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Risa Arin doesn't just talk about health literacy. She built the damn platform. As founder and CEO of XpertPatient.com (yes, expert with no E), Risa's taking a wrecking ball to how cancer education is delivered. A Cornell alum, cancer caregiver, and ex-agency insider who once sold Doritos to teens, she now applies that same marketing muscle to helping patients actually understand the garbage fire that is our healthcare system. We talk about why she left the “complacent social safety” of agency life, how her mom unknowingly used her own site during treatment, what it's like to pitch cancer education after someone pitches warm cookies, and why healthcare should come with a map, a translator, and a refund policy. Risa brings data, chutzpah, and Murphy Brown energy to the conversation—and you'll leave smarter, angrier, and maybe even a little more hopeful.RELATED LINKS• XpertPatient.com• Risa Arin on LinkedIn• XpertPatient & Antidote Partnership• XpertPatient Featured on KTLA• 2024 Health Award BioFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Chiropractor Brian Mann Convicted Poisoned Wife for $1 Million Insurance Scam An Alabama jury has found 36-year-old Brian Mann—once a well-regarded chiropractor in Hartselle—guilty of attempted murder for secretly dosing his estranged wife's “multivitamins” with lead and then taking out a stack of life-insurance policies on her worth more than $1 million. The verdict was read Thursday after roughly three hours of deliberations spread over two days. Mann now faces sentencing on August 27. Hannah Pettey, now 25, told jurors her nightmare began in August 2021 with crippling back and abdominal pain, dizzy spells, and relentless nausea. Over the next few months she shed 40 pounds, eventually hallucinating as her condition spiraled. Mann, she testified, insisted she stay home and keep taking the “immune boosters” he supplied from his clinic—capsules prosecutors say he spiked with lead salvaged from a construction project. While Pettey languished, Mann was busy buying “a lot of insurance policies,” each carrying six-figure payouts if she died. At least one agent testified the flurry of applications was so unusual it triggered an internal review. Mann even asked to raise existing coverage limits while she lay hospitalized. Pettey told jurors Mann appeared “the nicest he'd ever been” during her illness—bringing water, pills, and, crucially, ankle weights. She said he insisted she strap them on before doctor visits so the scale wouldn't reveal her drastic weight loss and jeopardize the new policies that required her to be in “good health.” When Pettey's mother finally rushed her to the hospital, specialists found her lead level hovering around 80 micrograms per deciliter—eight times the threshold considered dangerous. Physicians testified that any movement risked shifting pressure inside her skull; at one point, surgeons irrigated her colon to flush out residual metal. Despite aggressive treatment, Pettey still carries lead in her bones, suffers chronic hand pain, and has been told the poisoning likely left her infertile. As detectives closed in, Mann tried to cast himself—and even the couple's young children—as fellow victims, telling a nurse practitioner he'd spotted “lead fragments” in a self-administered X-ray. A hospital scan did show a suspicious mass in his stomach—but doctors said it appeared freshly swallowed, bolstering prosecutors' claims he ingested lead to stage a false parallel poisoning Pettey described years of manipulation: Mann deleted her social-media accounts, discouraged her from working, and limited contact with her family. Once the investigation began, relatives barred Mann from visiting her in the hospital—an action that initially left her “distraught” until the evidence of foul play became clear. Jurors convicted Mann of attempted murder, rejecting his defense that testing procedures were flawed and that he, too, had been poisoned. He remains in custody awaiting the August 27 sentencing hearing, where he could face decades in prison for a scheme prosecutors say was as methodical as it was merciless. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872
Hidden Killers With Tony Brueski | True Crime News & Commentary
Chiropractor Brian Mann Convicted Poisoned Wife for $1 Million Insurance Scam An Alabama jury has found 36-year-old Brian Mann—once a well-regarded chiropractor in Hartselle—guilty of attempted murder for secretly dosing his estranged wife's “multivitamins” with lead and then taking out a stack of life-insurance policies on her worth more than $1 million. The verdict was read Thursday after roughly three hours of deliberations spread over two days. Mann now faces sentencing on August 27. Hannah Pettey, now 25, told jurors her nightmare began in August 2021 with crippling back and abdominal pain, dizzy spells, and relentless nausea. Over the next few months she shed 40 pounds, eventually hallucinating as her condition spiraled. Mann, she testified, insisted she stay home and keep taking the “immune boosters” he supplied from his clinic—capsules prosecutors say he spiked with lead salvaged from a construction project. While Pettey languished, Mann was busy buying “a lot of insurance policies,” each carrying six-figure payouts if she died. At least one agent testified the flurry of applications was so unusual it triggered an internal review. Mann even asked to raise existing coverage limits while she lay hospitalized. Pettey told jurors Mann appeared “the nicest he'd ever been” during her illness—bringing water, pills, and, crucially, ankle weights. She said he insisted she strap them on before doctor visits so the scale wouldn't reveal her drastic weight loss and jeopardize the new policies that required her to be in “good health.” When Pettey's mother finally rushed her to the hospital, specialists found her lead level hovering around 80 micrograms per deciliter—eight times the threshold considered dangerous. Physicians testified that any movement risked shifting pressure inside her skull; at one point, surgeons irrigated her colon to flush out residual metal. Despite aggressive treatment, Pettey still carries lead in her bones, suffers chronic hand pain, and has been told the poisoning likely left her infertile. As detectives closed in, Mann tried to cast himself—and even the couple's young children—as fellow victims, telling a nurse practitioner he'd spotted “lead fragments” in a self-administered X-ray. A hospital scan did show a suspicious mass in his stomach—but doctors said it appeared freshly swallowed, bolstering prosecutors' claims he ingested lead to stage a false parallel poisoning Pettey described years of manipulation: Mann deleted her social-media accounts, discouraged her from working, and limited contact with her family. Once the investigation began, relatives barred Mann from visiting her in the hospital—an action that initially left her “distraught” until the evidence of foul play became clear. Jurors convicted Mann of attempted murder, rejecting his defense that testing procedures were flawed and that he, too, had been poisoned. He remains in custody awaiting the August 27 sentencing hearing, where he could face decades in prison for a scheme prosecutors say was as methodical as it was merciless. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872
In this episode, I sat down with Travis Chappell to talk about the real game of entrepreneurship, one that doesn't start with passion, but with leverage, discipline, and picking battles you can actually win. We got into why boring businesses outperform flashy ones, why real estate isn't passive, and how I ended up buying a $52 million company without anyone's permission. If you've ever been told to follow your dreams and hope it works out, this conversation will show you a more honest and more effective path. Grow your business: https://sweatystartup.com/events Book: https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X Newsletter: https://www.nickhuber.com/newsletter My Companies: Offshore recruiting – https://somewhere.com Cost segregation – https://recostseg.com Self storage – https://boltstorage.com RE development – http://www.boltbuilders.com Brokerage – https://nickhuber.com Paid ads – https://adrhino.com SEO – https://boldseo.com Insurance – https://titanrisk.com Pest control – https://spidexx.com Sell a business: http://nickhuber.com/sell Buy a business: https://www.nickhuber.com/buy Invest with me: http://nickhuber.com/invest Social Profiles: X – https://www.x.com/sweatystartup Instagram – https://www.instagram.com/sweatystartup TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup LinkedIn – https://www.linkedin.com/in/sweatystartup Podcasts: The Sweaty Startup & The Nick Huber Show https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81
"Looking for advice on how to move forward after losing a house in a wildfire. I am a 32 year old man with a wife and one year old daughter. My family all got out safely, and thank God for that. House was a total loss."I am now working with our insurance company on a claim and will be working to rebuild. I am thankful my daughter is probably not old enough to remember this or feel any sense of loss over the house. For her it will be a cool story when she gets older. But there was a ton of sentimentally valuable stuff in there that is irreplaceable, like my wife's wedding dress and a bunch of other wedding related things, probably a hundred books marked up with my personal notes and underlines while I was reading them, and much more."I am also thankful to have a good church community and a lot of people who are eager to help us get back on our feet.This is the most devastating disaster I've ever experienced. How do I get it together and move forward from this? How do I keep my wide comforted and make sure she is okay? How do I get my mind right for navigating insurance claims and the rebuilding process? Any help from philosophy would be appreciated."GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025
In the first episode of our Plečnik series on his work for Ljubljana, we discussed a few of his less well known works, including his work for the Chamber of Commerce, the Triglav Insurance Company Palace and Congress Square. In the next episode we will discuss his designs for the city's riverfront. To follow along with the images which accompany the discussion, watch this episode on YouTube: https://youtu.be/te2VWMNoHx4 Edited by Matthew Lloyd Roberts. Support the show on Patreon to receive bonus content for every show. Please rate and review the show on your podcast store to help other people find us! Follow us on twitter // instagram // facebook We're on the web at aboutbuildingsandcities.org This podcast is powered by Pinecast.
Ever wondered how AI is transforming the insurance industry? In this episode of the FNO: InsureTech podcast, hosts Rob Beller and Lee Boyd welcome back Robin Roberson for her second appearance—this time as President and Co-founder of Agentech. Robin shares her entrepreneurial journey and dives into how Agentech's cutting-edge AI is shaking up insurance claims. Get ready for insights, surprises, and a jaw-dropping stat about AI's impact that'll make you hit play! Key Highlights • Robin's entrepreneurial spark: Yarn belts to WeGoLook to Agentech, a trailblazing journey. • Agentech's Oklahoma roots: $3 million seed round fueling an AI-driven claims revolution. • Agentech AI's edge: Digital coworkers outsmarting traditional AI in claims workflows. • Automation breakthroughs: Damage reports and file reviews streamlined by AI tools. • Snapsheet partnership: Agentech's tech supercharging adjuster productivity by 4X. • Insurance's future: Agentech's potential to reshape carriers, TPAs, and beyond. Notable Quotes • “Agentech's AI isn't prompt-based; it's like digital coworkers achieving goals autonomously, making adjusters' lives easier.” — Robin Roberson • “We're not replacing adjusters; we're giving them a team to handle mundane tasks so they can focus on complex decisions.” — Robin Roberson • “Stealth mode let us refine our tech with design partners, ensuring it was market-ready before we announced it.” — Robin Roberson • “Our tech has cut claims costs by 67% and boosted productivity 4X—it's a game-changer for insurance.” — Robin Roberson
Nine months into her role as Chief Product and Technology Officer at Temenos, Barb Morgan is focused on a simple principle when it comes to product strategy: quality over quantity. "We want to build less, but build it better," Morgan said during a conversation at the Temenos Regional Forum Americas 2025 held May 28-30 in Miami. Temenos' approach centers on co-creating meaningful solutions with bank customers rather than rushing to market with multiple products. Morgan emphasized that the company is "really focused on making sure that whatever we put out there is meaningful," as the industry navigates what she calls the "AI hype curve." Morgan's insights reveal why many banks struggle with AI adoption despite the technology's promise. The real barriers aren't about computing power or algorithms — they're messier problems involving decades-old data systems that were never designed for AI and organizational cultures that haven't caught up to the pace of technological change. Her conversation also detailed Temenos' bet on bringing innovation closer to customers, such as through its new hub in Orlando designed for co-creation, and why the company is taking a strategic and deeply integrated approach to AI that enables banks to deploy AI-powered solutions faster and safer.
What does it take to build a thriving real estate business from scratch—while raising three kids as a single mom? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Beverly Hecht, a top Jacksonville Beach realtor, who shares her compelling journey from IT sales to becoming a real estate powerhouse. A Jacksonville native with deep community roots, Beverly dives into how her corporate discipline, single-mom tenacity, and relentless drive helped her transition into real estate and build a loyal client base along Florida's First Coast. From navigating tough markets like 2008's crash to today's complex insurance landscape and evolving buyer expectations, Beverly offers rich insights and strategies that new and seasoned agents alike can benefit from. Her love for the beaches, community involvement, and commitment to lifelong learning truly set her apart in a competitive industry. Loved Beverly's story? Subscribe now and leave us a review! Share this episode with someone who dreams of turning obstacles into opportunity in the real estate world. Highlights: 00:00 - 04:30 Beverly's Early Career & Transition · Shifts in buyer behavior · Parenting perspectives on adulthood · Helping all age groups purchase homes · Insight into young vs. seasoned buyers · Real estate as a path to wealth 04:31 - 11:00 Navigating Generational Differences · Pursuing teaching for family time · Corporate-sponsored bachelor's degree · Missed opportunity at UF master's program · Management and HR experience · Reflection on shifting corporate values 11:01 - 20:00 Jacksonville's Unique Real Estate Market · Geographic and lifestyle diversity · Schools' influence on buying decisions · Customized client tours · Community needs: golf, beach, fitness · Real-life relocation scenarios 20:01 - 27:00 Insurance Woes & Structural Challenges · Florida's condo insurance chaos · Effects of new regulations · Firsthand experience with rising premiums · Advice for home buyers · Navigating inspections and requirements 27:01 - 00:38:00 Insurance, Market Challenges, and Pricing · Shifts in market dynamics · Personal sacrifices during 2008 crisis · Foreclosures and investor impact · Strategy for buyers in today's market · Education on value vs. price 38:01 – 01:11:03 Agent Growth & New Market Realities · Helping buyers in a high-rate environment · Tips for new agents post-NAR changes · The power of open houses · Buyer rep agreements and their perception · Risk management in today's market · Conclusion Quotes: “I feel very fortunate that I come from a corporate background where there were methods and procedures.” – Beverly Hecht “You're not going to get the perfect storm—low rates and low home prices with the home you want.” – Beverly Hecht “My heart's not in working with investors looking to take advantage of people.” – Beverly Hecht “Real estate does more for me than sometimes I think it does for them.” – Beverly Hecht To contact Beverly Hecht, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, and LinkedIn. Connect with Beverly Hecht! Website: https://www.beverlyhechtrealtor.com Instagram: https://www.instagram.com/beverlyhecht/ Facebook: https://www.facebook.com/beverlyhechtpa/ LinkedIn: https://www.linkedin.com/in/beverlyhechtpa/ Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #RealEstateExcellence #JacksonvilleRealtor #BeverlyHecht #BeachLifeHomes #RealEstatePodcast #WomenInRealEstate #RealEstateGrit #FloridaHomes #RelocationExpert #HousingMarket2025 #HomeBuyers #RealEstateTips #RealtorLife #SingleMomSuccess #MarketInsights #BuyersMarket #CondoLiving #RealEstateEducation #FloridaInsurance #LocalLeadership
Sarah reflects on the insurance licensing process one year after passing the exam. Listen as she outlines her journey, how to get started, and what she learned along the way. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? https://lnk.to/asg658 Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025 Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025 Summer 2025 Survival Guide: https://lnk.to/asgf20250606 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672 References: “Insurance Departments by State.” Content.Naic.Org, NAIC, content.naic.org/state-insurance-departments. Accessed 10 June 2025. “Multiple Choice Test Taking Strategies.” Dmu.Edu, Des Moines University, www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf. Accessed 10 June 2025. “NAIC - National Association of Insurance Commissioners.” Naic.Org, NAIC, content.naic.org/. Accessed 10 June 2025. “NIPR - National Insurance Producer Registry.” Nipr.Com, National Insurance Producer Registry, nipr.com/. Accessed 10 June 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
Today we are tackling a variety of topics starting off with a few questions regarding Public Service Loan Forgiveness. We talk about looking for disability insurance as a resident and then answer a few questions about bonds. We wrap up with a question about calculating how much money you need for retirement. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Angel Studios https://Angel.com/ToddBecome a Premium Angel Studios Guild member to watch The King of Kings, stream all fan-curated shows and movies, and get 2 free tickets to every Angel Studios theatrical release. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off your order of Berberine Breakthrough today.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE. Schedule your FREE consultation at GoBizAble.com today. Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here! Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital https://KnowYourRiskPodcast.comBe confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today.Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/ToddLISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeThere is no health insurance in the United States of America. I'll explain why…Episode Links:Then and now. History airbrushed: the former dictator of New Zealand. Open Letter to Robert F. Kennedy, Jr. - Mary Talley Bowden MD “I was panicking.” Grace Schara's sister describes begging nurses to save her sister, to no avail. Nurses maxed out her sedatives, doctor put a DNR on her chart without the family knowing. Family's screams to save her were ignored.This woman is a Board Certified Emergency Medicine Physician in America. She says she's seeing more and more doctors leave practicing medicine because what US Health Insurance companies are doing to healthcare. She explains why, this is important information:US Health Insurance companies denying pain medication requests AND RECOMMENDING PUTTING PATIENTS ON FENTANYLAmerican “I pay a thousand dollars a month for health insurance. ”He just went to the doctor and got the bill, it was $150 up front + $1,475 billed. Insurance only covered $182. He pays $1,443. He called and asked, without health insurance it would have been $500. This is a scam
In this epsisode of Insurance Town the mayor sits down with two of his favorite people Jessica Holder and Keenan Rice on a previously recorded episode of the VIP Podcast. I am so impressed with these two, their marriage, parenting, agency, etc this forward-thinking power couple are continuing to rise above and face various challenges head on. Jessica and Keenan have such an amazing balance at home and at the office. They have a great balance of community involvement and innovative technology at their fingertips, and lastly, they have a great balance of work and fun in their agency. We talk about:The delicate balance of marriage and co-ownership of a growing agencyHow human touch and community involvement is possible with the right technology in your agencyHow the emphases on educating their community on the intricacies of insurance is so valuable to their growthTheir powerful message of staying true to yourself and not sacrificing authenticity Get ready to be inspired and educated by this episode. It's a good thing there is a rewind button, this one is full of impactful moments.A special shout out to Vertafore for letting me reuse this episode : vertafore.com A Special Thanks to Our Sponsors:
In this episode of the Less Insurance Dependence Podcast, co-host Michael Walker welcomes Dr. Brad Hughes, a dentist and purpose-driven entrepreneur, for an insightful conversation on building practices that thrive without relying on PPOs. Dr. Hughes opens up about the mindset shifts that helped him move from burnout to fulfillment. He highlights the importance of building a brand rooted in authenticity, creating a team-driven patient experience, and gaining clarity around your business vision. Whether you're taking your first steps toward reducing insurance dependence or refining an established fee-for-service model, this episode offers practical strategies and powerful perspectives to help you lead your practice with clarity, confidence, and purpose. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/ If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://www.lessinsurancedependence.com/csm/
Are you ready for retirement? Do you know what you need or need to do, so that you can retire? When my late wife would ask me when I wanted to retire, my answer was normally "yesterday." But are we ready for retirement? Can being a podcast host only support me in retirement? Today's podcast guest is Michael A. Scarpati, co-founder and CEO of www.Retire.US who shares a vision in financial empowerment. His platform caters to over 35,000 soon-to-be retirees, providing guidance to help them plan for retirement while also supporting their families. With over 15 years in the financial services industry, Michael aligns perfectly with your podcast's mission of eliminating financial bullies, offering unique insights on achieving financial flexibility across generations. Shawn, George and Michael talk about financial consciousness, the mindset of debt, paying off debt, and retirement. We talk about the four Levels of a healthy mindset: (1) Mindfulness, (2) Basic Planning, (3) Tax Mastery & (4) Wealth Mastery. We also talk about removing red flags, goal planning and cash flow planning during retirement. 'More information can be found on Michael's website, or you can follow him on Instagram and LinkedIn. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
Tony chats with Jason Cass, Managing Partner at The Insurance Alliance. If you're not familiar with Jason Cass you're just not paying attention! They just published an amazing manual on AI for insurance agents. This is the first step in a 3 step process: 1. Manual. 2. Book. 3. Audio Book (different content from the book). You simply can't afford to miss this!Jason Cass: https://www.linkedin.com/in/jasondcass/AI Manual: https://agencyintelligencemanual.com/Video Version: https://youtu.be/s04Y7IuuMOw
Two years ago at my first AppliedNet, in Las Vegas, I saw an amazing panel with Brenden Corr, Justin Goodman, Marissa Rutkowski, CIC, CRM, and Ryan Deeds (and I might be missing another panelist) had a very honest discussion about mental health. It was an amazing moment. People were crying both on the panel, and in the audience. Clearly this was a huge need! A few weeks later Heather Blevins CPCU, ITP, M. Ed. hosted a similar one at CPCU In2Risk and all of the sudden the Insurance world was finally talking about mental health. The panel at AppliedNet ended up directly leading to Brenden and Justin partnering to create Project55 to serve the mental health needs not only of insurance, but of our society in general. This is radically important! We have ALL been touched by the mental health crisis. If it's not you, it's someone you love. Project55 has built an amazing and professionally built toolkit to help us through this, and an amazing community.Project55: https://www.Project55.orgVideo Version: https://youtu.be/vBzSGGGT7iI
When is this hard market going to end? Why are we in a hard market? Take a listen with your cup of coffee.
Episode 811: Legal reform has also been a major topic of debate this year among state legislators, especially in the Southeast. On today's Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Caitlin Murray, senior regional vice president at NAMIC, about the biggest advocacy changes to come out of the region during the 2025 legislative sessions.Today's episode is sponsored by Holborn.
Happy Juneteenth! Here's a quick look at today's top local stories. A reminder: due to the federal holiday, there's no print edition today. Check https://www.iolaregister.com/ for these stories and additional updates.
This week, Meghan and Jen welcome Alexandra Santo, a claims consultant at Golden Bear Insurance
Home and contents insurance is a safety net many households expect to rely on during difficult times. But it's also a financial product that even experts can find challenging to navigate. Whether you own or rent your home, understanding your level of cover, knowing what fine print to look out for, and learning how to manage rising premiums can help you make more informed choices as a consumer. - في هذه الحلقة من " استراليا بالعربي" يتحدث خبراء تأمين المنازل ومحتوياته عن التفاصيل الدقيقة التي يجب الانتباه إليها، وما يُمكنك فعله حيال ارتفاع أقساط التأمين.
Will the US get directly involved in the Israel-Iran conflict? President Trump says he hasn't made his mind up yet. A shipping insurance expert explains the impact of the conflict coverage costs for vessels in the region.In the UK, employers may soon be forced to list salary brackets on job adverts. We'll find out why.And do you ever wonder where old mobile phones, computers, and fridges get recycled? One place is Thailand - where recycling is cheaper than in many Western countries. The BBC's Gideon Long joins Thai government officials on a visit to a recycling plant.
You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Eventually, your retirement will get processed… unfortunately, ‘eventually' might be a lot longer than you thought."Chapters0:00 - Introduction: Will your retirement actually get processed?0:30 - The disappearing retirement counselors2:15 - A heartbreaking client story from the Treasury3:13 - Real-time retirement guidance via Zoom6:45 - The silent crisis: HR departments are overwhelmed8:44 - False sense of security: Who's really helping you?11:00 - No one is assigned to help anymore12:10 - Confusion over military buyback numbers13:23 - The myth of the retirement specialist18:35 - Why getting a second set of eyes could save your futureConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show
In this episode, I answer a question from a Massage Therapist in Virginia who holds a certification in Medical Massage and is trying to determine if working and accepting insurance in their practice is a good idea and a way to attract more clients.
Home and contents insurance is a safety net many households expect to rely on during difficult times. But it's also a financial product that even experts can find challenging to navigate. Whether you own or rent your home, understanding your level of cover, knowing what fine print to look out for, and learning how to manage rising premiums can help you make more informed choices as a consumer. - หลายครัวเรือนคาดหวังว่าจะพึ่งพาบริษัทประกันภัยได้ในยามเกิดปัญหา แต่ในขณะเดียวกัน มันก็เป็นผลิตภัณฑ์ทางการเงินที่แม้แต่ผู้เชี่ยวชาญบางคนยังรู้สึกว่ายากต่อการทำความเข้าใจ ไม่ว่าคุณจะเป็นเจ้าของบ้านหรือผู้เช่า การเข้าใจระดับความคุ้มครองของตนเองล้วนช่วยให้คุณตัดสินใจในฐานะผู้บริโภคได้ดีขึ้น
Today's show:In this episode, @Jason and @alex explore how AI is reshaping the economy—from Pano AI's $44M raise to fight wildfires with drones, to Amazon CEO Andy Jassy's memo foreshadowing white-collar job cuts, to Meta's stealth move poaching Scale AI talent. They dig into the collapse of early-career roles, the slow disappearance of the gig economy safety net, and why founders may want to think twice before building in public.Timestamps:(1:52) Travel chaos, laundry issues, and the Airbnb event(3:05) CO2 conference highlights and Zipline drone delivery innovation(5:24) AI's effect on job disruption and white-collar retraining(09:46) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://www.Squarespace.com/TWIST(11:01) Jassy on AI's workforce impact and boosting teacher roles(13:23) Media evolution: market resilience and direct communication strategies(20:08) INBOUND - Use code TWIST10 for 10% o your General Admission ticket at https://www.inbound.com/register (Valid thru 7/31)(21:14) OpenAI's podcast, corporate media shifts, and Twist 500 highlights(30:02) NWRA - Form your entire business identity in just 10 clicks and 10 minutes. Get more privacy, more options, and more done—visit northwestregisteredagent.com/twist today!(31:20) Insurance, AI, and OpenAI's enterprise focus(41:11) Meta and Traversal's AI bets; startup transparency(48:57) TikTok, US-China tension, and data privacy debate(56:43) Actuality.ai's platform for AI-driven RFPs and enterprise pricing insights(1:11:00) Wrap-up and final thoughts with Rishab GuptaSubscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://www.twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcpFollow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelmFollow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanisThank you to our partners:(09:46) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://www.Squarespace.com/TWIST(20:08) INBOUND - Use code TWIST10 for 10% o your General Admission ticket at https://www.inbound.com/register (Valid thru 7/31)(30:02) NWRA - Form your entire business identity in just 10 clicks and 10 minutes. Get more privacy, more options, and more done—visit northwestregisteredagent.com/twist today!Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarlandCheck out Jason's suite of newsletters: https://substack.com/@calacanisFollow TWiST:Twitter: https://twitter.com/TWiStartupsYouTube: https://www.youtube.com/thisweekinInstagram: https://www.instagram.com/thisweekinstartupsTikTok: https://www.tiktok.com/@thisweekinstartupsSubstack: https://twistartups.substack.comSubscribe to the Founder University Podcast: https://www.youtube.com/@founderuniversity1916
In this conversation, OP Almaraz and Steve Severaid discuss the ongoing challenges faced by homeowners in the aftermath of the Palisades Fire. They delve into the complexities of insurance claims, the importance of understanding additional living expenses, and the unique difficulties associated with total losses. The conversation emphasizes the need for thorough documentation and proactive communication with insurance companies to navigate the recovery process effectively. They also highlight the long-term implications of rebuilding in affected areas and the importance of being prepared for the challenges ahead. This conversation delves into the complexities of insurance and the impact of wildfires on communities. It discusses the new legislation regarding insurance replacement policies, the challenges of underinsurance, and the importance of accurate coverage. The speakers emphasize the need for homeowners to conduct annual policy reviews and understand the implications of their insurance decisions. They also explore the financial challenges faced by homeowners post-wildfire and the ongoing need for awareness and preparedness in the face of natural disasters. Highlights: 00:00 Introduction to the Palisades Fire Impact 03:01 Navigating Insurance Challenges Post-Fire 06:04 Understanding Additional Living Expenses 09:02 Total Losses and Rebuilding Challenges 12:11 The Importance of Documentation and Digital Scans 14:59 The Long Road to Recovery 17:53 The Future of Rebuilding in Affected Areas 29:41 The Impact of Wildfires on Communities 31:58 New Legislation and Insurance Replacement Policies 34:28 Understanding Insurance Limits and Underinsurance 36:39 The Importance of Accurate Insurance Coverage 41:05 Annual Policy Reviews and Homeowner Responsibilities 43:45 Risk Transfer and the Value of Insurance 44:25 Mortgage Implications After a Loss 48:04 Navigating Financial Challenges Post-Wildfire 51:34 The Ongoing Need for Awareness and Preparedness Takeaways The Palisades Fire has created a complex recovery situation for homeowners. Insurance companies respond differently to claims, complicating the process. Homeowners must advocate for their specific needs during recovery. Environmental contaminants pose new challenges for cleaning and restoration. Patience is essential when dealing with insurance claims post-fire. Additional living expenses can be negotiated with insurance companies. Total losses present unique challenges in the rebuilding process. Documentation, including digital scans, is crucial for claims. Communication with insurance adjusters must be documented to avoid issues later. Rebuilding in affected areas will take time and may be chaotic. People are selling their homes due to the impact of wildfires. New legislation allows homeowners to buy new properties without land value deductions. Many homeowners are underinsured, leading to financial challenges after a loss. Insurance policies often do not reflect the true cost of rebuilding. Homeowners should conduct annual reviews of their insurance policies. Extended replacement costs should not be relied upon for coverage calculations. Insurance is a risk transfer tool that protects homeowners financially. Mortgage companies typically hold insurance payouts in trust accounts during rebuilding. Some homeowners are considering selling their lots after a loss. Awareness and preparedness are crucial for homeowners in wildfire-prone areas.
Insurance Dudes: Helping Insurance Agency Owners Gain Business Leverage
Welcome back to The Insurance Dudes! In this episode, our hosts Craig Pretzinger and Jason Feltman sit down with Ben Bucher, owner of Bucher Family Insurance, for an engaging, honest, and often hilarious conversation about his journey from an aspiring actor and McDonald's manager to leading a multimillion-dollar insurance agency.Ben opens up about the wild experiences that shaped his career—including run-ins with a stalker client, near business collapse, and the tough lessons that only entrepreneurship can teach. He shares the pivotal moments that pushed him to grow from scratch in Indiana to acquiring agencies and managing a dynamic, mostly remote team spread from California to Maine.Get ready for nuggets of wisdom, plenty of laughs, and practical insights that anyone in insurance—or business—can take away and use. This is an episode packed with real stories, actionable advice, and the reminder that even the most successful agents can come home to, well, “poop on the ceiling.” Enjoy the show!Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!
SummaryIn this episode, the hosts discuss various pressing issues in healthcare, including the recent increase in CMS investigations into Medicare risk adjustment data, the challenges faced by providers in complying with insurance requests, and the implications of Medicaid eligibility changes. They also delve into the role of GLP-1 medications in weight loss and the importance of patient advocacy in navigating healthcare decisions. The conversation emphasizes the need for healthcare professionals to engage in meaningful dialogue with insurers and to advocate for their patients' needs.TakeawaysThe increase in CMS investigators for Medicare risk adjustment data is significant.Providers have the right to push back against unrealistic insurance requests.Medicaid is a state program designed for low-income individuals and specific groups.Work requirements for Medicaid eligibility are being proposed, affecting millions.GLP-1 medications are becoming popular for weight loss but come with high costs.Patients should advocate for themselves and ask questions about their treatment plans.Insurance companies often request excessive documentation, creating administrative burdens.The healthcare system is facing challenges with compliance and documentation accuracy.Understanding the implications of HCC coding is crucial for providers.The long-term effects of new medications are still largely unknown.
On Episode 5 of The Bitcoin for Corporations Show, Pierre Rochard is joined by Garrett Johnston of Marsh to explore how Bitcoin can radically transform the insurance industry. From the trillions in insurance float to the fiduciary risks of ignoring Bitcoin, this episode uncovers the hidden forces shaping treasury strategy, litigation risk, and D&O coverage in the age of BTC.Garrett breaks down the disconnect between Bitcoin-native firms and traditional insurance carriers, and explains why a failure to adopt Bitcoin may soon be seen as a breach of fiduciary duty. Essential viewing for corporate leaders, CFOs, risk managers, and Bitcoin-aligned executives.Chapters:00:00:00 Fiduciary Duty & Bitcoin 00:04:30 Garrett's Insurance Journey 00:09:00 Bitcoin's Disconnect with Insurance 00:13:30 Institutional Misunderstanding of BTC 00:18:00 Insurance Float & Melting Ice Cubes 00:22:30 Litigation and Inflation Risks 00:27:00 Bitcoin's Role in Corporate Risk 00:31:30 Misconceptions about BTC & FTX 00:36:00 MicroStrategy's Legal Landscape00:40:30 Future of Governance & Communication
“The wicked borrow but do not pay back, but the righteous is generous and gives.” – Psalm 37:21When someone owes you money and doesn't repay it, emotions can run high—frustration, hurt, and even resentment. Whether it's a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let's explore that together.Start with CompassionIt's natural to assume the worst when someone avoids repaying a debt. But Scripture calls us to pause and lead with understanding.“Whoever is slow to anger has great understanding, but he who has a hasty temper exalts folly.” – Proverbs 14:29The person who owes you might be experiencing genuine hardship, such as job loss, medical emergencies, or family struggles. Begin by asking how they're doing. Show empathy. Offer flexibility, if possible, such as a revised payment plan. This can foster honest dialogue and reflect Christ's love in action.Before confronting the situation, pray. Ask God for wisdom, peace, and soft hearts on both sides. When you enter the conversation with prayerful humility, your response becomes a witness, not just a reaction.Follow Biblical Steps for ConflictIf the debtor is a fellow believer and continues to avoid the issue, Jesus outlines a redemptive process in Matthew 18:Speak privately to them.If unresolved, bring one or two others.If the issue remains unresolved, involve the church leadership.The goal isn't shame—it's restoration. Seek truth and preserve the relationship, creating a path forward instead of building a wall.Should Christians Ever Take Legal Action?In 1 Corinthians 6, Paul warns believers not to sue one another over civil matters, saying, “Why not rather be wronged?” Unity and love matter more than financial recovery. However, this doesn't mean legal action is never appropriate.If fraud, abuse, or serious legal injustice is involved, Romans 13 affirms that civil authorities exist to uphold justice. Seeking legal recourse in these situations may be necessary, especially if livelihoods are at stake. Just be sure your motivation is fairness, not revenge.The Bigger PictureRegardless of the outcome, Jesus commands us to forgive:“Whenever you stand praying, forgive, if you have anything against anyone…” – Mark 11:25Forgiveness doesn't ignore the debt—it chooses not to hold bitterness. Sometimes it leads to repentance; other times, it simply frees your heart.Unpaid debt is frustrating—but temporary. Relationships, witness, and Christlike character endure. Ask not only, “How can I get this money back?” but “How can I reflect Jesus in this moment?” Generosity and forgiveness point to a Savior who forgave us when we had nothing to repay.Want to Go Deeper?This topic is explored further in our Faithful Steward magazine. You can receive each quarterly issue by becoming a FaithFi Partner—just $35/month or $400/year at FaithFi.com/Give. Your support helps equip more believers for faithful stewardship.On Today's Program, Rob Answers Listener Questions:I'm in my 50s and want to buy a house. I have money saved for a down payment, but I'm unsure about two things. First, should I continue saving for a larger down payment or buy now with the money I have? Second, I want a mortgage, but I would like to know whether I should choose a shorter or longer mortgage term. I'm 54 years old, so I'm thinking about my timeline for paying off the mortgage.My brother and sister had a trust together with three houses. My sister has since passed away, and my brother is still alive. The trust already has money in it, and my brother is thinking about selling one of the houses. I would like to know: Does the money from the house sale have to be returned to the trust, or can my brother keep it?I'm about to start Social Security at my full retirement age in two months. My wife is considering taking Social Security at age 62. My question is about what happens if I pass away before her. If she's already receiving a reduced spousal benefit, will she then get 100% of my benefit at the new reduced amount, or will she be stuck with the same reduced percentage?My wife and I have a local revocable trust with property and investments. We're considering relocating to an Illinois senior living facility. I'm concerned: Will the state have any way to access our money and property?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Will he or won't he? Trump says he's not decided if he'll pull the US into Israel's strikes on Iran. A shipping insurance expert explains how the conflict is driving up premiums for vessels in the region.We'll hear about a landmark deal between streaming giant Netflix and a French TV network.And the toy company taking on Trump. The head of an Illinois-based business tells us why he's challenging the legality of the US president's tariffs.
Listen to Bill as he interviews Carlan, one of the Life Insurance Industry's top executives! Carlan has been innovating and cultivating new relationships, tools, and platforms for over 31 years. Carlan's wealth of knowledge helps her create additional value for her customers in business development, recruitment, and implementation of Brokerage General Agencies and Independent Marketing Organizations! Also, this podcast episode features time management and business optimization strategies that you can implement into your practice immediately! Carlan's Bio: Carlan W. Snipes is a Field Vice President for the Broad Market distribution channel covering the Southeast region. She has over 31 years in the Financial Services Industry and provides unmatched expertise in expanding the sale of life insurance products. Carlan's wealth of knowledge helps her create additional value for her customers in business development, recruitment, and implementation of Brokerage General Agencies and Independent Marketing Organizations. Carlan was first recruited to First Colony Life after graduating from Virginia Tech. She advanced her career in positions such as Customer Service Representative, Case Manager, Internal & External Wholesaler, Product Specialist, and Regional Vice President with GE Financial and Genworth. She spent 22 years with Genworth marketing Life Insurance, Annuities, and Linked Benefit products to Independent Brokerage before joining Pacific Life in 2017. Carlan received her Bachelor of Arts degree in Political Science from Virginia Polytechnic Institute and State University (Virginia Tech). She has also obtained the Fellow, Life Management Institute (FLMI), Certified Structured Settlement Consultant (CSSC), and Certified Long-Term Care (CLTC) designations. Carlan also holds her FINRA Series 6 and VA Life and Health license. Carlan's Acheivements: Summit Award Winner 2020, 2022, 2023, & 2024 (to win this award, you must achieve 105% or more of your sales goal) Circle of Excellence Winner 2020, 2022, 2023 & 2024 (to win you must achieve 110% or more of sales goal, in 2024 I was 121% to goal) Standford Award Winner 2020 achieved the highest percentage to goal on my team Chairman's Award Winner 2022 achieved the highest percent to goal on my team (PL renamed this award in 2021 when are CEO retired) Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson Podcast: levinson.libsyn.com YouTube Library: @thelevinson1
Erica shares insights from her recent experiences, covering various business and personal topics. She discusses the challenges of protecting her voice due to extensive talking and acknowledges the importance of combating burnout by shortening episodes and taking time off. Erica explains her business insurance policies, including general liability and worker's compensation, and offers advice on working with an insurance broker. Furthermore, she clarifies the distinction between deodorizing and disinfecting services for yards and tools, and describes the branded safety vests worn by her team. Finally, Krupin breaks down yard size measurements her business uses for pricing and emphasizes the necessity of taking vacations, even as an entrepreneur, to prevent burnout and prioritize family. Comments and Questions are welcome. Send to: thescooppodcast22@gmail.com
In this episode, host Jim Love delves into recent cybersecurity threats and breakthroughs. The notorious Scattered Spider hacker group has shifted its focus to US insurance companies after attacking UK retailers earlier this year. Microsoft's urgent security updates address active zero-day vulnerabilities that allow complete system control. Researchers uncovered an unprotected database exposing 184 million plaintext passwords linked to major platforms. Additionally, musician Beardly Jordan has developed 'Poison Deify,' a technology to protect his music from unauthorized AI scraping by embedding adversarial noise that disrupts machine learning algorithms. These developments highlight the evolving cybersecurity landscape, from coordinated cyber-attacks to innovative countermeasures against AI exploitation. For further details and to engage with the content, listeners are encouraged to visit technewsday.ca. 00:00 Introduction and Headlines 00:30 Scattered Spider Targets US Insurance Companies 02:26 Microsoft Urges Immediate Windows Updates 04:15 Massive Database Breach Exposes 184 Million Passwords 06:59 Musician Strikes Back at AI with Audio Poison Pill 10:07 Implications for Cybersecurity 10:37 Conclusion and Listener Engagement
Home and contents insurance is a safety net many households expect to rely on during difficult times. But it's also a financial product that even experts can find challenging to navigate. Whether you own or rent your home, understanding your level of cover, knowing what fine print to look out for, and learning how to manage rising premiums can help you make more informed choices as a consumer. - بیمه خانه و املاک یک شبکه ایمنی است که بسیاری از خانوارها انتظار دارند در مواقع دشوار به آن تکیه کنند. چه صاحبخانه باشید و چه مستاجر درک سطح پوشش بیمه خود و یادگیری نحوه مدیریت افزایش حق بیمه میتواند به شما کمک کند تا به عنوان یک مصرف کننده انتخاب آگاهانهتری بگیرید.
In today's episode, we're joined by Matthew Clements, Partner at Robins Insurance Agency, and a trusted expert in hospitality-focused risk management. Before we dive into our conversation, I take a moment to share some background on the Nashville Area Restaurant Alliance (NARA) — a growing community of local restaurant owners working together to leverage collective buying power, improve vendor relationships, and support each other through shared resources.NARA exists to help independent restaurants save money, streamline operations, and build stronger connections throughout the industry — and Matthew has played a key role in that mission by helping our members better understand their insurance needs and protect what they've worked so hard to build.In this episode, Matthew breaks down:How he is able to save you money for solid, customized insurance.What makes Robins Insurance different — and why working with someone who knows restaurants mattersIf you own or manage a restaurant and want to be more confident about your coverage, this episode is full of real talk and valuable insights that could save you thousands.
In this interview, Kevin Whelan and Manish Kataria delve into the intricacies of SSAS pension, exploring how it can serve as a powerful financial tool for business owners. They discuss the importance of taking action in financial planning, the benefits of collaboration in wealth building, and the implications of inheritance tax on financial strategies. The conversation emphasises the need for financial education and the potential of SSAS pensions to create wealth now, rather than just serving as a retirement fund. In this episode, Kevin speaks about the importance of recurring income, effective financial planning, and the significance of protecting wealth through wills and insurance. Key Takeaways:Momentum is Better than Meditation: Don't wait for the perfect time—take small actions now to build confidence and results.Nobody Will Ever Care About Your Money More Than You: Taking personal responsibility is at the heart of successful wealth-building.SSAS Pensions Offer Unique Control and Flexibility: Ideal for business owners looking to invest in property, business, or even lend to their own company.Keep It Simple: Simplicity in your finances and investment strategy often leads to better results than chasing complexity.Plan for Both Wealth Creation and Protection: Wills, powers of attorney, and insurance are essential tools for safeguarding your family's future.Focus on Recurring Income: Building assets that pay you every month is the key to long-term financial independence. Resources Mentioned In This Episode:Manish Kataria (LinkedIn)Government Pension Tracing Service (for lost pensions)Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.
Home and contents insurance is a safety net many households expect to rely on during difficult times. But it's also a financial product that even experts can find challenging to navigate. Whether you own or rent your home, understanding your level of cover, knowing what fine print to look out for, and learning how to manage rising premiums can help you make more informed choices as a consumer. - Các hiện tượng thời tiết như lũ lụt, cháy rừng, bão và lốc xoáy là một phần thường xuyên của cuộc sống ở nhiều nơi tại Úc. Ngay cả khi bạn đang thuê nhà, bạn vẫn có thể bị ảnh hưởng hư hại do nước ngấm hoặc trộm cắp. Trong tập này của Australia Explained, các chuyên gia sẽ phân tích những điều căn bản về bảo hiểm nhà ở và tài sản trong nhà.
Home and contents insurance is a safety net many households expect to rely on during difficult times. But it's also a financial product that even experts can find challenging to navigate. Whether you own or rent your home, understanding your level of cover, knowing what fine print to look out for, and learning how to manage rising premiums can help you make more informed choices as a consumer. - Страхування житла та майна – це система соціального захисту, на яку багато домогосподарств розраховують покластися у скрутні часи. Але це також фінансовий продукт, у якому навіть експертам може бути важко орієнтуватися. Незалежно від того, чи ви володієте житлом, чи орендуєте його, розуміння рівня покриття, знання того, на що звертати увагу дрібним шрифтом, і навчитися керувати зростанням страхових внесків може допомогти вам робити більш обґрунтований вибір як споживачу.
Dr. Jamie Wells is back—and this time, she brought a book. We cover everything from biomedical design screwups to the glorified billing software known as the EHR. Jamie's new book, A Clinical Lens on Pediatric Engineering, is a masterclass in what happens when you stop treating kids like small, drunk adults and start designing medicine around actual human factors. We talk about AI in pediatric radiology, why drug repurposing might save lives faster than biotech IPOs, and the absurdity of thinking one-size-fits-all in healthcare still works.Jamie's a former physician, a health policy disruptor, a bioethicist, an MIT director, and a recovering adjunct professor. She's also a unicorn. We dig into the wonk, throw shade at bad design, and channel our inner Lisa Simpsons. This one's for anyone who ever wondered why kids' hospitals feel like hell and why “make it taste like bubblegum” might be the most important clinical innovation of all time. You'll laugh, you'll learn, and you might get angry enough to fix something.RELATED LINKSJamie Wells on LinkedInBook: A Clinical Lens on Pediatric Engineering (Amazon)Book on SpringerDrexel BioMed ProfileGlobal Blockchain Business CouncilJamie's HuffPost ArticlesFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, Carissa Chipman sits down with professional organizer Stephanie Treantos, founder of Lemonaid Solutions, to talk transformation, organization, and the power of creating calm in the chaos. From the meaning behind her brand to her simple, intuitive systems—and how to start small when organizing feels overwhelming—it's a heartfelt conversation full of fresh perspective and practical tips.
Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's editor in chief, Zack Miller. As digital assets mature beyond speculation into practical financial tools, forward-thinking institutions are evaluating how programmable money fits into their product strategies. For traditional banks, it's an opportunity to modernize settlement systems and explore new revenue streams. For fintechs, it's about embedding digital asset capabilities without the regulatory and technical overhead. Today, I'm joined by Ben Milne, whose journey from founding payments innovator Dwolla to now leading Brale offers interesting insights into the evolution of financial infrastructure. At Dwolla, Ben built an API-first payments platform that helped modernize ACH transfers. Now with Brale, he's creating the infrastructure layer for compliant stablecoin issuance across multiple blockchains. What's particularly notable about Ben's transition is how it reflects broader shifts in the financial services landscape—from renovating legacy rails to building entirely new ones. In our conversation, we'll unpack how this experience shapes Brale's approach to working with both incumbents and challengers, the strategic considerations for institutions exploring stablecoins, and what product and strategy executives should be planning for in this rapidly evolving space.
Non-bank financial institutions (NBFIs) are capturing more and more market share in SME lending by leveraging technology to offer quicker lending solutions. This puts pressure on FIs to evolve their approaches while managing costs and improving service quality. Finastra's Principal Product Manager Kristen Lista joins the Tearsheet podcast today to discuss the most critical areas where FIs need to focus: consolidating technology to improve efficiency, decreasing the time between application and access to funding, enhancing back-office operations, and creating more client-centric experiences. Lista offers a valuable look inside the complex web of challenges that FIs are facing when trying to improve the SME lending products. From technology integration strategies to practical advice on process improvement, Lista offers an actionable blueprint that can help FIs better compete in the SME lending space, driving growth and customer loyalty.
In a recent Breakdown from the American Legislative Exchange Council, Lars Dalseide sat down with ALEC Commerce, Insurance, and Economic Development (CIED) Task Force manager Alan Jernigan to discuss States That Work: A Labor Policy Roadmap Across America. The report, spearheaded by Jernigan, evaluates each state's labor policies based on ten model reforms developed by the CIED Task Force. Special Guest: Alan Jernigan.
Why Are We Paying More for Worse Health? | ShiftShapersIn this episode of ShiftShapers, host David A. Saltzman welcomes Helene M. Epstein—writer, speaker, and patient advocate behind the Substack series Patient No More. Helene dives deep into America's epidemic of medical errors, misdiagnoses, and system failures. She breaks down why even the most advanced technology and training haven't improved patient safety, how profit-driven healthcare puts patients at risk, and—most importantly—what individuals can do to protect themselves and their families. From shocking statistics about misdiagnosis to the hidden realities of rural hospital closures, Helene provides practical advice and hope for patients who are ready to become their own advocates.
➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory In this “Lessons” episode, Justin Brock, founder of Bobby Brock Insurance, shares how one simple but powerful marketing shift turned a legacy industry upside down—revealing how leveraging social media and content distribution built a multi-million dollar insurance business, why selling what people want (like dental insurance) creates better lead flow than pushing what they “need,” and how high-integrity, long-term marketing beats bait-and-switch tactics by building trust, loyal customers, and sustained growth in even the most outdated markets.➡️ Show Linkshttps://successstorypodcast.com YouTube: https://youtu.be/8W5TjHJGotE Apple: https://podcasts.apple.com/us/podcast/justin-brock-president-of-bobby-brock-insurance/id1484783544 Spotify: https://open.spotify.com/episode/3hnsC5Nd2uVgmTgP5RUHcF ➡️ Watch the Podcast on YouTubehttps://www.youtube.com/c/scottdclary See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.