Podcasts about Retirement

Point where a person ceases employment permanently

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    Best podcasts about Retirement

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    Latest podcast episodes about Retirement

    Marketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World
    1330: Encoraco: From Career Pro to Purpose-Driven Retiree with Retirement Transition Expert Elizabeth Zelinka Parsons

    Marketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World

    Play Episode Listen Later Jun 1, 2025 24:39


    For a lot of people, retirement isn't the relaxing reward it's made out to be—it feels more like losing a piece of themselves. After spending years tied to routines, responsibilities, and roles that defined them, stepping away can feel disorienting. The quiet that once sounded like freedom can become uncomfortable fast. It's not just about having free time—it's about figuring out who you are when the title, the office, and the calendar are gone. That shift can shake you more than anyone expects. Elizabeth Zelinka Parsons helps high achievers rethink retirement as a launchpad, not a finish line. With her book Encore, she guides professionals through the emotional and identity shifts that come with stepping away from traditional careers. Today, she shares how purpose, structure, and personal growth are just as vital as savings when planning for life after work. Drawing from her own early retirement at 35, she emphasizes designing a future rooted in meaning, not just money. Elizabeth believes that retirement should feel like a new beginning, not an end. Stay tuned! Resources: A winning approach to Retirement and Succession Planning — for Professional Services Firms. Follow Elizabeth Zelinka Parsons on Facebook Connect with Elizabeth Zelinka Parsons on LinkedIn

    Retire With Purpose: The Retirement Podcast
    502: Freedom After 50: The Hidden Cost of Delayed Gratification in Retirement

    Retire With Purpose: The Retirement Podcast

    Play Episode Listen Later May 30, 2025 28:04


    You're encouraged to save, delay gratification, and be disciplined with your spending—but what happens when that mindset becomes a roadblock in retirement?   In this episode, we discuss:  The psychology of postponement How to unwind a lifetime of discipline The “Joy Budget” concept Tools to reframe spending Today's article is from The Wall Street Journal titled, The Downside of Delayed Gratification. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade is joined by Les McDaniel to discuss how to shift from saving mode to truly living in your retirement years. Show Notes: RetireWithPurpose.com/502

    Rob Black and Your Money - Radio
    Generational Wealth

    Rob Black and Your Money - Radio

    Play Episode Listen Later May 30, 2025 40:39


    Paying for College, Women and Investing, More on the Retirement and Wealth Management seminar at the Crowne Plaze in Foster City on Saturday June 21st at 10am with CFP Chad Burton and CFP Ryan Ignacio of EP Wealth Advisors

    The Tom Dupree Show
    Overcoming Investment Complacency: How to Build a Retirement Portfolio That Works in Uncertain Markets

    The Tom Dupree Show

    Play Episode Listen Later May 30, 2025


    Overcoming Investment Complacency: How to Build a Retirement Portfolio That Works in Uncertain Markets Introduction Two months after the market's April 2025 bottom, investor complacency is already setting in. On […] The post Overcoming Investment Complacency: How to Build a Retirement Portfolio That Works in Uncertain Markets appeared first on Dupree Financial.

    Early Retirement
    Ready to Retire? Here's How to Tell Your Company │ Root Talks

    Early Retirement

    Play Episode Listen Later May 29, 2025 24:32 Transcription Available


    In this episode, Ari and James explore the emotional and practical sides of retiring—specifically, how to have the conversation that officially ends your career.Whether you're months away or years out, this discussion tackles the fear, hesitation, and freedom that come with telling your boss you're done. You'll hear real stories from Root Collective members who've taken the leap, insights on counteroffers, and a powerful reframe: every “yes” to more work is a “no” to your time, your family, your dreams.Hear more stories from the Root Community here:  https://www.skool.com/rootcollective/what-was-your-experience-when-you-told-your-employer-you-were-retiring - Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

    The Lifestyle Investor - investing, passive income, wealth
    240: How I Created Financial Freedom on My Terms (Problems to Profit Podcast)

    The Lifestyle Investor - investing, passive income, wealth

    Play Episode Listen Later May 29, 2025 57:08


    I used to believe the key to success was working harder than everyone else.And for a while, that served me. But over time, I started asking different questions—like what would it look like to build a life where work didn't come at the expense of family, faith, or freedom?This episode is a little different, as I'm the one being interviewed. Preston Brown, host of the Problems to Profit Podcast, pulls out the biggest lessons I've learned, from selling newspaper subscriptions in middle school to investing in private deals that create passive income and real-time freedom today.We get into why I prioritize passive income over net worth, and how relationships and masterminds have opened the door to some of my biggest opportunities.In this episode, you'll learn: 1.) How one passive income deal replaced my wife's income—and how that one move kickstarted our journey to financial freedom.2.) My personal framework for allocating surplus income into deals that create long-term freedom.3.) Why I created The Lifestyle Investor Mastermind—an exclusive community giving members access to the same deals and strategies used by the ultra-wealthy.Show Notes: LifestyleInvestor.com/240Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Rob Black and Your Money - Radio
    Why Nvidia Strong Earnings Matter To You

    Rob Black and Your Money - Radio

    Play Episode Listen Later May 29, 2025 31:38


    Markets Rise After Trump Tariff Ruling and Nvidia Earnings, Nvidia shares rallied technology stocks around the world since AI is still a hot trade, More on the Retirement and Wealth Management seminar at the Crowne Plaze in Foster City on Saturday June 21st at 10am with CFP Chad Burton and CFP Ryan Ignacio of EP Wealth Advisors

    MoneyWise on Oneplace.com
    Are You Loving Your Kids Into Debt? with Dr. Art Rainer

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 29, 2025 24:57


    We all want the best for our kids, but knowing what's truly best isn't always easy.You've probably heard it—or said it yourself: “I just want my kids to have what I didn't.” It sounds noble, but it can sometimes lead to financial trouble. Today, we'll talk with Dr. Art Rainer about how that mindset can push parents into debt.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.6 Things That Can Lead Loving Parents Into DebtRaising kids is one of the most joyful and rewarding callings in life, but it can also be financially challenging. As parents, we want to give our children the best: opportunities, experiences, and resources that help them flourish. But sometimes, even with the best intentions, we can fall into financial traps that lead to debt.Here are six common ways loving parents may unintentionally sabotage their finances—and how to avoid them.1. Trying to Keep Up with the JonesesIt's a familiar struggle: your neighbor buys designer clothes for their kids or sends them to an elite private school, and suddenly you feel the need to do the same. But appearances can be deceiving—many people fund their lifestyle with debt. Chasing someone else's standard is a never-ending race, and the finish line keeps moving. Be cautious of modeling your spending after others who may not be living within their means.2. Falling into the Social Media Comparison TrapSocial media only shows the highlight reel. Perfect family vacations, overachieving kids, and pristine homes can tempt you to measure your life against a filtered illusion. These comparisons can spark discontentment and drive unnecessary purchases just to keep up appearances or ease the guilt of not "measuring up." Be mindful of how much your scrolling influences your spending.3. Believing Your Kids Need to Have It AllFrom travel teams to private lessons and elite camps, extracurricular activities have become a costly arms race. While these opportunities can be beneficial, they shouldn't come at the expense of your financial health. Don't believe the lie that your child will fall behind if they don't do everything. It's okay to say no, for the sake of your budget and your family's peace.4. Prioritizing Career Success Over Character DevelopmentThere's nothing wrong with wanting your children to succeed in school and in life, but academic or career accomplishments should never come at the cost of neglecting their hearts. Investing in your child's character, through time, guidance, and godly instruction, often requires less money but more intentional effort. And in the end, it matters far more.5. Overcompensating for What You Didn't HaveIf you lacked certain things growing up, it's natural to want your kids to have more. Whether it was a nicer bike, newer clothes, or a first car, those memories can shape how you respond as a parent. But giving in to every request—even on credit—can backfire. Love doesn't always mean saying “yes.” Sometimes it means exercising the wisdom to say “not right now.”6. Forgetting the Value of Doing WithoutNot getting what you wanted as a kid may have helped you grow. Maybe you learned creativity, resilience, or the value of work through those experiences. Don't rob your children of the same opportunity. Saying no might actually prepare them better for life than always saying yes.Loving your children doesn't mean giving them everything. It means stewarding your finances in a way that honors God and serves your family's long-term well-being. Avoiding debt is one of the best gifts you can give your children—it provides stability, models wisdom, and frees your family to give generously.On Today's Program, Rob Answers Listener Questions:I called about our whole life insurance policy. We've paid for 10 years and only have 19,000 saved with a 150,000 death benefit. My husband provides most of our income.What is the best first credit card for my college-aged daughter?Can I work and collect my full Social Security, or is there a wage cap that I need to worry about? I am 66 years old.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Money SolutionsThe Institute for Christian Financial Health6 Things That Can Lead Loving Parents Into Debt by Dr. Art Rainer (FaithFi.com Article)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Plan Your Federal Retirement Podcast
    Warning to Federal Employees: Don't Fall for These Retirement Scams

    Plan Your Federal Retirement Podcast

    Play Episode Listen Later May 29, 2025 11:02 Transcription Available


    The more confident you are that you won't be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn't just for the vulnerable population anymore. It's happening with higher intensity levels than we have ever seen before. While there is never a “foolproof” method of avoiding being victimized, there are a few steps that you can take to safeguard yourself and your loved ones.  https://zurl.co/Ygobg

    Marketing Tips for Doctors
    Financial Strategies for Doctors

    Marketing Tips for Doctors

    Play Episode Listen Later May 29, 2025 18:14


    In this episode, Dr. Hales and Allen Freeman discuss: Financial planning for physicians Tax Strategies for high earners Retirement income and wealth preservation Key Takeaways: "Have a good, strong tax strategy plan, regardless of your career level as a physician. Because it's not about how much you make—it's about how much you keep." – Allen

    WAMU: Local News
    U.S. Capitol Police Chief Tom Manger discusses retirement and protecting the Capitol

    WAMU: Local News

    Play Episode Listen Later May 29, 2025 3:58


    U.S. Capitol Police Chief Tom Manger on why he came out of retirement in 2019 to lead the U.S. Capitol police, how the agency is far better prepared than in 2021, and in what ways policing has evolved over the last five decades.

    Your Retirement Planning Simplified
    EP # 143 - Test-Drive Retirement: Mini Retirements, Intentional Living, and Finding Joy with Jillian Johnsrud

    Your Retirement Planning Simplified

    Play Episode Listen Later May 29, 2025 27:59


    What if you could test-drive retirement before diving in? In this episode of Retirement Planning Simplified, Joe sits down with Jillian Johnsrud, financial independence expert and author of Retire Often, to explore how mini retirements can help you design a meaningful, purpose-driven life before and during retirement. From saving aggressively in her 20s to taking over a dozen mini-retirements by age 42, Jillian shares her journey and practical tools to help you: ✅ Live intentionally ✅ Manage time in retirement ✅ Balance financial security with everyday joy Whether you're approaching retirement or coaching the next generation, this episode is packed with insights on building a life aligned with your values. Check out the show notes for EP 143 HERE

    Jill on Money with Jill Schlesinger
    Retirement Soon, Are We Ready?

    Jill on Money with Jill Schlesinger

    Play Episode Listen Later May 28, 2025 16:34


    I'm 51 and preparing for retirement at the end of 2026 with a large pension on the horizon. Is there anything I'm not factoring into my decision making process? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠Jill on Money Newsletter⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Modern Family Matters
    How to Begin Preparing for Financial Transition When Approaching Divorce

    Modern Family Matters

    Play Episode Listen Later May 28, 2025 30:28


    Send us a textJoin us as we sit down with Financial Advisor, Author, and Owner of Modern Wealth, Jennifer Lee, to discuss how you can begin preparing for financial transition if you're contemplating divorce.As a leading divorce firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.To learn more about Jennifer Lee and how she can help you, you can visit her website at: https://modern-wealth.com/ or https://squeezethejuicebook.com/If you would like to hop on a call with Jennifer to discuss any unanswered questions, you can do so via her calendly link: https://calendly.com/jennifermodernwealthDisclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

    The Retirement and IRA Show
    Flexible Retirement Spending: EDU #2522

    The Retirement and IRA Show

    Play Episode Listen Later May 28, 2025 72:34


    Chris's Summary:Jim, Jake, and I use this Dialogue EDU episode to explore how we approach flexible retirement spending. We respond to listener emails about DIY simplicity, budgeting for irregular expenses, and how we assign assets to spending needs. The conversation highlights why we prioritize adaptability over rigid withdrawal rules. Jim's “Pithy” Summary:Chris, Jake, and I […] The post Flexible Retirement Spending: EDU #2522 appeared first on The Retirement and IRA Show.

    Small Business Tax Savings Podcast | JETRO
    Want Tax-Free Income in Retirement? Start with a Roth Conversion

    Small Business Tax Savings Podcast | JETRO

    Play Episode Listen Later May 28, 2025 19:13


    Send us a textYou've heard of Roth IRAs, but no one talks about when and how to convert.In this episode, Mike breaks down exactly how a Roth conversion works, when it makes sense, and how to use it to build tax-free income in retirement.He also unpacks the key differences between Traditional and Roth accounts, plus real-life stories of business owners who used this strategy to grow wealth the IRS can't touch.

    Big Fatty Online
    BFO4518 – Witch Gertrude

    Big Fatty Online

    Play Episode Listen Later May 28, 2025 20:01


    After some “Good Morning BF” greetings, the Fat One natters about Summer Travel, a new grill (which included a coupon), a dream and a trip down Memory Lane. Happy National Brisket Day. Thanks to turnipHed for the new artwork.

    Rob Black and Your Money - Radio
    Stocks Take A Breather After Big Rally

    Rob Black and Your Money - Radio

    Play Episode Listen Later May 28, 2025 35:57


    Patrick O'Hare from Briefing.com provides an update on the uncertain market condition, The rebound in recent weeks among Big Tech stocks hinges on Nvidia more than any other Magnificent Seven member, More on the Retirement and Wealth Management seminar at the Crowne Plaze in Foster City on Saturday June 21st at 10am with CFP Chad Burton and CFP Ryan Ignacio of EP Wealth Advisor

    MoneyWise on Oneplace.com
    Finding the Right Financial Advisor with Sharon Epps

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 28, 2025 24:57


    "Plans fail for lack of counsel, but with many advisers they succeed." — Proverbs 15:22When it comes to managing money wisely, many of us could use some help, but how do you know you've found the right financial advisor? Today, we'll explore a few key questions you should ask when hiring someone to help you with your financial decisions. Sharon Epps is here to help us navigate that process.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.How to Find a Financial Advisor Who Aligns With Your FaithFinding a financial advisor can be overwhelming, but it doesn't have to be. With the right questions and a clear framework, you can confidently choose someone who aligns with your values, demonstrates technical competence, and offers a transparent process. Here are three things to consider when hiring a financial advisor who shares your faith and values.  1. Values Alignment: Do They Share Your Worldview?The most important starting point is finding an advisor whose faith informs their advice. There's a big difference between an advisor who is a Christian and one who actively discusses financial decision-making through a biblical lens.Key Questions to Ask:What role does faith play in your financial advice?How do you define financial success?You're listening for more than a respectful nod toward your faith. You want to know if they see money as a tool for stewardship, generosity, and Kingdom impact, not just a means of personal gain.2. Competency: Are They Qualified to Serve You?Once values are aligned, it is essential to ensure the advisor has the technical skills and experience necessary to guide your financial decisions.Look for:Industry certifications (like CFP®, CPA, CKA®, etc.)Experience working with clients in your stage of lifeKey Question to Ask:Can you tell me about clients you've served who are in a similar situation to mine?Good advisors won't name names, but they should be able to share stories of impact that demonstrate how they've helped people like you.3. Process & Compensation: Are They Transparent and Clear?A trustworthy advisor will be open about how they make money and how they work with clients.Key Questions to Ask:Can you explain how you're compensated—fees, commissions, or both—for someone like me?What is your process for creating a financial plan?They should be able to explain their step-by-step approach, timeline, and what you'll need to provide—all in clear, understandable terms. You want someone with “the heart of a teacher.”Ready to Find an Advisor?If you're beginning your search—or even considering reevaluating your current advisor—you can start at FaithFi.com. Click on “Find a Professional” to locate a Certified Kingdom Advisor® (CKA®) near you. These advisors have been vetted for:Biblical worldviewIntegrityTechnical excellenceYou'll also find a free downloadable PDF with suggested interview questions to help guide your search. You can rehire your advisor every year, and it's wise stewardship to evaluate that relationship regularly.When advisors undergo CKA® training, they begin to carry the weight of stewardship—not only for their own resources but also for how they guide clients to make decisions with eternal impact. That's the kind of advisor worth seeking out.On Today's Program, Rob Answers Listener Questions:My wife and I want to set up a will. We have a son we support and want to make sure he gets everything. I talked to a lawyer who said trusts aren't necessary anymore and are expensive. I have about $300,000 in home equity, and I'm wondering about taxes and how he might handle the property.My dad recently passed away. My mom has been drawing on his Social Security because she didn't have enough credits from working. What percentage of my Dad's Social Security benefits will she receive as a survivor? What benefits will she get since he was a veteran with VA disability?Am I supposed to pay tithes on the income of my Social Security now that I'm retired?Now that my wife is retired and I'm almost retired, is maintaining a good credit score still important?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov) | U.S. Department of Veterans Affairs (VA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Wealth Planning for the Modern Physician
    ESOPs for Doctors: A Tax-Advantaged Exit Strategy for Medical Practices with Special Guest, Bob Goettling

    Wealth Planning for the Modern Physician

    Play Episode Listen Later May 28, 2025 41:20


    In this episode, host David Mandell welcomes Bob Goettling, a seasoned investment banker and legal expert with over 30 years of experience in healthcare transactions, to discuss the emerging relevance of ESOPs (Employee Stock Ownership Plans) for physician practices. Goettling shares his professional journey, from early M&A work to helping physician groups explore monetization options, including ESOPs as a potentially powerful but underutilized tool.  Bob breaks down the core structure and history of ESOPs, describing them as trust-based leveraged buyouts that allow physicians and employees to own their practice while benefiting from significant tax advantages. He explains how the Bloom Organization itself became an ESOP nearly a decade ago, and how his team has since developed a tailored hybrid ESOP model for medical practices, especially as interest in private equity has cooled due to rising interest rates and negative post-deal experiences. While ESOPs offer clear advantages—like retaining control and optimizing tax outcomes—they also come with complexity. Goettling stresses the importance of choosing the right advisors and ensuring a strong internal management structure. Not every practice is a good fit; size, structure, and strategic alignment are critical factors. The episode offers high-level insight into how ESOPs work, who they benefit, and what red flags to watch for in considering this alternative to traditional M&A routes. KEY INSIGHTS ESOP stands for Employee Stock Ownership Plan and enables employees to become beneficial owners through a trust structure. Originally introduced in the 1950s, ESOPs gained traction in the 1970s due to government incentives. Goettling and his team at Bloom implemented an ESOP for their own firm nearly 10 years ago and now advise physician groups on doing the same. Tax benefits are significant: ESOP sellers can defer or eliminate capital gains, and the entity itself becomes tax-exempt. ESOPs allow physicians to monetize their practice without surrendering control, unlike private equity deals. The model is ideal for larger practices (15–20+ physicians) with existing governance (boards, CEOs, CFOs). Complexity is a key barrier—ESOPs involve oversight from both the IRS and Department of Labor. Hybrid ESOP models can account for partners, junior doctors, staff, and even future hires. Mistakes often stem from poor advisory choices; experience with ESOPs is essential to avoid pitfalls. ESOPs can be a game-changer for practices looking to stay independent while scaling strategically. Learn more, including additional show notes, links, and detailed key takeaways, by visiting physicianswealthpodcast.com. Click here to get your FREE copy of our latest book, Wealth Strategies for Today's Physician!

    Retirement Revealed
    Are You Headed for Retirement Heaven or Hell?

    Retirement Revealed

    Play Episode Listen Later May 28, 2025 33:45


    Retirement author Mike Drak shares his story of emerging from the hardships of retirement to finding his own satisfaction.

    Through The Pines
    Ep. 76 Preparing for Estate Settlement

    Through The Pines

    Play Episode Listen Later May 28, 2025 50:44


    What you need to know about Estate Settlement including…   What is an Estate Settlement What generally needs to happen What happens with your home How personal assets are handled Bank Account transfers IRA Beneficiaries Life Insurance implications Annuity challenges Why you need a Trust   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens making AI photos of himself in public & having a great laugh about it, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

    E-14 Podcast “The Sailor’s Voice”
    Heath's Retirement Rant XV - Pro Wrestling Talk with Pro Wrestling Podcaster Justin Woolwine

    E-14 Podcast “The Sailor’s Voice”

    Play Episode Listen Later May 28, 2025 61:05


    Heath sits down with Justin Woolwine, Host of I Love Wrestling Podcast. We discuss current WWE storylines, some of our favorite Pro Wrestlers, and Justin's podcast. We also dive into Justin's personal struggles and how these struggles motivated him to begin his journey with Jesus Christ. Socials Below:IG: ilwpod2024TikTok: ilwpod2024X: iwlprowrestlingSpotify: I Love Wrestling PodcastYouTube: I Love Wrestling Podcast

    Strength In Knowledge
    Playing Golf After Hip Surgery

    Strength In Knowledge

    Play Episode Listen Later May 28, 2025 14:15


    In this episode of Strength in Knowledge, we break down the findings from the systematic review "Return to Golf After Hip Arthroscopy" by Jake X. Checketts and colleagues. We explore how hip arthroscopy affects golfers, what the current literature reveals about recovery timelines, return-to-play rates, and key factors that influence a successful return to the game.Whether you're a clinician, athlete, or golf enthusiast curious about the intersection of orthopedic surgery and sports performance, this episode brings clarity to a topic that's increasingly relevant.

    Indiana Association of School Principals (IASP) Podcast
    IASP Leadership Podcast Season 6: Episode 218

    Indiana Association of School Principals (IASP) Podcast

    Play Episode Listen Later May 28, 2025 32:48


    Join us for this episode of the IASP Leadership podcast.  A weekly podcast production containing short, sweet, nuggets of Wednesday wisdom for our leadership growth.  On today's episode, we have none other than Mr. Steve Baker, Principal at Bluffton High School and our very own Liaison to the DOE with us to share some highlights from this year as part of our BEST of series.  This series is a highlight reel of all things good in education, and today, we would like to honor one of the very best, Mr. Steve Baker as we wish him well in his retirement!  

    Growing Your Wealth with Brian Evans
    Retirement Rules Often Taken Out Of Context

    Growing Your Wealth with Brian Evans

    Play Episode Listen Later May 28, 2025 55:57


    In this episode Brian and Jeff discuss retirement rules often taken out of context, and what retirees need to know about private markets. 

    Growing Your Wealth with Brian Evans
    KIRO Personal Finance Update - The Best Investment You Can Make

    Growing Your Wealth with Brian Evans

    Play Episode Listen Later May 28, 2025 4:31


    In this update Brian and KIRO's Charlie Harger discuss the best investment you can make - in yourself. 

    One Minute Retirement Tip with Ashley
    The American Dream: Retirement = $1,599,995

    One Minute Retirement Tip with Ashley

    Play Episode Listen Later May 28, 2025 5:02


    This week on the Retirement Quick Tips Podcast, I'm talking about the American Dream. According to a 2024 report from Investopedia, the American dream now costs $4.4 million.  Today, we're discussing what the American costs when it comes to your retirement

    Your Financial EKG™ with Drew Blackston
    This $400K Roth Strategy at 55 Might Change Your Retirement

    Your Financial EKG™ with Drew Blackston

    Play Episode Listen Later May 28, 2025 17:45


    This $400K Roth Strategy at 55 Might Change Your Retirement**Schedule your free virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book: Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist **If you're 55 years old with around $400,000 saved for retirement, a Roth IRA conversion could be a game-changer for your retirement future. In this retirement video, we break down a smart, tax-efficient Roth conversion retirement strategy specifically designed for pre-retirees in their mid-50s. Learn how to potentially reduce your future retirement tax burden, increase tax-free retirement income in retirement, and avoid costly retirement mistakes.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

    Jill on Money with Jill Schlesinger
    57 and Considering Retirement

    Jill on Money with Jill Schlesinger

    Play Episode Listen Later May 27, 2025 22:53


    I am currently 57 years old and considering retirement in the next one to three years. Is this doable? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠Jill on Money Newsletter⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Ready For Retirement
    How Much Can We Expect to Spend in Retirement with a $4M Portfolio?

    Ready For Retirement

    Play Episode Listen Later May 27, 2025 18:11 Transcription Available


    In this episode, we walk through a retirement planning scenario involving a couple in their early 60s with a $4 million investment portfolio. Their financial plan reveals something surprising: they may not need to wait until 65 to retire. Instead, thoughtful planning opens the door to retiring earlier—without compromising the lifestyle they value.What we cover:• A breakdown of how a $4 million portfolio can support early retirement• Income sources, spending needs, and sustainable withdrawal strategies• The impact of delaying Social Security to age 70 on long-term portfolio health• How adjusting travel or discretionary expenses affects financial longevity• Why the right financial plan is less about hitting a number—and more about designing a lifeWhether you're working toward financial independence or already approaching retirement, this episode offers insight into how personalized planning can unlock real flexibility—regardless of your portfolio size.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

    Your Money, Your Wealth
    Tariffs Killed My Portfolio. Should I Claim Social Security Early? - 531

    Your Money, Your Wealth

    Play Episode Listen Later May 27, 2025 26:27


    Tariffs killed Carl's investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Your Wealth® podcast number 531. Kelly and Steve in Pennsylvania ask for a three-fer spitball - when to claim their Social Security, whether they should contribute to Roth or convert to Roth for that lifetime tax-free growth on their investments, and if they're on track for Kelly to retire in three years. Free financial resources & episode transcript: https://bit.ly/ymyw-531 CALCULATE your free Financial Blueprint WATCH The Retirement Course: Can You Hit a Hole in One? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:21 - Tariffs Killed My Portfolio. Should I Claim Social Security Early? (Carl) 10:14 - Watch The Retirement Course: Can You Hit a Hole in One? on YMYW TV, Calculate your free Financial Blueprint 11:13 - When Should We Claim Social Security? Roth Contributions or Conversions? Are We On Track for Retirement? (Kelly & Steve) 25:00 - Download the Key Financial Data Guide, YMYW Podcast Outro

    Queer Money
    How Grindr, Gucci & Guilt Are Ruining Your Retirement | Queer Money Ep. 591

    Queer Money

    Play Episode Listen Later May 27, 2025 12:54 Transcription Available


    Today's tea? The three saboteurs keeping gay men broke. We're getting real about what's actually draining your retirement savings—and no, it's not just brunch and bad decisions (though we'll get there). First up: hookup culture. Apps like Grindr have us chasing dopamine hits instead of dividends, making it harder to think long-term when instant gratification is just a swipe away.Next, let's talk designer drama. From the outside, it's giving “fabulous,” but inside the bank account? It's giving “maxed out.” The pressure to flex with luxury brands can lead to spending that's more about validation than value.And finally, we're unpacking the emotional baggage—guilt, shame, and that quiet voice saying we should be further along by now. Spoiler: You're not alone.Let's ditch the shame, ditch the scarcity, and start building the fabulous future we deserve.

    Big Fatty Online
    BFO4517 – Destination X's Secret Service Survivor

    Big Fatty Online

    Play Episode Listen Later May 27, 2025 20:01


    The Fat One returns with a recap of his Memorial Day plus lots of nattering of news on Quiz Programs… plus there's rain talk and spring cleaning at the Villa. Happy National Grape Popsicle Day.

    Rob Black and Your Money - Radio
    Market Rally Fueled By Tariff Delay

    Rob Black and Your Money - Radio

    Play Episode Listen Later May 27, 2025 29:34


    Dow Jones Industrial Average surged 523 points following Trump's announcement to delay a 50 percent EU tariff to July 9 after a request from European Commission President Ursula von der Ley, This comes after markets fell over 2 percent last week due to initial tariff fears, More on the Retirement and Wealth Management seminar at the Crowne Plaze in Foster City on Saturday June 21st at 10am with CFP Chad Burton and CFP Ryan Ignacio of EP Wealth Advisors

    MoneyWise on Oneplace.com
    When Should You Take Social Security? with Eddie Holland

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 27, 2025 24:57


    Whether to buy a house or go to college are major financial decisions, but so is deciding when to take Social Security.It's true—tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Common Recommendation—But Not a One-Size-Fits-AllWhen it comes to retirement, one of the most common questions people ask is: When should I start taking Social Security benefits? It's a vital decision that affects not only your income but also your long-term financial strategy and even your legacy.It's generally recommended to wait until at least full retirement age (66 or 67), but that doesn't mean it's the best choice for everyone. While delaying Social Security allows your benefits to grow up to 8% annually after full retirement age, thanks to what's called a delayed retirement credit, we must remember that each situation is unique.Six Key Factors to ConsiderHere are several factors that should guide your decision:1. Reduction vs. Growth of BenefitsTaking Social Security early reduces benefits. Delaying past full retirement age increases benefits. That tradeoff is foundational to your strategy.2. Cash Flow NeedsIf you retire before full retirement age and need income, you might begin drawing Social Security early to meet immediate needs. Some people may need to pay off debt or cover living expenses.3. Charitable Giving GoalsInterestingly, some retirees choose to take Social Security early in order to increase their generosity. Some people start taking benefits specifically to give more, either during retirement or as part of a legacy plan. 4. Health and LongevityYour health and family history play a significant role. If you don't expect to live well into your 80s or 90s, you might opt to draw earlier. But if you're healthy and expect a longer life, delaying could offer more value over time.5. Legacy and InheritanceYou can't leave your Social Security benefits to heirs, but you can leave your investment portfolio. This means some people opt to draw Social Security sooner in order to preserve their portfolio for giving or inheritance purposes.6. Tax PlanningSocial Security benefits can be taxable depending on your income. Some people delay benefits until a year they anticipate being in a lower tax bracket, strategically minimizing the tax impact.A Bonus Strategy: The “Mulligan”In some cases, there is a lesser-known but potentially powerful option: the withdrawal application.If you start taking Social Security before full retirement age and change your mind within the first 12 months, you can actually ‘undo' it.” You'll need to repay the benefits you received, but the Social Security Administration treats it as if you never started. You then have the option to restart at a later date, potentially at a higher benefit.This strategy can be especially useful during periods of market volatility when withdrawing from your investment portfolio might not be ideal.The Bottom LineThere's no universal right age at which to begin drawing Social Security. It really depends on your personal situation—your income needs, health, tax strategy, and goals for generosity and legacy.Wise financial planning starts with understanding your options and aligning those choices with your values and calling.On Today's Program, Rob Answers Listener Questions:How much is enough? My wife and I have 10 properties, including the one we live in. Because of COVID and a flood, I've been rehabbing them for the last few years. My wife is 71 and still working, and I'm wondering if we should continue fixing them up to maximize profit, or we should just hold them as they are, even if we get less money.I'm near retirement with $2 million saved and a good pension. Should I spend $3,300-$7,600 on a $20,000 term life policy, or is it unnecessary given my financial situation?I have assets but don't work. Can I gift my RMD to my church and not have it counted on my income tax for 2026?I'm taking early retirement from the government, and I'm wondering about what to do with my thrift savings.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Blue TrustWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Plan Your Federal Retirement Podcast
    How Does Sick Leave Impact Your FERS Retirement Date and Pension?

    Plan Your Federal Retirement Podcast

    Play Episode Listen Later May 27, 2025 7:24 Transcription Available


    The Infinite Wealth Podcast
    Is Infinite Banking a Scam? Debunking the Myths & Misconceptions

    The Infinite Wealth Podcast

    Play Episode Listen Later May 27, 2025 30:06


    Cameron and Anthony take a deep dive into the controversy and confusion surrounding infinite banking. They explore the reasons why many people label it a scam, including misunderstandings of whole life insurance, poor policy design, and false comparisons with high-risk investments. The hosts address popular criticisms head-on—such as early cash value, policy commissions, and investment alternatives—offering both personal stories and practical advice. If you've ever hesitated about infinite banking or want to understand the facts beyond the hype, this episode is for you.   Mentioned videos:  5 Questions to Ask Your IBC Agent IBC vs Cash Resources: Join the Infinite Wealth Study Group: https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

    Devotional Anarchy with Isha Vela
    5.9 | Deconstructing and Revisioning Retirement

    Devotional Anarchy with Isha Vela

    Play Episode Listen Later May 27, 2025 38:25


    Retirement is a boomer concept and no longer applies to people who want work filled with meaning and purpose. In this episode I deconstruct the concept of retirement, moving you through 7 areas that are going to help you reenvision what that phase of life means for you. I even show you how to calculate your financial independence number, or the lump sum you need to live comfortably during the years you're not working to generate income. The time to live your best life is NOW. Download my 3-session money magnetism activation, PROSPER, to increase your financial confidence and cash flow:  https://ishavela.com    Apply to book your free financial strategy session: https://vortex-financial.ck.page/71853aa421   Apply to join my team of financial revolutionaries on a mission to empower women with financial education and resources: https://docs.google.com/forms/d/e/1FAIpQLScjU5QXtEnJiBA6kNK46JB4C9M5zJGOHhY2RsZJXwK66gYqjQ/viewform   Access free content on my YouTube channel: https://www.youtube.com/@isha_vela   Follow me on IG:  https://www.instagram.com/isha_vela

    Beyond the Money
    The Role of Family in Financial Decisions

    Beyond the Money

    Play Episode Listen Later May 27, 2025 21:16


    This week on Beyond The Money, Jackie Campbell discusses the importance of being intentional about financial planning, especially in relation to family support and retirement. She explores the emotional aspects of financial decisions, the necessity of open communication between couples regarding finances, and the significance of organizing financial affairs. The conversation also delves into the challenges of planning for retirement income and the risks associated with early retirement. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

    Retiring With Enough
    Investing: Singles vs Home Runs

    Retiring With Enough

    Play Episode Listen Later May 27, 2025 29:07


    Send us a textPicking a big winner while investing is a basic universal desire of virtually every investor. Most investors hope to invest in a Penny Stock that will eventually return millions of dollars in profits. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

    The Dental Download
    268: ALL THINGS FINANCES as a NEW DENTIST: Student loans, home loans, investing, retirement

    The Dental Download

    Play Episode Listen Later May 26, 2025 59:52


    In this episode of the Dental Download Podcast, host Dr. Haley discusses her financial journey as a new graduate dentist, sharing insights on managing finances, merging finances with a partner, and the importance of gratitude in financial decisions. She explores spending habits, lifestyle inflation, and the significance of understanding debt. Haley emphasizes the value of tracking spending, working with a financial planner, and surrounding oneself with positive influences. The episode also covers career decisions, loan repayment strategies, and the financial considerations involved in building a home.Engage with the podcast on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dentaldownloadpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Haley's Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dr.haley.dds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Keywordsdentist finances, new grad dentist, financial planning, merging finances, budgeting, debt management, financial independence, lifestyle inflation, financial advisor, home building

    MoneyWise on Oneplace.com
    Redeeming Our Financial Failures

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 26, 2025 24:57


    In Romans 2:4, Paul writes, “Do you not know that God's kindness is meant to lead you to repentance?” What a powerful reminder that even when we fail, especially when we fail, God's grace invites us back. He doesn't lead with condemnation, but with compassion.That truth has everything to do with our financial lives.Yes, God Cares About MoneyIt's easy to think God isn't concerned with something as “earthly” as money. But Scripture tells a different story. There are over 2,300 verses dealing with money and possessions. Why? Because how we handle money reveals what we value, trust, and believe about God.And just like any other area of our lives, when we fall short financially, whether through poor choices or sinful patterns, we're invited to bring those failures to the Lord in repentance.Grace for Financial FailuresWhen we confess our financial sins, we don't encounter a cold, condemning judge. We meet a loving Father, ready to forgive and restore. No financial mistake is too big for the Cross. Christ paid for every one of them.Take Zacchaeus, for example. The chief tax collector of Jericho was known for financial exploitation. But after one encounter with Jesus in Luke 19, everything changed. His repentance was visible: He gave half his possessions to the poor and repaid those he had wronged four times over. Jesus didn't demand this—grace compelled it. Zacchaeus didn't earn salvation by generosity; his giving revealed a heart transformed by it.We're invited to that same transformation.Financial Sins Worth Repenting OfYou might be wondering, What financial sins should I bring before the Lord? Here are a few worth reflecting on:1. Forgetting God Owns It AllWe are stewards, not owners. Deuteronomy 8:18 reminds us that God gives us the ability to produce wealth. When we forget that, we risk idolizing what we've earned instead of worshiping the One who provides.2. Dishonesty in Financial DealingsCutting corners, misrepresenting the truth, or taking advantage of others damages our witness. As Paul writes in 2 Corinthians 8:21, “We aim at what is honorable not only in the Lord's sight but also in the sight of man.”3. Withholding GenerosityProverbs 11:24 warns that stinginess can actually lead to lack. A lack of generosity can reveal misplaced trust in wealth instead of God.4. Neglecting Diligent WorkWork isn't a punishment—it's a calling. Proverbs 14:23 says, “In all toil there is profit.” Laziness, or lack of engagement with our work, hinders our ability to live out God's purposes.5. Living Beyond Our MeansChronic overspending leads to stress and debt. Proverbs 22:7 says, “The borrower is slave to the lender.” Contentment honors God's provision.6. Coveting Others' WealthEnvy skews our perspective and sows discontentment. Exodus 20:17 calls us to guard our hearts from coveting what others have.Repentance That Leads to RestorationIf any of these hit close to home, remember this: conviction is not the same as condemnation. The goal of repentance is restoration, not shame. God is not asking for perfection—He's asking for surrender.When we confess, He forgives. And in His kindness, He leads us into new patterns of faithfulness marked by integrity, generosity, and wisdom.So wherever you are today—whether gathered with family, enjoying the day off, or reflecting quietly—take a moment to consider how God's kindness might be calling you back in your financial life.Ask Him to search your heart. Repent of anything that's not aligned with His will. And trust that He will meet you with mercy and guide you forward in grace. Because when we place even our financial story in His hands, it becomes a testimony of His faithfulness.And that, friend, is true freedom.On Today's Program, Rob Answers Listener Questions:I want to know how to invest my Roth IRA funds. I have a large account with a private custodian in a checkbook LLC, and right now it's just sitting in a bank account, which is shrinking because of inflation. I just want to keep up with inflation. I'm 70 years old and want to invest $30,000 wisely. After financial challenges, I want to create a safety net for my family and 15 grandkids. I don't know much about investing and need advice on what to do with my money.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Schwab Intelligent Portfolios | BettermentSound Mind Investing (SMI)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    ITM Trading Podcast
    2008 on Steroids: Global Financial Reset, Millions of Retirements at Risk

    ITM Trading Podcast

    Play Episode Listen Later May 26, 2025 25:13


    "What's coming up is gonna destroy millions—tens of millions—of retirees' retirements if they are not careful,” warns Chris Vermeulen, founder and chief investment officer at TheTechnicalTraders.com. In an interview with Daniela Cambone, he lays out a highly bearish outlook for financial markets, forecasting a severe economic downturn that he believes could rival or surpass the 2008 financial crisis. “To me, it looks like a stage four, which is a financial reset—kind of like the tech bubble, the 2008 financial crisis."Vermeulen predicts the S&P 500 could decline by as much as 47–55%, echoing the scale of past collapses. He also sees gold as a critical indicator of systemic risk and growing investor fear. "We're seeing a big movement into gold because you're getting out of the financial system. You're holding physical assets." Watch the full video to learn how you can better protect your portfolio.

    Hey Chaplain
    A Comedian, a Retiree, and a Path Forward: Follow Ups and Business Checks, Hey Chaplain's Fourth Anniversary - Bonus Ep 42

    Hey Chaplain

    Play Episode Listen Later May 26, 2025 37:01


    Text a Message to the ShowThis episode marks our fourth anniversary and I wanted to go back and do follow ups and business checks, checking in on some of our past guests to get updates.  In this episode we get an update from Vinnie Montez, Compassion Alliance, recently retired detective Stuart Littlefield and previously unaired excerpts from recent guests Kelly Enos and Joe Smarro.Links and resources:Vinnie Montez - Ep 092: https://vinniemontez.comJohn Little, Compassion Alliance - Ep 078: https://compassion-alliance.orgGary Jenkins, Gangland Wire - Eps 035, 035.5, 046: https://ganglandwire.comGinger Passarelli, Soup Ladies - Eps 010, 081: https://www.soupladies.orgKelly Enos - Ep 111Stuart Littlefield - Bonus Ep 36Tobi Wolf - Ep 047Joe Smarro - Ep 112: https://solutionpointplus.comMusic is by LesFMHey Chaplain Podcast Bonus Episode 42Tags:Police, Books, Career, Comedy, Corrections, Counseling, Crime, Detectives, Empathy,  Golf, Health, Helicopters, History, Mafia, Marriage, Military, Retirement, Therapy, USO, Boulder, Denver, Kansas City, Arizona, California, Colorado, Kansas, PolandSupport the showThanks for Listening! And, as always, pray for peace in our city.Subscribe/Follow here: Apple Podcasts: https://podcasts.apple.com/us/podcast/hey-chaplain/id1570155168 Spotify: https://open.spotify.com/show/2CGK9A3BmbFEUEnx3fYZOY Email us at: heychaplain44@gmail.comYou can help keep the show ad-free by buying me a virtual coffee!https://www.buymeacoffee.com/heychaplain

    E-14 Podcast “The Sailor’s Voice”
    Heath's Retirement Rant XIV - Ranting With Hermes

    E-14 Podcast “The Sailor’s Voice”

    Play Episode Listen Later May 26, 2025 112:51


    Heath is joined by Hermes Auslander from Scuttlebutt Podcast. They rant about Navy Stuff. Also, Heath is curious what the kind of deployment Khaleesi is actually on. It was great catching up to drop audio gold.

    Sammy And The Punk
    Jon Jones, Dana's Retirement & MMA's Weirdest Moments | WEIGHING IN #575.5

    Sammy And The Punk

    Play Episode Listen Later May 24, 2025 88:55


    Use our link and claim a free LMNT Sample Pack when they make any purchase! The LMNT Sample Pack includes 1 packet of every flavor, no questions asked refunds on all orders – you don't even have to send it back! This offer may be claimed be first-time and returning LMNT customers, ONLY THOUGH OUR LINK! http://drinklmnt.com/WeighingIn Join us on ONLYFANS for FREE! http://OnlyFans.com/WeighingIn Watch WEIGHING IN XTRA here: https://www.youtube.com/c/WEIGHINGINXTRA Listen on iTunes: https://apple.co/37XsRQ9 Listen on Spotify: https://spoti.fi/3jSZSiZ Listen on Google Podcasts: https://bit.ly/3jKXV82 NEW MERCH WEBSITE - https://weighinginmerch.com FOLLOW the team on Twitter and Instagram | @weighingin | @johnmccarthymma | @therealpunk | @podcastdave | @georgeharris48 And Now 00:00 ALTA Fight Night 07:44 Start of Q and A 10:35 Did you help make “The Smashing Machine” 11:09 Does Josh still have his Strikeforce Gloves and Belt? 12:30 What is the rarest MMA memorabilia you own? 15:20 How excited are you for “The Smashing Machine” movie? 20:56 Did Strikeforce Grand Prix have better fighters than the current UFC top 10? 25:33 What is there to get excited about for the current MMA? 33:52 Why isn't there any buzz about Conor or word of his return? 37:41 Do you think the Apex killed the hype of the UFC Event? 39:32 Is it sad we're talking about Jon Jones saving the heavyweight division in 2025? 48:58 I have zero doubts Islam is going to retire after winning the 170lbs title 55:41 Do you think Dana is retiring? 59:52 Have you guys heard anything about Aaron Pico? 1:02:51 Would you consider visiting Dagestan? 1:05:40 Do you have the “itch” to get back in the octagon? 1:07:48 After DDP vs Chimaev, who is next? 1:12:25 From a fighter perspective, is there a ref you don't have to ref your fight? 1:17:29 What are the top 3-5 unexpected moments from a fight you've seen? 1:21:03

    The School of Greatness with Lewis Howes
    How To Take Control Of Your Financial Health To Create Lasting Abundance

    The School of Greatness with Lewis Howes

    Play Episode Listen Later May 23, 2025 77:04


    Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Mastering your money mindset unlocks freedom most people never experience. In this power-packed episode, I speak with three financial titans who reveal the psychology behind wealth creation. Vivian Tu ("Your Rich BFF") breaks down her practical STRIP method for financial health, sharing why asking for raises beats cutting expenses every time. Noah Kagan opens up about his journey from feeling unworthy at AppSumo to creating an $85 million business, explaining why self-worth drives financial decisions. Alex Hormozi delivers the brutal truth that suffering only lasts a moment while achievement memories pay dividends forever. This conversation transforms how you'll approach money, relationships, and success whether you're starting your wealth journey or looking to level up.Vivian's book Rich AF: The Winning Money Mindset That Will Change Your LifeNoah's book Million Dollar Weekend: The Surprisingly Simple Way to Launch a 7-Figure Business in 48 HoursNoah's book How I Lost 170 Million Dollars: My Time as #30 at FacebookAlex's book $100M Leads: How to Get Strangers To Want To Buy Your StuffAlex's book $100M Offers: How To Make Offers So Good People Feel Stupid Saying No (Acquisition.com $100M Series)In this episode you will learn:Why asking for a $5,000 raise is easier than cutting $5,000 in expensesHow to use the STRIP method for financial health: Savings, Total debt, Retirement, Invest, PlanWhy being a "B+ student with an A+ personality" often earns more than technical expertsThe critical difference between putting money in retirement accounts and actually investing itWhy protecting your reputation matters more than any short-term financial gainHow changing your environment is essential for changing your financial behaviorsThe reason most successful people delete everything that doesn't directly support their goalsFor more information go to https://www.lewishowes.com/1775For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Vivian Tu – greatness.lnk.to/1551SCNoah Kagan  – greatness.lnk.to/1572SCAlex Hormozi – greatness.lnk.to/1723SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX