Podcasts about Insurance

Today's guest is Nina Edwards, Vice President of Emerging Technology and Innovation at Prudential Insurance. With decades of experience driving strategy, innovation, and AI-enabled growth at leading financial and consulting firms, Nina brings deep expertise in applied intelligence and emerging technology.​​ Nina joins Emerj Editorial Director Matthew DeMello to unpack why 95% of AI pilots fail to deliver enterprise value and reveal strategies for translating productivity gains into measurable ROI by ditching pre-AI metrics.​ Nina also shares practical takeaways, including protected sandboxes that slash approval cycles from months to days, unified KPI glossaries standardizing cycle time and exception rates, outcome charters targeting business value, and human-centered operating models shifting teams from doing to deciding to scale pilots enterprise-wide. This episode is sponsored by Moody's. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!

Susan Page, USA Today Washington bureau chief and the author of the forthcoming book The Queen and Her Presidents (Harper/Collins April 2026), talks about the latest national political news, including President Trump's primetime address, the ongoing fight over ACA subsidies and the Vanity Fair profile of White House chief of staff Susie Wiles that is ruffling MAGA feathers. Then, U.S. Representative Mike Lawler (R, NY-17) talks about the vote on ACA subsidies pushed through by four Republican lawmakers, including Rep. Lawler.

ANOINTED WITH OIL - 12.17.2025 - #901 BestPodcastintheMetaverse.com Canary Cry News Talk #901 - 12.17.2025 - Recorded Live to 1s and 0s Deconstructing World Events from a Biblical Worldview Declaring Jesus as Lord amidst the Fifth Generation War! CageRattlerCoffee.com SD/TC email Ike for discount https://CanaryCry.Support   Send address and shirt size updates to canarycrysupplydrop@gmail.com   Join the Canary Cry Roundtable This Episode was Produced By:   Executive Producers LX Protocol BARON of the Berrean Protocol***   Producers of TREASURE (CanaryCry.Support) Cage Rattler Coffee, Mrs. Tinfoilhatman, Veronica D, Sir Scott Knight of Truth, Sir Casey the Shield Knight   Producers of TIME Timestampers: Jade Bouncerson, Morgan E Clankoniphius Links: JAM   TRUMP Trump announcement coming (X)  Clip: Tucker says trump to announce a war (X) WH designates Fent as a WMD (WH) Trump orders blockade of sanctioned oil tankers (abc) "Blockade" is an act of war (Brittanica)   BEAST SYSTEM Prediction Markets replacement for Fire/Flood insurance   BBB/IT WILL KILL MIT nuclear science prof Nuno Loureiro found shot dead in home in swanky Mass. (NY Post) → MIT profile of Prof. Loureiro (MIT.edu) Clip: MIT prof gave presentations on QC and the upcoming magnetic pole reversal.   TRUMP Clip: Trump and Mark Levin on Jewish President (X)  Clips: StopAntisemitism Founder wants to destroy lives of people who are antisemitic (Jpost)     BORDER Clip: Minnesota police ICE raid Mary Jospeh analogy goes south (X)    EXECUTIVE PRODUCERS TALENT/TIME END

Dr. Marissa Russo trained to become a cancer biologist. She spent four years studying one of the deadliest brain tumors in adults and built her entire research career around a simple, urgent goal: open her own lab and improve the odds for patients with almost no shot at survival. In 2024 she applied for an F31 diversity grant through the NIH. The reviewers liked her work. Her resubmission was strong. Then the grant system started glitching. Dates vanished. Study sections disappeared. Emails went silent. When she finally reached a program officer, the message was clear: scrub the DEI language, withdraw, and resubmit. She rewrote the application in ten days. It failed. She had to start over. Again. This time with her identity erased.Marissa left the lab. She found new purpose as a science communicator, working at STAT News through the AAAS Mass Media Fellowship. Her story captures what happens when talent collides with institutional sabotage. Not every scientist gets to choose a Plan B. She made hers count.RELATED LINKSMarissa Russo at STAT NewsNIH F31 grant story in STATAAAS Mass Media FellowshipContact Marissa RussoFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

That speech wasn't just good — it was strategic. Tara breaks down why Donald Trump's tightly focused, 18-minute address may be one of the most important speeches heading into the midterms. From crushing prescription drug prices to exposing massive health care fraud tied to Obamacare, insurance companies, and illegal immigration, Trump finally said out loud what most Americans never hear — because if you don't listen to talk radio, you have no idea what was done to this country. This episode explains the corruption, the incentives, and why repeating this message every single day could change everything.

Pool Pros text questions hereIn this episode of Talking Pools, Wayne shares his harrowing experience with a cardiac event that nearly cost him his life. He discusses the support he received from his family and medical professionals, reflecting on the importance of health and recovery. The conversation then shifts to the implications of such health scares on life perspectives and the lessons learned. The hosts also delve into the complexities of insurance, particularly regarding hazmat liability in the pool service industry, emphasizing the need for proper coverage. Finally, they address communication challenges within the pool service team, highlighting the importance of clear communication with clients and among team members to ensure smooth operations and maintain trust.takeawaysWayne experienced a cardiac event that was life-threatening.The importance of immediate medical response and support from family.Health issues can change one's perspective on life.Insurance coverage is crucial for pool service businesses.Communication is key in maintaining client relationships.Employees must be responsible and communicate effectively.Trust between employers and employees is essential.Health scares can serve as wake-up calls for better self-care.Proper training and communication can prevent misunderstandings.It's important to engage with listeners and share experiences.Sound Bites"I am the walking dead right now""It's the weird stuff that happens""You can't babysit your employees"Chapters00:00Wayne's Health Scare: A Personal Journey05:51Recovery and Reflections on Life11:30Understanding Cardiac Events and Their Impact14:36Insurance Insights: Protecting Your Business20:39Communication Challenges in Pool Service32:31Navigating Employee Responsibility and Trust Roof Top Innovations the leading Roofing Company in Waco, Tomball surrounding areasWe focus on all types of roofing systems, with a focus on the best quality possible.Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

LET'S TALK ABOUT ALTERNATIVES TO OUR BROKEN INSURANCE SYSTEM I've gotten SO MANY questions about Direct Primary Care and Med Share membership based health plans I'm bringing in experts for a healthcare roundtable at 2pm. I've got Dr. John Dygert, founder of Pinnacle Advanced Primary Care, Lisa Fagan, with Smith Medical, and Preston Guthrie with Zion HealthShare to explain how these programs are upending healthcare. We will discuss the nuts and bolts of how they work, why they are different than insurance, and the limitations for each. We will give a complete example of what a patient might expect when using these services and answer your questions about it. Click on each hyperlink above to reach each business, and rethink how your healthcare is paid for and delivered!

Financial institutions are rethinking loyalty at a critical moment. Credit card spending sits at record highs, but economic uncertainty looms. For banks aiming to stay relevant, loyalty can no longer be an afterthought – it needs to be embedded into every customer experience from the start. At FIS's Emerald 2025 conference in Orlando, Mladen Vladic, general manager of loyalty services at FIS, sat down to discuss how the loyalty industry is evolving beyond traditional card-based rewards. His central argument: Financial institutions need to shift from chasing share of wallet to capturing share of mind first.

In today's episode on 18th December 2025, we look at why India is rewriting its insurance rulebook, and why this reform could either unlock massive growth or expose uncomfortable cracks in the system.⁠Save your spots for Ditto's FREE Insurance Masterclass here⁠

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Just as predicted, Congress is moving to extend Affordable Care Act subsidies—another massive cash infusion for insurance companies, paid for by the public. Despite earlier promises, Republicans joined Democrats to force a vote on a three-year extension, adding hundreds of billions in new spending with no real reform attached. In this episode, Chris breaks down who really benefits, why Washington smiles while taxpayers lose, and how both parties continue to protect the same powerful interests. In the end, it's not red versus blue—it's the insurance industry versus everyone else.

In this episode of the ABA Business Leaders Podcast, hosts Stephen and April Smith of 3 Pie Squared break down one of the most misunderstood and operationally critical areas of running an ABA practice: insurance processes. From claim denials to prior authorizations, insurance workflows can either support growth or quietly stall it. Stephen and April walk through the core insurance systems every ABA business owner needs to understand, especially in the early stages, and explain why even experienced providers can run into costly mistakes. They are joined by insights from Sagar Jajoo of SILNA, who shares real-world data on where providers most often run into trouble and how strong insurance workflows can support scalability and long-term stability. The conversation highlights why most claim denials stem from front-end issues like benefit checks and authorizations, not clinical documentation, and why relying on inconsistent or manual tracking systems can quickly become a liability as your practice grows. Stephen and April also discuss how insurance processes evolve over time, what new owners typically underestimate, and why predictable, well-documented workflows matter not just for growth, but also when preparing to exit or sell a practice. If you want to scale responsibly, improve cash flow, and reduce administrative headaches, this episode lays out what to focus on and what to fix first. Get started with SILNA today: https://3piesquared.com/business-affiliate/silna Key Takeaways New ABA owners must understand the core insurance processes early, including benefit checks, authorizations, and claims submission, to avoid preventable denials. Even strong billing teams make mistakes, which is why systems and safeguards matter more than individual effort. Most claim denials originate from front-end insurance issues rather than clinical errors. Lack of standardization around prior authorizations increases risk and slows intake. Manual tracking methods often break down as practices grow. Clean, predictable insurance workflows improve scalability and make your business more attractive to buyers.

Tom and I talk about the moment I turned down a multimillion dollar cash-out offer and instead decided to raise twenty million dollars and buy control of Somewhere.com. I walk through how that deal came together, how I borrowed nine million from the founder, structured the investor tranches, and rebuilt the leadership team while still running Bolt Storage and RE Cost Seg. We get into why I believed the company could become a publicly traded business and how my media brand helped me raise over forty million for storage, somewhere and other deals. I also explain how I split my time across multiple companies, why I spend 350k a year on my personal media team, and how building a brand on X completely accelerated my career. This episode is about unreasonable ambition, calculated risk and making moves even when nobody gives you permission. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Top Stories for December 16th Publish Date: December 16th PRE-ROLL: Villa Rica Wonderland Train From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Tuesday, December 16th and Happy Birthday to Yosemite Sam I’m Peyton Spurlock and here are your top stories presented by KIA Mall of Georgia. Gwinnett leaders update lawmakers on voting site challenges, public safety efforts Brookwood High selected to participate in the GaDOE Gifted in Action series Gwinnett Chamber announces 2025 Business Excellence Award winners Plus, Shane Delancey the Director of the Christmas Tradition at the Strand Theatre All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: Kia Mall of Georgia - Sugar Hill Ice Skating Rink STORY 1: Gwinnett leaders update lawmakers on voting site challenges, public safety efforts Gwinnett County is cutting polling locations—down from 156 to 144—and the reason? Insurance headaches. Churches and private organizations, once reliable voting sites, are pulling out, according to Elections Supervisor Zach Manifold. Manifold shared the news during a meeting with Gwinnett’s state lawmakers, where elections and public safety took center stage. Chairwoman Nicole Love Hendrickson emphasized collaboration: “When local and state leaders work together, we serve our residents better.” On the safety side, Police Chief J.D. McClure highlighted staffing gains and a futuristic twist—drones as “first eyes” on crime scenes. Progress, but challenges remain. STORY 2: Brookwood High selected to participate in the GaDOE Gifted in Action series Brookwood High just got a big nod from the Georgia Department of Education—it’s been featured in the GaDOE Gifted in Action series, a webinar collection for educators working with gifted and talented students. Eric Rovie’s AP Literature and Language classes were in the spotlight, with the GaDOE team recording his students in action. Rovie’s approach? Open discussions, tough questions, and a classroom built on trust. Gifted education isn’t just about acceleration, says Dr. Keena Ryals-Jenkins of GCPS—it’s about sparking curiosity and pushing boundaries. STORY 3: Gwinnett Chamber announces 2025 Business Excellence Award winners The Gwinnett Chamber’s Business Excellence Awards lit up the John Maxwell Leadership Center last week, celebrating the movers, shakers, and innovators shaping Gwinnett’s business scene. Nick Masino, Chamber President & CEO, kicked things off, followed by keynote speaker Darryll Stinson—a TEDx speaker and leadership guru—who delivered a heartfelt, no-fluff message about trust, growth, and greatness. “It’s about elevating results,” he said, leaving the room buzzing. Masino summed it up: “When our businesses thrive, so does our region.” Winners spanned 10 categories, from Spectrum Autism Support Group (Community Contributor) to iS3 Tech Services’ Adam Hammock (Founder Award). A night of well-earned applause. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets - DTL HOLIDAY STORY 4: Gwinnett road closures Dec. 13-19 Heads up, Gwinnett drivers—here’s what’s happening on the roads this week (Dec. 13–19). Expect closures, detours, and delays, all courtesy of construction, utility work, and improvements. Big ones to note: **Ballpark Lane** is closed through April 2026. Detours are in place, but, yeah, plan extra time. Other spots with intermittent lane closures include **Beaver Ruin Road**, **Sugarloaf Parkway**, and **Rockbridge Road**—plus about 30 more. For details or detour routes, contact the Gwinnett DOT. STORY 5: ART BEAT: Players Guild at Sugar Hill to stage 'The Gentleman's Guide to Love and Murder' Looking for a darkly funny way to kick off the new year? *The Gentleman’s Guide to Love and Murder* hits Sugar Hill’s Eagle Theatre stage Feb. 6–15, promising six performances of murder, mayhem, and music. The story? Monty Navarro, a broke clerk, discovers he’s ninth in line to inherit a fancy title and fortune. His solution? Start “removing” the D’Ysquith family members ahead of him. It’s twisted, hilarious, and based on the 1907 novel *Israel Rank*. JD Touchton stars as Monty, marking his first musical role in four years. Tickets? Boxoffice@pgatsh.com. Now, here is Shane Delancey the Director of the Christmas Tradition at the Strand Theatre - Shane Delancey - Break 3: THE STRAND HOLIDAY STORY 6: Mill Creek Grad Holden Cammarata Runs 100-Mile Day for Williams Syndrome Holden Cammarata had a wild dream—run 100 miles in a single day. Not a marathon, not two, but *four*. The 2025 Mill Creek grad and Georgia Tech freshman had always pushed himself, running cross country in high school and now with Georgia Tech’s club team. But this? This was next level. “It’s a big jump,” he admitted. “With my foot surgery coming up, I figured this might be my last shot.” But Holden didn’t just run for himself. He ran for Molly Kate Cloer, the little sister of his high school teammate Tyler, who has Williams Syndrome. Inspired by their family, he turned his grueling goal into a fundraiser, raising over $8,000 for the cause. The run itself? Brutal. By mile 60, his injured foot was screaming. By mile 80, the park closed, forcing him to finish in a church parking lot. Every step hurt. But his parents, old teammates, and even strangers showed up to cheer him on, some running alongside him. After 25 hours, 33 minutes, and 32 seconds, Holden crossed the finish line—exhausted, in pain, but surrounded by love. STORY 7: Northside Hospital Gwinnett named one of nation's best for maternity care Northside Hospital Gwinnett just got some big news—it’s officially one of the best places in the country to have a baby, according to *U.S. News & World Report*. The hospital earned a “High Performing” rating for maternity care, putting it in the top 10% nationwide for uncomplicated pregnancies. Pretty impressive, right? Last year alone, they delivered 4,245 babies. Northside Gwinnett also scored high marks in 15 other areas, from heart surgery to stroke care. When you’re here, you’re family. We’ll have closing comments after this Break 4: GCPS Hiring Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.kiamallofga.com Ice Rink – Downtown Sugar Hill Holiday Celebration 2025 – City of Sugar Hill Team GCPS https://www.downtownlawrencevillega.com/ NewsPodcast, CurrentEvents, TopHeadlines, BreakingNews, PodcastDiscussion, PodcastNews, InDepthAnalysis, NewsAnalysis, PodcastTrending, WorldNews, LocalNews, GlobalNews, PodcastInsights, NewsBrief, PodcastUpdate, NewsRoundup, WeeklyNews, DailyNews, PodcastInterviews, HotTopics, PodcastOpinions, InvestigativeJournalism, BehindTheHeadlines, PodcastMedia, NewsStories, PodcastReports, JournalismMatters, PodcastPerspectives, NewsCommentary, PodcastListeners, NewsPodcastCommunity, NewsSource, PodcastCuration, WorldAffairs, PodcastUpdates, AudioNews, PodcastJournalism, EmergingStories, NewsFlash, PodcastConversations See omnystudio.com/listener for privacy information.

Brian Schmidt is a senior insurance executive with more than two decades of experience across primary insurance, reinsurance, data and analytics, and consulting. At Xceedance, Brian leads the Strategic Accounts division as Senior Vice President and Business Leader, overseeing global teams that deliver operational excellence across the insurance policy lifecycle. Brian holds several industry designations, including CPCU, CIC, and ASLI, and earned both his BBA in Marketing and MBA from the University of Cincinnati's Lindner College of Business. Brian has served as Chair of the Underwriting Interest Group for The Institutes CPCU Society and as University Liaison for the Cincinnati CPCU Society Chapter. In this episode of In the Know, Chris Hampshire and Brian explore the offerings of a strategic operations support firm, the effective use of data analytics in day-to-day operations, and the value of a CPCU designation in his career.   Key Takeaways Brian's professional journey from restaurants to insurance. Xceedance offerings as a strategic operations support firm. The benefits of transitioning into a partnership with Xceedance. The Pros and cons of operations support partnership. The state of AI advancements in today's insurance industry. Effective use of data analytics in day-to-day operations. Brian's decision to pursue additional training and certifications. Tools in Brian's toolbox that have added to his success. A five-year look at the future of the insurance industry. Brian's message to early-career professionals.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes "Understanding why you're bringing in the support can help guide the decision." "Regardless of where AI progresses to, we're still going to need the art of underwriters well into the future." "Earning my CPCU designation has been pivotal in my insurance career." "No matter what skill set you have, there is a place for you in the insurance industry."  

Insurance can be frustrating to figure out on your own. In this episode, Kirk Behrendt brings back Shelley DeGroff, founder of PPO Advisors, to decode some of the biggest changes in the PPO world and share two things you need to do to improve your reimbursements in the upcoming year. To stay up to date with PPO changes and prevent future revenue loss, listen to Episode 983 of The Best Practices Show!Learn More About Shelley:Send Shelley an email: shelley@ppoadvisors.com Join PPO Advisors on Facebook: https://www.facebook.com/PPOAdvisorsLLCLearn more about PPO Advisors: https://ppoadvisors.comMention this episode or visit this link to receive $500 off your analysis fee: https://learn.ppoadvisors.com/promoMore Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 983: https://www.youtube.com/@actdental/videosWatch Episode 954 with Shelley DeGroff: https://www.youtube.com/watch?v=ZjJ6cLq_k50Main Takeaways:Stay on top of your EOBs by auditing them regularly.Evaluate your master fee to ensure you're paid what you're owed.Learn what stacking order means and how it can affect your practice.Opt-outs are not automatic! Be proactive so they are processed correctly.You don't need to be 100% PPO or 100% fee-for-service. Have a healthy mix.Don't get complacent or comfortable. Understand the contracts you're agreeing to.Snippets:0:00 Introduction.1:16 Shelley's background.2:10 A refresher on important PPO changes.7:15 Audit your EOBs regularly.10:23 Master fee, explained.17:29 Stacking order, explained.20:55 How PPO...

In this episode of The Savvy Adjuster Podcast, we're talking about the effects of smoke and fire damage on business-critical equipment. Host Chris Nichols welcomes back TechLoss Consulting and Restoration Corporate Vice President Bob Karbin and Vice President of Engineering Mikey Minor to discuss concerns about smoke and fire damage claims and the fire damage restoration process. These include corrosive elements in smoke, how extreme heat impacts functionality, and the importance of quickly stabilizing equipment. Listeners will gain insights into how degreed engineers can differentiate between repairable equipment and a total loss, factoring in everything from fire suppression system damage to business interruption.Discussed in This EpisodeHow smoke and fire contamination damages business-critical equipmentThe scientific process of wipe sampling to identify contamination levelsHow damage can also be caused by fire suppression systems and firefighting efforts, introducing water, chemicals, and debrisKey actions adjusters and insureds should take to evaluate lossesThe importance of timeliness to prevent further equipment deterioration and control costsStories from the field detailing unique and challenging smoke and fire claims, including explosions and widespread corrosion eventsAdditional ResourcesAlpine Intel Resources Page: https://bit.ly/4pKAXRgTechLoss Consulting & Restoration: https://bit.ly/45eWIjNAdditional Resources About Smoke and Fire Damage Claims:Article: Equipment Restoration Following Fire and Water Losses: https://bit.ly/4s00MOHArticle: From FNOL to Resolved: Steps for Business-Critical Equipment Claims: https://bit.ly/3MGrdZJGuide: The Impact of Heat on Equipment: https://bit.ly/3My1Kld

Scott Capozza and I could have been cloned in a bad lab experiment. Both diagnosed with cancer in our early twenties. Both raised on dial-up and mixtapes. Both now boy-girl twin dads with speech-therapist wives and a lifelong grudge against insurance companies. Scott is the first and only full-time oncology physical therapist at Yale New Haven Health, which means if he catches a cold, cancer rehab in Connecticut flatlines. He's part of a small, stubborn tribe of providers who believe movement belongs in cancer care, not just after it. We talked about sperm banking in the nineties, marathon training during chemo, and what it means to be told you're “otherwise healthy” when your lungs, ears, and fertility disagree. Scott's proof that survivorship is not a finish line. It's an endurance event with no medals, just perspective.RELATED LINKSScott Capozza on LinkedIn: https://www.linkedin.com/in/scott-capozza-a68873257Yale New Haven Health: https://www.ynhh.orgExercising Through Cancer: https://www.exercisingthroughcancer.com/team/scott-capozza-pt-msptProfiles in Survivorship – Yale Medicine: https://medicine.yale.edu/news-article/profiles-in-survivorship-scott-capozzaFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year based on views, downloads, and overall engagement. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode, host Juan de Castro sits down with Marcus Ryu, former CEO and current strategic adviser at Guidewire Software. Marcus shares his journey from management consulting to co-founding one of the leading software providers for the property and casualty insurance industry. He offers candid insights into the trials and triumphs of entrepreneurship, including pivotal moments such as navigating a competitive lawsuit and transitioning to the public markets.A central aspect of Marcus's story is Guidewire's contrarian belief in the power of vertical solutions. By developing mission-critical software tailored to the specific needs of the P&C insurance sector, Guidewire revolutionized how insurers manage claims, policies, and billing. Now a partner at Battery Ventures, Marcus discusses how his experiences at Guidewire inform his approach to investing in the next generation of startups. From the importance of customer-centricity to leveraging technology to solve real-world problems, this conversation is packed with actionable insights for founders and industry professionals alike.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance for actionable insights for founders and industry professionals alike.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Financial advisors often begin the year energized, organized, and committed to ambitious goals. Yet, by March, many find their plans stalling—not because of a lack of motivation, but because of a lack of true accountability. In this episode, neurobiology-based performance and accountability expert Brian Ford breaks down why traditional views of discipline and accountability fail, how advisors can build systems that actually work, and what it takes to sustain long-term behavior change. Brian shares the science, psychology, and practical frameworks that help advisors stop relying on motivation alone and start building systems that drive real follow-through.

A heartless woman mows down a Lyft driver, leaving him fighting for his life. Then, she tries to cash in on the insurance claiming she was the victim of a hit & run. The manhunt is on for the fugitive who while fleeing cops, plowed into a rideshare, leaving an elderly woman dead - and then vanished. Plus, police in one city prove they're "Prime" for service! Jennifer Gould reports. See omnystudio.com/listener for privacy information.

Send us a textYvonne and Rafael take time to reflect on Season 5, their accomplishments, and the time they spent with guests. They also discuss new features of Deconstructing Comp, including the launch of the Work Comp Changemaker Awards, a new website, a monthly newsletter, a YouTube channel, and so much more! Grab your headphones, your favorite beverage, and let's go have a chat!¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp

Everyone's talking about AI, but customers aren't convinced it's in their best interest. This episode explores where AI improves the insurance experience, where it raises red flags, and what agency owners need to know before leading with tech. Learn more at IntegraPartnerNetwork.com.

Episode #137 of Work Comp Talk breaks down the real secrets to winning big money in California Workers' Comp even AFTER you've been fired, and yes, even if you quit, got laid off, or your boss is pushing you out.  In this new segment, hosts Carmen Ramirez and Bilal Kassem uncover one of the most misunderstood rules in CA Work Comp: Post-Termination Defense, the rule that scares injured workers into thinking they lose all benefits the moment they leave their job. According to attorney Bilal, quitting or getting terminated does not automatically take away your rights under this rule, as long as your injury happened before the termination notice or is properly documented. They also explain what the law actually says, the biggest mistakes workers make, and the top 5 ways to strengthen your case even after termination.    Takeaways:  Quitting does not automatically forfeit workers' compensation rights.  Post-termination defense prevents false claims after termination.  Documenting injuries is crucial for pursuing claims.  Cumulative trauma injuries may not be recognized until later.  Employers can retaliate against employees who file claims.  Consulting a lawyer is advisable for navigating claims.  Insurance companies, not employers, are responsible for claims.  Understanding your financial situation is important before quitting.  Myths about workers' compensation can lead to misinformation.    Chapters:  00:00 Understanding Post-Termination Defense  06:31 Navigating Injuries and Employment Status  10:07 Five Essential Steps Before Quitting  14:45 Myths About Workers' Compensation Rights    This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury.    Visit our FAQ and blog for more resources:  https://www.pacificworkers.com/blog/     Follow Us on Social Media for More Content!  

Max retirement contributions just got bigger in 2026 — $24,500 elective limit plus expanded catch-up contributions for federal TSP and 401(k) plans.2026 contribution limits for TSP and 401(k)/403(b) increase — here's how to make the most of your elective deferrals and catch-up contributions.

IRS filings for new business applications have been climbing the past few months — particularly in the retail sector. The last time we saw a spike like this was in 2020. Are Americans ditching the corporate life, seeking stability, or in need of a second income? Likely a mix of all three. Also in this episode: Insurance coverage decisions go beyond medication sticker prices, home builder confidence ticks up, and the penny phase-out adds up for businesses doing a lot of cash transactions.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Scott Galloway answers listener questions on how incentive stock options work and how young professionals should think about equity versus salary. He also shares his views on health insurance, paying out of pocket, and why the U.S. healthcare system is so broken. Plus, Scott offers advice on dealing with rejection, processing failure, and building resilience after setbacks. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

IRS filings for new business applications have been climbing the past few months — particularly in the retail sector. The last time we saw a spike like this was in 2020. Are Americans ditching the corporate life, seeking stability, or in need of a second income? Likely a mix of all three. Also in this episode: Insurance coverage decisions go beyond medication sticker prices, home builder confidence ticks up, and the penny phase-out adds up for businesses doing a lot of cash transactions.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Check out Saly's full first time home buyer journey on HowtoBuyaHome.com. Saly became a first time home buyer in 2022, an unprecedented and crazy time in the housing market. Now, 3 years after Saly's premier on the How to Buy a Home podcast, she's returned to shed light on the big question: Was buying her first house worth it??Hear how homeownership changed her life — and what she wishes she knew going in.Three years ago, Saly took a leap — breaking her lease and pulling from her 401k to buy a home in Florida with just 3% down. In this candid conversation, she reunites with David Sidoni to reflect on the real impact of that decision. Did the market timing work out? Was the stress worth it? Did she ever regret it? Spoiler: not for a second. Saly shares how homeownership brought more than equity. It gave her freedom, pride, and stability she'd never felt before. From her spreadsheet budget to her Christmas Polaroid wall, every part of her life grew. And now? She's planning to rent this home and buy another in 10–15 years. Tune in for real numbers, real lessons, and a powerful reminder of why first-time buyers shouldn't wait for “perfect timing.” “Buying this house unlocked everything. I feel like we're capable of anything now.” – Saly Highlights Why she broke her lease to buy — and doesn't regret itUsed a 3% down payment (yes, with 401k funds)Insurance shakeups and HOA surprises she didn't expectBuilt long-term equity, confidence, and new family traditionsHer budgeting mindset now vs. then — and why she tracks everythingFuture goals: turn this home into a rental and buy againCheck out the whole interview on YouTubeConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

Colorado is in the top ten states for the most expensive homeowners' insurance, thanks to wildfires and hail. Purplish looks at what can be done to bring the cost down. Then, President Trump says he's pardoned Tina Peters, even though he lacks the jurisdiction to do so; we'll discuss the reasoning and what happens next. Plus some Colorado ranchers are frustrated with federal policy. Then, why are so many people in China wearing hats that say Colorado? And Farmer Dave helps us celebrate Hanukkah with a song in Ladino. 

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So, you've decided to buy a cruising boat. Congratulations! Which is the best fit for you? A catamaran or a monohull? Here are some thoughts from someone who has cruised on both. Summary Which is a better cruising vessel, a catamaran or a monhull? After cruising aboard both a 37-foot monohull and later a 34-foot catamaran, I've seen benefits and drawbacks to each. For life aboard, a catamaran is more comfortable. Even a shorter cat will feel larger. Beds are more likely to fit standard sizes, and the space can feel light and airy. However, storage is usually easier on a monohull. They have more built-in storage spaces. In addition, while no boat should be overloaded, catamarans are particularly sensitive to weight. If you fill a cat with too many spares and tools, it will affect performance.  Underway, cats are faster. Without a heavy keel to push through the water, they slip along. However, monohulls tend to point higher when sailing upwind.  A catamaran's shallower draft opens up more anchoring possibilities. With twin engines, it can do some tricky maneuvers. However, with a wider beam and higher windage, close-quarters handling can be challenging.  Monohulls with fin keels are easier to maneuver, while full-keels can be especially fussy backing into a slip.  Catamarans offer tons of space to entertain in the cockpit. But in poor weather, the deeper and more sheltered cockpit of a monohull will feel safer in rough or cold conditions.  Generally, catamarans are easier to board. A monohull with a sugar scoop completes well. But generally, cats are easier.  While the catamaran's two engines offer a backup if one fails, they also require double the maintenance.  Their saildrives provide less drag but also require more maintenance. For people who dislike heeling, a catamaran's stability offers a big selling point. However, the motion is more jerky underway. Different sailors prefer different motions, and you have to experience it to decide for yourself.  With a roomier deck, sail handling tends to be easier on a catamaran. However, the annoying "slapping" sound under the bridge deck can be irritating when the waves hit wrong. It even happens at anchor. Noise can be another difference. Catamarans can have an annoying slap under the bridge deck when waves hit just right. It can happen even at anchor. Don't forget to consider righting ability. A monohull will nearly always right itself. A catamaran, while it's less likely to capsize, will not turn itself back up.  Catamaran costs can be higher because of their width. Consider the difficulties of finding a spot in a marina or getting hauled out. Insurance may be more expensive as well. Extra equipment--davits, windvanes, solar panels-- works better on one or the other. Think about your needs carefully. Finally, catamarans are nearly always more expensive to buy and maintain.  So, which is better — a catamaran or a monohull?  Catamarans offer space, stability, and a shallow draft. A monohull offers simplicity, sailing performance, and a boat that will right itself if the worst happens. They both have benefits. The choice is up to you. To get more details, listen to the full podcast or check out Catamaran or Monohull (https://theboatgalley.com/catamaran-or-monohull-2/). Subscribe to the Boat Galley Newsletter! - https://theboatgalley.com/newsletter-signup-2 Today's episode is sponsored by Roam Devices. Their Marine Monitor is a premium boat monitoring system that allows you to stay informed with what's happening on your boat while you're ashore for just $349 and $5 per month. Never be caught off guard by a failing battery or burnt-out bilge pump —Your boat will text you as soon as anything starts going wrong! The Roam Devices app shows a real-time view of your boat's status and location with an awesome built in remote anchor alarm. RoamDevices.com - never worry about your boat from afar again. Use coupon code BOATGALLEY for an exclusive 5% discount.  Click to see all podcast sponsors, past and present. - https://bit.ly/3idXto7 Music: "Slow Down" by Yvette Craig    

I know you probably work only on signed BOR ... right? Well, sometimes you might be tempted to offer quotes to a prospect (aka: Non-Client; someone who doesn't trust you yet) who won't sign the BOR over to you. Should you still work on that account and offer a quote, or should you push the "pause button" and try again next year? Well, it all depends on whether or not you can get the prospect to give you three things first.  In this episode, host Charles Specht shares what three things you should do in order to increase your Quote-to-Bind rate by other 25% or more. Give a listen, subscribe, and let Charles explain. And, visit our newly updated website at: https://permissiongroup.com Key Topics: Why second place in insurance sales pays zero commission The three critical things you must secure before offering any quote How to demand exclusive access to the carriers you need to compete Getting objective commitments on what you must accomplish to win the business Why prospects must agree not to share your numbers with other agents How agents lose 20-30% of business when prospects share quotes behind their backs Why it's your fault, not the insured's, when you get used in quoting The reminder system that reinforces commitments throughout the sales process Why insurance buyers prefer one trusted agent but don't know how to choose How agency leaders can boost profits by requiring BOR letters over blind quotes Reach out to  Charles Specht Visit: Permission Network Produced by PodSquad.fm

This week on Look Forward, the guys return to discuss the looming healthcare insurance cost price hikes and what approaches both parties are putting forward in Congress, GOP led Indiana Senate rejects Trump's push for off year redistricting, U.S. captures Venezuelan oil tanker, Jasmine Crockett is now running for Senator in Texas, a grand jury for the second time rejects indicting Letitia James on mortgage fraud, Trump administration wants social media history from foreign visitors, the brutal battle over fonts has begun, and much more!Big TopicHealthcare subsidies nightmare looms, GOP has no answersRepublicans pretend to not support Universal Healthcare on purpose (Video)News You NeedGOP-led Indiana Senate rejects redistricting legislationU.S. captures Venezuelan oil tankerJasmine Crockett is running for SenateGrand Jury rejects second chance at indicting Tish JamesFast Corruption and Faster Screw-UpsTrump admin considering requirement for foreign visitors to disclose social media historyWhat's Dumber, A Brick or A Republican?The war on serif has come to a close

Commercial banks are confronting a rapidly shifting landscape as private credit markets grow toward $3.5 trillion and fintech competitors accelerate their offerings with AI-powered tools. Rather than retreating, traditional institutions are doubling down on technology investments and reimagining their commercial lending strategies to compete in this new environment. "Banks are not short-term thinkers," says Héctor Pagés, SVP and Head of Global Commercial Lending at FIS. "We're not seeing a slowdown in terms of interest or investment from our institutions, in terms of advancing and changing the ways that they're working." The response from banks has been multifaceted, according to Pagés. Some retail-focused institutions are shifting resources toward commercial lending, while smaller commercial banks are expanding into more complex lending products. Others are adopting an "originate to distribute" model, partnering with private credit firms to spread risk while generating fee income. This strategic evolution is happening against a backdrop of regulatory uncertainty, tariff fluctuations, and the continued expansion of non-bank lenders into territory traditionally dominated by banks. Listen to the podcast to learn about how banks are transforming their commercial lending operations through unified technology platforms, the role of AI in automating credit decisions and underwriting processes, and why cloud infrastructure is becoming essential for global scalability.

In this episode, Gregory Ricks is joined by Attorney Wes Blanchard of WJ Blanchard Law, LLC., to discuss estate litigation issues including Usufruct and Powers of Attorney. Gregory also dives into the importance of annuities and investment returns in retirement.  For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.

RaeAnn Tucker joined Wake Up Tri-Counties to discuss food safety, reproductive health services, sharps disposal locations, Medicare wellness visits, and insurance navigators. The Henry and Stark County Health Departments are highlighting vital resources for community health and safety. Medicare recipients can access a free Annual Wellness Visit at First Choice Healthcare clinics in Kewanee and Toulon, where patients receive personalized assessments and can address health concerns. In addition, six convenient sites now offer Residential Sharps Collection Kiosks for safe disposal of used needles, helping prevent accidental injury. As the holidays approach, officials remind residents that foodborne illnesses strike millions each year. They advise handwashing, separating raw and ready-to-eat foods, thorough cooking, and rapid refrigeration to keep celebrations safe and healthy.

What really happens after a collision—and how much control do you actually have over the repair of your vehicle? This episode of https://Drive-Radio.com: The Extra Mile, hosted by John Rush with guests Dan and Robert of https://www.brightonautobody.com, a family-run collision center with nearly 60 years of experience doing things very differently than most shops. This hour dives headfirst into the myths surrounding insurance claims, preferred repair shops, and so-called “rules” drivers are often told they must follow. Do insurance companies really get to decide where your car is fixed? Will you lose your warranty if you choose your own shop? And why are vehicles being totaled faster than ever—even when the damage doesn't look that severe? Dan and Robert pull back the curtain on insurance steering, total-loss algorithms, OEM vs aftermarket parts, and why modern vehicles packed with ADAS sensors, radar systems, and electronics demand far more precision than ever before. They also explain diminished value, Carfax reporting, and what drivers are legally owed when an accident isn't their fault. The conversation covers practical scenarios: What if you're paying out of pocket? What if your vehicle has sentimental value? And why do many collision centers turn down older or "customer-pay" vehicles? From remote estimates and paint-matching myths to classic cars and high deductibles, this episode empowers drivers with actionable knowledge insurance companies don't volunteer. If you've ever felt intimidated, rushed, or unsure after an accident, this episode equips you with clear takeaways: understanding your rights, what insurance companies must provide, and untangling the real impact of claims on your vehicle's value. Get empowered before your claim.

It's not always a season of joy, and not all memories are full of holiday cheer... But there is more community support than ever this year for those who are having a Blue Christmas (at 12:37) --- The likely expiration of enhanced ACA premium subsidies has reignited the debate over healthcare affordability and the difficult decisions many Americans have to face... Insurance companies are often cast as the villain, but can they also be part of the solution? (at 21:13) --- In the coming days, families will gather to make new holiday memories... and stress out holiday hosts (at 39:51)

Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. Today, we delve into the exciting, yet challenging, landscape of gene therapies and their potential to revolutionize healthcare. Recent scientific advancements have pushed the boundaries of what's possible, offering potential lifetime cures for diseases once considered incurable. However, this breakthrough comes with a significant economic caveat: the staggering cost of these therapies, often ranging between $3 to $4 million per patient. This price tag presents a formidable challenge to current healthcare infrastructures.The disconnect between these innovative treatments and existing payment systems is evident in what industry experts term the "$4 million payment problem." Therapies like Lenmeldy and Hemgenix highlight this issue. Lenmeldy, for instance, can prevent metachromatic leukodystrophy with a single infusion priced at $4.25 million, while Hemgenix offers a cure for hemophilia B at $3.5 million. These therapies effectively convert lifelong treatment costs into a singular, substantial payment, challenging traditional insurance models that are built to spread costs over time.The primary obstacle is not the efficacy of these treatments but rather the financial and logistical infrastructures needed to support them. The current insurance model is ill-equipped to handle such large, one-time payments. Employers who often provide health insurance face a dilemma: investing millions in curing an employee who might leave the company shortly after receiving treatment could result in significant financial risk and disincentivizes employers from covering such therapies.Enter Aradigm Health, which has emerged as a potential solution to this conundrum. Aradigm aims to create an "infrastructure layer" specifically for these high-cost cures. With $20 million in funding backing their initiative, Aradigm seeks to pool financial risk across multiple employers, thus mitigating the impact of substantial individual claims. Their model involves employers contributing a fixed monthly fee into a shared fund that covers these expensive treatments when needed. This approach distributes financial volatility across a broader base rather than placing it on individual employers.Aradigm's strategy is not only about financial solutions but also about streamlining logistical complexities associated with delivering gene therapies. Their patient journey management includes coordinating with biotech companies for manufacturing schedules, arranging travel and accommodation for patients and families, and ensuring seamless insurance paperwork handling. This comprehensive support system reduces barriers that often delay or disrupt treatment delivery.Operating as a public benefit corporation with a "cost-plus" model, Aradigm ensures that any surplus from lower-than-expected claims is returned to employers rather than kept as profit. This aligns incentives towards patient care rather than profit maximization. Their approach highlights a critical need within the biotech and pharmaceutical industries: developing adaptable infrastructures that align with rapid scientific advancements.Meanwhile, Amgen has secured significant ground in 2023 with its second FDA approval for Uplizna in treating generalized myasthenia gravis—a chronic autoimmune neuromuscular disorder characterized by varying degrees of skeletal muscle weakness. Uplizna's mechanism involves targeting CD19 on B cells implicated in autoimmune diseases' pathogenesis. This expansion marks an advancement in therapeutic options for patients and underscores Amgen's growing footprint in treating complex autoimmune conditions.GlaxoSmithKline has also made headlines with Blujepa, marking it as the first new class of antibiotics for gonorrhea in over three decades while receiving approval for treating uncomplicSupport the show

Duncan Dale, CEO, Dale Underwriting Partners, said that while the reinsurance market has enjoyed two strong years, underlying claims data reveals worsening trends. Dale spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

This is the full conversation I had with Will Smith and Niklas James on the Acquiring Minds podcast in April of 2025. We broke down how I bought Somewhere.com, how I run my real estate private equity firm, and how I leverage offshore talent to scale revenue while saving costs. We discussed how I think about building teams, why sales is the foundation of all businesses, and why buying a company isn't a shortcut, it's a challenge most people aren't ready for.If you're thinking about buying a business, this episode will show you the side of acquisitions people rarely talk about. Big thanks to Will Smith for having me on, follow him here: https://x.com/whentheresawill Check out more of his work here: https://acquiringminds.co/episodes Also shoutout to Niklas James from Minds Capital for co-hosting this conversation with Will. https://x.com/NiklasWJ In the intro, I mentioned that you should check out this episode from Acquiring Minds that came out just before Thanksgiving, episode 407 with Linh Tran. He quit corporate, bought a small HVAC business, scaled it, and now makes over $5M a year with a CEO running it for him. It's a really good episode: https://acquiringminds.co/articles/linh-tran-advanced-commercial-group-apex-fund Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Another conversation with Dr. Greg Basil. Find the video of this conversation at https://youtu.be/yB6dRovePgc

Follow Dan on LinkedIn at linkedin.com/in/cotterdanFollow Pat on LinkedIn at https://www.linkedin.com/in/donald-patrick-eckler-610290824/ PredictionsSure To Go Wrong Griffith Foods: Reverse Polk: Affirm Centegra: ReverseGriffith:https://www.illinoiscourts.gov/courts/supreme-court/oral-argument-audio-and-video/IL app:https://www.illinoiscourts.gov/courts/appellate-court/oral-argument-audio/Polk:https://media.ca7.uscourts.gov/sound/external/ef.25-1556.25-1556_11_12_2025.mp3

Health Reimbursement Arrangements and AI's Economic Potential: Colleague Gene Marks advocates for Health Reimbursement Arrangements, noting they allow small businesses to control costs while employees buy their own insurance tax-free, also discussing AI's potential to double economic growth and advising businesses to ignore doomsday predictions and embrace tools that enhance productivity and daily life. 1964

In this episode the hosts dive into a $4.5M, 12‑bed Los Angeles drug and alcohol rehab facility deal with $4M revenue and $1M SDE, unpacking utilization trends, regulatory risks (MSO/CPOM), and why it might not be a compelling acquisition as‑is.Business Listing – https://www.bizbuysell.com/business-opportunity/drug-and-alcohol-rehabilitation-facilities/2447669/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Broadcast from KSQD, Santa Cruz on 12-11-2025: Dr. Dawn presents colleague Dr. Paul Godin's essay on why US healthcare fails as a market system . She explains that healthcare violates every assumption of functional markets: patients can't compare options during emergencies, information asymmetry prevents informed decisions, demand is inelastic when one has an urgent medical issue, and trust is essential to medicine and in direct conflict with profit incentives. Since 1988's Knox-Keen Act allowed for-profit healthcare, private equity has acquired and stripped hospitals, while administrative costs consume enormous resources fighting over payments rather than providing care. She contrasts this with European models like Switzerland and Germany where everyone must participate, insurers must accept all patients, and profit on basic coverage is limited. She celebrates a vaccination success story: HPV vaccines have reduced cervical cancer by 50% over 30 years. The American Cancer Society now endorses self-collected vaginal samples for HPV screening, with an FDA-approved at-home kit from Teal Health allowing women to skip speculums and traditional Pap smears. Current guidelines recommend screening starting at age 25, with testing every five years after a negative result. Dr. Dawn issues a health alert about multiple hospitalizations in Santa Cruz County from foraged wild mushrooms identified incorrectly by phone apps. She describes cholinergic toxicity symptoms: sweating, excessive salivation, pinpoint pupils, and abdominal cramping—signs requiring immediate emergency care rather than waiting it out. She offers follow-up vaccine advice: "go in wet, then sweat." Hydrate before vaccination, then take a hot Epsom salt bath until sweat runs off your face. This helps eliminate adjuvants that cause post-vaccine fatigue and aches, which are often misinterpreted as catching illness from the vaccine itself. Dr. Dawn expresses alarm that Kennedy's reconstituted ACIP nearly voted to eliminate hepatitis B vaccination at birth. She notes infants exposed to infected mothers have 99% infection rates, with half becoming chronically infected and half of those developing terminal cirrhosis or cancer. Testing pregnant women misses infections acquired during pregnancy, and 12-16% of delivering women have no test records. Major insurers have committed to covering birth vaccination through 2026 despite the panel's actions. She offers holiday microbiome advice from researcher Karen Corbin: increase fiber intake through steel-cut oats, whole grain breads like Dave's Killer Bread, beans, apples, and alternative pastas made from lentils or garbanzo beans. Cooking potatoes ahead and reheating creates resistant starch that feeds beneficial gut bacteria, reduces inflammation, and even stimulates natural GLP-1 production. Dr. Dawn reviews research proving health insurance saves lives. When the ACA's Medicaid expansion became optional by state, researchers could compare outcomes, finding 8% lower mortality and 19,000 fewer deaths in expansion states over four years. An accidental IRS experiment—sending insurance enrollment letters to only 85% of penalty payers—showed significantly lower mortality among those who subsequently got insured. Studies of gunshot and auto accident victims found uninsured patients died more often despite receiving identical emergency treatment. She concludes with surprising cancer symptoms: chest pain specifically triggered by alcohol consumption may indicate Hodgkin's lymphoma, as vasodilation activates inflammatory chemicals in affected lymph nodes. Fractures from minimal trauma in people without osteoporosis warrant investigation, as 5% of cancers involve bone. Elevated calcium levels double cancer diagnosis risk in the following year and should prompt follow-up testing.

On this episode of The Federalist Radio Hour, Brian Blase, president of Paragon Health Institute and former special assistant to the president for economic policy at the White House, joins Federalist Senior Elections Correspondent Matt Kittle to discuss Obamacare's consequences for American healthcare, explain how ongoing subsidies fuel inflation, and outline the future of healthcare policy reform. The Federalist Foundation is a nonprofit, and we depend entirely on our listeners and readers — not corporations. If you value fearless, independent journalism, please consider a tax-deductible gift today at TheFederalist.com/donate. Your support keeps us going.