Podcasts about credit cards

This week’s listener, “Beth,” is stuck between tax debt and credit card debt—plus the anxiety that comes when you’re a little bit of a rebel, chasing that nonprofit art life immigrant parents never signed off on. (We see you, Beth!) Mandi shares lessons from her own contractor journey, breaks down why the IRS is no joke, and gets honest about how hard it is to face down those phone calls and official forms. You’ll hear: • Why tax debt takes priority (because the IRS does NOT play, y’all) • Smart ways to negotiate payment plans (and what “offer in compromise” means) • Real talk on avoiding credit card traps, balance transfers, and why budgeting apps like Rocket Money and Monarch can help you see the whole mess clearly • Which debt payoff method actually works for real people (snowball vs. avalanche, plus why momentum matters) • How to keep your sanity and your community close—because shame and overwhelm are not welcome on this show • Lifting each other up and why it’s ok to slow down, set boundaries, and put self-care first (even free self-care counts!)If you’ve felt stuck, overwhelmed, or just wish you weren’t facing those numbers alone, this is the episode for you. Write in, DM, or leave us a voice memo with your story—we’ll show up, judgment free. RSVP FOR MY FREE WEBINAR 9/25: How to Use AI To Master Your Money + Career In a Challenging Economy RESOURCES MENTIONED: https://www.irs.gov/help/let-us-help-you IRS PHONE DETAILS: Individuals800-829-10407 a.m. to 7 p.m. local time Businesses800-829-49337 a.m. to 7 p.m. local time https://www.rocketmoney.com/ https://www.monarchmoney.com/ See omnystudio.com/listener for privacy information.

In this episode, Farnoosh shares advice on managing finances between partners with unequal incomes and offers guidance on common financial queries such as selling a home to live mortgage-free and building credit without a credit card. Register for Farnoosh's live investing workshop here. Listen to Farnoosh on WNYC here. Hosted on Acast. See acast.com/privacy for more information.

This week, we're spending seven days inside Shannon's wallet, a 41-year-old teacher, mom of two, and money-minded multitasker who lives in a suburb of Washington, D.C. With summer break just beginning, Shannon uses her time off to reflect on her relationship with money, childhood financial trauma, and the emotional tug-of-war between responsible budgeting and spontaneous joy.

Chinese regulators are reportedly preparing to restrict mainland state-owned enterprises and banks from pursuing stablecoin and crypto initiatives in Hong Kong.~This episode is sponsored by Tangem & Gemini~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!Sign up for The Gemini Credit Card and get an extra $50 in crypto!➜ https://bit.ly/GeminiPBN00:00 Intro00:10 Sponsor: Tangem00:45 China restricts Hong Kong stablecoin activity02:30 Animoca Brands03:00 China deflation gets bad03:55 CNBC: What deflation looks like in China right now05:30 China SEC corruption06:00 Utah State Rep Hints at banning china stocks06:50 RFK jr. is starting raids on Chinese consumer products08:00 JP Morgan successfully slows CLARITY BILL?08:20 Sponsor: Gemini09:00 Japan's Crypto Payment Revolution Begins09:30 Credit Card not Debit Card09:50 Cool card skins10:15 Japan Sponsors Ethereum10:55 Animoca goes all-in on Japan11:45 Ethereum Winning12:00 Outro#Crypto #Ethereum #china~China PANICS and Censors Stablecoins!

Another monthly recap episode - Best Buy blessed me with some more coupons and there were a lot of laptop deals. We also went on a fun trip to London and the Bordeaux region of France.For a full catalog of episodes, and the private Slack group, please go to churninglife.com for a link to the Patreon page.

President and CEO of the Better Business Bureau Steve Bernas joins Bob Sirott to explain how scammers are tapping into our credit cards and mobile phones, receiving calls for a loan you didn’t apply for, and an investment fraud alert from the FTC. He also shares details on how you can get a free webcam from the BBB […]

About this episode: Credit scores are more than just a number—they can determine your ability to access critical financial assets like loans, leases, and jobs that, in turn, have a huge impact on your health. In this episode: Professor Catherine Ettman shares new research that explores the relationship between low credit scores and mental health, and discusses a recent ruling reinstating medical debt as a metric of creditworthiness. Guest: Catherine K. Ettman, PhD, is an assistant professor in Health Policy and Management at the Johns Hopkins Bloomberg School of Public Health, where she studies population mental health. Host: Stephanie Desmon, MA, is a former journalist, author, and the director of public relations and communications for the Johns Hopkins Center for Communication Programs. Show links and related content: Americans' medical debt can stay in credit reports, judge rules. What does that mean?—NPR Area-level credit scores and symptoms of depression and anxiety in adults—American Journal of Epidemiology An Asset Framework to Guide Nonhealth Policy for Population Health—JAMA Health Forum Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

The latest installment of Extra Credit has Dawn Figlioli, VP of Sales, Financial Services at TransUnion, stepping into the host seat, guiding a conversation with Craig and Josh on the latest credit market insights. The trio explores the current lending environment, marked by both stability and caution, and dives into the surprising growth at both ends of the credit spectrum. They discuss rising delinquencies in auto and mortgage, the evolving role of FinTechs in super prime lending, and how refined risk strategies are reshaping subprime performance. The episode also touches on the regulatory landscape and why consumer optimism may be on the rise — despite economic headwinds. Whether you're a lender navigating uncertainty or a strategist looking for signals in the noise, this episode offers grounded, data-driven perspective on what's next. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Want to learn how to fly around the world without draining your bank account? In this episode, I sit down with my friend Benny—my go-to travel expert—to talk about travel hacking, maximizing credit card points, and finding the best flight deals. ✈️ We cover everything from travel misconceptions and saver award flights to what to do when your flight gets delayed. Whether you're planning a big international trip or just looking for ways to save on flights, you'll walk away with practical tips to make travel more affordable.

Most people buy a restaurant and inherit someone else's problems. John Gelastopoulos bought a closed breakfast spot, maxed out his credit cards to keep it alive—and turned it into a 41-location powerhouse. The secret? Relentless persistence and an obsession with people.In this conversation, John shares how he went from washing dishes to franchising nationwide, why filling the dining room once can create a lasting ripple effect, and the systems that keep his culture intact across dozens of locations. We get into scaling without losing empathy, making smart pricing moves through economic swings, and focusing only on what you can control—no matter the competition.If you're ready to see how grit, relationships, and a well-timed Rolodex can build an empire, this episode delivers.To learn more about Broken Yolk Café and their franchise opportunities, visit www.thebrokenyolkcafe.com____________________________________________________________Free 5-Day Restaurant Marketing Masterclass – This is a live training where you'll learn the exact campaigns Josh has built and tested in real restaurants to attract new guests, increase visit frequency, and generate sales on demand. Save your spot at restaurantbusinessschool.comFull Comp is brought to you by Yelp for Restaurants: In July 2020, a few hundred employees formed Yelp for Restaurants. Our goal is to build tools that help restaurateurs do more with limited time.We have a lot more content coming your way! Be sure to check out our other content:Yelp for Restaurants PodcastsRestaurant expert videos & webinars

TAKEAWAYSYour phone is a tracking device that tells app operators where you are at all timesYour credit card data is being sold and used by other companies; therefore, pay with cash whenever possibleFBI whistleblowers have alleged that the intelligence agency has been tracking the credit card transactions of American citizens for decadesWhen we give up the ability to use cash, we set ourselves up for being controlled and censored

Send us a textCredit card processing is a necessity for every aesthetic practice, but the fees behind each swipe aren't always as simple as they seem. Hidden costs can eat away at profitability without you even realizing it. In this episode, host Jay Shorr sits down with Tim Ryan, Founder and CEO of Blueswipe, to uncover how payment processing really works in the aesthetic industry. You'll learn how to identify and eliminate hidden charges, avoid overpriced EMR-integrated systems, and negotiate transparent, cost-effective solutions that protect your bottom line.  Schedule your free consult with our expert, Jay Shorr, here. To sign up for our Conversion Cascade 2.0 online course, click here. Don't forget to enter code PODCAST at checkout for 20% OFF! Connect with us:Website: https://shorrsolutions.com/Instagram: https://www.instagram.com/shorrsolutionsFacebook: https://www.facebook.com/shorrsolutionsLinkedIn: https://www.linkedin.com/company/shorrsolutionsYouTube: https://www.youtube.com/user/TheBestMBS1/featured

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Cristine Healey ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Update/Corrections to Disk Sweeping Apps Tiny Mac Tips Part 10 Support the Show CCATP #820 — Adam Engst on Apple Care and AppleCare One Transcript of NC_2025_09_07 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

This week we look at the best bonus ever to be offered on the TD First Class Travel Visa Infinite Card, the coveted transfer bonus from American Express to Marriott Bonvoy, an excellent oneworld elite status match opportunity and much more in our weekly credit card and loyalty rewards newscast!

Terrina Taylor, The Payments Connoisseur, who helps minority and women-owned businesses navigate the complex world of merchant services and credit card processing.Through her personalized approach to merchant account management, Terrina guides clients through application assistance, cost savings analysis, and ongoing support, ensuring they don't fall victim to the payment processing nightmares many small businesses face.Now, Terrina's focus on proactive customer service demonstrates how having a dedicated merchant account manager can transform a business's payment processing experience.And while offering free cost savings analyses to new clients, she's helping business owners understand exactly where their money goes and how to maximize savings while minimizing fees in an industry often plagued by poor support and unexpected account shutdowns.Here's where to find more:TerrinaTaylor.comhttp://www.facebook.com/terrinataylor.9http://www.instagram.com/yesher.terrinataylorhttp://www.linkedin.com/in/terrinataylor426________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Anthropic agrees to pay 1.5 billion to settle class action, Mark Zuckerberg no relation to Mark Zuckerberg keeps having his Facebook account suspended. UK Govt trial of MS365 copilot shows no clear productivity boost, Microsoft ULA explained by NotebookLM AI thanks to Zig in NC, Credit Card use on internet, New Laptop but I hate Microsoft, Google ordered to pay 425 million for lack of Data Privacy.

(Originally released September 2023) #349: Shelby Church has been a YouTube content creator for over 10 years, covering everything lifestyle, tech and business related. She has amassed an audience of 1.7 million subscribers and over 100 million total video views. She has been featured in multiple articles from Business Insider covering YouTube analytics and CPMs. She also has a series on her Airbnb in Palm Springs - showing everything from renovations, to the numbers behind the business.Topics discussed:Importance of high-yield savings accountLife as a content creator and YouTuberReality of buying and renovating a home to rent outBest business banks for young entrepreneurs and freelancersIdeal percentage of your income to save in order to have substantial savingsPerks of airport lounges if you travel frequentlyENJOY 10% OFF THE WHAT FULFILLS YOU? CARD GAME AT www.whatfulfillsyou.com - code "WHATFULFILLSYOU10"Follow Shelby Church on Instagram: https://www.instagram.com/shelbychurchFollow the What Fulfills You? Podcast Instagram: https://www.instagram.com/whatfulfillsyouFollow Emily Elizabeth's Instagram: https://www.instagram.com/emilyeduongSupport this podcast at — https://redcircle.com/what-fulfills-you-podcast/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In today's Tech3 from Moneycontrol, we bring you the top stories shaping the world of startups and technology. Girish Mathrubootham officially exits Freshworks after nearly 15 years. Urban Company's cap table gets a boost with Tiger Global and Accel offloading shares ahead of its IPO. We track how online credit card transactions are set to overtake offline swipes, and wrap up with Amazon and Flipkart's festive sale dates.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:36 Understanding the Demographics of Amex Platinum Cardholders02:16 Maximizing Points with Bask Bank03:36 Earning Points on Housing Costs05:43 Leveraging Business Credit Cards09:08 Buying Your Way to Elite Status11:04 Paying Taxes with Credit Cards13:45 Conducting Points and Miles Experiments17:05 Conclusion You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Send us a textCan you legally walk away from credit card debt?

Zach Lindquist leads Pure Crypto's research, combining technical depth with a rigorous, investor-first mindset#crypto #blockchain #ZachLindquiest All Episodes can be found at www.thecryptopodcast.org All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/ About my Guest Zach LindquiestZach Lindquist leads Pure Crypto's research, combining technical depth with a rigorous, investor-first mindset. He is responsible for manager due diligence, thesis validation and identifying market inefficiencies across the crypto ecosystem. Known for cutting through hype, Zach helps shape Pure Crypto's approach to navigating a complex, rapidly evolving asset class.What we Discussed: 00:20 Who is Zach Lindquiest 01:00 Zach's Career to Date02:25 Who is the Founder of the Company03:00 Who he thinks Created Bitcoin04::10 Pure Crypto with 11 x Returns Net of Fees05:23 Will Asset Classes change with Blackrocks input07:15 The Cycles with other Crypto08:10 Is watching the Influencers beneficial11:15 Tokenisation12:35 Credit Card payments should not cost 3%12:40 The fees are hurting the small shops14:28 Paypal charging up to 10% for a Transfer15:53 Stable Coins and the US Treasury Market19:00 90%+ of Stable Coins are backed by Liquid US Treasuries19:50 Will Crypto become more easy to Protect people21:42 How to Avoid the Scammers23:15 The abilty to use Blockchain to avoid Currency Conversion charges when abroad24:20 Is there a Euro Stable Coin25:30 Banks giving you the inquisition when withdrawing Your Own Funds27:10 Can People use a self directed IRA with Pure Crypto28:30 The Process for International Investors29:30 Exchanges and Wallets31:10 Lots of Meta Mask users complain33:10 The KYC and dangers of some exchanges36:10 Crypto ATM machines taking 4-8% fee37:44 Some Ponzi Crypo Schemes that people must be aware of40:55 The Amount needed for the new Fund42:20 Resist the Urge to Trade Daily How to Contact Zach Lindquiest https://www.pure-crypto.com/https://www.linkedin.com/in/zachary-lindquist-124635b5/http://jakeryanconsulting.com/  All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠  

Federal Reserve may soon face competition from blockchain alternatives pushing the use of stablecoins instead of credit cards or banks? Trump's rumored $500 bill and gold repricing strategy takes us to a new economic system. Are we ready for that? Beef prices are hitting record highs with USDA reporting ground beef at over $9 per pound and small ranchers and homesteaders are struggling under soaring feed costs, while consumers face sticker shock at the supermarket. What alternatives families can turn to for protein and food security navigating a food system under stress, there's no one-size-fits-all solution. ☕ Buy a Double Espresso to Support Civilization Cycle Podcast

Tackling the worst job in the house!Keep The Wow Wednesday. Let's celebrate YOU!Murphy's lost credit card was found in an unusual place.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Revolutionizing Your Journey, DeAndre Coke sits down with Dave Grossman, founder of MilesTalk & YourBestCreditCards.com, for an in-depth discussion on the evolution of luxury credit cards and how travelers can maximize rewards while maintaining financial responsibility. Dave shares insights from more than 20 years in the points and miles space, breaking down the current state of premium cards, including Citi's new Strata Elite and the enduring value of the Chase Sapphire Reserve. The conversation explores the benefits and drawbacks of different cards, how to diversify your portfolio, and why having an exit strategy is essential to avoid unnecessary fees. Dave also emphasizes that while premium perks sound appealing, most consumers underutilize them, making it crucial to align card benefits with actual travel and spending habits.Key Highlights:Industry Experience: Dave Grossman has been involved in points and miles for over 20 years.Luxury Market Shift: Premium credit cards have evolved with new benefits and higher fees.Citi Strata Elite: Offers strong perks but requires booking through Citi Travel to maximize value.Chase Sapphire Reserve: Remains one of the best options for frequent travelers seeking flexible rewards.Value of Perks: Most consumers don't use enough benefits to justify high annual fees.Diversification Strategy: Building a mix of cards across issuers helps optimize redemptions.Financial Responsibility: Overspending to chase perks can quickly outweigh rewards.Exit Strategy: Downgrading cards can preserve points and credit history while reducing fees.Average Consumer Behavior: Many cardholders utilize only a fraction of the available perks.Practical Tip: Always evaluate if premium card benefits align with your real travel goals.Resources:Book a Free 30 minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler Premium

Phillip is 41 years old (a public safety worker in Utah) and a father of eight. For most of his life, he thought his pension would be enough to carry him through retirement. But when he looked closer, he realized it wouldn't buy him the kind of life he wanted.That wake up call pushed him to start investing from scratch, while still carrying $10,000 in credit card debt.In this episode, Phillip shares how he went from feeling lost and stressed to building an investing system that works:Why “playing it safe” with only a pension isn't safe at allHis early mistakes with forex, crypto, and random stock picksThe mindset shift that helped him see money as a toolHow he paid off debt and stacked nearly $10,000 in VOO within eight monthsWhy market dips don't scare him anymoreThis conversation is proof that it's never too late to start stacking assets. Phillip's story shows what happens when you stop gambling, block out the noise, and commit to a system.Listen now and let his journey remind you: the best day to start was yesterday. The second best is today.What did you think of the episode? Let us know!Support the show

College comes with many financial responsibilities. In this episode we dive into credit card usage for college students, benefits and risks. Practical tips are shared about what to consider when making a decision about credit cards. Resources:Personal Finances | Illinois Extension | UIUC

UPGRADE TO SYSK PREMIUM! To unlock ad-free listening to over 1,000 episodes plus receive exclusive bonus content, go to ⁠⁠⁠ ⁠⁠https://SYSKPremium.com  Why do humans blush—and why does it feel so uncomfortable when someone points it out? Charles Darwin once called blushing “the most peculiar and most human of all expressions.” In this episode, I start by exploring the surprising science of blushing and what it really communicates about us. Source: https://www.rd.com/article/why-do-people-blush/ Credit cards are so embedded in modern life that it's hard to imagine shopping without them. But they haven't been around that long. What was the very first credit card? Why are there only a few major players (Visa, MasterCard, AmEx)? And how can you hack credit card rewards programs to maximize your benefits? Joining me is Chris Hutchins, creator of AlltheHacks.com (http://www.allthehacks.com/) and host of the All the Hacks podcast. Chris takes us inside the secret world of credit cards, their fascinating history, and how you can make them work for you. Confidence can feel like an elusive trait—some people seem to have it naturally, while others struggle with self-doubt. But confidence isn't just a personality trait—it's a skill you can build. Juan Bendaña has coached CEOs, Olympians, Grammy-winning artists, and Fortune 100 leaders. He's also the author of Confident by Choice: The Three Small Decisions That Build Everyday Courage (https://amzn.to/4fM1XeT). Listen as Juan reveals how small daily choices can boost your confidence and transform the way you show up in life. Powerful people often share certain characteristics that set them apart. When you identify and adopt these traits, you can project power too. Listen as I reveal what they are—based on the work of Robert Greene, author of The 48 Laws of Power (https://amzn.to/3HHwTQT). PLEASE SUPPORT OUR SPONSORS!!! INDEED: Get a $75 sponsored job credit to get your jobs more visibility at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Indeed.com/SOMETHING⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ right now! QUINCE: Keep it classic and cool this fall with long lasting staples from Quince! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Quince.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365 day returns! HERS: Whether you want to lose weight, grow thicker, fuller hair, or find relief for anxiety, Hers has you covered. Visit ⁠⁠⁠⁠⁠⁠⁠https://forhers.com/something⁠⁠⁠⁠⁠⁠⁠ to get a personalized, affordable plan that gets you! SHOPIFY: Shopify is the commerce platform for millions of businesses around the world! To start selling today, sign up for your $1 per month trial at⁠⁠⁠⁠⁠⁠⁠⁠ https://Shopify.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Think booking through your credit card travel portal is always a mistake? Not so fast. Last week, I shared five reasons why you'll want to avoid making travel bookings through your credit card portal. But that's not the whole story. There are also situations where using your card's travel portal can be the smarter move. In this episode, I'm breaking down the five most compelling reasons to consider booking flights, hotels, or car rentals through your credit card's portal — from points-earning opportunities to unlocking annual credits and even finding better award pricing than transfer partners. I'll share the key tradeoffs, what this means for real-world bookings, and my own approach to when portal bookings actually make sense in my travel strategy. Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don't miss out! Click here http://www.pointmetofirstclass.com/pointsmadeeasy to know more about my comprehensive online program, Points Made Easy. Enrollment opens on September 20, 2025 to September 27, 2025. Want to know what's really possible with your points? Don't just take it from me—hear from members who've used Points Made Easy to completely change the way they travel. From business class flights to dream vacations, their results speak for themselves. Watch their stories here - https://points.pointmetofirstclass.com/points-made-easy-success-stories

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3268: Philip Taylor explains what happens when you default on a credit card, from late fees and mounting interest to aggressive collections and damage to your credit score. He also highlights the elimination of universal default, the importance of knowing your rights when dealing with collectors, and practical steps to recover financially after a default. Read along with the original article(s) here: https://ptmoney.com/credit-card-default/ Quotes to ponder: "Credit card default happens when you borrow money on your credit card and never pay it off." "Once your account goes into default your credit score is going to take a dramatic hit." "You simply have to prioritize. Four things come first: food/water, shelter, clothing, and transportation." Episode references: The Pew Charitable Trusts - Consumer Finance Research: https://www.pewtrusts.org/en/projects/consumer-finance Dave Ramsey: https://www.ramseysolutions.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Why You Might Want to Run Multiple Disk Sweeping Apps Support the Show Security Bits — 31 August 2025 Transcript of NC_2025_08_31 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3268: Philip Taylor explains what happens when you default on a credit card, from late fees and mounting interest to aggressive collections and damage to your credit score. He also highlights the elimination of universal default, the importance of knowing your rights when dealing with collectors, and practical steps to recover financially after a default. Read along with the original article(s) here: https://ptmoney.com/credit-card-default/ Quotes to ponder: "Credit card default happens when you borrow money on your credit card and never pay it off." "Once your account goes into default your credit score is going to take a dramatic hit." "You simply have to prioritize. Four things come first: food/water, shelter, clothing, and transportation." Episode references: The Pew Charitable Trusts - Consumer Finance Research: https://www.pewtrusts.org/en/projects/consumer-finance Dave Ramsey: https://www.ramseysolutions.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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This week on Chins and Giggles… we're basically reporting a crime because Mayra just discovered someone racked up $11k on her credit card (yes, ELEVEN THOUSAND). How does that even happen?! Then we spiral into the rabbit hole of random human facts that are way too fascinating, unpack our weirdest phobias (why are giant objects so terrifying??), and of course, tackle the wild internet comments, because apparently boundaries don't exist anymore. Buckle up, besties, it's messy, hilarious, and just a little bit unhinged. This Episode is Sponsored by:Macy's- The LABOR DAY sale is here! Sale runs August 27 to September 1, shop now at macys.com or in store.Netflix- WEDNESDAY is back! Catch part 2 of season 2, only on Netflix!McDonald's- Order the new McDonaldland Meal now at participating McDonald's for a limited time. While supplies last.

Snag Our Simplified Budget System!Hey Budget Besties!Today we're bringing you behind the scenes of a real coaching call with our friend Rebecca. She's already crushing it — no car payment, no mortgage, and just a small amount of credit card debt left. But like so many of us, she keeps reaching for her card at places like Costco or on PayPal “specials,” even though she wants to pay cash.Together we unpack why this happens and how she can make her budget work with her instead of against her. If you've ever wondered how to balance paying off debt while also funding your savings buckets, this convo is going to hit home.In this episode, we walk Rebecca through:How a 90-day spending audit helped her finally get gas money under controlWhy Costco can sabotage even the best budgets (and how to make it work on purpose)The trick to managing monthly income so you're not stretched thin at the end of the monthHow to fund savings buckets without sacrificing debt payoffThe power of rolling out automation in baby steps — one category at a timeWhy sometimes the solution is as simple as breaking up with your credit card (at least for now!)Rebecca left this call with a clear plan to stop using credit cards, pay off her small balance once and for all, and lean on the systems she's already built — her bills account, her gas vault, and her savings buckets. She's literally this close to being totally credit-card free.✨ Bestie Takeaways:A 90-day audit shows you the truth about your spending.Separate accounts keep you honest and stop you from overspending.You can't fund every bucket and pay off debt at the same time — pick what matters most right now.Automation works best when you roll it out little by little.Debt freedom isn't about luck — it's about the systems you create.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this conversation, Charlie Einsmann shares his extensive experience in real estate investment, discussing his journey from traditional real estate to hard money lending and tax lien certificate investing. He emphasizes the importance of community engagement and education, detailing his coaching and mentoring program for aspiring investors. The discussion also touches on the challenges faced in the current real estate market and the impact of economic changes on investment opportunities. Personal anecdotes highlight the lessons learned throughout his career, culminating in a call to give back to the community.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Timon is back and has a broken arm, one Ghostie almost went to jail, and another Ghostie is slamming ribs at 9:45am. Check out Good Ranchers and use code GRKC http://bit.ly/3KV86YU Check out Main Street Roasters and use code GRKC at check out for a 10% discount! https://mainstreetroasters.com Check out Signature Pest Control if you're in the SLV area and tell them you're a Ghostie! www.signaturepestpro.com Ghostrunners merch: https://bit.ly/399MXFu Become a Patron and get exclusive content from Jake & Brad: https://bit.ly/2XJ1h3y Follow us on Instagram: http://bit.ly/33WAq4P Leave us a voice memo and ask a question: https://anchor.fm/jake-triplett/message Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered how you could leverage your regular business expenses to travel the world in luxury - without spending extra cash? In this episode, hosts Chris Cameron and Ben Harris welcome Julia Menez, one of CNN's top-ranked travel coaches, and she reveals exactly how she discovered an untapped niche that turned her passion for luxury travel into a thriving business. By strategically teaching entrepreneurs and high-income individuals to maximize credit card points and miles, Julia has created unforgettable travel experiences and transformed ordinary spending into extraordinary opportunities. Tune in as Julia shares her most creative strategies, actionable insights, and powerful stories, giving you a fresh perspective on finding - and monetizing - your next big business idea. https://geobreezetravel.com https://www.instagram.com/geobreezetravel - DM “Podcast2025”

Did you know the right credit card could be your ticket to free travel? Most people miss out because they don't have a clear strategy, but Colin Stroud of Go Somewhere has cracked the code on points, miles, and cash back rewards. In this episode, he shares how he helps clients create a personal credit card strategy and plan trips that save thousands  plus free resources to help you get started on your own.  We cover the merits of points versus cash back, when each makes sense, and how to choose the right card for you. Ready to go somewhere you've been dreaming about? Learn how your credit card could pay for it! Topics discussed: Points vs. cash back How Colin uses LinkedIn to build his network and business The 3 factors to choosing the right credit card Strategies to maximize your points Colin's client consultation and trip planning framework Why points are a depreciating asset Travel hack success stories Download Colin's FREE GUIDE for help choosing the right travel credit card! https://www.gosomewhere.world/services Resources: Mitlin Financial: https://www.mitlinfinancial.com/ The JOY and Productivity Journal by Lawrence Sprung: https://www.amazon.com/JOY-Productivity-Journal-brought-mindset/dp/B0CYQFYW54/ Download Your Free Copy of the Couple's JOYful Money Guide: https://mitlin.us/CouplesJOY Connect with Larry Sprung:  LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Colin Stroud: LinkedIn: https://www.linkedin.com/in/gosomewhere/ Website: https://www.gosomewhere.world/ About our Guest: Colin Stroud has been passionate about travel since he was 16 and had the opportunity to visit Europe for the first time. He is a proud husband, father of 2 girls, and founder of Go Somewhere, where he's on a mission to simplify the wild world of credit card points & miles for families in the U.S. Colin and his family travel regularly (using points, of course) and he desires to help as many people as possible experience the magic of travel. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

There's a brand-new premium travel credit card making waves, and it's tied to one of the most consistently top-ranked airline loyalty programs in the U.S. — Alaska Airlines. In this Midweek Mini, Mary Ellen teams up with special guest Betsey from Become Travel Rich (formally Her Alaska Travels) to unpack the launch of the Atmos Rewards Summit Visa Infinite Card, a high-end addition to Alaska's lineup that comes with a massive welcome bonus and some surprising perks.Together they dive into what makes this card different, including the new Global Companion Award, how it stacks up against Alaska's existing cards, and which travelers will benefit most. They also cover details like earning categories, lounge access, fee waivers, and the quirks around status points and companion fares. Whether you're loyal to Alaska, fly American as part of the OneWorld alliance, or just want to maximize miles on international trips, this conversation is packed with insights you won't want to missFacebook GroupWonderland On Points BlogFind Us On InstagramMary Ellen | JoAffiliate LinksCapitalOne Venture and Venture X LinksChase Sapphire Preferred LinksFlyKitt- the BEST Jet Lag Solution!30% off the CardPointers subscription!Tripiamo Driving TutorialsOur Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

If there's one thing nearly every points traveler has done at least once, it's book a flight, hotel, or car rental directly through their credit card's online travel portal. With promises of 5x, 8x, even 12x bonus points, it can feel like the obvious choice. But as I share in today's episode, those tempting multipliers often come at a serious cost—and the reasons why may surprise you. In this episode, I walk through the top five reasons you should avoid booking through credit card travel portals like Chase, Amex, Citi, and Capital One. From losing out on elite status perks and upgrades to paying more for the same flights or hotel rooms, I reveal the hidden downsides that don't show up until it's too late. You'll also hear real-world stories from travelers who faced everything from missing reservations to costly rebookings—all because they used a portal instead of booking direct. Even more importantly, I'll explain how using your points through a portal can devalue them by 2–10x compared to transferring to partners. I share specific examples, including how I used Chase points with Hyatt for a $65,000+ stay that would have cost 3.6 million points through the portal. Whether you're new to points or have been booking this way for years, this episode will help you avoid costly mistakes and make smarter choices with your rewards. Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don't miss out! Click here http://www.pointmetofirstclass.com/pointsmadeeasy to know more about my comprehensive online program, Points Made Easy. Enrollment opens on September 20, 2025 to September 27, 2025. Want to know what's really possible with your points? Don't just take it from me—hear from members who've used Points Made Easy to completely change the way they travel. From business class flights to dream vacations, their results speak for themselves. Watch their stories here - https://points.pointmetofirstclass.com/points-made-easy-success-stories

What if you could buy real estate with credit cards instead of banks? In this episode of Disruptors Podcast, Brandon reveals the exact strategies he uses to leverage credit cards for real estate investing — including how he builds credit, maximizes rewards, and structures deals without relying on traditional lenders. Most investors don't even realize this is possible. Brandon breaks down:

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Clean Pet Water with PETLIBRO Capsule Fountain It Could Have Been Worse — Tesla Sentry Mode is My Witness Support the Show Tage Bushman on Teaching at a Technical College (no blog post) Transcript of NC_2025_08_24 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Welcome to another enlightening episode of Build a Better Agency! This week, host Drew McLellan explores a twist on the usual business leadership topics by delving into the lucrative—and often misunderstood—world of credit card points and travel rewards. Drew is joined by Julia Menez, a points and miles strategist who specializes in helping business owners and high cash flow individuals stretch their credit card points for maximum value, especially when it comes to travel. Julia, a former actuary turned travel-hacking expert, brings her analytical prowess to the conversation, breaking down why agency owners are likely leaving thousands of dollars on the table by failing to optimize how they earn and redeem credit card rewards. Together, Drew and Julia uncover the most common mistakes agencies make, like fixating on specific airline cards or booking through credit card travel portals, and instead highlight how a flexible, strategic approach can unlock first-class flights and luxury hotels at a fraction of the usual cost. Listeners will get actionable steps on how to inventory their current points, choose the right credit card mix for their agency's unique spending patterns, and use powerful online tools to research and book flights and hotels for optimal value. Julia also shares her personal tips for planning both business and family travel—whether you're seeking a bucket-list lay-flat seat to Asia or a dream resort stay in Europe—plus why being open to new destinations and dates can yield incredible deals.   Don't miss this episode if you want to elevate your agency's perks and personal travel experiences without blowing the budget. From maximizing signup bonuses to smart redemption hacks, Drew and Julia's conversation will transform the way you think about your agency's everyday expenses—and could help you turn business costs into unforgettable travel adventures. Grab your notepad, and get ready to make your points work harder for you!   A big thank you to our podcast's presenting sponsor, White Label IQ. They're an amazing resource for agencies who want to outsource their design, dev, or PPC work at wholesale prices. Check out their special offer (10 free hours!) for podcast listeners here. What You Will Learn in This Episode: Maximizing the value of credit card points for business and personal travel   The advantage of flexible points over single-airline credit cards How to approach booking award flights for best deals (flights over the ocean, positioning flights, and flexibility on dates/destinations) Why business expenses offer serious potential for earning free or discounted business class flights The most common mistakes agencies and business owners make with points and rewards Tips for selecting the right credit cards and optimizing spend categories Tools, resources, and step-by-step strategies for DIY points travel planning

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners, important application rules, and more. Link to Full Show Notes: https://chrishutchins.com/capital-one-credit-cards-miles-guide Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Trust & Will: Get 20% off personalized, legally binding estate plans LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Capital One Cards Tier List Iceland Trip Venture Cards Capital One Venture Rewards Credit Card Capital One VentureOne Rewards Credit Card VentureOne Rewards for Good Credit from Capital One Capital One Venture X Rewards Credit Card Capital One Venture X Business Spark Miles Cards Capital One Spark Miles for Business Capital One Spark Miles Select For Business Capital One Savor Cash Rewards Credit Card Quicksilver Cards Capital One Quicksilver Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card Spark Cash Cards Capital One Spark Cash Capital One Spark Cash Plus Spark 1.5% Cash Select Business Card Capital One Spark 1% Classic for Business Platinum Mastercard® from Capital One Co-Branded Cards Williams Sonoma Key Rewards Visa Pottery Barn Key Rewards Visa west elm Capital One Credit Card The Key Rewards® Visa Capital One Resources Credit Card Pre-Approval Tool Eno® from Capital One® Capital One Shopping Capital One Dining Capital One Entertainment MLB™ Mondays at Capital One Café (Free Coffee) Blog Posts Why your credit card travel portal might be a poor way to book travel How to Get Approved for Business Cards How to Get MLB Tickets for 5,000 Miles How to book Vacasa Vacation Rentals with Wyndham points ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #240: Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:17) Quick Episode Overview (03:43) Capital One Venture Card (05:30) The VentureOne Card (06:46) Venture One Card for Good Credit (07:33) Capital One Venture X Rewards (08:17) Using the Capital One Travel Portal (12:27) Venture X Card Benefits (13:50) Capital One's Lounge Network & Access (18:44) The Venture X Business Card (24:06) Spark Miles Cards (26:29) Difference in Earning Miles vs. Cash Back Cards (27:13) Savor Rewards Card (32:15) Quicksilver Cards (33:57) The Spark Cash Cards (39:27) The No Reward Platinum Mastercard (40:11) The Four Co-Branded Williams Sonoma Cards (44:04) Capital One Perks: Virtual Card Numbers, Free Coffee & More (48:02) Online & Card-Linked Offers (52:11) Capital One Dining (52:42) Best Redemptions for Capital One Miles (54:08) Hotel & Airline Transfer Partners (57:49) Moving Capital One Miles (58:43) Important Rules to Keep in Mind (1:01:01) Quick Summary (1:03:10) The Best Two Capital One Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices