Podcasts about Insurance

Rebecca Bloom is a former employee benefits and executive compensation attorney who spent more than 25 years helping women navigate cancer, work, insurance, disability coverage, and financial survival. She is the founder and author of When Women Get Sick, a book built from decades inside the legal, workplace, and patient advocacy systems most people only discover after diagnosis.Bloom started in Big Law at Simpson Thacher handling employee benefits and compensation work she originally chose to pay off student loans. Then her mother was diagnosed with breast cancer. Suddenly the language she used in corporate law offices became the language of survival at home. Explanation of benefits forms. Coverage disputes. Second opinions. Disability protections. Medical leave. Bills no one could explain.That collision changed the direction of her life.In this episode, Bloom explains how serious illness quietly turns patients into unpaid administrators managing paperwork, logistics, financial risk, and emotional labor while trying to survive treatment. She breaks down how employer based health insurance shapes nearly every aspect of cancer care in America and why women often carry the invisible burden of protecting everyone else from discomfort while they themselves fall apart.The conversation digs into workplace power, the illusion of the healthcare “safety net,” caregiver exhaustion, and the class divide hiding underneath patient empowerment culture. Bloom explains why educated, insured women with resources still struggle to navigate healthcare bureaucracy and what happens to patients without those advantages.This episode explores cancer care, health insurance, employee benefits, patient advocacy, workplace protections, caregiving, and the structural incentives that force sick people to become project managers of their own survival.RELATED LINKSRebecca BloomWhen Women Get SickBay Area Cancer ConnectionsSimpson Thacher & BartlettFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

When someone is first starting their journey on considering if mold may be a driver to their unique symptoms and increasing diagnoses, one of the most common first questions I hear is: what mold test do I use - and which mold test kit actually works? That's why, in today's episode, I'm breaking down the ONLY 2 mold tests you need to know if you're sick from toxic mold. In today's episode, I'll be breaking down:Why a mold allergy test is not enough and often misses mold illnessMy favorite at-home mold test kit for your bodyMy favorite at-home mold test kit to see if your house may have a mold issueWhat steps to take if one or both of these tests comes up positiveIf you're ready to simplify your mold healing journey and clarify the exact next steps you need to take (without wasting money), then this episode is for you.If you want more mold answers after this episode - go to betterbellytherapies.com/mold to catch up with our previous mold episodes AND be sure to subscribe to this podcast so you get every upcoming episode in our current mold series we're running into September. TIMESTAMPS:00:00 - Two Tests Overview 01:22 - Show Intro and Disclaimer 02:31 - Two Key Mold Questions 03:00 - Why Allergy Tests Miss 04:30 - Mycotoxins Explained 06:55 - Organic Acids Test 08:45 - Reading OAT Results 10:37 - False Negatives and Next 14:12 - Colonization vs Exposure 16:37 - ERMI Home Dust Test 18:32 - If ERMI Is Positive 21:05 - Visible Mold and Insurance 23:30 - Wrap Up and Next Episode EPISODES MENTIONED:223// The 3-Step Mold Treatment Plan WORK WITH US:Option #1)

The days of automatically upgrading your phone or computer every time it slows down are officially over. Clark breaks down why inflation and rising component costs mean tech prices are going "up, up, and away." Tech giants like Apple are raising device prices to protect their profit margins. While Clark has advised against sinking money into old electronics, the math has changed. Clark shares his rule of thumb for deciding when to repair versus replace, why TVs remain the one truly disposable tech item, and how to avoid the "free phone trap" being pushed by the big three wireless carriers. Also, Clark dives into the massive shakeup happening in the insurance industry. State Farm is facing major backlash from its own agents after dropping a hammer on their compensation models—a desperate move to compete in a market where they are losing ground. Hear which company has taken the lead by embracing a hybrid model, and what to expect buying online vs. with an agent.Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 22, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Electronics: Repair Or Replace?: Segment 1 Ask Clark: Segment 2 Buying Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The ‘right to repair' movement has a point, but consumers should read the warranty fine print first — The Conversation Why You Should Avoid These Free Offers From Verizon, AT&T and T-Mobile 5 Vacation Scams To Avoid This Travel Season - Clark Howard How to Shop for Lower Car Insurance - Clark Howard Best and Worst Homeowners Insurance Companies - Clark Howard Homeowners Insurance Archives - Clark Howard  State Farm's AI Plan for Sales Agents Sparks Uproar. ‘A Real Slap in the Face.' Is Accident Forgiveness Worth It? - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

I break down the real way I approach sales, building trust by talking about what can go wrong instead of just selling upside. I share how I went from scrappy, no budget marketing to building businesses that generate serious cash, and why most entrepreneurs move too fast into holding companies without the fundamentals. We get into the three things you actually need to win, cash, network, and operational skill, and how I think about scaling, hiring, and stepping back from the day to day. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Vasanta Pundarika built her career inside healthcare investment banking before launching Lotuspring, an advisory firm focused on women's health and behavioral health. She spent nearly 20 years advising healthcare systems, treatment providers, and growth stage companies on mergers, financing, and operational strategy while watching the industry repeatedly misunderstand the people it claimed to serve.The conversation starts unexpectedly with anthropology, bread, and language. Vasanta explains how she spent years changing the pronunciation of her own name to make other people comfortable before eventually reclaiming it. That thread opens into a much larger discussion about adaptation, identity, and what institutions quietly train people to tolerate.From there, the discussion moves into behavioral health, women delaying care, and the invisible labor that healthcare business models routinely ignore. During COVID, Vasanta noticed men's behavioral health units refilled faster than women's units. The reason had nothing to do with demand. Women were still home managing caregiving responsibilities, children, aging parents, and households while their own mental health collapsed in the background.The episode examines what happens when healthcare companies become “snazzy big brands” before building real clinical substance underneath. Vasanta describes the tension between mission and margin inside healthcare startups, private equity backed care models, and behavioral health expansion. The conversation pushes on who benefits when healthcare scales aggressively, who absorbs the operational pressure, and how patient trust erodes long before executives notice it on a dashboard.They also discuss patient advocacy culture, anthropology as systems analysis, healthcare capitalism, prior authorization, investor language, and why some clinically excellent companies never survive long enough to scale.RELATED LINKSVasanta PundarikaLotuspringWomen's Health HorizonsSakhi for South Asian SurvivorsNACDPrinceton University Anthropology DepartmentFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Habit Based Lifestyle Podcast, host Jesse Ewell breaks down why the biggest breakthroughs in business, health, marriage, and leadership don't come from more information – they come from your daily habits. Takeaways: From chiropractor to hormone expert: Dr. Mark went from traditional chiropractic and 6 neuropathy clinics to a cash-based hormone and peptide practice serving thousands. Insurance battle became the turning point: A 10‑year fight and a potential $4M clawback (which he ultimately won) pushed him to leave insurance and go all‑cash. "Normal" labs are not optimal: He focuses on free testosterone, SHBG, estradiol, and hematocrit, not just "normal" total T ranges. Low T shows up before libido issues: Brain fog, stubborn belly fat, poor gym results, and non‑restorative sleep are early warning signs. Men need estrogen too: Zeroing out estrogen wrecks recovery, sleep, mood, and erections; balance—not elimination—is the goal. Sub‑Q TRT works better for many: Easier injections, good absorption, and fewer estrogen/hematocrit issues than old-school IM shots. Hormones can change mental health trajectories: Optimizing testosterone has helped some men avoid or later taper psych meds (with their MDs). Peptides & NAD are the next layer: Tools like BPC‑157 + TB‑500, Glow/Clo, Mot‑C, and NAD are used for repair, fat utilization, energy, and anti-aging. You can't out-inject a bad lifestyle: Without protein, movement, sleep, hydration, and collagen, meds and peptides only "rent" results. Massive opportunity for chiropractors: Peptides are a projected $300B market, and patients will get them somewhere—quality sourcing (503A/503B) and real education matter. Content builds authority: Books, podcasts, and social media turned Dr. Mark into a recognized expert—and he urges practitioners to "embrace the suck" and start creating. Perfect for entrepreneurs, small business owners, and anyone looking to scale their business through social media. Click the link below and learn how Jesse and his team can help you achieve similar transformative results. To find out more about the VIP weight loss system email me directly or reach out on socila media. Learn more about Jesse though the following links:   VIP WEIGHT LOSS SYSTEM HBL Lifestyle Secrets Group on Facebook Personal Website HBL Website Instagram Email

What if the insurance industry could move at the speed of modern technology?In this episode of Making Risk Flow, Christian Stobbs, we revisit one of our top episodes of 2026 where Juan de Castro sits down with Christian Stobbs, Chief Strategy & Corporate Development Officer at Markel, joins host Juan de Castro to discuss what it takes to build a preeminent specialty insurer in an increasingly technology-driven market. Christian explains why speed, customer obsession, technical expertise, and principled decision-making must work together as a unified competitive advantage. The conversation explores how insurers can localize strategy across international markets, reduce costly operational inefficiencies, and deploy AI to enhance underwriting and claims without losing critical human judgment. Christian also shares why transformational technology initiatives should operate with startup-style urgency, how AI will reshape underwriting roles, and why the insurers that adapt fastest will define the future of specialty insurance. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Insurance billing doesn't have to be one of the biggest headaches in your practice. In this episode, Dr. Glenn Vo sits down with Shreyas Parab, Co-Founder & CEO of DayDream, to discuss how AI and experienced billing specialists are helping dentists improve cash flow, recover more insurance revenue, and take the stress out of revenue cycle management.

DJ DiDonna is a Senior Lecturer at Harvard Business School, where he teaches entrepreneurship. In 2019, he founded The Sabbatical Project to define, explore, and research sabbaticals, and he has since advised organizations ranging from nonprofits to Fortune 50 companies on how to design sabbatical policies. His work on sabbaticals has been featured in outlets including The Atlantic, Time, Fast Company, The Wall Street Journal, CNBC, Fortune, and NPR. Before his work on sabbaticals, DJ co-founded EFL Global, a fintech social enterprise that helped enable more than $2 billion in capital for underbanked businesses and individuals across more than 20 countries. On his own sabbatical, DJ walked 900 miles on pilgrimage in Shikoku, Japan, and ran a poverty research lab at Notre Dame. DJ's is also the author of the book, Big Time Off: The Transformative Power of Sabbaticals and How to Take One In this episode we discuss the following: Sometimes we need to zoom out before we can know whether we should keep going. DJ had his  dream job, but over time, it stopped being fulfilling. So he took a sabbatical. Sabbaticals are different from vacations. On vacation, the work is often still waiting, and part of our brain is still running in the background. But on a true sabbatical, we step far enough away from normal life to see more clearly and focus on what is important, not just what is urgent. Sabbaticals also give us room to experiment with different versions of ourselves. When we're younger, we have socially acceptable ways to do that — school, internships, missions, study abroad, gap years. But as adults, those opportunities become less common, and we often stop experimenting altogether. We get on a track, stay in the lane, and assume the next thing should look a lot like the last thing. The sabbatical helps us break out. I love DJ's phrase that sabbaticals are “regret insurance.” Maybe we can't take a sabbatical tomorrow. But what are we doing five years from now? What would we regret never having done? And what would it look like to start planning now?

This week, we sit down with Vania Nettleford to unpack every real estate investor's worst nightmare: a devastating house fire and the discovery that her insurance policy didn't actually cover what she thought it did. We walk through how Vania bought her first house hack—a two‑family property with a finished attic in Belleville, New Jersey—and turned it into a profitable mix of long‑term rentals and MTR arbitrage, going from paying the mortgage to getting paid to live there. Then we shift into the moment everything changed: the grease fire, the frantic calls, the damage, the claim process, and the emotional and financial toll of carrying a $3,000/month mortgage with no rental income. Together, we break down: The difference between homeowner and landlord insurance Why correct occupancy and coverage type (ACV vs. replacement) matter How to advocate for yourself with your insurance agent What we, as female real estate investors, can do this week to protect our portfolios We also talk about mindset—why Vania didn't quit real estate, how she leveraged relationships to sell the damaged property, and how to stay in the game when things go horribly wrong.       Resources: Book your spot at WIIRE Summer Camp before it fills up Follow Vania on Instagram See what Vania is up to next Get the deets on Steadily Simplify how you manage your rentals with TurboTenant Make sure your name is on the list to secure your spot in The WIIRE Community  Leave us a review on Apple Podcasts Leave us a review on Spotify Join our private Facebook Community Connect with us on Instagram

This is a prime example of why you should buy trip insurance sorry G.

Your team is leaving money on the table, and the Summer Sizzle Sale is ending soon. For 8 years, Weaver Sales Academy has helped 17,000+ insurance professionals sell more and close better. Don't head into Q4 with the same gaps costing you sales.

Gary & Shannon Hour 3 (07/20) - Gary and Shannon cover the day's biggest headlines in #WhatsHappening, including approval of the Paramount–Warner Bros. Discovery merger, the United Kingdom's new prime minister, and Vice President JD Vance welcoming a new baby. In #SwampWatch, they discuss Britain's political shake-up and Hunter Biden's increasingly public profile before diving into the growing trend of insurance companies offering discounts in exchange for tracking how you drive—and whether the savings are worth the privacy tradeoff. They wrap the show by discussing the rise of mental health days in the workplace and whether changing attitudes toward work are a generational shift or something unique to Gen Z.See omnystudio.com/listener for privacy information.

In this episode, Manuel Whitaker shares his innovative approach to insurance and real estate, highlighting market shifts, relationship-building, and leveraging AI for growth. Discover how his strategies can help you navigate today's challenges and seize new opportunities.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Ridiculously Amazing Insurance Agent Podcast, we deliver the ultimate blueprint on insurance agents training for new hires | complete guide. Onboarding can feel overwhelming, but a systematic approach is the secret to getting rookies production-ready without burning out your leadership team. We break down how to stop guessing and start leveraging structured, layered strategies that turn new hires into confident, independent producers in record time.

Today the guys discuss medical bills and are quizzed on their video game knowledge. Support the show: https://www.klbjfm.com/mattandbobfm/See omnystudio.com/listener for privacy information.

In this episode of the Kern County Real Estate Review, Laurie McCarty is joined by Cecile Shanklin, Sales Manager with Ticor Title, to answer a question many homeowners are asking right now: is title lock insurance a scam?With more ads warning homeowners about title fraud, stolen home titles, and property deed theft, it can be hard to know what is real, what is exaggerated, and what protection you actually need. Laurie and Cecile break down what title lock insurance really does, what it does not do, whether it actually prevents fraud, and how it differs from title monitoring and title insurance.They also discuss what homeowners should watch for, what to do if something suspicious is recorded against your property, and why buyers and sellers should understand the title protection they may already have. Cecile also shares what Ticor Title is now providing to clients with each transaction and why purchasing additional title lock protection may not always be necessary.Whether you own a home in Bakersfield, are buying or selling real estate in Kern County, or simply want to protect your property from title fraud and real estate scams, this episode will help you separate fear-based advertising from the facts.Listen now to learn what every homeowner should know about title lock insurance, title fraud, title monitoring, and protecting your home's ownership.

In this episode of Referrals Done Right, Scott sits down with time management coach, keynote speaker, and It's About Time host Anna Dearmon Kornick for a conversation that goes far beyond productivity hacks. Anna shares why overwhelm has become so common and explains that the solution is not doing more. It starts with creating awareness, getting clear on what matters most and making intentional decisions about how you spend your time. Together, they explore why many people chase new tools before identifying the real source of their stress.Throughout the conversation, Anna introduces practical strategies for creating space, protecting boundaries, and eliminating time leaks that quietly steal focus throughout the day. She also shares the personal experiences that shaped her perspective on time, including her work as a congressional scheduler and growing up in a funeral home family. This episode is filled with actionable ideas that will help you stop reacting to your calendar and start building a life with fewer regrets and greater purpose.You Will Learn:• Why awareness is the first step to overcoming overwhelm• How clear priorities make it easier to protect your time and your boundaries• Why transition moments often become your biggest source of lost time• The value of creating a personal board of directors that includes mentors and coaches• How making intentional decisions with your time leads to greater fulfillment and fewer regrets---Anna Dearmon Kornick's Links:Website - https://annadkornick.comBook - https://annadkornick.com/bookLinkedin - https://www.linkedin.com/in/annadearmonkornickInstagram - https://www.instagram.com/annadkornickYouTube - https://www.youtube.com/channel/UCaN48hIUyxrV5hHMlq2aCow---Scott Grates' Links:Referrals Done Right - https://www.referralsdoneright.orgReferrals Done Right FB Group - https://www.facebook.com/groups/296359076662332Scott Grates Website - https://www.scottgrates.comLove Living Local  - https://www.instagram.com/lovelivinglocal315Scott's FB - https://www.facebook.com/scott.grates.1Scott's - https://www.instagram.com/scottgratesTikTok - https://www.tiktok.com/@scott.grates

You've planned your PPO exit. Now it's time to put that plan into action. In the final installment of this three-part series, Jeff covers steps seven through nine, including how to train your team, communicate the change to patients, and confidently drop your remaining PPO plans. Handouts - https://www.mgeonline.com/ep-253-podcast-downloads-form-page/  Free Fees & Plans Analysis - https://www.mgeonline.com/fees-and-plans  The Get Out of Network Blueprint Seminar - https://www.mgeonline.com/out-of-network-blueprint 

In this episode of Critical Thinking, David Morrow, Global Insurance Proposition Leader at Mercer, is joined by Laurent Rousseau, CEO for EMEA and Global Capital Solutions at Guy Carpenter, and Eryn Bacewich, Head of Insurance Solutions within Mercer's insurance investment practice, to discuss the evolving role of alternative capital in the reinsurance market.Together, they consider the development of risk transfer, from the emergence of Bermuda as a reinsurance hub after Hurricane Andrew, to the growth of catastrophe bonds, sidecars and collateralised reinsurance. The conversation also highlights why investors are seeking exposure to insurance risk, how higher interest rates have renewed focus on insurance float, and what the convergence of financial and reinsurance capital could mean for insurers, reinsurers and institutional investors.This content is for institutional investors and for information purposes only. It does not contain investment, financial, legal, tax or any other advice and should not be relied upon for this purpose. The materials are not tailored to your particular personal and/or financial situation. If you require advice based on your specific circumstances, you should contact a professional adviser. Opinions expressed are those of the speakers as of the date of the recording, are subject to change without notice and do not necessarily reflect Mercer's opinions.This does not constitute an offer or a solicitation of an offer to buy or sell securities, commodities and/or any other financial instruments or products or constitute a solicitation on behalf of any of the investment managers, their affiliates. For the avoidance of doubt, this is not formal investment advice to allow any party to transact. Additional advice will be required in advance of entering into any contract. Read our full important notices - click here

Senior Associate Editor Renee Kiriluk-Hill breaks down the latest Best's Rankings of the nation's largest mutual property/casualty and life/health insurers, highlighting State Farm's commanding lead in P/C, New York Life's continued dominance in L/H, and notable shifts among the top writers.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this episode, Wendy Hauser, President of US Wholesale and Specialty at Markel, shares insights into the world of excess and surplus insurance, its regulation, and its significance in the evolving insurance landscape. Discover how E&S fills gaps in coverage, the differences between admitted and non-admitted insurers, and the future of this dynamic market.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

The Hidden Lightness with Jimmy Hinton – The headlines surrounding healthcare can feel overwhelming, especially when retirement appears increasingly expensive and uncertain. Yet hidden beneath the discouraging statistics is an important reminder: Americans have more choices than many realize. Whether it's exploring direct primary care, utilizing cash-pay providers, joining a...

In this episode, Robert explains why true diversification is about managing exposure, not simply owning more stocks, and explains where index funds come into play. He shares what he's watching as the Magnificent 7 enter a pivotal earnings season, why market reactions often matter more than the earnings themselves, and offers a practical framework for deciding when to trim or sell positions. Throughout the episode, he covers disciplined portfolio construction, risk management, and balancing higher-conviction investments with long-term stability.

Buying an airplane can create opportunities and legal exposure that pilots may not see until something goes wrong. Tait Duryea and Ryan Gibson sit down with aviation attorney and pilot Scott Williams to cover LLC structures, dry leases, co-ownership, and the limits of depreciation for passive real estate activity. Scott also explains key insurance terms, including smooth coverage, open pilot warranties, and waivers of subrogation. A practical conversation for pilots who want to protect their aircraft, finances, and future.Scott Williams is the founding principal attorney of the General Aviation Law Firm and a pilot with 38 years of flying experience and roughly 4,000 flight hours. He helps Part 91 aircraft owners buy, sell, structure, and operate aircraft while avoiding unintended legal and regulatory risks. Scott is also a Cirrus SR22 owner and former president of the Cirrus Owners and Pilots Association.Show notes:(0:00) Intro(5:19) Why aircraft belong in LLCs(7:01) Structuring aircraft co-ownership(12:30) Passive real estate tax limits(18:21) Dry leases and operational control(24:08) Named insureds Vs. Named pilots(29:54) LLC setup and aircraft domicile(33:47) Using a trust for ownership(36:34) Insurance as first-line protection(40:52) Smooth Vs. Sublimit coverage(43:39) Passenger waivers and liability(49:34) OutroConnect with Scott Williams:Website: https://www.generalaviationlaw.org/ If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

Today's podcast is a rare encounter with someone looking to revolutionise the insurance industry from its core. We are at one of those generational moments when a big tech question is right at the top of the board agenda in almost every industry sector in the world. That question is AI. Insurance is no different. As AI moves from the experimentation phase to the delivery phase, insurance businesses are going to be faced with a key dilemma – should they try to run AI as a new tech layer on top of their current core IT systems or should they take the plunge and use the opportunity to install a whole new system that has been designed and built with AI at its heart? Will Ross is the co-Founder and CEO of Federato and he is betting that enough companies will choose the latter path. Will is an AI native with post-graduate degrees from Stanford University and has been building Federato over the past six years. He is also a very special type of entrepreneur. He discovered insurance when working on wildfire models, but he saw an even bigger business opportunity across the core of insurance and co-founded Federato while still working on his Stanford studies. Federato has built substantial scale and has raised $180mn to date, with the latest round of $100mn lead by Goldman Sachs. This is clearly a firm that means business and is intent on taking a permanent seat at the Insurance IT table. Will is charismatic and fun to talk to and is probably the best-placed guest I have had on the show to date to really examine what the successful embedding of AI into insurance underwriting will mean for the sector as a whole. Some of what we discussed was highly reassuring, but some of his insights were surprising and challenging to conventional wisdom. Much of the industry is at a crossroads over the AI revolution and the next steps are going to be key. Senior decision-makers looking for guidance on their next move would be well advised to listen to Will set out his clear vision in this enlightening interview. LINKS: For more information visit www.federato.ai

Insurance can make or break a multifamily deal, especially when markets are volatile, lender requirements are tightening, and prior claims can affect pricing for years. In this episode of the Real Estate Investor Podcast, Gary Lipsky sits down with Ryan Thomas, a commercial insurance advisor specializing in multifamily real estate, to discuss what investors need to know before buying, refinancing, or renewing coverage. Ryan explains what has changed in the commercial insurance market, why the property market is softening, and why liability coverage is becoming harder to navigate. He breaks down how Fannie Mae and Freddie Mac requirements are affecting coverage for claims, why some investors may face large retainers, and how lender requirements can create challenges. Ryan shares why working with an experienced broker matters, how underwriter relationships can influence outcomes, and how a master policy can help investors manage coverage across a portfolio. Tune in to learn how to get ahead of insurance issues before they become problems with Ryan Thomas.Key Points From This Episode:Background about Ryan and how he became a commercial insurance advisor.What has changed in the insurance market for acquisitions and refinances.Discover why Arizona remains a more favorable insurance market than other states.Understand how agency requirements are affecting coverage.Uncover what smaller investors need to consider before using agency debt.Explore how prior claims and five-year loss runs can impact insurance pricing.Hear why a strong insurance broker can make a major difference during acquisitions.Find out what investors should review before making an offer.Learn the difference between admitted and non-admitted insurance carriers.Unpack the role of broker commissions, fees, and underwriter relationships.How master policies work and why they can benefit multifamily portfolios.Advice on what investors should look for when choosing an insurance broker.Links Mentioned in Today's Episode:Arcstone Insurance AdvisorsEmail Ryan Thomas Call Ryan ThomasFannie MaeFreddie Mac Asset Management Mastery Facebook Group Invest SmartBreak of Day Capital Break of Day Capital InstagramBreak of Day Capital YouTubeGary Lipsky on LinkedIn

Episode 400 of the Less Insurance Dependence podcast marks eight consecutive years of weekly publishing without a single missed episode. Gary Takacs joins host Ashton Rogers to share what he has learned from coaching over 400 practices through the process of reducing insurance dependence: the FEAR acronym that keeps less than 10% of dentists fee-for-service, the three-criteria stoplight framework for evaluating readiness, a real case study showing a $360,000 net improvement in year one out of network, and why the professional joy of dentistry is directly tied to practicing on the right terms.  Book a complimentary Practice Growth Audit with Ekwa. Most dental practices are losing patients online without knowing it. You walk away with a comprehensive online analysis report tailored to your practice, market, and competition. Claim Your Complimentary Practice Growth Audit If you want to improve how your team presents treatment and communicates value to patients, book a complimentary Practice Breakthrough Session with Gary Takacs, one conversation, and a personalized action plan. One conversation with Gary has helped practices recover thousands of dollars in unscheduled treatment costs. Book Your Complimentary Practice Breakthrough Session

In this episode, the guys sit down with Shea Unti, CEO of Buoy. Insurance can be one of the most confusing and most important parts of running a watersports business. The guys discuss how the marine insurance landscape is evolving and what operators need to know to better protect their businesses. From his journey through yacht management, Boatsetter, and now leading an innovative insurance platform, Shea shares practical insights on risk management, compliance, embedded insurance, and how technology is reshaping coverage for boat rentals and watersports operators. Whether you're looking to lower premiums, better understand your policy, or prepare your business for the future, this conversation is packed with valuable takeaways you can put to work right away.[SPONSORS] - This show is sponsored by Take My Boat Test and WaveRez.Show Links:Website: https://www.watersportpodcast.comFacebook Page: https://www.facebook.com/awgpodcastFacebook Group: https://www.facebook.com/groups/1155418904790489Instagram: https://www.instagram.com/awg_podcast/

Introduction What happens when the lawyer who spent his nights cleaning up coverage disputes decides to build the software himself? Most insurtech is built by engineers learning insurance, and Dan Schuleman came at it the other way. He practiced insurance coverage law, watched a late claim letter turn into a bad-faith fight, and built Qumis so the people reading policies actually understand what the words mean. Guest Bio Dan Schuleman is co-founder and CEO of Qumis, the Chicago company building attorney-trained AI that reads and interprets insurance policies for brokers, underwriters, and claims teams. He spent his early career as an insurance coverage attorney at Am Law 200 firms, advising carriers and policyholders on high-stakes commercial claims, then became an early legal hire and Associate General Counsel at Kin Insurance, now a unicorn. Qumis raised an oversubscribed $4.3 million seed in February 2026, after a $2.2 million pre-seed, and its technology is used by five of the fifteen largest U.S. brokers, including NFP and Brown & Brown. Key Topics -Claims adjusters are practicing law. An adjuster without a law degree still reads a legal contract every day and forms an opinion on how a court would interpret it, which is the overlap Qumis is built around. -The coverage letter that went out late. Dan traces Qumis back to a hotel roof claim that turned into a bad-faith dispute because the letter did not go out in time. -The bench of digital experts. Ask Qumis a question and a lead agent assembles specialist agents that each examine the policy and then synthesize one cited answer, the way a well-resourced firm puts a team on a file. -A 97% lawyer-agreement rate, with citations. Every output traces back to the source text and the reasoning behind it, so an adjuster can agree or disagree instead of trusting a black box. -Where AI stops and a lawyer starts. Dan calls coverage interpretation one of the hardest things to automate, and he does not see humans leaving the process any time soon. -Insurance's spreadsheet moment. He compares the shift to accountants and Excel, where the tabulating goes away and the judgment and creative work expand. -Commodifying routine coverage counsel. Routine coverage questions that get outsourced to outside counsel are the part Dan expects AI to absorb first, changing when and how firms engage lawyers. Notable Quotes "AI isn't going to replace humans, but humans using AI will." "The product is a promise, and then the promise is expressed in a whole bunch of legalese." "I saw it play out in the claims context, where a comma could mean a million bucks." "I have 500 pages of PDF on my desk, and I need to spend the next eight hours figuring out what the issues are and getting the letter out. We can turn that down into half an hour, with likely a more accurate output." Resources Guest: Qumis: https://www.qumis.ai Dan Schuleman on LinkedIn: https://www.linkedin.com/in/danielschuleman/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If this episode was useful, subscribe and leave a review. The Insurtech Leadership Podcast is on YouTube, Podbean, Apple Podcasts, and Spotify.

In this solo episode of Referrals Done Right, Scott shares one simple idea that has the potential to transform the way we build relationships. Stay curious longer. Inspired by a conversation with relationship strategist Stacy Harris, Scott challenges the tendency to judge people too quickly based on a job title or first impression. Instead, he encourages listeners to slow down, ask better questions and discover the opportunities that only reveal themselves through genuine conversation.Throughout the episode, Scott explains why the best referral partners often come from unexpected places and why meaningful relationships cannot be rushed. He shares stories of professionals who first saw each other as competitors but later became valuable referral partners through curiosity and trust. This episode is a reminder that great relationships are not built by collecting contacts. They are built by taking the time to truly know the person sitting across from you.You Will Learn:• Why staying curious creates stronger relationships and better referrals• How first impressions can prevent valuable opportunities from developing• Why the best referral partners are often the ones you least expect• The difference between collecting contacts and becoming a true connector• How asking one more question can lead to lasting relationships and unexpected opportunities---Scott Grates' Links:The Magnetic Niche - https://mailchi.mp/wonderlabstrategy/findyournicheReferrals Done Right - https://www.referralsdoneright.orgReferrals Done Right FB Group - https://www.facebook.com/groups/296359076662332Scott Grates Website - https://www.scottgrates.comLove Living Local  - https://www.instagram.com/lovelivinglocal315Scott's FB - https://www.facebook.com/scott.grates.1Scott's - https://www.instagram.com/scottgratesTikTok - https://www.tiktok.com/@scott.grates

On this episode of the WGU Alumni Podcast, we sit down with WGU alum Thomas Graham II, whose career spans two seemingly different worlds. By day, Thomas is a Senior Clinical Account Director at Elevance Health, helping organizations improve healthcare outcomes. Outside of work, he has developed a passion for magic, using it as a creative way to teach life skills through the 8 True Traits Foundation.Throughout the conversation, Thomas shares how curiosity, communication, resilience, respect, and leadership have shaped both his professional career and his passion for inspiring others. He reflects on the role WGU played in his journey, why lifelong learning continues to matter, and how creating moments of wonder can leave a lasting impact in the workplace, the classroom, and everyday life. It's a fun, insightful conversation about leadership, personal growth, and finding extraordinary lessons in unexpected places.To learn more about the WGU Alumni experience, including events, benefits, and ways to stay connected, visit wgu.edu/alumni.

Episode #625 - RV Insurance Done Right, the New Maintenance Tracker, and Slowing Down on the RoadAre you actually covered for life on the road? Matt Jacobs, RV Product Manager at Progressive Insurance, joins Mike to break down the coverage RVers need, the mistakes people make when buying it, and why insurance is one of the topics that comes up most in our Facebook Group.Also this week: the launch of the RV Maintenance Tracker, a one-time-purchase app for logging every service, tire check, and repair in one synced place. Find it at RVLifestyle.com/maintenance.Then, two listener questions: whether Starlink is worth adding to your setup if you're not working from the road, and how Mike and Jennifer have adjusted their travel pace in their 70s, including the "330 Rule" that changed how they plan travel days.Jennifer is taking the week off to recover from knee replacement surgery.Links mentioned:RV Maintenance Tracker: https://RVLifestyle.com/maintenanceFree daily newsletter: https://RVLifestyle.com/newsletterSend us your questions: https://RVPodcast.com (Contact link)

John talks insurance with Ben Allen Subscribe to our youtube channels https://www.youtube.com/@randywangradio https://www.youtube.com/@accountabilitypodcastSee omnystudio.com/listener for privacy information.

In his senior year at UCLA, Alan L. Green secured an internship as an actuary with Equity Funding, a fast-growing financial conglomerate. Only a short time later, he was invited to play a small part in a fraud that would eventually be exposed as one of the biggest corporate scandals of the 20th century.SponsorsC&R Consulting - https://ohmyfraud.promo/cnr Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CEDownload the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appQuestions? Need help? Email support@earmarkcpe.com.CONNECT WITH CALEBTwitter: https://twitter.com/cnewquistLinkedIn: https://www.linkedin.com/in/calebnewquist/Resources Billion Dollar Bubble (1978) [YouTube]I led 66,000 Lives [Rolling Stone]

Welcome to Show Me The Money Club live show with Sergio and Chris Tuesdays 6pm est/3pm pst.

The year is not over — but it is moving. In part one of the Mid-Year Money Check-In, Shari looked at cash flow, cash reserves, savings, investing, retirement accounts, and whether your money is actually doing what you want it to do. Now in part two, we are looking ahead. Because a lot of financial stress does not come from true surprises. It comes from predictable things that did not have a plan. Taxes. Holiday spending. Travel. Family obligations. Home projects. Insurance premiums. Lifestyle creep. Charitable giving. Year-end decisions. The things you keep saying you will deal with later. In this episode, Shari walks through the second half of your mid-year strategy check-in so you can stop letting predictable expenses, vague goals, and delayed decisions sneak up on you. This is not about budgeting because you are broke. This is about lifestyle planning because your life costs money — and your money deserves direction. You'll learn: Why tax planning should not wait until next spring What to review before year-end if your income, bonus, business revenue, or investments changed How to plan for upcoming expenses before they become stressful Why predictable expenses feel chaotic when you keep pretending they are surprises How lifestyle creep shows up when your defaults quietly get more expensive Why being able to afford something does not automatically mean it is the best use of your money How to revisit your January goals without shame Why a goal that no longer fits your life is not a moral obligation How to choose one to three financial priorities for the rest of the year The goal is not to fix everything in one sitting. The goal is to create visibility, make one or two stronger decisions, and stop letting the lack of a decision become the decision. Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brad Power spent years advising major corporations on systems design, process engineering, and decision making before lymphoma shoved him into the patient side of American healthcare. Instead of accepting the experience at face value, he started reverse engineering the machinery around cancer itself. Brad is the founder of Cancer Patient Lab and Open Cancer AI, two projects built around a blunt reality most patients discover too late: the healthcare system rewards people who know how to navigate it. Everyone else risks getting steamrolled by information asymmetry, insurance barriers, administrative friction, and institutional incentives designed around efficiency instead of human survival.The conversation starts with Harvard Business Review and Tumblr blogs before moving directly into the darker architecture underneath modern cancer care. Power explains how hospitals optimize for throughput, how insurance companies reward operational consistency over personalized medicine, and why many patients quietly end up needing a crash course in oncology, reimbursement policy, and behavioral psychology while fighting for their lives.The discussion digs into CAR-T therapy, functional testing, AI assisted decision support, and the growing collision between personalized medicine and standardized care pathways. Power argues that engaged patients often get better outcomes because they learn how to push for off guideline treatments, contest denials, and ask smarter questions. The counterpoint lands hard: patients should never have needed to become experts in the first place.The episode also explores the cultural consequences of AI entering cancer care. OpenAI advertising, data privacy, trust erosion, pharmaceutical influence, and “agentic AI” all collide inside a healthcare economy already drowning in distrust. Power sees artificial intelligence as a force multiplier for patient literacy and access. The larger system still decides who gets approved, who gets delayed, and who gets left behind.By the end, the conversation lands exactly where modern healthcare keeps forcing people to land: survival increasingly depends on learning how the machine works before the machine works on you.RELATED LINKSBrad PowerCancer Patient LabOpen Cancer AIHarvard Business ReviewResearch to the PeopleCAR T Cell TherapyFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Geospatial intelligence is changing the way insurers assess risk, but better decisions start with better data. In this episode of Making Risk Flow, Jake Harding is joined by Mark Varley, CEO of Addresscloud, and Simon de la Hoyde, Sales Director, to discuss how building-level data, real-time accumulation visibility, and high-quality address intelligence help underwriters quote faster, select risks with greater confidence, and write more profitable business. They also explore why insurers should focus on data quality before AI, how specialized data platforms outperform in-house solutions, and how responsible AI can enhance underwriting without compromising accuracy, transparency, or governance. Mark Varley is CEO of Addresscloud, a geospatial intelligence platform serving the insurance industry. With 25 years of experience in insurance and 15+ years specializing in geographic risk assessment, Mark brings deep practitioner insights from his tenure at RSA and Accenture.Simon de la Hoyde is Sales Director at Addresscloud, bringing 17 years of insurance market expertise and a foundational background in geography and GIS applications. With experience across mobile telecommunications, retail site selection, and property insurance underwriting and pricing, de la Hoyde combines technical geospatial knowledge with deep commercial insurance acumen.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Colorado continues to have some of the highest homeowners insurance in the country. Today, business reporter Tamara Chuang talks about why that is, the sharp increases in the past five years and how homeowners are coping. https://coloradosun.com/2026/07/10/wildfires-insurance-homeowners-regulations/ See omnystudio.com/listener for privacy information.

This week, Jason is joined by UnitedHealthcare California CEO Steve Cain for a conversation about the $5.5 trillion healthcare industry, why healthcare costs have climbed to nearly $17,000 per person, the misconceptions surrounding health insurance, the future of AI in healthcare, and what it takes to lead at the highest level of corporate America. Steve breaks down where your health insurance premium actually goes, the role employers play in choosing benefit packages, and why rising hospital, provider, and pharmaceutical costs have created major challenges across the healthcare system. He also explains why greater transparency and better alignment across the industry could help lower costs and improve the member experience. Jason and Steve also dive into leadership, making decisions under pressure, and Steve's journey from sales to the CEO level. Plus, Steve reveals UnitedHealthcare's plans to invest more than $1.5 billion into AI and how technology could reshape the future of healthcare. From breaking down where your health insurance premium actually goes to revealing UnitedHealthcare's $1.5 billion AI investment, Steve reveals what it really takes to navigate one of America's most complex industries, lead under pressure, and rethink the future of healthcare. Steve reveals all this and so much more in another episode you can't afford to miss! Subscribe to the Trading Secrets podcast! Host: Jason Tartick
 Audio: John Gurney
 Video: Marc Colcer
 Guest: Steve Cain Learn more about your ad choices. Visit podcastchoices.com/adchoices

Caroline White has been a professional photographer for 21 years — starting as an actress shooting headshots on the side before a burglary wiped out her equipment and pushed her into photography full-time. Since 2011 she's averaged six figures a year shooting personal branding for women entrepreneurs and coaches, and more recently has pivoted into a passion project: underwater portrait photography.In this episode, Caroline and Nikki dig into pricing high-touch branding packages (from $2,500 simple sessions to a $20,000 two-and-a-half-day shoot), the "asshole insurance" strategy that protects her boundaries while letting her overdeliver for great clients, how AI is affecting (and not affecting) the personal branding photo market, and her transition from packages to in-person sales for underwater work — including handmade, rhinestone-embellished prints. Caroline also opens up about the near-drowning experiences that shaped her fearlessness in the water and her ability to help nervous clients feel safe underwater.Topics covered:Building a 6-figure business without weddings or paid adsHow marketing lag works — and what happens when you stopAdd-ons that increase average sale (rush orders, retouching tiers, split-day shoots)"Asshole insurance": overdelivering for good clients, holding boundaries with difficult onesAI's real impact on personal branding photographyUnderwater photography: gear, safety, and working with non-swimmersTransitioning from packages to in-person sales (IPS)Handmade art pieces: painting on prints, Swarovski crystals, double exposuresIf you're building a photography business, want to grow your portrait photography income, or are curious about how to make money from photography online, this conversation is packed with actionable advice.

Michael is the founder and CEO of Zeyger (ZAY-GUR) Insurance Services, LLC, a one-stop shop boutique business insurance agency based in California with licenses in several states. He has helped thousands of businesses review their insurance position and obtain the proper coverage. Michael takes the guesswork out of insurance and, with his team, helps business owners make sure they have the right amount of coverage for the right price. Connect with Michael Senderovich:Website: https://linktr.ee/miketheinsuranceguy Email: michael@zeygerinsurance.com TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152

In this episode of the Beautifully Broken Podcast, Freddie Kimmel talks with Jon Hacker, co-founder of Zenbud, about the broken incentive structures inside MedTech and academia — from the unnecessary gatekeeping around credentials and funding, to an insurance system that rewards defensibility over efficacy. Jon shares his personal path from an eleven-year-old fascinated by the nervous system to building a company focused on non-invasive, science-backed nervous system technology, and the two explore what it really means to "meet people where they are" instead of demanding a total lifestyle overhaul. The conversation then turns to Zenbud itself: how the device uses ultrasound (not electrical stimulation) to support the vagus nerve, the history and research behind vagus nerve stimulation, early tolerability and reaction-time data, and why Jon is skeptical of HRV as a standalone metric. They close out with a candid look at frictionless, daily-life-compatible wellness tech, Zenbud's 90-day guarantee, and where the product is headed next — including future plans for real-time brain activity feedback. Episode Highlights 00:01 Welcome to the Beautifully Broken Podcast and introduction of Jon Hacker 01:55 What drew Jon into health, wellness, and integrative technology 03:29 Why Jon believes MedTech is broken 06:14 Barriers to innovation in MedTech and academia 09:20 Insurance, reimbursement, and misaligned incentives 12:04 Freddie's perspective on the longevity and health optimization space 14:18 Meeting people where they are and building for real life 20:12 Introduction to Zenbud 23:36 How Zenbud works and why it uses ultrasound 27:00 The history of vagus nerve stimulation 32:58 Early results, tolerability, and reaction time data 36:07 Why HRV is a limited metric 39:50 Passive, frictionless use in daily life 42:43 The 90-day guarantee 49:52 Future vision for Zenbud 52:45 Where to find Zenbud and closing thoughts Get Zenbud: https://zenbud.health/beautifullybroken Use code BEAUTIFULLYBROKEN  Upgrade Your Health LightPathLED: https://lightpathled.pxf.io/c/3438432/2059835/25794 Code: beautifullybroken Silver Biotics Wound Healing Gel: https://bit.ly/3JnxyDD 30% off with Code: BEAUTIFULLYBROKEN MaxGen Labs: https://maxgenlabs.com/BEAUTIFULLYBROKEN CONNECT WITH FREDDIEWork with Me: https://www.beautifullybroken.world/biological-blueprintWebsite and Store: (http://www.beautifullybroken.world) Instagram: (https://www.instagram.com/freddie.kimmelYouTube: https://www.youtube.com/@beautifullybrokenworld Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Summer is the time to train, so Q3 and Q4 aren't a scramble. Your team is leaving money on the table. Let's fix that. For 8 years, Weaver Sales Academy has helped 17,000+ insurance professionals sell more and close better. Ready to level up your team?

In this episode, I break down the reality behind private jets and why the people who own them aren't who you think. It's not tech founders or venture backed startups. It's operators running simple, "boring" businesses like HVAC, storage, and local services. I share how those businesses create real wealth, and how that wealth translates into true freedom like being with family when it matters and turning full day trips into a few productive hours. I also walk through exactly what it costs to own a jet, how I structured the deal, and how the management works behind the scenes. And I get into my own journey of learning to fly, what changed my perspective, and why I ultimately decided to focus on building instead of being in the cockpit. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Ryan Pineda and Brian Davila sit down with insurance agency owner Sean Valley to break down how he used seller financing to acquire and scale six insurance agencies generating nearly $5 million in annual revenue and managing over $40 million in premiums, while sharing lessons on leadership, recurring revenue, and long-term wealth building.⁣⁣Connect with Sean - https://www.instagram.com/seanmvalley/⁣⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters: ⁣00:00 - Leaving Corporate to Buy Agencies⁣02:56 - Seller Financing Strategy and Deal Numbers⁣11:06 - Scaling, Cash Flow, and Growth Plans⁣18:12 - Business Growth, Marketing & Acquisitions⁣30:02 - Termination Payments & Valuations⁣33:03 - Starting a Men's Mentorship Group ️⁣36:53 - Faith, Vulnerability, and Serving Others ️⁣45:03 - Pastor vulnerability & relatability⁣45:34 - Faith, family, fitness, finance⁣51:14 - Risk and quitting a stable job to pursue ventures⁣1:00:05 - House flipping sparks business growth⁣1:01:01 - Diversifying with Airbnbs & restaurants ️⁣1:04:36 - Insurance industry risks, Florida market & contact info