Podcasts about Personal finance

Steve Forbes breaks down why California's endless high speed rail boondoggle is even worse than people think, and why it needs to be scrapped yesterday.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textIn this Wisdom Wednesday, I talk about one of the biggest mistakes first-time entrepreneurs make: trying to do everything by themselves. I break down why the “self-made” badge slows your growth, keeps you stuck in the same problem loop, and makes an already lonely journey even lonelier.Here's what I cover:The hidden costs of DIY: slower results, repeated mistakes, and burnout.Why community and mentors help you spot root causes—and fix them faster.The pride/victim trap (“no one helped me”) and how to escape it by asking better questions.My own mentor timeline: from cold-emailing my first mentor to hosting a 200+ person class four months into real estate, to the coach who helped me hit a $20K day—and coached me through a rough 2024.Opportunity cost vs. price tags (and the “ignorance tax” Alex Hormozi talks about).If you want to go far, go together. Find people who've done what you want to do, plug into a solid community, and let their playbooks shorten your path.Support the showHOW TO SUPPORT THE WALK 2 WEALTH PODCAST: 1. Subscribe, Rate, & Review us on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform. 2. Share Episodes with your family, friends, and co-workers.3. Whether you're just starting your business or your business is established, ChatGPT can help you take your business to the next level. Get Instant Access To My List of Top 10 ChatGPT Prompts To Save You Time, Energy, & Money: HTTPS://WWW.STOPANDSTARE.MEDIA/AI

Steve Forbes calls out the disgraceful educational practice known as "equity grading" which is contributing to the dumbing down of schools and students, and calls to restore teachers' power to control the classroom without fear of intimidating lawsuits, while making school administrators personally responsible for how well their schools perform.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Christina shares her insights on entrepreneurship, emphasizing the importance of alignment between personal values and business goals. She discusses the challenges of being a business owner, the significance of strategy and mindset, and the reality of managing revenue and expenses. Christina encourages listeners to redefine success beyond mere financial metrics and to take actionable steps towards their goals, while also highlighting the unique advantages of being a business owner. 

Pastor Drew Gysi and Tyler Rutherford talk about the implications of financial goals becoming idols in our lives.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Motheo Khoaripe speaks to Morne Wilken, CEO of Hyprop Properties, and Raj Nana, CFO of Attacq, about their respective REITs’ strong annual performances, driven by strategic growth in retail and flagship developments like Waterfall City. In other interviews, John Manyike, Head of Financial Education at Old Mutual, talks about the significance of customary marriages in South African heritage and explores their financial and legal implications. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Discover why holiday shopping season is starting early. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

After you listen:Find more resources from Schwab on Travel Planning.Learn more about budgeting for travel on our episode, "How Do You Save for Vacations & Travel?"In this episode of Financial Decoder, host Mark Riepe shares five practical strategies to save money on domestic travel. Learn how to book flights and hotels at the right time, travel off-peak for better deals, and take proper advantage of credit card travel perks. Whether you're planning a road trip, family vacation, or a weekend getaway, these money-saving tips can help you stretch your budget and enjoy the journey stress-free.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice.Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0925-DME4

Listen now: Spotify, Apple and YouTubeWhat if personal finance wasn't just about saving more or investing better—but about designing a life that feels meaningful, intentional, and aligned with your values?In this episode of Supra Insider, Marc and Ben sit down with Zach Teutsch, founder of Values Added Financial, to explore a radically human approach to wealth management. Instead of fixating solely on net worth, Zach helps high earners and tech professionals reframe their relationship with money, starting with life satisfaction and working backwards from there.They dive into the core questions that drive meaningful financial management, from how to balance ambition and family, to navigating equity compensation, sabbaticals, early-stage investing, and building a diversified “life portfolio.” Zach also shares tactical frameworks for spiky income years, Roth conversions, QSBS tax planning, and setting up estate plans that reflect your real priorities.Whether you're in tech, product leadership, or just rethinking how you manage money, this conversation will shift how you think about personal finance—from accumulation to alignment.All episodes of the podcast are also available on Spotify, Apple and YouTube.New to the pod? Subscribe below to get the next episode in your inbox

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3283: Jana draws parallels between The Oregon Trail and real-life money management, showing how every choice with our finances impacts long-term outcomes. By blending nostalgia with practical advice, she highlights the importance of preparation, balance, and smart decision-making to successfully reach financial goals. Read along with the original article(s) here: http://www.budgetsaresexy.com/oregon-trail-guide-to-personal-finance-what-happens-next/ Quotes to ponder: "You could spend $200 for 200 pounds of food at Matt's General Store, or you could buy fewer pounds and stretch your resources further." "One wrong move could mean death, or at least a very unpleasant journey." "In the end, the goal was to survive long enough to make it to Oregon, hopefully with your whole family intact." Episode references: The Oregon Trail Game Online: https://classicreload.com/oregon-trail.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textJoin us on Average Joe Finances as our guest Kevin Steuer, a seasoned investor with a passion for technical analysis and modern AI. Kevin shares his journey from early investing influenced by his grandmother, through various investment strategies, to ultimately purchasing and revamping a technical analysis website, stockta.com. The discussion delves into Kevin's disciplined approach to trading, the importance of lifelong learning, and the pitfalls of emotional decision-making in the stock market. Kevin offers insights into the tools and resources available on his site, emphasizing the need for a solid framework and informed risk-taking in trading. In this episode:Learn how data-driven tools like Stock TA empower everyday traders to compete with Wall Street.Discover why discipline and sticking to your process are key to long-term trading success.Understand the impact of AI and algorithms on modern equity markets and investor strategies.Grasp the value of community, education, and free resources in building confident, informed traders.And so much more!Key Moments:00:12 Kevin Steuer's Investing Journey01:24 Building and Rebuilding the Site04:20 Using the Site for Trading04:32 The Reality of Trading Against Algorithms07:59 Trend Scores and Confluence System14:00 Advice for New Traders20:26 The Turning Point: A Commitment to Financial Awareness20:39 Trading to Pay Off Student Loans21:00 The Risks of Trusting Financial Planners21:57 Market Reactions and Human Psychology22:57 The Importance of Staying Informed23:12 Navigating Political Impacts on the Market26:59 The Final Round: Insights and Lessons Learned27:15 Biggest Financial Mistake and Lessons Learned31:10 Tips for New Traders33:50 Favorite Books and Final Thoughts35:16 Where to Find More Information38:25 Final Thoughts and FarewellFind Kevin SteuerWebsite: https://stockta.com/Youtube: https://www.youtube.com/@StockTALinkedIn: https://www.linkedin.com/in/kevin-steuer-b65aa433b/Instagram: https://www.instagram.com/stocktacom/#Facebook: https://www.facebook.com/StockTAcom/Discord: https://discord.com/invite/suMH9PJHWMAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3283: Jana draws parallels between The Oregon Trail and real-life money management, showing how every choice with our finances impacts long-term outcomes. By blending nostalgia with practical advice, she highlights the importance of preparation, balance, and smart decision-making to successfully reach financial goals. Read along with the original article(s) here: http://www.budgetsaresexy.com/oregon-trail-guide-to-personal-finance-what-happens-next/ Quotes to ponder: "You could spend $200 for 200 pounds of food at Matt's General Store, or you could buy fewer pounds and stretch your resources further." "One wrong move could mean death, or at least a very unpleasant journey." "In the end, the goal was to survive long enough to make it to Oregon, hopefully with your whole family intact." Episode references: The Oregon Trail Game Online: https://classicreload.com/oregon-trail.html Learn more about your ad choices. Visit megaphone.fm/adchoices

The Supreme Court has agreed to hear the case on whether President Trump's Tariff's are legal or must be repealed as has been ruled by two lower Federal courts. The big question - what happens if the Tariffs are deemed illegal and funds collected must be paid back?

Steve Forbes calls for a major overhaul in how GDP data is interpreted and released, urging the Trump Administration to make a crucial change as it reforms the BLS job growth statistical gathering.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(Sept 11, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to talk about Americans largely believe hard work will not lead to greater levels of economic success, flipping items on Facebook Marketplace, and Robinhood launching a new social media platform. When you try to kill the negotiators, negotiations end.

Host of ‘How to Money' Joel Larsgaard joins the show to talk about Americans largely believe hard work will not lead to greater levels of economic success, flipping items on Facebook Marketplace, and Robinhood launching a new social media platform.

My guests this week, economic professors John Campbell and Tarun Ramadorai, argue that the financial system itself is a powerful contributor to wealth inequality, and that there are ways to improve it. Their new book, Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone (out October 21), addresses how the bulk of our financial issues are downstream of poor structural design, not personal shortcomings—and what we can do about it. (00:00): Intro (04:00):

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3278: Kalen Bruce unpacks five damaging money myths that sabotage retirement plans, like believing a high income ensures future savings or that investing is only for finance experts. He urges readers to rethink their strategy by starting small, learning the basics of investing, and distinguishing between good and bad debt for a more secure financial future. Read along with the original article(s) here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Quotes to ponder: "Many people take no care of their money till they come nearly to the end of it." "To guarantee a comfortable retirement, get into a saving mindset starting with your mid-20s, even if that means setting aside just $100 every month." "You don't need a degree in finance to be successful." Episode references: Camp FI: https://www.campfi.org 4% Rule (Investopedia explanation): https://www.investopedia.com/terms/f/four-percent-rule.asp The Federal Reserve Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Winning more clients and creating a more client-centric planning experience requires a shift. A shift away from the numbers. A shift towards the human. In this episode, Tim Maurer, Chief Advisory Officer at Signature FD shares his insights on building a human-first approach to transform both your prospecting and your planning. Instead of relying on advisor-driven presentations, Tim focuses on connecting with what truly drives people - values, stories, and emotions - so that clients feel ownership of their plan. And they trust that you're the person to guide them along the way. You'll Learn: Tim's 4 steps for human-first prospecting that converts Ideas for building plans that clients embrace and act on How to shift from advisor-driven to client-inspired advice Why removing emotions from money is actually a mistake A philosophy for using money to create memorable experiences  *To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Resources: 55: Infusing Life Into The Financial Planning Process with Tim Maurer 141: The Power of Storytelling: How To Craft Stories That Convert Prospects Into Clients with Stacy Havener Thinking, Fast and Slow by Daniel Kahneman  Blink by Malcolm Gladwell Die With Zero by Bill Perkins Nudge by Richard H. Thaler and Cass R. Sunstein  Give to Grow by Mo Bunnell The Courage to Be Disliked by Ichiro Kishimi and Fumitake Koga  The Wim Hof Method by Wim Hof Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier Connect with Tim Maurer:  SignatureFD LinkedIn: Tim Maurer About Our Guest:  As the Chief Advisory Officer at SignatureFD, Tim acts as the coach and advocate of their experienced corps of advisors in pursuit of the optimal delivery of their unique client experience. They partner with clients to "activate" their wealth in four key areas: Grow, Protect, Give, and Live. Anchoring in these core pillars offers a level of transparency to wealth management, enabling clients to better understand how they can use their wealth to achieve their goals and impact the things that matter most to them – what SignatureFD calls Net Worthwhile™. A graduate of Towson University, Tim taught financial planning at his alma mater for seven years. His third book, Simple Money, is an exploration of prescriptive personal finance through the lens of behavioral science. He is a regular CNBC contributor and writes for Forbes.com. A central theme drives his writing and speaking: Personal finance is more personal than it is finance. Regardless of income or net worth, Tim believes it is our underlying values and goals that drive our behavior with money, which ultimately determines our satisfaction in work and life. Couching timely application in timeless wisdom, he educates at private events as well as in television, radio, print, and online media. With a passion for relational communication, he has been featured on NBC's TODAY Show, CNBC, and ABC's Nightline; on NPR programs The Diane Rehm Show and Marketplace; as well as in The Wall Street Journal, The Washington Post, The New York Times, The Baltimore Sun, Kiplinger's Personal Finance, U.S. News & World Report, and Money magazine, among others. Tim is a husband and father first and lives in Charleston, South Carolina, where his wife Mika and two boys, Kieran and Connor, are active members of their community. Outside of personal finance, his favorite pursuit is music, whether consuming or contributing on the drums, keys, or, only occasionally, the upright bass. He is also part of a group dedicated to serving the second poorest country in the Western hemisphere, Nicaragua, through micro-finance and entrepreneurial ventures. – Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell,

Send us a textIn this Wisdom Wednesday, I share how “being creative” quietly kept me stuck.I was juggling real estate, teaching social media classes, working a restaurant job, and running this podcast—four lanes, zero traction.Everyone said, “You're doing great for your age,” but my bank account told a different story.In this episode, I break down why too many ideas = no progress, how comparing yourself to average creates a false sense of accomplishment, and why dabbling makes it take longer to learn if something actually works.Then I give you the fix that changed everything for me: FOCUS = Follow One Course Until Success.You'll learn:How I picked one lane and set a 12-month commitment.My “Yes… and not right now” rule to kill distractions.Why focus gives you more energy, clearer feedback, and a stronger personal brand.A simple accountability plan you can start today.If you're serious about building wealth and momentum in your 20s, pick one path and go all in.Support the showHOW TO SUPPORT THE WALK 2 WEALTH PODCAST: 1. Subscribe, Rate, & Review us on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform. 2. Share Episodes with your family, friends, and co-workers.3. Whether you're just starting your business or your business is established, ChatGPT can help you take your business to the next level. Get Instant Access To My List of Top 10 ChatGPT Prompts To Save You Time, Energy, & Money: HTTPS://WWW.STOPANDSTARE.MEDIA/AI

Money talk doesn't have to be awkward. In fact, it can change everything. In this episode, we're breaking the taboo around money conversations and sharing how opening up with friends has helped us grow in our careers, businesses, and personal lives.We dive into:✨ Why transparency with friends can close the knowledge gap on salaries, raises, and rates✨ How money chats can inspire confidence, accountability, and bigger financial goals✨ The importance of trusted circles when sharing (and when not to overshare)✨ Real-life stories of wins, lessons, and what we've learned from family, mentors, and each otherIf you've ever wondered how to start money conversations without the cringe (or you just need a reminder that you're not alone in figuring it all out) this one's for you. In between a big decision? Need advice? Drop a voice message and we'll answer it live on the podcast. Or submit a written question here if voice notes aren't your thing. //@inbetween.pod//@astridjohanaphoto//@alexisteichmiller

TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3278: Kalen Bruce unpacks five damaging money myths that sabotage retirement plans, like believing a high income ensures future savings or that investing is only for finance experts. He urges readers to rethink their strategy by starting small, learning the basics of investing, and distinguishing between good and bad debt for a more secure financial future. Read along with the original article(s) here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Quotes to ponder: "Many people take no care of their money till they come nearly to the end of it." "To guarantee a comfortable retirement, get into a saving mindset starting with your mid-20s, even if that means setting aside just $100 every month." "You don't need a degree in finance to be successful." Episode references: Camp FI: https://www.campfi.org 4% Rule (Investopedia explanation): https://www.investopedia.com/terms/f/four-percent-rule.asp The Federal Reserve Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Energy provider Energia has announced a price increase of up to 12.1% for its electricity but Electric Ireland is cutting its gas prices while its electricity rates stay the same. Why is one provider raising prices while another is cutting them? And how can consumers get a better deal? Charlie Weston, personal finance editor with the Irish Independent, joins The Last Word to discuss. Catch the full chat by pressing the 'Play' button on this page!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3278: Kalen Bruce unpacks five damaging money myths that sabotage retirement plans, like believing a high income ensures future savings or that investing is only for finance experts. He urges readers to rethink their strategy by starting small, learning the basics of investing, and distinguishing between good and bad debt for a more secure financial future. Read along with the original article(s) here: https://moneyminiblog.com/investing/personal-finance-retirement-myths/ Quotes to ponder: "Many people take no care of their money till they come nearly to the end of it." "To guarantee a comfortable retirement, get into a saving mindset starting with your mid-20s, even if that means setting aside just $100 every month." "You don't need a degree in finance to be successful." Episode references: Camp FI: https://www.campfi.org 4% Rule (Investopedia explanation): https://www.investopedia.com/terms/f/four-percent-rule.asp The Federal Reserve Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Learn more about your ad choices. Visit megaphone.fm/adchoices

Relebogile Mabotja speaks to Rory Brachner the Founder of Doshguide about balancing business growth with personal financial success. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Steve Forbes calls out the ugly crackdown on speech in Great Britain, pointing out the shocking arrests and convictions of people based on what they say online, and urges the U.K. to reverse course and take some inspiration from the U.S.'s First Amendment.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Christina sits down with guest Laura Benson to unpack what really happens when you sell a business, beyond the balance sheet. Together, they dive into the emotional highs and lows of letting go, the hidden challenges owners face, and what it takes to navigate such a life-changing transition with clarity and purpose.Laura shares how redefining success means looking past financial gain and finding fulfillment, connection, and legacy in the next chapter. From the toll business ownership takes, to the power of community, to the surprising journey of self-discovery that follows, this conversation is a must-listen for entrepreneurs and leaders at any stage.At its core, this episode is about more than money, it's about building a life of meaning, serving others, and leaving something that lasts.Follow Laura's journey on instagram 

In this episode of the Sunlight Tax podcast, I break down the One Big Beautiful Bill Act and what it means for student loan borrowers. Learn about the new student loan borrowing limits, updated repayment plans, and the challenges facing legacy borrowers under the new law. If you're navigating student debt, education financing, or tax law changes, this episode gives you the clarity and resources you need to make informed financial decisions.   Also mentioned in today's episode: 01:00 Introduction to the One Big Beautiful Bill Act 06:42 New Borrowing Caps and Repayment Plans 13:31 Navigating Legacy Borrower Challenges   Takeaways New student loan borrowers will have only two repayment options after July 2026. The SAVE program is ending, impacting many borrowers. New lifetime caps on borrowing for education will be implemented. Half a million borrowers may see increased payments due to changes. Low and middle-income students may struggle with graduate school costs. The RAP plan offers more flexible repayment options for borrowers. It's crucial to stay informed through reliable resources and articles. Navigating student loans requires careful consideration and action.    If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Other Sunlight Tax podcast episodes about OBBBA: Unpacking Trump's New Tax Law: What You Need to Know About the One Big Beautiful Bill Act Breaking Down Trump's New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits New Tax Bill: No Tax on Tips, No Tax on Overtime, and New Deduction for Seniors   Links: Help article by Tara Siegel Bernard from the New York Times This article on the NPR website, by Cory Turner  Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp  

Pastor Drew Gysi and Tyler Rutherford talk about the heart problems behind consumer debt, and why debt may not always be a money problem.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Veterans and transitioning servicemembers often face challenges when seeking civilian careers. Former Army officer Kirby Atwell faced burnout in his first attempt at entrepreneurship post service. He stayed true to his calling, seeking a mission that would bring him freedom after his military service. Learn how he knew when to move on and how to make a pivot to unlock a more rewarding business that supports veterans in need in the real estate field. Tune in to the second episode of Veteran Entrepreneurs, a special four-part podcast series from The American Legion Tango Alpha Lima podcast. Special Guest: Kirby Atwell.

Amy talks with the host of ‘How to Money' Joel Larsgaard about planning for Christmas, interest rates dropping, and used EVs getting cheaper.

Stephen Grootes speaks to Warren Ingram, financial advisor and Co-founder of Galileo Capital, about why National Wills Week matters. From 16–20 September, participating attorneys across South Africa will draft basic wills free of charge — giving you a chance to protect your family and assets without the cost. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Warren Ingram, financial advisor and Co-founder of Galileo Capital, about why National Wills Week matters. From 16–20 September, participating attorneys across South Africa will draft basic wills free of charge — giving you a chance to protect your family and assets without the cost. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Send us a textJoin us on Average Joe Finances as our guest Ben Reinberg, a seasoned commercial real estate investor with over 32 years of experience, shares the story of his career, discussing the various niches within commercial real estate, with a particular focus on medical office spaces. He talks about his new book, 'Hard Assets and Hard Money for Hard Times,' which serves as a guide to building a hard asset empire. Ben delves into the importance of hard assets in creating generational wealth, the benefits of AI in real estate, and the lessons learned from the 2008 financial crisis. In this episode:Learn why hard assets like real estate and precious metals remain the cornerstone of lasting wealth.Discover how adaptability in shifting markets like moving from office to medical spaces drives long-term success.Understand the role of AI in streamlining real estate operations while keeping human relationships central.Grasp the lessons from the 2008 financial crisis to avoid over-leverage and safeguard your investments.And so much more!Key Moments:00:59 Meet Ben Reinberg: Commercial Real Estate Expert02:14 The Journey to Writing 'Hard Assets and Hard Money for Hard Times'05:33 Why Commercial Real Estate?09:42 The Impact of AI on Commercial Real Estate15:01 The Importance of Relationships in Real Estate16:48 Why Hard Assets Matter19:34 The Challenges of Building an Empire20:15 Affordable Financial Blueprint20:46 Weathering Economic Storms21:52 Conservative Investment Strategies27:31 The Importance of a Good Team28:08 Final Round: Lessons and Tips31:37 Where to Find More Information32:59 Final Thoughts and FarewellFind Ben ReinbergWebsite: https://www.benreinberg.com/Youtube: https://www.youtube.com/channel/UCN-VuewtdVrFwlOrTsNbxGALinkedIn: https://www.linkedin.com/in/benreinberg/Instagram: https://www.instagram.com/therealbenreinberg/Facebook: https://www.facebook.com/TheRealBenReinberg/Tiktok: https://www.tiktok.com/@therealbenreinbergX: https://x.com/realbenreinbergAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

There’s a reason you don’t hear people bragging about shopping for a new bank. Most of us choose one when we’re young and stick with it—even if we’re frustrated, even if it means worse service or fewer benefits. We treat it like a utility, not a relationship. That’s good news if you’re running a big bank. Not so good if you’re trying to build a bank here at home. Joe Zanco is doing exactly that. He’s the President and CEO of Catalyst Bank, a community bank based in Opelousas with branches around Acadiana. He’s a former CPA and internal auditor who cut his teeth working for the biggest names in banking and public accounting—Arthur Andersen, Iberia Bank, Home Bank. But the banking path wasn’t exactly his plan. Joe grew up in St. Bernard Parish, the son of a butcher with a drinking problem. He got into banking thanks to a mop, a grocery store manager, and a knack for numbers. He’s been laid off by bankrupt state agencies and global scandals—but every detour brought him closer to his real calling: helping people grow their businesses. On the opposite end of the spectrum is the world of civil litigation. Louisiana has lots of personal injuries to choose from. And that crowded competitive landscape comes with its own obstacles. Geremy Garcia is a managing partner of Landgrave Garcia Injury Attorneys. His path to entrepreneurship winds through geology, pool supplies, and a fraternity house visit with Exxon’s legal team. Geremy was born and raised in Corpus Christi and came to Lafayette in 2022. He studied geosciences at Texas Tech, then pivoted to law when the oil and gas industry hit the skids. After law school at Southern University, he found his niche in personal injury—especially the kinds of cases that require digging into long backstories and legal nuance, like dog bites or offshore injuries. In 2023, he and Logan Landgrave opened Landgrave Garcia. They’ve had to get scrappy: bootstrapping the firm, managing cash flow while fronting litigation costs, and learning to run a business from scratch. Turns out, there are two kinds of people who enjoy long odds and long paperwork trails: personal injury attorneys and community bankers. They may work in very different industries, but both Joe Zanco and Geremy Garcia are betting on something similar: that people in Acadiana value relationships, and that service still counts for something. Out to Lunch Acadiana was recorded live over lunch at Tsunami Sushi in downtown Lafayette. You can find photos from this show by Astor Morgan at itsacadiana.com.See omnystudio.com/listener for privacy information.

In this episode of Retire Fit Radio, Nathan Fort discusses the unique challenges and opportunities facing Generation X as they approach retirement. With many Gen Xers now nearing 60, the conversation focuses on the importance of transitioning from saving to strategic planning, understanding tax efficiency, and the significance of having a clear cash flow strategy. Nathan emphasizes that retirement is not just about reaching a certain age but about having the freedom to live life on one's own terms. The episode also explores the risks of having 'lazy money' and the need for income-producing assets to ensure financial stability in retirement. Real-life scenarios are presented to illustrate common retirement challenges and the importance of personalized planning. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

Steve Forbes slams the new guidance in Florida that ends all vaccine requirements for schoolchildren, warning of the crippling and lethal consequences to kids who don't get immunized for polio, measles, mumps, rubella, and more diseases.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textIn this Road to Wealth update, I share a big move I just made in my business—I switched brokerages. I break down why I left Keller Williams for eXp, how it aligns with my AI teaching brand, and the opportunities it opens up (more stages, more rooms, more impact).I also get into my money game plan and the exact steps I'm taking to dig out of debt and rebuild my credit.Here's what I cover:The real reasons I moved to eXp (access, speed, and distribution for my classes).My debt update and why I'm moving forward with a debt management program to slash interest and free up cash flow.How I'm funding the first payment, plus the monthly plan I'll use to attack balances faster.Why my credit score dipped—and how I'm fixing the payment date vs. closing date mistake.The cash-flow plays I'm running next: paid keynote, a two-day public speaking workshop, a birthday event to fill September seats, BNI subbing, and a monthly AI masterclass to funnel into my mastermind.How I'm ramping Q4: getting “Train the Presenter” certified, booking more office talks, and launching live with new partners.If you're in the trenches—juggling business pivots, debt payoff, and a comeback plan—this episode gives you the real numbers, the mindset, and the moves I'm making next. Follow along as I document the climb, one decision at a time.Support the showHOW TO SUPPORT THE WALK 2 WEALTH PODCAST: 1. Subscribe, Rate, & Review us on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform. 2. Share Episodes with your family, friends, and co-workers.3. Whether you're just starting your business or your business is established, ChatGPT can help you take your business to the next level. Get Instant Access To My List of Top 10 ChatGPT Prompts To Save You Time, Energy, & Money: HTTPS://WWW.STOPANDSTARE.MEDIA/AI

Send us fan responses! Navigating the complex landscape of credit repair and financial sovereignty doesn't have to be overwhelming. In this eye-opening conversation, we dive deep into strategies that transcend conventional financial advice, revealing how everyday people can access extraordinary tax benefits and credit repair opportunities.The journey begins with a fundamental mindset shift: recognizing your name as a business entity. This seemingly simple concept opens doors to tax credits worth up to $500,000 annually—a dramatic increase from the previous $200,000 limit. Rather than complicated schemes, these credits require only basic paperwork and the right approach, making them accessible to entrepreneurs at various stages.Credit repair takes center stage as we expose how credit bureaus process disputes through AI systems programmed to reject legitimate claims. The game-changing solution? Bypassing standard channels by sending disputes directly to legal departments via certified mail. This ensures human review of your case and dramatically improves success rates.Perhaps most powerful is the revelation about arbitration as a credit repair tool. Every credit bureau maintains arbitration clauses in their agreements—clauses you can leverage against them. By pursuing arbitration rather than standard disputes, many have successfully removed negative items and secured compensation up to $10,000 per account for hardships caused by inaccurate reporting.We explore the revolutionary application of Unidroit principles—international commercial contract law that provides powerful leverage in financial disputes. Article 3.2.5 specifically allows contract avoidance when induced by fraudulent misrepresentation or nondisclosure, exactly what occurs when financial institutions fail to disclose securitization processes.Ready to transform your approach to credit repair and financial sovereignty? These strategies represent just the beginning of what's possible when you understand how the system truly works and how to navigate it effectively.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

(Originally released September 2023) #349: Shelby Church has been a YouTube content creator for over 10 years, covering everything lifestyle, tech and business related. She has amassed an audience of 1.7 million subscribers and over 100 million total video views. She has been featured in multiple articles from Business Insider covering YouTube analytics and CPMs. She also has a series on her Airbnb in Palm Springs - showing everything from renovations, to the numbers behind the business.Topics discussed:Importance of high-yield savings accountLife as a content creator and YouTuberReality of buying and renovating a home to rent outBest business banks for young entrepreneurs and freelancersIdeal percentage of your income to save in order to have substantial savingsPerks of airport lounges if you travel frequentlyENJOY 10% OFF THE WHAT FULFILLS YOU? CARD GAME AT www.whatfulfillsyou.com - code "WHATFULFILLSYOU10"Follow Shelby Church on Instagram: https://www.instagram.com/shelbychurchFollow the What Fulfills You? Podcast Instagram: https://www.instagram.com/whatfulfillsyouFollow Emily Elizabeth's Instagram: https://www.instagram.com/emilyeduongSupport this podcast at — https://redcircle.com/what-fulfills-you-podcast/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

teve Forbes explains that in order to win peace in Ukraine and end Russia's war of aggression, the Trump Administration must supply Ukraine with greater while imposing tougher sanctions on Russia.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textCan you legally walk away from credit card debt?

In this episode of the Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss the potential to spend more money in retirement with less savings, challenging traditional financial independence norms, particularly the well-known 4% rule from the Trinity study. They explore a new study suggesting the safe withdrawal rate could be closer to 5-5.5%, which has significant implications for how soon one can achieve financial independence. The hosts also emphasize the importance of diversification in investments, considering the impact of factors like recent stock market performance and government economic interventions. The episode concludes with practical advice for physicians dealing with burnout, highlighting various career and financial flexibility strategies that can offer hope and options.Looking for own-occupation disability insurance from a source you can trust? Visit https://moneymeetsmedicine.com/disability 

Send us a textIn this Wisdom Wednesday, I speak directly to the fellas. I'm breaking down why so many “alpha male” gurus online are the wrong role models—and what to look for instead as you build your life, faith, and business.I share how chasing status, cars, and clout leads to shallow wins, why parroting other people's opinions stunts your growth, and how asking God for discernment helps you spot red flags, choose better rooms, and protect your future.Here's what I cover:The difference between being weird (quirky) and a weirdo (red flag).Why money + muscles ≠ maturity (and how to gauge real character).How materialism empties you out—and what to pursue instead.Practical ways to ask God for discernment and apply it at events, in DMs, and in deals.Building on values so you attract the right friends, partners, and opportunities.If you're a young man focused on purpose, faith, and real success—not internet posturing—this one will help you move smarter.Support the showHOW TO SUPPORT THE WALK 2 WEALTH PODCAST: 1. Subscribe, Rate, & Review us on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform. 2. Share Episodes with your family, friends, and co-workers.3. Whether you're just starting your business or your business is established, ChatGPT can help you take your business to the next level. Get Instant Access To My List of Top 10 ChatGPT Prompts To Save You Time, Energy, & Money: HTTPS://WWW.STOPANDSTARE.MEDIA/AI

Today, Jesse goes solo for a candid episode unpacking the most common mistakes and misconceptions he sees in personal finance, from the temptation to “rip off the bandaid” with Roth conversions to the behavioral traps of availability bias and flawed math around investment returns. He breaks down a real listener case study to show why paying millions in unnecessary taxes up front rarely makes sense, and explains why geometric averages—not arithmetic ones—are the only way to understand long-term investment performance. Jesse also tackles the question of whether hiring a financial planner still matters in an age of index funds, outlining how professional guidance can protect investors from costly behavioral mistakes and add value through tax strategies, estate planning, and disciplined execution. He goes behind the curtain on why most planners don't offer hourly services, compares business models in the industry, and underscores that even high earners can't outgrow poor spending habits. Finally, Jesse calls out the dangers of internet financial advice and reminds listeners that true financial success comes from avoiding pitfalls, questioning easy narratives, and building steady, intentional plans for the long run. Key Takeaways: • Availability bias influences investors—we tend to make decisions based on the most recent or vivid information, not on comprehensive analysis. • Neighbors' choices aren't financial advice—copying friends or coworkers' strategies can be dangerous without context. • The arithmetic average is misleading in investing—it ignores compounding and makes returns look better than they are. Geometric averages (compound returns) are the correct measure—they show the real growth rate of investments over time. • Financial advisors provide behavioral coaching and planning, not just advice. • You can't out-compound bad spending—even large salaries can't overcome low savings rates. • Internet financial advice is the wild west—anonymous content often lacks accountability or accuracy. Key Timestamps: (00:00) – Common Financial Planning Mistakes (08:08) – Availability Bias (11:42) – Arithmetic vs. Geometric Averages in Investing (21:48) – The Value of Financial Planners Beyond Index Funds (35:44) – Understanding RIA Regulations and Hourly Planning (41:22) – The Benefits of AUM Fee Model (46:45) – The Importance of Spending Plans (58:38) – Navigating Internet Financial Advice Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: The Dalbar Study: https://www.evaluatorfunds.com/jp-morgan-the-case-for-always-staying-invested/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

One Big Beautiful Bill is now law. How does it impact your Roth conversion strategies and other financial decisions? Plus, you may have seen or heard other advisors talking about their strategies for getting your retirement savings into tax-free Roth accounts. How are these different from a good ol' Roth conversion, and what do Joe and Big Al think of them? Find out today on Your Money, Your Wealth® podcast number 545 with Joe Anderson, CFP® and Big Al Clopine, CPA. Also, why is Ed Slott, CPA, the man known to many as "the IRA guru," such a fan of permanent cash value life insurance? Finally, an attempted correction from a YMYW YouTube viewer turns into a rousing game of death trivia, and we'll share some of your opinions from the 8th Annual YMYW Podcast Survey, which just closed. (Congratulations Larry, for being the randomly-chosen winner of the $100 Amazon e-gift card, just for completing the survey!) Free financial resources & episode transcript: https://bit.ly/ymyw-545 DOWNLOAD The Ultimate Guide to Roth IRAs WATCH Your 11 Step Path to Financial Freedom on YMYW TV CALCULATE your free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter

Money mentor Rose Han went from $100K in debt to self-made millionaire—and today she breaks down the inner and outer shifts that made it possible. We dig into money identity, practical systems (budgets that don't feel punishing), and habits that expand wealth consciousness without burnout. In this episode: Why your money identity quietly dictates your results—and how to rewrite it Rose's “rock bottom to millionaire” turning point (and the shame she had to release) Budgeting that aligns with values (so it actually sticks) Monthly Money Dates: how to track net worth and stay motivated High-yield savings, emergency funds, and paying off high-interest debt Staying calm in volatile markets & making decisions you can live with NLP + belief work to close the gap between where you are and where you're going Featured Guest: Rose Han Website: https://rosehan.com/ Rose's book: Add a Zero Follow on Youtube Follow on Instagram Connect with us

In this episode, Christina Lecuyer gets real about regrets—the ones she's faced personally, and the ones she's seen echoed across generations. From missed opportunities in personal growth to lessons in financial literacy, Christina opens up about the moments she wishes she'd acted sooner. But more than looking back, this conversation is about moving forward. She challenges you to recognize where you may be holding back in your own life and shows why investing in yourself, whether through education, growth, or bold decision-making is the most powerful way to break the cycle of regret.