Podcasts about Insurance

Alisa and I dug deep into what separates great founders from the rest. We talked about building stress tolerance like a muscle, hiring people who actually care, and the difference between delegation and abdication. We also got into the trap of chasing arbitrary net worth goals and why most entrepreneurs dramatically overshoot what they really need. This episode is full of real stories, honest takes, and a look at how I think about leadership, wealth, and building companies that last. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Did Ricardo Lara make secret deals with insurance companies?See omnystudio.com/listener for privacy information.

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” - Edmund BurkeIt's a familiar thought: If I just had a little more money, life would be better. We've all been there—believing that one more raise, one more purchase, one more upgrade will finally bring contentment. But as many have discovered, that thought rarely delivers what it promises.The question “Can money buy happiness?” isn't new, and neither is the answer. From philosophers to billionaires to biblical writers, the conclusion is the same: wealth can make life comfortable, but it cannot make life complete.Why Money Can't Deliver What It PromisesWe don't know how much Edmund Burke studied Scripture, but his words echo a timeless truth. Paul warned Timothy, “For the love of money is a root of all kinds of evils” (1 Timothy 6:10). When we expect money to solve our problems or satisfy our hearts, disappointment always follows.Financial author Ron Blue explores this in his book, Generous Living: Finding Contentment Through Giving, pointing out a deep disconnect between what we believe and how we behave. Most of us would agree that “money can't buy happiness,” yet nearly every message in our culture insists that it can. The world doesn't just tempt us to spend more—it trains us to depend on more.Advertising drives this message home. Every commercial suggests that joy is only one purchase away. The right car, the latest phone, the perfect vacation—each one whispers that happiness is for sale. But when our hearts attach to things that fade, anxiety soon takes root. Instead of owning our possessions, our possessions begin to own us.John D. Rockefeller, worth billions in today's dollars, once admitted, “I have made many millions, but they have brought me no happiness.” Henry Ford echoed the same sentiment: “I was happier when I was doing a mechanic's job.” And long before them, King Solomon—the wealthiest man of his day—wrote, “He who loves money will not be satisfied with money; this also is vanity” (Ecclesiastes 5:10).Three men, three eras, one truth: money can't satisfy the soul.Two Myths About WealthRon Blue identifies two common lies about money:More money brings more freedom and satisfaction. In reality, more money brings more complexity. As Ron Blue also notes in his book, “Since there are always unlimited ways to spend limited dollars, it doesn't matter whether you make $20,000 or $200,000—you will always have choices to make.” With greater wealth comes greater responsibility and potential stress.More money removes fear and worry. The opposite is often true. The more we have, the more we have to lose. Market downturns and unexpected crises reveal that our sense of security is fragile when it's built on wealth.In those moments, God invites us to a deeper trust—not in our accounts or assets, but in His character. His provision is measured not by our portfolios but by His promises.So how do we break free from financial fear? It begins with a shift in perspective: realizing it's not your money. You're a steward, not an owner. Everything you have belongs to God.Philippians 4:19 assures us, “And my God will supply every need of yours according to his riches in glory in Christ Jesus.” God promises provision, not luxury. He gives enough for His purpose in your life, not necessarily for every preference.Our role is faithfulness—to manage His resources wisely, give generously, and hold loosely what He entrusts to us. Enjoy His gifts, but never expect them to give you peace or identity. Those belong to God alone.Finding Joy That LastsPsalm 37:3–5 gives us the pathway to contentment: “Trust in the Lord, and do good… Delight yourself in the Lord, and he will give you the desires of your heart.”When we delight in God, He reshapes our desires. We stop chasing what fades and start finding joy in what lasts. True wealth isn't measured by net worth but by contentment.So, can money buy happiness? Not the kind that endures. It can buy comfort and convenience—but not peace, purpose, or joy. Those come only from trusting the One who provides.When your hope rests in Christ and not your paycheck, you'll experience what Edmund Burke described centuries ago: true freedom that never fades.On Today's Program, Rob Answers Listener Questions:I'm 30 and trying to be proactive about my financial future. Should I consider getting long-term care insurance this early, or wait until later in life? And would adding annuities make sense at my age?I'm a veteran with a VA loan at 6.75%, and I keep getting offers to refinance through a VA IRRRL. I've only been in my home for about a year, but as a single mom, lowering my payment would really help. Should I go ahead and refinance now, or wait?My employer offers both a traditional 401(k) and a Roth option. If I switch to contributing to the Roth, will my employer match still go there, and would it also be tax-free when I withdraw it?I recently replaced my old truck with a 2023 model, and the seller is offering an extended warranty for $4,000. It sounds comprehensive, but I've read many negative reviews about these plans. Are extended warranties on vehicles generally worth it?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Generous Living: Finding Contentment Through Giving by Ron Blue with Jodie BerndtWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Michelle Moore is a licensed Health and Life Insurance Agent, educator, and former Occupational Therapist with over two decades of experience helping others thrive. After facing personal loss and financial uncertainty, she discovered the power of annuities, life insurance, estate planning, and real estate syndications to create lasting income and generational wealth.Now, as the founder of Moore Family Wealth, Michelle empowers professionals, especially women, teachers, and caregivers, to protect what matters most and build financial security with clarity and confidence. She brings the heart of a teacher to every conversation, explaining complex concepts in simple, honest terms and creating personalized strategies for retirement, protection, and legacy.Michelle's mission is to help her clients retire not with fear, but with freedom knowing their money, their family, and their future are in capable, caring hands.Learn more: https://www.moorefamilywealth.com/Disclaimer: The content of this podcast is for informational and educational purposes only and does not constitute financial, legal, or tax advice.Michelle Moore is a licensed life and health insurance agent. Listening to or interacting with this podcast does not create an agent-client relationship. Any opinions shared are those of the host and guests and do not necessarily reflect the views of any affiliated organizations or companies. In accordance with Federal Trade Commission (FTC) guidelines, the host discloses any financial relationships or sponsorships with companies or carriers mentioned during the podcast. Listeners are encouraged to consult a qualified financial or insurance professional for personalized guidance. Arizona Department of Insurance and Financial Institutions (DIFI) requires licensed producers to comply with all advertising and disclosure standards. This podcast is intended to comply with those requirements and is for general educational purposes only.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-michelle-moore-founder-and-retirement-specialist-with-moore-family-wealth-discussing-building-your-retirement-paycheck

Michelle Moore is a licensed Health and Life Insurance Agent, educator, and former Occupational Therapist with over two decades of experience helping others thrive. After facing personal loss and financial uncertainty, she discovered the power of annuities, life insurance, estate planning, and real estate syndications to create lasting income and generational wealth.Now, as the founder of Moore Family Wealth, Michelle empowers professionals, especially women, teachers, and caregivers, to protect what matters most and build financial security with clarity and confidence. She brings the heart of a teacher to every conversation, explaining complex concepts in simple, honest terms and creating personalized strategies for retirement, protection, and legacy.Michelle's mission is to help her clients retire not with fear, but with freedom knowing their money, their family, and their future are in capable, caring hands.Learn more: https://www.moorefamilywealth.com/Disclaimer: The content of this podcast is for informational and educational purposes only and does not constitute financial, legal, or tax advice. Michelle Moore is a licensed life and health insurance agent. Listening to or interacting with this podcast does not create an agent-client relationship. Any opinions shared are those of the host and guests and do not necessarily reflect the views of any affiliated organizations or companies. In accordance with Federal Trade Commission (FTC) guidelines, the host discloses any financial relationships or sponsorships with companies or carriers mentioned during the podcast. Listeners are encouraged to consult a qualified financial or insurance professional for personalized guidance. Arizona Department of Insurance and Financial Institutions (DIFI) requires licensed producers to comply with all advertising and disclosure standards. This podcast is intended to comply with those requirements and is for general educational purposes only.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-michelle-moore-founder-and-retirement-specialist-with-moore-family-wealth-discussing-protecting-what-matters

Insurance companies turn to reinsurance companies when they have to pay out many claims at once, like after a hurricane or other disaster. Learn more at https://www.yaleclimateconnections.org/ 

In today's episode, we're tackling a wide range of listener questions. We'll break down the pros and cons of reinvesting dividends automatically versus manually, explore how to balance the risk of relying on a pension and 457(b) without over saving for retirement, and discuss whether side-gig income warrants forming an LLC or carrying separate insurance. We'll also address common 1099 pitfalls and wrap up with some timely guidance on 401(k) decisions. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #444 03:50 Reinvesting Dividends 08:39 Employer-Held Retirement Accounts 17:54 MEGA Backdoor Roth 22:55 LLC and Insurance for Side Gigs? 30:05 W-2 vs. 1099

A follow-up to the first excavator video—now that it's seen real use. Tyler shares what's working, what surprised him, and what he'd rethink after owning and running it for a while. Show Notes:  Initial Investment and Purchase Details (0:00) Financing and Tax Benefits (3:56) Usage and Maintenance (5:59) Cost Considerations and Insurance (32:58) Operational Efficiency and Tax Strategy (33:44) Consulting and Future Plans (37:49) Video Version: https://youtu.be/6lnrWjeBQ20   Partners:  Andersen Windows Buildertrend Harnish Workwear  Use code H1025 and get 10% off their H-label gear   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer  Tyler Grace  Podcast Produced By: Motif Media

[00:03:45] – Socialist Shockwave in New York CityKnight analyzes the election of socialist candidate Zoran Mamdani as New York City's mayor, describing it as a defining moment signaling America's growing embrace of Marxist-style governance. [00:17:50] – Free Speech on Trial: The BDS BacklashKnight explores how Mamdani's support for the BDS movement reignited debate over Israel, anti-Semitism, and whether political boycotts are being criminalized in the U.S. [00:25:03] – Omid Malik and MAGA's Globalist NetworkKnight exposes Trump ally Omid Malik's connections to global finance, arguing that figures like him represent the merging of populist branding with technocratic control. [01:03:10] – AI and the Death of Human CreativityArtist Anthony Freda discusses how artificial intelligence is erasing human imagination and reducing art to algorithmic imitation, highlighting the broader cultural decline of authenticity. [01:11:09] – Inside the New York Times Propaganda MachineFreda recounts his time freelancing for The New York Times, revealing how editorial content had to align with State Department messaging—showing how corporate media functions as state propaganda. [01:20:19] – Faith Through Suffering and RenewalFreda describes how personal tragedy and his fiancée's near-death experience rekindled his faith, shaping his transition from political to spiritually inspired art. [01:26:13] – The Decline of Beauty and the Rise of DarknessKnight and Freda discuss how modern architecture and art have abandoned the sacred, contrasting contemporary sterility with the reverence and craftsmanship of past centuries. [01:56:04] – Alexander Dugin & The Fourth Political TheoryKnight revisits Russian philosopher Alexander Dugin's vision of a multipolar world rejecting Western liberal dominance, exploring how his ideas influence global nationalist movements. [02:23:18] – The EV Collapse & China's AdvantageGuest Eric Peters explains how Western automakers' retreat from electric vehicles exposes the failure of government-mandated markets and China's growing industrial dominance. [03:02:58] – Insurance, Inflation & The Two-Tier SystemPeters and Knight conclude by examining the punitive costs of car ownership, using insurance and regulation as examples of a two-tier system that punishes ordinary citizens while protecting elites. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

[00:03:45] – Socialist Shockwave in New York CityKnight analyzes the election of socialist candidate Zoran Mamdani as New York City's mayor, describing it as a defining moment signaling America's growing embrace of Marxist-style governance. [00:17:50] – Free Speech on Trial: The BDS BacklashKnight explores how Mamdani's support for the BDS movement reignited debate over Israel, anti-Semitism, and whether political boycotts are being criminalized in the U.S. [00:25:03] – Omid Malik and MAGA's Globalist NetworkKnight exposes Trump ally Omid Malik's connections to global finance, arguing that figures like him represent the merging of populist branding with technocratic control. [01:03:10] – AI and the Death of Human CreativityArtist Anthony Freda discusses how artificial intelligence is erasing human imagination and reducing art to algorithmic imitation, highlighting the broader cultural decline of authenticity. [01:11:09] – Inside the New York Times Propaganda MachineFreda recounts his time freelancing for The New York Times, revealing how editorial content had to align with State Department messaging—showing how corporate media functions as state propaganda. [01:20:19] – Faith Through Suffering and RenewalFreda describes how personal tragedy and his fiancée's near-death experience rekindled his faith, shaping his transition from political to spiritually inspired art. [01:26:13] – The Decline of Beauty and the Rise of DarknessKnight and Freda discuss how modern architecture and art have abandoned the sacred, contrasting contemporary sterility with the reverence and craftsmanship of past centuries. [01:56:04] – Alexander Dugin & The Fourth Political TheoryKnight revisits Russian philosopher Alexander Dugin's vision of a multipolar world rejecting Western liberal dominance, exploring how his ideas influence global nationalist movements. [02:23:18] – The EV Collapse & China's AdvantageGuest Eric Peters explains how Western automakers' retreat from electric vehicles exposes the failure of government-mandated markets and China's growing industrial dominance. [03:02:58] – Insurance, Inflation & The Two-Tier SystemPeters and Knight conclude by examining the punitive costs of car ownership, using insurance and regulation as examples of a two-tier system that punishes ordinary citizens while protecting elites. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

When the system kills a $2.4 million study on Black maternal health with one Friday afternoon email, the message is loud and clear: stop asking questions that make power uncomfortable. Dr. Jaime Slaughter-Acey, an epidemiologist at UNC, built a groundbreaking project called LIFE-2 to uncover how racism and stress shape the biology of pregnancy. It was science rooted in community, humanity, and truth. Then NIH pulled the plug, calling her work “DEI.” Jaime didn't quit. She fought back, turning her grief into art and her outrage into action. This episode is about the cost of integrity, the politics of science, and what happens when researchers refuse to stay silent.RELATED LINKS• The Guardian article• NIH Grant• Jaime's LinkedIn Post• Jaime's Website• Faculty PageFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Healthy, Wealthy and Smart podcast, host Dr. Karen Litzy is joined by Liane Wood, RP, a seasoned entrepreneur and registered psychotherapist. They discuss the transition from clinician to CEO, focusing on the mindset and identity shifts required. Liane shares her journey from running insurance brokerages to becoming a psychotherapist and eventually helping others build thriving private practices. The conversation covers the importance of systems, niching, and value-based pricing, as well as overcoming perfectionism and burnout.   Takeaways   Transitioning from clinician to CEO requires significant mindset shifts. Building systems in practice saves time, energy, money, and stress. Niching helps therapists attract the right clients. Value-based pricing focuses on transformation rather than time. Overcoming perfectionism is crucial for business growth. Delegation is key to scaling a practice. Balancing working in and on the practice prevents burnout. Shifting from fear to excitement can drive business vision. Therapists can be both compassionate clinicians and confident business owners. Successful therapists integrate strategic planning into their practice.   Chapters   ·       00:00:00 Introduction and Guest Introduction ·       00:00:00 Liane's Journey from Insurance to Therapy ·       00:00:00 The Importance of Systems and Niching ·       00:00:00 Value-Based Pricing and Overcoming Perfectionism ·       00:00:01 Balancing Practice Work and Preventing Burnout ·       00:00:01 Leadership and Vision in Therapy ·       00:00:01 Conclusion and Key Takeaways   More About Liane: Liane Wood is a registered psychotherapist, private practice mentor, and the host of The Build Your Private Practice Podcast. With a background as the former CEO of an insurance brokerage, Liane brings a unique blend of business strategy and clinical insight to her work. She supports mental health therapists in building profitable, sustainable private practices that align with their lives—not just their caseloads. Through her podcast and programs, Liane helps therapists step confidently into the role of business owner, with clarity, integrity, and impact.   Resources from this Episode: Build Your Private Practice Website Build Your Private Practice on Instagram   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

What nobody tells you about hiring a real estate coach might surprise you.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

This week in Insurance Town I sat down with my friend Evan Smith of Mav. We had an incredible conversation about growing your sales with leads and building an inside sales team . We discussed the importance of recognizing that you have to have a vision and a plan before working with leads and not try to scale too quickly We discussed the idea of there is no “bad lead” and what that means. We discover ways to write any lead . The numbers game that is leads and why MAV is THE go to for scaling and growing you business with online leads. Check this one out and hear his three pillars of working with leads successfully. And so much more Sponsors:Smart Choice® the fastest growing agency network hands down and now with 11,000 agencies across the country Canopy Connect -THE one click solution to getting the dec pages you need to quote your prospects and get loss runs and driver lists , and vehicle lists and , and and… check it outActivate to view larger image,

Send us a textThere's a brand new hotel in downtown Las Vegas. It's a non-gaming and non-smoking hotel. It's also a dual brand. We went over to take a look and it's really nice! A cool event is taking place at Oscar's Steakhouse at the Plaza. It's a special installment of Oscar's Dinner Series and will celebrate the 30th anniversary of the movie Casino. Parts of the film were shot in Las Vegas and Oscar Goodman will be there to talk about it. It's a benefit for The Space 2.0 Capital Campaign. The Titanic Exhibit at the Luxor has a beautiful diamond ring on display. The jewelry was recovered from the first recovery expedition in 1987. There's also a new Saturday Dim Sum brunch at Genting Palace at Resorts World. Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. If your home was damaged in the California wildfires, Galindo Law may be able to help you get more compensation. Call 800-251-1533 or visit galindolaw.com VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Welcome to a new episode of Making Risk Flow: Exploring the Ecosystem. Our host Jake Harding welcomes Alan Ringvald, CEO and co-founder of Relativity6, to unpack how AI and multi-source data are redefining underwriting. Together, they explore why insurers must move beyond generic AI tools toward workflow-specific solutions that integrate seamlessly into real underwriting environments.Alan shares how intelligent data aggregation can empower underwriters with trusted, actionable insights, without adding complexity, and why automation is now essential to handle rising submission volumes profitably. The conversation highlights a future where AI enhances, rather than replaces, human judgment, creating a true partnership between people and machines. Discover how early adopters of intelligent automation will lead the next era of efficient, insight-driven insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Insurance Shoptalk, guest Jamie Fortier from isolved joins host Eric Stein to discuss how insurance agents can expand into payroll services through flexible referral and white-label models. Jamie explains how isolved supports agents with full back-office operations—from payroll processing to tax management—allowing them to grow revenue without adding staff. The conversation dives into isolved's focus on enhancing employee experience, the advantages of consolidating services under one provider, and strategies for protecting core insurance business while building new income streams. Tune in to learn how payroll partnerships can help agencies strengthen client relationships and scale their service offerings. About Insurance Shoptalk: Join host Eric Stein on a journey through the dynamic world of commercial property and casualty insurance. With over 25 years of experience in the industry, Eric brings a wealth of knowledge and insights to every episode. Insurance Shoptalk is your premier destination for in-depth discussions on the latest industry trends, technology impacts, interviews with leading experts, and much more. To learn more about Insurance Shoptalk, please visit https://insuranceshoptalk.com/ If you enjoyed this episode of Insurance Shoptalk, please like and subscribe, and be sure to click the notification bell to catch the next episode.

 In this second episode of the special AI mini-series, we now explore the human side of transformation, where technology meets purpose and people remain at the center. From future jobs and critical thinking to working with C-level leaders, how human intervention and high-quality data drive success in an AI-powered world.This week, Dave, Esmee, and Rob talk to Indhira Mani, CDO at Intact Insurance UK, about the Love for data, insights on leadership, resilience, and preparing the next generation for what's next.    TLDR:01:30 Introduction of Indhira Mani and Scotch whisky05:45 Explaining the State of AI mini-series with Craig07:12 Conversation with Indi about her boyfriend called Data 38:33 Umbrella Sharing in Japan and the trust on AI45:15 The British Insurance Award and Women in Tech finalist GuestIndhira Mani: https://www.linkedin.com/in/indhira-mani-data/HostsDave Chapman: https://www.linkedin.com/in/chapmandr/Rob Kernahan: https://www.linkedin.com/in/rob-kernahan/Esmee van de Giessen: https://www.linkedin.com/in/esmeevandegiessen/with co-host Craig Suckling: https://www.linkedin.com/in/craigsuckling/ProductionMarcel van der Burg: https://www.linkedin.com/in/marcel-vd-burg/Dave Chapman: https://www.linkedin.com/in/chapmandr/ SoundBen Corbett: https://www.linkedin.com/in/ben-corbett-3b6a11135/Louis Corbett:  https://www.linkedin.com/in/louis-corbett-087250264/ 'Cloud Realities' is an original podcast from Capgemini

In this episode, Ash sits down with Nick Hinshaw from WinStar Insurance Group to discuss how insurance can play a critical role in reducing stress for dental practice owners and their teams. The conversation covers essential insurance policies beyond the mandatory requirements, like disability insurance and group benefit plans, which can offer peace of mind to both owners and staff. Nick explains how regularly reviewing disability policies ensures coverage matches the evolving needs of practice owners, helping prevent unwanted surprises if a disability occurs.They highlight the importance of offering group benefit plans—such as health, dental, vision, and disability insurance—to retain employees and build a supportive practice culture. With turnover rates high in dentistry, especially in urban environments, providing comprehensive benefits can make a practice competitive and foster loyalty among team members. Ash and Nick also touch on insurance requirements for equipment purchases and warn against forced-place insurance imposed by lenders, which is often expensive and limited. To find out more and connect with Nick, visit:https://www.winstarins.com/breweries.htmlOr you can email him at nhinshaw {at} winstarins.comKey Topics Discussed:Insurance as a tool for stress relief in dental practicesBenefits of non-mandatory insurance, especially disability coverageRegularly updating insurance policies to match current needsImportance of group benefit plans for retention and practice competitivenessHow supporting employees with benefits impacts practice culture and outputChallenges with lender-imposed (forced-place) insurance on equipmentThe need for proactive, communicative insurance agentsAsking staff about the benefits they value mostRisk management and reducing pressure for practice owners

This week, we talk about ways to save money by reviewing your insurance policies.  www.mvpinsure.us

Gene Lanzoni, head of enterprise content, Guardian Life, discusses how rising financial stress is driving insurers to offer holistic mental, physical and financial wellness solutions.

From ransomware to technical breakdowns, Allianz identifies supply chain disruptions as a major factor behind losses across manufacturing, retail, and professional services sectors. To watch the full interview … Read More » The post Inside Allianz's Cyber Report – Supply Chain Risks on the Rise appeared first on Insurance Journal TV.

At ITC Vegas, industry experts explain how InsurTech is empowering adjusters, speeding up payouts, and driving more ethical, empathetic decisions across claims. Claims Journal’s Kelly De La Mora … Read More » The post Top 3 Ways InsurTech Is Transforming Claims | ITC 2025 appeared first on Insurance Journal TV.

From ransomware to technical breakdowns, Allianz identifies supply chain disruptions as a major factor behind losses across manufacturing, retail, and professional services sectors. To watch the full interview … Read More » The post Inside Allianz's Cyber Report – Supply Chain Risks on the Rise appeared first on Insurance Journal TV.

In this episode, Jenny Pakula, CEO of Oregon REALTORS, discusses the current state of homeowners' insurance in Oregon with T.K. Keen, Acting Oregon Insurance Commissioner. They explore the challenges faced by homeowners, including the impact of wildfires, the role of the Division of Financial Regulation, and the various insurance markets available. The conversation highlights the importance of adequate coverage, the Fair Plan as a last resort, and the influence of reinsurance on the insurance landscape. They also touch on recent legislative changes aimed at improving the insurance situation for consumers. 

Flood Data Shows Alarming Trends, Surpassing Previous Modeling Estimates. Professor Beth Tellman (University of Arizona Geography Department; Cloud to Street) highlights that her compiled flood data is useful for financial sectors, such as insurance and municipal bonds. The data shows Asia dominates observations, accounting for 398 of 913 events, including 85 in India and 52 in China. Furthermore, climate change projections for 2030 show Asia, among 57 countries globally, is expected to see significantly increased flood exposure. Tellman asserts her data is more alarming than previous modeling because it systematically captures impactful human events that models often exclude, such as dam breaks (13 events affecting over 13 million people). Although projections to 2100 are highly uncertain, the 2030 predictions are considered a "pretty good bet." This fresh, observed data, which runs contrary to good planning, is expected to be incorporated into the next IPCC report. 1894 PORTLAND

Sara Eisen, Carl Quintanilla, and David Faber kicked off the hour with a slew of fresh data on the economic front - and more on what investors need to know as the Supreme Court kicks off Day 1 of arguments around the legality of President Trump's global tariffs... Plus: Bank of America CEO Brian Moynihan joined the team with his read on the economy, live from the company's first investor day in more than 15 years - while the CEO of Lemonade gave his take on how AI is changing the insurance business as those shares surge post-results.  Also in focus: the growing bidding war between Novo Nordisk and Pfizer that could impact the future of the weightloss market... and a deep-dive on what's driving Pinterest shares to their worst day on record. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of More Than Commas, the Sound Financial Group team dive into a headline-grabbing article: "I Asked ChatGPT to Plan My Retirement." The panel unpacks what happens when artificial intelligence is trusted with life-changing financial planning. They discuss missing details like inflation, taxes, and real expenses, and why AI can't yet replace human discernment or accountability. The team explores the dangers of overconfidence, explaining how small errors compound into massive risks when unverified data drives big financial decisions. They also share insights on how advisors responsibly use AI for efficiency and analysis, not as a substitute for wisdom and coaching. This engaging, thought-provoking discussion helps listeners understand where technology helps, and where it can dangerously mislead, when building lasting wealth.   -- Timestamps: 02:30 – The article: "I Asked ChatGPT to Plan My Retirement" 04:00 – What AI gets wrong about financial planning 06:30 – The missing context: taxes, inflation & lifestyle 09:00 – Overconfidence, errors & the illusion of precision 12:00 – Why good prompts still need human judgment 15:00 – Using AI responsibly in financial planning 18:00 – Final takeaways: tech as a tool, not a teacher   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Learn about insurance and what you might need for your editing and proofreading business.Listen to find out more aboutWhy insurance mattersCommon risks that editors and proofreaders faceInsurance policy optionsHow to choose the right insuranceHow much does insurance cost?Book series: Notes from the PodcastWant to hone your editorial business skills? Our actionable guides and workbooks help you plan and implement a programme for business growth and development. Find out more here: https://www.louiseharnbyproofreader.com/notes.htmlSupport The Editing PodcastTip your hosts: Support Louise and Denise with a one-off tip of your choosing.theeditingpodcast.captivate.fm/supportJoin our Patreon community: Our patrons benefit from access to PDF transcripts for episodes featuring just Louise and Denise, and for some of our guest episodes. Tier-2 patrons also receive bonus content for most episodes.patreon.com/editingpodcastDenise and LouiseDenise Cowle: denisecowleeditorial.comLouise Harnby: harnby.co/fiction-editingPost-productionLiv Cowle: livcowle.comMusic credit'Vivacity' by Kevin MacLeodLink: https://filmmusic.io/song/4593-vivacityLicence: http://creativecommons.org/licenses/by/4.0/

Michelle Moore is a licensed Health and Life Insurance Agent, educator, and former Occupational Therapist with over two decades of experience helping others thrive. After facing personal loss and financial uncertainty, she discovered the power of annuities, life insurance, estate planning, and real estate syndications to create lasting income and generational wealth.Now, as the founder of Moore Family Wealth, Michelle empowers professionals, especially women, teachers, and caregivers, to protect what matters most and build financial security with clarity and confidence. She brings the heart of a teacher to every conversation, explaining complex concepts in simple, honest terms and creating personalized strategies for retirement, protection, and legacy.Michelle's mission is to help her clients retire not with fear, but with freedom knowing their money, their family, and their future are in capable, caring hands.Learn more: https://www.moorefamilywealth.com/Disclaimer: The content of this podcast is for informational and educational purposes only and does not constitute financial, legal, or tax advice. Michelle Moore is a licensed life and health insurance agent. Listening to or interacting with this podcast does not create an agent-client relationship. Any opinions shared are those of the host and guests and do not necessarily reflect the views of any affiliated organizations or companies. In accordance with Federal Trade Commission (FTC) guidelines, the host discloses any financial relationships or sponsorships with companies or carriers mentioned during the podcast. Listeners are encouraged to consult a qualified financial or insurance professional for personalized guidance. Arizona Department of Insurance and Financial Institutions (DIFI) requires licensed producers to comply with all advertising and disclosure standards. This podcast is intended to comply with those requirements and is for general educational purposes only.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-michelle-moore-founder-and-retirement-specialist-with-moore-family-wealth-discussing-the-retirement-mindset

95 Nate Scott: Transforming From Skeptical and Broke to Smart, Sexy, and Sustainable   The Entreprenudist Podcast https://entreprenudist.com At The Liquidity Event, October 2025, sponsored by Insurance Claim HQ powered by Hair Shunnarah Trial Attorneys . Nate Scott, CEO and Executive Coach, breaks down the transformation process that turns skepticism and struggle into confidence, clarity, and lasting success. You'll learn how to:

96 From Idea to Reality: Ivory Orr's Journey Building Bad Chic Chicken & Waffles   The Entreprenudist Podcast https://entreprenudist.com At The Liquidity Event, August 2025 — sponsored by Insurance Claim HQ powered by Hair Shunnarah Trial Attorneys . Ivory Orr, Founder of Bad Chic Chicken & Waffles, shares how he turned his vision into a thriving food brand. In this talk, Ivory dives into: -The story behind launching Bad Chicken & Waffles - Lessons learned as a founder navigating challenges - Business strategies and tips for new entrepreneurs His story is proof that with vision, grit, and strategy, you can turn an idea into a successful business. ---------------------- Insurance claim denied, delayed, or underpaid? Let us fight for what you're owed — Get your free consultation today at https://insuranceclaimhq.com ------------------------------ Welcome to ShieldWolf Strongholds — a 100% virtual wealth protection firm helping business owners, franchisees, and retirees secure their financial futures. Specializing in Business Exit Planning, Indexed Universal Life (IUL) insurance, and business funding solutions, ShieldWolf offers a seamless, fully online experience with no in-person meetings required.

Although every company is becoming a fintech now, Wix didn't set out to do so – the firm's entry into financial services started from observing what millions of small business owners actually needed when building their online presence. For Amit Sagiv and Volodymyr Tsukur, co-heads of payments at Wix, the path to serving these SMB customers well was paved through financial products: Wix had to take the payment infrastructure it had built for itself and transform it into tools that could help merchants manage their businesses. The foundation was already there. Wix had developed sophisticated billing systems to support its freemium model, accumulating deep expertise in payment routing, risk management, and global processing. "We built tremendous payment capabilities," Sagiv explained. "The billing manager of Wix wanted to take that offering and build a service for our users." What started as a small project evolved into a comprehensive financial platform serving businesses across the globe. The company now processes over $3 billion per quarter with a team of 160 people, covering payments, checking accounts, and capital lending. Listen to the podcast to hear how a chance collaboration between Wix's billing team and gateway developers turned into a fintech operation processing billions quarterly. Sagiv and Tsukur discuss why they deliberately avoided becoming a full-fledged bank, and how website data reveals creditworthiness before transaction history does. It's a conversation that dives deep into what it means to be serving SMB customers digitally and how firms can do embedded finance right.

Michelle Moore is a licensed Health and Life Insurance Agent, educator, and former Occupational Therapist with over two decades of experience helping others thrive. After facing personal loss and financial uncertainty, she discovered the power of annuities, life insurance, estate planning, and real estate syndications to create lasting income and generational wealth.Now, as the founder of Moore Family Wealth, Michelle empowers professionals, especially women, teachers, and caregivers, to protect what matters most and build financial security with clarity and confidence. She brings the heart of a teacher to every conversation, explaining complex concepts in simple, honest terms and creating personalized strategies for retirement, protection, and legacy.Michelle's mission is to help her clients retire not with fear, but with freedom knowing their money, their family, and their future are in capable, caring hands.Learn more: https://www.moorefamilywealth.com/Disclaimer: The content of this podcast is for informational and educational purposes only and does not constitute financial, legal, or tax advice. Michelle Moore is a licensed life and health insurance agent. Listening to or interacting with this podcast does not create an agent-client relationship. Any opinions shared are those of the host and guests and do not necessarily reflect the views of any affiliated organizations or companies. In accordance with Federal Trade Commission (FTC) guidelines, the host discloses any financial relationships or sponsorships with companies or carriers mentioned during the podcast. Listeners are encouraged to consult a qualified financial or insurance professional for personalized guidance. Arizona Department of Insurance and Financial Institutions (DIFI) requires licensed producers to comply with all advertising and disclosure standards. This podcast is intended to comply with those requirements and is for general educational purposes only.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-michelle-moore-founder-and-retirement-specialist-with-moore-family-wealth-discussing-the-retirement-mindset

Discover a big opportunity to build a rewarding career while meeting a critical need.https://southwesternlegacy.com/agent/Southwestern Legacy Insurance Group is built to meet a critical need of millions of people — Final Expense life insurance.Over 10,000 Americans a day turn 65, and nearly half of them don't have life insurance or are underinsured. As a Southwestern Legacy Agent, you can help guide people to products that offer them and their families financial protection.Why is Final Expense life insurance coverage so important? Many people don't realize how much their death could cost their loved ones.Currently, the average cost of dying in America is $18,978. That includes $11,618 for end-of-life necessities and $7,360 for viewing and/or cremation. We created Southwestern Legacy to help families handle those expenses.In addition to offering products from highly rated insurance carriers, Southwestern Legacy has strong partnerships and industry expertise. You'll get in-person and virtual training from the best leaders in the business. Plus, we'll help you through the licensing process. All so you can hit the ground running and take full advantage of our proprietary lead generation programs.Ready to learn more about this big opportunity? Let's talk.Visit SouthwesternLegacy.com/Agent, or call 1-800-775-5381.

Insurance scams; Google and Disney; CFB week 10; NFL week 9; Choose Your Destiny; Mic Drop

When you're taking care of everyone else – who is taking care of you?   This week, Regina goes deep on women as caregivers and how the "sandwich generation" strain shows up financially, emotionally, and physically. Both for yourself and for loved ones, there needs to be a plan for long-term care (LTC) with clear-eyed costs, coverage myths (hello, Medicare), and policy options (traditional vs. hybrid; reimbursement vs. cash-indemnity). You'll leave with concrete next steps a new understanding of how to navigate this tricky aspect of life. Episode Highlights:   0:00 - Episode beginning 0:38 - Today's topic: caring for women caregivers 2:24 - The "sandwich generation" reality 3:07 - Burnout, time strain, mental health 4:52 - How it hits women; key stats & income impact 8:19 - What LTC means; ADLs & cognitive impairment 11:34 - Care options: adult day, home care, assisted living, hospice, nursing home 15:11 - What it costs (2023 figures) 20:18 - Paying for care: self-funding & Medicare limits 21:27 - Insurance types: traditional vs. hybrid (premiums, increases) 25:47 - Reimbursement vs. cash-indemnity—how payouts work 29:11 - When to buy, budgeting, choosing a carrier & action steps 33:32 - Outro & where to find Regina ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by Brighthouse Financial. Brighthouse Financial is not affiliated with, nor endorsed by, LPL Financial, Private Advisor Group or Forge Wealth Management.

William Koppelmann, president and CEO, Standard Premium Finance Management Corp., discusses how federal disaster programs, AI and resilient infrastructure can help insurers manage risk, stabilize premiums and better serve communities.

EPISODE DESCRIPTIONAllison Applebaum was supposed to become a concert pianist. She chose ballet instead. Then 9/11 hit, and she ran straight into a psych ward—on purpose. What followed was one of the most quietly revolutionary acts in modern medicine: founding the country's first mental health clinic for caregivers. Because the system had decided that if you love someone dying, you don't get care. You get to wait in the hallway.She's a clinical psychologist. A former dancer. A daughter who sat next to her dad—legendary arranger of Stand By Me—through every ER visit, hallway wait, and impossible choice. Now she's training hospitals across the country to finally treat caregivers like patients. With names. With needs. With billing codes.We talked about music, grief, psycho-oncology, the real cost of invisible labor, and why no one gives a shit about the person driving you to chemo. This one's for the ones in the waiting room.RELATED LINKSAllisonApplebaum.comStand By Me – The BookLinkedInInstagramThe Elbaum Family Center for Caregiving at Mount SinaiFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship, email podcast@matthewzachary.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sandals Foundation Link to Support Hurricane Relief Efforts in Jamaica: https://sandalsfoundation.org/✈️ For Travel Quotes & Info:

Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leah and Dr. Shelly, both occupational therapists who have either earned or are working toward dual certification as BCBAs, join me to talk about the power and challenges of blending these two worlds. Believe it or not, there aren't even statistics on how many dual-certified professionals are out there—but the impact of this crossover is clear. Their work centers on collaboration with families and other professionals, finding common ground between OT and ABA.We talk about the funding and system barriers that can make integration tough, and how learning to understand each other's “jargon” helps break those walls down. As Dr. Shelly says, OTs and BCBAs are often working toward the same goals—they just use different words. Sometimes, you have to “massage the message” so everyone can connect and understand.Dr. Shelly also shares insight into the business and insurance side of implementation, while Leah highlights the importance of spreading the word about the tools ABA offers. Their message is simple: put the egos aside, keep listening, and stay open to learning from each other.#autism #speechtherapyWhat's Inside:The growing overlap between OT and ABAWhy collaboration starts with learning each other's “language”Navigating funding and system barriers that limit integrationPutting egos aside to focus on shared goals and learning from one anotherMentioned In This Episode:Is This My Child?: Sensory Integration SimplifiedCircle Care ServicesThe Autism Roundtable Podcast - Circle Care ServicesMy BCBA Life Podcast - Circle Care Services Join the ABA Speech Connection  ABA Speech: HomeRecoverycast: Mental Health & Addiction Recovery StoriesReal talk, real recovery, actually entertaining. Find Recoverycast now.Listen on: Apple Podcasts Spotify

The ALL ME® Podcast Weight Loss, Wellness, and the Truth About GLP-1 – Dr. Maureen Gibbons In this episode of the ALL ME Podcast, host Brian Parker discusses GLP-1 (glucagon-like peptide 1) with Dr. Maureen Gibbons, who shares her expertise on the topic. They explore the medical implications of GLP-1, its role in diabetes and weight loss, and the various FDA-approved drugs in this class. Dr. Gibbons emphasizes the importance of understanding the natural production of GLP-1 in the body and discusses the safety and side effects of these medications. The conversation also touches on who should avoid GLP-1 drugs and the broader implications for health and wellness. In this conversation, Dr. Moe discusses the long-term safety of medications for weight loss, particularly focusing on GLP-1 receptor agonists. She shares her personal experience with weight loss and the mental health benefits of these medications. The discussion also touches on the cultural shift towards using medication for cosmetic weight loss, the dangers of the gray market for medications, and the importance of seeking professional help rather than relying on unregulated sources. Dr. Moe emphasizes the need for a supportive community and the role of coaching in achieving sustainable health outcomes. Takeaways GLP-1 is crucial for understanding modern weight loss drugs. Dr. Maureen Gibbons has extensive experience in lifestyle medicine. The half-life of GLP-1 drugs varies significantly. There are multiple FDA-approved GLP-1 medications available. GLP-1 drugs can help with both diabetes and weight loss. Natural production of GLP-1 can be enhanced through diet and exercise. Safety profiles of GLP-1 drugs are generally favorable. Every medication comes with risks that need to be considered. Certain populations should avoid GLP-1 medications. Behavioral change is essential for effective health management. Long-term safety of medications is a personal decision. Weight loss medications can provide mental health benefits. Cultural shifts towards medication for weight loss raise concerns. The gray market for medications poses significant risks. Seeking professional help is crucial for safe treatment. Behavioral changes are essential for sustainable weight loss. Coaching can help navigate the complexities of health care. Insurance coverage for medications is inconsistent and complex. The cost of medications is gradually decreasing. Community support is vital for individuals seeking help. Chapters 00:00 Introduction to GLP-1 and Its Importance 02:32 Dr. Maureen Gibbons: Background and Expertise 06:52 Understanding GLP-1: Medical Insights 10:09 The Functionality of GLP-1 Drugs 12:17 Exploring FDA Approved GLP-1 Drugs 14:24 The Role of GLP-1 in Weight Loss and Diabetes 17:23 Natural Ways to Boost GLP-1 Production 20:48 Safety and Side Effects of GLP-1 Drugs 26:30 Who Should Avoid GLP-1 Medications? 29:04 Long-Term Safety of Medications 35:58 The Role of Medication in Weight Loss 43:01 Navigating the Gray Market for Medications 50:06 Final Thoughts on Seeking Help Follow Us: Twitter: @theTHF Instagram: @theTHF Facebook: Taylor Hooton Foundation #ALLMEPEDFREE Contact Us: Email: info@taylorhooton.org Phone: 214-449-1990 ALL ME Assembly Programs: http://taylorhooton.org/education-resources/face-to-face-programs/

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

Running a financial advisory firm doesn't just take expertise with clients—it also takes leadership, delegation, and the right support systems. In this episode, Gina Cotner, CEO of Athena Executive Services, joins the conversation to share how financial advisors can leverage executive assistants to create more freedom, reduce overwhelm, and lead with intention. What you'll learn in this episode:The difference between a task-based virtual assistant and a strategic executive assistantHow to decide what to delegate and when to hire helpMindset shifts that make delegation more effective and less exhaustingBest practices for onboarding and leading an executive assistantTools and systems to track accountability and ensure high-quality resultsBy the end of this episode, you'll have practical strategies for building the right kind of support, freeing up your time, and creating more efficiency in your advisory business.Learn more about Athena Executive Services HERE!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

In this episode of the InsuranceAUM.com podcast, host Stewart Foley, CFA, sits down with Mansi Patel and Jeff Matthews of Principal Asset Management to explore how infrastructure debt is evolving—and how those changes are influencing insurance investment strategy. From AI-driven demand for data centers to the energy transition and shifting demographics, the conversation unpacks the current state and future outlook of infrastructure investing.   Mansi and Jeff also explain key trends shaping the asset class: the rise of digital infrastructure, the role of power and natural gas in supporting AI growth, and the importance of geographic diversification. They provide insights into how insurance companies can access these opportunities through both SMAs and fund vehicles, while navigating regulatory and capital efficiency considerations.   With decades of combined experience, the guests share their views on risk, essentiality, and how infrastructure investments have performed under stress. Whether you're new to the space or deep in portfolio construction, this episode offers timely insights into one of the fastest-growing segments of insurance investing.

SUBSCRIBE TO JORDAN'S FREE NEWSLETTER. Get the facts, without the spin. UNBIASED offers a clear, impartial recap of US news, including politics, elections, legal news, and more. Hosted by lawyer Jordan Berman, each episode provides a recap of current political events plus breakdowns of complex concepts—like constitutional rights, recent Supreme Court rulings, and new legislation—in an easy-to-understand way. No personal opinions, just the facts you need to stay informed on the daily news that matters. If you miss how journalism used to be, you're in the right place. In today's episode: White House Sets New Press Restrictions for "Upper Press" Area (0:12) Trump Administration Agrees to Partially Fund SNAP Benefits After Court Rulings (8:31) Trump Administration Officials Move to Military Bases Amid Security Concerns (17:27) Open Enrollment Begins Offering Sneak Peek at 2026 Increased Insurance Premiums; Here's What to Know (20:28) Trump Threatens Military Action Against Nigeria (31:30) Quick Hitters: Mysterious Area 51 Crash, November 4th Elections Happening Tomorrow, Supreme Court to Hear Tariff Challenge, Government Shutdown Set to Be Longest in History, Air Traffic Control Has Worst Weekend of Shutdown So Far (38:13) Critical Thinking Segment (42:14) SUBSCRIBE TO JORDAN'S FREE NEWSLETTER. Watch this episode on YouTube. Follow Jordan on Instagram and TikTok. All sources for this episode can be found here.  Learn more about your ad choices. Visit podcastchoices.com/adchoices