Podcasts about Insurance

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Andrei Craciunescu, founder and CEO or RiskCube about why the next generation of insurance will be built like software; adaptive, transparent, and embedded into every business platform. They also talk about how AI and data are transforming the role of the broker from middleman to intelligent orchestrator, and what the insurance experience of 2030 could look like when protection becomes invisible and trust becomes the new currency. KEY TAKEAWAYS What companies want from the insurance market is fast underwriting, not to talk with humans so much any more, especially startups, they want a quote in minutes not months. This is how we got into the segment where we offer business insurance for startups – mainly venture backed startups. There are some providers that already offer what we are doing, but there is no comparison. Every founder needs to go to every insurance company separately and ask for a quote, which often vary a lot – sometimes 40% difference between quotes. They spend a lot of time investigating these quotes which is expensive and hard to understand. RiskCube is an AI insurance agency for startups where founders can buy and manage insurance online. We looked at what an agency traditionally does; they have different processes in place like application for insurance, renewal, cancellation and claims. We tried to map out all these processes to see which can be done by AI agents. AI cannot solve the whole insurance value chain, but we see a huge adoption on the claims and applications processes. Generally, most founders don't really care which insurance company they're with, they care that they have somebody that really understand them as a customer. We want startups to come to us because they trust the system which provides a fast experience that works for them. It's not very complicated, what we do for them at the beginning, we provide a smooth process where we can say they have high, medium or low risk then evaluate different quotes for them. BEST MOMENTS  ‘Everybody's pushing on the AI front, but the insurance market is also evaluating if it's really necessary, it's not all in which is impressive.'  ‘We build the firm first and then embedded the technology inside the firm, this will make us defensible in the future because we will own the data in our agency and use it to train our own model.' ‘People are using a lot of AI nowadays, but nobody really understands where the data is going or hosted.' ‘Insurance companies tend to adapt AI for themselves, not for the whole market. We want to bring them all together in one channel.' ABOUT THE GUEST Andrei Craciunescu is redefining risk management with RiskCube, an AI-powered platform revolutionising insurance by streamlining risk assessments, accelerating quote processes, and providing real-time insights to help businesses secure coverage faster and smarter. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Episode 5 of Standard Deviation with Oliver Bogler on the Out of Patients podcast feed pulls you straight into the story of Dr Ethan Moitra, a psychologist who fights for LGBTQ mental health while the system throws every obstacle it can find at him.Ethan built a study that tracked how COVID 19 tore through an already vulnerable community. He secured an NIH grant. He built a team. He reached 180 participants. Then he opened an email on a Saturday and learned that Washington had erased his work with one sentence about taxpayer priorities. The funding vanished. The timeline collapsed. His team scattered. Participants who trusted him sat in limbo.A federal court eventually forced the government to reinstate the grant, but the damage stayed baked into the process. Ethan had to push through months of paperwork while his university kept the original deadline as if the shutdown had not happened. The system handed him a win that felt like a warning.I brought Ethan on because his story shows how politics reaches into science and punishes the people who serve communities already carrying too much trauma. His honesty lands hard because he names the fear now spreading across academia and how young scientists question whether they can afford to care about the wrong population.You will hear what this ordeal did to him, what it cost his team, and why he refuses to walk away.RELATED LINKSFaculty PageNIH Grant DetailsScientific PresentationBoston Globe CoverageFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tropic Rover. Laundry day. Facial expressions. Samsung unveiled their new Galaxy Z Tri-Fold phone. JLR still refuses to use the insurance for his cellphone. Charlie's farts are putrid. No-Shave November wheel options. Professional barber, Jay, comes in to help trim the guy's beards. Snitzer spins first. Snitzer gets his beard trimmed. Charlie spins the wheel. Rover's turn to pick a beard design and gets lined up. JLR is the last to get his beard trimmed, and Krystle gets her legs shaved.

Tropic Rover. Laundry day. Facial expressions. Samsung unveiled their new Galaxy Z Tri-Fold phone. JLR still refuses to use the insurance for his cellphone. Charlie's farts are putrid. No-Shave November wheel options. Professional barber, Jay, comes in to help trim the guy's beards. Snitzer spins first. Snitzer gets his beard trimmed. Charlie spins the wheel. Rover's turn to pick a beard design and gets lined up. JLR is the last to get his beard trimmed, and Krystle gets her legs shaved. See omnystudio.com/listener for privacy information.

In this engaging conversation, Bill Umansky and Caleb Payne explore the intersection of personal interests and professional aspirations in the legal field. They discuss Caleb's journey into law, the challenges of building a law firm, and the importance of finding purpose in legal work.The conversation delves into the emotional rewards of winning cases for deserving clients and the balance between practicing law and managing a business. Throughout the discussion, they emphasize the significance of specialization, client relationships, and encouraging future generations to pursue their passions in the legal profession.

Jason Kaminsky, CEO, kWh Analytics, discusses how resilient renewable energy assets, built with smart design and proactive management, help insurers differentiate risk and improve coverage for extreme weather events.

In this episode, we explore what “vulnerability” really means in the claims journey and why it matters more than ever.   Our guests' share their insights on identifying vulnerable customers, designing inclusive claims processes, and embedding vulnerability management into firm culture. Drawing on the Chartered Insurance Institute's latest report on Managing Vulnerability in the Insurance and Personal Finance profession, we discuss practical steps for insurers to go beyond the comfortable minimum and deliver genuine, lasting change for customer outcomes. Joining the podcast this week is Claire Lashbrook, Director of Supply Chain at Claims Consortium Group, and Sarah Durkin, Head of Counter Fraud at Woodgate and Clark. You can find a link to the CII's vulnerability report here: https://media.umbraco.io/ciigroup-dxp/eaedofqi/managing-customer-vulnerability-in-insurance-and-personal-finance-a-practical-implementation-guide.pdf

This week I'm joined by Michael Henderson, Founder of RiskBox Ltd, a man on a mission to help creative businesses understand what insurance they really need.Michael brings a refreshingly honest take on one of the more confusing of running a businesses. He shares real stories, practical guidance, and insights that could save your business time, money and headaches when things go wrong.

#665: If you've ever stared at an insurance quote and wondered, “Is this really worth it?”, you're not alone. Liability and umbrella policies can feel like an expensive mystery, especially when your net worth is growing and your risks are shifting. In today's episode, we dig into a listener's dilemma about soaring liability and umbrella insurance costs, and we explore how to think clearly about protection, exposure, and the parts of your portfolio that may already be shielded. Along the way, we unpack how shifting household risks, driver ages, and asset location change the insurance strategy year by year. From there, we take questions about Roth choices, future tax brackets, and whether it's worth giving up investment flexibility to build a stronger tax triangle. These conversations get to the heart of how we balance risk, taxes, and long-term planning in the FI journey. Listener Questions in This Episode Andy asks: How can I protect my $2 million net worth without paying nearly $950 a month for increased auto, home, and umbrella coverage, especially with a teenage driver in the mix? (01:47) Mike asks: Given our high current tax bracket and expected lower tax rate in retirement, does contributing to a Roth still make sense for us? (25:50) Cindy asks: Should I move my rollover IRA into my new 401(k) so I can start doing backdoor Roth contributions, even if the investment choices are more limited? (39:47) Key Takeaways Sometimes the question isn't “umbrella or nothing,” it's “what risk am I truly trying to insure, and for how long,” especially when a teenage driver temporarily changes the household risk profile.
 You already may have more asset protection than you think. Retirement accounts and primary residences often carry their own layers of protection, which influences how much liability insurance you actually need.
 The Roth decision hinges less on math in isolation and more on your likely future earnings, work style, and appetite for locking in today's tax rates.
 Building a balanced tax triangle gives you flexibility later, especially when future tax rates are unknowable and retirement timing is uncertain.
 Backdoor Roths can be powerful, but only when the tradeoff between investment choice and long-term tax flexibility makes sense for your goals and timeline.
 Related Episode: Episode 649: Umbrella insurance deep dive Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) Offense versus defense and setting up today's questions
 (01:47) Andy asks about protecting a $2 million net worth
 (12:00) What's already protected and how coverage layers work
 (17:00) Managing short-term risk when a teenager starts driving
 (29:50) Mike asks whether high earners should prioritize Roth contributions
 (35:07) How career trajectory and future tax rates shape Roth logic
( 45:54) Building a balanced tax triangle
 (47:47) Cindy asks about using a backdoor Roth to shift her tax triangle
( 52:10) Tradeoffs of moving an IRA into a 401k
 (54:06) How long Roth dollars need to grow to matter Share this episode with a friend, colleagues, your tax advisor: https://affordanything.com/episode665 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Click Here for the Show Notes The episode explores the critical role that insurance plays in real estate investing, particularly for rental properties. The conversation covers the types of policies investors should understand, emphasizing liability coverage and the difference between actual cash value and replacement cost, along with noting that wind and hail coverage is typically included. It also highlights the St. Louis real estate market, known for its affordability and strong rental demand with more than half of residents renting their homes. The discussion reinforces the importance of strong property management, thorough tenant screening, and careful expense control as essential elements for protecting investments and maximizing cash flow. If you're looking to strengthen your own investment strategy, dive into the full episode to gain deeper insights and start applying these proven practices to your portfolio. For personalized guidance or support with your next investment, contact us today. -------------------------------- Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes   If you missed our last episode, be sure to listen to TBT: Ask Marco - Should I Pay Off My Rentals? Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments

Chelsea J. Smith walks into a studio and suddenly I feel like a smurf. She's six-foot-three of sharp humor, dancer's poise, and radioactive charm. A working actor and thyroid cancer survivor, Chelsea is the kind of guest who laughs while dropping truth bombs about what it means to be told you're “lucky” to have the “good cancer.” We talk about turning trauma into art, how Shakespeare saved her sanity during the pandemic, and why bartending might be the best acting class money can't buy. She drops the polite bullshit, dismantles survivor guilt with punchline precision, and reminds every listener that grace and rage can live in the same body. If you've ever been told to “walk it off” while your body betrayed you, this one hits close.RELATED LINKS• Chelsea J. Smith Website• Chelsea on Instagram• Chelsea on Backstage• Chelsea on YouTube• Cancer Hope Network• Artichokes and Grace – Book by Chelsea's motherFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on WTFolklore, we read The Dog and the Sparrow, another Grimm tale that has somehow yet alluded our eyeballs...but no longer! Suggested talking points: The Tortoise and the Highlander, A Private Collection of Spheres, KrampusCon, Bart Simpson's God-Fearing Face, Maintaining the Crime Ecosystem, A Cactus Does Not Grow on Gossip Alone, CornborneCheck out Gordie's TTRPG, MythomorphosisIf you'd like to support Carman's artistic endeavors, visit: https://www.patreon.com/carmandaartsthingsIf you like our show, find us online to help spread the word! Follow us on Twitter, Facebook, and Youtube. Support us on Patreon to help the show grow at www.patreon.com/wtfolklore. You can find merchandise and information about the show at www.wtfolklorepodcast.com.

A runaway hose, a rooftop spa, and a driveway that cost $90,000 to fix—small choices can turn a routine stop into a six-figure claim. We dive into the three risks that quietly drain profits for pool professionals: water damage, chemical spills, and water chemistry mistakes. Along the way, we share hard-earned stories and the simple, repeatable habits that keep clients happy, claims rare, and premiums steady.We break down why adding water seems helpful but often backfires, especially on elevated pools where gravity turns overflows into mudslides and property losses. You'll learn when to say no, how to reset expectations with homeowners, and why a straightforward “no fill” policy protects both your route and your reputation. For draining, we walk through practical risk controls—drain waivers, documented owner instructions, city code checks, and a named person assigned to shut pumps off—so you're never guessing eight stories up.Sign up for UPA Insurance here:https://docs.google.com/forms/d/e/1FAIpQLSfRQjHJGFLIOqZVzHm4_PNUz8Tokl_InR0wjyp5ahO93h3Z0Q/viewform?usp=send_formIf you want fewer claims and better retention, this is your playbook for risk management that actually fits a busy route: tighter habits, smarter paperwork, and a culture that screens for pros who care. Subscribe for more practical insights, share this with a fellow pool tech who needs it, and leave a quick review to help others find the show.• water damage as the top loss driver• overflow stories from elevated pools and rooftop spas• drain waivers and shifting responsibility to owners• city code differences and discharge pitfalls• chemical spill risks on stained and stamped concrete• the $90k driveway claim and truck policies• slowing down on pristine properties and using containment• water chemistry management and LSI discipline• documentation for warranties and claim defense• how screening and education keep rates flat• ways to join chapters or enroll virtually for coverageSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

In this episode of Making Risk Flow, host Jake Harding speaks with Matthew Grant, founder and CEO of Instech and a veteran of 33 years in catastrophe modelling. Matthew unpacks why insurance's cautious approach to AI is more strategic than sceptical. Together, they explore how carriers can align technology adoption with real business problems, build trust in new data sources, and drive operational efficiency without disrupting core workflows. Matthew explains why consistency in user interfaces can mask major capability leaps, how to focus on outcomes rather than perfection in data quality, and why the industry's measured pace reflects deep risk intelligence. The conversation offers insurers a clear roadmap on how a purposeful adoption of AI and cultural innovation can drive a durable competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Many property owners in the EF3 tornado's path are still locked in fights with their insurance companies more than six months after the storm. STLPR economic development reporter Kavahn Mansouri shares what he and fellow reporter Andrea Henderson found as they followed two households on their journeys for fair payouts — and how they hope to hold insurers accountable.

Leadership is shaped in the moments when uncertainty meets opportunity. Jason Cass sits down with Doug McElhaney, Chief Strategy Officer at Applied Systems, for an Executive Sessions discussion at the Applied Conference, where Doug breaks down how strategic clarity guides agencies through rapid technological change. Drawing from his years at McKinsey and his work at Applied Systems, he shares the decisions, mentors, and personal experiences that continue to influence his approach to leadership and industry impact. Key Topics: Understanding strategy through hard-to-reverse decisions Top-down thinking and identifying value-producing objectives Overcoming analysis paralysis in agency decision-making Mentorship philosophies and leadership growth Mindsets that shape personal and professional confidence People-driven execution of technology and data Navigating industry transformation and accelerating change Insurance access, protection gaps, and real-world impact Bold thinking and envisioning long-term industry progress Reach out to: Doug McElhaney Jason Cass Visit Website: Applied Systems Agency Intelligence Produced by PodSquad.fm

Welcome back to the show where we help financial advisors build efficient, profitable, and deeply human advisory firms. In this episode, Libby dives into the heart of creating a scalable and sustainable client service model. She breaks down the mindset shifts advisors need, the math behind revenue per hour, how to segment your book intentionally, and why aligning your service model with profitability is the key to delivering exceptional client experiences. This is a thoughtful, practical, and empowering conversation to help you reshape your ongoing service in a way that benefits you, your team, and your clients.What you'll learn in this episode: • Why advisors struggle with mental blocks around pricing, fees, and client segmentation  • How to calculate your true revenue per hour and use it to make better capacity decisions • A step-by-step process for segmenting clients and defining aligned service levels • How to avoid client subsidization and ensure each household is serviced profitably • Ways to right-size service for clients who don't meet your hourly rate, without sacrificing care or professionalism As Libby walks through each step, you'll gain clarity, confidence, and a practical roadmap to redesign your client service model so you can serve clients exceptionally well without overwhelming your team. This episode will help you work smarter, stay focused on what matters, and build a practice you love managing every single day ✨.Learn more about the Group Coaching & Mastermind HERE! Register for the December 2nd event with Adam Holt HERE! (Replay will be sent to those who've registered!) Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

with Donna Blevins: The 'Mind Shift Mechanic' who invests in 'winning properties' from PokerDon't waste golden nuggets! Get ahead of the 97% with this episode***Know what Type of Business suits you first at https://quiz.franchisewithbob.com/rg - and COPY THE RIGHT BUSINESS FOR YOU!***WHO IS AXEL?  A business consultant. A real estate investor. A mentor. Avid Tesla fan & investor. AI in the Age of Abundance thought leader. His wife's gardener.

Welcome to FA Unfiltered, the show where we strip away the jargon, the sales scripts, and the corporate polish to reveal how financial advice really works. In our debut episode, I sit down with Rick Luchini of Luchini Financial to pull back the curtain on the insurance industry — from the recruiting pitch to the incentives that drive sales and the challenges of putting clients first. Whether you're an investor trying to understand what motivates your advisor or a financial professional questioning the system, this conversation exposes how incentives shape behavior, trust, and transparency in our business.

Patrick Foy, senior director, strategic planning, TransUnion's insurance business, discusses how evolving customer expectations and digital demands are reshaping commercial insurance heading into 2026.

Ever wondered what insurance is. Here I beak it down in super short video. Subscribe for daily money education.

A pool route looks peaceful from the curb, but the work sits where chemistry, electricity, plumbing, and customer trust collide. We brought on Sean Reardon, the insurance broker serving the United Pool Association, to unpack the real risks pool technicians face and why generic coverage so often misses the mark. From the UPA's origins as a mutual support network to the evolution of group policies built for technicians, we explore how smart coverage, good training, and honest reporting can turn worst-day scenarios into manageable claims.We walk through claim stories that stick. A heater installation near a shared wall led to alleged carbon monoxide poisoning when someone powered it up before venting was complete—an expensive reminder that pollution exclusions can swallow a “normal” pool tech job unless your policy is modified. A veteran pro mixed the wrong chemicals and triggered leaks across a skimmer line, proving that one rushed moment can mean weeks of remediation. A new hire “frisbeed” trichlor tabs into a dark-surfaced pool and branded it with round stains. And in a painful mix-up, chlorine meant for a dirty fountain ended up in a koi pond, wiping out prized fish within an hour.Sign up for UPA Insurance here:https://docs.google.com/forms/d/e/1FAIpQLSfRQjHJGFLIOqZVzHm4_PNUz8Tokl_InR0wjyp5ahO93h3Z0Q/viewform?usp=send_form• UPA's origin as chapters covering routes and sick leave• Why group insurance tailored to pool techs saves money and risk• Pollution exclusions and how endorsements change outcomes• Carbon monoxide claim and the importance of duty to defend• Chemical handling errors and skimmer line damage• Training gaps leading to “hockey puck” stains• Koi pond chlorination loss and rapid response• Cameras, transparency, and reporting incidents early• Practical habits to avoid co-mingling and mislabeling• How to join UPA and find the sign-up formThe easiest way to find the sign-up form for UPA is to go to my website, swimmingpoollearning.com. Again, that's swimmingpoollearnSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

In this episode of Front Cover: A Rough Notes Podcast on the Agency Intelligence Podcast Network, Jason Cass sits down with Mark Rodgers, Founder of Trailstone Insurance, the agency featured on the December 2025 front cover of Rough Notes Magazine.  Key Topics: Mark's reaction to being selected for the Rough Notes Magazine front cover  Trailstone's growth from a small agency to a large operation after shifting strategy in 2017–2018 Building automation in 2019 and writing more than 50 million in new personal lines premium Moving from purchased leads to strong inbound through social media, YouTube, and referral partners A sales process centered on homeowner targeting, education, and retention systems Operating fully inside HubSpot for AMS, CRM, communication, and workflow management Leveraging offshore teams, automation, and Traction accountability charts to support scale and culture Reach out to: Mark Rodgers Jason Cass Visit Website: Trailstone Insurance Rough Notes Magazine Produced by PodSquad.fm

Disasters are affecting more people and property than ever before. Since 1980, the U.S. has experienced 400+ weather-related "billion dollar" disasters, $3 trillion in economic impacts, and thousands of lives and livelihoods. In the effort to build our disaster resilience as a society, what's the role of insurance?In this episode, our hosts are joined by Carolyn Kousky, Insurance for Good, and Marc Ragin, University of Georgia Terry College of Business. This month's guests discuss a question at the heart of disaster insurance: what's the best way to incentivize risk reduction for both insurance companies and customers?If you're curious about how disaster insurance works, options for making insurance better suited for new risks, or why premiums are getting so darn high, this is the episode for you.Marc's Haiku:High insurance ratesWe need collective actionTake your vitaminsCarolyn's Haiku, written by Matsuo Bashō (translated from Japanese):As they begin to rise again Chrysanthemums faintly smellafter the flooding rainLearn more about UGA and Duke's CIRCAD partnership: https://circad.org/Carolyn's book: https://islandpress.org/books/understanding-disaster-insurance#descCarolyn's nonprofit, Insurance for Good: https://www.insuranceforgood.org/

Talking about money makes most therapists uncomfortable, especially when it comes to raising fees.Tiffany McLain, Founder and CEO of Lean In. MAKE BANK., joins Michael Fulwiler to explore how therapists can build financially sustainable practices without sacrificing their values or clinical integrity.Tiffany shares how her personal upbringing shaped her views on money, why sliding scales aren't always ethical, and how therapists can rethink their business model to better support themselves and their clients. She also breaks down the unconscious patterns that often hold therapists back from charging what they need and how confronting those patterns can deepen the clinical work.Listen to this conversation to help you think differently about what it means to be a successful therapist in private practice.In the conversation, they discuss:The internalized beliefs that hold therapists back from raising fees, and how these often stem from family dynamicsWhat therapists get wrong about sliding scale models and why setting fees based on assumptions about a client's income can damage the therapeutic relationshipThe strategy Tiffany teaches to help therapists leave insurance panels and build premium-fee caseloadsConnect with the guest:Tiffany on Instagram: https://www.instagram.com/leaninmakebank/ Tiffany on LinkedIn: https://www.linkedin.com/in/tiffanymclain/Visit the Lean In. MAKE BANK. website: https://leaninmakebank.com/ Connect with Michael and Heard:Michael's LinkedIn: https://www.linkedin.com/in/michaelfulwiler/ Newsletter: https://www.joinheard.com/newsletter Book a free consult: joinheard.com/consult Jump into the conversation:(00:00) Welcome to Heard Business School(01:05) Meet Tiffany McLain(02:21) Childhood Lessons that Shaped Tiffany's Money Beliefs(04:34) Hiding Financial Goals During Therapy School Interviews(06:20) The Mindset Most Therapists Bring to Private Practice(08:03) How Tiffany Challenged the Fee Status Quo(10:12) Early Lessons on Raising Fees at Access(12:24) Common Myths Therapists Believe about Setting Fees(14:54) Why Therapists Assume Clients Can't Afford Therapy(16:32) Private Practice Isn't Built to Serve Everyone(19:40) Sliding Scale Often Masks Money Avoidance(23:02) A Practical Method for Calculating Your Fee(25:30) What to Say When Raising Your Rate(30:18) Low Fees Can Harm the Therapeutic Relationship(33:59) Can You Build a Practice on Insurance?(40:31) Tiffany's Four-Step Framework for Premium Practices(46:39) Hiring Challenges and Growing a Values-Led BusinessThis episode is to be used for informational purposes only and does not constitute legal, business, or tax advice. Each person should consult their own attorney, business advisor, or tax advisor with respect to matters referenced in this episode.

In This Episode Erin and Weer'd discuss: a friend of the show is in a legal jam and wishes he had concealed carry insurance; a woman working nights at 7-11 had to defend herself with a pistol, and was fired because of it; a doorman in New York City also defended himself with a pistol, but because it wasn't registered that means jail time; Trump nominated an ATF Director...  but is he any good? and the Trump DOJ has decided to fight to keep the NFA. Weer'd talks to Tony Simon about his life as a Locksmith Did you know that we have a Patreon? Join now for the low, low cost of $4/month (that's $1/podcast) and you'll get to listen to our podcast on Friday instead of Mondays, as well as patron-only content like mag dump episodes, our hilarious blooper reels and film tracks. Main Topic Pam Bondi DOJ Reframes Case Challenging Constitutionality of NFA as Tax Issue, Not 2A Issue Trump Nominates Deputy Director to Top ATF Role 'You have a right to defend yourself': 7-Eleven clerk fired after shooting attacker An Elderly Man Stopped a Mugger and Saved His Own Life – New York Rewards Him with 4 Years in Prison Tony Simon Diversity Shoot Gun & Gear Review Firearms Insider Second is For Everyone Covert Industries-Covert Companion Pro Sparrows Tuxedo Set The Stainless Steel Rat (8 book series)    

Lisa Miller has the tables turned on her in this podcast where she's the guest, in this originally-aired episode of the InsuredMine podcast with CEO and host Raution Jaiswal.  The former Florida Deputy Insurance Commissioner discusses her career and the evolving insurance landscape – both here in Florida and nationally – and how to decode it. The discussion covers litigation reforms, market stability, Citizens Property Insurance depopulation, and other legislative actions in Florida that are restoring consumer confidence and attracting private insurance companies. They also touch on national trends like parametric insurance, the rise of artificial intelligence in underwriting and claims, and the impact of the National Flood Insurance Program shutdown on real estate closings.Show Notes (For full Show Notes, visit https://lisamillerassociates.com/episode-61-the-evolving-insurance-landscape/) Lisa Miller shared her extensive experience in the insurance industry, spanning 35 years, and her work with various stakeholders, including agents, contractors, disaster recovery experts, Realtors®, and insurance company executives.  She recounted her first exposure to catastrophes during 1992's Hurricane Andrew, which shaped her career and commitment to helping policyholders, and her expanding role in disaster recovery today.Miller shared her views and provided insights on:  Litigation Reform & Market Stability: How recent legislative actions in Florida are restoring consumer confidence and attracting private insurance companies back to the state. The Citizens Property Insurance Corporation's Depopulation Strategy: The push to move policies from government-run insurance to private markets for long-term sustainability.  The strategy has reduced policies from over 1.5 million to under 500,000. National Trends: The rise of parametric insurance and its potential to revolutionize the flood insurance space; how states such as Louisiana and California are rethinking risk and resilience; concerns of northeastern states about rising water levels; and the importance of attracting young, innovative professionals to the insurance industry to drive future growth and innovation. Innovation & Artificial Intelligence: Why AI isn't a threat but a tool – if used responsibly – to make underwriting and claims smarter.  Miller emphasized the importance of AI in improving efficiency and consumer confidence, emphasizing its potential as a tool rather than a threat.  She discussed a recent Florida legislative committee meeting devoted to AI and its use in insurance claims, including a subsequent bill filed in the January 2026 legislative session that would require human reviews of insurance claim denials. The podcast had its light moments, as well.  “I often laugh and say that when people see me coming, particularly in the halls of the Capitol of Florida, they either run toward me or they run the other way, because those that go the other way are scared of it.  Insurance is very intimidating, and I do everything I can every single day to demystify it,” said Miller.  (For full Show Notes, visit https://lisamillerassociates.com/episode-61-the-evolving-insurance-landscape/) 

Planning your next adventure? Travel is changing fast. In this rich exploration of the current landscape, Barrett Gruber sits down with Juan Velasquez, host of the Travel People's Podcast and consultant for Cruise Planners, to break down the evolving state of travel in 2025.Juan shares essential, timely insights on why a human expert is still vital in the age of AI, the non-negotiable role of travel insurance, and how global politics and cultural perspectives are reshaping our journeys.Key Takeaways You Can't Miss:Human vs. AI in Planning: Why the expertise and client relationships of a travel advisor are irreplaceable, even as AI tools become more common.The Insurance Imperative: Understanding why travel insurance is more critical than ever for protecting against unforeseen global and personal circumstances.Ambassador Abroad: The importance of being a mindful cultural ambassador for your country and how perceptions impact travel experiences.Shifting Trends: A look at the new travel trends, from focusing on unique experiences and local businesses to understanding the full cost of a trip.This conversation is a must-listen for anyone planning a trip, working in the travel industry, or simply curious about the journey ahead!The Travel People, LLC | Cruise Planners | FacebookJuan Velazquez | FacebookThe Travel Peoples Podcast | FacebookThe Travel Peoples Podcast | YouTubeThe Travel Peoples Podcast | InstagramZac King | LinktreeBarrett Gruber | LinktreeThe All About Nothing: Podcast | LinktreeClick here for Episode Show Notes!As always, "The All About Nothing: Podcast" is owned and distributed by BIG Media LLC!Check out our network of fantastic podcasts!Click Here to see available advertising packages!Click Here for information on the "Fair Use Copyright Notice" for this podcast.Mentioned in this episode:BIG Media LLC Copyright 2025This Podcast is a product of BIG Media LLC and Copyright 2025 Visit https://bigmediallc.com for more from BIG Media LLC!BIG Media LLCZJZ Designs Holiday 2024 Prints Available NowZJZ Designs Holiday 2024 Prints Available Now. Featuring Eddie The Elf! Check Out ZJZDesigns.com!ZJZ Designs

Peter Miller, CFA, FSA, Head of Client Investment Solutions for North America at Invesco, provides context to CFA Society New York's upcoming Insurance Investment Officers Roundtable. He discusses key considerations affecting portfolio construction and strategy, including the role of private markets, regulatory and macro environment, and the potential impact of climate-related events.

Rune Kvist and Rajiv Dattani, co-founders of the AI Underwriting Company, reveal their innovative strategy for unlocking enterprise AI adoption. They detail how certifying and insuring AI agents, through rigorous technical standards, periodic audits, and insurance, builds crucial "AI confidence infrastructure." This discussion explores how their model addresses AI risks, enables risk pricing in nascent domains, and aligns financial incentives for safe, responsible AI deployment. LINKS: AI Underwriting Company Sponsors: Tasklet: Tasklet is an AI agent that automates your work 24/7; just describe what you want in plain English and it gets the job done. Try it for free and use code COGREV for 50% off your first month at https://tasklet.ai Shopify: Shopify powers millions of businesses worldwide, handling 10% of U.S. e-commerce. With hundreds of templates, AI tools for product descriptions, and seamless marketing campaign creation, it's like having a design studio and marketing team in one. Start your $1/month trial today at https://shopify.com/cognitive PRODUCED BY: https://aipodcast.ing CHAPTERS: (00:00) About the Episode (02:53) AI Risks and Analogies (09:14) Insurance, Standards, and Audits (14:45) Insuring Ambiguous AI Risk (Part 1) (14:54) Sponsor: Tasklet (16:05) Insuring Ambiguous AI Risk (Part 2) (25:26) Managing Tail Risk Distribution (27:45) Introducing The AIUC1 Standard (Part 1) (27:50) Sponsor: Shopify (29:46) Introducing The AIUC1 Standard (Part 2) (35:45) The Business Case (40:43) Auditing The Full Stack (48:00) The Iterative Audit Process (54:58) The AIUC Business Model (01:02:26) Aligning Financial Incentives (01:08:56) Policy and Early Adopters (01:11:58) Outro SOCIAL LINKS: Website: https://www.cognitiverevolution.ai Twitter (Podcast): https://x.com/cogrev_podcast Twitter (Nathan): https://x.com/labenz LinkedIn: https://linkedin.com/in/nathanlabenz/ Youtube: https://youtube.com/@CognitiveRevolutionPodcast Apple: https://podcasts.apple.com/de/podcast/the-cognitive-revolution-ai-builders-researchers-and/id1669813431 Spotify: https://open.spotify.com/show/6yHyok3M3BjqzR0VB5MSyk

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Thousands of people who've paid millions of pounds into an insurance plan they thought would cover their funeral costs face getting nothing in return. The insurer has told them their policies are being cancelled. Some had paid into the plan through their credit union for decades expecting a cash payment to go to their families when they died. But the cover will now come to an end as the insurer says a clause in the contract allows it to pull the plug with 30 days' notice and give its customers - a number of whom are in their 80s - nothing.Now you might think receiving one tax demand a year is more than enough, but if you happen to be subjected to a so-called 'Simple Assessment' by HMRC you may well just have received a second one. HMRC have confirmed that they have started either issuing – or updating previously issued – Simple Assessments to include savings interest from 2024-25. But some tax advisors are concerned that people who paid their first bill covering earnings - back in the summer - could easily get confused and find themselves paying twice, once this new demand arrives.And - with speculation mounting as to what will be in the Chancellor's budget – now just four weeks away – listeners have contacted us with their views about what may, or may not happen to Cash ISAs. This follows speculation that Rachel Reeves may reduce the cap on the amount you can save tax free in a cash ISA from £20,000 to a much lower amount such as £10,000, with the caveat that savers would be incentivised to invest more into the stocks and shares of British companies. Presenter: Paul Lewis Reporters: Sarah Rogers, Jo Krasner Researchers: Eimear Devlin, Catherine Lund Editor: Craig Henderson Snr News Editor: Sarah Wadeson

Elijah and I dive into some of my most controversial takes, things I believe today that most people will agree with in 20 years. From mouth breathing and marriage to AI and heart disease, this episode is packed with stuff nobody's talking about but probably should be. No fluff, just sharp takes and honest conversation. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

In this episode, farmer and educator Jodi Roebuck talks about the importance of being frugal when handling the business's finances.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

In this quick episode, you'll learn a simple but powerful tool advisors can use to maintain strong boundaries, protect their time, and still deliver a seamless client experience. We explore why scheduled send and delay delivery matter, how they shape client expectations, and how they support the structure of your Model Week.

In this episode of the Malibu Guru Podcast, Joe and Eric dive into how artificial intelligence is using flight data to assess risk and shape aviation insurance. From automated risk scoring to data-driven policy decisions, insurers are analyzing real flight behavior—insights that could impact your premiums and coverage. Let us know what you think about this in the comments!Did you hear the news? Joe just released his very first book! You can grab your copy of Long Story Short: Stories From a Lifetime in the Cockpit on Amazon: https://a.co/d/4JGtIgq

Want AI to coach your team daily and grade every call?

In this episode of More Than Commas, Cory breaks down one of the biggest questions in investing today: Is AI in a bubble? Using clarity, and a Three Stooges analogy, Cory explores how companies like OpenAI, Nvidia, Oracle, and others have created a tightly interwoven financial ecosystem, one that looks innovative, but also suspiciously like a closed loop of money, growth assumptions, and circular investments. He explains how "round tripping" works, why OpenAI loses money on every prompt you enter, and how Nvidia's rapidly aging chips complicate long-term value. Drawing parallels to the dot-com boom, Cory highlights what's different this time, and what isn't. Most importantly, he offers clear guidance: diversify, understand the risks beyond hype, and stay grounded in timeless financial principles. A timely deep-dive for anyone watching AI stocks soar and wondering what's really happening behind the scenes.   -- Hank Green (The State of the AI Industry is Freaking Me Out): https://www.youtube.com/watch?v=Q0TpWitfxPk The Knowledge Project (Anthony Scilipoti: The Bubble No One is Talking About): https://podcasts.apple.com/us/podcast/anthony-scilipoti-the-bubble-no-one-is-talking-about/id990149481?i=1000733851707   -- Timestamps: 01:00 – Three Stooges clip and fractional-reserve analogy 02:20 – How banks differ from AI company structures 03:10 – OpenAI, Nvidia, Oracle and the AI investment loop 05:30 – Visualizing round-tripping (Bloomberg + Hank Green) 06:55 – Why AI firms lose money on every user interaction 08:20 – Lessons from the dot-com bubble and infrastructure 09:40 – Diversification: why owning the whole market matters 11:20 – Closing thoughts: bubble, boom, or something bigger?   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this episode of the Less Insurance Dependence Podcast, Lester de Alwis welcomes Ryan Mingus, Managing Director at Tusk Practice Sales, to discuss how insurance dependence and evolving legislation are shaping dental practice valuations. From Medicaid cuts and PPO reimbursement stagnation to the impact of inflation and tariffs, Ryan explains how these trends affect profitability and deal structures in the dental M&A landscape. He offers practical insights for dentists planning to sell or transition, including how to strategically reduce insurance participation and prepare for a smooth and lucrative exit. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/   If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://www.lessinsurancedependence.com/csm/ 

“Personal finance is personal.” — Anthony Weaver In this episode of Better Call Daddy, host Reena Friedman Watts and her dad, Wayne, welcome Anthony Weaver, a financial educator and podcast host, to dive deep into the fascinating world of personal finance and the stories our wallets tell. Anthony shares his journey from teaching mathematics to exploring the nuances of money management, discussing how his relationship with money has evolved over time. He reflects on the importance of understanding the psychology behind spending and saving, emphasizing that personal finance is not just about numbers, but about the choices we make based on our values and experiences. Understanding Money Mindsets Anthony explains how our upbringing shapes our financial habits, from couponing to hoarding, and how the mindset of scarcity can affect our ability to enjoy life. He encourages listeners to rethink their money narratives and to consider what truly brings joy in their lives. He shares valuable insights on: - The thrill of couponing and how it can lead to significant savings - The importance of enjoying experiences while being financially savvy - How to navigate insurance and healthcare costs effectively - Strategies for teaching financial literacy to younger generations Life Lessons & Future Aspirations As a member of the sandwich generation, Anthony discusses the realities of caring for aging parents while planning for his own future. He reveals his curiosity about the funeral industry and the importance of discussing end-of-life plans with loved ones, emphasizing that it's never too early to have these conversations. Wayne adds his wisdom, highlighting the balance between saving for the future and enjoying the present, reminding us that life is precious and should be lived fully. Keywords & Core Themes Personal Finance, Couponing, Financial Education, Money Mindset, Insurance, Healthcare Costs, Financial Literacy, Parenting, Saving, Spending, Life Lessons, Podcasting, End-of-Life Planning, Money Management Episode Highlights (00:00) Welcome to the Better Call Daddy Show (01:20) Meet Anthony Weaver: From Teacher to Financial Educator (05:45) The Evolution of Money Mindsets (12:30) The Thrill of Couponing: Tips & Tricks (20:15) Navigating Insurance and Healthcare Costs (30:00) Teaching Financial Literacy to Kids (40:50) Conversations About End-of-Life Planning (50:00) Wayne's Wisdom on Saving and Enjoying Life (55:30) Closing Thoughts and Reflections Connect with Anthony Weaver Podcast: About That Wallet  Connect with Reena Friedman Watts Better Call Daddy Website | LinkedIn | Instagram | YouTube Thank you for tuning in to Better Call Daddy—where wisdom, creativity, and heart meet!

Well, the government shutdown is over, but if you ask most Democrats about the unresolved challenge that the shutdown was about, the answer would be healthcare. This week the White House postponed its planned rollout of a new proposal to address health care costs. And with open enrollment season upon us, millions of Americans are already seeing higher health insurance costs as subsidies are set to expire. Jonathan Cohn is a senior national correspondent at The Bulwark and the author of “Sick: The Untold Story of America's Health Care Crisis— and the People Who Pay the Price” and “The Ten Year War: Obamacare and the Unfinished Crusade for Universal Coverage.” He joins WITHpod to discuss what's driving higher prices, biggest inflection points since the Affordable Care Act was passed and what he sees as the most viable next steps. Sign up for MS NOW Premium on Apple Podcasts to listen to this show and other MS podcasts without ads. You'll also get exclusive bonus content from this and other shows. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.