Podcasts about Benefit

A quarter of the SEC has now fired their coaches with a month left to play in the regular season, including two of Alabama's upcoming opponents. Is this a good thing for the Crimson Tide or could it lead to uncertainty when prepping for these games? USA Today College Sports Wire's Tyler Nettuno joins the show to break down the chaos happening at LSU and Auburn and what it means for Alabama and the rest of the league down the stretch. Learn more about your ad choices. Visit megaphone.fm/adchoices

In response to a court order, the Trump administration says it will provide half of the regular food stamp benefits during the government shutdown. To discuss what the decision will mean for SNAP recipients, Amna Nawaz spoke with Cindy Long, former deputy undersecretary of the USDA's SNAP program. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

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NALC Health Benefit Plan Director Stephanie Stewart joins the podcast to discuss the Plan, Open Season, and what's new in 2026. Reminder: Open Season dates are Nov. 10 - Dec. 8. Questions about the Plan? Visit nalchbp.org, call 888-636-NALC (6252), or contact your branch's health benefit representative.  00:15:00 - Interview with NALC Health Benefit Plan Director Stephanie Stewart 00:17:19 - History of the Plan 00:20:00 - What is Open Season? 00:23:00 - Current structure of the Plan 00:27:07 - Decision to for the Plan to only serve postal employees 00:33:00 - Plan's provider network 00:36:50 - Plan's prescription drug coverage 00:39:18 - Plan's 2026 premiums 00:43:24 - What's new in 2026? 00:48:44 - Current health and wellness programs 00:55:00 - Plan's customer service and extended phone hours 01:00:00 - Branch health benefit representatives

James Rojas reports. 

Andrew Jordan, a CPA specializing in IT services and managed service providers (MSPs), discusses the implications of recent tax code changes for MSPs. The new legislation, referred to as the "big, beautiful bill," has introduced significant modifications, including the reinstatement of 100% bonus depreciation. This allows MSPs to write off the full cost of new servers and equipment in the year they are put into service, which can greatly benefit their financial planning and tax strategies.Jordan also highlights the expansion of Qualified Small Business Stock (QSBS) provisions, which can enable certain small businesses to sell their stock without incurring taxes. This is particularly relevant for MSPs considering an exit strategy, as it can mean retaining more of the sale proceeds. However, to qualify, businesses must be structured as C corporations, which is less common among MSPs that often operate as S corporations. Jordan emphasizes the importance of planning and understanding the implications of this structure for future sales.Additionally, the conversation touches on the Research and Development (R&D) tax credits, which are broader than many realize. Activities such as developing new automation scripts or configuring server setups can qualify for these credits, potentially leading to significant tax savings. Jordan advises MSPs to track their labor costs and time spent on R&D activities, as this can help determine eligibility for credits and refunds.Finally, Jordan addresses the potential changes to overtime deductions and the importance of aligning with a CPA who matches the business owner's risk tolerance. He encourages MSPs to stay informed about these evolving tax regulations and to consider how they can optimize their financial strategies in light of these changes. The discussion underscores the need for proactive financial planning as MSPs prepare for future growth and potential sales.

Kevin Green helps investors digest the big market moves that are closing out a massive week on Wall Street. He says expanding market breadth adds fuel to the rally that started from Amazon (AMZN) and Apple's (AAPL) blockbuster earnings. However, Kevin points to SNAP benefits ending Saturday as a crucial headline to watch over the weekend. He explains how Walmart (WMT) ties into macro story and serves as a barometer moving forward.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

FBI officials announce arrests of numerous Mississippi law enforcement officers as the result of a corruption sting operation and families across the country brace for their SNAP (Supplemental Nutrition Assistance Program) benefits to run out as Rip questions how so many Americans ended up with federal subsidies for food in the first place.

Opera Louisiane is having a big benefit next month. We get the details and how you can help from Paul Groves, the general director

As the federal government shutdown stretches on, millions of families who rely on SNAP benefits are left in the lurch, unsure if their benefits will continue past today. Even with two rulings earlier, saying that the federal government must use contingency funds to keep SNAP food aid payments going during the shutdown, many families have so many questions. All this uncertainty has created stress on the 42 million Americans who rely on food assistance programs, including 86-thousand families here in Utah. And those families with children... under even more stress. This poses some questions: how do you talk to your kids about this ongoing situation? If you lose SNAP benefits -- and may have less food on the table -- how do you talk about that with your kids? Malinda Frietag, Senior Clinical Director at The Children's Center Utah, joins Maria Shilaos to discuss how young children have been feeling the stress from their parents over the past month, and why it's important to talk to them and reassure them. 

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Gillian Litchfield, from Boston area, Massachusetts, USAHear more of Gillian's story on this episode of Sentinel Watch.

Minutes after Apple's (AAPL) most recent earnings, Matt Maley talks about how expectations around the company have changed over the years. He believes the company's hardware suite – like the most recent iPhone – continue to act as a bastion of strength for growth. As for A.I., Matt believes Apple's "patience" on utilizing the developing tech will benefit the iPhone maker's long-term outlook.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Does artificial intelligence enable organisations to do things differently, or to do different things?In the first episode of the new podcast series “The INSEAD Perspective: Spotlight on Asia”, Sameer Hasija, Dean of Asia at INSEAD, speaks to Hyunjin Kim, INSEAD's Assistant Professor of Strategy,  about arguably the most pressing topic affecting business and society today: The impact of AI on business and entrepreneurship. There's a spectrum of views about the impact of AI, but where its effect on entrepreneurship is concerned, few share the vantage point with Kim, whose research covers a cross-section of over 500 start-ups and their interactions with AI.Despite Asia's relatively young population and drive, the “Asian Century” hasn't come to fruition, notes Hasija. Kim remarks that the biggest challenges entrepreneurs face are access to capital and labour. AI can reduce these frictions and help build more capital- and labour-efficient businesses, bringing new opportunities to the region.

Mike Johnson, Ali Mac, and Beau Morgan react to the latest college football headlines and preview the biggest week 10 matchups in college football, including Georgia vs. Florida.

Over 550 people from across Minnesota and the Midwest attended Fresh Energy's 10th annual Benefit Breakfast on the morning of September 30, 2025, to celebrate the resilience and determination driving clean energy progress in Minnesota, share our vision for navigating uncertain times, and reflect on how local leadership is creating a new playbook for climate action. Breakfast speakers in this recording include:Dr. Margaret Cherne-Hendrick, Chief Executive Officer of Fresh EnergyKarie Kirschbaum, community development director for the City of Crookston and co-founder of Empower Crookston Bob Blake, founder and CEO of Solar Bear and Executive Director of Native Sun Community Power Development  Alex Savelli, global executive director – electrolyzers at Accelera by Cummins  If you missed the event, want to share it with a friend, or experience it again, watch the full event here or by viewing the video below. Be sure to check out these great photos from the event. And finally: support Fresh Energy's important work by making a donation today. Fresh Energy's mission is to shape and drive bold policy solutions to achieve equitable carbon-neutral economies. Together we are working toward a vision of a just, prosperous, and resilient future powered by a shared commitment to a carbon-neutral economy. Learn about Fresh Energy's work and our bold "Vision 2030: Fresh Energy's Strategic Framework" at our website fresh-energy.org.Follow us on Social Media!Instagram: https://www.instagram.com/freshenergytoday/Bluesky: https://bsky.app/profile/freshenergy.bsky.socialFacebook: https://www.facebook.com/freshenergytodayLinkedIn: https://www.linkedin.com/company/fresh-energy/

In this session, Dr. Lisa Faast sits down with Anthony Eshaghi, COO of Journey Health, to discuss how small business owners can regain control over their group benefits and fix what's broken in the current health insurance system. Discover practical strategies to take charge of your employees' health plans, cut unnecessary costs, and create smarter, more sustainable benefits that work for both employers and staff.   **Show Notes:** 1. **Introduction** [0:00] 2. **Introduction of Journey Health and Health Insurance Challenges** [4:41] 3. **Historical Context and Current Health Insurance Issues** [10:51] 4. **Understanding Health Insurance Plans and Funding Models* [22:30] 5. **The Parallel Health Economy and Future of Health Insurance** [31:53] 6. **Q&A and Next Steps** [47:32]     ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be Apart of the Pharmacy Podcast Network**  

Chinese President Xi Jinping says the heads of state of China and the United States should steer the direction and ensure the advancement of bilateral ties for the benefit of both countries and the world (01:02). China's Shenzhou-21 manned mission will take four mice to the Tiangong Space Station (13:27). And Hurricane Melissa has killed at least 25 people in Haiti, after leaving a trail of destruction in Jamaica and Cuba (22:13).

Year of Prophecy – Episode 44: When looking at Jesus’ resurrection and how an Old Testament psalm foreshadows Jesus’ brief stop in the grave before returning to life, discover why there is really only one solid reason for an angel rolling the stone away – a reason that may surprise you. Listen to this episode and/or subscribe on ReflectiveBibleStudy.com...

Bookwaves/Artwaves is produced and hosted by Richard Wolinsky. Links to assorted local theater & book venues   Susan Hill: Master of Ghost Stories and Noir Susan Hill, author of “The Woman in Black” and other novels, in conversation by phone with host Richard Wolinsky, recorded November 29, 2021. The Woman in Black, a play by Stephen Mallatratt and directed by Robin Herford is playing in Walnut Creek at The Lesher Center under the auspices of CenterREP from November 5th through November 23, 2025. Susan Hill has written over thirty novels, most of them stand-alones in the gothic ghost story genre, and eleven crime novels featuring her detective Simon Serrailer, the most recent being The Benefit of Hindsight, published in 2020, with A Change of Circumstance published in March 2022. She's also written six collections of short stories, an autobiography among nine non-fiction works, five plays, and 13 Children's Books. She became a Dame of the British Empire in 2020. Complete 48-minute interview.   Rita Moreno: Broadway and Hollywood Legend Richard Wolinsky and Rita Moreno, Sept. 16, 2011 at KPFA. Rita Moreno, legendary Hollywood star, actress, dancer and singer, in conversation about her career and her one-woman show, “Rita Moreno: Life Without Make-up,” recorded September 16, 2011 in the KPFA studios. Hosted by Richard Wolinsky. The talented winner of the big four awards, Oscar, Emmy, Grammy and Tony, Rita Moreno continues to work in film and television. In this interview recorded during previews of her one-woman show at Berkeley Rep ten years ago, she discusses not only her work on the show, but her time in Hollywood, her five year relationship with Marlon Brando, her work on the film The King and I, working with Morgan Freeman on PBS, and other stories. Complete 35-minute interview. Review of “Suffs” at BroadwaySF Orpheum Theatre through November 9, 2025   Book Interview/Events and Theatre Links Note: Shows may unexpectedly close early or be postponed due to actors' positive COVID tests. Check the venue for closures, ticket refunds, and mask requirements before arrival. Dates are in-theater performances unless otherwise noted. Some venues operate Tuesday – Sunday; others for shorter periods each week. All times Pacific Time. Closing dates are sometimes extended. Book Stores Bay Area Book Festival  See website for highlights from the 110th Annual Bay Area Book Festival, May 31 – June 1, 2025. Book Passage.  Monthly Calendar. Mix of on-line and in-store events. Books Inc.  Mix of on-line and in-store events. The Booksmith.  Monthly Event Calendar. BookShop West Portal. Monthly Event Calendar. Center for Literary Arts, San Jose. See website for Book Club guests in upcoming months. Green Apple Books. Events calendar. Kepler's Books  On-line Refresh the Page program listings. Live Theater Companies Actors Ensemble of Berkeley.  See website for readings and events. Actor's Reading Collective (ARC).  Mary Jane by Amy Herzog, directed by Amy Kossow, November 6 – 30, Magic Theatre, Fort Mason. African American Art & Culture Complex. See website for calendar. American Conservatory Theatre  Stereophonic (in association with BroadwaySF, at the Curran), Oct 28 – Nov 23. Awesome Theatre Company. See website for information. Berkeley Playhouse. Annie. November 7- December 21. Once, February 20 – March 22.  Berkeley Rep. The Hills of California .by Jez Butterworth, Oct. 31 – Dec. 7, Roda Theatre. Mother of Exiles by Jessica Huang, World Premiere, Nov. 14 – Dec. 32, Peets Theatre. Berkeley Shakespeare Company The Tempest, Oct. 24 – Nov. 2,  Immersive theatre. Point Montara Lighthouse. Brava Theatre Center: See calendar for events listings. BroadwaySF: Stereophonic (in association with ACT), Oct 28 – Nov 23, Curran. See website for complete listings for the Orpheum, Golden Gate and Curran Theaters. Broadway San Jose:  Kinky Boots, Nov. 28-30. See website for other events. Center REP: The Woman in Black, U.S. Tour, November 5-23.. Central Stage. See website for upcoming productions, 5221 Central Avenue, Richmond Central Works Dada Teen Musical: The Play by Maury Zeff, Oct. 18 – Nov. 16, Cinnabar Theatre. Young Rep: Disney's The Little Mermaid, November 14-23, Studio Space, Petaluma Outlet Mall. Club Fugazi. Dear San Francisco ongoing. Check website for Music Mondays listings. Contra Costa Civic Theatre Ebenezer Scrooge, an adaptation of “A Christmas Carol” by Joel Roster, December 6 –  21. . See website for other events. Golden Thread  Pilgrimage by Humaira Ghilzal and Bridgette Dutta Portman, a co-production with Z Space, October 24 – November 8, Z Space's Steindler Stage. Hillbarn Theatre: Murder for Two, a musical comedy, October 9 – November 2, 2025. Lorraine Hansberry Theatre. See website for upcoming productions. Los Altos Stage Company. Freaky Friday, The Musical. October 24 – November 2. A Christmas Carol, November  28 – December 21.. Lower Bottom Playaz  August Wilson's King Hedley II, November 8 -30. BAM House, Oakland. Magic Theatre. Actors Reading Collective: Mary Jane by Amy Herzog, directed by Amy Kossow, November 6 – 30, See website for other events and productions. Marin Shakespeare Company: See website for events and productions. Marin Theatre: Sally and Tom by Suzan-Lori Parks. October 30 – November 23. The Lightning Thief, MSC Teen Company, November 7 -9. Mission Cultural Center for Latino Arts Upcoming Events Page. New Conservatory Theatre Center (NCTC)  Spanish Stew by Marga Gomez, October 17 – November 23. New Performance Traditions.  See website for upcoming schedule Oakland Theater Project. Cabaret, November 21 – December 14. Odd Salon: Upcoming events in San Francisco & New York, and streaming. Palace of Fine Arts Theater.  See website for event listings. Pear Theater. Ada & The Engine  by Lauren Gunderson, November 21 – December 7. See website for staged readings and other events. Playful People Productions. Newsies, November 8-16. Presidio Theatre. Peter Pan Panto, Nov. 29 – Dec. 28. See website for complete schedule of events and performances. Ray of Light: The Rocky Horror Show. October 9 – November 1, The Oasis. Ross Valley Players: See website for New Works Sunday night readings and other events. San Francisco Playhouse. Noises Off by Michael Frayn. September 25 – November 8. SFBATCO.  See website for upcoming streaming and in- theater shows. San Jose Stage Company: See website for events and upcoming season Shotgun Players.  Sunday in the Park with George, November 15 – December 30. South Bay Musical Theatre:  Let It Snow: A Broadway Holiday Celebration, December 20-21, Little Women, The Broadway Musical, January 24 – February 14, 2026. SPARC: See website for upcoming events. Stagebridge: See website for events and productions. Storytime every 4th Saturday. The Breath Project. Streaming archive. The Marsh: Calendar listings for Berkeley, San Francisco and Marshstream. Theatre Lunatico Frankenstein, October 11 – November 2. Theatre Rhino  The Break-Up written and performed by Tina D'Elia, November 6-23. Streaming: Essential Services Project, conceived and performed by John Fisher, all weekly performances now available on demand. TheatreWorks Silicon Valley. A Driving Beat by Jordan Ramirez Puckett, Oct 29 – Nov. 23, . Mountain View Center for the Performing Arts Second Stage.Georgiana & Kitty, Christmas at Pemberley by Lauren Gunderson and Margot Melcon, Dec. 3 – 28, Lucie Stern Theatre. Word for Word.  See website for upcoming productions. Misc. Listings: BAMPFA: On View calendar for Berkeley Art Museum and Pacific Film Archive. Berkeley Symphony: See website for listings. Chamber Music San Francisco: Calendar, 2025 Season. Dance Mission Theatre. On stage events calendar. Fort Mason Center. Events calendar. Oregon Shakespeare Festival: Calendar listings and upcoming shows. San Francisco Gay Men's Chorus. See schedule for upcoming SFGMC performances. San Francisco Opera. Calendar listings. San Francisco Symphony. Calendar listings. Filmed Live Musicals: Searchable database of all filmed live musicals, podcast, blog. If you'd like to add your bookstore or theater venue to this list, please write Richard@kpfa.org   The post October 30, 2025: Susan Hill – Rita Moreno appeared first on KPFA.

#252: Chris and Nick share strategies to make family travel affordable and stress-free with points and miles. They cover how to find multiple award seats, book business class for families, and their best tips for traveling with kids, from managing jet lag and delays to finding family-friendly hotels, must-have travel gear, and more. Nick Reyes is a writer at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles. Link to Full Show Notes: https://chrishutchins.com/family-travel-nick-reyes Partner Deals Upwork: Free job posting to find, hire, and pay top freelance talent Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick Reyes: Frequent Miler | X | Podcast A $50,000+ family trip to Europe, booked with miles and points Kids in business class: Saving miles on child award tickets Guide to Airline Companion Tickets How to book Hyatt suites How to book Vacasa Vacation Rentals with Wyndham points Booking Cottages.com via Wyndham Rewards Nick's 2025 casino status strategy for free cruises Grand Hotel Victoria on Lake Como ZIPAIR RideSafer Travel Vest Mobile Passport Control (MPC) HotelTonight AutoSlash ABCmouse Travel Strollers: Babyzen Yoyo | gb Pockit ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles Ep #167: Best Tools for Booking Hotels with Points & Miles Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:58) What People Get Wrong About Families Traveling Using Points (02:53) Nick's Luxury Family Trip to Europe with Points (06:30) Things to Consider When Booking Multiple Award Seats (09:45) Booking Award Seats in Economy vs. Premium Economy (13:55) Flying in Business Class with Kids (17:55) Splitting Up the Family in Different Award Flights (20:29) Buying Extra Economy Seats for More Space (23:27) Prioritizing Sleep on International Flights (28:43) Nick's Approach to Jet Lag (30:47) Airline Discounts for Kids (33:41) How Lap Infant Pricing Works (36:36) The Best Airlines for Traveling with Kids (39:08) Pooling Airline Miles with Children (41:50) Leveraging Companion Passes/Fares for Family Travel (45:06) Using Carry-On Vs. Checking Bags with Kids (46:19) Accessories for Traveling with Young Kids (50:28) Managing Delays and Other Irregularities When Traveling with Kids (53:16) Why Lounge Access Is a Game Changer (55:05) Fast Tracking Airport Entry with Kids (57:11) Tactics Nick Uses to Book Hotels Internationally for His Family (01:01:08) Booking Rooms with Points vs. Cash (01:04:07) Emailing Your Hotel for an Upgrade (01:05:44) Benefit of Having Kids Clubs at Hotels and Resorts (01:07:53) Tips and Tricks to Book Vacation Rentals (01:09:54) Transportation Tips When Traveling with Kids (01:12:55) How Cruises Changed Nick's Travel Game (01:17:31) Other Family Travel Tips & Tricks (01:20:40) Planning Activities Around Your Kids' Interests (01:23:07) Unusual Must-Haves for Trips with Kids (01:25:22) Top Kid-Friendly Travel Destinations (01:27:42) Where to Find Nick & His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

More than 1 in 10 people in Washington state rely on Supplemental Nutrition Assistance Program (SNAP) benefits. Most of those recipients are in households with children. And all of them will get cut off from those benefits on October 31st if the partial federal government shutdown doesn’t end by then. This week, Governor Ferguson said he’d direct over 2 million dollars in weekly food aid to state food banks should the shutdown continue. That program will start November 3rd. But is that enough to make up for the loss of SNAP benefits? Guest Alexandra Yoon-Hendricks, race and equity reporter, The Seattle Times Related Links WA to direct $2.2 million a week to food banks as SNAP cutoff nears - The Seattle Times WA SNAP benefits to run out Nov. 1 if government shutdown persists - The Seattle TimesSee omnystudio.com/listener for privacy information.

In this insightful discussion, Shellee Howard interviews Gary Stocker, an expert on college financial health and viability, to shed light on the often-overlooked financial challenges facing many colleges today. Gary, originally trained as a medical laboratory scientist, transitioned into higher education administration and research, focusing on the financial stability of colleges, especially smaller private institutions. He reveals alarming trends, such as the closure of private colleges at an unprecedented rate, with one closing per week in early 2024. Despite the public perception of wealthy, stable institutions, many colleges, particularly small, rural, and non-urban private colleges, are struggling financially, often keeping these struggles hidden from prospective students and parents.Gary explains how colleges mask the reality of their financial trouble by offering significant tuition discounts, which are often misrepresented as scholarships, to attract students. He warns parents to be cautious and to prioritize evaluating a college's financial health before considering other factors like campus beauty or program offerings. Gary introduces tools he developed at College Viability, including a free report platform (mycollegeviability.com) that allows families to assess the financial health of over 1,400 private colleges and a college majors completion app that tracks graduation numbers in specific majors to help identify programs at risk of closure.He highlights the risks students face if a college closes mid-education, emphasizing the importance of teach-out agreements that transfer students to other institutions, though these partner colleges may themselves be financially unstable. Gary also discusses the differences between public and private institutions, noting that while public colleges have similar low graduation rates, they rarely close due to government funding. He underscores the importance of transparency and independent analysis for families navigating college choices in a financially volatile higher education landscape. HighlightsOver 50% of private colleges graduate less than half their students on time, signaling systemic issues in higher education. Small, rural private colleges are most at risk of financial instability and closure, often without public warning. Tuition "scholarships" are frequently just discounts, not additional funds, misleading families about the true cost. Parents should make financial health the first criterion when evaluating colleges, not just campus appeal or programs. Teach-out agreements help students finish degrees if their college closes, but quality and stability of partner schools vary. Gary's tools (mycollegeviability.com and the majors completion app) provide critical data for assessing college viability and program strength. Public colleges rarely close due to state funding but share similar challenges with graduation rates and funding cuts. Key InsightsFinancial Health is the New Priority in College Selection: Gary stresses that parents and students must prioritize the financial stability of colleges over traditional factors like campus tours or program variety. This shift in focus is crucial because financially unstable colleges may cut programs, reduce quality, or close outright, disrupting students' education and costing families time and money. Rapid Rise in College Closures Indicates a Crisis: The fact that one private college closed every week in the first half of 2024 (though the rate has slowed) reveals a deep financial crisis in higher education, particularly among smaller and private institutions. This trend underscores the urgent need for transparency and proactive financial assessment tools for families. Tuition Discounts Mask True Costs and Financial Realities: Colleges use high sticker prices with large discounts framed as scholarships to attract students and impress families. This marketing tactic hides the actual financial challenges colleges face and can create false expectations for families about the value and sustainability of a college education at these institutions. Teach-Out Agreements Are a Safety Net but Not a Guarantee of Quality: When colleges close, teach-out agreements can transfer students to other schools to complete their degrees. However, Gary highlights that many receiving institutions may themselves be financially fragile or unable to provide the same educational quality, potentially compromising students' outcomes despite the transfer. Data-Driven Decisions Empower Families: Gary's development of tools like mycollegeviability.com and the majors completion app equips families with objective information about college financial health and program viability. These tools help identify risks such as low graduation rates, declining enrollments, and majors at risk of being cut, enabling informed decision-making rather than relying solely on marketing or reputation. Small Colleges Face Unique Challenges: Small, non-urban private colleges are disproportionately impacted by financial difficulties, facing enrollment declines, increased expenses, and infrastructure maintenance backlogs. Their smaller scale and limited resources make them more vulnerable to closure and program cuts, which parents must consider carefully. Public Colleges Are Not Immune but Benefit from Subsidies: Although public colleges share many challenges like low graduation rates, they are less likely to close due to state subsidies and government support. However, they still face budget pressures that can impact program offerings and campus conditions, which families should also monitor, especially as many public institutions cut programs or raise tuition. Lack of Transparency Harms Families' Ability to Assess Risk: Colleges often avoid publicizing financial problems or program cuts to protect their image and enrollment. This secrecy makes it difficult for families to assess risks effectively without independent data sources, reinforcing the value of third-party resources like those Gary provides. Graduation Rates Affect Financial and Opportunity Costs: With over half of colleges graduating fewer than 50% of students within four years, many students face extended education timelines, increased tuition costs, and lost income opportunities. This hidden cost significantly impacts families and should be a key consideration when choosing a college. Parents and Students Must Ask Tough Questions on Tours: Prospective students and parents should inquire about the health and future of low-enrollment majors during campus visits. Declining or small programs may be at risk of elimination, affecting students' ability to complete their desired field of study, highlighting the need for critical questioning beyond surface-level marketing. Independent Fiduciaries Are Needed to Advocate for Families: Gary positions College Viability as an independent advocate for parents and students in a landscape where college presidents and boards prioritize institutional survival. This independent oversight helps balance the interests of families against the colleges' financial realities. Caveat Emptor (Buyer Beware) Applies to College Selection: The age-old Latin warning is especially relevant for today's college market. Families must approach college selection with a critical eye and data-driven mindset, recognizing that traditional trust in higher education institutions may no longer be sufficient to ensure a safe investment for their children's futures. ConclusionThis conversation underscores the critical need for families to adopt a more analytical and cautious approach to college selection. The financial instability of many colleges, especially small private institutions, poses real risks to students' educational trajectories and families' investments. By leveraging independent data tools and focusing on financial health first, parents and students can make more informed decisions, avoid surprises like sudden college closures, and better ensure a quality and stable college experience. Gary Stocker's expertise and resources provide a powerful antidote to the opaque and often misleading narratives promoted by colleges, empowering families in an increasingly complex higher education environment. Connect with Shellee Howard: WebsiteYouTubeInstagram  LinkedIn  Connect with Gary Stocker: WebsiteFacebookLinkedInYouTubePodcast

See omnystudio.com/listener for privacy information.

KMOX Legal Analyst Brad Young, a partner at Harris, Young, and Kayser, joins Megan Lynch every week. He says it is 'pretty clear' that the states have 'standing' to file the lawsuit.

Are supplements helping you — or wasting your money? In this episode of The Exam Room Podcast, Dr. Gemma Newman joins Chuck Carroll to break down the science, myths, and marketing behind the multibillion-dollar supplement industry. Discover which supplements are truly worth taking, which can be harmful in excess, and how to build better health through a whole-food, plant-based diet. Whether you're taking vitamin B12, vitamin D, omega-3, or a daily multivitamin, Dr. Newman explains how to personalize your nutrition safely and effectively. In This Episode: - The truth about supplements and what's actually backed by science - Why multivitamins don't extend lifespan — and can sometimes harm your health - How to get vitamin B12 safely - The risks of "natural" supplements - The difference between fish oil vs. algae-based omega-3s - Dr. Newman's SMART method: Science, Mechanism, Aim, Risk vs. Benefit, Tracking - How to spot fake supplement ads and AI deepfakes online Known as The Plant Power Doctor, Dr. Newman is a respected physician and lifestyle medicine expert helping patients reverse chronic disease through evidence-based nutrition and lifestyle change.

On this episode of Buckeye Talk, Stephen Means and Andrew Gillis discuss the current state of Ohio State's recruiting class, the impact of recent coaching changes at Penn State and LSU, and the strategies that Ohio State might employ to capitalize on these shifts. They analyze key players in the 2026 recruiting class, the importance of building relationships with recruits, and the financial considerations that come into play in the modern recruiting landscape. The conversation also touches on the challenges of recruiting from Louisiana and the historical context of Ohio State's recruiting efforts in that state. Thanks for listening to Buckeye Talk and sign up to get text messages from experts Stephen Means, Stefan Krajisnik and Andrew Gillis at 614-350-3315. Get the insider analysis, have your voice heard on the Buckeye Talk podcast and connect with the best Buckeye community out there. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bombshell Tuesday Broadcast: House Oversight Committee Finds Biden's Autopen-Signed Actions “Illegitimate” and “Void,” Demands DOJ Investigation! Plus, Largest Federal Union Sides With Republicans, Demands Dems Reopen Government Ahead Of SNAP Benefit Apocalypse!

Feeling guilty every time you hand your kid a tablet? You're not alone. In this refreshingly real conversation, we break down the shame spiral around kids and screens — and show you how to finally drop it for good. Because, believe it or not, the research on using gamification in education is incredibly positive. Our guest, Ash Brandin — better known online as The Gamer Educator and author of the bestselling book Power On: Managing Screen Time to Benefit the Whole Family — shares how parents can rethink “good” and “bad” screen time, set healthy boundaries, and even spot hidden learning moments in video games. Get ready to feel confident (and guilt-free!) about your family's tech habits again. Resources We Shared: Want fewer meltdowns and more magic this season? Join our free Happy Holidays, Happier Kids Challenge—3 days to calmer kids and a more joyful home, happening Nov. 10–12th! Grab your spot now! Want to keep the convo going? Come hang out with us in the FREE No Guilt Mom Podcast Community—real talk, support, and zero mom guilt. Visit No Guilt Mom Follow us on Instagram! Explore our No Guilt Mom Amazon Shop filled with juicy parenting reads and guest favorites!  Rate & Review the No Guilt Mom Podcast on Apple here. We'd love to hear your thoughts on the podcast! Listen on Spotify? You can rate us there too! Love the show? Show it some love back by checking out our ah-maz-ing sponsors who help keep it all going—right here! Access the full episode transcript HERE Learn more about your ad choices. Visit podcastchoices.com/adchoices

Joe saw that a there is a new study out there saying that people who consume horror films regularly might have some benefits... See omnystudio.com/listener for privacy information.

Joe saw that a there is a new study out there saying that people who consume horror films regularly might have some benefits...

This Day in Maine for Tuesday, October 28, 2025.

A Clare company is among the beneficiaries of a €3.8m government funding pool for advanced technology projects. Iona Logistics Ltd which is located on the Future Mobility Ireland Campus in Shannon has been included in the scheme alongside the Technological University of Dublin and Galway based Éire Composites. The three firms are working together to deliver a fully integrated system that will enable large scale drone deliveries. Future Mobility Campus CEO Russell Vickers says it's a huge vote of confidence in Shannon.

Jenny Dagg is a sociologist and researcher at Maynooth University in Ireland and wrote the cost-benefit analysis for the scheme. She joins Emile Donovan.

Protect your family with our 1-minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsEpisode Summary:In this episode of the SmartSocial.com Podcast, host Josh Ochs interviews Dr. Dennis Willingham, Superintendent of the Walker County Schools, and Patrick Gann, District Technology Director. They discuss the integration of AI in education and strategies to ensure digital safety for students. Topics covered include the benefits of AI for learning, trends in social media challenges, the impact of new legislation on student screen time, and the importance of parent engagement in monitoring online activities. Key insights are shared on how educators can use AI to enhance learning without replacing teachers and the effectiveness of Alabama's Focus Act in limiting device use during school hours. The episode also provides practical advice for parents to support their children's digital safety and emphasizes the significance of communication between parents, students, and schools.Become a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

Monday WW3 Watch: Putin Sends Chilling Nuclear War Threat, “Unstoppable Missile” Can Strike Anywhere On Earth, EBT/SNAP Benefit Cutoff In FIVE Days, Left Pledges To Burn America To The Ground! Plus, Trump Issues New Tylenol Warning!

Australian women will have access to another affordable contraception option, as a vaginal ring is added to the government's medication subsidy scheme for the first time; French officials say two suspects have been arrested in connection with the theft of crown jewels from Paris' Louvre museum; Major reforms to Australia's environment laws will not be split up despite demands from the opposition, with debate over the contentious changes set to dominate the week in parliament; Katy Perry and Justin Trudeau had their first public date, attending a cabaret show together in Paris for the pop star’s 41st birthday and exited the theatre holding hands. Support independent women's media CREDITS Host/Producer: Ailish Delaney Audio Production: Lu Hill Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

This Day in Maine for Monday, October 27, 2025.

Looking to boost enrollment and stand out in a competitive market? Enrichment programs might be the game-changer your child care center needs.Megan Bowling is the director of franchise development at Stretch-n-Grow, a well-known children's fitness business with 125 locations around the world. In this episode, she shares how child care centers can benefit from offering enrichment programs and how to market them to parents!  She describes how these programs benefit children's physical and cognitive development, support teacher retention through much-needed breaks and create compelling differentiators that attract modern families.Megan also shares practical strategies for selecting the right enrichment partners, marketing these programs effectively to current and prospective families as well as avoiding common implementation pitfalls. Whether you're considering your first enrichment program or looking to expand your offerings, this conversation provides insights to help you make informed decisions that benefit children, teachers and your bottom line.In this episode, you'll learn the following (with timing outlined below so you can fast-forward to the parts that most interest you!):(04:11) Physical, cognitive and social benefits for children(10:32) How enrichment programs support staff retention and well-being(17:05) Marketing strategies to attract and retain families(22:40) Choosing the right enrichment partner for your center's culture(28:15] Common mistakes to avoid when implementing new programs(33:50) How to position your center as the top choice for parents seeking comprehensive early learning experiencesTo learn more about Megan and the work that her company does, visit www.stretch-n-grow.com.

Scripture Reference: Matthew 23:13-17, Matthew 23:23-33, Luke 6:41-42The Benefit of Doubt Series Wk 4People will let you down, and you will let yourself down, but Jesus will not. Doubts can lead to greater faith if we engage them instead of giving them too much power or too little attention. The church should be the safest place to explore our doubts.--------------------------Connect Card - cc.AshleyRidgeChurch.orgGiving - give.ashleyridgechurch.org

What Is The Benefit?

An ARPA grant from the Missouri Department of Natural Resources allowed the city to invest $5 million to restore the Blue River. Once a favorite for outdoor recreation in Kansas City, the river has become polluted as a result of urbanization.

An immigrant influencer and a U.S. Marshall are shot during a federal raid. And the TikToker's lawyer says he was targeted for documenting ICE. LA County has a plan to help people keep their Medi-Cal and CalFresh benefits. Girls who survived the Eaton Fire get their own permanent hang out. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com This LAist podcast is supported by Amazon Autos. Buying a car used to be a whole day affair. Now, at Amazon Autos, you can shop for a new, used, or certified pre-owned car whenever, wherever. You can browse hundreds of vehicles from top local dealers, all in one place. Amazon.com/autos Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

Chris Klein is the Co-Founder & CEO of Bitcoin IRA. In this conversation, we discuss how retirement investing is changing in the digital era, what people are actually doing inside their retirement accounts, and how the wealthy use these tools to grow their wealth faster. We also dive into broader topics like patriotism in America, macro trends, and the roles of gold, silver, stocks, and bitcoin in today's economy.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================Bitlayer is taking Bitcoin beyond just a store of value. For the first time, you can put your Bitcoin to work, earning yield while staying true to its core principles of security and decentralization. Bitlayer is making Bitcoin DeFi a reality. Learn more at https://x.com/BitlayerLabs======================Bitizenship helps Bitcoin-forward investors gain EU residency and a path to Portuguese citizenship in five years while maintaining exposure to Bitcoin. Their regulated fund qualifies you for the Golden Visa through an operating company focused on Bitcoin-native innovation. Book a free strategy call at https://bitizenship.com/pomp.======================Xapo Bank, the world's first fully licensed Bitcoin-enabled bank, offers military-grade security with an unmatched blend of physical and digital security, as well as pioneering regulatory oversight, so your funds are always protected. Beyond secure storage, they enable you to grow and use your Bitcoin. Earn daily interest in Bitcoin, spend with zero FX fees using a global card, and make instant payments via the Lightning Network for unrivalled access and convenience. Visit ⁠https://www.xapobank.com/pomp⁠ to join.======================Timestamps: 0:00 - Intro 1:51 - Benefit of bitcoin in retirement accounts3:52 - Can bitcoin get to $180,000 by end of 2025?8:43 - Government shutdown and market impact12:37 - Financial literacy and retirement gap15:36 - Crypto staking in IRAs and what customers are investing in 19:21 - How tokenization will impact IRAs and rise of retail 22:20 - What are “Forgotten 401ks?” 26:15 - Gold vs Bitcoin debate 29:35 - Patriotism and division in America 33:53 - Bitcoin as common ground37:20 - Bitcoin IRA promos

The Prism of America's Education with Host Karen Schoen – The people suffering with the self-inflicted, Trump Derangement Syndrome (TDS), don't seem to have the courage to recognize that the world really is a better place when America leads, and that the leader of the Free World is still Donald Trump, and will be for the next 3 years. Will the Democrats ever give Trump the benefit of good? 

Drs. Priya Vakharia and Sarwar Zahid join for a journal club discussion. Functional Benefit in Geographic Atrophy Treatment (https://jamanetwork.com/journals/jamaophthalmology/fullarticle/2839343) GLP-1 Agonists and Uveitis (https://jamanetwork.com/journals/jamaophthalmology/article-abstract/2838119) Metformin and AMD (https://jamanetwork.com/journals/jamaophthalmology/article-abstract/2838821)