Optimistic Investor

The market has been going up for 124 years. How can that be and what can we learn from how it stays relevant.

Advisors live by the 4% rule when it comes to taking money out of retirement assets on a yearly basis. We talk about if this is still valid and see if it is changing.

We are always optimistic on the market. Even now with the volatility that we have seen we are optimistic and we go into reasons why.

The third quarter of 2020 earnings reports are coming out and what we are seeing is that the consumer spending has been strong. What else do we see?

Today opened almost 1800 points up, Why is that? Is this going to continue? We dig into those things today.

Sometimes we overlook risks that we just assume are taken care of, but are they. We will talk about ways to mitigate things that you sometimes can't see.

Is social security the building block of your retirement or is it a supplement? We know what it should be, let discuss.

How many of you have a will? or other directives that tell others what to do when the unthinkable happens? Let's talk about it.

Are you constantly checking your 401k balance and tweaking (or wanting to) the holdings? You could be doing more damage than good and creating a bit of stress for you.

In this series we talk about ways and things you can do that could be detrimental to your retirement. In this episode we talk about needing to invest early.

I was speaking with my son about his desire to buy a house right now. We go over all the things beyond the payment that one needs to think about.

Will we return to a position where companies are taking their profits internationally or stay here in the states?

What is the difference in Amazon Prime Day this year versus last year or the years before?

How much life insurance has always been the go to question, but do you really know enough about insurance in general? We talk about 8 different types of insurance and give you the highlights of what you need to know.

We go through what it takes and the different ways that people have become millionaires.

What does the 3rd quarter earning going to say for us this year? Hopefully better than what the 2nd quarter had.

Double!! Really? We pay double for our healthcare than other places and why is that?

We talk about working longer. What does working to 70 do to your options with Social Security?

The COVID makes us think about our retirement and if we are doing the right things. There are many WRONG things that you can be doing and we are going to cover them here.

There is A LOT of money sitting on the sidelines as the pandemic got many people and institutions out of the market. What does that mean?

The transports is an index that is watched and considered a leading indicator of where the economy is going. Let's talk about it.

FINTECH has brought about a lot of changes in the past few years to decades and that is not about to change now. How about having facial recognition help you pay for things. We find out how.

Combine a few shows from the past to have a different perspective of the possible outcome of the elections.

Do you dress up for work even though no one sees you? What about those pesky online video meetings. Maybe you should.

What does this leading indicator tell us and should we watch it closely?

We have always maintained that performance is the real indicator of choosing an active vs passive fund. We talk about a recent article here.

The price of meats has come down, some dramatically as the supply has been replenished at the stores, but also as people have begun to eat less of it. How will this change?

The performance in election years as we run up to the election date is normally showing a downward trend. This should not worry you

How hot is the real estate market and who is driving it?

With the Fed keeping interest rates low, the bond market is going to struggle for awhile. How long is the real question.

Have you looked into a will for yourself. Do you know what to look for. We talk about the options and what you want to look for in a quick summary.

An interesting episode talking about the actual result of the different options that come up after an election. A democratic president with republican house and senate? What does that mean to you?

This episode is giving our ideas on what are the likely items that are driving volatility in the weeks leading up to the election.

How to build wealth in your 40's and 50's.

In this episode of Building Wealth we talk about specific strategies to employ while you are still in your 20's and 30's. Even if you are older, you may want to take notice as well.

In this first part we talk about the concepts that are important when just starting to build wealth.

The dow industrials and S&P have grown dramatically in 2020. Where is it all coming from?

We hear this every day, but what does it mean and where does it come from?

Walmart just introduced Walmart plus, will it be enough to take on Amazon?

Where are people spending their money with this pandemic going on?

The Dow has hit new highs. How long will it last.

The US has been able to stay away from the mass permanent layoffs, but we are seeing them come now. What does that mean?

We get this questions all the time. What is the right amount to keep in my savings account. It depends.

We have heard of the V, W, and the square root recovery. Now, let us tell you a little about the K recovery.

Many investors hold Warren Buffet as the Oracle of Omaha. Did you realize 99% of his net worth was earned after his 50th birthday? He turns 90 tomorrow. We talk about the value of investing over time.

Stocks are higher, are all people participating. No, lets see how many and what they are missing.

The S&P 500 tops its most recent high, again.

With so many other things happening, have we forgot about oil. We talk more about oil in this episode.

There are unlimited amount of stocks in the stock market for us to choose from....uh, not really. We cover what it means to be public, and our thoughts on going private as well as what the economy is tracking when comparing it to the public markets.

What happens when something goes up really quickly? Usually it does the same things just as quick or relatively quickly. We explore this idea.

With the drive of growth stocks, many portfolios are getting concentrated in that area. In fact, many newer investors are only investing in those same growth stocks. What does that mean, and how can you combat it?