Podcasts about premiums

Open enrollment season is underway and many people looking to purchase their health insurance through the Affordable Care Act are seeing sticker shock. Health care subsidies that are at the center of the government shutdown are expected expire at the of the year, causing premiums to double. Health economist Katherine Baicker explains the cost of Obamacare, how it works, and claims being made about the program.And, listeners submitted their insurance questions about topics including affordable prescriptions and high-deductible plans. Hannah Frigand from HelpLine and Emilie Fauchet, an Affordable Care Act navigator, join us to answer those questions.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Expect some surprises when Open Enrollment for health care coverage through the ACA Marketplaces begins. Premiums are going up and the enhanced premium tax credits that help Americans afford health care coverage are scheduled to expire. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As open enrollment begins, Affordable Care Act premiums are set to rise by an average of 26%. Michael Smerconish speaks with Alex Wayne, Executive Editor at KFF Health News, about what's driving the surge, which states will be hit hardest, and how the ongoing government shutdown may finally shift the political pressure in Washington. A smart, fast-paced conversation on health policy, politics, and what it means for millions of Americans. Please rate, review, and share this podcast! Original air date 30 October 2025. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

One of the reasons the Government is shut down is due to a key detail around tax credits and what is distributed to those who use the federal marketplace to shop for insurance. More than 400-thousand Utahns could see a dramatic increase in their premiums by the end of the year. We speak to Jon Pike, Utah Insurance Commissioner, about these rate increases and how this is going to impact Utah families.

Health care has been a consistent talking point in the campaign for governor in the commonwealth.

Premiums for Affordable Care Act coverage will skyrocket, just days before open enrollment starts on November 1. The price hike is one of the largest jumps since Obamacare plans debuted more than a decade ago — and it doesn’t factor in the expiration of the enhanced premium subsidies. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Open‑enrollment bills are about to land—and they bite harder this year. Premiums and out‑of‑pocket costs are climbing faster than inflation.

After a monthlong hiatus, Wisconsin's largest provider of abortions will resume the procedures. Planned Parenthood of Wisconsin made the change in response to a new federal law.

Illinois residents will face steep hikes in ACA health insurance premiums next year. Crain's contributor Jon Asplund discusses with host Amy Guth.Plus: New York real estate firms raising big bet on Loop offices, American Airlines isn't pulling back in Chicago, Chicago Fire FC moving HQ to Wrigley Building and Trader Joe's coming to Fulton Market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this clip, Glen James and Phil Thompson (Skye Wealth) answer your questions about how much life insurance, TPD, trauma, and income protection typically cost, and why pricing varies so much.This audio is from a clip on the money money money YouTube channel: https://youtu.be/dW_eJedrV5gmoney money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

Health care premiums under the Affordable Care Act could get more expensive if a federal subsidy goes away. We'll hear what that could mean for Arizonans and their coverage. Plus, how AI could help in the search for more shade.

Republicans grapple with voter frustration over rising health care premiums. AP's Lisa Dwyer reports.

NewsNation Washington D.C. Correspondent Joe Khalil joins Lisa Dent to review what is causing the average Obamacare premiums to increase. Listen in while Joe discusses that Congress needs to extends tax credits in order to slow the ACA premiums from raising even further.

First, health care premiums are set to rise for nearly 150,000 San Diegans who are insured through the Affordable Care Act. Then, lawmakers are asking why the Marines fired live ammunition over Interstate 5 last weekend. And, five tribes are launching a commission to safeguard a new national monument. We also tell you about dozens of emergency vehicles being used in an emergency-response exercise. Next, both top flight men's and women's soccer teams are playoff bound! Finally, a collection of events to check out this weekend.

On tonight's Nightcap: The real-world impacts of the government shutdown become clearer, with rising premiums for Obamacare as well as new warnings of cuts to food stamps. Then, backlash grows over Trump's proposed multi-billion dollar bailout for Argentina. Plus, the potential new threat to future elections, coming from inside the administration. Jake Lahut, Ahmed Baba, Tim O'Brien, and Chris Hayes join The 11th Hour this Wednesday night. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Democrats are hemming and hawing about rising healthcare premiums, but the problem is it’s their fault. After complaints from the Auburn community, the ‘South Hill Rapist’ Kevin Coe has been moved back to Federal way. A left-wing group in Portland is complaining about public camping citations. // LongForm: GUEST: Republican Chad Magendanz is running for State Senate to prevent a Democrat supermajority. // Quick Hit: The City of Everett wants to give a river the right to sue.

Is it possible to write off your life insurance premiums? In this video, Caleb Guilliams is joined by Alden Armstrong and Penn Mutual's Bill Bell, a tax attorney and industry expert, to unpack the surprising ways life insurance interacts with the tax code. You'll learn four ways certain structures can unlock deductions, protect your wealth, and even multiply your long-term impact with life insurance.Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity 0:00 - Why life insurance typically isn't tax deductible3:27 - The Cash Balance Plan 20:02 - The Qualified Plan / Profit Sharing Strategy 25:57 - The Executive Bonus Plan (Golden Handcuffs)35:56 - Charitable Giving Plan to Eliminate Estate Taxes 54:04 - Don't Try To Do This Alone______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

People who get health insurance through the Affordable Care Act may face higher costs soon; The San Francisco Standard reports on billionaire Marc Benioff's ties to Hawaiʻi

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  With family health insurance costs now averaging $27,000, the so-called “Affordable Care Act” is looking anything but affordable. Chronic disease expenses, pricey weight-loss drugs, and hospital markups are driving premiums through the roof—while early retirees complain their ACA plans cost more than a cruise. Chris rails against the hypocrisy of both parties: Democrats admit Obamacare's failures yet double down on subsidies, and Republicans sit idle despite a golden chance to scrap the system. From “evaluation add-on” billing scams to “nonprofit” hospitals with sushi bars, this episode drops hard truth bombs about America's broken healthcare racket and the politicians too cowardly to fix it.

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They are being described as possibly “the biggest ever mass demonstrations in American history.” More than 7 million people participated in No Kings protests on Saturday, October 18 across more than 2,700 events in all 50 states, Washington, D.C., and in cities around the world.In Vermont, organizers estimate that some 43,000 people participated in more than 40 events around the state. People came out to protest the Trump administration's targeting of immigrants, LGBTQ+ rights, public education, the government shutdown and more.At the Vermont State House, where some 6,500 people gathered in cool fall weather, U.S. Rep. Becca Balint, D-Vt., fired up the crowd with a call to fight back against Trump's authoritarianism. Then she talked about the hero's journey, an archetype in mythology and narrative storytelling (think Star Wars and the Hunger Games) that involves an ordinary person who faces a challenge, embarks on a journey, triumphs over adversity and returns transformed.“I know that many of you feel anxious, you feel scared, you feel overwhelmed,” Balint told the crowd. “We have to see this as part of a hero's journey that we are all on together. We must shift our thinking into believing that we, each of us, embody that hero is going to lead us to a better day. And what I know is the first step on the hero's journey is answering the call. And that is what you have done today. You are answering the call.”Asked about the deepening impact of the federal shutdown, Balint told the Vermont Conversation, “Millions of people are at risk of losing their health care, and we know that health care right now is one of the things that is making it incredibly emotionally, psychologically, economically devastating for families. We have to fight for health care, and we also have to say to this President, No, you will not bully us into submission. We're not going to sell out our people back home because we're afraid of your wrath.”Millions of Americans are receiving notices of soaring health care premiums as Congress remains deadlocked over extending Covid-era subsidies, as demanded by Democrats. Premiums will rise by 18 percent on average, according to the nonpartisan health policy group KFF.Sen. Peter Welch advised Vermonters to hang in there. “We don't know how this is going to end, but we know that the only real chance it has to end well is if we show that we are committed to democracy and we're willing to act together.”Welch said that Trump sending troops to cities led by Democrats is “just a lawless exercise. It's a prelude to him potentially sending troops in if he doesn't like the vote outcome in the next election.”I asked Paul Burns, an attorney and the longtime executive director of the Vermont Public Interest Research Group, whether he believed the legal system was up to the task of defending democratic institutions.“We're seeing a Supreme Court where decisions appear no longer based on legal principles or court precedents," he said. "The court has no compunction about turning its back on long standing principles on any sense of consistency under the law. Absent that, we have to wonder whether the law can be there for us in any way that it has been in the past. And so I am deeply concerned.”Burns said that what gives him hope is “looking over at my 14 year old son and he and other young people who bring to this an earnestness and an openness and interest in just living their lives in a free way, a belief still that we can and must have a democracy here. They are not tainted or jaded or cynical." He vowed to do "everything that I can to try to make this better.”Clara White, a 14-year old eighth grade student from Montpelier, had a distinctive voice and message among the lineup of politicians and activists. She said that “people my age, we are not just sitting around waiting. We are more connected than generations before us. We care about each other. We know how to share information, organize online and learn from people all over the world. We are creative problem solvers because we have had to be.”She cited examples of of how young people in her community “started a Green Up Day program, came together to feed families in need, and volunteered at a summer camp to help other girls feel empowered.”"I choose hope because I've seen what happens when people come together. I choose hope because giving up is not an option. I choose hope because I believe in us."

Health insurance premiums are set to jump in 2026, costing people and businesses. We break down what's coming...and why...with Walter "Dub" Lane, Associate Professor of Economics & Finance at UNO.

Premiums for people who get their health insurance through the Affordable Care Act marketplace are set to jump by thousands of dollars when open enrollment begins in a couple of weeks. Cynthia Cox, vice president at independent health policy organization KFF, joins us.Then, the Israeli-occupied West Bank has seen an increase in violence against Palestinians by both Israeli settlers and the military in the two years since Israel's war against Hamas in Gaza began. Journalist Dalia Hatuqa talks about how the past couple of years of violence in Gaza have impacted Palestinians living in the West Bank. And, have you heard of the grue jay? Study author Brian R. Stokes talks about the rare hybrid offspring of a blue jay and green jay, seen for likely the first time in the wild.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In Episode 200 of The Alan Sanders Show, dive into the media's unhinged fury over Trump's White House ballroom expansion—debunking the hysteria with a century of presidential upgrades from FDR's pool to Obama's hoops. We mock the "No Kings" boomer rallies as pathetic therapy sessions for triggered leftists protesting their own irrelevance. Then, celebrate the ANTIFA terror crackdown as DOJ unleashes charges on these domestic extremists hiding behind masks. Finally, expose how ACA premiums explode in 2025, pricing out families with unaffordable hikes—proof Obamacare is a scam meant to bring on a single-payer, government run system. Tune in for truth bombs on Trump White House news, political satire, and economic realities. Don't miss this raw, no-BS rant! Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR,  TRUTH Social and YouTube by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!

ACA premiums skyrocket after GOP subsidy cuts, Trump curses Venezuela's Maduro, and ICE agents abuse U.S. citizens—this episode exposes America's growing crisis of cruelty.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Thank you Sandra D, Cynthia Verdell, Marg KJ, Bean Pan, Greg Owens, and many others for tuning into my live video! Join me for my next live video in the app.* ACA Marketplace Previews Show Staggering Premium Spikes Due to GOP Subsidy Cuts: “I might die if I stop going to the doctor,” said one Tennessee resident whose premiums jumped from $10 to $1,140 a month. [More]* A profane Tr… To hear more, visit egberto.substack.com

The MNsure health insurance marketplace opened Wednesday for Minnesotans to shop for 2026 plans, but the costs they'll see may be discouraging. Premiums on the individual marketplace are 22 percent higher on average compared with 2025. That increase does not account for the expiring federal tax credits that are at the center of the federal government shutdown. If the credits do expire, premiums will be even higher.About 190,000 Minnesotans get their health insurance through the marketplace. They can't sign up for a plan until open enrollment begins on November 1st. In the meantime, navigators like Jonathan Marchand are beginning to walk people through the options. Marchand is the Community Services Manager for United Community Action Partnership in Willmar. He joined MPR News host Nina Moini on Minnesota Now.

Premium payments by enrollees could increase by 114%.

How the expiration of COVID-era tax credits could lead to skyrocketing costs for Central Valley residents. New podcast explores a Woodland cold case. Finally, an award-winning high school band hosts a big fundraiser.

Health insurance costs are climbing, and this year's open enrollment feels tougher than ever. Premiums are up, deductibles are higher, and plans seem designed to confuse you. In this episode, Jess and Brandon walk through how to actually compare your options by looking at total yearly cost, not just the monthly premium. You'll learn how to plan for high-cost years with surgeries or pregnancies versus lower-cost preventive years, and how to understand how network changes, prescriptions, and hidden fees can impact your real out-of-pocket costs.They also break down the tools that help you fight rising healthcare costs:HSAs: triple tax advantages and long-term growth potentialFSAs and Dependent Care FSAs: pre-tax savings for medical and childcare costsShort Term Disability: using it for maternity or recovery timeGroup Life and Disability Insurance: what's covered and where the gaps areIf your health plan feels more expensive but offers less, this episode helps you make the smartest choice for your family and your wallet.Head over to our YouTube channel to catch this episode in full video form.Apply to be a guest on the show.You can also email us at: thesugardaddypodcast@gmail.comConnect with us on InstagramWe're most active over at @thesugardaddypodcastChat with BrandonWant to work together? Learn more about BrandonBook a free 30-min call to see if it's a fit.Show us some love, hit subscribe, leave a five star rating, and drop a quick review!Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jess, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Our mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.

Silver prices have surged strongly as a historic short squeeze in London has intensified. Are tokenized asset chains like Ethereum and Polygon set to gain from this narrative push?~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul00:00 Intro00:10 Demand Shock00:45 Silver borrowing costs01:00 Andy Schectman: “We got a major problem”01:50 USA ships silver to London02:15 Andy Schectman: “London story is bs"03:15 Stashing on flights03:45 Andy Schectman: “one week left of silver”04:50 Mike Maloney: Bank of America silver price prediction is hilarious05:30 Gold hit 4200 today05:50 No tokenized silver?06:10 Sponsor: iTrust Capital06:30 Tiamonds Supply06:55 Denario Silver Tokens07:30 Yields are coming eventually07:55 Both are on polygon08:05 L2's recovered better08:20 Sandeep: L2 season is coming NOW09:15 Recurring transactions09:40 Coinbase delisting MATIC for POL10:00 Sandeep: The token migration hurt our narrative10:35 Migration Done11:10 First to $5k12:00 Outro#Silver #Gold #ethereum~

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Premiums keep climbing. Customers are tired. Agents are exhausted. So how do you keep client loyalty when everyone's feeling the pressure? Shane and Tonya break down how to play defense for your book, turn frustration into understanding, and prove why the independent advisor still wins. Learn more at IntegraPartnerNetwork.com.

I hate to say it, but I always knew that the Affordable Care Act was never going to FIX the healthcare system in America. It was crony-capitalism right out of the chute and the American middle class got left holding the bag! Liberty, property and free markets are the cornerstone of the American experiment. Abandoning these principles doesn't lead to more prosperity, it leads to less. I never really understood the concept of trying to evade reality. Reality exists and attempting to evade it just leads to great problems down the road. We all know this but when it comes to government, we somehow imagine that evading reality collectively will make a difference. Well, it simply does not.Essay "The Law" by Frederic Bastiathttps://mises.org/library/book/lawThe Affordable Care Act Notes

Misty Snodgrass is Director, ACA & Medicaid at Blue Cross Blue Shield of Kansas and she'll let us know what you Must Know if you have an ACA insurance plan. MISTY: This is unprecedented. At BCBSKS we're doing our best to hold the rates down and even taking a hit financially. But we want to make sure that people in Kansas have access to coverage. CARY: Like Misty said, they're more than happy to talk to you and just explain what's happening because there are a massive number of changes coming in the marketplace and ACA. Misty leads the strategic and operational direction for the ACA line of business and oversees the Healthy Blue Medicaid partnership. She is responsible for ensuring regulatory compliance, financial performance, product and market strategy, and operational excellence. She is known for her compassionate, results-oriented approach as syays she prioritizes access, quality care, and member satisfaction—delivering sustainable success in a complex, highly regulated healthcare environment. This is episode 2130 of America's Healthcare Advocate Learn more about anything discussed on this program. Visit https://www.bcbsks.com/ or call 866-906-5253. Episode Producers: Audio: Garner Cowdry Camera: David Thiessen As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

This week on Look Forward, the guys return to discuss the continued government shutdown, healthcare tax credits set to expire in a month, White House toying with the idea of not paying furloughed federal employees, Israel and Hamas come to a tentative peace agreement, Trump get his second annual check up in the last 6 months, Feds indict Comey and Letitia James as Trump's enemy's list gets going, rightwing influencers come the White House and say very off things, RFK has a new reason for the cause of autism and its a cut above the rest, Mike Johnson has a suggestion for a better choice for the Superbowl halftime show than Bad Bunny (its lamer than you'd imagine), and much more!Big TopicFederal Shutdown ContinuesHealthcare tax credits due to expire in a monthWhite House seem to be suggestion no furlough backpay for fedsNews You NeedIsrael and Hamas have a tentative peace agreementCBS News if officially uselessWhere the US leaves a void, China will fill itHe's healthy, stop asking!Fast Corruption and Faster Screw-UpsFeds indict Comey and Letitia JamesTurns out Trump did actually think he was sending a DM to Pam Bondi!Trump invites right wing influencers to WH; says they've “taken the freedom of speech away” re: flag burningIn the latest “Dear Leader” session, RFK states the Tylenol advice is an unproven theory; also blames circumcision?What's Dumber, A Brick or A Republican?How do you do, fellow kids?

Federal employees and retirees are headed for yet another year of large increases to their health insurance premiums. The Office of Personnel Management's announcement of the 2026 premiums this week comes just a month ahead of this year's Open Season, but under a government shutdown, some Feds may be feeling more uncertain than usual. Here with the latest is Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

0:00 MTG goes off on GOP over health insurance premiums ‘doubling!' Lindsey Granger | RISING 9:37 Jasmine Crockett bashes Trump for floating no federal worker backpay | RISING 18:17 Laura Loomer warns Trump not to pardon Ghislaine Maxwell | RISING 22:54 Trump threatens invoking Insurrection Act to deploy troops to US cities | RISING 32:27 Pam Bondi gets into fiery exchange with Adam Schiff over Tom Homan | RISING 42:08 Trump slams decision for Bad Bunny to headline Super Bowl halftime show | RISING 47:12 TPUSA's Andrew Kolvet confirms Charlie Kirk texts revealed by Candace Owens are real | RISING+ 57:18 Alito, Roberts air free speech concerns in so-called ‘conversion therapy' case | RISING+ Learn more about your ad choices. Visit megaphone.fm/adchoices

Sen. Patty Murray, D-Wash., issued a warning from the Senate floor as the government shutdown reached its seventh day, saying that families nationwide could see health care premiums more than double if tax credits expire. A Kaiser Family Foundation report estimates some states could face increases over 300%. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Premiums are rising... even when nothing happens to your property. In this segment, Chad explains why initial payouts are Actual Cash Value (ACV) (replacement cost minus depreciation), why Replacement Cost isn't paid up front, how insurer backlogs after disasters slow everything down, and what that means for real-estate investors in hotspots like FL, CA, TX, and NV.Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...

Kenneth Klein, law professor at California Western School of Law and former defense attorney, joins the podcast to unpack his groundbreaking paper, "The Case for Pausing Any Immediate Embrace of the Social Inflation Argument for Legal System Reforms." In this conversation, Professor Klein shares how a personal disaster led him to study catastrophe insurance, why the "social inflation" argument sounds all too familiar, and what contractors and policyholders need to know about slow payments, underpayments, and the push for legal reforms.We cover:Why insurance premiums are rising (and why lawsuits might not be the reason)The real impact of tort reform on homeowners and restoration prosWhat data insurance companies aren't showing youHow to protect yourself from unfair insurance practices..and MORE!

Kenneth Klein, law professor at California Western School of Law and former defense attorney, joins the podcast to unpack his groundbreaking paper, "The Case for Pausing Any Immediate Embrace of the Social Inflation Argument for Legal System Reforms." In this conversation, Professor Klein shares how a personal disaster led him to study catastrophe insurance, why the "social inflation" argument sounds all too familiar, and what contractors and policyholders need to know about slow payments, underpayments, and the push for legal reforms.We cover:Why insurance premiums are rising (and why lawsuits might not be the reason)The real impact of tort reform on homeowners and restoration prosWhat data insurance companies aren't showing youHow to protect yourself from unfair insurance practices..and MORE!

Visit our website:https://www.thewealthwarehousepodcast.com/New policy in force, now what? Dave and Paul walk through the first moves after your IBC policy goes active. From “slow your roll” capitalizing, to trading out high-interest debt, to building an emergency reserve inside your system, they map a practical sequence so you don't chase loans just to “do something.”They also cover spotting real opportunities (and avoiding FOMO), expanding your system with additional policies, redirecting cash flow, and a quick primer on smarter ways to think about 529 plans.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 – Teaser1:16 – Delayed start & plumbing mishap4:08 – One policy to start; why “now what?” is normal5:32 – “Slow your roll”: capitalizing and building liquidity6:21 – Loans don't add value by themselves7:06 – Trade out high-interest debt; snowball/“velocity banking”7:51 – Trend: eagerness to borrow vs. proper capitalization10:30 – Which debt first? Amortization vs. smallest balance11:59 – Freeing monthly cash flow with the snowball12:54 – Look for opportunities without rushing; be choosy17:25 – Cautionary tales: real estate pitches & protecting capital18:22 – More policies over time: expanding the system 22:05 – The 95/5 rule: focus on earning more, not just cutting25:45 – Kids' policies: small premiums, long runway26:41 – Premiums vs income, lifestyle creep, staying responsible28:48 – Recap: capitalize → redirect → seek opportunities → expand29:30 – 529s: usage today vs. assumptions about tomorrow32:20 – CTA: email, reviews, and sharingABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/...

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rural Health News is a weekly segment of Rural Health Today, a podcast by Hillsdale Hospital. News sources for this episode: Stephanie Armour et al., “Shutdown Halts Some Health Services as Political Risks Test Parties' Resolve,” October 1, 2025, https://kffhealthnews.org/news/article/federal-government-shutdown-health-services-congress-negotiations-impasse/, KFF Health News. Bridget Early, “Major health programs would continue during shutdown, feds say,” September 29, 2025, https://www.modernhealthcare.com/politics-regulation/mh-government-shutdown-cms-hhs-contingency-plans/, Modern Healthcare. Kff, “How Much More Would People Pay in Premiums if the ACA's Enhanced Premium Tax Credits Expire?,” https://www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/. Holly K. Hacker et al., “At Least 170 US Hospitals Face Major Flood Risk. Experts Say Trump Is Making It Worse.,” October 1, 2025, https://kffhealthnews.org/news/article/hospital-flooding-risk-investigation-trump-policies-fema/, KFF Health News.  Andrew Cass, “Government shutdown begins: What healthcare leaders should know,” October 1, 2025, https://www.beckershospitalreview.com/finance/government-shutdown-begins-what-healthcare-leaders-should-know/, Becker's Hospital Review. Rachana Pradhan, “Patient Numbers at NIH Hospital Have Plummeted Under Trump, Jeopardizing Care,” August 7, 2025, https://kffhealthnews.org/news/article/nih-clinical-center-patient-numbers-drop-under-trump-jeopardizing-care/, KFF Health News.  Rural Health Today is a production of Hillsdale Hospital in Hillsdale, Michigan and a member of the Health Podcast Network. Our host is JJ Hodshire, our producer is Kyrsten Newlon, and our audio engineer is Kenji Ulmer. Special thanks to our special guests for sharing their expertise on the show, and also to the Hillsdale Hospital marketing team. If you want to submit a question for us to answer on the podcast or learn more about Rural Health Today, visit ruralhealthtoday.com.

Medicare is going through some of the biggest changes we've seen in years, and the impact on your retirement planning could be significant. Premiums for Medicare supplement prescription drug plans are expected to rise sharply, and the way you budget for healthcare in retirement may need to shift. In this episode of Wise Money, we break down what these changes mean, why costs are increasing, and how you can prepare. Season 11, Episode 7 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/XF-KsdkFHQ4  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

CMS released their 2026 Medicare Advantage and Medicare Part D projections this week. Join Sarah as she highlights info for agents, from estimates on enrollment and premiums to plan accessibility and more!   Get Connected:

The U.S. government has shut down after the Senate failed to pass a stopgap spending bill. That means some U.S. government services are coming to a temporary halt and many federal workers are furloughed or working without pay through the shutdown. Republicans and Democrats could not come to an agreement on the spending bill before the deadline, which was at midnight. U.S. Sen. Tina Smith from Minnesota is one of many Senate Democrats who voted against the Republican-backed spending bill. MPR News host Nina Moini talks with her about that decision and what's ahead.

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠✅ Call us: (801) 255-5340