Podcasts about Personal finance

In this "Money Meets Medicine" episode, hosts Justin Harvey and Dr. Jimmy Turner discuss the most impactful financial strategies for physicians, drawing on Jimmy's decade of experience post-training. They highlight the importance of saving 30% of gross income early, leveraging compound interest, and prioritizing high-yield actions like mortgage refinancing. The hosts debunk common myths, such as the overemphasis on backdoor Roth IRAs and real estate investing, and advocate for intentional, personalized financial planning. They also explore creating non-clinical income streams, empowering physicians to achieve financial independence and greater work-life balance.Take one of the personal finance classes you wish you had in medical school through Medical Degree Financial University: https://moneymeetsmedicine.com/MDFUGet the financial freedom Calculator: https://moneymeetsmedicine.com/FIREEvery doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disabilityWant a free copy of The Physician Philosopher's Guide to Personal Finance?  Visit https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Wharton FinTech Podcast, Bobby Ma sits down with Sam Lewis, CEO of Fruitful. Sam shares his experience building Fruitful and how the company is reimagining personal finance through a membership model that combines CFP® guidance with AI automation to transform every paycheck into progress. Fruitful has raised $37 million to date and serves thousands of members across all 50 states. We discuss: - Building Fruitful and scaling its membership model for personal finance - Why income allocation matters more than asset allocation for most Americans - Closing the execution gap between financial advice and real-world action - The role of AI in scaling CFP® workflows

In this episode of Money Meets Medicine, Dr. Jimmy Turner and Justin Harvey explore the financial and emotional complexities of home buying for physicians after training. They discuss the trade-offs between purchasing move-in-ready homes versus fixer-uppers, managing renovation costs, and understanding return on investment. The hosts emphasize the importance of aligning home-buying decisions with personal values, long-term financial planning, and cash flow realities. They share practical strategies for financing renovations and highlight that homeownership is as much about emotional well-being and lifestyle fit as it is about financial calculations.Check out Medical Degree Financial University: https://moneymeetsmedicine.com/MDFUEvery doctor needs own-occupation disability insurance.  Get it from a source you can trust: https://moneymeetsmedicine.com/disability Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Snag your copy here: https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Upcoming Event + What's NewBefore jumping into today's questions—there are some good ones—I want to share a quick note.I'll be at the Annual RetireMeet on March 7 in Bellevue at the Maidenbauer Building. I'll be there all day at the booth and will be discussing the inside story on diversification, including new thinking on rebalancing that I believe you'll find useful.Christine Benz — Director of Personal Finance and Retirement Planning at Morningstar How to retire successfully, with practical, research-backed retirement planning guidance.Tom and Don — longtime members of the Truth Tellers Club Retirement evolution and income planning, including sustainable withdrawal strategies and real-world retirement insights.A speaker from Dimensional Fund Advisors The psychology of investing and how investor behavior affects long-term results.Kevin Peterson — insurance expert who helped us select new coverage this year Getting the most from Medicare and making smart coverage decisions.An estate planning attorney Building an effective estate plan, including wills, trusts, and beneficiary strategies.Joe Saul-Sehy, co-host of Stacking Benjamins Common mistakes that make retirement miserable—and how to avoid them.The event is available in person and online. In-person attendees receive lunch. Online attendees pay a small fee that supports nonprofits focused on financial education.I also spent time this week with Daryl Balls, working on updates to the quilt charts and new tables. We're excited to share those soon, along with the next Boot Camp series, starting later this month.Questions of the DayHow can I avoid getting scammed by a bad financial advisor? 04:03How can my parents decide when to start Social Security? 07:08How do I identify my target asset allocation if I am 41 and plan to retire at 65, taking Social Security at 70 and with a pension? 08:47Can you help me build a sample asset allocation? 11:46What should I learn first to understand asset allocation? 14:10How do target date funds fit into asset allocation? 17:42How does VTSAX fit into this strategy? 17:04My 401(k) only offers Vanguard Total Market, Mid-Cap Index, and Small-Cap Index. Can I build a good portfolio? 20:40If I'm contributing monthly, should I rebalance using contributions or make separate trades? 27:59I have a closed 401(k) with a target date 2050 fund. Is that a good core holding? 28:50A Final ThoughtI recently spoke with an investor who realized they didn't need to draw from their investments at all, thanks to Social Security and a pension—even with nearly $2 million invested.When you don't need the money, you get to choose your medicine—aggressive or conservative.We're excited about the upcoming Boot Camp, new tables, and educational tools. If we can do a better job teaching, our hope is that you'll do a better job investing—for yourselves and for those who count on you. Links Mentioned in This EpisodeInvestor EducationGet Smart or Get Screwed Truth Tellers – Social SecuritySocial Security Made Simple by Mike PiperMike Piper – Oblivious Investor When to Take Social Security: Pros & Cons – Jim Dahle (White Coat Investor)https://www.whitecoatinvestor.com/when-to-take-social-security-a-pro-con/Asset Allocation & Target Date FundsTwo Funds for Life – Chris PedersenSound Investing Portfolio Series (Boot Camp – prior year)Ultimate Buy & Hold StrategyFine-Tuning Your Asset AllocationEventAnnual RetireMeet – Bellevue (March 7)Research & ToolsQuilt Charts and Tables (Paul Merriman / Daryl Balls)

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs your financial freedom being hijacked by your emotions?We all like to think we're logical with money—crunching the numbers, weighing the odds, making the “smart” move. But the truth? Most of our financial behavior is driven by emotion, not math. In this episode, Jon Orr and Kyle Pearce unpack the hidden psychological tug-of-war that shapes our habits, investment choices, and long-term wealth strategies. Inspired by Freakonomics Radio and grounded in behavioral finance, they explore why knowing what to do isn't the same as doing it—and what actually makes the difference.You'll discover:A practical framework (elephant vs. rider) for understanding and overcoming self-sabotaging money habits.How to bridge the gap between financial theory and real-life action—even when fear or doubt creeps in.Smart ways to align your investments and financial systems with behavior you can actually sustain.If you've ever struggled to follow through on the “right” financial move to gain financial freedom, press play now—this episode could change how you think (and act) with money.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Personal finance expert Michelle Singletary offers advice on managing money and cuttings costs during uncertain times

Amy talks with the host of ‘How to Money’ Joel Larsgaard talking about young people ditching credit cards, Ozempic reducing grocery bills, and store brands costing less.See omnystudio.com/listener for privacy information.

I loved talking with finance creator Leila Kartforosh for this weeks episode! Leila is a microbiologist turned financial coach and content creator who also happens to be my very own financial coach, too. We talk about her transition to self-employment, the significance of authenticity in her YouTube videos, and the surprising evolution of her relationship with money. Leila Kartforosh is a personal finance coach and content creator behind the brand Personal Finance with Leila – Debt Over It. After spending five years paying off over $82,000 of her own debt, she left her corporate career to help others get clarity and control with their money. She shares simple, practical, judgment-free strategies on budgeting, debt payoff, and wealth building through YouTube and one-on-one coaching. Outside of finance, Leila loves reading and staying active in the gym! Connect with Leila:YouTube channel Website A video version of this interview can be found on my YouTube Channel. This podcast is powered by my subscribers on Patreon who receive bonus episodes for this show, among other perks. Learn more at patreon.com/michaelharren

Send us a textToo often, Dr. Martin Luther King Jr.'s philosophy has been simplified to a few memorable phrases from his iconic "I Have a Dream" speech. But did you know that Dr. King held some pretty radical money beliefs?Dr. King advocated for social justice and economic equality for all Americans and his ideas still resonate today.This is one of the most popular episodes of Progressive Pockets, so please enjoy! Links from today's episode: https://www.washingtonpost.com/outlook/2019/01/21/economic-equality-martin-luther-king-jrs-other-dream/https://www.debt.com/news/what-martin-luther-king-jr-taught-us-money/https://www.npr.org/2021/01/18/958120759/martin-luther-king-jr-s-vision-for-economic-justice ICYMI another episode you might enjoy:Episode#123 Poor People's CampaignLove the book recos on this show? Check out the Progressive Pockets Bookshelf:https://bookshop.org/shop/progressivepockets As an affiliate of Bookshop.org, Progressive Pockets will earn a commission if you make a purchase.Connect With Genet “GG” Gimja:Website https://www.progressivepockets.comTwitter https://twitter.com/prgrssvpckts Work With Me:Email progressivepockets@gmail.com for business inquiries and speaking engagements.Easy Ways to Support the Show1. Send this episode to someone you know! Word of mouth is how podcasts grow!2. Buy me a coffee (or a soundproof panel!) https://buymeacoffee.com/progressivepockets 3. Leave a 5 star rating and review for the show!//NO AI TRAINING: Any use of this podcast episode transcript or associated show notes or blog posts to “train” generative artificial intelligence (AI) technologies to generate text is expressly prohibited. This includes, without limitation, technologies that are capable of generating works in the same style or genre as this content. The author reserves all rights to license uses of this work for generative AI training and development of machine learning language models//Support the show

Today we're talking about the future. Not just retirement as a number on a spreadsheet, but retirement as a real phase of life—one that we're all heading toward, whether we're just opening our first 401(k) or already counting down the years.My guest is someone I've turned to for guidance for decades. Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar, and if you've ever read a smart, clear-headed piece about investing, portfolio strategy, or retirement readiness, chances are her work shaped it.Christine has helped millions of investors make sense of their money at every stage of life—but especially at the moment when the stakes feel highest: figuring out how to turn what you've saved into a sustainable, meaningful retirement. She's also the author of How to Retire, a deeply practical and human guide that goes far beyond the math to tackle the emotional, lifestyle, and health realities of aging.In this conversation, we're digging into what retirement planning looks like right now: after a long market run, amid persistent inflation concerns, longer lifespans, and big questions around Social Security, healthcare, and caregiving. We talk about safe withdrawal rates, de-risking portfolios, how women need to plan differently, and why flexibility—not perfection—is the real secret to retiring well. Hosted on Acast. See acast.com/privacy for more information.

In this episode of "Money Meets Medicine," Dr. Jimmy Turner and Justin Harvey CFP tackle the often awkward money conversations that arise during family gatherings, especially around the holidays. They share personal stories and professional advice on discussing topics like inheritance, financial support for aging parents, and estate planning. The hosts emphasize the importance of honest communication, setting boundaries, and involving financial advisors when needed. Listeners are encouraged to start these conversations early to prevent misunderstandings, protect relationships, and ensure smoother financial planning within families.Looking to learn about the personal finance topics every doctor needs to know about? Check out one of our classes inside of Medical Degree Financial University: https://moneymeetsmedicine.com/mdfu Every doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disability Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Get your free copy here--> https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jesse is joined by Jeremy Keil—Certified Financial Planner, Chartered Financial Analyst, author of Retire Today, and host of the Retirement Revealed podcast—for a wide-ranging conversation that reframes how people should think about retirement decisions long before and long after the final day of work. Together, they explore why most people retire earlier than planned, why longevity is so often misunderstood, and how flawed assumptions about life expectancy, Social Security, and taxes can quietly undermine otherwise solid plans. Jeremy introduces the concept of "retirement longevity" as both when retirement starts and how long it may last, emphasizing the importance of personalized life expectancy modeling, joint longevity for couples, and treating Social Security as insurance rather than an investment. The discussion also dives deep into Jeremy's five-step Retirement Master Plan—starting with spending, then income, tax planning, investing, and legacy—highlighting why tax strategy and Roth conversions are often the most powerful yet overlooked levers in retirement planning. Throughout the episode, Jesse and Jeremy blend technical insight with behavioral clarity, addressing the emotional hurdles retirees face, from fear of running out of money to the identity shift from saver to spender, ultimately offering a grounded, practical roadmap for building confidence and clarity in retirement. Key Takeaways: • Average life expectancy statistics are misleading for near-retirees. Personalized longevity estimates are far more useful than population averages. • Couples must plan around joint life expectancy, not individual longevity. • Current take-home pay is a practical proxy for estimating retirement lifestyle spending. • Roth conversions are situational tools, not universally good strategies. The timing and size of Roth conversions matter as much as the decision to do them. • Many retirees struggle emotionally with shifting from saving to spending. The healthiest mindset shift is from "saver" or "spender" to lifelong "planner." Key Timestamps: (01:41) – Understanding Fixed Indexed Annuities (07:30) – Roth Conversion and Annuities: A Critical Look (10:55) – Dividends and Income in Retirement Planning (17:34) – Retirement Longevity and Planning (28:06) – Understanding Life Expectancy in Retirement Planning (32:06) – Comprehensive Retirement Planning (33:02) – The Five Steps to Create Your Retirement Master Plan (38:52) – Tax Planning and Roth Conversions (47:12) – Emotional Hurdles in Retirement Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: jeremykeil.com LinkedIn: https://www.linkedin.com/in/mrretirement/ Mentions: Retire Today: Create Your Retirement Master Plan in 5 Simple Steps by Jeremy Keil https://www.youtube.com/@MrRetirement https://www.longevityillustrator.org/ https://keilfp.com/blogpodcast/ https://bestinterest.blog/dividends-and-income-withdrawal-rate/ https://bestinterest.blog/about-that-free-steak-dinner/  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

How to know when you're holding too much stock in one individual company or fund, and why now is a perfect time to consider harvesting gains from your most concentrated investment positions.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you aggressively pay off your mortgage—or use it as a strategic tool to build wealth?As a business owner, the mortgage decision isn't just about rates and terms—it's about behavior, tax efficiency, and long-term wealth strategy. In this episode, Jon and Kyle unpack their very different mortgage scenarios to show how your financial moves can either limit or unlock new opportunities. Whether you're up for renewal or sitting on a chunk of equity, the real question is: what's the smartest next move for you?Listen in to discover:Why refinancing your mortgage might be the key to filling your TFSA—without draining your corporation.How extending your amortization can be a powerful move for financial flexibility (and not just a debt trap).A practical breakdown of when it makes sense to not pay off your mortgage—even if you could.Press play now to rethink your mortgage as more than a payment—and start using it as a tool for long-term growth.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, making smart mortgage decisions goes far beyond interest rates—it's about aligning renewal strategies with a broader Canadian wealth plan. By integrating behavioral economics with financial planning tools like tax-free savings accounts, RRSP optimization, and home equity leverage, entrepreneurs can craft a personalized path to financial freedom in Canada. Whether you're weighing salary vs. dividends, exploring real estate investing or renting, or balancing personal vs. corporate tax planning, the key lies in building financial systems that support long-term wealth. From early retirement strategies and modest lifestyle wealth to corporate structure opReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

We usually think of money as something very practical, concrete, and secular; we earn it, save it, spend it, and crunch the numbers behind it. But money is never just about money: it reflects our values, our priorities — and even our spiritual life.My guest today, Tom Levinson, knows this well. He's a financial advisor who studied religion at Harvard Divinity School and thought about becoming a rabbi. Now, he helps people navigate not just their portfolios, but the deeper questions that come with them.In today's conversation, Tom shares the greater meaning around money, what the Jewish, Christian, and Islamic religions say about it, and how financial practices like budgeting can be spiritual disciplines.Resources Related to the PodcastAll That's Holy: A Young Guy, an Old Car, and the Search for God in America by Tom LevinsonAoM Article: The Spiritual Disciplines — SimplicityAoM Podcast #363: Budgeting Doesn't Have to SuckConnect With Tom LevinsonTom's podcast: Money, Meet MeaningTom on LinkedInThanks to This Week's Podcast SponsorSurfshark VPN. Go to https://surfshark.com/manliness or use code MANLINESS at checkout to get 4 extra months of Surfshark VPN! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lillian Zhang is a financial and career educator. Her book, "The New Money Rules: The GenZ Guide to Personal Finance" covers how to eliminate debt and offers non-judgmental advice on saving and investing. Zhang talks to KQED's Marlena Jackson-Retondo about the tips she gives to young people managing their own finances for the first time.

This week's self-publishing news covers why some authors get paid while others do not, including how rights reversion can affect payouts tied to AI settlements and future legal actions. We also touch on important updates and conversations involving Writer Beware, the Authors Guild, Apple Books, Spoken, ProWritingAid, Twin Flames Studios, and a new discussion on networking for authors. All that and more in the Self-Publishing News for January 13, 2026. Author Nation After Party (digital replay) - https://DaleLinks.com/AuthorNationReplay (affiliate link) - Writer Beware: Reversion Redux - https://writerbeware.blog/2026/01/09/reversion-redux/  Apple Books for Authors - https://authors.apple.com  Spoken - https://spoken.press  ProWebWriter - https://prowebwriter.com/  Miblart: 10 Book Cover Design Trends that Await Us in 2026 - https://miblart.com/blog/book-cover-trends-this-year/  Author Marketing Experts: 10 Book Marketing Campaigns That Drive Real Results - https://amarketingexpert.com/2025/12/23/10-proven-book-marketing-campaigns-that-actually-work/  ProWritingAid - https://DaleLinks.com/ProWritingAid (affiliate link) Twin Flames Studios: The State of Publishing in 2026 - https://twinflamesstudios.com/publishing-2026?partnerid=r1397  Authors Guild: Money Isn't the Worst! Personal Finance 101 for Creatives - https://us02web.zoom.us/webinar/register/WN_YjXJv97PSLi2xy7bmADKjA#/registration  The Novel Marketing Podcast: Networking for Authors - https://youtu.be/BRXpvf1Np_4?si=YJCNrjjWHH3UYN57  Subscribe to my email newsletter - https://DaleLinks.com/SignUp  Join Channel Memberships - https://DaleLinks.com/Memberships  Join Me on Discord - https://DaleLinks.com/Discord   Check out my main YouTube channel - https://www.youtube.com/@dalelroberts  My Books - https://DaleLinks.com/MyBooks  Wanna tip me? Visit https://dalelroberts.gumroad.com/coffee.  Where noted, some outbound links financially benefit the podcast through affiliate programs. I only endorse programs, products, or services I use and can stand confidently behind. These links do not affect your purchase price and greatly helps to building and growing this channel. Thanks in advance for understanding! - Dale L. Roberts

Hello, hello — and welcome back to Greedy Bitch, the podcast for groomers who are done apologizing for wanting more. I'm your host, River Lee — founder of The Savvy Groomer — and if this is your first time here, let me just say: welcome. You're in the right place if you love grooming… but you're tired of being exhausted, underpaid, and quietly resentful about it. Now listen — we're kicking off January with our New Year, New Money theme. So today felt like the perfect time to talk about something groomers have a LOT of feelings about… ✨ Tips. Cash tips. Card tips. The “oh my god they tipped me $40 I love them forever” tips. The “why didn't they tip me at all?” spiral. The guilt. The gratitude. The confusion. And before we go any further, let me say this clearly:

After The Fire: Tulsa's Untold Reckoning**In 1921, a prosperous Black neighborhood was destroyed almost overnight - and then quietly written out of the historical record. We examine how violence, silence, and selective memory shaped what generations of Americans were never taught. Host: Gary Price. Producer: Amirah Zaveri. Guest: Scott Ellsworth, lecturer, Department of Afro-American and African Studies at the University of Michigan – Ann Arbor, author, Death in a Promised Land: The Tulsa Race Riot of 1921 and The Groundbreaking: An American City and Its Search for Justice. The Decision Most American's Don't Make Until It's Too LateAbout 60 percent of Americans don't yet have a written will in place. People spend a lifetime working hard, saving money, building assets, but often never think about what would happen in case they suddenly passed away. We speak with life planning expert Abby Schneiderman about the importance of organizing your life both on paper and online.Host: Marty Peterson. Producer: Amirah Zaveri. Guests: Abby Schneiderman, co-CEO, Everplans, co-author, In Case You Get Hit by a Bus: How to Organize Your Life Now for When You're Not Around LaterViewpoints Explained: How Much Do You Trust Online Reviews?Why does everything you look up seem to have a five-star rating these days? We discuss the widespread use of fake or paid reviews on the internet and what the government is doing to try and crack down on this misinformation. Host: Ebony McMorris.Producer: Amirah Zaveri  Culture Crash: Our Tribute To The Acclaimed Filmmaker Rob ReinerWe remember late director, screenwriter and Hollywood legend Rob Reiner – the brains behind some of the most iconic and award-winning films of our time such as The Princess Bride, A Few Good Men and When Harry Met Sally.Host: Evan Rook. Producer: Evan Rook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

About 60 percent of Americans don't yet have a written will in place. People spend a lifetime working hard, saving money, building assets, but often never think about what would happen in case they suddenly passed away. We speak with life planning expert Abby Schneiderman about the importance of organizing your life both on paper and online.Guests: Abby Schneiderman, co-CEO, Everplans, co-author, In Case You Get Hit by a Bus: How to Organize Your Life Now for When You're Not Around LaterHost: Marty Peterson.  Producer: Amirah Zaveri. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this kickoff episode of a multi-part series on physician contracts, Dr. Jimmy Turner and attorney Michael Johnson break down why understanding contract terms is crucial for physicians. They introduce the “contract trinity”—work obligations, compensation, and exit strategy—and discuss employer motivations, legal considerations, and common pitfalls like non-competes and clawbacks. Real-world examples highlight the risks of “standard” contracts and the importance of negotiation. The episode emphasizes that contract literacy is essential for career and financial well-being, setting the stage for deeper dives into contract topics in future episodes.Looking to create a financial plan specific for physicians? Join Medical Degree Financial University: https://moneymeetsmedicine.com/mdfuGet $100 off a physician contract review with Michael Johnson Legal by booking a time through moneymeetsmedicine.com/negotiateEvery doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disabilityWant a free copy of The Physician Philosopher's Guide to Personal Finance?  Visit https://moneymeetsmedicine.com  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Jesse's 12th "Ask Me Anything" episode, he opens the year by tackling the questions that tend to surface when calendars turn and retirement feels closer than ever. He begins with a thoughtful exploration of whether "this is the year to retire," unpacking how sequence-of-returns risk, market valuations, spending accuracy, and portfolio construction matter far more than trying to guess the next market move, and why building flexibility—not perfect timing—is the real defense against early-retirement risk. From there, Jesse shifts to a practical and surprisingly nuanced discussion on getting kids and grandkids started in investing, weighing Roth IRAs, custodial accounts, and taxable strategies while emphasizing the twin lessons of earned money and compounding—and how to balance long-term discipline with making investing engaging and educational. He then addresses how portfolios should evolve as investors age and as assets grow, explaining why the glide path toward retirement is as much about risk capacity, risk need, and behavioral fit as it is about age, and why excess capital fundamentally changes how—and why—you take risk. He closes with a comprehensive walk through the key ages and milestones that shape a financial plan, from early adulthood to Social Security, Medicare, and required minimum distributions, giving listeners a clear mental map of when critical doors open and close. Throughout, Jesse blends technical insight with behavioral clarity, helping listeners not just answer financial questions, but build a durable way of thinking about decisions that will compound for decades. Key Takeaways:• The decision to retire is less about predicting markets and more about understanding cash flow, spending flexibility, and downside protection in the early years. • Writing down the rationale behind major investment decisions helps reduce future regret and emotional reactions. • Many retirees underestimate their spending, which can create false confidence in retirement readiness. • Teaching kids about investing works best when it combines earned income, parental matching, and simple, long-term strategies. • Excess capital changes the nature of investment decisions, allowing greater freedom without jeopardizing core goals. • Knowing the key financial ages—Social Security, Medicare, Roth rules, and required minimum distributions—helps investors anticipate decisions rather than react under pressure. Links:https://bestinterest.blog/should-retirees-sell-stocks-move-to-cash/ https://bestinterest.blog/great-investors-little-secret/ https://bestinterest.blog/rmds-sequence-risk-retirement-destruction/ https://bestinterest.blog/e87/ Wade Pfau's SRR Chart: https://www.bogleheads.org/forum/viewtopic.php?t=461168 https://bestinterest.blog/when-not-to-rebalance/ Key Timestamps:(03:51) – Smart and Dumb Reasons to Move to Cash (16:46) – Sequence of Returns Risk (20:47) – Spending and Lifestyle in Early Retirement (23:30) – Getting Kids Involved in Investing (26:10) – Tax Implications and Control of UGMA Accounts (30:38) – Investment Strategies for Financial Independence (36:44) – Rebalancing in Retirement (43:57) – Important Ages and Events in Retirement Planning Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

How is the United States military action into Venezuela which led to the capture of Venezuelan leader Nicolas Maduro likely to impact the stock market and your investments? Note: This is NOT a political discussion, but a conversation about how scenarios like this can impact equity markets.

Bianca RappaportCreatorWanderwell Clubhttps://adventuretravelmarketing.com/guest/bianca-rappaport/Guest BioBianca Rappaport is the founder of Wanderwell Club and a full-time nomad who has spent nearly a decade house and pet sitting across more than 20 countries on five continents. Since 2016, she has crafted a lifestyle that fuses financial freedom with meaningful travel—saving over $300,000 in rent, leveraging travel hacks for low-cost flights, and building a multi-six-figure investment portfolio. Remarkably, she reached Coast FI by age 34 without ever earning a six-figure salary.Her approach combines intentional, slow travel with smart financial strategies, values-based spending, and a commitment to community. Whether she's volunteering with locals or supporting small businesses, Bianca believes in giving back to the places she visits.Through Wanderwell Club, Bianca empowers digital nomads and remote workers to build a sustainable lifestyle that balances exploration, financial independence, and positive social impact.Show SummaryIn this episode of the Big World Made Small Adventure Travel Podcast, host Jason Elkins speaks with Bianca Rappaport, founder of the Wanderwell Club and long-time global nomad. Bianca shares how her multicultural background and early desire to see the world led her to a lifestyle rooted in slow, intentional travel and personal freedom.The conversation explores how Bianca built a financially sustainable life on the road through house sitting, frugal living, and long-term investing. She emphasizes the importance of community, mindfulness, and reciprocity in travel—encouraging listeners to slow down, build local connections, and make a positive impact along the way. Her journey is a compelling example of how travel and financial wellness can go hand in hand.Key Takeaways✓ Sustainable travel and financial freedom can go hand in hand with the right strategy.✓ Bianca embraces the term “digital slow mad” to describe her intentional travel style.✓ Slowing down allows for deeper relationships and a stronger sense of place.✓ A powerful passport is a privilege that opens doors to global mobility.✓ Even challenging moments—like crashing on a friend's couch—can lead to transformation.✓ House sitting offers a cost-effective, immersive way to travel long-term.✓ Financial literacy is key to sustaining a nomadic lifestyle and planning for retirement.✓ Wanderwell Club provides a supportive space for community, growth, and guidance.✓ Mindful travel creates ripple effects that benefit local communities.✓ Saying yes to new opportunities often leads to unexpected, life-changing adventures. Learn more about Big World Made Small Adventure Travel Marketing and join our private community to get episode updates, special access to our guests, and exclusive adventure travel offers on our website.

Jade Warshaw and her husband once found themselves buried under $460,000 in debt, a weight that revealed the emotional patterns sabotaging their financial decisions. Despite their best efforts, no amount of saving or financial planning could break the cycle. It wasn't until they tackled the mindset and emotions driving their choices that they finally eliminated their debt and gained true financial freedom. In this episode, Jade uncovers the emotional traps that prevent people from building lasting wealth, and shares how you can break the cycle to achieve your financial goals in 2026 and beyond. In this episode, Hala and Jade will discuss: (00:00) Introduction (02:38) Emotional Barriers to Financial Success (08:10) Taking Responsibility for Your Finances (10:05) Unpacking Viral Money Trends and Mindsets (18:54) Financial Red Flags and Emotional Traps (26:25) Emotional Audit: Identifying Financial Behaviors (32:25) Navigating Shared Finances in Relationships (42:08) Entrepreneurs' Biggest Money Mistakes (46:46) The Financially Responsible Money Checklist (50:04) Raising Kids With Healthy Money Values (55:27) Achieving Financial Peace and 2026 Goals Jade Warshaw is a debt elimination expert, finance coach, and bestselling author. As a co-host of The Ramsey Show, the second-largest talk radio show in America, she helps people pay off debt and build wealth by teaching them how to shift their mindset and actions around money. Jade's latest book, What Nobody Tells You About Money, provides practical strategies for addressing the emotional barriers that prevent financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Intuit QuickBooks - Start the new year strong and take control of your cash flow at QuickBooks.com/money  Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting   Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Resources Mentioned: Jade's Book, What Nobody Tells You About Money: bit.ly/WNOTYAM  Jade's Instagram: instagram.com/jadewarshaw  The Ramsey Show: ramseysolutions.com Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Stock Market, Scalability, Investment, Risk Management, Business Coaching, Finance Podcast

Abi Foster is a finance expert who's on a mission to help people actually understand their money and feel more confident with their finances. I always say I won't shy away from money conversations on this podcast because as much as we don't want to admit it, it is so important to all of our lives, and insanely still taboo for podcast with a primarily female audience. Today we talked about everything from how to start building real financial confidence, to the biggest money mistakes people make in their 20s and 30s, I hope it really helps! +ABIGAIL FOSTERIG: https://www.instagram.com/abigailrosefoster/?hl=en LinkedIn: https://uk.linkedin.com/in/abigailrosefoster Book: https://www.penguin.co.uk/books/468579/the-money-manual-by-foster-abigail/9781529147032 +SIGN UP TO THE WORKING HARD NEWSLETTER: https://graceb.myflodesk.com/k0sfhlac34+FOLLOW THE PODCASTInstagram: https://www.instagram.com/workinghard...TikTok: https://www.tiktok.com/@workinghardpo...+DILEMMA SUBMISSIONIf you'd like to submit any dilemmas to the podcast to be answered in the bonus episodes, please send them to podcast@grace-beverley.com with the subject beginning DILEMMAS or DM us @workinghardpod on instagram!+MY LINKS: https://gracebeverley.komi.io/+RETROGRADE, SHREDDY, TALA and THE PRODUCTIVITY METHOD are my own businesses, therefore any mention of them - whilst not being a sponsorship - is monetarily endorsed. As usual, sponsorships do not change my opinions nor my honesty, but I will always disclaim to make sure motives are clear

Check out powerful tools and authentic resources by Arun Pandit below:Horocosmo: https://link.astroarunpandit.org/m-kRSade Sati Report: https://link.astroarunpandit.org/m-kWCareer Report: https://link.astroarunpandit.org/m-kYRudraksh: https://link.astroarunpandit.org/m-kaGet FREE Access to Arun Pandit Ji's Basic Astrology Course:-https://forms.gle/5nfK6ARBy4F1iwUb6Check out Arun Pandit Ji's LIVE Astrology Classes:-https://forms.gle/vqdZjEEJFEsUvLBf8Share your guest suggestions hereMail - connect@beerbiceps.comLink - https://forms.gle/aoMHY9EE3Cg3Tqdx9Check out BeerBiceps SkillHouse's YouTube 1O1 Course - https://youtube.beerbicepsskillhouse.in/youtube-101BeerBiceps SkillHouse को Social Media पर Follow करे :-YouTube : https://www.youtube.com/channel/UC2-Y36TqZ5MH6N1cWpmsBRQ Instagram : https://www.instagram.com/beerbiceps_skillhouseWebsite : https://beerbicepsskillhouse.inFor any other queries EMAIL: support@beerbicepsskillhouse.comIn case of any payment-related issues, kindly write to support@tagmango.comLevel Supermind - Mind Performance App को Download करिए यहाँ से

One Yale economist certainly thinks so. But even if he's right, are economists any better? We find out, in this update of a 2022 episode. SOURCES:James Choi, professor of finance at the Yale School of Management.Morgan Housel, personal finance author and partner at the Collaborative Fund. RESOURCES:The Art of Spending Money: Simple Choices for a Richer Life, by Morgan Housel (2025).“Popular Personal Financial Advice versus the Professors,” by James J. Choi (Journal of Economic Perspectives, 2022).“Media Persuasion and Consumption: Evidence from the Dave Ramsey Show,” by Felix Chopra (SSRN, 2021).The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness, by Morgan Housel (2020).“In Bogle Family, It's Either Passive or Aggressive,” by Liam Pleven (Wall Street Journal, 2013). EXTRAS: “Harold Pollack on Why Managing Your Money Is as Easy as Taking Out the Garbage,” by People I (Mostly) Admire (2021).“People Aren't Dumb. The World Is Hard,” by Freakonomics Radio (2018).“Everything You Always Wanted to Know About Money (But Were Afraid to Ask),” by Freakonomics Radio (2017).“The Stupidest Thing You Can Do With Your Money,” by Freakonomics Radio (2017). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Parting advice from cherished personal finance columnist Jonathan Clements. The final actions he took battling terminal cancer. WEALTHTRACK episode 2227, broadcast on 01/02/26

Welcome to the first episode of 2026.In this episode of The Weekly Wealth Podcast, Certified Financial Planner™ David Chudyk shares 25 powerful lessons from 2025—lessons learned from working closely with business owners, high earners, and high‑net‑worth families.These lessons span three critical areas:• Business ownership & leadership• Personal finance & investing• Life, health, and perspectiveThis episode is designed to help you think better, behave better, and ultimately make better financial decisions in 2026 and beyond.SECTION 1: 8 LESSONS FOR BUSINESS OWNERS1. Profit is not a dirty word—it's the purpose of business.2. Your business should survive if you disappear for 30 days.3. Complexity is the enemy of scale.4. Growth requires daily discomfort.5. Many businesses underprice their value.6. You can't be everything to everyone—find your niche.7. Core values should be written, shared, and lived.8. Learn to say: “That's not my job anymore.”SECTION 2: 9 PERSONAL FINANCE & INVESTING LESSONS• Many millionaires don't look wealthy.• Financial margin matters.• Wealth is built through boring consistency.• Concentration can create wealth; diversification preserves it.• Know what you own, why you own it, and when you'll sell.• Risk management matters more than chasing returns.• Roth vs pre‑tax decisions matter.• Tax preparation is not tax planning.• Estate planning can't wait.SECTION 3: 8 LIFE LESSONS• Be a decent person.• Let go of what you can't control.• Calories add up—health matters.• Find an exercise plan you'll stick with.• Surround yourself with great people.• Avoid patterns that keep people stuck.• Choose empathy over judgment.• Faith, gratitude, and perspective matter.BONUS SEGMENTFocus on activities, not outcomes.You control the activity. Results take care of themselves.CALL TO ACTIONBook your 10‑Minute Wealth Vision Call:https://weeklywealthpodcast.com/visionDISCLAIMERThe information contained herein is for informational purposes only and should not be construed as an offer to buy or sell any security. Past performance is not indicative of future results.

Nokukhanya Mntambo speaks to Dr Dale McKinley, Political Economist, about South Africa’s economic performance in 2025 and the outlook for 2026, unpacking key finance, business and policy considerations. In other interviews, Siba Njoba, Director and Wealth Manager, discusses financial planning for new families, while clinical psychologist Charity Mkone explores how individuals can overcome imposter syndrome. The show also features SATSA Chairperson Oupa Pilane on why Gen Z is prioritising travel over family time, and sports business specialist Nqobile Ndlovu on the growing commercial and branding opportunities within the business of sport. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Send us a textSupport the showShow RTPF Podcast Some Love - PREMIUM!!! Get a RTPF Winter Beanie - MERCH! PROJECTION LAB Interested in starting your own podcast? Get a $20 Amazon gift card with this link!

In this episode of "Money Meets Medicine," Dr. Jimi Turner interviews Dr. Krystal Sodaitis, a physician, executive coach, and luxury cruise podcaster. They discuss the challenges and strengths of neurodivergent physicians, including how ADHD and dyslexia can impact financial decisions. Dr. Sodaitis shares strategies for managing impulsivity and highlights the importance of tailored financial planning. The conversation then shifts to luxury cruising, covering how to choose the right cruise, the benefits of travel agents, and what sets luxury cruises apart. The episode offers practical advice for both neurodivergent professionals and aspiring luxury travelers.Krystal's Coaching Website: Neurodiversedocs.comKrystal's podcast: luxurycruising.net/podcastGet a personal finance lessons sent to your email inbox once each week! Join the weekly MMM update: https://moneymeetsmedicine.com/updateEvery doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disability  Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Visit https://moneymeetsmedicine.com/freebook___________Join us for Doctor PodFest in Florida! Go here to secure your ticket: Here  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A lot happens over a year's time, from Deep Seek, to Tariffs, a spring and summer market recovery, and a looming Supreme Court decision, all of which have impacted your investments in different ways. As we say goodbye to 2025, a look back at what we learned.

In this episode of the Sunlight Tax Podcast, I share core personal finance strategies for creative entrepreneurs, artists, and business owners. Learn the right order of operations for managing money, why an emergency fund is essential, practical debt management tips, and simple ways to start investing with low-cost index funds. Join me today to hear some basic steps to control your finances and how you can start investing today.   Also mentioned in today's episode:  00:23 Navigating Life's Unexpected Challenges 01:19 Understanding Personal Finance Order of Operations 04:01 The Basics of Personal Finance 07:55 Debt Management Strategies 08:48 Prioritizing Savings for Retirement and Education 10:13 Investing Basics and Strategies 13:25 Empowering Financial Education and Resources If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions

Mr. Beast Biography Flash a weekly Biography.Jimmy Donaldson, the YouTuber known as MrBeast, just dropped a bombshell in an interview with creator Jon Youshaei posted Monday, revealing plans for a new YouTube channel dedicated to financial literacy, teaching fans about investing, Roth IRAs, and smart money moves. Business Insider reports this fits his cash-heavy stunts like the 10 million dollar Beast Games prize, while teasing an upcoming MrBeast Financial services venture, possibly including student loans and insurance via a fintech partner. Entrepreneur echoes the scoop, noting his 454 million subscribers could make personal finance go viral.In the past 24 hours, National Post highlighted a fresh clip where Donaldson insists it would feel irresponsible not to leverage his platform reaching one in 10 people worldwide for positivity, underscoring his global sway. Beast Industries CEO Jeff Housenbold fueled IPO buzz at the DealBook Summit earlier this month, per TechCrunch, hinting at letting his 1.4 billion recent viewers become company owners someday, building on last years five billion dollar valuation.No major public appearances or social media mentions popped in the last few days, but his philanthropy machine keeps humming with the Rockefeller Foundations recent strategic partnership with Beast Philanthropy, as Devex details, blending influencer flair with institutional aid amid 2025s humanitarian crises. Ongoing lawsuits from Beast Games contestants over set conditions linger without updates, Fortune notes from September, yet his empire Feastables chocolates outprofiting media arms signals long-term biographical muscle.Thanks for tuning into this MrBeast episode of the podcast. Subscribe to never miss an update on MrBeast and search Biography Flash for more great biographies.And that is it for today. Make sure you hit the subscribe button and never miss an update on Mr. Beast. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3400: Jen Hayes challenges the bootstraps-only narrative in personal finance by exploring the quiet power of luck in shaping financial outcomes. Through personal stories and relatable examples, she shows how chance events, both good and bad, can shape our financial paths, while also emphasizing the importance of personal responsibility and resilience in responding to life's unpredictability. Read along with the original article(s) here: https://www.jenhayes.me//how-much-of-personal-finance-is-luck/ Quotes to ponder: "Getting stuck in a victim mentality will not help you get out of your financial mess." "A sizable portion of your net worth is based on luck." "You may have to do some difficult things to turn your situation around, like getting a second job, asking for a raise, finding a better job, starting a 'side hustle', and/or drastically downsizing your current lifestyle." Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we end 2025 with a Pediheart tradition - an episode on personal finance for medical professionals with noted authority on index investing and personal finance, Mr. Paul Merriman. Paul is a retired investment advisor who now has a popular podcast "Sound Investing" and website in which he offers advice on investing for 'do it yourself' investors. In this week's episode, the 5th of his visits to Pediheart, Mr. Merriman discusses 'factor investing' via index-like ETF's and funds. He also reviews who he believes might benefit from a financial advisor, what sort of advisor most should seek out and why he believes that many do not need one if they can 'stay the course'. Resources mentioned in today's podcast are below. Wishing all a happy and healthy new year in 2026. Paul's website:https://www.paulmerriman.com/#gsc.tab=0'Best In Class' ETF's:https://www.paulmerriman.com/Best-in-Class-ETF-Recommendations2025#gsc.tab=0Sound Investing 'Quilt Charts':https://irp.cdn-website.com/6b78c197/files/uploaded/(K)_Quilt_Charts_(1928-2024)_-_2024_Returns_(1).pdfDFA 'Turn Out The Noise':https://www.dimensional.com/filmAs a reminder, all of the information provided in this week's episode should be considered entertainment and all financial decisions should be vetted with professionals or knowledgeable and trusted friends/family. 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3400: Jen Hayes challenges the bootstraps-only narrative in personal finance by exploring the quiet power of luck in shaping financial outcomes. Through personal stories and relatable examples, she shows how chance events, both good and bad, can shape our financial paths, while also emphasizing the importance of personal responsibility and resilience in responding to life's unpredictability. Read along with the original article(s) here: https://www.jenhayes.me//how-much-of-personal-finance-is-luck/ Quotes to ponder: "Getting stuck in a victim mentality will not help you get out of your financial mess." "A sizable portion of your net worth is based on luck." "You may have to do some difficult things to turn your situation around, like getting a second job, asking for a raise, finding a better job, starting a 'side hustle', and/or drastically downsizing your current lifestyle." Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you set a personal budget, even if thinking about money feels like the worst thing ever? What if you're allergic to spreadsheets, or your family set you up with a ton of anxiety and expectations around finances?Joe Biel, founder and CEO of Microcosm and regular host of the pod, did a little seminar for Microcosm staff on setting a personal budget and Joe's favorite tips for money management. We got so much out of it, we wanted to share it with you! If you want more tips on where to get started with your finances, check out UNF*CK YOUR WORTH by Dr. Faith Harper: https://microcosmpublishing.com/catalog/books/10744************Thank you for catching the People's Guide to Publishing vlogcast!  We post new episodes every Thursday about publishing, authors, and the book industry. You can also listen via your preferred podcast app, or by visiting linktree.com/microcosmGet the book: https://microcosmpublishing.com/catalog/books/3663Get the workbook: https://microcosmpublishing.com/catalog/zines/10031More from Microcosm: http://microcosmpublishing.comMore by Joe Biel: http://joebiel.netMore by Elly Blue: http://takingthelane.comSubscribe to our monthly email newsletter: http://eepurl.com/gIXT6vFind us on social media:Facebook: http://facebook.com/microcosmpublishingBlueSky: https://bsky.app/profile/microcosm.bsky.socialInstagram: http://instagram.com/microcosm_pub************

In this episode of "Money Meets Medicine," Dr. Jimmy Turner shares his journey transitioning from nearly 20 years at Wake Forest to a private practice role at Iredell Memorial Hospital. He and host Justin Harvey discuss the professional, financial, and personal factors behind the move, including healthcare consolidation, contract negotiation, and work-life balance. Dr. Turner reflects on identity, adapting to new clinical environments, and the importance of maintaining professional relationships. The episode offers practical advice for physicians considering career changes, emphasizing thoughtful decision-making, self-advocacy, and aligning work with personal values. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Christmas episode, Jesse steps back from year-end checklists and market noise to tell a more personal story—one shaped by the "ghosts" of his financial past, present, and future. He begins with the early experiences that formed his relationship with money: a summer concession stand that taught him pricing, customer focus, and the power of simply telling people what you do; a first job cleaning bathrooms at a state park that clarified the difference between earning a paycheck and building a career; and the moment in his mid-20s when seeing real dollars in his 401(k) pulled him into a decade-long deep dive on personal finance, blogging, and eventually a full career change into wealth management. From there, he pivots into a transparent walkthrough of his current systems—how he and his wife structure savings, manage cash, use insurance, approach debt, track spending, and design an investment allocation that reflects real life rather than theory. He also shares three planning cases from this year that reveal the human side of financial advice: navigating retirement after a family death, unwinding concentrated stock risk for a high-earning executive, and giving one engineer the peace of mind to sleep through layoff fears. Looking ahead, Jesse reflects on where the industry is headed—AI-enabled tools, changing fee models, and a shift toward values-based planning—while outlining how he and his family think about the future with a firm grip on flexibility, priorities, and the fleeting years of raising young children. It's an intimate, thoughtful close to the year—less about spreadsheets and more about why financial planning matters in the life you're actually living. Key Takeaways: • Take time to seek out new opportunities. Putting yourself out there for advancement is one of the most straightforward ways to advance financially. • Getting "skin in the game" with real dollars in a 401(k) or investment account is often the catalyst for learning personal finance at a deeper level. • A blended approach to retirement savings (401(k), Roth IRA, HSA) builds both tax flexibility and long-term resilience. • Cash-management infrastructure—joint accounts, high-yield banks, and legacy accounts—matters less than ensuring clarity, shared access, and ease of use. • Tools like the state-run CHIP/Child Health Plus programs can dramatically reduce healthcare costs for families with children. • Strong personal finances create flexibility: the ability to enjoy life now while still protecting the future—especially during the irreplaceable years of raising children. Key Timestamps: (04:22) – Financial Past: Early Money Lessons (07:09) – Entrepreneurial Beginnings: The Concession Stand (10:36) – First Job Experiences and Lessons Learned (20:20) – Financial Present: Family Finances and Planning (26:23) – Our Investment Strategy (32:58) – Tax Planning Insights (37:25) – Evolving Budgeting Methods (45:08) – Financial Future: What Will You Make of It? Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Steve Forbes lays out some key proposals for President Trump and his economic team to juice the economy in 2026 and give Republicans an edge in the midterm elections.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Andrew Giancola is the creator of MasterMoney.co and host of The Personal Finance Podcast, a top personal finance show doing over 400,000 downloads every month. He started with no money, no investing knowledge, and the same fears around asking for a raise most people have, and now teaches millions how to build real, lasting wealth through simple systems, smart debt strategies, and increasing income.​ On this episode we talk about: How Andrew went from $30,000-a-year financial analyst to business owner, real estate investor, and top personal finance podcaster.​ Why most people dramatically overcomplicate money—and how automating your finances can free up your time and mental energy.​ The “1–3–6 Method” for building your emergency fund and getting out of the paycheck-to-paycheck cycle.​ Why paying off high-interest credit card debt is a “pants-on-fire” emergency and how credit card APR really works against you.​ The fastest paths to increasing your income: raising your W‑2 salary, smart side hustles, and stacking high-value skills.​ Top 3 Takeaways Build a rock-solid foundation with Andrew's 1–3–6 Method: save one month of expenses, pay off high-interest debt (6%+), then grow to three and finally six months of essential expenses before going aggressive on investing.​ High-interest credit card debt is compound interest working against you; if you're carrying balances at 20–30% APR, paying them off should be your top financial priority.​ Long-term wealth is built in “the gap” between your income and expenses—so you must both manage money well and actively increase earnings through negotiating raises, job-hopping strategically, certifications, and scalable side hustles.​ Notable Quotes "Credit card debt is compound interest basically working against you."​ "Once you have your foundation in place, the biggest catalyst for most people is increasing their income."​ "Everything out there is an opportunity—you just have to be able to see it and then take advantage of it."​ Connect with Andrew Giancola: Website: MasterMoney.co​ ✖️✖️✖️✖️

Andrew, Ben, and Tom discuss Nike's earnings, FedEx's earnings, and the weakening yen.Song: Wonderful Christmastime - Paul McCartneyFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this episode of Boldin Your Money, Steve Chen catches up with Paula Pant, founder of Afford Anything to explore how her work and thinking have evolved. Paula shares how earning a graduate degree in economic journalism deepened her approach to personal finance, why her audience is juggling more competing priorities than ever, and how rising uncertainty is shaping financial behavior. She and Steve discuss housing lock-in, geo-arbitrage, and the growing value of human soft skills in an AI-driven world. Paula also breaks down her “Double-I FIRE” framework and explains why real estate, entrepreneurship, and empowered decision-making matter more than ever.

In this episode of "Money Meets Medicine," Dr. Jimmy Turner and Justin Harvey CFP share a comprehensive year-end financial checklist for physicians. They discuss maximizing contributions to tax-advantaged accounts, coordinating retirement savings during job transitions, managing tax withholdings and 1099 income, and optimizing investment portfolios through rebalancing and tax loss harvesting. The hosts also cover charitable giving strategies using donor-advised funds, tax planning for self-employed physicians, insurance reviews, and important deadlines for 529 plans, RMDs, and Roth conversions—offering practical advice to help medical professionals finish the year financially strong.Not sure where to start? Join the once-weekly MMM Update where we send a personal finance lesson of the week to your inbox in addition to that week's content and exclusive deals and discounts: https://moneymeetsmedicine.com/update Download a free copy of The Physician Philosopher's Guide to Personal Finance: https://moneymeetsmedicine.com/freebookEvery doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disability  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Steve Forbes explains how Congressional Republicans can push back on Democrats' successful efforts to portray them as wrong on healthcare, achieve good results for the American people, and regain momentum as the midterms near.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join us as Rishi, a remarkable 15-year-old personal finance enthusiast, shares his journey and insights on financial literacy for the next generation. Rishi discusses key strategies for teaching kids about personal finance, including practical experience, understanding needs versus wants, and early investing through index funds. His insights aim to empower both parents and teenagers to engage in meaningful conversations about money, fostering a pathway to financial independence. Key Topics Discussed Rishi's early interest in finance and investments [02:27] Strategies for teaching kids about personal finance [11:56] The importance of balancing saving and spending [30:15] Benefits of early investing and compound growth [25:42] Insights on college planning and potential alternatives [39:40] The concept of financial independence and its relevance to youth [46:44] Timestamps 00:01:21 - Introduction to Rishi 00:02:27 - Rishi's Financial Journey 00:05:20 - Creating Engaging Financial Content 00:08:40 - Learning Sources for Personal Finance 00:11:56 - The Role of Parents in Financial Education 00:19:09 - The Importance of Financial Choices 00:25:42 - Investing Early 00:30:56 - Balancing Saving and Spending 00:39:40 - College and Financial Planning 00:46:44 - Understanding Financial Independence 00:56:11 - Final Thoughts Key Insights Personal Finance Foundations: Rishi began his finance journey at age 6, influenced by his parents and their reading habits. Early exposure is crucial for understanding financial concepts. Practical Experience: The best lessons come from real-life scenarios. Rishi emphasizes managing an allowance, recognizing needs vs. wants, and making choices about spending and saving to foster financial literacy. Invest Early: Rishi highlights the importance of starting investments young to take advantage of compounding returns. The earlier you begin investing, the greater your potential savings by retirement. Balancing Income and Expenses: Finding a balance between spending on experiences and saving for the future is key to financial well-being. Understanding your values helps prioritize budget decisions. Evolving Education on College: Attitudes toward college are changing, with greater emphasis on exploring multiple educational paths, including trade schools and the importance of financial planning for college expenses. Actionable Takeaways Start teaching your kids about finance early by involving them in budgeting discussions. [11:56] Encourage teenagers to open a Roth IRA for long-term investing benefits. [38:07] Educate children about the differences between needs and wants to foster mindful spending. [51:18] Key Quotes "Start investing early to maximize your retirement savings." [00:17:48] "True wealth comes from contentment, not accumulation." [00:31:29] "Don't wait to invest; start now with whatever you have." [00:57:07] Related Resources Easy Peasy Finance Easy Peasy Finance YouTube Channel