Tony Rinkenberger answers common healthcare questions in plain language. He does NOT answer clinical questions, he is not a doctor. Tony will be addressing questions about insurance, benefits, paying your healthcare bills, healthcare exchanges, etc. He welcomes your questions and feedback.
Key Concepts In Network Out of Network Deductible Copay Coinsurance Out of Pocket Maximum Lifetime Maximum The Affordable Care Act ensures health plans offered in the individual and small group markets, both inside and outside of the Health Insurance Marketplace, offer a comprehensive package of items and services, known as essential health benefits. Essential health […]
PPO – Preferred Provider Organization HMO – Health Maintence Organization Fee for Service Quality/Cost Tiers Narrow Network ACO – Accountable Care Organization
Premium Employer employee subsidy how it’s used by the insurance carrier loss ratio Plan type. Traditional. HDHP HSA HRA. FSA. standard Limited
Who am I? What Healthcare What is all about? Obtaining Insurance Benefits Open enrollment Special enrollment – Life Events: Adoption Foster care Birth of a child Marriage Gain of citizenship, national or lawfully present status Loss of health insurance coverage (not due to nonpayment of premium) Newly eligible or ineligible for tax credits or having a […]
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