Podcasts about Insurance

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Dr Eugene Manley grew up in Detroit in the 1980s cycling through emergency rooms 20 to 30 times a year with asthma and anaphylaxis while hospital staff talked past his family and buried them in paperwork they could not decode. He responded by earning a BS in mechanical engineering an MS in biomedical engineering and a PhD in molecular biology cell biology and biochemistry. Along the way he tore his ACL training for a jiu jitsu black belt worked 86 straight days in a lab during his doctorate and learned how academic and clinical systems punish people who refuse to shrink.In this episode Manley walks through a recent post surgery ordeal at Mount Sinai Queens where staff falsified records attempted an illegal discharge and nearly sent him home on the wrong blood thinner. He explains how medical racism shows up in charts staffing and decision making and why measurable equity fails without accountability. Listeners hear how his STEMM and Cancer Health Equity Foundation builds pipelines for underrepresented students challenges clinical trial design and teaches patients how to protect themselves when institutions lie. RELATED LINKS• Eugene Manley Jr• STEMM and Cancer Health Equity Foundation• Village Voice• LUNGevity FoundationFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Derek Vickers is the Managing Partner of Vicktory Capital and Fund Manager of VC Equity Fund I, a value-add manufactured housing fund targeting high-growth Sun Belt markets. He oversees investment strategy, capital raising, and execution, with ownership in 50 manufactured housing communities totaling nearly 2,400 lots. Specializing in turning around mismanaged assets through rent-to-own conversions, operational improvements, and professional management, Derek has led multiple refinances that returned 100%+ of investor capital while preserving long-term equity. With a background leading a 100-person corporate sales organization, he now focuses on scaling the firm's vertically integrated platform across Florida, Arizona, Texas, and other key markets.   Here's some of the topics we covered:   From Partying and Rock Bottom to Building a Wealth Machine The Wake-Up Call That Changed Derek's Financial Future The Real Estate Fast Track Most People Miss Investing In Mobile Home Parks vs. Multifamily Apartments Why the Right Property Manager Makes or Breaks a Deal What Really Happens When You Buy a Mobile Home Park How to Win With Brokers and Unlock Off-Market Deals Creative Financing Moves That Supercharge Mobile Home Park Returns   If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon. For more about Rod and his real estate investing journey go to www.rodkhleif.com

Is it possible to age without aches & pains? Are some people just cursed with bad genes?  Eileen Kopsaftis is a physical therapist with a Fellowship in Applied Functional Science & a nutrition educator diploma with decades of hands-on work in acute hospital care, outpatient rehab & nursing homes. She is currently serving as a chronic pain & health conditions consultant with Have life-Long Well Being.In this episode, you'll hear how to identify real & realistic goals while aging, how mindset & community matter more than you realize, how to navigate your next doctor's appointment & why your insurance could be limiting your outcomes. If you like this episode, you'll also like episode 251: FOOD ADDICTION: CHARACTER FLAW OR REAL DEPENDENCE? [REMASTERED]  Guest:https://havelifelongwellbeing.com/https://www.facebook.com/EileenKopsaftisOfficial Host:  https://www.meredithforreal.com/  https://www.instagram.com/meredithforreal/ meredith@meredithforreal.comhttps://www.youtube.com/meredithforreal https://www.facebook.com/meredithforrealthecuriousintrovert  Sponsors: https://www.jordanharbinger.com/starterpacks/ https://www.historicpensacola.org/about-us/  02:05 — Common vs. Normal Aging04:18 — Why Modern Life Accelerates Decline05:05 — “I Might As Well Enjoy Life” Thinking05:55 — Lessons From Home Health Visits07:28 — Habits That Predict Independence08:10 — Compassion vs. Personal Responsibility08:55 — What Healthy 90-Year-Olds Actually Do09:40 — “At My Age I Should Rest”10:45 — The Reality of Nursing Home Dependency11:30 — Independence Is Not Luck12:05 — The Social Side of Healthy Aging13:05 — Finding Friends Who Move13:55 — Pickleball and the Comeback of Activity14:50 — Why Mindset Comes First15:45 — Speaking Aging Into Existence17:05 — When Pain Disappears Instantly18:30 — How to Navigate Doctor Visits23:00 — Lie #1: Tests Equal Answers25:45 — When Shoulder Pain Starts at the Ankle26:30 — Whole-Body Problem Solving27:05 — Why Pain Treatment Often Fails27:45 — Finding the Right Clinician30:20 — Insurance vs. Cash Pay Care32:40 — Why People Think PT “Doesn't Work”33:20 — Lie #2: Stop Moving to Stop Pain34:45 — Shrinking Movement Shrinks Life35:30 — Bone-on-Bone Pain Explained37:50 — The Three Biggest Pain Culprits39:10 — Sitting, Weak Glutes, and Back Pain39:55 — Why Ankles Cause Knee Problems41:25 — Lie #3: You Need a Stair-Free Home42:50 — The Hidden Danger of “Aging in Place” Homes43:30 — Choosing Friends Who Support Vitality44:10 — Resources, Courses, and Online CommunityRequest to join my private Facebook Group, MFR Curious Insiders https://www.facebook.com/share/g/1BAt3bpwJC/

a16z Partners Daisy Wolf and Eva Steinman talk with Zach Cohen and Raymond Wang, cofounders of Ease Health, a company building an AI operating system for behavioral health that combines CRM, EHR, and revenue cycle management into a single platform. They discuss why behavioral health software has lagged behind, what it means to build AI native versus AI integrated, and why Zach left his job as an investor at a16z to go build in this space. They also cover how Ease plans to replace the dozen software vendors most practices rely on today.   Resources: Follow Daisy Wolf on X:  https://x.com/daisydwolf Follow Eva Steinman on LinkedIn: https://www.linkedin.com/in/eva-steinman/ Follow Zach Cohen on X:  https://x.com/zachcohen25 Follow Raymond Wang on LinkedIn: https://www.linkedin.com/in/arrays/   Stay Updated: If you enjoyed this episode, be sure to like, subscribe, and share with your friends! Find a16z on X:https://x.com/a16z Find a16z on LinkedIn: https://www.linkedin.com/company/a16z Listen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYX Listen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711 Follow our host: https://x.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see http://a16z.com/disclosures . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Libby shares their journey from a cash-pay only dietetic practice to incorporating insurance. Initially, they avoided insurance to maintain control and simplicity, but market changes and competition from large healthcare companies prompted a reevaluation. They discuss the benefits of accepting insurance, such as lowering barriers for clients, ensuring consistent care, and reducing sales pressure. Importantly, the decision to take insurance was strategic, designed around structured systems and workflows to maintain high standards of care. The speaker encourages dietitians to thoughtfully consider their practice models in the face of market shifts and client expectations, and offers resources from Dietitian Boss to support diverse practice models.

In this episode of Front Cover: A Rough Notes Podcast on the Agency Intelligence Podcast Network, Jason Cass sits down with Diane Keil-Hipp, Chief Operations Officer at Knight Insurance Group, the agency featured on the March 2026 front cover of Rough Notes Magazine.  Key Topics: Landing on the front cover of Rough Notes Magazine, a goal Knight set five years in advance How a 165-year history shapes Knight Insurance's identity and culture Revitalizing Toledo's Warehouse District and leading the Warehouse District Association Why private equity's impact on a local competitor pushed Knight toward employee ownership How Knight's ESOP rewards both salary and tenure for long-term staff The five stakeholders Knight serves and why no decision can benefit one at another's expense Maintaining three levels of carrier relationships and a formal Carrier of the Year award Why live phone answers and relationship-first practices still drive Knight's growth Diane's PhD dissertation on the three internal factors that cause organizations to decline Knight's three core values: enduring relationships, relentless focus, and exceptional standards Reach out to: Diane Keil-Hipp Jason Cass Visit Website: Knight Insurance Group Rough Notes Magazine Produced by PodSquad.fm

Cody and I dug into the real side of entrepreneurship, what it actually takes to build wealth without chasing shiny ideas. I shared why I walked away from the tech startup fantasy and leaned into simple businesses that solve real problems. We talked through the ten minute drill, how I evaluate opportunity in any town, and why people waste years building businesses with zero demand. I broke down why your first business is about reps and skill acquisition, not money, and how boring work like tree removal or survey work can set you up for financial freedom faster than chasing passive income. This is a full breakdown of how to think like an operator, what the real wealthy people actually do, and why momentum is everything. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Live from Joe's mom's basement (where humility is encouraged and spreadsheets are optional), the crew tackles a deceptively simple question. If most people think they're above average with money, what advice actually helps someone who isn't? Joe Saul-Sehy, OG, Doug, Jesse Cramer, and guest Whitney Hanson (Money Nerds podcast) run a thought experiment inspired by Morgan Housel's observation that nearly everyone believes they're financially smarter than the median. What straightforward moves keep someone from needing last minute financial Hail Marys? The answer isn't flashy. It's systems. Whitney kicks things off with a practical starting point: identify your knowledge gaps. Tools like Investor.gov quizzes can reveal blind spots, and she suggests theming your learning (one focus per month) so financial literacy doesn't feel overwhelming. From there, the conversation turns to controllables: cash flow, savings rate, lifestyle inflation, and career capital. Because while markets bounce around, your habits are yours. The gang also introduces the idea of a tactile money leak audit, physically reviewing spending to spot waste that autopilot budgeting apps can miss. It's less glamorous than crypto speculation but far more effective. Investing gets reframed too. Instead of treating it like a mysterious Wall Street game, they suggest thinking of it as owning small pieces of companies you already know and use. Start small. Automate it. Build reps. Confidence follows action. Insurance and estate planning round out the episode. The crew urges listeners to shop multiple advisors, understand policy details before signing, use AI to help decode fine print without blindly trusting it, and avoid overconfidence just because something sounds right. Doug keeps things lively with trivia revealing that Johnny Carson's 1982 DUI fine was a very specific $603, and OG once again proves suspiciously good at guessing. What You'll Learn: Why most people overestimate their financial knowledge and what to do about it How to identify and close your personal money knowledge gaps The key financial variables you actually control How to perform a simple money leak audit Why small, automatic investing beats waiting for the perfect moment How to make investing feel familiar instead of intimidating The basics everyone should understand about insurance and estate planning Why repetition builds financial confidence faster than theory The Big Takeaway: You don't need advanced tactics. You need consistent systems. Focus on what you control. Automate the boring stuff. Learn one thing at a time. Build margin. Repeat. Because the goal isn't to be above average. It's to be steady enough that you never need a desperate Hail Mary. This Episode Is For You If: You feel like everyone else has money figured out except you Financial advice usually feels too complicated or assumes knowledge you don't have You're tired of feeling behind and want simple systems that work You want to build confidence through action, not just theory You believe steady progress beats trying to be perfect Question for You: What was the first simple money habit that changed your trajectory? Share it in the Spotify comments or The Basement Facebook group. Your small win might be exactly what another Stacker needs to hear. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send a textThis episode brings you two Sundance documentary short films that touch on such timely issues that our filmmakers rushed to get them out as soon as possible.In La Tierra del Valor (The Home of the Brave), during a summer of grief and fear brought about by ice raids in Los Angeles, one small act of bravery brings a community of hope. Director (and return guest) Cristina Costantini and producer Alfie Koetter sit down with us to discuss how they met Nezza, the patriotism of immigrants, and how bravery feels a lot like fear. In short, FUCK ICE.Luigi is a short film about the cultural sensation (and obsession) following the murder charge of Luigi Mangione. Director (and return guest) Liza Mandelup shares why she was inspired to tell the story from this perspective, how she scouted online and in her own backyard of NYC for the subjects of her film, and our collective rage and frustration that has led us to this moment. In short, HEALTH CARE IS A HUMAN RIGHT.Follow director Cristina Costantini on IGFollow producer Alfie Koetter on IGFollow director Liza Mandelup on IGThank you to our sponsor, Standard Deviant BrewingSupport the showThanks for listening and for your support! We couldn't have won Best of the Bay Best Podcast in 2022 , 2023 , and 2024 without you! -- Fight fascism. Shop small. Use cash. Fuck ice. -- Support Bitch Talk here! Subscribe to our channel on YouTube for behind the scenes footage! Rate and review us wherever you listen to podcasts! Visit our website! www.bitchtalkpodcast.com Follow us on Instagram, Threads, and Substack Listen every Monday at 7 am on BFF.FM

In this episode of Scouting for Growth, Sabine VanderLinden sits down with Manish Shah, President and Chief Product Officer at Majesco, to explore the rapidly changing landscape of insurance.  Together, they examine how AI is shifting the industry from being purely a protector to one that also focuses on prevention and dynamic participation. The conversation covers everything from the persistent protection gap and the urgent need for behavioral—not just technological—transformation in insurance to the practical realities and fears surrounding the implementation of agentic AI systems.  Manish Shah shares actionable insights on overcoming internal resistance, building trust with customers, and the importance of leadership courage. Throughout, listeners will gain an insider's view on how insurance models are transforming and what sets bold, future-ready leaders apart. KEY TAKEAWAYS I was delighted to welcome Manish Shah to explore how the insurance industry is being transformed at its core. Our discussion began with the fundamental premise that insurance is built on trust and a promise of protection—yet today, both are being challenged by shifting customer expectations, legacy systems, and the rapid evolution of AI technologies.  Manish emphasized that closing the protection gap is not merely an issue of customer education but primarily a challenge of product and experience design. If customers do not understand or value our offerings, it's a failure of design, not comprehension. We agreed that the path to genuine transformation must be grounded in a behavioral shift—beyond technology upgrades or business process reengineering. Transformation executives must start by listening deeply to customers, adapting to their evolving needs, and fostering a culture that is not afraid to take bold risks rather than settle for incremental change. The conversation also delved into how AI, when embedded into the core—not bolted on as an afterthought—can help insurers move from process-led to truly human-centered operations. This enables better capacity, more personalized experiences, and the ability to anticipate rather than react to customers' needs. Crucially, Manish Shah articulated the importance of trust, transparency, and auditability in the AI era: true trust is built through consistent, clear, empathetic engagement, supported by AI that augments—not replaces—human judgment. The insurers that will thrive in the next 3-5 years are those who are brave enough to rethink their business models, leverage intelligent, agentic cores, and prioritize behavioral change.  The future belongs to those willing to become active partners in their customers' lives, focused on prevention, participation, and peace of mind. BEST MOMENTS “If our customers don't understand or see the value in the product, then it is a design problem. It's not really a customer problem or an education problem. “Trust is built in small moments, not in any marketing material or strategic deck.”  “If we can actually execute well as an industry, insurance should feel more like a proactive safety net than a just reactive payment mechanism.”  “The brave ones… are those who are willing to rethink their business model and not just the tech stack.”  ABOUT THE GUEST  Manish Shah is the President and Chief Product Officer at Majesco, a leader at the intersection of technology, product strategy, and insurance industry expertise.  With over 30 years in the insurance sector, Manish Shah has been both a witness and a driver of major transformation, from the analog days of the industry to today's AI-driven innovation. He is particularly passionate about embedding intelligence into the foundation of insurance operations—not just talking about AI, but delivering it as an engine of change.  At Majesco, Manish Shah oversees strategy for their cloud-native, intelligent core platform, with a special focus on agentic workflows, operational effectiveness, and preparing insurers for future challenges and opportunities in P&C, Life, Health, and Benefits. If you want to connect with Manish Shah, he encourages open dialogue and learning across the industry. ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you're interested in sponsoring the podcast, reach out to the team at hello@alchemycrew.ventures

Eric Richins suspected his wife was trying to kill him. He reportedly told friends. He told family. He consulted divorce lawyers and estate planners. He removed Kouri from his life insurance policy. He transferred business assets to a trust controlled by his sister.He took precautions. He didn't take the final step. He stayed.Psychotherapist Shavaun Scott joins True Crime Today to analyze the psychology that keeps victims in dangerous relationships. This isn't about blaming Eric—it's about understanding forces most people never encounter.Suspecting your spouse wants you dead isn't comparable to other marital suspicions. It's existential. It requires accepting that the person you share a bed with, the parent of your children, could end your life. The human mind fights that conclusion with everything it has.We examine the protective measures Eric reportedly took while staying married. Legal consultations. Insurance changes. Asset transfers. He wasn't ignoring the threat—he was preparing for it. But defensive measures without leaving meant staying within reach.We analyze the isolation of an unbelievable suspicion. "I think my wife is poisoning me" sounds like paranoia to outsiders. How do you get help when your truth sounds like delusion?We discuss how children factor in. Eric and Kouri had three kids together. Does that keep victims close? Make leaving harder? Create a need to monitor the threat?And we identify warning signs others should recognize. What behaviors suggest someone you know might be in real danger from a partner? What should you do?Part 2 of a two-part series. Essential for anyone who might see themselves in Eric's situation.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#EricRichins #KouriRichins #KouriRichinsTrial #TrueCrimeToday #VictimPsychology #WhyVictimsStay #ShavaunScott #DomesticViolence #PoisoningVictim #PartnerAbuse

What happens when you put yourself in a room full of creatives and actually commit to building something? In this episode of Better Call Daddy, I'm joined by Priscilla Mensah and my dad, Wayne Friedman, to talk about what we learned from our Creative Entrepreneurship Bootcamp at Houston Community College. We didn't just talk about ideas — we talked about execution. Sales. Contracts. Insurance. Separating personal and business finances. Sustainability. Mindset. The stuff people don't always glamorize. Priscilla Mensah and I share what it feels like to test your ideas in real time — and why showing up (even when you're unsure) is what really moves the needle. We talk about: • Why creativity without sales doesn't scale • The power of being in community with other builders • Learning from setbacks instead of hiding from them • Why every entrepreneur has to get comfortable with vulnerability And of course, Dad weighs in with wisdom about surrounding yourself with creative people who push you forward. If you've been sitting on an idea… this one's for you. Because you don't need to be famous to be powerful. You need to show up.

In this episode of Insurance Town, the Mayor sits down with his good friend, Emily Merola. Emily Merola is an executive presence expert, speaker, and founder of The Blazer Society who helps leaders go from overlooked to unmistakable. Through her work in Image + Impact and identity-first leadership, Emily equips leaders to bridge the gap between who they are and how they lead so they communicate with clarity, step into alignment, and own every room they enter. With more than 20 years of executive leadership experience and as a Maxwell Leadership Certified Speaker, Trainer, and Coach, Emily has influenced over 10,000 professionals worldwide through keynotes, retreats, and global leadership forums. She is trusted by organizations and event leaders to open and close high-stakes conversations, and is known for delivering high-energy, high-impact experiences that blend strategic insight with powerful personal transformation. She joins us to day and shares her inspiring journey from the early days of her insurance career to becoming a trusted leader and coach. We explore the importance of authenticity, self-awareness, and faith in building genuine relationships and impactful careers.In this episode:Emily's beginnings in New York City insurance and her rapid rise through different sectorsThe power of self-awareness in discovering your strength zoneHow authenticity and vulnerability foster real relationshipsNavigating confidence challenges and stage frightThe role of faith and core values in decision-makingBuilding a leadership brand that empowers women through The Blazer SocietyThe significance of having a coach and mentors (including John Maxwell) for growthStrategies for overcoming feeling overlooked or stuck in your careerHow inner work and community create resilience in uncertain marketsTimestamps: 00:00 - Welcome and introduction to Emily Morolla 02:08 - Emily's professional background and journey into insurance 04:33 - Early lessons from the insurance industry and career milestones  10:31 - The through line: Trust and relationship-building in insurance 12:20 - Balancing confidence, vulnerability, and industry norms 16:46 - Seasons in career and embracing change 122:28 - Faith as a guiding force in personal and professional life 25:33 - Authentic relationships and maintaining consistency 28:46 - Introducing The Blazer Society and empowering women leaders The motivation behind creating a space for growth and impact 33:21 - The power of personalized branding and leadership identity 36:57 - Overcoming stage fright and building presentation confidence  Resilience, storytelling, and embracing vulnerability 43:20 - Practical steps for those feeling stuck or overlooked and importance of coaching, environment, and community 45:32 - Final reflections and gratitude for genuine connectionResources & Links:The Blazer SocietyContact Emily ISC Group - Women Leaders in InsuranceSponsors of todays show Goli Nutrition Canopy Connect MAV

Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/   If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://thrivingdentist.com/csm Is your practice full but profits are shrinking? In this episode, Kelly Fox-Galvagni shares simple signs your PPO plan might be holding you back—and how to start building a stronger, more patient-focused dental practice. Learn how to shift your mindset, support your team, and plan your move away from insurance dependence with confidence.

In this interview, I sit down with Medicare Misty to break down exactly how insurance agents can go from zero to their first 100 clients.She shares her proven strategies for building a personal brand, using grassroots marketing, owning your niche in your city, and leveraging local networking to create consistent growth — without relying solely on paid leads.If you're a new insurance agent or stuck trying to gain momentum, this episode gives you a practical roadmap to build your first 100-client book of business the right way.Learn more about Misty here: https://www.medicaremisty.com/

In this solo Thursday riff of Referrals Done Right, Scott gets personal about something he has struggled with for years: self-deprecating humor and the identity statements we casually speak over ourselves. What started as a simple joke about needing to get back to the gym turned into a powerful realization about how our brains do not process sarcasm the way we think they do. When we repeatedly say things like “I'm bad with money,” “I'm disorganized,” or “I'm not good at networking,” we are not being funny. We are reinforcing identity.Scott breaks down a small but transformational shift. Replace “I am” statements with “I have a tendency” or “I am working on it… yet.” It is a subtle change in language that can dramatically impact how you show up in sales, leadership, and relationship building. If you are constantly selling yourself limiting beliefs, how can you confidently ask for referrals? This episode is a mindset reset and a challenge to clean up the language you use with yourself.In this episode, you'll learn:• Why your brain doesn't distinguish between humor and identity statements• How “I am” language can quietly sabotage your confidence and growth• The power of adding one simple word: “yet”• Why the way you talk to yourself affects how you show up in referrals• A practical language shift you can implement immediately this weekRDR Nation, this one's simple, but not easy. Pay attention to the story you're telling yourself. Then rewrite it.---Scott Grates' Links:Referrals Done Right - https://www.referralsdoneright.orgReferrals Done Right FB Group - https://www.facebook.com/groups/296359076662332Scott Grates Website - https://www.scottgrates.comLove Living Local  - https://www.instagram.com/lovelivinglocal315Scott's FB - https://www.facebook.com/scott.grates.1Scott's - https://www.instagram.com/scottgratesTikTok - https://www.tiktok.com/@scott.grates

Amid continuing A.I.-related jitters, Nvidia posts another set of stellar quarterly results but Salesforce disappoints with revenue forecasts coming in below analysts' expectations. However, both companies' CEOs tell our CNBC colleagues Stateside that market concerns are overblown. Nvidia's results play their part in a rebound on Wall Street and help tech shares in Asia with the Nikkei closing at a record high. Insurance giant and asset manager Allianz predicts FY operating profit could be as high as €18.4bn – up from almost €17.5bn in 2025.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A hose can start a lawsuit—and a precedent can end one. We dive into two fresh BC court decisions that show how civil law balances fairness, timing, and finality. First, we break down a neighbourhood flooding dispute where homeowners sought to amend their notice of civil claim to add trespass by water and psychological injury tied to both the intrusion and an insurance denial. We explain why “trespass by water” is a real, narrow pathway—requiring a direct projection of water—and how it differs from nuisance or negligence. We also unpack the duty of good faith in insurance, when mental distress damages become possible, and how judges weigh late amendments against limitation periods, prejudice, and trial readiness.Then we shift to a West Kelowna resort where restrictive covenants forced unit owners into a single rental pool. Years after the Court of Appeal found those covenants unenforceable for uncertainty, a new group of owners sought the same relief—only to face “new” evidence and a different ruling in chambers. The Court of Appeal stepped in, calling that relitigation an abuse of process and reaffirming stare decisis. We outline why finality matters, how judicial economy protects everyone, and what this win means for owners who want the freedom to rent privately or choose different management.If you care about property rights, insurance law, and the nuts and bolts of civil procedure, this one offers practical takeaways: plead early and clearly, disclose injuries promptly, and do not expect a second bite at a settled apple. Subscribe, share with a friend who loves legal insight, and leave us a quick review to tell us where you stand on late amendments and legal do-overs.Follow this link for a transcript of the show and links to the cases discussed.

Segment 1:

Early retirement Roth conversion timing can significantly reduce lifetime taxes by capturing lower tax brackets before Social Security, Medicare IRMAA, and RMDs push income higher.” Learn when and why timing matters for Roth conversions and tax-efficient retirement planning.

We had a player down so it's time for an acting. Welcome to...Triassic Playland! As you can tell by the title, it's even *more* majestic than the original. Strap in as everyone gets to pet the dinosaurs and have a nice time. Definitely that. Wealthy glistens sexily. Grickx threatens a child. Jyessi's ovaries explode. Gex revisits a fan favorite role. Check us out online! We're at https://www.primaryattribute.com

Season 11 of Fixing Healthcare continues its shift away from the traditional top-down model of interviewing CEOs, policymakers and medical leaders to focus this week on something new, different and fascinating: listening to the generation that is inheriting this American healthcare system. In this episode, Dr. Robert Pearl and Jeremy Corr speak with Grace Lynn Keller, VP at Executive Podcast Solutions, former Miss America contestant and the show's first-ever Gen Z guest. Grace brings a rare vantage point: Professionally, she is immersed in conversations with healthcare executives. Personally, she is part of the generation that consumes health information through social media, wearables and AI tools. For healthcare professionals, the conversation offers an important lens on how Gen Z gathers health information, how they decide when to seek care and what they expect from clinicians, insurers and government leaders. One insight stood out immediately. When asked where she would turn first with a non-emergency symptom, Grace answered without hesitation: ChatGPT. Her answer signals how much the healthcare landscape is changing. While Gen Z may turn to generative AI for initial medical advice, that is only one piece of a broader shift. In this conversation, Grace outlines how her generation is redefining health, prevention and trust. Key insights include: Verification Over Blind Trust. Gen Z does not simply accept what it reads online. Grace describes a culture of cross-referencing, double-checking and comparing sources across platforms before acting. Prevention As Identity. Her generation emphasizes whole foods, ingredient awareness and minimizing processed products. Health is considered a long-term lifestyle investment rather than reactive medical intervention. Wearables As Standard Equipment. Smart watches and rings are commonplace. Continuous data on sleep, movement, heart rate and hormonal cycles shape daily decisions and reinforce prevention. Convenience And Cost Sensitivity. Time away from work, co-pays and scheduling delays influence care decisions. If reliable AI-based treatment were available for routine conditions, many Gen Zers would use it immediately. Mental Health As Mainstream. Therapy is normalized. Work-life balance is considered protective, not indulgent. “Mental health days” may frustrate older generations but are viewed as necessary boundaries by younger workers. Skepticism Of Bureaucracy. Insurance complexity is a major frustration. Deductibles, out-of-pocket maximums and opaque pricing create confusion for first-time independent users. Demand For Transparency. Grace compares healthcare to e-commerce: if nearly every other industry offers clear pricing and frictionless purchasing, why not medicine? Alcohol And Cultural Moderation. Among her peers, alcohol consumption is more situational and less habitual. Health-conscious decision-making extends beyond diet and exercise. Education Gaps. Public school health education was limited largely to sex ed and anti-drug messaging. She sees schools as the only scalable venue to improve health literacy nationwide. There's so much more to this episode. Tune in to find out what the next generation of patients expects from doctors, nurses and healthcare leaders. Helpful links “From TikTok to Telehealth: 3 Ways Medicine Must Evolve to Reach Gen Z” (Fulcrum) “Why younger patients turn away from doctors & toward GenAI” (Fixing Healthcare podcast) “Healthcare Regulators' Outdated Thinking Will Cost American Lives” (Forbes) “ChatGPT, MD: How AI-Empowered Doctors and Patients Can Take Back Control of American Medicine” (Pearl's newest book) * * * Fixing Healthcare is a co-production of Dr. Robert Pearl and Jeremy Corr. Subscribe to the show via Apple, Spotify, Stitcher or wherever you find podcasts. Join the conversation or suggest a guest by following the show on Twitter and LinkedIn. The post FHC #206: What Gen Z expects from healthcare & why it matters appeared first on Fixing Healthcare.

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

About the Guest(s):Amy Irvine is the CEO and Founder of the Rooted Planning Group. She is a seasoned financial planner dedicated to delivering insightful and practical financial guidance. Amy has significant expertise in the areas of financial planning, investment strategies, and insurance, having made impactful contributions to the field through her work and educational endeavors. Her commitment to enhancing clients' financial literacy and planning is evident in her engagements and educational content, such as the Money Roots podcast.Episode Summary:In this episode of the Money Roots podcast, Amy Irvine, CEO of Rooted Planning Group, explores the essential aspects of insurance planning. Building on a prior conversation about property and casualty insurance with expert Megan Dowd, Amy provides listeners with actionable insights to refine their understanding and management of insurance policies. This episode serves as a guide to discerning various types of insurance, aiding in wise decision-making to safeguard one's assets and enhance personal financial planning.Amy dives deep into critical components of property and casualty insurance, including considerations for home, automobile, and specialty coverage like flood or earthquake insurance. Emphasizing the importance of evaluating risks, Amy encourages listeners to reflect on their liability exposure and coverage adequacy. The discussion extends to life, health, disability, and long-term care insurance, highlighting key factors such as deductibles, coverage types, and strategic planning for future needs. Incorporating SEO keywords like "insurance planning," "liability coverage," and "financial protection," this episode is a comprehensive resource for anyone aiming to fortify their financial resilience.Key Takeaways:Understand the difference between actual cash value and replacement cost in property and casualty insurance for better asset protection.Evaluate liability risks, especially if owning attractive nuisances like pools or trampolines, to adjust coverage accordingly.Regularly review life and health insurance policies to ensure they align with current life situations and financial goals.Consider specialty insurance options like umbrella policies or identity theft protection for comprehensive coverage.Disability insurance and long-term care insurance are crucial for long-term financial security, requiring careful consideration of coverage terms and elimination periods.Notable Quotes:"Pause for a moment and ask yourself, where are all the potential risks in my life?" – Amy Irvine"Replacement value covers the cost to replace something at today's prices." – Amy Irvine"Liability coverage is one of the most important components of an auto policy." – Amy Irvine"Think about your future living arrangements, your caregiving preferences, your funding sources." – Amy Irvine"These checklists can be incredibly valuable when reviewing your overall financial plan." – Amy IrvineResources:Rooted Planning Group:

Former Kansas City Chiefs lineman Joe Valerio is the Chief Operating Officer for The Baldwin Group's Insurance Advisory Solutions (IAS) segment. Most recently, Mr. Valerio served as Division Leader, Western Division, for World Insurance Associates, LLC, where he drove revenue growth and margin expansion through disciplined sales execution and operational excellence across 27 offices across 13 states. Before World Insurance, he served as Chief Operating Officer for the CRB North America Industry Verticals Division at Willis Towers Watson, where he guided a team of nearly 3,000 colleagues across diverse functions, generating annual revenue of more than $1.2 billion. In this episode of In the Know, Chris Hampshire and Joe explore lessons learned from the football field, the excitement and challenges of the recent merger, and Joe's optimistic perspective on the future of the insurance industry.   Key Takeaways ● Joe's journey from the NFL to broadcasting to the insurance industry. ● Lessons learned from the football field. ● Questions to ask yourself when weighing career opportunities. ● The importance of a standard operating playbook. ● Retaining talent while also developing skills. ● Merger management in Joe's latest venture at The Baldwin Group. ● A five-year look at the future of the insurance industry. ● Joe's advice to his early insurance career self.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes ● "The biggest asset of the insurance industry is what goes up and down the elevators every day." ● "Insurance is the ultimate team sport." ● "Everything that we do is focused on bringing the best to the client." ● "Day-by-day, we want to figure out how we can work best together."  

Wes, Eneasz, and David keep the rationalist community informed about what's going on outside of the rationalist communitySupport us on Substack!News links:Grand jury rejected charges against Congresspeople who made the “you can disobey unlawful orders” videoJim O'Neill fired from HHSBut he's going to lead the National Science Foundation?feds leaving Minnesota for realFormer SK President sentenced to life in prisonNewsLiberation Day is canceled!Trump is definitely going to reinstate the tariffs claiming fake authority under some other statuteOriginally IEEPA had a legislative veto, but SCOTUS killed it in the 80'sNo Republican Senate candidate in NMThe FDA is ruining biotechUpdate: Trump intervened and now the review is back on!EPA overturned finding allowing them to regulate greenhouse emissionsTrump is trying to cancel bridge project between US & CanadaThe Snow Mexicans double-touched the stone!They also lost to the US in the closest thing they have to a source of national prideAlso, the Poutine Beaners announced a plan to reach 2% of their GDP being spent on defense, but only buying exclusively from Canadian defense companies. The problem is that Canada doesn't have any of those.Your AI is not a lawyerSeeDance is making full-ass multi-minute films.Anthropic says they'll pay for 100% of the grid upgrades needed to interconnect our data centersCENTCOM continues to collect American military hardware like its pokemonTrump announced a 10-day deadline for Iran to agree to a nuclear deal or “bad things happen”Big military buildup near IranIn retaliation for a Mexican operation that killed the leader of the CJNG leader “El Mencho”, the cartel erected roadblocks of burning cars, engaged in street violence, and issued threats against American tourists.Netherlands taxing unrealized capital gainsThey've actually been doing this for almost a decade, in an even stupider wayHappy News!FDA Commissioner: “everything should be over the counter” unless a drug is unsafe, addictive or requires monitoringSingapore is successfully eliminating mosquitosSan Francisco is working on eliminating zombies!Chinese researchers have created injectable “bone glue”In ten years, Israel almost got rid of cystic fibrosis among newbornsAella has released her Bink Kink Dataset and a tool to play with it!Tesla FSD has saved many lives. Here's another one.Insurance exists that will give you 50% off your premium when you drive with Self-Driving mode onTroop DeploymentDavid - The Mind Killer Podcast's long overdue Land AcknowledgementEneasz - Is your life better or worse due to your use of social media?Got something to say? Come chat with us on the Bayesian Conspiracy Discord or email us at themindkillerpodcast@gmail.com. Say something smart and we'll mention you on the next show!Follow us!Feedburner RSSPocket CastsApple PodcastsIntro/outro music: On Sale by Golden Duck Orchestra This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit mindkiller.substack.com/subscribe

In this episode of The Insuring Cyber Podcast, Beazley's Head of US Cyber Melissa Carmichael discusses the mounting pressures shaping the cyber insurance market as it heads into … Read More » The post EP. 111: Navigating AI-Driven Risk and Cyber Market Pressure in 2026 appeared first on Insurance Journal TV.

Jenny Opalinski has spent more than a decade inside hospitals where people lose the ability to speak, breathe, swallow, and sometimes survive. A medical speech language pathologist by training, she worked in ICU, neuro rehab, and long term acute care settings, including a Level 1 trauma center, where she watched clinicians absorb 10 to 15 traumatic events in a single shift and then get told to move the crash cart faster next time.That lived reality pushed her to co found The Wellness Shift, an advocacy and education platform focused on healthcare worker burnout, suicide, and assault. In this conversation, Opalinski walks through the moment that changed everything for her: standing in a hospital hallway listening to a family wail after a failed code, followed by a debrief that addressed logistics and ignored grief entirely.She also explains how that work led to Humanity Rx, her podcast about the human cost of medicine, and Dragon's Breath: Calming Tricks for Big Feelings, a children's book that translates evidence based breathing and regulation strategies into language kids can actually use. The episode covers moral injury, time scarcity, false wellness, respiratory muscle training, and why empathy keeps getting treated as an optional expense instead of clinical infrastructure.RELATED LINKSJenny Opalinski on LinkedInThe Wellness ShiftHumanity RxDragon's Breath: Calming Tricks for Big FeelingsAspire Respiratory ProductsFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's In the News.. a look at the top headlines and stories in the diabetes community. This week's top stories: big updates for stem cell and islet transplants, new pen option for Zepbound, an implantable insulin pump moves forward and more! Announcing Community Commericals! Learn how to get your message on the show here. Learn more about studies and research at Thrivable here Please visit our Sponsors & Partners - they help make the show possible! Omnipod - Simplify Life All about Dexcom  T1D Screening info All about VIVI Cap to protect your insulin from extreme temperatures The best way to keep up with Stacey and the show is by signing up for our weekly newsletter: Sign up for our newsletter here Here's where to find us: Facebook (Group) Facebook (Page) Instagram Check out Stacey's books! Learn more about everything at our home page www.diabetes-connections.com  Episode transcription with links: Welcome! I'm your host Stacey Simms and this is an In The News episode.. where we bringing you the top diabetes stories and headlines happening now. A reminder that you can find the sources and links and a transcript and more info for every story mentioned here in the show notes. Quick reminder: I'm just back from MNO DC and I'm exhausted. But it's the best kind of tired. We had an incredible time – hope you can join us in Nashville. With a reminder that we have our first Club 1921 in Nashville – that's our educational dinner series for HCPs and patient leaders. All the info is over at diabetes-connections.com events/     Okay.. our top story this week: XX An "immune system reset" eliminated Type 1, diabetes in mice in a study conducted at Stanford Medicine without immune suppressant medications. This was a combined transplant of blood stem cells and insulin-producing pancreatic islet cells from a donor whose immune profile did not match the recipient. The dual transplant approach both restored insulin production and retrained the immune system. For the full six months of the experiment, the animals did not need insulin injections or immune suppressive medications. Challenges remain using this approach to treat Type 1 diabetes. Pancreatic islets can be obtained only after death of the donor, and the blood stem cells must come from the same person as the islets. It is also unclear whether the number of islet cells typically isolated from one donor would be enough to reverse established Type 1 diabetes. But the researchers are working on solutions, which could include generating large numbers of islet cells in the laboratory from pluripotent human stem cells, or finding ways to increase the function and survival of transplanted donor islet cells. https://scitechdaily.com/stanford-scientists-cure-type-1-diabetes-in-mice-without-insulin-or-immune-suppression/ XX An electronic implant interlaced with islet cells is being looked at to treat type 1. Researchers at the University of Pennsylvania School of Medicine worked with engineers at Harvard University to combine stem-cell biology with soft electronics. They inserted an ultrathin, flexible mesh of conductive wires — thinner than a human hair — into developing pancreatic tissue. As the cells assembled into clusters, the mesh became woven through them. The electronics can record the faint electrical signals produced by the cells that control insulin release. They can also deliver small pulses of electricity back to the cells.   After several days, the cells began to behave more like mature islets. Their internal signalling shifted, neighbouring cells started working in concert and insulin release became stronger and better timed.  Very early on here – and the transplanted cells still need to be protected from being attacked by the immune system. https://www.thetimes.com/uk/science/article/first-cyborg-pancreas-implants-type-1-diabetes-nxkv8r0fp?gaa_at=eafs&gaa_n=AWEtsqeJYYUF9TMR-GgGUG92hPyog-ISeiqGIgdyaaIKKcpvhtoftGiUaaOtQeG0NWI%3D&gaa_ts=699c50d4&gaa_sig=w-PQ0ArosZSznYDSWEzt8aQg4WC0FF5ZFRt9NedO5sSTL2FyWzupH8eSG7RCy2S8TQnlHOeKCudANWm1MNI59w%3D%3D XX Katie Beth (hand) Eledon trial – aaron kowalski post linkedin. Last fall we told you about promising results from Eledon's drug to prevent islet transplantation rejection in type 1 diabetes. The first six patients no longer had to inject or infuse insulin.. the trials continue and this month one of the patients – Katie Beth Hand – began posting about her experiences one month in, on social media, she says she's off basal insulin already and in range 99 percent of the time. She is also encouraging people to learn more about support the islet act https://lnkd.in/e8pQ7_Y7 XX This is a bill introduced last November which would change the wording on pancreatic cell transplants. The problem is that islets are classified as drugs rather than organs, making transplantations difficult for medical teams and centers to preform due to accessibility. Insurance companies are also less likely to provide reimbursements for treatment, which can cost hundreds of thousands of dollars. The official Journal of The Transplantation Society estimates the cost at about $140,000. The bill went to the senate committee of Health, Education, Labor, and Pensions in early November. No other action has been taken since then. https://www.wtoc.com/2026/02/19/bluffton-family-advocates-islet-act-help-diabetic-son/ XX Big change for the obesity drug Zepbound – now available in the multi dose KwikPen. This is a month's worth of doses in a single pen.. and it's multi dose – you can adjust it. Cash-paying patients can get the multi-dose device, called KwikPen, on the company's direct-to-consumer website, LillyDirect. Prices start at $299 per month for the lowest dose level. Until now, you could only get zepbound in a single dose auto injector or a sing dose vial. In a release, Lilly said the Food and Drug Administration approved a label expansion for Zepbound to include the multi-dose device. The KwikPen is already used for other drugs, such as Lilly's popular diabetes medication, Mounjaro – which is the same medication as zepbound, they're both tirzepitide. https://www.cnbc.com/2026/02/23/eli-lilly-launches-zepbound-obesity-drug-pen-one-month-doses.html   XX For years, researchers have observed that people who live at high elevations,  tend to develop diabetes less often than those at sea level. Although the trend was well documented, the biological explanation behind it was unclear. Scientists now say they have identified the reason. Their research shows that in low oxygen environments, red blood cells begin absorbing large amounts of glucose from the bloodstream. Their work showed that when oxygen is limited, red blood cells use glucose to generate a molecule that helps release oxygen to tissues. This process becomes especially important when oxygen is in short supply. The researchers also found that the metabolic benefits of prolonged hypoxia lasted for weeks to months after mice were returned to normal oxygen levels. They then evaluated HypoxyStat, a drug recently developed in Jain's lab that mimics low oxygen exposure. HypoxyStat is taken as a pill and works by causing hemoglobin in red blood cells to bind oxygen more tightly, limiting the amount delivered to tissues. In mouse models of diabetes, the medication completely reversed high blood sugar and outperformed existing treatments. https://www.sciencedaily.com/releases/2026/02/260221060952.htm XX Watching this one closely – Portal Diabetes gets FDA breakthrough device designation for its implantable insulin pump system. This is a system that includes not just a device that's implanted into the abdomen, but also a new, temperature stable insulin. It will work with – quote – "modern" CGM technology with a fully closed loop - and aims to deliver a functional cure for type 1. While reports say Portal's system is the first in the US – there was an implantable pump developed and used by about 500 people worldwide, including about 100 in the US – by MiniMed. Medtronic bought the company and in 2007 they stopped that program. Portal Diabetes expects to begin clinical trials on its combination system around the fourth quarter of 2027. https://www.drugdeliverybusiness.com/portal-diabetes-fda-breakthrough-implantable-insulin-pump/ XX Sequel Med Tech and Senseonics (NYSE:SENS) today announced the full U.S. launch of their CGM and insulin pump integration. That's the eversense cgm and twist pump. Sequel said its full launch with Eversense 365 makes twiist available with two compatible CGMs. twiist also pairs with the Abbott FreeStyle Libre 3 Plus sensor. Eversense 365, an implantable system, rests under the skin for the duration of a year. Users can change its external, silicone-based adhesive daily with almost no skin reactions. https://www.drugdeliverybusiness.com/sequel-senseonics-full-launch-twiist-eversense/ XX Right back with a Dexcom update, and a look at which type of diet reduces insulin use overall.. right after this: -- Back to the news.. Dexcom is watching for expanded Medicare coverage of its continuous glucose monitors to people with Type 2 diabetes who don't take insulin. CEO Jake Leach told investors on Thursday that the company has been "sitting here waiting for a coverage decision" from the Centers for Medicare and Medicaid Services Dexcom started to see commercial coverage unlock for Type 2, non-insulin users toward the end of last year, Leach said. He expects broader Medicare coverage for that group would allow nearly 12 million people to access CGMs.     In the meantime, the American Diabetes Association updated its guidelines last year to recommend clinicians consider using CGMs for Type 2 diabetes when patients are taking glucose-lowering medications other than insulin. Leach said that real world data the company has been generating supports that decision, and that Dexcom has launched a registry for non-insulin users. https://www.medtechdive.com/news/dexcom-seeks-expanded-medicare-coverage-of-cgms-for-type-2-diabetes/812223/ XX Medtronic's separation of MiniMed is not yet complete.. but continues to move forward. The company has submitted their next pump – MiniMed Flex – to the FDA. This is a pump smaller than the 780G but uses the same reservoirs and infusion sets. It will also work with both the Simplera Sync and Instinct sensors. Medtronic also began a U.S. pivotal study for Vivera, its third-generation algorithm for automated insulin delivery. It also remains set to submit its MiniMed Fit patch pump system to the FDA by the coming fall. https://www.drugdeliverybusiness.com/medtronic-submits-minimed-flex-fda-q3/ XX A study modelling how genes may influence a child's body mass index over time has found that BMI at age 10 and overall growth rate between ages one and 18 might be important factors, as the two are more likely linked to diabetes, high cholesterol, and heart disease in later life. Nearly 66,000 BMI measurements from around 6,300 children and adolescents aged one to 18 were analysed to understand the role of genes.     "Future research is needed to help identify the most effective ages to prevent obesity or poor growth for long-term benefit." https://www.ndtv.com/health/bmi-at-age-10-growth-rate-up-to-age-18-are-important-factors-for-diabetes-heart-disease-study-11125146 XX A low-fat vegan diet—without cutting calories or carbs—may help people with type 1 diabetes significantly reduce how much insulin they need. In a new analysis published in BMC Nutrition, participants following the plant-based plan lowered their daily insulin use by 28%, while those on a portion-controlled diet saw no meaningful change. Researchers say the reduced insulin requirement likely reflects improved insulin sensitivity. The original 2024 study reported additional benefits from the vegan diet. Participants lost an average of 11 pounds and showed improvements in insulin sensitivity and glycemic control. Cholesterol levels and kidney function also improved among those following the plant-based plan. https://www.sciencedaily.com/releases/2026/02/260212234212.htm XX Interesting little tidbit from the Winter Olympic Games.. the World Anti-Doping Agency (WADA) was monitoring GLP drug use. An advisory group that makes recommendations about WADA's list of prohibited substances discussed the status of GLP-1 medications, and added semaglutide (Ozempic, Wegovy, Rybelsus) and tirzepatide (Mounjaro, Zepbound) to its monitoring program That means patterns of use of these drugs will be tracked both in and out of competition.  The finding will be used to make recommendations about whether GLP-1 agonists should be added to the prohibited list, the spokesperson explained. While GLP-1 drug use is not currently prohibited, that could change before the next Summer Olympic Games in Los Angeles in 2028, he noted. https://www.medpagetoday.com/popmedicine/cultureclinic/119770 XX That's it for in the news!

In this Tax Tuesday episode, Anderson's Barley Bowler, CPA, and Eliot Thomas, Esq., address listener questions on a wide range of tax strategies for real estate investors, business owners, and healthcare professionals. They explain how seller financing affects the ability to use cost segregation and bonus depreciation under IRC Section 465's at-risk rules, and how a single-member LLC can recoup startup education costs through a C Corporation structure with shareholder loans. Barley and Eliot walk through the powerful tax advantages of setting up a management C Corporation over a Wyoming holding company — including medical reimbursements, accountable plan deductions, and W-2 solo 401(k) options. They cover what Medicare premiums and COBRA costs are reimbursable through a C Corp's medical reimbursement plan, how the Section 121 exclusion works for primary residence sales, and what options exist for mitigating a seven-figure business sale gain. Other topics include write-offs for uncollected insurance balances in healthcare practices, avoiding required minimum distributions by rolling into an employer plan, and electing pass-through entity tax in New York for investment partnerships. Tune in for expert guidance on these strategies and more! Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: 7:18 — "How does the use of seller financing impact the ability to use strategies such as cost segregation and bonus depreciation?" Under IRC Section 465, your deductible losses are limited to the amount you have personally at risk. First phrase: "This is a great question. This covers a lot of different angles." 15:27 — "The business failed to make any profit in year 1. How are those initial costs recouped, and how much can be carried forward to future years?" A C Corp election allows full education deductions; fund via shareholder loan for tax-free recoupment. First phrase: "A single member LLC spent $9,500 on training and other related startup costs." 21:06 — "If I operate one LLC per real estate project, does it make sense to have a separate management entity to deduct shared expenses like an assistant, office costs, business meals, travel, and pre-development work? What's the correct tax structure?" A management C Corporation reduces rental income and allows tax-free reimbursements to the owner. First phrase: "If I operate one LLC per real estate project, does it make sense to have a separate management entity..." 27:45 — "What components of Medicare premiums are reimbursable by my property management C corporation?" Out-of-pocket Medicare and COBRA premiums qualify; general wellness supplements typically do not. First phrase: "What components of Medicare premiums are reimbursable by my property management C Corporation..." 38:10 — "If I sell my house, how long do I have to buy something else before I owe capital gains tax? Do I need to purchase the next home for more than the sale of the house or is there a percentage of that value?" Section 121 excludes up to $250K single or $500K married with no replacement property required. First phrase: "If I sell my house, how long do I have to buy something else before I owe capital gains tax?" 44:45 — "For my healthcare practice, where can I write off balances that insurance refuses to pay, and promotions/certain population deals where I give service discounts or free visits/supplement packages for charity events?" Cash-basis taxpayers cannot deduct uncollected income, and donated services are not tax-deductible. First phrase: "For healthcare practice, where can I write up balances? Insurance refuses to pay." 50:02 — "Can I avoid taking Required Minimum Distributions at age 73, if I roll over my retirement contributions from a previous employer's plan to my current employer's plan?" Rolling into a current employer plan may defer RMDs if you are not a greater-than-5% owner. First phrase: "Can I avoid taking required minimum distributions at age 73?" 53:12 — "Can an investment partnership elect the Pass Through Entity Tax in New York? What are the issues creating/dissolving investment partnerships?" New York allows any partnership to elect PTET, generating a valuable federal-level tax deduction. First phrase: "Can an investment partnership elect the pass through entity tax in New York?" 59:38 — "I sold my company, and I am coming into a 7-figure settlement soon. What can I do with that money to decrease my taxes?" Explore charitable remainder trusts, qualified opportunity zones, and capital loss harvesting strategies. First phrase: "I sold my company and I'm going to come into a seven figure settlement soon." Resources: Tax and Asset Protection Events — Live workshop in Las Vegas, March 19–21 https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=how-to-structure-a-tax-efficient-management-entity&utm_medium=podcast Schedule Your FREE Consultation — Scan the QR code or visit the link to book your strategy session https://andersonadvisors.com/strategy-session/?utm_source=how-to-structure-a-tax-efficient-management-entity&utm_medium=podcast Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons

In this episode of Making Risk Flow, host Juan de Castro speaks with David McMillan, former CEO of esureGroup, to unpack how a mid-sized insurer reinvented itself under private equity ownership. Facing COVID-19, reserve pressures, a soft market, and geopolitical disruption, the company leaned into culture, clarity, and modern technology to outpace larger rivals. David shares why building a high-performing team starts with shared values, how blending insurance expertise with external digital talent accelerates innovation, and why cloud-native, API-driven architecture is essential for real-time decision-making. He also explains how to shift boards from traditional ROI forecasts to agile, outcome-based governance. It's a candid conversation about resilience, leadership under pressure, and why staying smaller, more agile, and hence, faster can be a lasting competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Brake Check Live, we break down three developments every carrier should be watching closely. FMCSA has issued mandatory directives surrounding non-domiciled CDLs ... a move designed to restore licensing integrity, but one that could reshape compliance exposure overnight. At the same time, the insurance market continues to reveal cracks in what was once considered trucking's last failsafe. Are carriers being judged by performance ... or by association? And finally, federal authorities have launched a multi-state sting targeting sham CDL training operations. If training has been scaled without accountability, what does that mean for sustainable safety? Joining the panel: Rob Carpenter Brandon Wiseman Truck Safe Consulting This is not a recap of headlines. This is a drivers lived experience, carrier-focused breakdown of risk, liability, and operational consequences. Brake Check is the industry wake-up call. ⁠Follow the Brake Check Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Wise Divine Women Podcast, Dana Irvine discusses the importance of thermography in understanding functional health. She explains how thermography works, what it can detect, and who should consider getting a thermography. The conversation emphasizes the non-invasive nature of thermography, its role in preventative health, and the importance of understanding one's health through functional assessments. Dana also encourages listeners to reach out for more information and to explore local thermography options.Key takeawaysThermography is a non-invasive tool for health assessment.It helps identify inflammation and physiological changes.Thermography can detect hormonal imbalances and circulatory issues.The process involves mapping heat patterns in the body.Thermography is painless and does not involve radiation.Regular thermography can be part of a yearly health routine.It provides insights into overall health and wellness.Thermography is used alongside other diagnostic tools.Understanding your thermography report is crucial for health management.Thermography can help track progress and monitor health changes.If you're over 40 and feeling:• Tired but wired • Bloated or inflamed • Hormonal and frustrated • Concerned about breast health • Unsure what testing you truly needYou don't need another quick fix. You need clarity.The ⁠⁠Wise Divine Women Health Clarity Call ⁠⁠is your 1:1 strategy session to uncover root causes and map out your next best steps — whether that's functional testing, thermography, nutrition coaching, or hormone support.

In this Health Moonshot Update, StartUp Health community member Justin Ayars of EqualityMD explains how the company is redefining employer healthcare through a pre-insurance model designed to resolve health needs before insurance is triggered. EqualityMD delivers culturally competent virtual primary care, mental health support, urgent care, and prescription access without generating insurance claims. New research shows the platform can resolve up to 80 percent of employees' diverse health needs pre-insurance, saving employers 20 to 30 percent in health claim and administrative costs and reducing employees' out-of-pocket expenses by 40 to 70 percent. Ayars shares why traditional telehealth often increases claims volume, how claim prevention changes the cost equation, and why rethinking healthcare upstream may be key to rebuilding trust and affordability in the system. Are you ready to tell YOUR story? Members of our Health Moonshot Communities are leading startups with breakthrough technology-driven solutions for the world's biggest health challenges. Exposure in StartUp Health Media to our global audience of investors and partners – including our podcast, newsletters, journal, and YouTube channel – is a benefit of our Health Moonshot Membership. If you're mission-driven, collaborative, and ready to contribute as much as you gain, you might be the perfect fit. » Learn more and join today. Want more content like this? Sign up for StartUp Health Insider™ to get funding insights, news, and special updates delivered to your inbox.

The insurance industry is purposely complex. Many brokers use confusing jargon and convoluted strategies to maintain the status quo and protect their commissions. But in today's market, complexity kills deals. If you want to stand out to a CFO or HR leader, your ultimate competitive advantage is clarity.My guest, Nicole Quinn-Miles, an employee benefits expert at Marsh McLennan, joins me to discuss why clear, direct communication is the key to driving execution and winning business. We break down why you need to stop trying to be "interesting" and start being "interested," how to explain complex benefit strategies so clients actually take action, and why true trust requires radical honesty. We also discuss Nicole's inspiring journey of personal accountability, her massive weight loss transformation, and how she uses her authenticity to win in a male-dominated industry.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaKEY MOMENTS(0:00) Why Clarity is the Ultimate Sales Weapon In Insurance (3:58) The Wake-Up Call: Nicole's Weight Loss and Accountability Journey (8:40) Using Food as Fuel and Scheduling Time for Yourself (11:26) Surviving a "Male, Pale, and Stale" Industry Through Authenticity (14:14) Stop Trying to Be "Interesting" (And Start Being Interested) (17:56) The "Her View" Movement: Safe Spaces for Women in Business (20:27) The State of Healthcare: Why CFOs Are Demanding Straight Answers (23:31) Execution vs. Ideas: Why Complexity Kills the Deal (29:05) Trust Equals Truth Over Time (33:48) Nicole's Routine: Why She Prefers an Evening RegimenCONNECT WITH ANDY NEARY

For decades, healthcare has trained us to wait. Wait for symptoms. Wait for abnormal labs. Wait for a crisis. In this powerful conversation, Dr. Robert Todd Hurst, MD, FACC, FASE sits down with membership medicine pioneer Tom Blue to unpack why that model is failing, and what's replacing it. Together, they explore the rise of proactive, precision-based care, why insurance is misaligned with true prevention, how technology is compressing the 17-year “translational gap” in medicine, and what it really takes to build a “medical time machine.” They also dive into cognitive longevity, artificial intelligence in healthcare, and why your health is no longer destiny…it's a skill set. If you've ever wondered why traditional healthcare feels rushed, reactive, and one-size-fits-all… this episode explains why, and shows you a better path forward.   About Our Guest: Tom Blue Tom Blue is one of the most influential voices in membership-based medicine and modern healthcare innovation. For over two decades, he has helped physicians build practices centered on prevention, personalization, and patient experience, long before it became mainstream. Through his work at OvationLab, Tom partners with forward-thinking doctors to compress the gap between medical discovery and real-world care. His passion? Turning cutting-edge science into practical systems that help people live longer, sharper, stronger lives.   Connect with Tom Blue:  

On this episode of the Insurance Coffee House, Nick Hoadley is joined by Val Rahmani, a leading board director across insurance and financial markets, currently serving on the boards of London Stock Exchange Group (LSEG), RenaissanceRe, and Entrust. Val shares how a 28-year career at IBM, followed by startup CEO experience, shaped her approach to leadership, strategy, and governance.Val reflects on her early career, starting as a chemistry PhD student who wanted to move into sales, and how IBM redirected her into systems engineering so she could learn the product before selling it. She describes the pivotal moment when she was selected to work in the CEO's office and how that fast-tracked her exposure to top-level decision-making. Val shares practical lessons from that period, including how to think clearly under pressure, how to listen to specialists on the ground, and why taking opportunities quickly can change the trajectory of a career.The conversation then moves into Val's transition from big tech to startup leadership. She explains what changes when you move from a large organisation with abundant resources to a startup where every decision is constrained by funding, headcount, and time. Val discusses the realities of raising capital while running the business, why she enjoyed fundraising, and how sales skills translate into leadership by focusing on understanding what people actually need.Nick and Val then explore her board journey and how her first board roles helped her shift from hands-on executive work into governance. Val explains why private company boards can be a strong entry point for executives looking to build board experience, including the higher involvement, the pace, and the learning curve without the full weight of public company regulation. She shares how her first public board appointment at Aberdeen Asset Management came about through a recruiter, and why culture fit matters as much as capability when board appointments are long-term commitments.Val also breaks down what LSEG actually does beyond the exchange, including clearing and its evolution into a data and analytics business, particularly following the acquisition of Refinitiv. She shares how she approached joining RenaissanceRe without an insurance background, and how structured induction, one-to-one time with executives, and asking direct questions helped her get up to speed. Val and Nick discuss the people-centric nature of the insurance market, the importance of understanding industry relationships in reinsurance, and what it takes to become useful before offering strategic input.The episode closes with practical guidance for building a board portfolio. Val explains why her board roles have largely come through recruiters, why those relationships need to be long-term rather than transactional, and how recruiters can match for culture when they know the person behind the CV. She shares what she believes makes an outstanding board director: listening, being selective about where you contribute, respecting time in the boardroom, and doing the work outside the meeting so the questions you bring are truly value-add. Val also outlines how she stays current, including structured reading habits and monitoring market signals, and why every board member needs at least a working awareness of AI and its implications.Connect with Val Rahmani on LinkedIn to follow her work across technology, governance, and board leadership.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance...

Send a textIn this episode of Deconstructing Comp, we're joined by Greg Hamlin, Senior VP and Chief Claims Officer at Berkley Industrial Comp (a Berkley Company), for a grounded conversation about the role empathy plays in workers' compensation and why it is so essential in our industry, particularly when communicating with injured workers. Greg shares observations from his experience about how empathy influences communication, decision-making, and trust across claims, leadership, and organizational teams. We explore how understanding a person's perspective, whether it's an injured employee, a claims professional, or a business colleague, can shape how issues are identified, discussed, and resolved.We also chat about how Greg has been able to encourage and develop empathy at the claims desk within his organization. No big surprise, it starts at the top, and Greg talks about what it means to empower his claims professionals. Throughout the episode, we reflect on how empathetic approaches can reduce friction, support clearer communication, and create conditions for better outcomes, without tying empathy to any single role, title, or function. Listeners are invited to consider how empathy already shows up in their work, and where small shifts in perspective or structure might make a difference.Greg is also a fellow podcast host. You can catch his podcast "Adjusted" on your favorite podcast platform. 

Freight Industry Warning: The February 24 edition of the AgNet News Hour tackled a topic that affects every farmer, processor, retailer, and consumer in California — freight. Hosts Nick Papagni and Josh McGill devoted the program to a candid and urgent conversation with Mark Woods and Jose Nunez of Wildwood Express, who say the state's trucking industry is approaching a critical breaking point. Woods, who operates a 45-truck fleet based in Kings County, laid out the growing list of challenges facing California freight companies: rising fuel costs, increasing insurance premiums, emissions regulations, equipment mandates, licensing issues, and deteriorating road infrastructure. While growers often talk about water, labor, and regulation, Woods emphasized that none of it matters if product can't move. “If you can't get it to market, you're dead in the water,” McGill noted — a reality that applies to almonds, tomatoes, citrus, livestock, and every other commodity grown in the state. Fuel remains one of the largest burdens. California diesel prices run significantly higher than neighboring states, and with refinery closures looming, uncertainty around supply and future pricing adds another layer of stress. Woods warned that rising transportation costs inevitably trickle down to consumers — whether it's the price of produce, meat, or a restaurant meal. Insurance is another major pressure point. Freight companies are investing in advanced safety technology — including AI-powered monitoring systems and in-cab cameras — to reduce accidents and protect drivers. Yet despite those investments, insurance costs continue climbing. Woods said companies are doing everything they can to operate safely and efficiently, but margins remain razor thin. Regulatory complexity compounds the issue. Emissions testing requirements, equipment standards, and licensing enforcement create additional compliance hurdles. Woods expressed concern that smaller operators may not survive under the weight of expanding mandates, particularly as newer truck models become more expensive. The conversation also addressed workforce challenges. While interest in commercial driving remains steady, language requirements and licensing scrutiny are impacting available drivers. Meanwhile, California's poor road conditions accelerate wear and tear on already costly equipment. Papagni underscored a critical point: everything in your home — from food to furniture — was delivered by truck. Freight is not optional. It is foundational. As Woods put it, the trucking industry isn't asking for special treatment — just a level playing field and practical policies that allow companies to remain profitable while serving California agriculture. Part two of the freight discussion continues tomorrow.

The February 25 edition of the AgNet News Hour continued a powerful two-part discussion on the growing crisis in California trucking, as hosts Nick Papagni and Josh McGill again welcomed Mark Woods and Jose Nunez of Wildwood Express. Their message was urgent: without meaningful policy changes, the trucking industry that agriculture depends on may not survive. Woods, who operates a 45-truck fleet in Kings County, detailed the mounting pressures squeezing freight companies from every direction. New truck prices have climbed close to $200,000 per unit, with 2027 models expected to increase another $15,000 to $25,000 due to additional emissions requirements and new technology mandates. Meanwhile, repair costs at dealership service centers can exceed $240 per hour — and trucks often sit for days or weeks waiting for qualified technicians. The biggest concern, Woods emphasized, isn't engine reliability. Modern engines remain durable. Instead, nearly every mechanical issue stems from emissions systems, sensors, and regulatory compliance components. Diesel exhaust systems, filters, and electronic sensors frequently trigger downtime, leaving trucks parked while payments, insurance, and payroll continue. For many small and mid-sized fleets, there is no margin for extended downtime. Unlike major corporations with large reserves, independent operators cannot afford long-term research and development risks on unproven equipment. As Woods explained, trucking companies don't need government assistance — they need government to step aside and allow them to operate efficiently. Insurance premiums remain another heavy burden. Companies invest in AI-driven safety systems, in-cab cameras, and electronic logging devices to protect drivers and limit liability. Yet insurance rates continue rising, especially in California's increasingly litigious environment. A single accident can jeopardize both a driver's commercial license and a company's financial stability. Fuel costs add further uncertainty. With refinery closures on the horizon, concerns about diesel availability and potential price spikes loom large. If fuel prices rise dramatically, every product transported — from fertilizer and bee hives to finished almonds and fresh produce — becomes more expensive. As Papagni noted, freight touches every step of the agricultural supply chain. Workforce retention remains steady for Wildwood Express, but compliance enforcement and licensing scrutiny create additional hurdles. Meanwhile, deteriorating highway conditions, especially along Highway 99, accelerate wear and tear on already expensive equipment. The takeaway from the conversation was clear: trucking is not optional infrastructure. It is the backbone of agriculture and the broader economy. Without freight, food does not move. As Woods put it, the industry must stand united and demand practical solutions before more companies disappear.

For years, Shane has said don't dabble. Now, he is saying, "Do it smart." We discuss the difference between reckless dabbling and strategic expansion, and why being an informed dabbler may be the shift your agency needs for growth.Learn more at IntegraPartnerNetwork.com.

Episode Info On the back of getting some less-than-great sales outreach on LinkedIn, I thought it would be a great moment to share some more sales advice for startup founders and service or solution providers out there looking to sell into or partner with insurers. This is a follow up the episode I did in Season 7 on the subject, which you can check out at https://future-of-insurance.com/podcast/vendoradvice/.  I'll also be taking a few weeks off from posting new episodes of the show, which makes a great chance for you to catch up on the back catalogue of episodes from all 7.5 seasons (there are 190 episodes of this show so far!). Also, if you're interested in claims or the complexities of coverage discussed in a really entertaining and educational format, check out What's The Scenario from PLRB, available on PLRB's website (membership required), or free for anyone on all the top podcasting platforms and in video format on YouTube. Episode Overview: Key Principles: Industry Foundation: Insurance is a caring, people-driven industry. Genuine intent to help is crucial. Clarity Over Buzzwords: Avoid vague language and jargon ("next generation solutions," "AI"). Be specific about the problem you solve and your solution. Respect Time: Generic, time-wasting outreach is detrimental. Be upfront, honest, and clear. Authenticity Wins: Genuine, dedicated individuals who focus on solving real problems build impactful businesses. Relationship Driven: Success in insurance relies on trust and authentic connections. Actionable Advice for Sellers: Clearly state the problem you solve and your solution. Be direct and avoid unnecessary buzzwords. Communicate genuinely and respectfully. Understand your audience's needs. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Save on essentials. Save the everyday with Amazon. https://www.amazon.com Book your next trip at https://www.bestwestern.com Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/TALKIN2026. Sponsored by SeatGeek. *Restrictions apply. Max $20 discount   Coach Trev is joined by Jomboy Media's WBC Correspondent Joez McFly to break down the World Baseball Classic rosters, who has the best team and they make their predictions on who will win! Who do you have winning the World Baseball Classic? 0:00 Intro 4:10 Rules and how to watch WBC 5:20 Pool Play 14:00 Insurance problems with Puerto Rico 16:00 Nolan Arenado 18:45 Puerto Rico's roster 22:20 What's going on with Cuba's roster 23:50 Canada 25:00 Pool B 25:45 USA  28:50 Mexico  30:30 Italy  32:00 Brazil  34:38 Ohtani can't pitch 36:30 Japan is a force 37:00 Korea 38:44 Australia  40:44 Pool D 41:00 Netherlands 41:55 Venezuela 42:45 Dominican Republic 47:33 Carlos Santana 47:40 Israel 48:21 Odds to win 50:25 Predictions Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Healthcare costs are no longer just a line item — they're a growing liability for employers. In this episode of Insurance Shoptalk, host Eric Stein sits down with Brandy Thompson, CEO of BenefitBay, to explore how ICHRA (Individual Coverage Health Reimbursement Arrangements) is reshaping the way larger employers approach employee benefits. With renewal volatility, self-funded risk exposure, fiduciary pressure, and increasing administrative burden, many CFOs and HR teams are feeling squeezed from every direction. Brandy breaks down how a defined contribution model can restore budget control, preserve pre-tax advantages, and give employees true plan choice across multiple carriers — all while significantly reducing internal administration. The conversation covers: • How ICHRA works for groups 200+ lives • Why large employers are moving away from traditional self-funded models • How employees can shop plans based on their own doctors and prescriptions • The role of technology in simplifying enrollment and payroll coordination • How brokers and P&C agents can expand advisory value in the benefits space If you work with CFOs, HR leaders, or growing organizations facing healthcare cost pressure, this episode offers a fresh perspective on a rapidly evolving market. Watch now and learn how this model is changing the benefits conversation. #InsuranceShopTalk #EmployeeBenefits #ICHRA #HealthcareStrategy #CFOInsights #AgencyGrowth #InsuranceIndustry

The “Real Show” Reminder (and why that matters) We kicked off this episode the way we often do—by being real. A quick tech hiccup, a laugh, and the reminder that this is not a polished production pretending to be perfect. It's a real show, with real people, talking about real money decisions. https://www.youtube.com/live/JDkaHi_66d8 And that imperfect start is a perfect picture of what's happening in the Infinite Banking world right now. As Infinite Banking becomes more popular, the internet makes it look clean and effortless: slick graphics, big promises, “hacks,” and fast results. But families don't need more hype. They need clarity. That's why this Nelson Nash Think Tank 2026 recap matters. It's one of the few environments where serious practitioners gather—not to sell—but to refine thinking, challenge assumptions, and protect the integrity of Nelson Nash's original message. If you're a family leader who wants to use the Infinite Banking Concept as a long-term strategy—not a short-term trend—this is for you. The “Real Show” Reminder (and why that matters)What you'll gain from this Nelson Nash Think Tank 2026 recapWhat is the Nelson Nash Think Tank (and why it's different)?Nelson Nash's first rule and the 2026 themeInternal rate of return vs volume in Infinite Banking: what families are hearing onlineWhy “maximum early cash value” can backfire in Infinite Banking policy designModified Endowment Contract (MEC) and the 7-pay test: what to knowHow to choose an Infinite Banking practitioner (and avoid bad advice)“Insurance companies are not banks”: understanding the banking processThink long range as a way of life, not a quick tacticWhere Infinite Banking is headed: young people, AI, and fintechWhat this Nelson Nash Think Tank 2026 recap means for your familyListen to the full episode (Nelson Nash Think Tank 2026 recap)Book A Strategy Call What you'll gain from this Nelson Nash Think Tank 2026 recap In this article, we're pulling back the curtain on what was shared at the Nelson Nash Think Tank 2026—a practitioner-focused environment where the emphasis was think long range, improve policy design conversations, and address the growing confusion created by clickbait marketing and “shortcut” policy claims. Here's what you'll walk away with: What the Think Tank is (and why it's not a sales event) Why “think long range” was the theme—and why families should pay attention The real issue behind “maximum early cash value” and skinny-based designs How to spot Infinite Banking misconceptions and marketing tactics What's coming with AI and fintech in life insurance—and what isn't changing Practical guidance for families who want to take control of the banking function What is the Nelson Nash Think Tank (and why it's different)? The Think Tank isn't built for the general public. It's designed to sharpen the people who teach and implement the concept. You typically attend as a practitioner, someone in the practitioner program, or as a guest of a practitioner (which can include clients or people considering becoming practitioners). It's also intentionally immersive. The days start early with breakfast, run through sessions into late afternoon, and then continue with dinners, vendor conversations, and deep discussions with fellow practitioners late into the night. You don't go to be entertained. You go to be challenged, stretched, and sharpened. And that matters right now because Infinite Banking has become more searchable, more popular, and—unfortunately—more misrepresented. When something powerful spreads quickly, stewardship matters more. Nelson Nash's first rule and the 2026 theme The theme this year was think long range, and that's not a catchy slogan. It's foundational to the Infinite Banking Concept as Nelson Nash taught it. Short-term thinking is the default posture of our culture. Social media rewards it. Marketing rewards it. Even many financial products are sold with it: “What can you get fast?” “What can you access now?” “How can you win this year?” But Infinite Banking was never meant to be a short-term move. It's meant to be a lifetime strategy. Thinking long range means you're making decisions from the perspective of: building stability, not excitement creating options, not dependence protecting your family's future, not chasing quick wins designing a system that can bless generations, not just solve this month That mindset shift is what separates families who use Infinite Banking wisely from families who get caught in the noise. Internal rate of return vs volume in Infinite Banking: what families are hearing online One of the biggest recurring themes was the temptation to judge policies primarily by internal rate of return (IRR)—especially in the early years. If you've spent any time online looking at Infinite Banking, you've likely seen people argue about illustrations, early cash value, and “best” design strategies. Many of those arguments are framed as if the only goal is maximizing the numbers as quickly as possible. But here's the problem: you can “win” an early IRR argument while losing the long-range strategy. A powerful presentation at the Think Tank used a visual approach—backed by math—to show something families need to hear clearly: focusing on early cash value often creates tradeoffs that reduce your future capacity. There are no solutions—only compromises. And a compromise isn't bad when you understand it. The danger is when someone sells a compromise like it's a guaranteed solution. The heart of the point was this: in Infinite Banking, the rate is not nearly as important as the volume of dollars you can control over your lifetime. That's how commercial banks and major financial institutions think. A small return on a massive volume becomes a large outcome. For families, that translates into a different question entirely:How much of what flows through your hands will you capture and control? That question changes everything. Why “maximum early cash value” can backfire in Infinite Banking policy design One of the most popular marketing angles today is the push for “maximum early cash value,” often achieved through skinny-based policies with high PUAs. The pitch usually sounds like this: get as much cash value as possible early so you can “put your money to work somewhere else.” Here's what often doesn't get explained. Some aggressive designs rely on structures that only allow maximum funding for a limited period (for example, seven years). After that funding window ends—often due to IRS rules tied to MEC limits—the rider or structure may drop off, and you can no longer fund in the same way. The common comeback is: “Just start another policy.” But real life isn't a spreadsheet. Starting over can reset efficiency. Health and insurability can change. Income changes. Goals change. Markets change. And a strategy that depends on you repeatedly starting new policies assumes a stability most families simply can't guarantee. The bigger concern is the mindset that this trains: a series of short sprints instead of building a lifelong system. Thinking long range means designing for durability, flexibility, and sustainability—not just speed. Modified Endowment Contract (MEC) and the 7-pay test: what to know You don't need to be a tax expert to understand why MEC rules matter, but you do need to know that they exist—because many “max fund fast” strategies bump up against them. A Modified Endowment Contract (MEC) is a policy that fails IRS funding limits (often related to the 7-pay test). When a policy becomes a MEC, the tax treatment of distributions changes, and it can reduce some of the advantages families expect when they hear “tax favored.” That's why certain policy designs are built around managing those limits—sometimes by using structures that give you a short window of maximum funding. The key takeaway is simple: if someone is promising “perfect” early cash value without explaining tradeoffs, funding limits, and long-term implications, you're not being educated. You're being marketed to. And marketing can be expensive. How to choose an Infinite Banking practitioner (and avoid bad advice) As Infinite Banking grows, a disappointing trend has emerged: clickbait content designed to stir controversy or attract attention. Some marketers now lead with “what's wrong with IBC” as a hook—even while selling it—because negativity generates clicks. That kind of infighting confuses families and erodes trust. So what should you watch for? Red flags to take seriously Be cautious if someone says or implies: “You don't have to make premium payments.” “These aren't premiums, they're deposits” (without clear explanation that it's life insurance). “You'll get cars for free if you do this long enough.” “This is the only policy design that works.” “You're borrowing at X and earning Y so you're losing money” using simplistic one-year comparisons. Another red flag: when someone makes you feel urgency—like you must act now without fully understanding what you're buying. If it feels too good to be true, your intuition is likely picking up on something real. A healthier question to ask Instead of asking, “How fast can I get cash value?” ask: “How will this policy design serve my family over decades?” “How long can I realistically fund this?” “What compromises are being made to get early access?” “How does this fit into my long-term cash flow strategy?” That's how you protect yourself—and how you start thinking like the kind of leader this strategy requires. “Insurance companies are not banks”: understanding the banking process Insurance companies have been emphasizing that they are not banks. That's true.

This is the full conversation I had with James Laidlaw about how he walked away from a high-paying commission job and built InHome Golf from scratch. We broke down how he scaled a golf simulator business during COVID, reinvested everything back into growth, and navigated the chaos that comes with explosive customer demand. Here's a photo of my simulator setup that James's company installed for me. https://x.com/sweatystartup/status/2011208892353851779 & Here's 22 other things that have that materially improved my quality of life: https://x.com/sweatystartup/status/2012556557674791016?s=20 If you want to reach out to James, email him at James@inhomegolf.com If you've ever thought about leaving your job or building a business of your own, this episode shows you what it actually looks like behind the scenes. Big thanks to James for joining the show. Check out InHome Golf here. I highly recommend them: https://inhomegolf.com/ Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03