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Welcome back to The Viall Files: Going Deeper edition.  What do you get when you mix sparkles and crystal light? An amazing interview with Sparkle Megan and Jordan from Love Is Blind. Where are they now? How is Megan handling being a mom? How is Jordan handling being a heartthrob? All that, and more. You won't want to miss it! "He started showing signs of him that was a red flag." Listen to Humble Brag with Cynthia Bailey and Crystal Kung Minkoff! Listen on Apple: https://podcasts.apple.com/us/podcast/humble-brag-with-crystal-and-cynthia/id1774286896 Watch on YouTube: https://www.youtube.com/@humblebragpod Listen To Disrespectfully now! Listen on Apple: https://podcasts.apple.com/us/podcast/disrespectfully/id1516710301 Watch on YouTube: https://www.youtube.com/channel/UCCh8MqSsiGkfJcWhkan0D0w Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/  To Order Nick's Book Go To: http://www.viallfiles.com  Are you struggling with any sort of dating, relationship, or life dilemma? Do you want all the answers? Email asknick@theviallfiles.com with your question in the subject line to express interest in appearing on the show!  To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles   Thank You to Our Sponsors: Omaha Steaks - Bring home the legendary flavor and everyday convenience of Omaha Steaks. Visit https://omahasteaks.com for 50% off sitewide during their Semi-Annual Sale. And for an extra $35 off, use Promo Code VIALLFILES at checkout. Olipop - Get $2 off a 4-pack of OLIPOP: Works on any flavor of 4-pack, including Spongebob, any retailer at https://drinkolipop.com/viall  Wayfair - Don't miss out on early Black Friday deals. Head to https://wayfair.com now to shop Wayfair's Black Friday deals for up to 70% off. Nanit - Right now, Nanit is offering 25% off your first order, just for our listeners, with code BABY25. Go to https://nanit.com and use code BABY25. to save. Episode Socials:  @viallfiles @nickviall @nnataliejjoy @meganwalerius @jordan.keltner

92%ers, welcome to another episode of New Heights brought to you by Audible! On today's episode, Jason explains why he's coming to us Outta the House from Disney World, what rides he's traumatizing his kids on, and why he's in a feud over a waffle. Travis breaks down the Chiefs coming up short in Buffalo, why he hasn't lost any faith in this team, and what his mindset is going into the BYE week. And later we introduce the “Mid-Season Meme Awards' in an attempt to reach the youth audience. Find out whose game we weren't familiar with, which unc still got it, and who is the “6 7” of the NFL. Finally, we hand out some stamps of the week, debate kickers wearing shorts, Jason reveals why he didn't love the World Series, and we attempt to answer your pet advice voicemails. Watch and listen to new episodes of New Heights every Wednesday during the NFL season and follow us on Social Media for all the best moments from the show: https://lnk.to/newheightshowYou can also listen to new episodes ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. ...Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwCheck out New Heights on Prime Video: https://www.amazon.com/dp/B0FR2MJWYS?ref=blogShop all the New Heights merch at https://homage.com/newheights Support the show: AUDIBLE: Harry Potter: The Full-Cast Audio Editions–Available now at https://audible.com/HP1STARBUCKS: Try Starbucks new lineup of high protein beverages or customize to create your own! Head to https://Starbucks.comHILL'S PET: Because you're only human, there's Hill's. Find the right food at https://hillspet.com/sciencedoesmoreALLSTATE: Checking first is smart. So, check https://Allstate.com first for a quote that could save you hundreds.LIQUID IV: Don't let the grind drain you. Ditch the Glitch with Zero Sugar and Zero Crash from Liquid I.V. Tear. Pour. Live More. Go to https://www.liquid-iv.com/ and get 20% off your first order with code NEWHEIGHTS at checkout.DRAFT KINGS: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit http://gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit http://ccpg.org (CT), or visit http://www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. Terms: http://draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min.-500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 11/23/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: http://sportsbook.draftkings.com/promos. Ends 11/16/25 at 11:59 PM ET. Sponsored by DK. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Ryan Wormeli and Andrew Erickson for their Week 10 fantasy football trade advice with their top wide receivers to buy low or sell high! Note: This show was recorded before the NFL Trade Deadline. Timestamps: (May be off due to ads) Intro - 0:00:00 Trade Analysis - 0:00:51 NFL Wallsmack Giveaway Promo - 0:10:38 WR to Buy: Tetairoa McMillan - 0:11:14 WR to Buy: DK Metcalf - 0:15:16 Trade Analyzer Promo - 0:19:42 WR to Sell: A.J. Brown - 0:19:55 WR to Sell: Deebo Samuel - 0:26:18 QB to Buy: JJ McCarthy - 0:29:20 TE to Sell: Zach Ertz - 0:36:05 Audience Questions - 0:37:50 Trade away Josh Jacobs and Courtlan Sutton, receive Ja’Marr Chase? - 0:38:02 Packaging Tetairoa McMillan and Diggs, who is a realistic target? - 0:39:32 (PPR, No Tight End slot, 2 Flex) Would you treat Bowers as WR1, or package him to improve a WR? - 0:40:31 Have both Bowers and Ferguson. Play Ferguson at Flex, or just trade him? - 0:42:31 Would you give Sutton to receive Tetairoa McMilland and Bill Merritt? - 0:42:43 Any underperforming TEs you like as targets in trades for Tucker Kraft manager? - 0:44:21 Trade Persuade - 0:47:30 Outro - 0:51:24 Helpful Links:Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcastsSee omnystudio.com/listener for privacy information.

This week on Sibling Rivalry, Bob and Monét trace the origins of phrases like The Great White Way and The Silver Screen and identify their personal “hear me out” moments. They test how good they are at identifying inches, debate whether saying “nevermind” mid-thought is annoying, and reveal if they have accents in their heads. Bob and Monét play a compromise game—deciding on a shared pet, a desert island playlist, and a party guest list. They talk cats vs. dogs, why reptiles are a bad idea, and the ground rules for sharing a car. Plus, does The Cheesecake Factory really have something for everyone? Stop putting off those doctors appointments and go to https://Zocdoc.com/RIVALRY to find and instantly book a top-rated doctor today! Want to see exclusive Sibling Rivalry Bonus Content? Head over to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/siblingrivalrypodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be the first to see our latest Sibling Rivalry Podcast Videos! @BobTheDragQueen @MonetXChange Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your brain doesn't wait until old age to start changing. It's being shaped right now by the choices you make every single day. On this episode of The Dr. Hyman Show, I'm joined by preventive neurologist Dr. Richard Isaacson—founder of RetainYourBrain, a free assessment platform empowering people to understand and improve their cognitive health. Dr. Isaacson was also recently featured in a CNN documentary highlighting his groundbreaking work on Alzheimer's prevention. In our conversation, we dig into what the latest science reveals about cognitive longevity—how biomarkers, metabolism, nutrition, and sleep shape the brain's long-term performance. Watch the full conversation on YouTube, or listen wherever you get your podcasts. We cover: • What early biomarkers can reveal about long-term brain health • How metabolism, blood sugar, and belly fat impact memory and focus • Why a personalized plan beats a one-size-fits-all approach to Alzheimer's • Lifestyle changes that strengthen cognitive resilience starting now • The role of hormones, exercise, sleep, and supplements in prevention Resource mentioned: CNN Feature I believe we deserve to stay sharp, engaged, and fully ourselves as we age—this conversation shows what's possible. View Show Notes From This Episode Get Free Weekly Health Tips from Dr. Hyman https://drhyman.com/pages/picks?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Sign Up for Dr. Hyman's Weekly Longevity Journal https://drhyman.com/pages/longevity?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Join the 10-Day Detox to Reset Your Health https://drhyman.com/pages/10-day-detox Join the Hyman Hive for Expert Support and Real Results https://drhyman.com/pages/hyman-hive This episode is brought to you by Seed, Paleovalley, Function Health, BON CHARGE, Sunlighten and PerfectAmino. Visit seed.com/hyman and use code 20HYMAN for 20% off your first month of Seed's DS-01® Daily Synbiotic. Get nutrient-dense, whole foods. Head to paleovalley.com/hyman for 15% off your first purchase. Join today at FunctionHealth.com/Mark and use code HYMAN100 to get $100 toward your membership.Head to boncharge.com and use code DRMARK for 15% off your order. Head over to sunlighten.com and save up to $1400 or more this holiday season with code HYMAN. Go to bodyhealth.com and use code HYMAN20 for 20% off your first order.

We all aspire to live our best life, reach our potential, and to have zero regrets. But how do you actually accomplish that? On today's show, you're going to hear exactly how to ensure you embrace happiness, honor yourself, and are authentic in your relationships.  Today's guest, Bronnie Ware, is an internationally acclaimed author and TEDx speaker. After working as a palliative caretaker, Bonnie realized key recurring themes among her patients. Her book, The Top Five Regrets of the Dying, gives unique insight into how to live a full and connected life without regrets. Bonnie joins this episode of The Model Health Show for a powerful conversation on the main principles outlined in her book.  You're going to learn about how to strengthen your relationships, find more balance, and live a happier life. Bonnie's mission is to help as many folks as possible courageously live a more aligned life. I hope this interview resonates with you and helps you become the best version of yourself. Click play and enjoy the show!  In this episode you'll discover: Why our culture steers away from talking about death. (1:48) How to use death as a tool for living. (2:10) Bonnie's story of working in palliative care. (3:51)  The importance of living a life true to yourself. (7:04) How spontaneity can change your life and perception of time. (14:29) Why we need to allow space to tune into our hearts. (20:56) The value of giving yourself permission to do the things you want to do. (25:58) How to cultivate a better relationship with work and money. (28:19) The importance of expressing your feelings in your relationships. (36:55) Why engaging in social media isn't the same as staying in touch. (48:47) The role of friendship during the end of life. (51:01) How small interactions can have a big impact. (56:26) Why understanding that you're worthy of happiness is critical. (1:00:15) How embracing humor can aid in healing and happiness. (1:03:43) Items mentioned in this episode include: DrinkLMNT.com/model - Get a FREE sample pack of electrolytes with any order! Paleovalley.com/model - Use code MODEL for 15% off!  The Top Five Regrets of the Dying by Bronnie Ware - Get your copy here!  Connect with Bronnie Ware Website / Facebook / Instagram  Be sure you are subscribed to this podcast to automatically receive your episodes:  Apple Podcasts Spotify Soundcloud Pandora YouTube  This episode of The Model Health Show is brought to you by LMNT and Paleovalley. Head to DrinkLMNT.com/model to claim a FREE sample pack of electrolytes with any purchase. Use my code MODEL at Paleovalley.com/model to save 15% sitewide on nutrient dense snacks, superfood supplements, and more.  

This week, the conversation has finally made it out of the family group chat and onto the podcast! From how to handle holidays to grandparents that love to spoil their grandkids (then send them home), join Jenn and Mike as they break down the hilarious chaos that happens when everyone shares DNA (but not opinions).This episode of You, Me & Mike is brought to you by AG1!  AG1 is more than a regular supplement; it's your multivitamin, probiotics, greens and superfoods, in one deliciously simple daily ritual. Support immunity, energy and gut health with just one scoop. Head to drinkag1.com/jennifertodryk  to get a FREE Welcome Kit ($76 value) when you subscribe, which includes: 3 FREE AG1 Travel Packs in each flavor, bottle of Vitamin D3+K2, a shaker bottle, canister & metal scoop!NEW for season two- we're on YouTube! You can still listen on all your favorite podcast platforms, and you can watch the show on our YouTube channel! Want to submit an idea for a topic to be discussed on the show? Have a crazy question for the jar of weird questions?  Just want to say hi?   We'd love to hear from you!    Leave us a review on Apple Podcasts or send us an email at youmeandmikepodcast@gmail.com!You, Me & Mike is a production of The Rambling Redhead from Thirteen Media.

A world-renowned artist held at gunpoint; a scary clown with an out-of-control tongue; AITAs and FMK - this week's episode is our Patreon Extravaganza. Links to the source content: r/relationship advice: Mucho Poocho; Mama's Moment; and Sweets Suspicion July 2025 Live Q&A AIT(Spooky)A Minisode: Marina Abramovic - The Grandmother of Performance Art Judge Christie: The case of the Dubiously Dubbed Dad Dance Unpopular Opinions (Listener Edition): Ques-no Click here for this week's show notes. Click here to sign up for our Patreon and receive hundreds of hours of bonus content. Please click here to leave a review and tell us what you think of the show. Please consider supporting the companies that support us! -Head to Ollie.com/CREEPY, tell them all about your dog, and use code CREEPY to get 60% off your Welcome Kit when you subscribe today! -Ready to say yes to saying no? Make the switch at MINTMOBILE.com/sinisterhood. -Get 10% off your first order of any olive oil on graza.co/CREEPY -Crimes Of is a Crime House Original, powered by PAVE Studios. Listen on Apple Podcasts, Spotify, Amazon Music, or wherever you listen.

Katherine Schwarzenegger Pratt is officially done chasing “balance”, because, as she tells Kristin, it doesn't exist. In this funny, honest, and deeply relatable conversation, Katherine opens up about the pressures of “doing it all,” the guilt that comes with motherhood, and the boundaries she's learning to hold as a mom of three. She shares what protecting her peace looks like in real time: saying no, slowing down, and letting herself be imperfect. Plus, Katherine passes along game changing piece of advice her mom, Maria Shriver, taught her about keeping a family close: the importance of naming your family values out loud, revisiting them often, and making sure everyone knows what your home stands for. It's simple, profound, and truly game-changing advice every family needs.Together, she and Kristin unpack what it means to redefine success and replace the pressure with presence. It's refreshing, hilarious, and full of heart, the kind of chat that makes you feel instantly lighter.You'll walk away with:1. Katherine's hard-earned lessons on letting go of the “supermom” myth.2. Practical ways to set boundaries and protect your peace, guilt-free.3. The reminder that dropping the ball isn't failure…it's freedom.Get Katherine's new book, Kat and Brandy here! https://amzn.to/4orFNSOThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Discover all of the ways a Chrysler Pacifica can make your life and your family's rides easier and more enjoyable by visiting chrysler.com/pacificaThis episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/FEELINGS and get on your way to being your best self. Get 10% off your first month!Explore the new Peloton Cross Training Tread+ at onepeloton.comTry ZipRecruiter for FREE at ziprecruiter.com/FEELINGSVisit kendrascott.com/gifts and use code BLF20 at checkout for 20% off ONE full-priced jewelry item. Expires December 31, 2025.Head to ritual.com/FEELINGS for 40% off your first month.Head to hiyahealth.com/BLF to receive 50% off your first order. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jared is joined by Lauren O'Brien from Love is Blind to talk about life and love after reality TV. They dive into how social media shapes public perception, the friendships formed on set, and what dating looks like once the cameras are off. Lauren opens up about the psychology behind being watched, staying grounded in Minneapolis, and how fame changes the way people approach relationships. It's a real, funny, and thoughtful look at dating in a world where everyone's watching!Support the show and get $10 off your 1 st month of Nutrafol. Head to https://www.nutrafol.com and use code FEATHER

Emma and Isabel chat about the RHOBH new season trailer (hi Rachel Zoe!) before diving in on the epic second part of the SLC ladies on the Below Deck yacht. They also discuss Stacey on QVC, and the RHOP on their cast trip.ShopMy: https://shopmy.us/shop/commentsbycelebsI love LA: all-new episodes of I LOVE LA, Sundays at 10:30pm, exclusively on HBO Max. Subscription required.Head to Saks Fifth Avenue for inspiring ways to elevate your personal style, every day.Squarespace: squarespace.com/CBC for a free trial, and when you're ready to launch, use OFFER CODE: CBC to save 10% off your first purchase of a website or domainDime Beauty: DimeBeauty.com and get 20% off your first order with code PODCAST20 – or shop DIME at Amazon and UltaBoll & Branch: BollAndBranch.com/comments to save 20% for a limited time. Exclusions applyJones Road: Jonesroadbeauty.com and use code CBC at checkout. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you. As a treat for our listeners, you'll get a free Cool Gloss on your first purchase when you use code CBC at checkout.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With customer expectations constantly evolving, how can large organizations avoid using obsolete methods and instead embrace agility to thrive and drive meaningful growth? Agility requires both adapting to change and anticipating it in the first place. It demands a willingness to experiment, learn, and iterate quickly, especially when it comes to connecting with your target audience in new and innovative ways. Today, we're going to talk about the challenges and opportunities of scaling a brand nationwide while maintaining a strong local presence. It's a balancing act that requires a deep understanding of both digital innovation and grassroots tactics. To help me discuss this topic, I'd like to welcome, Renaud Delaquis, Head of Product Marketing at Coastline Academy. About Renaud Delaquis Renaud Delaquis is the Head of Product Marketing at Coastline Academy, the nation's largest driving school. With a strong background in e-commerce, digital marketing, product scaling, and SEO, Renaud leads the company's marketing and growth strategies. Specializing in developing and executing marketing plans across a variety of paid and organic channels, Renaud has helped Coastline achieve rapid growth in a slow-moving industry. His experience creating grassroots marketing campaigns at scale in a business spanning over 500+ cities gives him unique insight into both local and national marketing.  Renaud Delaquis on LinkedIn: https://www.linkedin.com/in/renaud-delaquis/ Resources Coastline Academy: https://coastlineacademy.com/ The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Palm Springs, Feb 23-26 in Palm Springs, CA. Go here for more details: https://etailwest.wbresearch.com/ Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

Legal Team, we're diving back into one of our most requested and popular topics: Mary Cosby's church. First, we're zooming out to explore the bigger picture of church-owned businesses, from the LDS Church's corporate holdings to Texas megachurches facing major financial lawsuits. Then we're tracing the origins of Mary's church, the empire her grandmother Rosemary built, and how former associate Annie Lois Johnson became entangled in legal drama with Mary and Robert Cosby. From the tangled web of businesses tied to her congregation to decades of lawsuits over forged signatures and missing money, this story has it all. Stay tuned for part two, where we'll break down the current lawsuit between Mary, Robert, and Annie Lois Johnson that's still unfolding. What's on the docket? The rise of church-owned businesses — and how megachurches like LDS, Gateway, and Second Baptist run their for-profit arms Why “church law” has become such a massive (and murky) legal field A refresher on Mary, Robert, and Rosemary Cosby's family and church history The decades-long feud with Annie Lois Johnson, involving forged deeds and disputed ownership Access additional content and our Patreon here: ⁠https://zez.am/thebravodocket⁠ The Bravo Docket podcast, the statements we make whether in our own media or elsewhere, and any content we post are for entertainment purposes only and do not provide legal advice. Any party consuming our information should consult a lawyer for legal advice. The podcast, our opinions, and our posts, are our own and are not associated with our employers, Bravo TV, or any other television network. Cesie is admitted to the State Bars of California and New York. Angela is admitted to the State Bars of Texas, Kansas, and Missouri. Thank you to our incredible sponsors! Graza: Head to Graza.co/DOCKET and use DOCKET to get 10% off your order and get cooking this holiday season with some fresh, delicious olive oil! Hers: Visit Forhers.com/bravodocket to get a personalized, affordable plan that gets you. Ritual: My listeners get early access to their Black Friday sale for 40% off your first month at Ritual.com/DOCKET Quince: Go to Quince.com/DOCKET for free shipping on your order and 365-day returns. Rula: Visit Rula.com/bravodocket to get started. CBDFX: Get 40% off your first order with code BRAVODOCKET at cbdfx.com. Dupe: Go to Dupe.com today and find similar products for less. Monarch Money: Use code DOCKET at monarchmoney.com in your browser for half off your first year. Wayfair: Don't miss out on early Black Friday deals. Head to Wayfair.com now to shop Wayfair's Black Friday deals for up to 70% off. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Head to the Binny's at 7175 N Lincoln Ave (US 41) in Lincolnwood  to get your Parce this week! BRUCE BOLT - Texas-based designer of premium batting gloves: Look good. Hit dingers. ⁠⁠⁠⁠https://brucebolt.us/?afmc=HAPP⁠⁠⁠ On this week's episode of the Compound Podcast with Ian Happ, the guys discuss the fantastic 2025 World Series, how it stacks up all-time and discuss the heroics of Rojas, Yamamoto and Vladdy. Plus, the guys congratulate and break down Ian's fourth consecutive gold glove award. Check out full video episodes on Marquee every Thursday and on YouTube on the Marquee Sports Network channel. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Episode 707: Neal and Toby recap Zohran Mamdani's victory to become the next mayor of NYC and how Wall Street is reacting. Then, the Supreme Court hears arguments to decide whether Trump's sweeping tariffs are valid or not. Also, Michael Burry, the famous ‘Big Short' investor who predicted the housing bubble is calling his next shot: the AI bubble. Meanwhile, Pizza Hut has been struggling for years and its parent company is considering selling it away. Finally, the government shutdown is now the longest in US history.  Learn more at usbank.com/splitcard  Get your MBD live show tickets here! https://www.tinyurl.com/MBD-HOLIDAY  Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Watch Morning Brew Daily Here:⁠ ⁠⁠https://www.youtube.com/@MorningBrewDailyShow⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The viral trend that's exposing just how unhinged we all really are. In this episode, Jon and Kristin reveal their ultimate betrayals — from petty daily offenses to the kind that make them question their friendship. No one is safe. Laughs are guaranteed, loyalty is not. Listen to Jon's New Christmas Single HERE__________________________Kristin's Amazon Store FrontJon's Amazon Store FrontJoin all the fun on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Socials:Instagram⁠⁠⁠⁠⁠⁠⁠That's The Point ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kristin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jon⁠⁠⁠⁠⁠⁠⁠TiktokThat's The PointYoutubeKristin's Channel__________________________Branch Basics: Head to BranchBasics.com and use code THATSTHEPOINT for 15% off your Starter Kit.Skims: Shop my favorite bras and underwear at SKIMS.comCaraway: Visit Carawayhome.com/THEPOINT or use code THEPOINT at checkout to take an additional 10% off your next purchase.Head over to thisisneeded.com and use code THATSTHEPOINT for 20% off your first orderVisit PrettyLitter.com/point and use code point to save 20% on your first order and get a free cat toy. Go to jonesroadbeauty.com to get up to 20% off sitewide during their first ever Black Friday Sale Nov. 18th - Dec 1st.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ohio State received the No. 1 ranking as expected in the initial College Football Playoff rankings, which were released Tuesday night. Were there any surprises in the top-25? Also, is the Buckeyes' offensive line a bit banged up heading into the stretch run of the season? Head coach Ryan Day addressed that and more on Tuesday, and on today's show Dave Biddle and Patrick Murphy will give their takeaways from the press conference and what it means for OSU. That and more is coming your way on the Wednesday 5ish. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

If you're listening to Unspookable, chances are you like a good mystery. A mystery like, say, over 100 people vanishing without a trace? We're going to cover a mystery that's centuries old and ask whether a mystery so long past is even solveable as we discuss the Lost Colony of Roanoke on today's episode of Unspookable. Host: Elise Parisian Written by: Miden Wood Produced, Edited by: Nate DuFort Music Direction and Composition: Jesse Case Logo by: Natalie Khuen Episode Art: Alhafiz You can find Unspookable on TikTok, Twitter, and Instagram at: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@unspookablepodcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://twitter.com/ImUnspookable⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/unspookablepodcast/⁠⁠⁠⁠⁠⁠⁠ Unspookable is a production of Soundsington Media, committed to making quality programming for young audiences and the young at heart. To find out more go to ⁠⁠⁠⁠⁠⁠⁠http://www.soundsingtonmedia.com ⁠⁠⁠⁠⁠⁠⁠ Looking for merch from Unspookable and your favorite Soundsington Media shows? Head on over to our ⁠⁠⁠⁠⁠⁠⁠Dashery store ⁠⁠⁠⁠⁠⁠⁠for t-shirts, hoodies, mugs, stickers, hats and more. ⁠⁠⁠⁠⁠⁠https://soundsington-media.dashery.com⁠⁠⁠⁠⁠⁠ Advertise on Unspookable: ⁠⁠⁠⁠⁠⁠⁠advertising@airwavemedia.com

The news to know for Wednesday, November 5, 2025! We'll tell you how Americans voted in the first major elections of President Trump's second term. Also, why there's new hope for ending what's now the longest government shutdown in history. And what's at stake in a Supreme Court case over global tariffs. Plus: a "catastrophic" plane crash in Kentucky, growing backlash over a congresswoman's Halloween costume, and the first artist created by AI to debut on a Billboard chart. Those stories and even more news to know in about 10 minutes!    Join us every Mon-Fri for more daily news roundups!  See sources: https://www.theNewsWorthy.com/shownotes Become an INSIDER to get AD-FREE episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://thenewsworthy.dashery.com/ Sponsors: Go to Quince.com/newsworthy for free shipping on your order and 365-day returns. Ready to give your liver the support it deserves? Head to dosedaily.co/NEWSWORTHY or enter NEWSWORTHY to get 35% off your first subscription. To advertise on our podcast, please reach out to ad-sales@libsyn.com

She went from senior year to set life, then snagged an AVN—at 21.

Concluding a two-part roundtable discussion, our global heads of Research, Thematic Research and Firmwide AI focus on the human impacts of AI adoption in the workplace.Read more insights from Morgan Stanley.----- Transcript -----Kathryn Huberty: Welcome to Thoughts in The Market, and to part two of our conversation on AI adoption. I'm Katy Huberty, Morgan Stanley's Global Head of Research. Once again, I'm joined by Stephen Byrd, Global Head of Thematic Research, and Jeff McMillan, Morgan Stanley's Head of Firm-wide AI. Today, let's focus on the human level. What this paradigm shift means for individual workers. It's Wednesday, November 5th at 10am in New York. Kathryn Huberty: Stephen, there's a lot of simultaneous fear and excitement around widespread AI adoption. There's obviously concern that AI could lead to massive job losses. But you seem optimistic about this paradigm shift. Why is that? Stephen Byrd: Yeah, as I mentioned in part one, this is the most popular discussion topic with my children. And I would say younger folks are quite concerned about this. There's a lot of angst among young folks thinking about what is that job market really going to look like for them. And admittedly, AI could be quite disruptive. So, we don't want to sugarcoat that. There's clearly going to be impacts across many jobs. Our work showed that around 90 percent of jobs will be impacted in some way. Oh, in the long term, I would guess nearly every job will be impacted in some way. The reason we are more optimistic is that what we see is a range of what we would think of as augmentation, where AI can essentially help you do something much better. It can help you expand your capabilities. And it will result in entirely new jobs. Now with any new technology, it's always hard to predict exactly what those new jobs are. But examples that I see in my world of energy would be smart grid analysis, predictive maintenance, managing systems in a much more efficient way. Systems that are so complicated that they're really beyond the capability of humans to manage very effectively. So, I'm quite excited there. I'm extremely excited in the life sciences where we could see entire new approaches to curing some of the worst diseases plaguing humankind. So, I am really very excited in terms of those new areas of job creation. In terms of job losses, one interesting analysis that a lot of investors are really focused on that we included in our Future of Work report was the ratio – within a job – of augmentation to automation. The lower the ratio, the higher the risk of job loss in the sense that that shows a sign that more of what AI is going to do, is going to replace that type of human work. Examples of that would be in professional services. As I mentioned, you know, one of my former professions, law would be an example of an area where you could see this. But essentially, tasks that don't require a lot of proprietary data, require less creativity. Those are the types of tasks that are more likely to be automated. Kathryn Huberty: One theme I hear both in Silicon Valley and in our industry is the value of domain expertise goes up. So, the lawyer that's very good in the courtroom or handling a really complicated situation because they have decades of experience, the value of that labor and talent goes up. And so, when my friends ask me what their kids should pursue in school and as a career, I tell them it's less about what job they pursue. Pick a passion and become a domain expert really quickly. Stephen Byrd: I think that's excellent advice. Kathryn Huberty: Jeff, how do you see AI changing the skills we'll need at Morgan Stanley and the way that people should think about their careers? Jeff McMillan: I think you have to break this down into three pieces – and Stephen sort of alluded to it. One, you have to look at the jobs that are likely to disappear. Two, you have to look at the jobs that are going to change. And then finally, you have to look at the new jobs that are going to actually emerge from this phenomena. You should be thinking right now about how you are going to prepare yourself with the right skills around learning how to prompt and learning how to move into those functions that are not going to be eliminated. In terms of jobs that are changing, they're going to require a far, far greater sense of collaboration, creativity. And again, prompting; prompt engineering is sort of the center of that. And I would highly encourage every single person who's listening to this to become the single best prompt engineer in their group, in their friend[s group], in their organization. And then in terms of the jobs that are being created, I'm actually pretty optimistic here. As we build agents, there's actually a bull case that we're going to create so much complexity in our environment that we're going to need more people to help manage that. But the skills are not going to be repetitive linear skills. They're going to require real time decision-making, leadership skills, collaboration skills. But again, I would go back to every single person: learn how to talk to the machine, learn how to be creative, and practice every day your engagement with this technology. Kathryn Huberty: So then how are companies balancing the re-skilling with the inevitable culture shifts that come with any new paradigm? Jeff McMillan: So, first of all, I think if you think about this as a tool, you've already lost the plot. I think that number one, you have to remind yourself what your strategy is; whatever that strategy is, this is an enabler of your strategy. The second point I'd make is that you have to go from both – the top down, in terms of leadership messaging that this change is here, it's important and it needs to be embraced. And then it's a bottoms-up because you have to empower people with the right tools and the technology to transform their own work. Because if you're trying to tell people that this is the path that they have to follow. You don't get the buy-in that you need. You really want to empower people to leverage these tools. And what excites me most is when people walk into my office and say, ‘Hey Jeff, let me show you what I built today.' And it could be some 22-year-old who; it's their first month on the job. And what's exciting about this technology is you do not need a technology background. You need to be smart; you need to be creative. And if you've got those skills, you can build things that are really innovative. And I think that's what's exciting. So, if you can combine the top down that this is important and the bottoms up with giving people the skills and the technology and the motivation – that's the secret sauce. Kathryn Huberty: Jeff, what's your advice for the next generation college students, recent college graduates as they're thinking about navigating the early parts of their career in this environment? Jeff McMillan: Well, Katy, I first of all, I'd agree with what you say. You know, everyone's like, ‘What should I study?' And the answer is – I don't actually know the answer to that question. But I would study what you care about. I would do something that you're passionate about. And the second point, and I hate to be a broken record on this. But I would be the single best user of GenerativeAI at your college. Volunteer with some nonprofit, build a use case with your friends. When you walk into your first job, impress in your interview that you are able to use this technology in really effective ways – because that will make a difference, in your first job. Kathryn Huberty: And I'm curious, are there areas where you think humans will always beat AI, whether it's in financial services or other industries? Jeff McMillan: I like to think that we are human and that gives us the ability to build trust and emotional relationships. And I think not only are we going to be better at that than machines are. But I think that's something that we as humans will always want. I think that there may be some individuals in the society that may feel differently. But I think as a general rule, the human-to-human relationship is something that's really important. And I like to think that it will be a differentiator for a long time to come. So, Katy, from where you sit as the Head of Global Research, how has GenAI changed the way research is being done? Kathryn Huberty: With the help of your team, Jeff, we have now embedded AI through the life cycle of investigating a hypothesis, doing the analysis, writing the research in a concise, effective way. Pushing that through our publishing process, developing digital content in our analysts' voice, in the local language of the client. And now we're working on a client engagement tool that helps direct our research team's time. And so, the impact here is it reduces the time to market to get a alpha generating idea to our clients and, you know, and it's freeing up time for our teams. Stephen Byrd: So, Katy, I want to build on that. Productivity is a big theme. And away from the research itself, from a management perspective, how are you and your team using AI? And what do you see as the benefits? And how are you spending the extra time that's freed up by AI? Kathryn Huberty: I like to say that the research AI strategy is less about the tools. I mean, those are critical and foundational. But it's more about how we're evolving workflow and how our teams are spending time. And so, the savings are being reinvested in actually your area – thematic research – which takes a lot more coordination, collaboration. A global cross-asset view, which just takes more time to develop, and test a hypothesis, and debate internally, and get those reports to market. But it's critical for our core strategy, which is to help our clients generate alpha. When you look at equity markets over the past 30 years, a very small number of stocks drive all of the alpha. And they tend to link to themes. And so, we're reinvesting time in identifying those themes earlier than the market to allow our clients to capture that alpha. And then the other piece is when we look at our analyst teams, they spend about a quarter of their time with clients because they have to meet with experts in the industry. They need to do the analysis, they have to build the financial forecast, manage their teams. You know, we have internal activities, build culture. And with the ability to leverage these tools to speed up some of those tasks, we think we can double the amount of time that our analysts are spending with clients. And if we're putting thought-provoking, you know, often thematic global collaborative content into the market, our clients want to spend more time with us. And so, that's the ultimate impact. On a personal level, and I think both of you can relate. I think a lot of the freed-up time right now is just following the fast pace of change in AI and keeping up with the latest technology, the latest vendors. But long term, my hope is that this frees up time for more human activities on a personal level. Learning the arts, staying active. So, this could be potentially very beneficial to society if we reinvest that time in both productive activities that have impact in business. But also productive, rewarding activities outside of the office.As we wrap up, it's clear that the influence of AI is expanding rapidly, not just in digital- and knowledge-based sectors, but increasingly in tangible real-world applications. As these innovations unfold, the way we interact with both technology and our environments will continue to evolve – both on the job and elsewhere in our lives. Jeff, Stephen, thank you both for sharing your insights. And to our listeners, thank you for joining us. If you enjoy the show, please leave us a review wherever you listen, and share Thoughts on the Market with a friend and colleague today.

Amy and Margaret honor National Caregiving Month with an honest, compassionate look at the realities of caregiving. From raising kids to caring for aging parents—or both at once—they explore the invisible labor, emotional toll, and financial strain that caregivers face every day. They share personal stories, research-backed insights, and practical advice for managing burnout, compassion fatigue, and family dynamics. Whether you're part of the “sandwich generation” or just beginning to navigate caregiving, this conversation offers solidarity and tools to help you find support and protect your own well-being. Here are links to some of the resources mentioned in the episode: Parkinson's Foundation blog: Finding Balance: 8 Tips for Avoiding Caregiver Burnout Guardian Life blog: Standing Up and Stepping In: A Modern Look at Caregivers in the US Mayo Clinic: Caregiver stress: Tips for taking care of yourself Single Care blog: Caregiver's guide to self care & avoiding caregiver burnout We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: ⁠⁠⁠https://www.whatfreshhellpodcast.com/p/promo-codes/ Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/FRESH Ready to raise money-smart kids? Start now with your first month FREE at acornsearly.com/FRESH! Head to GigSalad.com and book some awesome talent for your next party, and let them know that What Fresh Hell sent you. caregiving, caregiver burnout, sandwich generation, National Caregiving Month, mental load, aging parents, elder care, motherhood, self-care, compassion fatigue, invisible labor, family stress, emotional labor, parent care, What Fresh Hell podcast, mom friends, funny moms, parenting advice, parenting experts, parenting tips, mothers, families, parenting skills, parenting strategies, parenting styles, busy moms, self-help for moms, manage kid's behavior, teenager, tween, child development, family activities, family fun, parent child relationship, decluttering, kid-friendly, invisible workload, default parent Learn more about your ad choices. Visit podcastchoices.com/adchoices

What is up, Simplifiers? I'm so excited you're here. In today's episode of the Maximized Minimalist Podcast, we dive into one of those uncharted territories that doesn't always come up when we're talking about decluttering our homes: the money side of our life-seasons. Because listen—moving houses, starting school, kids growing up, sending them off, career shifts… these aren't just about stuff. They shake up our finances, our routines, our mental load, and yes, our homes. I brought on my two AMAZING guests — finance strategists and self-proclaimed "budget besties," Vanessa and Shana (yes, alliteration and all the good vibes) — to unpack how transitions impact money, how you can build guardrails (just like you do with your home), and how you can walk into the next season with more peace, presence, and joy instead of overwhelm and guilt. Whether you're prepping for a move, entering a new parent phase, supporting teens, or just feeling the mental load of "what's next?" — this episode is for you. We'll meet you where you are and give you the tools to create financial clarity and calm.

Can the Trump administration invalidate pardons issued by former President Biden? In an excerpt from this week's Insider episode, Preet Bharara and Joyce Vance discuss Attorney General Pam Bondi's announcement that DOJ is reviewing Biden's use of an autopen for pardons. In the full episode, Preet and Joyce break down:  – President Donald Trump's appeal of his criminal conviction in New York, in which he cites the Supreme Court's presidential immunity decision; and – The National Guard cases moving toward the Supreme Court. Insiders click HERE to listen to the full analysis.  Not an Insider? Now more than ever, it's critical to stay tuned. To join a community of reasoned voices in unreasonable times, become an Insider today. You'll get access to full episodes of the podcast and other exclusive content. Head to cafe.com/insider or staytuned.substack.com/subscribe.  Subscribe to our YouTube channel. Subscribe to The Long Game podcast. Watch the trailer. This podcast is brought to you by CAFE and Vox Media Podcast Network. Learn more about your ad choices. Visit podcastchoices.com/adchoices

#890. You asked: What's really going on with RHONY? Erin Lichy spills it all — the drama, the casting, the friendships, and the fallout from the RHONY reboot.She opens up about welcoming her fourth baby, navigating marriage challenges on screen, and processing the loss of her dad.Plus, get an inside look at her highly anticipated cookbook, She's a Host: An Unbuttoned Cookbook for Elegant Entertaining, packed with effortless entertaining tips and favorite recipes.Whether you're a die-hard RHONY fan, a fellow parent, or just love a peek behind the scenes of NYC reality life, this episode is full of stories, laughs, and updates you won't want to miss.If you're LOVING this podcast, please follow and leave a rating and review below! PLUS, FOLLOW OUR PODCAST INSTAGRAM HERE!Thank you to our Sponsors! Check out these deals!Booking.com: Head over to booking.com and start your listing today! Get Seen. Get Booked on Booking.com!Bombas: Head over to Bombas.com/vine and use code vine for 20% off your first purchase.Figs: Right now, if you go to wearFIGS.com and use the code FIGSRX, you can get 15% off your first order.Boll & Branch: Shop now at BollAndBranch.com/vine25 with code vine25 for 25% off sitewide.Boulevard: And for a limited time, Boulevard is offering new customers 20% off your first year subscription. That's JOINBLVD.com to learn more!Real Real: Get $25 off your first purchase when you go to TheRealReal.com/vine.EPISODE HIGHLIGHTS: (6:49) – How Erin Landed the RHONY Reboot: The inside story of joining a completely new era of Real Housewives of NYC.(20:30) – RHONY Rumors Exposed: Erin weighs in on the latest casting chatter and whether she'll return for another season.(31:10) – Heartbreaking Family Moments: Erin opens up about filming her last moments with her dad and processing his loss.(41:24) – Sneak Peek Into Her Cookbook: Erin shares tips, recipes, and secrets from She's a Host: An Unbuttoned Cookbook for Elegant Entertaining.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

An appreciation for mature vegetation will guide Scooter's walk through the Embarcadero. Well, that and a love of public art.This episode was recorded on location. It's a sleepy, meandering walk but there is background noise (nature, cars, other voices). Feel free to skip this one if that's not your cup of tea!The show really needs your help right now. Keep Sleep With Me going and get hours of bonus content by joining Sleep With Me Plus! sleepwithmepodcast.com/plusGet your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeLearn more about producer Russell aka Rusty Biscuit at russellsperberg.com and @BabyTeethLA on IG.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep and get a special deal exclusive for SWM listeners!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleep PROGRESSIVE - With the Name Your Price tool, you tell Progressive how much you want to pay for car insurance, and they'll show you coverage options that fit your budget. Get your quote today at progressive.comKINDRED - Kindred is a members-only home swapping network. It isn't a hotel. It isn't a short-term rental. It's a smarter way to travel where each stay feels like home. Apply now at LiveKindred.com and use code SLEEP to join for free. Plus, you'll earn 5 nights of travel credit just for signing up!ODOO - Odoo is an all-in-one management platform with a suite of user-friendly applications designed to simplify and connect every aspect of your company in one, easy-to-use software. Odoo is the affordable, all-in-one management software with a library of fully-integrated business applications that help you get MORE done in LESS time for a FRACTION of the price.To learn more, visit www.odoo.com/withmeUNCOMMON GOODS - Uncommon Goods scours the globe for original, remarkable, handmade things. Surprise your friends and family with unique - and even personalized! - gifts this holiday season. Head to uncommongoods.com/sleep for 15% off! Learn about your ad choices: dovetail.prx.org/ad-choices

There are times we expect grief to hit us: death anniversaries, birthdays, holidays. But when grief attacks us out of nowhere, what do we do? How do we deal? And even worse – what if it happens digitally? If our dead partner's Instagram is suddenly gone? If their voicemails or texts get deleted? Grief is a language that all of us will someday be able to speak. Today, we're listening to those of us who have been crushed by digital grief. Watch us on YouTube here⁠⁠! Get this episode ad-free here! Listen to Geoffrey's album on ⁠⁠Spotify⁠⁠ and ⁠⁠Apple⁠⁠! Shop my favorite bras and underwear at ⁠⁠⁠⁠⁠SKIMS.com⁠⁠⁠⁠⁠. After you place your order, be sure to let them know I sent you! Select "podcast" in the survey and be sure to select my show in the dropdown menu that follows. Go to ⁠⁠⁠⁠⁠indeed.com/TFA⁠⁠⁠⁠⁠ for all of your hiring needs! Head to ⁠⁠⁠⁠⁠cozyearth.com ⁠⁠⁠⁠⁠and use my code NORA for up to 20% off! Find your fall staples at ⁠⁠⁠⁠⁠Quince.com/TFA⁠⁠⁠⁠⁠! Get your creatine at livemomentous.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Ryan Wormeli and Andrew Erickson for their Week 10 fantasy football trade advice with their top running backs to buy low or sell high! Timestamps: (May be off due to ads) Intro - 0:00:00 MNF Reactions - 0:01:43 Erickson's Trade Analysis - 0:11:22 RB to Buy: TreVeyon Henderson - 0:14:01 RB to Buy: Ashton Jeanty - 0:24:00 Hard Rock Bet Promo - 0:29:50 RB to Sell: D'Andre Swift - 0:31:07 RB to Sell: Breece Hall - 0:36:02 Audience Questions - 0:39:15 Trade away Trey Benson for Michael Pittman? - 0:39:47 Trade Rico Dowdle for George Kittle? - 0:40:43 Stick with two elite WRs or improve RB room? (Dowdle, Benson, Odunze for Smith-Njigba) - 0:41:09 Trade Breece Hall for Jaylen Waddle? - 0:43:01 Outro - 0:44:03 Helpful Links:Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcastsSee omnystudio.com/listener for privacy information.

The 2025 NFL trade deadline came with lots of expectations and went with a whimper. Even then, there are still some fantasy-relevant deals that are worth unpacking, and Chris Welsh is joined by Derek Brown to do just that. The duo focuses on the Jakobi Meyers trade to the Jaguars, Rashid Shaheed’s arrival in Seattle, and the Jets dealing away two major defensive contributors. Get insight into who wins, who loses, and who you should be picking up. Timestamps: (May be off due to ads) Intro - 0:00:00Jets trade Quinnen Williams to the Cowboys + Sauce Gardner to the Colts & receive AD Mitchell - 0:01:32Raiders trade Jakobi Meyers to the Jaguars - 0:03:54Rashid Shaheed traded to Seattle - 0:09:57DBro's top waiver wire Pickups - 0:12:32Traded deadline ends with a whimper - 0:13:28Breece Hall's outlook staying as a Jet - 0:14:08 Helpful Links:Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcastsSee omnystudio.com/listener for privacy information.

Join Ryan Wormeli and Tera Roberts as they highlight 5 fantasy football moves you should be making ahead of the Week 10 action around the NFL! Timestamps: (May be off due to ads) Intro - 0:00:00 DK Metcalf - 0:01:32 RJ Harvey - 0:05:31 TrophySmack Giveaway - 0:09:36 DJ Moore - 0:10:18 Sam LaPorta - 0:14:24 BettingPros Premium - 0:17:06 Drop Alvin Kamara - 0:17:32 Helpful Links: My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

Join Joe Pisapia, Chris Welsh, and Scott Bogman LIVE on Twitch every Monday afternoon at 2:00 PM ET at twitch.tv/fantasypros. The guys discuss everything happening in the football world, both in fantasy and in reality, while having some fun along the way! Put your bad day behind you with a new episode of "Out of Bounds," where Chris Welsh and Scott Bogman share their top fantasy football Week 9 takeaways! Timestamps: (May be off due to ads) Intro - 0:00:00 Chat Q - Can I get anything for Jayden Daniels - 0:04:24 Chat Q - What do I do with my RBs, who should I keep who should I cut? - Tyrone Tracy, Kimani Vidal, Jordan Mason, Kenneth Walker III, and Kyle Monangai - 0:05:46 Chat Q - George Pickens or Davante Adams - 0:06:58 Brian Thomas Jr. - 0:07:36 Twitch Livestream Promo - 0:09:40 Chat Q - I'm going to drop Kayshon Boutte. Should I pick up Alec Pierce or Josh Downs for rest of season, or Colston Loveland for more TE depth? - 0:09:51 Chat Q - What's going to happen with Jakobi Meyers and Tony Pollard? - 0:11:54 Chat Q - Top 3 Survivor picks and why for this week? - 0:12:32 Twitch Schedule - 0:14:03 Bogman's Moment of the week: Colston Loveland breaking it for a TD - 0:17:00 Welsh's Moment of the week: Kareem Hunt sealing bigs wins! - 0:19:12 Bogman's Takeaway of the week: Brock Bowers and throwing to Jeanty might fix the Raiders offense. - 0:21:36 Welsh's Takeaway of the week: Kyle Monagai might be him. - 0:23:03 ESPN Fantasay Football Championship Ring Giveaway Promo - 0:27:42 Fact or Fiction - Audience Submissions - 0:29:30 Discord Promo - 0:40:03 311 Contest recap - 0:41:35 Welsh's 311 Picks: Justin Herbert vs PIT, Kyle Monangai vs NYG, Drake London vs IND - 0:43:51 Bogman's 311 Picks: Jared Goff @ WAS, James Cook @ MIA, Justin Jefferson vs BAL - 0:44:43 Chat Q - Xavier Worthy or Deebo Samuel? - 0:48:50 Betting Pros Free Month Premium Offer Promo - 0:49:50 Outro - 0:50:42 Helpful Links: Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

America has a dumba** dictator taking dementia tests. Mehdi Hasan joins us to shred the current administration (and of course, the democratic establishment.)Order our new book, join our Substack, and more by clicking here: https://linktr.ee/ivehaditpodcast.Thank you to our sponsors:This episode is brought to you by Booking.com: Head over tohttps://booking.com and start your listing today. Get Seen. Get Booked on Booking.com.Apretude by Viiv Healthcare: Learn more at https://APRETUDE.com or call 1-888-240-0340.Bombas: Head over to https://Bombas.com and use code HADIT for 20% off your first purchase. Addyi, The Little Pink Pill: See full prescribing information and medication guide, including boxed warning for severe low blood pressure and fainting, at http://addyi.com/piUncommon Goods: To get 15% off your next gift, go to https://UNCOMMONGOODS.com/hadit.Quince: Find your fall staples at Quince. Go to https://Quince.com/hadit for free shipping on your order and 365-day returns. Now available in Canada, too.Follow Us:I've Had It Podcast: @IvehaditpodcastJennifer Welch: @mizzwelchAngie "Pumps" Sullivan: @pumpspumpspumpsSpecial guest: Mehdi Hasan @mehdirhasanSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's a cozy-chaotic catch-up with Kail and Becky coffee in hand, baby cameos, and a big question: is college still worth it?They unpack college vs. trade routes, why study abroad can be life-changing and what queer-teen safety looks like at sleepovers. They dig into student-athlete scholarship politics, current reads , boundaries with draining friends, budgeting wins plus a listener letter you don't want to miss.To submit your Is It Karma Or Is It Chaos email us at info@karmachaospodcast.comWinter merch has launched! Get yours now at www.killrentertainment.com/shopFollow Becky at Hayter25 and subscribe to For The HaytersThank you for supporting the show by checking out our sponsors!BetterHelp: Visit betterhelp.com/KARMA to get 10% off your first month.Everyday Dose: Exciting news! You can now find Everyday Dose in Target stores across the country. Celebrate with a Buy-One-Get-One deal. Just buy any two Everyday Dose products at a Target store near you, and they'll pay you back for one. Visit everydaydose.com/CHAOS for more details.ASPCA: To explore coverage, visit ASPCApetinsurance.com/KARMA.SKIMS: Check out the SKIMS holiday shop at www.skims.com and let them know we sent you by choosing podcast and Karma and Chaos in the drop down menu that follows.Booking.com: Head over to Booking.com and start your listing today. Get Seen. Get Booked on Booking.com.Butcher Box: As an exclusive offer, our listeners can get free turkey or ham in their first box, or choose ground beef for life - PLUS $20 off your first order. Go to ButcherBox.com/KARMA to choose your offer and get this limited-time deal, with free shipping always.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ticked Off Tuesday from Delray Beach: Jared opens the vent line and tag-teams listener gripes with his own, from meddling “helpful” meals to tipping tech that's stuck in the Stone Age. One listener's story about a mom who got jealous of a client's kind gesture spirals into Jared's takedown of unwanted casseroles, reheated fish, and “help” that's really control in disguise. He riffs on turkey bacon treachery, sidewalk slo-mos, light-switch mazes, Amex “offers,” and the weird pressure to prove friendship with likes. Plus, tour updates and plenty of laugh-out-loud commiseration without turning your brain into homework.Support the show and get $10 off your 1 st month of Nutrafol. Head to https://www.nutrafol.com and use code FEATHER

Joe continues his possibly gay cleaner story! Mark heads to Helsinki! Joe has a beef lasagna debacle! Joe turns into a bus driver to Cape Canaveral and has an altercation with a crane, then hits the Turner Classic Movies cruise! It's Tuesdays! Our Stuff: - http://www.patreon.com/tuesdays   - youtube.com/tuesdayswithstories   -  Support the show & sign up for your $1/month trial of Shopify. Head to https://www.shopify.com/tuesdays - Get your 1st month of BlueChew FREE w/ code TUESDAYS @ http://bluechew.com/ - This episode is brought to you by BetterHelp. Give online therapy a try and get on your way to being your best self at https://www.betterhelp.com/tuesdays

This episode begins with an anecdote of a weekend celeb spotting, as well as some post-Sabrina Carpenter concert bliss. Also discussed: Jennifer Anniston's hard launch, Teyana & Kim lie detector video, Sophie Turner & Chris Martin dating reports, Sydney Sweeney & ex-fiancé Jonathan Davino, Justin Trudeau shark conspiracy, and more.ShopMy: https://shopmy.us/shop/commentsbycelebsLinks:https://www.instagram.com/p/DQktdyVAfEc/?igsh=ZHY1bHNpMW5mNGpjhttps://youtu.be/-IU2z7awLSk?si=a1lQGh_I-RJuLSiFhttps://www.instagram.com/p/DQk3FzTCf-R/?igsh=MTcwa3NyNjV6dGt4cA==https://www.instagram.com/p/DQfY_VOALCd/?igsh=MjFuMnpyaXNzY3pmhttps://www.instagram.com/p/DM3fEIPxwbg/?igsh=MXV3Y3Y1MXVva3FxMw==Code:I love LA: all-new episodes of I LOVE LA, Sundays at 10:30pm, exclusively on HBO Max. Subscription required.Head to Saks Fifth Avenue for inspiring ways to elevate your personal style, every day.Squarespace: squarespace.com/CBC for a free trial, and when you're ready to launch, use OFFER CODE: CBC to save 10% off your first purchase of a website or domainDime Beauty: DimeBeauty.com and get 20% off your first order with code PODCAST20 – or shop DIME at Amazon and UltaBoll & Branch: BollAndBranch.com/comments to save 20% for a limited time. Exclusions applyJones Road: Jonesroadbeauty.com and use code CBC at checkout. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you. As a treat for our listeners, you'll get a free Cool Gloss on your first purchase when you use code CBC at checkout. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Our hormones are all over the place and we're just trying to keep up. We're talking about what happens when your hormone levels start doing their own thing, how finding the right medication feels like a full-time job (and a reminder that we're absolutely not doctors, just two women trying to find the right balance), and why every Google search somehow leads to more confusion. We're also getting real about aging and the habits that actually help. Basically, if there's something you don't want to do… it probably means you should be doing it.Want our podcasts sent straight to your phone? Text us the word "Podcast" to +1 (917) 540-8715 and we'll text you the new episodes when they're released!Tune in for new Cat & Nat Unfiltered episodes every Monday, Tuesday, Thursday and Friday!Follow @catandnatunfiltered on Instagram: https://instagram.com/catandnatunfilteredOur new book "Mom Secrets" is now available! Head to www.catandnat.ca/book to grab your autographed copy! Come see us LIVE on tour!! To see a full list of cities and dates, go to https://catandnattour.com.Are you a parent that is struggling understanding the online world, setting healthy screen-time limits, or navigating harmful online content? Purchase screen sense for $24.99 & unlock Cat & Nat's ultimate guide to parenting in the digital age. Go to https://www.thecommonparent.com/screen-sense-ebookFollow our parenting platform - The Common Parent - over on Instagram: https://instagram.com/thecommonparentMake sure you subscribe to our YouTube channel: https://bitly.com/catnatyoutubeCheck out our Amazon Lives here: https://bitly.com/catnatamazonliveOrder TAYLIVI here: https://taylivi.comGet personalized videos from us on Cameo: https://cameo.com/catandnatCome hang with us over on https://instagram.com/catandnat all day long.And follow us on https://tiktok.com/@catandnatofficial! Hosted on Acast. See acast.com/privacy for more information.

P.M. Edition for Nov. 4. WSJ's Congress reporter Katy Stech Ferek talks about the latest in negotiations as lawmakers search for a deal to end the shutdown. Spencer Jakab, who writes WSJ's Markets A.M. newsletter, explains why a famous method of valuing stocks suggests rough years ahead. And it's Election Day in the U.S. Head to WSJ's live blog for more coverage of key races in New York City, New Jersey and Virginia. Sabrina Siddiqui hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Samantha (36) and Kevin (41) have been together for seven years, but their financial lives couldn't look more different. He's a high earner with $800,000 in investments and a paid-down mortgage. She's still carrying student loans, car payments, and lingering shame about being “behind.” While Kevin saves methodically for the future, Samantha prefers to spend on experiences—especially travel—leaving him questioning whether their financial priorities will ever align. Beneath the surface, neither of them has truly learned how to talk about money without shutting down. Can Ramit help them move from avoidance and resentment to shared goals and real plans for the future? A special thanks to Ultraspeaking, who worked with Samantha and Kevin to help them communicate more effectively as a couple. Ultraspeaking is the fastest and most effective way to become a great communicator. Learn more at https://ultraspeaking.com. In this episode we uncover: • Why Samantha believes she'll never be “financially good enough” for Kevin • How their shared avoidant tendencies have allowed them to avoid financial planning for years • How their unspoken expectations around “fairness” create tension • Samantha's logic for not paying rent or mortgage • How Kevin's quiet resentment built up after Samantha didn't use the housing savings to pay down debt • The real cost of their “guilt-free” spending, including $15,000/year on vacations • Why Samantha still feels broke, despite earning $148,000 a year • Samantha's fears about not meeting Kevin's expectations in retirement • The stark contrast between their savings: Samantha has one month of expenses, Kevin has six • How Samantha inherited a “spend it if you have it” mindset from her parents • Kevin's fear of loss from divorce and why he avoids fully committing financially • The role of therapy in helping them rebuild communication and trust Chapters: (00:00:00) “I'll never be financially good enough for Kevin” (00:13:39) “I feel like I have no say because he owns the house” (00:27:08) Ramit breaks down their numbers (00:37:44) “I still feel like I'm only making $50,000” (00:43:59) “Money burned a hole in my pocket” (01:03:09) “That's the bed I made and I will lie in it” (01:08:25) “Closing doors is hard…but staying stuck is harder” (01:15:59) “It's not about catching up — it's about building together” (01:37:50) Where are they now? Samantha and Kevin's follow-ups This episode is brought to you by: NetSuite | Download the CFO's Guide to AI and Machine Learning at https://netsuite.com/ramit Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

My guest today is Luca Ferrari. Luca is the co-founder and CEO of Bending Spoons, which he describes as 25 percent private equity and 75 percent technology company. Founded in 2013, Bending Spoons fully acquires and operates digital companies like Evernote, Meetup, Vimeo, and most recently AOL.  Our conversation explores the unique model behind Bending Spoons, and the culture required to scale it. Luca shares exactly how their acquisition playbook works – from identifying promising businesses to rebuilding every part of them across product, design, monetization, and marketing. We discuss their approach to financing long-term ownership through both debt and equity, Luca's obsession with finding and developing exceptional talent, and his decision to build the company in Europe.  I found Luca's description of himself as perennially unhappy to be the clearest window into how he builds. It's a mindset that fuels his pursuit of excellence and defines the culture at Bending Spoons. Please enjoy my conversation with Luca Ferrari. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠ ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp.com/invest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to sign up for free and get a $250 welcome bonus. – This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ AlphaSense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Invest Like the Best listeners can get a free trial now at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Alpha-Sense.com/Invest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. –- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ridgeline⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Head to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ridgelineapps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the platform. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Show Notes: (00:00:00) Welcome to Invest Like the Best (00:03:12) The Vision and Ambition (00:07:56) Challenges and Early Days (00:11:01) The Turning Point: Evertale to Bending Spoons (00:13:12) Acquisition Strategy and Growth (00:24:22) Case Study: Evernote Acquisition (00:33:34) Pricing and Valuation Insights (00:40:02) Making Competitive Offers (00:40:37) Walkaway Rate and Offer Success (00:41:14) Financing the Business (00:43:21) Lessons from Acquisitions (00:46:32) The AOL Acquisition (00:48:21) Simplifying Business Operations (00:56:10) Incentives and Motivation (00:58:31) Balancing Discontent and Growth (01:03:21) Raising Debt Capital (01:06:37) Impact of AI on Business (01:11:00) Company Culture and Traditions (01:16:00) The Kindest Thing

YouVersion CEO Bobby Gruenewald discusses what's right and wrong with AI, sharing some shocking examples of why Christians should be cautious about trusting AI for biblical accuracy. Bobby also explains how it took 13 years to reach 500 million installs, but only four years to reach a billion, and the changes YouVersion made to accelerate bible reach.

PLUS: Special coverage of the passing of Fmr. Vice President Dick Cheney. [00:00:00] Gov. Glenn Youngkin   [00:18:25] Allen West   [00:36:47] John Reid   [00:46:46] Marc Thiessen   [00:55:10] Johnny & Taylor Van Zant   [01:13:32] Karl Rove   [01:31:55] Bret Baier Learn more about your ad choices. Visit podcastchoices.com/adchoices

The news to know for Tuesday, November 4, 2025! What to know about today's elections — expected to test the momentum and divisions in both parties. Also, the latest ways the government shutdown is impacting food assistance, preschool, air travel, and more. And how one of the biggest business takeovers so far this year could create a health-and-wellness giant. Plus: how a Halloween terror attack may have been avoided, why a Hollywood lawsuit pitting two movie stars against each other has ended, and what's historic about the newest "Sexiest Man Alive" of 2025. Those stories and even more news to know in about 10 minutes!    Join us every Mon-Fri for more daily news roundups!  See sources: https://www.theNewsWorthy.com/shownotes Become an INSIDER to get AD-FREE episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://thenewsworthy.dashery.com/ Sponsors: Go to Quince.com/newsworthy for free shipping on your order and 365-day returns. Ready to give your liver the support it deserves? Head to dosedaily.co/NEWSWORTHY or enter NEWSWORTHY to get 35% off your first subscription. To advertise on our podcast, please reach out to ad-sales@libsyn.com

Do you ever notice how the same lessons keep showing up until you finally get them? I've been noticing that lately. This week I'm talking about how life has a funny way of reflecting you right back at you. From a wild night at a medium's event in Franklin to what I've learned about self-love, my boundaries, and overall energy over the last six years, I'm breaking down how our inner world shapes what we attract. It's not all woo-woo though... it's about taking ownership, shifting your mindset, and realizing you might just be the common denominator.A word from my sponsors:Quince - Go to Quince.com/honest for free shipping on your order and 365-day returns.LMNT - Right now LMNT is offering a free sample pack with any purchase, That's 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors or share LMNT with a friend. Get yours at DrinkLMNT.com/HONEST.Wayfair - Don't miss out on early Black Friday deals. Head to Wayfair dot com now to shop Wayfair's Black Friday deals for up to 70% off.Hiya - Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/HONEST.Bon Charge - Go to boncharge.com/HONEST and use coupon code HONEST to save 15%.Ritual - So sit back and raise a glass to your new evening Ritual with Magnesium+. Get 25% off your first month at ritual.com/BEHONEST.For more Let's Be Honest, follow along at:@kristincavallari on Instagram@kristincavallari and @dearmedia on TikTokLet's Be Honest with Kristin Cavallari on YouTubeProduced by Dear Media.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ya girls are back together after way too long, which we will discuss at length on Thursday, but for now- let's just get back into the groove with a Taylar Classic ENTER*TEA*MENT: KIM K VS NASA ON THE MOON LANDING (00:03:03) *RUMOR* GAYLE KING LEAVING CBS NEXT YEAR? (00:06:33) KING CHARLES STRIPS BROTHER OF ALL ROYAL STYLES, TITLES, AND HONORS (00:09:56) GOOGLE VS DISNEY OVER YOUTUBE TV CONTRACT (00:17:26) THE LOUVRE HEIST OF 2025 (00:22:22) DANCING WITH THE STARS WEEK 8 & DRAMA (00:25:54) TAYLOR SWIFT'S LIFE OF A SHOWGIRL (00:40:24) Talk to you cuties on Thursday, love you soooo much!! BYEEE ----------------------- Need to Call Susan (Angel Wings and Healing Things)? Text Ellen at 704-562-3476 to book!! Make sure to tell her we sent you for a Besties only Special discount!! If you have a Creepy Account of your own you would like to submit, you can go to our Reddit (CreepsandCrimes) or email it to us at CREEPSANDCRIMES.CA@GMAIL.COM Creeps and Crimes Merch: ⁠⁠https://creepsandcrimesmerch.com/⁠⁠ Join our OG Pick Me Cult (Patreon): ⁠⁠https://patreon.com/creepsandcrimes⁠⁠ SUBSCRIBE AND SUPPORT WHEREVER YOU GET YOUR PODCASTS: - Apple Podcast: ⁠⁠https://podcasts.apple.com/us/podcast/creeps-and-crimes/id1533194848⁠⁠ - Spotify: ⁠⁠https://open.spotify.com/show/0v2kntCCfdQOSeMNnGM2b6?si=bf5c137913dd4af7⁠⁠ - Youtube: ⁠⁠https://youtube.com/@creepsandcrimespodcast?si=e6Lwuw6qvsEPBHzG⁠⁠ Business Inquiries please contact Management: ⁠⁠maggie@MRHentertainment.com⁠⁠ FOLLOW US ON SOCIALS: Creeps and Crimes Podcast - Insta: ⁠⁠https://www.instagram.com/creepsandcrimespodcast/?hl=en⁠⁠ - Facebook: ⁠⁠https://www.facebook.com/creepsandcrimespodcast/⁠⁠ - TikTok: ⁠⁠https://www.tiktok.com/@creepsandcrimes⁠⁠ Taylar Jane (True Crime Host) - Insta: @Taylarj - TikTok (True Crime Channel): @TaylarJane98 - TikTok (Personal): @TaylarJane1 Morgan Harris (Paranormal & Conspiracy Host) - Insta: @morgg.m - Tiktok: @morgg.m Want More Info? Check out our Website: ⁠⁠www.creepsandcrimespodcast.com⁠⁠ Send Us Mail & Fan Art to our PO Box!!! CREEPS AND CRIMES PODCAST PO BOX 11523 KNOXVILLE, TENNESSEE 37939 Have a Creepy Account You'd like to share and be featured on the Podcast? Email it to: ⁠⁠CreepsAndCrimes.CA@gmail.com⁠⁠ Submit it through the Portal on our Website (Listed above) or Post in on our Reddit Thread with the tag "creepy account" Love our TBB episodes and want to get in on the Action or submit an AIMS? Head over to our Reddit Community: @creepsandcrimes Need to contact us or request sources? Email us at ⁠⁠creepsandcrimespodcast@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the first of a two-part roundtable discussion, our Global Head of Research joins our Global Head of Thematic Research and Head of Firmwide AI to discuss how the economic and labor impacts of AI adoption.Read more insights from Morgan Stanley.----- Transcript ----- Kathryn Huberty: Welcome to Thoughts on the Market. I'm Katy Huberty, Morgan Stanley's Global Head of Research, and I'm joined by Stephen Byrd, Global Head of Thematic Research, and Jeff McMillan, Morgan Stanley's Head of Firm-wide AI.Today and tomorrow, we have a special two-part episode on the number one question everyone is asking us: What does the future of work look like as we scale AI?It's Tuesday, November 4th at 10am in New York.I wanted to talk to you both because Stephen, your groundbreaking work provides a foundation for thinking through labor and economic impacts of implementing AI across industries. And Jeff, you're leading Morgan Stanley's efforts to implement AI across our more than 80,000 employee firm, requiring critical change management to unlock the full value of this technology.Let's start big picture and look at this from the industry level. And then tomorrow we'll dig into how AI is changing the nature of work for individuals.Stephen, one of the big questions in the news – and from investors – is the size of AI adoption opportunity in terms of earnings potential for S&P 500 companies and the economy as a whole. What's the headline takeaway from your analysis?Stephen Byrd: Yeah, this is the most popular topic with my children when we talk about the work that I do. And the impacts are so broad. So, let's start with the headline numbers. We did a deep dive into the S&P 500 in terms of AI adoption benefits. The net benefits based on where the technology is now, would be about little over $900 billion. And that can translate to well over 20 percent increased earnings power that could generate over $13 trillion of market cap upon adoption. And importantly, that's where the technology is now.So, what's so interesting to me is the technology is evolving very, very quickly. We've been writing a lot about the nonlinear rate of improvement of AI. And what's especially exciting right now is a number of the big American labs, the well-known companies developing these LLMs, are now gathering about 10 times the computational power to train their next model. If scaling laws hold that would result in models that are about twice as capable as they are today. So, I think 2026 is going to be a big year in terms of thinking about where we're headed in terms of adoption. So, it's frankly challenging to basically take a snapshot because the picture is moving so quickly.Kathryn Huberty: Stephen, you referenced just the fast pace of change and the daily news flow. What's the view of the timeline here? Are we measuring progress at the industry level in months, in years?Stephen Byrd: It's definitely in years. It's fast and slow. Slow in the sense that, you know, it's taken some companies a little while now and some over a year to really prepare. But now what we're seeing in our CIO survey is many companies are now moving into the first, I'd say, full fledged adoption of AI, when you can start to really see this in numbers.So, it sort of starts with a trickle, but then in 2026, it really turns into something much, much bigger. And then I go back to this point about non-linear improvement. So, what looks like, areas where AI cannot perform a task six months from now will look very different. And I think – I'm a former lawyer myself. In the field of law, for example, this has changed so quickly as to what AI can actually do. So, what I expect is it starts slow and then suddenly we look at a wide variety of tasks and AI is fairly suddenly able to do a lot more than we expect.Kathryn Huberty: Which industries are likely to be most impacted by the shift? And when you broke down the analysis to the industry and job level, what were some of the surprises?Stephen Byrd: I thought what we would see would be fairly high-tech oriented sectors – and including our own – would be top of the list. What I found was very different. So, think instead of sectors where there's fairly low profit per employee, often low margin businesses, very labor-intensive businesses. A number of areas in healthcare staples came to the top. A few real estate management businesses. So, very different than I expected.The very high-tech sectors actually had some of the lowest numbers, simply because those companies in high-tech tend to have extremely high profit per employee. So, the impact is a lot less. So that was surprising learning. A lot of clients have been digging into that.Kathryn Huberty: I could see why that would've surprised you. But let's focus on banking for a moment since we have the expert here. Jeff, what are some of the most exciting AI use cases in banking right now?Jeff McMillan: You know, I would start with software development, which was probably the first Gen AI use case out of the gate. And not only was it first, but it continues to be the most rapidly advancing. And that's probably; mostly a function of the software, you know, development community. I mean, these are developers that are constantly fiddling and making the technology better.But productivity continues to advance at a linear pace. You know, we have over 20,000 folks here at Morgan Stanley. That's 25 percent of our population. And, you know, the impact both in terms of the size of that population and the efficiencies are really, really significant.So, I would start there. And then, you know, once you start moving past that, it may not seem, you know, sexy. It's really powerful around things like document processing. Financial services firms move massive amounts of paper. We take paper in, whether it be an account opening, whether it be a contract. Somebody reads that information, they reason about it, and then they type that information into a system. AI is really purpose built for that.And then finally, just document generation. I mean, the number of presentations, portfolio reviews, you know, even in your world, Katy, research reports that we create. Once again, AI is really just – it's right down the middle in terms of its ability to generate just content and help people reduce the time and effort to do that.Kathryn Huberty: There's a lot of excitement around AI, but as Stephen mentioned, it's not a linear path. What are the biggest challenges, Jeff, to AI adoption for a big global enterprise like Morgan Stanley? What keeps you up at night?Jeff McMillan: I've often made the analogy that we own a Ferrari and we're driving around circles in a parking lot. And what I mean by that is that the technology has so far advanced beyond our own capacity to leverage it. And the biggest issue is – it's our own capacity and awareness and education.So, what keeps me up at night? it's the firm's understanding. It's each person's and each leader's ability to understand what this technology can do. Candidly, it's the basics of prompting. We spend a lot of time here at the firm just teaching people how to prompt, understanding how to speak to the machine because until you know how to do that, you don't really understand the art of the possible. I tell people, if you have $100 to spend, you should start spending [$]90, on educating your employee base. Because until you do that, you cannot effectively get the best out of the technology.Kathryn Huberty: And as we look out to 2026, what AI trends are you watching closely and how are we preparing the firm to take advantage of that?Jeff McMillan: You and I were just out in Silicon Valley a couple of weeks ago, and seemingly overnight, every firm has become an agentic one. While much of that is aspirational, I think it's actually going to be, in the long term, a true narrative, right? And I think that step where we are right now is really about experimentation, right? I think we have to learn which tools work, what new governance processes we need to put in place, where the lines are drawn. I think we're still in the early stage, but we're leaning in really hard.We've got about 20 use cases that we're experimenting with right now. As things settle down and the vendor landscape really starts to pan out, we'll be down position to fully take advantage of that.Kathryn Huberty: A key element of the agentic solutions is linking to the data, the tools, the application that we use every day in our workflow. And that ecosystem is developing, and it feels that we're now on the cusp of those agentic workflow applications taking hold.Stephen Byrd: So, Katy, I want to jump in here and ask you a question too. With your own background as an IT hardware analyst, how does the AI era compare to past tech or computing cycles? And what sort of lessons from those cycles shape your view of the opportunities and challenges ahead?Kathryn Huberty: The other big question in the market right now is whether an AI bubble is forming. You hear that in the press. It's one of the questions all three of us are hearing regularly from clients. And implicit in that question is a view that this doesn't look like past cycles, past trends. And I just don't believe that to be the case.We actually see the development of AI following a very similar path. If you go back to mainframe and then minicomputer, the PC, internet, mobile, cloud, and now AI. Each compute cycle is roughly 10 times larger in terms of the amount of installed compute.The reality is we've gone from millions to billions to trillions, and so it feels very different. But the reality is we have a trillion dollars of installed CPU compute, and that means we likely need $10 trillion of installed GPU compute. And so, we are following the same pattern. Yes, the numbers are bigger because we keep 10x-ing, but the pattern is the same. And so again, that tells us we're in the early innings. You know, we're still at the point of the semiconductor technology shipping out into infrastructure. The applications will come.The other pattern from past cycles is that exponential growth is really difficult for humans to model. So, I think back to the early days when Morgan Stanley's technology team was really bullish, laying the groundwork for the PC era, the internet era, the mobile era. When we go back and look at our forecasts, we always underestimated the potential. And so that would suggest that what we've seen with the upward earnings revisions for the AI enablers and soon the AI adopters is likely to continue.And so, I see many patterns, you know, that are thread across computing cycles, and I would just encourage investors to realize that AI so far is following similar patterns.Jeff McMillan: Katy, you make the point that much of the playbook is the same. But is there anything fundamentally different about the AI cycle that investors should be thinking about?Kathryn Huberty: The breadth of impact to industries and corporates, which speaks to Stephen's work. We have now four times over mapped the 3,700 companies globally that Morgan Stanley research covers to understand their role in this theme.Are they enabling AI? Are they adopting? Are they disrupted by it? How important is it to the thesis? Do they have pricing power? It's very valuable data to go and capture the alpha. But I was looking at that dataset recently and a third of those nearly 4,000 companies we cover, our analysts are saying that AI has an impact on the investment thesis. A third. And yet we're still in the early innings. And so, what may be different, and make the impact much bigger and broader is just the sheer number of corporations that will be impacted by the theme.Let's pause here and pick up tomorrow with more on workforce transformation and the impact on individual workers.Thank you to our listeners. Please join us tomorrow for part two of our conversation. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

It's been a while since we had a good, old-fashioned, heart to heart. Today I'm sitting down and sharing an unfiltered list of things I struggle with day-to-day as a high performing women who genuinely wants to do, be, and have everything she can in life. From professional struggles to questioning my own femininity amidst ever-changing cultural narratives, I hope that in me ripping the lid off my own challenges, it gives you some grace and company in your own. Fitness, health, and holistic wellness for $22/month Interested in a luxury 1:1 online health coaching experience? Look no further than FENIX ATHLETICA, where we fuse science and soul for life-long transformation (inside AND out). LMNT is LMNT is a DELICIOUS, science-based electrolyte drink mix with everything you need and nothing you don't. No sugar. No coloring. No artificial ingredients. No gluten. No fillers. No BS. Head to drinklmnt.com/emdunc to get a FREE variety pack with your purchase! Follow me on Instagram Follow EMBody Radio on Instagram

Date Night! What's going onnnn? Join us for a date as we drive around LA vintage stores to find stuff for our halloween costumes. What's on our mind? This lake house we found on Redfin that we can't stop thinking about. Should we get it and film a new renovation series?? Other topics include debates about whether farting under the sheets can actually ruin them and how we'd feel about living in a murder house. It's a Halloween special. We love date nights and we love you! This episode is brought to you by Toups & Co, Minted, Squarespace, Grüns, and Jones Road Beauty. Toups & Co. makes skincare and makeup that are 100% natural, made with ingredients you can actually pronounce. Visit toupsandco.com and use code WITHWHIT at checkout for 15% off your first purchase.Minted holiday cards are joy in your mailbox. Bring your traditions to life with independent art and design this holiday season. Use code WITHWHIT for 20% off Minted Holiday Cards, Gifts and Wrapping Paper.Head to squarespace.com/WITHWHIT for a free trial, and when you're ready to launch, use WITHWHIT to save 10% off your first purchase of a website or domain.Visit gruns.co and use code WITHWHIT at checkout for up to 52% off your first order.This holiday season, simplify your routine with makeup that's clean, strategic, and multifunctional. Head to Jonesroadbeauty.com and use code WITHWHIT at checkout.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We recorded this Material Concerns on Halloween and BOY DOES IT SHOW! Enjoy a chaotic convo about costumes, dragons and Game of Thrones. Let us know what you think about the new segment in the comments!!Head to Patreon.com/ohwitchplease to listen to Part II! For as little as $54/year, you'll get ad-free episodes, bloopers, a backlog of content and part two of all Material Concerns episodes! Go to patreon.com/ohwitchplease now to join a tier that works for your budget!***Music Credits:“Shopping Mall”: by Jay Arner and Jessica Delisle ©2020Used by permission. All rights reserved. As recorded by Auto Syndicate on the album “Bongo Dance”. Hosted on Acast. See acast.com/privacy for more information.

You've heard of vision boards and affirmations… but what about the spiritual laws that actually make manifestation work?In this powerful solo episode, I reveal the deeper energetic principles most people never learn — the ones that turn “wishful thinking” into real-world results.You'll learn how to align your vibration, purify your energy, and co-create with the universe from a place of love, service, and certainty. These are the spiritual foundations behind every true manifestation, and once you understand them, everything changes.Tune in to discover how to release gossip and negativity, strengthen your faith through prayer, give from overflow, and shift from manifesting for yourself alone to manifesting for the good of all.Head to www.melissaambrosini.com/678 for the show notes.Join my newsletter: www.melissaambrosini.com/newsletterGet my FREE ZenTone Meditation: www.melissaambrosini.com/zentoneFollow me on Instagram: @melissaambrosiniGet Time Magic: www.timemagic.me Hosted on Acast. See acast.com/privacy for more information.