Podcasts about fsa

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Latest podcast episodes about fsa

FSAcast
Episode 133: Holmes County Sheriff John Tate

FSAcast

Play Episode Listen Later May 28, 2025 33:30


In this episode, FSA speaks with Holmes County Sheriff John Tate about his family tradition of serving and protecting the citizens of his county. First elected in 2016, Sheriff Tate has worked to strengthen and expand the services he offers, and that has certainly been the case with the recent addition of running emergency medical services. We also discuss his office's critically important work of not just arresting drug dealers but working with community providers to offer substance-abuse treatment and recovery support services to those in need. The results have been gratifying for all involved.

Physician Family Financial Advisors Podcast
Exterminating Emergencies: How can Physicians cover unexpected expenses

Physician Family Financial Advisors Podcast

Play Episode Listen Later May 28, 2025 29:39


Bug infestations are stressful. Having an established relationship with a “bug guy” helps exterminate that stress. All emergencies are more stressful when you try to handle them alone, but having a financial planner who enables you to understand where funds can come from helps decrease your stress. Listen in as Ben Utley and Nate Reineke discuss what funds you should use to save for retirement and how those funds help cover you in an emergency. We also answer your colleagues' questions. Changing Advisors An ENT in Florida is changing advisors and wants to know if a proper break-up is required or if ghosting is acceptable. Covered Call and Put Options An internal med doc in Texas has been trying to get more involved in his finances and wants our opinion on covered call and put options. Funding HSA vs FSAA listener emailed in and is changing jobs. They are curious if they can fund an HSA right away or if they have to wait since they currently have an FSA. Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

FSAcast
Episode 132: Citrus County Sheriff David Vincent

FSAcast

Play Episode Listen Later May 14, 2025 32:20


In this episode, FSA speaks with Citrus County Sheriff David Vincent, who was elected sheriff in 2024 after serving his community for more than two decades. Sheriff Vincent goes over his first 100 days in office as well as the new initiatives he is implementing for his office, which includes equipping all 115 deputies within the patrol division with body cameras. Sheriff Vincent covers the steps he has taken as a newly elected sheriff to be open and transparent. We also discussed some aspects of the job that surprised him as he was running for office for the first time. 

Growing Harvest Ag Network
Afternoon Ag News, May 13, 2025: Concerns surround keeping FSA offices open

Growing Harvest Ag Network

Play Episode Listen Later May 13, 2025 2:25


Top House Ag Democrat Angie Craig says her farmers claim Farm Service Agency offices are way understaffed, despite USDA Secretary Rollins’ vow to keep all FSA offices open.See omnystudio.com/listener for privacy information.

Growing Harvest Ag Network
Morning Ag News, May 9, 2025: Rollins tells Congress no FSA office closings

Growing Harvest Ag Network

Play Episode Listen Later May 9, 2025 3:06


USDA Secretary Brooke Rollins told Senate Ag Appropriators USDA won’t close any FSA offices, despite more than a thousand FSA staffers taking financial buyouts. See omnystudio.com/listener for privacy information.

Small Business Tax Savings Podcast | JETRO
How to Turn Your HSA Into a Tax-Free Retirement Fund

Small Business Tax Savings Podcast | JETRO

Play Episode Listen Later May 7, 2025 14:37


Society of Actuaries Podcasts Feed
Marketing & Distribution Section: Minute Manager Makeover: Modern Leadership in 60 Seconds

Society of Actuaries Podcasts Feed

Play Episode Listen Later May 5, 2025 8:10


In this episode, join host Tiana Zhao, FSA, CERA, to explore the principles of “The New One Minute Manager” by Ken Blanchard and Spencer Johnson.

What in the Weather?
5/1/25 - Weather like San Diego ahead?!

What in the Weather?

Play Episode Listen Later May 1, 2025 22:44 Transcription Available


This Day in Iowa Weather History In 1911, unseasonably cold air brought rain mixed with snow across northwestern Iowa. Most snow melted on contact, but some locations reported accumulations: 1 inch at Denison, 1.5 inches at Alta and Lamars, 2 inches at Algona, Mason City, New Hampton, Onawa, and Rockwell City, 2.5 inches at Rock Rapids, and 4 inches at Elma in Howard County. 7-Day Weather Forecast Showers and thunderstorms are possible today, but the weekend will bring pleasant, San Diego-like weather: sunny skies and highs in the 70s. A quieter weather pattern is expected to settle in. Climate Outlook 8–14 Days (May 8–14): Strong likelihood of above-normal temperatures. The eastern half of Iowa leans slightly below normal for precipitation, while the western half is near normal-overall, a little dry and definitely warm. 3–4 Weeks (May 10–23): The outlook leans warm with equal chances for precipitation. Precipitation remains difficult to forecast due to the spring transition. May Monthly Outlook: Most of Iowa is likely to be warmer than normal. Precipitation is split: the northeast leans slightly drier, while the southwest has equal chances for above, below, or normal precipitation. Recent Weather Impacts On Monday, Iowa experienced very windy conditions (gusts up to 70 mph in Ames) but no tornadoes. The severe weather event was well forecasted in terms of risk areas, but many Iowans did not experience significant storms, leading to a perception of overhype. The lack of severe storms in Iowa was attributed to a strong atmospheric cap, cloud cover, dust, and wind alignment that prevented updrafts, despite all other ingredients for severe weather being present. Specialty Crop Impacts Winter Rye: Beginning to flower across Iowa. Growers can terminate rye reliably by mowing and tilling at anthesis (pollen shed). One grower plans to mow and bale rye for weed-free straw mulch. Overwintered Flowers: Iceland poppies are starting to open; dianthus are looking good. More flower updates are expected next week, ahead of Mother's Day. Greenhouse Tomatoes: Ripe tomatoes are being harvested in greenhouses in Grinnell and likely at some auction houses. Garlic & Aster Yellows: Growers are on watch for aster yellows phytoplasma, which devastated garlic crops last year, especially in northeast Iowa and neighboring states. Recent lab tests found rotted garlic cloves infected with pythium and rhizoctonia, not aster yellows. The likely cause was winterkill due to low snow cover, not disease. Spring-planted garlic had much higher survival. Management Advice: Rogue out yellow, weak garlic plants now to prevent potential spread of aster yellows by leafhoppers. Mulch and snow cover help protect overwintered garlic. Soil Testing: New online and spreadsheet tools are available for interpreting soil test results and generating fertilizer recommendations. MASC Payments: A new round of Market Assistance for Specialty Crops (MASC) payments has been announced. Growers should check with their FSA office for eligibility. Podcast summary generated using Perplexity.ai

Line on Agriculture
Farm Bureau on USDA Layoffs, Office Closures, Consolidations

Line on Agriculture

Play Episode Listen Later Apr 25, 2025


American Farm Bureau Federation wants to make sure that farm programs remain efficient and effective for farmers despite talks of county office closures and staff layoffs.

White Coat Investor Podcast
WCI #416: HSAs, FSAs, and Malpractice Insurance

White Coat Investor Podcast

Play Episode Listen Later Apr 24, 2025 27:46


Today we answer a handful of HSA and FSA questions including what to do when you contribute incorrectly and what to do when you have problems with reimbursement for medical spending. We answer a question about calculating equities. We also do a deep dive into malpractice insurance with information about lizard tails, veto clauses and hammer clauses. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Dave and Dujanovic
Dave & Dujanovic Full Show April 21st, 2025: Pope Francis dies at age 88

Dave and Dujanovic

Play Episode Listen Later Apr 21, 2025 121:39


Americans less interested in travel due to the hassle Who needs an FSA and who doesn't No price switch for Nintendo Switch 2! Small towns with the highest traffic ticket revenue

Dave and Dujanovic
Who needs an FSA and who doesn't

Dave and Dujanovic

Play Episode Listen Later Apr 21, 2025 19:16


You had money taken out of each paycheck to put into a flexible spending account last year but didn't quite use it all up? We've got bad news for you. Dave and Debbie weigh the pros and cons of Flex Spending Accounts and speak with Certified Financial Planner with DMBA, Shane Stewart about who an FSA is right for… and who may not benefit.

Farm City Newsday by AgNet West
AgNet News Hour Thursday, 04-17-25

Farm City Newsday by AgNet West

Play Episode Listen Later Apr 17, 2025 36:10


The Ag Net News Hour's Lorre Boyer and Nick Papagni, “The AgMeter” highlighted some news from China about a change in a trade leadership could be a turning point when it comes to negotiating tariffs between the U.S. and China.  Nick then had an interview with Kings River Packing regarding Georgia citrus growers coming to California and touring their operation. The California citrus market is thriving, with Kings River Packing handling over 22 million boxes. The company faces challenges from tariffs, particularly in Canada, but sees opportunities in domestic product demand. The lemon market is expected to improve, with increased demand in summer. The tour hosted just over 20 visitors. ​The USDA is considering significant changes to its Farm Service Agency, Natural Resources Conservation, and Risk Management Offices, including potential closures and staff consolidation. A proposal from the Office of Management and Budget aims to cut fiscal 2026 funding, reduce research and conservation efforts, and trim program budgets. The plan includes moving staff from Washington, D.C., to rural areas and forming state committees to oversee local operations. Concerns have been raised about the impact on county committees and the ability to accommodate farmers without internet access. The 2018 Farm Bill requires USA to notify Congress before closing any FSA office. ​This segment is brought to you by the highlighted some news from China about a change in a trade leadership could be a turning point when it comes to negotiating tariffs between the U.S. and China. Nick then had an interview with Kings River Packing regarding Georgia citrus growers coming to California and touring their operation. The California citrus market is thriving, with Kings River Packing handling over 22 million boxes. The company faces challenges from tariffs, particularly in Canada, but sees opportunities in domestic product demand. The lemon market is expected to improve, with increased demand in summer. The tour hosted just over 20 visitors. The USDA is considering significant changes to its Farm Service Agency, Natural Resources Conservation, and Risk Management Offices, including potential closures and staff consolidation. A proposal from the Office of Management and Budget aims to cut fiscal 2026 funding, reduce research and conservation efforts, and trim program budgets. The plan includes moving staff from Washington, D.C., to rural areas and forming state committees to oversee local operations. Concerns have been raised about the impact on county committees and the ability to accommodate farmers without internet access. The 2018 Farm Bill requires USA to notify Congress before closing any FSA office. This segment is brought to you by the Almond Board of California. In the latest episode of the Almond Journey podcast, Chuck Fleck of Sierra Gold Nurseries discusses the challenges and advancements in almond breeding. He explains the slow cycle of almond hybridization, which can take up to three years to test for self-fertility. Fleck highlights the importance of breeding for resistance to the navel orange worm, which caused significant industry issues in 2023. He also notes the introduction of new self-fertile varieties like Shasta and Pyrenees, which have improved crop management but can be demanding on rootstocks. The conversation underscores the need for resilient almond varieties as pesticide resistance and regulatory changes may impact future production.California. In the latest episode of the Almond Journey podcast, Chuck Fleck of Sierra Gold Nurseries discusses the challenges and advancements in almond breeding. He explains the slow cycle of almond hybridization, which can take up to three years to test for self-fertility. Fleck highlights the importance of breeding for resistance to the navel orange worm, which caused significant industry issues in 2023. He also notes the introduction of new self-fertile varieties like Shasta and Pyrenees, which have improved crop management but can be demanding on rootstocks. The conversation underscores the need for resilient almond varieties as pesticide resistance and regulatory changes may impact future production.

FSAcast
Episode 131: Week 6 Legislative Recap with State Attorney RJ Larizza

FSAcast

Play Episode Listen Later Apr 10, 2025 25:10


In this episode, FSA provides a Week 6 legislative update and dives into key public safety priorities as we pass the midpoint of the legislative session. We then sit down with the State Attorney for the 7th Judicial Circuit, RJ Larizza, to discuss the Jason Raynor Act, including the tragic case that inspired it. We explain the recent contention in the Senate over the bill and how both sides ultimately came together to reach a compromise.

Ransquawk Rundown, Daily Podcast
Europe Market Open: USTs & stocks slump as reciprocal tariffs begin, China fares better amid state support

Ransquawk Rundown, Daily Podcast

Play Episode Listen Later Apr 9, 2025 5:40


US President Trump's reciprocal tariffs alongside the 104% levy on China came into effect; US President Trump said China is manipulating its currency in offset against tariffs, and added the US will be announcing tariffs on pharmaceuticals soon.Shanghai Comp. (+0.2%) was somewhat cushioned following recent stabilisation measures and expected policy support; E-mini S&P futures fell (-2.2%); markets await China's response.10yr UST futures notably slumped amid a surge in yields due to trade war concerns and after a weak 3yr auction stateside.RBI and RBNZ both cut their respective rates by 25bps as expected - both central banks flagged trade uncertainty; Japan's BoJ, MOF, FSA hold meeting to discuss international financial markets at 08:00BST.European equity futures indicate a lower cash market open with EuroStoxx 50 futures down 4.3% after the cash market closed with gains of 2.5% on Tuesday.Looking ahead, highlights include US Wholesale Sales, FOMC Minutes, Trump Executive Orders, Speakers including BoJ's Ueda, ECB's Knot, Cipollone & Fed's Barkin, Supply from UK & US, Earnings from Delta & Constellation Brands.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

FSAcast
Episode 130: Week 5 Legislative Recap with Rep. Rachel Plakon

FSAcast

Play Episode Listen Later Apr 4, 2025 19:10


In this episode, the Florida Sheriffs Association provides a Week 5 legislative recap as we highlight the Florida Sheriffs Association's successful Sheriffs Day at the Capitol. We discuss the progress of key bills and FSA priorities that are helping shape public safety. FSA then sits down with Representative Rachel Plakon (District 36 – Seminole County), the sponsor of not just one, but two of the FSA's top legislative priorities. We dive into the impact these bills will have on law enforcement and public safety across Florida.

The Astonishing Healthcare Podcast
AH061 - Empowering Unions with Technology: A New "Hours Banking" System

The Astonishing Healthcare Podcast

Play Episode Listen Later Apr 4, 2025 19:34


On this episode of the Astonishing Healthcare podcast, we discuss how modern technology - Judi® - brings efficiency to the labor union market with Capital Rx's Mike Miele, FSA, MAAA (Senior Vice President of Insured Services), Christie Peperato (Manager, Payment & Operations), and Kelly Smith (Product Manager). Who knew that Capital Rx has an hours banking system? Why did we build one? Well, every hour a union worker works may be tracked and "banked" for benefits eligibility purposes. So, those hours and the accuracy of the reporting matter... a lot. And as Christie describes, it's been a manual, "painful" process forever. After Mike explains the unique needs of union clients and what hours banking is all about, Christie and Kelly dive into how this newly developed system alleviates the pain by automating the tracking of work hours and eligibility for health benefits and having everything, including payments, processed in one system. By removing the manual burden on union office managers and making it easy for contractors to submit the data, managers and plan administrators can focus on what matters most: taking care of members' needs. Want to help name the new system? Drop us an email.

Agriculture Today
1902 - Emergency Commodity Assistance Program...Prescribed Fire Plan

Agriculture Today

Play Episode Listen Later Apr 2, 2025 27:53


FSA's ECAP and Corn Gromwell Preparing for a Prescribed Burn Artificial Insemination or Embryo Transfer   00:01:05 – FSA's ECAP and Corn Gromwell: Starting today's show is Kansas Farm Service Agency agricultural program specialist, Emily Evans, as she explains details of the Emergency Commodity Assistance Program. We are also joined by K-State weed specialist Sarah Lancaster as she discusses corn gromwell. Farmers.gov Corn Gromwell   00:12:05 – Preparing for a Prescribed Burn: Luke Berning, Kansas Forest Service fuels specialist, continues the show by reminding people about burn plan factors when it comes to prescribed fire. Kansas Wildflowers and Grasses Simple Smoke KansasForests.org   00:23:05 – Artificial Insemination or Embryo Transfer: The Beef Cattle Institute's Brad White, Bob Larson and Brian Lubbers wrap the show with part of their Cattle Chat episode. They converse about breeding options for integrating registered cattle into a commercial herd. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Society of Actuaries Podcasts Feed
Entrepreneurial & Innovation: Turning Modeling Headaches into an Actuarial Infrastructure Startup

Society of Actuaries Podcasts Feed

Play Episode Listen Later Apr 1, 2025 34:47


Host Victor Zhao, FSA, CERA sits down with Frank Cheung, FSA, MAAA, CEO and Founder of Accorded, to explore how modeling headaches and operational friction inspired him to launch an actuarial data and analytics infrastructure startup. Frank shares how he identified the core problem, validated it through deep industry conversations, and took the leap into entrepreneurship.

Daily Crypto Report
"Japan's FSA may reclassify crypto as financial product " Mar 31, 2025

Daily Crypto Report

Play Episode Listen Later Mar 31, 2025 7:24


Today's blockchain and cryptocurrency news  Bitcoin is down slightly at $82,032 Eth is up slightly at $1,812 XRP, is up half a percent at $2.07 Oracle manipulation strikes DeFi Japan's FSA may reclassify crypto as financial product by 2026 Elon Musk says US GOV has no plans to use Dogecoin crypto funds pull in $226M Strategy buys $2B in BTC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Society of Actuaries Podcasts Feed
Young Professional Advisory Council: Calculated Risks with Jing Lang - A Journey from Corporate Actuary to Entrepreneur

Society of Actuaries Podcasts Feed

Play Episode Listen Later Mar 31, 2025 30:08


How do you go from working in a structured corporate actuarial role to forging your own entrepreneurial path? In this episode, Yisi Wang, FSA, CFA sits down with Jing Lang, FSA, FCIA, a seasoned actuary, writer and entrepreneur, who transitioned from corporate actuarial science to entrepreneurship. She shares her journey, the challenges she faced, and the strategies that helped her navigate uncertainty. Whether you're contemplating a career shift, exploring entrepreneurship, or simply love hearing stories of transformation, this conversation is packed with insights, inspiration, and lessons on taking calculated risks! 

FSAcast
Episode 129: Week 4 Legislative Recap with Senator Colleen Burton

FSAcast

Play Episode Listen Later Mar 27, 2025 30:52


In this episode, FSA provides a Week 4 legislative recap and then sits down with Senator Colleen Burton (District 12) to discuss her important work in protecting children with strong new legislation on hemp products (SB 438) as well as the enjoyment of representing the great citizens of Polk County…to include Sheriff Grady Judd!

The Concierge Coaches Show
Exploring RDAP

The Concierge Coaches Show

Play Episode Listen Later Mar 24, 2025 55:00


On this episode of Federal Prison Authority Presents: Around the Block, Bruce and Susan explore the system of RDAP and answer a fan's question. They explain halfway housing and specify receiving time credits for their sentence. This diverges into how laws are created, how things can be overly complex, and how the process of Congress needs improvement. One area Susan seeks to clarify is trauma and patch evolutions that inmates take, and these can influence certain aspects of their time and location requirements. This episode dives into how system elements can be improved while explaining how people can navigate it to help secure time credits. Dr. Susan Giddings can be found on their shared website https://federalprisonauthority.com/who-we-are/ Their best sellers are available at Amazon https://a.co/d/0RfvebL and https://a.co/d/bMHEAp2

Consumer Tech Update
Pay for your Apple Watch with FSA/HSA funds

Consumer Tech Update

Play Episode Listen Later Mar 22, 2025 9:42


Apple Watches can be life-saving, but they're not cheap. If you have an FSA or HSA, you may be able to get reimbursed.  

FSAcast
Episode 128: Week 3 Legislative Recap with Senator Stan McClain

FSAcast

Play Episode Listen Later Mar 21, 2025 30:06


In this episode, FSA provides a Week 3 legislative recap and then sits down with Senator Stan McClain (District 9) to discuss his work in the Legislature as Chair of the Senate Community Affairs Committee. Senator McClain talks about a bill he is working on this year that will allow sheriffs to obtain grant funding for expedited state-of-the-art DNA services. 

Bottle Poppin Podcast
179. Benefits of Deep Blue Products

Bottle Poppin Podcast

Play Episode Listen Later Mar 21, 2025 9:05


In this week's episode, Meg and Heather discuss the many benefits and product line of Deep Blue Essential Oil Blend. This is known as the "soothing blend" and can be used to soothe may aches and pains. It is generally used topically, but there is also a polyphenol capsule for overall relief. As of this podcast, the FDA has approved the Deep Blue Stick with Copaiba for arthritis relief - which means we don't need to hint at how to use it, and it is also eligible for HSA and FSA benefits. It is a blend of wintergreen, camphor, peppermint, ylang ylang, helichrysum, blue tansy, blue chamomile, and ozmanthus. Please check out this incredible soothing blend for any aches and pains. To view and purchase any of the Deep Blue products, click here: https://doterra.me/ub1tFCTo learn more about the podcast, check out the⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.bottlepopppinpodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠To learn more about Heather Skold, check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.jugglingsimplicity.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠To learn more about Meg Fittsgill, check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.balanceredeemed.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Agriculture Today
1892 - FSA Loans...Wheat Pests

Agriculture Today

Play Episode Listen Later Mar 19, 2025 27:53


Farm Service Agency Loan Programs Beginning Wheat Crop Pests Dystocia in Cattle   00:01:05 – Farm Service Agency Loan Programs: Beginning today's show is Marissa Kepley, Kansas Farm Service Agency farm loan specialist, as she shares an update from the FSA. She pays special attention to the farm loan programs they offer. Farmers.gov Service Centers   00:12:05 – Beginning Wheat Crop Pests: Jeff Whitworth, K-State crop entomologist, keeps the show moving as he discusses what pests growers could be finding in their wheat crop. He explains winter grain mites and army cutworms. Crop Insects in Kansas Wheat Production Handbook   00:23:05 – Dystocia in Cattle: Part of the Beef Cattle Institute's Cattle Chat podcast with Brad White, Phillip Lancaster and Brian Lubbers ends today's show as they converse about what could be causing heifers calving issues. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

The Concierge Coaches Show
FSA versus RDAP

The Concierge Coaches Show

Play Episode Listen Later Mar 17, 2025 55:00


On this episode of Federal Prison Authority Presents: Around the Block, Bruce and Susan begin by reviewing some of the topics from the previous episode and answering questions from the fans on YouTube. If you have any questions about an earlier episode, feel free to send questions to be answered on the show. After answering the fan questions, Bruce and Susan transition and discuss substance use cases and how they impact RDAP and federal time credits. FSA versus RDAP early release programs were detailed. This portion has a lot of information, but Susan goes through it step by step, and it is also explained in the book, specifically in chapter 6. Towards the midway point, Bruce shares a story about an inmate and discusses his journey. Dr. Susan Giddings can be found on their shared website https://federalprisonauthority.com/who-we-are/ Bruce through his cell (214) 431-2032 Check out their books: Unlocking Federal Time Credits- https://a.co/d/5bH9kf6 Unlocking Classification: https://a.co/d/9A8kFFv

FSAcast
Episode 127: Week 2 Legislative Recap (Immigration Enforcement Update)

FSAcast

Play Episode Listen Later Mar 12, 2025 23:45


In this episode, FSA provides an overview of the new immigration law that passed the Florida Legislature during a special session in February. Widely viewed as the most aggressive crackdown on illegal immigration, FSA discusses key parts of the bill to lay the framework before listeners hear the FSA's legislative chair, Sheriff Bob Gualtieri, provide keen insights into the immigration problem we are currently facing and what local law enforcement agencies are doing to help the federal government address illegal immigration. 

Research Insights, a Society of Actuaries Podcast
Understanding and Enhancing the Workforce Impact of Retirement Plans

Research Insights, a Society of Actuaries Podcast

Play Episode Listen Later Mar 12, 2025 25:41


Unlock the secrets to optimizing your organization's retirement plans with our latest Research Insights Episode!

FSAcast
Episode 126: 2025 Legislative Preview

FSAcast

Play Episode Listen Later Mar 3, 2025 30:08


In this episode, FSA provides a preview of the 2025 legislative session. We discuss the sheriffs' legislative priorities and then we sit down with two of FSA's contract lobbyists, Angela Drzewiecki of GrayRobinson and Jennifer Green of Liberty Partners. Angela and Jennifer offer key insights and what we can expect from our state Capitol at the start of another fast-paced legislative session.

Escape Your Limits
LIFTS Episode 61 - FSA/HSA & Data-driven Wellness Decisions | Connected Health & Fitness Summit 2025 | Part 2

Escape Your Limits

Play Episode Listen Later Feb 26, 2025 82:42


Welcome to the latest episode of L.I.F.T.S – your bite-sized dose of the Latest Industry Fitness Trends and Stories. In Part 2 of this LIFTS podcast, recorded live at the Connected Health & Fitness Summit event in Los Angeles, our hosts Matthew Januszek, Co-Founder of Escape Fitness and Mo Iqbal, Founder & CEO of SweatWorks sit down with four industry disruptors.  Please welcome to this podcast: Michael Susi, Director of Global Wellness at LinkedIn. Troy Casey, the "Certified Health Nut." Sam O'Keefe, Co-Founder & CEO at Flex. Shane McCarthy, SVP Digital Product & Marketing at [solidcore]. In this episode, we delve into a wide range of topics, including: ‘The six tenets' of wellness. Utilizing wellness to create motivation. Wellness in the corporate space. Getting back to nature. What opportunities do FSA and HSA programs present to gyms? How can consumers and gyms benefit from integrated FSA and HSA programs? The value in data-driven decisions, customer journey mapping, and integrating in-studio experiences with marketing. Building community. Challenges and threats facing operators. To learn more about the Connected Health & Fitness Summit, click here: https://connectedhealthandfitness.com ====================================================== Support fitness industry news by sponsoring future LIFTS episodes. Contact us at marketing@escapefitness.com for advertising opportunities. Subscribe to our YouTube channel and turn on your notifications so you never miss a new video when it's published: https://www.youtube.com/user/EscapeFitness Shop gym equipment: https://escapefitness.com/shop View our full catalog: https://escapefitness.com/support/catalog (US) https://escapefitness.com/support/catalogue (UK)  ====================================================== Facebook: https://www.facebook.com/Escapefitness Instagram: https://www.instagram.com/escapefitness Twitter: https://www.twitter.com/escapefitness LinkedIn: https://www.linkedin.com/company/escapefitness/   0:00 Intro 0:52 Michael Susi | LinkedIn 14:51 Troy Casey | the "Certified Health Nut" 34:19 Sam OKeefe | Flex 1:06:14 Shane McCarthy | [solidcore]

Learn to be the Healer in your Home

The meeting featured a discussion with Jared Auger, Executive Vice President of Doterra Education, about the company's global educational strategy and product offerings. Topics covered included the importance of live events, various forms of education available for learning about Doterra, and the use of AI in research and education. The conversation also touched on changes to the compensation plan, strategies for enhancing product offerings, and the importance of continuous learning and collaboration between the field and corporate teams.   Doterra's Global Educational Strategy - Aisha Harley welcomed Jared Auger to discuss Doterra's educational strategy. - Jared has nearly 17 years in the wellness industry and leads a team for global education. - The team aims to simplify information about essential oils and wellness products. - They are exploring clinical trials to support educational content and collaborating with various departments. - The importance of live events for knowledge sharing was highlighted.   Live Events' Role in Dōterra Community - Jared emphasized live events' importance in building community and personal connections. - Online interactions supplement but cannot replace in-person gatherings. - Marty noted the support these events provide for those pursuing natural wellness.   Personalizing Doterra Education Sources - Various education forms discussed include books, podcasts, and social media. - Understanding individual learning preferences is crucial before introducing Doterra. - Jared suggested tailoring information sources to match individual preferences.   Embracing Intellectual Humility and AI - Jared stressed the need for intellectual humility in the essential oil community. - Doterra offers materials in multiple languages and encourages communication of language needs. - The discussion included the role of AI in education and understanding essential oils.   AI's Role in Research and Reliability - Marty and Jared discussed AI's reliability for research. - Jared emphasized caution and the importance of cross-checking information. - He shared his experience using AI tools for workshop preparation.   Live Events and Online Training Importance - The importance of live events and online training for education was discussed. - Marty raised concerns about accessibility for those outside Utah. - Jared confirmed online versions of events are available and emphasized their value.   Encouraging Team Engagement and Training - Jared highlighted the need for team engagement and utilizing training resources. - He suggested gamification to encourage participation in training modules. - Upcoming events and the Medical Journal Club were mentioned.   HSA and FSA Eligibility Discussion - The eligibility of products for HSA and FSA funds was discussed. - Jared explained the need for a letter of medical necessity for some products. - The team agreed to improve clarity on product eligibility information.   Doterra Compensation Plan and Rewards - Changes in the compensation plan were discussed to help save money and reward efforts. - The '5, 4, 3, 2, win' concept was explained regarding reaching a $500 pod. - Concerns about rewards points for supplements were raised.   Enhancing Product Offerings and Engagement - Strategies for enhancing product offerings and customer engagement were discussed. - Focus on foundational wellness and improving existing products was emphasized. - The team expressed gratitude for collaboration and the need for continuous learning.   Connect with us: Aisha Harley- www.aishaharley.com / Instagram @aisha.essentialwellness  Ariana Harley - https://www.arianaharley.com/ Josie Schmidt- FB Personal Page: https://www.facebook.com/josie.h.schmidt Arin - https://msha.ke/jasmineandjuniper/ Contact Email: aishaharley@comcast.net Welcome to the Visionary Leaders Podcast Here you will gain the knowledge you need to bring essential oils, plant medicine, wisdom, supplementation, and functional medicine into your life. We have a weekly show: “Learn to Be the Healer in Your Home,” where we hear stories from our community on how they integrated essential oils, supplementation, and functional medicine into their lives as a pathway to healing.  

NFP Benefits Compliance Podcast
EP 154: Some Beginning-of-Year FAQs on HSAs and HSA Eligibility

NFP Benefits Compliance Podcast

Play Episode Listen Later Feb 25, 2025 17:51


In this episode, Chase Cannon and Suzanne Spradley discuss some interesting questions relating to health savings accounts (HSAs), including basic eligibility, impermissible coverage, and employer responsibility when determining an individual employee's HSA eligibility. Chase jumps in on a response to a question about HSA eligibility regarding a health FSA grace period. Chase and Suzanne conclude with a discussion about Medicare enrollment and HSA eligibility and whether employers should automatically terminate HSA contributions when an employee turns 65.

Society of Actuaries Podcasts Feed
Young Professional Advisory Council: Leadership Lessons from an Entrepreneurial-Minded Actuary

Society of Actuaries Podcasts Feed

Play Episode Listen Later Feb 24, 2025 36:29


Join host Silver Zhou, FSA, Chair of YPAC, for a dynamic conversation with Matthew Duke, ACAS, a seasoned actuary, insurance industry leader, and longtime volunteer in various actuarial organizations. Duke shares the deliberate and strategic steps that shaped his career in both traditional actuarial roles and non-traditional industries. Along the way, he reveals invaluable insights on the impact of mentors and coaches at different career stages and why understanding people is key to success as a business leader. 

Your Sorority Journey
112. Rethinking Panhellenic Love ~ Molleigh Pompilio

Your Sorority Journey

Play Episode Listen Later Feb 22, 2025 35:28


It's time to transform the cliche of "Panhellenic Love" from the topic of your community sisterhood event to a lived reality on your campus. We cannot effectively tap into the strength of our collective sisterhood while tolerating competition and comparison between our chapters. Joining Cassie to unpack these tensions is Her Sorority Journey's newest team member, Molleigh Pompilio. With experience ranging from traveling to chapters across the country as a sorority consultant and supporting a Panhellenic community through tragedy as a FSA, Molleigh has seen power that can come from members supporting one another regardless of affiliation. We all need a refreshed vision of Panhellenic love so let's build it together before the month of love ends and women's history month begins!

The Astonishing Healthcare Podcast
AH055 - Pharmacy Benefits 101: Stop-Loss Insurance, with Mike Miele, FSA, MAAA

The Astonishing Healthcare Podcast

Play Episode Listen Later Feb 21, 2025 16:30


On this episode of the Astonishing Healthcare podcast, we explore the nuances of stop-loss insurance with Capital Rx's Mike Miele, FSA, MAAA (Senior Vice President of Insured Services). With premiums on the rise due to high-cost claims reaching levels actuaries never thought possible, self-insured plan sponsors need new options and better tools to monitor their costs. Mike, who is a healthcare actuary by training, discusses everything from "What is stop-loss?" and who it's for to what's driving high-cost claims to new heights, the rise of a pharmacy-only stop-loss option, and options plan sponsors have to mitigate risk when "it's not a good time to be in a risk-taking business." Mike comments on broader cost drivers, using GLP-1s as an example, preliminary book-of-business trends (2024 vs. 2023), the importance of surveillance on emerging claims, and more! Related News & Content:Sun Life sees stop-loss problems spiking: Will it force employers to buy fully insured coverage? (BenefitsPro)AH031 - Dissecting Pharmacy Cost Drivers and the Value of PMPM, with Kristin Begley, PharmD, and Mike Miele, FSA, MAAACapital Rx Unveils Healthcare's First Unified Pharmacy and Medical Claims Processing PlatformPlease visit Capital Rx Insights for more information, including this episode's transcript!

FSAcast
Episode 125: Canyon County Sheriff Kieran Donahue (NSA President)

FSAcast

Play Episode Listen Later Feb 18, 2025 28:28


In this episode, FSA speaks with the president of the National Sheriffs Association (NSA), Canyon County Sheriff Kieran Donahue. Now serving his fourth term, Sheriff Donahue talks about the pride he has in serving and protecting the citizens of his county. We learn about the special features of Canyon County, Idaho, and why he ran and was then successfully elected the 84th president of NSA. Sheriff Donahue's platform during his one-year term as president is to focus on border security, national security, and addressing the epidemic of domestic violence. And we cover all three in great detail in this episode!

FMH InsureCast
Understanding FSA Programs

FMH InsureCast

Play Episode Listen Later Feb 18, 2025 34:07


Understanding how Farm Service Agency (FSA) programs work can help farmers make better decisions. Host Dave DeCapp talks with FMH expert and farmer Ken Ripley as he explains how FSA programs work with crop insurance. They also discuss considerations for different regions across the country with fellow FMH expert Derek Watters. This episode dives deep into two popular FSA programs and covers:Price Loss Coverage (PLC) and Agriculture Risk Coverage (ARC) optionsProgram eligibility with SCO and STAX coveragesProgram payment calculation examplesImportant forms to obtain for decision-makingDecision deadline update

The Uptime Wind Energy Podcast
Wind Energy O&M Australia’s Success in Melbourne

The Uptime Wind Energy Podcast

Play Episode Listen Later Feb 18, 2025 36:41


For the first time ever, all the Uptime hosts are in the same place! They discuss the fantastic outcome of the Wind Energy O&M Australia conference last week, highlighting the amazing presentations, attendees, and discussions. Keep an eye out for next year's event! Fill out our Uptime listener survey and enter to win an Uptime mug! Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! You're listening to the Uptime Wind Energy Podcast, brought to you by BuildTurbines. com. Learn, train, and be a part of the clean energy revolution. Visit BuildTurbines. com today. Now here's your hosts, Allen Hall, Joel Saxum, Phil Totaro, and Rosemary Barnes. Allen Hall: For the first time ever, I think all four of us on the podcast are in The same location at the same time. Rosemary Barnes: If you include our amazing producer. So Allen Hall: this is a unique time and we just finished wind energy, O& M Australia. which was completely packed, insanely full, and it was a day and a half of informative discussions, no sales talks per Rosemary's strict instructions. Good call. To get the information out to the industry and let everybody know what's happening around the world? Is it, Australia is a really unique place, Rosemary. There's a lot going on here. Rosemary Barnes: Yeah, I think so. And the wind market is definitely unique. We've got a few unique problems. We also, a little bit different to other markets I've worked in, like in in Europe and in North America, where there are a lot of engineers around who've worked on the design and manufacturing side. We don't have those industries in Australia. And there aren't as many people filtering through with that deep technical knowledge. So it's taken us a bit longer to get to the point where one, people realize that they need to have that information. It's not enough to just have, a service agreement and trust that they know what they're doing and that they're acting in your best interest at every moment. And two, for people to begin to, yeah, get that expertise. There was no shortage of, Expertise on the panels. And yeah, my favorite thing about the conference was hearing just conversations going on, just, overhearing people just geeking out over some, really niche topic that they hadn't thought of that they'd heard, someone mentioned on stage, a couple of people connected who didn't know each other, and now they know that they're got the same problem or one of them's got a solution and one of them's got a problem. It's yeah, just exactly what I wanted from the conference. Joel Saxum: I think one of the things I took is this joke was told a few times, literally and figuratively on an island here in Australia when it comes to wind energy knowledge, right? So we tried to, when we put this conference together, we tried bringing some expertise from around the world. Simply because, it's hard to travel down here, right? That's just a simple fact. It's geographically remote. So bringing that expertise in here and And after we went through a bunch of things on stage, a lot of people talking on the sides like, I didn't know this solution existed. Like the Soren Kellenberger stuff from CNC Onsite. I didn't know you could precision machine things up tower. That was just like, to a lot of people that, that exists, right? Lightning protection upgrades do exist. There's people that can do it. There's things you can sense. Shadow monitoring of your fleet. Even when you have an an FSA with an OEM. Oh, this is a great concept. These are things that like in the States. In Europe,

FMH InsureCast
2025 Crop Insurance Decisions

FMH InsureCast

Play Episode Listen Later Feb 13, 2025 30:47


Sales Closing Dates are quickly approaching, with February 28 and March 17 as deadlines for a majority of FMH policyholders. FMH experts Ken Ripley and Derek Watters join Dave in our 2025 Crop Insurance Decisions episode to discuss the major considerations farmers across the country need to make this year when it comes to their risk management plan.We'll cover what farmers need to know while they make their crop insurance decision for spring 2025, including:Updates to the federal programUpdates to FSA programs and how those play into crop insuranceHow to choose coverage considering current crop prices

The Land Podcast - The Pursuit of Land Ownership and Investing
#155 - From Your First Acre to a Dream Farm - Brady Dean

The Land Podcast - The Pursuit of Land Ownership and Investing

Play Episode Listen Later Feb 10, 2025 58:49


Dive into the life of Kansas farmer Brady Dean as he shares his inspiring journey from a first-time land buyer to a proud owner of his dream farm. With an uncommon take on agriculture, Brady discusses leveraging FSA loans, creating successful land ownership strategies, and setting goals early. Tune in for a mix of wisdom, challenges, and triumphs in the quest for owning the land. https://www.whitetailmasteracademy.com Use code 'HOFER' to save 10% off at www.theprairiefarm.com Massive potential tax savings: ASMLABS.Net CONNECT: https://linktr.ee/TheLandPodcast 

Society of Actuaries Podcasts Feed
Marketing & Distribution Section: Actuarial Alliances: Navigating the Shifting Landscape of Partnerships

Society of Actuaries Podcasts Feed

Play Episode Listen Later Feb 10, 2025 36:43


In this podcast episode, join host Tiana Zhao, FSA, CERA and guests Dennis Li, Director of Business Development and Partnerships at Amplify Life Insurance, and Christopher Rzany, Vice President of Strategic Marketing Alliances at Fidelity Life Association and eFinancial, to explore the dynamic world of partnerships. This podcast delves into challenges, evolution and emerging opportunities in this critical aspect of insurance and financial services industries.

Daily Crypto Report
"Japan's FSA asks Apple and Google to remove unregistered crypto exchange access." Feb 09, 2025

Daily Crypto Report

Play Episode Listen Later Feb 9, 2025 3:30


Bitcoin is down slightly at $96,475 Eth is down slightly at $2,654 XRP, down 0.5% at $2.44 Japan's FSA asks Apple and Google to remove unregistered crypto exchange access. Barstool Sports' Dave Portnoy makes a run with #JailStool Pudgy Penguins' floor down. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Fat Guys Talking Flowers
Ep. 153 - The Legendary Red Kennicott AAF: A Lifetime of Floral Service & Commitment

2 Fat Guys Talking Flowers

Play Episode Listen Later Feb 7, 2025 76:17


Send us a textThis week on 2 Fat Guys Talking Flowers, we are thrilled to welcome the legendary Mr. Harrison “Red” Kennicott III, AAF, a true pioneer in the floral industry. Red's connection to flowers runs deep, having grown up working at his family's wholesale business, Kennicott Bros. Co., since the age of 12. He graduated from Michigan State University with a degree in Floriculture, and over the years, he has served as president of several major industry organizations, including SAF, the Allied Florists of Illinois, and WF&FSA. In this episode, Red reflects on his lifelong journey in the floral world, sharing insights on the value of having a trusted wholesaler, the history and evolution of Kennicott Bros., and even takes us behind the scenes of the NEW Jet Fresh building. Red talks about his love for working the wholesale floor and sees opportunities to improve their historic floral company. With his team, they work together to establish best practices for quality and integrity. A standout moment in Kennicott Bros.' history came in 2000, when Red & Katie Kennicott led the company's transition to a 100% employee-owned business, fostering a sense of pride and stability among the staff. As Red puts it, “Now, when customers call, they are speaking with the owners.” With awards like the WF&FSA's Leland T. Kintzele Distinguished Service Award, SAF's Paul Ecke Hall of Fame, and the AIFD Award of Merit under his belt, Red's contributions to the floral industry are nothing short of extraordinary. Join Mike, Mimi, and Fern as they enjoy a great conversation full of stories, wisdom, and a deep love for the floral industry. This is one episode you don't want to miss! https://www.kennicott.com/ https://www.facebook.com/Kennicott1881 https://www.instagram.com/kennicott1881/?igsh=MTJiZ3YzdDMzajQ4eg%3D%3D# 

Be Well By Kelly
322: MAHA vs. Big Food: Processed Foods, Chronic Illness + Pharma | Calley Means

Be Well By Kelly

Play Episode Listen Later Jan 29, 2025 56:22


In this episode, Calley Means, founder of TrueMed and co-author of Good Energy, discusses the growing health challenges facing children and parents today. From the rise of chronic disease to the overwhelming influence of the food and pharma industries, Calley shares insights on how our current systems are failing families. We dive deep into the struggles of American parents, the importance of teaching kids about processed foods, and how policy changes can support healthier lifestyles. Tune in for a powerful conversation on the urgent need to protect future generations' health and reclaim trust in our medical system.Topics Discussed:The impact of Big Food and Big Pharma on public health, especially in childrenHow parents are navigating a broken system that prioritizes profit over wellnessThe urgent need for policy changes to combat chronic disease and support healthier lifestyles for familiesSponsored By: Be Well By Kelly Protein Powder & Essentials | Get $10 off your order with PODCAST10 at bewellbykelly.com.OneSkin | Get 15% off OneSkin with the code BEWELL at oneskin.coTimestamps: 00:00:00 - Introduction 00:01:44 - The MAHA Movement 00:04:11 - Health is political 00:11:40 - Incentives and policy change 00:16:57 - The American medical association 00:21:36 - Weakening trust in the medical system 00:27:01 - The struggles of the American parent 00:29:45 - Teaching kids about processed foods 00:32:02 - Government and parental intervention00:38:18 - Issues with the FDA 00:44:31 - Truemed 00:50:24 - FSA & HSA Check Out Calley:TruemedInstagramTwitterBuy Good Energy by Calley & Casey MeansCheck Out Kelly:InstagramYouTubeFacebookMentioned in this episode:Be Well By Kelly Protein Powder & Essentials | Get $10 off your order with PODCAST10 at bewellbykelly.com.

FSAcast
Episode 124: St. Lucie County Sheriff Richard Del Torro

FSAcast

Play Episode Listen Later Jan 28, 2025 28:38


In this episode, FSA speaks with the newly elected sheriff of St. Lucie County, Richard Del Torro. Hear about Sheriff Del Torro's career path and how being the chief of the Port St. Lucie Police Department prepared him for a run for sheriff in 2024. We also find out why St. Lucie County is a special place to live and work and what new initiatives Sheriff Del Torro will lead during his first term in office. 

The Meaningful Money Personal Finance Podcast
Questions & Answers, Episode 4

The Meaningful Money Personal Finance Podcast

Play Episode Listen Later Jan 15, 2025 33:34


It's another Q&A show, and this week we cover managing finances under an LPA, Maternity pay, and what to do with a big windfall, plus lots more besides! Shownotes: https://meaningfulmoney.tv/QA4  00:58  Big fan of the show. Really appreciate your work. Dad is 92 with rapidly declining health (Dementia and mobility issues). He is still living at home with Mum (80) who is caring for him with family help. At the moment, it is about manageable. I am managing their finances. We have moved the majority of savings into my mum's accounts. I have used up mum's entire ISA allowance for this year. There is still around £38k of savings sitting in a no interest paying Barclays account. Due to their ages, I do not want to tie up the cash for too long, though at this point in time, they do not need to use this money as they are still able to live off my Dad's pension. Can you suggest how I might manage this chunk of cash? Possibly a simple savings account, but I am aware that the interest rates are not exactly brilliant, and I wonder about moving into a GIA instead (I have moderate experience buying/selling shares in my own SIPP and ISA, though I am personally high on the risk curve with investments heavily in MSTR and TSLA). Any advice would be appreciated. Cheers, Rich 05:08  Love the podcast (obviously!), it's genuinely very helpful and has really helped me get my stuff together!!! Not sure if this is something you'd know about but, do you think you would be able to explain to me in your very listenable way, how to work out maternity pay, as in how it's actually calculated and how to plan to make up the difference etc plus anything else that might be helpful that I don't even know that I don't know!! I can't really find what I'm looking for anywhere else so just thought I'd ask as I find your explanations of things easy to understand (and could listen to you chat about anything tbh)!! Thank you! Jess 12:16  Thanks so much for your brilliant podcasts. I love the idea of the question and answer ones! I have a fun question I have been meaning to ask for ages. I keep my contingency fund in premium bonds, and I periodically enjoy a thought experiment, around what I would do if I were to win the big prize of £1 million. (I fully realise this will never happen, but it is a helpful thought experiment to get me thinking about where my priorities lie in case I do receive a much smaller lump sum in the future). I have no bad debts, I have a contingency pot and I contribute to a pension and ISA. My hypothesis is that I would give some to charity (maybe 10%?), might retain 5% for fun – a nice holiday or an upgrade to my car, would max out my ISA and pension,  and then would split the rest between a world index tracker and one or two investment properties. I'm curious to hear your thoughts on this and how you would allocate. Thanks! Justyn 17:52  The mantra is that the most important time to take advice is when nearing retirement. That's certainly true for us now, and my other half sought some regulated advice recently in respect to tax free cash and pension recycling rules. The advice was provided (that it was not tax free cash recycling) & so we are continuing with the plan as discussed  / agreed with the regulated IFA that we contracted the discussion with (we checked the company and the individuals credentials out on the FSA website .. All good). The question is (call me paranoid, but quite a lot of money – for us, is involved) what happens if in due course HMRC come to us and effectively look to impose penalties for us acting in accordance with the regulated advice provided / paid for (ie, they dont agree with it / decide it has broken the recycling rules)? I have no (sane) reason to suggest this will happen, but paranoia is a terrible thing!! Keep up the good work (oh, and Roger as well) Regards, Kevin Milsom 23:02  With UK inflation now only 1.7% (from 16 Oct 24), are we in a very unusual phase were inflation is less than half of the rate you can easily get on savings? This leads onto thinking about investing versus savings – we all invest to try and beat inflation, but we can currently do this easily with no risks via savings accounts. It is a conversation my wife and I are having at the moment! She is  ‘saver' and I am an ‘investor'. Of course we have a good mix of both from all the guidance you have provided. Cheers. Dave Hicklin 27:40  Hello gents! Big fan of the podcast and the YouTube channel. Thanks for everything you do! Question for you – which I realise is pretty niche so you may not want to cover it. I am in the fortunate position of reaching max pension taper threshold (due to a great salary, some even greater RSU awards and an increasing company share-price!). I have some pension contribution carry-forward but will have used this all up by FY26. My employer do a 7% pension contribution if employee contributes 4%. But for those reaching taper threshold, you can opt out and the company will instead just give the 7% on top of your salary (which is very generous!). Thinking ahead, my question is: – Would it be better to: a) take the combined 11% contribution and opt for a scheme-pays for the tax above the £10k allowance when time comes. I am thinking this way I still get a years worth of investment of the pre-tax money before the tax is paid – which might be beneficial? or b) opt out and take the post-tax increase in salary and put this somewhere else? My wife's and mine ISAs will be maxed already, so would have to be GIA most likely (or premium bonds!?). I'm thinking A makes most sense. I still get the £10k tax free and benefit from some further untaxed money working for me for a little while at least. The tax has to be paid either way, but I am delaying it till later. What do you both think? Thanks very much! Paul

Kosher Money
What Every Financial Beginner Needs to Know About Money

Kosher Money

Play Episode Listen Later Jan 7, 2025 68:18


Money feels overwhelming? Tamar Snyder Chaitovsky shares tips on saving, budgeting, Roth IRAs, and the 50/30/20 rule. Learn how to plan, save, and build financial stability in this actionable episode!You can reach Tamar at https://www.tamarsnyder.com/✬ SPONSORS OF EPISODE 85 ✬ ► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney ► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney ► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!00:00 Intro01:02 Who Is Tamar Snyder Chaitovsky?02:52 Parents Teaching Children About Money04:04 Financial Education for Teens08:30 Coming Up With Different Term Goals10:05 Changing the Mindset of Teens10:55 What is Budgeting14:19 Needs Vs. Wants15:20 How Much Should I Be Saving?18:00 How to Practically Budget21:21 BitBean22:51 Twillory24:07 Find What Works for YOU25:05 Children & Money26:44 Bringing a Spouse Into Money Equation30:50 Being on the Same Page as Your Spouse32:14 The Magic of Compound Interest36:30 Interest Doesn't Have to be Overwhelming!40:52 How to Spend SMARTER43:41 You are Influenced by People Around You44:35 Colel Chabad46:01 The Donors' Fund47:53 Make Sure to Look at All Your Bills50:25 Life Insurance for Young Adults Is So Important53:42 Health Insurance is Critical55:19 Looking at a Paystub57:30 FSA vs. HSA58:28 What to Keep in Mind When Buying House59:28 Paying Student Loans1:00:40 Know Your Money Personality1:02:23 How to Save Money on Kosher Food1:03:44 Contacting Tamar1:04:24 Living Smarter Jewish1:05:57 OutroLINKS MENTIONED:• Monarch Money - https://tinyurl.com/MonarchM25• EveryDollar - https://ter.li/5cs2h1 (In the first month of using Dave Ramsey's app, most users cut monthly expenses by nearly 10%. Dang!)• Rocket Money - https://www.rocketmoney.com• Chase - https://tinyurl.com/ChaseApp25• Empower - https://www.empower.com/get-started• TillerHQ.com - https://www.tillerhq.com• Ally Savings Bank App - https://www.ally.com/• Get the LSJ School Curriculum: https://livingsmarterjewish.org/schools• TheProject120.org, a crucial life insurance resource ✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate Need financial guidance? Get help from our friends at https://livingsmarterjewish.org/contact WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice.#PersonalFinance #MoneyManagement #BudgetingTips #FinancialFreedom #LivingLchaim #KosherMoney #KosherMoneyPod Hosted on Acast. See acast.com/privacy for more information.