Podcasts about fsa

Tight margins and wild market swings are back in the driver's seat—and producers are feeling it. Recorded at the Central Oklahoma Cattle Conference in Stillwater, Episode 508 features Clay Burtrum (Farm Data Services) walking through why insurance matters even when you hope you never use it. The crew digs into Livestock Risk Protection (LRP) basics, how price protection actually works, and what producers often misunderstand when they start using these tools. On the crop side, Clay outlines the deadlines and decisions that can make or break your coverage—plus how to think about programs like PRF (Pasture, Rangeland, Forage), annual forage, and stacking options without getting lost in the fine print. Bottom line: in a $4 wheat world with 2026 input costs, staying “bankable” means planning ahead and knowing what you bought. Top 10 takeaways Insurance is about staying bankable, not just getting a payout. LRP is price protection, not mortality/disaster coverage—know what it does. Documentation matters (example: “unborn” coverage needs validation like preg-check/bred purchase records). Stocker operators often treat LRP as all-or-nothing because margin risk is concentrated. Cow-calf operations can sometimes phase coverage, spreading risk across calf crop timing. Crop insurance complexity is real—stackable options exist, but basics come first in tight years. Deadlines drive everything (in this area, March 15 is a big one; waiting too long is a common pitfall). $4 wheat changes decisions—coverage, hail policies, and whether you even harvest vs graze-out. PRF is “rainfall interval” insurance—pick when you need rain and spread risk; it won't cover every scenario (like quality loss from too much rain). Know your cost of production—break-even won't keep you in business; cash flow clarity is survival.   Detailed timestamped rundown 00:00–01:46 Dave tees up the episode: why insurance matters, recorded at Central Oklahoma Cattle Conference (Stillwater).01:46–02:57 Clay Burtrum intro: Farm Data Services (Stillwater), management accounting + 25+ years insurance; LRP and crop insurance, plus helping producers see bottom line year-round.03:16–04:45 Big-picture ag economy: grain-only operators squeezed; modern costs with “1970s prices”; crop insurance complexity (stackable programs) and need to keep it basic.04:45–08:43 LRP deep dive: example of insuring a 900-lb steer; why margins need protection; common misunderstandings (full load, unborn coverage requirements, validation); “don't let it burn down” analogy; all-or-nothing for many stocker operators vs partial strategy for cow-calf.08:43–10:27 First-time client conversation: goals, where they want to be, staying bankable; traps include ignoring USDA/FSA programs and missing support.10:27–11:25 Clay as producer: he uses the products himself; emphasizes knowing cost of production and that break-even won't keep you in business.11:26–12:50 Crop insurance pitfalls: calling too late; major dates in the area—March 15 sales closing; July 15 reporting; flow of deadlines through the season.12:50–14:18 $4 wheat vs $7 wheat decisions: changes appetite for added coverage/hail; producer mindset shifts (harvest vs graze-out).14:18–15:38 Dual-purpose wheat and insurance: need to notify agent by March 15/short-rate timing; cannot just “leave cattle out” without process; consider double-crop rules to avoid uninsured crop risk.15:38–17:14 Policy/program landscape: farm bill uncertainty and “rules”; emphasis on working with FSA and not missing deadlines/opportunities.17:14–18:51 Specialty crop/alternative ideas: limited locally; examples like hemp market issues; unusual inquiries (tulips) and regional eligibility realities.18:51–21:45 PRF pasture coverage: sales closing Dec 1; choosing rainfall intervals; premiums and changing rules; spreading risk across intervals; limits (doesn't cover “missed cutting” quality loss).21:45–24:05 Talking to policymakers: how programs hit local bottom lines; input costs for grazing/forage; how rural communities feel downstream impacts; even equipment/emissions issues affect harvest reality.24:05–25:43 Oklahoma risk reality: rapid weather swings; questions like quarantine/screwworm, wildfire loss—what LRP does/doesn't cover; importance of understanding what you actually bought.25:43–27:20 “Bring one program back”: Clay wants simplicity—too many stacked options; focus on basics and bottom-line impact. Wrap + thanks. RedDirtAgronomy.com

Learn how fitness equipment like treadmills is now HSA and FSA eligible, potentially saving you thirty percent through pre-tax dollars. Hear about Letters of Medical Necessity, the difference between HSA and FSA accounts, and how this wellness trend is reshaping preventive healthcare.Info: https://www.soletreadmills.com/pages/truemed-shop-with-hsa-fsa-funds SOLE Fitness City: Salt Lake City Address: 56 Exchange Pl. Website: https://www.soletreadmills.com/

In this episode, FSA provides an update on the sheriffs' top legislative priorities as the 2026 Session enters its final stretch, with a special focus on school safety. We highlight HB 757, sponsored by Representative Michelle Salzman, which would expand Florida's Guardian Program to colleges and universities, and also cover other key bills that advanced this week, including measures enhancing public safety, updating search warrant procedures, and tightening sexual offender restrictions.  

U.S. Secretary of Agriculture Brooke L. Rollins announced that the USDA is providing $1 billion in assistance for specialty crops and sugar.

Specialty crop growers are paying close attention as the USDA announced up to $1 billion, and possibly more, in bridge assistance payments available for Specialty Crop growers.

Allen, Rosemary, and Yolanda, joined by Morten Handberg from Wind Power LAB, recap WOMA 2026 live from Melbourne. The crew discusses leading edge erosion challenges unique to Australia, the frustration operators face getting data from full service agreements, and the push for better documentation during project handovers. Plus the birds and bats management debate, why several operators said they’d choose smaller glass fiber blades over bigger carbon fiber ones, and what topics WOMA 2027 should tackle next year. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! [00:00:00] The Uptime Wind Energy Podcast brought to you by Strike Tape protecting thousands of wind turbines from lightning damage worldwide. Visit strike tape.com and now your hosts. Welcome to the Uptime Winner Energy podcast. I’m your host, Alan Hall. I’m here with Yolanda Pone, Rosemary Barnes, and the Blade Whisperer, Morton Hamburg. And we’re all in Melbourne at the Pullman on the park. We just finished up Woma 2026. Massive event. Over 200 people, two days, and a ton of knowledge. Rosemary, what did you think? Yeah, I mean it was a, a really good event. It was really nice ’cause we had event organization, um, taken care of by an external company this time. So that saved us some headaches, I think. Um. But yeah, it was, it was really good. It was different than last year, and I think next year will be different again because yeah, we don’t need to talk about the same topics every single year. But, um, yeah, I got really great [00:01:00] feedback. So that’s shows we’re doing something right? Yeah, a lot of the, the sessions were based upon feedback from Australian industry and, uh, so we did AI rotating bits, the, the drive train blades. Uh, we had a. Master class on lightning to start off. Uh, a number of discussions about BOP and electrical, BOP. All those were really good. Mm-hmm. Uh, the, the content was there, the expertise was there. We had worldwide representation. Morton, you, you talked about blades a good bit and what the Danish and Worldwide experience was. You know, talked about the American experience on Blades. That opened up a lot of discussions because I’m never really sure where Australia is in the, uh, operations side, because a lot of it is full service agreements still. But it does seem like from last year to this year. There’s more onboarding of the technical expertise internally at the operators. Martin, [00:02:00] you saw, uh, a good bit of it. This is your first time mm-hmm. At this conference. What were your impressions of the, the content and the approach, which is a little bit different than any other conference? I see an industry that really wants to learn, uh, Australia, they really want to learn how to do this. Uh, and they’re willing to listen to us, uh, whether you live in Australia, in the US or in Europe. You know, they want to lean on our experiences, but they wanna, you know, they want to take it out to their wind farms and they ga then gain their own knowledge with it, which I think is really amicable. You know, something that, you know, we should actually try and think about how we can copy that in Europe and the US. Because they, they are, they’re listening to us and they’re taking in our input, and then they try and go out. They go out and then they, they try and implement it. Um, so I think really that is something, uh, I’ve learned, you know, and, and really, um, yeah, really impressed by, from this conference. Yeah. Yolanda, you were on several panels over the, the two days. What were your impressions of the conference and what were your thoughts [00:03:00] on the Australia marketplace? I think the conference itself is very refreshing or I think we all feel that way being on the, on the circuit sometimes going on a lot of different conferences. It was really sweet to see everybody be very collaborative, as Morton was saying. Um, and it was, it was just really great about everybody. Yes, they were really willing to listen to us, but they were also really willing to share with each other, which is nice. Uh, I did hear about a few trials that we’re doing in other places. From other people, just kind of, everybody wants to learn from each other and everybody wants to, to make sure they’re in as best a spot as they can. Yeah, and the, the, probably the noisiest part of the conferences were at the coffees and the lunch. Uh, the, the collaboration was really good. A lot of noise in the hallways. Uh, just people getting together and then talking about problems, talking about solutions, trying to connect up with someone they may have seen [00:04:00]somewhere else in the part of the world that they were here. It’s a different kind of conference. And Rosemary, I know when, uh, you came up to with a suggestion like, Hey. If there’s not gonna be any sales talks, we’re not gonna sit and watch a 30 minute presentation about what you do. We’re gonna talk about solutions. That did play a a different dynamic because. It allowed people to ingest at their own rate and, and not just sit through another presentation. Yeah. It was made it more engaging, I think. Yeah, and I mean, anyway, the approach that I take for sales for my company that I think works best is not to do the hard sell. It’s to talk about smart things. Um, and if you are talking about describing a problem or a solution that somebody in the audience has that problem or solution, then they’re gonna seek you out afterwards. And so. There’s plenty of sales happening in an event like this, but you’re just not like, you know, subjecting people to sales. It’s more presenting them with the information that they need. And then I, I think also the size of the conference really [00:05:00] helps ’cause yeah, about 200 people. Any, everybody is here for the same technical kind. Content. So it’s like if you just randomly start talking to somebody while you’re waiting for a coffee or whatever, you have gonna have heaps to talk about with them, with ev every single other person there. And so I think that that’s why, yeah, there was so much talking happening and you know, we had social events, um, the first two evenings and so. Mo like I was surprised actually. So many people stayed. Most people, maybe everybody stayed for those events and so just so much talking and yeah, we did try to have quite long breaks, um, and quite a lot of them and, you know, good enough food and coffee to keep people here. And I think that that’s as important as, you know, just sitting and listening. Well, that was part of the trouble, some of the conference that you and I have been at, it’s just like six hours of sitting down listening to sort of a droning mm-hmm. Presenter trying to sell you something. Here we were. It was back and forth. A lot more panel talk with experts from around the world and then.[00:06:00] Break because you just can’t absorb all that without having a little bit of a brain rest, some coffee and just trying to get to the next session. I, I think that made it, uh, a, a, a more of a takeaway than I would say a lot of other conferences are, where there’s spender booze, and. Brochures and samples being handed out and all that. We didn’t have any of that. No vendor booze, no, uh, upfront sales going on and even into the workshop. So there was specific, uh, topics provided by people that. Provide services mostly, uh, speaking about what they do, but more on a case study, uh, side. And Rosie, you and I sat in on one that was about, uh, birds and bats, birds and bats in Australia. That one was really good. Yeah, that was great. I learned, I learned a lot. Your mind was blown, but Totally. Yeah. It is crazy how much, how much you have to manage, um, bird and wildlife deaths related to wind farms in Australia. Like compared to, I mean, ’cause you see. Dead birds all the time, right? Cars hit [00:07:00] birds, birds hit buildings, power lines kill birds, and no one cares about those birds. But if a bird is injured near a wind farm, then you know, everybody has to stop. We have to make sure that you can do a positive id. If you’re not sure, send it away for a DNA analysis. Keep the bird in a freezer for a year and make sure that it’s logged by the, you know, appropriate people. It’s, it’s really a lot. And I mean, on the one hand, like I’m a real bird lover, so I am, I’m glad that birds are being taken seriously, but on the other hand, I. I think that it is maybe a little bit over the top, like I don’t see extra birds being saved because of that level of, of watching throughout the entire life of the wind farm. It feels more like something for the pre-study and the first couple of years of operation, and then you can chill after that if everything’s under control. But I, I guess it’s quite a political issue because people do. Do worry about, about beds and bats? Mm-hmm. Yeah, I thought the output of that was more technology, a little or a little more technology. Not a lot of technology in today’s world [00:08:00] because we could definitely monitor for where birds are and where bats are and, uh, you know. Slow down the turbines or whatever we’re gonna do. Yeah. And they are doing that in, in sites where there is a problem. But, um, yeah, the sites we’re talking about with that monitoring, that’s not sites that have a big, big problem at sites that are just Yeah, a few, a few birds dying every year. Um, yeah. So it’s interesting. And some of the blade issues in Australia, or a little unique, I thought, uh, the leading edge erosion. Being a big one. Uh, I’ve seen a lot of leading edge erosion over the last couple of weeks from Australia. It is Texas Times two in some cases. And, uh, the discussion that was had about leading edge erosion, we had ETT junker from Stack Raft and, and video form all the way from Sweden, uh, talking to us live, which was really nice actually. Uh, the, the amount of knowledge that the Global Blade group. Brought to the discussion and just [00:09:00] opening up some eyes about what matters in leading edge erosion. It’s not so much the leading edge erosion in terms of a EP, although there is some a EP loss. It’s more about structural damage and if you let the structure go too far. And Martin, you’ve seen a lot of this, and I think we had a discussion about this on the podcast of, Hey, pay attention to the structural damage. Yeah, that’s where, that’s where your money is. I mean, if you go, if you get into structural damage, then your repair costs and your downtime will multiply. That is just a known fact. So it’s really about keeping it, uh, coding related because then you can, you can, you can move really fast. You can get it the blade up to speed and you won’t have the same problems. You won’t have to spend so much time rebuilding the blade. So that’s really what you need to get to. I do think that one of the things that might stand out in Australia that we’re going to learn about. Is the effect of hail, because we talked a lot about it in Europe, that, you know, what is the effect of, of hail on leading edge erosion? We’ve never really been able to nail it down, but down here I heard from an, [00:10:00] from an operator that they, they, uh, referenced mangoes this year in terms of hail size. It was, it was, it was incredible. So if you think about that hitting a leading edge, then, uh, well maybe we don’t really need to, we don’t really get to the point where, so coding related, maybe we will be structural from the beginning, but. Then at least it can be less a structural. Um, but that also means that we need to think differently in terms of leading edge, uh, protection and what kinds of solutions that are there. Maybe some of the traditional ones we have in Europe, maybe they just don’t work, want, they, they won’t work in some part of Australia. Australia is so big, so we can’t just say. Northern Territory is the same as as, uh, uh, um, yeah. Victoria or uh, or Queensland. Or Queensland or West Australia. I think that what we’re probably going to learn is that there will be different solutions fitting different parts of Australia, and that will be one of the key challenges. Um, yeah. And Blades in Australia sometimes do. Arrive without leading edge protection from the OEMs. [00:11:00] Yeah, I’m sure some of the sites that I’ve been reviewing recently that the, the asset manager swears it’s got leading edge protection and even I saw some blades on the ground and. I don’t, I don’t see any leading edge protection. I can’t feel any leading edge protection. Like maybe it’s a magical one that’s, you know, invisible and, um, yeah, it doesn’t even feel different, but I suspect that some people are getting blades that should have been protected that aren’t. Um, so why? Yeah, it’s interesting. I think before we, we rule it out. Then there are some coatings that really look like the original coating. Mm. So we, we, I know that for some of the European base that what they come out of a factory, you can’t really see the difference, but they’re multilayer coating, uh, on the blades. What you can do is that you can check your, uh, your rotor certificate sometimes will be there. You can check your, uh, your blade sheet, uh, that you get from manufacturer. If you get it. Um, if you get it, then it will, it will be there. But, um, yeah, I, I mean, it can be difficult to say, to see from the outset and there’s no [00:12:00]documentation then. Yeah, I mean. If I can’t see any leading edge erosion protection, and I don’t know if it’s there or not, I don’t think I will go so far and then start installing something on something that is essentially a new blade. I would probably still put it into operation because most LEP products that can be installed up tower. So I don’t think that that necessarily is, is something we should, shouldn’t still start doing just because we suspect there isn’t the LEP. But one thing that I think is gonna be really good is, um, you know, after the sessions and you know, I’ve been talking a lot. With my clients about, um, leading edge erosion. People are now aware that it’s coming. I think the most important thing is to plan for it. It’s not right to get to the point where you’ve got half a dozen blades with, you know, just the full leading edge, just fully missing holes through your laminate, and then your rest of your blades have all got laminate damage. That’s not the time to start thinking about it because one, it’s a lot more expensive for each repair than it would’ve been, but also. No one’s got the budget to, to get through all of that in one season. So I do really [00:13:00] like that, you know, some of the sites that have been operating for five years or so are starting to see pitting. They can start to plan that into their budget now and have a strategy for how they’re going to approach it. Um, yeah. And hopefully avoid getting over to the point where they’ve missing just the full leading edge of some of their blades. Yeah. But to Morton’s earlier point, I think it’s also important for people to stop the damage once it happens too. If, if it’s something that. You get a site or for what, whatever reason, half of your site does look like terrible and there’s holes in the blade and stuff. You need to, you need to patch it up in some sort of way and not just wait for the perfect product to come along to, to help you with that. Some of the hot topics this week were the handover. From, uh, development into production and the lack of documentation during the transfer. Uh, the discussion from Tilt was that you need to make sure it is all there, uh, because once you sign off. You probably can’t go back and get it. And [00:14:00] some of the frustration around that and the, the amount of data flow from the full service provider to the operator seemed to be a, a really hot topic. And, and, uh, we did a little, uh, surveyed a about that. Just the amount of, um, I don’t know how to describe it. I mean, it was bordering on anger maybe is a way. Describe it. Uh, that they feel that operators feel like they don’t have enough insight to run the turbines and the operations as well as they can, and that they should have more insight into what they have operating and why it is not operat. A certain way or where did the blades come from? Are there issues with those blades? Just the transparency WA was lacking. And we had Dan Meyer, who is from the States, he’s from Colorado, he was an xge person talking about contracts, uh, the turbine supply agreement and what should be in there, the full service [00:15:00] agreement, what should be in there. Those are very interesting. I thought a lot of, uh, operators are very attentive to that, just to give themselves an advantage of what you can. Put on paper to help yourself out and what you should think about. And if you have a existing wind farm from a certain OEM and you’re gonna buy another wind farm from ’em, you ought to be taking the lessons learned. And I, I thought that was a, a very important discussion. The second one was on repairs. And what you see from the field, and I know Yolanda’s been looking at a lot of repairs. Well, all of you have been looking at repairs in Australia. What’s your feeling on sort of the repairs and the quality of repairs and the amount of data that comes along with it? Are we at a place that we should be, or do we need a little more detail as to what’s happening out there? It’s one of the big challenges with the full service agreements is that, you know, if everything’s running smoothly, then repairs are getting done, but the information isn’t. Usually getting passed on. And so it’s seems fine and it seems like really good actually. Probably if you’re an [00:16:00] asset manager and everything’s just being repaired without you ever knowing about it, perfect. But then at some point when something does happen, you’ve got no history and especially like even before handover. You need to know all of the repairs that have happened for, you know, for or exchanges for any components because you know, you’re worried about, um, serial defects, for example. You need every single one. ’cause the threshold is quite high to, you know, ever reach a serial defect. So you wanna know if there were five before there was a handover. Include that in your population. Um, yeah, so that’s probably the biggest problem with repairs is that they’re just not being. Um, the reports aren’t being handed over. You know, one of the things that Jeremy Hanks from C-I-C-N-D-T, and he’s an NDT expert and has, has seen about everything was saying, is that you really need to understand what’s happening deep inside the blade, particularly for inserts or, uh, at the root, uh, even up in, with some, some Cory interactions happening or splicing that It’s hard to [00:17:00] see that hard to just take a drone inspection and go, okay, I know what’s happening. You need a little more technology in there at times, especially if you have a serial defect. Why do you have a serial defect? Do you need to be, uh, uh, scanning the, the blade a little more deeply, which hasn’t really happened too much in Australia, and I think there’s some issues I’ve seen where it may come into use. Yeah, I think it, it, it’ll be coming soon. I know some people are bringing stuff in. I’ve got emails sitting in my inbox I need to chase up, but I’m, I’m really going to, to get more into that. Yeah. And John Zalar brought up a very similar, uh, note during his presentation. Go visit your turbines. Yeah, several people said that. Um, actually Liz said that too. Love it. And, um, let’s this, yeah, you just gotta go have a look. Oh, Barend, I think said bar said it too. Go on site. Have a look at the lunchroom. If the lunch room’s tidy, then you know, win turbine’s gonna be tidy too. And I don’t know about that ’cause I’ve seen some tidy lunchroom that were associated with some, you know, uh, less well performing assets, but it’s, you know, it’s [00:18:00] a good start. What are we gonna hope for in 2027? What should we. Be talking about it. What do you think we’ll be talking about a year from now? Well, a few people, quite a few people mentioned to me that they were here, they’re new in the industry, and they heard this was the event to go to. Um, and so I, I was always asking them was it okay? ’cause we pitch it quite technical and I definitely don’t wanna reduce. How technical it is. One thing I thought of was maybe we start with a two to five minute introduction, maybe prerecorded about the, the topic, just to know, like for example, um, we had some sessions on rotating equipment. Um, I’m a Blades person. I don’t know that much about rotating equipment, so maybe, you know, we just explain this is where the pitch bearings are. They do this and you know, there’s the main bearing and it, you know, it does this and just a few minutes like that to orient people. Think that could be good. Last, uh, this year we did a, a masterclass on lightning, a half day masterclass. Maybe we change that topic every year. Maybe next year it’s blade design, [00:19:00] certification, manufacturing. Um, and then, you know, the next year, whatever, open to suggestions. I mean, in general, we’re open to suggestions, right? Like people write in and, and tell us what you’d wanna see. Um, absolutely. I think we could focus more on technologies might be an, an area like. It’s a bit, it’s a bit hard ’cause it gets salesy, but Yeah. I think one thing that could actually be interesting and that, uh, there was one guy came up with an older turbine on the LPS system. Mm. Where he wanted to look for a solution and some of the wind farms are getting older and it’s older technology. So maybe having some, uh, uh, some sessions on that. Because the older turbines, they are vastly different from what we, what we see in the majority with wind farms today. But the maintenance of those are just as important. And if you do that correctly, they’re much easier to lifetime extent than it will likely be for some of the nuance. But, you know, let. Knock on wood. Um, but, but I think that’s something that could be really interesting and really relevant for the industry and something [00:20:00] that we don’t talk enough about. Yeah. Yeah, that’s true because I, I’m working on a lot of old wind turbines now, and that has been, um, quite a challenge for me because they’re design and built in a way that’s quite different to when, you know, I was poking, designing and building, uh, wind turbine components. So that’s a good one. Other people mentioned end of life. Mm-hmm. Not just like end of life, like the life is over, but how do you decide when the life end of life is going to be? ’cause you know, like you have a planned life and then you might like to extend, but then you discover you’ve got a serial issue. Are you gonna fix it? Or you know, how are you gonna fix it? Those are all very interesting questions that, um, can occur. And then also, yeah, what to do with the. The stuff at the end of the Wind Farm lifetime, we could make a half day around those kinds of sessions. I think recycling could actually be good to, to also touch upon and, and I think, yeah, Australia is more on the front of that because of, of your high focus on, on nature and sustainability. So looking at, well, what do we do with these blades? Or what do we do with the towers of foundation once, uh, [00:21:00] once we do need to decommission them, you know, what is, what are we going to do in Australia about that? Or what is Australia going to do about that? But, you know, what can we bring to the, to the table that that can help drive that discussion? I think maybe too, helping people sort of templates for their formats on, on how to successfully shadow, monitor, maybe showing them a bit mute, more of, uh. Like cases and stuff, so to get them going a bit more. ’cause we heard a lot of people too say, oh, we’re, we’re teetering on whether we should self operate or whether we continue our FSA, but we, we we’re kind of, we don’t know what we’re doing. Yeah. In, in not those words. Right. But just providing a bit more of a guidance too. On that side, we say shadow monitoring and I think we all know what it means. If you’ve seen it done, if you haven’t seen it done before. It seems daunting. Mm-hmm. What do you mean shadow monitoring? You mean you got a crack into the SCADA system? Does that mean I’ve gotta, uh, put CMS out there? Do I do, do I have to be out [00:22:00] on site all the time? The answer that is no to all of those. But there are some fundamental things you do need to do to get to the shadow monitoring that feels good. And the easy one is if there’s drone inspections happening because your FSA, you find out who’s doing the drone inspections and you pay ’em for a second set of drone inspections, just so you have a validation of it, you can see it. Those are really inexpensive ways to shadow monitor. Uh, but I, I do think we say a lot of terms like that in Australia because we’ve seen it done elsewhere that. Doesn’t really translate. And I, if I, I’m always kind of looking at Rosemary, like, does it, this make sense? What I’m saying makes sense, Rosemary, because it’s hard to tell because so many operators are in sort of a building mode. I, I see it as. When I talked to them a few years ago, they’re completely FSA, they had really small staffs. Now the staffs are growing much larger, which makes me feel like they’re gonna transition out an FSA. Do we need to provide a little more, uh, insight into how that is done deeper. [00:23:00] Like, these are the tools you, you will need. This is the kind of people you need to have on staff. This is how you’re gonna organize it, and this is the re these are the resources that you should go after. Mm. Does that make a little si more sense? Yeah. That might be a good. Uh, idea for getting somebody who’s, you know, working for a company that is shadow monitoring overseas and bring them in and they can talk through what that, what that means exactly. And that goes back to the discussion we were having earlier today by having operators talk about how they’re running their operations. Mm. And I know the last year we tried to have everybody do that and, and they were standoffish. I get it. Because you don’t want to disclose things that your company doesn’t want out in public. And year two, it felt like there’s a little more. Openness about that. Yeah, there was a few people were quite open about, um, yeah, talking about challenges and some successes as well. I think we’ll have more successes next year ’cause we’ve got more, more things going on. But yeah, definitely would encourage any operators to think about what’s a you A case study that you could give about? Yeah, it could just be a problem that’s unsolved and I bet you’ll find people that wanna help you [00:24:00] solve that problem. Or it could be something that you struggled with and then you’re doing a better job and Yeah, I mean the. Some operators think that they’re in competition with each other and some think that they’re not really, and the answer is somewhere, somewhere in the middle. There are, you know, some at least small amounts of competition. But, you know, I just, I just really think that. We’re fighting against each other, trying to win within the wind industry. Then, you know, in 10, 20 years time, especially in Australia, there won’t be any new wind. It’ll just be wind and solar everywhere and, and the energy transition stalled because everyone knows that’s not gonna get us all the way to, you know, a hundred percent renewables. So, um, I do think that we need to, first of all, fight for wind energy to improve. The status quo is not good enough to take us through the next 20 years. So we do need to collaborate to get better. And then, yeah, I don’t know, once we’re, once we’re one, wind has won, then we can go back to fighting amongst ourselves, I guess. Is Australia that [00:25:00] laboratory? Yeah, I think I, I say it all the time. I think Australia is the perfect place because I, I do think we’re a little bit more naturally collaborative. For some reason, I don’t know why, it’s not really like a, a cultural thing, but seems to be the case in Australian wind. Um, and also our, our problems are harder than, uh, than what’s being faced elsewhere. I mean, America has some specific problems right now that are, you know, worse, but in general, operating environment is very harsh Here. We’re so spread out. Everything is so expensive. Cranes are so expensive. Repairs are so expensive. Spares spare. Yeah, spares are crazy expensive. You know, I look every now and then and do reports for people about, you know, what, what’s the average cost for and times for repairs and you know, you get an American values and it’s like, okay, well at a minimum times by five Australia and you know, so. It, there’s a lot more bang for buck. And the other thing is we just do not have enough, um, enough people, enough. Uh, we’ve got some really smart people. We need a lot more [00:26:00] people that are as smart as that. And you can’t just get that immediately. Like there has been a lot of good transfer over from related industries. A lot of people that spoke so that, you know, they used to work for thermal power plants and, um, railway, a guy that spoke to a guy had come in from railway. Um. That’s, that’s really good. But it will take some years to get them up to speed. And so in the meantime, we just need to use technology as much as we can to be able to, you know, make the people that good people that we do have, you know, make them go a lot further, um, increase what they can do. ’cause yeah, I don’t think there’s a single, um, asset owner where they couldn’t, you know, double the number of asset managers they had and, you know, ev everyone could use twice as many I think. Yeah, I agree. Yeah. I think something that we really focused on this year is kind of removing the stones that are in people’s path or like helping at least like to, to say like, don’t trip over there. Don’t trip over here. And I think part of that, like, like you mentioned, is that. [00:27:00] The, the collaborative manner that everyone seemed to have and just, I think 50% of our time that we were in those rooms was just people asking questions to experts, to anybody they really wanted to. Um, and it, it just, everybody getting the same answers, which is really just a really different way to, to do things, I think. But more than, I mean, we, we we’re still. We’re still struggling with quality in Australia. That’s still a major issue on, on a lot of the components. So until we have that solved, we don’t really know how much of an influence the other factors they really have because it just overshadows everything. And yes, it will be accelerated by extreme weather conditions, but. What will, how will it work if, if the components are actually fit, uh, fit for purpose in the sense that we don’t have wrinkles in the laminates, that we don’t have, uh, bond lines that are detaching. Mm-hmm. Maybe some of it is because of, uh, mango size hails hitting the blades. Maybe it’s because of extreme temperatures. Maybe it’s [00:28:00] because of, uh, uh, yeah. At extreme topography, you know, creating, uh, wind conditions that the blades are not designed for. We don’t really know that. We don’t really know for sure. Uh, we just assume, um, Australia has some problems with, not problems, but some challenges with remoteness. We don’t, with, uh, with getting new, new spares that much is absolutely true. We can’t do anything about that. We just have to, uh, find a way to, to mitigate that. Mm-hmm. But I think we should really be focused on getting quality, uh, getting the quality in, in order. You know, one thing that’s interesting about that, um, so yeah, Australia should be focused more on quality than anybody else, but in, in, in the industry, yeah. Uh, entire world should be more focused on quality, but also Australia. Yeah. But Australia, probably more than anyone considering how hard it is to, you know, make up for poor quality here. Um. At the same time, Australia for some reason, loves to be the first one with a new technology, loves to have the biggest [00:29:00] turbine. Um, and the, the latest thing and the newest thing, and I thought it was interesting. I mean, this was operations and maintenance, um, conference, so not really talking about new designs and manufacturing too much, but at least three or four people said, uh. Uh, I would be using less carbon fiber in blades. I would not be, not be going bigger and bigger and bigger. If I was buying turbines for a new wind farm, I would have, you know, small glass blades and just more of them. So I think that that was really interesting to hear. So many people say it, and I wasn’t even one of them, even though, you know, I would definitely. Say that. I mean, you know, in terms of business, I guess it’s really good to get a lot of, a lot of big blades, but, um, because they just, people, I don’t think people understand that, that bigger blades just have dramatically more quality problems than the smaller ones. Um, were really kind of exceeded the sweet spot for the current manufacturing methods and materials. I don’t know if you would agree, but it’s, it’s. Possible, but [00:30:00] it’s, it, you know, it’s not like a blade that’s twice as long, doesn’t have twice as many defects. It probably has a hundred times as many defects. It’s just, uh, it’s really, really challenging to make those big blades, high quality, and no one is doing it all that well right now. I would, however, I got an interesting hypothetical and they’re. Congrats to her for, for putting out that out. But there was an operator that said to me at the conference, so what would you choose hypothetically? A 70 meter glass fiber blade or a 50 meter carbon fiber blade, so a blade with carbon fiber reinforcement. And I did have to think quite a while about it because there was, it was she say, longer blades, more problems, but carbon blade. Also a lot of new problems. So, so what is it? So I, I ended up saying, well, glass fiber, I would probably go for a longer glass fiber blade, even though it will have some, some different challenges. It’s easier to repair. Yeah, that’s true. So we can overcome some of the challenges that are, we can also repair carbon. We have done it in air, air, uh, aeronautics for many, many years. But wind is a different beast because we don’t have, uh, [00:31:00] perfect laboratory conditions to repair in. So that would just be a, a really extreme challenge. So that’s, that’s why I, I would have gone for carbon if, for glass fiber, if, if I, if I could in that hypothe hypothetical. Also makes more energy, the 70 meter compared to it’s a win-win situation. Well, it’s great to see all of you. Australia. I thought it was a really good conference. And thanks to all our sponsors, uh, til being the primary sponsor for this conference. Uh, we are starting to ramp up for 2027. Hopefully all of you can attend next year. And, uh, Rosie, it’s good to see you in person. Oh, it’s, uh, it’s, it’s exciting when we are actually on the same continent. Uh, it doesn’t happen very often. And Morton, it’s great to see you too, Yolanda. I see you every day pretty much. So she’s part of our team, so I, it’s great to see you out. This is actually the first time, me and Rosie, we have seen each other. We’ve, we’ve known each other for years. Yeah. Yeah. The first time we actually, uh, been, been, yeah. Within, uh, yeah. [00:32:00] Same room. Yep. And same continent. Yeah. Yeah. So that’s been awesome. And also it’s my first time meeting Yolanda in person too. So yeah, that’s our first time. And same. So thanks so much for everybody that attended, uh, woma 2026. We’ll see you at Woma 2027 and uh, check us out next week for the Uptime Wind Energy Podcast.

Today, I'm joined by Sam O'Keefe, co-founder & CEO of Flex.   Enabling use of HSA and FSA funds at checkout, Flex unlocks tax-advantaged spending on preventative health products — from fitness and recovery to supplements and wearables.   In this episode, we discuss making "pay with HSA/FSA" as common as PayPal.    We also cover:   Confusion around HSAs & FSAs Value props for merchants and consumers Integrating with Equinox's membership flow    Subscribe to the podcast → insider.fitt.co/podcast  Subscribe to our newsletter → insider.fitt.co/subscribe  Follow us on LinkedIn → linkedin.com/company/fittinsider    Flex's Website: www.withflex.com  Shop with Flex: www.withflex.com/shop  Instagram: www.instagram.com/paywithflex/  LinkedIn: www.linkedin.com/company/withflex/  X (Twitter): https://x.com/paywithflex  Sam's Email: sam@withflex.com    -   The Fitt Insider Podcast is brought to you by EGYM. Visit EGYM.com to learn more about its smart fitness ecosystem for fitness and health facilities.   Fitt Talent: https://talent.fitt.co/  Consulting: https://consulting.fitt.co/  Investments: https://capital.fitt.co/    Chapters: (00:00) Introduction (01:39) Sam's background (02:26) Why HSA/FSA funds are hard to use (04:00) Making HSA/FSA work (05:35) IRS regulations (07:05) The education problem (09:00) Merchant value proposition (10:30) Increased accessibility (11:10) API-first infrastructure (12:05) Custom integrations (14:40) Patterns across fitness, sleep, supplements, wearables (16:15) Women directing family healthcare spending (18:00) Subscription retention (19:15) Psychology of separate health spending pool (21:25) Equinox partnership (22:40) Seamless checkout integration vs reimbursement friction (24:15) Fitness language shift (25:05) Making HSA/FSA ubiquitous in every checkout (27:15) $150 billion underutilized in HSA/FSA accounts (28:40) Consumer marketplace (29:30) Growing B2C alongside B2B focus (30:30) 2026 priorities (32:33) Conclusion  

Join Jason Hiquet, FSA, CERA and host Chris Smith, ASA, for an insightful discussion of innovation in insurance. Jason's expertise in the field and advice for those seeking to have an impact is can't-miss for anyone with hopes of driving change in the industry!  Note: This episode refers to the Entrepreneurial & Innovation Section. It was recorded in 2025 prior to the transition from SOA Sections to SOA Communities.

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest for the compliance professional. Top stories include: Sweden's FSA to investigate Swedbank for AML violations. (Reuters) Trump tells Netflix to fire BOD member. (NYT) Hunting the Shadow Fleet. (WSJ) SCt to review if Cuba owes Exxon compensation. (Reuters) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, FSA shares an update on two of the sheriffs' top legislative priorities as the 2026 Session enters its final stretch and attention turns to the state budget. With only three weeks remaining before the Legislature is scheduled to adjourn on March 13 and budget negotiations on the horizon, we're joined by Erin Rock of The Southern Group to break down the state budget, including where things stand and what to expect in the weeks ahead.

Recorded live at the Wind Operation and Maintenance Australia 2026 conference, Allen, Rosemary, Matthew, and Yolanda are joined by Thomas Schlegl for a panel discussion on where the Australian wind industry is headed over the next five years. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Alright, let’s get started. This is the, the final event of this three day marathon. Uh, where will we be in five years? And I have, uh, pretty much everybody from the Uptime podcast and Thomas Schlagel from eLog Ping. Uh. Uh, Rosie and I had a big argument before we all came about what we were going to be in five years, and Rosie’s and my opinion differed quite a bit just on, that’s, uh, that’s what led to me suggesting the personality test because yes, and that was, that’s actually a really good suggestion. So I know something about myself now, but, uh, I, I think talking to people here, watching the presentations. And having an American slash European perspective on it. I think every, everybody can chime in here. Australia’s probably on a better pathway than a lot of places. Yeah. Well, I know I’ve been back in Australia for about [00:01:00] five years, five years. Before that I was in Denmark. I left Australia. Because I was so like in despair about the state of renewables and also manufacturing and just doing smart engineering in Australia. Um, so yeah, when I came back five years ago, I was a bit shocked at how different things were in Australia. And I was also, you know, like I will say that it, we were, we were behind like way less mature than other, um, markets in terms of how we operated our wind energy assets. Um, and it’s changed so much in five years, so like a half day, if I’m making predictions for where we’ll be in five years time, I have to, you know, like use that as a, it, it’s probably gonna be more than you would think in five years, just based on how far we’ve already come in, in five years. Um, so yeah, I think that five years ago people were trusting a lot more in the full service agreements. Um, definitely there’s very few people who are still naive that that’s just, you know, um, a set and forget kind of thing that you [00:02:00] can do and not worry about it. Everybody’s now aware that you need to know, um, about your assets and we’re already to the point where there are like a lot of asset managers know so much, um, and, you know, have become real experts and really wasn’t, wasn’t the case five years ago. So. I’m hopeful for that. Um, you know, that it, it will continue and yeah, probably at a faster pace than, um, what we see elsewhere. I think Australia is a really attractive market, not just for developing new wind projects, but also for developing all of the kinds of supporting technologies, which is, you know, like a lot of the people here either using or developing those kind of technologies. And some of our challenges here make it the perfect place to, yeah, develop new text because. Things are, it’s really expensive to do repairs here. Um, the operating conditions are harsh and so things wear out and it just means that it’s, you can put together a positive business case for a new tech here much sooner than you could overseas. So I’m really [00:03:00] hopeful that we see, you know, like a whole lot of innovation, um, in, in those kinds of technologies that are gonna help wind energy get a lot more mature. And even hearing some of the answers from last year to this year, you see that shift. Uh, I was really shocked last year how much reliance there was on. The FSA and now I hearing a lot more discussion about, all right, we need to be shadow monitoring. We need to be looking at the, the, the data coming off, trying to hack, break into the passwords to get to the SCADA system, which was new, but I feel like very Australian thing to do. Matthew, you’ve been in the small business in Australia for, for several years in the wind business. What do you see? I mean, you’ve been in it like for five years now. Plus actually more than that, uh, I actually did my first wind farm around 20 oh 2001. Okay. Or 2002. Um, that was from a noise perspective. So I, I’ve seen things, you know, the full cycle. Um, you know, there were many years of [00:04:00]despair, the whole, um, stop these, stop these things. I’m actually featured, I was featured on Stop these things. So, um, don’t, don’t Google it. It was pretty horrible. So, um, we did a lot of work around infrasound and noise impacts and so there was many years which were, were pretty horrible. Um. Over that time, I sort of relate to my daughter. My daughter’s turning 21 soon. She is a beautiful girl, turning into an adult, a wonderful adult, and it’s, I think the wind industry is really growing, maturing, growing up, and you know, is wonderful to see. And I think we are, we’re only gonna get better, stronger. And I think one may, one note I made here is that now they’ve got wind, solar batteries. I just think it’s unstoppable, so I’m super optimistic that we’re only gonna keep, you know, raising that bar. Well, if you look at where Australia is compared to a lot of the places on the [00:05:00] planet, way ahead, in terms of renewable energy. I mean, you’ve got basically $0 in electricity for, because of how much solar there is, plus the batteries are coming in and, and the transmission’s coming online. And I’m talking to some people about, uh, what these new developments look like. If you’re trying to develop some of these projects in the United States, you’re not gonna be able to do them. There’s, there’s too many regulatory hurdles, and it seems like Australia has at least opened some of the doors to explore. Uh, people in America, the companies in Europe are gonna be watching Australia, I think in, in terms of where we go next. Because if Australia can pull off pretty much a renewable grid, which is where you’re headed, others will follow because it’s just a lower cost way of running a, running an electricity grid system. Yeah. Now I need to perform my, um, regular role of being a Debbie Downer. Um, I, I think that there’s, there’s big challenges and it’s definitely not, um, a case of [00:06:00] the status quo now is good enough to carry us through to a hundred percent renewables. Um, there are some big, big problems that need to be solved. Like, uh, solar plus batteries in Australia is, is going amazing and it’s gonna do a lot. It’s not gonna, it will be incredibly hard to get to, you know, a fully renewable grid that way. The problem with wind is at the moment, I mean, it’s getting more expensive to install wind now and we don’t only need to install new wind farms, we’ve also got existing wind farms that are retiring. So we need to either extend those or we need to, um, you know, build new wind farms in their place. So we do need to get better there. And then I think that the new technologies, like, you know, I’m the blades person and the bigger blades are bigger problems like, like dramatically. I don’t think that your average, um, wind farm owner or wannabe wind farm owner is aware, like actually how many more problems there are with big blades compared to smaller ones and. I think that, like I said earlier, I [00:07:00] think Australia’s a great place to get those technologies, um, you know, developed. But we, we need to do that. That’s not like a nice to have and oh, everything will be a little bit better, but if we can’t maintain our assets better and get more out of them, um, we also need improvements with manufacturing. But it’s not really an o and m thing. I won’t talk too much about it. But yeah, I think that like we can’t be remotely complacent. Well, I think in, in Europe, uh, Thomas, you actually spent several months in Australia, and you’re obviously from Austria, so it’s an Austria Australian connection. Do you see the differences between the Austrian market, the German market, and what’s happening here in Australia? What, what do you think of the comparison between the two? So, what I, what really was fascinating from was the speed of, um, improvements we see here in Australia. It. Um, just for me, wind industry in my young industry, sorry, was always rather slow in Europe and [00:08:00] like not really adopting. Um, and here, sorry. For example, last year you asked the question how many. Of the audience to use sensors for shadow monitoring and no hand was raised right. It was zero silence. And uh, this year we even had a few percentage on, on sensors on the, on the cido. So you see only within a year like this gradually graduated, improvements are happening and I think that makes such a, um, speed in, in improvements and that will. Close to the rescue again. Thank you. And that, um, that will bring Australia to a big advantage. Um, especially I think overtaking, uh, at a certain point, and it would be great to see in five years from now, um, maybe Europeans, Austrians, uh, coming to Australia to. [00:09:00] To learn and not the other way around. Yeah, and, and especially with Yolanda working for the biggest energy company in Denmark, uh, in America, you see how Americans react to change and, and the reluctance to move forward on some of the things we talked about this week, which are, do seem to be moving a little bit quicker. There is more an acceptance of CMS systems here. And on in the States, it seems like you have to really fight. A lot of times to get anybody to listen, to do something because it’s all, it’s financially driven in some aspects, but it’s sort of like, we don’t do that here, so we’re not gonna listen to it. What’s been your experience being on a, this is your first time in Australia, what, what has been your experience this week and what have you learned? I was very pleasantly surprised by just the amount of collaboration that everybody really wants to have here and the openness to, to do so, and to learn from each [00:10:00] other, um, and to accept just, you know, if you’ve seen an issue and or someone else has seen an issue, then you can really learn from each other. And it doesn’t necessarily mean that you have to silo yourself as much as, as you typically do in the United States. I mean, it is a different culture, right? And so it’s just. Honestly, hats off to, to Australians for, for being able to, to work with each other, so, so well, yeah. The discussions out at the lunchtime and the coffee area were uniquely different than what we generally will see in the United States. And Matthew, you’ve been around a lot of that too, where it kinda gets a little clique. But here, I mean, obviously, I mean, not just human nature, but on some level I felt like, oh, there’s a lot of interaction happening and it’s really loud. So people are engaging with one another and trying to learn from one another, or at least connect. And I, I think in a lot of times in Europe, there’s not a lot of the connection until the, the drinking starts, you know, at about 10. Uh, but. Uh, Matthew, did you see that too? [00:11:00] Like I was really pleasantly surprised. That was a good thing to see here. Yeah. And in my former life as a consultant, I dealt with, you know, construction, uh, road rail, you know, I mining a whole range of industries. And, um, one of the reasons why I’ve stayed in wind is ’cause I, you know, I love the people, you know, I love you all. So, or, um, but no, I think, um, the. The collaboration, the willingness to talk, um, the willingness to share ideas. And I think, I think I’ve been super, super, super happy about the way the panels have run, you know, everyone’s willing to share. Um, yeah, I’m, I’m just stoked. Yeah, Rosie, this is all your fault, honestly, because Rosie was always the, the contrary opinion. So I would say something and Rosie would feel obligated to say something as the opposite. But when, when we all started this discussion about, uh, a, a wind turbine conference, you had been to a bad wind turbine conference in Australia and I had been to a really bad one in the States and we were just, okay, that’s enough. And the movement [00:12:00] toward, let’s get some information, let’s everybody interact with one another. Let’s, we will give all the presentations to people at the end of this so you can access data. You’re not spending a ton of money to come. That was a, a big part of the discussion, like, I’m spending $5,000 to listen to sales presentations for three days. I don’t want to do that anymore. We try to avoid that in this conference. Hopefully, if you notice that and, and, and. I guess the conference board is up here right now. Are we gonna do Woma 2027? Are we gonna decide that today? Or. Yes, yes, the website is live. Um, I also wanna take this opportunity to, um, thank the, the sponsors of the event. And I hope that you’ve noticed that it’s not like these aren’t the sponsors of normal events where they’re like, okay, we’ll give you a bunch of money and then we’re gonna stand up and talk at you for half an hour about our new product launch or whatever. Like these sponsors haven’t, they haven’t got back [00:13:00] in the traditional way that you, you would with a kind of, um, event. So I’m really grateful for the very high quality sponsors that we’ve got. And, um, yeah, I just, I, I dunno if I’m allowed to share a little bit about the, the economics of this event. Um, if we didn’t have the sponsors tickets would cost twice as much. So, um, that’s one thing. But then the other key thing that we. Really couldn’t do it without sponsors is that we didn’t, our event didn’t break even until about a week ago because everyone buys their tickets late. Um, so yeah, the, the, we would’ve been having heart attacks, um, months ago about our potential, you know, bankruptcy from running the event if it wasn’t for, um, yeah, the, the great sponsors. So thanks to everybody that did that. Um, and everybody that attended consider buying a ticket earlier next time. Um, I, I’m the worst. I often buy my ticket the day of, of, of an event. So it’s, you know, like it’s a pot calling the kettle black. But, um, yeah, that’s just a bit of the, [00:14:00] the reality. And we have a number of poll questions. Uh, let’s get producer Claire back there to throw ’em up on the screen. So while we’re doing that, we should really thank Claire. Claire has been amazing. Yeah. Thank you, Claire. So the emojis are from Claire. Claire, clearly here. Uh, how do you feel about the, the current state of the wind industry? Hopefully there’s more smiley faces after this week. Well, alright, we’re a hundred percent rosemary. We had to put the one with the, yeah. And for me personally, um, I used to feel a lot more optimistic when I worked in design and manufacturing. And then when I come into operations, that like automatically makes you feel a bit more pessimistic. And then me specifically, like I only get involved when really bad things are happening. And so sometimes for me, like it’s easy to think. [00:15:00] When technology is just not good enough and, you know, I need to find a new industry to move into. So, uh, it is good to talk, talk to other people and, you know, like bring my reality back to a kind of a midpoint. And I, I just like to say, I, I think, I mean maybe there’s been a bit of OE em bashing here maybe. Um. Um, however, we need really strong OEMs, so I just wanna put a shout out to the OEMs and say, yeah, we absolutely need you. So just keep doing it. You will keep doing better, so thank you. Yeah, it’s a difficult industry to be in and we put a lot of demands on them and they, they’re pushing limits, so yeah, they’re gonna run into problems. That’s fine. Let’s just find solutions for them. Alright, uh, next question, producer Claire. What is the best thing you learned at Woma? This is not multiple choice. You can write whatever you want. Stealing passwords. [00:16:00] Did any of us learn anything? Unexpected contracting? Oh yeah. Get the contract right? Oh yeah. Yeah. Dan was really good. Yeah, Dan was great about contracting, looking on the other side of that fence. Cybersecurity is not that big of an issue in Australia. That’s some big thing in Europe, so yeah, it is. I was surprised by the environmental factor in Australia. I was surprised about the birds. Yeah. Everyone who wasn’t in the birds workshop yesterday, Alan was freaking out about, about how Australian wind farms have to manage birds and um, you have to freeze a bird for 12 months. I don’t, where do you have to freeze it for a bird? I don’t know. But that, it just is a little odd, I would say. Yeah. All right, Rosemary, you gotta take away Rosemary’s phone. Alan’s personality test. Yeah, there we go. That was not me. Wind farm toilets was a good one. Thank you, Liz, for, for raising that. [00:17:00] Yeah, I know when I worked in, um, Europe and Canadian wind farms, I would have to strategize my liquid intake for the day. Balancing out tea will help keep me warm, but on the other hand. Did everybody meet up with someone who had a solution? That was part of the goal here is to put people with solutions in the room with people with problems and let you all sort it out. So hopefully that was one of the things that happened this week. Or if you haven’t connected here, be able to connect with over LinkedIn or over coffee later. And the networking on the app and networking page on the website. Right. So you can actually use that now that’s all live. Yeah. So you can, you can connect through there if you’ve selected to. To keep your contact information open. Yep. You can connect through there so it’s easy to, if you need somebody to find my or Matthew’s email, you can just find it right there and we’ll upload the presentations, as you said. Right. The presentations we uploaded. But you have to select into that, Matthew, is that right? Also, the speakers [00:18:00] have to approve them as well. Right. And the, and all the speakers, you know who you are. Can let us know if we can use your slide decks to public size them. I didn’t see anything there that looked highly classified, so I think that would be fine. Alright. This is really interesting. Convince OEMs to install better pitch bearings. That’s very true. Okay, thanks you for that. Claire, what’s the next one? What do you wish you learned more about? So Matthew did a tour before the conference several months ago. And, and went to a lot of the operators and said, what would you like to hear about? So the things that were, uh, the seminar or the different workshops and all that were the result of talking to each of the operators about what you would like to see. So hopefully we covered most of them. Uh, obvious There. There’s some new things. Gear boxes. Yeah. I figured that one was coming. Tower retrofits. Okay. Good, good, [00:19:00] good. ISPs? Yeah. Life extension. Yeah. A lot of life extension. I agree. Well, we’re gonna run into that to the United States also. Asbestos. I’ve read some things about that in Australia. Okay. Which leading protection work by name. I do, I do have, well, lemme see. I do know that answer, but you’re gonna have to talk to Rosemary to get the, the key to the vault there. I I also think that you can’t assume that it’s gonna work in Australia. I think that, that like really seriously, I, I wouldn’t, um. I wouldn’t replace my entire wind farms leading edge protection based on what worked well in Europe and America. So, um, I would highly suggest, um, getting in touch with me and or bigger to get involved in a trial if you, that’s a problem for you. Yeah, definitely get involved in the trial. Uh, more data is better and if you do join that trial, you will have the keys to the castle. They will tell you how all the other pro uh, blades went. Uh, trainings and [00:20:00] skills, obviously that’s a, that’s a international one. When does ROI really happen? Yeah. Yep. We hear that quite a bit. Needs have proven good products for leading edge erosion. Yep. Okay. Yeah. So the que I guess one of the questions is, is that we did not on purpose, did not have any vendor things. I haven’t mentioned my product once this week. I, because I don’t want to, you know, that’s not the point of this conference, but should we. I don’t know. I mean, that’s a, should we have people standing up and I don’t know if it’s standing out there, but able to, to trial things. Yeah. Yeah. I agree. I agree with what. I, I don’t, I don’t want that. Oh, yeah. No, I don’t want that. But it’s not my conference. Right. It’s, it’s everybody who c comes and wants to participate. What do you wanna see? Do you wanna see 10 leading edge products out in the hallway or, I didn’t mind that people were putting like stickers and like little knickknacks out on [00:21:00] tables. That was fun. Rosemary’s got a, a satchel full of them. Alright, Claire, is that the last one? There’s one more. All right. Hang on for one more. What’s your biggest takeaway from Woma? That you’re gonna buy your tickets early for WMA 2027, hopefully, and you’re gonna sponsor. I had a lot of people come up to me and say they would like to sponsor next year. And that’s wonderful. That will really keep the, the cost down because we’re not making anything off of this. I’m losing money to be here, which is totally fine ’cause I think this is a noble effort. Uh, but we will keep the cost as low as we can. We have an upgraded venue from last year. If you attend last year we were at the library, which was also a very nice facility, but this is just another level. Mm. Um, and the website has the ability to register interest in sponsorship. Yeah. Yes. Yeah. Yeah. I’ve already got, uh, Jeremy’s already shook my hand. He’s already committed. Yeah. [00:22:00] Uh, I think we’ll have a lot of three pizzas on, on sponsorship for next year, and that’s good. Uh, that tells you there’s some value to be here and, and, uh, connect stickers, Rosemary stickers. There you go. I like whoever put calories up there. That’s funny. Yeah. You know the thing about, uh, this city is you can eat and it’s so dang good. You can’t do that in the states. You can’t just walk around in a random. Downtown like Detroit, Chicago. There are places you can eat there, but every place you walk into in this city is really good food. It’s crazy. Yeah. It’s, it’s uh, sort of addictive. I’m gonna have to go home on Saturday or not gonna fit in my seat. Um, alright. This is great. Yeah. We really love, um, constructive feedback. I think we’re all, or at least. Vast majority of us are engineers. We like to know about problems and fix them. So, um, most of us can’t have our feelings hurt easily. So, you [00:23:00] know, be very, very direct with your feedback. And, um, yeah, I mean the event should be different every year, right? Like, we don’t wanna do the exact same thing every year, so, um, it will change. Yeah. Yeah. And there is a survey going out as well, so Georgina will send out a survey. All right. So those surveys go to who? Matthew, are they going to you or are they going to all attendees and go? I think it goes back to Georgina, but we’ll, okay. Yeah. Great. So if you do get a, a form to fill out, please fill it out. That helps us for next year. Are we gonna be back in the same city? I say Yes. Yes. Yeah, this place is great. Sydney is also lovely. I spent an hour there at the airport. It was quite nice, but it was long enough. As I learned from people from Melbourne that Sydney is not their favorite place to go. So I guess we’re, we’re here next year. Is there anything else we need to talk about? Um, no. I mean, I’ve just been, uh, my favorite thing about this event is like the, the size of it and that people, uh, like very closely related in what we’re interested in that. It’s not like a, [00:24:00] you can put any two random people together and then we’ll have an interesting conversation. So I’ve really enjoyed all of the, you know, dozens of conversations that I’ve had this week. And, um, yeah. So thank you everybody for showing up with a open and collaborative, um, yeah. Frame of mind. It’s, yeah, couldn’t be done without everybody here. We do have a little bit of an award ceremony here for Rosemary, so we actually put together. A collage of videos over the last, um, five years. Uh, this is news to me. What? Yeah. Surprise. All right. Let it roll. Claire. Champion Rosie Barnes is here. Everybody. Climate change is a problem that our politicians don’t seem to be trying. Particularly hard to solve. This used to frustrate me until I realized that as an engineer, I have the power to [00:25:00] change the world, and unlike some politicians, I choose to use my powers for good. So I made a gingerbread wind turbine, I mean, a functional gingerbread, wind turbine, functional and edible. Everything except for the generator is edible. Alan, what were some of your takeaways from our talk with, uh, with Rosie? Well, I just like the way she thinks she thinks in terms of systems, not in terms of components. And I, I think that’s a, for an engineer is a good way to think about bigger problems. On today’s episode, we’ve got, well, some exciting news. Number one. Rosemary, uh, Barnes will be joining us here today as our co our new co-host. Yeah, thanks. Thanks so much for having me. So, you know, one wind turbine with, um, wooden 80 meter long wooden blades. Yeah. Like, that’s so cool. What a great engineering challenge or, you know, craftsmanship challenge, um, there, but, you know, I’d like to see one [00:26:00]wooden wind turbine blade, but not, not more than that. It’s a, it’s a cool, it’s a cool novelty. And then burn it, right? If you burn it, then you’ll catch the carbon. We need someone within the Australian wind industry to start up a, a better conference. Um, you know, it should be allowing you to kind of put your finger on the pulse and figure out, you know, what, what’s the vibe of wind energy in Australia at the moment? Um, what are the big problems people are having and then, you know, some potential solutions, some people talking about things that are coming up that you might not have heard about yet. I just think that it’s much easier to get a good value conference from a, like a, a small organization that is really dedicated to the, um, topic of the, of the conference. So as part of the Uptime Wind Energy Podcast, Rosemary, the YouTube ci, these little gold plaques. So this is actually, this is your first gold plaque, but you have two [00:27:00] silver plaques also. ’cause engineering with Rosie reached a 100,000 subscribers. Uh, the uptime also reached a hundred thousand subscribers a while ago, but we reached 1 million. This is the first time I, we’ve been in person, but I could actually hand you this award. So congratulations Zi. Very, very well done. Thank you. This is treasured and, um. Yeah, added in. Nothing like that has ever happened to me before, so I’m bit overwhelmed. I, I’m interested to know, we got that Wheel of Fortune footage from, ’cause I thought that was lost. Lost forever. It’s over. It’s on YouTube. Sadly. It is. It’s 24. All the episodes Rosemary competed in the Wheel of Fortune. She was on four times. Six times. Six times. Sorry. There’s only four available on the internet. You may have white scrub tube. I wanna massaging Lazy Boy. Is that your husband? He made me get rid of it. He is like, that thing is hideous. And [00:28:00] it was, yeah. Thank, thank you so much. And I mean, yeah, this is the, the uptime wind energy. Um. Yeah, podcast achievement. It’s, um, it’s crazy how, how popular that, um, it’s in insanely popular since we crossed the 1 million mark that was a while ago. We’re up to 1.6 million right now. We’ll cross 2 million this year. I know it’s, it’s clear Claire’s reason. It mostly clear and it honestly is. Uh, but wind energy is a big part of the energy future, and as I’m realizing now, uh, when you start to reach out to people, you realize how important it is for the planet and for individual countries that wind energy is part of their electricity grid. So the, the information we exchange here this week is very valuable and reach out to others. I think that’s part of this wind industry and Matthew’s pointed out many times, is that we share. So unlike other places, uh. Wind energy likes to work together. And that’s great to hear and it’s great to participate in. So I wanna thank everybody here for attending, uh, this conference. Thank you to all the sponsors. Uh, you [00:29:00] made this thing possible. Uh, as Matthew has pointed out, we’ll be at WMA 2027. The website is live. So, uh, listen to Rosie. Please register now. Uh, and uh, yeah. Thank you so much for, for being with us. And we’ll see you in February right here. Thank you.

Can you deduct free food, rent your house to your business or avoid double taxation with a C Corp?In this Q&A episode, Mike answers rapid-fire tax questions submitted by business owners across industries. From restaurant deductions to partnership restructuring, foreign contractors, co-mingled expenses, and advanced C Corp investing strategies, this episode walks through what's legal, what's smart, and what's risky. If you want clarity before you file, this is the one to listen to.

Beginning Farmer Loans and Online FSA Access Research on Dairy Cow Milk Production Emergency Plans for Livestock   00:01:05 – Beginning Farmer Loans and Online FSA Access: David Schemm, Kansas Farm Service Agency state executive director, begins today's show as he highlights programs for beginning farmers and online access for FSA producers. Farmers.gov Service Center Locator   00:12:05 – Research on Dairy Cow Milk Production: Continuing the show is Victor Gomez-Leon, K-State dairy Extension specialist, as he discusses research on how changing the ratio of fatty acids in dairy cows' diets impact their milk yield and reproduction.  Victor - vgomezleon@ksu.edu  Mike - mbrouk@ksu.edu  Billy - brownb@ksu.edu    00:23:05 – Emergency Plans for Livestock: Part of the Beef Cattle Institute's Cattle Chat podcast ends today's show as they welcome special guest Christine Navarre to chat about emergency plans for livestock. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit www.ksre.ksu.edu. K-State Extension is an equal opportunity provider and employer.

The National Association of Wheat Growers appreciate Healthy Florida First's announcement regarding glyphosate and bread products, and USDA says they're on schedule to meet the late-February rollout for the Farm Bridge Assistance program.

The USDA announced the enrollment periods for agricultural producers to submit offers for the Continuous and General Conservation Reserve Program, and USDA says they're on schedule to meet the late-February rollout for the Farm Bridge Assistance program.

Jeremy Gilpin is a nationally recognized expert in government-guaranteed lending with over 20 years of experience in banking, specializing in USDA and SBA programs that expand access to capital in rural and underserved communities. He currently serves as Chairman of the Board of Community Bankshares, Inc. and President & CEO of Community Bank & Trust in LaGrange, Georgia, leading one of the nation's fastest-growing mission-driven banks. Over the course of his career, Jeremy has closed and serviced more than $4 billion in loans across complex programs including USDA B&I, REAP, FSA, USDA 9003, IRP, RLF, and SBA. A U.S. Army veteran, he brings disciplined leadership and a strong public-service mindset to finance. Jeremy has chaired the National Rural Lenders Association, served as President of the National Rural Lenders Roundtable, and actively volunteers, including service on the Nevada Advisory Board for the Special Olympics. During the show we discuss: Various government-backed programs beyond traditional loans that support small businesses How underqualified applicants can still access USDA, SBA, and other government-backed funding Steps small business owners need to take to qualify for USDA funding to grow their business Which types of businesses are eligible for government guarantee lending Why a solid business plan is critical to securing approval How to navigate funding when online lenders don't offer "common sense" solutions Key documentation to prepare for approval and increase chances of success How businesses can access loans ranging from $10K to $50M through government-backed programs The value of working with a "throwback bank" and how to find one that aligns with your needs Resources: https://communitybankshares.com/  

Allen, Rosemary, and Yolanda, joined by Matthew Stead, discuss Vestas’ Q4 earnings beating competitors but disappointing investors, and the latest on the Wind Energy O&M Australia 2026 conference in Melbourne. Plus the European Commission opens a subsidy investigation into Goldwind, Texas sues over 3,000 dumped wind turbine blades, and Muehlhan Wind Service acquires Canadian AC883. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! The Uptime Wind Energy Podcast brought to you by StrikeTape, protecting thousands of wind turbines from lightning damage worldwide. Visit strike tape.com. And now your hosts.  Allen Hall: Welcome to the Uptime Wind Energy Podcast. I’m your host Alan Hall, and I’m here with Rosemary Barnes, Yolanda Padron. Matthew Stead down in Australia. So welcome Matthew.  Matthew Stead: Great to be here. Thank you, Alan.  Allen Hall: We have a number of articles and interesting topics this week. Top of the list is Vestus. Vestus announced their Q4 numbers, and although the the revenue is great, uh, they, they had a profit of about 580 million euros. It was below what analysts expected, so the shares dropped about 6% on the news. But the CEO of Vestus is saying, uh, full speed ahead. They’re, they’re willing to make some concessions. Vestus, as it sounds like, in terms [00:01:00] of thinning out the company a little bit, which I, that’s been a, a, a complaint from investors for a little while. But in, in terms of, uh, going forward in renewable energy, Vestus is still going to pursue that. The offshore wind business looks like it’s gonna be profitable in 2027. And as we all know, and we, we see wind turbine prices, uh, quite a bit in each of our positions. Vestas is the most expensive one on the block, but they’re still winning a whole bunch of orders. And, and Matthew, uh, Vestas globally. I would say is the leader right now, if you look at Siemens GAA and GE Vestas is really winning a lot of the orders. Matthew Stead: Yeah, I think a very strong reputation for quality. Um, I have to say, I’ve got some Vestas turbines behind me, so, um, all paid for by myself. They’ve always been well regarded for their, um, you know, quality of [00:02:00] product. And when I first got into wind, um, you know, probably 15 years ago, you know, they were, they were the leaders at that point in time. And so, you know, quality. Reduces future o and m cost. I think  Rosemary Barnes: it’s not just about like the simple o and m, either it’s the risk that something really bad goes wrong and you’re just stuck with, you know, like a, a whole a hundred turbines that can’t be fixed or, you know, at least a large, a large chunk of them. The more that I work in, in o and m, the more you see, like on occasion when you do have those serial issues that mean, you know, like. Sometimes all the blades in the wind farm have to be replaced or sometimes all the generators or you know, even if it’s not replaced, if you’ve gotta take them all out and do something and put ’em back in, it is just such a massive cost. And, um, reducing the chance that that’s gonna happen is actually really valuable for insurance. And yeah, all sorts of other financial reasons.  Yolanda Padron: And even as an FSA customer, I feel like Vestus has a lot more transparency as to what actually is going on, [00:03:00] on site and more able to, to collaborate on, on like a site to site basis, which is very obviously helping them in getting a lot of return customers. Allen Hall: Yeah. One of the key revenues for Vestus has been the FSA, where almost every project I’ve seen over the last couple of years has had a 2030 year FSA attached to it. Rarely do you see. Order without that, and that’s a long-term revenue stream. The, the thing about Vestus and the complaints that are happening, uh, around vestus are odd because if you look at Siemens Cab Mesa, they’re really struggling to be profitable. And then GE Renova, which is really, really struggling to be profitable and they’re losing several hundred millions of dollars a year. Vestas is bringing in a profit, and, and yet the investors are wanting even more. I, I guess, is, is this just a relationship to the. Where you can invest money today. The stock market going up so high, gold and silver prices are at record highs. Rosemary Barnes: Haven’t they just [00:04:00] crushed?  Allen Hall: They have a little bit. They’ve, they’ve rescinded some, but they’re still at really high numbers, right? So Gold Cross, what? $5,000 and ounce and then, uh, it was it 2000 a year ago? So the, the rise in the value of, of, uh, rear metals is crazy. Is there a plan you think Vestas is changing the way they’re gonna operate? ’cause uh, they’re talking about thinning out the ranks and they do seem to be becoming more vertically integrated with the acquisition of the TPI factories down in Mexico. GPI in India  Rosemary Barnes: before we make it sound too much like a paid segment from investors, I have to say I disagree that they’re like just crushing it with the, the FSAs. I think that the full service agreements are across the board. Perform badly in Australia, at least I think it’s different elsewhere. Um, maybe it’s a good segue into, uh, talk about our event that we’ve got coming up to talk [00:05:00] about, um, the difficult operating conditions in Australia. But I, I think that best as, like everybody else has been surprised at how many things can go wrong in an Australia and wind farm. And, um, I don’t, I I would’ve put them up on a pedestal for. Particularly noteworthy, um, brilliant service with the FSAs. I think, yeah, across the board everyone’s doing a little bit less than they should be, and I have no doubt that they’re also making a whole lot less money on those agreements than what they spent or spending a lot more than what they’re expecting. So I don’t wanna be too harsh in my judgment.  Yolanda Padron: That’s fair. The bar is very low.  Rosemary Barnes: But what I do notice when I go to international events, um, and I, you know, I talk to, I’ve got a lot of ex-colleagues that’s still working in the industry and vest. Stands out as still investing a lot in r and d. And that doesn’t mean like crushing out a new platform every single year or every two years. It’s not that. But they are investing in a lot of new technologies that are more incremental. They’re [00:06:00] looking at bigger technology leaps and um, you know, still investigating stuff like that. Like I think if I was to go back working for an OEM, that’s the kind of work I’d like to do. And investors does seem like it’s the main company that’s still doing a whole lot of that. With the exception of, of the Chinese manufacturers, which are obviously doing like tons and tons of new development. But, um, I don’t have the insight into them like I do with the European ones.  Allen Hall: As you’re listening to this podcast, most of the people on this podcast are traveling to Melbourne, Australia for Woma 26. That’s Wind Energy and M Australia. Big event. Matthew, the numbers are impressive. I’m getting a little bit scared. Run out of food and uh, seats because there is a massive influx in the last 24, 48 hours, which is great to see, but wind energy in Australia. Is huge, and the o and m aspect is one of those key pain points. Matthew Stead: Yeah. I think, uh, thanks to Rosie and Alan, your argument, [00:07:00] um, a little while ago, your argument, which spurred the whole, um, the reason for the conference. Um, you know, the, the lack of, uh, Australian content, the lack of, um, poor. Conferences in Australia. I think unless you’d have that argument, um, this event wouldn’t, wouldn’t be there. Allen Hall: Rosie did bring up that she had been to a number of conferences and so had I that were pretty much useless in terms of take home. What could we be able to use in the world and, and make the world just slightly better from our knowledge and. With all the policy talk and uh, discussion about sort of global warming things that it’s not really useful necessarily in making your operations run more efficiently. And this was what Woma is all about is. Sharing information. Not everybody runs their operations the same. And you can learn from that of the way, uh, others do it. And at the same time, we’re bringing in experts from around the world to talk about some of [00:08:00] those really critical issues. One of them being leading edge erosion. And Rosie’s been doing a lot of work in Australia on leading edge erosion and the complexities around that. Rosie, the leading edge erosion discussion and the panel involved in the people are gonna be on the panel are impressive. What are you looking forward to?  Rosemary Barnes: I’m looking forward to, um, getting the international perspective because leading edge erosion, I mean, there’s heaps of aspects of wind turbine operation that I think are just dramatically different in Australia, but I think leading edge erosion is the one that like really, really jumped out at me. When I was, um, when I moved back to Australia and started looking at inspection reports for wind farms that were like one or two years old, and you see 90, 99% of turbines that have significant erosion like within a couple of years. It’s like, this is, this is not. Like, I’ve never, I’ve never seen this before. It’s clear that no one is designing these products that are gonna peel off [00:09:00] within a couple of years. Um, and so that was what kind of got me thinking, you know what, like Australia is really different. Climatically and in terms of the weather. Um, and so we need to start not just getting our information from overseas, but also relating it back to Australia. So I think that that’s what we’re trying really hard with the conference to do, is to like really ground it on Australian problems and solutions that have worked in Australia, but then draw on, you know, we don’t need to invent every single new product ourselves. Although there will also be. I, I’m very confident that, that we do need new products developed specifically for Australia. Um, but you know, there are a lot of things out there we can really accelerate how quickly we can solve our Australian problems if we know what’s worked overseas in, you know, different places and just get ideas about how things work. So I think that’s a really good mix of, of local and international. Matthew Stead: Yeah, as [00:10:00] we were talking before about, um, registrations, so we had. Definitely over 200 now. Um, and, um, I, I think we just need to warn people that we might need to cap it out. Um, so the venue’s told us two 50 maximum, so getting in quick  Allen Hall: and if you haven’t registered, you need to do so today. Go to WMA 2020 six.com. It’s very easy to do. It’s an inexpensive conference and full of great information. And the one thing you wanna register for also when you’re there is the free Lightning workshop. On the Monday, so this, it will be February 16th. It’s a lightning workshop in the afternoon, and then the, the full event begins Tuesday the 17th, and running through Wednesday the 18th. So you have two and a half full days of o and m. Knowledge sharing.  Matthew Stead: Don’t, don’t forget the workshops. There are two sessions of workshops with three, um, parallel sessions. And also don’t forget the chance to catch up with your buddies. So, uh, on the Monday [00:11:00] night, um, after the Lightning Masterclass, there’s, um, an event, you know, food and wine and drinks, et cetera. And then also on the, the Tuesday after the first day, there’s also a chance to catch up  Allen Hall: and you’ll go to Wilma 2026. Com and register. Now.  Speaker: Australia’s wind farms are growing fast, but are your operations keeping up? Join us February 17th and 18th at Melbourne’s Pullman on the park for Wind energy o and m Australia 2026, where you’ll connect with the experts solving real problems in maintenance asset management and OEM relations. Walk away with practical strategies to cut costs and boost uptime that you can use the moment you’re back on site. Register now at WM a 2020 six.com. Wind Energy o and m Australia is created by Wind professionals for wind professionals. Because this industry needs solutions, not speeches,  Allen Hall: the European Commission [00:12:00] has a message for Chinese wind turbine manufacturers. We are watching. Uh, Brussels just opened an in-depth investigation into Goldwind, that’s one of China’s biggest turbine makers. The concern is really straightforward. European regulators believe Goldwin may have received government subsidies that given it unfair advantage. Over European competitors such as Vestus and Siemens, GOMESA, Nordics, and others, grants preferential tax treatment and below market loans are all on the table. And if confirmed, the EU could impose corrective measures under its foreign subsidies regulation, which is a tool designed to keep the playing field level for everyone doing business in Europe. This has led to a number of heated exchanges in the press between China and the eu. China has, uh, said, Hey, eu, calm down. It’s not that big of a deal. We, and we don’t really do this. And if you wanna point [00:13:00] fingers, uh, the EU has given a lot of money and resources to the wind turbine operations in the eu. So it’s a, a, a bunch of back and forth, which is an odd thing at the moment because China is really trying to penetrate the EU market and the UK market for that matter, offshore in particular. Uh, Matthew, when you watch this go on and, and China obviously being the largest player in wind turbines, uh, there is some. Protection isn’t going into this. China has protected themselves from European manufactured turbines for the most part. Uh, it does seem like the EU has a leg to stand on and saying, Hey, if you’re gonna protect your borders, we’re gonna protect our borders. How does this end up? Does this end up with, uh, China making turbines or getting turbines shipped into EU or. There’s just gonna be a prohibition.  Matthew Stead: Uh, actually, I’m a little bit surprised that this hasn’t happened already. [00:14:00] I mean, there’s obviously plenty of European investigations and I’m a little bit surprised it didn’t happen earlier. Um, I, I guess my expectation is that, you know, this will be done and dusted and we can just move, move forward. Um, you know, my, my guesstimate is that it’ll be showing that, you know, this is all fine and, uh, yeah, just continue as per normal. Um, yep. Maybe, maybe critically. Um, I actually think a bit more competition in the industry is a good thing. Um, and so I think the whole, you know, global industry can, can, can benefit.  Allen Hall: And when we’re talking about, uh, the construction of wind farms in the eu, the Chinese manufacturers always come up because they tend to be somewhere between 30 and 40% less expensive than the European counterparts for basically the same turbine. What is the, the real linchpin there, because it does seem like operators and sted uh, evidently had a project going on where they’re looking at Chinese [00:15:00] turbines, but hasn’t made any decisions about it. There’s not a lot of history on the Chinese turbines. You can’t go back and pull, uh, o and m records. You can’t see reliability rates. You can’t see what their insurance rates have been. And Rosie, I think you’ve talked about this quite a bit. It does seem like the manufacturing capability in China is quite good, but then we see things on LinkedIn quite often. We’re uh, there has been some really massive failures there. How is the EU thinking about this? Is it really a competitive issue at this point, or is it a technology issue? What is the real. Uh, linchpin that it, it is, it everybody is trying to get at.  Rosemary Barnes: Yeah. Well I think Europe would be crazy to not support their wind industry because China is so big and has, um, you know, so many wind turbine manufacturers now that if Europe doesn’t specifically try to, you know, compete and survive, then I can [00:16:00] imagine no. non-Chinese manufacturers in 10 years time, um, or you know, at least 20, which I think would be a shame because there is a huge, long history of really good engineering, um, in Europe. Yes. Uh, every country supports their manufacturers. China do it in many, maybe most of their export industries. Everybody knows that. Chinese solar panels are subsidized most countries and regions, except that steel is heavily subsidized in, um, in China. And so there are in many countries restrictions on Chinese made wind turbine towers or tariffs on them. Because of that reason, it’s like pretty. It is pretty uncontroversial. Like it’s pretty obvious, right? That um, if you don’t fight, then um, you say, yeah, we’ll accept all these cheap products then, um, you know, because that’s beneficial for our economy to have them cheap. That’s like a short term thing. It’s [00:17:00] a lot easier in a country like Australia where we don’t have competing industries for many of these, um, many of these products, it’s a bit easier to say, yes, we would love cheap solar panels and cheap wind turbines and cheap electric vehicles and cheap batteries. But I mean, even Australia is trying to regain some of some of that, um, manufacturing capability.  Matthew Stead: But Rosie to, I guess Rosie to challenge you there. I mean, it won’t, it to improve the world’s, you know, position if we, you know, continue to drive prices down and drive a bit of innovation.  Rosemary Barnes: Yeah. If we drive prices down, but not if we drive, um, all competition out of business. And then you’re left with just one country that controls the supply chain for absolutely everything, which they’re already very largely. Do in terms of, you know, like, yeah, batteries, EVs, uh, solar panels, um, heaps of the raw materials, you know, like rare earths and a lot of other critical, um, critical [00:18:00] minerals. But I do think it’s a little bit different for Europe with wind because, um, if that, if that dies, it’s a big chunk of, um, just engineering knowledge that will just. Die with it. I would definitely, especially the countries like Denmark, where it is a, a significant industry for them, I have been a little bit surprised that they haven’t been supporting more the industry through some hard patches. But yeah, let’s, um. It’ll be an interesting next few years. Speaker 6: Delamination and bottomline failures and blades are difficult problems to detect early. These hidden issues can cost you millions in repairs and lost energy production. C-I-C-N-D-T are specialists to detect these critical flaws before they become expensive burdens. Their non-destructive test technology penetrates deep to blade materials to find voids [00:19:00] and cracks. Traditional inspections completely. Miss C-I-C-N-D-T Maps. Every critical defect delivers actionable reports and provides support to get your blades back in service. So visit cic ndt.com because catching blade problems early will save you millions. Allen Hall: Well, occasionally the wind industry has a recycling problem and down in Texas this has come to a head, uh, an Attorney General Ken Paxton. We as the Attorney General of Texas has sued global fiberglass solutions and affiliated companies for illegally dumping more than 3000 wind turbine blades in Sweetwater, Texas. Uh, the company was hired to break down and recycle the blades many years ago. Instead, it stockpiled them at two unpermitted disposal sites. The attorney General is seeking civil [00:20:00] penalties, complete removal of the waste and full cleanup costs paid to the state. And Yolanda, you have seen this facility, I’ve seen this facility down by Sweetwater. It is not a small site. It is massively large and has been there for a number of years. I, I guess there hasn’t been anybody willing to do it, and Global Fiberglass Solutions hasn’t stepped up to even start from what I understand. To take care of the problem. Is there a happy outcome of this? Does anybody else step into the, the fray and, and try to clean up these 3000 blades? Yolanda Padron: We were talking a little bit about this offline, but Rosie you mentioned there’s so many companies that can recycle in general, right? We know just in Texas, there’s a lot of smaller companies. That could take on at least part of, of what’s going on here. And I think, I mean, it’s, it’s something that is [00:21:00] affecting the people that are living there. It’s not just an eyesore. I mean, it’s just, I mean, nobody wants their home to be just this big dumping ground. It’s like a graveyard for blades. And it’s so sad to see that this is really affecting people and just their, how they view wind in the area because. Texas does really, really well with wind in general and that area gets a lot of money in. It’s very oftentimes rural areas that don’t get a lot of funding that are getting a lot of funding for schools are getting a lot of funding for hospitals are, are making sure that their roads are paved. Just in general, a lot of jobs are coming into town and it’s, it should be a really great win-win and it’s just really sad to know that it’s come to this point after years and years where it just, all of the pros are outweighed by a huge calm that is a [00:22:00] huge dumping site in the middle of people. General homes,  Rosemary Barnes: are they saying that it’s they’re storing the blades or did they just pretend that they recycled them and actually landfill them? What’s the Or? It’s unclear.  Allen Hall: They didn’t landfill them. I mean, in a sense, they didn’t bury them. They’re just sitting on the surface.  Yolanda Padron: Piled up.  Rosemary Barnes: I think a lot of this comes down to what, what does recycling mean? What’s your definition of it? Um, and it, depending on what your definition is, there absolutely are plenty of, um, companies, you know, like all over. And I’m sure that there are many more in Texas than there would be in, um, yeah, in the Australian regions I’ve looked at. But there’ll be companies that. Um, already a shredding waste of, from multiple sources and putting it into products like concrete for non-structural applications like, um, footpaths or sidewalks, stuff like that. Um, asphalt is another one. And then a little bit more high tech. You get, um, plastic products that [00:23:00] again, aren’t super duper structurally, um, demanding. So like, um. Decking materials or outdoor furniture, or even I saw one company who’s using recycled material in, um, rainwater tanks. I just really feel like any decent project manager could actually given enough money, like I’m, I’m not saying it’s an economic thing to do, like it’ll always be cheaper to landfill them, um, than to do something with them. But if you’ve been given money to recycle them enough money. Any decent project manager could make that happen?  Allen Hall: Well, just down the road is ever Point Services. And Rosemary, I don’t know if I’ve introduced you to ever Point Services, Tyler Goodell, Candace Woods, uh, they are recycling blades in a totally different way. They’re, they’re grinding them down, but they’re end use product is totally different than anything you have seen and all, although that is just getting ramped up from what I understand so far. The product they’re delivering has a [00:24:00] decent commercial value. It’s helping out in other industries. So it’s not just getting mixed with asphalt necessarily. Those 3000 turbine blades have value. They really do. And ever point, I think if they were involved, would turn them into something really useful. So there is the opportunity to recycle these blades by grinding them down in different, in different ways. But there are new markets. For this product and I’m, I’m just a little shocked that no one’s really stepped forward to say, Hey, I, I’ll take those blazes, but because it’s in a lawsuit, I assume that’s the problem. No wants to walk into there and say. Take responsibility for this thing that’s been hanging around for several years at this point.  Rosemary Barnes: I don’t know. I think I would disagree when, when you say those blades have value, I would be highly surprised if someone would just take them and make a profit from them. I would expect if I had 3000 blades in my backyard, I would expect to pay somebody to take them off my hands. Um. That should have been covered by the fee that they were paid for this [00:25:00] recycling, right? So if that money’s gone now, then there is gonna be a challenge in, um, doing something with it. Because I just want to you reiterate that like recycling is not the economic thing to do with wind turbine blades. Now it’s not even the best thing to do in terms of an energy or environmental or climate change, um, consideration. But if you are sure that you don’t want, um, to deal with the physicality of 3000 blades, um, then. You know, you and you’re prepared to pay to get rid of them, then there are definitely things that you can do.  Matthew Stead: Uh, I think this makes me like super angry because really if we look at it more from a social perspective, um, this is. These pictures are shown all over the world, and whenever I talk to someone and say, Hey, yeah, I’m in the wind industry, they say, oh yeah, what about all those blades in Yeah, and the, the stockpile, blah, blah, blah. So really this, this incident has really screwed up the whole global industry. So it may have destroyed parts of Texas, but it’s also destroyed part of [00:26:00] the global industry. Rosemary Barnes: I agree and it’s, it’s crazy because wind turbine blade waste is five to 10% of global composite waste. So the boats and cars and airplanes, um, and other composites are. They’re not piled up in a recognizable form. And so nobody is absolutely outraged that people are, you know, um, disposing of fiberglass boats every year. Um, so yeah, I mean, that, that, that es me too. I have, um, I’ve spent a long time being annoyed about that fact, and I’ve kind of come around to the, the fact that universally people absolutely hate. Wind turbine blades to be wasted and it just needs to be solved. For that reason, it’s not, it doesn’t need to be solved because of the economics. It doesn’t need to be solved because of the environment. It doesn’t need to be solved because of climate change, but it does really need to be solved because of the social perception.  Allen Hall: Well, as North American Wind Farms age, the companies that keep them running. Keep getting bigger. [00:27:00] And Mohan Wind Service, which if you haven’t worked with them, is a Danish turbine service provider. Uh, and they’ve acquired the operating assets of Canada based AC 8 83. And our friends at AC 8 83 have been evidently working behind the scenes to make that deal go through, which is. Awesome. Actually, uh, the deal gives Mulan a local platform for blade repair and turbine services across Canada and the United States, uh, with more than three. Thousand certified technicians in over 35 countries. Muhan says it is confident the long-term growth in North American market will, uh, continue to prosper. So Muhan come in and saying to AC 83 and others, uh, that they’re, uh, gonna be a, a real powerhouse in terms of a service provider in Canada and the United States and acquiring AC 83 is, is one of the good moves. And we know Lars Benson, [00:28:00] who’s run that business, and Yannick Benson who operates that business today. This is a big deal for both of them and the company.  Matthew Stead: Yeah, I mean, uh, Lars is a great guy and I, I think this is wonderful that you get more economies of scale by, you know, these companies growing and it has to be, has to be great for the industry. O obviously, you know, it’s a good thing for, for Lars and, um, Yanick. Um, but yeah. Yeah. Good on them for, for doing this. And you, we need more companies that are larger and able to operate across different industries. I know the seasonality might, might play into it. I don’t know. Maybe not. Um, but, and the more that companies can work across different regions, the better. Allen Hall: Well, it just gives a C 83 a lot of operating power. So as a sort of a small, medium sized business, that’s one of the problems that you try to scale is just a lot of detail. Human resources, all the legal aspects, and. Uh, international travel people coming back and forth all the time. It is just a lot to operate. Muhan gives them all that infrastructure support. So, [00:29:00] uh, the brain powers that lie at AC 8 83 to do great work can do that work. And they have the muhan to come underneath and provide the support and the, the financial stability. Matthew, as you point out, the season is pretty short up in Canada, uh, to make this thing go. So this is really great news and we’re, I think we’re gonna see more. Of this type of structure happen where the companies that have grown and have shown value to the wind industry, regardless of where they’re located at, are gonna become prized possessions and, and larger companies are gonna want to come in and, and acquire them to expand their portfolio at the same time. And there’s value there. I, I think a lot of ISPs around the world have shown themselves to be profitable, even in some really tough economic times. Uh, they’ve had. Done a good job. And it does seem like the industry is rewarding. Those companies that have put the effort in and have shown themselves to be the professionals that AC 83 is. So this, [00:30:00] this is a really great development. And do we see this happening, uh, through 26 and 27? Because I think, I think that’s where the industry’s headed. But I talk to a lot of my counterparts who say, oh, there is no. Everything’s gloomy and doomy, and none of this is gonna happen, and these companies are gonna just fade away. Where do you think this is headed at Matthew?  Matthew Stead: I think, um, we, we’ve done a little bit of work and we’ve been looking at the industry and I think, uh, if you compare it to, you know, construction or, you know, automotive or whatever, I, I think the, there is a, a strong opportunity for the industry to have some consolidation amongst companies. So I think, um, you know, the industry is still a bit of a baby. You know, maybe whatever, 30 years there is still opportunity, um, for consolidation. You know, much like a few of the other more mature industries, like I said. Um, so I, I, I think there’ll be more of this, um, going on the next few years.  Allen Hall: That wraps up another episode of the Uptime Wind Energy Podcast. If today’s [00:31:00] discussion sparked any questions or ideas. We’d love to hear from you. Reach out to us on LinkedIn and don’t forget to subscribe so you never miss an episode. And if you found value in today’s conversation, please leave us a review. It really helps other wind energy professionals discover the show for Rosie, Yolanda and Matthew. I’m Alan Hall, and we’ll see you here next week on the Uptime Wind Energy Podcast.

This week on "Off The Cuff," Melanie is joined by Karen and Nalia to discuss the latest news in the appropriations process. The team first discusses what attendees can expect at NASFAA's 2026 Leadership & Legislative Conference & Expo next week. From there, Nalia walks listeners through the last few weeks in Washington, D.C., where the Department of Education (ED) faced a lapse in appropriations for a few days. However, Congress ultimately passed legislation funding ED and other agencies through the end of the fiscal year, September 30. Melanie also gives an update regarding the FSA in-person conference in March. Lastly, Karen debriefs listeners on NASFAA's latest resources for members regarding the One Big Beautiful Bill Act (OBBBA). 

a16z general partner Erik Torenberg speaks with Justin Mares, founder and CEO of TrueMed. They discuss why American health outcomes are so poor compared to the rest of the developed world, how crop subsidies created a food system that "systematically outputs unhealthy people," and what it would take to treat the chronic disease crisis as a national security issue. Mares explains how TrueMed allows people to spend tax-free HSA and FSA dollars on lifestyle interventions like gym memberships, sleep aids, and healthier food—and why he believes this could redirect hundreds of billions of dollars toward prevention. They also explore the case for psychedelics as mental health therapy and why peptides could disrupt the pharmaceutical industry. Resources:Follow Justin Mares on X: https://x.com/jwmaresFollow TrueMed on X: https://x.com/truemed Stay Updated:If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see http://a16z.com/disclosures. Stay Updated:Find a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Education Department's workers union is pushing back after more than 100 technology-related employees lost their collective bargaining protections last month under an executive order citing national security and cybersecurity risks tied to their roles. About 120 employees in the agency's Office of the Chief Information Officer and Federal Student Aid's Office of the Chief Technology Officer were told late last month they no longer had union protections due to the nature of their positions, according to AFGE Local 252, which represents Education Department employees. The notification came nearly nine months after President Donald Trump signed an executive order ending collective bargaining rights for labor unions at various federal agencies. The order included some agencies in their entirety, along with some positions across the government that have a determined “primary function” involving intelligence, counterintelligence, investigative, or national security work. While the CTO and OCIO employees work with technology that could have cybersecurity ties, AFGE Local 252 argues this does not involve intelligence work that would warrant such a ban. “The Department of Education does not engage in any intelligence, counter-intelligence, investigative, or national security work,” AFGE 252 President Rachel Gittleman told FedScoop in an interview, suggesting the move is “just a way to strip labor rights of our federal workforce.” The FSA CTO office specifically does “work on technology” and products, but not information resources management, as the order states, Gittleman explained. FSA employees primarily focus on the office's website, income-driven repayment applications, FAFSA, and public service loan forgiveness applications. An American stealth fighter jet shot down an Iranian one-way attack drone in the Arabian Sea Tuesday after it “aggressively approached” a U.S. aircraft carrier “with unclear intent,” according to a statement from U.S. Central Command. Just hours after the shootdown, two Iranian Islamic Revolutionary Guard Corps ships accompanied by another unmanned aerial system — this one an Iranian Mohajer drone — approached a U.S.-flagged tanker in the Strait of Hormuz, threatening to board and seize the vessel, the statement from Centcom spokesperson Capt. Tim Hawkins said. The dual incidents could spell increased tensions between Washington and Tehran after President Donald Trump threatened military action against Iran over its deadly suppression of protests last month and amid broader nuclear negotiations that could begin this week. The jet, an F-35C Lightning II, launched from the USS Abraham Lincoln, which was transiting the Arabian Sea roughly 500 miles from Iran's southern coast, Centcom said. The Centcom statement did not identify the unit the jet belongs to, but Marine Fighter Attack Squadron-314, the Black Knights, were photographed by the military operating off the Lincoln several days ago. The long-range Iranian drone — a Shahed-139 UAS known for its use in the Russia-Ukraine war and being reverse-engineered into a U.S. military one-way attack drone — “continued to fly toward the ship despite de-escalatory measures taken by U.S. forces operating in international waters,” the command said. The F-35C shot it down “in self-defense” and to protect the Lincoln and her crew, according to the statement, which said that no service members were harmed and no American equipment was damaged. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Farmers are facing another financially-challenging year heading into 2026. With federal crop insurance program enhancements to ECO, SCO, and Beginning Farmer & Rancher (BFR), as well as new FSA and Disaster Relief Program options, farmers have many new considerations to update their crop insurance policy this spring. Dave and FMH experts break it down for farmers and agents.

FSA Programs, Loans and Online Communication Skills with Kansas 4-H Cattle Body Condition   00:01:05 – FSA Programs, Loans and Online: Beginning today's show is David Schemm, Kansas Farm Service Agency state executive director, as he highlights programs, loans and the new FSA online. Farmers.gov Login.gov   00:12:05 – Communication Skills with Kansas 4-H: Beth Hinshaw, Kansas 4-H youth development regional specialist, keeps the show going discussing developing communication skills with Kansas 4-H. Communication with Kansas 4-H Kansas4h.org   00:23:05 – Cattle Body Condition: Part of the Beef Cattle Institute's Cattle Chat podcast with Brad White, Bob Larson and Jason Warner ends the show as they converse about having poor body condition cattle and increasing their condition.  BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit www.ksre.ksu.edu. K-State Extension is an equal opportunity provider and employer.

Today Stephanie Hoff catches up with Maria Woldt, program manager for the UW Dairy Innovation Hub. Every dairy cow in Wisconsin generates approximately $41,500 in economic activity annually, a statistic that underscores the importance of the UW Dairy Innovation Hub's mission. Now in its sixth year, the Hub has funded over 260 projects. While some results are immediate, many are long-term investments that prioritize sustainable growth over quick fixes. In the last fiscal year alone, the Hub trained 310 students (mostly undergraduates) from diverse academic backgrounds ranging from political science to soil science to ignite interest in dairy careers. Researchers at UW-Platteville recently secured a patent for converting cheese whey into biodegradable 3D-printing filament, providing a sustainable alternative to petroleum-based plastics. The Hub is playing the "long game" by studying how dairy ingredients can be used to treat or prevent non-communicable diseases such as type 2 diabetes, dementia, and IBS. Despite a volatile dairy economy, the Hub serves as a "bright spot" for farmers by focusing on innovation that benefits the entire supply chain, regardless of farm size or management style. Temps keep warming around Wisconsin. Stu Muck says the forecast doesn't hold much snow, which is keeping winter skiers and snowmobilers in place. Lab grown meat is getting another look at the state capitol. Pam Jahnke visits with WI Senator Pat Testin about the flurry of activity he's keeping track of. Testin says he has visited a lab producing lobster in the past. While not to his taste, Testin says if consumers are going to have lab based meat as an option, labeling is clearly something that must be in place. The financial distribution of about $11 billion in USDA aid is underway. Sandy Chalmers, state executive director for USDA's Farm Service Agency offices says operators should watch for a pre-certified document being mailed. Once that document is certified and returned to FSA, ALL of the money under the Farmer Bridge Assistance Program will be disbursed. The market's looking for news these days according to John Heinberg, market advisor with Total Farm Marketing in West Bend. All eyes continue to look to South America and their weather patterns. Precious metals became an easy distraction for traders on Monday.See omnystudio.com/listener for privacy information.

Today's blockchain and crypto news Bitcoin is up slightly at $87,866   Ethereum is down slightly at $2,913 Binance Coin is up slightly at $879 Japan's FSA opens public comments on stablecoin amendments Kraken launching DeFi Earn Kalshi opens new DC office Polymarket signs multi-year deal with MLS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Grieving is a uniquely human emotion – or is it? Is the apparent attachment of elephants or orcas to the bodies of dead relatives a sign of grief, or simply an instinctive behaviour without emotional implications? Why do some people seem able to handle grief so much better than others? And how close are we to finding a pharmaceutical ‘cure' for grief…and if we find it, should we use it?This lecture was recorded by Professor Robin May on the 21st of January 2026 at Barnard's Inn Hall, LondonProfessor of Infectious Disease at the University of Birmingham, and (interim) Chief Scientist at the UK Health Security Agency, Robin May was appointed Gresham Professor of Physic in May 2022. Between July 2020 and September 2025 he served as Chief Scientific Adviser at the Food Standards Agency (FSA).Professor May's early training was in Plant Sciences at the University of Oxford, followed by a PhD on mammalian cell biology at University College London and the University of Birmingham. After postdoctoral research on gene silencing at the Hubrecht Laboratory, The Netherlands, he returned to the UK in 2005 to establish a research program on human infectious diseases. He was Director of the Institute of Microbiology and Infection at the University of Birmingham from 2017-2020. Professor May continues his work on Infectious Disease at the University of Birmingham. A Fellow of the Academy of Medical Sciences, Wolfson Royal Society Research Merit Fellow and Fellow of the American Academy of Microbiology, Professor May specialises in research into human infectious diseases, with a particular focus on how pathogens survive and replicate within host organisms.As the FSA's Chief Scientific Adviser, Professor May provides expert scientific advice to the UK government and plays a critical role in helping to understand how scientific developments will shape the work of the FSA, as well as the strategic implications of any possible changes.The transcript of the lecture is available from the Gresham College website: https://www.gresham.ac.uk/watch-now/why-grieveGresham College has offered free public lectures for over 400 years, thanks to the generosity of our supporters. There are currently over 2,500 lectures free to access. We believe that everyone should have the opportunity to learn from some of the greatest minds. To support Gresham College's mission, please consider making a donation: https://www.gresham.ac.uk/get-involved/support-us/make-donation/donate-today Website:  https://gresham.ac.ukX: https://x.com/GreshamCollegeFacebook: https://facebook.com/greshamcollegeInstagram: https://instagram.com/greshamcollegeBluesky: https://bsky.app/profile/greshamcollege.bsky.social TikTok: https://www.tiktok.com/@greshamcollegeSupport Us: https://www.gresham.ac.uk/get-involved/support-us/make-donation/donate-todaySupport the show

In this episode of Farm4Profit, we're joined by Ken Ripley, AVP of Regional Sales for FMH's Northwest region and a farmer himself in southern Minnesota. Ken brings decades of experience from both John Deere and crop insurance, helping producers understand how to build smarter protection strategies.We break down:The current financial environment farmers are facingHow crop insurance, FSA programs, and disaster relief work togetherWhat's changed under the new USDA and RMA leadershipKey updates to ARC/PLC, base acres, reference prices, and SCO flexibilityNew and expanded area coverage options like ECO, SCO, and MCOEnhancements to the Beginning Farmer/Rancher programDisaster programs like SDRP Phase 2 and the new Farmer Bridge Assistance (FBA) programWhy precision data is becoming critical for reporting, claims, and auditsKen also shares practical advice for navigating these decisions without getting overwhelmed — including why working closely with a trusted crop insurance agent can help producers avoid missed opportunities.With so many changes heading into 2026, this episode helps farmers step back, understand the big picture, and make intentional decisions that protect profitability. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Tasso Bountouvas, FSA and Carly Mauro, FSA as they give an overview of the main goals and motivations of YPAC. They celebrate 2025 accomplishments and look forward to another exciting year of impact!

This week we welcome Paul Joyce, who leads one of Pure Storage's largest Field Solution Architect (FSA) teams. Our discussion begins by exploring the philosophy behind building a team of super technical specialists and key capabilities for this specialized role. Paul highlights that in addition to deep technical expertise in areas like databases and virtualization, he seeks candidates who demonstrate passion, a willingness to be vulnerable to build their personal brand, and, most critically, empathy for customers. This empathy should be rooted in a foundation of hands-on experience, where the architects have "lived the pain" of IT operations and can truly understand the challenges faced by customers, allowing them to focus on delivering time and value back to the business. We then move to what's top of mind for Paul, focusing on two major industry dilemmas. First is the ongoing virtualization dilemma, the continuing need for customers to re-evaluate their virtualization strategy following changes to VMware licensing. Paul emphasizes that the key challenge is not just the technology conversion (like moving to another hypervisor) but the business risks involved—including the cost of retraining entire staff on a new enterprise-ready platform and the complications of creating complex, high-risk migration pipelines between different environments. The second dilemma, around Big Iron, covers the massive shift in mission-critical storage. Paul contrasts the legacy multi-controller, spinning-disk systems of the past, built primarily for high availability, with Pure Storage's all-flash, two-controller architecture, which he attests delivers equal or greater availability with a simpler architecture and superior performance. This simplified approach enables massive consolidation for complex database environments. Finally, Paul shares his hot takes on database trends. He points to the growing importance of vector embedding, noting that major enterprise databases like Oracle and Microsoft SQL Server 2025 are building native vector capabilities into their platforms to bring AI/data lake functionality directly to the data. He also discusses the implications of Oracle's 23ai release, which has focused on cloud and engineered systems, prompting on-premises customers to consult with their FSA teams on their future database strategy. The episode concludes with a classic IT mess up story from Paul's early career as a jack-of-all-trades network administrator, recounting a failed, all-weekend core switch replacement in a freezing data center. To learn more, visit https://www.purestorage.com/databases Check out the new Pure Storage digital customer community to join the conversation with peers and Pure experts: https://purecommunity.purestorage.com/ 00:00 Intro and Welcome 01:44 Building a Specialist Team 05:53 Prior Experience in IT 09:45 Working with Rockets 15:15 Virtualization Dilemma 24:09 Enterprise Storage for Databases 37:01 Hot Takes Segment

It's a controversial topic, fasting, especially for women. Dr. Mindy Pelz was teaching women to fast primarily because they wanted to lose weight, but what she was witnessing was women saying things like, "I lost weight, but my hair's falling out. I don't have a period anymore. I sat down with Dr. Mindy Pelz, New York Times bestselling author of Age Like a Girl, hormone expert, and the voice redefining fasting for women - because doing it wrong can wreck your health. We explore why fasting affects women differently, how ketones can restore brain function during menopause, and why understanding your hormonal cycle is critical for metabolic health, cognitive performance, and longevity. Reduce your risk of Alzheimer's with my science-backed protocol for women 30+: https://go.neuroathletics.com.au/youtube-sales-page Subscribe to The Neuro Experience for evidence-based conversations at the intersection of brain science, longevity, and performance. _____ TOPICS DISCUSSED 00:00 Intro 01:50 What put Dr. Mindy Pelz on the map 03:14 The truth about fasting vs intermittent fasting 05:13 How the brain uses glucose vs ketones 07:25 Why the brain "eats itself" during menopause 10:14 What is mitophagy and cellular autophagy 13:11 Why autophagy is the body's repair system 15:24 The 12-hour vs 17-hour vs 72-hour fast 17:23 Why women's cycles are disrupted by fasting 19:59 The fasting cycle for women 21:05 Lactate as a fuel source for the brain 23:01 Hemoglobin A1C and insulin resistance 27:36 Understanding CGM data correctly 30:13 Where women should start at 48 32:01 HRT: personal decision or necessity? 34:15 The nervous system shift during perimenopause 38:48 The grandmother hypothesis and evolutionary sensitivity 41:09 The "menopause divorce" phenomenon 44:18 Dementia, Alzheimer's, and women46:17 Dopamine, novelty, and neuroplasticity47:23 Cold water immersion and trauma rewiring51:19 Cold water and cortisol for women53:51 Exercise, BDNF, and brain health55:21 Serotonin, light exposure, and sleep58:00 Glycine, bone broth, and longevity01:02:26 Preparing for perimenopause and menopause 01:04:24 Acetylcholine, storytelling, and memory 01:08:38 Why eggs and cholesterol matter for the brain _______ A huge thank you to my sponsors for supporting this episode. Check them out and enjoy exclusive discounts: Ketone-IQ: Mental clarity that lasts - without the crash. Visit https://ketone.com/NEURO for 30% OFF your subscription order - PLUS receive a free gift with your second shipment or find Ketone-IQ at Target stores nationwide and get your first shot free! IQBAR: The New Year gives us all a chance to reset. Maximize your brain and body's potential with IQBAR's protein bars, hydration mixes, and mushroom coffees. Text NEURO to 64000 to get 20% off all IQBAR products, plus FREE shipping. Caraway: Visit Carawayhome.com/neuro10 or use code neuro10 at checkout to take an additional 10% off your next purchase. Caraway. Non-Toxic cookware made modern. Cure Hydration: For The Neuro Experience listeners, you can get 20% off your first order at curehydration.com/NEURO with code NEURO. Cure is FSA/HSA approved, so you can use your FSA or HSA funds to stay hydrated the smart way. Jones Road Beauty: Use code NEURO at jonesroadbeauty.com to get a Free Cool Gloss with your first purchase! _______ I'm Louisa Nicola - clinical neurophysiologist - Alzheimer's prevention specialist - founder of Neuro Athletics. My mission is to translate cutting-edge neuroscience into actionable strategies for cognitive longevity, peak performance, and brain disease prevention. If you're committed to optimizing your brain- reducing Alzheimer's risk - and staying mentally sharp for life, you're in the right place. Stay sharp. Stay informed. Join thousands who subscribe to the Neuro Athletics Newsletter → https://bit.ly/3ewI5P0 Instagram: https://www.instagram.com/louisanicola_/ Twitter : https://twitter.com/louisanicola_ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, FSA kicks off the legislative session with a Week 1 recap, discussing the governor's State of the State address and opening-day remarks from the speaker of the House and the Senate president. We then sat down with Capt. Abby Hilley of the Orange County Sheriff's Office to discuss a bill that is especially important to the agency and its mission.  

Availability, Affordability, and Adequacy of Insurance in Areas Impacted by Climate-related Risks In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, speaks with Peter J. Sousounis, PhD—author of the October 2024 SOA report—and Ian Genno, FSA, FCIA, CERA, Chair of the Catastrophe and Climate Research Selection Committee. Together, they explore the challenges and potential solutions surrounding insurance availability, affordability, and adequacy in regions affected by climate-related risks. The conversation draws from insights gathered during an expert panel session that informed the report. Key themes include rising premiums, underinsurance, regulatory limitations, and the growing role of predictive modeling and AI in assessing and managing catastrophe risk. They also discuss innovative insurance models such as parametric insurance, the importance of public-private partnerships, and the future outlook for the insurance industry as climate events increase in frequency and severity. To explore the full report and additional catastrophe and climate research, visit:  https://www.soa.org/resources/research-reports/2024/ins-availability-climate-risk-areas/

What if the biggest breakthrough in weight management is not a new diet, but finally seeing how your body responds in real time? That question sat at the center of my conversation with Sharam Fouladgar-Mercer, CEO and co-founder of Signos, a continuous glucose monitoring (CGM) and AI-powered health platform built to help people manage weight by understanding their metabolism. January is when motivation is high and the wellness noise is loud, but it is also when a lot of people realize how hard it is to stick with generic advice that does not fit real life. This episode is about why personalization matters, how metabolic signals can change the way you think about food and exercise, and what happens when health technology shifts from reporting the past to guiding the next decision. Sharam explained how Signos pairs a CGM with an AI-driven experience that turns glucose data into practical actions. The point is not to force people into rigid rules or extreme restrictions. Instead, it is about learning how your body reacts to everyday choices, then using that feedback to reduce spikes, improve consistency, and build habits you can actually live with. We talked about simple interventions, like changing the order of foods in a meal, timing movement more intelligently, and spotting patterns that would otherwise stay invisible. Two personal stories brought the conversation to life. Sharam shared how he lost 25 pounds while increasing his calorie intake, which challenges a lot of assumptions people carry into weight loss. He also shared a story from his family life, where his wife's deep sleep increased from roughly 20 minutes a night to around 60 minutes after focusing on glucose stability, even while total sleep time remained limited during the intense period of raising young kids. It is the kind of detail that hits home for anyone who has ever tried to make healthier choices while exhausted and stretched thin. We also explored why FDA clearance matters for Signos and what that could mean for mainstream access. Over-the-counter availability reduces friction, can lower cost, and opens the door to broader adoption, including potential FSA and HSA eligibility. Looking ahead, Sharam shared a vision that goes beyond weight management, connecting metabolic health to the long arc of prevention and chronic conditions where insulin resistance plays a role. If you have ever felt like you are doing all the "right" things and still not seeing results, this episode will make you rethink what "right" even means. And if you could finally see your metabolism in real time, would it change how you approach food, sleep, exercise, and the habits you want to keep this year? Useful Links Connect with Sharam Fouladgar-Mercer Learn more about Signos Instagram, Facebook, X and YouTube Thanks to our sponsors, Alcor, for supporting the show.  

Back in 2024 with Calley Means at South by Southwest, we sat down and talked about his mission to flip the old American food pyramid upside down for the greater good. Well guess what, the pressure is finally working! This rerun is the ultimate receipt that focus, repetition, and smart lobbying for human health can still move the needle! Host Dave Asprey sits down with Calley Means, entrepreneur, policy advocate, and co-author of Good Energy. Together, they break down how the U.S. healthcare system became a sick-care system, why ultra-processed food dominates public policy, and how individuals can reclaim autonomy over their biology. From CGMs and metabolic health to food subsidies, lobbying, and free speech, this episode challenges deeply held assumptions about medicine, nutrition, and personal responsibility.You'll Learn: • Why chronic disease is the most profitable business model in modern history • How metabolic dysfunction drives obesity, diabetes, depression, and infertility • Why ultra-processed food sits at the root of America's health collapse • How CGMs and metabolic data threaten entrenched healthcare incentives • What “food is medicine” really means and where it gets weaponized • How HSA and FSA dollars can legally support food, exercise, and prevention • Why fixing incentives matters more than blaming individuals • How reclaiming health autonomy is tied to free speech and human resilience Dave Asprey is a four-time New York Times bestselling author, founder of Bulletproof Coffee, and the father of biohacking. With over 1,000 interviews and 1 million monthly listeners, The Human Upgrade is the top podcast for people who want to take control of their biology, extend their longevity, and optimize every system in the body and mind. Each episode features cutting-edge insights in health, performance, neuroscience, supplements, nutrition, hacking, emotional intelligence, and conscious living. Episodes are released every Tuesday, Thursday, and Friday (audio-only) where Dave asks the questions no one else dares, and brings you real tools to become more resilient, aware, and high performing. Keywords: Calley Means Good Energy, Calley Means interview, Good Energy metabolic health, metabolic dysfunction America, ultra processed food policy, food is medicine debate, healthcare incentives crisis, chronic disease economics, insulin resistance epidemic, CGM health data access, metabolic health lobbying, seed oils sugar inflammation, glyphosate food system, HSA food exercise eligibility, health autonomy biohacking, metabolic freedom podcast, american food pyramid, rfk food pyramid, 2026 food pyramid Thank you to our sponsors! Essentia | Go to https://myessentia.com/dave and use code DAVE for $100 off The Dave Asprey Upgrade. Resources: • Get My 2026 Biohacking Trends Report: https://daveasprey.com/2026-biohacking-trends-report/ • Join My Low-Oxalate 30-Day Challenge: https://daveasprey.com/2026-low-ox-reset/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Upgrade Collective: https://www.ourupgradecollective.com • Upgrade Labs: https://upgradelabs.com • 40 Years of Zen: https://40yearsofzen.com Timestamps: 0:00 – Introduction 2:11 – Mom's Cancer Story 4:24 – Healthcare System Incentives 10:14 – TruMed and Food as Medicine 15:51 – FDA and IRS Pushback 17:25 – Political Solutions and RFK 19:49 – Childhood Obesity Crisis 21:49 – The Chronic Disease Industry 26:54 – State of Emergency Proposal 29:07 – Healthcare Industry Mindset 31:30 – COVID and Metabolic Health 32:28 – Taking Back Health Autonomy 34:16 – Medical System Collusion 35:56 – Research Corruption 37:21 – Pharma Bribes and Conflicts 40:17 – Ozempic and Civil Rights Groups 42:35 – Personal Mission and Mom's Legacy 50:16 – Media Power and Free Speech 54:00 – Weaponizing Social Justice 55:16 – Systemic Poisoning of the Population 57:37 – Technology as a Health Solution 1:03:20 – Regenerative Farming and Robotics 1:06:34 – Controlling the Food Supply 1:10:18 – Closing Thoughts See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, FSA provides an early look at the 2026 legislative session, highlighting the sheriffs' top priorities and their plans to support public safety across Florida. We also sit down with FSA's contracted lobbyists, Angela Drzewiecki of GrayRobinson and Jennifer Green of Liberty Partners, who share their insights on what to expect from our state Capitol during this legislative session.  

Are you kidding? We can tell you what happened but don't expect what will happen next. A strong 2025 across the board, a waiting list for vocational schools and wage garnishment for student loans. The last two may just be connected. Plus everyone seems to leave money in their FSA accounts.

Curtis Wilkerson is back for a GAME DAY episode of The Pod At The Palace with a full preview of Arkansas' SEC road opener at Ole Miss including: - Tale of the tape - Keys to monitor & stats to shoot for - Assistant coach Chuck Martin weighs in on the Rebels - What to watch for the Razorbacks - Pick to click, bold predictions, best bets & final score OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR250 so when you bet $25, get $250 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 OZK INSURANCE One thing that really sets OZK Insurance apart is this — they're an independent insurance agency. That means they're not tied to just one company. They shop a multitude of A-rated carriers to find the best coverage and price for you — and now, they've paired that with something you don't usually see from an independent agency… a full-service mobile app. With the OZK Insurance App, you can see all your policies under one roof — home, auto, whatever you have — plus pay bills, request roadside assistance, file claims, request policy changes, or even get new quotes, all from your phone. So you get the best part of an independent agent — choice, flexibility, real people — and the convenience of modern tech. If you're tired of being stuck with one carrier or chasing down paperwork, go to OZKInsurance.com or search OZK Insurance in the App Store or Google Play. Local agency. National-level options. One powerful app. That's OZK Insurance. THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. They operate the Blue Ember way, buying only the highest quality meats, applying their signature blend of spices and slowly smoking in their wood-only pits. They allow the meats to rest to ensure optimal tenderness and cut in front of the customer to provide transparency and satisfaction in every bite! Blue Ember also caters any events! Weddings, parties, business meetings, any gathering where a group of people need to be fed amazing BBQ, Blue Ember has you covered! Please contact individual stores for more info and specific pricing. INSIDE ARKANSAS WILL BE LIVE AT ROGERS LOCATION THE 1st WEDNESDAY OF EVERY MONTH! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

FSA county committee elections give California producers a voice in federal programs.

Most people fail at their goals, not because they lack discipline, but because they're working against their own neurobiology. I spent over a decade studying the brain, and what I've learned is this: your brain doesn't change based on what you want. It changes based on the conditions you create for it. This episode isn't about motivation. It's about understanding how your brain actually learns, adapts, and transforms at a structural level, so you can make 2025 the year things permanently shift. Reduce your risk of Alzheimer's with my science-backed protocol for women 30+: https://go.neuroathletics.com.au/brain-health Subscribe to The Neuro Experience for more conversations at the intersection of brain science and performance. I'm committed to bringing you evidence-based insights that you can apply to your own health journey. Topics discussed: 00:00 Intro 02:38 Why Most People Fail at Personal Development 03:21 Your Prefrontal Cortex, The Brain Architecture Problem 04:56 What Is Neuroplasticity and How Your Brain Changes 05:40 Sponsor, Rho Nutrition 06:55 Principle 1, Identity Over Goals, Your Brain's Reality Filter 09:40 Principle 2, The 48 Hour Window of Neuroplasticity 13:05 Principle 3, Decision Fatigue and Why Willpower Is Finite 15:28 Principle 4, Lower Your Activation Threshold for Success 19:16 Principle 5, Emotion Encodes Memory 10x Stronger Than Logic 21:42 Principle 6, Stop Fighting Your Environment, Redesign It 24:11 Principle 7, Your Brain Changes While Resting, Not Working 26:24 Recap, Seven Neuroscience Backed Principles for 2026 A huge thank you to my sponsors for supporting this episode. Check them out and enjoy exclusive discounts… Cure Hydration: Get 20% off your first order at https://curehydration.com/NEURO with code NEURO. And here's a bonus, Cure is FSA/HSA approved, so you can use your FSA or HSA funds to stay hydrated the smart way. Don't just drink more water, upgrade it with Cure. Ka'Chava: Rewild your nutrition at kachava.com and use code NEURO. New customers get twenty dollars off an order of two bags or more, now through the 31st! Rho Nutrition: Your brain can only perform at the level your biology allows. That's why I take Rho Nutrition's Liposomal Glutathione every morning, the master antioxidant that actually absorbs. Get 20% off with code NEURO at https://rhonutrition.com/discount/NEURO Ketone-IQ: Visit ketone.com/NEURO for 30% OFF your subscription order PLUS receive a free gift with your second shipment, or find Ketone-IQ at Target stores nationwide! I'm Louisa Nicola - clinical neurophysiologist - Alzheimer's prevention specialist - founder of Neuro Athletics. My mission is to translate cutting-edge neuroscience into actionable strategies for cognitive longevity, peak performance, and brain disease prevention. If you're committed to optimizing your brain, reducing Alzheimer's risk, and staying mentally sharp for life, you're in the right place. Stay sharp. Stay informed. Join thousands who subscribe to the Neuro Athletics Newsletter here: https://bit.ly/3ewI5P0 Instagram: https://www.instagram.com/louisanicola_ Twitter: https://twitter.com/louisanicola_ Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's Weekend Roundup episode of The Pod At The Palace with Curtis Wilkerson: - NET has some explaining to do! - Hogs flying high in other metrics after big week - Calipari's pulse on players and team chemistry - Secret leaked to Malique Ewin's emergence - Cal uses Acuff's ascension to send message to recruits OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR250 so when you bet $25, get $250 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE One thing that really sets OZK Insurance apart is this — they're an independent insurance agency. That means they're not tied to just one company. They shop a multitude of A-rated carriers to find the best coverage and price for you — and now, they've paired that with something you don't usually see from an independent agency… a full-service mobile app. With the OZK Insurance App, you can see all your policies under one roof — home, auto, whatever you have — plus pay bills, request roadside assistance, file claims, request policy changes, or even get new quotes, all from your phone. So you get the best part of an independent agent — choice, flexibility, real people — and the convenience of modern tech. If you're tired of being stuck with one carrier or chasing down paperwork, go to OZKInsurance.com or search OZK Insurance in the App Store or Google Play. Local agency. National-level options. One powerful app. That's OZK Insurance. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc. Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Curtis Wilkerson and Andrew Ellis for The Pod At The Palace Postgame LIVE Reaction Show following Arkansas' 86-75 win over Tennessee in Fayetteville! OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR250 so when you bet $25, get $250 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE Alright Razorback fans—let's talk insurance. Nobody wants to deal with the hassle of shopping around, and that's why we use and recommend OZK Insurance. They're based right here in Arkansas, and they shop multiple carriers to find the best coverage and price for you—whether it's home, auto, business, you name it. Whether it's Saturdays at Razorback Stadium or everyday life, you want protection you can count on. So count on OZK Insurance & get a free online quote at ozkinsurance.com, or call (479) 715-4200. OZK Insurance—Protection made simple. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc. Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out Arkansas' Postgame Report Card following Saturday's impressive win over Tennessee: - Hogs win comfortably on "off" day offensively - Defense take major step forward for Arkansas - Freshmen feast in SEC debut - Malique Ewin: Elite Defender? - Gutsy stuff from Knox, Brazile OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR250 so when you bet $25, get $250 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE Alright Razorback fans—let's talk insurance. Nobody wants to deal with the hassle of shopping around, and that's why we use and recommend OZK Insurance. They're based right here in Arkansas, and they shop multiple carriers to find the best coverage and price for you—whether it's home, auto, business, you name it. Whether it's Saturdays at Razorback Stadium or everyday life, you want protection you can count on. So count on OZK Insurance & get a free online quote at ozkinsurance.com, or call (479) 715-4200. OZK Insurance—Protection made simple. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc. Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of The Pod At The Palace, Curtis Wilkerson takes a dive into the position battles to see who has the matchup advantages between Arkansas and Tennessee and wraps with a fun, quick segment on some very interesting new stats to watch for the Razorbacks. OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR250 so when you bet $25, get $250 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE Alright Razorback fans—let's talk insurance. Nobody wants to deal with the hassle of shopping around, and that's why we use and recommend OZK Insurance. They're based right here in Arkansas, and they shop multiple carriers to find the best coverage and price for you—whether it's home, auto, business, you name it. Whether it's Saturdays at Razorback Stadium or everyday life, you want protection you can count on. So count on OZK Insurance & get a free online quote at ozkinsurance.com, or call (479) 715-4200. OZK Insurance—Protection made simple. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc. Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

Turning the page to 2026 means turning the page to SEC play around these parts! Curtis Wilkerson is back with a FULL SEC preview with updated game-by-game predictions for the Razorbacks, projected final league standings, analytical projections & more! OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR so when you bet $25, get $125 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE Alright Razorback fans—let's talk insurance. Nobody wants to deal with the hassle of shopping around, and that's why we use and recommend OZK Insurance. They're based right here in Arkansas, and they shop multiple carriers to find the best coverage and price for you—whether it's home, auto, business, you name it. Whether it's Saturdays at Razorback Stadium or everyday life, you want protection you can count on. So count on OZK Insurance & get a free online quote at ozkinsurance.com, or call (479) 715-4200. OZK Insurance—Protection made simple. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc. Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of The Pod At The Palace with Curtis Wilkerson: - Grading Arkansas' final non-conference resume - New Year's resolutions for each rotation Razorback - Latest recruiting notes OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipariSHOUTOUT TO OUR SPONSORS:BET SARACENArkansas' #1 Sports Betting App!Click link below & use code INSIDEAR so when you bet $25, get $125 BONUS!https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE Alright Razorback fans—let's talk insurance. Nobody wants to deal with the hassle of shopping around, and that's why we use and recommend OZK Insurance. They're based right here in Arkansas, and they shop multiple carriers to find the best coverage and price for you—whether it's home, auto, business, you name it. Whether it's Saturdays at Razorback Stadium or everyday life, you want protection you can count on. So count on OZK Insurance & get a free online quote at ozkinsurance.com, or call (479) 715-4200.OZK Insurance—Protection made simple. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS!Your vision is essential to your quality of life, and professional eye care is a must for you and your family.Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention.Make sure to utilize your FSA benefits before the end of the year!They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule.They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025!Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family.Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc.Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas!https://www.blueembersmokehouse.com/West Little Rock-(501) 448-2886Hot Springs-(501) 431-0574Jonesboro-(870) 933-7058Fort Smith-(479) 551-2999Rogers-(479) 335-2170Texarkana-(903) 832-1937Thank you for supporting your local Blue Ember Smokehouse! We know some athletes so for our friends that shop the big and tall Hogs gear - shop today at www.insidearkansas.com/alumnihall Alumni Hall - The ultimate Razorback shopping destination! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's Postgame Report Card following Arkansas' 103-74 win over James Madison: - Offense approaching ELITE status - 3-point defense continues to be thorn in Arkansas' side - Meleek Thomas ERUPTS at perfect time - 3J Wagner's efficient perimeter shooting continues - Ewin stacks another strong performance OFFICIAL MERCH: https://insidearkansas.myshopify.com/ #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: BET SARACEN Arkansas' #1 Sports Betting App! Click link below & use code INSIDEAR so when you bet $25, get $125 BONUS! https://sportsbook.betsaracen.com/en-us/sports/mma?referrer=singular_click_id%3Dbc1b71ae-56d0-4f58-9775-c5bd8f6676e9 ----------------------------------------------------------------------------- OZK INSURANCE Alright Razorback fans—let's talk insurance. Nobody wants to deal with the hassle of shopping around, and that's why we use and recommend OZK Insurance. They're based right here in Arkansas, and they shop multiple carriers to find the best coverage and price for you—whether it's home, auto, business, you name it. Whether it's Saturdays at Razorback Stadium or everyday life, you want protection you can count on. So count on OZK Insurance & get a free online quote at ozkinsurance.com, or call (479) 715-4200. OZK Insurance—Protection made simple. ----------------------------------------------------------------------------- THE EYE CENTER Today's episode is presented by THE EYE CENTER OF NORTHWEST ARKANSAS! Your vision is essential to your quality of life, and professional eye care is a must for you and your family. Their award-winning eye doctors are board-certified and professionally active, yet their patients talk most about how caring and friendly they are. Every patient receives the best of new vision care technology, plus old-fashioned personal attention. Make sure to utilize your FSA benefits before the end of the year! They have availability for eye exams with their new provider, Dr. Rebecca Brown, right now! As well as their other providers available to fit into your schedule. They do Botox, Filler, and IPL with their Aesthetics provider Olivia Risch. She has been a registered nurse for over 12 years & can get you squared away before the end of 2025! Schedule an appointment with The Eye Center of NWA today at 479-442-2020You can also check out their website at www.eyecenternwa.com for more info! ----------------------------------------------------------------------------- BLUE EMBER SMOKEHOUSE Blue Ember Smokehouse is a family owned smokehouse specializing in handcrafted BBQ! From tender brisket to home cooked sides, you'll find a hearty meal for every member of the family. Have Blue Ember Smokehouse cater any events! Weddings, parties, meetings, etc. Contact individual stores for more info and specific pricing with all their convenient locations across Arkansas! https://www.blueembersmokehouse.com/ West Little Rock-(501) 448-2886 Hot Springs-(501) 431-0574 Jonesboro-(870) 933-7058 Fort Smith-(479) 551-2999 Rogers-(479) 335-2170 Texarkana-(903) 832-1937 Thank you for supporting your local Blue Ember Smokehouse! Learn more about your ad choices. Visit megaphone.fm/adchoices

Logan and Bobby Lee close out the year with one hell of a story, the track hoe buyer from hell. Logan finally sells his Deere 200 excavator, but not before dealing with one of the most relentless, nit-picking, deal-almost-killing buyers you've ever heard of. If you've ever sold farm equipment or negotiated machinery, this story will feel painfully familiar. We also hit listener questions, including: Made-in-USA company suggestions we were shocked we hadn't already featured A powerful message explaining how putting your farm in your wife's name could unlock major USDA and FSA advantages And a separate insight on how taking a year off from filing a Schedule F could potentially let you start over as a Beginning Farmer and regain access to key benefits Logan also shares why he wonders if his New York Times interview will ever see the light of day.  Our Made-in-America spotlight this week is Mossberg Firearms, one of the most iconic American gun manufacturers still building tough, reliable firearms right here in the USA. This is our final episode of the year; gritty, honest, and exactly how Talk Dirt To Me does it. Go check out Agzaga! It is the ultimate online farm store. American owned and operated. Go check out their site and get what you need. Be sure to use the code TalkDirt20 to get $20 off your order of $50 or more! Visit them at: https://agzaga.com 

It's Thursday so let's talk to Kyle. Sponsors: Get 15% off OneSkin with the code BIGMAD at https://www.oneskin.co/bigmad #oneskinpod For Big Mad True Crime listeners, you can get 20% off your first order at http://curehydration.com/BIGMAD with code BIGMAD. And here's a bonus — Cure is FSA/HSA approved, so you can use your FSA or HSA funds to stay hydrated the smart way. Take the guesswork out of your dog's well-being. Go to http://ollie.com/bigmad and use code bigmad to get 60% off your first box! Join the loyalty program for renters at http://joinbilt.com/BIGMAD Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you’re retiring next year, the details you handle before you give notice can make a meaningful difference. In this episode of Protect Your Assets, The Sandman walks through what to review before you leave work, including 401(k) matching and vesting schedules (cliff vs. graded), what happens to your HSA and FSA, how PTO payouts work (including California considerations), health coverage choices if you’re retiring before 65 (COBRA, spouse coverage, marketplace plans, and Medicare timing), and key pension options that can impact income and legacy. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

SPONSOR: BRUNT WORKWEAR - When you’re on your feet all day, the wrong boots can ruin everything — Which is why BRUNT Workwear stands out. Their boots are built tough, but comfortable. No stiff leather, no painful break in period, they feel ready for a full shift on day one. BRUNT was created by someone who actually worked in the trades, who knew the big legacy brands weren’t listening anymore. If you’re shopping for someone who works hard, these are the gifts they’ll actually use. BRUNT is releasing limited-edition styles all month long — once they sell out, they’re gone — and they’ve got everything from heavy - duty pants to incredibly comfortable hoodies built to take a beating. Best of all, there’s zero risk. If they’re not a fit, BRUNT will take them back. With temps dropping and holidays coming up, it’s time to treat yourself or the hard-working man in your life to real comfort. Skip the throwaway gifts and get him something built to last: Brunt workwear. Our listeners get $10 off their entire order with code “RICK” at checkout. That’s https://www.BRUNTWORKWEAR.COM , and use code “RICK”. Order today and let them know you heard it here on the show! - https://www.BRUNTWORKWEAR.COM SPONSOR: RELIEFBAND - Nausea can wreck your entire day. Reliefband is the device that actually stops it. It’s FDA-cleared, clinically proven, totally drug-free, and non-drowsy. It works by sending gentle pulses to the wrist that calm the nerves in your stomach, and you can adjust the intensity depending on how you feel.There are two versions. The Reliefband Sport is sleek, rechargeable, and water-resistant. The Reliefband Flex is lighter, great for daily wear, and uses a swappable battery so you’re never caught without power. What makes Reliefband so useful is how quickly it works. If you’ve been waiting to try Reliefband, this is the time! The Black Friday and Cyber Monday deals run through the end of November, and you can save up to 30% sitewide! Reliefband’s Sport and Flex models make amazing gifts for anyone who deals with nausea, and with the extended return window through January 1, you can shop early and stress-free. Reliefband is also FSA and HAS eligible, so it’s a great way to use those end-of-year dollars on something that really works. Go to https://www.Reliefband.com to shop the Black Friday and Cyber Monday sale, and save up to 30% off sitewide. -- https://www.Reliefband.comSPONSOR: BLAZETV -- BlazeTV doesn’t exist without people like you, who genuinely care about preserving honest conversation in this country. You’ve seen what’s happening on the right: the gatekeeping, the approved narratives, the pressure for everyone to fall in line. That’s not who we are. We’re not bound to talking points or beholden to anyone’s agenda. We don’t have to check our convictions with a corporate sponsor before we speak. We show up with one thing: the freedom to tell the truth as we see it. And that freedom only exists because of BlazeTV subscribers. Once a year, we lower the barrier for people who want to be part of this movement, people who refuse to sit on the sidelines. Right now, for Black Friday only, you can get $40 off a BlazeTV annual subscription. If you’ve been on the fence, this is the moment. Not because of a discount, but because your subscription actually keeps independent voices alive, voices that aren’t controlled by Big Tech, advertisers, or political gatekeepers. You make it possible for us to keep fighting, creating, and telling the truth without compromise. If you believe America is still worth fighting for, this is your moment to join the fight. And if you’re already a subscriber, THANK YOU. You make all of this possible. to someone who needs a space free from filtered, “approved” opinions.Thank you so much for watching and continuing to support the movement that we’re building together. Go to https://www.BlazeTV.com/RICK and use code BLACKFRIDAY40 to grab our Black Friday savings while it’s still here. That’s https://www.BlazeTV.com/RICK , code BLACKFRIDAY40. -- https://www.BlazeTV.com/RICKSee omnystudio.com/listener for privacy information.

SPONSOR: BRUNT WORKWEAR - When you’re on your feet all day, the wrong boots can ruin everything — Which is why BRUNT Workwear stands out. Their boots are built tough, but comfortable. No stiff leather, no painful break in period, they feel ready for a full shift on day one. BRUNT was created by someone who actually worked in the trades, who knew the big legacy brands weren’t listening anymore. If you’re shopping for someone who works hard, these are the gifts they’ll actually use. BRUNT is releasing limited-edition styles all month long — once they sell out, they’re gone — and they’ve got everything from heavy - duty pants to incredibly comfortable hoodies built to take a beating. Best of all, there’s zero risk. If they’re not a fit, BRUNT will take them back. With temps dropping and holidays coming up, it’s time to treat yourself or the hard-working man in your life to real comfort. Skip the throwaway gifts and get him something built to last: Brunt workwear. Our listeners get $10 off their entire order with code “RICK” at checkout. That’s https://www.BRUNTWORKWEAR.COM , and use code “RICK”. Order today and let them know you heard it here on the show! - https://www.BRUNTWORKWEAR.COM SPONSOR: RELIEFBAND - Nausea can wreck your entire day. Reliefband is the device that actually stops it. It’s FDA-cleared, clinically proven, totally drug-free, and non-drowsy. It works by sending gentle pulses to the wrist that calm the nerves in your stomach, and you can adjust the intensity depending on how you feel.There are two versions. The Reliefband Sport is sleek, rechargeable, and water-resistant. The Reliefband Flex is lighter, great for daily wear, and uses a swappable battery so you’re never caught without power. What makes Reliefband so useful is how quickly it works. If you’ve been waiting to try Reliefband, this is the time! The Black Friday and Cyber Monday deals run through the end of November, and you can save up to 30% sitewide! Reliefband’s Sport and Flex models make amazing gifts for anyone who deals with nausea, and with the extended return window through January 1, you can shop early and stress-free. Reliefband is also FSA and HAS eligible, so it’s a great way to use those end-of-year dollars on something that really works. Go to https://www.Reliefband.com to shop the Black Friday and Cyber Monday sale, and save up to 30% off sitewide. -- https://www.Reliefband.comSPONSOR: BLAZETV -- BlazeTV doesn’t exist without people like you, who genuinely care about preserving honest conversation in this country. You’ve seen what’s happening on the right: the gatekeeping, the approved narratives, the pressure for everyone to fall in line. That’s not who we are. We’re not bound to talking points or beholden to anyone’s agenda. We don’t have to check our convictions with a corporate sponsor before we speak. We show up with one thing: the freedom to tell the truth as we see it. And that freedom only exists because of BlazeTV subscribers. Once a year, we lower the barrier for people who want to be part of this movement, people who refuse to sit on the sidelines. Right now, for Black Friday only, you can get $40 off a BlazeTV annual subscription. If you’ve been on the fence, this is the moment. Not because of a discount, but because your subscription actually keeps independent voices alive, voices that aren’t controlled by Big Tech, advertisers, or political gatekeepers. You make it possible for us to keep fighting, creating, and telling the truth without compromise. If you believe America is still worth fighting for, this is your moment to join the fight. And if you’re already a subscriber, THANK YOU. You make all of this possible. to someone who needs a space free from filtered, “approved” opinions.Thank you so much for watching and continuing to support the movement that we’re building together. Go to https://www.BlazeTV.com/RICK and use code BLACKFRIDAY40 to grab our Black Friday savings while it’s still here. That’s https://www.BlazeTV.com/RICK , code BLACKFRIDAY40. -- https://www.BlazeTV.com/RICKSee omnystudio.com/listener for privacy information.