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Welcome back to today's Friday Review where I'll be breaking down the best of the week! I'll be sharing specifics on these topics: FSA & HSA Payments for Equilife Headache Hat (product review) Sleep & Cardiovascular Health (research) Clay Therapy & Depression (research) For all the details tune in to today's Cabral Concept 3556 – Enjoy the show and let me know what you thought! - - - For Everything Mentioned In Today's Show: StephenCabral.com/3556 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!
As farmers wrap up harvest and turn their attention to next year, many are finding themselves navigating extra challenges at their local Farm Service Agency offices. FSA plays a critical role for farmers, who rely on the agency for credit and crop reporting. Today, we visit with Lake Ridge Bank’s Senior Vice President of Agriculture Lending, Rene Johnson, and Vice President of Crop Insurance Jessica Sarbacker about the situation. FSA offices only recently reopened after closures, and limited staff are on hand. Rene and Jessica explain that this makes meeting key deadlines like the Nov. 15 crop reporting and crop insurance cutoff tricky during a time of peak financial pressure for farmers. They remind listeners to have patience and schedule an appointment with your local FSA office as they help farmers navigate the busy season with limited personnel.See omnystudio.com/listener for privacy information.
USDA recently announced that Farm Service Agency offices will reopen despite the ongoing stalemate in funding the federal government.
HT2422 - They All Come from Projects What most of us tend to show matted, framed, and hanging in a place of importance in our home are the very best images we've created. But where do these come from? My observation is that most of those super winners rise from the midst of a project and become super winners due to actions beyond our control. For example, Dorothea Lange made lots of pictures for the FSA, but Migrant Mother rose from the crowd to become iconic. Show your appreciation for our free weekly Podcast and our free daily Here's a Thought… with a donation Thanks!
In this week's Ag Tribes Report, host Vance Crowe is joined by dairy farmer and Bitcoiner JR Burdick for a fast-paced tour through the biggest stories shaping agriculture. They unpack President Trump's viral post urging ranchers to lower beef prices and the backlash from cattle producers who point to low herd size, packer settlements, and market volatility driven by political posts. Then they dig into the looming SNAP crunch amid the government shutdown, how an AWS outage jammed up harvest logistics and farmgate payments, and the partial reopening of FSA offices to process $3B in producer payments—plus the real-world cash flow pinch for beginning farmers. JR also delivers the Bitcoin Land Price Report, shares why he's bullish on both land and Bitcoin, and explains practical resiliency lessons from a payments outage. We close with his Peter Thiel paradox—Gen Z's push to rebuild rural “place” over “career”—and a candid look at rebuilding community, selling raw milk and pastured pork, and accepting Bitcoin on the farm. JR's farm: nourishingfamilyfarm.com and @jrcowfarmer on X.Legacy Interviews - A service that records individuals and couples telling their life stories so that future generations can know their family history. https://www.legacyinterviews.com/experienceRiver.com - Invest in Bitcoin with Confidence https://river.com/signup?r=OAB5SKTPPurchase Bitcoin on River to support the show: https://river.com/invite?r=OAB5SKTP
Jim Wiesemeyer of Wiesemeyer's Perspectives podcast and Randy Russell of The Russell Group join the Friday Free-for-all this week. Topics include the governments shutdown, President Trump and the cattle market, trade meeting off with Canada/on with China, FSA offices open, Argentine beef and more.See omnystudio.com/listener for privacy information.
The Georgia Peanut Commission and Georgia Bankers Association joined forces this week to promote the 49th annual Georgia Peanut Bank Week, and the Trump administration will release about $3 billion in assistance and reopen FSA Offices for farmers despite the government shutdown.
Cattle industry folks will be ‘Celebrating American Beef' in Baker City, Oregon next Saturday, November 1st, and the Trump administration will release about $3 billion in assistance and reopen FSA Offices for farmers despite the government shutdown.
Tyne Morgan hosts AgDay: The Ag Secretary announces FSA offices will reopen despite the government shutdown. We have an update on what will be available for producers. Plus, the cattle industry continues to react to President Trump's plan to import beef from Argentina. See omnystudio.com/listener for privacy information.
U.S. Senator Jerry Moran of Kansas joins us to discuss the opening of FSA offices, his meeting this morning with USTR Ambassador Jamieson Greer, and his message to U.S. beef producers. Phil Flynn of The Price Futures Group talks about energy markets including bulging supplies of crude oil. And we have a Farmer Forum with Chad Leman of Illinois and Chase Dewitz of North Dakota.See omnystudio.com/listener for privacy information.
*The cattle industry has a beef with President Trump. *Senate majority leader John Thune is asking the White House to open FSA offices during the government shutdown. *The Amarillo Farm & Ranch show will be held December 2nd through the 4th. *Sorghum was a good crop on the Texas High Plains this year.*A firefighter and agricultural safety program is coming to East Texas. *Ag groups are not happy with President Trump's proposal to buy more beef from Argentina. *West Texas cotton producers are defoliating fields to prepare for harvest.*Steaming hay is recommended for horses with asthma, but it may not be effective.
Headlines on today's episode include: -FSA resuming core activities-An extended shutdown could put trade outreach at risk-More on concerns over Argentinian beef and volatility in the cattle market-Uncertainty for grain farmers planning for next season-Reports from the Borlaug International Dialogue in Des MoinesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Georgia farmers rely on support from the USDA and other government agencies that are being affected by the federal government shutdown, and top Senate Republican John Thune warns White House that American farmers will continue to suffer during the government shutdown.
Open Enrollment Reactivation: How Clinics Turn Past Patients into Six-Figure Months (with Jeremy Dupont) In this episode, Doc Danny Matta sits down with Jeremy Dupont (founder of Patch) to break down the most reliable campaign in cash PT: Open Enrollment. They cover simple and advanced playbooks for reactivating past patients, the offers that convert (and why), how to mobilize your team, and what realistic results look like for a growing clinic. Quick Ask Help us move toward our mission of adding $1B in cash-based services to physical therapy—share this episode with a clinician friend or post it on your Instagram stories and tag Danny. He'll reshare it! Episode Summary Low-hanging fruit: Reactivation beats cold lead gen. Past patients already know, like, and trust you—bring them back with a clear, time-bound offer. Timing that works: Run Open Enrollment mid-September to early November to avoid competing with Black Friday and holiday noise. Proven offers: Classic 12 for 10 pack (two “free” visits or a clear $-savings) and a higher-commitment 24 for 20 pack (often on a 3-pay plan) to grow LTV and stabilize MRR. Clinical cadence: Frame packages for twice-monthly visits (habit & outcomes), not “stretch it for a year.” Families often share bigger packs. FSA nudge: “Use it or lose it.” Encourage spending FSA dollars before year-end; HSA rolls, FSA often doesn't. Manual > fancy: Individual reach-outs (text, call, in-person) outperform gimmicks. Emails nurture; humans convert. Team power: Involve providers in personalized follow-ups. Incentives like a Christmas week off can crush goals. Results you can expect: A clinic with an owner + two staff PTs commonly sells 20–30 packages when they execute well. Lessons & Takeaways Offer clarity wins: Know exactly what you're selling and how you'll message savings and value. Context is king: Choose channels and scope based on capacity. Don't flood a full schedule. Nurture all year: A warm list responds; a cold list ignores asks. Give value before you ask. Plan the calendar: Open Enrollment → Black Friday → Holidays → New Year. Map campaigns, staffing, and hiring to demand. Mindset & Motivation It's an ecosystem: Reactivation is part of your hiring, space, continuity, and cashflow strategy—not a one-off promo. Follow-up is a skill: Segmented, human follow-up turns “maybe later” into revenue now. Give, give, ask: Consistent education builds reciprocity. Then earn the right to sell. What Works (Tactical) Simple path (solo or lean): Pick one clear offer (12 for 10), email your list, text/call past patients, and have providers invite current patients who are nearly out of visits. Advanced path (bigger teams): 5–6 email drip over 2–3 weeks, landing page specific to Open Enrollment (not your contact page), track opens/clicks and manually follow up with “warm” engagers. Personalization buckets: Current patients with 2–3 visits left, past patients who finished care recently, old leads who inquired but didn't buy—each gets tailored copy and a direct ask. Motivate the team: Group goals (e.g., hit X packages = Christmas week off). Time off > small cash bonuses. Avoid time wasters: Fancy video email “personalization” tools didn't move the needle. In-person and 1:1 messages did. Notable Quotes “Reactivation is the lowest hanging fruit—people who already trust you just need a clear reason to come back.” “If the last time you emailed your list was last Open Enrollment, don't expect fireworks.” “Less is more: pick the right window, keep the offer simple, and follow up like a pro.” Pro Tips for Owners Define the offer: Choose 12 for 10 or 24 for 20 (with 3-pay). Set the clinical cadence (2x/month). Own the landing page: Dedicated Open Enrollment page with a single CTA—don't dump traffic on a generic contact form. Mine your analytics: Build manual follow-up lists from people who opened multiple times or clicked the CTA. Right-size promotion: If you're at capacity, keep it tight (email + in-clinic). If you're feeding 6–7 PTs, amplify everywhere. Think families: Position bigger packs for active households who'll share visits across the year. Action Items Pick your Open Enrollment dates (target mid-Sept to early Nov) and one offer. Spin up a simple landing page with FAQs and a clear “Talk to Us” form. Segment lists: current (low visits left), past 3–6 mo, old leads. Draft 3 tailored scripts. Schedule a 5-email drip and build warm-engager follow-up tasks for your team. Set a team goal & reward (e.g., holiday week off) and daily scoreboard. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get clear on your numbers, choose your path to full-time, and build a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge Patch (Strategy Calls & Implementation) Follow Jeremy on Instagram: @_jeremydupont (marketing deep dives & Open Enrollment tips) About the Host: Doc Danny Matta—physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.
In this episode, FSA speaks with Florida Senate President Ben Albritton. First elected to the Florida House in 2010, he would later be elected to the Senate in 2018 and served as majority leader from 2022 until his election as Senate President in 2024. Senator Albritton has been a staunch supporter of law enforcement throughout his career. Hear about his upbringing and work as a citrus farmer and how that work has positively impacted his life today. They also talk about upcoming legislation that will hopefully lead to the modern-day renaissance in rural communities across Florida.
Classic Replay: Takaful—An Alternative Approach to Insurance In recognition of the International Day for the Eradication of Poverty, the Society of Actuaries Research Institute is re-releasing a compelling episode from the Research Insights Podcast archive: “Takaful: An Alternative Approach to Insurance.” In this conversation, Dale Hall, Managing Director of Research at the SOA Research Institute, sits down with consulting actuary and author Shariq Sikander, FSA, FPSA, CERA, to explore how Takaful—a Shari'ah-compliant, cooperative insurance model—embodies principles of ethical investing, surplus sharing, and community support. Together, they discuss how this values-based system not only aligns with cultural and religious beliefs but also promotes financial inclusion and poverty alleviation across global markets. As we reflect on the importance of economic empowerment and access to financial protection, this classic episode reminds us how innovation in insurance can help build more equitable systems—ones designed to serve, not just insure. Tune in to revisit this thought-provoking discussion and consider how alternative frameworks like Takaful might inspire the next chapter of inclusive financial solutions. Landing page: https://www.soa.org/resources/research-reports/2024/takaful-alternative-approach/ Send us your feedback at ResearchInsights@soa.org
Fear is one of the earliest emotions to have evolved. Most vertebrates – and possibly some invertebrates – show fear when they are threatened. At its most core, fear keeps us alive, helping us flee from predators or avoid dangerous environments. But why does this process sometimes backfire, leaving us paralysed by otherwise harmless phobias? And why do so many people deliberately seek out fearful situations, from horror movies to parachute jumps, when instinct tells us to do the opposite? Can understanding the biology of fear help us conquer it, or simply make us more vulnerable to its impact?This lecture was recorded by Robin May on the 1st of October 2025 at Bernards Inn Hall, LondonProfessor of Infectious Disease at the University of Birmingham, and (interim) Chief Scientist at the UK Health Security Agency, Robin May was appointed Gresham Professor of Physic in May 2022. Between July 2020 and September 2025 he served as Chief Scientific Adviser at the Food Standards Agency (FSA). Professor May's early training was in Plant Sciences at the University of Oxford, followed by a PhD on mammalian cell biology at University College London and the University of Birmingham. After postdoctoral research on gene silencing at the Hubrecht Laboratory, The Netherlands, he returned to the UK in 2005 to establish a research program on human infectious diseases. He was Director of the Institute of Microbiology and Infection at the University of Birmingham from 2017-2020. Professor May continues his work on Infectious Disease at the University of Birmingham. A Fellow of the Academy of Medical Sciences, Wolfson Royal Society Research Merit Fellow and Fellow of the American Academy of Microbiology, Professor May specialises in research into human infectious diseases, with a particular focus on how pathogens survive and replicate within host organisms.As the FSA's Chief Scientific Adviser, Professor May provides expert scientific advice to the UK government and plays a critical role in helping to understand how scientific developments will shape the work of the FSA, as well as the strategic implications of any possible changes.The transcript of the lecture is available from the Gresham College website: https://www.gresham.ac.uk/watch-now/why-fearGresham College has offered free public lectures for over 400 years, thanks to the generosity of our supporters. There are currently over 2,500 lectures free to access. We believe that everyone should have the opportunity to learn from some of the greatest minds. To support Gresham College's mission, please consider making a donation: https://www.gresham.ac.uk/get-involved/support-us/make-donation/donate-today Website: https://gresham.ac.ukX: https://x.com/GreshamCollegeFacebook: https://facebook.com/greshamcollegeInstagram: https://instagram.com/greshamcollegeBluesky: https://bsky.app/profile/greshamcollege.bsky.social TikTok: https://www.tiktok.com/@greshamcollegeSupport Us: https://www.gresham.ac.uk/get-involved/support-us/make-donation/donate-todaySupport the show
Send us a textCrypto isn't supposed to feel like homework. We sit down with Lani Dizon, co-founder and president of Zenza Capital and the RYO Digital Project, to unpack how RYO turns Web3 from hype into habit—usable money, real payments, and tools your family can actually trust. From the origin of RYO as Japan's historic symbol of trust to its rebirth as a modern digital currency, we trace a clear through-line: make crypto simple, human, and useful.We dig into RYOPAY's pilot with Grain X Global, where grain shipments settle near-instantly once delivery is confirmed, cutting weeks of bank delays and lowering fees for farmers and buyers. That same settlement layer can power real estate, auto, and global trade—anywhere speed and auditability matter. Then we shift to Life Wallet, a non-custodial app on iOS designed to feel familiar: hold your keys, chat, send assets, connect to social, and soon shop through the global mall or cash in/out via Japan's first FSA-licensed crypto ATM network. Android is on the way, and RYOPAY will integrate for stable, predictable checkout.We also introduce RYO-CHAN, an AI companion inspired by a real schnauzer, built to guide users through safer Web3 interactions—flagging smart contract risks, offering portfolio tips, and bringing education and rewards into one friendly experience. Beyond products, Lani shares a candid look at building under Japan's toughest compliance standards and the Japan Revival campaign—a manga-led movement celebrating trust, quality, and ownership as Web3's north star.If you're ready for crypto that works in the real world—payments you can rely on, tools that reduce risk, and an ecosystem grounded in integrity—this conversation is your roadmap. Subscribe, share with a friend who needs a simpler path into Web3, and leave a quick review so more people can find the show.This episode was recorded through a Descript call on October 10, 2025. Read the blog article and show notes here: https://webdrie.net/from-maze-to-movement-how-ryo-brings-real-world-payments-to-web3/Find Out More >>Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.
Year-end can either drain your wallet or sharpen your plan. We chose the latter and mapped out a clear, 15-minute money tune-up you can run before the holidays hit full speed. We start with practical steps to tame seasonal spending—set a simple gift cap, try a family name-draw, coordinate with grandparents, and lock in travel numbers—so December doesn't turn into a last-minute splurge-fest. With your holiday budget set, we pivot to boosting savings the smart way: adjust 401(k) contributions after pay changes, consider Roth options for tax flexibility, and automate a Roth IRA so you're not scrambling at tax time.Markets have been strong, which makes rebalancing more important, not less. If large-cap growth has crept beyond your target, we explain how to trim gains and add to value or international to keep risk in check. Nearing retirement? Bonds aren't just ballast anymore. With yields back, fixed income can provide income and act as a shock absorber when stocks get jittery. We share a practical guideline for increasing bond exposure as retirement approaches and how to tailor it to your timeline and withdrawals.Open enrollment is your once-a-year chance to upgrade benefits. We break down the high-deductible health plan plus Health Savings Account combo, the triple tax advantages, and a strategy to invest HSA dollars for those expensive pre-Medicare years if you want to retire early. We also cover using up FSA balances on preventive care you might be delaying. To wrap, we streamline your financial footprint: consolidate old 401(k)s, reduce logins, and manage every account under one unified allocation so your portfolio works as a single, coherent plan.If this helped you steady your year-end money plan, follow the show, share it with a friend who needs a nudge, and leave a quick review—tell us the first task you're tackling today. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.
The U.S. federal government began a partial shutdown starting Wednesday October 1st, disrupting services and efforts across sprawling agencies — though workers deemed essential remain on the job without pay. Farmers and the agricultural industry writ large have been affected, from delays at local FSA offices to lost momentum on trade deals to missed national reports.DTN Ag Policy Editor Chris Clayton has been following the shutdown as it unfolded over the last several days, and brings us the very latest from Washington and around the country on how producers are being impacted and what might be ahead. Today, he'll guide us through the latest shutdown news, bringing us up-to-date on how key USDA agencies and activities, from FSA loans and NRCS payments to disaster aid and WASDE reports, are being disrupted, and what the long-term fallout might be. We'll also get updates on work that's still being done, including pest detection at the Southern border, and touch on how trade discussions are being affected both by the shutdown and by Trump's recent announcement about an upcoming meeting with Chinese President Xi Jinping. Then we'll hear about some recent reactions from farmers, and learn where Congress and the Administration sit today and what might be a path forward towards a more stable outcome for farmers and the American people.
Heading into tax season unprepared can be costly—missed deductions, lost paperwork, and sometimes, a surprise check to the IRS. But it doesn't have to be that way! In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., shares the ultimate year-end checklist every business owner needs to save on taxes, protect their business, and walk confidently into tax season. From organizing your paperwork to making smart tax moves and maximizing personal financial strategies, Danielle gives you practical steps you can take before December 31st that can make a big difference in the new year. Key Takeaways: Get Your Paperwork in Order: Before December 31st, ensure all your partnership agreements, legal documents, and W9s are signed, stored, and ready. It'll save you major headaches during tax season. Use the January 1st Advantage: The first of the year is the best time to make big structural changes, like starting an LLC, switching payroll providers, or filing for S Corp status. This avoids partial-year filings and confusion. Pay Your Kids (Properly!): You can pay your children for legitimate work in your business and enjoy tax advantages while teaching them financial responsibility. Take Advantage of Accountable Plans: Reimburse yourself consistently for things like your home office and cell phone. It's an important benefit that shouldn't be skipped, even in slower years. Review Personal Tax Opportunities: Before year-end, check your 529 plans, HSA, and FSA balances and make contributions to maximize your deductions and savings. Max Out Retirement Contributions: Don't forget to fund your retirement plan! Whether it's a 401(k), SEP IRA, or solo 401(k), you're building wealth beyond your business. Meet with Your Tax Accountant Early: Schedule a pre-tax-season check-in to confirm your estimated payments, review your strategy, and avoid surprise penalties. Don't Spend Money Just to Save on Taxes: Avoid the trap of prepaying expenses or buying things you don't need. Focus on building a healthy, sustainable, profitable business instead. Topics Discussed: (00:00) Intro + Critical Paperwork to Get In Order for Year-End (02:24) Setting Up or Switching Your Business Structure for 1/1: LLC, Payroll, S Corp Election (05:02) Paying Your Kids the Correct Way for Tax Benefits (06:36) Accountable Plan Reimbursements (07:24) Collecting W9s from Contractors (08:13) Personal Tax Strategies: 529 Plans, HSAs, FSAs, and Health Insurance (11:13) Retirement Contributions and Your Different Options (12:31) Meeting with Your Tax Accountant (13:28) Smart Tax Planning Strategies to Avoid IRS Penalties and Spending Profit When You Don't Need To (15:36) Itemized Deductions, Charitable Contributions, and the Big Beautiful Bill's Effect on Depreciating Equipment (17:17) Outro: Kickstart's Free Year-End Tax Checklist, Like, Share and Subscribe! Resources: Free Download | Ultimate Year-End Tax Checklist Related Episodes: Entrepreneurs: Should You Go S-Corp? Pros & Cons + Expert Insight – Ep 115 Can You Legally Hire Your Children?: How to Pay Your Kids, Get Tax Advantages, & Create Generational Wealth – Ep 137 Beyond the Business: Preparing for a Secure Retirement – Ep 188 KSA Tax Partners | https://ksataxpartners.com/ Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/ Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
David T. Dyjack, Dr.P.H., CIH has served as Executive Director and CEO of the National Environmental Health Association (NEHA) since May 2015. Dr. Dyjack's 30-year career includes expertise in environmental health, emergency preparedness and response, public health informatics, infectious disease, workforce development, governmental infrastructure, maternal and child health, health equity, and chronic disease. A board-certified industrial hygienist, Dr. Dyjack also has advanced degrees in public health with a doctorate from the University of Michigan and a master's degree from the University of Utah. In this episode of Food Safety Matters, we speak with Dr. Dyjack [36:33] about: Which demographics may make up the future food safety workforce, based on NEHA data, and what professional support they may need How the learning preferences of younger generations are shaping current education and training initiatives for the food safety sector Shifting priorities at the U.S. Food and Drug Administration (FDA) and their potential influence on the future food safety workforce Industry's role in attracting and educating the future food safety workforce, and how NEHA works with industry to help realize these goals The work of NEHA's Food Safety Committee to help address food safety workforce training gaps and emerging challenges Who can benefit from NEHA's food safety courses and certificate programs The need for additional emergency preparedness training to mitigate food safety risks associated with increasing and more severe natural disasters brought on by climate change. News and Resources Government Shutdown Affects Food Safety: HHS Furloughs Employees, FDA Pauses CORE Investigation Table, Federal Layoffs to Hit HHS Amid Government Shutdown, May Affect Food Safety Staffers [3:08] Another Death Reported in Listeria Outbreak Linked to Prepared Pasta Meals [8:09] FDA Reveals Unsolved E. Coli Outbreak in New Foodborne Illness Outbreak Transparency Tools [16:19] Fruit, Salmonella Caused Most Multistate Foodborne Illness Outbreaks in 2023, per CDC [19:16] Four-Year UK Foodborne Pathogen Surveillance Program Concludes, FSA to Launch New Initiative [23:47] USDA-FSIS Now Includes Gluten in Major Allergen Verification Activities [29:51] Sponsored by: Michigan State University Online Food Safety We Want to Hear from You! Please send us your questions and suggestions to podcast@food-safety.com
Heading into tax season unprepared can be costly—missed deductions, lost paperwork, and sometimes, a surprise check to the IRS. But it doesn't have to be that way! In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., shares the ultimate year-end checklist every business owner needs to save on taxes, protect their business, and walk confidently into tax season. From organizing your paperwork to making smart tax moves and maximizing personal financial strategies, Danielle gives you practical steps you can take before December 31st that can make a big difference in the new year. Key Takeaways: Get Your Paperwork in Order: Before December 31st, ensure all your partnership agreements, legal documents, and W9s are signed, stored, and ready. It'll save you major headaches during tax season. Use the January 1st Advantage: The first of the year is the best time to make big structural changes, like starting an LLC, switching payroll providers, or filing for S Corp status. This avoids partial-year filings and confusion. Pay Your Kids (Properly!): You can pay your children for legitimate work in your business and enjoy tax advantages while teaching them financial responsibility. Take Advantage of Accountable Plans: Reimburse yourself consistently for things like your home office and cell phone. It's an important benefit that shouldn't be skipped, even in slower years. Review Personal Tax Opportunities: Before year-end, check your 529 plans, HSA, and FSA balances and make contributions to maximize your deductions and savings. Max Out Retirement Contributions: Don't forget to fund your retirement plan! Whether it's a 401(k), SEP IRA, or solo 401(k), you're building wealth beyond your business. Meet with Your Tax Accountant Early: Schedule a pre-tax-season check-in to confirm your estimated payments, review your strategy, and avoid surprise penalties. Don't Spend Money Just to Save on Taxes: Avoid the trap of prepaying expenses or buying things you don't need. Focus on building a healthy, sustainable, profitable business instead. Topics Discussed: (00:00) Intro + Critical Paperwork to Get In Order for Year-End (02:24) Setting Up or Switching Your Business Structure for 1/1: LLC, Payroll, S Corp Election (05:02) Paying Your Kids the Correct Way for Tax Benefits (06:36) Accountable Plan Reimbursements (07:24) Collecting W9s from Contractors (08:13) Personal Tax Strategies: 529 Plans, HSAs, FSAs, and Health Insurance (11:13) Retirement Contributions and Your Different Options (12:31) Meeting with Your Tax Accountant (13:28) Smart Tax Planning Strategies to Avoid IRS Penalties and Spending Profit When You Don't Need To (15:36) Itemized Deductions, Charitable Contributions, and the Big Beautiful Bill's Effect on Depreciating Equipment (17:17) Outro: Kickstart's Free Year-End Tax Checklist, Like, Share and Subscribe! Resources: Free Download | Ultimate Year-End Tax Checklist Related Episodes: Entrepreneurs: Should You Go S-Corp? Pros & Cons + Expert Insight – Ep 115 Can You Legally Hire Your Children?: How to Pay Your Kids, Get Tax Advantages, & Create Generational Wealth – Ep 137 Beyond the Business: Preparing for a Secure Retirement – Ep 188 KSA Tax Partners | https://ksataxpartners.com/ Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/ Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
In this episode, Jon and Adam unpack one of golf's most overlooked fundamentals — arc depth, the vertical dimension of your swing that determines whether you strike it pure, fat, or thin. They explain how it differs from attack angle and plane, why it's the “hidden force” behind contact quality, and how you can train it using simple feedback drills. Jon also shares lessons from a conversation with Sir Nick Faldo about confidence under pressure, preparation, and finding a go-to shot when it matters most. The two finish by debating how launch monitors have changed the way golfers learn — and whether chasing numbers is helping or hurting our ability to play instinctively. Thank you to our Show Sponsors GolfRx, Ethos, and The Indoor Golf Shop GolfRx is a wellness membership designed for golfers who want to make golf part of their mental health and self-care routine. Members can use HSA or FSA funds (and sometimes deduct it on taxes) to make golf essentially tax-free. Each plan includes guided wellness tools plus a monthly reimbursement for golf activities. Sign up, swing, and save — and Sweet Spot listeners get their first month free with code SWEETSPOT at https://www.gogolfrx.com/signup • Ethos is an online platform that makes getting life insurance fast and easy There is no complicated process and it's 100% online No medical exam required. You just answer a few health questions Get a quote in as little as 10 minutes You can get same-day coverage without ever leaving your house Get your free quote today at https://www.ethos.com/sweetspot • As we enter the fall season, many golfers will be looking to upgrade their indoor practice. I've been trusting The Indoor Golf Shop for years and recommending them to anyone who wants to improve their home setup. They offer all the top launch monitor brands, including SkyTrak, Uneekor, and Foresight, and regularly run sales. They also have everything you need for your indoor practice - hitting mats, golf nets, impact screens, and custom enclosures. If you're looking for a custom residential build to have the simulator of your dreams, their team can make that happen. They built mine! And their designers can also handle any kind of commercial facility where you're building from scratch or want to make an upgrade. To learn more, check out https://shopindoorgolf.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
This week's show covers scenarios showing why account consolidation matters, municipal bonds, semi-liquid (interval) funds, municipal bonds, HSA's vs. FSA's, and more!
After you listen:Read more from Chris Kawashima in his article "What is Health Insurance and Do I Need It?"Explore more of Schwab's insights on health care.Health-care costs are a major part of most households' budgets, yet many people struggle to understand what they're actually paying for. This episode breaks down how health insurance coverage works, what common medical expenses really mean for your wallet, and how to make smarter choices during open enrollment. Host Mark Riepe is joined by return guest Chris Kawashima, a director of financial planning at the Schwab Center for Financial Research, to explain key terms like deductibles, copays, and coinsurance. They offer practical strategies for managing costs year-round and also discuss smart ways to use tools like FSAs and HSAs to save for short-term and long-term health-care needs. Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.Investing involves risk, including loss of principal.Past performance is no guarantee of future results.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.1025-UR8D Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode Chrisley Confessions 2.0, Todd Chrisley is joined by Rick Stover, Special Assistant to the Director of the Federal Bureau of Prisons (BOP) who has been with the Bureau for nearly 29 years. They dive deep into the First Step Act (FSA) and its implementation within the Bureau of Prisons. He shares insights on the challenges and successes of the FSA since its inception in 2018, including the complexities of good conduct time calculations and the impact of the Second Chance Act.We discuss the growing pains experienced during the rollout of the FSA, the importance of accurate time credit calculations, and the steps being taken to improve the process for inmates. Our guest addresses common misconceptions about home confinement eligibility and the role of case managers in determining release dates.Listen in as we explore the ongoing efforts to streamline the FSA implementation, the establishment of a triage team to address inmate concerns, and the commitment to ensuring that inmates receive the benefits they are entitled to under the law. This episode is packed with valuable information for anyone interested in criminal justice reform and the future of the Bureau of Prisons.THANK YOU TO OUR SPONSORS!- LEAN: Get 20% OFF when you enter code CHRISLEY at https://www.takelean.com!- Just Thrive: Go to https://www.justthrivehealth.com/CONFESSIONS to save 20%! Take the 90-Day Just Thrive Challenge today because when your gut thrives, you thrive!- HOME TITLE LOCK: Go to https://www.hometitlelock.com/chrisley and use promo code CHRISLEY to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty - BOLL & BRANCH: Get 20% off plus free shipping on your first set of sheets at https://www.BollAndBranch.com/confessions!- RULA: Use Rula to get affordable, high-quality therapy that's actually covered by insurance. Visit https://www.rula.com/Chrisley to get started. You deserve mental healthcare that works with you, not against your budget. #rulapod - Genesis Gold Group: Visit https://www.chrisleylovesgold.com today for your FREE Family Wealth Protection Gold Guide and join thousands of Americans who've protected their legacy with real assets!FOLLOW US ON SOCIALS:Todd Chrisley:Insta: (https://www.instagram.com/toddchrisley)Facebook: (https://www.facebook.com/toddchrisley)Julie Chrisley:Instagram: (https://www.instagram.com/juliechrisley)Facebook: (https://www.facebook.com/JulieChrisley)Chrisley Confessions 2.0:Instagram: (https://www.instagram.com/chrisleyconfessions2.0)TikTok: (https://www.tiktok.com/@chrisleyconfessions2.0)YouTube: (https://www.youtube.com/@ChrisleyConfessions)Produced and Edited by: The Cast Collective (Nashville, TN)YouTube: (https://www.youtube.com/@TheCastCollective)Instagram: (https://www.instagram.com/thecastcollective)TikTok: (https://www.tiktok.com/@castcollective)About Rick Stover:Rick Stover currently serves as the Special Assistant to the Director of the Federal Bureau of Prisons. He began his career in corrections with the Virginia Department of Corrections, where he worked for several years before joining the Bureau of Prisons in April 1997 as a Case Manager at FCC Forrest City (AR).In his current role, Mr. Stover leads the Bureau's efforts to advance implementation of the First Step Act (FSA). He was selected for this position in recognition of his prior leadership in developing and negotiating the FSA Time Credits policy. His work has included oversight of policy improvements aimed at enhancing inmate outcomes and fostering collaboration across federal, state, and local agencies to support justice system reform.Mr. Stover has also provided expert guidance on policy development and legal interpretation to ensure consistent application of FSA provisions across law enforcement entities. Throughout his tenure in the Correctional Programs Division and as Warden, he actively engaged with advocacy groups, legal professionals, and community stakeholders to promote transparency and trust in the justice system. In his current role, he is prioritizing agency-wide FSA training and advising the Director on significant immigration matters affecting the Bureau.Mr. Stover holds a bachelor's degree in Sociology with an emphasis in Criminal Justice from Duquesne University and a master's degree in the Administration of Criminal Justice from the State University of New York at Albany. He has been a member of the Senior Executive Service since 2024.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Policy is slamming the countryside. Chris Clayton (DTN/Progressive Farmer) explains how tariffs, China's pivot to Brazilian soybeans, and a USDA shutdown are colliding with harvest to pressure basis, storage, and cash flow—and to derail rural land sales. We dig into why China (historically 25–33% of U.S. soybean demand) is buying from Brazil (COFCO/ports, crush), how that drives basis widening and elevator capacity issues, and what could actually move the needle: biofuels (biodiesel/renewable diesel, ethanol, SAF). We also lay out shutdown fallout—FSA farm ownership/operating loans stalled, CRP payments paused, NRCS (EQIP/CSP) frozen—plus the limited upside from CCC/ECAP‑style aid. If you buy/sell rural land or advise landowners, this is the unvarnished read on farmland values, buyer pools, and the next 3–6 months. Why It Matters Deals slip/die: FSA loans are stopped, shrinking the buyer pool just as post‑harvest listings hit. Cash crunch: Basis widening + storage pressure at harvest reduce liquidity for down payments and improvements. Programs on ice: CRP checks delayed; NRCS projects paused—affecting valuations and conservation‑driven marketing. Demand hinges on policy: RFS, biodiesel/renewable diesel, and SAF tax credits will decide soy oil crush, corn demand, and rents. Strategy reality: Diversified ops with cattle are weathering this better than row‑crop‑only farms. Progressive Farmer https://www.dtnpf.com/agriculture/web/ag/home National Land Realty https://www.nationalland.com
Pet-Friendly Housing Standard Pacific Homes knows the 60-billion-dollar pet industry has a place for homebuilding. 27 of their developments now include pet accouterments, including a pet spa and TV exclusively for Fido. Standard Pacific's Danielle Tocco explains what they're doing to cater to pet owners. Listen Now Heartworm Medication Causes Deaths There are more worries about the dog heartworm medication Trifexis. So far, 965 complaints about dogs dying after taking Trifexis have been filed with the FSA over the last three and a half years. The drug's maker, Elanco, says it's sold 70 million doses and has found no link between the pill and any dog deaths. Listen Now No More Pet Piercing Assemblyman Carmela Garcia (Dem. N.J.) has written legislation that would outlaw piercings and tattoos on cats and dogs. Inspired by a lady who pierced her "gothic kittens," Garcia feels this ban would stop a burgeoning fad. Listen Now Pet Oxygen Masks Does one size fit all? The Animal Radio Hero Person, Debra Jo Chiapuzio helps supply fire departments with life-saving oxygen masks for dogs and cats. She loves her job and has a great passion to teach others pet first aid. Listen Now Moving With Pets Can Be Pricey! Apartments.com did the math in its Pet-Friendly Renting Trends Survey. It found that close to 80% of renters had to pay a deposit to have a pet, and it was more than $200 per year in more than half the cases. About 64% of the people asked said they had a hard time finding an apartment that allowed pets, even with a deposit. Listen Now Read more about this week's show.
In this episode of the weekly livestock market update, Kellan Heavican and Josh Maples discuss the significant impact of the government shutdown on USDA resources and livestock markets. They analyze current market trends for cattle and hogs, the importance of USDA reports, and the implications for food safety inspections. The conversation emphasizes the need for producers to have risk management plans in place to navigate the uncertainty in the market.Market highlights:Live steer prices averaged 229.96/cwt for the 5-market average which was down about $3 from a week ago and up $43 per cwt from a year ago. The October live cattle futures contract was down about $1 per cwt from a week ago to $230.75/cwt at the time of recording on Friday afternoon, and the August feeder cattle futures price was down less than $1 per cwt on the week to $356.50. Choice box beef was at $362.95 at the end of this week, which is down about $14 per cwt from last week. Cash hogs were down $1.25 to $99.87/cwt. October lean hog futures were down about $3 to $98.90/cwt on the week. The pork cutout value was down about $5 from a week ago, to $107.35 /cwt this week.Weekly Slaughter:Weekly cattle slaughter was estimated at 557,000 head for the week, up 2,000 head from a week ago and down 54,571 from a year ago. Hog slaughter was 2.602 million head, up 72,000 head from a week ago and down 4,371 from a year ago. Shutdown Impact on USDA Reports:The U.S. government shut down on Wednesday and the impact can be seen in USDA operations. The USDA shutdown plan included furloughing of about half of the agency's 86,000 employees. This includes most of the farmer-facing positions such as FSA field staff. Select Farm Service Agency leadership at headquarters and at state offices will be on call. Only about 500 of the 7,614 people who work for the Food Safety and Inspection Service will be furloughed, which regulates meat and poultry processing.USDA will not implement or process disaster assistance payments including remaining Supplemental Disaster Assistance programs, Emergency Livestock Relief Program 2023 and 2024 for flood and wildfire. They also won't implement recent changes to farm bill programs.Reports relevant to the meat and livestock sectors could be impacted depending on how long the shutdown lasts. The ERS Livestock and Meat International Trade data are set to be released on October 8th next week may be in jeopardy. The monthly Cattle on Feed report set to be released the week after might also be affected.Learn more about what's happening in the agriculture markets here: https://brownfieldagnews.com/markets/Find more agriculture news here: https://brownfieldagnews.com/Connect with Brownfield Ag News:» Get the latest ag news: https://www.brownfieldagnews.com/» Subscribe to Brownfield on YouTube: @BrownfieldAgNews » Follow Brownfield on X (Twitter): https://x.com/brownfield» Follow Brownfield on Facebook: https://www.facebook.com/BrownfieldAgNewsSubscribe and listen to Brownfield Ag News:➡︎ Apple: https://podcasts.apple.com/dz/podcast/brownfield-ag-news/id1436508505➡︎ Spotify: https://open.spotify.com/show/4qoIHY9EYUV9sf5DXhBKHN?si=a4483aaa1afd445eBrownfield Ag News creates and delivers original content across multiple media platforms. Brownfield is the largest and one of the oldest agricultural news networks in the country carrying agricultural news, markets, weather, commentary and feature content.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's ya favorite homegirl Koereyelle, officially stepping into the 40/40 club with big birthday blessings and a baby girl on the way! In this extra personal and powerful episode of the Girl, Stop Playin' podcast, I'm bringing you some real, raw reflections on turning 40, being pregnant (again!), and preparing for baby #3.I'm sharing my unfiltered birth stories—from the unexpected C-section with my first son, to the unmedicated VBAC that nearly took your girl out, to what I've decided to do for baby #3!Whether you're a mama-to-be, a seasoned mom, or just dreaming of motherhood someday, this episode is full of lessons, tips, and truth bombs about pregnancy, childbirth, and the things no one really talks about—like the real recovery from vaginal birth, advocating for yourself in a medical setting, and using your benefits like an FSA to get that prenatal massage covered, sis!
More FSA Financial Assistance for Farmers Soybeans Drying Down for Harvest Heart Conditions in Livestock 00:01:05 – More FSA Financial Assistance for Farmers: Starting the show is David Schemm, state executive director of the Kansas Farm Service Agency, as he discusses expanded FSA programs and a summary from the recent report from Secretary Rollins. Farmers.gov 00:12:05 – Soybeans Drying Down for Harvest: K-State Extension agronomist Tina Sullivan keeps the show going as she explains the drying down process for soybeans and what the crop looks like around the state. Soybean Seed Filling and Dry Down Rate Before Harvest 00:23:05 – Heart Conditions in Livestock: Brad White, Bob Larson and Todd Gunderson with part of the Beef Cattle Institute's Cattle Chat podcast end the show where they talk about heart disease in many species and its impact on the animal. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan
Fall isn't just for cider mills, football games, and cozy sweaters—it's also the perfect season to reset your financial life. In this solo episode, Melissa Joy shares seven practical tips to help you take advantage of seasonal opportunities and set yourself up for success before the year ends. From open enrollment decisions and maximizing workplace benefits to planning for holiday spending, reviewing your investments, and checking in on your estate plan—Melissa walks through the steps that can help you move forward with clarity and confidence. You'll learn how to: Make the most of your employer benefits and avoid last-minute enrollment stress Use remaining 2025 benefits wisely, from FSA dollars to legal perks Take proactive steps on taxes before December 31 Plan and budget for the holidays to avoid year-end financial regret Rebalance your portfolio and revisit investment opportunities Update beneficiaries, life insurance, and estate planning documents Conduct a fall financial health check and set goals for the new year As Melissa reminds us, progress is always more important than perfection. Pick one or two of these seasonal money tasks, get them done, and set the tone for a stronger financial future. The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...
As the year wraps up, our host Tim Pope highlights key planning reminders for pilots: open enrollment choices, tax strategies, 401(k) adjustments, and life changes like marriage, divorce, child birth, or buying a new home. He also covers Roth conversions, gain harvesting, FSA timing, and estate document updates. What You'll Learn from This EpisodeOpen Enrollment Considerations: What to review before re-electing benefits, especially if your airline changed providers or you've had a major life event.Life Transitions and Benefits: How marriage, divorce, childbirth, or military retirement can affect your insurance, estate, and legal plan decisions.401(k) Strategy: How to check your contribution progress, set your 2026 target, and re-evaluate Roth vs. traditional deferrals.Roth Conversions and Tax Bracket Planning: Why timing and bracket awareness matter when converting pre-tax dollars.Tax Gain Harvesting: How a low-income year might open a window to reset capital gains with little to no tax cost.Backdoor Roth Contributions: What deadlines actually apply and how to execute this multi-step move.FSA and Dependent Care Planning: Ways to prepare for upcoming expenses and reduce taxable income.Withholding Checkups: How to avoid surprises (or big refunds) in April by making Q4 adjustments now.Balancing Values and Financial Planning: Why it's okay to spend money when it aligns with what matters to you, and how Tim applied that to a recent family mountain biking expense.Resources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.
In this month's YPAC podcast host Shawn Stender, FSA, MAAA will be joined by Simon Gervais, FSA, MAAA to discuss an often-overlooked topic for young actuaries. With so much focus given to career advancement and “managing up,” actuaries looking might overlook the benefits of managing down to promote younger professionals within their organization. This podcast will discuss how managing down can not only benefit your career, but also the actuarial profession.
In this week's episode of Federal Prison Authority Presents: Around the Block, Bruce and Susan begin by discussing the changing season from summer to fall and introduce a new topic: the designation process for inmates. Through the first half of the episode, Susan works through the details and requirements set up by the Bureau. To help wrap up the show, Susan goes over the transfer process for inmates. This is an information-heavy episode on a new topic, but Bruce and Susan have a collection of books listeners can check out after listening to each episode. Please feel free to send questions to Bruce and Susan. Dr. Susan Giddings can be found on their shared website https://federalprisonauthority.com/who-we-are/ Bruce through his cell (214) 431-2032, and their First Step Act Book on Amazon: https://a.co/d/2dWCECE
DTN Ag Policy Editor Chris Clayton has had his hands full for months, tracking a wide range of stories from Washington that promise to impact farmers and ranchers in myriad ways. For one, the U.S. Department of Agriculture is still in the midst of a proposed reorganization, which is leaving local FSA offices short on staff — and farmers are starting to raise their concerns.Our conversation today starts with the latest news from USDA Secretary Brooke Rollins, including recent updates on a potential farmer aid package. We'll also discuss some recent farmer actions — particularly based in Arkansas — during which hundreds of growers demanded more responsiveness from the federal government.Then we'll get into the latest trade news and what prospects might be for a resumption of trade with China or a renegotiation of the USMCA. We'll get an update from Congress, and hear what impacts might be incurred if Congress fails to pass a budget by the end of September and the government is forced to shut down.Finally, we'll hear the latest about the Make America Healthy Again Movement, or MAHA, report, get an update on farm labor, and hear some unexpected news about cover crops.
In this episode, FSA speaks with Florida's newest Cabinet member, Chief Financial Officer Blaise Ingoglia. Before being appointed by Governor Ron DeSantis to this Cabinet-level position, he served as a staunch law and order ally of the sheriffs in the Florida House of Representatives and then in the Florida Senate. While in the Senate, CFO Blaise sponsored numerous bills to address immigration enforcement and now as a member of the Cabinet, sits on the State Board of Immigration Enforcement. Learn about his path to public service and how he continues to work with sheriffs to make Florida both safe and affordable.
On this episode of Federal Prison Authority Presents: Around the Block, Bruce and Susan begin by answering viewer questions, ensuring a thorough response while keeping the explanation clear and understandable. The main topic explored through viewer questions is the qualifications for a halfway house during the transition. After spending some time on this topic, Susan and Bruce transition to case management and suggest ways for inmates and their families to help themselves, as well as behaviors to avoid. They also explain the differences between halfway housing and home confinement. To wrap up the episode, Bruce and Susan explore court and case processing, which can have specific requirements for inmates in a particular state/city. Please feel free to send questions to Bruce and Susan. Dr. Susan Giddings can be found on their shared website https://federalprisonauthority.com/who-we-are/ Bruce through his cell (214) 431-2032, and their First Step Act Book on Amazon: https://a.co/d/2dWCECE
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Andy Hill explains how a Dependent Care FSA can provide significant tax savings for families with daycare expenses, while also highlighting the importance of planning ahead for its “use it or lose it” rules. He expands on other workplace benefits like 401(k) matches, HSAs with their triple tax advantage, and employer-provided perks that can help families save money and build long-term wealth. Read along with the original article(s) here: https://marriagekidsandmoney.com/dependent-care-fsa Quotes to ponder: “Like the Flexible Spending Arrangement (or Account), it is essentially a separate account where you can save pre-tax money for use on qualified expenses.” “Remember that an FSA is a ‘use it or lose it' program.” “Your HSA contributions are tax-deductible and your investments grow tax-free. And you can withdraw your money, tax-free at any time as long as you're using the funds for qualified medical expenses.” Episode references: IRS Qualified Medical Expenses List: https://www.irs.gov/publications/p502 Lively HSA: https://livelyme.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Andy Hill explains how a Dependent Care FSA can provide significant tax savings for families with daycare expenses, while also highlighting the importance of planning ahead for its “use it or lose it” rules. He expands on other workplace benefits like 401(k) matches, HSAs with their triple tax advantage, and employer-provided perks that can help families save money and build long-term wealth. Read along with the original article(s) here: https://marriagekidsandmoney.com/dependent-care-fsa Quotes to ponder: “Like the Flexible Spending Arrangement (or Account), it is essentially a separate account where you can save pre-tax money for use on qualified expenses.” “Remember that an FSA is a ‘use it or lose it' program.” “Your HSA contributions are tax-deductible and your investments grow tax-free. And you can withdraw your money, tax-free at any time as long as you're using the funds for qualified medical expenses.” Episode references: IRS Qualified Medical Expenses List: https://www.irs.gov/publications/p502 Lively HSA: https://livelyme.com Learn more about your ad choices. Visit megaphone.fm/adchoices
There are a thousand opinions out there on how to raise kids, but the one thing everyone can agree on is that raising kids is expensive. Luckily, there's a way that doctors like you can save on taxes and use pretax dollars to pay for childcare. Nate Reineke breaks down how a dependent care FSA can be used to pay for daycare or nannies and how it helps physicians get an easy tax break. We also answered your colleagues' questions. A Pediatrician in California says, I inherited an IRA from my mom. I plan to work for the next 10 years, and the IRA is subject to the 10-year rule. I am switching jobs to a higher-paying job in 2026. Should I withdraw now or wait? A business owning spouse of a Dermatologist in Virginia opened a group 401 (k) plan with a non-spouse employee who never became eligible for the plan. They want to know if they can close the group plan and roll the funds into a Solo 401 (k). A cardiologist in Oregon says that his wife has an inactive 401 (k) that is changing custodians and is in a blackout period. He wants to know what that means. An Addiction Medication Specialist in Oregon says, according to my plan, I am on track for retirement, and I may decrease my working hours soon. Should I open a cash balance account? Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures
Farm Service Agency's Fiscal Year 2025 Roscoe Ellis, Jr. Lecturer: Sasha Kravchenko Adult Cattle with Anemia 00:01:05 – Farm Service Agency's Fiscal Year: Starting today's show is David Schemm, state executive director for the Kansas Farm Service Agency, as he provides an update on programs and a summary of stats from the 2025 fiscal year at FSA. Farmers.gov 00:12:05 – 2025 Roscoe Ellis, Jr. Lecturer: Sasha Kravchenko: The 2025 Roscoe Ellis Jr. Lecturer, Sasha Kravchenko, keeps the show moving by discussing her research on soil pores as habitats for microorganisms. Kravchenko Lab Website Roscoe Ellis, Jr. Lectureship 00:23:05 – Adult Cattle with Anemia: Brad White, Todd Gunderson and Bob Larson with the Beef Cattle Institute's Cattle Chat podcast end the show as they describe how to identify anemia in adult cattle. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan
Wondering how to use an HSA or FSA—or decide which one is better? In this episode, we break down the rules, tax savings, and pros and cons of each so you can take advantage of these powerful benefits.
It was a packed Monday on the AgNet News Hour as hosts Nick Papagni, the Ag Meter, and Josh McGill delivered a show full of breaking updates for California agriculture. From shifting almond yields to critical relief for the dairy sector, farmers had plenty to tune in for. Almond Industry Update Nick sat down with Steve Malanka of West Valley Hauling for a ground-level perspective on this year's almond crop. Early in the season, projections of a massive three-billion-pound harvest had many in the industry worried about oversupply and falling prices. But Malanka's firsthand reports from the field paint a different picture. Yields are consistently off across the Central Valley, with haulers seeing reductions ranging anywhere from 10 to 22 percent compared to last year. Nonpareil yields are down significantly in many orchards, with some growers harvesting closer to 1,200 to 1,800 pounds per acre rather than the state's average of over 2,000. That decline is already strengthening prices, with growers seeing firmer markets and the possibility of hitting $3 per pound by spring. Malanka also broke down the quality challenges. This year, almond hulls absorbed much of the trees' energy, leaving smaller kernels and lower “turnouts.” While that's a concern for nut buyers, the dairy industry may benefit from the abundance of heavier hulls that are a valuable feed source. Major USDA Announcement for Dairy Producers The biggest news of the day came directly from USDA Deputy Secretary of Agriculture Stephen Vaden, who joined the show to announce an additional $1 billion in relief for livestock producers, including California's struggling dairy farmers. The funds, part of the Emergency Livestock Relief Program, are designed to offset increased feed costs caused by the flooding and wildfires of 2023 and 2024. This brings total ELRP funding to a record $2 billion. Importantly, Vaden emphasized that money will go directly to producers through their local FSA offices, with signups beginning September 15 and running through October 31. “This is going directly into the hands of California dairy producers,” Vaden said. “They need this money now, and we're making sure it gets to them quickly.” Why It Matters For California's farmers, the dual updates highlight both challenge and opportunity. Almond growers are watching yields decline but prices rebound, while dairymen finally see long-awaited federal support. As Nick and Josh noted, it's one of the most exciting Monday shows yet, with tangible news that could shape the season ahead for two of California's most important industries.
If you're wondering when or if you'll be able to bill insurance as a health coach, you're not alone. In this episode, I break down what's happening with CPT codes, who qualifies to bill insurance, and what you need to know before heading down that path. But here's the twist: Some doctors say they wish they were health coaches just to escape the red tape of billing insurance. You'll learn: Why insurance might not be the goal you think it is What it takes to bill (and get paid) through insurance What smarter alternatives exist right now How to use HSA and FSA accounts The surprising truth about what top practitioners really want
The One Big Beautiful Bill Act (OBBBA) made changes to the Federal Crop Insurance Act. On August 20, 2025, RMA announced immediate implementation of certain sections of this legislation, including premium discount increases for certain federal products including ECO, SCO, and MCO, changes to the Beginning Farmer & Rancher (BFR) program, and more.Join Dave DeCapp and Ken Ripley as they discuss what agents and insureds need to know about these changes and updates to FSA and farm safety programs, including ECAP and SDRP.
In this episode, FSA sits down with Peter Moskos, professor at John Jay College of Criminal Justice and author of Back from the Brink. Following his keynote at the Sheriffs Summer Conference, Moskos shares his perspective on the evolving relationship between law enforcement and the communities they serve. He highlights what needs to happen to build lasting trust and understanding. The conversation also touches on his research findings and how they can inform today's policing challenges. Finally, Moskos discusses how law enforcement leaders can continue to strengthen their agencies and better serve their communities.
Most people get something very wrong about the doctor—they're not meant for a lot of the things we try to use them for. With that in mind, let's talk about how to get the most out of your doctor visit. We're going to take a look at what you can reasonably expect from a physician during a quick, infrequent visit with them. And then I'm wrapping up with some thoughts on health insurance—what you need to know and what you can expect when searching for a provider who can help you with your vestibular disorder. In this episode, we'll dig into: What most people assume incorrectly about their primary physician The No. 1 thing to avoid during a doctor visit 3 tips to keep in mind for your next medical visit Important information to bring & share with your PCP What you need to know about health insurance & out-of-network providers Since I don't have the power to change the healthcare system, I want to help you navigate it more easily. For even more tips, join us in Vestibular Group Fit (use code GROUNDED for a 15% discount)! Links/Resources Mentioned: Vestibular Group Fit (code GROUNDED at checkout!) More Links/Resources: The 4 Steps to Managing Vestibular Migraine The PPPD Management Masterclass What your Partner Should Know About Living with Dizziness The FREE Mini VGFit Workout The FREE POTS - safe Workouts Vestibular Group Fit (code GROUNDED at checkout for 15% off your first subscription cycle!) Connect with Dr. Madison: @TheVertigoDoctor @TheOakMethod @VestibularGroupFit Connect with Dr. Jenna @dizzy.rehab.therapist Work with Dr. Madison 1:1, Vestibular Rehabilitation Therapy Vestibular Group Fit Small Group Coaching (offered throughout the year, sign up for our email list to learn when!) Why The Oak Method? Learn about it here! Love what you heard? Reviews really help us out! Please consider leaving one for us. This podcast is for informational purposes only and may not be the best fit for you and your personal situation. It shall not be construed as medical advice. The information and education provided here is not intended or implied to supplement or replace professional medical treatment, advice, and/or diagnosis. Always check with your own physician or medical professional before trying or implementing any information read here. ————————————— living with vestibular disorder, vestibular support group, vestibular dysfunction, vestibular disorder, vestibular migraine, dizziness, DO, medical provider, PCP, primary physician, tips for going to the doctor, healthcare system, medications & supplements, diagnosis, meniere's disease, BPPV, lifestyle changes, dietary changes, exercises for vestibular disorder, insurance, out of network, HSA, FSA, doctors appointment, doctor visit
Look, I knew getting older would mess with my joints and metabolism—but no one warned me that my arms would become too short to read a menu. In this solo episode, I talk about the aging process that ruins your ability to focus on near objects—presbyopia—and why it's just part of the over-40 starter pack. But that's not all. I've got thoughts about chiropractors adjusting newborns (yes, really), dry eye fixes that actually work, and whether or not you can legally use your FSA to buy laser vision. Spoiler: probably not. Come for the eye care breakdowns, stay for the spicy takes on spine snappery and TikTok pseudoscience. Takeaways: Presbyopia 101: Your eyes will betray you after 40. It's called physics. It's called biology. It's called reading glasses. Chiropractors & Kids: There's zero justification for adjusting newborns. And yes, we're talking about that video. Dry Eye Fixes: Not all TikTok hacks are bogus, but most of them are. Here's what actually works. FSA Deep Dive: What can you actually use it for? And is LASIK even covered? When Medical Myths Go Viral: From chiropractic cradle cracking to miracle eye cures, we're swatting down the nonsense. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Go to http//www.cozyearth.com and use code KNOCKKNOCK for 40% off best-selling temperature-regulating sheets, apparel, and more. Trust me—you'll feel the difference the very first night. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices