Podcasts about pensions

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Best podcasts about pensions

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Latest podcast episodes about pensions

Money Matters with Wes Moss
Are Retirees Underspending? Pensions, Trump Accounts, and Aging Alone

Money Matters with Wes Moss

Play Episode Listen Later Oct 1, 2026 35:25


Could you be spending more in retirement than you think? On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase dig into new research on retiree spending, a possible comeback for pensions, and a wide-ranging batch of listener questions about saving, investing, and planning for the future.   ·       Explore research suggesting many retirees may underspend, and why money that arrives as an income stream may feel easier to spend than money pulled from savings. ·       Climb the "yield ladder" and see how dividends and interest from different types of investments may factor into retirement income. ·       Examine why more employers seem to be offering pensions again, and how cash balance plans may differ from traditional pensions. ·       Unpack where extra cash flow may go once the mortgage is paid off, from Roth 401(k) catch-up contributions to brokerage accounts. ·       Learn when a 529 plan may be "enough," and how Trump accounts and future Roth conversions may fit into a child's long-term savings. ·       Review how withdrawals from a 403(b) with both pretax and Roth money may be taxed. ·       Compare investing a lump sum all at once versus dollar-cost averaging over time. ·       Follow how the U.S. government and Federal Reserve may add money to the system, and what that may have meant for post-COVID inflation. ·       Discover options for people aging alone, including financial powers of attorney, professional fiduciaries, and trust companies.   From Jean Chatzky's new book on retiree spending and pensions to 529s, Roth conversions, and estate planning, Wes and Christa take on some of the money questions many listeners may be facing. Listen and subscribe to the Retire Sooner Podcast for more educational conversations about retirement planning, investing, and financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices

Estelle Midi
Retraites, geler les pensions au-delà de 1 260 € : pour ou contre ? - 01/10

Estelle Midi

Play Episode Listen Later Oct 1, 2026 17:56


Avec : Benjamin Amar, prof d'histoire-géographie. Carine Galli, journaliste RMC. Et Élise Goldfarb, entrepreneure et influenceuse. - Toujours accompagnée de Charles Magnien et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.

toujours soci contre pensions rmc retraites goldfarb rmc story estelle midi estelle denis charles magnien
Julia Hartley-Brewer
Was Andy Burnham's speech a ‘con trick'? Burnham's much-praised speech gets backlash on pensions plan and Brexit reversal

Julia Hartley-Brewer

Play Episode Listen Later Sep 30, 2026 38:42


Julia Hartley-Brewer challenges Iain Duncan Smith and Reform UK's Robert Jenrick over Andy Burnham's plans for Britain. They dissect his proposed pension triple lock overhaul, costly social care reforms and push for closer alignment with the European Union. Jenrick sets out Reform's alternative agenda on welfare, immigration, energy bills and tax cuts, while warning that Labour is ignoring Britain's immediate economic and security challenges. Plus, reaction to electoral reform, Iran, Israel and alarming reports of an incident aboard a Tel Aviv-bound flight.Julia Hartley-Brewer broadcasts on Talk from Monday to Thursday, 10AM to 1PM. Available on YouTube and streaming platforms, along with DAB+ radio and your smart speaker. Hosted on Acast. See acast.com/privacy for more information.

Estelle Midi
Le constat du jour - Juliette Briens, chroniqueuse : "Sur la retraite, on n'a pas le choix ! C'est mathématique, c'est la démographie ! Soit on travaille plus, soit on baisse les pensions" - 30/09

Estelle Midi

Play Episode Listen Later Sep 30, 2026 1:44


Avec : Juliette Briens, journaliste à l'Incorrect. Emmanuel Dancourt, journaliste indépendante. Et Jérôme Lavrilleux, propriétaire de gîtes en Dordogne. - Toujours accompagnée de Charles Magnien et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.

The Canadian Money Roadmap
$200K Income, Two Pensions, and No Retirement Savings: Can They Retire?

The Canadian Money Roadmap

Play Episode Listen Later Sep 30, 2026 34:29 Transcription Available


Send us Fan MailIn this episode, Evan and Sam walk through a financial planning case study for a fictitious 45-year-old couple with workplace pensions and a mortgage, showing how aggressively paying off debt and then redirecting that cash flow into TFSAs can fund major goals like travel, a home renovation, and a vehicle purchase while still ensuring a confident retirement.

The World Tonight
The PM vows to end existing triple lock on pensions in 2030

The World Tonight

Play Episode Listen Later Sep 29, 2026 38:35


Andy Burnham said he was levelling with the nation, as he set out his vision for the future in a conference speech packed with policy proposals - and emotion. We assess the prime minister's pitch in Liverpool, and his plan to unpick the pensions triple lock.Also in the programme: The party leading the presidential polls in France is caught up in a row over allegations of historic anti-Semitism. Plus we head to Utah, to speak to the lawyer of a man who has been freed after nearly four decades on death row.

Institute for Government
Getting things done: How can government deliver policy priorities?

Institute for Government

Play Episode Listen Later Sep 29, 2026 59:12


This event was part of the IfG's programme of events at the Labour Party Conference 2026. Speakers: Sarah Jones MP, Minister of State (Home Office) David Pinto-Duschinsky MP, Parliamentary Private Secretary at the Department for Work and Pensions, and former Special Adviser in the Home Office and Treasury James Reeve, Partner at PA Consulting Felicity Slater, former special adviser in No.10, Cabinet Office, and HM Treasury Jack Worlidge, Associate Director at the Institute for Government This event was chaired by Hannah Keenan, Associate Director at the Institute for Government. This event was in partnership with PA Consulting.

Julia Hartley-Brewer
Is the triple lock set to go? Julia Hartley-Brewer clashes with Labour peer over pensions

Julia Hartley-Brewer

Play Episode Listen Later Sep 29, 2026 23:34


Julia Hartley-Brewer clashes with Labour peer Lord Clive Soley over the pensions triple lock, taxpayer-funded public sector schemes and whether proportional representation should be introduced without a referendum.Former Institute for Fiscal Studies director Paul Johnson explains why the triple lock cannot continue indefinitely and delivers a stark warning over record taxes, soaring debt interest, weak economic growth and Labour's spending ambitions.Also: Andy Burnham's electoral reform push, plans for greater state control and the mounting cost of Britain's welfare system.Julia Hartley-Brewer broadcasts on Talk from Monday to Thursday, 10AM to 1PM. Available on YouTube and streaming platforms, along with DAB+ radio and your smart speaker. Hosted on Acast. See acast.com/privacy for more information.

IfG LIVE – Discussions with the Institute for Government
Getting things done: How can government deliver policy priorities?

IfG LIVE – Discussions with the Institute for Government

Play Episode Listen Later Sep 29, 2026 59:12


This event was part of the IfG's programme of events at the Labour Party Conference. Speakers: Sarah Jones MP, Minister of State (Home Office) David Pinto-Duschinsky MP, Parliamentary Private Secretary at the Department for Work and Pensions, and former Special Adviser in the Home Office and Treasury James Reeve, Partner at PA Consulting Felicity Slater, former special adviser in No.10, Cabinet Office, and HM Treasury Jack Worlidge, Associate Director at the Institute for Government This event was chaired by Hannah Keenan, Associate Director at the Institute for Government.  This event was in partnership with PA Consulting. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Talking Politics
Reaction to Burnham's huge pensions triple lock announcement

Talking Politics

Play Episode Listen Later Sep 29, 2026 23:02


Robert Peston and Julie Etchingham react to Andy Burnham's first Labour Conference speech as Prime Minister.Robert breaks down the announcement that Labour will drop the triple-lock on pensions if it wins the next election, including whether it will be enough to fund a new national social care service.Stood right at the front in the hall, Robert also explains what happened when the Prime Minister was lost for words mid-speech.Julie and Robert also analyse the announcement of a new commission on electoral reform and Burnham's 'tease' on the UK's future relationship with the EU.

Talking Politics
Labour Conference: Will Burnham take from pensions to fund social care?

Talking Politics

Play Episode Listen Later Sep 28, 2026 21:55


Robert Peston and Julie Etchingham break down John Healey's first Labour Party conference as chancellor.Amongst some stage managed applause for comments on welfare and plenty of praise for Prime Minister Andy Burnham, the Chancellor also talked up British industry - following an announcement of £6 billion for Britain's shipyards. But Robert questions whether all the contracts will definitely go to British firms.A former junior treasury minister in the New Labour years, Healey gave his speech in a tie he lent to Gordon Brown almost 30 years ago. But Robert tells Julie of the 'massive difference' between the two chancellors.And with all eyes on Burnham's big speech on Tuesday, Robert and Julie discuss whether the Prime Minister will reform the pensions triple-lock to fund social care.

TOPFM MAURITIUS
Réforme des pensions : Kugan Parapen défend une décision devenue nécessaire

TOPFM MAURITIUS

Play Episode Listen Later Sep 26, 2026 1:02


Réforme des pensions : Kugan Parapen défend une décision devenue nécessaire by TOPFM MAURITIUS

Investors Chronicle
British AI winners, prize draws and perfect pensions: Companies and Markets Show

Investors Chronicle

Play Episode Listen Later Sep 25, 2026 40:29


This week's episode kicks off with the latest batch of London-listed AI players. Up first are the IT resellers who are reaping the rewards of the boom; we discuss Computacenter and Softcat, the latter of which tapped investors for several hundred million pounds last week.On the other side of the ledger, there has been a fresh sell-off for the likes of Rightmove after Meta released its AI agent, Muse. But the question is: have these ups and downs gone too far? Our technology reporter Arthur Sants discusses the prospects for resellers, Meta, and online marketplaces.We then cast our ears to the burgeoning business of prize draws, be it high-profile ‘win your dream home' competitions or all manner of niche prizes. Is this a new UK national obsession? Which companies are trying to muscle in on the sector? And what does all this say about our saving habits? Erin Withey has the answers.The show wraps up with a look at our pensions special report: all you need to know about using a personal pension, how to invest it and how to plan the perfect retirement, in one helpful guide. Helen Kirrane explains when to use a pension versus an Isa and outlines some quirks to watch out for.Timestamps: 00:00 Intro1:09 AI winners18:47 British prize draw boom31:30 Planning your pension: Our special report Listen to more podcasts from Investors' Chronicle on Apple, Spotify and YouTubeInvestors' Chronicle has supported private investors in the UK for over 160 years by highlighting rewarding investment opportunities. Investors' Chronicle is a service by the Financial Times. Hosted on Acast. See acast.com/privacy for more information.

V-FM: The Pensions Podcast
V-FM Pensions #173: Inclusive money with Will Sandbrook

V-FM: The Pensions Podcast

Play Episode Listen Later Sep 25, 2026 79:59


In this episode of V-FM Pensions, hosts Darren and Nico chat to Will Sandbrook, CEO of the Centre for Inclusive Money (previously NEST Insight). An expectedly wide-ranging conversation where we chat pensions for the self employed, adequacy, side car savings, joining up pensions and housing, hopes for the Pensions Commission and a whole lot more. We also found out how Will got into pensions, the origins of NEST Insight, and also find out what value for money means to him.

Money Matters with Wes Moss
Beyond the Numbers: Retirement Happiness, Housing, Pensions, and 401(k)s

Money Matters with Wes Moss

Play Episode Listen Later Sep 24, 2026 37:48


Retirement planning is often about more than reaching a number; it's also about what life looks like once you get there. On this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the financial decisions, relationships, and sense of purpose that may factor into retirement life. Explore research on retirement happiness and the factors often associated with well-being as we age. Examine sobering trends involving suicide, overdose deaths, and social isolation among older Americans. Discover how purpose, community, and meaningful connections may relate to retirement well-being. Consider the “friendship recession” and what shrinking social circles may mean for life after work. Start meaningful conversations with loved ones about some of the tougher realities of aging and retirement. Compare the financial considerations of upsizing in retirement versus staying put. Weigh renting versus buying and the financial trade-offs that may come with each option. Review concentrated stock positions, step-up in basis, capital gains, and inheritance considerations. Clarify factors to consider when consolidating multiple 401(k) accounts after changing jobs. Evaluate pension lump sums versus monthly payments, including the 6% test as one way to compare the options. Explore factors to consider when deciding whether to invest HSA assets for potential long-term healthcare expenses. Balance retirement account contributions against the financial trade-offs of paying down a mortgage. Compare target-date funds with customized portfolios during the retirement accumulation and distribution phases. Read Wes's new book, The Retire Sooner Method, and explore the research behind the financial and lifestyle characteristics often associated with a happier retirement. Listen and subscribe to the Retire Sooner Podcast for an engaging, educational conversation about retirement planning, financial independence, and life beyond the paycheck.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Girls Gone Gritty
#135 - It's YOUR Money: Is Any of It Unclaimed?

Girls Gone Gritty

Play Episode Listen Later Sep 24, 2026 23:42


What if thousands of dollars with your name on it were sitting somewhere, just waiting for you to find it?In this episode of Girls Gone Gritty, Farley and Jennifer share how a simple search for unclaimed property led to some surprising discoveries, including forgotten insurance money, an old bank account, and other assets that had been sitting untouched for years.They explain how money can end up with a state's unclaimed property program, from old checks and utility deposits to pensions, brokerage accounts, insurance proceeds, and forgotten bank accounts. More importantly, they discuss how to search safely, use official government resources, verify your identity, and avoid scams that may ask for sensitive personal information.The conversation also covers mental health and addiction, Princess Diana's legacy, unusual weather patterns, and the episode's Dot Grit honorees, Gauchos del Mar, whose adventures turned into environmental activism.Sometimes what is lost is not really gone. You just have to know where to look.Episode Highlights:(0:00) Intro(1:37) Mental health and addiction struggles(3:25) Princess Diana and the revenge dress(5:25) Atlantic and Pacific storm patterns(6:21) Discovering thousands in unclaimed money(10:49) Pensions and forgotten family assets(13:31) Avoiding unclaimed property scams(17:01) Gauchos del Mar and conservation(20:24) Sade and the episode's music pick(23:21) OutroSend us Fan MailSupport the showFollow us:Web: https://girlsgonegritty.com/Instagram: https://www.instagram.com/girlsgonegritty/More ways to find us: https://linktr.ee/girlsgonegritty

The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin
While Canadians Suffer, Carney Gives More Money to Ukraine FOR PUBLIC SERVICE PENSIONS

The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin

Play Episode Listen Later Sep 23, 2026 47:17


Bitcoin is climbing while the headlines point the other way: a Fed rate hike, war risk and fresh doubts about the AI trade. Why is Bitcoin rallying through it—and how much can one move really tell us?This week, Joey and Len examine Bitcoin's strength against a difficult macro backdrop, the pressure higher rates put on markets, and whether the AI investment story is starting to show cracks. Is this lasting resilience, a temporary rebound, or a change in how investors see Bitcoin?What is the strongest explanation for this rally—and what would change your mind?Canadian Bitcoiners PodcastWebsite: https://canadianbitcoiners.comSubscribe and turn on notifications — new episodes live Monday nights.READ MOREFederal Reserve, September 16 policy decision:https://www.federalreserve.gov/newsevents/pressreleases/monetary20260916a.htmBitcoin's September 18 rally:https://www.coindesk.com/tech/2026/09/18/live-updates-hype-leads-altcoin-rally-as-bitcoin-recovers-toward-usd78-000————————————————————————————————SPONSORS

The Divorce Podcast
In brief: myths around pensions and divorce

The Divorce Podcast

Play Episode Listen Later Sep 23, 2026 27:45 Transcription Available


Pensions are often the biggest asset in a marriage – sometimes bigger than the family home – yet they're the one most people overlook when they separate.Kate is joined by Josh Gordon, Head of Digital Retirement at Octopus Money, to bust some of the biggest pension myths in divorce.We talk about:The myth that a pension in your name is yours aloneWhat a PODE (Pension on Divorce Expert) report is, and how it helps you understand what your pensions are really worthCompounding explained – and why the years matter as much as the amountWhy your pension might actually be more valuable than the houseThis episode is for anyone who's tempted to leave pensions until last – and wants to make sure they're not leaving value on the table.amicable and Octopus Money have co-created the PODE product discussed.Meet Josh GordonJosh is Head of Digital Retirement at Octopus Money. He's spent over 20 years working in financial services. As a Chartered Financial Planner, Josh helps people going through divorce understand what their pension assets are really worth, and what a fair outcome looks like. Working with individuals, solicitors, and mediators across England and Wales, providing independent PODE reports in plain language, with no surprises on cost. Josh believes the process of getting expert pension advice during divorce should be straightforward and transparent, not another source of stress. Part of the Octopus Money family, his team combines genuine financial expertise with the kind of clear communication that people going through a difficult time actually need.Learn more about PODE reports here.SourcesOffice for National Statistics, Divorces in England and Wales, 2019: Average age at divorce: 42 for women, 45 for men, as cited from ONS data by Stowe Family Law.More divorce resourcesNeed expert help right now?Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial, emotional or co-parenting aspects of separation. Want ongoing support as you rebuild after separation?Join amicable space for bonus podcast episodes, exclusive webinars and articles on on healing after heartbreak and an interactive community where you can share questions and get expert advice from amicable specialists. Start your free trial here.Kate's book amicable divorce includes a dedicated chapter on navigating finances during separation, including reaching financial agreements based on your real needs (not just 50/50 splits) and guidance on commonly overlooked assets like pensions. Find it on Amazon today.Got a question for a future episode?Share your thoughts at hello@amicable.co.uk or through direct messages on Instagram.#Finances

Breakfast Business
It's pensions awareness week

Breakfast Business

Play Episode Listen Later Sep 23, 2026 6:56


It's Pensions awareness week. Ralph Benson is the founder of Moneycube.ie and believes that many companies have abrogated their responsibilities when it comes to looking after former employees to trustees and master trusts.

Lance Roberts' Real Investment Hour
9-21-26 What Happens When Earnings Estimates Fall Short

Lance Roberts' Real Investment Hour

Play Episode Listen Later Sep 21, 2026 46:45


Earnings expectations can drive stock prices higher, but what happens when corporate profits fail to meet those expectations? Lance Roberts examines earnings mean reversion, why Wall Street estimates can become overly optimistic, and what falling short of projected earnings could mean for stock valuations and market returns; what is the relationship between earnings growth and economic growth, how expectations become embedded in stock prices, and why elevated valuations can make earnings disappointments more consequential. Importantly, what should investors watch as earnings estimates change, and how can portfolio risk be managed when expectations and fundamentals begin to diverge? 0:00 - INTRO 0:59 - Rebalancing Coming; The History of Pensions (now over-funded) 3:51 - Friday's Options Expiry: Volatile Markets 4:37 - Markets Continue to do what they've been doing - Nothing 7:24 - Be Cautious with Allocations 8:03 - Volatility Remains Compressed 10:29 - Website & Radio History 13:50 - Goldman Earnings Estimates - What it doesn't show 17:28 - Why Most Narratives Never Matter - Earnings Don't Always Go Up 21:02 - (Chart) S&P Earnings vs Long Term Trend 22:55 - (Chart) S&P 500 Profit Margins Have Re-Based Higher 23:57 - The Apple iPhone Example 27:40 - The Earnings Boom Runs on One Budget (chart) 29:35 - (Chart) The Consensus Already Forecasts a 2027 Cliff 30:55 - A Narrative Worth Paying Attention to: What if spending tapers off? 32:45 - K-Shaped Economy tease 34:07 - Fed Rate Hike Recap - Where the Fed Rate Hike Reaches... 38:52 - The Fed's Dot Plot Signal 41:51 - Expectations vs Reality & Fed Irony (chart) 42:48 - Who Performs Best When Fed Rates Rise (chart) 43:37 - Portfolio Action Plan Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's "Before the Bell" report, "Market Pressure Is Building," https://youtu.be/PBwgI2MdnFM ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ewgHX5U7dEg -------- Watch our previous show, "Will Your Money Last as Long as You Do?" https://youtube.com/live/360YB_NdPwA ------- Articles Mentioned in Today's Show: "Earnings Mean Reversion: When Estimates Snap Back" https://realinvestmentadvice.com/resources/blog/earnings-mean-reversion-when-estimates-snap-back-2/ "The Fed Rate Hike Won't Fix The Inflation It Targets" https://realinvestmentadvice.com/resources/blog/the-fed-rate-hike-wont-fix-the-inflation-it-targets/ "K-Shaped Economy: Reality Or Media-Driven Perception" https://realinvestmentadvice.com/resources/blog/k-shaped-economy-reality-or-media-driven-perception/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #SP500 #OilPrice #Earnings #MarketValuations #PortfolioManagement #FederalReserve

The Real Investment Show Podcast
9-21-26 What Happens When Earnings Estimates Fall Short?

The Real Investment Show Podcast

Play Episode Listen Later Sep 21, 2026 46:46


Earnings expectations can drive stock prices higher, but what happens when corporate profits fail to meet those expectations? Lance Roberts examines earnings mean reversion, why Wall Street estimates can become overly optimistic, and what falling short of projected earnings could mean for stock valuations and market returns; what is the relationship between earnings growth and economic growth, how expectations become embedded in stock prices, and why elevated valuations can make earnings disappointments more consequential. Importantly, what should investors watch as earnings estimates change, and how can portfolio risk be managed when expectations and fundamentals begin to diverge? 0:00 - INTRO 0:59 - Rebalancing Coming; The History of Pensions (now over-funded) 3:51 - Friday's Options Expiry: Volatile Markets 4:37 - Markets Continue to do what they've been doing - Nothing 7:24 - Be Cautious with Allocations 8:03 - Volatility Remains Compressed 10:29 - Website & Radio History 13:50 - Goldman Earnings Estimates - What it doesn't show 17:28 - Why Most Narratives Never Matter - Earnings Don't Always Go Up 21:02 - (Chart) S&P Earnings vs Long Term Trend 22:55 - (Chart) S&P 500 Profit Margins Have Re-Based Higher 23:57 - The Apple iPhone Example 27:40 - The Earnings Boom Runs on One Budget (chart) 29:35 - (Chart) The Consensus Already Forecasts a 2027 Cliff 30:55 - A Narrative Worth Paying Attention to: What if spending tapers off? 32:45 - K-Shaped Economy tease 34:07 - Fed Rate Hike Recap - Where the Fed Rate Hike Reaches... 38:52 - The Fed's Dot Plot Signal 41:51 - Expectations vs Reality & Fed Irony (chart) 42:48 - Who Performs Best When Fed Rates Rise (chart) 43:37 - Portfolio Action Plan Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's "Before the Bell" report, "Market Pressure Is Building," https://youtu.be/PBwgI2MdnFM ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ewgHX5U7dEg -------- Watch our previous show, "Will Your Money Last as Long as You Do?" https://youtube.com/live/360YB_NdPwA ------- Articles Mentioned in Today's Show: "Earnings Mean Reversion: When Estimates Snap Back" https://realinvestmentadvice.com/resources/blog/earnings-mean-reversion-when-estimates-snap-back-2/ "The Fed Rate Hike Won't Fix The Inflation It Targets" https://realinvestmentadvice.com/resources/blog/the-fed-rate-hike-wont-fix-the-inflation-it-targets/ "K-Shaped Economy: Reality Or Media-Driven Perception" https://realinvestmentadvice.com/resources/blog/k-shaped-economy-reality-or-media-driven-perception/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #SP500 #OilPrice #Earnings #MarketValuations #PortfolioManagement #FederalReserve

Weekend Breakfast with Africa Melane
Pensioners urged to protest outside SASSA offices before elections

Weekend Breakfast with Africa Melane

Play Episode Listen Later Sep 20, 2026 16:44 Transcription Available


CapeTalk’s Sara-Jayne Makwala King is joined on Weekend Breakfast by founder of the organisation Plight of South Africa’s Pensions, POSA - JC Alex and one of their attorneys who is a pensioner, Brian Alcock. Weekend Breakfast with Sara-Jayne Makwala King is the weekend breakfast show on CapeTalk. This 3-hour morning programme is the perfect (and perky!) way to kickstart your weekend. Author and journalist Sara-Jayne Makwala-King spends 3 hours interviewing a variety of guests about all things cultural and entertaining. The team keeps an eye on weekend news stories, but the focus remains on relaxation and restoration. Favourites include the weekly wellness check-in on Saturdays at 7:35am and heartfelt chats during the Sunday 9am profile interview. Listen live on Primedia+ Saturdays and Sundays between 07:00 and 10:00am (SA Time) to Weekend Breakfast with Sara-Jayne Makwala-King broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/AgPbZi9 or find all the catch-up podcasts here https://buff.ly/j1EhEkZ Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

4BC Breakfast with Laurel, Gary & Mark
Pensions on the chopping block? The explosive truth about Australia's ballooning welfare budget

4BC Breakfast with Laurel, Gary & Mark

Play Episode Listen Later Sep 20, 2026 6:48


In a heated exchange during parliamentary questioning, the Reserve Bank of Australia admitted it has not modelled the economic impact of reducing federal government spending. Economic futurist Evan Lucas joined Jason Matthews on 4BC Breakfast to analyse the fallout, explaining that while the central bank cites a lack of resources, real fiscal reform would require tackling major budget line items like the age pension and welfare.See omnystudio.com/listener for privacy information.

This is Money Podcast
What next for interest rates and how bad will it get for mortgages?

This is Money Podcast

Play Episode Listen Later Sep 19, 2026 49:17


The Bank of England held the base rate again on Thursday but mortgage rates have soared this week.Major lenders have made a wave of hikes and there are warnings that more are on the way, so what's going on?Is this just another temporary spike as the mortgage market throws one of the wobblies we've seen a number of times in recent years or serious bad news, with rates set to stick higher?On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss interest rates, what this could cost people and what you can do if you need to remortgage.Plus, what does this all mean for gilts and the Budget and did the Bank of England quietly make a decision that could make things materially better?With more investors buying gilts direct, should you take advantage of the higher rates on offer and how do you invest in UK government bonds?Or should you choose a fixed rate savings account at 5.2 per cent instead.A This is Money reader question highlights the worst inheritance tax trap that lies at £2million.And finally, would you do a Rokos and move to Greece – and other than the weather what are the attractions?Helpful linksTo check the best mortgage rates you could apply for go to www.thisismoney.co.uk/mortgage-finderTo check the best savings rates go to www.thisismoney.co.uk/saveRead Joanne Hart's guide to investing in giltsTIME STAMPS00:00 Welcome to the podcast 00:52 Interest rates held – so why are mortgages getting more expensive? 03:30 Mortgage rates are rising again: how bad could it get? 06:22 From 0.99% to 4.88%: the remortgage shock facing borrowers 10:57 Savings rates are back above 5% – should you lock in? 18:05 Five-year fix or invest instead? 19:43 Gilts 101: what are government bonds and how do they work? 24:24 Why are gilt yields so high – and how do they compare with savings? 27:18 How do you actually buy gilts? 29:59 Inheritance tax: could a £2m estate lose the home allowance? 33:07 Pensions and inheritance tax: what changes from April 2027? 36:02 The inheritance tax trap that could produce eye-watering tax rates 39:48 Why are wealthy Britons moving to Greece? 41:59 Greece's tax breaks – and who can benefit 42:08 Thinking of moving to Greece? What you need to consider 47:20 Seven energy deals that could beat the price cap rise 48:04 That's all for this weekFollow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us hello@dmgmedia.co.ukText us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.

WHMP Radio
Are public employees' pensions at risk? Max Page speaks with teacher Matthew Scheffler, a member of the PRIM, the Pension Reserve Investment Management Board.

WHMP Radio

Play Episode Listen Later Sep 18, 2026 25:31


9/18/26, Co-Host Josh Silver Are public employees' pensions at risk? Max Page speaks with teacher Matthew Scheffler, a member of the PRIM, the Pension Reserve Investment Management Board. Is there a substantial risk that Republicans can steal the Midterm elections by refusing to seat duly-elected Democrats? We interview Amherst College Political Science Prof Austin Sarat. Can you attend an amazing concert that is a benefit for the Amherst Survival Center? We speak with violinist and organizer Amanda Stenroos and Nate Kerbin, from the Survival Center. Short answer: see above. Longer answer: Brahms Requiem, Saturday, Sept 19, 4:00, Buckley Recital Hall, Amherst College. 120 musicians and choir members on stage. Bring a non-perishable food item to donate or another contribution if you can. Political Gold with Josh Silver: Can the Democrats take back the Senate? Can the Republicans maintain their majority? ArtBeat with Donnabelle Casis: Can you go on a treasure hunt for tiny art? Donnabelle takes us on a tour of the "Fun Sized Art Festival" in Northampton with Kim Carlino and Michael Crigler.

V-FM: The Pensions Podcast
VFM Pensions #172: The Terminator, Matrix and Pensions Quadrophenia with Brian Henderson

V-FM: The Pensions Podcast

Play Episode Listen Later Sep 18, 2026 92:39


In this episode of V-FM Pensions, hosts Nico and Darren chat to Brian Henderson, who last appeared on the podcast back in its early days in May 2023 (episode #19). Brian returns to discuss his recent series of essays exploring the thorny question of how the pensions industry develops, and compares, retirement solutions. Nico's news story is about ‘P(doom)', sparking an in-depth conversation about AI in which we even venture into the possibility of time travel... We then get into Brian's essays: what prompted him to write them and the conclusions he has drawn. At the heart of the discussion is a deceptively simple question: do we actually know what ‘good' looks like when it comes to retirement solutions? There are lots of proposed solutions with considerable merits, but all involve trade-offs. Are we properly understanding, testing and discussing those trade-offs? And are we doing enough to understand what people actually want and need from retirement? We also catch up on what Brian's been up to since he last joined us. But if you want to know what value for money means to Brian, you'll have to go back and listen to episode #19...

Retirement Planning Education, with Andy Panko
#222 - All about pensions...what they are, how they work, how to decide between taking lifetime payments or a lump sum, and MORE! [replay of Andy's appearance on the Catching up to FI podcast]

Retirement Planning Education, with Andy Panko

Play Episode Listen Later Sep 17, 2026 104:19


In this replay of Andy's recent guest appearance on the Catching up to FI podcast, Andy and hosts Bill Yount, MD, and Jackie Cummings Koski, CFP®, AFC®, talk all about traditional defined benefit pensions. What they are, how they work, how to decide between taking payments vs a lump sum and much more!Links in this episode:The original audio version of the Catching up to FI podcast episode - https://podcasts.apple.com/us/podcast/are-pensions-really-dead-the-surprising-value-of/id1664430924?i=1000785277603The original YouTube version of the Catching up to FI podcast episode - https://youtu.be/vU_popXD2_A?si=QC3p1_gGvIRNjxFxCatching up to FI website - https://catchinguptofi.com/Tenon Financial monthly e-newsletter - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTo follow Andy on LinkedIn: https://www.linkedin.com/in/andypanko/

Art of Boring
Private Equity: The Blurring Line Between Public and Private Markets | EP 227

Art of Boring

Play Episode Listen Later Sep 17, 2026 32:59


Private equity is opening up to individual investors, and the line between public and private markets is blurring. In this episode, private investments portfolio manager Peter Lieu and institutional portfolio manager Kevin Minas break down secondaries and continuation vehicles, the difference between IRR and distributions, and how Mawer built institutional-quality private equity access through fund commitments, co-investments, and vintage-year diversification, including a new mutual fund trust for registered accounts like RRSPs and TFSAs. 0:00 - Introduction: Private Equity Beyond Endowments and Pensions 1:30 - A Brief History of Private Equity Allocations: Yale to the Maple 8 2:58 - Public-Private Convergence: Why Companies Stay Private Longer 6:17 - Secondaries and Continuation Vehicles Explained 9:40 - IRR vs. Distributions: The Delayed-Exit Debate 13:45 - Bringing Private Equity to Retail: Institutional-Quality Access 15:14 - Co-Investments and 50 Years of Business-Model Analysis 18:25 - Why a Mutual Fund Trust for RRSPs and TFSAs 20:22 - Liquidity and Redemption Windows in a Semi-Liquid Structure 22:21 - Private Equity Returns in a Higher-Rate World 26:06 - What's Next: Sports, Live Entertainment, and Democratization 32:13 - Outro & Subscribe   -The line between public and private markets is blurring. Companies are staying private longer, more financing is available without an IPO, and public companies are increasingly being taken private, so accessing value early in a company's life increasingly depends on having private equity exposure.   -Continuation vehicles are the modern version of the secondary buyout, not a new idea. They let a manager hold a strong business for longer, and roughly 90% of LPs who can roll into the new vehicle choose to take liquidity instead, which creates both a conundrum for investors and an opportunity for disciplined buyers.   -Distributions matter as much as IRR. IRR assumes capital is reinvested at the same rate and can look healthy even when little cash has been returned, so the team evaluates managers on money multiples and cash back, not IRR alone.   -Mawer built its access the way large institutions do. The program pairs fund commitments for diversification across companies, geographies, sectors, and vintage years with no-fee, no-carry co-investments, where the firm applies 50 years of business-model analysis to a single company decision.   -Registered accounts and private equity are naturally aligned. A new mutual fund trust extends the strategy to RRSPs, LIRAs, and TFSAs, where long time horizons and capital that is already locked up match the illiquidity of the asset class.   -Recent returns have been weaker as higher rates pressured valuations and exits slowed while public markets outperformed, but the long-term value drivers remain in place, and a staggered deployment that began in 2022 positioned the strategy for a constructive backdrop.   Companies and Assets Mentioned: SpaceX, Amazon, Alpine F1 team, University of Utah Athletics, RedBird Capital, Otro.   Host: Rob Campbell, CFA, Mawer Institutional Portfolio Manager Guest: Kevin Minas, CFA, MBA, CAIA, Mawer Institutional Portfolio Manager Guest: Peter Lieu, CFA, Mawer Portfolio Manager, Private Investments   This episode is available for download anywhere you get your podcasts. Founded in 1974, Mawer Investment Management Ltd. (pronounced "more") is a privately owned independent investment firm managing assets for institutional and individual investors. Mawer employs over 250 people in Canada, U.S., and Singapore. Visit us at: https://www.youtube.com/@MawerInvestment https://www.mawer.com https://www.linkedin.com/company/mawer-investment-management/ https://www.instagram.com/mawerinvestmentmanagement/

IFN OnAir
Shariah-Compliant Pensions: Closing the Gaps in a Growing Market

IFN OnAir

Play Episode Listen Later Sep 17, 2026 34:05


Shariah-compliant pensions remain limited, particularly within workplace schemes and default fund options, despite strong unmet demand. We examine how providers can close gaps in access, scale and pricing through digital platforms, Shariah-screened investment strategies and Takaful-based retirement income solutions, and how these innovations can support the development of credible and competitive Shariah-compliant pension offerings.Moderator:Sefian Kasem, Global Head of ETF and Indexing Investment Specialists and Lead Investment Specialist Portfolio Advisory and OCIO, HSBC Global Asset ManagementPanelists:James Lawrence, Chief Investment Officer, Smart PensionMuzzammil Dhedhy, Executive Director and Chief Risk and Compliance Officer, Hejaz GroupTolibjon Tursunov, Investment Manager, Baillie Gifford

Highlights from Newstalk Breakfast
Adults turn to online searches for financial advice

Highlights from Newstalk Breakfast

Play Episode Listen Later Sep 17, 2026 4:38


In a world where we are increasingly becoming more reliant on digital media. according to a survey of 1,000 adults nationwide from financial intermediaries, Ask Acorn and conducted by IReach, 35% of adults turn to online searches for financial advice. We get reaction to these findings with Head of Investments and Pensions at Fairstone Asset Management and Lecturer with the LIA, Bernard Walsh.

Les Grandes Gueules
La limite du jour - Jean-Philippe Tanguy sur le budget : "Désindexer une partie des pensions de retraite, c'est une ligne rouge. Ce n'est pas une économie. L'État ne fera pas d'économies en appauvrissant les retraités"-

Les Grandes Gueules

Play Episode Listen Later Sep 16, 2026 1:28


Aujourd'hui, Charles Consigny, avocat, Emmanuel de Villiers, entrepreneur, et Fatima Aït Bounoua, prof de français, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Kerry Today
CCPC Encouraging People to Review Pensions – September 16th, 2026

Kerry Today

Play Episode Listen Later Sep 16, 2026


Jerry spoke to Muriel Dolan, Deputy Director of Financial Education of the CCPC about why they are encouraging consumers, particularly women, to review their pension.

AJ Bell Money & Markets
Deep Dive #11 Your big pensions questions answered

AJ Bell Money & Markets

Play Episode Listen Later Sep 15, 2026 56:29


In this special episode of the Deep Dive podcast, Tom is joined by AJ Bell's head of public policy Rachel Vahey and head of technical Charlene Young to answer listeners' most pressing pension questions. They discuss why it can pay to start saving even when retirement feels distant, how tax relief works for higher earners, what inheritance tax changes could mean for SIPPs, and whether ISAs can offer extra flexibility. The episode also covers pension access age changes, state pension entitlement, pensions dashboards, retirement living standards and why age 75 matters for retirement planning.  01:05 – Is it worth paying into a pension when retirement feels a long way off? 04:18 – Salary sacrifice and making pension contributions work harder 08:14 – SIPPs, ISAs and planning ahead for inheritance tax changes from 2027 12:33 – Taking tax-free cash gradually and using Stocks and Shares ISAs 15:14 – Pension access age: what happens if you take money at 55 before April 2028? 20:25 – Why 35 years of National Insurance does not always guarantee the full new state pension 27:50 – Pension tax relief for additional-rate taxpayers: what is automatic and what must be claimed? 33:14 – Pensions dashboards: what they are, when they might arrive and what savers could see 41:03 – Retirement living standards and how much people may need in later life 43:12 – Why age 75 matters for pensions and tax planning 48:01 – The pension questions Rachel and Charlene think more people should ask

NO UNCERTAIN TERMS
Congressional Pensions: YOU Pay the Bill!

NO UNCERTAIN TERMS

Play Episode Listen Later Sep 14, 2026 14:35


In this podcast: -The show examines the Congressional defined-benefit pension, highlighting cases where former lawmakers receive substantial lifetime benefits despite controversial or relatively short careers in office. -USTL President Philip Blumel explains how lawmakers qualify for Social Security, the Thrift Savings Plan, and the separate defined-benefit pension that vests after five years of service. -The episode argues that the pension can reward political longevity and careerism, creating a financial incentive to remain in Congress. -Blumel explores how congressional term limits could dramatically reduce pension payouts by limiting House service to six years and Senate service to 12 years, with the show estimating that taxpayer pension costs would fall from roughly $38 million annually. -The show traces the history and constitutional path of the Term Limits movement, noting that a 1995 Supreme Court decision narrowly rejected state-imposed congressional term limits and that the current strategy relies on Article V amendment procedures. Stay up to date on the latest Term Limits news! Subscribe for free on Apple Podcasts, Spotify, or wherever you listen to podcasts. You can shop for hats, t-shirts, bumper stickers, and more at http://termlimits.com/store Has your local state Representative or Senator committed themselves to defend Term Limits? See if they are listed, and if not, ask them to sign the pledge at http://termlimits.com/pledge Help U.S. Term Limits fight to place TERM LIMITS on all members of Congress by donating at http://termlimits.com/donate. We will not stop until TERM LIMITS is enacted on ALL members of Congress, NOT JUST THE PRESIDENT!! To check on the status of the Term Limits movement in your state, go to http://termlimits.com/TakeAction

RTÉ - Drivetime
CCPC report finds consumer concern over pensions

RTÉ - Drivetime

Play Episode Listen Later Sep 14, 2026 5:37


Gráinne Griffin, Director of Financial Education at the CCPCSee omnystudio.com/listener for privacy information.

Highlights from Newstalk Breakfast
More people are building their pensions

Highlights from Newstalk Breakfast

Play Episode Listen Later Sep 14, 2026 4:07


Pension ownership has risen by nearly 20 per cent since the introduction of the MyFutureFund scheme, according to new research from the ESRI. Just two in five people think their pension will provide a good standard of living in retirement.Speaking to Anton this morning was Grainne Griffin Director of Financial Education at the CCPC and Ireland's first Financial Literacy Ambassador.

Retirement Secrets with Patrick McNally
#173: Pensions; Is the lump sum a good choice?

Retirement Secrets with Patrick McNally

Play Episode Listen Later Sep 14, 2026 50:54


Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

15 Minutes of Finance
Why Pensions Underperform and What You Need To Know For Markets This Week

15 Minutes of Finance

Play Episode Listen Later Sep 12, 2026 19:09


Markets are facing another wave of uncertainty as inflation remains elevated, Treasury yields move higher, and investors try to figure out what the Federal Reserve may do next.In this episode of 15 Minutes of Finance, James and Brandon break down the latest market action, what higher interest rates could mean for stocks and the economy, and why the 10-year Treasury yield moving back toward 5% has investors paying attention.They also discuss absolute return, why some pension funds and endowments may be overly diversified, and how excessive consumer borrowing could eventually create problems for households, banks, and the broader economy.The conversation also touches on artificial intelligence, corporate profit margins, and whether the benefits of AI can spread beyond major technology companies.Finally, James discusses when it may make sense to take profits, build cash, and stay disciplined during periods of market volatility without trying to perfectly time the market. Invest Early. Invest Often.Hosted by James Walters, CIMA®, CRPC®, and Brandon West, CPA, CFP® co-owners of West & Walters Tax and Wealth Management, a Registered Investment Advisor (RIA) and tax firm based in Carlsbad, California. Our goal is to share market insights, investing tips, tax strategies, and straightforward financial education to help viewers make smarter financial decisions. All Information is educational in its intent and distribution! Please do not consider this personal financial advice. We believe all clients have unique situations and thus require unique advice.

Remnant Finance
E116 - Every Institution I Trusted Broke Its Promise (So I Went Looking for One That Couldn't)

Remnant Finance

Play Episode Listen Later Sep 11, 2026 141:56


Book a call: https://remnantfinance.com/calendarEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEHans joins Oto Gomes on the Oto Gomes Crypto Show for a long-form conversation covering his background, the end of his Naval Aviation career, and how a contract fight with the Navy led him to Infinite Banking. The episode opens with a macro segment on the August payroll number coming in at triple expectations, what a strong labor print does to the Fed's split mandate, and why the long end of the curve is not buying what Powell, Warsh, and Bessent are saying, with 52-week highs across the two, five, and ten year.Hans and Oto cover the Kennedy School years and learning macroeconomics from central bankers, the EUA statute and the right to refuse, the boilerplate denials that exposed the religious accommodation process, the recouped bonus and the debt the Navy handed to the Treasury, and the pediatrician appointment that ended the vaccine question permanently. From there they get into human life value and what most families are actually insured for, protect save grow as an order of operations, base premium versus PUA and why structure determines year one cash value, the policy loan and its absence of underwriting or repayment schedule, and the average rate of return fallacy that holds up even with perfect hindsight. Because Oto's audience operates in the private and Hans works in the public, they draw that line explicitly throughout. Chapters 00:00 – Opening Segment 02:20 – Public versus private, and which path this show takes 06:40 – Why the long end is calling the bluff 09:30 – COVID and taking every assumption down to the studs 11:03 – Navy aviation and the grad school program 12:30 – Cambridge, spring 2020, and the two weeks before the shutdown 16:20 – EUA products and the legal case against the mandate 20:40 – Boilerplate denials and a process built to reject 22:40 – Benched for two years, and looking for something to learn 24:30 – "You wrote the contract, I just signed it" 26:30 – The $60,000 bonus and the loan they invented 28:00 – Norfolk, and a billet that did not exist 30:10 – Separation, the Treasury, and 30% on top 33:00 – The class action and what the government settles for 35:00 – Researching the childhood schedule at 50/50 36:30 – The pediatrician appointment that ended the question 42:30 – Pensions, Title X, and the golden handcuffs 49:00 – The Kennedy School and learning macro from central bankers 52:00 – The Creature from Jekyll Island 54:30 – Being handed the book at Thanksgiving 2021 01:00:30 – Getting licensed, then picking it up to disprove it 01:02:30 – Two hundred years of case law and a contract that has never defaulted 01:04:40 – Pirates of Manhattan and whole life as a Tier 1 asset 01:09:00 – Human life value and what your family actually loses 01:11:30 – A McLaren insured like a Civic 01:14:40 – The asset report card and the job of a dollar 01:17:30 – Liability and creditor protection in 48 states 01:20:30 – The average rate of return fallacy 01:26:30 – Planning 30 years out and what that assumed in 1990 01:29:30 – Base premium, PUA, and cash value in year one 01:32:30 – The policy loan and who guarantees the collateral 01:39:30 – The collateral stack and the bank that still hesitated 01:55:00 – Who this is not for 01:57:00 – The mortgage analogy for base and PUA 02:02:00 – Series 65, Remnant Frontier, and the offensive coordinator 02:08:00 – The distribution problem and the 4% rule 02:12:30 – What happens if you clip the three worst years 02:17:30 – Closing Segment

Bill Handel on Demand
AI Researchers Warn of ‘Extinction' Threat | Pensions Making a Comeback

Bill Handel on Demand

Play Episode Listen Later Sep 10, 2026 25:04 Transcription Available


(September 10, 2026) Political world erupts as AI researchers warn ‘extinction’ threat. Pensions were on the brink of extinction… now companies are bringing them back. Los Angeles’s homeless authority is put on notice it will have to compete to save itself.See omnystudio.com/listener for privacy information.

Ask Martin Lewis Podcast
Should you invest or save for your children? Best funds, best buys, kids pensions and more

Ask Martin Lewis Podcast

Play Episode Listen Later Sep 10, 2026 70:29


This episode is your complete guide to saving and investing for children. Martin Lewis is joined by an investment specialist to answer everything you've ever wanted to know about putting money aside for under-18s, including whether it's better to save or invest (spoiler: for many children with a long-term horizon, investing may win out), how Junior ISAs and Child Trust Funds work, the best buys currently available, and the key things parents, grandparents and family members need to know before putting money away. They'll also explore investment fund options, whether Premium Bonds are a good choice for children, and even the often-overlooked world of children's pensions.Plus, in this week's Tell Us, Martin hears your stories of the times carefully checking a bill, invoice or statement saved you money. From spotting simple errors to uncovering major overcharges, including one listener who used AI to identify a £1,000 rental discrepancy.Then, Mastermind tackles a question many shoppers have wondered about: what are your legal rights if you buy something and the retailer reduces the price the very next day? Martin explains the rules, the myths, and when you may be able to get money back.And make sure you listen right to the end, as Martin reveals a special tip on an easy way for 13 to 17-year-olds to bag a free £50.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know how many hours a day he spends on his phone, what his go-to karaoke song is, or you have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Economics Explained
Did Pensions Destroy France?

Economics Explained

Play Episode Listen Later Sep 9, 2026 24:14


Retire Texas Style!
The Chuck E. Cheese Lesson Every Future Retiree Should Hear

Retire Texas Style!

Play Episode Listen Later Sep 8, 2026 17:30


What if a simple trip to Chuck E. Cheese revealed one of the biggest retirement planning challenges people face today? Steve Hoyl discusses how rising costs, inflation, market volatility, and changing retirement realities are reshaping financial planning. From the disappearance of pensions to the importance of balancing risk, building emergency savings, and creating reliable income strategies, they compare retirement planning today with decades past. The conversation also explores why buying power matters more than account balances and why trusted guidance can be essential when preparing for retirement. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

Marty Griffin and Wendy Bell
CITY IN COLLAPSE, FROZEN PENSIONS: Can a Billion-Dollar Data Center Boom Save Pittsburgh from Financial Meltdown? (FULL SHOW)

Marty Griffin and Wendy Bell

Play Episode Listen Later Sep 3, 2026 47:35


CITY IN COLLAPSE, FROZEN PENSIONS: Can a Billion-Dollar Data Center Boom Save Pittsburgh from Financial Meltdown? (FULL SHOW) full 2855 Thu, 03 Sep 2026 16:25:05 +0000 gvTckmp7MqLV7amQ4pl6o4hRs1v19u3H news Marty Griffin news CITY IN COLLAPSE, FROZEN PENSIONS: Can a Billion-Dollar Data Center Boom Save Pittsburgh from Financial Meltdown? (FULL SHOW) On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc.

Les Experts
Les Experts : Budget 2027/Retraites, les pistes du gouvernement - 02/09

Les Experts

Play Episode Listen Later Sep 2, 2026 25:57


Ce mercredi 2 septembre, l'idée du gouvernement de désindexer les pensions et de toucher à l'abattement fiscal de 10%, dont les retraités jouissent de plein droit, dans une optique de réduction des dépenses publiques, a été débattue par Véronique Riches-Flores, économiste indépendante et fondatrice de Riches Flores Research, Louis-Samuel Pilcer, haut fonctionnaire et enseignant à Sciences Po et à l'École polytechnique, et Patrick Bertrand, directeur général des opérations d'Holnest, dans l'émission Les Experts, présentée par Laure Closier sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Voice of San Diego Podcast
Mike Zucchet Wants to Cut City Services

Voice of San Diego Podcast

Play Episode Listen Later Aug 28, 2026 53:34


On this episode of the VOSD Podcast, host Scott Lewis sits down with Michael Zucchet, General Manager of the San Diego Municipal Employees Association, to unpack the city's decades-long pension underfunding problem, the failed 2024 sales tax measure, and a heated debate over whether San Diego's workforce is actually bloated — as right-leaning critics claim — or stretched thin by hundreds of new parks and services added since 2015. 0:00 Intro1:10 The City's Pension Underfunding History5:25 Revenue Measures: Trash Fee & Hotel Tax7:57 Sales Tax Attempts & the 2024 Measure11:25 Debating the City's Workforce Size15:50 Budget Cuts in the "Era of Austerity"24:15 Clarifying What Layoffs Really Mean27:20 The City's Reactive Budget Cycle30:31 New Revenue Ideas & Rollout Growing Pains35:46 Labor Costs, Pensions & Wages43:58 The "Lid Lifters" Trash Bin Controversy47:10 New Parks Without New Staff50:24 Port Commission & Harbor Island52:58 Closing & CreditsSee omnystudio.com/listener for privacy information.

Catching Up To FI
Are Pensions Really Dead? The Surprising Value of Modern Pensions | Andy Panko | 233

Catching Up To FI

Play Episode Listen Later Aug 23, 2026 101:06


What if that old pension you barely think about is secretly one of the most valuable assets in your retirement plan? Bill and Jackie welcome back financial planner and educator, Andy Panko for a deep dive into the increasingly rare (but far from extinct) world of pensions. They explore plans from private and government employers and why a seemingly small monthly check can dramatically change the work the rest of your portfolio has to do. This episode covers Why pensions are less common but still relevant to millions of workers What it actually means when an employer "freezes" a pension How to think about a pension as part of your overall retirement portfolio The risks behind private, federal, state, and municipal pension promises Lump sum versus lifetime monthly payments and the trade-offs of each Single-life, joint-and-survivor, period-certain, and inflation-adjusted pension options Why guaranteed income can give retirees psychological permission to spend When comparing an employer pension with a commercial income annuity may make sense  Andy's four-question framework for deciding whether lifetime payments fit your plan Jackie's pension options and her final decision to turn on lifetime monthly payments Where to find old or forgotten pensions from previous employers . === SUPPORT  THE  SHOW ===

The FOX News Rundown
Evening Edition: Powerful U.S. Union Under the Microscope for Ties To Cuban Government

The FOX News Rundown

Play Episode Listen Later Aug 18, 2026 16:51


The chairman of the Senate Committee on Health, Education, Labor and Pensions is investigating reports that a union representing roughly 600,000 workers is pushing to advance the interests of the Cuban regime. The committee is demanding information from the International Association of Machinists (IAM) about its possible links to the Cuban government. A report claims that IAM has traveled to Cuba, taken policy positions aligned with the regime, and union members have been addressed by a Cuban diplomat at a local union hall. FOX's Eben Brown speaks with Christine Balling, Senior Vice President & Adjunct Professor at The Institute of World Politics, who says its an influence campaign to sway American voters to support the foreign policy goals of a country hostile to the U.S. Click Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Brian Lehrer Show
Comptroller Talks Budget, Housing

The Brian Lehrer Show

Play Episode Listen Later Aug 17, 2026 34:18


Now that budget season is over, NYC Comptroller Mark Levine offers his view on the health of the city's finances, plus talks about his view on the housing affordability crisis, the city's pension fund and more. New York City Comptroller Mark Levine speaks during the annual New York State Financial Control Board meeting on August 12, 2026 in New York City. Levine was joined by New York Gov. Kathy Hochul, New York City Mayor Zohran Mamdani, State Comptroller Thomas Dinapoli and other board members as they discussed the state's budget. (Photo by Michael M. Santiago/Getty Images) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Autoline After Hours
AAH #803 - A 4-Day Week, Pensions For All and Other UAW Demands

Autoline After Hours

Play Episode Listen Later Aug 14, 2026 61:11 Transcription Available


TOPIC: Labor Issues PANEL: Marick Masters, Wayne State University; Kalea Hall, Reuters; Gary Vasilash, shinymetalboxes.net; John McElroy, Autoline.tv