Podcasts about policies

Kara and Scott take questions from listeners about how they manage their money, how to fix the American tax system, and which public policy would help the greatest number of people.  Plus…all the audience suggestions for Kara's next tattoo. Watch this episode on the ⁠⁠Pivot YouTube channel⁠⁠.Follow us on Instagram and Threads at ⁠⁠@pivotpodcastofficial⁠⁠.Follow us on Bluesky at ⁠⁠@pivotpod.bsky.social⁠⁠Follow us on TikTok at ⁠⁠@pivotpodcast⁠⁠.Send us your questions by calling us at 855-51-PIVOT, or email Pivot@voxmedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

OA1217 - Well, we recorded a bit late to make sure we caught Trump's "announcement" thingy and it was... nothing. But that's good! Matt also takes us through more travel bans that are going into effect and have been way underreported on. But The Federalist has a piece saying not only is this all great, but Trump should proudly adopt 1920s immigration policy. There is no quiet part anymore. But fortunately, Matt has a fun footnote for us to bring us back up!

ELECTIONS IN CHILE, PERU, AND HONDURAS SIGNAL REGIONAL SHIFTS Colleague Professor Evan Ellis. In Chile, José Antonio Kast's rise reflects a rejection of progressive policies and crime, favoring order and investment. Meanwhile, Peru faces political fragmentation and violence, Honduras struggles with electoral disputes, and Costa Rica appears poised to elect a pro-US candidate who aims to limit Chinese influence. NUMBER 7 1900 SANTIAGO

Trump interrupted everyone's night with a "special address"… and the internet braced for war headlines. Instead? An 18-minute victory lap packed with claims—some true, some spin, some straight-up "math doesn't math." In this episode, I break down the biggest moments: inflation, wages, border stats, tariffs, the Fed, housing, and why Republicans need to stop treating politics like sports. ✅ Join the Fed Haters Club (live chat + direct the show): joingml.com

Tara breaks down explosive claims surrounding the Brown University shooting investigation — including allegations that campus security cameras were removed due to Sanctuary City policies and pressure from activist groups

https://www.youtube.com/watch?v=lI3qhwVi1Eg Podcast audio: In this episode of the Ayn Rand Institute podcast, Samantha Watkins interviews Dr. Amesh Adalja, an infectious disease physician and a senior scholar at the Center for Health Security at Johns Hopkins University, about the alarming trend of anti-vaccine irrationality coming from government leaders. Topics include: The state of vaccine science Hepatitis B vaccine Covid vaccine The cause of conspiracism The real-world impact of conspiracism A healthy culture's approach to vaccine science Resources:  “A Pro-Freedom Approach to Infectious Disease” by Onkar Ghate, in which he shares ARI's view of the role of government with respect to infectious disease This episode was recorded on December 15, 2025, and posted on December 18, 2025. Image Credit: Alex Wong / via Getty Images

A recent analysis found nearly half the people in homeless shelters in a nearby community had never lived on the street.

In this episode of Good Morning Liberty, host Nate Thurston discusses the ongoing situation in Venezuela, including Trump's recent announcement of a blockade against sanctioned oil and the potential implications. Nate speculates on the timing of Trump's address to the nation and how it might relate to Venezuela, drug trafficking, and geopolitical dynamics involving China and Russia. He delves into the history of Venezuela's oil industry, U.S.-Venezuelan relations, and the underlying motivations for U.S. actions. Additionally, the episode touches on the skepticism around the declared reasons for military actions and the need for Congressional approval for such measures.   00:00 Intro   00:33 Trump's Blockade Announcement   01:17 Speculations and Conspiracies   02:39 Trump's Statement on Venezuela   04:47 Impact on Venezuela and Global Oil Market   07:05 Critique of US Actions and Policies   17:42 Historical Context of Venezuela's Oil Industry   34:56 Maduro's Offer to the US    

Republican voters in red states are in a full blown "revolt" against Donald Trump as they continue to get crushed by his policies. From the staffing and budget cuts made by DOGE to the trade war and immigration raids, red states are feeling the pain even worse than the blue states that Trump has vowed to punish. Republican voters are always the hardest hit by the politicians that they keep supporting.Donald Trump's top economic adviser, Kevin Hassett, admitted on live television that he (and other members of the administration) are only feeding Trump flattering numbers about the economy that make him feel better. In other words, they are giving him fake and incomplete data to paint a much rosier picture of the economy. This is incredibly dangerous for many reasons, the most obvious being that they can't fix problems that they are pretending don't even exist. The White House apparently thought that it would be a good idea to publish their list of "Naughty" reporters and news organizations all over social media and their own official website, but they quickly deleted the entire thing after massive public backlash. As many users on social media pointed out, this was nothing short of an authoritarian attempt to shame the media into submission, or perhaps even to put targets on their backs for MAGA fanatics to take aim at. Either way, this was an enemies list and the administration isn't trying to hide the fact that they have one ready to deploy. Republicans are running out of ideas to get Donald Trump to wake up to the economic disaster that he has single handedly caused for hundreds of millions of Americans, and so far they've had no luck getting him to focus on real problems. To make matters worse, Jerome Powell, Chairman of the Federal Reserve, admitted this week that the bulk of the inflation we're seeing right now is because of Donald Trump's tariffs. There is no escaping blame at this point.The Trump administration finally got around to releasing the federal jobs data that they had been delaying for weeks on Tuesday, and there's a very obvious reason why they waited so long. The numbers are not just horrible - they are actually the worst we've seen in four years, meaning that Trump's economy in ONE YEAR is already worse than anything we saw under President Biden. Jobs numbers for previous months were also ALL revised downward, showing major job losses for three of the past six months. Elon Musk has decided to break his promises to both stay out of politics and to start his own political party, and he is now pledging to give truckloads of money to conservative candidates in next year's midterm races. Elon clearly didn't learn his lessons from this year about how much he is universally despised, and he seems to think that enough time has passed to make everyone forget about what a wretched piece of trash he is. Text and and let us know your thoughts on today's stories!Subscribe to our YouTube channel to stay up to date on all of Farron's content: https://www.youtube.com/FarronBalancedFollow Farron on social media! Facebook: https://www.facebook.com/FarronBalanced Twitter: https://twitter.com/farronbalanced Instagram: https://www.instagram.com/farronbalanced TikTok: https://www.tiktok.com/@farronbalanced?lang=en

In this episode of the ASC Podcast with John Goehle we discuss the latest news, review common infection control and sanitary environment issues in ASCs and in our focus segment, discuss Navigating the Complexities of ASC Billing and Coding with Bob Lathrop from SIS.   This episode is sponsored by Surgical Information Systems,    Notes and Resources from this Episode: Cost pressures that battered ASCs in 2025: https://www.beckersasc.com/asc-transactions-and-valuation-issues/the-cost-pressures-that-battered-ascs-in-2025/?origin=ASCE&utm_source=ASCE&utm_medium=email&utm_content=newsletter&oly_enc_id=5567B4088734C3Z Focus on Sanitary Environment and Infection Prevention & Control (IPC) in ASC Surveys Sanitary environment and IPC issues consistently rank among the top deficiencies in ambulatory surgery center (ASC) accreditation and certification surveys, making this a critical "hot issue" for 2025 and beyond. These citations directly impact patient safety by increasing risks of healthcare-associated infections (HAIs), and they appear frequently across major accreditors like CMS, AAAHC, and ACHC. For context: In AAAHC's 2025 Quality Roadmap (released September 2025), IPC remains a persistent top challenge, with deficiencies cited in nearly 90% of surveys for ASCs and office-based surgery settings. ACHC's November 2025 survey data highlights sanitary environment lapses (e.g., sanitation issues, incomplete policies) as a leading deficiency, often tied to inconsistent implementation of hand hygiene, glove techniques, and environmental cleaning. Historical CMS data shows patterns holding into recent years, with "Sanitary Environment" and "Infection Control Program" among the most cited, stemming from failures in basic practices like cleaning, sterilization, and safe injection protocols. These issues often arise from documentation gaps, staff inconsistencies, or overlooked details during busy operations, even in high-performing centers. Key Regulatory Requirements The foundation for sanitary environment and IPC in ASCs is CMS Conditions for Coverage (CfC) at 42 CFR § 416.51, which applies to Medicare-certified ASCs and influences other accreditors (deemed status via AAAHC, ACHC, etc.). Standard: Sanitary Environment (§ 416.51(a)): The ASC must provide a functional and sanitary environment for surgical services, avoiding sources and transmission of infections by adhering to professionally accepted standards (e.g., CDC, AORN, APIC guidelines). Standard: Infection Control Program (§ 416.51(b)): Maintain an ongoing, coordinated program to prevent, control, and investigate infections/communicable diseases. This includes: Designation of a qualified professional (e.g., infection preventionist) to oversee the program. Annual risk assessment to identify infection risks. Integration of nationally recognized guidelines (CDC core practices are mandatory if no other evidence-based standards apply). Policies for hand hygiene, environmental cleaning, sterilization/high-level disinfection (HLD), safe injection practices, and point-of-care devices. INFORMATION ABOUT THE ASC PODCAST WITH JOHN GOEHLE ASC Central, a sister site to http://ascpodcast.com provides a link to all of our bootcamps, educational programs and membership programs! https://conferences.asc-central.com/ Join one of our Membership Programs! Our Patron Program: Patron Members of the ASC Podcast with John Goehle have access to ASC Central - an exclusive membership website that provides a one-stop  ASC Regulatory and Accreditation Compliance, Operations and Financial Management resource for busy Administrators, nurse managers and business office managers.  More information and Become Member The ASC-Central Premium Access Program A Premium Resource for Ambulatory Surgery Centers including access to bootcamps, education programs and private sessions More Information and Become a Premium Access Program Members Today! Important Resources for ASCs: Conditions for Coverage: https://www.ecfr.gov/cgi-bin/text-idx?c=ecfr&rgn=div5&view=text&node=42:3.0.1.1.3&idno=42#se42.3.416_150 Infection Control Survey Tool (Used by Surveyors for Infection Control) https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107_exhibit_351.pdf Updated Guidance for Ambulatory Surgical Centers - Appendix L of the State Operations Manual (SOM) https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107ap_l_ambulatory.pdf https://www.cms.gov/medicareprovider-enrollment-and-certificationsurveycertificationgeninfopolicy-and-memos-states-and/updated-guidance-ambulatory-surgical-centers-appendix-l-state-operations-manual-som Policy & Memos to States and Regions CMS Quality Safety & Oversight memoranda, guidance, clarifications and instructions to State Survey Agencies and CMS Regional Offices. https://www.cms.gov/Medicare/Provider-Enrollment-and-Certification/SurveyCertificationGenInfo/Policy-and-Memos-to-States-and-Regions Other Resources from the ASC Podcast with John Goehle: Visit the ASC Podcast with John Goehle Website Books by John Goehle Get a copy of John's most popular book - The Survey Guide - A Guide to the CMS Conditions for Coverage & Interpretive Guidelines for Ambulatory Surgery Centers 

A stunning interview from Donald Trump's gatekeeper. Trump's chief of staff says she's surrounded by a right wing zealot, a conspiracy theorist, and a president with the personality of an alcoholic. Also, as unemployment hits a four year high, JD Vance admits there's an affordability crisis.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Warning: This episode contains strong language.Palantir, a data analysis and technology company, has secured federal contracts worth hundreds of millions of dollars during President Trump's second presidency, including to develop software to help Immigration and Customs Enforcement deport people.Michael Steinberger, who spent six years interviewing Palantir's chief executive, Alex Karp, for the book “The Philosopher in the Valley,” explains how Mr. Karp went from a self-described lifelong Democrat to a champion of Mr. Trump, and the impact this transformation could have on American democracy.Guest: Michael Steinberger, a contributing writer to The New York Times.Background reading: Listen to an interview with Mr. Karp from the DealBook Summit this month.In May, the Trump administration tapped Palantir to compile data on Americans.Here is Mr. Steinberger's book, which this episode is based on.For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.

Today's episode goes full "history rhymes" as we break down President Trump signing an executive order classifying illicit fentanyl as a "weapon of mass destruction"—and what that kind of language really unlocks in the national security world.  Then we dig into the FY2026 NDAA: a roughly $900.6B defense authorization that gives the Pentagon more than it even asked for, locks in overseas commitments, and shows (again) how Congress will "check" war powers in theory… while keeping the money machine humming in practice.  If you want the bonus hang: join the Fed Haters Club at joinGML.com. Like, comment, subscribe—and tell a friend who still thinks Congress is the "adult in the room." 00:00 Introduction and Setting the Scene 00:33 Discussing the NDAA and Military Spending 01:00 Trump's Announcement on Weapons of Mass Destruction 01:13 Venezuela and Trump's Popularity Polls 04:22 Public Opinion on Military Actions 07:53 Fentanyl Crisis and Trump's Policies 08:38 Personal Anecdote: Neighbor's Drug Bust 22:31 ProLon Fasting Mimicking Diet Promotion 24:42 Venezuela's Connection to Iran 28:11 Fentanyl as a Weapon of Mass Destruction 28:59 Fentanyl as a Weapon of Mass Destruction 30:00 Personal Reflections on WMDs 32:10 Congress and Defense Spending 33:57 Military Budget and Inventory Issues 42:18 Global Military Commitments and Controversies  

Most indoor playground and play café owners don't need more ideas going into a new year — they need better execution on the ones they already have.In this episode, I break down exactly how I'm using AI right now to help my indoor playground business owner clients review numbers, tighten systems, and remove the operational friction that quietly drains time and profit.This isn't about trends or tech overwhelm. It's a step-by-step, practical walkthrough of how I recommend using AI as an analyst, operations assistant, and planning tool so you can head into 2026 with clearer priorities, stronger systems, and far less on your plate.BLOG for this episode05:00–11:00 Strategy 1: Revenue analysis to find 2026 opportunities11:00–15:10 Strategy 2: Fix party systems before busy season15:10–17:10 Strategy 3: SOPs that don't depend on the owner17:10–19:00 Strategy 4: Floor-plan-based cleaning and safety19:00–23:10 Strategy 5: Prevent membership churn with AI23:10–25:35 Strategy 6: Pricing and add-on cleanup25:35–27:55 Strategy 7: Customer message scripts and decision trees27:55–29:50 Strategy 8: Policies and incident reporting systems29:50–31:40 Strategy 9: Repurpose marketing content fast31:40–34:15 Strategy 10: Website clarity, conversion, and SEO34:15–38:35 Strategy 11: Partner and sponsor generation for 2026OTHER RESOURCES:Play Cafe Academy & Play Makers SocietyGetting Started With Your Play Cafe [YouTube Video Playlist]What's Working In The Indoor Play Industry 2025 GuideFund Your Indoor Play Business [Free Training]Indoor Play Courses & 1:1 Consulting WaitlistMichele's InstagramMichele's WebsitePlay Cafe Academy YouTube ChannelETSY Template ShopPrepare Your Indoor Playground For a RecessionPlay Cafe Academy & Play Makers SocietyQuestions and Support: Support@michelecaruana.com Play Cafe Academy & Play Makers Society: http://bit.ly/3HES7fDQuestions and Support: Support@michelecaruana.com Simplify and Scale with 50% OFF WellnessLiving: https://discover.wellnessliving.com/playcafeacademyActive Campaign Free Trial: https://www.activecampaign.com/?_r=D6IYK3HG

CONGRESS RECAP: The following panel discussion was taken from the “Building Momentum for Innovative Dual Enrollment Pathways Policies” seminar, recorded during the 2025 ACCT Leadership Congress in New Orleans, Louisiana.

In a new poll conducted by Pew Research, over fifty percent of Americans believe that the administration is doing too much deporting immigrants. Greg and Holly pour over the poll and discuss the deeper numbers.

The Republican party is grappling with policies on tariffs and immigration that are fueling inflation, but its emphasis on deregulation will ultimately help stem price increases, Citadel founder Ken Griffin said. In the wide-ranging interview with Dani Burger in Paris, he spoke about European markets, the GOP's problem with inflationary policies, the White House's Fed Chair decision and AI's impact on the economy.See omnystudio.com/listener for privacy information.

This edWeb podcast is sponsored by CAST.The edLeader Panel recording can be accessed here.Let's talk to promising practices, policies, and guidelines that state and school district leaders can implement around the use of generative AI and accessibility. Administrators must ensure that AI functionality is accessible to all students to align with the requirements of the Americans with Disabilities Act (ADA) and Section 508. Likewise, school districts must ensure compliance with federal and state education privacy laws. Yet many AI-enabled solutions are built for consumers, not education.This edWeb podcast reviews resources from the CoSN/CAST AI & Accessibility in Education: 2024 Blaschke Report and approve AI functionality as it relates to accessibility. Likewise, the panelists discuss what policies and guidance school districts should provide around AI and Individualized Education Programs (IEPs) to ensure the privacy of student data.This edWeb podcast is of interest to K-12 teachers, librarians, school leaders, district leaders, and education technology leaders.CASTWe elevate learning at every level with meticulous research and innovative professional development.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Learn more about viewing live edWeb presentations and on-demand recordings, earning CE certificates, and using accessibility features.

The naturalization ceremony is the final step of a lengthy, often years-long legal process to become a U.S. citizen. In cities across the country in recent weeks, they've been abruptly canceled for immigrants from 19 countries deemed "high-risk" by President Trump. Amna Nawaz discussed those caught in legal limbo with Gail Breslow of Project Citizenship. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Summary In this episode, Clayton Cuteri delves into various pressing topics, including the recent tragic shooting in Sydney, Australia, and its implications for global conflicts and antisemitism. He discusses the ongoing humanitarian crisis in Sudan, legal developments surrounding the Epstein case, and controversial health policies such as assisted suicide and vaccination recommendations. Throughout the conversation, Cuteri emphasizes the importance of knowledge, compassion, and the need for a unified approach to global issues.Clayton's Social Media LinkTree | TikTok | Instagram | Twitter (X) | YouTube | RumbleTimecodes 00:00 - Intro01:04 - Recent Events and Their Implications04:01 - Understanding the Sydney Shooting Incident11:44 - Global Conflicts and Humanitarian Crises14:11 - Legal Developments in the Epstein Case17:27 - Controversial Health Policies and Assisted Suicide25:22 - Vaccination Policies and Public Health30:01 - US Foreign Policy and International RelationsIntro/Outro Music Producer: Don Kin IG: https://www.instagram.com/donkinmusic/Spotify: https://open.spotify.com/artist/44QKqKsd81oJEBKffwdFfPSuper grateful for this guy ^NEWSLETTER - SIGN UP HEREBecome a supporter of this podcast: https://www.spreaker.com/podcast/traveling-to-consciousness-with-clayton-cuteri--6765271/support.Official Traveling to Consciousness Website HEREALL Indigo Education Podcasts HEREMy Book: The Secret Teachings of Jesus HERE

In the summer of 2024, Irise brought together a diverse group of young people from across the UK, alongside their allies and educators to directly inform a ‘Toilet Policy Toolkit', to equip schools with the tools they need to create a Toilet Policy that works for everyone. https://www.irise.org.uk/uk-schools-toilet-policy-toolkitKelly Greenaway is phs Group's period equality lead. Over the past nine years with the hygiene provider she has led a number of thought-leadership campaigns, which have eventually been sewn into the identity of the business. From tackling period inequality and campaigning for better access to period products for people in a variety of locations, to championing the need for dignified disposal for men, Kelly has put purpose at the heart of phs.Chrissy Cattle - CEO of Irise International Irise is an award winning, global leader in menstrual justice programming, policy and research. Takeaways: The podcast discusses a newly developed toilet policy toolkit aimed at enhancing period equity in schools. This toolkit was co-created by educators and young activists to address the issue of toilet access. Research indicates that many students face significant barriers when trying to access school toilets, including the need for permission and limited availability. The conversation emphasizes the importance of listening to young people's experiences and incorporating their feedback into effective policy-making. The podcast highlights the collaboration between organizations to drive change in menstrual health and hygiene education. Both guests underscore the necessity of improving toilet accessibility to support students' health and well-being during their menstrual cycles. Chapters:00:02 - Introduction to the Toilet Policy Toolkit04:55 - Understanding the Challenges of Period Equality in Schools09:46 - The Toolkit and Its Implementation20:09 - Advocating for Period Equity: Insights and Initiatives26:49 - Empowerment through Leadership ProgramsKelly Greenaway - phs Group https://www.phs.co.uk/ https://x.com/phsgroupChrissy Cattle - Irise International https://www.irise.org.uk/ https://www.instagram.com/irise_international/Show Sponsor – National Association for Primary Education (NAPE) https://nape.org.uk/Find out more about their Primary First Journal: https://www.educationonfire.com/nape

The Day the “Emergency Fund” Met Real Life Rachel here. Many tell us the same story: “I saved the emergency fund, but I'm worried I'm losing ground to inflation and missed opportunities.” https://www.youtube.com/live/T7O8abZDKw8 Because for most people, the “emergency fund” is a lonely pile of cash—stuck in a corner doing next to nothing. It feels safe, until inflation and opportunity cost quietly erode it. Today Bruce and I want to reframe that pile into something far better: emergency fund alternatives that give you liquidity and momentum. What You'll Get From This Guide If you've ever wondered how to stay liquid for the unknown without parking money in low-yield accounts, this is for you. We'll show you how to: Design liquidity that protects your family and keeps compounding intact Think “emergency and opportunity,” not either/or Decide how much liquidity you actually need Compare storage options (banks, brokerage, HELOCs, and emergency fund alternatives like cash value life insurance) Understand policy loans, interest, IRR, and why control and flexibility often beat chasing the “best rate” By the end, you'll have a practical blueprint to keep cash ready for life's surprises—without stalling your long-term growth. The Day the “Emergency Fund” Met Real LifeWhat You'll Get From This Guide1) Why Most People Misunderstand “Emergency Funds”Emergency Fund Alternatives vs. Cash-in-the-Bank2) How Much Liquidity Do You Actually Need?Emergency Fund Alternatives for Real Estate Investors3) Liquidity from Cash-Flowing Assets4) Where to Store Liquidity: A Practical Comparison5) Cash Value as an Emergency–Opportunity FundEmergency Fund Alternatives Using Whole Life Insurance6) “But What About Loan Rates vs. Policy IRR?”7) Real Estate, HELOCs, and Policy Loans—How They Compare8) Early-Year Liquidity & Design Reality9) The Two Big Mindset ShiftsEmergency Fund Alternatives That Keep You in Control10) Implementation Steps You Can Start This WeekWhy This MattersListen In and Go DeeperFAQWhat's the best place to keep an emergency fund?Are whole life policies good emergency fund alternatives?How much liquidity should real estate investors keep?Do whole life policy loans hurt compounding?Policy loan rate vs. policy IRR—what matters most?HELOC or whole life policy loan for emergencies?Book A Strategy Call 1) Why Most People Misunderstand “Emergency Funds” Most picture a rainy-day stash: a fixed dollar amount “just in case.” The problem? That mindset narrows your field of vision to only bad events. You end up over-saving in idle cash, under-preparing for real opportunities, and missing compound growth. The better frame is liquidity for emergencies and opportunities—capital that can pivot quickly, without losing momentum. Emergency Fund Alternatives vs. Cash-in-the-Bank Savings accounts provide easy access but pay little, expose you to inflation, and interrupt compounding when you withdraw. Emergency fund alternatives aim to keep liquidity and let your money continue working. 2) How Much Liquidity Do You Actually Need? Rules of thumb (3–6 months) don't account for your real situation: expenses, income volatility, business ownership, real estate cycles, and your emotional comfort. Bruce and I coach clients to answer three questions: Cash flow cushion: If your income paused, how long until you're back on track? Asset mix & access: Where is your capital now, and how liquid is it (including taxes/penalties)? Personal margin: What amount helps you sleep at night without freezing progress? The right number blends math and emotion. Peace of mind matters because you'll only stick with a plan you believe in. Emergency Fund Alternatives for Real Estate Investors Great operators earmark a percent of rents for vacancies, repairs, and cap-ex—plus a broader, flexible reserve. Emergency fund alternatives make that reserve productive while keeping it accessible. 3) Liquidity from Cash-Flowing Assets One overlooked “emergency fund” is consistent cash flow. If assets deposit $5K–$20K/mo. into your checking account regardless of your job, you may need less static cash. Let the monthly stream cover life's bumps—while your capital base keeps compounding. Cash flow accumulates → periodically deploy to premium (more on that next) Short-term bank buffer exists, but money doesn't linger there You stay positioned for both emergencies and deals 4) Where to Store Liquidity: A Practical Comparison VehicleLiquidityGrowth/DragTaxes on AccessProsConsBank savings/HYSAInstantLow; inflation dragNo capital gains on principalSimplicity, FDICOpportunity cost; interrupts compoundingBrokerage (cash/short-term)High–moderateVariesPossible gains taxesOptional yieldMarket risk; sale can trigger taxesHELOCOn-demand (if open)House appreciates regardlessLoan (not income)Flexible; common for investorsBank approval; can be frozenCash Value Whole Life3–5 days via policy loansUninterrupted compoundingLoan (not income)Control, guarantees, death benefitMust qualify; early-year liquidity is lower Bottom line: Banks are fine for swipe-ready cash. But for meaningful reserves, emergency fund alternatives that preserve compounding and add optionality often fit better. 5) Cash Value as an Emergency–Opportunity Fund This is where Infinite Banking principles shine. Premium dollars build cash value (guaranteed growth + potential dividends) and a rising death benefit. When you need liquidity, you borrow against cash value. Your cash value keeps compounding uninterrupted while the insurer's general fund provides the loan. Result: Capital keeps working; you gain flexibility Mindset: Be both the producer and the banker in your life Governance: Treat loans like a bank would—repay with intention to restore capacity Emergency Fund Alternatives Using Whole Life Insurance Liquidity in days (not months) Access via loan documents—not a bank underwriter If you pass away with a loan outstanding, it's simply deducted from the death benefit; your heirs still receive the net 6) “But What About Loan Rates vs. Policy IRR?” Bruce said it well: I care less about a single rate and more about the system—control, flexibility, and volume of interest over time. IRR reflects long-term, policywide performance. Loan rate is what you pay while capital continues compounding inside the policy. Volume matters: The faster you repay, the less interest volume you pay—at the same rate. Meanwhile, rising death benefits and dividends work in your favor. Chasing the perfect spread can stop you from using a system designed to keep your compounding intact and your options open. 7) Real Estate, HELOCs, and Policy Loans—How They Compare A helpful analogy: a policy loan works like a HELOC on your house—the property can keep appreciating whether a lien exists or not. With cash value, your “property” is the policy: growth continues by contract, and you place a lien to access cash. Differences: Access: Policy loans are paperwork-simple; HELOCs require bank re-approval and can be frozen. Speed: Policies often fund in 3–5 business days; HELOC timing varies. Control: With a policy, you set repayment terms; with banks, they do. For investors, combining a small bank buffer, a HELOC, and cash value creates layers of redundancy—plus uninterrupted compounding. 8) Early-Year Liquidity & Design Reality Honest trade-off: in the first year(s), you won't have access to 100% of premium dollars. That early drag buys you guarantees, long-term compounding, and a growing death benefit. Design matters (base + paid-up additions) and expectations matter. Ask: Do I really need every dollar back in 30 days? Most don't. By years 3–4, well-designed policies are commonly close to dollar-for-dollar access on new premium—and rising. 9) The Two Big Mindset Shifts From Emergency to Emergency–OpportunityStop saving only for the worst. Start storing capital that can respond to anything—repairs, vacancies, investments, giving, tuition, tithing, trips. From Saver to BankerDon't just hold capital; govern it. Design rules. Repay loans. Value your capital at least as much as a bank would. This shifts you from scarcity to stewardship. Emergency Fund Alternatives That Keep You in Control The aim isn't a magic product; it's a governed system that preserves compounding, widens options, and serves your family for decades. 10) Implementation Steps You Can Start This Week Clarify your true liquidity need. Calculate 90–180 days of net cash flow needs, not just expenses. Segment reserves: Keep a thin swipe-ready bank buffer; move the rest to emergency fund alternatives (e.g., cash value). Document loan rules: When you borrow, how will you repay? From what cash flow? On what rhythm? Automate funding: Set recurring transfers to build capital consistently. Review quarterly: Check buffer size, upcoming premiums/PUAs, deal pipeline, and family needs. Think generationally: Policies on multiple family members expand access, diversify insurability, and strengthen your long-term plan. Why This Matters Your “emergency fund” shouldn't be a deadweight expense. With emergency fund alternatives, you can keep liquidity, protect your family, and maintain uninterrupted compounding. Cash-flowing assets provide monthly cushion. Cash value provides controlled access, contractual growth, and a rising death benefit. Together, they create a resilient system that handles storms and seizes sunshine. Listen In and Go Deeper Want the full conversation—including examples, loan mechanics, and our candid takes on rates, IRR, and real-world trade-offs? Listen to the podcast episode on Emergency Fund Alternatives to hear how we actually apply this with clients and in our own families.

Send us a textEver watch a headline and feel the room split between “grown folks' business” and “that's against the rules”? We open with a college coach scandal and quickly drop the rivalry noise to face the real issue: what's consensual is not always permissible when power sits at the table. We unpack how dating a subordinate distorts choice, why pay raises and special treatment torch credibility, and where HR policies draw the line. It's not pearl-clutching—it's about pressure, optics, and careers that end because boundaries weren't respected.From ethics to absurdity, we jump into a viral “Royal Rumble with 80-year-olds” scenario that turns into something surprisingly grounded: aging bodies, old man strength, and the art of admitting your knees have a vote. We talk recovery, realistic pickup hoops, and why the smartest play might be asking for the pass right in your chest. Then we take a hard look at fragile pride—how seeing an ex with someone “better” can spin you out—and trade jokes and truths on comparison, status, and the stories we tell ourselves to feel okay. The laughs land, but the takeaways stick: don't make policy a suggestion, and don't let ego drive the car.We round things out with movie recs (Shawshank Redemption, Big Fish, Predator entries), a nod to coin-collecting apps, and a Powerball daydream, all threaded by the same theme: choices, chance, and what we value. If you've ever wrestled with workplace rules, midlife fitness, or the sting of a bruised ego, pull up a chair. Hit play, subscribe, and share a moment that made you think—or laugh out loud. And if you've got a hot take on “consensual vs. allowed,” drop it in our DMs and leave a review so we can keep this conversation rolling.Thanks for listening to the Nobody's Talking Podcast. Follow us on Twitter: (nobodystalking1), Instagram : (nobodystalkingpodcast) and email us at (nobodystalkingpodcast@gmail.com) Thank you!

In this follow up conversation, MFR therapist Cassandra Sohn returns to share what the “middle phase” of growth looks like inside Foundations. We talk about building a quieter brain, installing clear policies, selling treatment packages, and staying consistent through dips so fully booked becomes steady and sustainable. Key Takeaways Biggest week to date. Three packages sold for $4,125 in one week. Policies lowered no shows and late cancels. First visit prepay and clear 24 hour cancellation language. Clarity creates retention. Start sessions with goals, end with a plan and rebook. Packages equal better outcomes. Plans are framed around goals and reassessed at visit four. Mindset shifted from “I am just a small business” to “I am the expert.” Pricing increased from 165 to 225 with room to adjust again based on capacity and goals. What's Next for Cassandra Cassandra's next chapter includes leading her MFR practice with clear CEO energy instead of a busy brain, protecting a schedule that supports her focus, and making decisions from intention instead of urgency. She plans to keep refining her systems, trusting her expertise, and creating content that speaks directly to the clients who are ready for deep myofascial release work and long term change.  Website   **This podcast is not medical advice and is not a substitute for consultation with an appropriate medical professional. We make no representations as to any physical, emotional, or mental health benefits that may be derived from listening to our podcast. Likewise, we do not make any representations or guarantees as to any possible income, business growth, additional clients, or any other earnings or growth benefits that may be derived from our podcast. Any testimonials, examples, or other results presented are the experiences of one client. We do not represent or guarantee you will achieve the same or similar results. You understand and agree you are solely responsible for any decisions you make from the information provided.**   The MFR Coach's Podcast includes affiliate links in its show notes. This means we may earn a commission if you click on or make purchases via the links in our show notes.

On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth talk broadly about changes in health care coverage, including uncertainty around subsidies next year, along with other financial and economic shifts playing out right now. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

The naturalization ceremony is the final step of a lengthy, often years-long legal process to become a U.S. citizen. In cities across the country in recent weeks, they've been abruptly canceled for immigrants from 19 countries deemed "high-risk" by President Trump. Amna Nawaz discussed those caught in legal limbo with Gail Breslow of Project Citizenship. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Corruption and waste in federal and state government are costing taxpayers billions—and Minnesota’s ongoing welfare fraud scandal is a prime example. This must-hear episode takes a hard look at who’s really siphoning off your hard-earned tax dollars. Dr. Wendy Patrick and attorney Larry Dershem are joined by Eric Eggers, Vice President of Research at the Government Accountability Institute and co-host of The Drill Down podcast with Peter Schweizer. Drawing on his extensive investigative experience, Eggers breaks down the true scope of government welfare fraud, explains how these schemes persist, and outlines practical steps that could significantly reduce abuse going forward. Informative, eye-opening, and timely, this episode delivers expert insight you won’t want to miss.See omnystudio.com/listener for privacy information.

Chris Markowski, the Watchdog on Wall Street, discusses various pressing economic issues, including the role of government in economic growth, the impact of tariffs, state governance, immigration, and drug trafficking. He emphasizes the importance of financial freedom and the need for individuals to take charge of their economic futures while critiquing government policies that hinder growth and prosperity.

The billions of dollars of committed investments, record low oil prices, shrinking inflation and many more affects from President Trump's economic policies will soon impact American's wallets in the new year. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Seattle metro area just recorded one of the largest declines in job listings in the entire U.S., according to new employment data. Job postings are down more than 35% compared to pre-pandemic levels, with tech and professional sectors hit the hardest.

The Rod and Greg Show Rundown – Thursday, December 11, 20254:20 pm: Beth Brelje, Elections Correspondent for the Federalist, joins the show to discuss how American taxpayers are helping pay for Somalian immigrants not to assimilate into American culture.4:38 pm: Economist Steve Moore, co-founder of Unleash Prosperity, joins Rod and Greg for his weekly conversation about the nation's economy, and today they'll discuss the changes we've seen, and aren't seeing, with prices of goods and services in the U.S.6:05 pm: Ian Haworth, author and political commentator, joins Rod and Greg to discuss his latest Substack piece about Australia's ban on social media for everyone under 16 years of age is a terrible idea.6:20 pm: Issac Orr, co-founder and Vice President of Research at Always On Energy Research, joins the program to discuss the results of a new report from the Institute for Energy Research showing how blue state policies lead to higher energy costs.6:38 pm: Maisey Jefferson, Staff Editor at The Federalist, joins the show for a conversation about her piece on why people shouldn't compare the Holy Family to illegal immigrants.

In this honest and theologically grounded conversation, Pat Kahnke and global Christian leader Tihomir Kukolja unpack the biblical warning in Romans 2:24 — “God's name is blasphemed among the Gentiles because of you.” Together, they confront the deep harm being done to the Christian witness by Donald Trump and the current Christian nationalist movement in America.

Angela Yeo and Mahesh Mistry, AM Best, said requirements forcing reinsurance in local markets are spreading from emerging to developed economies. Both spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

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On this episode of Fox Across America, Jimmy Failla tells us what's really going on in the Caribbean as tensions between the U.S. and Venezuela appear to be reaching a boiling point. Host of the “Kennedy Saves The World” podcast Kennedy stops by to call out the social media personalities who have been using their platforms to push conspiracy theories about the death of Charlie Kirk. PLUS, California GOP gubernatorial candidate Steve Hilton checks in to blast the Golden State's current Governor Gavin Newsom for being more interested in selling his book than making life more affordable for people in his state. [00:00:00] U.S. seizes Venezuelan oil tanker [00:38:30] Kennedy [00:56:05] Rage-bait is driving conspiracy theories on social media [01:14:07] Gavin Newsom already preparing for the 2028 election [01:33:03] Steve Hilton Learn more about your ad choices. Visit podcastchoices.com/adchoices

Homeland Security Secretary Kristi Noem is expected to face fierce questioning from House Democrats on Dec. 11 over the Trump administration's immigration policies.Noem is testifying before the House Homeland Security Committee on “Worldwide Threats to the Homeland,” which is likely to focus heavily on immigration. Also attending Thursday's hearing are Joseph Kent, the director of the National Counterterrorism Center, and Michael Glasheen, operations director of the national security branch of the FBI.The Senate is poised for a Dec. 11 vote on competing measures to resolve the standoff over extending the expiring Obamacare subsidies. Both are likely to fall along party lines and to fail to reach the 60-vote threshold required to advance legislation in the Senate. The subsidies were created in 2021 as a temporary measure to blunt the economic impact of the COVID-19 national health emergency. Originally offered for two years, the enhanced subsidies were further extended for three years and will expire at the end of this month.

A group of young Montanans are asking the state Supreme Court to overturn new laws that weaken the state's ability to regulate planet warming emissions, and exclude some fossil fuel projects from environmental review. This filing comes a year after they won a landmark ruling over Montana's constitutional right to a "clean and healthful environment."

Episode: #408 Hosts: Andy Shiles & Lalo Solorzano Guest(s): Mike Musheinesh, CEO of Detroit Axle Published: Insert date Length: ~39 minutes Presented by: Global Training Center Episode Summary In one of our most powerful and revealing episodes of the year, Andy and Lalo sit down with Mike Musheinesh, CEO of Detroit Axle, to expose the real-world, real-human impact of the accelerated tariff changes implemented under the Trump administration. This conversation is raw, emotional, and brutally honest. It blends economics, politics, business strategy, and human reality into the clearest picture yet of what happens when tariff changes hit industries faster than companies can possibly adapt. Detroit Axle — a family-built, half-billion-dollar U.S. company employing hundreds across Detroit, El Paso, and Juarez — is now facing seismic pressures from massive tariff spikes, sudden de minimis repeal, skyrocketing materials costs, slowed consumer spending, and policy decisions made with little warning. Mike breaks down: How tariffs jumped from $25,000 per $1M of imports… to $625,000–$725,000 Why overnight policy changes destroyed logistics models built over 30 years Why these decisions threaten not just executives, but hundreds of families How Detroit Axle trains returning citizens, rebuilds parts manually, and sustains U.S. jobs Why even supportive CEOs struggle when change comes so suddenly How the company is pivoting toward Canada and Mexico Why Congress vs. Presidential authority may redefine U.S. trade policy And why the Supreme Court's ruling could make or break this company's future This episode is the perfect capstone to a year full of tariff discussions — tying everything together through a real, relatable, human story.  Key Learnings & Takeaways 1. Tariff volatility isn't just policy — it's people Detroit Axle employs hundreds across three countries. A sudden repeal of de minimis and massive tariff spikes have already paused a 350,000 sq ft Detroit expansion — affecting jobs, families, and local economies. 2. The cost increases are staggering Tariffs on a million dollars of imports climbed: From $25,000 To $625,000–$725,000 Companies cannot absorb increases of this scale without raising prices or reducing investment. 3. Abrupt policy changes destroy planning cycles Congress initially set a 2027 timeline. The administration moved that to 2025, leaving companies with no runway to pivot. 4. De minimis repeal hurts much more than China Small businesses, U.S. e-commerce, border operations in El Paso/Juarez, and consumers all pay the price. 5. Tariffs were intended to bring leverage — but reciprocity hasn't followed Countries such as India and Vietnam lowered tariffs on U.S. goods… …but the U.S. didn't lower tariffs in return, creating tension and reducing competitiveness. 6. America's manufacturing gap is now painfully visible Mike explains the loss of: Machinery Skills Manual trades Technical knowledge Replacing that ecosystem takes years, not weeks. 7. The Supreme Court case could reshape trade authority The outcome may determine: Whether presidential tariff power remains broad Whether Congress must reassert authority And whether companies like Detroit Axle get relief  Episode Resources Detroit Axle – Learn more about Mike's company: Detroit Axle Website Mike Musheinesh (LinkedIn) Connect with Mike Learn more about Global Training Center programs: Trade Compliance Courses Trade Strategist Training Join the Trade Geeks Community: Trade Geeks Portal Subscribe & Follow Stay connected with Simply Trade and never miss an episode: LinkedIn – Global Training Center Follow GTC YouTube – Simply Trade Podcast Subscribe on YouTube Spotify Listen on Spotify Apple Podcasts Listen on Apple Podcasts

Beast System News: TRUMP “ONE RULE” Artificial Intelligence Regulation Policies to be Limited at State LevelTo support the [Show] and its [Research] with Donations, please send all funds and gifts to :$aigner2019 (cashapp) or https://www.paypal.me/Aigner2019 or Zelle (1-617-821-3168). Shalom Aleikhem!

I'm excited to welcome Jane Phipps to The Debra Shepherd Podcast this week. Jane is a transformational leader, consultant, and former COO with over 20 years' experience across education, government, and the not-for-profit sector. A finalist for the 2024 Outstanding Leadership Award and a certified Mental Health First Aider, Jane's known for building inclusive, values-driven teams and leading change with heart. Drawing on her lived experience as a single mum and survivor of workplace bullying, Jane's heart-centred approach blends courage, empathy, and integrity. Based in Melbourne, Jane mentors emerging leaders and helps organisations align strategy with humanity—always supported by her loyal (and demanding) cat, Duchess.   In this episode, Jane shares her story. We talk about the importance of heart-centred leadership and her Jane's book, The Heart-Centered Leader: Transformation and Healing from Narcissistic Abuse to Self-Empowerment. HIGHLIGHTS Jane shares her personal story and talks about why she wrote the book twice before it was published. The importance of psychological safety in the workplace and how it's about bringing your whole self to work. Policies are critical, but it's equally important to focus on how people feel. People want to be part of an inclusive workplace where they feel valued and work for a purpose. Psychological safety and why it's the foundation of a high performing culture. The relationship between psychological safety and emotional intelligence. The importance of communication in creating psychological safety and fear-free workplaces. Jane shares how her experiences have shaped her leadership style.  Plus, more!   SHOW NOTES Get all episode show notes here:   www.debrashepherd.com.au/debra-shepherd-podcast     CONNECT WITH JANE PHIPPS www.janephippsauthor.com Instagram @JanePhippsAuthor   CONNECT WITH DEBRA www.debrashepherd.com.au Instagram @_DebraShepherd   Work With Debra

Health insurance is getting more expensive next year. Costs are rising for people on employer plans, Medicare, and especially for those who buy coverage through the Affordable Care Act marketplace.   The 21st Show is Illinois' statewide weekday public radio talk show, connecting Illinois and bringing you the news, culture, and stories that matter to the 21st state. Have thoughts on the show or one of our episodes, or want to share an idea for something we should talk about? Send us an email: talk@21stshow.org. If you'd like to have your say as we're planning conversations, join our texting group! Just send the word "TALK" to (217) 803-0730.Subscribe to our podcast and hear our latest conversations.   Apple Podcasts: https://podcasts.apple.com/us/podcast Spotify: https://open.spotify.com/show/6PT6pb0 Find past segments, links to our social media and more at our website: 21stshow.org.

In this episode, Emily interviews Doug Cardell, PhD, an economist, systems dynamics modeler, educator, and author of 'Why Socialism Struggles.' Dr. Cardell discusses his new book, which explores the economic missteps of socialism and its unrealistic goals. He explains the distinctions between socialism, social democracy, and social capitalism, and highlights the complexities of managing a modern economy. Dr. Cardell argues that socialism, as envisioned by Karl Marx, is fundamentally flawed and impractical, often conflating with misguided government interventions within capitalist frameworks. The conversation also touches on voting, government shutdowns, economic policy, and the analogy of capitalism to the human body's spontaneous order. 00:31 The Threat of Socialism01:43 Understanding Socialism vs. Capitalism02:06 The Flaws of Marxism07:56 Government Intervention in Capitalism14:20 Matters Speed Roundhttps://dougcardell.com/https://www.barnesandnoble.com/w/why-socialism-struggles-doug-cardell/1148094114https://www.amazon.com/-/es/Doug-Cardell/dp/B0FPR5ZFR8This podcast is brought to you by Matters.com. (Formerly Solvecast.)A new social media and collaboration platform - launching soon. Join thousands getting the Matters.com newsletter — world news, fresh perspectives, and early beta access.

President Trump's policies are similar to Reagan's policies except with a little rocket-fuel added. Learn more about your ad choices. Visit megaphone.fm/adchoices

NPR’s Tamara Keith and Amy Walter of the Cook Political Report with Amy Walter join Amna Nawaz to discuss the latest political news, including how President Trump is starting to face some pushback on several fronts, including from within his own party, and the impact of the president's economic policies. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Biden Was Warned His Border Policies Would Cause “Chaos”­—Didn't Care

In this jaw-dropping episode, Tara uncovers a stunning web of fraud — from Minnesota to Maine — involving nonprofit scams, migrant services agencies, Medicaid billing, and even money allegedly funneled to build paramilitary forces overseas.

Political musical chairs is underway in Texas on deadline day for candidates to file for the midterm elections. We'll explore where we stand and what it means today.Mandatory course reviews and changes to policies at universities have faculty warning of dire threats to academic freedom, especially when it comes to teaching hot-button topics – like […] The post Trans students push back as university policies shift appeared first on KUT & KUTX Studios -- Podcasts.

On today's episode Big T, PFT and Arian give us their top three policies that they would run on if they were running for office. Plus, they get into the college football plays and rankings, Joe Rogan's take on AI and how it relates to religion, Arian's championship game, the world cup draw and much more. Enjoy! (00:03:14) College Football Playoffs (00:19:01) Joe Rogan on AI and Religion (00:32:24) Disabilities in College (00:39:40) Arian's Little League Championship Game (01:00:42) Deshaun Watson & The Browns (01:18:12) World Cup Draw (01:22:05) Presidential Policies (02:44:58) NBAYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/macrodosing