Podcasts about ACA

Revenue cycle management (RCM) sounds like the least sexy phrase in healthcare — a back-office spreadsheet problem. It isn't. Andrew Tsang, an independent healthcare analyst and writer of the Substack Health Is Other People, with 15+ years across providers, payers, consulting, and policy, joins Stacey Richter to unpack how RCM has grown into a $200-plus-billion industry that eats roughly a third of every healthcare dollar spent — not on care, but on the fight over who pays for it. Together they trace RCM's front end, middle, and back end, and the "hot potato" that lands on whoever has the least leverage to fight back. WHAT YOU'LL LEARN ✅ How revenue cycle management (RCM) grew into a $200-plus-billion industry — Andrew Tsang puts RCM-related market cap at roughly $217 billion, and estimates roughly a third of every healthcare dollar goes to the fight over payment, not to care ✅ The three phases of RCM (front-end eligibility and prior authorization, middle clinical coding, and back-end claims adjudication and appeals) and why the "hot potato" of financial responsibility lands on whoever has the least administrative leverage — patients, independent practices, or self-funded employers ✅ Why a routine screening colonoscopy can flip to a diagnostic procedure — and an unexpected bill — the moment a polyp is found, even though the ACA mandates the screening itself be free ✅ How the prior authorization burden (physicians average roughly 39 prior auths a week) forces independent practices to compete on administrative capacity rather than clinical outcomes, accelerating consolidation into larger health systems ✅ Why self-funded employers face their own version of the hot potato through stop-loss "lasering," where a stop-loss carrier can exclude a specific high-cost employee from coverage after a catastrophic claim ✅ Why direct contracting — agreeing on price upfront — is Andrew Tsang's proposed way to opt out of the RCM hot potato game entirely WHY THIS MATTERS Revenue cycle management isn't a niche back-office function — it's a $200-plus-billion economy built on claim-by-claim fights over who pays. As Stacey Richter puts it, this isn't a story about villains; it's a story about an industry built around claim-by-claim fistfights. Whoever has the least administrative leverage in any given moment — patient, independent practice, or self-funded employer — is the one who winds up eating the cost. MENTIONED IN THIS EPISODE Andrew Tsang's Revenue Cycle Market Landscape interactive chart and his Substack. EP497 with Zack Kanter: Apple Podcasts | Spotify | Other Apps EP363 with David Scheinker, PhD: Apple Podcasts | Spotify | Other Apps LinkedIn Post by Sheri Mancini, MD, FACS EP494 with Sarah Emond: Apple Podcasts | Spotify | Other Apps === LINKS ===

Last day of the show for 3 weeks! Big plans for the holidays, but not before a big day on the show. Leisel has always dreamed of being on A Current Affair and thinks something has finally happened to her that might make the cut! ACA reporter Maggie Raworth joins the show, to give Leisel her professional opinion about Leisel’s pitch. The World Cup is getting close to its climax, with Argentina and Spain in the big dance. One of the truly amazing stories is a 20-year-old photo of Lionel Messi and baby Lamine Yamal, who are now facing off in the game! Messi as the 39 y/o veteran, arguably the greatest ever, up against the 19y/o Spanish sensation. Liam breaks down the chances of all those things lining up and it’s truly astonishing! The GC Phonetic Alphabet has been getting more love and the “W” spot has been especially popular for a new Gold Coast business – the Wee Nibble Café in Nerang! Leisel couldn’t believe the cost of a mum’s groceries yesterday, but some listeners call in to give their weekly grocery budgets… Finally, over the holidays Spida has been given a gift from Sheree – two books that promise to make him return as a completely different man. We will believe it when we see it! See you all in a few weeks!See omnystudio.com/listener for privacy information.

Ads blame congressman for insurance coverage losses Before Cait Conley won the Democratic primary in June to set up a clash with Rep. Mike Lawler for the U.S. House district that includes Philipstown, a group called Empire State Voices had already been buying ads criticizing the two-term Republican congressman's record on health care. In a February video that ran on YouTube, a woman identified as "Tracey from Pearl River" (Lawler's hometown) recounted draining her 401K after being denied coverage for cancer, and then regaining insurance through the Affordable Care Act, also known as Obamacare. She was afraid Lawler "wants to take that away." In a YouTube ad that ran from late April to May, "Karen from Peekskill" accuses Lawler of cutting the Medicaid her parents rely on to "give tax breaks to billionaires." Lawler countered this month with an ad on Facebook and Instagram: "When premiums were on the line, Rep. Mike Lawler crossed party lines to extend the enhanced ACA tax credits that keep coverage affordable for NY-17 families." But the extension of those Affordable Care Act credits did not pass Congress. That failure and changes to the Republican-led One Big Beautiful Bill that could cut Medicaid enrollments by millions of people are two of the major themes as Conley, Democrats and advocacy groups target Lawler in November's midterm elections. His seat is considered a toss-up and is one of Democrats' main targets as they seek to regain control of the House, which has 218 Republicans, 212 Democrats, one independent and four vacancies. Their success may depend in part on the impact of the One Big Beautiful Bill, which President Donald Trump signed on July 4, 2025. The legislation, which Lawler voted for, extended tax cuts set to expire at the end of last year; temporarily raised to $40,000 (from $10,000) the amount of state and local taxes that can be deducted on federal returns; and allowed workers to temporarily deduct up to $25,000 in tips. But its provisions were also projected to cause 7.8 million people to lose Medicaid coverage by 2034. The bill also affected the health care exchanges New York and other states established when President Barack Obama signed the Affordable Care Act in 2010. A year after the enactment of the One Big Beautiful Bill, the effects on health care coverage are starting to emerge. New York said that because of cuts in the One Big Beautiful Bill, the state's no-premium, no-deductible Essential Plan for low- and middle-income residents could no longer cover households earning between 200 and 250 percent of the federal poverty level. The estimated 450,000 people who lost coverage include individuals earning $31,920 or less annually and four-person households earning up to $82,500. Most of the affected enrollees — including an estimated 13,987 in District 17 and 15,656 in District 18, which includes Beacon — have until Aug. 30 to find subsidized health insurance on New York State of Health, the state's health exchange. But unlike their Essential Plan coverage, monthly premiums and deductibles will be required. Danielle Holahan, the executive director for the exchange, told New York Focus, a statewide news organization, that 150,000 to 200,000 Essential Plan users will be unable to buy insurance on the exchange or get coverage through their employers. Their dilemma, which took effect July 1, was the subject of a Facebook ad from a group called Families Over Billionaires. It featured state Assembly Member Dana Levenberg, whose district includes Philipstown. Calling the One Big Beautiful Bill the "big ugly bill," Levenberg charged that Lawler "lied to us. Not once, not twice but three times you voted to cut Medicaid, and you don't represent the people, you represent Donald Trump and all his flunkies." Rep. Mike Lawler, whose House district includes Philipstown, said in an interview with News12 on Wednesday (July 15) that he was arrested on St. Patrick's Day in 2012 on suspicion of drunk driving. At ...

After betrayal, the betrayed partner has been genuinely victimized, and that reality deserves compassion, accountability, and space to heal. But lasting healing also requires something more: reclaiming your life without allowing the betrayal to become your identity. In this episode, we explore the difference between being victimized and living from a victim identity. We discuss why recovering partners must avoid using this idea to pressure or shame their partner, and why true healing happens when both people move toward accountability, courage, and genuine partnership. __________________________________ Take the Free Assessment: I created a short self-assessment to help you pinpoint exactly where you are in your healing right now, and what to focus on next. It takes just a few minutes, and you'll walk away with clarity instead of guessing. Find out where you are: https://whereismywork.com/ ______________________________ Download the Free Resource: You, Me, Us - A Way Forward After Betrayal When betrayal has shaken your relationship, it can feel impossible to know where to begin. This free 15-minute video and companion worksheet will help you steady yourself, support your partner, and begin caring for the relationship between you. Get your copy here. ______________________________ Join the Courageous Together™ Program Courageous Together™ isn't just another course, it's a trauma-informed roadmap that holds both of you in the healing process. If you've ever wondered “Where do we even start?” After betrayal, this program gives you the clarity and structure you need. It meets the betrayed partner's need for safety while guiding the recovering partner toward real accountability, creating a path forward that neither of you has to figure out on your own. Healing from betrayal is overwhelming in isolation, which is why Courageous Together™ brings you expert guidance, practical tools, and a supportive community of couples walking the same road. Inside, you'll find a step-by-step framework, live support opportunities, and the reassurance that you're not alone as you rebuild safety, restore trust, and move toward genuine connection. You'll have access to: A structured healing framework with step-by-step guidance Video lessons and worksheets to build safety, accountability, and connection The option to join live group circles and support calls with me A private, secure community of others walking the same path Learn more and join us inside Courageous Together ______________________________ Stay Connected Website YouTube Instagram Facebook If this episode resonated with you, please share it with someone who might need it. And don't forget to leave a review! We'd love to hear how this podcast is supporting your healing journey. __________________________________ Watch on YouTube Prefer video? You can watch full episodes of From Crisis to Connection on our YouTube channel __________________________________ About Geoff Steurer I am a licensed marriage and family therapist and Certified Clinical Partner Specialist (CCPS) with 25+ years of experience helping individuals and couples heal from the devastation of sexual betrayal and broken trust. I am the founder of the Courageous Together program, co-host of the From Crisis to Connection podcast, and co-author of Love You, Hate the Porn. My work integrates trauma-informed care, attachment theory, and practical tools for creating lasting safety and connection. I've been married to my wife, Jody, since 1996 and we are the parents of four children. About Jody Steurer Jody is the co-host of the From Crisis to Connection podcast, where she brings her thoughtful, common-sense perspective to conversations about healing, trust, and connection. She earned her bachelor's degree in psychology from Brigham Young University and is an ACA-certified coach. Jody has years of experience in corporate training, small business leadership, and family life, and raising four children (two of them neurodivergent). She loves watercolor painting, landscape design, spending time outdoors, and snow skiing.

Andrew, Ben, and Tom discuss June CPI falling to 3.5% and core CPI to 2.6% both below expectations with the biggest month-over-month drop since May 2020, Trump proposing a 20% fee on Strait of Hormuz cargo and reinstating the blockade sending WTI to $80 and Brent to $87, Chris Waller's hawkish pivot as Warsh builds Fed credibility, IBM's 19% drop after warning on the quarter as clients reprioritized CapEx toward memory and cybersecurity, HCA's 6% drop on ACA payer mix, Samsung exploring a US ADR listing after SK Hynix's blockbuster $26.5B raise, SLB and Liberty Energy pushing into data center power, improving NFIB and Fastenal readings, and a very strong bank earnings kickoff with BAC investment banking fees up 50%.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Got questions? Send Ericka a Text!Less than 1% of denied dental claims ever get appealed and insurance companies are counting on you to be in the other 99%. I walk you through the denial management mindset shift that changes everything: stop treating the third appeal like the edge of the map and start using the tools that actually hold payers accountable, including your state insurance commissioner for fully insured plans. We get practical and specific about what makes a denial “unreasonable” or “bad faith” and how to spot the pattern: benefits are active, eligibility is confirmed, documentation supports dental necessity, and the claim still comes back denied. I also explain why we start with state and federal laws before we obsess over codes, because language like prompt pay, network leasing, and silent PPO issues gives your conversations more weight. Then we clean up common risk areas by separating an honest mistake, a contract violation, and fraud, because mixing those up can put a practice in real trouble. From there, we talk tactics: why copy-and-paste appeal templates can work against you in a world where insurers use AI to review claims, and what to use instead. Think ICD-10 diagnosis codes, strong narratives, and patient-specific clinical details that make your claim defensible. Finally, I share documented enforcement examples, including a major fine tied to undisclosed “phantom” frequency limits, and why complaints to regulators compound over time. If you want a denial process that protects patients and stops leaving money on the table, listen all the way through, then subscribe, share this with your office team, and leave a review so more billers learn how to escalate the right way.Sources referenced in this episode:Appeal rate / upheld rate: KFF analysis of CMS data — fewer than 1% of denied ACA marketplace claims are appealed; insurers uphold ~56% of appeals (2023 data), 66% (2024 data). Medicare Advantage: ~57% of appealed denials overturned. (On air we used these instead of the "59% upheld because nobody appealed" framing, which conflated the appeal rate with the uphold-on-appeal rate.)Delta Dental of Washington: Washington State Office of the Insurance Commissioner fined Delta Dental + its health care benefits manager (Wyssta) $130,000 (Oct/Nov 2024) for, among other things, denying claims based on time/frequency limits not filed with or approved by the state; 7 service types and 50 billing codes had undisclosed limits. Triggered by consumer complaints. This is an actual regulatory fine.Self-funded vs. fully insured (the "federal path" mention): The commissioner regulates fully insured plans. Self-funded employer plans fall under federal ERISA law and route to the U.S. Department of Labor (EBSA) instead, not the state commissioner. This is covered in depth in the full denial management talk, not this episode. (Government and church plans are a further exception.)Cigna PxDx: 2023 class action (E.D. Cal.), citing ProPublica reporting — ~300,000 denials in two months, avg. 1.2 seconds per claim, "we literally click and submit." Court allowed the case to proceed March 2025 (abuse of discretion). This is litigation, not a fine — described on air as a lawsuit/court ruling.UnitedHealth nH Predict: Class action (D. Minn.) alleging a 90% error rate on the AI tool and that ~0.2% of policyholders appeal. Court ordered algorithm disclosure in 2026. Allegations in active litigation — stated as such on air.The "0.2% will appeal" motive appears in both the Cigna and UnitedHealth complaints as an allegation of intent. Interested in a Demo of Dentiq - The Billing Command Center? Get on the interest list here:https://4063-dentiq.systeme.io/waitlistGet your Dental Billing Toolkit Here:https://www.dentalbillingdoneright.com/the-dental-billing-toolkitDownload "The Most Underused Codes in Dentistry - And How to Get Them Paid" checklist here:https://docs.google.com/forms/d/e/1FAIpQLSfxnnfSlNd0NPhMoBWq-1D_xU5R8LS4xPhHNKIjfLQwStOUag/viewform?usp=headerSchedule a billing chat with Ericka:https://calendly.com/ericka-dentalbillingdoneright/30minEmail Ericka:ericka@dentalbillingdoneright.comEmail Jen:jen@dentalbillingdoneright.com

In this episode we answer emails from I Have No Name, Shellie, Midwest Nice, and Mr. Ed (a motley crew indeed!).  We discuss some massively funny generosity to our Top of the T-Shirt Campaign for the Father McKenna Center, an odd small cap value fund in a 401(k) and the issues surrounding holding too much cash, how stocks and long-term treasury bonds can both rise while still showing negative correlation and how that relates to the Four Quadrant Model, and redeploying proceeds from the sale of real estate.  And lutefisk.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna CenterPMJAX at Morningstar:  PMJAX – Portfolio – PIMCO RAE US Small A | MorningstarPMJAX Comparison:  Asset Analyzer for ETFs, Stocks, and Funds | testfolioPortfolios With More and Less Cash Comparison:  Portfolio Backtester for ETFs and Asset Allocation | testfolioS&P500 and LT Treasury Bond Comparison:  Asset Analyzer for ETFs, Stocks, and Funds | testfolioThe Four Quadrant Model Exquisitely Explained With Illustrations Inspired By Vermeer:  The Four Quadrant Wealth Atlas.pdf - Google DriveFour Quadrant Model Video:  Understanding Correlations and Diversification Using the Four Quadrant ModelBreathless Unedited AI-Bot Summary:A listener spots a new “small cap value” option in a 401(k) and asks the question most DIY investors eventually face: how do you tell what a fund really is when the plan uses a custom name and no ticker? We walk through a practical, repeatable research process using an AI chatbot (Gemini or ChatGPT) to find the closest public equivalent, then confirming style exposure and performance on Morningstar and Testfol.io. Along the way we discuss what “micro” exposure can mean, why “perfect” isn't required inside a restrictive plan, and how you can still build a solid risk parity-style asset allocation with the tools you have.Then we tackle the comfort blanket that can quietly cost you money: cash. We explain cash drag, why holding 25% in cash can act like you're not investing a quarter of your portfolio, and why bucket strategies don't magically solve sequence of returns risk just by relabeling accounts. We also dig into tax-efficient investing and asset location, including why taxable cash interest can be brutal in retirement and when it may make sense to reposition assets between taxable and retirement accounts.A father writes in with his son's surprisingly sharp question about bond stock correlation: if stocks go up over time and long-term Treasury bonds are negatively correlated, do bonds usually go down? We answer with long-run data, show why both can rise while still diversifying each other, and point to specific regimes like 2000 to 2010 versus 2022. We also field a real-world planning scenario on investing property sale proceeds while keeping ACA premium tax credits in mind by managing MAGI, before wrapping with our weekly portfolio review across the eight sample portfolios (VOO, QQQ, VIOV, GLDM, VGLT, PDBC, PFFB/PFFV, DBMF and more).Subscribe for more practical risk parity investing guidance, share this with a friend who's stuck in a confusing 401(k), and leave a rating and review so more DIY investors can find us.Support the show

Trump declares the Iran ceasefire "over" as the Pentagon runs out of money. Mitch McConnell hasn't been seen in weeks, and Kentucky's governor wants proof of life. Republicans in Congress accidentally funded Planned Parenthood. And in this week's Battlefield segment, the Senate map just got a lot bigger for Democrats — six competitive races, Trump down 30 points with independents, and a new nominee about to replace Graham Platner in Maine.Matt Robison (former Democratic Hill staffer) and Matt Wylie (Republican strategist) break down the week's biggest political stories — no both-sides false balance, just two operatives who've actually worked the machine telling you what insiders are really thinking.TIMESTAMPS00:00 – Cold open00:01 – Back at war: Trump declares the Iran ceasefire "over"00:04 – Is Mitch McConnell alive? Plus, the Pentagon is out of money00:07 – Republicans accidentally fund Planned Parenthood00:10 – Trump's price theater: Freedom Fuel gas stations and the beef price squeeze00:14 – DOJ threatens election officials over noncitizen voting00:15 – The Battlefield: this week's midterm dashboard00:16 – Graham Platner drops out in Maine00:18 – DOJ sends election monitors to Michigan's primary00:20 – ACA premiums set to spike again00:22 – Trump down 30 points with independents00:23 – The Senate map just got bigger for Democrats00:26 – Dose of Hope: NASA's orbital tow truck and moon rideshares00:29 – Dose of Hope: nanoparticles that cured prostate cancer in miceREAD MORE ON SUBSTACKFull breakdown of the Maine Senate race and replacement scenarios: https://worthknowing.substack.comThis week's Midterm HQ dashboard and independent-voter approval analysis: https://worthknowing.substack.comABOUT POLITICAL REHABPolitical Rehab is the weekly show where a former Democratic Hill staffer and a Republican campaign strategist tell you what insiders are actually talking about — the Iran war, the 2026 midterms, McConnell's health, affordability, and the stories cable news gets wrong. New episodes every week on the Worth Knowing channel.Subscribe for weekly midterm coverage: @worthknowing-mattrobisonMore analysis: https://worthknowing.substack.comKEYWORDS: Political Rehab, Matt Robison, Matt Wylie, midterms 2026, Iran war 2026, Mitch McConnell health, Trump approval rating, Planned Parenthood Medicaid, Senate map 2026, Graham Platner Maine, affordability crisis, Trump Iran ceasefire, DOJ election officials, ACA premiums 2026, Trump independents approval#Midterms2026 #PoliticalRehab #Iran #TrumpApproval #SenateRace2026 #Affordability #WorthKnowing

June News You Can Use Healthcare 2026: Stranger Than Fiction, Funnier Than It Should Be The discussion includes the ADA inadvertently demonstrated the Streisand Effect by censoring its own published editorial, turning a minor issue into a major news story; Millions are losing ACA coverage, while legal loopholes allow some emergency rooms to refuse patients unable to pay upfront; AI-powered ECG analysis is uncovering hidden signs of heart disease, proving AI can augment, not replace clinicians; A high-profile dispute between OpenAI and OpenEvidence reminds us that even peer-reviewed research deserves critical scrutiny; And because healthcare is never boring, a French emergency department ended up calling the bomb squad over a World War I artillery shell in an unforgettable place. To stream our Station live 24/7 visit www.HealthcareNOWRadio.com or ask your Smart Device to “….Play Healthcare NOW Radio”. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Welcome back to a special encore presentation of Turn on the Lights! As we continue our transition series, our new host, Dr. Philip, has hand-selected one of our most-listened-to and impactful conversations from the archives to highlight once again. Dr. Philip brings back to attention this conversation with Dr. Ben Sommers on how Medicaid work requirements and reduced ACA subsidies are driving coverage losses through administrative barriers, with far-reaching consequences for patient health and the stability of safety-net hospitals and communities. Summary: Millions of Americans could lose health coverage in the coming years, and the consequences may be more profound than most people realize. In this episode, Dr. Ben Sommers, the Huntley Quelch Professor of Health Care Economics at the Harvard T.H. Chan School of Public Health, and professor of medicine at Harvard Medical School and Brigham & Women's Hospital, talks about how new federal policies, including Medicaid work requirements and the rollback of Affordable Care Act subsidies, are reshaping access to health insurance in the U.S. Drawing on extensive research, he explains why these changes are expected to increase uninsured rates without meaningfully boosting employment. Dr. Sommers also shares evidence from prior state experiments showing that administrative red tape, not a lack of willingness to work, drives coverage loss. He outlines the ripple effects on patient health, safety-net providers, and hospitals, especially in rural and underserved communities. Tune in to understand what these policy shifts mean for patients, providers, and the future of the U.S. health care system. Things You'll Learn: New federal policies could result in more than 15 million Americans losing health insurance over the next decade. Medicaid work requirements do not meaningfully increase employment but do lead to significant coverage losses due to administrative barriers. Evidence from Arkansas shows that most people who lost Medicaid coverage were eligible and already working or exempt, but were tripped up by reporting requirements. Losing health insurance is associated with worse health outcomes, delayed care, increased financial strain, and higher rates of preventable death. Expanding health coverage increases overall system spending, but it delivers substantial benefits in terms of health, stability, and longevity for individuals and families. Reduced Medicaid funding and rising uninsured rates will place a severe strain on safety-net hospitals and providers, especially in rural and underserved areas. Changes to ACA marketplace subsidies and Medicaid rules will affect patients, providers, and communities in phases, with political and health system consequences unfolding over several years. Resources: Follow the Harvard T.H. Chan School of Public Health on LinkedIn and explore their website! Learn more about the One, Big, Beautiful Bill here! Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.Episode SummaryIt's July — half the year is gone, but you still have half a year to make an impact on your tax result. That makes right now the ideal time to sit back and ask: where do things actually stand?In this episode, Evon walks through four questions every optometrist should be asking as a mid-year tax check-in. This is the same work Evon's team is doing this time of year for practice-owner clients — projecting out the practice's profit and loss and running initial tax projections while there's still time to act. The goal is simple: fewer April surprises, and a clear view of the opportunities still on the table before the year closes.What You'll LearnFour tax planning questions you and your professional team should be asking this time of yearWhere your income is likely to land this year — and why type of income matters as much as amountHow to tell whether you're paying enough as you go (and avoiding under-withholding penalties)The AGI and taxable-income thresholds that phase you in and out of key credits, deductions, and extra taxesWhich tax planning levers you can still pull with half a year left — and their deadlinesKey Takeaways for OptometristsGood tax planning starts early and proactively — not in April when the bill is already due. The four questions to work through with your professional team: Where will my income land this year? Am I paying enough as I go? Am I near a threshold that changes things? And what levers do I still have to pull?The thresholds are where the real opportunities hide. Your AGI drives eligibility for the child tax credit, Roth IRA contributions, the higher state and local tax deduction cap, ACA premium tax credits, and your student loan payments if you're on an income-driven plan. Your taxable income drives your marginal rate and your QBI deduction. When several of these phase out together at higher income levels, a well-timed deduction or deferral can be worth far more than your marginal rate alone would suggest.The two biggest levers for practice owners tend to be retirement plan contributions and depreciation. But don't buy equipment just for the write-off — you're spending a full dollar to save thirty cents. Invest in the practice because there's a return on it, then decide how to handle the depreciation. And remember that some levers have a hard December 31 deadline while others (like 401(k) contributions or a cost segregation study) run to your tax filing deadline.Resources for OptometristsEp 159: How to Stop Scrambling at Tax Time – An Optometrist's Guide to Quarterly Tax PaymentsEp 153: How to Invest Tax-Efficiently and Keep More of Your Returns (After-tax)Ep 148: Profit Sharing Demystified – How Optometry Practice Owners Can Maximize Their 401(k) with Matt RuttenbergEp 51: An Optometrist's Guide to the Qualified Business Income DeductionEp 47: An Optometrist's Guide to How Taxes WorkEp 37: Tax Planning For Charitable GivingWant a more proactive approach to your planning?You can schedule a no-commitment introductory call to discuss what's on your mind financially and learn how we help optometrists navigate those same decisions nationwide.

In the latest edition of the Ankeny Fanatic weekly podcast sponsored by Legacy Realty of Iowa and Revive Dermatology Clinic and Spa, publisher Dan Holm breaks down the Class 1A postseason picture with coach Konrad Christensen and senior Lucas Erickson of the Ankeny Christian Academy baseball team as well as coach James Crosby and seniors Brette Bentz and Sicily Crosby of the ACA softball squad. Realtor Ronda Dix also stops by for a visit.

-- On the Show: -- Maggie Haberman and Jonathan Swan, New York Times journalists, join us to discuss their new book Regime Change: Inside the Imperial Presidency of Donald Trump -- Republicans condemn Graham Platner over his sexual abuse allegations but ignore the sexual assault liability of Donald Trump -- President Donald Trump prematurely celebrates a peace deal with Iran right before maritime attacks trigger a resumption of U.S. airstrikes -- Donald Trump makes several severe verbal blunders including calling Ukrainian President Volodymyr Zelenskyy by the name of Vladimir Putin -- Donald Trump navigates aircraft steps with extreme caution and relies on Turkish President Recep Tayyip Erdogan for guidance on the tarmac -- Donald Trump appears to doze off with closed eyes during an official international meeting with Turkish President Recep Tayyip Erdogan -- Donald Trump holds a chaotic press conference featuring aggressive rants about assassination, roadside bombs, and his social media metrics -- On the Bonus Show: Maine Democrats claim Platner is meddling with the replacement process, ACA premiums are poised for another big hike, an ICE agent fatally shoots a man in Houston, and much more...

Are Roth conversions good for YOU? Why - or why not? Today's AMA episode is all about that topic.  Looking for a financial planner?  → PlanWithJesse.com In this Ask Me Anything episode, Jesse answers a wide range of listener questions about Roth conversions, moving beyond the basic mechanics to explore the nuanced trade-offs that determine whether a conversion creates value or simply accelerates taxes unnecessarily. He begins by reviewing the core Roth conversion framework, explaining that the strategy works best when investors can intentionally pay taxes today at significantly lower rates than they expect to face in the future, emphasizing that tax arbitrage—not tax avoidance—is the primary objective. From there, he tackles common questions about whether Roth conversions are truly necessary, arguing that even ideal candidates often view conversions as optimization opportunities rather than make-or-break retirement decisions. He explores the merits of micro-conversions versus larger bracket-filling conversions, the concept of "neutral" Roth conversions where tax rates remain unchanged, and the non-mathematical benefits that may justify them, including reduced future RMDs, protection against the widow's tax trap, estate-planning simplicity, and greater certainty around future tax policy. Jesse also examines whether retirees should prioritize Roth assets for heirs, cautioning that aggressive conversion strategies can sometimes leave both retirees and beneficiaries worse off if the taxes paid today outweigh future savings. Additional listener questions address the timing of Roth conversions, the dangers of trying to time the market, the elimination of conversion reversals under current tax law, and the importance of factoring state income taxes into conversion decisions, particularly for retirees planning interstate moves. He concludes with a comprehensive Roth conversion checklist covering tax bracket management, break-even analysis, Social Security taxation, IRMAA surcharges, ACA healthcare subsidies, charitable giving strategies, estate planning considerations, and numerous other interactions that can dramatically alter the value of a conversion. Throughout the episode, Jesse argues that Roth conversions are neither universally beneficial nor inherently necessary, but instead represent one of many planning levers that should be evaluated carefully through the lens of taxes, timing, opportunity cost, and long-term financial goals. Key Takeaways: • Roth conversions work best when current tax rates are meaningfully lower than future tax rates. • Roth conversions are often oversold as a universal solution. The correct Roth conversion amount is sometimes zero. • Roth assets are generally more attractive to heirs than traditional IRA assets. • Social Security taxation and IRMAA surcharges can dramatically increase the effective cost of conversions. • ACA healthcare subsidies can be reduced or eliminated by Roth conversion income. • Roth conversions should be evaluated within the context of a complete financial plan rather than as a standalone strategy. Key Timestamps: (01:20) – The Basics of Roth Conversions (04:31) – When to Do a Roth Conversion (09:08) – Roth Conversions Are Oversold (10:46) – Q1: Should I Just Not Bother with Roth Conversions? (15:28) – Q2: Should I Err on the Side of Too Small a Conversion? (19:23) – Q3: What About Neutral Roth Conversions? (24:57) – Q4: Should I Leave Roth Dollars for My Heirs? (28:48) – Q5: Dollar-Cost Averaging vs. Lump-Sum Roth Conversion? (32:59) – Q6: Can You Undo Roth Conversions? (36:33) – Q7: In What State Should I Do Roth Conversions? (41:26) – Q8: How Do Roth Conversions Interact with Social Security & IRMAA? (42:53) – The Roth Conversion Checklist Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner?  → PlanWithJesse.com  The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Episode 262: This week we have stars in our eyes as we discuss the price of fame in 2014's Starry Eyes. With special guest and friend of the show Adam.Turn that frown upside down next week as we review Smile 2 from 2024.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

The con is connected: Trump Accounts, ACA coverage losses, the Platner fight in Maine, and Microsoft layoffs after buybacks all expose rigged priorities.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Drew is solo this week as he talks to callers and answer questions regarding Medicare Part B late enrollment fee, signing up for Medicare, ACA enrollment, scams,  401k rollovers, and more! Download and enjoy!

New federal data first reported by The Associated Press show roughly 2.6 million fewer Americans were enrolled in Obamacare plans this February compared with a year earlier. While the Trump administration points to a crackdown on fraudulent signups, independent analysts say the expiration of enhanced federal subsidies and new eligibility restrictions also contributed to the decline. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AI Ethics Codes for Therapists: What CAMFT, APA, NASW, and AAMFT Now Require How the CAMFT, APA, NASW, and AAMFT ethics codes now regulate AI in therapy: a CE podcourse on competence, informed consent, data privacy, bias, and human accountability. Curt Widhalm, LMFT, and Katie Vernoy, LMFT, walk through the recent artificial intelligence updates to the major mental health ethics codes. Centering on the new CAMFT updates and cross-referencing the APA, NASW, ACA, and AAMFT codes, they turn the new language into a practical roadmap for everyday clinical work. The conversation covers what competence with AI actually requires (closer to safely driving a car than building one), the three CAMFT obligations that travel together (disclosure, informed consent, and informed decision making), and a client's right to opt out. They get specific on data privacy, including business associate agreements and why "HIPAA compliant" is a marketing claim rather than a certification, on spotting demographic and medical-model bias in AI output, and on why the human in the loop still owns and is accountable for anything signed under their name. This continuing education podcourse is for therapists, supervisors, and clinical educators who want to use AI tools ethically and stay accountable in an automated world. In this episode, we discuss: - Why the codes aim for broad, durable AI principles instead of tool-specific rules - What competence with AI actually requires of a clinician - The three CAMFT obligations: disclosure, informed consent, and informed decision making - How to vet data privacy, including BAAs and why "HIPAA compliant" is only marketing - How to catch demographic and medical-model bias in AI output - Why the clinician remains responsible for anything produced under their name Timestamps: - 0:55 - Why the ethics codes are updating for AI - 3:30 - Defining artificial intelligence (California AB 2885) - 9:49 - The four Beauchamp and Childress principles - 12:28 - Timeline: CAMFT, APA, NASW, and AAMFT updates - 16:11 - Competence and the "driving a car" metaphor - 21:09 - Disclosure, informed consent, and the right to opt out - 33:18 - Data privacy, BAAs, and "HIPAA compliant" as marketing - 41:20 - Bias, social justice, and reading the output - 44:52 - The human in the loop and accountability - 53:12 - Is AI right for this client? - 1:00:59 - Supervision, education, and the AI vetting guide 1 CE unit is available through the Modern Therapist Learning Community: moderntherapistcommunity.com Full show notes and transcript: mtsgpodcast.com Join the Modern Therapist Community Patreon: https://www.patreon.com/c/mtsgpodcast Facebook Group: https://www.facebook.com/groups/therapyreimagined Modern Therapist's Survival Guide Creative Credits Voice Over by DW McCann: https://www.facebook.com/McCannDW/ Music by Crystal Grooms Mangano: https://groomsymusic.com/

-- On the Show: -- Aaron Parnas, political commentator, attorney, and host of The Parnas Perspective, joins us to discuss threats to independent media, the recent Supreme Court decisions, the midterms, and much more… -- Tucker Carlson announces plans to launch a new political party and criticizes Donald Trump by claiming he is not in control of his own life -- Donald Trump promotes Micron on social media for investing $250 million in children's accounts while failing to disclose his stock in it -- Roughly 8 million Americans lose their health insurance coverage after enhanced ACA subsidies expire and eligibility rules change -- Donald Trump delivers an incoherent speech in North Dakota where he performs a double-jerk dance to honor Teddy Roosevelt -- Maria Bartiromo and other Fox News anchors attempt to spin a disappointing June jobs report that missed economic forecasts -- White House Press Secretary Karoline Leavitt's former congressional campaign committee still owes over $326,000 -- JD Vance speaks to military troops and his joke about Joe Biden fails to elicit any laughter or applause from the silent audience -- Chris Wright claims that the Democrats cause widespread blackouts while multiple states experience major power outages -- On the Bonus Show: Mitch McConnell was found unconscious last month, climbers get arrested after scaling the Empire State Building for a marriage proposal, the chilling reality of Trump's July 4 fireworks display, and much more...

Have you checked out Azure Container Apps lately? Carl and Richard talk to Paul Yuknewicz and Jan Kalis about how they have sped up startup time with Container Apps using a feature called Express, and then on to the big news - Sandboxes. Sandboxes let you experiment with Azure Container Apps with managed identity to access Azure Connectors to all sorts of resources, both within Azure and outside it - Salesforce, SAP, etc. It's an effective and secure strategy for building applications, but also for experimenting with agents - at no point does the agent actually have control of any credentials. If you haven't looked at ACA lately, you need to check out these latest features!

Many recovering partners carry unspoken (and spoken...) resentment during the healing process. It often sounds like, “If she would just stop bringing it up,” or “If she would heal faster, I could finally move forward.” While those thoughts are understandable, they can also point to something much deeper. In this episode, we explore why resentment after betrayal isn't actually created by a betrayed partner's healing process. Instead, it often reveals hidden expectations, old thinking patterns, and emotional work the recovering partner has never had to do before. We also discuss how betrayed partners can unknowingly absorb that resentment, pulling them away from their own healing and back into caretaking the person who hurt them. Ultimately, resentment isn't a problem the betrayed partner can solve for the one who broke trust. If you're the recovering partner who broke trust, this is an invitation to understand yourself more deeply, take responsibility for your own emotional experience, and create the conditions for genuine healing, both individually and as a couple. __________________________________ Take the Free Assessment: I created a short self-assessment to help you pinpoint exactly where you are in your healing right now, and what to focus on next. It takes just a few minutes, and you'll walk away with clarity instead of guessing. Find out where you are: https://whereismywork.com/ ______________________________ Download the Free Resource: You, Me, Us - A Way Forward After Betrayal When betrayal has shaken your relationship, it can feel impossible to know where to begin. This free 15-minute video and companion worksheet will help you steady yourself, support your partner, and begin caring for the relationship between you. Get your copy here. ______________________________ Join the Courageous Together™ Program Courageous Together™ isn't just another course, it's a trauma-informed roadmap that holds both of you in the healing process. If you've ever wondered “Where do we even start?” After betrayal, this program gives you the clarity and structure you need. It meets the betrayed partner's need for safety while guiding the recovering partner toward real accountability, creating a path forward that neither of you has to figure out on your own. Healing from betrayal is overwhelming in isolation, which is why Courageous Together™ brings you expert guidance, practical tools, and a supportive community of couples walking the same road. Inside, you'll find a step-by-step framework, live support opportunities, and the reassurance that you're not alone as you rebuild safety, restore trust, and move toward genuine connection. You'll have access to: A structured healing framework with step-by-step guidance Video lessons and worksheets to build safety, accountability, and connection The option to join live group circles and support calls with me A private, secure community of others walking the same path Learn more and join us inside Courageous Together ______________________________ Stay Connected Website YouTube Instagram Facebook If this episode resonated with you, please share it with someone who might need it. And don't forget to leave a review! We'd love to hear how this podcast is supporting your healing journey. __________________________________ Watch on YouTube Prefer video? You can watch full episodes of From Crisis to Connection on our YouTube channel __________________________________ About Geoff Steurer I am a licensed marriage and family therapist and Certified Clinical Partner Specialist (CCPS) with 25+ years of experience helping individuals and couples heal from the devastation of sexual betrayal and broken trust. I am the founder of the Courageous Together program, co-host of the From Crisis to Connection podcast, and co-author of Love You, Hate the Porn. My work integrates trauma-informed care, attachment theory, and practical tools for creating lasting safety and connection. I've been married to my wife, Jody, since 1996 and we are the parents of four children. About Jody Steurer Jody is the co-host of the From Crisis to Connection podcast, where she brings her thoughtful, common-sense perspective to conversations about healing, trust, and connection. She earned her bachelor's degree in psychology from Brigham Young University and is an ACA-certified coach. Jody has years of experience in corporate training, small business leadership, and family life, and raising four children (two of them neurodivergent). She loves watercolor painting, landscape design, spending time outdoors, and snow skiing.

Have you checked out Azure Container Apps lately? Carl and Richard talk to Paul Yuknewicz and Jan Kalis about how they have sped up startup time with Container Apps using a feature called Express, and then on to the big news - Sandboxes. Sandboxes let you experiment with Azure Container Apps with managed identity to access Azure Connectors to all sorts of resources, both within Azure and outside it - Salesforce, SAP, etc. It's an effective and secure strategy for building applications, but also for experimenting with agents - at no point does the agent actually have control of any credentials. If you haven't looked at ACA lately, you need to check out these latest features!

The announcement that CiderCon 2027 will be co-located with the Craft Brewers Conference sparked one of the most active online discussions the cider community has seen in years. In this episode of Cider Chat, ACA Board President Christine Walter joins host Ria Windcaller to discuss why the decision was made, the financial realities facing CiderCon, how the conference will operate alongside the Craft Brewers Conference, and what it means for the future of the American Cider Association. The conversation also explores cider's identity, the role of orchard-based producers and commercial brands, the ACA's current leadership structure, and whether this partnership is intended to become a long-term model. Whether you're planning to attend CiderCon 2027 or simply want to better understand the thinking behind one of the cider industry's biggest announcements, this episode offers an in-depth conversation on where things stand today. Time Stamps 00:00 Why CiderCon Is Co-Locating 00:15 Meet Your Host 01:31 CiderCon 2027 Shakes Up Ciderville 03:29 News Out and About Ciderville 04:51 French Cider Tour Update 08:48 Setting Up the Conversation 10:46 The Future of the American Cider Association 12:41 Why the ACA Chose This Partnership 16:25 Survey Results and Other Options 21:25 Protecting Cider's Identity 21:47 How Co-Location Will Work 28:30 Why Now? Lessons From Providence 32:37 Concerns About Beer Culture 34:46 Safety, Inclusion, and Progress 38:15 Headlines, Keynotes, and Programming 40:36 What Cider Can Learn From Beer 43:42 Big Cider, Small Cider 47:43 Messaging, Tours, and Community 51:46 Leadership and Financial Challenges 56:22 National Conference or Regional Future? 1:01:12 A One-Year Experiment? 1:03:56 An Invitation to Show Up 1:07:08 Host Reflection 1:09:21 Until Next Time in Ciderville

Episode 261: Get your invitations ready this week and don't forget to R.S.V.P for Spider One's 2nd marraige to film, with 2023's Bury the Bride.Join us next week again in our pursuit of fortune & fame, in 2014's Starry Eyes.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

About 3 million fewer people had Affordable Care Act insurance plans in February compared to last year. Much of the drop is likely due to the end of pandemic-era enhanced subsidies, which resulted in higher premiums. And ACA premiums are only likely to increase next year. Plus, starting tomorrow, Medicare will begin covering GLP-1 drugs for weight loss. And, as we prepare to mark the 250th anniversary of the United States, we'll look back at the economic moments that defined the first 50 years of our nation.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:Millions drop ACA insurance as premiums rise

About 3 million fewer people had Affordable Care Act insurance plans in February compared to last year. Much of the drop is likely due to the end of pandemic-era enhanced subsidies, which resulted in higher premiums. And ACA premiums are only likely to increase next year. Plus, starting tomorrow, Medicare will begin covering GLP-1 drugs for weight loss. And, as we prepare to mark the 250th anniversary of the United States, we'll look back at the economic moments that defined the first 50 years of our nation.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:Millions drop ACA insurance as premiums rise

Blanche v. Lau, No. 25-429 (U.S. June 23, 2026)applicant for admission; returning LPR; parole Mullin v. Doe (Miot), No. 25-1083 (U.S. June 25, 2026)TPS; jurisdiction; determination; termination; preliminary relief; equal protection   Mullin v. Al Otro Lado, No. 25-5 (U.S. June 25, 2026)canon against surplusage; presumption against extraterritoriality Garcia Corrales v. Blanche, No. 24-6467 (9th Cir. June 24, 2026)motion to reopen dismissal for untimely appeal; mailing delay; new evidence; motion to reconsider not only way to challenge dismissal Hayles v. U.S. Att'y Gen., No. 24-10516 (11th Cir. June 22, 2026)petition for review CAT; FARO; Riley; frivolous PFR; jurisdiction; brief cannot cure jurisdictional deficient PFR Matter of P-A-C-, 29 I&N Dec. 708 (BIA 2026)discretionary denial of asylum where withholding of removal granted; multiple DUIs; fraud as negative discretionary factor for asylumImmigrants' List Matter of T-A-G-, 29 I&N Dec. 715 (BIA 2026)ACA pretermitting asylum application; collateral relief; pending I-130 Matter of Best, 29 I&N Dec. 723 (BIA 2026)extreme hardship; § 212(h) waiver; discretion; arrests and convictions Matter of C-L-R-, 29 I&N Dec. 726 (BIA 2026)M-A-M- safeguards; qualified representative; refusal to sell drugs; mental health claims in Honduras Matter of G-L-C-, 29 I&N Dec. 717 (BIA 2026)drug delivery and particularly serious crime; N-A-M- element one; nature of the offense; Penn. Cons. Stat. § 780-113(a)(30); transgender women in Jamaica; United Kingdom's Home Office reportsKurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.eimmigration"Immigration law software you'll love to use."get.eimmigration.com/IRP Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Stafi"Remote staffing solutions for businesses of all sizes"Click me!Want to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATION:Email: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerSupport the show

A Nashville parking garage parties too hard. ICE protestors face absurd sentencing. DSA wins big in New York. Rising premiums cause ACA enrollment to plummet. And smoking weed may keep your brain healthy.    https://futurism.com/health-medicine/research-smoke-weed-older   https://nashvillebanner.com/2026/06/08/nashville-downtown-partnership-garage-fire-lawsuit/    https://www.theguardian.com/us-news/2026/jun/23/prairieland-ice-protesters-texas-sentenced    https://nysfocus.com/2026/06/24/ny-primary-election-results-dsa-state-legislature-2026    https://ny1.com/nyc/all-boroughs/politics/2026/06/24/dsa-backed-candidates-win-numerous-races-on-primary-night   https://apnews.com/article/affordable-care-act-obamacare-health-subsidies-premiums-3dc9a0cd249a7622ce31e8559bfff729   https://apnews.com/article/pentagon-flu-shot-requirement-boot-camp-outbreak-4255f063ef99ea2d00cb24fec8793c32   https://keithself.house.gov/media/press-releases/congressman-keith-self-introduces-resolution-repeal-17th-amendment   https://www.timesunion.com/sports/article/sadie-schreiner-rpi-lawsuit-transgender-runner-22322812.php 

More than 8 million Americans have lost health insurance over the past year, according to new federal enrollment data and an analysis by Georgetown University. Democrats blame changes to last year's health care law, while Republicans say the reforms reduce government spending and strengthen Medicaid. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 260: Lights camera action, it's show time with Fade to Black from 1980. With special guest Rob of The Cinemigos podcast, here to drop his knowlegde of classic cinema on us.Join us next week as we return to the Zombie family with Spider One's second film, Bury the Bride.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

Health Affairs Publishing's Jeff Byers welcomes Michael Chernew, professor at Harvard Medical School, back to the pod to discuss the recently released National Health Expenditures Projections for 2025–34 from the Office of the Actuary (OACT) at the Centers for Medicare and Medicaid Services (CMS). Related Links:National Health Expenditure Projections, 2025–34: Strong Utilization Growth Initially, Legislative Impacts Later (Health Affairs)The NHE Projections Through 2034: Growth Assumptions, Policy Consequences (Health Affairs Forefront)Sign up for Health Affairs' free newsletter to catch up on our new articles, podcasts, and events.

Kidzplay is a national soft-play membership network that Lisa built from scratch — a wholesale model in which we buy fixed table capacity from partner venues and resell it through memberships.Lisa is an accountant! Kevin will be in heaven. PwC-trained ACA. 18 years in soft play. One MBO (Gameplay, sold to Game Group). Several businesses were built, a couple were buried, and a lot was learned.Flat Cap Friday is a grassroots broker network I co-founded with Nigel Bowers. Regionally rooted, built around genuine peer connection. No pitch decks, no lead-gen noise — just good people showing up on Fridays. Wired is a five-pillar framework for founders who are running on empty: business, financial, body, relationships, restoration. Twelve weeks. Broughton Estate, North Yorkshire. Lisa builds businesses to be cash-generative, mission-driven, and eventually sold or handed on.Summary of PodcastKey TakeawaysKids Play: A membership model solving venue cash-flow volatility by buying fixed-price slots, making family activities affordable and accessible.Wired Framework: A coaching program using 12-week sprints to help founders align business strategy with personal purpose, health, and freedom.Core Purpose: All ventures are unified by a mission to build community and combat loneliness, stemming from a personal experience.Strategic Shift: A new model of delegating operational work enables a strategic focus on high-level thinking and personal freedom.The Problem: A Crisis of ConnectionA crisis of connection stems from modern pressures (cost of living, screen time), causing parents to sacrifice family time and leading to a youth mental health crisis.COVID-19 highlighted the devastating impact of lost social interaction on children's development.Lisa's mission is to bring families together and ensure no one feels lonely.Kidzplay: An Accessible SolutionOrigin: Evolved from a soft play center Lisa bought in 2007.Business Model: A monthly membership for unlimited access to partner venues (soft play, farms, classes).Customer Benefit: Affordable, stress-free family activities.Venue Benefit: Stable, predictable income to offset cash-flow volatility (e.g., a sunny half-term cut revenue from a projected £30k to £4k).Mechanism: Kidzplay buys fixed-price slots from venues, de-risking their economics.Wider Purpose:Soft Play: Provides a safe space for physical activity and teaches sharing.Classes: Develop fine motor skills (e.g., needlework) to counter screen-time effects.Farms: Educate children on food origins.Wired Framework: Coaching for FoundersA coaching program for founders based on Lisa's personal journey from traditional accounting to purpose-driven entrepreneurship.Core Philosophy: Prioritize personal health and purpose first; business success will follow.Structure: 12-week sprints of intense focus, followed by a 1-month consolidation/rest period.Method: Uses the "7 Layers of Why" technique to help founders uncover their true purpose.Delivery: Full-day workshops at Broughton Estate to provide a focused, out-of-environment experience.Lisa's Strategic Model: Delegation for FreedomLisa's model is to delegate operational work to focus on high-level strategy.Rationale: This approach enables personal freedom and prevents burnout, a lesson learned from past overwork.Example: After realizing she was "making herself busy" with pitch decks, Lisa made the direct call to a key venue owner, Nick, securing a meeting.Other Ventures:Flat Cap Fridays: A relaxed, pub-based networking group.Inspiring Women: A goal to show women that career paths are non-linear and self-imposed limits should be challenged.The Next 100 Days Podcast Co-HostsGraham ArrowsmithGraham founded Finely Fettled in 2014 to provide data from the UK High Net Worth Database to marketers targeting affluent and high-net-worth customers. He's the founder of MicroYES, a Partner for MeclabsAI, creating lead generation AI Agents & Workflows and introducing the MeclabsAI Platform. Graham also provides an Answer Engine Optimisation solution to get your website in shape to be found by LLMs.Kevin ApplebyKevin specialises in finance transformation and implementing business change. He's the COO of GrowCFO, which provides both community and CPD-accredited training designed to grow the next generation of finance leaders. You can find Kevin on LinkedIn and at kevinappleby.com

Welcome back to the Dollar Wise Podcast. In this episode, Brett Herron and Andrew Barnhart discuss why tax planning is one of the most important—and often overlooked—aspects of retirement planning. While investment performance will always be influenced by market conditions, retirees have more control over how and when they recognize income. Brett and Andrew examine several key tax “tripwires” that can impact retirees, including Medicare IRMAA surcharges, federal and state tax brackets, Social Security taxation, capital gains rates, ACA premium tax credits, SALT deduction limits, and the enhanced senior deduction. They also explain how proactive tax planning, Roth conversions, and coordination between financial advisors and tax professionals can help reduce lifetime tax liability and improve retirement outcomes. Tune into this episode to also learn:● Why tax planning can be more controllable than investment performance in retirement.● How Medicare IRMAA surcharges can unexpectedly increase healthcare costs.● The differences between ordinary income taxes and capital gains taxes.● Why coordinating retirement withdrawals and Roth conversions can improve long-term tax efficiency. What we discussed● [00:01:19] Why taxes are a controllable lever in retirement planning and how they fit into the broader financial planning picture.● [00:02:55] Managing retirement income sources, withholding strategies, and Roth conversion opportunities.● [00:05:10] Understanding required minimum distribution age changes and Medicare IRMAA surcharges.● [00:07:04] Federal and state income tax brackets and how marginal tax rates actually work.● [00:09:00] New Jersey retirement income exclusions and tax-friendly provisions available to retirees.● [00:11:05] New Jersey property tax relief programs, including Senior Freeze, ANCHOR, and Stay NJ.● [00:12:07] The enhanced senior deduction and common misconceptions about “no tax on Social Security.”● [00:13:49] Capital gains tax rates and why taxable brokerage accounts can be valuable retirement assets.● [00:15:28] Social Security taxation rules and when benefits become taxable.● [00:17:25] SALT deduction changes and how they affect higher-income taxpayers.● [00:18:59] ACA premium tax credits and income thresholds for retirees and self-employed individuals.● [00:22:18] Why lifetime tax planning matters more than simply minimizing taxes in the current year. 3 Things To RememberEffective retirement planning requires more than investment management—tax planning can significantly impact your long-term financial outcomes.Income thresholds tied to Medicare premiums, tax credits, deductions, and tax brackets can create costly surprises if not monitored carefully.The goal is not always to pay the least tax today, but to minimize taxes over your lifetime through thoughtful, coordinated planning.Useful LinksConnect with Brett Herron: bherron@hfmadvisors.com | LinkedInConnect with Andrew Barnhardt: abarnhardt@hfmadvisors.com | LinkedInLike what you've heard…Learn more about HFM HERE Schedule time to speak with us HERE102 WEST HIGH STREET, SUITE 200GLASSBORO, NJ 08028HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Baro v. Blanche, No. 25-3894 (6th Cir. June 16, 2026)30-day deadline to appeal to the BIA; claims processing rule; equitable tolling; health crisis; difficulty in finding an attorney; diligence Alves-Pains v. Blanche, No. 24-1895 (1st Cir. June 18, 2026)particularly social group articulation; women unable to leave; nuclear family +; reconsideration Matter of A-C-M-, 29 I&N Dec. 703 (BIA 2026)ACA agreements; safe third country; evidentiary hearing; continuances; individualized risk; interlocutory appealMatter of Y-H-L-, 29 I&N Dec. 698 (BIA 2026) forced abortion in China; asylum officer testimony regarding pattern of fraud; opportunity to explain onconsistencies; corbboration requirement; ineffective assistance of counsel and translation issues in documentsContact Zel for translations!Haiti TPS ArticleKurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.eimmigration"Immigration law software you'll love to use."get.eimmigration.com/IRP Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Stafi"Remote staffing solutions for businesses of all sizes"Click me!Want to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATION:Email: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerSupport the show

In this episode of The Broker Link, Mike Smith, President Emeritus, and Mike Papuc, National Health Sales Director at The Brokerage Inc., take a deep dive into the proposed Notice of Benefits and Payment Parameters (NBPP) for 2027 and 2028 and what these changes could mean for agents, carriers, and consumers. The conversation explores CMS's ongoing efforts to improve affordability, increase access to coverage, encourage plan innovation, and strengthen program integrity across the ACA marketplace. Mike and Mike discuss the introduction of non-network health plans, a potential new option designed to lower costs for consumers while creating additional flexibility in the marketplace. While these plans may offer savings opportunities, they also raise important considerations around consumer education and understanding of provider access. The episode also highlights several consumer-focused proposals, including expanded hardship exemptions and the potential for multi-year catastrophic plans. These changes are intended to provide greater flexibility for individuals facing unique financial or coverage challenges while helping consumers maintain access to affordable healthcare options. A significant portion of the discussion focuses on fraud prevention and compliance initiatives. CMS is proposing enhanced pre-enrollment verification requirements to reduce improper enrollments and protect consumers from unauthorized plan selections. Mike and Mike explain how these measures could impact enrollment processes and reinforce the importance of compliance throughout the industry. Throughout the episode, they emphasize CMS's broader goals of increasing transparency, improving consumer education, controlling costs, and creating a more stable healthcare marketplace. For agents, understanding these proposed changes now will be critical to preparing for future enrollment seasons and continuing to provide trusted guidance to clients. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/   

Tori Begg joins Brad Bialy to separate fact from fiction and share a practical roadmap for staffing leaders looking to implement AI without getting lost in the noise. Despite the constant hype surrounding AI agents and automation, most organizations are still in the early stages of adoption.From generative AI and AI agents to workflow mapping and digital labor, Tori explains what staffing firms should actually be paying attention to right now—and what can safely be ignored. She shares why most organizations aren't ready for full-scale agentic AI, how recruiters can identify the highest-value opportunities for automation, and why understanding your workflows is the first step toward successful AI adoption.Brad and Tori also dive into AI hallucinations, prompt engineering, custom GPTs, small language models, clean data, and the growing importance of keeping humans at the center of every AI strategy.Whether you're experimenting with ChatGPT for the first time or actively exploring AI-powered recruiting, sourcing, sales, and operations workflows, this conversation offers a practical framework for using AI to increase productivity, improve decision-making, and create a competitive advantage without sacrificing the relationships that make staffing successful.Expect to Learn:The difference between generative AI and agentic AIWhy workflow mapping should happen before AI adoptionHow to identify non-revenue-generating tasks for automationWays to reduce AI hallucinations and improve output qualityWhy using multiple LLMs can improve resultsThe role of small language models in the future of staffing technologyHow AI agents can support sourcing, screening, engagement, and ATS updatesWhy a "human first, AI forward" mindset will separate successful firms from the restAbout the HostBrad Bialy is a trusted voice and highly sought-after speaker in the staffing and recruiting industry, known for helping firms grow through integrated marketing, sales, and recruiting strategies. With over 13 years at Haley Marketing and a proven track record guiding hundreds of firms, Brad brings deep expertise and a fresh, actionable perspective to every engagement. He's the host of Take the Stage and InSights, two of the staffing industry's leading podcasts with more than 225,000 downloads.About the GuestTori Begg is a senior AI leader specializing in adoption, enablement, strategy, and the human side of artificial intelligence. As Senior Manager of AI Programs, she leads AI strategy and implementation across sales, marketing, and operations, helping organizations translate emerging AI capabilities into measurable business impact.Tori focuses on how leaders redesign workflows, roadmaps, decision-making, and expectations as AI reshapes how work gets done. She is the co-founder of Mind & Machine DFW and a frequent speaker on AI leadership, organizational transformation, digital labor, and the practical application of AI in business.Sponsors and Offers HeardTake the Stage is presented by Haley Marketing. For a limited time, we're offer 50% off of a brand new staffing website. Just message Brad Bialy on LinkedIn and mention the Crazy Website Promo.For 30 years, Benefits in a Card has delivered benefit plans designed specifically for the staffing industry—over 140 unique options with immediate coverage, unique perks like FreeRx, and solutions that reduce turnover while improving ACA compliance. Give your workforce benefits they'll actually use and give your staffing firm a competitive edge. Learn more at:https://www.BenefitsInACard.com.

Host Mark Longo breaks down a wild, high-volume day across the options tape where tech took a beating, chip stocks went wild, and a massive names suffered jaw-dropping premium swings. First, we kick the tires on today's Lucky Seven Scan at TheHotOptionsReport.com , highlighting unusual volume spikes in Arcosa Inc. (ACA), Absci Corp (ABSI), and Acumen Pharmaceuticals (ABOS). Then, we dive into the top 10 most active options chains of the day: SMCI (#10): Rallies over 15% to $35.46. Did buyers of the weekly $40 calls get a banger day? Intel (#9): Up nearly $7 to $140.94. Paper leans heavy into selling the weekly $160 covered calls. Big Tech Sell-Offs (#8 - #4): Breaking down the overriding and sweat equity in Netflix (NFLX), Microsoft (MSFT)—which broke the $370 strike in both directions—Alphabet (GOOGL), Apple (AAPL), and Amazon (AMZN). SpaceX (#3): A brutal 16.5% downward slide ($30.40 drop) to close at $154.60. Is a 126 Vol implied volatility too cheap for the June weekly $180 calls? Nvidia (#2): A relatively light 2.92 million contracts as NVDA slides to $208.65, making the zero-day-to-expiration (0DTE) $215 calls look like a slam-dunk sell. Tesla (#1): TSLA takes the crown, rallying to $405.05. We look at the absolute wild price action on the 0DTE $410 calls that hit an intraday high of $415. Check out the data yourself: Head over to TheHotOptionsReport.com for pre-baked unusual options scans.

Episode 257: This week we welcome friend of the show May on to help us tackle the lineage of the Hell House LLC Origins: The Carmichael Manor from 2023. Can we keep the timelines straight with this one? Tune in next week as we finish the Firefly saga, with Rob Zombie's 3 From Hell.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

Episode 258: It has arrived. The day is finally upon us, as we come to a close on Rob Zombie's Firefly trilogy with 2019's 3 From Hell. Here to help us burn through the witches, is Anya Gorre of the Horror and More with Anya Gorre podcast. Join us next week for our coverage of Panos Cosmatos' 2018 film Mandy.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

Episode 259: This week we are going metal af, when we cover Panos Cosmotos' drug fueled, dark fantasy, revenge tale, Mandy from 2018. Joined by Rob of The Cinemigos podcast.Make sure to join us next week again, as we fade back with Fade to Black from 1980.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

In this episode, Kelly Munson, President and CEO of Independence Health Group, discusses the evolving Medicaid and ACA landscape, the impact of policy changes on coverage and affordability, and the role of managed care in improving health outcomes. She also shares insights on food as medicine, healthcare innovation, and leadership lessons from becoming the organization's first female CEO.

Episode 256: Our final week of what we missed in 2025 is here, and we are joined again by friend of the show Adam. He's here to teach us a thing or two about Naruto runs and witch craft, with Zack Creggers second film Weapon's.Make sure to join us next week where we won't be clowning around with 2023's Hell House LLC Origins: The Carmichael Manor.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

The Friday Five for June 19, 2026: Certification for AEP 2027 Coming June 22 Microsoft Teams Location Tracking Medicare GLP-1 Bridge Starts July 1 CMS to Codify Medicare Drug Price Negotiation Federal Judge Vacates Several CMS ACA Provisions   Get Connected:

Concussions are often treated as short-term injuries, but what if the real issue is how the brain recovers afterward? In this episode, Dr. Rob Silverman sits down with Dr. Brett Jarosz, an ACA endorsed Fellow Sports & Exercise Chiropractor, to explore the evolving science of concussion recovery and brain health. Together, they challenge outdated approaches that rely on complete rest and discuss why modern rehabilitation focuses on restoring function through targeted movement, individualized therapy, and metabolic support. Dr. Jarosz explains why a concussion is more than just a structural injury, how persistent symptoms can stem from dysfunction across multiple systems, and why factors such as autonomic regulation, inflammation, and brain energy production play critical roles in recovery. The conversation also dives into emerging therapies like photobiomodulation, the science behind red light therapy, and why personalized rehabilitation may be the future of concussion care. Whether you're a clinician, athlete, coach, or someone recovering from a brain injury, this episode offers practical insights into helping the brain heal and perform at its best.   Key takeaways: Concussion is an energy crisis in the brain, affecting metabolism, blood flow, and neurological function. New models of concussion treatment emphasize controlled exercise and targeted rehabilitation over complete rest. Photobiomodulation, especially low-level laser therapy, shows promising results in improving brain recovery post-concussion. Persistent post-concussion symptoms could be multi-faceted, involving neuroinflammation, metabolic dysfunction, and autonomic nervous systems. Female athletes experience different concussion recovery processes due to biological and structural differences.     More About Dr. Brett Jarosz: Dr. Brett Jarosz is an ACA endorsed Fellow Sports & Exercise Chiropractor (AICE 2019), Neurorehabilitation Chiropractor (AICE 2022), researcher and international lecturer. He has worked with the World Surf League, as a part of the medical team at the Rip Curl Pro Bells Beach, as well as Surfing Australia at the 2024 Paris Olympics. He consults with the Melbourne Storm NRL Team, along with several AFL teams, Olympic and elite athletes on neurotrauma, with his work being featured on 60 Minutes Australia, Apple TV, The Age, Herald Sun, and more. For the past decade, Dr. Brett lectured within the Chiropractic degrees at RMIT University in Melbourne, and currently maintains a role as a lecturer for a number of post-graduate education programs.   Website Instagram Connect with me! Website Instagram Facebook YouTube

What if the goal of healing isn't to stop hurting? After betrayal, it's natural to want the pain to go away. Many betrayed partners work tirelessly to feel better, while recovering partners often believe their job is to make sure their partner never hurts again. But what if that shared goal is actually keeping both of you stuck? In this episode, we challenge the belief that successful healing means the absence of pain. We explore why discomfort is an unavoidable part of being human, how betrayal pain is different from the everyday hurts that exist in every relationship, and why trying to eliminate all pain can actually create resentment, anxiety, and disconnection. __________________________________ Download the Free Video Resource: Rekindle Romance After Betrayal Romance doesn't come back through pressure or pretending everything is fine. It returns when safety is rebuilt slowly and intentionally. When your nervous system begins to calm, connection becomes possible again. This training will help you understand what needs to happen first – so you're not trying to rebuild intimacy on a broken foundation. Get your copy here. ______________________________ Download the Free Resource: You, Me, Us - A Way Forward After Betrayal When betrayal has shaken your relationship, it can feel impossible to know where to begin. This free 15-minute video and companion worksheet will help you steady yourself, support your partner, and begin caring for the relationship between you. Get your copy here. ______________________________ Join the Courageous Together™ Program Courageous Together™ isn't just another course, it's a trauma-informed roadmap that holds both of you in the healing process. If you've ever wondered “Where do we even start?” After betrayal, this program gives you the clarity and structure you need. It meets the betrayed partner's need for safety while guiding the recovering partner toward real accountability, creating a path forward that neither of you has to figure out on your own. Healing from betrayal is overwhelming in isolation, which is why Courageous Together™ brings you expert guidance, practical tools, and a supportive community of couples walking the same road. Inside, you'll find a step-by-step framework, live support opportunities, and the reassurance that you're not alone as you rebuild safety, restore trust, and move toward genuine connection. You'll have access to: A structured healing framework with step-by-step guidance Video lessons and worksheets to build safety, accountability, and connection The option to join live group circles and support calls with me A private, secure community of others walking the same path Learn more and join us inside Courageous Together ______________________________ Stay Connected Website YouTube Instagram Facebook If this episode resonated with you, please share it with someone who might need it. And don't forget to leave a review! We'd love to hear how this podcast is supporting your healing journey. __________________________________ Watch on YouTube Prefer video? You can watch full episodes of From Crisis to Connection on our YouTube channel __________________________________ About Geoff Steurer I am a licensed marriage and family therapist and Certified Clinical Partner Specialist (CCPS) with 25+ years of experience helping individuals and couples heal from the devastation of sexual betrayal and broken trust. I am the founder of the Courageous Together program, co-host of the From Crisis to Connection podcast, and co-author of Love You, Hate the Porn. My work integrates trauma-informed care, attachment theory, and practical tools for creating lasting safety and connection. I've been married to my wife, Jody, since 1996 and we are the parents of four children. About Jody Steurer Jody is the co-host of the From Crisis to Connection podcast, where she brings her thoughtful, common-sense perspective to conversations about healing, trust, and connection. She earned her bachelor's degree in psychology from Brigham Young University and is an ACA-certified coach. Jody has years of experience in corporate training, small business leadership, and family life, and raising four children (two of them neurodivergent). She loves watercolor painting, landscape design, spending time outdoors, and snow skiing.

More than a million people dropped their Affordable Care Act coverage this year after Congress let enhanced pandemic-era subsidies expire. That number is likely to rise significantly as the year goes on. And for the first time in years, the number of insurers offering ACA plans has dropped, too. We'll dig in. Also on the show: the global wait for fertilizer and the challenges of the teen summer job market.

More than a million people dropped their Affordable Care Act coverage this year after Congress let enhanced pandemic-era subsidies expire. That number is likely to rise significantly as the year goes on. And for the first time in years, the number of insurers offering ACA plans has dropped, too. We'll dig in. Also on the show: the global wait for fertilizer and the challenges of the teen summer job market.

Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia

Good news about trans rights, new healthcare labor agreements, and this week's primaries. That thing about Jared, Ivanka and an island in the Adriatic Sea. Another no-bid contract to add more gold to DC. Did Congress just save Donald's ass on the Iran War? Oil industry warns of higher prices soon. The return of the slush fund. And yes, it's unlimited. Something's missing from Donald's recent medical reports. Dr. Oz and the Trump regime don't seem to know how the ACA works. Dr. Oz on Donald's cognitive exams. The latest about Scott Pelley's firing from 60 Minutes. With Jody Hamilton, David Ferguson, music by Astral Summer, Hunger Anthem, and more! Brought to you by Russ Rybicki, SharePower Responsible Investing. Support our new sponsor and get free shipping at Quince.com/bob!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.