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Jordi Visser is a veteran macro investor with 30+ years of experience and the author of the VisserLabs Substack. In this conversation, we break down the AI trade and why it's far from over, the memory shortage driving Micron, which AI models are winning and losing, how agentic loops are replacing white collar jobs, why bitcoin and the debasement trade are selling off — and what comes next.=====================Need liquidity without selling your crypto? Take out a Figure Crypto-Backed Loan, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms, 8.91% interest rates, and no prepayment penalties. Or check out Democratized Prime (https://figuremarkets.co/pomp) and earn ~9% APY on real world assets, paid hourly. Unlock your crypto's potential today at Figure! https://figuremarkets.co/pomp Figure Lending LLC dba Figure (NMLS 1717824). Loans subject to approval. Crypto collateral may be liquidated. Terms apply - see full disclosures at figure.com/disclosures/=====================Uphold is the easiest way to buy and sell crypto unlike any other platform allowing you to trade in just one step between any supported asset. Check them out at https://www.uphold.com/pomp/ This video includes a paid sponsorship with Uphold. I'm compensated by Uphold for promoting its products and services and may receive commissions from referrals. Terms apply. Not available in all jurisdictions. Digital assets are risky and may result in the total loss of your capital.=====================Bitget (https://bitget.com/promotion/futures-tradfi?channelCode=regd&vipCode=nkew) is the world's largest Universal Exchange (UEX) (https://bitget.com/promotion/futures-tradfi?channelCode=regd&vipCode=nkew), serving over 125 million users with access to over 2M+ crypto tokens, and TradFi markets such as 100+ tokenized stocks, ETFs, commodities, FX and precious metal like Gold. At launch, users can trade 79 instruments with USDT directly with the App. Users can also enjoy high liquidity and low slippage, while trading these assets with up to 500x leverage. For more information on Bitget TradFi, visit this article (https://bitget.com/support/articles/12560603846859). For more information, visit: Website (https://bitget.com/) | Twitter (https://x.com/bitget) | Telegram (https://t.me/BitgetENOfficial) | LinkedIn (https://linkedin.com/company/bitget-global/) | Discord (https://discord.com/invite/bitget)For media inquiries, please contact: media@bitget.com=====================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.=====================0:00 - Intro1:13 - Is the AI trade over?4:11 - Micron, memory shortage, & the AI supply chain9:54 - Intel, TSMC & the AI arms race13:11 - Claude vs. ChatGPT vs. Gemini24:26 - Agentic loops & job displacement29:50 - What is the impact of regulation?34:55 - Stripe, solopreneurs & AI commerce38:12 - Bitcoin, gold & the debasement selloff43:11 - Tokenization & bitcoin's third wave45:04 - Jordi's upcoming video
Commercial real estate offers unparalleled wealth-building opportunities, but executing a massive value-add strategy requires immense stamina, risk capital, and a clear vision. In this episode, we break down the acquisition and stabilization of Pirate Plaza, a 65,000 square foot shopping center in Oklahoma initially purchased at just $12 per square foot with only 30% occupancy.The discussion reveals the hard-fought lessons of navigating complex lease negotiations with national credit tenants like TJ Maxx and Harbor Freight, including the absolute necessity of hiring specialized legal and consulting teams. Furthermore, we explore the often-overlooked strategy of partnering with local city governments and economic development offices to secure vital project funding, such as forgivable loans, ensuring a profitable revitalization.KEY TOPICS DISCUSSEDValue-add commercial real estate acquisition and stabilization strategies.Transforming a 30% occupied retail center into a high-performing asset.The process of negotiating long-term leases with national credit tenants like TJ Maxx and Harbor Freight.Leveraging public-private partnerships to secure municipal funding and forgivable loans.The critical role of specialized commercial real estate attorneys and consultants in mitigating risk.Upgrading asset valuation through triple net leases and investment-grade tenant placement.KEY TAKEAWAYSVision acts as an investor's greatest competitive advantage when acquiring underperforming assets that require significant structural and tenant turnarounds.Securing national credit tenants is a complex, heavily scrutinized process that demands specialized legal representation to navigate 100-page leases and avoid leaving money on the table.City governments possess economic development budgets and tools like forgivable loans, making them highly valuable capital partners for community-enhancing commercial projects.The most lucrative real estate deals intentionally filter out competition through long timelines, high complexity, and substantial capital requirements.Surrounding yourself with expert advisors, from retail leasing attorneys to specialized lenders, acts as a critical force multiplier for successful commercial executions.CONNECT & TAKE ACTIONWealth Intelligence Brief: Text "WIB" to 844-447-1555 to get Matty's free macro data, real estate intel, and crypto signals delivered to your inbox 3 times a week.Imagos Income Fund: Text "INCOME" or "DEALS" to 844-447-1555 to learn more about Matty A's private debt fund targeting 10% fixed returns paid out monthly.
It's not news that there are changes afoot in the world of education. You're probably already well aware of the closure, over the past few years, of schools with a long history. There are concerns with loan debt that have been an issue since Obama was president. Most recently, the changes to student loans that not only fundamentally affect the acupuncture trade, but will change the landscape for graduate education in a notable way. In this conversation with Bex Groebner we untangle the intersection of education, accreditation, federal student loan programs and professional accountability. We explore how changes in funding will put financial pressure on schools that built a business model based on the higher loan caps of GRAD+ loans. How student debt affects those who are mortgaging their future on loans that many cannot pay back. Along with what could happen if the levels of student enrollment drop to the point where our accreditor (ACAHM) and certification organization (NCBAHM) lose the funding needed to sustain their business activities.Bex suggests that in an uncertain world, it's best to have a back up, and that is a large part of the motivation behind her work at the Acupuncture Workforce Alliance. Most of all, she'd like to see an acupuncture education be accessible, affordable and within reach of anyone who'd like to learn this medicine so they can serve their communities, and be able to support themselves and their families.
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: Mark gives an update on Your College-Bound Kid, YouTube Mark reads an article from the Chronicle of Higher Ed about the "Higher Ed Budget Crunch" (18:38) Carter Delloro joins Mark to answer a question from a listener about what an 8th grader can do now (39:37) Mark interviews Micki Meyer, the Assistant VP for Student Affairs-2 of 3 § Micki, gives advice her advice for a student who is not excited about going to college § Micki gives advice as to how much a parent should be involved when a student leaves for college, how much involvement is appropriate § What can a student do to know all of the supports that are available during the first six weeks § Micki talks about the changes in parents over the years § Micki talks about the role of affinity groups in transitioning to college § Micki talks about the Embark program that Rollins has on their campus § Micki talks about what a parent who has a middle school student can do to help them begin to build skills now that will aid their transition to college (01:05:27) Lisa Rouff and Lynda Doepker do a College Spotlight on The University of Chicago-Part 1 of 2 Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
New limits on federal student loans for graduate programs, going into effect on July 1, will cap the amount students can borrow at $100,000. For professional programs, like medical school and law school, the cap is doubled. But that category doesn't include physician assistant and nursing programs, and advocates say that could deter enrollment. Plus, a look into why mission-driven fashion brands are toning down their sustainability efforts. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
New limits on federal student loans for graduate programs, going into effect on July 1, will cap the amount students can borrow at $100,000. For professional programs, like medical school and law school, the cap is doubled. But that category doesn't include physician assistant and nursing programs, and advocates say that could deter enrollment. Plus, a look into why mission-driven fashion brands are toning down their sustainability efforts. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall Most people assume private lenders only fund fix-and-flip deals—but that's far from reality. In this episode, Jason and Chris break down the three most common loan types in their portfolio and explain why residential bridge loans, refinances, and small-balance commercial deals often create some of the best lending opportunities. Learn how experienced lenders uncover creative financing solutions, why competing with institutional capital is a losing game, and how thinking beyond traditional fix-and-flip lending can help grow a stronger, more profitable lending business.
Hezbollah's Shadow Banking System. Guest: Ahmad Sharawi and Bill Roggio. Ahmad Sharawi examines Al-Qard Al-Hassan, Hezbollah's financial arm that provides social services and interest-free loans outside the official banking system. Although Israel has targeted its branches, the Lebanese government is hesitant to shut it down, allowing it to sustain the group's operations through gold-backed financing. 141909 Cairo
Hezbollah's Shadow Banking System. Guest: Ahmad Sharawi and Bill Roggio. Ahmad Sharawi examines Al-Qard Al-Hassan, Hezbollah's financial arm that provides social services and interest-free loans outside the official banking system. Although Israel has targeted its branches, the Lebanese government is hesitant to shut it down, allowing it to sustain the group's operations through gold-backed financing. 141909 Cairo
In this episode of the Loan Officer Podcast, host Dustin Owen welcomes Josh Bopp, the founder of Aduvo, a cutting-edge marketing automation platform specifically designed for mortgage originators. During their engaging conversation, Josh delves into his professional background, sharing how he transitioned from running a successful IT services company to identifying a unique need within the mortgage industry. This realization led him to launch Aduvo, a platform created to help loan officers maintain strong relationships with their past clients and referral partners. Josh explains the challenges loan officers face in staying top-of-mind in a competitive market and how consistent, meaningful communication is key to long-term success. He emphasizes the value of reaching out to clients one to two times per month, utilizing a combination of automated emails and text messages to provide timely updates, valuable information, and personalized touches. The discussion also covers the importance of conducting annual mortgage reviews, which not only add value for clients but also serve as a powerful tool for generating repeat business and referrals. Throughout the episode, Dustin and Josh explore practical strategies for leveraging automation to streamline follow-ups, nurture relationships, and ultimately grow a sustainable mortgage business without the constant pressure of chasing new leads. Listeners will gain actionable insights into building a referral-based practice, maximizing client retention, and using technology to work smarter, not harder. TLOP's Originator Coaching:
Every PCS is a chance to buy an investment property with zero or near-zero out of pocket, and most service members let it pass. I walk through the exact strategy I used three times across three duty stations: buy a multi-unit or house-hack-able property using the VA loan, live for free while you're there, then turn it into a cash-flowing rental when orders come through again. I cover the full step-by-step, the common objections (deployments, market drops, not knowing where to start), and the real math behind why pocketing your BAH instead of spending it changes everything. Timestamps (00:00) - Intro (00:27) - The PCS Investing Opportunity (01:33) - Buy an Investment Property, Not a Dream Home (02:09) - House Hacking with a VA Loan (03:20) - Pocket Your BAH and Reinvest It (04:21) - Turn It Into a Rental When You Move (05:15) - Property Management Basics (05:46) - My Real Portfolio Story (07:12) - Handling Objections: Deploy, Market Drop, Don't Know Where to Start (07:51) - Free Book + Resources About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire Produced by UNFLTR
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Chris Gurski shares his journey from being a competitive swimmer in Germany to building a successful business financing and real estate ecosystem in the United States. He discusses helping entrepreneurs and international investors access funding, the importance of relationships in business, and the systems needed to scale a high-performance organization. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
The following guest sits down with host Justin White:• Anthony Lee – CEO and Founder, Veterans Alliance Home LoansShowing up For the Military Veteran Community Requires a Keen Understanding of the VA LoanFrom the military to marathons to mortgages, Anthony Lee knows what it takes to get across the finish line. He's now using that same approach to lift the veteran community. How can mortgage loan originators help more veteran borrowers while shifting the narrative on VA loans? Listen to Episode #126 of the Good. Better. Broker. podcast to find out how Anthony is creating more opportunities for LOs, military veterans, and their families.In this episode of the Good. Better. Broker. podcast, you'll learn how to help veterans navigate the VA loan process.In this episode, we discuss ...• 1:55 – how being an endurance athlete helps with doing mortgages• 3:49 – Anthony running 6 marathons in one year• 5:40 – Anthony's history in the mortgage industry• 6:46 – how Anthony got a $4.1m listing on his first deal in real estate• 9:16 – how military experience translates to mortgages• 10:46 – why veteran LOs are uniquely positioned to serve veteran borrowers• 12:09 – what non-veteran LOs don't understand about serving military veterans• 13:59 – The launch of Veterans Alliance Home Loans • 15:41 – what Anthony asks listing agents about VA loans• 17:38 – why Anthony can overcome any objection• 19:47 – similarities between coaching athletes and LOsShow Contributor:Anthony LeeConnect on LinkedIn Connect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of UWM Daily. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:• Facebook• LinkedIn• Instagram• Twitter• YouTubeHead to uwm.com to see the latest news and updates.
The SBA has doubled the combined limit for its 7(a) and 504 loan programs, allowing eligible businesses to access up to $10 million in financing. In this episode, Kathy Fettke explains what the change could mean for commercial real estate, homebuilders, and investors watching business expansion trends. Want to learn more about investing in real estate? Visit www.NewsforInvestors.com. Source: https://www.sba.gov/article/2026/05/18/sba-doubles-cumulative-7a-504-loan-limit-10-million
The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond
Welcome back to the Law School Toolbox podcast! Today, we have a special guest -- Teria Thornton from AccessLex Institute -- and we are talking about law school financing, loan repayment, and what you can do to improve your credit score. In this episode we discuss: Introduction to AccessLex and our guest, Teria Thornton The school loan landscape before 2025 Changes with the One Big Beautiful Bill Act (OBBBA) How income-driven repayment plans are structured Does public service loan forgiveness still exist? Credit score basics Resources: AccessLex Institute (https://www.accesslex.org/) Podcast Episode 184: Handling Law School Finances (w/Lyssa Thaden of AccessLex) (https://lawschooltoolbox.com/podcast-episode-184-handling-law-school-finances-w-lyssa-thaden-of-accesslex/) Podcast Episode 294: Money Talk (w/Carrie Friedberg) (https://lawschooltoolbox.com/podcast-episode-294-money-talk-w-carrie-friedberg/) Podcast Episode 361: Student Loan Repayment (w/Derek Brainard of AccessLex Institute) (https://lawschooltoolbox.com/podcast-episode-361-student-loan-repayment-w-derek-brainard-of-accesslex-institute/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 521: Smarter Borrowing: How Juno Helps Lower Student Loans (https://lawschooltoolbox.com/podcast-episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) Podcast Episode 550: Financial Planning for Law Students and Young Lawyers (w/Alexandra Sandberg) (https://lawschooltoolbox.com/podcast-episode-550-financial-planning-for-law-students-and-young-lawyers-w-alexandra-sandberg/) Download the Transcript (https://lawschooltoolbox.com/episode-561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee
Take the free Predictable Income Map quiz at predictableproducer.com/quiz. Five questions, two minutes. Find out exactly which of the 5 stages you are in and what is keeping you there. Most loan officers don't have a lead problem. They have an activity problem.In this episode, Steve breaks down what a productive loan officer day actually looks like, why being busy isn't the same as building a pipeline, and the one daily activity that creates consistent closings.You'll learn:The difference between being busy and being productive Why most loan officers spend time on activities that don't generate loans The simple math behind consistent production How 10 conversations and 10 asks per day can transform your business Why a structured calendar creates freedom, not restriction If you're tired of wondering what to do every morning, this episode will help you focus on the activities that actually move the needle.Day 4 of the 5-Day Predictable Producer Challenge is all about building a calendar that creates consistent results. Join the movement at loanofficerleadership.com and we'll send you the details when the next challenge opens.The calendar is what makes the system run automatically instead of relying on willpower. Ready to build a predictable production system? The 5-Day Predictable Producer Challenge walks you through identity, the math, your warm list, your calendar, and the exact ask, one day at a time. On demand. Start today at predictableproducer.com/challenge.
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: We play several comments that listeners sent in about what is grinding their gears and Mark shares his thoughts on their messages Mark shares a major announcement about a change that is coming to Your College-Bound Kid Mark reads Part 5 of 11 articles the Chronicle for Higher Ed released o the dire financial crisis colleges face Mark interviews Micki Meyer, the Assistant VP for Student Affairs § Micki gives an overview § Micki talks about what students need to do over the summer before they arrive in college as a freshman, and she shares her 5 S's with us § Micki tells us what a student needs to do get the most out of the summer orientation § Micki gives an overview of what a student needs to do to get the most out of the first six weeks of college § Micki gives tips for how a student can get involved in their college § Micki gives advice to the student who is really struggling in their first year and they are not happy, what advice does Micki have for them § Micki tells us the group of students who struggle the most in their first six weeks of college Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
Take the free Predictable Income Map quiz at predictableproducer.com/quiz. Five questions, two minutes. Find out exactly which of the 5 stages you are in and what is keeping you there. Most loan officers don't have a lead problem. They have an activity problem.In this episode, Steve breaks down what a productive loan officer day actually looks like, why being busy isn't the same as building a pipeline, and the one daily activity that creates consistent closings.You'll learn:The difference between being busy and being productive Why most loan officers spend time on activities that don't generate loans The simple math behind consistent production How 10 conversations and 10 asks per day can transform your business Why a structured calendar creates freedom, not restriction If you're tired of wondering what to do every morning, this episode will help you focus on the activities that actually move the needle.Day 4 of the 5-Day Predictable Producer Challenge is all about building a calendar that creates consistent results. Join the movement at loanofficerleadership.com and we'll send you the details when the next challenge opens.The calendar is what makes the system run automatically instead of relying on willpower. Ready to build a predictable production system? The 5-Day Predictable Producer Challenge walks you through identity, the math, your warm list, your calendar, and the exact ask, one day at a time. On demand. Start today at predictableproducer.com/challenge.
In this LoanOfficerPodcast.com episode, host Chris Johnstone sits down with mortgage industry powerhouse Lauren Maxwell, a top-producing loan officer with nearly 40 years of experience who consistently closes $150M–$200M+ in annual volume and nearly 500 loans per year. Lauren pulls back the curtain on the strategies, systems, and relationship-building tactics that have helped her remain one of the nation's top mortgage producers year after year—even in challenging markets. In this episode, you'll learn: How Lauren generates a steady flow of mortgage business without relying on purchased leads The Realtor education and event strategy that attracts referrals and keeps agents coming back How consistent follow-up, newsletters, social media, and relationship marketing help her stay top-of-mind and close more loans Whether you're a new loan officer looking to build momentum or an experienced producer wanting to scale your business, Lauren shares practical, battle-tested advice you can implement immediately. Listen now to discover the mindset and marketing strategies behind one of the mortgage industry's most consistent top performers. If you enjoyed this episode, please subscribe, share it with another loan officer, and leave us a 5-star review. Your support helps us continue bringing you the best mortgage marketing, sales, and business growth insights from the industry's top producers.
New York City's rent freeze promise collides with financing reality. How the Rent Guidelines Board actually works, why DSCR loans fail for rent-stabilized buildings, and what 1-4 family owners need to know before the June 25 vote. BKDSCR City: New York Address: 1178 Broadway Website: https://bkdscr.com
This week on Home Sweet Home Chicago, David Hochberg is joined by Justin Bartley, President and owner of NEXT Door and Window, to talk about Illinois’ updated energy-efficiency codes. Next, Kyle Erdmann of Erdmann Outdoor Living, helps you extend the use of your patios, decks, and covered outdoor areas. Then, Dave Schlueter of the Law Offices […]
Featured on WGN Radio's Home Sweet Home Chicago on 06/20/26: Justin Bartley, President and Owner of NEXT Door & Window joins the program to tell a story about a loyal listener and educates the panel on how Illinois’ updated energy-efficiency codes apply to replacement windows and doors. To learn more about what NEXT Door & Window […]
Featured on WGN Radio's Home Sweet Home Chicago on 06/20/26: Kyle Erdmann from Erdmann Outdoor Living joins the show to help you create a more enjoyable outdoor living space. Kyle discusses ways to extend the use of patios, decks, and covered outdoor areas with features like ceiling fans, heaters, misting systems, bug screens, and strategic […]
Featured on WGN Radio's Home Sweet Home Chicago on 06/20/26: Dave Schlueter of the Law Offices of David R. Schlueter joins the show to talk about Ryne Sandberg’s trust and estate arrangements dispute and last minute changes to documents and what that might mean for you and your planning. To learn more about what Dave Schlueter can […]
Many buyers are waiting for home prices to fall before making a move. But what if the drop they're expecting never comes? In this episode, Judy Casad shares what more than 100 housing experts predict for home prices over the next five years and why local market knowledge matters more than national headlines. Content inspired by Keeping Current Matters, Inc and graph source from Fannie Mae, HPES Prepare to Sell and Know what to do when Buying your next Home ~ Complimentary access to a valuable tool: Your personalized monthly report on your home's value - - - contains valuable information that will help you make smarter financial decisions. Homebot Features • Current and historical estimated market value of your home • Appreciation since you purchased your home • Net worth/equity in your home • A breakdown of principal and interest paid • Tips for how to save on interest payments • Your purchasing power to buy another home, investment property or trade-up to a new home • Estimated rental figures for your home (or a room in your home) on services like Airbnb or VRBO • Your current cash-out potential for doing things like consolidating high-interest debt or increasing your home value through home improvement Click here to learn more: https://hmbt.co/x7dcQA Windermere Real Estate provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.* This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.* Interested in learning more? Call Judy Casad today! 541-968-2400 TAP Windermere Ready to sign-up today! No cost to you until you use the funds! *Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. **Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Tap the Category that resonates with your life today: Home Improvement Maximize investment, Smart maintenance to-do's Buying To Invest Get Pre-Approved! What inspectors look for, Property Search Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more... Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing. Mastering 1031 Exchange Series Prepare Your Home For The Market Inspections For Sellers Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com www.judycasad.com Facebook Listen on your computer Podcast.JudyCasad.com
In this episode of the Grad School Femtoring Podcast, I discuss one of the most significant recent changes to graduate education financing: the end of Graduate PLUS loans and what this means for prospective and current graduate students. Drawing from years of experience supporting first-generation and BIPOC students through graduate admissions and funding decisions, I explain how this policy change may affect master's, PhD, and professional degree students and why understanding the true cost of graduate school matters now more than ever. I walk you through several funding scenarios, clarify common misconceptions about grad school loans, and share the questions every student should ask before accepting an offer of admission. Throughout the episode, I highlight the hidden curriculum of graduate school financing and offer practical strategies to help you make informed decisions about borrowing, funding gaps, and long-term financial planning. In this episode, you will learn: How the elimination of Graduate PLUS loans may affect master's, PhD, and professional degree students Why graduate student loans are typically unsubsidized and how interest accrual works How to calculate the full cost of attendance beyond tuition alone What funding gaps to identify before committing to a graduate program Which questions to ask financial aid offices about funding, loan disbursement, and support programs How to compare graduate school offers with greater financial clarity and confidence Work with me If you're applying to graduate school and want support evaluating funding offers, understanding financial aid packages, or making informed admissions decisions, learn more about my graduate admissions consulting services at https://gradschoolfemtoring.com/consulting Free resource Download your Grad School Femtoring Resource Kit: https://gradschoolfemtoring.com/kit/ Explore more Listen to more episodes on Financial Literacy and Grad Funding: https://gradschoolfemtoring.com/podcast_catergory/financial-literacy-and-grad-funding/ Support the podcast with a one-time or monthly donation: https://donate.stripe.com/bJedR8dGRcs6ewGdwq38401 Access transcripts and additional resources: https://gradschoolfemtoring.com/podcast/ Audio and transcript edited by Yessi Sanchez: https://www.linkedin.com/in/yessisanchez/ This podcast is a proud member of the Genuina Media network. The Grad School Femtoring Podcast is for educational purposes only and is not a substitute for therapy or other professional services. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
- Join David's email list so you never miss any new videos or news, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com In this 'best-of' interview, I sit down with Lisa Forrest of Live Oak Bank, one of the most experienced SBA lending experts in the industry. We discuss how SBA loans work for business acquisitions, what lenders look for in borrowers, common financing mistakes, working capital requirements, seller financing, debt service coverage, and much more. Original Livestream video: https://youtube.com/live/xfT0nddhzEE **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com ----- #SBALoans #BusinessAcquisition #BuyABusiness #SmallBusiness #Entrepreneurship #BusinessBuying #BusinessFinance #SearchFunds #BusinessGrowth Special Xero offer: Get 90% off for 6 months using this link: https://referrals.xero.com/DavidCBarnett_xero . Terms & Conditions apply.* See the video of my Xero story here: https://youtu.be/LfaGUfwStqo Youtube music licensing code: 5PJWQOE5ZZHTQSRY
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Jasmine Daya shares her unique insights on cross-border real estate investing, legal strategies, and innovative technology solutions for private lenders. Discover how her diverse experience helps investors navigate complex markets in Canada and the US. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comContact Jeff:https://buildfinanciallegacy.com/Chapters:00:00 Intro00:34 Current Interest Rate Landscape02:42 Impact of Global Events on Rates03:58 Investor Mindset on Rates06:43 Market Dynamics and Buyer Behavior08:31 The Evolution of Financing Options11:06 Understanding DSCR Loans14:00 Competitive Landscape of Financing17:24 Navigating Predatory Lending Practices20:54 Understanding Lending Products for Investors22:49 Comparing Second Home Loans and DSCR Loans24:40 The Importance of Down Payments26:06 Navigating Prepayment Penalties27:41 Underwriting for DSCR Loans30:16 The Role of Market Analysis in Lending32:58 Building Confidence in New Investors34:50 Adapting to Market Changes36:43 Connecting with Lending Experts
Everyone is waiting for 10am and the Premier League fixture drop. United are briefing that they won't loan Rashford out again. The wing options appears to become a narrower pool after Arsenal and Liverpool make their moves for players who have been linked to Old Trafford in the past. Hosted on Acast. See acast.com/privacy for more information.
Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: We play several comments that listeners sent in (14:35) Hilary joins Mark to discuss how, being interested in a major that a college does not offer can impact your admission decision. Mark and Hilary does 3/2 programs. Mark reads Part 4 of 11 articles the Chronicle for Higher Ed released o the dire financial crisis colleges face (44:50) Lisa interviews Dr. Tricia Seifert about her board game and her video game she creted to help students to successfully transition to college-2 of 2 § Tricia continues to elaborate on the value of using Game Play to help students successfully transition to college § Tricia explains why there is both a board game and a video game to help students with their college transition § Tricia explains how the game can be played both individually in solitude and in teams, and she explains the type of student that likes the board game more and the type of student that likes the video game more students and parents with the college transition § Here is a great quote from Dr. Tricia Seifert-We can be what we can se § Tricia gives some great advice for parents and for college counselors § Tricia shares where people can the board game, the video game and additional tips to help your student transition to college Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and producer Karina Mojica for an in-depth discussion that dives into Dustin's personal investment journey, sparked by a thought-provoking conversation with coaching student Kelly. Dustin opens up about the pivotal moments that shaped his approach to investing, beginning with the story of how he transformed a $60,000 angel investment in fattmerchant into an impressive $900,000 return. He candidly shares the valuable lessons he learned from his early missteps in real estate flipping, highlighting the importance of due diligence and understanding market cycles. Dustin goes on to explain the reasoning behind his strategic decision to focus on building equity through his own company, Top, rather than relying solely on external ventures. The conversation also touches on some of his failed business ventures, offering listeners insight into the realities of entrepreneurship and the resilience required to bounce back from setbacks. Looking ahead, Dustin outlines his ambitious plans to acquire and scale blue-collar businesses, emphasizing the untapped potential in these industries and the opportunities they present for long-term growth. Throughout the episode, Dustin, Mike, and Karina engage in a lively discussion about the principles that guide successful investing. Dustin offers key advice for both new and seasoned investors: invest wisely, diversify your portfolio, and, most importantly, always bet on the right people. The episode is packed with actionable insights, real-world examples, and motivational stories designed to inspire listeners to take control of their financial futures and make informed investment decisions. TLOP's Originator Coaching:
The US government has signed a $725 million conditional loan commitment with Energy Fuels to boost domestic processing of rare earth elements. K2 Gold has drilled extensive disseminated mineralization and gold-silver epithermal quartz veins at the Si2 Gold Project in Nevada's Walker Lane Trend. New drill results from Heliostar Metals, STLLR Gold and RUA Gold. This episode of Mining Stock Daily is brought to you by... Revival Gold Vizsla SilverEquinox GoldIntegra Resources
Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com
With so much volatility and uncertainty in the world, it's getting increasingly risky to invest in equity opportunities with long, illiquid hold periods. It's too hard to predict what will happen over time, and we're long overdue for a major market correction. That's why investing in shorter term, no or low leverage residential loans can be a great way to generate a high, risk adjusted yield in today's market. Jef Baker, Founding Partner of Black Butte Capital, specializes in making loans to fix and flip contractors in the Portland, Oregon metro where he lives. Jef gets to know the borrowers and properties in-person to mitigate risk and protect his investor's capital. Black Butte also invests in their own fix and flip properties.
Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Brad Beauchamp, a Canadian mortgage broker based between Vaughan and West Palm Beach, joins Glen Sutherland to explain how Canadians can finance U.S. real estate investments using DSCR loans and cross-border lending strategies. Brad shares his own immigration journey from obtaining an L1 executive visa to eventually becoming a U.S. citizen, before diving into the opportunities available for Canadian investors south of the border. The conversation highlights how DSCR (Debt Service Coverage Ratio) loans allow investors to qualify based primarily on a property's cash flow instead of personal income or employment verification, making it easier for Canadians to scale portfolios in markets like Florida, Ohio, Texas, and Alabama. Brad explains that while Canadians can secure financing without U.S. credit history, investors with U.S. tax IDs, entities, residency ties, or established FICO scores can often access lower rates and better leverage. The episode also focuses heavily on structuring and protecting investments properly when buying U.S. real estate. Brad and Glen discuss the importance of setting up U.S. LLCs, understanding cross-border taxation, using professional advisors, and avoiding common mistakes such as holding properties personally instead of through entities. They explain hidden costs Canadians often overlook — including underwriting fees, loan origination fees, title fees, prepayment penalties, and refinancing costs — while emphasizing that proper planning can save investors significant money long term. The discussion covers partnerships with Americans, refinancing strategies, seasoning periods, and how the larger U.S. market creates more financing flexibility and opportunity than Canada. Overall, the interview serves as a practical guide for Canadians who want to leverage U.S. financing, build cash-flowing portfolios, and avoid costly structural and lending mistakes. Find out what type of US real estate investment would fit you best at: https://acanadianinvestingintheusa.com/QUIZ
Are you struggling to find "good deals" in today's real estate market? The problem might not be the inventory—it might be your financing. In this episode, Chad Harris kicks off a new series on the five fatal financing mistakes that hold investors back from true wealth. We dive deep into Mistake #1: Relying on traditional, slow-close financing. Learn why bank loans and even DSCR loans can cause you to miss out on the best distressed properties and how to use private money and seller financing to close in as little as seven days.Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level? Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life! Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!
In this LoanOfficerPodcast.com episode, host Chris Johnstone sits down with Andrew Marquis, a top-producing mortgage professional who closed more than $501 million in loan production while creating systems that allow him to scale his business without sacrificing his family life. Andrew shares the lessons he's learned from more than two decades in the mortgage industry, how he's adapted to changing market conditions, and the strategies that continue to drive growth in today's competitive lending environment. In this episode, you'll learn: How Andrew built a mortgage business that generated $501 million in annual loan production. The systems, team structure, and processes that help him scale without working 70–80 hour weeks. How to create stronger Realtor relationships, generate more referrals, and position yourself for long-term success in a changing market. Whether you're a new loan officer looking to grow your production or a seasoned professional searching for ways to scale more efficiently, this conversation is packed with actionable insights you can apply immediately. Listen now and discover how top producers think, operate, and win in today's market. If you enjoy the episode, please subscribe, share it with a fellow loan officer, and leave us a 5-star review—it helps us reach more mortgage professionals and continue bringing you world-class guests.
Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to summarize Fed Chairman Warsh's first meeting, what delayed financing is and how listeners can implement it to purchase homes, the risks and rewards for co-signing for loans and more. He […]
Dan Bardell is back to answer your AVFC questions.A host of topics, including some transfer talk, Emi Buendia and Villa's plan for a new left back.Sponsored by Luke1977.com: 'TVV20' will get you 20% off at checkout.
Credit repair is not just a personal finance topic. If you want to use DSCR loans to scale your real estate portfolio, it is the first step, not an afterthought.In this episode, I break down exactly why your personal credit score determines whether a DSCR loan will work for you at all. Your credit score determines your rate. Your rate determines your cash flow. And your cash flow determines whether the deal makes you money or costs you money.I am also sharing something personal. My own credit took a hit from an ongoing business debt issue that has lasted over 18 months. I am currently working with Freedom Debt Relief to get it settled and cleaned up. Yes, that means a temporary hit to my credit bureau for six to twelve months. But the alternative is staying stuck, paying 20 to 22 percent interest on deals that should never have gotten that expensive in the first place.This episode is for the investor who keeps getting told to leverage up and buy more without anyone explaining that personal debt is the actual gatekeeper to every DSCR loan you will ever try to close.In this episode:— Why personal debt determines your DSCR rate before you ever submit an application— The credit score thresholds DSCR lenders actually require, from 600 to 720 and above— How to use the Experian mortgage credit score to see where you really stand— The debt snowball method and how to actually pay off personal debt that is holding you back— Why a 1.25 DSCR ratio is the target in every market condition, good, bad, and crappy— How to stress test rents using 10, 20, and 30 percent reduction scenarios— My own credit repair journey and why I chose debt settlement over the snowball method— The financial freedom sequence every investor needs to follow before chasing more propertiesIf your personal debt is holding back your real estate goals, share this episode with someone who needs to hear it. More tools and resources at trutalk.co
In this engaging episode of the Loan Officer Podcast, host Dustin Owen sits down with special guest Coach Kristi Nowrouzi, also known as Credit Kristi, to delve into the mortgage industry's first major credit scoring shift in three decades: the recent approval of VantageScore to be used alongside the traditional FICO scores. Together, they provide an in-depth exploration of the key differences between these two credit scoring models, highlighting how VantageScore offers unique advantages, particularly for borrowers with thin credit files and those who benefit from the model's recognition of trended data. Throughout their conversation, Dustin and Kristi discuss the real-world implications of this change for both borrowers and industry professionals. They examine how the expanded use of VantageScore could open new doors for individuals who may have previously struggled to qualify for a mortgage, and how loan originators now have fresh opportunities to revisit and potentially assist clients who were previously declined under the old scoring system. The discussion also addresses some of the challenges and uncertainties surrounding lender adoption of the new model, including the need for education and updates to underwriting processes. In addition to the main topic, Kristi shares exciting personal and professional updates. She talks about the launch of her new mortgage brokerage, her acceptance into an upcoming PhD program, and the development of a comprehensive 16-week mortgage originator bootcamp designed to help new and experienced professionals elevate their careers. The episode is packed with valuable insights, practical advice, and forward-looking perspectives on the evolving landscape of credit scoring and mortgage lending. TLOP's Originator Coaching:
Your credit score went up but you still got denied for a loan, and the reason is debt-to-income ratio (DTI), the number lenders actually use to approve a mortgage and the one most credit repair clients never see coming. Join Our FREE Start Repairing Credit Challenge: HERE The score gets your client noticed. The DTI gets them approved. So before you build a plan, ask every new client what they want to qualify for, what their timeline is, and what the rest of their financial picture looks like. Lead with the goal and you'll spot a denial before the lender does. DTI is simple math that almost nobody explains to clients. Add up their monthly debt payments, divide by their gross monthly income, and that percentage is the number. Most lenders want to see 43% or below, though conventional loans can stretch to 45% or even 50% with strong compensating factors like great credit and cash reserves. You move that number two ways, lowering the payments or raising documented income. Knocking out an installment loan with fewer than 10 payments left often gets the whole payment dropped from the calculation. Keep an eye on student loans, which can count against a client even in deferment. And when a big purchase is close, bring in a mortgage broker to run the exact numbers. Tune in! P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/ Key Takeaways: 00:00 Intro 01:30 Why a Higher Score Still Gets You Denied 03:34 The Three Questions to Ask Every New Client 04:46 Credit Score vs. DTI. Two Different Numbers 05:56 How to Calculate Your Client's DTI 07:40 The Ground Rule. No New Debt Until You Close 08:40 Why Student Loans Hurt Even in Deferment 09:32 Two Levers That Move the DTI 10:52 Final Thoughts Additional Resources: Get a free trial to Credit Repair Cloud Get my free credit repair training Fastest Wins in Credit Repair: 7 Things You Can Delete In DAYS Make sure to subscribe so you stay up to date with our latest episodes.
Episode 655 Schedule a one on one free coaching call, click here or visit LoanOfficerStrategyCall.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl White breaks down the seven biggest mistakes loan officers make when building relationships with real estate agents and explains why these common missteps often prevent referrals from ever happening. With agent referrals accounting for the majority of purchase business, Carl shares why understanding what agents actually want is the key to creating long-term referral partnerships. Carl walks through practical examples of where loan officers go wrong, including talking too much about themselves, leading with rates and products, failing to clearly communicate their value, and focusing on what they need instead of how they can help agents grow their business. He explains why top-producing agents are not looking for another lender, but rather a trusted partner who can help them close more deals, convert more leads, and create a better experience for their clients. Throughout the episode, Carl shares actionable strategies for standing out in a crowded market, including the importance of asking better questions, building trust through consistency, and implementing a follow-up system that helps agents recover opportunities they may have otherwise lost. He also discusses why many loan officers waste time chasing the wrong referral partners instead of focusing on a small group of qualified agents who can have a meaningful impact on their business. Carl also addresses one of the biggest reasons loan officers fail to build agent relationships: quitting too early. He explains why trust is built through repeated value, consistent communication, and showing up long before a referral arrives. Rather than looking for quick wins, Carl encourages listeners to focus on becoming a resource that agents genuinely want to work with over the long term. If you're looking to generate more purchase business, strengthen your referral relationships, and become the loan officer agents confidently recommend, this episode provides a clear roadmap for avoiding costly mistakes and building partnerships that lead to more closings.
On July 1, there will be changes to the student loan repayment system that change the situation for new and old borrowers alike. On Today's Show:Cory Turner, NPR education correspondent and senior editor, shares what's changing, and how those impacted can navigate the changes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: Susan joins mark to answer a follow-up question about whether a student without impressive extracurricular activities that they will be bringing to their college can get in a selective college Mark reads Part 3 of 11 articles the Chronicle for Higher Ed released o the dire financial crisis colleges face Christina Lopez and Mark discuss a question from a listener from Michigan who wants to know, can an admission officer tell when a parent's fingerprints are all over the student's activities and their essays Lisa interviews Dr. Tricia Siefert about her board game and her video game she creted to help students to successfully transition to college-1 of 2 Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
Jordi Visser is a veteran macro investor with 30+ years of experience and the author of the VisserLabs Substack. In this conversation, we break down the SpaceX IPO, orbital data centers, and the critical minerals powering the AI buildout. We also discuss the AI model wars, why Jordi thinks Sam Altman won't be running OpenAI within a year, and how the New York Knicks playoff run connects to the future of crypto and blockchain in a world of AI and deep fakes.======================Need liquidity without selling your crypto? Take out a Figure Crypto-Backed Loan, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms, 8.91% interest rates, and no prepayment penalties. Or check out Democratized Prime (https://figuremarkets.co/pomp) and earn ~9% APY on real world assets, paid hourly. Unlock your crypto's potential today at Figure! https://figuremarkets.co/pomp Figure Lending LLC dba Figure (NMLS 1717824). Loans subject to approval. Crypto collateral may be liquidated. Terms apply - see full disclosures at figure.com/disclosures/======================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.======================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/pomp======================0:00 - Intro1:00 - SpaceX IPO, Elon & orbital data centers12:15 - Critical minerals & the AI supply chain18:55 - American industrial sovereignty & critical chemicals22:36 - AI model cost crisis & who wins the model war37:10 - Knicks NBA Finals & the case for crypto in an AI world47:48 - Jeff Bezos launches Prometheus50:34 - AI use case of the week