Podcasts about Retirement

Building wealth and keeping it requires different skills, and many entrepreneurs fail to realize it before it's too late. The same instincts that create wealth can sabotage your ability to preserve or grow it after a big exit.Michael Sonnenfeldt is the founder of Tiger 21, a global peer network of ultra-high-net-worth entrepreneurs with over 1,800 members with more than $250 billion in combined assets. After a successful real estate career and liquidity event at age 31, Michael shifted his focus to helping other entrepreneurs navigate the complex transition from wealth creation to wealth preservation.In our conversation, Michael explains why many successful entrepreneurs surprisingly become “mediocre investors” and the critical mindset shifts required to avoid costly mistakes after a big exit. He also explains the key difference between entrepreneurial risk and investor discipline, and why understanding whether you truly have an “edge” by paying fund manager fees to outperform the markets is one of the most important investment decisions you can make.In this episode, you'll learn: ✅ The difference between wealth creation and wealth preservation, and how the power of compounding quietly outperforms risky business opportunities over time.✅ How peer groups, mentors, and communities like Tiger 21 can unlock better decisions, unique opportunities, and even life-changing support.✅ How asset allocation is shifting among top investors and why private equity continues to take a larger share of their portfolios.Show Notes: LifestyleInvestor.com/286Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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You've planned for retirement. You've built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can't manage your money at all? It's an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious consequences.  On this special episode of HerMoney, sponsored by LIMRA, Dr. Chris Heye, LIMRA Retirement Income Institute Fellow and CEO of Whealthcare Planning and Wealthcare Solutions, explains why health risks – especially cognitive decline – may be one of the biggest blind spots in retirement planning today. Then, Erin Gilmore Smith, Head of Estate Planning for Edelman Financial Engines, joins us to share practical steps you can take now to protect your finances, your family, and your future self.  In this episode, they'll highlight: Why health risks – and especially cognitive decline – might matter more than the markets How cognitive decline shows up in our finances, before we realize we have it Why women are more challenged when it comes to the risk of cognitive decline – and how we can protect ourselves Protected income can help create greater stability in retirement, especially in the face of potential cognitive decline. If you're curious and want to dig deeper, this resource from LIMRA can help: Protect Your Retirement From Cognitive Decline: The Link Between Cognitive Health and Financial Security Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Roger Whitney breaks down essential elements you need to consider before and during retirement. From understanding inflation risks to strategic asset reallocation, this episode offers practical advice to help you make informed decisions and craft a retirement that aligns with your values.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PODCAST(00:00) Introduction and overview of upcoming topicsRETIREMENT TOOLKIT(01:49) Why inflation poses a significant risk to retirees(02:32) What is inflation and how is it measured (03:33) Causes of inflation: demand, supply constraints, and rising costs(05:20) Historical inflation rates and what they mean for your planning(06:48) How to choose a realistic inflation assumption in your plan(08:40) Strategies to hedge against inflationROCKIN RETIREMENT IN THE WILD(12:47) Jim's story: diversity in retirement activities and the importance of adaptabilityPRACTICAL PLANNING SEGMENT(16:07) Mike's question reframed: focus on designing your retirement life first, not account tactics(17:50) Roger reviews Mike's facts(18:56) The importance of building a feasible plan of record, estimating expenses, and creating a realistic monthly budget for retirement(23:13) Clarifying values and how they shape your retirement goals(25:20) Income side of the plan: social security, pensions, and tax considerations(30:15) Once the plan is feasible, start testing versions of the plan and planning paycheck(31:52)  401(k) and 457 decisions can wait—focus on positioning assets for income first(33:12) Consider building after-tax savings now to increase future optionalityLISTENER QUESTIONS(35:50) Listener shares story about roadside cafe(36:20) Michael asks a question about ROTH conversions in a down market(38:50) Steve asks how to better time Roth conversions to avoid triggering IRMAA Medicare surcharges?SMART SPRINT(45:14) Smart Sprint: Before acting, ask yourself “what problem am I actually solving?”ON THE BOOKSHELF(46:25) Roger talks about his love of notebooks and shares book recommendationsREFERENCESSubmit a Question for RogerSign up for The NoodleON THE BOOKSHELFUgmonk NotebooksTheo of Golden by Allen LeviThe Three Musketeers by Alexandre DumasNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

Starting early beats almost everything else in investing—and this episode drives that home with eye-opening math and a brand-new tool for jumpstarting a kid's retirement. Don and Tom break down the new “Youth Retirement Account” concept (government seed money plus family contributions), compare it to Roth IRAs and 529 rollovers, and show how relatively modest early contributions can grow into millions. Then they pivot to a listener question about a Nationwide indexed annuity and dismantle the sales pitch—exposing hidden commissions, capped returns, and why these products rarely deliver what they promise. It's a mix of optimism (you can set your kid up for life) and skepticism (don't fall for complicated insurance products pretending to be investments).0:00 The only near-guarantee in investing: start early, win big1:24 Compounding as the real “eighth wonder”2:28 Turning $50K in your 20s into ~$1M by retirement3:57 Introducing “Youth Retirement Accounts” (YRA concept)5:08 Government $1,000 seed + up to $5,000/year contributions6:59 Why waiting until 24 to access matters (tax rules)7:34 Converting to Roth and the path to ~$3M tax-free9:08 Total cost math: ~$135K to fund a lifetime retirement10:33 Why earned income + Roth IRA is still the gold standard11:40 529-to-Roth rollover strategy (up to $35K)13:06 Gifting strategies: how to ask family to fund accounts15:18 Why even small contributions can create huge outcomes17:37 Listener question: Nationwide indexed annuity pitch19:34 The “no commission” myth and surrender charges20:06 Participation rates, caps, and confusing index formulas21:34 Real-world returns: often 2%–5%, not market-like22:46 When annuities might make sense (SPIAs only)23:29 Why most annuities are sold, not bought24:57 Why RetireMeet doesn't travel well beyond Seattle26:05 How to submit listener questionsQuestions? Comments? Click!

While financial advisors and their clients often focus on creating a succesful retirement income plan, a successful, meaningful retirement goes well beyond dollars and cents. In this episode, we dive into the deeper side of the retirement transition and why many high-performing professionals (including financial advisors) underestimate the psychological shift that comes with leaving a decades-long career. Michael Kay is a retired financial advisor and a current life coach and author, and joins the show today to share the personal challenges he faced transitioning from advisory firm owner to retiree. Listen in to learn practical exercises and questions that financial advisors can use to help clients prepare for life beyond their careers. You'll hear how to help retirees design what their weeks will actually look like, how to think through changes in social structures after leaving the workplace, and how finding new ways to make a meaningful impact can create purpose in retirement.  For show notes and more visit: https://www.kitces.com/485 

Summary Retirement is often framed as a personal milestone—a moment when we step away from work and into freedom. But what if retirement isn't just about leaving a job? What if it's about navigating the deep relationships, identity shifts, and responsibilities we carry with us into what comes next? In this episode of On the Brink with Andi Simon, Andi speaks with Katherine Crewe, a Tech/Vistage chair in Canada, whose thoughtful approach to retirement reveals a powerful truth: transitions are not events—they are processes. The Myth of the Clean Exit: Leaving Work Isn't Leaving Relationships  Katherine's story challenges the idea that retirement is a simple, clean break. After decades in biomedical engineering and leadership, she moved into a role guiding CEOs and executives. Now, in her late sixties, she is not "done"—she is reflecting, recalibrating, and carefully designing her transition. What makes her journey so compelling is this: she is not just leaving a role—she is stepping away from a community. As a chair, Katherine has built deep, trusted relationships with the leaders she supports. When she began discussing retirement with them, the reactions were emotional and varied. Some encouraged her to stay. Others supported her decision. Many wanted one thing above all—a thoughtful, gradual transition. This wasn't about replacing a position. It was about preserving relationships, continuity, and trust. Retirement Is a Social Transition, Not Just a Personal One One of the most important insights from this conversation is that retirement impacts more than the individual. Katherine realized that stepping away from her role felt less like leaving a job—and more like leaving a network of meaningful human connections. The responsibility she feels is not just to herself, but to those who depend on her leadership. This is a critical lesson for organizations as well. As Andi notes, companies are facing a "senior tsunami"—a wave of experienced employees approaching retirement. Yet many organizations still treat retirement as an administrative process rather than a cultural transition. What Katherine is modeling is something different: Thoughtful succession planning Gradual transitions Honoring relationships and institutional knowledge This is where anthropology becomes powerful. It helps us see what is really happening beneath the surface. The Paradox of Choice in Retirement Unlike traditional roles, Katherine's position has no fixed retirement age. She could continue indefinitely. And that creates a new kind of challenge—the paradox of choice. If you can keep working… should you? Rather than choosing between "all or nothing," Katherine is exploring a more nuanced path: Reducing from three groups to one Staying engaged in meaningful work Creating more space for personal life and exploration This is a powerful reframe. Retirement doesn't have to be binary. It can be designed. Preparing Before You Retire Perhaps the most valuable insight Katherine offers is that she has already been preparing for retirement—without calling it that. She has: Structured her own time for years Built her identity around relationships, not titles Prioritized wellness as a daily practice Maintained independence in how she works and lives As a result, she does not fear the four common retirement pain points: Loss of identity Lack of daily structure Unclear purpose Disconnection from community Why? Because she has already built a life that isn't dependent on a job to provide those things. This is the real lesson: Retirement is not something you enter. It is something you prepare for—while you are still working. Couples, Conversations, and "Confetti Moments" Another powerful theme in this episode is how retirement impacts relationships at home. Katherine and her husband are both still active, both thinking about the future—but not always in structured ways. Instead, they have what she calls "confetti moments"—brief, scattered conversations about what retirement might look like. This is deeply relatable. Many couples don't sit down and design their future together. They talk in fragments. And yet, retirement will require alignment: How will we spend our time? Will we keep working? What does "being together" actually look like? Without intentional conversations, these differences can become points of tension. What This Means for You Katherine's journey reminds us that retirement is not an ending—it is a transition into a new stage of life that deserves as much thought and care as any career move. It is not about stopping. It is about redesigning. Key Takeaways Retirement is not a single event—it is a gradual, human transition. Leaving work often means leaving relationships, not just responsibilities. Organizations must treat retirement as a cultural and strategic issue, not just HR process. The best retirement transitions are designed, not abrupt. Preparing early—by building identity, structure, purpose, and community—makes all the difference. Couples need intentional conversations about what retirement will look like together. You don't have to stop working—you can redefine how you work. Learn more about Katherine Crewe: Katherine's profile: linkedin.com/in/katherinecrewe Connect with me: Join my Substack Newsletter Rethink Retirement Website: www.simonassociates.net Book Website: www.andisimon.com Email: info@simonassociates.net Learn more about our books here: Rethink: Smashing the Myths of Women in Business Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success On the Brink: A Fresh Lens to Take Your Business to New Heights Now--it is time to share our new book with you! Rethink Retirement: It's Not The End--It's the Beginning of What's Next Out on Amazon and WalMart, and in your local bookseller and Rethink Retirement: The Workbook                 

One unsuspecting decision nearly unraveled a lifetime of saving. In this episode, Charleston’s Retirement Coach Brandon Bowen shares a real-world story of a retiree caught in a sophisticated financial scam—and the warning signs that appeared along the way. The conversation explores how scams target retirees, why embarrassment keeps people silent, and the importance of having a trusted financial sounding board watching activity over time. This episode focuses on awareness, vigilance, and the role a long-term advisory relationship can play in spotting problems before they permanently change a retirement plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

04/13 Hour 2: Will Alex Ovechkin Retire After This Season - 1:00 Rock Bottom For The Wizards - 16:00 Junkies Try The Masters Candy Bar - 33:00

Mark didn't retire because he hit a magic number. He retired because the pace no longer made sense.After decades in family medicine and leadership roles at healthcare startups, retirement wasn't something he spent years visualizing. There were no examples to follow. No clear finish line. Work simply continued, until life introduced moments that quietly reshaped how he thought about time, health, and what “enough” really means. In this conversation, Mark reflects on stepping away at 64 and why he chose not to replace work with a rigid schedule or a new identity. Instead, retirement has been about removing urgency: mornings built around movement, caring for his dogs, reading, travel that feels intentional, and giving himself permission to let things unfold rather than forcing purpose.He talks candidly about caring for his mother, how that experience changed his outlook, why he didn't struggle with losing his professional identity, and how financial flexibility (particularly having assets outside traditional retirement accounts) made the transition feel possible rather than risky.Mark's story challenges the idea that retirement needs to be busy, optimized, or fully defined. Sometimes the biggest shift is simply slowing down enough to notice what actually fits.--Mark is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Join NFL Legends James "Deebo" Harrison and Joe Haden are joined by former NFL Pro Bowler and Pittsburgh Steelers legend Heath Miller to discuss his favorite Steelers memories, retirement, the hiring of Mike McCarthy, and much more! Download the PrizePicks app today and use code DEEBOJOE to get $50 in lineups after you play your first $5 lineup! https://prizepicks.onelink.me/LME0/DEEBOJOE Timeline:00:00 - Heath Miller on retirement decision 06:15 - Hilarious Steelers training camp story 09:56 - Heath's rookie year 20:28 - Heath Miller on Mike McCarthy hire 31:43 - Super Chats (Timestamps may vary based on advertisements.) #Club #NightcapSee omnystudio.com/listener for privacy information.

Today, I'm excited to welcome Michael Long to the podcast. Michael is a physicist-turned-writer and the co-author of the international bestseller The Molecule of More. His work explores one of the most powerful forces shaping our lives: the brain chemical dopamine — and how it influences motivation, ambition, and our constant drive for "more." Michael is also the author of Taming the Molecule of More: A Step-by-Step Guide to Making Dopamine Work for You. Over the course of his career, he has written speeches for members of Congress, presidential candidates, Fortune 10 CEOs, while also teaching at Georgetown University and producing award-winning screenplays. In our conversation, Michael explains why dopamine isn't actually the chemical that makes us happy, it's the chemical that makes us want more. More trips, more gadgets, more fun stuff on our phones. We discuss how this pursuit of "more" drives innovation and progress, but can also leave retirees feeling restless or unfulfilled if they're not careful. Michael also shares practical ways to recognize when dopamine is driving your decisions, how to create healthier habits that restore balance, and why learning to live more fully in the present moment can transform your experience of retirement. GET A FREE COPY OF MICHAEL'S BOOK, TAMING THE MOLECULE OF MORE Here's how: Step 1: Subscribe to the podcast and leave an honest rating & review on iTunes. Step 2: Text the word BOOK to 888-599-4491, and we'll send you a link to claim your free copy! In this podcast interview, you'll learn: Why dopamine isn't the "happiness chemical" — it's the chemical that drives our desire for more. How dopamine helped humans survive in a world of scarcity and danger. Why modern technology and social media can hijack your dopamine system. How retirees can redirect dopamine toward curiosity, purpose, and meaningful goals. The difference between dopamine (future-focused) and "here-and-now" brain chemicals. Simple habits that help reduce impulsive dopamine-driven decisions. Why learning to pause and appreciate the present moment can dramatically improve life satisfaction in retirement. Show Notes: HowardBailey.com/559

Your beneficiary designations are probably outdated. Not because you made bad decisions, but because you made them once and never looked again. We're going to walk through five areas where these forms commonly go wrong, and what you can do about it.  For our Listener Questions segment: "What's the best way to position any assets I have for when my wife and I pass — to most easily and efficiently pass on to our kids?" And this week's "Retire to Something" listener talks about her definition of retirement, which might be the simplest and best one yet. Resource: Article by Daniel P. Michaelse on WealthManagement.com: "Five Beneficiary Designations to Review Now
" Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. she holds her clients accountable. And she show up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-how-life-insurance-fits-into-retirement

Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. She holds her clients accountable. And she shows up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-risks-in-retirement

Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. she holds her clients accountable. And she show up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-how-life-insurance-fits-into-retirement

Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. She holds her clients accountable. And she shows up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-risks-in-retirement

This episode covers three topics that can have a big impact on your financial future: how to avoid a surprise tax bill next year, why a Health Savings Account (HSA) may be one of the most underutilized retirement assets, and how retirement planning has changed (it's not your parents' retirement anymore). In this episode: Why the IRS is a “pay-as-you-go” system—and what to change if you owed this year Withholding vs. quarterly estimated payments (and when each applies) Social Security and retirement distributions: common tax withholding blind spots HSAs explained: the triple tax advantage (and why it matters) Key HSA rules before and after age 65, including Medicare timing Why retirement may last 30–40 years—and why flexibility beats a “perfect forecast” 

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In this episode of Leading You, Julie Hyde sits down with financial advisor and retirement strategist Jenny Brown to challenge the way we think about retirement. Because for most people, retirement has been framed as an end point. Work hard, build your career, save enough… then stop. But what happens after that? Jenny brings over 30 years of experience to this conversation, along with insights from her book Retirement: The Great Escape Plan, and what becomes clear very quickly is this… retirement planning is not just about money. It’s about how you want to live. Together, they unpack the biggest mistake people make when planning for retirement, why starting with numbers can lead you in the wrong direction, and how to shift your thinking towards purpose, identity and lifestyle. This conversation explores: Why retirement is a transition, not a finish line The importance of designing your life before you design your finances The four stages of retirement and what to expect at each phase The identity shift that comes when work is no longer your anchor Why structure, connection and meaning matter more than you think The reality of aged care and why it requires early awareness, not reactive decisions If you’re in your 40s, 50s or beyond, this episode will challenge how you think about retirement and give you a more intentional way to approach what comes next. Because retirement isn’t something you drift into. It’s something you design. Episode Timestamps 00:00 Aged Care Minefield00:39 Meet Jenny Brown01:46 Why She Wrote the Book04:04 The Four Stages of Retirement08:53 Aged Care Reality Check12:49 Mastermind Break14:00 Common Retirement Planning Mistakes16:50 Identity After Work19:29 Creating Rhythm in Retirement21:36 Finding Your Financial Freedom Number23:17 The Retirement Mindset Shift24:11 Wrap Up and Next Steps Key Takeaways Retirement is not a finish line. It’s a transition that requires intention, not assumption. Most people start with the wrong question. Instead of asking “How much do I need?”, start with “What do I want my life to look like?” The people who thrive in retirement are not necessarily the wealthiest. They are the ones who have built purpose, connection and structure into their lives. Identity plays a bigger role than most realise. When work stops, many people struggle with who they are without it. Aged care is one of the most complex and emotional parts of retirement planning. The best decisions come from slowing down, asking questions and understanding your options early. If you’re in your 40s or 50s, now is the time to start thinking about your next phase, not just financially, but personally. Links:Learn more about my group coaching program here Connect with Julie:LinkedIn: https://www.linkedin.com/in/julie-hyde/Instagram: @juliehydeleadsWebsite: https://juliehyde.com.au Connect with Jenny:Website: https://jbsfinancial.com.au/LinkedIn: https://www.linkedin.com/in/jennybrownjbs/Book: https://jbsfinancial.com.au/the-great-escape-plan/See omnystudio.com/listener for privacy information.

What if retirement wasn't about filling your time — but about choosing how you want to live? In this episode of Beyond Retirement, Jacquie Doucette talks with Denise Taylor about rethinking life after full-time work. You'll learn how to shift from striving to thriving, why curiosity is essential for aging well, and how to create a more intentional rhythm in your life.Denise shares how her own “rediscovery” season led her to step back from intensive one-to-one coaching and lean into writing, research, and thought leadership—work that helps not only individuals, but also the professionals who support them. Together, Jacquie and Denise unpack how retirement has changed over the decades (from “finally rest” to “reinvent again”), and why so many high-achievers struggle with identity when the job title disappears.The conversation also moves into a more mindful, grounded view of aging: shifting from constant doing to intentional being. Denise describes the restorative power of nature—especially time spent in her woodland retreat—and offers an alternative narrative to the “work forever” message that dominates many retirement discussions. The episode closes with practical, encouraging ideas listeners can use right now: stay curious, take ownership, savor the small joys, and try the thing you've been putting off.What We Cover:The evolution of retirement — From rest and recovery to reinvention and choiceIdentity beyond work — Who you are when your title disappearsBeing vs doing — Why constant productivity may be holding you backCuriosity and aging — How staying curious supports wellbeingIntentional living — Choosing rhythm, meaning, and presence over pressureAbout the Guest:Denise Taylor is a chartered psychologist and later-life specialist who has spent decades helping people navigate retirement and midlife transitions. After years of coaching others, she is now focusing on writing and exploring what she calls “conscious aging”—a more thoughtful, intentional approach to later life grounded in both research and lived experience.Connect with Denise: Website: https://denisetaylor.co.uk/ Substack: https://ageingreimagined.substack.com/Beyond Retirement themes discussed:Purpose & Meaning in RetirementIdentity After WorkPersonal Growth & Lifelong LearningMindset & Self-TalkResilience & Emotional StrengthCommunity & ConnectionHealth, Fitness & Aging WellCreating a Fulfilling RoutineCourage, Confidence & Taking ActionLife Transitions & ReinventionTopics:living intentionally after retirement, identity after work, purpose after retirement, aging well, curiosity and aging, retirement mindset, life after full-time workREADY TO RAMP UP YOUR RETIREMENT JOURNEY?Start here: https://beyondretirement.ca/start-here/Book a FREE call with Jacquie: https://calendly.com/jacquiedoucette/discoveryCheck out the Beyond Retirement Library: https://placeforbooks.com

Negotiators leave Islamabad without a deal to end the U.S.–Iran war, putting a fragile ceasefire and global energy flows at risk. Trump says the U.S. will blockade the Strait of Hormuz. Russia and Ukraine trade accusations of Orthodox Easter ceasefire violations. How looming U.S. midterms could reshape the Supreme Court, and why Washington is turning back to coal to power the AI revolution. Listen to the Morning Bid podcast ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Sign up for the Reuters Econ World newsletter ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Listen to the Reuters Econ World podcast ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Visit the ⁠⁠⁠⁠⁠Thomson Reuters Privacy Statement⁠⁠⁠⁠⁠ for information on our privacy and data protection practices. You may also visit ⁠⁠⁠⁠⁠megaphone.fm/adchoices⁠⁠⁠⁠⁠ to opt out of targeted advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are today's tax rates the lowest you'll ever see in your lifetime?In this episode of Money on Tap, we introduce the concept of “Generation Roth”—a powerful shift in retirement planning focused on building tax-free income in a world where taxes are likely to rise.For decades, traditional retirement planning has relied on tax-deferred strategies like 401(k)s and IRAs. But with growing national debt, changing tax policy, and increasing retirement complexity, that approach may no longer be enough.In this episode, you'll learn:• Why today's tax environment may be historically low  • How rising national debt could impact future tax rates  • The truth about being in a “lower tax bracket” in retirement  • What a Roth IRA is and why it matters now more than ever  • How Roth strategies create tax-free income  • Options for high-income earners who can't contribute directly to a Roth  • The role of Roth conversions and advanced planning strategies  • The concept of “tax diversification” in retirement planning  • How to think about retirement as an income system—not just a savings goal  This episode is designed for anyone who wants to take greater control over their financial future and build a more tax-efficient retirement strategy.Because retirement isn't just about how much you have—it's about how much you keep.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: The Hidden Tax Traps in Retirement  In case you missed any episodes this week…

Imagine retiring with $750,000 and watching it drop by 30% in year one. A market drop like that can have a real impact on your retirement income.In this episode, we break down the bucket strategy, a way to divide your money into three buckets designed to help protect your income during market downturns. We also cover how to evaluate the risk you're currently taking and how it may need to change in retirement, plus why your tax strategy and Social Security decisions play a key role in making your money last.If you're 55 or older and concerned about what a market drop could do to your retirement income, this episode is for you.--Ready to take the next step? Schedule a RetireReady Call at https://bit.ly/3PKQseH

Hans and Robby are back again this week with a brand new episode! This week, they discuss your husband/wife dies: What will your social security check look like? Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

This week's theme on the Retirement Quick Tips podcast is The Hidden Tax Traps in Retirement Today, I'm talking about the trap of social security taxes in retirement.  

Chris Markowski discusses the importance of truth in financial reporting, the challenges of retirement savings in the current economic climate, and the impact of inflation on personal finances. He emphasizes the need for a personal CFO approach to navigate market terrain and make informed investment decisions. The conversation also touches on the dangers of alternative investments in 401(k)s and the role of government in economic issues.

Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________Hans goes back to the fundamentals, pulling from one of the rarest books in the IBC world: The Economics of Life Insurance by Solomon Huebner. Written roughly 80 years ago, this book laid the intellectual foundation for how life insurance should actually be understood, not as a death benefit waiting to pay out, but as income protection against every form of economic death a family can face. Chapters:00:00 - Opening segment06:00 - Introducing Solomon Huebner and The Economics of Life Insurance08:30 - Reframing the concept: life insurance is income insurance11:00 - Economic Death #1: Physical death and the 1 in 3 statistic18:00 - The fire insurance comparison: why the math should embarrass us all22:00 - Economic Death #2: The living death and why disability is the most costly outcome29:00 - The waiver of premium rider and why disability insurance matters more35:00 - Economic Death #3: Retirement death and not becoming a burden on your children41:00 - The moral obligation: Huebner's case for insuring your human life value44:00 - Closing segmentKey Takeaways:Most people only plan for one of the three ways their income can die. Huebner lays out three distinct forms of economic death: physical death, total and permanent disability, and retirement. Only one of them puts you in the ground. All three wipe out your income. The fire insurance comparison should be uncomfortable. Half of American homes carry fire insurance against an event that, if it occurs, destroys roughly 10% of the property on average. Death is a 100% certain event that produces a 100% loss of income. The 1 in 3 statistic reframes everything. At age 30, roughly one in three workers will not reach the standard retirement age of 65. If you would not board a plane that had a 1 in 3 chance of not landing, you should not leave your family's financial future unprotected against those same odds.Disability is the most expensive form of economic death, not physical death. When you die, your income stops and so do your resource needs. When you become totally and permanently disabled, your income stops and your resource needs increase, often dramatically, over a long period of time. The waiver of premium rider is the one financial asset that keeps feeding itself when you can't. If you become disabled and lose your income, contributions to your brokerage stop, your savings account stops growing, your real estate stops getting funded. Not insuring your human life value is a moral failure, not just a financial one. Huebner's language is direct and Hans does not soften it. If you understand the risk and choose not to protect against it, the loss does not fall on you. It falls on your wife and your children.

The S&P 493 is gaining attention as investors look beyond the Magnificent Seven and reassess where growth and diversification may come from in today's equity markets. With market concentration at historic highs, a handful of mega cap companies have driven much of the S&P 500's returns, raising questions about what lies beneath the surface.In this episode of The Bid, host Oscar Pulido speaks with Ibrahim Kanan, Head of the U.S. Core Equity Team within BlackRock's Fundamental Equities Group, about the growing relevance of the S&P 493 — the broader set of companies outside the largest names. They explore how market concentration has evolved, why a $200 billion company represents only a small fraction of the index, and what that means for portfolio exposure.The conversation highlights how earnings growth is beginning to broaden beyond mega cap stocks, supported in part by the expanding impact of AI investment across sectors. From industrials and healthcare to consumer and financials, companies are both benefiting from AI infrastructure spending and adopting AI to improve operations. As dispersion across companies increases, the discussion also examines how active investing, differentiation, and stock selection may play a larger role in navigating today's equity market.Key moments in this episode:00:00 Introduction01:24 How Unprecedented Is 40% market Concentration of Magnificent Seven?03:35 What the S&P 493 represents05:28 Best of the Rest Signals07:21 Earnings Growth and Convergence Explained08:04 AI CapEx Spreads Beyond Nvidia10:31 AI as a Competitive Edge13:14 Where Opportunities Show Up14:35 Beyond AI and Idiosyncratic Picks15:44 Diversification Mirage and Active Risk18:04 Investor Mindset in Volatile Markets19:56 Wrap UpCheck out this episode with Carrie King on her stock picks for 2026: https://open.spotify.com/episode/69Ndp7lM8wRRccLh7EfyPg

The Fat One closes out Shart Week 2026 with a recap of his day in Fat Acres before sharing three different shart stories… a voiceletter, and e-letter and a clip from a LITTLE show. Happy National Cinnamon Cresent Day.

Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. she holds her clients accountable. And she show up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-guaranteed-income-in-retirement

Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. she holds her clients accountable. And she show up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-guaranteed-income-in-retirement

This week's theme on the Retirement Quick Tips podcast is The Hidden Tax Traps in Retirement Today, I'm talking about the widow's penalty, which is when a surviving spouse goes from Married Filing Jointly to Single.

In this episode of the White Coat Investor Podcast, we dive into practical strategies for physicians, dentists, and high-income professionals to make the most of Roth accounts, retirement planning, and related tax moves: • How to leverage your 530A "Trump" account to get extra benefits • Evaluating whether TSP Roth conversions make sense for your situation • When student loan refinancing is advantageous again • Rolling a military TSP into a civilian retirement account • Using backdoor Roth IRAs alongside a SIMPLE IRA • Converting Roth accounts to reduce future required minimum distributions (RMDs) • Overview of the WCI peer-to-peer loan program   This episode provides actionable, credibility-first guidance for tax-efficient retirement planning and wealth-building strategies tailored to high-income professionals.   This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100.   The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles.   Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

From 04/09 Hour 1: The Sports Junkies give an update on Alex Ovechkin's retirement.

04/09 Hour 1: Update On Alex Ovechkin's Potential Retirement - 1:00 Top Storylines Around The Sports World - 13:00 Junkies 2026 Masters Pool - 32:00

There's a big difference between building wealth and being healthy enough to enjoy it. And too often, entrepreneurs focus so heavily on growing their businesses that they unintentionally sacrifice their health and overall well-being in the process.Regan Archibald is the founder of Ageless Future and a pioneer in functional and regenerative medicine. Over the past two decades, he has worked with high-performing entrepreneurs, executives, and athletes to help optimize their health using cutting-edge medical innovations. His work focuses on identifying the root causes of health issues and helping people reclaim their energy, clarity, and vitality.In our conversation, Regan pulls back the curtain on what's happening at the forefront of longevity and functional medicine. From breakthroughs in regenerative therapies to the growing role of peptides and personalized protocols, he explains how these innovations are helping people not just recover from injury and illness, but operate at a higher level than they thought possible.If you want to enjoy the wealth and legacy you've created, this episode will challenge the way you think about health, longevity, and investing in your future.In this episode, you'll learn: ✅Why investing in your health may deliver the greatest ROI of any investment you can make.✅ How regenerative medicine, peptides, and stem cells are transforming the future of longevity.✅ Why optimizing your brain, heart, and muscle health today can dramatically impact the quality of your life in the next phase of life.Show Notes: LifestyleInvestor.com/285Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Abe Gordon provides an update on the early Masters leaderboard before Falcons reporter Joe Patrick joins the Midday Show to react to the surprising retirement of Kaleb McGary. They analyze the potential reshuffling of the offensive line and discuss how this shift might impact the team's strategy in the upcoming NFL Draft. 01:00 - Masters Leaderboard Update 02:44 - Kaleb McGary Retirement Impact 08:51 - Falcons Draft And Coaching

It's the penultimate episode of Shart Week 2026 and the Fat One ALMOST runs out of time before sharing a shart. The day was filled with upset tummy, a trip to Costco, the coupon, a gentleman caller and much more. Happy National Gin & Tonic Day.

Retirement expert Jamie Hopkins has spent 20 years helping people plan for retirement, and his most counterintuitive advice stops most savers cold: in the final years before you retire, putting more money away might actually be hurting you. This week he joins Joe and OG to explain why, and what to do instead. In this episode: Why financially prepared retirees still end up miserable, how to practice spending before you retire, the home bias that quietly tanks your portfolio and your quality of life at the same time, and what to actually do with all that home equity when the time comes. Biggest takeaways: The last three to five years of extra contributions barely move the needle on your retirement portfolio. Working six months longer matters more. So does learning to spend. Take that money and actually use it, so you're not hitting retirement having never practiced. Retirement isn't a math problem, it's an identity problem. The people who struggle most aren't broke. They never figured out where their purpose and community would come from once work disappeared. Over half of Americans are forced into retirement earlier than expected. You need a plan for that scenario now, not when it happens. Resources mentioned: Jamie Hopkins' Retirement Sketchbook wherever books are sold The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vault Learn more about your ad choices. Visit podcastchoices.com/adchoices

04/08 Hour 3: Are NFL Teams Sleep On Diego Pavia - 1:00 Entertainment Page - 16:00 Why Don't We Know If Alex Ovechkin Is Retiring - 33:00

In this episode of the Retirement Answer Man, Roger Whitney explores the critical decision of when to claim Social Security benefits, weighing the pros and cons of taking them early versus delaying. Through listener questions, he delves into the impact of investment returns, health considerations, and income needs on retirement strategies. Roger also shares inspiring retirement stories and offers practical advice on managing retirement accounts and planning for the future. With insights into the psychological and financial aspects of retirement, this episode equips listeners with the knowledge to make informed decisions about their financial well-being.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Introduction: Navigating retirement decisions with confidenceROCKIN' RETIREMENT IN THE WILD(00:42) Highlighting stories of unique retirement adventures(01:08) The non-financial benefits of enjoying freedom day-by-day(04:25) Cultural pressure to plan and set goals in retirement(06:19) Retirement dreams: taking the world's longest flightPRACTICAL PLANNING SEGMENT(07:32) Addressing the dilemma: take Social Security early and invest it?(09:22) Key facts impacting Social Security claiming strategy(12:23) Investment return scenarios (14:17) Benefits of not taking SS early: market risk, guaranteed income, simplicity(19:00) Managing uncertainty and balancing investment returns(21:23) Strategies for inherited Roth IRAs and mega backdoor Roth approaches(24:40) Inheritance, aspirational goals, and resilient plans(32:03) How to avoid fees moving 401kSMART SPRINT(36:00) Smart Sprint: Download your most recent Social Security statement ON THE BOOKSHELF(37:19) Book recommendations from the teamREFERENCESSocial Security Statement – Create or access your account to view benefitsUnforgettable: The Art and Science of Creating Memorable Experiences by Phil MarshonHow the Word is Passed by Clint SmithSubmit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

In Hour 2 of the show, Jonas, Knox, Brady Quinn, & LaVar Arrington walk back the Andrew Luck retirement claims from Eric Ebron and ponder more about it. Plus, the guys have some fun with Mandela effects, woodshop and more!!See omnystudio.com/listener for privacy information.

04/07 Hour 4: Entertainment Page - 1:00 Will Alex Ovechkin Retire After This Season - 18:00 Calls On Alex Ovechkin's Potential Retirement - 31:00