Podcasts about credit cards

We are back with the 2 adorable gossip queens Danielle and Liv and we are getting down to the juiciest gossip of all. You cannot miss this episode. We hear about a call girl who logged into her billionaire clients facebook and replaced his profile picture with theirs and posted all their explicit pictures for his wife and everyone to see. There are 2 types of wives of the wealthy - there are the ones that drive a Bentley, have the unlimited Credit Cards, the mansions etc and they do not care what their husbands do - out of sight out of mind and then there are the wives that want to kill you. We learn about the swingers and the married men that announce they are separated. A crazy situation with one of Dallas most famous billionaires that went down in the back of a club. VIP parties where you have to leave your phones in a basket and sign a NDA before entering. We hear about crazy gossip about a college basket ball star and an A list actor. The A list actor thought it was a great idea to film himself and the girl he was with snorting cocaine and having sex on her phone. He and his whole crew came in the club the next day and demanded to see the phone and deleted the video - little did he know that she had already sent it to all her girlfriends who still have it to this day. We learn about Redneck and Paycheck events where the bikini contests are like sex shows. More crazy outrageous gossip about a 65 year old married guy who shows up with 10 Latinas and what happens next. One of the more crazy stories about a suburbia swinger couple where the wife contracted Aids and ended up dying. The out of control SMU kids that show up with their Daddy's credit cards and party it up and live their best lives. A juicy gossip story about a famous married Bravo house wife making out with a young guy in a booth at the club. We learn all about the best spots to people watch on Sundays and all that Sunday Fundays entail in Dallas. If you need to contact the best and most amazing Dallas Concierges that can help you to get anything you want in the entire continental USA contact @livzworld@danielledemas

For more ways to leverage loyalty programs and miles, the Points Guy is a great resource for every budget and every traveler. Click above on TPG to see Credit Card travel valuations. 

My guest today is a full time chemical engineer turned real estate investor. Jhanel Wilson is also the Founder and CEO of The Savvy REI, and today she's going to share her 18 years of hard lessons and personal strategies in building an 8-figure portfolio using government programs and credit cards. Today, Jhanel takes us through investing in her first property, and how she realized that the profit she could make from the guaranteed Section 8 income was a real game-changer. Jhanel walks us through the pro's and con's of working with Section 8 and Veterans Affairs Supportive Housing (VASH). We're also going to discuss what it means to be a defensive investor and how to make your portfolio recession and pandemic-proof. You'll also learn how Jhanel uses creative financing techniques with zero-interest credit cards, hard money, and niche appraisals. Jhanel shares some painful and profitable stories of five triplexes she bought at auction, as well as the upside profit she anticipates when she does a cash-out refinance. I know you're going to enjoy this conversation with Jhanel. You can find out more about her through Instagram @jhanelwilson. Today's episode is brought to you by Green Property Management, now offering a $250 per unit project allowance to new clients in West Michigan. Text "Green250" to 21000, or visit them at https://www.livegreenlocal.com/. And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. Visit https://www.rcbassociatesllc.com/ to learn more.

Debt, Saving, Relationships, Budgeting, Education As heard on this episode:  Zander Insurance: https://bit.ly/2Xbn7hD  Bethel School of Technology: https://bit.ly/2Zvx3Ey  Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started:  Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE

This week's topic is about the true cost of new appliances and warranties. We are a society that has too much stuff and we have become accustomed to the conveniences that have made our lives easier than it did for our grandparents.  This is a great thing; however, appliances have become increasingly expensive due to the features that they offer as well as the high rate of inflation mainly due to the supply chain shortage.  With that being said when you buy an appliance it is important to consider if there are other costs exists beyond the actual price The first thing is to start with the discount which creates your base price and then add any tax if it exists in your state or municipality.  After that it is important to factor in what you are buying in that it may involve other costs beyond the straight purchase. For example, I just purchased a new washer and dryer set that was $2,800 that was discounted to $2,200; however, I paid additional costs for hooking up the equipment which also came with parts and labor. There was also a charge to haul away the old appliances.  Lastly, I opted for a $200-five year warranty for the washer and dryer each with my logic being that the appliances would need service and would exceed $400. All in all, my total cost was $2,878 with tax which is 31% higher than what the sticker price.  To sum things up, it is important to purchase the product that fits your needs and when you nail that down, think about the appliance protection as the odds are that you'll pay more later for repairs if you opt out of warranty coverage. Lastly, when you budget for major appliances, factor-in at least 25% over the discounted price.  With that being said, the everyday modern appliance is a beautiful thing; however, the major difference is that they do not last as long as they used to - the logic says that when app Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

Clark outlines several factors that lead to one conclusion: Women need to save more of their paycheck for retirement than men. Also, the banks are desperately handing out credit cards like candy now. Clark relates different scenarios based on your credit, and conveys what is core & key to keeping your credit healthy with credit card use. Special Retirement Advice For Women: Segment 1 Ask Clark: Segment 2  Warning: Banks Pushing Credit Card Offers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Social Security: Ex-Spouse Benefits And How They Affect You New and Used Car Reviews and Ratings - Consumer Reports How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you want to travel more often for less money? One way to accomplish this is to use credit card points to book flights, hotels cruises, rental cars, and more. Our guest in this episode is Katie Holden from Katie's Travel Tricks. We talk about which credit card to consider first if you want to use the travel perks, how to spend credit card points on travel, and ideas on how to keep it all organized! Ready to discover ways to save big on travel, listen in!

This week we highlight tips for online shopping. What types of research are beneficial and where to obtain it. Also, we perform a historical look at 2021's purchase to reveal the reason why we purchase items. In the roundtable we discuss the words and phrases that people use to intentionally insult people as well what we do pacify their behavior in conversations.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

Today on Dough Roller, we are talking with George Kamel! George is a Ramsey Personality and Personal Finance Expert, host of The Fine Print podcast and cohost of the EntreLeadership podcast. He has previously hosted The Ramsey Show video channel, Ramsey live events, Borrowed Future podcast, and Foundations in Personal Finance High School Curriculum. He has been a staple of the Ramsey team personalities, and has been working on their team since 2013.  George is a huge proponent of helping people make the most of their money, to make the most of their life through all sorts of different channels. Recently, he spearheaded the release of Ramsey Solutions first documentary, Borrowed Future: How Student Loans Are Killing the American Dream. The documentary is based off the eight episode podcast he hosted back in 2019 and he is a producer on the film. In this episode, we talk about how George became involved with the Dave Ramsey team, and how he used the Ramsey methods to become debt-free. We also discuss George's podcasting ventures and the release of his new documentary, Borrowed Future. George also tells us about finance trends we should be weary of, his take on credit-cards and their rewards programs, and how the student loan crisis is taking over people's lives. If you're looking for clear-cut ways to get on the path to being debt free, keep listening!   Social Media:   Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/ Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/ Follow Dough Roller on Twitter: https://twitter.com/doughroller Check out the Dough Roller website and blog: https://www.doughroller.net/   TIME STAMPS:   00:29-George's Backstory and How He Got Involved With Dave Ramsey 02:09- How George Follows the Ramsey Method to Become Debt Free 04:49- George's Podcasts 06:43- Finance Trends to Be Weary Of 08:01- George's Opinion on Bitcoin 10:21-George's Take on Credit Card and Rewards 14:17- Student Loans and George's Documentary 24:50- How Policy Can Effect Change for Student Loans 30:28- How George Paid of $40,000 of Debt 35:12- How to Bulletproof Our Finances   Mentioned in the Episode:   The Fine Print Podcast EntreLeadership Podcast Borrowed Future Documentary  George's Instagram George's Twitter

This week's topic is about student loan moratorium. The federal student loan moratorium has been extended for the third time due to the Coronavirus pandemic. The loan relief began in March of 2020 and was set to end September 30, 2021 which was moved to January 31, 2022 and then moved again to May 1, 2022.  Moratorium means that payments for principal or interest are not required and without any penalty. With the suspension payments, we know this is needed for many Americans; however, the important notion is to consider making payments if you have the means to do so. The simple fact is that you are delaying payments which only extends the life of your loan.  So let's take the average student loan interest of 6% and the average loan amount of $30,000 for a 20-year period. That comes to $215 per month or $5,600 over the full moratorium period which is currently 26 months. After this duration, you'd still have a principal balance of $28,201.  The bottom line is that it takes a long time to pay loans off and they are simply a sword in the sides of borrowers. However, amortization is weighed heavily on interest at the beginning of the loan so all payments help, especially additional principal.  The second point is you should not rely on congress for loan forgiveness as the odds are small. Just $10,000 given to each borrower would cost the government over a quadrillion - and if you don't know that's a 1 with 12 zeros after it.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

People spend so much mental energy tracking their credit card points, and it does not matter. Jared unravels the scam and explains the right way to use your credit cards.

In this episode, Rich Smith shared some great tips on how to utilized travel credit cards to get points, miles, rewards and cashbacks. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest links: https://teachingmillionaires.com/everything-you-need-to-know-about-the-4-best-travel-credit-cards-for-beginners https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig/videos

Turi wants to protect the government from fleecing—an odd position for her to be in. The bodily functions and mishaps that make us laugh. The Air Fryer has landed….and we are confused. Other appliances and devices we can't use. Yet. There's no such thing as “touchless”. Credit card hocus-pocus. Marci's “Shark Tank” idea.

Episode 107Eli “The Travel Guy” Facenda is a travel-loving entrepreneur based in Austin, Texas. Eli has visited 35 different countries over the last 3 year while growing two businesses and is passionate about helping entrepreneurs experience more freedom through leveraging credit. In 2021 alone, Eli has been a full-time nomad and has flown on nearly 50 flights for free, many of which have been first class. He has additionally gotten 40+ nights in hotels for free...equating to over $40,000 In free travel this year alone.Listen to Eli and be a travelling entrepreneur as well![00:01 - 05:07] Opening SegmentLet's get to know Eli FacendaHe shares his very first venture with entrepreneurship[05:08 - 10:58] The Reality About EntrepreneurshipHow Eli saw freedom and opportunity in entrepreneurshipThe reality about pursuing entrepreneurship according to EliSports and military lessons we can apply to entrepreneurship[10:59 - 20:46] How Business Credit WorksHow to leverage your business credit according to EliBusiness owners are underutilizing business creditsHere's how to address this problemEli weighs in between personal and business credits[20:47 - 29:23] Using Your Credit Points BetterThe many different ways to use your credit pointsWant some Amazon refunds? Check out GetidaPromo code: FTM400Eli shares some practical tips to systematize your spending[29:24 - 35:58] The Best Credit Card For EntrepreneursThese are the cards that you can try now as suggested by EliChoose the right card for you with these tipsBenefits that entrepreneurs should look for in a card[35:59 - 44:02] Cheap PPC in the Ecommerce IndustryHow Freedom Travel Systems supports entrepreneursWe talk about PPC in the ecommerce industryKnow more about Eli in the Fire Round![44:03 - 46:30] Closing Segment Connect with Eli!Links belowFinal words Tweetable Quotes:“To be able to endure that much failure…‘keep playing' is a big part of what we all have to go through as business owners.” - Eli Facenda“I have a vision, I'll take the action. I'll figure out the details later, which can be a good thing and a bad thing.” - Eli FacendaResources mentionedBooksLinchpin: Are You Indispensable?Clarity: Clear Mind, Better Performance, Bigger ResultsThe E-Myth RevisitedEmail eli@freedomtravelsystems.com to connect with Eli or follow him on LinkedIn and Instagram. Visit Freedom Travel Systems to leverage your credit and create a life of freedom!------------------------------------------------------------------------------------------Send us a voice message and let us know how we can help you fire the man! FacebookYouTubeInstagramEmail us --> support@firingtheman.comLEAVE US A REVIEW!

Two years after tightening their lending standards at the start of the pandemic, banks and lenders have loosened their requirements and are again embracing riskier borrowers. WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how interest rates play a role, and how access to credit can impact subprime consumers' credit scores. Learn more about your ad choices. Visit megaphone.fm/adchoices

Steven talks to Doug about credit card churning. What is Credit Card churning? How to earn doing it? How to keep from impacting your Credit Score. The previous episode with Steven: Launching a Blog in a Competitive Niche and Getting Press Coverage | Trip of a Lifestyle  DS282 Trip Of A Lifestyle: Website Credit Card Churning Guide The Autopilot Guide to Credit Cards Shout out to Odys, a sponsor of the podcast. $100 (USD or EUR) added to your account as a welcome bonus if you are accepted! Contact me. Ask Questions! Send me an email here: feedback@doug.show Leave a voicemail: (406) 813-0613

This week we cover important details that are important to understand with your auto insurance policy. Should your rates go up if you are in an accident that is not your fault? There are also some items can save you money while there are hidden items that may cost you money in the long run. In the roundtable we discuss unusual names that people have and how they affect people and what they can do to ease their pain.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

If you enjoyed this ASMR make sure to leave us a five star rating!

Credit cards and debit cards each have their pros and cons, but which is truly better? This episode we breakdown the differences and which card better serves you. Pod up people and let's get to work! Support this show http://supporter.acast.com/2bg. See acast.com/privacy for privacy and opt-out information.

Ken and Lima discussed the use of the $2 coupons at dinner. Should you tip more if you use a coupon at dinner. Plus, who doesn't own a credit card at all? Diamond Lee makes a special appearance. Listen to The Ken Carman Show with Anthony Lima weekday mornings 6-10am on Sports Radio 92.3 The Fan and the Audacy App!

This week's topic is about travel insurance and is it worth the cost? As a result of the Covid pandemic, many vacations have been cancelled and  thousands of people have lost thousands of dollars that can not be redeemed.   This is where travel insurance can soften the blow. Typically it covers medical emergencies, trip cancellation, trip interruption, delays, medical needs, and lost, damaged, or stolen luggage. On the other hand, it may not cover glasses, hearing aids, dental bridges, tickets, passports, keys, cash, cell phones and rental car damage; however, your credit card or renters insurance may cover some of these expenses. So let's get to the cost: Like any insurance, costs vary; however, you can expect to pay  between 4-12% of your total trip cost. Now the proverbial question . . .  Is it worth it?  Just recently, we had a trip cancelled due to Omicron that covered $3,500 in expenses and we paid $140 for the coverage which totaled 4% of the total cost.  So In my opinion the answer is yes. In fact, I have used it on more than one occasion and it has saved me over $10,000. The bottom line is that you can't predict the future and it takes just one missed trip over several vacations to reap the value that the insurance provides. Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

The first Ask Farnoosh of 2022 covers a wide range of audience questions: Is it wise to transfer credit card debt to a private loan? How might cosigning a mortgage with a loved one (even if you're not the one paying the mortgage) impact your ability to qualify for your own home loan down the road? Do you need to be a CFP to become a financial journalist? Where is the best place to park savings these days? Farnoosh selects a reviewer of the week. To join her newsletter, click here. To send a question for an upcoming Friday show, text: 415-942-5002.

12

Questions? Comments? We love feedback! Email us at info@baishavaad.org

Your 60-second money minute. Today's topic: Your Credit Cards May Offer Payments For Travel Delays

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, John and the gang discuss the basics of credit and how building from an early age is extremely important once you become of age to purchase a car, buy a house, or get a business loan. Credit can be a very helpful tool to help build wealth, and achieve some of the things you never thought were possible. In addition, the higher the credit score, you commonly get better interest rates on loans, auto financing, and your mortgage. 

Questions? Comments? We love feedback! Email us at info@baishavaad.org

Happy New Year! In this episode of Worth Listening, 4x Olympian and CFP® professional Lauryn Williams is kicking off 2022 by sharing simple and actionable tips you can use to get your finances in order this year.  In this episode, Lauryn talks about: Why you need to take a look at last year's spending One expense we often overlook in our budgets Getting your estate planning documents in order in 2022 The need to start planning for big expenses Looking at the fees you pay on your credit cards Tax planning and finding a CPA or Enrolled Agent Credit reports and why you need to look at yours 5 things she is focusing on to win at life in 2022 If you want to share your money memoirs on the podcast or what you'd like to see on the podcast in 2022, contact podcast@worth-winning.com If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media: Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

When I was little, my late-grandmother used to tell me "We tease the people we really care about" and, in the case of Jamie Beeman, that wisdom holds true. Jamie has been an amazingly genuine and honorable member of Greatness Village since the first day he joined. That still isn't gonna stop me from giving him grief over the time his mother-in-law accidentally reported me to the credit card police.Hear that hilarious story and much, much more in today's Villager-centered episode on the Chasing Poker Greatness podcast.To learn more about the Free Nuffle promotion, visit: https://chasingpokergreatness.com/free-nuffle-promotionNew CPG Cash Game Courses!Preflop Bootcamp: https://bit.ly/Preflop-BootcampFish in a Barrel: http://bit.ly/fish-in-a-barrelNeutralize Flop Leads: https://bit.ly/2OkN8Yt

This week we cover the ins and outs of auto dealers offering lease pull aheads. What are the advantages and the disadvantages? What is FOMO that the car salesman are pitching? We provide insight on aid you in your decision making. In the roundtable we discuss white elephant gifts and useless inventions.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

In Episode 71 of the Wealth On Any Income Podcast, Rennie is joined by Dr. Matt Champagne. For 28 years, Dr. Champagne has been a researcher, university professor, and serial entrepreneur. His passion is to help you to keep your customers forever!Matt was named “Technology Visionary” by SURVEY Magazine for his pioneering work merging psychology and technology to create never-before-seen customer feedback solutions. When not teaching, Matt can be found in the Caribbean SCUBA diving or on-stage playing keyboard in his rock band.In this episode Rennie and Matt cover:In Matt's various roles he found he was always doing this one thing.Why paying attention to your existing customers is important.Customer Surveys and how they are used poorly.Matt's favorite charities including Meals by Grace https://mealsbygrace.org/The “dark psychology” tactics used to sell.Matt's biggest mistake and what he learned from it.How he helped a cruise line retain customers during the pandemic using good psychology vs tactics.How to get Matt's 9 principles to put into place to help you get more response from your audience to keep them focused on you.Why building trust is so important.To get Matt's download – The 9 Principles of Customer Feedback visit http://matthewchampagne.com/wealth/More About MattFor two decades, Dr. Matthew Champagne has influenced survey and feedback practices in learning organizations worldwide as a researcher, university professor, author, serial entrepreneur and in-demand speaker. He has authored more than 75 articles, books and how-to guides with practical solutions for creating high-quality feedback tools and processes that have now been implemented at more than 600 organizations across the globe.Dr. Champagne's theories and empirical research spawned the web-based course evaluation industry in the late 1990s, and he helped create many of the innovative web-based technologies used today to improve the quality of training and customer service.As Research Fellow and Senior Evaluator for the U.S. Army Research Institute, National Science Foundation, U.S. Department of Education, U.S. Department of Energy, Sloan Foundation and Hewlett Foundation, Champagne advised 370 colleges and learning organizations on implementing feedback and evaluation systems to drastically improve customer retention, learning, and performance.Dr. Champagne was named Technology Visionary of 2015 by SURVEY Magazine for his pioneering work merging psychological principles and online educational technologies.For more information visit http://matthewchampagne.com/If you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice™ and receive a weekly email with tips, techniques, or inspiration around your business or money. Rennie's Books and Programshttps://wealthonanyincome.com/books/Rennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/

January 2, 2021 Sunday Services Lost Creek Ministries If you would like to Donate via Debit or Credit Card, please click the image below. We also have a paypal option for donations.

EP 53:  All freelancers and small businesses have expenses to account for at the end of the year, and while there are numerous systems creatives use to organize their finances, one thing runs true; separating your personal and professional expenses is key to good management.  In this episode, I break down a few key differences between business credit cards and personal ones, and why it's so crucial for good organization.Support the show (https://www.buymeacoffee.com/artrepreneurs)

This week's topic is on the cost of dry cleaning and is it safe to wash the clothes at home? Dry cleaning is one of the most overlooked items in the budget and oftentimes it is not accounted for. The first question is how much does it cost each year.  The unfortunate thing is that this is not a tracked statistic; however, busy professionals, especially in dual households, can easily spend $100 per month. Ouch!Okay . . . so let's get question number two. Can your clothes be washed at home? The answer in many cases is yes; however it is important to understand a few factors.  One is that many manufactures just slap the “dry clean” label on the clothes to be safe from customers providing negative feedback if a garment is damaged.  And for Number two to determine the fabric that you are cleaning. Typically, Wool, silk, cotton, linen, and durable polyester fabrics can be washed.  Others that are trickier to handle are suede, leather, velvet, taffeta, rayon, and anything with fur or down. In addition, Suits, pleated skirts or garments that have oil-based stains are more difficult. Now when it comes to cleaning items, always perform a small water test where it can't be seen on the garment. If fabric bleeds, shrinks or warps, then take it to the cleaners.  The bottom line is that it's your choice on how to handle your clothing So do your research first.  With more working remotely, and knowing that for the most part you can clean many of your items at home this is a win-win formula to save money. And here's more thing, considering that dry cleaning uses toxic chemicals, by washing at home, you can do your part to help our environment.  https://www.usatoday.com/story/tech/reviewedcom/2017/02/22/how-to-wash-drycleanonly-clothes-at-home/97950680/ https://www.chatelaine.com/style/dry-cleaning-hand-wash-clothes/ https://askinglot.com/how-much-should-dry-cleaning-pants-cost Website https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast    

With Matt Schulz, Senior Industry Analyst at CreditCards.com

In this week's episode we handle a financial hodgepodge of questions from listeners.  1: Should congress be able to create legislation around crypto when are owners of it. 2. We examine a question that asks: what percentage of the bills  should be paid when the home is owned by the other partner.  3. We cover a story about a professor who offered a cash reward if just one of his students read the syllabus In the roundtable we discuss what people care and think about with office politics and meetings.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

Our last episode of 2021. It's a solo show where I talk through what I've learned about tipping during the holidays.   I discuss: ⭐️ The origins of Santa Con ⭐️ Artistic Finance milestones of 2022 ⭐️ A shout out to side hustlers and sex workers ⭐️ What to tip mail carriers, doormen, supers, and maintenance staff   There's a surprise guest halfway through!   Holiday Tipping Guide: https://www.care.com/c/the-carecom-holiday-tipping-guide/   Bolt Leatherworks by Oeghan Hartley (first name pronounced like Owen): https://www.etsy.com/shop/boltleathercraft/   Eco Friendly Wood Work by Josh Warner: https://www.etsy.com/shop/joshuawarnerdesign/   SantaCon: https://en.wikipedia.org/wiki/SantaCon   Marc Santos - Episode on Credit Cards: https://www.artisticfinance.com/episode/nLk98PU9fuN6iQn6VUp0/Credit-Card-Advantages-with-Marc-Santos   Seesaw - super listeners vote here! https://www.broadwayworld.com/off-broadway/liveupdateregion.cfm?btype=7590®ion=Off-Broadway   ...   Interview by Ethan Steimel   Become a patron: www.patreon.com/artisticfinance   www.artisticfinance.com

ch 6 it is time to take ______. pauls book club tbot21c wish i could buy a franchise like a dunkin donuts or mcdonalds with a credit card want to be on the next live book club recording? text me 561 302 0051

This week's topic is about realized capital gains before the year ends.  As the year ends it is a common practice for investors to balance losses against gains to minimize taxes that are paid to the IRS each year.  This applies to ownership in stocks, bonds, mutual funds, options and even crypto.  When owing these assets we are referring to after tax accounts which is a straight brokerage account meaning that it doesn't apply to tax-deferred accounts. such as a 401(k)'s and it doesn't apply to after tax accounts such as Roth 401(k)'s, Roth IRA and IRA's. So here's how it works: each year you calculate what you have in gains versus losses and determine what the n umber is.  For example, if you sell Apple for $20,000 in profit and sell Microsoft for an $18,000 loss, you have a realized capital gain of $2,000.  This would then be considered taxable as investment income. Now in the event that you incur a loss, the IRS allows for a maximum amount of $3,000 each calendar year.  Lastly, if you have losses greater than $3,000 you can carry them into future tax years.  The bottom line is that people typically have winners and losers in their portfolio. Hence, balancing the equation can reduce your tax load then can reload investment for the next year.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast    

This week's topic centers on whether it is better to buy a natural Christmas tree versus an artificial one In recent years, there has been a debate that purchasing an artificial tree is a better long-term solution to that of a natural tree. Let's start with artificial trees: there are many reports that they last 10-20 years; however, if taken care of properly, they can last beyond that.  The negative part is that they are made from plastic which is derived from petroleum which is oil. So the question becomes, does the benefit of owning a non-recyclable product outweigh the cost of buying a natural tree each year? Many reports say that it takes 20 years of using an artificial tree to achieve an equal carbon balance. When trees are cut down or burned, they can release stored carbon back into the atmosphere; however, this equation is balanced when farmers replant new trees. Another point is that tree farming employs over 100,000 people according to the National Christmas Tree Association. Lastly, it typically is easy to have your tree chipped up into mulch and it can be reused for habitat restoration and helps control erosion along streams and river banks, and can even help underwater habitats. So here's the deal: natural Christmas trees are more expensive over time, and secondly, there is not enough statistical data to form a concrete answer about the environmental impact. However, it appears the natural tree has the edge.  As for me, I always lean on the side of what is better for the environment. Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast  

#024 - On this episode, Mayra talks about New Year Resolutions and how to set goals for the upcoming year.   Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Or Instagram at instagram.com/debtfree.latina   Quoted Articles Forbes: https://www.forbes.com/sites/kathycaprino/2019/12/21/the-top-3-reasons-new-years-resolutions-fail-and-how-yours-can-succeed/?sh=7ab45bb56992  Zig Ziglar: https://chrislocurto.com/zig-ziglar-wheel-of-life/      

Investing, Retirement, Debt, Home Buying As heard on this episode:  Zander: https://bit.ly/2Xbn7hD  Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started:  Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE

Welcome to The Quest Pod Season 1: Episode 34 with Eric Glyman: a two-time fintech founder shares his advice for innovating in a crowded market. Eric Glyman is the co-founder and CEO of Ramp, the only corporate card that helps companies spend less. He also previously founded Paribus to help consumers get money back on their online purchases. Eric's success reflects the power of customer-centric design: focus on building something that serves and created value for your market, instead of trying to extract as much money from your customers as possible. In this conversation, we talk about leaving a stable job to found a start-up, leading big teams and unlocking innovation. Check out Eric's LinkedIn ► https://www.linkedin.com/in/eglyman/If you liked  this episode, check out our YouTube channel and follow us on Twitter!A thank to our sponsors Universe and CashApp for making this podcast possible.  THE QUEST MEDIA | CONTENT MEETS SILICON VALLEY |

Top 100 Yahoo Finance in 2020, Brandon Elliott is a leading authority on real estate and credit. He is experienced and proven in utilizing credit to invest in real estate and implement the "BRRRR Strategy." Brandon has a thriving credit repair and tradelines company but prefers teaching people the credit hacks he's been applying for years such as building huge credit lines for both personal/business up to 7-figures and manufactured spending techniques- showing ways to create millions of points equivalent to cash, free travels, and even buying properties using credit cards. From the credit knowledge that is taught in his Elite Credit Course, Brandon was able to liquidate $200K+ for a safety-net when purchasing a 4-PLEX in one of the most desirable locations in San Diego, just 8 minutes walking distance from the famous San Diego Zoo. His passion in helping others reach their financial freedom too, led Brandon to host "Ready. Set. Go. Real Estate Investing" podcast every Monday sharing how you can invest in real estate successfully with little to no money utilizing credit. Brandon has completed numerous Fix & Flips locally in San Diego as well as across the country out of state virtually with his worst project still being 60% cash-on-cash ROI.   During the show we discuss: ● How to get very high limits on credit cards ● Why you should ask for credit limit increases every 6 months ● Why using the credit you get is essential to getting higher limits ● Why to avoid hard-pull inquiries on your credit report ● Why you need to speak to underwriting not the first person who answers ● How to speak to underwriters to get them to give you higher limits  ● How to turn denials into approvals ● How to determine the best kind of credit card to apply for ● How to us credit cards to buy properties  ● How to cash out credit cards at 0% ● The best way to pay to rehab a property ● A cool hack to not be taken care of by contractors ● How to find the best renters for your properties ● The lenders who are the easiest to get cash out refinances from   Show resources: https://www.brandonelliottinvestments.com/ creditcounselelite.com

There are certain things many of us take for granted, including making purchases on our credit cards. It might surprise you to learn that 40% of the population is actually considered non-prime. This means they have either been turned down for a credit card, have bad credit or have no credit at all. These people are often denied the ability to make purchases, particularly on large goods, like appliances or furniture. But what if they could be given the opportunity to make those purchases? What if they were given the chance to make payments based on their own ability on their own schedule? That would not only open up a new customer pool for brands, but it would provide a way for a large group of people to build credit in a meaningful way. Katapult is making all of that possible and on this episode of Up Next in Commerce, I spoke to Katapult's CEO, Orlando Zayas= about how it all works. We talked about the difference between buy-now-pay-later and lease-to-own. We got into how new financing options lead to more incremental sales for brands. And we also dove into how to build a highly-functioning team and the challenges of going public. Enjoy this episode!Main Takeaways:Finding Missing Persons: When someone can't get credit, or if they've been denied a credit card, they become non-prime consumers. This makes it much more difficult to purchase goods, particularly online. These customers eventually disappear, creating a void but also an opportunity to find them and bring them back into the fold. By giving these potential consumers additional avenues to make purchases, brands are adding more to their bottom line.Consumer Control: By putting the control in the hands of the consumer, you allow them to get to ownership sooner rather than later. And when consumers are able to get to ownership with something they thought was out of reach, they are more likely to return and buy again.Hire The Right People: You need a team that can act fast and independently, especially if you are a high-growth company. It's imperative that your team can pivot fast and not get rattled when the company is going through a shift — like going public. If there are people on your team who aren't working up to snuff, it's better to cut them loose fast, rather than hang on to them hoping they'll turn things around.For an in-depth look at this episode, check out the full transcript below. Quotes have been edited for clarity and length.---Up Next in Commerce is brought to you by Salesforce Commerce Cloud. Respond quickly to changing customer needs with flexible Ecommerce connected to marketing, sales, and service. Deliver intelligent commerce experiences your customers can trust, across every channel. Together, we're ready for what's next in commerce. Learn more at salesforce.com/commerce---For a full transcript of this interview, click here.

This week we cover the growing trend of why Millennials and Gen Y's are waiting to have kids or opting out having them at all. Some common reasons include the social system, the environment and the affordability.    In the roundtable we discuss alternative social gatherings for Thanksgiving and the holiday season. Lastly, we pay homage to losing Cindy and Justin from the program; however, we introduce Robo Cindy Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

Powell Chee bought his first Single Family Rental in Kansas City by using his Credit Cards to pay All Cash.  His next purchase was a 40-Unit Multifamily property in Indianapolis, and Powell has been asset managing and improving this property while living and working in Los Angeles, California.Powell also hosts one of the largest multifamily meetup groups in Los Angeles - "MultifamilyMasters.com" - and he's going to share how building this network has improved his fund-raising capabilities and created new opportunities.  Connect with Powellpowell.chee@gmail.com

Steven has a net worth of 575K and is well on his way to millionaire! He discusses his life and financial story which includes paying off 30K of personal debt, a bulk of which was personal credit card debt. Steven discusses his "I've had it!" moments which made him take control of his finances, his financial goals for the future, and the benefit of his flexible job. His investments are held primarily in retirement accounts in the stock market and home equity.

Michelle Schroeder-Gardner of Making Sense of Cents warns you of 7 expenses to never put on your credit card Episode 1740: 7 Expenses To Never Put On A Credit Card by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/11/expenses-to-never-put-on-a-credit-card-finance-furniture.html  If you're looking to supercharge your investment search and want to close on better deals while investing less time, head over to Awning.com/ofd   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt, Career, Investing, Retirement, Home Selling, Home Buying As heard on this episode:  Zander: https://bit.ly/2Xbn7hD  Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started:  Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE