Podcasts about loans

In this episode you will hear:   Mark discusses three aspects of the new tax bill and how it will impact students and colleges and universities-Part 1 of 2;  Chris Teare is interviewed on a range of topics related to college admissions.   Preview of part 3 of 4 v Chris talks about how he counsels students when it comes to deciding whether to applying Early Decision v Chris answers the question, how do you advise a family when they ask if you can trust a college's finances v Chris talks about the International nature of the school he worked on when he left Drew v Chris talks about the lessons he learned from doing admissions at Drew that he now applies to helping and counseling students v Chris gives a great tip for students working on their personal statements v Chris talks about some essays that he read too many times while at Drew v Chris gives advice how parents can find the right balance between supporting their student but not crippling their independence     Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast.   You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day.   To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses.   Check out our new blog. We write timely and insightful articles on college admissions:   On X for our podcast:   https://twitter.com/YCBKpodcast   1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/  

Ed and Tom discuss United's pre-season match against Leeds in Stockholm. In a low-intensity game there were a few notable performances, including the first sight of Matteus Cunha and Diego Leon in a United shirt. Then there's a deep dive on the transfer market, including United finally agreeing a deal for Bryan Mbeumo and David Ornstein dropping the bomb that United, Barcelona and Marcus Rashford have agreed a deal for the forward to move to Spain on loan. Enjoy! 00:00 Introduction 00:45 Match Analysis: Manchester United vs Leeds 05:37 Transfer News  08:03 Midfield Dynamics  21:35 Challenges in Player Development 30:49 The Back Three 31:31  Midfield and Defensive Strategies 38:58 Player Roles and Squad Depth 45:29 Rashford's Move to Barcelona 54:17 Final Thoughts If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are AD-FREE. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

D.O. dives into a controversial and crucial topic in the mortgage industry—how loan officers handle requests for kickbacks from real estate agents. With real world anecdotes, he breaks down the legality, ethics, and business consequences of kickbacks, and explores alternative solutions like co-marketing through Zillow, MSAs, and Joint Ventures.

Policy loans are one of the most powerful tools in infinite banking, but they're not free money. In this episode, Hans and Brian dive deep into the strategic considerations around when to use policy loans, when to avoid them, and how to think through these decisions holistically.From philosophical approaches to practical examples, they explore the spectrum of policy loan usage in the infinite banking community, ranging from Nelson Nash's "cut out the snakes and dragons" philosophy to pure arbitrage-focused strategies. The hosts share real-world scenarios that illustrate the power of having control and optionality in your financial decisions.Through Brian's recent land purchase and various investment examples, they demonstrate why maintaining liquidity provides strategic advantages and how policy loans can be leveraged responsibly as part of a comprehensive wealth-building strategy.The Philosophy Spectrum of Policy Loans: The infinite banking community spans from Nelson Nash's "cut out the snakes and dragons" approach to pure arbitrage-focused strategies. Finding the middle ground means using policy loans strategically while maintaining core principles over the 17-20 year journey.You Finance Everything You Buy: Whether you pay cash or finance, you're always giving up opportunity cost. When you hand cash to a dealer, that money stops working for you and starts working for them. Understanding this helps frame policy loan decisions within your overall capital allocation.The Power of Having Options: Maintaining liquidity provides strategic advantages. Keeping cash reserves above emergency fund levels allows you to seize unexpected opportunities, while having multiple financing options creates optimal decision-making flexibility.When NOT to Use Policy Loans: Avoid using policy loans for daily expenses, laddering policies (using loans to fund new policies), and taking loans without a repayment plan. Policy loans require responsible banking practices despite their flexibility.Investment Arbitrage Considerations: A 10% minimum return threshold provides one framework for policy loan investments. Asset allocation models can guide decisions beyond simple interest rate arbitrage across real estate, private lending, and other investment categories.➡️ Chapters00:00 - The Power and Responsibility of Policy Loans01:00 - Current Economic Environment and Tax Policy05:00 - Policy Loan Decision Framework08:00 - The 17-20 Year Journey to Financial Independence12:00 - Car Dealership Financing vs Policy Loans16:00 - The Ability to Repay as a Position of Strength22:00 - Emergency vs Opportunity Funds29:00 - Invest to Live, Don't Live to Invest33:00 - Asset Allocation Over Pure Arbitrage39:00 - Personal Investment Thresholds and Strategies48:00 - What NOT to Use Policy Loans For52:00 - Future Windfalls and Repayment Planning54:00 -The Dangers of Policy LadderingGot Questions? Reach out to us at info@remnantfinance.com or book a call at www.remnantfinance.com/calendar!⁠Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we examine the litigation against LoanDepot regarding LO comp. Plus, Robbie sits down with Loan Risk Advisors Raymond Snytsheuvel to discuss the state of fair lending in the mortgage industry in the wake of alleged Baltimore appraisal fraud and pending loanDepot litigation. And we close by looking at what robust retail sales and falling jobless claims say about the economy.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

It's a wild week in healthcare policy and student debt. The so-called "Big Beautiful Bill" just passed, and I have thoughts. Spoiler: most of them involve eye twitching. From massive Medicaid cuts to a hard cap on federal loans for grad students, I'm unpacking what this means for future doctors, patients, and anyone who likes affordable healthcare (so… everyone?). I also take you through a retinal rollercoaster from my clinic and, yes, I share my own six-figure loan horror story—because nothing says fun like debt-induced nostalgia. Takeaways: Why a $200K loan cap might not actually help medical students. How tuition inflation is steamrolling over future physicians. The link between wealth and med school admission nobody wants to admit. What I saw in clinic that looked like a “blood and thunder” disaster. My own student loan journey, including the terrifying final bill. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live  We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! –⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ http://www.patreon.com/glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact.  For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.EyelidCheck.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.  Produced by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode you will hear:   (01:56) Question from a listener:  Number 1 Julia and Mark answer a question from a mom who has a son at an independent school and she wants to know whether to hire an outside college counselor when the school her son attends is discouraging, making a hire-2 of 2     (01:15:40) Interview Greg Zaiser-VP of Enrollment at Elon University-Understanding Demonstrated Interest-1 of 2 Part 1-Preview v  Greg shares his backstory and you will see, he really knows Elon well v  Greg shares with us why Demonstrated interest is of such great value to Elon v  Greg talks about the value of Early Decision to Elon v  Greg shares whether he thinks Early Decision will continue to spread among public schools v  Greg shares how joining the Common App has impacted Elon v  Greg answers the question, would he like to see more students apply Early Decision v  Greg talks about Early Action and Elon's Yield in Early Action v  Greg gives Elon's stats for Early Decision, Early Action and Regular Decision v  Greg talks about whether students that do virtual visits and in person visits are more likely to enroll at Elon, and is that factored into their DI projections v  Greg explains how AI is used or not used when it comes to tracking demonstrated interest v  Greg talks about whether a student's web traffic on the website is factor Into looking at demonstrated interest         Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast.   You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day.   To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses.   Check out our new blog. We write timely and insightful articles on college admissions:   Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast:   https://twitter.com/YCBKpodcast   1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

The "debt trap" meme claims that China is intentionally lending vast sums of money to poor developing countries in Africa, and elsewhere, with the express intent to seize physical assets in those countries when they inevitably can't repay their debts. This fanciful narrative sounds compelling, but the problem is that there's literally no evidence from the past twenty years since China became the world's largest bilateral creditor to support the claim. It just isn't true. The reality of how China actually secures its loans to these countries is far more complicated. Anna Gelpern, a law professor at Georgetown University, and Brad Parks, executive director of AidData, a development finance research institute at the College of William & Mary, were part of a team of experts that did an extensive forensic analysis of 620 Chinese loans spanning more than 20 years that revealed the financial methods Beijing employs to guarantee these debts. Anna and Brad join Eric to discuss the findings from their new report, "How China Collateralizes." SHOW NOTES: AidData: How China Collateralizes by Anna Gelpern, Omar Haddad, Sebastian Horn, Paulina Kintzinger, Bradley C. Parks, Christoph Trebesch AidData: How China Lends: A Rare Look into 100 Debt Contracts with Foreign Governments by Anna Gelpern, Sebastian Horn, Scott Morris, Brad Parks, Christoph Trebesch JOIN THE DISCUSSION: X: @ChinaGSProject | @eric_olander  Facebook: www.facebook.com/ChinaAfricaProject YouTube: www.youtube.com/@ChinaGlobalSouth Now on Bluesky! Follow CGSP at @chinagsproject.bsky.social FOLLOW CGSP IN FRENCH AND ARABIC: Français: www.projetafriquechine.com | @AfrikChine Arabic: عربي: www.alsin-alsharqalawsat.com | @SinSharqAwsat JOIN US ON PATREON! Become a CGSP Patreon member and get all sorts of cool stuff, including our Week in Review report, an invitation to join monthly Zoom calls with Eric & Cobus, and even an awesome new CGSP Podcast mug! www.patreon.com/chinaglobalsouth  

The Moneywise Radio Show and Podcast Wednesday, July 16th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Vipul Dev, M.D.  website: http://plasticsurgery.vipmd.com/doctors/dr-vip-dev/  

Because of increased regulations that have resulted in tighter lending standards, banks aren't making a lot of smaller loans against properties that aren't stabilized. This has created a sizeable gap in the market for “Micro balance” short-term bridge loans to operators borrowing $200,000 - $1,500,000 with value-add business plans, especially in secondary and tertiary markets. Brock Freeman, Managing Partner and COO of Kirkland Capital Group, provides loans to this segment of the market where there's far less competition, and therefore better returns for investors.

Should take out a loan to start your food truck business? What if I told all businesses even those "self funded" ones have a loan obligation to repay!Thank you to Concession Nation for sponsoring the 10-MinuteFood Truck Training Podcast! Check them out here: ⁠https://concessionnation.com/⁠ We have SPACE for you at the National Street Food VendorsAssociation! Support, Promotion, Advocacy, Community, Education all on one site. ⁠https://nsfva.org/⁠ Get on my schedule for a free no obligation call. Talkto a real food truck owner with decades of experience.  ⁠https://bit.ly/Bill-Moore⁠Love what we do on the podcast? Show one time support here: ⁠https://bit.ly/Podcast-Support⁠

On this week's episode of That Peter Crouch Podcast, the lads are joined by former Arsenal and Nottingham Forest midfielder Henri Lansbury—a man known for his composed playmaking style, his Premier League journey, and now, his unexpected new life as a lawn-care entrepreneur.Henri gets candid about a life-changing diagnosis—testicular cancer—and opens up on how he discovered it, why he kept it quiet during his career, and how football dressing room culture shaped his response. In a powerful, funny, and refreshingly honest chat, Henri explains the moment he realised something was wrong, the speed of his surgery, and how football banter helped him process it all.The lads also dive into Henri's career journey through Arsenal's elite youth system, wild loan spells at Scunthorpe and Norwich, and his glory years at Forest. There's even time to talk about robot lawn mowers, silent discos, and how Henri went from footballer to founder of Grass Gains, the fertiliser brand making waves in Premier League stadiums and home gardens alike.Stick around to hear some top-class football nostalgia, locker room laughs, and the kind of heartfelt real talk that this podcast delivers best.Chumbawamba 00:00 – Intro02:30 – Crouchfest at Glastonbury?06:00 – Henri Lansbury's Arsenal roots and elite youth training13:00 – Loan life at Scunthorpe: “Where the f*** is Scunthorpe?”20:30 – Training on a farmer's field with rats24:10 – Life-changing moment: discovering the lump25:40 – Immediate surgery and hiding the truth from his club26:50 – The football banter that helped him heal28:30 – Why he didn't tell anyone and why he's speaking now34:20 – Lansbury's best football years: Forest and Villa38:00 – The unexpected rise of Grass Gains fertiliser41:30 – Supplying professional stadiums (secretly)45:00 – Billy Davies' paranoia and man management47:20 – Jack Grealish at Villa vs now: “He just took the piss!”Check out Grass Gains: https://www.grassgains.co.uk/?srsltid=AfmBOopGnZTHnwjsjSubs2LKImqj5Zzrm2Dq5wUwqUQDbIZdF54tNgT2Follow our Clips page https://www.youtube.com/channel/UCLNBLB3xr3LyiyAkhZEtiAA For more Peter Crouch: Twitter - https://twitter.com/petercrouch Therapy Crouch - https://www.youtube.com/@thetherapycrouch For more Chris Stark Twitter - https://twitter.com/Chris_StarkInstagram - https://www.instagram.com/chrisstark/For more Steve Sidwell Twitter - https://twitter.com/sjsidwell Instagram - https://www.instagram.com/stevesidwell14 #PeterCrouch #ThatPeterCrouchPodcast Hosted on Acast. See acast.com/privacy for more information.

Luke Youngblood, Founder of Moonwell, joined me to discuss how Moonwell is approaching DeFi differently through its partnership with Coinbase.Topics: - Moonwell's DeFi solutions - Coinbase Wrapped assets - cbXRP, cbADA & more - Building on Base - Getting loans on Bitcoin and other crypto assets - Future of payments with Stablecoins - Mamo personal financial agent - Future of Cryptohttps://mamo.bot/ | https://moonwell.fi/ Sponsor Log -

In this conversation, Steve Mariani, an expert in SBA financing, discusses the intricacies of SBA loans, including when to use them, their eligibility criteria, and the differences between the 504 and 7A loan programs. He emphasizes the importance of SBA financing for small businesses, particularly in real estate acquisition and expansion. The discussion also touches on the demographics of SBA borrowers, highlighting opportunities for younger entrepreneurs and the evolving trends in SBA financing. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Are you interested in the latest trends in the participation marketplace? Want to learn how credit unions are changing the lending landscape? In this episode of Credit Union Conversations, host Mark Ritter chats with Tom Halliday, Vice President of Lending Sales at MBFS, to discuss the state of consumer lending in mid-2025. From the surprising member-focused approach of credit unions to the importance of clear communication in simplifying the loan process, this episode explores what drives success in lending today. Tune in for insights on overcoming business lending challenges and succeeding in a competitive market!IN THIS EPISODE:(00:00) Intro: Meet Tom Halliday(02:24) Tom Halliday's origin story, detailing his transition from consumer lending to joining MBFS as Vice President of Lending Sales(03:18) Discussion of the member-focused approach of credit unions, contrasting it with the profit-driven mindset of commercial banks(07:23) Discussion shifts to the state of the lending market in 2025(13:15) Communication is key to a smooth loan process; clear expectations and complete borrower information will avoid delay(19:15) Key factors for successful credit union lending programs are outlined(21:11) The participation marketplace is described as highly competitive, with more credit unions looking to buy KEY TAKEAWAYS:Credit unions prioritize member relationships, focusing on understanding borrowers' stories and goals, unlike commercial banks, which often treat borrowers as numbers.Effective communication is crucial for seamless loan processes, ensuring clear expectations and prompt responses between borrowers, relationship managers, and credit unions.The participation marketplace is highly competitive in 2025, with more credit unions seeking to buy loan participations than available opportunities, requiring quick responses to secure deals.RESOURCE LINKSMark Ritter - WebsiteMark Ritter - LinkedInTom Halliday - MBFS Tom Halladay 302-545-3424

https://www.butterflyonbooks.com/book-package/ben Allison Pyburn is a consultant and writer specializing in global economics, monetary policy, environmental stewardship, and complex securities. She is the founder of Victoria Aelius, an advisory firm dedicated to assisting individuals and organizations in smoothly transitioning to emerging new economic models. Join her substack: @beyondfourthdensity With extensive experience in financial journalism, Allison is an expert in complex securitization and has closely tracked significant financial strategies, with her work cited in major publications and official reports like the Financial Crisis Inquiry Report. Her career began with a focus on the intersection of money, power, and stewardship, reflecting a deep passion for humanity and environmental well-being. Allison's insights are particularly relevant to "Political Hope" as she helps to reimagine economic systems for a more just and sustainable future. https://muckrack.com/allisonpyburn/bio ... https://letsrethinkthis.com/our-newspaper/culture/item/divine-right.html ... www.pewresearch.org/short-reads/2024/09/18/facts-about-student-loans/ ... https://www.catholicnewsagency.com/news/263333/us-bishops-and-jubilee-usa-urge-trump-to-pursue-debt-relief-during-2025-jubilee-year  

Ever feel like you're doing five jobs for one commission check?You're prospecting, pre-approving, structuring loans, answering emails at 10pm, and somehow still trying to grow your business… and you're wondering why it feels impossible to scale. That's the exact struggle that Andrei Paduraru and his team at JVM Lending set out to solve — and solved brilliantly.In this episode of The 360 Experience, Tim Braheem gets into it all with Andrei, a 31-year-old senior leader at JVM Lending who helped engineer one of the most innovative business models in the mortgage industry today. No loan officers. Fully systemized. 450+ warm leads per month. And scalable at profit margins that most LOs dream about.

In this episode, Chris Johnstone reveals the cutting-edge strategy loan officers are using to get ranked inside ChatGPT—and how it's turning into qualified mortgage deals every month. If you're a mortgage professional looking to build authority, generate high-quality leads, and close more loans using AI, this is a must-watch.   Here's what you'll learn in this episode:   How to Get ChatGPT to Recommend You: Learn how to update your ChatGPT profile so you show up when consumers ask AI for the best loan officer in your area. 3 Daily Habits That Build AI Authority: Simple ways to use AI every day that increase your brand visibility on Google and inside ChatGPT. Unlock the Power of Prompt Stacking & Discoverable Threads: How to structure AI chats that get indexed by Google and lead to real inbound leads.   Don't miss this game-changing episode—especially if you want to future-proof your mortgage business.   Watch now and visit https://www.LoanOfficerBrand.com to get your 5 free AI prompts and book a strategy call with Chris's team.  

In this episode you will hear:   Mark describes why he thinks the decision for the University of Michigan toad a binding Early Decision option for the class of 2026 is such a significant decision that will inevitably impact other universities.  Chris Teare is interviewed on a range of topics related to college admissions.   Preview of part 2 of 4 o        International Baccalaureate program o        His admission experience at Drew and what he learned o        Demonstrated Interest o        Merit Money o        Net Price Calculators and having the money talk     Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast.   You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day.   To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses.   Check out our new blog. We write timely and insightful articles on college admissions:   On X for our podcast:   https://twitter.com/YCBKpodcast   1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

In episode 10 of season 3, The Other Personas a Loan Officer Can Take, we explore the different roles LOs can step into to grow their influence and impact beyond just being a transaction-focused originator. From educator to content creator, connector to community leader, this episode unpacks how adopting new personas can open doors, build trust, and position you as more than just a loan officer. If you're ready to expand your identity and evolve your approach, this conversation is your starting point.Join The Collective  — our membership designed to help LOs, agents, and solopreneurs grow their pipeline and personal brand without burning out. You'll get monthly trainings on lead gen, branding, AI, and social selling, plus done-for-you DM scripts, proven video templates, bi-weekly coaching from top producers, and access to our private community. Stay consistent. Grow your business. Get started today: https://products.thecollectivecoaching.com

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Congress approved and passed the budget bill earlier this month that included a $200,000 cap on federal loans medical students, and other professional degree students, can receive. One student collected over 500 signatures urging the Nebraska federal delegation to reconsider, saying this cap doesn't take into account the full deb students incur.

Chuyến thăm Trung Quốc rất được mong đợi của Thủ tướng Anthony Albanese trùng với thời điểm xuất hiện một báo cáo cho thấy phía Mỹ muốn biết Úc sẽ phản ứng ra sao nếu Bắc Kinh phát động chiến tranh với Đài Loan.

- Chủ nhiệm Tổng cục Chính trị Quân đội nhân dân Việt Nam Trịnh Văn Quyết được thăng quân hàm Đại tướng, là Đại tướng thứ 18 của Quân đội nhân dân Việt Nam- Tăng trưởng tổng sản phẩm trên địa bàn tỉnh Quảng Ngãi dẫn đầu cả nước 6 tháng qua- Công an tỉnh Nghệ An triệt phá đường dây ma túy xuyên quốc gia, thu giữ 60 bánh heroin và 37 kg ma túy đá. Lực lượng chức năng cũng vừa phát hiện và tiêu hủy gần 200 con lợn nhiễm virus dịch tả lợn Châu Phi vận chuyển qua tỉnh Phú Thọ- Căng thẳng thương mại giữa hai bên bờ Đại Tây Dương gia tăng khi Liên minh châu Âu tuyên bố sẵn sàng áp loạt thuế trả đũa trị giá hơn 24 tỷ đôla đối với Mỹ nếu hai bên không đạt được thỏa thuận trước tháng 8. - Nổ lớn tại nhà máy sản xuất “siêu pin” lithium đầu tiên ở Đài Loan khiến 15 người bị thương

This edition of Moneycontrol Editor's Picks spans inflation relief, Ola's refinancing plans, and TCS's cautious optimism. Also in focus: govt's asset sale agenda, Ashok Lavasa's concerns over Bihar's voter list, Bengaluru's GST scare, and Lahori Zeera's fizzy retail dreams. Plus, Swiggy's Rohit Kapoor reflects on Gen Z's food revolution.

In Discovering the Southwest of France: Tips and Tales for Travelers, host Annie Sargent talks with Catherine McMillan about her recent road trip through some of the most beautiful and underrated parts of France. Catherine traveled by car and took her time exploring the Southwest of France. She shares her experience driving from Bordeaux to Arcachon, Cap Ferret, Bayonne, Saint-Jean-de-Luz, Espelette, Sare, Lacanau, and more. Her trip focused on slower travel, scenic drives, good food, and authentic experiences. Annie and Catherine talk about why the Southwest stands out from other parts of France. They share practical tips on navigating small towns, finding great local markets, and making the most of regional specialties. If you're curious about the Basque Country, the Dordogne, or other places tourists sometimes miss, this episode is for you. They also talk about local museums, seasonal travel advice, and why renting a car can be the best way to explore rural France. This episode is full of smart advice and personal stories to help you plan your own French road trip. Subscribe to the Join Us in France Travel Podcast for weekly episodes about travel tips, cultural insights, and unforgettable destinations in France. Whether you're planning your first visit or your tenth, Annie helps you travel smarter and deeper in France. Table of Contents for this Episode [00:00:15] Introduction [00:00:32] Today on the podcast [00:00:55] Podcast supporters [00:01:25] Magazine segment [00:02:21] Annie and Catherine [00:03:42] Planning the Trip: From Consultation to Gratitude [00:05:16] Trip Timeline and Destinations [00:05:58] Renting a Car [00:07:21] Exploring the Southwest of France [00:08:21] Walking Through History: Medieval Villages and Cathar Country [00:10:31] Discovering Plus Beaux Villages [00:17:10]  Musée du Foie Gras [00:17:36] Unique Experiences: Craftsmen and Local Artisans [00:19:39] Gloves Making Experience [00:21:20]  Weaving Basque Fabrics [00:23:31] Unusual and Lesser-Known Museums [00:23:49] Museum of the Oyster [00:24:30] Musee du Tabac [00:25:18]  The Musee de la Mer in Sete [00:26:07]  Vézuna Museum [00:27:04] La Maison Forte de Reignac: A Must-See Historical Site [00:28:43] Exploring a Historic Maison Forte [00:29:42] Discovering the Charm of Bayonne [00:30:43] The Vibrant Les Halles Markets [00:32:11] Adventures in the Basque Country [00:34:56] Aveyron [00:35:39] booking.com [00:37:03] Find Out Where You Can Park Before You Get There [00:38:16] Hiking in the Hautes-Pyrénées [00:40:25] A Visit to Notre-Dame [00:42:20] Reflections on Traveling in France [00:43:59] Mistakes to Avoid [00:45:05] Phone access [00:46:42] The trains in the area [00:50:41] Final Thoughts and Farewell [00:51:29] Thank you Patrons [00:52:36] VoiceMap Reviews [00:53:18] Podcast Listeners Discounts for VoiceMap Tours [00:54:21] Fireworks in Paris [00:54:59] The Bayeux Tapestry Going on Loan [00:55:41] Notre-Dame de Paris Is VERY Popular [00:58:22] Next Week on the Podcast [00:58:41] Copyright More Episodes about the going off the beaten track in France

Unlock real estate, passive income, crypto, and mindset strategies for 2025+ with financial expert Priyanshu Bansal. Learn how middle-class earners in India can build wealth, buy real estate, leverage loans, and achieve ultimate “F**k You Money.”

Featured on WGN Radio's Home Sweet Home Chicago on 07/12/25: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl', joins the program to talk about wasps and what people can do to avoid stings. To learn more about Rose Pest Solutions and what they can do for you, go to rosepestcontrol.com or call 1-800-GOT-PESTS.

We started off this week's show by chatting with Janelle Iaccino of Rose Pest Solutions to discuss wasps and what people can do to avoid stings.Then, Dave Schlueter of the Law Offices David R. Schlueter, discusses plats of surveys and their importance to buyers. And, Mike Epping of Center Guard Plumbing joins the show to aid DIYers in […]

Featured on WGN Radio's Home Sweet Home Chicago on 07/12/25: Center Guard Plumbing's Mike Epping joins the show to aid DIYers in troubleshooting their home projects. To learn more about what Center Guard Plumbing can do for you, go to wgnplumber.com or call 847-406-8883.

Featured on WGN Radio's Home Sweet Home Chicago on 07/12/25: Then, Dave Schlueter of the Law Offices David R. Schlueter, discusses plats of surveys and their importance to buyers. Dave talks about how they work, why they’re important for buyers to have, and he fields calls from listeners with their claims. To learn more about what Dave […]

Today's show features: Chase Channell, General Manager of Victory Honda Jackson Michael L. Wood, General Manager of Checkered Flag/Jaguar Land Rover This episode is brought to you by: Impel – Dealers everywhere are delivering concierge-level customer experiences with Impel's AI Operating System. Learn how to ditch disjointed customer engagement at ⁠⁠https://impel.ai/CDG⁠⁠ Interested in advertising with Car Dealership Guy? Drop us a line here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in being considered as a guest on the podcast? Add your name here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3Suismu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://news.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Jobs ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jobs.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ My Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ dealershipguy.com

The VA Loan Trap No One Warns You About Hosted by: David Pere Episode Type: Real Estate, Financial Education Length: ~25 minutes Watch on YouTube: The VA Loan Trap No One Warns You About

From topping podcast charts to dragging billionaires, we're covering all this weeks mess and news. Interest on student loans is returning on August 1, Nicki Minaj is back at it with Jay-Z (and somehow Beyoncé), Diddy's fate gets sealed this fall, and Texas + New Mexico are underwater with zero help. Philly's sanitation workers said nope, Big “Beautiful” Bill ain't foolin' nobody, and the Trump circus continues. BTW Words With Wista just hit the Best 100 Black Pop Culture Podcasts (#27, thank you very much!) and the Top 70 Gossip Podcasts (#55)! Thank you Wista Gang! Personal IG: @itswista Podcast IG: @WordsWithWista TikTok: @Wistah

In this episode, Dylan Silver interviews Nate Carver, an Army veteran turned lender, who shares his journey into the real estate and lending space. Nate discusses the challenges and learning curves of becoming a loan officer, the importance of in-house lending, and the regionality of lending practices. He emphasizes the value of partnering with knowledgeable lenders and the opportunities arising in the current market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

July 11, 2025 - In response to the demand for more mariners the state has launched a revolving loan fund to help cover the cost of hands-on training needed for U.S. Coast Guard license. We talk about this investment with SUNY Maritime President John Okon.

Chiến dịch cưỡng ép Đài Loan của Bắc Kinh đang chuyển sang giai đoạn căng thẳng hơn về mặt pháp lý.Xem thêm.

Big changes are coming to student loans as a result of President Trump's domestic spending law. Ayelet Sheffey, senior economic policy reporter at Business Insider, explains how the lawwill make it harder for some borrowers to afford medical or law school, and how repayment plans for federal student loans will change. 

On this episode, Caeli Ridge breaks down how to buy a rental property using a DSCR loan — a type of financing where the lender doesn't care about your personal income.No tax returns.No pay stubs.No bank statements.Instead, the loan is based on the income the property will generate. Caeli walks us through real examples of what kind of purchase price and rent numbers make a deal work, how lenders determine expected rent, and what kind of down payment you'll need. We also cover:The types of properties that qualifyHow DSCR loan rates compare to traditional financingPrepayment penalties to watch out forWhether cash-out refis are possible with this loan typeContact Caeli:1-855-747-4343info@ridgelendinggroup.comRidgeLendingGroup.comThanks To Our Sponsor:RentalTrial - Rental accounting software made easy

Andy and Lauren Hunt from Daybreak Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: Their thoughts on the takeaways from 2025 annual Social Security Trustees report ( 7:17 )Some of provisions in the pending One Big Beautiful Bill Act that are likely to impact most people's tax returns ( 16:12 )Whether or not to get a loan or pay cash for a new car or house. Or, similarly, to pay down or pay off an existing loan ( 32:27 )Whether buying a 30 year Treasury bond is a replacement for a traditional income annuity in retirement ( 38:19 )When to consider getting a living/revocable trust ( 46:43 )Why the stock market keeps chugging ever-upward, even with so much seemingly uncertain in the world and the economy ( 54:38 )What longevity assumptions we use, and why, when doing financial planning and projections for client ( 1:07:45 )Links in this episode:Lauren's firm - Daybreak WealthLauren's prior appearance on the Retirement Planning Education podcast - Episode #098The 2025 Annual Social Security Trustees Report - hereTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

In this episode you will hear:   (05:04) Question from a listener:  Number 1 Julia and Mark answer a question from a mom who has a son at an independent school and she wants to know whether to hire an outside college counselor when the school her son attends is discouraging making a hire   (30:31) Question from a listener Number 2 Lisa and Lynda answer a question about which online tools to use for college research.   (37:14) Interview Lisa interviews Adrienne Amador-Oddi-The VP of Queens University-Charlotte-Part 2 of 2 Part 2-Preview v  We start out by playing a very concrete example of how a conversation for a school to re-consider their original financial offer that is productive looks like. I played this last week but it is so important I am playing this example again to reinforce it if you heard that segment, and for those who missed last week, I didn't want you to miss this important example v  Lisa asks Adrienne how should a family initiate an appeal for reconsideration for more money and Adrienne shares some of the different approaches that different schools use v  Adrienne talks about how a family can know how much merit aid they can expect to get from a school v  Adrienne talks about how more and more colleges are doing an early         Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast.   You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day.   To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses.   Check out our new blog. We write timely and insightful articles on college admissions:   Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast:   https://twitter.com/YCBKpodcast   1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

Joining us in this episode of Living Off Rentals is someone who brings clarity to one of the most confusing parts of real estate investing: financing. Christian Bachelder is the co-founder of The One Brokerage and one of the most trusted lending advisors in the real estate investing space. He is a UC Berkeley graduate, and a former chemical engineer turned seasoned investor. He now helps others invest in real estate by connecting them with the right financing strategies. Listen as he breaks down the different types of loans available to investors—from traditional mortgages to DSCR and hard money loans—and how to use them strategically to grow your portfolio. We also talk about how to qualify for your first loan, when to use each lending product, the truth about BRRRR strategy funding, and why some “creative” financing methods may be more dangerous than they seem. Enjoy the show! Key Takeaways: [00:00] Introducing Christian Bachelder and his background [02:35] From being a chemical engineer to being an investor and real estate lending [04:55] The spark that ignited Christian's obsession with real estate [08:38] Partnering with David Greene and building The 1 Brokerage [11:32] How to stay competitive with a large variety of multiple loan products [14:01] The three buckets of loans every investor should know [15:55] What is a DSCR Loan, and why do investors love it [19:27] How the BRRRR loan flow works [24:44] DSCR loan terms explained: Rates, down payments, and pitfalls [29:21] Three ways of calculating a rent [31:35] Talk to your lender first before anybody [32:48] Loan options for first-time investors [35:35] 5 proven ways to find down payment funds [43:00] Why good short-term rentals still win despite market noise [46:08] Two main things that encompass the creative financing world [52:58] Connect with Christian Bachelder Guest Links: Website: https://www.theonebrokerage.com/  Instagram: https://www.instagram.com/theonebrokerage/  Youtube Podcast: https://www.youtube.com/c/DavidGreeneRealEstate  Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals   

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