Cephalic part of an animal
Join Joe Miller for the Overreaction Sports Show as Joe takes a last look at the BILLS schedule and prime time games as well as reports on what we know from the rookie mini camp in progress. Join Joe LIVE at 8pm to find out if he is overreacting or not! Subscribe to the Buffalo Rumblings podcast channel featuring Billieve, Buffalo Rumblings Q&A, Breaking Buffalo Rumblings, Code of Conduct with J. Spence, The Bruce Exclusive, The Buff Hub, Jamie D. & Big Newt, The Overreaction Podcast, Food For Thought, The Chop Up, Hump Day Hotline, Off Tackle with John Fina, Bills Mafia Time 2 Shine, Not Another Buffalo Podcast and Circling the Wagons: Apple Podcasts | Stitcher | Google Play | Spotify | Podbean | iHeartRadio | TuneIn | Megaphone | YouTube Ask Alexa or Google Home to play the Buffalo Rumblings podcast! If you like our show, tell a friend and spread the word! Editor's Note: The embedded audio has been stripped from this article if you're using Apple News. Head to a full web browser or your favorite podcast app. #BUFFALOBILLS #BILLS #BILLSMAFIA #goBILLS #JoshAllen #JA17 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Vex King is a motivational speaker, author and influencer. His work focuses on sharing spiritual knowledge, inspirational moments and, most importantly, practical solutions. Vex's debut book, Good Vibes, Good Life was on The Sunday Times Bestseller list for over 100 weeks, selling over 1 million copies. Vex grew up suffering grief, violence, racism and homelessness. In this episode Vex discusses his disruptive childhood, the power of the internet and how and why he chooses happiness. He takes us through the process of changing our thinking and challenging our emotional state. Vex shares with us the simplest thing you can do to achieve a positive mindset. This episode was filmed live in front of a live audience in London during The High Performance Live Tour 2022. - - - - - -Watch all our episodes on YouTube : https://www.youtube.com/c/HighPerformancePodcast/videosFollow us on Instagram: https://www.instagram.com/highperformance/Follow us on Facebook: https://www.facebook.com/highperformancepodcastSpecial thanks to Pleo for being a sponsor on our High Performance Tour! We use Pleo as a team and it has changed the way we manage our business expenses. With Pleo, you can issue cards to your team, you get full overview of all your company spending, save yourself time, money and paperwork. And the best part? Pleo is free. Head over to Pleo.io to get started. See acast.com/privacy for privacy and opt-out information.
This week's guest is Associate Professor Irene Bartlett!In the music industry, it is very difficult to sustain a long and enduring career, but our guest this week, Associate Professor Irene Bartlett has successfully navigated her music career and shares with us her secrets to longevity as a member of the voice community. Irene worked as a professional CCM singer for over 50 years and during that time transitioned into other roles such as a becoming voice teacher, a voice researcher, a contributing author and an international voice presenter. Currently, Irene is the Head of Pedagogy, Coordinator of Contemporary Voice & Voice Pedagogy Programs, the Head of Jazz Voice Studies and is proudly an associate professor, at Queensland Conservatorium, Griffith University in Queensland, Australia. Irene is truly a trailblazer and a visionary and her knowledge and experience as led her to develop a unique and inclusive approach to teaching vocal pedagogy, which is not only based on voice science but also on her teaching philosophy that good singing is good singing. She continues to be an advocate for legitimising CCM from a pedagogical standpoint and opens up about her professional journey, her greatest accomplishments, how remaining relevant is key to sustainability and longevity, and the importance of family first and legacy. This is a brilliant not to be missed interview with my good friend, colleague, and mentor Associate Professor Irene Bartlett.For more go to https://drmarisaleenaismith.com/63Like this episode? Please leave a review here - even one sentence helps!Follow me on Instagram.My new book Singing Contemporary Commercial Music Styles is now available. You can learn more and get your copy at www.drmarisaleenaismith.com/publications
Professor Alistair Sproul is the Head of School,School of Photovoltaic & Renewable Energy EngineeringAt UNSW. A globally recognized leader in his field, he's been working in renewable energy and energy efficiency for nearly 40 years. See acast.com/privacy for privacy and opt-out information.
All-or-nothing, either/or thinking can lead to a limited life experience and interfere with your relationships (with yourself and others). In this episode, I talk about letting go of the tyranny of “or” and embracing the genius of “and.” A both/and approach to life allows for freedom, exploration, growth, innovation, and abundance. Learn to break free from the limited either/or thinking and embrace the possibilities of both/and.If you haven't already gotten your FREE digital copy of The Unblocked Journal, click HERE to get your copy. The journal is a tool that helps bring awareness to what is going on in your mind both consciously and unconsciously. This can shed light on where you are getting stuck in all-or-nothing thinking and how it's impacting your life. If you are ready to free yourself from the tyranny of the ideal and want support in making that happen, let's set up a time to chat. Head over to jessicasmarro.com to get started. Feel free to share this podcast widely if you think it might be useful to someone, and be sure to subscribe so that you don't miss an episode. Let's Get Unblocked!
US Treasury Bills are trading below the 'floor' set by the Federal Reserve. Why? Why guarantee less return with Treasury Bills when the Fed is promising more?! Because the market will suffer the lost return when the financial system is short monetary collateral (like UST Bills).----EP. 233 REFERENCES----Collateral Shortage…From *A* Fed Perspective: https://bit.ly/3ypudk0Alhambra Investments Blog: https://bit.ly/2VIC2wWlinRealClear Markets Essays: https://bit.ly/38tL5a7Epoch Times Columns: https://bit.ly/39ESkRf-------THE EPISODES-------YouTube: https://bit.ly/310yisLVurbl: https://bit.ly/3rq4dPnApple: https://apple.co/3czMcWNDeezer: https://bit.ly/3ndoVPEiHeart: https://ihr.fm/31jq7cITuneIn: http://tun.in/pjT2ZCastro: https://bit.ly/30DMYzaGoogle: https://bit.ly/3e2Z48MReason: https://bit.ly/3lt5NiHSpotify: https://spoti.fi/3arP8mYPandora: https://pdora.co/2GQL3QgCastbox: https://bit.ly/3fJR5xQPodbean: https://bit.ly/2QpaDghStitcher: https://bit.ly/2C1M1GBPlayerFM: https://bit.ly/3piLtjVPodchaser: https://bit.ly/3oFCrwNPocketCast: https://pca.st/encarkdtSoundCloud: https://bit.ly/3l0yFfKListenNotes: https://bit.ly/38xY7pbAmazonMusic: https://amzn.to/2UpEk2PPodcastAddict: https://bit.ly/2V39XjrPodcastRepublic:https://bit.ly/3LH8JlV---------THE TEAM---------Jeff Snider, Head of Global Investment Research for Alhambra Investments. Master of ceremonies, Emil Kalinowski. Illustrations by David Parkins. Audio and video editor, Terence. Episode intro/outro music is "Timeless Clouds" by Luwaks.------FIND THE TEAM-------Jeff: https://twitter.com/JeffSnider_AIPEmil: https://twitter.com/EmilKalinowskiDavid: https://DavidParkins.com/Terence: https://www.VisualFocusMedia.comLuwaks: https://www.epidemicsound.com/artists/luwaks/"Timeless Clouds": https://www.epidemicsound.com/track/faCAnWtBPc/
On this week's episode of the Vookcast, Ollie is joined by Angelo and Michael as we into discussions about the launch of Nintendo Switch Sports, a couple of high profile releases doing the ol' switcheroo, a duology of Aussie news, and Square Enix selling off its western development assets to invest in NFTs.We also have discuss the recent damning reports from IGN and Kotaku about the poor working environment for Nintendo contractors at the company's North American headquarters.What Eidos and Crystal Dynamics IPs are you hoping come to Switch? Are you having fun with Nintendo Switch Sports? And why is America such a mess? Head on over to the Vooks Discord to let us know, give feedback, and throw some suggestions our way.Subscribe to us on your favourite listening platform, and please consider sharing and giving us a review - it really helps!Relevant articles: Embracer Group has purchased Crystal Dynamics, Eidos, and more from Square EnixNintendo Australia finally adds search for digital games to its web storeThe Nintendo Experience at EB Games Swanston Street has closedNintendo Switch Sports ReviewXenoblade Chronicles 3 moves up two months to July 29thSplatoon 3 inks itself a September releaseKotaku: The Nintendo of America Contractors Who Feel Like Second Class WorkersIGN: Inside the Growing Discontent Behind Nintendo's Fun FacadeFollow us on twitter: VooksOliver BrandtAngelo ValdiviaLuke HendersonMichael GoncalvesThis week's intro music is 'The Legend of Zelda (99 Players)' from Tetris 99.Support the show
Jinkies! Donny is on the case of Chelsea not liking the live action Scooby Doo movie, and it appears this week's guest, Jamie of @milennial_misery, is her accomplice. As Donny tries to get them to see the error of their ways (he almost succeeds), Chelsea and Jamie disgust him by bonding over their love of South Park instead. Then, Chelsea pulls a Luna Ghost and terrifies Donny and Jamie by recounting one of her vacations to Mexico. Also, Chelsea used to eat dog food. Ruh Roh.Be sure to watch "Can't Hardly Wait" before Donny & Chelsea cover it next week! For our merch, check out iamthecuteone.comWant to continue conversations brought up in this episode? Head over to thedipp.com/i-am-the-cute-one, where we and our listeners will be digging even deeper into our favorite movies of the early aughts. If you'd like to create your own posts (instead of just responding), email email@example.com to get on the exclusive list of Dipp members who can start conversations themselves! Use code SPRING for 95% off!Follow Us on Social Media!The Dipp: @thedippChelsea: @ohnochelsDonny: @realdonnywood
We continue our “Nothing Wasted” series with Pastor Justice teaching us about how we can remind ourselves that God hasn't abandoned us during our waiting seasons. Join us every Sunday at 8:30am, 10:00am, 11:30am (PST) I BELIEVE: If you said YES to Jesus, we'd love to connect with you and get some resources in your hands. Head to https://rb.gy/uhwyy3 and let us know! PRAYER: If you need prayer, we'd love to pray with you. Head to https://www.freedom.church/prayer GIVE: If you would like to support Freedom Church financially and join with us as we Adopt The City text ‘FREEDOMCHURCH' to 77977 || https://www.freedom.church/give TELL US ABOUT IT: We would love to hear how God is touching your life. Share your story with us here: https://rb.gy/hbnq12 SUBSCRIBE: For the latest sermons click here: https://rb.gy/8mihnk Stay Connected: Website: https://www.freedom.church Instagram: https://www.instagram.com/freedomchurch Facebook: https://www.facebook.com/freedomchurc... Tik Tok: https://firstname.lastname@example.org Mobile App download: https://subsplash.com/freedomchurch/app #FreedomChurch #Sermons #2022Sermon #OnlineChurch #Faith #Jesus #JusticeColeman #Preaching #Live
Real estate has many moving parts and it takes a lot to make sure everything's going smoothly. In this episode, Justin Brennan of The Brennan Pohle Group joins us to discuss how he and his team are running a tight ship and successfully scaling their business. He goes in-depth on doing proper due diligence and managing worksites and contractors. [00:01 - 05:59] Don't Go Big Too Soon Justin's background and his team's measured approach to investing Setting up operations and logistics in advance Careful due diligence before doing deals [06:00 - 14:29] Properly Managing Contractors Spending time talking to contractors and visiting their worksites Understanding their software, billing, and supply chain The importance of having a foreman on site Don't hire cheap contractors Considerations before paying contractors in advance [14:30 - 15:22] Closing Segment Reach out to Justin! Links Below Final Words Tweetable Quotes “Don't go big too soon despite what you know. Some people say you're going to make mistakes, just don't make big ones.” - Justin Brennan “Nobody's going to watch your money like you're going to watch your money. You can't expect people to watch your money like you're going to watch it because they're not getting paid your money.” - Justin Brennan ----------------------------------------------------------------------------- Connect with Justin! Head over to The Brennan Pohle Group website or follow him on LinkedIn. Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns. Facebook LinkedIn Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in! Email me → email@example.com Want to read the full show notes of the episode? Check it out below: Justin Brennan 00:00 Nobody's gonna watch your money like you're gonna watch your money and you can't expect people to watch your money like you're gonna watch it. Because they're not getting paid your money. So for you to say, Oh, I expect them to like work harder do this well, okay, well then give them a piece of the equity and maybe they will. But yeah, no one's gonna work the way you're gonna work. No one's gonna protect your money or your investors' money the way that you are either. Intro 00:18 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big. Sam Wilson 00:30 Justin Brennan is the CEO and multifamily investor of the Brennan Pohle Group. They own over 500 units. He's also a real estate broker. Justin, welcome to the show. Justin Brennan 00:39 Thanks for having me on, man. I appreciate it. Sam Wilson 00:41 Hey, man, the pleasure is mine. There's three questions I ask every guest who comes on the show: in 90 seconds or less, can you tell me where did you start? Where are you now? How did you get there? Justin Brennan 00:50 Well, we started in 2010 was the first investment we bought in that was $100,000 condo in the midst of the financial crisis in Murrieta, California, of all places, which is actually the heart of the financial crisis, right in Riverside County. The irony in that, and then that kind of grew from a single condo investment rental property into two to four-unit deals, then we got into five to 10, then 20 to 50. And then now we're into the 90 plus 100 plus unit space, and then you're starting to hit those 200 unit deals. Sam Wilson 01:21 Got it. I love that it sounds like you guys have taken a very measured approach to your investing. What have been some of the things you feel like you've done really well? Justin Brennan 01:30 The logistics of setting up operations, especially from going in state to out of state investing, you know, we kind of mastered the different size of deals, not getting too big, too fast. You know, you hear from some syndicators and guys saying, I'll just go big, go big, and, you know, I get it, I get the thought, in theory, they're accurate. But the thing they're missing is that first of all, they never started big. So I don't know how they say that. Number two, there's more zeros in the big stuff and more big mistakes you're gonna make because you're gonna make mistakes. And so I'd rather make mistakes with smaller zeros where you can recoup that versus making a mistake that's 100 to 200 to a million-dollar mistake. And so managing those mistakes to where they were minimized and learning about along the process to where, you know, now we're at a point where you learn as you go is a part of that too. And now I feel like okay, we've gotten through some of those pains to where I'm not going to make the same mistakes twice. I mean, we're dealing with larger numbers, now you're dealing with $30, $40, $50 million deals or not 2 million, right? Or 500,000. So big difference. Sam Wilson 02:37 Big, big difference there. When you say you got the logistics of operations figured out. What does that mean to you? Justin Brennan 02:43 Yeah, so when you're going out of state because it was the big thing for us in 2017-18 said, okay, you know, we're in California, it's not the cheapest place to live, we want to grow. So we had to set up operations outside and my business partner Christopher Pohle had ended up purchasing a ranch outside of Austin. So that was kind of now second headquarters was outside of Austin's now we had Midwest and then west coast. And then going into each market, we were interested in primarily Midwest being Kansas City in Missouri, we got Oklahoma, Texas, Alabama, stuff like that, Tennessee, in setting up operations about six to nine months in advance, actually pulling in deals. And when I say operations, I mean property management companies, construction crews, logistics, legal accounting, all those things that you're going to deal with from kind of the back office side of things, lay of the land, good neighborhoods, bad neighborhoods, where's the development? Where's pat the progress? Where's the city planning on putting in money? Are there railways and other light rail systems, all these details that go into where's the market for the market, so we don't just go in and start finding deals and then kind of catch tail later. It's six to nine months in advance, get the lay of the land operations set up so that way when deals start flowing, we can execute quickly. Sam Wilson 03:57 That sounds very time intensive. What is the practical way that you guys have decided to do that without you, Justin moving to Nashville, Tennessee and going okay, let me go spend nine months here and figure out what the city is doing? Justin Brennan 04:12 I am flying in there consistently during that six to nine months. And spending three, four days of time meetings, driving neighborhoods, learning it. So yeah, it is time-intensive. But it's also avoided us from making really dumb mistakes and getting put into a neighborhood and we're like, we shouldn't have bought here. Right? Right. I mean, so perfect examples. You know, every time we're looking at a deal, I'll go sit at the property at different times in different days of the week. So I'll go in the morning. I'll go midday, and I'll go in the evening and wait for people to come home from work. I'll go on a weekday and weekend, typically a Sunday and I say Monday or Tuesday because I just want to see the flow of the area flow the neighborhood when you're getting past normal due diligence and things like that, right. So you need to understand what you're getting yourself into otherwise, you deal with horror stories like I heard recently from a first-time syndicator, who bought a property had money backing, it was his first bigger deal, didn't do proper due diligence, got into it thought they were getting a great deal because they had a great basis. And on paper, the cap rate looks great cash on cash, everything looks good on paper, then come to find out because of the lack of due diligence, there was a lot of deferred maintenance, a lot of issues with that property neighborhood not being the best setup. And they inherited a lot of delinquencies, bad tenants issues, and it just turned into a complete... And now they've lost well over a million dollars. Well, and the guys, he'll never do another syndication because he'll never get money again. He was backed by good money, good people. But because he operated so poorly, he's basically blackballed. No, right. I say, don't go big too soon, right. Despite what you know, some people say you're gonna make mistakes, just don't make big ones. Sam Wilson 06:00 When you're setting up your back office, talking about attorneys, title companies, all of those, you know, other than calling your contractors and maybe even going and seeing their work like, what else, what other due diligence is there really to do until you're ready to send them a deal? I mean, there's only so many conversations you can have with a contractor like, Hey, you guys, yeah, we've done these three projects. Okay, cool. Well, and I get one together, I'll call you. Justin Brennan 06:24 Yeah, exactly. You can certainly go and see some of their work. That's definitely something you want to take a look at. Understanding, you know, there are foremen who run the jobs. What kind of software do they use? How do they do billing? Who does their supply chain? Who's going to order the supplies? Is it going to be you as the owner? Is it going to be them? Yeah. How's their labor force? We're talking about labor shortages, especially these days. Right? So we're dealing with that, you know, in foreman on-site, you know, because a lot of times they're running multiple jobs. So okay, great. So the foreman is going to be here once a day in the mornings in the evenings, who's opening up who's locking units? Is it our job, is it your job, is it our maintenance staff? Logistically, how are we dealing with that? Yeah, what software are you guys using? Are we corresponding through that for just… because when you're doing renovations on value add? It's an assembly line. Right? Right. And so you have to really manage that correctly. So you don't have too many vacancies at a time. Too many not available at a time. It's like this seesaw assembly line battle between your kind of rental guys and your leasing staff. Right. And that blending those two together to where you Okay, five units a month come vacant? How long does it take you to turn those things? How long does it take you to market them? How long does it take people to get in there where you're collecting checks? And I kind of calculate check to check meaning person moves out, you're not getting any money once next person give you a check? Is it 30 days, 60 days, fortify like, what does that look like? Right? In timing that up and then layering over-layering. Because it's a dance, it's not easy to manage that process. And it's not a perfect science. So having a construction crew that gets that in can help you manage that isn't just all over the place is really, really, really important. Sam Wilson 08:02 Yeah, absolutely. What about that, I guess that the management side of it, is there a certain size of construction company? You guys always look for where you say, Man, you've got to have X number of employees, you got to do X number of dollars in volume a year? Is there anything like that, that goes into that equation on your kind of due diligence? Justin Brennan 08:20 Yeah, so you should definitely have at least one foreman on-site or an assistant foreman every day. And if you're going to run the jobs, and if they're leaving for a little bit, but they need to pretty much be there constantly in and out every day, touching the job site every day. And then you're typically going to have two workers per unit is kind of what I've seen the best flow from a labor force standpoint. So if you're going into renting a unit, depending on what you're doing to but let's… presuming you're doing a pretty good Reno, and you're adding washer dryers and some electrical work. So there's some rough stuff that has to get done. That usually happens first. See those guys going in and doing the rough electrical, rough plumbing, and then that gets done. So now coming in behind that as some drywall painting cabinet, guys, countertops, fixtures, plumbing, electrical fixture type stuff. Flooring is usually one of the last items going and stuff like that. And then appliances if you're bringing those in. So the two guys per unit. So if you're doing five units at a time, per month, right, that's 10 dudes on-site every day. Yeah. Plus your foreman, right? So Mister contractor, can you supply that? Yes, we can. Okay, what happens if you don't? Right? So just working through some of that logistical stuff? Because we've dealt with it, right. We're the contractor says x. And then there's five guys on site. And then you start falling behind, right? Because now you're not catching up to the rental schedule, right? And then you got to backtrack and all this other stuff. So it's not a perfect science. Sam Wilson 09:49 No, it's not even like you said, if they say yeah, we can get 10 guys on-site plus a foreman. I mean, if you're not there, when the cat's away, the mice will play, especially in the Justin Brennan 09:59 And that's where our staff comes on top of that. That's why it's so key. That's why we don't do any deals under 90 units anymore, right? Because 90 units is where the economies of scale come in, where you have on-site management, on-site leasing, on-site maintenance on-site, everybody. And so they're my eyes and ears on it. Plus, we have cameras, right? Plus, we have me, and I'm on-site every other week, and I'll just show up randomly. on purpose, right, and you just have to listen, nobody's gonna watch your money, like you're gonna watch your money and you can't expect people to watch your money like you're gonna watch it. Because they're not getting paid your money, right? So for you say, Oh, I expect them to like work harder. Do this well, okay, well, then give them a piece of the equity and maybe they will write that's maybe, oh, maybe but yeah, no one's gonna work the way you're gonna work. No one's gonna protect your money or your investors' money the way that you are either. Sam Wilson 10:49 Have you ever made a bad by? Justin Brennan 10:51 Not yet? Not knock on wood, man. No, not yet. We could have you know, we ended up last year having to pull out of a deal that in hindsight, was kind of it was weird as a blessing because we were finding things out. And then but we had money hard. And there was really wasn't there wasn't an out force legally at that point. But just so happened, there was a fire on one of the properties during escrow, which ended up giving us an out legally. And then hindsight 2020, you're like, gosh, that was actually a good decision. Because it may have ended up being a bad buy for us at the time, you know, kind of looking forward now, six months later, like we got, you know, a lot going on with this other property at the moment. So it would have been put us in a tough spot. So that was a little bit of luck. But I'd say there's no accidents, things happen for a reason. And there are no accidents. The craziest things happen in life. Sam Wilson 11:46 But what's a lesson or a mistake you've made that you feel like you could help someone else not make? Justin Brennan 11:52 Don't hire the cheapest contractor. I made that mistake once even though I did my due diligence on them, right? We checked them all out. I even tested them, like on a small portion of the job first to see if they could execute. And they did. And I was like, okay, so you got you got a little $3,000 portion of the job you executed. Okay, now we're gonna graduate you up to the next stage, and then come to find out, they're just full of hot air. And they took about $17,000. And, you know, so I mean, it wasn't a massive mistake that we couldn't recuperate from it, it was a $17,000 mistake. But imagine if that was another contractor on a much and that was only on a 30 unit deal. I say the mistakes are made. Imagine that was a 200-unit deal. And that was a $200,000 mistake, right? Do not ever, people know this intuitively, but just stick with this. Don't ever pay the contractors in advance. I mean, progress payments, you can do a deposit, typically, maybe 25%. But a lot of times, you'll get bids come in and they'll say 50% up front and then 50% Upon completion. Yeah, kiss my you know what, right? I will pay you a 20 to 25% deposit upfront, then we will do progress payments, right, depending on the length of your job, and then you will get the final payment within 30 days of completion. Sam Wilson 13:12 Yeah, that 25% Upfront is largely contingent upon what they're bringing, if they're not bringing any materials, and it's all straight labor. Correct. If it's straight labor, I would be really hard-pressed to give them anything. Well, sure. Justin Brennan 13:24 Yeah. So the usually the deposits are typically based on materials they're bringing on site roofing or fencing or, you know, basic stuff, then you're typically paying a 25% deposit, because there's an on site move for materials. Sam Wilson 13:41 Right, yeah, I get it. I was a contractor for way too long. I completely understand it. Justin Brennan 13:46 And I'm a licensed GC. So but yeah, I would never, we just learned that battle. And you'd have to fight it a bit because they want some more payment up front. Because they're either, with all due respect, not all of them. So I don't want to aggregate but a lot of really bad money management. So they're floating a job here for job there and money moving here for that here. And they can't really manage their money correctly. So they're taking money from here to pay some guys over here. And you see how that flows. And you're not going to use our job as your cash flow or so. Sam Wilson 14:15 Right. Not only that, but also just the risk of them. Like you said, backing up and walk and you go oh, okay, well, thanks. Well, that was enjoyable writing you… Justin Brennan 14:23 I paid you 50% upfront, right? Yeah, you go deposit, but that's specific, usually for materials. Sam Wilson 14:29 Right. Yep, that makes a heck of a lot of sense. Justin, if our listeners want to get in touch with you, what's the best way to do that? Justin Brennan 14:35 Google me, man, Justin Brennan on Google. That's probably the easiest way to have some stuff pop up or you can go to our website, which is brennanpohle.com. That's B-R-E-N-N-A-N-P-O-H-L-E.com. And, yeah, read whatever you want. Sam Wilson 14:53 Great. Sounds good, man. Justin, thanks for your time today. Certainly appreciate it. Justin Brennan 14:55 You bet. Thank you. Sam Wilson 14:56 Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories so appreciate you listening. Thanks so much and hope to catch you on the next episode.
This week: Allison talks with Elie Mystal as she starts his book Allow Me to Retort Follow: Elie Mystal https://twitter.com/elienyc https://www.thenation.com/authors/elie-mystal/ Buy the book: https://www.barnesandnoble.com/w/allow-me-to-retort-elie-mystal/1138652220 Follow AG on Twitter: Dr. Allison Gill https://twitter.com/allisongill https://twitter.com/MuellerSheWrote https://twitter.com/dailybeanspod Promo codes: Get 20% off all furniture and home decor, free shipping on furniture, early product access and much more with a JKH membership. Join at JenniKayne.com/home Thank you Credit Karma. Head to credit karma.com/loanoffers to see personalized offers.
This week: Allison talks with Elie Mystal as she starts his book Allow Me to Retort Follow: Elie Mystal https://twitter.com/elienyc https://www.thenation.com/authors/elie-mystal/ Buy the book: https://www.barnesandnoble.com/w/allow-me-to-retort-elie-mystal/1138652220 Follow AG on Twitter: Dr. Allison Gill https://twitter.com/allisongill https://twitter.com/MuellerSheWrote https://twitter.com/dailybeanspod Promo codes: Get 20% off all furniture and home decor, free shipping on furniture, early product access and much more with a JKH membership. Join at JenniKayne.com/home Thank you Credit Karma. Head to credit karma.com/loanoffers to see personalized offers.
Theresa Anderson, Head of Agency Business, brings over two decades of diverse marketing experience to her role at Agorapulse. Over the course of her career, she has worked with Fortune 100 enterprises, served as Program Director for the Center for Entrepreneurship at Rollins College, and managed all aspects of communications and marketing for one of the top ten marketing agencies in Central Florida.At Agorapulse, her responsibilities include working directly with agencies to understand their unique challenges and championing solutions that work in the real world. Theresa develops and deploys peer-to-peer networking and learning opportunities, negotiates partnerships with key vendors, and works to ensure that the needs of agencies are represented at every level of the organization.Special Gift! Theresa has offered to share a discount to the Social Media ROI, A step-by-step guide The Community Strategy Podcast audience. Exclusively for listeners, save $497, you'll get the course FREE! Click here to sign up for the course and enter "Findcalmpodcast" is the coupon code to receive 100% off the cost. For full show notes, click here.Check out Mighty Networks to build your online community today! Do you want to start your own podcast? Check out Buzzsprout! Need a way to organize your freelance clients? Try Bonsai! Curious about Mighty Networks? Join the FREE community for hosts! Did you love this episode? Say thanks with a cup of coffee! Do you want to find podcast guests or be a guest? Check out PodMatch! Support the showSupport the show
Ukraine has won the Grand Final of the Eurovision Song Contest 2022.Kalush Orchestra and their song Stefania came in first place, with the United Kingdom and Spain in 2nd and 3rd places.Steve Holden chats to Ukraine's Head of Delegation, Oksana Skybinska, just a few moments after her country's win.She explains what the victory means to Ukraine, and her hopes for the Contest in 2023.Find Steve (@steve_holden_ldn) on Instagram. See acast.com/privacy for privacy and opt-out information.
Josh talks with Jeffrey Snider, Head of Global Research at Alhambra Investments about the Fed's response to rising inflation and how they are affecting the global monetary system. Plus, is the US heading down the same road is Japan and will the US economy follow suit?
Marcus Potter was a former Division 1 college golfer who has always had a passion for putting. He has been fortunate to learn and be mentored by people who have learned from the great teachers and players through the games history. Marcus's mentors and instructors have worked and learned from Multiple Masters Champions, Multiple PGA Champions, British Open Champions, US Open Champions! Head to @potters_putting on Instagram to see strokes, lessons transformations, breakdowns, etc...
We are joined this week by Britain's John Reed AKA The Story Teller Fellah! John is the Director of Tutis Online CIC. His aim is to improve the experience of those caught up in the criminal justice system. He interacts with prisoners through music, poetry, and of course story telling. We often speak of the importance of altering ones narrative script, and John provides some great illustrations of how this can be done in all manner of ways. Check out the links below!!! The Old Fellah UK website Edd the Head's YouTbue channel The Criminologist You Tube channel
This episode is sponsored by Nexo.io, NEAR and FTX US. On this edition of the “Weekly Recap,” NLW looks at LUNA's hyperinflationary death, as well as where market participants are placing their bets for more bear market challenges. - Nexo is a secure crypto exchange and crypto lending platform. Buy 40+ hot coins with your bank card in seconds and swap between exclusive pairs for cashback. Earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head over to nexo.io and get started now. - NEAR is a blockchain for a world reimagined. Through simple, secure, and scalable technology, NEAR empowers millions to invent and explore new experiences. Business, creativity, and community are being reimagined for a more sustainable and inclusive future. Find out more at NEAR.org. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, Texas. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022. - Enjoying this content? SUBSCRIBE to the Podcast Apple: https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M= Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Jared Schwartz is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsors is “Catnip” by Famous Cats and “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: alainolympus/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.
Big Ron Partlow and Dusty Hanshaw are back with Producer Scott McNally, taking your listener questions. TIME STAMPS BELOW - This week, Derek Lunsford and Nick Walker are looking freaky. Ron tells us about hanging with Rich Piana at Muscle Beach, Getting even with your gym nemesis and more.
Philadelphia Phillies take game 2 of the series against the Los Angeles Dodgers by a score of 12-10 in extras! Bryce Harper is literally on fire and Nick Castellanos comes up with clutch hitting!Check out my sponsors! https://www.freestonefarmscbd.com/ - Promo Code: BRODESWinView: https://Winview.tv/brodesDraftKings Code: BRODES Use promo code BRODES! Head to the app NOW to check out all of the great odds and promotions DraftKings Sportsbook offers! URL Here: See www.draftkings.com/sportsbook for full details. DeSimone Jewelers: https://www.desimonejewelers.com/ SeatGeek Promo Code: BRODES This will save you $20 on your total purchase! CALL OR TEXT THE 24/7 ANY TIME HOTLINE: (856) 442-9805Support the channel: https://www.patreon.com/sportstalkwithbrodesSeatGeek Promo Code: BRODESThis will save you $20 on your total purchase!Podcasts: Apple Podcast: https://podcasts.apple.com/us/podcast/sports-talk-with-brodes/id1268899988Spotify: https://open.spotify.com/show/5yKG2JJe3bpoLiCL75d7Lt?si=5WrRXMiPRHKBvGSoTZVMVQGoogle Podcast: https://play.google.com/music/m/I4ilhe3iu5enusddeqzboud3bcu?t=Sports_Talk_With_BrodesGET A SHIRT! : https://www.teespring.com/brodesclothesEmail: Brodes@BrodesMedia.comTwitter & Instagram: @Brodes81 and @BrodesMedia
On this episode of ARN, Arn and Conrad continue their journey through JCP 1988, as we revisit July '88! Topics include Arn and Tully's continued run as NWA World Tag Team Champions, The Great American Bash against Nikita and Sting, WarGames, feuding with The Road Warriors, and much more! SHEETZ - Energy drink or Milkshake? Imagine getting your favorite energy-bursting G fuel flavors whipped, iced, and milkshak-ified! Go to www.SHEETZ.com and grab a Focus Freak Milkshake for 3.99 or less! Use offer code ENERGIZE to save $1 when you order on the SHEETZ app! GEICO - Do you own or rent your home? Sure you do! And it's hard work. But you know what's easy? Bundling with GEICO. Go to GEICO.com, get a quote, and see how much YOU could save. It's GEICO-easy! SAVE WITH CONRAD - If you have credit card debt or in a 30 year loan? Well, we can help you get out of that pinch and save money at the same time! Head over to SaveWithConrad.com for a quick quote. CHILISLEEP - ChiliSleep makes customizable, climate-controlled sleep solutions that help you improve your entire wellbeing. Head over to chilisleep.com/ARN to learn more and check out a special offer for a limited time! BLUECHEW - Bluechew gives you confidence in bed every time. Visit BlueChew.com and get your first order free when use promo code ARN. Just pay $5 shipping! GOLIATH LIFE - GoliathLife.com streamlines the life insurance purchase process by allowing you to get quotes from more than twenty carriers all at the same time and at the same place: GoliathLife.com. ROCK AUTO - Rock Auto is a family business, serving auto parts customers online for 20 years. Go to RockAuto.com to shop for auto and body parts from hundreds of manufacturers. Type ARN in their “How did you hear about us?” box so they know we sent you.
Episode #509 There are many times in our life when we get uneasy, angry, frustrated, and depressed... And what we usually do is avoid facing it. We tend to transfer the frustrated energy to other things or people we have relationships with. We stress eat, we drink alcohol, we don't go to the gym, we watch porn, or we get angry with our wives for no valid reason, etc. How many of us are guilty of this? How does it feel after doing these things? Most men we talk to say it doesn't feel good...in fact it feels worse than before they did anything. In this episode, we talk about how to find inspiration in times of chaos. How to LEAN INTO IT + be with it until the unrest turns into inspiration... And heaviness turns into lightness... ————- Hungry for more? Head over to our BONUS page for special access to some of the deeper tactics and techniques we've developed at The Powerful Man.
In today's episode, Willy welcomes Lotfi Karoui. Lotfi joined Goldman Sachs in 2007 and was promoted to managing director in 2015. Currently, he is the Chief Credit Strategist and head of the Credit Research Group at Goldman Sachs, one of the world's leading investment banking, securities, and management firms. His research covers a wide span of topics, including income markets, interest rate models, and macro-finance. His work is published in various academic journals, including the Journal of Financial Economics, Management Science, the Journal of Derivatives, and the Journal of Economic Dynamics and Control. To start, Willy asks Lotfi about Paul Tudor Jones' opinion in a recent CNBC interview, in which he stated, “You don't want to be in bonds or stocks right now. I can't think of a worse macro-environment...” Lotfi points out the paradigm shift of the newfound ability for investors to park their cash, decreasing the urgency of putting money in bonds and stocks. The built-up risk premium also becomes a factor, citing widened corporate bond spreads as an example. Lotfi continues to explain that “anything that has a little bit of duration risk has probably its worst start ever,” encompassing investment-grade and treasury bonds. The terminal value of the fed funds rate is set to peak at 3%, which coincides with Goldman Sachs view of the ideal target to dip one's toes into bonds. Lotfi noticed a significant trend in the past five economic declines: The slope of the yield curve has done a fantastic job at predicting future recessions. However, he enumerates two caveats – correlation is not entirely causation, and the current cycle has proven to be more nuanced since the onset of the Great Moderation in the early eighties. He also emphasizes the imbalance in the labor market, with the federal government slowing down the economy without pressuring businesses to lay off employees. He presents his definition of a soft landing in terms of the ongoing inflation and status of the employment market and rates – the slowing down of the economy below potential while avoiding recession that causes companies to overreact. He states that the odds of a recession happening over the next two years are 35%. As gas prices are climbing, Lotfi highlights that demand destruction is the only way to rebalance the energy market instead of shrinking the demand side of the equation. He compares the effects of oil shocks on the United States and the European markets. The US economy is protected from the negative consequences due to a meaningful offset. Whereas Europe, they heavily rely on Russia to import their commodities. Lofti defines the current cycles as unpredictable and having more complex qualities. While the credit cycle is fairly young, the general business cycle is far ahead in its lifetime, making it impossible to tell if it is currently in recovery. Regarding inflated housing prices, Lotfi says the average monthly mortgage payment in the U.S. has increased by 41% in 2022. This is largely caused by tight inventories and real estate companies building fewer structures than needed. The episode ends with Lotfi's interpretation of why companies are choosing to hire local talent rather than investing in foreign labor. The slowdown of globalization to regionalization has resulted from varied factors, such as the COVID-19 and the Russian-Ukrainian conflict. The pandemic has brought to light previously hidden weaknesses in how companies manage their supply chains. This connects to the urgency and significance of implementing ESG programs as consumers and employees are more socially vocal. Lotfi's predictions on the future of the credit market are fairly optimistic, suggesting considering risk and price of risk, de-escalating conflict, and a reversion in inflation.
On today's BONUS edition of The MeidsTouch Podcast, we sit down with two incredible guests from Swing Left, an outstanding group founded to create an easier way for Democrats to volunteer in their nearest swing district. We speak with David Berrios, Head of Community at Swing Left and Ryan Quinn who is Senior Director for Campaigns. Today's show is a masterclass how we can all get involved and put in the work to win these crucial midterm elections. We discuss what's at stake in the midterms, highlight the most competitive races we need to focus on, and provide the tools necessary for you to make a difference and save our democracy. We also discuss Swing Left's affiliate organization, Vote Forward, who just announced a MASSIVE letter-writing program to reach unregistered and low propensity voters to encourage them to participate in our democracy. More than 17 million Vote Forward letters were written and sent in 2020! If you enjoy today's episode please be sure to rate, review and subscribe! As always, thank YOU for listening. Find volunteer efforts today at SwingLeft.org. Get Meidas Merch at store.meidastouch.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Speak along and review! Let's practice using all our new Spanish vocabulary in real-life sentences. Want FREE access to all of our learning materials, including videos, dialogues, and quizzes? Head over to www.spanishinonemonth.com. Follow us on Instagram @acceleratedspanish for daily Spanish translation practice and other learning tools. For additional resources beyond the 12 free Spanish lessons mentioned above, visit us on YouTube at https://www.youtube.com/channel/UC71luKNIbkqQ1PBisxKEyEw
After last nights loss to the Dallas Mavericks, do the Phoenix Suns have what it takes to beat them in game 7 at home? Join Espo and Saul for a preview on Sunday's game SUBSCRIBE to our YouTube: https://bit.ly/phnx_youtube Website: https://gophnx.com PHNX Locker: https://phnxlocker.com/ Head on over to The PHNX Locker to pick up one of our new PHNX hats! SOCIAL: Twitter: https://twitter.com/PHNX_Suns Instagram: https://instagram.com/PHNX_Sports Download the DraftKings Sportsbook app now (https://bit.ly/3Jl1dMX), use promo code PHNX. New customers can bet FIVE DOLLARS on any team to win one of their games and get ONE HUNDRED AND FIFTY DOLLARS IN FREE BETS INSTANTLY. You clinch a win no matter what. OGeez! is dedicated to creating innovative and memorable cannabis infused products that flavor life's journey. If you're interested in trying the amazingly delicious variety of flavors that OGeez! Brands has to offer, go to https://ogeezbrands.com. Join over 4 million men worldwide who trust MANSCAPED with this exclusive offer for you…. 20% off and free worldwide shipping with the code SUNS at https://manscaped.com. Children five and older are eligible for the COVID-19 vaccine. Visit https://azhealth.gov/findvaccine for a location near you Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. Just visit https://athleticgreens.com/Suns Learn more about your ad choices. Visit megaphone.fm/adchoices
Matt Parrino was out at practice on Friday for Bills rookie minicamp. He discusses everything he saw with Ryan Talbot on today's show. They discuss how Kaiir Elam held up, especially when he went against Khalil Shakir. They also discussed the explosive James Cook. After the guys talk camp, they move into the Bills schedule. They have some takes and then give the games they are most excited for and which one has them feeling blah! Sign up for the NYUP Bills newsletter! Don't miss all the Bills coverage. Head over to www.Syracuse.com/newsletters to start getting your Bills stories and the podcast delivered right to your inbox. SHOUT!" Buffalo Bills football podcast is available on Apple, Spotify, Google, Stitcher, and wherever you listen to podcasts. Follow @MattParrino (https://twitter.com/MattParrino) and @RyanTalbotBills (https://twitter.com/RyanTalbotBills) on Twitter Find our Bills coverage wherever you like to consume social media: Instagram: https://www.instagram.com/buffalobill... Facebook: https://www.facebook.com/buffalobills... Twitter: https://twitter.com/billsupdate For all your Bills coverage head to https://www.newyorkupstate.com/buffalo-bills/ Learn more about your ad choices. Visit megaphone.fm/adchoices
The Eurovision Song Contest Grand Final has arrived and presenter Steve Holden hosts a massive episode of the podcast.He's joined by 2011 champion Eldar Gasimov, 2021 Swiss entry Gjon's Tears, Swedish commentator Edward af Sillén, Ukraine's Head of Delegation Oksana Sybinska and Denmark's 2022 entry REDDI.Choreographer Kyle Hanagami discusses creating Chanel's routine to Slo-Mo and British DJ Zoe London talks about Måneskin's influence with her best friend - BBC Radio 1 host Jack Saunders.Previous Eurovision stars Cesár Sampson (Austria), Hovig (Cyprus), The Roop (Lithuania), SuRie (United Kingdom) and Lake Malawi (Czech Republic) remember the one hour before they went on stage for the final.Steve also catches up with Eurovision Backstage host Samya Hafsaoui and Eurovision's walking encyclopedia Samantha Ross for one final time.Find Steve (@steve_holden_ldn) on Instagram. See acast.com/privacy for privacy and opt-out information.
FPF Mini Course with "7 Reasons Why People Get Hurt in the Gym and What to do About It." - https://fitnesspainfree.com/programs/fpf-certification-presale-page/ In today's episode we go over an Evidence Based Guide to Tennis Elbow | Lateral Epicondylalgia, Epicondylitis, Tendinitis: FPF E:33 Show Notes: - Relevant Articles and References - https://fitnesspainfree.com/2022/05/evidence-based-guide-to-tennis-elbow-lateral-epicondylalgia-epicondylitis-tendinitis-tendinopathy-fpf-show-episode-33/ ***** Welcome to the Fitness Pain Free Show! This is where we help coaches and physical therapists like YOU get your patients out of pain back to training Want to support me? Head over to Fitnesspainfree.com, click on Programs and sign up for the FPF "Insiders" Online Library where you can ask questions I'll answer for future episodes! *****
This episode is sponsored by Nexo.io, NEAR and FTX US. Jeremy Allaire is the CEO of Circle, a leader of the USDC consortium. In today's episode, he and NLW review the state of the stablecoin discussion among U.S. regulators before the implosion of UST and LUNA, and how the events of the last week have changed the discourse. - Nexo is a secure crypto exchange and crypto lending platform. Buy 40+ hot coins with your bank card in seconds and swap between exclusive pairs for cashback. Earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head over to nexo.io and get started now. - NEAR is a blockchain for a world reimagined. Through simple, secure, and scalable technology, NEAR empowers millions to invent and explore new experiences. Business, creativity, and community are being reimagined for a more sustainable and inclusive future. Find out more at NEAR.org. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, Texas. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022. - Enjoying this content? SUBSCRIBE to the Podcast Apple: https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M= Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW - “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Jared Schwartz is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsors is “Catnip” by Famous Cats and “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: joe daniel price/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.
Time to get a new fridge.The Author: https://aeapress.com/ / https://twitter.com/vincentvenacava, https://www.vincentvenacava.com/, https://www.amazon.com/Vincent-V.-Cava/e/B00IVNWF4CVideo!: https://www.youtube.com/watch?v=JN_QYrX-a3QRead along!: [redacted]Check out my new books! A collection of Creepypasta compiled by some of my all time favorite authors and friends!
There are two types of people in this world, those who curse in front of their parents and those who don't - which one are you? Becoming a parent obviously changes your life ... what is one major thing you changed? Head here to listen to THE MORNING SHOW PODCAST on ANY platform: https://link.chtbl.com/wj9vz9NM Join our Discord https://discord.gg/Efb86PnX Get YOU LOOK GREAT clothing! https://youlookgreat.bigcartel.com Sign Up For Our Newsletter https://view.flodesk.com/pages/5f516ae62c60490027b9ec20 Watch our show on Twitch twitch.tv/CarlaMarieandAnthony Subscribe to us on YouTube http://youtube.com/carlamarieanthonyshow Follow us on Instagram https://www.instagram.com/carlamarieandanthony/ Listen to Elvis Duran Show https://open.spotify.com/show/5lCZ8aONOdtCAqxosfVaOi?si=Fz6_bZkUSwKKXZIuT496qQ See omnystudio.com/listener for privacy information.
A day removed from the release of the 2022-23 Arizona Cardinals' schedule, Johnny, Bo and Damien are questioning if Kyler Murray can carry the Cards to the playoffs. Is it fair to put it all on him? How much pressure is Kliff Kingsbury under to return to the playoffs? 3:48 Kyler Murray needs to be the best version of himself for the Cardinals' tough schedule 9:43 Kyler Murray has to make a jump to justify his contract 17:45 matchups we're looking forward to 19:40 Kyler meme courtesy of Damien 22:29 do the Arizona Cardinals have the offensive line to do what they want to do? 28:11 Trey Lance 31:30 Trey McBride and the Cardinals' draft class 37:53 of the Cardinals' draft class, who will have the biggest impact year one? 43:45 Johnny living in his past as a high school football star SUBSCRIBE to our YouTube: https://bit.ly/phnx_youtube Website: https://gophnx.com PHNX Locker: https://phnxlocker.com/ Head on over to The PHNX Locker to pick up one of our new PHNX hats! SOCIAL: Twitter: https://twitter.com/PHNX_Cardinals Instagram: https://instagram.com/PHNX_Sports Learn more about your ad choices. Visit megaphone.fm/adchoices
Stock-based employment compensation has gained popularity in recent years, and even investors who don't receive employment compensation in stock should be asking, is SBC potentially dilutive to shareholders?-----Transcript-----Welcome to Thoughts on the Market. I'm Todd Castano, Head of Global Valuation, Accounting and Tax within Morgan Stanley Research. Along with my colleagues bringing you a variety of perspectives, I'll be talking about the interesting conundrum around stock based compensation. It's Friday, May 13th at 2 p.m. in New York. I don't need to tell listeners that 2022 has been rough on equity prices. And while it may be difficult to look at the double digit drop in the S&P or on your 41k, I'm going to share an interesting ripple effect from the market correction. And that's the impact on employee stock based compensation. And while some listeners may be saying, "this doesn't affect me because I don't receive compensation in stock", it doesn't mean it's not having an effect on your portfolio. But let me start at the beginning. For those unfamiliar, stock based compensation, often called SBC, is a form of compensation given to employees or other parties like vendors in exchange for their services. It's a very common way for companies to incentivize employees and to align employee and shareholder interest. When a company does well, everyone does well. Stock options, restricted stock, restricted stock units are currently the most common types of stock based compensation. Stock based compensation issuance has gained in popularity, particularly with startups and new issuances, allowing companies without much cash on hand to offer competitive total compensation rates and to attract and retain talent. In fact, 2021 marked the largest annual growth percentage in SBC cost at 27% year over year. Primarily because of new entrants to the equity market through initial public offerings and from the recovery from COVID that triggered performance based bonuses. Let's put a number on it. Stock based compensation is now approaching $250 billion annually, mostly concentrated in technology and communication service sectors. So here's where it gets interesting. While stock based incentives encourage employees to perform, they also don't require upfront cash payments. It follows that they also dilute the ownership of existing shareholders by increasing the potential number of shares outstanding. So now you may see where I'm going with this in terms of shareholders and your portfolio. While companies have been issuing more stock awards to employees, the double digit year to date decline in equity market has put a lot of these awards underwater. In other words, employees are essentially being paid less, meaning stock based compensation could have the opposite effect, lowering morale and sending some employees to the exits. To put another number on it, we estimate nearly 40% of Russell 3000 companies currently are trading below their average stock grant values. Healthcare technology firms in particular appear most exposed. And considering we're in a tight labor market, companies may be forced to issue more grants to offset equity value decreases, further diluting ownership to existing shareholders. I point all this out because SBC is generally treated as a non-cash expense and ignored from earnings. Market data vendors also often exclude outstanding awards from market capitalization calculations. So investors may underappreciate the potential dilution SBC brings to their shares. With more dilution on the way as companies attempt to right size employee pay. For investors, we believe stock compensation is a real economic expense and should be incorporated in valuation. It may not appear so in bull markets, but this correction has eliminated that reality. Thanks for listening. If you enjoy the show, please share Thoughts on the Market with a friend or colleague, or leave us a review on Apple Podcasts. It helps more people find the show.
Thank you so much for tuning in for another episode of Tin Foil Hat with Sam Tripoli. This episode we go to the vault of TFH Premium and welcome Comedian Sam Hyde to the show to discuss his thoughts on cancel culture and how the mob is coming for all of us. Sam Hyde pulls no punches. Thank you for your support.Want To See Sam Tripoli Live? Grab Your Tickets at Samtripoli.comMay 26th: Holland, Michigan at the Park Theaterhttps://www.fullhousecomedy.com/events/sam-tripoli-live-comedy-at-park-theatreMay 27th-28th: Grand Rapids Live At The Listening Roomhttps://www.fullhousecomedy.com/events/sam-tripoli-live-comedy-at-listening-room-2022-02-28160914596June 2nd: Columbus, Ohio- Live at The Columbus Funnybonehttps://bit.ly/38SG67dJune 3rd: Cleveland, Ohio Live Hilarities https://www.pickwickandfrolic.com/2020/06/sam_tripoli/June 4th: Dayton, Ohio Live at the Dayton Funnybonehttps://bit.ly/3vNy7BoJune 9th- San Diego Tin Foil Hat with Sam Tripoli and Eddie Bravohttps://bit.ly/3Pnc2kMPlease check out Sam Hyde's internet:Website: https://samhyde.gumroad.comPlease check out SamTripoli.com for all things Sam Tripoli.Check out all of our premium content on ROKFIN.com. Tin Foil Hat Premium: https://rokfin.com/tinfoilhatZero: https://rokfin.com/zeroConspiracy Social Club: https://rokfin.com/conspiracysocialclubBroken Simulation: https://rokfin.com/brokensimulationThank you to our sponsors:FUM: Füm is the natural inhaler designed for a better, safer, and natural way to quit cigarettes. It's a no smoke, no vape, and no nicotine replacement for the hand-to-mouth habit of smoking. if you head to breathefum.com/TINFOIL and use promo code [TINFOIL] you are going to save 10% off your entire orderCopyMyCrypto.com: The ‘Copy my Crypto' membership site shows you the coins that the youtuber ‘James McMahon' personally holds - and allows you to copy him. So if you'd like to join the 1300 members who copy James, then stop what you're doing and head over to: CopyMyCrypto.com/TFH You'll not only find proof of everything I've said - but my listeners get full access for just $1Blue Chew: Visit Blue Chew dot com and get your first shipment free when you use promo code tinfoil. Just pay $5 shipping. That's B-L-U-E-Chew dot com promo code tinfoilBespoke Post: Bespoke Post partners with small businesses and emerging brands to bring you the most unique goods every month in the Box of Awesome collections. From travel and outdoor gear to breezy summer styles and grooming goods, Box of Awesome has collections for every part of your life. Get 20% of your first monthly box when you sign up at BoxofAwesome.com and use the promo code "TinFoil" at check out!BuckMason.com: Buck Mason's clothes are second-to-none. They're timeless and never go out of style. Buck Mason makes all the essentials: jeans, shirts, jackets, all your go-to's and so much more. Once you try Buck Mason they'll become your go-to's too! Head over to Buck Mason dot com slash tinfoil and get a free t-shirt with your first order.Athleticgreens.com: Athletic Greens daily all-in-one superfood powder is your nutritional essential. It is by far the easiest and most delicious nutritional habit that you can add to your health routine today and empower you to take ownership of your health.Simply visit athleticgreens.com/TINFOILAmerican Home Shelid: Keep your home up and running and budget on track with American Home Shield. Right now, [TIN FOIL HAT] listeners can take $50 off their most comprehensive plans ever. Go to a-h-s dot com slash [TINFOIL] now to SAVE $50. That's a-h-s dot com, slash [TINFOIL] for $50 OFF any plan.Titan.com: Check out Titan if you want to aim to become the smartest, wealthiest investor you've ever been. So head to Titan.com/tinfoil to get $50 when you invest with Titan. You MUST go to this URL or you WILL NOT get that $50 – and they won't know that we sent you! That's $50 when you go to Titan.com/tinfoil and invest with Titan. Superspeciosa.com: If you're feeling unwell, physically or mentally—try kratom. As of now, it's still considered a legal alternative to controlled substances, and it's safe.SUPER SPECIOSA offers the purest, highest quality, and highest strength kratom on the market.SUPER SPECIOSA's kratom is backed by a money back guarantee. Go to GetSuperLeaf.com/SAM, promocode SAM for 20% off.Lucy: Some of you are looking for the best, most responsible way to consume their nicotine to relax, focus, or just unwind after a long day. Lucy is a modern oral nicotine company that makes nicotine gum, lozenges, and pouches for adults. If you enjoy using nicotine, you should definitely check out Lucy's products at lucy.co. That's LUCY dot Cee Oh and use promo code TINFOIL at check out.Joymode.com: JOYMODE makes NATURAL and SCIENCE-BACKED sexual wellness products for men. Their Sexual Performance Booster is like a pre-workout, but for sex. The Sexual Performance Booster is designed to support erection quality and firmness, and sex drive. It contains clinically supported doses of L-Citrulline, Arginine, Yohimbine and Vitamin-C. It was created with best-in-class scientists and biochemistry PhDs. Go to usejoymode.com/TINFOIL or enter TINFOIL at checkout for 20% off your first order.AltoIRA.com: Ready to take your investments to the next level? Diversify like the pros and trade without tax headaches. Open an Alto CryptoIRA with as little as $10. Just go to Alto IRA dot com/ FOIL. That's A- L-T-O-I-R-A dot com/ FOIL. Start investing in cryptocurrency today! Go to Alto IRA dot com/ FOIL.Vesselbrand.com: Vape and dry herb hardware and accessories with unparalleled attention to detail & craftsmanship. While they look breathtaking, the hits are also superior to other products on the market. Each product is engineered with exceptional design, more efficient power usage and to deliver unrestricted airflow. They are having their biggest sale of the year right now: 20% off all products until the end of April for 4/20. So go to VesselBrand.com!SterlingStockPicker.com: You work hard for your money, don't you think it's time to start getting your money to work hard for you? Sterling Stock Picker is a ultra cool stock investing software that is EASY to use and understand. Check out Sterling Stock Picker.com/tinfoil hat for your FREE 14 day trial. That's sterlingstockpicker.com/tinfoilhatTryFirstleaf.com: If you love finding and tasting new wine, Firstleaf is a no-brainer! Join today and you'll get 6 bottles of wine for $29.95 and free shipping! Just go to TRY Firstleaf dot com slash TINFOIL. That's 6 bottles of wine for $29.95 and free shipping at TRY Firstleaf dot com slash TINFOILBlendersEyewear.com: Blenders has sunglasses, prescription glasses, readers and blue lights, as well as a snow collection with goggles and accessories. To score 15% off your Blenders purchase, visit BLENDERS EYEWEAR dot com and enter promo code TINFOILHATVIP. —Rocked with pride, worldwide.Go.Factor75.Com: Factor makes it easy for me to eat clean 24/7, with fresh—never frozen—prepared meals that are so delicious, you wouldn't believe they're actually good for you. Head to GO dot FACTOR 75 dot com slash tinfoil120 and use code tinfoil120 to get $120 off. That's code tinfoil120 at GO dot FACTOR 75 dot com slash tinfoil120 for $120 off.HelixSleep.com: Just go to Helix Sleep dot com slash tinfoil, take their two-minute sleep quiz, and they'll match you to a customized mattress that will give you the best sleep of your life. Helix is offering up to 200 dollars off all mattress orders AND two free pillows for our listeners at Helix Sleep dot com slash tinfoil. IP... Frequently Podcast: If you are looking for a funny business podcast with solid business advice, 80's music and headline news than check the IP... Frequently podcast. Subscribe to IP... Frequently and stay up-to-date on their weekly stream of episodes wherever you get your podcasts..EveryPlate: EveryPlate is America's Best Value Meal Kit. While most meal kits come with a premium price tag, EveryPlate offers delicious dinners that won't break the bank! Give yourself – and your wallet – a break. Enjoy delicious, affordable meals, delivered to your door, and ready to go in just six simple steps. Get started with EveryPlate for just $1.79 per meal by going to EveryPlate dot com and entering code tinfoil179.”BudVac: BudVac is a one-of-a-kind cannabis stash container that comes with a vacuum pump to extract all the air, allowing cannabis enthusiasts to store their products in an oxygen-free environment. With BudVac's storage jars — you'll be able to taste, smell, and feel the difference! Go to BudVac.com and use promo code TFH at checkout for a 10% discount!Coinbase.com: Coinbase offers a trusted and easy-to-use platform to buy, sell, and spend cryptocurrency. Whether you're looking to diversify, just getting started, or searching for a better way to access crypto markets, start today - with Coinbase. For a limited time, new users can get $10 in free Bitcoin when you sign up today at Coinbase.com/tinfoil
Caroline Williams is a science journalist and editor. She's a consultant for and a regular contributor to New Scientist. Her new work has also appeared in The Guardian, the Boston Globe, BBC Future, and BBC Earth among others.In this episode, Eric and Caroline discuss her book, Move: How the New Science of Body Movement Can Set Your Mind Free.But wait – there's more! The episode is not quite over!! We continue the conversation and you can access this exclusive content right in your podcast player feed. Head over to our Patreon page and pledge to donate just $10 a month. It's that simple and we'll give you good stuff as a thank you!Caroline Williams and I Discuss The Science of Movement and…Her book, Move: How the New Science of Body Movement Can Set Your Mind FreeHow moving our bodies can affect the many parameters that affect how we feelMeditation is a way to tune in to our body and how we're feelingHow our brains were originally meant to inform us how and where to move in the worldHow physical activity positively affects our brains and mental healthInteroception is the sense of the internal state of our bodyThe powerful effects of physical movement on our thoughts and feelingsWalking at a moderate pace turns down the thinking brain and increases creativityHaving a strong core and good posture can improve the way we feelStrength training and its powerful effect on self-esteemThe benefits of dancing Breathwork and how breathing exercises affect the bodyCaroline Williams links:Caroline's HomepageTwitterInstagramWhen you purchase products and/or services from the sponsors of this episode, you help support The One You Feed. Your support is greatly appreciated, thank you!If you enjoyed this conversation with Caroline Williams, you might also enjoy these other episodes:Episode 135: Michelle SegarThe Science of Breathing with James Nestor
Support the show and become a Patron! Be a part of our community, receive awesome rewards, and more! http://www.patreon.com/commandzone ---------- Show Notes: Ready for some rough-and-tumble preconstructed destruction? It's time for our “Riveteer Rampage” Streets of New Cappena budget precon upgrade guide. Truc Thai joins us to break down the 10 cards to add and 10 to tear out (For around $30), so you can lay the foundation for a deck that will hit like a wrecking ball at any table! ---------- COMMANDFEST LAS VEGAS: Look out CommandFest Las Vegas, The Command Zone is coming for ya! From June 10-12, Jimmy, JLK and The Command Zone crew will be in Las Vegas to sling spells and hang out with the community. CommandFests are a great chance to make new friends, play a ton of Commander and maybe even get in a game with one (or more) of us! The event is also centered around the release of Commander Legends: Baldur's Gate and will be a great first chance to try out all the new cards. We hope to see you there! Follow the link for more info on how to attend: https://www.mtglasvegas.com/ ---------- COMMAND ZONE LIVE EPISODE #4: With CommandFests and other big Magic (the) gatherings back on our calendars, it's important to keep these Fests festive for everyone. Join us June 16th for the 4th episode of Command Zone Live, where we'll be talking about the best practices for big magic events to make sure you – and everyone else – have the best time possible. Follow us on social media for more info on episode's release date/time and more! ---------- OFFICIAL MERCH STORE: If you love our content, then you should see our merch: https://store.commandzone.com/ Show your support at the next FnM, Commander night, or Magic event with our apparel and stickers. Already a Patreon supporter? Then enjoy exclusive discounts on the store! ---------- MEUNDIES: Up your comfort game with MeUndies! To get 15% off your first order, free shipping, and a 100% satisfaction guarantee, go to https://www.MeUndies.com/command FACTOR: Eat clean 24/7 with fresh prepared meals from Factor! Head to https://go.factor75.com/command120 and use code command120 to get $120 off over your first 5 weeks of meals. RAYCON: RayCon wireless earbuds look, feel, and sound better than ever! Visit https://www.buyraycon.com/command to save 15 % on your entire order for a limited time! ---------- CHANNEL FIREBALL Check out the brand new Channel Fireball Marketplace for the widest selection of cards from licensed professional vendors. And be sure to use our affiliate link to let them know we sent you: https://www.channelfireball.com/command ULTRAPRO: Huge thanks to UltraPro for sponsoring this episode and providing awesome prizes for our giveaways. Be sure to check out their new PRO GLOSS eclipse sleeves and super classy MYTHIC COLLECTION deck boxes. If you want to keep your cards protected and support the show, visit: https://shop.ultrapro.com/command ---------- Relevant Links: Truc Thai Twitter:@Truc_Month Craig Blanchette Twitter: @CraigBlanchette Instagram: @MrInfectMTG Ned Fulmer Twitter: @nedfulmer Youtube: https://www.youtube.com/tryguys NessaMeowMeow Twitch: https://www.twitch.tv/nessameowmeow Twitter: @nessameowmeow Game Knights - Streets of New Capenna https://youtu.be/lVsCtzfcsb4 ---------- Follow us on Instagram: @CommandCast Follow us on Twitter: @CommandCast @JoshLeeKwai @jfwong Follow us on Facebook: https://www.facebook.com/commandcast/ Email us: firstname.lastname@example.org ---------- Commander Rules and Ban List: https://mtgcommander.net/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
ALL STATEMENTS MADE IN THIS EPISODE ARE MEANT AS PARODY: We are in a world where we pull apart a baby, limb by limb, killing it, in the name of convenience. It seems as though the opposition no longer cares if it is a life or isn't, they just care about living life independent with no consequences. We hate to break the news to you, but life has consequences and women are made to be independent. They've created a fictional reality that contradicts the very nature God instilled in them. This is worse than wrong, this is worse than murder, this walking in a demonic reality. Jesus wasn't lying when he said. “You are of your father the devil”. These people need to be born again with a new Father. We have to be pray but most importantly we have to be prepared. ________________________________________________________________ ⇩ TODAY'S SPONSORS ⇩ UNDERTAC: Men are being inundated with over-priced boxers, designed for testosterone deficient men, but here at Slightly Offens*ve we demand more. That's why we trust UnderTac. Head to http://www.getundertac.com/ for 20% off with the offer code OFFENSIVE20. Satisfaction guaranteed or your money back. RAYCON: Tired of spending hours untangling headphones? Or spending hundreds on having to continuously replace your wireless pair? Head over to https://rayconglobal.com/offensive for 15% off the most high quality pair of wireless earbuds you've ever experienced. FAST GROWING TREES: Whether you're looking for increased privacy, shade, or adding some natural beauty to your yard, Fast Growing Trees have the perfect plants and the expertise to help you find them. Go to FastGrowingTree.com/SO right now, and you'll get FIFTEEN PERCENT OFF your entire order. ________________________________________________________________ ⇩ FOLLOW THE GUESTS⇩ DAVE LANDAU COMEDY SPECIAL: https://www.youtube.com/watch?v=eibWo... INSTA: https://www.instagram.com/dave.landau/ TWITTER:: https://twitter.com/LandauDave ________________________________________________________________ Become a subscriber at BlazeTV https://get.blazetv.com/slightly-offensive/ use my code "ELIJAH" to get $10 off a full year ________________________________________________________________ Slightly Offens*ve Merch: https://shop.blazemedia.com/collections/elijah-schaffer ________________________________________________________________ ➤BOOKINGS/INQUIRIES: JOSIAH@SLIGHTLYOFFENSIVE.COM _________________________________________________________________ ⇩ SOCIAL MEDIA ⇩ ➤ INSTAGRAM https://www.instagram.com/slightlyoffensive.tv ➤ TWITTER: https://twitter.com/ElijahSchaffer ➤ FACEBOOK: https://www.facebook.com/officialslightlyoffensive _________________________________________________________________ The Idea Of A Free Society...For Kids! Head to https://teachrealprinciples.com for a unique book series that introduces the important ideas that schools no longer teach. Learn more about your ad choices. Visit megaphone.fm/adchoices
Doctor Strange in the Multiverse of Madness has us all wondering about the 838 Avengers lineup. Use promo code ROGUE at http://BlueChew.com to receive your first month FREE! Head to http://Stance.com and use promo code ROGUE to get 15% off your first purchase! Check out http://athleticgreens.com/rogue to get a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. As we traveled the multiverse with Doctor Strange and America Chavez, we got a small look at how different Marvel universes operate. But when it comes to universe 838 and the Illuminati, we could not stop thinking about who might be a part of that universe's team of Earth's Mightiest Heroes! In this episode of Rogue Theory, MT, Jessica Clemons, Whitney Van Laningham, and Eddie Villanueva give their rogue theories on who might make up the Avengers in universe 838, and also discover the powerful might of the magicians on the Las Vegas Avengers. Check out our sweet, sweet merch! http://www.newrockstarsmerch.com Join the nerdy conversation on Discord! https://discord.io/newrockstars
On the episode of Something To Wrestle, Bruce and Conrad discuss Hercules Hernandez's run in the WWF. From being managed by "Classy" Freddie Blassie, to Slick, and then being sold to the Heenan Family. Working with Hulk Hogan, the full nelson feud with Billy Jack Haynes and The Ultimate Warrior. Being sold off again to DiBiase and refusing to work for him, to Power & Glory, and the end of his WWF run, putting over Sid at MSG before leaving for WCW. Why didn't Herc ever come back? All that and much more! INDEED - Get started RIGHT NOW with a FREE $75 SPONSORED JOB CREDIT to upgrade your job post at INDEED.com/WRESTLE. Offer valid through JUNE 30TH. Terms and conditons apply SHEETZ - Energy drink or Milkshake? Imagine getting your favorite energy-bursting G fuel flavors whipped, iced, and milkshak-ified! Go to www.SHEETZ.com and grab a Focus Freak Milkshake for 3.99 or less! Use offer code ENERGIZE to save $1 when you order on the SHEETZ app! LIGHTSTREAM - The online application is so easy – you can apply right from your phone! The ONLY way to get this discount is to go to LIGHTSTREAM.com/WRESTLE Subject to credit approval. Rate includes 0.50% AutoPay discount. GEICO - Do you own or rent your home? Sure you do! And it's hard work. But you know what's easy? Bundling with GEICO. Go to GEICO.com, get a quote, and see how much YOU could save. It's GEICO-easy! SAVE WITH CONRAD - If you have credit card debt or in a 30 year loan? Well, we can help you get out of that pinch and save money at the same time! Head over to SaveWithConrad.com for a quick quote. CHILISLEEP - ChiliSleep makes customizable, climate-controlled sleep solutions that help you improve your entire wellbeing. Head over to chilisleep.com/WRESTLE to learn more and check out a special offer for a limited time! BLUECHEW - Bluechew gives you confidence in bed every time. Visit BlueChew.com and get your first order free when use promo code WRESTLE. Just pay $5 shipping! GOLIATH LIFE - GoliathLife.com streamlines the life insurance purchase process by allowing you to get quotes from more than twenty carriers all at the same time and at the same place: GoliathLife.com.