Podcasts about Health insurance marketplace

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Best podcasts about Health insurance marketplace

Latest podcast episodes about Health insurance marketplace

Agent Survival Guide Podcast
6 Ways to Generate ACA Leads

Agent Survival Guide Podcast

Play Episode Listen Later Apr 30, 2025 13:08


Expand your Affordable Care Act client base with these six lead generation strategies!   Read the text version   Register with Ritter: https://app.ritterim.com/public/registration/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://lnk.to/asgf20250321 5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131 Apps for Content Creation: https://lnk.to/ASGA81 Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/ Carriers with Ritter: https://ritterim.com/products/by-carrier/ Community Engagement & ACA Marketing Suggestions for Agents: https://ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/ How to Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/ Marketing & Incentives: https://ritterim.com/marketing-incentives/ Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Why Being a Likable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/   References:  “Children's Health Insurance Program (CHIP).” Medicaid.Gov, https://www.medicaid.gov/chip. Accessed 3 Apr. 2025. “CMS.Gov Enterprise Portal.” Portal.Cms.Gov, https://portal.cms.gov/portal/. Accessed 3 Apr. 2025. “FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 3 Apr. 2025. “FAQs for Marketplace Agents and Brokers.” AgentBrokerFaq.Cms.Gov, https://www.agentbrokerfaq.cms.gov/s/article/Where-can-I-update-my-public-facing-agent-broker-profile-information-so-that-consumers-can-find-me-and-request-assistance. Accessed 3 Apr. 2025. “Find Local Help.” HealthCare.Gov, https://www.healthcare.gov/find-local-help/. Accessed 3 Apr. 2025. “Get Help Applying & More.” HealthCare.Gov, https://www.healthcare.gov/find-assistance/. Accessed 3 Apr. 2025. “Help on Demand: Training and Registration Guide.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 3 Apr. 2025. Instagram, https://www.instagram.com/. Accessed 3 Apr. 2025. “Log in or Sign Up.” Facebook, https://www.facebook.com/. Accessed 3 Apr. 2025. “Log in or Sign Up.” LinkedIn, https://www.linkedin.com/home. Accessed 3 Apr. 2025.  “Returning Agents' and Brokers' Guide to Plan Year 2025 ...” CMS.Gov, https://www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 3 Apr. 2025. “Shop Health Insurance Overview.” HealthCare.Gov, https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/. Accessed 3 Apr. 2025. “Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 3 Apr. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Agent Survival Guide Podcast
5 Myths About Selling ACA Health Insurance Plans

Agent Survival Guide Podcast

Play Episode Listen Later Apr 21, 2025 11:18


Don't let fear hold you back from expanding your business! The under-65 market is brimming with opportunities. That's why we're debunking 5 common myths about the ACA market to help you get started.    Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/ 8 Reasons Why Insurance Agents Should Sell ACA Plans: https://lnk.to/SNNOSG ACA 101 Selling Under-65 Health Insurance: https://lnk.to/chQNkw FAQs About ACA Certification and Training: https://ritterim.com/blog/faqs-about-aca-certification-and-training/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/ How Much Can Agents Make Selling Under-65 Insurance?: https://lnk.to/TlGBGH Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa: https://lnk.to/UXgO5Q Lawsuit Changes DACA Recipients' Affordable Care Act Eligibility: https://ritterim.com/blog/lawsuit-changes-daca-recipients-affordable-care-act-eligibility/ Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Ritter Docs Site: https://docs.ritterim.com/ Simplify Marketplace Enrollments with HealthSherpa: https://lnk.to/2chDBN   References: “Eligibility for the Premium Tax Credit.” IRS, Internal Revenue Service, https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit/. Accessed 21 Mar. 2025 FAQs for Marketplace Agents and Brokers, CMS,  https://www.agentbrokerfaq.cms.gov/s/. Accessed 21 Mar. 2025. “Find out What Immigration Statuses Qualify for Coverage in the Marketplace.” HealthCare.Gov, https://www.healthcare.gov/immigrants/immigration-status/. Accessed 21 Mar. 2025. “General Resources.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/marketplace/agents-brokers/general-resources. Accessed 21 Mar. 2025. “Learn What to Do If You Already Have Medicare Health Coverage.” HealthCare.Gov, https://www.healthcare.gov/medicare/medicare-and-the-marketplace/. Accessed 21 Mar. 2025. “The Patient Protection and Affordable Care Act.” Democrats.Senate.Gov, https://www.dpc.senate.gov/healthreformbill/healthbill04.pdf. Accessed 21 Mar. 2025. “Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 21 Mar. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Georgia Today
Atlanta mayor on upcoming Trump inauguration; New health insurance marketplace

Georgia Today

Play Episode Listen Later Jan 17, 2025 15:32


LISTEN: On the Jan. 17 edition of Georgia Today: Mixed reactions from Georgia politicians ahead of President-elect Donald Trump's inauguration on Monday; state officials address potential problems with Georgia's new health insurance marketplace rollout; and the revival of an Atlanta Symphony Orchestra concert tradition will commemorate Martin Luther King Day. 

Hamilton County Ohio Social Service News
Navigating the Health Insurance Marketplace

Hamilton County Ohio Social Service News

Play Episode Listen Later Dec 10, 2024


The Health Insurance Marketplace is an online tool to investigate and select the best medical health insurance plan for your situation. All the options available in the Health Insurance Marketplace are ACA compliant. “ACA compliant” means that the insurance plan follows the rules of the Affordable Care Act, which was Read More Shared by United Resource Connection December 10, 2024

CEO's You Should Know - Pittsburgh
Chachi Anthony from Pennie.com - PA's Health Insurance Marketplace

CEO's You Should Know - Pittsburgh

Play Episode Listen Later Dec 4, 2024 12:47 Transcription Available


Think health coverage is out of reach? Pennie gets you the lowest costs on high quality insurance.  Here's how we do it: https://pennie.com/

Hamilton County Ohio Social Service News
Get Help Selecting a 2025 Marketplace Medical Plan During Open Enrollment

Hamilton County Ohio Social Service News

Play Episode Listen Later Nov 25, 2024


The Health Insurance Marketplace's open enrollment period for 2025 is November 1, 2024 to January 15, 2025. Open enrollment is a specific period of time each year when individuals can sign up for, change, or cancel their health insurance plan, add or remove dependents, or change coverage levels, whether it's Read More Shared by United Resource Connection November 25, 2024

Seattle Medium Rhythm & News Podcast
Washington Opens Health Insurance Marketplace To All Residents, Regardless Of Status

Seattle Medium Rhythm & News Podcast

Play Episode Listen Later Nov 15, 2024 18:34


Washington has opened its health insurance marketplace to all residents, regardless of immigration status, offering health and dental insurance to everyone. This move is expected to transform the healthcare landscape in the state, ensuring that everyone has access to health and dental insurance. Wynne McHale, Chief of Staff for the Washington Health Benefit Exchange, discussed the new policy with the Seattle Medium's Rhythm & News Podcast. Interview by Chris B. Bennett

MidPoint from WMNF News
Open enrollment for the Affordable Care Act's health insurance marketplace is underway

MidPoint from WMNF News

Play Episode Listen Later Nov 12, 2024


Information on how navigators can help you choose the ACA plan that's best for you and if you are eligible for financial assistance.

Agent Survival Guide Podcast
5 Ways to Generate ACA Leads

Agent Survival Guide Podcast

Play Episode Listen Later Nov 9, 2024 11:52


  Utilize these resources to generate Affordable Care Act leads in your community! At Ritter Insurance Marketing, we're here to help you expand your insurance business.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://ritterim.com/blog/5-insurance-marketing-tips-to-help-agents-stand-out-from-the-crowd/ ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248 Carriers & Products with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/ Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552 Effective Marketing Strategies for Agents: https://link.chtbl.com/ASG523 Marketing & Incentives with Ritter Insurance Marketing: https://ritterim.com/marketing-incentives/ Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Register with Ritter: https://app.ritterim.com/public/registration/ Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/ The Complete Guide to Client Loyalty and Retention FREE eBook: https://ritterim.com/client-retention-guide/ Why Client Retention Should be Your Top Priority: https://link.chtbl.com/ASG581 Why Being a Likeable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/   References: “Children's Health Insurance Program (CHIP).” Medicaid, www.medicaid.gov/chip/index.html. Accessed 22 Oct. 2024. “CMS.Gov Enterprise Portal.” CMS Enterprise Portal, https://portal.cms.gov/portal/. Accessed 22 Oct. 2024. “FAQs for Marketplace Agents and Brokers.” Centers for Medicare & Medicaid Services, www.agentbrokerfaq.cms.gov/s/article/Where-can-I-update-my-public-facing-agent-broker-profile-information-so-that-consumers-can-find-me-and-request-assistance. Accessed 22 Oct. 2024. “FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, www.data.healthcare.gov/ffm_ab_registration_lists. Accessed 22 Oct. 2024. “Find Local Help.” HealthCare.Gov, www.healthcare.gov/find-local-help/. Accessed 22 Oct. 2024. “Help on Demand: Training and Registration Guide.” Centers for Medicare & Medicaid Services, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 22 Oct. 2024. Instagram, www.instagram.com/. Accessed 22 Oct. 2024. “Log into Facebook.” Facebook, www.facebook.com/. Accessed 22 Oct. 2024. “Log in or Sign Up.” LinkedIn, www.linkedin.com/home. Accessed 22 Oct. 2024 “Returning Agents' and Brokers' Guide to Plan Year 2025 Marketplace Registration and Training.” Centers for Medicare & Medicaid Services, www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 22 Oct. 2024. “Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, www.healthcare.gov/. Accessed 22 Oct. 2024.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Montana Public Radio News
Health Insurance Marketplace enrollment opens Nov. 1.

Montana Public Radio News

Play Episode Listen Later Oct 29, 2024 1:18


Enrollment for the federal health insurance marketplace opens Friday.

Montana Public Radio News
Health Insurance Marketplace enrollment opens Nov. 1.

Montana Public Radio News

Play Episode Listen Later Oct 29, 2024 1:18


Enrollment for the federal health insurance marketplace opens Friday.

Agent Survival Guide Podcast
Simplify Marketplace Enrollments with HealthSherpa

Agent Survival Guide Podcast

Play Episode Listen Later Oct 29, 2024 10:54


  There's more than one way to enroll clients into marketplace plans. Learn the advantages of using HealthSherpa as your ACA enrollment platform in this episode!    Read the text version    The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/ ACA 101:Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248 Carriers & Products with Ritter: https://ritterim.com/products/by-carrier/ Create a HealthSherpa Account Through Ritter: https://docs.ritterim.com/products/under-65-health/#create-a-healthsherpa-account FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/ Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa: https://link.chtbl.com/ASG2024RossBaker Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ New Required Document Agents Need for ACA Sales: https://ritterim.com/blog/new-required-documents-agents-need-for-aca-sales/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   References: “Agent Help Center.” HealthSherpa Help Center, HealthSherpa, www.faq.healthsherpa.com/en/collections/166253-agent-help-center. Accessed 21 Oct. 2024. “Direct Enrollment and Enhanced Direct Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/direct-enrollment-partners. Accessed 21 Oct. 2024. “Enhanced Direct Enrollment.” HealthSherpa, www.healthsherpa.com/ede. Accessed 21 Oct. 2024. “Free Preventive Care & the Affordable Care Act.” HealthSherpa, www.healthsherpa.com/preventive-care-services. Accessed 21 Oct. 2024. “HealthSherpa Privacy Notice.” HealthSherpa, 5 Oct. 2020, www.healthsherpa.com/privacy_notice. “Maximize Your ACA Revenue with HealthSherpa.” HealthSherpa, www.healthsherpa.com/carrier. Accessed 21 Oct. 2024. “Member Defense Network: Ensuring Health Insurance Marketplace Integrity.” Member Defense Network, www.memberdefense.org/. Accessed 21 Oct. 2024. “Secure Your ACA Book with Two-Factor Authentication.” HealthSherpa Blog, HealthSherpa, https://blog.healthsherpa.com/agents/agent-2fa/. Accessed 21 Oct. 2024. “Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, www.healthcare.gov/. Accessed 21 Oct. 2024. “Work your ACA book faster and easier.” HealthSherpa, www.healthsherpa.com/agents/features. Accessed 21 Oct. 2024.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

KGMI News/Talk 790 - Podcasts
Carmen Cooper: Open Enrollment 2024

KGMI News/Talk 790 - Podcasts

Play Episode Listen Later Oct 29, 2024 11:17


KGMI's Dianna Hawryluk talks to Carmen Cooper from UnitedHealthcare about the 2024 healthcare open enrollment period. Points of note not clarified in the interview: • For Medicare beneficiaries, the Medicare Annual Enrollment Period runs from October 15 to December 7. • For people shopping for individual plans on the Health Insurance Marketplace (not on Medicare or Medicaid), open enrollment runs from November 1, 2024, to January 15, 2025. To start coverage by January 1, 2025, it's best to enroll by December 15, 2024 but it is not the official deadline.

Agent Survival Guide Podcast
Helping Clients with Marketplace Eligibility Appeals

Agent Survival Guide Podcast

Play Episode Listen Later Oct 16, 2024 13:06


  Your client receives a letter saying they are ineligible for Marketplace Coverage. What can they do? Learn how to assist your clients with filing Marketplace eligibility appeals!    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/ Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/ Everything Agents Need to Know About Selling in Sate-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ Free eBooks & Guides: https://ritterim.com/guides/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579/  Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Register with Ritter: https://app.ritterim.com/public/registration/ Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/   References: “Find Out What Marketplace Health Insurance Plans Cover.” HealthCare.Gov, Health Insurance Marketplace, www.healthcare.gov/coverage/what-marketplace-plans-cover/. Accessed 22 Aug. 2024. “What to Do If Your Marketplace Appeal Is ‘Invalid.'” Centers for Medicare & Medicaid, Health Insurance Marketplace, www.cms.gov/marketplace/outreach-and-education/marketplace-appeal-invalid.pdf. Accessed 22 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Tangle
INTERVIEW: Isaac talks with Andy Slavitt

Tangle

Play Episode Listen Later Mar 22, 2024 52:09


Few people have had a closer look at the inner workings of our government than Andy Slavitt. In 2013, Slavitt oversaw the turnaround of healthcare.gov after its disastrous rollout. He then worked as Acting Administrator for the Centers for Medicare & Medicaid Services (CMS) under President Barack Obama, which meant he was overseeing the Children's Health Insurance Program and the Health Insurance Marketplace, as well. In January of 2021, he was brought into the Biden administration as a Senior Pandemic Advisor to the Covid-19 pandemic response team — a role he stepped down from in June of 2021. A graduate of the University of Pennsylvania and Harvard Business School, Slavitt is now the founder and Board Chair Emeritus of United States Care, a national nonprofit health advocacy organization, and the founding partner of Town Hall Ventures, a health care firm focused on underrepresented communities. Perhaps most notably, Slavitt was one of the central figures of the Affordable Care Act, also known as Obamacare, which will be 15 years old next year. I wanted to talk to Slavitt about that anniversary, the state of health care in the U.S., his experience during the pandemic, and whether we are prepared for the next one. You can watch our latest YouTube video, The Zionist Case for a Ceasefire, here. On Sunday, we released Episode 1 of our first ever limited podcast series: The Undecideds. We're following five voters — all Tangle readers — who are undecided about who they are going to vote for in the 2024 election. In Episode 1, we introduce you to those voters. You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here.  Last week, we released more tickets to our New York City event on April 17th, and they got gobbled up quickly. Our general admission tickets are now sold out; but we still have some VIP seats left for purchase. Get them here.  Tangle is looking for a part-time intern to work as an assistant to our YouTube and podcast producer. This is a part-time, paid position that would be ideal for a college student or recent college graduate looking to get real-world deadline experience in the industry. Applicants should have: Proficiency in Adobe Premiere — After Effects a plus. Minimum of one year of video editing (Adobe Premiere) Minimum of one year of audio editing and mixing (Any DAW) Good organizational and communication skills Understanding of composition and aesthetic choices Self-sufficiency in solving technical problems Proficiency in color grading and vertical video formatting (preferred, not required) To apply, email your resume and a few paragraphs about why you are applying to jon@readtangle.com and isaac@readtangle.com with the subject line "Editor opening" The job listing is posted here. Preference will be given to candidates in the greater Philadelphia area.  Our podcast is written by Isaac Saul and edited and engineered by Jon Lall. Music for the podcast was produced by Diet 75.  Our newsletter is edited by Managing Editor Ari Weitzman, Will Kaback, Bailey Saul, Sean Brady, and produced in conjunction with Tangle's social media manager Magdalena Bokowa, who also created our logo. --- Send in a voice message: https://podcasters.spotify.com/pod/show/tanglenews/message

Smartinvesting2000
February 17, 2024 | AI Outlook, Investing in Technology, CPI, PPI and Health Insurance Before Medicare

Smartinvesting2000

Play Episode Listen Later Feb 20, 2024 55:40


AI Outlook So Far Microsoft spent about $7 million per 30 second ad for the Super Bowl promoting their Copilot AI service. Some results are not coming in so good for Copilot with some testers after using the software for more than six months said it was useful but doesn't live up to its price. Another survey adopter said the initial excitement wears off with a 20% drop in use after only a month. Executives at Microsoft expected billions of dollars in new revenue as their search engine Bing would take market share from Google. Unfortunately, nearly a year later Bing has only seen less than a one percent gain in market share. A survey from Boston consulting group said that roughly 90% of business executives said generative AI is a priority for the company this year; however, 66% said it would take a couple years for the technology to move beyond the hype. 70% of those executives said they were only going to do small investments with limited testing. I've been concerned about the over hype of the money going into AI and the return on investment taking years to payoff. This would not be the first time on Wall Street that the hype sent stocks into orbit, only to come back down to earth when reality set in. Investing in Technology More strange news with the markets. As of the week ending February 9th, the NASDAQ was up 6.5% this year and the S&P 500, which is also heavily weighted in tech companies had increased 5.4% in 2024. This compares to a return of just 0.84% for the broader Russell 2000 index. The S&P 500 has increased 14 of the last 15 weeks something we have not seen since the end of 1972. I'm not saying the market is going to crash tomorrow, but the 73/74 market period had a very long bear market. The difference here is that our market is so concentrated in technology that I think we could see a bear market, but many companies will still gain going forward because of the great value that has been ignored. Another example of exuberance in technology would be that fact that since the 2008 financial crisis, US companies with dividends above 5% gave investors a return of 450%. Over that same timeframe, companies that don't pay a dividend have returned nearly 1200%. Going back to the 1870s, this flies in the face of normal behavior. The excitement in tech has led to some major gains for the big tech companies and Microsoft is now the most valuable company with a market cap around $3.1 trillion. It is almost twice the $1.6 trillion value of the entire S&P 500 energy sector, yet it's annual free cash flow of around $67 billion is less than half the $135 billion from these energy companies. I do not know what will cause a drop or when it will happen, I just believe many investors do not realize the risk that they are taking by investing heavily into technology. Unfortunately, all parties do come to an end. CPI The Consumer Price Index (CPI) caused a lot of concern and sent stocks lower as the reading came in above expectations. Frankly, looking through the data I don't think the numbers were that bad. CPI rose 3.1% compared to last year which was above expectations of 2.9%, but was lower than the reading of 3.4% in December. Core CPI, which excludes food and energy rose 3.9% and came in above the expectation of 3.7%. This reading matched December's 3.9% rise which was the smallest increase since May 2021. It is important to remember that numbers don't always go in a straight line and I believe this report should not have a major impact on the Fed's rate decisions. Especially, when looking deeper at the numbers. The shelter index again continued to be a heavyweight on the report as it climbed 6% compared to last year. This increase accounted for over two thirds of the 12-month increase in core CPI. It was also interesting that there was a little bit of a divergence between the rent of a primary residence which was up 0.4% in the month compared to the owners' equivalent rent of residences which was up 0.6% in the month. I believe this is a silly metric that distorts the CPI level. The Owners' equivalent rent is obtained through surveys and asks members of a household: “If someone were to rent your home today, how much do you think it would rent for monthly, unfurnished, and without utilities?" I don't believe this is a great way for tracking shelter inflation and that these numbers should be taken with a grain of salt. Other areas of the report continued to see positive deceleration or even deflation in some cases. The energy index was down 4.6% compared to last year with gasoline falling 6.4%. Food at home showed a gain of just 1.2%, which compares to a peak of 13.5% in August 2022. Food away from home did have a larger increase of 5.1%, which likely stems from higher wages and the elevated demand we are seeing at restaurants and bars. Overall, as I said I don't think this was a bad report, but investors need to realize that the Fed will not be cutting rates 6 times this year. PPI I was somewhat disappointed by the Producer Price Index (PPI), as I thought we would see better numbers. In January, PPI rose 0.3% compared to the prior month, which was the biggest move since August and it was well above the expected increase of 0.1%. Core PPI was even more troubling considering it saw a 0.5% increase, which easily topped the expectation for an increase of just 0.1%. Looking at the year over year increase, the numbers are less concerning. Headline PPI increased just 0.9%, but core PPI did see an increase of 2.6%. I wouldn't recommend panicking over one report, but I will definitely be keeping an eye on inflation over the next few months. I still believe the broader trend will show a decline towards the 2% target, but there will likely be bumps in the road. Financial Planning: Health Insurance Before Medicare Most become eligible for Medicare at age 65. With Medicare you will have a Part B premium, which is $174.70 per month in 2024, and potentially an additional premium of up to $200 per month depending if you select a Medicare Advantage Plan or a Medicare Supplement Plan. If you retire before age 65, health insurance can be much more expensive and range into the thousands of dollars per month. For many this is a major factor in why they delay retirement. However, with the correct planning ahead of time, it is possible to retire early without being subject to exorbitant insurance premiums. When purchasing health insurance through the Health Insurance Marketplace, the actual premium is based on your income. This means if you can keep your income lower, you will qualify for the same coverage, but at a lower monthly cost. Some ways to keep income low is to keep extra cash, taxable brokerage accounts, and Roth accounts available as withdrawals from these accounts are not considered income. Therefore, these types of assets can cover livings expenses until reaching Medicare at age 65 while also keeping health insurance premiums, federal taxes, and state taxes at a minimum. This also means it may be necessary to defer other types of income such as Social Security, pensions, capital gains, pre-tax retirement account withdrawals, and Roth conversions until reaching age 65. There are many insurance plans available all with their own premium based on income, so it is important to choose the right plan to cover your individual medical needs, but with the right planning, there are affordable options available for early retirement.

UBC News World
Dallas Health Insurance Helps Students Navigate Coverage

UBC News World

Play Episode Listen Later Feb 20, 2024 2:48


Navigating healthcare is made easier for college students with Dallas Small Business Health Insurance, offering insights into parental plans, student-specific policies, Medicaid, and the Health Insurance Marketplace. Their comprehensive guide ensures students protect their well-being while pursuing education. Insurance4Dallas City: Dallas Address: 4516 Lovers Lane Website: https://insurance4dallas.com/health-insurance-companies-in-texas/ Phone: +1-972-219-6004

Virginia Public Radio
Time is running out to secure coverage through Virginia’s new health insurance marketplace

Virginia Public Radio

Play Episode Listen Later Jan 12, 2024


Virginia has a new state healthcare exchange for Obamacare. And as Michael Pope reports, open enrollment closes soon.

Scroll Down: True Stories from KYW Newsradio
Navigating the health insurance marketplace in 2024

Scroll Down: True Stories from KYW Newsradio

Play Episode Listen Later Jan 11, 2024 21:02


If you don't get health insurance through your employer, signing up on your own can be a complicated and frustrating process. With the open enrollment deadline approaching, we wanted to explain how you can register and what to look for when choosing a plan. Kathy Hempstead is a senior policy adviser at the Robert Wood Johnson Foundation, an organization dedicated to health care access and equity that's working to get more people enrolled in the healthcare marketplace. She joins us to discuss recent changes to the marketplace, how to understand your options, and where you can get help finding the best plan for you. For more information and to enroll in your state: Pennsylvania (deadline January 19) - Pennie New Jersey (deadline January 31) - GetCoveredNJ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

MidPoint from WMNF News
Get answers about open enrollment for the Affordable Care Act's health insurance marketplace

MidPoint from WMNF News

Play Episode Listen Later Dec 26, 2023


Information how navigators can help you choose the Obamacare plan that's best for you and if you are eligible for financial assistance.

America's Healthcare Advocate
Woman Admits Pregnancy and Loses Her Healthcare Coverage on healthcare.gov

America's Healthcare Advocate

Play Episode Listen Later Dec 22, 2023 39:50


Claire Benson's health insurance was abruptly cancelled when she tried to update her information in her healthcare.gov account. Claire bought her insurance through the Health Insurance Marketplace and after the policy was in place, she was asked in an email from healthcare.gov to update her account to reflect her married name and provide documents. She needed help logging in and called the 1-800 number for help. The navigator on the other end of the phone reviewed her policy, and encouraged her to update pregnancy information, too. So, Claire clicked “yes” and revealed her pregnancy. As first reported by KCTV5 Investigative Reported Angie Ricono: “I was just following instructions,” said Benson, “speaking to the person who answered the phone at Marketplace, trusting that she would tell me what I needed to know and guide me in the right direction.” Benson's health insurance was immediately terminated. Angie offered Claire several ways to deal with this including getting me on the case to advocate for her. In this episode, Claire and I discuss her terrifying journey and offers this story to anyone finding themselves in this situation. Ep 1941 Have an issue? Send me a message and let's talk: https://www.americashealthcareadvocate.com/contact-us

Hamilton County Ohio Social Service News
Navigating the Health Insurance Marketplace

Hamilton County Ohio Social Service News

Play Episode Listen Later Dec 18, 2023


The Health Insurance Marketplace is an online tool to investigate and select the best medical health insurance plan for your situation. All the options available in the Health Insurance Marketplace are ACA compliant. “ACA compliant” means that the insurance plan follows the rules of the Affordable Care Act, which was Read More Shared by United Resource Connection December 18, 2023

Virginia Public Radio
Rep. McClellan pitches Virginia's new health insurance marketplace, Medicaid open enrollment

Virginia Public Radio

Play Episode Listen Later Nov 27, 2023


Congresswoman Jennifer McLellan was promoting the state's new healthcare exchange this/Monday afternoon. It's designed to increase coverage and reduce costs as a replacement for the federal Obamacare-era marketplace, as Brad Kutner reports. 

Seattle Medium Rhythm & News Podcast
Washington State Opens Health Insurance Marketplace To All Residents

Seattle Medium Rhythm & News Podcast

Play Episode Listen Later Nov 17, 2023 18:34


Rhythm & News Podcast interview with Wynne McHale, Chief of Staff for the Washington Health Benefit Exchange, about Washington's recent change to open its health insurance marketplace to all residents, regardless of immigration status, ensuring more opportunites to access health and dental insurance. Interview by Chris B. Bennett. 

The Detroit Evening Report
Panel Discussion Explores Solutions to Michigan's Declining Population

The Detroit Evening Report

Play Episode Listen Later Nov 16, 2023 3:37


Bridge Michigan on Tuesday moderated a Virtual Statewide Discussion about potential solutions to and implications of the state's population struggles. Plus, the Michigan Department of Insurance and Financial Services is offering a series of virtual town hall events to help answer questions about open enrollment on the Health Insurance Marketplace. Do you have a community story we should tell? Let us know in an email at detroiteveningreport@wdet.org.

MidPoint from WMNF News
Get answers about open enrollment for the Affordable Care Act's health insurance marketplace

MidPoint from WMNF News

Play Episode Listen Later Nov 14, 2023


Information how navigators can help you choose the Obamacare plan that's best for you and if you are eligible for financial assistance.

WFYI News Now
Marketplace Open Enrollment, Indiana E-Cigarette Usage, INSOS Election Hotline, ABA Medicaid Rate Concerns, New Housing Project

WFYI News Now

Play Episode Listen Later Nov 1, 2023


Open enrollment for 2024 coverage on the Health Insurance Marketplace begins on Nov. 1. This year's open enrollment period is especially important for people who lost coverage due to Medicaid unwinding. A new report shows that e-cigarette use in Indiana has grown in recent years. Indiana Secretary of State Diego Morales has launched a text hotline where voters can get information and report issues about elections. Some Indiana lawmakers raised concerns about the proposed Medicaid reimbursement rate for a common behavioral treatment for people with autism. Providers say Applied Behavior Analysis therapy builds communication skills and addresses behavioral problems. A new housing project called Arnold Place will offer 33 townhouses for lower-income residents on Indianapolis' near northside. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily.  Subscribe to WFYI News Now wherever you get your podcasts. Today's episode of WFYI News Now was produced by Darian Benson, Abriana Herron, and Kendall Antron with support from Sarah Neal-Estes.

Virginia Public Radio
Virginia’s state-run health insurance marketplace is live for the first time

Virginia Public Radio

Play Episode Listen Later Nov 1, 2023


It’s been a decade since former President Barack Obama signed the Affordable Care Act. And now, as Michael Pope tells us, a Virginia-run market under the act is live for the first time.

ClearPath - Your Roadmap to Health and Wealth
Health Insurance Marketplace 2024 Explained

ClearPath - Your Roadmap to Health and Wealth

Play Episode Listen Later Oct 31, 2023 8:49


Marketplace Open Enrollment for health care insurance coverage is here through January 15, 2024, thus it's the perfect time to brush up on tips for picking the best health plan to meet your needs for 2024. Whether it's your first time enrolling, or you're a seasoned enrollee— we're here to break down the complex world of health insurance so you don't have to!See omnystudio.com/listener for privacy information.

The Charlie James Show Podcast
The Scam that is Insurance"

The Charlie James Show Podcast

Play Episode Listen Later Oct 17, 2023 1:00


The Scam that is Insurance" https://www.audacy.com/989word The Charlie James Show Listen on Spotify : https://spoti.fi/3MXOvGP Apple Podcasts: https://podcasts.apple.com/us/podcast/the-charlie-james-show-podcast/id1547262821 Follow us on Social Media Join our Live Stream Weekdays - 3pm to 7pm Facebook: https://www.facebook.com/989word Rumble: https://rumble.com/c/c-2031096 X: https://twitter.com/989word Instagram: https://www.instagram.com/989word/ "Red Meat, Greenville." 10/17/23

Your Moment of Trust
Healthcare Scams

Your Moment of Trust

Play Episode Listen Later Sep 29, 2023 4:26


A Podcast by BBB of the Tri-Counties A BIG thank you to Ayers Automotive Repairs in Santa Barbara for supporting this podcast. Welcome to this week's edition of Your Moment of Trust! Healthcare scams are as varied as just about any con out there. The fraudster often poses as a government authority to persuade you to provide personal information related to your Medicare or Medicaid account for identity theft. In other cases, the con artist is after your health insurance, Medicaid, or Medicare information to submit fraudulent medical charges. How the scam works: The scam typically starts with an email, text message, or phone call that appears to be from a government agency. Con artists use a variety of stories. In one common version, the “agent” tells you that he or she needs to update account information to send a new medical card. In another version, the scammer asks for your account number in exchange for free equipment or services. A third version involves a threatening robocall purporting to be from HealthCare.gov or the Health Insurance Marketplace. You're told you must buy health insurance or face a fine. Sure enough, you're soon asked to provide personal information. A more recent version has reported Medicare recipients receiving notices that new Medicare cards with microchips will be sent out and further verification is required. Tips to avoid this scam: ● Don't trust a name or number. Con artists use official-sounding names or mask their area codes by spoofing to make you trust them. Don't fall for it. ● Hang up and go to official websites. You can enroll or re-enroll in Medicare at Medicare.gov or a marketplace health plan at Healthcare.gov. ● Never share personally identifiable information with someone who has contacted you unsolicited, whether over the phone, by email, or on social media. This includes banking and credit card information, your birthdate, Social Security or Social Insurance number, and, of course, your health insurance number. ● Guard your government-issued numbers. Never offer your Medicare ID number, Social Security number, health plan info, or banking information to anyone you don't know. ● Know the signs. Medicare will never contact you via email, text message, or phone, asking you to verify personal information. Until next time!

Inside Health Care: Presented by NCQA
Inside Health Care #112: Patient Focus, Equity Lensing, and Next Steps for Long-Term Services and Supports

Inside Health Care: Presented by NCQA

Play Episode Listen Later Aug 16, 2023 48:38


In this episode of “Inside Health Care,” we talk digital transformation with a prominent medical informaticist. Then, we hear a conversation on NCQA's long-term services and supports programs, a.k.a. LTSS, from a long-time accredited managed care supporter.Dr. John Glaser is Executive in Residence at Harvard Medical School Executive Education. Previously he was Chief Executive Officer of Siemens Health Services. He is former Chair of the Global Agenda Council on Digital Health in the World Economic Forum, and former Senior Advisor to the Office of the National Coordinator for Health Information Technology. He's also a member of NCQA's Board of Directors.Dr. Glaser will also be at NCQA's second annual Health Innovation Summit in October 2023. In addition to helping open the Summit, he'll sit on a C-suite panel alongside NCQA President Peggy O'Kane and other industry leaders, discussing, among other things, the transition to a digital health ecosystem.Centene is the largest Medicaid Managed Care Organization in the U.S., as well as the largest carrier on the Health Insurance Marketplace.Nicole McLean is an accreditation manager for Centene, and she spends much of her time working with NCQA on our LTSS programs. But which services are included in LTSS? What could they be? Well, as Nicole will tell you, in order to evaluate which services and supports people need, you first have to learn about...the patient.Later in our Fast Facts segment, we observe August as National Immunization Awareness Month. First, we present some tips from the CDC for providers' offices on how to talk about vaccinations to young patients and their families. We also mention NCQA's HEDIS "Childhood Immunization Status" measure.

The Naked Parent podcast
"Hidden Secrets of Special Needs Parents - Heather Stone Downey"

The Naked Parent podcast

Play Episode Listen Later May 16, 2023 25:57


Heather Stone founded Stone Insurance in 2003, delivering insurance options that are tailored to each individual's needs. That same spirit of personalized care led to her becoming a special needs advocate and establishing Invisible Parent as a valued resource. Heather's passion for making health insurance both simple and understandable for all was ignited when her disabled son developed health problems at a young age. That drove her to focus on finding affordable health care solutions for all, whether through private insurers or public options such as Medicare and the Health Insurance Marketplace. "When my son Noah was first diagnosed as a child with a disability, the daily stress began. Over the next 20 years, I'd lay in bed wondering how I would fund a child with a lifelong disability. Questions without answers overwhelmed me. Do I save for his retirement or mine? Am I getting the best medical care for him? Would he ever drive, find love, make friends, or find a sense of independence? Why is it so hard to get help? What happens to him when I die? All too often, parents and caregivers are consumed with worry. As Noah transitioned into an adult, I wished I had worried less and enjoyed the journey more. With the proper support and the ability to let go of fear, Noah now lives his life to the fullest potential. Hope is at the center of our journey. My hope is that you will find it on yours." Are you still in shock that you are a parent of a special needs child? This show is for parents who are morning the loss of the life and child they thought they would have. For parents who are tired, lonely, and see no hope in sight? You will learn how to deal with your non-verbal child with a sensory processing disorder, seizures, meltdowns, haircuts, and family trips. Embark on a journey of consciousness, self-care & meditation. My name is Chad Ratliffe. I am a single father of 5 kids 6 years of age (8-14) and 2 with special needs. 5 years ago, in a nasty divorce, my depression led me to drug addiction and hopelessness. Today, I share with others a life I never imagined possible. Subscribe Now and take back control of your life   BOOK: https://amzn.to/3BsiNvZ FACEBOOK: https://www.facebook.com/profile.php?id=100009080968597 APPLE PODCAST: https://podcasts.apple.com/us/podcast/naked-parent-podcast/id1579108619 DONATE: https://www.patreon.com/thenakedparentpodcast BLOGPOST: https://roccoblu.kartra.com/page/ATk81  

UBC News World
Learn how to get free health insurance in Texas, Alabama, and Louisiana

UBC News World

Play Episode Listen Later May 10, 2023 3:12


Free health insurance is available For Individuals and families across the country through the Health Insurance Marketplace. Take advantage of free and reduced costs health insurance programs subsidized by the government. The "REAL" Insurance Lady 5760 Cullen Blvd, Houston, Texas 77021, United States Website https://www.therealinsurancelady.com/ Phone +1-713-367-1161 Email prc.pressagency@gmail.com

Alloutcoach Tim
NEW LOOK AT DECISION DRIVEN DATA ANALYTICS

Alloutcoach Tim

Play Episode Listen Later Apr 21, 2023 35:50


In this podcast episode Stefano Puntoni, PhD, Wharton Professor in Marketing, Behavioral Scientist, and a renowned, award-winning expert in Data Analytics, Economics, Brand Management, and Consumer Research, reveals his lessons and views on making stronger decisions as humans alone as well as together with AI and technology or data with purpose in an unpredictable world. He deconstructs the decision making process and explains why outcomes alone are irrelevant, providing real world examples from the perspectives of an individual business executive, organization, and a consumer. Most of his ongoing research investigates how new technology is changing consumption and society - a very timely subject today, and he speaks about the role of decision driven science in radically innovative companies as well as an exciting new research initiative at The Wharton School which will stimulate more insights on the relationship between new technology and consumer behaviors. 2:34 Inspiration to study both human behavior through marketing and data analytics 2:43 Early passion for architecture and enjoyment of applying both creativity and analytics using both sides of his brain at work 5:22 How the most innovative companies identify the unspoken needs 5:58 Difference between being market driven or market driving in radical innovation 9:03 Creating the bridge between the person who best understands the problem and one who understands the numbers 12:51 Unilever or Google are companies that are very advanced in combining domain experts with data scientists. Google is using consultative selling to improve their customer experience. 13:42 Ian Brown, Stanford Professor - "You can't judge decisions on outcomes alone" 14:15 How to make the best decisions most quickly and at the right time 17:01 How can we train our intuition to make better decisions? Einstein: "The intuitive mind is a sacred gift and the rational mind is a servant. We have created a society that honors the servant but has forgotten the gift". 21:20 Gird Gigerenzer: Intuition is instinctively knowing what to discard and what is not essential. 22:06 How do you utilize AI or technology to make the right decisions on determining your audience? 22:36 Why very few real advertisers who know how to really do it well and reproduce their results 26:44 Pharma case study of interpreting analytics from Medical Education programs delivered via social media 27:21 Problem-based learning in pharma is very effective - "WhatsApp" case studies in emergency care medicine 28:22 Story of an Ad Campaign with the right SEO algorithm for Health Insurance Marketplace that deceived and misled many patients in the U.S. 29:49 Tips for consumers can to make better decisions 31:36 How objective quality of marketed products relates to consumer reviews and prices 32:43 Stefano Puntoni is Co-Director with Bob Mayer of a new "Impact of Technology" research initiative at The Wharton School to promote and stimulate the impact of behavioral science work on technology across different industries

The Toby Gribben Show
Heather Stone

The Toby Gribben Show

Play Episode Listen Later Mar 31, 2023 16:22


Heather Stone founded Stone Insurance in 2003, delivering insurance options that are tailored to each individual's needs. That same spirit of personalized care led to her becoming a special needs advocate and establishing Invisible Parent as a valued resource.Heather's passion for making health insurance both simple and understandable for all was ignited when her disabled son developed health problems at a young age. That drove her to focus on finding affordable healthcare solutions for all, whether through private insurers or public options such as Medicare and the Health Insurance Marketplace.Over the years, Heather has fostered special needs children and discovered a void when it comes to their insurance and care options. Drawing on her presentation skills, humour, and subject matter expertise, she's a tireless advocate for differently abled children -- including those with autism.Her list of accolades runs long. Highlights include being a member of the Florida Legislative team for national health care, acting as a Certified Special Needs consultant, leading parent support groups, and a role as a contributor for both Kiplinger's financial magazine and Health Care News. In addition, Heather teamed with the city to start special needs school break camps for kids in middle school and high school, providing them with a safe place to learn and play.Heather doesn't define herself by her career, though. A loving wife and doting mother of five, she enjoys a variety of outside activities such as travelling and trying the latest in fine dining. Above all, though, her passion for leading political change that benefits people with disabilities and supports -- and recognizes -- the role that parents and caregivers play. Hosted on Acast. See acast.com/privacy for more information.

Quality Insights Podcast
Power 101.7 Interview with Mia

Quality Insights Podcast

Play Episode Play 29 sec Highlight Listen Later Mar 29, 2023 6:06


Join Mia from Quality Insights on Power 101.7 as she talks about Delaware Health Plan Connect and the Health Insurance Marketplace®. The Health Insurance Marketplace® is where people who don't have health insurance through a job, Medicare, Medicaid, the Children's Health Insurance Program (CHIP), or another source can apply for qualifying health coverage. Even though Open Enrollment for 2023 health insurance has passed, you may still be able to obtain coverage for 2023. You must have a qualifying life event. It doesn't cost anything to apply and only takes a few minutes. Let Quality Insights trained, certified staff help you for FREE! 

Dream Chasers Radio
They knew this would cause harm but they did it anyway! Interview with author Bryan Guilfoyle M.D.

Dream Chasers Radio

Play Episode Listen Later Mar 6, 2023 28:12


Amazon link When all aspects of a young physician's personal and professional lives are torn from him--his life knocked "off the rails"--he must first take ownership of the causes for his tribulations and only then seek to reestablish those aspects that provide purpose and meaning for the future. But accomplishing this is far more difficult than he ever thought possible. Rehabilitation, it turns out, requires more than breaking or escaping personal addictions. Suicide and substance abuse are at epidemic proportions in the USA today because spirituality has been "bleached out" of American culture. Twelve-step programs and behavioral therapy get us on our way. But fixing the hole in our hearts and ending despair and loneliness require accessing what most of us learned as children: the healing power of grace. We may only need a refresher course or perhaps more targeted teaching. Like a pioneer searching for a path over or through the Rocky Mountains to the Pacific Ocean and lush California farmlands back in the 1840s, this physician has--after ten long years--found a clear path to joyful mental health and steadfast sobriety. Come share this wonderful journey. And use the e-mail address included here to track your successes or merely compare notes with the author.

Hamilton County Ohio Social Service News
Medicaid and Marketplace Application Assistance Event, December 6th.

Hamilton County Ohio Social Service News

Play Episode Listen Later Nov 25, 2022


Obtaining medical insurance can be a complicated process, whether one is applying for private insurance or medicaid. Both the online portal for the Health Insurance Marketplace, as well as the online portal for Ohio Medicaid, can be difficult to navigate. People often need help with the process. Application assistance will Read More Shared by United Resource Connection November 24, 2022

ClearPath - Your Roadmap to Health and Wealth
Health Insurance Marketplace Explained 2023

ClearPath - Your Roadmap to Health and Wealth

Play Episode Listen Later Nov 15, 2022 16:12


Al Waller and Mihaela Vincze discuss the various types of insurance and options for the 2023 health insurance marketplace.See omnystudio.com/listener for privacy information.

Maine Calling
Information about open enrollment for Maine's health insurance marketplace

Maine Calling

Play Episode Listen Later Nov 7, 2022 50:26


Information about open enrollment for Maine's health insurance marketplace

Maine Calling
Information about open enrollment for Maine's health insurance marketplace

Maine Calling

Play Episode Listen Later Nov 1, 2022 50:26


Information about open enrollment for Maine's health insurance marketplace

Becker’s Payer Issues Podcast
UnitedHealthcare, Duke tussle + Apple eyes the health insurance marketplace and more

Becker’s Payer Issues Podcast

Play Episode Listen Later Oct 18, 2022 4:53


Tune in and learn about the latest news in the Payer industry.

The Overnightscape Underground
The Midnight Citizen 238: “Adventures in the Health Insurance Marketplace”

The Overnightscape Underground

Play Episode Listen Later Aug 7, 2022 86:42


1:26:42 — Join Mike in the studio on a Saturday night… …where he rejects the notion of having a mid-life crisis despite all the warning signs. If anything, with all the advances in modern medicine, he's having a quarter-life crisis. *Music Break: “Star Wars Saloon” by John Lopker (Album: “Spaceship Earth”; “Twenty-Five” by Delay 77 […]

Talk Recovery Radio
Bruce Rosenberg and Steven Hall

Talk Recovery Radio

Play Episode Listen Later Aug 5, 2022 53:27


Talk Recovery Radio This week on Talk Recovery Radio we have 2 amazing guests. First on the show we welcome Bruce Rosenberg, co founder of Rosenberg Law, Bruce has made a name for himself in the area of healthcare fraud litigation defense. Second on the show is Steven Hall, a person in long term recovery sharing his personal story of recovery from addiction. Catch it all on Facebook Live on Talk Recovery's Facebook page. About Bruce Rosenberg Bruce Rosenberg is a founding partner of Rosenberg Law, P.A. With over 30 years of experience litigating in New York and Florida, Mr. Rosenberg now concentrates his practice in healthcare regulatory compliance and civil racketeering litigation. He has successfully litigated a wide array of cases on behalf of healthcare professionals and businesses. Mr. Rosenberg also frequently advises other general practice and criminal attorneys on issues of corporate compliance, HIPAA privacy compliance, contracts, medical staff issues, and billing issues. Before specializing in healthcare law, Mr. Rosenberg represented insurance companies in subrogation cases and with defense issues. This experience allows him to serve healthcare providers more efficiently and effectively. His working knowledge includes complex commercial litigation, acquisitions, assignments, joint ventures, partnerships, civil defense of banking and leasing institutions as well as banking compliance. Mr. Rosenberg is an active member of the Sarasota Bar Association. He also currently serves on the Florida Bar Technology Committee. Rosenberg Law Socials Facebook | Twitter | Instagram | Website DRUG ADDICTION/SUBSTANCE ABUSE REHAB COVERAGE The Affordable Care Act (ACA) eliminated addiction from the list of preexisting conditions, thus ensuring health insurance coverage for alcohol and drug rehabilitation services; this is because the ACA sought to improve access to medical health services during a time of rising widespread mental health issues. The ACA classified addiction treatment as an "essential medical benefit". Pursuant to the ACA, insurance plans cover addiction evaluation and treatment medication, alcohol and drug testing, anti-craving medication, clinic and home health visits, family counseling, certain interventions, and medical detox programs. Plans obtainable through the Health Insurance Marketplace provide varying degrees of coverage for rehabilitation–60% for Bronze plans, 70% for Silver plans, 80% for Gold plans, and 90% for Platinum plans. As a result, the ACA makes addiction treatment more affordable and allows patients to select a greater range of rehabilitation services. However, inpatient programs may be excluded by ACA/public plans. Since the passage of the ACA, private plans offer varying levels of coverage for rehabilitation. State laws that regulate private plans typically require insurance providers to cover substance abuse treatment and other mental health rehab services. Though costlier than public insurance, private insurance ordinarily provides more options for treatment coverage than public plans, especially for alcohol and drug addiction rehab. However, some private plans do not cover substance abuse rehab, which makes public plans more favorable in those circumstances. Note that the difference between drug addiction and substance abuse–substance abuse is using a substance in a way not intended or more often/in higher amounts than necessary, while addiction is a chronic illness in which a person experiences neurochemical changes causing psychological dependence on a drug. OFF-LABEL PRESCRIPTIONS Insurance companies can sometimes deny coverage when physicians prescribe drugs–this occurs when the prescription is for an ailment omitted from the label, meaning that though the drug treats the ailment for which the drug has been prescribed, the drug was not specifically approved for treating said ailment. Although the practice of off-label prescriptions is lawful and happens all the time, insurance providers deny coverage, except in limited circumstances where physicians provide convincing peer-reviewed research in favor of their prescription. Even in cases where a physician can convincingly provide backing for the off-label prescription, insurance companies may deny coverage at their discretion. Steven's Personal Story Steven made his way down from the West Kootenays to a residential treatment center in the lower mainland, he completed a 12-step based program which was 60 days in duration. Once he completed the program, he began to volunteer at the treatment facility and today is an employee there. His own experience and struggles with addiction and mental health, coupled with working in the field, has given Steven fresh perspectives on the impact addiction has had on his community, friends, family, and himself. By entering recovery, Steven was able to stabilize on medications, receive counselling and build a strong support network of friends and professionals that help him daily to overcome his own struggles. Steven is a strong believer that there is hope in recovery and a strong community of like-minded individuals can bring a solution to British Columbia's growing substance   misuse epidemic and overdose crisis. By creating more safe spaces in our community that provide access to professional mental and physical health care services, Steven believes everyone is capable and worth recovery from addiction.

#WakeUpCLT To Go
'Equal Protection at Conception' Act would ban almost all abortions in South Carolina: Wednesday, June 29

#WakeUpCLT To Go

Play Episode Listen Later Jun 29, 2022 1:42


A new bill introduced in the South Carolina Senate seeks to ban abortions with few exceptions, going even further than the new Fetal Heartbeat Act that took effect Monday. The "Equal Protection at Conception - No Exceptions" act would outlaw abortions at any stage of pregnancy unless the mother's life is at risk. It was introduced by Sen. Richard Cash of Anderson County, as some state lawmakers consider even stricter limits on abortion in South Carolina. Protesters flooded the State House Tuesday to voice their opposition to the Fetal Heartbeat Act, which outlaws most abortions to six weeks, before most women even realize they're pregnant. South Carolina previously allowed abortions from 20 weeks of pregnancy before the law, previously blocked by a federal court, took effect Monday. The law does allow exceptions due to rape and incest if the fetus is less than 20 weeks along, and in cases to save the mother's life.READ MORE: https://www.wcnc.com/article/news/politics/south-carolina-fetal-heartbeat-abortion-ban-protest-columbia-roe-v-wade-overturned/275-0dbf4d51-9020-4db2-9308-273379ba9f38Legal advocates in Mecklenburg County are pushing for the state to expand Medicaid sooner, rather than later.Douglas Sea, senior attorney and senior program manager at the Charlotte Center for Legal Advocacy, said there's currently a coverage gap in North Carolina that leaves thousands without access to health insurance. He says it's because their income is too high to qualify for Medicaid, but too low for coverage through the federal Health Insurance Marketplace.Sea said expanding Medicaid in the state would add about 600,000 people to the health care program who don't have access to coverage.READ MORE: https://www.wcnc.com/article/news/health/medicaid-expansion-north-carolina-health-law-politics-news-regional-state/275-8e9cbdff-efea-4d55-a4c8-2b738c5212afWatch Wake Up Charlotte each weekday morning from 4:30 to 7 a.m. on WCNC Charlotte, and as always, join the conversation on social media using #WakeUpCLT! 

#WakeUpCLT To Go
'Equal Protection at Conception' Act would ban almost all abortions in South Carolina: Wednesday, June 29

#WakeUpCLT To Go

Play Episode Listen Later Jun 29, 2022 1:42


A new bill introduced in the South Carolina Senate seeks to ban abortions with few exceptions, going even further than the new Fetal Heartbeat Act that took effect Monday.  The "Equal Protection at Conception - No Exceptions" act would outlaw abortions at any stage of pregnancy unless the mother's life is at risk. It was introduced by Sen. Richard Cash of Anderson County, as some state lawmakers consider even stricter limits on abortion in South Carolina.  Protesters flooded the State House Tuesday to voice their opposition to the Fetal Heartbeat Act, which outlaws most abortions to six weeks, before most women even realize they're pregnant.  South Carolina previously allowed abortions from 20 weeks of pregnancy before the law, previously blocked by a federal court, took effect Monday. The law does allow exceptions due to rape and incest if the fetus is less than 20 weeks along, and in cases to save the mother's life. READ MORE: https://www.wcnc.com/article/news/politics/south-carolina-fetal-heartbeat-abortion-ban-protest-columbia-roe-v-wade-overturned/275-0dbf4d51-9020-4db2-9308-273379ba9f38 Legal advocates in Mecklenburg County are pushing for the state to expand Medicaid sooner, rather than later. Douglas Sea, senior attorney and senior program manager at the Charlotte Center for Legal Advocacy, said there's currently a coverage gap in North Carolina that leaves thousands without access to health insurance. He says it's because their income is too high to qualify for Medicaid, but too low for coverage through the federal Health Insurance Marketplace. Sea said expanding Medicaid in the state would add about 600,000 people to the health care program who don't have access to coverage. READ MORE: https://www.wcnc.com/article/news/health/medicaid-expansion-north-carolina-health-law-politics-news-regional-state/275-8e9cbdff-efea-4d55-a4c8-2b738c5212af Watch Wake Up Charlotte each weekday morning from 4:30 to 7 a.m. on WCNC Charlotte, and as always, join the conversation on social media using #WakeUpCLT! 

Health Talks
"Open Enrollment for the Health Insurance Marketplace"

Health Talks

Play Episode Listen Later May 12, 2022 30:39


Brenda Delgado from the Centers for Medicare & Medicaid Services (CMS) talks about “Open Enrollment” and what that means for communities across Illinois. Open Enrollment is the time of year when those who are uninsured or already have a plan through the Health Insurance Marketplace can shop for plans. We explore how easy it is to find quality, affordable healthcare in Illinois.

The Capitol Pressroom
New York's health insurance marketplace open for business

The Capitol Pressroom

Play Episode Listen Later Jan 21, 2022 12:29


Jan. 21, 2022 - New Yorkers can continue to purchase health insurance through the state's marketplace, as the result of an expanded shopping window intended to increase coverage during the pandemic. NY State of Health Executive Director Danielle Holahan explains the plans that are available and incentives to get coverage.

The CIO Whisperers
Fostering a Strong Culture - with Mark Brooks, CIO at Centene Corporation

The CIO Whisperers

Play Episode Listen Later Dec 15, 2021 46:39


Today we are excited to feature Mark Brooks, Executive Vice President and Chief Information Officer at Centene Corporation, a Fortune 24, $125 billion dollar company with 68,000 employees. Centene is a diversified, multi-national healthcare enterprise with the core philosophy that healthcare is best delivered locally. They are the #1 carrier in the Health Insurance Marketplace, serving 1 in 15 Americans across all 50 states.Mark was recognized last week as the St. Louis Leadership CIO of the Year ORBIE Award winner. Listen in as CIO Whisperers' host Dan Roberts unpacks Mark's leadership philosophies, his answer the call moments, and how he fosters great culture. As we have been taught by the late Peter Drucker, “Culture eats Strategy for Breakfast”. Tune in until the end to hear David Alexander's Thought Leadership Moment with NY Times best-selling author Liz Wiseman.Credits:Guest - Mark BrooksHost - Dan RobertsCo-Host - David AlexanderProduced and distributed by - Social OriginJoin the Tech4Good Movement! Would you like to underwrite a scholarship to the TechLX leadership program for your favorite non-profit? Join the movement by contacting Amanda Smith at asmith@ouellette-online.com.

ClearPath - Your Roadmap to Health and Wealth

The team talks about the importance of health insurance, which types to be aware of, and the Health Insurance Marketplace. This podcast is produced by Transamerica Institute with assistance from WYPR. See omnystudio.com/listener for privacy information.

Kalamazoo Mornings With Ken Lanphear
Health Insurance Marketplace Open Enrollment period, now through January 15, 2022

Kalamazoo Mornings With Ken Lanphear

Play Episode Listen Later Nov 5, 2021 4:23


Ken talks with Anita Fox, Director, Michigan Department of Insurance and Financial Services See omnystudio.com/listener for privacy information.

Maine Calling
What to know about Maine's new health insurance marketplace

Maine Calling

Play Episode Listen Later Nov 3, 2021 52:54


What to know about Maine's new health insurance marketplace

Maine Calling
What to know about Maine's new health insurance marketplace

Maine Calling

Play Episode Listen Later Nov 3, 2021 52:54


What to know about Maine's new health insurance marketplace

Imagine That
Navigating the Healthcare Landscape | Episode 16

Imagine That

Play Episode Listen Later Sep 9, 2021 27:42 Transcription Available


Choosing the right healthcare plan can be difficult, but the alternative — not having the right health plan can be much more costly. Join host and Partner of Confluence Financial Partners, Greg Weimer, as he interviews health insurance sales manager Bret Semonian on navigating your healthcare choices — whether you're selecting an employer-sponsored plan, buying individual coverage through the Health Insurance Marketplace, or trying to understand your Medicare options. Find out about so-called “donut hole” gaps in Medicare drug coverage, learn about Pennie, PA's state-sponsored health insurance program, and get helpful tips to avoid common pitfalls in choosing a health plan. If you or a loved one is wondering where to start with evaluating your healthcare options, this is the place.SOURCES1) Congressional Research Service, 20212) Business Insider, as cited by PolicyAdvice.net3) Kaiser Family Foundation, Employer Health Benefits Survey, 20193) Kaiser Family Foundation, 20194) The Balance, 2021

The Indicator from Planet Money
Confusion In The Health Insurance Marketplace

The Indicator from Planet Money

Play Episode Listen Later May 4, 2021 9:55


Millions of Americans are eligible for huge savings on health insurance due to Biden's stimulus plan, but many haven't taken up the offer. Why is it so hard to give people a break on health insurance?

Medicare For The Lazy Man Podcast
Ep. 165 - What has distorted and perverted the health insurance marketplace?

Medicare For The Lazy Man Podcast

Play Episode Listen Later Apr 4, 2021 28:35


Why Obamacare, of course, as I explain in answer to a question from the MLM mailbag! When it was a free market everyone paid less. We'll get there at minute 14 after I describe one of the three evenings I spent hanging around with The Beatles. Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com Send questions & love notes: DBJ@MLMMailbag.com

Montana Public Radio News
Federal Health Insurance Marketplace Can Help You Get Health Coverage

Montana Public Radio News

Play Episode Listen Later Jan 29, 2021 1:02


President Joe Biden’s administration will open up the federal health insurance market next month. The special sign-up window is aimed at those who lost employer-provided health coverage throughout the COVID-19 pandemic.

CU Succeed with Veridian
Navigating the Health Insurance Marketplace

CU Succeed with Veridian

Play Episode Play 32 sec Highlight Listen Later Nov 9, 2020 17:18


In this episode we sit down with Todd Cooper, Health Insurance Specialist with Veridian Insurance. He is here to help you navigate your insurance needs. The health insurance marketplace has open enrollment November 1 - December 15. To learn more visit us at veridiancu.org/insurance. Episode recorded 10/22/2020.

friends on FIRE
#038 | 6 Steps to deal with a job loss or furlough

friends on FIRE

Play Episode Listen Later May 21, 2020 29:03


We discuss our difficult day at work where a major furlough, a temporary leave, impacted the employees.  We also share our thoughts on the current economic environment that is causing such massive unemployment situations and provide some advice on how to handle losing your job or being furloughed.  It’s first important that you get as much info as you can. Understand what’s happening, understand your options. Make a plan! Read everything your company gives you!  Read it twice.6 Steps to deal with a job loss or furlough:Step 1: Accept it emotionally. 40M+ people are unemployed. It’s not your fault and we’re all in this together. Things will get better. But ground yourself with the worst case scenario.Step 2: Listen to our episode on living like you lost your job, #22.Build the emergency fund---nowStop spending money---nowReevaluate all your lifestyle commitments--nowStep 3: File for unemployment insurance.Unemployment insurance is an employer tax that pays you a benefit if you are unemployed. The benefits can range from $200-$550 a week. And can last up to 26 weeks. The federal government has expanded these benefits to include situations like furloughs and reduced hours.. Step 4: Request mortgage forbearance if you can’t pay.Forbearance is when your mortgage servicer lets you pause your payments for a short period of time. This is not forgiveness of the payment. At the end of the period, you’ll still owe those payments but the repayment plan varies by provider.Step 5: Extend your medical insuranceYour employer might provide benefits coverage for a period of time, if not, you can pay for it yourself through COBRA: the Consolidated Omnibus Budget Reconciliation Act of 1985.You're eligible to keep your health coverage for up to 18 months. It will be expensive, as your employer was subsidizing this before, but it might be your only optionOr get on your partner’s insurance. This qualifies as a life event and you can sign up outside the enrollment period.Or sign up for the Affordable Care Act, the Health Insurance Marketplace. Obamacare.Step 6: Prep for another jobIf you’re furloughed, hours cut temp, etc. really make a calculated decision on what you need to do for your own personal situation.  If you’re confident you’ll be able to return to your company soon and you can afford the reduced pay for a while, then ride it out.  If you’re worried you won’t return and you need a full-salary paying job ASAP, then start looking.  It will be tough to find a new job. But that doesn’t mean you shouldn’t try. Job hunting is a skill based on experience, so start building that experience now.  Don’t get discouraged, and keep at it!Update your resume.Update linkedin.Connect with your networkApply for jobs.Our top 3 takeaways for this episode:This isn’t your faultUse this time to cut your spending and reevaluate your lifestyle and all related expenses.Take advantage of government programs like increased unemployment and mortgage forbearance.---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie’s Blog: Mostly Minimal LifeMike’s Book: Your New Relationship with Money

Learn@50+ Podcast Series
Navigating the Health Insurance Marketplace - 2019

Learn@50+ Podcast Series

Play Episode Listen Later Jan 17, 2020 39:35


Open enrollment time for the health insurance marketplace is November 1 – December 15. Now is the time to understand your options and find coverage that meets your needs, but it can be hard to navigate. We’re here to help!

Health Care Rounds
#68: Our Take, August 26, 2019

Health Care Rounds

Play Episode Listen Later Aug 26, 2019 10:18


In today’s Our Take read-in, here’s our lead story: Good Neighbor Pharmacy tops the list of chain drugstores in customer satisfaction, according to a new survey by J.D. Power and Associates. The network of independent pharmacies received the highest overall score among brick-and-mortar chain store pharmacies, with a score of 914 out of 1,000 possible points, followed by Health Mart (893), Rite Aid Pharmacy (865), Walgreens (840), and CVS (834). To sign up for the weekly email brief, click here. Note that we’re not uploading a read-in next week due to the Labor Day holiday. Other briefs include: CMS announced that quality star ratings for qualified health plans offered on the Health Insurance Marketplace will be available in 2020. Signify Health and Remedy Partners signed a definitive agreement to merge. SSM Health formed a joint venture with Denver-based Paladina Health to offer direct-to-employer primary care in the St. Louis area. Three new drug approvals for AbbVie, Genentech, and Nabriva Therapeutics. About Darwin Research Group Darwin Research Group Inc. provides advanced market intelligence and in-depth customer insights to health care executives, with a strategic focus on health care delivery systems and the global shift toward value-based care. Darwin’s client list includes forward-thinking biopharmaceutical and medical device companies, as well as health care providers, private equity, and venture capital firms. The company was founded in 2010 as Darwin Advisory Partners, LLC and is headquartered in Scottsdale, Ariz. with a satellite office in Princeton, N.J.

Learn@50+ Podcast Series
Health Insurance Marketplace Part 2

Learn@50+ Podcast Series

Play Episode Listen Later Jun 3, 2019 12:39


Health Insurance Marketplace Part 2 by AARP Programs

Plenary Session
1.31 Ketogenic Diet, COMET-1 and COMET-2, the Health Insurance Marketplace with Dr. Jane Zhu

Plenary Session

Play Episode Listen Later Dec 26, 2018 95:03


We begin this episode with a discussion of Dr. Mukherjee's ongoing study combining a ketogenic diet with PI3 kinase inhibition. We continue with a take on a recent reanalysis of COMET-1 and COMET-2, two failed randomized controlled trials of cabozantinib versus prednisone or mitoxantrone-prednisone in metastatic castration-resistant prostate cancer. We end with an interview on instabilities in the health insurance marketplace with Dr. Jane Zhu of OHSU, an expert in the Affordable Care Act. Keto diet + PI3 kinase: https://www.nytimes.com/2018/12/05/magazine/its-time-to-study-whether-eating-particular-diets-can-help-heal-us.html COMET-1: http://doi.org/10.1200/jco.2015.65.5597 COMET-2: https://doi.org/10.1016/j.eururo.2018.11.033 Back us on Patreon! https://www.patreon.com/plenarysession

People Processes
How to calculate if you are an Applicable Large Employer under the ACA

People Processes

Play Episode Listen Later Jun 25, 2018 7:38


You are an applicable large employer if you averaged at least 50 full-time employees, including full-time equivalent employees, during the prior calendar year. ALEs are subject to information reporting and the employer shared responsibility provisions. Steps to determine your status as an ALE 1.Determine how many full-time employees you had each month of the prior calendar year. Under the ACA, a full-time employee for any calendar month is one who has, on average, at least 30 hours of service per week, or at least 130 hours per calendar month. There are exceptions for seasonal workers and employees with medical coverage under TRICARE or the Department of Veterans Affairs. 2.Determine how many full-time equivalent employees you had each month of the prior calendar year. Todo this, combine the number of hours of service of all non-full-time employees for the month –and divide that total by 120. Make sure you do not include more than 120 hours of service per employee. The same exceptions above for seasonal workers and workers with coverage under TRICARE or the Department of Veterans Affairs apply when determining the number of full-time equivalent employees. 3.For each calendar month, add your full-time and full-time equivalent employees for a monthly total. Add the monthly totals. Divide the sum of the monthly totals by 12. If the result is 50 or more employees, you are an ALE. The law treats employers in an aggregated group as a single employer for determining ALE status. You are part of an aggregated group if you have a certain level of common ownership or are otherwise related to other employers. These employers must add together all full-time employees of the aggregated group, including full-time equivalent employees, to determine the status of the combined group of employers as an ALE. Generally each individual ALE member is responsible for its own employer shared responsibility payment. Responsibilities for applicable large employers ALEs are subject to information reporting requirements and generally use Forms 1094-C and Forms 1095-C to report information to the IRS and their employees about the coverage offered. Employers that sponsor self-insured group health plans have additional information reporting requirements as a coverage provider. ALEs also are subject to the employer shared responsibility payment provisions. You may have to make a shared responsibility payment if at least one full-time employee receives the premium tax credit for purchasing individual coverage through the Health Insurance Marketplace and you: • failed to offer coverage to at least 95 percent of full-time employees and their dependents, or • offered coverage to at least 95 percent of full-time employees but not to the particular full-time employee receiving the credit (one of the 5 percent), or •offered coverage that was not affordable, •offered coverage that did not provide a minimum level of coverage. The Shared Responsibility payment amount vary from about $3,000 per employee who got a credit on the exchange, to $2500 for each and every employee you did not offer coverage to who should have been offered.

Frankly Speaking About Cancer with the Cancer Support Community
A Guide to Navigating the 2017 Open Enrollment Period When You Have Cancer

Frankly Speaking About Cancer with the Cancer Support Community

Play Episode Listen Later Jan 17, 2017 61:31


The 2017 open enrollment period for health insurance through your state's Health Insurance Marketplace began on Tuesday, November 1 and will be coming to a close in just 2 weeks. For anyone who is at risk for cancer, living with cancer or is a cancer survivor, there are many health care needs that must be considered when looking for a new or different health insurance plan. On this episode of Frankly Speaking About Cancer we will discuss what you need to know to navigate your state's Marketplace as well as tips and resources to help you select a health insurance plan that best meets your unique health needs.

HR Solved
Current Health Insurance Marketplace & Employer Strategies

HR Solved

Play Episode Listen Later Nov 15, 2016 9:46


The current health insurance marketplace can be difficult to understand and navigate, especially since it seems to always be changing from year to year. Mike Ward at Insight Performance discusses how employers can develop successful strategies in this podcast.

DST RADIO
2016 Health Insurance Marketplace Updates – What you need to know

DST RADIO

Play Episode Listen Later Jun 8, 2016 18:00


Earlier this year HHS released guidance on new regulations related to the Health Insurance Marketplace.  Listen as Stephanie Leftwich, Director of Health Insurance Marketplace Strategy at DST Health Solutions helps you understand these regulations in order to gain a strategic business advantage.  Let us help you master these complexities of the Health Insurance Marketplace.  The following areas will be reviewed during this discussion: Standard Plan Design Network Adequacy Rate Review Risk Adjustment Eligibility and Enrollment

Mr.Jose
your weekly address-20160123

Mr.Jose

Play Episode Listen Later Jan 25, 2016 3:00


关键词/Key words: Health insuranceHi, everybody. When I took office seven years ago this week, more than 15% of Americans went without health insurance. For folks who did have coverage, insurance companies could deny you coverage or charge you more just because you’d been sick. And too many Americans gave up their dreams of changing jobs or going back to school because they couldn’t risk giving up their employer-based insurance plan. We’ve changed that. As the Affordable Care Act has taken effect, nearly 18 million Americans have gained coverage. In fact, for the first time ever, more than 90 percent of Americans are covered. Up to 129 million Americans with pre-existing conditions can no longer be denied coverage or be charged more just because they’ve been sick. 137 million Americans with private insurance are now guaranteed preventive care coverage. We’ve done all this while cutting our deficits and keeping health care inflation to its lowest levels in fifty years. And we’ve begun filling the gaps in employer-based care so that when we change jobs, lose a job, go back to school, or start that new business, we can still get coverage. If you want to know how important that is, just ask an American like Heather Bragg. Heather’s a small business owner in Bluffton, South Carolina. Last year, she wrote me a letter and told me how, for years, her family had depended on her husband’s job for their insurance. But thanks to the Affordable Care Act, her husband Mike had the freedom to switch jobs and join Heather at the small business she’d launched a few years ago. Through the Health Insurance Marketplace, they found better coverage that actually saved them hundreds of dollars a month. Today, Heather only pays about ten dollars for the asthma inhaler she needs. “For the first time,” Heather wrote, “we’re not living paycheck to paycheck; we’re able to pay our bills and put some money back into savings.” And because Mike doesn’t have to work nights or weekends anymore, he can coach their son’s soccer team and tuck the kids in at night. And you can’t put a price on something like that. If you haven’t looked at your new coverage options, you’ve still got time to get covered on the Health Insurance Marketplace for 2016. You have until January 31 – next Sunday – to enroll. Just go to HealthCare.gov, CuidadoDeSalud.gov, or call 1-800-318-2596. Most folks buying a plan on the Marketplace can find an option that costs less than $75 a month. Even if you already have insurance, take a few minutes to shop around. In fact, consumers who switched to a new plan for 2016 ended up saving an average of more than $500. That’s what the Affordable Care Act did. This is health care in America today. Affordable, portable security for you and your loved ones. It’s making a difference for millions of Americans every day. And it’s only going to get better. Thanks, and have a great weekend.

Mr.Jose
your weekly address-20151107

Mr.Jose

Play Episode Listen Later Dec 2, 2015 3:31


Hi, everybody. For decades, too many working Americans went without the security of health insurance -- and their financial well-being suffered because of it. We’ve begun to change that. As the Affordable Care Act has taken effect, we’ve covered 17.6 million Americans. Since 2010, the uninsured rate has decreased by 45%. And for the first time, more than 90% of Americans are covered. If you haven’t gotten covered yet, or if you care about someone who hasn’t gotten covered yet, now’s your chance. It’s open enrollment season for the Health Insurance Marketplace. What that means is, with a few clicks on HealthCare.gov, you’ll find private insurance companies competing for your business. You can compare plans and choose the one that’s right for your family. In fact, most Americans will find an option that costs less than $75 a month. Even if you already have insurance through the Marketplace, check it out. Shopping around can save you a lot of money -- last year, consumers who shopped saved almost $400. Take the story of a man named Phil Viso, who emailed me earlier this year. Phil’s a software developer from my hometown of Chicago. Last winter, he had an idea for a new app and decided to start his own company. And that can be scary when you need to get your own insurance. But Phil logged on to HealthCare.gov, answered a few questions, picked a plan, and even found out he was eligible for a tax credit that saved him money. Here’s what he wrote: “I’m still sort of in shock about how great the experience of signing up for health care was…I will have a lot to worry about over the course of the year as I try to get my app released, but thankfully, good health care will not be one of those worries.” After he sent me that email, Phil ended up getting a new and better job anyway. But that’s the whole point of health insurance. Peace of mind. And under the Affordable Care Act, if you want to change jobs, go back to school, or chase that new idea, you can do it without worrying about going broke if you get sick. If you’ve got a pre-existing condition -- diabetes or cancer or heartburn or a heart attack -- you can no longer be charged more or denied coverage. You can no longer be charged more just for being a woman. And preventive care like checkups and immunizations now come with no additional out-of-pocket costs. What we’re talking about is no longer just a law, and it's certainly not the myths and scare tactics that the cynics have peddled our way for years. This is reality. This is health care in America. And the bottom line is, Americans like it. They’re happy with their plans and their premiums. So join them. Give it a shot. Check out HealthCare.gov, CuidadoDeSalud.gov, or call 1-800-318-2596 to find a plan that’s right for you or someone you care about. And by the way -- if you live in one of the 20 cities participating in our Healthy Communities Challenge, I want to see how many of your neighbors you can get signed up. I’ll come visit the city that enrolls the highest percentage of folks who aren’t covered right now. That’s a promise. After all, this country is at its best when we look out for each other. And together, we can help more Americans get the security that they and their families deserve. Thanks everybody. Have a great weekend.

Frankly Speaking About Cancer with the Cancer Support Community
Navigating the Open Enrollment Period for Health Insurance

Frankly Speaking About Cancer with the Cancer Support Community

Play Episode Listen Later Jan 6, 2015 56:36


Saturday, November 15 marked the first day of the 2015 open enrollment period for health insurance in your state's Health Insurance Marketplace or Exchange. This period ends on February 15, 2015. For anyone who is at risk for cancer, living with cancer or is a cancer survivor, there are certain things to consider when looking for a new plan or looking to change plans. Joining guest host Linda House to discuss what you need to know to navigate this year's open enrollment plan are guests Monica Bryant of Triage Cancer and Elizabeth Hoffler of the Prevent Cancer Foundation.

Healthcare What?
004 Healthcare What? – Benefit Details

Healthcare What?

Play Episode Listen Later Jul 25, 2014 26:16


Key Concepts In Network Out of Network Deductible Copay Coinsurance Out of Pocket Maximum Lifetime Maximum The Affordable Care Act ensures health plans offered in the individual and small group markets, both inside and outside of the Health Insurance Marketplace, offer a comprehensive package of items and services, known as essential health benefits. Essential health […]

Battleground Wisconsin
Media Call - Report Release: Racing to Create Jobs

Battleground Wisconsin

Play Episode Listen Later Mar 20, 2014 11:06


Report Release: Racing to Create Jobs Thursday Media Call on how the final push for health care enrollment can create thousands of jobs in Wisconsin. Statewide: On Thursday Citizen Action of Wisconsin will release a new report on a media call on how enrollment in Healthcare.gov can promote the creation of thousands of private sector jobs. Tax credits available to citizens to help purchase coverage represent untapped federal resources to create jobs in Wisconsin. With the countdown until the end of Open Enrollment in the Health Insurance Marketplace on March 31st, Wisconsin only has a short window to enroll citizens and create new jobs. Joining the call to discuss the implications of the findings will be State Senator Dave Hansen and State Representative Mandela Barnes. This report includes estimates of how many people need be enrolled per job created, as well as regional breakdown of how many jobs could be created. The report finds that promoting enrollment in the Affordable Care Act is a potent strategy for creating jobs in Wisconsin.

Talk! with Audrey
BERTRAM SCOTT, President & CEO, Affinity Health Plan, Bronx, NYC— THE HEALTH INSURANCE MARKETPLACE EXPLAINED: WHAT YOU NEED TO KNOW

Talk! with Audrey

Play Episode Listen Later Oct 16, 2013 20:32


This week on TALK! with AUDREY:BERTRAM SCOTT, President & CEO, Affinity Health Plan, Bronx, NYC is my guest. On October 1, the New York State Health Plan Marketplace opened under the Affordable Care Act and with 16 health insurers to choose from, understanding the differences between plan options will be critical to New York families. We talk about what every you need to know about navigating the health insurance marketplace.

Talk! with Audrey
BERTRAM SCOTT, President & CEO, Affinity Health Plan, Bronx, NYC— THE HEALTH INSURANCE MARKETPLACE EXPLAINED: WHAT YOU NEED TO KNOW

Talk! with Audrey

Play Episode Listen Later Oct 16, 2013 20:32


This week on TALK! with AUDREY:BERTRAM SCOTT, President & CEO, Affinity Health Plan, Bronx, NYC is my guest. On October 1, the New York State Health Plan Marketplace opened under the Affordable Care Act and with 16 health insurers to choose from, understanding the differences between plan options will be critical to New York families. We talk about what every you need to know about navigating the health insurance marketplace.

Kalalloo Radio
How to get health Insurance

Kalalloo Radio

Play Episode Listen Later Sep 23, 2013 58:00


How to get health insurance? - Understanding the Affordable Care Act. Learn how to enroll and shop the Health Insurance Marketplace/Exchange at http://onhealth.us/ and Watch The Health Channel for all of your health and medical needs and information.

Congressional Dish
CD044: Pretend to Defund ObamaCare

Congressional Dish

Play Episode Listen Later Sep 21, 2013 31:19


This week the House of Representatives passed a government funding bill that allegedly "defunds ObamaCare" but... not really. They also tried to cut food stamps, push nuclear power, exempt mining from environmental regulations, and more... Links to Information in This Episode Intro and Exit Music: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio) Music: And the Good News Is by Sean Patrick McGraw (found on Music Alley by mevio) Music: I See Trouble Comin' by Scott DeCarlo (found on Music Alley by mevio) Bills Discussed in this Episode Continuing Resolution (H.J. Res. 59) for 2014, the bill that funds the government until December 15, 2013 and supposedly "defunds ObamaCare". H.R. 3102: "Nutrition Reform and Work Opportunity Act", the bill the cuts food stamps by $40 billion. H.R. 1410: "Keep the Promise Act", the bill that stops construction of a casino near the Arizona Cardinals' football stadium. S. 793: "Organization of American States Revitalization and Reform Act", the bill that promotes the OAS as the main diplomatic group in Latin America and prevents the U.S. from funding over 50% of the OAS. H.R. 761: "National Strategic and Critical Minerals Production Act", the bill that changes the definition of "infrastructure" to include mining projects and exempts them from environmental regulations. Congressional Dish episodes that detailed the Continuing Resolution for 2013, the provisions of which are extended in the Continuing Resolution for 2014: CD019: Continuing Resolution, Part 1 CD020: Continuing Resolution, Part 2 CD021: Trailblazer vs. Thinthread (the first half) "Wonkbook: Shutting down the government won’t stop Obamacare. It might even help it." by Ezra Klein and Evan Soltas, September 20, 2013, Washington Post blog "New resources available to help consumers navigate the Health Insurance Marketplace", U.S. Department of Health & Human Services press release, August 15, 2013. Indian Tribes Get Obama Casino Support That Bush Blocked by Julie Bykowicz, Bloomberg, September 17, 2013. Trent Franks' (author of H.R. 1410, the casino bill) #10 largest contributor in the last election was Akin Gump, the lobbying firm that represented the wealthy Gila River Indian Community - current casino owners- in lawsuits attempting to shut down the new casino. The Council on Foreign Relations background information page on the Organization of American States. Buy the Shock Doctrine & support Congressional Dish CD003: The Free Market vs. US Representatives Quoted in This Episode Rep. Raul Grijalva of Arizona