Podcasts about nbfc

In today's Tech3 from Moneycontrol, Razorpay completes its reverse flip to India, shelling out Rs 1,245 crore in taxes. Zerodha plans to pump Rs 125 crore into its NBFC to expand lending. Snabbit, a Zepto-style home services startup, bags $19 million in funding. Edtech firm Teachmint pivots to smart classroom hardware. And finally, India is becoming a retail GCC magnet, with 100 such centres expected in the next few years. Tune in for the sharpest updates from the world of tech and startups!

This episode provides a business analysis of Jio Finance, a corporate-backed NBFC spun off from Reliance Industries. It discusses Jio Finance's structure and diverse ventures in lending, payments, insurance, and asset management. The analysis explains the reasons behind the fall in Jio Finance's stock price, primarily highlighting that the company's core businesses are currently in a startup phase and have not yet scaled significantly, alongside the prevailing market conditions.

To get your dose of daily business news, tune into Mint Top of the Morning on Mint Podcasts available on all audio streaming platforms. https://open.spotify.com/show/7x8Nv1RlOKyMV5IftIJwP1?si=bf5ecbaedd8f4ddc This is Nelson John, and I'll bring you the top business and tech stories, let's get started.  China Hits Back with Rare Earth Export Curbs In a powerful response to US tariffs, China has tightened export controls on rare earth minerals—essential for defense tech, EVs, and smartphones. These new rules require permits for seven key rare earth elements, creating delays that could ripple through global supply chains. With China controlling nearly 90% of global supply and refining, this move hits American giants like Tesla, Lockheed Martin, and Apple. The U.S. has only one rare earth mine, intensifying the urgency to diversify supply chains. As Bloomberg reports, China's message is clear: if Washington plays tariffs, Beijing plays rare earths. Mehul Choksi Arrested in Belgium; India Pushes for Extradition Fugitive diamond trader Mehul Choksi—accused in the ₹14,000-crore PNB scam—has been arrested in Belgium. Indian agencies, including the CBI and ED, are preparing to travel to Brussels to expedite his extradition. Choksi, who obtained Belgian residency in 2023, is contesting the move on medical and human rights grounds. His lawyer cites poor prison conditions in India and claims the case is political. Belgium has acknowledged India's extradition request, setting the stage for a legal showdown that could mirror past cases like Sanjay Bhandari's. Dr Reddy's Slams Downsizing Rumors Amid Strong Q3 Earnings Dr Reddy's Laboratories has denied reports that it plans to cut workforce costs by 25%, calling the claims “factually incorrect.” Business Standard had reported that high-paid executives and R&D employees were being asked to resign or take voluntary retirement. However, the pharma major insists no such restructuring is happening. Financially, Dr Reddy's delivered a strong Q3 FY25—profit after tax rose 2% YoY to ₹1,413.3 crore, while revenue jumped 16% to ₹8,358.6 crore. Key growth came from India, Emerging Markets, and the Nicotine Replacement Therapy portfolio. EBITDA hit ₹2,298.2 crore, reflecting solid business fundamentals. Tata Capital Files for IPO, Only Third Tata Listing in 25 Years Tata Capital is preparing for a long-awaited IPO, marking the Tata Group's third public listing in a quarter-century, after TCS and Tata Technologies. The move follows an RBI mandate requiring systemically important NBFCs to go public by September 2025. The IPO is expected to raise ₹15,000–₹18,000 crore. Once plagued by bad loans and group-level turbulence, Tata Capital has pivoted under Chairman N. Chandrasekaran and CEO Rajiv Sabharwal, growing its loan book to ₹1.5 trillion. With strong focus on affordable housing and SMEs, the IPO is poised to reshape the NBFC space. OYO Faces FIR Over Alleged ₹22 Crore Revenue Inflation Samskara Resort in Jaipur has filed an FIR against OYO, accusing the travel aggregator of fabricating bookings worth ₹22.22 crore, which triggered a ₹2.66 crore GST notice. Madan Jain, associated with the resort, claims OYO backdated and inflated revenues even before their agreement began in April 2019. Actual bookings via OYO reportedly totaled just ₹10.95 lakh. The FIR names OYO founder Ritesh Agarwal and includes charges of cheating, forgery, and criminal conspiracy. Rajasthan's hotel federation alleges over 20 hotels received similar GST notices, pointing to a broader pattern of grievances against OYO, which is yet to respond.

In this episode of Paisa Vaisa, Anupam Gupta sits down with Harshvardhan Lunia, Founder & MD, Lendingkart understanding the world of MSME lending and how small businesses across India are being funded like never before. They cover the rise of digital lending, regulatory challenges, and what makes MSME finance both promising and risky. Harshvardhan shares real insights from disbursing 3 lakh loans across 4,100 towns, and explains why some fintechs failed while others survived. How do you lend to someone without a credit score? What’s the tech behind modern loan approvals? If you're a business owner, fintech enthusiast, or just curious about how lending works in India—this one's for you.

India's GDP grew 6.2% in Q3, markets crashed as Sensex plunged 1,414 points. Tuhin Kanta Pandey takes over as SEBI chief, Axis Bank eyes an NBFC stake sale, Indian pharma faces possible US tariffs. Plus, Trump's ‘gold card' visa plan sparks concern and more. Tune in for the top stories.

Join us as we talk to Sachin Agarwal, the Co-founder of Bizongo about their story. This is yet another episode with a Bizongo co-founder! Last time, in March 2022, we had Ankit Deb. Today, we have Sachin, who completed his B.Tech in Chemical Engineering from IIT Bombay in 2012. He went on to work with leading companies like PepsiCo and Biocon before serving as a Risk Manager at Gravitas. In 2014, he co-founded Bizongo.

Suresh Sarangapani, Chief Information Officer at Muthoot Finance The NBFC sector is embracing cutting-edge technologies and strategic innovations to stay ahead in a rapidly evolving market. Puja Sharma of IBS Intelligence speaks with Sarangapani on how Muthoot is leveraging technology and innovation to drive growth and navigate the evolving NBFC landscape.

If you've ever taken a loan from a non bank or an NBFC, the EMI is usually auto-debited from your account every month. But if you missed a payment, you know what usually goes down. You are inundated with phone calls from your lender and maybe agents even start visiting your home. Not an ideal situation for you or your lender.But now, your lender can just monitor your account and deduct the money as soon as it comes into your account…all thanks to that auto-debit permission you granted. Earlier, only a bank could do this when it lent money to its account holder. But now non-banks can do it, too. A fintech executive told The Ken that this tool will soon become business as usual in every lender's tool box. But things are still not there yet since the banks are not predictably sharing the statement data or their servers are down.And here's where account aggregators come into the picture. These aggregators are a newly-created class of licensed companies by the Reserve Bank of India. They basically help businesses exchange financial information about a user after taking the user's consent. Meanwhile, Navi Finserv, a four-year-old non-bank, was quite particular about how fast it could help its users take out a loan. Navi's co-founder and CEO Sachin Bansal—who previously co-founded the Flipkart —believes “banking should be as easy as going on Swiggy and ordering food”. So to amp up both disbursals and collections, Navi and others like it are counting on account aggregators. But being able to access a borrower's bank statement at any given time is a powerful collection tool.And the problem is how Navi has been using this power.Tune in. Subscribe here to listen to the full episode of Two by TwoListen to the free version of Two by Two here: AppleSpotifyDaybreak is now on WhatsApp at +918971108379. Text us and tell us what you thought of the episode!Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

In today's episode, we look at 3 big stories:00:04   Stories Coming Up!00:34   Intro00:51   One of the largest NBFC IPOs07:29   India's auto sector: A September crash, followed by an October comeback13:25   Titan's Revenue is up but profits are down, why?18:01   TidbitsWe also send out a crisp and short daily newsletter for The Daily Brief. Put your email here and we'll make you smart every day: https://thedailybriefing.substack.com/You can also listen to this episode in Hindi: https://the-daily-brief-hindi.simplecast.com/Note: This content is for informational purposes only. None of the stocks, brands, or products mentioned are recommendations or endorsements.

Grab your MuscleBlaze Biozyme Performance Whey now: https://www.muscleblaze.com/sale/biozyme-bestsellers Use code DOSTCAST at checkout for the best discount. Sharan Hegde is the founder & CEO of 1% Club - a finance community which helps people achieve financial independence and creates content to educate people about finance, money management and investments. He is a former consultant who has worked with banks and NBFC and has been featured in Forbes, Economic Times, Mint, Times of India. He has over a million followers on his Instagram channel [@Finance With Sharan](https://www.instagram.com/financewithsharan/?hl=en). In this episode Vinamre and Sharan talk about: - Mindset of people towards money in India and abroad - Common mistakes that stop people from becoming rich - Is fixed deposit still a good financial decision and whether you should buy a house or not - Why money management is important and How to tackle overspending problem - The culture in the USA and His experience meeting MS Dhoni If you want to learn more about money and how to handle it, this episode is for you. Timestamps: 0:00- Introduction 00:55 - Indians Don't Like Rich People 2:58 - Millionaires in the US vs India 5:54 - Add this to your Diet 7:35 - Getting hate on social media 13:06 - Early Life of Sharan 17:15 - Why Buying a House is the Worst Mistake 24:50 - Fixed Deposits: Good or Bad? 32:57 - What is Arbitrage Fund 35:17 - Merits of SWP (Systematic Withdrawal Plan) 37:44 - Why USA Culture is so different from us 47:17 - Fundamental Problems that Prevent You from Getting Rich 55:07 - How Can One Learn About Money? 1:02:07 - Is Life Easy Up There? 1:07:02 - Making His First Crore 1:09:42 - How to Solve Your Overspending Problem 1:17:17 - Why Money Management is Important 1:22:32 - A Rule About Money People Don't Understand 1:26:17 - How He Deals with Vendors and Clients 1:30:52 - Has He Become Less Social? 1:36:02 - Meeting MS Dhoni 1:39:46 - Conclusion ==================================================================== This is the official channel for Dostcast, a podcast by Vinamre Kasanaa. Connect with me LinkedIn: https://www.linkedin.com/in/vinamre-kasanaa-b8524496/ Instagram: https://www.instagram.com/vinamrekasanaa/ Twitter: https://twitter.com/VinamreKasanaa Dostcast on Instagram: https://www.instagram.com/dostcast/ Dostcast on Twitter: https://twitter.com/dostcast Dostcast on Facebook: https://www.facebook.com/profile.php?id=61557567524054 ==================================================================== Contact Us For business inquiries: dostcast@egiplay.com

Fantasy Baseball Live – October 13, 2024Segment 1 – Review of the ALDS and NLDS1.New York Yankees beat the Kansas City Royals (3 to 1)a.Bobby Witt hit .192, and Vinnie P. hit .130. I had both of them in my multiple fantasy teams, and when they didn't produce, my teams had a bad day. The same is true with the Royals.b.Are the Royals close to being a long-term player in the playoffs?2.Cleveland Guardians beat the Detroit Tigers (3 to 2)a.The Tigers gave it all they had, but one swing by Lane Thomas was the difference. You can even argue that the HBP on Jose Ramirez was the moment.b.Are the Tigers on the rise finally or was this just a lucky streak?c.I'm not sure how the Skubal and pitching chaos approach would work. You're thoughts.3.New York Mets beat the Philadelphia Phillies (3 to 1)a.The Mets seem to be finally hitting on all cylindersb.What do the Phillies need to do over the offseason, if anything to get back to the World Series4.Los Angeles Dodgers beat the San Diego Padres (3 to 2)a.It was a great series, and I was rooting hard for the Padres, but the Dodgers prevailed. b.Do you think the Padres will be active in the trade market this winter? Segment 2 – First NFBC DraftGreg Ambrosius (@GregAmbrosius) / XSegment 3 – Preview of the ALCS and NLCS1.NLCS – Mets vs. Dodgersa.What are each team's keys to victory?b.Who wins and in how many?2.ALCS – Guardians vs. Yankeesa.What are each team's keys to victory?b.Who wins and in how many?

There was once a time, not very long ago, when every company wanted to be a fintech. Food delivery, ride hailing, e-commerce – companies that you would not otherwise associate with financial services. And when you think about it, it does add up. A couple years ago, fintech was where the money was at. Indian fintechs received nearly 9 billion dollars in funding in calendar year 2021. It was one the hottest sectors in the country. The inside joke among venture capitalists was how founders could raise a round of funding just by mentioning “financial services” in their pitch deck. What were earlier standalone businesses would now exist as mere features on their apps. People in the industry came up with a catch-all term – fintech-as-a-feature. Take Ola for instance. Zomato seemed to be going down that path too. In 2022, it had applied for a non-bank financial company or NBFC licence with the Reserve Bank of India. But since then, things have changed. From 2022 onwards, the amount of money being raised by fintechs has dipped considerable. In 2022, they raised about 5.4 billion dollars, then in 2023, this amount fell to 2 billion. What's going on? Tune in to find out. P.S The Ken's podcast team is hiring! Here's what we're looking for.Daybreak is now on WhatsApp at +918971108379. Send us a hello with your name and since when you've been listening to us and be a part our community. Also, if you have any recommendations for this Thursday's Unwind segment, send them to us as texts or voice notes.Want to be part of the Daybreak community? Introduce yourself here.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

If you've ever taken a loan from a non bank or an NBFC, the EMI is usually auto-debited from your account every month. But if you missed a payment, you know what usually goes down. You are inundated with phone calls from your lender and maybe agents even start visiting your home. Not an ideal situation for you or your lender.But now, your lender can just monitor your account and deduct the money as soon as it comes into your account…all thanks to that auto-debit permission you granted. Earlier, only a bank could do this when it lent money to its account holder. But now non-banks can do it, too. A fintech executive told The Ken that this tool will soon become business as usual in every lender's tool box. But things are still not there yet since the banks are not predictably sharing the statement data or their servers are down.And here's where account aggregators come into the picture. These aggregators are a newly-created class of licensed companies by the Reserve Bank of India. They basically help businesses exchange financial information about a user after taking the user's consent. Meanwhile, Navi Finserv, a four-year-old non-bank, is quite particular about how fast it can help its users take out a loan. Navi's co-founder and CEO Sachin Bansal—who previously co-founded the Flipkart —believes “banking should be as easy as going on Swiggy and ordering food”. So to amp up both disbursals and collections, Navi and others like it are counting on account aggregators. But being able to access a borrower's bank statement at any given time is a powerful collection tool.And the problem is how Navi is using this power.Tune in. If you're interested in working for The Ken's podcast team, apply here

Rishabh Goel is the Co-Founder and CEO of Credgenics, a tech-enabled debt resolution platform working with 100+ banking and NBFC clients like HDFC, ICICI, Mahindra Finance, etc with an overall loan book touching $60 billion. In this episode, we talk about - - Rishabh's journey from IIT to starting Credgenics - Why did he choose to solve the problem of debt collection?- How did they think about Go-To-Market in the early days of the business?- How they got their first banking client?- How did they identify Product Market Fit?- Scaling culture as the company grows & lots more Links: ⭐Sponsored by Podcast10X - Podcasting agency for VCs - https://podcast10x.com Follow Rishabh Goel on Linkedin - https://www.linkedin.com/in/goelrishabh/ Credgenics website - https://www.credgenics.com/

Mikhil Innani is the Managing Director at Apollo Finvest, a public listed internet first transactional NBFC. He has 8+ years experience of building products from scratch to an unprecedented scale of 100+ million monthly active users. He is currently building the "AWS for Lending" platform which helps fintech's start lending in a matter of hoursPrior to Apollo Finvest, Mikhil headed consumer products at Hotstar (India's largest OTT platform) and CouponDunia (Acquired by Times Internet) and co-founded PharmEasy (India's largest, series C funded, online medicine delivery startup) Mikhil holds a Master's degree in Information Systems from Carnegie Mellon University and a Bachelor's degree from Mumbai University

Welcome to Top of the Morning by Mint, your weekday newscast that brings you five major stories from the world of business. It's Monday, July 22, 2024. My name is Nelson John. Let's get started:Last Friday, a global tech blackout hit airports, hospitals, banks, and more. As more systems rely on a few tech service providers, can we avoid future blackouts? Blackouts can recur due to human errors like faulty code or incorrect updates. Tech firms regularly push updates to fix issues, but unknown bugs can slip through. Cyberattackers exploit these bugs, making global blackouts a recurring risk. Complete insulation from blackouts isn't possible, but resilience is. In today's Primer, Mint's tech correspondent Shouvik Das explains what happens during a cyberattack and how you can stay safe from one.A train accident in Uttar Pradesh's Gonda district on Thursday afternoon - just five days before the Union budget - has left four passengers dead and over 30 injured. This accident was not the first in recent times. In fact, over the course of the last year, India has seen a string of major train accidents - the biggest one being the derailment of the Coromandel Express in Odisha's Balasore district last June. So how is the government planning to ensure a safer Indian Railways for its passengers? The Railways budget allocation has risen from 0.3% of GDP in 2018-19 to 0.8% in 2024-25. However, much of the capital expenditure has gone towards new lines, track renewals, and rolling stock, with less than 20% allocated to safety. This neglect has coincided with several fatal accidents. Payal Bhattacharya from Mint's data team explains why a big budget for the railways does not really guarantee safety.This summer, the country saw one of the harshest heatwaves in recent memory. Our cities are getting hotter day by day while rampant climate change disturbs weather cycles. To counter this, the government is planning to promote urban forests. A senior environment ministry official told Mint's Puja Das that the plan is a part of Modi 3.0's 100-day agenda.Under the Nagar Van Yojana (NVY) scheme launched in 2020, the ministry aims to boost urban biodiversity to mitigate pollution, provide cleaner air, reduce noise, and harvest water. Urban forests are also expected to address issues like the rising mosquito population and monkeys encroaching on cities due to dwindling green spaces.The story of COVID-related deaths is not over yet. A new study by researchers from several universities, including Oxford, pegs the number of “excess deaths” at 1.19 million. That's almost 12 lakh lives we're talking about. What are excess deaths? The term refers to the difference between the number of lives lost in an unusual period (like a pandemic year) and a normal year. Published in the Science Advances journal on 19 July, the study indicates that life expectancy at birth was 2.6 years lower and mortality 17% higher in 2020 compared to 2019. This data is based on a subsample of 14 states and Union Territories. The report has been rejected by the government for its methodology. So what was the methodology and what key insights does the report bring to the table? Mint's data editor Tanay Sukumar explains.L&T Finance, a subsidiary of engineering group Larsen and Toubro, has been in the NBFC game for nearly three decades. But despite its long presence, the company remains lower down the order. Almost 94 per cent of its loan book is retail loans and stands at around 86,000 crore rupees. To put it in perspective, Mahindra Finance, which started three years before L&T Finance, in 1991, is well ahead with assets under management of ₹1 trillion at the end of the last fiscal year. Bajaj Finance, which started out in 1987 as Bajaj Auto Finance, an NBFC focusing on two- and three-wheeler finance, has eclipsed them both with an AUM of ₹3.3 trillion as of 2023-24. Sudipta Roy, a finance professional with over two decades of experience, has been brought in as the CEO. Roy would be expected to turn the company's fortunes around. Mint's Shayan Ghosh takes a deep dive into the company's strategies around increasing regulations and integrating AI into its risk management. We'd love to hear your feedback on this podcast. Let us know by writing to us at feedback@livemint.com. You may send us feedback, tips or anything that you feel we should be covering from your vantage point in the world of business and finance.

Episode #40 Industry Insights-MSME Day Special On the occasion of MSME DAY, MSME TALK® is bringing special episode. We have got a panel of distinguished Industry Leaders to share valuable data and insights gathered from their business own platforms & clients. They will provide a deep dive into current trends, emerging opportunities, and the challenges facing MSMEs today & some suggestions. Newsletter Subscribers will get the highlights of special episode via Email. Subscribe here: https://msmetalk.com/subscription-alert/ Podcast will be published across all major podcast platforms including MSME TALK website. Welcome back to MSME TALK™  with Industry Experts. Industry Experts segment brings Industry Expert who discusses on specific topic relevant for MSMEs, Startup to scale up and build long-lasting Businesses. In Todays Episode Hrs : Min : Sec 00:00:00 Teaser00:01:00 Panel Industry Leader Introduction00:04:55  Sandip Chhettri, CEO of TradeIndia.com, India's one of the largest online B2B marketplace.  00:22:26 Ritu Singh, Economist and Research Head for MSMEs at Ugro Capital, the leading DataTech Lending platform for small businesses in India. 00:34: 03 Lloyd Mathias, a Business Strategist and Investor with extensive experience in marketing for HP Asia, Motorola, and PepsiCo. 00:48:31 Hardika Shah, CEO of Kinara Capital, a fintech NBFC providing fast and flexible collateral-free business loans in India. 00:55:41 Sumedh Battewar, co-founder and CBO of EMotorad, a leading electric vehicle company. 01:10:44 Partha Dash, Managing Director of New Business and Growth at Moglix, an e-commerce company in industrial supplies. MSME TALK, the podcast that brings you relevant and valuable industry insights, informative topics, value-added content, and showcases of relevant products and services for MSMEs and startups. MSME DAY is celebrated on 27th June,  a day dedicated to recognizing the critical role played in global economy by MSMEs / SMEs/ SMBs/ Small businesses. It is a podcast for MSME, SME, Startup Entrepreneurs. It is preferred podcast platform for Businesses with products & services for MSend us a Text Message.MSMEs & startups are looking for various kinds of supports & upgrade. Are you a Product, Service Provider, Expert, Advisor, Consultant, Mentor for MSMEs/Startups? Reach out to MSME TALK to list your business. Fill the form to help us reach out to you. Hey MSME TALK listeners! Hope you have not missed subscribing to our newsletter for the latest news, blogs, and podcast updates. We don't spam your inbox , hence we have highest rate of letter opening in Industry. Subscribe here for Newsletter. MSME TALK Podcast enters Peak Ranking Chart of 18+ Countries in the Apple Podcast Country Entrepreneurship Category. WhatsApp : Send hi - https://wa.me/918097665085 LinkedIn Facebook Instagram Twitter Website Contact us : connect@msmetalk.comClick to All Social Media , Podcast etc links at one place Please give your rating and reviews on apple podcast or Spotify

1) पृथ्वीला शक्तिशाली सौरवादळाची धडक 2) धुळे लोकसभा मतदारसंघाचा आढावा 3) IPL 2024 : चेन्नई विरुद्ध राजस्थान आणि दिल्ली विरुद्ध बंगळुरु या दोन सामन्यांचा आढावा 4) मराठीला अभिजात दर्जा देण्याचे काम अंतिम टप्प्यात आहे का?5) Microsoft जुलैमध्ये स्वतःचं 'मोबाईल गेम स्टोर' लाँच करणार6) टाटासह 15 कंपन्यांनी NBFC नोंदणी प्रमाणपत्रं केली परत, काय आहे प्रकरण?7) करीना कपूरच्या एका पुस्तकामुळं उफाळला वाद; हायकोर्टानं बजावली नोटीस स्क्रीप्ट अँड रिसर्च - अमित उजागरे

Talking about the Church, Ukraine Russian war, the Middle East and serving like Christ.

In this podcast,  Raul Rebello, MD & CEO – Designate, Mahindra Finance, provides insights about the NBFC sector and his vision for Mahindra Finance. With over two decades in the BFSI space, Raul has expertise in rural lending, Gold Loans, MSME lending, Agri-Value chain Deposits, Payments and Insurance. He highlights the pivotal role NBFCs play in fostering financial inclusion and propelling economic growth, highlighting Mahindra Finance's role across key segments in providing last-mile credit access. While advocating for prudent risk management practices for NBFCs and the need to adapt and innovate in order to drive sustainable growth, Raul remains optimistic about the sector's ability to navigate challenges and capitalize on emerging opportunities in the evolving landscape. listen in!

The RBI's recent actions on certain fintech businesses have sparked debate. Is it a necessary clean-up or an excessive crackdown? Host Anurpiya Nair explores this hot topic as she delves into the recent strict orders and what it means for the future of fintech in India. Is this a positive step towards a healthier financial ecosystem, or an unnecessary hurdle for innovation? Listen to R Gandhi, Former, Deputy Governor of Reserve Bank of India, Abizer Diwanji, Head, Financial Services at EY, and Pratish Kumar, Partner, JSA Advocates & Solicitors for a nuanced discussion on the evolving relationship between the RBI and fintech businesses on The Morning Brief podcast! If you like this episode from Anupriya Nair, check out her other interesting episodes on Evergreening & AIFs: An impractical solution to a genuine problem?, Outlook 2024 with JPMorgan: Will Cuts be the Catalysts for Macros and Markets? India's Surge In Satta: How cheap options can turn very costly, and much more! You can follow our host, Anupriya Nair on her social media: Twitter & LinkedIn. Catch the latest episode of ‘The Morning Brief' on ET Play, The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Google Podcasts.See omnystudio.com/listener for privacy information.

Welcome to Top of the Morning by Mint, your weekday newscast that brings you five major stories from the world of business. It's Tuesday, March 12, 2024. My name is Nelson John. Let's get started: The Indian stock market slid on Monday, with benchmark indices Nifty and Sensex falling by about 0.8 percent. Smallcap stocks like JM Financial, which faced disciplinary action by Sebi, and IIFL Finance were the worst losers of the day. However, if you owned shares of Godfrey Phillips — maker of Marlboro cigarettes, you had reason to cheer: the stock surged by more than 9 percent.ITC, another cigarette stock, might have an interesting week ahead: Mint's Mark to Market reporter Dipti Sharma reports that one of its biggest stakeholders might liquidate their position. British American Tobacco, which holds 29 percent of ITC, might look to sell 4 percent of its stake. Dipti writes that ICICI Prudential Mutual Fund and O3 securities are in line to buy this stake. This sale might yield the company more than 20,000 crore rupees, which would be one of the biggest block deals in the Indian stock market in the last few years.Speaking of public markets, there might be a new entity IPO-ing soon. On Monday, Aditya Birla decided to merge two of its subsidiaries. Aditya Birla Capital and Finance will now work as a single company, which allows the non-banking financial company, or NBFC, to list on the public markets. Mint's banking correspondent Shayan Ghosh writes that this move will consolidate Aditya Birla's financial arms, and lead to fewer complications when the newly-minted company decides to IPO.Lloyds, the electronic consumer goods company, claims to be the third-largest AC maker in India. But you wouldn't know it if you walked into any store: Lloyds air conditioners are rare to find in any brick-and-mortar shops.  A struggling Lloyds was bought by Havells in 2017, but the investment hasn't paid off yet: while Lloyds' goods contribute 20% of the revenue posted by Havells, it dragged its profits down by 14%. Mint's national editor Sumant Banerji writes about the company and its journey so far, and why analysts feel Lloyds is harming the potential of Havells.The State Bank of India is almost synonymous with its infamous lunch breaks. But when the Supreme Court is in line, you better hurry up. On Monday, the apex court directed SBI to share the names of donors who purchased electoral bonds. SBI had argued that it needed time to collate all the data till at least June 30 — well after the general elections had concluded. The Supreme Court, led by chief justice Chandrachud, squashed this plea. Mint's legal reporter Krishan Yadav writes about this verdict that orders the names of donors to be submitted to the court by today evening, which will also be publicly disclosed by March 15.If you were to make a big purchase, you might consider pulling money from your provident fund. EPFO, or the employees' provident fund organisation, is in charge of this money. To get your hands on this money, you need to file an application with EPFO and upload some documents. Easy, right? But as Mint Money's Anil Poste and Shipra Singh found out, it really isn't. The duo spoke to four individuals who tried to get their money, but couldn't. On paper, it's an easy process. But in practice, you might have to jump through many hoops to get access to your own money.We'd love to hear your feedback on this podcast. Let us know by writing to us at feedback@livemint.com. You may send us feedback, tips or anything that you feel we should be covering from your vantage point in the world of business and finance.That's all for today. Thank you for listening.We'll be back tomorrow with a fresh episode of Top of the Morning. Have a nice day!Show notes:ITC block deal likely in two weeks; BAT to offload 4% stake Aditya Birla Capital, subsidiary Aditya Birla Finance to mergeNot cool enough: Bleeding Lloyd gives Havells a hard time SC asks SBI to disclose electoral bond details by 12 MarchWhy withdrawal of money from your PF is fraught with challenges 

It took Bajaj Finance over 15 years to become the most valued NBFC in the country. And then came along Jio Financial Services Ltd (JFSL) and took the no. 2 position in a span of just two months. It is currently valued at more than $17 billion.Its all set to take the top space. Currently, the company is on a serious hiring spree and it seems to have taken a particular liking to former ICICI Bank employees for its key executive roles. After all, a lot of its future success will depend on the team it builds.But this is not the first time Reliance has tried its hands in the finance sector. The last time it did, things didn't really take off. What's different this time?Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories 

In today's episode, we delve deep into the recent actions taken by the Reserve Bank of India (RBI) towards the end of 2023 and the ensuing ripple effects they've set off. The RBI, often the silent architect of our financial landscape, has made strategic manoeuvres that reshape the terrain for banks, non-banking financial companies (NBFCs), and borrowers. Discover how these regulatory shifts could impact financial decisions and the broader economic landscape. From the nuances of risk weights to the implications for personal loan growth, this episode promises to demystify the complex world of financial regulations in a digestible and engaging format. Here is a quick overview of what we talk about: We unpack the RBI's directives regarding risk weights and the restrictions placed on simultaneous lending and investing activities by financial institutions. Dive into how startups offering digital lending products, like CRED and Paytm, are affected and the challenges they face under the new regulations. Explore why your credit card limits might be scrutinised and how conflict of interest rules reshape lending dynamics. Understand why the RBI's focus on Alternative Investment Funds (AIFs) matters and how it impacts investors' portfolios. Debate whether these measures reflect a proportionate response from the RBI and what they suggest about the current state of our economy. Timestamps 00:00 Introduction and Disclaimer 01:34 Deepak demystifies the two new regulations by RBI on Banks and NBFC 05:37 What's the impact of these new regulations? Why should we care? 16:05 Why is RBI more concerned about personal loans? 24:54 Why aren't you positive about the RBI action here? What's wrong with the slowing loan growth? 32:20 If Startups are ready to take the risk, why is RBI stopping them? 45:14 Even after this bull run, why isn't there lending against securities? 52:11 RBI has a new rule prohibiting Banks and NBFCs from evergreening loans through AIFs. 01:03:51 Is this a warning, a sign that the economy is over-heating?

We spoke with Rajesh Shet, Co-Founder & CEO of SahiBandhu, a trailblazing gold loan aggregation platform leveraging existing infrastructure, reach, and cost competitiveness of scheduled commercial banks to disrupt the traditionally NBFC-led gold loan sector. SahiBandhu aims to offer very convenient assisted customer journeys giving borrowers multiple gold loan products from best-in-class banks in line with their precise requirements and with a focus on underpenetrated semi urban and rural areas.  SahiBandhu has rapidly expanded its presence across Tier-3 cities (600+ locations), taking advantage of low competition outside major metropolitan areas. With offerings such as gold-backed credit cards and gold-backed investments, the company aims to now expand into Tier-1 and Tier-2 markets. Founded in 2019 and backed by The Manipal Group, SahiBandhu was established by industry experts including Mr. Rajesh Shet, Mr. Anuj Arora, Mr. Vijay Malhotra, and Mr. Virendra Yaduvanshi.  Hope you enjoy this TRANSFIN Podcast with Nikhil Arora and Sharath Toopran, where we converse with entrepreneurs and business operators running successful startups, profitable SMEs and family promoted firms on one end, and top investment professionals representing VC/PE/credit funds on the other.   The objective is to bring out an "actionable" perspective converging the world of business and investing.   If you're a founder and if you'd like us to drill down your model, feel free to drop us a line at edit@transfin.in

In today's episode for 21st December 2023, we tell you how the Reserve Bank of India is clamping down on an unholy practice known as evergreening. Talk to Ditto - https://bit.ly/45uvyDL

Francesco Frati"National Biodiversity Future Center"Il National Biodiversity Future Center è uno cinque centri nazionali dedicati alla ricerca di frontiera finanziato dall'Unione Europea - NextGenerationEU nell'ambito del Piano Nazionale Resistenza e Resilienza (PNRR). Avviato nel luglio del 2022 il progetto è coordinato dal Consiglio Nazionale delle Ricerche (CNR) e coinvolge 49 partner tra università, centri di ricerca e imprese in tutta Italia.Il National Biodiversity Future Center si propone di affrontare attività di ricerca e innovazione interdisciplinare dedicate al monitoraggio, alla conservazione, al ripristino e alla valorizzazione della biodiversità italiana. Nel concreto si pone l'obiettivo di comprendere e affrontare i fattori diretti del declino della biodiversità a livello marino, terrestre e urbano e di valorizzare la biodiversità per farne un elemento centrale per lo sviluppo sostenibile nazionale.Per gestire e sviluppare una rete di collaborazione così complessa il Centro è stato ideato seguendo il modello Hub&Spoke. Il centro si articola in 6 spoke tematici dedicati a mare, terre emerse e aree umide e alle città. Questi sono supportati da spoke trasversali dedicati a formazione, comunicazione, condivisione della conoscenza, e all'innovazione con lo scopo di trasformare la ricerca in valore per la società̀.IL POSTO DELLE PAROLEascoltare fa pensarewww.ilpostodelleparole.itDiventa un supporter di questo podcast: https://www.spreaker.com/show/tracce-di-il-posto-delle-parole_1/support.Questo show fa parte del network Spreaker Prime. Se sei interessato a fare pubblicità in questo podcast, contattaci su https://www.spreaker.com/show/1487855/advertisement

2023 NBFC update.

2023 NBFC update

2023 NBFC update

It took Bajaj Finance over 15 years to become the most valued NBFC in the country. And then came along Jio Financial Services Ltd (JFSL) and took the no. 2 position in a span of just two months. It is currently valued at more than $17 billion.Its all set to take the top space. Currently, the company is on a serious hiring spree and it seems to have taken a particular liking to former ICICI Bank employees for its key executive roles. After all, a lot of its future success will depend on the team it builds.But this is not the first time Reliance has tried its hands in the finance sector. The last time it did, things didn't really take off. What's different this time?Tune in.Free ReadA job with McKinsey, Bain, or BCG trumps everything. Or it used toDaybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories 

How can new age NBFCs deploy artificial intelligence and machine learning to bring in efficiencies and expand reach? How has Clix Capital turned around its business strategy in the post COVID world? How does its platform enable plug and play with fintech partners who bring in a set of very specific capabilities? The company acquired $20 million funding for green projects. How does the company plan to mobilise these funds? In this episode, Rakesh Kaul, director and CEO of Clix Capital, a new-age NBFC, dives deep into this and much more. Tune in

Home loan borrowers saddled with high interest rates could now find it easier to switch to lenders who offer cheaper loans. Reserve Bank of India (RBI) asked banks and non-banking finance companies (NBFC) to  clearly communicate the impact of any rate change on the EMIs and loan tenure. To understand RBI's stance and the impact on borrowers in detail, Moneycontrol spoke to Vipul Patel, Founder, MortgageWorld, a loan consultancy firm. Listen in

SHAILENDRA JAGTAP | Managing Director & Country Manager at John Deere India Pvt LtdIn leading a business that hosts 6000-plus employees operating from a technology center, pan-India factories, the financial operations (NBFC), and on the field - Shailendra believes it's rudimentary to steer an everyday environment that fosters a high-performance culture and psychologically safe workplace. As the Managing Director and CEO of John Deere India Pvt. Ltd., Shailendra Jagtap overlooks the organization's equipment business strategy, sales and marketing, operations, andexecution. He leads the India team to deliver on the organization's purpose of – We Run So Life Can  Leap Forward. In doing so, delivering value to customers through technological interventions that advance sustainable agriculture and improve farm productivity is a journey that Shailendra is extremely passionate about. He's techno-savvy comes with a global and diverse experience of 39- plus years working in the car, commercial vehicle, and agriculture equipment industry. AmongstShailendra's recent recognitions (May 2023), he was felicitated by the 2023     by Society of Women Engineers, which recognized his exceptional leadership, expertise, unwavering commitment to excellence, and his ways of continually motivating those around him to strive for greater success and milestones. His achievements also include being a six sigma black-belt, a certified trainer on diversity and inclusion, and has worked in establishing multiple green field projects in India andoverseas.

In this episode of Market Minutes, Shailaja Mohapatra talks about Maruti Suzuki's Q1 numbers, likely block deal in DLF, UPL's disappointing numbers and global setup for the day. Catch Shweta Daptardar of Elara Capital in Voice of the Day segment. Market Minutes is a morning podcast that puts the spotlight on hot stocks, keys data points and developing trends.

Vegetable prices have increased considerably in several states. Tomatoes are selling at over 120 rupees a kg in Delhi and some other big cities. Supply disruption caused by rains in producing regions is one of the key reasons for this inflation in vegetables prices. And it comes when India's central bank, RBI, had just started to breathe easy on the inflation front. So, will this development complicate RBI's job? And, will it have any impact on its future rate actions?  Car prices too have shot up considerably in the last few years. But that has hardly cast any shadow over the sales. New models are hitting the roads almost every month. Maruti Suzuki recently unveiled its priciest car till date. A rebadged version of the Toyota Innova HyCross MPV, Maruti's Invicto will come in the range of 24 to 28 lakhs. This vehicle is a result of the collaboration between Maruti Suzuki and Toyota. So is Maruti becoming too dependent on Toyota?  Buoyed by the launch of Invicto, the shares of Maruti Suzuki India crossed Rs 10,000 milestone for the first time ever this week. Moving on, the mergers of HDFC twins and then the IDFC twins have put a spotlight on NBFC space, especially the banking segment. This has intensified competition in the financial sector of the country. Will the state-owned banks also come together to ward off the heat? And how should investors approach the pack?  After the markets, let us now turn our gaze to snow-capped mountains of Kashmir. Just about 15-km from Srinagar, in the town of Pampore, purple crocus flower fields will be a dazzling sight in a few months from now. Its yield, called Kashmiri saffron, is famous for its distinct aroma and quality. But why is Kashmir's saffron so special? And expensive too? Listen to this episode of the podcast for answers. 

Since November 2022, when Paytm shares dropped to an all-time low, the fintech giant has been on a steady recovery path. If all goes well, its share price may cross Rs 1000 soon.But what's even more interesting is the sharp jump in its loan distributions in FY23. In the March quarter of the same year, Paytm distributed nearly 12 million loans worth over 1.5 billion dollars.And last Friday, Paytm's parent company even announced a partnership with Shriram Finance, an NBFC that's known for its deep understanding of risk and more importantly, its collections capabilities.  What's driving this prolific growth and how is Paytm growing its loan business in the post-FLDG era?Tune in.**Paytm founder Vijay Shekhar Sharma is an investor in The Ken  RecommendationPaytm's results hint at a turnaround. But loan-collection hacks drive it by Gaurav Noronha, Arundhati RamanathanPaytm IPO tells, and tells a lot, but doesn't show by Arundhati RamanathanDaybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Karan Desai is the Founder and Managing Partner at Interface Ventures, an early-stage venture fund based out of Mumbai, India. He's an operator turned investor who brings a diverse skill set that encompasses extensive experience in operations, investment banking, and financial consulting. Prior to Interface, he was the Joint Managing Director at Trucap Finance Ltd., a rapidly expanding NBFC listed on the Bombay Stock Exchange which specializes in providing finance to MSME businesses in India. In addition to this, Karan founded exerFIT, a globally recognized lifestyle nutrition and supplementation brand endorsed by top athletes and Bollywood stars. Throughout his career, Karan has held key roles at distinguished brands such as Bank of America, PwC, Centrum Capital, and the HEAL Institute. His academic credentials include a Masters from the University of Westminster, London, and a Bachelors from Narsee Monjee College, Mumbai, where he graduated with distinction. Episode Notes: Intro (2:28) Journey into venture capital (3:53) How is Interface Ventures structured? (11:20) Looking back at Karan's founder stint: ExerFit (17:55) How to keep things lean and bootstrap (25:06) How does Karan invest, knowing what he knows today as a former founder? (29:25) How has venture impacted Karan as a person? (36:11) Learning from founders that Karan has invested in and worked with (40:56) Advice to a younger self (45:49) . . . Social links: Interface Ventures on LinkedIn: https://www.linkedin.com/company/interfaceven/ Podcast on Twitter: https://twitter.com/thedesi_vc Akash Bhat on Twitter: https://twitter.com/bhatvakash Podcast on Instagram: https://instagram.com/thedesivc Akash Bhat on Instagram: https://instagram.com/bhatvakash

Talking about current things going on at NBFC.

Imagine you're part of an NBFC, how would you lend to a person running a Kirana business? Without any proper credit score, current account or other standard checks. Finding it difficult to evaluate the credit worthiness of the shop owner. Right? In the age of the internet, UPI, net banking, Jan Dhan Bank account and almost all transaction-related data available with transparency, it seems possible.  Now imagine dealing with the same issue, back in 1984. Seems impossible right? Well, that's when Five Star Business Finance, ventured into small business financing.In this episode, we have with us, Rangarajan Krishnan, CEO, Five Star Business Finance.Dive into this episode as Rangarajan shares the journey of Five Star, their experience of going IPO recently, how RBI regulates NBFCs, what differentiates them from other NBFCs, Banks Fintech, and more. This episode is a must-listen for entrepreneurs, small business owners, and anyone looking to learn more about the working, valuation, and scaling of NBFCs in India.Notes - 00:00 - Highlights of the conversation01:28 - Intro to Rangarajan & Five Star Business Finance02:38 - Valuation for NBFCs while going IPO03:14 - Their IPO journey over three phases10:29 - Private round valuation Pre-IPO13:33 - History and background of Five Star22:03 - RBI's regulations around deposit-taking NBFCs23:26 - How does the lending market in India looks like? 26:29 - The simplest way to define a customer of Five Star31:51 - Branch presence across major geographies in India37:10 - RBI scale-based regulations for 10,000+ NBFCs 39:45 - What differentiates them from other NBFCs? 42:41 - Do they aspire to be amongst the Top 10-15 NBFCs in the next 2-3 years?44:11 - Prerequisites from RBI for starting an NBFC46:16 - Do they want to become a Fintech eventually? 49:20 - Being a CEO and a Non-founder51:39 - His interaction while joining Five Star56:53 - Managing his & promotor's responsibilities 57:46 - Things he has changed & retained in the company in the last 7+ yearsAlso, try out a 30-day free trial of Zoho Payroll, and simplify your Payroll journey as an entrepreneur! https://zoho.to/zoho-payroll

For Mahindra Finance, the RBI directive against it couldn't have come at a worse time. The rural financier had barely recovered from the effects of the lockdown since it had higher bad loans than its rivals. Add to that the dent on its reputation.How did the NBFC deal with the RBI's restriction on using third party agents for repossession? Tune in to find out.

Reliance Capital's resolution has received tepid response as only four firms have made financial bids for the entire company, including its subsidiaries, under the insolvency process. IndusInd, Torrent, Oaktree Capital Management, and B-Right Realestate have submitted bids in the range of just Rs 4,000 crore. When the resolution process began, over 50 firms had submitted Expression of Interest for various assets, but only a handful of bidders were engaged. The bids have to be approved by a lender's committee. Lukewarm response for RCap asset: 1) IndusInd, Torrent, Oaktree Capital Management, and B-Right Realestate placed bids 2) All bids were placed in the range of Rs 4,000 crore. The process for asset sale of debt-ridden Anil Ambani's Reliance Capital had kick-started in November last year, when the Reserve Bank of India (RBI) superseded its board for payment defaults and initiated bankruptcy proceedings. Y Nageshwara Rao was appointed administrator for the corporate insolvency resolution process. After Srei Group's shadow banking arm and DHFL, Reliance Capital is the third NBFC to go under insolvency under IBC. Reliance Capital has a consolidated debt of about Rs 50,000 crore. But to expedite the sale process, the lenders hived off two entities of RCap --- Reliance Commercial Finance and Reliance Home Finance --- into a trust for a separate resolution process. It was done so that the bidders don't deal with debt of these two entities, which is around Rs 25,000 crore. Secured creditors have claimed Rs 22,122 crore and unsecured creditors around Rs 3,212 crore after the company was sent to insolvency. Major lenders include Life Insurance Corporation, YES Bank among others. Reliance Capital's lenders had offered two options to all the bidders. Under the first option, companies had to bid for Reliance Capital as a whole, including its subsidiary companies. Under the option-2, bidders have the freedom to bid separately for individual arms of Reliance Capital. Due to a tepid response from the bidders, the lenders earlier had to extend the timeline for submission of bids and the resolution process several times. The deadline for completion of the corporate insolvency resolution process of the company is November 1, 2022. Reliance Capital's eight businesses were on the block for bidding including general insurance, securities and asset reconstruction businesses. Under the second option, Reliance Capital's general insurance received bids from Piramal Group, Zurich Insurance Group, and Advent International. While, the company's ARC business got bids from Jindal Steel & Power and UV Asset Reconstruction Company, Choice Equity, Global Fincap, and Grand Bhawan have placed bids for other assets of Reliance Capital. Please include the byte: Ashvin Parekh, Managing Director, Ashvin Parekh Advisory Services LLP says, the bids for Reliance Capital assets were on the lower side. Lenders have few options left before approving the bids. But the poor response indicates that lenders are in for massive haircuts. It also showcases bidders' concerns, especially over equity of Reliance General Insurance, held by IDBI Trusteeship on the behalf of Credit Suisse. IDBI Trusteeship has refused to release these shares for the ongoing NCLT led resolution process. The condition to make all-cash bids also proved a hindrance in the resolution process   Mukesh Chand, Senior Counsel, Economic Laws Practice says the committee of creditors will likely negotiate with proposed bidders. CoC will try and work out a best possible resolution plan with the bidders. If viable options don't come out in negotiation process, big haircut is on the cards.  As the bids are placed, the ball is in the lender's court now. They have to take a call on the value of bids and evaluate other options, including negotiating a better deal with the proposed bidders. Whatever may be the case, it is in the creditors' best interest to comple

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Passion with Compassion is Gauri Das mantra who is a Head HR/ WICCI National President- Future of Work/ Mentor/ Possibilitarian/Leader- Leanin circle/ Global Speaker / TEDx speaker This episode will influence you to `Engage, Enlighten and Empower' (i.e., the mission of my podcast) with the thought leaders who come on Stars of Learning Podcast. Timestamp at 1:30m with Rapid Questions: According to you, what is your “STAR” moment? What “inspires you” to do everything that you do? If you owned the company, what's one thing you would do differently in learning? What are the three most important things you would like to accomplish right now? What are your strengths? What's the best book you've read this year? or anytime you recommend for my listeners? What are the characteristics of the best boss role models or mentors/coach you ever had? What made that person great? Are there any tools that you use on a daily basis to be a better you? Is there any habit you are practicing which has made you successful in whatever you do? How do you see Learning trends in future? Your advice to professionals who want to accelerate their career? Resources mentioned in this episode: Grit: The Power of Passion and Perseverance   Also Refer: Ep 66: Be a Possibilitarian by Gauri Das - Head HR NBFC at https://bit.ly/GauriDas or https://bit.ly/ep66SOL   Connect with Gauri Das @ LinkedIn: https://www.linkedin.com/in/gauridas/ We love your recommendations! If you have any recommendations on the topic you like us to cover or any leaders who you want me to interview…Please drop a line in the comment section. Please visit www.prajvitaknowledge.com/podcast for complete show notes of this episode. For questions, comments and guest suggestions, contact the host, Jyothi G at LinkedIn or email @ prajvitapro@gmail.com  Like us? Rate & Review us! Please do show us your love by subscribing to this channel on iTunes, or any other podcast platforms, and do add it to your favorite's list!  Also, your feedback is definitely a feedforward & your ratings help us build more credibility and attract new listeners. Hence please leave your comment and review as this will definitely ease me to keep making these shows better for you : ) Music –Zapsplat - Warmglow Follow the Stars of Learning on Facebook Twitter Instagram  

Possibilitarian is possible only when you believe and belong. ~ Norman Vincent Peale  says “Become a possibilitarian. No matter how dark things seem to be or actually are, raise your sights and see possibilities — always see them, for they're always there.” Gauri Das' who is an engineer turned HR Professional with 15+ years of experience in crafting and aligning HR strategy and her talk in TEDx is about creating a possibilitarian mindset. Few questions I ask Gauri on Being a Possibilitarian are as follows: Time Stamps: 1:05s to 42:44s Why possibilitarian? What does possibilitarian mean? Who can become a possibilitarian? Is there a DIY plan or a process to be a Possibilitarian? Is it meant for Leaders or every individual's day to day life? Did you face any challenges and how did you deal being a possibilitarian? How are you applying & supporting this in the community or in your organization? What are the tips & tricks you propose in context to be a Possibilitarian? How would you qualify anyone to choose Possibilitarian as the model to practice? Is there anything else you want to add to my listeners? Connect with Gauri Das @ LinkedIn: https://www.linkedin.com/in/gauridas/  We love your recommendations! If you have any recommendations on the topic you like us to cover or any leaders who you want me to interview…Please drop a line in the comment section. Please visit www.prajvitaknowledge.com/podcast for complete show notes of this episode. For questions, comments and guest suggestions, contact the host, Jyothi G at LinkedIn or email @ prajvitapro@gmail.com  Like us? Rate & Review us! Please do show us your love by subscribing to this channel on iTunes, or any other podcast platforms, and do add it to your favorite's list!  Also, your feedback is definitely a feedforward & your ratings help us build more credibility and attract new listeners. Hence please leave your comment and review as this will definitely ease me to keep making these shows better for you : ) Music – Sound Cloud – Liven Let Me Be & Zapsplat - Warmglow Follow the Stars of Learning on Facebook Twitter Instagram

This week on the #PaisaVaisa Podcast, Anupam Gupta is in conversation with Anusha Ramakrishnan and Anisha Dossa, Co-founders at Jify where they discuss the financial wellness of the employed workforce in India and much more! They initiate the conversation on the concept of 'earned wage access' and its benefits, Jify's target audience, their ideology and benefits for the employers. Further, they even get into how Jify helps employers and employees, how their application works, and much more!Paisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!Know more about Jupiter: ( https://jupiter.money/ )You can know more about Jify: ( https://www.jify.co/ )Linkedin: ( https://www.linkedin.com/company/jifynow )You can connect with Anisha on Linkedin: ( https://www.linkedin.com/in/anishadossa/ )You can connect with Anusha on Linkedin: ( https://www.linkedin.com/in/anusha-ramakrishnan1986/ )Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )Linkedin: ( https://www.linkedin.com/in/anupam9gupta/ )You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/

This week on #PaisaVaisa, Anupam Gupta is in conversation with Anubhav Jain, CEO and Co-founder at Rupifi where they discuss how is BNPL service solving SMEs cash flow and much more! Anupam and Anubhav initiate the conversation on how Rupifi provides embedded B2B payments and checkout for marketplaces and how BNPL fills the credit gap for SMEs and MSMEs. Further, they even get into what is the underwriting model that Rupifi follows, their finance partners, how are they different from NBFCs, and the future of MSME/SME Lending in India. All this and much more on this episode of #PaisaVaisa with Anupam Gupta.Paisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!You can know more about Rupifi: ( https://www.rupifi.com/ )Twitter: ( https://twitter.com/Rupifi_India )Linkedin: ( https://www.linkedin.com/company/rupifi/ )You can follow Anubhav on social media:Twitter: ( https://twitter.com/anubhavrb )Linkedin: ( https://www.linkedin.com/in/anubhav1106 )Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )Linkedin: ( https://www.linkedin.com/in/anupam9gupta/ )You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/