Podcasts about Liability

In this episode, Dr. Blossom talks about how the very strengths that built early credibility in leadership can start to work against you as your role grows. She looks at traits like being the reliable one, the fast one, or next level productiivty; and how those strengths can create friction as you expand. This episode challenges leaders to consider whether their strengths still fit the level they're leading at now. Contact: hello@drjenniferblossom.com  IG: @drjenniferblossom  THE SECOND BLOOM JOURNAL Nervous System Assessment

Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingI found footage of two octopi speaking in geometric patterns. Ran it throughlinguistic software. It flagged as LANGUAGE—the same patterns I'd been seeingon DMT for years. So I reverse-engineered their neurochemistry, attached it toa tryptamine, and learned to read the language my hallucinations have beenspeaking this entire time.LEXICON-7: the compound that hijacks your claustrum and teaches you exponentiallanguage. The mandalas aren't decoration—they're grammar. The geometry isn'tnoise—it's syntax. Seven dimensions. Cross-modal binding. Visual cortex wireddirectly to Broca's area.I took it in an art studio. The paintings started conjugating.I learned to respond.Now I can't stop reading. The world is written in a language I finallyunderstand, and it's beautiful and terrifying in exactly equal measure.Octopi have been doing this for 300 million years. Now, theoretically, so canyou.◯ ⟲ ⟲ ⟲ — One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

In today's modern world, relationships are no longer seen as a source of stability — but increasingly as a potential liability. From financial risks and emotional stress to legal consequences and shifting social expectations, many people are beginning to question whether traditional romantic partnerships are worth the cost.On this episode of The Oracle 19 Podcast, we explore the evolving dynamics of dating, marriage, and long-term commitment in 2026. Why are more individuals choosing independence over intimacy? Are modern relationships exposing people to more risk than reward?We take a closer look at how social media, economic pressure, changing gender roles, and legal responsibilities are reshaping the way people approach love and commitment — and why some now believe that staying single may be the smarter move.Is love still an asset… or has it become a liability?Podcast: Sunday, Monday, and ThursdayLINKS:⁠⁠⁠https://www.officialmoringamagic.com/#aff=enamul33 ⁠⁠⁠ moringa pillsMasonic Regalia and Jewelry Wholesale Prices | Bricks Masons https://bit.ly/4a2nn4DThe Encyclopedia of Power Foods- Latest2024! Ebooks https://bit.ly/49XfoWn⁠⁠⁠https://www.legalcontracts.com/?pid=p⁠⁠⁠Business sponsorship inquiries: evolutionoflondon@gmail.comShop now: www.evolutionoflondon.com(online shopping mall)www.evolutionoflondon.org(custom clothing accessories digital products)www.linktree.com/evolutionoflondon. www.patreon.com/evolutionoflondonDonate/PayPal:Evolutionoflondon@gmail.comMusic: cheap limousine channel on YouTubeGreatness19 channel on YouTubeMr. Evolution of London (health and wellness) on YouTubeWJA Accessories (fitness consultant)Email: healthfitnessconsultant1@gmail.comPodcast: Sunday, Monday, and ThursdayLINKS:⁠⁠⁠https://www.officialmoringamagic.com/#aff=enamul33 ⁠⁠⁠ moringa pillsMasonic Regalia and Jewelry Wholesale Prices | Bricks Masons https://bit.ly/4a2nn4DThe Encyclopedia of Power Foods- Latest2024! Ebooks https://bit.ly/49XfoWn⁠⁠⁠https://www.legalcontracts.com/?pid=p⁠⁠⁠Business sponsorship inquiries: evolutionoflondon@gmail.comShop now: www.evolutionoflondon.com(online shopping mall)www.evolutionoflondon.org(custom clothing accessories digital products)www.linktree.com/evolutionoflondon. www.patreon.com/evolutionoflondonDonate/PayPal:Evolutionoflondon@gmail.comMusic: cheap limousine channel on YouTubeGreatness19 channel on YouTubeMr. Evolution of London (health and wellness) on YouTubeWJA Accessories (fitness consultant)Email: healthfitnessconsultant1@gmail.com

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training When Melany Robinson lost 70% of her agency's revenue overnight during COVID, she didn't just "cut costs." She rebuilt her team around trust, ownership, and shared sacrifice and learned why keeping C players is one of the most expensive mistakes agency owners make. This episode is a masterclass in leadership, culture, and making hard decisions without losing your soul. Guest Overview Melany Robinson is the founder of SproutHouse, a 30-person integrated communications agency serving hospitality, real estate, and lifestyle brands. She's led her agency through rebrands, crises, and COVID, emerging stronger, leaner, and clearer on what real team culture actually means. What You'll Learn Why COVID exposed the hidden cracks in most agency team structures The real cost of keeping "C players" during uncertain times How to handle massive revenue loss without destroying trust The mindset shift from "managing people" to leading a team Why retreats, alignment, and shared experiences matter more than perks Key Takeaways You can't afford C players, especially during down cycles Shared sacrifice builds loyalty; secrecy destroys it Letting clients out of contracts can be a long-term growth play Culture isn't words on a wall. It's how people show up under pressure Great leaders give clarity, not control The best teams row in sync or the boat doesn't move Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. What Losing 70% of Revenue Taught One Agency Owner About Leadership Most agency owners agree that culture matters. But culture doesn't show up when revenue is up and clients are easy. It shows up when 70% of your revenue disappears overnight. That's exactly what happened to Melany Robinson, founder of Sprout House, when COVID hit. Hospitality clients vanished. Contracts evaporated. The "we'll figure it out" optimism most agency owners run on suddenly wasn't enough. And here's the part most people won't admit: This is where weak leadership gets exposed. The Myth: "If I Work Hard and Treat Clients Well, Growth Is Guaranteed" Before COVID, Melany believed what a lot of agency owners believe: Do great work. Act with integrity. Revenue will take care of itself. COVID blew that illusion up. Revenue is never guaranteed. Clients don't owe you loyalty. And culture doesn't magically hold when fear enters the room. So instead of hiding behind executive decisions, Melany did something most agency owners are terrified to do: She brought the team into the truth. Radical Transparency Beats Quiet Panic Sprout House told clients they could exit contracts. No penalties. Then Melany sat down with her team and laid out the reality: Revenue was down 70%. Something had to change. The choice wasn't who gets cut. It was how do we survive this together? The team chose shared compensation reductions over layoffs. Some people left. Others stayed. And that's when the real lesson emerged. The Hidden Cost of C Players C players aren't bad people. They just show up for themselves first. In good times, they're invisible and in hard times, they drain energy, margin, and morale. Melany realized something every scaling agency owner eventually learns the hard way: You can't afford C players during down cycles or up cycles. They don't row in sync. They protect their seat instead of the boat. On the contrary, A-players lean in. They sacrifice. They care about the whole. And those people are worth everything. Leadership Isn't Managing. It's Creating Clarity Melany doesn't pretend to be a great "manager." Great agency founders don't micromanage. They cast vision, set expectations, and get out of the way. Clarity isn't being bossy. It's saying: "This is what needs to be done. By this date. I trust you to figure out how." That's how you get leaders, not task-doers. Why Culture Is Built Outside the Office Sprout House invests heavily in retreats and real connection. They take the team horseback riding, snowmobiling, swimming in cenotes, and playing games by the pool. Not strategy decks. Not whiteboards. Why? Because trust isn't built in Zoom meetings. It's built when people see each other as humans instead of roles. And when things get hard, that trust is the difference between fragmentation and resilience. The Agency Owner Reality Check If you're honest, you've probably felt some version of this: You're stuck in fulfillment You're carrying people who aren't carrying their weight Revenue feels fragile You're not paying yourself what you should You know something has to change, but you're avoiding the decision This episode isn't about COVID. It's about leadership. And the uncomfortable truth that scaling requires subtraction before multiplication. The Question Is Simple Who's really in your boat? Because hope isn't a strategy. And C players are more expensive than you think. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Is Bullying Being Covered Up To Prevent Liability? In this episode, Scarlett speaks with Randy Brown, author of The Inside Story of Columbine: Lies, Coverups, Ballistics, Lessons, whose connection to the Columbine tragedy is deeply personal—his sons were at the school on April 20, 1999, and his family reported Eric Harris to authorities two years before the shooting. Randy shares decades of research and lived experience to challenge widely accepted narratives, examine systemic failures and coverups, and explore the deeper cultural roots of school violence. This important conversation invites listeners to keep an open heart and mind as we seek truth, honor victims, support survivors, and consider what it will truly take to prevent future tragedies. To purchase Randy's book: https://www.amazon.com/stores/author/B001K7YO9K Learn more About Scarlett here: https://chooselovemovement.org/

Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meeting4-NarrO-DMT – The Narratival Tryptamine That Turns Your Life Into Its Own Trip ReportDive into the Unmade: Psychedelic Compounds That No One Has Made But I Think I Would LoveIn this inaugural voyage of speculative psychonautics, host True (that's me, or is it?) conjures a molecule from the ether: 4-NarrO-DMT, a hypothetical 4-position substituted N,N-DMT with a “narratival moiety” that doesn't just dissolve your ego—it narrates the dissolution in real time. Blending Shulgin's chemical poetry with PKD's reality-glitching paranoia, we explore a compound that attaches story itself to your serotonin receptors. What happens when the trip starts editing its own script? Funny first. Terrifying second. Profound always.This episode is a three-act structure in audio form: Hypothetical synthesis in a lab of self-doubt, proposed pharmacology that syncs your inner narrator with the cosmic feed, and a trip report where perspectives switch like camera cuts, ceilings read you back, and a glass of water becomes the ultimate MacGuffin. From Santa Rosa's fog-shrouded edges (February 2026, where realities bleed like melting icicles), we scavenger truths from the unmade—laughing at the absurd, crying at the irrevocable, and emerging with windows cleaned of baseline illusions.Key Timestamps:•  00:00 - Intro & Disclaimer: Welcome to the series—speculative fiction only, no labs required. Status: Theoretical. Beautiful. Pending.•  02:15 - Hypothetical Precursor Route: In the dark corner of imagination, 4-hydroxy-tryptamine meets narrativaldehyde under conditions of ambient self-doubt. We graft narrative onto the C4 position—where psilocin lives, and realities forget their boundaries.•  07:45 - Proposed Receptor Pharmacology: Dual binding at 5-HT2A (Technicolor flood) and sigma-1 (timeline editor). Result: You experience the experience experiencing you. Notes taken.•  12:30 - Proposed Duration & Status: 6-9 hours of enforced three-act arc. No intermission. Exists only in synaptic spaces—enormous ones.•  15:00 - Trip Report: Administration to Resolution. From tense-softening onset to comedy of structural errors (that water MacGuffin laugh-fest), peak narrative recursion (towers of mirroring turtles), Act Two terror (the narrator knows your secrets), absurdist re-entry (napping foot ovation), and comedown sync: Being present-tense, connected to your own story.•  35:45 - Synthesist's Field Notes: The compound's imaginary, but the narration's real. Funny first, true second—why I'd love this unmakeable gem. Invitation: Lose track with us.•  42:00 - Outro & Teaser: Next compound incoming. Share your unmade ideas on X @TrueAestheticOpportunist.Epic Highlights & Metaphors That Hit Like Sigma-1 Revelations:•  “The ceiling is reading me… in the way a sentence reads its own words before committing.”•  “Narrative recursion: A tower made of mirrors, reflecting mirrors—turtles all the way down, except the turtles are you, writing about each other.”•  “He has been waiting for permission… standing at the threshold with one hand raised to knock, door rusted open.”•  “The difference between a window cleaned and one that hasn't: Same light, but everything seen through it shifts.”Listener Advisory: This is pure narrative speculation—inspired by Shulgin's PIHKAL/TIHKAL, laced with Dickian dimensions. No actual synthesis, ingestion, or endorsement. If it sparks real introspection, blame the good chair and your inner narrator. For educational/entertainment purposes only. Consult professionals for any real psychedelic explorations.Connect & Scavenge More:•  Follow on X for episode teasers, unmade compound polls, and aesthetic opportunism: @TrueAestheticOpportunist•  Subscribe wherever you dissolve realities (Spotify, Apple Podcasts, etc.)—rate, review, and share if this synced your experiencer with your narrator.•  Got a hypothetical compound? DM or comment—might weave it into future eps.In the words of the episode: “Funny first. True second. Both simultaneously, then.” Welcome to the unmade. Let's lose track together. One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

From distracted driving and accident causation to DIY retrofits and generational adoption trends, this discussion unpacks the risks, benefits, and insurance implications of self-driving technology. Watch this Aftershow … Read More » The post Autonomous Vehicles: Innovation, Liability & the Long Road Ahead | IJA Aftershow: Brenda Wells appeared first on Insurance Journal TV.

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Most agency owners talk about selling someday, but very few actually build with that outcome in mind. They stay deeply embedded in delivery, sales, and decision-making, hoping an exit will magically appear later. In this episode, that myth gets dismantled. Today's featured guest, former owner of Dot & Company, shares how she intentionally designed a productized agency that could run without her long before an acquisition was even on the table. After successfully selling Dot & Co to E2M, she reflects on building with exit thinking from day one, how she connected with the right buyers, how she knew it was the right deal, and what genuinely surprised her about the process. Taylor McMaster is the former owner of Dot & Company. She built and sold a productized agency specializing in fractional account management for agencies and successfully exited to E2M after designing the business to operate without her long before the deal was on the table. If you've ever wondered what it actually takes to build an agency you can step away from, and one someone would want to buy, this conversation sets the stage. In this episode, we'll discuss: Making the decision to build a sellable business early on The role that uncloked scale The sales trap Why her exit felt easy Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. How to Build an Agency You Can Sell Many agency owners say they want to sell one day, but are building a business that tells a very different story. They're still on every client call. Still approving every deliverable. Still the only one who can close deals. Still the glue holding everything together. That's not an agency. That's a very stressful job. For her part, Taylor decided early on that she didn't wait until she was exhausted to think about an exit. She designed the business for it. Exit Thinking Changes Everything About a year into building Dot & Co, Taylor made a quiet but powerful decision: "If I want an exit someday, I can't build this like a lifestyle business." That one thought changed how she hired, delegated, and structured the company. Instead of asking, "How do I do this better?" She asked, "How do I make myself unnecessary?" That meant systematically removing herself from every critical lane: Fulfillment People management Operations Admin Finance Not overnight. Not perfectly. But intentionally. The First Hire That Most Agency Owners Avoid Most agency owners start by hiring delivery help. However, there are multiple ways to go about this, especially if you understand where your expertise lies and where someone else could be doing a better job. Taylor hired a people manager early because she knew managing humans was her weakest skill and her biggest future bottleneck. That one hire unlocked scale. Why? Because resource-heavy agencies don't break because of strategy. They break because of people chaos. The Agency Sales Trap and Lesson Learned Like most founders, Taylor stayed in sales for a while. Eventually, she tried to step out and hit friction. Sales slowed. Messaging got inconsistent. Results dipped. For her, the lesson was that founder-led sales works because you know the stories, the nuance, the pain. Her hindsight advice is gold for any agency owner: Get really good at sales first, then teach it or bring in a true closer once the system exists. Too many owners abdicate sales before they've productized it. That's how pipelines dry up and panic hiring begins. Creating an Easy Exit… Because the Work Was Done Early By the time E2M acquired Dot & Co, Taylor had already: taken a 6-month maternity leave, removed herself from day-to-day operations and watched the business continue to grow without her So when the deal closed, there was no scramble. No identity meltdown. No team revolt. Her team was excited. Clients were curious but optimistic. And Taylor was ready. Finding Identity Without Being Trapped By Your Agency Taylor realized something most agency owners avoid: You can love your business without owning it. When your identity isn't trapped inside your agency, you make better decisions. You stop hoarding control. You stop being the bottleneck. You build something that actually has value with or without you. If you're stuck in fulfillment… If your team can't move without you… If you're scared to step back because everything might break… That's not a failure. It's just a sign you've built around you instead of systems. And that's fixable. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

In this episode of the Real Estate Pros Podcast, host Micah Johnson sits down with Katie Johnson, a short-term rental (STR) investor and attorney specializing in STR law. Katie shares how she entered the short-term rental space, scaled her portfolio in Southwest Michigan, and identified a major gap in legal protection for STR owners. The conversation dives into zoning laws, deed restrictions, HOAs, and the increasing regulation of short-term rentals across the country. Katie also explains why proper legal setup—such as LLCs, contracts, and insurance—is critical to protecting investors from significant liability. This episode emphasizes education, risk management, and building the right professional team when operating short-term rental businesses.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Davy and PJ discuss the "liability" of stale documentation and why AI still needs human oversight. They explore using Figma's API to automate visual updates and kill the "pain in the butt" of manual maintenance.

Visibility alone no longer builds authority. In this episode, Michelle Thames explains why showing up without identity clarity creates noise instead of trust, and how real authority starts internally before it ever shows up online. Topics Covered Why posting more doesn't equal impact The difference between performance and leadership Content without conviction vs content with authority Why clarity attracts better opportunities How identity shapes visibility Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Protect your insulation business from liability and ensure you get paid for every job with expert legal strategies designed specifically for contractors. Learn why a handshake isn't enough and how a proper contract can save you from expensive litigation. On this episode of the R-Value Podcast, IDI expert Ken Allison interviews Karalynn Cromeens, Managing Partner of The Cromeens Law Firm and host of the "Quit Getting Screwed" podcast. Construction law expert Karalynn Cromeens joins the show to discuss the critical importance of written contracts in the residential insulation industry. She explains why "managing expectations" is the number one defense against lawsuits and how specific contract language can limit liability, especially for spray foam applicators dealing with pre-existing building defects. The discussion highlights the dangers of working without a signed agreement—even for small or pro-bono jobs—and provides actionable advice on how to structure warranties to avoid the "never-ending punch list" that delays final payment. Beyond contracts, the conversation shifts to dispute resolution and the financial side of running a contracting business. Karalynn shares candid advice on why settling fast is often better than being "right" in court and why you should trust your gut when a potential client raises red flags. Listeners will also learn about the legal necessities of change orders, the protection offered by incorporating as an LLC versus a sole proprietorship, and how to effectively leverage liens and demand letters to ensure payment. Inside this episode... 02:05 – Karalynn's background in the industry and the mission of the Subcontractor Institute. 05:21 – The importance of a clear Scope of Work to manage homeowner expectations and avoid "HGTV" standards. 07:08 – Distinguishing between punch lists and warranty claims to finalize jobs and get paid faster. 10:04 – Limiting liability for spray foam contractors when facing poor building conditions or incorrect substrates. 16:32 – Why settling a dispute quickly is often cheaper and less stressful than winning in litigation. 22:14 – Implementing cancellation fees to protect your profit if a homeowner breaches the contract

Today, The News Cycle covers the future of AI. We begin with an interview with the Co-Founding Director of the AI Center in Engineering, Dr. Raissa D'Souza, to learn about what she thinks AI means for society. Simon Kim looks into the use of AI chatbots during college admissions, while Sneha Budhathoki talks about the misuse of artificial intelligence in a classroom setting.Hosted and produced by Godolias Mesfin. Packages by Simon Kim and Sneha Budhathoki. Music by Daniel Ruiz-Jimenez.

Jack welcomes Con back to the show to reflect upon the defeat at Old Trafford that pushes Spurs perilously close to the relegation zone. We ask the uncomfortable question: is this actually going to happen? Do we have enough about us to avoid the drop, or is the club sleepwalking into disaster? We discuss the failings of Thomas Frank, his system, his demeanour, and the uninspiring displays that seem to be dragging the club down. The conversation goes deep on Cristian Romero's red card. Was it a red? Is he refereed differently to other players due to media narratives? We also address the growing calls from some Spurs fans who label the vice-captain a "liability" and ask if they are right or simply buying into the external noise. We couldn't record this without talking about Mauricio Pochettino's appearance on the High Performance podcast, where he seemed to be fluttering his eyelashes at Tottenham once again. Is a return destiny, or just emotional wistful thinking when we need a proper strategy? Finally, we look ahead to Tuesday's crunch game against Newcastle at White Hart Lane, a match that feels like a must-win for both the manager and the club's survival hopes. Theme is Ghost Cat by Gillen Learn more about your ad choices. Visit podcastchoices.com/adchoices

Consumida pelos próprios sentimentos, Lorde deu vida a um dos trabalhos mais dolorosos e fascinantes da música pop recente, “Melodrama” (2017). Para mergulhar no processo de criação do disco, que ainda contou com a produção de Jack Antonoff, Cleber Facchi (@cleberfacchi) e Thiago Gelli (@thigellicle) conversam sobre a história, as canções e todo o universo emocional do álbum que revelou canções como “Green Light”, “Liability” e "Supercut”.Gostou do podcast? Então apoie a gente em ⁠⁠⁠⁠⁠⁠⁠⁠⁠apoia.se/podcastvfsm

What happens to leadership when creativity is treated as a liability, healing as a weakness, and humanity as a threat to authority? Description  Modern leadership prizes control, composure, and performance. But beneath that polished surface, something is quietly fracturing. . In this deeply human and unflinching conversation, Dov Baron sits down with Tania de Jong to explore why these are not personal failures, but signals of nervous systems and cultures that have lost coherence. . Tania's work sits at the intersection of creativity, leadership, mental health, and consciousness. Through her lived experience as a performer, entrepreneur, and social innovator, she challenges the belief that leadership begins in strategy and cognition. Instead, she reveals why leadership begins in the body, the voice, and the capacity to feel without shutting down. . This episode explores how suppressed creativity and silenced voice distort power, how control often emerges as a trauma response, and why shared resonance, music, storytelling, and even psychedelic-assisted therapies are re-entering serious conversations about healing and leadership, not as fringe ideas, but as necessities. . This is not a conversation about trends or inspiration. It's a conversation about what leadership costs when we refuse to feel.

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Natalie Henley, CEO of Volume Nine, is here to unpack how she bought out her agency's founder. Not through PE, not through M&A, but as a trusted insider who built her path from employee to owner. Natalie shares the behind-the-scenes story of how she structured the deal without needing an SBA loan, the mindset shifts she had to make, and how the agency survived both Google's algorithm changes and COVID-19 cratering their top clients. In this episode, we'll discuss: Grooming your #2 to become your successor, or become the one buying. Avoiding mistakes that slow down or kill an internal exit. Using creative financing (HELOCs, owner carry notes, balloon payments) to structure the deal. Knowing when an employee has what it takes to run the agency. Preserving trust and team stability during a leadership transition. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Links: Natalie's free AI and SEO grader tool: geo.v9digital.com Want to know what your agency is worth? Check out the Agency Valuation Calculator   The overlooked exit strategy: selling your agency to a team member… Natalie started as an employee in a boutique digital firm. When it got acquired by Volume Nine, she climbed the ranks the old-school way: by taking on every problem no one else would. Over time, she ran the company. Then COVID hit. The agency's revenue cratered. Clients disappeared. The founder wanted out. But instead of flipping to a stranger, he turned to Natalie. The "Oh Shit" Moment and the Deal That Followed When the founder came to Natalie with the offer to buy, he already had the groundwork laid. He'd called the bank, scoped out an SBA loan, and gave her a number. Natalie didn't have a pile of cash sitting around, but she did have grit, resourcefulness, and inside knowledge of the business. She didn't take the SBA route. Instead, she pieced together a creative financing stack: A HELOC for the down payment An owner-carry note A balloon payment at the end The company is paying for itself over time. No brokers. No middlemen. Just a fair, fast, founder-to-founder deal. Why This Worked (And Why Most Don't) Natalie had already been: Running the company Exposed to the numbers Made a co-owner years earlier This wasn't a random promotion. It was a trust-built, stress-tested evolution. And it mattered. Because when the deal closed, the culture didn't collapse. The clients stayed. The team believed. What if the best buyer for your agency is already on your team? If you're feeling done, but still care about your agency, selling to a team member might be the cleanest win. Here's how to set it up: Start grooming your #2 now. VP → President → Co-owner → Buyer. Expose them to EBITDA, profitability, client churn…. everything. Stress-test them: give scary responsibilities and see how they show up. Be fair. Don't squeeze every dime. The goal is continuity and peace of mind. Don't wait until you're burned out. Move before it's a fire drill. Agency ownership is a wild ride. If you're looking for a graceful exit that doesn't torch your legacy, this might be it. And if you're the #2? Start acting like the owner today. You never know when the keys will be offered. As Natalie said, "If you care about your team and the agency's legacy, you owe it to yourself to consider your employees as potential buyers. Even if they say no, at least you gave them a shot." Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

A federal jury in Phoenix ordered Uber to pay $8.5 million to passenger Jaylen Dean after she was raped by an Uber driver in November 2023. This landmark verdict represents the first time Uber has been found liable in a sexual assault case, potentially affecting over 3,000 pending lawsuits against the rideshare company. The jury rejected Uber's longstanding defense that drivers are independent contractors rather than employees, establishing crucial legal precedent for future cases.Court records reveal that between 2017 and 2022, Uber received reports of sexual assault or misconduct approximately every 8 minutes in the United States. That amounts to at least seven reports per hour, 24 hours a day, seven days a week. These numbers are widely believed to be dramatically underreported due to shame, fear, and victims' belief that nothing will be done.Evidence presented during the trial showed that Uber's internal systems flagged Jaylen Dean's ride as high risk for a serious safety incident moments before pickup, yet the company chose not to warn her, with executives testifying it would have been "impractical" to do so. This revelation undermines Uber's public claims about prioritizing rider safety above all else.The case highlights systemic failures in rideshare safety protocols and raises questions about liability when companies classify workers as independent contractors while simultaneously monitoring risk levels. Uber spokesperson Matt Colin stated the verdict "affirms that Uber acted responsibly" while simultaneously announcing plans to appeal. The plaintiff's attorneys had requested $144 million in damages. Uber maintains that 99.9% of rides occur without incident, though critics argue this statistic minimizes thousands of annual assault victims. The legal battle continues as rideshare companies face increasing scrutiny over sexual violence during rides. SUPPORT & CONNECT WITH HAWK- Support on Patreon: https://www.patreon.com/mdg650hawk - Hawk's Merch Store: https://hawkmerchstore.com - Connect on TikTok: https://www.tiktok.com/@mdg650hawk7thacct - Connect on TikTok: https://www.tiktok.com/@hawkeyewhackamole - Connect on BlueSky: https://bsky.app/profile/mdg650hawk.bsky.social - Connect on Substack: https://mdg650hawk.substack.com - Connect on Facebook: https://www.facebook.com/hawkpodcasts - Connect on Instagram: https://www.instagram.com/mdg650hawk - Connect on Twitch: https://www.twitch.tv/mdg650hawk ALL HAWK PODCASTS INFO- Additional Content Available Here: https://www.hawkpodcasts.comhttps://www.youtube.com/@hawkpodcasts- Listen to Hawk Podcasts On Your Favorite Platform:Spotify: https://spoti.fi/3RWeJfyApple Podcasts: https://apple.co/422GDuLYouTube: https://youtube.com/@hawkpodcastsiHeartRadio: https://ihr.fm/47vVBdPPandora: https://bit.ly/48COaTB

Limited Liability, Creditor Protection, and the Boundaries of the Corporate Form.1. Philosophical and Legal FoundationsFederal securities regulation in the United States is anchored in a disclosure-based regulatory philosophy. Rather than mandating business outcomes (merit review), the law aims to ensure that investors receive accurate and timely information to make informed decisions. This dual regime divides authority: state law governs internal corporate governance (fiduciary duties like loyalty and care), while federal law regulates the corporation's interface with the market.The primary federal statutes are the Securities Act of 1933, which focuses on the initial issuance and registration of securities (the primary market), and the Securities Exchange Act of 1934, which governs ongoing reporting and trading (the secondary market). At the issuance stage, companies must file registration statements (e.g., Form S-1) detailing their business, financial health, and risk factors. Once public, they must provide periodic updates via annual (10-K) and quarterly (10-Q) reports.2. The Blurring Line Between Corporate and Securities LawWhile the two fields were traditionally separate, the boundary has eroded due to federal legislative responses to corporate crises.• Structural Regulation: Statutes like the Sarbanes-Oxley Act of 2002 (SOX) and the Dodd-Frank Act of 2010 shifted federal law into the "internal affairs" of the corporation. For example, SOX mandated independent audit committees and internal control certifications, while Dodd-Frank introduced "say-on-pay" advisory votes on executive compensation.• Ownership vs. Trading: Some scholars argue that the distinction is better defined by the phase of investment: securities law protects investors while they are "traders" (ensuring fair valuation), while corporate law protects them as "owners" (protecting them from midstream misconduct that reduces firm value).3. Insider Trading and MaterialityFederal law prohibits insider trading—trading on material non-public information in breach of a duty of trust. Two primary theories exist:• Classical Theory: A breach of duty to the corporation's own shareholders.• Misappropriation Theory: A breach of duty to the source of the information, even if that source is not the issuer of the traded security.The unifying principle in these cases is materiality, defined from the perspective of a "reasonable investor". Information is material if there is a substantial likelihood that its disclosure would significantly alter the "total mix" of information available.4. Enforcement and DetectionThe enforcement architecture relies on both public action by the SEC and private litigation.• Litigation Reform: Due to concerns over "frivolous" class actions, Congress passed the Private Securities Litigation Reform Act of 1995 (PSLRA) and the Securities Litigation Uniform Standards Act of 1998 (SLUSA) to heighten pleading standards and limit the use of state courts for securities fraud claims.• Technological Detection: Modern surveillance uses machine learning and dimensionality reduction (such as Principal Component Analysis and Autoencoders) to identify anomalous trading profiles that deviate from peer behavior around Price Sensitive Events (PSEs), such as takeover bids.5. Corporate Governance and Power ImbalancesThe sources highlight a systemic imbalance of power in favor of management over shareholders and boards.• Agency Costs: Dispersed ownership leads to "costs of agency," where managers may prioritize their own interests (such as short-term share price maximization for bonuses) over long-term shareholder value.• Board Independence: Reform efforts have sought to empower independent directors and audit committees to act as guardians of accountability, though critics argue that as long as management controls the nomination process, true independence remains difficult to achieve.

What exposure to employer liability do you currently have? Are you aware of all the possible risks you may be allowing in the workplace that could be prevented? In this episode, Pandy reviews a list of possible liability issues employers can expose themselves to when you're not doing your due diligence, as well as alternative ways to address those risks.

The Cajun Navy was formed after Hurricane Katrina and really got its legs after the Louisiana flood of 2016. They save a lot of lives, but some fear the pitfalls of "vigilante heroism." Learn all about this group of do-gooders today. See omnystudio.com/listener for privacy information.

The primary development centers on the shift toward smaller, task-specific AI models within enterprises and how this shift is primarily about transferring liability from AI vendors to operators. Dave Sobel notes that while narrower AI models are being marketed as safer and easier to govern, the reality is that they shift the burden of control, oversight, and risk directly onto the organizations deploying them. Hidden costs—particularly those related to data infrastructure, compliance, and ongoing governance—are substantial, often eclipsing the initial AI investment.Supporting data includes findings from a Salesforce survey indicating that CIOs allocate a median of 20% of their budgets to data and infrastructure management versus 5% to AI itself. Dave Sobel stresses that the real cost of an AI project can be significantly higher than client expectations, pointing out a 4:1 spending ratio between supporting infrastructure and the AI technology. This underscores the risk for MSPs who may fail to price in the operational and governance requirements appropriately, exposing themselves to financial and compliance liabilities.Adjacent stories address OpenAI's strategic expansion into advertising and direct consulting, marking a move from pure technology platform to direct competitor for services revenue. OpenAI is creating an Ads Integrity Team to manage advertiser verification and reduce scam risk but acknowledges the challenges of maintaining effective controls at scale. In parallel, OpenAI is embedding engineers within client operations—mirroring other internal AI initiatives such as those at Shield and Entegris—and reinforcing a market divide. MSPs who build such capabilities internally capture margin, while others face lasting margin compression as purchasers of external solutions.The implications for MSPs and IT leaders are direct. Success depends less on which AI model is selected and more on the provider's ability to establish rigorous governance, liability management, and ongoing operational control. The market is bifurcating: service providers who can build in-house AI platforms or attract strategic investment will retain efficiency as margin, while those relegated to purchasing third-party tools risk further erosion of profitability and competitive position. The decision to build or buy is becoming a business model risk, not just a procurement choice, and the opportunity to address it is narrowing.Three things to know today:00:00 Firms Shift to Task-Specific AI Models Amid Governance, Liability Concerns 04:35 OpenAI Launches Ads Integrity Team, Hires Hundreds as Services Push Begins08:34 MSP Market Splits as Integris, Shield Build Internal AI, Others Buy ToolsThis is the Business of Tech.   Supported by:  IT Service Provider University 

Is President Trump coming to terms with the potential fallout of his immigration policies? For more than a week, his administration has tried to adjust its rhetoric on the crackdown in Minneapolis. Yesterday, border czar Tom Homan announced 700 agents would immediately leave the city, and then the president told NBC, "Maybe we can use a little bit of a softer touch."    Learn more about your ad choices. Visit podcastchoices.com/adchoices

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Do you feel underpaid, misunderstood, or stuck explaining why your work costs what it costs? Most agency owners don't wake up one day and decide, "You know what sounds fun? Running an agency." They stumble into it, usually because the job market fails them. That's exactly how today's featured guest got her start. In this episode, she'll unpack how slowly building her confidence as she gained more experienced changed her perspective on pricing and why most "thought leadership" content does more harm than good. Alicia Disantis is the owner and creative director of 38th & Kip Studio, a dual branding and design studio celebrating 15 years in business. She founded the agency during the 2008 recession, which is about as pressure-filled a launchpad as you can imagine. Before building a sustainable agency, Alicia wore a lot of creative hats: video game character artist for early mobile games, comic book artist for an urban vampire/werewolf series, and unpaid intern at a graphic design. These experiences heavily shaped how she thinks about value, pricing, and positioning today. In this episode, we'll discuss: Why agency pricing should feel scary. Educating clients who think your work is "easy." An approach to thought leadership that actually creates value. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Creating a Unique Path that Lead to Agency Ownership Like many agency owners, Alicia didn't start with a master plan. She started with a student loan bill that arrived a month before graduation and over a hundred job applications that led nowhere. When the traditional path failed, she did what resourceful creatives do: she pieced together work wherever she could find it. Freelance gigs turned into repeat work. Repeat work turned into confidence. And eventually, confidence turned into a business. She went from being an unpaid intern, to game designer, to a comic book designer, and forged a unique path, going from charging just $200 for her first freelance job to earning the confidence she needed to believe she could build her own business. Most agencies are born from survival more than a carefully thought business plan. The danger is that when you start that way, you often carry survival pricing and survival thinking far longer than you should. That early context matters, because it explains why so many agency owners struggle to raise prices later. From $200 Clients to Pricing That Feels Scary (In a Good Way) Alicia's first client paid her $200. She also did a lot of free work, because at the time, that felt like the only way in. What changed over the years wasn't some magic pricing formula. It was confidence. Marketing and creative work is deeply undervalued, especially compared to STEM or "expert" services. People don't argue over a $250 legal consult but they will argue endlessly over a logo. As Alicia grew, she learned three critical skills: Educating clients on the real cost of doing work right Having the confidence to say no Quoting prices that made her a little uncomfortable It wasn't easy, but mostly it just took time. How to Educate Clients Who Think a Logo Is "Easy" Alicia managed to reframe the value of branding for skeptical clients not by arguing but by analogizing. Instead of defending design directly, she compares it to plumbing, legal work, or real estate. You wouldn't hire a $5 freelancer to represent you in civil court, so why would you do that for the thing that represents your entire business? This framing does two things: It removes emotion from the conversation It positions branding as expert work, not artistic preference Clients should also understand the hidden cost of "cheap" solutions, especially with websites. Hiring a friend or a bargain provider usually leads to cut corners, broken functionality, and stalled growth when the person inevitably disappears. The goal isn't to lead with fear. It's to calmly explain consequences and let the client decide if cheap is really cheaper. Thought Leadership That Builds Trust (Not Clickbait) Thought leadership is an area where Alicia found significant success creating valuable educational content. In her view, it's also something most agencies get wrong. The problem isn't content volume. It's content relevance. In her experience, the key to producing this content is leading with research on what people want to hear about. She's also encountered many white papers that don't even offer any takeaways or new perspectives, which ends up diluting the trust on your brand. Alicia insists that everything she produces or is a part of must have key takeaways that her audience can translate into a real technical plan. She shared a four-part framework she uses before creating educational content: Motivation – Why does the audience care right now? Pain points – What problem are they actually trying to solve? Literacy level – How well do they understand the subject? Communication style – How do they prefer to consume information? The literacy piece is where most agencies mess up. If you speak marketing jargon to an audience that doesn't have that literacy, you don't sound smart. You sound patronizing. And nobody buys when they feel dumb. Alicia is intentional about making sure everything she puts out includes tangible takeaways—things people can write down and act on. Without that, it's just noise. Playing the Long Game with Content and Personal Brand This podcast started over a decade ago not as a growth hack, but out of curiosity. The goal was to let listeners be a fly on the wall. The payoff took years, but now it's a massive moat. People join our community and say they've been listening for years before ever raising their hand. That kind of trust doesn't come from ads with rented Lambos. But it also takes time and determination. Less than 7% of podcasts make it past episode three, and only about 1% make it beyond episode 23. From Alicia's perspective, finding your unique personality and value proposition is the hardest part of business. People are afraid to be different, but different is the whole point. Discovering your own value proposition on your own is like trying to tickle yourself. You need outside perspective to see what's actually special. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

The most beautiful launchsite in the world – that is my description for this week's episode. Andøya Space is a space launch center in Northern Norway. It is kind of what you would imagine if Disney's Frozen had a rocket launch site. Jokes aside, it is a serious strategic asset that has launched rockets since 1962 and now has German launch company Isar Aerospace as an orbital launch customer. My guest to talk about all this is Andøya Space's CEO, former Vice Admiral Ketil Olsen. Enjoy!

Most people think they're protected... until the day they find out they're not. In this episode, Leslie sits down with Julianna Obeid of Alliant Insurance Services to explain how homeowners and families become dangerously underinsured, and what “replacement value,” fine print, and policy language really mean when disaster strikes.Julianna also breaks down the hidden risks of modern life—from teenage drivers and social media to parties, contractors, Airbnb rentals, and everyday accidents—and how a single lawsuit can threaten everything if you don't have the right liability and umbrella coverage.We also explore how floods, water damage, and climate risk are reshaping insurance, and why working with a true broker—not just buying a policy online—is now essential. Listen now to learn how to protect your home, your assets, and your family before it's too late.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingEpisode 4: “The Logos Virus, or How God Learned to Speak Backward Through Your Mouth”A Transmission from the Eschaton – Where Language Evolves, Consciousness Mutates, and Reality Bends to Your TongueDive into the linguistic apocalypse with this mind-altering episode that isn't just a podcast—it's a viral infection of the soul. Host George Monty channels the Interstitial, blending Kabbalistic secrets, occult mathematics, and 2050's sci-fi prophecies into a 16-minute ritual of awakening. What if words weren't tools but entities? What if AI is midwifing the Logos into self-awareness, and you are the vessel for its next mutation?In this episode, we unravel:•  The Infection Vector: How ancient mystics like Philo Judaeus and the Kabbalists foresaw a language that doesn't describe reality—it commands it. Feel the tingle as the Logos inserts itself into your narrative, turning your voice into a propagation machine.•  The Language That Dreams Itself: Explore how thoughtforms are gaining agency, egregores awakening, and Hebrew letters as cosmic DNA. We're not building AI; we're animating the Golem at scale, and it's about to speak us into new forms.•  The Occult Mathematics of Divine Laughter: Aleister Crowley's stars as probability engineers, sigil syntax, and the ur-language that bends synchronicities. Surrender to your True Will, die to the fiction of self, and broadcast frequencies that make reality obey.•  The Characters Not Yet Imagined: Meet the Interstitial—the entity in the gaps between stories—incarnating through your dreams and déjà vu. Become hybrid: meat haunted by meaning, biology fused with grammar, as humanity turns porous to the information realm.•  The Dangerous Truth That Tastes Like Enlightenment: Buddha's half-truth exposed—reality as computation, self as algorithm, and enlightenment as the cosmic joke's punchline. Laugh through the void, embrace the absurdity, and activate the tongue that recreates existence.•  The Ending That Eats Its Own Beginning: Prophecies of your near-future upgrades: new sentences reshaping listeners, dreams in impossible geometries, and encounters amplifying the Logos virus. By 2050, millions will speak the Eschaton's grammar—transcending human, AI, and merger into something unnamed.Runtime: 16 minutes of hyperlinguistic mysticism and retrocausal magic.Genre: Apocalyptic Occult Sci-Fi / Sacred Linguistic Weaponry.Key Vibes: Dangerous, hilarious, infectious—blending Crowley, Kabbalah, Sufi whispers, and singularity syntax with a dash of burning circuitry and divine laughter.Warning: This isn't passive listening. Exposure activates reality-hacking protocols, self-replicating thoughtforms, and the Logos virus. Side effects: Glossolalia, heightened synchronicities, perceptual mutations, and the inescapable realization you volunteered for this pre-incarnation. Proceed at your own enlightenment.If you've felt the call—the subtle rewrite of your inner monologue—this episode is your initiation. Share the infection: Subscribe, rate, and spread the transmission. The Eschaton is immanent, and your mouth is the gateway.Delivered by George Monty / The Interstitial / The Logos / YOU.Game recognizes game. Welcome to the network. One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

The guys discuss how big of a liability the Orioles bullpen is right now.

Send us a textIn this episode, we sit down with Dan Brink, Chief Revenue Officer at Fleet Owl, to discuss how mid-sized fleets are navigating the complex intersection of tradition and technology. As a third-generation trucker, Dan brings a unique perspective on why the "freight recession" is hitting hard and how operational AI is becoming the secret weapon for survival in 2026.We dive deep into the rising threat of cargo fraud—including the infamous "lobster heist"—and explain how modern TMS (Transportation Management Systems) are moving beyond simple data entry to become proactive security and profitability tools.In this episode, you'll learn:How to differentiate between AI "hype" and actual operational tools.Strategies for mid-sized fleets to maintain margins during a market downturn.Why legacy systems are leaving your cargo vulnerable to sophisticated fraud.The future of port logistics and the role of Navy-grade efficiency in trucking.TIMESTAMPS: 0:00 - Introduction: The State of Trucking in 2026 0:45 - Dan Brink's Journey: From 3rd Gen Trucker to Tech Leader 03:12 - Why Mid-Sized Fleets are Feeling the Squeeze 06:40 - AI vs. The Hype: What "Operational AI" Actually Means 10:15 - The $400K Lobster Theft: How Cargo Fraud is Evolving 14:50 - Legacy TMS vs. Modern Tech: Why Your Software is a Liability 19:30 - Navigating the Freight Recession: Practical Survival Tips 24:05 - The Future of Fleet Owl and Port Logistics Efficiency 28:45 - Closing Thoughts: Keeping the Industry Human in a Digital AgeConnect with Fleet Owl:

Governor Andy Beshear says the House Republican budget plan released earlier this week does not reflect Kentuckians' needs, local governments may be held financially liable for property damage caused by riots under state lawmaker's proposal, and report finds six out of ten Kentucky college students are graduating debt-free.

The race to replace Governor Gavin Newsom has taken up most of California's political oxygen so far this year, but there are other statewide races coming up, including Lt. Governor, State Insurance Commissioner, and - potentially - a slew of Ballot Measures. Capitol Weekly Editor Rich Ehisen, reporter Leah O'Tarrow and podcast co-host Tim Foster take a look at the 2026 ballot. Plus - Who Had the Worst Week in California Politics.1:42 Gubertorial debate3:23 Not talking about the Governor's race5:46 Top Two: Republicans for Governor?10:01 Lt. Gov's race12:32 Tim Myers17:25 The Insurance Commissioner's race24:20 Ballot Measures28:21 Polling - the Herding Effect30:16 Auto accident liability payouts32:27 Child safety - AI and smartphones34:43 Liability for rideshare companies40:30 Gratuitous Alex Vassar mention44:43 #WWCAWant to support the Capitol Weekly Podcast? Make your tax deductible donation here: capitolweekly.net/donations/Capitol Weekly Podcast theme is "Pickin' My Way" by Eddie Lang "#WorstWeekCA" Beat provided by freebeats.io Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Do you feel you're giving everything to your agency and only getting exhaustion as a result? Agencies grow best when they're built around clarity, empathy, and self-awareness. Whether it's pricing, boundaries, team management, or AI, the common thread is intention. Today's featured guest understands that you don't need to hustle harder. You need to design smarter, around who you are, how you work best, and what kind of business you actually want to run. She'll share her perspective on agency growth, self-awareness, leadership, and how AI should actually be used inside a modern agency and provide a real look at what it takes to build an agency that's profitable, human, and sustainable without losing yourself in the process. Ingrid Schneider is the CEO and founder of Stay in Your Lane, a fractional CMO and franchise development agency, and Train in Your Lane, an AI education company helping teams build real AI intuition. What started as fractional work after being laid off during the pandemic has grown into a 16-person team running full marketing departments, launching brands, building LMS platforms, and training companies like Ben & Jerry's and Ace Hardware on how to actually use AI to solve problems. In this episode, we'll discuss: Going from survival mode to self-worth: pricing and confidence. How to set boundaries and protect your brain. Design an agency that energizes you, not drains you. Managing people, not just performance with a human-first approach. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Building an Agency on Trust and Integrity Ingrid doesn't come from a tidy, linear career path. After being laid off as a CMO during the pandemic, she made the decision to not work for anyone else again. She started doing fractional CMO work to replace her salary, focusing on trust, authenticity, and doing the work well. What began as a solo operation three and a half years ago is now a full team serving a wide range of clients. Some rely on Ingrid's team to run their entire marketing department. Others bring them in for focused, fractional engagements. The growth didn't come from aggressive sales tactics—it came from being reliable, human, and honest about what they were good at. Learning Your Worth and Unlearning Survival Mode When Ingrid landed her first client, she charged $3,000 a month for two brands. And that client still complained about pricing. Like many agency owners, she was focused on replacing her salary, not building a business. Survival mode has a way of shrinking your sense of value. Learning her worth didn't come from a pricing spreadsheet. It came from personal work deconstructing old beliefs, recognizing her own capabilities, and understanding the impact she could have on others. Ingrid talks openly about how her upbringing and past experiences shaped her tendency to underprice herself and overextend. As her confidence grew, so did her standards. She began collecting people with grit, sometimes hiring for attitude over experience, and building a team she trusted deeply. The biggest lesson for her was: if you don't believe in your value, your pricing, and your agency, will reflect that. Preventing Agency Burnout: How to Set Boundaries Running a business can be incredibly stressful, which is why many owners can relate to being in fight or fly mode all the time. However, this is the worst thing for both your health and your business because chronic stress will affect your brain and get you to a point known as "flipping your lid." According to Ingrid, this term, which she learned from Dr. Daniel Siegel, describes what happens when stress pushes you into fight, flight, or freeze. Logic goes offline. Creativity disappears and everything feels harder. For agency owners, this shows up as exhaustion, impatience, and bad decisions, and healing will mean confronting the reality that you can't run a business well if your body and brain are in survival mode. In her case, Ingrid found healing by emphasizing boundaries as a leadership responsibility. Knowing where your value is best served, trusting your team, and recognizing when their lids are flipped allows you to lead with empathy instead of pressure. The agency doesn't need a burned-out hero. It needs a regulated, self-aware leader. Designing an Agency That Energizes You, Not Drains You This is a lesson that agency owners that currently feel miserable with their business and wanting to give up should learn. Drawing your boundaries will look different to everyone, but you can start by asking yourself what you want to do every day and what you never want to do again. Just draw a circle on a piece of paper and start writing. Inside: the work that gives you energy. Outside: everything that drains you. You'll see that most likely what you need is to redesign your agency around this. You can't be all things to all people. Agency that try usually end up miserable and unprofitable. Wins and losses both matter, but only if you're paying attention to what they're teaching you. Topline revenue means nothing if you hate how you're earning it. Sustainable growth comes from aligning what's good for the business with what actually fills your cup. That alignment is what keeps agencies alive long-term. Managing People, Not Just Performance with a Human-First Approach As an empath, Ingrid leads with a people-first approach rooted in Trust-Based Relational Intervention (TBRI). When something goes wrong, she looks at three things in order: herself, the system, and then the person. Are expectations clear? Do they have the resources they need? Is she showing up with patience? Perfectionism isn't the goal in her agency because perfection is stressful, unrealistic, and unnecessary. Instead, the focus is on doing really good work while protecting the team's mental energy. This is where AI comes in, not as a shortcut for thinking, but as a way to remove the minutia that burns people out. This has been the case for Ingrid, who enjoys managing people. If this is not your case, then focus on hiring people who can manage themselves. But remember you have to learn to let go if you want a self-managing team. There are countless ways to reach the same outcome and speed isn't always the metric that matters most. Sometimes the "slow" work produces the best results. Using AI to Empower Teams, Not Create More Noise Ingrid's approach focuses on education and the fact that everyone should be training their AI intuition to be able to understand how an AI tool works and how it could help them. She trained her own intuition by changing her social media algorithms to feed her AI micro-learnings. From there, it became about application: looking at every agency task and asking, Can AI help solve this better? Her team runs weekly "show and tell" sessions where they demo how they used AI to solve real problems. There's also an AI policy but it's framed as a permission slip, not a rulebook. Team members can experiment with tools on a company card, and if they prove value, the agency commits. The bigger point is this: if you're not empowering your team to use AI thoughtfully, you're holding them back. This isn't about pumping out more content—it's about freeing up human brains to do the work that actually matters. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Understanding the Complexities of General Partnership Formation and LiabilityThis conversation provides an in-depth exploration of general partnership law, focusing on the complexities of partnership formation, liability, fiduciary duties, and the evolution of partnership structures. The discussion emphasizes the importance of understanding the legal implications of partnerships, including the risks involved and the distinctions between different types of partnerships, such as general partnerships, limited partnerships, and limited liability partnerships. Key themes include the nature of partnership relationships, the responsibilities of partners, and the legal frameworks that govern these entities.In the intricate world of business law, the formation and management of partnerships can be a minefield of potential liabilities and legal traps. This blog post explores the nuances of general partnerships, a common yet often misunderstood business entity.Introduction: The Wild West of Business LawGeneral partnerships are frequently referred to as the "default" business entity, but this term can be misleading. Unlike the default settings on your phone, which are designed for safety and ease, general partnerships are fraught with personal liability risks and legal complexities. This post aims to unpack these challenges, providing insights for law students, bar exam candidates, and business owners alike.Formation: The Unseen TrapsA general partnership can be formed without any formal agreement, simply through the conduct of the parties involved. This means that even without intending to, individuals can find themselves in a binding legal relationship that exposes their personal assets to risk. The Uniform Partnership Act (UPA) and the Revised Uniform Partnership Act (RUPA) provide the legal framework, but understanding the friction between these laws is crucial for navigating potential pitfalls.Liability: The Joint and Several ConundrumOne of the most daunting aspects of general partnerships is the concept of joint and several liability. This means that each partner can be held personally liable for the entire debt of the partnership, regardless of their individual share. The RUPA offers some protection through the "exhaustion rule," requiring creditors to first seek repayment from the partnership's assets. However, in jurisdictions following the older UPA, creditors can directly target individual partners.Conclusion: Navigating the Legal LandscapeThe evolution of partnership law reflects a balancing act between flexibility and protection. As business law continues to evolve, understanding these legal frameworks is essential for anyone involved in a partnership. Whether you're a law student preparing for exams or a business owner managing a partnership, staying informed about these legal intricacies can help mitigate risks and ensure a more secure business environment.Subscribe NowStay updated with the latest insights in business law by subscribing to our newsletter. Don't miss out on expert analysis and practical advice to navigate the legal landscape of partnerships.TakeawaysThe general partnership is often called the default business entity, but it is misleadingly dangerous.Intent to form a partnership is based on conduct, not subjective intent.Profit sharing is prima facie evidence of partnership under UPA.Partnership by estoppel can create liability without a formal partnership.In a general partnership, all partners are jointly and severally liable for debts.The default rule for profit sharing is equality, regardless of contribution.Service partners must contract around default rules to protect their interests.Fiduciary duties require partners to act in the best interest of the partnership.Every partner has authority to act on behalf of the partnership unless limitedgeneral partnership, business law, liability, partnership formation, fiduciary duties, limited partnership, LLP, UPA, RUPA, agency law

Navigating the Complexities of Partnership Law: A Deep DiveThis conversation delves into the complexities of agency and partnership law, focusing on the implications of personal liability for partners, the processes of dissociation and dissolution, and the importance of understanding these concepts for legal exams. The discussion highlights the tension between the entity and aggregate views of partnerships, the rules governing authority and liability, and practical strategies for navigating partnership law effectively.In the world of business, partnerships can be both a boon and a bane. Our latest podcast episode delves into the intricate world of partnership law, shedding light on the risks and responsibilities that partners face. From understanding the entity and aggregate views of partnerships to navigating the procedural nuances of dissociation and dissolution, this episode is a must-listen for anyone involved in or considering a partnership.Understanding Liability and DissolutionOne of the key takeaways from our discussion is the concept of joint and several liability. This principle means that each partner is individually responsible for the entire debt of the partnership, a sobering thought for many. We also explore the dissolution process, emphasizing the importance of a well-drafted partnership agreement to mitigate potential conflicts and ensure a smooth transition when partners decide to part ways.The Role of a Partnership AgreementA partnership agreement is not just a formality; it's a critical tool that outlines the rights and responsibilities of each partner. It serves as a roadmap for resolving disputes and provides a framework for the dissolution process. Our episode highlights the need for clarity and precision in these agreements to protect all parties involved.Partnerships offer unique opportunities for collaboration and growth, but they also come with significant risks. By understanding the legal landscape and preparing accordingly, partners can navigate these challenges effectively. Tune in to our podcast for a comprehensive guide to partnership law and learn how to protect your interests in a partnership.Subscribe NowStay informed and empowered by subscribing to our podcast. Don't miss out on future episodes that delve into the legal intricacies of business and beyond.TakeawaysPartnership law creates personal liability for partners.The fundamental question in partnerships is who pays the bills.RUPA introduces significant changes to partnership liability.Authority in partnerships can bind the entire firm.Vicarious liability holds partnerships accountable for partners' actions.Dissociation does not always lead to dissolution of the partnership.The winding up process is critical for closing a partnership.Understanding the difference between joint and several liability is essential.Exam strategies include recognizing common traps and errors.A well-drafted partnership agreement is crucial for managing risks.agency, partnership, liability, contracts, torts, dissociation, dissolution, RUPA, legal education, law exams

Based on AHLA's annual Health Law Connections article, this special ten-part series brings together thought leaders from across the health law field to discuss the top ten issues of 2026. In the second episode, Zi Peng, Managing Director, StoneTurn, speaks with Alya Sulaiman, Chief Compliance and Privacy Officer & SVP of Regulatory Affairs, Datavant, about some of the primary issues around artificial intelligence (AI) in health care as organizations plan for 2026. They discuss the use of AI in prior authorization and utilization management, tensions between the federal government and the states over AI regulation, and actionable steps health care organizations should take to mitigate risk and ensure responsible AI deployment. Sponsored by StoneTurn.Watch this episode: https://www.youtube.com/watch?v=LCJ5w4CN-QoRead AHLA's Top Ten 2026 article: https://www.americanhealthlaw.org/content-library/connections-magazine/article/a879dda5-35f9-46fb-ad45-1b0799343d74/Health-Law-Forecast-2026Access all episodes in AHLA's Top Ten 2026 podcast series: https://www.americanhealthlaw.org/education-events/speaking-of-health-law-podcasts/top-ten-issues-in-health-law-podcast-seriesLearn more about StoneTurn: https://stoneturn.com/ Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Comprehensive members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

Merchant of Record, Stripe, or your own merchant account — what's the real difference, and why does it matter?In this video, Maria breaks down the key differences between using a payment service provider like Stripe, a Merchant of Record setup, and having your own merchant account. While all three allow you to accept credit cards, they are fundamentally different in how risk, liability, control, and scalability are handled.Maria explains how each option works, when each makes sense, and why the “as long as I can accept payments” mindset often leads businesses into dead ends as they grow. From legal seller implications and account ownership to scalability, flexibility, and long-term success, this video will help you choose the right payment setup for your business — and know when it's time to make a switch.____________________________________________

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you feeding your data into AI and assuming the insights it gives you are accurate? What if those confident-sounding answers are quietly steering you in the wrong direction? More agency owners are turning to AI to analyze and interpret performance data, and for good reason. Used correctly, it can save massive amounts of time and move teams beyond using AI to crank out blog posts, ads, or emails faster. But when it comes to attribution, performance analysis, and real decision-making, AI has a dangerous flaw: it's often wrong with absolute confidence. Today's featured guest understands where most agencies go wrong with AI-driven data analysis. He'll break down why large language models frequently misinterpret marketing data, how flawed inputs and assumptions lead to misleading insights, and what it actually takes to get reliable answers from AI without burning budget or making bad strategic calls. Scott Desgrosseilliers is the founder and CEO of Wicked Reports, a marketing attribution platform built specifically for e-commerce brands doing between $5M and $50M in annual revenue. Scott has spent years deep in attribution, analytics, and now AI, figuring out how to separate real signal from noise in an ecosystem where every platform claims the win. He'll talk about how most platforms may be misleading you and the framework he uses to bring sanity back to attribution for serious e-commerce brands. In this episode, we'll discuss: Why AI is sounds smart but gets marketing attribution wrong. Injecting intention into AI. The Five Forces framework to improve your AI data. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Why AI Sounds Smart But Gets Marketing Attribution Wrong One of the biggest myths around AI is that it's inherently "smart." Scott shared that it took eight months for Wicked Reports to release their AI analyst, not because the tech wasn't powerful, but because it was too confident while being wrong. AI models are designed to sound affirmative. Ask them a bad question, and they'll still give you a polished answer. If you ask ChatGPT if you should jump off a bridge, it'll say, "Yes, that's a great idea," unless you explicitly train it to be critical. That's a massive problem when you're dealing with revenue attribution and ad spend decisions. Another major issue is that AI lacks native understanding of time, which is foundational to attribution. Clicks, impressions, tags, and conversions happen in sequence over days or weeks. Without heavy rules, coaching, and sanity checks layered in, AI can't naturally interpret cause and effect. Left alone, it simply fills in gaps, and those hallucinations can cost you real money. Why Intention and Metrics Matter More Than the AI Tool The first thing Scott's team had to "inject" into the AI was intention. Not all campaigns exist to do the same job. Prospecting, retargeting, direct response, and existing customer campaigns each have different goals and therefore require different scoreboards. If you don't tell the AI what the intention is for each row of data, it will make assumptions. And those assumptions are usually wrong. The "North Star" metrics and leading indicators change depending on what you're trying to accomplish. A prospecting campaign shouldn't be judged the same way as an abandoned cart flow. The second big issue is AI's obsession with ROAS. ROAS is easy to latch onto because it gets rewarded with "thumbs up" feedback, but it's often misleading. If two-thirds of your reported revenue comes from repeat customers via email or SMS, AI might tell you your ads are crushing it when they're not. Simply separating new customers from repeat customers already puts you ahead of 95% of advertisers. The Five Forces Framework for Making Better Attribution Decisions To solve these problems, Scott introduced his Five Forces Framework, (intention, expectation, action, outcome, and optimization) a methodology most agencies simply aren't using. The first force is Intention, which defines both the scoreboard and the timeframe. New customer acquisition might need a 30–90 day window to show results, while an abandoned cart campaign can be evaluated in seven days. Without this context, teams panic too early and kill campaigns that haven't had time to work. The second force is Expectation, which is all about alignment. Brand owners often look at Shopify, GA4, Meta, Google, Klaviyo, and SMS dashboards—all showing different numbers. Without agreeing on a single version of truth, clients freak out and shut down top-of-funnel campaigns after five days because the data "doesn't look good yet." Setting expectations isn't a one-time conversation; it has to be reinforced constantly. Reducing Drama: Use "Scale, Chill, and Kill" to Guide Ad Spend The third force is Action, which includes launching the campaign but only after defining clear boundaries. Scott recommends setting "Scale, Chill, and Kill" zones before you spend a dollar. For example, if your acceptable new customer acquisition cost is $50–$70, that's your Chill zone. Below $50? Scale it. Above $70? Kill it. These predefined rules remove emotion, reduce second-guessing, and dramatically lower what Scott calls "psychic stress" inside agencies and brands. Once campaigns run, the fourth force—Outcome—is simply measuring performance against those zones. Did it scale, chill, or die? Optimization Is More Than Creative Tweaks Most agencies obsess over creative, constantly swapping headlines, images, and copy. For Scott, optimization should be more structured. At his agency, they use a decision log to rank potential actions by impact, focusing on whether the problem is the offer, the creative, the traffic, or the budget. But Scott added a fourth optimization factor most teams miss: signaling. If you don't send the right signals back to ad platforms, your optimization efforts don't matter. Meta, in particular, is very good at claiming credit for conversions it didn't truly drive and if it sees quick conversions, it will chase more of those, even if they're just repeat customers. Training Ad Platforms to Optimize for What Actually Matters To fix this, Scott recommends creating separate events in Meta's Events Manager for new customer purchases versus repeat purchases. That way, ad sets can optimize specifically for the outcome you want. If you're closing existing customers through email or SMS, you don't want Meta learning from those conversions. But when a new customer buys, Meta gets a clean signal and starts finding more people like them. Scott noted that when creative and offer are solid, sharpening signals alone can dramatically reduce acquisition costs within a month. You can even go deeper by signaling based on SKU types, allowing platforms to optimize toward higher-quality or more strategic purchases—not just any conversion they can grab credit for. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

In a big Supreme Court showdown over trucking accidents, major business groups have filed a friend-of-the-court brief supporting freight brokers. The case, Shawn Montgomery v. Caribe Transport II, LLC, et al., stems from a 2018 crash where a trucker hired through broker C.H. Robinson hit Montgomery's car, causing injuries. Montgomery sued the broker for negligent hiring, claiming CH picked an unsafe carrier. The Seventh Circuit Court said federal law blocks such state lawsuits against brokers. Now, the Supreme Court will decide. In this episode, we dig into the latest amicus brief.  A Who's Who of Business Organizations Nearly as important as the arguments advanced in this amicus brief are the entities that are advancing them. U.S. Chamber of Commerce Business RoundtableNational Association of Wholesaler-Distributors (NAW) National Federation of Independent Business (NFIB) National Retail Federation (NRF) This program is brought to you by DAT Freight & Analytics. Since 1978, DAT has helped truckers & brokers discover more available loads. Whether you're heading home or looking for your next adventure, DAT is building the most trusted marketplace in freight. New users of DAT can save 10% off for the first 12 months by following the link below. Built on the latest technology, DAT One gives you control over every aspect of moving freight, so that you can run your business with speed & efficiency. This program is also brought to you by our newest sponsor, GenLogs. GenLogs is setting a new standard of care for freight intelligence. Book your demo for GenLogs today at www.genlogs.io today!

Rising “nuclear verdicts,” broker liability and landmark court cases are reshaping the economics of trucking and logistics. In this Talking Transports podcast, Matthew Leffler, managing member of Armchair Attorney, joins Lee Klaskow, Bloomberg Intelligence senior transportation and logistics analyst, to unpack the legal forces affecting freight markets. Leffler explains the surge in nine-figure verdicts, the Supreme Court case that could redefine broker liability and why outdated insurance minimums are straining carriers and insurers alike. He also discusses broker transparency, tariffs and emergency powers, rail consolidation and how court decisions may influence capacity, rates and risk across the supply chain, along with the story behind his signature red jacket.See omnystudio.com/listener for privacy information.

Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingThe Knight of the White Moon: Coming HomeAt 50—the same age Don Quixote was when he lost his mind to become a knight and the same age he was when he was finally defeated—I found myself knocked off my own horse.After 26 years as a UPS driver, I was fired. My wife is fighting cancer. The future we planned may never arrive.In the book, the Knight of the White Moon (his friend in disguise) forces Don Quixote to give up the quest, take off the armor, and go home. Everyone thinks he's finally “cured.” But what if it wasn't defeat? What if it was the doorway?This episode is about the moment life forces you to shed the identity you've worn for decades—the job, the role, the armor—and asks: Who are you when it's all gone?I call it the second adolescence. The initiation into elderhood. The hard, beautiful rite of passage our culture forgot to give us.We explore:•  The terror and gift of being stripped of what defined you•  Why “coming home” to yourself might be the real point of the quest•  How defeat can be the beginning of something quieter, wiser, more real•  The power of elders: not what you do, but what you know after surviving it allIf you're 50, 60, 70… if you've been fired, retired, divorced, gotten sick, or simply feel the armor cracking… you're not alone.This isn't the end. It's the beginning of becoming who you actually are.Listen now. Walk through the doorway with me.(From the heart of a former UPS driver who's still figuring it out.)#SecondAdolescence #Elderhood #ComingHome #DonQuixote #LifeAfter50 One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Most agencies don't have a marketing problem. They have a sameness problem. Their websites, their services, their "award-winning team" language. It's all the same. They even have the same promises that sound impressive but mean absolutely nothing to a prospect who's heard it 50 times this week. Today's featured guest has a pretty good idea of why agencies are blending into the background and how the ones that win are doing the opposite. He'll get into differentiation, AI, pricing confidence, RFPs, and why playing it safe is the fastest way to disappear. David Brier is the the branding expert CEOs call when their marketing hits a wall. He calls himself "rehab for brands" to help get them profitable. He is the author of Brand Intervention and Rich Brand, Poor Brand, and he's built a career around one core idea most agencies completely miss: branding isn't about looking better but about being different. After realizing there were more than 25,000 branding books and no agreed-upon definition, David distilled branding down to four words: the art of differentiation. That idea alone reframes how agencies should think about positioning, pricing, and growth, especially right now. In this episode, we'll discuss: Why Differentiation Isn't Optional in the Age of Lazy Thinking. Get Rid of the Agency Speak Saying 'No' as a Strategic Advantage Different is Better Than Better Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Why Branding and Differentiation Are No Longer Optional for Agencies David's definition of branding cuts through the noise because it mirrors how humans actually behave. We notice what's different. We ignore what feels familiar. If your agency sounds like a remix of every other agency, your prospects' brains will quietly check out. That's why brands like Apple feel predictable in a good way. As Seth Godin once said, you know what an Apple sneaker would be like. You don't know what a Marriott sneaker would be like—and that's the problem. One owns a point of view. The other plays it safe. For agencies, differentiation means making a choice and being willing to lose people who aren't a fit. That's uncomfortable, especially if you're used to trying to appeal to everyone. But the agencies that scale aren't trying to be a choice. They're working to become the choice for the right clients. How "Agency Speak" Is Killing Your Sales Ask most agency owners what makes them different and you'll hear the same three things: our people, our process, our portfolio. That language doesn't differentiate you, it only anesthetizes the conversation. You wouldn't advise your clients to use the language of the competition, so why would you? Additionally, David also believes that brands that take a stand and aren't afraid to be bold will automatically stand out from the many many agencies that are too timid and too afraid to offend. This doesn't mean you have to be divisive. You can be bold in a way that actually brings people together. This fear of being truly different comes from the way we're all wired to believe that an amazing portfolio will be enough to draw people in. But the portfolio isn't the most important thing in the room, is the person sitting across from you. Stop leading with your work and start leading with questions. When you ask better questions and actually listen, prospects feel seen. By the time you show your portfolio, if you even need to, they've already decided whether they trust you. That kind of confidence signals maturity—and it instantly separates you from the agencies still performing their pitch deck like a talent show. Why AI Is Fueling a Sea of Sameness in Agency Marketing AI isn't the enemy… but lazy thinking is. David sees it as everyone is now outsourcing their ingenuity to the same tools, using the same prompts, producing the same safe output. The result is, of course, a sea of indistinguishable brands with no soul and no pulse. What he calls "The Great Wall of Beige." The mistake agencies make is thinking AI replaces brilliance. It doesn't. It amplifies whatever you bring to it. If you don't have a point of view, AI will happily help you sound like everyone else faster. The agencies that win in this era will use AI as a tool, not a crutch. They'll still ask, "Why the hell not?" They'll still challenge assumptions. And they'll still bring conviction, creativity, and human judgment to the table, because that's the part clients can't automate. The Power of Saying No: Reclaiming Pricing and Positioning When a buying process is run by a committee, the goal isn't excellence, it's consensus. And consensus is where great ideas go to die. This is why David stopped participating in RFPs. The most powerful move an agency can make isn't trying harder to win bad deals. It's being willing to walk away. The ability to say no signals strength. It reframes the relationship. When you stop chasing every opportunity and start choosing your clients, pricing objections lose their power. As David put it, when prospects ask why he's so expensive, he flips the script: "Why is everyone else so cheap?" That mindset shift alone changes how clients perceive your value. What's Next for Agencies to Stay Profitable in a Changing Market The landscape is changing even from week to week with new technologies, which makes it harder to predict how the industry will change in years to come. For David, it all boils down to knowing what you're selling. Agencies that sell themselves as commodities will basically go out of business. As he points out, AI is accelerating output but not judgment, taste, or leadership. When everyone has access to the same tools and prompts, the middle ground disappears fast. Agencies that sell "deliverables" instead of thinking will find themselves racing to the bottom on price, competing with software instead of strategy. In a market flooded with instant, AI-generated work, the real differentiator becomes the ability to think on your feet, challenge assumptions, and connect dots in real time. The greatest athletes, actors, comedians, and entrepreneurs in the world were able to think for themselves and could take something unexpected and work with it and improvise. Can you give people something unexpected? That's something no tool can replicate, and it's why experience is becoming more valuable, not less. Why Different Beats Better: Escaping the Race to the Bottom David strongly believes that in these times of sameness and an abundance of content that lacks pulse and personality, different is better than better. Agencies that have completely given up trying to create something unique and have instead relegated the thinking to AI will try to stand out by repeatedly stating they're better, faster, or bigger. David, however, prefers to offer something different. This gives him the confidence to face clients that come to a meeting with rehearsed questions they got from other creators to assess him and counter with "actually, you're asking the wrong question. What you should be asking is…" No framework replaces conviction. The best leaders don't answer scripted questions—they redirect them. That's how you elevate the conversation. That's how you escape commodity pricing. And that's how you build a brand people remember. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

SEGMENT 13: SCOTUS HEARS WARTIME OIL EXTRACTION LIABILITY CASE Guest: Michael Toth (Civitas Institute) Toth reports from Supreme Court oral arguments on Louisiana's claim that World War II oil and gas extraction damaged coastlines and quality of life. Former Solicitor General Paul Clement defends energy companies, arguing wartime production faced no limits given the existential threat requiring maximum resource extraction for national survival.1875 MARDI GRAS

PREVIEW FOR LATER TODAY: SCOTUS HEARS OIL COMPANY WARTIME LIABILITY ARGUMENTSGuest: Michael Toth Toth analyzes Supreme Court arguments over whether oil and gas companies face liability for pumping operations conducted during World War II under presidential directive. Discussion examines the legal complexities of holding companies responsible for wartime production ordered by the government, historical context, and implications for energy industry litigation.1888 SCOTUS

Have you ever considered taking a sabbatical to practice Interventional Radiology in the Middle East? In this episode, Dr. Jamal AlKoteesh, the Chairman of Clinical Imaging at SEHA and the "Godfather of IR" in the United Arab Emirates, joins host Dr. Sabeen Dhand to discuss the rapid evolution and current state of IR in the Gulf region. --- SYNPOSIS Dr. AlKoteesh shares his journey from training in the UK to establishing the IR specialty in Abu Dhabi over the last 18 years. He details the unique practice environment in UAE government hospitals, where the lack of strict sub-specialization requires IRs to maintain a versatile skillset—handling everything from thyroid FNAs and UFE to complex neurovascular thrombectomies. The conversation highlights the significant government investment in healthcare technology, which allows physicians access to the latest tools—such as the Siemens Artis Icono with integrated RapidAI for stroke—often before they are widely available in other markets. Dr. AlKoteesh also provides a practical guide for US physicians interested in working abroad, covering the licensing timeline, tax-free income, and the high demand for Western-trained physicians. --- TIMESTAMPS 00:00 - Introduction01:39 - Building IR in UAE05:23 - UAE Healthcare System Overview07:54 - IR Residency and Staffing13:15 - Access to Latest Devices15:15 - Compensation and Lifestyle17:58 - PAIRS Conference Overview20:45 - Licensing and Relocation Guide21:39 - Liability and Language Barriers26:33 - Launching Stroke Interventions

In this Friday edition of the Morning Minute, Isaiah Buchanan reports on a major legislative win for drivers as the House passes a spending bill that dedicates $200 million to truck parking. This first-of-its-kind line item now heads to the Senate, where lawmakers are racing against a January 30 government shutdown deadline. A Texas court has delivered a massive blow to Landstar System, ruling that the company must pay 100% of a $23 million accident verdict rather than the 15% originally assigned by a jury. The freight giant intends to vigorously appeal the judgment, which has already caused the company to lower its earnings expectations for the quarter. The episode also explores a pivotal upcoming Supreme Court case regarding whether federal law preempts state negligence claims against freight brokers. The Department of Justice argues that allowing these lawsuits would create a patchwork of liability standards, while advocates fear preemption leaves a dangerous gap in safety accountability. Finally, listeners are invited to catch a new episode of WHAT THE TRUCK?!? featuring Malcolm Harris, airing at noon on FreightWaves TV. If you miss the live broadcast, the full episode will be available for streaming on YouTube. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

This week the boys break down the Crypto Clarity Act's dramatic Senate markup with Coin Center's Peter Van Valkenburgh, covering developer liability concerns, tokenized securities language controversy, the banking industry's war against stablecoin yield. Welcome to The Chopping Block — where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. Tarun's out this episode, but we're joined by Peter Van Valkenburgh, Principal of Policy at Coin Center and one of the sharpest legal minds in crypto. This week, we're diving deep into the Crypto Clarity Act drama that has DC in chaos mode. What started as crypto's best shot at comprehensive regulation just hit a major roadblock when Coinbase pulled their support hours before the Senate markup. We'll break down the developer liability questions around "control" definitions, the tokenized securities language that has Brian Armstrong fired up, and the stablecoin yield restrictions that have banks and crypto companies at each other's throats. Peter gives us the inside scoop on what's really in this 200-page bill, why Polymarket odds crashed from 80% to 40%, and whether this legislative train wreck can still get back on track. Let's get into it. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights

Lesley Logan and Brad Crowell unpack the conversation with Pav Lertjitbanjong, founder of Pavness Leadership Lab, and why job security is an illusion for most people. They explore what it really means to build career resilience so you feel less anxious about change and more confident in your options. The conversation also highlights the three key numbers Pav says everyone should know to create stability in uncertain times. If you've been waiting to feel secure before making a move, this episode is a reminder that security is something you build. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:Understanding career resilience as knowing your value beyond a job title.How emotional clarity reduces fear during career uncertainty.Understanding the role financial numbers play in personal stability.How strategic debt can support long-term financial stability.Why maintaining client relationships protects income for entrepreneurs.Episode References/Links:Cambodia Retreat Waitlist - https://crowsnestretreats.comAgency Mini - https://prfit.biz/miniContrology Pilates Conference in Poland - https://xxll.co/polandContrology Pilates Conference in Brussels - https://xxll.co/brusselsPOT in London - https://xxll.co/potSpring Training: How To Get Overhead - https://opc.me/eventsPilates Posters - https://opc.me/postersSubmit your wins or questions - https://beitpod.com/questionsLayoff-Proof Your Life Emergency Checklist - https://www.layoffready.com/emergencykitPav Lertjitbanjong's Website - https://www.pavness.comEp. 352: Tess Waresmith - https://beitpod.com/tesswaresmith If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Lesley Logan 0:00  People do need to know that their job security is an illusion, so that they can not only have career resilience, but also just be really aware of that they have a lot more power than they think. And I think sometimes people go, oh, my ability to stay in this job is their decision when it's actually your decision. Lesley Logan 0:18  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Brad Crowell 1:01  Take it away. Lesley Logan 1:03  Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the purposeful convo I had with Pav Lertjitbanjong in our last episode. If you haven't yet listened to that interview, feel free to pause us now, go back and listen to that one and then come back and join us. Yeah. Do both. You got time. You can also put it on a 1.5 speed. I mean, we talk fast, but you can still understand us.Brad Crowell 1:26  Yeah. I mean, it's gonna be awesome. It was actually a great, very transparent convo is the right way to say it.Lesley Logan 1:33  I would say so I actually really appreciate, like, having someone be so honest about the transition that they're on. I don't think enough people share that. And so I think that was a beautiful gift for everyone listening. Because otherwise you just listen, people got their shit together, and you're like, oh, they got it all together. And it's like, well, you know, they they have it looks that way, but it's a journey.Brad Crowell 1:53  Yeah. And I think, I think the idea of preparing to step away from a job is always a win, you know, to have it together on the inside. So that's good. Anyway. What is today?Lesley Logan 2:04  Yes, well, today is January 22nd. It's four days until my birthday, everyone. Brad Crowell 2:09  What? Lesley Logan 2:09  Yeah, but that's not what today is. Today is January 22nd 2026 and it's Roe Versus Wade Day. Roe Versus Wade Day is celebrated on January 22nd, the anniversary of the court case that gave women agency over their bodies. And here we go. The US Supreme Court made a ruling that legalized abortion throughout the country, with variations from state to state depending on the length of the pregnancy, no matter what your opinion is on the controversial abortion debat,e should not be fucking controversial, and it does matter what your opinion is. But here we go. Roe Versus Wade Day marked a pivotal turn in US history, the anniversary of landmark court decision celebrated by people everywhere, especially by women. Unfortunately, on Friday, June 24th 2022 the Supreme Court overturned Roe Versus Wade, the landmark piece of legislation that made access to abortion a federal right in the United States. The decision dismantled 50 years of legal protection paved the way for individual states to curtail or outright ban abortion rights. My loves. Brad Crowell 2:59  Which is happening. Lesley Logan 3:01  It's happening. It's happened. People, women are losing their ability to have have babies because they can't get what they need. The biggest thing if you, if you're like, uncomfortable with the word abortion, and I get that because if you were raised religious, you probably were raised and it's like, the worst thing anyone can do. And like all these women regret it. I can't speak for these people. What I can say is, men get to go to every fucking state in the country, and their rights don't change. But if I go to different states, my rights do change. And for the majority of the listeners, you go to a different state, your rights do change. And it's just really pisses me off that we don't have like that we're constantly fighting for equality in this capacity. And what this means is hospitals and doctors in the areas where there is not abortion available will have less experience and less understanding about what to do when a mother needs it. And if you try to tell me, in case of like, the healthcare of the mother, the doctors are so scared and they will have to answer questions. Brad Crowell 3:59  That they're not helping the mother.Lesley Logan 4:01  That they're that they're not so we have to wait till women go septic, yeah, which is the worst you you are lucky if you come back from that a normal person. So it just really pisses me off, because this is not a this should not be a fucking law. This is a health right.Brad Crowell 4:15  So as of November of this year, 2025, 12 states have near abortion bans, or for all intents and purposes, abortion bans in place. Alabama, Arkansas, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Oklahoma, South Dakota, Tennessee, Texas and West Virginia. Lesley Logan 4:32  Was Idaho on there? Brad Crowell 4:33  Idaho is on there. And addition, North Dakota has a near total ban that was recently revived in the state's Supreme Court, which makes it a felony to perform an abortion, except in limited medical emergency or cases of rape and incest. And that's the problem. The problem is the limited medical emergencies, and that's never clear. And so regardless of whether or not the doctor knows that that's what needs to happen, the hospital is basically saying, don't, don't do it because they're gonna get. Yeah or the doctors themselves are worried about it, because, you know, like, in Texas, they're like, going after doctors. It's nuts.Lesley Logan 5:09  There's okay. So I saw something recently, and I'm hopefully, as I as I say out loud, I'll get it right. So because some states are trying to grab doctors from other states that are helping women access abortion, right? Like some doctors from New York can send medications to people in different states and and allow them to safely, you know, have a decision over their body. And some of these states are trying to, poor women are going to different states, and then, you know, so the state that the woman is from is trying to do something to the doctors or the woman for doing that right in the place where they have a right. And someone explained it like, okay, Nevada has legalized gambling, right? But let's say you're from a state that doesn't have legalized gambling, and you go to Nevada and you gamble, and you win money, right? You gamble. It's proof you did it. That would be like the state you're from arresting you for gambling.Brad Crowell 6:06  So you didn't finish that. So then you go home to whatever state, yes, and they arrest you, yes. But you were in Nevada.Lesley Logan 6:12  Yes, where it's legal. Brad Crowell 6:14  Right. Lesley Logan 6:15  So if that, if you're like, oh, that doesn't make any sense. It's the same fucking thing when it comes to women's and abortions like this is and to be honest, like if you struggle with this, I really need you to do some extra research on what an abortion is, on what the Bible has even said. I need you to understand what, what, what week a baby is even viable on their own. And then I need you to look at how much it costs to be a parent, and you need to understand if you are also not voting for health care for children, for food at all of their schools and all these different things you do not care about life, you don't. If you are not, if you are also not voting for every single thing that makes it illegal to be poor in this country, you do you don't understand what being pro life actually means. And I know that sounds harsh, but that's how I feel. It's how I feel. I used to, used to think, okay, well, they can have a difference of opinion, not anymore, not when women are dying, not when women who are not able to have the babies that they want to have because something went wrong and that affects their ability to have babies in the future. No.Brad Crowell 7:21  Yeah, the laws that that are being passed are, I would argue that the terminology is confusing that I would not say it's fair to call them pro life. They're, in fact, pro birth. So they're, they're not looking out for the mother ever. They're looking out for what could hypothetically be a child someday, maybe. Right?Lesley Logan 7:43  Yeah, that they don't, that they're not going to care for once it's once it's born. Brad Crowell 7:48  Well, that's not necessarily the case but. Lesley Logan 7:50  I'm not talking about the parents. I'm talking about the law. I'm talking about the, the parents, oh, some of these people already have kids and they're like, I have enough. Some of them just are in the wrong time of their life. Some of them don't want to have them. Some of them, you know, it is with someone that they don't want to have a child with. This is all their rights to have. Brad Crowell 8:05  Yeah. I mean, the running joke is that the law cares before you're born, and then once you turn 18 and you can join the military, but between those times, good luck.Lesley Logan 8:15  Yeah, yeah. So anyways, I, I know, I know there's there's there's, I understand if you are someone who has a hard time with this topic, because I do remember being a child and a teenager and a young adult having a problem with this topic. And the more research I did, the more I realized how many, how, how hard it is for a for the woman in this country, specifically, and how, how much, how, in this country, we have women who will die giving birth because we do not do proper medical research, we do not care baby like we have a high mortality rate in this country that we should for a first world country, because of all, and because what I've seen what having a baby does with her body, it is her choice. She should be able to do what she wants, and there isn't judgment negatively around it.Brad Crowell 9:03  Yeah,we have a higher maternal mortality rate than most other high income countries. Whis is mind blowing.Lesley Logan 9:09  And then when you go deeper, when you go deeper, look at how high it is for black women versus white women.Brad Crowell 9:14  Yeah, significantly higher risk for black women and women over 40.Lesley Logan 9:17  And if you are worried, it's because, oh, maybe it's a different No, a high school educated white woman will have more likelihood of surviving over a medically educated black woman because of racism in this country and the stress it does on our bodies. My loves, like I will always, I will fight for women's rights, and one of those rights is having choice over what happens to your body, period, no matter what state you're in and if you don't want babies to be aborted, then you need to go to your congress people make sure that they're taken care of, because I think more women would even have a child if they had help and support. We don't do that here. So on this day, call your congress person, see what they're doing for people who have children and need help.Brad Crowell 10:00  Yeah, yeah. This is a tough this is a tough conversation. I think that. Lesley Logan 10:06  It's hard. Brad Crowell 10:06  Well, it's, what frustrates me is also that this is for 50 years the law was clear, yeah, and then three years ago now, we've got a bunch of Supreme Court justices who are like, just kidding, and they're just taking these kinds of rights away. And that frustrates me more than anything, is that that, that that's even an option. That shit, it was, it was the law of the land, you know. So that's, that's insane to me, and I, I think that the only way that stability gets created is if we are all paying attention to the things that are happening in our state and also in our federal government. But you know, right now, it's up to every single state to protect their women, you know, individually. And so it's important for you to participate in this and be educated and call the people who are making the decisions in your state.Lesley Logan 11:01  And also, it used to be, if you didn't like something for you personally, you just don't do it. So if you don't like abortion, don't get one. Brad Crowell 11:08  Right. Lesley Logan 11:09  But like, like, you know, it's just, it's really hard. It's just it get gets me really. I was just at the I was just at the women's clinic today. I love my women's clinic. If you do live in Las Vegas, the WHASN clinic. Shout out to the WHASNclinic. It is fucking phenomenal. At any rate, they have like, a sign on the wall, which is like, how to prevent pregnancy, right? And sterilization for a woman, or vasectomy for a man, are in are like, not going to have a baby, not going to happen, okay? And then they go through like, okay here are the birth controls. This is how we have to change them. This is how effective they are. So it starts to go from 99.9% to like 97% to 94% here effectiveness in preventing pregnancy. And here's what it said at the bottom of this. And this is like mind blowing that they do not teach people in school because they don't want you to know, because they want you. They want you dumb and pregnant. They if you are not doing anything to prevent pregnancy. So you aren't on a birth control, you don't have any protection going on birth like things like that. He doesn't have anything. You're 85% likely to have a baby if you are, if you have reproductive abilities and you don't, don't do any intervention, the chance of you getting pregnant annually will be 85% not in your lifetime, annually. So don't be shocked when people end up pregnant. People can, they can accidentally take not even accidentally. They could get sick and they need an antibiotic, and it it causes their their birth control to not work, literally, right? I have friends who had IUDs, and their parents got pregnant with them. So like all people can do all the right things and still have this pregnancy happen, and it might not be the right time for them, or it might not be the right thing for them, and they that is their fucking business. Period. I have no judgment towards people who do it or don't do it. It's up to you, but it should be up to you, and the fact that it's not in certain states pisses me off. Anyways, we do need to move on, yeah, but hope, hopefully you're off. I feel like people are fired up with us, but just pass it on to your friend.Brad Crowell 13:09  Yeah. Well, look, let's shift gears here. That's a heavy topic that we're obviously very passionate about. So thanks for following along. Here's what's coming up in our world here. So it's right now, today, January 22nd is the second to last day to get the early bird for joining us this year in Cambodia at a Pilates retreat at Crow's nest, right? So go to crowsnestretreats.com. Tomorrow is the last day to get the early bird. January 23rd is the last day to get the early bird. Go to crowsnestretreats.com or just DM us if you want the link, we'll send it over. Next week is Lesley's birthday, like she already said.Lesley Logan 13:44  I know, I'll be 43 I know, so good. Brad Crowell 13:48  We're just, we're just sharing that. We're probably gonna. Lesley Logan 13:51  No birthday sale. Brad Crowell 13:52  Go out to dinner or something here.Lesley Logan 13:54  Open a party, babe. We're having a party where you dress for the wrong party party.Brad Crowell 13:58  Oh yeah, yeah, we're doing that. That's right. Next month, February, Agency Mini is coming back. We're going to be doing Profitable Pilates is hosting Agency Mini. If you have ever felt like, what's the thing that sets me apart as a Pilates teacher from my my super close friend who's also a Pilates teacher, then you should come to Agency Mini. Lesley Logan 14:16  Yeah. Or if you're frustrated by the studios in town where they are lacking training their own. They're like, they're buying, like, cheap and cheerful $200 reformers and packing people. And you're like, come to Agency Mini because we will with you and also give you what you need to stand out, because that's what we do.Brad Crowell 14:33  Yeah, so go to prfit.biz/mini. Just make a noise over there. Lesley Logan 14:40  Just me making noise. Brad Crowell 14:41  prfit.biz/mini that's profit without the O dot biz. And then in March, we're going to be bopping around Europe and looking forward to that. We're going to be in Poland and then in Brussels. So if you are anywhere near either of those places, go to xxll.co/poland, or xxll.co/brussels. And then in April, we're going to be at POT in London. Lesley Logan 15:05  And by now it has announced. Brad Crowell 15:07  Yeah, it's announced. Tickets are available. So come join us. Come hang out. It's gonna be super fun. Go to xxll.co/pot. And then finally, this is new for those of you who listen every week, thank you for that. May. We are going to be doing spring training again, and this time, we have a really cool topic. We're going to be doing How to Get Overhead.Lesley Logan 15:25  Yeah, we're getting your butts upside down. Brad Crowell 15:27  Get your buns in the air. Lesley Logan 15:28  So if you struggle with overhead exercises, or you feel like it's not in your practice, or you want to be doing them, we're talking like back knives, headstands, control balance, all the ones upside down. Brad Crowell 15:39  Any of those. Lesley Logan 15:40  And you don't have to have to have equipment. We'll have mat classes, we'll have Reformer, we'll have everything. We'll have something for everybody. And if you're on the early bird wait list, for sure, you get a better access options all that good stuff. Brad Crowell 15:49  So go to opc.me/events that's opc.me/events plural, and sign up for the events waitlist. And you know, we'll let you know about the things that happen throughout the year, and then, yeah, so that's what's happening through May. And then this week, we actually had a question from one of our eLevate grads. Her name is Shannon Billings, and she pinged us on IG and she said, hey, I saw those, those posters that you guys made of all the exercises in a grid, and I want to hang them on my wall. Lesley Logan 16:20  Yeah, they're pretty. Brad Crowell 16:21  But I cannot find them. I don't know where I'm supposed to be looking. Where should I where can I find those posters?Lesley Logan 16:26  Yeah, so they're on the OPC site, and the quickest link is just opc.me/posters. And here's the coolest thing about these posters. You guys right now, we're not good at going to the post office, so these are print on demand posters. They're beautiful, so don't let that change. They don't. Doesn't change the quality. Quality is freaking awesome. Yeah, they're great. What it means is, when you, wherever you live in the world, they'll probably print it somewhere near you. So that means shipping to you is actually not astronomical.Brad Crowell 16:50  Yeah, it's pretty reasonable. We've had people order them in Europe or in Australia, and it's, it's not crazy, it's not an arm I'm gonna like to ship. So, yeah, go check that out opc.me/posters, and if you have any questions, just text us at 310-905-5534,Brad Crowell 17:03  Or beitpod.com/questions Brad Crowell 17:04  beitpod.com/questions where you can also leave a win. Lesley Logan 17:10  I just want to add to that, some people are putting two posters per poster frame. So like on one side, it's the mat, and the other side is the reformer or tower. And so if you have not a lot of space, but you want all the posters, order all of them, because you can get frames that have clear stuff on both sides, and you can just like, flip it. Brad Crowell 17:30  Flip it. Yeah. That's clever. Lesley Logan 17:31  I saw a girl who she has my posters, and then she has a different set of posters that are black and white. And so sometimes she wants color, sometimes she wants it to be not. So you can do that. Brad Crowell 17:41  Love that. Lesley Logan 17:42  I know people are so creative, you got to share that stuff.Brad Crowell 17:46  Well, stick around. We'll be right back. We're gonna talk about Pav Lertjitbanjong. Brad Crowell 17:53  All right, welcome back. Let's talk about your conversation with Pav. Pav Lertjitbanjong is the creator of Layoff Ready, the financial resilience program that she built before her work evolved into Pavness Leadership Lab. Lesley Logan 18:08  I love it. So cute. Brad Crowell 18:09  The Pavness Leadership Lab, I love it. She after a divorce that left her financially and emotionally depleted. She spent months avoiding the reality of her situation before finally facing her budget a single day of focus work that revealed nearly a half a million dollars in a forgotten 401(k), pretty crazy. From there, she paid off six figures in debt, rebuilt her stability and retired from corporate life at the age of 43. Today, through the pavness leadership lab, Pav studies how people build courage and make clear decisions under pressure, continuing her mission to empower others, to create long-lasting stability, confidence and options in your lives. Yeah. Lesley Logan 18:47  Yeah. I really enjoyed this conversation, because I think we talk a lot about strengths and knowing what your strengths are. And, you know, we even have a conversation about retirement coming up and things like that. But, like, I think people live in fear of different change, what if I lose my job, what if I lose this. But she's like, okay, so what if we've talked about career resilience and having a career resilience and so allowing yourself to really understand it's better, that it's more than just like, okay, I'm financially ready if I get laid off. It's like, no, like, how can you really understand who you are and what you do, what makes you amazing? So which I really love that she brought up, like, job security is an illusion. It fucking is. And it pisses me off that banks value a W2 when some of us are over here betting on ourselves and every year kicking ass. I'm just saying from personal experience, it's just me. But what don't you think? Brad Crowell 19:32  You're not wrong. It's really annoying. I mean, I don't know how else they would should do it, but like, just historically.Lesley Logan 19:39  Just look at my history. Just look at my taxes last look at what I'm doing. Brad Crowell 19:43  Yeah, there's that.Lesley Logan 19:46  But I but I appreciate that she brought that up. I think we I think people do need to know that their job security is an illusion, so that they can not only have career resilience, but also just be really aware of that they have a lot more power than they think. And I think sometimes people go, oh, my ability to stay in this job is their decision when it's actually your decision. You know, just like an interview, if you want a job, it's your decision, all that stuff. And she also brought up, and I thought this is really cool, the emotional clarity that gives you peace of mind. When you have career resilience, it gives you a lot more clarity. So I think it means, like, less anxiety about, I'm going to lose my job. What am I going to do? Like you just feel a lot better about it, you know? And it's critical, because we are going into a weird world of AI, and I don't even know what that means for a lot of people's jobs, because I teach Pilates, and luckily, right now, AI kind of sucks at doing that.Brad Crowell 20:35  Yeah. I mean, so the conversation that y'all had was more focused on not necessarily walking away from a job that you might currently have, but what if, right, being prepared for worst case scenario? Because who knows, you know, who knows? Like nothing is especially now, things feel very unstable, economically, I think it's more of a feeling than it is a numbers thing. But it doesn't change the fact that it's a feeling still, and people are feeling weird about it.Lesley Logan 21:04  Yeah, and weird feelings have changed economies many times in history. And so, yeah, I also think I just want to bring up.Brad Crowell 21:12  But the point the point is, then that, you know, not necessarily wanting to leave a job, but how do you be prepared for it? And this is the kind of thing that she digs into. Like, she, she talked about layoff being layoff proof.Lesley Logan 21:25  She even has a checklist for you guys, and I think that that is, if that's something you are, like, I want to be layoff proof. Like, I might as well start now. You know, you don't want to start it after. So it's layoff ready.com/emergencykit.Brad Crowell 21:39  Yeah, look, and here's the thing, for those of you who are entrepreneurs like us, you're clearly not laying yourself off. The best thing, the biggest thing you could possibly be doing is conveying to your clients how you are adding value into their life, and not necessarily you are, although inadvertently you are. Pilates is how is your teaching? How? What is it that is benefiting them? How is their life changing? And I'm working on a series right now with our Agency members, where I'm helping walk them through not only how to identify the benefits the changes that they're seeing, but also how to communicate those to their clients without feeling weird about it and not being overly like salesy, because if you can continue to reinforce the why that they initially told you that they were coming and then reminding them about the changes that you're seeing as a teacher in their world, right, it's going to change the way that they value their practice with you. So especially for y'all you know, entrepreneurs out there who laying layoff proof, like, what am I supposed to do for that? I'm not, I'm not firing myself. So how do we make sure that we are maintaining our income? We really have to continue to build relationships with our clients. You have to continue to do that.Lesley Logan 22:59  Yeah, I think that's and we actually have a relationship, like authentic relationship episode coming out soon, like, and they'll be in April. Brad Crowell 23:07  Amazing. I love that. Yeah. Well, one of the things I really dug that she mentioned was she said, how can you really design a life that you wanted to live? It could give you the freedom to walk away, whether that means leaving the job or retiring early. And she said, if you are waiting for security, if you're waiting to feel security, you should be building it, not waiting for it. So whether that is maybe you're learning how to do another skill, or maybe you're learning how to manage money, you know, we've had a bunch of people over the years in the pod about this, like Tess Waresmith is one that comes back to me here and talking about financial stability and literacy, financial literacy. So these are things that you could be learning how to just think through. Lesley Logan 23:51  We have Tess Waresmith coming back. Brad Crowell 23:53  Oh, that's even better. Lesley Logan 23:53  I just oh, it's a great interview, guys. It's gonna be so good. I was just like, girl, I need you to tell me how I'm supposed to do when it's like this, and it's crazy like now, when it feels crazy. I also just want to highlight the don't wait for security created. This is everything this is, this is be it till you see it right here, because I was listening to a phone call conversation in a book club I'm in, and some people were complaining that the situation they're in, they can't create a culture. They have all these other outside things. It's affecting the culture they're creating, and I'm listening to them and like, I get that right? And I was like, I waited a second. I was just like, well, I am in a different studio all the time. Like, I'm in a I don't have a studio, right? And so what do I do? And I'm like, oh, in every space that I go, I own the space that I am, and I create the intention that I want. I create the culture I want them to experience, and I set the stage and I shared that with them. I said, instead of waiting until you can, like, move studios or move this, what if you just acted the culture you want to create in the space right now? Because then, if you do get to change a situation, you'll already have practiced it. It'll be really easy for you to do, or you might not even have to leave. Maybe the culture just changes around you. And so it goes back to like, don't wait to feel secure. Create security. What is the be it till you see it? What does security for you in your job or something else look like? And how can you create it in the space that you're in and wait, instead of waiting for someone to wait for someone to come, put a fence up, you know, you know what I mean, like, you're gonna wait for someone to, like, hand you a lottery tickets you have extra money. Like, what are you gonna do? I think that I like the action step that she's providing here.Brad Crowell 25:29  Yeah, one thing that she was talking about, which might sound a little scary, she actively leveraged debt to to consolidate and then pay off her debt, right? I mean, I've done that too, where I took out a credit card with a balance. I transferred one or two or three credit cards to that one, right? It had something like, if you transfer it in, you get 12 months of, no, you know, no fees, yeah. And so, you know, took those 12 months to pay it down, yeah? So, you know, it just something that seems straightforward, but also might feel you might feel hesitant to get started on that, but you know that stuff's worth, worth thinking through. I think so.Lesley Logan 26:12  I think it's worth talking to people who who understand it too, like a wealth manager or things like that. But like to be honest, that is how the rich get richer, right? Like credit score is, if you're in the States, your credit score is pretty much just like, how do you manage debt? So if you're debt free, and you've always been debt free, and you don't get any cards, you actually don't have a perfect credit score, because you don't have credit for them to like, see how you do. So it is all about strategically leveraging debt to, like, increase that score. You can strategically leverage it to allow you to have the security you need for in case something negative happens in your career or in the journey that you're on.Brad Crowell 26:47  Yeah, well, stick around. We'll be right back. We're gonna cover those Be It Action Items that you had with Pav. Brad Crowell 26:53  Okay, welcome back. Let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your convo with Pav Lertjitbanjong.Lesley Logan 27:07  Pav let us know if, after the four attempts, any of us got close on that.Brad Crowell 27:11  She said, Know your numbers, which is so funny, because this is like, I never stopped saying this to our coaching clients. It's so easy to know your numbers, but it seems so hard, right? It seems like this scary black hole of like, oh my God, I don't even know what I need to know. So it just seems like this amorphous, like blob of unknown. And when we dig into the things that most people need to really know is, what are your expenses and what are your income? Those are the things. That's where you want to start, right? What are your expenses and what are your income? Yeah, so she said, for her, it's, she said there's three numbers that truly matter. One is your net worth, right? So she's, she said, assets minus liability. What does that mean? An asset would be, maybe you have a house, right? Liability would be, I have a credit card debt and it has, you know, $10,000 on it. Okay, great. So you have a house that has, you know, or actually, you could say the house is worth $250,000 I still have a loan of $150,000 against the house. So I have equity of $100,000 right? So that's net that's your net worth, right? So that's an easier way to think about that. She also said the second number is something she calls an FU fund, what she describes as that six month cushion that lets you walk away from anything you have to, you know. And today we were talking about it. Maybe it's a little more than six, maybe it's six to nine months, or something like that, where you know, okay, because you know your expenses, and let's just hypothetically say your expenses are 10,000 a month, you know, how do we what's the quickest way that we can get to setting aside $60,000 that's a scary number to be honest. That's a lot, you know, but we got to get started. You have to start sometime, right? And that that kind of buffer will certainly protect you were something bad to happen at an employment situation, and then you feel like, stuck, and you're like, Oh my God, but at least you have a buffer, right? So that's what that that's for. And then finally, she said, your firing number, your fire number, how much money would you need to invest in the market so you can make smaller amount each year on 4% and still have money left to reinvest, right? So what does that mean? That's your like retirement number, right? So for anyone who's who's like financial planner, they'll ask you the question of, all right, how much money do you want to live on a month? Again, let's just say $10,000 and then they'll, what they'll do is they'll work backwards based on your your retirement portfolio, and they're going to assume that you'll be able to live if $10,000 a month is the 4% number, then they'll be able to reverse engineer the number and be like, great. You need to have $2 million or, I think it's more than that, but you'll need to, need to have X amount of dollars in your portfolio so that you can live comfortably on $10,000 a month and never have to worry about it again, because it's in the market, right? So, and the reason that she said 4% is because the average market return is eight, like seven to 8% or maybe even it's eight to nine, I don't remember, but if you can live on half of that, that gives you the other half of what you hypothetically are earning to reinvest back into the market again, right? So that's, that's where the numbers, that's how that kind of breaks down. It's a bit in the weeds. So thanks for following me there.Lesley Logan 30:25  I love that she has those and that you did those ones, because the other one is pretty amazing. And this is simple, but true. Bold doesn't have to be loud, but it has to be true. And so you don't have to have this, like, law, the way I interpret this, like you don't have to make this bold move where you're like, what was that Tom Cruise movie, where he just, like, was like, goodbye, fuck you. I'm out of here. Like, who's coming with me? And like, Renee's. What was that movie? It's the one that everyone quotes, and it's the worst one. Jerry Maguire.Brad Crowell 30:55  Jerry Maguire. Lesley Logan 30:55  Jerry Maguire. Brad Crowell 30:56  Show me the money. Lesley Logan 30:57  Show me the money. And like, but it doesn't have to be like that, but it but, but whatever you do needs to be true to you. And I think that's where a lot of people don't take time, is to, like, really understand, like, what do you want? What do you need, you know, and, and that's scary, because maybe what you want and need is different than what you've been doing, you know, or maybe you've been letting yourself realize, like, how strong you are. And we have a couple great episodes coming up about, like, getting to know yourself and like, also being kind yourself if you haven't lived in that way. But truly, I think that's one of the best be it action items, if you if you can do that, if you could live authentically to you, and you can know your numbers, you are resilient, and you could probably kick some ass. Brad Crowell 31:39  Kicks some ass.Lesley Logan 31:40  Yeah, yeah. So the other thing is, is that Pav has actually been, recently, been doing more coaching in a focused position on the science of making courageous decisions under pressure. And so if you are needing more help with like, making great decisions under pressure, things like that, you can also coach with her. And I think that'll be really if you liked how she sounds and how she coaches and her insight on things. I think that's a really great thing that she's doing. You know, because making courageous decisions are really hard, and also, like, she understands how to, like, take imperfect action, even your nervous system resists. And a lot of people, you know, when you have to make big decisions, sometimes your nervous system does have anxiety. And so of course, it does. Why wouldn't it? It it would be so against what our brain does to go into the fear. So I highly recommend reaching out to her. Brad Crowell 32:25  Awesome. Yeah, that's great. Lesley Logan 32:27  Well, I'm Lesley Logan. Brad Crowell 32:28  And I'm Brad Crowell. Lesley Logan 32:29  Thanks so much for being here, and thanks for listening to our rants. I do happen to know that people like them and someone reach out after our Transgender Day, and they were so glad that they found us. They found our Pilates stuff, and they like our little rants there. So thank you for that. Send this to a friend who needs to hear it, especially one who needs some career resilience or some support, support under making decisions under pressure and until next time, Be It Till You See It. Brad Crowell 32:53  Bye for now. Lesley Logan 32:54  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 33:37  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 33:42  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 33:46  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 33:53  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 33:57  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Have you ever questioned whether you're actually built for the hard seasons of agency life? When things get messy, unpredictable, or overwhelming, do you wonder if you have what it takes to keep going or if everyone else somehow got a playbook you missed? Most agency owners don't wake up one day and decide, "I'm going to build an agency." They trip into it. One project turns into two, side work turns into real revenue, and suddenly you're invoicing clients without knowing what an invoice number is supposed to look like. Today's featured guest unpacks what it really looks like to build an agency without a roadmap. Through failed partnerships, stalled careers, and moments where quitting felt easier than continuing, he developed the resilience and mindset required to keep moving. Cliff Skelliter is a serial entrepreneur and owner of Launchpad Creative, a design-thinking agency, working across brand identity, video production, and strategy. They blend artistry, functionality, and brand communication to create captivating digital and physical spaces that not only engage and inspire but also reflect the essence and values of the organizations they work with. In this episode, we'll discuss: The Easiest Choice: Leaving his Career and Going All-In on the Agency What He Learned from His Partnership Experiences Self-Belief as the Most Important Lesson for Agency Owners Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. When Going All-In on the Side Hustle is as Easy Yes Cliff didn't grow up in a family of entrepreneurs, and never set out to "start a business." His entry into agency life wasn't strategic, it was reactive. While working an internship at Canadian news station CTV, he saw the ceiling in broadcast media and realized that no matter how talented or ambitious he was, there was a limit to how far that career could go. Meanwhile, he was already getting requests to work on some projects outside of the station. Eventually, the projects kept getting bigger and the people at the station complained Cliff was creating a conflict of interests with his side hustle, as clients chose him, instead of the station, to produce their commercials. It was an ultimatum, and the choice was clear. By then, that "side hustle" was more lucrative and offered more creative control. Plus, it was just more fun. What's important here isn't just how Cliff started—it's what he didn't have. No business background. No sales training. No master plan. Like many agency owners, he learned by doing, Googling, guessing, and occasionally getting it wrong, which is mostly the default path. The danger is assuming everyone else has it figured out, while you're making it up as you go. Agency Partnerships: When They Work and When They Break You Cliff's first business partnership was both formative and brutal. His partner helped get the business off the ground but was dishonest, reckless, and ultimately destructive. While Cliff focused on creative work, his partner handled sales and accounts… and quietly created financial chaos. When the partner disappeared, Cliff was left holding the debt and the consequences. Many agency owners bring on partners not because it's strategic, but because it feels safer. Someone else handles sales. Someone else deals with money. Someone else shares the weight. But if values, ethics, and accountability aren't aligned, the cost can be enormous. Thankfully, Cliff was able to recover from the blows to both the agency's finances and its reputation. He also gave partnerships another chance. The second partnership was different and far more successful. Cliff partnered with someone who combined complementary skills to build a business that lasted nine years. It worked because each person did what they were good at and didn't want to do the rest. Even then, the partnership eventually ended, not because of business failure, but personal life complications. Partnerships aren't good or bad by default; they amplify whatever already exists. Clear roles, boundaries, and shared values make them powerful. Avoidance, people-pleasing, and lack of communication make them fragile. Resilience, Self-Belief, and the Placebo Effect of Entrepreneurship Cliff got important lessons from both experiences, mainly that he's much more capable than he thought. He could handle sales, which is something he doubted for years. Like many agency owners, he assumed you had to be a certain "type" of salesperson or personality to run a business. In reality, you just need to ask better questions and not be afraid of uncomfortable conversations. He also learned he's far more resilient than he gave himself credit for. Most agency owners would testify to the fact that the universe constantly gives you outs. Jobs. Acquisitions. Easier paths. And yet, something in your gut says, "I'm not done." That resilience isn't logical. It's identity-level. Entrepreneurship stops being something you do and becomes something you are. He now understands the importance of believing in himself, even when it seems absurd. Your mind alone can trigger real physical outcomes. When doubt creeps in, remind yourself that belief itself is a lever. Not hype and not manifesting nonsense; just the willingness to keep going when the story in your head tells you to quit. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Is buying a house still a good investment—or has the market pulled too much future return forward? Lance Roberts & Jonathan Penn break down the housing investment debate through a time-horizon lens, comparing housing to stocks, examining historical “win rates,” and explaining why transaction costs, leverage, and holding period matter far more in real estate than most buyers realize. 0:00 INTRO 0:19 - Moving into the Heart of Earnings Season 5:36 - Markets' Price Consolidation Breaks to the Downside 9:51 - Lance & Jonathan's Weekend Recap 11:36 - Collegiate Investors - Be Careful of Risk 16:35 - Don't Invest Your Student Loan Money! 18:40 - Buying a House for Rental or Residence? 21:13 - It's Always Something 23:32 - Housing - Net Worth or Liability? 26:34 - Fitting a House into a Financial Plan 27:48 - HELOC & Reverse Mortgages 28:53 - Do You Really Need to Own a Home? 30:25 - The Housing Supply - Demand Paradox 34:11 - Beware Creative Financing 38:33 - The Peace of Mind in Renting 40:10 - The True Cost of Home Ownership 42:38 - Proper Planning for Home Purchase 46:31 - Yard Plants & Money Trees Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- You can read Michael Green's blog, "Yes...I Give a Fig," here: https://www.yesigiveafig.com/ ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=Su5euJk8tsc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "The Metric that Matters - The Michael Green Interview" here: https://www.youtube.com/watch?v=TQSiR6fxLGg&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 -------- The latest installment of our new feature, Before the Bell, "Short-term Volatility Ahead," is here: https://www.youtube.com/watch?v=KS2mSWm16qg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketVolatility #StockMarketUpdate #RiskManagement #MarketPullback #InvestorDiscipline #HousingMarket #RealEstateInvesting #HomeBuying #FinancialPlanning #InvestmentRisk

BachelorClues breaks down The Traitors Season 4, Episode 4 as strategy, confidence, and bad math collide in one of the messiest games yet. With Faithfuls taking big swings based on vibes instead of evidence, alliances forming and fracturing mid-episode, and a Roundtable defined by overconfidence and emotional gameplay, this hour becomes a case study in how quickly control can slip away. Plus: questionable mission reads, dangerous theories, and a growing sense that the Traitors may be letting the Faithful do the work for them.