Podcasts about loans

In this episode you will hear: (10:32) Susan joins Mark to answer a question about how to transfer to a new high school from the 11th grade to the 12th grade when the transferring was because of bullying. (41:36) Mark and Christina interview Adam Miller, The VP of Enrollment at Whiman College, Part 1 of 3 Understanding Whitman's Ten Percent Promise ¢ Adam explains what the 10 Percent Promise Is ¢ Adam explains how assets are usually handled at most of Whitman's peer schools and how that differs from Whitman is doing ¢ Christina asks Adam what he learned from the six years when they were doing full tax return reviews before students applied that they applied to their knowledge in the rollout of the new 10 percent promise, and Adam shares several things ¢ Adam answers the question Christina asks, when you were doing hundreds of pre-reads, did you get flooded with pre-reads, only to find students didn't enroll, and Adam shares the benefits of doing an early read? ¢ Adam and I discuss how they love how Whitman can adjust to accommodate the family where the CSS Profile helps a family ¢ Adam explains how a pre-read is different from a net price calculator Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

In this episode of Veteran on the Move, 8th-generation Texan and construction executive Victor L. Bretting shares hard-earned wisdom from nearly 50 years of leadership, resilience, and servant leadership. He opens up about navigating professional setbacks, tackling the vital topic of mental health—the inspiration behind his book The Man That I Would Become—and transitioning his grit into running B-Tex Ranch and co-hosting outdoor series on MyOutdoorTV. Episode Resources: Bretting Texan Ranch   About Our Guest  Victor L. Bretting is an author, speaker, construction executive, ranch owner, and 8th-generation Texan. With nearly 50 years of leadership experience in the construction industry, he has built a career centered on responsibility, perseverance, and service. He is the founder of B-Tex Ranch in North Texas. He is the author of The Man That I Would Become and co-hosts the new series Trekin Outdoors and The B-Tex Ranch on and MyOutdoorTV. About Our Sponsors Navy Federal Credit Union   If you're looking for a positive sign toward homeownership, this is it. That's because Navy Federal Credit Union's Homebuyers Choice loan has downpayment options as low as zero percent with no required private mortgage insurance. These benefits make homeownership more achievable for their members. Learn more here.  Terms and conditions apply. Loans subject to approval and eligibility requirements.  At Navy Federal, our members are the mission.    Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane's Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 600 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today.  

In this episode of The Loan Officer Podcast, host Dustin Owen sits down with Shane Kidwell, a former firefighter who has successfully transitioned into a top-producing loan officer and recognized AI expert in the mortgage industry. During their engaging conversation, Shane shares the inspiring story of how he leveraged artificial intelligence to revolutionize his mortgage business, moving away from traditional hiring practices and instead utilizing AI virtual assistants to perform specialized tasks with greater efficiency and at a fraction of the cost. Shane delves into the practical, real-world applications of AI that have made the biggest impact on his business operations. He discusses how he uses AI tools to automate the creation and scheduling of social media content, generate SEO-optimized blog posts to boost online visibility, and streamline financial reconciliation processes that once consumed hours of manual work. By integrating these AI-driven solutions, Shane has been able to scale his business, reduce overhead, and focus more on client relationships and strategic growth. Throughout the episode, Shane also addresses some of the most common mistakes that beginners make when adopting AI in their workflow. He explains the importance of understanding context windows, which refers to how much information an AI model can process at once, and the pitfalls of selecting the wrong AI models for specific tasks, which can lead to inefficiencies and frustration. Shane emphasizes the need for mortgage professionals to educate themselves on the capabilities and limitations of different AI tools to maximize their benefits. Shane's core message to listeners is clear: by thoughtfully building a specialized AI team tailored to your business needs, you can reclaim valuable time, achieve a healthier work-life balance, and significantly increase your profitability in the competitive mortgage industry. He encourages loan officers to embrace AI not as a replacement for human talent, but as a powerful ally that can handle repetitive and time-consuming tasks, freeing up professionals to focus on what truly matters, serving their clients and growing their business. TLOP's Originator Coaching:

In this episode, Anise El Hayani shares his journey from mortgage expert to successful real estate investor, focusing on affordable housing and land development in San Antonio. Discover how his deep mortgage background fuels his investment strategies and the lessons learned along the way.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode you will hear: (04:44) Mark interviews Mitch Gordon and Jennifer Ziegenfus-Verto Education Part 5 of 5-Preview v Mitch talks about how safe the sites that the students are at are v Jen talks about how a visit she took from Boulder to the London site, and it was transformational for her understanding of the magic of Verto v Mitch talks about whether a student or parent can visit an overseas site before they commit v Mitch tells us more about how Parents Days work v Jen talks about where someone who is interested in Verto should go next to learn even more about Verto v Mitch talks about his vision about he envisions Verto will look like in 2032 when Verto is 15 years old v We close with Jen and Mitch going on the hot seat in our lightning round (34:55) Mark and Christina interview Adam Miller, The VP of Enrollment at Whiman College, Part 3 of 3 Understanding Whitman · Adam discusses how practically does being "need-aware" look like at Whitman · Adam discusses what Whitman needs to work on to be an even better college · Adam talks about what Walla Walla is like as a town · Adam talks about the weather in Walla Walla, Washington · Adam talks about the wine culture in Walla Walla · Adam talks about how Whitman celebrates the Liberal Arts Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

If I had to generate $100,000 in revenue over the next 90 days, this is exactly what I would do. You and me at a whiteboard. No fluff. No theory .Grab a notepad, get a pen, and let's get to work.

Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to talk about how the interest rate hike impacted stocks and how you can get a late charge off your credit card. He hosts “Home Sweet Home Chicago” on Saturdays from […]

In this episode, Monika explores why having more money does not necessarily mean having more stuff. She shares what decades of working with money have taught her about freedom, consumption, lifestyle inflation, maintenance costs and the idea of finding your own “enough” — and why she would rather spend on time, comfort and well-being than on possessions that create more work.She looks at how a high-cost lifestyle can limit financial freedom, why experiences can also become another form of consumption, and how being intentional about what you spend on can help you build a life that is richer without necessarily owning more. The goal, she argues, is not deprivation but knowing what genuinely adds value to your life and letting go of the rest.In the listener questions, Raja from UAE asks how to restructure his portfolio as he retires and moves back to India, including his PMS, AIFs, mutual funds, property and insurance policies; Anon asks how to build a self-employed career around investing and finance without relying on trading or prematurely giving up a salaried career; and Sarini from Kolkata asks how to find out how much her bank or agent earns from the financial products she invests in.Chapters:(00:00–00:00) Investing in Turbulent Times(00:00–00:00) How Should You Invest While Paying Off a Loan?(00:00–00:00) Should You Sell Property to Build Your Retirement Corpus?(00:00–00:00) How Can You Choose the Right Health Insurer?(00:00–00:00) What Should You Check Before Buying Health Insurance?If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Episode 684 Join Carl White, Jim Reed, and the community at the next LIVE event in Clearwater Beach, Florida. Grab your spot at MastermindRetreats.com. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Jim Reed. In this episode, Jim Reed sits down with loan officer Mike Graber to talk about why a challenging mortgage market can actually create some of the biggest opportunities for growth. Mike shares why agents are looking for loan officers who bring energy, ideas, and solutions instead of joining in on the negativity. Jim and Mike break down how loan officers can strengthen agent relationships, create more opportunities through education, and stay in front of more referral partners without trying to build a deep relationship with every single one. They also discuss the importance of getting back to the fundamentals, including consistent prospecting, following up with pre-approved borrowers, tracking agent relationships, and using simple text messages to start conversations that lead to business. Mike shares how implementing proven strategies instead of making excuses helped him grow his production significantly, along with the role trust, consistency, and being willing to fail played in that growth. Plus, Jim and Mike lay out what they would do if they suddenly found themselves with an empty pipeline, including calling agents, expanding product knowledge, reconnecting with old leads, and getting their mindset back where it needs to be. If your production has slowed down or you are wondering where the opportunities are in today's market, this episode will give you practical ideas for getting back into conversations and creating momentum.

On August 3, 2026, Fannie Mae and Freddie Mac retired Limited Review. Everycondo loan in a project over 10 units now runs a Full Review of the HOA'sfinances. And on January 4, 2027, the minimum reserve allocation jumps from10% to 15%.You used to worry about whether YOU qualified. Now your condo has to qualify too.Source: Fannie Mae Lender Letter LL-2026-03⏱ CHAPTERS0:00 - 800 credit score, 20% down, denied0:00 - The two dates that matter0:00 - Limited Review is gone0:00 - Reserves: 10% to 15%0:00 - Why a reserve study isn't an escape hatch0:00 - Critical repairs and deferred maintenance0:00 - Special assessments: what lenders actually ask0:00 - Insurance (this one's brutal in California)0:00 - More paperwork, more delays0:00 - The good news nobody's talking about0:00 - If you already own a condo, watch this part0:00 - What to ask for before you're deep in escrow

Andy explains that he and his wife have run and grown their landscaping business for 12 years without borrowing money, influenced by Dave Ramsey's Financial Peace University, and are now fully debt-free personally and in business. Andy discusses how he accounts for his own labor by splitting his salary between overhead and job costs and clocking in when working on-site, while most estimating, design, and project management stays in overhead; he also describes hiring a full-time designer/site layout specialist to build detailed, buildable plan sets, GPS layouts, and SOPs. He addresses whether to keep maintenance work and gives detailed work-life balance advice, including quitting Saturdays, setting clear boundaries for evening client meetings, and prioritizing family despite constant business stress.  

DSCR loan requirements: everything you need to qualify for a rental, all five laid out fast. No tax returns, no W-2, no personal income.In this episode, Ryan lays out the complete DSCR loan requirements checklist in the first minute, then walks through each one. A DSCR loan does not care what you make. It cares whether the property makes money, which is why an investor whose tax returns make them look broke on paper can still qualify.He covers the five requirements in order: your credit score and why pushing from 680 to 700 is the cheapest money you will ever make; the DSCR ratio and why 1.25 is the target and what happens as you drop toward breakeven; the 20 to 25 percent down payment and why that is not the same as your cash to close; the six months of PITIA reserves that trip up first-time investors the most; and the business-purpose requirement that lets the loan skip your personal income entirely. He also spells out everything that is NOT required: tax returns, W-2s, pay stubs, bank statements, and personal debt-to-income.The episode closes with a five-item self-check to run before you ever call a lender.The property has to make money. You do not have to prove that you do.

Take the free Predictable Income Map quiz at predictableproducer.com/quiz. Five questions, two minutes. Find out exactly which of the 5 stages you are in and what is keeping you there. You're already creating wins in your business. The question is, what are you doing with them?In this episode, Steve shares how to turn great closings, client testimonials, agent feedback, and everyday wins into stories that can generate your next referral. It starts with something simple: create a win sheet and document what's working.Steve breaks down when to ask for reviews and how to repurpose those wins across emails, social media, videos, ads, presentations, and conversations with referral partners. Instead of telling people how great your process is, show them through the stories of the people you've already helped.Want to go deeper? Visit LoanOfficerLeadership.com for the free How to Close 10 Loans a Month webinar, the 5-Day Predictable Producer Challenge, and more resources to help you build a predictable business. Ready to build a predictable production system? The 5-Day Predictable Producer Challenge walks you through identity, the math, your warm list, your calendar, and the exact ask, one day at a time. On demand. Start today at predictableproducer.com/challenge. 

FBI Director Kash Patel says his agency continues to work with utilities across the country to strengthen their cyber defenses. That's in the wake of cyberattacks on U.S. water systems earlier this year, including in Minnesota. And Carleton College has announced it will eliminate loans from its financial aid packages beginning next fall.Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.

In this episode, Christopher Smith, a seasoned mortgage professional with 30 years of experience, shares insights on building a successful career in the mortgage industry, mentoring new loan officers, and leveraging unique loan products like the all-in-one loan. Discover strategies for navigating market challenges and seizing new opportunities in real estate finance.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, Peggy Beauregard shares her extensive knowledge on financial literacy, real estate investing, and building wealth through strategic planning and education. Discover actionable strategies, age-specific teaching modules, and insights from a seasoned investor and educator.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Take the free Predictable Income Map quiz at predictableproducer.com/quiz. Five questions, two minutes. Find out exactly which of the 5 stages you are in and what is keeping you there. You're already creating wins in your business. The question is, what are you doing with them?In this episode, Steve shares how to turn great closings, client testimonials, agent feedback, and everyday wins into stories that can generate your next referral. It starts with something simple: create a win sheet and document what's working.Steve breaks down when to ask for reviews and how to repurpose those wins across emails, social media, videos, ads, presentations, and conversations with referral partners. Instead of telling people how great your process is, show them through the stories of the people you've already helped.Want to go deeper? Visit LoanOfficerLeadership.com for the free How to Close 10 Loans a Month webinar, the 5-Day Predictable Producer Challenge, and more resources to help you build a predictable business. Ready to build a predictable production system? The 5-Day Predictable Producer Challenge walks you through identity, the math, your warm list, your calendar, and the exact ask, one day at a time. On demand. Start today at predictableproducer.com/challenge. 

Let's talk about doomers, climate, sharks, and loans....

In this episode you will hear: Mark interviews Mitch Gordon and Jennifer Ziegenfus-Verto Education Part 4 of 5-Preview v Mitch talks about how hard covid was extremely hard on Verto and he talks about what was it that allowed Verto to survive and then thrive through Verto v Mitch talks about what residential environment is like for students v Mitch talks about the course offerings are that are available at each location v Mitch talks about how they added several stem heavy partners and how they wanted certain courses to be provided so they added these courses v Mitch talks about how they find faculty for Verto v Mitch talks about the average class size and he talks about what his very ambitious goal is when it comes to the quality of the teaching faculty v Mitch talks about some of the experiential learning that occurs as part of the Verto experience v Jen talks about the extracurricular opportunities that are available v Mitch talks about the importance of community and connection at Verto v I ask Mitch and Jen what Verto needs to do better and they share specific things that they want to improve Mark and Christina interview Adam Miller, The VP of Enrollment at Whiman College, Part 2 of 3 Understanding Whitman · Adam discusses what the admissions office looks for when they are deciding who to admit, and he singles out some very specific personal qualities that Whitman values · Adam paints a clear picture of the type of performance from a grades and rigor standpoint that is competitive in the Whitman admission process · Adam discusses Whitman's perspective on standardized testing · Whitman discusses the role that interviews play in the Whitman admission process · Whitman talks about how extracurricular activities impact how an admissions file is read · Adam shares the role that writing plays in the evaluation process Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

In this episode of Veteran on the Move, Joe sits down with Army veteran Mark Hurd to discuss the challenges of transitioning away from a military career and a mission he deeply loved. Mark shares practical advice on how veterans can navigate the difficulties of leaving active duty, find a fresh sense of purpose on the outside, and proactively set themselves up for success before stepping into civilian life. The conversation also touches on his post-military path into local public service, including his run for county commissioner in Wilson County, Texas, and how he is applying his decades of military problem-solving to local community leadership. Episode Resources: Mark Hurd About Our Guest  Colonel (Ret.) Mark Hurd is a senior executive and military leader with three decades of experience directing large-scale operations, strategic planning, organizational transformation, and healthcare systems within the U.S. Army and the Defense Health Agency. A graduate of the U.S. Army War College with a Master of Strategic Studies and holder of a Master of Arts in Business Management from Webster University, Colonel Hurd is recognized for his expertise in operational planning, organizational leadership, Lean Six Sigma process improvement, and strategic health system management. His accomplishments include leading transformational initiatives for Army Holistic Health and Fitness (H2F), supporting the Defense Health Agency transition, managing multinational medical operations during combat deployments, and delivering significant operational efficiencies and cost savings. A Bronze Star recipient and member of the Order of Military Medical Merit, Colonel Hurd continues to apply his leadership experience to public service, organizational excellence, and community engagement.   About Our Sponsors Navy Federal Credit Union   If you're looking for a positive sign toward homeownership, this is it. That's because Navy Federal Credit Union's Homebuyers Choice loan has downpayment options as low as zero percent with no required private mortgage insurance. These benefits make homeownership more achievable for their members. Learn more here.  Terms and conditions apply. Loans subject to approval and eligibility requirements.  At Navy Federal, our members are the mission.    Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane's Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 600 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today.  

In this episode, Grant Lee shares his journey from curiosity about real estate to becoming a senior loan officer and entrepreneur. He discusses his unique approach to mortgage solutions, building relationships, and scaling his business in a competitive market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Six Flags now lets guests finance a season pass, or any online order of $49 or more, through Flex Pay by Upgrade. It is presented as a way to spread a pass into monthly payments, and it is a loan from an outside lender, with a credit check, an 18-and-over requirement, a possible down payment, and an APR from 0% to 36% depending on the borrower. For a company this cash-constrained, the move makes sense: Six Flags gets paid up front, the lender carries the risk, and no internal department has to exist. The program helps most the people who need it least, since guests who cannot buy a pass outright are the ones who draw the highest rates. A day later, Six Flags said it acquired ArieForce One, the Rocky Mountain Construction coaster that closed August 2 when Fun Spot shut its Atlanta park, and will reopen it at an undisclosed park in the 2028 to 2029 seasons. No price, no timeline, but the name stays. A used coaster costs a fraction of a new one even after teardown and transport. Meanwhile, Warner Bros. World Abu Dhabi named its three Harry Potter lands: Diagon Alley, Hogwarts Castle, and the Forbidden Forest, the first Potter lands outside a Universal park and the first built by the company that owns the IP. Whatever the online reaction to the region, this is a good sign for anyone in the industry. New immersive builds with real show control mean work; Warner Bros. has run physical experiences since the London studio tour, and Miral knows how to run a theme park. Listen to weekly BONUS episodes on our Patreon.

Featured on WGN Radio's “Home Sweet Home Chicago” 09/12/26: Frank Wasilewski, CEO of Access, joins the show to talk about their “What’s Next For Mom and Dad” special on Tuesday, Sept. 22 hosted by WGN’s own, Jon Hansen. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call 630-616-6249. Have a question you want […]

Featured on WGN Radio's Home Sweet Home Chicago on 09/12/25: Sara Andreas of Robert R. Andreas & Sons, Inc., General Contractors Specializing in Concrete, joins the show to share that you can find big savings when you combine multiple projects on your property. To learn more about Robert R. Andreas & Sons, Inc. General Contractors Specializing in […]

Featured on WGN Radio's “Home Sweet Home Chicago” on 09/12/2026: Bob Schmitt of Junkluggers joins the show to teach listeners about their bulk item hauling and what spaces they can help clean out. To learn more about what Junkluggers can do for you, go to www.junkluggers.com or give them a call at 1-800-LUG-JUNK (1-800-584-5865). Have a question you want […]

This week on Home Sweet Home Chicago, Wendy Snyder, in for David Hochberg, is joined by Frank Wasilewski, CEO of Access, to highlight their “What’s Next For Mom and Dad” special hosted by Jon Hansen, then Sara Andreas of Robert R. Andreas & Sons, Inc. talks about big savings, Bob Schmitt of Junkluggers talks bulk item hauling, and […]

There is a new type of loan that is sweeping through the country right now. It's advertised as a super quick and super easy way to get a mortgage to buy a home. In recent years, Wall Street has been funneling billions of dollars into these loans. But these loans are also raising questions. Are they a financial innovation that's helping the housing market? Or ... a sign that Wall Street might be forgetting the mistakes that led to the Global Financial Crisis? On today's show, we head to Baltimore, where abandoned rowhomes have become a familiar sight. Reporters Hallie Miller, Jack Bologna and Sahana Jayaraman from The Baltimore Banner have been following this new loan as it's been bringing millions of dollars into some of Baltimore's most distressed neighborhoods. But, a few years ago, two local landlords quickly and quietly amassed what might be one of the largest private real estate portfolios in Baltimore: Over 700 homes and $100 million dollars in borrowed cash. Using this hot new loan. And then they tried to disappear. We talk with the Banner reporters about what they found at the heart of this mystery, and why it might have implications for the rest of the country. Read the Banner's reporting:The housing hustle igniting a foreclosure crisis in BaltimoreBefore mass foreclosures, DSCR loans looked good for Baltimore Could a few 'bad actors' upend Baltimore's housing hopes?Baltimore will investigate New York investor group for housing discrimination Baltimore is striking fear into private lenders across the country From $3.7M to $9.9M: Federal probe focuses on 42 Baltimore homes sold again and againThe FBI is investigating the New York investors behind Baltimore's foreclosure waveFake deeds, real money: New York investors accused of another Baltimore scamHow do you build a huge portfolio of Baltimore rentals? It helps to know a guy.The loans behind Baltimore's foreclosure crisis are surging in cities across the nation  Baltimore ballroom ‘icon' survives a life of grit with glamourRead: Our book: Planet Money: A Guide to the Economic Forces That Shape Your Life Our weekly longform Planet Money newsletterOur weekly Indicator round-up newsletterFollow: InstagramTikTokYouTubeFacebookSupport public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include bonus episodes and sponsor-free listening. Learn more at plus.npr.org.This episode was hosted by Jeff Guo. It was produced by Sam Yellowhorse Kesler and edited by Jess Jiang. It was fact-checked by Sierra Juarez and engineered by Travis Hagen. Alex Goldmark is Planet Money's executive producer. Music: Universal Production Music - "Slick Groove," "Seven Secrets," and "Jazz Move"See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Can artificial intelligence really replace human loan servicers when a mortgage goes into default, or is handing your note portfolio over to an algorithm a recipe for disaster? Welcome back to The Note Closers Show! In this episode, Scott Carson evaluates the state of 100% AI-driven loan servicing following a 30-minute demonstration with a leading fintech servicing provider. While AI excels at streamlining automated tasks for performing paper—such as generating monthly billing statements, updating payment methods, sending automated text pings, and onboarding loan documents—it falls short when managing non-performing mortgages. Scott breaks down why default workouts require human empathy, flexible negotiation, and nuanced communication that algorithms simply cannot replicate. From handling hostile borrower interactions to structuring custom workout plans, cash-for-keys, and legal escalations across varied state foreclosure timelines, Scott details the limitations of full AI servicing and highlights where predictive analytics will transform the debt industry in the near future. Key Topics Covered:The Servicing Demo Breakdown: Reviewing a full walkthrough of a 100% AI-powered loan servicing platform and assessing its actual capabilities. Performing vs. Non-Performing Suitability: Why AI automation works well for performing debt, originations, and hard money loans, but struggles with default management. State Licensing & Compliance: Navigating multi-state licensing requirements, bankruptcy protections, and legal compliance when utilizing automated collection systems. The Empathy & Flexibility Deficit: Why automated bots fail during complex loss mitigation, custom payment adjustments, and emotional borrower conversations. Hidden Costs of Low-Cost Servicing: Analyzing how saving $12 to $30 per month on automated fees can lead to extended delays, uncollected debt, and legal missteps. Document Scrubbing & Due Diligence: Leveraging AI for collateral file reviews, onboarding newly originated loans, and checking tax or insurance records. Predictive Servicing Futures: How machine learning algorithms will soon track economic shifts, employment layoffs, and seasonal spending to forecast borrower defaults. Human-in-the-Loop Management: Why human asset managers remain essential for non-performing workouts, legal coordination, and foreclosure executions. AI is a powerful tool for analyzing files and speeding up due diligence, but human oversight remains critical when managing distressed borrowers! Protect your portfolio, understand system limits, and keep your workouts on track. Have questions about selecting loan servicers, managing non-performing notes, or implementing AI tools into your deal workflow? Schedule a strategy session with Scott at talkwithscottcarson.com ! Register for an upcoming live masterclass at notebuyingfordummies.com or wholesalingnotes.com. Be sure to subscribe, leave a 5-star review, and share this episode with fellow investors!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Download your free LSAT cheat sheet here: https://unpluggedprep.com/cheatsheet I scored a 152 my first LSAT. Got to a 175. I've been teaching this test since 2005. If you're prelaw, applying now, or stuck, you're in the right place.

In this episode, Moshon Reuveni, CEO of Lendersa, discusses how his AI-powered hard money marketplace is transforming real estate financing by providing a transparent, efficient platform for private and commercial loans. He shares insights into the current market, how AI is streamlining negotiations, and the future of land and property development financing.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Một lực lượng hải quân linh hoạt hơn có thể giúp Đài Loan ngăn chặn Trung Quốc.Xem thêm.

#Bàigiảng của linh mục #PhanxicôXaviêBảoLộc trong #thánhlễ Thứ Sáu tuần XXIII Thường niên, cử hành lúc 17:30 ngày 11-9-2026 tại Nhà nguyện Trung tâm Mục vụ TGP Sài Gòn

In memory of Charlie Kirk, we revisit four memorable appearances from his time on The Dennis Prager Show, spanning nearly seven years. From his early work building Turning Point USA to his growing influence as a voice for young conservatives, these conversations capture Charlie’s passion for America, Judeo-Christian values, education, and the future of the conservative movement. • November 17, 2015 — Dennis talks with Charlie Kirk, founder and executive director of Turning Point USA, about the growing national student movement promoting conservative values on college campuses. Dennis also teaches the PragerU course “Student Debt: The Game of Loans.” • October 11, 2018 — Charlie Kirk, founder and president of Turning Point USA, joins Dennis to discuss his book Campus Battlefield: How Conservatives Can WIN the Battle on Campus and Why It Matters and the Left’s obsession with identity and “white men.” • August 25, 2020 — Dennis talks with Charlie following his appearance at the Republican National Convention. Charlie discusses President Trump, whom he described as “the bodyguard of Western Civilization,” and the political moment facing America. • July 26, 2022 — Dennis talks with his fellow talk show host and longtime conservative activist Charlie Kirk about his book The College Scam: How America’s Universities Are Bankrupting and Brainwashing Away the Future of America’s Youth and the state of higher education in America. Follow on Apple Podcasts: https://podcasts.apple.com/us/podcast/timeless-wisdom-with-dennis-prager/id1517302239 Follow us on Spotify: https://open.spotify.com/show/4SZEYeH4tuLr2FvG4ok1rl Learn more about Dennis Prager: https://pragertopia.com/ Follow Dennis on Facebook: https://www.facebook.com/DennisPrager Follow Dennis on Instagram: https://www.instagram.com/thedennisprager/ Follow Dennis on X: https://x.com/DennisPrager Learn more about the Salem Podcast Network: https://salempodcastnetwork.com/ Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

In this episode you will hear: (08:53) Mark interviews Mitch Gordon and Jennifer Ziegenfus-Verto Education Part 3 of 5-Preview  Jen and Mitch talk about the growth of students who are now choosing Verto as their first choice and how, increasingly, students are starting with Verto as their first-choice option  Mitch explains the college counseling that Verto provides for students who want to start with Verto, and how they have their own version of the Common App  Jen talks about how incredibly important it is for Verto to have an academic team and an academic advisory board so Verto can have the right classes for students  Jen talks about how the Verto model is set up for students to graduate in four years  Mitch talks about the cost of attending a Verto program and Verto's commitment to access.  Mitch talks about the Global Citizenship scholarship, and some of the other scholarships that Verto offers  Mitch talks about what is covered and not covered in the Verto fees  Jen talks about how excursions are built into the Verto experience  Mitch talks about what qualifications are required for a student to transfer back, and we talk about how Verto can avoid sending a student to a college who has the correct GPA but the kid is a knucklehead  Mitch and Jen discuss what percentage of Verto students who start with the invite end up at a Verto partner school after their Verto experience  Mitch and Jen talk about how some colleges even send their students care packages, and some colleges even visit students at their overseas location (32:26)Mark and Christina interview Adam Miller, The VP of Enrollment at Whiman College, Part 1 of 3 Understanding Whitman · Adam gives his backstory · Adam explains, "Why Whitman" · Adam discusses, the "Semester in the West" · Adam explains the outstanding outdoor program at Whitman · Adam discusses the Senior Thesis and the strength in stem · Adam explains the very unique one on one career counseling program at Whitman Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

In this episode of the Loan Officer Podcast, host Dustin Owen and co-host Marketing Mike engage in a lively debate about the true value of professional conferences for mortgage industry professionals. They explore the different factors that loan officers should consider when deciding whether or not to attend these events, taking into account the various stages of a mortgage professional's career. Mike offers a word of caution to newer loan officers, suggesting that those just starting out should focus their time and resources on finding a good coach and building a strong local network before investing in expensive conferences. He believes that establishing a solid foundation at home can provide more immediate benefits for those who are still learning the ropes. On the other hand, Dustin highlights the unique opportunities that conferences can provide for intentional networking and professional growth. He shares his perspective that, when approached with a clear plan, conferences can be a powerful tool for expanding one's network and learning from industry leaders. Dustin recommends that loan officers limit themselves to attending no more than two conferences per year in order to maximize the value of each experience and avoid burnout. Both hosts agree that it is crucial for attendees to set specific goals and objectives before registering for any event. By doing so, loan officers can ensure that their time and money are well spent, rather than wasted on activities that do not contribute to their professional development. The episode also includes a special sponsor segment featuring Coach Christy, who takes a moment to promote her comprehensive originator coaching program. She explains how her program is designed to help loan officers at all stages of their careers achieve greater success through personalized coaching and support. Overall, the discussion provides valuable insights for mortgage professionals who are considering whether attending conferences is the right move for their business and career growth. TLOP's Originator Coaching:

Is it possible to secure double-digit yields on real estate without touching a paintbrush or taking on long-term market risk? Welcome back to The Note Closers Show Podcast!In today's episode, Scott Carson breaks down a real-world case study on a short-term, performing hard money loan in Mesquite, Texas. Sourced from a trusted 20+ year institutional lending partner, this deal illustrates how private note investors can deploy idle capital into low-risk, asset-backed debt and generate annualized returns of 11% to 12% in six months or less. Scott walks step-by-step through the loan underwriting, property valuation metrics, borrower exit strategy, and cash flow mechanics. Scott demonstrates how buying performing short-term paper provides built-in downside protection. Positioned in a fast-foreclosing state at a 49% loan-to-value relative to the pending sale price, this transaction shows how smart note structure protects your principal while delivering steady passive cash flow. Key Topics Covered:Short-Term Note Investing Framework: Advantages of funding 6- to 12-month fix-and-flip debt versus committing to long-term paper. Mesquite, TX Market Profile: Submarket dynamics on the northeast side of DFW Loop 635, local affordability, and buyer demand. Deal Acquisition & Capital Structure: Analysis of a $156,800 hard money loan originated against a $125,000 April 2026 acquisition price. Valuation Spread: Tracking property progress from an initial $190,000 as-is value and $320,000 ARV to a pending contract at $359,000. Yield & Cash Flow Math: Breaking down the 13% interest-only monthly payments ($1,699/mo), net cash flow, and 1% sourcing fee impacts. Annualized Return Analysis: Calculating a 5.5% absolute cash return over 6 months (11% annualized) or an 18,820 dollar net cash yield over 12 months (12% ROI). Downside Safeguards & Foreclosure Mechanics: Leveraging Texas' non-judicial foreclosure timeline and conservative 49% LTV protection. Due Diligence Checklist: Reviewing collateral files, title commitments, physical property condition, and listing statuses. Upcoming Workshops: Registration details for the 2-Day Virtual Note Buying Workshop (Sept 19–20, 2026) and Wholesaling Notes 101 Masterclass (Sept 26, 2026). Put your idle capital to work and start generating double-digit yields on asset-backed real estate debt! Have questions about reviewing performing loan tapes, analyzing fix-and-flip notes, or placing private capital? Book a strategy call directly with Scott at talkwithscottcarson.com or email scott@weclosenotes.com! Register for upcoming virtual masterclasses at notebuyingfordummies.com or wholesalingnotes.com. Remember to subscribe, leave a 5-star review, and share this episode with fellow investors! Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

In this episode, Liz Lopez shares her extensive experience in mortgage and real estate investing, offering insights into creative financing, market opportunities, and strategies for success in a challenging market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Công viên Khoa học Tân Trúc của Đài Loan và việc Israel tiếp nhận gần một triệu người nhập cư từ Liên Xô là hai trường hợp kinh điển về cách một quốc gia chuyển nguồn nhân tài ở nước ngoài thành tài sản công nghệ trong nước. Tuy nhiên, hai trường hợp này phản ánh hai bài toán có cấu trúc khác nhau. ... Cộng đồng người Việt ở nước ngoài có đặc điểm gần với trường hợp Đài Loan hơn nhiều so với Israel; vì vậy, điều này cần định hướng cách Hà Nội lựa chọn và vận dụng các công cụ chính sách.Xem thêm.

King Solomon had unmatched wealth, 3,000 proverbs, and all the pleasures mortality could buy—yet in the end, he wrestled with the haunting realization that worldly pursuits are nothing but "vanity of vanities." If you've ever felt cynical, burned out by work, or wondered where true purpose is found, the Wisdom Literature of the Old Testament holds the eternal answers you need. Summary: In this episode, we study Proverbs, Ecclesiastes, and the Song of Solomon, examining the contrast between the actionable principles of Proverbs and the raw, existential realism of Ecclesiastes. Moving through practical daily adages, profound philosophical dilemmas, and ancient love poetry, we uncover what it truly means to "get wisdom" and build a life anchored in God. The Foundation of Knowledge: We analyze Proverbs 1–3, learning why the "fear of the Lord" is the true starting point of understanding, and what it means to trust God rather than leaning on our own limited perspective. Personified Wisdom: We explore the voice of "Mother Wisdom" (Sophia) in Proverbs 8–9, discovering her premortal presence alongside the Creator and her open invitation to feast at her table. The Strength of Womanhood: We deconstruct Proverbs 31, moving past cultural stereotypes to celebrate a woman of strength, entrepreneurship, wisdom, and charity who honors the Lord. The Preacher's Crisis: We walk through the "scriptural pessimism" of Ecclesiastes 1–11, testing pleasure, wealth, popularity, and intellectual accomplishment to see why none of them can satisfy the eternal soul. A Time for Every Purpose: We study the rhythmic seasons of life in Ecclesiastes 3, finding peace in the Swedish concept of lagom ("just the right amount") and learning to do our daily homework while leaving the exam grades to God. The Whole Duty of Man: We arrive at the climax of Ecclesiastes 12:13—"Fear God, and keep his commandments"—and discover how the Song of Solomon points our deepest devotions toward the pure love of Jesus Christ. Call-to-Action: In Proverbs 3:5–6, we are invited to acknowledge God in all our ways so He can direct our paths. In what area of your life are you currently tempted to lean on your own understanding instead of trusting the Lord? Share your thoughts and favorite proverbs in the comments below! To keep your spiritual foundations deep and "Unshaken," please like, subscribe, and share this video! Chapter Timestamps: 0:00 Introduction to Proverbs 9:34 The Beginning of Wisdom (chp. 1-2) 21:36 Trust in the Lord (3) 36:03 Choosing the Right Woman (4-5) 45:23 Ants, Deadly Sins, & Rivers of Fire (6-7) 59:29 Sophia as Mother in Heaven (8) 1:16:17 Wisdom Compared to Foolishness (10-12) 1:29:14 Riches, Pride, Goals, Children, & Strife (13-15) 1:44:11 Hearts, Highways, Self-Discipline, Friends, & Fools (16-18) 1:57:58 Gifts, Loans, Parenting, Wine, Work, & Deep Water (19-20) 2:12:41 Peace, Generosity, Consecration, & Conservatism (21-22) 2:22:54 Deceitful Meat, Alcoholism, Adversity, & Sweetness (23-24) 2:34:40 Hot Coals & Cold Water, to Mock or Not to Mock (25-27) 2:48:53 Wickedness, Repentance, Leadership, & Contentment (28-30) 2:59:17 A Virtuous Woman (31) 3:23:00 Introduction to Ecclesiastes 3:35:51 All Is Vanity 3:48:23 To Everything There Is a Season 3:56:24 No Escape from the Grave 4:03:23 Open Your Ears More than Your Mouth 4:12:09 What's the Point? 4:23:07 No Labor in the Grave 4:33:46 The Conclusion of the Whole Matter 4:39:30 Song of Solomon 4:46:37 A Song of Love 5:01:22 Fair as the Moon, Clear as the Sun 5:07:00 Conclusion

Chase Koch is a member of the Koch family and leads Koch Disruptive Technologies at Koch Industries, one of the largest private companies in America. In this conversation, we break down the 41 principles behind Koch's management system, the values-first hiring philosophy that's helped grow the business 10,000x, and the story behind acquisitions like Molex and Georgia-Pacific. We also discuss Koch's evolution into a tech company and the power of finding your comparative advantage.=====================Arch Public is an agentic trading platform that automates investment strategies across Stocks, Commodities, ETFs and Crypto. Whether you're rotating into AI & Gold, allocating to the S&P 500, or accumulating Bitcoin, Arch Public executes your plan 24/7 without ever taking custody of your assets or funds. Sign up today at https://www.archpublic.com, and start your FREE automated trading strategy! =====================Need liquidity without selling your crypto? Take out a Figure Crypto-Backed Loan, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms, 8.91% interest rates, and no prepayment penalties. Or check out Democratized Prime (https://figuremarkets.co/pomp) and earn ~8.5% APY on real world assets. Unlock your crypto's potential today at Figure! https://figuremarkets.co/pomp Figure Lending LLC dba Figure (NMLS 1717824). Loans subject to approval. Crypto collateral may be liquidated. Terms apply - see full disclosures at https://figure.com/disclosures/ =====================Uphold is the easiest way to buy and sell crypto unlike any other platform allowing you to trade in just one step between any supported asset. Check them out at https://www.uphold.com/pomp/ This video includes a paid sponsorship with Uphold. I'm compensated by Uphold for promoting its products and services and may receive commissions from referrals. Terms apply. Not available in all jurisdictions. Digital assets are risky and may result in the total loss of your capital.=====================0:00 - Intro1:22 - What is Koch Industries? (scale, history, private company)9:09 - Charles Koch's principles & the Sunday economics lessons18:43 - Hiring philosophy: values first, skill second, credentials last32:05 - Koch as a tech company: Infor, software & AI35:30 - Horizontal capabilities & the Molex acquisition41:47 - Turning acquisitions into principle-based cultures47:03 - Origin story & lessons from near-bankruptcy failures56:50 - Builder vs. operator: finding your comparative advantage1:02:54 - Applying principles to society, bitcoin & individual sovereignty1:08:50 - Stand Together: philanthropy, education & micro-schools1:19:39 - Investing philosophy & finding the next big deal

What are the best financing options for real estate investors today? In this episode of the Massive Passive Cash Flow Podcast, Gary Wilson speaks with professional mortgage lender Gary Crowder about the changing world of real estate financing and how investors can better understand their borrowing options. The conversation dives into DSCR loans, traditional investment property financing, non-QM loans, down payments, credit requirements, rental income, and alternative lending strategies. Gary explains how a Debt Service Coverage Ratio (DSCR) loan can evaluate an investment property's projected rental income rather than relying solely on the borrower's personal income. This can create additional financing opportunities for qualified real estate investors and some self-employed borrowers. In This Episode: What DSCR loans are and how they work How rental income affects investment property financing What lenders look for when evaluating an investment property How credit and down payment can influence financing Traditional vs. non-QM investment property loans DSCR financing for multifamily properties What a 1.0 debt service coverage ratio means Why investors should compare bank, private, and hard money financing How better financial management can improve borrowing opportunities How real estate agents and lenders can build stronger partnerships   Connect with Gary Crowder: Email: gary.crowder@successlending.com Phone Number: 305-525-1252 Attention Investors and Agents:   Are you ready to scale your real estate business and connect with like-minded professionals?

DSCR loan down payment: how much cash to close you really need on a rental, not just the twenty percent down everybody budgets for. Here is the real number before it costs you a deal.In this episode, Ryan breaks down why twenty percent down was never your real number. Your down payment is one of three buckets. Cash to close is your down payment, plus closing costs, plus the reserves you have to prove in the bank, and first-time investors get caught by the gap right before closing.He covers what a DSCR down payment actually costs and what sets your tier; the closing costs and reserves most lenders never warn you about; and the levers that move your down payment up or down: your credit score, the property's DSCR ratio, the property type, and the loan size. He walks through why a smaller loan costs a bigger percentage, why six months of PITIA in reserves can make or break your file, and how pushing your credit up one band before you apply is the cheapest money you will ever make.The episode closes with the four steps to know your true cash to close before you ever write the offer.The down payment is what everybody plans for. The cash to close is what actually gets the deal done.

Rocket is again getting ahead of FHFA by raising conforming loan limits early, potentially to around $853,400, giving lenders a competitive opportunity to capture incremental agency volume and pull borrowers from jumbo financing while weighing the funding, hedging, and basis risk of holding those loans until the new limits become officially deliverable. Robbie interviews Curinos' Ken Flaherty and Rich Martin on the growing home-equity opportunity, using speed as a competitive advantage, reaching the next generation of borrowers, and tracking key mortgage-market trends over the next year. And specified payups have compressed in the selloff as weaker MBS valuations, higher volatility, and reduced liquidity diminish the value investors place on prepayment protection, making it important for lenders to use more conservative payup assumptions and avoid relying on historical premiums when pricing and hedging specified production.This week's podcasts are sponsored by NFTYDoor, the white-label HELOC platform for banks, credit unions, and  brokers. Close in zero days with warehouse funding. Power your home equity lending with NFTYDoor.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Send us Fan Mail3 HATS. 1 HUSTLE. Mortgage. Real Estate. Renovations.Cat Blackmon joins Mark Jones on RealEstateAF to break down what happens when one person has actually worked across all three sides of the transaction.Cat started as a loan officer assistant, became a Realtor, moved into mortgage origination, invested in and renovated properties, and built a business around understanding how the pieces actually fit together.We get into consistency, lead generation, investing, hard money, renovation financing, managing contractors, the $40,000 mistake that can happen on a flip—and then the conversation turns to one of the industry's hottest topics: Realtors becoming licensed loan officers.We discuss where dual licensing can genuinely benefit a consumer, where compensation models become questionable, and the difference between actually originating a mortgage versus simply sending a referral.CONNECT WITH CAT BLACKMONWebsite: CatBlackmon.comLinkedIn: Cat Blackmon on LinkedInReal Estate Profile: Cat Blackmon — Texas Edge RealtyBiggerPockets: Cathleen Blackmon on BiggerPocketsMortgage: Sr. Loan Officer | LoanPeople | NMLS #884811Real Estate: REALTOR® GRI | Texas Edge Realty | License #638326-SAPhone: (210) 870-8173Mortgage Email: Cat.Blackmon@LoanPeople.comReal Estate Email: Cat@TexasEdgeRealty.comREAL ESTATE AFHosted by Mark Jones | NMLS #513437Powered by LoanBot — Smarter Mortgage MatchingCHAPTERS00:00 Getting Better Every Day00:32 Welcome to RealEstateAF01:29 Cat's Journey: LOA → Realtor → Loan Officer02:29 Three Hats: Mortgage, Real Estate & Renovations13:43 Needle-Moving Activities & Consistency18:17 Becoming a Real Estate Investor20:42 Hard Money & Flipping23:18 Renovation Lending & Today's Market29:18 Finding Deals on the MLS30:47 The 70% Rule33:58 GC vs. Managing Subcontractors36:56 Renovation Nightmares38:18 The $40,000 Mistake40:22 Flip or Wholesale?45:53 The Dual-Licensing Debate46:33 Referral Fees & Commission Splits49:25 What Real Mortgage Origination Looks Like52:17 One Point of Contact58:34 Dual Licensing From the Consumer Side1:01:17 Cat's Five-Year Vision1:02:34 Rapid Fire1:07:26 Final AdviceDISCLAIMERThis podcast is for educational and entertainment purposes only and is not legal, tax, investment, real estate, mortgage, or compliance advice. Opinions are those of the individual speakers and do not necessarily represent their affiliated companies. Discussions involving licensing, compensation, referrals, RESPA, lending, or real estate regulations are general in nature; consult the appropriate broker, lender, compliance department, regulator, or legal professional regarding your specific circumstances. Loan programs, rates, terms, and eligibility are subject to applicable lender and program guidelines. Not all applicants will qualify. Nothing in this episode constitutes a commitment to lend.#RealEstateAF #Mortgage #RealEstate #RealEstateInvesting #RenovationSupport the showRealEstateAF is Powered by LoanBot.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

In this episode, Shaun Ashkenazy, founder of Lendyx and Onyx Funding, shares insights on private lending, deal structuring, and market opportunities. Discover how his boutique approach combines personalized service with institutional reach to navigate complex real estate finance.     Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, Michael Most shares his 26-year journey in the mortgage industry, his approach to building a nationwide team, and how he leverages AI to enhance recruiting and relationship management. Listeners will gain insights into trust-based client relationships, effective team building, and innovative use of technology. In this episode, we explore innovative strategies for scaling a mortgage fulfillment business, leveraging technology, systems, and team management to reach a billion-dollar goal.   Learn More in the Blog Article → https://investorfuel.com/blog/how-to-recruit-loan-officers/   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

We're excited to introduce Private Credit Crisis, a new weekly podcast from The Capitol Forum examining the policy problems building inside the private credit industry.In this first episode, Executive Editor Teddy Downey and reporter Josh Kosman sit down with attorney Jim Woolery, who is bringing lawsuits on behalf of investors alleging that private equity firms have inflated the assets on their balance sheets and charged inflated management fees on those assets, even as their performance has deteriorated.

Am I the Jerk? is the show where you can confess your deepest darkest secrets and be part of the conversation.

Episode 681 Schedule a one on one free coaching call at DailySuccessPlan.com and get help identifying the next steps to get your business moving again. Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, Carl White sits down with Kristin Simpson to talk about something every loan officer will face at some point: what happens when life knocks you off track? Whether it is a family situation, financial stress, a difficult season, or simply losing momentum, Carl and Kristin share how to get moving again without trying to make up for everything you missed all at once. Carl explains why the best way to restart is to focus on a "minimum viable day." Instead of overwhelming yourself with a huge list, start with a few simple activities that have historically created business, like calling five referral partners, following up with active leads and pre-approved borrowers, and making one past client call. They also discuss why consistency matters more than intensity, how the five-minute rule can make it easier to take that first step, and why your money-making activities should come before email, social media, and other busy work. If life, the market, or your own momentum has knocked you off course, this episode will help you stop looking backward, give yourself permission to start small, and focus on the next right thing you can do to create conversations, referrals, applications, and closings.

In this episode you will hear: Mark interviews Mitch Gordon and Jennifer Ziegenfus-Verto Education Part 2 of 5-Preview v Jennifer goes in some depth explaining when and how a university recommends the Verto option for students v Mitch explains what he means by the "glass half full" approach to when a student gets a Verto offer v Mitch talks about more selective colleges have partnered with Verto in recent years v Mitch talks about the experiential learning that happens at Verto v Mitch explains how he had his epiphany of how college can be a great benefit to the colleges v Jen was the Vice Chancellor at CU Boulder and she explains what the "value add' is to the colleges and she explains two distinct pathways that students come to their college from Verto; she describes the Direct Transfer Pathway to Verto and the traditional path where the college recommends Verto v Mitch talks about how Verto is creating the largest Transfer Network in the world and how it is an international network and how it is growing fast v Mitch talks about the year Verto started and what the early years were like; he also talks about what Verto looks for when they a select a college partner v Mitch talks about his vision for the future of Verto v Jen talks about what factor goes into whether a student gets assigned to Verto for one semester or for one year v Mitch talks about the five international locations that Verto has and he talks about what factors determine which location to the student ends up at Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self-reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people, find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/