Podcasts about Credit score

Numerical expression representing a person's creditworthiness, commonly based on a credit report with information typically sourced from credit bureaus

  • 2,271PODCASTS
  • 5,025EPISODES
  • 26mAVG DURATION
  • 1DAILY NEW EPISODE
  • Oct 2, 2025LATEST

POPULARITY

20172018201920202021202220232024

Categories



Best podcasts about Credit score

Show all podcasts related to credit score

Latest podcast episodes about Credit score

Nightly Business Report
Chips Rally, Credit Score Changes and Battle of the Bots 10/2/25

Nightly Business Report

Play Episode Listen Later Oct 2, 2025 43:33


Semis continue to rally as Nvidia hits an all-time high. FICO shakes up the credit score market. Plus, Jeffries puts three AI chat bots to the test. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Investor Fuel Real Estate Investing Mastermind - Audio Version
Improve Credit, Lower Costs & Scale Deals | Vanessa Perry of Impeccable Credit Services

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Oct 2, 2025 18:47


In this episode of the Investor Fuel Podcast, host Leo Wehdeking interviews Vanessa Perry, a seasoned credit repair specialist. Vanessa shares her journey in the credit repair industry, discussing the challenges she faced, her approach to helping clients improve their credit scores, and her plans for future business expansion. The conversation highlights the importance of integrity in the credit repair business and the impact of good credit on individuals' lives.     Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

State48 Homeowner Podcast
Ep. 194 - Homebuyer Myths: Down Payments, Credit Scores, and Assistance

State48 Homeowner Podcast

Play Episode Listen Later Sep 29, 2025 26:22


Do you really need 20% down to buy a house? What credit score do you actually need to qualify? And how do down payment assistance programs really work? In this episode of the State 48 Homeowner Podcast, Scott Kooiman is joined by Steve Farrington and Twila Edwards from the Klaus Team to bust some of the biggest myths keeping first-time buyers from becoming homeowners. They cover the truth about down payments, loan options like FHA, VA, and USDA, how credit scores impact your approval, and the role assistance programs can play in making homeownership possible sooner than you think. If you're thinking about buying your first home, this is the episode that will set the record straight.

The Angel Next Door
Unpacking Bias and Opportunity in AI with Gender Economist Katica Roy

The Angel Next Door

Play Episode Listen Later Sep 25, 2025 24:01


Invisible systems like algorithms play a powerful role in entrepreneurial success, shaping who gets access to opportunities and who does not. On this episode of The Angel Next Door Podcast, host Marcia Dawood dives into the world of gender bias, equitable AI, and economic justice with a fresh, thought-provoking lens, challenging listeners to rethink the foundations of modern entrepreneurship.Guest Katica Roy is a gender economist, tech CEO, and advocate whose family history—rooted in stories of immigration and resilience—fuels her mission for equity. From her own battles for fair pay as a breadwinner mother to being featured in the New York Times, Katica commands a unique and powerful voice on dismantling barriers in the workplace and beyond.Together, Marcia and Katica explore how algorithmic bias perpetuates inequality, and most importantly, what all of us can do to foster change, both individually and systemically. Packed with actionable insights and a sense of urgency, this episode is a must-listen for anyone invested in creating a fairer, more innovative future in business and tech. To get the latest from Katica Roy, you can follow her below!https://www.linkedin.com/in/katicaroy/https://www.katicaroy.com/abouthttps://designobserver.com/why-ethical-ai-is-good-business/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

WWL First News with Tommy Tucker
What to know about what does and doesn't affect your credit score

WWL First News with Tommy Tucker

Play Episode Listen Later Sep 25, 2025 30:44


We check in with expert John Ulzheimer for tips for building or repairing your credit score, what to know about credit freezes and credit pulls, what number you should be aiming for on your credit report, and bust some credit myths.

WWL First News with Tommy Tucker
Saltwater intrusions, Saints vs. Bills, bad bollards: Full Show 9-25-25

WWL First News with Tommy Tucker

Play Episode Listen Later Sep 25, 2025 90:45


* Why do saltwater intrusions happen? Are they occurring more often? * How the Saints can surprise people against the Bills * Bollards meant to protect Bourbon St. are being moved with ease * More than 1 in 4 older adults fall each year. But you can reduce that risk * How a credit freeze works...and how it protects you * How could the Fed rate cut affect the housing market and mortgage prices? * What to know about what does and doesn't affect your credit score

Paisa Vaisa
Don't Fall for Financial Fraud: The Ultimate Guide to Your Credit Report | Paisa Vaisa | Anupam Gupta

Paisa Vaisa

Play Episode Listen Later Sep 22, 2025 46:41


The face of lending has changed forever. In this episode, we unpack the new era of digital lending and its impact on the modern consumer. Our special guest, Sachin S from CRIF, explains how credit bureaus work, the rise of quick loans and EMIs, and the importance of monitoring your credit score. Learn how to build a healthy score from scratch, understand what lenders look for, and discover essential strategies to protect yourself from online fraud. Get your questions answered on personal loans, credit cards, and how to master your personal finance journey.✔ Digital Lending: The shift to a quick, tech-driven lending ecosystem, especially for Gen Z. ✔ Building Credit: How to responsibly start your credit score journey with small loans and credit cards. ✔ Role of Bureaus: Credit bureaus like CRIF get data from lenders to build your report. ✔ Fraud Vigilance: Protect your data and check your free RBI-mandated credit report for fraud. ✔ Your Credit Report: Understand what's on your report and how to dispute errors.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & InstagramSee omnystudio.com/listener for privacy information.

Bill Handel on Demand
Kimmel Fallout | FICO Scores Falling

Bill Handel on Demand

Play Episode Listen Later Sep 19, 2025 27:38 Transcription Available


(Sept 19,2025)The latest on Kimmel suspension.  Average FICO score falls: Who's seeing the largest drop? Getting married in L.A. County is getting more expensive… here's why.

Perspektive Ausland
Auswandern nach Austin, Texas: Der perfekte Zeitpunkt zum Kaufen? (Eine Expertin verrät alles)

Perspektive Ausland

Play Episode Listen Later Sep 19, 2025 50:11


Sie kam vor 37 Jahren aus München, als Austin noch ein "Kuhdorf" war. Heute ist Monika Suhnholz eine der erfahrensten Immobilienmaklerinnen der Stadt und frischgebackene US-Bürgerin. Sie kennt den Markt, die Mentalität und die Geheimnisse von Austin wie kaum eine andere.In diesem exklusiven Insider-Gespräch packt Monika aus und gibt eine ungeschminkte Einschätzung zur aktuellen Lage in einer der beliebtesten Städte der USA.Die wichtigsten Fragen, die wir klären:

The AskJasonGelios Real Estate Show | Jason Gelios REALTOR | Author | Expert Media Contributor
What's Your Credit Score REALLY Saying? | Ep. 397 AskJasonGelios Show

The AskJasonGelios Real Estate Show | Jason Gelios REALTOR | Author | Expert Media Contributor

Play Episode Listen Later Sep 19, 2025 3:33


Unlock the secrets of your credit report! In this video, we'll dive deep into what your credit score is REALLY saying about you. From understanding credit score ranges to identifying potential red flags, we'll break down the hidden messages in your credit report that could be holding you back from achieving financial freedom. Get ready to take control of your credit and unlock better loan options, lower interest rates, and a brighter financial future.Please like, follow,subscribe by clicking the links below:www.JasonGelios.com Youtubehttps://www.youtube.com/c/ItsAllAboutTheRealEstate Facebookhttps://www.facebook.com/jasongeliosrealtor/ Linkedinhttps://www.linkedin.com/in/jasongelios Twitter (X)https://twitter.com/jasongelios Instagramhttps://www.instagram.com/jasongeliosrealtor/ Pinteresthttps://www.pinterest.com/jasongelios/ Tik Tokhttps://www.tiktok.com/@jasongeliosrealtor?is_from_webapp=1&sender_device=pc Purchase Jasons realestate book here:https://www.amazon.com/Think-Like-Realtor-residential-REALTOR%C2%AE/dp/B0D3YBG69H/ref=sr_1_1?crid=1PTDJATI1DGIO&dib=eyJ2IjoiMSJ9.0ZYEOTHIrRJpvYxn2OFLQhVM7bNB14x3B1NbWhdwZtDwC4SQi2MUb0sqWs3wURG6h5P7CcWsN3JxJMIk0jnrktCVQxiPTv8YI3gdtrmzNF_RqTIkj4vVfdl71ouS_IVA1eFc8ECABaTYbirhvPG9HPOw-x2aNB9_sn0OLoUYy2f0QnLgYJalQH376g9sxhSeVGct5yV1EFisL2o18-ihUUo_qJqRwCsDFA-2Sp2wACs.3kHmteGQeWS_zZ9SsgqMOfyCvBLUB57xIRKYTUiHgww&dib_tag=se&keywords=think+like+a+realtor&qid=1719583367&sprefix=think+like+a+realt%2Caps%2C360&sr=8-1

Breaking Points with Krystal and Saagar
9/18/25: Credit Scores Plummet, Kash Patel Humiliated, Candace Says Kirk Shooter Texts Are Fake

Breaking Points with Krystal and Saagar

Play Episode Listen Later Sep 18, 2025 45:42 Transcription Available


Krystal and Saagar discuss credit scores plummet, Kash Patel humiliated on Epstein, Candace says Kirk shooter texts are fake. Robert Malley BOOK: https://www.amazon.com/Tomorrow-Yesterday-Pursuit-Israel-Palestine/dp/0374617120 To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

MX3.vip
Credit Scores Explained: Why They Matter More Than Ever in 2025

MX3.vip

Play Episode Listen Later Sep 18, 2025 14:42


Your credit score impacts nearly every financial decision—car loans, mortgages, even job opportunities. In this episode of the MX3 Podcast, we dive deep into what a credit score really is, how it's calculated, and why it's more important than ever in today's economy.We break down the role of payment history, credit utilization, and the impact of debt. You'll learn surprising stats from TransUnion, strategies to manage your score, and how banks view you when you apply for credit. Join us as we explore the truth about living with credit in 2025 and beyond. Don't miss out on the insights that could save you thousands.

Get Ready! with Tony Steuer
Change the Way You Think About Credit Scores

Get Ready! with Tony Steuer

Play Episode Listen Later Sep 16, 2025 27:40


Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Paul Ryan, founder of Credit Score Experts and author of Repair or Raise & Retain a Great Credit Score. We explored how to take control of your credit profile—and why it matters.Key Takeaways:Consider a credit freeze to protect yourself from identity theft and unauthorized access.Stay proactive—review and update your credit report regularly to keep your score accurate.Your credit score impacts more than loans—it can affect everything from insurance rates to employment opportunities.Each credit bureau calculates your score differently, so it's essential to monitor all three.Check for errors—they're more common than you think and can cost you in the long run.Whether you're educating others or refining your own credit strategy, this episode offers actionable insights for building a stronger financial foundation.Connect with Paul Ryan:Website (here)LinkedIn (here)Book:Repair or Raise & Retain A Great Credit Score and achieve your financial goals (free pdf here) (Amazon Kindle)Bio: Paul Ryan has an extensive background in mentoring, education, community service, and consulting. Because of his professional experience in finance, and his personal experience being a victim of identity theft, Paul was compelled to write a book about credit, to both share his own story and to educate others to achieve or maintain a healthy credit profile.Paul holds a Bachelor of Science degree in Business Management, 2 certifications in the methodology of process improvement, and a certification in project management. He is a consultant, corporate trainer, and two-time author. His volunteer background includes leading fundraising for an affiliate of an internationally known non-profit, and is currently on the board of directors and the finance committee of an education and advocacy group supporting a Florida-based wildlife refuge. Besides being a volunteer, Paul is a proud dad, car enthusiast, athlete, foodie, DIYer, and originally from the Washington, D.C., area, residing in south Florida.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Noon Business Hour on WBBM Newsradio
Credit Scores - United Airlines & Travel Tuesday

Noon Business Hour on WBBM Newsradio

Play Episode Listen Later Sep 16, 2025 25:39


Credit scores are plunging—an expert joins us with tips to boost them quickly. United Airlines outpaces rivals in expanding its footprint. Traveling with little ones is challenging, but preparation helps parents and kids enjoy a smoother flight.

Transform your Mind
Relationship Coaching: Learn Why Your Total Difference Score (TDS) is Like Your Credit Score.

Transform your Mind

Play Episode Listen Later Sep 15, 2025 60:06


In this episode of Transform Your Mind, Nick Brancato shares valuable relationship coaching insights that can help you improve your love life and personal growth. Discover how couples can leverage the Total Difference Score (TDS) to assess and enhance their relationship dynamics. By objectively framing priorities, you'll learn to navigate conflicts effectively and strengthen emotional connections. Brancato emphasizes the importance of regular communication, check-ins, and offers dating advice through three key questions to uncover compatibility. Tune in for actionable strategies that empower you to cultivate deeper relationships and foster personal development. Unlock the power of relationship coaching today!Nick Brancato is a seasoned personal development coach and educator with over 25 years of experience. He has been instrumental in aiding individuals and couples to deepen their connections, enhance communication, and thrive in their relationships. Nick is the acclaimed author of the book "Prioritize Us," which unveils innovative strategies for turning arguments into pivotal moments of connection. His holistic approach incorporates meditation, guided visualization, and hypnotherapy to foster emotional insight and actionable steps to transform relationships. Notable Quotes:"The Total Difference Score is like a relationship credit score. It gives you an objective way to view your relationship beyond vague emotions.""When priorities are clear, relationships thrive even in the most difficult circumstances.""Celebrating your differences is such a beautiful thing, but you have to uncover them first."Resources:Book: "Prioritize Us" by Nick Brancato - Available for free download at nickbrancato.comInstagram: @personaldevcoachSponsors of this podcastMINT MobileGet this new customer offer and your 3-month Unlimited wireless plan for just 15 bucks a month at MINTMOBILE.com/TRANSFORM.ShopifySign up for your one-dollar-per-month trial period at SHOPIFYTo advertise on our podcast, visit https://advertising.libsyn.com/TransformyourMindor email kriti@youngandprofiting.com See this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094 https://podcast.feedspot.com/personal_development_podcasts/

Perspektive Ausland
US Kreditkarte als Deutscher: Dein Schlüssel zu Meilen, Macht & Privatsphäre

Perspektive Ausland

Play Episode Listen Later Sep 15, 2025 12:21


In Deutschland lernen wir: Schulden sind Schuld. Die Schufa ist ein Sündenregister. Dieses Denken hält dich in einer provinziellen Finanzwelt gefangen.Was, wenn ich dir sage, dass in den USA das genaue Gegenteil gilt? Dass "Kredit" nicht Schuld, sondern Macht, Vertrauen und die Eintrittskarte zu einem freieren Leben ist?Dieses Video ist deine Anleitung, um aus dem deutschen Denksystem auszubrechen. Lerne, wie du als Deutscher – völlig legal und von Deutschland aus – eine zweite, mächtige finanzielle Identität in den USA aufbaust.Wir enthüllen die Strategie, die dir ermöglicht:✅ Strategische Privatsphäre: Konten und Karten außerhalb der EU und des automatischen Informationsaustauschs (CRS) zu halten.✅ Überlegene Prämien: Willkommensboni für Business-Class-Flüge und weltweiten Lounge-Zugang statt ein paar Payback-Punkten zu sammeln.✅ Deine Zukunft zu sichern: Den Grundstein für US-Investments, ein US-Business (LLC) oder eine spätere Auswanderung zu legen.Wir erklären dir das Geheimnis der ITIN (US-Steuernummer), wie du eine echte US-Adresse bekommst und deinen Credit Score in nur 12 Monaten aufbaust.

The Angel Next Door
Unlocking Resources for Entrepreneurs with Corinne Goble of the Association of Women's Business Centers

The Angel Next Door

Play Episode Listen Later Sep 11, 2025 24:30


What if the real key to economic growth lies in unlocking the entrepreneurial talents of those who have long been overlooked? In this episode of The Angel Next Door Podcast, host Marcia Dawood talks with Corinne Goble, CEO of the Association of Women's Business Centers (AWBC), about the challenges and opportunities facing women, veterans, and other emerging business owners.Corinne's journey, from growing up in her mom's trucking company to leading a national nonprofit network, gives her a rare, insider perspective on what entrepreneurs truly need to succeed. She shares how initiatives like Hope2Women.org, Biz2Grow.org and VeteranStartup.org make business resources, funding guidance, and technical assistance more accessible, while breaking down the confusing jargon that often presents a barrier.If you're looking for practical advice and inspiration, this episode delivers. With honest conversation about the hurdles of funding, the importance of confidence backed by data, and the power of strong networks, this is a must-listen for entrepreneurs and anyone eager to fuel the next wave of inclusive innovation. To get the latest from Corinne Goble, you can follow her below!https://www.linkedin.com/in/corinne-goble/Hope2Women.orgBiz2Grow.orgVeteranStartup.org Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Public Health On Call
944 - How Credit Scores Impact Your Health

Public Health On Call

Play Episode Listen Later Sep 10, 2025 15:50


About this episode: Credit scores are more than just a number—they can determine your ability to access critical financial assets like loans, leases, and jobs that, in turn, have a huge impact on your health. In this episode: Professor Catherine Ettman shares new research that explores the relationship between low credit scores and mental health, and discusses a recent ruling reinstating medical debt as a metric of creditworthiness. Guest: Catherine K. Ettman, PhD, is an assistant professor in Health Policy and Management at the Johns Hopkins Bloomberg School of Public Health, where she studies population mental health. Host: Stephanie Desmon, MA, is a former journalist, author, and the director of public relations and communications for the Johns Hopkins Center for Communication Programs. Show links and related content: Americans' medical debt can stay in credit reports, judge rules. What does that mean?—NPR Area-level credit scores and symptoms of depression and anxiety in adults—American Journal of Epidemiology An Asset Framework to Guide Nonhealth Policy for Population Health—JAMA Health Forum Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

The Smoke1Podcast
900 Credit Score

The Smoke1Podcast

Play Episode Listen Later Sep 10, 2025 65:56


So apparently someone had the audacity to spit on the QB of Americas Team, Dak Prescott! As insane as that sounds it's still not quite as insane as the idea of Iron Mike Tyson vs Floyd Mayweather. The hosts needed a drink after that little bit of news so they shared an interesting shot. An airline is making plus sized passengers pay twice in 2026. Atlanta teen shot by Mothers boyfriend in a controversial situation. A quick WWYD followed by the Top 5. Enjoy and comment your opinions. #cigars #cigarsmoker #cigaraficionado #cigarsociety #cigarsnob #bourbon #bourbonwhiskey #bourbonporn #bourbonlover #bourbonenthusiast #podcast #podcastshow #applepodcasts #spotifypodcast #googlepodcasts #BLM #sponsorshipopportunity #podcasthost #TheSOP #smoke_1_podcast

Down in Alabama with Ike Morgan
How's your credit score?

Down in Alabama with Ike Morgan

Play Episode Listen Later Sep 9, 2025 8:44


Today we have a new credit-score study, APT layoffs and some CMA nominations. Click here for more on Motley Fool's credit-score study. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Financial Mirror
Ep. 254 | Stop Obsessing Over Your Credit Score

The Financial Mirror

Play Episode Listen Later Sep 9, 2025 21:38


Don't stress over your credit score — here's why. Too many people believe their credit score is the ultimate sign of financial health. But your credit score is NOT a measure of wealth, success, or stability. It's simply a risk rating that lenders use to decide whether to loan you money.Think about it: billionaires who don't borrow have terrible credit scores. Meanwhile, people drowning in debt can have “great” credit scores — because they keep borrowing!In this episode, we'll break down:Why your credit score doesn't define your financial healthThe truth about credit vs. insurance scoresWhy obsessing over your score keeps you trapped in debtHow real wealth is built through budgeting, debt freedom, and net worth growthSimple habits that will naturally improve your score over timeIf you're tired of chasing a number and ready to focus on real financial freedom, this episode will give you the mindset shift you need.Hit subscribe, drop a comment about your own experience with credit scores, and share this with someone who needs to hear it.Articles:Insurance Scores: https://www.bankrate.com/insurance/car/insurance-score/Credit Score Financial Future: https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #creditscore #wealthbuilding #moneyhabits #networth #financialsecurity #payoffdebt #creditrepair #moneygoals #creditscoredoesntmatter

Conversations@KAFM
Money Wise: Credit scores

Conversations@KAFM

Play Episode Listen Later Sep 9, 2025 12:52


HostL: Helene Raynaud Guest: Jim Kaiser Air date: Sep 08, 2025

Next Gen Personal Finance
Ryan Duitch, Co-founder and CEO of Arro Finance

Next Gen Personal Finance

Play Episode Listen Later Sep 7, 2025 56:21


The team behind Arro is reimagining how young adults build credit, offering a modern alternative to traditional credit cards. Learn how their mission aligns with financial education by helping students establish healthy credit habits from the start!

Retire Fit with Nathan Fort
From Saving to Strategy: Gen X Retirement Planning

Retire Fit with Nathan Fort

Play Episode Listen Later Sep 7, 2025 50:20


In this episode of Retire Fit Radio, Nathan Fort discusses the unique challenges and opportunities facing Generation X as they approach retirement. With many Gen Xers now nearing 60, the conversation focuses on the importance of transitioning from saving to strategic planning, understanding tax efficiency, and the significance of having a clear cash flow strategy. Nathan emphasizes that retirement is not just about reaching a certain age but about having the freedom to live life on one's own terms. The episode also explores the risks of having 'lazy money' and the need for income-producing assets to ensure financial stability in retirement. Real-life scenarios are presented to illustrate common retirement challenges and the importance of personalized planning. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

Optimal Finance Daily
3268: 7 Things to Know About Credit Card Default by Philip Taylor of PT Money on Credit Score Recovery

Optimal Finance Daily

Play Episode Listen Later Sep 1, 2025 10:42


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3268: Philip Taylor explains what happens when you default on a credit card, from late fees and mounting interest to aggressive collections and damage to your credit score. He also highlights the elimination of universal default, the importance of knowing your rights when dealing with collectors, and practical steps to recover financially after a default. Read along with the original article(s) here: https://ptmoney.com/credit-card-default/ Quotes to ponder: "Credit card default happens when you borrow money on your credit card and never pay it off." "Once your account goes into default your credit score is going to take a dramatic hit." "You simply have to prioritize. Four things come first: food/water, shelter, clothing, and transportation." Episode references: The Pew Charitable Trusts - Consumer Finance Research: https://www.pewtrusts.org/en/projects/consumer-finance Dave Ramsey: https://www.ramseysolutions.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Educated HomeBuyer
EP185 - Your Credit Score Just Got a MASSIVE Upgrade

The Educated HomeBuyer

Play Episode Listen Later Sep 1, 2025 37:26


Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For the first time ever, Fannie Mae and Freddie Mac will soon accept VantageScore 4.0, a game-changer for first-time buyers, renters with thin credit files, and underserved communities. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3268: 7 Things to Know About Credit Card Default by Philip Taylor of PT Money on Credit Score Recovery

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Sep 1, 2025 10:42


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3268: Philip Taylor explains what happens when you default on a credit card, from late fees and mounting interest to aggressive collections and damage to your credit score. He also highlights the elimination of universal default, the importance of knowing your rights when dealing with collectors, and practical steps to recover financially after a default. Read along with the original article(s) here: https://ptmoney.com/credit-card-default/ Quotes to ponder: "Credit card default happens when you borrow money on your credit card and never pay it off." "Once your account goes into default your credit score is going to take a dramatic hit." "You simply have to prioritize. Four things come first: food/water, shelter, clothing, and transportation." Episode references: The Pew Charitable Trusts - Consumer Finance Research: https://www.pewtrusts.org/en/projects/consumer-finance Dave Ramsey: https://www.ramseysolutions.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3268: 7 Things to Know About Credit Card Default by Philip Taylor of PT Money on Credit Score Recovery

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Sep 1, 2025 10:42


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3268: Philip Taylor explains what happens when you default on a credit card, from late fees and mounting interest to aggressive collections and damage to your credit score. He also highlights the elimination of universal default, the importance of knowing your rights when dealing with collectors, and practical steps to recover financially after a default. Read along with the original article(s) here: https://ptmoney.com/credit-card-default/ Quotes to ponder: "Credit card default happens when you borrow money on your credit card and never pay it off." "Once your account goes into default your credit score is going to take a dramatic hit." "You simply have to prioritize. Four things come first: food/water, shelter, clothing, and transportation." Episode references: The Pew Charitable Trusts - Consumer Finance Research: https://www.pewtrusts.org/en/projects/consumer-finance Dave Ramsey: https://www.ramseysolutions.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Retire Fit with Nathan Fort
Future-Proof Your Retirement: We Have Strategies

Retire Fit with Nathan Fort

Play Episode Listen Later Aug 31, 2025 50:03


In this episode of Retire Fit Radio, Nathan Fort discusses the evolving landscape of retirement planning, emphasizing the need for modern strategies that reflect today's economic realities. He critiques outdated methods like the 4% rule and highlights the importance of having a comprehensive financial plan. The conversation covers various topics, including income strategies for retirement, the pros and cons of Roth and traditional IRAs, and real-life scenarios that retirees face. Nathan encourages listeners to seek clarity and control over their financial futures by working with a fiduciary advisor. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

WWL First News with Tommy Tucker
Saints cuts, lessons from Katrina, logo madness: Full Show 8-27-25

WWL First News with Tommy Tucker

Play Episode Listen Later Aug 27, 2025 95:30


* The Saints have their INITIAL 53 man roster...but moves are still happening * Walter Leger took action after Katrina to help others, rebuild the region * Why do companies change iconic logos? Why do some get so attached to logos? * Lessons learned for law enforcement from Katrina, other natural disasters * Americans support more mail-in voting, early voting, and voter ID. Do you?

WWL First News with Tommy Tucker
Are you taking advantage of the rewards/benefits your credit card offers?

WWL First News with Tommy Tucker

Play Episode Listen Later Aug 27, 2025 31:21


Do you pay attention to your credit card rewards? If you don't, you could be missing out on benefits to help you travel for less. We talk with Nick Ewen, Senior Editorial Director at the Points Guy.

Retire Fit with Nathan Fort
Retirement: A lot has changed in the annuity world.

Retire Fit with Nathan Fort

Play Episode Listen Later Aug 24, 2025 51:04


In this episode of Retire Fit Radio, Nathan Ford discusses the evolving landscape of annuities in light of rising interest rates. He emphasizes the importance of reviewing older annuities, understanding their features, and being aware of hidden fees. The conversation also covers strategies for retirement income, including the benefits of the 1035 exchange and the importance of having a clear financial plan. Listeners are encouraged to evaluate their current annuities and consider whether they are still the best fit for their retirement goals. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

The Manila Times Podcasts
BUSINESS: New BSP system makes SMEs credit score assessment easier | Aug. 24, 2025

The Manila Times Podcasts

Play Episode Listen Later Aug 24, 2025 1:15


BUSINESS: New BSP system makes SMEs credit score assessment easier | Aug. 24, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimesSubscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimesdv Hosted on Acast. See acast.com/privacy for more information.

Investor Fuel Real Estate Investing Mastermind - Audio Version
Land Investing & Credit Hacks for Real Estate Success | Ricardo Giles Interview

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Aug 22, 2025 19:12


In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Ricardo Giles, also known as Revenue Rick, who specializes in land and mobile home packages in Charleston, South Carolina. They discuss the importance of staying disciplined in the real estate market, the significance of finding a niche, and the necessity of building strong relationships and networks. Ricardo emphasizes the critical role of credit in real estate success and shares insights on navigating challenges in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Dana Cortez Show Podcast
S3 Ep276: Should You Check Their Credit Score Before Committing?

Dana Cortez Show Podcast

Play Episode Listen Later Aug 21, 2025 14:08


Are you checking their financials before you commit? Plus DCS plays "Who's Lying" with a listener. 

Wake Up Call
Trump, Zelenskyy, and Russia

Wake Up Call

Play Episode Listen Later Aug 19, 2025 41:02 Transcription Available


Amy King hosts your Tuesday Wake Up Call.  KFI White House correspondent John Decker joins the show to discuss Trump and Zelenskyy meeting and what comes next. Amy talks with parenting expert Richard Ramos about the FBI's new ‘Crime in Schools' report. ABC News correspondent Brian Clark talks about the ‘Ketamine Queen' who sold drugs to ‘Friends' star Mathew Perry pleading guilty and avoiding trial. Courtney Donohoe from Bloomberg joins the show to talk about the latest in business and what is affecting the markets today. The show closes with the host of ‘How to Money' Joel Larsgaard talking about ARMS making a comeback and Gen Z not knowing anything about their credit score.

Tom & Becky in the Morning
Do you know your credit score?

Tom & Becky in the Morning

Play Episode Listen Later Aug 19, 2025 26:52


The show OPEN... credit scores... plastic surgery... and Tom's height!

KFI Featured Segments
@WakeUpCall – ‘How to Money' with Joel Larsgaard

KFI Featured Segments

Play Episode Listen Later Aug 19, 2025 7:29 Transcription Available


Amy talks with the host of ‘How to Money' Joel Larsgaard about ARMS making a comeback and Gen Z not knowing anything about their credit score.

The Table with Anthony ONeal
Dave Ramsey Was Wrong? The New Reality of Credit Scores in 2025

The Table with Anthony ONeal

Play Episode Listen Later Aug 18, 2025 33:10 Transcription Available


On this episode of The Table with Anthony ONeal, I'm keeping it real about something I never thought I'd say, I've changed my mind about credit. For years, I told you: cut up the credit cards, no debt, no credit, period. And while I still believe debt can be dangerous, I've learned that having no credit history at all can also limit your opportunities. Today, I'm breaking down why my perspective has shifted, how to approach credit wisely, and how you can use it as a tool without falling into the trap.In this episode, you'll discover:Why my stance on credit has evolvedThe hidden drawbacks of having no credit historyHow to use credit wisely without falling into debt

Bill Handel on Demand
‘How to Money' with Joel Larsgaard | Are You Being Quiet Fired?

Bill Handel on Demand

Play Episode Listen Later Aug 14, 2025 21:00 Transcription Available


(August 14, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to talk about a new Harvard study finding that where we grow up influences our credit score, Gen Z's knowledge about credit, Hertz using AI to access car damage, and private assets in retirement accounts. Are you being quiet fired? 5 signs to watch out for at work. The host of ‘Later with Mo Kelly' joins Bill to talk about Taylor Sheridan's ‘Landman' season 2 premiere being announced.

WBBM Newsradio's 4:30PM News To Go
Report: credit scores outweigh disaster risk in Illinois home insurance rates

WBBM Newsradio's 4:30PM News To Go

Play Episode Listen Later Aug 12, 2025 0:35


Illinois homeowners with low credit scores are paying significantly more for insurance than those with higher scores, even when they live in areas with little risk of natural disasters, according to a new report from the Consumer Federation of America and the Climate and Community Institute.

At The CCC
Financial Insecurity: When Your Credit Score is in Early Recovery

At The CCC

Play Episode Listen Later Aug 11, 2025 31:56


Send us a textToday's topic is Financial Insecurity: When Your Credit Score is in Early Recovery

Marketplace All-in-One
Should buy now, pay later affect credit scores?

Marketplace All-in-One

Play Episode Listen Later Aug 7, 2025 7:10


You can use buy now, pay later for almost anything — a couch, new clothes, groceries. FICO now says it will unveil a new version of its credit score this fall, which would include BNPL. But at least two of the big companies that offer these microloans want to know more before sharing data with credit bureaus. Also today: presidential calls for leadership changes at Intel, data on job-finding, and a tariff-squeezed building contractor.

Marketplace Morning Report
Should buy now, pay later affect credit scores?

Marketplace Morning Report

Play Episode Listen Later Aug 7, 2025 7:10


You can use buy now, pay later for almost anything — a couch, new clothes, groceries. FICO now says it will unveil a new version of its credit score this fall, which would include BNPL. But at least two of the big companies that offer these microloans want to know more before sharing data with credit bureaus. Also today: presidential calls for leadership changes at Intel, data on job-finding, and a tariff-squeezed building contractor.

Investor Fuel Real Estate Investing Mastermind - Audio Version
How to Use Your Credit Score for Wealth Building | Steve Pate Shares His Strategy

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Aug 7, 2025 26:37


In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Steve Pate, founder of The Wealth Society, about the importance of financial literacy and the tools necessary for achieving true wealth. They discuss the four pillars of wealth—income, credit, assets, and taxes—and how understanding these elements can empower individuals, especially investors, to make informed financial decisions. Steve emphasizes the significance of leveraging credit, overcoming common obstacles in financial growth, and the tailored educational approach of The Wealth Society to help individuals navigate their financial journeys. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Investor Fuel Real Estate Investing Mastermind - Audio Version
Ryan Alexander Reveals Top Credit Hacks to Boost Your Score

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Aug 6, 2025 25:41


In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Ryan Alexander, a credit expert who shares his insights on building and leveraging credit for financial success. Ryan emphasizes the importance of understanding the credit system, budgeting, and maintaining a good credit score. He provides practical tips for managing credit cards, raising credit scores, and using credit to create financial opportunities. Ryan also shares his personal journey from being broke to becoming a successful educator in the credit space, highlighting the mindset shifts necessary for financial growth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

InvestTalk
How to Build and Maintain a Good Credit Score

InvestTalk

Play Episode Listen Later Aug 1, 2025 47:32 Transcription Available


Learn actionable steps for achieving and keeping a strong credit score, including timely payments, maintaining low credit usage, monitoring your credit reports, and responsible credit activity. Today's Stocks & Topics: ALSN - Allison Transmission Holdings Inc., Market Wrap, QCOM - Qualcomm Inc., How to Build and Maintain a Good Credit Score, IIPR - Innovative Industrial Properties Inc., Pacaso, HKHHY - Heineken Holding N.V. ADR, Las Vegas Losing Tourism, Dependent Care Flexible Spending Account, AEM - Agnico Eagle Mines Ltd., Large, Mid or Small Caps Distribution, Liquidity.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

NerdWallet's MoneyFix Podcast
Does Medical Debt Impact Your Credit Score? And How Much Do You Really Need To Save for a Home

NerdWallet's MoneyFix Podcast

Play Episode Listen Later Jul 31, 2025 36:42


How to protect your credit from medical debt and choose the right way to save for a home down payment. How does medical debt affect your credit score? What accounts can you use to save for a house down payment? Hosts Sean Pyles and Elizabeth Ayoola discuss the recent reversal of a Consumer Financial Protection Bureau rule that would have removed medical debt under $500 from credit reports and explore the consequences for consumers. Joined by senior news writer Anna Helhoski and guest Rohit Chopra, former director of the Consumer Financial Protection Bureau, they explain why the rule was proposed, what the legal ruling means for borrowers, and what consumers can do to protect themselves. They share insights on why the CFPB is vital to maintaining financial fairness and what the agency's dormancy could mean for future protections. Then, housing Nerd Kate Wood joins Sean and Elizabeth to discuss how to save for a home in today's high-cost, high-interest-rate housing market. They dig into what emergency fund you should consider having before buying a house, how to choose between high-yield savings accounts and CDs, and why the 20% down payment myth could be holding you back. The conversation also covers how much you really should save (spoiler: it's more than just your down payment), why closing costs are often misunderstood, and how first-time buyers can explore down payment assistance programs that offer real help. NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: medical debt and credit scores, saving for a down payment, CFPB medical debt rule, how to save for a house, down payment assistance programs, how medical debt affects credit, CFPB rule overturned, home buying costs, closing costs calculator, how much to save for a house, best high yield savings accounts, down payment myths, private mortgage insurance explained, how much to put down on a house, 20% down payment myth, CD ladder strategy, high yield CD rates, CD vs savings account, home equity from appreciation, real estate agent commission changes, home maintenance budgeting, how to avoid PMI, how to get rid of PMI, what is PMI, CFPB complaint database, checking credit reports, how to prequalify for a mortgage, how to calculate closing costs, state housing authority grants, and first-time homebuyer programs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Loan Officer Freedom
A New Credit Score Option—But Will It Really Help?

Loan Officer Freedom

Play Episode Listen Later Jul 21, 2025 16:43


Episode 566 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White, is joined by Owen Lee to break down the FHFA's recent announcement that lenders can now use the VantageScore 4.0 with Fannie and Freddie—no new infrastructure required. Owen, who serves as Vice Chair of the MBA, unpacks what this change really means for loan officers and whether it's a genuine effort to lower credit report costs or just a flashy move from the same credit bureaus that already control the game. They dive into the skyrocketing cost of credit pulls, the oligarchy of the credit scoring world, and the practical challenges this update presents for pricing, mortgage insurance, and secondary market execution. You'll hear how VantageScore aims to help underserved borrowers—but also why it may not be the silver bullet it seems at first glance. This episode is packed with insight, industry advocacy, and some straight talk about where credit reporting is headed and how it could impact your daily business. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Up First
Texas Flash Floods, Trump's Next Priorities, Buy Now-Pay Later and Credit Scores.

Up First

Play Episode Listen Later Jul 5, 2025 14:38


Several months' worth of rain fell in Texas in just a few hours, leading to flash floods that killed at least two dozen people. With his "big, beautiful bill" now law, what's next on President Trump's agenda? And FICO will start considering Buy Now, Pay Later loans in credit scores.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy