Podcasts about Government

Government. The Big G. We like to imagine the free market and the invisible hand as being independent from political influence. But Nobel laureate, Simon Johnson, says that influence has been there since the birth of economics. Call it political economy. Call it government and business. Call it our big topic each Wednesday through Labor Day. We're kicking off another semester of Planet Money Summer School asking the biggest question: Why are some nations rich and others poor? With stories from India, New York City and Peru, we look at the ways in which government bureaucracy can help make or break an economy. Tickets for Planet Money Live at the Bell House available here. Planet Money+ supporters get a 10 percent discount off their tickets. Go to plus.npr.org to sign up, if you haven't already, and listen to the July 8th bonus episode to get the discount code.Always free at these links: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Find more Planet Money: Facebook / Instagram / TikTok / Our weekly Newsletter.Planet Money+ supporters get early access to new episodes of Summer School this season! You also get sponsor-free listening, regular bonus episodes, and you'll help support the work of Planet Money. Sign up for Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Crypto News: Blackrock now holds 700,00 Bitcoin in its ETF. Trump's Truth Social files for index-based crypto ETF which includes XRP, Solana, CRO, Ethereum, and Bitcoin.Show Sponsor -

Birth rates are crashing worldwide. After the Spike author Dean Spears reveals why depopulation — not overpopulation — threatens humanity's future.Full show notes and resources can be found here: jordanharbinger.com/1180What We Discuss with Dean Spears:Global depopulation is coming. Birth rates are falling worldwide and will soon drop below replacement level, causing population to peak then decline rapidly within decades.Depopulation won't solve climate change. Environmental problems are solved by changing what people do, not reducing population. Timing doesn't align with climate urgency.Government birth rate policies largely fail. Of 26 countries with birth rates below 1.9, none have returned above 2.0 despite various incentives and programs.Fewer people means fewer innovations. People generate the ideas and technologies that solve problems. Depopulation reduces humanity's capacity for progress.Start conversations about population stabilization. Rather than endless decline, we can work toward stabilizing population and making parenting more feasible and fair.And much more...And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:Skims: skims.com, survey: podcasts: JHSAudible: Visit audible.com/jhs or text JHS to 500-500FlyKitt: 15% off: flykitt.com, code JORDANProgressive: Free online quote: progressive.comHomes.com: Find your home: homes.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week's episode of Pod Save the UK comes live from Sheffield's Crossed Wires Festival. Nish and Coco sit down with two special guests: former trader and economics commentator Gary Stevenson and South Yorkshire's Mayor Oliver Coppard. Cracking open cans of Nish, provided by local brewery Triple Point, Nish and Coco discuss the recent vote on labelling certain protest groups as terrorist organisations and the not-so-slow creep in the loss of our rights. One year into Government - backflips on Labour's Welfare Bill have led to a new round of supermassive black holes for the Chancellor Rachel Reeves to plug. Gary Stevenson gives us some ideas on how to do it… And what about tackling economic inequalities on a local level? Oliver Coppard reflects on the Government's push to go further and faster on devolution and the difficult decisions he's made to achieve his priorities for South Yorkshire. Finally, with Independent MP Zarah Sultana quitting Labour to form a new progressive party, everyone gives their two cents on what this will mean for the future of the left. Guests: Gary Stevenson Mayor Oliver Coppard Useful links: Gary's Economics https://www.youtube.com/garyseconomics Pod Save the UK is a Reduced Listening production for Crooked Media. Contact us via email: PSUK@reducedlistening.co.uk BlueSky: https://bsky.app/profile/podsavetheuk.crooked.com Insta: https://instagram.com/podsavetheuk Twitter: https://twitter.com/podsavetheuk TikTok: https://www.tiktok.com/@podsavetheuk Facebook: https://facebook.com/podsavetheuk Youtube: https://www.youtube.com/@PodSavetheUK Learn more about your ad choices. Visit megaphone.fm/adchoices

The Science Behind Chemical Sensitivity with Haylie Pomroy and Dr. Theoharis Theoharides Support the Institute today. https://www.nova.edu/give/index.html?area=Institute%20for%20Neuro-Immune%20Medicine&designation=INIM%20Grateful%20Patient%20Fund  In this episode, Dr. Theoharis Theoharides breaks down the science behind Multiple Chemical Sensitivity (MCS), offering a clear and research-informed perspective on this often misunderstood condition.  He defines what MCS is, how individuals can be triggered by even minimal chemical exposures, and the wide range of symptoms that may follow. He also addresses the serious immunological effects of chemical exposure and emphasizes the importance of creating chemically safe environments. The discussion also covers the role of mast cell activation in MCS, the ways stress can intensify symptoms, and the diagnostic codes currently used for clinical management and treatment.  Tune in to the Hope and Help for Fatigue and Chronic Illness Podcast – The Science Behind Chemical Sensitivity Learn more about INIM's Research Studies: https://www.nova.edu/nim/research-studies/index.html  Sign up for the COVID-UPP Study: https://redcap.nova.edu/redcap/surveys/?s=RMEDJ7LKCX&_gl=1*1h830h7*_gcl_au*MTM2NDA0MTQyOS4xNzE1MDA0ODAy If you are interested in joining a Gulf War Illness (GWI) trial, please complete the Recruitment Registry Form. https://redcap.nova.edu/redcap/surveys/?s=Y9YF8JJWJRK8HEKL%20&_gl=1*1fipp18*_gcl_aw*R0NMLjE3MDc5MTgwMzIuRUFJYUlRb2JDaE1JeWNyUXVfcXFoQU1WU1pCYUJSM3AyQWRBRUFBWUFTQUFFZ0s1NWZEX0J3RQ..*_gcl_au*MTg2NjgwMDQ4Ni4xNzA3MTQwNzgx   Dr. Theoharis Theoharides is a Professor, Vice Chair of Clinical Immunology, and Director at the Institute for Neuro-Immune Medicine-Clearwater, an Adjunct Professor of Immunology at Tufts School of Medicine, where he was a Professor of Pharmacology and Internal Medicine, and also the  Director of Molecular Immunopharmacology & Drug Discovery, and Clinical Pharmacologist at the Massachusetts Drug Formulary Commission (1983-2022). He received his BA, MS, MPhil, PhD, and MD degrees and the Winternitz Price in Pathology from Yale University and received a Certificate in Global Leadership from Tufts Fletcher School of Law and Diplomacy and a Fellowship at Harvard Kennedy  School of Government. He trained in internal medicine at New England Medical Center, which awarded him the Oliver Smith Award, “recognizing excellence, compassion, and service.” Dr. Theoharides has 485 publications (46,491 citations; h-index 106), placing him in the world's top 2% of most cited authors, and he was rated the worldwide expert on mast cells by Expertscape. He was inducted into the Alpha Omega Alpha National Medical Honor Society, the Rare Diseases Hall of Fame, and the World Academy of Sciences.  Website: https://www.drtheoharides.com  LinkedIn: linkedin.com/in/theoharis-theoharides-ms-phd-md-faaaai-67123735   Instagram: https://www.instagram.com/dr.theoharides/   Haylie Pomroy, Founder and CEO of The Haylie Pomroy Group, is a leading health strategist specializing in metabolism, weight loss, and integrative wellness. With over 25 years of experience, she has worked with top medical institutions and high-profile clients, developing targeted programs and supplements rooted in the "Food is Medicine" philosophy. Inspired by her own autoimmune journey, she combines expertise in nutrition, biochemistry, and patient advocacy to help others reclaim their health. She is a New York Times bestselling author of The Fast Metabolism Diet. Learn more about Haylie Pomroy's approach to wellness through her website: https://hayliepomroy.com Instagram: https://www.instagram.com/hayliepomroy  Facebook: https://www.facebook.com/hayliepomroy  YouTube: https://www.youtube.com/@hayliepomroy/videos  LinkedIn: https://www.linkedin.com/in/hayliepomroy/  X: https://x.com/hayliepomroy  Enjoy our show? Please leave us a 5-star review so we can bring hope and help to others. You can also find this show on our YouTube channel. Sign up today for our newsletter. https://nova.us4.list-manage.com/subscribe?u=419072c88a85f355f15ab1257&id=5e03a4de7d Learn more about the Institute for Neuro-Immune Medicine. Website: https://www.nova.edu/nim/ Facebook: https://www.facebook.com/InstituteForNeuroImmuneMedicine Instagram: https://www.instagram.com/NSU_INIM/ Twitter: https://www.twitter.com/NSU_INIM

We're earning more, spending more, and yet we feel worse off. This week, we explore why the vibes feel recessionary even as the data tells a different story. Ireland's tax take is at a record high, €88 billion in total, with €25 billion from income tax, €20 billion from VAT, and €23 billion from corporation tax. Government spending has surged from €60 billion to €100 billion in just a couple of years. Disposable income grew by 5% last year, but inflation hit 7%. Wages are up, but prices have risen more. We dive into how this mismatch plays out in real life. While older homeowners have seen the value of their assets rise and their debt burden shrink, younger people are being creamed, dealing with high rents, high living costs, and little to no ownership. The economy is technically doing well, yet people feel squeezed. If we're working more, consuming more, and the state is taking in more than ever, why do we all feel so broke? Maybe the problem isn't economic, maybe the vibes are telling the truth. Hosted on Acast. See acast.com/privacy for more information.

Crypto News: Bitcoin and XRP charts look bullish. Ripple CEO Brad Garlinghouse will testify before the senate on Wednesday. Detroit Pistons will use Avalanche Avax.Show Sponsor - ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/ 

In a gripping and emotional breakdown of the deadly Texas flooding that killed 27 at Camp Mystic, hosts uncover shocking decisions by local officials who scrapped a flash flood warning system to save money—despite decades of known danger in “Flash Flood Alley.” Hear the heartbreaking story of a father who died clutching his two children, and the bravery of two young brothers who escaped rising waters alone. But the segment doesn't stop at the flood—it launches into a broader indictment of government failure, corruption, and what the hosts call a “civil war in slow motion.” From alleged sabotage by fired USAID operatives to violent attacks on ICE agents and what they claim is a pattern of protected left-wing violence, this episode pulls no punches. Raw, emotional, and politically charged, it's a chilling call to attention about what happens when leadership fails at every level.

Love to hear from you; “Send us a Text Message”What if the money system itself is designed to work against your values? Eric Sammons, editor-in-chief of Crisis Magazine and author of "Moral Money: The Case for Bitcoin," makes a compelling case that our current monetary system is fundamentally immoral.Government-issued currencies like the US dollar can be created at will, funding unpopular wars and expensive programs while devaluing the money citizens hold. This forces people into increasingly risky investments just to maintain their savings against inflation's constant erosion. For young people today, perhaps hoping to get married some day and start families, this creates what Sammons calls "financial nihilism" - a sense that long-term planning is pointless when the system is stacked against them.Whether you're a tech enthusiast or just concerned about the moral implications of our financial system, this conversation challenges conventional thinking about money.  Discover why Sammons believes Bitcoin might be the most moral form of money ever created.Purchase Moral Money: The case for Bitcoin Visit Eric SammonsJacks Latest Blog: Building the City of God or the City of ManFollow us and watch on X: John Paul II Renewal @JP2RenewalSubscribe to our Newly Resurrected YouTube Channel!Sign up for our Newsletter: https://jp2renew.org/Support the show

A round-up of the main headlines in Sweden on July 8th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter/Producer: Kris Boswell

Today's crossword, the 39th (!) by Daniel Raymon, was replete with musical performers of various vintages, from composer Aaron Copland to a band that had its origins in the last century, but is continuing to write and perform today, to wit ... nope, we need to maintain at least a modicum of of suspense here, so we will wrap it up here and let you get to today's episode, where the name of that band, and some other highly droll commentary, awaits!Show note imagery: Two Treatises of Government, by John LOCKE (and if you happen to have one of these in your attic, be aware that the copy shown here sold for $17,640 in 2023, so don't lose it!!)We love feedback! Send us a text...Contact Info:We love listener mail! Drop us a line, crosswordpodcast@icloud.com.Also, we're on FaceBook, so feel free to drop by there and strike up a conversation!

Listeners share their near death experiences. The Government is to establish a Commission of Investigation into allegations of historical sexual abuse in schools across the country. Niamh explains the trauma of her sheep suffering dog attacks.

Martin Heydon, Minister for Agriculture, Food and the Marine, on the governments response on the European Commission directive on the nitrates derogation. Francie Gorman, President of the Irish Farmers' Association, reacts to the latest EU directive on the nitrates derogation.

Green Party Councillor Claire Byrne, discusses' the passing of an emergency motion at Dublin City Council last night warning government plans due to go before cabinet this morning (Tuesday) would "gut" the provision of 5% community or cultural space in apartment schemes.

A new poll finds Americans don't see reversing the declining birth rate as a government priority. AP correspondent Jennifer King reports.

Last Friday, floodwaters devastated Camp Mystic, an all-girls Christian summer camp located in Hunt, Texas. At least 27 girls and counselors have been confirmed dead. Holly Kate Hurley, a counselor at Camp Mystic, joins the Rundown to describe what she witnessed and share her story of survival. The Supreme Court announced it would hear two cases involving transgender athletes in Idaho and West Virginia, potentially settling the nationwide debate over trans competitors in sports. This announcement came just one week after the Trump administration reached an agreement with the University of Pennsylvania over this issue. West Virginia Attorney General JB McCuskey joins the podcast to break down exactly why transgender athletes competing in women's sports violates Title IX. Plus, commentary from “The Mom Wars” podcast and Substack creator, Bethany Mandel. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Newscast from Capital Public Radio

Australia's political leaders are under renewed pressure to tackle antisemitism in Australia. The call for action comes as police probe a spate of fresh attacks, including at least four in Melbourne at the weekend, including the alleged firebombing of a synagogue on Friday night.

The separation of powers is an important idea that ensures the coequal branches of government are accountable to each other.

November 9th, 2002. St. John's University, Collegeville, Minnesota. Joshua Guimond left an on-campus party around midnight and was never seen again. There are many theories surrounding the case ranging from a jealous roommate to the smiley face killer. We explore all of them and want to know what you think happened to Joshua Guimond. For bonus episodes and outtakes visit: patreon.com/generationwhyListen ad free with Wondery+. Join Wondery+ for exclusives, binges, early access, and ad free listening. Available in the Wondery App. https://wondery.app.link/generationwhy.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Secrets from a Top Trainer Jordan Syatt If you're here to make money, you are in the wrong profession. (2:00) What motivated his recent content for children? (7:51) The nuance surrounding all the recent Government health policies. (17:40) GLP-1s: A cultural moment. (21:28) Will trainers be obsolete when we have medical interventions to solve these issues? (24:32) The value of the struggle and challenge. (26:25) His greatest source of purpose. (30:52) Greatest challenges with parenting. (36:33) Family comes first. (38:44) Tackling nutrition with your kids. (40:39) Work/life balance. (43:39) The value of loaded stretching for longevity. (49:21) The next big trend. (1:01:42) Don't eat like an asshole. (1:04:17) Related Links/Products Mentioned Get your free Sample Pack with any “drink mix” purchase! Find your favorite LMNT flavor, or share it with a friend. Try LMNT totally risk-free. If you don't like it, give it away to a salty friend and we'll give you your money back, no questions asked! Visit DrinkLMNT.com/MindPump July Special: MAPS Split or Anabolic Metabolism Bundle 50% off! ** Code JULY50 at checkout ** Home - SF Inner Circle Workouts for Kids with Coach J! - YouTube Mind Pump #2595: Mike Israetel Unplugged (Explicit Content) The Jordan Syatt Podcast  The Impact on Kids of Dad's Faith and Church Attendance Shabbat - Wikipedia Mind Pump Podcast – YouTube Mind Pump Free Resources Featured Guest/People Mentioned Jordan Syatt (@syattfitness) Instagram Michael Israetel (@drmikeisraetel) Instagram Dave Ramsey (@daveramsey) Instagram Jon Call (@jujimufu) Instagram  

Peace is the prize and the Intention of Every Day; get you some. Matriarch Concludes, but is this the setup for her next season of life? What's for Dinner...Turnip Greens I grew seasoned with smoke turkey... Ingredients  1 tablespoon unsalted butter 1 cup yellow onions diced 1/2 cup red bell pepper diced 1 tablespoon garlic minced 2 ½ cups chicken broth 1 tablespoon hot sauce (I like to use one high in vinegar) 1/4 teaspoon red pepper flakes 1 fully-cook smoked turkey leg removed from bone and diced sea salt & cracked black pepper add as needed 2.5 pounds turnips greens washed & cut 1/2 teaspoon baking soda liquid smoke 4-8 splashes **I soaked my greens in baking soda and vinegar but did not use in the final dish. Get rid of worms you can and cannot see...** Instructions Melt butter in a large stock pot. Add onions and red peppers. Cook until tender and then add garlic. Cook garlic until fragrant and golden. Stir in chicken broth, hot sauce, red pepper flakes, and diced smoked turkey. Taste broth and season with salt & black pepper. Broth should taste very well seasoned and delicious. Let broth simmer for 10 minutes. Add turnips greens to pot and allow them to cook down slightly. Stir, cover and simmer for 1 hour (stirring occasionally) Remove lid and taste to adjust seasonings again. (I usually add a bit more salt, black pepper and hot sauce) NO, NO, NO...Stir in baking soda and liquid smoke. (this will help further lessen the bitterness). Cover and simmer for an additional 10- 20 minutes or until greens are tender to your liking. Serve hot. Financial IQ and Financial Freedom   The Devil Wears Sean John. Did the Government throw the trial? Real-T RHOA Reunion  Who wore it better Shamea, Angela, Porsha, or Cynthia Bailey... Contact Us on: https://linktr.ee/tnfroisreading Blue Sky: @tvfoodwinegirl.bsky.social Threads: www.threads.net/@tnfroisreading Instagram: @tnfroisreading Facebook: TNFroIsReading Bookclub   You know your girl is on her hustle, support the show by navigating to: Dale's Angel's Store...For Merch Promo Code: tnfro Writer's Block Coffee Ship A Bag of Dicks Promo Code: tnfrogotjokes Don't forget to drop me a line at tnfroisreading@gmail.com, comments on the show, or suggestions for Far From Beale St additions.  

Summary Dustin shares his journey from a stable government job to becoming a successful real estate investor with a net worth of over $5 million. He is in his 40's. He emphasizes the importance of cash flow, building a business around real estate, and helping others achieve financial independence through coaching and education. Dustin discusses his investment strategies, the significance of diversifying income streams, and the lessons learned from his experiences in the real estate market. Takeaways *Dustin started investing in real estate in 2006. *He emphasizes the importance of cash flow over appreciation. *Dustin has over 30 properties, including single-family homes and apartment complexes. *He believes in building a business around real estate investments. *Dustin coaches others to invest in real estate and achieve financial independence. *He prefers to have properties managed by others to scale his business. *Dustin's goal is to help 1 million people invest in real estate. *He believes that higher interest rates can benefit real estate investors by pricing out competition. *Dustin encourages others to start investing regardless of market conditions. *He aims to set up his children for success through real estate.   

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Keith discusses the competitive nature of short-term rentals (STRs) and the need for hosts to offer luxury amenities to attract guests. Long time investing pro, Alex, joins us to cover the BRRRR strategy in Little Rock, Arkansas, an investor-advantaged market, emphasizing its low property taxes and stable cash flow. They explain the BRRRR process, including: buying, renovating, renting, refinancing, and repeating.  The strategy allows investors to scale their portfolios with minimal initial capital, offering a 0% management fee in year one and 4% in year two.  Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Show Notes: GetRichEducation.com/561 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, anymore when you own short term rentals like Airbnbs and vrbos, you are in an all out arms race competing to provide amenities like never before. Then what happens when you take the popular burr real estate strategy and overlay it with one of the most investor advantaged markets in all of America. It's a lucrative opportunity. You'll see how and why today on get rich education.    Keith Weinhold  0:32   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows, an A plus rating with the Better Business Bureau, and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know mid south enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  1:58   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:14   Welcome to GRE from North Conway, New Hampshire to North port, Florida and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, happy July, the second half of the year. And my favorite month of the year is your Airbnb fancy enough, because anymore STRS short term rentals have gotten so competitive that hosts treat their properties like white lotus level hotels. Now, STRS were never passive, but they become even less so it is active income. Once upon a time, Airbnb hosts could just sort of drop a few colorful throw pillows on their fold out couch and make a killing. But no more those days are so far gone. The STR game has changed drastically. I mean, you used to be able to list a basic home with generic furniture that you got at Costco, minimal amenities, no Wi Fi, and still get it booked, but today, it will sit empty unless you offer more than just a place to sleep. You have to build an experience for Airbnb guests. Now, increasingly, hosts are doing things like adding outdoor kitchens, arcade machines, putting greens, even basketball. And now, though these upgrades do cost a lot up front, they can pay off. These amenity types can double your nightly rate, but they come with more responsibility and more to maintain. I mean, more guests are expecting a flawless experience. The trend is that Airbnbs are becoming full scale hospitality operations, and if you don't treat it like one, you're going to fall behind. So simply having a nice house that just no longer cuts it, running a short term rental today is nothing like it was even two or three years ago. You used to be able to stand out with a decent bed and colorful throw prolos, but now guests are basically comparing your place to boutique hotels. Hosts are deeply investing in design, forward furniture, layered lighting and featuring spaces that some market as what they call moments like cozy reading corners in these luxurious bathroom setups, adding things like welcome guides and even complete brand identities with a proper. Name and even a logo and a story to give the place some personality, even writing up a history for your property, even if it's not that historic. Now, these sorts of tactics, they actually do, seem to work. Guests will give you more bookings, better reviews, and guests even share the space on social media like it's somewhat of a lifestyle destination now sometimes STR hosts, they team with these other platforms to add welcome champagne in ice buckets on site, sommeliers, private chefs, daily, housekeeping on demand. 24/7 textable concierges, heated plunge pools and other amenities through you partnering with some of these platforms and these upgrades don't come cheap. The publication called the playbook, they featured an STR in Sag Harbor, New York, where the property owner invested $85,000 into overhauling the landscaping and adding a James Turrell Inspired LED light installation. But overall, these improvements boost rental revenue by an average of 40% over what the property was collecting previously. All right, so this is a case study now, though, this STR trend of offering deep hospitality and luxury amenities has turned into more of a job and less about passive income. You know, really, this is free market capitalism, because this is competition to see who can provide the best service at the lowest price, but that's what it is. So this is making real estate less of a good and more of a service. Short term rentals soaring supply, day rate compression and AI driven pricing tools. That means that the just this all nice house with good photos thing that no longer cuts it. It is an amenities arms race now, and of course, this is a national trend. It doesn't mean that it's happening absolutely everywhere. In some places, hosts are able to charm guests simply with something like a freshly baked loaf of banana bread, but the consensus is whether they spend a little or a lot, Airbnb hosts unanimously say that they've got to work harder in order to keep guests happy. It's become more of a business and less of a side hustle than it used to be. You've got more hosts leaning into higher upfront investments because they know guests will pay for a sort of turnkey, Instagrammable experience. And this really is a classic early adopter issue, just like a lot of things, Airbnb launched in 2007 by the way, so this sort of first wave of Airbnb hosts back around 2012 to 2015 they were riding a blue ocean back then. There was virtually no competition. There weren't any standards, and there were plenty of bookings, and that made a lot of hosts pretty fat and happy. But that's not where we are now, really. The bottom line is that in many markets, short term rentals have transitioned from partial passivity to all out hospitality. That's the Airbnb arms race. The average Airbnb nightly rate for North America. Do you care to venture a guess at the average nightly rate? It is approximately $216 per night, and that right there is up 26% from 2020 so it is not up as much as house prices over that five year period from 2020 really, the Airbnb rate is up about as much as the long term rental rate.    Keith Weinhold  8:58   While we're talking numbers a quarter recently ended. Let's hit on our asset class rundown. What's happened to home prices in the past year? Well, when you aggregate all these sources, Zillow, Freddie, Mac case, Shiller, FHFA, in totality, home prices are up 2% single family rents are up 3% apartment rates are down 1% due to their oversupply. The 30 year mortgage rate was 6.9% a year ago, and it's 6.8 now. CPI inflation is 2.4% expressed in year to date terms. Now the SP5 100 is up 5% in the first half of this year, ending near 6200 the dollar is down. That means that it takes more of them to buy gold, which is over $3,300 an ounce, gold is up 27% just from the start of this year, and the oil price is still depressed in the 60s. Per dollar for a barrel, Bitcoin still strong, ending the quarter at 106kthat's your asset class rundown, which we do about quarterly.    Keith Weinhold  9:57   Hey, I really enjoyed meetingside. Of you on this year's terrific real estate guys Investor Summit at sea was concluded about a week ago. It was two days on land in Miami, followed by a week of conferences and fun aboard a Caribbean cruise ship. I really got to meet you and get to know you, because we had nine days together, and as one of the faculty members, I hosted a table at dinner every night, and each night the attendees rotated around to my table, so I got to meet a lot of you and really get to know you, and you got to know me. Yeah, it was as interesting for me to meet you in person, perhaps, as it was for you to meet me, because I like to hear what you're doing in real estate, investing, in everything else. I gave a main stage presentation that was almost an hour of all me, all GRE and also served on five different panel discussions. Oh, it's such a unique event. Get this, I was kind of dressed up to give my main stage presentation, which so many of you, by the way, told me afterwards, that that was your favorite presentation of them all, all week long, because each faculty member made a main stage presentation. But what I want to tell you is, just a few hours after I presented, on the cruise ship, I was shirtless in the water throwing a football around at the beach in St Thomas Virgin Islands. What an event. Fantastic to meet a number of you in person. So far today, I hope what I've shared with you has been informative. Next. It's something informative and really actionable that you can make lucrative that's next. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  11:45   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Russell Gray  12:16   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Russell Gray  13:30   Hi. This is Russell Gray, co host of real estate guys radio show, and you're listening to get rich education with Keith Weinhold, don't quit your Daydream. You Keith,   Keith Weinhold  13:38   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking to a guest not only about an investor advantaged market, but when you overlay a certain strategy with it, this can be highly lucrative for investor returns, and we're with a long time investing pro Alex, welcome onto the show.    Alex Craig  14:04   Hi Keith, thank you.    Keith Weinhold  14:05   Well talking about top US cashflowing market, let's get right to it. Tell us about yours.   Alex Craig  14:11   Little Rock, Arkansas. It's a market that we've been in since 2012. I personally invest there. I've got about 75 doors of multi family, single family. And the reason why it works is just cash flow. Over the years, we've had investors from around the country that have owned portfolios where maybe they're somewhere in Phoenix or Dallas, where they're kind of speculating. This is not a speculation market, and that's why it works for myself. It's consistent. It's very linear, and linear is a word that we use a lot to describe. And if you're going to be a cash flow investor, and that's why I'm in it, it's you want a linear market. You don't want ups or downs, and then you want to make sure it's a growing market too. And Little Rock checks all the boxes of what you would want in a stable cash flow environment market.   Keith Weinhold  14:57   And I think a lot of our investor listeners are. Already pretty keen on that. You get a high ratio of rent income to purchase price. You have laws that heavily favor landlords over tenants. But Alex, in today's environment, people are more conscious about rising operating expenses and higher mortgage expenses, and that's really one advantage that Arkansas can give right now, is with those low property taxes   Alex Craig  15:20   Keith,it's so interesting you mentioned that because I did have a conversation with a client of ours that had a property in another market that he had mentioned how his property taxes had gone up and gone up substantially, which that's to expect. I mean, after COVID, there was a lot of markets saw a huge boost, especially with markets that saw hedge funds come in. Hedge Funds, I believe, ruined a lot of markets, raised the prices. And another reason I like Little Rock, it flies under the radar. You think is Little Rock is a small market, but it's really not. It's, I mean, the population of the city is 250,000 but the metro area, which is a 50 mile radius around Little Rock, is much bigger. And the entire, not only the entire market, metro area, feeds off little rock, really, the entire state does too. But that being said, because it's floating under the radar, the property tax have remained low. They've taken a little bit of bump over the years, because the values steadily go up, but they started low anyway. So with operating costs of insurance, insurance has gone up for a lot of for my own properties in other markets, it's going up, and it's going up in Little Rock too. I mean, it's just the name of insurance, but property taxes have remained low. They've always been low, and that's really a big help as to why this market works for us.   Keith Weinhold  16:30   Talking about flying under the radar, you're talking about, therefore evading a lot of that hedge fund money. Tell us more about the market and some of those anchors and drivers.   Alex Craig  16:40   It's a blue collar town. You've got logistics. Is a market, or is a segment of the industry that has really come on strong over the last few years, Amazon has really put a footprint in the market. Healthcare is a huge, huge market, like I mentioned earlier, not only does the region feed off the direct to the entire state, it's the hub of healthcare for the entire state of Arkansas, of course, it's government. Government provides a lot of jobs. The good thing about government jobs is they're maybe not on a national level anymore, but on a local, state level, they're very it's hard to get let go from a government job, unless now, not on a federal level, but it's very steady, so a lot of steady blue collar jobs, and that's what you want for a strong resident base, especially in the type of properties and 1000 to $1,200 price range, you want those blue collar study growing jobs.   Keith Weinhold  17:31   Yes, you do have those there. It's funny. I'm smiling a bit because I used to be a state government employee, and there's just no way that they ever would have fired me. I was so protective I had to quit in order for them to have to replace me at that job. I'm wondering about the new supply that's come on, Alex, because a number of markets have added supply. I know, for example, that Redfin reports that little rock median home price appreciation is up 7.3% year over year, and with the dynamics going on in the market recently, that typically tells us that there hasn't been that much new supply added. Is that what's going on there?   Alex Craig  18:11   No, there hasn't been a lot of new supply. I just think with little rock and every other market, the mortgage rates have gone up. Home ownership is down during COVID. It was really hard to get an investment property. For what we did, sending out our list every week. It was basically send out our properties, people hitting send and not even knowing what they were reserving. Rates were just low, right? Everybody's jumping in. It was hard to get inventory. So now what we have is, you know, higher rates that scares some people off. It pushes some people out on the market, but it also creates opportunity. I feel like this is the easiest time I've been investing in real estate since 2007 that was the foreclosure crisis, Great Recession, and it was a lot of foreclosures on the market, and that's how I built a big chunk of my portfolio. But now it's just a matter of there's not as many people in it. So for us, there's just more acquisitions for us to go out and get. There's still distressed homes on the market where individuals don't want to hire a realtor, they just want all cash offers. They're ready to get rid of them, and that's where we step in. And without as much competition like I said, we kind of fly under the radar. I feel it creates more just supply inventory for us and for me as an investor, but also for our clients too   Keith Weinhold  19:23   with that in mind, and again, a lot of our audience is already on board, knowing that little rock in Arkansas is a good cash flow market with stable, long term fundamentals, but in order to make it more profitable, you've overlaid it with a certain strategy there in Little Rock. Tell us about that.    Alex Craig  19:45   So the BRRRR strategy, yes, it's able to work now because there's not as many buyers in the market. So basically, the way the burrs strategy works is we acquire a property. I'm just going to use very round, simple numbers for simple math makes it easier on me   Keith Weinhold  19:58   and we're talking the BRRRR. Strategy that's buy, renovate, rent, refinance, and repeat. Those are the five investor steps.   Alex Craig  20:07   correct. And so that's what we do, is we buy. Let's just say the B. Let's take the B, for example, we buy a home, and we buy it for 60,000 where I'm just talking like if I own the home, and then I put $20,000 into the deal. So now I'm all into it for 80,000 and you have to remember, there's some in between, cost of closing costs. I'm just talking just very general strategy. You buy it for 60, you put 20 into it, and all of a sudden you're in it for 80, and the value comes back at 100 so you're in it for 80% of the after repair value. Most Fannie Mae lenders will do 75% so if you purchase a house outright, you put 20% down, but if you are doing a refinance, you're able they'll do it at 75% so instead of buying a home and putting it down payment upfront, you're using equity in the deal. And that's what the burst strategy is, buy renovate. So we buy it, we renovate it, we refinance it, we rent it out, and then you repeat it. So it allows for investors to scale their portfolios quicker and stretch their money a little bit further. So if you've got, I've got $50,000 and I want to invest in real estate, if you purchase a home, you're bound by the down payment. Once you put that down payment, it's, I wouldn't call it sunk cost, but that money's gone for reinvesting. The burr model allows you to stretch that money a little bit further. Now, like I said, I gave pretty basic numbers to the deal, but that's what you're going for. Some equity in the deal, and that's what we're able to provide for ourselves and for our clients.   Keith Weinhold  21:38   So let's review that numbers on a little rock burp, making a $60,000 purchase with a pre renovated property. Then the investor puts another 20k into it for the renovation. So now they're all in for 80k and they get a 100k appraisal on that property, and then they can borrow, say, 75% of that there, that is the refi portion, the fourth letter of the BRRRR acronym. So therefore they've got 80k into it, and they got 75k back, meaning they would only have 5k into it, but maybe another 5k for closing costs, and now they only have 10k in to a 100k property. That's the appeal. That's what we're talking about here with the BRRRR   Alex Craig  22:22   strategy. I mean, you're exactly right. And as I mentioned, I use some really basic numbers, because when you're using, you know, 100,060 and 20 makes them very basic. It's pretty hard to find out a deal worth 100,000 these days, even when we started in the industry, 100,000 was a pretty cheap after pair value. Probably the mean value of the homes that we're dealing in is probably about 140 to 140 to 160 but same principle, based on those same logic that what we just talked about, I wouldn't say, you know, five or 10k out of pocket, but if you're talking about purchasing a deal with 25% down versus doing a bur you're probably going to be in it at 15% Out of pocket costs 10 to 15% as opposed to putting a down payment of 25% but the big thing is, you're getting money back, and you're not putting as much so just it's great for scale. I don't know if you'll talk about DSCR lending very much on your show, but that's something that a lot of our clients, and that does 80% so we have a lot of clients going that route now too.   Keith Weinhold  23:21   Okay, so you could do 80% with debt service coverage ratio loans, but to drop back in our example, to help be clear, the investor has 80k of their own skin in the game into the property, 60k for the purchase, 20k for the renovation, even though they only have 80k in it appraises for 100k that ARV, that after repair value. Why is the after repair value 100k when you only have 80k into it? Why is it more?   Alex Craig  23:49   that's based off comparable sales? So when you're in it at 80, and you're going to refinance it through a lender, they're going to send an appraiser out, and appraiser is going to pull comparable sales within that neighborhood. So just because you're in an 80 the appraiser is going to go pull three comps, very similar to that home. So if we're selling a three bedroom one bath, they're going to pull three comps at a three bedroom one bath, relatively the same size look, if it's got a carport, they're going to try to find three houses with the carport. So in theory, that's what they're doing. They're pulling comparable sales and developing new value based on recent sales.   Keith Weinhold  24:23   So it's that you have this knowledge to buy in neighborhoods and buy in certain sub markets, where, when you know that capital is added and renovations are made and a rehab period that they do tend to appraise for that value based on the comparables that are already there.   Alex Craig  24:40   Yeah. I mean, if we were to take the same house at 60,000 and didn't do any work, he would then say, well, you've got some comparables here versus 100 but you could never sell this home for 100 these are the things you have to do, and that's what we do during the first R the renovate of the acronym is to renovate the home to the condition that the. Appraisers feel that are comparable for the neighborhood, and that's a real important part, is comparable to the neighborhood. We could go in and put in a Jacuzzi tub and grain of countertops. We actually, we do put a lot of grain in, because we get it so cheap. But you could go in and fix it up to the nines, but it's not going to appraise for any more than the others, because the appraiser would say, we over improved it. So we improve it to what we know, what the kind of the standard for the neighborhood? Because you could over improve these things for sure and not get that return on that investment.   Keith Weinhold  25:28   That is a great answer. There is a specific improvement target that you know that needs to be hit. Tell us more about this burr process, because to an out of area investor, it can sound pretty intimidating if they had to manage contractors remotely themselves,   Alex Craig  25:43   there definitely is a need to have a team on the ground that you trust, that you feel comfortable with, and that's what we've done. I've been doing it in multiple markets for myself since 2007 and we built into a business model in 2010 like I said, expanded Little Rock in 2012 and we've been doing this for 15 years now for other investors. So we've got that name and that reputation of taking care of our investors, that's the important part. And we do see a lot of investors get burned, because you can find a realtor to go to help you find deals, but usually the realtor relationship is thesis to end. It's okay, I found you a deal, but then there's so many other things afterwards, and the renovations, where I see so many people get burned, and you know, we manage approximately 1200 homes between two markets, and that's where I see when property owners come to us, they've been burned the most. It's like they've paid somebody $50,000 they didn't finish the job, they didn't do what they say they're going to do. So the renovation that we're the team on the ground, we've got a in House Project Manager, we've got a network of subcontractors. We tend to act as the contractor, subbing things out. We've got in house property management. We've got all the tools, but it's really between both. In the markets in which I operate. I've got about 30 employees within property management, renovations, acquisitions, so the team on the ground is and then the back in the property management part is the long, ongoing accountability. So if something doesn't work out, that's the way we said it. If we say it's going to rent for 1200 and we rent it out for 900 Well, we really got a big egg on our face. You do a few of those, and that's how you don't stay in business anymore. And there's, and I like to say, about every five years the market corrects itself into getting the wrong players out of the business. COVID was super easy, easy to find deals, easy to sell deals. But once the market changed and it became a little more competitive and rates rose, that's the people that have been around for the long time, been in it for the long haul, that stick around. They've got the established business model and their reputation. So every five years, a good correction in the market eliminates those bad players.   Keith Weinhold  27:47   So you have this vetted, proven in play system that investors can get into besides just identifying the property, it comes with that system, those contractors or that investor just has one point of contact with you there for updates on the renovation.   Alex Craig  28:03   Yeah. I mean, I feel like we know these neighborhoods. I like I feel we know these neighborhoods like the back of our hand. We've been investing in them for a decade plus, and we know the areas you want to be in, the areas you don't want to be in. And we have a lot of investors will call us either they already own the property or they're a current client, and they'll say, Hey, I could get this deal for 30,000 and it's worth 100 and I'm like, Well, that sounds too good to be true, especially if it's on the open market. If it was that good of a deal, it's already gone. We just know the market, where to be. We know what to pay. We could, pretty much just through our experience, identify a house we know probably within about five to 10% before we even dive into comparable sales of what it's worth. We could walk through a house within probably about three to five minutes and peg the renovation costs probably within about 10% now we still order an inspection, and that's where we uncover the things that we can't see, that maybe there's a bunch of rotted out joist or a foundation problem that we didn't see. So, but there's things aside we could walk through and we pretty much know, okay, it needs a roof that's 7000 it needs an air conditioner that's six flooring, two. So that's the expertise that we bring and like. So then the management part of it, on the back end, that kind of ties it all together with accountability.   Keith Weinhold  29:22   And I know that your typical project renovation cost tends to be about 25k just for simplicity, we use 20k in that example, and your completion times are shorter than others that have inexperienced crews. So tell us about that typical renovation time. Alex.   Alex Craig  29:39   every day we're accomplishing 500 so 25,000 divided by 500 comes to 50 days, 50 days. So we'll knock that out in about 50 days. And we just have a large network of subcontractors that we've been working with for years. If you weren't in the business, I think that'd be really hard to accomplish, and there's just a lot that. Goes into it. I mean, the renovating the homes, it's the once, it's the worst, it's the hardest thing that we do. For sure, it's definitely the most scheduling, but it's where, if you don't know what you're doing, a great deal turns into, how do I get out of this?   Keith Weinhold  30:15   Right, absolutely. Now, in our example, we used where an investor puts 60k into it for the purchase to start with, because I see the burst strategy is a good strategy. If someone doesn't have a lot of capital, like they would for maybe a new build property, can one even finance that initial purchase amount?   Alex Craig  30:35   Yeah, so private lending. So that's the part that makes if you've only got 50 grand to facilitate this entire process, and you want to try to repeat it as many times as you can. 50,000 would not be enough just to pay cash. So yes, we have private lending. We set that up. Sometimes we lend it ourselves. Sometimes we outsource it to some of our strategic partners, but we'll lend the money to buy and renovate the home. A typical what that loan would look like it's about 3.3 points of loan origination. So if you've got an $80,000 loan, that's $2,400 most lenders do require for you to bring that up front, and now you're in it for an $80,000 loan at 12% which, five years ago, that sounded crazy to borrow at 12% but with for private lending, that's not bad at all, especially you want to get in and out of it quickly. So if we're renovating the home, and you know, 50 days, if you're already pre approved with your lender, and they have all your documents by the time we finish renovating the home, the appraisals lined up, and you could be in and out of these private loans in about 90 days. That love that depends on the lending side, that you're giving the lender what they need. But ideally you want to be in these things about 90 to 120 days. So $80,000 loan at 12% that $800 a month. So if you're in it for 90 days, 800 times 320, 700 plus the loan origination fee. But that's how you do it. That's the you're just borrowing money to finance the acquisition, the rehab and the refinance   Keith Weinhold  32:03   that is an option for you if you don't have the cash here to come in with these burr strategy properties. Alex, tell us more about it. Really, what I would like to know is, when an investor gets their appraisal, their after repair value, how many want to sell it for a profit, and how many want to hold it with a tenant for long term income   Alex Craig  32:26   so far, zero. Want to sell it for a profit. If you're all in it for add and then you're selling for 100 once you sell it, there are other fees involved. You got to hire a realtor. Right now is a great time to hold it's a slow real estate market. I don't think Little Rock from an aspect, is where home ownership is down. I think that's a nationwide thing. So I think if you're going into this, you certainly want to look at it from perspective. This is a buy and hold. I don't think this is the best market to get into to buy something. Flip it with a in the example, we use a $20,000 margin with buyer concessions, realtor commissions. That's a lot of work involved. And let's just say it did work out. You sold it for 100 but you had to pay 2% closing in an agent fee, and you got some holding cost. Let's just say you netted 8000 that might be good for a six month return, but I feel like there's a lot of risk. I feel like our job as what we do for our clients, is to minimize risk. So someone came and said, Hey, I want to flip it. I would say, Well, I don't think it's the best market for it right now. I think you want to get into this buy and hold.   Keith Weinhold  33:29   Yes, Alex has been doing this for a long time, and he's a specific expert right there in that local market. Buy and hold is a strategy that most likely makes sense. And he also strongly recommends pay cash if possible, instead of using that 12% short term private lending option, like he mentioned before, because that can cut out about four to 5k worth of transactional cost. And then if you do buy and hold what Alex and his company offer there in Little Rock is essentially a cash flow boost, 0% management fee in year one and only 4% in year two. So that gives you some extra cash flow runway as well. And Alex, before I ask you if you have any last thoughts, I want to announce to you the audience, that we have a live event virtually next week, on July 17, at 8pm eastern for Little Rock BRRRRproperties that Alex is CO hosting with our investment coach, Naresh, where you can find these bird deals in this cash flowing market. In Little Rock you'll see actual bird deals recently completed with full breakdowns of their purchase prices, sort of these case studies, where you can see some real numbers and what the rehab budgets are and what the actual timelines were, and what the refi outcomes were like, and explore BRRRR ready properties that are currently available to own, if you so choose, on this upcoming live event that you can attend from the comfort of your own home. Learn the full process, from acquisition to renovation to property management to the financing of them, and again, everything is all handled by local experts, so that you don't have to live with the nightmare of remotely managing contractors, which I couldn't imagine doing. So whether you're a first time investor or you're scaling your portfolio, this is your chance to get boots on the ground, insight and a proven road map to burr success and really one of the most accessible markets in the country. Again, Alex here is CO hosting the event along with GRE investment coach, Naresh Vissa. It is a free, live virtual event again next week, Thursday, July 17, at 8pm Eastern. Sign up is open now at gre webinars.com it ought to be great. Alex, teaming with local experts like you has been of real benefit to our audience. Do you have any last thoughts about either Little Rock or burrs or the events that you're going to co host with our audience next week?   Alex Craig  35:57   So here's my last thought, as you were, you know, kind of concluding and I was reviewing what we had talked about. And one of the questions we get sometimes it's a fair question. It's like, well, if this is such a great deal, why don't you keep all the deals? So we hear that from time to time, and the simple answer is, we do. We do keep a lot of deals, and we're buying more real estate now, like I said, I feel like it's the easiest time to get into real estate. So we do, we do keep a lot. We're building a very large portfolio right now, but the house flipping to investors is just another business model that we have. And Property Management too. And we love property management, and we love building investor relationships. We've had a lot of investors we've had been with us since day one that we've developed really tight relationships with. So yes, we do keep a lot of the properties, and we sell properties too, and we and helps us build our management company, which you don't hear too many people say this, but we actually love property management. That's a hard thing to love, but we actually like it.   Keith Weinhold  36:54   That is more weird than Tom wheelwright loving taxes, perhaps, but Right. But I want to deal with somebody that really loves what they're doing, especially when they're protecting our asset and probably more importantly, when it comes to property management, protecting our time. So that's right, Alex, well, our viewers and listeners are really looking forward to it next week, again, that live event Thursday, July 17, at 8pm Eastern is something that you can sign up for now at grewebinars.com. Alex, we're looking forward to it next week.   Alex Craig  37:27   Bye, Keith, thank you.   Keith Weinhold  37:34   Oh yeah. Terrific overview on why the burr strategy can be so profitable. And our event next week. Now, when you rent your primary residence, which you would typically do in a high cost area, and then you own rental property elsewhere, typically a low cost area, do you know what that's called? Yeah, there is a name for that. Last week we spoke to two listener guests in California that are doing just that. That is called rentvesting. And yes, Little Rock is surely a popular low cost market for rentvesting. I have been on the ground myself in Little Rock with Alex's associate to do an on the ground tour of properties. There you want to tap into a system where you've got the guiding hand of both experience and belief. That's what you're doing here. As like he said, Alex personally owns 75 doors there. That is belief, and he's been doing this for out of area investors for 15 years. That's the experience part real proof of concept at next week's event, you'll be introduced to this same system where you can lean on their team for acquisition, renovation and management. Little Rock has an MSA population of about 770,000 but I think more importantly today, savvy investors are conscientious of keeping their expenses down, and for good reason, since they've been up all over the place. Now, the purchase price is 140 to 160k for these BRRRR optimized single family rentals. Remember that we used 100k just for ease of an example there, usually when you buy income property, you're really in at close to 25% of the purchase price when you add up the down payment and closing costs, but this way, you're in for just about half of that at 10 to 15% another low expense is that property tax, statewide, Arkansas Property Tax is just 610 of 1% so that's half the national average. And then your management expense is definitely going to be low for the first two years, because it is 0% in year one and 4% in year two. And these are properties that you can actually be pretty proud of. You'll learn more about this. Scope of work with a renovation on the webinar, often granite countertops in the kitchen is a live, remote event. So this means that you can have any of your questions answered in real time. Should you have them? As you can imagine, demand is high for these properties, and this is a chance to get connected directly with the team that makes it happen. We might never get Alex on an event like this again, and is co hosted with our GRE investment coach, Naresh. It's next week. It's free, Thursday, July 17, at 8pm Eastern, 5pm Pacific. Sign up now, or your future self might not be able to forgive yourself. You can do that now at grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:19   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  42:35   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

The concept of government is under attack. In the United States, Donald Trump has fired tens of thousands of federal workers; ignored congressional statutes; insulted judges; and allowed Elon Musk, the world's richest man, access to sensitive government information in a slash-and-burn campaign against the US government. In June 2025 Michael Lewis, the renowned author of bestselling non-fiction masterpieces including Moneyball, The Big Short, Flash Boys and Liar's Poker, came to the Intelligence Squared stage to tell the inside story of how the Trump administration is dismantling the government and how potentially disastrous the consequences for us all might be. Drawing from his new collection of essays Who is Government? The Untold Story of Public Service, Lewis argued that we must remember the often overlooked ways government officials do work that is deeply consequential to our lives. He shared impactful stories of public service, such as the story of a coal miner devoted to making mine roofs less likely to collapse and an Internal Revenue Service agent fighting tax evasion like a character straight out of a crime thriller. --- If you'd like to become a Member and get access to all our full ad free conversations, plus all of our Members-only content, just visit intelligencesquared.com/membership to find out more. For £4.99 per month you'll also receive: - Full-length and ad-free Intelligence Squared episodes, wherever you get your podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series - 15% discount on livestreams and in-person tickets for all Intelligence Squared events  ...  Or Subscribe on Apple for £4.99: - Full-length and ad-free Intelligence Squared podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series … Already a subscriber? Thank you for supporting our mission to foster honest debate and compelling conversations! Visit intelligencesquared.com to explore all your benefits including ad-free podcasts, exclusive bonus content and early access. … Subscribe to our newsletter here to hear about our latest events, discounts and much more. https://www.intelligencesquared.com/newsletter-signup/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join Dr. Ben Carson and Dr. Amy Orr-Ewing, a leading voice in Christian apologetics, as they delve into the significance of defending faith in challenging environments. This episode explores the role of faith in a modern society and how to courageously navigate cultural challenges with the love of God. Dr. Orr-Ewing shares insights from her vast experiences, including her academic and practical apologetic journeys, highlighting the importance of truth and integrity. Discover how Christians can thoughtfully engage with a shifting culture and inspire the next generation.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bernie talks the rough stretch- h2 full 2244 Mon, 07 Jul 2025 21:12:35 +0000 YGtxqK1HlmVSoUdY46GyIsE8YwtYLhMP comedy,religion & spirituality,society & culture,news,government The Dave Glover Show comedy,religion & spirituality,society & culture,news,government Bernie talks the rough stretch- h2 The Dave Glover Show has been driving St. Louis home for over 20 years. Unafraid to discuss virtually any topic, you'll hear Dave and crew's unique perspective on current events, news and politics, and anything and everything in between. © 2025 Audacy, Inc. Comedy Religion & Spirituality Society & Culture News Government False https://player.amperwavepodcasting.com?feed-link=https%3A%

The Epstein stuff- h3 full 1986 Mon, 07 Jul 2025 21:15:20 +0000 BUR46mHsMBkykNI16JFFaVboMgMqwlF3 comedy,religion & spirituality,society & culture,news,government The Dave Glover Show comedy,religion & spirituality,society & culture,news,government The Epstein stuff- h3 The Dave Glover Show has been driving St. Louis home for over 20 years. Unafraid to discuss virtually any topic, you'll hear Dave and crew's unique perspective on current events, news and politics, and anything and everything in between. © 2025 Audacy, Inc. Comedy Religion & Spirituality Society & Culture News Government False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.ampe

Ed Wheatley on Babe Ruth & St. Louis- h4 full 1088 Mon, 07 Jul 2025 21:34:34 +0000 eQJdF7lB9cteo4DTvYtvaVKaajpgzm3N comedy,religion & spirituality,society & culture,news,government The Dave Glover Show comedy,religion & spirituality,society & culture,news,government Ed Wheatley on Babe Ruth & St. Louis- h4 The Dave Glover Show has been driving St. Louis home for over 20 years. Unafraid to discuss virtually any topic, you'll hear Dave and crew's unique perspective on current events, news and politics, and anything and everything in between. © 2025 Audacy, Inc. Comedy Religion & Spirituality Society & Culture News Government False https://player.amperwavepodcasting.com?feed-link=htt

Full Show 7-7-25 full 7548 Mon, 07 Jul 2025 21:35:32 +0000 LR3FqryNKKrNIWD7I8L2CGcxM7mfyKnU comedy,religion & spirituality,society & culture,news,government The Dave Glover Show comedy,religion & spirituality,society & culture,news,government Full Show 7-7-25 The Dave Glover Show has been driving St. Louis home for over 20 years. Unafraid to discuss virtually any topic, you'll hear Dave and crew's unique perspective on current events, news and politics, and anything and everything in between. © 2025 Audacy, Inc. Comedy Religion & Spirituality Society & Culture News Government False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amperwave

On this episode of ABL Live, we covered a variety of topics, including Trump signing the "Big, Beautiful Bill" into law after it passed both the Senate and House, ICE raids across the country begin to heat up causing leftist distress, NYC Mayoral Candidate Zohran Mamdani lies about being "African-American", Puff Daddy's trial jurors speak out after the case closes up, Government-sponsored obesity, and much more!

WMAL GUEST: JOE DIGENOVA (Legal Analyst & Former U.S. Attorney, District of Columbia) on the Government's Determination That Epstein Had No Client List, Committed Suicide Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Monday, July 7, 2025 / 7 AM HourSee omnystudio.com/listener for privacy information.

In the 7 AM hour, Larry O’Connor and Bethany Mandel discussed: WMAL GUEST: JOE DIGENOVA (Legal Analyst & Former U.S. Attorney, District of Columbia) on the Government's Determination That Epstein Had No Client List, Committed Suicide AXIOS: DOJ, FBI conclude Epstein had no "client list," committed suicide NPR: Israeli Prime Minister Benjamin Netanyahu to Meet President Trump Monday NY POST: Tucker Carlson Set to Release Interview with Iranian President WMAL GUEST: GROVER NORQUIST (President, Americans for Tax Reform) on the Big Beautiful Bill VARIETY: James Gunn Says ‘Superman’ Is About an ‘Immigrant That Came From Other Places’ Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Monday, July 7, 2025 / 7 AM HourSee omnystudio.com/listener for privacy information.

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, Threads and YouTube.

The Department of Justice's declaration that Jeffrey Epstein was a "lone wolf" with no ties to intelligence and no involvement in kompromat is not just laughable—it's an insult to the intelligence of every American with a functioning frontal lobe. This isn't just a lie; it's a grotesque act of gaslighting. You don't amass blackmail material on billionaires, politicians, and royalty by accident. You don't operate an international sex trafficking ring out of mansions, private islands, and government-funded plea deals unless someone very powerful is holding the door open. For the DOJ to issue this absurd narrative in 2025, after years of irrefutable evidence and obvious patterns, is like spitting in the face of every survivor, whistleblower, journalist, and citizen who's been screaming the truth while being told they were delusional.What this memo really signals is institutional rot—an admission, cloaked in denial, that the system doesn't intend to clean up its mess. It's a grotesque pantomime of justice, hoping the public will grow tired, stop asking questions, and let the concrete dry over a grave full of secrets. But this isn't going away. You don't get to burn the files, wash your hands, and pretend the smell isn't still in the air. The Epstein operation was too big, too protected, and too damn obvious to be chalked up to one rogue predator. What we're witnessing is not closure—it's cover-up, and it reeks.to contact me:bobbycapucci@protonmail.com

The Department of Justice's declaration that Jeffrey Epstein was a "lone wolf" with no ties to intelligence and no involvement in kompromat is not just laughable—it's an insult to the intelligence of every American with a functioning frontal lobe. This isn't just a lie; it's a grotesque act of gaslighting. You don't amass blackmail material on billionaires, politicians, and royalty by accident. You don't operate an international sex trafficking ring out of mansions, private islands, and government-funded plea deals unless someone very powerful is holding the door open. For the DOJ to issue this absurd narrative in 2025, after years of irrefutable evidence and obvious patterns, is like spitting in the face of every survivor, whistleblower, journalist, and citizen who's been screaming the truth while being told they were delusional.What this memo really signals is institutional rot—an admission, cloaked in denial, that the system doesn't intend to clean up its mess. It's a grotesque pantomime of justice, hoping the public will grow tired, stop asking questions, and let the concrete dry over a grave full of secrets. But this isn't going away. You don't get to burn the files, wash your hands, and pretend the smell isn't still in the air. The Epstein operation was too big, too protected, and too damn obvious to be chalked up to one rogue predator. What we're witnessing is not closure—it's cover-up, and it reeks.to contact me:bobbycapucci@protonmail.com

The Department of Justice's declaration that Jeffrey Epstein was a "lone wolf" with no ties to intelligence and no involvement in kompromat is not just laughable—it's an insult to the intelligence of every American with a functioning frontal lobe. This isn't just a lie; it's a grotesque act of gaslighting. You don't amass blackmail material on billionaires, politicians, and royalty by accident. You don't operate an international sex trafficking ring out of mansions, private islands, and government-funded plea deals unless someone very powerful is holding the door open. For the DOJ to issue this absurd narrative in 2025, after years of irrefutable evidence and obvious patterns, is like spitting in the face of every survivor, whistleblower, journalist, and citizen who's been screaming the truth while being told they were delusional.What this memo really signals is institutional rot—an admission, cloaked in denial, that the system doesn't intend to clean up its mess. It's a grotesque pantomime of justice, hoping the public will grow tired, stop asking questions, and let the concrete dry over a grave full of secrets. But this isn't going away. You don't get to burn the files, wash your hands, and pretend the smell isn't still in the air. The Epstein operation was too big, too protected, and too damn obvious to be chalked up to one rogue predator. What we're witnessing is not closure—it's cover-up, and it reeks.to contact me:bobbycapucci@protonmail.com

How can we understand the decline of establishment political parties and the rise of new, successful challengers in Europe? Why are these new challengers predominantly right wing nationalist parties? How does their rise compare to the MAGA movement in the US? How is this new political landscape creating even greater challenges to attempts to solve cross-border problems with supranational cooperation? To help answer these questions and others, my guest for this episode is Professor Sara Hobolt, the Sutherland Chair in European Institutions and professor in the Department of Government at the London School of Economics. Previously, she has held posts at the University of Oxford and the University of Michigan. She is also the Chair of the European Election Studies (EES), an EU-wide project studying voters, parties, candidates and the media in European Parliamentary elections. Sara has written extensively on the emergence of challenger parties within Europe and approaches the issue by applying a framework from the business world: entrepreneurial startups challenging incumbent firms in an imperfect market. In addition to being a world renowned scholar in this field, Sara is one of TRIUM's most popular teachers. She has the rare combination of deep subject level expertise, sophisticated research methodology, and an ability to explain complex topics clearly and coherently. I hope you enjoy the conversation!CitationsDeVries, C. & Hobolt S. (2020) Political Entrepreneurs: The Rise of Challenger Parties in Europe. Princeton University Press.Borgen (2010-2022). [TV Series]. Netflix. Written and created by Adam Price. SAM Productions. Hosted on Acast. See acast.com/privacy for more information.

This week on the GovNavigators Show, former IRS Commissioner Danny Werfel joins us to unpack the Trump administration's rapid-fire push to modernize the IRS—and what gets lost when speed outruns strategy. Drawing on decades of federal service, including senior roles at OMB and DOJ, Danny reflects on his team's detailed IRS transformation plan, contrasts it with today's approach, and raises big questions about transparency, workforce cuts, and cybersecurity risks. Plus, a bonus deep dive into the future of financial reporting under M-25-30, the limits of paperwork-based oversight, and why civics literacy might be the government's most underrated reform tool.Show Notes OMB: M-25-30IRS: IRS FY25 Budget Justification JHS: Johns Hopkins School of Government and PolicyGAO: GAO Report on IRS IT Modernization

Dr Tom Hickey, Associate Professor of Constitutional Law in DCU, looks ahead to the High Court case, brought by Sinn Féin TD Pa Daly, examining the Government's appointment of 'Super Junior' ministers.

Standards NZ price rises concern Engineering New Zealand, which says the user-pays funding model is failing.

This Independence Day, Pastor Josh reminds us there's a greater freedom than any government can provide: a soul-deep freedom found only in Jesus. True freedom doesn't require uniformity; it calls us to unity. Because in God's kingdom, even your brokenness can become your boldest testimony.If you're new to Harbor or want to get connected in any way click this link to get your New Here gift, find upcoming events or get involved!https://harborchurch.com/connect

Successful TX legislative Initiatives! CIP project disputes! Moving public comment meetings? All this and more!My name is Emily Hynds and I am a small business owner, Producer of the monthly storytelling series, Grown-up Storytime, and lifelong Houstonian. I am not a journalist or government official, I am a local government enthusiast who believes meaningful change starts at home. These notes are presented from my point of view and with my framing, your notes will certainly be different and I would love to read them if you attend.For sources and further reading:www.emilytakesnotes.comI watched this City Council meeting via HTV: https://www.houstontx.gov/htv/my IG: https://www.instagram.com/embaleez - for todays notes and Houston City Council GuideYou can find your City Council person and their contact info at: https://www.houstontx.gov/council/

Business leaders, community groups, health sector workers and churches are among those due to give evidence at public hearings held by the Royal Commission of Inquiry into the Government's response to the Covid-19 pandemic. The first public hearings of the inquiry's second phase got underway in Auckland today, with commissioners hearing from business people hit hard by the Covid lockdowns. Amy Williams reports.

In just over an hour the Guadalupe River in Kerr County, Texas rose from 2 feet to over 34 feet leaving 90 people missing or dead, many were children attending camp caught in the middle of the flooding. Rescue and recovery teams are still frantically searching all areas of flooding for survivors. Meteorologists say the flooding was driven by a slow-moving storm system that dumped several inches of rain in a matter of hours, catching many off guard. FOX's Eben Brown speaks with Haley Meier, FOX Weather Meteorologist reporting from Kerrville, Texas, who says this region of Texas is a prime spot for such flash floods but what happened over the weekend is hopefully a once in a generation event. Click Here⁠⁠⁠⁠ To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit podcastchoices.com/adchoices

Experts are projecting a huge need for skilled trade workers in America, and Gen Z folks happen to be showing a growing interest in those jobs. Could "Generation Toolbelt" bail us out from a shortage of electricians and plumbers? FOX Business anchor Dagen McDowell is joined by a panel of guests who emphasize the value in returning this nation to its blue-collar roots and how skilled trades will prove AI-proof in the future. Learn more about your ad choices. Visit podcastchoices.com/adchoices

After setting a July 4th deadline for the “Big, Beautiful Bill,” President Trump has signed his legislative agenda into law. Now it's up to the President and his fellow Republicans to sell it before the 2026 Midterm Elections. Meanwhile in New York City, Democrats have nominated Zohran Mamdani, a far-left candidate for Mayor. Rep. Nicole Malliotakis (NY-11) joins the Rundown to discuss getting the “Big, Beautiful Bill” to President Trump's desk and the questionable policies of the new Democratic nominee for New York City Mayor. As young adults get their college degrees, it's time to head out into the working world. However, having a job lined up puts certain graduates ahead of the game. The Trump administration placed a heavy emphasis on bringing manufacturing back to the United States, as efforts have been made to reduce the size of the federal government. Economist Allison Shrivastava from Indeed's hiring lab joins the podcast to discuss the impact of remote work and artificial intelligence on the job market. She dives into whether an internship can be a valuable way for new graduates to gain entry-level experience.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dr. Ronnie Wilson shares the vision of Capitol Commission, a ministry dedicated to spiritually supporting government leaders who serve in our states' capitols.  Guest information:  www.capitolcom.org  Our website:  www.oasisnetwork.org

In this episode, host Shaesta Waiz speaks with Mervat Sultan—founder of Ramjet Aviation Services and President of the Women in Aviation Middle East Chapter—about how intentional leadership, structured mentorship, and policy support have transformed a handful of members into a 1,000-strong network and the largest women-in-aviation conference in the Arab world.  Over 25 years, Sultan learned aviation “from scratch,” built executive charter operations, and opened doors for countless pilots, engineers, and managers. They discuss reframing quotas as performance standards, embedding inclusion into systems, preparing students for AI and quantum-driven flight, and why “the sky is wide enough for all of us.” Major Themes & Concepts Intentional leadership from top management embeds true inclusion Structured mentorship, sponsorship, and male allies accelerate advancement Raising awareness of the many non-flying roles expands the talent pool Data-driven accountability turns hiring goals into real career pathways Public–private collaboration (government, industry, stakeholders) fuels change Precision and a zero-error mindset remain foundational in aviation culture AI and quantum technologies will create new roles—students must be prepared Self-awareness, time management, and preparedness give individuals their edge Chapter Breakdown 00:00 | Opening call: “Skies are wide enough for all of us.” 01:32 | Host introduction & Sultan's impact on Middle-East aviation 03:53 | Why Middle-East progress matters to global inclusion efforts 06:03 | Sultan's passion: real stories of women transforming careers 07:30 | Founding Ramjet and learning aviation from the ground up 10:41 | Government backing & corporate accountability in the region 12:38 | Quotas vs. performance: reframing the gender-equity debate 17:31 | Effective strategies: executive intent, clear pathways, male allies 18:51 | Embedding inclusion: systems, metrics, respect in practice 20:24 | Advice to women: seek mentors, stay curious, trust your worth 23:34 | Cross-border lessons: sharing stories beyond geopolitical lines 26:22 | Future skills: integrating AI & quantum tech into aviation education 30:21 | Guidance for new entrants: matching personality to aviation roles 33:29 | Zero-error culture: fundamentals, time-management, real-world anecdotes 36:34 | Closing reflections: gratitude, next steps, and a shared vision Follow Mervat Sultan LinkedIn: Mervat Sultan Follow Shaesta Waiz Website: shaestawaiz.com LinkedIn: Shaesta Waiz Instagram: @shaesta.waiz TikTok: @shaestawaiz Shaesta Waiz on YouTube YouTube (Aviate Platform) Production, Distribution, and Marketing By Massif Studio & Production & The Tallawah Group www.massifsp.com LinkedIn: Massif Studio & Production Website: www.TallawahWorldwide.com LinkedIn: The Tallawah Group For inquiries about sponsoring the podcast, email hello@MassifKroo.com. Learn more about your ad choices. Visit megaphone.fm/adchoices