Podcasts about Average

Get a FREE Posing eBook from The Portrait System here: https://the-portrait-system.lpages.co/podcast-pose-funnel/To end the year off on a strong note, we are re-releasing a very special episode of The Portrait System Podcast! Host, photographer and educator Nikki Closser interviews Stephanie Ewens who tells us all about her amazing inspiring story. Stephanie went from being a shoot and burn photographer with a $300 sales average to a full time working photographer with a $3500 average. Don't miss out on this episode and don't forget to subscribe for more inspirational stories!PODCAST LISTENER SPECIAL!! If you want to get started with the Portrait System, get a special discount using code “POD7” to get one month access for just $7 here https://theportraitsystem.com/pricing/IG https://www.instagram.com/theportraitsystem/YouTube https://www.youtube.com/c/theportraitsystemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join The Shift!⁠⁠⁠⁠This isn't for everyone — only the select few who are ready to stop playing small and start rewriting their destiny.In this soul-shaking episode of the Positive Mindset Podcast, Henry Lawrence delivers a divine wake-up call for those who feel out of place, out of sync, and on the edge of breakthrough. If you've ever felt like you're meant for more — more impact, more purpose, more expansion — this is your sign.This is the moment you stop waiting and start becoming.No more seeking approval. No more shrinking. No more hoping it'll all work out.This is where you activate. Where you become the one.Listen through to the end — there's a breathwork practice designed to align you with the frequency of success, discipline, and divine assignment.⚠️ Warning: Once you hear this message, you can't un-hear it. And you won't want to.----Social Media⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Say hi on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Say Hi on In⁠⁠⁠⁠⁠⁠⁠⁠stagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email List⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

From a 0.9 GPA in rural Utah to the faculty of Harvard, Todd Rose's life is a testament to the idea that the "standard path" is a myth. In this return appearance on Infinite Loops, Todd opens up about the gritty, unvarnished reality of his origin story—a journey that includes ten minimum wage jobs, a stint administering enemas for a living, and the life-changing intervention of a department secretary named Marilyn Diamond. We dive deep into the "Dark Horse" mindset and why the pursuit of fulfillment, rather than the pursuit of excellence, is actually the most reliable driver of success. We also bond over our mutual disdain for Frederick Taylor, explore the devastating impact of "average-based" thinking on human potential, and discuss why dignity is the bedrock of a free society—illustrated by a heartbreaking personal encounter with a jar of chunky peanut butter. If you've ever felt like a square peg in a round hole, or if you're looking for a roadmap to navigate the coming cultural shifts in the age of AI, this conversation is essential listening. I hope you enjoy the conversation as much as I did. For the full transcript, episode takeaways, and bucketloads of other goodies designed to make you go, "Hmm, that's interesting!", check out our Substack. Show Notes: The 0.9 GPA and the "Correct Answer Machine" Ten minimum wage jobs and the advice to "get longer gloves" Marilyn Diamond: The improbable mentor who saved Todd's education The "No Average Brain" discovery in neuroscience Why we both despise Frederick Taylor and Scientific Management Dark Horses: Ignoring the destination to find the path Degrees of Freedom: How Todd hacked the GRE The "Chunky Peanut Butter" story and the importance of dignity Resentment, trust, and the future of AI The "Rainy Day Club" and how paradigms actually shift Books Mentioned: Collective Illusions; Todd Rose The End of Average; Todd Rose Dark Horse; Todd Rose Improbable Mentors; Mike Perry The Principles of Scientific Management; Frederick Taylor The Structure of Scientific Revolutions; Thomas Kuhn The Wealth of Nations; Adam Smith Man's Search for Meaning; Viktor Frankl Dignity; Chris Arnade Capitalism, Socialism and Democracy; Joseph Schumpeter

Shoot us a Text.Episode #1201: Today, we're coming at you from sunny Los Angeles, where we'll be hosting interviews at Automobility LA at the LA Auto Show. We look ahead to all the conversations we're going to be able to have, plus Kyle gives us a recap of the Modern Retailing Conference, and Cox Auto signals affordability is getting worse.This episode is brought to you by our Press and Content Partner Curbee, the fastest growing mobile service technology platform for dealerships.Show Notes with links:Cox Automotive's affordability index says October got a little worse… again.Average new-vehicle payment: $766.Weeks of income needed: 36.43, inching up.Incentives dropped, rates stayed high-ish, and prices barely eased.Your customer is doing this math long before they meet your desk manager. If your strategy assumes “they'll figure it out,” that's not a strategy.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

AP correspondent Alex Veiga has the latest on mortgage rates.

What would it feel like to generate $250,000 in revenue from your farm in just one week? In this episode, I take you behind the scenes of our biggest—and most important—promotion of the year: our CSA Early Bird Renewal Campaign. We just wrapped up the 2026 launch, and the numbers are in: ➡️ 265 shares sold in 7 days ➡️ 234 of them sold in the first 24 hours

Tonight we're diving into Pam Bondi's absolutely disastrous press conference where she dodged and danced around every question, somehow managing to say nothing at all. It was a mess, and it raised even bigger questions about what the Trump administration is planning next. Are they preparing to block the release of the Epstein files? Are they trying to limit what the public gets to see? We'll break down her evasive answers, the political signals she tried (and failed) to send, and what all of this might mean for transparency, accountability, and the fight to get these files released. This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 20% off your first order! This episode is sponsored by MSI. Donate now to help millions of women get access to care — and to hope. You can Text LEMON to five eleven five eleven, or go to https://MSIUnited States.org. This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Beam. Go to https://shopbeam.com/LEMON, use code LEMON, and get up to 50% off during Beam's Cyber Sale. You can grab Dream for just $32.50—But here's the catch—Dream is only available at this price until it sells out. For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

The health care apocalypse has arrived. In the past month, many of the 30,000 Vermonters who get their health insurance through Vermont Health Connect — part of the Affordable Care Act, or Obamacare as it's popularly known — are experiencing sticker shock. Average health insurance premiums on Vermont Health Connect are projected to more than double, the highest rate increases countrywide.This is a disaster foretold. Democrats in Congress have warned for months that unless pandemic-era health insurance subsidies were extended, the 24 million Americans who get their health insurance through ACA marketplaces would see astronomical price hikes. Yet, despite a 43 day government shutdown, Republicans in Congress and President Trump refused to extend subsidies. The price tag for inaction has just arrived.Vermonters are now faced with excruciating choices. Middle-income participants are facing additional premiums of $10,000 per year for individuals and $32,000 for a family of four. Others are considering going without insurance all together. “We can't take out a second mortgage on our house to afford one year of health insurance,” said Arica Bronz, a pilates instructor in Williston, where she lives with her husband, a primary care physician, and their two daughters. Bronz's monthly family premium will rise from $1,100 to $2,700 per month in 2026. After factoring in a $15,000 annual deductible, she said that in case of a serious medical event, her family will pay $47,000 before their insurance kicks in. Bronz feels she has no choice. She is going to cancel health care coverage for her family. “We're trying to get all the scans done and just make sure we're tip-top healthy before we make the leap. I can't tell you how much sleep I've lost considering what it's like to jump in this day and age to no health care for a family.”If too many people drop health care coverage, experts warn that Vermont's struggling health care financing system could enter a death spiral. “I have a tremendous fear that what we are watching before us is the undoing, the dismantling of our healthcare financing system,” said Michael Fisher, Vermont's chief health care advocate. “This is devastating and it's self-inflicted. And the majority in Congress think it's the right thing to do."Fisher nevertheless said that those whose income falls within 400% of the federal poverty level — around $130,000 for a family of four — may still qualify for subsidized health care premiums.As Arica Bronz contemplates a future without health insurance, she said, “We don't have a safety net. Hopefully that will inspire us to just be really thoughtful and careful. ... It's kinda terrifying.”

Get a FREE Posing eBook from The Portrait System here: https://the-portrait-system.lpages.co/podcast-pose-funnel/Today on this special re-release of The Portrait System Podcast, Vancouver-based boudoir and empowerment Michele Mateus is our guest. Listen in as Michele tells us all about her business journey and how she has achieved a $3k+ sales average. Don't miss out on this exceptional episode!PODCAST LISTENER SPECIAL!! If you want to get started with the Portrait System, get a special discount using code “POD7” to get one month access for just $7 here https://theportraitsystem.com/pricing/IG https://www.instagram.com/theportraitsystem/YouTube https://www.youtube.com/c/theportraitsystemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ready to create your most profitable holiday promo yet? In this episode, I walk you through the 5 steps to plan your Black Friday or Christmas campaign as a Holy Spirit-led entrepreneur. Learn how to structure your offer, craft messaging that converts, and execute with peace - not pressure - so you can finish the year strong as a Christian online business owner.What You'll Learn in This Episode:—How to map out your holiday marketing plan in 5 simple, Spirit-led steps.—Why vision and structure are the foundation for every Christian Life Coach or course creator.—How to build audience trust and create messaging that converts without the hustle.—The practical sales process behind every successful Christian Business Coach.—Why God's order brings peace, profitability, and purpose to your promotions.End the year aligned with God's vision and watch your business bloom with peace, purpose and profit this holiday season!GET STARTED TODAYAJC Black Friday Week Deals starting Monday, November 24th!Free Low-Ticket Offer Blueprint Guide: Grab my Free Low-Ticket Offer Blueprint Guide.Ready to launch? Join The Selah Collective 12-Month Group Coaching Program.Ready to scale? Join Eden: The Mastermind (for women who have made $20k-100k+ in online business).Women of Valor 3-Part Mini-Course: Learn how to create a 6-7 figure offer and how to implement the Esther Upleveled sales system.For the Holy Spirit-led coaches who want to hit $100k in the next 12 months, get the 40+ page guide: 12-Months to $100k.Ready to get an all-in-one funnel builder? Sign up for Kartra today!Get FREE, ORGANIC email leads on Instagram using this DM flow template.READ THE BLOGEpisode 245: 5 Steps to Plan the Perfect Holiday Marketing & Sales Promotion as a Christian Online Business OwnerOTHER EPISODES YOU MIGHT ENJOY ⁠Episode 167: Quick Holiday Cash $$ – How to Bring in $5k in the Next 2 Weeks as a Christian Coach or Online BusinessEpisode 185: 5 Productivity Hacks in My Online Business That Allows Me to Homeschool + Work 10-15 Hours a Week on Average

On today's MJ Morning Show:Another NFL player's home was burglarized while he was playingMorons in the newsA guy shot his brother over a coffee pot3 women rob a Hustler store in LouisianaStroopwafelAlien spaceship? Elon Musk appears to be on boardShould parents have to ask their baby before changing it's diaper?Potato bed trendPlatform DiVine says no to A.I. videosWoman claims to be Ozzy's daughterRumor: Ghislaine Maxwell tried to recruit Paris HiltonDoorDasher took video of half-naked customer, posted on social mediaThings the average couple argues aboutVideo: A teacher lists things her 3rd graders haven't learnedMovie production for MJ's sonAnother pot smoker on a flight, this one from Boston to Tampa, returned to BostonCops handing out tickets to students saying 6-7Danny Masterson blames attorney for losing rape caseDiddy facing new suitCollection for Jamaica hurricane victimsTodd Bowles birthdayTekashi69's mom held against her will during robberyMugshot of the day: Florida dad who jumped from moving carSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Get AudioBooks for FreeBest Self-improvement MotivationBe Obsessed or Be Average – Powerful Inspirational SpeechSuccess demands obsession. This powerful inspirational speech will push you to focus harder, aim higher, and refuse the average life. Elevate your drive today.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Topics discussed: Mark Schlereth, Brian Hoyer nominate their top AFC team + Ted Johnson reacts to the Ja'Marr Chase "Spit-gate" controversy (The Drive) // Which Patriots team had the superior coaching staff: 2001 or 2025? // Odds and Ends: Should the Celtics be "shooting for average" from beyond the arc this season?

It is with great sadness YAG must inform you that our frisend Johnny Apple has decided to move on to other things. The quality of the audio in this episode isn't the best, but it is Johnny's last so it needed to be heard.consider the source

New car prices are through the roof and it's not just tariffs. Just a Guy Jim Miller guest hosts the show where he talks about that as well as why he think auto parts quality has gone down dramatically. If you like cars (and Jim Miller), then this is the car podcast for you. Don't miss it!Get your GPS tracker now and protect your car! Use Promo code AUTOADHD15 for 15% off, in addition to another 35% off an annual subscription: spytec.com

This week on Tribe Builders, we sit down with Addie Wales — entrepreneur, short-term rental pro, and co-founder of a unique coworking space in Minnesota that blends fitness and work under one roof. We dive into marketing, the power of hiring a coach, and how she accidentally created a mini-mastermind with a crew of badass women business owners. From unexpected connections to the joy of watching members become true friends, this episode is full of insights on showing up, building community, and finding your people — sometimes in the most random (and best) ways. Follow & Connect with Addie and check out her places:Instagram: @addiewales + @thewildernessmn + @elycabincollective Websites:  www.elycabincollective.com + www.thewildernessmn.com   Follow Tanya: Tiktok @tanyarooneymn  Instagram @tanyarooneymn Facebook @tanya.rooney28  youtube @tanyarooneymn www.tanyarooney.com www.elycabincollective.com www.thewildernessmn.com

Low-Cost, High-Impact CX Improvements The Power of Language: Transform "I can't" into "How can we" Shift from "I have to" to "We get to" Being "impeccable with your word" (inspired by The Four Agreements) Words trigger emotional responses that shape customer perception Getting CX Buy-In Across Organizations The Alignment Problem: CX initiatives fail when metrics aren't shared across departments Success came when executives adopted the same CX metrics as the CX team Without shared goals, customer insights get shelved with "we'll get to it later" The Pilot Program Strategy: Start small before asking for big budgets Show proof of concept with intentional, measurable pilots Use success to rally and align different areas of the company Real Example - CX Day Success: Introduced first-ever CX Day celebration at 145-year-old engineering company Started small despite skepticism Now an annual tradition that continues after her departure Rethinking CX Metrics Beyond Traditional Measurements: NPS and effort scores are starting points, not endpoints "Satisfaction" is no longer good enough (it's the equivalent of "fine") New focus: Emotional altitude across every touchpoint The Emotional Impact: Brains constantly cycle between thinking and feeling Emotions create lasting imprints that shape brand perception Research shows: 12 positive experiences needed to overcome 1 negative Measure emotional highs to identify gaps and successes The Four Rs of CX Impact: Revenue Retention Reputation Referrals The Future of Contact Centers Human + AI Integration: Smart companies intentionally map where humans add value vs. where AI should handle interactions The answer is "both/and" not "either/or" Critical: Validate designs with real customers, not just internal teams The Contact Center Superpower: Contact center teams speak to more customers in a week than other departments do in a year This proximity to customers gives agents unique power to be organizational change agents Voice of customer insights should inform product development, marketing messaging, and more Words Matter in the AI Era: Example: Website offering "24/7 support, our guides are happy to help you" "Guides" for both humans and AI feels impersonal Naming and framing still matters The Power of Customer Voice The 10-Minute Video Story: A contact center leader captured customer feedback about a failed new product. At an executive meeting, he played a 10-minute compilation of customer complaints. The CEO's initial advisor said it was a career-ending mistake The CEO walked out during the video Result: CEO returned and said it was "the best 10 minutes anybody's ever played" and named him employee #1 Customer voice changed the company's trajectory The Validation Imperative: Internal perspective isn't enough Customer validation must be iterative, not one-time Can't use internal team as proxy for outside voice Both internal knowledge AND customer validation matter The Fundamental C-Suite Challenge When C-suite leaders aren't aligned in their meetings, misalignment trickles down through the entire organization. This is the root problem preventing effective CX implementation. Notable Stories The Morgan & Morgan Tattoo Story: Leadership promised to get company logo tattoos if the team hit an unprecedented conversion rate goal. When they achieved it, 40 leaders got matching tattoos - four tattoo artists came in for the day. The question became: "Is your brand tattoo-worthy?" Stacey's Podcast Origin: Bought her first microphone for under $50, then waited six months before taking it out of the box due to fear. That mic ignited her journey to intentionally sharing her voice through podcasting. Living Podcasting: At the conference, Stacey pulled out her mic to record a 10-minute session where Amas (who has Parkinson's) gave direct advice to her relative with a similar condition - creating immediate, personal value rather than secondhand communication. Takeaways for Contact Center Leaders Language shapes reality - Small word changes create emotional shifts in customer experience Demand metric alignment - CX can't succeed unless executives share the same measurements Start with pilots - Prove value small-scale before requesting major investment Leverage your proximity to customers - Use it to become the organizational glue and change agent Validate everything with real customers - Internal assumptions aren't enough Map the human-AI journey intentionally - Design where each adds value, then test with customers Bring customer voice to leadership - Sometimes the most powerful thing is making them listen directly Average isn't acceptable - Move beyond satisfaction to creating emotional highs

Jessica Smetana joins the show! Jess saw a Broadway play that she thinks Stugotz might like. She's out on turkey this Thanksgiving, and that got us thinking who wins in a seven-game series... an average steak or a great turkey? Then, we get to "We Can" Observations. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tonight we're diving into Donald Trump's Oval Office comments from today, comments that make it clearer than ever that he is melting down under the pressure of the Epstein file scandal. For the first time in a long time, Trump seems rattled. And very aware that this might be the moment his grip on the MAGA base finally slips. As Republicans fracture, excuses fall apart, and his own allies start distancing themselves, the question becomes: what now? Can Trump recover from this? Or are we watching the beginning of the end of his power over the movement he built? Join us live as we break down the fallout, the panic, and what this upheaval could mean for the 2026 landscape. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is sponsored by MSI. Donate now to help millions of women get access to care — and to hope. You can Text LEMON to five eleven five eleven, or go to https://MSIUnited States.org. This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Beam. Go to https://shopbeam.com/LEMON, use code LEMON, and get up to 50% off during Beam's Cyber Sale. You can grab Dream for just $32.50—But here's the catch—Dream is only available at this price until it sells out. For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/donDISCLAIMER:Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Born from a wine import business and shaped by deep relationships with multi‑generational wineries, Joy of Wine Journeys built a premium, multi‑day model with a ~75% repeat rate. Natalie shares why they skip big cities, how “depth over density” creates value, and how pricing, partnerships, feedback, and tight ops compound into growth.Top 10 takeaways1) Repeat guests keep coming back. About 75% rebook, often bringing friends and family. Nail the first trip and lifetime value follows.2) Win the in between. Don't try to run Paris or Venice. Guests fly into a gateway, then the tour connects the regions in between where long winery relationships unlock access and stories.3) Fewer stops, deeper moments. Five wineries in ten days. Hosted visits. Family meals. Time to linger. People remember conversations and rituals, not mileage.4) Price for the value you deliver. Raise prices as the experience improves. Let booking behavior and guest comments set the ceiling, not nerves.5) Partners make you resilient. When a bus failed, local partners mobilized vans, cold water, and support within the hour. Good relationships turn problems into loyalty moments.6) Feedback is the roadmap. Debrief during and after each tour, then keep, change, or cut. Trim bloat, smooth pacing, and upgrade hotels, meals, wines, and transport.7) Know who you serve. Average age ~63. Well traveled. Hungry for hosted, exclusive experiences without snobbery. Design pacing, teaching, and access for that person.8) Confirm, confirm, confirm. Book a year out, then reconfirm at six months, three months, one month, and day‑of. Fewer surprises. Smoother days.9) Help in the cities even if you don't operate there. Refer guests to vetted guides in Venice, Milan, Paris, Nice, and Florence so the whole trip feels looked after.10) Use tech to support margins, not as the magic. TravelJoy for CRM, WeTravel for euro payments, Travelfy for itineraries, QuickBooks for the back office. The differentiator is still access, hosting, and relationships.

Three ways to get faster (or avoid slowing down) in training. Timestamps 00:45 Can you increase the average speed of your boat? The net of how fast it accelerates in the power phase and how much it slows in the recovery phase. Our past episode about how to get speed on the recovery https://youtube.com/live/RRF3o7LxNXM 01:45 Row to the Conditions Pay attention to the water surface, to the wind and waves, to the water swirls under a bridge. This allows you to make subtle changes to how your boat is moving. Rowing in a headwind - at the start the waves are highest (they've progressively built up) and these lower as you get closer to the end of 1k. With large waves you cannot rate high. When rowing to the conditions as you notice the wave height reducing, push on and increase the rate by half a point. You can also change the ratio (intensity through the water compared to relaxation up the slide). 04:30 No huge moves If you do a big push the chances are you will suffer a large fall off in boat speed after the push is done. Choose moderate moves and you are more likely to be able to hold the new boat speed after it ends. Make your moves sustainable longer. Pushing hard means you may compensate by trying to save energy and your pace judgement may suffer. 06:00 Avoid rowing in dirty water The puddles of the crew in front are disturbed water. When the water block is churned by someone else's oar it makes the water unstable and hard for you to get your oar to grip the water. This affects the boat run and your ability to put energy into pushing the boat forwards. When rowing near other crews, put their puddles under your riggers - between the hull and your spoon. The disturbed water will neither affect the run of your hull nor your spoon grip on the water. Rowing in dirty water is hard to avoid if your eight has an unconventional rig (Two people on the same side in sweep eights) this may result in bow and stroke being on the same side. Only the fastest mens eights can avoid stroke rowing into bow's previous puddle. Want live streams like this? https://streamyard.com/pal/c/5694205242376192

Join Bob and Jesse as they dive into the chaos that ensues after a game of indoor hide-and-seek with a "twist." Spoiler alert: It ends with a phrase you never want to hear: “Quick! Grab a bucket!” You won't believe how this wild, water-logged escapade turns into a massive blessing for his best friend’s family! This episode is also packed with hilarious hide-and-seek jokes and a powerful lesson on why we should never get discouraged in the face of difficulties. Plus, Bob and Jesse share biblical truth that God is with us through every trial. Click here to see the new Average Boy book title and cover! Click here to visit the Average Boy Store to gain access to books, devotionals, subscriptions to Clubhouse Magazine, and much more! We'd love to hear from you! Visit our Homepage to leave us a voicemail. If you enjoyed listening to The Official Average Boy Podcast, please give us your feedback.

This morning, we're talking about something disturbing, and honestly, long overdue: the pattern of sexual misconduct allegations swirling around MAGA's most high-profile figures. From Donald Trump's deepening entanglement in the Epstein document scandal, to the renewed reporting on allegations involving Rep. Matt Gaetz, to the multiple sex-related scandals rocking MAGA's political and religious circles, these reports raise some legitimate, unavoidable questions. Why does it feel like sexual misconduct is not a disqualifier in the MAGA universe? Why is this tolerated, excused, or brushed aside? And why do so many GOP leaders seem more appalled by drag queens and library books than by misconduct allegations within their own ranks? Some things are wrong beyond party lines. Some things should be universally unacceptable. Yet here we are, looking at a movement that shrugs at predators while claiming to champion “family values.” Don breaks down the reporting, the patterns, the hypocrisy, and what this says about the state of the modern Republican Party. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is sponsored by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Cozy Earth. Go to https://cozyearth.com/DON for up to 40% off! For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Bob and Jesse as they dive into the chaos that ensues after a game of indoor hide-and-seek with a "twist." Spoiler alert: It ends with a phrase you never want to hear: Quick! Grab a bucket! You won't believe how this wild, water-logged escapade turns into a massive blessing for his best friend's family! This episode is also packed with hilarious hide-and-seek jokes and a powerful lesson on why we should never get discouraged in the face of difficulties. Plus, Bob and Jesse share biblical truth that God is with us through every trial. Click here to see the new Average Boy book title and cover! Click here to visit the Average Boy Store to gain access to books, devotionals, subscriptions to Clubhouse Magazine, and much more! We'd love to hear from you! Visit our Homepage to leave us a voicemail. If you enjoyed listening to The Official Average Boy Podcast, please give us your feedback. To support this ministry financially, visit: https://www.oneplace.com/donate/1443/29?v=20251111

Cody Wiseman  - Wiseman Capital On the Caring for Your Investments: "I don't want to be driving by that in 15 years and seeing it's a dump." Investing in real estate has many benefits, but not all investors are created equal. Cody Wiseman started investing in real estate a few years ago.  Through his hard work and care he has built a portfolio, which is great.  the exciting thing is that he gets compliments from his tenants and neighbors for the work that he has done to the properties, to lift the neighborhoods to be nicer places to live.  Without necessarily raising rents.  Affordable luxury, is what he calls it. From the challenges of his very first property renovation, to the ambitious transformation of a rundown motel into affordable luxury apartments, Cody Wiseman shares the behind-the-scenes realities of real estate: sleepless nights, hard-earned lessons, and the creative hustle required to make deals work. Listeners will get an insider's look at how Cody Wiseman partners with local investors, the value of authentic networking—like the Madison Multifamily Meetup that he's grown into the Midwest's largest—and why hands-on leadership and a passionate team matter. Listen as Cody explains his philosophies on real estate investing and how you can apply them to your real estate investments as well. Enjoy! Visit Cody at: https://www.codywiseman.com/ https://Wisemancapitalgroup.com On Instagram: https://www.instagram.com/codyewiseman/   Podcast Overview: 00:00 Wiseman Capital: Local Real Estate Partner 03:30 Real Estate Investment Journey 09:09 Getting Started in Real Estate 10:55 Multifamily Real Estate Networking Event 13:39 "Learning Multifamily & Passive Investing" 18:21 Delegating While Staying Hands-On 22:16 "Journey to Affordable Housing" 23:54 Personal Standards in Property Development 26:37 Community Impact and Urban Transformation 31:08 "Hidden Costs of Rent Explained" 35:00 Property Agreement Protects Long-Term Value 38:49 "Delays, Costs, and Waivers" 40:58 "Proving Creative, Affordable Housing" 45:56 Hardee's Worker Brings Joy 46:48 "Emily Sets Event's Tone" 50:19 "Authenticity in Business Partnerships" 52:49 Navigating Challenges with Confidence Podcast Transcription: Cody Wiseman [00:00:00]: Average rents in Madison, you know, 15, 1600 bucks. Our average rent is a little over a thousand bucks. James [00:00:04]: Wow. Cody Wiseman [00:00:05]: Brand new. I market it as affordable luxury. So people are like, what, what is that? How do you do? Well, let me tell you, we have all of the amenities that you're going to have with a brand new class a ground up deal in downtown Madison. Pool, pool, fitness co working areas, bike parking and storage, dog park, dog wash. James [00:00:30]: You have found authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Today we're welcoming slash, preparing to learn from Cody Wiseman of Wiseman Capital Group. So Cody, how's it going today? Cody Wiseman [00:00:45]: Excellent. Thank you so much James for having me. I'm excited to be here. It's a beautiful studio you have and so close to home. James [00:00:51]: Indeed. So nice. Tell me a story. What is Wiseman Capital Group? Cody Wiseman [00:00:55]: Yeah, so Wiseman Capital, I founded this company back in 2022 and so we're a real estate investing firm really focused in the greater Madison area, multifamily specific. So at the end of the day what it is is we partner with everyday people to invest in real estate together. So that's, that's the beautiful thing about it is a lot of times people are, hey, how do I invest in this building that I see getting put up in Madison or these apartment buildings? They think it's just a big investment firm or something like that. But Wiseman Capital is partnering just with everyday people, a lot of local Madison people,

UK Property Market Weekly Update - Week 44, 2025 Myself and Bryan Mansell, boss man of Gazeal, look at the UK property market for the week ending Sunday 9th November 2025. YouTube link https://youtu.be/ijworHDmx-M ✅ New Listings * 27.1k new properties came to market this week, down as expected from 27.5k last week. * 2025 weekly average: 35.6k. * 9 year week 44 average : 28k * Year-to-date (YTD): 1.56m new listings, 1.4% higher than 2024 YTD (1.54m) and 8.9% above the 2017–19 average (1.43m) ✅ Price Reductions * 18.5k reductions this week, slightly higher than last week's at 18.3k. * Decrease in the number of homes on the market as 12.8% of resi homes for sale were reduced in October. Compared to Sept 14.1%, August 11.1%, July 14.1% in July and 14% in June. * 2025 average still remains at 13.2%, versus the five-year long-term average of 10.74%. ✅ Sales Agreed * 22.5k homes sold subject to contract this week, down as expected from 23.5k last week. * Week 44 average (for last 9 years) :22.7k * 2025 weekly average : 26k. * YTD: 1.137m gross sales, which is 3.9% ahead of 2024 (1.096m) and 12.5% above the 2017–19 average (1.012m). ✅ Price Diff between Listings & Sales * Average Asking Price of listings last week £400k vs Average asking price of Sales Agreed (SSTC) - £362k - a 10.6% difference (long term 9 year average is 16% to 17%)… * The average listing price has dropped from £452k in Sept to £415k in October.. ie fewer expensive homes being listed ✅ Sell-Through Rate * 15% of homes on agents' books went SSTC in September. Up from 14.1% in Sept, 14.5% in Aug, 15.4% in July, 15.3% in June, and 16.1% in May. * Pre-Covid average: 15.5%. ✅ Fall-Throughs * 5,975 fall-throughs last week (pipeline of 510k home Sold STC). * Weekly average for 2025: 6,182. * Fall-through rate: 26.5%, slightly up from 24.2% last week. * Long-term average: 24.2% (post-Truss chaos saw levels exceed 40%). ✅ Net Sales * 16.6k net sales this week, down (as expected) from 18.2k last week. * Nine-year Week 44 average: 16.9k. * Weekly average for 2025: 19.7k. * YTD: 867k, which is 3.4% ahead of 2024 (839k) and 9.4% above 2017–19 (793k). ✅ Probability of Selling (% that Exchange vs withdrawal) * Initial October Stats : 53.5% of homes that left agents' books exchanged & completed in October. (Note this figure will change throughout the month as more October comes in) * September: 53.1% / August :55.8% / July: 50.9% / June: 51.3% / May: 51.7% / April: 53.2%. ✅ Stock Levels * 742k homes on the market at the start of November, 2.4%% higher than November 2024. (725k) * Notable increases include 9% more homes for sale in London than 12 months ago (9.96% in Inner London & 9.03% in Outer London) & 5.48% in the South East and 5.02% in the South West. The North has seen a drop in homes for sale. * 511k homes in sales pipeline on the 1st November, 2.2% higher than 12 months ago. ✅ House Prices (£/sq.ft) * October 2025 agreed sales averaged £343.18 per sq.ft. 0.8% higher than 12 months ago and 13.8% than 5 years ago. The £/sqft at sale agreed matches the HM Land Registry Index with a 98% accuracy, 5 months in advance. That is why it is so important. ✅ UK Rental Market Overview * Average Rent in October - £1,916 pcm - compared to £1,802 in Oct 2024 and £1,557 in Oct 2017. * Available Rental Properties in October '25 - 323k compared to 302k in October '24. * Notable increase of 23.8% more rental home sin Outer London than 12 months ago, yet a 4.8% decrease in Inner London - Not sure why

Crumble cookie might be trending… but THIS cookie were talking about is the one that exists within your mind… the cookie that spins you into the mental, emotional, physical and spiritual LOOP but now… it is time to move into the middle, into the CONSCIOUSNESS of you and eyes wide open to the experience of you.No longer are we only awake, but we are becoming consciously aware of ourselves and it is the most amazing time to be alive in this moment of now so please take this in and REACH OUT to us as we are here for you in whatever capacity because you don't need to do this alone. We got you and YOU got you!

Rabbi Dobrusin shares a d'var Torah which he delivered last week for Parashat Vayera. What can we learn from Abraham's "bargaining" with God regarding the city of Sodom? 

The AP's Alex Veiga reports on a small rise in mortgage rates.

Calls have been made for average speed cameras on the Clare M18/N18. It comes as Transport Infrastructure Ireland is currently reviewing a spate of road traffic collisions along the route. Fixed speed cameras are currently in place at nine locations in Ireland including , Limerick, Galway,Tipperary, Cork Mayo, Donegal, Waterford, Carlow and Dublin. Cratloe Fianna Fáil Councillor Pat O'Gorman believes it's the only way to ensure motorists slow down.

This is it...the smoking gun we've all been waiting for. The Epstein files are coming out, and it looks like there is no holding them back now. The more we learn, the clearer it becomes that Donald Trump was far more tied to Jeffrey Epstein than he ever admitted. The truth is finally pouring out, and MAGA world is in full-blown panic mode. The White House is scrambling, the spin machine is overheating, and the excuses are getting thinner by the hour. So what happens next? Is this the moment that finally cracks MAGA? Or will Trump and his loyalists try, once again, to slither out of accountability? Tonight, Don is joined by an all-star panel, Journalist  @TaraPalmeri  , political strategist Mike Nellis, and President & CEO of Democracy Forward Skye Perryman, to break down the documents, the fallout, and what this means for the future of the Trump movement. Buckle up, this is big! This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is sponsored by Cozy Earth. Go to https://cozyearth.com/DON for up to 40% off! This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Make Podcasts with Podcastle.ai ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcastle.ai/?ref=menacepodmen⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Produced by Steve St-Pierre Recording & Editing by Spotify for Podcasters and Podcastle

Is Donald Trump okay? From his rambling, nonsensical answers in that Laura Ingraham interview, to forgetting the words to “God Bless America,” the signs of cognitive decline are hard to ignore. Then, we'll be joined by The Atlantic's Tom Nichols to break down the other headache of the week, the eight Senate Democrats who voted with Republicans to reopen the government without securing a deal on healthcare subsidies. Was this a strategic move…or just another cave? Don and Tom dig into what this means for the Democratic Party, the base, and the road ahead. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Cozy Earth. Go to https://cozyearth.com/DON for up to 40% off! This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is sponsored by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

The TRUE Cost of Living In Michigan! - You ever scroll Zillow and see a Michigan house pop up and think, “There's no way that place costs that little!” Then someone chimes in, “Yeah… until your car insurance and property tax bill show up.” Both of them are right. Michigan is a financial paradox—you get more house, more land, and more lifestyle for your money, but some sneaky expenses can catch you off guard.In this video, I'm breaking down the real cost of living in Michigan in 2025 — housing, property taxes, utilities, insurance, groceries, income levels, and what it actually costs to buy a home here from start to finish. I'll walk you through a full home-buying example in Rochester Hills, Michigan, breaking down down payments, closing costs, lender fees, and what you'll really pay per month once you factor in utilities, taxes, and insurance.Whether you're relocating to Michigan or just wondering how far your dollar really goes here, this deep dive will show you everything you need to know about life (and the bills) in the Mitten State.

In this powerful episode of The Excellence Project, Eric Worre sits down with sales expert and author Daniel G to discuss his new book "The Sales Game: How to Become a World Class Closer in the 21st Century." After 179 flights this year and starting in sales at age 14, Daniel shares why understanding how people think beats memorizing scripts every time. Daniel breaks down the three states every prospect is in and reveals the critical difference between prospecting (fast) and selling (slow) that's costing network marketers thousands. Eric and Daniel also explore the human connection crisis—average close friends dropped from 9.5 to 3.4—and how network marketing can serve this need while building sustainable businesses.   Timestamps: [00:00:55] - Seven Years to Write the Book - Why Daniel waited so long to publish and how social media kept changing the sales game [00:05:56] - Starting Sales at Age 14 - The incredible origin story of working under his brother's social insurance number in door-to-door sales [00:08:01] - The Life-Changing Mentor Moment - How Daniel's upline taught him that people and systems equal freedom, not just money [00:14:49] - Opening a Sales Agency - Leaving a six-figure medical device sales job to build a team-based business [00:21:12] - Understanding People Over Sales Tactics - Why learning how humans think makes sales simple and enjoyable [00:23:55] - Reading Prospect Tells - How to identify defensive customers before they even start talking [00:28:15] - Prospecting Fast, Sales Slow - The critical distinction most network marketers miss that costs them conversions [00:31:01] - The Truth About Follow-Up - Why following up with the wrong objection makes you look like an amateur [00:33:15] - One Night Stand vs. Marriage in Sales - Eric's powerful analogy about intention and building long-term customer relationships [00:36:00] - The $1 Billion Phone Call - Daniel's story about a billionaire client who called just to say hi to his mom [00:39:01] - The January 1st Strategy - Game-changing prospecting tip for turning every "no" into a future opportunity [00:42:04] - The Human Connection Crisis - Shocking statistics: Average close friends dropped from 9.5 to 3.4 people [00:45:46] - Handling Online Hate - Daniel's formula for dealing with criticism and why it doesn't slow him down [00:48:28] - Energy Comes From Presence - The secret to maintaining high energy without burning out [00:51:30] - Why GoPro 2025 is Special - Daniel breaks down the incredible value of the December event [00:56:29] - Avoiding Gaslighting - How to stay focused on your mission without getting pulled into everyone else's agenda [01:02:32] - Balance is Not Equal - Why your season of life determines your level of intensity and commitment [01:08:09] - The Million Dollar Walk-Out Goal - Daniel's perspective on playing small and thinking bigger   [Your Next Steps:] Get Daniel G's Book: "The Sales Game: How to Become a World Class Closer in the 21st Century" Register for GoPro 2025: December 5-7 | Get your virtual ticket for just $3 at https://GoPro2025.com Follow Daniel G: Find him online for daily sales training and mindset content Questions or Comments? Do you have questions you would like me to answer in future podcasts or comments on the show you'd like to share? Email me at podcast@networkmarketingpro.com

Swim Set from Africa - 5200Warm Up 400 Mix Stroke W/ Fins 2x ( 3x50 Free) 1 x 50 Free FAST300 as 3x100 RIMO4x 50 as 25 MAX Kick/ 25 easy kickFly Set4x ( 10x25) asNo Fins ( Hypoxic 2)With Fins ( Hypoxic 2)No Fins (Hypoxic 4) With Fins ( Hypoxic 4) Main Set 6x200 IM4x50 FreeCool Down 8x50 as 25 UW/ 25 Double Arm Back Youtube: http://www.youtube.com/@SwimSetsbythePool Patreon: patreon.com/SwimSetsbythePool Instagram: @swimsetsbythepool @Kyle.brill @natefdot

Our guest on Episode #75 of the TGG Podcast, in association with Teamworks, is Merijn Zeeman. Merijn is the General Manager of AZ Alkmaar - a team that regularly compete at the top of the Eredivisie, despite having a budget that's dwarfed by their bigger rivals. Prior to joining AZ, Merijn was the Sporting Director at Dutch cycling outfit Team Visma, helping them create history by winning all three Grand Tours in 2023. In this episode, Merijn told us about the lessons he has taken from cycling into football, about how AZ have managed to outsmart the opposition and about their recent collaboration with Teamworks and Luke Bornn. We hope you enjoy this episode and if you do, please follow us via your preferred podcast provider. SHOW NOTES => 02:18: Big clubs in Holland have a budget 4 to 5x that of AZ. 03:30: Started at AZ in December 2024. Came in from cycling, where he was Sporting Director. Spent 10 years there.  05:08: How Team Visma were transformed from also-rans to winners of three Grand Tours in one season. Culture had been bad/ still had one of lowest budgets. 08:55: How they transformed the culture. "It is not logical to expect a group of people will work good together." 14:22: Bringing in influences from outside cycling and why. 17:51: Move into football with AZ. How it came about. 19:07: General Manager role - not one we hear about often in UK football. What does it involve? 21:54: What makes AZ special and even unique as a club? Average finish of 3.8 in the Eredivisie in last 10 years. 26:27: Was the transition from cycling to football difficult? Originally from Alkmaar, which helped. Relationship with Dave Brailsford and also Erik ten Hag, who invited him to watch training at Manchester United. 29:33: How club use data. Influence of Billy Beane and Luke Bornn. Team Visma used data to overcome one outstanding rival rider. Use of Teamworks Intelligence and how it has helped. "One of the ambitions is that in maybe five years we can win games because we understand the game better through data than any other team."  35:06: Big thing has been making data more accessible to the coaches at the club.  36:48: How AZ use Teamworks Intelligence. Big thing is merging event and tracking data. Previously the club had tried to develop their own model.  39:23: Using objective data to counter biases in decision-making. "For a lot of coaches it is about opinions or visions, not about objective information. It is very hard to progress if you don't have objective information." 42:25: How Team Visma used data to usurp a dominant rival rider. Taking this lesson into football. 45:35: What are the club's ambitions for the future?

Jesus Appoints Average Apostles - Mark 3:13-19 - Ace Davis

Under Trump's so-called “America First” economy, grocery prices are through the roof, jobs are disappearing, and working Americans are struggling to stay afloat. The workforce is crumbling, and the few jobs that are out there often don't pay enough to survive. So what are people supposed to do? How did we get here, and how do we fix it? This morning, Don is joined by author and 1Huddle Founder & CEO Sam Caucci to break down the truth behind Trump's broken economy, the collapse of opportunity for working people, and the real solutions needed to rebuild. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is sponsored by Fatty15. Get an additional 15% off their 90-day subscription Starter Kit by going to https://fatty15.com/LEMON and using code LEMON at checkout. This episode is brought to you by BetterHelp. Give online therapy a try at https://betterhelp.com/donlemon and get on your way to being your best self. This episode is brought to you by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Eliot Shorr-Parks joins the 94 WIP Morning Show to preview the Eagles-Packers matchup. He feels the Packers are closer to average than elite. He feels that there is still not a clear answer on if AJ Brown wants to be here, however, he said in the locker room yesterday, vibes were good. He also speaks on the cornerback room as well as the linebackers room.

Eliot Shorr-Parks joins the 94 WIP Morning Show as they look forward to the Eagles-Packers matchup in Green Bay this Monday. He believes the Packers are closer to average than elite. Eliot thinks Kelee Ringo will probably be the second cornerback on the roster and would be surprised if Jaire Alexander plays. Jihaad Campbell's status has changed with Nakobe Dean being back. AJ Brown, yesterday, said he never said that he doesn't want to be in Philly, but Eliot still isn't completely sure what the answer is.

Let's have some fun on this weeks LIVE! We aim to settle some arguments with a friendly vote from YOU! It's time for THIS OR THAT, fishing and fun edition! Chatterbaits or spinnerbaits? Baitcasting or Spinning? Burgers or Hot Dogs? You decide who wins!T-SHIRTS and DECALS: aggressivelyaverageanglers.myshopify.comBurly Fishing Content:Follow BurlyFishing: https://www.youtube.com/@aaanglersInstagram: instagram.com/aaanglersFacebook: facebook.com/burlyfishingTik Tok:tiktok.com/@aaanglers

*Program Discounts! - Get Notified Here* - https://www.digitalbarbell.com/join-our-email-listYou don't need elite genetics to build an awesome physique. In today's podcast episode, Jonathan sits down with coach and author Paul Horn, who wrote "Radically Simple Strength". They discuss the misconceptions of building strength, muscle, and the real-life knowledge you need to build a legit physique. Grab Paul's book here: https://a.co/d/7o8Lo1AGrab a free 5-week workout program on us! https://www.digitalbarbell.com/armsandabs

Democrats swept elections across the country, from New York City to New Jersey to Virginia to California, a resounding rejection of Trump, MAGA, and their politics of chaos. And let's just say… Donald Trump is not taking it well. Tonight, Don is joined by an all-star panel of friends of the show, Jennifer Welch, Reecie Colbert, Clay Cane, and Jolly, to break down the results, the message voters sent, and what this means for the road ahead. It's celebration meets analysis, and yes, a little well-earned gloating.

What happens when a psychologist in a 25-year sexless marriage decides she's done living without desire?This week,Dr. Alisa Kriegel joins Elle and Vee to share her raw, transformative journey from disconnection to deep erotic empowerment — the story behind her upcoming memoir From Sexless Marriage to Sex Goddess.We talk about:How up to 40% of marriages are sexless — and why no one wants to admit itThe power of communication, curiosity, and skin-to-skin contact in rekindling intimacyHow understanding your body's changes (tilted uterus, menopause, hormones — all of it) leads to better sexThe truth about genital fit and why “one size fits all” is a mythThe healing that comes when you finally feel desired againUsing dating and non-monogamy as tools for self-discovery and growthWhy becoming a “sex goddess” is about owning your body, your boundaries, and your pleasureDr. Kriegel breaks down the emotional, physical, and spiritual sides of erotic awakening — from painful intercourse to passionate play, from shame to self-love, from wife to woman fully embodied.If you've ever felt disconnected from your desire, trapped in routine, or unsure how to find your way back to pleasure — this episode will remind you that it's never too late to reclaim your erotic energy.CHAPTERSIntroduction to Alisa Kriegel (00:00)Sexlessness in Relationships: How It's defined (3:46)The Importance of Prioritizing Intimacy (5:37)Navigating a Sexless Marriage (14:47)The Journey to Self-Discovery through Online Dating and into Swinging (19:43)The Worst First Date One Night Stand Experience (25:11)Below Average, Average and Slightly Above Average Cocks (27:30)What is Genital Fit? From the Kama Sutra (30:41)Understanding Body Changes and Sexuality (32:41)Sex First Mentality (36:40)What is a Sex Goddess (39:06) Using Dating to Learn Revelations Desire and the False Emotional Protection of Dating Men In Relationships  (47:36)Men Love Pussy (56:20)Can Someone Else's Orgasm Trigger Your Orgasm Without Any Manual Stimulation? (59:53)Created a List for a Relationship Blueprint: Manifesting Your Partner And Surrendering to Fear and Vulnerability (01:03:32)The Problem with Traditional Dating (01:07:18)

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Affordable Gay-Friendly Retirement in Taiwan: Top 5 Cities RankedThinking of retiring in Asia where gay rights have advanced and everyday life feels modern and livable? On episode 614 we head to Taiwan to explore one of the region's most unexpected retirement gems for gay men: full same-sex marriage, vibrant queer culture, lower cost of living and global infrastructure.Hosts John & David walk you through the Top 5 Taiwanese cities for LGBTQ+ retirement, break down cost of living, queer infrastructure, and the trade-offs you'll need to know.What you'll get in this episode:Why Taiwan leads Asia for LGBTQ+ acceptance and what that really means for early retirement abroad.City-by-city breakdown of the Top 5: from tranquil towns to the heart of queer nightlife.Average 2-bedroom rent (USD), how the cost of living compares to the U.S., and our updated Queer Money Retirement Rating for each city.The one major missing piece for U.S. expats: no tax treaty with the U.S. (yet) and what that can mean for your retirement plan.How to weigh “affordability + queer culture” when choosing abroad instead of “cheap only”.Takeaways:You can find a modern, livable retirement location in Asia with strong queer rights and lower cost of living.Affordability is relative: even the “cheapest” Taiwanese cities are still going to cost something — quality housing, good transport, medical care matter.Legal equality (same-sex marriage) is a huge baseline win — but other elements (trans/non-binary inclusion, tax issues) still vary.Your personal “vibe” matters: Are you after quiet affordability or full queer community energy? Taiwan offers both ends of the spectrum.Always check the tax/financial dimension early when you're planning overseas retirement — no treaty with the U.S. = extra research required.What to do next:If you're ready to map out your path to gay-friendly early retirement abroad — whether Taiwan or elsewhere — grab your free Happy Gay Retirement Calculator today at: https://queermoneypodcast.com/hgrcalcJoin the conversation: comment, share your experience, or send us your questions about retiring abroad as gay men.Suggested other episodes you'll love:Episode 610 – “Top 5 LGBTQ+ Retirement Cities in Greece”Episode 599 – “Affordable Gay Retirement Cities in Portugal”Episode 575 – “Understanding Tax Treaties Before You Retire Abroad”Episode 542 – “Bold Retirements: Gay Men in Mexico's Pacific Coast Towns”Chapters:00:00 - Intro02:22 - Taichung05:16 - Kaohsiung 07:09 - Tainan09:10 - New Taipei (suburbs of Taipei)11:23 - Taipei15:14 - OutroMentioned in this episode:Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Faster Here!Want a European passport with access to living in nearly any European country? Just click the link below to find out how. Get Your Portugal Golden Visa Here!

The Federal Reserve just cut rates by another 0.25%, but mortgage rates went…up? This is now the fourth time the Fed has lowered its federal funds rate, and mortgage rates have defied them. It's becoming clearer than ever before: real estate investors cannot rely on the Fed to save them. If you're waiting for mortgage rates to get back in the mid-to-low 5% range, you might be waiting for a while. But you don't have to. Dave (and the guests on this show) are actively buying real estate deals, building their portfolios, and increasing their cash flow, all while interest rates are high. You can do it too—no matter what the Fed decides. In fact, right now may be a low-rate period that future investors will wish they could return to. There are six things you can do right now to lock in great real estate deals, even with rates rising higher. This is the opportunity for investors. Average homebuyers are sitting on the sidelines, many investors are still scared to jump back in, all while sellers are lowering prices, offering concessions, and willing to negotiate. You wanted a time to get better deals? This is it, and the Fed's moves are only giving you more control. In This Episode We Cover The Fed rate cut update and why mortgage rates went up after the announcement  The real reason why the Fed's cuts aren't moving mortgage rates lower  Six ways to take advantage of a high-rate, lower-competition housing market  The “relatively affordable” pockets of the country that are seeing rising housing demand  Why real estate forecasters could be dead wrong and rates could rise over the next few years  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1194 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices