Podcasts about Personal finance

Join Mike Cavaggioni with Quentin D'Souza on the 78th episode of the Average Joe Finances® Podcast as they talk about why he left teaching for real estate, why he stopped coaching, why you shouldn't be the expert in everything, and so much more. As Quentin shares what can be anticipated from his book The Action Taker's Real Estate Investing Planner, tune in and find out why he doesn't do annual goals and why he believes planning is still so underrated.In this episode, you'll learn:Quentin D'Souza – on practicing self-employment before fully entering real estate The asset's highest and best useAbout the book The Action Taker's Real Estate Investing PlannerIf you plan well, you achieve well!How not to scale any businessAnd much more!About Quentin D'Souza:Quentin D'Souza is a multiple award-winning Real Estate Investor and a trusted authority on real estate investing. He is an Ontario Certified Teacher and holds two university degrees, which includes a Master's in Education. Quentin has appeared on local and national television and radio, interviewed in national publications, and has been a keynote speaker to large audiences of real estate investors.Quentin's company, Appleridge Homes, uses the Buy, Fix, Refinance, and Rent strategy on long-term rental properties in Ontario, Canada, as well as with joint venture partnerships to create win/win relationships on Apartment Building purchases. Quentin owns a real estate portfolio above 80 million dollars of assets under management across Canada and the US and has transacted on 80+ properties since 2004.Quentin is the author of "The Property Management Toolbox: A How-To Guide for Ontario Real Estate Investors and Landlords," "The Filling Vacancies Toolbox: A Step-By-Step Guide for Ontario Real Estate Investors and Landlords for Renting Out Residential Real Estate," "The Ultimate Wealth Strategy: Your Complete Guide to Buying, Fixing, Refinancing, and Renting Real Estate" and "The Action Taker's Real Estate Investing Planner."Find Quentin D'Souza on:Website: https://www.getrealwealthy.com/LinkedIn: https://www.linkedin.com/in/quentindsouza/Instagram: https://www.instagram.com/qmanrei/Twitter: https://twitter.com/qmanreiYouTube: https://www.youtube.com/c/GetRealWealthyOrder your copy of The Action Taker's Real Estate Investing Planner, Book by Quentin D'Souza:https://www.amazon.com/Action-Takers-Estate-Investing-Planner/dp/099367173XAverage Joe Finances®Our social media links can be found here: https://flow.page/avgjoefinancesCheck out: https://averagejoefinances.comBalance Your Portfolio with Passiv: https://averagejoefinances.com/passivBuying or Selling a House? https://averagejoefinances.com/realtorInterested in getting your real estate license? https://averagejoefinances.com/prepagentUse the same Audio/Video Editing Team that I use: https://editpods.comHost your own Podcast here: https://averagejoefinances.com/buzzsproutSocial Media Management Tool: https://averagejoefinances.com/social-mediaPodcast Book I'm Published in: https://averagejoefinances.com/daniel-larsonFree Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webullConsolidate debt: https://averagejoefinances.com/sofi-loans/Get Life Insurance: https://averagejoefinances.com/ladderAverage Joe Finances Swag: averagejoefinances.com/resources/shoJoin me at the Real Estate Wealth Builders Conference in Phoenic, AZ this March 10th-12th. Get your conference tickets here: https://rewbcon.comUse promo code MIKE to get $50 off.Support the show (https://www.buymeacoffee.com/avgjoefinances)

Cap Rate Instagram Post: https://www.instagram.com/p/CWYFeH4sPP1/Coffee We're Drinking: https://www.tweedcoffee.com/retail-coffee/rosalees-12oz-bag-fbkhjFor more info, check us out at makeitraincapital.com.Welcome to Make It Rain: Multifamily Real Estate Investing for Millennials!  We're Daisy and Luc, two millennials who love multifamily investing.  With every episode, whether we're discussing a special topic or have on an amazing guest, the goal is to provide education and resources for anyone interested in investing in multifamily real estate, especially if you're a millennial.  We're excited to chat with you about the what's, the why's, the how's, the who's.  The best way to show support is to share it with anyone who might benefit from it and leave us an awesome review. Check out our website at makeitraincapital.com for more goodies.  Take action on your financial future TODAY!

This week's topic is about the true cost of new appliances and warranties. We are a society that has too much stuff and we have become accustomed to the conveniences that have made our lives easier than it did for our grandparents.  This is a great thing; however, appliances have become increasingly expensive due to the features that they offer as well as the high rate of inflation mainly due to the supply chain shortage.  With that being said when you buy an appliance it is important to consider if there are other costs exists beyond the actual price The first thing is to start with the discount which creates your base price and then add any tax if it exists in your state or municipality.  After that it is important to factor in what you are buying in that it may involve other costs beyond the straight purchase. For example, I just purchased a new washer and dryer set that was $2,800 that was discounted to $2,200; however, I paid additional costs for hooking up the equipment which also came with parts and labor. There was also a charge to haul away the old appliances.  Lastly, I opted for a $200-five year warranty for the washer and dryer each with my logic being that the appliances would need service and would exceed $400. All in all, my total cost was $2,878 with tax which is 31% higher than what the sticker price.  To sum things up, it is important to purchase the product that fits your needs and when you nail that down, think about the appliance protection as the odds are that you'll pay more later for repairs if you opt out of warranty coverage. Lastly, when you budget for major appliances, factor-in at least 25% over the discounted price.  With that being said, the everyday modern appliance is a beautiful thing; however, the major difference is that they do not last as long as they used to - the logic says that when app Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

IN THIS EPISODE YOU'LL LEARN:06:21 - Why you should invest based on your vision of the world.06:21 - How to invest based on psychology and vision.29:39 - How to allocate your portfolio.36:19 - Why you should consider adding international and emerging market exposure to your portfolio.36:19 - Why investors ignore international and emerging market stocks.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRobert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.Get a FREE audiobook from Audible.Brains.com learning community.Morgan Housel's book The Psychology of Money.Is it time to invest or wait?JL Collin's book The Simple Path to Wealth.The Value of a Diversified Portfolio.David Swensen's book Unconventional Success.All of Robert's favorite books.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Eat clean 24/7, with fresh—never frozen—prepared meals that are so delicious with Factor. Use code wsb120 to get $120 off over your first 5 weeks of meals.Don't let anything interfere with your happiness or is prevent you from achieving your goals. Allow BetterHELP to help assess your needs and match you with your own licensed professional therapist. Get 10% off your first month!Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Now, not only the wealthy can afford collectibles! Enter Otis, an investment platform that makes it possible for almost anyone to invest in shares of cultural assets. Sign up now at withotis.com/TIP to get your first share for FREE!Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Learn more about how you can get started investing in some of the best cash flow markets today with Rent to Retirement.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Get daily content from Robert on Instagram @therobertleonardRead this episode's transcript and full show notes on TIP: theinvestorspodcast.com/millennial-investingConnect with Christopher: Website | LinkedInSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For the first time since the Cold War, we are faced with powerful adversaries determined to fundamentally alter the global status quo and who have the means to seriously challenge the U.S. Can the Biden Administration develop a defense and foreign policy strategy that meets our real needs before it's too late? Steve Forbes on the crises brewing internationally and on why Biden's foreign policy response must change.Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

The Power Of Faith! Your new goals and new intentions won't make it far without faith and imagination. Watch this episode to learn how to activate your faith! #2022TheYearOfChange   This episode is brought to you by POSA Wellness Co  You deserve to feel good!  Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com www.POSAwellness.Com

Planning for retirement is complex and challenging. My guest today, Rodney Brooks, shares his insights on retirement and we discuss his new book Fixing the Racial Wealth Gap: Racism & Discrimination Put Us Here, But This is How We Save Future Generations on the challenges African Americans face in retirement planning. We discuss: How he first become interested in writing about personal finance and retirement After writing about retirement, how his life in "retirement" is going What likely surprises people should be prepared for in retirement The benefits of working longer What regrets people have shared with him about their retirements His new book Fixing the Racial Wealth Gap: Racism & Discrimination Put Us Here, But This is How We Save Future Generations The size and scope of the wealth gap and the health gap The unique challenges African Americans face in planning for retirement – and Black women in particular His views on the most important things people need to do to plan for a successful retirement How people can learn more Rodney Brooks joins us from Maryland. __________________________ Bio Rodney Brooks is a veteran journalist, writer and author specializing in  retirement planning and other personal finance issues.  He's written for many national publications, including USA TODAY and The Washington Post, His columns currently run in U.S. News & World Report and AARP's Senior Planet. Brooks is a contributor for National Geographic, Next Avenue, and many others. He has also written about professional athletes and their finances for the Undefeated, an ESPN website. He is author of the book Fixing the Racial Wealth Gap:what has put us here, but how we can save future generations. He is co-author of Retirement Planning Essentials: A Guide to Living Well Without Running out of Money. He is also the author of Is One Million Dollars Enough: A Guide to Planning for and Living Through a Successful Retirement.. Prior to retiring in 2015 after 30 years, Brooks was Deputy Managing Editor for Personal Finance and retirement columnist for USA TODAY, where he coordinated all personal finance on all platforms for USA TODAY. __________________________ For More on Rodney Brooks Fixing the Racial Wealth Gap:what has put us here, but how we can save future generations. Website: rodneyabrooks.com Cornell Alumni profile Follow on Twitter @Perfiguy __________________________ Wise Quotes On Retirement Today "I don't really consider myself retired because retirement has changed and retired people people do many things in retirement. They don't sit home or watch westerns on TV like our daddies did. People keep busy and that's hard for a lot of people. My son-in-law asked: So, when are you really gonna retire?  I said I don't really anticipate it because what would I do." "People aren't really prepared for figuring out what to do, if they don't have things planned out yet. I had a friend,  a good friend, who called me up and said Rodney, there's nothing to do! Well, think about that before you retire. I always tell people make sure you have a plan for how you're going to spend your time. If you're not going to work, have a plan to do something. Volunteer. You'll get real tired if you play golf every day or do all those home projects you thought you would get to [one day]. You'll run through those, but get bored really quickly." On the Health Gap "African Americans suffer disproportionately from 8 of the top 13 leading causes of death in the United States,  for a bunch of reasons. Black Americans have higher rates of heart disease, hypertension, and diabetes, and  you have to add murder in there. But, many people don't realize that Alzheimer's is is twice as likely to happen to a Black woman than a white American. I did a story on Blacks and Alzheimer's and I was shocked at the numbers. I really didn't really know that there was a racial component there.

IN THIS EPISODE, YOU'LL LEARN: 32:52 - What the incentives are for continued Bitcoin adoption.23:25 - How Bitcoin price will perform if we see another deflationary shock in the markets.43:09 - The most important metrics Preston looks at to test his Bitcoin thesis.51:28 - Why Bitcoin hasn't hit Preston's $100k price target.55:03 - The potential risks that Preston sees in Bitcoin.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRobert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.A visual representation of Bitcoin's growth.Trade Bitcoin with Swan.Get a FREE audiobook from Audible.Check out our Investing Starter Packs about business and finance.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Eat clean 24/7, with fresh—never frozen—prepared meals that are so delicious with Factor. Use code wsb120 to get $120 off over your first 5 weeks of meals.Don't let anything interfere with your happiness or is prevent you from achieving your goals. Allow BetterHELP to help assess your needs and match you with your own licensed professional therapist. Get 10% off your first month!Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Now, not only the wealthy can afford collectibles! Enter Otis, an investment platform that makes it possible for almost anyone to invest in shares of cultural assets. Sign up now at withotis.com/TIP to get your first share for FREE!Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Learn more about how you can get started investing in some of the best cash flow markets today with Rent to Retirement.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Read this episode's transcript and full show notes on our website.Connect with Preston: Twitter Connect with Clay: Twitter Connect with Robert: Twitter | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

By all traditional measures, stocks have been overvalued for a long time. With stocks off to a terrible start in 2022 is the stock market still overvalued, or is the current weakness just a road bump on the way to new highs? Steve Forbes on what the bullish case boils down to, how the conditions have changed, and why investors should beware.Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

Given how crazy the cost of college is in the U.S., should we consider moving to Canada for some cheaper options? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

When you name me as your professional executor or trustee, we have an annual “check-in” call or email to make sure I'm up to date on your plan and wishes. We'll review below what we chat about during our annual check-in. But first, why annually? As your executor and potential witness if your will is contested, it's useful for me to be familiar not just with a snapshot of your wishes upon your death, but the trajectory of your wishes. For example, it helps me to track that year after year your niece was gaining your favor. Maybe she only made phone calls in the beginning, then she sent Christmas cards to you, and ultimately, she finally started visiting you. At each annual check-in, you talk about her more and more. On the flip side, if every year you report the same thing about your niece and she contests your will, then I'll know what that relationship was like if I have to testify in court. 1. Are you alive? If you answer our check in call each year, then we'll know you're alive! Of course, we care more than whether you are dead or alive. We'll ask about your health and check to see if there are any signs of capacity issues. For example, are you becoming frailer each year? Perhaps you might need a trust or other sort of estate planning advice. 2. Does your plan still reflect your wishes? Does your plan still reflect who you want as your beneficiaries? Are any of your beneficiaries dead or incapacitated since we chatted last? Perhaps there is now someone you would like to cut out of your will or maybe a beneficiary is no longer worthy of an outright inheritance. Maybe your nephew is now a drug addict or gambling addict, and you need to put his share into a trust because you still want to give him something, just not all at once. Maybe one of your beneficiaries is now in a nursing home, and you want to make sure her share is protected (not counted as an available asset). 3. Have your assets changed? Have you bought or sold anything major? As your professional executor, I need to collect and distribute your property after your death. It would definitely help me to know that your summer home in the Poconos has been sold or maybe you bought a big piece of land in Montana. Also, are you significantly richer or poorer than when we last checked in? Did your crypto crash or your Bitcoin pop? There is a cost-benefit analysis involved, and the size of your estate plays a big role in that. 4. Do your assets still have correct titles and beneficiaries? If you have a trust, you probably want a good number of assets to be no longer owned by you personally, but rather owned by the trust. Is that trust paperwork in place with the bank? Even if you don't have a trust, do you have beneficiaries on your accounts? Have you named who automatically gets your 401(k), life insurance, IRA, brokerage account, etc.? It's important to make sure the correct person is named. Is your old girlfriend from ten years ago still listed as the beneficiary? As a caveat, we generally don't recommend structuring your estate plan with beneficiary designations. There are many problems with that approach, and you can check out this link to learn more. If you do have beneficiary designations, we'll make sure the designations are at least reasonably accurate. 5. Are we still a good match?   The last thing we'll check is if you and I are still a good match. Do we still like each other, and do we still trust each other? Am I still young and fresh and up to date on estate administration? Or maybe when I am older, you'll want a younger professional executor. I mean, you should have an executor who is likely to survive you! Does my style of doing things match the way you want things done? There is no right or wrong answer. The check-in is usually a 15- or 20-minute phone call, or even a few emails back and forth. The check-in helps us keep in touch over the years and gives me a better picture of your wishes each time. If you want to learn more about professional executors, check out my book, “How to Hire an Executor,” available on Amazon.  

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Welcome back to a new season of the podcast! I hope you've had a nice winter break and like me are ready to get this year started. To kick off Season 14, I'm joined by author and personal finance reporter Erica Alini, whose new book Money Like You Mean is the perfect new year read.  Erica Alini lives in Toronto and is the incoming personal finance reporter for The Globe & Mail after being a financial journalist at Global News for several years. She was also the face and creator of the Global News' Money123 personal finance series, which aired on Global National every Saturday evening for nearly two years. In this episode, we cover so many topics that Erica writes about in her new book, Money Like You Mean It, such as the trouble with buy now, pay later apps, renting vs. owning, how to increase your income, and why the pandemic is partially the reason behind the growing popularity in investing.  For full episode show notes visit: https://jessicamoorhouse.com/311

Do you understand your true potential? In this episode of Transitions Hyacinth and Robert explore ways for you to awaken the potential within you. #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel better!  Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com

In this episode, we reflect on the past 100 episodes we've had for the podcast, expressing our profound gratitude for all our loyal listeners and feeling extremely hopeful for the future.For more info, check us at makeitraincapital.com.Welcome to Make It Rain: Multifamily Real Estate Investing for Millennials!  We're Daisy and Luc, two millennials who love multifamily investing.  With every episode, whether we're discussing a special topic or have on an amazing guest, the goal is to provide education and resources for anyone interested in investing in multifamily real estate, especially if you're a millennial.  We're excited to chat with you about the what's, the why's, the how's, the who's.  The best way to show support is to share it with anyone who might benefit from it and leave us an awesome review. Check out our website at makeitraincapital.com for more goodies.  Take action on your financial future TODAY!

The psychology of retirement: what if you've saved enough and you're financially ready to retire, but you're paralyzed by the idea of no longer earning and saving? Plus, a Roth conversion strategy when your income is too high. How to know if it pays for you to convert & how much, and should you contribute to a rollover IRA before or after leaving a job? Finally, should you purchase long-term care insurance or self-insure? Show notes, free financial resources, Ask Joe & Al On Air: https://bizlink.to/ymyw-361

IN THIS EPISODE, YOU'LL LEARN: 06:10 - The two colliding forces at an exponential rate and why they are the most important thing for investors to understand.12:07 - Why there has been such a huge disconnect in the price changes between certain industries.26:09 - Why so many people are missing the fact that deflation and technological innovation is too powerful of a force to stop.38:42 - Why Jeff believes that Bitcoin is both an asymmetric bet and one of the safest places to store value.46:30 - What Jeff is seeing for Bitcoin adoption from the private companies he works with.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRobert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.Jeff Booth's book, The Price of Tomorrow.Trade Bitcoin with Swan.Get a FREE audiobook from Audible.Check out our Investing Starter Packs about business and finance.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Eat clean 24/7, with fresh—never frozen—prepared meals that are so delicious with Factor. Use code wsb120 to get $120 off over your first 5 weeks of meals.Don't let anything interfere with your happiness or is prevent you from achieving your goals. Allow BetterHELP to help assess your needs and match you with your own licensed professional therapist. Get 10% off your first month!Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Now, not only the wealthy can afford collectibles! Enter Otis, an investment platform that makes it possible for almost anyone to invest in shares of cultural assets. Sign up now at withotis.com/TIP to get your first share for FREE!Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Learn more about how you can get started investing in some of the best cash flow markets today with Rent to Retirement.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Read this episode's transcript and full show notes on our website.Connect with Jeff: Twitter Connect with Clay: TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

President Biden and his team are faulting greedy businesses—primarily meat processors—oil and gas producers and pharmaceutical companies to avoid blame for rising prices. And, if inflation doesn't ease soon, there is talk that Biden will enforce price controls on these businesses. Steve Forbes on the swirling inflation scapegoats, on how history has demonstrated prices controls don't work and on why artificially suppressing prices would be a disastrous move!Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

The finance world is filled with complex terminology, but shortening them to acronyms like HELOC or SPAC doesn't always make them easier to understand. The WSJ's Charles Forelle joins host J.R. Whalen to define some of the acronyms that are often used for investments that can play an important role in your personal finances. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a recent Twitter conversation about LGBTQ money differences, we got pushback from a troll who claims that we're inventing an issue that doesn't really exist. But the numbers don't lie. And if you look at the research around queer people and our finances, it's obvious that we face a few challenges that others do not. So, how does being LGBTQ make money different for you? On this episode of Queer Money, we share seven ways LGBTQ money is different and provide the data to back up those claims   Subscribe to the show notes at: https://queermoneypodcast.com/subscribe

When it comes to my pre-tax and Roth 401(k), how should each side be allocated?Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A settlement in the Navient student loan case was reached on January 13, 2022. Do you know if your student loans qualify for loan forgiveness? Watch this episode to find out now! #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel good!    Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com www.POSAwellness.Com

Today, I'm talking to Christine Benz. Christine is the Director of Personal Finance at Morningstar, one of the largest research institutions in the financial world. She's the author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success and a prolific all-around writer on the topic of retirement. Whenever I put together our Weekend Reading emails, which we send out every Friday, it's hard for me not to include one of Christine's articles. She has an incredible range of knowledge and expertise and a unique perspective that has proven to be invaluable throughout her career. In today's conversation, we discuss the path Christine took into the world of finance. We dig into the benefits and drawbacks of being an individual investor and simple strategies you can apply right now to build a strong foundation to retire–no matter what stage of life you're in. And on top of that, Christine graciously answered several questions from our Weekend Reading subscribers on topics including asset allocation, cryptocurrency, inflation, and more. I thoroughly enjoyed having her on the show, and I'm sure you'll get a lot of value out of this episode as well. Enjoy! Show Notes: RetireWithPurpose.com/264 Rate & Review the Podcast: RetireWithPurpose.com/review Weekly Retirement Newsletter: RetireWithPurpose.com/weekend-reading

Episode 94 - Dr Sharon McLaughlin is a serial entrepreneur and the founder of the Female Physician Entrepreneurs Facebook Group, which is a supportive group that brings women physicians together to network and grow. She has built multiple streams of income through courses, affiliate marketing and most recently, passive real estate syndication investing. Dr McLaughlin offers consulting to amplify physician voices. She believes physicians are business savvy and are amazing thought leaders. Dr McLaughlin's latest interests involve medical policy creation to benefit physicians and digital health startups. She has helped hundreds of physicians around the country pursue their passion, start a business, or develop their entrepreneurial idea. She's got amazing ideas, and I'm just so excited to have her on the show to share those ideas with you.Click here to download your free CME credits for listening to the show! It's time to Residency-Proof Your Marriage!This online video course will coach you through setting expectations, communicating effectively, getting on the same page with finances, and keeping your relationship thriving during a difficult time.  Whether you're in medical school, residency, or out in clinical practice, Residency-Proof Your Marriage is going to help you build a thriving medical marriage.   This is a very inexpensive investment in your marriage.  A weekend marriage retreat will cost upwards of $1000 between food, registration, lodging, and vacation time.  This course is just a fraction of that cost and you can complete it on your own time!The course is also eligible for CME credits, so you can use your employer's CME funds to sign up.Registration for the course is open NOW! Free Resource: Creating a One-Liner that Will Kickstart Your Business' GrowthThe one-liner is the key to getting started with clarifying your marketing message. Here's my one-liner: "Most physicians and dentists come out of training with a huge amount of personal debt and little to no idea of how to actually start a clinical practice.  The Scope of Practice is the place where you can go to get the resources you need to help you learn to manage your business more successfully and master your personal finances so you can have the successful career and financial  independence you deserve."This is a 3 step guide to creating a powerful one-liner for physicians that attracts and retains more customers.  You can download it for free by clicking here.Meet Dr. Sharon McLaughlinDr McLaughlin is the founder of the Female Physician Entrepreneurs Facebook Group, which is a supportive group that brings women physicians together to network and grow. She has built multiple streams of income through courses, affiliate marketing and most recently, passive real estate syndication investing.Dr McLaughlin offers consulting to amplify physician voices. She believes physicians are business savvy and are amazing thought leaders. Dr McLaughlin's latest interests involve medical policy creation to benefit physicians and digital health startups.Connect to Dr. Sharon McLaughlinDr. Sharon McLaughlin's WebsiteJoin the Business and Personal Finance for Physicians and Dentists Facebook Group!

IN THIS EPISODE, YOU'LL LEARN:02:43 - How tragedy can actually be the start of something great.04:49 - How you can start investing with nothing.04:49 - Why real estate actually has a low barrier to entry.15:03 - What house hacking is.15:03 - Why house hacking is such a power strategy.37:32 - How to leverage lines of credit and the equity in your property to scale.42:06 - What seller credits are and how to use them.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESGet more content from Robert.Learn about our Investing Starter Packs on real estate.Robert Leonard's book The Everything Guide to House Hacking.Gary Keller's book The Millionaire Real Estate Investor.Robert T. Kiyosaki's book: Rich Dad Poor Dad.Scott Trench's book: Set for Life.Jocko Willink's book: Discipline Equals Freedom: Field Manual.All of Robert's favorite books.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Eat clean 24/7, with fresh—never frozen—prepared meals that are so delicious with Factor. Use code wsb120 to get $120 off over your first 5 weeks of meals.Don't let anything interfere with your happiness or is prevent you from achieving your goals. Allow BetterHELP to help assess your needs and match you with your own licensed professional therapist. Get 10% off your first month!Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Now, not only the wealthy can afford collectibles! Enter Otis, an investment platform that makes it possible for almost anyone to invest in shares of cultural assets. Sign up now at withotis.com/TIP to get your first share for FREE!Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Learn more about how you can get started investing in some of the best cash flow markets today with Rent to Retirement.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Connect with Robert: Website | Instagram | TwitterConnect with Jason: Website | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We find it fascinating to learn what other families spend in a year, so we're sharing what it costs our families of 4 and 5 to live for a whole year.  If you've ever wondered what we spent in an entire year, well now you'll know!  We dig into why and how we track our expenses, what it costs our families to live for a whole year and reflections on a year's worth of expenses.   Why we track our expenses:One of the most important financial metrics every person or family should know is what it costs them to live for a year, even if it fluctuates year to year.  This is one of the most important numbers you need to know for early retirement or general financial planning.  The best way to reduce your expenses is to know where your money is going. Then, what gets measured gets better.  How we track our family's expenses:Mike and Britta manually track their expenses by keeping receipts and logging them into an excel sheet.  Maggie and Greg leverage Mint to track all expenses.  They track expenses in Mint, categorize them, and then download and summarize them in excel every 3-6 months.   We worry less about the how and more about making sure we have a handle on what we're spending as a family.  Some people prefer apps such as YNAB (you need a budget), though we prefer a free approach vs. paying for an app or service. Before we review things in detail, some additional context:These numbers do not capture any of our income; they are focused on our expenses.  This does not include any rental business expenses or child support for Maggie and Greg.  We have also both paid off our mortgages, and ironically we did it through a lower cost of living, and now it's even further reduced our cost of living.  It's the compound power of spending less!Full-year review of our families spending levels:We each share our total expenses and top categories of spending.   In addition, we each share the top things we feel good about and areas where we'd like to improve in 2022.  Top 3 takeaways:It's an important investment in your finances and relationships to track and review expenses with your spouse.  There's no perfect way to do this.  You can be as detailed or as high-level as you want to be.  It's called personal finance for a reason.  It can be fun and helpful to review and discuss this with another family.  Show references:Friends on FIRE episode #109 - Talking to your partner about moneyFriends on FIRE episode #27 - Why Tracking Net Worth MattersFriends on FIRE episode #15 - Expense Tracking Gone WildNet worth tracking spreadsheetExpense tracking spreadsheetFriends on FIRE episode #117 - The ultimate paper-free way to control your financial lifeFriends on FIRE episode #060 - Budgeting vs. Tracking Expenses---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money

About the Episode:  In this episode, we're going to discuss the Foundational Element of the Fully Funded Life Ladder - Financial Coaches.   In our Current Event Segment, we're discussing the rise of the EV Market and what that could mean for energy companies. Our success story comes from Kelley, who's journey with money was changed after she attended a Financial Learning Experience. Check out this episode to hear what her family is going to do once they are debt-free! Resources: FULLY FUNDED LIFEIWBNIN LadderBudgeting ToolsPay-Off and Savings Spectaculars Related Monday Money Tip Podcast Episodes:Episode 80: The Power of Coaching Episode 108: Financial Teachers You Should Learn From Episode 166: Things I'd Do Differently   Email info@iwbnin.com to ask questions or share success stories.

You are the producer, director, screenwriter, and actor of your life! Are you living the production of your dreams? In this episode of transitions, we explore the many roles you play in ensuring your life is a success! #2022TheYearOfChange This episode is brought to you by POSA Wellness Co  You deserve to feel good!  Visit Hyacinth's YouTube channel  IG: Hyacinth.Henderson IG:theCREAMtribe www.HyacinthHenderson.Com www.TheHendersonFinancialGroup.Com www.POSAwellness.Com

Join Mike Cavaggioni and Tawnya Schultz as they discuss The Money Life Coach, Tawnya's way of giving back to the community, especially for women, teaching them how to utilize their finances better towards financial freedom. Tawnya's online platform did not come to fruition overnight. She shares that since she was a kid, she's always been conscious about making money, which was further inspired by her environment and was later on realized after moving in with her boyfriend and felt trapped financially from her personal standpoint. Tawnya worked towards her own financial stability and paid off thousands of dollars in debt in just 8 months, and she shares more about her journey and her platform in this episode so stay tuned!In this episode, you'll learn:How Tawnya started The Money Life Coach How to not be held back by debt and financial dependenceFinancial freedom allows you to spend without guiltWhy education is just as important as budgetingWhy you should not accept the norm of having debt as it isAnd many more! About Tawnya Schultz:Tawnya Shultz was 35 years old when she realized that she was financially vulnerable. $28,000 in debt with 0 savings and 19k in a retirement account. Used to make around $40,000 annually with her part-time work and being a freelance writer. Feeling trapped, she started listening to podcasts and reading books about budgeting, saving, and paying off debt and it all worked for her in a matter of 8 months! Now, she shares all her learnings, tips, and tricks on her online platform, The Money Life Coach and on her TikTok and Instagram as well, supporting women. Found her true calling, the motivation to help others feel free too. To empower them and shift their money beliefs and to get free from debts that may be holding her audience back, providing the best information and tools possible, lend encouragement, and inject hope.Find Tawnya on:Website: www.themoneylifecoach.comTiktok: https://www.tiktok.com/@tawnyaschultzInstagram: https://www.instagram.com/tawnyaschultz/Average Joe Finances®Our social media links can be found here: https://flow.page/avgjoefinancesCheck out: https://averagejoefinances.comBalance Your Portfolio with Passiv: https://averagejoefinances.com/passivBuying or Selling a House? https://averagejoefinances.com/realtorInterested in getting your real estate license? https://averagejoefinances.com/prepagentUse the same Audio/Video Editing Team that I use: https://editpods.comHost your own Podcast here: https://averagejoefinances.com/buzzsproutSocial Media Management Tool: https://averagejoefinances.com/social-mediaPodcast Book I'm Published in: https://averagejoefinances.com/daniel-larson Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webullConsolidate debt: https://averagejoefinances.com/sofi-loans/Get Life Insurance: https://averagejoefinances.com/ladderAverage Joe Finances Swag: averagejoefinances.com/resources/shop*DISCLAIMER* https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contactJoin me at the Real Estate Wealth Builders Conference in Phoenic, AZ this March 10th-12th. Get your conference tickets here: https://rewbcon.comUse promo code MIKE to get $50 off.Support the show (https://www.buymeacoffee.com/avgjoefinances)

HAPPY NEW YEAR!! I want to start off 2022 with an episode focusing on how we can get through this year by having a healthier relationship with our money. I'm super excited to speak with Alexis Howard, founder of ‘Financially Brave'.  Alexis is a personal finance expert helping people around the world achieve financial independence through self-discipline, educational resources, and defining what 'financially brave' means to them. In this episode listen to how my friends, family, and teachers define being 'financially brave,' why investing is so important, and how psychology (habits, beliefs, values, etc) plays a huge role in our personal finances. To Read the Transcript and Links for this Episode:https://www.whyfimatters.com/post/being-financially-brave-ft-alexis-howard-ceo-of-financially-braveSupport the show (https://www.patreon.com/whyfimatters)

One of the biggest changes of the past year has been the record number of Americans who are quitting their jobs. It's so pronounced that it has a name. It's called “The Great Resignation.” What The Great Resignation means for retirement planning is just one of the items on Christine Benz' financial to-do list this year. Another major area of focus is adjusting to much higher inflation. Consumer Prices increased 7% in December versus a year ago, the fastest increase since 1982 and the third month in a row that inflation exceeded 6%. This elevated rate of inflation presents a big planning challenge. Benz, who is Morningstar's Director of Personal Finance, is joining us for the fourth year in a row to help us get in financial shape for a new year and will tackle these important changes among others. WEALTHTRACK #1829 broadcast on January 14, 2022 More info: https://wealthtrack.com/rising-inflation-interest-rates-expensive-markets-call-for-reassessing-retirement-plans/ 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances: https://amzn.to/3FlPtGZ Morningstar Guide to Mutual Funds: Five-Star Strategies for Success: https://amzn.to/3fmW2i5 --- Support this podcast: https://anchor.fm/wealthtrack/support

In this week's podcast, Christine Benz and Susan Dziubinski tell us what issues retirees face in 2022, Carole Hodorowicz shows us how to improve your credit score, Amy Arnott shares her rebalancing tips, and Kris Inton discusses cannabis stocks.

Dan Ockey is Co-Founder of Centsei, an online personal finance company dedicated to helping individuals and families organize their finances, budget, get out of debt, invest, and build wealth. Centsei has had over 1000 people go through its programs. Originally from Provo, Utah, he has lived in Idaho, Texas, Germany, and Australia. He graduated from the Marriott School at BYU with a degree in Business Strategy. He is a member of the Church of Jesus Christ of Latter-day Saints and participated in a two-year service mission in Frankfurt, Germany, from 2012 to 2014. In addition, Dan has been happily married for almost 5 years to his wife, Mikayla. They have a 3-year-old daughter and a 1-year-old son. He enjoys creating content, business coaching, and reading a copious amount of books. Make sure you check out his course and website and follow him on LinkedIn for tons of value! Shoutout to our sponsors – Monarch Social – a one-stop shop for everything digital marketing! For links to my course VA University, Sales Genius, and to inquire about my Empathetic Selling program – Click here! Enjoy the episode!

Turkey's currency, the lira, is plunging in value, and the official inflation rate is soaring, causing desperate people there to plunge into cryptocurrencies. When people don't trust their domestic currencies, they will find more trustworthy alternatives. Steve Forbes on the favorite cryptocurrency in Turkey right now, on what that reveals about the future of cryptos and on how this is just the beginning of this specific class of crypto's challenge to governments' monopoly of money. Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

Jeremy Schneider is a successful entrepreneur, skilled software developer, and personal finance expert. He founded RentLinx in 2004 and profitably grew it with no outside funding until successfully exiting with an acquisition by AppFolio in 2015. Jeremy also co-founded What's That Charge and was named one of Crain's Detroit Business' "20 in their 20s", a list of twenty-somethings making a difference in Metro Detroit. Jeremy left Appfolio in 2017 and went on to start Personal Finance Club, a financial literacy company and Co-found Nyckel, a machine learning platform. His financial course, available on his website, at personal finance club .com, is one of the most educational financial courses that I have ever taken. In his free time, Jeremy enjoys the outdoors and playing beach volleyball in San Diego! Find Jeremy at-IG- personalfinanceclubhttps://www.personalfinanceclub.com/https://www.personalfinanceclub.com/course/Visit us! Check us out at https://www.myboundlessbody.com/

IN THIS EPISODE, YOU'LL LEARN:01:30 - How to start your own successful startup.06:26 - What mistakes new startup founders make and how to avoid them.08:45 - Should millennials drop out of college to become an entrepreneur.14:06 - Whether or not entrepreneurial traits can be taught.25:01 - How to invest in startups and what to look for.54:30 - How should millennials approach crowdfunding investing.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRobert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.Download your free audiobook from Audible.Steve Hoffman's book Make Elephants Fly.Start your own podcast as a side hustle or startup.Founders Space TV.Gino Wickman's book Entrepreneurial Leap.5 Startup Resources to Consider for Your New Business.If You Want to Innovate, Stop Working So Hard!Mike Michalowicz's book The Pumpkin Plan.Mike Michalowicz's book The Toilet Paper Entrepreneur.All of Robert's favorite books.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Get exclusive rewards and comprehensive benefits with Point Card. Membership starts at $99 a year and comes with unlimited cash-back on every purchase! Use promo code INVEST to get 25% off current membership fees when you create an account. Valid until January 31, 2022 only, so sign up now!Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Find Pros & Fair Pricing for Any Home Project for Free with Angi.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Get daily content from Robert on Instagram @therobertleonardRead this episode's transcript and full show notes on TIP: theinvestorspodcast.com/millennial-investingConnect with Steve: Website | Facebook | LinkedIn | TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week's topic is about student loan moratorium. The federal student loan moratorium has been extended for the third time due to the Coronavirus pandemic. The loan relief began in March of 2020 and was set to end September 30, 2021 which was moved to January 31, 2022 and then moved again to May 1, 2022.  Moratorium means that payments for principal or interest are not required and without any penalty. With the suspension payments, we know this is needed for many Americans; however, the important notion is to consider making payments if you have the means to do so. The simple fact is that you are delaying payments which only extends the life of your loan.  So let's take the average student loan interest of 6% and the average loan amount of $30,000 for a 20-year period. That comes to $215 per month or $5,600 over the full moratorium period which is currently 26 months. After this duration, you'd still have a principal balance of $28,201.  The bottom line is that it takes a long time to pay loans off and they are simply a sword in the sides of borrowers. However, amortization is weighed heavily on interest at the beginning of the loan so all payments help, especially additional principal.  The second point is you should not rely on congress for loan forgiveness as the odds are small. Just $10,000 given to each borrower would cost the government over a quadrillion - and if you don't know that's a 1 with 12 zeros after it.  Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

After downplaying the threat of rising prices, Federal Reserve Chairman Jerome Powell is now portraying himself as a fierce, sure-handed inflation fighter. But the core question is straightforward: Does Powell know how to do the job without throwing a wrench into the economy and sending it into a recession? Steve Forbes on Powell's plans to curb inflation and on what he might be missing when it comes to the true nature of inflation.Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

IN THIS EPISODE, YOU'LL LEARN: 02:28 - How Steve retired at 35 after living a somewhat luxurious lifestyle in his 20's.07:46 - How much Steve and his wife had saved prior to making the leap to early retirement.35:04 - The pros and the cons of early retirement.39:18 - What Steve's thoughts are on the follow your passion versus earn more money debate.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRobert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.Morgan Housel's book The Psychology of Money.Robert Kiyosaki's book Rich Dad Poor Dad.Thomas Stanley and William Danko's book The Millionaire Next Door.JL Collin's book The Simple Path to Wealth.Related Episode: MI041: The Simple Path To Wealth w/ JL Collins.Related Episode: MI120: Bitcoin and Financial Independence w/ Jim Crider.Get a FREE audiobook from Audible.Check out our Investing Starter Packs about business and finance.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Get exclusive rewards and comprehensive benefits with Point Card. Membership starts at $99 a year and comes with unlimited cash-back on every purchase! Use promo code INVEST to get 25% off current membership fees when you create an account. Valid until January 31, 2022 only, so sign up now!Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Find Pros & Fair Pricing for Any Home Project for Free with Angi.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Read this episode's transcript and full show notes on our website.Connect with Steve: Twitter | Instagram Connect with Clay: Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As we approach our 40s, are we on track to accomplish our retirement goals? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Joining me on the podcast today is the one and only Robert Kiyosaki, the author of "Rich Dad, Poor Dad," the most popular real estate investing book, and the number one personal finance book of all time. The book is sold in many languages and countries around the world. Robert is also a fellow military veteran. I had an instant connection with Robert the moment I read through the concepts in his book, and it totally opened up my eyes to the real estate investing world. The same is true with the majority of the last 100 guests that I've had on this podcast who pointed to "Rich Dad, Poor Dad" as the impetus for getting started. In this episode, Robert shares his journey from serving the military to becoming a prominent real estate investor and author. Robert also offers his perspective on the current real estate market and where things are heading. So, if you want to amp up your own rental property investing, this episode is for you! [04:57] What is it about "Rich Dad, Poor Dad" that it is the number one personal finance book [10:35] Robert's journey before and after serving in the military [14:12] The biggest lesson he learned serving in Vietnam that helped him later on in his investing career [17:10] What's the impact that Robert want to have by writing his book [21:15] His take on the new bill limiting self-directed IRA investing [22:52] Robert's insights on what is the right mix for people to be in the perfect portfolio based on all that's going on and with the economic environment [25:53] Why Robert became a real estate investor [32:26] Robert's tips to becoming crash proof in real estate [38:55] On what Robert would do with the knowledge he has given that he's starting over from scratch [44:01] Takeaways on Robert's new book, "Capitalist Manifesto: How Entrepreneurs Can Save Capitalism." Links:Rich Dad Poor Dad - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle-ebook/dp/B0175P82RA  Capitalist Manifesto: How Entrepreneurs Can Save Capitalism - https://www.richdad.com/capitalist-manifesto  Robert Kiyosaki Instagram - https://www.instagram.com/therealkiyosaki/?hl=en Robert Kiyosaki Facebook - https://www.facebook.com/RobertKiyosaki    Living Off Rentals YouTube Channel - https://www.youtube.com/channel/UCRpWXe2mWqBm5vvbO2R2AdA?sub_confirmation=1  Living Off Rentals Facebook Group - www.facebook.com/groups/livingoffrentals  Living Off Rentals Website - www.livingoffrentals.com  Living Off Rentals Instagram - www.instagram.com/livingoffrentals

89. How to Become a Millionaire (By Age!) Check out The Millionaire Next Door and my other favorite Personal Finance books here: https://kit.co/MasterMoney/best-personal-finance-books  FREE GUIDES: ============== -Check out the free guide on where to put your money in what order!  https://www.mastermoney.co/stairway-to-wealth -Here is the free How to Ask for A Raise ebook! https://www.mastermoney.co/get-a-raise-ebook -Get Access to the 75 Day Challenge: https://www.mastermoney.co/75daychallenge  ============= We have a YOUTUBE channel! Check it out here!  Our Latest Videos:  5 Index Funds to Hold for Life!  What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) ============ Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me.  ============ Sponsors:  Thank you to Better Help for sponsoring the show! Check them out at betterhelp.com/pfp Thanks to Policygenius For Sponsoring the show! Check them out a Policygenius.com Thanks to Mint Mobile for supporting the show! Cut your phone bill to $15 a month by going to https://mintmobile.com/pfp Thanks to Ladder for Sponsoring the Show. Go to Ladderlife.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate for as little as $10 by going to fundrise.com/personalfinance   ============   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts! ============ Today We Discuss:  How much do you need to save every month to become a millionaire? How much you should already have invested by age.  What to do with your money each decade.  Why the '20s are your best time to invest (and more!).  ============ Episodes Mentioned More Episodes You Will Love:  The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!) How to Track Your Net Worth How to Set Money Goals You Will Actually Achieve How to Read a Book Per Week (My Unbelievably Simple System!) How To Prevent Lifestyle Creep (Lifestyle Inflation) ============ Check out all the Stuff I Recommend!  USEFUL RESOURCES: Best Place to Open a Roth IRA: https://m1finance.8bxp97.net/5vzD1 My Favorite Free Net Worth and Budget Tool: https://fxo.co/905L Best Online Bank: https://bit.ly/3ENRIDu Get a $10 Free Bonus with Acorns: https://bit.ly/3lV0LLE Best Bank and Debit Card for Kids: https://bit.ly/3pJeI09  Get $5 Free Bitcoin at Coinbase: https://bit.ly/3oIQOml Best Personal Finance Books: https://kit.co/MasterMoney/best-personal-finance-books  ============ DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.  AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. ============ Check us out on social fam!  Twitter Dollar After Dollar Instagram www.thepersonalfinancepodcast.com www.dollarafterdollar.com www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, we invited the co-authors of the book, Stacked: Your Super-Serious Guide to Modern Money Management, to help give us some personal finance advice for the New Year. The segment proved so popular, that we decided to organize a part two! Returning to take your finance-related calls is Joe Saul-Sehy, one of the co-authors, and former financial advisor and creator and host of the Stacking Benjamins Podcast.

You've saved money for a house downpayment. Should you invest it in the stock market until you're ready to buy that property? Should a young saver take as much investing risk as possible, or buy a condo? Plus, the tax-efficiency of robo-advisor brokerage account withdrawals, backdoor Roth conversions under the Build Back Better Act, using a charitable remainder trust to avoid inherited IRA tax under the SECURE Act, and your comments. Show notes, free resources, Ask Joe & Al: https://bizlink.to/ymyw-360

The promise of 5G, the fifth generation in cellular mobile communications, is ready to be realized. But, incredibly, the Federal Aviation Administration (FAA) has recently been throwing up baseless obstacles that could delay the 5G revolution. Steve Forbes on the FAA's baseless safety concerns and on why, for all our sakes, they must be firmly resisted.Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

IN THIS EPISODE, YOU'LL LEARN: 01:58 - How Tony views the current market landscape and what investors can do to benefit.30:51 - What commodities Tony expects to perform well in an inflationary environment.36:49 - What funds to consider for investors wanting to own a basket of commodities for overall exposure to the asset class.36:49 - The five classes of hard assets Tony considers to hedge inflation.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRobert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.Get access to Tony's Newsletter.Related Episode: MI068: Investing In Commodities w/ David Morgan.Related Episode: MI126: A Rational Approach to Investing w/ Tobias Carlisle.Get a FREE audiobook from Audible.Check out our Investing Starter Packs about business and finance.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Get exclusive rewards and comprehensive benefits with Point Card. Membership starts at $99 a year and comes with unlimited cash-back on every purchase! Use promo code INVEST to get 25% off current membership fees when you create an account. Valid until January 31, 2022 only, so sign up now!Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Find Pros & Fair Pricing for Any Home Project for Free with Angi.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Read this episode's transcript and full show notes on our website.Connect with Tony: Website | LinkedIn | Twitter Connect with Clay: Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode we take a close look at the proven financial plan Dave Ramsey calls the 7 Baby Steps.  Dave Ramsey 7 Baby Steps Check out our resources: GreenIndustryPodcast.com Green Industry Marketing Essentials Recommended Business Management Software: Try Jobber Free Recommended Website + Marketing Services: Pure Marketing Team Purchase Paul's Books: Books Paul's Audiobooks: Cut That Grass and Make That Cash Best Business Practices for Landscapers Follow us on Instagram: @greenindustrypodcast @pauljamison Follow us on YouTube: Paul Jamison Channel Green Industry Podcast

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this episode, which by the way, you will need to listen to more than once to let all of Curtis' tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems.LinksPractical Wealth AdvisorsThe Practical Wealth Show PodcastEpisode SponsorsA big thanks to our sponsors who make this podcast possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you'll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let's Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In our 30s and prepping for a big move, are we okay to buy a house when we relocate? Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

IN THIS EPISODE, YOU'LL LEARN: 06:24 - How tragedy can actually be the start of something great.12:33 - Whether or not you can time the real estate market.27:29 - Where to find hidden cash cows.32:43 - What OPM is and how to use it.38:20 - Whether new investors should utilize OPM or not.51:14 - What 97% tenants are.52:31 - How to force appreciation in a property.59:00 - How to mentally deal with all the debt that comes with real estate investing.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESGet more content from Robert.Learn about our Investing Starter Packs on real estate.Financial Freedom & Apartment Building Investing w/ Michael Blank.Gary Keller's book The Millionaire Real Estate Investor.All of Robert's favorite books.Support our free podcast by supporting our sponsors.See the all-new 2022 Lexus NX and discover everything it was designed to do for you. Welcome to the next level.Get exclusive rewards and comprehensive benefits with Point Card. Membership starts at $99 a year and comes with unlimited cash-back on every purchase! Use promo code INVEST to get 25% off current membership fees when you create an account. Valid until January 31, 2022 only, so sign up now!Yieldstreet allows you to invest beyond the stock market with an evolving marketplace of alternative investments. Create your account today.Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Find Pros & Fair Pricing for Any Home Project for Free with Angi.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Be part of the solution by investing in companies that are actively engaged in integrating ESG practices with Desjardins.Connect with Robert: Website | Instagram | TwitterConnect with Mel & Dave: Website | Facebook | InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.