Podcasts about Insurance

In this episode, we use cybersecurity as a lens to expose a truth that every leader forgets: the biggest threats to your company are the ones you can't see—until they take you down.Scott's career mirrors the evolution of tech itself—from software stores in the '80s to early network integration, to building one of the original managed services models before “MSP” was even a phrase. His latest book, Visible Ops for Cybersecurity, reframes the discipline not as an IT function, but as a visibility function: if you can't see it, you can't secure it… and if you can't secure it, you can't scale it.We break down why ransomware is now franchised, why even the best companies get breached, why cyber insurance is becoming a false safety net, and why every founder—yes, even a team-of-one startup—needs a security-first mindset.This isn't fear-mongering. It's leadership.TL;DR* Assume breach. The #1 mistake founders make is believing they're “too small” to be a target.* Backups are not backups unless they're encrypted, immutable, and air-gapped.* Cyber insurance is not protection—44% of claims were denied in 2024.* Reinvention is mandatory. Tech evolves, threats evolve, your systems must evolve.* Visibility beats bravado. Most failures come from what leaders think is secure, not what actually is.Memorable lines* “Security by obscurity died the day ransomware became a franchise.”* “If the best cybersecurity companies get hacked, your only strategy is resilience.”* “Backups aren't safety—they're hope, unless they're air-gapped.”* “Reinvention isn't optional in tech—it's the price of staying alive.”* “Make the invisible visible, or the invisible will make the decision for you.”Key Ideas We Unpack1. Reinvention as a Survival SkillScott turned retail software into network integration, then into managed services, then into cybersecurity leadership.The pattern:Visibility → Competence → Reinvention.Most founders skip the first step and collapse at the third.2. The Modern Threat Landscape Is IndustrializedRansomware now has:* franchises* training* support hotlines* experts who “close the deal” when an amateur hacker gets stuckThis is organized crime with a customer-service department.3. Backups Are the New LifeboatsThreat actors sit inside systems for 60–365 days before triggering an attack.If your backups are not:* encrypted* immutable* air-gappedyou don't have backups—you have illusions.4. Cyber Insurance Is Becoming a Mirage44% of claims denied.Policies are unregulated.Exclusions keep growing.Insurance is no longer a plan—it's paperwork.5. The Startup Founder Version of CybersecurityIf you're a team of one, your mantra is simple:Be good to your future self.Design tools, workflows, and systems with a security-first mindset from day one.The cheapest hack is the one that never becomes possible.6. Visibility Is a Leadership HabitYou can't manage what you can't see.And almost everything that destroys a business—breaches, failures, slow decay, talent risk—starts in the invisible layer.GuestScott Aldridge — President & CEO of IP Services.Cybersecurity author, technologist, MSSP leader, and early pioneer of managed services.Linkedin: https://www.linkedin.com/in/scott-alldridge-1a976/Website: https://ipservices.com/Why This MattersMost founders underestimate risk because they overestimate visibility.If you want a business that survives the next decade, the job is simple:Design for resilience.Assume breach.Back up reality, not hope.Reinvent before the market forces you to.And make the invisible visible—before someone else does.Call to ActionIf this conversation lit something up for you, don't just let it fade. Come join me inside the Second Life Leader community on Skool. That's where I share the frameworks, field reports, and real stories of reinvention that don't make it into the podcast. You'll connect with other professionals who are actively rebuilding and leading with clarity. The link is in the show notes—step inside and start building your Second Life today.https://secondlifeleader.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com

The Ways Insurance Companies Make Money! Hosted by Attorney - Eric Buchanan AND Risk Management Professional/Business Owner - John Ballinger! Insurance impacts almost every part of our lives - even when we don't realize it! Let's talk it through! How it has changed over the years - how those changes affect us ALL - what it should look like! PLUS - how you can navigate the system! ===== THANK YOU TO OUR SPONSORS: Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Big Woody's Tree Service: https://bigwoodystreeservice.com/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Gayatri Kalyanaraman is in conversation with Rupam Tandon,  Financial Executive with 30 years of experience across banking, asset management, and insurance. She's also a certified Independent Director (IoD), ESG specialist, and startup mentor. She talks about her journey starting in a small town to traveling the globe and literally spreading her wings. Gayatri Kalyanaraman, Host for Software People Stories podcast and co-founder Sangatna Angels welcomes Rupam Tandon and sets the tone for an inspiring conversation about leadership, resilience, and governance. Highlights of the conversation are here01:00 – Early Career and Foundations in FinanceRupam shares her beginnings in Dubai's financial industry during the 1990s — a period of rapid banking expansion — and lessons on trust, relationships, and financial discipline.03:00 – London Years & the Global Financial Crisis She moves to London to work with asset managers and hedge funds, witnessing firsthand the subprime crisis and collapse of major institutions like Lehman Brothers and AIG.07:00 – Return to India & Setting Up Global Operations Rupam explains her decision to return to India for family reasons and how she helped transition a major bank's operations from Ireland to Bangalore — navigating SEC and FCA audits successfully.10:00 – The Shift to Insurance and Building Communities She discusses moving from investment banking to insurance, leading initiatives in Risk, ESG, and Cyber, and mentoring senior executives.13:00 – Reflections on Technology & Automation From manual processes to automation and bots — Rupam contrasts the early years of finance with today's data-driven governance and the rise of straight-through processing (STP).16:00 – Navigating Change and Cultural Adaptation Growing up in Lucknow and moving across continents, Rupam reflects on adapting to different work cultures, continuous learning, and seizing opportunities.20:00 – Decision-Making and Balancing Life & Work Rupam shares personal stories about taking career risks, balancing motherhood, and receiving mentorship and compassion from colleagues during turbulent times.24:00 – Continuous Learning & Board Readiness She outlines her professional upskilling journey — courses from ISB, IIM Bangalore, and IoD — and her belief in lifelong learning as a foundation for effective governance.27:00 – Second Innings: Purpose and Governance for the Future Rupam shares her vision for the next decade — mentoring startups, strengthening governance frameworks, and shaping ethical, transparent organizations. Memorable Quotes:“Success without ethics is incomplete.”“Governance isn't about control — it's about responsibility.”  “It's time for stewardship — to give back, guide, and help the next generation grow with integrity.”“Even the strongest institutions can collapse if governance, risk, and culture are not aligned.”https://www.linkedin.com/in/rupam-tandon/After nearly three decades of experience across industries and markets, She is now embarking on my second innings with a focus on startup governance and scaleups. Her journey has been a diverse one, spanning Global roles (in UAE & UK, India) in business strategy, branding, communications, and stakeholder engagement. She is passionate about helping companies build strong, sustainable foundations for growth. As an alumnus of Lucknow University and the Indian School of Business (ISB), where she specialized in Negotiation as part of an Executive Management Program, I've honed my ability to adapt and thrive in fast-moving, high-pressure environments.My Core Strengths:- Strategic Oversight: Managing boards/foundations and aligning teams with business goals- Business Model Innovation: Identifying opportunities at the intersection of strategy, branding, product development, and customer experience- Start up consulting , Fintech, Finance based business.- Reputation Building: Creating narratives that enhance corporate reputation and build trust- Communications Strategy: Developing integrated communication plans to engage stakeholders and drive impact- Mentorship & Coaching: Supporting founders, leaders, and teams to grow through personalized guidance and coaching- Crisis Communications: Navigating through challenges to protect and strengthen brand reputation- Networking & Ecosystem Building: Cultivating strategic partnerships and growing influential networks- CSR & Sustainability: Defining and driving impactful corporate social responsibility initiativesRupam Tandon is a certified board director and former investment banker with expertise in governance, risk, and sustainability. She advises startups and SMEs on ethical leadership and board resilience, teaches ESG and stakeholder strategy to executives, and mentors emerging leaders. She advocates for policy-led reforms in India's entrepreneurial governance landscape.

I sit down with Corey Benish, President & CEO of Home Franchise Concepts (HFC) — the powerhouse behind brands like Budget Blinds, Kitchen Tune-Up, Bath Tune-Up, Tailored Closet, AdvantaClean, Lightspeed Restoration, PremierGarage, Two Maids, and Aussie Pet Mobile.In this episode, Corey reveals the truth about semi-absentee franchising, how HFC builds multi-million-dollar franchisees, and why their brands like Budget Blinds, Lightspeed Restoration, Kitchen Tune-Up, Bath Tune-Up, and PremierGarage dominate their categories. Learn how to evaluate franchise opportunities, compare franchising vs. business acquisition, understand scalability, and tap into the power of franchise systems, training, tools, community, and operational playbooks that actually work. If you want to build generational wealth through franchising — this is the episode you need.Sponsored by SEO Samba — AI-driven, predictable franchise marketing.TIMESTAMPS00:00 – “Corey… before I hit record—” (Oops, we're already recording!)00:27 – Welcome to Franchise Fit Podcast (formerly Eye On Franchising)01:00 – Introducing Corey Benish, President & CEO of Home Franchise Concepts02:00 – HFC wins Franchise Innovation of the Year02:40 – “Are you getting to 3,000 Budget Blinds franchisees?”03:50 – Why franchising beats buying an existing business06:00 – The REAL risks of buying a non-franchise business07:40 – Why partnership is in HFC's DNA09:20 – How HFC onboards and empowers franchisees11:10 – International convention, collaboration, vendor partnerships12:20 – What sets Home Franchise Concepts apart from competitors14:55 – Backed by a $22B+ parent company — JM Family Enterprises16:00 – Balancing emerging brands vs. mature ones17:40 – How HFC decides where to invest brand-by-brand19:10 – What it takes to scale a brand to national dominance20:30 – Why “scalable & repeatable” is the heart of franchising22:00 – AI, visualization tech, and the future of home services23:20 – Is semi-absentee REAL or pure marketing hype?25:10 – The truth: commitment, investment, and growth mindset27:00 – “Fall in love with the operating model — not the logo”28:10 – Great Clips story: Bald guy buys a hair salon29:15 – How HFC guides candidates across 10 brands31:00 – The millionaire franchisees: what they ALL do differently33:20 – Advisory councils, innovation feedback, and collaboration35:00 – The “mastermind effect” unique to franchising36:40 – Multi-brand and multi-unit expansion at HFC38:10 – Spotlight on Lightspeed Restoration — massive, fragmented, mandatory market41:10 – Insurance relationships, 24/7 model, and explosive growth potential43:00 – Why getting in early matters (my Wingstop story)45:10 – Final advice: Don't wait. Be curious. Love the model. Choose franchising.47:00 – Closing thoughts + call to action47:40 – Schedule your free Franchise Fit call below

In this episode, you'll learn how to create a simple, high-value year-end tax letter that makes tax season easier for your clients, their CPAs, and your team. You'll hear what to include, how to frame it as a value-add, and how to streamline the process so it becomes a repeatable system instead of a stressful scramble.We cover suggested sections for your letter, how to reinforce the behind-the-scenes work you do all year, and a practical workflow to prepare these summaries for your best clients. This episode helps you elevate your client experience, strengthen your CPA relationships, and clearly communicate the value of your planning expertise.I hope you enjoy this new format and I look forward to delivering super fast tips & tricks with you! You can also watch this Efficient Friday as a video on The Efficient Advisor's YouTube Channel!Learn more about the Group Coaching & Mastermind HERE! Register for the December 2nd event with Adam Holt HERE! (Replay will be sent to those who've registered!) Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Send us a textIn this episode, co-hosts Yvonne Guibert and Rafael Gonzalez talk with expert defense attorney and educator Jeff Adelson in a candid conversation about two often-overlooked forces in workers' compensation: ethics and empathy. Together, they explore how small shifts in behavior, perspective, and communication can create better outcomes for injured workers and claims professionals alike.From managing ethical gray zones to acknowledging the human side of every claim, Jeff brings decades of insight, humor, and heart to the conversation. This episode challenges us to rethink the role of compassion in claims management and reminds us that doing the right thing and doing good business are not mutually exclusive.

Robert Wiest, CEO, MS Reinsurance, discusses reinsurance trends, the importance of underwriting discipline and strategies for managing risk in a changing market. Wiest spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Steve Forbes explains why the Main Street Deposited Protection Act, which would raise the FDIC insurance limit from $250,000 to $10 million, would expose taxpayers to enormous risk, eliminate crucial market discipline, and primarily benefit wealthy corporations rather than ordinary Americans.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dr. Rachel Gatlin entered neuroscience with curiosity and optimism. Then came chaos. She started her PhD at the University of Utah in March 2020—right as the world shut down. Her lab barely existed. Her advisor was on leave. Her project focused on isolation stress in mice, and then every human on earth became her control group. Rachel fought through supply shortages, grant freezes, and the brutal postdoc job market that treats scientists like disposable parts. When her first offer vanished under a hiring freeze, she doubled down, rewrote her plan, and won her own NIH training grant. Her story is about survival in the most literal sense—how to keep your brain intact when the system built to train you keeps collapsing.RELATED LINKS• Dr. Rachel Gatlin on LinkedIn• Dr. Gatlin's Paper Preprint• Dr. Eric Nestler on Wikipedia• News Coverage: Class of 2025 – PhD Students Redefine PrioritiesFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this engaging conversation, Heath Shearon and Alex Rodov explore the vibrant culture of Toronto, the evolution of technology and quality assurance, and the critical role of testing in the insurance industry. Alex shares his journey from humble beginnings to becoming a leader in the tech space, emphasizing the importance of methodology and the pressures faced in quality assurance. They discuss the challenges of trusting technology, the significance of consumer education, and the future of QA technology, including Alex's new book on testing.TakeawaysGrowing up in Toronto inspired Alex's passion for technology.Quality assurance has evolved significantly over the years.Pressure in QA is a constant, especially in critical industries.Methodology is essential for effective software testing.Consumer education is vital for understanding technology's reliability.The insurance industry heavily relies on quality assurance processes.Alex's book aims to educate consumers about testing.Investing in QA technology is crucial for future advancements.Chapters00:00 Exploring Toronto: A Cultural Hub06:03 The Evolution of Quality Assurance in Tech13:48 The Importance of Methodology in QA22:02 The Role of QA in the Insurance Industry30:12 Investing in the Future of QA TechnologySponsors:Smart Choice- the fastest growing agency network hands down Canopy Connect- your 1 click solution for all things dec pages, intake platforms etc MAV- the AI-powered insurance expert that engages unlimited leads with text messaging 

Send us a textDayna spends the weekend with 6 friends from her hometown in Las Vegas. They did a lot! She has a recap which includes Barry's Prime at Circa, Ocean Prime, Spago patio brunch, the New Kids on The Block show at Park MGM, The Venetian, The Wizard of Oz at Sphere... and the Shag Suite at Virgin Hotels Las Vegas. It's a fun conversation full of tips. Plus, Sean staycations at Wynn Las Vegas. This included some pool time, dinner at SW Steakhouse, and drinks at Lake of Dreams. Fontainebleau now has a new choice for groups at The Tavern in the sportsbook. And, New Kids on The Block marry Las Vegas at a special ceremony and announcement. We have all the details. They also received a key to the strip. This event was very "Vegas!" We also hear from NKOTB member, Donnie Wahlberg. There are also a ton of Las Vegas deals out there for Black Friday, Cyber Monday, and Travel Tuesday. Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. If your home was damaged in the California wildfires, Galindo Law may be able to help you get more compensation. Call 800-251-1533 or visit galindolaw.com VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

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Text us a pool question!In this episode, Steve Sherwood discusses the challenges of pool maintenance during rainy weather, emphasizing the importance of effective communication with clients regarding service times and expectations. He also delves into the significance of proper water testing and the differences between commercial and residential pool care. Additionally, insights into insurance considerations for pool professionals are shared, highlighting the need for preparedness in the face of unpredictable weather events.TakeawaysWeather can significantly impact pool maintenance schedules.Utilizing weather apps can help plan pool servicing effectively.Communication with clients about service times is crucial.Different companies have varying policies on service duration and charges.Understanding client expectations is key to successful pool care.Insurance is essential for protecting against weather-related damages.Regular water testing is vital for maintaining pool health.Commercial pools require more frequent testing than residential pools.Using accurate testing methods is important for pool chemistry management.Effective communication can prevent misunderstandings and enhance client relationships."What do you do with these pools when it rains?""You have to test the water every two hours.""You need to communicate with your clients."Chapters00:00 Weather Challenges and Pool Maintenance11:46 Understanding Pool Chemistry and Client Communication19:09 Insurance Insights and Weather-Related Claims24:45 Navigating Insurance Claims and Due Diligence27:38 Building Trust with Insurance Providers29:00 The Importance of Client Relationships30:14 Testing Pool Water: Best Practices32:32 Understanding Long-Term Indicators in Pool Maintenance44:02 Commercial vs. Residential Pool Testing52:38 Effective Communication in Pool Service Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

In this episode of Insurance Shoptalk, host Eric Stein sits down with Vlada Lotkina, CEO and co-founder of SUPERAGENT, to explore how AI is changing the way P&C agencies train and scale their sales teams. Vlada breaks down how SUPERAGENT's AI personas create realistic roleplay for new producers, how the real-time sales co-pilot improves conversion rates for experienced reps, and how their outbound AI agent can qualify leads, gather data, and follow workflows with almost no integration. She also discusses how agencies are using the platform to gain visibility into performance, deliver personalized coaching, and turn months of training into days of meaningful progress. If you want a clear, practical look at how AI is actually improving insurance sales—not just adding hype—this episode delivers a firsthand view of what's possible. About Insurance Shoptalk: Join host Eric Stein on a journey through the dynamic world of commercial property and casualty insurance. With over 25 years of experience in the industry, Eric brings a wealth of knowledge and insights to every episode. Insurance Shoptalk is your premier destination for in-depth discussions on the latest industry trends, technology impacts, interviews with leading experts, and much more. To learn more about Insurance Shoptalk, please visit https://insuranceshoptalk.com/. If you enjoyed this episode of Insurance Shoptalk, please like and subscribe, and be sure to click the notification bell to catch the next episode.

On this episode of Streamlining Insurance, we sit down with Sara Phillips, Head of Strategic Partnerships & Investments, Innovation Strategy at Great American Insurance Group. Sara brings a wealth of experience in M&A and innovation strategy, having led efforts to leverage acquisitions and partnerships as tools for growth, talent, and technological advancement. We discuss how carriers evaluate insurtech opportunities, the balance between building versus buying, and what it takes for startups to become attractive partners. For startups, carriers, and investors alike, this conversation provides a front-row view into how strategic investments and partnerships are reshaping insurance — from data analytics to distribution — and why collaboration is at the heart of digital transformation. Unlock how M&A, strategic investments, and AI innovation are redefining insurance. #Insurance #Insurtech #AIinInsurance #InsuranceInnovation #StreamliningInsurance #RiskEducation #GreatAmericanInsurance #Underwriting #MergersAndAcquisitions Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Mawi, Sarah Stewart Holland from Pantsuit Politics, and Shelly discuss Insurance dysfunction, Angioedema adventures, and massive esophageal hemorrage to start with. Mawi and Shelly continue to discuss stylette dysfunction during intubation, putting PACU patients in backwards, and a pediatric internal decapitation. 

Most owners wait to hire a planner until everything is “ready.” That's how you stay stuck. I asked my communities why more people aren't working with planners and the answers were clear. Not enough money yet. Bad advisor experiences. Confusion about what planners actually do. I lay out the truth and the path forward.This is an audio-first breakdown of coach vs planner, what licensed planning includes, and how to move from survival decisions to strategic ones. Especially for women, minority, and LGBTQ owners who are building without a safety net.In this episode:Real reasons folks don't hire plannersCoaching for mindset, planning for systemsWhy licensing and accountability matterHolistic planning for life and businessBehavior, relationships, and moneyFirst steps you can take this weekFull video is on YouTube: https://youtu.be/SKhLCYAtuZsAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Should you leave your Thrift Savings Plan (TSP) untouched, roll it to an IRA, or turn it into a lifetime income stream? In this episode, we break down the real-world pros and cons of each TSP retirement option so you don't accidentally trade away flexibility, tax control, or your spouse's future security. Most federal employees pick the “simple” choice with TSP—and it can quietly cost them in taxes and lost options later.

John Cavanagh, co-founder, Beat Capital Partners, discusses how managing general agents matured into underwriting leaders, specialty growth, client focus and responses to emerging risks. Cavanagh spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Send us a text“30 free hours childcare is a scam” - we unpack this week's controversial opinion, then dive into your dilemmas:

There is, one BigLaw partner says, a "huge amount of opportunity" looking ahead for practitioners in the insurance space, from finding solutions to the risk of natural disasters to the management of cyber threats. In this episode of The Lawyers Weekly Show, host Jerome Doraisamy speaks with Clayton Utz partner Sophy Woodward about why insurance law is so engaging at this point in time, the "soft market" currently being experienced and the opportunities that climate presents for better terms for clients, what's surprised her about the insurance space this past year, and how client expectations have been set higher in 2025. Woodward also discusses how insurance lawyers have to collaborate across practice areas more than ever before, managing team dynamics and wellness at a time of voluminous work and change, the need for creativity in contractual clauses, the ripple effects coming from current developments in the cyber space and natural disaster space, the myriad opportunities on the horizon, and why emerging practitioners should consider insurance law as a vocational pathway. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts (The Lawyers Weekly Show) and by following Lawyers Weekly on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@lawyersweekly.com.au

As you know, beliefs drive human behavior. However, what if certain mistaken beliefs are causing you to make poor decisions? On this episode, we discuss 5 specific beliefs that can sometimes fool retirement savers into making choices that they may live to regret. Glenn is available for in person and online meetings if you'd like to discuss or strategize about your personal situation. Simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com to get on his calendar. As always, please remember to click the “Share” button to share our podcast with friends, family and colleagues.   Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, Charles Schwab & Co. Inc., and Nationwide Advisory Solutions.

The numbers are brutal and they're hitting New Mexico families right now: average health insurance premiums jumping more than 35%, with some silver plans spiking over 50%. We unpack why rates are soaring, how subsidy design can unintentionally reward insurers, and why middle-income families often get hammered despite “help.” From malpractice pressures to physician shortages and thin competition, we connect the policy dots that quietly decide what you pay and what care you actually get.Safety takes center stage next. A new ranking labels New Mexico the most dangerous state for solo travelers, a gut punch to a tourism economy that depends on trust. We talk candidly about violent crime, the day-to-day realities for residents and visitors, and how enforcement, sentencing, and services either reinforce stability or erode it. That tension shows up in Bernalillo County's anti-ICE ordinance debate and in the Albuquerque mayor's race, where a controversial ad drew sharp pushback from police. When politics turns officers into villains or reframes violent-offender removals as fear campaigns, the public loses clarity—and safety.We close with kids and the attention economy. Drawing on Jonathan Haidt's work, we explore how adolescence migrated to smartphones and TikTok, why teen girls and boys are affected differently, and what parents can do right now to restore structure: later phones, device-free nights, shared screen spaces, real jobs, and faith or community anchors. The through-line is simple: policy and design choices matter. Health costs, crime trends, and youth mental health don't fix themselves; they respond to incentives, accountability, and honest leadership.If this resonated, follow the show, share it with a friend, and leave a review. Your feedback helps more New Mexicans find real talk and practical solutions.Website: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D

"This sounds too good to be true, but you've got to believe in those that are looking at it for you and trusting in the people with Pacific Life email addresses that are sending you the documents."  So many stories of financial fraud and mismanagement boil down to statements just like this one. All too often, the folks who are losing large sums of money are hardworking folks working 9-to-5s who don't have a team of professionals looking out for them, and whose finances may never recover.  But, in this case, the quote above is from racecar driver Kyle Busch, a two-time NASCAR Cup Series champion whose net worth is estimated to be around $80 million. Earlier this month, Busch and his wife Samantha sued Pacific Life insurance company for $8.5 million, alleging that Pacific Life misrepresented how a policy worked and lost almost $10.4 million that the Busches thought they were safely investing for retirement.  On today's show, we draw three important lessons from the Busches' lawsuit that could help you steer clear of a similar financial crash. 

Herzlich willkommen zu einer neuen Folge im Rahmen der inscom 2025 – diesmal unter dem Motto „Creating the Future of Insurance“. Gastgeber Sebastian Langrehr hat sich gemeinsam mit Co-Host Alex Bernhardt mit Johanna Carle getroffen, Bereichsleiterin Financial Services bei msg Security Advisors. Im Podcast bekommen wir spannende Einblicke hinter die Kulissen von msg und der traditionsreichen Insurance Conference Munich (inscom), die nun schon seit 20 Jahren die Versicherungsbranche zu Themen wie Technologien, Prozesse und Regulatorik zusammenbringt.Johanna spricht über ihren beeindruckenden Werdegang in der Finanzmarktregulatorik, verrät, wie sie bei msg Unternehmen rund um IT-Governance, Informationssicherheit und Notfallmanagement unterstützt, und erklärt, warum kein Innovationsprojekt heute mehr an regulatorischen Fragen vorbeikommt. Im Gespräch werfen die Hosts auch einen Blick auf die wichtigsten Top-Themen der inscom, darunter KI-Hacking, digitale Identitäten mit der EU-ID-Wallet und die Frage, wie Technologie und Regulatorik in einer zunehmend digitalisierten Versicherungswelt zusammenspielen.Freut euch auf eine inspirierende Episode mit konkreten Insights, aktuellen Branchentrends und persönlichen Anekdoten rund um die Zukunft der Versicherungswelt und praktische Sicherheitsherausforderungen im Zeitalter der Digitalisierung. Viel Spaß beim Zuhören!Schreibt uns gerne eine Nachricht!Dieser Podcast wird von msg unterstützt. Die msg Gruppe ist führender Anbieter im Versicherungsmarkt für moderne Systemlösungen. Von Automation- über KI- und SAP- bis hin zu modernen Kommunikations- und Vertriebslösungen. Die msg bündelt moderne Technologien mit tiefem Branchen Know-How. Folge uns auf unserer LinkedIn Unternehmensseite für weitere spannende Updates.Unsere Website: https://www.insurancemondaypodcast.de/Du möchtest Gast beim Insurance Monday Podcast sein? Schreibe uns unter info@insurancemondaypodcast.de und wir melden uns umgehend bei Dir.Dieser Podcast wird von dean productions produziert.Vielen Dank, dass Du unseren Podcast hörst!

If you want longevity in show business, you need more than talent — you need a financial plan. In today's episode, I sit down with Crystal Taylor Davis, a financial advisor with over 20+ years of experience, to break down what actors really need to know about money, taxes, and insurance in the entertainment industry.Whether you're an actor, singer, dancer, model, or creative, this conversation will help you understand how to protect your income, plan for your future, and build a sustainable career in showbiz.

On this episode of Agency Nation Radio, host Nathan Riedel, Big “I” senior vice president of federal government affairs, is joined by Jeff Beck, senior vice president of government and regulatory affairs at Selective Insurance, and John Barbour, CEO of the Independent Insurance Agents of Georgia. Together, they dive into legal system abuse and its impact on insurers and policyholders. They also unpack the key reforms passed in Georgia earlier this year, how they came about and the insights they offer for other states and the federal government moving forward. “Commercial lines, personal lines, every line is being impacted by the legal system abuse,” Beck says. Agency Nation Radio is where insurance professionals turn on the mic and share unscripted stories about leadership, technology, marketing, success and failure—stories that helped make them the professionals they are today. From Main Street USA to the pages of Independent Agent magazine—we've got the stories you want to hear. For more, catch Agency Nation Radio on your favorite streaming platform or visit iamagazine.com/podcasts.

RaeAnn Tucker from the Henry and Stark County Health Departments joined Wake Up Tri-Counties to discuss Lung Cancer Awareness Month, the Great Smokeout on November 20th, insurance navigators, Covid and flu vaccines, the A1C test special, the food drive blood test special, and food safety. Residents of Henry and Stark Counties are encouraged to join the Great American Smokeout on November 20th, aiming to take that important first step toward quitting smoking. Local health departments are highlighting the significant health benefits of becoming tobacco-free, especially as November marks both Lung Cancer and Diabetes Awareness Months. Area clinics are offering discounted hemoglobin A1C tests for diabetes monitoring and updated COVID-19 and flu vaccinations. As the holidays approach, officials also urge extra food safety precautions to prevent illness at gatherings. For health support, resources, and vaccination information, contact the local health department or First Choice Healthcare clinics.

     Medicare Advantage Minute:                                                                          Major Insurers Scale Back MA and Part D Drug Plans for 2026.      Your Medicare Benefits 2025:                                                                          Social Determinants of Health Risk Assessment Ten year Medicare supplement rate increase history used as a sales tool, from BC/BS of Texas. Smallest increases: 0%. 2025 increase: 14+%. Yikes! New client Sydney's husband Paul came to recognize that he had been misinformed about the many advantages of Medicare + Medicare supplements. The reality is much brighter than he had been led to believe.                                        His only regret: not purchasing High Deductible Plan G when he had the opportunity! Finally, Randy wants to confirm his understanding that when a person has an MA plan snatched away without their consent, the door opens to the wonderful world of Medicare supplements with no medical underwriting!             Medicare Advantage Minute: Major Insurers  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Chantal Marx from FNB Wealth and Investments breaks down Coronation's numbers, boosted by the Sars victory already baked into the base. Ndivhuho Netshitenzhe of STANLIB Asset Management explains how inflation is measured — and why it rarely matches what we feel in our own pockets. PwC's Elle-Sarah Rossato unpacks the fast-evolving shifts reshaping South Africa's tax landscape.

TOP STORIES - Florida's property insurance market is showing signs of stabilization as private companies ease pressure on Citizens Insurance. We also cover the chaotic scene at Fort Lauderdale–Hollywood International Airport after a man claimed he had a bomb in his bag, and police say a Tallahassee man stole an ATM before taking a forklift on a joyride. A Florida lawmaker has introduced a bill to stop the state from selling drivers license information to private companies.See omnystudio.com/listener for privacy information.

Kirsten Bot, national director, actuarial services and financial consulting, HUB International, discusses emerging trends in benefits and how proactive strategies can curb medical and pharmaceutical inflation.

Amazon and Microsoft getting hit on lingering concerns over AI's sky-high valuation. What analysts are flagging about the buildout, and what it all means ahead of Nvidia's earnings report tomorrow. Plus Why one analyst says the weakness in health care stocks is a major buying opportunity, the sports betting drama between Draftkings, Fanduel, and the American Gaming Association, and the next move for nuclear stocks after a rough month for the group.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I went from running a student storage company out of college to owning 63 self-storage facilities, building a global team across five continents, and acquiring a multi-million dollar recruiting business. In this episode, I sat down with Will Smith and Niklas from Acquiring Minds to break down how I structure deals, why offshoring changed everything for my operations, and how I think about building in public, despite the hate that comes with it. We also talk through the tradeoffs of chasing internet fame vs. quietly building real businesses. This one goes deep. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

What if health care didn't need insurance companies at all? In this episode, we sit down with Andy Schoonover, CEO of CrowdHealth, the fast-growing crowdfunding alternative that's already helping over 15,000 members pay their medical bills—without the middleman. Andy breaks down how this community-powered model works, why it's not insurance, and how members pool money to directly support one another while paying doctors fairly and transparently. If you're losing ACA subsidies or just fed up with skyrocketing premiums, this might be the fresh, doable solution you've been waiting for. CrowdHealth offers a refreshing, affordable alternative to traditional insurance especially for healthy individuals and families frustrated by rising ACA costs. Website: www.HeatherThomson.com Social Media: IG: https://www.instagram.com/iamheathert/                     You Tube: https://youtube.com/@iamheathert?si=ZvI9l0bhLfTR-qdo Sponsor: Crowd Health - This open enrollment, take your power back. Join Crowd Health to get started today for $99 for your first three months using code INMYHEART at www.JOINCROWDHEALTH.COM CrowdHealth is not insurance. Opt out. Take your power back. This is how we win!  Learn more about your ad choices. Visit megaphone.fm/adchoices

EPISODE DESCRIPTIONBefore she was raising millions to preserve fertility for cancer patients, Tracy Weiss was filming reenactments in her apartment for the Maury Povich Show using her grandmother's china. Her origin story includes Jerry Springer, cervical cancer, and a full-body allergic reaction to bullshit. Now, she's Executive Director of The Chick Mission, where she weaponizes sarcasm, spreadsheets, and the rage of every woman who's ever been told “you're fine” while actively bleeding out in a one-stall office bathroom.We get into all of it. The diagnosis. The misdiagnosis. The second opinion that saved her life. Why fertility preservation is still a luxury item. Why half of oncologists still don't mention it. And what it takes to turn permission to be pissed into a platform that actually pays for women's futures.This episode is blunt, hilarious, and very Jewish. There's chopped liver, Carrie Bradshaw slander, and more than one “fuck you” to the status quo. You've been warned.RELATED LINKSThe Chick MissionTracy Weiss on LinkedInFertility Preservation Interview (Dr. Aimee Podcast)Tracy's Story in Authority MagazineNBC DFW FeatureStork'd Podcast EpisodeNuDetroit ProfileChick Mission 2024 Gala RecapFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship, email podcast@matthewzachary.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Jake Harding speaks with Ross Wirth, Head of Strategic Tech Ecosystem at CyberCube, about why cyber insurance requires a new playbook for risk assessment. Ross explains how traditional underwriting struggles to keep pace with dynamic security environments, and why real-time data visibility is now essential for identifying concentration risk, single points of failure, and systemic exposures like cloud outages. The conversation explores shifting from static applications to continuous monitoring, balancing AI-driven insights with human judgment, and designing underwriting strategies that prioritise prevention over post-incident repair. Whether you're an underwriter, broker, or cyber risk leader, this episode offers practical guidance on using data intelligently while preserving the relationship-driven core of insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Healthcare Americana, host Christopher Habig talks with Tim Hirsch, COO of ShareWELL Partners, about health sharing as a practical and affordable alternative to traditional health insurance. Tim explains how health shares work, why they often cost much less than insurance premiums, and how combining a health share with a DPC or FreedomDoc membership can help protect families from major medical expenses. They also cover common misconceptions, pre-existing condition rules, and the steps members take if they need surgery or face an unexpected health event.More on Freedom Healthworks & FreedomDoc HealthSubscribe at https://healthcareamericana.com/More on ShareWELLFollow Healthcare Americana: Instagram & LinkedIN

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

Creating a business you love doesn't have to be a fantasy, and in this episode, Libby brings back her best friend and long-time advisor Jen for a real, transparent look at what it takes to reclaim your time, refine your systems, and run a thriving advisory firm with intention.

In today's episode on 19th November 2025, we talk about why BYJU's parent company is finding bidders despite being under insolvency proceedings and mostly defunct.If you want clarity, real-world insights, and simple steps with Insurance you can apply immediately. This free masterclass series by Ditto Insurance will help.

Today's guest is someone who is running a business that is moving so fast that every time he comes back on the show we have an enormous amount to talk about and this time it is no different. Today Jeff Radke CEO of Accelerant is talking to me after a transformational 12 months that has seen his young business continue its heightened growth and IPO on the New York Stock Exchange. At the Voice of Insurance we have been lucky enough to follow Accelerant's story at first hand since Jeff's first appearance four years ago. The proposition is as tantalising as it has always been. Good MGAs need stable capital, strong underwriting insights and ultra-efficient processes, while insurers, reinsurers and other capital providers want access to stable, diversified portfolios of profitable insurance risk on a meaningful scale. Accelerant's job is to connect everything and everyone up and make sure everybody in the chain can make money and be happy. It sounds simple but in a highly-competitive regulated industry this can be anything but simple in practice. As Accelerant's platform grows and becomes the conduit for low single digit billions in premium volume via over 250 member MGAs, it's more mature state is coming into view. The business is evolving to become something far more like a genuine intelligent insurance exchange and underwriting management platform than a mere fronting or hybrid carrier. This conversation is the best and most transparent I have had with Jeff so far. Talking to Jeff, it's easy to see why so much business has flowed in Accelerant's direction. Jeff has had huge tech-enabled trends on his side, but he also has charisma in abundance, but then so do many in our business. It's only when that charisma is combined with the deep knowledge of someone who has sat at almost all points of the insurance and capital value chain in his career that it becomes such a powerful combination. Listen on – this is a very rich conversation that I can highly recommend to anyone interested in what large swathes of insurance market are going to look like over the next decade and beyond LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com

Missoula County is set to significantly update its floodplain map for the first time in 50 years. Hundreds of property owners could soon be added to the flood zone. MTPR's Austin Amestoy visited the flood-prone Orchard Homes neighborhood to learn more.

This year's Iowa Climate Statement warns that extreme weather is already pushing insurance costs higher for homeowners and farmers. We break down what the data means for the state's future.

Insurance isn't usually considered entertaining, but this episode might just change your mind. Jason Moody, VP at Centurion Insurance and a 27-year Marine Corps veteran, brings clarity, energy, and straight talk to a subject senior living operators often avoid.He unpacks the biggest hidden risks providers face, from sublimits and risk retention groups to EPLI and tail coverage, and shares how to approach insurance as a proactive leadership strategy, not just a yearly headache.With real-world stories (yes, including a dog bite claim), actionable tips, and a leadership lens honed by decades in the military, Jason gives listeners the confidence to ask better questions and protect their communities more effectively.Guest Bio:Jason Moody is the Vice President at Centurion Insurance and a 27-year veteran of the United States Marine Corps. With over two decades of experience in the insurance industry and a deep focus on senior living, Jason is known for his energetic, people-first approach to solving real problems for real providers. He specializes in guiding operators through complex risk management decisions — without the jargon — and helping them build safer, more sustainable communitiesTimestamps:01:00 – Why This Insurance Episode Is Different02:30 – Jason's Unexpected Journey into Insurance05:00 – Solving Real Problems for Senior Living Operators07:20 – Making Insurance Engaging and Empowering09:00 – What Operators Don't Know (But Should)16:55 – Real-World Scenario: Coloring Outside the Lines22:00 – Building Culture and Leading Through Pressure24:00 – The Emerging Risk You're Probably Not Covering26:45 – Wrapping Up with Gratitude and Takeaways.

Send us a textGLP-1 Reality Check: Sleep, Weight Loss & The Truth About New MedicationsIn this episode, Daniel Baughn and Michelle Zetoony dive deep into the realities of GLP-1 medications, their approval for sleep apnea, and the intersection of sleep, weight loss, and modern medicine. They discuss insurance hurdles, clinical trial data, who really benefits from these drugs, and the importance of lifestyle changes alongside medication. If you're curious about GLP-1s, sleep health, or the future of weight loss, this episode is for you!⏰ TIMESTAMPS:00:00 – Welcome & Episode Introduction00:12 – What is the “GLP-1 Reality Check”?00:42 – Insurance Barriers & Paperwork Frustrations01:57 – GLP-1 Approval for Sleep Apnea: What's New?03:49 – Who Should Get GLP-1s? Clinical Trial Insights06:15 – The Problem with Off-Label Prescribing08:00 – Insurance, Cost, and Access Issues10:16 – Comparing GLP-1s to Weight Loss Surgery12:00 – The Role of Lifestyle: Diet, Exercise, and More14:00 – GLP-1s for Joint Pain? Off-Label Uses15:45 – Setting Realistic Expectations for Weight Loss17:30 – Muscle Loss, Diet Quality, and Intermittent Fasting20:00 – Weighted Vests, Resistance Training, and Muscle Mass22:00 – The Food Environment & Societal Challenges24:00 – Oral vs. Injectable GLP-1s: Why Only Injections in the US?26:00 – GLP-1 Parties & The Future of Prescribing28:00 – Obesity as a Medical Condition & Final Thoughts30:00 – Outro & How to Connect

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