Podcasts about Retirement

"It's not just wide, it's also long."    No one wants to work today, but Zas, Amin, and Greg are ready for the grind. Did our show overreact to the start of the Miami Dolphins' picks in the NFL draft? Why do NHL fans have more patience than NBA fans in each sport's Playoff series? And could we be headed toward a Pat Riley retirement announcement today?     Today's cast: Jonathan Zaslow, Greg Cote, Amin Elhassan, Chris Cote, Jeremy Tache, and Roy Bellamy. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jennifer shares how she retired early at 54 and her struggles with purpose.Jennifer shares what it was like being a single mom, twice divorced, and after finding joy with real estate, Jenifer is now seeking to find a new life filled with the older generation, specifically around healthcare.--Jennifer is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Boomers take the blame (with a grin) while unpacking the real retirement mistakes that still trip people up today—failing to plan, claiming Social Security too early, relying on bad advice, and mismatching portfolios to actual needs. The episode leans hard into practical fixes: delay Social Security when it makes sense, build a real financial roadmap, ignore friends-as-advisors, and understand the difference between savings and portfolio strategy. A listener question adds clarity on when (and why) to introduce bonds versus using high-yield savings, followed by a quick dive into Dimensional's factor-based investing approach. The throughline: retirement success isn't about clever products—it's about disciplined planning and avoiding expensive behavioral mistakes.0:05 Boomer blame (playfully) and framing retirement mistakes1:16 Retirement regrets: not saving enough, not starting early2:26 The bigger issue: lack of a real retirement plan3:25 Retirement as the “final quarter” mindset shift4:31 Social Security mistakes and early claiming problem6:04 Why waiting feels shorter than you think6:44 The “8% guaranteed” Social Security advantage7:40 Spousal strategy and survivor benefit risks8:10 Buying products vs. having a plan8:53 Dangerous reliance on friends and family for advice10:10 Why professional advice matters (and the sales trap)12:31 Generational differences in talking about money13:15 Why families should discuss finances openly13:15 Portfolio mismatch and unnecessary risk-taking14:24 Spending honesty (or lack thereof)15:26 Only ~1% of advisors are true fiduciaries17:19 Caller: high-yield savings vs. bonds (age 30, aggressive investor)18:50 Role of bonds as portfolio stabilizers20:53 When to add bonds and how much21:38 Importance of diversification within stocks22:31 Dimensional vs. traditional target date funds24:14 Factor investing: small, value, profitability26:34 Risk and return—no free lunchQuestions? Comments? Click!

In this episode, Dave and Jamison answer these questions: I work at a large remote company. We meet up once or twice a year. I don't really know much about my engineering coworkers aside from the 5 people on my team, so the in person meet ups seem like a good place for me to get to know people from the other teams. I am a career switcher, and am currently a mid level IC (borderline junior) in my late 30s and a youthful appearance. At these meetups, my position and appearance (and honestly, possibly my demeanour) makes me feel like I am expected to socialize with other ICs in their 20s. Although they are nice people I find it hard to relate to them when talking about non work related topics since I am much older and in a different stage in life than all of them, (married with a mortgage and kids). I want to socialize with coworkers closer to my age and stage in life but most of them are team leads or manager. I feel like socializizing with them would be seen as brown nosing. I've also heard that once someone is a manager, it is very hard for them to befriend ICs because they are now their boss, and that they mostly befriend other managers. My previous career had little management/corporate politics type stuff, so I don't know if this is true. Would I be hurting myself by doing this? Am I over thinking this? Would I be fine socializing with whomever I want? Do you have any words or advice regarding my situation? Thanks! Hi Dave and Jamison, Before you tell me to quit my job, hear me out. I have worked in technology for about 30 years. I've been at the same company for the past 20 years, but I've changed roles many times to keep work interesting. I have enjoyed learning new technologies while working in development, architecture, system administration, management, vendor relations, and more. This has been very beneficial to my career, and I appreciate all the opportunities to grow. I've earned a good reputation and am well respected by my peers. I've proven my worth to leadership many times over by reducing expenses by many millions and creating innovative solutions to improve efficiencies. I work for corporate America in the insurance/finance industry, which is generally considered to be led by cold, heartless, power-hungry mongers, a stereotype that probably has a few exceptions but is generally not incorrect. I've never appreciated this industry's business practices, but I've had to make a living over the years, so here I am. I am finally at my breaking point and am absolutely fed up with how employees, customers, and communities are treated by my industry. Because of this, I just cannot find value in my work. I've been beaten down over the years and am tired of being exploited by management. I no longer volunteer to take on big projects, and instead of being someone who outshines others, I have decided to settle for mediocrity. I'm planning to retire in a few years and honestly don't have the energy or desire to search for another, potentially more meaningful, industry to work in, especially in the current job market. I genuinely care about many of the people I work with. Very few of them are in it to climb the corporate ladder. Most are just trying to earn enough money to pay the mortgage, feed their children, care for aging parents, and hope to have enough leftover for their own retirement. How do I not leave a wake of malaise for my peers when I leave but also not help feed the beast until then?

There is roughly a ten-year window centered around your retirement date, five to ten years before, and five to ten years after called "The Retirement Risk Zone". This is when you're most vulnerable to sequence-of-returns impacting the longevity of your withdrawal strategy. We cover this idea brought up by Wade Pfau in an episode of "The Long View", a show hosted by Christine Benz, Amy C. Arnott, and Ben Johnson - specifically: The Retirement Risk Zone  The Rising Equity Glide Path The Social Security Delay Bridge  After that, I answer a listener question: Frank is planning to delay Social Security and wants to know — does it make sense to take bigger withdrawals from the portfolio in your 60s and then scale back in your 70s once Social Security kicks in? Short answer: yes — but how you do it matters a lot. We'll walk through it. Finally, in our "Retire to Something" segment: After 50 years in the workforce, a former Senior of VP in Manufacturing inspires us with ideas he is doing in his retirement. Resources: Episode of The Long View from Morningstar, featuring Wade Pfau: What Is the 'Retirement Risk Zone?' The Retirement Starts Today Blueprint   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

Anthony and Joe break down the latest in wrestling news, starting with a wave of retirement announcements including Pat McAfee, Nikki Bella, and Billy Gunn's take on his own career future. The guys discuss the dangers of wrestlers overextending themselves across too many ventures, debate which WWE women could pull off a hardcore match, and riff on the absurdity of The Rock producing a Fighting with My Family stage musical. They also get into the parasocial entitlement of wrestling fans, AEW's merch problems, MJF's ceiling in WWE, Dan Hausen's potential, and the security failures at WrestleMania 42 weekend — including X-Pac's assault claims at the MGM Grand.Timestamps:0:00 – Intro / Three WWE retirements in 24 hours1:56 – Pat McAfee retirement breakdown16:32 – The WrestleMania ads controversy17:13 – Parasocial relationships24:00 – Back to retirements: Nikki Bella25:41 – Fantasy booking a hardcore Nikki Bella run29:27 – Brit Baker at the NFL Draft31:20 – AEW Boys & Girls Club37:55 – Billy Gunn's retirement comments & his attitude57:06 – The Rock producing a musical1:05:10 – MJF's ceiling in WWE & Dan Hausen's future1:11:24 – AEW merch problems & fired designers1:17:59 – X-Pac assaulted at WrestleMania 42 weekend1:23:17 – MGM Grand security failures & TKO cheapness1:25:59 – Wrap-upBecome a supporter of this podcast: https://www.spreaker.com/podcast/wrestling-soup--1425249/support.

What if waiting until you're "fully ready" for retirement is actually costing you some of the best years of your life?   Topics covered in this episode:  The controversial "retire at 80%" framework Why most retirees don't run out of money The reality behind retirement spending patterns The emotional and psychological barriers to retiring Why time may be more valuable than financial certainty How to determine if you're closer to retirement than you think Today's article is from The Purpose Code blog titled, Retire at 80%. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade is joined by Jordan Grumet to explore the "retire at 80%" framework and why time may matter more than perfect financial certainty. Show Notes: HowardBailey.com/561

One of the biggest decisions you'll make in your 70s and 80s has nothing to do with your portfolio. It's not about Social Security timing. And it's not about Roth conversions. It's about where you'll live and, more importantly, how care will be delivered, coordinated, and paid for if your health changes later on. Most people think of this as a lifestyle decision. But in reality, it's a housing-and-care decision, and it's one most retirement plans barely address. In this episode, I'm breaking down the later-life housing choices most retirement savers haven't fully thought through. Here's what you'll learn: → The four main housing options later in life—and how they differ in cost, care, and flexibility → What Continuing Care Retirement Communities (CCRCs) actually are (+ a little-known tax planning tip) → The four types of risk every housing decision really involves → When this decision usually needs to be made, and what can happen if you wait too long Because "we'll just stay in the house" isn't a plan...it's an assumption. And assumptions tend to get tested at the worst possible moment. ***

For many high achievers, success in business doesn't always translate to success at home. I've seen many entrepreneurs build successful companies, generate life-changing wealth, and yet still struggle in their marriages and relationships. Often, it's because the same drive that fuels success is the very thing creating distance in the relationships that matter most.This pattern is something Stefanos Sifandos understands well. As a relationship expert, speaker, and bestselling author, he has spent over two decades helping high-performing individuals master their inner world. His newest book, Tuned In and Turned On, offers a blueprint for healing the hurts in relationships. Through his work in emotional intelligence and relational dynamics, Stefanos helps entrepreneurs and leaders uncover the hidden patterns that shape how they show up in life and love.In our conversation, Stefanos explains how success often compensates for unresolved internal struggles, how chronic stress impairs communication and connection at home, and how high performers subtly sabotage their relationships through control and avoidance. He also offers practical ways to build emotional resilience, improve presence, and deepen relationships without sacrificing ambition or success.In this episode, you'll learn: ✅ Why many high achievers struggle in relationships despite being incredibly successful professionally.✅ How emotional regulation directly impacts leadership, communication, connection, and how a simple stillness practice can help you build it.✅ The hidden patterns of control and avoidance that quietly sabotage relationships and marriages.Show Notes: LifestyleInvestor.com/287Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.       Couples & Finances: Segment 1 Ask Clark: Segment 2 Cruise Ship Residency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples Backdoor Roth IRA: How High Earners Can Still Contribute Roth vs. Traditional 401(k): What's the Difference? - Clark Howard My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake? Elliott Report: Home Unclaimed Money: How To Find and Claim Missing Funds for Free Going™ | Flight Alerts, Mistake Fares & Cheap Tickets Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Roger Whitney breaks down how to create a diversified portfolio by explaining the core principles of diversification and asset allocation, then answers listener questions on topics like using allocation funds, shifting from the S&P 500 to total market funds, and strategies like buy, borrow, die. He emphasizes that while diversification reduces unnecessary risk, asset allocation is the most important decision—especially in retirement, where portfolios should be structured into three buckets: contingency, liquidity, and growth—to balance stability, income needs, and long-term growth.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(0:00) Building wealth for retirement and investment strategies.RETIREMENT TOOLKIT(01:27) Basics of asset allocation and diversification.(02:38) Explanation of unsystematic and systematic risks.(06:26) Risk management and modern portfolio theory.(09:08) Key components and decisions in portfolio construction.(13:12) Key takeaways and practical advice.(16:10) Importance of contingency, liquidity, and growth funds.LISTENER QUESTIONS(18:20) T-Bone asks a question about asset allocation funds (26:55) An audio question about portfolio diversification(33:44) Michael asks about the ‘buy, borrow, die' strategy (39:55) Listener shares a suggestion for what to do with a t-shirt collectionROCKING RETIREMENT IN THE WILD(40:55) Dennis shares that two years into retirement, he's happy without a defined “purpose,” pushing back on the idea that retirement needs one.(43:22) Tim and Tammy embrace a flexible “pre-tirement” lifestyle, teaching remotely while traveling, volunteering, and exploring all 63 U.S. national parks.SMART SPRINT(45:22) Review your asset allocation and clearly define your contingency, liquidity, and growth buckets.CONCLUSION(46:09) Roger ends with a heartfelt reflection on loss and gratitude, reminding listeners to cherish meaningful moments.REFERENCESSubmit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

This special two-part session opens with Paul Merriman solo — paying tribute to Tim Ranzetta of Next Generation Personal Finance, sharing the latest numbers on state-mandated financial literacy, and walking through Daryl Bahls' quilt charts to show annual earnings invested in the S&P 500, large-cap value, small-cap blend, and small-cap value since 1928.Then Paul sits down with Christine Benz — Morningstar's Director of Personal Finance and Retirement Planning, and author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement — for a wide-ranging conversation on how to actually make a retirement portfolio last.Christine lays out her five-step plan for anyone retiring in 2030 or 2035: turbocharge savings, rethink household spending, build seven to ten years of "safer assets" for portfolio withdrawals, diversify globally, and use TIPS to protect purchasing power. She and Paul dig into how to structure fixed income (short, intermediate, TIPS), why she's cooler on REITs than she used to be, when a simple income annuity makes sense, and why alternatives rarely earn their keep.They also cover performance-chasing the S&P 500, balanced funds vs. building your own portfolio (including Paul's Wellesley/Wellington pairing for hands-off investors), how AI is starting to change the financial advice landscape, and the honest answer to "have you planned out to the day you die?" — even from a Morningstar executive.The audience Q&A covers bonds vs. T-bills, down-payment savings, the four-fund portfolio, Vanguard asset allocation for retirees, tax-efficient withdrawal sequencing, TIAA annuities, managed futures, and gold.Part of the Spring Financial Education Series hosted by the Bainbridge Community Foundation in partnership with the Merriman Financial Education Foundation.Coming up in this series: Mike Piper (April 21) and Bill Bernstein (April 28).

Career changes. Graduation. Divorce. Kids leaving home. Retirement. When the dust settles after any big life transition, you'll inevitably ask yourself, "Now what?" Answering that question can be exciting or overwhelming depending on your approach.  In this episode, I'll walk you through an unusual exercise that'll reveal your next right step in life, every time.  If you prefer video or want closed captions, you can watch all our episodes on YouTube → http://www.youtube.com/marieforleo  COME SAY 'HI!' Instagram: http://www.instagram.com/marieforleo  Tiktok: https://www.tiktok.com/@marieforleo  Facebook: http://www.facebook.com/marieforleo  X: http://www.x.com/marieforleo  MORE RESOURCES FOR YOU Watch my Free Masterclass: 3 Sneaky Mistakes that Kill Productivity & Tank Profits → https://www.marieforleo.com/freeclass How to Get Anything You Want (Free Audio Training) → https://www.marieforleo.com/how-to-get-anything-you-want  If you enjoyed this episode, please leave us a review!

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Precious Metals, Petrochemical Companies, Rollover 403b to Roth I-R-A, Preferred Stocks, Bitcoin, Investing Apps, Are We In Trouble?, Stock Valuation, Retirement, Alternative Investment: Groundfloor, Union Business Cycle, Buying Credit Cards Companies, 401/457 Plans, Roth I-R-A Contributions, Covered Call Strategy, SEPP-72t.Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Quince: https://quince.com/invest* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

With Congress and the U.S. political system resembling a gerontocracy, many including possible 2028 Democratic presidential contender Rahm Emanuel are calling for age limits for political offices—but term limits may be the best way to ensure leadership from the best and brightest of any age. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Chase and Ryder" are 56 and 55 with $5 million saved and huge pensions the day they retire. So why are they so nervous about pulling the trigger? That's today on Your Money, Your Wealth® podcast number 578 with Joe Anderson, CFP® and Big Al Clopine, CPA. "Andy and April" are 46 with $2.4 million saved and 10 years until they want to retire. Can they get there, and do they need a trust? "Burt and Sally" are in their late forties with solid pensions and a retirement dream, but is the math close enough to make it work? Finally, does "Dolly" have any options for squeezing more out of Social Security when she and her spouse have identical benefits? She's inheriting a brokerage account too, and wonders about the asset mix. Free Financial Resources in This Episode: https://bit.ly/ymyw-578 (full show notes & episode transcript) Withdrawal Strategy Guide - free download: https://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=libsyn&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep578-description-whitepaper  Retirement Spending: How Much is Too Much? - YMYW TV: https://purefinancial.com/ymyw/episodes/retirement-spending-how-much-is-too-much/?utm_source=libsyn&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep578-description-tv-s12e02  Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint  Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment  REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl  DOWNLOAD more free guides: https://bit.ly/PureGuides  READ financial blogs: https://bit.ly/PureFinBlog  WATCH educational videos: https://bit.ly/PureEdVideos  SUBSCRIBE to the YMYW Newsletter: https://bit.ly/YMYWNewsletter  Connect With Us: Subscribe on YouTube and join the conversation in the comments: https://bit.ly/YMYW-YT  Subscribe or follow YMYW in your favorite podcast app: https://lnk.to/ymyw  Leave your honest reviews and ratings in Apple Podcasts: https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254    Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:58 - $5.5M, Big Pensions: Safe to Retire at 57? (Chase & Ryder, San Diego) 10:39 - We're 46. Can We Retire in 10 Years? Do We Need a Trust? (Andy & April, CA) 21:28 - Can We Retire in 2027 With a Pension + $655K? (Burt & Sally, Nonesuch, KY) 34:19 - How to Max Social Security with No Spousal Benefit? (Dolly, TN) 41:41 - Outro: Next Week on the YMYW Podcast

Roxy Butner joins the show to break down practical retirement saving strategies—especially for entrepreneurs who struggle to pay themselves first. The conversation covers foundational options like IRAs and Roth IRAs, then moves into more powerful tools such as Solo 401(k)s, SEP IRAs, and SIMPLE IRAs for business owners. They highlight the enormous impact of starting early through compounding, common planning mistakes (like neglecting retirement and estate planning), and current client concerns around market volatility and geopolitical risk. Listener questions tackle HSA asset allocation and whether bonds belong in a portfolio nearing withdrawal, along with a comparison between money market funds and bond funds. The episode reinforces a core theme: ignore the noise, build a plan, and stick to it.0:09 Show intro and Roxy joins; focus on practical, common-sense advice0:50 Entrepreneurs and the challenge of saving vs reinvesting in business1:14 Getting started: traditional IRA basics and tax deferral2:41 Roth IRA advantages and contribution limits3:41 Retirement options for self-employed: overview4:20 Solo 401(k): high contribution potential and dual-role benefits5:17 SEP IRA: flexible contributions for variable income6:40 Contribution discipline and “pay yourself first” strategy7:44 SIMPLE IRA for small businesses with employees8:22 The power of compounding and starting early9:12 Early vs late investor example—time beats total contributions10:29 Common mistakes: not planning early, ignoring estate planning12:00 Tax season behaviors and last-minute contributions13:15 Listener question: HSA allocation—100% equity vs adding bonds14:03 Suggested shift toward 80/20 or modest fixed income allocation15:34 Risk considerations and need for stability nearing withdrawals16:00 Listener question: money market vs bond fund performance16:51 Apples-to-apples comparison and limits of historical data17:57 Role of bonds vs money markets in long-term portfolios18:49 Client fears: market drops and volatility concerns19:49 Geopolitical risk and sticking to a long-term plan20:17 Importance of real financial planning vs guessing returns21:57 What listeners get from a free advisor consultation23:16 How to connect with an advisor and submit questionsQuestions? Comments? Click!

If you leave your job and go all in on the gym, what happens to your retirement plan? Josh Plosker and Ben Beck of Forging Elite Finance join Jay and Fern to answer the question most gym owners never ask until it's too late.---Take the free Affiliate Blueprint Assessment

This episode covers the recent stock market activity, the significance of the 60s in retirement planning, and strategic advice for navigating the 'retirement red zone.' It emphasizes de-risking portfolios, social security strategies, and maximizing retirement savings as you approach your 60s.Chapters00:00 Market Recap and Current Market Sentiment02:22 Introduction to the Retirement Red Zone03:47 The Importance of Planning in Your 60s07:27 Market Volatility and Algorithm-Driven Trading09:09 Apple's CEO Transition Announcement11:40 Deep Dive into the 5-Year Retirement Red Zone22:57 Social Security Strategies in Your 60s25:11 Tax Tips and Required Minimum Distributions28:44 Roth IRA Conversions and Medicare Premiums29:00 Maximizing Retirement Contributions and Savings32:33 Final Tips for a Successful Retirement PlanResources & LinksSanchez Gaunt Wealth ManagementConnect with Jon SanchezLinkedInFacebookInstagramYouTubeBlog

Episode 141: This week, Kyle Van Pelt talks with Erik Brenner, CEO, President, and Founding Partner at Hilltop Wealth and Tax Solutions. With more than 30 years of experience, Erik has assisted thousands of individuals in integrating retirement, tax, and estate strategies. At Hilltop, he blends leadership and client advisory responsibilities, shaping the firm's future vision and strategies while providing personalized financial guidance to select clients. Erik talks with Kyle about what happens when advisory firms stop treating tax and wealth management as separate conversations and start thinking holistically. He discusses the strategic decisions that helped transform Hilltop, including integrating in-house tax services, rethinking the client experience, and doubling down on education-driven growth. Erik also shares how to run great seminars and use technology to keep up with business complexities. In this episode: (00:00) - Intro (01:06) - Erik's money moment (03:30) - Hilltop's one-stop model: Integration of tax and wealth management (07:13) - How Hilltop manages large wealth with tax problems (09:35) - How the SECURE 2.0 Act impacts generational wealth (16:37) - Using seminars as a modern growth engine (20:28) - What makes a 5-star seminar experience (23:39) - Managing tech across multiple business lines (25:29) - Navigating the transition from being an advisor to a CEO (27:33) - Erik's outlook on the future of the financial industry (29:03) - Erik's Milemarker Minute Key Takeaways Don't outsource critical expertise that directly affects client outcomes. If a core part of your value—like tax strategy—is outside your control, alignment becomes difficult. Integrate tax and wealth management to deliver truly holistic advice. When strategy and execution live under one roof, decisions become more coordinated, proactive, and impactful for clients. For many retirees, taxes are their biggest expense. Plan accordingly. Investment returns matter, but unmanaged tax exposure can quietly erode wealth faster than most clients realize. Education builds trust faster than selling ever will. Whether it's seminars or client meetings, people lean in when they feel informed, not when they feel pitched. Teach first, and the business follows. Quotes "For most of our clients who are into retirement, taxes are their number one expense." ~ Erik Brenner "If you don't know the right questions to ask about how laws are changing, even the most powerful AI won't be able to help you." ~ Erik Brenner "Marketing is about getting the ball rolling. You want to get that ball rolling, but you do not want the snowball to melt." ~ Eric Brenner Links  Erik Brenner on LinkedIn Hilltop Wealth and Tax Solutions Holistiplan The Personal CFO Revolution Connect with our hosts Milemarker.co Kyle on LinkedIn Jud on LinkedIn Subscribe and stay in touch Apple Podcasts Spotify YouTube Produce game-changing content with Turncast Turncast helps your company grow by producing top-quality content and fostering transformative conversations. We specialize in content generation, podcasting, digital strategy, and audience growth for fintech and financial services companies. Learn more at Turncast.com.

Sometimes retirement isn't sparked by a countdown to a date, it's triggered by a moment that makes you rethink everything.For Shawn, that moment came with a serious health scare. After being misdiagnosed with a degenerative nerve condition, he was forced to confront a hard question: If time isn't guaranteed, why keep postponing the life you want to live? In this episode of Retirement Reality, Shawn shares how that experience pushed him to take control of both his health and his finances, and ultimately retire just before his 58th birthday. He talks about the fear, the clarity that followed, and the gratitude that now defines his days.Today, retirement looks like scuba diving with his daughter and friends, a 68-day road trip through 19 national parks, building a backyard pickleball court, volunteering, sleeping in when his body needs it, and designing each day without obligation. Financially, he explains how flexibility (not perfection) gave him the confidence to step away, and why having the right mix of accounts made early retirement possible.Shawn's story is a reminder that retirement isn't about escaping work, it's about creating space to live fully while your health and energy are still there.--Shawn is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Don and Tom tackle the idea that retirement isn't what it used to be—and maybe shouldn't be at all. From historical retirement ages (when most people never made it) to today's longer, healthier lives, they explore why many people aren't eager to stop working. The conversation shifts to purpose, identity, and the growing trend of “phased retirement,” where people scale back instead of quitting outright. They also answer listener questions on using the TSP's G Fund as a stable anchor in a portfolio and the smartest way to time withdrawals from 529 plans for future medical school costs. Along the way, there's the usual banter, skepticism of industry nonsense, and a firm reminder: retirement is no longer a finish line—it's a design problem.0:05 Don's “retirement strategy”: Don't1:13 Should anyone actually retire anymore?2:06 Financial vs. psychological reasons people keep working3:15 History of retirement ages and why they were set4:39 Longevity trends and aging populations5:04 Why modern retirees want purpose and engagement6:14 Companies encouraging phased retirement (Microsoft example)7:48 Planning the “what will I do?” side of retirement8:28 Why experience makes you better (especially in media)10:12 Retirement identity and self-awareness11:01 Real-world example: professionals scaling back instead of quitting12:34 Don's evolving “never retire” plan14:55 The importance of knowing yourself before retiring16:22 Retirement today vs. historical necessity17:14 Rethinking retirement as continued contribution17:58 Listener question: Using TSP G Fund in retirement allocation20:19 Risks and logistics of split-account rebalancing21:26 Listener question: When to use 529 funds for med school23:17 Why delaying 529 withdrawals maximizes tax advantages24:52 How to submit listener questions26:19 Free advisor meetings and fiduciary pitch (without the noogie)Questions? Comments? Click!

Why is it so hard to spend the money you spent a lifetime saving? This is a question from Janet Bodnar in a Kiplinger article. She admits that one of her guilty pleasures in retirement is treating herself to a casual lunch while she's out running errands. Why does she feel so guilty? Christine Benz from Morningstar is quoted in the article, which we discuss at length in this episode. Then a listener asks a question I think a lot of you are wondering: "How am I supposed to figure out what I want to do in retirement when I can barely find time to do laundry while I'm still working?" Great question! And in our "Retire To Something" segment, Lois from the Southeast turned a lifelong love of animals into a retirement packed with purpose — volunteering at a zoo, working part-time at an aquarium, and spending half the year with manatees! Resource: Article by Janet Bodnar in Kiplinger: Stop Sweating the Small Stuff When You Spend Your Retirement Money
   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

On this Salcedo Storm Podcast:Legendary Texas sportscaster, Steve Lamb. 

In this episode, our host, Certified Financial Planner™ and GA pilot, Timothy Pope, breaks down how airline pilots should prepare for retirement during periods of market turbulence, particularly within the final five years before leaving the workforce.He explains the shift from accumulation to retirement readiness, and why volatile markets don't require a new philosophy, but a more disciplined and coordinated approach. The episode focuses on structuring your portfolio appropriately, avoiding emotional decisions, using strong current income strategically, and gaining clarity around spending and withdrawals before retirement begins.What You'll Learn from This EpisodeWhy market turbulence has a greater impact as you approach retirementHow to assess whether your stock, bond, and cash allocation fits your timelineWhy large emotional investment decisions can be costly late in your careerHow to use strong current income to reduce future retirement pressureWhy separating required and discretionary spending creates flexibilityHow to begin planning your withdrawal strategy across different accountsWhy rebalancing and stress testing are key before retirementHow to recognize if your plan is ready for coordination, not just accumulationResources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity.We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements.Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer. 

Trump accounts is what we're talking about today. We've had quite a few questions coming in on what a Trump account is, how to use it, how to not use it, and what exactly are the perks, the pros and the cons about it.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https//www.keystonefinancial.comPodcast Editor: Tim Leaman/info.primegen@gmail.com

On this episode of The Format Podcast, we break down Anthony Davis questioning the legacy of the 2020 Bubble Championship, Charles Barkley and Michael Jordan reportedly ending their long-running beef, and the latest buzz that LeBron James may not want a retirement tour as he nears the end of his career. We also discuss the NBA Playoffs so far. Topics include Lakers, LeBron James, Anthony Davis, Charles Barkley, Michael Jordan, NBA Playoffs, basketball news, NBA rumors, and sports debate. Subscribe for sharp NBA analysis, reaction, and playoff coverage.If you want to support, every little bit helps!We appreciate SuperChats, or you can donate:CashApp: $TheFormatPodcastVenmo: TheFormatPodcast

#ThisMorning | What to #Know about Including #Annuities in Your #401k | Debbie Carlson, The Wall Street Journal | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can't actually use it when you want to.In this episode, James explains why the type of account your money sits in can matter just as much as how much you've saved. When too much is locked inside pre tax accounts, retirement becomes a waiting game. Access comes with rules, penalties, or large tax consequences, even when the balance says you should be free.That is where the brokerage account quietly changes everything. Not because it produces higher returns, but because it gives you control. Control over when you access your money. Control over how income shows up. Control over how much tax you actually pay along the way.The difference is subtle at first. But over time, it becomes the gap between having wealth on paper and having the ability to actually live on your terms. Someone with less money but better account structure can often move more freely than someone with a larger balance tied up in the wrong places.The takeaway is simple. Retirement is not just about accumulation. It is about accessibility. When your plan includes both, your money stops feeling restricted and starts feeling like what it was meant to be. Freedom.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!

Jaire Alexander just dropped one of the most honest and vulnerable Instagram posts we've seen from any NFL player, and it's got the entire league showing him love. After battling injuries that kept him off the field for most of his final years in Green Bay, the former All-Pro corner opened up about losing his ultimate confidence, dealing with anxiety and depression, and knowing it was time to walk away from the game he loves. In this episode we break down Jaire's heartfelt message, thank his faith, family, and the Packers brotherhood, and discuss what this means for a franchise that's clearly turning the page. Plus, Brian Gutekunst made some quiet but important roster moves on Friday – waiving three practice-squad guys to get down to 76 players and create room for undrafted free agents after the draft. Cornerback remains the biggest need heading into the 2026 NFL Draft, and we talk about how Green Bay is trying to rebuild that secondary with only eight picks and no first-rounder. We also touch on the exciting new healthcare partnership with UW Health and what it says about the direction of player wellness in Titletown. Jaire Alexander's raw admission about mental health struggles Why the Packers had to move on and how they're reshaping the secondary Latest roster cuts and what it means for draft strategy at corner, TE, and LB Positive steps forward with the new UW Health partnership This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. If Jaire's story hit you the same way it hit me, drop your thoughts in the comments – did this change how you remember his time in Green Bay? Who should the Packers target in the draft to fix the cornerback room? Hit subscribe, leave a review, and let's keep the conversation going. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast   Draft Guide: NFL Draft Grades - Professional Draft Analysis Tools

Aaron Torres and Jason Martin react to the Lakers beating the Rockets and why LeBron James will not retire at the end of the season despite reports of the possibility of retirement. Aaron and Jason discuss why the NBA chose to have games on Prime instead of National Television stations like NBC or ABC on its opening playoff day. The guys then get into some NFL Draft topics and why this draft is one of the weaker drafts in recent memory + Mark Medina joins the show to talk NBA playoffs! See omnystudio.com/listener for privacy information.

In this episode we answer emails from Matt, Michael, Stephen and Al.  We discuss expanding the spending muscle in retirement, the generosity of our listeners, more on the Four Quadrant model and its permutations, and how we stay connected to listeners without inhabiting the conference circuit. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Fairfax CASA Donation Page:  Donate - Fairfax CASACool Number Nerd Video:  Fibonacci Numbers hidden in the Mandelbrot Set - NumberphileMiB Podcast Episode:  Masters in Business: Jean-Philippe Bouchaud - BloombergThe Dude's Link re Quadrants and Assets:   Structural Diversification for All Seasons - ReSolve Asset Management (investresolve.com)Hedgeye Asset Chart:  Hedgeye Four Quadrant Model Best and Worst Assets.pdf - Google DriveBloomberg Inflation Presentation:  Bloomberg Investing in Inflationary Regimes Presentation.pdf - Google DriveListener Essay on Four Quadrant Model:  15 Uncorrelated Assets | SSiSClaudia Moise Paper with US Treasuries Correlation Data:  Flights to Safety, Volatility Risk, and Monetary Policy by Claudia E. Moise :: SSRNBreathless Unedited AI-Bot Summary:Hoarding can look a lot like “being responsible,” especially right before retirement when every headline makes the future feel fragile. We take a listener's detailed numbers and use them to talk about a problem we see all the time: spending that never catches up with the life you actually want. If your future expenses are likely to decline in real terms, your personal inflation rate may be lower than CPI, and a fixed rule can quietly push you into over-saving instead of living. We share a simple, practical idea for breaking that pattern: create a visible spending bucket, spend intentionally, then review what brought real value and what didn't. Then we shift into a deep question from a data-driven listener who tried to test Bridgewater's four quadrant model using growth and inflation data. We explain why these relationships are probabilistic, why short time frames can look like a noisy blob, and where to look for research that connects macro regimes to asset returns. Along the way we revisit the roles different diversifiers can play in a risk parity portfolio: Treasury bonds as recession insurance, managed futures and commodities for ugly inflation shocks, and gold as a strange but useful diversifier when the world gets weird. We wrap with our weekly portfolio review and a quick read on what's been working lately across stocks, small cap value, bonds, gold, REITs, commodities and managed futures, including results from our sample portfolios and a few leveraged experiments. If you like practical asset allocation, retirement withdrawal strategy, and plainspoken investing conversations with some humor mixed in, hit play, then subscribe, share the show, and leave a review so more do-it-yourself investors can find it.Support the show

Jaire Alexander just dropped one of the most honest and vulnerable Instagram posts we've seen from any NFL player, and it's got the entire league showing him love. After battling injuries that kept him off the field for most of his final years in Green Bay, the former All-Pro corner opened up about losing his ultimate confidence, dealing with anxiety and depression, and knowing it was time to walk away from the game he loves. In this episode we break down Jaire's heartfelt message, thank his faith, family, and the Packers brotherhood, and discuss what this means for a franchise that's clearly turning the page. Plus, Brian Gutekunst made some quiet but important roster moves on Friday – waiving three practice-squad guys to get down to 76 players and create room for undrafted free agents after the draft. Cornerback remains the biggest need heading into the 2026 NFL Draft, and we talk about how Green Bay is trying to rebuild that secondary with only eight picks and no first-rounder. We also touch on the exciting new healthcare partnership with UW Health and what it says about the direction of player wellness in Titletown. Jaire Alexander's raw admission about mental health struggles Why the Packers had to move on and how they're reshaping the secondary Latest roster cuts and what it means for draft strategy at corner, TE, and LB Positive steps forward with the new UW Health partnership This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. If Jaire's story hit you the same way it hit me, drop your thoughts in the comments – did this change how you remember his time in Green Bay? Who should the Packers target in the draft to fix the cornerback room? Hit subscribe, leave a review, and let's keep the conversation going. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast   Draft Guide: NFL Draft Grades - Professional Draft Analysis Tools

Today we jump back 15 years to the Apr. 13, 2011 episode of the PWTorch Livecast with PWTorch editor Wade Keller and PWTorch columnist Pat McNeill who discussed more aspects of Edge's retirement, Sin Cara's botched push so far, Kurt Angle re-signing with TNA, the potential of major TNA rebranding in the works, McNeill's Event Center, McNeill's weekly look at iPPV offerings, and the previously VIP-exclusive Aftershow features questions from McNeill's Mailbag.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

529 plans keep evolving, and the latest rule changes could impact how you save and spend for education. In this episode of the Wise Money Show, we answer listener questions about new 529 plan flexibility, including K-12 usage and the 529-to-Roth opportunity. We also tackle a common retirement challenge of how to buy or build a new home before selling your current one. Plus, we share what to look for when choosing a CERTIFIED FINANCIAL PLANNER™ and whether location really matters.  Season 11, Episode 35 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/_Rk8Bv5knwI  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Residential Real Estate in Bay Area, Portfolio Management, Bitcoin, Three-Buckets Retirement Strategy, CD Rates, Changing Taxes Status, Oil Field Services, Saving for Retirement, How to Short a Stock, Safe Haven Investment, Liquidity, Monetizing Debt, International Exposure, Options & Capital Gains, Covered Calls ETFs.Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Quince: https://quince.com/invest* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Today we jump back 15 years to two back-to-back episodes of the PWTorch Livecast from Apr. 11 and 12, 2011.On the Apr. 11, 2011 episode, PWTorch assistant editor James Caldwell and PWTorch columnist Bruce Mitchell, they discuss with live callers Larry Sweeney's death, Scott Hall's weekend health issues, Raw tonight, Tough Enough Week 1, Sin Cara Week 1, potential WWE roster cuts, successor to McMahon, how Triple H would fare in charge of creative, Abdullah the Butcher & Billy Graham, and much more.Then on the Apr. 12, 2011 episode, PWTorch editor Wade Keller and Jason Powell of Prowrestling.net, they discuss with live callers Edge's retirement in-depth, his final two-year run in WWE, items from Monday's Raw including the WWE Title picture and R-Truth's inclusion, Keller's clarifications on John Cena's physical look and the Taker-Hunter chair shot from WrestleMania, Tough Enough Week 2, and more.In the previously VIP-exclusive Aftershow, they discussed the Trish-Morrison controversy last week, TNA's inevitable re-branding changes, and more topics.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

Gio brainstorms an eccentric retirement gift for Eddie, taking calls on the idea of getting him sheep for yarn. Boomer receives birthday wishes, we debate LaMelo Ball's "hostile act" and Lavar's defense, and Josh Hart previews Knicks/Hawks. After Zay Flowers reflects on John Harbaugh, we revisit Rami's dumped audio drop before the "WFAN Family" surprises Boomer with Clase Azul.

What do you get the eclectic person who is difficult to buy for? How about sheep?

New reporting suggests LeBron hasn't ruled out retirement after this season but none of us actually believe he would retire without a retirement tour.

Today's Poll Question at Smerconish.com: Should Social Security cap benefits for the wealthiest retirees? Michael Smerconish explores a provocative proposal to limit Social Security payouts for high-income retirees, raising fundamental questions about the program's purpose. Is it a guaranteed return on what you paid in—or a safety net meant to prevent poverty? With nearly half of Americans lacking retirement savings and the worker-to-retiree ratio shrinking, pressure is mounting to rethink the system's sustainability. Smerconish breaks down the economic realities, political implications, and competing philosophies shaping this debate, and explains why your answer likely depends on how you define fairness in retirement. Listen in, then cast your ballot. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Fat One closes out the week with an EXCELLENT “Ask Big Fatty” question and nattering about yard waste, apple turnovers, Survivor, targeted advertising and much more. Happy National Cheeseball Day.

Preview for Later TodayFormer Navy Secretary Tom Modly discusses the Golden Fleet proposal for the 2027 budget. He questions the lack of a long-term plan regarding ship retirements and sustainable funding for the fleet's growth.1890 RUSSIA IRONCLAD PETER VELIKLY

Building wealth and keeping it requires different skills, and many entrepreneurs fail to realize it before it's too late. The same instincts that create wealth can sabotage your ability to preserve or grow it after a big exit.Michael Sonnenfeldt is the founder of Tiger 21, a global peer network of ultra-high-net-worth entrepreneurs with over 1,800 members with more than $250 billion in combined assets. After a successful real estate career and liquidity event at age 31, Michael shifted his focus to helping other entrepreneurs navigate the complex transition from wealth creation to wealth preservation.In our conversation, Michael explains why many successful entrepreneurs surprisingly become “mediocre investors” and the critical mindset shifts required to avoid costly mistakes after a big exit. He also explains the key difference between entrepreneurial risk and investor discipline, and why understanding whether you truly have an “edge” by paying fund manager fees to outperform the markets is one of the most important investment decisions you can make.In this episode, you'll learn: ✅ The difference between wealth creation and wealth preservation, and how the power of compounding quietly outperforms risky business opportunities over time.✅ How peer groups, mentors, and communities like Tiger 21 can unlock better decisions, unique opportunities, and even life-changing support.✅ How asset allocation is shifting among top investors and why private equity continues to take a larger share of their portfolios.Show Notes: LifestyleInvestor.com/286Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rethink retirement, and how the financial and lifestyle choices of today may shape tomorrow. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase bring real-world context to retirement planning, housing decisions, investment strategies, and tax considerations. • Discover how consistent saving and long-term investing have historically supported greater flexibility in retirement, though past performance does not guarantee future results and may not indicate future market direction. • Picture how your retirement location, cost of living, and closeness to family may shape your day-to-day happiness. • Use a simple framework to research and test potential retirement destinations before making a big move. • Navigate housing transitions by thinking through timing gaps, home equity access, and tax considerations. • Compare ways to fund a home purchase using Roth IRAs, traditional IRAs, and brokerage accounts. • Understand how TSP, high-yield savings, mutual funds, and ETFs differ in fees, taxes, and flexibility. • Weigh whether keeping a TSP or rolling assets into an IRA may fit your broader financial picture. • Examine how investment fees and annuities may play a role in long-term planning decisions. • Consider early retirement scenarios by factoring in income variability, taxes, and sustainability over time. Take a fresh look at your retirement strategy with insights grounded in real-life decisions and long-term thinking. Listen and subscribe to the Retire Sooner Podcast for more educational content to help inform your financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

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You've planned for retirement. You've built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can't manage your money at all? It's an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious consequences.  On this special episode of HerMoney, sponsored by LIMRA, Dr. Chris Heye, LIMRA Retirement Income Institute Fellow and CEO of Whealthcare Planning and Wealthcare Solutions, explains why health risks – especially cognitive decline – may be one of the biggest blind spots in retirement planning today. Then, Erin Gilmore Smith, Head of Estate Planning for Edelman Financial Engines, joins us to share practical steps you can take now to protect your finances, your family, and your future self.  In this episode, they'll highlight: Why health risks – and especially cognitive decline – might matter more than the markets How cognitive decline shows up in our finances, before we realize we have it Why women are more challenged when it comes to the risk of cognitive decline – and how we can protect ourselves Protected income can help create greater stability in retirement, especially in the face of potential cognitive decline. If you're curious and want to dig deeper, this resource from LIMRA can help: Protect Your Retirement From Cognitive Decline: The Link Between Cognitive Health and Financial Security Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Roger Whitney breaks down essential elements you need to consider before and during retirement. From understanding inflation risks to strategic asset reallocation, this episode offers practical advice to help you make informed decisions and craft a retirement that aligns with your values.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PODCAST(00:00) Introduction and overview of upcoming topicsRETIREMENT TOOLKIT(01:49) Why inflation poses a significant risk to retirees(02:32) What is inflation and how is it measured (03:33) Causes of inflation: demand, supply constraints, and rising costs(05:20) Historical inflation rates and what they mean for your planning(06:48) How to choose a realistic inflation assumption in your plan(08:40) Strategies to hedge against inflationROCKIN RETIREMENT IN THE WILD(12:47) Jim's story: diversity in retirement activities and the importance of adaptabilityPRACTICAL PLANNING SEGMENT(16:07) Mike's question reframed: focus on designing your retirement life first, not account tactics(17:50) Roger reviews Mike's facts(18:56) The importance of building a feasible plan of record, estimating expenses, and creating a realistic monthly budget for retirement(23:13) Clarifying values and how they shape your retirement goals(25:20) Income side of the plan: social security, pensions, and tax considerations(30:15) Once the plan is feasible, start testing versions of the plan and planning paycheck(31:52)  401(k) and 457 decisions can wait—focus on positioning assets for income first(33:12) Consider building after-tax savings now to increase future optionalityLISTENER QUESTIONS(35:50) Listener shares story about roadside cafe(36:20) Michael asks a question about ROTH conversions in a down market(38:50) Steve asks how to better time Roth conversions to avoid triggering IRMAA Medicare surcharges?SMART SPRINT(45:14) Smart Sprint: Before acting, ask yourself “what problem am I actually solving?”ON THE BOOKSHELF(46:25) Roger talks about his love of notebooks and shares book recommendationsREFERENCESSubmit a Question for RogerSign up for The NoodleON THE BOOKSHELFUgmonk NotebooksTheo of Golden by Allen LeviThe Three Musketeers by Alexandre DumasNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.