Podcasts about Credit score

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Numerical expression representing a person's creditworthiness, commonly based on a credit report with information typically sourced from credit bureaus

  • 1,192PODCASTS
  • 2,577EPISODES
  • 26mAVG DURATION
  • 1DAILY NEW EPISODE
  • May 19, 2022LATEST

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Best podcasts about Credit score

Show all podcasts related to credit score

Latest podcast episodes about Credit score

Crushing Debt Podcast
Entrepreneurship and Credit Scores - Episode 321

Crushing Debt Podcast

Play Episode Listen Later May 19, 2022 32:56


Why is the majority of the mortgage industry geared against the self-employed business owner? Why is it more difficult to get a mortgage when you're self-employed? What types of real estate loans are available to business owners? On this week's episode of The Crushing Debt Podcast, we talk to Alejandro Szita, a California mortgage broker and real estate broker since 2005. Alejandro is the co-owner of Prosperity Lending, a boutique mortgage brokerage that specializes in self-employed borrowers, including artists, business owners and creative entrepreneurs. Alejandro and I discuss the key to improving credit scores for the self-employed borrower and business owner. You can reach Alejandro at info@prosperitylending.us. Please also support our sponsors: Mark Purvis, our show editor, who also owns www.legacyspotlight.com, where you can capture the life stories of your retired parents and create legacy videos to spark meaningful family conversations for generations to come. Sam Cohen owner of www.AttorneysFirst.com, who provides malpractice insurance to attorneys and title companies throughout the U.S. with a focus on Florida and Texas attorneys and title companies. For future topics you would like to hear on the Crushing Debt Podcast, you can also contact me at www.YesnerLaw.com. I would also appreciate it if you enjoy today's show (or any previous or future week's show) if you would share the show with someone else!

Side Talk
Season 3: Episode 13: Learn How to Master Your Money With Special Guest Nathalie Noisette

Side Talk

Play Episode Listen Later May 17, 2022 37:44


Nathalie is hailed as the "Credit Secret Weapon with 8 years of experience as a Credit Expert, Nathalie is also an author who writes financial books with the intention of creating a way for readers to steal the strategies that have helped thousands of people convert their credit and gain access to financial freedom.  To learn more about Nathalie visit www.convertedcredit.com.Subscribe & Follow Side Talk & The Oh Hell No Podcasthttps://sidetalk.buzzsprout.comhttps://www.instagram.com/theohhellnopodcast/https://www.facebook.com/TheOhhellnopodcastTell us what you want to hear...fill out our questionnaire! https://forms.gle/pLHjHLtv1SkgHRpF9

The Table with Anthony ONeal
4 BIG Changes Coming To Your Credit Reports and Credit Scores In July

The Table with Anthony ONeal

Play Episode Listen Later May 13, 2022 25:09


To protect yourself. Visit: https://aura.com/anthony Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave's Head
My Type, Credit Scores & Gifts

Dave's Head

Play Episode Listen Later May 13, 2022 77:20


Todd Christensen joins Dave's Head to discuss the credit scoring system and more... --- Send in a voice message: https://anchor.fm/davesheadpod/message

Brown Ambition
BA Q&A: I'm Worried About My Credit Score !

Brown Ambition

Play Episode Listen Later May 13, 2022 24:51


Tiffany is Back-ish and both of the ladies are here for an informative BA Q&A. First, what are the pros and cons of "Heloc" (Home Equity Line Of Credit). Plus, what to do if you miss a payment to avoid your credit taking a hit? Lastly, is 50 too old to establish a 401k? We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Daily Detroit
Going beyond the credit score to fund Black business (ft. Nimaj Driscoll)

Daily Detroit

Play Episode Listen Later May 12, 2022 14:42


The reality is there's a lot of inequity in our American system. It's been there since our founding. Sure, improvements have been made, but we're nowhere near there yet. And you can see it in our region, too.  Short of a massive federal program to truly begin to level out the metaphorical playing field on a number of levels for African Americans and other groups, to help get wealth into communities, start businesses, and more — the work has to be done where it can. One of those areas is with access to loans. Nimaj Driscoll - a Detroit Native with CDC Small Business Finance, a nonprofit that's more flexible than a bank - joins me today to talk about a new program that doesn't involve traditional credit scoring to get Black entrepreneurs access to what they need to compete. And they're already at work in the community. More: https://cdcloans.com/activate-detroit/ If this is your first time meeting the show, don't forget to follow us on Apple Podcasts or wherever you download your favorite podcasts.

Already Friends
Travel with Pat - Credit Cards, Flight Miles, Perks and Credit Scores

Already Friends

Play Episode Listen Later May 6, 2022 50:15


We got the opportunity to get the spontaneous, jet-setting Patrick Revnue to sit down with us for an hour to talk about how he became a credit card point expert. From launching his own business as a senior in high school to building his TikTok travel account, he has years of experience in entrepreneurship and hacking the finances adult world brings on. As we were recording, he was in JFK, staying at the TWA Hotel, in route to Milan on an iconic bucket list first class Emirates flight. He shares how he got started, tips for beginners and secrets he's learned along the way. This was such a useful and informative episode but presented in a fun and interesting way! Pat is motivating us to take risks, to go see more of the world and make things happen. What are you waiting for?! Links-Travel with Pat TikTokTWA Hotel in New YorkCard Pointers App for OrganizingPat's Favorite Credit CardsAllison's Fav - Capital One VentureAllison's Fav - Chase Sapphire PreferredCeara Fav - Chase Sapphire Preferred** we do get referral bonuses for these credit card links, so if you decide you want any of these cards, we would really appreciate you using our referral links! thank you so much in advance.  

So Money with Farnoosh Torabi
1353 Ask Farnoosh: Buying Real Estate, Protecting Credit Scores and Investing for a Kid's Future

So Money with Farnoosh Torabi

Play Episode Listen Later May 6, 2022 27:54


This week's Ask Farnoosh: Should I rent or buy a home when I move to a new state for a job? How might closing an old credit card hurt my credit score? How to invest for my son's future? Farnoosh also shares thoughts on the Supreme Court's leaked abortion ruling. Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney. Subscribe to her weekly So Money newsletter for the latest updates and advice. Catch her weekly money videos on YouTube.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Legacy through Motherhood
EP 102 Listener Question: Should I Add My Young Kid As An Authorized User For My Credit Card? (So they can “inherit” my credit score)

Legacy through Motherhood

Play Episode Listen Later May 6, 2022 20:10


In this episode, Stephanie kicks off FINANCE FRIDAY - where we will tackle a different money question, topic, conversation, etc each week. (Don't worry - typical Monday episodes will remain the same) The GOAL is to make hard money topics easy, to coach you through a situation, to teach, to encourage, to motivate, etc. This week Stephanie answers a listener's question. "Should I Add My Kid As An Authorized User For My Credit Card?" (So they can graduate with an 800 credit score?) https://legacythroughmotherhood.captivate.fm/listen (Subscribe) to the podcast so you don't miss any of the other topics! Follow on IG @ https://www.instagram.com/yourfinancialbffsteph/?hl=en (YourFinancialBFFSteph) for more financial content and coaching.

The Millennial Money Guide
Let's Put That Tax Refund To Work!

The Millennial Money Guide

Play Episode Listen Later May 4, 2022 12:34


Soooo, you got a tax refund? Before you go blowing it on that Gucci purse you've been eying over the last few months, listen to this episode. Today, we discuss some SMART ways to spend your tax refund -- the future you will thank you. What are you waiting for? Hit 'play'--Register for my next masterclass: https://calendly.com/themmg/Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmg

How to Buy a Home
Ep 90 - Credit Repair For 300-669 - “Bad” Or “Fair” Credit Scores  

How to Buy a Home

Play Episode Listen Later Apr 29, 2022 21:57


Can you buy a home with what the credit bureaus call fair or even bad credit? Yes, you can, but you need credit repair ASAP. Why? Because, like it or not, credit scores matter when you are looking to get a loan for your first home purchase. There are many simple action steps that MANY How to Buy a Home listeners have used to jump 25, 50, or even over 100 points to get them set up to be ready to buy a home. Use the tips that have worked for other real people just like you!This podcast was started for YOU, to demystify things for first time home buyers, and help crush the confusion. After helping first timers for over 13 years, I knew there wasn't t a lot of clear, tangible, useable information out there on the internet, so I started this podcast. Help me spread the word to other people just like you, dying for answers. Tell your friends, family, and perhaps that random neighbor you REALLY want to move out about How to Buy a Home! A really easy way is to hit the share button and text it to your friends. Go for it, help someone out. And if you're not already a regular listener, subscribe and get constant updates on the market. If you are a regular and learned something, help me help others – give the show a quick review in Apple Podcasts or wherever you get your podcasts, or write a review on Spotify. Let's change the way the real estate industry treats you first time buyers, one buyer at a time, starting with you – and make sure your favorite people don't get screwed by going into this HUGE step blind and confused. Viva la Unicorn Revolution! Instagram @DavidSidoniTik Tok @howtobuyahome

Best New Ideas in Money
Unpacking the mystery of credit scores

Best New Ideas in Money

Play Episode Listen Later Apr 28, 2022 24:14


Credit scores go all the way back to the early 19th century, but for many of us they remain impossibly opaque. Why do we have them — and will we ever get rid of them? Learn more about your ad choices. Visit megaphone.fm/adchoices

Best New Ideas in Money
Unpacking the mystery of credit scores

Best New Ideas in Money

Play Episode Listen Later Apr 28, 2022 24:14


Credit scores go all the way back to the early 19th century, but for many of us they remain impossibly opaque. Why do we have them — and will we ever get rid of them? Learn more about your ad choices. Visit megaphone.fm/adchoices

Wealth Academy Podcast - Wealth Is More Than Just Money
235 National Financial Literacy Month - Day 28 - How To Become Financially Independent

Wealth Academy Podcast - Wealth Is More Than Just Money

Play Episode Listen Later Apr 28, 2022 16:07


As we all continue recovering from the pandemic, we find ourselves in a space that truly calls upon us all to work smarter to become financially independent. Why?With the cost-of-living crisis in our midst, we must all pull our finances to the level to match the inflation rate. We all knew coming out of the pandemic that the economy would be adjusting and it is. The Federal Reserve raised interest rates by 0.25% in March and we know there will be six additional increases throughout 2022. Kitchen table issues take into account the increase in food prices, gas, and goods. Investing in stocks, bonds, and other commodities will yield dividends that will likely outpace the inflation rate.How to become financially independent:Knowledge is power so study the stock market, have a section with a financial advisor, talk to your local banker and learn as much as you can about investing in stocks, real estate, cryptocurrency, and more. Self-study is important because you won't be going in blind and with a basic knowledge of what can help you assist your family finances in navigating this inflationary cycle.Start investing, there is no perfect formula and or secret sauce, just get started. Why? The sooner you start investing the more you will learn about the process. There is no overnight success, invest from a long-run perspective meaning, you are in it to win it in the long run.Prepare for life events that may take place in your life such as marriage, having a family, moving or going to college. The bottom line is this, just as no one saw the pandemic coming, there will likely be other significant events that come our way in the future. Preparation is the key and we all received experience from COVID-19 and we know what to do if something like this happens again.What about your spending habits? Do you know how to establish a budget, financial plan, and more? Once you establish your financial budget it will be a window into becoming debt-free. You will be able to understand your spending habit and make adjustments to work to become financially free.Work to maximize your credit score. Your credit score is the byproduct of your spending habits, credit card debt, personal and student loans, mortgage, and more. Formulate a spending plan, an emergency fund, and build your credit.Set aside money to help your family. The awesome power of service to the family is priceless, so ensure you have a purpose for working, saving, and building your family one dollar at a time.Retirement is in your future, what you do today has everything to do with your tomorrow. The sooner you start to save, invest, and generate wealth the more you will have in your golden days.There is more, however, this will get you out the door when it comes to becoming financially independent. Everything listed here will help you, start today!  

Noon Business Hour on WBBM Newsradio
Credit Score - Couples Finances & Chicago Casino

Noon Business Hour on WBBM Newsradio

Play Episode Listen Later Apr 27, 2022 25:06


Ways to improve your credit score, making sure couples have financial compatibility and an update on the competition for a casino in Chicago.

The Drew Mariani Show
Social Credit Scores / New Testing on the Shroud of Turin

The Drew Mariani Show

Play Episode Listen Later Apr 26, 2022 51:06


Hour 3 of The Drew Mariani Show on 4-26-22 Dr. Ann Cavoukian joins Drew to talk about Italy starting to use social credit scores for environmental purposes Dr. Wayne Phillips tells us about the new testing methods that have been used on the Shroud of Turin... that date it to the time of Christ!

SAfm Market Update with Moneyweb
Low credit score? Here's how to improve it

SAfm Market Update with Moneyweb

Play Episode Listen Later Apr 25, 2022 6:18


John Manyike – Head: Financial Education, Old Mutual

Wealth Academy Podcast - Wealth Is More Than Just Money
230 National Financial Literacy Month - Day 23 - How To Address Court Summons For Credit Card Debts & You

Wealth Academy Podcast - Wealth Is More Than Just Money

Play Episode Listen Later Apr 23, 2022 16:02


One of the first things you should do if you receive a summons from the court is to address it. You should respond to a court summons for credit card debt by first trying to settle the issue with your creditor and then by fighting the lawsuit in court if you're unable to come to an agreement. The worst thing you can do is ignore the summons. If you don't know why you received a court summons for credit card debt, contact the debt collector that filed suit and ask for documentation proving you owe the amount in question. The court system relies on evidence, to ensure you owe the debt and or make sure it belongs to you and not someone else. This will give you more information to go on, and if the debt collector doesn't have the necessary paperwork, the suit could go away. Things to do if you receive a summons:Don't ignore itTry to work things outAnswer the summonsConsult an attorneyGo to courtRespond to the rulingThe number one problem people are facing today is the economy and financial challenges. Remember you are not alone, the best thing to do is to face the facts, address the court summons and over time you will be made financially whole again. This information will help you overcome a court summons, and move forward knowing you will and can do this.Learn about Paul Lawrence Vann's digital Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG

Dreamer's Financial Playbook
How to Close a Credit Card without Ruining Your Credit Score

Dreamer's Financial Playbook

Play Episode Listen Later Apr 21, 2022 11:38


Is closing a credit card good or bad for your credit score? It depends. Closing a credit card account can completely mess up your credit score if you don't know strategies for how to cancel credit cards wisely. In this videos from a viewer questions, we're breaking down how I show my clients how to close a credit card correct so that their FICO score stays strong!

Think Gen Wealth Podcast
Ep 77: How Can You Fix Your Own Credit With Five Simple Steps

Think Gen Wealth Podcast

Play Episode Listen Later Apr 20, 2022 42:35


In this episode I share Five simple steps on how to fix your own credit. 6 Factors that effect Your credit score:1. Payment History - 35%2. Credit Usage - 30%3. Average Age of Credit - 15%4. Credit Mix - 10%5. Credit Inquires - 10%6. Derogatory Remarks - BonusFree Annual Credit Report: https://www.annualcreditreport.com/index.actionTransunion Freed Credit Report: https://www.transunion.com/annual-credit-report5 Factors that effect your credit score: https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/

Mindfully Rich Podcast
Conversation #93 | Didn't Cha Know Credit Cards Series: How Do The New Age Lay-a-Way Systems; After Pay, Klarna, Sezzle, & Affirm Affect My Credit Score Episode

Mindfully Rich Podcast

Play Episode Listen Later Apr 19, 2022 23:34


April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast.   We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you!  Let's start from the beginning; A healthy credit score is necessary if you're going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower interest you pay overall for the loan?   That's right, and that's why I'm taking time this month to educate you on how you can improve your credit standing by managing your credit cards the Mindfully Rich way! Credit is power and serves as your face card to lenders and employers, utility, phone, and companies overall needing your history of how you move in repaying debts that you borrowed.  That three-digit credit score you may or may not care about has the power to improve your life and make living easier for you financially in the future.   Stay tuned all month as I give you my perspective on how credit cards can increase and decrease your credit score in this 5 part series.   Today I'm tackling the new age lay-a-way systems; Klarna, Afterpay, Affirm, and Sezzle, and how they affect your credit!#MindfullyRichPodcast #CreditEducationMonth #CreditTips #Klarna #Afterpay #Affirm #SezzleThank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen, and share this with ERRRRBody; keep writing those reviews, and remember ya'll, my marketing team!Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast Check out my website - iammindfullyrich.com

I got ur six
Building your credit score

I got ur six

Play Episode Listen Later Apr 19, 2022 33:24


In this episode we're gonna be talking about how to build your credit score how if you have an iPhone or a Samsung Galaxy phone or whatever Samsung phone is you can use to build your credit syour credit score that you can help establish your credit --- Support this podcast: https://anchor.fm/jr-bell8/support

Alchemical Tech Revolution
Social Credit Scores And Digital I.D.'s

Alchemical Tech Revolution

Play Episode Listen Later Apr 18, 2022 109:38


China's Social Credit System - Coming Soon To A City Near You! "Come With Me" - Original music written and performed by Jason Lindgren with accompaniment by Brett Dietz - Copyright © 2021 - Jason Lindgren and Wayne McRoy Please visit www.rokfin.com/waynemcroy Additionally, if you find value in the material presented here, please consider purchasing one of my books: https://www.amazon.com/Demic-Pan-Breaking-Natural-Order/dp/B09T39R6C3 https://www.amazon.com/Cybernetic-Messiah-Building-Antichrist-System/dp/B08L3Q67K9/ref=pd_bxgy_img_3/146-6016008-8808148?_encoding=UTF8&pd_rd_i=B08L3Q67K9&pd_rd_r=4934c122-3658-451a-ad21-43b8379fb7e8&pd_rd_w=f7HPs&pd_rd_wg=s4o6c&pf_rd_p=fd3ebcd0-c1a2-44cf-aba2-bbf4810b3732&pf_rd_r=RQEVXZ3XZ0KWJNS902F8&psc=1&refRID=RQEVXZ3XZ0KWJNS902F8 https://www.amazon.com/Autism-Epidemic-Transhumanisms-Little-Secret/dp/1094678422 https://www.amazon.com/Alchemical-Tech-Revolution-Fulfilling-Technology/dp/1979221669/ref=pd_bxgy_img_2/146-6016008-8808148?_encoding=UTF8&pd_rd_i=1979221669&pd_rd_r=53c90175-7d8a-44bc-9155-429a29c87bab&pd_rd_w=4eAMu&pd_rd_wg=xbHBd&pf_rd_p=fd3ebcd0-c1a2-44cf-aba2-bbf4810b3732&pf_rd_r=TXGQB73RRHNXHYB3JYG4&psc=1&refRID=TXGQB73RRHNXHYB3JYG4 If you would like to make a one time donation, you can send it through PayPal to: dmcroy98@epix.net --- Support this podcast: https://anchor.fm/wayne-mcroy/support

Noelle Randall Podcast
How To Fix Your Credit Score Fast

Noelle Randall Podcast

Play Episode Listen Later Apr 18, 2022 9:15


Having bad credit can definitely limit you from a lot of opportunities, but there are some things you can do to fix this! Get my advice on how to fix bad credit and tips on how you can leverage this for your business by listening to this podcast!Start your own successful YouTube channel now:https://www.betheherostudios.com/Get a copy of my book for FREE:https://www.noellesfreebook.com/WEBSITE:http://www.noellerandall.comTEL: 888-479-4542Listen And Enjoy!Noelle RandallSupport the show (http://www.paypal.me/noellerandall1)

How to Money
Ask HTM - Debt Settlement Credit Score Impacts, Where to Stash Wedding Funds, & Investing Money for a New Baby #502

How to Money

Play Episode Listen Later Apr 18, 2022 54:25


We're kicking off the week by answering listener questions! And if you have a question that you'd like for us to answer on the show, we'd love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - What kind of impact will settling my debt have on my credit score? 2 - My employer matches retirement contributions but I really want to pay down my debt ASAP- what should I do? 3 - Where should I invest funds for an upcoming wedding? 4 - How should I go about investing money for my newborn daughter? 5 - Do I have to actually use my credit card in order to boost my credit score?   During this episode we enjoyed a Sour Strawberry Rhubarb by Edmund's Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out! See omnystudio.com/listener for privacy information.

The Realist & The Visionary
Episode 146- The Social Credit System

The Realist & The Visionary

Play Episode Listen Later Apr 17, 2022 50:19


China's social credit system is a dystopic reality that is coming very soon to the U.S. Chinese citizens are under prison-like surveillance systems. They are heavily monitored on a day-to-day basis. The simplest action can result in a revocation of your natural-born rights. This system is a way of ushering in the satanic beast system or new world order and people seem pretty lackadaisical about it.

The Millennial Money Guide
Should I Get A Fixed or Variable Rate Mortgage?

The Millennial Money Guide

Play Episode Listen Later Apr 13, 2022 13:49


Are you on the fence about getting a fixed or variable rate mortgage? Tune into this episode to learn more, in this episode I cover:- What a fixed rate is- What a variable rate is- The pro's and con's of a variable or fixed rate- Penalties when breaking a fixed rate- Penalties when breaking a variable rate- Components that impact interest rates- Should you lock into a fixed rate?This podcast episode was sponsored by Sezzle, check them out:Financial Wellness Blogs : https://my.sezzle.com/category/financial-wellness/Sign up for Sezzle: https://sezzle.com/signup?utm_source=my.sezzle&utm_medium=lp-nav--Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-04Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmg

Hidden Hustler
COMPLETE Credit Score Explanation & Breakdown For Beginners

Hidden Hustler

Play Episode Listen Later Apr 12, 2022 20:07


Credit Score Explained in detail along with how to improve your credit score and get your credit card to 800 credit score. Credit Score tips for beginners and how to use a credit card wisely. Why Free Credit Score or Vantage score is not good and why FICO Score is better than free credit score, Which credit bureau should you check your credit score at? Perfect Credit can be achieved. If you are wondering what is credit score and how is it affected with FICO score or where to check your fico score is it from Experian or Equifax or Transunion Credit Bureaus. Which is the best place to look for the credit score or the FICO score is important or Vantage points. Why Credit Karma Score is not your accurate score? What is the difference between vantage score and fico score? Credit Card for beginners and How credit cards work? How is Equifax credit report different from Experian Credit report or different from Transunion Credit report. How to check which credit bureaus your bank will check for your credit report for the loan/car lease or credit card application/limit. Credit Score Vs Fico Score? Free Credit Score Vs Paid Credit Score? Credit Utilization is a vital part and the most variable part for your credit report as it constitutes 30% of the total credit score. Benefits of having great credit: 1. Better interest rates whenever you borrow money from the bank which can lead to you saving THOUSANDS of dollars. 2. Ability to obtain a car lease/loan 3. Ability to get a house 3 Different Credit Scores/Bureaus (Each calculates your score based on what is reported to them) 1. Experian (Best Bureau) - Every bank checks Experian Credit Report 2. Equifax 3. Transunion 2 Different Types of Scores 1. Vantage 2. FICO FICO is better than a vantage score. Vantage is found on credit karma and other places where you can get your score for FREE. *NEVER TRUST FREE CREDIT SCORES* 5 Factors That Make up your score #1 - Payment History - 35% #2 - Credit Utilization - 30% #3- Length of Credit History - 15% (The longer you have been burrowing the better. Picture when you go to a bar and the bartender knows you and will let you run up a tab because they know you're good for it, the same concept with credit history) #4 - Types of Credit - 10% (Loans/Car Leases/Credit Cards/Mortgage. The more diverse, the better) #5 - New Credit - 10% --- Support this podcast: https://anchor.fm/ecommerce-university/support

Credit Repair Business Secrets
Tips to Educate Your Clients for Better Credit Scores

Credit Repair Business Secrets

Play Episode Listen Later Apr 12, 2022 10:27


Sign up for our brand new 14-day Credit Hero Challenge.Starting a credit repair business has never been easy.I mean you can get set up, market your services and get your clients… but by that stage, you haven't even done the hard work yet!You still have to get results for your new clients!So in today's episode, we're going to teach you everything that you need to know in order to turn your credit clients into credit geniuses. If you want to make your clients into credit Einsteins… then this is what you need.The top 7 tips you need to know in order to maximize the results for your clients are right here!Make sure to check it out! Key Takeaways:Intro (00:00)How one Texas nurse is starting her own credit storefront (02:07)The 7 tips to pass on to your clients (03:42)Why you have to pay your bills on time (04:22)Why you shouldn't make big promises to clients (05:28)Should you show this video to your clients? (06:55)Episode wrap-up (09:46)Additional Resources- Get a free trial to Credit Repair Cloud- Get my free credit repair trainingMake sure to subscribe so you stay up to date with our latest episodes!

We Get Real AF
Ep. 129: We Get Real About - How to scrimp yet not go without during financial hardship, Becoming a thought leader, and Our binge worthy favorites!

We Get Real AF

Play Episode Listen Later Apr 12, 2022 62:39


Special guest Nicole Hartwig of Capri.money shares tips for scrimping in times of financial hardship, talent specialist Alisa Walters talks about how to become a thought leader, and Vanessa and Sue share their binge worthy movies, TV shows, and podcasts! Guests:Real Money w. Nicole HartwigProfesh Sesh w. Alisa WaltersWe Get Real AF Podcast Credits:Producers & Hosts: Vanessa Alava & Sue RobinsonVanessa AlavaLinkedIn Instagram TwitterSue RobinsonLinkedIn Instagram Twitter Audio Producer/Editor: Sam Mclean  Instagram  WebsiteTechnical Director: Mitchell MachadoLinkedIn Reset GamingAudio Music Track Title: Beatles UniteArtist: Rachel K. CollierYouTube Channel Instagram WebsiteCover Artwork Photo Credit: Alice Moore Unsplash We Get Real AF Podcast OnlineInstagramTwitterFacebookLinkedInWebsiteSupport the show (https://ifundwomen.com/projects/we-get-real-af-podcast)

The Momentum Advisors Show
72: Unfair Isaac- our guide to managing your credit score

The Momentum Advisors Show

Play Episode Listen Later Apr 10, 2022 57:18


On this episode, we break down the mysteries behind credit and seek to help you build and maintain a good credit score. 

Talking Success: Connecting the Global FinTech Community
Mark McChlery, Chief Data and Analytics Officer at PayJustNow - All things FinTech, the power of open source and how they are helping build credit scores

Talking Success: Connecting the Global FinTech Community

Play Episode Listen Later Apr 8, 2022 28:53


In this episode Catherine Brassell speaks to Mark McChlery, Chief Data and Analytics Officer at PayJustNow in South Africa.PayJustNow is an innovative, South African technology company providing a 'buy now, pay later'​ solution to shopping. PayJustNow provide a payment option designed to ease the burden of debt by allowing shoppers to pay for products as they earn money, with no threat of growing charges. Payments are split equally over 3 months, interest- free, with no additional fees, allowing the shopper to receive their purchase as if they had paid in full.Mark discusses all things FinTech, the power of open source and how they are helping build credit scores.TalentintheCloud's Website: https://talentinthecloud.io/TalentintheCloud's LinkedIn: https://www.linkedin.com/company/talentinthecloud/Mark McChlery's LinkedIn: https://www.linkedin.com/in/mark-mcchlery-b787b033/PayJustNow's Website: https://payjustnow.com/Catherine Brassell's LinkedIn: https://www.linkedin.com/in/catherine-brassell/

Brown Ambition
The BA Q&A: Will My Credit Score Drop?

Brown Ambition

Play Episode Listen Later Apr 8, 2022 20:24


Mandi is back again to tackle your hard-hitting questions! This week a listener is concerned about paying off her debt, in fear that her credit score will suffer. Plus, how to figure out whether to pay off credit card debt -- or save for a house. We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Authentically Detroit
Challenges, Wins, & Solutions with Anika Goss & Jeanette Pierce

Authentically Detroit

Play Episode Listen Later Apr 6, 2022 57:19


TAKE OUR LISTENER SURVEY PLEASE! CLICK HERE TO ACCESS IT!Anika Goss of Detroit Future City (DFC) and Jeanette Pierce from the new City Institute joined Orlando for a conversation about the new DFC Report, "Buying In: Opportunities For Increasing Homeownership in Detroit Through Mortgage Lending" and City Institute's launch on April 21st! The conversation is a beautiful tapestry of intersectional storytelling and the acknowledgement of challenges, wins, and solutions for Detroit. This is our first recording at the WDET Studios and is produced by Conor Anderson and Jonathan Galloway (JG) of Audio Wave Network. 

Hidden Hustler
The 2 BEST Business Credit Cards For ANY BUSINESS

Hidden Hustler

Play Episode Listen Later Apr 6, 2022 19:40


Best Credit cards for a business in 2021 which I use. Credit Card Limit on these cards can be increased really high and you can increase your credit limit fast. I have increased my Credit Score and boosted my credit score from 550 to 850+. Credit cards point and how to redeem them. Best Travel credit card from AMEX. Best Credit Card for Dropshippers and e-commerce businesses. Hey Business Owners who are looking for the best credit card in the market. I have broken down this video into many parts Business owners looking to scale your business OR looking to find the best cards to use for your business so you get the most rewards for your spending. By no way am I claiming to be a credit expert? The 2 BEST Credit Cards For ANY Business: 1. American Express Platinum Card (AMEX Platinum Card Business) MAIN REASON FOR THIS CARD: No preset spending limit. You can SCALE this card limit EXTREMELY FAST IF YOU KNOW WHAT YOU'RE DOING. 5x points when you book ANY flights or hotels! Earn 1.5 MR on any purchases over $5,000 & 1MR for every $1 spent on purchases under $5k MR is worth $1.54 when you redeem for travel through the AMEX app $200 in credit for airline incidental fees (Checked bags, etc) Priority Pass Select. Essentially you will get access to all of the Centurion Lounges/Delta Sky Lounges etc. Can bring up to 2 people for free. Complimentary Hilton/Marriot Bonvoy Gold status at hotels. ONLY DISADVANTAGE: $595 Annual Fee. 2. American Express Plum Card (AMEX Plum Card) MAIN REASON FOR THIS CARD: No preset spending limit. You do not have to pay the balance off for 60 days and do not get charged interest. This is the card 99% of eCommerce businesses go for since you are usually getting paid out every 2 weeks on most platforms: Amazon/Walmart. You can SCALE this card limit EXTREMELY FAST IF YOU KNOW WHAT YOU'RE DOING 1.5% cashback on your payment when you pay your statement balance 10 days before the closing statement date. There is no cap to how much cash back you can earn. ONLY DISADVANTAGES: No points for spending, just get 1.5% cashback and 60 days to pay with no interest Annual fee of $250/year. First-year free. intro: 00:00 [01:31] Best Credit Card #1 - AMEX Platinum Card Business [04:36] AMEX Platinum Card Side Benefits [09:50] AMEX Platinum Card Disadvantage [10:29] Best Credit Card #2 - AMEX Plum Card [11:09] Reasons for AMEX Plum Card [14:03] Side Benefits for AMEX Plum Card [15:44] The disadvantage for AMEX Plum Card [16:51]Conclusion Which Credit Card to choose and Why [18:23]For all the Details comment "MORE INFO" ALL LINKS HERE: https://linktr.ee/andrewgiorgi BOOK FACEBOOK AUTOMATION CALL: https://calendly.com/d/zs7q-fkvq/facebook-automation-consultation-call ECOMMERCE UNIVERSITY DISCORD SERVER (FREE TO JOIN): https://discord.gg/ZX4WqJv9Yz WATCH NEXT

Tim Ben & Brooke: The GTF Podcast
Love and Money TBB Extra Podcast 4-5-22

Tim Ben & Brooke: The GTF Podcast

Play Episode Listen Later Apr 5, 2022 14:44


Which way is marriage trending- Separate or joint bank accounts? We talk love, money and prenups Recorded Tuesday April 5, 2022 with Tim Hattrick, Ben Campbell, Brooke Hoover and Barrel Boy

Stopping Socialism
States Fight Back Against ESG Social Credit Scores

Stopping Socialism

Play Episode Listen Later Apr 5, 2022 51:36


Intuitive Coaching with Amy Radio
How to Be Friends with Money (Credit Score)Part 20

Intuitive Coaching with Amy Radio

Play Episode Listen Later Apr 5, 2022 12:00


Money is an important part of life. This series will help you have the best relationship with my it. Ready to manifest the desire of your heart? IntuitiveCoachingwithAmy.com

El Taco Financiero podcast
Lo que debes saber sobre credit scores en este Mes de la Educacion Financiera

El Taco Financiero podcast

Play Episode Listen Later Apr 4, 2022 17:11


Hoy es Lunes 4 de abril y este mes delebramos el Mes de la Educacion Financiera en Estados Unidos, y cada semana te traeremos contenido sobre finanzas personales, credito, deuda, entre otras, asi como Instagram Lives con expertos para que sigamos aprendiendo a tomar el control de nuestras finanzas.Y esta semana te traemos los siguientes tacos:Como primer taco, te traemos lo que debes saber sobre los credit scores. Que son? Como funcionan y por que son importantes? Te platicamos!Como segundo taco, el primer sindicato ha llegado al gigante de comercio electronico Amazon. Te platicamos sobre este logro de los trabajadores en el estado de Nueva York.Antes de comenzar, te platicamos .Como taco de pilon, te vamos a platicar sobre el segundo booster de la vacuna contra el COVID, sobre el Dia de Cesar Chavez y sobre las ciudades en Estados Unidos donde las mujeres jovenes ganan mas que los hombres!Puedes encontrarnos en todas las plataformas de podcasts, así como en redes sociales, estamos en Instagram, Facebook y Twitter!En televisión, ahora puedes encontrarnos todos los martes en el noticiero de Alejandra Oropeza, en Canal 13 Chiapas. Puedes verlo haciendo click AQUI.

The Saving Whiz Podcast
S2E9: Sharing Untold Industry Secrets to Raise Your Credit Score with Alisa Glutz

The Saving Whiz Podcast

Play Episode Listen Later Mar 31, 2022 19:55


Subscribe so you don't miss an episode!In this episode, Gina chats with Alisa Glutz, an author, speaker and founder of Color My Credit to share best kept industry secrets to raising your credit score without ever getting into debt. Go to myfico.com for your credit score [NOT sponsored]You can connect with Alisa Glutz here:InstagramEmail: colormycredit@gmail.com Grab her book hereTikTok video we mentioned in the episodeJoin our Grocery Game Changer class this Wednesday! Save your seat here. LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

#AskPhillip
How does your credit score affect your purchasing power?

#AskPhillip

Play Episode Listen Later Mar 30, 2022 11:13


The lower your credit score, the more expensive life becomes.  Jason Grimes and Phillip Washington, Jr. discuss why (in their opinion) this is true.   Powered by On Time Lending and Stone Hill Wealth Management

Break Your Budget
All About CREDIT ft. The Credit Brothers - Credit scores, travel hacking, student loans & more!

Break Your Budget

Play Episode Listen Later Mar 30, 2022 40:13


Use the code PODCAST1 for $10 off the Personal Finance Dashboard www.breakyourbudget.com/links www.instagram.com/breakyourbudget CREDIT BROTHERS LINKS: 1. 800 Credit Score E-Book https://blueprint.thecreditbrothers.com/sp23-8432 2. Inner Circle Waitlist https://blueprint.thecreditbrothers.com/inner-circle-9748 3. Credit Repair https://bookacall.thecreditbrothers.com/opt-in Instagram https://www.instagram.com/thecreditbrothers/

Financial Survival Network
Your Credit Score Could Be Going Up - Paul Oster #5454

Financial Survival Network

Play Episode Listen Later Mar 29, 2022 12:50


Summary: If you owe money or are concerned about your credit score, then this episode will be of interest to you. Paul Oster has been helping people restore their credit for over a decade, and comes on the show to give great tips for keeping an eye on your credit score and managing bills that will greatly impact this. Medical bills are especially important to be attentive to; anything under $500 no longer incurs a penalty, but amounts above this will impact your credit significantly. Don't forget to check your credit reports frequently, and tune in for more great insight on improving your credit. Highlights: -Some have stopped reporting certain medical collections -You are still obligated to pay your medical bills -For anything under $500, there is no longer a penalty if you haven't paid it -Average medical debt on credit reports is $500 -If you owe more, then it is important to figure this out so that your credit doesn't suffer -Remember that we can look at our credit reports every seven days for free (CARES Act) -If you have medical bills that you are worried about paying, reach out to the creditors -Oster helps people look for ways to correct Useful Links Financial Survival Network Better Qualified

Financially Naked
Buying a Home with Bevin & Raquel Carter

Financially Naked

Play Episode Listen Later Mar 29, 2022 40:39


On this episode of Financially Naked: Stories from The Financial Gym, Bevin Morgan, a Lexington-based Financial Trainer, is joined by Raquel Carter. Raquel is a Principal Broker, Realtor, and Independent Brokerage Owner. Guide Realty has been around for 14 years and is the largest Black-owned real estate company in Kentucky. Today, Bevin and Raquel will be talking about how real estate works and things you should be thinking about when getting ready to buy a house.  Podcast Notes Raquel has been working in real estate for 20 years. Her mom worked in the industry and encouraged her to get involved!  There are many benefits to working in real estate. Where there are structures and limits in the corporate world, there's more control over opportunity and growth when working in real estate. You work as an independent contractor, which Raquel loves.  She frames selling houses as a service for people. She thinks of it as mothering folks through something they have to do anyway.  Contract to closing is not always a direct line: Sometimes deals are smooth, sometimes they're a roller coaster.  You don't know what you don't know until you're in it, which is why a professional can bring value.    Buying a home for the first time, some things to keep in mind:  Your first home doesn't have to be your forever home.  You don't always have to have 20% down to purchase a home. There are programs and loans out there for first-time home buyers that are more flexible.  At this point in time, with the extremely competitive market, you want more cash.  Credit score is incredibly important. A higher credit score will help give you the best opportunities.  Start taking those first steps. Remember that buying a house can take time. There are no quick fixes. You want to come at it from a place of power.    Real Estate as an investment  If you want to invest in real estate, the best place to start is to become a homeowner. This shows stability to lenders and the rates for financing for a personal residence are generally better than an investment property.  Not everyone is cut out to be a landlord, and that's okay! You don't have to in order to invest in real estate.  Property will continue to go up in value. The bare minimum required is taking care of the property and you can always make improvements. Pay attention to the trends happening.    Final Thoughts  Get your approval first. This gives you greater negotiating power. Going in without knowing the budget is like going to the mall without knowing how much money is in your checking account,  You'll need two years of tax returns, be aware of your credit score, debt to income ratio, and make a plan.  Working on getting your finances and goals in order are the things you can do while saving up and thinking about that first home.  There are variables out of our control, especially right now. The market is intense and Raquel doesn't see that changing in the short term.  Home ownership is a fantastic way to add to your asset portfolio, build wealth, and progress further towards your goals.  Connect with Raquel at Guide Realty www.guide-realty.com Facebook: @GuideRealty Instagram: @guiderealty #guidingyouhome   Meet The Trainer Meet Bevin, Level 2 Certified Financial Trainer 

No Pants Required
Boosted Credit Scores

No Pants Required

Play Episode Listen Later Mar 28, 2022 24:02


This episode is all about helping improve your credit position.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamboo T-shirts.   Get FREE stocks using my Robinhood referral link: https://join.robinhood.com/warrenc435   Keywords: #Credit #History #Financial #Healthy #Money #Business #Home   Disclaimer: I'm not a financial expert - I'm just sharing information from my perspective and strategies I find successful.

Brown Vegan
161. How I Increased My Credit Score From 471 to 700 in 12 Months

Brown Vegan

Play Episode Listen Later Mar 25, 2022 22:49


Blog post with all the show notes for this episode 

Self Love Sit Downs
Credit Building 101

Self Love Sit Downs

Play Episode Listen Later Mar 22, 2022 30:26


We believe that some of the most critical life skills are not taught when in school. Unless you select courses and classes to help you in the financial world, you more than likely graduate high school with little to no knowledge of how to use and build your credit. Many of you don't have the means to purchase a home, a car, new tires for your card with the cash in your pocket, so you turn to a credit card. If you never learned how to use credit properly, in a sense, you are playing with fire, and you could get burned. In this episode, Kelsey and Armando the basics of how credit works and how to build it. 4:00- What makes up your credit score?6:45- 3 Pilars of credit8:03- Four “C's” of credit12:00- Your credit score matters14:30- Credit bureau 17:30- Credit Score range23:58- How to build your creditDon't forget to hit that Subscribe button and leave a review. As always, thanks for sharing your time with us and listening to this episode of Self Love Sit Downs. God Bless. Contact us at selflovesitdowns@gmail.comInstagram:Kelsey @kelsey_teddiArmando @mandofarias05 Facebook Groups:Kelsey Teddi FitnessAs always, Self Love Starts with YOU!

Mind Your Money with MissBeHelpful
Season 5: E2 | Financial Literacy is a Social Justice Issue with Carrie Schwab-Pomerantz

Mind Your Money with MissBeHelpful

Play Episode Listen Later Mar 21, 2022 59:25


In honor of Women's History Month, I am joined by the amazing Carrie Schwab-Pomerantz! You may know her as the daughter of Charles Schwab, but Carrie is a very passionate and active leader in the financial literacy space herself. Carrie is a CFP and the current President & Board Chair at Charles Schwab Foundation. In this episode she dives into stories of her upbringing, lessons she wishes she had learned earlier about money, what advice she offers young people today and why she believes personal finance is a social justice issue today. You're going to get so many gems from my conversation with Carrie... so, grab a notepad to take notes and enjoy!Follow Carrie:Twitter: https://twitter.com/CarrieSchwabLinkedIn: https://www.linkedin.com/in/carrieschwabpomerantz/Facebook: https://www.facebook.com/CarrieSchwabPomerantz1www.schwabmoneywise.com/The Charles Schwab Guide to Finances After Fifty: https://content.schwab.com/web/retail/public/book/★ Support this podcast on Patreon ★

Rover's Morning Glory
Jeffrey's credit score, fallout from Dieter's stunt, & more

Rover's Morning Glory

Play Episode Listen Later Mar 16, 2022 184:28


Dieter will not be coming back to work until he comes to an agreement with management. Michigan Attorney General Dana Nessel faces backlash for tweet. Evan Rachel Wood's has released a documentary about her relationship with Marilyn Manson. Jeffrey gives an update on his housing situtation and he check his credit score. Baker Mayfield's time with The Browns may be coming to an end.