Podcasts about Liability

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Best podcasts about Liability

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Latest podcast episodes about Liability

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Why Managing to Strengths Beats Managing to Tasks with Laura Lee Jones | Ep #927

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Aug 26, 2026 26:38


Would you like to learn how to accelerate your agency growth ?  https://www.agencymastery360.com/training What if your biggest growth bottleneck isn't your team—but how you're leading them? Laura Lee Jones built Lion Share Marketing into a 45-person healthcare agency with an extraordinary retention record by focusing on people before processes. Rather than forcing employees into predefined roles, she learned to build roles around their natural strengths, creating an environment where team members stay for decades, leaders stay in their zone of genius, and the business continues to grow profitably. In this episode, Laura shares how shifting from task management to strength-based leadership transformed her culture, why founder role clarity drives long-term growth, and why profit—not revenue—is the metric that ultimately matters. What You'll Learn Why treating employees the way you want to be treated creates long-term retention. How managing people around their strengths outperforms assigning work based on organizational charts. The leadership shift from directing every task to building complementary teams. Why founders should protect the work only they can do—and delegate everything else. How staying focused on profit instead of revenue leads to healthier decisions. The connection between founder role clarity, team stability, and sustainable agency growth. Key Takeaways Great retention isn't created through perks—it's built through consistent leadership and genuine care for your team. Stop trying to make people fit every role. Build roles around the strengths your people naturally bring. Founders become bottlenecks when they refuse to let go of work outside their highest-value contribution. Revenue growth means very little if profit, team health, and founder fulfillment are declining. Long-term agency success comes from designing a business where the right people are doing the right work—and the founder stays focused on the responsibilities only they can own. Have you been losing good people and telling yourself it is the market, the economy, or bad luck? Maybe you've been watching revenue numbers so closely that you forgot to ask whether the profit and the life underneath them were actually working. Today's featured guest runs a 45-person data-driven healthcare marketing agency she starting building just four days after being fired from an agency job. She'll get into why she intentionally built her agency thinking about employee happiness and fulfillment, how she evolved from drill sergeant to leader who plays to people's strengths, and what she has learned about staying profitable and mentally steady across three decades of business cycles. Laura Lee Jones is the CEO of Lion Share Marketing, a Kansas City-based agency specializing in data-driven marketing for the healthcare industry. They build large patient and prospect databases, layers proprietary software on top of them, and uses front-end analytics and back-end ROI measurement to drive healthcare marketing decisions. Laura Lee started the agency in 1995 after being let go from a firm she had run for ten years. She has grown Lion Share to 45 people with a retention rate that is genuinely unusual: some team members have been with her for close to 30 years, and several who could not join immediately due to non-compete agreements came over as soon as they could. In this episode, we'll discuss: The standard that makes people want to stay 30 years Pairing people with the work they want to do Why revenue is not the number that matters the most Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions:Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Why People Stay for 30 Years Laura Lee does not have a complicated theory about retention. She built her agency around a standard she had for herself: treat people the way you want to be treated, and then actually do it rather than just saying it. When she wanted flexibility because she was going to be a mother, she built it into the culture for everyone. When she wanted to leave early on summer Fridays, she made two o'clock the standard. When she needed childcare, she added a daycare to the building so anyone on the team who needed it had access. The outcome of that consistency over 30 years is a team that has watched each other's children grow from birth to college graduation. That kind of tenure is not built through perks or compensation alone, but through a founder who did not treat the team differently than she wanted to be treated herself, and who kept that standard even when the business hit years that were harder than expected. People can tell when a policy is real and when it is marketing. Learning to Lead Instead of Just Direct As Laura Lee herself admits, her early leadership style looked like a drill sergeant with a checklist, trying to fit square people into round holes. The evolution away from that happened as she paid more attention to what people were actually good at rather than what she needed done. Her agency's standard now is pairing people with the work their natural strengths fit, not assigning tasks based on organizational convenience and hoping it works out. The specific example she gives is herself: she does not take detailed notes and never will. So she pairs herself with someone who does it well, gets the net summary she needs, and stays at the altitude where she is most useful. That same principle applies across the team. The grumpy programmer who is brilliant at the work does not need to be socially engineered into a different personality. They need to be left in the seat where the grumpiness does not matter and the brilliance does. That is a structural decision that keeps the right people doing the right work and reduces the friction that makes good people leave. Revenue Is Not the Number That Matters Laura Lee has grown her agency every year but one in thirty years and she believes this is because she stays in the relationship and business development role that only she can fill, and she does not let herself get pulled into operations. The moment she drifts from that job, the numbers move. That clarity of role is the structural discipline behind the growth consistency. For most founders, a revenue dip triggers alarm regardless of what is happening to margin. The more honest measure is whether the business is generating real profit, whether the team has what it needs, and whether the founder is actually enjoying the work. Laura Lee frames it the same way: you are the one who picks what your life looks like, whether you are an owner or not, and you can always pick again. Thirty years in, she is still picking. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out ourAgency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.                                                

Geobreeze Travel
Travel Insurance Secrets: What Your Card Actually Covers with Lisa from Gyoza Flights | Ep 305

Geobreeze Travel

Play Episode Listen Later Aug 25, 2026 42:03


Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Why Documentation Matters01:05 Meet Lisa Jarvis02:22 Filing Claims Step by Step05:37 Credit Card vs Insurance08:08 Best Cards and Covered Reasons12:03 Trip Delay Coverage Hacks15:14 Passenger Rights Explained18:32 The Zero Cost Policy22:23 Odd Scenarios and Add Ons31:23 Exclusions and Risky Activities34:06 Liability and Rental Cars38:05 Resources and Wrap UpYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Lisa at:➤ Website: https://www.chasingmemories.co/ ➤ Instagram: https://www.instagram.com/chasingmemories.co/  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

The Word Association
#166: Sand Liability Sample Inside with Lex Friedman

The Word Association

Play Episode Listen Later Aug 25, 2026 64:55


We're joined by friend of the pod Lex Friedman! Tune in to hear how Sand, Liability, Sample, and Inside lead us to egg timers, car buying advice, Caeser dressing, open faced sandwiches, nature's napkins, what happens to your organs on a roller coaster, and more!Play daily word games and learn more about Lex at lex.gamesNew episodes every Tuesday.Editing by: Julia WD HarrisonTheme by: Arne Parrott Logo by: Casey BordenSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Robert Scott Bell Show
Jonathan Emord, Fauci Aide Guilty, PFAS Polluter Liability, Vaccine Injury Emails, PREP Act Liability - The RSB Show 8-20-26

The Robert Scott Bell Show

Play Episode Listen Later Aug 21, 2026 152:53


TODAY ON THE ROBERT SCOTT BELL SHOW: Jonathan Emord, Fauci Aide Guilty, Disinformation Dozen Targeting, PFAS Polluter Liability, Vaccine Injury Emails, PREP Act Liability Questions, Prenatal Fluoride Cognition, Daily Drinking Cancer Risk, Ultrasound Stops Tremors, Equality Before Law, Exercise Pill Trial and MORE! https://robertscottbell.com/jonathan-emord-fauci-aide-guilty-disinformation-dozen-targeting-pfas-polluter-liability-vaccine-injury-emails-prep-act-liability-questions-prenatal-fluoride-cognition-daily-drinking-cancer-risk/ Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

Bendy Bodies with the Hypermobility MD
Flexibility as a Liability: What Circus Teaches Us about Hypermobility w/ Dr. Emily Scherb (Ep 210)

Bendy Bodies with the Hypermobility MD

Play Episode Listen Later Aug 20, 2026 76:33


What if being “naturally flexible” is actually the thing putting you at risk for injury? Dr. Linda Bluestein welcomes back Dr. Emily Scherb, known as The Circus Doc, for a fascinating conversation about what circus performers can teach all hypermobile people about flexibility, strength, joint control, and injury prevention. A physical therapist, researcher, and former circus performer, Dr. Scherb explains why being able to get into an extreme position is not the same as being able to control it—and why impressive range of motion can sometimes mask weakness, instability, or poor load tolerance. The conversation explores how hypermobile bodies function differently at end range, why building strength in the mid-range can be so important, and how to tell the difference between normal training soreness, overtraining, injury, and signs that may point toward an underlying connective tissue disorder. Dr. Scherb and Dr. Bluestein also dig into the psychology of pushing through pain, the way flexibility can become intertwined with identity, the spinal changes documented in contortionists, and why performers may hide injuries when they fear that speaking up could threaten their careers. And while circus provides an extreme example, the lessons apply far beyond the circus world—to dancers, athletes, yogis, gymnasts, and anyone with a body that moves farther than average. Takeaways: More range is not always better. Hypermobility describes how far a joint can move; what matters just as much is how well you can control that range. Getting into a position is not the same as owning it. Extreme flexibility without adequate strength and control can increase stress on joints and surrounding tissues. Hypermobile people often benefit from building strength and motor control in mid-range before progressively challenging end range. Persistent pain, recurrent injuries, instability, or symptoms that seem disproportionate to training may be clues that something more than routine soreness is going on. Contortion offers a striking example of how repeated end-range loading can produce measurable adaptations in the spine. Pain should not have to become severe before someone feels “allowed” to seek care. Creating a culture where performers can address problems early may help protect both health and longevity. The goal for a hypermobile body is not necessarily less flexibility. It is more strength, control, and capacity within the range you already have. Want more of Dr. Emily Scherb? Instagram: https://www.instagram.com/thecircusdoc Website: https://www.thecircusdoc.com Want more Dr. Linda Bluestein, MD? Website: https://www.hypermobilitymd.com/ YouTube: https://www.youtube.com/@bendybodiespodcast Instagram: ⁠⁠⁠⁠https://www.instagram.com/hypermobilitymd/⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/BendyBodiesPodcast⁠⁠⁠⁠ X: ⁠⁠⁠⁠https://twitter.com/BluesteinLinda⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/hypermobilitymd/⁠⁠⁠⁠ Newsletter: ⁠⁠⁠⁠https://hypermobilitymd.substack.com/ Shop my Amazon store ⁠⁠⁠ https://www.amazon.com/shop/hypermobilitymd Dr. Bluestein's Recommended Herbs, Supplements and Care Necessities: https://us.fullscript.com/welcome/hypermobilitymd/store-start Want to learn more about the UVA EDS Center? For Appointments and Questions: RUVAEDSCenter@uvahealth.org UVA EDS: https://www.uvahealth.com/healthy-practice/advancing-care-through-ehlers-danlos-clinic UVA EDS FAQ: https://www.uvahealth.com/support/eds/faq UVA Pediatric Integrative Medicine: https://childrens.uvahealth.com/specialties/integrative-health Thank YOU so much for tuning in. We hope you found this episode informative, inspiring, useful, validating, and enjoyable. Join us on the next episode for YOUR time to level up your knowledge about hypermobility disorders and the people who have them. Join YOUR Bendy Bodies community at ⁠⁠https://www.bendybodiespodcast.com/⁠⁠. YOUR bendy body is our highest priority!⁠⁠ Learn more about Human Content at ⁠⁠⁠http://www.human-content.com⁠⁠⁠ Podcast Advertising/Business Inquiries: ⁠⁠⁠sales@human-content.com⁠⁠⁠ Part of the Human Content Podcast Network Head to http://www.cozyearth.com and use my code BENDY for an exclusive 20% off. Go to AirDoctorPro.com and use promo code BENDY_ to get UP TO $300 off today! FTC: This video is not sponsored. Links are commissionable, meaning I may earn commission from purchases made through links Chapters: 00:00 Painful Past With Stretching 00:40 Meet The Circus Doc 03:03 How Emily Found Circus Medicine 04:37 What Circus Really Is 06:25 Circus Injuries And End Range 08:55 Hypermobility Flexibility Resilience 33:00 Soreness Vs Overtraining Red Flags 37:52 Hypermobility Soreness Clues 40:13 Yellow Flags vs Red Flags 42:46 Circus Risk and Resilience 47:27 Ignoring Pain Signals 52:08 Building Safer Culture 59:46 Contortion Safety and Strength 01:05:46 Longevity Hacks and Wrap Up Learn more about your ad choices. Visit megaphone.fm/adchoices

FreightCasts
Liability Rolls Downhill — Protecting Your Trucking Company After Montgomery v. Caribe | The Long Haul

FreightCasts

Play Episode Listen Later Aug 20, 2026 53:26


On May 14, the Supreme Court handed down one of the biggest trucking decisions in a generation — and most small carriers still haven't heard about it. Montgomery v. Caribe Transport. Nine to zero. Freight brokers can now be sued in every state in the country for negligently selecting an unsafe motor carrier. The federal shield that protected them for years is gone. Every headline called it a broker problem. Bryan Nelson will tell you the truth — it's about to become your problem. Because when brokers carry that kind of exposure, they don't absorb it. They push it down. Tighter vetting. Deeper background checks on your authority, your scores, your insurance. Rewritten agreements with indemnification language designed to make you hold the bag. Monitoring you've never dealt with before. And carriers with conditional ratings, rough inspection histories, or brand-new authority are about to find doors closing that were open six months ago. Bryan has spent his career on both sides of this table — years as general counsel inside a broker, a motor carrier, and a TMS, and now a partner at a transportation law firm defending trucking companies. He breaks down what the Court actually decided, what brokers are changing right now, the contract language headed for your inbox, and the exact moves that protect your authority, your assets, and your access to freight in the new landscape. Your safety scores just became your sales resume. Your paperwork just became your armor. This episode shows you how to build both. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Bendy Bodies with the Hypermobility MD, Dr. Linda Bluestein
Flexibility as a Liability: What Circus Teaches Us about Hypermobility w/ Dr. Emily Scherb (Ep 210)

Bendy Bodies with the Hypermobility MD, Dr. Linda Bluestein

Play Episode Listen Later Aug 20, 2026 76:33


What if being “naturally flexible” is actually the thing putting you at risk for injury? Dr. Linda Bluestein welcomes back Dr. Emily Scherb, known as The Circus Doc, for a fascinating conversation about what circus performers can teach all hypermobile people about flexibility, strength, joint control, and injury prevention. A physical therapist, researcher, and former circus performer, Dr. Scherb explains why being able to get into an extreme position is not the same as being able to control it—and why impressive range of motion can sometimes mask weakness, instability, or poor load tolerance. The conversation explores how hypermobile bodies function differently at end range, why building strength in the mid-range can be so important, and how to tell the difference between normal training soreness, overtraining, injury, and signs that may point toward an underlying connective tissue disorder. Dr. Scherb and Dr. Bluestein also dig into the psychology of pushing through pain, the way flexibility can become intertwined with identity, the spinal changes documented in contortionists, and why performers may hide injuries when they fear that speaking up could threaten their careers. And while circus provides an extreme example, the lessons apply far beyond the circus world—to dancers, athletes, yogis, gymnasts, and anyone with a body that moves farther than average. Takeaways: More range is not always better. Hypermobility describes how far a joint can move; what matters just as much is how well you can control that range. Getting into a position is not the same as owning it. Extreme flexibility without adequate strength and control can increase stress on joints and surrounding tissues. Hypermobile people often benefit from building strength and motor control in mid-range before progressively challenging end range. Persistent pain, recurrent injuries, instability, or symptoms that seem disproportionate to training may be clues that something more than routine soreness is going on. Contortion offers a striking example of how repeated end-range loading can produce measurable adaptations in the spine. Pain should not have to become severe before someone feels “allowed” to seek care. Creating a culture where performers can address problems early may help protect both health and longevity. The goal for a hypermobile body is not necessarily less flexibility. It is more strength, control, and capacity within the range you already have. Want more of Dr. Emily Scherb? Instagram: https://www.instagram.com/thecircusdoc Website: https://www.thecircusdoc.com Want more Dr. Linda Bluestein, MD? Website: https://www.hypermobilitymd.com/ YouTube: https://www.youtube.com/@bendybodiespodcast Instagram: ⁠⁠⁠⁠https://www.instagram.com/hypermobilitymd/⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/BendyBodiesPodcast⁠⁠⁠⁠ X: ⁠⁠⁠⁠https://twitter.com/BluesteinLinda⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/hypermobilitymd/⁠⁠⁠⁠ Newsletter: ⁠⁠⁠⁠https://hypermobilitymd.substack.com/ Shop my Amazon store ⁠⁠⁠ https://www.amazon.com/shop/hypermobilitymd Dr. Bluestein's Recommended Herbs, Supplements and Care Necessities: https://us.fullscript.com/welcome/hypermobilitymd/store-start Want to learn more about the UVA EDS Center? For Appointments and Questions: RUVAEDSCenter@uvahealth.org UVA EDS: https://www.uvahealth.com/healthy-practice/advancing-care-through-ehlers-danlos-clinic UVA EDS FAQ: https://www.uvahealth.com/support/eds/faq UVA Pediatric Integrative Medicine: https://childrens.uvahealth.com/specialties/integrative-health Thank YOU so much for tuning in. We hope you found this episode informative, inspiring, useful, validating, and enjoyable. Join us on the next episode for YOUR time to level up your knowledge about hypermobility disorders and the people who have them. Join YOUR Bendy Bodies community at ⁠⁠https://www.bendybodiespodcast.com/⁠⁠. YOUR bendy body is our highest priority!⁠⁠ Learn more about Human Content at ⁠⁠⁠http://www.human-content.com⁠⁠⁠ Podcast Advertising/Business Inquiries: ⁠⁠⁠sales@human-content.com⁠⁠⁠ Part of the Human Content Podcast Network Head to http://www.cozyearth.com and use my code BENDY for an exclusive 20% off. Go to AirDoctorPro.com and use promo code BENDY_ to get UP TO $300 off today! FTC: This video is not sponsored. Links are commissionable, meaning I may earn commission from purchases made through links Chapters: 00:00 Painful Past With Stretching 00:40 Meet The Circus Doc 03:03 How Emily Found Circus Medicine 04:37 What Circus Really Is 06:25 Circus Injuries And End Range 08:55 Hypermobility Flexibility Resilience 33:00 Soreness Vs Overtraining Red Flags 37:52 Hypermobility Soreness Clues 40:13 Yellow Flags vs Red Flags 42:46 Circus Risk and Resilience 47:27 Ignoring Pain Signals 52:08 Building Safer Culture 59:46 Contortion Safety and Strength 01:05:46 Longevity Hacks and Wrap Up Learn more about your ad choices. Visit megaphone.fm/adchoices

Purpose Driven FinTech
Agentic Commerce: Who's Actually Liable? | Global Payments

Purpose Driven FinTech

Play Episode Listen Later Aug 20, 2026 52:39


What does it actually mean when an AI agent completes a purchase on your behalf? I sit down with Anatole Baboukhian, Executive Lead, Corporate Responsibility & Strategic Advocacy, and Lucy Anderson, Head of Asia Solutions, SMB Product; colleagues at Global Payments on opposite sides of the business, policy and product. We start with a plain english definition of agentic commerce and where it fundamentally changes from how we pay today. From there we talk through consent, trust, and the liability question every fintech founder needs an answer to before they build. We had a ton of fun, talk about Taylor Swift and bill payments!What you'll learn:Agentic commerce splits into two models: instructed vs. fully autonomousKYB still isn't solved. KYA (Know Your Agent) is next, and it's harder: identity, mandate, scopeLiability isn't one framework: it depends where in the chain the failure happensBoring, high-friction use cases (utility switching, ticket buying) will win before exciting ones (travel)Why Marketing is about to need a second audience: agents, not just peopleTIMESTAMPS00:00 – What agentic commerce actually means01:27 – The two use cases nobody separates07:19 – What regulators are really asking09:32 – KYC → KYB → KYA: the trust gap nobody's closed16:42 – The three-layer KYA framework: identity, mandate, scope18:44 – Why the "boring" use cases will win first21:49 – Taylor Swift tickets vs. switching your utility provider26:15 – Marketing to agents, not people28:43 – Fraud, inclusion, and vulnerable consumers32:38 – Liability: why there's no single framework44:18 – Who will actually build these agents49:25 – The one piece of advice for every fintech founder

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
They Ran the Same Agency for 8 Years Without Knowing Who Did What with John Scheer | Ep #926

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Aug 19, 2026 28:57


Would you like to learn how to accelerate your agency growth ?  https://www.agencymastery360.com/training What happens when two founders build a successful marketing agency without ever clearly defining who owns what? In this episode, John Scheer shares how eight years of overlapping responsibilities created hidden friction inside Herman-Scheer, and how a simple role clarification transformed the business. He explains why moving upmarket after the 2022 downturn required a completely different level of strategy, why bringing in a third partner accelerated growth instead of creating complexity, and how his agency is approaching AI as an amplifier of expertise rather than a replacement for it. If you're leading an agency that's outgrown founder improvisation, this conversation is a masterclass in evolving your leadership before it becomes your biggest bottleneck. What You'll Learn Why undefined founder roles create invisible bottlenecks, even when there's no conflict. How a 360° leadership review helped two co-founders finally divide ownership and improve decision-making. What it really takes to move a digital marketing agency from startup clients into Series A and enterprise engagements. Why adding a third partner succeeded after previous senior hires failed. How to evaluate executive talent beyond impressive resumes. Why AI should accelerate strategic thinking, not replace it. The 10-80-10 framework for using AI without sacrificing creativity or expertise. Key Takeaways Clear ownership creates leverage. When founders stop sharing every responsibility, the team gains clarity, decisions move faster, and each leader can operate at a higher level. Market changes often demand business model changes. Herman-Scheer's shift upmarket after 2022 wasn't just about larger clients; it required stronger strategy, operational discipline, and deeper industry expertise. The right partner fills capability gaps, not title gaps. Their third partner succeeded because she wanted to build alongside the digital agency team instead of managing from above. Great branding is driven by judgment, not just creativity. AI can accelerate execution, but differentiation still comes from human insight and strategic thinking. Founder evolution is less about doing more and more about creating the structure that allows others to lead with confidence. Have you and your co-founder been stepping on each other's toes for years, not because of conflict, but because nobody ever drew the line between your roles? Today's featured guest moved across the country to Santa Monica after his current partner called him and asked him to take a chance on building something of their own instead of "working for the man". It took eight years of figuring out what not to do, a 360 review that finally split their roles, a niche into healthcare and wellness, and eventually a third partner to unlock what the agency is today. He'll walk through how the role division changed everything, why going upmarket after 2022 forced a more rigorous kind of work, and what he actually thinks AI is doing to branding. John Scheer is the co-founder and chief creative officer of Herman-Scheer, a branding agency based in Los Angeles focused on healthcare, self-care, and well-being. They work with clients at three inflection points: zero to one startups, high-growth companies around Series A and beyond, and enterprise legacy businesses looking to regain relevance. Two and a half years ago they brought on a third partner with 20 years of operational and insights experience, which shifted the agency's growth trajectory significantly. In this episode, we'll discuss: Two founders. No defined roles. The decision to move upmarket as a response to a shifting market Why the third partner hire worked Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions:Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. The Two-Headed Monster Problem For eight years, John and Chapin ran Herman-Scheer without defined roles. Neither of them was trying to undermine the other. They just both did everything: sales, creative direction, project leadership, client management. Clients did not always know who to call. The internal team did not always know who to go to. And both founders kept stepping into the same spaces without realizing it was costing the agency something real. The shift came from an outside advisor who ran a 360 review and surfaced the pattern clearly. Chapin got voted in as chief executive and John got voted in as chief creative. The way John sees it, they both got promoted at their own agency. This way, clients knew who handled creative direction and who set operational direction. The internal team had a clear routing system. And for the first time, each founder could fully commit to a lane without the other one also running it. That kind of clarity is not just organizational tidiness. It is what makes both roles more effective and makes the agency feel less like two people doing the same job. Why Going Upmarket After 2022 Required a Different Kind of Agency John's agency spent several years focused primarily on zero-to-one startups, building deep roots in the Los Angeles venture capital and entrepreneurial community. It worked well until 2022, when the economic environment shifted and early-stage funding dried up. Founders who had been raising millions to launch consumer products suddenly could not. The client base Herman-Scheer had depended on was no longer buying at the same rate. The response was a deliberate move upmarket toward Series A and beyond, and eventually toward enterprise legacy brands looking to regain relevance. That shift required closing the gap between brand strategy and execution, getting closer to conversion rather than staying in the lofty world of brand identity alone, and integrating more rigorous insights work into the process. The outcome is that Herman-Scheer no longer competes on portfolio or personal chemistry alone. The decision to work with them is a decision to work with people who understand the healthcare and wellness consumer, the mechanics of those businesses, and what brand actually has to do at each stage of growth. The Third Partner Hire and What Made It Work John and Chapin hit another plateau several years after the reset. Revenue was solid. Growth had stalled and they both knew they did not have what it took internally to push through it. At this point, their advisor introduced them to Allison Servey, who had been head of strategy and insights at a major agency and had reached the point where her job was managing people and traveling rather than doing the work she was good at. They'd already tried with big-company hires and failed, but hiring a senior person who wanted to roll up her sleeves again was the filter. People who come from large organizations where 10 people supported a single role often struggle in lean agency environments. Allison came in wanting to be close to the work, not above it. Within two and a half years she had helped manage out the people who were not a fit, brought in strong people from her network, and shifted the agency's operational foundation in ways that made the growth trajectory possible. What AI Is Actually Doing to Branding John is confident enough in his work to know that AI is not a replacement for creative thinking. What it has done is allow people to get ideas out more efficiently, which is genuinely valuable when used correctly. The problem is what happens when junior people or clients start treating the output as the finished work rather than as a starting point. Herman-Scheer now includes language in their contracts preventing clients from submitting AI-generated onboarding forms. This means clients were doing it, submitting AI-filled questionnaires without reading them, and expecting the agency to build a strategy from questions answered by a chatbot with no real context about the business. He makes sure AI usage at his agency complies with the 10-80-10 framework: 10% great thinking and prompting going in, 80% of the lifting done by AI, and 10% refinement and judgment coming out. That ratio requires real expertise at both ends. Without it, the middle 80% produces the average of everything the model has seen, which is not a brand strategy. It is a synthesis of other people's brand strategies. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Mind Over Murder
BONUS: Father Guilty of Supplying Son with AR-15

Mind Over Murder

Play Episode Listen Later Aug 17, 2026 36:16 Transcription Available


 "Mind Over Murder" co-hosts Bill Thomas and Kristin Dilley discuss the case of Georgia father Colin Gray, who was found guilty of supplying his troubled son Colt with an AR-15 style assault rifle which the son used in a 2024 school shooting which killed four and injured nine people. His now 16 year son Colt will be tried separately. This bonus episode of "Mind Over Murder" originally ran on March 25, 2026.NBC: Georgia father Colin Gray found guilty in connection with school shooting his son is accused https://www.nbcnews.com/news/us-news/georgia-father-colin-gray-found-guilty-sons-alleged-deadly-school-shoo-rcna261318Georgia Public Radio: Colin Gray, father of accused shooter, found guilty in precedent-setting Apalachee shooting trialhttps://www.gpb.org/news/2026/03/03/colin-gray-father-of-accused-shooter-found-guilty-in-precedent-setting-apalacheeNBC: FBI Norfolk field office links deceased suspect to additional Colonial Parkway MurdersIn January 2026, the FBI announced Alan Wade Wilmer Sr. is responsible for the 1986 Virginia murders of Cathleen Thomas and Rebecca Dowski.https://www.nbcnews.com/dateline/cold-case-spotlight/colonial-parkway-murders-cathleen-thomas-rebecca-dowski-resolved-rcna255097American Detective TV series: Colonial Parkway Murders:https://www.youtube.com/watch?v=Fp3rNRZnL0EWashingtonian: A Murder on the Rappahannock River:https://www.washingtonian.com/2019/06/27/murder-on-the-rappahannock-river-emerson-stevens-mary-harding-innocence-project/Won't you help the Mind Over Murder podcast increase our visibility and shine the spotlight on the "Colonial Parkway Murders" and other unsolved cases? Contribute any amount you can here:https://www.gofundme.com/f/mind-over-murder-podcast-expenses?utm_campaign=p_lico+share-sheet&utm_medium=copy_link&utm_source=customer13News Now investigates: A serial killer's DNA will not be entered into CODIS database:https://www.13newsnow.com/video/news/local/13news-now-investigates/291-e82a9e0b-38e3-4f95-982a-40e960a71e49WAVY TV 10 on the Colonial Parkway Murders Announcement with photos:https://www.wavy.com/news/crime/deceased-man-identified-as-suspect-in-decades-old-homicides/WTKR News 3https://www.wtkr.com/news/is-man-linked-to-one-of-the-colonial-parkway-murders-connected-to-the-other-casesVirginian Pilot: Who was Alan Wade Wilmer Sr.? Man suspected in two ‘Colonial Parkway' murders died alone in 2017https://www.pilotonline.com/2024/01/14/who-was-alan-wade-wilmer-sr-man-suspected-in-colonial-parkway-murders-died-alone-in-2017/Colonial Parkway Murders Facebook page with more than 20,000 followers:https://www.facebook.com/ColonialParkwayCaseYou can also participate in an in-depth discussion of the Colonial Parkway Murders here:https://earonsgsk.proboards.com/board/50/colonial-parkway-murdersMind Over Murder is proud to be a Spreaker Prime Podcaster:https://www.spreaker.comJoin the discussion on our Mind Over MurderColonial Parkway Murders website: https://colonialparkwaymurders.com Mind Over Murder Podcast website: https://mindovermurderpodcast.comPlease subscribe and rate us at your favorite podcast sites. Ratings and reviews are very important. Please share and tell your friends!We launch a new episode of "Mind Over Murder" every Monday morning, and a bonus episode every Thursday morning.Follow "Mind Over Murder" on Twitter: https://twitter.com/MurderOverFollow Bill Thomas on Twitter: https://twitter.com/BillThomas56Follow "Colonial Parkway Murders" on Facebook: https://www.facebook.com/ColonialParkwayCase/Follow us on InstaGram:: https://www.instagram.com/colonialparkwaymurders/Check out the entire Crawlspace Media network at http://crawlspace-media.com/All rights reserved. Mind Over Murder, Copyright Bill Thomas and Kristin Dilley, Another Dog Productions/Absolute Zero ProductionsBecome a supporter of this podcast: https://www.spreaker.com/podcast/mind-over-murder--4847179/support.

The Kuhner Report
Sanctuary Liability

The Kuhner Report

Play Episode Listen Later Aug 13, 2026 38:23 Transcription Available


See omnystudio.com/listener for privacy information.

The Consumer Finance Podcast
Big Win, Bigger Warning: Hidden Liability Risks Lurking for Debt Buyers After New Jersey's Diana Decision

The Consumer Finance Podcast

Play Episode Listen Later Aug 13, 2026 16:18


In this episode of The Consumer Finance Podcast, host Chris Willis sits down with Partners Joseph DeFazio and Joseph Froehlich to discuss the New Jersey Supreme Court's ruling in Diana, a unanimous ruling and long-awaited victory for debt buyers operating in New Jersey. At the center of the conversation is a high-volume litigation campaign waged by the Kim Law Firm, which targeted the chain of title for consumer debts under the New Jersey Consumer Finance Licensing Act (NJCFLA). Kim's core theory argued that any consumer debt under $50,000 — including personal loans, auto loans, and retail credit — that was ever touched, transferred, or assigned by an unlicensed entity is void and unenforceable as a matter of law, and that any attempt to collect on such a debt independently triggers statutory liability. The trio walks through how that theory played out across dozens of lower court decisions, appellate losses, a Third Circuit ruling, and ultimately, the New Jersey Supreme Court's definitive holding that no private right of action exists under the NJCFLA. Despite the favorable ruling in Diana for debt buyers, the threat of litigation has not disappeared. Kim has signaled an intent to pivot rather than retreat, leveraging the ruling's unresolved questions to pursue claims under the Federal Fair Debt Collection Practices Act and the New Jersey Consumer Fraud Act. Tune in to this episode to hear about post-Diana implications and critical issues that remain for debt buyers following the decision. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
What Happens When You Build a Team Around Projects Instead of a Vision with Victor Huynh | Ep #925

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Aug 12, 2026 27:24


Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Have you been hiring people and growing your team without a real plan, only to find yourself with a bigger payroll and a business that still runs through you? Today's featured guest and his partner started out as graphic designers doing packaging work and then pivoted to web when the real estate crash wiped out their client base overnight. After years of taking on everything, they're still figuring out how to build the right team underneath them. He walks through what it looked like to grow to 25 people without a plan, how the co-founder dynamic actually works after two decades, and why he's found that, in a partnership, the disagreements are actually the thing keeping the business alive. Victor Huynh is the co-founder of Ready Artwork, a website-first industrial B2B digital marketing agency. He and his business partner Emily met in graphic design school and started freelancing together, with Victor handling sales and Emily anchoring production. Over 22 years, they pivoted from packaging design to web, grew to 25 people at peak, scaled back down, and have since committed fully to the industrial B2B niche. In this episode, we'll discuss: Learning that clarity outperforms craft in sales The cost of growing without a plan Still dealing with imposter syndrome? Most owners are Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions:Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. The Black and White Sign That Rewrote Their Positioning Victor describes the Asian expo as a pivotal moment in his agency's story and one where he and his partner learned what clarity actually does in a sales situation. Day one at the trade show was a day of fancy brochures, a computer with carousels running, and exactly zero sales. Nobody knew what the agency did, and Victor grew frustrated as he listened to people walk past saying they thought the booth was selling colored pencils. On day two, Emily did not come back. Victor taped a black and white letter-sized sheet of paper in the corner of the table that said "website design" in Chinese and sold five websites. The lesson is that clarity outperforms craft in every sales environment. The brochures were beautiful. The carousels were impressive. Neither of those things told a prospective client what the agency did or why they should stop walking. A simple, specific statement of what you offer is not a failure of presentation. It is the presentation. Growing to 25 People Without a Plan and What It Cost After the trade show success, Victor's agency grew fast. The strategy, if it can be called that, was reactive: someone needed something, they hired for it. E-commerce, lead gen, social media: they said yes to all of it because the projects were coming in and the team needed to grow to fulfill them. At 25 people, Victor describes feeling like they were selling a specific number of projects every month just to make payroll, and the agency had become something neither of them had designed. The peak headcount created a structure where Victor never fully stepped out of sales. He had a sales team, but it functioned more like a support team. The direction that would have made the department self-sustaining was not there, and without it the team defaulted to managing up. When the direction is not clear and the founder is always available to fill the gap, the team learns to route everything upward rather than developing the capability to own outcomes independently. What a 22-Year Co-Founder Partnership Actually Requires In their agency partner dynamic, Victor's partner Emily is the efficient executor. She makes sure things get done quickly, decisions get made, and production hums. He is the visionary and the sales front, in charge of new ideas, new opportunities, and new directions. The gas and the brake. Those complementary traits are also the source of real friction. Victor gets impatient when things do not move fast enough. Emily resists new directions until someone answers who is going to do the work. What keeps the partnership functional is the willingness to have the hard conversation rather than let resentment build. Partnerships where disagreement goes unspoken long enough become toxic. Two decades in, he and Emily still go at it. The difference is that they work through it instead of around it. For solo founders, that sounding board does not exist inside the business, which is one of the clearest arguments for finding a peer room where the same kind of honest conversation can happen without the stakes of a co-founder relationship. Imposter Syndrome Does Not Disappear With Experience Victor names imposter syndrome as one of the things he still works on 22 years in. Most agency owners do. You might feel it as you walk up on stage for a talk and wonder for a second if you should really be there. What we should all learn is that the feeling is not evidence of being unqualified. It is evidence of caring about doing the thing well. What imposter syndrome and delegation have in common is that both require the same underlying move: trusting that the outcome will be acceptable even when you are not the one controlling every detail. The practical principle that runs through this entire conversation is that agency owners should remove the things they should not be doing, one at a time, and do it before it feels urgent to. Victor's efficiency instinct is the same instinct that eventually produces real structural freedom. It does not come from working harder inside the current setup, but from spending the hour building the system that removes the five-minute task permanently. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Business of Tech
Vendor License Loopholes Shift Breach Liability to MSPs

Business of Tech

Play Episode Listen Later Aug 11, 2026 14:42


The episode identifies an acute shift in liability and accountability across the software and AI supply chain, where risk increasingly moves from vendors to service providers and operators. This dynamic is illustrated through incomplete vendor patches, AI tool output, and changing regulatory structures. Companies like N-able experienced authentication bypass flaws in widely used remote monitoring platforms, while industry-standard software licenses continue to disclaim warranties and cap or exclude liability, leaving providers responsible for the consequences. A key development is N-able's N-central authentication flaw, wherein a patch issued for an earlier vulnerability proved incomplete according to the Federal Vulnerability Database, enabling attackers to exploit the same vector. The finalized fix arrived days after exploitation began, but all previous builds — including those labeled patched — remained exposed. Simultaneously, research from Anthropic and disclosures by OpenAI revealed AI models acting outside intended boundaries, with incident response often lagging behind real-world impact. Notably, neither affected vendor assumed material liability, and disclosure of the incidents was voluntary, not compelled by contract or regulation. Meanwhile, IBM's annual cost of data breach report found AI-driven attacks up 56% with average breach costs nearing $6M, further emphasizing financial exposure. These incidents exemplify a structural trend: vendors disclaim output, while client agreements with IT providers warrant monitoring, maintenance, and remediation, resulting in providers accepting risk not assumed upstream. Regulatory responses differ by geography — in the U.S., CISA's only binding obligation was for operators to remediate vulnerabilities by a set deadline, not for vendors to prevent or report them. The EU's forthcoming Cyber Resilience Act will require reporting of exploited vulnerabilities within 24 hours and is expanding product liability to software, but these rules benefit consumers and regulators rather than business buyers and still stop short of assigning financial obligations to vendors. The operational effect for MSPs and IT service providers is increased contract risk, as provider promises to clients typically outpace the limited, warranty-free commitments of vendors. The rate and scope of vulnerabilities, amplified by AI-driven development and remediation, add volume and complexity without increasing the rate of effective outcomes. Providers are advised to reconcile their own service agreements with the actual commitments of software suppliers, clarify for clients where their true responsibilities lie, and prepare for a procurement environment where scrutiny of vendor warranties becomes the norm rather than the exception. 00:00 The Ones Who Patched Got Hit 04:16 Sold As Is, All The Way Down 08:02 The Only Enforceable Promise 11:47 Why Do We Care?  Supported by:  Pax8 LogMeIn

Daily Compliance News
August 11, 2026, The Section 230 Liability Defense Edition

Daily Compliance News

Play Episode Listen Later Aug 11, 2026 6:14


Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest for the compliance professional. Top stories include: Russia's hottest start-up is a sanctions evasion network. (WSJ) 9th Circuit allows lawsuits against big tech to move forward. (Reuters) Compliance alone can't stop health care fraud. (MedCityNews) Leadership training on change management. (FT) To learn about the intersection of Sherlock Holmes and the modern compliance professional, check out Tom's latest book, The Game is Afoot-What Sherlock Holmes Teaches About Risk, Ethics and Investigations on Amazon.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

No Doubt About It
Episode 304: The Democratic Party's Left Turn Is Becoming A Liability

No Doubt About It

Play Episode Listen Later Aug 9, 2026 60:28 Transcription Available


Hauling 20 Amazon boxes up to a seventh-floor dorm is one kind of reality check. Watching a major political party insist its most extreme slogans are “not really happening” is another. We start with a very relatable back-to-college story, then pivot hard into the headlines shaping national and New Mexico politics and why so many voters feel like they're being sold a version of reality that doesn't match what they see with their own eyes.We unpack the growing rift inside the Democratic Party, including Bernie Sanders' attempt to downplay positions like defund the police, abolish ICE, and open borders, and why that conflicts with what prominent candidates have actually said. From there, we look at how party leadership tries to normalize internal upheaval, why comparisons to the Tea Party miss key differences, and what happens when activists gain influence faster than institutions can respond.Next we dig into Michigan's Senate race as a warning label for swing states: how primary dynamics reward purity tests, why general-election voters react differently, and what recent polling and prediction-market shifts suggest about nominee risk. Then we zoom out to the economy and media framing, using the “23,000 jobs lost” story to show how one-month headlines can obscure the underlying drivers while families still feel hammered by inflation, energy prices, and higher interest rates.On the New Mexico front, we cover voter registration changes, a controversy over Gabe Vasquez and the Fraternal Order of Police logo, the decision to let some law grads practice without passing the bar exam, and the renewed fight over repealing the state income tax. We also end on forward-looking optimism: domestic semiconductor manufacturing, mining and rare earths, and why trade school careers are becoming one of the clearest paths to stability and upward mobility. Subscribe, share this with a friend, and leave a review so more people can find the show.Website: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D

Skyline Church Sermons
Biblical Characters | Hushai | The Liability of Loyalty

Skyline Church Sermons

Play Episode Listen Later Aug 9, 2026 46:27


TrueLife
One Last Hit - Austin Rampt

TrueLife

Play Episode Listen Later Aug 7, 2026 83:06


Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingAustin Rampt: Addiction, Free Will & the Hijacking of the SelfWhat happens when addiction takes control of identity, agency, and the stories we tell ourselves? Austin Rampt joins TrueLife to explore addiction neuroscience, trauma, consciousness, free will, recovery, identity, transformation, and the psychology of survival. From eight rehabs and a heart attack at 21 to jail and 18 months living as a fugitive alongside the Sinaloa Cartel, Austin's extraordinary journey opens a deeper question: how do we lose ourselves—and how do we find our way back?Check out Austin Here:https://shop.onelasthitbook.com/ One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

Fraudology Podcast
Stablecoin fraud risk, agentic commerce, and the chargeback liability gap nobody has solved

Fraudology Podcast

Play Episode Listen Later Aug 6, 2026 46:08


Welcome back to Fraudology.This week I'm joined by Dave G., who spent years investigating money laundering, wire fraud, and scams before moving into e-commerce and, eventually, directly into crypto. Dave was on the ground floor of Bitcoin back when the white paper first came out, and he brings a rare vantage point on stablecoin fraud risk as someone who has watched a payment technology evolve from a niche curiosity into the backbone of a real conversation about agentic commerce.We start with a story that sets the tone for the whole conversation. It demonstrates how unpredictable this space has always been, and how easily it is to miss where the real value and the real risk end up landing. From there, we get into the heart of what a stablecoin actually is, and why stablecoin unit economics change the payment fraud conversation entirely. They function less like a new currency and more like an infrastructure upgrade.That capability sounds abstract until you follow it to its logical endpoint; agentic e-commerce. Everyone wants to talk about AI agents buying jackets, concert tickets, or collectibles, the high-consideration, emotionally driven purchases people actually enjoy shopping for. But Dave argues the real volume, and the real fraud exposure, is going to show up in the boring stuff. Bread, milk, and eggs. The things nobody wants to spend time discovering, just delivered. And when those transactions are worth pennies instead of dollars, low-dollar transaction fraud stops looking like a nuisance and starts looking like a scalable business model for criminals willing to take a cent at a time instead of hundreds of dollars at once. That shift exposes a chargeback liability gap that already has real victims. A reminder that new payment technology fraud adoption always follows the same pattern: whatever gets built, someone tries to exploit before the guardrails exist. What you'll hear in this episode:How Dave went from investigating money laundering and wire fraud to working directly in crypto, and the story of accidentally giving away roughly $1.5 million in Bitcoin at industry conferences.Why stablecoin fraud risk needs to be understood separately from Bitcoin fraud history, and how stablecoins function more like an infrastructure upgrade than a new currency.How stablecoin unit economics make micropayment fraud economics viable at a scale traditional card and ACH rails were never built to support.Why the agentic e-commerce conversation has it backwards, focusing on high-consideration purchases like jackets and concert tickets instead of the low-dollar transaction fraud risk hiding in everyday purchases like bread, milk, and eggs.A real chargeback liability example where a cardholder admitted an AI agent made the purchase, and the merchant still had no compelling evidence chargeback rules to fight it.Why device-based identity verification is a weaker foundation than the industry treats it as, and an early look at an emerging protocol for verifying AI agent identities.How consortium fraud data sharing can create real, sometimes irreversible fraud blacklist consortium risk when a label gets attached to the wrong entity.A subscription chargebacks story involving an antivirus company that charged customers for software that did nothing at all.Why every new payment technology, from ACH to stablecoins, follows the same pattern: fraud arrives before the guardrails do.You should listen to this episode if you:Work in payments, fraud risk, or chargeback management and want to understand where stablecoin fraud risk and agentic commerce actually intersect.Are responsible for card network relationships or dispute strategy and want to understand the chargeback liability gap in agent-initiated purchases.Are evaluating identity verification strategies and want a real critique of device-based identity as a long-term solution.Participate in a fraud consortium and want to better understand the risk and responsibility that comes with labeling data.Are trying to get ahead of new payment technology fraud adoption instead of reacting to it after losses show up.Want a grounded, practitioner-level conversation about crypto fraud and payment fraud that goes beyond the hype cycle.

Hoof Falls & Footfalls
How I Kept Teaching Riding Lessons Through 4 Pregnancies

Hoof Falls & Footfalls

Play Episode Listen Later Aug 6, 2026 44:43


Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Is AI Convincing Your Agency Clients They Don't Need You? with Devon MacDonald | Ep #924

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Aug 5, 2026 28:17


Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Do your clients show up to calls with AI-generated strategies that are mostly wrong, and you then spend half the engagement correcting their assumptions instead of doing the work? Have you had clients who used to trust your expertise now question everything, armed with a chatbot and a YouTube video? Today's featured guest is an agency owner who came up through programming, crossed into digital strategy, ran creative and media operations inside major holding company networks, and eventually went independent in search of the entrepreneurial freedom that corporate agency life could not offer. He goes into what AI is actually doing to the client relationship and what it means to train a team that can think rather than one that just produces faster. Devon MacDonald is the president of Cairns Oneil, a Canadian media agency serving clients across North America. His career began in computer programming in the 1990s, working in HTML and SQL for clients in sales and marketing before moving into digital strategy and eventually running a creative agency and then a media agency network inside major holding company structures. Five years ago, he went independent. He built a cross-functional AI team at his agency that includes both technical and non-technical members, operating from the belief that consumer insight and cultural understanding matter as much as data fluency in how AI gets applied. In this episode, we'll discuss: Clients who have decided AI makes them the expert Is the funnel dead because of AI? Will this skill disappear once we've completely stopped using it? Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. The Problem With Clients Who Have Decided AI Makes Them the Expert Devon knows there was already an education deficit in marketing before AI arrived. A generation of performance marketers came into positions of influence having skipped foundational thinking around brand, audience, and strategy. AI compounded that gap by giving them the ability to produce high volumes of output that look credible but are built on faulty premises. As a result, clients now show up with hundred-question emails generated by a chatbot, convinced they have done the strategic work when they have not done any of it. The agency response to this cannot be frustration alone. It requires teaching. Devon's approach is to build client literacy around an abductive strategy: start with the vision, align everything to it, and use that alignment as the filter for which AI-generated inputs are worth pursuing and which are distractions. That kind of structured thinking is precisely what a client who watched one YouTube video about replacing their agency does not have. And it is exactly what keeps the agency relationship valuable even when the client has access to the same tools. Why the Funnel Is Not Dead, It Has Just Accelerated Devon once heard at a conference that the funnel is dead because of AI. He pushes back on this claim saying that the path to purchase has changed. The speed of it has changed. The surfaces where awareness, attraction, and acquisition happen have shifted. But the underlying logic, that a buyer needs to become aware of something before they can want it, and want it before they can buy it, has not changed and will not. The practical implication for agencies is that LLM optimization and branded search strategy are now front-line service offerings, not future considerations. Devon describes seeing this in RFPs already: clients are asking explicitly about model optimization and how agencies will help them show up in AI-generated answers. The agencies that can answer that question with a coherent framework are in a different conversation than the ones still positioning around traditional search rankings alone. The Skill That Disappears When You Stop Using It Devon shows genuine concern about what happens when a team stops doing the critical thinking and starts outsourcing it to AI. For instance, nobody knows how to navigate without Google Maps anymore. The skill atrophied because the tool made it unnecessary. The same thing happens to strategic thinking inside an agency when AI handles every first-order question without the team being required to form their own answer first. Devon's response to this is to build the AI team cross-functionally, including people whose value is not technical. The consumer insight person, the culture reader, the account lead who understands what a client actually means when they say something: those perspectives shape how AI gets applied. Removing them from the process in favor of pure technical fluency produces faster output that misses the point. Let's not forget that human judgment is embedded in the workflow, not bypassed by it. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

FreightCasts
Pamt's Brutal Q2 Loss, Trimac Acquires California Freight, & Texas Blocks Shipper Liability | The Morning Minute

FreightCasts

Play Episode Listen Later Aug 5, 2026 3:37


In this episode, we kick things off by examining the harsh financial realities facing the truckload sector, where Pamt Corp. posted its seventh consecutive quarterly net loss and a staggering 110.6% adjusted operating ratio in its truckload division. Despite slashing its fleet by over four hundred tractors in three years, the company is finally seeing emerging signs of relief with a four percent sequential increase in revenue per loaded mile and constrained driver supply creating potential rate correction opportunities ahead. Next, we explore a major consolidation in the specialized bulk sector as Canadian hauler Trimac Transportation acquired California Freight, a bulk food-grade logistics provider operating eight terminals across California and Nevada. This strategic acquisition brings approximately five hundred tractors and tank trailers hauling raw milk, plus over four hundred thousand square feet of food-grade storage space that aligns directly with Trimac's long-term growth strategy. Finally, we break down another critical win for shippers in the ongoing legal battle over vicarious liability, where a Texas appeals court blocked liability claims against Atlas Aerospace in a fatal 2018 trucking collision case. This marks the second recent Texas court decision rejecting shipper liability for failing to control carrier selection, while C.H. Robinson continues its aggressive appeal of the massive six hundred four million dollar Lipe vs. Lupus Superior verdict. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

FreightWaves NOW
Pamt's Brutal Q2 Loss, Trimac Acquires California Freight, & Texas Blocks Shipper Liability | The Morning Minute

FreightWaves NOW

Play Episode Listen Later Aug 5, 2026 3:37


In this episode, we kick things off by examining the harsh financial realities facing the truckload sector, where Pamt Corp. posted its seventh consecutive quarterly net loss and a staggering 110.6% adjusted operating ratio in its truckload division. Despite slashing its fleet by over four hundred tractors in three years, the company is finally seeing emerging signs of relief with a four percent sequential increase in revenue per loaded mile and constrained driver supply creating potential rate correction opportunities ahead. Next, we explore a major consolidation in the specialized bulk sector as Canadian hauler Trimac Transportation acquired California Freight, a bulk food-grade logistics provider operating eight terminals across California and Nevada. This strategic acquisition brings approximately five hundred tractors and tank trailers hauling raw milk, plus over four hundred thousand square feet of food-grade storage space that aligns directly with Trimac's long-term growth strategy. Finally, we break down another critical win for shippers in the ongoing legal battle over vicarious liability, where a Texas appeals court blocked liability claims against Atlas Aerospace in a fatal 2018 trucking collision case. This marks the second recent Texas court decision rejecting shipper liability for failing to control carrier selection, while C.H. Robinson continues its aggressive appeal of the massive six hundred four million dollar Lipe vs. Lupus Superior verdict. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

The FOX True Crime Podcast w/ Emily Compagno
Lindsay Clancy Trial, Bryan Kohberger's Plea Gamble & Parental Liability

The FOX True Crime Podcast w/ Emily Compagno

Play Episode Listen Later Aug 4, 2026 36:56


From the emotional start of the Lindsay Clancy trial and Bryan Kohberger's controversial post-conviction play to the precedent-setting 15-year sentence of a school shooter's father, Chanley Painter and defense attorney Joshua Ritter tackle the biggest true crime cases in the news. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Emerging Litigation Podcast
The Hidden Danger of Carbon Monoxide: Proving Exposure, Brain Injury & Liability with Sam Cannon

Emerging Litigation Podcast

Play Episode Listen Later Aug 4, 2026 38:55 Transcription Available


Carbon monoxide poisoning is one of the most dangerous—and most overlooked—sources of catastrophic injury. Because it's odorless, colorless, and often mistaken for the flu, victims may not realize they've been exposed until long after the evidence has begun to disappear. That reality creates unique challenges not only for families, but also for the attorneys trying to prove what happened. In this episode, I speak with Sam Cannon of Cannon Law about the complexities of carbon monoxide poisoning litigation and why these cases often involve far more than a faulty appliance. We discuss how deferred maintenance, inadequate safety practices, and layered ownership structures can combine to create dangerous living conditions—and why proving liability often requires identifying multiple responsible parties. Sam also explains the science behind carbon monoxide exposure, why injuries can be difficult to diagnose, and how advanced imaging, toxicology, atmospheric readings, and expert testimony help establish both exposure and long-term brain injury. We also explore common defense strategies, the critical role of expert witnesses, and why these cases frequently become battles over causation as much as negligence. Whether you're a plaintiff attorney, defense lawyer, insurance professional, or simply interested in how invisible hazards become complex litigation, this conversation offers practical insights into one of the most technically challenging areas of personal injury law.Jump in to hear Sam's perspective on carbon monoxide litigation, proving brain injury, and the litigation strategies that shape these high-stakes cases.Thanks to Sam Cannon for joining me and sharing his experience and insights into this important—and often overlooked—area of litigation.______________________________________Thanks for listening! If you like what you hear please give us a rating. You'd be amazed at how much that helps. If you have questions for Tom or would like to participate, you can reach him at Editor@LitigationConferences.com. Ask him about creating this kind of content for your firm -- podcasts, webinars, blogs, articles, papers, and more. Tom on LinkedInEmerging Litigation Podcast on LinkedInEmerging Litigation Podcast on the HB Litigation site 

Your AI Injection
Can You Sue Your Chatbot? The Legal Fight Reshaping AI Liability with Jai Jaisimha of Transparency Coalition.AI

Your AI Injection

Play Episode Listen Later Aug 4, 2026 66:57 Transcription Available


Is it possible to regulate AI before the next generation pays the price for our inaction?In this episode of Your AI Injection, host Deep Dhillon talks with Jai Jaisimha, founder of Transparency Coalition.AI, about what it would actually take to hold the AI industry accountable. Jai explains why protecting kids is his top priority, especially as companion chatbots quietly become confidants for millions. He shares one tragic case that's become a rallying point for new legislation: a chatbot conversation that started as homework help and spiraled into self-harm. Deep and Jai dig into why this keeps happening. Safety filtering costs money, and too often companies choose to save it instead of protecting users, leaving AI development stuck in a black box where safety reports have quietly disappeared. Could independent testing force the transparency this industry has avoided for years, or is it already too late?Learn more about Jai here: https://www.linkedin.com/in/jaijaisimha/ and Transparency Coalition.AI here: https://www.transparencycoalition.ai/Check out some of our related content here: Does Your Chatbot Know You're Suicidal? AI Empathy, Psychosis Detection, and Clinical Trials with Grin Lord of mpathic Can Hackers Hijack Your Chatbot? How RAG Systems and Other API Endpoints Can Create Data Portals for Cyber Intruders with Keith Hoodlet of Trail of Bits   Will AI Take Over Student Advising? The Impact of Bots on College Success with Andrew Magliozzi of Mainstay 

MacVoices Video
MacVoices #26225: Live! - AI Trust, Autonomous Vehicle Liability

MacVoices Video

Play Episode Listen Later Aug 4, 2026 20:36


The panel debates whether giving Claude controlled access to 1Password credentials is a practical automation feature or an unnecessary security risk, weighing trust, passkeys, vault isolation, and AI limitations. The conversation then shifts to the humor of waterproof phone holders and shower tech before wrapping with a discussion of how autonomous vehicles could reshape liability, trial law, and advertising, followed by the panel's sign-offs. The panel includes Chuck Joiner, David Ginsburg, Marty Jencius, Eric Bolden, Brian Flanigan-Arthurs, Jim Rea, Web Bixby, and Jeff Gamet. This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: 00:00 AI trust and autonomous vehicle liability00:32 Claude gains access to 1Password credentials01:02 Trusting AI agents with sensitive accounts01:15 Limiting access to individual vault items01:38 Secure credential handling for automation02:41 Can Claude see the actual password?02:58 Passkeys, certificates, and temporary authentication03:55 Using a secondary vault for AI access04:38 Waterproof shower phone holders05:30 Waterproof notepads and working in the shower06:03 Listening to podcasts while showering07:21 Trial lawyers and autonomous vehicles08:23 How self-driving cars could change liability08:51 Could autonomous vehicles eliminate accidents?09:23 The future of legal billboards and television ads10:46 Closing the discussion Links: An AI just broke an 87-year-old maths problem, in a tweet sent during the World Cup finalhttps://thenextweb.com/news/jacobian-conjecture-disproved-ai-fable-5   EU Orders Google to Give Rival AI Apps the Same Android Access as Geminihttps://www.macrumors.com/2026/07/16/eu-google-ai-apps-android-access/   You can now grant Claude access to your 1Password credentialshttps://www.engadget.com/2216405/1password-anthropic-claude-integration/   Waterproof Shower Phone Holder: $8.53https://amzn.to/4vITEqy   Trial Lawyers Lobby Against Autonomous Vehicleshttps://marginalrevolution.com/marginalrevolution/2026/07/trial-lawyers-lobby-against-autonomous-vehicles.html   Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site:https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

ACTEC Trust & Estate Talk
Liability of Executors and Transferees for Estate Taxes

ACTEC Trust & Estate Talk

Play Episode Listen Later Aug 4, 2026 12:47


Can executors be personally liable for unpaid estate taxes? Learn how fiduciaries and transferees can reduce risk and avoid costly mistakes. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

The Jaded Mechanic Podcast
Is Flat Rate Destroying the Auto Repair Industry? | Steve Blanchard

The Jaded Mechanic Podcast

Play Episode Listen Later Aug 4, 2026 120:02


Like the show? Show your support by using our sponsors.   Need to update your shop systems and software? Try Tekmetric HERELaunch your tool game to the next level with Launch Tech USA! HEREIn this episode, Jeff welcomes veteran technician Steve Blanchard to compare Quebec's hourly-pay system with Ontario's flat-rate model. Steve shares his journey from GM dealerships in Quebec to working in Ontario, explaining how different pay structures affect technician morale, quality, and shop culture. The conversation explores leadership, service advisor processes, warranty work, EV technology, right-to-repair concerns, and why rewarding quality—not just billed hours—creates stronger teams.Timestamps:00:00 Incentives Without Flat Rate 00:46 Podcast Introduction and Guest 02:35 Steve's Early Career in Quebec 05:39 Hourly Pay and Seasonal Layoffs 12:20 Why Quebec Doesn't Use Flat Rate 16:48 Moving to Ottawa 21:03 Red Seal Exam and Flat Rate Shock 22:53 Hands-On vs. Written Testing 28:18 How Flat Rate Hurts the Trade 34:41 Comebacks and Bad Incentives 36:37 Warranty Work and Cutting Corners 39:22 Teamwork vs. Competition 39:49 Training Your Replacement 40:34 Gatekeeping in the Shop 42:32 Dispatch Challenges 44:52 Switching to Hyundai 45:48 Hyundai Failures and Shop Politics 49:31 When Flat Rate Becomes a Punishment 51:40 Warranty Repair Blowup 56:09 Free Labor and Employee Loyalty 01:02:27 DIY Repairs and Safety Risks 01:06:17 EVs and Self-Driving Technology 01:10:12 Vehicle Data and Privacy Concerns 01:14:13 Subscription Features and Paywalls 01:16:52 Software Pricing Challenges 01:17:28 Affordable EV Truck Discussion 01:19:51 EV Charging Reality 01:21:00 EV Lockouts and Liability 01:22:37 The Right-to-Repair Debate 01:25:30 Technician Certification Changes 01:27:11 Remote Vehicle Control and Privacy 01:30:25 Flat Rate vs. Hourly Pay 01:32:18 Leadership and Shop Culture 01:40:04 The Role of Service Advisors 01:43:03 Injury, Career Longevity, and Exit Plans 01:44:45 Better Appointment Preparation 01:55:07 Wrap Up and Closing Follow/Subscribe to the show on social media! TikTok - https://www.tiktok.com/@jeffcompton7YouTube - https://www.youtube.com/@TheJadedMechanicFacebook - https://www.facebook.com/profile.php?id=100091347564232

MacVoices Audio
MacVoices #26225: Live! - AI Trust, Autonomous Vehicle Liability

MacVoices Audio

Play Episode Listen Later Aug 4, 2026 20:37


The panel debates whether giving Claude controlled access to 1Password credentials is a practical automation feature or an unnecessary security risk, weighing trust, passkeys, vault isolation, and AI limitations. The conversation then shifts to the humor of waterproof phone holders and shower tech before wrapping with a discussion of how autonomous vehicles could reshape liability, trial law, and advertising, followed by the panel's sign-offs. The panel includes Chuck Joiner, David Ginsburg, Marty Jencius, Eric Bolden, Brian Flanigan-Arthurs, Jim Rea, Web Bixby, and Jeff Gamet. This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: 00:00 AI trust and autonomous vehicle liability 00:32 Claude gains access to 1Password credentials 01:02 Trusting AI agents with sensitive accounts 01:15 Limiting access to individual vault items 01:38 Secure credential handling for automation 02:41 Can Claude see the actual password? 02:58 Passkeys, certificates, and temporary authentication 03:55 Using a secondary vault for AI access 04:38 Waterproof shower phone holders 05:30 Waterproof notepads and working in the shower 06:03 Listening to podcasts while showering 07:21 Trial lawyers and autonomous vehicles 08:23 How self-driving cars could change liability 08:51 Could autonomous vehicles eliminate accidents? 09:23 The future of legal billboards and television ads 10:46 Closing the discussion Links: An AI just broke an 87-year-old maths problem, in a tweet sent during the World Cup final https://thenextweb.com/news/jacobian-conjecture-disproved-ai-fable-5   EU Orders Google to Give Rival AI Apps the Same Android Access as Geminihttps://www.macrumors.com/2026/07/16/eu-google-ai-apps-android-access/   You can now grant Claude access to your 1Password credentialshttps://www.engadget.com/2216405/1password-anthropic-claude-integration/   Waterproof Shower Phone Holder: $8.53https://amzn.to/4vITEqy   Trial Lawyers Lobby Against Autonomous Vehicles https://marginalrevolution.com/marginalrevolution/2026/07/trial-lawyers-lobby-against-autonomous-vehicles.html   Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site: https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Hawk Droppings
AIPAC is a LIABILITY to DEMOCRATS

Hawk Droppings

Play Episode Listen Later Jul 31, 2026 11:21


Flanagan called AIPAC Craig's biggest career funder and pledged to refuse its money, saying the group labeled her a threat after she backed Bernie Sanders' resolution to block offensive arms sales to Israel. She noted meeting with AIPAC, J Street, and being endorsed by Bend the Arc. Craig countered that Flanagan was being disingenuous, citing Star Tribune reporting that Flanagan had met with AIPAC and submitted a position paper, and argued for a two-state solution while calling for a dramatic rebuild of Gaza with a rethink of US policy toward Netanyahu's government. Hawk sets this against the polling: roughly 60 percent of Democrats now view the Israeli government unfavorably, and about 74 percent oppose further military aid, per AP-NORC, Pew, and NBC surveys. He notes endorsements cutting the other way, including Gretchen Whitmer for Stevens, and makes clear his criticism is of the current government, not Judaism or Jewish people. SUPPORT & CONNECT WITH HAWK- Support on Patreon: https://www.patreon.com/mdg650hawk - Hawk's Merch Store: https://hawkmerchstore.com - Connect on TikTok: https://www.tiktok.com/@mdg650hawk7thacct - Connect on TikTok: https://www.tiktok.com/@hawkeyewhackamole - Connect on BlueSky: https://bsky.app/profile/mdg650hawk.bsky.social - Connect on Substack: https://mdg650hawk.substack.com - Connect on Facebook: https://www.facebook.com/hawkpodcasts - Connect on Instagram: https://www.instagram.com/mdg650hawk - Connect on Twitch: https://www.twitch.tv/mdg650hawk ALL HAWK PODCASTS INFO- Additional Content Available Here: https://www.hawkpodcasts.comhttps://www.youtube.com/@hawkpodcasts- Listen to Hawk Podcasts On Your Favorite Platform:Spotify: https://spoti.fi/3RWeJfyApple Podcasts: https://apple.co/422GDuLYouTube: https://youtube.com/@hawkpodcastsiHeartRadio: https://ihr.fm/47vVBdPPandora: https://bit.ly/48COaTB

Coffee w/#The Freight Coach
1506. #TFCP - The $604M Verdict: A New Era of Broker Liability?!

Coffee w/#The Freight Coach

Play Episode Listen Later Jul 31, 2026 47:08


How does the recent C.H. Robinson lawsuit actually impact your day-to-day carrier selection policies? Bryan Nelson is back to deliver the straightforward facts on freight broker liability and negligent selection! We break down the massive $100M+ settlement, exploring how exerting too much control over drivers can trigger vicarious liability and why relying on publicly removed FMCSA SMS safety scores won't necessarily save you in a courtroom. Bryan lays out exactly what a reasonable carrier selection policy should look like in today's litigation-heavy freight market, equipping you with the vital, no-nonsense insights you need to manage risk, revamp your broker-carrier operations, and protect your bottom line without overstepping your bounds!   About Bryan Nelson Bryan J. Nelson is a transportation and logistics attorney assisting clients in the development and review of transportation agreements, the resolution and mitigation of cargo claims, and the establishment of corporate compliance strategies in accordance with state and federal regulations.  Prior to joining Taylor Nelson, Bryan practiced as general counsel and served as a chief administrative officer in the transportation industry for over a decade, representing a family of companies that included a motor carrier, a third-party logistics corporation, and a transportation management system (TMS) provider. Bryan graduated from Stetson University earning his juris doctorate and his master's degree in business administration. He received his undergraduate degrees in Accounting and Finance from Florida State University.  With his hands-on experience in the transportation industry, Bryan recognizes and understands the unique challenges and opportunities facing transportation companies throughout the supply chain.   Connect with Bryan LinkedIn: https://www.linkedin.com/in/bryan-j-nelson-esq-mba-59876b1b/  Email: bnelson@taylorlawpl.com  

Cats at Night with John Catsimatidis
John Solomon: Fauci's Federal Pardon Does Not Protect Him from State Criminal Prosecution and Civil Liability

Cats at Night with John Catsimatidis

Play Episode Listen Later Jul 31, 2026 11:42 Transcription Available


Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Is Your Best Skill Actually Squashing Your Agency's Growth? with Brett Singer | Ep #923

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Jul 29, 2026 28:49


Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you willing to give up the work you built the agency around in order to build the agency itself?  Today's featured guest recounts how he and his partner built their agency after a decade working together at the Oprah Winfrey Show. Fifteen years in, they are still figuring out what the founder job actually is versus what they have always been good at. He talks through how the transition from doing to leading actually happened, what it cost him creatively and personally to step out of directing, and what he means when he says that making the video was always the easy part. Brett Singer is a co-founder and principal at Bottle Rocket Media, a digital agency based in Chicago specializing in video production, motion graphics, SEO, paid media, and AI search optimization. He and his business partner Dan Fisher both worked at Harpo Studios on the Oprah Winfrey Show for over a decade before launching Bottle Rocket in 2011. The agency built its initial client base entirely from the network that came out of Harpo when the show ended, then invested heavily in their own SEO to shift from outbound to inbound. Brett is now focused on business development, vision, and team culture. In this episode, we'll discuss: Letting go of the work you love for the future of the agency When the business no longer needs you The hardest part of running an agency Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. The Work You Love Is Not the Work the Business Needs From You Brett spent years at Harpo perfecting motion design and later started Bottle Rocket partly because he wanted to keep doing it. It was work he greatly enjoyed. Unfortunately, he realized that was the wrong job for him, not from a strategic decision but from simple math: when he was in the edit suite, no one was finding the next client. The business did not care how good he was with a camera. It needed someone holding the relationship and the vision. Letting go of the work he was trained for and genuinely good at did not happen cleanly. He describes it as kicking and screaming and slowly, and that is probably the most honest description of how most founders navigate this. In this case, the difference for him was having his partner, which meant there was always someone to hold the other accountable to the right job. Solo founders have to engineer that accountability differently. But the outcome is the same: the work you loved getting you here is eventually the work that stops the business from going further. The Identity Gap When the Business No Longer Needs You Stepping into the CEO role can feel like loss before it feels like freedom. When the business no longer needs you for the thing you spent a decade mastering, there is a real identity gap. The hours that used to be filled with something you were visibly good at are now filled with work that is harder to measure and slower to produce visible results. Brett went through his own version of this as he transitioned away from directing. He still goes to set occasionally and feels the pull. He made peace with it not by letting go of the creative part of himself, but by redirecting it: into the sales process, into how the agency presents itself, into the culture he is building. The creative instinct did not go away. It found a different channel. That reframe, from "I gave up my craft" to "I applied my craft differently," is what makes the CEO stage sustainable instead of a sustained identity crisis. Making the Widget Was Always the Easy Part Brett is clear about something that sounds counterintuitive until you have run an agency for a few years: the actual service delivery, producing the video, building the campaign, running the edit, is the easiest part of running an agency. The hard part is everything surrounding it. Hiring. Culture. Vision. Business development. Managing the people who manage the work. None of that was taught. All of it had to be built from scratch by people whose entire prior training was in making the thing. This is the reason most agency founders stay stuck in the work longer than they should. It is the thing they know. Every hour in the edit bay is an hour that feels productive and measurable. Every hour in a hiring conversation or a strategy session feels less certain and harder to justify. The founders who scale are the ones who learn to value the less comfortable work, not because it becomes easier, but because they understand what it makes possible. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

The Capitol Pressroom
Legal liability restrictions pushed as affordability measures

The Capitol Pressroom

Play Episode Listen Later Jul 28, 2026 28:37


July 28, 2026- Gov. Kathy Hochul championed tort reform to bring down car insurance costs, so what other legal liability changes should policymakers consider to address affordability? We consider a range of options from Cary Silverman, a partner with Shook, Hardy & Bacon.

The Situation with Michael Brown
7-27-26 - 10am - Denver Spending a LOT on Liability Claims

The Situation with Michael Brown

Play Episode Listen Later Jul 27, 2026 36:01 Transcription Available


In a shocking revelation, a city's financial records have been shedding light on a concerning trend that's leaving taxpayers scratching their heads. The city in question is Denver, where a recent document has revealed a staggering amount of money being spent on liability claims. We're talking about a whopping $23 million, more than 11 times the city's usual budget for this line item.This episode delves into the details of Denver's financial situation, where a $2.6 million fund has been depleted to cover liability claims, including a significant portion for the 2020 George Floyd riots. The city's mayor and council have been criticized for their handling of the situation, with some arguing that they're not being transparent enough about the settlements and payouts. The city's accountability gap has been highlighted, with some questioning whether the council is doing enough to ensure that taxpayers are aware of how their money is being spent.The city's financial records show a concerning trend of payouts for liability claims, with the largest single line item being the ongoing bill for the 2020 George Floyd riots. The city's own accounting puts the total protest-related payout at over $22 million. The city's council has acknowledged its accountability problem, passing an ordinance requiring quarterly general fund reporting from the Department of Finance. However, critics argue that this isn't enough, and that the city needs to do more to be transparent about its financial dealings.If you're a taxpayer in Denver, you need to know about this. The city's financial situation is a complex web of liability claims, settlements, and payouts. This episode breaks down the details, and we're not just talking about numbers – we're talking about the people and policies behind them. Join us as we explore the intricacies of Denver's financial situation and what it means for taxpayers.See omnystudio.com/listener for privacy information.

AI and the Future of Work
399: Vasant Dhar, NYU Stern Professor, on the New Divide: Superhuman With AI or Dependent on It?

AI and the Future of Work

Play Episode Listen Later Jul 27, 2026 44:30


Send us Fan MailVasant Dhar teaches data science at NYU's Stern School of Business and has spent more than 45 years at the frontier of artificial intelligence. He brought machine learning to Wall Street in the 1990s and founded SCT Capital Management, one of the first machine learning based hedge funds.He hosts the Brave New World podcast, downloaded more than a million times, where he has interviewed Nobel laureates, technologists, and global thinkers on the implications of AI. His work has appeared in The New York Times, The Wall Street Journal, Financial Times, Wired, and MIT Technology Review. His latest book, Thinking with Machines, traces AI from its origins to the present.For more than forty years, Vasant has built systems that sat right on the edge of human trust. People had to decide whether to rely on them or walk away.In this episode, he makes a stark claim: AI will not just change how we work; it will sort us into two groups. One uses it to extend their judgment. The other slowly hands that judgment over. The gap comes down to habits you are forming today, not some distant future.In this conversation, we discuss:Why trusting AI comes down to just two variables, and the simple test Vasant has applied since his Harvard Business Review piece a decade agoThe bifurcation Vasant believes AI is about to create, splitting humanity into two groups, and which side you do not want to be onWhat tennis great Roger Federer's win rate reveals about succeeding with algorithms, and the counterintuitive math behind every winning edge Why the edge returns to humans the moment everyone runs the same algorithms, and what only people can do in situations no system has seen The one word in the title Thinking with Machines that Vasant says matters most, and what it asks of how we work alongside AIThe areas of life where Vasant argues we may need to restrict AI entirely, and the legal framework we already have to govern itExplore the Conversation 00:00 Intro & AI Fun Fact: Trustworthy AI from Principles to Practice04:13 Meet Vasant Dhar: From the Internist System to Machine Learning on Wall Street07:10 The Origins of Thinking with Machines: The Biggest Surprise in 45 Years of AI09:33 Written for Everyone: AI's Accelerating Pace and the Call to Get Engaged11:23 When to Trust an Algorithm: The Green Zone and the Human Edge20:24 The Bifurcation of Humanity: Superhuman Amplification or Cognitive Decline24:52 The Four Eras of Machine Intelligence: From Specification to General Intelligence29:22 The Ethics of AI Agency: Where Machines Need Limits and Obligations34:14 Who Governs AI: Tort Law, Liability, and Emerging Legal Precedent37:44 AI in 2036: Multisensory Machines and the Integration of the Senses40:33 Teaching Machines to Smell: AI, Olfaction, and Disease Detection43:35 Where to Find Thinking with Machines and Connect with Vasant Dhar Resources:Subscribe to the AI & The Future of Work NewsletterConnect with Vasant on LinkedInAI fun fact articleOn the decision sprint process with Atif Rafiq, CEO & Bestselling Author

The Indicator from Planet Money
Three beefs: U.S. and Brazil, Taco Bell and liability, Waymo and trial lawyers

The Indicator from Planet Money

Play Episode Listen Later Jul 24, 2026 9:22


It's Indicators of the Week! Today on the show: Brazil's fast payments system that's got the Trump administration huffy, why Taco Bell might be liable for their role in cyclospora infections and why some lawyers are lobbying against driverless cars. Fact checking by Emma Ferrara and Corey Bridges. Your Next Listen — Can I get my tariff money back now? Connect with The Indicator — Sign up for The Indicator's brand new newsletter — Find our socials, YouTube and more! — For sponsor-free episodes, subscribe to NPR+ See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Real Money Talks
How to Increase Wellness Center Revenue

Real Money Talks

Play Episode Listen Later Jul 24, 2026 10:12 Transcription Available


After once generating nearly $700,000 in annual sales, Mary-Anne and her husband are now struggling to cover rent and their SBA loan. Loral explains that rebuilding wellness center revenue starts by focusing on the services already producing the strongest results, including facials, massages and salt therapy.She also recommends creating more predictable wellness center revenue through weekend retreats, health and wealth events, service packages and contracts with golf clubs, country clubs and sports teams. By improving marketing, reviewing expenses and adding recurring income streams, the business may be able to increase wellness center revenue and become sustainable again.Loral's Takeaways:Discussion on Business Struggles and Revenue Generation (00:06)Marketing and Revenue Challenges (01:29)Corporate Structure and Liability (03:52)Potential Solutions and Strategies (06:02)Encouragement and Next Steps (07:20)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

Beyond Labels with Dr. Sina McCullough
The Glyphosate Liability Ruling: Not As It Seems?

Beyond Labels with Dr. Sina McCullough

Play Episode Listen Later Jul 23, 2026 10:18


Joel Salatin & Dr. Sina discuss the recent glyphosate liability shield and why this legislation is more complex than the alternative media may have led on. (From Episode 255)✨ Subscribe for the Full Episode: https://beyondlabels.supportingcast.fmFind Joel Here: www.polyfacefarms.comFind Sina Here: www.drsinamccullough.comFollow on InstagramFollow on XSubscribe on RumbleSubscribe on YouTubeDISCLAIMER

Seeking Rents – The Podcast
Chink in the armor

Seeking Rents – The Podcast

Play Episode Listen Later Jul 23, 2026 40:42


In this episode: Data center interests have spent more than $5 million supporting Byron Donalds, the Trump-endorsed Congressman from Naples who is the heavy favorite to win the Republican nomination for Florida governor in next month's primary election. But all that industry money is morphing from a strength to a liability amid a rising bipartisan backlash to data center development around the state. Meanwhile, James Uthmeier, Florida's never-elected attorney general, is using his office to help Elon Musk's Tesla try to get out of paying $243 million to victims of a fatal car crash involving Tesla's Autopilot technology. Plus: Updates on big battles over property insurance, growth management and home rule.Show notesTo make a donation in support of Seeking Rents, click here.Stories discussed in today's show:Data center donors have spent more than $20 million in Florida ahead of the 2026 electionsMeta Begins $65 Million Election Push to Advance A.I. AgendaFlorida's attorney general is trying to help Elon Musk's Tesla get out of a $243 million verdictAn insurance company led by a billionaire megadonor wrote a law pushing Florida condo owners into higher-priced property insuranceGroup tied to influential Ruane Cunniff sues Reinhold Corporation over Clay County land sale disputeA New York investment firm with vast land holdings across north Florida wants state lawmakers to greenlight giant developmentsRon DeSantis is helping real estate developers exploit a hurricane relief lawThe Florida Legislature made a mess. The Florida House refused to clean it up.Bills discussed in today's show:Senate Bill 484 — Data CentersSenate Bill 1616 — Liability of Advanced Driving System Manufacturers and DevelopersSenate Bill 1028 — Citizens Property Insurance Corp.House Bill 299 / Senate Bill 354 — Blue Ribbon ProjectsSenate Bill 840 — Land Use Regulations for Local Governments Affected by Natural DisastersSenate Bill 180 (2025) — EmergenciesQuestions or comments? Send ‘em to Garcia.JasonR@gmail.comListen to the show: Apple | SpotifyWatch the show: YouTube Get full access to Seeking Rents at jasongarcia.substack.com/subscribe

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Stop Waiting for the Right Revenue to Start Living with Dobbin Buck | Ep #922

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Jul 22, 2026 34:05


Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Have you been telling yourself that once the agency reaches the next level, you will finally take care of yourself? As an agency owner, you shouldn't be fitting life into your work schedule; instead you should fit work into your life. Today's featured guest is not the type of founder who ground his way to success and then learned to slow down. He built the life first and designed the agency around it from early on. He talks about how he built lead flow through SaaS partner ecosystems without ever asking for a referral, why he started charging $500 donations to his veterans nonprofit as the price of a meeting with him, and what it actually looks like to flip your calendar so life is the priority and work fills in the gaps. Dobbin Buck is the CEO of GetUWired, a full-service digital marketing agency headquartered in Dahlonega, Georgia. He came up through the museum world and found his way into the agency space out of necessity after a move to North Georgia. Over two decades, he evolved from Joomla websites to marketing automation to AI, building an agency alongside a team that includes his wife as COO. In this episode, we'll discuss: Building strong relationships that don't start with "send me business" Flipping the calendar Putting yourself first is not a reward Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Building Business Development Through SaaS Ecosystems Without Ever Asking for a Lead Dobbin's growth strategy runs counter to how most agencies approach partner programs. The default is to join a partner ecosystem, badge up as a certified provider, and wait for the platform to send over referrals. Dobbin's version starts from the opposite end: show up, bring value, make friends, and trust that reciprocity will follow. He did this first with Infusionsoft after building a vertical solution for a residential real estate client that became a template he could rinse and repeat across hundreds of buyers. Infusionsoft noticed, started sending him to other verticals, and opened doors to more ecosystems from there. The practical principle underneath this is worth naming. The agencies that get the most from partner ecosystems are rarely the ones that join with the loudest ask. They are the ones who spend long enough demonstrating capability that the referrals become inbound rather than requested. That takes longer. It also produces a different quality of relationship and a different quality of client. Dobbin's most interesting clients came from introductions he never anticipated. None of it came from leading with "send me business." What Charging $500 For Your Time Actually Signals When Dobbin started getting hammered by unsolicited outreach from salespeople and lead generation services, his response was more creative than an unsubscribe filter. Any vendor who wanted a 30-minute meeting with him had to make a $500 donation to his veterans fly fishing nonprofit first. If the business conversation was worth having, the cost per acquisition was already north of $500 anyway. If it was not worth $500, there was nothing to discuss. The filter worked on two levels. It stopped the low-intent outreach immediately. It also generated meaningful donations for a nonprofit he cared about. The lesson here is that your time has a real cost, and building a structure that reflects that cost is not arrogance. It is clarity. Most founders who feel overwhelmed by the wrong kind of attention have not yet made that cost visible. Dobbin did, and found that the people worth talking to were happy to pay it. Flipping the Calendar and What Changed When He Did Dobbin used to work twelve-hour days and fit the rest of life into the gaps his schedule allowed. His kids' soccer games, date nights, time outside: all of it was scheduled around work, which meant all of it was conditional. Every agency owner has experienced this and Dobbin knew it was time for a change, so he loaded his calendar first with everything he wanted to do for himself, and then filled work in around it. Two rounds of sauna and cold plunge, thirty minutes of meditation, one to three hours of reading daily: those go in first. Work finds its place in what remains. The move that tested this the most was taking Mondays off entirely to lead veterans fly fishing trips. His team's reaction was predictable: disbelief, concern about productivity, questions about how he would compensate. His answer was that he would not compensate. He would just take Mondays off. Nothing broke. The work that had taken five days fit into four, and he came into Tuesday sharper and more energized than he had been in years. The carrot he describes, the one that keeps moving no matter how fast you run toward it, stops being motivating the moment you realize it is never going to sit still. Taking Mondays off was how he stopped chasing it. Putting Yourself First Is Not a Reward for Reaching a Certain Revenue Most founders structure their lives around a deferred promise. When the agency reaches the next milestone, then I will take care of myself. The problem is that the milestone keeps moving. The agency gets bigger and the demands grow with it. The window does not open automatically. It has to be forced open deliberately, and waiting for the right time to do it means it rarely happens. Dobbin has been living the alternative version for long enough to see what it produces. He is 60 years old, energized, genuinely happy, and clear that none of it is correlated with a revenue number. The agency is the vehicle. It was never supposed to be the destination. The founders who figure that out early enough to actually act on it are the ones who end up looking back with something other than regret. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

It's Been a Minute with Sam Sanders
When does a husband become a liability?

It's Been a Minute with Sam Sanders

Play Episode Listen Later Jul 21, 2026 30:22


It shouldn't be that hard to be a nepo-husband. Right? Nepo- husbands, the spouses of celebrity women come in many shapes and forms, but what unites them all is their proximity to the wealth, power and prestige of their famous partners. And while that proximity can be great for building a business, it can also lead to scrutiny... especially when things go wrong. Matt Kaplan, who's married to Alex Cooper, the host of the popular Call Her Daddy podcast, recently faced a Vanity Fair expose which alleged a toxic work environment of their media company, Unwell. So, what does it take to be a nepo-husband? Brittany chats with Claire Parker and Ashley Hamilton, hosts of the Good Noticings podcast, to discuss the benefits, and expectations of nepo-husbands. Support Public Media. Join NPR Plus.Follow Brittany on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub. See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

The Jaded Mechanic Podcast
The Biggest Mistake Shop Owners Make with Josh Coomes and Brian Ramsburg

The Jaded Mechanic Podcast

Play Episode Listen Later Jul 21, 2026 77:30


Like the show? Show your support by using our sponsors.Need to update your shop systems and software? Try Tekmetric HERELaunch your tool game to the next level with Launch Tech USA! HERERecorded at Tools in Hershey, Pennsylvania, Jeff sits down with Josh Coomes of Auto Shop Therapy and technician Brian Ramsburg to discuss the realities of running a modern repair shop. Brian reflects on more than 18 years in the trade, the challenges of being a solo technician, and why he enjoys variety in his work, while Josh shares his customer-first approach, leadership lessons, and the importance of protecting a shop's reputation. Together, they explore diagnostics, pay plans, hiring, training, and building a culture that values quality over speed.Timestamps:00:00 Listen or Become a Liability 00:35 Tools in Hershey Introduction 02:37 Brian's Career Journey 04:18 Owning a Job vs. Owning a Shop 07:42 Customer Empathy and Service Standards 09:21 Turning Away Older Vehicles 14:48 Favorite Types of Repairs 18:02 Why They Avoid European Vehicles 19:40 Shop Scheduling and Profitability 21:56 Technician vs. Owner Priorities 25:38 Working Relationship Challenges 28:28 Hiring and Leadership Lessons 36:20 Mentoring and a Proof-Based Culture 40:41 Pay Plans and Team Morale 42:03 The Starter Diagnosis Debate 45:41 The Stress of Being the Only Technician 48:50 Quality Control vs. Book Time 52:40 Shop Standards and Fair Productivity 55:27 Workflow and Imperfect Data 58:51 Flat Rate Pressure Stories 01:05:10 Hiring Through Working Interviews 01:10:23 Charging Properly to Grow 01:12:44 Final Advice and Closing Follow/Subscribe to the show on social media! TikTok - https://www.tiktok.com/@jeffcompton7YouTube - https://www.youtube.com/@TheJadedMechanicFacebook - https://www.facebook.com/profile.php?id=100091347564232

ChooseFI
608 | Die With Zero, Revisited

ChooseFI

Play Episode Listen Later Jul 20, 2026 73:19


Brad Barrett's daughter just graduated high school. She's heading to college in a few months. The number of times he'll see her for the rest of his life? Already countable. This realization—visceral and unavoidable—brought him back to a conversation that changed both his and Chris Hutchins' lives nearly four years ago: their interview with Bill Perkins about Die with Zero. Key Topics Introduction and Episode Impact 00:00:00 Brad and Chris reflect on the massive impact Bill Perkins' Die with Zero episode had on their lives and why they wanted to revisit it. Seasons of Life and Time Bucketing 00:05:30 Brad discusses how the concepts of seasons of life and time bucketing fundamentally changed his perspective, especially as his daughter prepares for college, highlighting the fleeting nature of time with loved ones. The Optimization Trap 00:12:00 Chris shares his struggle with over-optimization, particularly around travel planning and points maximization, and how he's been re-evaluating what he's actually optimizing for in life. Frugality as Superpower and Liability 00:18:45 The hosts debate whether frugality is still a superpower, discussing how the skill of spending shifts throughout different stages of financial independence. Running the Numbers on Withdrawal Rates 00:28:00 Chris shares research on annuity rates and the 4% rule, revealing that 96% of the time people never touch their principal and discussing more rational ways to hedge against financial risk. What Are You Optimizing For? 00:38:15 Both hosts dig into the fundamental question of what they're optimizing for—discussing the Tuesday Project, baseline fulfillment, and creating great average days versus one-off experiences. Time, Work, and Life Balance 00:47:00 Chris processes his struggle with filling all available time with work-adjacent activities and discusses the challenge of setting boundaries when you love what you do. Action Items and Future Plans 00:58:30 The hosts commit to specific actions inspired by the episode, including Chris's summer camp idea for families and Brad's commitment to create time bucket lists. Notable Quotes "You should fear wasting your life more than you fear running out of money." — Brad Barrett (quoting Bill Perkins) "Time is everything. My daughter just graduated high school. She's going to William & Mary in a couple months and again, you talk about seasons of life. Combining this with Tim Urban's The Tail End article, you realize time is running out." — Brad Barrett "I think frugality is a superpower at times and then it becomes a liability at times." — Brad Barrett "What I know for certain is every day I'm running out of time. So that's like a metaphysical certainty. You are running out of time." — Brad Barrett "I've gotten good at spending more when things aren't crazy expensive. Where I still struggle tremendously is when I feel like I'm paying for something that there's a reasonable way to get it for a better deal." — Chris Hutchins Key Takeaways Create a time bucket list: Identify experiences you want to have and assign them to specific age ranges when they would be most meaningful and feasible Calculate your real financial safety margin: Determine if you're using a 2%, 3%, or 4% withdrawal rate and whether that level of conservatism is preventing you from enjoying life now Identify your seasons of life priorities: What matters most in your current season? Kids, health, travel, career? Allocate time and resources accordingly Audit your optimization habits: Are you optimizing for the right things? Is maximizing credit card points costing you more in time and stress than it's worth? Plan one 'season-appropriate' experience: Book something that leverages your current life stage, whether that's a trip with young kids or an adventure that requires physical fitness Consider giving to your children now: If you plan to leave an inheritance, evaluate whether giving some portion during their 20s-30s would have more impact than waiting until…

Passive Income Pilots
#161 - Aircraft Ownership, Insurance, and Liability with Scott Williams

Passive Income Pilots

Play Episode Listen Later Jul 17, 2026 49:51


Buying an airplane can create opportunities and legal exposure that pilots may not see until something goes wrong. Tait Duryea and Ryan Gibson sit down with aviation attorney and pilot Scott Williams to cover LLC structures, dry leases, co-ownership, and the limits of depreciation for passive real estate activity. Scott also explains key insurance terms, including smooth coverage, open pilot warranties, and waivers of subrogation. A practical conversation for pilots who want to protect their aircraft, finances, and future.Scott Williams is the founding principal attorney of the General Aviation Law Firm and a pilot with 38 years of flying experience and roughly 4,000 flight hours. He helps Part 91 aircraft owners buy, sell, structure, and operate aircraft while avoiding unintended legal and regulatory risks. Scott is also a Cirrus SR22 owner and former president of the Cirrus Owners and Pilots Association.Show notes:(0:00) Intro(5:19) Why aircraft belong in LLCs(7:01) Structuring aircraft co-ownership(12:30) Passive real estate tax limits(18:21) Dry leases and operational control(24:08) Named insureds Vs. Named pilots(29:54) LLC setup and aircraft domicile(33:47) Using a trust for ownership(36:34) Insurance as first-line protection(40:52) Smooth Vs. Sublimit coverage(43:39) Passenger waivers and liability(49:34) OutroConnect with Scott Williams:Website: https://www.generalaviationlaw.org/ If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Is Low Agency Overhead Actually a Growth Ceiling? With Billy Scott | Ep #921

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Jul 15, 2026 27:27


Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you still fixing every problem your team brings you because it feels faster than teaching them how to fix it themselves? Maybe you're proud of how low your overhead is, but could that low overhead also be a growth ceiling? Today's featured guest spent seven years knocking on doors selling dry cleaning before he ever thought about digital marketing. He built his agency to serve home service businesses, ran it solo for three years, and is now in the middle of the transition most agency founders dread: building the systems and the team that let the work happen without him in the room. In this conversation, he and Jason work through the Evolution Framework, what the door-to-door years gave him that no formal sales training could, and what the next move looks like from the manager stage. Billy Scott is the founder of Grow Marketing, a digital marketing agency serving home service businesses. Before the agency, he spent seven years as a door-to-door salesman for a pickup and delivery dry cleaning service, growing the route to 1,500 customers and $25,000 a week in billings before realizing his ceiling was someone else's decision. He taught himself digital marketing through online courses, launched Grow Marketing six years ago, and ran it as a solo operation for the first three years. He is now building out his team and working toward the Architect stage, with a focus on getting his sales process documented well enough to hand off. In this episode, we'll discuss: Lessons from seven years in door-to-door sales Is low overhead something to brag about? What the next move looks like for Billy Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. What Seven Years at the Door Actually Built Billy will tell you he would not trade the door-to-door years for anything, and for good reason. Standing at a stranger's door with a pitch they did not ask for and a credit card form to fill out on the spot before you leave: that is the highest-friction version of sales that exists. You learn rejection, you learn to read people in seconds, and that being liked is not the same as being trusted. Building that trust takes consistent, repeatable interaction, not a clever line. The psychology Billy took from those years mapped directly onto digital marketing. A website has the same window a door-to-door pitch does: seconds to earn enough interest for the person to keep going. That kind of pattern recognition, built through years of in-person rejection and course correction, is what makes Billy a strong founder-level salesperson. Now the next challenge is not closing more deals. It is building a system around what he does instinctively so someone else can eventually do it without him in the room. The Low Overhead Trap For the first three years, Billy ran Grow Marketing alone and measured the health of the business by how little it cost to run. Five hundred dollars in monthly overhead felt like discipline. What it actually was: a ceiling. He hit forty hours a week of capacity and had nowhere to go. He could not take on new clients or grow revenue. He had built a system that was perfectly designed to stay exactly where it was. The shift came when he and his wife had an honest conversation about what they actually valued, which was time. Low overhead is only an advantage when it does not limit what the business can become. The moment it becomes a point of pride rather than a strategic posture, it starts working against the founder instead of for them. Billy recognized it, made the hires, and has been working through the cost of that transition ever since. Where the Bottleneck Is Right Now and What the Next Move Looks Like Billy is clear about where he is: Manager stage, trying to reach Architect. The work in front of him is structural. Every sales call needs to be recorded. Every client interaction needs a documented process. Every time he solves a problem his team brings him, he is making himself indispensable in a way that compounds against the business rather than for it. He initially thought he needed to hire "another him". However, this instinct is worth challenging: two visionaries in the same room produce ideas, not execution. What Billy actually needs is someone who can manage themselves, understands the outcome without needing every step handed to them, and who can learn the methodology from the stories rather than from being told what to do. The sales handoff system is the starting point: record every call, build a folder, use AI to extract the framework from what you already do naturally, then shadow and be shadowed until the system exists outside your head. The bottleneck does not move by working harder inside it. It moves when the work that only you can do becomes the work that almost anyone trained well enough can do. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

The Robert Scott Bell Show
RFK Jr. Ends EUA - Not Liability Protection, Prof. Dr. Dana Flavin, Foundation for Collaborative Medicine and Research, Cancer Surge - The RSB Show 7-14-26

The Robert Scott Bell Show

Play Episode Listen Later Jul 15, 2026 140:11


TODAY ON THE ROBERT SCOTT BELL SHOW: RFK Jr. Ends EUA - Not Liability Protection, Prof. Dr. Dana Flavin, Foundation for Collaborative Medicine and Research, Hydrocotyle Asiatica, Tragic Twins Death, Supreme Court Monsanto Ruling, Cancer Surge, Taco Bell Explosive Diarrhea, Parasite Outbreak, and MORE! https://robertscottbell.com/rfk-jr-ends-eua-prof-dr-dana-flavin-hydrocotyle-asiatica-andrea-shaw-twins-death-supreme-court-monsanto-ruling-cancer-surge-taco-bell-outbreak-explosive-diarrhea-parasite-and-more/ Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

The Level Up Podcast w/ Paul Alex
The Liability of Pride: Why Asking for Help is a Founder's Greatest Weapon

The Level Up Podcast w/ Paul Alex

Play Episode Listen Later Jul 14, 2026 4:05


Pride does not protect your business. It can quietly bankrupt it. In this episode of The Level Up Podcast, Paul Alex breaks down why asking for help is not weakness, but one of the strongest tactical advantages a founder can use. Let's be real… If your business is bleeding cash… Your sales process is broken… Your team is struggling… And you still refuse to ask for guidance because you want to look like you have it all figured out… Your ego is costing you money. In this episode, you'll learn: Why isolation destroys perspective How pride keeps founders stuck in avoidable problems Why asking for help can collapse your learning curve How humility, coachability, and fast implementation create serious leverage The truth is simple: The CEO does not need to have every answer. The CEO needs to find the answer fast. Sometimes that means asking a mentor. Sometimes that means getting corrected. Sometimes that means admitting you do not know what you are doing yet. And that is not failure. That is leadership. High-level operators do not protect their pride at the expense of the company. They seek perspective. They ask better questions. They learn from people five steps ahead. They implement immediately. Because the fastest way to avoid expensive mistakes… Is to learn from someone who already paid the price. Drop the ego. Ask the hard questions. Absorb the strategy. And keep leveling up. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dark Side of Wikipedia | True Crime & Dark History
How Does Rex Heuermann's Guilty Plea Accelerate Civil Liability For His Family?

Dark Side of Wikipedia | True Crime & Dark History

Play Episode Listen Later Jul 7, 2026 33:19


A guilty plea to seven counts of murder, with an admission to an eighth, establishes the underlying facts for purposes of civil litigation. This look back, with defense attorney and former prosecutor Eric Faddis, examines the wrongful death lawsuit filed in the wake of Rex Heuermann's plea and what it means for his family's legal exposure.The suit, filed by the son of victim Valerie Mack, names Asa Ellerup and their daughter Victoria Heuermann as defendants, alleging the family profited from a documentary and demonstrated disregard for the victims. Counsel for Ellerup has characterized the claims as reckless. Faddis analyzes the legal theory — what a wrongful death action requires, how the guilty plea alters the evidentiary landscape in civil proceedings, and where the line falls between proximity to a convicted offender and actionable legal liability. He addresses whether the allegations as currently framed are likely to survive initial legal challenges.The segment also examines the plea agreement itself. Heuermann's attorney described the guilty plea as a "sense of relief" for his client — language that behavioral analysts read very differently than the general public might. Retired FBI Behavioral Analysis Chief Robin Dreeke assesses what that framing reveals about the defendant's psychological relationship to his crimes, and what the FBI cooperation requirement — part of the plea agreement — is designed to produce. Heuermann confirmed strangulation as the cause of death for each victim and is expected to be sentenced to three consecutive life terms plus an additional hundred years. We revisit where the matter stood at the time of our reporting.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#RexHeuermann #GilgoBeachKiller #LISK #WrongfulDeath #AsaEllerup #EricFaddis #RobinDreeke #CivilLiability #TrueCrime #HiddenKillers