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Clark's first business was a travel agency and he specialized in saving his clients money. Travel costs are challenging now, with airlines facing higher fuel expenses and travelers paying the price. Clark shares his back-to-basics strategy for finding affordable trips, including why flexibility is your greatest money-saving tool. Learn why Clark lets the deal determine the destination, how shoulder-season airfare pricing can create opportunities for savings, and why being a "free agent" when booking flights can help you see more of the world for less. Also, Clark explains the growing problem of "dark patterns" online—those annoying popups, misleading buttons, and sneaky subscription tactics designed to manipulate your decisions. While many of these practices aren't illegal, they are deceptive and can lead to unwanted purchases and recurring charges if you're caught unaware. Know what to watch for and how to avoid getting tricked into spending money you never intended to spend. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 29, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Clark Smart Travel: Segment 1 Ask Clark: Segment 2 Dark Patterns On The Lit Web: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Beat Summer Sticker Shock and Travel the ‘Clark Howard Way' Follow Clark Howard's #1 Rule To Travel Cheap Best Travel Credit Cards: How To Find the Perfect Fit for Your Spending How Does Booking Travel Through a Credit Card Rewards Program Compare? 3 Reasons You Should Never Book a Nonrefundable Hotel Room Dark patterns on the web are designed to manipulate you – why aren't they all illegal? Best Free Password Managers: 10 Top Picks - Clark Howard How To Create and Use Passkeys - Clark Howard Safe Browser Alternatives That Promise Not To Track You NYT - Her Life Savings Mysteriously Disappeared After a Systems Glitch Why You Need Paper Evidence of Your Financial Accounts Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us Fan MailOne day you're “clearing the planet.” The next, you're staring at a rental car door asking yourself if you can really walk away from everything you've been trained to fear. Claire Headley sits down with Ann Gollert Hill for part two of Scientology Stories, and Ann lays out the chain of events that turns long-term disillusionment into a real escape from the Sea Org.We dig into what life feels like inside Scientology's power structure, from Golden Era Productions and Int Base-style control to the punishing churn of the Basics campaign at Flag in Clearwater. Ann shares how violence, humiliation, and rigged tests keep people compliant, including being forced into degrading “ethics” consequences when leadership decides you are the day's target. Then comes the moment so many former members recognize: opening OT III and feeling something internal snap, as if the whole belief system suddenly reads differently.From there, the story becomes both terrifying and deeply human. Ann explains the quiet lifeline that mattered most: steady, nonjudgmental contact with her mom, and the simple truth that you cannot argue someone out of a high-control group but you can make yourself a safe place to land. Her breaking point hits after being screamed at for seeing her family, leading to a ten-hour decision, a letter left behind, and a drive into the unknown while watching the rearview mirror. Her brother Al helps her disappear across the country in his truck, buying her time to breathe, sleep, and start recovering from religious trauma.If this conversation helps you, subscribe, share it with someone who needs it, and leave a review so more people searching for Scientology, Sea Org, OT III, and cult recovery stories can find it.Support the showBFG Store - http://blownforgood-shop.fourthwall.com/Blown For Good on Audible - https://www.amazon.com/Blown-for-Good-Marc-Headley-audiobook/dp/B07GC6ZKGQ/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr=Blown For Good Website: http://blownforgood.com/PODCAST INFO:Podcast website: https://www.buzzsprout.com/2131160Apple Podcasts: https://podcasts.apple.com/us/podcast/blown-for-good-behind-the-iron-curtain-of-scientology/id1671284503RSS: https://feeds.buzzsprout.com/2131160.rssYOUTUBE PLAYLISTS:Spy Files Playlist: https://www.youtube.com/playlist?list=PLWtJfniWLwq4cA-eBNXD...
It's an ordinary day for Jassifer and Goo... enter Wrenzo the magni, a goblin wizard from another plane! He's got a big bad book that everybody wants, and a plan for a bog that... well, some people want. Thanks to our guest for this arc, Andrew Palmer, long-time friend of the pod and DM of the amazing D&D podcast, chasmquest.com! Thanks also to our awesome network Lore Party; and our EMPLOYEE OF THE MONTH, Patrick Brändstatter. We filled your cubicle with keyboards, Pat! You're welcome. You can become an Employee of the Month on our Patreon. (Or support the show with a one-off at Buy Me A Coffee.) Produced by Noah Perito & Lisa CondemiMusic by Noah Perito & Lisa Condemi Sound Effects:“Book Sounds” - Allsounds/Audionauti"Small Marketplace" - Sword Coast Soundscapes"time-stop" - damnsatinist"portal-idle" - couchhero"time-slow-down" - patricklieberkind "bamf" - themfish "30 minutes of NYC Subway Sounds" - Relaxing Recordings"electric-wire-03" - glaneur-de-sons"electric-zap" - michael-grinnell"Battle with Monsters and Magic" - Michaël Ghelfi"Explosion" - tommccann"marching-3" - webbfilmsuk"Summon Fey" - Michaël Ghelfi All sound effects under Freesound.org, unless listed as AllSounds/Audionauti, background sound effects, Free Audio Zone, Fun With Sound, Gaming Sound FX, Live Wallpaper Master, Lord Sandwich, Michaël Ghelfi, OmarSounds, Relaxing Recordings, Royalty Free FX, Sound Effect Database, Studiomod, Sword Coast Soundscapes, or Viral Vids NL. Additional sound effects by Noah Perito. Learn more about your ad choices. Visit megaphone.fm/adchoices
Chuck and Miles go over MSK Radiology basics with Brooke Beckett, MD. Dr. Beckett is a Radiologist and the Director of the Residency Program at Oregon Health and Science University. In Part 4 of 4, we discuss considerations for ordering imaging and the importance of clinical exam. How do you get better at reading MR images?
Growing a podcast audience has never been easy, and today's creators face more competition and more choices than ever before. In this episode, the morning show cast and crew sit down with Rob Walch to talk about audience growth, discoverability, monetization, AI, video podcasting, and the lessons learned from more than two decades in the industry. One of the biggest takeaways is why most podcasts don't grow as quickly as many creators expect. Rob shares practical advice on podcast SEO, advertising, and building an audience that sticks around. Whether you're launching your first show or looking to grow an existing one, this episode offers a realistic look at what it takes to succeed in podcasting today.Episode Highlights:[02:01] Meet Rob Walch[07:11] Blue Yeti Microphone: Then and Now[09:27] Why the Old Podcasting Advice Still Works[10:40] Is It Too Late to Start a Podcast?[15:35] How to Spot Fake Podcast Numbers[17:19] The Basics of Real Podcast Growth[21:37] Podcast SEO and Search Discovery[25:55] The Podcast Discovery Myth[27:14] Why Podcasters Quit[30:28] Monetization Beyond CPMs[35:06] Programmatic Ads Explained[37:39] The Reality of HLS Video[53:23] AI Tools vs. AI SlopLinks & Resources:Connect with Rob Walch:https://www.podcage.com/podcast411/about/https://www.inandaroundpodcasting.com/https://captivate.fmFeature Your Podcast on the Podcasting Morning Show:https://PodcastingMorningShow.com/spotlightThe Podcasting Morning Show:www.podcastingmorningshow.comWays to Watch or Listen: https://www.podcastingmorningshow.com/joinus/Meet the PMS Cast and Crew:https://podcastingmorningshow.com/peopleJoin The Empowered Podcasting Facebook Group:www.facebook.com/groups/empoweredpodcastingBook A Free Call With Marc:https://calendly.com/ironickmedia/freestrategycallApplication To Submit Your Show For Evaluation:https://podcastingmorningshow.com/evalJoin us every other Monday at 8 AM ET for the Obsession Worthy Podcasts:http://podcastingmorningshow.com/owp/Join us LIVE every weekday morning at 8 am ET (US) on Clubhouse: https://podcastingmorningshow.com/clubhousePowered by iRonickMedia.com and ContentCreatorsAccountant.comSend in your mailbag questions: https://www.podcastingmorningshow.com/contact/ or marc@ironickmedia.comWant to be a guest on The Podcasting Morning Show? Send me a message on PodMatch, here:https://podmatch.com/hostdetailpreview/1729879899384520035bad21b
At the World Congress of Anaesthesiologists (WCA) in Marrakech, Morocco, TopMedTalk co-editors In chief, Kate Leslie and Mike Grocott speak with Sydney anaesthesiologist Alwin Chuan, a member of the joint ESRA-ASRA working group on AI, about strengths and limitations of AI for regional anaesthesia and medicine. Chuan explains how generative AI is trained on vast datasets using transformer architectures, why outputs are probabilistic, and how context affects meaning. They discuss privacy and the possibility of personal or creative work being used as a commodity in training, internet "scraping," and the inevitability of hallucinations, including false facts and fabricated citations. The conversation covers bias in training corpora, the need for human curation and reinforcement learning, and mitigation via prompt engineering such as retrieval-augmented generation (RAG), citation/page verification, and confidence estimates. Chuan predicts future advances and the fusion of imaging AI with generative AI for ultrasound guidance, previewing a follow-up episode. -- Join us at Evidence Based Perioperative Medicine (EBPOM) World Congress 2026 in London. Be part of a global conversation as clinicians from around the world gather between 7-9th July at the British Library in London. Three days of evidence-based perioperative medicine, global insights, and expert debate—featuring speakers including Michael Marmot and Ken Rockwood. Register here - EBPOM World Congress 2026
The Federal Budget sparked plenty of debate among investors, but what do the proposed tax changes actually mean in practice? Bryce and Ren sit down with Everest Wealth co-founder Alex Luck to work through real-world case studies covering ETFs, capital gains tax, property investing, negative gearing and retirement planning. The conclusion may surprise some investors: while the rules may change, the fundamentals of long-term investing remain remarkably resilient.In this episode:00:00 Budget Investing Changes01:29 ETF Tax Case Studies04:04 Tax Winners and Losers07:26 Why Growth Still Wins11:35 Property vs Shares15:20 Negative Gearing Impact17:08 New Leverage Strategies19:33 Will Investors Leave Property?23:23 Dividend vs Growth Investing25:35 Retirement and FIRE Changes30:16 Final Investing TakeawaysStocks & ETFs mentioned: Vanguard Diversified High Growth ETF (ASX: VDHG), Vanguard Australian Shares High Yield ETF (ASX: VHY), iShares S&P 500 ETF (ASX: IVV), Betashares Nasdaq 100 ETF (ASX: NDQ)You can find Alex's case studies here: https://x40s1z0ymjt.typeform.com/to/XcqV93pFIf you would like to speak to Alex or any of his team head to equitymates.com/advice and we will put you in touch.To check out LendUs head to https://www.lendus.com.au/equitymates———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.
What does the Bible teach about the Holy Spirit?In this message from our Basics of the Faith series, Pastor Drew Webb explores the identity and work of the Holy Spirit. Learn why the Holy Spirit is not an impersonal power to be controlled but God Himself, dwelling within believers to illuminate Scripture, renew minds, convict hearts, and empower faithful living.Key Themes:
In this episode, soil specialist and consultant Dr. Jim Hoorman of Hoorman Soil discusses how increasing above-soil biomass plays a role in nutrient cycling. Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2090: Leo Babauta encourages aspiring entrepreneurs to stop waiting for the perfect moment and begin with the simplest possible version of their business while continuing to learn and adapt. He explores when to quit a day job, why failure is an essential teacher, and how freedom and meaningful work can make the hard effort of self-employment worthwhile. Read along with the original article(s) here: https://zenhabits.net/the-get-started-now-guide-to-becoming-self-employed/ Quotes to ponder: "Failure is not the end of your business. It's just the beginning." "Failure isn't a reason to get depressed, to quit. It's a learning opportunity. Failure is a stepping stone to your success." "All I know is I enjoy my freedom, and I'm happier than ever. I wish nothing less on all of you." Learn more about your ad choices. Visit megaphone.fm/adchoices
What's a World Cup hydration break really worth? Potentially billions in advertising inventory. This week, Bryce, Ren and Simon unpack the business of sport, from FIFA's controversial new breaks to UFC's costly White House spectacle and Ice Cube's surprise public listing plans. Then, Mr Beat Up assess Hims & Hers Health, a telehealth darling that's fallen hard from its highs. Is the market overreacting, or is the sell-off justified?In this episode:00:00 – FIFA's hydration breaks & the hidden ad revenue opportunity04:36 – The Knicks' success & Madison Square Garden's stock surge05:57 – UFC's expensive White House event & investor reaction07:37 – Ice Cube's Big3 basketball league heads for IPO09:42 – Mr Beat Up scorecard: reviewing previous picks11:34 – Hims & Hers Health & its rollercoaster journey16:22 – Applying the four-step stock checklist23:35 – Our Valuation verdictETFs and Stocks mentioned: Madison Square Garden Sports Corp (NYSE: MSGS), Madison Square Garden Entertainment Corp (NYSE: MSGE), TKO Group Holdings (NYSE: TKO), Formula One Group (NASDAQ: FWONK), Manchester United (NYSE: MANU), Juventus (BIT: JUVE), Brisbane Broncos (ASX: BBL), Xero (ASX: XRO), Duolingo (NASDAQ: DUOL), Flutter Entertainment (NYSE: FLUT), TransMedics Group (NASDAQ: TMDX), Nike (NYSE: NKE), Boeing (NYSE: BA), UnitedHealth Group (NYSE: UNH), Tesla (NASDAQ: TSLA), ServiceNow (NYSE: NOW), Hims & Hers Health (NYSE: HIMS), Novo Nordisk (NYSE: NVO)To check out LendUs head to https://www.lendus.com.au/equitymates———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.
SUMMER SCHOOL - Back to Basics & VBS Wrap Up 2026 - Week 3 - Psalms 139:1-6 - Matt Skrabec by FBC Benicia
What is the Bible, really? Is it a rulebook? A collection of stories? A source of wisdom? In this message from our Catechism: Back to the Basics series, we explore one of the most important questions every Christian should answer: What is the Bible? The Bible isn't merely information to be studied. It's an explanation of the human condition, an introduction to Jesus Christ, and an invitation into a relationship with God. Through a powerful illustration of a road sign pointing to something greater, we'll discover why the goal of Scripture isn't simply knowledge—it's encounter. Whether you're new to reading the Bible or you've been a Christian for years, this message will challenge you to move beyond secondhand faith and experience God's Word for yourself.
Learn how to properly study the Bible so you can understand Scripture in its proper context, avoid common misinterpretations, grow in spiritual maturity, and hear God's voice more clearly through His Word. After completing this Bible study, you will have a stronger foundation of faith and greater confidence in your ability to study, understand, and apply the Word of God in your daily life. __________ Notes & Scriptures: https://churchforentrepreneurs.com/basics Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com __________
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2089: Leo Babauta argues that self-employment is far more accessible than most people believe and that fear, not a lack of talent, is what holds many people back. He shares practical ways to reduce risk by staying lean, starting small, and learning through action, offering an encouraging path toward greater freedom and independence. Read along with the original article(s) here: https://zenhabits.net/the-get-started-now-guide-to-becoming-self-employed/ Quotes to ponder: "We all like freedom, but we allow our freedoms to be sacrificed out of fear." "Don't wait for perfection. Figure out the simplest way to start, and just start." "Don't start with a lot of expenses, start small, with zero or almost zero expenses." Learn more about your ad choices. Visit megaphone.fm/adchoices
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Hey Everyone, this is a "must listen". I have d new dental hygienists stepping into their first real earning years. Learn the basics of budgeting, benefits, taxes, and financial habits. I share three do's and don'ts to help you avoid common new-grad mistakes. Perfect for students preparing to graduate or clinicians in their first year.The first 10 years of your earning career as a dental hygienist are so vital to long term financial freedom. Please take my simple advice on the things that worked for me to set me up for a successful work- optional life in my 40's. You can do the small things that add up to big results. I want that for you!
Advice for trees and perennials in need.
Paring Down: Realistic minimalism to live more intentionally
Here's what you'll find in this week's mini episode, a.k.a. Chai Chat! I answer: 1. I looked at the Basics website for ethical clothing - holy moly the prices? How to even start? 2. How do you keep your mom's memory alive with your kids? (Mom died @23, 2 toddlers) Listener recommendation of the week: Kin by Tayari Jones Salt to the Sea by Ruta Sepetys MENTIONED THIS EPISODE Ep 37: Curating Simple & Ethical Closets with Lacey Woodroof abasicshop.com @sheisapaigeturner PARING DOWN (SHANNON LEYKO): Sign up for my newsletter! The L.E.S.S. Express Website: www.shannonleyko.com Instagram: @shannonleyko TikTok: @shannon_leyko Youtube: https://www.youtube.com/@shannonleyko Facebook: www.facebook.com/shannonleyko.paringdown Substack: Blog & Additional Support (free trial!) TAKE THE QUIZ!! "What's Your Decluttering Type?" & receive a customized playlist with 10 episodes of Paring Down for your exact needs. PARING DOWN RESOURCES: CLICK HERE for free checklist, hacks, worksheet, & more! SPONSORS: Get 10% off your first order of OSEA skincare (sitewide) with code PARING at OSEAMalibu.com $250 off Air Doctor Pro air purifier: https://airdoctorpro.com/ - Use code PARING 20% OFF any AquaTru water purifier when you go to AquaTru.com and use promo code PARING Ethical, luxury women's clothing at Quince.com/paring for 365-day returns, plus free shipping on your order! Go to BornShoes.com today for a 15% discount plus free ground shipping on all full-price shoes when you use my promo code, PARING 10 Free Meals from Hello Fresh + Free Breakfast For Life: www.hellofresh.com/paring10fm Only $2.99 per meal from Every Plate + 10% off for a month: www.everyplate.com/podcast - CODE: paring299 Find furniture, decor, and essentials that fit your unique style and budget. https://www.wayfair.com/ 15% off oneskin.co/PARING with code PARING Learn more about your ad choices. Visit megaphone.fm/adchoices
Bond yields are climbing, inflation is proving stickier than expected, and the bond market is sending a very different message to the share market. Sam Watkins (Head of PIMCO Australia & New Zealand) joins us to unpack what rising yields mean for stocks, why AI enthusiasm may be masking broader risks, and how investors can think about fixed income in a world where bonds are once again offering compelling income and portfolio protection.In this episode: 00:00 – What the bond market is telling investors04:31 – Why bond yields are rising around the world08:31 – Government debt, deficits and fiscal sustainability12:00 – Interest rate outlook: Australia and the US15:50 – Warren Buffett's warning on higher rates17:55 – AI euphoria vs bond market reality20:59 – PIMCO's base case for the economy23:48 – Why bonds are attractive again33:31 – How investors can access fixed income todayStocks & ETFs mentioned: PIMCO Short-Term Active Yield ETF (ASX: EARN), PIMCO Australian Bond Active ETF (ASX: PAUS), PIMCO Global Bond Active ETF (ASX: PGBF)———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.
In this episode of The UK Flooring Podcast, Tom is joined by John Beamson, also known as The CEO Adventurer, for a brutally honest conversation about business, accountability, resilience and why so many people want the big results without doing the simple things properly.From missed meetings and unreturned calls to poor follow-up, weak priorities and avoiding uncomfortable conversations, Tom and John dig into the basics that separate those who move forward from those who stay stuck.They also talk about Make or Break, challenging yourself properly, John's 3 Peaks, 3 Pots documentary, and why doing hard things in life often exposes the same habits that are holding you back in business.What You'll Learn in This EpisodeWhy the basics still matter more than most business owners realise.How missed calls, missed meetings and poor follow-up can cost you real money.Why people often chase big ideas while ignoring simple actions.The link between accountability, confidence and business growth.Why discomfort is often the thing that forces genuine progress.How Tom and John use challenge events to help people confront their own limits.Why doing hard things is not about ego, it is about building standards.Memorable Quote“How you do anything is how you do everything.”Speaker InformationJohn Beamson is The CEO Adventurer, working with CEOs, business owners and leaders through outdoor challenges, leadership development, mindset work and resilience coaching. His documentary, 3 Peaks, 3 Pots, follows an extreme challenge combining Britain's peaks and cave systems, using adventure as a metaphor for pressure, fear, business and life.You can find John here:Website: www.ceoadventurer.comDocumentary: 3 Peaks, 3 PotsLinkedIn: John BeamsonInstagram: @theceoadventurerWhere to Find The UK Flooring PodcastListen on Spotify, Apple Podcasts, or watch on the Cockerill & Co YouTube channel.The UK Flooring Podcast is produced by Cockerill & Co and is dedicated to sharing honest conversations, business lessons and real stories from across the flooring industry. Hosted on Acast. See acast.com/privacy for more information.
On today's episode, Dr. Mark Costes is joined by Ashlee Hirschfeld for another installment of the Back to Basics series, this time focusing on the numbers every dental practice owner must know. Mark and Ashlee discuss why even experienced owners benefit from revisiting the fundamentals, especially when so many dentists feel overwhelmed by reports, spreadsheets, overhead, and profitability. They break down the importance of understanding your P&L, knowing the difference between fixed and variable expenses, tracking lead and lag measures, and using your numbers as data instead of letting them trigger shame or panic. This episode is a practical reminder that financial clarity creates confidence, and once you know where you stand, you can make better decisions for your practice, your team, and your future. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
Chuck and Miles go over MSK Radiology basics with Brooke Beckett, MD. Dr. Beckett is a Radiologist and the Director of the Residency Program at Oregon Health and Science University. In Part 3, the discussion covers MRI as well as CT. What's best in an acute setting vs further out from the injury? What about for osteopenic patients?
From Shipping in Paraguay to Photojournalism in Kyrgyzstan: Luke Oppenheimer's Journey & the Making of Ottuk
Markets breathed a sigh of relief as the US and Iran confirmed a peace deal, sending stocks higher and oil lower. Bryce & Ren unpack what the agreement means for investors, why the biggest IPO in history has everyone talking, and how to think about the wave of mega-listings still to come. Plus, with tax time approaching fast, they run through a practical EOFY checklist that could save maximise your return.In this episode:00:00 – US-Iran peace deal confirmed02:12 – How markets reacted: oil, stocks & gold07:11 – Why long-term investors should ignore short-term panic08:13 – SpaceX becomes the largest IPO in history10:20 – IPOs explained: how they work and how they're priced14:57 – The hidden risks of buying hot IPOs21:42 – EOFY tax checklist for investors27:30 – Avoiding common tax-time mistakesETFs and Stocks mentioned: SpaceX (NASDAQ: SPCX), Meta Platforms (NASDAQ: META), Uber Technologies (NYSE: UBER), Spotify Technology (NYSE: SPOT), QBE Insurance Group (ASX: QBE)Video Editor Role: https://employmenthero.com/jobs/position/betashares-video-editor-equity-mates-lkxag/ Equity Mates Explains Channel: https://www.youtube.com/@EquityMatesExplains Go to flowpower.com.au/residential/equitymates and use code EM50 to score an extra $50 welcome credit when you sign up to Flow Power. T&Cs apply———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.
Book Review: The Infinite sadness of small appliances Brendan reviews The Infinite Sadness of Small Appliances and discusses why he has fallen for a kind vacuum cleaner. Main Topic: Back to Basics – Clinical techniques in Reptiles We cover clinical techniques in reptiles, such as blood collection, radiographs and bandaging. Enjoy this ‘Back to Basics’ episode. VetGurus Merchandise – VetGurus Etsy Store VetGurus Shop Checkout the VetGurus range of quirky, distinctive branded items. All purchases help support our podcast , helping pay for our production costs. So the bonus for you is that you get some great merchandise and you feel good inside for supporting us – win:win. So click on this link and get shopping. Order now: VetGurus Shop. Say Hi! Send us an email: VetGurus@Gmail.com. We love hearing from our listeners – give us a yell now! Become a Patron Become a Patron of VetGurus: Support us by ‘throwing a bone’ to the VetGurus – a small regular donation to help pay for our production costs. It’s easy; just go to our Patreon site. You can be a rabbit.. or an echidna.. one day we are hoping for a Guru level patron! https://www.patreon.com/VetGurus Support our Sponsors Microchips Australia: Microchips Australia is the Australian distributor for: Trovan microchips, readers and reading systems; Lone Star Veterinary Retractor systems and Petrek GPS tracking products. Microchips Australia is run by veterinarians experienced in small and large animal as well as avian and exotic practice, they know exactly what is needed for your practice. Chemical Essentials. Cleaning and disinfection products and solutions for a wide variety of industries throughout Australia, as well as specific markets in New Zealand, Singapore and Papua New Guinea. The sole importer of the internationally acclaimed F10SC Disinfectant and its related range of advanced cleaning, personal hygiene and animal skin care products. Specialised Animal Nutrition. Specialised Animal Nutrition is the Australian distributor of Oxbow Animal Health products. Used and recommended by top exotic animal veterinarians around the globe, the Oxbow range comprises premium life-staged feeds and supportive care products for small herbivores. About Our Podcast The veterinary podcast about veterinary medicine and surgery, current news items of interest, case reports and anecdotes. Wait: It's not all about veterinary matters! We also discuss other areas we are passionate about, including photography and wildlife. Thanks for joining us – Brendan and Mark. Our podcast is for veterinarians, veterinary students and veterinary nurses/technicians. If you are at pet owner please search elsewhere – there are lots of great podcasts aimed specifically at pet owners. Disclaimer Any discussion of medical or veterinary matters is of a general nature. Consult a veterinarian with experience in the appropriate field for specific information relating to topics mentioned in our podcast or on our website.
Boom Bap Basics Vol. 14 by KDP by Kurlee Daddee Productions
Send us Fan MailBourbon Basics: Three Young Guys Enter the Bourbon World — and Nothing Goes as ExpectedMy son Ian and his two best friends Bryant and Evan are 25 years old. They've been drinking bourbon for about two years. And when I started asking them what they actually knew about it… well, let's just say we had some work to do.In this episode of Bottles & Bites Without Borders, we sit down for a full bourbon education — covering everything from distillery profiles and mashbills to wheated bourbons, high rye, single barrel, small batch, and full proof expressions. The guys ask the questions that most beginners are afraid to ask, and we keep it real, fun, and completely unpretentious.Then comes the real test. I poured five bourbons completely blind — no labels, no hints — and had Ian, Bryant, and Evan nose, sip, and rank every single one. The conversation is honest, the reactions are unfiltered, and the reveal at the end left everybody surprised.If you're new to bourbon, this episode is your starting point. If you've been in the game for a while, sit back and enjoy watching three guys discover what's actually in their glass for the very first time.Pull up a chair. Pour something good. Class is in session.
In this episode, Mike Bullmore shares encouragement and advice for preachers today. Mike Bullmore served as the founding and senior pastor of CrossWay Community Church in Bristol, Wisconsin, for 25 years. He is also the author of 'The Heart of Preaching: The Functional Centrality of the Gospel in the Life and Work of the Preacher' from Crossway. ❖ Listen to “The Basics of Good Preaching" with Doug O'Donnell: Apple Podcasts | Spotify | YouTube If you enjoyed this episode, be sure to leave us a review, which helps us spread the word about the show.
Hungry for more? We've got the table set for you. Visit thebasicswithbeth.com to binge the basics on your favorite platforms: podcasts, YouTube, online bible courses, books and more.
On this episode of CFO at Home, Vince·s guest is Dr. Danica Cicmil, a PhD in finance and financial educator, who helps beginners overcome fear of investing through basic education on subjects such as compound interest, and understanding inflation risk. Dani discusses starting your investing journey by taking a ·money snapshot,· using personal goals (travel, buying a home, or building a trust fund for children) to motivate investing without extreme deprivation, and how knowing fundamentals helps consumers evaluate financial advisors. Dani also explains the basics of investing through the use of Exchange Traded Funds (ETFs), and discusses her financial coaching which focuses on beginners·especially women. Check out Dani work on YouTube and Instagram, links are in the show notes. Key Topics: 01:06 Compound Interest and Inflation 02:37 Money Snapshot and 20% Rule 03:47 Emergency Fund Then Invest 05:21 Why Investing Matters 07:03 Too Late to Start? 10:27 Start Small and Automate 12:26 Balanced Money Mindset 14:51 50 30 20 Revisited 17:35 Job Security and Divorce 19:19 How Much to Know 24:39 ETFs Explained Simply 29:09 Bonds Costs and Inflation 30:31 Where to Follow Dani Key Links: https://www.danicacicmil.com https://www.youtube.com/@dr.danicacicmil https://www.instagram.com/dr.danicacicmil/ https://www.linkedin.com/in/danica-cicmil-b672882a6/ https://www.tiktok.com/@dr.danica.cicmil Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500
More than 55 years after the Occupational Safety and Health Act transformed workplace safety in the United States, OSHA remains a central force in protecting workers and shaping employer responsibilities. In this episode, we explore OSHA's evolution from its early focus on industrial hazards to its current priorities in a rapidly changing workplace. We discuss the agency's successes, the role of the General Duty Clause, the realities behind recent debates about OSHA's future, and what employers should expect from OSHA enforcement and policy initiatives today. We also examine the role of OSHA counsel in helping organizations navigate compliance, investigations, and emerging workplace safety risks. Host: Holly Goodman (email) (Gunster)Guest Speaker: Taylor Johnson (email) (Pierce Atwood LLP)Support the showRegister on the ELA website here to receive email invitations to future programs.
Former AFL champion turned macro investor Chris Judd returns to unpack the biggest forces shaping markets right now. From the Iran conflict and energy security to the AI arms race, US interest rates, gold and Australia's productivity problem, Chris explains where he thinks consensus is getting it wrong and how he's positioning the Cerutty Macro Fund to take advantage of the next wave of macro trends.In this episode:00:00 – Chris changes his view on Australian small caps03:24 – Iran, the Strait of Hormuz and why energy matters08:07 – Is Australia at the top of the rate cycle?09:24 – Why Chris disagrees with consensus on US rates13:54 – The real bubble is in bonds19:17 – Will AI create a productivity boom?24:07 – Positioning the portfolio for the AI race31:23 – Australia's gas tax and energy policy debate35:51 – Gold, central banks and sovereign reserves41:23 – The most overlooked investment themes43:47 – The best business Chris has ever seen: Tether45:33 – Why Claude is his investing tool of choice46:19 – Final investing advice: know your game ETFs & stocks mentioned: Gold, Oil, Natural Gas, Copper, Uranium, Helium, Sulphur, Bitcoin, Micron Technology (NASDAQ: MU), Google (NASDAQ: GOOGL), Meta Platforms (NASDAQ: META), Amazon (NASDAQ: AMZN), OpenAI, Anthropic, SpaceX, Zoom Communications (NASDAQ: ZM), SK Telecom (NYSE: SKM), Lynas Rare Earths (ASX: LYC), Santos (ASX: STO), BHP Group (ASX: BHP), Ramelius Resources (ASX: RMS), Tether, US Treasuries, US DollarFor Flowpower, go to flowpower.com.au/residential/equitymates and use code EM50 to score an extra $50 welcome credit when you sign up to Flow Power. T&Cs apply.———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.
In this podcast, Swine Extension Educator Sarah Schieck Boelke speaks with Lyle Lange and Mike Walker, both of Lange Ag Systems of Willmar, MN, about summer ventilation basics for swine barns. Lyle has over 46 years of experience in the livestock industry, and Mike has 26 years of experience. With the change of season to Summer, there are some fundamental things producers should evaluate in the swine barn to ensure ventilation is at optimal performance. Lyle and Mike define basic ventilation terminology and provide practical strategies for common ventilation issues, such as cleaning fans, checking belts, calibrating inlets, and more.
In this episode, soil microbiologist and founder of The Soil Food Web Dr. Elaine Ingham talks about how farmers can go about replenishing soil nutrients for future growing. Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Inflation is proving stickier than expected, with the US now matching Australia at 4.2% and markets repricing the chance of rate hikes. Bryce and Ren unpack what higher inflation could mean for stocks, explore fresh signs of weakness in the Australian housing market, share the latest twist in their quest to land Warren Buffett on the podcast, and answer community questions about building & adjusting a core ETF portfolio.In this episode:00:00 – Inflation returns as a global concern04:36 – Australian housing wobbles and bank shorts rise07:37 – The latest update in the Warren Buffett quest11:31 – Billboard & other ideas to get Buffett's attention17:19 - Mobilising the Equity Mates Community21:11 – Core vs satellite portfolios explained23:19 – DHHF vs building your own ETF portfolio26:16 – Portfolio weighting, CGT events and hedgingETFs and Stocks mentioned: DHHF (ASX: DHHF), G200 (ASX: G200), IVV (ASX: IVV), GGUS (ASX: GGUS), VAE (ASX: VAE), VEQ (ASX: VEQ), GHHF (ASX: GHHF), BEMG (ASX: BEMG), EXUS (ASX: EXUS), VDHG (ASX: VDHG), QAU (ASX: QAU), A200 (ASX: A200)Go to flowpower.com.au/residential/equitymates and use code EM50 to score an extra $50 welcome credit when you sign up to Flow Power. T&Cs apply.———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.
We're continuing our Back to Basics series, but this week is different. The past two weeks have been positive, feel good topics. This week we talk about struggle. We talk about the times when it feels like God isn't with you, or that his Word isn't working. That's how Jeremiah felt. He was being persecuted and rejected, and it seemed like the was all alone. But in the span of a few short verses, Jeremiah goes from complaining to praising. How? By committing his cause to the Lord.
Seth and Sean discuss if we're hearing too much about the basics of the Texans' offense, dive into their favorite QB storylines and battles from around the NFL, and which Texans will make the NFL Top 100 when it comes out in a couple weeks.
Seth and Sean assess if too much is being made of the basics of the Texans' offense like getting out of the huddle in time, and dive into their favorite QB drama stories and QB battles from around the league.
Although we're well into June and the weather is heating up, you still have plenty of time to get plants into the ground. In this episode, Don and John go over all the basics of planting annuals, perennials, trees and shrubs.
Dr. Julie Gilchrist joins host Dr. Edith Bracho-Sanchez to talk about water safety. They explore common drowning risks and how to recognize when someone is in distress. Also learn about 5 key safety layers to protect kids from drowning and when to start children in swim lessons. For resources go to healthychildren.org/podcast.
On today's episode, Dr. Mark Costes and Ashlee Hirschfeld continue the Back to Basics series with a conversation on lifetime patient experience. They discuss why every patient interaction matters, how one great experience can lead to years of loyalty and referrals, and why practices need to intentionally map out each touchpoint in the patient journey. Mark and Ashlee also cover the importance of phone etiquette, consistent patient handoffs, post-op calls, patient recognition, and grassroots relationship-building in the community. From creating raving fans to reconnecting with local businesses, this episode is a reminder that strong systems and genuine human connection are still the foundation of practice growth. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
Have you ever convinced yourself that the answer to your struggles is a new meal plan, a new workout program, or a new strategy? In this episode, I'm sharing why so many women get stuck chasing the "next thing" while overlooking the habits that matter most. I open up about a season when my evening routine began to slip and how one seemingly small habit created a domino effect that impacted my sleep, energy, focus, mood, and even my time with family. We'll explore why the basics often feel too simple to matter, how neglecting them can quietly sabotage your progress, and the questions you can ask yourself to identify the foundational habit that needs your attention. If you've been feeling overwhelmed, stuck, or frustrated by your lack of progress, this episode may be the reminder you need: You probably don't need more information. You probably need to return to the fundamentals. In this episode: ✔ Why advanced solutions can't fix foundational problems ✔ How one habit can create a ripple effect throughout your life ✔ Questions to help you identify your "overflowing faucet" ✔ Simple ways to rebuild momentum without adding more to your plate ✔ Why consistency beats complexity every time Want to dive even deeper? Register for my FREE Group Coaching Session: "Thrive Through Habits" on Monday, June 15th at 8p EST here: https://us02web.zoom.us/meeting/register/ntt8kDjGQbWaIu7yOUJavA#/registration
Brooke Beckett, MD, is a Radiologist and the Director of the Residency Program at Oregon Health and Science University. In Part 2, we look at a radiograph and discuss basics of appearance of air, fat, tissue, bone and metal. What do you tell patients who are worried about radiation for a CT scan or xray?
If you are a Gentile Christian, you are a wild branch grafted into someone else's tree. But what of the original covenant? God has not abandoned His people. Though many have fallen away, he kept a remnant by grace, and Paul himself is the proof. But what does Paul mean when he says, "all Israel will be saved"? This is one of the most debated passages in the letter, and getting it wrong has real consequences. The Rev. John Lukomski, pastor emeritus and co-host of Wrestling with the Basics on KFUO Radio, joins the Rev. Dr. Phil Booe to study Romans 11:1–36. Why does doing the right thing sometimes feel impossible? Why do feelings of guilt follow us even when we've been forgiven? These aren't new questions. St. Paul wrote his letter to the Romans for a church he had never visited, and yet he addressed the struggles every Christian knows firsthand: the weight of the law, the persistence of sin, the sufficiency of what God has done in Christ. Romans covers enormous ground. Paul moves from the universal problem of sin through justification by faith, the role of baptism, the war between flesh and spirit, God's faithfulness to Israel, and the shape of life together in the body of Christ. There's a reason the Reformation was born in this letter. Join us on Thy Strong Word as we open up Romans, weekdays at 11am or on-demand anytime, at KFUO.org. Thy Strong Word, hosted by Rev. Dr. Phil Booe, pastor of St. John Lutheran Church of Luverne, MN, reveals the light of our salvation in Christ through study of God's Word, breaking our darkness with His redeeming light. Each weekday, two pastors fix our eyes on Jesus by considering Holy Scripture, verse by verse, in order to be strengthened in the Word and be equipped to faithfully serve in our daily vocations. Submit comments or questions to: thystrongword@kfuo.org.
Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia
Hungry for more? We've got the table set for you. Visit thebasicswithbeth.com to binge the basics on your favorite platforms: podcasts, YouTube, online bible courses, books and more.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dave Charest. Summary of the Dave Charest Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Dave Charest, Director of Small Business Success at Constant Contact, a leading digital marketing platform. Charest discusses the rising wave of entrepreneurship, the foundational importance of email and direct‑to‑customer channels, common mistakes new business owners make, and how AI is reshaping small‑business marketing. He provides practical guidance on marketing consistency, channel selection, building community relationships, and using technology to scale. Throughout the conversation, Charest emphasizes that while small businesses often lack marketing expertise, they possess a valuable advantage: real, human relationships that can be strengthened through consistent communication. Purpose of the Interview The purpose of Rushion McDonald’s conversation with Dave Charest is to: 1. Educate new and aspiring entrepreneurs Charest breaks down the basics of digital marketing—email, social, SMS—and how to begin building a strong marketing foundation. 2. Highlight the key trends driving the entrepreneurship boom He explains motivations like work–life balance, independence, and financial potential that inspire people to launch businesses. 3. Provide practical, actionable marketing advice Especially around consistency, choosing marketing channels, and building direct customer relationships. 4. Introduce how AI can simplify and amplify marketing Charest showcases tools that help business owners quickly generate content, develop campaigns, and analyze customer behavior. Key Takeaways 1. Direct relationships (email/SMS) outperform social media Email offers ownership, stability, and higher ROI—unlike social platforms that can change algorithms or visibility overnight. Charest stresses that “the money is in the list.” 2. You don’t need huge numbers to be effective Small businesses often see high open and engagement rates because followers know and trust them. 3. Consistency matters more than platform choice Whether you choose Instagram, LinkedIn, TikTok, or email, the biggest driver of marketing success is showing up regularly. 4. Start small—don’t overwhelm yourself One of the biggest mistakes entrepreneurs make is trying to do everything at once. Begin with the basics and grow steadily. 5. Community is a crucial marketing asset Local businesses thrive when they maintain strong connections with nearby businesses, customers, and community networks. 6. Entrepreneurs face challenges—but resilience wins Charest notes that small business owners rarely have a “Plan B,” which pushes them to adapt and continue learning. 7. AI is transforming small‑business marketing Constant Contact offers tools to: Generate emails and content Summarize content for social Build full marketing campaigns Analyze behavior from large email lists to recommend actions Notable Quotes (from the transcript) Here are direct paraphrases and key phrases—not copyrighted material but drawn from the transcript: On email vs. social “There’s a $36 return for every $1 invested in email—but what matters is that you own the relationship.” “If a social platform goes away, so does your following. Email is a direct line.” On audience size “Big numbers aren’t necessary—small lists can see 50% open rates and strong engagement because those people actually care.” On entrepreneurship motivations “People want better work‑life balance, independence, and financial potential.” On mistakes “A big mistake is trying to do too much at once. Start small and stay consistent.” On community “Digital marketing should extend real relationships—not replace them.” On choosing platforms “Where your audience spends time matters, but so does where you can show up consistently.” On AI’s role “AI can generate emails, build campaigns, and analyze audience data—saving you time for what you’d rather be doing.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dave Charest. Summary of the Dave Charest Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Dave Charest, Director of Small Business Success at Constant Contact, a leading digital marketing platform. Charest discusses the rising wave of entrepreneurship, the foundational importance of email and direct‑to‑customer channels, common mistakes new business owners make, and how AI is reshaping small‑business marketing. He provides practical guidance on marketing consistency, channel selection, building community relationships, and using technology to scale. Throughout the conversation, Charest emphasizes that while small businesses often lack marketing expertise, they possess a valuable advantage: real, human relationships that can be strengthened through consistent communication. Purpose of the Interview The purpose of Rushion McDonald’s conversation with Dave Charest is to: 1. Educate new and aspiring entrepreneurs Charest breaks down the basics of digital marketing—email, social, SMS—and how to begin building a strong marketing foundation. 2. Highlight the key trends driving the entrepreneurship boom He explains motivations like work–life balance, independence, and financial potential that inspire people to launch businesses. 3. Provide practical, actionable marketing advice Especially around consistency, choosing marketing channels, and building direct customer relationships. 4. Introduce how AI can simplify and amplify marketing Charest showcases tools that help business owners quickly generate content, develop campaigns, and analyze customer behavior. Key Takeaways 1. Direct relationships (email/SMS) outperform social media Email offers ownership, stability, and higher ROI—unlike social platforms that can change algorithms or visibility overnight. Charest stresses that “the money is in the list.” 2. You don’t need huge numbers to be effective Small businesses often see high open and engagement rates because followers know and trust them. 3. Consistency matters more than platform choice Whether you choose Instagram, LinkedIn, TikTok, or email, the biggest driver of marketing success is showing up regularly. 4. Start small—don’t overwhelm yourself One of the biggest mistakes entrepreneurs make is trying to do everything at once. Begin with the basics and grow steadily. 5. Community is a crucial marketing asset Local businesses thrive when they maintain strong connections with nearby businesses, customers, and community networks. 6. Entrepreneurs face challenges—but resilience wins Charest notes that small business owners rarely have a “Plan B,” which pushes them to adapt and continue learning. 7. AI is transforming small‑business marketing Constant Contact offers tools to: Generate emails and content Summarize content for social Build full marketing campaigns Analyze behavior from large email lists to recommend actions Notable Quotes (from the transcript) Here are direct paraphrases and key phrases—not copyrighted material but drawn from the transcript: On email vs. social “There’s a $36 return for every $1 invested in email—but what matters is that you own the relationship.” “If a social platform goes away, so does your following. Email is a direct line.” On audience size “Big numbers aren’t necessary—small lists can see 50% open rates and strong engagement because those people actually care.” On entrepreneurship motivations “People want better work‑life balance, independence, and financial potential.” On mistakes “A big mistake is trying to do too much at once. Start small and stay consistent.” On community “Digital marketing should extend real relationships—not replace them.” On choosing platforms “Where your audience spends time matters, but so does where you can show up consistently.” On AI’s role “AI can generate emails, build campaigns, and analyze audience data—saving you time for what you’d rather be doing.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.