Podcasts about traditional

In this episode of the Breakfast Leadership Show, Michael sits down with Mike Goldman to challenge the status quo of performance management. Traditional reviews often disengage employees and hinder organizational progress. Instead, Mike shares why leaders must focus on people growth as the true driver of profit. They dive into the concept of “high-performance math” — showing that investing in top performers yields the greatest returns. Too often, leaders spend energy on underperformers while high performers walk away due to toxic culture or poor management. Mike also introduces his simple talent management framework, designed to replace outdated annual reviews with ongoing coaching, accountability, and development. His insights, drawn from his latest book, stress the importance of making tough calls, avoiding mediocrity, and building an environment where employees actually look forward to work. A must-listen for leaders ready to transform how they grow and retain talent. https://StrengthOfTalent.com Podcast:  https://podcasts.apple.com/us/podcast/the-better-leadership-team-show/id1670173291 Website:  https://www.mike-goldman.com/ Instagram:  https://www.instagram.com/mikegoldmancoach LinkedIn:  https://www.linkedin.com/in/mgoldman10/

Today's Topics: 1, 2, 3, 4) Hugh Owen on his book release by the Kolbe Center for the Study of Creation: Loved, Lost and Found https://kolbecenter.org/product/loved-lost-and-found/

Maja Vujinovic stops by The Business Brew for a crypto discussion. Maja is CEO of FGNX, a D.A.T. The meat of this conversation is about Maja's experience in payments and how that led her to crypto. Maja then discusses Bitcoin and Ethereum's role in the modern financial system. Sponsorship InformationThank you to ⁠⁠Fiscal.ai⁠⁠ for sponsoring the show. DISCOUNT INFO: If you use the affiliate link ⁠⁠⁠fiscal.ai/brew⁠⁠⁠, you will automatically get 2 weeks of Fiscal Pro for Free and if you find that you want to upgrade, my link will get you 15% off any paid plans. About ⁠⁠Fiscal.ai⁠⁠⁠⁠Fiscal.ai⁠⁠ is the complete modern data terminal for global equities.The ⁠⁠Fiscal.ai⁠⁠ platform combines a powerful user experience with all the financial data capabilities that professional investors need. Users get up to 20 years of historical financials for all stocks globally that they can easily chart, compare, or export into their own models. And unlike legacy data terminals where it can take hours or even days, ⁠⁠Fiscal.ai⁠⁠'s data is updated within minutes of earnings reports. ⁠⁠Fiscal.ai⁠⁠ also tracks all the company-specific Segment & KPI data so you don't have to. Like to track Amazon's Cloud Revenue? They've got it.How about Spotify's premium subscribers? Or Google's quarterly paid clicks?They've got all of it.TakeawaysMaja Vujinovic has been in the crypto space since 2010.Mobile payments are crucial for developing markets.Bitcoin's peer-to-peer nature addresses remittance issues.Traditional banks often overlook developing markets.Ethereum serves as a financial layer, while Bitcoin is a reserve asset.Stablecoins are essential for programmable finance.Tokenization can unlock liquidity in illiquid assets.Government regulation is crucial for crypto's future.The cultural mindset in large corporations can hinder innovation.Tokenization can expand market access and reduce operational costs. Maja believes Bitcoin is being brought mainstream by companies like MicroStrategy.Treasury companies can provide exposure to crypto assets without direct ownership.Family offices are increasingly interested in holding crypto through equity in companies.Ethereum is seen as a bridge for traditional finance to enter the crypto space.The future of finance is digital, with a focus on AI and crypto integration.Scale in the crypto ecosystem allows for greater influence and capital attraction.Vujinovic emphasizes the importance of community in the success of cryptocurrencies.The younger generation is moving away from traditional assets like treasuries.AI and crypto are expected to evolve together, creating new opportunities.Shitcoins have a place in the market, driven by community engagement.

AI Assisted Coding: From Deterministic to AI-Driven—The New Paradigm of Software Development, With Markus Hjort In this BONUS episode, we dive deep into the emerging world of AI-assisted coding with Markus Hjort, CTO of Bitmagic. Markus shares his hands-on experience with what's being called "vibe coding" - a paradigm shift where developers work more like technical product owners, guiding AI agents to produce code while focusing on architecture, design patterns, and overall system quality. This conversation explores not just the tools, but the fundamental changes in how we approach software engineering as a team sport. Defining Vibecoding: More Than Just Autocomplete "I'm specifying the features by prompting, using different kinds of agentic tools. And the agent is producing the code. I will check how it works and glance at the code, but I'm a really technical product owner." Vibecoding represents a spectrum of AI-assisted development approaches. Markus positions himself between pure "vibecoding" (where developers don't look at code at all) and traditional coding. He produces about 90% of his code using AI tools, but maintains technical oversight by reviewing architectural patterns and design decisions. The key difference from traditional autocomplete tools is the shift from deterministic programming languages to non-deterministic natural language prompting, which requires an entirely different way of thinking about software development. The Paradigm Shift: When AI Changed Everything "It's a different paradigm! Looking back, it started with autocomplete where Copilot could implement simple functions. But the real change came with agentic coding tools like Cursor and Claude Code." Markus traces his journey through three distinct phases. First came GitHub Copilot's autocomplete features for simple functions - helpful but limited. Next, ChatGPT enabled discussing architectural problems and getting code suggestions for unfamiliar technologies. The breakthrough arrived with agentic tools like Cursor and Claude Code that can autonomously implement entire features. This progression mirrors the historical shift from assembly to high-level languages, but with a crucial difference: the move from deterministic to non-deterministic communication with machines. Where Vibecoding Works Best: Knowing Your Risks "I move between different levels as I go through different tasks. In areas like CSS styling where I'm not very professional, I trust the AI more. But in core architecture where quality matters most, I look more thoroughly." Vibecoding effectiveness varies dramatically by context. Markus applies different levels of scrutiny based on his expertise and the criticality of the code. For frontend work and styling where he has less expertise, he relies more heavily on AI output and visual verification. For backend architecture and core system components, he maintains closer oversight. This risk-aware approach is essential for startup environments where developers must wear multiple hats. The beauty of this flexibility is that AI enables developers to contribute meaningfully across domains while maintaining appropriate caution in critical areas. Teaching Your Tools: Making AI-Assisted Coding Work "You first teach your tool to do the things you value. Setting system prompts with information about patterns you want, testing approaches you prefer, and integration methods you use." Success with AI-assisted coding requires intentional configuration and practice. Key strategies include: System prompts: Configure tools with your preferred patterns, testing approaches, and architectural decisions Context management: Watch context length carefully; when the AI starts making mistakes, reset the conversation Checkpoint discipline: Commit working code frequently to Git - at least every 30 minutes, ideally after every small working feature Dual AI strategy: Use ChatGPT or Claude for architectural discussions, then bring those ideas to coding tools for implementation Iteration limits: Stop and reassess after roughly 5 failed iterations rather than letting AI continue indefinitely Small steps: Split features into minimal increments and commit each piece separately In this segment we refer to the episode with Alan Cyment on AI Assisted Coding, and the Pachinko coding anti-pattern.  Team Dynamics: Bigger Chunks and Faster Coordination "The speed changes a lot of things. If everything goes well, you can produce so much more stuff. So you have to have bigger tasks. Coordination changes - we need bigger chunks because of how much faster coding is." AI-assisted coding fundamentally reshapes team workflows. The dramatic increase in coding speed means developers need larger, more substantial tasks to maintain flow and maximize productivity. Traditional approaches of splitting stories into tiny tasks become counterproductive when implementation speed increases 5-10x. This shift impacts planning, requiring teams to think in terms of complete features rather than granular technical tasks. The coordination challenge becomes managing handoffs and integration points when individuals can ship significant functionality in hours rather than days. The Non-Deterministic Challenge: A New Grammar "When you're moving from low-level language to higher-level language, they are still deterministic. But now with LLMs, it's not deterministic. This changes how we have to think about coding completely." The shift to natural language prompting introduces fundamental uncertainty absent from traditional programming. Unlike the progression from assembly to C to Python - all deterministic - working with LLMs means accepting probabilistic outputs. This requires developers to adopt new mental models: thinking in terms of guidance rather than precise instructions, maintaining checkpoints for rollback, and developing intuition for when AI is "hallucinating" versus producing valid solutions. Some developers struggle with this loss of control, while others find liberation in focusing on what to build rather than how to build it. Code Reviews and Testing: What Changes? "With AI, I spend more time on the actual product doing exploratory testing. The AI is doing the coding, so I can focus on whether it works as intended rather than syntax and patterns." Traditional code review loses relevance when AI generates syntactically correct, pattern-compliant code. The focus shifts to testing actual functionality and user experience. Markus emphasizes: Manual exploratory testing becomes more important as developers can't rely on having written and understood every line Test discipline is critical - AI can write tests that always pass (assert true), so verification is essential Test-first approach helps ensure tests actually verify behavior rather than just existing Periodic test validation: Randomly modify test outputs to verify they fail when they should Loosening review processes to avoid bottlenecks when code generation accelerates dramatically Anti-Patterns and Pitfalls to Avoid Several common mistakes emerge when developers start with AI-assisted coding: Continuing too long: When AI makes 5+ iterations without progress, stop and reset rather than letting it spiral Skipping commits: Without frequent Git checkpoints, recovery from AI mistakes becomes extremely difficult Over-reliance without verification: Trusting AI-generated tests without confirming they actually test something meaningful Ignoring context limits: Continuing to add context until the AI becomes confused and produces poor results Maintaining traditional task sizes: Splitting work too granularly when AI enables completing larger chunks Forgetting exploration: Reading about tools rather than experimenting hands-on with your own projects The Future: Autonomous Agents and Automatic Testing "I hope that these LLMs will become larger context windows and smarter. Tools like Replit are pushing boundaries - they can potentially do automatic testing and verification for you." Markus sees rapid evolution toward more autonomous development agents. Current trends include: Expanded context windows enabling AI to understand entire codebases without manual context curation Automatic testing generation where AI not only writes code but also creates and runs comprehensive test suites Self-verification loops where agents test their own work and iterate without human intervention Design-to-implementation pipelines where UI mockups directly generate working code Agentic tools that can break down complex features autonomously and implement them incrementally The key insight: we're moving from "AI helps me code" to "AI codes while I guide and verify" - a fundamental shift in the developer's role from implementer to architect and quality assurance. Getting Started: Experiment and Learn by Doing "I haven't found a single resource that covers everything. My recommendation is to try Claude Code or Cursor yourself with your own small projects. You don't know the experience until you try it." Rather than pointing to comprehensive guides (which don't yet exist for this rapidly evolving field), Markus advocates hands-on experimentation. Start with personal projects where stakes are low. Try multiple tools to understand their strengths. Build intuition through practice rather than theory. The field changes so rapidly that reading about tools quickly becomes outdated - but developing the mindset and practices for working with AI assistance provides durable value regardless of which specific tools dominate in the future. About Markus Hjort Markus is Co-founder and CTO of Bitmagic, and has over 20 years of software development expertise. Starting with Commodore 64 game programming, his career spans gaming, fintech, and more. As a programmer, consultant, agile coach, and leader, Markus has successfully guided numerous tech startups from concept to launch. You can connect with Markus Hjort on LinkedIn.

Don and Tom kick off this episode with a satirical bang—mocking the apocalyptic tone of a MarketWatch article about the “Fourth Turning,” a cyclical doom prophecy claiming America faces a cataclysmic reset every 80–100 years. Citing wars, depressions, and now AI, wealth taxes, and the fall of the dollar, the hosts break down the fatalistic tone, expose the fear-marketing behind it, and reassure listeners that, historically, markets have recovered—and rewarded long-term investors. 0:04 Faux alien warning: the Fourth Turning economic apocalypse is coming 1:16 Dissecting the MarketWatch article and the “Fourth Turning” theory 2:26 Peak catastrophe by 2030? AI job loss, collapsing dollar, wealth taxes 3:38 Don asks: what is this guy selling? Spoiler: $100M wealth club 6:01 $180k to join R360—clearly not for the average listener 6:33 Don's “financial flinch reflex” PSA spoof (ad) 7:41 Tom: “We love being scared”—AI panic and deepfake video fears 9:07 Caller Sue (68): Ready to retire with $820k and SS? Don says yes 13:05 Sue's next step: get a fiduciary checkup, maybe run Monte Carlo 14:10 Tom runs one: 50th percentile = she hits zero at 98 15:32 Flexible withdrawal rates might work better than rigid 4% 16:34 Listener voicemail: Should we switch from Roth to Traditional now? 18:16 DT's Roth vs. traditional strategy: save taxes while you can 20:14 WSJ article on taxes and stock gains—do ETFs instead 21:25 Tax basics for investors: capital gains rates and efficiency 23:26 Mad Men nostalgia and mid-century tax rates 25:15 TV detour: Bewitched vs. I Dream of Jeannie vs. Outlander 27:10 Back to calls: Theodore asks about 403(b) options in Burlington 29:10 Don explodes: garbage annuity vendors dominate the plan 31:01 Aspire is the only halfway-decent vendor… if you avoid their advisors 33:54 Don tells how an Albuquerque teacher got Vanguard into their plan 35:44 Aspire hack: use FundSource for no-load mutual funds 36:14 Caller Steve: hold 20 stocks or sell and rebalance? 37:53 Tom: hybrid approach. Don: depends on need. Watch tax bracket Learn more about your ad choices. Visit megaphone.fm/adchoices

In this podcast episode, Stephen Martin delves into the complexities of dyslexia, emphasizing that it goes beyond mere reading difficulties. He discusses how dyslexia affects comprehension, memory, and communication in both professional and personal settings. The conversation highlights the need for a shift in understanding dyslexia, moving away from traditional educational measures that focus solely on reading skills. Stephen also shares strategies for improving comprehension and encourages listeners to be kind to themselves as they navigate the challenges of dyslexia.TakeawaysDyslexia is not just about mixing up letters.Comprehension is often a bigger challenge than reading.Dyslexics may read accurately but struggle to understand.Processing language can feel like a different operating system.Dyslexia affects memory and concentration.Miscommunication can lead to workplace errors.Dyslexia impacts personal relationships and emotional understanding.Traditional education often misunderstands dyslexia.It's important to recognize the unique processing of dyslexic brains.Tools and strategies can help improve comprehension. Dyslexia, comprehension, language processing, education, communication, challenges, strategies, understanding, workplace, relationships,ADHD, adults with dyslexia, support for adults.Join the clubrightbrainresetters.comGet 20% off your first orderhttps://addednutrition.comIf you want to find out more visit:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠truthaboutdyslexia.com⁠Join our Facebook Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/groups/adultdyslexia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Sponsored by Fidei Email:https://www.fidei.emailSources:https://www.returntotradition.orgorhttps://substack.com/@returntotradition1Contact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+#popeleoXIV #catholicism #catholicchurch #catholicprophecy#infiltration

Sponsored by Fidei Email:https://www.fidei.emailSources:https://www.returntotradition.orgorhttps://substack.com/@returntotradition1Contact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+#popeleoXIV #catholicism #catholicchurch #catholicprophecy#infiltration

There's scaling advice, and then there's feminist scaling advice. And here's the truth: these two things are actually quite different.   If you've ever received business advice that felt off, like it wasn't accounting for your full experience as a woman leader, there's a reason for that. In this week's episode, Eleanor is pulling back the curtain on why traditional scaling advice often falls short for women entrepreneurs, and what we really need to consider when building scalable businesses.   Listen in this week to learn why gender matters deeply in scaling advice. As someone who has mentored over 750 women leaders, Eleanor has seen firsthand how transformative the right kind of scaling advice can be. If you're ready to scale without sacrificing yourself in the process, this episode is for you.   Get full show notes and more information here: https://safimedia.co/WO70

Join an active community of RE investors here: https://linktr.ee/gabepetersenREVOLUTIONARY REAL ESTATE LIQUIDITY SOLUTION

AI Assisted Coding: Beyond AI Code Assistants: How Moldable Development Answers Questions AI Can't With Tudor Girba In this BONUS episode, we explore Moldable Development with Tudor Girba, CEO of feenk.com and creator of the Glamorous Toolkit. We dive into why developers spend over 50% of their time reading code—not because they want to, but because they lack the answers they need. Tudor shares how building contextual tools can transform software development, making systems truly understandable and enabling decisions at the speed of thought. The Hidden System: A Telco's Three-Year Quest "They had a system consisting of five boxes, but they could only enumerate four. If this is your level of awareness about what is reality around you, you have almost no chance of systematically affecting that reality." Tudor opens with a striking case study from a telecommunications company that spent three years and hundreds of person-years trying to optimize a data pipeline. Despite massive effort and executive mandate, the pipeline still took exactly one day to process data—no improvement whatsoever. When Tudor's team investigated, they asked for an architecture diagram. The team drew four boxes representing their system. But when Tudor's team started building tools to mirror this architecture back from the actual code, they discovered something shocking: there was an entire fifth system between the first and second boxes that nobody knew existed. This missing system was likely the bottleneck they'd been trying to optimize for three years. Why Reading Code Doesn't Scale "Developers spend more than 50% of their time reading code. The problem is that our systems are typically larger than anyone can read, and by the time you finish reading, the system has already changed many times." The real issue isn't the time spent reading—it's that reading is the most manual, least scalable way to extract information from systems. When developers read code, they're actually trying to answer questions so they can make decisions. But a 250,000-line system would take one person-month to read at high speed, and the system changes constantly during that time. This means everything you learned yesterday becomes merely a hypothesis, not a reliable answer. The fundamental problem is that we cannot perceive anything in a software system except through tools, yet we've never made how we read code an explicit, optimizable activity. The Context Problem: Why Generic Tools Fail "Software is highly contextual, which means we can predict classes of problems people will have, but we cannot predict specific problems people will have." Tudor draws a powerful parallel with testing. Nobody downloads unit tests from the web and applies them to their system—that would be absurd. Instead, we download test frameworks and build tests contextually for our specific system, encoding what's valuable about our particular business logic. Yet for almost everything else in software development, we download generic tools and expect them to work. This is why teams have tens of thousands of static analysis warnings they ignore, while a single failing test stops deployment. The test encodes contextual value; the generic warning doesn't. Moldable Development extends this principle: every question about your system should be answered by a contextual tool you build for that specific question. Tools That Mirror Your Mental Model "Whatever you draw on the whiteboard—that's your mental model. But as soon as the system exists, we want the system to mirror you back that thing. We make it the job of the system to show our mental model back to us." When someone draws an architecture diagram on a whiteboard, they're not documenting the system—they're documenting their beliefs about the system. The diagram represents wishes when drawn before the system exists, but beliefs when drawn after. Moldable Development flips this: instead of humans reading code and creating approximations, the system itself generates the visualization directly from the actual code. This eliminates the layers of belief and inference. Whether you're looking at high-level architecture, data lineage across multiple technologies, performance bottlenecks, or business domain structure, you build small tools that extract and present exactly the information you need from the system as it actually is. The Test-Driven Development Parallel "Testing was a way to find some kind of class of answers. But there are many other questions we have, and the question is: is there a systematic way to approach arbitrary questions?" Tudor explains that Moldable Development applies test-driven development principles to all forms of system understanding. Just as we write tests after we understand the functionality we need, we build visualization and analysis tools after we understand the questions we need answered. Both approaches share key characteristics: they're built contextually for the specific system, created by developers during development, and composed of many small tools that collectively model the system. The difference is that TDD focuses on functional decomposition and known expectations, while Moldable Development addresses architecture, security, domain structure, performance, and any other perspective where functional tests aren't the most useful decomposition. From Thousands of Features to Thousands of Tools "In my development environment, I don't have features. I have thousands of tools that coexist. Development environments should be focused not on what exists out of the box, but on how quickly you can create a contextual tool." Traditional development environments offer dozens of features—buttons, plugins, generic views. But Moldable Development environments contain thousands of micro-tools, each answering a specific question about a specific system. The key is making these tools composable and fast to create. Rather than building monolithic tools that try to handle every scenario, you build small inspectors that show one perspective on one object or concept. These inspectors chain together naturally as you drill down from high-level questions to detailed investigations. You might have one inspector showing test failures grouped by exception type, another showing PDF document comparisons, another showing cluster performance, and another showing memory usage—all coexisting and available when needed. The Real Bottleneck To Learning A System: Time to the Next Question "Once you do this, you will see that the interesting bottleneck is in the time to the next interesting question. This is by far the most interesting place to be spending energy." When you commoditize access to answers through contextual tools, something remarkable happens: the bottleneck shifts from getting answers to asking better questions. Right now, because answers come so slowly through manual reading and analysis, we rarely exercise the skill of formulating good questions. We make decisions based on gut feelings and incomplete data because we can't afford to dig deeper. But when answers arrive at the speed of thought, you can explore, follow hunches, test hypotheses, and develop genuine insight. The conversation between person and system becomes fluid, enabling decision-making based on actual evidence rather than belief. Moldable Development in Practice: The Lifeware Case "They are investing in software engineering as their competitive advantage. They have 150,000 tests that would take 10 days to run on a single machine, but they run them in 16 minutes distributed across AWS." Tudor shares a powerful case study of Lifeware, a life insurance software company that was featured in Kent Beck's "Test-Driven Development by Example" in 2002 with 4,000 tests. Today they have 150,000 tests and have fully adopted Moldable Development as their core practice. Their business model is remarkable: they take data from insurance companies, throw away the old systems, and reverse-engineer new systems by TDD-ing the business—replaying history to produce pixel-identical documents. They've deployed Glamorous Toolkit as their sole development environment across 100+ developers. Their approach demonstrates that Moldable Development isn't just a research concept but a practical competitive advantage that scales to large teams and complex systems. Why AI Doesn't Solve This Problem "When you ask AI, you will get exactly the same kind of answers. The answer comes quickly, but you will not know whether this is accurate, whether this represents the whole thing, and you definitely do not have an explanation as to why the answer is the way it is." In the age of AI code assistants, it might seem like language models could solve the problem of understanding systems. But Tudor explains why they can't. When you ask an AI about your architecture, you get an opinion—fast but unverifiable. Just like asking a developer to draw the architecture on a whiteboard, you receive filtered information without knowing if it's complete or accurate. Moldable Development, by contrast, extracts answers deterministically from the actual system. Software systems have almost no ambiguity in meaning—they're mathematical, not linguistic. We don't need probabilistic interpretation of source code; we need precise extraction and presentation. The tools you build give you not just answers but explanations of how those answers were derived from the actual system state. Scaling Through Language, Not Features "You need a new kind of development environment where the goal is to create tools much quicker. You need some sort of language in which to express development environments." The technical challenge of Moldable Development is enabling thousands of tools to coexist productively. This requires a fundamentally different approach to development environments. Instead of adding features—buttons and menu items that quickly become overwhelming—you need a language for expressing tools and a system for composing them. Glamorous Toolkit demonstrates this through its inspector architecture, where any object can define custom views that appear contextually. These views compose naturally as you navigate through your investigation, reusing earlier perspectives while adding new ones. The environment becomes a medium for tool creation, not just a collection of pre-built features. Making the Invisible Visible "We cannot perceive anything in a software system except through a tool. If that's so important, then the ability to control that shape is probably kind of important too." Software has no inherent shape—it's just data. Every perception we have of it comes through some tool that renders it into a form we can reason about. This means tools aren't nice-to-have accessories; they're fundamental to our ability to work with software at all. The text editor showing code is a tool. The debugger showing variables is a tool. But these are generic tools built once and reused everywhere, which means they show generic perspectives. What if we could control the shape of our software as easily as we write it? What if the system could show us exactly the view we need for exactly the question we have? That's the promise of Moldable Development. About Tudor Girba Tudor Girba is CEO of feenk.com and creator of Moldable Development. He leads the team behind Glamorous Toolkit, a novel IDE that helps developers make sense of complex systems. His work focuses on transforming how teams understand, navigate, and modernize legacy software through custom, insightful tools. Tudor and Simon Wardley are writing a book about Moldable Development which you can get at: https://moldabledevelopment.com/, and read more about in this Medium article. You can link with Tudor Girba on LinkedIn.

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Takeaway Chinese, we'll explore the traditions that make the Mid-Autumn Festival so special—from the stories and flavors of mooncakes to the warmth of family reunions under the full moon. You'll also pick up festive phrases and expressions to brighten your journey of Chinese learning. On the show: Niu Honglin & Steve. (09:45) Traditional vs. modern mooncakes (20:38) Festival activities and celebrations

Boundaries aren't walls to keep people out - they're your foundation for freedom, and most people get this completely wrong. Growing up in chaos teaches your nervous system that disappointing someone equals death, making you a gold medal people pleaser who manages everyone else's emotions while ignoring your own. Traditional boundary advice like "just say no" fails because it treats complex trauma responses like simple choices. Real boundary work starts with internal boundaries - learning to sit with discomfort instead of people-pleasing your way out, recognizing when you abandon yourself, and understanding that your anxiety might be your soul screaming for you to stop treating yourself like nothing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Season 4, Episode 4: Jack Stone and Alex Gornik sit down with Brian Pieracci, Head of North American Private Real Estate Equity at Heitman, to examine why alternatives are reshaping commercial real estate portfolios and outperforming traditional core assets. Brian shares how Heitman pioneered allocations towards self-storage, medical offices, senior housing, and single-family rentals. He breaks down what drives demand in these sectors, the challenge facing office real estate, and how institutional investors are changing their strategies in response. Brian also explains Heitman's global approach to alternative assets and the importance of diversification in today's market. TOPICS 00:00 Meet Brian Pieracci 05:15 Early bets on alternatives 13:00 Office real estate vs alternatives 21:40 Self-storage and senior housing 29:30 Strategies for global expansion into alternative sectors 37:00 Balancing core, value-add, and alternative assets 44:30 What institutional investors demand from alternative investments 52:10 The future of CRE beyond the office Shoutout to our sponsor, InvestNext. One platform to raise and manage capital for real estate investment. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Traditional service featuring our NPC Chancel Choir and one-of-a-kind authentic organ.

In this episode of The CPA MOMS Podcast, Nicole Kehl and Mayumi Young introduce a framework that every CPA mom should know: the Four F's — Financial, Fitness, Firm, and Family. Mayumi walks listeners through a reflective self-assessment to help identify which areas of life are thriving and which may need attention. Whether you're building a business or balancing motherhood, this episode invites you to define success on your own terms and take the first step toward holistic growth. Enjoyed this episode? Join a network of like-minded women at http://cpamoms.com/start and get the support you need to build the practice you want.

Pastor Klinkenberg delivers the message in the Sanctuary.

In today's episode, I sit down with Francesca Canzano-Franklin: wellness entrepreneur, spa consultant, and founder of Philosophia Botanica. With over 25 years of experience rooted in Traditional Chinese Medicine, Francesca brings a refreshing perspective to how we navigate wellness in the modern world.We talk about where the wellness industry is headed, how ancient philosophies like TCM can help us make sense of today's fast-paced lifestyles, and what it really takes to bring ourselves back into balance. Francesca shares why she believes in a “less is more” approach, and how reconnecting with traditional practices can actually make wellness more accessible and approachable in our daily lives.This conversation is equal parts industry insight and practical wisdom and I think you'll come away with a new lens on how simple shifts can lead to deeper wellbeing.Find out more about Francesca: Philosophia Botanica Website

Congratulations! You've detoxed your mind, body, and emotions, achieving a remarkable level of clarity. Today is about solidifying your efforts and creating a clear blueprint for sustained, low-stress living. We'll review the week's lessons to ensure you walk away with an unbreakable, lifelong stress shield. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 7 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

Watch the YouTube version of this episode HEREAre you in the legal space but also looking to utilize AI more? In this episode of The Guild Live Show, Tyson explores the latest in AI and digital marketing. He reviews Perplexity's new AI email assistant, shares insights from a Bloomberg article on Mr. Beast's business finances, and highlights a customer journey infographic by Chase Diamond. AI can be used for many systems and processes within law firms. Tyson shares the benefits of Perplexity's new AI email assistant. This AI tool can manage your emails, schedule your meetings and can draft emails. Additional features include categorizing your emails into different buckets and utilizing labels so that you can see what priority items require attention. It is truly an incredible tool that can make any attorney's life so much easier. Tyson talks about AI-driven personalization in marketing. AI can be used to create unique and personalized digital marketing campaigns. It can also enhance precision and campaign effectiveness through data driven insights. Individuals in the space can use it to know how their campaigns are performing across a network of micro influencers, through tracking key metrics and engagement rates. If a particular type of content is performing exceptionally well with a specific audience segment, AI can recommend allocating more resources to similar content.Listen in to learn more!1:09 Discussion of Perplexity's new AI email assistant6:45 Analysis of Mr. Beast's business model14:44 Exploration of AI-driven personalization in marketing 20:01 Influencer marketing versus traditional advertising25:22 The importance of transparency for modern influencersTune in to today's episode and checkout the full show notes here. 

What happens when your child's diagnosis doesn't just change your daily routine, it changes your entire business model? In this episode of Parents Who Think, Danusia Malina-Derben talks with psychologist and executive coach Jessica Chivers about how motherhood redefines ambition, and reshapes working life in ways no corporate handbook prepares you for. Jessica opens up about navigating exclusions, assessments, and school meetings while building a business, and how that tension has led her to become even more ambitious. They discuss the myth that self-employment is the golden ticket for mothers, the grief of an underdeveloped self, and the underestimated power of honesty in leadership. This is a vital conversation for anyone balancing strategy decks with school runs, or wondering if the entrepreneurial dream is actually a backup plan gone wrong. Listen in, and feel seen. Discover more from us: • Join PWT community on Substack • Follow us on Instagram • Connect with Danusia • Leave us a review on Apple Podcasts • Advertising Inquiries here   Credits: • Hosted by Danusia Malina-Derben • Edited, Mixed + Mastered by Marie Cruz • Cover art by Anthony Oram  

Dr. Ilia Shumailov - Former DeepMind AI Security Researcher, now building security tools for AI agentsEver wondered what happens when AI agents start talking to each other—or worse, when they start breaking things? Ilia Shumailov spent years at DeepMind thinking about exactly these problems, and he's here to explain why securing AI is way harder than you think.**SPONSOR MESSAGES**—Check out notebooklm for your research project, it's really powerfulhttps://notebooklm.google.com/—Take the Prolific human data survey - https://www.prolific.com/humandatasurvey?utm_source=mlst and be the first to see the results and benchmark their practices against the wider community!—cyber•Fund https://cyber.fund/?utm_source=mlst is a founder-led investment firm accelerating the cybernetic economyOct SF conference - https://dagihouse.com/?utm_source=mlst - Joscha Bach keynoting(!) + OAI, Anthropic, NVDA,++Hiring a SF VC Principal: https://talent.cyber.fund/companies/cyber-fund-2/jobs/57674170-ai-investment-principal#content?utm_source=mlstSubmit investment deck: https://cyber.fund/contact?utm_source=mlst— We're racing toward a world where AI agents will handle our emails, manage our finances, and interact with sensitive data 24/7. But there is a problem. These agents are nothing like human employees. They never sleep, they can touch every endpoint in your system simultaneously, and they can generate sophisticated hacking tools in seconds. Traditional security measures designed for humans simply won't work.Dr. Ilia Shumailovhttps://x.com/iliaishackedhttps://iliaishacked.github.io/https://sequrity.ai/TRANSCRIPT:https://app.rescript.info/public/share/dVGsk8dz9_V0J7xMlwguByBq1HXRD6i4uC5z5r7EVGMTOC:00:00:00 - Introduction & Trusted Third Parties via ML00:03:45 - Background & Career Journey00:06:42 - Safety vs Security Distinction00:09:45 - Prompt Injection & Model Capability00:13:00 - Agents as Worst-Case Adversaries00:15:45 - Personal AI & CAML System Defense00:19:30 - Agents vs Humans: Threat Modeling00:22:30 - Calculator Analogy & Agent Behavior00:25:00 - IMO Math Solutions & Agent Thinking00:28:15 - Diffusion of Responsibility & Insider Threats00:31:00 - Open Source Security Concerns00:34:45 - Supply Chain Attacks & Trust Issues00:39:45 - Architectural Backdoors00:44:00 - Academic Incentives & Defense Work00:48:30 - Semantic Censorship & Halting Problem00:52:00 - Model Collapse: Theory & Criticism00:59:30 - Career Advice & Ross Anderson TributeREFS:Lessons from Defending Gemini Against Indirect Prompt Injectionshttps://arxiv.org/abs/2505.14534Defeating Prompt Injections by Design. Debenedetti, E., Shumailov, I., Fan, T., Hayes, J., Carlini, N., Fabian, D., Kern, C., Shi, C., Terzis, A., & Tramèr, F. https://arxiv.org/pdf/2503.18813Agentic Misalignment: How LLMs could be insider threatshttps://www.anthropic.com/research/agentic-misalignmentSTOP ANTHROPOMORPHIZING INTERMEDIATE TOKENS AS REASONING/THINKING TRACES!Subbarao Kambhampati et alhttps://arxiv.org/pdf/2504.09762Meiklejohn, S., Blauzvern, H., Maruseac, M., Schrock, S., Simon, L., & Shumailov, I. (2025). Machine learning models have a supply chain problem. https://arxiv.org/abs/2505.22778 Gao, Y., Shumailov, I., & Fawaz, K. (2025). Supply-chain attacks in machine learning frameworks. https://openreview.net/pdf?id=EH5PZW6aCrApache Log4j Vulnerability Guidancehttps://www.cisa.gov/news-events/news/apache-log4j-vulnerability-guidance Bober-Irizar, M., Shumailov, I., Zhao, Y., Mullins, R., & Papernot, N. (2022). Architectural backdoors in neural networks. https://arxiv.org/pdf/2206.07840Position: Fundamental Limitations of LLM Censorship Necessitate New ApproachesDavid Glukhov, Ilia Shumailov, ...https://proceedings.mlr.press/v235/glukhov24a.html AlphaEvolve MLST interview [Matej Balog, Alexander Novikov]https://www.youtube.com/watch?v=vC9nAosXrJw

Now that we've made significant space by releasing old habits, it's time to intentionally infuse positive, nourishing energy back into your entire system. This uplifting meditation uses guided visualization to cultivate feelings of joy, gratitude, and unwavering confidence. This is how you build a naturally resilient and beautiful inner landscape. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 6 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

From Compliance to Confidence: How to Evolve Cybersecurity Beyond the Checklist Healthcare cybersecurity stands at an inflection point. Traditional compliance frameworks are proving inadequate in the face of sophisticated threats targeting patient data, clinical operations, and connected medical devices. Robert Eikel, CISO at P-n-T Data Corp., brings unique expertise from government service, financial services, and pediatric healthcare to discuss how leading organizations are evolving beyond checklist security. We'll explore the new frontlines of healthcare cyber defense—identity, integrity, and interoperability—while examining how emerging technologies like AI and quantum computing are reshaping the threat landscape. • Moving from periodic compliance to continuous confidence through identity-centric, integrity-focused defense strategies • Protecting clinical workflows and patient safety while maintaining secure interoperability across healthcare ecosystems • Preparing cybersecurity programs for AI-powered threats, quantum risks, and next-generation healthcare technologies • Transforming cybersecurity governance from IT overhead to strategic business enabler Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

“Wild rice camp started a long time ago. It actually started thousands of years ago, with our ancestors having a real-time lifeway.”We have a jam-packed show for you today featuring traditional foodways from the original inhabitants of this land, foods from lands far away–Anatolia and Mongolia, as well as right here in our own back yard. Wild rice harvested in a canoe, sumac by the side of the road, and for dessert? Pawpaw ice cream.

Want to pay less tax now, or never pay tax again? That's the real question behind the Traditional vs. Roth debate. When it comes to saving for retirement, few questions get asked more often than: Should I use a traditional account or a Roth? The truth is, there isn't a one-size-fits-all answer. In this episode, Jake and Nick unpack the key differences between Traditional and Roth IRAs and 401(k)s. They explain how income limits affect your ability to contribute, why tax brackets matter, and how Roth contributions can provide long-term tax-free growth.   Here's what we discuss in this episode:

 Andrew McCarthy and Thaddeus McCotter discuss James Comey potentially being a target of the Trumpadministration, focusing on charges of lying to Congress under the broader false statements statute (1001), rather than traditional perjury. Proof of "willfulness" is required, which signifies a heightened mental state and understanding of illegality. They also analyze the Supreme Court's delay in ruling on President Trump's effort to remove Federal Reserve Governor Lisa Cook, deferring oral arguments until January.Preview: Andrew McCarthy and Thaddeus McCotter discuss James Comey potentially being a target of the Trumpadministration, focusing on charges of lying to Congress under the broader false statements statute (1001), rather than traditional perjury. Proof of "willfulness" is required, which signifies a heightened mental state and understanding of illegality. They also analyze the Supreme Court's delay in ruling on President Trump's effort to remove Federal Reserve Governor Lisa Cook, deferring oral arguments until January.

 Andrew McCarthy and Thaddeus McCotter discuss James Comey potentially being a target of the Trumpadministration, focusing on charges of lying to Congress under the broader false statements statute (1001), rather than traditional perjury. Proof of "willfulness" is required, which signifies a heightened mental state and understanding of illegality. They also analyze the Supreme Court's delay in ruling on President Trump's effort to remove Federal Reserve Governor Lisa Cook, deferring oral arguments until January.Preview: Andrew McCarthy and Thaddeus McCotter discuss James Comey potentially being a target of the Trumpadministration, focusing on charges of lying to Congress under the broader false statements statute (1001), rather than traditional perjury. Proof of "willfulness" is required, which signifies a heightened mental state and understanding of illegality. They also analyze the Supreme Court's delay in ruling on President Trump's effort to remove Federal Reserve Governor Lisa Cook, deferring oral arguments until January. 1824 SCOTUS

The most toxic overload often comes from our own inner critic, feeding us doubts and harsh self-judgment. We'll practice consciously detaching from these limiting beliefs, replacing harsh narratives with compassionate acceptance. Learn to transform your inner voice into your most supportive and motivating ally. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 5 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

Stress doesn't just live in your head; it settles deep within your body, causing stiffness, tension, and fatigue. This practice uses body awareness and focused relaxation to melt away physical tension held in your shoulders, jaw, and gut. Discover how physical release instantly translates into profound mental freedom. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 3 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

Ancestral Bone Mapping & Healing: Reweaving the Soul Through Bone, Beauty, and Ancestral Nourishment with Iya AffoThrough rhythms of beauty, grief, and intergenerational wisdom, this presentation and conversation explored healing through the languages of somatic ritual, trauma-informed neurobiology, and ancestral remembering. Iya Affo is a Culturalist and Historical Trauma consultant. She earned Western certification as a Trauma Specialist and is a descendant of a long line of traditional healers from Bénin, West Africa. Iya serves as an Executive Board Member for the Arizona ACEs Consortium, is an Adjunct Faculty member at the Arizona Trauma Institute, and is the founder of Heal Historical Trauma Culture & Indigenous Wellness Academy. She has visited more than 30 countries; living in Jewish, Buddhist, Hindu, Taoist, Native American, and Yoruba communities, embracing aspects from each culture for personal evolution. She strives to transcend tolerance through cultivating love and respect in hopes of facilitating the decolonization and subsequent healing of indigenous people from all over the world. Iya advocates for the harmonization of Traditional Medicine and Western Medicine for true holistic healing. ALTÆR is a sacred invitation into ancestral medicine, where the body is honored as shrine, and the bones are read as living scrolls. Culturalist and Historical Trauma Consultant Iya Affo brings her deep-rooted knowledge and ceremonial practice to this space. As a featured presence in The Eternal Song film and founder of the Heal Historical Trauma Culture & Indigenous Wellness Academy, Iya carries experience across many Indigenous communities and advocates for the harmonization of Traditional and Western medicine as a path to collective wholeness. ALTÆR: The Bones Remember – Eight week course with Iya Affo Topics: 00:00 Introduction and Greetings 00:42 Introducing Iya Affo 01:44 Acknowledging Ancestral Lands and Ancestors 04:25 The Importance of Ancestral Healing 09:38 Understanding Coherence and Healing Practices 18:06 Exploring Bone Mapping 28:11 Personal Story: Ancestral Memory and Birth 32:45 A Difficult Labor and Ancestral Memory 34:33 The Impact of Historical Trauma on Black Women 38:47 Bone Mapping and Spiritual Genetics 43:57 Roles of Men and Women in Ancestral Healing 49:53 Healing Practices and Rituals 57:31 Integrating Indigenous Knowledge with Western Therapy 01:03:20 Closing Reflections and Future Courses Support the mission of SAND and the production of this podcast by becoming a SAND Member

Today at 3:15pm ET on The Jeff Dornik Show, I go live with Dr. Josef Witt‑Doerring, a board-certified psychiatrist and former FDA medical officer who's blowing the whistle on SSRIs. He's seen the inside of Big Pharma's psychiatric racket and is exposing how these so-called “antidepressants” are causing withdrawal, neurological damage, and long-term dependency—while tech censors silence the truth. What if the biggest mental health crisis isn't depression… but the drugs meant to “treat” it?Traditional healthcare is a government-backed scam to keep you broke and controlled. ShareRight is a healthshare built on freedom, transparency, and biblical values—no mandates, no woke coverage, just real people helping real people. Get your FREE quote and see how much you can save: https://jeffdornik.com/healthCatch The Jeff Dornik Show live every weekday at 1pm ET only on Rumble and Pickax, where free speech still reigns. https://rumble.com/c/jeffdornikSubscribe to my Pickax account today and get my hard-hitting, uncensored email newsletter delivered straight to your inbox.https://pickax.com/jeffdornikBig Tech is silencing truth while farming your data to feed the machine. That's why I built Pickax… a free speech platform that puts power back in your hands and your voice beyond their reach. Sign up today:https://pickax.com/?referralCode=y7wxvwq&refSource=copy

Traditional e-learning isn't working. With only 5–15% completion rates industry-wide, most employees are stuck in “click & sleep” trainings that don't stick. That's why I was so keen to sit down with Matteo Penzo, Co-Founder & CEO of Zick Learn, to talk about how his company is flipping the script on corporate learning. Zick Learn's AI-powered platform transforms training into 2-minute micro lessons delivered right where people already work: Slack, WhatsApp, Teams. The results? On average, clients save 10 hours per employee every month - a massive boost in both productivity and engagement. Here are other topics from our conversation: ✅ How Zick Learn uses AI and UC Berkeley research to create effective microlearning. ✅ The challenges with traditional e-learning completion rates. ✅ How employers can convert existing training materials into micro-lessons. ✅ Zick Learn's ideal clients and its land-and-expand business model, including its main marketing method. ✅ How the team measures, tracks, and optimizes sales efforts using data. ✅ How Zick Learn tailors product demos to prospects' needs and closes deals without relying on discounts. ✅ Matteo's general growth advice for workplace/HR consulting and HR tech businesses. “Curiosity is the number one success in cold calling,” says Matteo. If your organisation is stuck in a training rut - or if you're building your own HR tech business - his insights, both technological and strategic, are well worth heeding. Full show notes here. You can also find the 'A Better HR Business' podcast on all the main podcast players, including Apple Podcasts and Spotify. Feel free to tag in or share the show with any friends who are busy growing an HR-related business (recruitment, employee engagement, diversity & inclusion, HR admin, etc). Website: https://www.zicklearn.com/en  LinkedIn: https://www.linkedin.com/in/matteopenzo/ About The A Better HR Business Podcast The A Better HR Business shares strategies, tactics, success stories, and more about marketing for HR consultancies and marketing for HR tech companies, and how to get more clients. Follow the show on Apple Podcasts or Spotify so you don't miss future episodes. For show notes and to see details of our previous guests, check out the podcast page here: www.GetMoreHRClients.com/Podcast HR BUSINESS GROWTH RESOURCES Get the new book - Grow A Successful HR Business Your Way HR Business Growth Hub - HR Business Growth Hub Launch your own business podcast: B2B Podcast Agency VISIT GET MORE HR CLIENTS Want more clients for your HR-related consultancy or HR Tech business? Visit the Get More HR Clients website for articles, newsletters, podcasts, videos, resources, and more at www.getmorehrclients.com.

In this episode of 'Confessions of a Male Gynecologist,' Dr. Shawn Tassone welcomes Arielle Loupos, founder of Flower Girl, to discuss the importance of safe menstrual products. Arielle shares her journey from e-commerce to creating period underwear that prioritizes women's health and comfort. They explore the harmful chemicals in traditional menstrual products and the benefits of using natural, body-safe materials. Episode Highlights: Why Arielle Loupos transitioned from e-commerce to product development to solve a problem she personally experienced with menstrual products About Flower Girl's mission Why it's crucial to use safe materials in menstrual products The importance of understanding one's menstrual flow and the potential health impacts of traditional products Flower Girl's variety of products, including thongs, briefs, and boxers, designed for comfort and style. Why the company uses Tencel, a sustainable fabric derived from trees, for its softness and luxurious feel Arielle discusses free bleeding and believes it can alleviate PMS symptoms and reduce menstrual flow How the brand aims to educate women about the benefits of period underwear and encourage them to embrace their natural cycles Episode Resources: Flower Girl Period Underwear | Flowergirl.co - Use code inflow20 for 20% off! Dr. Shawn Tassone's Practice | Tassone Advanced Gynecology Dr. Shawn Tassone's Book | The Hormone Balance Bible Dr. Shawn Tassone's Integrative Hormonal Mapping System | Hormonal Archetype Quiz Medical Disclaimer This podcast and website represent the opinions of Dr. Shawn Tassone and his guests. The content here should not be taken as medical advice and is for informational purposes only. Because each person is so unique, please consult your health care professional for any medical questions.  

Discover the powerful benefits and important safety considerations of Wintergreen Essential Oil with clinical aromatherapist Elizabeth Ashley and natural wisdom teacher Adam Barralet.

The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren't mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis. In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism. You'll learn: Why Gen X was dealt such a tough financial hand, and what you can do about it now How debt, student loans, and “lifestyle creep” factor into retirement readiness The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset Why downsizing isn't the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

Stress doesn't just live in your head; it settles deep within your body, causing stiffness, tension, and fatigue. This practice uses body awareness and focused relaxation to melt away physical tension held in your shoulders, jaw, and gut. Discover how physical release instantly translates into profound mental freedom. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 3 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

In this episode of the Tax Smart REI Podcast, hosts Thomas Castelli and Ryan Carriere, CPA, dive into one of the most-requested topics from high-income investors and professionals, W-2 tax strategies. Tune in to learn: - Why W-2 income is so highly taxed and the biggest obstacles to offsetting it - How Section 469 passive activity rules work and proven ways to navigate them with real estate professional status (REPS) or short-term rentals - How the $626,000 Excess Business Loss (EBL) limit applies to high earners and how to strategically plan around it - Ways to generate non-passive losses through active businesses and oil & gas investments - How to stack charitable deductions (like donor-advised funds, CRTs, and CLTs) on top of business losses for maximum impact - Traditional but powerful tactics, including 401(k)s, HSAs, SALT deductions, and capital loss harvesting - Which “too-good-to-be-true” tax schemes to avoid and how to spot them before they get you audited This comprehensive breakdown gives you a complete view of W-2 taxation. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Connect with Eckard Enterprises: eckardenterprises.com/taxsmartrei/ The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

What do you do when life feels unstable and stressful — when plans fall apart, circumstances shift, and fear tempts you to put everything on hold?In this episode, Myra shares how Ayurveda and Yoga practices provided an anchor through her journey of moving from Hawaii to New Zealand, being locked out during the pandemic, and navigating unexpected chapters across Australia, Portugal, Mexico, and finally Bali.These experiences revealed a deeper understanding of home for her— not as a place, but as the steadiness within. In this episode, Myra explores:The role of the three gunas — sattva, rajas, and tamas — and how they shape our ability to meet stress.Why cultivating sattva (harmony and clarity) allows us to move forward with grace, even in uncertainty.How daily practices — pranayama, meditation, mantra, asana, and agnihotra — bring stability when the external world is shifting.The difference between surrender and passivity: why faith means active trust, choosing to take each step aligned with the flow of life.Through stories, practical insights, and timeless wisdom, this episode reminds us that practices aren't something to “pause” when life gets rocky — they're what carry us through.If leading others on the path of healing feels like your dharma, we invite you to apply now for a 1:1 clarity call with a member of our team so you can determine if one of our trainings is the right fit for you. Ready to bring Ayurveda into your life and guide others to do the same? Join our October 2025 Ayurvedic Health Counselor training cohort.You'll see great improvements to your personal life and health as you learn to guide others to experience vitality and health by Thanks for tuning in to the Everyday Ayurveda and Yoga at Hale Pule podcast. If this series inspires you to live a more holistic and balanced lifestyle, we invite you to join our free private community, the Hale Pule Sangha. Need a reset for your digestion and your life? Check out our 4-week Agni Therapy program - It includes Ayurveda and Yoga practices, a 1:1 consultation, energy work, a private support group, and a library of Q&As with Myra to support your healing process.If you enjoyed this podcast and received value from it, we'd appreciate it if you left a heartfelt review. It supports our mission at Hale Pule and helps us reach more people.

Network automation has a data problem. Traditional tools may hit limitations when managing complex infrastructure relationships. We explore how OpsMill’s InfraHub uses graph databases and temporal versioning to create what our guest calls “the knowledge graph of infrastructure” – enabling true version control at the database level while maintaining the flexibility to model anything from... Read more »

Confused about Roth vs Traditional IRAs? You're not alone.In this episode, Jess and Brandon break down the pros, cons, and real-world impact of choosing a Roth IRA versus a Traditional IRA for your retirement game plan.Learn how taxes, income levels, and long-term growth factor into the decision, and why the right choice could save you thousands down the road.We cover: – How Roth and Traditional IRAs actually work – Which one fits different income brackets – Tax implications now vs later – Real-life scenarios to help you decide – Common myths and costly mistakesWhether you're just getting started or rethinking your retirement strategy, this episode gives you the clarity to move forward with confidence.Head over to our YouTube channel to catch this episode in full video form.Apply to be a guest on the show.You can also email us at: thesugardaddypodcast@gmail.comConnect with us on InstagramWe're most active over at @thesugardaddypodcastChat with BrandonWant to work together? Learn more about BrandonBook a free 30-min call to see if it's a fit.Show us some love, hit subscribe, leave a five star rating, and drop a quick review!Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jess, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Our mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.

Retail is experiencing seismic shifts, and businesses that don't adapt risk becoming irrelevant overnight. In this compelling episode of Talk Commerce, recorded live from Shop Talk Fall in Chicago, host Isaac Morey sits down with Pano Anthos, founding member of XRC Ventures, to explore how agentic AI is reshaping consumer behavior and business operations. Their conversation reveals why traditional e-commerce strategies won't survive the next wave of technological disruption.About Pano AnthosPano serves as a founding member of XRC Ventures, an investment firm operating at the intersection of consumer behavior and technology. His expertise spans venture capital, retail innovation, and emerging technology trends that impact how businesses connect with customers. Pano's investment philosophy centers on understanding consumer adoption patterns to predict corporate technology trends. He's particularly focused on agentic AI applications across supply chain management, customer support, and e-commerce optimization. His insights come from years of observing how consumers embrace new technologies before enterprises catch up. Throughout his career, Pano has maintained that studying consumer behavior provides the clearest roadmap for understanding where business technology is headed next.Episode SummaryPano explains why XRC Ventures focuses on consumer behavior as a predictor of technological advancement. "Consumers are responsible for two trillion in spend and a massive portion of our GDP," he explains. "They tend to be relatively much faster early adopters of technology than corporations." This philosophy drives their investment strategy and provides unique insights into market direction.When discussing agentic AI, Pano breaks down the concept into four essential components: autonomous planning, adaptive reasoning, tool integration, and goal orientation. "AI to figure out the rules. You have to really lay out the rules first," he emphasizes. "That's the misconception of autonomous AI is that it will make decisions within boundaries. But you have to set those boundaries or you get nothing."The conversation takes a practical turn as Pano shares examples of agentic AI in action. He describes an investment opportunity involving supply chain automation where AI intercepts and processes manufacturer communications. "There's a very set of manual tasks today," he explains. "This team out of Israel has figured out how to automate using an LLM to basically take all those messages they're going back and forth and make decisions based on the rules that have been set by the organization."For small e-commerce businesses, Pano delivers stark advice about the changing landscape. "Your website is toast," he warns. "Unless you are a fashion-oriented product where discovery is important and inspiration is important and it's truly discretionary, the chat engines are going to take over." He demonstrates this point using Perplexity Shopping, showing how consumers can research, compare, and purchase products without ever visiting a brand's website.The discussion reveals how AI-powered shopping platforms threaten traditional cross-selling strategies. "You are, you know, for that transaction, yes. To build some brand awareness, maybe. Cross-sell, absolutely not," Pano states. This fundamental shift forces businesses to reconsider their entire customer acquisition and retention strategies.Pano's advice for content teams reflects the urgency of this transition: "Start using the engines and asking all the questions that any consumer and they give you all the questions that consumers can ask and go figure out whether you're in the top three or top one or top two." He stresses the importance of understanding where brands rank in AI responses and working backward to improve visibility in source content.The conversation concludes with predictions about Google's future. "The judges in the trial that just came out last week or two weeks ago, it's pretty obvious that the judge knows that what we all know is Google search in the traditional SEO, SEM world, it's over," Pano observes. He compares Google's potential fate to previous tech giants, noting how quickly market leaders can become irrelevant when disrupted by superior technology.Key Takeaways• Consumer adoption drives innovation: Consumers spend two trillion dollars annually and adopt technology faster than corporations, making them the ultimate predictor of future trends• Process documentation is crucial: Successful AI implementation requires clearly defined rules and boundaries before automation can begin• Reddit has become the new SEO: Chat engines prioritize Reddit content over traditional website reviews, fundamentally changing how brands build credibility• Website traffic will decline dramatically: Hard goods businesses face inevitable traffic drops as consumers turn to AI-powered shopping experiences• Transparency is the new currency: AI engines expose product quality issues that brands previously could hide through marketing• Google's dominance faces serious threats: Traditional search is being replaced by conversational AI interfaces that provide instant, comprehensive answersFinal ThoughtsThe retail revolution isn't coming—it's already here, reshaping how consumers discover, evaluate, and purchase products. Pano Anthos delivers a clear message: businesses must abandon traditional web-centric strategies and embrace AI-powered commerce platforms or risk obsolescence. The winners won't be those with the prettiest websites but those who understand how to position themselves effectively within AI-driven discovery systems. As we navigate this transformation, one question remains: will your business become an agent of change or merely another victim of technological disruption?Connect with XRC Ventures:https://xrcventures.comhttps://www.linkedin.com/company/xrcventureshttps://www.instagram.com/xrcventuresFollow Talk Commerce on your favorite platform:YouTube: https://www.youtube.com/@talkcommerceBluesky: https://bsky.app/profile/talkcommerce.bsky.socialApple Podcasts: https://podcasts.apple.com/us/podcast/talk-commerce/id1561204656Spotify: https://open.spotify.com/show/7Alx6N7ERrPEXIBb41FZ1nTwitter: @talkingcommerceLinkedIn: https://www.linkedin.com/company/talk-commerceFacebook: https://www.facebook.com/talkingcommerceWebsite: https://talk-commerce.com/

This episode is part two of my recent conversation with Pat Flynn. Pat, is an online business legend, and this is the third time he's been on the show. Pat is the founder of Smart Passive Income. In this episode, we dig into his experience publishing his latest book, Lean Learning: How to Achieve More by Learning Less. Lean Learning was a New York Times bestseller. Get Pat's book, Lean Learning ⁠Deep Pocket Monster⁠ ⁠Short Pocket Monster⁠ ⁠⁠⁠⁠⁠⁠Full transcript and show notes⁠⁠⁠⁠⁠⁠ Pat's ⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ / ⁠TikTok⁠ *** TIMESTAMPS 00:00 Reached Goal, Life Unchanged 04:14 Navigating Traditional Publishing Challenges 08:46 Leveraging Connections for Future Opportunities 12:21 Book Launch Strategy Concerns 15:38 Just in Time Learning 19:33 Unexpected Pokemon-Entrepreneurship Crossover 23:06 Multitasking Prevents Entrepreneur Burnout 25:49 Podcast Guesting Boosted Book Launch 29:37 Book Launch and Interview Journey 32:46 Monthly Networking Reflection Ritual 36:27 Collaborative Friendship and Opportunities 37:03 Embracing Abundance, Supporting Each Other 40:31 Leave Feedback on Podcasts *** RECOMMENDED NEXT EPISODE → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#275: From ignoring short-form video to 3.5 billion views | Pat Flynn's Pokémon juggernaut (Part 1) *** ASK CREATOR SCIENCE → ⁠⁠⁠⁠⁠⁠Submit your question here⁠⁠⁠⁠⁠⁠ *** WHEN YOU'RE READY

Today's Topics: 1) Gospel - Luke 9:51-56 - When the days for Jesus to be taken up were fulfilled, He resolutely determined to journey to Jerusalem, and He sent messengers ahead of Him. On the way they entered a Samaritan village to prepare for His reception there, but they would not welcome Him because the destination of his journey was Jerusalem. When the disciples James and John saw this they asked, "Lord, do you want us to call down fire from heaven to consume them?" Jesus turned and rebuked them, and they journeyed to another village. Memorial of Saint Jerome, Priest and Doctor of the Church Saint Jerome, pray for us! Bishop Sheen quote of the day 2) Study confirms Latin Mass and Communion on tongue linked to stronger faith and belief in the Real Presence in Holy Eucharist https://www.lifesitenews.com/news/study-confirms-latin-mass-communion-on-tongue-linked-to-stronger-faith-in-eucharist/ 3, 4) Pope Leo's "attitudes before doctrine" claim sparks firestorm among Catholics https://www.lifesitenews.com/news/pope-leos-attitudes-before-doctrine-claim-sparks-firestorm-among-catholics/?utm_source=most_recent&utm_campaign=usa

LLM-based discovery won't replace traditional search within 12 months. Guy Yalif, Webflow's enterprise search strategist, argues that probabilistic and deterministic answers will merge rather than compete, with Google maintaining significant advantages through superior data access and brand recognition. The discussion covers Google's strategic integration of Gemini across productivity platforms and the emerging multi-trillion dollar battle between OpenAI and Google for personalized AI assistant dominance.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Support a healthy microbiome as you release toxins by focusing on the present moment. Today focuses on releasing the emotional residue from past slights, future anxieties, or lingering resentments. We'll use a mindfulness affirmation to acknowledge stagnant feelings like worry or guilt and allow them to dissipate. By letting go of this heavy emotional baggage, you unlock genuine lightness and peace. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 1 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

Have you ever drawn a blank when asked how you're feeling? Or maybe you experience constant inner buzzing, numbness, or anxiety without any words to describe it. You're not broken—and you're not alone. In this deeply informative and compassionately nuanced episode, Jennifer, Elizabeth, and guest Matt Bush unpack alexithymia: a common and often misunderstood trauma-related trait that involves difficulty identifying, describing, or connecting with emotions. More than emotional “numbness,” alexithymia involves disrupted communication between the body and brain, making healing feel elusive. The hosts break down the neurological roots of this trait, how it differs from emotional numbing in PTSD, and why traditional talk therapy often isn't enough. You'll learn how interoceptive training—like what's taught in NeuroSomatic Intelligence (NSI)—can help bring emotional awareness back online. Whether you're a practitioner, trauma survivor, or someone just feeling disconnected, this conversation offers hope and concrete tools to rewire the nervous system for emotional clarity, embodiment, and relational healing. Timestamps: 0:43 – What Is Alexithymia? 3:00 – Why It's Common After Trauma 4:40 – The TAS-20 Scale: 3 Key Features 7:00 – Lived Experience + Relationship Impact 10:00 – Alexithymia vs. Emotional Numbing 14:40 – Trauma's Impact on Emotional Mapping 17:00 – Neurological Underpinnings (Insula, DMN, etc.) 20:00 – Substance Use, Shutdowns & Coping 26:00 – Functional Freeze & Stress Sensitivity 30:00 – How Neuroplasticity Supports Change 33:00 – NSI Tools for Rewiring Emotional Awareness 36:00 – Practical Steps to Start Feeling More 40:00 – Emotional Expression, Relationships & Health Outcomes Key Takeaways: Alexithymia is not a disorder but a trainable trait, often shaped by trauma and nervous system adaptations. Traditional talk therapy may not fully address alexithymia due to its neurological roots—interoceptive training is key. It differs from emotional numbing in PTSD; each involves distinct brain networks (e.g., DMN vs. salience network). Emotional awareness isn't just about language—it starts with sensing the body. Healing emotional disconnect can improve not just mental health, but physical health and relational dynamics. Resources Mentioned: NeuroSomatic Intelligence Coaching Certification → www.rewiretrial.com Toronto Alexithymia Scale (TAS-20) Referenced Studies: Vandervoort Meta-analysis (2013) Journal of Global Health Reports (2025) Gharlic & Doba (2015) Brewer & Kuehnerberg (2016) PTSD + Alexithymia Therapy Outcomes (2008)   If this episode gave you clarity, comfort, or tools for your healing, share it with someone who needs it. Don't forget to subscribe on your favorite audio platform or hit the bell on YouTube so you never miss an episode.

The digital marketing landscape is transforming dramatically with Google's MUM (Multitask Unified Model) reshaping how search works and forcing marketers to adapt their strategies beyond traditional SEO approaches.• MUM combines text, images, videos, maps and other data types to create a comprehensive understanding of topics• Google's framework has evolved from "micro-moments" to the "four S's of discovery" – stream, scroll, search, and shop• Customer journeys are no longer linear but resemble atoms or squiggly lines as users bounce between different touchpoints• Small businesses can compete by focusing on building communities and engaging audiences across multiple platforms• Traditional keyword tracking is becoming less valuable as search becomes more personalized and conversational• Content strategy should shift from high-volume production to creating fewer, higher-quality pieces with extensive distributionLeave us a review wherever you listen: Spotify, Apple Podcasts, or Amazon PodcastFree SEO Consultation: www.ewrdigital.com/discovery-callWith over 5 million downloads, The Best SEO Podcast has been the go-to show for digital marketers, business owners, and entrepreneurs wanting real-world strategies to grow online. Now, host Matthew Bertram — creator of LLM Visibility™ and the LLM Visibility Stack™, and Lead Strategist at EWR Digital — takes the conversation beyond traditional SEO into the AI era of discoverability. Each week, Matthew dives into the tactics, frameworks, and insights that matter most in a world where search engines, large language models, and answer engines are reshaping how people find, trust, and choose businesses. From SEO and AI-driven marketing to executive-level growth strategy, you'll hear expert interviews, deep-dive discussions, and actionable strategies to help you stay ahead of the curve. Guest Information:Website: https://mobilemoxie.com/LinkedIn: https://www.linkedin.com/in/cindykrum/Twitter/X: https://x.com/Suzzicks/Find more episodes here: youtube.com/@BestSEOPodcastbestseopodcast.combestseopodcast.buzzsprout.comFollow us on:Facebook: @bestseopodcastInstagram: @thebestseopodcastTiktok: @bestseopodcastLinkedIn: @bestseopodcastConnect With Matthew Bertram: Website: www.matthewbertram.comInstagram: @matt_bertram_liveLinkedIn: @mattbertramlivePowered by: ewrdigital.comSupport the show

Let go of toxic patterns that negatively impact your life.   We start this week's new journey by identifying the heavy mental load you carry every day, from repetitive worries to planning fatigue. Discover how toxins enter your mouth and pervade your physical health with renowned integrative dentist, Dr. Kourosh Maddahi. This session guides you to observe your constant thoughts and non-essential mental clutter without judgment. Learn to gently put down the mental noise so you can create immediate internal space. WELCOME TO THIS WEEK'S SERIES: Release Toxic Overload: 7-Days to Shed Your Stress Welcome to this week's meditation series! Think of this week as a gift to yourself. You're invited to give yourself the gift of vital health and well-being. You'll begin this week's series with a special interview with Dr. Kourosh Maddahi, a renowned integrative dentist, author, and speaker who specializes in helping people improve their microbiomes. You'll discover how to improve your mind-body connection that starts in your mouth. Dr. Maddahi also developed a collection of signature dental products called the Lumineux brand that supports a healthy microbiome. LUMINEUX DENTAL CARE PRODUCTS Restore balance to your microbiome. When your mouth's microbiome is healthy, diverse, and thriving, the rest of your body will be thriving too. Traditional oral care products strip your mouth of all bacteria, good and bad. Lumineux's gentle formulas neutralize the bad while protecting the good. Receive 15% off your first order by visiting LumineuxHealth.com.   Dr. MADDAHI'S BOOK "The Toxic Overload: The Truth About Your Body's Natural Defenses and How to Experience Whole-Body Health -- 30 Days to a Healthy Life"    DR. MADDAHI'S WEBSITE drmaddahi.com   DR. MADDAHI'S EMAIL drmaddahi@oralessentials.com This is day 1 of a 7-day meditation series, "Release Toxic Overload" episodes 2805-2811. YOUR WEEKLY CHALLENGE Go on a Healthy Living Quest! Release toxic products, thoughts, people, and situations from your life.  YOUR MEDITATION JOURNEY DURING THIS WEEK'S SERIES Day 1:  Identify mental clutter Day 2:  Affirmation: "Focus on Now." Day 3:  Healing Light Breath Day 4:  Apaan mudra to release toxins Day 5:  Second chakra for new opportunities Day 6:  Flow meditation combining the week's techniques Day 7:  Weekly review meditation and closure SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual!  WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 2,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme.  2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. The beach waves were composed by Mike Koenig. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.