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This edition of Money Money Money is for those who are looking to take a loan for discretionary spends. What will the banking industry offer its credit card and personal loan customers in 2020? Will interest rates get cheaper and what's the best way to borrow smart? We discuss this issue with Sudipta Roy, head of unsecured assets at ICICI Bank and Navin Chandani, the chief business officer of Bankbazaar.
Slowdown blues have meant several rate cuts by the Reserve Bank of India (RBI) over the last few months. In fact, the RBI slashed the repo rate by 35 basis points in the last policy earlier this month. The central bank has also been aggressively pushing for better transmission - simply put, the RBI wants banks to pass on these rate cuts to borrowers in the form of cheaper loans. Another key development that borrowers need to be aware of is 'external benchmarking' - this will have a significant bearing on the rate of interest that you would have to pay on that home or car loan. So will rates fall further? What should old borrowers do? When should you think about switching that home loan? In this episode, we discuss all these issues with Navin Chandani, chief business development officer at BankBazaar and personal finance expert Harsh Roongta.
What exactly is a credit score? Where do you use it? Why is it useful to you? Mr. Navin Chandani, Chief Business Development Officer at BankBazaar explains. Talk to Anupam on Twitter - @b50 Listen to our latest episode on Credit Cards with Navin Chandani where he talks to Anupam about how many credit cards are ideal for you and which one is the best for you: https://ivm.today/2NpXcKy You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
क्रेडिट स्कोर क्या होता है? यह कहाँ से मिलता है? क्रेडिट स्कोर का क्या फायदा है? जानिये बैंकबाजार के चीफ बिज़नेस डेवलपमेंट अफसर, नविन चांदनी से. अनुपम से ट्विटर पे बात करें - @b50 Listen to our latest episode on Credit Cards with Navin Chandani where he talks to Anupam about how many credit cards are ideal for you and which one is the best for you: https://ivm.today/2NpXcKy You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
On this episode, Mr. Navin Chandani, Chief Business Development Officer at BankBazaar.com explains the concept of credit scores. What's a good credit score and why must you have a good score? How does it impact some of your key life decisions? Find out. Talk to Anupam on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
How to choose a good credit card for yourself? Mr. Navin Chandani, Chief Business Development Officer at BankBazaar explains. Talk to Anupam on Twitter - @b50 Listen to our latest episode on Credit Cards with Navin Chandani where he talks to Anupam about how many credit cards are ideal for you and which one is the best for you: https://goo.gl/4DUYbF You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
अच्छा क्रेडिट कार्ड कैसे चुन सकते है? जानिये बैंकबाजार के चीफ बिज़नेस डेवलपमेंट अफसर, नविन चांदनी से. अनुपम से ट्विटर पे बात करें - @b50 Listen to our latest episode on Credit Cards with Navin Chandani where he talks to Anupam about how many credit cards are ideal for you and which one is the best for you: https://goo.gl/4DUYbF You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
How many credit cards are ideal for you? What is the best credit card for you? How do you choose one? To explain this, we have Mr. Navin Chandani, Chief Business Development Officer and BankBazaar. Talk to Anupam on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
What is a credit card and how is it different from a debit card? Mr. Navin Chandani, Chief Business Development Officer at BankBazaar explains. Talk to Anupam on Twitter - @b50 Listen to our latest episode on Credit Cards with Navin Chandani where he talks to Anupam about how you can choose the right credit card and how to use them in a smart manner: https://ivm.today/2K9ymQf You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
क्रेडिट कार्ड और डेबिट कार्ड में क्या अंतर है? जानिये बैंकबाजार के चीफ बिज़नेस डेवलपमेंट अफसर, नविन चांदनी से. अनुपम से ट्विटर पे बात करें - @b50 Listen to our latest episode on Credit Cards with Navin Chandani where he talks to Anupam about how you can choose the right credit card and how to use them in a smart manner: https://ivm.today/2K9ymQf You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/
What exactly is a credit card? How do you choose them and how do you use them in a smart manner? To explain this, we have Mr. Navin Chandani, Chief Business Development Officer and BankBazaar. Talk to Anupam on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/