Podcasts about Trust

Today we have economics professor Marshall Steinbaum on to talk about the potential fall of Larry Summers due to his association with Jeffrey Epstein, and what it reveals about the culture of the economics profession and policymaking in the Democratic Party. Subscribe now to hear the whole episode! Here are the articles mentioned in the discussion: 1. Claudia Sahm's initial post: “Economics is a Disgrace.” 2. Claudia's account of the retaliation she faced for that post: “Economics Truly is a Disgrace.” 3. Writeup of the resulting controversy in the Georgetown student newspaper. 4. “Breach of Trust in Hostile Takeovers”— Andrei Shleifer and Summers's indictment of capitalism. 5. “How Harvard Lost Russia,” a journalistic account of the USAID-Harvard-Shleifer-Summers fraud case. 6. Marshall's article on what happened in the last decade-plus of Democratic economic policy-making: “A Real Post-Neoliberal Agenda.” 7. Marshall's recent essay in LPE Blog about antitrust: “Anti-monopolism as an Ideology of the Left.”

Prayer for God's Limitless Trust for her Daily Spiritual Espresso published on November 22, 2025 which you can access here: https://powerofloveministry.net/gods-trust-in-you-is-limitless-yes-really/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In his meeting with South African President Cyril Ramaphosa in Johannesburg, Chinese Premier Li Qiang says the country stands ready to work with South Africa to deepen political mutual trust and expand cooperation across various fields.

Welcome back to Fantasy Focus! Daniel Dopp, Field Yates, and Mike Clay are here to help you navigate your lineups heading into the week 12 Sunday Slate. How should you navigate crowded RB rooms? How could the latest injury reports affect your decision-making at RB? Plus, who are some of the strongest WR flex plays in week 12? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome back to Impact Theory with Tom Bilyeu! In today's episode, Tom Bilyeu and his co-host Drew dive headfirst into some of the most pressing issues shaping our future. From the volatility of today's markets and the AI boom, to the complexities of wealth, government spending, and the evolution of education, this episode is a masterclass in first-principles thinking matched with real-world urgency. You'll hear Tom Bilyeu dissect the hype and reality behind AI advancements and market bubbles, breaking down how future profits and technological bets are shaping everything from Tesla's stock price to global alliances with Nvidia, Microsoft, and Anthropic. On the education front, Drew and Tom Bilyeu debate the effectiveness of the Department of Education, why simply throwing money at societal problems doesn't work, and how AI could radically reshape how we learn—if we're willing to measure what truly matters. Of course, no episode is complete without a tough look at wealth inequality, the myth of the “billionaire quick fix,” and what it actually takes to build a lasting, thriving society. Expect strong opinions, grounded wisdom, and plenty of laughs as Tom Bilyeu and Drew challenge conventional thinking and explore what it means to thrive in an era of exponential change. Let's jump in! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact BlandAI: Call it for free today: https://bland.ai Or for enterprises, you can book a demo directly:  https://bland.ai/enterprise Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. Connectteam: 14 day free trial at https://connecteam.cc/46GxoTFd Raycon: Go to https://buyraycon.com/impact to get up to 30% off sitewide. Cape: 33% off with code IMPACT33 at https://cape.co/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact AirDoctor: Up to $300 off with code IMPACT at https://airdoctorpro.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What is up, Theology Nerds! So this episode we got my friend Diana Butler Bass back in the house to talk about her brand new book A Beautiful Year and this open online Advent class we're doing together over the next four weeks. Here's the deal: Diana's gonna walk us through how the Christian liturgical year—especially the lectionary—actually saved her faith during the pandemic when the church doors closed. She unpacks the lectionary as a real deep, anti-imperial, feminist, creation-care kind of reading that shows how Jesus is literally challenging Caesar through the gospel accounts. We break down why that matters for how we read the four Gospels and their unique takes on the Incarnation, and this is the crucial part: how all of this ancient story stuff actually orients us for what's happening right now with Christian nationalism and all that ugliness. The Advent class is donation-based (yeah, pay what you want), and you can catch it live each week or grab the video and audio later. Head to homebrewedclasses.com to sign up. Trust me, you're gonna want in on this conversation. Diana Butler Bass, Ph.D., is an award-winning author, popular speaker, inspiring preacher, and one of America's most trusted commentators on religion and contemporary spirituality. UPCOMING ONLINE ADVENT CLASS w/ Diana Butler Bass⁠⁠⁠⁠⁠⁠⁠ Join us for a transformative four-week Advent journey exploring how the four gospels speak their own revolutionary word against empire—both in their ancient context under Roman occupation and for our contemporary world shaped by capitalism, militarism, and nationalism.  This course invites you into an alternative calendar and rhythm. We'll discover how these ancient texts of resistance offer wisdom for our own moment of political turmoil, economic inequality, and ecological crisis. This class is donation-based, including 0. You can sign-up at ⁠⁠⁠⁠⁠⁠⁠www.HomebrewedClasses.com⁠⁠⁠⁠⁠⁠⁠ This podcast is a ⁠⁠⁠⁠⁠⁠⁠⁠Homebrewed Christianity ⁠⁠⁠⁠⁠⁠⁠⁠production. Follow ⁠⁠⁠⁠⁠⁠⁠⁠the Homebrewed Christianity⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠Theology Nerd Throwdown⁠⁠⁠⁠⁠⁠⁠⁠, & ⁠⁠⁠⁠⁠⁠⁠⁠The Rise of Bonhoeffer⁠⁠⁠⁠⁠⁠⁠⁠ podcasts for more theological goodness for your earbuds. Join over 70,000other people by joining our ⁠⁠⁠⁠⁠⁠⁠⁠Substack - Process This!⁠⁠⁠⁠⁠⁠⁠⁠ Get instant access to over 50 classes at ⁠⁠⁠⁠⁠⁠⁠⁠www.TheologyClass.com⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast, drop a review⁠⁠⁠⁠⁠⁠⁠⁠, send ⁠⁠⁠⁠⁠⁠⁠⁠feedback/questions⁠⁠⁠⁠⁠⁠⁠⁠ or become a ⁠⁠⁠⁠⁠⁠⁠⁠member of the HBC Community⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is cooking art? Is it trauma? Is it a gateway to poisoning your enemies? On this week's FriGay the 13th, we're stirring the pot — literally and historically — and diving into why the kitchen might be the scariest room in the house. We kick things off with an opening skit featuring Matty eating pasta like a raccoon behind a 7-Eleven (Andrew's words, not ours). From there, things only escalate.

Book a Discovery Call for Relationship Renovation CoachingOr email us directly at coaching@relationshiprenovation.com with the subject line “Couples Coaching Application.” Order Relationship Renovation at Home Manual from AmazonJoin Our Patreon CommunityTake the Emotional Safety Assessment QuizHosts EJ Kerwin and Tarah Kerwin sit down for one of their most raw and honest conversations yet. Facing a significant financial crisis, they pull back the curtain on the uncomfortable truths, emotional triggers, and deep lessons that emerged from their recent struggles. Listeners are invited to witness how avoidance and lack of transparency can spiral into conflict, resentment, and feelings of abandonment—but also how healing and growth become possible when partners take accountability and dare to face even the hardest truths together.Whether you're navigating your own relationship challenges or simply craving an authentic look at how couples survive and thrive through tough times, this episode offers invaluable insights. EJ Kerwin and Tarah Kerwin share personal stories, model real-time communication with practical tools, and demonstrate that hope and connection can emerge from crisis. If you've ever felt overwhelmed, avoided a conversation, or worried if your partnership could withstand hardship—this episode will motivate you to lean in, dig deeper, and learn that the path to resilience is paved with courage and honesty. Listen now and renovate your relationship from the inside out!Support this podcast at — https://redcircle.com/he-said-she-said/donationsAdvertising Inquiries: https://redcircle.com/brands

Hello Beautiful!This episode of Black Girl Creative Podcast is for my fellow artists who don't feel like creating anything right now. This episode is for artists and creatives that are too tired, too grievous, too heavy, too burned out, too sad, too overwhelmed to create anything.It's okay if you don't create anything right now.It's okay to be tired. It's okay to rest.Rest is essential to creativity and rest CREATES.Every season ain't for creating and doing.Let's talk about seasonal living and creating, honoring our boundaries, resting and working through “creative blocks”.As Autumn makes way for winter, slow living does well for us slower, feeling artists. Trust your creative timing and rhythms. Inspiration will come around again.It is safe to rest. It is good to rest. It is necessary to rest. You are a human being, not a machine. You are safe, here. Rest.You are loved. You are sacred. You are EVERYTHING good.much love and joy,Alecia

Money can so easily capture our hearts. It promises security, comfort, and control—but often leaves us anxious and striving for more. Yet when we give, something remarkable happens. We're declaring our dependence on God, not our bank accounts.Dr. Art Rainer—founder of the Institute for Christian Financial Health and author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose—joined us recently to explore how generosity becomes an act of trust that transforms our hearts and deepens our faith.Money Reveals the HeartLarry Burkett often said, “Every spending decision is a spiritual decision.” Dr. Rainer agrees.“Jesus said, Where your treasure is, there your heart will be also,” Art explained. “The Bible makes it clear—money management reflects heart management.”Scripture contains over 2,000 verses about money and possessions. Why? Because few things so clearly reveal what—or whom—we truly trust. For believers, the central question is this: Do we believe God's promises about provision, and are we willing to surrender this area of life to Him?Giving as an Act of TrustDr. Rainer describes giving as a tangible expression of faith. “God doesn't tell us to give and then leave us hanging,” he said. “He ties promises to generosity.”Those promises fall into three beautiful truths—God will provide, multiply, and enrich.1. God Promises to ProvideIn Malachi 3:10, the Lord declares:“Bring all the tithes into the storehouse so there will be enough food in my Temple. If you do, I will open the windows of heaven for you and pour out a blessing so great you won't have enough room to take it in. Try it! Put me to the test!”“God invites us to trust Him,” Art said. “He promises to pour out an abundance of blessings—not necessarily material wealth, but blessings that can be spiritual, relational, or emotional. Maybe it's the contentment you've been chasing for years, or the joy of being part of something far greater than yourself.”2. God Promises to MultiplyIn John 6, a young boy offers his five loaves and two fish to Jesus—hardly enough to feed five thousand hungry people. Yet Christ multiplies that small gift until everyone is satisfied, with twelve baskets left over.“Many of us feel like that boy,” Art said. “We look at our meager resources and wonder, What difference can this make? But God is a God of multiplication. He can take whatever you give and expand it to accomplish His purposes. That's His promise—but it requires trust.”3. God Promises to EnrichWho doesn't love a good return on investment—or ROI? “God does too,” Art said.In 2 Corinthians 9:11, Paul writes, “You will be enriched in every way so that you can always be generous.”“God gives so that we can give,” Art continued. “He blesses so that we can bless others. He's looking for conduits of generosity—people through whom His blessings can flow. When we live that way, generosity becomes not just a habit, but a way of life.”Trusting God With Your MoneyAs Dr. Rainer summed it up:“Generosity is an act of trust. It shifts our hearts from reliance on ourselves and money to reliance on God. If you're a Christian, you've already trusted Him with your soul. It's time to trust Him with your money.”When we give generously, we're not losing—we're investing in eternity. We're saying, “Lord, I believe You are my provider.” And that's one of the clearest ways to live out genuine faith.Learn more about Dr. Art Rainer's work at ChristianMoneySolutions.com.On Today's Program, Rob Answers Listener Questions:I'm 69 with no debt and considering a whole life insurance policy—$100,000 with premiums for 10 years—to leave tax-free money to my children. I already have a term policy that ends at 75. I also have $28,000 in an underperforming annuity with no surrender charge, and was advised to do a 1035 exchange into a new annuity at 4.65% for seven years. I've also invested in CDs at 4% and am considering high-yield savings accounts. What's the best strategy moving forward?My in-laws are around 80 and have fully matured savings bonds. When they used some for home upgrades, they faced a large tax bill. Is there any way to move or reinvest those bonds to delay or avoid taxes—perhaps into an IRA or Roth IRA?I manage finances for someone receiving annual settlement payments until 2036. He wants to create a trust now to support three families, but his lawyer recommends keeping the money in savings while he's alive. The payer says a trust can be set up after his death. Should he establish the trust now or wait?I'm debt-free and have my cash in a high-yield savings account, but rates are dropping. Should I invest some of it or find another way to protect and manage my money?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Money in the Light of Eternity: What the Bible Says about Your Financial Purpose by Dr. Art RainerThe Institute for Christian Financial HealthChristian Money SolutionsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Christian Community Credit Union (CCCU)GainbridgeWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Alex Tōth is a singer-songwriter and multi-instrumentalist based in Bedford-Stuyvesant, NYC. His newest album, And The Voice Said (out February 27th via Northern Spy/Egg Hunt Records) is a co-production with long-time friend Caroline Rose and features a duet with Kimbra.  Alex tells us about his rowdy teen years led to a teen jazz program and why the trumpet gave him an identity amongst the Jersey hardcore scene.  He explains the voice(s) that inspired the record title, how Caroline Rose helped him grow as a vocalist and the two discuss the role of negativity in Alex's songwriting.   Alex tells us how video for Not Broken was shot on a busy Coney Island boardwalk, why it's so moving for him and how he wrangled live animal cameos. Alex Tōth Northern Spy Egg Hunt ⁠ SPECIAL REQUEST FROM JOE ..."if you like this podcast, please subscribe and tell all your friends. also, if you love, hate or kinda sometimes like Tour Stories/The Check In, please express yourself loudly in the comments . Lovingly, Joe Please visit and support ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Izotope⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Distrokid⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for continued exclusive listener discounts. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Izotope⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ is the leader in audio repair, mixing and mastering. Ruinous uses ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Izotope⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and you should too. Trust us. Check out Ozone 12 now! Ep supported by @distrokid. Distro now connects direct to TikTok!!!!! with exclusive access to your tiktok artist account.  @thetourstories listeners get 30% off at distrokid.com/vip/tourstories. GET YOUR MUSIC OUT THERE! ITS EASY WITH ⁠⁠⁠⁠⁠Distrokid⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recent revelations have intensified scrutiny of major news organizations and their handling of the Jeffrey Epstein scandal, particularly following the release of emails showing New York Times reporter Landon Thomas Jr. communicating with Epstein in a manner critics say appeared closer to strategic guidance than objective journalism. The correspondence has revived longstanding accusations that influential media outlets—including ABC, Vanity Fair, the New Yorker, and the New York Times—minimized or suppressed reporting that could have brought Epstein's activities to light sooner. Multiple newsrooms previously dismissed concerns as fringe speculation or “conspiracy theory,” creating an environment in which survivors struggled to be heard and credible leads were not pursued. Critics argue that these decisions, driven by the desire to preserve relationships with powerful figures in Epstein's network, contributed to years of continued abuse.Today, media organizations have adopted a markedly different tone, positioning themselves as champions of transparency and accountability, but skepticism remains high among the public and advocates for survivors. Many contend that the press's recent coverage is less a moral awakening than a defensive reaction to overwhelming evidence that can no longer be ignored. Trust in legacy media has eroded as news consumers question how such systemic failures were allowed to persist unchallenged and why no meaningful internal reckoning has occurred. The episode has reignited calls for accountability, not only for Epstein's associates but also for the institutions that played a role in shielding them from scrutiny. For survivors and those demanding full disclosure, the issue is no longer whether the truth will emerge—but whether the media will finally confront its own role in delaying it.to contact me:bobbycapucci@protonmail.com

"When they see your face, look into your eyes, you're real and you're human and you're authentic, that's when trust happens."  Strong relationships form the backbone of every successful business. Growth becomes easier when you intentionally invest in the connections that matter, release the ones that drain your energy, and stay open to forming new relationships that bring purpose and momentum. Trust, consistency, and genuine human connection—not tactics—create the stability and opportunity that leaders rely on.    Alan McLaren, a veteran executive and relationship strategist, shares powerful insights on why intentional connection shapes long-term success. He explains how clarity, visibility, and authenticity help leaders expand their influence, strengthen their network, and build trust quickly and naturally. His approach to service-driven leadership reveals how meaningful conversations can spark new partnerships, deepen existing ones, and create opportunities that last. Everything culminates in the upcoming December 3 event, where Alan will help leaders use strategic connection to accelerate trust, authority, and growth.  Learn more & connect:  Register for the free Podcast Guesting for Leaders event here:  https://www.eventbrite.com/e/podcast-guesting-for-leaders-the-fast-track-to-trust-authority-growth-tickets-1969995450423  Alan McLaren is co-founder of STRATA Originals, working with CEOs and executives to build and refine authentic and impactful leadership brands.  https://strataoriginals.com/  Visit https://www.eCircleAcademy.com and book a success call with Nicky to take your practice to the next level. 

In this episode of Triggered and True, host Brian Freise and emotional health consultant Laura Duncan explore trust through the Compassion Method lens. They reveal trust as an internal rebuild—rooted in childhood pain, not external fixes. Betrayal hurts, but healing comes from self-trust, compassion for triggers, and aligning decisions with your true self.Key InsightsTrust's Roots: Unmet early needs create self-doubt; address pain first to foster safer relationships. Biblical examples like the Prodigal Son show boundaries without shame.Decision-Making: Shift from reactive "triggered" choices to visionary ones—Brian's business breakthroughs prove it. Trust your gut, even if "wrong"; feedback helps, but ownership empowers.Childhood to Freedom: Separate failure from worth, mistakes don't define you. Consequences are real, but much different coming from a place of compassion vs. shame.Perfect for betrayal survivors or decision-doubters: Gain tools for authentic leadership and emotional freedom. Trust isn't earned. it's uncovered.

Send us fan responses! What if the “law” you feel crushed by is mostly contract—and you've been signing into it with your words, your paperwork, and your presence? We sit down with Don Kilam to pull apart the threads of child support, court process, and identity, and we follow the paper trail to where power really lives: status, trusts, and the private side of life.We start with a hard question: if there's no injured party, is it a crime—or is it commerce? From there, Don lays out how Title IV, Social Security, and public trust mechanisms shape how child support is enforced. He explains why public vs private isn't a slogan; it's a structural decision. Private families operate through trusts, foundations, and contracts they author. Public roles rely on statutes and policies designed for the general welfare. We explore making your name a business, using holding companies, and drafting operating agreements that function like constitutions for your entities.The conversation gets tactical. Affidavits, not emotions, move records. Unrebutted statements can become facts. Certified mail matters. Ask for delegation of authority. Keep everything as exhibits. We interrogate jurisdiction signals like flags and titles, discuss how labels can trap you into statuses you didn't intend, and walk through strategies that have led to case dismissals, reduced exposure, and better protection of income and assets. Don also shares why real wealth is time, health, and people—and why cash, silver, and trustees still matter when systems stall.If you've felt the system is a costume party you never meant to attend, this is your invitation to change clothes. Learn how to author your contracts, correct your status, and protect your family with practical tools and a clearer map of public vs private. If this episode challenges you or opens a new lane of thinking, subscribe, share it with someone who needs it, and drop a review with the topic you want us to unpack next.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

Do you enjoy property management? It's often a thankless industry, and it's easy for property management business owners and their team members to become unhappy and burnt out. In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Ashleigh Goodchild, the voice behind PM Collective, to explore what it really takes to build a property management career that you can enjoy. You'll Learn [01:06] Importance of Having Support  [08:01] Community-Led Learning for Property Managers [15:07] Structured Management vs. Random Leadership [21:36] People-Centric Property Management [32:41] Making the Invisible Visible Quotables "There's so much help available out there. And a lot of times we just don't ask as entrepreneurs." "The slowest path to growth is to do it alone." "A lot of people don't actually see what we do. And I think that's where you've got the opportunity." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Ashleigh Goodchild (00:00) Generally churn rate and loss rate for businesses can range anywhere between 15 and 30%. Our office is sitting at about 5%. we've got 1200 doors, to have that 5 % churn rate actually considered really great. Jason Hull - DoorGrow (00:05) Yeah. Welcome everybody. I am Jason Hull, the owner and founder of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. We've talked to thousands of property managers, helped them add hundreds of doors, help them increase profit, simplify operations, get themselves out of the business more and more. And we believe the good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships and residual income. We are on a mission to transform property management business owners. and their businesses. want to transform the industry, eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now let's get into the show. So my guest today is Ashleigh Goodchild. Welcome. She's the voice behind PM Collective, the art of property management. together, we're going to explore what it really takes to build a property management career that you can enjoy covering the balance between structured management and random leadership, how to create workplaces people actually want to stay in, and Ashleigh's vision for a more human, less transactional industry. So Ashleigh, welcome to the show. Ashleigh Goodchild (01:35) Thank you so much for having me. Jason Hull - DoorGrow (01:37) So let's give us a little bit of background on you for those that don't know you yet, that maybe you're listening. How did you get into entrepreneurism? How did you get into doing what you're doing now? Give us some of the backstory. Ashleigh Goodchild (01:52) Yeah, so I started real estate back when I was 18 and like many people just falling into it and I was placed into an office that had a business owner, one was an air hostess and one was a pilot and really had no idea of how to run the business. So at that age of 18 and not knowing any better, I just jumped straight into the business and started helping them quite a lot. And then As I went on in my career, I then started my business, SoCo Realty, when I was 23. So I've had that business for 20 years and I've had a very blessed property management and business ownership life. I do say though that when I was 23 and when I started the business, I don't think it would have mattered what I was doing. It wasn't actually about the property management. It was actually probably about business ownership that I was drawn to. And I think I always say, even if I was a hairdresser at 23, it would have been a hairdresser shop that I opened up, just happened to be working in property management. So I've been running that and I've had a very blessed property management life. I always feel a little bit guilty when people talk about the roller coaster of their property management businesses, because I don't feel like I've had that. Or if I have, I sort of feel like maybe I just didn't sweat the small stuff. And so that led me into... Jason Hull - DoorGrow (02:50) Yeah. Yeah. Ashleigh Goodchild (03:10) running and founding PM Collective, which was bringing in a peer-to-peer mentorship and training Australia-wide where we run 200 coffee and conversations every year. And we really support each other in the industry just by that casual learning from each other. Jason Hull - DoorGrow (03:27) That's awesome. So they're getting together, hanging out with each other, sharing ideas, and you're kind of the facilitator in this. Ashleigh Goodchild (03:35) Yeah, we do it Australia wide. have loads of hosts around Australia. So other people like myself who want to give back. So it's a great opportunity for people to give back. We've actually run a couple over in the US as well. And we have just had one in New Zealand. So the idea is that it allows people in the industry who have been in for a long time, like I said, to give back to the industry and help the the younger ones that are coming in to really learn to enjoy the career as well. So it's really great. Jason Hull - DoorGrow (04:04) Yeah, you know, it's amazing how much help is available and how willing people are to help. Yeah, I'm reading a book right now by Simon Squibb, I believe is his name, something like that. And it's it's about like following your dream and having a dream. But he said he created an organization that. I guess over in the UK, but he created this organization that allowed people to either help. fun people's dreams or for people to get their dreams launched. And he said that they had way more people. He thought everybody would be wanting to get the dream and their own dream met. He said they had way more people offering to help those that had a dream. And so, and he was talking about how much help is available. So. There's so much help available out there. And a lot of times we just don't ask as entrepreneurs. know, there's this funny thing that when we start out as an entrepreneur, we've kind of come through this whole world where we're such a minority, because most people on the planet are not entrepreneurial currently. And so we get a lot of feedback that we're weird or that we're different or that we're strange. And so we learn to kind of isolate. We start to recognize, I'm different and there isn't a lot of help or support. which is kind of an inaccurate viewpoint, but we kind of view ourselves as an island. And then we start our journey as an entrepreneur and we usually think we're gonna do it all ourselves. We're gonna read the right books and watch YouTube videos and we wear it as a badge of honor. I'm gonna get this thing started and do it all alone. that's, as I say at the end of my podcast each episode, that's the slowest path to growth is to do it alone. Ashleigh Goodchild (05:40) I think as well, like we find that a lot of people are really great at their jobs. They're either, you know, great property managers, great BDMs, and they have people around them that say, you know, you're so good at what you do, you should go open up your own business. And I don't think people actually realize there is, it can be really hard to start your business. I mean, you've got the logistics side of things, but you just assume the phone's going to keep calling and start calling as soon as you're out on your own. Jason Hull - DoorGrow (06:02) Yeah. Ashleigh Goodchild (06:09) And I think that that's one of the biggest things that I see people underestimate. And so to be able to give them that support and not be forced to sell their business because it's just got too stressful. I've got one of my clients where she had her own property management business when she was in her twenties. And she ended up selling it because it was just too much to handle at that age. She didn't have the support, you know, 10, 15 years ago. Jason Hull - DoorGrow (06:14) Yeah. Yeah. Ashleigh Goodchild (06:36) And I remember her saying, I wish PM Collective was around because I wouldn't have sold my business. But now I can have the stamina for my business because I've got that support around me. So I think that that's where I'm seeing a really big gap. people who think, you know, people who are great at their job, which means that they think they're going to be great at business ownership, which is not always the case as well. Jason Hull - DoorGrow (06:57) Yeah, there's a great book on that exact subject. It's called the E-Myth, the E-Myth Revisited. And in this book, E is entrepreneur, it's entrepreneur myth. And basically the summary of the whole book is if you think you, if you've learned how to do the technician level work, you like you have learned how to bake really great cakes. The myth is that now you think, well, I could go start a business and start a bakery making cakes. But a business involves a lot more. A business involves marketing, sales, accounting, you know, a lot of different stuff that is outside the skill set of baking a cake. And so the same thing with property management. Some people are like, I've managed properties for a while, or I've done business development for a property management company, done sales for a while. And they think I could now go start a business doing this. And that's the technician level work. That's not the business ownership type of stuff. then that's where things get a little more difficult. Yeah. Ashleigh Goodchild (07:57) read that book it's actually a really great one for newbies in the business. Jason Hull - DoorGrow (08:01) Yeah, yeah. So yeah, I love that. So how does the PM collective work? How are you getting people together? How do you facilitate this? What does a typical meetup look like? How do you make these connections? Ashleigh Goodchild (08:13) Yeah, so we very much just have hosts that reach out to us and they see a gap in their location. And then they just give me, they have to give me three dates, times and locations. And I just set them up online for them. So it's relatively easy for the host. Everyone just rocks up. It's very, very casual. They grab their own coffee, they take a seat and the host is there just to sort of welcome everyone and sort of facilitate it to a certain point. We have the groups, they can range anywhere in size between four people to 20 people. And to be honest, even the groups of four, I find are so important because I find that the intimate conversations are so much stronger in those small groups and people really open up. And the conversation could be about anything. It could be about... certain products that we're using. might be about some subscriptions. It might be about what's currently not working, what demos we've had, what problems we've had. And I find in that smaller group, people definitely open up a lot more and get that real, really good support that they need. Sometimes it's we chat on a personal level. Again, that comes down to people that are personally happy, I believe make the best. employees and their best employers. And it's really important that we look after people's personal state and having those personal conversations and those opportunities to vent, think are incredibly important in that environment as well. And then we have a big mixture. So we've got some groups where we get a lot of BDMs come along, some where it's just the solo printers, some where it's the referring partners, they sort of just all find their own vibe. But one of the biggest things that has been really important is that consistency. So knowing the for the public to know that we're going to show up every single month at this location. And we're here if and when you need us. That consistency is really important. So really casual, you don't need to buy a ticket or anything like that. And I think that really what's made them successful though is that consistency. Jason Hull - DoorGrow (10:15) Got it. So is how does the PM collective have the bandwidth to facilitate this? How do you guys make money? How does that work? Ashleigh Goodchild (10:23) So we don't, we sort of run it as a bit of a not-for-profit, even though it's not registered as a not-for-profit. So the purpose is very much community-led learning. And I guess on a personal level, I run my own business, my own real estate business. So for me, that's my bread and butter, and this is really what's considered my passion project. So this is sort of more my legacy, I guess. And, you know, I've got the time and the energy. Jason Hull - DoorGrow (10:27) Okay. Ashleigh Goodchild (10:48) to and the love to do it. So that's what I do. We have got great sponsors who help support our podcast and cover the cost for the membership and things like that. And we've got a membership base, which would be say, I guess on the smaller medium size. And over time that will grow. But for now, the support is really where it's at and we're driven by that with no need. for any strong monetary value coming through at the moment. That might change in 10 years, but for now and the last five years, it's been perfect. Jason Hull - DoorGrow (11:19) Well, mean, it sounds like the people that are really giving to this community like yourself probably have some of the healthiest businesses because the people that are in over their head don't have time to go hang out or go to lunch or to meet up with people. so, you know, that, and that, you know, that allows people to come in that maybe they're are struggling to meet and hang out with people that are in a healthier place and kind of lend them a hand up. Right. So. Ashleigh Goodchild (11:32) No. It's interesting because in Australia, we've got what we call CPD points. don't know if you've got them, where they're like compulsory development points that you've got to do to hold your registration. and our events, they are not CPD registered, which means that people don't come along because they are coming because they just have to be registered and they just have to do so many points. They come because they actually want to come along. Jason Hull - DoorGrow (11:57) Okay. Yeah. Ashleigh Goodchild (12:12) And I think you'll find that that has made a massive difference with the vibe. Like we had an event the other night, because we sort of run the separate events as well. And, you know, everyone comes along, they're catching up, they haven't seen each other for a couple of months. And it really feels like someone's birthday party. But the important thing is that people are there because they want to, not because they're going to get a CPD point attached to it. And you really can feel that difference in the vibe. Jason Hull - DoorGrow (12:37) Got it. Okay, well, let's take, I'm gonna do a quick word from our sponsors. This will be relevant. If you are a property management business owner, you're tired of getting tangled up in numbers, KRS SmartBooks has your back. They specialize in property bookkeeping for small to mid-sized managers who'd rather focus on, well, managing. So with over 15 years of experience in real estate, accounting, they're pros in Appfolio Yardi and all the top property software. Trust them to make your monthly reports hassle free so you can get back to what really matters running your business. Head over to KRSbooks.com to book your free discovery call. And so maybe that'll help you have a little more time to get back to the property management community. All right. So back to what we were talking about, Ashleigh. I love, I love this idea. I love that you've facilitated this vehicle for everybody to get together. You just, resonate positivity and I'm sure that kind of sets the tone for the group that people are kind of attracted to. And I've been part of groups where the leaders are very positive and it's just a different category and group of people. There's a lot of people that are helpful, positive. I'm in masterminds like that. And then there's others where the leader is more kind of like a dictator cult leader and like, it's just a very different environment. And there's a lot of guilt and a lot of shame and stuff like this, right? and, I've been in some men's programs and things like that that were like that. And it's just, you know, it's a totally different environment. So you've created, and so this is really, I think a strong Testament to you. How many, how many people are involved in this throughout Australia and beyond. Ashleigh Goodchild (14:13) should know the answer to that and I don't. And I would probably say there would be around 20 hosts around Australia. So 20 people, have started having visionary leaders in each state and to help sort of help me control the states. But yeah, about 20 hosts. But then like I've got, for example, an audio summit coming up. Jason Hull - DoorGrow (14:21) Wow, OK. Yeah. Ashleigh Goodchild (14:37) And that's got 17 leaders in Australia doing an audio summit for me. And we're doing 17 days of tips and tricks. So there is a lot of people that make up all of this, a lot of other coaches and trainers that give their time and their knowledge as well to it. So it really is a big project. in total, I'd say there's probably about a good 40, 50 people from coaches, trainers, leaders. who facilitates some sort of knowledge base for me on all these events. So pretty lucky. Jason Hull - DoorGrow (15:07) So describe to me the difference between structured management and random leadership. Ashleigh Goodchild (15:13) Yeah, so that's something that I practice inside my real estate at SoCo. And one thing that I've learned from other people and other leaders is when we do, obviously you need structured management, in terms of processes and procedures and all of that, and that's fine. But when it comes to leadership, sort of what you talking before about the dictatorship, I feel like I probably practice servant leadership a lot more. practice servant leadership at SoCo, which is the real estate, and I practice servant leadership in PM Collective. And very much I do picture myself or feel that I'm a leader from the bottom and that you just tell me what you need and I will deliver it for you. So I do that both in PM Collective and SoCo. And that's where the support comes from. The random leadership, I think, has been something that has really helped me keep long term staff. I'm known in the industry for having a long term team. anywhere between sort of seven years and 15 years average for property managers, which is great. And one of the things I would say have helped me and I have to say I haven't done this on purpose. It's just the way that I've done it. And I now I reflect back on it. I can see how it's worked. And if we were to every single year, give our team a Christmas bonus every single year, they're going to expect that. And if one year you don't do it because you can't afford it or something's changed, people are going to start getting a little bit ticked off because it's like, where's my bonus? get one every year. And I think the same goes with the Jason Hull - DoorGrow (16:52) become expected.   Ashleigh Goodchild (16:54) very much expected. And I think when we start getting, creating expectations with our team, that's when we can start getting a little bit of conflict. And I've seen it in a lot of agencies. So where I, I, I think what I think works really well is things like we might as an office randomly buy someone a coffee, or we might just randomly say, Hey, let's go out for lunch, or randomly, we'll do a Christmas bonus randomly. We might shout everyone a voucher for a massage. All of those random things mean so much more to your staff and they appreciate it so much more. Even if it was that $5 coffee or that random walk or that random time that you're giving, I just find that that doesn't set up expectations and people appreciate those little things a lot more. And like I said, it's not something that I went and said to myself, this is how I'm gonna manage my team. It's something that I just did naturally, probably because I'm a little bit scatty and I probably was, you know, not very good at keeping things consistent. But now that I look back on it and I can see that that 100 % has played a massive part in creating a really healthy long-term team. Jason Hull - DoorGrow (18:07) Yeah, that makes a lot of sense. know, yeah, giving gifts means a lot more or giving experiences or doing things means a lot more than, you know, than just a bonus that they're expecting at the end of the year. And most people aren't actually money motivated. BDMs usually probably should be a little bit and maybe entrepreneurs, but that's the mistake entrepreneurs make is that we assume everybody else likes money as much as we do. A lot of times. And so we try to bonus people or reward people or motivate people with money. And a lot of times that backfires. And because most people aren't money motivated or money driven, know entrepreneurs listening right now are like, what? That makes no sense. I don't understand it, but yeah.   Ashleigh Goodchild (18:48) I think a lot of businesses as well, they try to manage their team by textbook and you know, the textbook says, we should give people their birthdays off or a textbook says we should, you know, we should do a bonus at Christmas or whatever it might be. But I think, you know, really getting to know each person and I know who in my team values me sitting down and talking to them and asking them how their weekend was. However, if I went and did that to someone else in the team. That'd be like, you just go away. I'm trying to work here. And I, I, I, yeah, I know what, what each person needs to be happy. One thing that I found more recently is that if your team can have a hobby, that is probably the biggest thing to create a happy team and hobbies prevent burnout. And I think that when we get a lot of people in the industry where all they do is work and family, work and family, they don't have anything in between. And so like one of my girls, she loves to play golf. She really young girl, 21 years old, plays golf semi-professionally. And she had asked whether she can start having some private coaching on Tuesday afternoons. So she was going to come in a few hours early. And I was like, absolutely no problems at all. Because if I give her that Tuesday afternoon off to go play golf, there's something else that she loves. I just find that, you know, people have to have other things they love just besides, yeah, besides the work and family. And that's something that I feel like I really try to encourage with everyone in industry is find a hobby if you're feeling stressed. And you know, and a hobby is not, you know, reading a book or something like that. It's actually like playing pickleball or netball or coaching a team or it's something specific. Jason Hull - DoorGrow (20:37) Got it. OK, so you're encouraging team members to have hobbies. And that allows them to maybe have a little bit more to bring to the table in terms of energy and life, it sounds like. Yeah. Ashleigh Goodchild (20:42) 100 % Yeah, yeah, it just allows them to enjoy enjoy work. And like I said before, you've got to have them they need to have a happy home life for them to perform well for your clients. It's really, really important. You can't, you can't have them having a tough personal life at all that's going to affect you and your clients. Jason Hull - DoorGrow (21:10) Got it. Yeah. Yeah. There's a, there's a really good book called giftology by John Rulin. And he talks about the benefit of giving gifts, gift giving, to basically for almost as marketing or do increase referrals or to increase retention. But the same thing applies to team members. These doing these random things, sounds like a really solid idea. And then also encouraging hobbies I think could be really beneficial. So, So explain your vision for a more human and less transactional industry. Ashleigh Goodchild (21:43) So in Australia, have starting to become quite reliant on our offshore staff and our offshore team. And I'm assuming that that's everywhere. Would that be the same with your businesses? Jason Hull - DoorGrow (21:55) Yeah. Yeah, I would say so. There's a lot of people that are hiring VAs in the Philippines or Mexico for sure. Ashleigh Goodchild (22:02) Yeah, I mean, and whether it's part of your business plan or not, you know, I fully respect that. But what we've found in businesses is that by passing on the transactional work to our offshore team, and transactional, mean, collecting the rent, arranging maintenance, sending out inspection letters, you know, all of that sort of admin tasks, we're finding that that's really not where the value of a property manager or business owner is anymore. Jason Hull - DoorGrow (22:19) Mm-hmm. Ashleigh Goodchild (22:31) And so what we need to do is to move our skillset into more of a consulting role. We currently have been doing for a number of couple of years and I teach this a lot to other officers is what we call an annual investor audit. So our annual investor audits, they are 30 minute consults with every client and we are going diving straight into all the holistic side of their property because we need to make sure as a business that our clients are emotionally well and financially well. If they're emotionally and financially well, they're going to keep their investment property. The minute that they're stressed and not making money is the minute that they sell. And obviously that's not what we want in the businesses. So to do that by checking in with them, we are talking to them about any red flags we see with their tenancy with their rent or their inspections.   Jason Hull - DoorGrow (23:10) Yeah. Ashleigh Goodchild (23:27) We're talking them through and helping them understand what level of maintenance is considered normal or excessive in their property. If they're not spending enough maintenance, we're talking to them about ideas they've got for future renovations. We're talking to them about what their mortgage rates doing, how are they feeling? Are they positively geared or negatively geared? Is there any circumstance that's coming up in the next 12 months that we should make a note of that might cause them a little bit of stress? We are... Talking about all of those things on a real conversational level and it allows us to pick up trends of what that client's plans are. Are they planning on building a portfolio? Are they planning on selling in six months? Are we going as an office to see a huge wave of clients starting to sell? Is that something we need to protect that, you know, as an asset in our business? And so when we start getting into that consultancy role, it's no different to your accountant organizing a tax planning meeting. you know, in April, for example, that's exactly what we're doing. And we are planting seeds for that client so that they're never surprised when we call them up to say, Hey, your rent's gone backwards, or you got to spend $10,000 on the property. And that has been incredible. It's not only been something that's helped our churn rate. Generally in Australia, churn rate and loss rate for businesses can range anywhere between sort of 15 and 30%. Our office is sitting at about 5%. For it so for a large, a large office with we've got 1200 doors, to have that sort of 5 % churn rate is is actually considered really great. And I do put that down to the annual investor audits. And in addition, though, it allows the business owner Jason Hull - DoorGrow (24:52) Yeah. Ashleigh Goodchild (25:10) to take control of their asset and not to have to maintain that relationship. Because at the end of the day, I'm very passionate about that that client is my client as the business owner. And I need to keep that relationship up. And if I put all of that responsibility onto the property manager and my property manager leaves, I've got a risk that that client is going to follow the property manager. So that's a little bit of my of the importance and responsibility I take as a business owner. So they have been an incredible game changer for retention, but it's also helped uncover new business opportunities because when we've done these for our clients, we've never sort of asked them, do you have any properties? But so many clients have actually said to us, that was so good. Can you do it for my other property? And I'm like, sure. Where's your other property? and got the address and we've subsequently got the business of the because the other agencies weren't doing it. So obviously over time, more offices will start doing it. But that's just a great example of elevating the human side of property management. And we started introducing these in our business, like I said, a couple of years ago, I now teach them to other agencies around Australia. And then as soon as we can get, you know, a really good percentage of businesses, all bringing these in as just a natural part of the business, then we will that's how we see the industry elevate. And then that's just going to be considered a normal thing like checking rent arrears. And so that's really my vision to, to bring in things like that. I've been trialing, I do a lot of like mirroring in the business. So I trial things in my business first. And if it works, I will put it out to the industry. the other trial that I did was, which actually didn't work. And, it was about, I had a junior property manager and we had a lot of clients that we were losing from, from fees from owners being fee driven. And I thought to myself a little bit like a hairdresser. You've got a junior apprentice to cut your hair. You've got a senior stylist or you've got the director. And I thought to myself, I'm actually going to do a fee schedule with a junior rate. So if you want to, if you're fee driven and you want a junior to look after your property with less than one year experience, this is the fee. And if you want a senior, this is the fee. Now I thought that everybody would jump at the junior fee schedule because everyone seemed to be fee driven. What was so interesting is I did this trial for 12 months and I probably had 3%, maybe 2 % of clients actually say, I'll go with the junior fee schedule. Every single person said, thanks, but I think I'll stick with a senior. And I think that that's a great example to showcase that investors do want the experience. They want the peace of mind. And we all thought they wanted cheap fee schedules, but when given the opportunity for the cheap fee schedule with a junior, they didn't take it. So I thought that that was a really good example. Yeah, I know. Jason Hull - DoorGrow (27:49) Mm-hmm. yeah. I could talk about that for an hour. We've tested a lot of stuff on pricing. Ashleigh Goodchild (28:10) But it was just a great test to do. I trialed it, it didn't work. So I've gone to the industry and I've said, given it ago, it hasn't worked. I'm now trialing a second option with fee schedules. And hopefully that works because I just feel like the industry needs to move just from the same fee schedules we've been doing for 20 years. It really is something that needs to be done there. So that's my next mission. Jason Hull - DoorGrow (28:14) Yeah. Yeah, I love it. I love the experimentation. So cool thing about my position is I get hundreds of guinea pigs. And so I do all sorts of testing. And so we could chat about some of that. We've done some fun stuff, but I love the idea of the annual investor audit. call those, we coach clients on that as well. We call those annual portfolio reviews and that's a great opportunity to get more referrals. great opportunity to get more reviews and testimonials. It's a great opportunity to create more connection with the client and to showcase what's invisible to them currently that you're actually doing work. And yeah, and it's going to significantly decrease churn. You mentioned churn maybe between on a lot of companies, maybe being between 15 to 30%. And if you're at 1200 units, I was doing math while you were talking, that would be between 180 to 360 units being lost each year. And so a lot of property managers don't pay attention to what's leaving and they think, well it's infrequent or they're selling their properties or whatever and they're not paying attention to that. They're so focused on how do I get more doors? And sometimes they're losing more doors than they're adding each year or they're just breaking even. And so they've been at the same spot for like a decade sometimes. And they're wondering, why does this feel like a grind? And they're not making progress. And sometimes you have to look at what you're losing and what's your level of service that you have there and how visible is what you're doing to your client? Because if it's not visible, they're going to assume, well, why do I even pay them? They're not doing anything. They're just collecting rent. Yeah. Ashleigh Goodchild (30:15) Yeah, it's like, I call it a, we've got a client success manager. And I think that that's a real missing part in a lot of businesses because we've got the BDM who brings in new business. We've got the property manager who maintains it, but the client success manager actually is what I call a BDM in reverse, because if they can prove your retention, that is growth. So therefore it is still a BDM role. Jason Hull - DoorGrow (30:21) Mm-hmm. Yes. Yeah. Ashleigh Goodchild (30:41) that you've got someone specifically for. So that's a real big missing part. And I think a lot of businesses when they don't have somebody specifically on that role. Jason Hull - DoorGrow (30:52) Yeah, I've been privy to see inside of a lot of different types of businesses and being in a lot of different masterminds. And one of the things that I've seen is that some of the most sales oriented organizations, like companies that they're focused on placing salespeople and hiring salespeople and stuff like this, they always have their best salespeople graduate to be on their client success team. is how they kind of position it. And they call that their second sales team. Because these are the people that get people to re-up or renew or continue on, or to bump up into a higher level program. so client success is your other sales team. their whole job is to decrease churn. Their whole job is to increase retention. So at DoorGrow our client success manager is my oldest daughter. And she does our client success. And she's got the personality for it. She's much more of a feeler than I am. She's much more about community than myself, right? I'm more of a logical thinker in a lot of instances. And so clients just love her. She does a great job. And so everybody should have client success. What's funny is in the property management industry, you hear the phrase property manager, but that's like this mystery sort of title that means a different thing to everybody you ask. And so for some of them, some people think their property manager is supposed to be a BDM also. I'm like, those are... probably different personality types. Some think they're the maintenance coordinator, but then they'll hire a maintenance coordinator and they call somebody else a property manager. so property managers also could be those client success people, the relationship builder. And so that's where it gets confusing is when we're, I hired a property manager. Well, okay, what are you having them do? I always have to ask because it's always different. So I don't know if you've noticed that in Australia, but. Ashleigh Goodchild (32:41) Yeah, and I think as well, like, I like what you mentioned before about how a lot of people don't actually see what we do. And I think that's where you've got the opportunity. Because I remember a long time ago, a client said to me, you know, wanting to negotiate on fees after a couple of years. And he said, you know, your job's easy, you don't, you know, the you don't have to do anything for your money. So therefore, you should reduce the fees. And I'm like, Jason Hull - DoorGrow (32:49) Yeah, it's invisible. Ashleigh Goodchild (33:07) Hold on a second, we've chosen a fantastic, perfect tenant. We do a lot in the background to make it look like we are managing it nice and easily and not creating any stress for you. Do you want me to create a problem tenant so it looks like that I'm doing work so that you can justify the fee? Because the fee is so, is reflective on you finding, it look like that we're having a very easy life. but that's taken a lot of skill and experience to do that. It's just so backwards, isn't it? That the way that they validate our fee, if we have got lots of problems and they think we're not worth our fee when we've got nothing to do and got a perfect tenant, which was the result of us putting it in the first place. Jason Hull - DoorGrow (33:34) Yeah. Yeah, I used to work in IT and one of the things I learned in doing IT and working on computers and networks is that if you make everything run perfectly, they wonder why they even pay you at all. And then I also noticed if there was a problem, they're like, why do we pay this person at all? There's now this problem with the network. so either way, couldn't win. So I learned I had to make the invisible visible. I had to tell them all the time, hey, I just updated this server. I just changed this. This has been improved. That's preventing these problems. And they're like, wow, Jason's on top of this. Jason's making everything run smooth. So I had to learn to be noisy. I worked at Hewlett Packard and I was in Boise, Idaho and I had a boss in Texas. And he would just look at our... he would message us all throughout the day through an instant message app or whatever. He would message us, what are you doing? What are you doing? And I was like, he can't see what we're doing. So I just started changing my status. I allowed you to put a little status, they use some Microsoft app, I can't remember Teams, I don't remember what it was. But I just would update it every day and I would say like throughout the day what I was working on in that moment. Updating this, working on this, doing this, and just what I was doing. And so then he started asking, what's your coworker? doing because we were a two person team that were over a big system. And he was like, what's what's what's Josh doing? Is he working? What's he? So he started to perceive that I was on top of things and working and this other person was lazy and not doing stuff. I'm like, no, he's working too. So yeah, but that's I sold, you know, we've translated that to helping clients make sure you're showcasing the invisible because they can't see it. Otherwise, you have to be noisy. And those annual reviews are a great opportunity to do that because you say Here's how many maintenance requests we've handled that you didn't have to deal with. Here's how much money has been collected. Here's the payouts that we've done to you. Here's all the stuff that we've been taking care of that's prevented you from having to deal with this. Here's how many calls we took. Here's how many tickets we handled. All these vanity metrics justify why they spend the money with you. So I love that you're reinforcing that idea. So for my clients listening. She said, and she's got 1200 doors, which is probably more than some of you. so Ashleigh, what do you feel like people are hearing your low churn rate besides the annual investor audits that you do and maybe having a client success manager. I don't, what, what do you feel like is really significantly reduced the churn rate down to 5%. I mean, that's significant in any business. Ashleigh Goodchild (36:25) Yeah, it would. You've got your audits, it would probably be I think myself being a director of the business who is 100 % active in property management and approachable is a really important word. Clients know that they can call me at any time they know that if one of my property managers is on leave, they can call me to handle anything that plays a massive part. And if I reflect on some of my clients, because we all get clients that, you know, maybe aren't happy with something or a little hiccup has happened, to know that my clients don't just silently leave and say, that happened, not happy, I'm gonna go find someone else. They always contact me first. I actually had one the other day to say, Ash, my property manager is really lovely, but I'm just feeling like I need someone with a bit more confidence. No problems at all. Let me move you to this person. The fact that they approach me first and give me the opportunity and know that they can call me to move them. I just take that with so much privilege because that doesn't happen in a lot of offices. If you're not approachable and your client would rather just leave the property, then bother coming to you because they don't think they're going to get heard. That's going to be a problem. So for me, that is massive. Jason Hull - DoorGrow (37:24) Yeah. Ashleigh Goodchild (37:46) And then probably the final thing, I think that our values really show through, through social media and my presence on social media, the fact that they know me on a personal level, they can see that I've got kids, they can see that I've done podcasts, they can see when I win awards, and embracing our clients on our journey and allowing them to see every part of me as a human being, I think is great. We do an annual an annual drive for a not-for-profit. support DB survivors quite a lot in our business and we promote philanthropic investing. And so the fact that we bring in our clients to be involved in that process by buying their clients, their tenants a hamper for Christmas to strengthen relationships has been a fantastic PR exercise with clients saying, you know, yes, please organize my 10 Christmas hamper and we're just so thankful to be aligned with a business like yours that supports, you know, good causes. It's those little things that I've probably played the biggest part in it, in their retention and client success. Jason Hull - DoorGrow (38:49) Love it. Yeah, I love that. A lot of property managers are so focused and business owners are so focused on thinking, what, how do I get more money? How do I take more instead of like the benefit of being involved in how much trust it would create to be involved in some sort of philanthropy or charity or something that's a bit more outward focus. And, and one of things we are really big on at DoorGrow is coaching our clients on finding a, in building out their client centered mission statement is figuring out. How do you make this vision bigger so that you're having a positive impact, not just for yourself, for the business, for your team, but maybe the community at large, maybe the industry at large? And what sort of impact and change do you want to see there and making that vision bigger? Because it allows you to attract team members that are inspired by a bigger vision, allows you to attract clients that resonate and are inspired by a bigger vision. And so you get better people all around. Ashleigh Goodchild (39:48) And it gives other people the opportunity to do good. And with our annual hamper drive, we did that last year. And all we did, we aligned ourselves with a not-for-profit hamper company, which is sort of like a by-product of one of the charities. And they support women getting back into the workforce. And so not-for-profit, we emailed all our clients and we said to our landlords, listen, if you've had a great year with your tenant, we would love to arrange a hamper on your behalf. It's $88. Jason Hull - DoorGrow (39:53) Yeah. Ashleigh Goodchild (40:16) and we'll take it from your rental income and we'll send it on behalf of you for Christmas. It's a great way to acknowledge you've had a great experience with your tenant and strengthen that relationship. And from that alone, just us doing OneDrive last year raised 14,287. And so this year we have now through PM Collective promoted that through other agencies to do the same. And I actually had an email from the CEO of the not-for-profit today and she said, Ash, I am just so excited to get these numbers back to you. We have had such a huge response from you and assitting against it. And I just can't wait to see what the figure will be because I know as an agency, we will do probably double and the fact that other agencies now will do good. It's just an example of the impact that we didn't realize we were having by giving our landlords the opportunity to do good, but then sharing that with other people to give them the opportunity for their clients to do good. It's just so wonderful on so many levels. And it's the same with our philanthropic investing. encourage owners who financially are able to rent out their home at a low market rate to a survivor of DV. Jason Hull - DoorGrow (41:19) Love it. Ashleigh Goodchild (41:29) to do it and you'll be surprised at how many people don't even know it's an option. It's not saying that it's right for every landlord, but there are so many landlords out there who have a vacant property and didn't even know that they could do this jump on board. yeah, giving those opportunities to people that didn't know that it was an option, I think is really great to see. Jason Hull - DoorGrow (41:50) Yeah, love it. mean, people want to feel good about themselves and, you know, being able to give gifts or being able to benefit others makes people feel good about themselves. And if you're giving your clients a chance to feel good about themselves, they're going to associate that with you. Yeah, that's beautiful. So, well, cool. I love all these different ideas and tips. think you've shared that. I love the idea of doing the annual portfolio reviews. love the idea of, you know, the Ashleigh Goodchild (42:04) Yeah. Yeah. Jason Hull - DoorGrow (42:18) charitable stuff, the philanthropy stuff. Love the idea of giving people a vehicle or some method to bypass the frontline staff person that they're assigned so that they can reach somebody that can maybe, if they want to complain about that, that team member or some, there's a, there's a gateway there or a vehicle there for them to do that rather than them just going, well, I guess I have to quit. I don't know. Yeah. So I love, I love these ideas. that I think anybody listening to this would benefit in decreased churn. Ashleigh Goodchild (42:40) Yeah. Jason Hull - DoorGrow (42:47) Well, Ashleigh, I appreciate you coming here on the show. How can people maybe get in touch with you or with your business or whatever you would like to share with others here in closing? Ashleigh Goodchild (42:58) Yeah, well, I mean, I'm very easy to Google. You can just Google Ashleigh Goodchild and hopefully find me there. But I am on Instagram and all the socials under PM Collective or under Ashleigh Goodchild. So I'd love to connect with anyone that finds me on those platforms. Jason Hull - DoorGrow (43:16) Perfect. All right, Ashleigh. We'll probably have to have you come talk to our clients sometime. I think that'd be fun. So, all right. Thank you, Ashleigh. Appreciate you coming here on the show. All right. So for those that are struggling in your property management business and you want to kind of get to that next level, make sure you reach out to us at doorgrow.com. We would love to facilitate or help you or see if we could help you with your business. Ashleigh Goodchild (43:21) Love them. Thanks for having me. Jason Hull - DoorGrow (43:41) If you felt stagnant for a while, also join our free Facebook, just for property management business owners at doorgrowclub.com And if you would like to get the best ideas and property management, join our free newsletter at doorgrow.com/subscribe And if you found this even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. And until next time, remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.  

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the September jobs report and existing home sales. Related to this episode: Existing home sales show 4 months of year-over-year growth September jobs beat estimates, but unemployment rises to 4.4% ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

On today's episode, Editor in Chief Sarah Wheeler talks with Kenon Chen, the executive vice president of strategy and growth at Clear Capital, about the appraisal changes that will take effect in 2026 and how the industry is preparing. Related to this episode: Appraisals and Valuations ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

THIS WEEK'S MESSAGE: Today's Fireside is a call to draw inward and take time and space with ourselves. We're being called at this time to simmer on the stove... to let the flavors and answers come to us as we take time to be in quiet reflection and companionship with our hearts. Trust what you receive in that time and space with YOU. You're also going to feel more embodied and connected to what you're seeking to create in the world when you do. ABOUT: Welcome to a Fireside Friday Recording. Every Friday morning I tap in and pour out messages and words meant to fuel your fire, Fire Starter! These messages are to encourage, empower and activate you deeper in your calling and initiatives that you want to see through. grounding and encouragement every Friday morning.Want to attend live?⁠⁠ ⁠⁠⁠Sign-up here⁠⁠⁠⁠⁠: ⁠⁠⁠⁠https://forms.gle/TTRcWzjtiMhNZR2k6⁠⁠⁠⁠

There's never been a better time this season to target Lamar Jackson in fantasy football trades Matt Schauf and Jared Smola of DraftSharks.com open the Week 12 preview show by breaking down why Lamar's recent struggles create the perfect buy window before he hits the best QB runout in Weeks 12-16. We're also digging into a factor that might help Saquon Barkley and Quishon Judkins the rest of the way, what you should actually like about the Week 11 disappointments from RJ Harvey and Ricky Pearsall, and what's WRONG with Puka Nacua. You'll want all the details -- plus plenty more schedule breakdowns and story lines -- as we hit the final six weeks of the fantasy football season.TIMESTAMPS0:00 Intro0:47 Buy Lamar Jackson4:17 Looking ahead to best and worst playoff schedules11:21 Is Quinshon Judkins gonna help us win titles?12:45 Should you worry about Jonathan Taylor?14:33 What to like about RJ Harvey18:25 Should we forget about Ricky Pearsall?21:46 Is something wrong with Puka Nacua?26:21 Luther Burden breakout coming?EPISODE LINKSWeek 12 Fantasy RankingsWeek 12 Start-SitWeek 12 Trade TargetsWeek 11 Usage TakeawaysStrength of ScheduleWeek 12 Matchups That MatterWeek 12 Expert MovesDon't Trust the Box Score DRAFT SHARKS - YOUR UNFAIR ADVANTAGEAward-winning fantasy football rankings, projections and draft tools. Live-draft sync, player analysis, draft strategies and expert advice to dominate your leagues.HELPFUL LINKSDraft War Room - Featuring Live Draft SyncThink of the Draft War Room as a “dynamic fantasy football cheat sheet”. As you draft, your live-synced Draft War Room automatically updates your board as players are selected. Award Winning Fantasy Football RankingsWe calculate floor, ceiling, and consensus projections for all fantasy-relevant players. These projections all feed into our 3D Value system. 3D Values are calculated using a cross-positional algorithm based on your exact league setup and scoring. Mock Draft SimulatorOur Mock Draft Simulator will help you prepare for your upcoming drafts, allowing for a customized setup to fit your specific league settings. Trade Calculator and Trade Value ChartsWe made winning fantasy football trades easy. Powered by real-time player stats, our award-winning 3D projections and expert rankings, these trade tools assign each player a value based on your league's unique scoring system.

What if you let go of the rulebook and gave yourself permission to create a life that feels like a dream you actually want to be living? This week on the School of Midlife podcast, we're talking to Wendy Harrop—a retreat host, event planner, and farm-dwelling dream-weaver—who did just that.After years of living the good-girl life, checking the boxes, and doing what was expected of her, Wendy woke up to a deeper longing: one where she gets to be the main character. She didn't burn it all down in a blaze of midlife crisis. Instead, she took one brave step after another—choosing joy, curiosity, and adventure over obligation.In this powerful conversation, Wendy shares the story of how she moved from California to a 200-year-old farm in Massachusetts, why hosting retreats for women is her calling, and what it means to live with delight, even when things don't go according to plan. Whether you're feeling stuck, restless, or just quietly wondering “is this all there is?”—this episode will remind you that midlife isn't a dead-end... it's a damn invitation.

Can business truly be a force for good? In this episode, Cliff DuVernois talks with Gene Pickelman, co-founder of Tri-Star Trust Bank, about Conscious Capitalism — a people-first approach that builds leaders, supports families, and strengthens entire communities. Gene shares how choosing people over profit transformed Tri-Star's culture and sparked a movement across the Great Lakes Bay Region, proving that purpose-driven business can create impact far beyond the workplace. A powerful conversation about heart, grit, and what leadership can look like when people and profit work together.Links:Conscious Capitalism: https://www.consciouscapitalism.org/Tri-Star Trust: https://www.tristartrust.com/Subscribe to our Email Newsletter: https://totalmichigan.com/join/Find us on Facebook: https://facebook.com/totalmichiganWatch on YouTube: https://youtube.com/@totalmichigan

Carl and Mike open the show with Falcons talk as they share thoughts on Kirk Cousins being back under center and having a chance to revitalize his career and regain the trust of the Falcons fans. As they discuss, they also share thoughts on what they believe will be key in order for the Falcons to pick up the win over the Saints as they agree despite the loss of Michael Penix Jr. and Drake London being out, the Falcons are still a better team than the Saints.

How many deployments have been extended this year?

Why bother?  Nobody seems to notice or care.  What's the point? Have you reached that point where you've folded your arms and said to yourself, “Fine!  Let somebody else do the work.”  Trust me, you're not alone. You can be sure the others feel the same way.  And they may invite you to join in talking about the rest. But there's someone else who has joined the conversation that you may not realize. Today's a great day to hear what our loving God has to say instead in His Word.

Welcome back to Impact Theory with Tom Bilyeu! In this fiery episode, Tom and co-host Drew break down a whirlwind week in global politics, economics, and culture. They kick things off analyzing the passage of the Epstein Transparency Act and the political maneuvering surrounding its release, digging into why only one member voted against it and what's really happening behind the scenes. From there, they dive into international developments, unpacking Texas Governor Abbott's controversial decision to label the Muslim Brotherhood a terrorist organization, Saudi Crown Prince MBS's jaw-dropping $1 trillion investment commitment to the US, and the financial turbulence shaking Japan as the yen carry trade unwinds. The looming tensions between China and Japan get a spotlight as well, with an exploration of what's at stake for Taiwan and global chip manufacturing. Finally, the conversation takes a turn toward culture, as Tom and Drew tackle a viral debate: do men really care about women's careers? Tom draws from personal experience to unpack the psychology behind modern relationships and the pressures at play—and what it means for both men and women navigating today's dating scene. Packed with hot takes, big questions, and sharp insight, this episode cuts straight to the heart of what's shaping our world right now. Let's dive in! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact BlandAI: Call it for free today: https://bland.ai Or for enterprises, you can book a demo directly:  https://bland.ai/enterprise Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. Connectteam: 14 day free trial at https://connecteam.cc/46GxoTFd Raycon: Go to https://buyraycon.com/impact to get up to 30% off sitewide. Cape: 33% off with code IMPACT33 at https://cape.co/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact AirDoctor: Up to $300 off with code IMPACT at https://airdoctorpro.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the free guide on 5 Ways to Start a Business with Less Than $1k: https://clickhubspot.com/icv Episode 767: Sam Parr ( ⁠https://x.com/theSamParr⁠ ) and Shaan Puri ( ⁠https://x.com/ShaanVP⁠ ) react to Bill Ackman's dating advice for young men. Plus, the 20-something kid who's making $300K/month doing man-on-the-street interviews. — Show Notes: (0:00) May I meet you? (10:52) $300K/mo Street interviews as a service (17:14) Taking a stance (25:53) The crazy story of Pandora (30:43) Taking simple ideas seriously (37:31) Ben Horowitz, a great hang (45:49) Noticing the AI tipping point — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano //

No.1 Comedy Icon KEVIN HART reveals how he built a billion-dollar career on $25, slept in a hallway, overcame failure, and turned standup stress into global Hollywood success. Kevin Hart is a world-renowned comedian, actor, producer, and Founder of Hartbeat, a global, multi-platform entertainment company. He is the author of bestselling books such as, ‘It Will All Work Out: The Freedom of Letting Go', and features in the upcoming Netflix comedy special, KEVIN HART: ACTING MY AGE.  He explains: ◼️What 13 years of rejection taught him about leadership and success ◼️How masculinity and discipline helped him overcome stress and self-doubt ◼️Why most people never make it in Hollywood, and how he did ◼️The moment he realized comedy wasn't a dream, but was a business ◼️How growing up around crime shaped his ambition (00:00) Intro (03:01) What Made You Who You Are Today (03:42) There's No Success Without Failure (04:18) What Were You Like as a Kid (06:59) I Didn't Grow Up With My Dad at Home (10:11) The Biggest Lesson I Learned From My Mother (15:23) I Thought My Future Was in a Shoe Store (16:48) The Proposition That Changed My Life (22:54) 13 Years of Struggle and Failure to Reach the Top (27:18) How I Got Into Business and Business Development (29:44) The Importance of Not Quitting (32:08) Advice to Young People (38:35) The One Moment I Knew Things Would Change Forever (40:45) It Took 13 Years to Make It (45:39) The Deep Expertise That Allows You to Succeed (47:51) Be Comfortable With Coming Across as Stupid (53:32) Seeing Behind the Curtains (59:26) How Much of Business Is About People (01:02:48) The Importance of Communication in Business (01:05:04) How Do You Know Who to Trust in Business (01:10:35) What's the Cost of Success? (01:18:15) Kevin Hart Show: Acting My Age (01:19:39) The Men's Crisis (01:21:05) What Does It Take to Be a Good Man? (01:26:29) The Adult Advice That Had the Biggest Impact (01:28:06) One More Thing About What's Happening With Men (01:30:30) Is There a Cost for Your Family? Follow Kevin: Instagram - https://bit.ly/4pgdUND X - https://bit.ly/4i60W2I  Facebook - https://bit.ly/4peILtW  LOL! Network - https://bit.ly/43rS1T1 Kevin's Netflix Comedy Special ‘KEVIN HART: ACTING MY AGE' releases globally on Monday, November 24, 2025. He reflects on the trials and triumphs of his 40s, managing family dynamics, and embracing the wisdom of aging. You can purchase Kevin's book, ‘It Will All Work Out: The Freedom of Letting Go, here: https://amzn.to/43yDIMy  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Plaud - https://www.plaud.ai/pages/steven use DOAC22 for 22% off Note and NotePin or https://amzn.to/47ahktN    Stan Store - https://stevenbartlett.stan.store for your 14-Day free trial   KetoneIQ - Visit https://ketone.com/STEVEN for 30% off your subscription order

On this episode of the Scouting For Growth podcast, Sabine VdL talks to us about all she's learned from the numerous guests on the show recently, from startup founders who build AI to simplify the chaotic insurance back office, to innovation leaders in Fortune 500 firms wrestling with ethics, regulation, and talent shortages. After dozens of conversations here's what Sabine has learned: AI isn't just changing our tools. It's changing our temperament. This episode is her reflection on those lessons; a guide for leaders and builders trying to navigate this new age of intelligence and unpacks five principles that define successful AI adoption. KEY TAKEAWAYS When Branch Insurance introduced AI into its claims process, something unexpected happened. It wasn't the customers who resisted, it was the adjusters. They were worried, not because AI made mistakes but because it didn't. When Lisa Bechtold's (who led AI governance at Zurich Insurance, now at Nestlé) team started implementing AI, they faced the classic dilemma: Move fast or move right. Lisa said: “We don't see governance as slowing innovation – we see it as enabling trust at speed.” ERGO Group worked with CamCom, a startup from India that uses computer vision to detect car damage from photos or drones. The tech was brilliant. The challenge? Integrating it into a multinational insurer's process. They didn't just hand over the product, they sat side by side – engineers, adjusters, compliance officers, even lawyers – to make it work. It took nearly a year to get from pilot to production and the result wasn't just faster claims; it was a new relationship model. The startup learned how corporates think. The corporate learned how startups move. That's the real win. After all the talk about data, systems, ethics, and pilots, what really matters is how humans evolve. AI won't replace people, but people who know how to use AI will replace people who don't. That's not a threat, it's an invitation. AI is already changing what we expect from talent. Claims adjusters now need to interpret AI outputs. Underwriters must question models. Leaders must learn to manage digital teammates. BEST MOMENTS  ‘Intelligent tool don't remove human judgment; they reveal it in higher resolution.'  ‘In this AI era, trust is the new currency.'‘Every AI dream dies in the shadow of bad data.'‘The irony is that the more intelligent our systems become, the more human our leadership must be. Empathy, creativity, ethics aren't data points, they're our differentiators.' ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this guided meditation episode of Five Minutes of Peace, we welcome back life coach David Lawson to lead listeners through a transformative visualization to help release limiting beliefs and consciously create the future they want.David begins with grounding breathwork—inviting you to sit comfortably, breathe deeply, and feel energy rise from the soles of your feet to the crown of your head. As you settle into stillness, he guides you to imagine a peaceful place in nature — a beach, a forest, or a meadow — where your mind and body can relax into calm awareness.He then explains how the power of conscious thought can rewire your brain. By recognizing and releasing unwanted emotions or stories that no longer serve you, you can shift from anxiety and self-doubt toward freedom and empowerment. Through this process, David teaches that awareness gives you choice — the ability to stop old patterns, cancel them, and consciously create new beliefs aligned with your higher self.Listeners are invited to:Identify and release emotions that keep them stuck.Surrender old energy to the universe for transformation.Visualize their new self — free, peaceful, and empowered.Trust in the universe's support to sustain that change.The meditation closes with gentle reminders to breathe, relax, and re-enter your day with renewed energy and awareness.David Lawson is a transformational life coach and founder of Awake Warrior, based in Toronto, Ontario. His work focuses on conscious living, emotional release, and empowering individuals to awaken their highest potential through mindfulness and personal development.Learn more about David's work at www.awakewarrior.com.Five Minutes of Peace is produced by The Peace Room in Boise, Idaho — a space dedicated to Reiki, energy healing, and conscious living.Learn more or book a session at www.ThePeaceRoom.love.

In this episode of Business Lunch, Roland Frasier and Ryan Deiss discuss the evolving landscape of the customer journey, emphasizing the importance of trust in modern marketing. They explore how traditional stages of the buying process are being replaced by a more fluid approach, where trust becomes the key driver of transactions. Through case studies and examples, they highlight the significance of identity trust, authenticity, and the role of founders as trust agents in building strong connections with consumers. The conversation also touches on the challenges and strategies for effectively engaging audiences in both B2B and B2C contexts.Chapters00:00 The Death of the Traditional Customer Journey02:51 The Role of Trust in Modern Marketing06:09 Case Studies: Successful and Controversial Campaigns09:05 Identity Trust: Connecting with Consumers11:57 The Power of Authenticity in Advertising14:56 Building Trust in B2B vs B2C17:59 Actionable Strategies for Trust Building20:47 The Importance of Founders as Trust AgentsSpecial AnnouncementAfter 5 years of teaching entrepreneurs how to build, buy, and sell companies, I'm retiring all Epic courses and educational content permanently. This isn't because they didn't work, thousands have built real wealth with these frameworks, but because AI, capital markets, and collaboration have changed the game. I'm shifting from teaching deals to doing deals. Want access to everything before it disappears forever? This is your last chance to grab 5 years of proven frameworks, strategies, and training materials before they're gone for good. See the full story and whats going into the vault here: Go to the vaultConnect with me on social:TikTok: Check out my TikTok HereInstagram: Check out my Instagram HereFacebook: Check out my Facebook HereLinkedIn: Check out my LinkedIn HereSubscribe to my YouTube

Join us for an enlightening exploration of purpose-driven leadership as we welcome Andrew Lo, President and CEO of Embark, to the Do Good to Lead Well podcast. Discover how Embark is transforming how families plan, save, and invest in their children's education through innovative initiatives like their new gifting program for Registered Education Savings Plans (RESPs). This program allows grandparents and others to contribute to a child's education fund during the holidays.Andrew also shares the intricacies of building a purpose-driven, collaborative environment. Discover how Embark measures success through customer satisfaction and trust, and how reinvesting their earnings into educational initiatives supports young entrepreneurs. Andrew's stories of experimentation, resilience, and mental well-being underscore the importance of nurturing a culture where innovation thrives and collective success is prioritized.As we explore the transformative journey of fostering a learning culture, Andrew shares strategies for encouraging lifelong learning and innovation within his organization. From participation in international conferences to hackathons, Embark promotes creativity and problem-solving across all levels. We also address the challenges of maintaining accountability while nurturing a positive organizational culture, emphasizing the importance of empowerment and open communication. With a focus on building resilience and mental well-being, this episode provides valuable insights for leaders navigating the complexities of the modern business landscape, especially in the AI era. Tune in for an inspiring conversation that highlights the human connection at the heart of leadership and innovation.What You'll Learn- The heart of purpose-driven leadership- The secrets to collaboration- How to foster a learning culture- Empowering accountability and growth- Why you want to lead with consensus when defining organizational success- Building resilience and mental well-being- Leadership in the digital and AI eraPodcast Timestamps(00:00) - Purpose-Driven Leadership in Education(08:45) – The Qualities of Great Leaders(17:15) – The Secrets to Effective Collaboration(25:49) - Empowering Accountability for Organizational Growth(32:10) - Building Resilience and Mental Well-Being(38:49) – The Motivational Power of a Truly Shared Definition of Success(52:27) - Leadership in the AI EraKEYWORDSPositive Leadership, Leading with Purpose, Purpose-Driven Leadership, Innovation, Financial Literacy, Social Impact, Collaboration, Customer Satisfaction, Trust, Corporate Scorecard, Young Entrepreneurs, Learning Culture, Lifelong Learning, Hackathons, Curiosity, Accountability, Empowerment, Organizational Growth, Mental Well-Being, Resilience, Fear of Failure, Burnout, Hybrid Work Environments, Strategic Planning, AI Era, Soft Skills, Emotional Intelligence, Human Connection, CEO Success

Daily Study: Many Christians question their ability to lead their calling to success because they are looking at their natural credentials and past track record. However, if God has called you to do it, then He has anointed you to lead it. It's not about your natural ability; you will succeed in leading because of the leadership anointing that God has placed on you.  Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com                  

This episode is sponsored by BetterHelp. Go to http://betterhelp.com/optic for 10% off your first month. Go to http://butcherbox.com/optic to get $20 off your first box and free steak in every box for a year. New users get $50 when they play their first $5 lineup on https://www.prizepicks.com using code: OpTic OpTic Gaming Merch: https://shop.opticgaming.com/ Check out the OpTic SCUF collection and use code “OpTic” for a discount: https://scuf.co/OpTic Check out the OpTic Podcast here: https://podcasts.apple.com/us/podcast/optic-podcast/id1542810047 https://open.spotify.com/show/25iPKftrl0akOZKqS0wHQG Dashy and Merc Get Honest About the New CDL Season | The OpTic Podcast Ep. 251 00:00 - Intro 01:47 - Off Season Updates 02:17 - OpTic x Dallas Stars Night 03:16 - Pre-Season Scrims and Tournaments 12:44 - Jon Gruden is HILARIOUS For This 13:20 - OpTic Challengers??? 14:47 - Welcome to the League, Merc 18:14 - NEW OpTic Merch Collection 19:31 - The Process Viewership Record 22:56 - HECZ's Travel 27:49 - Dashy is the Luka of OpTic 30:21 - Better Help 32:51 - Butcher Box 34:38 - Draymond Green vs Courtside Fan 36:30 - The Craziest College Bowl Game 38:03 - HECZ's Bears Lead the NFC North 42:36 - PrizePicks 43:39 - Half The Internet Goes Offline 44:36 - Twitter DM's are Chalked 46:23 - Dashy Just Keeps Ripping 47:02 - More on the CloudFlare Outage 48:42 - Game Awards 51:41 - Nostalgia: Old DVD Menus Were Awesome 52:41 - Is There A Limit to Video Quality? 55:35 - Shotzzy Has a Message for the Ladies 57:47 - GTA VI One Year from Today 59:13 - Trust the Process - The Roger Cut 59:55 - HECZ's Gift to OpTic Texas

In this episode of the Ninja Selling Podcast, Northern Virginia Realtor and Ninja, April Myers, explores what it really looks like to stay magnetic, consistent, and growth-minded when life gets very real. Based in Arlington, Virginia, with @properties in the DC suburbs, April shares how her background as a recruiting leader and VP of strategic growth helped her become fearless in sales and build powerful relationships with agents across her market. Those relationships are now a major asset in her real estate business. But the heart of this episode is deeply personal. In late 2024, April's husband, who has epilepsy, experienced a seizure after more than 10 years without one, and then another in early 2025. He lost his driver's license for nearly a year, which meant April became the full-time driver for her husband, her young son, and her clients… all while working in a volatile DC-area market with layoffs, uncertainty, and a government shutdown. Despite all of that, April is on track to grow her business by roughly 20% over last year in a market that is not up 20%. She walks through, very candidly, how she did it: mindset work, strict time blocking, non-negotiable morning routines, consistent FLOW (both live and auto), and a refusal to become a victim of her circumstances. This episode is a powerful example of Ninja principles in action when life is anything but easy. Key Takeaways Mindset first, always. April made a conscious decision early on: "I will not be a victim of my circumstances." That choice, to be a player instead of a victim, became the foundation for everything that followed. Systems let your business run while you're running. Before her family crisis hit, April had already built a solid Ninja business plan, a database, and consistent habits. When life got harder, those systems kept the business moving even when time shrank. Time blocking is self-preservation, not punishment. April blocks her calendar for real estate reviews, monthly emails, FLOW activities, and even which clients get a review each month. By deciding ahead of time, she removes the thinking burden from "future April" and just executes. FLOW is her superpower: auto + live. About 225–240 people in her database, with ~150 local in the DMV. At least two emails per month: one local lifestyle/events email and one real estate/market update from her Gmail. Regular mailings: quarterly newsletters, postcards, topical or seasonal pieces, plus tools like Homebot, and a vendor guide. Live FLOW: birthday calls, home anniversaries, client service calls every week, and at least one client dinner a month. April rarely "misses a beat" with her FLOW, even in a chaotic year. Recruiting experience turned into a massive advantage. Years of recruiting 175–200 agents made her fearless on the phone, great at conversations, and deeply connected to top agents in her market. These relationships now help her get offers accepted in competitive situations. Look for silver linings in hard seasons. When her husband lost his license, April chose to use extra time at school pickups, games, and events to go deeper with other parents, neighbors, and community members. That intentional presence has led to unexpected, high-quality clients in a tough year. Consistency beats "doing it all." April openly admits she didn't do as many open houses as she "should" have, but she stayed consistent on the core Ninja activities she could execute. The result: her business is up in a down market. Memorable Quotes "I refused to become a victim of my circumstances." "I still look back on the last 10 or 11 months and think, 'I don't know how I did it.' But I knew I needed a plan and a system to run my business like a business." "Those years recruiting agents made me fearless. If you can call Realtors every day who don't want to talk to you, it's a lot easier to talk to people who actually do want to talk to you." "I wanted to be an anomaly. I was already going to be, so why let this stop me?" "I started getting up a half hour to an hour earlier every day. I needed that time for affirmations and mindset because it keeps me grounded and sane." "It's like going to the gym. It's hard at first, and you don't see changes, but change doesn't happen overnight. You start to see results, and that keeps you going." "Trust the silver linings. Something hard might be happening, but there might be something better around the corner that you can't see yet." "We say the three keys to success are mindset, skill set, and action, in that order. I couldn't control what happened, but I could control my response to what happened." Links: Website: https://ninjaselling.com/ninja-podcast/ Email: TSW@NinjaSelling.com Phone: 1-800-254-1650 Podcast Facebook Group: http://www.facebook.com/groups/TheNinjaSellingPodcast Facebook: http://www.facebook.com/NinjaSelling Instagram: https://www.instagram.com/ninjasellingofficial/ LinkedIn: https://www.linkedin.com/company/ninjaselling Upcoming Public Ninja Installations: https://NinjaSelling.com/events/list/?tribe_eventcategory%5B0%5D=183&tribe__ecp_custom_2%5B0%5D=Public Ninja Coaching: http://www.NinjaSelling.com/course/ninja-coaching/ April Myers: https://www.atproperties.com/agents/13000/april-myers

Worship Leader Taylor Cummings reflects on Scripture's warnings about hardened hearts and prays for a tender, pure heart that stays responsive to God, drawing on Psalm 95, Hebrews 3–4, and Ezekiel's promise of a heart of flesh.

Sean Mullin is an award-winning filmmaker. He has been a writer, director and/or producer on seven films that have received theatrical releases. His critically-acclaimed feature film debut as a writer/director – Amira & Sam – won the top prize at numerous festivals and was distributed theatrically by Drafthouse Films in 2015. His documentary about baseball legend, Yogi Berra – It Ain't Over – received a theatrical release by Sony Pictures Classics in 2023. It is one of the best reviewed sports documentaries of all time – and it was nominated for two Critics Choice Awards and a Writers Guild Award. Prior to his filmmaking career, Sean graduated from West Point where he played rugby. He served an army officer, stationed in Germany and he finished his time as a Captain in the New York Army National Guard – where he was a first responder after the attacks of September 11th, 2001. For several months, he spent his days working as the Officer in Charge of the soldiers stationed at Ground Zero – and his nights performing stand-up comedy.  Sean's most recent documentary – Brothers on Three – is an unprecedented look inside the most unique culture of any Division I Athletic program in the country – the West Point Army Rugby Team – as they fight to defend their National Championship. The film hits theaters in November of 2025, and streaming in spring 2026. Jerry and John got an early screening and were blown away. In this weeks podcast, we discuss the film with Sean, and the incredible emotion it invokes as it follows the West Point rugby team. It is a film about positive masculinity, overcoming hardship, and the love among not only teammates, but the men and women who serve our country. As Team Captain Larry Williams says, "Being a good leader isn't about how much you win – it's how you handle loss." To these guys, their team motto of "Trust, Commitment and Love" is much more than just three words: They're a way of life.  Watch the Trailer: www.BrothersOnThreeFilm.com Follow on Instagram: @brothersonthree BOOK A SPEAKER: Interested in having John or one of our speaking team come to your school, club or coaching event? We are booking November and December 2025 and Winter/Spring 2026 events, please email us to set up an introductory call John@ChangingTheGameProject.com PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2025 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MCLAREN F1! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you?  We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports.  Sprocket Sports is a new software platform for youth sports clubs.  Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs.  So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG. BECOME A PREMIUM MEMBER OF CHANGING THE GAME PROJECT TO SUPPORT THE PODCAST If you or your club/school is looking for all of our best content, from online courses to blog posts to interviews organized for coaches, parents and athletes, then become a premium member of Changing the Game Project today. For over a decade we have been creating materials to help change the game. and it has become a bit overwhelming to find old podcasts, blog posts and more. Now, we have organized it all for you, with areas for coaches, parents and even athletes to find materials to help compete better, and put some more play back in playing ball. Clubs please email John@ChangingTheGameProject.com for pricing.  Become a Podcast Champion! This weeks podcast is also sponsored by our Patreon Podcast Champions. Help Support the Podcast and get FREE access to our Premium Membership, with well over $1000 of courses and materials. If you love the podcast, we would love for you to become a Podcast Champion, (https://www.patreon.com/wayofchampions) for as little as a cup of coffee per month (OK, its a Venti Mocha), to help us up the ante and provide even better interviews, better sound, and an overall enhanced experience. Plus, as a $10 per month Podcast Super-Champion, you will be granted a Premium Changing the Game Project Membership, where you will have access to every course, interview and blog post we have created organized by topic from coaches to parents to athletes. Thank you for all your support these past eight years, and a special big thank you to all of you who become part of our inner circle, our patrons, who will enable us to take our podcast to the next level. https://www.patreon.com/wayofchampions

November 20, 2025:  This episode breaks down six major stories shaping the future of work and the workplace in 2025. A new study reveals the rise of "Cold Work"—a breakdown of trust between employees and managers marked by hidden behaviors, disengagement, and rising hostility. Google CEO Sundar Pichai makes headlines by claiming the CEO role may be "one of the easier things" for AI to replace, adding fuel to the debate about automation and leadership. The Wall Street Journal reports that the AI boom has become "the most joyless tech revolution ever," with worker anxiety rising even as tech stocks soar. New research from Northeastern shows that workers overwhelmingly prefer retraining over safety nets when facing AI disruption. A delayed U.S. jobs report presents a murky economic picture, combining unexpected job growth with a rising unemployment rate. Meanwhile, Verizon announces 13,000 layoffs, underscoring the turbulence across major industries.  

Michelle "Mace" Curran is a former Thunderbird fighter pilot, author, keynote speaker, and entrepreneur dedicated to empowering others to rise above self-doubt and tackle imposter syndrome head-on. Having flown elite missions and taken on leadership roles within some of the Air Force's most demanding teams, Michelle now leverages her experience to inspire audiences across the country. Through her transition from high-performing military aviator to entrepreneur and thought leader, she's passionate about helping others find their own “because,” lead with trust, and push through fear to leave a real legacy. Michelle's story is one of courage, resilience, and authentic leadership—on and off the runway. Takeaways: Imposter syndrome is universal—even experienced leaders deal with it, and the first step to overcoming it is simply acknowledging it and talking about it openly. Building a high-performing team starts with trust and psychological safety, not just traditional authority—leaders who model vulnerability and accountability foster the strongest cultures. Facing your fears and making progress doesn't require massive leaps; start taking “small, bold choices” to move toward your goals and let your confidence grow one step at a time.  Sound Bites: "The number of experienced leaders who come up after my keynotes and say, 'I feel imposter syndrome every single day'—it's more common than you think." "Trust isn't just a military thing; it's the foundation of every high-performing team. When errors aren't hidden, they're learned from immediately." "Naming your inner critic gives you power over it—it's about recognizing when that voice shows up…and choosing not to listen." Connect & Discover Michelle: Instagram: @mace_curran LinkedIn: @macecurran Facebook: @macecurran/ Website: https://macecurran.com/ Book: The Flipside: How to Invert Your Perspective and Turn Fear Into Your Superpower https://macecurran.com/flipside/

What does it really take to grow as a young builder today? Jake and Steve bring in Risinger Build's Managing Partner, Tim Hill, for a fast-paced, experience-packed conversation full of practical advice for builders looking to level up their craft, business, and mindset.Jake and Steve give Pete the boot for this one—and for good reason. Tim joins them to share real-world insights on everything from building capital and managing budgets to client communication, niche-building, and avoiding the projects that drain your time and sanity. Across the episode, there are a “baker's dozen” takeaways that every young builder needs to hear:Build capital each year.Have honest, direct conversations about budgets.Meet clients in person for budget discussions instead of relying on email.Remember that builder or not, you're in the customer service business.Cost projects accurately, not optimistically.Use the job you're on to improve the next one.Market your own work and own your story.Don't take projects just because you feel you have to.Show clients the cool things happening on-site every day—they care more than you think.Think and act like a building professional, not just a carpenter.Trust your gut and say no to the wrong projects or clients.Find your niche instead of trying to be everything to everybody.Don't let your business consume your entire life.A ton of wisdom in a single episode—and a must-listen for builders on the rise.

Episode #1060 In this episode, Doug sits down with his wife Erin for a real, honest conversation about what happens when women feel like they have to carry everything and what shifts when they start softening back into their natural feminine energy. Erin opens up about her journey from being the "Angry Wife" to creating real connection, trust, and intimacy in their relationship. They talk about the difference between leadership and control, why so many couples get stuck in power struggles, and what actually works to bring the spark back. If you're constantly walking on eggshells or feeling like roommates, this conversation will hit home. You'll hear practical examples of what small changes look like. Things like planning the date night, opening the car door, or even just saying "Come sit with me" can shift the whole dynamic when done from a place of care instead of control. This isn't about playing outdated roles. It's about learning to create a relationship where both people feel safe, seen, and connected. Want to know how to fix your marriage without begging, chasing, or dragging your wife to therapy? Get the free training here: https://fixmarriage.thepowerfulman.com/scales You'll learn the real reason things feel stuck and how to turn things around step by step. No guesswork, no games. Just clarity and a plan that works.

Diane Gottlieb, Jennifer Fliss, and Nina B. Lichtenstein join Let's Talk Memoir for a conversation about their work as editors and what they look for in submissions, setting your writing apart, knowing where to omit for maximum impact, the magic of prompts, working with supportive editors, how constraints give us freedom, ordering an essay collection, how stories sustain us, disentangling the artist from politics, allyship, the process of becoming ourselves, celebrating our heritage, the ecosystem of Jewish life, submission calls, and our new anthology Manna Songs: Stories of Jewish Culture and Heritage. Also in this episode: -being seen -writing into joy -being a Jew by choice    Purchase Manna Songs here: https://elj-editions.com/mannasongs/ and wherever you get your books www.Dianegottlieb.com www.Jenniferflisscreative.com https://www.ninalichtenstein.com/   Diane Gottlieb, MSW, MEd, MFA, is the editor of Manna Songs: Stories of Jewish Culture & Heritage, the award-winning anthology Awakenings: Stories of Body & Consciousness, and Grieving Hope. Her writing appears in Brevity, Witness, River Teeth, 2023 Best Microfiction, Smokelong Quarterly, Bellevue Review, Colorado Review, JUDITH, and Jewish Book Council among many other lovely places. She is the winner of Tiferet Journal's 2021 Writing Contest in Nonfiction, and a finalist for Hole in the Head Review's 2024 Charles Simic Poetry Prize and Florida Review's 2023 Editor's Choice Award in Nonfiction. Diane is the Prose/CNF Editor at Emerge Literary and the Special Projects Editor at ELJ Editions. Connect with Diane:  https://elj-editions.com/mannasongs/ dianegottlieb.com @dianegotauthor   Jennifer Fliss (she/her) is a Seattle-based author of the collections, As If She Had a Say and The Predatory Animal Ball. Over 200 of her stories and essays have appeared in F(r)iction, PANK, Hobart, The Rumpus, The Washington Post, and elsewhere. She was a Pen Parentis Fellow and recipient of a Grant for Artist Project award from Artist's Trust.  www.jenniferflisscreative.com https://nupress.northwestern.edu/9780810146259/as-if-she-had-a-say/ https://okaydonkeymag.bigcartel.com/product/the-predatory-animal-ball-by-jennifer-fliss   Nina B. Lichtenstein is a native of Oslo, Norway, and holds a PhD in French literature from UCONN and an MFA in creative nonfiction from the University of Southern Maine's Stonecoast program. She is the founder and director of Maine Writers Studio, and the co-founder and co-editor of In a Flash Lit Mag. Her writing has appeared in various journals, magazines, and outlets, as well as in several anthologies. Her book, Sephardic Women's Voices: Out of North Africa, was published by Gaon Books in 2017, and her memoir, Body: My Life in Parts by Vine Leaves Press in May , 2025. She has three adult sons, and lives in Maine with her husband.  https://www.facebook.com/ninalich/ https://www.instagram.com/vikingjewess/ https://ninablichtenstein.substack.com/ https://www.ninalichtenstein.com/ https://www.mainewritersstudio.com/ https://vineleavespress.myshopify.com/products/body-my-life-in-parts-by-nina-b-lichtenstein – Ronit's writing has appeared in The Atlantic, The Rumpus, The New York Times, Poets & Writers, The Iowa Review, Hippocampus, The Washington Post, Writer's Digest, American Literary Review, and elsewhere. Her memoir WHEN SHE COMES BACK about the loss of her mother to the guru Bhagwan Shree Rajneesh and their eventual reconciliation was named Finalist in the 2021 Housatonic Awards Awards, the 2021 Indie Excellence Awards, and was a 2021 Book Riot Best True Crime Book. Her short story collection HOME IS A MADE-UP PLACE won Hidden River Arts' 2020 Eludia Award and the 2023 Page Turner Awards for Short Stories.  She earned an MFA in Nonfiction Writing at Pacific University, is Creative Nonfiction Editor at The Citron Review, and teaches memoir through the University of Washington's Online Continuum Program and also independently. She launched Let's Talk Memoir in 2022, lives in Seattle with her family of people and dogs, and is at work on her next book. More about Ronit: https://ronitplank.com Subscribe to Ronit's Substack: https://substack.com/@ronitplank Follow Ronit: https://www.instagram.com/ronitplank/ https://www.facebook.com/RonitPlank https://bsky.app/profile/ronitplank.bsky.social Background photo credit: Photo by Patrick Tomasso on Unsplash Headshot photo credit: Sarah Anne Photography Theme music: Isaac Joel, Dead Moll's Fingers

On this weeks episode, we break down how blaming the other woman feels like the easy way out, when the truth is, the only person who broke your loyalty was the man who promised it in the first place. We also cover the classic, toxic trait of being so obsessed with your ex's new girlfriend. Plus, we read your biggest red flags you fully ignored. Here's a PSA every girl needs to hear: Trust. Your. Gut.Send us your Boys Lie Story by submitting anonymously here. Watch us on Youtube! If you want to stalk us, you can find us here: @boyslie, @reptar @leahomalley Hosted on Acast. See acast.com/privacy for more information.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump's plan for the next Fed chair and how this selection could impact rates. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Welcome back to Birdie Little Secrets and yes… they're SO back! After a long (and very needed) break, Kass and Syd are returning better than ever with more content, more interviews, more chaos, and of course… more TEE. To make the Season 3 premiere even bigger, the girls are coming to you straight from the CME Group Tour Championship! Kass and Syd are on-site this week with the LPGA TOUR, soaking up all the action at Tiburón. Not only that… but they also attended the Rolex LPGA Awards Green Carpet (!!!) where they saw the game's brightest stars, the stunning fits, and asked all the juiciest questions. Trust us… the stories are chef's kiss. AND… because the golf gods were clearly on their side, the girls somehow ended up basically front row for the Blake Shelton and Keith Urban charity concert. Were they officially invited? …who's to say. But together? Kass and Syd can make anything happen. But first, and they would never leave the Little Birdies hanging, it's time to recap all the biggest moments from the fall swing. And wow, did golf deliver. From first-time winners to emotional breakthroughs to absolute domination, this fall was PACKED. Come on, Little Birdies… let's get into it! Catch new episodes every Thursday for all the TEE. Follow along on Instagram and TikTok @BirdieLittleSecretsPod.

Investors are worried an AI bubble is about to burst, so we're wondering what that would mean for the U.S. Plus, AI data centers are fueling double-digit energy cost increases, a new study shows we don't trust its medical advice, and yet an AI song is racing up the music charts. Get the full lowdown here from WCCO, WWJ, KCBS and more.

You're showing up, changing habits, sleeping better… and still telling yourself "it's not working."  In this short, honest episode, I unpack progress blindness - why midlife women ignore the quiet wins that actually signal a healthier metabolism.  You'll learn how conditioning trains us to only trust loud, fast results (hello, scale) and how to start reading the evidence your body's been giving you all along. You'll hear: Why slow, steady changes are the best metabolic signal How "proof chasing" keeps you stuck (even when you're improving) A simple reframing: "Am I building trust?" instead of "Is it working?" If you've been doing everything right and still doubt your progress, this one will feel like a breath out. When you're ready, here's how I can help you for FREE: (Community + Support) Join my Lori Doddy's Total Wellness community to get research-backed tips, strategies, and free resources to lose weight and manage menopause like  (Lose Fat) Steal my guide with exact 5 Changes I have all clients make in week 1 of working with us, so they lose weight and drop inches even before we put their customized plan in place. Get the guide for free and use it this week!  (Toned Arms) Use these 6 moves to get toned, strong, sexy arms in 15 minutes a day, 2-3 days a week with this guide to Sexy, Strong Arms. (Email List) Sign up to get my tips and strategies plus exclusive content by getting on the LDL Email List!  

What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact BlandAI: Call it for free today: https://bland.ai Or for enterprises, you can book a demo directly:  https://bland.ai/enterprise Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. Connectteam: 14 day free trial at https://connecteam.cc/46GxoTFd Raycon: Go to https://buyraycon.com/impact to get up to 30% off sitewide. Cape: 33% off with code IMPACT33 at https://cape.co/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact AirDoctor: Up to $300 off with code IMPACT at https://airdoctorpro.com Welcome back to Impact Theory with Tom Bilyeu! In this episode, Tom sits down for part two of his riveting conversation with Dr. Roman Yampolski, a leading AI safety researcher. Together, they dive deep into the existential risks and moral quandaries posed by artificial superintelligence, exploring why even some of the industry's most vocal advocates for caution—like Elon Musk—end up accelerating the development of advanced AI. Dr. Yampolski pulls no punches, explaining why attempts to control superintelligent systems might be futile, the challenges of aligning AI interests with humanity's well-being, and the reasons he's so skeptical that society can pump the brakes on innovation. The discussion ranges from the dangers of an unchecked AI arms race and the psychological burden of confronting these risks, to practical approaches for boosting AI safety and the impact of emerging technologies like quantum computing and genetic engineering. Tom and Roman also touch on longevity science, ethics around gene editing, and the future of personal adaptation across generations. Whether you're an optimist about technology or deeply concerned about humanity's trajectory, this episode is packed with insight, tough questions, and thought-provoking perspectives that will leave you rethinking the future of intelligence—both artificial and human. FOLLOW DR. ROMAN YAMPOLSKIY:Twitter: https://twitter.com/romanyampolskiFacebook: https://www.facebook.com/roman.yampolskiy Learn more about your ad choices. Visit megaphone.fm/adchoices