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In this episode of Discovering You, Victoria sits down with Dr. Vanessa Druskat—award-winning researcher, professor, and co-creator of the Team Emotional Intelligence model. Known as the “Jane Goodall of Teams,” Vanessa brings decades of research and real-world experience to help leaders build collaborative, high-performing groups.From her childhood in Kenya to her groundbreaking studies on team culture, Vanessa shares how belonging, caring, and psychological safety transform team performance. You'll hear powerful stories—from NASA's culture shifts to Pete Carroll's love-based coaching—that reveal why team norms matter more than individual grit.Episode Timestamps00:00 – Welcome back: Season 4 kicks off with summer reflections, DISC as university programs, and a new puppy named Mac.03:30 – Meet Dr. Vanessa Druskat: Introduction to her groundbreaking research on team emotional intelligence.06:00 – Childhood in Kenya: How early experiences with culture and code-switching shaped her research lens.09:00 – The foundation of belonging: Why being known is essential to team success.11:00 – Caring & respect: Pete Carroll's “secret sauce” of love in coaching and why it isn't soft.15:00 – Lessons from NASA: What went wrong in the Challenger and Columbia disasters, and how team culture—not individuals—was the villain.20:00 – Communication beyond words: MIT research on nonverbal signals and what predicts high-performing teams.23:30 – Creative abrasion: Why constructive debate sparks clarity, innovation, and better decisions.27:00 – Practical tools: “Wine cards,” shakers, and light-up hats to help every voice be heard.31:30 – Team size & dynamics: How the EI model works with teams as small as 6 and as large as 23.33:00 – Overcoming skepticism: How to win over reluctant leaders and teams.36:00 – Introversion as a strength: Why being an observer made Vanessa the “Jane Goodall of Teams.”39:00 – Researcher vs. implementer: Bridging the gap between theory and practice.42:00 – Personal team experiences: Memorable lessons from research collaborations and real-world teams.43:30 – Closing thoughts: A blueprint for building emotionally intelligent, high-performing teams.Notable Quotes“It's really impossible to belong if you don't feel known.” – Dr. Vanessa Druskat“Love isn't soft—it's critical for high performance.” – Dr. Vanessa Druskat“The villain is group culture.” – Dr. Vanessa DruskatResources & ReferencesDr. Vanessa Druskat's book: The Emotionally Intelligent Team: Building Collaborative Groups That Outperform the RestMark Brackett – Permission to Feel and the Mood Meter frameworkAngela Duckworth – GritSandy Pentland's MIT research on team communicationIf you're interested in learning more about team building, coaching, strategic hiring and onboarding, let's connect!discoverwhatworks@gmail.comhttps://pod.link/1614071253https://discoverwhatworks.org/https://www.facebook.com/VictoriaDISC
Why Most Leaders Fail at Emotional Intelligence (And the 5-Step System That Actually Works) Hey Friend! Building emotional intelligence is like building a house—and most leaders are trying to pick paint colors before laying the foundation. I realized this when I built my house on 5 acres in Oklahoma. My excitement about fixtures and finishes had to wait because my builder reminded me: "First we pick the elevation and style. That informs everything else." Your leadership development works the same way. If you've read EI books, taken assessments, and attended workshops but still feel like you're winging it under pressure, you're not broken—you're just building on unstable ground.
Manchester United átti ekki mikinn möguleika í nágrannaslagnum gegn Manchester City í dag. Rúben Amorim er með að meðaltali eitt stig í leik sem stjóri United og spurning hvort hann fari að leita til vinnumálastofnunnar fljótlega. Það var dramatík á Turf Moor þar sem Liverpool skoraði í blálokin og það var líka drama hjá Brentford og Chelsea. Tottenham svaraði slæmu tapi vel og Arsenal var sannfærandi gegn lærisveinum Ange Postecoglou í Tottenham. Þetta og meira í þessum þætti en Magnús Haukur Harðarson og Vignir Már Eiðsson voru ásamt Guðmundu Aðalsteini í þættinum.
Eiður Smári Guðjohnsen var með Dr. Football og Gunna Birgis.
Wärmepumpe - Stand der Dinge; Genauer, denn je: Chinesische Forschende haben Dino-Eier neu datiert; Ist regional einkaufen immer besser?; Die Quantenphysik katapultiert Computer in eine neue Dimension; Warum Zugvögel mehr Schutz brauchen; Helfen halluzinogene Drogen gegen Depressionen?; Lieblingsarme der Oktopusse: Was die Armwahl über Kraken verrät; Aktion gegen den Plastikmüll: Clean up an Flussufern; Moderation: Marlis Schaum. Von WDR 5.
Herzlich willkommen zu einer neuen Folge hier im Podcast ketogener Lifestyle und Biohacking.Schön dass du wieder eingeschaltet hast. Heute erfährst du alles zum Thema „Keto Frühstück ohne Ei – 9 leckere Alternativen“. Immer nur Rührei oder Omelette zum Frühstück? Auf Dauer kann das echt langweilig werden – und nicht jeder möchte jeden Tag Eier essen. Zum Glück gibt es viele leckere und einfache Keto-Frühstücksideen, die komplett ohne Ei auskommen.In dieser Folge zeige ich dir 9 abwechslungsreiche Keto-Frühstücksrezepte ohne Ei – Perfekt für alle, die Abwechslung lieben und trotzdem satt, gesund und in Ketose bleiben wollen. Ganz viel Spaß beim Zuhören! Mehr zu den Ketonen: https://myketocoach.de/nat-exogene-ketone-kaufen-rbhb/Connecte dich mit mir auf Instagram: https://www.instagram.com/florence_ketoworld/Zu den Koch E-Books: https://myketocoach.de/keto-rezepte/keto-e-book/Starte JETZT in deinen Ketogenen Lifestyle mit der kostenlosen 7 Tage #hackyourlife Challenge: https://myketocoach.de/7-tage-hackyourlife-challenge/ Hier mehr über exogene Ketone erfahren: https://myketocoach.de/exogene-ketone/ Zum Kurs Plötzlich Schlank: https://ploetzlichschlank.de
Ministrul Educației, Daniel David, explică într-un interviu la RFI de ce a decis să nu-și dea demisia, în contextul protestelor profesorilor. El vorbește pe de altă parte despre o serie de reforme din învățământ. Daniel David, despre protestele profesorilor: ”Știu că avem aceste nemulțumiri în sistem, le consider justificate, inclusiv eu sunt nemulțumit de faptul că a trebuit să mă transform dintr-un ministru al reformei, într-un ministru al crizei, al austerității, doar că eu vreau să construiesc pe aceste nemulțumiri reformele de care noi avem nevoie în sistem”. Despre o eventuală demisie: ”Dacă ar fi fost după mine, ar fi trebuit să-mi dau demisia înainte de 8 iulie, atunci când după ce am preluat al doilea mandat, am realizat că dintr-un ministru al reformelor, mă voi transforma într-un ministru al austerității, pentru că a apărut grozăvia, ca să spun așa, financiar-bugetară și acela era un moment, din punct de vedere personal, excelent să plec. Problema este că uneori, un ministru trebuie să hotărască la ce se uită, se uită la interesul personal sau se uită la țară. Dacă ministrul Educației pleca înainte de evaluarea ECOFIN din 8 iulie, înainte de evaluarea S&P din iulie, înainte de evaluarea Fitch din august, înainte de evaluarea pe care o așteptăm de la agenția Moody's, semnul era foarte prost și, Doamne ferește, puteam contribui la o încadrare a țării în categoria junk, ceea ce ne punea la risc salarii, burse, pensii, ajutoare sociale”. Despre reformele din Educație: ”Un efect secundar pozitiv al acestor măsuri de criză, nu a fost intenționat, dar este un efect secundar pozitiv, faptul că la nivelul învățământului primar vom avea cele două ore de educație remedială pentru copii. Noi întotdeauna ne-am dorit să avem program național remedial, dar nu am avut buget. Ei, uite că vom avea două ore pe săptămână la nivelul învățământului primar, în care învățătorul va lucra cu copii să-și consolideze și să-și fixeze competențele dobândite, să corecteze competențele pe care ar fi vrut să le formeze și copii n-au reușit să le asimileze”.
Cei care vor fi victorioși la final trebuie să întâmpine și să înfrângă forțele lui Satana, care se opune cu determinare neclintită la fiecare pas de înaintare. Ei trebuie să se confrunte cu un inamic vigilent, cu un inamic versat, care nu doarme niciodată și care încearcă neobosit să submineze credința slujitorilor credincioși ai lui Dumnezeu.Citește acest devoțional și multe alte meditații biblice pe https://devotionale.ro#devotionale #devotionaleaudio
Admirabilul PSD. Din nou (SpotMedia) - Dacă România putea să funcţioneze cu 1,1 milioane de bugetari în 2015, azi de ce are nevoie de 1,3 milioane când avem o populaţie mai mică? Numărul românilor scade, numărul bugetarilor creşte. Vedeţi aici câţi bugetari, pe categorii de personal, erau în 2015 şi câţi sunt acum. De aici ar trebui să înceapă restructurarea (Ziarul Financiar) Premierul Ilie Bolojan: Nivelul de salarizare din educație nu este cel pe care mi-l doresc. Dar asta poate România acum / De la finalul lui 2026, putem analiza serios nivelul de majorare a acestor salarii (Edupedu) Prim-ministrul Ilie Bolojan a recunoscut că salariile profesorilor nu pot fi considerate „rezonabile” și a afirmat că nici el personal nu este mulțumit de nivelul lor actual, dar susține că România nu își permite mai mult în prezent. Oficialul a promis într-un interviu acordat TVR Info și difuzat luni seară, 8 septembrie, în prima zi de școală, că de la finalul anului 2026, când expiră plafonarea veniturilor în sectorul public, Guvernul va putea analiza „serios” o creștere a salariilor din educație. Edupedu.ro rezumă declarațiile premierului. Opinie: Marii absenți de la deschiderea anului școlar (DW) Jurnalistul DW George Arun îi numește pe președintele Dan, prim-ministrul Bolojan și ministrul Educației Daniel David. Ei au fost marii absenți de la deschiderea anului școlar și explicații lor sunt ridicole. Legea 141, „legea Bolojan“, care conține și măsurile de austeritate din sistemul de învățământ preuniversitar, e criticabilă, dar nu în totalitate. Măsurile bugetar-fiscale aplicate sistemului de învățământ au fost concepute contabilicește într-un domeniu atât de complex și văduvit de reforme reale trei decenii și jumătate. Pe de altă parte însă, mărirea cu două ore pe săptămână a normei didactice nu e o gaură-n cer. Nu e de neglijat nici faptul că în afara concediului de odihnă cadrele didactice de la toate ciclurile de învățământ au peste două luni în care se află în activitate. Adică ar trebui să meargă la școală și să facă ceva, măcar patru ore pe zi. Există măsurători ale orelor de activitate? Se duc zilnic profesorii și învățătorii la școală? Întrebări retorice, mai ales în ceea ce privește școlile din mediul rural. Și mai e ceva care nu justifică protestele de amploare ale cadrelor didactice, oricum, nu în totalitate. Din cei peste 40.000 de candidați din învățământul preuniversitar înscriși inițial la examenul de titularizare din iulie pentru un post de educator, învățător sau profesor, doar 34.000 s-au prezentat la proba scrisă pentru a ocupa un loc de muncă în sistem pe perioadă nedeterminată. Restul candidaților pentru o carieră didactică asigurată de un contract de muncă până la pensie au preferat să rămână suplinitori sau au părăsit meseria de dascăl după votarea Legii 141/2025 privind măsurile fiscale de reducere a deficitului bugetar. REPORTAJ Cazul de succes al școlii dintr-un județ sărac, unde profesorii au atras fonduri europene ca să-i motiveze pe copii să termine cel puțin opt clase. „Să vadă că lumea poate fi și altfel decât cea a părinților lor” (HotNews) În comuna Curcani, Călărași, localitate cu 5.300 de locuitori, din care 462 de oameni își caută de muncă, de regulă pe salariul minim, profesorii sărbătoresc la începutul școlii efectul muncii lor: au atras singuri fonduri europene de 250.000 de euro pentru elevi, pentru ca aceștia să aibă o șansă în plus față de părinții lor. Asta, în timp ce educația din România a pierdut deja 718 milioane de euro din PNRR, pentru că nu și-a implementat proiectele asumate inițial, după cum a anunțat Ministerul Educației, în august. Citiți reportajul pe Snoop.ro și pe Hotnews. Cristian Grosu / Maurul care nu poate să moară (CursDeGuvernare) Ceea ce șochează în acest foarte amplu proces de redresare financiară a țării e singurătatea în care se află premierul Ilie Bolojan, într-o întreprindere în care toți reprezentanți partidelor care susțin guvernul ar fi trebuit să-și bage capul în poză. În poza reformei. Dar, cu excepția unor miniștri de la USR, toată lumea, de la Nicușor Dan la minoritățile din Parlament, fuge de asocierea cu măsurile pe care premierul se încăpățânează să le ia, sub uriașa presiune a timpului pe care-l are la dispoziție pentru a evita nervozitatea agențiilor de rating și usturimea dobânzilor la care ne împrumutăm. Da, era de așteptat o tensiune și o revoltă generală: asta pentru că nimeni nu scapă neatins de măsurile nepopulare pe care le presupune orice schimbare. Dar nu asta e neapărat problema – că lumea politică pro-guvernamentală fuge de asocierea cu Bolojan: ci faptul că premierul nici măcar nu e lăsat să ia măsurile nepopulare pe care le presupune o reformă. O REFORMĂ, adică. Iar asta va avea consecințe. Prima consecință e că Reforma s-ar putea rezuma – ca efecte – doar la creșterea fiscalității și micile gesturi de politețe față de echitatea socială. Articolul de opinie al jurnalistului Cristian Grosu, integral, pe pagina CursDeGuvernare. Admirabilul PSD. Din nou (SpotMedia) Duminică, ziua celor patru moțiuni contra guvernului Bolojan, tonul critic nu a fost dat de opoziția AUR, în pofida vociferărilor lui George Simion și compania, ci de unul dintre partenerii de guvernare, PSD, al cărui președinte interimar i-a transmis șefului său de guvern că țara nu se conduce cu toporul. Trei sunt însă mizele mari pentru Sorin Grindeanu, iar ierarhizarea este strictă: Confirmarea la șefia PSD, la Congresul anunțat, dar neprogramat încă, lucru care nu e lipsit de importanță; Menținerea la putere și preluarea frâielor guvernării după ce țara va avea un buget și austeritatea nepopulară va fi abandonată în narațiunea grelei moșteniri post-Bolojan; Împingerea cât mai mult spre primăvară a alegerilor pentru Primăria București. Oficial și la vedere, România e într-un proces de reformare și tentativă de desprindere de modul de organizare fesenistă a puterii și resurselor administrative; neoficial însă, România politică e într-un proces de restaurație pentru care sunt puse la bătaie grupuri și grupulețe - politice, sindicale, instituționale, facțiuni din serviciile de informații, scrie jurnalista Magda Grădinaru de la SpotMedia. Dacă România putea să funcţioneze cu 1,1 milioane de bugetari în 2015, azi de ce are nevoie de 1,3 milioane când avem o populaţie mai mică? Numărul românilor scade, numărul bugetarilor creşte. Vedeţi aici câţi bugetari, pe categorii de personal, erau în 2015 şi câţi sunt acum. De aici ar trebui să înceapă restructurarea (Ziarul Financiar) România are mai puţini locuitori decât acum zece ani, dar mai mulţi bugetari. În timp ce populaţia României s-a redus cu peste 700.000 de oameni în ultimii zece ani, statul a angajat încă 118.000 de bugetari. În 2015 statul funcţiona cu 1,18 milioane de angajaţi la stat, acum are nevoie de 1,3 milioane. Creşterea numărului de angajaţi bugetari din perioada 2015 -2025 provine în primul rând din numărul mai mare de angajaţi în administraţiile locale. Astfel, pe poziţia „administraţie publică locală, din care autorităţi executive locale”, adică pur şi simplu funcţionarii din primării, prefecturi, consilii judeţene şi locale, nu angajaţi din şcoli sau din spitale, avem în iunie 2025 un număr de 281.520 angajaţi, în creştere cu aproape 48.000 de persoane faţă de decembrie 2015, arată datele de la Ministerul Finanţelor. Aceasta înseamnă procentual o creştere medie a numărului de angajaţi din primării cu 20% în ultimii 10 ani. Cheltuielile cu salariile bugetarilor au fost de 165 miliarde de lei în 2024, ceea ce la 1,306 milioane de bugetari înseamnă un salariu mediu brut în sistemul bugetar de 10.500 de lei, adică un salariu mediu net de 6.200 de lei (1.200 euro). Numai dacă s-ar reveni la schemele de personal din primării din 2025 s-ar face o economie de 6,2 miliarde de lei, scrie Ziarul Financiar.
”Ar trebui să fie clar că Donald Trump nu este și nu va fi niciodată un aliat”. Este mesajul tranșant pe care îl transmit trei nume grele ale politicii europene. Într-un articol comun de opinie din Politico, ei propun câteva măsuri pentru ca Europa să evite situația de a deveni un protectorat al Americii lui Trump. Cei trei sunt: Josep Borrell Fontelles, fostul Înalt Reprezentant al UE pentru afaceri externe și politica de securitate, Guy Verhofstadt, fost prim-ministru al Belgiei și președinte al Mișcării Europene Internaționale și Domènec Ruiz Devesa, fost europarlamentar și președinte al Uniunii Federaliștilor Europeni. Din primele rânduri ale articolului, autorii deplâng faptul că Uniunea Europeană apare ca periculos de fragmentată și slabă, într-o lume a imperiilor continentale, fiind expusă unui risc real de a deveni vasalul Americii. Acest lucru a devenit evident după concesiile nereciproce făcute președintelui american Donald Trump privind cheltuielile pentru apărare și comerț, precum și după acceptarea de către Europa a unui rol minor în gestionarea războiului din Ucraina. Mai mult, de la Gaza la Nagorno-Karabah, implicarea UE în conflictele externe a devenit în mare parte irelevantă, fie din cauza lipsei sale de credibilitate internațională, fie din cauza lipsei unității. Pe plan intern, autorii critică abandonarea pactului verde, proiectul far al precedentului mandat al președintei ursula von der Leyen, ca și abandonarea politicii de coeziune în favoarea unor noi priorități. Între timp, extrema dreaptă populistă eurosceptică și eurofobă nu a fost niciodată mai puternică în țările membre sau în instituțiile UE. ”Actualii lideri ai UE suferă de o lipsă de viziune politică pe termen lung, de leadership și de unitate”, scriu autorii. Ei consideră că acum, instituțiile europene sunt dominate de o ”alianță improbabilă” formată din simpatizanți ai lui Trump și atlantiști nostalgici. Astfel, linia predominantă a fost de a-l flata și a-l îmbuna pe președintele SUA în speranța de a limita pagubele - și acest lucru nu funcționează deloc. Pentru Trump, contractele obligă doar cealaltă parte - nu și pe el. Concluzia autorilor? Trump nu este și nu va fi niciodată un aliat. America sa constituie un șoc geopolitic, economic și cultural uriaș pentru Europa. Cei trei propun o revigorare a unei majorități pro-europene - în special Parlamentul European. Pentru început, legislativul ar putea bloca reducerea tarifelor la produsele americane - o mișcare care ar fi cu siguranță populară în rândul alegătorilor și ar semnala disponibilitatea Europei de a se opune șantajului. În plus, trebuie să ne consolidăm uniunea politică, să depășim veto-crația care îi permite prim-ministrului maghiar Viktor Orbàn să blocheze asistența militară a UE către Ucraina și să ne construim propriul sistem de apărare. Sau, ”Coaliția celor care vor” ar trebui să lanseze o nouă „Comunitate Europeană de Apărare” cu o dimensiune parlamentară și fiscală, deschisă tuturor țărilor membre interesate să adere. Dacă nu se iau măsuri și așteptăm următoarea criză, Europa, ca proiect politic, riscă să moară, este avertismentul din finalul articolului de opinie apărut în Politico. Ascultați rubrica ”Eurocronica”, cu Ovidiu Nahoi, în fiecare zi, de luni până vineri, de la 8.45 și în reluare duminica, de la 15.00, numai la RFI România
Herra, sydämeni ei ole korskea eivätkä silmäni ylpeät. Minä en ole tavoitellut suuria, en pyrkinyt liian korkealle. Ei, olen löytänyt rauhan, mieleni on tyyni. Niin kuin kylläinen lapsi lepää äitinsä sylissä, niin on minun mieleni levollinen. Israel, pane toivosi Herraan nyt ja aina!Psalmi 131: 1-3Seurassasi on Kirsi Jokela
Maanantaina 8.9. kerrottiin, että Pelicans-kasvatti Kim Nieminen pääsee jälleen pukemaan turkoosin pelipaidan ylleen. "Ei tarvinnut miettiä haluaako tulla vai ei, kyllä se oli ihan selkeä päätös heti!"Millä mielin hän palaa taas Lahteen ja kuinka nopeasti asiat etenivät sopimuksen teossa?Sara Perttunen jututti Kim Niemistä Voiman aamussa, kuuntele juttu kokonaisuudessan.
In this episode, Singh dives deep into the transformative power of emotional intelligence (EI) in leadership. Through relatable stories, actionable insights, and humor that keeps you hooked, Pankaj unpacks the Emotional Flywheel—a chain reaction where trust leads to risk-taking, risk-taking fuels innovation, and innovation drives success. Listeners will learn:Why emotional intelligence is the foundation for high-performing teams.Real-world examples of emotionally intelligent leadership (and the disasters that happen when it's missing).How small, intentional shifts in self-awareness, empathy, and regulation create ripple effects that transform teams and cultures. The episode challenges listeners to take immediate action through micro-EI moves and introduces a game-changing first step: The Purpose Factor Assessment. Take the Purpose Factor Assessment today. Why? Because before you can lead others effectively, you need to understand where you stand. The Purpose Factor Assessment is a simple yet powerful tool to help you:Identify your strengths and blind spots.Understand how your emotions influence your decisions and communication.Gain clarity on how you show up as a leader today—and where there's room to grow. This assessment is your blueprint for building self-awareness, the foundation of emotional intelligence. Whether you're already a strong leader or just starting your journey, this is the first step to understanding your personal "lay of the land." The Ripple Effect starts with YOU. Take the Purpose Factor Assessment today and uncover the foundation for your leadership success. Let's Begin!
Veðrið, raðfestingar í heilsutilboðum í almenna geiranum, Eiðis skúli. Gestir hesa ferð: Turið Poulsen Liljan Petersen Bergur Debes Joensen Jana Mortensen Tom Joensen
Edu Oliveira e Thiago Theodoro comentam fofocas da internet, dos famosos e da audiência.No ar, toda segunda, quarta (apoiadores) e sexta.Seja um apoiador do podcast: https://orelo.cc/meconteumafofoca https://apoia.se/meconteumafofocapodcast Em caso de dúvidas, ou se precisar de ajuda do suporte, escreva para alo@orelo.ccConte sua fofoca pra gente: meconteumafofocapodcast@gmail.comEi, fofoqueira, conheça nossa lojinha: https://umapenca.com/meconteumafofoca/
Was essen Sie morgens zum Frühstück? Ob Müsli oder ein Ei, ein Brötchen ist für unsere Kolumnistin Ebru Taşdemir immer dabei. Zumindest in ihren Gedanken.
Canada has long lived off its mythology: a country of opportunity, stability, and growth. But 2025 is stripping away that veneer. For the first time in a generation, the country is experiencing a profound reversal of the very forces that powered its ascent — population, jobs, and GDP — and nowhere are the consequences clearer than in the housing market.Last year, more than 106,000 Canadians left the country — the largest exodus since the late 1960s. At the same time, Ontario and B.C., the twin engines of the national economy, have registered record-low population growth, a stark reversal for regions once defined by relentless inflows. This hollowing-out of the demographic base isn't just a number; it's the erosion of demand, the shrinking of ambition, and the quiet departure of the very people meant to sustain the future.The labour market tells a similar story of unraveling. Toronto's unemployment rate has breached 9% for the first time in 15 years. Construction jobs — the bedrock of Canada's housing-dependent economy — are vanishing by the tens of thousands. The irony is suffocating: even as cranes dot skylines, the hands that once built Canada's growth are being sidelined. EI claims are surging, unemployment benefits ballooning, and yet the only jobs being created are in government. Housing — once Canada's great safety blanket — now exposes the fragility. Toronto just suffered its worst July for new home sales in more than 40 years. Inventory has ballooned to nearly 60 months' supply. Sales volumes are lower than at any point in modern history, plunging beneath the brutal downturns of the 1990s. And in a historical first, more Canadians are signing leases than purchase agreements. Renting has become not just an economic choice, but an existential one: a sign that ownership, the foundation of middle-class identity, has slipped out of reach.Vancouver, long sheltered by its global allure, is not immune. September numbers reveal prices sliding for a fifth straight month, down to levels last seen in early 2023. Detached homes, once the city's crown jewel, are now weighed down by foreclosures, while days on market stretch longer with each passing month. Inventory sits well above the 10-year average, foreshadowing further declines.Meanwhile, the broader economy has hit an iceberg. GDP shrank in the second quarter, with exports collapsing nearly 8% and business investment plummeting. Machinery spending, non-residential construction, the very lifeblood of productivity, is bleeding out. What keeps the economy afloat? Government spending and consumer credit. Households dip into savings to buy cars, Ottawa borrows to mask deficits, and capital flees anything resembling long-term growth. The illusion of stability is preserved only through debt.The housing correction now unfolding is one of the sharpest on record. Real home prices are down 24% since 2022 — faster than the infamous crashes of the '80s and '90s. Affordability remains shattered, even as values fall, because incomes refuse to keep pace. What once felt like a bubble slowly deflating is beginning to look like a collapse.The story of 2025 is not just about numbers on a chart. It is about a country forced to reckon with its limits, its illusions, and its future. And the question hanging over it all: is Canada prepared for what comes after the myth of endless growth? _________________________________ Contact Us To Book Your Private Consultation:
Edu Oliveira e Thiago Theodoro comentam fofocas da internet, dos famosos e da audiência.No ar, toda segunda, quarta (apoiadores) e sexta.#InvocaçãoDoMal4 : O Último Ritual – Somente nos cinemas*Verifique a classificação indicativaGaranta seu ingresso: https://www.invocacaodomal4filme.com.br/?campaign=MeConteUmaFofocaPod#PatrocinadoPelaWBSeja um apoiador do podcast: https://orelo.cc/meconteumafofoca https://apoia.se/meconteumafofocapodcast Em caso de dúvidas, ou se precisar de ajuda do suporte, escreva para alo@orelo.ccConte sua fofoca pra gente: meconteumafofocapodcast@gmail.comEi, fofoqueira, conheça nossa lojinha: https://umapenca.com/meconteumafofoca/
What We Cover in This Episode: My turning point internship story that taught me doing great work isn't enough—you also need to understand workplace culture, politics, and unspoken power dynamics.How to deal with workplace politics without being dirtyHow emotional intelligence (EI) drives leadership success research shows it outperforms technical skills and IQ.The four trauma responses (fight, flight, fawn, freeze) at work and practical scripts to stay calm in high-stakes conversations.How to integrate AI tools with EI for preparing succinct emails, role-playing conversations, and influencing decision-makers authentically.Resources Mentioned:Episode 99: How to Develop Executive Presence & Own the Room You're In (My Talk from NextUp Summit). You can listen on Apple or SpotifyWhere We Can Connect:Schedule a Business & Career Review call with me to see if it's a good fit to work together: elainelou.com/callCheck out our 320+ client reviews on GoogleFollow the Podcast on AppleFollow the Podcast on SpotifyFollow Elaine on Instagram: @elainelou_Connect with Elaine on LinkedIn: Elaine Lou CartasCheck out our other podcasts for Women of Color
Tema del dia Una oient ens va comentar que li agradaven molt les expressions repetitives com ara a poc a poc / a més a més / de tant en tant... Doncs en aquest episodi repassem aquestes i moltes més expressions que contenen algun tipus de repetició. Som-hi! Vols fer un curs de català aquests pròxims mesos? Tria el curs que et vagi millor! (https://classes.easycatalan.org/) a poc a poc (‘lentament') de mica en mica (‘gradualment') pas per pas (‘gradualment') de tant en tant (‘amb certa freqüència') de cap a cap (d'un extrem a l'altre) ara com ara (‘en aquests moments') Bonus Continuem amb algunes expressions més de nivell més avançat: - fer la viu-viu - fer la gara-gara - estar leri-leri - pengim-penjam Transcripció Sílvia: [0:15] Ei, Andreu! Andreu: [0:16] Ei, Sílvia! Com va? Sílvia: [0:20] Bé. Què farem avui? Andreu: [0:22] Avui... Bé, t'ho explico després, perquè és que just ara vinc d'una classe, he fet una classe de català, i crec que hauríem de recordar que aquest mes, ara a finals de setembre, comencem els nous cursos, el nou trimestre. Sílvia: [0:36] La veritat és que això és molt important. El setembre és com un… el mes estrella, que tothom vol començar a aprendre alguna llengua, i crec que si us esteu plantejant d'aprendre seriosament el català, fer classes és la millor opció. Andreu: [0:52] Aquí ja ho hem explicat altres vegades, no?, que a Easy Catalan hem creat una petita escola de català, una escola digital, en línia, en la qual oferim cursos en grups reduïts i també classes particulars. Els cursos, el pròxim trimestre, començarà el dia 29 de setembre. Aleshores, si teniu ganes d'aprendre català d'una manera més estructurada, formal, amb un professor, doncs aquesta és una bona oportunitat. Teniu tota la informació al web classes.easycatalan.org. Allà veureu, doncs, els nivells que oferim, els horaris, els preus, també una descripció dels professors, que aquest trimestre tenim alguns professors nous… Sílvia: [1:32] Ah, mira, molt bé. Andreu: [1:33] I què més? Preguntes habituals… Sí, allà ho teniu tot, tots els dubtes que pugueu tenir, els teniu resolts, però si teniu més preguntes, també ens podeu escriure per Discord, per Instagram… bé, per on vulgueu, per qualsevol plataforma, que us contestarem. Què podem dir d'aquestes classes? O d'aquests trimestres. Que són 24 sessions, no?, són dues classes a la setmana, d'una hora cadascuna, en línia, com hem dit, i de màxim 6 persones, perquè el que ens interessa és que pugueu practicar, que tothom pugui participar activament, i per això normalment són entre 3 i 6 persones, els grups. Sílvia: [2:11] Això és molt important, que els grups siguin petitons i que tothom pugui participar, i a més a més, que sigui en línia, és que és tan pràctic! Vull dir, és que pots ser de viatge, pots ser a casa, pots ser a casa dels teus pares, allà on siguis, et pots connectar i continuar fent les classes. Andreu: [2:29] Totalment. Una altra cosa important és que tenim dos tipus de cursos. Tenim els cursos normals, diguéssim, que tenen teoria, exercicis i també molta pràctica, i cursos de conversa, que aquests estan centrats específicament en la interacció, en l'expressió oral. Sílvia: [2:47] I els cursos de conversa són genials per a totes aquelles persones que ja heu fet molta gramàtica, que ja sabeu moltes coses sobre la llengua, però que no us atreviu a arrencar-vos a parlar. Aquest és el curs que heu d'agafar! Andreu: [3:00] Exacte. Segons les vostres necessitats, us escaurà més un curs o un altre. Per tant, recordem la web classes.easycatalan.org i la data... Sílvia: [3:10] 29 de setembre. Andreu: [3:12] Sí, 29 o 30, segons si és un grup de dilluns-dimecres o un grup de dimarts-dijous. Fes-te membre de la subscripció de pòdcast per accedir a les transcripcions completes, a la reproducció interactiva amb Transcript Player i a l'ajuda de vocabulari. (http://easycatalan.org/membership)
GB2RS News Sunday, the 7th of September 2025 The news headlines: WRTC, QO-100 and how to have a thriving club – be part of these discussions at the RSGB Convention Listen out for special GB2RS broadcasts from the NRC as part of GB70RS celebrations The RSGB replies to the latest Ofcom 2.3GHz consultation The World Radiosport Team Championship 2026 takes place in the United Kingdom, and Mark Haynes, M0DXR, is the Chairman of the Organising Committee. Join Mark at the RSGB Convention on Saturday, the 11th of October, to find out how the team is progressing for the event, which will host 100 operators from all around the world. If operating via QO-100 is something you would like to try, join Paulo, F5VMJ/G0MUW, as he shares his experience of the mode, including his home setup and how to go portable. In a new-style presentation for this year, representatives from four amateur radio clubs will be joining a panel at the Convention. They will each discuss different aspects of their club activities that are contributing to the club's success and growth. Join the conversation, share your thoughts and experience, and be inspired. If you'd like to get practical during the Convention weekend, there are a variety of opportunities, including three workshops. The majority of workshop tickets are now sold, so book now to avoid disappointment. With only five weeks until the Society's annual Convention, secure your place via rsgb.org/convention. The RSGB Convention takes place at Kents Hill Conference Centre in Milton Keynes between the 10th and 12th of October. This year marks the 70th anniversary of the RSGB's weekly news broadcast, GB2RS. The celebrations continue with three special broadcasts scheduled from the RSGB National Radio Centre, or NRC, on Sunday, the 28th of September. Three Newsreaders will broadcast GB2RS from the NRC on the 40m band, the 2m band and via the QO-100 satellite. These readings will be in addition to those in the weekly GB2RS broadcast schedule. Special event station GB70RS will be used for pre- and post-News nets. In addition, each Newsreader will start the broadcast with a special message from the RSGB President Bob Beebe, GU4YOX. Find out timings and frequencies via rsgb.org/gb70rs The RSGB has responded to a further Ofcom consultation, which would see new users sharing spectrum within the 2.3GHz amateur band. The latest proposals would enable a new class of short-notice outdoor deployments in the 2320 to 2340MHz range, for up to 14 days at a time. In its response, the RSGB has taken the opportunity to highlight strong concerns regarding the amateur weak signal segment at 2320MHz. This follows earlier Ofcom proposals last year for indoor use only in this frequency range. The response and background information can be found on the RSGB Spectrum Forum web pages. Go to rsgb.org/spectrum-forum and choose the ‘Papers and consultations' tab on the right-hand side. This month is all about amateur radio and coding for the RSGB. Two exciting activities have been developed for you to get involved with. Whether you are a complete beginner or an experienced coder, you can get stuck into both the Python Pocket Morse activity and the LoRa high-altitude balloon challenge. Don't forget to let the Society know how you get on. Share your story and photos with the RSGB Communications Team via comms@rsgb.org.uk RSGB Board Chair Dr Stewart Bryant, G3YSX, has announced that Peter Bowyer, G4MJS, is stepping down from his role as RSGB Director due to an unexpected and significant increase in his professional duties. In addition to this Board vacancy, two further vacancies will arise when the RSGB election cycle starts in a few months. Both Len Paget, GM0ONX and Board Chair Stewart Bryant, G3YSX, will stand down from the Board due to term limits. Members are encouraged to offer their services to the RSGB for this important duty. If you'd like a chat about the role, contact the Nominations Committee Chair, Will Richardson, 2E0WYA via nominations.chair@rsgb.org.uk Royal Air Force Air Cadets Exercise Cloud Warmer is taking place on the 60m band from 7.45 pm to 8 pm until the 31st of December. To operate, you must be a Full licence holder and comply with the Band Plan Licence Schedule Notes. Listeners will note traffic on 5354 and 5363kHz, and amateurs can join in and pass information. Military Radio Exercise, or MRE, callsigns will be in use throughout the exercise period. More details will be available soon via alphacharlie.org.uk On Saturday, the 13th, lots of amateur radio stations will be on the air to take part in the Churches and Chapels on the Air event, also known as CHOTA. The event will take place from 10 am to 4 pm. Although stations will be working on a variety of bands and modes, most operating will take place on the 40m band using SSB. More details are available at wacral.org And now for details of rallies and events On Saturday, the 20th of September, Dover Amateur Radio Club Rally will take place at St Radigunds Community Centre, Poulton Close, Dover CT17 0HL. The doors will be open from 10 am to 2 pm, and the entrance fee is £3. The East Midlands Ham and Electronics Rally is also coming up on Saturday, the 20th. The rally will be held at Beckingham Village Hall, Southfield Lane, Beckingham, DN10 4FX. The doors will be open from 9.30 am to 3 pm. For more information and trader booking, visit emerg.uk/rally Now the Special Event news On Saturday the 13th, special event station GB5SH will be active from St. Hilda's Church in Hartlepool during the CHOTA event. The operation will be mostly on the 40m band using SSB and the 2m band using FM. You can read more details at QRZ.com Operators from the Romanian Federation of Amateur Radio are active as YO2025ENESCU as part of the George Enescu International Festival. Details of certificates that are available for working at the station are available via tinyurl.com/enescu25 Now the DX news Maxim, OH7O, is active as XW4YY from Laos until the 11th of September. He is operating SSB and FT8 on the 40 to 10m bands. QSL via OQRS. For more information and updates, visit oh7o.com Chas, NK8O, is active as 5H3DX from Tanzania until the 21st of September. He is operating CW, FT8 and FT4 on the 30 to 10m bands. QSL via Logbook of the World, eQSL or directly to NK8O. Now the contest news The All Asian DX Contest started at 0000UTC on Saturday, the 6th and ends at 2359UTC today, Sunday, the 7th of September. Using SSB on the 160 to 10m bands, the exchange is signal report and your age. Today, the 7th, the Worked All Britain 2m SSB Contest runs from 1000 to 1400UTC. Using SSB on the 2m band, the exchange is signal report, serial number and Worked All Britain Square. This year, the QRO and QRP contests are combined. The full rules are available on the Worked All Britain website. Also, today, the 7th, the 5th RSGB 144MHz Backpackers Contest runs from 1100 to 1500 UTC. Using all modes on the 2m band, the exchange is signal report, serial number and locator. The RSGB 144MHz Trophy Contest started at 1400 UTC on Saturday, the 6th and ends at 1400 UTC today, Sunday, the 7th of September. Using all modes on the 2m band, the exchange is signal report, serial number and locator. Both RSGB SSB Field Day and IARU Region 1 Field Day started at 1300 UTC on Saturday, the 6th, and end at 1300 UTC today, Sunday, the 7th of September. Using all modes on the 80 to 10m bands, where contests are permitted, the exchange is signal report and serial number. On Tuesday the 9th, the RSGB 432MHz FM Activity Contest runs from 1800 to 1855 UTC. Using FM on the 70cm band, the exchange is signal report, serial number and locator. Also, on Tuesday the 9th, the RSGB 432MHz UK Activity Contest runs from 1900 to 2130 UTC. Using all modes on the 70cm band, the exchange is signal report, serial number and locator. On Wednesday the 10th, the RSGB 432MHz FT8 Activity four-hour Contest runs from 1700 to 2100 UTC. Using FT8 on the 70cm band, the exchange is a report and a four-character locator. Also, on Wednesday the 10th, the RSGB 432MHz FT8 Activity two-hour Contest runs from 1900 to 2100 UTC. Using FT8 on the 70cm band, the exchange is a report and four-character locator. Stations entering the four-hour contest may also enter the two-hour contest. Also, on Wednesday the 10th, the RSGB Autumn Series CW Contest runs from 1900 to 2030 UTC. Using CW on the 80m band, the exchange is signal report and serial number. On Thursday the 11th, the RSGB 50MHz UK Activity Contest runs from 1900 to 2130 UTC. Using all modes on the 6m band, the exchange is signal report, serial number and locator. The Worked All Europe DX SSB Contest starts at 0000 UTC on Saturday, the 13th and ends at 2359 UTC on Sunday, the 14th of September. Using SSB on the 80 to 10m bands, where contests are permitted, the exchange is signal report and serial number. On Sunday the 14th, the UK Microwave Group 24 to 76GHz Contest runs from 0900 to 1700 UTC. Using all modes on 24 to 76GHz frequencies, the exchange is signal report, serial number and locator. On Sunday the 14th, the IRTS 70cm Counties Contest runs from 1300 to 1330 UTC. Using SSB and FM on the 70cm band, the exchange is signal report and serial number. EI and GI stations also give their county. Also, on Sunday the 14th, the IRTS 2m Counties Contest runs from 1300 to 1500 UTC. Using SSB and FM on the 2m band, the exchange is signal report and serial number. EI and GI stations also give their county. On Sunday the 14th, the Practical Wireless 70MHz Contest runs from 1200 to 1600 UTC. Using all modes on the 4m band, the exchange is signal report, serial number and locator. Now the radio propagation report, compiled by G0KYA, G3YLA and G4BAO on Wednesday the 3rd of September Last week's aurora may have come as a bit of a surprise! The propagation segment for GB2RS is usually written on a Thursday, but the aurora was sparked by a solar flare that took place two days later, at 2002 UTC on the 30th of August. As we don't have a crystal ball, we couldn't have predicted it! The Kp index hit 3 late on the 1st of September, with aurora visible over much of the UK. HF propagation was affected with sudden swings in the maximum usable frequency over most of the day on Tuesday, the 2nd of September. At the time of writing, a geomagnetic storm watch remains in effect with the solar wind speed above 500 kilometres per second. September is a good month for aurora due to the Russell-McPherron effect, when the Earth's axis aligns perpendicularly to the Sun-Earth line during the equinox. This creates ideal conditions for a reconnection between the solar wind and Earth's magnetic field. So, keep an eye on solarham.com for daily updates. The Sun remains active with plenty of sunspots. The solar flux index stood at 187 on Wednesday, the 3rd, down from 202 the day before. HF propagation remains good, out of the auroral periods, and as we progress into September, it should improve even more. Some of the best DX this week included VK2/SP9FIH on Lord Howe Island using the Superfox FT8 mode, and T30TTT on Western Kiribati using both CW and FT8. Other choice DX included 3C3W in Equatorial Guinea on FT8, TJ1GD in Cameroon on 20m CW, and 5H8HZ in Tanzania on 30m FT8. Next week, NOAA predicts the solar flux index will decline to 160, and then perhaps 125. Unsettled geomagnetic conditions are forecast until the 10th, with a maximum Kp index of 4 predicted. This may be due to a large elongated coronal hole on the Sun's surface, which became Earth-facing on Wednesday, the 3rd. And now the VHF and up propagation news from G3YLA and G4BAO Rain and sequences of low pressure will drive the weather agenda for much of the coming week. The only reasonable chance of Tropo appears to be Friday and Saturday with high pressure to the southeast and support for paths to the continent and across the North Sea. It is worth noting that, in general, short-lived highs like this one do not have the necessary time to generate a strong, elevated inversion before declining. So don't expect too much. Rain scatter, on the other hand, is much more likely to be worth considering for the gigahertz stations next week, with plenty of rain events coming along. The Sporadic-E season daily blogs have now finished for this year, but you may still find it worthwhile looking at the Dourbes graph at propquest.co.uk. You will notice the odd blip on the foEs trace, so keep it in mind for the 10 and 6m bands – at least for the next week. Meteor scatter is still in random territory for this period. We are between the Perseids in mid-August and the Draconids, which peak on the 8th of October. This means that the pre-dawn morning hours will be good times to try. There were some auroral signals during the 2m UK Activity Contest on Tuesday, the 2nd. We are coming into the autumn season when conditions tend to be more favourable for aurora. The message is, of course, to monitor the Kp index for values rising above 4 or 5. Remember, these three-hourly planetary readings can smooth out shorter-duration peaks, so maybe don't wait for it to get to the dizzy heights of 6 or 7 before taking an interest. Moon declination is still negative, not going positive until Monday, the 8th. So, Moon window lengths and peak elevation will continue to increase. Path losses are still falling until perigee on Wednesday, the 10th. 144MHz sky noise is low all week. And that's all from the propagation team this week.
Arvo Sijoitusosuuskunta voisi maksaa markkina-arvonsa verran osuuspääoman korkoa, ja silti jäljelle jäisi varsinainen liiketoiminta – eikä lainkaan velkaa.Omalaatuinen tilanne johtuu siitä, että osuuskunnan finanssisijoitusten määrä on päinvastaisista pyrkimyksistä päässyt kasvamaan 63 prosenttiin yhtiön taseesta. Irtautumisten myötä Arvo Sijoitusosuuskunnalle on tullut enemmän rahaa kuin mitä se on ehtinyt sijoittaa.Voisiko finanssivarallisuuden siirtää yhtiön taseesta osuuskunnan jäsenten taseisiin? Kerrotko, että näin tehdään, Arvo Sijoitusosuuskunnan toimitusjohtaja Jari Pirinen?”Ei huomenna”, Pirinen vastaa Karon Grillissä. ”Kaikki on mahdollista. Ohjaamme itse itseämme ja toimimme omalla taseella. Jos hallitus lähtee siihen, niin duunarit suorittaa.”Markkinat eivät todellakaan hinnoittele sitä, että Arvo Sijoitusosuuskunta siirtäisi ”ylimääräisen” omistajiensa taskuihin. Ennemminkin pörssikurssin perusteella sijoittajat hinnoittelevat sitä, että yhtiö ei onnistu varojen hallitsemisessa erityisen hyvin.Skeptisyyteen sijoittajilla voi olla hyvät perusteet. Arvo Sijoitusosuuskunta tavoittelee vähintään 7,5 prosentin sijoitetun pääoman tuottoa, mihin se ei ole viime vuosina päässyt. Tänä vuonna tavoite vaikuttaisi olevan paperia, sillä alkuvuonna tapahtunut irtautuminen Leden Groupista oli onnistunut. Kaiken lisäksi Arvo Sijoitusosuuskunta otti osan kauppahinnasta ostaneen ruotsalaisyhtiön Hanzan osakkeina. Hanzan osakekurssi on kehittynyt erinomaisesti, myös osavuosikatsauksen päätöspäivän jälkeen.Vuoden ensimmäisellä puoliskolla Arvo Sijoitusosuuskunta teki peräti 9,60 euron osuuskohtaisen tuloksen. Kun tavoitteena on jakaa tuloksesta 60–80 % osinkoa vastaavana osuuspääoman korkona, jo alkuvuoden pohjalta ensi keväällä voisi odotella 5,80–7,70 euron osuuskorkoa. Eikä loppuvuonnakaan rahaa ole tarkoitus hassata vaan mieluummin tienata.Yhteistyössä: Arvo Sijoitusosuuskunta
Ja, ist denn schon wieder Länderspielpause? Leider, ja. Nach vier Spieltagen bleibt der TSV 1860 München ungeschlagen - auch weil er sein Last-Minute-Hau-Gen entdeckt. Nach dem emotionalen Ausgleich in der 97. Minute geht der Löwe nach dem Duell mit den kleinen Stuttgartern mit einem gefühlten Sieg in die kleine Liga-Pause. Mit acht Punkten aus vier Spielen und Platz 3 in der Tabelle steht Münchens große Liebe gut da, doch: Fußballerisch war das noch nicht das Gelbe vom Ei. Uns beschäftigt die Frage: Muss das (zu diesem Zeitpunkt) überhaupt sein? Oder kommt es in der Dritten Liga nicht auch und vor allem auf andere Qualitäten an? Außerdem haben wir eine Sprachnachricht von einem ganz besonderen Debütanten des Wochenendes in der Folge: Simon Pearce, der zusammen mit Claudia Pichler als Stadionsprecher fungierte. Viel Spaß mit Folge 182. **Bewertet und abonniert uns!** Lasst uns gerne eine Bewertung da und abonniert uns in eurem Podcast-Player, um keine Folge zu verpassen. Ach ja, und in den Sozialen Medien versorgen wir euch natürlich auch mit Inhalt bei [Facebook](https://www.facebook.com/giesingerbergfest), [Instagram](https://www.instagram.com/giesingerbergfest/), [Bluesky](https://bsky.app/profile/giesingerbergfest.bsky.social) und und [Twitter/X](https://x.com/GiesingBergfest). Übers Bergfest-Fon erreicht ihr uns via WhatsApp unter der Nummer: 0162/1517854. **Unterstützt uns!** Euch gefällt der Löwen-Stammtisch und ihr wollt uns unterstützen? Schaut gerne mal bei [giesinger-bergfest.de/support](https://giesinger-bergfest.de/support/) vorbei und erfahrt, wie das geht!
O anchetă efectuată de trei instituții media germane ar putea avea consecințe importante în plan politic și diplomatic. Investigația de presă a dezvăluit identitățile a șapte persoane suspectate de sabotarea conductelor de gaze subacvatice care leagă Germania de Rusia. Ancheta a fost realizată de ziarele Süddeutsche Zeitung și Die Zeit, alături de postul tv ARD. Dezvăluirile ar putea afecta relațiile dintre Germania și Ucraina, dar în tablou apare și Polonia. Cazul ar putea avea, într-adevăr ramificații nebănuite, așa cum putem afla din revista Courrier International, care realizează o sinteză a articolelor din presa germană pe această temă. Totul a început pe 21 august cu arestarea, în stațiunea italiană Rimini, a unui ucrainean bănuit de implicare în sabotarea conductelor de gaz Nord Stream. Serhiy K., în vârstă de 49 de ani, este acuzat că ar fi fost unul dintre coordonatorii operațiunii din septembrie 2022. Dar el nu este singurul membru al echipei responsabile pentru acest sabotaj aflat în vizorul sistemului judiciar. Autoritățile germane au identificat șapte persoane, inclusiv un căpitan de navă, un expert în explozibili, un specialist în logistică și patru scafandri, pentru care au emis mandate de arestare. Se crede că au trecut prin Polonia și apoi au ieșit pe mare la bordul navei Andromeda, care a plecat din portul german Rostock și a ajuns în apropierea insulei daneze Christiansoe. Un progres spectaculos Pentru anchetatori, „arestarea din Italia reprezintă un progres spectaculos”, relatează Die Zeit. Dar obligă și autoritățile germane să își pună alte întrebări: „Cine sunt sponsorii și cine a dat undă verde operațiunii? Care sunt legăturile lor în cadrul statului și cât de departe merg? Și mai presus de toate, ce influență va avea acest lucru asupra relației Germaniei cu Ucraina?” În timp ce suspiciunile se îndreptau în trecut către Statele Unite sau Rusia, numeroase indicii vizează acum Ucraina, scriu jurnaliștii germani. Ei dezvăluie că echipajul navei Andromeda deținea pașapoarte românești false, dar și pașapoarte reale emise de autoritățile ucrainene, pe care erau scrise nume false. Publicațiile germane indică o serie de legături ale membrilor grupului cu servicii ucrainene sau la vârful armatei. Dacă Volodimir Zelenski ar fi implicat, aceasta ar putea declanșa un conflict diplomatic major între Berlin, Kiev și chiar Varșovia. Site-ul ARD subliniază că ancheta a fost condusă cu dificultate de către poliția germană. Aceasta, deoarece „timp de luni de zile, serviciile poloneze au obstrucționat ancheta”. Ceea ce ridică întrebarea dacă „Polonia consideră cu adevărat sabotajul Nord Stream ca fiind problematic, având în vedere că nu a încetat niciodată să critice conductele”. De partea germană, „cancelaria face tot posibilul să se prefacă că a fost doar un act uriaș de vandalism”, afirmă ziarul Die Zeit. Insistă că trebuie făcută dreptate, dar rămâne și foarte precaută în declarațiile sale. Și pe bună dreptate: „Cea mai mică perturbare ar putea deraia fragilele negocieri privind viitorul Ucrainei dintre Vladimir Putin, Donald Trump și europeni”, notează presa germană.
Scandal în Italia după ce un forum pentru adulți a publicat fotografii false ale unor celebrități italiene. Imaginile au fost modificate prin tehnologia deep fake. Printre victime s-a numărat și șefa guvernului italian, Giorgia Meloni. Comentatorii amintesc însă că fotografiile a mii și mii de femei anonime au fost furate în decursul anilor și publicate pe asemenea forumuri, fără ca autoritățile să intervină. După cum comentează Euractiv, Phica.eu este un forum pentru adulți și a fost folosit pentru a distribui fotografii ale femeilor fără consimțământul lor, uneori modificându-le și însoțindu-le cu comentarii obscene sau violente. Pe site au apărut mai multe fotografii ale unor personalități publice italiene, inclusiv prim-ministra Giorgia Meloni, lidera opoziției Elly Schlein și influencera Chiara Ferragni. Fotografiile surprinse în timpul diverselor apariții televizate au fost modificate pentru a apărea pe site, însoțite de ceea ce a fost descris drept o „listă lungă de comentarii obscene”. Potrivit Euronews, ”scandalul care a implicat forumul online Phica, al cărui nume este un joc din cuvântul italian pentru vagin, a implicat fotografii neautorizate cu europarlamentara Alessandra Moretti, care a depus o plângere la poliție. Forumul Phica, s-a închis după ce s-a confruntat cu reacții negative”. La Stampa relatează că acum, utilizatorii Phica.eu imploră administratorii: „Ștergeți comentariile noastre”. Ei se confruntă cu riscuri mari. ”Administratorii forumului și comentatorii se ascund în spatele anonimatului. Dar cei care comentează într-un mod ofensator sunt expuși unui risc legal foarte serios”. The Independent notează că ”Progresele în domeniul inteligenței artificiale înseamnă că deepfake-urile nu doar că au devenit comune, ci și din ce în ce mai realiste. O serie de celebrități au fost, de asemenea, vizate de cei care realizează videoclipuri și imagini deepfake. Vedeta pop americană Taylor Swift a fost probabil cea mai cunoscută persoană afectată de pornografia deep fake atunci când imagini cu conținut sexual explicit au fost distribuite pe rețelele sociale și în camerele de chat”. O platformă pentru promovarea misonigismului Revista frenceză Le Point citează o avocată care se ocupă de dosar, potrivit căreia ”în aceste cazuri, este dificil să obții condamnări penale, mai ales că administratorii platformelor în cauză sunt în străinătate sau au sediul în străinătate”. Avocata consideră că este mai eficient „să se intervină la nivel cultural și de asemenea, politic”. Însă publicația franceză amintește că Giorgia Meloni a fost criticată în trecut pentru lipsa sa de angajament în abordarea cauzelor violenței bazate pe gen. Deutsche Welle amintește că ”guvernul Italiei a aprobat în martie un proiect de lege care introduce pentru prima dată definiția legală a feminicidului în legislația penală a țării și îl pedepsește cu închisoare pe viață, dar proiectul de lege nu a fost încă aprobat. Opoziția de centru-stânga a țării a lăudat legea, dar a subliniat și că sursele economice, educaționale și culturale ale sexismului și misoginismului din Italia rămân neabordate”. Iar EU Observer atenționează că ”sfera digitală a oferit pur și simplu misoginismului o nouă platformă. A fost nevoie ca politiciene și influencere să facă publică situația pentru ca problema să fie tratată ca fiind serioasă. Între timp, femei obișnuite, ale căror fotografii au fost furate ani de zile, au depus plângeri care nu au dus nicăieri.
footballservice mit Julian und Tim Folge 144. 1. Zuerst den Blätterteig aus dem Kühlschrank nehmen und ca. 10 Minuten bei Zimmertemperatur liegen lassen, damit er sich besser verarbeiten lässt. Währenddessen die Pinienkerne in einer Pfanne ohne Öl goldbraun rösten, abkühlen lassen und den Backofen auf 180 °C (Ober-/Unterhitze) vorheizen. 2. Beide Blätterteige ausrollen, das Ei trennen und die Ränder des Blätterteigs mit verquirltem Eiweiß bepinseln. Pinienkerne und Pistazien getrennt voneinander fein hacken. 3. Eine Blätterteigplatte mit Pesto Genovese, die andere mit dem Pesto aus getrockneten Tomaten bestreichen. Anschließend die Pistazien über dem grünen Pesto und die Pinienkerne über dem roten Pesto gleichmäßig verteilen. Die belegten Blätterteigplatten von der langen Seite her eng aufrollen. 4. Zwei Backbleche mit Backpapier auslegen, die Blätterteigrollen in etwa 2 cm dicke Scheiben schneiden und die Schnecken mit ausreichend Abstand auf die Bleche setzen. Mit den Fingern leicht andrücken. 5. Das Eigelb mit der Sahne verrühren, die Schnecken damit bestreichen und im Backofen ca. 20–25 Minuten backen, bis sie eine goldbraune Farbe erhalten._______________Bundesliga Fantasy:https://fantasy.bundesliga.de/invitations/league_invite/CBTA3GoderEinladungs-Code: CBTA3GShoutouts:Intro: prod adhd [BABY KEEM SWITCH UP TYPE BEAT "TRADEMARK"]Outro: entonii92 [tyler sike]
Liebe Leute,in dieser Folge nehmen Lydia und ich euch mit in unsere Sommerferien: Familienzeit in Karlsruhe, mein erster Auftritt mit BraZing Bull beim Wacken Open Air, Lydias Wettkampf bei den World Aquatics Masters in Singapur – und zum Abschluss pure Entspannung auf Bali. Es erwartet euch ein persönlicher Rückblick voller Erlebnisse, Anekdoten und Urlaubsgefühle.In der Sprachanalyse (29:56) warten wieder spannende Wörter wie wuselig, das Schlagloch oder Redewendungen wie für'n Appel und 'n Ei auf euch.Viel Freude beim Zuhören!Euer RobinHier geht es zum Handout:https://www.dropbox.com/scl/fi/ai1ugllxr9mbs9fn2tor8/Episode_148_Sommerferien-mit-Lydia_Handout.pdf?rlkey=42i7180z01gz0kv0xxwoou2e9&dl=0 Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Hosted on Acast. See acast.com/privacy for more information.
Doc, Eiður Smári og Sóli Hólm
Avec la suspension de l'aide américaine, le camp d'Al-Hol, en Syrie, fait face à une crise humanitaire grandissante. Tandis que les familles peinent à subvenir à leurs besoins, les autorités locales redoutent une aggravation de la situation et un possible regain du groupe État islamique. De notre envoyé spécial à Al-Hol, Plus de cinquante femmes, vêtues de noir, se tiennent à l'intérieur d'une petite boutique du marché du camp d'Al-Hol, en Syrie, qui abrite des milliers de familles de membres de Daech [l'acronyme en arabe du groupe terroriste État islamique, NDLR]. Elles attendent d'entendre leur nom pour recevoir un virement envoyé par leurs familles. Depuis que les États-Unis ont suspendu les programmes d'aide destinés au camp, ces virements sont devenus la principale source de revenus des familles pour acheter de la nourriture et des vêtements, selon deux femmes ayant requis l'anonymat : « La situation est très difficile, témoigne dit une. Je suis venue récupérer un virement au centre, car nous vivons actuellement uniquement grâce aux transferts d'argent envoyés par nos familles à l'étranger. Récemment, nous avons été coupés d'Internet, malgré nos demandes répétées pour son rétablissement. Nous sommes entièrement contrôlés, comme si nous étions en prison. Ils font de nous ce qu'ils veulent, et voilà que l'électricité et l'eau viennent aussi d'être coupées. » « Nous sommes des personnes âgées. Mon mari est handicapé et reste toujours dans la tente, s'agace une autre habitante du camp. Depuis plusieurs jours, il n'y a plus de médecins ni de soins médicaux. Même la simple distribution de médicaments a cessé, et maintenant, les habitants du camp meurent sur place à cause des maladies. » « Les enfants ont besoin de lait » La décision des États-Unis a entraîné un déficit de 60 % des coûts opérationnels et des aides pour le camp d'Al-Hol, affectant notamment les programmes de soins médicaux. Toutefois, selon la directrice de l'administration civile du camp Haval Jihan, certains programmes ont été maintenus jusqu'à la fin du mois de septembre prochain : « Ce système où l'aide s'arrête un mois, reprend un autre mois, puis s'interrompt à nouveau ne peut pas fonctionner. Nous restons dans l'incertitude, sans savoir ce qui nous attend. Parfois, l'aide est suspendue pendant deux jours, puis revient pour trois mois. Ce n'est pas viable. Nous avons commencé à chercher une alternative au soutien américain, mais honnêtement, c'est une tâche extrêmement difficile. » La ministre des Affaires étrangères de l'administration autonome kurde Ilham Ahmed craint que l'arrêt des aides n'accélère la fermeture du camp et ne favorise ainsi la résurgence de Daech : « Sans financement, le camp sera hors de contrôle. Les enfants ont besoin de lait et il n'y en a pas. Il y a un grand nombre d'enfants et de nourrissons ici, et si nous ne pouvons pas répondre à leurs besoins, la situation deviendra incontrôlable. Il y aura des révoltes, des manifestations, et bien d'autres problèmes plus graves. » Selon les chiffres officiels, le camp abrite plus de 60 000 personnes issues de familles de Daech, originaires de 43 nationalités différentes. À lire aussiSyrie: au camp d'Al-Hol, «il est urgent de trouver une solution»
"Eier, wir brauchen Eier!", sagte einst Oliver KahnWas ist besser?Das volle Ei essen oder doch nur die kalorienärmere Variante mit dem Eiklar?In dieser ROC-TV-Folge sehen wir uns an, worin der Unterschied zwischen Vollei und Eiklar liegt und was vermutlich für den Muskelaufbau besser ist.Die wichtigsten Stellen: 00:00 - Intro01:02 - Definition Vollei vs. Eiklar01:22 - Nährwertvergleich je 100 g03:02 - Studie zur Einnahme Vollei vs. Eiklar07:00 - Fazit: Was ist jetzt wirklich besser?Hier zu zwei spannenden Untersuchungen zu diesem Thema:https://pubmed.ncbi.nlm.nih.gov/33306586/https://pubmed.ncbi.nlm.nih.gov/28978542/Ich freue mich auf Dein Feedback zu diesem Thema und sende feinste Grüße, Chris "The ROC"
If you've ever wondered why some people seem immune to burnout, this episode is your roadmap. I'll walk you through the 10 key attitudes and practices that protect you from chronic stress, overwork, and frustration — and show you how to develop them for yourself.These aren't quick tips; they're the personal traits and daily practices that create lasting resilience. You'll learn why each one matters, how to put it into action, and how they work together to help you perform at your best without sacrificing your wellbeing.From self-awareness and stress management, through emotional resilience, time management, and emotional intelligence, this is your practical guide to transforming how you work and live.What you'll learn in this episode:Why prevention and recovery share the same core attributesHow to identify the biggest personal levers you can pull to improve your wellbeingPractical steps to develop each of the 10 attributesHow shifting your mindset transforms your workplace experienceWhere to start if you're currently burnt outResources mentioned in this episode:Burnout Recovery Powertools series — Episodes 155 to 166The 7 Habits of Highly Effective People, Steven R. CoveyListen now and learn how to build your personal burnout-proof foundation.Send us a text----------------------------------- Burnout Resources:Get 1-on-1 burnout recovery coaching at https:/mini.dexrandall.comFor even more TIPS see FACEBOOK: @coachdexrandallINSTAGRAM: @coachdexrandallLINKEDIN: @coachdexrandallX: @coachdexrandallSee https://linktr.ee/coachdexrandall for all links
EI's Alastair Benn and Paul Lay are joined by Jonathan Esty, of Johns Hopkins School of Advanced International Studies, to discuss Graham Greene's The Quiet American, published 70 years ago, a gripping novel that captures the passing of the baton from the old colonial powers to the new masters in South-East Asia. Image: French paratroops at the beginning of the First Indochina War. Credit: Keystone Press
Suoraa puhetta johtaa Maria Pettersson. Studiossa keskustelemassa Kaarina Hazard, Juha Itkonen ja Petja Kopperoinen. Kaarina nostaa keskusteluun Euroopan suurten maiden johtajien matkan Yhdysvaltoihin, jossa keskusteltiin presidentti Trumpin kanssa, miten saataisiin rauha Ukrainaan. Mukana matkalla oli myös pikkuisen Suomen presidentti Stubb. Kaarina korostaa että oli aivan fantastista, että meidän presidenttimme oli mukana suuren pöydän keskustelussa. Etukäteisarvioissa puhuttiin Stubbin olevan mukana, koska hän voi toimia jonkinlaisena pehmikkeenä Trumpin ja Zelenskyin välissä, jotta kaikki menisi vaivattomasti. Kaarinan mielestä tällainen myötäilijän tai hovipojan rooli muistuttaa hänen nuoruusvuosiaan, jolloin samalla tavalla oltiin hyvää pataa idän suuntaan. Onko tilanne nyt sama tuonne lännen suuntaan? Kaarina haluaa kuulla raatilaisten mielipiteet presidentti Stubbin roolista neuvotteluissa. Juha Itkonen on lukenut tarkalla silmällä Helsingin Sanomien tuoreen mielipidemittauksen puolueiden kannatuksesta. Siinä oli keskustan kannatus jo 16,3 prosenttia, viisi prosenttia perussuomalaisten edellä ja vain 2,5 prosenttia kokoomuksen takana. Sdp oli ylivoimaisessa johdossa 25,2 prosentin kannatuksella. Juha muistelee, että keskustapuolueen hiipumista pienpuolueeksi on povattu melkein koko hänen aikuisiän ajan. Kuitenkin keskusta on osoittautunut hyvin sitkeäksi. Eduskuntavaaleissa 2015 se oli vielä Suomen suurin puolue ja nappasi pääministeripaikan. Sen jälkeen tulikin sitten niin jyrkkä lasku, että ennustus näytti viimein käyvän toteen. Marinin hallituksen loppuvaiheissa, joulukuussa -22, keskustaa kannatti Ylen gallupissa alle 9 prosenttia suomalaisista. Ei siis todellakaan enää suuri puolue. Mutta kuinkas sitten kävikään. Tuuli on kääntynyt ja keskusta on selvästi noussut kanveesista ja poliittinen peli seuraavasta hallituksesta on eri asennossa. Yllättääkö tämä teitä? Onko kyseessä normaali hallitus-opposiotio asetelmiin liittyvä kannatusvaihtelu vai onko keskusta jonkinlainen erityistapaus? Edustaako se teille nimensä mukaisesti poliittista keskustaa vai jotain muuta? Petja Kopperoinen haluaa puhua kasvot peittävien huntujen käytöstä. Parisen viikkoa sitten Riikka Purra ja Sanni Grahn-Laasonen nostivat jälleen keskusteluun, pitäisikö kasvot peittävät hunnut kieltää kouluissa. Kun keskustelunavaukset burkan ja niqabin käyttökiellosta nousevat lähes poikkeuksetta poliittisen kartan oikealta, niin näissä on ihan omanlainen klanginsa, eikä hiertävä ongelma välttämättä ole hunnuissa. Petjan mielestä on omituista, että mediassa näkyy eniten ei muslimeita keskustelemassa huntukiellosta. Mitä arvon pöytä on mieltä, korjaisiko huntukielto niitä ongelmia, jotka huntujen käyttöön liitetään? Toisiko huntukielto tasa-arvon tämän maan naisille? Vai mitä tässä haetaan?
Title: Why Most Capital Raisers Will Get Sued in the Next Crash with Rob Beardsley and Craig McGrouther Summary: In this episode of “Fund Friday,” hosts discuss the innovative solutions offered by Tribe Vest, a pioneering fund-of-funds startup, which is poised to transform the landscape for emerging fund managers, investors, and capital raisers. Guests Travis Smith and Seth Bradley delve into their personal journeys and the genesis of Tribe Vest, highlighting the advantages of adopting a fund-of-funds model that enhances compliance and increases access for numerous accredited investors. They detail how Tribe Vest supports fund managers through its comprehensive services, allowing them to raise capital efficiently while ensuring legal and financial compliance. The conversation unfolds various industry challenges faced by fund managers, such as the difficulties in connecting accredited investors with good deals and maintaining compliance in the ever-evolving regulatory environment. Smith and Bradley underscore the essence of Tribe Vest, focusing on its operational efficiency—providing essential support like K-1 tax distribution, capital-raising infrastructure, and investor onboarding—all streamlined with technology. In conclusion, they not only spotlight the competitive pricing and quick service turnaround of Tribe Vest but also express their commitment to fostering a landscape that democratizes access to high-quality investing opportunities while empowering fund managers. Their vision seeks to break down barriers traditionally faced in private investment, paving the way for a more inclusive investment future. Links to Listen and Subscribe: https://podcasts.apple.com/us/podcast/fund-friday-e49-the-cost-effective-way-to-launch-a/id1511202840?i=1000673582673 https://open.spotify.com/episode/4tLAtXFe3OrqtCwyc7gfBE Links to Watch and Subscribe: https://www.youtube.com/watch?v=GVgT4GMrPPI&t=70s Bullet Point Highlights: Tribe Vest revolutionizes the fund-of-funds model for emerging fund managers. The connection of accredited investors to high-quality private investment opportunities is crucial yet challenging. Efficient operational support, including compliance and investor onboarding, sets Tribe Vest apart. The need for compliance amid industry scrutiny has shifted sentiment towards fund-of-funds for risk mitigation. Tribe Vest empowers fund managers by providing an institutional-level infrastructure for capital raises. Cost-effective solutions allow fund managers to focus on relationships rather than administrative burdens. Quick setup times (just five days) streamline the capital-raising process for fund managers. Transcript: welcome back to another episode of fund Friday this is going to be a very nutrient dense jam-packed episode with two amazing people we just had the pleasure of connecting with them once more at our Flagship uh summon event in New York City the gentleman behind tribe vest here a cuttingedge fun to fun group VC backed the whole nine this is going to be such an important episode for all you emerging fund managers you Capital raisers Maybe investors who kind of want to know behind the curtain what's going on and also just from a structural perspective as to how we've been able to scale our business safely and compliantly but with that said let's give a warm introduction to Travis Smith and Seth Bradley how are you both today good craigg good to see you it's been just a few weeks since we were in New York together which was an awesome event glad to be here yeah well there's been a lot of great updates to the product that tribe is offering since our initial conversation we had so I would almost even argue um for the better Awards you can maybe even scrap that episode for future purposes don't need to look back because we're going to cover that and then some here today so I'm absolutely elated and thrilled to talk about that so let's get right into it and just to start with for some some context because we're gonna just keep it moving forward here how did Seth and Travis and the team have tried best kind of Forge and kind of come together from you know this Alliance from a business perspective yeah tra you want to kick that off man sure sure and look you can't scrap that first episode because I think it's the first episode yeah like we're in the record books at this time right yeah so yeah no look uh me finding Seth and Seth Finding Me is a big part of our story no doubt really uh in early 2023 we had built out the infrastructure and the technology uh we' even been challenged by our clients to build out the back office where we do all the distributions cap table management uh k1s taxes and um but I hadn't quite figured out the fun to fun portion of this yet and uh good story you know met Seth Bradley at a a conference in the British Virgin Islands where we were both speaking at the event uh both of our wives were there and uh they hit it off we hit it off and just had a wonderful wonderful week and weekend and um and that was when Seth kind of really opened my eyes to um this opportunity Seth you know how how do you remember it where where you know how how did it go from there yeah well funny enough my my pitch or my speaking engagement was on fund of funds it was it was teaching the group about fund of funds what is it how can you how can you go from basically a passive investor and and start a business raising capital and and fund of funds is kind of the the next step and at the same time the industry was was pivoting there was uh you know there were Winds of Change so to speak from the the cgp model and people were starting to really take the fun of funds model more seriously and take a deeper look at it and the timing just couldn't be better as Travis was taking his company and and trying to make it pivot himself into the the syndicator and the fund and the capital raising market and you know originally there was a cgp type of model that was being uh thrown around and actually had a good bit of success Travis right going into uh earlier that year and you know I I we just got into some deeper discussions about where the market is and where it's going and the market was really going to fund to funds and I said' look Travis if you're going to if you're going to take this business to the next level get ahead of the game like this is where it's going it's going to fun and fund is kind of getting away from the cgp model so if you're going to build a product around that market really should focus in on fun to funds yeah I mean and I'll just go as well just to to piggyback off that timing is so funny there because I think it was roughly around the summer of 2023 when fun to fun was the biggest buzzword in the industry what is a fun of fund how does it work why is this the most compliant way do I need to do it what is it how does it structure everything included there so we're going to unpack that all there but it sounds like Travis you might have had an additional comment well I was say it really it truly was right place right time for Seth and I to meet you think about leading up to that it was the becc 2023 and there just all these Rumblings with some some bigger names in our industry that were under an investigation for the CP model and that was really how the industry was working with capital Partners at the time and uh collectively realized that there's got to be a more compliant better way and there I was with a two-thirds of the solution talking to Seth who rep represented the the last third of the solution so really was right place right time and and uh you know we're we're we're so glad to be partnered together and and solving a big problem Big Challenge yeah well and let's get right into that problem so the the problem of the industry so how can someone like loans start Capital safely compliantly bring dollars into our deals from outside investors fund managers capital allocators and opportunity so what is the industry problem and what are you guys both solving Seth I I'll hand it over to you I think from a big industry problem I mean there's just the age-old you know you have awesome lead sponsors that are working hard finding great deals private deals out there like Lone Star and and then on the other side there's over 20 million accredited investors that want the benefits of private investing they want the the benefits that come with real estate they want cash flow they want tax advantages uh you know they they want the appreciation all those things that are Why Real Estate so awesome they want to invest with these lead sponsors in these deals but as as we know unless you're kind of in a country club or in the network it's really hard to access those so that's the big problem the big problem is we have great lead sponsors with great deals and then on the other side we have have awesome accredited uh investors looking for those deals meanwhile they can't find each other and uh they don't know how to access them and so the the industry as a whole you know a big conduit to solving that is this Capital Partner right the fund manager and Seth I'll turn it over to you kind of again maybe start with how the industry was solving it and what the problem was with that right yeah I mean I think you framed it correctly it's it's access we know these these accredited investors are out there there's Millions U maybe tens of millions out there in the United States that um maybe they know it maybe they don't but they they might want to invest um they need educated they need access to Deals and on the other side you've got uh lead sponsors you've got fund managers you've got Capital aggregators who want to get access to these folks and we work on that in our business every single day about how do we reach these accredited investors um and then we all have our own little networks of people that we can raise capital from and that we know and that they no like and trust us to be able to place their Capital with us um you know since the jobs act in 2012 which is um what enabled us to start going out and soliciting and advertising um in the public uh for deals and raising capital in that manner and the the problem is that everything's been great since then up until covid right the real estate market has just been going absolutely through the roof so anybody that decided to jump into the the sector during that time had success I mean you could just you know throw paint in a wall and you're G to have success because the market just really helped us out a lot like you had to make a lot of mistakes operationally um for things to go wrong right I mean you really did you really did um not to not not Lone Star Lone Star is awesome right you're you're absolutely right no you you you hit the hammer on the nail there for sure yeah and it's uh you know until covid hit and we got that little blip and that was just kind of a you know something that you know came and went um but now you've seen in the last year and a half or so the market has slowed down um you've seen Capital calls you've seen um you know some SEC um interactions with folks and trying to see if Capital was raised correctly things like that um kind of looking into how the market evolved the market evolved beginning with a cgp model um you know initially the C GP model was thought to be compliant and if it executed properly it is compliant if you have all people in a group that are raising capital for their own deal they're all active participants they're all General Partners they're all executing the business plan and participating in decision-making all good that's an age-old uh way to do business and it's been done for all the time right like you've got Capital you've got people actively participating and all is good but just like anything else you know us entrepreneurs we like to go around the edges and try to pick and choose like oh well can we do this or can we do this let's push the limits and unfortunately the market kind of changed into this this um this thing where we push the limits too far and we've had 10 15 20 CPS in an active deal where you know really all they're doing is Raising Capital right like we might try to say on paper that this person's doing that and this person's doing investor relations and this person's doing a little bit of underwriting which all may be true true but at the end of the day if the SEC comes in and says let's take a look at your whole business plan plan with this particular asset in this particular offering and see how you raise capital and who's doing what and they're going to look under the hood and they're going to be able to figure it out they're they're smart people back there they can figure out what you're doing they can figure out that hey this person raised uh $200,000 and got 2% and this person raised $600,000 and got 6% it's pretty easy to put those pieces together um but like I had mentioned before the market you know kind of went our Direction and there were really happy investors nobody was upset nobody was suing nobody was asking questions and now since the market has changed you've seen the capital calls you've seen the foreclosures you've seen the investors upset um and now that's what Travis was alluding to earlier is there were certain folks in the industry that were um you know getting interviewed by the SEC I don't think anything ever came of it but it was enough for people to be like look we've still got to raise Capital we've still got to do these deals somehow what other way is there to do it that's more compliant than this cgp model that the industry has turned to and the answer is fun to funds and it's always been fun to funds you know there's people out there that have preached that for years but it's just a little bit you know more nuanced a little bit more complicated a little bit more expensive so people have stayed away from it yeah so exactly and and thank you so much for painting such a Picasso beautiful picture here pertaining to the why before and why now and kind of the context there because I think so many people are missing that why y component so you beautifully explained that so but then why is the fun of fund the route to do it in because it's pretty similar right and fun of funds to your point have actually been around for really not going to say forever but for a long period of time so just curious to know you know why fun of fun is this the solution from a client's perspective and and things of that nature yeah and we can and Travis jump in here whenever you want but we can kind of go through um with each stakeholder why why it's compliant why they love funded funds maybe why they don't you know let's talk about the pluses and the minuses um I think we can start with the lead sponsor I mean for the lead sponsor um to me there's there's really no downside and I'd love for somebody to may maybe making a counterargument to that but to me there there's no downside for the lead sponsor themselves right the people that are actually operating buying executing the business plan by them creating a level of Separation through the fund to funds model and not uh inviting other folks into their deal to raise Capital they're creating they're creating uh risk mitigation and dissipating liability for themselves right and they don't have to worry about bringing people into their business because it's a totally separate offering that the fund manager is going to be putting out there separate from the actual lead sponsors right and and uh another reason why the lead sponsors love it other than it's compliant creates that separation is it's way more uh efficient way more efficient when you're working with a capital partner and they're the ones that are pulling the fund to fund they might be bringing in five 10 15 20 investors into their fund to fund well uh they can coordinate that from a sales perspective and then also on the ongoing Administration right it's one line on their uh on their cap table right so instead of getting 15 smaller checks you're getting you're getting one big check and it's just way more efficient and way more safer is is Seth said too yeah and your your listeners are are very educated but just in case there a few out there that are wondering I mean the the fund of fund itself is just an LLC it's just a a group of investors it's a you know somebody managing that which is the fund manager and that LLC or that partnership however you want to structure it legally is actually just a passive investor for the lead sponsor it's just going to be a big aggregated passive investor for the lead sponsor so I just wanted to clarify that yeah and then let's talk about from so and there's also been some Evolution I hit on that word to start the conversation but before we were partnering or triest was partnering with this a couple handful of lead sponsors but there's been some Evolution so can we talk about how you guys have maybe handpicked and cherry-picked some of the top you know first and- class sponsors and how it worked kind of before and now the new product lines rolling out and how you know why fund managers are loving it and should even love it more moving forward absolutely yeah great great question and great points here so you know as you mentioned Craig when we were initially rolling this out uh it made sense for us to to cherry pick and go work with uh the lead sponsors with the best track record the best reputation and we're proud to say that you know Lone Star is one of our earliest lead sponsor partners and um and then since then uh really we had almost a requirement where you had to go through one of our our lead sponsor partners and there's good reason for it we'll we'll come back to that in a second but since if you're lead sponsor and looking to do this on different deals I'm sorry if you're a fund manager and looking to do a fun to fun on different deals working with different lead sponsors you can absolutely work with tribe best so and you think about the benefits of that right what you're what you're able to do is you can control your own brand right you you get to build your own um your your company you're building a business one deal at a time and from your Investor's perspective instead of them going to one investor portal and then you know going to another deal that has another investor uh portal they can actually all come to one portal uh as you're using tribe vest so um I want to again just point out that fund managers can now uh absolutely work directly with us they don't need a lead sponsor now I will tell you this think about the benefits though you do get when we are partnered with the lead sponsor and lonar is a perfect example of that right lonar has done the work to say look if you're a capital raiser you get these marketing resources right you get we we'll we'll put together a you know a deck that you can configure um we've thought through all the economic for you so if you're wondering how to communicate the terms and the returns you know lone Stars gone as far as adding it to their their underwriting spreadsheet so you can play with the numbers calculate it and that's a huge deal right and so all these things that a a lead sponsor partner of ours like lonar does just makes it so so much more seamless when we do engage with the funder manager right we don't have to go back and kind of figure out well what are the economics and and how are you you know doing uh you know commitments from your investors all those types of things so fund manager can absolutely come and work directly with us it's still way more smooth because we already have the offering docks ready we already have the calculator ready we already have marketing materials right all those things are reasons why by working with one of our lead sponsor Partners just makes the experience that much better for you and your investors yeah and just a little back and for a lot of people who may not be privy to this but if you are a capital allocator specifically that we're talking about in this situation who is looking to work with the loans or capital or a group similar to us your other sponsors there's just some groups that are just not really built or have the infrastructure in place to really streamline the funto fund process I.E and the underwriting model IE it already been kind of baked in there we've done this before some groups are kind of in Old way of doing things maybe they only do a couple deals a year that's totally fine I'm not saying that's a bad thing but they might have to create a funto fund breakdown economics setup for the double waterfall there where everyone gets paid out the investors get their returns that should be you know similar to what our investors get and then the fund manager needs to figure out his compensation for his basically part in the opportunity so we have that baked in and we've done this now enough times to know how this is going to look and actually as a matter of fact to go through that process even one step further before we even go to public or live with the opportunity to even start the capital raising those numbers are ironed out those numbers are in place you know what's going on it's not a scramble drill amongst everything else to get your partners going so on and so forth when you do partner and work with us which is a key benefit to do and solve for one of the most important uh places in the capital raising you know equation which is speed and time so we kind of shrink that time Gap versus other groups when do that or the other people that you work with which is highly crucial there are a lot more groups now that are tailored to the fund of fund but not every group is um so that's the exciting thing and then going back to now being partnered with a fund manager at at the fund manager level as much that's amazing for a multitude of things number one if you're a capital allocator fund manager we don't see who your investors are because as Travis alluded to it's one check going into our opportunity so you get the shield and Sheltering in that perspective in that equation there so that's number one number two is we're not going to create the other big problem in the business I would say which is Portal fatigue so it's not a big issue it's not the endl be all but you know if you're let's say a alt uh a big alternative investor guy right guy or gal person what's GNA end up happening let's say if you've got five to 10 sponsors you're probably going to have you know a bunch of different portals to go into but if you work with a couple of capital raisers who only use triest as your back office well that's immensely beneficial because you can just keep your accounts there so I just want to really highlight those two things and if you want to expand on that further please feel free to do so yeah I mean I'll jump in for sure I mean you know I've got to mention again compliance right like think about you know the fun to fun model where the fund manager is going to create their own business they're going to create their own entity that they're going to manage um that going to administrate and they're going to operate so by doing so yes there are more responsibilities you are running your own business you are taking accountability for you and your investors and your business but uh on the flip side of that is hey the old CP model you're getting into bed with all these other CPS that you don't even know I mean you may they may be an acquaintance off of social media or you might not even know who they are at all let alone the lead sponsor so if one of those folks does something wrong you guys are all in the same boat like you're not just taking care of yourself but you've got to worry about all the other people that you're in business with and if they do something wrong they're going to put your investment and your past investors um in a bad situation and let's get to the next idea which is some of the problems that some people have experienced with a fun of fund that I think you guys are really really Cutting Edge on to solve for them so let's just talk about maybe a couple of the problems which I think is you know the expense I think there's a lot of misnomers about how expensive it can be um and also what you kind of solve for it how you bundle and Pat package it together because if you're the typical person that's going to be very expensive but that's why we love you guys uh the administration burden and then also time so let's T let's just kind of break down those problems there how you see fit accordingly and uh we'll let you take it away again SE I'll let you jump in because you were saying you were just at a conference in uh think that uh maybe rais Masters conference in in San Diego and you the conversations you were having with fund managers once they kind of fully understood what we did and how we did it it really kind of uh popped for them so anyway I thought since that was fresh i' I'd ask you to to talk about it yeah I think people that have any kind of experience uh raising Capital under when they hear about all the things that we do and for the amount of money that we do it for they are absolutely blown away I think the problem that comes up is that it's a misunderstanding of what we do and what we are so a lot of folks that don't understand will put us in a category of just being an investor portal they'll be like hey triest is like cash flow portal or like syndication Pro or invest next or one of those and they just kind of lump Us in with them and we're like that's the smallest thing that we do the smallest thing that we do is the investor portal that's that's one of the services that we provide but we provide everything Soup To Nuts I mean from start to finish I mean it includes everything that you could possibly imagine I mean from getting your EI and letter to setting up your LLC to opening your business banking account to doing your legal documents and setting those up for signatures for your investors and actually onboarding your investors or hurting the cats I was going to say you actually get a account manager to help you on board your investors professionally and uh yeah you mentioned hurting cats that's maybe one of the things that we're the best in the world at is helping hurt cats yeah I think that's something definitely gets so much fun Craig knows about it all too well yeah lot a lot of work lot of uh reaching out to investors lot of questions on hey where how how do we fill out these form fields on these subscription documents right like where do we sign how do we fill this out what does this mean those things those they they take time they take effort um it's an administrative burden for you and your company and we take that off your hands and then we also Badger the passive investors till they actually send the wire right like a lot of times they get cold feet and you know we prompt them to to send the wire and actually finish their investment all the things that investor relations manager might do we handle that now there's there's some teamwork involved as well because they're your passive investors but um you know we do the heavy lifting on on that side and then even on the back end we are managing your cap table so we're setting that up for you on our dashboard and actually making distributions to your passive investors now you can log on to your dashboard if you want to and send them out manually when you want how you want and what amounts but if you want us to just take those over pursuant to the terms of your offering documents we'll handle that as well it's amazing and and the and the taxes yeah I think Craig tax can't forget the taxes yeah the taxes k1s again one K1 comes in from Lone Star uh we we of course at our core the banking and the cap table so we have the ownership percentage makes it easy for us to and our CPAs to create that K1 for each one of the members we distribute it they find it right in their uh document Management on their dashboard and uh literally two days after After we receive the K1 your investors have the K1 so think about that and I know everybody's going through tax season here yesterday was kind of a a big day uh but it it's um it's a it's amazing that it really speaks to the technology that we have that we can receive the K1 on behalf of the the deal and then create those k1s in two days and distribute them to to the members I was just going to make one last Point Craig you know I think if you think about what we do if you think about an Institutional level group or fund so I think the way fund managers can think about what we do is we really bring this institutional level uh setup legal Administration so think about a family office all the organization all the administration everything they need to have in place to operate well we bring that down to the individual level so you can have that institutional level Administration and setup as a you know a oneman business and therefore you can you can really build a business and a brand here's the thing one deal at a time you don't have to go invest tens of hundreds of thousands of dollars you can do this one deal at a time because try best is in the business of of helping you uh launch a capital raising business efficiently amazing so let's get into the next two components which is expense and time so let's talk about time and then we'll bring it home for the the of course the the elephant in the room which is what is this going to cost me so let's get into the time factor and how long it takes to set everything up from Soup To Nuts from Hey I want to work with the deal to you know funding and things of that nature Seth you want yeah yeah I'll jump in um timing wise you know we are industry leading in that in that as soon as you give us the basic information that you that we need for your fund of fund so you know just simple stuff like what do you want to call your LLC what do you want your preferred return to be what do you want your profit split to be those those things that you're going to make some decisions on as soon as you get those items to us which is in a simple form that we provide that you fill out and we walk you through that as well we can have your business banking account and your LLC set up in two days and we'll have you ready to raise Capital meaning we're going to have your legal setup we're gonna have your business bank account open all those things done within five business days so that's why you know it's we should emphasize what Travis said there that it's a deal based decision I mean you can come to us with a deal that's already that's already under contract that that maybe the lead sponsor is already raising for and say hey look I want to raise for this deal but I've only got a few weeks to go that that's plenty of time for us to to jump into action so it's really tough to do that with let's say you know if you came to me and I have my security attorney hat on i' would be like there's there's no way we we've got to get this going weeks before that like you've got to give us some setup time um with triest we've we've got it streamlined and efficient to the point where five business days you're raising Capital that's incredible and that's just really a big X Factor that should make everyone feel comfortable with the process because you know there's situations just like go out a sponsor level here where hey a capital raiser might have not been able to get an allocation to deal because of the commitments were there and guess what someone Falls up short well now as you know as a sponsor whatever dollar is not coming in you got to make up for that so it's kind of a a moving moving Target a kind of moving goal post in many respects so it's very nice that five days you're in you're out you're ready to go to the next that is awesome and then the next thought I have there is a capital allocator maybe you were late you're on vacation and there's this great deal that maybe your inbox is flooded and then one they you know peaked your interest and you could get the space into it well hey the deal could be live but you could have a five-day window to get your turntable going to raise Capital safely and compliantly um in within this structure and infrastructure yeah great great points again I'll just come back to the benefits of working with some of our our lead sponsor partners like Lone Star so you heard Seth say hey as soon as you have all these things in order and you push the tri the tribit button we spring into action and you're ready to go right well you do need to have certain things figured out before you hit that tribit button and again the nice thing of working with a a group like lonar amongst many other reasons is they have really ironed out the program the fun to fun program so if you're coming through them you already have those things figured out you hand them we get handed off or you get handed off to us and we're you're pushing that button and in five days you're ready to do onboard investors it's incredible that's amazing now the final thing what people have been waiting for what does this cost cuz you have to think for the amazing benefits and the amazing opportunity you get to raise in this time and environment this has to cost a fortune maybe there's a massive upfront cost you know I'm not going to get into names but some groups charge an arm and a leg to get things set up if you want to do the more Boutique bespoke route where you're doing everything yourself without a name brand in a sense of the the setup you've got to go through the painstaking process of finding a Seth and a Travis and a this and a that to get all your documents ready to go however it's pretty cost efficient and effective here so let's get into that I'll let Travis speak to our pricing at trivest but I do want to frame it with this when I worked in big law and you know massive Law Firm thousands of attorneys you would come to our law firm and want to put a fund of fund together or you know maybe even a more sophisticated fund but our prices started at $75,000 I think a lot of people out there in the industry are used to seeing kind of oh yeah maybe it costs like $115,000 maybe it cost $12,000 $225,000 on the top end when you get into the big leagues $75,000 to start and that's just your first drafts of your offering documents and then maybe one round of revisions and then we start charging you $1,000 doll plus an hour um to get across the finish line and that is just the legal by itself and guess what you may get there and then some could change a Nuance could happen and guess what you got to start it all over again and make further res revisions and have more billable hours to your incredible attorney like s uh these people make a lot of money okay so this is a incredible opportunity to be in a very nice spot here where it might be cheaper and to your point there about that dollar fee I'm hearing 25 Grand from certain Services I'm hearing 75k 50k to make it do it yourself and for some people that's great that's fine that fits into their budget but for I would say the most people that are doing this that probably makes it to a point where you're paying to raise capital and that's what we're looking to avoid and solve with try this so with that said Travis lead us away absolutely no what a great discussion and I teased Seth all all the time about his his industry it is it is it's the establishment right so we're disrupting The Establishment no doubt about it and uh so we just talked about what it would cost kind of going the more traditional routes well we're able to do everything that we just shared with you the setup the legal offering do uh the banking the uh helping of the onboarding setting up the cap table you know doing the servicing of the filing for you all that for $5,000 so literally say that one more time please $5,000 yes only $5,000 and here's the other thing right when we talk about having the economics of the fun to fund set up and again getting back to the benefits of working with loone star is they've they've figured out the terms and uh even added in all the expenses of tribe vest right so that $5,000 is actually included in those in the economics so it's you don't have to kind of add on additional uh cost it's all in there right and and you can do that with tri best because it's contained there's there's no creep of cost right and and I think it's also important to call out how we're able to do this is we have made a very firm box of what we're doing of course we've we've tailored it to these deals like to these deals so everything's in there that you need including the compliance includ you know everything we just talked about um but that's how we're able to do that this at scale and TurnKey and done for for you so it's $5,000 to set up now we could also talk about what's it cost to administer this over five five years six years right most of these business plans are five years before they're exiting you know working with an administrator an Administration uh you know administrator you're talking about $155,000 a year well with tri best it's $2,000 a year remember we're doing all your uh distributions for you your cap table management that includes your k1s your taxes so you know anybody that's done this before they're like it's more than $2,000 just to do the taxes every year right never mind you get the portal your investors have a a dashboard to see all their Investments and and set up their payout accounts and they get to see when their distributions are how many distributions they've had that's all there and and the distribution so anyway it's you know I think about we we mentioned right right place right time Craig and we've talked about all those things that kind of lined up for us but the industry has been trying to figure this out and we just like to think that we're a small part of it we're that technology that kind of was the major unlock that kind of opened up the floodgates if you will and um and now our job is to go out there and tell people that this exists like this tool in technology is available for you and you should build a business on it yeah I want to make some other kind of comments and points there so you hear right there so just to summarize that it's $5,000 takes five days and it's you know roughly $2,000 maybe a little bit more depending on the number of investors you have in the opportunity but all that's fine and dandy but if the product wasn't good that is where the problem is and it's sucks and I mean it sucks to spend money for something to not work well and people's experience that we've worked with have really liked the infrastructure of the product what it solves for because I think I'm someone personally that I am not afraid to spend a dollar I'm very good at spending money but I like to spend money in areas where it's actually worth the money and I've had very good reviews here from people who have of course used the product so I just want to share that right there and that's kind of been some of the burden with some of the other products out there as well you spend a lot of money for the technology to not be great I mean Travis has a background with tech so inherently having that there to have the infrastructure be supported by a good product is the difference between coming back and not coming back so I just want to tip the cap there to make it not only a good product but also have people come back to it but um it being cost efficient and effective as well and then the other time factor that I want to speak on is more from a sales perspective being someone that's been in sales by basically my entire career since I was 21 um almost a decade of sales in real estate specifically the last thing that I want to worry about and think about and do is uh had there be a burden of having you know to go through Administration stuff talking to an attorney doing this doing that doing everything that's not shaking hands and legitimately moving the conversation forward and funding dollars into the account and what tribe best solves for is a cost- effective route with good technology and done quickly where you don't have to think about any admin stuff I want to connect with people I want to talk with people I want to grow the relationships and raise the capital I do not want to deal with in the your view and the peripheral stuff and I'm sure you guys can appreciate that sentiment and also I've had people say similar things as well it means a ton to hear you say that of course that's we're building our business on fund managers coming back and building their business on our platform so um you know it's funny as as the founder and you know always improving and growing uh the the the the business and our solution We're Never Satisfied and um we always think we're disappointing in terms of the experience or and we can be doing this better and we can right and we will but when we get feedback and we we do net promoter scores and get the feedback back from the fund managers and we get you know seven plus you know would you recommend this to friends and family and would you come back and that's just a super high rating if anybody's familiar with it and um and we're we're we're proud of that but we are just getting started I mean we are just getting started so I think we nailed the fact that we bring a ton of value you know you're getting a good value uh but now we're going to really wow you and your investors that's our goal and uh we're going to keep pushing yeah so let's talk into maybe just the mission as the why you know why you guys are so passionate about this and want to create this product because you both are really smart guys you're very successful prior to this endeavor and Venture so you know why is this your mission and in your day to-day right now because you have the option of working so and doing really what you want to do so let's talk about that maybe man that's Travis that's you again buddy you're the you're the big picture guy bring it oh man no look I think Seth and I this is personal for both of us right um my brothers and I wanted to get into real estate we didn't come from a real estate family you didn't get it you know that education in in school and we did what you know we've been doing since the beginning which is you know you come together with your tribe when you need to figure something out and that's what we did and we we we started a a a tribe pulled our capital and started investing together and it changed our lives and it changed the trajectory of our of our family's Financial lives and um and that's why we're doing it um you know by doing this the fund managers right they're they're the they're the heroes in this movie the fund managers are the heroes in this movie that's how millions of investors are going to get access to these deals like the wealthy right we all know why we love real estate it it's it appreciates it cash flow there's tax advantages you you name it there's a reason why the wealthy invest in these private deals these private real estate deals well most people don't have access to it the conduit to getting into those deals are you are the fund managers are those Capital raisers we're just happy that we're providing a tool for them that makes it easy that makes it easy but as you can tell we're passionate about it Seth I mean he he was a capital Riser right Seth's done a lot he's an entrepreneur but he knows how hard it is to be a capital Riser and uh maybe you could talk a little bit about what what's motivating you s yeah I mean just quickly you know I took the the Bigger Pockets route so to speak you know read Rich Dad Poor Dad startlist to the Bigger Pockets podcast did a house hacked into a duplex and then started buying single family properties fixing flips and then started investing you're a grinder grinder just level by level by level right um started investing passively in deals when I became a little bit more sophisticated um and then I was like okay now what now I want to be on the active side and at that point I really wanted to switch over to not practicing law whatsoever I was like screw this I'm leaving Big law I'm not doing this anymore I'm only going to invest in real estate um but then kind of along the the Journey of becoming an active investor and a syndicator and capital Riser I realized that my highest and best use is actually still as a Securities attorney and I'm pretty good at it so I've kind of integrated that into my real estate business and and use that to um uh join join triest which is at the Forefront of I think perfect timing in this industry right like real estate and legal are two industries that just move extremely slow they're dinosaurs they don't want change and they're resistant to any kind of change right so we've got to as entrepreneurs even if we're fund managers or passive investors that are looking to um diversify our assets or lead sponsors we're the ones that have to propel this forward and say hey we've got technology now behind us we've got all these different tools and ways to do things we need to take advantage of that and at Tri bestest we're building that so like what we are today is going to be completely different than what we are in q1 2025 and Beyond we are we are constantly building taking in feedback from all of our stakeholders and and and looking to take over the market I love it well then let's just real quickly go back into this we've kind of touched on it but maybe just more specifically how you do work with everyone from lead sponsors fund managers and I know you're obviously always going to conferences and masterminds you're very accessible in many respects but let's just get into you know how you work with everyone once more just to maybe spoon feed everyone a little bit more information yeah absolutely so the lead sponsor uh we help them form their funto fun program right and that's a huge Advantage for them uh that they can offer a turnkey funto fund program to their Capital Partners their their Capital raisers their fund managers and we'll we'll actually sit down and talk about all the things that you need to do for that to be successful you know how are you going to work with the fund manager um economics we talked about that you got to build in the fun to fun economics into your underwriting you know uh how are you how are you going to give them access to the marketing tools those types of things and really the the blueprint is is um you know is Lone Star so lone Stars uh leading the way as they do in most things out there and have built just an awesome fun to fun program and that's why so many fun to fun managers are working with them but um you know that's how we work with the the uh the lead sponsors and we talked about all the benefits of that cool and then go ahead Seth on the are any questions there Craig no I think that that was really well said um kind of building out the blueprint that many people don't have and just how it works and pertains to us if you are a capital allocator you kind of have understanding of the deal functions and then there's a additional level there of of underwriting materials so you can raise Capital so you understand the ever important what's in it for me conversation you can assess your opportunity cost between us and other sponsor if you're looking at other deals and whatnot I'll tell you this right now I'll say it again and again again we under promise and overd deliver that's kind of the the Mantra that we try to have here like everything we're probably never going to show you the highest Returns on projections um we like to beat our deals up as much as possible prior to going live because it doesn't serve us nor you the investors to see what the best case scenario is um we try to make it as modest as possible with our assumptions so you know we have our infrastructure for what the deal looks like from an underwriting perspective what your theoretical compensation could look like so these are things are just very important to think about uh we want basically everyone to be at parody what do I mean by that well if you're a capital raiser looking to raise for our deals we want your investor returns and our investor returns to look very similar they're going to vary ever so slightly because there's a slight drag you know for the fees Associated to the deal what do I mean by that well there's the administration fees that could be about $2,000 so sometimes that by comes by way of affecting the cash on cash return minuscule from a couple you know basis points I would say roughly about the what looks like but you'll make it on the back end for the lift and raise of the deal there when the deal goes to sell so it's never going to be 100% similar because there are some you know technical nuances there but it is to be fair to everyone there and then you'll be getting you know a nice return on the deal that you raise for as well should there be profit split um above the preferred return so I just think that's a really important thing to hit on as to how that fundamentally works now let's get into Seth with you over there on fund managers yeah fund managers we kind of touched on it already but you know we' we've changed our business so we're ready to work with fund managers directly um you know you can reach out to us and have an exploratory call if you want but really when you have a deal or you have a lead sponsor that you're ready to to work with that's really when we can spring into action um make that introduction reach out to us make the introduction to the lead sponsor we can start going to work and again we can have you uh once we have the the information and and the things that we need from all the stakeholders we can have you up and running in five days and you know I'll just go ahead and talk about the passive investors too because they are really important maybe the most important I know a lot of those folks are are listening right now and just know that that's on our that's always on our road map to make the passive investors happy to make that user experience awesome and streamlined and um you know just just an awesome experience for that passive investor because ultimately that's who we're serving we're trying to reach the passive investors let them get their money moving and so they can uh create multiple streams of income and we want to make that experience awesome for them because if they're happy then the fund managers are happy and the lead sponsors are happy too yeah there's two things that this show is about it's about the for this particular episode two things it is the fund manager to be safely raising money in an everchanging business business and it is all about at the end of the day the investor the investor is the straw that stirs the drink they are the king of the beach so to speak they're the ones that this is all about for us to be able to give people who may not know that they can invest in those beautiful commercial real estate buildings that we drive by all the time you know it's sad to think that you know that's not in the hands of Main Street so to speak you know a $50,000 investment gives you access uh to that product type now I'm not saying that's where every dollar should be you should have money probably in the stock market maybe you should have some money in your primary residence maybe you don't believe that mattra but you should have also some money in these institutional grade ACC or assets and that's what we're delivering here and it's so fun to be in a conversation with you both because you guys really are creating and are the future so it's cool to be in in the moment to be having the conversation now but to be also progressing accordingly with with you all moving forward we just appreciate the partnership there's a reason why when we were cherry picking our initial lead sponsors that we we started to work with lonar and uh just you know couldn't couldn't tell you couldn't tell you how much we appreciate uh this partnership and and like you looking forward to what's to come in the future here yeah well with that said we could talk forever but we got to wrap it up at some point so let's do that now Travis and sth thank you so much for giving us so much of your time here being generous how can people reach out with you want to learn more with maybe partnering at a sponsor level investor level and or a uh fund manager level absolutely LinkedIn is always the best place to kind of find me and follow me let me know you you heard me on this show I'd love to connect with you and uh and then you can email me and we'll also have a link on the show notes Here If that's uh if that's uh okay yeah of course you can check out trib vest.com obviously and then for me you can find me all over any social media platform so feel free to reach out excellent well gentlemen thank you so much for your time today for those listening I hope you enjoyed this informative conversation about how the industry is moving and grooving and Ever Changing uh so we'll see you next week everyone have a great rest of your day peace Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=GVgT4GMrPPI&t=70s https://www.structuringandraising.com https://www.lscre.com/content/passive… https://www.lscre.com/resource/underw Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Rob Beardsley's Links: https://www.linkedin.com/in/rob-beardsley/ https://www.facebook.com/RobBeardsleyLSC/ https://www.lscre.com/team/rob-beardsley https://www.instagram.com/robbeardsley8/ https://www.facebook.com/RobertToddBeardsleyIII/ https://x.com/RobBeardsley3?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor https://www.tiktok.com/@robbeardsley3
Fyrsta umferðin fór af stað með látum á föstudagskvöld með Liverpool sigri á Bournemouth. Við Hreimur Örn Heimisson sem var gestur þáttarins fórum yfir þann leik ásamt öllu öðru sem gerðist í þessari fyrstu leikviku tímabilsins 2025/26. Top 3 á sínum stað ásamt rauða spjaldinu og svo er það nýr liður sem er fantasy pick umferðarinnar. Write to Vignir Már Eiðsson
Au début des années 2000, l'organisation État islamique n'en est encore qu'à ses prémices. L'idéologie salafo-djihadiste qui endeuillera la France 15 ans plus tard avec les attentats contre le journal Charlie Hebdo et ceux du 13 novembre en plein Paris, n'est pas encore connue du grand public. Elle commence pourtant à infuser au sein des familles françaises notamment au cœur du 19ème arrondissement de Paris. (Rediffusion) Des dizaines de jeunes se radicalisent, s'entraînent, se forment au maniement des armes et finissent par rejoindre l'Irak ou la Syrie pour mener le djihad. Ces futurs combattants de Daech, sont aussi des maris, des fils ou des frères et entraîneront parfois avec eux toute leur famille. Que se passe-t-il réellement dans l'intimité de ces foyers gangrenés par l'idéologie djihadiste ? Quelle place et quel rôle pour les femmes, sœurs ou mères de djihadistes ? Avec : • Magalie Serre, journaliste, réalisatrice de documentaires d'enquêtes. Co-autrice avec Fatma du livre Mon frère, le Djihad, Daech et moi (Seuil, 2025) • Fatma, survivante, sœur de Boubaker El Hakim considéré comme un «émir français» de Daech. Elle raconte son histoire dans le livre Mon frère, le Djihad, Daech et moi (Seuil, 2025), co-écrit avec Magalie Serre. En fin d'émission, la rubrique Mondoblog chez les voisins avec Inès Emprin. Le blogueur burundais Ferdinand Mbonihankuye est parti à la rencontre des communautés burundaises revigorées par l'exploitation des eaux souterraines. Lalatiana Rafidison enquête sur l'accès aux cantines scolaires dans son pays, Madagascar, et se demande comment améliorer cette situation. Le blogueur camerounais Séraphin Ebodé s'interroge sur le traitement réservé par la France à ses crimes coloniaux comme le massacre de Thiaroye. Cette émission est une rediffusion du 16 janvier 2025. Programmation musicale : ► Revolution - Helly Luv ► Tazidert – Bombino.
6. November 1996: Ist die Voyager in einem Zeitparadoxon, bei dem das 29. Jahrhundert platzt, die Henne oder das Ei? Aber egal, Janeway & Co. werden ins Jahr 1996 geschleudert – in die Jetztzeit der damaligen Erstausstrahlung zu Strandpromenade, Hosenanzug & Tech-Milliardär. Das Franchise feiert zehn Jahre "Star Trek IV: The Voyage Home" mit einer lupenreinen Hommage. Fortsetzung folgt übernächste Woche. In Deutschland: Vor dem Ende der Zukunft, Teil 1, ausgestrahlt am 19. Juni 1998.
Au début des années 2000, l'organisation État islamique n'en est encore qu'à ses prémices. L'idéologie salafo-djihadiste qui endeuillera la France 15 ans plus tard avec les attentats contre le journal Charlie Hebdo et ceux du 13 novembre en plein Paris, n'est pas encore connue du grand public. Elle commence pourtant à infuser au sein des familles françaises notamment au cœur du 19ème arrondissement de Paris. (Rediffusion) Des dizaines de jeunes se radicalisent, s'entraînent, se forment au maniement des armes et finissent par rejoindre l'Irak ou la Syrie pour mener le djihad. Ces futurs combattants de Daech, sont aussi des maris, des fils ou des frères et entraîneront parfois avec eux toute leur famille. Que se passe-t-il réellement dans l'intimité de ces foyers gangrenés par l'idéologie djihadiste ? Quelle place et quel rôle pour les femmes, sœurs ou mères de djihadistes ? Avec : • Magalie Serre, journaliste, réalisatrice de documentaires d'enquêtes. Co-autrice avec Fatma du livre Mon frère, le Djihad, Daech et moi (Seuil, 2025) • Fatma, survivante, sœur de Boubaker El Hakim considéré comme un «émir français» de Daech. Elle raconte son histoire dans le livre Mon frère, le Djihad, Daech et moi (Seuil, 2025), co-écrit avec Magalie Serre. En fin d'émission, la rubrique Mondoblog chez les voisins avec Inès Emprin. Le blogueur burundais Ferdinand Mbonihankuye est parti à la rencontre des communautés burundaises revigorées par l'exploitation des eaux souterraines. Lalatiana Rafidison enquête sur l'accès aux cantines scolaires dans son pays, Madagascar, et se demande comment améliorer cette situation. Le blogueur camerounais Séraphin Ebodé s'interroge sur le traitement réservé par la France à ses crimes coloniaux comme le massacre de Thiaroye. Cette émission est une rediffusion du 16 janvier 2025. Programmation musicale : ► Revolution - Helly Luv ► Tazidert – Bombino.
Cei mai umili și săraci ucenici ai lui Isus pot fi o binecuvântare pentru alții. Ei poate că nu consideră că fac cine știe ce bine special, dar influența lor, de care nu sunt conștienți, poate stârni valuri de binecuvântări, care se vor amplifica și se vor adânci, iar rezultatele binecuvântate nu vor fi cunoscute niciodată până la ziua răsplătirii finale.Citește acest devoțional și multe alte meditații biblice pe https://devotionale.ro#devotionale #devotionaleaudio
Vi svarer på flere lytterspørsmål. Kan akutte økninger i treningsmengde være den største årsaken til skader? Ei får blå lepper under styrketrening - hvorfor? En lytter fikk mørk urin og utmattelse i ukesvis etter fjelltur - er det farlig? Vi snakker også løst og ledig om Hyrox-planer, jerninfusjon og mer. .
Cei care privesc la Isus se pierd din vedere pe ei înșiși. Prin ochiul credinței, ei își îndreaptă privirea spre Cel care este nevăzut. Ei Îl văd pe Împărat în frumusețea Sa și țara care este atât de departe. Aceștia practică economia și dau dovadă de dreptate și neprihănire, își înăbușă sinele în loc de a-l înălța.Citește acest devoțional și multe alte meditații biblice pe https://devotionale.ro#devotionale #devotionaleaudio
Be A Better You Annual Challenge Day 227: Emotional Intelligence! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #emotion #emotionalhealth #emotionalintelligence #EI #elementsofEI
Do You Use EI To Supersize Your Business? Check in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #emotion #EI #emotionalintelligence
What's SHE Up To Now Day 2756? EI, Emotional Health, Supersize And Be A Better You! Drop in to get the real scoop--the good, the bad, the ugly, the truth (well my truth anyway). https://facebook.com/beme2thrive #beabetteryouannualchallenge #supersizebusiness #emotionalhealth #emotionalintelligence #EI #elementsofEI
This week we discussed Conor Mc Gregor petition, Mexico's Mandatory Biometrics, Ai & Ei, Chat GPT5, Healing Herbs, Norway Honest Shops and more Donations https://www.awakeningpodcast.org/support/ #awakening #brainfitness #Mexico About my Co-Host:Arnold Beekes Innovator, certified coach & trainer and generalist. First 20 years in technology and organizational leadership, then 20 years in psychology and personal leadership (all are crucial for innovation).============What we Discussed: 00:15 What the Picture on our Introduction Means01:52 What we will be discussing in this weeks Show03:20 How you can Help the Show04:20 The Show will go out Live on YouTube, Bitchute & Rumble05:09 The Government in the Netherland increasing VAT on Holidays07:14 Everything is an Attack on the family08:00 Conor Mc Gregors Petition to run as a Presidential Candidate11:30 Situation similar to Romania12:28 Japan's Child death emergency from the jabs14:55 Each Country new this was a Scam15:40 Mexico's Mandatory Biometrics18:48 Know Waht Mandatory Means20:10 China Control System21:00 US Employers Slashed 62,000 jobs in July23:20 Work on Your Brain Fitness24:35 Ai & Ei28:00 ChatGPT 5 just released31:00 No Work Life Balance34:50 How Corporations Abuse Staff35:40 Virtual Assistants or Services we offer36:10 Honey Never Expires38:10 Honesty Shops in Norway40:00 Helping People with Leftover Soap43:15 Healing Herbs44:30 Artifical Turf Dangers and Ban46:50 Arnold's own Personal Experience with Artifical Turf49:10 The Benfits of Walking50:50 Do Not Have an Excuse Mindset51:35 Water Electrolyzers Test and Dangers56:30 The Devices are Live and could Electrocute you 58:18 I spread Missing Information59:50 Being Present1:04:00 Tibetan Proverb ====================How to Contact Arnold Beekes: https://braingym.fitness/ https://www.linkedin.com/in/arnoldbeekes/===============Donations https://www.awakeningpodcast.org/support/ https://www.podpage.com/speaking-podcast/support/ ------------------All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/------------------
Master Emotional Intelligence for Agile SuccessAre you ready to elevate your PMP exam journey and master the mindset mantras for Agile and Hybrid success? In this video, we explore the transformative power of emotional intelligence (EI) in project management and its critical role in fostering collaboration, adaptability, and leadership in Agile environments. Emotional intelligence isn't just a buzzword—it's your secret weapon for navigating change, resolving conflicts, and driving team cohesion.Discover how understanding and managing emotions can help you overcome resistance to change, enhance communication, and align your projects with organizational goals. This session dives deep into supporting organizational change with a strategic approach, offering practical advice to tackle real-world challenges like stakeholder engagement, managing resistance, and creating a culture of open communication.Whether you're preparing for the PMP exam or looking to bridge knowledge gaps in Agile and Hybrid methodologies, this video provides actionable insights to help you succeed. Learn how to implement a comprehensive change management plan, assess organizational culture, and ensure successful project outcomes. With expert guidance and real-world examples, you'll gain the tools to transform your project management journey.Take the next step in mastering emotional intelligence and building your PMP success story. Visit pmp.pmradio.org for daily lessons, strategies, and resources to prepare for your certification. Ready for a deeper dive? Join our elite training programs at tinyurl.com/elitepmp and unlock the full potential of your career in project management. Your transformative journey starts here—let's conquer the PMP exam and beyond together!#projectmanagement #organizationalreadiness #changeimpactassessment #successfulchangeinitiativewithinanorganization #pmpCHAPTERS:00:00 - Intro01:23 - Emotional Intelligence Strategies04:10 - Final Exam Preparation Question10:15 - Effective Exam Prep Techniques11:24 - Summary and Final Thoughts
This is the lightly edited audio from a recent livestream episode we hosted with Nora Barrows-Friedman. Nora Barrows-Friedman is a staff writer and associate editor at The Electronic Intifada, and is the author of In Our Power: US Students Organize for Justice in Palestine (Just World Books, 2014). She hosts the Electronic Intifada (EI) Livestreams that we all watch on Thursdays at noon eastern time. In this discussion, we talk about some of Nora's background as a journalist, her work covering student organizing around Palestine, and her recent piece, "Israel abducted starving children at Gaza “aid” sites, then tortured them." Nora also shares some of EI's journalistic methodology covering a war that is so highly propagandized. We also get into some of the differences between "Israeli" media and US corporate media in terms of how they cover the acts of the Israeli military and government and the genocide and war crimes that have taken place in Palestine. And we talk about how merely comparing reporting from the two contexts tears their atrocity propaganda narratives to shreds. As many public officials, media personalities, and governments, who have facilitated and supported the genocide in Gaza shift their tone in recent days, we talk about what we think about this phenomenon. And we discuss concepts of accountability and justice as they relate to this horrific phase in human history. If you appreciate the work that we do, until August 29th we are offering 30% off the first month of a monthly subscription or 30% off the first year if you sign up for a yearly subscription at patreon.com/millennialsarekillingcapitalism. This discount is available for all tiers starting with $5 a month, use discount code: 06E4A. We hear from families in Gaza that prices have gone down a bit as some food has reached the markets in the last couple of days. There is a new tool called Lifeline4Gaza.com that some mutual aid organizers have put together that I wanted to share with folks as well. It allows people to find peer-to-peer authenticated campaigns from Gaza that have not received necessary support. At the top of the page will be campaigns who have received the least over the last 5 days. In a time where many families are in desperate need and where there is food available or purchase, a few dollars - and you sharing these campaigns - can make a critical difference for families in need.
Edu Oliveira e Thiago Theodoro comentam fofocas da internet, dos famosos e da audiência.No ar, toda segunda, quarta (apoiadores) e sexta.Seja um apoiador do podcast: https://orelo.cc/meconteumafofoca https://apoia.se/meconteumafofocapodcast Em caso de dúvidas, ou se precisar de ajuda do suporte, escreva para alo@orelo.ccConte sua fofoca pra gente: meconteumafofocapodcast@gmail.comEi, fofoqueira, conheça nossa lojinha: https://umapenca.com/meconteumafofoca/
Send me a Text Message!JULY 2025In this episode, I walk you through the next big step in my move to Portugal—the VFS appointment and how I got my D7 visa approved.I'll share exactly what the appointment was like, how I prepared, what documents I needed, and how long it took to get approved. Plus, I talk about the unexpected bonus I got with my visa—an AIMA appointment already scheduled for me, which is rare!If you're going through the Portugal D7 visa process or planning to move to Portugal, this episode gives you a realistic look at the steps, the waiting period, and some helpful tips from my experience.
Ad astra Travelers! Welcome to another episode of Tales of Teyvat: A Genshin Lore Podcast. This week we're joined by special guest, Beefy from the Shade Chamber Podcast! After making sure our guest has plenty of wine, our hosts discuss the Emblem of Severed Fate Artifact Set. This set, released early in the game, takes a deep dive into the intricate history of Inazuma and its infamous blanket friends. Our hosts will discuss the initial launch of the set, its domain, and who we have them on before deep diving into all the characters associated. We'll discuss Kitsune Saiguu, Sasayuri, Ei, and Makoto, and focus on Mikoshi Chiyo and her two sons. We'll also review the lore around the Yougou Three, Asase Hibiki, and the Mikage Furnace. Grab a notebook and a pen for this week's deep dive!Beefy and The Shade Chamber can be found on Spotify, Apple Podcasts, YouTube, and Twitter.https://open.spotify.com/show/2ZjFjDWnsnc7NX1hiwZeEQhttps://podcasts.apple.com/podcast/id1633908773?app=podcast&at=1000lHKX&ct=linktree_http&itscg=30200&itsct=lt_p&ls=1&mt=2https://www.youtube.com/@TheShadeChamberhttps://twitter.com/ShadeChamberPodVisit talesofteyvat.com to find a comprehensive lore sheet that provides visual aids and links to videos and important Genshin Impact Resources. Make sure to give us a follow on Twitter or Instagram to stay updated on all things Tales of Teyvat and let us know your thoughts on today's episode. Questions? Thoughts? Theories you have to share? Feel free to email us at talesofteyvatpod@gmail.com and let us know, we would love to hear from you!Tales of Teyvat has partnered with the Shade Chamber Podcast to create a Genshin Community on Discord for our listeners! We are so excited to chat Genshin Lore, Honkai Star Rail, and so much more with you! You can join our server at https://bit.ly/shadesofteyvat.
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