Podcasts about ACA

More than a million people dropped their Affordable Care Act coverage this year after Congress let enhanced pandemic-era subsidies expire. That number is likely to rise significantly as the year goes on. And for the first time in years, the number of insurers offering ACA plans has dropped, too. We'll dig in. Also on the show: the global wait for fertilizer and the challenges of the teen summer job market.

Health Affairs Publishing's Jeff Byers welcomes Alison Barkoff of George Washington University to the pod to explore the evolving landscape of Medicaid work requirements. They break down who is impacted by these policies, how the requirements are structured across states, and the real-world challenges of implementation. The conversation also explores concerns about administrative burden, potential coverage losses, and what these changes mean for beneficiaries, policymakers, and providers.Topics covered:What Medicaid work requirements are and how they workWho qualifies—and who may lose coverageState-level variations and policy designAdministrative complexity and compliance challengesPotential impacts on access to care and health outcomesJoin us on June 23 for an exclusive Insider virtual event examining how antitrust policy in health care is evolving at both the federal and state levels, featuring insights from Katherine Gudiksen, Leemore Dafny, and Nathan Hostert.Related Links:Medical Frailty Rule Contravenes HR 1, Burdens The Health Care System, And Threatens Public Health (Health Affairs Forefront)States balk at the high price of Medicaid work requirements amid budget crunch (POLITICO PRO)Sign up for Health Affairs' free newsletter to catch up on our new articles, podcasts, and events.

"The average marketplace deductible grew by about $1,000 per person in 2026. Premium payments increased by an average of 58%... We might be seeing the death throes of the fully insured market."Welcome back to Last Month in Healthcare! This month, Spencer, Nathaniel, and special guest Jonathan Lopez break down the most impactful healthcare headlines and regulatory shifts from May 2026.The episode kicks off with a discussion on the sudden resignation of FDA Commissioner Dr. Marty Makary following reported clashes with the food, tobacco, and pharmaceutical industries. From there, the guys dive into the shocking 58% premium hikes and 37% deductible increases hitting the ACA marketplace as carriers like Cigna exit the space.Finally, Spencer and Jonathan play a World Cup-themed game guessing the cost of medical procedures across different North American cities and answer a listener question about Cost Plus Drugs and the rise of direct-to-consumer pharmacy models.If you'd like your question answered on next month's episode, call/text 469-213-6381 and leave us a voicemail/text.Thank you to our sponsor, Walk On Clinic. This month, we shared a tragic reminder to our listeners on the critical importance of early cancer detection and proactive primary care. To hear Chris's brother-in-law's music, tune in here: https://open.spotify.com/artist/1SKw4DO9FNLjcZDb5Q81q4?si=Dwpuz2wOTRawhMDfR5NIsAEpisode Chapters:(00:00:00) Intro: The Importance of Early Detection & Walk-On Clinic(00:02:30) Dr. Marty Makary Resigns as FDA Commissioner(00:04:37) ACA Marketplace Premiums Skyrocket by 58%(00:07:51) HR 8163: Stopping the Squeeze on Physician Reimbursements(00:12:34) Harvard Study: AI Outperforms Doctors in ER Triage(00:14:53) The FDA's Push for Hospital-at-Home Devices(00:17:18) Game: Guess the Procedure Cost (World Cup Edition)(00:21:22) Ask Spencer Anything: Cost Plus Drugs & D2C Pharmacies

"The average marketplace deductible grew by about $1,000 per person in 2026. Premium payments increased by an average of 58%... We might be seeing the death throes of the fully insured market."Welcome back to Last Month in Healthcare! This month, Spencer, Nathaniel, and special guest Jonathan Lopez break down the most impactful healthcare headlines and regulatory shifts from May 2026.The episode kicks off with a discussion on the sudden resignation of FDA Commissioner Dr. Marty Makary following reported clashes with the food, tobacco, and pharmaceutical industries. From there, the guys dive into the shocking 58% premium hikes and 37% deductible increases hitting the ACA marketplace as carriers like Cigna exit the space.Finally, Spencer and Jonathan play a World Cup-themed game guessing the cost of medical procedures across different North American cities and answer a listener question about Cost Plus Drugs and the rise of direct-to-consumer pharmacy models.If you'd like your question answered on next month's episode, call/text 469-213-6381 and leave us a voicemail/text.Thank you to our sponsor, Walk On Clinic. This month, we shared a tragic reminder to our listeners on the critical importance of early cancer detection and proactive primary care. To hear Chris's brother-in-law's music, tune in here: https://open.spotify.com/artist/1SKw4DO9FNLjcZDb5Q81q4?si=Dwpuz2wOTRawhMDfR5NIsAEpisode Chapters:(00:00:00) Intro: The Importance of Early Detection & Walk-On Clinic(00:02:30) Dr. Marty Makary Resigns as FDA Commissioner(00:04:37) ACA Marketplace Premiums Skyrocket by 58%(00:07:51) HR 8163: Stopping the Squeeze on Physician Reimbursements(00:12:34) Harvard Study: AI Outperforms Doctors in ER Triage(00:14:53) The FDA's Push for Hospital-at-Home Devices(00:17:18) Game: Guess the Procedure Cost (World Cup Edition)(00:21:22) Ask Spencer Anything: Cost Plus Drugs & D2C Pharmacies

Healthcare is all about who is going to pay for it. Because if you can't afford to go to the doctor, you probably won't until it becomes an emergency – which isn't good for the patient or the system. This is a particular problem in rural Tennessee. When there's a hiccup in the system, rural systems may shutter.Healthcare Hollow is a WPLN series that takes an in-depth look at the crisis of rural hospital closings.In this episode, we're focused on who is going to pay for care in rural Tennessee. Those residents are more likely to rely on TennCare (the state's version of federal Medicaid). Post-COVID policy changes have resulted in more people losing TennCare coverage. At the same time, fewer people are keeping insurance under the Affordable Care Act because of the expense.This episode is part of our Healthcare Hollow series, made possible, in part, by the NIHCM Foundation.GuestsGordon Bonnyman, staff attorney & co-founder, Tennessee Justice CenterJackie Shrago, ACA marketplace volunteer navigatorSarah Boden, independent healthcare journalist with KFFKelly Insana, vice president of marketing & communications, Tennessee Hospital Association

Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia

In this episode of Take the Stage, Brad Bialy sits down with Brent Orsuga to explore why the best recruiters win by mastering mindset, controlling inputs, reverse-engineering success, and refusing to blame the market for their results. About the Guest Brent Orsuga is the founder of Pinnacle Growth Advisors, an award-winning talent advisory firm specializing in supply chain and logistics recruiting across the U.S. and Canada. A seven-figure recruiter, headhunter and entrepreneur with more than two decades of recruiting experience, Brent is widely recognized for helping companies attract top-performing talent while teaching recruiters how to operate at an elite level. Key Takeaways You control more than you think. Elite performers expect to win. Activity creates opportunity. Identity determines outcomes. Success is reverse-engineered, not hoped for. Timestamps [00:25] – Stop blaming the market [01:00] – Inputs, outputs, and outcomes [02:00] – Why pipeline solves panic [03:24] – Planting seeds for future revenue [04:53] – Playing offense during slow seasons [06:05] – Becoming a professional shoulder tapper [08:14] – From recruiter to talent advisor [12:23] – Escaping commodity recruiting [15:29] – Why mindset changes everything [17:59] – Reverse-engineering seven-figure billing [23:41] – Building a personal performance center [30:24] – You are the problem and solution About the Host Brad Bialy is a trusted voice and highly sought-after speaker in the staffing and recruiting industry, known for helping firms grow through integrated marketing, sales, and recruiting strategies. With over 13 years at Haley Marketing and a proven track record guiding hundreds of firms, Brad brings deep expertise and a fresh, actionable perspective to every engagement. He's the host of Take the Stage and InSights, two of the staffing industry's leading podcasts with more than 250,000 downloads. Sponsors Take the Stage is presented by Haley Marketing. For a limited time, we're offer 50% off of a brand new staffing website. Just message Brad Bialy on LinkedIn and mention the Crazy Website Promo.   For 30 years, Benefits in a Card has delivered benefit plans designed specifically for the staffing industry—over 140 unique options with immediate coverage, unique perks like FreeRx, and solutions that reduce turnover while improving ACA compliance. Give your workforce benefits they'll actually use and give your staffing firm a competitive edge. Learn more at https://www.BenefitsInACard.com.

Health Affairs Publishing's Jeff Byers welcomes Sarah Jane Tribble of KFF Health News to the pod to discuss the Rural Health Transformation Fund, highlighting how it aims to improve infrastructure and access in rural communities amid ongoing challenges like hospital closures, workforce shortages, and Medicaid cuts. To learn more about the Rural Health Transformation Fund, join us on June 8 for a free event featuring Kate Sapra and Katherine Ornstein highlighting state initiatives focusing on improving care for older adults.Join us on June 23 for an exclusive Insider virtual event examining how antitrust policy in health care is evolving at both the federal and state levels, featuring insights from Katherine Gudiksen, Leemore Dafny, and Nathan Hostert.Related Links:Rural Health Payout Series (KFF Health News)Rural America at a Glance (U.S. Department of Agriculture)Federal Budget Cuts Won't Hit All Hospitals Equally: How States Can Better Analyze Hospital And Health System Financial Data (Health Affairs Forefront)Sign up for Health Affairs' free newsletter to catch up on our new articles, podcasts, and events.

As young people spend more time online, understanding digital safety has become increasingly important for camps, families, and communities. In this episode of the CampWire Podcast, we talk with Rene Young and Alexandra Levi from Know2Protect (K2P), a U.S. Department of Homeland Security national public awareness campaign focused on preventing and combating online child sexual exploitation and abuse. Rene and Alexandra discuss the online risks facing youth today, warning signs trusted adults should recognize, and practical ways camps can help educate and protect young people. They also share resources available through ACA's partnership with Know2Protect and explain how camp professionals can support safer online experiences for campers and staff alike. Whether you're a camp leader, educator, or parent, this conversation offers valuable insights and actionable resources to help keep young people safe online. Show notes: Know2Protect Build T.R.U.S.T.: How2Be a Trusted Adult | Homeland Security Tips2Identify: Fake Profiles Understanding Online Addiction in Kids and Teens #DigitalBoundaries: Gaming Safety Tips2Protect Against AI and Deepfakes for Parents and Trusted Adults How2Spot Peer-on-Peer Risks: A Guide for Teens Exit Strategy Checklist Financial Sextortion Informational Bulletin Internet Safety Checklist The views and opinions expressed on CampWire by contributors are their own and do not necessarily reflect the views of the American Camp Association or ACA employees.

Good news about trans rights, new healthcare labor agreements, and this week's primaries. That thing about Jared, Ivanka and an island in the Adriatic Sea. Another no-bid contract to add more gold to DC. Did Congress just save Donald's ass on the Iran War? Oil industry warns of higher prices soon. The return of the slush fund. And yes, it's unlimited. Something's missing from Donald's recent medical reports. Dr. Oz and the Trump regime don't seem to know how the ACA works. Dr. Oz on Donald's cognitive exams. The latest about Scott Pelley's firing from 60 Minutes. With Jody Hamilton, David Ferguson, music by Astral Summer, Hunger Anthem, and more! Brought to you by Russ Rybicki, SharePower Responsible Investing. Support our new sponsor and get free shipping at Quince.com/bob!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After betrayal, many couples wonder if real closeness is ever possible again, or if the best they can hope for is simply learning to coexist. In this episode, Geoff shares insights from a recent couples retreat where he witnessed people working through years of pain, disconnection, and broken trust. He explores why betrayed partners often feel caught between hope and doubt, and why recovering partners cannot create healing through convincing, pressure, or promises alone. We also discuss the shame many couples carry after betrayal, the belief that their relationship is permanently damaged or somehow less than other relationships. Instead of demanding certainty about the future, healing begins by making room for possibility, being honest about both fear and hope, and allowing trust to rebuild over time. Ultimately, this conversation is about why lasting closeness grows through presence, accountability, and emotional honesty, not through pressure or perfect techniques. __________________________________ Download the Free Video Resource: Rekindle Romance After Betrayal Romance doesn't come back through pressure or pretending everything is fine. It returns when safety is rebuilt slowly and intentionally. When your nervous system begins to calm, connection becomes possible again. This training will help you understand what needs to happen first – so you're not trying to rebuild intimacy on a broken foundation. Get your copy here. ______________________________ Download the Free Resource: You, Me, Us - A Way Forward After Betrayal When betrayal has shaken your relationship, it can feel impossible to know where to begin. This free 15-minute video and companion worksheet will help you steady yourself, support your partner, and begin caring for the relationship between you. Get your copy here. ______________________________ Join the Courageous Together™ Program Courageous Together™ isn't just another course, it's a trauma-informed roadmap that holds both of you in the healing process. If you've ever wondered “Where do we even start?” After betrayal, this program gives you the clarity and structure you need. It meets the betrayed partner's need for safety while guiding the recovering partner toward real accountability, creating a path forward that neither of you has to figure out on your own. Healing from betrayal is overwhelming in isolation, which is why Courageous Together™ brings you expert guidance, practical tools, and a supportive community of couples walking the same road. Inside, you'll find a step-by-step framework, live support opportunities, and the reassurance that you're not alone as you rebuild safety, restore trust, and move toward genuine connection. You'll have access to: A structured healing framework with step-by-step guidance Video lessons and worksheets to build safety, accountability, and connection The option to join live group circles and support calls with me A private, secure community of others walking the same path Learn more and join us inside Courageous Together ______________________________ Stay Connected Website YouTube Instagram Facebook If this episode resonated with you, please share it with someone who might need it. And don't forget to leave a review! We'd love to hear how this podcast is supporting your healing journey. __________________________________ Watch on YouTube Prefer video? You can watch full episodes of From Crisis to Connection on our YouTube channel __________________________________ About Geoff Steurer I am a licensed marriage and family therapist and Certified Clinical Partner Specialist (CCPS) with 25+ years of experience helping individuals and couples heal from the devastation of sexual betrayal and broken trust. I am the founder of the Courageous Together program, co-host of the From Crisis to Connection podcast, and co-author of Love You, Hate the Porn. My work integrates trauma-informed care, attachment theory, and practical tools for creating lasting safety and connection. I've been married to my wife, Jody, since 1996 and we are the parents of four children. About Jody Steurer Jody is the co-host of the From Crisis to Connection podcast, where she brings her thoughtful, common-sense perspective to conversations about healing, trust, and connection. She earned her bachelor's degree in psychology from Brigham Young University and is an ACA-certified coach. Jody has years of experience in corporate training, small business leadership, and family life, and raising four children (two of them neurodivergent). She loves watercolor painting, landscape design, spending time outdoors, and snow skiing.

When David found himelf sick and lying on the floor of his garage, he decided to seek treatment for the drinking that had kept him isolated from his family. During his time in rehab a counsellor asked him three questions that changed his life. He knew then that he was an alcoholic and committed himself to recovery. He has not had a drink since. David has found over his years of recovery that attending Al-Anon and ACA meetings has been an important part of his understand of himself and the nature of trauma and addiction.If you think that Al-Anon  could help you cope with someone else's problem drinking then you can phone 1300 252 666 or go to their website al-anon.org.auShow your support for the Living Free show and join the celebration of 3CRs's 50th Birthday show by donating to our radiothon here:https://www.givenow.com.au/cr/living-free-2026-radiothon#Alcoholism #Al-Anon #RecoveryIf you would like more information about Alcoholics Anonymous, they can be contacted on 1300 222 222 or go online at aa.org.au The Living Free show may involve discussion of topics such as suicide, mental illness, self-harm and family violence. Please practise self-care and care of others when listening.  

Alese Johnston is a visionary entrepreneur, investor, and advocate for redefining aging withvitality. As co-founder of StorageTrader, the first platform enabling fractional investment in self-storage facilities, she has spent over a decade in the self-storage industry. She shares her expertise in her book, Beyond the Locks. Alese is a seasoned speaker who thrives on engaging audiences with thought-provoking insights. She has spoken on stage at the ISS World Expo in Las Vegas, the Exit PlannersNational Conference, and multiple industry events. Her ability to blend expertise with anengaging, relatable style makes her a sought-after voice on entrepreneurship, investmentstrategies, and navigating personal reinvention. Beyond business, Alese is deeply passionate about longevity, health span, and the power of reinvention. She founded the Fabulous70 Challenge, a movement proving that turning 70 is not a time to slow down—but to speed up, take on new experiences, and challenge outdated beliefs about aging. An experienced mentor and investor, Alese serves as board chair emeritus of the Arkansas Angel Alliance and has been a key figure in guiding startups at The Forge and The Venture Center in Little Rock. She has represented Arkansas investors at the Angel CapitalAssociation's National Conference and is a graduate of the ACA's Angel University.Alese's leadership and impact have been widely recognized, including being named an Arkansas Business Power Woman (2021) and one of About You Magazine's Most Intriguing Women (2023). She is an alum of Leadership Greater Little Rock (Class 21) and Leadership Arkansas (Class 12).When she's not speaking, writing, or mentoring, Alese can be found hiking, dominating Beat Saber, rocking out to her favorite music, and indulging in her love of sci-fi films. Above all, she is a proud mom and grandmother, embracing life with curiosity, adventure, and a relentless pursuit of what's next.Contact Alese Johnston:• Beyond the Locks (my books)• StorageTrader• The Fabulous70 ChallengeWhat are your social media links?• BlueSky - https://bsky.app/profile/9alese.bsky.social• Facebook - https://www.facebook.com/9alese• LinkedIn - https://www.linkedin.com/in/alese/Dr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

In this episode of The Broker Link Podcast, Mike Papuc welcomes Mike Smith, President Emeritus of The Brokerage Inc., for an important discussion on the current state of the Affordable Care Act (ACA) marketplace and what agents need to know moving forward. Mike shares his perspective on the latest developments affecting ACA plans, including marketplace trends, enrollment activity, carrier participation, and the evolving regulatory environment. Drawing on decades of industry experience, he explains how recent changes may impact both consumers and insurance professionals. The conversation explores the opportunities and challenges agents face in today's health insurance landscape, emphasizing the importance of staying informed, educating clients, and adapting to market shifts. Mike also discusses the value of building long-term client relationships and how trusted advisors can help consumers navigate an increasingly complex healthcare system. Whether you're focused on ACA, Medicare, or broader health insurance solutions, this episode provides valuable insights into the factors shaping the market today and practical guidance for serving clients with confidence. Tune in for an informative conversation packed with industry expertise, strategic perspective, and actionable takeaways from one of the insurance industry's most respected leaders. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes weekly. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/       

Derrick Morgan, Executive Vice President at the Heritage Foundation, joins Marc Cox and Dan Buck to discuss Republican priorities in Washington, including border security, spending reductions, healthcare reform, Medicaid and ACA oversight, welfare verification, and efforts to advance the Save America Act. Morgan also weighs in on government waste, alleged fraud in federal programs, and what Republicans should do while maintaining control of Congress.

Last week, we covered why Roth conversions can beso powerful in retirement planning.This week, we're talking about what can go wrong.In this episode, I walk through 12 real-world hurdles and“landmines” that can shrink — or completely eliminate — your Roth conversion window. These are the exact issues I see with retirees and pre-retirees whohave built substantial wealth in traditional IRAs, 401(k)s, and other tax-deferred accounts.We cover:Social Security timing Pension income Spousal employment Selling a business Deferred compensation plans IRMAA surcharges ACA premium tax credits Inherited IRAs and the 10-yearrule Tax-inefficient investments The new senior bonus deduction And more.If you're planning for retirement and want to minimizelifetime taxes while maximizing flexibility, this episode will help you avoid some very costly mistakes.I hope you find it helpful.-Kevin⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⛳ PFR Nation (Who This Is For)If you're over 50, have saved seven figures (or multipleseven figures), love golf and travel, and you want to make work optional whileminimizing taxes… welcome to the right place.***This is for general education purposes only and shouldnot be considered as tax, legal or investment advice.

This time on Healthcare Now we've got a friendly face returning (by phone)! Dr Betsy Dovec is the brain behind The Surgical Institute Of Central Florida, she joins Larry and Doctor Mark from out on the scene in Winter Garden to talk with them about the world behind health care now! What's the latest about those weight-loss drugs? What do you need to know to keep yourself safe if you use them? More big lawsuits about billing, learn the math in play at some of the PBMs and insurance companies! Rural care challenges and the ACA are just a couple of the subjects at hand! And what about burgers? See omnystudio.com/listener for privacy information.

This time on Healthcare Now we've got a friendly face returning (by phone)! Dr Betsy Dovec is the brain behind The Surgical Institute Of Central Florida, she joins Larry and Doctor Mark from out on the scene in Winter Garden to talk with them about the world behind health care now! What's the latest about those weight-loss drugs? What do you need to know to keep yourself safe if you use them? More big lawsuits about billing, learn the math in play at some of the PBMs and insurance companies! Rural care challenges and the ACA are just a couple of the subjects at hand! And what about burgers? See omnystudio.com/listener for privacy information.

In this jam-packed crushed-fresh stone-solid hour-busting episode we do a trifecta response to one most excellent email from Rebecca.  We discuss portfolios for FI-lanthropy, options and resources for making a transition from a 100% stock portfolio with tax and ACA subsidy issues, the drawbacks of bucketeering compared with the joys of asset swaps, and the socio-political overhang attached to gold and how that is evolving towards more rational uses of it by big time retail personal finance and others.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Fairfax CASA Donation Page:  Donate - Fairfax CASA Father McKenna Center Donation Page:  Donate - Father McKenna CenterWells 4 Wellness:  Wells 4 Wellness - Wells 4 WellnessYield & Spread/FI-lanthropy:  The FI-lanthropy Pledge | Yield & SpreadThe Portfolio Matrix Tool:  Portfolio Matrix – Portfolio ChartsOutline of Financial Advisor Best Practices:  Strategic Retirement Planning: A Summary of Best Practices from Tenon Financial - Google DocsHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapAfford Anything Risk Parity Portfolio Blueprint:  Afford Anything frank-vasquez-risk-parity-portfolio-BluePrint.pdf - Google DriveCatching Up to FI Gold Episode:  I Love Goooooold?! :) | Frank Vasquez | 184Interview of Bob Elliot on the Compound Podcast re Gold (start at 1:10):  The Blue Chips of Junk | TCAF 175Breathless Unedited AI-Bot Summary:You can do everything “right,” follow a simple index plan, retire early, and still wake up one day as an accidental 100% stock investor. That's what happened to Rebecca and Joe, early retirees in their mid-30s who needed fast cash for a home purchase and ended up selling bonds and leaning on a margin bridge. Now they're staring at a stock-only portfolio, big unrealized gains, and a real constraint most advice ignores: diversifying could blow up taxes and ACA health insurance subsidies.We walk through a risk parity mindset built for real life, not perfect spreadsheets. We use Portfolio Charts to compare diversified asset allocation models by safe withdrawal rate, volatility, Ulcer Index, and drawdowns, and we explain why portfolios like the Golden Ratio and Golden Butterfly can be surprisingly “philanthropy-friendly” if you want to spend and give consistently. Then we get practical: stop treating taxable and retirement accounts like separate buckets, rebalance the diversifiers inside retirement accounts first, and learn how an asset swap can fund spending while keeping your overall allocation on track.We also tackle the emotional side, especially gold. If gold feels like a doomsday signal, we unpack the uniquely American baggage behind that reaction, why ETFs changed everything, and how gold can function as plain old diversification alongside intermediate and long-term Treasury bonds and even managed futures. We close with our weekly sample portfolio reviews and June distribution updates so you can see the framework in motion.Subscribe, share the episode with a fellow DIY investor, and leave a rating or review so more early retirees can find a calmer way to diversify.Support the show

Episode 254: This week we start week two of our, What We Missed in 2025 theme. To gives us a hand, we brought on toxic friend of the show, Steven of the Spoils of Horror podcast to cover 2025's The Toxic Avenger. Is it as offensive as the original? Find out..Make sure to join us next week as we go goth, with Guillermo del Toro's Frankenstein from you guessed it, 2025!Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

Episode 255: Week three of our What We Missed in 2025 theme is upon us, and so is Guillermo del Toro's Frankenstein, from 2025. Here to assist with the nuts and bolts of this episode's creation, is friend of the show Adam.Get locked and loaded for next week, because we are covering Weapons from 2025.Become a supporter of this podcast: https://www.spreaker.com/podcast/a-cut-above-horror-review--6354278/support.

Most people planning for early retirement focus on investments… But the real shock? Healthcare. Starting in 2026, a little-known rule under the Affordable Care Act could create a massive financial trap: earn just one extra dollar, and your health insurance premiums could jump by tens of thousands.

Health Affairs Publishing's Jeff Byers welcomes Andrew Rundle of the Columbia University Mailman School of Public Health to the pod to discuss his recent Forefront article about Medicare's upcoming ACCESS model and its potential to expand digital health for chronic disease management. They discuss why the program could spur rapid growth in health tech while highlighting key challenges, including serving an older population with varying degrees of digital literacy and adapting to a new, evidence-driven marketplace. Related Links:The ACCESS Model May Set Off A Health Tech Gold Rush, But New Markets Bring Serious Obstacles (Health Affairs Forefront)A deeper dive into the ACCESS Model—Who's participating, potential headwinds and how it could spur health plan adoption (Fierce Healthcare)ACCESS (Advancing Chronic Care with Effective, Scalable Solutions) Model (CMS)ACCESS Model Accepted Applicants (CMS)Sign up for Health Affairs' free newsletter to catch up on our new articles, podcasts, and events.

The 2027 Marketplace Final Rule from CMS is here! Join Sarah as she pulls out takeaways for insurance agents selling ACA plans.   Get Connected:

Camp leaders are passionate about creating meaningful experiences, but sustaining and growing a camp requires more than great programming. In this episode, tune into a conversation with Mark P. Fisher of Inspiring Growth and Carl Lefever of Improve & Grow, co-hosts of the Grow Your Camp Podcast. Together, they discuss the challenges camps face in filling programs, increasing occupancy, and building long-term sustainability. They share practical strategies, common pitfalls, and lessons learned from working with camp leaders across the country—all with the goal of helping camps strengthen their impact and thrive for years to come. Special thanks to our sponsor, Jayhawk Hospitality. Show notes: Grow Your Camp Podcast Grow Your Camp Podcast Episode 7: How One Camp Used Better Follow-Up to 5X New Registrations Inspiring Growth Improve & Grow Book a discovery call with Carl & Mark The views and opinions expressed on CampWire by contributors are their own and do not necessarily reflect the views of the American Camp Association or ACA employees.

In this episode of Healthcare Happy Hour, host David Saltzman sits down with Emily Trevino, senior managing partner at Wise Partners and a leader in NABIP's Individual Working Group, to break down the new CMS Marketplace Integrity and Affordability Final Rule. Emily discusses how the rule aims to address fraud and enrollment issues in the ACA marketplace while creating new challenges for consumers, carriers, and brokers. The conversation covers tighter verification requirements, changes to premium tax credit reconciliation, shortened enrollment windows, and increased oversight of brokers and agents, along with practical strategies for benefits professionals preparing for the next enrollment season.

Welcome to a new, limited podcast series exploring major policy changes affecting older adults. This episode is part of our Age-Friendly Health series, which explores topics at the intersection of aging, health, health care, and health policy.In our third and final episode for the series in 2026, host Katherine Ornstein welcomes Alison Barkoff of George Washington University to the program to discuss the rising economic and social importance of family caregiving, recent federal policy shifts affecting Medicaid and caregiver programs, and new interventions at the state and private‑sector levels.Support for the Age-Friendly Health series is provided by The John A. Hartford Foundation.Related Links:Reflections On Caregiving Policy: Progress, Challenges, And Opportunities (Health Affairs Forefront)History Repeats? Faced With Medicaid Cuts, States Reduced Support For Older Adults And Disabled People (Health Affairs Forefront)Long Term Services and Supports InitiativeNational Strategy to Support Family CaregiversNation Alliance for Caregiving's Caregiver Nation Coalition

Washington's ACA exchange lost nearly 13% of qualified health plan enrollees after enhanced premium subsidies expired — but Elizabeth New (Hovde) of the Washington Policy Center argues the headline obscures the real story. Of 28,000 who dropped exchange coverage, 6,000 moved to Apple Health. Subsidies shifted costs to taxpayers without lowering the actual price of care. https://www.clarkcountytoday.com/opinion/opinion-aca-enrollment-drops-should-force-honest-conversations-about-healthcare-costs/ #ACA #HealthcareCosts #WashingtonState #AffordableCareAct #HealthInsurance #WashingtonPolicyCenter #ClarkCounty #Opinion #HealthPolicy #Subsidies

Christian talks about his recovery journey and working the 12 steps in ACA.

If you're approaching retirement with a large 401(k) or IRA balance, this episode could save you and your beneficiaries hundreds of thousands in future taxes.In this episode I'll break down 7 strategic reasons to consider Roth conversions and explain when Roth conversions actually make sense for retirees and pre-retirees.Too many financial “gurus” push Roth conversions as a one-size-fits-all strategy. In reality, timing matters. Tax brackets matter. Medicare premiums matter. Legacy planning matters.You'll learn:✔️ How Roth conversions can reduce future RMDs (Required Minimum Distributions)✔️ Why retirees get trapped by large IRA balances later in life✔️ The hidden “widow penalty” surviving spouses face✔️ How Roth IRAs can create tax-free retirement income flexibility✔️ Why the SECURE Act changed inherited IRA planning forever✔️ How Roth conversions may protect your children from massive tax bills✔️ The best Roth conversion window for retirees ages 55–75✔️ When NOT to do Roth conversions✔️ How market downturns can create Roth conversion opportunities✔️ The impact Roth conversions can have on IRMAA, Social Security taxation, ACA subsidies, and Medicare premiumsWhether you have $1M, $3M, or more saved for retirement, understanding Roth conversion planning could dramatically improve your retirement income strategy and long-term tax efficiency.

When Obamacare passed in 2013, its new taxes targeted the wealthy — but by 2022, 7 million filers were paying the Medicare payroll tax, up from 2.8 million. Dr. Roger Stark of Mountain States Policy Center argues the ACA has failed its core promises and is ensnaring the middle class. https://www.clarkcountytoday.com/opinion/opinion-more-americans-are-forced-to-pay-obamacare-taxes/ #Obamacare #HealthCarePolicy #ACA #TaxBurden #HealthCareReform #Medicaid #MountainStatesPolicyCenter #Politics #Opinion #UnitedStates

In this episode, Olivia Guthorn, Managing Director in Oaktree's Opportunities Group, describes a credit market at all-time tights that appears to be looking through potentially significant macro risks, while meaningful dispersion builds underneath, particularly in healthcare IT and software. Olivia outlines Oaktree's cautious, highly selective approach to sectors exposed to AI disruption, focusing on businesses with durable characteristics such as proprietary data, strong customer integration, high switching costs, regulatory moats, and sufficient capital to invest in new technology. For healthcare, she draws a sharp distinction between provider IT and payer IT, with the former expected to be more insulated from AI risk and the latter being more exposed given the resources and incentive large national payers have to insource.Olivia discusses how policy changes including the One Big Beautiful Bill's impact on Medicaid reimbursement, potential ACA subsidy expiration, and a growing focus on fraud, waste, and abuse are driving dispersion across subsectors, with med devices and pharma looking relatively more attractive and Medicaid-exposed services remaining challenged. She also touches upon the growing focus on private credit and how the historical notion that private credit doesn't trade is being tested, with trading activity so far remaining limited and orderly but potentially accelerating if redemption pressures increase. She highlights that the next two to three years should represent a significant opportunity for sector-specialist, bottom-up investors in opportunistic credit like Oaktree.

In today's episode of the Atheist Experience, Thinker and FE tackle the psychology of deconstruction, the fear of questioning, and the pitfalls of defining God into existence! From the "Jesus juice" of religious shortcuts to the biological reality of our brains, the hosts challenge listeners to bring verifiable receipts for their holy claims.Poz on TikTok claims a universal mind grounds conscious experience. Hosts critique the lack of evidence and use of jargon. They challenge him to find scholarly support for this theory. Does consciousness need a metaphysical supervisor or is it an emergent property of the brain?GodProvidesBest on TikTok argues for telepathic oneness with a gender-neutral God. Hosts expose the toxicity of Ezekiel 16 metaphors. They highlight how unconditional forgiveness destroys accountability. Why does God find figs but ignore suffering?Jimmy on TikTok discusses neurotheology and spiritual labels for brain states like ego death. Hosts argue that labeling neurology as spiritual muddies the waters with religious baggage. Can we explore the mind's wonders without mystical terms?Thank you for joining us this week! We will see you next time!Become a supporter of this podcast: https://www.spreaker.com/podcast/the-atheist-experience--3254896/support.

Умира ли ММA-ят в България? Защо след поредица от години на златни успехи и на фона на невиждана популярност в световен мащаб, спортът има все по-малка такава у нас? Пречи ли Федерацията по ММА на любителите и професионалистите, които искат да се развиват в този спорт? Какви са причините все по-малко професионални промоутъри да искат да правят ММА срещи у нас? И кои са решенията, ако искаме ММА-ят у нас отново да върне славата и успехите си? И да имаме отново легендарни състезатели, които да вдъхновяват малки и големи да напълнят отново залите. Разговор по темата с президента на MAX FIGHT - Любен Джубрилов и най-добрия български ММА боец в средна категория - Никола Дипчиков. Преди галата MAX FIGHT 65, която ще се проведе на 29 май в Пловдив, и преди двубоя на Никола Дипчиков с абсолютната легенда Александър Шлеменко „Бурята“ на ACA 204 в Омск (19 юни). Приятно гледане и слушане! MAX FIGHT: https://max-fight.com/ https://max-fight.com/shop https://www.facebook.com/profile.php?id=100081896591038 https://www.instagram.com/maxfightchampionship/ [ ELITBET MAX FIGHT 65 | 29 май | Пловдив, Зала С.И.Л.А. ] Последвай ни и в: Facebook: https://bit.ly/2FJlMHl https://www.youtube.com/@LegendiBG Instagram: https://www.instagram.com/legends__podcast/ Twitter: https://twitter.com/LegendiLegends Spotify: https://open.spotify.com/show/4hTic33jhXgBh31GM6AEYL Apple Podcasts: https://podcasts.apple.com/bg/podcast/legendi-legends/id1538275381 SoundCloud: https://soundcloud.com/cfcjgwgp3shy Deezer: https://www.deezer.com/us/show/2067872?deferredFl=1 - Георги Харизанов Веселин Вълчев Легенди / Legends Българският подкаст

In today's episode of Talk Heathen, Jamie the Blind Limey and Doctor Ben are joined by guest host Kelly Laughlin to navigate the intersection of medical ethics and ancient rituals! From the hilarity of Chick Tracts to the sobering reality of public health crises, the hosts challenge listeners to prioritize human safety over supernatural comfort. Can community exist without a pulpit, or are we all just seeking an invisible therapist?Rebecca in CA asks how aid workers should balance religious burial customs with the prevention of Ebola outbreaks. Hosts discuss the tension between individual grieving rights and public health safety. Can logic save communities from faith?Thank you for joining us this week! We will see you next time.Become a supporter of this podcast: https://www.spreaker.com/podcast/talk-heathen--3195702/support.

Special Episode: We Are Here 24 hour fundraiser! https://aca.show/wearehere This episode was extracted from our 24hour fundraiser live stream on May 16-17. We apologize for the delayed posting!In today's episode of the Atheist Experience, Justin and Godless Engineer celebrate the "We are here" fundraiser by exposing forged scriptures and dismantling the toxic "true vine" metaphor! From styleometric algorithms to the brutal reality of biblical editing, the hosts challenge believers to bring receipts for their holy claims.Aaron in TX critiques John 15, noting Jesus' vine metaphor sounds like a threat. Hosts explain how the Bible uses guilt to manufacture a need for a savior, similar to a drug dealer. Can a toxic relationship ever be considered divine love?Keith in TX asks about Bible editing, leading to a dive into the Documentary Hypothesis and interpolations. Hosts highlight how forgeries were added to push specific agendas. If God is guiding the text, why are there so many human errors?Thank you for joining us this week! We will see you next time!Become a supporter of this podcast: https://www.spreaker.com/podcast/the-atheist-experience--3254896/support.

Trigger Warning: This episode includes discussion of youth mental health challenges, including suicide and self-harm. Listener discretion is advised.Health Affairs Publishing's Kathleen Haddad welcomes Caroline Figueroa of Stanford University to the pod to discuss how teens are using AI chatbots for mental health support and the factors driving that use, including access and stigma. It also discusses emerging concerns and potential approaches to improving safety, design, and oversight of these tools. Join us on June 23 for an exclusive Insider virtual event examining how antitrust policy in health care is evolving at both the federal and state levels, featuring insights from Katherine Gudiksen, Leemore Dafny, and Nathan Hostert.Also, learn more about the upcoming AcademyHealth 2026 Annual Research Meeting from May 30 to June 2 featuring Caroline Figueroa as part of the panel, A Responsible Approach to AI Innovation to Support the Mental Health of Young People.Related Links:Responsible AI for Youth Mental Health (Hopelab)Talk, Trust, and Trade-Offs: How and Why Teens Use AI Companions (common sense media)One in Eight Adolescents and Young Adults Use AI Chatbots for Mental Health Advice (RAND)Towards responsible AI for adolescent mental health and well-being2026 CHATBOT LEGISLATION TRACKERSign up for Health Affairs' free newsletter to catch up on our new articles, podcasts, and events.

Special Episode: We Are Here 24 hour fundraiser! https://aca.show/wearehere This episode was extracted from our 24hour fundraiser live stream on May 16-17. We apologize for the delayed posting!In today's episode of Talk Heathen, Richard Gilliver, ObjectivelyDan, and Scott Dickie join the second annual 24-hour live stream fundraiser! They explore the intersection of philosophy and science while dismantling claims of religious revivals and the psychological lures of modern astrology. Can critical thinking provide the ultimate shield against the encroaching tide of misinformation and ancient traditions?Drew in TX asks why the religious right claims a Gen Z revival is happening. Hosts discuss how statistics are manipulated for morale and profit. They explore the link between capitalism and faith media. Can these narratives be easily debunked?Drew K in TX critiques the resurgence of astrology. Scott explains evolutionary pattern seeking and type one errors. They analyze the profit motive in the billion-dollar industry. Is astrology just a safe way to have irrational beliefs?Ann in CA asks if she has recovered from her Catholic past. Hosts discuss the extra-biblical origins of Saint Anne and the power of traditions like fish on Fridays. Can community needs keep people tethered to rituals long after faith ends?Thank you for joining us this week! We will see you next time!Become a supporter of this podcast: https://www.spreaker.com/podcast/talk-heathen--3195702/support.

“Give it time.” It's one of the most common pieces of advice couples hear after betrayal. While there's some truth in the idea that healing takes time, time by itself does not repair broken trust. In this episode, we talk about the difference between simply waiting and actively healing. We explore how some couples spend years hoping things will eventually feel different, only to realize the same pain is still sitting quietly between them because nothing meaningful has actually changed. We also discuss the unique ways betrayed partners and recovering partners experience time differently. Betrayed partners are often left carrying the emotional weight in silence while everyone else hopes things will settle down. Recovering partners, meanwhile, may desperately want the process to be over, confusing the passage of time with actual repair. This conversation is about learning how to work with time instead of passively waiting for it to fix something on its own. Healing after betrayal requires structure, honesty, repetition, accountability, and the willingness to keep engaging over time in ways that actually create movement and trust. __________________________________ Download the Free Video Resource: Rekindle Romance After Betrayal Romance doesn't come back through pressure or pretending everything is fine. It returns when safety is rebuilt slowly and intentionally. When your nervous system begins to calm, connection becomes possible again. This training will help you understand what needs to happen first – so you're not trying to rebuild intimacy on a broken foundation. Get your copy here. ______________________________ Download the Free Resource: You, Me, Us - A Way Forward After Betrayal When betrayal has shaken your relationship, it can feel impossible to know where to begin. This free 15-minute video and companion worksheet will help you steady yourself, support your partner, and begin caring for the relationship between you. Get your copy here. ______________________________ Join the Courageous Together™ Program Courageous Together™ isn't just another course, it's a trauma-informed roadmap that holds both of you in the healing process. If you've ever wondered “Where do we even start?” After betrayal, this program gives you the clarity and structure you need. It meets the betrayed partner's need for safety while guiding the recovering partner toward real accountability, creating a path forward that neither of you has to figure out on your own. Healing from betrayal is overwhelming in isolation, which is why Courageous Together™ brings you expert guidance, practical tools, and a supportive community of couples walking the same road. Inside, you'll find a step-by-step framework, live support opportunities, and the reassurance that you're not alone as you rebuild safety, restore trust, and move toward genuine connection. You'll have access to: A structured healing framework with step-by-step guidance Video lessons and worksheets to build safety, accountability, and connection The option to join live group circles and support calls with me A private, secure community of others walking the same path Learn more and join us inside Courageous Together ______________________________ Stay Connected Website YouTube Instagram Facebook If this episode resonated with you, please share it with someone who might need it. And don't forget to leave a review! We'd love to hear how this podcast is supporting your healing journey. __________________________________ Watch on YouTube Prefer video? You can watch full episodes of From Crisis to Connection on our YouTube channel __________________________________ About Geoff Steurer I am a licensed marriage and family therapist and Certified Clinical Partner Specialist (CCPS) with 25+ years of experience helping individuals and couples heal from the devastation of sexual betrayal and broken trust. I am the founder of the Courageous Together program, co-host of the From Crisis to Connection podcast, and co-author of Love You, Hate the Porn. My work integrates trauma-informed care, attachment theory, and practical tools for creating lasting safety and connection. I've been married to my wife, Jody, since 1996 and we are the parents of four children. About Jody Steurer Jody is the co-host of the From Crisis to Connection podcast, where she brings her thoughtful, common-sense perspective to conversations about healing, trust, and connection. She earned her bachelor's degree in psychology from Brigham Young University and is an ACA-certified coach. Jody has years of experience in corporate training, small business leadership, and family life, and raising four children (two of them neurodivergent). She loves watercolor painting, landscape design, spending time outdoors, and snow skiing.

Roger Whitney continues the decluttering series by focusing on the hidden challenges that keep people stuck. Rather than treating decluttering as a massive life overhaul, he explains how perfectionism, emotional attachment, deferred decisions, and fear of change can quietly create friction across our belongings, finances, and relationships. The episode also tackles listener questions on market uncertainty, international investing, gray divorce, healthcare options like MediShare versus ACA plans, and longevity planning. It closes with an inspiring Rockin' Retirement in the Wild update from Beth, who shares how intentionally redesigning her life after burnout created a simpler and more fulfilling retirement.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger previews the episode, shares details about the upcoming Noodle Live event, and outlines the next phase of the decluttering series.PRACTICAL PLANNING SEGMENT(02:18) Roger introduces one of the biggest challenges of decluttering: making the process feel too overwhelming and believing it has to be done perfectly. (04:20) Roger explains why clutter often persists because it lacks urgency and people wait for a triggering event before taking action.(06:57) He explores the emotional and practical obstacles tied to physical possessions, including memories, unfinished projects, family heirlooms, and sunk costs.(10:34) Roger breaks down financial clutter and why accounts, relationships, taxes, and uncertainty can make simplification feel risky.(11:52) He discusses relationship clutter, including obligations, organizations, unhealthy dynamics, and the fear of disappointing others.(14:20) How do we overcome these challenges?LISTENER QUESTIONS(15:17) Roger answers a question about whether global sentiment toward U.S. leadership should impact international versus domestic investment allocation decisions.(24:43) A listener facing gray divorce asks for guidance, leading Roger to discuss grief, rebuilding identity, and creating a new vision for retirement.(29:05) Roger shares his experience using MediShare and discusses important healthcare considerations before choosing alternatives to ACA coverage.(33:13) Roger responds to listener feedback on longevity planning and balancing the risk of overspending versus running out of money.ROCKIN' RETIREMENT IN THE WILD(35:24) Beth shares an update on her retirement transformation after leaving a stressful healthcare career and intentionally creating a simpler life centered around flexibility, joy, and financial sustainability.SMART SPRINT(42:17) Identify the challenges you may face in decluttering your things, finances, or relationships and jot down one possible strategy to overcome each obstacle.REFERENCESlivewithroger.com — Register for Noodle Live on June 18!Submit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

Welcome to a new, limited podcast series exploring major policy changes affecting older adults. This episode is part of our Age-Friendly Health series, which explores topics at the intersection of aging, health, health care, and health policy.In our second episode, host Katherine Ornstein welcomes Bianca Frogner, director of the Center for Health Workforce Studies at the University of Washington to discuss the role of direct care workers in long‑term care, workforce shortages, policy shifts affecting Medicaid, immigration, labor standards, and more.Support for the Age-Friendly Health series is provided by The John A. Hartford Foundation.

Bee talks about growing up with a covert-narcissist mother and using ACA tools to recover and gain back her personal power.

Lauren shares her experience, strength, and hope about recovering from growing up in an alcoholic / dysfunctional home using the 12 steps of ACA.

Health insurance policy is complicated, but the consequences are deeply human. In this episode of Turn on the Lights, Professor Jonathan Gruber, Ford Professor of Economics and Chair of the Economics Department at MIT, joins Don Berwick and Kedar Mate to explore the history, structure, and future of health reform in the United States. Drawing on his work shaping Massachusetts health reform and the Affordable Care Act, Gruber explains the three-legged stool of reform: ending insurance discrimination, requiring broad participation, and making coverage affordable through subsidies. He also reflects on the political battles behind the ACA, the importance of Medicaid expansion, and the growing risks to health care coverage today. The conversation concludes with cautious optimism about biomedical innovation alongside serious concerns about affordability, rising costs, and the need for a more seamless health care system. Tune in to hear why health reform is not just about policy design, but about whether people can get care when they need it. Resources Follow MIT on LinkedIn and explore the website.  Learn more about Professor Jonathan Gruber:https://economics.mit.edu/people/faculty/jonathan-gruber Learn more about your ad choices. Visit megaphone.fm/adchoices

Health Affairs Publishing's Jeff Byers welcomes Georgetown University's Katie Keith and Deputy Editor Chris Fleming back to the podcast to unpack a new court case over mifepristone that could alter telehealth access to medication abortion and test the boundaries of FDA authority.Join us on June 23 for an exclusive Insider virtual event examining how antitrust policy in health care is evolving at both the federal and state levels, featuring insights from Katherine Gudiksen, Leemore Dafny, and Nathan Hostert.Related Links:Supreme Court Temporarily Blocks Ruling Barring Telehealth And Pharmacy Access To Mifepristone (Health Affairs Forefront)The US Food and Drug Administration's Regulation of Mifepristone (JAMA)Sign up for Health Affairs' free newsletter to catch up on our new articles, podcasts, and events.

"I'd retire tomorrow… if it weren't for health insurance." It's one of the most common concerns we hear from people approaching retirement, especially those hoping to leave work before Medicare begins at age 65. In this podcast, Nic Daniels breaks down the real planning considerations behind retiring before Medicare eligibility. From COBRA and Affordable Care Act marketplace plans to spouse coverage, bridge employment, and self-funding healthcare costs, Nic walks through the high-level options people should be aware of. But this conversation goes beyond just healthcare, because depending on how retirement income is structured, healthcare costs may be impacted by ACA subsidies, tax strategy, and withdrawal planning decisions. Nic also shares a real planning example involving a household looking to retire early and how outside assets—not retirement accounts—helped create flexibility in bridging the gap to Medicare.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Nic Daniels ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Welcome to the first episode in a new, limited podcast series exploring major policy changes affecting older adults. The episode is part of our Age-Friendly Health series, which explores topics at the intersection of aging, health, health care, and health policy.In our first episode, host Katherine Ornstein welcomes Hemi Tewarson of the National Academy for State Health Policy how the The Big Beautiful Bill will impact Medicaid and state health policies affecting older adults. Their conversation explores work requirements, Medicaid financing changes, rural health investments, the sustainability of age‑friendly services, and more.Support for the Age-Friendly Health series is provided by The John A. Hartford Foundation.

In this episode we answer emails from Zach, Brian, Holly and Optimus Bill.  We discuss a way to estimate retirement health care costs using current data, clear up the “index fund” labelling problem and talk about why indexed dogs and cats won't start living together, have fun with milkshakes, and map out what tends to help a portfolio survive stagflation.  But first we celebrate a huge community win for Fairfax CASA with Queen Mary.Links:J.P Morgan Inflation Study:  JP_Morgan_White_Paper_Three_Retirement_Spending_Surprises.pdf - Google DriveBen Felix Interview on Bigger Pockets Money:  Is Small Cap Value Worth It? Ben Felix Explains the Truth About AVUV & Factor InvestingHolly's Milkshake Link:  I can't believe he didn't notice

After Trump promised his White House Ballroom would be funded entirely by himself and "friends," Republicans are appropriating $1 billion in taxpayer money for the White House addition. This tactic reveals President Reagan's own bait and switch when his tax cuts did not provide the economic prosperity that he promised would have sustained social programs. 1/5 of people covered by ACA are dropping coverage as Republicans cancelled subsidies. 4.3 million people off SNAP. Project Freedom cancelled after a day. Republicans are allocating $72 billion for ICE and Customs and Border Protection. Tom Homan promises that many more deportations are coming. Trump backs down from Project Freedom.Get full, free access to Letters from an American here: https://heathercoxrichardson.substack.com/subscribeYou can also find me: Bluesky: https://bsky.app/profile/hcrichardson.bsky.socialInstagram: https://www.instagram.com/heathercoxrichardson/?hl=enFacebook: https://www.facebook.com/heathercoxrichardson/YouTube: https://www.youtube.com/@heathercoxrichardson Get full access to Letters from an American at heathercoxrichardson.substack.com/subscribe

Tom talks about growing up in an alcoholic family, using ACA tools of humour and creativity as tools of healing from childhood trauma.