Podcasts about Retirement

Dan Haylett gives us a late-starter masterclass on why retirement is a human problem long before it's a math problem. Dan is a UK financial planner, creator of 'Humans vs Retirement' podcast, and author of 'The Retirement You Didn't See Coming'.  He walks us through how that outdated 'retire from work and fade away' script clashes with modern 50- and 60-somethings who still have health, curiosity, and huge ambitions. In this episode he also: Reframes risk as the possibility of dying with plenty of money but too few memories Unpacks why spreadsheets never quite make us feel safe Lays out his three-phase map of the second half of life     DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   ALLOY The Alloy Market offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Use this special Link and enter code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

Jim and Chris discuss listener emails on Social Security survivor benefits and the earnings test, share a listener PSA on Social Security timing and IRMAA, then cover ERISA protections for retirement rollovers and a PSA from Greg on lifetime unlimited long-term care policies.(9:45) Georgette asks whether she must still take her husband's required minimum distributions if he passes during his RMD year and how Social Security survivor benefits work, including whether she should claim a widow's benefit or wait to take her own.(50:45) A listener asks how the Social Security earnings test applies when someone retires before full retirement age and applies midyear, and how to avoid missing a month of income due to the timing of benefit payments.(55:00) The guys share a PSA about applying for Social Security and receiving benefits within days, which caused an unexpected IRMAA impact.(1:00:35) Jim and Chris discuss whether rolling Roth and pre-tax 401(k) assets into IRAs results in losing ERISA protections, or if separate rollover IRAs are needed to preserve those protections.(1:15:15) Greg, from our office, shares a PSA clarifying that some lifetime unlimited long-term care policies still exist. The post Social Security, ERISA, LTC: Q&A #2604 appeared first on The Retirement and IRA Show.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Jake, Will, Lauren, and Rabih talk about what the best investment of 2025 really was and why staying invested matters more than timing the market. Then they discuss why boomers tend to have less retirement savings than millennials, unpacking the shift from pensions to 401(k)s, the lasting impact of the Great Recession, and how automatic enrollment and modern investing tools may give younger generations a long-term edge. Finally, they explore commonalities between dentistry and college football as private equity enters both spaces. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Dividend Growth: The Quiet Engine of Wealth Dividend growth investing sounds simple, but doing it well for decades is not. Markets get noisy. Numbers get confusing. That's why we wrote Dividend Growth: The Quiet Engine of Wealth—a practical guide to building a framework you can stick with when things get uncomfortable. You can get a free copy here. Plus, join our market newsletter for more on dividend growth investing. ________ If you could only look at one number to judge whether a dividend can keep growing for decades, what would it be?In this episode, we strip investing back to first principles. Greg talks about why investors get overwhelmed with data and how focusing on the wrong metrics can quietly lead you off track. Using a simple hot dog stand analogy, he explains why familiar numbers like return on equity (ROE) and return on assets (ROA) can distort reality, especially when leverage enters the picture.From there, he introduces return on invested capital (ROIC) and shows why it does a better job connecting business quality to long-term dividend growth. Later, Greg addresses what ROIC can't tell you and why context always matters. Along the way, he walks through real-world examples, including Kraft Heinz ($KHC), Southern Company ($SO), Williams-Sonoma ($WSM), and Microsoft ($MSFT), to show how capital allocation decisions compound over time. [00:11] Introduction[02:50] Information overload and the danger of focusing on the wrong numbers[04:40] The hot dog stand: ROA vs. ROE and the role of leverage[08:15] Why both ROA and ROE can mislead dividend investors[09:35] Return on invested capital (ROIC) explained in plain English[13:30] ROIC, cost of capital, and long-term value creation[14:55] Case study: Kraft Heinz and why high yield can be a trap[18:30] Case study: Southern Company and when low returns still “work”[22:10] Case study: Williams-Sonoma and disciplined capital allocation[24:55] Case study: Microsoft and the power of long-term compounding[29:10] The limits of ROIC and why incremental returns matter[31:25] Final takeaway: one number, long time horizons, evolving businessesSend us a textDisclaimer: Past performance does not guarantee future results. This episode is for educational purposes only and is not investment advice. If you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review RESOURCES: Schedule a meeting with us -> Financial Planning & Portfolio Management Getting into the weeds -> DCM Investment Reports & Models Visit our website to learn more about our investment strategy and wealth management services. Follow us on:Instagram | Facebook | LinkedIn | X

David and Kaz fire up the mics and discuss whether or not the Rock ruined John Cena's retirement tour by filming ‘The Smashing Machine' (8:19). Then, they discuss a few things from Season 2 of 'WWE Unreal' (20:25). They also discuss the following: The debate whether or not AEW is building new stars (35:00) Lainey Reid and Ricky Sosa grab the attention of wrestling fans everywhere (1:02:21) David's rant of the week: Wrestlers should never wear plaid on television (1:14:34) Saturday Night's Main Event preview (1:22:9) Be sure to check out our videos on⁠ BlueSky⁠,⁠ TikTok⁠,⁠ Instagram Threads⁠, and⁠ X⁠. Hosts: David Shoemaker, Kazeem Famuyide, and Brian H. Waters Producer: Brian H. Waters Additional Production Support: Ben Cruz Learn more about your ad choices. Visit podcastchoices.com/adchoices

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If you're newly retired or will join the ranks soon, it's time to think about how you plan to spend your nest egg. Morningstar researchers are helping new retirees figure out where to begin. The recently published State of Retirement Income report concluded that the starting safe withdrawal rate for people beginning their retirement in 2026 is 3.9%. That number might appear low. However, the team has analyzed several strategies to lift it to almost 6%. Morningstar portfolio strategist Amy Arnott has investigated the data and joined the podcast to explain flexible withdrawal strategies.How Much Can You Spend in Retirement? Here's Your Starting Safe Withdrawal Rate for 2026  https://apple.news/ALEEtAf1FTAm7WUFGvYvXVQOn this episode:00:00:00 Welcome00:01:26 Understanding the 3.9% Safe Withdrawal Rate00:02:33 How Flexible Strategies Lift Withdrawal Rates Up to 5.7%00:03:48 Flexible Approaches for Retirees Seeking Predictable Paycheck-like Income00:05:40 Inside the Vanguard Dynamic Spending Method00:07:15 Highest Lifetime Spending & Highest Starting Safe Withdrawal Rate00:09:20 Leaving a Legacy and Strengthening Your Portfolio00:14:30 4 Financial To-Dos to Kick Off the New Year Watch more from Morningstar:Beyond AI: Are Quantum Stocks the Next Big Thing in Tech Investing?How to Generate Steady Income in 2026All in on Magnificent 7? Where You Should Invest Next Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Fat One closes out the week with a recap of his day in Fat Acres which included soup!, a trip to Sam's Club, a letter from Patty, Patty Bacon sandlots of gas. Happy National Rhubarb Pie Day.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth For decades, the 4% rule has been used as a simple guideline for retirement spending—but it was never meant to be a guarantee. In this episode, Tyler Emrick, CFA®, CFP®, will revisit the research behind the 4% rule and explore new findings from its creator, Bill Bengen, suggesting that retirees may be able to spend more under updated assumptions. We explain why sequence-of-returns risk matters more than average returns, how thinking in terms of portfolio “runway” can help manage downturns, and why dynamic withdrawal strategies often lead to better long-term outcomes. If you're wondering how much you can realistically spend in retirement, this episode will help you think about it the right way. Here's some of what we discuss in this episode:

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss how to create income at retirement with a growth portfolio and a covered call ETFs. It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Send us a textThe Divisional Round is where the postseason gets real.Every team left is dangerous. Every mistake is magnified. And every game feels like it could define a career.Josh Allen and a battered Bills squad head into Denver to face Bo Nix and a defense built to punish mistakes.Brock Purdy vs. Sam Darnold renews an NFC West rivalry under the lights.At Foxborough, Drake Maye leads the Patriots against CJ Stroud and the #1 Defense in the league.And can Caleb Williams lead the Bears to a victory against MVP frontrunner Matthew Stafford and the Rams?Beyond the field, the NFL never sleeps.The coaching carousel keeps turning.Retirement talks loom as well.We're breaking down every Divisional Round matchup, reacting to the biggest storylines, and making our picks for a weekend that will decide who's one step closer to the Super Bowl.We don't do “expert analysis.”We're here to talk football, feel the moment, and make calls we can actually stand on.Raw. Unfiltered.

Mike and Rico wrapped up today's show wondering where the Lions go from here following Dan Skipper's retirement.

Don and Tom open with sports banter and TV talk before diving into state-run retirement savings programs, explaining how auto-enrollment boosts participation and what fees and investment options really look like. They discuss why forced saving works, why Roth structures make sense, and how these plans compare to traditional IRAs. The conversation shifts to the emotional side of retirement, emphasizing purpose, “mattering,” and the mental health risks of disengagement. Listener calls cover annuity sales masquerading as fiduciary advice, helping a widowed parent invest conservatively, and managing old 401(k)s. The show closes with a thoughtful discussion of advisor fee models, self-management, and why planning and tax strategy matter more as retirement approaches. 0:04 Show intro, Broncos talk, Mad Men, and settling in 2:02 Retirement as the biggest lifetime expense 2:47 State-run retirement plans and auto-enrollment 3:47 Who really pays for “free” state plans 4:09 Why Roth-style saving makes sense 6:25 OregonSaves fees and State Street target-date funds 8:07 Limited investment choices in most retirement plans 9:24 Florida has no state savings plan 9:33 WSJ article on purpose and meaning in retirement 11:12 “Mattering” and being needed after retirement 12:19 Longevity after age 65 14:30 Retirement without a plan vs. needing structure 15:36 Depression and suicide risks in older retirees 16:52 Caller: “Fiduciary” selling indexed annuity 17:40 Why annuity pitches violate fiduciary duty 20:20 Knowing yourself before retiring 21:18 Caller: Helping widowed mother invest safely 22:33 When CDs and Treasuries make sense 23:47 Using brokerage CD ladders 26:34 Sports updates and listener mail 27:36 Old 401(k)s and consolidation 30:43 Listener saved $100K/year in advisory fees 31:47 AUM vs hourly vs flat-fee advisors 34:47 Subscription advisors and limited portfolios 35:51 Why advice matters more in retirement Learn more about your ad choices. Visit megaphone.fm/adchoices

For many entrepreneurs and investors, financial success often feels harder than it should. Despite tireless work and long hours spent chasing income, they still end up owing a business that runs them rather than the other way around.Today's guest has spent decades helping people break that cycle by shifting how they think about money, assets, and financial freedom itself.Sharon Lechter is a globally recognized financial literacy expert, former CPA, keynote speaker, and five-time New York Times bestselling author. She is best known as the co-author of Rich Dad Poor Dad and 14 additional books in the Rich Dad series, including the transformational Cashflow Quadrant. She's also co-authored many other influential books, including Exit Rich, Three Feet from Gold, and Think and Grow Rich for Women.Sharon has dedicated her career to educating and empowering investors at any level, helping them move from earned income to asset-driven wealth while reclaiming their time. In her newest book, Old Wealth, New Wealth, True Wealth, Sharon offers readers both an inspiring fable and a practical blueprint for crafting a legacy that lasts.In this episode, you'll learn: ✅ Why the purest definition of financial freedom is when asset income exceeds your monthly expenses.✅ How the Cashflow Quadrant was a game changer for Justin and helps entrepreneurs reclaim time and scale faster by making better decisions.✅ Why Sharon's newest mission with IQ Hall helps creators and entrepreneurs maintain ownership and protect their intellectual property while using AI.Show Notes: LifestyleInvestor.com/274Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the 182nd episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards discuss the happiest time in an advisor's career—and how that may be fueling the industry's succession planning gap. For full show notes, see kitces.com and thesocietyofadvice.com.

Global markets are entering 2026 amid heightened geopolitical uncertainty, structural shifts in the global order, and rapid technological change. Recorded live from the World Economic Forum in Davos, this episode of The Bid examines the macroeconomic and geopolitical forces shaping the year ahead.Host Oscar Pulido is joined by Philipp Hildebrand, Vice Chairman of BlackRock, and Tom Donilon, Vice Chairman of BlackRock and Chairman of the BlackRock Investment Institute. Drawing on conversations with political leaders, policymakers, and business executives in Davos, they reflect on an evolving geopolitical landscape and its implications for markets, governments, and global cooperation.The discussion explores how shifts in U.S. policy are reshaping alliances — particularly between the United States and Europe — and why this period may mark a broader transition away from the post–World War II global framework. Philipp outlines the pressures facing Europe, while Tom examines how national security considerations are increasingly shaping economic policy, trade, and global investment flows.Artificial intelligence emerges as a central theme, viewed both as an economic driver and a geopolitical force. The episode considers AI's role in national security competition, the growing importance of data centers and energy infrastructure, and how concerns around sovereignty, critical minerals, and societal impact are elevating AI from a technological issue to a political one.Key insights· How current geopolitical developments are reshaping the global outlook entering 2026· Why Davos remains a key forum for understanding policy and market sentiment· Where Europe's macroeconomic challenges and opportunities are most pronounced· How AI is increasingly intersecting with geopolitics and national security· What recent U.S.–Europe tensions reveal about future global cooperation· How investors and policymakers are interpreting uncertainty in today's environmentGeopolitics, global macro outlook, Europe economy, World Economic Forum Davos, AI and geopolitics, global markets, policy uncertaintyThis content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Fat One returns with a recap of his Tuesday and Hump Day which included a trip to Sam's Club, Seniorcize class, a visit to Shady Pines, the coupon and much more. Happy National Blonde Brownie Day.

In this episode, we dive deep into retirement planning statistics that might surprise you—and hopefully motivate you to take action. We break down the numbers, share personal stories, and give you practical steps to start preparing for your future, no matter what stage of life you're in.   Key Takeaways Start where you are: Even if you're past the "ideal" window for compounding, taking action now is better than waiting Know your numbers: Understand what government benefits you'll actually receive Review your spending: Track where your money goes—especially dining out Think long-term: You're likely to live longer than previous generations planned for Get professional help: This isn't your specialty, and that's okay Action Steps Review your current retirement savings and projections Calculate your expected CPP and OAS benefits Analyze 3 months of spending to find financial leaks Consider insurance as part of your investment strategy Have honest conversations with your partner about retirement goals Resources Mentioned Statistics Canada retirement data (2022-2025) The Latte Factor by David Bach Rich Dad, Poor Dad by Robert Kiyosaki and Sharon Lechter The Psychology of Money by Morgan Housel   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

David Bach joins Steve Chen to discuss the evolution of The Automatic Millionaire and his newest idea, the IRA Flat Tax, which aims to rethink how Americans use their retirement savings. Bach explains that decades of automation have helped millions accumulate wealth, but most retirees now delay spending their money until required minimum distributions, leaving trillions of dollars idle. He proposes a limited window allowing early retirement withdrawals at a flat tax rate to encourage spending, improve retiree quality of life, and stimulate the economy. The conversation also explores the difficulty of shifting from saving to spending, the importance of enjoying wealth while health allows, and how AI is reshaping financial planning without replacing the need for human guidance, reinforcing Bach's long-held belief that money is ultimately a tool to support a better life.

Do you ever worry your parents are making bad money decisions… or heading toward retirement totally unprepared? This week’s Friday Drinks starts with the situation where you love your parents, they’re adults, and you’re still lying awake wondering whether someone is taking them for a ride. We talk about how to raise money concerns without lecturing or burying your head in the sand. And how to live with the reality that sometimes, even when you say everything right, the decision still isn’t yours. Then there ain't no drama like a wedding money drama, and this one is no ecception. A bridal party agreed to pay for $1k for hens and bucks accommodation, and now the story is we can’t afford to pay you back. We get into where responsibility sits, how resentment builds when you absorb costs you didn’t agree to carry, and when being “understanding” just means being out of pocket. Plus we've got money wins, broke tips, and community chaos to finish the week properly. Sign up to collect your OnePass reward here! *T&Cs, exclusions apply (See below) THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. *OnePass offer available to new members who join before AEDT 6am 9 February 2026. No free trial applies. $20 OnePass Reward redeemable in-store and online at Officeworks. Valid for 60 days from date of issue. Free delivery with no minimum spend. Active linked Flybuys account required. Scan or enter OnePass at checkout. Not all participating brands offer all member benefits. See OnePass.com.au for benefits and exclusions for each participating brandSee omnystudio.com/listener for privacy information.

Most people are taught to buy term insurance and invest the rest—but what if that advice is based on a massive misunderstanding of how life insurance actually works? In this episode, we break down why dividend-paying whole life insurance is fundamentally misclassified, how insurance companies really make money, and why Nelson Nash believed banking, not investing, was the missing piece. In WTB Episode 253, we continue our deep dive into Becoming Your Own Banker by Nelson Nash, focusing on mortality tables, underwriting, modified endowment contracts (MECs), and why whole life insurance behaves more like a banking system than an insurance product. We explore: Why term insurance is incredibly profitable for insurance companies How underwriting selects for people who actually live longer Why retirement at 65 was built on a flawed assumption How MEC rules really work (and why they're not the end of the world) Why universal life, variable life, and indexed UL fail long-term How to properly structure a whole life policy for Infinite Banking If you've ever been told "whole life is bad," this episode explains where that belief came from—and why it persists. Key Takeaways: Death is not an if—it's a when, and insurance should be structured accordingly Term insurance is statistically designed not to pay out Responsible, underwritten individuals live longer—and insurers know it Whole life insurance is misclassified, leading to bad financial decisions Infinite Banking works best when cash value is prioritized over death benefit MEC policies aren't catastrophic—but understanding the rules matters Chapters: (00:00) – Why the insurance industry misunderstands its own products (05:50) – Mortality tables, underwriting, and who actually lives longer (10:52) – Retirement at 65 and the Social Security fallacy (18:03) – MEC rules, overfunding, and policy design explained (31:27) – Why universal, variable, and indexed life insurance fail (39:21) – Why Infinite Banking is caught, not taught

“Across all three branches of government, 75 years — you’re out.” That's the pitch from Rahm Emanuel, a prominent Democrat eyeing a desire to run for president in 2028… While this is not a new debate, the debate over age requirements for the President, Congress, Judges and more continues to be a hot topic. Will action ever be taken? Greg and Holly discuss.

Many high-net-worth Canadians discover that spending money in retirement is harder than saving it. In this episode, Joe Curry explores the psychology behind underspending, the risks of overspending, and how a personalized retirement income plan can give you the confidence - and permission - to enjoy the life you worked so hard to afford. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

WBBM political editor Geoff Buchholz reports former Chicago Mayor Rahm Emanuel has proposed a mandatory retirement age of 75 for workers in all three branches of the federal government.

There's no shortage of financial advice out there, and unfortunately, not all of it is good. Some of the most damaging retirement mistakes don't come from reckless behavior, but from ideas that sound reasonable and get repeated often enough to feel true. Today, we're busting some of the most common retirement planning myths and explaining why believing them can quietly derail an otherwise solid plan.   Contact Info: Website: https://crystallaketax.com/ Phone Number: 815-526-3092

Federal retirement planning shouldn't start when you're filling out the retirement packet — by then, you're making lifetime decisions under a deadline. Planning early gives you time to align your benefits with your goals.Learn how to complete your federal retirement paperwork accurately, understand benefit elections, TSP options, survivor benefits, and the retirement submission process before you're up against the clock.We offer you a FREE 15-minute call to ask questions and start understanding whether you have a real retirement plan or just the idea of one. Schedule here: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtubeAre You “Shutdown-Proof” for Retirement?, find out here: https://lb1nm6qa2sh.typeform.com/to/pKWB4w8bNewsletter: https://cdfinancial.com/newsletterSocials:Instagram: https://instagram.com/cdfinancial.llc/Facebook: https://facebook.com/cdfinancialLinkedIn: https://linkedin.com/company/cd-financial

Indiana wins the CFB National Championship. We talk about the great game Monday Night, the impact of Curt Cignetti, how insane the story is, future of CFB and more (00:00:00-00:38:55). We then talk coaching carousel and divisional round clean up ahead of Championship Sunday (00:38:55-01:08:20). Hot Seat Cool Throne including Beckham drama, the blob, aliens and more (01:08:20-01:35:00). Adam Thielen joins the show to talk about his NFL career, retirement, favorite teammates, the last team meeting with Mike Tomlin, playing with Rodgers, Bryce Young and more (01:35:00-02:14:08). Paddy the Baddy joins the show ahead of UFC 324 on Saturday Night to catch up, predict the outcome, his diet and some new English disses (02:14:08-02:29:04). We finish the show with listener submitted pardon your takes (02:29:04-02:43:19).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

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As the Retirement Plan Live case study continues, Roger Whitney helps Henry and Lucy move from dreaming to feasibility, organizing the real financial resources available to support an early retirement in their 40s. This episode centers on trade-offs, confidence, and the reality of giving up earned income decades early. Roger and the couple walk through income assumptions, assets, and risk tolerance before closing with listener advice, a Smart Sprint, and words for the year.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but to have the confidence and comfort to lean in and rock retirement.(00:27) Roger introduces Week 3 of the Retirement Plan Live case study with Henry and Lucy.(02:15) What are Henry and Lucy giving up to retire early?RETIREMENT PLAN LIVE(05:00) Roger asks Henry and Lucy if they pick a word of the year.(06:05) Henry and Lucy reflect on why retiring even one year earlier feels uncomfortable without proof.(10:50) Review of Social Security assumptions and why it's excluded from their base plan.(14:13) Confirmation that the plan assumes no earned income after retirement.(20:40) Overview of after-tax assets, cash buckets, and sinking funds.(26:20) Review of retirement accounts, savings rates, and long-term strategy.(31:30) Home equity, college savings, and inheritance assumptions.(33:40) Clarifying the goal for the after-tax bridge bucket.ADVICE FROM A RETIREE(38:39) Listener Bonnie shares an alternative approach using sabbaticals and flexible work.(41:10) Roger reflects on optionality, skill relevance, and maintaining professional networks.SMART SPRINT(42:30) Roger encourages listeners to organize or update their net worth statement.WORD FOR THE YEAR(43:40) Listener Alex shares his word for the year: Healing.(45:10) Listener Valerie shares her word for the year: Minimize.REFERENCESSign up for our next webinar!Submit a Question for RogerSign up for The NoodleThe Retirement Answer Man

AJ Styles put his retirement into question as Drew McIntyre celebrated and Finn Balor competed in Europe -- and Getting Over is here to break it all down. Host Adam Silverstein in The Main Event [7:45] tackles what's ahead for Cody Rhodes and Jacob Fatu in pursuit the WWE Championship along with GUNTHER's stipulation to rematch at the Royal Rumble and what it may mean for the end of Styles' career. "The Silver King" then dives into The Good, The Bad and The Ugly [21:40], covering CM Punk and Becky Lynch retaining their titles, IYO SKY and Rhea Ripley leading nine declarations, Adam Pearce delivering in his role, Trick Williams continuing to stand out, Je'Von Evans avoiding injury, Carmelo Hayes putting on a banger with Leon Slater and much more. Follow Getting Over on Twitter, Bluesky & YouTube @GettingOverCast.EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/GETTINGOVER | Try it risk-free now with a 30-day money-back guarantee!

If you want to miss all the fun banter about Jim's Singo (song bingo) night and his trip to Kentucky and Amish country you can skip ahead to (16:00). Chris's SummaryJim and I are joined by Jacob Vonloh as we discuss investing for retirees, using a listener email as the starting point for a broader conversation about how investment advice and asset management work in practice. We explain why investing changes once people move from accumulation into distribution, including differences in risk tolerance, liquidity needs, and volatility. Jacob outlines how investment tools are evaluated based on time horizon and downside exposure rather than labels. We also discuss planning for aging and long-term care costs, including liquidity needs, inflation considerations, and the SEAL (Savings for Emergencies, Aging, and Long-Term Care) reserve framework. Jim's “Pithy” SummaryChris and I are joined by Jacob Vonloh as we start a new series of conversations inspired by listener emails, and we use those questions as a jumping-off point to talk about what really changes when you're investing in retirement. A lot of DIY investors successfully built wealth with an accumulation mindset and then try to carry that same approach into retirement, where it doesn't work. The problem is that accumulation investing and retirement investing are not the same thing, and pretending they are is where people get themselves into trouble. Once withdrawals begin, volatility feels different, timing matters more, and the emotional impact of market swings gets amplified in ways people don't expect. We spend time pulling apart how the investment advice industry presents itself, how fee structures are typically layered in, and why we're very intentional about separating retirement planning from asset management. Jacob walks through how we evaluate investments based on when the money might be needed and how much downside someone can realistically tolerate. Buffered ETFs come up in that context, not as a recommendation, but as a clean example of how downside protection and upside caps reshape risk. The point isn't the product — it's that comparing retirement-stage tools to a fully unbuffered equity index without adjusting for risk is fundamentally misleading. From there, we connect investing back to real planning issues retirees face, especially aging and long-term care. We talk about why insurance isn't always available or sufficient, how covering one spouse can still protect a household, and why the financially hardest stretch is often when both spouses are alive and care costs begin to show up. That leads into how we think about liquidity, inflation, and time horizon working together inside what we call the SEAL reserve. This isn't about chasing returns — it's about structuring money so it can actually support people through retirement without forcing panic decisions at the worst possible time. The post Investing for Retirees: EDU #2603 appeared first on The Retirement and IRA Show.

In this episode we read a lengthy email missive from our good friend Dr. Bill on reaching financial independence a few years early, designing a risk parity portfolio with an advisor, and facing the emotional fog that follows. We share how to replace optimization with intention and use time, not money, as the measure of value, and touch on these points:• hitting FI earlier than planned after high savings, growth and a modest windfall• shifting from global cap weight to risk parity for steadier withdrawals• choosing fee‑for‑service advice and aligning incentives• handling FI emotions, identity shifts and one‑more‑year urges• using four idols as red flags for decisions• buying happiness through relationships, experiences, time‑buying and generosity• satisficing small choices to protect energy and attention• building post‑career structure with short chapters and yearly subtractions• treating time as the scarce currency, not moneyLinks:Father McKenna Center Donation Page:  Donate - Father McKenna CenterDr. Bill's Interview on Bigger Pockets Money:  The Decumulation Strategy After Hitting Financial Independence | Bill YountKardinal Financial:  Kardinal Financial — Flat Fee & Fee-Only Financial Advisor Bryan Minogue | Madison, WIAfford Anything Episode #618:  They Ran Out of Money. I Didn't. Here's Why.Breathless Unedited AI-Bot Summary:The number hits, the accounts say you're free, and yet the feeling isn't triumph—it's fog. We dive into that messy, honest space after financial independence with a candid letter from Dr. Bill, a late starter who reached FI years ahead of schedule. His story opens the door to two challenges at once: how to build a portfolio that steadies withdrawals in uncertain markets, and how to build a life that isn't ruled by “one more year.”We start with the money. Risk parity isn't a magic trick, but it's a powerful framework for retirees and late starters: diversify by risk, not headlines, so stocks, bonds, and real assets share the load. That balance can dampen drawdowns and reduce sequence risk when you're finally taking income. We highlight why fee‑for‑service advice beats legacy models, what to expect from a thoughtful plan, and how to avoid turning markets into a source of constant anxiety. Sleep matters as much as return.Then we face the human side: identity, purpose, and the gravitational pull of more. Using a simple lens—avoid the four idols of money, power, fame, and unhealthy pleasure—we redirect focus to the only currency that compounds after FI: time. We break down practical ways wealth buys happiness through relationships, experiences that spark flow, time‑buying that deletes chores and commutes, and generosity that deepens community. You'll hear tactical rules to cut over‑optimization, pilot a lighter work schedule, structure short chapters instead of a rigid life plan, and run annual “stop doing” audits to keep your days aligned with what matters.If you're nearing FI, newly independent, or stuck in the fog, this conversation offers a clear path forward: design a portfolio for resilience, and design a life for meaning. Subscribe, share with a friend who's wrestling with “enough,” and leave a review to help more DIY investors find a saner way to retire on purpose.Support the show

Most people don't have a money problem — they have a thinking problem.In this episode of Common Denominator, I sit down with economist Laurence Kotlikoff – Boston University professor and creator of MaxiFi financial planning –  to unpack the biggest lie we tell ourselves about our financial lives: that we don't need to look… and it'll all work out.Laurence explains why so many of us avoid our numbers (fear, superstition, math phobia), why much of Wall Street's “standard advice” conflicts with real economics, and why personal finance is far more complicated than people realize — from taxes and inflation to Social Security's 22,000-page rulebook. We talk through what it actually takes to answer the simplest question that drives everything: How much can I safely spend — and keep spending — without running out?We also zoom out to the macro questions people feel every day: whether Social Security could be cut, whether AI has created a market bubble, how panic can move markets even when fundamentals don't, what housing really means as an inflation hedge, and why inflation hurts households so differently depending on how their income and assets are structured.This conversation is a reminder that “having your finances straight” isn't about luck, hype, or perfect timing — it's about getting clear, making sustainable decisions, and using the right tools to avoid leaving massive money on the table.In this episode you'll learn:- The biggest lie people tell themselves about money — and why it's so common- Why personal finance isn't “simple math” (and why most people freeze anyway)- How to think about spending safely if you live to 100- What a 23% Social Security benefit cut could mean — and how to plan around it- Why many households make the wrong Social Security decision and lose big- Whether AI stocks are overvalued — and how bubbles (and panic) form- How the market can drop hard even without “fundamental” reasons- When buying a home makes sense vs. renting — and what people miss- Why inflation burns some people and spares others (and how to protect yourself)- The “common denominator” of people who actually stay financially secureLike this episode? Leave a review here:https://ratethispodcast.com/commondenominatorChapters:00:00 The Biggest Lie We Tell Ourselves About Money02:23 Welcome + Why We Avoid Our Finances05:10 Why Financial Planning Is So Complicated07:34 Math Phobia, Behavioral Avoidance, and Real Solutions11:23 Social Security “Running Out” + Planning for Benefit Cuts14:54 AI, Market Valuations, and Bubble Risk19:50 Panic, Multiple Equilibria, and Why Markets Crash22:06 Real Estate: When to Buy and How to Think About Risk25:22 Housing as an Inflation Hedge27:26 Money Supply, Inflation, and What People Feel Day-to-Day32:13 America's Debt, Fiscal Solvency, and Unfunded Liabilities34:44 Practical Solutions + “You're Hired” Reforms41:50 The Common Denominator of Financial Stability44:11 Final Takeaways + Where to Find LaurenceFollow Laurence:Website: Kotlikoff.netNewsletter: https://larrykotlikoff.substack.com/ MaxiFi: https://www.maxifi.com/ Book: Money Magic https://www.amazon.com/Money-Magic-Economists-Secrets-Better/dp/0316541958 

Have you ever dreamt up a product in your head? You can see it so clearly, but you have no clue what the first step would be to actually create it. In this episode, the inventor of Click & Carry, Kim Meckwood, shares how she turned a simple idea into a tangible product that's now expanding into 30,000 retail stores. You'll get a behind-the-scenes look at what the patent process is really like and learn where to find free resources that most people don't even know exist. Topics discussed: Introduction (00:00) The origin story of Click & Carry (01:42) Kim's experience on Shark Tank (05:10) Why networking has been the key to her success (07:37) Female inventors and patent ownership (11:03) Where to find free resources for inventors (13:15) Amazon, knockoffs, and product protection (17:19) Kim's accidental hire that fueled her growth (20:15) The rewards of being an entrepreneur (23:02) What brought you JOY today? (26:02) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Kim Meckwood: Facebook: https://www.facebook.com/p/Click-Carry-100063829561602/ Instagram: https://www.instagram.com/clickandcarry/ TikTok: https://www.tiktok.com/@clickandcarry Website: https://clickandcarry.com About Our Guest: Kim Meckwood is the inventor and founder of Click & Carry, a smart, ergonomic handle that helps people carry multiple bags more comfortably and efficiently. The idea came after a breakup left her struggling to carry groceries alone through the obstacle course that was her Los Angeles condo complex. Realizing how common this struggle was, Kim set out to create a simple yet game-changing solution—not just for shoppers, but for seniors with dexterity challenges, travelers schlepping many bags, and athletes hauling gear. What began as a personal necessity has grown into a versatile product with nearly limitless applications. Before launching her own business, Kim built a successful career in medical device and pharmaceutical sales, working with companies like Medtronic and ACADIA Pharmaceuticals. But two breast cancer diagnoses—in 2012 and again in 2021—caused her to reevaluate everything. Those experiences gave her the courage to leave her corporate life behind and go all-in on her invention. Her perseverance paid off: Click & Carry has since landed deals with massive retailers like Albertsons, Lowe's, and Tractor Supply Company. Click & Carry has also been featured on

Support the showAsk questions here:jeremymullinspodcast@gmail.comJeremy Mullins Podcast Presented by: Summit Rejuvenation Clinics: Summit Rejuvenation | Hormones & PeptidesGreenUp Wealth: https://greenupwealth.com/speak-with-a-plannerLong Run Coffee: https://longruncoffee.com/JMPodcast (10% off) Connect on Social Media: Facebook Group:https://www.facebook.com/share/g/t8BmSu1V4ZDVsxGS/?mibextid=K35XfPJeremy Mullinshttps://www.instagram.com/jeremy.d.mullins/Jeffrey Renohttps://www.instagram.com/jeffrey_reno/?utm_source=qr

In this episode of the Service Business Mastery Podcast, host Tersh Blissett sits down with Ari Meisel, Founder of Less Doing and creator of the Optimize, Automate, Outsource framework. Ari is a globally recognized expert in business automation, productivity systems, and operational efficiency, with deep hands-on experience in the construction and skilled trades. Ari shares how extreme burnout and a Crohn's disease diagnosis forced him to redesign how he worked, leading to a system that allowed him to reclaim time, reduce stress, and build a business that runs without constant owner involvement. This conversation dives deep into automation for service businesses, decision-making systems, and what it really means to become a replaceable founder. In this episode, you'll learn: How to identify automation opportunities in your service business Why automating decisions is more powerful than automating tasks The "Replaceable Founder" mindset every business owner needs How automation reduces stress and increases scalability Real-world systems for reclaiming time without sacrificing growth If you're an HVAC, plumbing, electrical, or home service business owner feeling stuck in daily operations, this episode breaks down practical automation strategies, how to identify repetitive work, and how small system changes compound into massive time freedom. Timestamps ⏰ [00:00] "Ari's Impact on Email Automation" [06:15] "Masonry, Hardship, and Health Struggles" [07:25] "Optimize, Automate, Outsource Strategies" [12:32] Building Sustainable Generational Businesses [15:45] "Optimize, Automate, Outsource Effectively" [19:43] "Prioritizing Revenue in Business" [22:24] "Automation Enhances the Human Element" [25:52] "Asynchronous Communication Explained" [29:20] "Benefits of Solo Voice Recording" [30:46] "Creativity Comes with Movement" [36:38] Flexible Work Beyond Boundaries [39:12] iPhone Screenshot Automation Exploration [41:32] "Apps I've Used for Years" [46:54] Building Apps and Voice AI [47:38] "Switching to MEM AI Tools" [52:05] "Retirement via Automation Skills" [54:53] "Connect with Ari for Insights" Follow the Host and Guest: Tersh Blissett: https://www.linkedin.com/in/tershblissett/ Josh Crouch: https://www.linkedin.com/in/josh-crouch/ Ari Meisel: https://www.linkedin.com/in/productivity-coach-entrepreneur/   Connect with us on: • LinkedIn - https://www.linkedin.com/company/service-business-mastery • TikTok - https://www.tiktok.com/@servicebusinessmastery • Facebook - https://www.facebook.com/groups/servicebusinessmasterypodcast • Instagram - https://www.instagram.com/servicebusinessmasterypodcast This episode is kindly sponsored by: UpFrog CallRail CompanyCam Visit CompanyCam and use code SBM for a free 2-week trial, 1:1 training and account setup, and 50% off your first two months! MarketStorm priceguide Learn how to automate tasks, save time, and increase your profit. No coding required!

Lance Roberts & Danny Ratliff tackle questions directly from our YouTube chat, addressing financial issues you're most concerned about right now. From market volatility and rising bond yields to Federal Reserve policy, portfolio risk, and retirement planning — nothing is off the table. 0:00 INTRO 0:18 - Davos Headlines & Earnings Season Continues 3:14 - Markets Sell-off 8:28 - Weekend Review & Open Q&A 9:29 - How High Can 10-Year Treasury Yields Get? 13:45 - The De-Globalization Myth Debunked 17:00 - Focus on Total Returns at 71? 20:49 - How Do You Lower Taxes in Retirement? 23:59 - We Need More Value in Our Money 28:32 - Will Roth Rules Ever Change? 32:30 - Is Lance Bullish or Bearish? 33:56 - The Government is Not Broke 36:05 - Means Testing & High Tax States for Roth 38:00 - UGMA Investing for Kids 40:07 - Investing for 6-year Olds 42:54 - Risk Management for Young People 44:48 - Gold, Silver, & Fiat Currency Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/jFDHVzdwNdo ------- Watch our previous show, "Is a House Still a Good Investment in 2026?" here: https://www.youtube.com/watch?v=Su5euJk8tsc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "No Time to Panic" is here: https://www.youtube.com/watch?v=xhqZo9IvXTs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketVolatility #StockMarketToday #MarketCorrection #RiskManagement #InvestingDiscipline #InvestorQandA #MarketVolatility #FederalReserve #RetirementPlanning #PortfolioRisk

Schedule a Meeting with Joshua TODAY!What happens when the work stops—and you're left wondering who you are without the business?Most contractors spend decades grinding, assuming they'll just work until they can't anymore. In this episode, Joshua Gillow and John Valenta have an honest conversation about retirement, purpose, aging in the trades, and why planning life after the business matters far more than most contractors realize.You will:Gain clarity on how to think about retirement without losing purpose or identityLearn why experienced contractors become more selective—and why that's a strengthUnderstand how planning your “next chapter” can improve both business and life nowIf you've ever wondered what comes after the grind, press play and start thinking about your future with intention instead of avoidance.For more information about Jon Valenta and his services visit: https://generalpavingstones.com/Interested in being the first to know when The CORE 10 drops? Sign up HERE: https://yes.express/core-10/Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.

In a special conversation on Atlanta Soccer Tonight, Jason Longshore and Madison Crews sit down with Atlanta United legend Brad Guzan for his first extended interview since announcing his retirement. Guzan reflects on stepping away from the field, transitioning into broadcasting, staying involved with Atlanta United, and what the road to the 2026 World Cup looks like from a new perspective. The conversation also touches on the U.S. men's national team, Mauricio Pochettino, Tata Martino's influence, and the relationships that defined his career. A thoughtful look at retirement, leadership, and life after the pitch from one of the most important figures in Atlanta United history.

Lance Roberts & Danny Ratliff tackle questions directly from our YouTube chat, addressing financial issues you're most concerned about right now. From market volatility and rising bond yields to Federal Reserve policy, portfolio risk, and retirement planning — nothing is off the table. 0:00 INTRO 0:18 - Davos Headlines & Earnings Season Continues 3:14 - Markets Sell-off 8:28 - Weekend Review & Open Q&A 9:29 - How High Can 10-Year Treasury Yields Get? 13:45 - The De-Globalization Myth Debunked 17:00 - Focus on Total Returns at 71? 20:49 - How Do You Lower Taxes in Retirement? 23:59 - We Need More Value in Our Money 28:32 - Will Roth Rules Ever Change? 32:30 - Is Lance Bullish or Bearish? 33:56 - The Government is Not Broke 36:05 - Means Testing & High Tax States for Roth 38:00 - UGMA Investing for Kids 40:07 - Investing for 6-year Olds 42:54 - Risk Management for Young People 44:48 - Gold, Silver, & Fiat Currency Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/jFDHVzdwNdo ------- Watch our previous show, "Is a House Still a Good Investment in 2026?" here: https://www.youtube.com/watch?v=Su5euJk8tsc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "No Time to Panic" is here: https://www.youtube.com/watch?v=xhqZo9IvXTs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketVolatility #StockMarketToday #MarketCorrection #RiskManagement #InvestingDiscipline #InvestorQandA #MarketVolatility #FederalReserve #RetirementPlanning #PortfolioRisk

Brian Herriot discusses the concept of mini retirements and the journey towards financial independence with Jillian. Brian shares his personal experiences, including the challenges he faced during the pandemic and how he shifted his perspective on what financial freedom means. They explore the importance of taking breaks, the lessons learned from traveling, and the value of optimizing for time freedom rather than just financial wealth.  Pre-order Time Freedom and get the audiobook free—instant access today, paper copy in September. Normally, that takes three copies, but for "Retire Often" listeners, just one. timefreedombook.com | code: JILLIAN Takeaways: Financial independence is not just about money; it's about time control Taking breaks can enhance creativity and professional growth It's important to challenge limiting beliefs about work and time off A seasonal schedule can help balance work and personal life

Send us a textWhat does retirement look like when you decide to live boldly — and write your story along the way?In this encore episode of the Ageless Glamour Girls Podcast, we revisit a joyful, inspiring conversation with ageless author Melanie Dragan, who, at 50+, purchased an RV on Craigslist with her husband and set off on a cross-country adventure — affectionately known as the Dragon Wagon.That journey became her Amazon best-selling book, The Dragon Wagon Diaries — proof that it's never too late to step outside your comfort zone, try something new, and share your story with the world.This episode also marks the launch of a new AGG segment, The Ageless Authors Book Series, spotlighting women who became published authors at age 50+ — women who chose courage, creativity, and curiosity in this season of life.If you've ever thought:“Maybe one day…”“Is it too late?”“Do I really have a story to tell?”This conversation may be your sign.If you'd like to be featured on an upcoming episode — with or without a book — reach out at info@agelessglamourgirls.com. And yes — we are now accepting applications for Volume 2 of our Amazon best-selling anthology, Ageless Glamour Girls: Reflections on Aging.Thank you for the love, support, and subscriptions — on the podcast and on the AGG YouTube Channel, where you can watch full video episodes.Here's to healthy aging and joyful living, Luvvies.Support the show https://buymeacoffee.com/agelessglamourgirls www.linkedin.com/in/marqueetacurtishaynes www.agelessglamourgirls.com https://www.shopltk.com/explore/AgelessGlamourGirls https://www.youtube.com/@agelessglamourgirls Instagram @agelessglamourgirls Facebook: https://www.facebook.com/agelessglamourgirls Private (AGG) FB Group: The Ageless Café: https://www.facebook.com/groups/theagelesscafe TikTok: @agelessglamourgirls Podcast Producers: Ageless Glamour Girls and Purple Tulip Media, LLC

In this episode of the NGPF Speaker Series, former teacher Kathy Cuevas shares her career journey into education and the real-life experiences that shaped her approach to teaching—especially serving students with disabilities and students from low-income communities. She offers practical, classroom-tested advice for educators who are new to teaching personal finance, including how to get creative when resources are limited and how to seek support beyond your own school building. Kathy also walks listeners through hard-earned lessons from her own financial life. She talks about the mistakes, setbacks, and turning points that ultimately helped her retire with confidence. The conversation dives into teacher-specific retirement topics like 403(b) plans, real estate, and why building multiple streams of income can create flexibility in retirement. They also break down advanced strategies in accessible language, including Roth conversions, required minimum distributions, and how to think about risk over the long term. Overall, it's a candid, motivating conversation that encourages teachers to start planning early, keep learning, and build a retirement roadmap they can actually feel good about.

Audio Quality Notice: Please note that this episode contains some technical audio issues affecting portions of the recording. While we've made every effort to improve the sound quality, some disruptions may remain. For clarity, full transcripts and closed captions are available and linked here for your reference. https://retirewithstyle.com/wp-content/uploads/2026/01/Episode-212-There-Is-No-Best-Retirement-Plan-How-to-Choose-What-Actually-Works.pdf In this episode of Retire With Style, Alex and Wade kick off a new arc focused on the fully revised Third Edition of the Retirement Planning Guidebook. The conversation walks through the foundational ideas behind the book, beginning with retirement income styles and why there is no single “best” strategy for everyone. Wade explains the importance of aligning retirement income decisions with personal preferences, comfort with risk, and behavioral realities rather than forcing a one-size-fits-all approach. The discussion then expands into efficiency-focused retirement planning, highlighting practical ways retirees can improve outcomes through Social Security claiming decisions, tax planning, and organization for incapacity and estate planning. The episode concludes with a framework for understanding the three major risks retirees face: longevity risk, market risk, and spending shocks, as well as why planning becomes especially critical during the transition into retirement.   Takeaways Retirement income planning does not have a single correct answer; multiple viable strategies exist, and the best choice depends on personal preferences and behavior. Understanding your retirement income style helps prioritize which strategies, tools, and chapters of the planning process deserve the most focus. Retirement efficiency means getting more after-tax spending power or legacy from the same set of assets, often by making better decisions rather than taking more risk. Social Security claiming decisions remain one of the most impactful and accessible efficiency opportunities for many retirees. Strategic tax planning, including Roth conversions, can create immediate and long-term benefits without requiring market forecasts. Organizing documents for incapacity and estate planning is a major but often overlooked source of efficiency with both financial and psychological benefits. Retirees face three primary categories of risk: longevity risk, market risk amplified by withdrawals, and unpredictable spending shocks. The years leading up to and immediately following retirement are a fragile transition period where early planning creates significantly more flexibility and better outcomes.   Chapters 00:00 – Retirement Planning Guidebook Series Introduction 05:35 – What's New in the Fully Revised 3rd Edition 06:36 – Why Retirement Income Styles Come First 08:11 – Is There a “Best” Retirement Income Strategy? 10:33 – Investing vs. Annuities: Where Each Fits 11:18 – Addressing Bias in Retirement Planning Advice 14:29 – Getting a Second Opinion on Retirement Strategies 17:14 – Risk Premium vs. Risk Pooling Explained 19:22 – What Retirement Planning Efficiency Really Means 21:32 – Social Security Claiming as a Planning Lever 23:22 – Roth Conversions and Tax Planning in Retirement 24:57 – Estate and Incapacity Planning Mistakes to Avoid 26:45 – The 3 Biggest Risks in Retirement 29:22 – Why Retirement Risk Is Different Than Accumulation 31:41 – The Fragile Retirement Transition Period 33:20 – Why Planning Early Improves Retirement Outcomes   Links

The Hebrew word פרישה means retirement, and these days פרישה המוקדמת is on everyone's mind. Guy explains פרישה and other words from its root פרש. Hear the All-Hebrew Episode on Patreon   New Words and Expressions: Prisha me-ha-avoda – Retiring from work – פרישה מהעבודה Prisha me-ha-avoda, Yetsi'ah le-pensia – Retiring from work – פרישה מהעבודה "Kshe-at tets'ee le-pensya, mi yid'ag lach?" – When you retire, who will look after you? – כשאת תצאי לפנסיה, מי ידאג לך Retirement age – Gil ha-prisha – גיל הפרישה "Halom ha-prisha ha-mukdemet ha-mele'ah nimtsa rak be-heseg yadam shel israelim me'atim" –  The dream of full early retirement is within reach for only a few Israelis – חלום הפרישה המוקדמת המלאה נמצא רק בהישג ידם של ישראלים מעטים Prisha mukdemet mele'ah – Full early retirement – פרישה מוקדמת מלאה Prisha mukdemet / pensia mukdemet – Early retirement – פרישה מוקדמת / פנסיה מוקדמת "Hem lo parshu me-ha-avoda, aval hem ken parshu mi-merotz ha-achbarim" – They didn't retire from work, but they did step away  from the rat race – הם לא פרשו מהעבודה, אבל הם כן פרשו ממירוץ העכברים Prisha me-ha-hayim ha-politiyim – Retiring from political life – פרישה מהחיים הפוליטיים Lifrosh me-ha-hayim ha-politiyim – To withdraw from political life – לפרוש מהחיים הפוליטיים Lifrosh ba-si – To quit at your peak – לפרוש בשיא Yalla, ani poresh – Ok, I am heading out – יאללה, אני פורש Pensioner / pensionerit, gimlai / gimla'eet – Pensioner – פנסיונר / פנסיונרית, גמלאי /גמלאית Gimla'eem – Pensioners – גמלאים Gimla – Pension – גמלה Hem lo mafrishim ksafim la-pensya – They are not setting aside funds for their pension – הם לא מפרישים כספים לפנסיה Lehafrish – To set aside – להפריש Hafrashat ksafim – Setting money aside – הפרשת כספים   Playlist and Clips: Ministry of Finance – Kshe-tets'ee le-pensya KAN TV – Prisha mukdemet Knesset TV – Ehud Barak poresh Gimla'eem – Pensioners Ma HaBeaya – Shabak Samech Ep. no. 327 about mukdam, early HEB

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Residential Real Estate in Bay Area, Portfolio Management, Bitcoin, Three-Buckets Retirement Strategy, CD Rates, Changing Taxes Status, Oil Field Services, Saving for Retirement, How to Short a Stock, Safe Haven Investment, Liquidity, Monetizing Debt, International Exposure, Options & Capital Gains, Covered Calls ETFs.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Our guests on the podcast today are Cody Garrett and Sean Mullaney. They're both advice-only financial planners, and they're the co-authors of a new book called Tax Planning To and Through Early Retirement. Cody is a certified financial planner and the founder of Measure Twice Money, where he helped DIY investors make informed decisions aligned with their values. He also leads Measure Twice Planners, which is an educational community for financial planners. Sean Mullaney is a certified public accountant and head of Mullaney Financial & Tax. He also writes the blog, FITaxGuy.com, which is focused on the intersection between financial independence and taxes.BackgroundSean MullaneyCody GarrettMeasure Twice MoneyMeasure Twice FinancialMeasure Twice PlannersMullaney Financial & TaxFITaxGuy.comTax Planning and Early RetirementTax Planning To and Through Early Retirement, by Cody Garrett and Sean Mullaney“The Backdoor Roth IRA After an Excess Contribution to a Roth IRA,” Sean Mullaney, FITaxGuy.com, Dec 16, 2025“Why I Don't Worry Much About Sequence of Returns Risk,” Sean Mullaney, FITaxGuy.com, Jun 10, 2025“The Tax Planning World Has Changed,” by Sean Mullaney, FITaxGuy.com, Sep. 22, 2025“Bogleheads on Investing® with Cody Garrett, CFP®, and Sean Mullaney, CPA on tax planning to and through retirement: Episode 89″ by Bogleheads on Investing® podcast, BogleCenter.net, Dec. 7, 2025“Managing Taxes in Retirement with Sean Mullaney,” by the White Coat Investor Podcast, WhiteCoatInvestor.com, Nov 20, 2025.Die With Zero: Getting All You Can from Your Money and Your Life―A Revolutionary Approach to Maximizing Life Experiences Over Accumulating Wealth, by Bill Perkins“Reframing Risk In Retirement As “Over- And Under-Spending” To Better Communicate Decisions To Clients, And Finding “Best Guess” Spending Level,” by Michael Kitces, Kitces.com, Apr. 24 2024.More on Early Retirement and FIRE“My Baptism by FIRE: Lessons on Financial Independence,” by Christine Benz, Morningstar.com, May 29, 2025.“Aiming to ‘Die with Zero'? Here Are the Implications for Portfolio Construction and Retirement Spending,” by Jess Bebel, Morningstar.com, Apri. 6, 2025"Derek Tharp: An Alternative Approach to Calculating In-Retirement Withdrawals," The Long View podcast, Morningstar.com, Feb. 21, 2023 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are Gay Men Ruining Their Retirement Success Options?Hoodies. Hookups. Hotels. Thirst traps.They may look fabulous — but they could be quietly destroying your retirement success.In this bold, no-BS episode of Queer Money, we break down seven very real ways gay men sabotage their financial futures, often without realizing it. Inspired by conversations in our community (and a little tough love), this episode isn't about shame — it's about clarity.If you're a gay man wondering why retirement feels out of reach despite a good income, this episode will likely hit close to home.We talk about:How status spending and “looking successful” often replace real financial securityWhy buying approval, love, or validation is one of the most expensive habits we haveThe hidden cost of “treat yourself” culture and convenience appsHow gay comparison culture quietly drains long-term wealthSubscription overload and the illusion of freedomWhy believing money is “un-gay” is one of the biggest myths holding us backThis isn't about giving up joy, pleasure, or fabulous living. It's about stopping the habits that trade short-term dopamine for long-term stress — and choosing a version of retirement that actually feels safe, free, and fulfilling.✅ Key Takeaways for Retirement SuccessRetirement success isn't about earning more — it's about leaking lessApproval spending is one of the most expensive habits gay men carryTrue self-care is financial stability, not another impulse purchaseWealth doesn't change who you are — it reveals who you've always beenIf you want a retirement that inspires you — not one you fear — this episode is your wake-up call.

Dorian Yates is a former professional bodybuilder, six-time Mr. Olympia winner and a pioneer of high-intensity, low-volume training for building muscle size and strength. He explains how anyone can vastly improve their fitness, mindset and appearance by training with weights just two or three days per week for less than an hour. We also discuss how to determine your natural strengths and passions and select which life path is right for you. Dorian also shares his journey and transformation from wayward youth to world champion athlete, his exploration of psychedelics, views on cannabis and on longevity and health optimization more generally. The knowledge and wisdom Dorian shares is valuable to men and women of all ages. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman David Protein: https://davidprotein.com/huberman Joovv: https://joovv.com/huberman Our Place: https://fromourplace.com/huberman LMNT: https://drinklmnt.com/huberman Function Health: https://functionhealth.com/huberman Timestamps (00:00:00) Dorian Yates (00:03:17) High-Intensity Training, Bodybuilding, Blood & Guts (00:09:15) Muscular Failure, Stimulate & Recover; Anabolics (00:12:04) Sponsors: David & Joovv (00:14:33) Muscle Pump, Stimulus; Recovery Weeks (00:17:32) Beginners & Learning Correct Mechanics; Diabetes (00:22:13) Research vs Real World, Tool: High-Intensity, Low-Volume Training, HIIT Sprints (00:28:53) Bodybuilding Journey, Reading, Training Logs, Aspiration, Parents (00:39:21) Sponsors: AG1 & Our Place (00:42:46) TRT, Steroids, Genetics, Early Bodybuilding Career; Tool: Steroid Risks (00:53:57) Father & Son Relationship; Training Evolution (00:58:31) Workout Intensity & Motivation, Self-Mastery, Transforming Anger (01:05:34) Death; Opportunity Analysis; Bodybuilders, Steroids & Diuretics (01:12:18) Human Possibility, Fitness & Health Progression, Nutrition (01:16:05) Sponsor: LMNT (01:17:26) Mike Mentzer (01:20:42) 1992-1993 Mr. Olympia, Underdog vs Favorite Mindset (01:30:22) Inspiration & Achieving Goal; Retirement, Transition & Identity (01:38:52) Flexibility, Winning vs Loving the Process (01:43:08) Aging, Exercise & Posture (01:46:34) Sponsor: Function (01:48:22) Losing Muscle & Diet Change; Breathing; Health & Mind (01:52:02) Psychedelics, DMT, Ayahuasca, Perspective & Connection (02:01:20) Risks, Research & Psychedelics; Brain Plasticity, Perspective Change (02:06:23) Sunlight & Mood, Schizophrenia, Dopamine, Mitochondria (02:12:15) Cannabis, Smoking & Health; Cancer; Breathwork (02:19:34) Cannabis & Motivation, Individual Variation, THC Levels (02:25:22) Plant Medicine, Kratom, Natural Plants vs Extracts (02:28:53) Training for Women, Losing Fat & Resistance Training; Resilience (02:33:52) DY Nutrition, Supplements; Life Purpose & Consciousness (02:44:40) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

NBA trade season is heating up — and things are starting to get REAL shady Juju and Trysta break down some wild trade predictions involving Jonathan Kuminga, Michael Porter Jr., Ja Morant, and Zion Williamson, and debate which rumors actually make sense. Plus, they react to LeBron James' looming retirement, Tony Allen walking back his Cooper Flagg take, and what all of this means for the future of the league. Trades, apologies, legacies, and chaos — classic Alley Oop Basketball. Learn more about your ad choices. Visit podcastchoices.com/adchoices