Podcasts about Personal finance

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    Best podcasts about Personal finance

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    Latest podcast episodes about Personal finance

    Marriage, Kids and Money
    5 Family Giving Traditions to Start This Year

    Marriage, Kids and Money

    Play Episode Listen Later Nov 19, 2025 47:17


    In today's episode, we explore the power of generosity and the traditions that can help our kids grow into grateful and giving adults. We walk through five simple and meaningful family giving ideas, including Big Tip Tuesday, the Big Give, glovebox giving, and volunteer habits that bring families closer. Then we sit down with Angela Rozmyn from Women's Personal Finance to learn how she and her husband reached Coast Fire in their thirties and how intentional living shaped their journey. Angela shares transparent details about their investing, lifestyle choices, and the trade-offs that helped them create more time freedom as parents. We close with a heartwarming Good Word story featuring Calvin and a Today.com piece about a baker who delivers free birthday cakes to his neighbors experiencing homelessness. It is a powerful reminder that even small acts of kindness can make a big difference. If you want more margin to live generously, check out Own Your Time at https://marriagekidsandmoney.com/ownyourtimeamazon Chapters 0:00 Welcome to the show 0:24 Five family giving traditions 9:05 Coast Fire Couple interview with Angela Rozmyn 38:30 Where to find Angela online 39:02 The Good Word with Calvin 40:55 Today.com good news story 43:45 Final thoughts Resources and Links Women's Personal Finance (Angela Rozmyn)https://womenspersonalfinance.org/ Baker delivers free birthday cakes to homeless peoplehttps://www.today.com/food/people/baker-delivers-free-birthday-cakes-to-homeless-people-rcna235965 Own Your Time - New book: https://marriagekidsandmoney.com/ownyourtimeamazon Crew: https://marriagekidsandmoney.com/crew Sponsors and additional resourceshttps://marriagekidsandmoney.com/sponsors Disclaimer This show is for entertainment purposes only. Be sure to seek out a professional for your specific financial situation. As an Amazon Associate, I earn from qualifying purchases. Credits Editor: Johnny Sohl Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

    Money Meets Medicine
    Physician Real Estate Syndications Gone Wrong: Affinity Fraud, Capital Calls, & How to Protect Yourself

    Money Meets Medicine

    Play Episode Listen Later Nov 19, 2025 24:51


    In this episode of the Money Meets Medicine podcast hosted by Justin Harvey and Dr. Jimmy Turner, the discussion centers on recent developments in physician finance, particularly around real estate syndication deals and capital calls. Dr. Turner delves into the financial pitfalls and lessons from particular real estate investments targeted at physicians. They discuss the concept of 'affinity fraud,' where trusted social or professional bonds are exploited for financial gain, and dissect why such investments are often riskier than they appear. The conversation also touches on the importance of understanding compensation models and incentives when receiving financial advice, the necessity of due diligence, and the role of being an accredited investor. Looking for own-occupation disability insurance? Get a quote from a company you can trust at https://moneymeetsmedicine.com/disabilityDownload a free copy of The Physician Philosopher's Guide to Personal Finance at https://moneymeetsmedicine.com/freebook  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Wade Into Wealth
    Does the 50-Year Mortgage Make Sense?

    Wade Into Wealth

    Play Episode Listen Later Nov 19, 2025 19:22


    The idea of a 50-year mortgage was recently floated by President Trump as an option to make homes more affordable. Would the idea actually work?

    Steve Forbes: What's Ahead
    Spotlight: This Is What The White House Must Do To Combat The High Cost Of Living And Win The MIdterms

    Steve Forbes: What's Ahead

    Play Episode Listen Later Nov 18, 2025 5:27


    Decide It's Your Turn™: The Podcast
    Stop Drifting Through Life and Start Living With Purpose

    Decide It's Your Turn™: The Podcast

    Play Episode Listen Later Nov 18, 2025 41:00


    In this powerful episode, Christina Lecuyer cracks open her personal playbook—hundreds of pages of lessons, mindset shifts, and real-world strategies that have shaped her success. She dives into the simple daily habits that create extraordinary results, like the underestimated power of a daily walk, taking action before you feel “ready,” and reframing anxiety into fuel.Christina also gets real about personal responsibility, the mindset behind true integrity, and why setting boundaries is non-negotiable if you want a life aligned with purpose. If you're ready to stop playing small and step fully into your potential, this episode will light a fire under you. If you enjoyed this episode, make sure and give us a five star rating  and leave us a comment on iTunes, Podcast Addict, Podchaser and Castbox about what you'd like us to talk about that will help you realize that at any moment, any day, you too can decide, it's your turn! 

    The Money Show
    Telkom's Data surge boosts earnings; Sports betting Is no investment, just hope tax

    The Money Show

    Play Episode Listen Later Nov 18, 2025 75:05 Transcription Available


    Stephen Grootes speaks to Ms Nonkululeko Dlamini Group CFO of Telkom about their strong interim results for the first half of its 2026 financial year, driven by cost optimisation and a surge in mobile data subscribers despite modest revenue growth. In other interviews, Warren Ingram, financial advisor and Co-Founder of Galileo Capital, unpacks why sports betting should never be considered an investment. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

    Breakfast with Refilwe Moloto
    Money on a Monday: Why is everyone offering me money?

    Breakfast with Refilwe Moloto

    Play Episode Listen Later Nov 17, 2025 8:36 Transcription Available


    With the constant reminders that the festive season is nearly upon us and many retailers trying to tempt us with Black Friday deals, one could be tempted to dig beyond the depths of our pockets and take out a loan to satisfy the temptation. Are lending companies taking advantage of this and ramping up their tactics? Lester Kiewit speaks to personal finance journalist Maya Fisher-French. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

    Average Joe Finances
    321. Stocks, Strategies, and Success with Rizwan Memon

    Average Joe Finances

    Play Episode Listen Later Nov 16, 2025 42:33


    Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balanced approach to money and life. In this episode:Discover how starting early—even with limited knowledge—can build the foundation for long-term trading wisdom.Learn why Riz pulls profits from trading to diversify into real estate, protecting himself from market swings.Understand how technology has leveled the playing field, giving everyday traders access to tools once reserved for pros.Take in Riz's biggest lesson: financial success isn't just about returns—it's about ethics, balance, and building a life free from debt and pressure.And so much more!Key Moments:00:41 Meet Rizwan Mein: The Equities and Derivatives Trader01:19 Rizwan's Trading Journey: From 16 to Now04:21 Navigating the 2008 Financial Crisis06:49 Evolution of Trading Technology09:37 Rizwan's Advanced Trading Strategies15:51 Educating New Traders19:29 Podcast Break and Sponsor Shoutout22:44 Transparency in Trading23:49 Challenges in the Trading Industry24:31 Personal Financial Strategies25:56 Leveraging Debt vs. Buying Outright30:08 Final Round: Personal Insights38:44 Connecting with Riz40:23 Closing ThoughtsFind Rizwan MemonWebsite: https://rizinternational.com/Instagram: https://www.instagram.com/rizinternational/Youtube: https://www.youtube.com/@RizInternationalX: https://x.com/rizmemontradesThreads: https://www.threads.com/@rizinternationalAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

    Smart Money
    Rupert Carlyon: Take a breath before you touch that windfall

    Smart Money

    Play Episode Listen Later Nov 16, 2025 41:21 Transcription Available


    Most of us have spent the past few days daydreaming about what we would spend $55 million on. Pay off the mortgage, book a holiday, send some off to charity, throw the rest in a term deposit. Three lucky punters each one a share of the jackpot last night - $18.3 million each. Not many of us will have the chance to come across tens of millions in our lives, but most of us will at some point get a large some from inheritance or a bonus or the likes. So what's the smart thing to do when you get a big windfall, before the excitement takes over? LISTEN ABOVESee omnystudio.com/listener for privacy information.

    The Best of Weekend Breakfast
    Personal Finance: Ways to spend your year-end bonus… if you are lucky to get one! 

    The Best of Weekend Breakfast

    Play Episode Listen Later Nov 16, 2025 11:12 Transcription Available


    Gugs Mhlungu chats to Resident Certified Financial Planner Paul Roelofse about smart, financially savvy ways to use your bonus from investing and settling debt to making the most of holiday sales so you can start the new year on solid financial footing. 702 Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

    Steve Forbes: What's Ahead
    Spotlight: This Is The Drastic Step That Must Be Taken To Thwart North Korea's Imminent Nuclear Threat

    Steve Forbes: What's Ahead

    Play Episode Listen Later Nov 14, 2025 5:08


    Progressive Pockets
    197. Learning from Indigenous Chefs to Prepare a More Authentic Thanksgiving Meal

    Progressive Pockets

    Play Episode Listen Later Nov 14, 2025 8:02 Transcription Available


    Send us a textThis week we're exploring the topic of learning from Indigenous American chefs on how to use ingredients that are more authentic and historically accurate for our Thanksgiving celebrations.Links from today's discussion:Chef Sean Sherman Interview and Projectshttps://www.npr.org/2022/10/24/1131051237/the-sioux-chef-sean-shermanhttps://owamni.com/https://sioux-chef.com/Decolonizing Thanksgiving and Reviving Indigenous Relationship To Food byhttps://ndncollective.org/decolonizing-thanksgiving-and-reviving-indigenous-relationships-to-food/?fbclid=IwAR2N4_aL_EZtV-EvvtGoDHL_8E2b1VmsUO0bWv8cP0rByuR1RpRmnD8f_6cHow to Decolonize Your Thanksgiving Dinnerhttps://www.vice.com/en/article/9a8axe/how-to-decolonize-your-thanksgiving-dinnerSupport the show

    Steve Forbes: What's Ahead
    Spotlight: Here's One Big Step To Preserve Free Speech—Get Rid Of The FCC

    Steve Forbes: What's Ahead

    Play Episode Listen Later Nov 13, 2025 4:29


    Money Life with Chuck Jaffe
    Google AI gets about 40% of personal finance questions wrong

    Money Life with Chuck Jaffe

    Play Episode Listen Later Nov 13, 2025 58:35


    Robert Farrington, founder of The College Investor, posed 100 personal finance questions to Google AI and came away with 37 "misleading or inaccurate" answers, and while that sounds horrible, it actually represents an improvement of six percentage points over the results Farrington got making the same queries a year ago. Farrington notes that the outcomes are only as good as the inputs, meaning that consumers who don't know the right questions to ask will be more poorly served by artificial intelligence than those who know enough to ask solid questions. Catherine Collinson, president of the Transamerica Center for Retirement Studies, discusses "Retirement Throughout the Ages: The American Middle Class," which showed that U.S. adults earning between $50,000 and $199,999 annually are struggling to stay afloat and get ahead when it comes to retirement planning.  Todd Rosenbluth, head of research at VettaFi, looks to mid-cap stocks with momentum as he makes an offering from Invesco his ETF of the Week. Plus, Chuck tackles the subject of 50-year mortgages and how the real problem with the idea may be more on how it addresses housing affordability — or not — rather than the massive amounts of extra interest paid over the life of the ultra-long loans.

    The Best Interest Podcast
    Retire Confidently With A Proven Drawdown Framework | AMA #10 - E121

    The Best Interest Podcast

    Play Episode Listen Later Nov 12, 2025 55:31


    Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as the next evolution of indexing—combining personalization and tax-loss harvesting—Jesse explains why, for most investors, the extra complexity, cost, and tracking error outweigh the modest tax advantages, making low-cost ETFs the better long-term choice. Next, he answers a question from a listener whose retirement timeline doesn't align with their spouse's, exploring how couples can navigate income changes, healthcare coverage, and tax strategy when one partner stops working years before the other. He breaks down the pros and cons of filing jointly versus separately, showing why joint filing almost always leads to lower overall taxes and greater flexibility. Finally, Jesse delivers a masterclass on decumulation—the art and order of withdrawing money in retirement. From spending taxable assets first to preserving Roth and HSA accounts for last, he maps out how smart sequencing, Roth conversions, and bracket management can extend portfolio life, minimize taxes, and keep retirees financially steady through every stage of the journey. Key Takeaways:• Direct indexing isn't revolutionary for most investors—it's often an overhyped, higher-cost alternative to low-cost ETFs with limited long-term benefits. • Married filing jointly is almost always the better tax choice, offering lower overall tax rates, higher standard deductions, and broader eligibility for credits. • Before changing filing status, couples should test both scenarios using online 1040 tax calculators to see the real impact on their total tax bill. • Guardrail and Monte Carlo strategies help retirees adjust withdrawal rates dynamically based on market performance, rather than using a rigid 4% rule. • HSAs can be used as stealth retirement accounts, reimbursing decades-old medical expenses tax-free or even acting as traditional IRAs after age 65. • The key to successful retirement planning is flexibility—balancing tax efficiency, market uncertainty, and personal goals to ensure sustainable income for decades. Key Timestamps:(02:24) – Tax Loss Harvesting: Strategies and Examples (10:06) – Direct Indexing: Pros and Cons (17:18) – Financial and Tax Planning for Lopsided Retirements (24:09) – Retirement Withdrawal Order of Operations (32:39) – Real-Life Financial Planning Experiences (40:56) – Roth Conversions and Tax Bracket Management (45:37) – Optimizing for Post-Death and Social Security Timing (52:26) – Common Mistakes in Retirement Withdrawal Strategies Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://bestinterest.blog/retirement-withdrawal-order-of-operations/ https://www.guidestone.org/resources/education/calculators/tax/tax1040 https://bestinterest.blog/0-capital-gains-vs-roth-conversions-how-to-optimize-in-your-financial-plan/ https://bestinterest.blog/spousal-survivor-divorced-social-security/  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

    Wade Into Wealth
    Why Main Street and Wall Street Are Two Different Things

    Wade Into Wealth

    Play Episode Listen Later Nov 12, 2025 14:14


    Stocks are up. Consumers are cautious. We unpack the widening gap between Wall Street's rally and Main Street's reality, from falling consumer confidence to rising credit card balances. And how you should approach it from an investment perspective.

    Steve Forbes: What's Ahead
    Spotlight: Why Is The Air Traffic Control System Still Part Of The Government?

    Steve Forbes: What's Ahead

    Play Episode Listen Later Nov 11, 2025 4:17


    Steve Forbes demands reform of the U.S.'s air traffic control system as the government shutdown, and many recent accidents, have shown its vulnerability—and calls for the system to be turned into an independent non-profit organization removed from politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Decide It's Your Turn™: The Podcast
    Why Being ‘Selfish' Is the Most Loving Thing You Can Do

    Decide It's Your Turn™: The Podcast

    Play Episode Listen Later Nov 11, 2025 32:48


    In this episode, Christina Lecuyer gets real about clarity, boundaries, and choosing yourself—especially when the holiday season starts pulling you in every direction. If you've ever struggled to say no, felt guilty prioritizing your needs, or found yourself overwhelmed trying to make everyone happy, this conversation is one you'll want to hear.Christina breaks down what it means to be “selfish” in a way that's actually healthy, empowering, and necessary for a life that feels aligned. Because when you're clear on what you want, you not only show up better for yourself—you show up better for everyone around you.

    Personal Finance with Warren Ingram
     Personal Finance:   What to do with your 13th cheque or annual bonus

    Personal Finance with Warren Ingram

    Play Episode Listen Later Nov 11, 2025 20:22 Transcription Available


    Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to do with your 13th cheque or annual bonus. Ingram says the biggest mistake people make is treating the bonus as a windfall simply because it arrives in a lump sum. If it were paid monthly, they’d spend it more carefully. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    The Best of the Money Show
     Personal Finance:   What to do with your 13th cheque or annual bonus

    The Best of the Money Show

    Play Episode Listen Later Nov 11, 2025 20:22 Transcription Available


    Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to do with your 13th cheque or annual bonus. Ingram says the biggest mistake people make is treating the bonus as a windfall simply because it arrives in a lump sum. If it were paid monthly, they’d spend it more carefully. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    XO Conversations
    Changing How You Think About Money (And Yourself)

    XO Conversations

    Play Episode Listen Later Nov 10, 2025 32:40


    So many of us grow up hearing: “Save every penny,” or “Don't waste money.” But what happens when those kinds of money stories start holding us back?In this heartfelt episode of XO Conversations, Dr. Rishma Walji sits down with Cammie Doder and Sandi Bragar, co-hosts of the Money Tales Podcast, to explore the emotional and practical sides of money. ✨ How childhood money stories shape adult decisions

    Right Thinking with Steve Coplon
    Personal Finance And Small Business Ownership - Part 4 | Episode #456 | Encore Edition #19

    Right Thinking with Steve Coplon

    Play Episode Listen Later Nov 10, 2025 49:50 Transcription Available


    Right Thinking with Steve Coplon.This week's show is called "Personal Finance and Small Business Ownership Part 4 - Encore Edition #19". Tune in and hear Steve as he continues in the last of this four-part series to teach valuable lessons on how to reach success in business. Now that you've established your Sales Goals, your best chance to reach them is with a well-managed Marketing Plan.https://www.talknetworkradio.com/hosts/right-thinking

    Bill Handel on Demand
    ‘How to Money' with Joel Larsgaard | Orange County DA Todd Spitzer

    Bill Handel on Demand

    Play Episode Listen Later Nov 6, 2025 24:22 Transcription Available


    (November 06, 2025) Host of ‘How to Money’ Joel Larsgaard joins the show to discuss workers planning ahead for a potential layoff, people refinancing into 84-month car loans, and ads infiltrating your fridge and car. Bed shortage could lead to release of mentally ill inmates; Orange County DA Todd Spitzer joins the show. A boy and his thousands of bees took on this California city… and won. See omnystudio.com/listener for privacy information.

    Progressive Pockets
    196. The Family that Gives Together, Grows Together

    Progressive Pockets

    Play Episode Listen Later Nov 6, 2025 8:07 Transcription Available


    Send us a textThe family that gives together grows together! Figuring out how to get everyone involved in your family's giving can be a great exercise for the holidays. Tune in this week to learn more!Links from today's episode:https://hbr.org/2020/08/whats-your-familys-mission-statementhttps://www.theatlantic.com/sexes/archive/2013/02/want-to-give-your-family-value-and-purpose-write-a-mission-statement/273491/ Support the show

    KFI Featured Segments
    @BillHandelShow – ‘How to Money' with Joel Larsgaard

    KFI Featured Segments

    Play Episode Listen Later Nov 6, 2025 10:46 Transcription Available


    Host of ‘How to Money’ Joel Larsgaard joins the show to discuss workers planning ahead for a potential layoff, people refinancing into 84-month car loans, and ads infiltrating your fridge and car.See omnystudio.com/listener for privacy information.

    The Best Interest Podcast
    Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120

    The Best Interest Podcast

    Play Episode Listen Later Nov 5, 2025 34:18


    Today, Jesse is joined by Professor John Dinsmore—behavioral finance researcher, marketing scholar, and author of The Marketing of Debt: How They Get You—for a conversation about how persuasion, psychology, and modern advertising quietly shape our financial lives. Together, they explore how marketers exploit human biases like loss aversion, anchoring, and over-optimism to sell products, loans, and debt, and why AI-driven "adaptive ads" are making it harder than ever to recognize when we're being influenced. John shares real-world examples—from car dealerships to "buy now, pay later" offers and sports betting apps—revealing how even savvy consumers fall prey to tactics designed to exploit fear, emotion, and cognitive shortcuts. The discussion also dives into the growing vulnerability of retirees targeted by complex financial products, and why awareness, self-monitoring, and slowing down decisions are key defenses. Throughout, Jesse and John remind listeners that acknowledging our weaknesses is a strength—and that understanding how marketing works is one of the best ways to protect both our wallets and our wellbeing.  Key Takeaways:• Marketing works on everyone—even when we think we're immune. Most people admit that advertising influences others, but few realize how deeply it shapes their own decisions. • People tend to believe they'll have more time, money, or stability in the future, making it easy to justify debt today. • Loss aversion drives many financial mistakes. We fear losses more than we value gains, which leads us to buy unnecessary warranties, insurance, or "safety" products. • AI-powered marketing will get subtler. As systems learn to mimic human tone and emotion, it will become harder to tell when you're being influenced. • Social media blurs the line between content and advertising. Influencer partnerships and native ads make it harder to recognize when you're being sold to. • Being "weak" isn't failure—it's human. Admitting our psychological blind spots allows us to build systems and habits that protect us. Key Timestamps:(01:49) – Understanding Personal Weaknesses (04:25) – The Impact of Marketing and Advertising (08:22) – Interview with Professor John Dinsmore (13:19) – The Marketing of Debt (25:56) – Practical Tips to Combat Marketing Influence Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https://www.johndinsmore.com/ LinkedIn: https://www.linkedin.com/in/johnbdinsmore/ Mentions: https://bestinterest.blog/i-am-weak/ The Marketing of Debt: How They Get You by John B. Dinsmore  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

    Canadian Wealth Secrets
    My Money's Stuck in My Corporation — How Do I Actually Use It Tax Efficiently?

    Canadian Wealth Secrets

    Play Episode Listen Later Nov 5, 2025 26:03


    Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHow can you access the wealth trapped inside your corporation—without triggering a massive tax bill?Many successful Canadian business owners hit a surprising wall: their company's thriving, their retained earnings are healthy, and yet their personal dreams—like buying that dream home by the beach—feel just out of reach. You've done everything “right”: paid yourself a smart salary, minimized taxes, built up savings inside the corporation. But when it's time to use that wealth personally, the corporate veil suddenly feels like a barrier. This episode unpacks how to bridge that gap strategically, so you can enjoy the fruits of your business success without an unnecessary tax hit.In this episode, you'll learn:How to structure a “Wealth Reservoir”—a financial system that gives you liquidity and flexibility while keeping your money working inside your corporation.A powerful way to access corporate wealth personally using a high-cash-value life insurance policy and third-party leverage—without prematurely pulling money out and losing tax advantages.Why proactive “upstream planning” sets you up for financial freedom later—and helps you avoid reactive, last-minute decisions that cost you thousands in taxes.Press play now to learn how to unlock your corporate wealth and turn your business success into real-life financial freedom.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian business owners seeking financial freedom in Canada can unlock powerful results by integrating corporate wealth planning with smart personal finance strategies. By building a wealth reservoir—a system that leverages corporate assets for liquidity and tax advantages—entrepreneurs can achieve both business grReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    Steve Forbes: What's Ahead
    S E3: Spotlight: If The Fed Doesn't Continue Cutting Rates, This Bull Market Is Headed For The Slaughterhouse

    Steve Forbes: What's Ahead

    Play Episode Listen Later Nov 4, 2025 2:57


    Steve Forbes explains why the Federal Reserve must continue cutting rates despite Fed Chair Jerome Powell's hesitance to do so, warning that failure would cause the stock market's bull run to turn bearish. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Decide It's Your Turn™: The Podcast
    Redefining Yourself in a World That Wants to Box You In

    Decide It's Your Turn™: The Podcast

    Play Episode Listen Later Nov 4, 2025 29:18


    In this episode, Christina Lecuyer gets real about a moment that hit harder than she expected — being called a “life coach.” What seemed like a simple label sparked frustration, self-doubt, and a deeper question of identity. Christina opens up about what it's like to feel misunderstood in your work, why certain words can trigger old insecurities, and how to move through emotional reactions instead of letting them define you.She shares the inner work she had to do: realizing where the anger came from, why proving herself mattered so much, and how she reclaimed her voice and confidence in the consulting space. This episode is for anyone who has ever felt misjudged, underestimated, or boxed into a version of themselves that didn't feel true.If you're in a season of redefining yourself, this conversation reminds you that growth is rarely clean — but always worth it.

    The Investing Podcast
    Local Election Day Across the US & ISM Manufacturing Suggests Lower Inflation | November 4, 2025 – Morning Market Briefing

    The Investing Podcast

    Play Episode Listen Later Nov 4, 2025 24:58


    Ben and Tom discuss the New York mayoral elections, the ISM Manufacturing Report, and Starbucks selling 60% of its China unit to Boyu Capital. Song: O.D.'d In Denver - Hank Williams Jr.For information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

    KFI Featured Segments
    @WakeUpCall – ‘How to Money' with Joel Larsgaard

    KFI Featured Segments

    Play Episode Listen Later Nov 4, 2025 4:13 Transcription Available


    Amy talks with the host of ‘How to Money' Joel Larsgaard about renters having the upper hand, holiday budgeting, and new cars for $50k.See omnystudio.com/listener for privacy information.

    ChooseFI
    Getting Personal with Personal Finance: Maggie Tucker | ep 571

    ChooseFI

    Play Episode Listen Later Nov 3, 2025 64:38


    Maggie Tucker shares her journey to financial independence at the age of 41, discussing her experiences with fear and anxiety about leaving a secure job. Her insights on the importance of community, transparency in financial matters, and travel with children highlight how to embrace a fulfilling life beyond conventional measures of success. Timestamps & Key Topics: 00:00:00 Podcast Intro 00:01:38 Maggie's Financial Journey Maggie reflects on her upbringing and financial habits. 00:07:02 Overcoming Financial Fears Maggie discusses her fears about running out of money and regretting her job change. Key Insight: "Fear of running out of money and regretting career change plagued me." 00:08:16 Reflecting on Career Choices The identity shift after leaving a high-paying job and the revelation that work was not all of who she was. Key Insight: "I don't regret leaving my job; my identity was more than work." 00:10:20 Strategies to Mitigate Fear Quantifying fears by assigning costs to them helped Maggie alleviate financial anxiety. Actionable Takeaway: "Make a list of financial fears and quantify their impact to manage anxiety around financial independence." 00:26:04 The Importance of Travel Maggie shares her perspective on travel as a bonding experience with her children, stressing that families can travel anywhere and enjoy it. Key Insight: "I think you can take kids anywhere, it's about aligning travel with their interests." 00:44:40 Listener Questions Maggie addresses various listener inquiries, including her strategies for financial independence and travel with kids. 01:04:34 Conclusion Actionable Takeaways: Create a detailed list of financial fears and assess their potential impact to reduce anxiety regarding financial independence. When traveling with children, ensure activities cater to their interests for a more enjoyable experience. Key Quotes: "Quantifying fears helped me mitigate anxieties around money." 00:10:20 "Creating for joy is now viewed as radical." 00:48:31 Discussion Questions: What fears do you have about achieving financial independence? 00:07:02 How can discussing financial fears with others help alleviate anxiety? 00:10:20 What strategies can you implement to quantify your financial fears? 00:10:20 What are the benefits of travel for families? 00:59:53 Speaker Highlights: Maggie Tucker: Creator and host of Inside Out Money, achieved financial independence by actively managing her salary and savings, while also facing her fears head-on. Related Resources: Inside Out Money Podcast

    Mindset Mastery Moments
    #112 Empowering Women: Breaking Financial Barriers with Nicole Johnson

    Mindset Mastery Moments

    Play Episode Listen Later Nov 3, 2025 57:56


    In this empowering episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with Nicole Johnson, a renowned financial strategist and founder of Wealthy Women Lifestyle, to explore the transformative power of mindset in achieving financial independence. Together, they discuss breaking free from limiting beliefs, prioritizing financial well-being, and building a legacy of empowerment and prosperity.Nicole shares her personal journey from financial struggle to success, offering practical insights and strategies to help listeners reclaim their financial power. The conversation delves into the importance of financial education, breaking generational cycles, and the role of mindset in creating a prosperous future.This episode is a must-listen for anyone seeking to empower themselves financially, embrace growth, and build a legacy of wealth and independence.

    Average Joe Finances
    319. Breaking Financial Boundaries with Tracey Lundell

    Average Joe Finances

    Play Episode Listen Later Nov 2, 2025 43:00


    Join us on Average Joe Finances as our guest Tracey Lundell, a wealth advisor, shares her unconventional journey from aspiring diplomat to financial industry expert. Calling in from Canada, Tracy offers insights into her varied career, the importance of diversified income streams, and the necessity of taking that first step toward financial literacy. She emphasizes creating customized financial plans based on individual values and the significance of actionable steps in achieving long-term financial goals. Tracy also provides tips on navigating the complexities of investing and the importance of building a supportive team of advisors, mentors, and resources.In this episode:Pick up how financial flexibility can empower you to adapt and thrive through life's unexpected turns.See why diversifying both your investments and income streams is key to long-term freedom.Realize that financial planning isn't rigid—it's a living strategy built around your values and goals.Take note that the hardest step in wealth-building is simply starting—progress begins with action.And so much more!Key Moments:Find Tracey LundellWebsite: www.seaglasswealth.comFacebook: https://www.facebook.com/seaglasswealth/LinkedIn: https://www.linkedin.com/in/traceylundell/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

    Optimal Finance Daily
    3337: The Lazy Person's Guide to Money by Jessica Jokisch on Simple and Practical Personal Finance

    Optimal Finance Daily

    Play Episode Listen Later Nov 1, 2025 9:15


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3337: Jessica Jokisch offers a refreshingly simple approach to managing your finances with minimal effort, showing how just 15 minutes a week can keep your money life on track. From automating bills and savings to using smart tools and outsourcing complex tasks, her lazy-but-effective system proves that financial peace doesn't require spreadsheets or stress. Read along with the original article(s) here: https://www.christineluken.com/the-lazy-persons-guide-to-money/ Quotes to ponder: "Use laziness in your favor to save more money!" "Money management can feel time-consuming and overwhelming. And some money gurus make it harder than it needs to be." "When I was first cleaning up my money, the key for me was building awareness." Episode references: Mint: https://mint.intuit.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
    3337: The Lazy Person's Guide to Money by Jessica Jokisch on Simple and Practical Personal Finance

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

    Play Episode Listen Later Nov 1, 2025 9:15


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3337: Jessica Jokisch offers a refreshingly simple approach to managing your finances with minimal effort, showing how just 15 minutes a week can keep your money life on track. From automating bills and savings to using smart tools and outsourcing complex tasks, her lazy-but-effective system proves that financial peace doesn't require spreadsheets or stress. Read along with the original article(s) here: https://www.christineluken.com/the-lazy-persons-guide-to-money/ Quotes to ponder: "Use laziness in your favor to save more money!" "Money management can feel time-consuming and overwhelming. And some money gurus make it harder than it needs to be." "When I was first cleaning up my money, the key for me was building awareness." Episode references: Mint: https://mint.intuit.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    Steve Forbes: What's Ahead
    Spotlight: Jerome Powell's Wednesday Press Conference Shows Why He Must Step Down Now Immediately

    Steve Forbes: What's Ahead

    Play Episode Listen Later Oct 31, 2025 4:15


    Steve Forbes shares his unvarnished reaction to Fed Chair Jerome Powell's press briefing on Wednesday, calling out Powell's comments about a possible December rate cut and slamming the institution for remaining wedded to the false idea that prosperity causes inflation.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Investing Podcast
    Apple, Amazon Earnings & More Private Credit Fraud | October 31, 2025 – Morning Market Briefing

    The Investing Podcast

    Play Episode Listen Later Oct 31, 2025 25:43


    Andrew, Ben, and Tom discuss more big tech earnings and the latest private credit fraud.   Song: Thriller - Michael JacksonFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

    Steve Forbes: What's Ahead
    Spotlight: Milei's Victory Poses A Crucial Test For World Leaders—Can They Finally Understand Inflation?

    Steve Forbes: What's Ahead

    Play Episode Listen Later Oct 30, 2025 5:00


    Steve Forbes responds to the election victory for Argentinian President Javier Milei's party by pointing out that now world leaders have to finally understand the nature of inflation, and solve it before it leads to more social and economic destruction.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Fulfilled as a Mom
    348: [MONEY] Back to Basics: All Your Personal Finance Questions Answered

    Fulfilled as a Mom

    Play Episode Listen Later Oct 30, 2025 27:51


    This is the final episode in our Back to Basics Money series. We're wrapping up the series with a Q&A covering the top questions sent in by listeners. Thank you for joining us in this Back to Basics series. Feel free to go back and relisten to any episodes that you want to dig a little deeper into or that might pertain to a new stage of life you're in. If you have any more questions beyond the ones we discuss in this episode, please reach out to us at themoneypa [@] gmail.com. If you have any other money topics you'd like us to cover in the future, let us know those, too!Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she's here to share her knowledge with all of you!SPONSORS

    Steve Forbes: What's Ahead
    Spotlight: Can Japan's New PM Save Her Nation From An Economic Crisis That Would Also Hurt The U.S.?

    Steve Forbes: What's Ahead

    Play Episode Listen Later Oct 28, 2025 4:44


    Steve Forbes praises the Thatcheresque inclinations of Japan's new prime minister, Sanae Takaichi, which could help her nation dig out of its economic rut—but Forbes warns that she is still pursuing the same plans as before, which could ensure an economic crisis.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    ChooseFI
    State of the Stock Market 2025 Q&A with Brian Feroldi | Ep 570

    ChooseFI

    Play Episode Listen Later Oct 27, 2025 63:47


    Brian Feroldi discusses the current state of the stock market, providing insights on market valuations, personal investment strategies, and the impact of artificial intelligence on stock analysis. The conversation highlights the importance of sustainability in stock market growth, potential investment pitfalls, and the benefits of leveraging AI tools for detailed analyses. Key Topics & Timestamps Introduction to the State of the Stock Market (00:01:01) Overview of stock market performance in 2025, with S&P 500 recording over 15% growth year-to-date. Current Market Valuation Insights (00:02:04) Discussion on historical performance indicators and high valuation levels. "Sustained double-digit growth in the stock market isn't feasible long-term." (00:02:15) Brian Feroldi's Personal Investment Strategy (00:05:00) Brian shares his strategy of maintaining a 30% cash position during high valuations and investing 70% in the market. Importance of personal financial situations when making investment choices. Impact of AI on Stock Analysis (00:24:19) Insights on how AI can enhance stock analysis when provided with clear directives. "As long as you're giving AI clear directions, it can provide incredible analysis." (00:26:10) Audience Questions and Answers (00:30:00) Discussion on individual stocks vs. index funds and thoughts on tax implications. Benefits of Fee-Only Financial Advisors (00:53:24) Advocating for fee-only hourly consultations for transparent financial advice versus traditional AUM models. Conclusions and Future Predictions (01:03:05) Summary of Brian's thoughts on market sustainability and advice for investor strategies moving forward. Actionable Takeaways Maintain a cash reserve during high market valuations to ensure better investment opportunities. (00:06:32) Utilize AI tools for deeper stock analysis, focusing only on credible data sources. (00:26:10) Regularly consult fee-only financial advisors for actionable insights without ongoing asset management fees. (00:53:24) Key Quotes Brian Feroldi: "Investment strategies should reflect personal financial situations." (00:05:00) Brian Feroldi: "Dollar-cost averaging into total stock market index funds is just so rock solid." (00:21:27) Related Resources Notebook LLM (00:25:05) Finviz Stock Screener (00:40:09) Nectarine (00:53:24) OpenPath Financial (00:54:32) Abundo Wealth (00:54:32) Discussion Questions How has the recent performance of the S&P 500 influenced your investment strategy? (00:02:04) What role do you think AI will play in future investment decisions? (00:26:10) How do you approach high market valuations as an investor? (00:06:32)

    Self Reflection Podcast
    Building Wealth, Mindset, and a Legacy of Resilience

    Self Reflection Podcast

    Play Episode Listen Later Oct 27, 2025 106:37


    Send us a textCan shifting your mindset about money unlock not just financial freedom, but also mental peace? In this deeply inspiring and practical episode, Lira sits down with Shai-dam Akwo, a financial professional consultant and CEO of One-Off Elite, who shares his incredible journey from extreme poverty in Cameroon to building a successful life and business in the United States. Shy's story is a powerful testament to resilience, the drive for a better future, and the critical role financial literacy plays in breaking generational cycles.Shai offers profound insights into the cultural and historical reasons why money remains a taboo subject in many African and Black communities, explaining how societal pressures and a misunderstanding of wealth often lead to financial stress and hinder true progress. He draws a crucial distinction between being rich (making money) and being wealthy (building sustainable financial peace and security that lasts even if you stop working). This conversation is a masterclass in shifting from a survival mindset to a wealth-building one.This episode is packed with actionable advice for anyone ready to take control of their financial future. Shai emphasizes the foundational steps: educating yourself (even through free resources like YouTube and audiobooks), setting massive goals that scare you, disciplined budgeting, finding side hustles, and understanding that building wealth is a long-term journey requiring consistency and patience. He passionately argues that life insurance is the cornerstone of any wealth-building plan, explaining how it protects your most valuable asset—your ability to earn income—against life's uncertainties like critical illness, ensuring your family's stability and peace of mind.Join Lira and Shai for a conversation that bridges finance, mindset, resilience, and mental well-being, offering both inspiration and a practical roadmap to creating a life of security and purpose.Support the showCall to Action: Engage with the Self-Reflection Podcast community! Like, follow, and subscribe on Spotify, Apple Podcasts, YouTube (Self-Reflection Podcast by Lira Ndifon), and all major podcast platforms. Share your insights and feedback—we value your contributions! Suggest topics you'd like us to explore. Your support amplifies our reach, sharing these vital messages of self-love and empowerment. Until our next conversation, prioritize self-care and embrace your journey. Grab your copy of "Awaken Your True Self" on Amazon. Until next time, be kind to yourself and keep reflecting.

    Average Joe Finances
    318. The Art of Passion and Capability with Tim Dwyer

    Average Joe Finances

    Play Episode Listen Later Oct 26, 2025 41:03


    Join us on Average Joe Finances as our guest Tim Dwyer,shares his 20+ years of experience in business coaching, detailing his journey from a corporate career at Telstra to running his own business coaching company. He emphasizes the importance of passion, purpose, and capability in building a successful business and introduces his innovative 'Toly Map' system for business growth. Tim also discusses the impact of AI on business landscapes and the significance of aligning with one's true passion to navigate future changes. Through various anecdotes, he sheds light on why trusting instincts and fostering a growth-oriented and passionate team are crucial for long-term success.In this episode:Gain clarity on how aligning passion with strategy can turn a business into both a purpose and a profit engine.Uncover how Tim Dwyer's Tmy Map offers a structured path to scale, sell, or sustain your business with intention.Recognize the power of building culture and leadership that evolves alongside your growing team.Take away timeless lessons on decision-making, self-awareness, and serving with joy in an ever-changing business world.And so much more!Key Moments:00:41 Meet Tim Dwyer: From Corporate to Coaching01:20 Tim's Business Journey and Coaching Philosophy03:40 The Google Maps of Business Success08:56 Inspiration vs. Opportunity in Business11:15 The Importance of Passion and Capability15:17 Building a Passionate Team19:21 Success Story: Passion-Driven Growth22:52 The Importance of Passion and Capability in Business23:44 Building and Managing a Successful Team28:27 The Role of Culture in Business Growth29:48 Final Round: Personal Insights and Lessons Learned33:57 Tips for Aspiring Entrepreneurs35:34 Book Recommendations and Final ThoughtsFind Tim DwyerWebsite: https://www.timdwyer.net.au/LinkedIn: https://www.linkedin.com/in/timdwyer11/?originalSubdomain=auAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

    The Rational Reminder Podcast
    Episode 380: John Y. Campbell - Fixing Personal Finance

    The Rational Reminder Podcast

    Play Episode Listen Later Oct 23, 2025 83:29


    What if capitalism itself is confusing your personal finance decisions? In this week's episode, Harvard economist John Y. Campbell joins us to unpack his new book, Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone, co-authored with Tarun Ramadorai. John argues that the financial system—while essential—is failing ordinary people through complexity, hidden costs, and misplaced incentives. Drawing on decades of research in household finance, he explains why products are too expensive, advice too conflicted, and decisions too difficult, and how policy and design can fix it. Key Points From This Episode:   (0:04) Introduction – Rational Reminder's focus on sensible investing and decision-making. (1:46) Why Canadian finance feels broken: complexity, branding, and lack of competition. (4:53) Introducing John Y. Campbell and his new book Fixed. (5:43) The role of the financial system in everyday life: smoothing income, enabling investment, and managing risk. (7:14) The two main problems in modern finance—products are too complicated and too expensive. (9:17) Why financial decisions are so hard: our brains didn't evolve for math, and temptation bias wins. (11:36) How far financial literacy education really helps—and its limits for inequality. (14:26) The “corruption of capitalism”: how capitalists exploit consumer confusion and misperceived value. (18:15) Cross-subsidies: how the mistakes of the poor often subsidize the wealthy. (21:05) Competition only works when consumers can compare price and quality. (22:15) Financial innovation—when technology helps vs. when it deceives. (24:24) Conflicts of interest in advice: why “trusted” advisors often don't act in clients' best interests. (26:26) Why loyal, long-term bank customers often get worse deals. (27:20) The illusion of opting out: why avoiding finance (or choosing crypto) is “jumping out of the frying pan into the fire.” (30:24) The global emergency-savings problem—why volatility hits the poor hardest. (32:26) Is college worth it? Returns, costs, and who actually benefits. (35:47) How to think rationally about buying versus renting a home. (38:16) Housing in retirement—why reverse mortgages make sense but are misunderstood. (40:25) Mortgage mistakes: not shopping, not refinancing, and the racial gap that results. (44:41) Using utility theory to make better insurance and investment choices. (46:55) Principles for investing in stocks: participate, diversify, minimize fees, and ignore short-term noise. (48:24) How real investor behavior deviates from these principles—chasing returns and confusing investing with gambling. (51:17) Insurance mistakes: overinsuring small risks, underinsuring big ones. (54:11) How much to save for retirement—and how most people fall short. (55:40) Lifecycle investing: why target-date funds are good but could be better. (57:56) Why annuities make sense, and how better framing could make them more popular. (59:30) Technology's double edge: lower costs but higher temptation and discrimination. (1:02:17) Lessons from crypto: why stablecoins matter and what regulators should learn. (1:05:26) From nudge to shove: how governments should actively design simpler, safer products. (1:10:02) Where regulation goes too far—and why governments shouldn't run finance directly. (1:13:10) Priority areas for reform: retirement accounts, transaction accounts, and insurance. (1:14:49) The four design principles for a better system: simple, cheap, safe, easy. Links From Today's Episode:   Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.  Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemind Rational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

    HerMoney with Jean Chatzky
    EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards

    HerMoney with Jean Chatzky

    Play Episode Listen Later Oct 22, 2025 38:44


    We're more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having real conversations about money with the people closest to us? We still freeze. This week, Jean sits down with Carl Richards — New York Times “Sketch Guy” columnist, CFP®, and author of the new book Your Money: Reimagining Wealth Through 101 Simple Sketches — to talk about why personal finance is more emotional than we think, and how to start the conversations we've been avoiding. In this episode, we cover: Why budgeting tools don't fix emotional money problems How to align your spending with your values (without guilt) Why we underestimate our future financial needs Carl's take on market volatility, retirement, and behavior-based investing Why your calendar and checkbook reveal your true priorities And how to talk about money with your partner, kids, or even yourself Resources: ✏️ Follow Carl on Instagram: @behaviorgap

    Steve Forbes: What's Ahead
    Is President Trump Headed For Failure In Ukraine?

    Steve Forbes: What's Ahead

    Play Episode Listen Later Oct 22, 2025 4:13


    Steve Forbes warns that President Trump appears to be pushing a settlement with Russia that would jeopardize Ukraine's viability, and would jeopardize the free world—and urges the administration to change course and protect Ukraine's sovereignty.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
    How Can I Learn About Personal Finance?

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

    Play Episode Listen Later Oct 16, 2025 30:52 Transcription Available


    On this Ask Suze & KT Anything episode, KT asks Suze your questions about what to do with money you don’t need for five years or longer, selling property, advice for getting young people educated about personal finance and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.