between compute and energy is reshaping stock market trendsPowering AI 2.0, AI investing, infrastructure, capital markets, energy transition, utilities, stock market trends, megaforcesSources: “From CES 2026 to Yottaflops: Why the AMD Keynote Highlights a Turning Point for AI Compute”, AMD 2026; “The Industrial Revolution, coal mining, and the Felling Colliery Disaster”, Lancaster University, 2026; Bureau of Economic Analysis data 2026; “Stargate's First Data Center Site is Size of Central Park, With At Least 57 Jobs”, Bloomberg 2026; “Energy Demand from AI”, IEA 2026; “Scaling bigger, faster, cheaper data centers with smarter designs”, McKinsey 2025; EEI 2024 Review; “Data Centers Ditching the Power Grid, Mark Carney's Viral Speech, and Some Joy”, Clearview Energy; “2024 North American Energy Inventory”, IER;This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
“Give us this day our daily bread.”These seven words from the Lord's Prayer are so familiar that we can easily miss how radical they are. When Jesus taught His disciples to pray in Matthew 6:11, He invited them to trust God for provision—not all at once, but one day at a time. In a world obsessed with tomorrow, this simple request calls us back to dependence, humility, and trust in God's care today.Daily Bread in the WildernessThe idea of daily bread takes us back to Israel's journey through the wilderness. In Exodus 16, God fed His people with manna each morning. It was enough for the day—no more, no less. When they tried to store extra, it spoiled.The lesson wasn't primarily about food; it was about trust. God was teaching His people that He—not their stockpiles or strategies—was their provider.Today, we work, budget, plan, save, and invest—and Scripture commends those practices. Proverbs celebrates diligence, and Joseph's preparation in Genesis 41 helped save entire nations. Trusting God isn't passivity, and faith isn't irresponsibility.But here's the tension: our planning must never replace our dependence. When Jesus taught us to ask for daily bread, He was establishing a rhythm—trusting God with today rather than burdening ourselves with controlling tomorrow.When Financial Anxiety Feels Close to HomeFor many people, this teaching hits close to home. We live in a time of economic anxiety. Budgets are tight, housing is expensive, and the future often feels uncertain.And if we're honest, money doesn't just expose financial fears—it reveals deeper questions: Will I have enough? Will I make it? Does God see me?Will He take care of me?Jesus speaks directly to those fears in Matthew 6:25–26: “Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them.”Jesus isn't calling us to ignore real needs. He's inviting us to rest in real care. Birds still work—they gather, build, and hunt—but they don't live in anxiety. They don't wake each morning wondering whether God will provide. Provision is built into creation because God is faithful.Three Responses to Daily BreadTrusting God for daily bread shapes the way we live. It invites three important responses: gratitude, contentment, and generosity.1. Daily Bread Invites GratitudeWhen we ask God for what we need today, we're reminded that what we have today is a gift. Gratitude pushes back against the relentless pressure for more—more comfort, more security, more status.Ecclesiastes reminds us, “Everyone to whom God has given wealth and possessions and power to enjoy them… this is the gift of God” (Ecclesiastes 5:19). Even the ability to enjoy what we have is grace.2. Daily Bread Invites ContentmentContentment doesn't mean settling for less—it means refusing to treat the future as the only place where peace exists.Paul writes, “I have learned in whatever situation I am to be content” (Philippians 4:11). That learning happened within real circumstances, not after ideal ones arrived. Contentment grows as we trust God in the present moment.3. Daily Bread Invites GenerosityWhen we trust God to provide for today, our grip loosens. Fear tightens our hands; trust frees them.In 1 Kings 17, a widow shared her last flour and oil with Elijah, trusting God's promise—and God sustained her household through the drought. The lesson isn't that generosity guarantees prosperity. It's that generosity reveals where our security truly lies.Trusting God Through Everyday Financial HabitsTrusting God for daily bread often expresses itself in very ordinary financial decisions.Building an emergency fund can shield us from unnecessary anxiety.Creating a budget helps us steward what God provides.Saving for future needs reflects wisdom, as Proverbs 21:20 states: “The wise store up choice food and olive oil.”Yet even the wisest planning must remember this: financial stability is not ultimate security. No account balance is large enough to silence fear if our hope rests in money.At the same time, there is no scarcity so deep that God cannot sustain His children.Whether in Need or in PlentyFor some, trusting God for daily bread is literal. You're not sure how the bills will be paid. You're praying for provision in a very real way. For others, the challenge is different. You're in a season of abundance—and the danger isn't lack, but forgetting the Giver.God warned Israel about this in Deuteronomy 8: “Beware lest you say in your heart, ‘My power and the might of my hand have gotten me this wealth.'” Every opportunity, every skill, every breath comes from Him.In the Lord's Prayer, the request for daily bread comes after “Hallowed be your name” and “Your kingdom come.” Provision is framed by worship and mission. God meets our needs not only for our comfort, but for His purposes.A Prayer for TodaySo what does trusting God for daily bread look like? Ask God for what you need. Thank Him for what you have. Open your hands toward others.He is faithful in the wilderness. Faithful in your budget. Faithful in seasons of uncertainty. And He is faithful today.On Today's Program, Rob Answers Listener Questions:I've built up significant credit card debt after a failed business investment and major car repairs—about $8,000 on one card, $10,000 on another, and $5,000 on a third. Should I use American Express's relief program or look into debt consolidation?I receive Social Security. Do benefits automatically increase each year? Do I owe taxes on them, and if I go back to work, will it affect what I receive?I understand how firms like Vanguard and Fidelity charge for investment management, but how are Certified Kingdom Advisors compensated? How are their fees structured?My husband passed away, and I began taking his Social Security while waiting to claim my own at 70. I'm now hearing that my benefit may not increase if I do that. Should I switch to my benefit, and when should I apply to avoid missing any income?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)SSA.govChristian Credit CounselorsOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episode Summary: Robots Are Building Solar Farms Robots Are Building Solar Farms: How Cosmic Robotics Is Transforming Utility-Scale Construction In this episode of the Solar Maverick Podcast, host Benoy Thanjan sits down with James Emerick, Co-Founder and CEO of Cosmic Robotics, to explore how autonomous robotics are changing the way utility-scale solar is built. Cosmic Robotics is developing an autonomous vehicle with an industrial robotic arm that installs PV modules on to racking, reducing labor intensity while improving safety and predictability on job sites. James shares why module installation is one of the most labor-intensive and OSHA recordable injury-prone tasks in solar construction and how robotics can help crews work faster and safer. They also discuss the company's approach to deploying robots in the field, using real-world data to improve performance, and expanding into adjacent tasks like QA/QC and other construction applications over time. The conversation also touches on the broader drivers accelerating automation, including labor constraints, tighter project economics, and the surge in behind-the-meter power needs from data centers and AI infrastructure. Key Takeaways Robotics can reduce crew size while maintaining or improving daily module install throughput • Safety is a primary driver, not just cost, since module install has high injury exposure • Well-scoped tasks like module placement are a practical path to field-ready autonomy • The long-term opportunity is a broader robotics platform for solar and adjacent infrastructure Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. James Emerick James Emerick is the Co-Founder and CEO of Cosmic Robotics, a construction equipment company building autonomous equipment for utility-scale solar. Cosmic's first product is an autonomous vehicle with an industrial robotic arm that installs PV modules on racking to make solar construction faster, safer, and more predictable. Stay Connected: Benoy Thanjan Email: info@reneuenergy.com LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Website: https://www.solarmaverickpodcast.com/ James Emerick Website: https://www.cosmicrobotics.com/ Linkedin: https://www.linkedin.com/in/jamesemerick/ Please provide 5 star reviews If you enjoyed this episode, please rate, review and share the Solar Maverick Podcast so more people can learn how to accelerate the clean energy transition. Reneu Energy Reneu Energy provides expert consulting across solar and storage project development, financing, energy strategy, and environmental commodities. Our team helps clients originate, structure, and execute opportunities in community solar, C&I, utility-scale, and renewable energy credit markets. Email us at info@reneuenergy.com to learn more. Solar Maverick Happy Hour During Intersolar San Diego on Feb 18th https://luma.com/7v50llsn
Most women assume advisors outperform because they're “experts.” The data inside real portfolios tells a very different story. In this episode, I take you behind the scenes of reviewing real client portfolios - many advisor-managed, ranging from $30K to over $3M, and show you exactly what's working, what's quietly draining wealth, and why it's not only possible, but easy, for women to outperform advisors without a finance degree or prior investing experience.Tune in to learn: Why it's possible to outperform an advisor even if you've never invested on your own The real returns inside advisor-managed portfolios and how they compare to the market The one critical thing advisor-managed portfolios are missing Why advisor portfolios are designed for complexity, not returns How fees and underperformance compound into millions lost over time
MacroVoices Erik Townsend & Patrick Ceresna welcome, Michael Every. They dicuss a macro/geopolitics sweep, Warsh, Iran escalation risk and USD stablecoins as economic statecraft https://bit.ly/4apIIH5
Send a textThis week on the Mike & Blaine Podcast, we dig into one of the strangest realities of modern internet culture: the smaller and more ridiculous the conflict, the more attention it seems to attract. From comment-section battles and “subtle shade” reels to stitched reaction videos and viral mini-drama clips, it's clear the internet is wired to amplify disagreement far faster than nuance or facts.We unpack why humans are psychologically drawn to conflict, how social media algorithms actively reward outrage, and why even thoughtful creators and well-intentioned brands feel pressure to lean into controversy just to stay visible. But more importantly, we explore the strategic side of it: attention is a currency, and not all attention compounds in your favor.In this episode, we connect the dots between viral drama and real business strategy. When does provocative content drive meaningful engagement, and when does it quietly erode trust? How can founders, marketers, and creators design content that cuts through the noise without burning credibility? And what tactics can you use to build long-term audience loyalty in a system that's optimized for short-term spikes?If you've ever wondered why calm, thoughtful content gets ignored, why your smartest posts underperform, or how to play the algorithm game without selling your soul, this conversation breaks it down in a practical, no-nonsense way.Grab a drink, pull up a chair, and join Mike & Blaine as we talk internet culture, marketing psychology, and the hidden costs of chasing clicks.Enjoying the show? Visit https://mikeandblaine.com and buy us a beer to support the podcast.
Check out host Bidemi Ologunde's new show: The Work Ethic Podcast, available on Spotify and Apple Podcasts.Email: bidemiologunde@gmail.comIn this episode, host Bidemi Ologunde sits down with Daniel Yoo, CEO and founder of FinMate AI, to explore what happens when deep wealth-management experience meets real, pre-hype AI expertise. Daniel shares lessons from serving as a Senior Financial Advisor overseeing $800M in client assets, how his Johns Hopkins research on AI forecasting shaped his view of markets, and why he built FinMate AI to help advisors boost productivity, strengthen client relationships, and improve retention. What can AI actually do for financial advisors today, and what's still hype? How do behavioral biases show up during volatility, and how should investors guard against them? What does "secure, compliant AI" really mean in financial services? And as economic forces keep shifting, what will the AI-enabled advisor look like in the next five years? Tune in for a practical, honest conversation on AI, investing trends, client trust, and the future of wealth management.Quick question: when you buy something handmade, do you ever wonder who made it, and where your money really goes? Lembrih is building a marketplace where you can shop Black and African-owned brands and learn the story behind the craft. And the impact is built in: buyers can support vendors directly, and Lembrih also gives back through African-led charities, including $1 per purchase. They're crowdfunding on Kickstarter now. Back Lembrih at lembrih.com, or search “Lembrih” on Kickstarter.Support the show
Feb 19, 2026 – Rotation, competition, and productivity are the lifeblood of the ongoing Roaring 2020s thesis. In this episode, FS Insider host Cris Sheridan sits down with renowned strategist Dr. Ed Yardeni to discuss his outlook for the markets...
Crypto News: Goldman Sachs CEO David Solomon said he owns only a small amount of bitcoin but is closely watching the cryptocurrency as part of a broader shift in financial technology. Deutsche Bank is partnering with Ripple to potentially utilize the XRP Ledger.Brought to you by
The Future of AI in Marketing & Insurance: Insights with Cameron LaboudiIn this week's episode, the Mayor Heath Shearon sits down with Cameron LiButti of BidView Marketing. These two dive into the transformative power of artificial intelligence in reshaping marketing strategies and customer engagement, particularly within the insurance industry. They explore practical advice and emerging trends, offering listeners insights on how to adapt and thrive in this rapidly evolving landscape. Explore how artificial intelligence is transforming marketing strategies, SEO, and customer engagement, especially within the insurance industry. Cameron Libutti shares practical advice, emerging trends, and how professionals can adapt to this rapidly evolving landscape.Key TopicsThe evolving role of AI commercials in Super Bowl marketing and industry impactsHow AI platforms like ChatGPT, Claude, and Gemini are changing search behaviorsThe importance of local community positioning over broad claimsDifferentiating your business through brand imagery and reviewsThe shift from traditional SEO to AI-focused citations and content strategiesTactical tips for small agencies on landing pages and content structureHow interest graph algorithms influence short-form and long-form contentThe emerging concept of GEO (Generative Engine Optimization) and AI rankingsPractical steps for professionals to optimize their presence in AI-driven searchesThe power of AI in rapid prototyping and business data intelligenceTimestamps00:00 - Welcome and episode overview: AI's impact on marketing and insurance 07:11 - Cameron's journey from engineering to marketing and digital strategy 12:22 - The importance of local community positioning in professional services 14:36 - Creative outreach ideas: giving away cookies to nurture leads 17:13 - How to position yourself as the best in your local market 18:04 - Using imagery and reviews to build trust and credibility 21:24 - The relevance of SEO in an AI-powered search landscape 22:51 - The disruptive influence of generative AI like ChatGPT on traditional search 26:11 - Tracking AI-driven leads and measuring success 28:22 - How local agencies can succeed with traditional SEO 35:41 - Navigating social media algorithms: long vs. short-form content 39:20 - Introduction to GEO: Generative AI engine optimization 40:11 - Understanding AI rankings and data personalization 42:31 - Practical steps for agencies to improve AI visibility 44:45 - Citation strategies across platforms and directories 48:25 - Cameron's AI soapbox: Power, capability, and rapid development in AI tools 53:11 - Closing remarks and contact info for Cameron LibuttiSponsors:Smart Choice Agency NetworkCanopy ConnectMAVConnect with Cameron LibuttiLinkedInTwitterEmail
A nine-year-old asked a simple question during a presidential campaign: “If the rich are going to pay for everything… how?” That question is now playing out in real time. New York City is running a $127 billion budget for eight million people — and still facing a $5 billion shortfall. Meanwhile, Florida operates a $117 billion budget for 23 million residents. We break down: Why socialist promises always land on the middle class The budget contrast between New York City and Florida How Governor Ron DeSantis exposed the math Corporate migration from California to Miami Why Palantir Technologies and other tech giants are relocating Germany's attempt to censor elections beyond its borders And what this means for free speech and digital sovereignty From fiscal collapse to global censorship battles — today's episode connects the economic and cultural dots.
Tax season doesn't have to be scary, especially when cookies are involved. In this episode, I'm joined by Katie Callaway from Cookie Finance to tackle all things taxes for content creators. We break down exactly what you need to have in place—from LLCs to business bank accounts—and demystify the world of write-offs, quarterly payments, and how much to set aside for the IRS. The team at Cookie is specifically trained for and tailored to creators like us. They actually get our industry and all of the nuance that goes into our purchases. Find It Quickly: 00:16 - Meet Katie from Cookie Finance 06:39 - The Importance of LLCs for Content Creators 11:23 - Setting Up Business Bank Accounts 15:14 - Preparing for Tax Season 19:48 - Common Tax Deductions for Content Creators 24:17 - Cookie Finance Services Connect with Cookie: Try Cookie: thrivetogether.blog/cookie
Younger investors are reshaping the markets—from crypto and AI to ETFs and gaming. But with so many new platforms, trends, and voices competing for attention, how can believers invest wisely across generations?Matt Bell, Managing Editor at Sound Mind Investing, has been tracking these shifts closely, and he joins the show today to share his insights and highlight both what's changing and what remains timeless—especially when biblical wisdom guides our financial decisions.The Surge of Younger InvestorsSince 2020, millions of new investment accounts have been opened—many by Gen Z and millennials. In fact, a significant portion of today's investors entered the market during the early pandemic years, despite dramatic market volatility. Why? Several factors converged:Extra time at home during lockdownsStimulus payments and increased savingsCommission-free trading platformsSocial media influencers showcasing day tradingApps that made investing feel simple—even entertainingInstead of retreating when markets dropped, many younger investors leaned in.How Younger Investors Are Engaging the Market DifferentlyCompared to previous generations, younger investors tend to:Use mobile apps as their primary investment toolsExplore emerging sectors like crypto, AI, and fintechGet advice from social media and peers rather than advisorsTrade more frequentlyFavor ETFs over traditional mutual fundsETFs, in particular, appeal to younger investors because they trade like stocks, often have lower costs, and allow for more active participation.At the same time, themes like cryptocurrency, gaming-related funds, and sports gambling investments show the sharpest generational divide—drawing the most interest from the youngest investors.A Cultural Shift in InvestingInterest in newer asset classes isn't limited to younger investors anymore. Crypto, AI, and alternative investments are gaining traction across all age groups.Major developments—such as the approval of Bitcoin ETFs and growing conversations about private equity in retirement plans—signal that the investing culture is evolving rapidly.But rapid access can create risk.Availability and hype can outpace understanding. New investment options often carry complexity, and without careful research, investors may unknowingly take on risks they don't fully grasp.The Social Media EffectOne of the most defining features of today's investing landscape is the role of social media.Anyone can build a following and offer financial advice—even without credentials. In a crowded digital space, the loudest voices often gain the most attention, not necessarily the wisest ones.That's why discernment matters. Before acting on advice:Check credentialsEvaluate track recordsSeek multiple perspectivesCompare guidance against long-term principlesWise investing has always required counsel, patience, and humility—traits that don't trend easily online.The Opportunity of Starting YoungDespite the risks, the growing interest in investing among younger generations is largely positive.Time is one of the most powerful tools in investing. Starting early allows compounding to work over decades, creating opportunities for steady growth and long-term stability.Encouraging young investors to begin is wise. Helping them begin wisely is even more important.How Parents and Mentors Can Guide the Next GenerationFor parents, grandparents, and mentors, the goal isn't to criticize younger investors—it's to walk alongside them.Start by affirming their interest. Then introduce principles that shape a healthier approach:DiversificationLong-term thinkingWise counselProcess-driven investingOngoing learningThese conversations can help shift the focus from chasing trends to building a thoughtful strategy.Why Process Matters More Than TrendsIn fast-moving markets, a clear investment process becomes essential.Emotion—fear when markets fall and greed when they rise—is one of the greatest risks investors face. A disciplined strategy helps guard against impulsive decisions.For believers, process also reflects stewardship. The money we manage ultimately belongs to God, and our responsibility is to steward it wisely and intentionally.A thoughtful plan helps investors stay grounded when markets—and headlines—shift.Understanding What You OwnOne practical test of wise investing is simple: can you clearly explain what you own and why?If an investment can't be explained in plain language, it may not be fully understood. And stewardship requires understanding.Clarity leads to better decisions. It also protects against blindly following trends or hype.When Investing Starts to Feel Like GamblingModern platforms often blur the line between investing and entertainment. Frequent trading, instant feedback, and gamified interfaces can encourage short-term thinking.But Scripture points to a different path:Ecclesiastes 11:2 encourages diversification.Proverbs 21:5 praises steady, disciplined planning.1 Timothy 6:10 warns against the love of money and reckless pursuit of wealth.These principles emphasize patience, wisdom, and restraint—not speculation.What Never ChangesEvery generation invests differently. Technology evolves. Markets shift. New asset classes emerge.But God's principles for stewardship remain steady.Wise investing is not about chasing what's trending. It's about:Purpose over hypePatience over speedProcess over impulseFaithfulness over fear or greedWhen portfolios are shaped by those values, investing becomes more than a financial activity—it becomes an act of stewardship.And that's a strategy that transcends generations.On Today's Program, Rob Answers Listener Questions:My husband is retiring next year and plans to roll his 401(k) into a Roth IRA. I also have a small 401(k). Can we combine our accounts? Also, I'm a retired teacher with a pension and a small 403(b). Would it make sense to withdraw the funds, invest them elsewhere, and give them to my sons?I'd like to set up a 529 plan for my new great-grandson. How does it work? Can I make his parents the owners or beneficiaries, and can other family members contribute if I make a one-time gift?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingNot Your Father's Portfolio—A Generational Divide in Investment Preferences (Article by Matt Bell at SoundMindInvesting.com)SavingForCollege.comOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. 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Send a textWhat if the biggest thing holding you back isn't your ability, but what you believe about it?In this episode, we pull back the curtain on the hidden mechanics of self-belief and why confidence isn't something you're born with. It's something you build. Beneath the surface, there are patterns shaping how you show up, what you attempt, and what you avoid, often without you realizing it. When those patterns shift, everything else starts to move too.If you've ever felt capable but inconsistent, driven but doubtful, or stuck despite effort, this episode hits at the root. Not with hype. With clarity. Make one decision today that the old version of you would hesitate to make, and watch what changes.Digital Assets:The Self-Belief Self-Worth CycleNew General Self-Efficacy ScaleHere is a related episode that builds on today's conversation:#479 | Everything You Need for REAL Self-Belief - https://apple.co/3MfWPFOLearn more about:
Shahar Goldboim is the Founder and CEO of Boom, an AI-enabled property management platform for short-term rental portfolios built by operators. Shahar is an entrepreneur and builder, and he launched Boom with his two sibblings after identifying real-world operational pain points inside a large South Florida property management company as it scaled. Under his leadership, Boom delivers comprehensive software that simplifies workflows, increases revenue, and reduces costs for property managers.(02:15) - Why Short-Term Rentals Are the Hardest Asset Class(02:44) - Fragmentation and the Review-Driven Revenue Trap(04:13) - The Spark: A Miami Airbnb Experiment(05:30) - From Airbnb Host to Property Manager(07:31) - Software Fragmentation in STR Ops(07:55) - From SaaS to Baas (Business-as-Software)(09:09) - Boom, the AI PMS(12:47) - Enabling Proactive Ops(13:51) - The $12M+ Fundraise(14:47) - Winning Investors with Hospitality & Tech Credibility(16:53) - Feature: Blueprint Vegas 2026(17:46) - STR Market Context and the Vacasa Lesson(21:03) - Replacing Point Solutions(23:47) - ROI, AI Moats, Future of STR Ops(32:06) - Collaboration Superpower: Tony Robbins (Wiki)
Send a textIn this quick-tip episode of The Private Practice Survival Guide, Brandon Siegel breaks down three practical ways to improve your direct mail results by sharpening one thing most campaigns get wrong: the call to action (CTA). He explains what a CTA actually is, why clarity beats cleverness, and how to structure a single, bold next step your audience can understand in five seconds or less.You'll learn how to reduce friction (so people can act fast), how to use urgency without sounding gimmicky, and how to align your direct mail CTA with a mobile-optimized landing page experience that converts. Brandon also walks through a standout case study: a clinic that used a retention-based Hawaii vacation incentive to attract and hire five physical therapists in 180 days—showing how lifestyle-driven CTAs can outperform cash bonuses when they reflect culture, values, and long-term commitment.If you want higher ROI from direct mail—whether you're recruiting, generating leads, or filling schedules—this episode provides a simple CTA checklist you can apply immediately, plus a clear action step to audit your last campaign and upgrade what happens next.Welcome to Private Practice Survival Guide Podcast hosted by Brandon Seigel! Brandon Seigel, President of Wellness Works Management Partners, is an internationally known private practice consultant with over fifteen years of executive leadership experience. Seigel's book "The Private Practice Survival Guide" takes private practice entrepreneurs on a journey to unlocking key strategies for surviving―and thriving―in today's business environment. Now Brandon Seigel goes beyond the book and brings the same great tips, tricks, and anecdotes to improve your private practice in this companion podcast. Get In Touch With MePodcast Website: https://www.privatepracticesurvivalguide.com/LinkedIn: https://www.linkedin.com/in/brandonseigel/Instagram: https://www.instagram.com/brandonseigel/https://wellnessworksmedicalbilling.com/Private Practice Survival Guide Book This show is proudly produced at PS Studios — learn more https://www.psstudios.co
In this episode of FP&A Unlocked, host Paul Barnhurst sits down with Rey del Valle to discuss what it really takes to move from reporting the business to steering it. Rey shares lessons from more than 25 years across media, entertainment, ecommerce, and fintech, explaining why curiosity, collaboration, and driver-based modeling are essential to effective finance leadership.Rey del Valle is a strategic CFO with deep roots in FP&A, having built his career at organizations such as FedEx, Norwegian Cruise Line, MTV Networks, and The Walt Disney Company. He has since served as CFO and advisor for companies including Ticketmaster, AXS, Guitar Center, OpenX, and several entertainment-focused fintech platforms.Expect to Learn:What great FP&A looks like beyond spreadsheets and reportingThe biggest mindset shift required when moving from FP&A to CFOWhy curiosity and operational understanding matter in financeHow collaboration plays a key role in successful turnaroundsHow benchmarks and driver-based models uncover opportunitiesHere are a few relevant quotes from the episode:“FP&A is about taking data and turning it into actionable insight so the business can actually do something with it.” - Rey del Valle“Our role in finance is not to look at numbers for their own sake, it is to help the company make better decisions.” - Rey del ValleRey shares practical insights on how FP&A teams can become stronger strategic partners by understanding business drivers, building models that support decision-making, and working closely with operations. He emphasizes that finance leaders create the most value when they listen first, stay curious, and help teams translate strategy into execution, especially during periods of change.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation,close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Rey:LinkedIn - https://www.linkedin.com/in/reydelvalle/Company - https://www.linkedin.com/company/everestadvisorsllc/Earn Your CPE Credit For CPE credit please go to earmarkcpe.com, listen to the episode, download the app, and answer a few questions and earn your CPE certification. To earn education credits for FPAC Certificate, take the quiz on earmark and contact Paul Barnhurst for further details.In Today's...
Stephen Grootes speaks to Kumba CEO, Mpumi Zikalala about Kumba’s strong 2025 performance, the rising demand for premium lump iron-ore, and how the UHDMS project is set to further elevate the company’s product quality and market advantage. In other interviews, the Head of Cartels at the Competition Commission breaks down the findings against PG Glass and Glasfit, explaining the alleged long‑running price‑fixing cartel and what it could mean for consumers and the broader automotive‑glass industry. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.
Another round of cryptocurrency market structure bill negotiations is underway at the White House between a small group of banking and digital asset representatives. Odds that the Clarity Act passes before June briefly shot up to 85% on the prediction markets platform Kalshi early Thursday, as industry leaders say a deal is close. 00:00 Intro00:20 CLARITY odds spike01:20 CLARITY marks bottom?02:00 Tom Lee: NVIDIA can mark the bottom03:50 ETH nearing capitulation levels04:30 Fear and greed04:50 Bitcoin going to zero05:20 Iran escalation05:50 Tariff deficit surplus?06:20 CNBC: respond to Hassets Fed study comment08:20 No job growth09:10 WLFI x Securitize10:30 Eric and Don admit corruption12:10 Wealth divide is accelerating13:10 Dominoes are falling#Crypto #Bitcoin #Ethereum~CLARITY Crossroads
Fanny Nusbaum est psychologue clinicienne et neuroscientifique. Elle consacre depuis plus de 20 ans ses travaux à la compréhension des profils à haut potentiel intellectuel et aux mécanismes cognitifs complexes. Au fil de sa pratique en cabinet et de ses recherches, elle observe un décalage entre la littérature scientifique dominante et la réalité clinique. Les profils décrits comme surdoués sont souvent présentés comme atypiques ou en difficulté scolaire ou sociale. Pourtant, une part importante de ses patients ne correspond pas à ces descriptions. Elle développe alors une nouvelle lecture des profils à haut potentiel et introduit le terme de philo-cognitif. Il désigne une appétence forte et durable pour la pensée, la connaissance et la compréhension du monde. Selon elle, le haut potentiel ne se résume pas à un QI supérieur à 130. Dans la courbe de Gauss, un QI dont le score est supérieur à 130 correspond à environ 2,2 % de la population. Pourtant, l'expérience clinique de Fanny Nusbaum montre une réalité plus nuancée. De nombreux profils présentent une appétence cognitive marquée sans forcément atteindre ce seuil, ce qui les rend parfois invisibles aux outils classiques d'évaluation. Le QI reste un instrument pertinent, mais il ne peut constituer l'unique critère d'identification. Au-delà des classifications traditionnelles, elle estime qu'une part bien plus large de la population présente une forte appétence pour la pensée et la connaissance, possiblement proche d'un tiers selon ses observations cliniques. Cette hypothèse interroge les modèles établis et invite à repenser la manière dont le haut potentiel est défini. Dans cet épisode, elle explique pourquoi la recherche de sens constitue le moteur central des philo-cognitifs, comment fonctionne leur pensée en arborescence et pourquoi l'optimisation du système devient souvent un réflexe intellectuel structurant. Bonne écoute !===========================
There are multiple pathways into the RIA model.Each with pros and cons.One of the pathways is to join an existing RIA.When I first note the latter to advisors, there is often a misconception about what that entails.I'll often hear… “I don't want to sell my practice.”That “flavor” of RIA exists, but it's by no means the only flavor available.In fact, there are over a dozen variables that distinguish one RIA from another.Some RIA offerings will be of no interest to you, whereas others could be very appealing.In this episode (#142) of the Transition To RIA question & answer series I explain how to evaluate an RIA to potentially join.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/how-do-i-evaluate-an-ria-to-join/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.
[Rediffusion] Nombre d'adeptes en augmentation, soutien sans faille de l'administration Trump, enlèvements de chefs d'entreprises... Nées en 2009 avec le Bitcoin, les cryptomonnaies sont aujourd'hui en plein boom. Mais comment expliquer qu'elles suscitent tant de convoitises ? Cette semaine, on analyse ensemble les enjeux qui se cachent derrière cet engouement. Dans ce dernier épisode, Muriel Breiman, journaliste au service Economie de L'Express, nous raconte comment les institutions financières s'adaptent à la montée en puissance des cryptomonnaies.Retrouvez tous les détails de l'épisode ici et inscrivez-vous à notre newsletter. L'équipe : Présentation : Charlotte BarisEcriture : Solène AlifatMontage : Emeline DulioRéalisation : Jules KrotCrédits : INA, Arte, France 24, BFMTV, France 5, LCP Musique et habillage : Emmanuel Herschon / Studio Torrent Logo : Jérémy CambourPour nous écrire : laloupe@lexpress.fr Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Host of ‘How to Money’ Joel Larsgaard joins the show talking about prediction markets like Polymarket and Kalshi crushing it during the Super Bowl, 401ks being culturally relevant and cool, and the most fuel-efficient cars according to USA Today.See omnystudio.com/listener for privacy information.
Are we being left behind...Let's think about this for a moment.Architects have AutoCAD. Finance folks have Excel. Sales teams have Salesforce. The list goes on.But what do we as service design professionals have? If we're a bit cynical, you could say that often it's a wall of sticky notes (that the cleaners throw away at night).This brings up a deep and often unspoken insecurity in our field. Could it be that our work is seen as "fluffy" or "invisible" because we lack the "hard" tools that other departments have? That is the provocative question Maxe van Heeswijk brought to the Circle community recently. She challenged us to think about whether having "our own software" would help us claim our territory and be taken more seriously by stakeholders.But to which extent can a tool be the answer to our problems?Will Sharples joined the conversation with a different take. He argues that stakeholders don't actually care about our process or our "proper" service design tools, they just want their problems solved.So in this episode of Inside Service Design, we explore this tension between wanting to be "seen" as experts and the messy reality of getting work done in-house.This conversation is packed with spicy topics like:Whether having a dedicated tool makes you more legitimate, or does it just create new silos? Why our most important work is often the hardest to measure (and get budget for).A brutal method for stripping away busy work to focus on the assets that actually tell a story.And why you are "always selling" the value of service design, even years after you've been hired.So, if you've ever felt like you're doing important work... that nobody sees, this episode is for you.What do you feel is the service design tool at the moment? Do we even have one?Let me know, I'm really curious to hear your take!Be well, ~ Marc--- [ 1. GUIDE ] --- 00:00 Welcome to December Round Up01:00 Meet the Guests 04:00 From Physical Engineering to Digital Services 06:30 From Philosophy & Advertising to SD 10:15 Balancing Financial Goals vs. Trust 15:15 Securing Long-Term Funding 18:00 Why Patience is a Superpower 21:45 Thought Experiment26:30 Do We Need Professional Software?35:00 Is Design Too Democratized 44:15 Relationship Building is Slow Farming51:00 Pragmatism vs. The Design Bibles52:45 The Hidden Skill55:45 Navigating Company Politics59:30 Wrap-Up --- [ 2. LINKS ] --- https://www.linkedin.com/in/maxevanheeswijk/https://www.linkedin.com/in/will-sharples-85a40580/ --- [ 3. CIRCLE ] --- If you're an in-house service design professional and want to learn from the stories of your peers, take a look at the Circle, it might just be the thing you're looking for.Join our private community for in-house service design professionals:https://servicedesignshow.com/circle--- [4. FIND THE SHOW ON] ---Youtube ~ https://go.servicedesignshow.com/inside-service-design-09-youtubeSpotify ~ https://go.servicedesignshow.com/inside-service-design-09-spotifyApple ~ https://go.servicedesignshow.com/inside-service-design-09-appleSnipd ~ https://go.servicedesignshow.com/inside-service-design-09-snipd
Whether it be in politics, public health, or corporate finance, why are people more likely to interpret facts or data in a way that fits their preconceived notions about the world as opposed to searching for the fundamental truth? A new paper from the Harvard Business School called, Sharing Models to Interpret Data (by Joshua Schwartzstein and Adi Sunderam)studies the propensity for people to adopt interpretations to data based on their community's beliefs, and why this can lead to less accurate conclusions. Hosts and finance professors Jonathan Berk and Jules van Binsbergen are joined by the paper's co-author Adi Sunderam, who is a professor of corporate finance at Harvard Business School, a research associate at the National Bureau of Economic Research, and a co-editor of the Journal of Finance. The conversation covers the complexity of Bayesian updating and how the process is improperly deployed in today's thinking, not only in corporate decision-making but also on a sociological level. They also discuss Sunderam's model for explaining how people interpret data, why people are more likely to fall into group-belief dynamics, and if there are any interventions that would lead to better decision-making. Read Adi Sunderam and Joshua Schwartzstein's paper: Sharing Models to Interpret Data Find All Else Equal on the web: https://lauder.wharton.upenn.edu/allelse/ All Else Equal: Making Better Decisions Podcast is a production of the UPenn Wharton Lauder Institute through University FM. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of Corporate Finance Explained on FinPod, we break down competitive moats and the financial mechanics that allow a small subset of companies to sustain outsized profitability for decades, while most competitors see margins eroded.A moat is a structural advantage that interrupts the normal economics of competition, where excess returns attract entrants and pricing power erodes over time. When a moat exists, it shows up directly in the numbers: durable pricing power, persistent margin resilience, and consistently high ROIC (return on invested capital).This episode moves past the shorthand use of “wide moat” and focuses on what actually creates defensibility and how to spot moat strength, or moat erosion, before it becomes obvious in the stock price or the income statement.In this episode, we cover:Why profits are naturally competed away and what it means to disrupt that processThe core moat types that create durable advantage: switching costs, network effects, and scale advantagesWhy Visa's two-sided network effect compounds defensibility over timeHow Apple's ecosystem creates switching cost friction that supports pricing power and customer lifetime valueWhy “scale” can be a moat, but also becomes a liability when the competitive terrain shiftsWhat Blockbuster and Blackberry reveal about moat erosion, paradigm shifts, and the scale trapHow finance teams quantify moats using ROIC durability, churn, and pricing power under stressWhy moat strength changes valuation through lower risk in long-duration cash flows and terminal value assumptionsHow capital allocation decisions either deepen a moat or leave the business exposed to commoditizationThis episode is designed for professionals who want a more analytical way to evaluate defensibility, whether you're investing, building strategy, or supporting leadership decisions. The key question isn't just what a company earns, it's why it earns it, and whether that advantage is compounding or deteriorating.
In this episode: Developing: Janel Grant, Vince McMahon, And WWE Agree To June Arbitration Hearing, AJ Styles Spotted At WWE Performance Center, Kevin Nash receives significant fan backlash over racial term used when critiquing Je'Von Evans, Update on Chris Jericho's AEW status amid renewed speculation about a potential WWE return, and What Stephanie Vaquer said on WWE RAW that made Liv Morgan crySupport Card Again Games! https://gofund.me/1178d8370Support Daphanie LaShaunn's Family: https://gofund.me/5d980725aKerr County Flood Relief Fund: https://cftexashillcountry.fcsuite.com/erp/donate/create/fund?funit_id=4201Support Katie: https://gofund.me/cb2cdcb5Support Eastern Kentucky: https://secure.kentucky.gov/formservices/Finance/emergencyrelief/American Red Cross: https://www.redcross.org/donate/cm/wlky32-pub.html/The Dream Center: https://www.ekdc.info/donateKCTCS Disaster Relief: https://kctcs.edu/disasterrelief.aspxUniversity of Kentucky Flood Relief: https://philanthropy.uky.edu/kentuckyfloodreliefIf you like what you hear on the podcast, consider helping me out a little bit financially at: https://www.patreon.com/jamminjon
When Richard Thaler first published Nudge, the world was just starting to believe in his brand of behavioral economics. In this 2021 episode, we ask: How has nudge theory held up in the face of a global financial meltdown, a pandemic, and other existential crises? SOURCES:Richard Thaler, professor of economics at the University of Chicago. RESOURCES:Nudge: The Final Edition, by Richard Thaler and Cass Sunstein (2021).Sludge: What Stops Us from Getting Things Done and What to Do About It, by Cass Sunstein (2021)."Sludge: Americans Spend 11.4 Billion Hours Filling Out Federal Paperwork," by Cass Sunstein (Big Think, 2021)."Carbon Taxation in Sweden," by Government Offices of Sweden Ministry of Finance (2021)."The Climate Club: How to Fix a Failing Global Effort," by William Nordhaus (Foreign Affairs, 2020)."Organ Donation: Presumed Consent and Focusing on What Matters," by Rebecca Brown (The Journal of Medical Ethics Blog, 2017). EXTRAS:"Sludge," series by Freakonomics Radio (2025).“People Aren't Dumb. The World Is Hard. (Ep. 340 Rebroadcast),” by Freakonomics Radio (2018). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Join us in this panel episode of The Edge of Show, live at the Future of Money, Governance, and the Law (FOMGL) 2025 event in Washington, D.C where dive into how decentralized platforms are changing the way creators, brands, and communities connect with fandom, finance, and technology.Chris Rodriguez (iXcel) sits down with, Angelique Barcelo, CEO of Big Vision Pictures, Martin Thomas, Global Sales Director at EazyBot and Benjamin Diggles, Co-Founder & Ambassador at The Sandbox to unpack real conversations around creator monetization, onboarding people into crypto, the role of education, and why simplifying Web3 experiences is key to mainstream adoption.If you're curious about how gaming, film, creator communities, and blockchain are starting to merge into one digital economy — this conversation hits all the right angles.Support us through our Sponsors! ☕ Want to make content like ours? Sign up with Castmagic to make your creative process easy: https://bit.ly/CastmagicReferral Work smarter, grow faster. Automate your SEO, get AI insights, and manage all your clients in one place with Helm. Start today at helmseo.comAre you a content creator, podcaster or interested in your business getting its voice out there? Then reserve a .podcast domain by paying just one-time as little as $10 for a lifetime of benefits! Check out the details and snag your .podcast domain today! https://get.unstoppabledomains.com/podcast/
Frank Chaparro, Head of Content & Special Projects at GSR, joined me to discuss the current state of the crypto market and its future outlook. Recorded on January 21st.Topics: - Why the recent crypto bull market was different - TradFi adoption of Crypto - Memecoins - Future of CryptoBrought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/
Crypto News: BlackRock begins acquiring ETH for upcoming Ethereum staking ETF. Abu Dhabi funds held over $1 billion of BlackRock's Bitcoin ETF at end of last year. Crypto venture capital firm Dragonfly raises $650 million.Brought to you by
For thousands of years, people in Eastern Europe have been drinking Kefir, a fermented dairy drink. Now, people around the world are waking up to its incredible health benefits, and for one US company, that presents a tremendous opportunity.Julie Smolyansky is the CEO of Lifeway Foods. When she took over Lifeway in 2002 at just 27 years old, she became the youngest female CEO of a publicly traded company. Since then, Julie has propelled the business forward with innovative product development and marketing, bringing Kefir into the US mainstream.Today, Julie joins us to recount the history of the company since it was founded by her father, an immigrant from the former Soviet Union, back in 1986, and discusses the different market forces working in tandem to drive their recent success.Highlights:History of Kefir (2:19)History of Lifeway (6:52)Behind Lifeway's recent success (9:44)Approach to Social Media and Marketing (13:43)GLP-1s (15:23)International Distribution (16:41)Goals for 2026 (20:19)The Lifeway Team (21:35)Brand Authenticity (23:02)What investors miss about Lifeway (24:37)Links:Julie Smolyansky LinkedInLifeway LinkedInLifeway WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.
Every day, we're faced with financial decisions—some small, some life-shaping. We decide how to spend, save, give, borrow, invest, and provide for our families. But behind each of those choices lies a deeper question: where do we go to find wisdom?Many assume the Bible is a spiritual book meant only for spiritual matters, not for the realities of modern financial life. After all, Scripture was written thousands of years ago. There were no index funds, tax-advantaged accounts, or credit cards in ancient Israel. So how could it possibly speak to retirement planning, debt, generosity, or contentment today?Yet what Scripture offers isn't a financial playbook—it's something better: timeless wisdom rooted in the character of God.Timeless Wisdom, Not Financial FormulasBiblical wisdom isn't about giving us modern strategies or formulas. It's about helping us understand who God is, who we are, and what we were made for. Until we know the Author, we won't trust His instruction. And without trusting His instruction, we won't build our lives—financially or otherwise—on His Word.The primary purpose of Scripture isn't merely to tell us what to do. It's to reveal who we belong to. It introduces us to the God who provides, who owns all things, who defines true success, and who calls us to steward not just money, but all of life.Once that foundation is laid, Scripture certainly does speak to how we live. The apostle Paul writes:“All Scripture is breathed out by God and profitable… that the man of God may be complete, equipped for every good work” (2 Timothy 3:16–17).Financial decisions are included in those “good works.” The Bible isn't irrelevant to a modern economy—it's indispensable.Biblical Principles for Modern Money DecisionsThe questions people wrestle with today aren't new. Scripture addresses the very issues many of us face:Diversification: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land” (Ecclesiastes 11:2).Debt and co-signing: “Be not one of those who give pledges” (Proverbs 22:26).Living below your means: “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it” (Proverbs 21:20).Planning ahead: “The prudent sees danger and hides himself” (Proverbs 27:12).Generosity: “You will be enriched in every way to be generous in every way” (2 Corinthians 9:11).Seeking wisdom: “If any of you lacks wisdom, let him ask God” (James 1:5).These aren't technical instructions about financial products. They are heart-level principles that guide every generation, in every economy.Financial Wisdom Is RelationalBiblical wisdom is not merely practical—it's relational. Scripture doesn't just tell us what to do; it shows us why God is trustworthy.It reveals a Father who “owns the cattle on a thousand hills” (Psalm 50:10), who feeds the birds of the air (Matthew 6:26), who gives good gifts to His children (James 1:17), and who never abandons those who walk by faith (Hebrews 13:5).Much of our financial anxiety isn't ultimately about money—it's about trust. And trust doesn't come from spreadsheets or strategies. It comes from knowing the God who inspired Scripture.When we know Him, financial obedience becomes freedom rather than drudgery. Living below our means becomes contentment. Avoiding debt becomes a matter of wisdom rather than fear. Giving becomes a joyful response to grace. Planning becomes stewardship instead of self-reliance.Ancient Words, Timely GuidanceScripture is ancient, but it is not outdated. Technology changes. Markets change. Financial products change. But the human heart does not.Because the heart hasn't changed, God's Word still speaks. It equips us for every season of life, every financial decision, and every act of stewardship.The Bible never treats money as evil, but it refuses to let it become a savior. It presents money as a tool—good when stewarded wisely, dangerous when worshiped, and temporary, no matter how well invested.That's why the goal of biblical financial wisdom isn't accumulation—it's transformation.Becoming Faithful StewardsUltimately, Scripture doesn't just shape what we do with money; it shapes who we become. It forms us into people who trust God, steward His resources, and live with eternal purpose.That's the heart behind Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. The devotional walks through how Scripture reshapes our view of money by helping us see God as Owner, Provider, and our ultimate treasure—so finances fall into their proper place.If you'd like to take that journey, you can get your copy—or order in bulk for your church or small group—at FaithFi.com/Shop.On Today's Program, Rob Answers Listener Questions:I want to buy savings bonds for my grandson's first birthday, but my bank and credit union don't handle them. Where do I go and how do I do it?My son bought a Jeep he can't afford, and he's struggling to make payments and provide for his kids. He has a head injury from military service and is waiting on full VA disability benefits. What can we do to help him financially?I bought silver about 10 years ago, and it has increased significantly in value. Where is the silver market headed, and where would I go to sell it for the best price?I'm deep in credit card debt after allowing my children to use my credit card. Should I take out a loan to pay it off, or consider debt consolidation?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)SavingForCollege.com | TreasuryDirect.govChristian Credit CounselorsOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Academic freedom in the U.S. is increasingly under attack. In this episode, Kent Kaufman joins us to discuss the legal and contractual origins of, current threats to, and the social benefits resulting from maintaining academic freedom. Kent is an Associate Professor of Business Law and MBA Programs Faculty Liaison in the Department of Economics and Finance at Purdue University. He is also the author of Navigating Choppy Waters: Key Legal Issues College Faculty Need to Know. A transcript of this episode and show notes may be found at http://teaforteaching.com.
Entrepreneurs often believe their financial stress will disappear with the next big contract, launch, or raise. But Mike Michalowicz has seen hundreds of high-earning founders and employees still living paycheck-to-paycheck. The problem isn't income; it's behavior. Now on Spotify video! In this episode, Mike returns to break down the core principles behind his latest book, The Money Habit, revealing the psychology behind why we overspend and how small changes can create massive long-term wealth. He also shares his practical personal finance system to increase savings, eliminate debt, and achieve true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (03:48) Mike's Latest Book, The Money Habit (11:14) Cash Confidence and Financial Independence (17:14) Saving for Big Life Expenses (21:24) Why Traditional Budgeting Fails (24:10) Behavioral Psychology Behind Money Decisions (30:48) The Paycheck-to-Paycheck Money Cycle (37:36) The 6 Essential Money Account System (45:21) The Four Financial Seasons (54:02) Smart Debt Elimination Strategies (57:42) Money Habit Advice for Entrepreneurs Mike Michalowicz is an entrepreneur, bestselling author, and speaker specializing in small business growth strategies. He has built and sold multiple multi-million dollar companies and is the host of the podcast Becoming Self-Made. His latest book, The Money Habit, translates his business finance principles into a practical personal finance system designed to help individuals build stronger money habits and work toward financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Advanced WiFi, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details Huel - Get all the daily nutrients you need. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING Resources Mentioned: Mike's Website: mikemotorbike.com Mike's Book, Profit First: bit.ly/-ProfitF1st Mike's Book, The Money Habit: bit.ly/MonyHabit Mike's Podcast, Becoming Self-Made: bit.ly/BSM-apple YAP E219 with Mike Michalowicz: youngandprofiting.co/E219 Hala's Speech at MIT: bit.ly/HTMITKN Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Career, Leadership, Mindset, Growth Mindset, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast