Podcasts about Insurance

A mysterious dust fills a young family's apartment. The truth begins to unravel when the mother gets a call from the pediatrician - the monster deep within the walls has been unleashed. LEAD how this story ends is up to us is a true story written and produced by Shannon Burkett. Co-produced by Jenny Maguire. Directed by Alan Taylor. Starring Merritt Wever, Alessandro Nivola, Cynthia Nixon, and Cooper Burkett. EP1 features Zak Orth, Jenny Maguire, Daphne Gaines, and Micheal Gaston. Music by Peter Salett. Sound Design by Andy Kris. Recording Engineer Krissopher Chevannes. Casting by Alaine Alldaffer and Lisa Donadio.For corresponding visuals and more information on how to protect children from lead exposure please go to https://endleadpoisoning.org.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's Monday, August 4th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Cuban pastor harassed Cuban pastor Maikel Velázquez vanished about 14 hours after delivering epilepsy medication to a friend's granddaughter on July 9th in the island country, reports International Christian Concern. Velázquez delivered the medicine to the granddaughter of Marta Benites, whose sons were imprisoned for participating in a peaceful protest in July 2021 in San José de las Lajas, Mayabeque. Immediately after the delivery, Velázquez was abruptly barred from entering the Benites home. Moments after completing a phone call with another pastor, he disappeared. His phone was instantly switched off, severing all contact. Pastors from the Alliance of Christians of Cuba launched a search for Velázquez, combing hospitals, detention centers, and police stations — yet their efforts yielded no clue to his whereabouts. At around 2:00 a.m. on July 10th, Velázquez was discovered outside his home, clearly shaken after enduring a traumatic interrogation and serious threats. When questioned, he would not disclose details of the incident and behaved erratically, sometimes yelling and at other times falling eerily silent. Pastor Velázquez's abduction is only the most recent in a string of alarming cases of pastoral harassment in Cuba. In John 15:18, Jesus said, “If the world hates you, keep in mind that it hated Me first.” According to Open Doors, Cuba is the 26th most dangerous country worldwide for Christians. Corporation for Public Broadcasting is shutting down The Corporation for Public Broadcasting announced it is shutting down, reports American Family Radio. Congress created it in 1967 with the Public Broadcasting Act in order to promote educational and cultural programming that was not being done by the three broadcast networks.  With a current half-billion dollar annual budget, the Corporation for Public Broadcasting is now most known for overseeing liberal news outlet National Public Radio and the liberal network PBS. Back in May, President Trump signed an executive order to stop taxpayer funded biased media. Republican-hating NPR sued to challenge that order and told the court any decision to cut off funding must come from Congress.  With that challenge in the courts, the White House sent a rescissions package to Congress in late May. The GOP-led House passed the measure 214-212. In the U.S. Senate, Vice President J.D. Vance cast the tie vote for passage.  Heritage Foundation senior fellow Mike Gonzalez said a nation that is $36 trillion in debt should not be paying for news coverage that tells half the country to "get lost" because of its political beliefs.  HR15 enables perversion and abortion for public school minors Liberty Counsel took a case to the U.S. Supreme Court to ensure that parents  are allowed to opt their children out of homosexual and transgender indoctrination in public schools. However, if House Resolution 15 passes, it will open the floodgates and will force parents, counselors, and teachers to celebrate this destructive behavior. This bill has been introduced in both the current U.S. House and Senate. HR 15 — the misnamed “Equality Act” — will be a nightmare for everyone, warns Liberty Counsel Action. Every Democrat has signed on to the bill. And some Republicans voted for a prior version of HR 15. The margins are slim, and we could lose this battle if we remain silent. The battle in Congress will be fierce, but we must stop this bill for four reasons. First, if the child becomes confused by the propaganda at public schools — mandated by HR 15 — to think a person can choose their sex like they choose clothes, there will be no one to help them learn the truth. The child can demand hormone-blocking drugs (stopping puberty), opposite-sex hormones, and even surgery to remove healthy body parts. Parents will have no say, nor will the hospitals, health care providers, or pharmacists. Insurance and taxpayer funds will cover the expense. If the parents object, this will be considered child abuse, and the child could be removed from the home. Second, if someone pressures a young girl to get an abortion, she will have no one to protect her from this life-and-death decision. The so-called Equality Act will make abortion a federal right through all nine months. It will pre-empt every state law — including parental notification or consent and informed consent. The parents will have no say, nor will the hospitals, health care workers, or pharmacists.  Insurance companies cannot refuse coverage, and our taxes will fund the killing of innocent life. If parents, health care providers, or pharmacists resist the abortion, they can be sued by the U.S. Department of Justice, private individuals, and organizations — including Planned Parenthood. Third, if the child asks the parents for help to overcome unwanted homosexual attractions, behaviors, or gender confusion, there will be no one to help. The so-called Equality Act will make it illegal to provide any such counsel to help overcome these unwanted attractions, behaviors, or confusion. In fact, this bill makes such counsel illegal for all ages and for any counsel — licensed and unlicensed — and this includes pastoral counseling. Fourth, this dangerous bill will require Christian adoption and foster care ministries to place children in homosexual and transgender homes. And remember, the “Q” in LGBTQ encompasses nearly 550 paraphilias — which includes pedophilia! There will be no one to help these innocent children! In Matthew 18:6, Jesus said, “If anyone causes one of these little ones—those who believe in Me—to stumble, it would be better for them to have a large millstone hung around their neck and to be drowned in the depths of the sea.” Send faxes to Congress to stop the so-called Equality Act from endangering public school kids.  We have the special link for you in the transcript today at www.TheWorldview.com. Remember, some Republicans voted for a prior version of HR 15. The margins are slim, and we could lose this battle if we remain silent. White House Ballroom to add 90,000 square feet and cost $200 million And finally, the White House is about to get a major physical upgrade – a new ballroom. Press Secretary Karoline Leavitt made the announcement. LEAVITT:  “We are proud to announce that the construction of the new White House ballroom will begin. For 150 years, presidents, administrations and White House staff have longed for a large event space on the White House complex that can hold substantially more guests than currently allowed. President Trump has expressed his commitment to solving this problem on behalf of future administrations and the American people. “The White House is currently unable to host major functions, honoring world leaders and other countries, without having to install a large and unsightly tent approximately 100 yards away from the main building's entrance. “The White House State ballroom will be a much needed and exquisite addition of approximately 90,000 total square feet of carefully crafted space, with a seated capacity of 650 people, which is a significant increase from the 200-person seated capacity in the East Room of the White House.” Leavitt revealed the price tag and that it would not be paid for with tax dollars. LEAVITT: “President Trump and other donors have generously committed to donating the funds necessary to build this approximately $200 million structure.” White House Chief of Staff Susie Wiles said, “President Trump is a builder at heart and has an extraordinary eye for detail.” … He is “fully committed to working with the appropriate organizations to preserving the special history of the White House.” Close And that's The Worldview on this Monday, August 4th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

In our continuing attempt to unpack AI in insurance, we hear from Dale Steinke, a “company guy” who truly understands the daily challenges faced by independent agents. He's … Read More » The post AI Prompts Mastermind Shares Advice appeared first on Insurance Journal TV.

Hannes Hennche and I break down why entrepreneurship isn't for everyone and what separates the winners from the ones who burn out. We talk about delegation, building leverage, and why following your passion is usually a trap. If you've ever wondered who should be running a business, how to build a team that doesn't rely on you for every decision, and why $50/hour work with no skill beats chasing unicorns, this episode is for you. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

A major court ruling on Friday will continue to limit how federal agents conduct immigration stops and arrests. Covered California says it's dropping DACA recipients. And, bluegrass jam sessions for those living on the autism spectrum. Plus, more. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com

Climate disruptions and growing risk are upending insurance markets, leading many insurers to abandon parts of the country all together. Due to fires, floods and other extreme events, more and more homeowners are facing rapidly rising premiums or being dropped from their insurance plans altogether. Increasing numbers of homeowners are taking refuge in the state insurance plans of last resort, straining the program resources. For homeowners, whose house is often their biggest financial asset, this creates a huge financial risk.  So what should people do to evaluate climate risks and insurance availability during their housing search? And how can governments help insurers weather the increasing frequency of climate-induced disasters so they can continue to underwrite our homes? Guests: Rachel Cleetus, Senior Policy Director, Union of Concerned Scientists Claire O'Connor, Los Angeles real estate agent and homeowner Dave Jones, Director, Climate Risk Initiative at the Center for Law, Energy & the Environment, UC Berkeley  This episode also includes a news feature produced by Camryn Sanchez of KJZZ in Phoenix. Support Climate One by going ad-free! By subscribing to Climate One on Patreon, you'll receive exclusive access to all future episodes free of ads, opportunities to connect with fellow Climate One listeners, and access to the Climate One Discord. Sign up today. For show notes and related links, visit our website. Ad sales by Multitude. Contact them for ad inquiries at multitude.productions/ads Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us for an inspiring conversation with Melissa Cox, a certified financial planner from Dallas, Texas, who shares her remarkable journey from financial chaos to expertise. Melissa opens up about her accidental entry into the financial industry and how her personal struggles with money motivated her to become a better planner. She passionately discusses the societal misconceptions women face regarding financial capabilities and emphasizes the importance of understanding one's financial beliefs. Melissa encourages women to start with small, manageable steps to build financial confidence and take control of their financial futures. By eliminating shame around financial choices, she empowers women to confidently navigate the world of finance. We also explore a holistic approach to financial planning with Melissa, focusing on the concept of building financial freedom at one's own pace. Through the analogy of constructing a financial "house," she highlights the significance of investments, insurance, and legal documents. The "wealth on purpose formulation" is introduced, emphasizing intentionality and balance in financial planning. Melissa shares insights into her personalized, one-on-one approach with clients, offering exclusive clarity sessions to tailor strategies to individual goals. As Melissa reflects on her journey of writing a book to empower readers in their financial journeys, she underscores the idea that finances are unique to each person and encourages embracing the messiness of it all. Listen in to gain valuable insights and motivation to redefine what it means to be an empowered woman in the financial world.   Connect with Melissa:Website: www.FutureFocusedWealth.com Facebook: Melissa Cox CFP Instagram: @melissacoxcfp   Let's keep the conversation going!Website: www.martaspirk.com Instagram: @martaspirk Facebook: Marta Spirk Want to be my next guest on The Empowered Woman Podcast?Apply here: www.martaspirk.com/podcastguest  Watch my TEDx talk: http://bit.ly/martatedx Every Day Magic teaches mindfulness through ritual and gratitude practices that can be done every day at any age. Purchase your copy today at https://www.amazon.com/dp/B0F2XGKRCN  

AI Revolutionizing Finance and Insurance with Multimodal's Founder Ankur Patel Multimodal.dev Ankur Patel is the founder and CEO of Multimodal, a cutting-edge company at the forefront of implementing AI solutions for finance and insurance industries. With over a decade of experience in machine learning and hands-on experience at reputable financial institutions such as JP Morgan and Bridgewater, Ankur brings deep expertise in both finance and AI. Under his leadership, Multimodal aims to automate complex processes, improve decision-making, and enhance efficiency within these industries. Episode Summary: In this engaging episode of The Chris Voss Show, host Chris Voss delves into the world of AI with Ankur Patel, the visionary founder and CEO of Multimodal. As AI continues to revolutionize industries, they explore how Multimodal's AI-driven solutions are streamlining complex processes in finance and insurance, promising to transform consumer experiences and business efficiencies alike. Throughout the discussion, Ankur emphasizes the game-changing capabilities of AI in automating administrative tasks, thereby reducing costs and accelerating decision-making. Buzzwords like "agentic AI," "large language models," and "streamlining workflows" dominate the conversation as Patel explains how enterprises and mid-market players can enhance operations. Chris Voss humorously relates his mortgage company experiences, illustrating the tedious past processes that AI could now simplify. The podcast also tackles the potentially changing job landscape due to AI, addressing both apprehensions and exciting possibilities. Key Takeaways: * **Revolutionizing Insurance and Finance:** Multimodal's AI solutions aim to automate complex processes, reduce administrative costs, and speed up decision-making in industries like insurance and finance. * **Agentic AI's Role:** Ankur Patel explains agentic AI as systems capable of performing actions, not just chat-based responses, enhancing operational efficiency significantly. * **Impacts on Employment:** While AI might change job roles, it's poised to create new opportunities, with human workers focusing more on critical thinking tasks. * **Improving Consumer Experiences:** By streamlining operations, AI promises faster service delivery and potentially lower costs in sectors like mortgage and insurance. * **Preserving Expert Knowledge:** AI helps retain critical expertise across industries, mitigating the risks associated with workforce turnover and knowledge gaps. Notable Quotes: 1. "AI can do certain things that are ridiculously hard for people to do." 2. "People will offload to one or several AI agents, trained to do specific things really well." 3. "The speed at which AI could resolve some of this... is going to be a massive unlock." 4. "Job roles will change, and expectations will evolve, requiring increased productivity with AI." 5. "AI is able to look at tens or hundreds of thousands of claims beyond the capability of the human brain."

My guest today is Zac Townsend, co-founder and CEO of Meanwhile. Insurance is a product nearly everyone touches, but few understand, and even fewer try to reinvent. Meanwhile is doing just that, building a fully licensed life insurance carrier that holds its reserves in Bitcoin. In this conversation, we talk about what makes insurance structurally hard to change, how Bitcoin opens up new design space, and why innovation here demands control over product, capital, and regulation all at once. Please enjoy this conversation with Zac Townsend. For the full show notes, transcript, and links to the best content to learn more, check out the episode page HERE. ----- Making Markets is a property of Colossus, LLC. For more episodes of Making Markets, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @makingmkts | @ericgoldenx Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Making Markets (00:01:20) Understanding Term Life Insurance (00:03:22) Exploring Whole Life Insurance (00:05:00) The Principal-Agent Problem in Insurance (00:07:59) Investment Strategies and Tax Implications (00:13:46) Challenges in the Insurance Industry (00:17:59) Founding an Insurance Startup (00:25:22) Bitcoin and Life Insurance (00:42:14) Future of Bitcoin and Insurance (00:44:50) Final Thoughts Learn more about your ad choices. Visit megaphone.fm/adchoices

Climate disruptions and growing risk are upending insurance markets, leading many insurers to abandon parts of the country all together. Due to fires, floods and other extreme events, more and more homeowners are facing rapidly rising premiums or being dropped from their insurance plans altogether. Increasing numbers of homeowners are taking refuge in the state insurance plans of last resort, straining the program resources. For homeowners, whose house is often their biggest financial asset, this creates a huge financial risk.  So what should people do to evaluate climate risks and insurance availability during their housing search? And how can governments help insurers weather the increasing frequency of climate-induced disasters so they can continue to underwrite our homes? Guests: Rachel Cleetus, Senior Policy Director, Union of Concerned Scientists Claire O'Connor, Los Angeles real estate agent and homeowner Dave Jones, Director, Climate Risk Initiative at the Center for Law, Energy & the Environment, UC Berkeley  This episode also includes a news feature produced by Camryn Sanchez of KJZZ in Phoenix. Support Climate One by going ad-free! By subscribing to Climate One on Patreon, you'll receive exclusive access to all future episodes free of ads, opportunities to connect with fellow Climate One listeners, and access to the Climate One Discord. Sign up today. For show notes and related links, visit our website. Ad sales by Multitude. Contact them for ad inquiries at multitude.productions/ads Learn more about your ad choices. Visit megaphone.fm/adchoices

Big news! Insurance Shoptalk has joined the AI Podcast Network! Smart conversations, sharp strategies - coming at you weekly. In this episode of Insurance Shoptalk, Eric Stein sits down with Alex Choroomi from Alkeme Insurance to discuss how digital leads and online quoting are transforming the small business insurance landscape. Alex shares his journey into the commercial insurance world, explaining how Alkeme Insurance is leveraging digital advertising and advanced quoting portals to bring in high-quality leads and close deals quickly. He dives deep into the challenges and successes of targeting industries like contractors, manufacturing, and transportation with tailored workers' comp and general liability coverage.

In this episode of the Investor Fuel Podcast, host Michelle Kesil speaks with Mike Harvey, founder of The Roof Resource, about his innovative approach to the roofing industry. Mike discusses how he created a cloud-based virtual business model that simplifies the roofing process for homeowners, allowing them to receive quotes quickly and efficiently. He shares insights on building a strong company culture, navigating challenges, and the importance of networking. Mike also highlights the benefits his model brings to investors and real estate professionals, emphasizing transparency and cost savings. The conversation concludes with advice for aspiring entrepreneurs on overcoming hesitations and embracing change. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

I am excited to introduce Efficient Friday! Each week, in 10 minutes or less,  I want to share a super tactical tip, idea, process, hack, etc with you that you can implement in your business right away!It's the first of the month — your built-in Slingshot Day! In this quick-hit episode, Libby shares the powerful question that can reset your focus and fuel massive momentum in your life and business. You'll learn how to turn a single intentional decision into real progress — no waiting for New Year's, no perfection required.Whether it's a tiny habit or a big commitment, today is your launchpad. Ready to make August 31st you proud? Let's go!You can also watch this Efficient Friday as a video on The Efficient Advisor's YouTube Channel!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Sarah Kliff, investigative health care reporter for the New York Times, talks about her new reporting on an uptick in health insurers denying prescription drug claims over the last decade.

This week  Heath Shearon, the Mayor of Insurance Town,  sits down with his good friend Craig Bender, the visionary behind InsureU2. In this episode, Craig shares his journey from a  big player in the paintball community as a young "kid" to a leader in the insurance industry. Discover how his unique approach to marketing and community building is reshaping the way insurance is perceived and practiced. Craig discusses the importance of authenticity in content creation, the power of community in driving industry change, and his vision for the future of insurance. He also opens up about his personal experiences, from his family's influence on his career to his innovative strategies for marketing and growth. Whether you're an industry veteran or new to the field, Craig's insights offer valuable lessons on leadership, resilience, and the art of building a lasting brand.Chapters:0:00 - 5:00- Introduction to Craig Bender-Heath introduces Craig Bender and his accomplishments. -Discussion on Craig's bi-coastal lifestyle and recent award. 5:01 - 15:00Early Beginnings and Family Influence-Craig's introduction to the insurance industry through his family. -The impact of his mother's career and his early experiences. 15:01 - 30:00- Marketing Innovation and Insure U2-Craig's pivot to marketing and the creation of InsureU2. -The philosophy behind the brand and its community focus. 30:01 - 45:00 Content Creation and Industry Impact-Craig's approach to content creation and its influence on the industry. -The importance of authenticity and consistency in marketing. 45:01 - 60:00 Future Vision and Community Building-Craig's vision for the future of Insure U2 and the insurance industry. -The role of community and collaboration in driving change.Quotes:"Unity is everything... it shows that we're all together and on the same page." - Craig Bender "If I want something, I need money for it. How do you get money? You work." - Craig Bender "The content is what's going to live forever... it's the message that I'm saying." - Craig Bender "It's not about speed to market when you're building a longevity company." - Craig Bender "I love insurance, but I also love seeing other people win." - Craig BenderTune in to hear more about Craig's inspiring journey and his plans for the future of the insurance industry. Don't miss out on the insights and strategies that can help you grow your own brand. Subscribe now for more episodes!Sponsors:Smart Choice Agents Program Canopy Connect Olde School Marketing

Send us a textUniversal Horror Unleashed is opening in mid-August. Sean and Dayna aren't sure if they will be able to handle it. They have all the details! The Brotherly Love Podcast LIVE is coming to The STRAT in August for two shows. Plus, there's a great deal to stay at the hotel right now too. The shows will include a live band, comedy, music and special guests. You can get tickets. Sean chats with Joey, Andrew and Matthew Lawrence at the top of The Strat. It's a fun conversation! Plus, Chef James Trees is getting ready to open High Steaks Vegas at the top of the Rio. This is a great location with an incredible view. He's refreshing the former VooDoo Steak. And, the countdown is on... we are getting closer to the opening of The Wizard of Oz at Sphere.Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. If your home was damaged in the California wildfires, Galindo Law may be able to help you get more compensation. Call 800-251-1533 or visit galindolaw.com VegasNearMe AppIf it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

with Brad Friedman & Desi Doyen

In Episode 194 of Boroughs & Burbs: The National Real Estate Conversation, hosts John Engel (http://www.theengelteam.com) and Roberto Cabrera (http://www.robertocabrera.com) speak with Willis Gay of Howard & Gay Insurance and Bernice Rodriguez of PURE Insurance about the evolving world of luxury home risk and property insurance in 2025. The episode focuses on how escalating construction costs, climate exposure, and regulatory changes are transforming coverage expectations for high-net-worth homeowners. Key takeaways include navigating premium increases, understanding policy exclusions, assessing replacement cost versus actual cash value, and best practices for advising clients proactively on flood and windstorm risk—based on real insurer protocols and strategies. Listen on Spotify (or your preferred platform): https://open.spotify.com/episode/1IH5G3GFVKGkxpbU6Rjnhs Listen on Podbean: https://boroughsandburbs.podbean.com/e/real‑estate‑insurance‑boroughs‑burbs‑ep‑194/ Related Episodes: • Boroughs & Burbs 123 || Navigating the Changing Tides of Insurance – Coastal coverage insights from insurance experts Chris Marten (AssuredPartners) and Nicholas Phillips (Goosehead Insurance). Watch on Podbean: https://boroughsandburbs.podbean.com/e/boroughs-burbs-123-navigating-the-changing-tides-of-insurance/ • Boroughs & Burbs 113 || The Changing Insurance Landscape for the High Net Worth Market – Brendan O'Brien (Rand Insurance), Frank DiGrande (PURE Insurance), and Joe Rossi (Joe Flood Insurance) explore trends and risk management strategies in luxury insurance. Watch on Podbean: https://boroughsandburbs.podbean.com/e/boroughs-burbs-113-the-changing-insurance-landscape-for-the-high-net-worth-market/  • Boroughs & Burbs 192 || Home Inspections in New York and Connecticut – Stephen Gladstone and Jacqueline Gathers put insurance-adjacent home inspection practices under the microscope—essential for protecting high-value properties. Watch on YouTube: https://youtu.be/E_PPBWzKaB0?si=rohQ9-QdbeIng9hf • Boroughs & Burbs 190 || Large Luxury Renovation Projects – Design-build leadership discusses risk assessment, liability considerations, and insurance coordination during high-end renovations. Watch on YouTube: https://www.youtube.com/watch?v=6I05WTKy7nA boroughsandburbs.podbean.com • Boroughs & Burbs 92 || Uninsurable Florida with Sally Daley & Nevin Miller – A deep dive into why some Florida properties are becoming uninsurable due to rate hikes, fraud legislation, and climate risk—making it highly relevant for market risk assessment today. Watch on Podbean: https://boroughsandburbs.podbean.com/e/boroughs-burbs-92-uninsurable-florida-with-sally-daley-and-nevin-miller/ Keywords: #realestate #insurance #luxuryhome #risk  #insurancepremium #escalation #disastercoverage #propertyreplacementplanning #climaterisk #RealEstateInsurance #HighNetWorthInsurance #RiskManagement #LuxuryHomeInsurance #PolicyExclusions #ClimateRiskCoverage #JohnEngel #RobertoCabrera #BoroughsAndBurbs #InsuranceTrends2025 #HowardGay #PUREInsurance

Instructor Kevin Amrhein joins the Academy of Insurance After Show to unpack key personal lines issues following major storms, from overlooked spoilage coverage to storm evacuation gaps. With … Read More » The post IJA Aftershow: Kevin Amrhein | The Personal Lines You Shouldn't Ignore appeared first on Insurance Journal TV.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Sam White , CEO of Stella Insurance. Sam is not just a leader in the insurance industry; she's a trailblazer, entrepreneur, and advocate for creating a fairer, more inclusive world. In today's conversation, we'll dive into Sam's incredible journey as an entrepreneur, her vision for Stella Insurance, and how she's challenging the status quo in a traditionally male-dominated industry. We'll also explore her thoughts on leadership, innovation, and the future of insurance. KEY TAKEAWAYS We didn't realise, when we set Stella up, just how revolutionary it was because we had an entirely female management team all in our 20s and 30s, very spirited and high energy, going out and doing business in a very male-dominated marketplace. There are gender differences and I think we come at things with a different perspective, women do business differently, approach things differently, and have different needs and risks that they're exposed to. What I love about the concept of insurance is the idea that a group of people come together and put money in the pot so that if one of them is vulnerable they can be supported. That community ideology is very appealing. When you look through the lens of women, you see a set of circumstances where my general experience when it works well with a large group of women that are all aligned on the same goal and support each other is magic. In terms of building good relationships, the principles apply. Firstly, you can't build a good relationship with somebody who hasn't got a good relationship with themselves and isn't prepared to accept, acknowledge or work on that. My first business was launched from my sister's conservatory where I picked up the phone to brokers and asked if they'd let me handle their claims. The benefit of that is that you don't need to get funding and you can do it your own way, you're learning on the job and experiencing direct feedback. The downside is that the foundations you're building on may not be ideal. BEST MOMENTS ‘I was diagnosed with dyslexia as a kid and I think that creates a different type of mindset in terms of problem solving as well as resilience.' ‘I like complicated problems, and insurance is one hell of a complicated problem!' ‘Imposter syndrome is much higher in women than men, they second guess themselves continually. Most women are educated to not back themselves from the age of 7-8 and societally we also questions women far more than men.' ‘The irony is; the process of the ‘do' is the thing that gives you the confidence to keep on doing the doing. But, you have to do the first thing and make it through your first really big challenge.' ABOUT THE GUESTS Sam White is a dynamic and visionary entrepreneur with over 20 years of experience in building and scaling successful businesses. As the CEO of Stella Insurance, Sam is a trailblazer in the insurance industry, known for her innovative approach and commitment to creating meaningful change. Under her leadership, Stella Insurance has become a trusted and award-winning brand, recognized for its customer-centric ethos and dedication to empowering women in a traditionally male-dominated sector. ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

In this Power Producers Podcast episode, David Carothers chats with Douglas ver Mulm, founder of Turris, a company revolutionizing the back-office operations for MGAs and carriers. Douglas shares insights into how Turris is simplifying the process of working with retail agents by streamlining licensing, compliance, and operational tasks. The conversation dives into how technology can help insurance agencies, wholesalers, and carriers collaborate more effectively, ultimately leading to better distribution and smoother operations. Key Highlights: The Problem Turris Solves Douglas explains how Turris helps carriers and MGAs eliminate friction by automating agent licensing and compliance checks, reducing the hassle of onboarding and document management. Why Agents Will Continue to Be Essential Despite the rise of InsureTech, Douglas believes agents will remain crucial, especially in commercial lines. The key is for agents to embrace technology to improve efficiency while maintaining their specialized role in understanding their clients' needs. Streamlining Operations with Technology Douglas talks about how Turris aims to automate back-office workflows, from licensing to payments, to save agencies and carriers time and reduce operational costs. The Future of Insurance Technology Douglas shares his vision for the future of insurance tech, where agencies can automate processes like payments and commissions, helping improve their cash flow and operational efficiency. The Importance of Agency Relationships David and Douglas discuss how building strong relationships with agencies can enhance the insurance experience, highlighting the importance of working together to solve problems and drive innovation. Connect with: David Carothers LinkedIn Douglas Ver Mulm LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Turris Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

SMBs are drowning in a sea of disconnected financial tools, juggling separate platforms for banking, payments, accounting, and lending. Many business owners find themselves logging into five or six different systems just to manage their daily operations, creating inefficiency and driving up costs at a time when economic pressures are mounting. U.S. Bank's latest 2025 Small Business Survey shows that SMBs are looking to their FIs to collapse these various digital solutions into one integrated experience. "They are overwhelmed by the number of standalone software solutions which exist in the marketplace," explains Shruti Patel, Chief Product Officer for the Business Banking segment at U.S. Bank. "They would like to consolidate these so that they're not constantly juggling with multiple tools or playing mental gymnastics, all while streamlining costs." The survey data, drawn from approximately 1,000 SMB owners across the country with revenues up to $25 million, shows a clear trend toward viewing banks as comprehensive financial hubs rather than simple repositories for funds. SMBs are seeking integrated solutions that combine banking, payments, and software capabilities under one roof. Listen to this podcast to learn about U.S. Bank's Shruti Patel is helping U.S. Bank position itself as the primary re-bundlers of financial services in the post-pandemic era.

Robert moves out of his apartment and stashes all of his personal property in storage units. As he hits the road to begin the homeless, nomad lifestyle he considers the implications to his insurance coverage.

Send us a textIn this episode of the Grow Clinton Podcast, Jenny and Andy are joined by Tim and Jess Hartsock of Core-Vens Insurance, based in Clinton, Iowa.The Core-Vens team discusses the company's history, future plans, industry changes, and answers common questions to help you choose the right policy for your personal or business needs.Core-Vens & Company, Inc. was founded on September 1, 1963, by Bill Core and Ray Vens. The office was located at 1531 North Second Street, in the former Joyce Lumber Company building. Known for their proactive approach, the Core-Vens agency quickly made a significant impact on the insurance scene for Clinton's residents and businesses.Bill Core served as president from 1963 to 1975. In 1976, Ray Vens was elected president, a role he held until 1993. That year, Ray Vens reorganized the company and stepped down as president. His son, Chris Vens, was elected president and CEO and continues in that role today.For more information, visit https://www.corevens.com/.To learn how you can promote your member business or organization on the podcast, contact the Grow Clinton office at 563.242.5702 or visit us online at www.GrowClinton.com.Grow Clinton's mission is to promote business growth, build community, and support the sustainable economic success of the Greater Clinton Region.

Jason Ott, president, Aon Private Risk Management, discusses how affluent clients are proactively adapting to climate volatility through fortified properties, strategic insurance planning and evolving risk mitigation to safeguard high-value assets.

The concept of investing is often associated only with money and the pursuit of wealth, but this fails to capture the true essence of investing. An ideal future isn't encapsulated by a stack of $100 bills. The true essence of investing is not about building wealth, but about building the atmospheric conditions that align with your ideal future self. Listen to the latest episode of the podcast to learn why a relentless focus on accumulating wealth will end up costing you what you're actually working for, and why you need to have a more encompassing vision for what your retirement can be beyond your portfolio. Your quality of life isn't determined just by the number in your bank account. Those dollars are merely the resources you use to create the ideal life. Wealth extends beyond the mere accumulation of money. It's about the life you can construct around it and the atmospheric conditions you can create for yourself. You can possess all the wealth in the world, but without the cornerstones of a healthy life like thriving relationships, health, purpose and meaning, the value of that wealth diminishes. We need to exercise caution in our perception of wealth and the significance we ascribe to money. Investing shouldn't only mean contributing to your financial future but should be considered building towards your ideal future. Having a vision for your retirement that involves activities and people requires a keen understanding of what's important. Brian had a client who embodied the rags to riches narrative that people in the West admire so much, but after years of diligently working toward accumulating his wealth, this client ended up sacrificing his health. Instead of traveling the world and enjoying the fruits of his labor, this client spent his golden years visiting doctors and hospitals. “Man sacrifices his health to make money, then he sacrifices his money to recuperate his health.” -Dalai Lama A healthy lifestyle lays the foundation for our capacity to live fully and pursue our ambitions actively. The importance of investing in health can not be overstated. Along with health, investing into your relationships is paramount. Relationships form an integral part of our support system. The rewards are not always monetary, but they are no less important, and investing time into relationships is crucial. Investing into a steady flow of income beyond just building a portfolio is another key component to enjoying your retirement. Growth is not income generating and growth is not the same as income. Retirement needs to be a time of shifting from a diversification of growth assets into a diversification of income producing assets. The true essence of investing is not about building wealth, but about building the atmospheric conditions that aligns with your ideal future self. That includes nurturing your health, cultivating meaningful relationships, ensuring a steady income, and fostering cognitive ability. Money is a tool to reach those goals, and not the goal itself. Retirement should be seen as a chapter in your life that is ripe with potential. True wealth is not just the abundance of money, but the presence of all the components that make life fulfilling.     Mentioned in this episode: BrianSkrobonja.com BuildBanking.com Previous episode - Make Health Planning Part of Your Retirement Planning, with Regan Archibald     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA & SIPC. Advisory services offered only by duly registered  individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be  rendered by Skrobonja Wealth Management, LLC unless a client service agreement is in place. Skrobonja Financial Group, LLC provides links for your convenience to websites produced by other providers of industry related material. Accessing websites through links directs you  away from our website. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites. Any references to protection, safety or  lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the  issuing carrier. This is intended for informational purposes only. It is not intended to be used as the sole  basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Our firm is not permitted to offer, and no  statement made on this site shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and  opinions contained here in provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by our firm. Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Brian Skrobonja is stated or implied. The awards, accolades and appearances are not representative of any one client's experience and is not indicative of future performance. Each of these awards have set criteria for their nominations and eligibility requirements. “Best Wealth Managers” and “Future 50 Company” are annual surveys conducted by Small Business Monthly. The winner is chosen by an online vote of the general public and no specific criteria is utilized to determine the winner other than number of votes. Some voters may not be clients of Brian Skrobonja and Skrobonja Financial Group. These awards are not representative of any one client's experience and is not indicative of future performance.

Airbnb's AirCover might sound reassuring—but is it enough to truly protect your short-term rental? In this Hosting Hotline episode, we break down a YouTube comment that sparked an important conversation about insurance: what Airbnb does (and doesn't) cover, why it's not technically a policy, and the major risks hosts take when relying solely on platforms like Airbnb for protection.We'll walk through:The common (and dangerous) misconception about Airbnb's million-dollar liability promiseWhy basic homeowner's insurance may drop you if they find out you're hosting guestsWhat coverage you actually need to operate a short-term rental safelyWhy diversifying your booking platforms is just as critical as having proper insuranceThe importance of reviewing your policy annually with a brokerIf you're not sure whether you're truly protected, this episode is a must-listen. We want every host to operate with peace of mind—and avoid learning these lessons the hard way.Resources Mentioned:Proper Insurance – A leading provider of short-term rental insurance designed to replace a homeowner's or landlord policy with comprehensive coverage for vacation rentals.Steadily – Fast, affordable landlord insurance that also offers policies tailored specifically for short-term and vacation rental hosts. Get a quote in minutes.Mentioned in this episode:Quiz | Take our quiz to reveal your hosting personality style!Host Checklist | Grab our Airbnb Essentials Checklist and make stocking your Airbnb a breeze – we've got all your hosting needs covered!

Lexi Silver is 15 years old. She lost both of her parents before she turned 11. That should tell you enough—but it doesn't. Because Lexi isn't here for your pity. She's not a sob story. She's not a trauma statistic. She's a writer, an advocate, and one of the most emotionally intelligent people you'll ever hear speak into a microphone.In this episode, Lexi breaks down what grief actually feels like when you're a kid and the adults around you just don't get it. She talks about losing her mom on Christmas morning, her dad nine months later, how the system let her down, and how Instagram trolls tell her she's faking it for attention. She also explains why she writes, what Experience Camps gave her, how she channels anger into poems, and what to say—and not say—to someone grieving.Her life isn't a Netflix drama. But it should be.And by the way, she's not “so strong.” She's just human. You'll never forget this conversation.RELATED LINKS• Lexi on Instagram: @meet.my.grief• Buy her book: The Girl Behind Grief's Shadow• Experience CampsFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Allen Masri's wife, and 2 children have called sunny South Florida home for 55 years. As a federal employee benefits consultant and previous host of the Safe Money Income Retirement radio show, Allen is a financial educator who has helped people from all walks of life to be well prepared for their retirement years. Allen has made it his mission to educate retirees and those nearing retirement to achieve a secure financial future by protecting their hard-earned money from losses, fees, and inflation. Not one of his clients has ever lost a penny due to market downturns.Learn more: https://safemoneyforincome.com/This material is for educational purposes only and not meant for any financial or tax adviceInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-allen-masri-founder-of-safe-money-income-insurance-discussing-navigating-retirement-with-confidence

Ready to transform the way you handle client service? In this episode, I'm joined by Lorie Jones, a seasoned Financial Advisor who has over 20 years of experience supporting top-performing financial advisors. Lorie shares her secrets for creating a high-touch client experience, building efficient systems, and managing the chaos that can come with growth. Whether you're a solo advisor or run a team, you'll walk away with actionable strategies to elevate your client service model.What you'll learn in this episode:How to build replicable and consistent service systems that scale with your businessThe secret behind proactive communication that makes clients feel truly cared forTips for documenting processes so your team can function smoothly and confidentlyWhy Lorie says “the client doesn't always know what they need” and how to respondHow to think like a COO even if you're just starting out or running leanThis episode is packed with wisdom for advisors who want to deliver world-class service without burning out. Lorie's perspective will help you refine your systems, take control of your calendar, and set your team up for success.Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

In this week's episode of The Money Hour on Newstalk KBOI, Brian talks about the biggest financial stressors Americans face—housing costs. How much of your income should go toward your mortgage or rent? Are you "house poor" and don't even know it? He breaks down the real numbers behind PITI (Principal, Interest, Taxes, Insurance), lending standards, and how federal programs play into affordability. He also shares insights from listener calls, including one homeowner living mortgage-free for decades and another struggling to balance quality of life with rising costs. Plus, Brian gets personal—sharing why he chose to build a home from scratch and how his construction journey parallels building financial security.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley

In the latest budget, the FDI limit was increased to 100 percent, but most foreign companies are not buying such large stakes in the Indian insurance sector.  

Illinois homeowners are facing a massive 27% increase in insurance premiums as State Farm announces one of the largest rate hikes in state history. The company blames extreme weather and rising costs, but lawmakers—and residents—are calling foul.

Send us a textIn this episode, we talk to Kirsten Kaiser Kus. She is a defense attorney and an equity owner at Downey & Lenkov LLC, leading their Indiana practice. She brings deep experience from both the plaintiff and defense sides of workers' compensation. She shares how her involvement with CLM and litigation education shaped her expertise and helped grow her professional network.We explore the many stakeholders in the workers' compensation system. Kirsten discusses distinctions between plaintiff-side and defense-side stakeholders and how they interact—or clash—within systems that vary state by state.On the plaintiff (applicant) side, she highlights challenges such as unrealistic expectations, lack of understanding of legal metrics, and client control issues. Then she systematically breaks down the far more complex defense side, detailing the roles of carriers, TPAs, hearing members, medical providers, mediators, ombudsmen, vendors, brokers, excess carriers, self-insured clients, and even how politics play out in our system.Throughout our conversation, Kirsten emphasizes one central principle: communication is critical. Where, oh where have we heard that before? Whether navigating expectations, coordinating stakeholders, or managing the risk of expensive cases, clear, proactive, and coordinated communication is what drives effective outcomes.Stakeholders in the Workers' Comp Ecosystem:Injured Worker The employee who was hurt at work and seeking benefits.Applicant's Attorney / Claimant's Attorney / Plaintiff's Attorney / Petitioner's Counsel The lawyer representing the injured worker (term varies by state).Defense Attorney The attorney representing the employer or insurance carrier.Employer The company where the injured worker is employed; also referred to as "the insured."Insurance Carrier The insurance company providing workers' comp coverage to the employer.Third-Party Administrator (TPA) An outside company that manages the administration of claims on behalf of self-insured employers or insurance carriers.Broker An insurance advisor who helps employers obtain and manage coverage.Self-Insured Employer A company that pays claims out-of-pocket, often with excess insurance coverage.Excess Carrier The insurer that covers costs beyond a self-insured employer's retention layer.Hearing Member / Judge / Commissioner The official who hears and rules on workers' compensation disputes.Ombudsman A state-provided guide who assists unrepresented workers.Mediator A neutral party who helps both parties involved in a litigated case try to settle the case before trial.Medical Provider Doctors and other clinicians who treat the injured worker.Nurse Case Manager (NCM) A licensed nurse who helps coordinate medical care and communicate with all stakeholders. NCMs are often called in to help coordinate more complex claims. Vendors Service providers such as interpreters, transportation, Medicare compliance experts, durable medical equipment (DME) suppliers, and home modification specialists.Subrogation Counsel / Third-Party Recovery Attorneys or departments pursuing reimbursement when a third party (not the employer) caused the injury.Family Members Often involved in influencing the injured worker's decisions and expectations, an important perspective to keep in mind througho¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Allen Masri's wife, and 2 children have called sunny South Florida home for 55 years. As a federal employee benefits consultant and previous host of the Safe Money Income Retirement radio show, Allen is a financial educator who has helped people from all walks of life to be well prepared for their retirement years. Allen has made it his mission to educate retirees and those nearing retirement to achieve a secure financial future by protecting their hard-earned money from losses, fees, and inflation. Not one of his clients has ever lost a penny due to market downturns.Learn more: https://safemoneyforincome.com/This material is for educational purposes only and not meant for any financial or tax adviceInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-allen-masri-founder-of-safe-money-income-insurance-discussing-navigating-retirement-with-confidence

“Use the Rule of 100 to assess your risk tolerance and ensure your retirement income remains stable.”

Senator Rick Scott says Florida's next governor will inherit a major mess with the insurance market created over the past six and a half years; Jeffry Knight is charged in the deadly Clearwater Ferry crash; Lionel Messi and his wife appeared on the Coldplay kiss cam in South Florida; a woman is charged after leaving children in a 100-degree car; another woman is hospitalized after being struck by lightning while riding a lawnmower in Hernando County; and a possible WWI-era explosive is discovered on Indian Rocks Beach.

Join Nick Lamagna on The A Game Podcast with our guest Joe Scargill, an active Secret Service Agent for 20 years, a Checkmat BJJ Black belt who is an athlete, coach and true American Badass!  Fighting out of Jacksonville Florida by way of Pennsylvania, he wrestled at Ohio State and was on a path to go the path of working in Insurance like the rest of his family and turned to law enforcement after some impactful friends made an impression on him. After starting as a police officer he set his sights on the Secret Service but was initially rejected.  His background in wrestling made him no stranger to adversity as he picked himself up and applied again, being accepted in 2000.  He found the art of Brazilian Jiu Jitsu as a combat instructor for the Secret Service and has taken his gift and abilities in leadership from  the Government to the mats.  He is shaping minds young and old at A Force BJJ in Ponte Vedra, Florida and spends his time as a national keynote speaker.  He is also on the advisory board for Academy Safe providing a high quality training environment for martial arts communities doing the extra work to verify it is a place run by people we can trust with our children, friends and family.  FUN episode with an incredible guy, you won't want to miss this one!   Connect with Joe: Joe Scargill on Facebook Joseph Scargill on Instagram Joe Scargill on Threads Joe Scargill on LinkedIn   Connect with Academy Safe: academysafe.org Academy Safe on Facebook Academy Safe on Instagram Academy Safe on Youtube Academy Safe on TikTok     Connect with A Force BJJ: A Force BJJ A Force BJJ on Instagram A Force BJJ on Facebook     --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers  

What if you could reclaim freedom and fulfillment without leaving insurance?Dr. Brittney Anderson, board-certified family medicine physician and President of the Alabama Academy of Family Physicians, joins us to share how she's doing exactly that. Since launching her private practice in 2022, she's proven that physicians can build thriving, autonomous practices while still accepting insurance.In this episode, Dr. Anderson breaks down the systems, mindset, and boundaries that have helped her create a patient-centered, profitable practice—without sacrificing her values or her voice.You'll also hear how she's mentoring other physicians to do the same, and why her passion for medical education and community impact drives every move she makes.If you're a physician thinking about private practice—or want to know what's really possible within traditional models—this conversation is for you.Dr. Anderson attended college at Duke University, earned her medical degree from the University of Alabama Birmingham (UAB), and completed her residency at the University of Alabama Family Medicine Residency.Whether you're dreaming of opening your own clinic or want to make your current practice more sustainable, this episode is packed with insight and encouragement.IG: hanging_a_shinglePodcast: Physicians Hanging a ShingleLinkedin: linkedin.com/in/drbrittneyanderson

Homeowners Beware! Hosted by Attorney - Eric Buchanan AND Risk Management Professional/Business Owner - John Ballinger! Insurance impacts almost every part of our lives - even when we don't realize it! Let's talk it through! How it has changed over the years - how those changes affect us ALL - what it should look like! PLUS - how you can navigate the system! PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

In this episode, Paul challenges the common belief that more money automatically equals a better life, diving into the deeper aspects of personal finance. He explores how money matters can be amplified, not solved, by a simple raise, and encourages viewers to seek true financial wellness. Discover why mindfulness in spending and saving is crucial for lasting financial freedom and overall self improvement. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

We're excited to kick off a new season of the RiskCeller podcast after a well-deserved break! In this episode, we not only catch up on personal adventures and favorite wines, but we also unveil a shift in our show's format, moving beyond insurance industry news to tackle a wider range of timely topics and in-depth interviews. This fresh approach is about delivering a perfect mix of hard-hitting news and thoughtful, expert discussions for our listeners, whether you're an insurance professional or just intrigued by the broader legal landscape.One of the major issues we explore is third-party litigation funding and its destabilizing effects on the insurance sector. We discuss how litigation financing, where outside investors fund lawsuits for a slice of the settlement, has grown rapidly in the U.S., fueling what's often called “social inflation.” This trend is creating complications for insurers by inflating the costs of claims and pushing up premiums for everyone, from homeowners to small businesses. Notably, the episode centers on our interview with Minnesota State Senator Judy Seberger, an insurance defense attorney leading efforts for more transparency and consumer protections in litigation funding. Her bill, SF-2929, aims to shine light on industry practices and guard against predatory lending in the legal system.Throughout the episode, we reflect on the ripple effects that rising litigation costs have on insurance premiums and consumer experience. We compare trends across states, dig into the ethical and economic challenges posed by third-party funding, and debate if more states should follow Minnesota's lead. Our ongoing mission is to clarify the impact of legal and insurance industry changes and share insights from credible guests. If you're seeking fresh perspectives and actionable information on insurance, legal news, and consumer protection, you won't want to miss this season.Takeaway List:The podcast is changing its format to cover broader topics beyond just insurance.Litigation financing is destabilizing the insurance sector.Howden is making significant moves in the insurance brokerage space.Third-party litigation funding is a growing concern in the legal industry.Judy Seberger is advocating for transparency in litigation funding.The SF-2929 bill aims to protect consumers from predatory practices.Insurance premiums are affected by rising litigation costs.State legislation on litigation funding is evolving, with few states having robust laws.Social inflation is fueled by third-party funding in lawsuits.Industry experts like Chubb's CEO are calling for ethical and systemic reforms.The podcast will feature more interviews with industry leaders and policymakers.Listeners can expect a mix of breaking news, analysis, and practical advice.Chapters:00:00 Welcome Back and Summer Adventures05:27 Changes in the Podcast Format06:52 Current Events and Legal News13:54 Insurance Industry Developments16:28 Deep Dive into Litigation Funding26:23 Interview with Judy Seberger56:05 Wrap-Up and Future DiscussionsConnect with RiskCellar:Website: https://www.riskcellar.com/Guest: Judy SebergerLinkedIn: Judy Seberger's LinkedIn Profilelinkedin.com/in/judy-sebergerJudy Seberger, State Senator, Minnesota Senate Official Page: senate.mn/members/member_bio.html?mem_id=1248Email: sen.judy.seberger@senate.mnBrandon Schuh:Facebook: https://www.facebook.com/profile.php?id=61552710523314LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/Instagram: https://www.instagram.com/schuhpapa/Nick Hartmann:LinkedIn: https://www.linkedin.com/in/nickjhartmann/

If you're running a business - whether you're a coach, consultant, or entrepreneur - legal risks aren't just hypothetical. They're real, costly, and often preventable. In this episode, I sat down with Phil Calendrino, a Florida-based business attorney with 26 years of experience, to break down the essential legal protections every business owner should have in place - before problems arise.Legal missteps can derail even the most promising businesses. Whether it's a contract dispute, intellectual property theft, or an unexpected lawsuit, the fallout is expensive, time-consuming, and entirely avoidable with the right safeguards. Phil's approach isn't about fear-mongering - it's about practical, proactive steps to shield your business so you can focus on growth.3 Key Takeaways from This Episode1️⃣ Contracts Are Your First Line of DefenceHandshake deals? Risky. A well-drafted contract isn't just about formality—it's a tool to filter out bad clients and control disputes before they escalate.Example: A contract can dictate where legal disputes are resolved (saving you from flying across the country for court).2️⃣ Trademarks Aren't Just for Big BrandsIf you've built a unique brand name, slogan, or methodology, trademarking prevents competitors from piggybacking on your reputation.Myth: "I've used my brand name for years - I'm safe." Reality: If someone trademarks it first, they get exclusive rights to expand with it.3️⃣ Insurance and Asset Protection Are Non-NegotiableInsurance covers legal fees and claims you can't avoid.Structuring your business properly (e.g., LLCs or LTDs) keeps personal assets separate from business liabilities.https://www.forwardlawfirm.com/----Get your copy of my Personal Brand Business Blueprint It's the FREE roadmap to starting, scaling or just fixing your expert business.www.amplifyme.agency/roadmap----Subscribe to my Youtube!! Follow on Instagram and Twitter @bobgentleJoin the Amplify Insiders Facebook Community : www.amplifyme.agency/insidersPlease take a second to rate this show in Apple Podcasts. ❤ It will mean a lot to me.

Exploring Dental Membership Plans: A Smarter Alternative to Insurance Summary: In this episode of Dental Drill Bits, Dana Salisbury and Sandy Pardue are joined by Meg Lohman from Plan Forward to unpack why in-house membership plans are becoming a go-to solution for dental practices looking to grow and better serve their patients. They discuss how these plans help identify patients who are overpaying for insurance, simplify preventive care, and strengthen patient loyalty. The trio also explores the power of proactive marketing and the importance of educating patients ahead of open enrollment season. Whether you're new to membership plans or looking to refine your strategy, this episode offers a practical roadmap to create a win-win for both your patients and your practice.

This week on AgweekTV, we take a look at the crop progress across the region as harvest season nears. Some farmers are dealing with insurance issues following the June storms. We take you to the Sutton Rodeo Company in Sully County, South Dakota, for a look at their family heritage in the rodeo industry. And more kids will be safe on the farm thanks to a Minnesota program.

Life can change in an instant—sometimes in ways we hope for, like meeting the right person or finding new opportunities, and sometimes in ways we dread, like losing a home or facing heartbreak. Change is the only constant, and no amount of financial security can shield us from the emotional and spiritual challenges that come with it.This week's Spiritual Perspective explores the concept of “inner insurance”—a form of resilience that money can't buy but is crucial for navigating life's twists and turns.Here's what we cover:Why true security comes from within, not from external stability.The hidden value of life's hardest moments for spiritual growth.How simple daily practices, like meditation or gratitude, build the inner strength to handle anything.Think of it like physical fitness: just as consistent exercise prepares you for physical challenges, inner work prepares you for life's uncertainties. The beauty is, your “insurance payment” can be as small as a few minutes a day—a walk, a kind act, or a moment of stillness.So, what's your inner insurance plan? Are you making those daily investments, or could this perspective inspire a shift?Send us a text message. We'd love to hear from you!

Uncovering Insurance Pitfalls: Expert Insights on Coverage Challenges with Frederick J. Fisher FisherCG.com About the Guest(s): Frederick Fisher is a seasoned expert in the insurance industry, specializing in professional liability over an illustrious career spanning more than 50 years. With two decades of experience as a claims adjuster and owner of a Third Party Administrator (TPA), Frederick is well-regarded for his dedication to client financial security. He is an advocate for providing strong financial safeguards and has authored the insightful book titled "Claims Made Insurance, The Policy That Changed the Industry: A Deep Dive Review and History," set for release in June 2024. Frederick currently operates as a consultant and expert witness, focusing on insurance consulting and risk management. Episode Summary: Join Chris Voss as he hosts insurance expert Frederick Fisher on The Chris Voss Show, where they delve into the intricate world of insurance policies and claims. In this episode, the discussion zeros in on understanding claims made insurance policies, with Frederick sharing insights and case studies that emphasize the significance of being informed and cautious while purchasing insurance. They highlight headline-grabbing stories about insurance litigation involving big names and underscore the challenges faced by companies and individuals when they're inadequately protected. As the conversation progresses, Frederick uses practical examples to underline the perils of a lack of transparency and knowledge when it comes to insurance. From discussing the implications of not disclosing warranty questions to exploring the nuances of management liability insurance, the episode is a goldmine of knowledge for entrepreneurs and individuals alike. Chris and Frederick tackle the often-overlooked elements of homeowners insurance and unravel the critical components that can lead to financial security in the face of disasters. Through engaging dialogue, they underline the importance of seeking expertise in the insurance industry and avoiding the pitfall of being attracted solely by the price of policies. Key Takeaways: Understanding the intricacies of claims made insurance is crucial to avoid costly mistakes and ensure comprehensive coverage. Transparency and honest disclosure on insurance applications are critical to prevent fraud accusations and resulting claim denials. The order taker standard limits the responsibility of insurance agents, making it essential for consumers to engage with knowledgeable brokers. Entrepreneurs should consider management liability insurance to protect against personal liability incidents stemming from business decisions. Homeowners and condo owners must review their coverage limits diligently, including potential code upgrades that can lead to increased costs during rebuilding. Notable Quotes: "Everybody hates [insurance], everybody hates buying it, everybody hates dealing with it." "Insurance is the last thing. It's either milk or insurance. Come on. We know where that's going." "Take buying insurance seriously and don't use your brother-in-law as your broker unless he's a specialist in it." "You can't say, ‘I want the best coverage'… what does that mean? Quality of the coverage? The price of the coverage?" "It's intentional. I'm telling you right now… insurance companies are out to screw you." Resources: Frederick's Website: FisherCG.com (as inferred from transcript format) Book: "Claims Made Insurance, The Policy That Changed the Industry: A Deep Dive Review and History" by Frederick Fisher Social Media Handles: Chris Voss on LinkedIn and TikTok as Chris Voss1 (as inferred from transcript format) Tune in to the full episode for an enlightening journey into the world of insurance with Frederick Fisher, and stay tuned for more captivating content from The Chris Voss Show.

You can't get a mortgage without home insurance. But in some parts of the country, it's becoming harder and harder to find a plan, as insurance companies drop homeowners  and pull out of entire states, as flooding, wildfires, and storms become more frequent and intense. Host Flora Lichtman talks to reporters Jessica Meszaros and Rachel Cohen, who have been covering this issue in Florida and Colorado. Flora then speaks with Benjamin Keys, who studies the impact of climate change on the real estate market, about the future of home ownership in a world increasingly unsettled by climate change.Guests: Rachel Cohen is the Mountain West News Bureau reporter for KUNC.Dr. Benjamin Keys studies the impact of climate change on the real estate market at the Wharton School of the University of Pennsylvania in Philadelphia.Jessica Meszaros is a climate change and environment reporter for WUSF in Tampa, Florida.Transcripts for each episode are available within 1-3 days at sciencefriday.com.  Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3223: Kalen Bruce outlines four essential types of insurance that can shield you from life's financial surprises: health, personal liability, auto, and life. With practical examples and eye-opening statistics, he makes a compelling case for proactive planning to avoid devastating costs and protect your family's future. Read along with the original article(s) here: https://moneyminiblog.com/insurance/types-of-insurance/ Quotes to ponder: "Even if the coverage amount is high, many of the life-threatening diseases like cancer, AIDS, etc. are rarely covered." "There is a high chance that you may face a lawsuit in your life yourself." "If your car is damaged in an accident and you have no insurance cover, then you have to bear all the repairing costs yourself which can be huge." Learn more about your ad choices. Visit megaphone.fm/adchoices