Podcasts about Retirement

Bigger returns. Guaranteed income for life. Retiring five years early. Every one of these sounds like an obvious yes, until you see the invoice that comes with it. Joe puts Doc G, OG, and Jesse Cramer through a rapid-fire "in or out" game: he pitches five genuinely appealing financial ideas, and each of them has to decide whether they'd actually take the deal, and name the worst realistic thing that could go wrong if they did.What You'll Walk Away WithWhy leveraged ETFs have historically wiped out the vast majority of investors who hold them for more than a few yearsThe real, academically-supported case for and against thematic and "beat the market" investment fundsA clear framework for handling a single stock that's grown into 40% of your portfolio, including a simple trick for spreading a big tax bill across two tax yearsWhy "guaranteed income for life" almost always means giving up the one thing that actually protects you from inflation over a multi-decade retirementA genuinely helpful explanation of what a Monte Carlo simulation's "80% success rate" actually means, and why it's not the cliff-edge failure people assumeWhy retiring five years earlier isn't automatically the right move, even when the math technically worksA real cost-benefit gut check on working an extra year or two specifically to fully fund a child's college educationWhy This Matters NowThe financial products and strategies that sound the most appealing, guaranteed income, market-beating returns, an earlier retirement, all have a cost that isn't obvious from the pitch alone. That cost isn't always dishonest or hidden on purpose, but it only becomes clear once you ask the right follow-up questions. Learning to instinctively look for that fine print, what you're giving up, what could go wrong, and whether the tradeoff actually serves your specific goals, is a far more useful skill than knowing the name of any single financial product.From the BasementA three-way tie atomizes the year-long trivia standings heading into the fourth quarter, decided by a question about how little Charles Schulz was paid for the very first month of Peanuts comic strips.Resources MentionedEarn & Invest podcast — Doc G's showPersonal Finance for Long-Term Investors podcast — Jesse Cramer's showGranola — AI-powered meeting notes tool mentioned in the sponsor breakStacking Benjamins on OG's calendar — for financial planning helpSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Seven listeners bring seven practical money decisions, and Don moves through them without the usual detours. He compares ETFs with mutual funds, untangles realistic stock returns and retirement withdrawal rates, and explains where a short-term bond fund may fit.Then he tackles the tax tail on an expensive legacy fund, why reverse-mortgage proceeds should stay safe, the real job of emergency savings, and what to have ready for a free advisor conversation.2:13 ETFs vs. mutual funds4:56 Real returns and retirement withdrawals9:37 Short-term bonds as dry powder10:56 Taxes versus an expensive legacy fund14:15 Reverse-mortgage cash16:54 Emergency savings18:44 Preparing for an advisor meetingQuestions? Comments? Click!

The Fat One closes out the week recapping his Wednesday and Thursday which included sportsball, quiz programs, Seniorcize class, more bleeding, the coupon, gas reports and Big Brother predictions. Happy National Fried Scallops Day.

Show Notes for Ctrl Alt WoW AprilPvd Episode 882 - Triple Boxing in Palworld AprilPvd playing PalWorld 1.0 and No Man's Sky, Virtual Reality, Retirement and Living Single, Sober and Small. Send an email to ctrlaltwow@gmail.com Ctrl Alt WoW AprilPvd Episode 882 - Triple Boxing in Palworld on YouTube Join us on our discourd: Ctrl Alt WoW Discord

Tessa, Tessa! The Fat One kicks off Gay Chrima month with a trashy calamity which fills up so much of the LITTLE show that the coupon will be announced tomorrow! Happy National Homemade Cookries Day.

Gilbert Arenas, DeMarcus Cousins, Danny Green and Josiah Johnson bring you the best NBA show on the planet! This episode the couch discusses more on the young core in Minnesota, Kuminga fit with Minnesota, Bronny James first season without Lebron + more! Presented by Polymarket - the world's largest prediction market. Use code ARENA when you sign up for a $50 bonus with a qualifying deposit of $10. https://app.polymarket.us/S8ac/ARENA 18+ Only. Restrictions and eligibility requirements apply. Not available in all jurisdictions. Trading is risky. 100% loss can occur. See http://polymarket.com/tos for more information. The Polymarket US App serves as an independent software provider and affiliate of Polymarket US and Polymarket Clearing, the CFTC-regulated exchange and clearing organization. Follow Gil's Arena on socials: Instagram - https://www.instagram.com/gilsarena0/ Facebook https://www.facebook.com/GilsArena0 Threads - https://www.threads.com/@gilsarena0 Twitter/X - https://x.com/GilsArenaShow Twitch - https://www.twitch.tv/gilsarenashow TikTok - https://www.tiktok.com/@gilsarena TimeStamps: 0:00 - state of the wolves9:15 - Wolves best spot for Kuminga to cash out 19:07- Bronny first season without Lebron41:33-Lonzo says he's not retired (Timestamps may vary based on ads)See omnystudio.com/listener for privacy information.

10 Year Treasury Yield is giving savers optimism, Certified Financial Advisor Chad Burton discusses financial planning, Join Rob Thursday October 15th at 6:30pm for the Retirement and Wealth Strategies for Your Future seminar at the Crowne Plaza Foster City with Chad Burton CFP Regional Director and Ryan Ignacio CFA CFP Senior Vice President of EP Wealth Advisors

Could you? Would you? Sell your home and live ON THE ROAD? See omnystudio.com/listener for privacy information.

We are really excited to have a new sponsor: Verity Wealth Partners. Please check them out at http://verity.nm.com/lifeintransitionThe Life in Transition Podcast, hosted by Art Blanchford focuses on making the most of the changes we're given every week. Art has been through hundreds of transitions in his life. Many have been difficult, but all have led to a depth and richness he could never have imagined. On the podcast Art explores how to create more love and joy in life, no matter what transitions we go through. Art is married to his lifelong partner, a proud father of three and a long-time adventurer and global business executive. He is the founder and leader of the Midlife Transition Mastery Community. Learn more about the MLTM Community here: www.lifeintransition.online.Resources:Life in Transition: https://lifeintransitionpodcast.com/Join Our Community: https://www.lifeintransition.online/My new book PURPOSEFUL LIVING is out now. Order it now: https://www.amazon.com/PURPOSEFUL-LIVING-Wisdom-Coming-Complex/dp/1963913922Our Sponsor: Verity Partners. Please check them out at http://verity.nm.com/lifeintransitionThe views and opinions expressed on the Life In Transition podcast are solely those of the author and guests and should not be attributed to any other individual or entity. This podcast is an independent production of Life In Transition Podcast, and the podcast production is an original work of the author. All rights of ownership and reproduction are retained. Copyright 2026.#lifeintransition#midlife#midlifegrowth

Thanks to our partners Promotive, WickedFile, and OverdryveDid you buy a truck last December just to shrink your tax bill? Is the year-end bonus you pay yourself actually handing the IRS more money?In part two of his tax series, Hunt Demarest, CPA with Paar Melis & Associates, moves from tax planning to the part every shop owner wants to hear about: paying less. He walks through six strategies and flags where owners get each one wrong. A $6,000 compressor saves you $1,500 but leaves you $4,500 poorer, while a $6,000 IRA contribution saves the same $1,500 and you keep every dollar. Hunt also explains why a small 401(k) can cost you thousands a year in fees, how an HSA works like a second retirement account, and why an S corp owner who bonuses profit onto payroll pays more tax. He closes with entity structure, where one election saved a client $25,000 in a year, and a simple rule for equipment: decide what you need first, and let taxes decide only when you buy it.Whether you've never opened a retirement account or you're wondering if your entity setup still fits a shop that has doubled in size, this episode gives you a clear list to take to your accountant before year-end.What You'll Learn…(00:00) Intro(03:39) Hunt's money-back guarantee(05:03) Why a $6,000 compressor is a weak deduction(06:23) Retirement: time beats dollars(07:32) When your 401(k) costs more than it saves(09:11) HSA vs. FSA explained(13:36) The S corp bonus mistake(15:42) The $70K to $80K salary sweet spot(16:59) Why gaming expense timing backfires(18:21) Entity structure: the real found money(20:18) Buying a truck to save taxes? Do the math(21:40) When taxes should change your purchase timingIf you're ready to stop buying equipment just to dodge a tax bill and start paying yourself in a way that keeps more money out of the IRS's hands, this episode is essential listening.Thanks to our partner, PromotivePromotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our partner, WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Thanks to our partner, OverdryveOverdryve is your AI-powered marketing operating system. It predicts slow weeks before they happen, automatically launches revenue-driving campaigns, tracks ROI down to the dollar, and optimizes performance in real time. Demo the Marketing Intelligence Platform at https://getoverdryve.ai/

With mortgage rates surpassing 7%, it's created a ripple effect within the housing market for buyers, sellers, and even the industries that are directly tied to housing such as bankers, builders, and insurance professionals. Host Gene Marks says it's not time to panic but it's time to plan and budget and be strategic. Switching to retirement, there should be a little panic, especially after a report came out that shows 76.2 million U.S. workers lack access to an employer-sponsored workplace retirement plan. Learn what Gene has to say about the benefits for owners and workers if a 401(k) plan is in place. In AI news, the tech struggled with a finance test as only 43% got answers right. Listen to the podcast. Topics: 00:00 – Introduction 01:00 – Mortgage Rates Reshape Housing Market 05:03 – Retirement Gap Starts with Plan Access 08:45 – AI Failing on Financial Advice 11:30 – Episode Wrap-up Additional Resources HR Metrics Cheat Sheet: https://bit.ly/hr-metrics-formulas Does your state mandate workplace retirement plans? https://bit.ly/retirement-plan-access Learn about Paychex Retirement Services: https://bit.ly/payx-retirement DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

"My pension pays $4,000 a month for life." "I've got a million and a half in GICs and I'll live on $100,000 a year for the next 20 years." Both statements are said with real relief - and both people might be taking on a lot more risk than they realize. Today Joe explains why guaranteed is not the same as protected, and what to check so your income still holds up at 85. Most people plan retirement in today's dollars. They look at what they spend now, match it to money that feels secure, and call it done. It looks great at 65. But prices go up every year, and if you are retired for 30 or 40 years, the gap between what your income guarantees and what it actually buys can be enormous. Joe walks through how each common income source handles inflation, what a GIC really guarantees, why retirement lasts longer than most people plan for, and what your portfolio needs to do to fill the rest.   In This Episode At 3% inflation, $4,000 a month has roughly half the buying power after 20 years. The same deposit lands in your account, but it buys a lot less life. And a $100,000-a-year lifestyle costs about $180,000 a year in 20 years at that same rate. It never feels like a big hit in any single year, which is exactly what makes it so easy to miss. Canada Pension Plan (CPP) is adjusted every January based on the consumer price index. Old Age Security (OAS) is reviewed four times a year and does not go down if prices fall. Both earn a check mark. Workplace pensions are different. Some are fully indexed, some partly, some only when the plan decides it can afford it, and some not at all. Check your plan booklet or administrator to find out which one you have. A GIC guarantees your principal and the interest rate over the term you locked in. It does not guarantee the rate you will get at renewal, and it does not guarantee what that money can buy. Over the last 20 years in Canada, GIC rates have averaged roughly 2% while inflation averaged about 2.2%. Before tax, GIC money has essentially been standing still or losing purchasing power slowly. After tax, in a non-registered account, the gap is wider. A couple with a million and a half in GICs who need $100,000 a year might feel the math works for 20 years - and on a flat spending assumption it almost does. But if their costs rise 3% a year with inflation, that same million and a half runs out in about 15 years. And for a couple retiring in their early 60s, there is a real chance at least one of them lives well into their 90s. Your portfolio needs to fill the gap, and it needs to be built for rising costs. That means a defense bucket for shorter-term spending so a bad market never forces you to sell at the wrong time, and a growth component for longer-term money so it has a chance to stay ahead of inflation for the next 20, 30, or 40 years. A portfolio that only keeps your principal safe does not address inflation risk, interest rate risk, or longevity risk - and in that sense, GICs carry more risk than they feel like they do.   Your one action this week: List every income source you will have in retirement and mark beside each one whether it keeps up with inflation. If you built your retirement income timeline you created (from Episode 212), you can add a note beside each line. If you do not know the answer for a source, find out! You cannot build a proper plan without it.   About: Your Retirement Planning Simplified is a weekly Canadian retirement planning podcast hosted by Joe Curry, CFP, CEPA, of Matthews and Associates, an independent wealth management firm. Each week, Joe breaks down retirement income, tax, and estate decisions in plain language for Canadians who are near or in retirement.   Next Step: Want tips like this in your inbox? Sign up for the Retirement Planning Simplified Newsletter and get updates plus our popular 60-Second Retirement Tip: https://bit.ly/RPSNewsletter Ready to take the next step in your retirement planning? Watch a short overview of our True Wealth Roadmap and see if our process is a fit for you: https://www.matthewsandassociates.ca/vsl   Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This podcast is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Managing Director of Innovation DuPage, Dan Facchini, joins Jon Hansen on Your Money Matters to discuss how their programs are helping businesses and organizations grow. They are joined by Scott Hubbard of Hubbard Communications, who discusses how they are helping leaders communicate ideas, build confidence, and focus on emerging leader development through hands-on, behavior-based coaching. For more […]

Sam Ellard is joined by the former South Africa fast bowler Kyle Abbott and the former Surrey all-rounder Cameron Steel to look back at the ODI series between South Africa and Australia, with the Proteas sealing a 2-1 series win despite a rain-affected defeat in the third ODI.They discuss what positives Australia can take from the game, how badly their middle order needs a player like Steve Smith, and they discuss where both sides are heading into next year's tournament. Plus, Kyle gives his thoughts on South Africa and some of the selection headaches for Shukri Conrad.Hear live and exclusive ball-by-ball commentary of Australia's three-match Test series against South Africa on talkSPORT 2 and the talkSPORT Cricket YouTube Channel.Instagram: @talkSPORT_CricketYouTube: https://www.youtube.com/channel/UC9vsecLHNgTj-yoNumw63lQX: @Cricket_TS @SamEllard @CameronSteel44 @Kyle_Abbott87Hosts: Sam Ellard, Kyle Abbott and Cameron SteelProducer: Scott Taylor Hosted on Acast. See acast.com/privacy for more information.

Is retirement bad for your health? Well it certainly can be if you don't take steps to prevent it. Listen in to learn more about the "retirement curse."See omnystudio.com/listener for privacy information.

Ryan Michler and Kipp Sorensen tackle five questions from the Order of Man community in this episode of Ask Me Anything. They discuss making a major career change after decades in public service, finding forgiveness after betrayal, setting boundaries while serving family and friends, navigating different faiths within a marriage, and protecting a teenage daughter without damaging the relationship. Along the way, Ryan and Kipp explore entrepreneurship, AI, service, martyrdom, grace, parenting, dating, and the importance of maintaining influence through trust rather than control.  The conversation also includes a wholesome discussion about defending the people we care about and a look at Ryan's new studio and Origin gear. SHOW HIGHLIGHTS 00:00 - New Studio, New Setup 10:50 - The Importance of Nuance 17:40 - Origin Boots and Hunting Gear 21:55 - Retirement, Risk and Entrepreneurship 35:00 - Why Retirement Isn't the Goal 39:49 - Forgiveness After Betrayal 50:59 - When Everyone Depends on You 57:00 - The Trap of Martyrdom 1:00:36 - When Spouses No Longer Share a Faith 1:08:32 - Protecting Your Daughter Without Pushing Her Away 1:14:10 - Setting Boundaries With Your Daughter's Dates 1:18:13 - Closing and Final Call to Action   Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready  

In episode 2133, Miles and guest co-host Matt Lieb are joined by Pod Yourself A Gun & Mad Yourself A Man, Vince Mancini, to discuss… This Year’s “MAHA Summit” Is Full Of Celebrity Dirtbags, Zoomer on TikTok says that MILLENNIALS are preventing their generation from working, Gov Abbott DECLARES (makes empty gesture) DIESEL DISASTER! A Long-Dead Sci-Fi Writer Probably Shouldn’t Be In Charge Of AI Safety and more! Vance, RFK Jr. and 'Iron' Mike to headline MAHA Summit Dr. Oz to Appear On a Panel Moderated by Russell Brand — Who is Currently Facing Rape Charges in the UK The Benefits of Snake Oil - Dr.Berg Isaac Asimov Showed Us How to Avoid the AI Apocalypse One of science fiction’s greatest writers warned us about AI. Could his ideas help us avoid a dystopian future? Could revisiting Asimov’s laws help us avoid AI’s ‘Chernobyl moment’? Noted Brain Genius Tyler Winklevoss Thinks Isaac Asimov Already Solved the AI Apocalypse Google Taps Asimov's Three Laws of Robotics for Real Robot Safety Asimov's Laws Won't Stop Robots from Harming Humans, So We've Developed a Better Solution What Isaac Asimov Reveals About Living with A.I. “Runaround” In: I, Robot by Isaac Asimov Runaround By Isaac Asimov Elon Musk, Sam Altman, and the Misreading of Science Fiction LISTEN: Blend by BrainstorySee omnystudio.com/listener for privacy information.

A $12,000 emergency room bill for popping a dislocated shoulder back into place. A car-buying strategy that saved one family $4,000 with a single text message. A college athlete's first taste of NIL money and the tax questions that come with it. Joe and OG spend today answering real questions from real Stackers, the kind of specific, practical situations that don't always fit neatly into a textbook, but come up constantly in real life.What You'll Walk Away WithWhy you should never tell a car dealer your monthly budget, and the exact three-rule negotiation process that saved one family thousandsA real, word-for-word example of how to negotiate a hospital bill down, including the specific questions that actually get resultsWhat to know before buying stock in a private, employee-owned company, including the questions to ask about liquidity and getting your money back outWhy a college athlete earning NIL revenue-sharing income needs a specialized tax professional, not a generic preparerThe real difference between qualified and ordinary dividends, and why it matters less than most investors assumeA nonprofit resource that helped one young Stacker eliminate a $43,000 hospital bill entirelyWhy asset location (which accounts hold which investments) only matters once your portfolio is diversified enough across account types to make a differenceWhy This Matters NowFinancial advice often gets taught in tidy, general categories, but real financial life shows up as messy, specific situations: an ER bill with no clear price tag, a car dealer who won't budge on your trade-in, a new source of income nobody prepared you for. Having a framework for these moments, knowing what questions to ask, who to loop in, and where the leverage actually sits, turns a stressful surprise into a solvable problem. None of these situations require perfect expertise, just knowing enough to ask the right question at the right moment.From the BasementA Good Neighbor Day detour uncovers the legendary origin of the first-ever Stacking Benjamins meetup: a group of miners in Healy, Alaska, who listened to the show while at work and reached out when they heard Joe was headed to Denali.Resources MentionedStacking Benjamins Field Kit — the all-in-one budgeting and net worth tracking toolDollar For — nonprofit that helps eliminate medical debt for qualifying patientsSB1808: How She Eliminated a $43,000 Hospital Bill — referenced episode on medical debt reliefSB1899: Should You Graduate From Index Funds to Individual Stocks? — referenced episode with Brian FeroldiYell Down the Stairs — submit a question for a future episodeFULL SHOW NOTES: https://www.stackingbenjamins.com/money-rules-worth-questioning-1904/Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Auburn and NBA legend Charles Barkley joins The Next Round for a candid conversation about Auburn football, the Alabama rivalry, the future of college sports, his golf game, and whether retirement from broadcasting is coming soon! Are Auburn fans too concerned with what's happening at Alabama? Barkley shares his take on the Auburn–Alabama rivalry and where he believes Tigers fans should focus their attention. We also discuss the Protect College Sports Act, his thoughts on the future of college athletics, and the issues shaping today's college sports landscape. Plus, Charles has been playing A LOT of golf lately—how's his game coming along? And with questions swirling about his broadcasting future, Barkley answers whether he's on the verge of retiring. Don't miss the stories, laughs, and opinions from one of sports' most recognizable personalities. Topics include:

Roger Whitney closes out his five-week Social Security series with a practical framework for married couples deciding when to claim. He explains how to coordinate benefits, avoid common mistakes, and make a decision that fits the household rather than relying on a single calculator or searching for a perfect answer.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PODCAST (00:00) Roger Whitney closes out his five-week Social Security series with a guide to building a claiming strategy for married couples. He shares a practical framework for coordinating benefits, avoiding common mistakes, and making a decision that fits the household. PRACTICAL PLANNING(06:54) Roger shares a framework for coordinating benefits, weighing household priorities, and testing claiming strategies against a retirement plan of record. LISTENER QUESTIONS(36:55) Dominic: Do cost-of-living adjustments apply before claiming? (39:17) Joe: Should he wait until age 70 to claim while his wife claims at 62? (41:31) Jason: Should the opportunity cost of delaying be compared with the potential return of an aggressive investment portfolio? (45:05) Ann: What if both spouses have similar, moderate-to-high benefits?(46:20) Stacy: Is it reasonable for a lower-earning husband to claim at 62 while his higher-earning wife waits until 70? SMART SPRINT(49:08) Put time for your Social Security decision on the calendar. ON THE BOOKSHELF(50:38) Roger and Nichole share books they're reading, and Roger previews next week's conversation with Peter Lazaroff about The Perfect Portfolio.REFERENCESSocial Security AdministrationLive Year-End Planning Session Sign up for the Noodle! Rock Retirement with Roger Whitney — YouTube channelSubmit a Question for RogerON THE BOOKSHELFRemarkably Bright Creatures by Shelby Van Pelt In a Sunburned Country by Bill Bryson 

Retirement planning becomes a two-clock problem when spouses are a decade or more apart in age. Don and Tom explain why one household may need to fund two timelines—and why healthcare, Social Security timing, survivor taxes, and account ownership deserve extra attention. The older, higher-earning spouse may need to delay Social Security to age 70 to protect the younger survivor. A strong plan also models the household after one spouse dies, when income and filing status can change abruptly. Listener questions examine unusual model portfolios, rules-based versus discretionary fund management, and an expensive indexed annuity sold to an 81-year-old. The recurring lesson is simple: sound planning beats clever complexity. 0:49 The two-clock retirement problem 4:28 Healthcare and Social Security timing 7:12 The widow's tax and survivor planning 11:37 Portfolio backtests and the Golden Butterfly 19:02 Is rules-based investing active? 23:51 An unsuitable annuity saleQuestions? Comments? Click!

After the Vulgarian National Anthem, the Fat one closes out Septembra with some sad new, weather talk, an update of the Price is Right, a Book Club update and a final farewell for the ninth month of the year. Happy NationalMulled Cider Day.

Gilbert Arenas, DeMarcus Cousins, Danny Green and Josiah Johnson bring you the best NBA show on the planet! This episode the couch discusses BigBaby's beef with Gil, Isiah Stewart and Eubanks altercation, Pistons new identity and new young squad in Minnesota + more! Presented by Polymarket - the world's largest prediction market. Use code ARENA when you sign up for a $50 bonus with a qualifying deposit of $10. https://app.polymarket.us/S8ac/ARENA 18+ Only. Restrictions and eligibility requirements apply. Not available in all jurisdictions. Trading is risky. 100% loss can occur. See http://polymarket.com/tos for more information. The Polymarket US App serves as an independent software provider and affiliate of Polymarket US and Polymarket Clearing, the CFTC-regulated exchange and clearing organization. Follow Gil's Arena on socials: Instagram - https://www.instagram.com/gilsarena0/ Facebook https://www.facebook.com/GilsArena0 Threads - https://www.threads.com/@gilsarena0 Twitter/X - https://x.com/GilsArenaShow Twitch - https://www.twitch.tv/gilsarenashow TikTok - https://www.tiktok.com/@gilsarena TimeStamps: 0:00-Cast intro3:30 -BigBaby calls out Gil13:22 -Stewart and Drew Eubanks brawl21:05 - Pistons new Identity 1:05:04 - state of the wolves (Timestamps may vary based on ads)See omnystudio.com/listener for privacy information.

Building a plan B can feel like betting against plan A. But preparing for what's next pays off whether plan A lasts two years or twenty. Corey Parchman started his time in the NFL as an undrafted free agent, but quickly learned "NFL" can also mean "not for long." In this episode, he shares how he learned business without losing focus on football, how to reinvent yourself after a major career change, and why becoming a business owner is more reachable than you think. Topics discussed: (00:00) Introduction (01:22) From undrafted to five years in the NFL (03:25) Starting Plan B while doing Plan A (07:46) Identity after a career change (10:40) Skills that transfer into business (and one that doesn't) (14:22)

Patrick O'Hare of Briefing.com on the current markets, The personal consumption expenditures price index for August increased at a 3.4 percent annual rate, Join Rob Thursday October 15th at 6:30pm for the Retirement and Wealth Strategies for Your Future seminar at the Crowne Plaza Foster City with Chad Burton CFP Regional Director and Ryan Ignacio CFA CFP Senior Vice President of EP Wealth Advisors

Somewhere in your phone or on a whiteboard in your office, there's a number and a date. The number is what you think you need. The date is when you finally get to stop. But say the word retire out loud and try to describe what it actually means for a Tuesday in your life. Most people can describe the picture from the commercial. Very few can describe the Tuesday. Jason traces where the idea actually came from, and corrects the version almost everybody repeats wrong. Germany set the first pension age at seventy, not 65. Bismarck was 74. America didn't copy him, and the number came out of an actuarial calculation about what was affordable. Nobody in that story ever asked what a good final chapter looks like for a human being. It was a benefit built for industrial workers whose bodies had been used up, and roughly ninety percent of covered German workers left on disability before they ever reached seventy. The alternative isn't working until you drop. It's building something that produces without you standing in it. Show Notes Full blog post: https://therealjasonduncan.com/articles/398 Episode page: https://therealjasonduncan.com/podcast/398 Subscribe to What's Real?: https://therealjasonduncan.com/articles Book Jason to speak: https://therealjasonduncan.com/speaking Get the book: https://therealjasonduncan.com/book The Real Jason Duncan Podcast: https://therealjasonduncanpodcast.com Sponsor - Dubb: https://therealjasonduncan.com/dubb Numbers 8:23-26 Proverbs 6:6-8 Instagram: https://instagram.com/therealjasonduncan YouTube: https://youtube.com/therealjasonduncan New episodes every Wednesday. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch out! In this episode, Art unpacks six retirement preparation mistakes that can hold you back and shares practical ways to strengthen your finances and prepare for a purposeful next chapter.Resources:8 Money MilestonesAsk a Money Question!

Retirement planning can feel intimidating, whether you're decades away or getting ready to make the transition. Jean Chatzky wants to make it feel a little more manageable. This week on The Important Part, HerMoney CEO and The Forever Paycheck author Jean Chatzky joins Liz Thomas to discuss how to prepare for retirement while still enjoying your life today. Jean shares her perspective on retirement savings benchmarks and why knowing your own numbers matters more than comparing yourself to everyone else. Liz and Jean also explore the financial decisions younger generations face when retirement still feels decades away, including how much to save as your income changes and how to balance preparing for the future with the life you want to live now. The conversation also gets into Social Security and how Jean thinks about different types of retirement accounts. Jean then explains one of the surprising challenges retirees can face: after decades of watching their savings grow, spending that money can feel like losing it. She shares the thinking behind The Forever Paycheck and why creating a reliable stream of retirement income may help address that emotional hurdle. The Important Part: Investing with Liz Thomas is a video podcast covering investing, markets, economic trends, portfolio strategy, and the biggest stories shaping investors today. About SoFi®: A finance company that could help you get ahead. Get Your Money Right® with SoFi. Additional resources: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠On The Money⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing 101 Center⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Investing Guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SoFi.com/Legal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ©2026 Social Finance, Inc. All Rights Reserved.

Two common financial traps retirees fall into when trying to protect themselves are certain types of life insurance policies and buying lifetime income annuities. On the show this week, I explain why these products might not be as effective as they seem and give practical advice for evaluating your retirement options. I also answer listener questions about 401(k) contribution limits, health insurance before Medicare, suspending Social Security benefits, and what happens to your 401(k) loan if you retire.    You will want to hear this episode if you are interested in...   [03:37] Life insurance retirement pitfalls [08:18] Understanding fixed indexed annuities [15:43] Discussing insurance contracts [20:07] Understanding Medicare and ACA Options [20:54] Balancing retirement income and health costs [26:39] Suspending Social Security benefits [29:13] Paying off 401 loan before retirement [33:37] Understanding annuities and IRAs   Do You Really Need Life Insurance in Retirement?   For many retirees with sufficient assets and financial independence, life insurance may no longer be necessary. The mortality risk may have passed, and continuing to pay premiums could be a poor use of resources. A major pitfall arises with Accidental Death & Dismemberment (AD&D) policies. These policies sound impressive—$500,000 coverage, for example—but only pay out for very specific, often rare, qualifying accidents. The stringent exclusions mean most people are unlikely to benefit. AD&D policies can lull holders into a false sense of security, making them believe they have broad protection when, in reality, their coverage is extremely limited. Lifetime Income Annuities   Annuities, particularly fixed indexed annuities with lifetime income riders, are often marketed as a way to "guarantee" income throughout retirement. So how do these contracts work? For example, you might pay $100,000 for a guaranteed $6,000 per year for life. The catch is that the $6,000 payout doesn't grow with inflation. As the years pass, all living expenses—groceries, utilities, insurance—tend to rise, but the income from a fixed annuity stays the same. Without cost-of-living adjustments, retirees locking in fixed income are at risk of losing purchasing power and financial flexibility as time goes on. The same warning applies to fixed pensions, especially ones without inflation protection. Health Insurance Before Medicare   One major reason retirees wait until age 65 to leave the workforce is the difficulty and cost of securing health insurance before Medicare eligibility. COBRA can be prohibitively expensive—one example cited was $1,200 per person, per month. The Affordable Care Act (ACA) is an option, with subsidies available based on income. Some choose private plans or use a spouse's employer insurance. Explore all health coverage options, compare prices, understand potential subsidies, and plan your retirement date accordingly. Temporary coverage before Medicare is often just a bridge, but one that must be carefully planned.   Social Security Suspension   If your financial situation changes—due to inheritance, increased income, or the need to minimize taxable income—you can suspend your Social Security at full retirement age to accrue delayed credits, resulting in a higher benefit when you restart. This strategy isn't widely known, but can be a powerful option for optimizing retirement income. Resources & People Mentioned   3 Steps to Retirement Planning SECURE 2.0 Act    Connect With Gregg Gonzalez   Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts  

Merryn Somerset Webb and John Stepek answer some of your questions. They explore the differences between holding physical gold and investing through an ETF, whether or not buying shares actually benefits the company you've invested in, and how best to adjust your retirement investment strategy as you draw closer to the big day.See omnystudio.com/listener for privacy information.

Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! David has exciting news about The Sin of Retirement™! A small group study guide and personal workbook are currently in development, giving individuals, churches, and small groups a way to dive deeper into the message of living a life of purpose beyond retirement. Look for both in the coming months, and visit www.sinofretirement.com for updates, the book, and official merchandise. Have a financial question? Email Kory@epsf.com and your question could be featured on the podcast—with a chance to receive a Sin of Retirement™ shirt or signed book! There's also exciting news from Nativos USA! Construction is underway on a new church in Maués, Brazil. Progress is steady, and it's exciting to watch the project come together and see how God is working through this ministry. Visit www.nativosusa.org to view photos, learn more about the project, and find out how you can help. Inflation Is Falling David highlights the latest inflation numbers, focusing on core inflation, which excludes food and energy because those categories can be more volatile from month to month. Today's economic releases included the latest PCE inflation data, an important measure closely watched by the Federal Reserve. David discusses the encouraging trend in underlying inflation and what it could mean for the economy and financial markets. Looking Ahead to the Fourth Quarter As we head into the fourth quarter, David believes the market could rally. His message to investors is simple: you don't necessarily have to be aggressive to succeed—you have to stay invested. David discusses why he remains growth-oriented and emphasizes the importance of having a plan, sticking with it, and avoiding emotional decisions when markets move. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well-drilling project or support the mission, visit https://nativosusa.org. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!  

Pre-IPO investing has long depended on knowing the right person at the right time. In this episode of the Alternative Investing Advantage, host Alex Perny talks with Harvey Kesner, Chairman, President, and Co-Founder of EquiDeFi, about how technology is making private placements easier to find and complete. Harvey draws on a career that started with reviewing IPOs at the SEC to explain what changed under the JOBS Act and what still stands in the way.Key Points:• The JOBS Act allowed general solicitation for private placements for the first time. Under Regulation D Rule 506(c), issuers can publicly advertise offerings as long as each investor's accredited status is verified with documents such as tax returns or brokerage statements.• Paperwork has been the biggest bottleneck in pre-IPO investing. Every 506(c) investor signs a separate subscription agreement, so EquiDeFi combines verification, digital signatures, and payment options into a process that investors can finish in about 10 to 15 minutes.• Electronic ownership records are safer than paper stock certificates. Harvey recommends issuers bring on an SEC-registered transfer agent early so ownership stays clean and shares can move into a brokerage account if the company goes public.• Due diligence falls largely on the investor. Reg D offerings to accredited investors have no SEC-mandated disclosure requirements, so a thorough private placement memorandum and a diversified approach both matter, since any private investment can lose its full value.• Retirement account investors face their own paperwork questions. Many self-directed IRA owners aren't sure who signs subscription documents, and EquiDeFi is working to automate that onboarding step for retirement funds.Chapters:00:00 Why pre-IPO investing has been hard to access01:58 Harvey Kesner's path from the SEC to EquiDeFi07:56 How the JOBS Act changed private placements14:22 Stock certificates and SEC-registered transfer agents23:46 Self-directed IRAs and private placement paperwork26:56 Disclosure requirements for Reg D offerings32:26 The investor journey on the EquiDeFi platform42:22 What's next for EquiDeFiSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at Podcast@AdvantaIRA.com.Learn more about our guest, Harvey Kesner: https://equidefi.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-ira https://www.linkedin.com/company/Advanta-IRA/ https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#PreIPOInvesting #PrivatePlacements

Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins Jon Hansen on Your Money Matters to discuss the latest market numbers. Craig breaks down why September is not a good month for the markets. For more information, go to GetRetiredStayRetired.com.

Edwin Cheung went over budget while planning his wedding, so he went on TikTok to offer sponsorship opportunities at his wedding ceremony and reception. Jon Hansen chats with Edwin about how his video has gotten traction and whether companies have reached out to him.

How will you spend your time when work no longer structures your day? Many people carefully calculate whether they can afford to retire but devote far less attention to what their everyday lives will look like afterward. Travel can be wonderful, but even several long vacations will leave most of the year completely unplanned. On today's podcast, I'm talking about why people who are accustomed to working can struggle with the transition into retirement, why travel alone cannot provide lasting purpose, and how routines, meaningful activities, and a daily schedule can help create a more fulfilling new chapter. To learn how to prepare for the personal side of retirement as carefully as the financial side, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Secret to Giving Yourself 'Permission to Spend' in Retirement & Are Pensions Back? Wes dives into new research showing that median-wealth retirees underspend their potential income by 8% – and wealthier retirees underspend by a staggering 47% to 53%. Wes breaks down the psychological difference between spending assets versus spending income streams, and the little-known shift that can give you the "license to spend" without locking your money away in an annuity. Plus, are pensions making a surprise comeback? Wes explores recent Wall Street Journal data showing thousands of companies adding pension-style plans, why workers want them back, and what this means for the future of retirement. Mentioned on the show: What Is an Annuity, and Why Does Clark Think They Stink?⁠ ⁠How Two Clark-Approved Annuities Can Reduce Retirement Stress⁠ ⁠Annuity Calculator: Is it Worth It? - Clark Howard⁠ ⁠How To Turn Part of Your Nest Egg Into a Pension - Clark Howard⁠ ⁠What It Would Take Each Month To Build Your Own Social Security Check From Scratch⁠ ⁠The Biggest Investing Lesson From Trump Accounts - Clark Howard⁠ ⁠Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans⁠ ⁠Pensions Were on the Brink of Extinction. Now Companies Are Bringing Them Back.⁠ All this and more on the September 29, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions: WesMoss.com/ask Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.comWe hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Standing out as a true retirement expert: today's guest shares how she systemized her service by leaning into decumulation planning and running multiple tests on client plans to give them greater confidence that they will meet their retirement goals.  Dana Anspach is the founder of Sensible Money, an RIA based in Scottsdale, Arizona, that oversees $850 million in assets under management for 330 client households. In this episode, you'll hear how Dana uses historical return sequences to stress test portfolios against real-world market conditions. She also talks about how she identifies opportunities to lock in gains and applies an asset-liability matching approach to create enough cash flow to help clients weather market downturns. For show notes and more visit: https://www.kitces.com/509   

Mike King started his career on patrol and SWAT with the Ogden City Police Department in Utah before becoming the lead investigator in the 1991 Zion Society case, involving a 120-member polygamist doomsday cult led by self-proclaimed prophet Arvin Shreeve. After a member came forward and revealed what was happening inside the group, Mike and his team launched a secret 24-day investigation that ended with coordinated raids on multiple homes, 32 children being removed from the group, and Shreeve and several members ultimately going to prison. Mike later led multi-agency task forces, served as Chief of Staff to the Utah Attorney General, trained in criminal profiling, and created Profiling Evil. _____________________________________________ Thank you to CASH APP & HIMS for sponsoring this episode: Cash App: Download Cash App Today: https://click.cash.app/ui6m/6pao71et #CashAppPod Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Cash App Green features, Savings, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures. _____________________________________________ Hims: Ready to reach your goals? Visit https://www.hims.com/lockedin to get a personalized, affordable plan that gets you. _____________________________________________ Become an EXCLUSIVE Locked In: After Hours Member & recieve a FREE merch box: https://lockedin.supportingcast.fm/ _____________________________________________ Connect with Mike King: Website: https://profilingevil.com/about/ Book: https://www.amazon.com/stores/author/B092NZ4GJP?ccs_id=f3feb9b3-1dbe-4ce9-ad29-5791e32c6ee7 _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Mike King's Beginning 01:13 Growing Up in Salt Lake City 04:42 A Father's Legacy 05:31 Path to Law Enforcement 08:09 Applying Life Lessons 12:07 Surviving Electrocution 15:42 Early Days as a Cop 22:31 Impactful Calls 24:59 Life as a SWAT Officer 28:04 Finding Common Ground 30:00 Joining the DA's Office 34:49 The Encounter That Changed Everything 36:21 Understanding Cults 39:04 The Zion Society's Dark Secrets 45:46 Building the Case 48:48 Aaron's Courage to Leave 52:02 Dangerous Cult Leaders 54:18 Corroborating the Testimony 59:03 Adding the Bricks 01:01:45 Assembling the Evidence 01:05:44 Getting the Warrant 01:10:35 Why Not the FBI? 01:11:14 Keeping It Under Wraps 01:12:17 Planning the Raid 01:14:57 The Morning of the Bust 01:19:26 Finding the Hidden Weapons 01:22:32 Evidence and Money 01:24:15 Where Was the Leader? 01:25:03 Aftermath and Prosecutions 01:28:36 Sentencing and Justice 01:30:56 Career Evolution 01:32:50 The Satanic Panic 01:36:13 The Toll of the Work 01:38:38 Reconnecting with Survivors 01:46:31 A Path to Redemption 01:49:21 Retirement and Continued Career 01:51:27 Juries and Social Media 01:54:13 The Jury System at Risk 01:56:21 Advice to My Younger Self 01:58:04 A Family Mystery Solved _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

Click here for the DRB Daily Sign Up form! TODAY'S SCRIPTURE: Zechariah 4–6; Luke 12 Click HERE to give! One Year Bible Podcast: Join Hunter and Heather Barnes on the Daily Radio Bible, a daily Bible‑in‑a‑year podcast with 20‑minute Scripture readings, Christ‑centered devotion, and guided prayer.This daily Bible reading and devotional invites you to live as a citizen of Jesus' kingdom, reconciled, renewed, and deeply loved. TODAY'S EPISODE Welcome to the Daily Radio Bible. Today is September 29th, and our readings are Zechariah 4–6 and Luke 12. Zechariah continues his strange and beautiful visions. God's people have returned from exile. The temple lies unfinished. The task before Zerubbabel must have seemed enormous. And into that uncertainty comes one of Scripture's great words: "It is not by force nor by strength, but by my Spirit, says the Lord of Heaven's Armies." Not by might. Not by power. But by my Spirit. Then we come to Luke 12, where Jesus warns us about another kind of power. The power of possessions. The illusion of control. The anxiety that tells us we must accumulate enough, protect enough, and plan enough to make ourselves secure. Jesus tells the story of a rich man who has so much that he decides to tear down his barns and build bigger ones. But Jesus reminds us that life cannot be secured in a barn. And then he turns toward his disciples and says: "Don't be afraid, little flock. For it gives your Father great happiness to give you the Kingdom." Maybe that's the word for us today. Not by might. Not by power. Not by bigger barns. Not by controlling everything around us. But by the Spirit. And by trusting the heart of the Father who delights in giving us the kingdom. TODAY'S DEVOTION Not by Might, Not by Power We like big barns. Maybe we don't call them barns anymore. But we like them. We like bank accounts. Retirement accounts. Houses. Careers. Platforms. Reputations. Plans. We like whatever gives us the feeling that we've finally managed to secure our lives. And to be clear, there's nothing wrong with planning. There's nothing wrong with saving. There's nothing wrong with being responsible. But Jesus knows how easily these good things can become something else. They can become the place where we look for life. Jesus tells a story about a man whose land produces an enormous harvest. The man looks at everything he has and says: What am I going to do? I don't have room for all this. And then he comes up with a plan. "I know! I'll tear down my barns and build bigger ones." Bigger barns. More storage. More security. More control. And then he says something revealing. He tells himself that once he has enough stored away, he can finally relax. Now I'll be safe. Now I'll be secure. Now I can live. But Jesus says: That's an illusion. Because your life isn't stored in your barns. Your life isn't stored in your bank account. Your life isn't stored in your reputation. Your life isn't stored in how much control you can exercise over the future. Your life is in God. And that brings me back to Zechariah. Zerubbabel has been given an enormous task. The temple must be rebuilt. The mountain in front of him looks overwhelming. And God's word to him is: "Not by might nor by power, but by my Spirit." I need to hear that. Because I can spend a lot of energy trying to make things happen. Trying to manage outcomes. Trying to get everything lined up just right. Trying to build a big enough barn so that nothing unexpected can hurt me. Maybe you know that feeling too. If I can just get enough money. If I can just get the right job. If I can just get everyone to understand me. If I can just fix this relationship. If I can just get my health under control. If I can just make sure my children are okay. If I can just figure out what's coming next. Then I can breathe. Then I'll be safe. Then I'll have peace. But Jesus doesn't point us toward bigger barns. He points us toward the Father. And then he says something so tender: "Don't be afraid, little flock." I love that. Don't be afraid, little flock. Why? Because you've figured everything out? No. Because you've accumulated enough? No. Because you've protected yourself from every possible loss? No. "Because it gives your Father great happiness to give you the Kingdom." There it is. Gift. The kingdom is gift. Life is gift. Grace is gift. God himself is gift. And the Spirit is at work in us and around us in ways we cannot manufacture or control. Not by might. Not by power. But by my Spirit. Maybe that's the invitation today. Open your hands. Release your grip. Let go of the illusion that everything depends on you. You don't have to build a barn big enough to hold your future. You don't have to possess enough to become secure. You don't have to control everyone and everything around you. You have a Father who delights to give you the kingdom. And maybe the Spirit is whispering to us today: You can breathe. You can trust. You can let go. You are held. Jesus tells us to look at the ravens. Look at the lilies. Look at creation itself. God is present. God is giving. God is sustaining. And you are worth far more to him than birds and flowers. So maybe today we can stop measuring our lives by what we've managed to accumulate, achieve, or control. Maybe we can open our hands. Not by might. Not by power. Not by bigger barns. But by the Spirit. And maybe we'll discover that the life we've been trying so hard to secure has been gift all along. That's the prayer I have for my own soul. That's the prayer I have for my family, for my wife, my daughters, and my son. And that's the prayer I have for you. May we loosen our grip. May we trust the Spirit. May we hear Jesus say again, "Don't be afraid, little flock." And may we discover the joy of receiving the kingdom as gift. May it be so. TODAY'S PRAYERS: Lord God Almighty and everlasting father you have brought us in safety to this new day preserve us with your Mighty power that we might not fall into sin or be overcome by adversity. And in all we do, direct us to the fulfilling of your purpose  through Jesus Christ Our Lord amen.   Oh God you have made of one blood all the peoples of the earth and sent your blessed son to preach peace to those who are far and those who are near. Grant that people everywhere may seek after you, and find you. Bring the nations into your fold, pour out your Spirit on all flesh, and hasten the coming of your kingdom through Jesus Christ our Lord, Amen.   And now Lord,  make me an instrument of your peace.  Where there is hatred let me sow love. Where there is injury, pardon.  Where there is doubt, faith. Where there is despair, hope.  Where there is darkness, light.  And where there is sadness,  Joy.  Oh Lord grant that I might not seek to be consoled as to console. To be understood as to understand, to be loved as to love.  For it is in the giving that we receive, in the pardoning that we are pardoned, it is in the dying that we are born unto eternal life.  Amen And now as our Lord has taught us we are bold to pray... Our Father who art in heaven, hallowed be thy name, thy kingdom come thy will be done on earth as it is in heaven, give us this day our daily bread, and forgive us our tresspasses as we forgive those who trespass against us, and lead us not unto temptation, but deliver us from evil, for thine is the Kingdom and the power and the glory forever. Amen. Loving God, we give you thanks for restoring us in your image. And nourishing us with spiritual food, now send us forth as forgiven people, healed and renewed, that we may proclaim your love to the world, and continue in the risen life of Christ.  Amen.  OUR WEBSITE: www.dailyradiobible.com We are reading through the New Living Translation.   Leave us a voicemail HERE: https://www.speakpipe.com/dailyradiobible Subscribe to us at YouTube: https://www.youtube.com/@Dailyradiobible/featured OTHER PODCASTS: Listen with Apple Podcast DAILY BIBLE FOR KIDS DAILY PSALMS DAILY PROVERBS DAILY LECTIONARY DAILY CHRONOLOGICAL  

I need $350,000 for home repairs. Should I use cash, investments, or debt?Simple question. But Dr. Latifat's answer goes somewhere most financial advisors never take you because the real problem here isn't the $350K. It never is.In this episode, she breaks down how to think through big financial decisions like this one, so you stop solving the wrong problem and start making moves that actually move the needle.In this episode:Why freedom is the first goal for every woman physicianThe truth about $350K, why the number alone means nothing without contextWhy your primary home is not an asset in the traditional sense Your spending doesn't lieWhy traditional financial education fails women physicians on decisions like this one "Freedom is one of the tools that makes you a good doctor. If you don't have options, it is harder to be a good doctor."Want to make money decisions that are actually aligned with your life and your context? That's exactly what we do inside the Wealth Village and 6 to 7. → moneyfitmd.comIf you're tired of feeling like medicine is something you have to keep doing instead of something you get to choose, this workshop is for you.Join us to learn how busy women physicians are creating financial freedom, building real options, and designing lives they do not need to escape from without waiting for traditional retirement.

Retirement at 3 Different Savings LevelsTerry is 62. Pat is 65. They want to retire today.But inspired by Apple TV's Dark Matter, we're putting Terry and Pat into three different retirement universes.

Hour 4 -- D-Pop and J.D. discuss Mike Krukow's final game with the Giants and everyone that came out to support the legendary broadcast. Later they catch up with Susan Slusser of the Chronicle to talk all about it. See omnystudio.com/listener for privacy information.

Ted Ramey is joined by NBCSN Anchor, Kylen Mills, to break down the rough Giants season finally coming to a close on Sunday following the beautiful retirement tribute of beloved pitcher & color analyst, Mike Krukow. See omnystudio.com/listener for privacy information.

The Fat One returns with a recap of his day that included a quiet evening in the Villa and some things on the tv machine, an updated Brufcuss burger, a post card and the start of decorating the Villa for Gay Chrima. Happy National Coffree Day.

Higher yields are great for savers but takes money away from the stock market, Certified Financial Advisor Chad Burton discusses financial planning, Join Rob Thursday October 15th at 6:30pm for the Retirement and Wealth Strategies for Your Future seminar at the Crowne Plaza Foster City with Chad Burton CFP Regional Director and Ryan Ignacio CFA CFP Senior Vice President of EP Wealth Advisors

 summary In this episode, the hosts reflect on personal experiences, including a touching story about a customer facing a serious illness and the retirement of a long-time colleague. They discuss workplace challenges, including a humorous incident involving taking the wrong truck and the growing presence of Amazon in their delivery area. The conversation shifts to the implications of AI dispatch in their work environment and the absurdity of sales leads being submitted without proper customer interaction. The episode concludes with the introduction of a new segment called 'The Unresolved,' focusing on mysteries surrounding UPS and Teamsters. The mystery on this episode is called "The Missing Winners". We deep dive into who the employees are that won the Take Charge & Take Off award. www.patreon.com/aitdpod https://discord.gg/hm8WMUKVF8  takeaways Shoutouts to Patreon subscribers are important for community support. Personal stories can evoke strong emotions and reflections. Retirement can bring a mix of sadness and celebration. Mental check-outs can affect job performance. Taking the wrong truck can lead to humorous situations. Amazon's presence is increasing in the delivery industry. AI dispatch is seen as a crutch for management. Sales leads can be submitted without proper customer engagement. The absurdity of corporate communication can lead to confusion. New segments can engage listeners and create excitement.  Chapters 00:00 Introduction and Patreon Shoutout 03:02 Personal Reflections and Customer Stories 06:13 Retirement and Sentimentality in the Workplace 08:57 Workplace Challenges and Mental Check-Outs 12:06 The Wrong Truck Incident 14:54 Amazon's Growing Presence 17:48 AI Dispatch and Its Implications 22:09 Sales Leads and Corporate Communication 28:05 The Unresolved Segment Introduction Shoutout to our TOP RATE LEGENDS, Tony, Starla & S_nner THE OPINIONS EXPRESSED OR VIEWS EXPRESSED ON THIS PODCAST ARE THOSE OF THE HOSTS AND GUESTS AND DO NOT NECESSARILY REFLECT ANY DELIVERY COMPANY  

Brian shares the emotional moment of pitcher Justin Verlander's final game with the Detroit Tigers, when his daughter ran onto the field as he was pulled from the mound, reflecting on how a parent's priorities shift from personal ambition to family. He digs into a Gospel Coalition piece on "looks maxing," a toxic online trend among young men pursuing extreme body-altering beauty standards, calling the church to fill the discipleship gap with authentic mentorship. Brian discusses Tim Challies's explanation for why his church avoids singing songs associated with Bethel, Hillsong, and Elevation over theological and financial concerns tied to those ministries. He shares a fascinating trend piece on "sleep tourism" — people paying thousands for luxury hotel sleep retreats — arguing it's essentially commercialized Sabbath rest that Scripture offers for free, and a striking sociological finding that married couples who regularly attend church are the only demographic that has avoided the broader cultural "sex recession." He closes reflecting on Romans 8:28 and Ephesians 3:20, encouraging listeners to trust God's ability to work good even through present suffering.See omnystudio.com/listener for privacy information.

Can you actually be too good at saving for retirement? After decades of building wealth, some retirees find that spending it is harder than saving it. This week, the “Henssler Money Talks” explore how a long-term financial plan can help determine when you have room to spend, give and enjoy more of what you've accumulated—and give yourself permission to do it.Original Air Date: September 26, 2026Read the Article: https://www.henssler.com/from-a-lifetime-of-saving-to-a-retirement-of-spending 

Some financial strategies aren't bad, they're just wildly oversold to people they were never built for. Joe and OG walk through five genuinely legitimate, sometimes powerful tools, cash value life insurance, municipal bonds, qualified longevity annuity contracts, net unrealized appreciation, and complex charitable trusts, and draw a clear line between the tiny slice of people these actually help and the much larger crowd who gets pitched them anyway. If you've ever had someone offer you a "special" financial strategy and wondered whether it was genius or a sales tactic, this episode gives you the framework to tell the difference.What You'll Walk Away WithWhy cash value life insurance almost never makes sense as a savings vehicle, and the very narrow situations where it actually doesThe real math behind municipal bonds, and why the "tax-free" appeal often costs more in lost growth than it saves in taxesA clear-eyed look at qualified longevity annuity contracts, and why giving up control of your money rarely makes sense at any wealth levelThe single tax strategy on this list that can genuinely save six figures over a lifetime: net unrealized appreciation on employer stockWhy "borrowing against your assets instead of selling them" can be brilliant or disastrous depending entirely on how the economy movesA blunt reality check on 72(t) distributions for early retirees, and why the five-year commitment trips more people up than the strategy itselfWhy "there's no free lunch" is the single question to ask about any complex financial product before you commit to itWhy This Matters NowThe financial industry has an incentive to make simple problems feel complicated, because complicated problems require expensive solutions. Most people's actual financial life doesn't need any of these five strategies, and that's not a failure, it's just math. But knowing what these tools are, who they're actually built for, and what they cost when misapplied means you can spot the difference between a legitimately smart move and a sales pitch dressed up as sophistication, whether or not you'll ever personally need any of them.From the BasementA Good Neighbor Day detour into Ted Williams's legendary 1941 season, when he refused to sit out the final day to protect a rounded-up .400 batting average, becomes a genuinely moving story about doing things the honest way even when nobody would've noticed otherwise.Resources MentionedStacking Benjamins Field Kit — the all-in-one budgeting and net worth tracking toolStacking Benjamins Coaching Program — Joe and OG's new cohort program for financial coachesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ready to retire early? Start here ⬇️→ https://learn.rootfinancial.com/64e423The tax difference between retiring in California and retiring in a state with no income tax can add up to a significant amount over a long retirement. For some people, that gap is large enough to change when they can stop working. For others, it is real money that still does not outweigh what they would be giving up.In this video, Ari walks through five tax-friendly states worth knowing about, alongside the research that complicates the straightforward case for moving. A study he references found that more than half of retirees who relocate primarily for financial reasons end up moving back to their original state within five years. The three most common reasons: costs they did not anticipate, difficulty rebuilding community and social connection, and a gap between what they imagined life would look like and what it actually felt like.The five states he covers are Florida, Tennessee, Wyoming, Nevada, and South Dakota, each with no state income tax and meaningfully lower tax burdens overall. He also points out a few surprises: Pennsylvania does not tax retirement account distributions at all, which often goes unmentioned, while North Carolina does tax them, which catches people off guard. Florida, despite having no income tax, carries higher homeowner's insurance and property taxes than most people factor in when comparing states on paper.There is also the less obvious cost of moving away from family. Travel back and forth, however often that ends up being, is a real line item that most retirement relocation analyses do not include.Ari's position throughout is the same one he brought to the Florida versus New York comparison: start with where you actually want to live. The tax savings are worth understanding clearly, but they should inform the decision rather than make it.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.