Nesbit Agencies

Umbrella insurance is simultaneously an important topic to understand and a topic which most people don’t even know exists. You can think of umbrella insurance as additional liability insurance. It is ultimately meant to protect you against major lawsuits and claims and to help protect both yourself and your assets.So what is umbrella insurance?

In a world where, by 2020, it is projected that gig workers will comprise almost half of the labor force in the United States, personal risk is at an all-time high. Gig workers have a bad tendency to not only be uninsured but also underestimate their own risk. So, what should gig workers do?

One undeniable aspect of the American healthcare industry is the dramatic difference between insurance markets from state to state. Minnesota, thus far, has been one of the best examples of a healthcare market that bucks the national trends. Recent developments and policies looming on the horizon, however, could be well on the way to nullifying the quirks that make the Minnesota healthcare system what it is today.

Navigating the healthcare landscape isn’t easy. In this episode we cover the two different parts of medicare, and why it can be to your advantage to delay enrollment in one or both of them if you already have insurance coverage.

This month we're talking about the two ways that water damage that can occur in your basement, how to alleviate the problem, and how to prevent it from happening to you.

This month we're talking about workplace safety, getting a risk consultation and managing risks in the workplace.

This month we delve into current healthcare reform, the ACA, and what you, as a business owner, need to know about all of it.