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Delta sometimes requires travelers to check in with the credit card that purchased their ticket - but not always - meaning some travelers face being stranded trying to get home because they did not bring the card with them AND it wasn't required to board the outbound flight. https://www.lehtoslaw.com
The apostolic call isn't a career path—it's a divine summons. In this final part of our conversation, Caleb Wampler joins Michael & Deborah-Anne Velthuysen to help believers discern the signs of an authentic apostolic calling. Many feel the weight of leadership or the pull to build, but few understand what true apostolic grace looks like. This episode reveals how God identifies, shapes, and confirms His apostles in today's generation. Whether you're wrestling with your call or simply want to understand apostolic function, this conversation will bring clarity and conviction.
Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!
Watch Us On YouTube! This week on The Miles to Go Podcast, Ed is back home (for now) and joined by Summer Hull from The Points Guy for a lively deep dive into credit cards, elite status, and travel strategy. Summer opens up about her bold move—charging $50,000 on her United card—and breaks down whether it was a smart play or a little bit crazy. We get into how that decision helped her earn United Platinum status, plus how she maximized bonus awards and upgrades along the way. Ed also shares an update on his long-running Capital One credit card drama, which (finally!) has a resolution, and reveals which premium cards he's cutting from his wallet—and why. Then Summer gives us her insider reviews of two beautiful resorts you'll want on your radar:
Being sent isn't about holding a title—it's about carrying Heaven's assignment into the earth. In Part 2 of our conversation with Caleb Wampler, Michael & Deborah-Anne Velthuysen unpack the meaning of true apostolic sending. Every apostle is sent, but not everyone sent is an apostle. This episode explores the divine commissioning that marks an apostolic call, the cost that comes with it, and the authority it carries to shift territories for the Kingdom. If you've ever felt called to build, pioneer, or plant, this conversation will help you discern the difference between going and being sent by God.
Credit cards aren't the enemy—but how you use them determines whether they work for you or against you. In this episode, Paige breaks down how to build a healthy, empowered relationship with credit cards so they become a tool for your financial growth instead of a trap keeping you stuck in overspending, stress, and guilt. You'll learn: • The six essential habits of women who use credit cards responsibly (without slipping into debt) • Why paying your cards off in full doesn't always mean you're in the clear • How to spot if you're secretly living in the “credit card float” • The mindset shifts that break emotional attachment to credit cards so you can finally feel free and in control again If you've ever told yourself, “But I pay them off every month,” or “I just use them for the points,” this episode will change the way you think about credit cards forever. It's time to use credit cards in a way that supports your goals, your peace, and your financial power. Work with Paige: Join Crush Your Credit Card Debt Use code OOPOD50 at checkout to get 50% off your investment ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Resources mentioned in this episode: Start a free 34-day trial with my favorite budgting software, YNAB (You Need A Budget) and get a free month when you subscribe Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel
Every generation faces the question: Are apostles still relevant in the modern Church? In this powerful episode, Michael & Deborah-Anne Velthuysen sit down with evangelist Caleb Wampler to uncover the biblical truth and present-day reality of the apostolic ministry. The conversation dives deep into how God is still raising apostles today—not to build titles, but to build the Kingdom. You'll discover how the apostolic mantle equips the Church for revival, establishes divine order, and mobilizes believers into their assignments with supernatural authority. This episode will challenge every leader, prophet, and believer to rethink what “apostolic” truly means and how it's shaping the move of God in this generation. What You'll Learn: How apostles function today as master builders in the Kingdom. The difference between apostolic authority and institutional control. How to recognize true apostles and avoid counterfeit movements. What it means to walk in apostolic alignment and fruitfulness.
Credit card debt can make you feel stressed, ashamed and lonely. But there are proven strategies to free yourself from this burden. In this episode, five tips to help you get out from under credit card debt. And to sign up for our newsletter series with step-by-step plans to pay down your debt, go to npr.org/creditcarddebt.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
In Today's Episode: Host: Brandon Elliott, https://zez.am/brandonelliottinvestments Guest: with Jason Hull ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links: How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon: Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott: Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148
The Kindle Nothing is My (New) Kindle of Choice Exploring Markdown Export from Notes Support the Show CCATP #822 — Adam Engst on Choosing iPhone 17 Transcript of NC_2025_10_05 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude
Credit card debt can make you feel stressed, ashamed and lonely. But there are proven strategies to free yourself from this burden. In this episode, five tips to help you get out from under credit card debt. And to sign up for our newsletter series with step-by-step plans to pay down your debt, go to npr.org/creditcarddebt.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
The Federal Reserve is lowering interest rates, which can be good for borrowers but not so good for savers. Robert Brokamp speaks with Brendan Byrnes, managing director of Motley Fool Money (www.fool.com/money), about how to find the highest yields for your cash and how to choose the best credit card for your situation. Also in this week's episode: -A recent ADP report confirms that we're in a “no-fire, no-hire” job market-A study puts popular AI tools to an estate-planning test – which came out on top?-Just in time for Halloween season, the S&P 500 has reached a spooky level – how has the classic 60/40 portfolio performed when the market is so richly valued?-The recent government shutdown demonstrates (once again) that everyone should have an emergency fund Tickers discussed: SPY Host: Robert BrokampGuest: Brendan ByrnesEngineer: Bart Shannon Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices
Here is what the average American thinks is the perfect salary to live Half of us say the money we make now is not enoughIf we made money more we would pay: Buy groceries, travel, pay credit cards (yes, in that order) To subscribe to The Pete McMurray Show Podcast just click here
My Fintech Newsletter for more interviews and the latest insights:↪︎ https://rexsalisbury.substack.com/Figure's CEO Michael Tannenbaum shares how blockchain is transforming home equity and mortgage lending following one of the year's biggest IPOs. Learn about Figure's journey from a contrarian startup to market leader, real asset tokenization, and rapid loan closures. Explore how partners use their tech to save time and money, tackle standardization and audits, and navigate industry criticism. Get insights on blockchain's future in finance, tokenized equities, and the evolving DeFi landscape.Michael Tannenbaum: https://www.linkedin.com/in/michaeltannenbaum/00:00:00 - Figure's Massive IPO and Blockchain Vision00:00:41 - Revolutionizing Home Equity Access00:01:07 - Blockchain's Key Benefits in Finance00:01:43 - Why Consumers Care About Housing Innovation00:02:43 - Slashing HELOC Costs and Timelines00:03:49 - Shifting from Credit Cards to Home Loans00:05:02 - Boosting Secondary Market Liquidity00:06:30 - From Proof of Concept to $10B+ Loans00:07:55 - Why Start with HELOCs as Green Field00:09:21 - Tokenizing Assets Post-2008 Lessons00:10:29 - Avoiding ICO Hype for Long-Term Build00:11:46 - Scaling with 170+ Partners00:13:14 - Launching Pure Marketplace Model00:14:32 - Evolving to First-Lien Mortgages00:15:46 - Attacking Core Mortgage Market00:17:16 - Penetrating Mass Affluent Demographics00:18:35 - How Blockchain Ensures Efficiency00:20:10 - Immutable Data Cuts Audit Needs00:21:42 - Perfecting Liens with DART Tech00:23:34 - Comparing to Unsecured Loan Markets00:25:28 - Addressing Banker Adoption Risks00:27:03 - Flywheel of Growth and Evangelists00:28:48 - Stablecoin Settlement Advantages00:30:01 - Automating Servicing and Prepayments00:31:37 - Responding to Decentralization Critics00:33:05 - Connecting Assets to DeFi Future00:34:39 - Tokenizing Equity for Cross-Collateral00:35:40 - Democratize Prime: DeFi Marketplace___Rex Salisbury LinkedIn:↪︎ https://www.linkedin.com/in/rexsalisburyTwitter: https://twitter.com/rexsalisburyTikTok: https://www.tiktok.com/@rex.salisburyInstagram: https://www.instagram.com/rexsalisbury/
Autumn is here on the Talking Heads podcast - as the last vestiges of Summer in the garden dodge the wet and windy weather while trying to give the last hurrah before that inevitable but pleasantly seasonable slide into the hibernation of winter. But gardeners never sleep so Lucy and Saul are still out and about in their plots plying the horticultural trade they both love. So join them both for more horti-waffle and insights into the life of the modern, professional gardener.It's the hedges and edges episode! Saul and Lucy have both been flexing their muscles on long-pole hedgecutters and lawnmowers this week. Machinery reliance always comes with the risk of breakdown, though, and both gardeners have had issues with their hedging equipment - at this point we either tinker, or upgrade! Pitmaston Pineapple apple has given a bumper harvest for Saul, and Lucy's fruit thinning has worked its magic, too - the fruit stores at Stonelands and Kingsland are burgeoning as a consequence.LinkedIn link:Saul WalkerInstagram link:Lucy lucychamberlaingardensIntro and Outro music from https://filmmusic.io"Fireflies and Stardust" by Kevin MacLeod (https://incompetech.com)License: CC BY (http://creativecommons.org/licenses/by/4.0/)Support the show
Tommy Kilpatrick – Welcome to Tommy Kilpatrick's approach to dealing with bank-issued alleged credit card debt by challenging its legitimacy. After writing a successful book, Kilpatrick signed a contract with an infomercial company. For six months, he promoted his book, anticipating a huge monthly payout. However, that didn't happen. Kilpatrick was left with $85,000 in credit card debt. He was stunned and depressed until he had an epiphany: a bank-issued credit card isn't a true credit card, and no real debt exists because a promissory note was never signed.He then sued all three banks in federal court, representing himself. While the judge dismissed the cases, Kilpatrick still won. The entire debt was completely removed from his credit report, with no negative marks or tax implications. Kilpatrick's legal filings argued that because the banks had no invoice or promissory note, there was no contract and therefore no debt.With total U.S. credit card debt over a trillion dollars, Kilpatrick's story offers a compelling alternative. He explains how people can send a letter to their bank to close the associated checking account and potentially become debt-free within 45 days. For more, visit: https://www.diy-debtrelief.com/Send us a textSupport the show Contact me at: postcardstotheuniverse@gmail.com Shout out and follow on IG - @postcardstotheuniverse https://linktr.ee/postcardstotheuniverse Thank you and keep listening for more great shows!
Today, we spend time with a resident expert on all things credit cards and gift cards. If you don't yet have separate cards for your business, what are you waiting for? The points, sign-up bonuses and other perks can bring a load of value to your business and it's easier than you think! There's nothing for sale today - just great advice about using credit cards the right way for your business growth! Watch this episode o our YouTube channel here: https://youtu.be/ZDXJ9K0WQ1g Show note LINKS: SilentJim.com/giftcards - Taylor Thomas of Arbitrage Card - learn how using discounted gift cards can be super simple and add loads of margin to your business! SilentJim.com/creditcards - Join Taylor's newsletter and get free resources with strategies to maximize business credit card use Doctorofcredit.com - The blog mentioned by Taylor SilentSalesMachine.com - Text the word “free” to 507-800-0090 to get a free copy of Jim's latest book in audio about building multiple income streams online (US only) or visit SilentJim.com/free11 SilentJim.com/bookacall - Schedule a FREE, customized and insightful consultation with my team or me (Jim) to discuss your e-commerce goals and options. My Silent Team Facebook group. 100% FREE! Facebook.com/groups/mysilentteam - Join 82,000 + Facebook members from around the world who are using the internet creatively every day to launch and grow multiple income streams through our exciting PROVEN strategies! There's no support community like this one anywhere else in the world! ProvenAmazonCourse.com - The comprehensive course that contains ALL our Amazon training modules, recorded events and a steady stream of latest cutting edge training including of course the most popular starting point, the REPLENS selling model. The PAC is updated free for life!
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with Sequence.
Every prophet is called to release the sound of heaven—but too often, obstacles rise up to silence that voice. In this episode, Michael & Deborah-Anne Velthuysen uncover the hidden barriers that block your prophetic voice and keep you from stepping fully into your authority. Your voice was created to shift atmospheres, break chains, and declare God's truth. But when intimidation, doubt, or past wounds take the driver's seat, your roar gets muted. Today, you'll learn how to recognize those obstacles and overcome them so your prophetic sound is unleashed without restraint. What You'll Learn: How past hurts, rejection, and intimidation choke your prophetic flow. Why the enemy fights so hard to keep prophets silent. Practical steps to dismantle every obstacle that blocks your roar.
In this episode of The Liquidity Event, AJ and Shane cover everything from IPOs making a comeback to Hamburger Helper as a recession indicator. They dive into venture-backed companies finally going public, debate whether Hamburger Helper sales say more about wallets or Ozempic, and unpack why America's biggest companies can't quite explain the upside of AI. The duo close out with a lively discussion on the Chase Sapphire Reserve's new $800 fee, what makes rewards cards worth it, and why being a “deadbeat” might actually be a compliment in the credit card world. Timestamps: (01:20) Hot dogs, nutritionists, and the dangers of Hamburger Helper. (03:16) Fall in Brooklyn, waffles in Shane's background, and Mikey's Pies. (05:00) Conference recap – XYPN in Austin (07:05) Looking ahead to the AICPA Personal Financial Planning Symposium in San Diego. (08:15) IPOs are back – Figma, Klarna, StubHub, and more. (14:04) Hamburger Helper as a recession indicator – joy vs. budgets. (16:53) Grocery inflation, rice and beans, and sardines as a distressed shopper's delight. (18:32) AI hype vs. reality – what America's top companies aren't saying. (22:35) Nuclear power, Chernobyl obsessions, and AI's potential to cut through noise. (25:47) Chase Sapphire Reserve hikes to $800 – perks, pitfalls, and who it's really for. (29:44) Why business owners get a “cheat code” with rewards cards.
Anxiety and fear are the silent enemies that war against your calling. In this episode, Michael & Deborah-Anne Velthuysen uncover the spiritual roots of fear, why it grips so many prophets, and how you can step into peace and authority instead. Fear isn't just an emotion—it's a strategy of the enemy to silence your faith, weaken your roar, and stop your prophetic movement. But when you see it for what it is, you can break its hold and rise in courage. What You'll Learn: How anxiety and fear take root in the life of a prophet. Why fear often strikes hardest right before a breakthrough. Practical and spiritual keys to conquering fear with faith.
In this week's Chit Chat Across the Pond, Adam Engst of TidBITS joins me to talk about his decision process on choosing an iPhone 17 over the 17 Pro. One of the things I like best about Adam is how, just like me, when he starts digging for an answer which should be knowable, he's like a dog with a bone and won't stop until he succeeds. The main decision point between the 17 and the 17 Pro is whether someone really does care about the 8X telephoto lens vs. the macro lens. We tried to figure out how many photos we really took with the 5X on the iPhone 16 Pro, but that turned out to be a much harder task than you would think. We tried Apple Photos smart albums, but for reasons you'll hear, you can't really do it that way. Using the open source command line ExifTool from exiftool.org/... (also available through Homebrew) and his able assistant ChatGPT, he was able to create a script that queried our Photos Libraries to determine how many photos we had taken in the last year using the different camera/lens combos on the iPhone 16 Pro. While you hear us talking he hadn't yet perfected his script but he eventually beat it into submission! Of course, Adam has written up an article describing this descent into madness and even published the script if you care to download it. You can find his article at tidbits.com/.... Read an unedited, auto-generated transcript with chapter marks: CCATP_2025_09_25 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude
Anxiety and fear are the silent enemies that war against your calling. In this episode, Michael & Deborah-Anne Velthuysen uncover the spiritual roots of fear, why it grips so many prophets, and how you can step into peace and authority instead. Fear isn't just an emotion—it's a strategy of the enemy to silence your faith, weaken your roar, and stop your prophetic movement. But when you see it for what it is, you can break its hold and rise in courage. What You'll Learn: How anxiety and fear take root in the life of a prophet. Why fear often strikes hardest right before a breakthrough. Practical and spiritual keys to conquering fear with faith.
வங்கிகள் தரும் Credit Card மற்றும் Debit Card போன்றவற்றை எப்படி பாதுகாப்பாக பயன்படுத்துவது, எமாற்றப்படுவதை தவிர்ப்பது குறித்து விளக்குகிறார் Cyber Risk Senior Manager, Master of Cybersecurity and Forensics எனும் தகுதிகள் கொண்ட C. செந்தில் அவர்கள். அவர் University of Sunshine Coastயில் இணைய பாதுகாப்பு குறித்த கல்வியாளர் ஆவார். நிகழ்ச்சி தயாரிப்பு: றைசெல்.
Now that silence has lost its grip, it's time to unleash the roar God put inside of you. In this episode, Michael & Deborah-Anne Velthuysen uncover the prophetic journey of unlocking your voice—releasing the sound of heaven through your words, worship, and witness. Your roar is more than volume—it's authority. It's the echo of God's covenant inside of you, breaking chains and setting the captives free. What You'll Learn: How to recognize what has kept your voice bound in fear, shame, or intimidation. Why unlocking your roar releases healing, breakthrough, and alignment for others. The difference between making noise and releasing a prophetic sound that shifts the atmosphere.
From AssetBuilder's Plano HQ, host Joey Badinger sits down with Adam Morse, Janet Griffith, and Tommy Williams to unpack America's debt picture—from household budgets to the federal balance sheet. We break down mortgages vs. auto/student/credit-card debt, what rising rates mean, how to use debt-to-income (DTI) the smart way (the 28/36 rule), and practical habits to avoid lifestyle creep and instant-gratification financing. You'll learn: How much U.S. households owe (and where it sits by generation) Why mortgages can be “productive” debt—and why long car loans aren't Current rate realities (mortgage, auto, student loans, credit cards) Exactly how to calculate your DTI (with target ranges) Behavior traps: BNPL, long auto terms, monthly-payment thinking What “deficits” mean at home and at the national level—and why they compound Hosts & Credentials: Joey Badinger (Lead Advisor), Adam Morse (Director of Advising), Janet Griffith (Senior Advisor), Tommy Williams (Associate Advisor), AssetBuilder, Plano, TX. Contact the show: https://www.assetbuilder.com Chapters 00:00 Intro & Disclaimer 00:32 Welcome, Hosts & Setup (Plano HQ) 01:00 What We're Covering: Consumer vs. National Debt 02:00 U.S. Household Debt Snapshot (Totals & Averages) 03:15 Debt by Age Cohort (30–39, 40–49 peak, etc.) 05:10 Gen Z, Mortgages & Down Payments 06:00 Is Debt “Bad”? Productive vs. Dangerous Debt 07:20 National Debt vs. GDP (Post-WWII to Today) 09:40 Auto Loans Deep Dive (Long Terms, Delinquencies) 12:10 Average Loan Sizes (New vs. Used) 13:00 Deficits at Home & Nationally—What It Means 14:20 Growth Limits, Demographics & Reality Check 16:00 Rate Check: Mortgage, Auto, Credit Cards, Student Loans 18:30 Emergency Funds > High-APR Credit Cards 20:10 BNPL & Instant-Gratification Traps 21:10 Know Your Biases (Impulse, Overconfidence) 22:40 Budgeting Habits That Actually Stick 26:10 How to Calculate DTI (28/36 Rule) 28:30 Lender Approval vs. Healthy DTI 31:00 Why 70+ Debt Can Be Risky (Context Matters) 33:00 Depreciating vs. Appreciating Assets (Cars vs. Homes) 34:20 Action Steps: Start Small, Delay Gratification 36:00 How to Contact & Subscribe 36:30 Sign-Off & Disclosure Key Takeaways Debt is a tool, not a villain. Mortgages can raise quality of life; revolving/consumer debt at high APRs can snowball. Auto loans are 2nd-largest consumer debt and loan terms are stretching—be wary of “just the monthly.” Credit-card APRs >20% make balances dangerous; build emergency savings to avoid swipes under stress. DTI targets: ≤28% housing (PITI+HOA), ≤36% total debts is healthy; 50%+ is a red flag. Behavior beats hacks: budget regularly, delay gratification, prefer used cars/shorter terms, question “need vs. want.” Hashtags & Keywords Keywords: consumer debt 2025, debt to income ratio, 28/36 rule, mortgage vs rent, auto loan terms, credit card APR, student loans, national debt vs GDP, budgeting tips, AssetBuilder advisors Hashtags: #PersonalFinance #DebtFreeJourney #DTI #Mortgage #AutoLoans #CreditCards #Investing #Budgeting #KeepItSimplePodcast #AssetBuilder
Now that silence has lost its grip, it's time to unleash the roar God put inside of you. In this episode, Michael & Deborah-Anne Velthuysen uncover the prophetic journey of unlocking your voice—releasing the sound of heaven through your words, worship, and witness. Your roar is more than volume—it's authority. It's the echo of God's covenant inside of you, breaking chains and setting the captives free. What You'll Learn: How to recognize what has kept your voice bound in fear, shame, or intimidation. Why unlocking your roar releases healing, breakthrough, and alignment for others. The difference between making noise and releasing a prophetic sound that shifts the atmosphere.
In Today's Episode: Host: Brandon Elliott, https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links: How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon: Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott: Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148
iOS 26 - Maybe a Little Too Early to Update? Maybe 4 Times a Charm — Replacing Beats Fit Pro with AirPods Pro 3 Support the Show Security Bits — 28 September 2025 Transcript of NC_2025_09_28 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude
In Episode 322 You Will Discover: How to identify your "high-interest" projects and prioritize them strategically. The value of making "minimum payments" on certain tasks. Which “payment method” is best for completing your projects based on your unique situation and energy levels. Work With Me:
In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dig into one of the most common fears people have about money: “If I stop paying my credit cards or personal loans, can I go to jail?”We separate fact from fiction, explain why debt misfortune isn't fraud, and share the real consequences of missed payments. Damon introduces his “shoot the hostage” analogy about credit scores, Steve recalls stories from bankruptcy courts, and together they tackle the mental health toll of financial anxiety.We also expose how scammers pretend to be law enforcement to trick people into sending money, and why fear is the number one weapon used by both shady collectors and fraudsters.If you've ever lost sleep worrying about debt collectors, credit scores, or the fear of arrest, this episode will give you clarity — and a plan forward.
From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. David and Patricia Carlin are the powerhouse couple behind Residual Payments. They have dominated the credit card processing industry for over 2 decades creating millions in residual income. Top 3 Value Bombs 1. A merchant account helps a business accept payments online. Once you get setup, every time you take a card payment, residual income is generated as a percentage of that transaction at the end of the month. 2. It's not the knowledge, it's the accountability to make sure they do what they need to do, hit their goals, and have support. 3. Having personal relationships far surpasses being a sales person and trying to get a deal. Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Franocity - Franocity has helped hundreds of people leave unfulfilling jobs and invest in recession-resilient businesses through franchising. Visit Franocity.com to book a free consultation and start your franchising journey with expert guidance. Policygenius - Secure your family's future. Head to Policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
Ever wonder how to turn everyday spending into free flights, hotel stays, or business perks? In this from the vault episode, Dr. Lauryn and Kirby revisit one of the most popular conversations from the archives—how they maximize credit card points and rewards in both business and life.While loyalty programs often feel like they're designed to benefit the companies behind them, Lauryn and Kirby reveal how to flip the script. You'll hear their strategies for using points responsibly, the cards and services that offer the best return, how they track it all, and the real benefits they've experienced—like snagging first-class flights to Tokyo. Whether you're new to the points game or looking to level up your approach, this replay offers timeless insights to help you get more out of the money you're already spending.The two recommended resources Kirby references throughout are The Points Guy and Nerd Wallet, check them out to start your own deep dive into the world of rewards!Cards and Programs referenced throughout this episode:Personal Platinum Amex | Business Platinum Amex | Personal Delta Reserve Amex | Business Delta Reserve Amex | Marriott Bonvoy AMEX | IHG Select | Chase Marriott CardResources:Join The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find out!Join The Uncharted Collective: A Membership for Healthcare Professionals to Build a Profitable Personal Brand in Just 2 Hours a WeekFollow She Slays on YouTube to watch video versions of the show and get additional content!Sign up for the Weekly Slay newsletter!Follow She Slays and Dr. Lauryn: Instagram | X | LinkedIn | FacebookMentioned in...
Tom Logue - September 28th 2025 Jesus knows, reigns, loves, and provides — offering a greater freedom than self can give. This week, Tom continues our King and His Kingdom series in Matthew 17:24–27, where Jesus instructs Peter to find a coin in a fish's mouth to pay the temple tax. Through this surprising story, Tom unpacks four stunning truths about Jesus: He knows what we need before we ask, He reigns over all creation, He limits His own freedom for the sake of others, and He provides exactly what is needed. This passage ultimately points to the gospel — that Christ has paid our unpayable spiritual debt and invites us into a freedom far greater than living for ourselves. Learn more about our church: https://restoredtemecula.churchFollow us on Facebook: https://www.facebook.com/restoredtemeculaand Instagram: https://www.instagram.com/restoredtemecula #Matthew17 #JesusKnows #FreedomInChrist #DebtPaid #KingAndHisKingdom #RestoredTemecula Share this message with someone who needs to hear it. Chapters (00:00:00) - Welcome Home: Restored Church(00:00:36) - A Beautiful Message of Christian discipleship(00:02:07) - The King and His Kingdom(00:04:00) - Matthew 17: The Temple Tax(00:06:31) - Jesus' prediction about the Temple Tax(00:07:39) - 4 Things That This Story Teaches Us About Jesus(00:13:11) - I Asked The Terminator About The Odds of This Happening(00:14:59) - Jesus Has Authority Over All of Creation(00:19:40) - Jesus Reigns Over All(00:23:08) - Jesus Says To The Children of God: Pay the Temple Tax(00:27:08) - Jesus Limits Personal Freedom for the Sake of Others(00:32:51) - Jesus Provides What Is Needed For Others(00:38:16) - God Provides For the Needy(00:43:04) - Sin and the Credit Card(00:46:54) - How to Pay Off Your Spiritual Debt(00:48:42) - 4 Things That The Gospel Reveals About God(00:55:20) - Free From the Slavery to Self(00:59:03) - All God's People(01:01:19) - God's Love for You
In this week's Quick Hits, DeAndre Coke covers the newest developments in the points-and-miles world, with updates that impact both beginners and seasoned travelers. Mesa rolled out its first true 50,000-point sign-up bonus, rewarding new cardholders who hit the spend requirement, while still offering its signature 3X on home-related expenses and indirect points for mortgages. Chase Sapphire Reserve continues to evolve, adding flexibility to its credits, while Amex shut down the Hilton gift card workaround and boosted its Platinum welcome offers to as much as 300,000 Membership Rewards points. On the tools side, the Max FHR tool makes hotel credit redemptions easier, while the Card Pointers app launched its most significant update yet. Citi introduced new transfer bonuses, and Capital One expanded its transfer partners, providing travelers with more options for redeeming points for flights and hotels. The episode closes with listener Q&A, clarifying how Mesa works with mortgages and spending requirements.Key takeaways: Mesa 50k Bonus: New cardholders can earn 50,000 points with the Mesa card sign-up bonus.Mortgage Points: You cannot pay your mortgage directly, but Mesa gives indirect points when you report payments and spend $1k/mo.CSR Update: Chase Sapphire Reserve credits are now more flexible, adding more booking options.Amex Hilton Credits: Gift card loophole is ending, so credits must be used on eligible Hilton charges.Amex Platinum Offers: Elevated welcome offers up to 300,000 Membership Rewards points.Max FHR Tool: Helps identify the lowest-price Fine Hotels & Resorts dates for better value.Card Pointers Upgrade: A major update enhances usability, card recommendations, and Amex offer syncing.Citi Transfer Bonuses: Current promos include Avianca, Virgin Atlantic, and Turkish Miles & Smiles.Capital One Partners: Added JAL, Qatar Airways, and Preferred Hotels to its transfer lineup.Resources:Mesa Homeowner Card: New 50,000-Point Sign-Up Bonus OfferHyatt status for AA elites (register by October 31)Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)
The financial decisions we make daily might seem small, but they compound over time to shape our future. When Haley Murphy joins us to discuss strategic credit card usage, she brings years of practical wisdom earned through disciplined financial management.Most people view credit cards with suspicion, but Haley reveals how they can become powerful tools rather than debt traps. By charging planned expenses like vehicle payments, daycare costs, and groceries to her rewards card, she accumulates valuable points without spending an extra dollar. "We've worked our whole life for our money," she explains. "I want it to work for me a little bit."The secret lies in her approach: never using credit cards as additional income, closely monitoring spending through budgeting apps, and paying the balance in full each month. This strategy allows her to build credit while earning rewards and maintaining the additional security credit cards provide for online purchases. Simultaneously, she strategically uses her checking account enough to earn the high-yield interest rate of 4.15% on balances up to $20,000.Haley's financial success speaks for itself. Through consistent habits, hard work (including years where she and her husband both worked multiple jobs), and disciplined spending, they've purchased three homes, each an upgrade from the last. Her story embodies the principle that slow and steady truly wins the financial race.Whether you're looking to maximize rewards, build credit responsibly, or simply make smarter financial choices, this episode offers practical strategies you can implement immediately. Ready to make your money work as hard as you do? Listen, subscribe, and take your first step toward financial confidence today.
Dreaming of a trip to Europe without the massive price tag? In this episode, Nikki Packer shared how she used credit card points to plan a family trip to Italy and Switzerland filled with luxury stays, incredible destinations, and unforgettable experiences. All while saving thousands of dollars!
I'm taking you behind the scenes of my journey to pay off $13k in credit card debt. I'll share my approach to managing business finances and achieving money goals, even amidst life's hurdles.In this episode, you'll learn:✅ How I devised a safety plan to navigate financial uncertainty and create stability✅ The importance of shifting mindset and belief to maintain focus and motivation.✅ How to adjust goals to suit new personal and financial circumstances.✅ The energy and mindset that drive successful money management and business growth.Book a call to join 1:1 money coaching program here.
In this episode we answer the top 5 questions from this credit card focused season. Thank you for listening, see you next season!
Send us a textCredit card rewards expert Colin Stroud reveals how O&P practice owners can transform regular business expenses into valuable rewards through strategic credit card usage. He explains the mechanics behind credit card rewards systems and how business owners can maximize returns on spending they would do anyway.• Single practitioner O&P clinics typically spend $15,000-$20,000 monthly on components• Larger clinics can spend $100,000-$200,000 monthly, generating substantial reward potential• Credit cards offer both cash flow advantages and rewards generation simultaneously• Cash back options typically max out at 2-2.5% return on spending• Points-based flexible currencies can yield 5%+ returns when redeemed strategically for travel• Rewards are considered rebates rather than taxable income• Multi-owner practices can divide points proportionally among partners• LinkedIn content marketing has driven Colin's entire business growth without paid advertising• The "arbitrage opportunity" of points redemption delivers significantly higher value than cash backVisit Colin on LinkedIn (Colin Stroud - with one L) or at gosomewhereworld.com to access his free newsletter and guides on maximizing credit card rewards.Special thanks to Advanced 3D for sponsoring this episode.Support the show
Not sure what to do with your credit card points? We will let you know how to use them for travel! Join our hosts Christian and Shannon Nossum of the Awesome Nossum Group at Wilson Realty Inc as we go over how you can use your credit card to get points flipping houses or making home upgrades and the best way to utilize them to travel for free.
#247: Chris dives into Bank of America's credit card lineup and why he has 5 different BoA cards right now. He'll go over how the Preferred Rewards program can help you earn unlimited 3.3% back on everything. Finally, he also covers approval rules, credit limits, unique perks like free museum access, and more. Link to Full Show Notes: https://chrishutchins.com/bank-of-america-preferred-rewards Partner Deals Gusto: Free 3-month trial of the #1 payroll software Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Mesa Homeowners Card (code: CHRIS50) BoA Cards: Tier List Bank of America® Customized Cash Rewards | Susan G. Komen® Bank of America® Unlimited Cash Rewards Bank of America® Travel Rewards Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite The Atmos™ Rewards Ascent Visa Signature Card The Atmos™ Rewards Visa Summit Card Free Spirit ® Travel More World Elite Mastercard Allways Rewards Visa® card Air France KLM World Elite Mastercard Bank of America® Business Advantage Customized Cash Rewards Mastercard® Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Bank of America® Business Advantage Travel Rewards World Mastercard® The Atmos™ Rewards Visa Business Card Other Cards Citi® Double Cash Card U.S. Bank Smartly™ Visa The Ritz-Carlton™ Credit Card Frequent Miler: Guide to Ultra-Premium Credit Card Travel Protections Rakuten: $50 bonus here BoA: Museums on Us | BankAmeriDeals ATH Podcast Ep #245: How Much Are Points and Miles Worth in 2025? Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:29) Quick Episode Overview (03:21) BoA Preferred Rewards Program (06:00) Customized Cash Rewards Card (08:28) Customized Cash Rewards Card Variations (13:18) Unlimited Cash Card (15:50) Travel Rewards Card (18:02) Premium Rewards Card (24:54) Travel Benefits on the BoA Premium Cards (26:25) Atmos Rewards Ascent Card (32:24) Atmos Rewards Summit Card (35:10) Valuing Companion Awards (39:41) Free Spirit Travel More World Elite MasterCard (41:03) Allegiant Always Rewards Card (42:08) Air France KLM World Elite MasterCard (44:26) BoA's Cruise Cards (45:03) Business Card Eligibility (47:12) Business Customized Cash Card (51:04) Business Unlimited Cash Card (52:21) Business Travel Rewards Card (55:41) Atmos Rewards Business Card (57:59) Applying for BoA Cards (59:13) 5 Consumer Card Limit (60:48) BoA Nuances to Keep in Mind (01:02:13) Credit Limits (01:03:00) BankAmeriDeals (01:04:07) Free Museum Access (01:05:06) Summary Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
Wealth Wednesday with Barry Coleman. Barry is the VP of Program Management & Education for the National Foundation for Credit Counseling (NFCC) A new Tell Us A Secret See omnystudio.com/listener for privacy information.
Sean's Credit Card Scare, Sister Jean Retires, Tyler Kluver on Hawks, and Faceoff - W H2
Jenny Horne and Adam Lynch look at a few headlines hitting the crypto space this week. First, they chime in on Deutsche Bank's note suggesting Bitcoin could join Gold and the U.S. Dollar as a potential Central Bank asset by 2030. Then, they discuss the latest developments on Capitol Hill pertaining to digital assets legislation. Finally, Jenny and Adam look at a collaboration between Visa (V) and Stripe to create a new bitcoin-centric credit card for Fold Holdings (FLD). VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Use our code for 10% off your next SeatGeek order*:https://seatgeek.onelink.me/RrnK/LAPL... Sponsored by SeatGeek. *Restrictions apply. Max $20 discount Thank you Chevy for letting us take the new 2025 Blazer EV SS for a spin, the most powerful EV in its class with 615 horsepower, and Chevy's first performance EV. Happy Monday, LP fam! We hope your day is off to a great start. This Monday, Josh and Sebas discuss how different life was for our parents when they were young, why it's so hard to save money these days, and why you should stay on top of your credit card statements...or else.
In this episode of The Personal Finance Podcast, Andrew exposes how credit card companies profit from keeping you trapped in 20-25% interest debt that can stretch a $10,000 balance into decades of payments, then reveals his tactical 6-step plan to eliminate that debt in under a year using balance transfer cards and finding just $875 monthly through expense cuts and side hustles. He breaks down why this isn't just about math but about reclaiming your peace of mind, your relationships, and hundreds of monthly dollars that can finally build wealth instead of enriching credit card executives. This episode delivers the exact roadmap to break free from the financial stress that's stealing your sleep and your future, with real strategies you can implement immediately. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Relevant Episodes: 10 Rules For Using and Maximizing Credit Cards! How to Master Credit Cards (and Beat The Banks!) How to Choose The Best Credit Card (Plus The Exact Credit Cards I Use!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
In Today's Episode: Host: Brandon Elliott, https://zez.am/brandonelliottinvestments Guest: with Colton Pace ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links: How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon: Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott: Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148
959. Laura answers a listener's question about the best way to pay off credit cards when you have little or no extra income.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3287: Michelle Schroeder-Gardner explains why relying solely on credit cards for emergencies can be a risky financial strategy. She highlights how an emergency savings fund provides security, reduces stress, and protects against debt traps, offering peace of mind no matter what life throws your way. Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/09/credit-cards-for-your-emergency-savings-fund-amount.html Quotes to ponder: "Even if you can only manage $500 to $1,000 right now, that is better than nothing." "My problem with using credit cards as your sole source for an emergency fund is that it may lead to more debt in some situations." "You never know if something may come up, how big the expense may be, and whether or not you will have enough credit to fund the expense." Learn more about your ad choices. Visit megaphone.fm/adchoices
Credit card debt is weighing heavily on Americans, with the average balance now at $8,550. A new study from BestMoney finds that 76% of people say their debt is mostly due to their own choices — from small impulse buys to stress-driven spending. In this episode, Kathy Fettke breaks down the survey results, the emotions fueling overspending, and what it all means for homebuyers and real estate investors. JOIN US AT OUR RealWealth® EVENT: www.realwealth.com/1031 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.bestmoney.com/credit-cards/learn-more/psychology-of-credit-card-debt