Podcasts about Credit score

Episode 611: Neal and Toby dive into the FICO taking into account consumers Buy Now, Pay Later loans into their credit scores. Also, Novo Nordisk cuts ties with telehealth company Hims & Hers, accusing the mass sale and promotion of Wegovy copycats. Then, job seekers have been using AI to build their resumes for jobs at a rapid pace that is starting to overwhelm job screeners. Meanwhile, Toby examines the trend of SPACs becoming bitcoin treasuries. Finally, a rundown of the latest market reactions from the conflict in Iran. 00:00 - Images of the universe 3:30 - Market update from Middle East conflict 5:00 - Buy now, pay later impacts FICO score 8:30 - Novo Nordisk breaks up with Hims & Hers 12:00 - AI resumes flood the job market 17:00 - Toby's Trends: SPAC Bitcoin treasuries 21:30 - Sprint Finish! Check out https://domainmoney.com/mbdaily and start building your financial plan today We are current clients of Domain Money Advisors, LLC (Domain). Through Domain's sponsorship of Morning Brew Daily, we receive compensation that included a free plan and thus have an incentive to promote Domain Money. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note  Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

(June 23,2025)All the Hollywood action is happening everywhere but Hollywood.. Millions of resumes never make it past the bots… one man is trying to find out why.Should irresponsible hikers be forced to pay for their rescue? This sheriff says yes.

Tuesday – Rauce is in and we discuss his Father's Day, opening your door for police, our favorite types of bars, dark traits, and writing Hallmark cards. We review the Top 20 TV moments for WYDTN. Rauce Thought on getting a massage from a guy. Plus, JCS News, JCS Trivia & You Heard it Here First.

Hi,In this bonus episode we discuss credit scores and the evolution of them. Where they stem from... We also talk about reciprocity in love and life and its meaning. Tune in for this bonus episode! Tru StraubRemember to follow the podcast on Spotify so that you're notified of new episodes every other Thursday, as they are released! Also follow for podcast updates.Instagram; @ tru_straubFacebook; Tru StraubTik Tok; Tru StraubEmail; labelninesevensix@gmail.comwww.label1976.com

Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations. The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers, but what does that mean for the roughly 40 per cent of Australians who use the products? - Ang mga kumpanyang nagbibigay ng Buy Now, Pay Later (BNPL) gaya ng Afterpay at Zip ay sakop na ngayon ng bagong batas. Pero ano ang epekto nito sa higit 40% ng mga Australyanong gumagamit ng ganitong paraan ng pagbabayad?

After National Guard troops and the U.S. Marines were called in by President Trump over the protests in Los Angeles, the president is being criticized for his differing response to the Jan. 6 attack. During the U.S. Capitol assault, Mr. Trump waited to send troops to respond to his supporters. CBS News' Scott MacFarlane reports. A survey shows about one-in-four parents have authorized a child under 18 on their credit or debit card in an effort to give their young kids a head start on establishing their credit ratings. CBS News national consumer correspondent Ash-har Quraishi shows what parents need to know. The popular K-pop band BTS could soon be returning to the spotlight after going on a hiatus nearly three years ago to perform mandatory service in South Korea's military. Another four members recently completed their enlistments and now there's talk of new music. Nearly 40% of female travelers, surveyed by future partners, said they find solo travel appealing or very appealing, which is up 8% from the year before. Pilar Guzmán, Oprah Daily's editorial director, and Elise Loehnen, who wrote about going skiing solo, join "CBS Mornings" to discuss the trend.A high school teacher in Pennsylvania is finding that students are benefiting from turning off their digital devices and focusing on the analog world of manual typewriters. CBS News correspondent Lee Cowan shows how they become typing pen-pals with actor Tom Hanks as a result. Nearly three-quarters of kids get their first phone by 12 years old and spend, on average, more than five hours per day on their devices. Clinical psychologist Dr. Sheryl Ziegler joins "CBS Mornings" to discuss how parents can create healthy habits with their kids. Patricia Clarkson, a three-time Emmy winner and Oscar nominee, stars as equal pay activist Lilly Ledbetter in the new movie, "Lilly." Ledbetter sued her employer in 1999 for sex discrimination after learning she was being paid substantially less than her male colleagues. She lost her case at the Supreme Court, but 10 years later, then-President Obama signed the "Lilly Ledbetter Fair Pay Act." To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

June 11, 2025 ~ Dave Sowerby joins Marie Osborne to discuss why millions of Americans are seeing their credit scores plunge due to student loan delinquency rates and explain how the $1000 per baby “Trump Accounts” work.

Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John Williams to talk about why Chicago is a great place for a staycation, and how low credit scores from student loan debt nonpayment has been impacting homebuying. Segment 2: Jim Dallke, Director of Communications, TechNexus Venture Collaborative, tells John about a Chicago startup that helps disinfect spaces raising […]

Send us a textThis week's Unlocked is for anyone who's ever thought, “Am I too late?” or “Am I doing this all wrong?”From pensions (or the lack of them) to balance transfers during the debt snowball, Laura's diving into real questions from the community.Also in the chat:Why you might want to be cautious with credit score websitesWhen health issues impact your finances... what now?---------Connect with our Partners

Have you ever wondered what life would look like if your credit score didn't exist? Licensed Insolvency Trustees Doug Hoyes and Ted Michalos compare Canada's score-driven system with France's radically different, no-score approach. You'll learn: How France decides who can borrow—without a three-digit score. The cultural attitudes that shape lending and spending in France and Canada Why credit-report errors and identity theft are bigger issues than most Canadians realize. Whether Canada could (or should) adopt parts of France's model—and what you can do right now to work the system in your favour. (00:00)  Intro – How Canada Tracks Credit with TransUnion & Equifax  (04:45)  France's “No-Score” System: How Trustworthiness Is Judged  (07:10)  Lending Culture in France: Relationships Over Ratings  (09:00)  Lending Culture in Canada: Why Scores Still Rule  (13:00)  Could Canada Move Toward a French-Style Model?  (15:50)  Credit-Report Errors: The Hidden Cost of Scores  (19:00)  Building Rapport with Lenders: Help or Hindrance?  (20:30)  Identity Theft Risks: Centralized Data vs. Decentralized Files  (22:00)  Which System Carries Less Bias—France or Canada?  (26:30)  Is Canada's Credit Reporting Actually Working?  (28:00)  Takeaways: How to Navigate Canada's System to Your Advantage    The Big Credit Score Scam Solutions for Maxed-Out Credit Cards Hoyes Michalos FREE Credit Rebuilding Course and Learning Resources Sign Up For The Monthly Debt Free Digest The Best Canadian Personal Finance and Debt Management TikToks Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

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In this episode we sat down with the #1 Trump impersonator, Daytona Trump, for an incredible conversation. We discussed everything from tariffs to the 51st state and so much more. He even broke out his official white privilege card for a few of his answers and promised to pardon Joey if he ever goes to prison. Also, at the end of the episode we interviewed the man behind the famous Dayton Trump. Tons of funny moments in this one that you DON'T want to miss!Follow Daytona Trump on social media @daytona_trump and book him for your next eventPATREON LINK: patreon.com/ogsessionsSHOP: ogsessions.comFOLLOW US:Instagram - @ogsessionspodX - @ogsessionspodTikTok - @ogsessionsTo sponsor an episode or segment email ogsessionspod@gmail.com

Register for my FREE wealth class for entrepreneurs hosted every Monday: https://ginaknox.co/masterclass Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Join Small Business Money School: https://ginaknox.co/school In this episode, Gina Knox shares her personal journey with credit scores, detailing how she raised her credit by 35 points in just seven days. She discusses the impact of financial avoidance on her credit history, the importance of understanding credit utilization, and effective strategies for improving credit scores. Gina emphasizes the significance of monitoring credit and making timely payments to enhance financial health, especially for future financing needs. Timestamps: 00:00 - Understanding Credit Scores and Personal Experience03:09 - The Impact of Financial Avoidance05:55 - Credit Utilization and Its Effects09:02 - Strategies for Improving Credit11:49 - Monitoring Credit and Future Planning Takeaways: Gina raised her credit by 35 points in seven days. Financial avoidance can lead to significant credit issues. A missed payment can affect your credit for seven years. Credit utilization is crucial for maintaining a good credit score. Increasing credit limits can help lower utilization rates. Paying statement balances early can improve credit scores. Understanding how credit card reporting works is essential. Monitoring credit provides valuable data for financial planning. Timely payments are vital for future financing opportunities. Gina offers a free debt class to help others manage their finances. Category: Debt Keywords: credit scores, financial avoidance, credit utilization, credit improvement, personal finance, credit monitoring, debt management, financial strategies, credit card tips, financial education

Devon Shigaki is the mind behind FreshCredit, a company that is dedicated to increasing access to credit on a global scale and empowering individuals to own and manage their own personal data. In this episode, KJ and Devon explore the broader implications of decentralized credit reporting, its simple yet groundbreaking application of blockchain, and the potential for creating a more inclusive financial landscape. Key Takeaways: 03:56 The Problem with Current Credit Systems 06:57 The Controversy of Blockchain in Credit Reporting 13:28 Devon's Personal Experience with Identity Theft 18:35 FreshCredit's Innovative Solutions Quote of the Show (14:00): "Fear of not fixing the problem drives me." – Devon Shigaki Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Devon Shigaki: LinkedIn: https://www.linkedin.com/in/devonshigaki Company LinkedIn: https://freshcredit.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Whether your credit score is 520 or 790, this expert interview reveals the overlooked steps that can immediately improve your homebuying power. Credit scores remain one of the most confusing and fear-inducing hurdles for first-time homebuyers. In this special interview, credit expert Jeanne Kelly—known as “The Credit Genie”—returns to offer actionable insights that go far beyond generic internet advice. With over 25 years of experience and a deeply personal story of rebuilding from financial rock bottom, Jeanne explains exactly how buyers can take control of their credit, whether they're in recovery mode or already have strong scores. David and Jeanne break down myths, share real-life success strategies, and highlight the most surprising tips that even high-credit borrowers should know.Quote“I didn't answer the door once and the man was going to turn off my electric… That was my rock bottom. You sit there and say, ‘You gotta change things.'” – Jeanne KellyHighlightsWhy even buyers with “good” credit scores are missing opportunitiesThe most common credit myths that keep renters stuckJeanne's formula for rebuilding credit after major financial strugglesTips you won't find on Google—straight from a 25-year credit veteranWhat to do today if you're afraid your credit score will hold you backHow to recognize a real credit expert versus a scamEmotional and practical advice from someone who's been there—and made it throughConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

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This week's episode covers everything—from my mom's engagement, to my weight loss journey, to the boundaries I've set in dating and friendships, and how I'm kind of figuring out financial stability.

Ever wonder what a "good" credit score is? And how is that even measured? According to FICO and Experian, a good credit score is...Well check out the episode to learn more! And ways to get a good score and how to get to a GREAT credit score!Questions@creditkristi.com

Host of ‘How to Money' Joel Larsgaard joins the show to talk about people spending way too much money on news & newsletters, whether higher education s really valuable, and what Moody's downgrade of the U.S. credit rating means for your money.

Chaz's socials - https://linktr.ee/thesidehustlenetwork?fbclid=PAZXh0bgNhZW0CMTEAAacvJRowaK5qPk5czY_ObvAIPWbsggc3ryKr90xmrRKttC5n6Db1-xbG550-dg_aem_4SEOokqjPekT4WZt0D7jCQ Join the seller network - https://tr.ee/jbw1ECTCvyour cohost @bigtimeflips @idflipthat @ARuralSquirrel

Credit cards can be a game-changer for your finances—or a slippery slope into debt. In this encore episode, we take an in-depth look at the pros and cons of credit card usage. From rewards points and cashback perks to the risks of high-interest debt and overspending, we break down when using a credit card helps and when it harms. If you've ever wondered, “Should I use a credit card or not?” this episode is for you. Tune in to learn how to make intentional financial decisions and decide if swiping is the right choice for you.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung    

New episode with Todd Cox and John Ingram! We discuss whether or not taxes on tips and social security be eliminated, smart & free tips to help improve your credit score, and more. #LasVegasRealEstate #CreditScore #Tips #RealEstateTips #LasVegasRealEstateRadio #RealEstate #Lvrealestate #LasVegas Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com

Releasing this episode early because why the hell not. Enjoy your day.Support the show

Segment Teaser – On this week's episode of Go Gaddis Real Estate Radio, we spotlight one of Gwinnett County's most sought-after neighborhoods, explore the surprising drop in credit scores for student loan borrowers, and answer the question on everyone's mind: “Did I miss my chance to buy a home?”

On this episode of The Investor Professor Podcast, Dr. Ryan Peckham sits down with licensed mortgage broker Ashley Marx for a comprehensive and candid conversation about buying your first home or commercial property. Ashley, who helped Ryan purchase his first commercial building, breaks down the myths around down payments, closing costs, and how debt-to-income ratios really shape your buying power. They explore why many young buyers hit “analysis paralysis” by assuming they need 20% down and how alternative loan options—like down payment assistance programs—can open doors earlier than expected. From tips on preparing your credit score to real stories from the 2008 housing crash, Ashley shares eye-opening insights for buyers at every stage. The two discuss how real estate trends are shifting, what people get wrong about mortgage approvals, and why now might be smarter than waiting for rates to drop. Whether you're thinking about your first home, rental property, or retirement planning, this episode lays out the essentials in an approachable, honest way.Ashley Marx - E Mortgage Capital949-603-2833amarx@emortgagecapital.com#RealEstateTips #MortgageAdvice #FirstTimeHomeBuyer #InvestorProfessor #FinancialPlanning #RealEstateInvesting #CreditScore #DownPaymentHelp #BuyingAHome #PersonalFinance* This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.

On this episode of Retire Fit Radio, Nathan Fort discusses the importance of understanding both conventional and unconventional economic indicators that can impact retirement planning. He highlights quirky indicators like the Lipstick Index and Cardboard Box Index, as well as traditional metrics such as GDP and unemployment rates. The conversation shifts to common cash flow mistakes retirees make, emphasizing the need for strategic IRA withdrawals and comprehensive tax planning to ensure a secure retirement income If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

In this conversation, Garry Thurman and Bobby Futch discuss the positive outlook of retirees, with 72% reporting better-than-expected experiences. They emphasize the importance of multiple income streams, predictable income, and consolidating retirement accounts. The hosts also highlight potential red flags for retirement, such as living paycheck to paycheck, managing debt, and understanding expenses. They stress the need to maximize Social Security benefits and the importance of having a comprehensive retirement plan f you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

In this episode of The Core Report Special Edition, Govindraj Ethiraj interviews Chetna Sinha, founder of Mann Deshi Foundation and Mann Deshi Bank, about the unique challenges women entrepreneurs face in rural India when accessing business loans and capital. Learn how Mann Deshi is empowering thousands of rural women by overcoming barriers like lack of collateral, no credit history, and lengthy loan approval processes.Discover the innovative ways technology and financial inclusion are enabling women-owned microenterprises in sectors such as tailoring, catering, and grocery retail to thrive and grow. Chetna shares insights on digital KYC, credit rating tools, and working capital support that are transforming lives and boosting rural economies.If you're passionate about women entrepreneurship, microfinance, rural business development, and financial empowerment, this podcast episode is a must-watch.Timestamps:(00:00) Women Entreprenuers getting loans(01:45) Lack of Assets(02:14) Credit Score(02:50) Other documents + Statistics(04:21) Average customer of Mann Deshi Bank(05:20) Typical business categories of Women Entrepreneurs(07:25) What blockchain enables for Women Entrepreneurs(08:22) KYC(09:50) Mann Deshi's Credit Rating Tool(11:54) Ease of getting loans(13:13) Tokenisation of Assets with Blockchain(15:20) The role of software companies(17:03) The state of the rural economy(17:56) Mann Deshi's achievements(18:30) Microcredit is outdated⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listeners! We await your feedback....⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Core and The Core Report is ad supported and FREE for all readers and listeners. Write in to shiva@thecore.in for sponsorships and brand studio requirementsFor more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join and Interact anonymously on our whatsapp channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠

How Jess McCarthy Boosted Her Credit Score by 200+ Points in One Year — Without a Credit Repair CompanyIn this episode of The Extreme Personal Finance Show, Chris sits down with Jess McCarthy — Minnesota realtor, entrepreneur, and working mother of 5 — who shares how she raised her credit score by over 200 points in just over a year.From rock bottom at 557 to a stellar 760, Jess walks us through her raw, real, and relentless journey. No credit repair companies. No handouts. Just grit, hustle, and financial badassery.We dig into:What caused her credit to tankWhy she didn't use a credit repair company (and what to do instead)How she negotiated and settled $30K of credit card debtSmart habits she built to stay out of debt for goodHow your credit score impacts everything from rentals to insurance ratesWhether you're in the pit or just need a comeback story to light your fire — this is it.Resources Mentioned:Experian Credit Score AppDebt Settlement StrategiesNational Debt Relief (and why Jess said no)Key Takeaway: You don't need to pay someone to fix your credit. You need a plan, persistence, and the guts to face the truth.Contact Chris:https://heavymetal.money⁠https://www.facebook.com/MoneyHeavyMetal⁠https://x.com/MoneyHeavyMetal⁠https://www.instagram.com/chrisluger⁠⁠https://www.tiktok.com/@heavymetalmoney⁠email: chris at heavymetal.moneyContact Jess:McCarthySellsHomes at gmail dot comResources and Links:Snowball vs. Avalanche: Which Debt Payoff Method Rocks Harder?⁠https://heavymetal.money/debtpaydown/⁠Demystifying Credit Scores: Your Financial Report Card and Why It Mattershttps://heavymetal.money/creditscores/

In this episode, Brent and Leon discuss How to Increase you Credit Score 20 - 40 points in 6 Months

Dr Boyce speaks about the reality of credit scores and more

In this episode of Retire Fit Radio, Nathan Fort discusses common assumptions people make about retirement planning, particularly focusing on the risks of relying solely on market performance and the impact of inflation. He emphasizes the importance of having a solid retirement plan that accounts for market fluctuations and inflation rates. The conversation also explores opportunities that arise during bear markets, such as tax loss harvesting and the potential benefits of annuities in a changing interest rate environment. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

In this conversation, Garry Thurman discusses the critical relationship between health and wealth as individuals approach retirement. He emphasizes the importance of proactive health planning alongside financial strategies to ensure a fulfilling retirement. Garry shares his personal health journey, highlighting the impact of health on financial stability and the necessity of addressing both aspects to avoid the double threat of declining health and uncertain finances. The discussion also touches on the emotional and spiritual dimensions of retirement planning, underscoring the need for a comprehensive approach that includes both health and wealth considerations If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

In this "Ask Me Anything" episode, Ryan Michler and Kipp Sorensen dive into a St. Louis event recap, sharing its triumphs and challenges. They tackle listener questions on sibling conflicts, leaving work stress behind, the pressures of leadership, marriage cycles, discovering personal values, and managing credit scores. With candid insights, Ryan and Kipp explore self-validation, intentionality, and aligning actions with values, offering practical advice for men striving to live purposefully. Join them for an inspiring discussion on growth and resilience. SHOW HIGHLIGHTS 00:00.088 - Event Recap: St. Louis Experience 06:40.662 - Handling Sibling Conflicts 13:54.412 - Leaving Work Stress at Home 24:18.870 - The Weight of Leadership 41:44.558 - Marriage Cycles: Fact or Fiction? 51:40.632 - Discovering Your Personal Values 57:09.762 - Credit Scores and Financial Responsibility 01:02:15.275 - Call to Action: Divorce Not Death   Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready

In this episode, John discusses credit scores and their reflection on people’s livelihood. A higher credit score can directly be linked to a longer life! Get your notepads and listen up for some free game!See omnystudio.com/listener for privacy information.

Quickly complete a few non-negotiable tasks that will get your house looking presentable fast. Don't miss this speed-cleaning episode because the host also tells you how to protect your credit score after paying off your cards. She also touches on the benefits of keeping a running to-do list. Need a longer cleaning session? You can unlock longer episodes through an Apple subscription, Patreon subscription, or the Spreaker Supporter's Club. Learn more by visiting our website: https://cleanwithmepodcast.com...Become a supporter of this podcast: https://www.spreaker.com/podcast/clean-with-me--4574793/support.

#221: The ultimate guide to credit reports and scores—how they're calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more. Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Bureaus Equifax Experian TransUnion Free Credit Report: AnnualCreditReport.com Credit Monitoring: Credit Karma |  Experian Credit Reporting Agencies Innovis Chex Clarity Services National Consumer Telecom & Utilities Exchange Early Warning Consumer Report LexisNexis Free FICO Scores: myFICO | Experian X Post on Couple's Credit Card Journey International Credit Data: Nova Credit Business Credit Scores Equifax Business Experian Dun & Bradstreet LexisNexis Business Credit Data: Small Business Financial Exchange Article: Understanding Business Credit Scores ATH Podcast Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:03) Quick Background of the Credit Report Industry (04:54) What's on Your Credit Report (06:45) Soft vs. Hard Inquiries (10:04) How to Request Your Credit Report for Free (10:59) Filing for Disputes (12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring (18:46) Credit Reporting Agencies (24:06) How to Remove Your Personal Information Online (26:24) Quick Overview of Credit Scores (29:36) How Credit Scores Are Calculated (35:33) FICO Score vs. Vantage Score (38:12) Upcoming (Big) Changes to Credit Scores (40:27) Where to Find Your Credit Scores (42:00) Analyzing Chris' Credit Scores (46:59) Two Main Factors That Impacted Chris' Credit Score (48:58) How the Points & Miles Game Impacts Credit Scores (53:12) The Impact of Closing a Credit Card (56:36) Ways to Improve Your Credit Score (59:21) Adding an Authorized User to Your Credit Card (1:01:59) How to Leverage Your International Credit Score (1:02:53) Quick Overview of Business Credit Scores Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

More than 9 million student-loan borrowers could see a decline in their credit scores in the first half of the year, according to the Federal Reserve Bank of New York. Wall Street Journal reporter Oyin Adedoyin joins host Ariana Aspuru to discuss what you should do if you are at risk.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we are talking with a dentist who is completing his HPSP contract. He shares with us the positives and the negatives of his four year contract. He said he definitely came out ahead financially going this route and he is very excited to complete his contract and move forward with his career. For finance 101 we will be talking about credit scores. Full disclosure, the following is a sponsored promotion for Locumstory.com. But the weird thing here is there's nothing they're trying to sell you. Locumstory.com is simply a free, unbiased educational resource about locum tenens – it's not an agency. They simply exist to answer your questions about the how-to's of locums on their website, podcast, webinars, videos, and they even have a locums 101 crash course. Learn about locums and get insights from real-life physicians, PAs and NPs at Locumstory.com. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter