Podcasts about credit cards

Americans rack up record levels of credit card debt, college athletics undergo massive changes with sweeping financial implications, and California's electric vehicle rebate programs face significant setbacks. Get the facts first on Morning Wire.

J. Money of Budgets Are Sexy compares payday loans to credit cards Episode 1992: Payday Loans vs. Credit Cards by J.Money of Budgets Are Sexy J. Money is a 6'1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy compares payday loans to credit cards Episode 1992: Payday Loans vs. Credit Cards by J.Money of Budgets Are Sexy J. Money is a 6'1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

For most people, for good or ill, credit cards are a part of everyday life. We think we know everything about them, but often, that's not true. We'll talk about some things you may not know about credit cards today on MoneyWise. DOUBLE-EDGED SWORD Okay, so the first thing you may not know about credit cards is that the rewards most of them offer are really a double-edged sword. Sure, they're nice. Who doesn't want to earn a free airline ticket or get 2-5% cash back on purchases? But the value of those rewards is quickly gobbled up if you don't handle credit cards properly. The only way to do that is by paying them off in full every month. If you don't, the interest you pay will quickly add up to more than any rewards. That's why credit card companies love to hand them out. It's a big net gain for them. IT WON'T SAVE YOU The next thing you might not know is that a credit card won't save you if you have a financial setback like a job loss or the need to replace an expensive item. Believing it will prevent you from saving up an emergency fund. Think about it, if you don't have money on hand to meet an emergency, you have to borrow, usually by using a credit card, at very high interest. A rate of 28% isn't uncommon. So start saving now to avoid that. Set a goal of $1500. Then work your way up to one month's living expenses. And keep going until you have 3 to 6 months' worth in the bank. Never rely on a credit card for emergencies. YOU PROBABLY DON'T NEED IT The next thing you may not know about that piece of plastic in your wallet is that you don't need it to shop online or rent a car. Once upon a time that was probably true for renting a car, but it's never been the case for buying online. The fact is, in most cases, a debit card will work just fine for those things. In the case of a car rental, the company will probably put a hold for something like $500 on your debit card, just like they would with a credit card. CAN YOU GET REWARDS WITHOUT A CREDIT CARD? Here's something else you probably didn't realize: You don't need a credit card to get rewards. Let me explain. You can give the reward to yourself by using cash instead of plastic. Studies show you'll save 10-30% by using cash. That's because you know it's real money out of your pocket. You naturally spend less. And safe to say, you'll never get 30% cash back from your credit card company. BEWARE OF STORE CARDS The next thing you may not know is that having a store credit card usually won't result in big savings. Sure, a store card may come with a great introductory offer, but store credit cards have some of the highest interest rates out there. They may actually make more money in interest than they do selling things. A store credit card is never a good idea unless you're relentless about paying it off every month. And even then, you don't need it. A regular credit or debit card works just fine. YOU DON'T NEED A CARD TO BUILD CREDIT We've saved probably the biggest thing you may not know about credit cards for last. You need a credit card to build credit! You can build a credit history just by paying your bills on time. Depending on your income, of course, you can even qualify for a mortgage by paying your rent, utilities, and perhaps a car loan on time every month. You may want to check with your landlord about having your payments reported to the credit bureaus. They won't necessarily do it, but they do have that option. Or you can pay a service to report them for you. But keep in mind, the reverse is also true. You can ruin your credit by not paying your bills on time. If you feel you must get a credit card to build up your credit history, you can get a secured card. It allows you to spend only the amount of money you pre-load into the account. Then, make one purchase each month with the card for a budgeted item, and you'll begin to build your credit history. Just make sure the issuer reports those transactions to the credit bureaus and that you pay it off in full every month. Most credit card companies offer a secured version. By the way, you can also build your credit history by becoming an authorized user of someone else's credit card, like a parent. You don't even have to use the card to get the benefit of the cardholder's payment history. So those are some things you may not have known about credit cards. We hope they help you use them wisely. On today's program, Rob also answers listener questions: ● How do you determine the tithe amount on a property sale? ● How can you get started with a household budget? ● Should you entertain an offer from someone offering to buy your house for cash? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Welcome to Pro Football Fast Break show number 83. Today we stay in the AFC West we do a Deep Dive of the Kansas City Chiefs.  We'll predict the Chiefs wins and losses in 2022 and answer the question...are the Chiefs still the dominate team in the AFC West and AFC overall? Plus we're talking first NFL Fantasy Football Drafts. Next week we've got the New England Patriots and we will an extensive Deep Dive! All that and more inside Pro Football Fast Break! Reach us by email at profootballfastbreak@gmail.com to make a comment, question or for sponsorship opportunities.   Pro Football Fast Break has an NFT!  Visit www.opensea.com and search "Pro Football Fast Break".  This NFT is only $5 and it comes with a shout-out on the show!  Also search for "PGD Goat" while you're there for a really cool NFT opportunity!!   Up to 70% off Airline Tickets - Call Tickets That Cheap at 802-317-1986   Do you have Credit Card or Student Loan Debt?  Learn how to reduce your debt to a fraction of what you owe. Call the Debt Hotline for FREE advice.  800-475-7125   Be sure to follow us on Twitter @PFBFASTBREAK and ask a question to be featured on our next show. Visit our Website at www.profootballfastbreak.com

The Musers had quite an interesting return back from training camp. 8.8.22.See omnystudio.com/listener for privacy information.

 Links Mentioned DropshipBreakthru.com/Call — Thinking about joining the course? Book a no obligation call with Jon and he'll walk you through it!DropshipBreakthru.com/CapitalOne — Get 2% back on all of your business's expensesDropshipBreakthru.com/Amex — Rack up the points to fly in style for free!DropshipBreakthru.com/Coinbase — 4% back using their debit cardDropshipBreakthru.com/message — Want to hear something on the show?  Leave us a message and tell us about itDropshipPodcast.com — You can find all show notes hereDropshipBreakthru.com — Learn how to start your own High Ticket Ecommerce businessPatreon.com/DropshipPodcast — Join us for our longer form podcast and get all back episodes for freeJoin Our FREE Facebook GroupFollow DropshipBreakthru on FacebookSubscribe to the Dropship Breakthru YouTube ChannelNever miss an episodeSubscribe wherever you get your podcastsHelp the showLeave a review

Junior had some fraudulent charges on his credit card after losing it at DFW airport, so the Musers decide to call it in and get some answers. 8.8.22.See omnystudio.com/listener for privacy information.

Hey everybody. What's up. It's Justin live from B2B vault, the payment technology podcast with your host, Alan Copeman. And we'll be providing you educational information about. Payments FinTech, decentralized finance and the technology businesses use in today's world. And in today's podcast, we're gonna be talking about high risk. Excuse me, we're gonna be talking about merchants, small businesses and chargebacks, and there's always different ways of fighting the chargeback different, crazy stories about the chargeback. Alan has a lot of, interesting stories about that as well. I, myself, wasn't very familiar with this process.

  The serious risk of credit card fraud while conducting transactions in your automotive business can be overwhelming if it regrettably happens. We dedicate a complete show on the latest alarming statistics regarding credit card scams, and how your automotive business can properly prepare to avoid them. We also review strategies to attain the lowest legitimate merchant fees without overpaying with special guest Dan Arndt of Card Connect Paradise. Join us as we investigate : -How thieves are getting technologically more clever with skimming devices -The risks to avoid with staff accepting payments & the importance of training -The variety of hardware and software to keep you financially secure as a merchant

Adam and Steve discuss the market, jobs, and credit card debt. Callers have questions about raising their credit score and buying defense stocks.

About the Episode:  In this episode we are answering some commonly asked questions about credit cards and credit scores. In our current events segment, we are talking about mortgage interest rates. Today's success story comes from Carolyn who is squashing debt and getting ahead! Resources: FULLY FUNDED LIFEIWBNIN Ladder Slido Bankrate   Related Monday Money Tip Podcast Episodes: Episode 169: How to Fix Bad Credit Episode 126: How Bad Credit Impacts Your Wallet Episode 113: How to (Re)Build Your Credit Email info@iwbnin.com to ask questions or share success stories.

This week we give an update on rising inflation and when will there be relief.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

For Episode 101 of the Wealth On Any Income Podcast, Rennie is joined by Mandi Ellefson. Mandi is the creator of the Scale to Freedom Scalable Service Growth™ model that allows consulting agency owners to spend less time in their business and have greater freedom, success, and profits. She has consulted with over a hundred consulting agency CEOs helping them immediately free up to 20-50% of their work week to focus on accelerating profits.Mandi is a published author and host of The Hands-Off CEO Podcast. Her clients have grown to five figures of net profit every month, added millions of dollars in sales, and have exited the day-to-day business to scale growth. Some owners now passively manage their business or have even sold their companies.In this episode, Rennie and Mandi cover:01:57 How they know each other and how Rennie has helped Mandi and her husband personally.02:33 What Mandi's company “Hands Off CEO” does and how they help people not be a victim of their own success.04:33 The charity Operation Underground Railroad and Mandi's philosophy on supporting these types of organizations and why it is important to her business.07:15 Who Mandi's clients are – those who can no longer scale their business beyond where it is, even though they are successful.09:31 Why Mandi feels she is good at failing and the story of what she considers her biggest failure.12:38 The insight that Mandi received from working through her biggest failure and how it became Hands Off CEO.15:29 An amazing case study of one of Mandi's clients and how much time she was able to free up for them after working with her for a short time.18:17 An example with this same client of the ripple effect and how he has been able to give back to his community.20:22 Two offers from Mandi – To attend one of their executive briefings, you can go tohandsoffceo.com/briefing. Or to download their Ultimate Roadmap to Scaling that will give you some really good tips for how to increase the cash flow in your company visithandsoffceo.com. To attend one of Hands Off CEO's Executive Briefings, register at handsoffceo.com/briefing.To get the Ultimate Roadmap to Scaling visit handsoffceo.com. To learn about Mandi visit https://www.handsoffceo.com/about/If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

Jobs Report Friday's job report was a good surprise showing non-farm payroll increased by 528,000 jobs, this caused the unemployment rate to fall to 3.5%. We have now recovered all the jobs lost during the pandemic returning to levels not seen since February 2020. Average hourly earnings were up 5.2% over last year but it appears that wage growth could be slowing. In a separate survey from Greenhouse a recruitment software company said that 70% of workers are optimistic about the job market. 66% of people surveyed said if their wages were cut, they would look for a new job. There are still about 5.9 million people in the labor force who want a job, based on the latest JOLT's report there is still nearly two jobs for each person looking for a job. The biggest gains in jobs were found in the Leisure and Hospitality, 96,000. These are not low paying jobs any longer, the nationwide average is $20.22/hr which is 26% higher than four years ago. Remember this is a national average, wages will be higher in California then in Arkansas. Job growth was also seen in Professional and Business services up 89,000, Healthcare up 70, 000, Government climbed 57,000, lastly construction jobs increased 32,000. The good news scared the markets and pushed the ten-year treasury to 2.84% with concerns of sharply higher and longer rate increases. Job Openings The JOLTS report came out this week and while the headline numbers may look concerning it is important to point out the levels, we have been seeing were extremely elevated and not sustainable. Total job openings of 10.7 million at the end of June missed the estimate of 11.14 million. This was a decline of 605,000 or 5.4% compared to the month of May and was well off the recent all-time high in March of 11.86 million. The level of job openings is well above the level of available workers as the difference is still 4.8 million. This means there were still 1.8 open jobs per available worker! Also, to give you an idea of where we were at pre pandemic, in December 2019 total job openings stood at 6.7 million. This was an elevated level historically and also, during a very healthy job market. Overall, this job's market still remains very strong. US Dollar We have been talking about the strong dollar that we are currently enjoying along with some of the benefits and unfortunately some of the negatives. Another example is recently the US dollar could by 80 Indian rupees, a high that has never been seen in history. Using the most recent trade report from 2019 (2020 was during Covid and not useable data) shows the US exported to India $59 billion but our imports were $87 billion. Our strong dollar means we will be paying less for the imports from India, hopefully we will not see a decline in what we export to them. Credit Card Increases Credit card balances increased $46 billion in the second quarter bringing total credit card debt to $890 billion. Inflation became the immediate concern, but maybe that is not the entire reason. Remember how much traveling has exploded in the second quarter with airlines and hotels seeing their businesses boom. When's the last time you were at the airport and saw someone pay cash? Most of these reservations and transactions are done online via credit card. The JOLTs report came out yesterday and was strong at 10.6 million job openings. When people have a job, they feel confident that they won't be losing it anytime soon and feel more comfortable running up some debt on credit cards. Two other facts should be pointed out. In the final quarter of 2019 credit card debt hit $930 billion, roughly $40 billion above where we are now. Also, consumers do have $2 trillion more in savings today than back in 2019. Assets Under Management A recent survey conducted by Bank of America of 300 fund managers with assets under management of $800 billion backed my optimism for our portfolio come the end of the year. It was revealed that cash holdings now stand at 6.1% which is the highest since October 2001, a month after the terrible event of 9/11. This may not mean that the decline is now over in equities, but it could signal that perhaps the worst is behind us. It was also notable that responses to the survey listed the three most popular sectors which included consumer staples, utilities, and healthcare. Unpopular in the survey was technology and consumer discretionary. Anyone want to guess what popular sectors Wilsey Asset Management agrees with? Please be aware we will not confirm nor deny. Secondary Market Around 6 to 12 months ago we did a post about the crazy secondary sneaker market with sales of sneakers going at outrageous prices. We posted this was happening because of all the free money that was being given out and when the free money stopped the market on secondary sneakers would drop like a deflated basketball. Well that time has come with a glut of sneakers on the secondary market and prices are falling by nearly a third. Just like the meme stocks and cryptocurrencies, when the demand drops so do the prices, and if you did invest in some limited edition sneakers you may want to be one of the many who are unloading now to get better prices. If not, you may be using them for playing basketball on the weekends. As I write this post, I also remember writing another post about the high-end luxury purses and how they were going for outrageous prices. I have not read anything yet on their decline, but it would not surprise me to see that within the next six months as well. If people would just be satisfied earning around 10% on good quality equities many more people would have a much better retirement. Recession 42% of Americans say they are not impacted financially from the recession but have become cautious with spending. However, consumer sentiment is at the lowest level on record going back to the late 70s which means consumers are more pessimistic than the 911 attack, the tech bust and the great recession from 2007 to 2009. On the positive side unemployment stands near record lows, savings for consumers are $2 trillion higher than before the pandemic and overall consumers seem resilient. So, what is a difference this time? The only thing I can think of is people have less faith in this current administration in Washington than they have in a long time. Inflation I've been predicting we will see inflation by the end of the year somewhere between 4% and 6%. While that is good news from these levels, the problem is that the Fed's inflation target is 2%. This may result in a repeat of the 1980 and 81-82 double dip recession. If inflation gets stuck in the 4% to 6% range in 2023 the Fed may once again start increasing interest rates in late spring or early summer causing two consecutive quarters of negative GDP. In summary this means 2022 and 2023 will be low growth years which do not favor growth stocks and investors will have to find good values in value stocks along with being patient and happy with returns in the 6% to 10% range and high volatility. Earning Season We're in the middle of earning season and you may be hearing or will be hearing some companies talk about the effects of the strong dollar on their earnings. Nearly a third of S&P 500 earnings come from overseas which can negatively affect their earnings. Be aware this negative affect could be gone in a year or so.   Harrison Johnson, CFP®: Medicare Irmad  (Income related monthly adjusted amount)

August 7, 2022 Sunday Services Lost Creek Ministries If you would like to Donate via Debit or Credit Card, please click the image below. We also have a paypal option for donations.

August 7, 2022 Sunday Services Lost Creek Ministries If you would like to Donate via Debit or Credit Card, please click the image below. We also have a paypal option for donations.

Welcome to Pro Football Fast Break show number 82. Today we stay in the AFC West we do a Deep Dive of the Las Vegas Raiders.  We'll predict the Raiders wins and losses in 2022 and answer the question...can the Raiders win it all? Plus we have a problem with Madden 23 Team Ratings. Next week we continue in the AFC West as we deep dive the Kansas City Chiefs!!  Then it's on to the Patriots in two weeks. All that and more inside Pro Football Fast Break! Reach us by email at profootballfastbreak@gmail.com to make a comment, question or for sponsorship opportunities.   Pro Football Fast Break has an NFT!  Visit www.opensea.com and search "Pro Football Fast Break".  This NFT is only $5 and it comes with a shout-out on the show!  Also search for "PGD Goat" while you're there for a really cool NFT opportunity!!   Up to 70% off Airline Tickets - Call Tickets That Cheap at 802-317-1986   Do you have Credit Card or Student Loan Debt?  Learn how to reduce your debt to a fraction of what you owe. Call the Debt Hotline for FREE advice.  800-475-7125   Be sure to follow us on Twitter @PFBFASTBREAK and ask a question to be featured on our next show. Visit our Website at www.profootballfastbreak.com

BRN Weekly |  Tips for buying a new car,  Enjoying the best day of your vacation,  How the Fed's interest rate hikes affect credit card holders and  Spending declines in retirement | Mark Schirmer, Scott Stawski, Karishma Vanjani and Robert Powell, CFP  | Visit www.broadcastretirementnetwork.com

Join us for the AppleInsider show every Friday as we cover the latest Apple news and reviews for iPhone, iPad, Mac, Apple Watch and more. Tune in for special interview episodes and support the show monthly for an ad-free version and early access to episodes. Apple Podcasts: https://podcasts.apple.com/us/podcast/homekit-insider/id1515834398 Spotify: https://open.spotify.com/show/6NdU3vOKmP6pMpViTfM2ij Overcast: https://overcast.fm/itunes1515834398/homekit-insider Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5maXJlc2lkZS5mbS9ob21la2l0aW5zaWRlci9yc

Ken Coleman & George Kamel discuss: How to save for unexpected expenses, What to invest in as a 15-year-old, Saving for a cross country move, Getting on the same page as your spouse, Switching jobs, What to do after paying off debt, How can I stop using credit cards. Support Our Sponsor: Zander Insurance NetSuite Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Margrett Weldon brings us the latest Lifestyle Headlines. A parent has created a smart webcam that detects when his baby is hungry. John Biehler tells us more. B.C. Blind Sports and Recreation has exciting active events happening this summer. Sylvi Fekete shares details. Ryan Hooey highlights a CBC book list feature that's making waves in the audiobook world.

A store credit card is like hand cuffs with no key, organization is essential, how to hang art without Nails. How do we rearrange our homes to feel more homey?   What's next for Disney ? There's some new things on apple, has espn wounded itself with cable? Lord of the rings show, still haven't been to the movies.   Luna pizzeria, when you work around food, less fat more green, water water water, vegan pasta and homemade sauce, onions peppers and Roma tomatoes, get creative at home. Happy Friday

Margrett Weldon brings us the latest Lifestyle Headlines.

(8/4/22) With too many bears in the markets, and no won left to sell, markets needed a rally to suck bulls back in for one, last ride before The Recession. The unbelievable tone-deafness of SF Fed President Mary Daly; what the increase in credit card usage means; how aggressive will the Fed be in raising rates ahead of Recession? Dueling Farmer's Almanacs differ on the severity of the coming Winter; cooking on the hood of your car in Texas; regardless of the financial media, what's your gut tell you about the markets? SEG-1: The Three Phases of a Bear Market SEG-2: The Tone-deaf Fed SEG-3: How Aggressive Wil the Fed Be? SEG-4: Dueling Farmer's Almanacs & What Your Gut Tells You RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=_SnPN2sLy50&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Our Latest "Three Minutes on Markets & Money: Has a New Bull Market Started?" is here: https://www.youtube.com/watch?v=8gvC9J66PMI&list=PLVT8LcWPeAujOhIFDH3jRhuLDpscQaq16&index=1 -------- Our previous show is here: "The Upper Middle Class is Feeling the Squeeze" https://www.youtube.com/watch?v=tNEgOoiQBeg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2728s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to RIA Pro: https://riapro.net/home -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullMarket #Recession #FederalReserve #Layoffs #RateHikes #Markets #Money #Investing

According to Zippia.com in 2021, the average amount homeowners spent on home improvement was $10,341, which was up by 25% from 2020. This makes sense as people spent their cabin fever time improving their homes; and now that Covid is more controlled, people are spending more due to M1 money supply with unemployment, stimulus checks. Now that labor rates are rising due to lack of resources, the general contractors and landscaping companies are raising their rates and passing them onto you. This is another end result of inflation. So what can be done to curb the cost? The easiest one is reducing the cost for supplies to complete the jobs. Generally speaking, the typical markup on materials is between 7.5 and 10 percent. However, some contractors will mark up materials 20 percent or more. What you can do is ask the contractor for a materials list and place the orders yourself. Now with larger jobs, come more complicated supply lists, ad hoc purchases and add ons. In addition, you may make several purchases through a project's life cycle so you need to stay on task. In many cases you should be able to order the large majority of goods while removing copious tasks from the contractor who may not want that burden anyway. The bottom line is that this is an easy way to save money and learn a bit along the way. For example, a $30,000 job you could save you anywhere from $2,250 to $6,000. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

How CEOs pulled off their coup, ending the golden age of growth for the middle class while beginning the current era of the CEO as modern-day superyacht-owning emperor. Also, Co-Director of the Center for Economic and Policy Research, Mark Weisbrot postulates if the Fed may cause a recession. Professor Richard Wolff examines if capitalism should be regulated or changed. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

An iconic TV soap opera is moving from broadcast TV to streaming, a new vision for Chicago's Magnificent Mile and top gadgets for back to school.

Do you have a credit card that you use for shopping? Are your needs and wants to pile up, and you also want to increase your credit card limit? Listen to your host Merrill Chandler as he explains why certain credit cards will never get a limit increase. You don't just get that quickly because they pull review scores from your previous transactions and purchases. Tune in to learn how mortgages are not loans and what type of investments suit one person.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

A new survey shows credit card use has quickly grown in the last few months and many people say they are also racking up debt due to the increased use of their cards. PennyWise Podcast host Teri Barr is talking with Sara Rathner, a Personal Finance Expert with NerdWallet, to learn why so many people are turning to their credit cards right now. Sara also shares five important tips to help you avoid going into debt due to your credit card use. More Pennywise episodes with Sara: How to protect yourself from debt collectors using this new tactic High gas prices have you down? Try these 4 simple tips to save at the pump! How to manage credit card debt with inflation and rising interest rates 5 tips to help tackle higher credit card interest rates More from Sara at NerdWallet: Getting Therapy When Cost and Access Are a Barrier 5 Things to Know About the Walgreens Credit Card AmEx Blue Cash Everyday Gets More Rewarding Sometimes, Debt Can Be a Helpful Tool 5 Things to Know About the Upgrade OneCard Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.

(8/4/22) With too many bears in the markets, and no won left to sell, markets needed a rally to suck bulls back in for one, last ride before The Recession. The unbelievable tone-deafness of SF Fed President Mary Daly; what the increase in credit card usage means; how aggressive will the Fed be in raising rates ahead of Recession? Dueling Farmer's Almanacs differ on the severity of the coming Winter; cooking on the hood of your car in Texas; regardless of the financial media, what's your gut tell you about the markets? SEG-1: The Three Phases of a Bear Market SEG-2: The Tone-deaf Fed SEG-3: How Aggressive Wil the Fed Be? SEG-4: Dueling Farmer's Almanacs & What Your Gut Tells You RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=_SnPN2sLy50&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Our Latest "Three Minutes on Markets & Money: Has a New Bull Market Started?" is here: https://www.youtube.com/watch?v=8gvC9J66PMI&list=PLVT8LcWPeAujOhIFDH3jRhuLDpscQaq16&index=1 -------- Our previous show is here: "The Upper Middle Class is Feeling the Squeeze" https://www.youtube.com/watch?v=tNEgOoiQBeg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2728s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to RIA Pro: https://riapro.net/home -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullMarket #Recession #FederalReserve #Layoffs #RateHikes #Markets #Money #Investing

How do you choose the right credit card for your business? Nik and Moiz have strong opinions on this and more in this no fluff, no PR deep dive into DTC. Nik and Moiz get straight into comparing the best deals on the market when it comes to eCommerce credit cards. You'll also hear the truth around sales tax and the need for reform, and buying with Prime. You'll also hear why the pair believe you should negotiate at every step, and why TikTok is eating Snap for lunch. And if you're looking to create an app for your brand, you need Tapcart. Using a drag and drop builder makes it super easy and you can be up running in days, rather than weeks. You'll start seeing crazy high conversion rates and a push notification CTR that's 7 X higher than email. Check out http://www.tapcart.com/ (www.tapcart.com) today. Check out the Nik's DTC newsletter: https://bit.ly/3mOUJMJ (https://bit.ly/3mOUJMJ) Rate our podcast: https://ratethispodcast.com/limitedsupply (https://ratethispodcast.com/limitedsupply) Follow Nik: Twitter: https://twitter.com/mrsharma (twitter.com/mrsharma) Follow Moiz: Twitter: https://twitter.com/moizali (twitter.com/moizali) Timestamps: Intro: 00:00 Nik's Credit Card Take:01:17 The Sales Tax Black Hole: 11:19 The Truth About Prime Pricing: 18:19 Nik's Life Lessons From Moiz: 20:18 Is Jeff Bezos a Genius?: 26:30 Snap Slow: 26:56 The Biggest Waste of Money In The World: 29:58 Personalized Help Desks: 46:36 The Best Post Purchase Email: 51:39

David Hochberg joins John Williams to talk about credit card balances rising 13%, household debt also increasing, and how that is impacting the economy and what it means for people trying to secure a mortgage. David hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. You can call him at […]

David Hochberg joins John Williams to talk about credit card balances rising 13%, household debt also increasing, and how that is impacting the economy and what it means for people trying to secure a mortgage. David hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. You can call him at […]

Some new installment features can help with a down payment on a business acquisition. If you can stomach the cash drain on a 6-, 12- or 24-month amortization, some new credit card features could help you come up with a down payment on a business. Check out this week's video: https://youtu.be/xYs-DSfht9s Learn how to buy an already-successful and profitable business even in the covid-recession https://www.BusinessBuyerAdvantage.com Book a call with me at https://www.CallDavidBarnett.com Join me on Twitter: https://www.twitter.com/dbarnettmoncton Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com Want to look dangerous like David? Jeff Alpaugh Customs has a special offer for you: https://www.JeffAlpaugh.com/DCB10

All successful people have credit cards. But you don't need a lot of them. Jared shows you how to use credit cards to make your financial life better. Hint: Don't charge a tattoo to your AmEx.

With so much economic uncertainty, should you ask for a raise to offset inflation? Dilemma: Employers are getting nervous about potential recession. So the decision to ask for a raise, to stay put or find a higher paying job is an individual assessment. Clark offers guidance to help you think this through. Also - As the Fed raises interest rates, there's a direct effect 1 billing cycle later on your credit card rates. People have been charging more, leading to balances they can't pay. A Clark assignment & some recommendations can help with credit card debt.  Employment Dilemma: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The #1 Thing Clark Howard Hates About Solar Panels Clark.com - Credit Card Debt Budgeting & Saving Archives - Clark Howard How to Budget With a Cash Envelope System REAL ID | Homeland Security   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

House Speaker Nancy Pelosi really did it. She's in Taiwan right now much to the anger of China which warned of consequences because of her visit. We'll go In Depth into what this does to U.S./China relations.  The White House wasn't exactly supportive of the trip so we'll look into whether dismissing President Biden's concerns hurts him.  The leader of al-Qaida has been killed by a U.S. drone strike. So what happens now to al-Qaida after the death of Ayman al-Zawahri? Governor Newsom and LA County both declare an emergency over monkeypox. It's because of rising cases. We go In Depth into whether that will help stop the spread.  Credit card debt is growing at a rapid pace across the country. We look into what that means for the economy.  Author Stephen King testifies against two major publishing companies at an anti-trust trial, saying a merger could hurt him and your favorite writers.  A new study might have you thinking twice about eating frozen pizzas and other similar foods...they might be hurting your brain.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

What would you do with $1.2 billion? The Mega Millions just had its largest winner ever. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

For this landmark Episode 100 of the Wealth On Any Income Podcast, Rennie shares with us the Three Secrets of the Wealthy. You may know that after three divorces and a business failure Rennie was flat broke at age 50. After learning, and applying, the three secrets of the wealthy, he was able to choose to work, instead of having to work by age 58. Rennie became a multi-millionaire, and this means that now when he teaches you how to handle money powerfully, he's able to donate 100% of the profits to the animal and veteran charities that mean so much to him.Are you ready for Rennie to reveal the three secrets?In this episode Rennie covers:01:33 What are the Three Secrets of the Wealthy? Rennie shares the acronym AFI.02:16 The First Secret “A” – The Attitudes that wealthy people operate by and how you can get your copy of Rennie's book “Attitudes of the Wealthy”.04:49 Secret Number Two “F” – Forms. It's not necessarily the forms the wealthy use, but how they use them that is different.07:29 The most important thing that Rennie learned to create wealth.08:02 Secret Number Three – Investments. How the wealthy look at investments, what type of investments they invest in, and the importance of reserves.09:46 How you can get a copy of Rennie's books Attitudes of the Wealthy or Wealth On Any Income by donating to a worthy cause.To make a donation to Shelter to Soldier to obtain a PDF copy of Rennie's Book Attitudes of the Wealthy or Wealth On Any Income visit https://www.justgiving.com/fundraising/wealthonanyincomeIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John to talk about the amount of credit card debt people are carrying, how the net worth of millennials increased substantially during the pandemic, new home sales falling, and a new survey from Lending Tree that shows how that parents are stressed about back to […]

Welcome to Pro Football Fast Break show number 81. Today we finish our analysis of the NFC East as we do a Deep Dive of the New York Giants.  We'll predict the Giants wins and losses in 2022 and answer the question...how bad are the New York Giants? We will vent on the terrible Madden 2023 ratings. Plus we are talking NFL Fantasy Football...never too early. Next week we head out to the AFC West as we deep dive the Las Vegas Raiders!!  In future weeks we will deep dive the Chiefs and then Patriots so don't miss our next three shows! All that and more inside Pro Football Fast Break! Reach us by email at profootballfastbreak@gmail.com to make a comment, question or for sponsorship opportunities.   Pro Football Fast Break has an NFT!  Visit www.opensea.com and search "Pro Football Fast Break".  This NFT is only $5 and it comes with a shout-out on the show!  Also search for "PGD Goat" while you're there for a really cool NFT opportunity!!   Up to 70% off Airline Tickets - Call Tickets That Cheap at 802-317-1986   Do you have Credit Card or Student Loan Debt?  Learn how to reduce your debt to a fraction of what you owe. Call the Debt Hotline for FREE advice.  800-475-7125   Be sure to follow us on Twitter @PFBFASTBREAK and ask a question to be featured on our next show. Visit our Website at www.profootballfastbreak.com

I'm going to be 100% honest here: I, Allison Baggerly, owner of a budget and personal finance company, have issues with overspending on my credit card! It's very easy for me to just swipe, swipe, swipe until it's time for me to face my balance. And then I sit there thinking, "What did I do? How much money did I spend? How did I let it get out of hand?"On top of that, when I start impulse spending on credit cards, I actually start to crave spending money even more! I can feel it in my body, I can feel it in my system. I want to spend the money. It's like a drug!Maybe you can relate or maybe you're in the thick of the swipe cycle right now. If so, then I want you to know you're not alone. I've been there. AND there is hope! Although I do struggle with this, it doesn't happen often anymore. Why? I began to implement 2 easy action steps that help break me out of my impulse spending cycle, and today on the podcast, I'm going to be sharing those with you!  Links Mentioned:Free Budgeting & Debt Payoff Cheatsheet Get the full show notes here on the blog!

Today's guest is Brian Kelly. Brian is the founder of The Points Guy, the leading voice when it comes to loyalty programs, credit cards, and travel. Brian launched The Points Guy in 2010 during his time as a Wall Street road warrior, where he developed his keen sense from maximizing travel experiences while minimizing spending. Since then, Brian has grown the company into a powerhouse travel and lifestyle media platform with a team of distinguished editors and freelancers that spans the globe. And I cannot think of a better time to have this conversation with everything going on in the travel world.  We talk about the credit card perks most people don't know about, how to earn points from using your card, the best card type to use in what situation or purchase, how to maximize rewards and discounts with the points earned, and so much more!  Thanks to this episode's sponsors: Organifi: Try the new Green Juice Crisp Apple to hydrate, energize, and support cortisol balance. Visit ORGANIFI.COM/DOUG  and use code DOUG for 20% off any item. Masszymes: Masszymes can help ensure that all the protein that you consume breaks down into absorbable amino acids. Go to masszymes.com/DOUGFREE and you will automatically get access to your unique coupon code to claim your free bottle. What to Listen For: 00:00 Intro 01:23 It started with a horrible credit score 11:01 What are points used for? 17:50 The three types of credit card you should know about 20:58 Don't focus too much on the points, there are perks too 25:21 The biggest factors of flight delays 29:16 When budgeting, flexibility is the key 31:59 Choose locations with a cheap fair 37:04 Understand the type of card you're getting 38:59 How much are points worth? 41:08 Hotels with the best programs in terms of value Episode Resources: Brian Kelly | Website, Instagram, Facebook, Twitter, YouTube, TikTok Follow me on Social Media: LinkedIn Instagram Twitter

Summer travel is still in full swing for Ed after returning from Canada.  This is an annual trip for Ed's family to go visit extended family and get to see maritime Canada. They hit a bunch of favorites including downtown Halifax, Eastern Passages, Peggy's Cove and Halls Harbour. Richard is planning a 3 week trip to Hawaii with his family for the fall.  Listen in as he shares what he's booked so far and what his strategy is to finish up an incredible family vacation. We're also answering listener questions about which credit cards to put in your wallet and how to save money on a Disney World trip. Shoot us an e-mail (ed@pizzainmotion.com) or you can tweet me and Richard if you have questions. Don't forget that you can leave us a voicemail or text us at (571) 293-6659‬. Listen for your question on a future show! If you have a question you can e-mail me at ed@pizzainmotion.com. And, you can also find me on Twitter, Facebook or Instagram and ask your question there. If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! Hope you enjoy the show!

Stephanie Ruhle shares advice on reducing your credit card debt and saving for the future. Emmy-and Golden Globe-nominated actress Bonnie Hunt discusses the new Apple TV-plus series that she is directing, “Amber Brown.” Charlee Atkins, creator of fitness app “Le Sweat TV,” models some upper body moves you can do for our Start TODAY fitness program.

Kumiko of The Budget Mom shares 6 types of credit cards you need to avoid Episode 1974: 6 Types of Credit Cards You Need to Avoid by Kumiko Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/types-of-credit-cards-you-need-to-avoid/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit card interest rates near record highs as consumers take on record debt. Analysts expect disappointing earnings from Meta Platforms. And Russia cuts gas flows to Europe to 20%. $META, $SNAP, $EQT, $CTRA Host: Jackson Cantrell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit card interest rates near record highs as consumers take on record debt. Analysts expect disappointing earnings from Meta Platforms. And Russia cuts gas flows to Europe to 20%. Host: Jackson Cantrell. Learn more about your ad choices. Visit megaphone.fm/adchoices

With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark's warning about this payment method and how to protect yourself. Also - Over 100 million Americans are burdened with medical debt. Learn how this happened, how the hospital monopoly game is played - and what your options are to avoid being crushed by medical debt.  Pay In 4 - New Warnings: Segment 1 Ask Clark: Segment 2 Avoid Medical Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can You Use a Credit Card on Venmo? 7 Things To Know About the Venmo Credit Card Best 529 College Savings Plans By State What's the Best Setting for Your Thermostat During the Summer? 7 Easy Ways To Lower Your Heating Bill Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices