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In this episode of V-FM Pensions, hosts Darren and Nico chat to BNY's Head of Retirement, Richard Parkin. Richard is an industry stalwart with over 30 years experience in the industry and describes himself as a "card-carrying pensions and retirement geek." Perhaps he should also add to that that he is the 'Daddy Cool' of pensions... In another wide ranging episode we chat Mansion House reforms, the Government's decision to means test winter fuel payments, and the Turkish State Pension system. We also discuss presenteeism and Nico throws us a curve ball by talking want to talk about the theory that complex life may have started much earlier than previously thought - one for the actuaries! We also find out a bit about Richard's career and, of course, ask what value for money means to him.
Richard Parkin joins the podcast for a second time, after a tumultuous couple of weeks featuring two losses and Mark Rudan quitting. Meanwhile, Rich imparts his wisdom on the A-League reform and the New Leagues Working Group.
Richard Parkin joins the podcast for a second time, after a tumultuous couple of weeks featuring two losses and Mark Rudan quitting. Meanwhile, Rich imparts his wisdom on the A-League reform and the New Leagues Working Group.
This week the team glimpses inside a reader's portfolio. How realistic is her goal of a £13,000 income in retirement is and how could she improve. They are joined by Richard Parkin, head of retirement policy at Fidelity, who also looks at the biggest risks pensioners face following pension freedoms. See acast.com/privacy for privacy and opt-out information.
My guest for this episode of Informed Choice Radio is Richard Parkin. Richard is Head of Pensions Policy at Fidelity International. He has over 20 years’ experience in the pensions and investment industries, particularly defined contribution retirement savings. As Head of Pensions Policy at Fidelity, Richard leads their work on assessing the ever changing landscape for pensions and retirement in the UK. His role involves identifying opportunities to help Fidelity’s customers and develop their products and services. He is also responsible for Fidelity’s retirement thought leadership combining with colleagues around the globe to provide fresh insight into the ever more complex issues customers face in saving for and living in retirement. In this episode of Informed Choice Radio, I speak to Richard about whether we can expect a period of stability ahead when it comes to pension changes, if it was right to scrap plans for a secondary annuity market, unfinished business on pensions tax relief, how providers have coped with the introduction of pensions freedoms, and much more. Welcome to Save More Tomorrow with Richard Parkin, in episode 151 of Informed Choice Radio. Some questions I ask -Could we have a period of stability ahead of us when it comes to pensions? -What does the future look like for pensions and pension tax relief? -What should we expect the state pension provision to look like in the future? -How have pension providers coped with implementing pension freedoms, and what were some of the consequences? -Has auto enrolment proceeded as planned, and what do you think it will mean for the next generation of pension savers? Useful links mentioned in this episode Fidelity Richard on Twitter Thank you for listening! To get new episodes of Informed Choice Radio sent directly to your device as soon as they are published, you can subscribe on iTunes or Stitcher Your reviews on iTunes are incredibly helpful and really appreciated. We get notified about each one; please leave a note of your name and website URL so we can mention you in a future episode.
Each week host Richard Parkin is joined by news editor Mike Ticher, cartoonist extraordinaire David Squires, and the only man of the quartet to have actually experienced real top flight football, Michael Bridges, to talk about the latest news and results in the Premier League.
This week we’re focusing on pensions and retirement. Lets start at the beginning shall we? What exactly is a Pension? What different types of pension are there and how do they work? Morningstar’s Senior Editor Emma Wall talks us through the basics. Redington's Lydia Fearn explains to us why it is critical to start saving for retirement as early as possible, to increase your payments when you get a pay rise and why the forthcoming Lifetime ISA is not a pensions alternative. So you’ve decided you want to start paying more attention to your pension and planning your retirement but how exactly do you save retirement? Senior Editor Emma Wall explains all. Are you starting a personal pension for the first time? We talk to top investor John Husselbee, Head of Multi-Asset for Liontrust to give his three fund picks across the sectors to consider for your SIPP. Thanks to pension freedoms you can now access 25% of your pension pot tax-free at 55 - and figures show many retirement savers are withdrawing their cash. But should you do the same? We discuss this and more with Richard Parkin, Head of Pensions for Fidelity. Looking for income producing assets? Be careful to look at the underlying portfolio of any income-paying fund as a low rate environment has forced many up the risk curve meaning Income Investing Has Become Significantly More Risky explains Morningstar’s Dan Kemp. Not all UK equity income funds are the same, it is important to match your requirements to the right manager. Senior Morningstar Analyst Peter Brunt highlights three very different funds for your post retirement portfolio.