Podcasts about Retirement

Peggy is burned out and feeling incapable of living up to her personal standard. Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.com Follow me on social media: Facebook.com/DrLaura Instagram.com/DrLauraProgram YouTube.com/DrLaura Join My Family!! Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE! Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The No. 1 investing goal of most Americans is retirement, and a key determinant of happiness in retirement is where you live. Which factors are most important, and where are the places that have those factors? Robert Brokamp and Matt Frankel discuss The Motley Fool's recent “Best Places to Retire” report.Also in this episode:-The S&P 500's single-digit decline so far this year masks wide dispersion of the returns of individual stocks and sectors, with many posting gains or losses exceeding 20%.-A recent study shows that portfolio returns right before retirement have an outsized influence on how much an investor can spend in retirement.-Geopolitical turmoil usually results in a flight to safety that drives down the yields on Treasuries, but the Iran war has had the opposite effect.-Gyms and spas now outnumber stores selling stuff, which is good news because people who are healthier tend to also be wealthier.Host: Robert BrokampGuest: Matt FrankelEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3497: Courtney Luke explains how escaping the debt cycle starts with simple but disciplined financial habits like cutting credit card use, adjusting lifestyle choices, and committing to consistent payments. By increasing payments when possible and earning extra income through side hustles, it becomes easier to reduce interest costs and free up money for long-term savings. Luke shows how small financial changes today can build a stronger and more secure financial future. Read along with the original article(s) here: https://arrestyourdebt.com/minimize-debt-and-increase-retirement/ Quotes to ponder: "The problem with the debt cycle is that it's so easy to fall into it yet so hard to get out of." "When trying to minimize your debt, the first thing you want to do to save more is to stop using your credit cards." "Paying more than the minimum by putting extra money towards the debt principle will help you reduce the amount of interest you pay and help you pay off the loan faster." Learn more about your ad choices. Visit megaphone.fm/adchoices

San Francisco Chronicle Sports Columnist, Scott Ostler joins the show after writing his final column and announcing his retirement. He shares some of his favorite stories, memorable moments, and reflects on the end of a legendary career covering Bay Area sports.See omnystudio.com/listener for privacy information.

This is the Live Call-in Show from this past Sunday night, March 15, 2026!  Mike and Scott were back together for another BOGP Open Line (but the phone lines were giving us major issues again tonight, so I sincerely apologize for that; it will be working better next week!) where we discussed more thoughts on bags for your Disney Parks day, answered some questions about a couple's trip to Walt Disney World next month, Scott and I had some takes about TV in the staterooms at Walt Disney World and on Disney Cruise Line, and we got a great call from Listener Tim from North Carolina with an amazing review of his retirement cruise on the Disney Fantasy last week!  Come join us in the BOGP Clubhouse this week at www.beourguestpodcast.com/discord.  Please visit our website at www.beourguestpodcast.com.  Thank you so much for your support of our podcast! Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.  Become a patron of the Be Our Guest Podcast over at www.patreon.com/BeOurGuestPodcast.  Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Howie Rose announced this will be his last season calling games for the Mets. How embarrassing were the Nets last night? Would you like the World Baseball Classic during the All Star break? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Howie Rose sits down with Evan Roberts and Tiki Barber for a thoughtful conversation about why the 2026 season will be his last in the Mets booth. He explains the personal and professional factors behind the decision, from family sacrifices to the importance of stepping away before the job changes, while also sharing what still makes the biggest moments in sports so addictive for a play-by-play broadcaster. Along the way, Rose looks back on the unforgettable calls and career turns that shaped his legacy, including his love for radio, his transition across hockey and baseball, and the thrill of capturing iconic New York sports moments. He also opens up about mentoring the next generation, the lessons he learned from great broadcasters around him, and the one dream that still burns brightest: getting the chance to call a Mets championship before it's all over.

Breaking News to start the show as the legend, Howie Rose, announces it will be his final season. He joined the show in Hour 2 as well to reflect on his journey. Plus March Madness begins.

Howie Rose joins Evan Roberts and Tiki Barber after announcing that the 2026 season will be his last in the Mets radio booth, opening up about why now feels like the right time to step away. In a candid and emotional conversation, Rose reflects on the adrenaline of the biggest moments, the challenge of knowing when to leave, and the personal side of a career built around nights at the ballpark. The episode also becomes a celebration of Rose's legacy, from unforgettable Mets and Rangers calls to stories about Tom Seaver, WFAN, and the art of play-by-play. He shares why radio has always meant the most to him, why mentoring the next generation matters, and why one final dream still lingers: calling a Mets championship before he signs off.

In this episode, we do a complete 360° exploration of tax planning before and during retirement to help you build a tax-efficient retirement roadmap.

1004. This week, Laura explains how to identify and fix overcontributions to your 401(k), IRA, and HSA. You'll learn the specific deadlines for 2026 to remove excess funds penalty-free and how to handle the tricky tax paperwork that follows. In This Episode: The Cost of Mistakes: Why IRAs and HSAs carry a 6% annual penalty for excess funds, and how 401(k) errors can lead to double taxation. 2026 Contribution Limits: The max limits for workplace plans ($24,500), IRAs ($7,500), and HSAs ($4,400–$8,750), including catch-up rules for those over 50 and 60. Common Pitfalls: How switching jobs, receiving year-end bonuses, or earning too much for a Roth IRA can trigger an accidental overcontribution. The Correction Timeline: Why April 15 is a hard deadline for workplace plans, while IRAs and HSAs offer flexibility until October 15 with an extension. New 2026 Rules: What high earners (making over $150k) need to know about the new mandatory Roth catch-up contributions. Step-by-Step Fixes: How to work with your account custodian to calculate earnings (or losses) and file the correct tax forms (1099-R, 1099-SA).

What if reaching financial independence was the easy part? Amy Minkley spent years optimizing toward her number — then hit it and discovered something nobody's spreadsheet prepares you for: freedom without purpose feels surprisingly empty. She joins Joe and OG to talk about what actually fills the gap: community, meaning, and building something instead of just escaping something. Then the basement crew gets practical. Because even the most purpose-driven life still needs its foundations. Joe and OG break down the one emergency fund mistake that quietly undoes years of good planning — and how to fix it before it matters. Amy Minkley — FI traveler, community builder, and living proof that the goal was never really the number. On redefining FI: Why "hit the number and quit" is being quietly replaced by something more sustainable — and more honest The unexpected emptiness many people feel after reaching FI, and what actually fills it Why retirement works better as a redesign than an escape How building something — not just saving something — creates momentum, meaning, and sometimes new income Why real financial confidence comes from community and conversation more than any spreadsheet On emergency funds (the part everyone gets wrong): Why your emergency fund should be built around essential expenses — not income — and how that one shift changes everything The two factors most people skip entirely: job stability and realistic income-replacement timeline Why credit lines tend to fail you at exactly the wrong moment The right range for emergency savings — and how to avoid the trap of holding too much cash "just in case" For a lot of people in their 40s, the question has quietly shifted from "Can I retire someday?" to "What am I actually building?" FI isn't just an escape from work anymore — it's a design problem. And the people figuring it out fastest are the ones pairing big-picture purpose with boring-but-critical foundations: the right emergency fund, the right community, and a clear answer to what they're running toward. Doug arrives with trivia and — in a surprise result — silver has a moment. Joe and OG tie Amy's story back to the practical stuff, because the most intentional life still needs a financial floor underneath it. Whether you're chasing FI, redefining it, or just trying to understand your emergency fund math, the basement crew has you covered. Amy's retreat: https://fifreedomretreats.com Subscribe so you never miss an episode. Leave a review if the basement has ever saved you from a bad financial decision. (You know who you are.) FULL SHOW NOTES: https://stackingbenjamins.com/your-journey-to-fi-with-amy-minkley-1817 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

When retirement plans fall apart, we tend to assume it's because someone overspent – maybe on travel, hobbies, or helping the kids a little too much. But, often, that's not what does the real damage. It's healthcare costs.  Dr. Carolyn McClanahan – a physician turned fee-only financial planner – joins Jean Chatzky on this special episode of the HerMoney Podcast, sponsored by LIMRA, to share how unexpected health costs impact women, and how you can better prepare so they don't derail your financial security.  In the episode, they'll break down: What people get wrong about healthcare costs – and why women face greater risks The Medicare misconceptions that can cost you How to prepare for the hidden threat of cognitive decline  What you can do to better plan for unexpected healthcare costs After tuning in, complete this “Healthcare and Aging Game Plan” worksheet from our friends at LIMRA. It will help you outline your healthcare priorities, decisions, and anticipated expenses in retirement, as well as prepare you to talk through these topics with your financial advisor. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Chris’s Summary Jim and I discuss the Ed Slott quiz questions from his November advisor training, opening with the widow/widower tax penalty and required beginning dates for IRA required minimum distributions before moving into inherited IRA rules — year of death RMDs with multiple beneficiaries and the deadline for satisfying them, spousal rollover options, and spousal RMD timing. Jim’s “Pithy” Summary Chris and I dig into the Ed Slott quiz from my November advisor training — 20 questions, open book, and I scored 100 this time. We have been doing this for years and it is not just a matter of asking the question, giving the answer and moving on. We get into the rabbit holes, explain the nuances, and use it as a chance for everybody listening to test their own knowledge. We open with the widow/widower tax penalty and required beginning dates for IRA required minimum distributions — and the widow/widower question has nothing to do with IRAs but everything to do with retirement planning. The younger a spouse passes away the more intense the penalty, and the longer both of you live together the less it bites. From there we get deep into inherited IRA rules, which make up the bulk of the episode. How year of death RMDs work when there are multiple beneficiaries, and what the deadline is for satisfying them — there is a question in here that Ed Slott himself argued both sides of for years because the IRS never gave guidance until July 2024. We close on spousal rollover options and RMD timing rules that only apply to surviving spouses. A spouse has choices that no other beneficiary has, and the decision of which way to go can look very different depending on the ages involved. Chris makes the point well — whenever a spouse dies, hit the pause button before you do anything. The post Ed Slott Quiz – Widow(er) Tax Penalty and Inherited IRA Rules: EDU #2611 appeared first on The Retirement and IRA Show.

In this episode, we explore how flexible (variable) withdrawal strategies can strengthen your retirement plan—and why fixed, inflation-adjusted withdrawals may increase risk over time.Using detailed distribution tables—including Table F1.3 (flexible withdrawals) and comparisons to Table D1.3 (fixed withdrawals)—Paul walks through real historical outcomes across decades to show how adjusting withdrawals based on market performance can improve long-term results.You'll learn:Fixed vs. flexible withdrawal strategiesInsights from Tables F1.3, F1.4 vs. D1.3, D1.4How flexibility helps defend against bear marketsThe role of diversification and low-cost investingWhy oversaving creates powerful financial freedomIf you're planning for retirement or already taking withdrawals, this episode may offer a smarter, more adaptable approach to generating income.Watch YoutubeBoot Camp 7 page

After several former lurker “Good Morning” greetings, the Fat One recaps his day in Fat Acres before answering a double-dose of So-So questions. Happy National Oatmeal Cookrie Day.

Grit isn't a personality trait — it's something you can build. In this episode, leadership expert Lara "LJ" Johnson breaks down how the "born with it or not" myth holds people back and what grit actually looks like in real life. You'll learn why the "muscle through" mentality fails most teams, why most people stay trapped in negative thought loops, and the tools that helped Lara survive life's toughest moments. Topics discussed: Introduction (00:00) From homelessness to rebuilding her life in the U.S. (01:35) Belief as the difference between quitting and finding a solution (07:37) The tragedy that inspired the Global Grit System (10:32) How the 54321 grounding technique saved her life (13:42) The aftermath: why she wrote

In this episode of the Power of Zero Show David McKnight gives you a blueprint with the key steps to follow for a successful and stress-free retirement if you're about five years away. The first step is figuring out your retirement income shortfall, the income you'll need every month in retirement, as well as how much of that will be covered by sources like Social Security and pensions. The retirement income shortfall represents the amount of income your retirement assets need to produce in order to fund your lifestyle. One strategy many retirees rely on is taking a portion of their liquid retirement savings, often from a traditional IRA or 401(k), and rolling it into an annuity designed to produce inflation-adjusted lifetime income. The second pillar of the blueprint discussed by David are investments: Roughly 70% to a total U.S. stock market index fund, and 30% to a total international stock market index fund. While things like paying the electric bill or putting food on the table are covered by your guaranteed income sources, this portfolio is designed to fund discretionary expenses (e.g. taking the grandkids to Disneyland, traveling, etc.) and unexpected shock expenses. David emphasizes that, by investing this discretionary bucket entirely in stocks rather than bonds, you increase the likelihood that the portfolio will last through your actuarial life expectancy. "When properly structured and funded, an index universal life policy or IUL can serve as a volatility buffer within your retirement plan", says David. Furthermore, a IUL policy can also provide a death benefit that can be accessed in advance of your death for the purpose of paying for long-term care… Remember: Retirement planning isn't about guessing what the market will do, it's about building a system where your basic needs are guaranteed, your growth assets continue compounding and you have the tools in place to manage volatility and unexpected risks.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

Retirement often changes how your wealth is structured, distributed, and taxed, potentially exposing estate planning gaps that were easy to overlook during your working years. In this episode, Larry Heller, CFP®, CDFA®, explores why retirement is a new phase of estate planning and what families, especially those with higher net worth, should be reviewing now. Larry discusses: Why signed estate documents are not the finish line once you retire How beneficiary designations can override your will Common mistakes with outdated beneficiaries, minor children, and second marriages Why asset titling and TOD/POD accounts must align with your estate plan Key considerations for high-net-worth families, including New York's estate tax cliff The importance of revisiting trusts, executors, and family communication And more! Connect with Larry Heller:  (631) 248-3600 Schedule a 20-Minute Call Heller Wealth Management LinkedIn: Larry Heller, CFP®, CDFA®, CPA YouTube: Retirement Unlocked with Larry Heller, CFP®

If you are within 10 years of retirement, you need to start planning more intentionally for the transition ahead of you, and the best place to start is figuring out what questions you will need answers to. Donna and Nathan cover some of the questions you'll need to consider on the run up to retirement. Also on MoneyTalk, how AI is reshaping our daily lives, when is it too late to catch up on retirement savings, is it wrong to respond to market volatility, and more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 3/16/2026; Original Air Date: 8/14/2023. Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

#698: We explore financial decision-making at different stages of life: A high-earning federal couple debates whether to pause retirement contributions to accelerate a $200,000 down payment.A part-time healthcare provider seeks clarity on balancing a 401k and a traditional IRA.And a longtime listener asks a more personal question: Is there anything we're still figuring out ourselves? We examine strategy, trade-offs, tax efficiency, housing decisions, and the long-term thinking that shapes financial outcomes. (01:36) Hannah and her husband are in their mid-30s with two young children, and are hoping to upgrade to a larger “forever home” in several years while keeping their current home as a rental. They're deciding whether to temporarily reduce retirement contributions to speed up down payment savings and how a possible cross-country relocation might affect those plans. (37:15) Amelia is a part-time healthcare provider in New York who earns hourly income and wants to contribute to both her employer's 401(k) and a traditional IRA. She's trying to determine how much to contribute to the 401(k) from each paycheck while still maxing out her traditional IRA—keeping the overall approach simple and tax-efficient. (56:12) Lesley praises Paula and Joe's thoughtful responses to callers and wonders whether they ever seek advice from their audience. After recently undergoing brain surgery that prompted deeper reflection, the listener asks if there is anything in Paula and Joe's financial, personal, or professional lives where they would value collective wisdom from their community. Share this episode with a friend, colleagues, and your mailman: https://affordanything.com/episode698 Learn more about your ad choices. Visit podcastchoices.com/adchoices

To check out Jimmy Miller's book, "Divorce the IRS": https://amzn.to/4uDWoX6To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

In this episode of Protect Your Assets, David Hollander reviews the role of the 4% rule in retirement planning and shares why it may not be appropriate for every investor or retirement situation. He covers several factors that can affect withdrawal strategies, including changing market conditions, inflation, taxes, and longer life expectancy. This episode offers an educational look at why retirement income planning often benefits from a strategy tailored to individual goals, resources, and risk considerations. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Author Ethan Lohr shares how the four buckets retirement income strategy helps retirees behavior-proof their retirement. Many retirees face one similar problem that they struggle to name: the emotional shift from saving money to spending it. Retirement typically means going from “decades of saving to decades of retirement where you're spending,” and that transition creates real anxiety for people who want their money to last. Ethan Lohr's answer is not just a better spreadsheet. It's a “behavior-proof approach to reliable retirement income,” designed to help retirees make sound decisions even when fear, uncertainty, or market volatility show up.  Retirement isn't just a financial transition. It's a psychological one.  That mindset shift—from accumulation to distribution—creates anxiety for many retirees. So while the biggest risk retirees often fear is a market drop, oftentimes the greater risk is a struggle to change your behavior. The Real Risk in Retirement Markets fall. Headlines scream. Fear creeps in. Suddenly people make decisions they wouldn't normally make—selling investments, abandoning a plan, or withdrawing too little money because they're afraid to spend. That's why Ethan calls his framework a “behavior-proof approach to reliable retirement income.” The goal isn't just building a portfolio that works mathematically. The goal is building a system that still works when emotions show up. Because they always do. The Four Buckets of Retirement Income To help retirees think through their income strategy, Ethan uses a four-bucket framework. Most people are familiar with the idea of dividing money by time horizon. But Ethan's approach focuses more on the source of income rather than just the timing. The four buckets include: 1. Cash ReservesShort-term funds designed to cover near-term spending and provide stability during market fluctuations. 2. Earned IncomeSome retirees continue to work part-time, consult, or pursue a business venture. This income can reduce pressure on investment withdrawals. 3. Secure IncomeReliable income streams such as Social Security, pensions, or annuity payments. Ethan makes an interesting observation about this category. Many people say they dislike annuities, yet they happily accept Social Security each month. “Virtually every American has an annuity right now called Social Security,” he noted. 4. Growth and Legacy InvestmentsLong-term investments designed for growth, flexibility, and potentially leaving assets to heirs. The goal isn't to split assets evenly among these buckets. Instead, the framework helps retirees understand where their income will come from and whether their plan aligns with their comfort level. Why Frameworks Matter One of the most helpful parts of Ethan's approach is that it provides structure. Without structure, retirement decisions can feel overwhelming. Every market move, every headline, every conversation with a friend can trigger doubt. A framework helps retirees answer a simple question: Where is my income coming from? Once that question is clear, the rest of the planning process becomes easier. The Spending Gap Another interesting challenge Ethan discussed is what advisors often call the retirement spending gap. When retirees are surveyed, most say they want their money to help them live the life they want. But when you look at their actual withdrawals, many spend far less than they could comfortably afford. They say they want to enjoy retirement. But their behavior suggests they're afraid to. Ethan describes the solution as helping retirees “live fully.” In other words, the goal of retirement planning isn't just preserving wealth. It's helping people feel confident enough to actually use it. Retirement Is About More Than Math Retirement planning often focuses on investment returns, withdrawal rates, and tax strategies. Those are important. But they aren't the whole story. Retirement also involves psychology, identity, and the emotional shift from saving to spending. A plan that only works on paper isn't enough. The best retirement plans are designed to work with human behavior—not against it. That's what makes them truly durable. And that's what makes them behavior-proof. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Lohr & Company The Four Buckets “The Four Buckets: A Behavior-Proof Approach to Reliable Retirement Income” by Ethan Lohr  Ethan Lohr on LinkedIn Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

What happens when staff movement brings up both excitement and disappointment at the same time?   In the spring season of school leadership, the movement of staff members becomes part of the HR landscape. Retirements, leaves, resignations, internal transfers, and district reassignments can all create a ripple effect across your campus, and those changes can bring up a mix of emotions that leaders do not always expect.   Tune in this week to discover what it means to lead yourself through employee movement with intention. You'll learn how to acknowledge the duality of your emotions when staff move on, how to self-coach when someone joins your team and you already have concerns, and how to respond when district staffing decisions feel frustrating or unjust. I also walk you through the difference between reacting, staying silently resentful, and processing your emotions so you can respond as the most empowered version of yourself.   Find the full episode show notes and transcript, click here: https://angelakellycoaching.com/429   Keep up with me on Facebook: https://www.facebook.com/akellycoaching/

At some point, many retirees will be navigating life—and money—on their own. This episode with Damon Roberts explores the realities of solo retirement planning, from widowhood and divorce to income gaps and decision-making without a partner. The conversation highlights why well‑meaning advice from friends can miss the bigger picture, how Social Security choices ripple through retirement, and why planning “the rest of the story” matters. It’s a thoughtful look at independence, preparation, and adapting your financial strategy as life changes. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Most people assume retirement success comes down to picking the right investments, earning higher returns, or trying to outperform the market. But that is rarely the deciding factor. In this episode of The Retirement Fiduciary, Adam Koós explains why most retirement plans fail and what truly drives long-term success. He walks through the difference between saving and chasing returns, why controlling fixed expenses matters more than most people realize, how risk should support the plan instead of the ego, and why every successful retirement is built around a written, living, breathing financial plan. Episode Timestamps 00:00 – Welcome and why most people misunderstand retirement success 01:45 – Why savings matters more than portfolio returns 02:30 – The marathon analogy: returns are weather, savings is forward movement 05:15 – The shift from growth to funding your life in retirement 05:55 – Why controlling fixed expenses creates flexibility 06:30 – The 15-year vs. 30-year mortgage example and liquidity risk 09:05 – Paying yourself first and removing guilt from spending 10:00 – Emergency funds, high-yield cash, and "gunpowder" in retirement 12:10 – Why risk should serve the plan, not your ego 13:15 – The many forms of risk most people overlook 15:30 – Why bad retirement plans assume a static future 16:30 – The danger of linear return assumptions 17:00 – Why simple, understandable plans tend to work better 19:00 – Why diversification alone is not a complete retirement strategy 20:00 – The missing piece: a comprehensive written financial plan 21:20 – Final takeaway: retirement success is about adaptability, not prediction Key Takeaways

Long‑term care is one of the most overlooked risks in retirement planning—and one of the most expensive. In this episode, Lucas Kalin breaks down why many families are unprepared for chronic conditions like Alzheimer’s and Parkinson’s, and why Medicare alone isn’t a solution. The discussion covers common misconceptions, the impact of asset spend‑down, and why delaying these conversations can limit future options. You’ll also hear why planning early matters, how long‑term care affects legacy goals, and the emotional toll that comes with navigating these decisions without a plan. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Each year around St. Patrick’s Day, McDonalds offers the Shamrock Shake. But it’s only available for a short time. Are there tasks in retirement that have a window of opportunity? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

The next great battle in finance may not be over stocks, crypto, or even payments. It may be over where the $90 trillion great wealth transfer actually lands. In this episode, Robinhood founder and CEO Vlad Tenev returns to Bankless for a fast-moving conversation on how Robinhood wants to position itself for that generational handoff, why he believes 24/7 markets and tokenization are inevitable, and why the popular narrative around Gen Z as financially reckless misses what he's seeing on-platform. ---

After 37 years with the same company, Lissa realized she didn't need to keep proving her productivity to live a meaningful life. At 56, she stepped away from corporate work, moved through a tough season in her marriage, and started building a version of retirement that feels like one word: freedom.In this episode of Retirement Reality, Lissa shares how early retirement opened space for last-minute trips to see her daughter, weekday theater in New York, and time with the FIRE community—choices she never had while working full-time. She also gets into the money side in simple terms: decades of steady saving, modest living, her husband staying on for vesting, and how Connecticut's healthcare options gave them confidence to make the leap.If you're a few years from retirement and tired of feeling like you should always be “doing” something, this episode shows how letting go of productivity can make room for a life that finally fits. If it resonates, consider subscribing so you don't miss the next story.-Lissa is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

You might have received a Social Security cost-of-living increase this year — but did your net check actually go up?  A recent Wall Street Journal article highlights how rising Medicare premiums and IRMAA surcharges are offsetting those increases for millions of retirees - and "takes a bigger bite out of Social Security checks". Then, a listener writes in "How to convince my husband's parents to spend their money. We don't need it." Tune in to hear that one! And we wrap it up with our "Retire to Something" segment from Dave in Massachusetts.  Resource: Wall Street Journal article by Laura Sanders: The Medicare Charge That's Taking a Bigger Bite Out of Social Security Checks   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

(March 16, 2026) More airport disruptions are expected as TSA agents quit. Will the price of plane tickets go up due to the war in Iran? The fantasy of a comfy retirement has always been a mirage. Airbnb warns LA of ‘doomsday’ ahead of 2026 FIFA World Cup.See omnystudio.com/listener for privacy information.

Dirty Work discusses the similarities between Steph and his dad, Dell, and how they approach the game with Marcus Thompson of The Athletic. Marcus shares insights on Steph's mindset, discussing his love for the game and his desire to stay with the Warriors. They also touch on the topic of retirement, with Marcus weighing in on Steph's potential plans for the future. See omnystudio.com/listener for privacy information.

Dirty Work chats Oscars, where they share their thoughts on the winners and losers, including Michael B. Jordan's win for Best Actor. They also talk to Marcus Thompson about his interview with Steph Curry and his dad, Dell Curry, where they discuss Steph's potential retirement and his approach to the game. The conversation also touches on the similarities and differences between Steph and his dad, as well as the latest news in the sports world.See omnystudio.com/listener for privacy information.

Dell Curry is widely considered the figure most synonymous with the Charlotte Hornets' history. His legacy is cemented by his 10-year playing career, franchise-leading statistics and more than a decade as a team broadcaster. He sits down with us.

________________________ Get started in April on your most important project. Learn more here _________________________ Retirement planning focuses heavily on finances — investments, Social Security, and risks. But there's another question that often sneaks up on people once the career chapter closes: Do I still matter? Our guest today has spent years researching one of the most powerful psychological needs we have as human beings — the need to feel valued and to add value. Jennifer Breheny Wallace is an award-winning journalist and author of the new book Mattering: The Secret to a Life of Deep Connection and Purpose. Her work explores how feeling significant, appreciated, invested in, and depended on shapes our well-being throughout life. And her insights have important implications for retirement. Because when work ends, many people lose one of the primary places where they knew they mattered — where their contributions were visible, valued, and relied upon. In this conversation, we explore:        • Why the need to matter doesn't diminish with age       • How retirees can build what Jennifer calls a “mattering portfolio”       • The surprising research on relationships and resilience       • Practical daily actions that restore a sense of meaning and contribution If you're thinking about retirement — or already there — this conversation may change how you think about purpose, connection, and belonging in the next chapter. _________________________ Bio Jennifer Breheny Wallace is the author of Mattering: The Secret to a Life of Deep Connection and Purpose.  She is an award-winning journalist and bestselling author whose work explores the power of mattering in our everyday lives. Through research and storytelling, Wallace examines the hidden forces shaping modern life, from the crisis of meaning in achievement culture to the essential role of mattering in personal, workplace, and societal health.  Her first book, Never Enough: When Achievement Culture Becomes Toxic — And What We Can Do About It, was a New York Times Bestseller, an Amazon Best Book of the Year, and a Next Big Idea selection. Wallace is the founder of The Mattering Institute, whose mission is to create cultures of mattering in workplaces and communities, and co-founder of The Mattering Movement, a nonprofit whose mission is to create cultures of mattering in K-12 schools. Wallace has partnered with The LEGO Group on its global Play Unstoppable campaign to address perfectionism and grow confidence through play. She has also consulted with Calm wellness app, Netflix, and is a BCG  BrightHouse Luminary. She serves on the University of Michigan’s Well-being Collective Advisory Council, and the Advisory Board for Making Caring Common, a project of the Harvard Graduate School of Education. Wallace is a Journalism Fellow at The Center for Parent and Teen Communication at the Children's Hospital of Philadelphia. After graduating from Harvard College, Wallace was a journalist for CBS “60 Minutes” and was part of the team that won The Robert F. Kennedy Awards for Excellence in Journalism. She is a contributor to The Wall Street Journal and The Washington Post and frequently appears on national television programs to discuss her work. Wallace serves on the board of the Coalition for the Homeless in New York City, where she lives with her husband and their three children. ___________________________ For More on Jennifer Breheny Wallace Mattering: The Secret to a Life of Deep Connection and Purpose by Jennifer Breheny Wallace Website ___________________________ Mentioned in This Retirement Podcast  The Retirement Crisis No One Warns You About: Mattering – The Wall Street Journal Video: Taylor Mali (What Do You Make?) ____________________________ Your choices shaped your career. But when retirement approaches, a new design challenge appears. Not a financial one. A life design challenge. What will your days look like? What will energize you?  What might the next five years become? In the Designing Your New Life in Retirement program, you’ll step back from the fray and apply design thinking to those questions, with a bias for action. Learn more here. Our next two groups begin in April. Join us and get started on your most important project. _____________________________ Podcast Conversations You May Like What Matters Most – Diane Button How to Live a Meaningful Life – Dave Evans Retiring: Creating a Life That Works for You – Teresa Amabile ____________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst, and his coaching certification from Columbia University. In addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, ranked in the top 1% globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. ______________________________ Wise Quotes On Adding Value “I found this very common thread among the hundreds of people that I interviewed who, when they were going through a life transition—if it was retirement or grief, getting divorced, all these things—what they did over and over again was that they found new ways to add value. And so they would look for what I call in the book a genuine need in the world. And then they would use either their time or their talents or their treasure to meet those needs. It's kind of a handy formula for finding purpose.” On Your Mattering Portfolio “Plan your retirement social portfolio—your mattering portfolio—as carefully as you plan your financial portfolio…You are only one decision, one action away from getting back on that path to mattering.”  

Oil volatility is shaking global markets after disruptions in the Strait of Hormuz triggered the largest modern oil supply shock. Crude briefly surged above $100 as geopolitical tensions escalated, sending volatility across equities, credit, and currencies. Lance Roberts discusses oil volatility, market technicals, private credit stress, and the key risks investors should be watching next. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:59 - Weekend Article Recap; Q4 GDP Revision 5:11 - Market Performance in First Half of March 8:43 - Oil Price Behaviors 12:18 - Lance's Getaway Report & Adulting is Hard 14:55 - Grooming Jon Penn & Lance's Big Surprise 16:36 - Oil Volatility & Market Impact 20:25 - Oil Volatility & Equity Volatility 23:36 -What is Sustainability of High Oil Prices? 27:24 - Three Market Scenarios 29:06 - What Happens to Valuations? 30:55 - Rick to Markets Ends w Buying Opportunity 35:12 - What War Does to Treasury Yields 40:10 - A History of Bond Yields, 1965 - 2026 43:45 - How to Think About Bonds ------- Register for our next Candid Coffee, 3/21/26, and Ask Us Anything: https://realinvestmentadvice.com/resources/events/ask-us-anything/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/pU0TuFA1CWE ------- Watch our previous show, "The Psychology of Spending in Retirement," https://youtube.com/live/0J1dQZvIQrQ ------- Articles Mentioned in Today's Show: "Oil Volatility And The Market Impact" https://realinvestmentadvice.com/resources/blog/crude-oil-volatility-and-the-market-impact/ "Treasury Bond Yields Don't Lie: But Wars Don't Drive Them" https://realinvestmentadvice.com/resources/blog/treasury-yields-dont-lie-but-wars-dont-drive-them/ -------- The latest installment of our new feature, Before the Bell, "Oil Spike, Oversold Markets, & The 200-DMA Test," is here: https://youtu.be/5fEaWyoafks ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #StockMarket #MarketVolatility #FederalReserve #Investing #SP500 #MarketOutlook #InvestingStrategy #BondYield #IranWar

Millions of professionals are entering retirement each year, yet few are prepared for the emotional transition that comes after leaving a career. In this episode of On the Brink with Andi Simon, Dr. Andi Simon speaks with publishing executive Mary Lou Mackin about the unexpected challenges of retirement and how to redesign the next chapter of life with purpose, structure, and community. Listen to the full episode of the On the Brink with Andi Simon podcast to hear Mary Lou Mackin's full story about redefining life after retirement. Summary In this episode, Mary Lou Mackin shares her personal journey through early retirement and the emotional challenges that followed. After a successful career in publishing, she discovered that stepping away from work left her struggling with identity, structure, and purpose. Through honest reflection and experimentation, she began rebuilding a new life that included community, creativity, and meaningful work. Her story highlights the importance of preparing emotionally—not just financially—for retirement. Key Takeaways Retirement is not simply a financial decision—it is a personal transformation. Many professionals underestimate how much their identity is tied to work. Losing daily structure can create an unexpected emotional void. Purpose in retirement often emerges through experimentation and new connections. Building community intentionally is essential for well-being after leaving work. When Retirement Doesn't Feel Like Freedom For decades, retirement was presented as a reward. Work hard. Save well. Step away. Enjoy the freedom you earned. But for many professionals today, retirement doesn't unfold the way they imagined. In this episode of On the Brink with Andi Simon, I speak with Mary Lou "M.L." Mackin, a longtime publishing executive who believed she had carefully planned her retirement—until she discovered that leaving work was far more complex than she expected. Her story is deeply honest, revealing the emotional and personal realities many professionals face when stepping away from their careers. When Burnout Leads to Retirement After years in a demanding and rewarding publishing career, M.L. reached a breaking point. Burned out and exhausted, she made the decision to retire early at age 62. She did everything right—or so she thought. She discussed the decision with her husband and financial planner. She negotiated a thoughtful transition with her employer, spending six months training her successor. She entered retirement with travel plans, social gatherings, and a long list of activities she had dreamed about during her working years. For a while, it felt wonderful. Then something changed. "The curtain came up," M.L. shared, "and suddenly I was completely lost." What followed was something rarely discussed in retirement planning: an emotional struggle with identity, structure, and purpose. The Hidden Challenges of Retirement As we explored her experience, four powerful themes emerged—patterns I have seen repeatedly while researching my book Rethink Retirement. Identity: Who Am I Without My Career? Many professionals underestimate how deeply their work shapes their identity. M.L. initially believed she wasn't strongly tied to her career. But once she stepped away, she realized how much of her life had revolved around intellectual engagement, collaboration, travel, and professional achievement. Without those anchors, she felt untethered. "I lived and breathed my work," she explained. "Who I was without that—I was lost." Structure: Too Much Freedom Can Be Difficult Retirement promises freedom, but unlimited time can be unsettling. Many people thrive on routines, deadlines, and commitments. When those disappear overnight, a surprising void can emerge. M.L. described mornings when she had already gone to the gym, had coffee, and suddenly realized there was nothing else planned for the day. "I had everything planned for retirement," she said. "Except the life I would actually live in it." Purpose: Why Do I Matter Now? One of the most profound questions people face in retirement is simple but powerful: Why do I matter now? Work often provides meaning and a sense of contribution. When it disappears, individuals must redefine how they add value to the world. For M.L., reconnecting with her publishing network led to freelance work and new creative collaborations. What began as small projects gradually helped restore a sense of purpose. She now finds fulfillment mentoring others and exploring ways to help people share their stories in the "third act" of life. Community: Rebuilding Connections Another unexpected challenge of retirement is the loss of daily social interaction. Many professionals discover that their primary community existed at work. To rebuild connection, M.L. made intentional efforts—something she admits was difficult at first. She began conversations at her gym, joined a writing group at her local library, and participated in online discussions with other women navigating retirement transitions. These small steps led to new friendships and a supportive network. How Do You Find Purpose After Leaving a Career? Looking back, M.L. wishes someone had challenged her to think about retirement differently—not just financially, but emotionally and personally. Her advice is simple but powerful: Prepare emotionally, not just financially Think about how you will structure your days Be honest about how much your work shapes your identity Seek community and conversation with others on the same journey Retirement, she realized, isn't simply an exit from work. It is a transition into a new stage of life that requires intention, reflection, and experimentation. Why Do Some People Struggle After Retirement? The most powerful insight from our conversation may be this: Retirement is not about stopping—it's about choosing what comes next. As we live longer and healthier lives, the traditional concept of retirement no longer fits many people's realities. Instead, this stage of life can become an opportunity for reinvention, creativity, and renewed purpose. M.L.'s story reminds us that the journey may include unexpected detours—but it can also lead to meaningful new paths. As you reflect on your own future, consider this question: Where do you still want to matter? Because retirement isn't the end of the story. It's the beginning of what comes next. Learn more about Rethink Retirement Many of the themes in this conversation are explored more deeply in my book Rethink Retirement: It's Not the End, It's the Beginning of What's Next, where I share stories from professionals navigating this transition. Read more about how we help you through transitions. If you're thinking about your own transition, our Rethink Retirement Masterclass and workshops help participants design a life plan for the next stage of their lives. Check it out here.  To learn more about M.L., reach her here: Mary Lou's profile: linkedin.com/in/mary-lou-mackin-0347758 Email: limediting22@gmail.com Listen to the full episode of the On the Brink with Andi Simon podcast to hear Mary Lou Mackin's full story about redefining life after retirement. Connect with me: Join my Substack Newsletter Rethink Retirement Website: www.simonassociates.net Book Website: www.andisimon.com Email: info@simonassociates.net Learn more about our books here: Rethink: Smashing the Myths of Women in Business Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success On the Brink: A Fresh Lens to Take Your Business to New Heights Now--it is time to share our new book with our listeners. Rethink Retirement: It's Not The End--It's the Beginning of What's Next Out on Amazon and WalMart, and in your local bookseller.                                                                                                                         Rethink Retirement: The Workbook   From Observation to Innovation, Andi Simon, PhD CEO | Corporate Anthropologist | Award-winning Author Simonassociates.net Info@simonassociates.net @simonandi LinkedIn  

Oil volatility is shaking global markets after disruptions in the Strait of Hormuz triggered the largest modern oil supply shock. Crude briefly surged above $100 as geopolitical tensions escalated, sending volatility across equities, credit, and currencies. Lance Roberts discusses oil volatility, market technicals, private credit stress, and the key risks investors should be watching next. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:59 - Weekend Article Recap; Q4 GDP Revision 5:11 - Market Performance in First Half of March 8:43 - Oil Price Behaviors 12:18 - Lance's Getaway Report & Adulting is Hard 14:55 - Grooming Jon Penn & Lance's Big Surprise 16:36 - Oil Volatility & Market Impact 20:25 - Oil Volatility & Equity Volatility 23:36 -What is Sustainability of High Oil Prices? 27:24 - Three Market Scenarios 29:06 - What Happens to Valuations? 30:55 - Rick to Markets Ends w Buying Opportunity 35:12 - What War Does to Treasury Yields 40:10 - A History of Bond Yields, 1965 - 2026 43:45 - How to Think About Bonds ------- Register for our next Candid Coffee, 3/21/26, and Ask Us Anything: https://realinvestmentadvice.com/resources/events/ask-us-anything/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/pU0TuFA1CWE ------- Watch our previous show, "The Psychology of Spending in Retirement," https://youtube.com/live/0J1dQZvIQrQ ------- Articles Mentioned in Today's Show: "Oil Volatility And The Market Impact" https://realinvestmentadvice.com/resources/blog/crude-oil-volatility-and-the-market-impact/ "Treasury Bond Yields Don't Lie: But Wars Don't Drive Them" https://realinvestmentadvice.com/resources/blog/treasury-yields-dont-lie-but-wars-dont-drive-them/ -------- The latest installment of our new feature, Before the Bell, "Oil Spike, Oversold Markets, & The 200-DMA Test," is here: https://youtu.be/5fEaWyoafks ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #StockMarket #MarketVolatility #FederalReserve #Investing #SP500 #MarketOutlook #InvestingStrategy #BondYield #IranWar

Are federal employees sitting on far more wealth than they realize? In this episode, financial planners Tommy Blackburn and John Mason break down the fundamentals of the Federal Employees Retirement System (FERS) and explain why your pension is only one piece of a much larger financial picture. You'll learn how the FERS pension formula works, what your "high-three" salary actually means, and how factors like minimum retirement age, years of service, and turning 62 can impact your retirement income. The conversation also covers how employee contributions have changed over time, how the Thrift Savings Plan (TSP) match works, and why understanding these core pieces is essential when planning your financial future. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Mason & Associates: LinkedIn  Tommy Blackburn: LinkedIn  Avoid the Top Financial Mistakes Made by Federal Employees Thrift Savings Plan (TSP) Federal Employee Financial Planning: FERS Part 1 (EP5) Federal Employee Financial Planning: FERS Part 2 (EP6) Federal Employee Financial Planning: FERS Part 3 (EP7)

Download our free Health and Wellness Checklist: https://bit.ly/3uPXhkU We all work hard to reach retirement, but there are 12 subtle habits that quietly steal your joy in this phase of life. In this episode, we walk through the most common retirement mistakes we made ourselves, including waiting to feel like your old self again, assuming purpose should be obvious, replaying old career stories, treating retirement like an endless vacation, isolating when you feel off, avoiding difficult conversations with your spouse, neglecting structure, ignoring strength training and mobility, sacrificing sleep, eating for comfort instead of vitality, saying yes just to feel needed, and losing appreciation for small daily moments. If you are over 60 and want a healthier, happier, more intentional retirement filled with energy, clarity, purpose, strong relationships, and meaningful routines, this conversation will help you identify which habits are stealing your joy and how to pivot before retirement drift takes hold. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

In this episode, Chris, Mike C., and Mike K. dive deep into the third thing IBC can do — what Nelson Nash called Passive Income. Nelson famously removed the word “retirement” from his vocabulary, but what did he actually mean by that? The team explores the history of retirement as we’ve come to know it, unpacks what Nelson laid out in Becoming Your Own Banker, and shares real-world examples alongside the Life Success & Legacy approach to teaching this powerful principle. The post Is “Retirement” a Bad Word? Passive Income, Nelson Nash’s Philosophy, and the LSL Team’s Take appeared first on Life Success Legacy.

Retirement isn't the end — it's your Encore Act. In this episode, John and Marcia explore what it really means to transition into retirement with purpose, clarity, and financial confidence. Marcia, the Social Security Maven, breaks down practical strategies for navigating Social Security, planning your next chapter, and using tools like 401K loans to fund major life moves. John shares his bold plan to purchase a historic island off the Chesapeake Bay and turn it into a retreat that blends legacy, entrepreneurship, and family collaboration. Together, they discuss how retirement can become a launchpad for creativity, lifelong learning, and meaningful reinvention.  

Everyone thinks retirement is a permanent vacation. For the first few months, it might feel that way. Then something shifts. The novelty fades. Tuesdays start to feel like Saturdays. The structure that once defined your days disappears. And for many retirees, freedom without purpose slowly turns into restlessness.In this episode, James walks through the reality most financial commercials never show. Retirement often moves through predictable phases. The honeymoon. The loss of identity. The trial and error. And, if you are intentional, reinvention. None of those phases are solved by a bigger portfolio alone.The deeper issue is not money. It is meaning. Planning for lifespan is not the same as planning for health span. The years when you have energy, mobility, and people around you who can share those experiences are limited. If all the fun is back loaded for “someday,” someday may look very different than you imagined.James outlines the traps many retirees fall into. Having no structure. Comparing their lives to others. Saving aggressively but struggling to actually spend and live. The solution is not a rigid schedule. It is clarity about what you are retiring to. Weekly rhythms. Relationships. Health. Challenge. Adventure.A financial plan supports that vision. It does not replace it. When your cash flow, investments, and tax strategy are aligned with a life you actually want to live, retirement stops being an escape from work and becomes a chapter you are prepared to enjoy.Retirement is not about leaving something behind. It is about building something meaningful in its place.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

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