Podcasts about Insurance

This final Best Of She Slays 2025 episode tackles one of the most important—and most avoided—topics for practice owners and entrepreneurs: money. Not just how to make it, but how to think about it, protect it, and use it as a tool for long-term freedom. Because financial independence isn't built by accident or by blindly following the traditional path—it's built through intentional decisions, better systems, and the willingness to question what you've been taught about wealth.In this episode, you'll hear curated segments that challenge conventional retirement planning, explore how money dynamics show up inside relationships, break down how smarter systems create real profit, confront the hard math behind insurance-based models, and introduce digital assets as a long-term wealth strategy. Together, these conversations offer a grounded, practical look at what it really takes to build wealth as a healthcare provider or business owner—so money stops being a source of stress and starts becoming a vehicle for choice, stability, and freedom.Join the FREE Rich Doc Rising mastermind, register here!Want to listen to the full version of one of the featured episodes? Find them all below:Episode 314 — Mastering Money: The Real Path to Wealth and Financial Independence (feat. Garrett Gunderson)Listen on Spotify | Apple Episode 315 — Growth vs. Security: Finding Financial Peace in a Marriage of OppositesListen on Spotify | Apple Episode 325 — Rewiring Your Business for Profit and Freedom with Smarter Systems (feat. Dr. Elise Rigney)Listen on Spotify | Apple Episode 330 — Insurance or Independence? How Practice Owners Can Thrive Out of NetworkListen on Spotify | Apple Episode 331 — Crypto 101: Building Wealth Through Bitcoin and Digital Assets (feat. Dr. Hans Boateng)Listen on Spotify | Apple Resources:Join the waitlist for

The wisdom of God will protect you from the worst kind of disasters in life.Reading Plan: Worship - Psalm 7:1-5Wisdom - Proverbs 1:31-33Witness - Genesis 24-26Visit https://www.revivalfromthebible.com/ for more information.

In this episode, we're joined by Jason Levine for a candid conversation about building, growing, and sustaining an insurance agency in an ever-changing market. Jason shares how his path into insurance wasn't planned, from early ambitions in aviation to stepping into the family business and discovering the strategic depth of the industry. With experience in enterprise-level agency planning, human resources, and VIP account management, he brings a risk-aware mindset shaped by years of evaluating financial exposure and maximizing outcomes for clients and businesses alike.Jason dives into the realities of agency growth, including the shift from captive to independent, the importance of understanding underwriting and carrier operations, and why serving existing clients well often drives stronger, more sustainable growth than constantly chasing new leads. He also speaks openly about hiring challenges, market volatility, and the importance of staying adaptable, building the right team, and leading with clarity in uncertain times. This episode offers practical insight, real talk, and perspective for anyone navigating leadership and growth in today's insurance landscape.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

???? Physical therapy clinics don't need another EMR — they need a new business model. In this episode, TONY, DAVE and JIMMY unpack the “PT Lite” model, how insurance can be your Costco hot dog, and why premium upsells aren't dirty — they're how you grow.???? Whether you're a clinic owner, staff PT, or rehab entrepreneur, this conversation shows you how to repackage your value, attract better-fit clients, and build something scalable.⏱️ CHAPTERS / TIMESTAMPS:00:00 - Intro02:13 - How "PT Lite" unlocks new patients09:22 - The barrier to short visits: PT psychology13:40 - Using ChatGPT as a triage funnel17:55 - Smart marketing with AI tools21:45 - Insurance as a loss-leader: like Costco's hot dog25:30 - Upselling ethically in physical therapy28:20 - The Gold's Gym clinic model33:40 - Pricing mindset: why PTs undercharge39:00 - The gym-to-premium pipeline strategy

RV insurance - what do you need to know, what are some ways to save money and what kind of coverages are available that you might not know about? What about your pets? Is there coverage for RV roofs, for rodent infestations and what about theft and collision? Melissa Geric from Progressive has some great tips, information and surprises. You will definitely want to share this important podcast episode.  You can find this week's podcast at our home on the web or wherever you enjoy getting podcasts: https://www.stresslesscamping.com/podcast/0341

In this episode of the Insurance Town Podcast, I sit down with Clint Houke for a wide ranging, high trust conversation to kick off the new year the right way. This is one of those talks that feels like two industry vets standing at the whiteboard, talking honestly about what is working, what is changing, and where the real opportunities are.Clint and I dig into the trends he is seeing across the insurance landscape, especially around MGAs and why they continue to play such a critical role in today's market. We talk about speed, specialization, and why MGAs are not just filling gaps, but actively shaping the future of distribution.From there,  how agencies, MGAs, and carriers can think about AI as a tool to enhance relationships, not replace them. The conversation then turns to Clint's newest chapter and his work with FAIR. We talk about what FAIR is building, why it matters, and how it is creating real opportunity in the insurance space. This is not just another product. It is a business model that opens up meaningful new revenue streams while staying aligned with transparency and customer experience.What stood out most in this conversation is Clint's perspective on timing. The industry is changing fast, but the fundamentals still matter. Relationships. Trust. Doing right by the client. FAIR feels like one of those companies that understands both sides of that equation.If you are an agency owner, producer, MGA leader, or anyone looking to add smart, sustainable growth to your business, this episode is worth your time.Pull up a chair, grab a cup of coffee, and join us in Insurance Town for a conversation about trends, technology, and finding opportunity in a changing market.Welcome back to town.Sponsors:Smart Choice- the Fastest growing agency Network hands downMAV- Ditch the Call center and Hire Mav the AI solution to engaging your clients Canopy Connect - The One Click Solution to getting dec pages you need to quote your clients. 

with Brad Friedman & Desi Doyen

In this episode of the Less Insurance Dependence Podcast, host Lester De Alwis talks with Callie Ward, a trusted dental practice operations expert. Together, they explore what it really takes to prepare your team for success when moving away from PPO plans. Callie shares smart, simple steps dental teams can take to feel confident, communicate clearly, and keep patients' trust during big insurance changes. If you've ever felt unsure about how to handle insurance transitions, this episode is full of tips to help you lead your team with clarity and care. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/   If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://thrivingdentist.com/csm  

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

In this episode of Insurance Shoptalk, host Eric Stein sits down with Walter Sabrin of Venture Employer Services for a wide-ranging conversation on the realities of hiring, recruiting, and retaining talent in today's insurance agency environment. Drawing on decades of experience, Walter breaks down why agencies should always be recruiting, how internal referral programs and small-scale job fairs can deliver outsized results, and why traditional job boards often fail to reach the best candidates. The discussion also explores proactive headhunting, building a recruiting pipeline for future needs, leveraging nearshore and remote talent to reduce costs while increasing productivity, and the importance of communication, training, and career progression in improving retention. Together, Eric and Walter share practical, real-world insights that agency owners can use to strengthen their teams, adapt to a changing workforce, and build a sustainable hiring strategy for the future.

Landlord insurance premiums are rising fast in many markets across the U.S., and if you're not careful, this expense could be a dealbreaker on your next rental property. Fortunately, we know an expert on this topic, and in this episode, he'll help you navigate these challenges so you buy the right policy without sacrificing your cash flow! Welcome back to the Real Estate Rookie podcast! Today, we're joined by Darren Nix, CEO of Steadily, to discuss all things rental property insurance. Why are premiums skyrocketing in the first place, and more importantly, is there anything you can do about it? As you're about to find out, yes! Darren shares all kinds of tips and strategies you can use to keep costs under control, all while getting the coverage you need. Stay tuned as he shows you how to estimate insurance costs when analyzing deals, which types of coverages you need for your property (and which are optional), and how to choose a real estate market that has reasonable premiums. Whether you're insuring your first or fifth property, these tips could help you save thousands on landlord insurance, and better yet, give you peace of mind that you're covered in a worst-case scenario! In This Episode We Cover Tips, tricks, and strategies that will help minimize your insurance costs The number one issue currently driving up landlord insurance premiums How to accurately estimate insurance when analyzing rental properties The types of rental properties that (usually) have the lowest insurance costs How to pick a real estate market with more affordable insurance When to pair your landlord policy with an umbrella policy for additional coverage Which real estate markets are most likely to become “uninsurable” And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-663 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Residents are still fighting with their Insurance companies, A report shows where the Fire Aid money actually went, and Karen Bass fails to deliver on eliminating permitting fees for rebuildsSee omnystudio.com/listener for privacy information.

Securities Law: Did Meta commit securities fraud by downplaying the effect that Apple's privacy changes would have on its business model? - Argued: Tue, 06 Jan 2026 8:43:19 EDT

Today, Jonathan Aguilera who we're calling the “Robinhood of life insurance”—pulls back the curtain on how certain life insurance policies, especially Indexed Universal Life (IUL), are often misunderstood, aggressively sold— or even predatory. Jonathan has gone viral for helping policyholders get refunds on problematic policies, and today, you get to be a fly on the wall during a live call with a policyholder and the insurer, as Nicole and Jonathan work to help this policyholder get back $100K.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Under Health Secretary RFK Jr's guidance, the CDC has made changes to recommendations for the childhood vaccine schedule. Jessica Malaty Rivera, infectious disease epidemiologist and member of the group Defend Public Health, explains what the changes are and why they are such a big deal for public health.

Trevor Maxwell lived the archetype of masculinity in rural Maine. Big, strong, splitting wood, raising kids, and carrying the load. Then cancer ripped that script apart. In 2018 he was bedridden, emasculated, ashamed, and convinced his family would be better off without him. His wife refused to let him disappear. That moment forced Trevor to face his depression, get help, and rebuild himself. Out of that came Man Up To Cancer, now the largest community for men with cancer, a place where men stop pretending they are bulletproof and start being honest with each other.Eric Charsky joins the conversation. A veteran with five cancers, forty-nine surgeries, and the scars to prove it, Eric lays out what happens when the military's invincible mindset collides with mortality. Together, we talk masculinity, vulnerability, sex, shame, and survival. This episode is blunt, raw, and overdue.RELATED LINKSMan Up To CancerTrevor Maxwell on LinkedInDempsey CenterEric Charsky on LinkedInStupid Cancer FEEDBACKLike this episode? Rate and review Walk It Off on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Outsourcing my insurance billing and A/R has been one of the best decisions I have made for my practice. I recently started using a new company called Pedo Billing to help me with this. They have helped me collect thousands of dollars in outstanding claims (including Medicaid claims) that we have been fighting for months to get paid. Pedo Billing only works with pediatric dentists, so I invited their lead sales associate Nathan Petke to come on the podcast to tell me more about their company. Some things we discuss:- Why they only work with pediatric dentists- How they are able to charge 2.5% when the industry standard is 3-3.5%- Why the old way of submitting claims with paper checks and EOBs is quickly becoming outdated- How often problem claims should be followed-up on- The benefits of having a team of experienced billers working on your insurance claims- How outsourcing frees up time for your staff to focus on scheduling and better patient careYou can learn more about Pedo Billing at www.pedobilling.com

Guest:  Trey Mauck, founder and CEO of Integrated Insurance Solutions, one of the top one hundred insurance agencies in the United States. Overview: The BIGGEST danger to a company's enterprise value isn't bad strategy. It's unmanaged risk hiding in plain sight. CEOs who view insurance as a "Nice to Have" need to look beyond the line item and start integrating risk management into their long-term growth plans. On today's show, Trey Mauck discusses how strategic risk management protects valuation, reduces disruption, and can become a competitive advantage on the way to Making BIG Happen.

Hiring doesn't have to feel risky, chaotic, or overwhelming—but for many advisors, it does. In this episode, Libby breaks down why hiring the wrong way is one of the biggest drivers of stress, frustration, and team dysfunction in advisory firms. Whether you're actively hiring or just thinking ahead, this conversation will help you step into your role as CEO, clarify what your business truly needs, and design a team structure that actually supports growth instead of creating more work. In this episode, you'll learn:Why hiring a person before defining the role often leads to burnout, confusion, and poor performanceHow to use a simple org chart exercise to identify role gaps, overlaps, and misaligned responsibilitiesThe difference between stewarding people and stewarding results—and how great leaders balance bothWhy more help isn't always the answer, and when clarity and systems matter more than another hireHow defining roles creates better onboarding, stronger accountability, and clearer growth paths for your teamHiring well starts long before interviews and job descriptions. When you design roles intentionally and align them with your vision, hiring becomes less stressful and far more effective. This episode will help you slow down, think like a CEO, and build a team that makes your business feel easier to run—not harder.Learn more about Claire's hiring process HERE!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Season 7 premiere: McKinsey Senior Partner and co-author of “The Future of AI in the Insurance Industry” shares insights on what it really takes to maximize the return on carrier investments in AI.

Like the show? Show your support by using our sponsors. Promotive can help you find your dream job. Touch HERE to see open jobs. Need to update your shop systems and software? Try Tekmetric HERERegister NOW for Tekmetric's Tektonic Conference coming up HEREIn this episode, Jeff Compton sits down with Bob Leonard from Mobility Works to delve into the specialized world of vehicle modifications for people with physical disabilities. Bob shares insights into the unique regulatory landscape and technical requirements affecting mobility vehicle conversions, including the importance of following strict certification rules and working closely with certified evaluators. The conversation highlights the technician shortage in the mobility industry, the blend of mechanical and electrical skills required, and the impactful difference these vehicles make in the lives of customers.Timestamps: 00:00 Introduction to The Jaded Mechanic 00:40 Live at ASTA 2025: Meet Bob Leonard from Mobility Works 01:59 What is Mobility Works? The Mission and Services Explained 03:13 Types of Modifications: Minivans, Hand Controls, and High-Tech Installs 05:58 Certification and Audit Processes in Mobility Vehicle Service 08:46 Repairing or Correcting Others' Work: Challenges in Mobility Vehicle Service 11:22 Prescriptions, Regulations & Working with Certified Evaluators 14:19 How Modifications Affect Standard Vehicle Repairs 16:35 Diagnosing Issues When Factory Systems and Modified Controls Meet 19:06 Adapting to EVs and Hybrids in the Mobility Industry 22:04 The Human Side: Fittings, Customer Stories & Building Trust 25:48 Technician Shortages & The Specialized Skills Required 29:08 Training, Following Procedures, and the Role of Inspections 32:38 Troubleshooting Wiring, Diagnostics, and Common Mistakes 36:58 Customer Impact: Independence, Freedom, and Lasting Relationships 41:12 Insurance, Rentals, and the Cost of Mobility Vehicle Ownership 45:42 Body Shop Challenges: Repairs, Estimating, and Crash-Tested Parts 51:02 Advice for Technicians: Approach, Caution, and Knowing When to Call Experts 54:59 The Growing Mobility Market & Emerging Trends 57:01 Life-Changing Mobility Solutions: Why This Work Matters 01:02:57 Wrap-Up: Spreading Awareness & Educating Technicians Follow/Subscribe to the show on social media! TikTok - https://www.tiktok.com/@jeffcompton7YouTube - https://www.youtube.com/@TheJadedMechanicFacebook - https://www.facebook.com/profile.php?id=100091347564232

The 80/20 rule isn't new in business, but most agency owners are still drowning in the wrong 80%.  We discuss how the Pareto Principle shows up in agency life: service overload, monoline accounts, paper chaos, and clients that consume time without moving revenue.  If your team feels stretched, your service load feels heavy, or your agency isn't scaling the way it should, this episode will help you cut through the noise and refocus on the 20% that truly matters. Learn more at IntegraPartnerNetwork.com.

Episode Info With nearly 15 years of insurance industry experience, Joe Ziolkowski has navigated both US and non-US regulatory environments in the establishment of Property & Casualty and Life insurance company infrastructure. In 2019, Joe founded Relm Insurance, Ltd. the first insurer licensed under the Bermuda Monetary Authority's new "innovation" framework. Under his leadership, Relm has become the leading insurer to companies operating in the digital asset/Web3 space and has provided insurance to companies in more than 35 countries around the world. Relm has pioneered the development of innovative insurance products including coverage for staking/slashing events, property exposures for Bitcoin miners, directors and officers liability insurance for token issuers and smart contract failure. In 2024, Joseph spearheaded Relm's expansion into the MENA region through a strategic partnership with Liva Group, enabling the launch of tailored insurance products for businesses in the Web3, AI, and space economy sectors across the UAE, Bahrain, Oman, Saudi Arabia, and beyond. Relm now operates through its Dubai-based affiliate with a Category 4 license from the Dubai Financial Services Authority (DFSA), and approval by the Central Bank, marking a pivotal step in the company's global growth strategy. This move reinforces Relm's position as a go-to insurer for emerging industries underserved by traditional insurance markets. Joseph holds a BS in Management & Business from Skidmore College and carries the CPCU (Chartered Property Casualty Underwriter) and Associate in Underwriting Management designations from The Institutes. Episode Overview: Foundation and Vision of Relm Insurance: Relm Insurance was founded to address the gap in the insurance industry for innovative sectors. Joe emphasizes the company's vision of making innovation resilient. Challenges in the Insurance Industry: The episode discusses the slow pace of innovation in the traditional insurance market and the need for companies like Relm to support emerging sectors. Joe highlights the challenges of underwriting for new and innovative sectors, which require a unique approach. Relm's Approach and Strategy: Relm's strategy involves deep engagement with clients to understand their needs and tailor insurance products accordingly. The company uses its differentiated risk appetite to support sectors like digital assets and advanced technologies. Cultural Insights: Joe discusses the importance of a learning culture at Relm, where employees are encouraged to continuously learn and adapt. Industry Evolution: The conversation touches on the need for the insurance industry to evolve and respond to new economic challenges and innovations. Conclusion: Joe expresses hope that Relm's efforts will push the insurance industry to better respond to innovation, ensuring that insurance remains a key enabler of progress. The episode concludes with Joe's optimistic outlook on the future of the insurance industry and the role of companies like Relm in leading the charge. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

In this episode of Elevating Drone Life, host Rob Burdick sits down with Teej Ragsdale, the visionary co-founder and CEO of RAAD, an innovative aerial intelligence network. Teej's journey from finance and crypto to renewable energy has uniquely positioned him to tackle the challenges in the drone services market. Together, we explore the significant frictions faced by drone pilots and how RAAD is revolutionizing the industry by prioritizing fair compensation, quality control, and trust-building with pilots. Discover how RAAD is preparing for the future of drone services, including adapting to regulatory changes and embracing new technologies. Teej shares his insights on the exciting opportunities ahead for pilots and the industry, emphasizing the importance of seamless client and pilot experiences. Tune in to learn about RAAD's unique approach to pilot engagement, the importance of quality control, and the future of drone operations. Want to Make Money Flying Drones? DroneU gives you the blueprint to start and grow a real drone business: FAA Part 107 prep 40+ courses on flight skills, real estate, mapping, and business Pricing guides, client acquisition, and weekly coaching Supportive community of top-tier drone pros Start here https://www.thedroneu.com Know someone ready to take the leap? Share this episode with them !! Stuck between a safe job and chasing your drone dream? Download our FREE Drone Pilot Starter Kit   Includes: FAA checklist, pricing template, and plug-and-play proposal to help you land your first client with confidence.  https://learn.thedroneu.com/bundles/drone-pilot-starter-kit  Timestamps [00:00] Introduction to RAAD and Teej Ragsdale [02:57] The Journey to Founding RAAD [05:52] Understanding the Drone Services Market [09:02] RAAD's Unique Approach to Pilot Engagement [12:00] Building Trust with Pilots and Clients [14:58] The Importance of Quality Control [18:07] Pilot Onboarding and Reputation Management [21:02] The Future of RAAD and Pilot Opportunities [27:59] Client Expectations and Data Delivery [30:55] Pilot Quality and Feedback Mechanisms [32:46] Upskilling and Training for Pilots [35:27] Pilot Requirements and Insurance [37:55] Compensation Models for Pilots [39:48] Market Demand and Sector Insights [40:42] Emerging Technologies and Future Opportunities [42:50] Creative Opportunities in Drone Operations [45:44] Processing Data and Quality Control [49:38] The Joy of Drone Flying [51:01] Client Success Stories and Operational Excellence [54:20] Adapting to Market Demands and Technology Changes [58:01] Navigating Regulatory Challenges [01:04:02] Future Opportunities in the Drone Industry

In this episode of All Things Wildfire, OP Almaraz sits down with returning guest Diane Delaney, with Private Risk Management Association (PRMA), to unpack what the insurance industry has learned one year after the Palisades wildfire—and what must change going forward. Drawing from PRMA's nationwide survey of high-net-worth homeowners, Diane reveals a striking disconnect: while over 95% of respondents say they feel confident in their insurance coverage, nearly 70% fear exclusions and gaps at the time of claim. This gap has become painfully clear in catastrophe-prone regions like California, where wildfires, wind-driven embers, and insurance non-renewals are forcing homeowners and brokers alike to rethink how insurance is used. The conversation explores why insurance can no longer be treated as a commodity, and why brokers must evolve into true risk management advisors—having ongoing, consultative conversations that address lifestyle changes, life stages, and worst-case scenarios. From wildfire mitigation and water-leak detection systems to rebuilding realities and self-insurance risks, this episode highlights how proactive planning can protect not just property—but livelihoods and peace of mind. Diane also shares how PRMA is investing in education, learning tracks, and AI-powered role-play tools to help brokers sharpen difficult conversations around rate increases, coverage gaps, and resiliency. Together, OP and Diane emphasize a central message: you either invest in resilience early, or you pay far more later when disaster strikes. Key Highlight 95% vs. 70% disconnect: Homeowners feel confident in coverage—yet fear exclusions when claims happen Why insurance doesn't protect your lifestyle unless it's designed to How wildfires exposed major gaps in homeowner understanding during real-time claims Why brokers must shift from transactional sales to ongoing consultative partnerships Real wildfire and water-damage stories that show the true cost of being under-prepared The growing importance of leak detection devices, mitigation, and prevention tools Why insurance should be viewed as catastrophic protection—not home maintenance How PRMA is modernizing broker education with learning tracks and AI role-play tools Why resilience investments feel expensive—until disaster makes them unavoidable In This Episode: What one year after the Palisades wildfire has revealed about insurance gaps Insights from PRMA's nationwide survey of high-net-worth homeowners Why many insured homeowners still feel unprotected at claim time How wildfire, flood, wind, and water risks intersect Why prevention and mitigation improve insurability—not just safety The emotional and financial toll of rebuilding after catastrophe How brokers can deliver real value in a hard insurance market PRMA's 2026 initiatives: learning tracks, education, and AI-based coaching Key Takeaway: Insurance works best before disaster strikes. When homeowners, brokers, and carriers collaborate proactively—focusing on resilience, communication, and realistic expectations—insurance becomes a powerful tool instead of a painful surprise. Learn More: Visit privateriskmanagement.org to explore PRMA members  

Insurance midterm rentals (iMTR) are one of the most profitable and purpose-driven niches in real estate investing. In this episode of Landlord Diaries, we sit down with Jason and Jaclyn McClure, co-founders of Vetted Homes, to uncover how they've built a thriving business around housing displaced families through insurance-paid monthly rentals.You'll learn why iMTR falls within Furnished Finder's fastest-growing tenant type (185% YoY growth), how to analyze a potential iMTR property, how to price correctly, work with insurance companies, and the truth about tenant screening. We also cover why rental arbitrage can be a powerful tool for testing new markets and what actually makes an ideal iMTR home.Whether you're a real estate investor looking for consistent cash flow, a new landlord, or exploring rental arbitrage, this episode will show you why iMTR might be your most rewarding strategy yet.

On this episode of Adversity Kings, host Tristan Dlabik sits down with Steve Dell, partner at Equity Insurance Partners (EIP), to reflect on their journey toward building a billion-dollar life insurance business. They revisit how it all started, the pivotal moments that shaped their growth, and the leadership required to take the company to the next level. Along the way, the conversation weaves in their shared passions for contact sports—especially American football—drawing powerful parallels between competition, discipline, and winning at the highest level in business.      

RaeAnn Tucker joined Wake Up Tri-Counties to talk about resolutions, reproductive health, HIV prevention, insurance navigators, flu and COVID-19 vaccines, and gun locks. The Henry and Stark County Health Departments are doubling down on their commitment to community wellness in 2026 with a range of initiatives. Residents can access free and confidential HIV prevention services, including testing, education, and medication support through the PrEP/HIV Prevention program at First Choice Healthcare Clinics in Kewanee and Toulon. In a push for safety, free gun locks aimed at preventing firearm injuries are available weekdays at multiple locations. For those navigating health insurance, the Get Covered Illinois Navigator Program offers personalized assistance at upcoming local events. Visit henrystarkhealth.com or follow their social media for updates and resources.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3411: Mike Ballew explains why home warranties are often a poor financial decision, describing them as overpriced plans for predictable expenses rather than true insurance. He makes a compelling case for self-insurance, urging homeowners to save strategically instead of relying on warranty companies that rarely deliver full value. Read along with the original article(s) here: https://eggstack.com/blog/2020-03-08-Are-Home-Warranties-Worth-It/ Quotes to ponder: "Home warranties are forced savings for people who don't have the self-discipline to save." "Insurance performs well when the risk is low and the potential damages are high." "You don't need to insure against things that are totally predictable." Learn more about your ad choices. Visit megaphone.fm/adchoices

Thousands of Californians who lost their homes in devastating wildfires nearly a year ago are still waiting to rebuild. Insurance gaps, infrastructure delays, and red tape have slowed the process for many families trying to regain a sense of normalcy. For many homeowners, a new deadline is approaching as mortgage forbearance periods expire—raising the prospect of making payments on homes that no longer exist, while they continue to pay rent and shoulder other costs associated with being displaced. Rachel Jonas and Rob Fagnani, who lost their Pacific Palisades home in the fire, recently joined the Rundown's Jessica Rosenthal to explain the challenges their community is facing and why they launched DisasterMortgageRelief.com, a website dedicated to helping victims of last year's wildfires and other natural disasters. They detail the urgent need for disaster mortgage relief and explain why families like theirs should not be punished for trying to rebuild their communities after fires, floods, storms, and other catastrophes. We often have to cut interviews short during the week, but we thought you might like to hear the full conversation. Today on Fox News Rundown Extra, we're sharing our complete interview with DisasterMortgageRelief.com founders Rachel Jonas and Rob Fagnani, where you'll learn more about rebuilding efforts in California—and why they hope to provide more tools and hope for disaster victims nationwide. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, I sat down with Andrew Giancola to talk about what actually builds wealth, ownership, leverage, and playing long-term games. We got into the mindset shifts that helped me go from a service business to raising tens of millions of dollars, and how Andrew made the leap from financial stress to financial freedom. This conversation is packed with lessons for anyone serious about escaping the treadmill and building something that lasts. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Pool Pros text questions hereIn this episode of the Talking Pools podcast, Lee and Shane discuss strategies for expanding pool service businesses in 2026. They explore the transition from residential to commercial pools, the importance of qualifications and insurance, and the need for proactive maintenance and testing. The conversation also highlights the significance of utilizing existing databases, creating innovative service packages, and networking to uncover new revenue streams. The hosts emphasize the importance of being proactive in business growth and adapting to market demands.takeawaysThe New Year is a great time to consider business growth.Qualifications are essential for entering the commercial pool space.Insurance is crucial when dealing with commercial pools.Understanding the difference between residential and commercial pools is key.Testing and maintenance frequency increases with commercial pools.Utilizing your database can uncover untapped business opportunities.Innovative service packages can enhance customer offerings.Networking can lead to valuable partnerships and referrals.Exploring new revenue streams can diversify income.Being proactive in business strategies is essential for success.Sound Bites"New Year, new you.""Think outside that square.""Be proactive, not reactive."Chapters00:00Introduction and New Year Aspirations02:08Exploring Commercial Pool Opportunities06:49Understanding Qualifications and Insurance for Commercial Pools15:53Defining Commercial vs Residential Pools19:47Navigating Responsibilities and Risks in Commercial Pool Management23:46Leveraging Your Database for Business Growth27:22Expanding Service Offerings and New Revenue Streams31:30Networking and Collaborating for Business Success35:36The Importance of Proactive Business Strategies39:36Conclusion and Future Outlook #PoolService #CommercialPools #BusinessGrowth #IndustryQualifications #PoolInsurance #PoolMaintenance #ServiceOfferings #IndustryNetworking #RevenueStreams #ProactiveStrategies  BufferZoneBufferZone has been created by a frustrated pool maintenance companyThe Pool Shop Coachan online store offering industry-specific business mentoring, coaching, and training programs Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Thousands of Californians who lost their homes in devastating wildfires nearly a year ago are still waiting to rebuild. Insurance gaps, infrastructure delays, and red tape have slowed the process for many families trying to regain a sense of normalcy. For many homeowners, a new deadline is approaching as mortgage forbearance periods expire—raising the prospect of making payments on homes that no longer exist, while they continue to pay rent and shoulder other costs associated with being displaced. Rachel Jonas and Rob Fagnani, who lost their Pacific Palisades home in the fire, recently joined the Rundown's Jessica Rosenthal to explain the challenges their community is facing and why they launched DisasterMortgageRelief.com, a website dedicated to helping victims of last year's wildfires and other natural disasters. They detail the urgent need for disaster mortgage relief and explain why families like theirs should not be punished for trying to rebuild their communities after fires, floods, storms, and other catastrophes. We often have to cut interviews short during the week, but we thought you might like to hear the full conversation. Today on Fox News Rundown Extra, we're sharing our complete interview with DisasterMortgageRelief.com founders Rachel Jonas and Rob Fagnani, where you'll learn more about rebuilding efforts in California—and why they hope to provide more tools and hope for disaster victims nationwide. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3411: Mike Ballew explains why home warranties are often a poor financial decision, describing them as overpriced plans for predictable expenses rather than true insurance. He makes a compelling case for self-insurance, urging homeowners to save strategically instead of relying on warranty companies that rarely deliver full value. Read along with the original article(s) here: https://eggstack.com/blog/2020-03-08-Are-Home-Warranties-Worth-It/ Quotes to ponder: "Home warranties are forced savings for people who don't have the self-discipline to save." "Insurance performs well when the risk is low and the potential damages are high." "You don't need to insure against things that are totally predictable." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Jon Sanchez Show, hosts Jon G. Sanchez and Jason Gaunt discuss the market's performance as the new year begins, reflecting on the previous year's volatility and the potential for growth in 2026. They emphasize the importance of a financial reset, outlining nine essential financial goals for listeners to consider, including strengthening emergency funds, maximizing retirement contributions, and proactive tax planning. The conversation also touches on anticipated IPOs, particularly OpenAI and SpaceX, and the implications for the market. Overall, the episode serves as a guide for listeners to set their financial strategies for the year ahead.The Jon Sanchez Show is a service of Sanchez Gaunt Capital Management, LLC in Reno, Nevada.Learn more about our services: https://www.sanchezgaunt.com/our-processChapters00:00 New Year Reflections and Market Overview02:21 Market Dynamics and Sector Rotation05:22 Financial Reset: Setting Goals for 202608:03 Optimism for 2026: Analyst Perspectives10:56 Interest Rates and Economic Growth11:23 IPO Expectations: SpaceX and OpenAI13:10 Starlink: A Unique Market Position20:51 The Future of Space Exploration21:57 OpenAI IPO: Anticipation and Implications22:58 Financial Goals for 2026: An Overview26:00 Building a Strong Emergency Fund27:25 Understanding Cash Flow and Expenses28:38 The Importance of Paying Off High-Interest Debt29:39 Maximizing Retirement Contributions33:10 Reviewing and Rebalancing Your Investment Portfolio34:33 Establishing an Estate Plan35:51 Insurance and Asset Protection36:57 Setting a Tax Reduction Strategy37:20 The Value of Professional Financial Guidance38:16 Disclaimer

Many philosophers have contemplated the inevitability of death and taxes. But despite knowing both are coming, most people avoid planning for either until it's too late. What happens when you die without a proper estate plan? What's the difference between a will and a trust? And why does the government already have an estate plan for you—whether you like it or not?This episode tackles estate planning head-on. Hans walks through the foundational concepts from his CLU coursework while Brian shares the painful reality of navigating Pennsylvania's probate system after losing his mother. The contrast is striking: life insurance proceeds arrived within a week, tax-free and hassle-free. Everything else? A year-long nightmare involving shyster attorneys, arbitrary timelines, and a state government eager to collect its pound of flesh.The episode also addresses a critical oversight many families make: naming minor children as contingent beneficiaries on life insurance policies. Insurance companies cannot pay minors directly, which reintroduces the exact inefficiencies you were trying to avoid. One possible solution? Establish a trust and name it as your contingent beneficiary.Chapters:00:00 – Opening segment02:00 – Why estate planning matters for everyone03:30 – Brian's probate experience in Pennsylvania07:30 – The one-year waiting period and attorney fees11:45 – Life insurance: the easiest transfer by far15:00 – Definition of estate planning: accumulate, manage, conserve, transfer17:30 – Effective vs. efficient transfers explained19:45 – The three places your assets can go24:00 – Federal estate tax: 40% above the exemption29:00 – The five-year thought exercise37:00 – Minor children as beneficiaries: the hidden problem43:30 – What would change if you had five years left?54:00 – Heritage over inheritance: passing down more than money59:05 - Closing SegmentKey Takeaways:You Already Have an Estate Plan: If you haven't created one, the government has a default plan for you—and it prioritizes creditors and bureaucratic process over your family's needs.A Will Is Not Enough: Wills direct the probate court on asset distribution, but assets still go through a lengthy, costly, public legal process. Trusts bypass probate entirely.Life Insurance Skips the Mess: Death benefits transfer directly to beneficiaries, tax-free, within days—no court involvement, no waiting periods, no attorney fees.Don't Name Minors as Beneficiaries: Insurance companies cannot pay children directly. Name a trust as your contingent beneficiary to maintain efficiency and control.The Five-Year Exercise Changes Everything: If you knew your exact death date, your priorities would shift immediately. Use that clarity now—maximize protection, spend time with family, stop deferring what matters.Estate Planning Is for the Living: Half of estate planning—accumulation and management—happens while you're alive. This isn't just about death; it's about building and protecting wealth today.Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

In this Efficient Friday episode, Libby speaks directly to advisors who have spent the year learning, consuming content, and gathering ideas, but now need a clear path to action. She challenges you to stop over-educating and start implementing by creating intentional space on your calendar to actually get things done as you plan for 2026

HAPPY NEW YEAR!! Thank you so much for yet another amazing year in Insurance Town!! This weeks episode is a little different, No Guest. This week i am releasing one of my keynote presentations from a conference I spoke at this year, IIANC, thank you to my friend AUBE KNIGHT and his amazing staff in North Carolina for hosting me and helping me to learn and grow in a big way!! THAT CONFERENCE HAD a major impact on my life personally and Professionally!! This is my keynote, OUT OF SERVICE, I hope you enjoy! SponsorsSmart ChoiceCanopy Connect MAV

This episode dismantles the idea that successful investing comes from finding the next hot thing. Instead, Don and Tom argue that good portfolios are built by eliminating what doesn't belong: actively managed funds, sector ETFs, alternatives, high-yield bonds, gold, and other distractions that add complexity without purpose. Drawing on a Morningstar column by Amy Arnott, they reinforce that most investing mistakes come from chasing performance rather than embracing simplicity and discipline. The show also tackles listener questions on retirement “bucket” strategies, rebalancing timing, Dimensional fund structure, and annuities—emphasizing that bonds exist for stability, cash should be limited and intentional, and any strategy must be personal, rules-based, and boring enough to actually work. 0:04 Opening banter, Apple censoring Tom's name, and the beige pudding world 1:12 Bitcoin critics, one-star reviews, and a bad 2025 for crypto 2:03 Core idea: good investing is about elimination, not prediction 2:56 Amy Arnott and the case against active management 4:07 Why past winners usually become future losers 5:28 REITs, once useful, now mostly redundant 6:01 Sector funds as performance-chasing traps 8:19 Alternatives, I Bonds, and junk bonds—complexity without payoff 10:04 Bonds explained properly: stability, not income or excitement 11:14 Gold (and Bitcoin) as non-productive speculation 13:21 Simplify first and portfolios become easier—and calmer 15:05 Retirement bucket strategy: where it helps and where it hurts 18:48 Cash as an emergency tool, not a long-term holding 21:04 MYGA annuities, safety trade-offs, and insurer risk 29:04 Insurance failures as cautionary history 31:04 DFAW explained: Core Equity 1 vs Core Equity 2 35:53 Rebalancing discipline: timing beats tinkering 39:11 Final reminder: stop watching your portfolio so much Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a text if you want to be on the Podcast & explain why!Dr. Kurt IG: higherpowersportpt What if getting “cleared” isn't even close to ready? We sit down with sports physical therapist Dr. Kessler to break down the real differences between insurance-based clinics and cash-based care—and why that gap can decide whether you return to sport strong or stuck at 70 percent. Instead of chasing codes and cramming notes, we dig into longer one-on-one sessions, meaningful assessments, and exercise dosing that actually moves the needle.Dr. Kessler takes us behind the curtain of residency training, board exams, and the daily reality of high-volume clinics where documentation dictates decisions. We compare insurance goals—basic independence and ADLs—to athletic goals like sprinting, cutting, and lifting heavy. You'll hear how test item clusters beat one-off special tests, why movement is medicine only when dosed right, and how to build capacity by targeting the real “why” behind pain. Hip pain in front? We talk posterior capsule, loading strategy, and the difference between protocols and problem-solving.We also get practical about collaboration. Trainers who speak anatomy and program progressive overload can carry clients from pain-free to peak performance, while PTs who respect performance training build stronger, safer handoffs. Together, that ecosystem prevents re-injury and measures what matters: side-to-side strength, rate of force development, and readiness to play. We close with honest talk on sales, marketing, and education gaps that hold both fields back—and the simple fixes that raise the bar for everyone.If you're serious about better outcomes, stronger returns to sport, and a smarter PT–trainer alliance, this conversation will give you the playbook. Subscribe, share with a coach or clinician you trust, and leave a review to help more people find the show.Want to become a SUCCESSFUL personal trainer? SUF-CPT is the FASTEST growing personal training certification in the world! Want to ask us a question? Email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Website: https://www.showupfitness.com/Become a Successful Personal Trainer Book Vol. 2 (Amazon): https://a.co/d/1aoRnqANASM / ACE / ISSA study guide: https://www.showupfitness.com

Steve Ferguson shares how his passion for cars started in childhood, fueled by a neighbor who gave him car magazines from around the world. Steve recalls how his love for automotive performance led him to owning a 1993 Dodge Viper, founding the Viper Club of America, and instructing others in high-performance driving across legendary racetracks in the U.S. He describes memorable experiences, like clocking 186 mph in a Viper and teaching the drummer of Smashing Pumpkins, Jimmy Chamberlin, to drive his Ferrari. Steve also talks about his enthusiasm for scuba diving, his loyalty to the Dallas Cowboys, and a lifelong love of ice cream. He discusses why sharing personal interests at work matters, saying it makes people memorable and brings excitement into professional environments. Steve encourages listeners to embrace their "And" stories, believing openness and authenticity foster better relationships and workplace culture. Episode Highlights · Steve Ferguson's love for cars, specifically his experience with the Dodge Viper, played a huge role in shaping his career, personal drive, and the founding of the Viper Club of America. · He uses personal stories and interests to stand out and be remembered in professional settings, believing that sharing your "And" helps build stronger connections. · Steve Ferguson advocates for being open about personal passions and experiences, saying that it leads to more genuine relationships. Even if some people aren't interested, those who are will remember you. · He stresses that company leadership should actively encourage employees to share personal interests, as it creates a more engaged, caring, and high-quality company culture. · High-performance driving, scuba diving, and snowmobiling are more than hobbies for Steve Ferguson. They provide adrenaline, focus, and a reprieve from his highly social work life, which he says makes him feel "freer as a person."

At what point does managing insurance internally become more cost-effective than outsourcing? Should you start with an insurance partner like Headway, bring billing in-house, or combine both? How do state-by-state […] The post Starting a Private Practice: Insurance with Jeremy Zug | POP 1322 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.

The most anticipated annual tradition on Out of Patients returns with the 2025 Holiday Podcast Spectacular starring Matthew's twins Koby and Hannah. Now 15 and a half and deep into sophomore year, the twins deliver another unfiltered year end recap that longtime listeners wait for every December. What began as a novelty in 2018 has become a time capsule of adolescence, parenting, and how fast childhood burns off.This year's recap covers real moments from 2025 A subway ride home with a bloodied face after running full speed into that tree that grows in Brooklyn. Broadway obsessions fueled by James Madison High School's Roundabout Youth Ensemble access, including Chess, & Juliet, Good Night and Good Luck, and Pirates of Penzance holding court on Broadway. A Disneylanmd trip where the Millennium Falcon triggered a full system reboot. A New York Auto Show pilgrimage capped by a Bugatti sighting. All the things.The twins talk school pressure, AP classes, learner permit anxiety, pop culture fixation, musical theater devotion, and the strange clarity that comes with turning 15. The humor stays sharp, the details stay specific, and the passage of time stays undefeated. This episode lands where the show works best: family, honesty, and letting young people speak for themselves.FEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You can have up to five LinkedIn newsletters.But just because you can doesn't mean you should.This is where a lot of people get tripped up.In this episode, I explained why I do not recommend running multiple LinkedIn newsletters for most people. More newsletters do not equal more authority. In many cases, they actually dilute it.There is only one scenario where I would suggest having more than one newsletter:When you serve clearly split demographics with clearly split problems.For example:One audience is current and former military professionals focused on financial benefits.Another audience is small business owners focused on insurance benefits.Those are two completely different conversations. Different needs. Different language. Different outcomes.In a case like that, running two newsletters can make sense.Here's how it should work if you ever go this route:One newsletter is dedicated solely to financial benefits for military professionals.The second newsletter is dedicated solely to insurance benefits for small business owners.You then create a bi-weekly cadence so you are not overwhelming yourself or your audience.Example schedule:• Finance newsletter goes out weeks one and three• Insurance newsletter goes out weeks two and fourThat structure keeps your content focused, consistent, and intentional.But here's the key point I want to be very clear about:Before you even think about launching a second or third LinkedIn newsletter, you should fully optimize your first one.That means:• A clear audience• A clear promise• Consistent publishing• Strong positioning• A purpose beyond “just posting content.”One strong newsletter will outperform five unfocused ones every time.Master one. Build momentum. Then and only then decide if expanding actually serves your audience and your business.Clarity beats complexity. Every time.Don't forget to book a call using the link below to speak to us about claiming our final pre-sale VIP spot in our exclusive group coaching mastermind, Expert Authority: https://scottaaron.as.me/expertauthorityconsult