Podcasts about credit cards

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#267: Chris reviews his credit card lineup for 2026, sharing which cards he's keeping and canceling and why. He also covers how to evaluate annual fees, the best cards across major spending categories, and the apps he uses to stay on top of it all. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2026/ Link to Cards Mentioned: https://chrishutchins.com/blog/whats-in-my-wallet-for-2026/ Partner Deals MasterClass: Learn from the world's best with 15% off Wispr Flow: Try effortless voice dictation for free Mercury: Manage, move, and grow your money Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned CardTool App (Free access here) ⁠Credit Card Holder Wallet⁠ 1Password Blog Posts Premium Card Worksheet How to maximize your Hilton cards 6 reasons to avoid booking through an online travel agency Existing Bank of America relationship customers to keep status longer Credit Card Trackers CardPointers Pro (30% off here and 50% off here) CardRight Travel Freely ATH Podcast Best Cards Page CardTool App Membership Chris's Card Optimization Spreadsheet AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (02:42) 3 Key Reasons to Get A Credit Card (05:23) Chris' Credit Card Goals for 2026 (08:31) Evaluating The Net Annual Fee of A Card (12:56) The Amex Card Stack (23:19) Co-Branded Marriott Cards (25:32) Co-Branded Hilton Cards (27:00) Co-Branded Delta Cards (28:12) The Amex Blue Card (30:34) A Popular Bank's Cards (33:10) World of Hyatt Business Card (33:30) Co-Branded Southwest & United Cards (40:41) More Cards From The Popular Bank (42:11) Capital One Venture Cards (45:17) Bank of America Card Stack (51:09) Alaska Atmos Cards (53:24) US Bank Cards (55:22) Citi Bank Cards (56:56) Wells Fargo Autograph Card (57:43) The Bilt Palladium Card (59:25) Assessing The Major Spending Categories (01:06:32) Cards for Amazon & Costco (01:07:13) The Best "Everything Else" Card (01:08:47) Chris's Takeaway on Credit Card Spending Categories (01:09:26) The Best Card Combos (01:13:00) Credit Card Trackers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch Us On YouTube! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! ***At time of distribution, TSA PreCheck is operational, though Global Entry remains shuttered. United is making adjustments to MileagePlus — and while they're not dramatic, they're definitely impactful. This week, Ed and Julian break down what's changing on the earning side, how credit cards factor in, and whether these updates actually move the needle for everyday travelers. From there, the conversation shifts to Hyatt after a detailed (but ultimately false) rumor sparked debate about a premium credit card and new award categories. Could something like this still happen? And what would it mean for Globalist members? Plus, an unexpected development in the Chase Travel portal: American Airlines flights are now showing up with Points Boost pricing. What does that mean for Chase cardholders — and could this signal a bigger shift in airline partnerships? And yes, somewhere in the background….the U.S. men's hockey team wins Olympic gold in hockey during the broadcast. ✈️ What We Cover in This Episode ✈️ United MileagePlus Changes Lower base earning rates without a United credit card Slightly higher earning with a co-branded card Basic Economy no longer earning miles (without a card) Who should (and shouldn't) consider a United card ✈️ Credit Cards vs Transferable Points Why flexible currencies may still win Opportunity cost of airline spend When a United card actually makes sense ✈️ Hyatt Premium Card Rumor (Debunked) The proposed $795 card details Category 9 and 10 award talk Would this have flooded Globalist status? Why Hyatt will likely evolve anyway ✈️ Points Boost and American Airlines AA flights appearing in Chase Travel How Points Boost changes redemption math What this could mean for airline partnerships ✈️ TSA PreCheck & Travel Friction Reports of possible program suspension Throughput vs security concerns Why consistency matters for travelers ✈️ Points Path Founders Club Update New Google Flights interface Points Wallet feature Scroll down for timestamps and details. Get hydrated like Ed in Vegas with Nuun Use my Bilt Rewards link to sign-up and support the show! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/ ⏱️ Episode 425 Timestamps 0:00 – Hockey chaos and cold open 4:00 – United Mileage Plus earning changes explained 9:30 – Credit card impact and who benefits 14:45 – Should you get a United card now? 19:20 – Basic Economy changes and flexibility tradeoffs 23:45 – Hyatt premium card rumor breakdown 29:10 – Would a new card create too many Globalists? 33:30 – American Airlines flights in Chase Points Boost 38:40 – TSA PreCheck concerns and travel impact 41:45 – Points Path Founders Club updates

The NIA boys discuss AI 2028 Doom Report, Ghost GDP, Intelligence Displacement Spiral, Stablecoins vs Credit Cards & AI Agent EconomyTimestamps(00:00:00) - Intro(00:04:19) - AI 2028 Doom Report(00:10:58) - Intelligence Displacement Spiral(00:20:07) - AI Agent Economy(00:37:19) - Ghost GDP (00:47:16) - Stablecoins vs Credit Cards(00:58:13) - Private Credit Crisis(01:08:10) - Growing Inequality ConcernsWhat Is Not Investment Advice?Every week, Jack Butcher, Bilal Zaidi & Trung Phan discuss what they're finding on the edges of the internet + the latest in business, technology and memes.Subscribe + listen on your fav podcast app:Apple: https://pod.link/notadvicepod.appleSpotify: https://pod.link/notadvicepod.spotifyOthers: https://pod.link/notadvicepodListen into our group chat on Telegram:https://t.me/notinvestmentadviceLet us know what you think on Twitter:http://twitter.com/bzaidihttp://twitter.com/trungtphanhttp://twitter.com/jackbutcherhttp://twitter.com/niapodcast Hosted on Acast. See acast.com/privacy for more information.

Philip Holan, CEO of Payment Collect, joins host Mark Monroe on this episode of the Real Estate Power Play Podcast to break down the truth about credit card processing and merchant fees.If you're a business owner or planning to become one, this episode is a must-listen.With over 20 years in the payment industry, Philip exposes what most merchants don't know about interchange fees, hidden markups, auto-renewal contracts, equipment traps, and how processing companies really make their money.In this episode, you'll learn: • How credit card processing actually works behind the scenes • Why merchants unknowingly overpay in fees • The dangers of long-term contracts and proprietary equipment • How to negotiate and lock in better processing rates • What to look for before choosing a merchant providerPhilip also shares how Payment Collect integrates with QuickBooks and helps businesses reduce processing costs while maintaining full control.Listen now and learn where real commercial opportunities are being created.#SellerFinancing #sellerfinancingstrategies #markmonroe #realestateinvesting #realestate  #cashflow #realestatetips #RealEstatePodcast  #PhilipHolan #PaymentProcessing

Send a textJust when I thought credit card rewards initiatives were on the chopping block, here comes David Metz and Priizeout with an innovative twist on credit card rewards and it's one that already is winning credit union applause.  Proof is that also on the show is Sarah Vasey, Chief Operating Officer at Michigan-based United Financial Credit Union, an institution with around $350 million in assets.Sarah herself is a credit card rewards  beneficiary and she tells what she really likes about the Prizeout program.  Think shoe money.Prizeout has been on the show multiple times but that's because it keeps innovating new offerings that credit unions adopt.Here's a great episode that also features Darlene Johnson of Suncoast. Link in the show notes,Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Donald Trump did not talk about cutting interest rates on your credit card last night. Chris Conley explains why on the WSAU Wisconsin Morning News.See omnystudio.com/listener for privacy information.

Female founders, scaling challenges can test your confidence, especially when you are starting a business for the first time without investors or a clear roadmap. In this episode of Dear FoundHer, Lindsay Pinchuk sits down with Tamara Coleman of Bark Bistro to talk about what it takes to keep growing a business when the pressure builds and the answers are not obvious. If you are working through scaling challenges of your own, this conversation will show you a practical path forward.This is one of those real founder stories that focuses on decisions, not hype. Tamara built a $20 million brand through bootstrapping, starting in her kitchen with a $15,000 credit card. She heard “no” from retailers, struggled to get approved on Amazon, and had to rethink her distribution strategy. Instead of quitting, she adjusted and kept moving.For female founders who are starting a business for the first time, this episode offers clarity on what growing a business truly requires. Tamara explains how bootstrapping forced her to understand margins, protect cash flow, and expand at a pace she could sustain. She shares how she managed scaling challenges without losing control of quality or operations.If you are facing scaling challenges and wondering whether you are doing it right, this episode will help you refocus on what really matters. The lessons here are useful, especially for female founders who are growing a business with intention. You will walk away with clearer thinking around margins, momentum, and the discipline required to build something that lasts.Episode Breakdown:00:01 From $15K Credit Card to $20M Bootstrapping Bark Bistro04:30 Retail Rejection and the Strategic Pivot to Amazon10:53 Scaling Operations From Home Kitchen to 25,000 Square Feet14:18 COVID E-Commerce Boom and Rapid Revenue Growth24:22 $20M in Sales, Exit Strategy, and Advice for Female FoundersConnect with Tamara Coleman:Follow Bark Bistro on InstagramVisit the Bark Bistro websiteFollow Tamara Coleman on InstagramConnect with Lindsay:Subscribe to The FoundHer FilesFollow Dear FoundHer on InstagramFoundHer Faves:Tubby Todd Best Face Gel CleanserConnect with Jillian StrausThe Press by NorHuephoric by Judy LeePodcast production and show notes provided by HiveCast.fm Hosted on Acast. See acast.com/privacy for more information.

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching

Grassroots voter action surges in Houston and Harris County as a Republican governor admits economic peril and Trump faces criticism for protecting credit card companies.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

If you looked at her life from the outside, it was perfect.A brilliant Harvard-trained doctor. Four beautiful children. A marriage built on love. And then, slowly… it wasn't.In this episode of The Rollercoaster Podcast, I sit down with Andrea Suchin, caregiver, entrepreneur, and co-founder of Wuggle. For six years, Andrea watched subtle changes in her husband Craig, slowly unravel into something far more devastating. What began as small personality shifts spiraled into financial chaos, misdiagnosis, rage episodes, and ultimately a diagnosis of behavioral frontotemporal dementia (FTD).Craig showed symptoms for nearly six years. For the final four, Andrea became his full-time caregiver, managing medications, protecting their children, advocating when doctors dismissed her concerns, and standing by him until his final breath.This is a story about dementia, caregiver burnout, anticipatory grief, and the trauma of watching a mental death before a physical one.But it's also about purpose.Andrea shares how survival mode led to the creation of Wuggle, a sleep solution now helping caregivers around the world.If you're navigating caregiving, dementia, exhaustion, or profound loss, this conversation is for you.Watch, share, and join The Rollercoaster Community.Key Moments:0:00 The Night I Knew He Was Dying3:45 Caregiver Surgery… Then Crisis9:05 The Hospice Call That Never Came12:40 His Final Words to Me15:10 Holding Him After His Last Breath18:05 Relief, Guilt & Grief Collide24:15 22 Credit Cards & $170K Debt30:00 The Devastating Diagnosis: FTD36:00 Caregiver Burnout Nearly Broke Me39:10 The Sleep Breakthrough That Saved Me42:30 From Grief to Mission: Creating Wuggle45:40 The Text That Changed Everything51:00 Anxiety, Migraines & Better REM54:20 The Trauma Caregivers Don't Admit

Thank you Eric Lullove, Michael Catlett, Gretchen Theodorakis, Lynette, Marg KJ, and many others for tuning into my live video! * Amanda Edwards Re-Launches Do Something Houston to Boost Voter Registration: Amanda Edwards re-launches Do Something Houston, a grassroots effort to register voters and restore democratic balance in Harris County before critical midterms. [More]* Republican Governor… To hear more, visit egberto.substack.com

What if I told you that you could travel the world without maxing out your credit cards?In this episode, I'm sitting down with Jess from The Sugar Daddy Podcast to talk about something that's been a game changer for me: travel hacking. And no, this isn't some shady scheme. This is about using credit card rewards strategically so you can live your best life without the financial hangover. Jess and her husband run a financial literacy podcast that's all about normalizing money conversations in Black and Brown communities, and she's breaking down exactly how she's been able to travel to places like Aruba without going broke in the process.WE GET INTO:00:00 Meet Jess from The Sugar Daddy Podcast03:12 Why money is still taboo in Black & Brown communities07:29 The American Dream is dead – now what?15:45 How rich families talk about money differently22:30 Travel hacking 101: The basics28:15 Strategic credit card spending categories35:40 Which credit cards to start with (and avoid)42:20 Credit score mistakes that will tank your strategy49:40 Do you need an emergency fund first?50:32 Getting started: First steps for beginners52:02 Where to find Jess and more travel hacking tipsKEY TAKEAWAYS:Money being taboo in our communities is literally keeping us broke – start normalizing financial conversations at homeRich families have quarterly money meetings and family investment funds. These tools are accessible to us tooThe old "work 40 years, retire with a pension" model doesn't work anymore – we need new strategiesTravel hacking works, but ONLY if you can pay off your credit card every monthYou need an emergency fund BEFORE you start travel hacking – life will lifeStart with low annual fee cards like Chase Sapphire or Capital One Venture ($95 or less)Close predatory store credit cards immediately if you're not paying them off monthlyEven small amounts add up – imagine 30 cousins each contributing $150/year to a family investment clubUse referral links for sign-up bonuses to maximize your points from day oneRESOURCES MENTIONED:point.meChase Sapphire CardVenture One CardAmerican Express CardCONNECT WITH JESSWebsite Instagram ​TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Jonathan Mitchell ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

U.S. snowboarder and "queen of the half-pipe" Chloe Kim stops by Studio 1A and marks her return since earning silver at the 2026 Milan-Cortina Winter Olympics. Plus, Savannah's sorority sisters at the University of Arizona show their unwavering support to the entire Guthrie family as they endure an unimaginable ordeal. Also, NBC's chief consumer investigative correspondent Vicky Nguyen explains all the best credit cards for different types of spenders. And, double-board-certified and nutrition expert Dr. Amy Shah provides a roadmap for women to reclaim their health as they navigate perimenopause and menopause. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

CES 2026: Hoto Compact Toolsets for Home Use From Plain Text to Linked Ideas: Why Obsidian Shines — by Ed Tobias Tech on Travel — Finland Edition CES 2026: WheelMove Makes Wheelchair Mobility Effortless Support the Show AstroAI S8 Ultra - The Jump Starter That Delivers CES 2026: Cyber Fidget Digital Fidget Gadget Transcript of NC_2026_02_22 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

What if you could have SIX Chase Sapphire Reserve cards—each with zero annual fees—while maxing your TSP and living an incredible life of travel? Air Force Captain Jared Mataitusi reveals exactly how he and his wife stack premium credit cards, earn elite status, fly family to Europe for free, and still save aggressively toward financial independence. This is the ultimate military financial strategy you've been waiting for. Jared shares how he went from credit card float in college to managing 32 cards with his wife, earning six-figure travel benefits annually while maintaining a high savings rate. The conversation covers upgrading Freedom cards to multiple Sapphire Reserves, using deployment sprints to accelerate wealth, flying family overseas on points, TSP automation strategies, and how military service is a "cheat code" to financial independence when approached intentionally. Key Topics & Questions Covered Credit Card Strategy Building Wealth on Active Duty Travel & Lifestyle Military Life & Financial Independence Philosophy & Mindset Resources & Links Mentioned Jared's Content: The Military Miler Podcast https://militarymiler.com/ Military Travel Rewards  https://militarytravelrewards.com/ Instagram: https://www.instagram.com/military_miler Credit Card Tools: Chase Sapphire Reserve & Freedom card upgrade strategy Amex Platinum multiple card strategy United Travel Bank for airline credits StubHub credit usage internationally Budgeting & Tracking: YNAB (You Need A Budget) https://www.ynab.com/ Monarch Money https://www.monarch.com/ Net worth tracking tools (Kubera, Google Sheets) https://www.kubera.com/ Books & Concepts: The Motivation Myth by Darren Hardy Die With Zero by Bill Perkins The Second Mountain by David Brooks Dave Ramsey's debt snowball method Morgan Housel on moving goalposts TSP & Investing: Military Money Manual TSP Course https://militarymoneymanual.com/tsp LADS Method: Low-cost, Automated, Diversified, Simple Financial Order of Operations (Military Version) Other Resources: Reddit Military Finance community https://www.reddit.com/r/MilitaryFinance/ Jesse Mecham (YNAB founder) on lifestyle creep Ramit Sethi: "No prize for living a smaller life" Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Best Buy spending continued to be strong with the annual business gold cap reset and good sales on iPads and Apple watches. I also have been making good progress on the Pokémon front with Walmart. The travel for this month included a visit to Mexico City for the first time and another ski trip in Europe, both great trips!For more information on the private Slack group, head over to churninglife.com.

John & Heidi share funny stories of people doing weird things... plus John chats with Jordan Goodman…. America's Money Answers Man! Jordan's website - www.MoneyAnswers.comSome of Jordan's books“The Ultimate Guide To Student Loans” - https://amzn.to/2NYaf8Q“Master Your Debt” - https://amzn.to/2OIguKT“Fast Profits In Hard Times” - https://goo.gl/1xwv6bLearn more about our radio program, podcast & blog at www.JohnAndHeidiShow.com

America runs on credit. Those plastic cards we carry around can get us into big trouble — or score us free vacations. This episode was produced by Peter Balonon-Rosen, edited by Avishay Artsy and Jenny Lawton, fact-checked by Melissa Hirsch, engineered by Patrick Boyd, and hosted by Jonquilyn Hill. AP Photo/Keith Srakocic, File. If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Learn more about your ad choices. Visit podcastchoices.com/adchoices

America runs on credit. Those plastic cards we carry around can get us into big trouble — or score us free vacations. This episode was produced by Peter Balonon-Rosen, edited by Avishay Artsy and Jenny Lawton, fact-checked by Melissa Hirsch, engineered by Patrick Boyd, and hosted by Jonquilyn Hill. AP Photo/Keith Srakocic, File. If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are her personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(00:00) - Intro(03:32) - Who Scams More: Men or Women?(22:45) - Fake Dating Scams(35:58) - What Can People Do with Your Data?(39:26) - Fake Life Insurance Scams(53:39) - How Do People Who Scam Feel?(56:14) - Scamlords(1:03:10) - What Is the Pig Butchering Scam?(1:14:04) - Unemployment: Who Is Responsible?(1:18:34) - Are Scams in India Region-Based?(1:23:06) - BTS(1:23:33) - OutroIn today's episode, we have Snigdha Poonam, journalist and author of Scamlands, exposing the hidden economy of scams.We discuss who scams more, how scam companies operate, and what happened when one tried to recruit her. She breaks down India's fake dating app networks, China-linked scam empires, and how Indian money flows overseas. The conversation covers document black markets, life insurance fraud, hospital involvement, and why scammers often see themselves as startup founders.We also explore pig butchering scams, why young people join scam jobs, whether guilt exists inside these offices, and the uncomfortable truth about victims. Snigdha reveals the geography of fraud in India and stories like the Helicopter Brothers. This episode uncovers the systems, psychology, and incentives behind modern financial crime.Subscribe for more such conversations.Follow Snigdha Poonam Here:Instagram: https://www.instagram.com/snigdhapoonam⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

What’s Trending: A man has barricaded himself with a gun in one of Seattle’s apartments on Aurora Ave. North and the standoff is ongoing. The Washington State Ferries are going to start charging a 3% fee for credit cards users. A Portland pizza shop has removed a mean message on their website aimed at ICE agents after a video about it went viral on TikTok...and not in a good way. There are criminal charges that are being perused in regards to the 30 unauthorized drones that were flying over the Seahawks parade. // Big Local: A driver luckily avoided being hit by a flying car hood on State Route 512 in Puyallup. A Lacey mom is now being accused of buying bulk amounts of weed and selling it to kids at a higher cost. Trader Joe’s has announced they are opening a new store in Washington for the first time. // You Pick the News: President Trump has called out President Obama for allegedly releasing classified information regarding aliens. 

Time Arist Title Duration Album Year Composer Label Listeners 0:00:00 Peter Gabriel & Youssou N’Dour Shaking the Tree 4:47 Solsbury Hill (single) 1990 Peter Gabriel & Youssou N’Dour 42 0:04:47 1131 1:10 44 0:10:33 Also Eden Promises 8:56 Holy Books and Credit Cards 1: Promises (EP) 2026 47 0:19:30 Paul McCartney Rough Ride 4:48 Tripping the Live Fantastic Disc 1 1990 Paul McCartney Capitol Records 45 0:28:28 Lazuli Être Et Ne Plus Être 5:06 Être Et Ne Plus Être 2026 44 0:33:42 Nemo 19:59 6:43 Barbares 2008 42 0:40:25 Von Hertzen Brothers Prospect for Escape 7:20 Nine Lives 2013 Spinefarm UK 46 0:47:46 Lazuli Chaque Jour Que Soleil Fait 3:42 Être Et Ne Plus Être 2026 44 0:55:44 IQ The Unknown Door 22:21 Dominion 2025 46 1:23:55 Necromonkey There Seems To Be Knifestains In Your Blood 4:02 (A) Glimpse (Of Possible Endings) 45 1:27:57 Monty Python Spam Song 0:29 Monty Python Sings 1989 Fred Tomlinson 43 1:28:26 Lazuli L’equ Qui Dort 6:57 Être Et Ne Plus Être 2026 43 1:35:22 IZZ Feb-42 18:34 2019 45 1:37:54 IZZ Feb-42 18:34 2019 45 2:00:03 Lazuli Une Chanson Cherokee 3:47 Être Et Ne Plus Être 2026 43 2:03:50 ‘D’Virgilio, Morse & Jennings’ ’11 – RIGHT WHERE YOU SHOULD BE (ALTERNATIVE VERSION) ‘ 3:34 ‘Sophomore’ 2023 43 2:07:23 Steven Wilson The Raven That Refused To Sing 8:18 Impossible Tightrope: Live In Madrid 2026 43 2:17:30 Sigilu Neuropa 8:16 Beta 2025 42 2:25:46 Alan Morse I Don’t Want to Travel Time if it Takes Forever 4:02 So Many Words 2026 Alan Morse 41 2:29:48 Sonus Umbra zero 1:56 Digging for Zeros 2005 41 2:33:22 Lazuli L’Homme Sûr 6:56 Être Et Ne Plus Être 2026 38 2:40:21 Wisdom of Crowds Radio Star 4:24 Wisdom of Crowds 2013 Bruce Soord; Johnny Wilks Kscope 40 2:47:07 Lazuli Au Bord Du Précipice 8:19 Être Et Ne Plus Être 2026 40

Time Artist Title Duration Album Year 0:00:00 Progphonic 198 Intro 0:39 0:00:39 Scardust Long Forgotten Song 4:18 Souls 2025 0:06:46 Paul Sadler The Fear 5:57 Soon To Be Absorbed 2020 0:12:43 Marek Arnold’s Artrock Project 04 Papillon 9:48 The Artrock Project 0:22:30 Feeling Of Presence Of Lost Illusion 6:22 Of Lost Illusion 2021 0:31:02 Whispers of Granite – Part 1 Intro Pt 1 – Whispers Of Granite Interview 11:00 0:42:02 Whispers of Granite Spirals 7:02 Liquid Stone 2025 0:49:04 Interview – Whispers of Granite Pt 2 – Hiding In Plain Sight Intro 1:50 0:50:54 Whispers of Granite Hiding in Plain Sight 5:03 Liquid Stone 2025 0:55:57 Whispers of Granite Interview Pt 3 – Intro to Endlessly 2:32 0:58:28 Whispers of Granite Endlessly 4:38 Liquid Stone 2025 1:03:07 Whispers Of Granite Interview Pt 4- Intro to Ocean Maker 3:44 1:06:51 Whispers of Granite Ocean Maker 7:55 Liquid Stone 2025 1:14:46 Pt 5 Whispers of Granite Pt 5 – Intro ONE MORE REASON 1:33 1:16:18 Whispers of Granite One More Reason 4:36 Liquid Stone 2025 1:20:54 Whispers of Granite Interview Pt 6 – Interview Conclusion 3:50 1:28:54 When Mary Wings of Wax 5:05 Prog_83 1:33:58 Frequency Drift Run 6:59 Over 2014 1:40:57 White Willow Chemical Sunset 7:52 Storm Season (2014 Remaster) 2004 1:48:49 White Willow Night Surf 4:09 Signal To Noise 2006 1:52:59 Haven of Echoes Ad Inifinitum 8:27 Memento Vivere 2024 2:07:03 Sammary The Deer Pants For Flowing Streams 6:46 The Deer Pants For Flowing Streams 2025 2:13:50 Edenya Princess Of The Light 3:07 The Secret Destination You Are Looking For 2025 2:16:57 Superthousand Four 6:37 Four 2025 2:26:57 Frozen Factory Reach Through The Waves 4:01 Apocalypse Inc. 2026 2:30:58 Engels Raised By The Screen 5:24 Engels III 2026 2:36:21 Ash Wing From My Window 8:40 Ash Wing 2025 2:45:02 Also Eden Promises 8:58 Holy Books and Credit Cards 1: Promises (EP) 2026 2:57:36 Sindar Greenfields 6:50 Tower of the Sun 2025

Most people think credit card rewards are free money, especially if they pay the balance off every month. But research shows credit cards change how much we spend... often costing us far more than the rewards give back.In this episode, I break down the psychology behind credit cards, why rewards feel so good, and the data showing people consistently spend more when they use them, even when they're disciplined.What we cover:Why paying with credit cards reduces “spending pain”The research showing people spend 12–18% more with credit cards (and sometimes far more)How rewards become permission to overspendA real example of how “free” travel actually cost tens of thousandsWhy this isn't about debt or irresponsibility—it's about awarenessSimple mindset shifts to help you spend more intentionallyThis episode isn't about telling you to stop using credit cards. It's about challenging the belief that rewards equal savings, and helping you notice how small mindset shifts can lead to real financial clarity.If this helps you pause and think differently about how you spend, that's a win.If you'd like to learn more about Andrea, visit her website: https://www.theandreapearsonshow.com/p/welcome.htmlInterested in receiving Killer Subject Lines: How to Grab Subscribers' Attention and Get Your Emails Opened for free? Join The Andrea Pearson Show newsletter list: https://www.theandreapearsonshow.com/p/killer-subject-lines.html

A new poll suggests the public's on board with the Government's proposed ban on card surcharges, just as the proposed law has been put on hold. The Government announced plans to ban all credit card and contactless surcharges last year, but faced criticism from businesses who'd be forced to stump the cost. Consumer NZ Campaign Manager Jessica Walker told Heather du Plessis-Allan that there is a middle-ground for both parties to settle on. "Too many surcharges are excessive or just not disclosed or unavoidable. So there would need to be some really firm caps in place to stop consumers being ripped off." LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this episode, Nick talks about Iran Asking For It, Prince Andrew Arrested, Trans Shooter's Fucked Up Family, Snoop's Credit Card, Another Boat Blasted, McDonald's Coffee, Oakland Still a Shithole and Midnight Munchies!  The FULL SHOW is live streaming & FREE-ONLY on Rumble! Join our LIVE CHAT at 6pm ET every Mon-Thu or watch the FULL EPISODE anytime on demand after 7pm ET. Follow my Channel and get notified! https://rumble.com/c/TheNickDiPaoloShow MERCH - Grab some mugs, hats, hoodies, shirts, stickers etc… https://shop.nickdip.com/ PERSONAL VIDEO FROM ME – Send someone a personal video from me! Go to https://shoutout.us/nickdipaolo  or www.cameo.com/nickdipaolo SOCIALS/COMEDY- Follow me on Socials or Stream some of my Comedy!  https://nickdipaolo.komi.io/  

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Semi-Annual Credit Card Audit: What's in My Wallet & Binder00:15 Travel Abroad Go-To: Chase Sapphire Preferred vs. Alaska Atmos Summit01:40 My 4-Step “Going Out to Eat” Card Algorithm (Citi, Marriott, Amex, Chase)03:45 The Rest of My Wallet: Lounge Cards, Hotel Keepers & Business Platinum Debate05:19 Pickpocketed in Serbia: How I Got My Wallet Back05:59 Into the Binder: Downgrades, Taxes Card & Keeping Credit Limits07:10 Business Spend Strategy: Chase Ink, Paying Staff, and 2x Catchalls09:03 Ads & Hotel Status: Amex Business Gold + Marriott Elite Night Math10:35 Status Match Relics & Extra Cards I Don't Use Anymore11:35 New Card Deep Dive: Bilt 2.0 Palladium as a 3x Catchall13:05 Rent Payment Plan + Why Bilt's Math Creates Decision Fatigue14:54 Wrap-Up: Keep Your Points Strategy Dynamic + Get Help If NeededYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

What are skimmers and RFID scanners? We'll talk with Alex Hamerstone, director of advisory solutions for TrustedSec, about some of the different way scammers are trying to steal your info.

In this week's episode, we look at the opposition to the Mussar Movement. What type of opposition was there initially, was this connected to the issue of Yeshiva curriculum? We also look at the issue of R Menashe of Iliya as a talmid of the Vilna Gaon. Why would one think he was a talmid of the Vilna Gaon? Why would one think he in fact wasn't? This week's episode is dedicated לעילוי נשמת קלמן נפתלי בן יעקב  You can now help Rabbi Wittenstien  create new and original content via our non profit  'The Jewish History and Tanach Foundation'.  Your support and partnership is greatly appreciated. Zelle : jewishhistorytnchfoundation@gmail.com Credit Card : https://thechesedfund.com/thejewishhistoryandtanachfoundation/support-r-wittenstein-s-tanach-and-jewish-history-project The Jewish History and Tanach Foundation is a registered 501-3c.  EIN : 33-485 5627 Donor's Fund account number: 2642025 Nach Yomi: Join R' Wittenstein's Nach Yomi on WhatsApp. We learn a perek a day five days a week, with a nine minute shiur covering the key issues. Click here to join!  For tours, speaking engagements, or sponsorships contact us at jewishhistoryuncensored@gmail.com PRODUCED BY: CEDAR MEDIA STUDIOS  

19:00:39 00:00:00 IQ The Darkest Hour 10:43 Ever 1993 79 19:11:58 00:11:19 Esthesis Out of Step 08:24 Out of Step 2025 83 19:20:21 00:19:42 The Mighty Ra Mr. Disingenuous 09:02 Now in a Minute 2025 77 19:29:23 00:28:44 Brendan Perkins Amelia’s Wedding 07:37 Stories from the Old Church Lane 2025 81 19:37:00 00:36:21 Hats Off Gentlemen It’s Adequate Between Two Worlds 04:12 The Uncertainty Principle 2025 82 19:42:12 00:41:33 Nova Cascade The Choice 27:56 Box Man 2025 83 20:10:11 01:09:32 Jingle Joe Cairney 00:28 2026 87 20:15:11 01:14:32 The Wizards of Progg The Clock Medley 05:53 White Fire and Other Stories 82 20:21:04 01:20:25 The Wizards of Progg The Cowboys (2025) 02:59 White Fire and Other Stories 81 20:24:03 01:23:24 Alan Reed First Responder 04:15 Close to Grey Sky Thinking 79 20:28:17 01:27:38 Also Eden Scented Candle Corridors 10:16 Holy Books and Credit Cards 1: Promises (EP) 2026 79 20:40:18 01:39:39 Temples on Mars Smile 04:48  The Last Ship – Radio Edit 79 20:45:06 01:44:27 Temples on Mars The Last Ship 03:40  The Last Ship 78 20:49:22 01:48:43 Oddleaf  Ethereal Melodies 07:55 Where Ideal and Denial Collide 80

Japan goes after arcades, Nintendo's Famicon gets its first licensee & Gamers come together online These stories and many more on this episode of the VGNRTM! This episode we will look back at the biggest stories in and around the video game industry in October 1994.  As always, we'll mostly be using magazine cover dates, and those are of course always a bit behind the actual events. Alex Smith of They Create Worlds is our cohost.  Check out his podcast here: https://www.theycreateworlds.com/ and order his book here: https://www.theycreateworlds.com/book Get us on your mobile device: Android:  https://www.google.com/podcasts?feed=aHR0cHM6Ly92aWRlb2dhbWVuZXdzcm9vbXRpbWVtYWNoaW5lLmxpYnN5bi5jb20vcnNz iOS:      https://podcasts.apple.com/de/podcast/video-game-newsroom-time-machine And if you like what we are doing here at the podcast, don't forget to like us on your podcasting app of choice, YouTube, and/or support us on patreon! https://www.patreon.com/VGNRTM Send comments on Mastodon @videogamenewsroomtimemachine@oldbytes.space Or twitter @videogamenewsr2 Or Instagram https://www.instagram.com/vgnrtm Or videogamenewsroomtimemachine@gmail.com Links: If you don't see all the links, find them here:      7 Minutes in Heaven: Mortal Kombat 2 (SNES, Genesis, Game Gear, Game Boy) Video Version: https://youtu.be/KI-X2NobWF0     https://www.mobygames.com/game/600/mortal-kombat-ii/ Corrections: September 1994 Ep - https://youtu.be/CvMg_FUb3p0 Ethan's fine site The History of How We Play: https://thehistoryofhowweplay.wordpress.com/     https://www.imdb.com/title/tt0131646/     https://www.mobygames.com/company/8/software-toolworks-inc-the/     Console Wars Readthrough - https://youtu.be/wYhpTBPXZkI     LGR Never Obsolete PC - https://www.youtube.com/watch?v=qQo0yOqOb_4     George Morrow -      Krzysztof Kieslowski - https://www.imdb.com/name/nm0001425/      1994     Nintendo caves to E3     Nintendo of America to attend E3 show in Los Angeles, Business Wire, October 4, 1994, Tuesday CES interactive postponed     Nintendo of America to attend E3 show in Los Angeles, Business Wire, October 4, 1994, Tuesday Nintendo lowers investor expectations     NINTENDO TO SEE 2ND SALES, PROFIT DROPS, Jiji Press Ticker Service, OCTOBER 4, 1994, TUESDAY     Nintendo revises FY '94 performance downward, Report From Japan, October 5, 1994          Nintendo sales, profits to post 2nd yearly fall,The Daily Yomiuri, October 5, 1994, Wednesday     Nikkei lower on new issue worries, Financial Times (London,England), October 5, 1994, Wednesday, London, Section: World Stock Markets (Asia Pacific); Pg. 41, Byline: By EMIKO TERAZONO           SEGA HITS '94 LOW ON TSE,Jiji Press Ticker Service,OCTOBER 4, 1994, ,TUESDAY Thornton warns of UK video game market decline     THORNTON ISSUES WARNING AS VIDEO GAMES SALES PLUMMET, The Guardian (London), October 6, 1994, Section: THE GUARDIAN , CITY PAGE; Pg. 19 CentreGold buys Core     CentreGold picks up Core, The Independent (London), October 27, 1994, Thursday, Section: BUSINESS & CITY PAGE; Page 42 Convergance  is the name of the game     Merging on The Information Superhighway The New Comfort Zone Where Public Meets Private - Correction Appended,  The New York Times, Correction Appended, Distribution: Home Design MagazineHome Design Magazine, Section: Section 6; ; Section 6; Part 2; Page 40; Page 21; Column 3; Column 2; Home Design MagazineHome, Design Magazine ; Part 2; ; Column 3; Column 2;Byline: By Phil Patton; By JULIE V. IOVINE     "Media Futures: SRI denounces superhighway claims, Financial Times (London,England), October 31, 1994, Monday, Section: Pg. 13 Length: 507 words, Byline: By RAYMOND SNODDY"     https://en.wikipedia.org/wiki/IBM_Simon Microsoft to buy Intuit     Microsoft To Acquire Intuit, Shareholder Sues, Newsbytes News Network, October 14, 1994        https://en.wikipedia.org/wiki/Microsoft_Money        BUSINESS TECHNOLOGY; Banks Going Interactive to Fend Off New Rivals, The New York Times, October 19, 1994, Wednesday, Late Edition - Final, Distribution: Financial Desk, Section: Section D; ; Section D; Page 1; Column 3; Financial Desk ; Column 3; First Virtual Holdings brings banking into cyberspace         A Credit Card for On-Line Sprees, New York Times (National Edition), October 15, 1994, Business and Industry, Section: Pg. Y17; Vol. 144; No. 49,850; ISSN: 0362-4331    https://www.pcmag.com/encyclopedia/term/first-virtual        https://en.wikipedia.org/wiki/Einar_Stefferud     HOME SHOPPING NETWORK STORE LAUNCH ON PRODIGY SUCCESSFUL, PR Newswire, October 18, 1994, Tuesday - 10:04 Eastern Time, Section: Financial News MicroTime Media is bringing ads to games     Media: Watch out Sonic, the admen are coming; Maggie Brown meets the founder of an advertising agency that is putting commercials into computer games, The Independent (London), October 18, 1994, Tuesday, Section: MEDIA PAGE; Page 29         https://danielbobroff.com/     https://www.mobygames.com/game/1777/push-over/     https://www.mobygames.com/game/581/james-pond-2-codename-robocod/ Dreamworks announced     Spielberg, Katzenberg, Geffen Troika Launch Entertainment Venture. The Associated Press. October 13, 1994, Thursday, PM cycle. Section: Business News. Byline: By JOHN HORN, AP Entertainment Writer     https://archive.org/details/menwhowouldbekin0000lapo Sega expands Model 2 offerings     https://archive.org/details/edge-013-october-1994/page/10/mode/1up?view=theater     https://segaretro.org/Sega_Model_2 Namco's Empire of Egg ups the ante     https://archive.org/details/edge-013-october-1994/page/16/mode/1up?view=theater     https://en.wikipedia.org/wiki/Wonder_Eggs Sega VR parks coming to Canada     --The Business Report--, Broadcast News (BN), October 25, 1994 Tuesday         https://en.wikipedia.org/wiki/Playdium         https://web.archive.org/web/19970223190650/http://www.playdium.com/      Aussie arcades go family friendly     ARCADE GAMES ARRIVE, The Courier Mail (Australia), October 30, 1994 Sunday, 2 - STATE, Section: Pg. 13, Byline: VEITCH C      Next Gen battle lines drawn at Japan Electronics Show     Next-Generation Game Machines Battle at Japan Electronics Show, The Associated Press, October 4, 1994, Tuesday, AM cycle, Section: Business News, Byline: By DAVID THURBER, Associated Press Writer     https://archive.org/details/GamePro_Issue_063_October_1994 pp178     JVC to Enter Video Game Machine Market Through Sega OEM, Japan Industrial Journal, October 5, 1994         https://segaretro.org/JVC        JVC to market Sega's Saturn video game machines, Japan Economic Newswire, OCTOBER 24, 1994, MONDAY, Dateline: TOKYO, Oct. 24 Kyodo       https://segaretro.org/Sega_Saturn#Models Sega announces Saturn launch price     Sega to sell new generation of video game machines, Japan Economic Newswire, OCTOBER 7, 1994, FRIDAY     SEGA SHARES FALL BELOW 5,000 YEN ON TSE,Jiji Press Ticker Service, OCTOBER 17, 1994, MONDAY, Dateline: TOKYO, OCT. 17         SEGA HITS NEW 1994 LOW ON TSE, Jiji Press Ticker Service, OCTOBER 24, 1994, MONDAY, Dateline: TOKYO, OCT. 24         Shanghai A shares decline by 8.1 per cent, Financial Times (London,England), October 27, 1994, Thursday, Section: World Stock Markets (Asia Pacific);,pg. 49, Byline: By EMIKO TERAZONO     https://archive.org/details/edge-013-october-1994/page/9/mode/1up?view=theater        https://archive.org/details/edge-013-october-1994/page/7/mode/1up?view=theater Matsushita announces cheaper 3DO     Matsushita introduces cheaper game machine, The Daily Yomiuri, October 21, 1994, Friday, Byline: Yomiuri Shimbun     https://archive.org/details/egm-2-october-1994/page/n39/mode/1up Sony announces PSX price     Sony to Launch New Video Game Machine, Associated Press Worldstream, October 27, 1994; Thursday 08:44 Eastern Time         Sony to introduce next-generation video game machine, Report From Japan, October 28, 1994 NEC reveals PC-FX launch date and price     NEC joins video game war, Agence France Presse -- English, October 31, 1994 05:54 Eastern Time 3DO to charge developers $3 fee     3DO kicks off holiday season with aggressive national advertising campaign, Business Wire, October 21, 1994, Friday 3DO devs revolt     3DO FACES REVOLT BY GAME DEVELOPERS OVER FEE TO CUT MANUFACTURERS' LOSSES, WALL STREET JOURNAL, October 24, 1994, Monday, Section: Section B; Page 3, Column 1, Byline: BY JIM CARLTON Toys R Us to stock Jaguar     Toys R Us stocks up on Jaguar, the world's first 64-bit video game system; Atari launches multi-million dollar marketing campaign for Jaguar, Business Wire, October 10, 1994, Monday         https://youtu.be/ndcTWeaVbLQ?si=kX5qo8st8oPI1wT0     https://archive.org/details/GamePro_Issue_063_October_1994 pp178        https://songbird-productions.com/jagdomain/jvmfaq.html Nintendo retakes 16 bit crown     "Nintendo Retakes 16-Bit Sales Crown, Wall Street Journal (3 Star, Eastern (Princeton, NJ) Edition), October 28, 1994, Business and Industry Section: Pg. B3; Vol. LXXVI; No. 11; ISSN: 0099-966" Nintendo nixes Play it Loud campaign     PLAY IT GONE, ADWEEK, October 31, 1994, Western Advertising News Edition     https://youtu.be/FArjEUhBgP4?si=JkfYhRH8hkeB8-_M Nintendo mails out 2 million video cassettes     Mario Homes in on D-Base, Ad Day, October 10, 1994, Section: DMK; Pg. 14, Byline: By Terry Lefton        https://youtu.be/Rv_YCSbWP78?si=jYmiIbfLxG87xjbv         Video game king invades cyberspace jungle; Nintendo of America enters the information super highway to launch Donkey Kong Country, Business Wire, October 13, 1994, Thursday         Nintendo Is Expecting Revenue From Game To Top $100 Million, Wall Street Journal (3 Star, Eastern (Princeton, NJ) Edition), October 26, 1994, Business and Industry, Section: Pg. B12; Vol. 224; No. 82; ISSN: 0099-9660     NINTENDO'S BIGGEST EVER GAMES LAUNCH AND BRITAIN IS AHEAD OF THE REST., PR Newswire Europe, October 28, 1994, Origin Universal News Services Limited, 1994, Section: GENERAL AND CITY NEWS Acclaims gets Marvel license     TCI may form Acclaim alliance, United Press International, October 19, 1994, Wednesday, BC cycle, Section: Domestic News, Dateline: ENGLEWOOD, Colo., Oct. 19 TCI buys into Acclaim     TCI to buy 10 percent of Acclaim, United Press International, October 20, 1994, Thursday, BC cycle, Section: Domestic News, Dateline: ENGLEWOOD, Colo., Oct. 20 Virtuality is virtually everywhere     Atari plans to put virtual reality into home computer games, The Sunday Times (London), October 30, 1994, Sunday, Section: Features, Byline: Steve Boxer        https://upload.wikimedia.org/wikipedia/commons/9/95/Project_Elysium_pg_1.jpg       https://en.wikipedia.org/wiki/Sega_VR        Atari joins forces with Virtuality to offer home virtual reality games by,Christmas 1995, Business Wire, October 25, 1994, Tuesday     https://en.namu.wiki/w/%EC%A0%84%EB%87%8C%EC%A0%84%EA%B8%B0%20%EB%84%B7%20%EB%A8%B8%ED%81%AC     Laser Quest transforms itself to push virtual reality 'tag' game, The Financial Post (Toronto, Canada), October 15, 1994, Saturday,WEEKLY EDITION, Section: SECTION 4, SPECIAL REPORT: COMPUTERS; Pg. C26; PROFILE, Byline: Johanna Powell ESRB announces rating milestone     ENTERTAINMENT SOFTWARE RATING BOARD ANNOU CES 100 INTERACTIVE ENTERTAINMENT PRODUCTS RATED IN FIRST MONTH, PR Newswire, October 5, 1994, Wednesday - 19:40 Eastern Time      RSAC rates Doom     CONSUMER SOFTWARE RATING SYSTEM RECEIVING STRONG INDUSTRY SUPPORT, PR Newswire, October 6, 1994, Thursday - 07:00 Eastern Time Sega breaks budget records         Video, Playback, October 10, 1994, Section: Pg.VI-1, byline: Laura Pratt      Mobile phones set to be hot Xmas item in UK     And only 75 shopping days to go . . ., The Independent (London), October 9, 1994, Sunday, Section: HOME NEWS PAGE; Page 6 Bible goes Gameboy         Game Boy offers competition to Gideons, St. Petersburg Times (Florida), October 8, 1994, Saturday, City Edition, Section: CITY TIMES; Religion; Pg. 8          October 10th is Doomsday      DOOM II: Hell On Earth now available, Business Wire, October 10, 1994, Monday     Doom II' video game rates an 'M', USA TODAY, October 11, 1994, Tuesday, FINAL EDITION, Section: LIFE; Pg. 1D IBM falls to 4th place among Aptiva sell out     "IBM Sells Out New Aptiva PC Shortage May Cost Millions in Potential Revenue, Wall Street Journal (3 Star, Eastern (Princeton, NJ) Edition), October 7, 1994, Business and Industry, Section: Pg. B4; Vol. 224; No. 69; ISSN: 0099-9660"     TECHNO-POP; PCs Embrace Mass Market Promos, Partners, Ad Day, October 17, 1994, Section: PROMOTIONS; Pg. 1, Byline: By Karen Benezra and Gerry Khermouch     IBM GETS BACK TO ITS ROOTS, The Australian Financial Review, October 24, 1994 Monday, Late Edition, Section: INFORMATION TECHNOLOGY; Pg. 40, Byline: DAVID CROWE Packard Bell rises to 3rd place in PC biz     Packard Bell's Surpirsing PC Rise, New York Times (National Edition), October 12, 1994, Business and Industry, Section: Pg. C1     https://vintage-packard-bell.fandom.com/wiki/Spectria_610_AN        https://en.wikipedia.org/wiki/Packard_Bell Microsoft Revenues jump!         Computer Update, The Independent (London), October 24, 1994, Monday, Section: NETWORK PAGE; Page 27, Byline: TIM JACKSON     Microsoft's Gates Heads Richest Americans List, Newsbytes, October 3, 1994, Monday, Section: NEWS Build to Order PCs boom     THE GLOBAL GUARD: THE INFORMATION REVOLUTION; The young pretenders ready to stake their claim, The Guardian (London), October 20, 1994, Section: THE GUARDIAN FEATURES PAGE; Pg. T15 Hyundai and DLT see PC-to-TV as the future of multimedia     Display Research In Technology Pact With Hyundai, Newsbytes, October 4, 1994, Tuesday, Section: NEWS, Dateline: KWAI CHUNG, HONG KONG FMV goes software only     Full-motion, full-screen realism without MPEG chips in GameTek's Quarantine CD-ROM, using Duck TrueMotion video, Business Wire, October 10, 1994, Monday     https://wiki.multimedia.cx/index.php/Duck_TrueMotion_1          https://segaretro.org/TrueMotion Mindscape buys SSI     MINDSCAPE, INC. ACQUIRES STRATEGIC SIMULATIONS, INC.; ACQUISITION STRENGTHENS ENTERTAINMENT DEVELOPMENT, EFFORTS, PR Newswire, October 20, 1994, Thursday - 08:16 Eastern Time, Section: Financial News Corel gets into games     Corel decides to spread its software bets around; Company moves, aggressively into new markets, The Ottawa Citizen, October 8, 1994, Saturday, FINAL EDITION, Section: BUSINESS; Pg. E1          https://www.mobygames.com/company/2075/cascade-parent-limited/ Will Wright working on Project X     Meet Mr. SimCity, Newsweek, October 24, 1994 , UNITED STATES EDITION, Section: Pg. 48, Byline: BARBARA KANTROWITZ Politicians are concerned about the internet     "Ottawa seeks advice about privacy Information highway raises new questions, paper says, The Toronto Star, October 15, 1994, Saturday, FINAL EDITION, Section: BUSINESS; Pg. C3, Byline: BY ROBERT BREHL TORONTO STARPRIVACY RIGHTS CANADA COMPUTER TELECOMMUNICATIONS            Regulator may police culture at infohighway phone booths, The Ottawa Citizen, October 1, 1994, Saturday, FINAL EDITION, Section: BUSINESS; Pg. D1, Byline: ALANA KAINZ; CITIZEN" College kids are becoming email  junkies     "On campus, there's a letter in the e-mail, USA TODAY, October 5, 1994, Wednesday, FINAL EDITION, Section: LIFE; Pg. 6D; Education, Byline: Karla Price            Internet the focus of Calgary computer sho Calgary Herald (Alberta, Canada), October 6, 1994, Thursday, FINAL EDITION, Section: COMPUTERS; Pg. D10, Byline: MEL DUVALL"     Commercial services: where content is king, The Toronto Star, October 27, 1994, Thursday, METRO EDITION, Section: FAST FORWARD; Pg. J2 Compuserve to open service to the Internet     DRIVE FOR INFORMATION, The Courier Mail (Australia), October 25, 1994 Tuesday, 2 - FIRST WITH THE NEWS, Section: Pg. 34, Byline: COX P Apple to Cyberdog it     Secret Apple Cyberdog unleashed on Internet, USA TODAY, October 24, 1994, Monday, FINAL EDITION, Section: MONEY; Pg. 1B, Byline: James Kim         https://en.wikipedia.org/wiki/OpenDoc         https://en.wikipedia.org/wiki/Cyberdog      The file format of the web is still in doubt     Dial-a-catalog, Forbes, October 10, 1994, Section: ON THE COVER; Computers/Communications; Pg. 126, Byline: By David C. Churbuck Cybersquatting demo'd     Computer Update, The Independent (London), October 24, 1994, Monday, Section: NETWORK PAGE; Page 27, Byline: TIM JACKSON Maryland's Sailor Project sees expansion need     TESTIMONY OCTOBER 4, 1994 BARBARA G. SMITH ON BEHALF OF MARYLAND'S SAILOR PROJECT HOUSE SCIENCE/SCIENCE INTERNET ACCESS, Federal Document Clearing House Congressional Testimony, October 4, 1994, Tuesday, Section: CAPITOL HILL HEARING TESTIMONY      Pearson buys Future     PEARSON BUYS FUTURE PUBLISHING FOR 52.5 MLN STG: 2, Extel Examiner, October 24, 1994, Monday - 08:25 Eastern Time, Section: Company News; Takeovers and Acquisitions Ziff family sells Ziff Davis     ZIFF FAMILY SELLS ZIFF-DAVIS PUBLISHING COMPANY TO FORSTMANN LITTLE FOR $1.4 BILLION, PR Newswire, October 27, 1994, Thursday - 12:52 Eastern Time Ziff Davis launches Family PC     NEW COMPUTER MAGAZINE APPEALS TO FAMILIES, The Columbian (Vancouver, A.), October 09, 1994, Sunday, Section: Money; Byline: By MICHAEL J. HIMOWITZ The Baltimore Sun Computer Living breaks records in Australia     Computer Living Largest Launch In Australian History, Newsbytes News Network, October 21, 1994     PC USERS RESUME AFFAIR WITH MAGS, Philadelphia Daily News, October 28, 1994 Friday PM EDITION, Section: BUSINESS , MONEYTALK; Pg. 75, Byline: Michael Connor, Reuters      Supreme Court won't review Game Genie case     No Headline In Original, WALL STREET JOURNAL, October 13, 1994, Thursday, Section: Section B; Page 2, Column 4 Mario Paint suit dismissed     Nintendo claims victory in inventor's patent suit, The Toronto Star, October 15, 1994, Saturday, FINAL EDITION, Section: BUSINESS; Pg. C7          NINTENDO PREVAILS IN PATENT INFRINGEMENT CASE, PR Newswire, October 14, 1994, Friday - 11:00 Eastern Time, Section: Financial News      Jail time first for software pirate     https://www.tampabay.com/archive/1994/08/22/software-pirate-is-first-to-get-prison-time/         https://archive.org/details/PC-Player-German-Magazine-1994-10/page/n15/mode/2up Nintendo donates to epilepsy research     Nintendo to help study video-epilepsy link, The Daily Yomiuri, October 15, 1994, Saturday, Byline: Yomiuri Shimbun      UK to begin game preservation     SuperMario and Aladdin meet Marlon Brando; The National Film and Television Archive, preserver of artistic heritage, is planning a collection of video games. Nick Wray reports, The Independent (London), October 10, 1994, Monday, Section: NETWORK PAGE; Page 24, Byline: NICK WRAY Home office furniture goes upscale     COMPUTER STATIONS GO HIGH-STYLE HOME-ENTERTAINMENT SYSTEMS AND WORK PODS HIGHLIGHTED AT SHOW. / WANT A LOUIS XV ARMOIRE FOR YOUR TELEVISION SET AND SEREO AND VCR? JUST LIKE THOSE IN,THE 18TH-CENTURY FRENCH COURT?, The Philadelphia Inquirer, October 21, 1994 Friday FINAL EDITION, Section: FEATURES MAGAZINE: HOME & DESIGN; Pg. E01, Byline: Susan Caba, INQUIRER STAFF WRITER Taco Bell gameifies employee performance     Users eye game technology to spice up service, Computerworld, October 10, 1994, Section: NEWS; MULTIMEDIA; Pg. 24, Byline: Suruchi Mohan; CW Staff MK Album     https://archive.org/details/Electronic_Gaming_Monthly_63_October_1994_U/page/n157/mode/1up?view=theater MK Live coming to an arena near you     Fishof Producing $2.5 Million Mortal Kombat Arena Show, Amusement Business, October 31, 1994, Business and Industry, Section: Pg. 14; Vol. 106; No. 43; ISSN: 0003-2344, Byline: Susan Ray          https://en.wikipedia.org/wiki/Mortal_Kombat:_Live_Tour Raul Julia RIP     Puerto Rico to salute late actor Raul Julia, USA TODAY, October 25, 1994, Tuesday, FINAL EDITION, Section: LIFE; Pg. 1D, Byline: Ann Oldenburg Quote of the month:      CBS is No. 1 with older viewers, but other networks say 'So what?' The Gazette (Montreal, Quebec), October 2, 1994, Sunday, FINAL EDITION, Section: ENTERTAINMENT: SHOWCASE; Pg. F4, byline: ED BARK; DALLAS MORNING NEWS Recommended Links: The History of How We Play: https://thehistoryofhowweplay.wordpress.com/ Gaming Alexandria: https://www.gamingalexandria.com/wp/ They Create Worlds: https://tcwpodcast.podbean.com/ Digital Antiquarian: https://www.filfre.net/ The Arcade Blogger: https://arcadeblogger.com/ Retro Asylum: http://retroasylum.com/category/all-posts/ Retro Game Squad: http://retrogamesquad.libsyn.com/ Playthrough Podcast: https://playthroughpod.com/ Retromags.com: https://www.retromags.com/ Games That Weren't - https://www.gamesthatwerent.com/ Sound Effects by Ethan Johnson of History of How We Play. Copyright Karl Kuras

Hi mama, If you feel like you make good money… but somehow still feel stressed about it — this episode is for you. In part two of our mini money mindset series, I'm sitting down with Shana and Vanessa… the Budget Besties… to talk about how working moms can: Stop relying on credit cards • Dig out of holiday debt • Avoid the “Amazon black hole” • Create separate spending buckets that actually work • Set up a simple budget system that runs on autopilot • Teach kids healthy money habits early We're talking about real life budgeting…. not restriction, not shame, not tracking every penny — but building a system that supports your goals, your family, and your future. If you've ever said: “I'll figure it out later.” “I make good money… why does it feel tight?” “I don't even know where it's all going…” This conversation will change how you think about money. Plus, we dive into: ✔️ The Christmas debt hangover ✔️ Why credit cards feel like a black hole ✔️ How to automate your budget so it works even when life gets crazy ✔️ Giving your kids their own accounts and financial responsibility ✔️ How to divide holiday spending by 12 so next year feels calm Because becoming intentional with your time also means becoming intentional with your money. Future you is cheering you on!

He closed 2025 at $844K in Amazon sales on roughly 10 hours a week. Then used those profits to buy a bulldozer, start a land clearing business, and quit his 20-year tech career. This is the full story.Justin Zsimovan (@flippin4gold) joins Clear the Shelf to break down exactly how he built a high-margin Amazon FBA business while working full-time, why he believes retail arbitrage is underrated, and what 20 years in enterprise AI taught him about where this industry is really headed.⏱️ TIMESTAMPS00:00 — Intro: From IT Security to Amazon FBA02:52 — Why Amazon? The Exit Plan from Tech06:37 — Failed Side Hustles Before Amazon Clicked08:10 — How His Wife Runs Most of the Amazon Business11:32 — $844K Revenue Breakdown: RA vs. OA Split13:53 — Zero RA Competition: The Small Town Advantage16:33 — "RA Isn't Scalable" — Why That's Wrong19:00 — The Lead Delay Strategy: Let Stores Hold Your Inventory20:02 — Hiring a VA Too Early (And Why She's Now Irreplaceable)22:53 — Manufacturing Margin: Gift Cards, Credit Cards, and Stacking Points28:29 — Using Grok to Model $10K → $100K/Month Growth31:19 — Amazon as a Launchpad, Not the End Goal34:48 — What's Actually Hard About Starting a "Real" Business39:33 — The Land Clearing Business: From LLC to $90K Bids44:12 — How to Pick a Business AI Can't Disrupt49:15 — The Scott Adams Ideation Framework53:29 — AI Doomer Perspective: Why He Left Tech55:37 — 99.9% of AI Tools on Amazon Twitter Are Junk58:00 — Data: What Sellers Should Record Starting Today01:01:09 — Use Case Engineering: Don't Boil the Ocean01:07:00 — How to Evaluate AI Tools (Open Claw, Claude Desktop)01:10:10 — AI Threatens OA More Than RA01:19:06 — Balancing a W2, Amazon, and a New Business01:21:44 — Managing Risk: The "Worst Case Is Bankruptcy" Mindset01:24:47 — The Escape Sequence: X → Amazon → Land Clearing → Freedom01:28:08 — Lightning Round: Start With Less Money Than More01:29:29 — Book Rec: "Cold Calling Sucks (And That's Why It Works)"01:32:55 — Quote of the Week: Walt Disney on Action Over Analysis

Should credit cards interest rates be capped HR 1 full 2587 Tue, 17 Feb 2026 15:57:55 +0000 ZJzugTvAMkqKKEXnRVIoQ15ZYjf1V2pe news MIDDAY with JAYME & WIER news Should credit cards interest rates be capped HR 1 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News False https://player.amperwavepodcasting.com?feed

Takeaways:Access to 0% interest credit can boost business growth.Building a strong personal credit profile is essential.Credit stacking allows for maximizing funding potential.Risks include overextending financially with credit.Preparation is key to seizing business opportunities.   We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  CLICK THE LINK TO GET ACCESS:  https://www.creditcounselelite.com/event-access How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it's right? If I've got 0% debt and normal debt on a credit card, which do they clear first? I've just seen you advertising ‘Quantum AI' with a guaranteed £25,000 return! Is it true? (Spoiler: no, it's a scam). If you've earned cashback, but returned the product, what happens? Can you tell me the best account for under 11s? Plus, beam me up, Martin, what's your favourite sci-fi?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know if he's got a favourite flower, if he's a proper romantic, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

CES 2026: Vaonis App-Controlled Smart Telescopes AI is Changing My Health Security Bits - 15 February 2026 Transcript of NC_2026_02_15 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

In this Friday night episode, Henry discusses whether credit cards should be accepted when buying lottery tickets. Then, which sports broadcast personality is looking to jump into the political ring?

It's tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not. Tax Refunds & Withholding: Segment 1 Ask Clark: Segment 2 Trump Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Reasons Why This Is the Best Time of the Year To File Your Taxes Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Is One Medical Membership for Prime Members Better Than a Health Concierge? Direct Primary Care: A new solution for rising health care costs? Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Trump Accounts: What You Need To Know Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? BBB-File a Complaint 5 Best Places To Buy Pet Medicines - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

#147 Are travel credit cards worth the hype?? In this episode of the Everyday Bucket List Podcast, we break down whether travel credit cards are truly worth it and how to maximize travel rewards without overspending. You'll learn how to: Use travel rewards credit cards to earn points and miles, including a comparison of cards with annual fees vs. no-fee travel credit cards Take advantage of flexible travel rewards programs that make trip planning easier Apply smart credit card strategies to balance costs, perks, and long-term value Be sure to take notes as you listen so you can choose the best travel credit card for your lifestyle and travel goals. Travel rewards expert Lee Huffman, Nerd Wallet contributor, founder of BaldThoughts.com and host of The We Travel There Podcast, shares actionable tips for earning more points and miles. He recommends starting with credit cards that offer sign-up bonuses and valuable travel benefits, while beginners should focus on managing just a few cards. Lee also highlights how cashback programs and online shopping portals can help you earn extra rewards on everyday purchases. CLICK THE LINKS BELOW OR CUT AND PASTE THEM INTO YOUR BROWSER: Read the blog post (show notes): KarenCordaway.com/best-card-for-travel/    Binge-listen to my Seasonal Bucket List playlist https://bit.ly/3SPiiVN  Binge-listen to my Episodes about Hobbies playlist  https://spoti.fi/46Q9p4o   Listen to these episodes next: Nashville, Tennessee: Things to Do w/ Lee Huffman (Ep 13) 2 Day Dublin Itinerary: What to Do in Dublin City Centre (Ep 104) Best Spots in Hawaii for Vacation (Ep 32) 9 Affordable Weekend Trips in the USA for Couples: Perfect for Feb & Mar  (Ep 116) Simple, Fun & Affordable Bucket List Ideas to Do in Everyday Life (Ep 89)   RESOURCES: Grab a copy of  The Everyday Bucket List Book https://amzn.to/3vwxz2K Monthly Bucket List Goals PDF  https://buymeacoffee.com/edbl/e/165156 How to Travel for Free Using Miles & Points: 5 Simple Steps to Start Travel Hacking Ebook   Connect with the guest: Websites: BaldThoughts.com & WeTravelThere.com Social: @BaldThoughts   Connect with me: Website: https://KarenCordaway.com Twitter (X): @KarenCordaway https://x.com/karencordaway Pinterest: @Everyday_Bucket_List https://www.pinterest.com/EverydayBucketList/ Tiktok: @Everyday_Bucket_List https://www.tiktok.com/@everyday_bucket_list   Disclaimer: Some of the outbound links financially benefit the podcast through affiliate programs. Using our links is a small way to support the show at no additional cost. I only endorse products, programs, and services I use and would recommend to close friends and family. Thank you for the support! Hello@KarenCordaway.com for brand partnerships and business inquiries.      

In today's Kelsey Unpacked, I'm opening up my wallet and sharing the 5 credit cards I'm carrying right now and why. I'm talking points, miles, and the travel perks that make trips cheaper, plus how I decide which card to use for everyday spending. Buy Me A Coffee: https://buymeacoffee.com/kelseygravesFollow me on Instagram: https://www.instagram.com/kelsey_gravesFollow me on TikTok: https://www.tiktok.com/@mskelseygravesJoin us in the Trip Tales Podcast Community Facebook Group: https://www.facebook.com/groups/1323687329158879Mentioned in this episode:- Points and Miles Resources: The Points Guy, 10X Travel, Wonderland on Points podcast, Katie's Travel Tricks and the Points for Normal People podcast, @letstraveltalk on Instagram and the Travel Reward University course- My Chase Sapphire Preferred® Referral Link:https://www.referyourchasecard.com/19u/R8JPUYZV1R- My Southwest Rapid Rewards Silver or Performance Business Referral Link:https://www.referyourchasecard.com/226f/720P5CNEZR- My American Express Gold Card Referral Link: https://americanexpress.com/en-us/referral/gold-card?ref=KELSEGm84o&xl=cp15- My Capital One Venture X Referral Link: https://i.capitalone.com/JcrIKYWpz

Have you ever wondered what points lessons other travelers learned the hard way—so you don't have to?   Today's episode is a little different. I recently crowdsourced the biggest points lessons learned in 2025 from members of my community, and the responses were so good. Some were tactical, others were mindset-shifting, and more than a few had me laughing because they highlighted mistakes that are just so relatable in this hobby.   In this episode, I'm sharing the most insightful, surprising, and valuable takeaways from real travelers across the spectrum of experience—from those just starting their rewards journey to seasoned award travel veterans. I've organized these lessons around five main themes: be proactive and be prepared, stay curious and creative, don't let perfect be the enemy of done, automate and plan ahead to prevent year-end stress, and high-value specific tips you need to know.    From transfer timing surprises and phantom award space to the power of flexibility and actually spending your points instead of hoarding them, these real-life lessons will help you earn more strategically, book better redemptions, and navigate award travel with less stress in 2026.   Get full show notes and transcript: https://pointmetofirstclass.com/2025-points-lessons-learned/    Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!  Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  CLICK THE LINK TO GET ACCESS:  https://www.creditcounselelite.com/event-access How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Clockwise #642: A Hierarchy in My Head - Relay CES 2026: Hypershell Exoskeleton Touch Portal, An Inexpensive Stream Deck-like Solution — by Steve Mattan CES 2026: Naqi Logix Neural Earbud-Based Control Platform Support the Show CCATP #829 Jason Howell on Smart Glasses Transcript of NC_2026_02_08 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Spencer Reese welcomes Amy and Taryn, two of the three military spouses behind the booming Military Travelers Facebook Group, 25,000 members strong! Together, they debunk four major myths about military credit cards and share how military families can unlock thousands of dollars in travel perks—without falling into debt. Whether you're brand new to award travel or a seasoned cardholder looking to optimize your benefits, this episode is packed with practical, real-life strategies that can help you fly business class for almost free, book luxury hotel stays, and even score $18K+ in annual perks—all while building excellent credit. Main Topics Covered: The Origin of the Military Travelers Facebook Group How a chance basement conversation turned into a movement for military spouses The viral growth of the group from a few neighbors to 25K+ members Debunking the 4 Biggest Military Credit Card Myths Myth: Only active duty service members get annual fee waivers Truth: Military spouses can get their own fee-waived cards Difference between being an authorized user and having your own account Myth: One card is enough to earn free trips Why relying on just one card (like Amex Platinum) limits your rewards How strategic "welcome bonus" stacking earns 10x more points Myth: Opening many credit cards means you're in debt Using credit cards like a debit card: no debt, no interest, all rewards Real stories of people earning big while maintaining $0 balances Myth: Opening multiple cards hurts your credit How smart credit use improves your score (700–800+) Breaking down the credit score formula for military families Getting Started: Best First Cards for Military Spouses Amex Gold and Chase Sapphire Preferred explained Building credit as a non-U.S. citizen military spouse Maximizing Military Perks (Even Beyond Travel) Earning and tracking $18K+ in annual card benefits Tips for using credits for everyday needs like holidays, gifts, and subscriptions Managing Multiple Cards Without Overwhelm Tools: Travel Freely app (with military mode) Systematizing applications for P1/P2 (you and your spouse) How to know which card to open next Key Questions Answered: How can military spouses get credit cards without income? What counts as household income on credit applications? How do military benefits apply to foreign spouses? Is it really worth it to open more than one card? Can credit card usage hurt my credit score or lead to debt? How do I track and manage multiple cards without going crazy? Resources & Mentions: Military Money Manual Ultimate Military Credit Card Course Military Travelers Facebook Group  Travel Freely App – Card tracking tool with military mode Military Travelers' Beginner's Guide and Next Steps Guide Episode 112 with Travel Freely Founder Zach Hood Budget Apps Mentioned: YNAB (You Need a Budget) Connect with the Guests: Instagram: @themilitarytravelers Website & Blog: TheMilitaryTravelers.com Enjoying the Show? Please consider rating and reviewing the podcast to help other military families discover these valuable insights and perks.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

How many credit cards is too many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight? This week, Jean Chatzky is joined once again by money expert Vivian Tu for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest. Together, they break down: How to decide if high-end travel cards like Amex Platinum or Chase Sapphire Reserve are actually worth the cost The smartest way to evaluate card perks — from lounge access to travel protections — in real dollar terms When it makes sense to downgrade a credit card How to use points efficiently without spending hours comparison shopping What to say if you call your credit card company to ask for a lower interest rate How to switch cards while protecting your credit score and account history