Podcasts about Average

Many scientific researchers have tried to answer the question that males — and females — worldwide want clear information about: What size is the average penis? Many people experience anxiety about whether their penis is big enough and if it will satisfy a sexual partner. This can affect a person’s self-confidence and self-image. Often, however, these fears are unfounded. Thanks for watching!! Am I normal? A systematic review and construction of nomograms for flaccid and erect penis length and circumference in up to 15 521 men https://doi.org/10.1111/bju.13010 Average-Size Erect Penis: Fiction, Fact, and the Need for Counseling https://doi.org/10.1080/0092623X.2020.1787279 Come back EVERY MONDAY & FRIDAY for a NEW video Rena Malik, MD is a urologist and pelvic surgeon on youtube to educate people about all things urology including erectile dysfunction, how to increase testosterone, problems with sex, premature ejaculation, urinary leakage, or incontinence, overactive bladder, urinary tract infections, prostate issues and more. Chapters 00:00 Introduction 00:10 What determines penile length 00:33 what to Know if you'll be measuring your penis 00:57 What is the average penile length 03:09 Misconception about the average size of the penis 03:45 Why you shouldn't be concerned about the size of your penis 04:23 Conclusion DISCLAIMER: This audio is purely educational and does not constitute medical advice. The content of this video is my personal opinion and not that of my employer(s). Use of this information is at your own risk. Rena Malik, M.D. will not assume any liability for any direct or indirect losses or damages that may result from the use of the information contained in this video including but not limited to economic loss, injury, illness, or death. Many scientific researchers have tried to answer the question that males — and females — worldwide want clear information about: What size is the average penis? Learn more about your ad choices. Visit megaphone.fm/adchoices

Anthony Castrovince joined Baskin and Phelps to talk about how the Guardians have performed so far this season and why they have been struggling so much offensively. He talked about where the team could potentially find power in the lineup and whether or not it's time to start calling guys up from AAA Columbus.

AP correspondent Alex Veiga reports mortgage rates are lower.

Steiny & Guru take bets on where the underachieving Giants bats will end up.

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For today's show, we cover why Bitcoin ATMs are one of the best, most lucrative businesses in Bitcoin.FILL OUT THE MINING POD SURVEY BY CLICKING HEREWelcome back to The Mining Pod! Today, Brandon Bailey of Second Gate Advisory joins Will to talk about Bitcoin ATMs, an overlooked Bitcoin business model with massive potential. In Q1 2025, Bitcoin Depot generated $164.2M in revenue, a 19% increase year-over-year, while outperforming miners in cash flow per unit. We explore why physical ATMs matter in a digital world, expansion opportunities, and how this could be the next big Bitcoin treasury play.Subscribe to our newsletter! **Notes:**• Bitcoin Depot: $333.1M revenue, +92% YoY• 30,000 Bitcoin ATMs vs 500K traditional ATMs • ATMs generate $30-40/day vs miners $10-11/day• 4% of Americans (5.6M people) are unbanked• Average transaction size around $300• 1,300 reserve machines ready for deploymentTimestamps:00:00:00:00 Start00:01:33:16 Report overview00:02:48:20 Bitcoin Depot financials00:05:30:06 Other BTC treasury companies00:08:52:26 Colorado Air Filter00:10:57:14 Increasing revenue multiple00:13:30:08 ATM business history00:15:03:16 Stablecoins00:16:37:26 Fractal Bitcoin00:17:12:25 Physical cash economy00:19:33:22 Why haven't traditional ATMs added BTC?00:21:10:20 Per machine cashflows00:25:27:09 Expansion opportunity00:31:00:10 Coinflip00:33:06:11 Wrap up

Ben Hogan, who was arguably the greatest ball striker the game of golf has ever known, taught that if you wanted to improve your swing you should focus on the cause rather than the result.  This was good advice for golfers and brilliant advice for sales professionals. Because in sales, if you want to sell more it pays to become obsessed over your behaviors, techniques and processes rather than your outcomes.  Most Sellers Obsess Over Outcomes Most salespeople are focused on winning or losing individual deals. They get emotionally wrapped up in every prospect, every conversation, every close attempt. When they win, they're on top of the world. When they lose, they're devastated. But top performers? They think completely differently. They're not obsessed with any single deal. They're obsessed with the process that creates consistent results over time. This mindset shift is the difference between feast-or-famine selling and predictable, sustainable success. The Downside of Outcome Based Sales Goals Here's what happens when you're obsessed with outcomes instead of process: Every deal, every month, every quarter becomes life or death. You put all your emotional energy into individual prospects and hitting numbers which clouds your judgment and makes you act desperate. You take rejection personally. When someone says no, it's not just a business decision – it feels like a personal attack on your worth as a salesperson. You make poor decisions under pressure. When you need a deal to close to hit your number, you start discounting too early, chasing bad prospects, or making promises you can't keep. Your performance becomes inconsistent. You have great months followed by terrible months because you're riding the emotional roller coaster of individual wins and losses. You burn out faster. The constant emotional highs and lows are exhausting and unsustainable. Shift to Process Goals Process goals are different. They focus on the activities and behaviors you can directly control, not the outcomes that depend on factors outside your influence. Instead of "I need to close three deals this month," a process goal is "I will make 50 prospecting calls every day." Instead of "I have to win the Johnson account," it's "I will have four meaningful touch points with stakeholders at Johnson this week." Instead of "I need to hit 120% of quota," it's "I will follow my proven sales methodology on every single opportunity." Process goals put you in control. You can't control whether a prospect buys, but you can control how many prospects you contact, how well you qualify them, and how consistently you follow your process. Why Top Performers Love Process Goals Create predictable results. When you focus on the right activities consistently, the outcomes take care of themselves. It's like compound interest – small, consistent actions create massive results over time. Reduce emotional volatility. You're not devastated by individual losses because you know that if you stick to your process, the wins will come. Improve decision-making. When you're not desperate for any particular deal, you make better strategic decisions about where to invest your time and energy. Build confidence. Every day you hit your process goals, you build momentum and confidence, regardless of whether deals close that day. Create sustainable habits. Process goals turn success behaviors into automatic habits rather than things you do when you feel motivated. The Mathematics of Sales Process Goals Here's why process goals work: Sales is a numbers game, but most people focus on the wrong numbers. Average performers focus on: How many deals they close The size of individual deals Their closing percentage on active opportunities Top performers focus on: How many new prospects they contact daily How many discovery calls they conduct weekly How many proposals they deliver monthly

What is the habit you have that you're not honest with yourself about? The first standard we need to have is honesty, but most of us have normalized lying to ourselves. That's holding us back from reaching our goals and reaching new levels of success! During this conversation, Arash and Mykie dive deep into what prevents us from being honest with ourselves and what we need to do to form different habits. Nothing will catapult your results more than your standards! So today, we're deconstructing how Arash changed his relationship with standards and transformed his average habits to build better ones. We discuss how playing with bigger ideas helps to achieve different results and how changing your beliefs around your identity can help you to create a different reality. This is one of the most important episodes we've ever published, and a reminder to never give up, but to rise up instead. Don't miss it!Key Points From This Episode:The first standard we need to have with ourselves: honesty. What prevents people from being totally honest with themselves.Some of the most widely accepted average habits people have.What you need to do to form a new habit. Why you can't change your identity until you change your standard.What you need to do to set new goals that lead to a new standard. An example of how Arash's ideas have helped him to grow.How being humble and hungry changes your life.Playing with bigger ideas to achieve different results.The role of belief and identity in creating success.Why you have to surround yourself with people who are doing better than you.Action steps for today: define your standards that your goal demands.Links Mentioned in Today's Episode:Voss Coaching Co Email World Class Wealth Voss Coaching CoVoss Coaching Co on LinkedIn Voss Coaching Co on InstagramVoss Coaching Co on FacebookMykie Stiller on LinkedInMykie Stiller on Instagram Arash Vossoughi on LinkedInArash Vossoughi on YouTube

In this captivating episode of the Millionaire Car Salesman Podcast, host Sean V. Bradley and co-host LA Williams sit down with Jacob Garza, a rising star in the automotive sales industry, to uncover the secrets behind his incredible success. From starting as a BMW service valet to now consistently selling 46 cars in a month, Jacob's story proves that success leaves clues—and he's here to share them with you! "Success leaves clues. That's part of the reason why we created this podcast is the mission is to get the information from the people that have it and give it to the people that need." Jacob dives into the essential components that fueled his rise, including CRM systems, product knowledge, and his mastery of data mining and equity mining. Learn how Jacob uses these tools to stay ahead of the curve and drive sales in the competitive high-end automotive market. He also discusses the art of building lasting customer relationships and why mastering proactive outreach is a game-changer. "Average is the enemy. You need to go in there and just try to be the very best you can be." Whether you're new to sales or a seasoned pro, this episode is packed with actionable advice on evolving your approach and never settling for the status quo. Jacob's story is a testament to the power of continual learning and self-improvement, both of which are key to dominating the automotive sales game. Don't miss this episode—Jacob Garza's journey could be the inspiration you need to take your sales to the next level! Key Takeaways: ✅ Foundation in CRM and Data Management: Success in sales hinges significantly on mastering customer relationship management systems and leveraging data mining and equity mining tools. ✅ Importance of Product Knowledge: Having an in-depth understanding of automotive products strengthens sales pitches and enhances customer interactions, particularly in high-line vehicle sales. ✅ Strategic Campaigning: Proactively running targeted campaigns, such as those focusing on lease retention and warranty expiration, provides lucrative opportunities for repeat business. ✅ Referral and Customer Relationship Building: Maintaining strong connections with clients leads to higher repeat business and referrals, crucial for sustained sales success. ✅ Continued Learning and Adaptation: Emphasizing a growth mindset and continual self-improvement, Garza illustrates the value of learning from industry leaders to foster success and mentorship within the field.   About Jacob Garza Jacob Daniel Garza wears many hats — literally and figuratively. He's a family-first, high-performance sales professional based in Houston, Texas. A Senior Client Advisor at BMW of West Houston, he's a proud father of three, devoted husband, uncle to many, and doodle dad. Known for always rocking a Houston sports hat — every day, on the showroom floor — Jacob is part of a greater hat community in the Houston area and is a die-hard fan who never misses a big game. He credits the car business with saving his life, but becoming a father gave him purpose. Since then, he's transformed into a top producer, helping over 300 families in 2024 and pacing 450+ in 2025, all while chasing time freedom and higher performance. Jacob leads from the front and lives with intention — building a brand, a legacy, and a life rooted in loyalty, servant leadership, and self-discipline. Ultimately, Jacob challenges listeners to think big and act intentionally — because he is living proof that you are a product of your last 1,000 days. It's never too late to become who you're meant to be. Just don't look up one day and realize that in chasing everything… you lost what matters most.     ​​The Key to Mastering the Car Sales Industry: Insights from the Millionaire Car Salesman Podcast Key Takeaways Success in the car sales industry requires mastering product knowledge, understanding customer needs, and building lasting relationships. Innovative use of data mining and equity mining strategies can significantly boost sales figures and personal branding. Achievement and mentorship go hand-in-hand; utilizing personal success to uplift others creates a thriving, sustainable sales environment. Mastering the Automotive Sales Process Within the competitive landscape of automotive sales, many individuals wrestle with prioritizing tasks and managing a burgeoning clientele list. According to Sean V. Bradley, host of the Millionaire Car Salesman Podcast and an authority in automotive sales, a significant pitfall for many is not mastering prioritization and multitasking. He states, "Most salespeople don't know how to deal with multiple things going on. Most salespeople don't know how to prioritize." Failure to manage these skills effectively leads to common missteps like oversight in client follow-up, resulting in lost sales opportunities. Jacob Garza, a guest on the podcast who has achieved remarkable sales metrics, echoes Bradley's sentiments, emphasizing meticulous CRM management. For Garza, mastery began in the BDC (Business Development Center), where crafting and managing client appointments was vital to his success. "You absolutely need to know your CRM. You need to know how to get the information, how to properly log it," he advises. For those aspiring to excel, particularly in high-pressure sales environments, learning how to track customer interactions and utilizing software efficiently is crucial. CRM platforms not only streamline the sales process but also ensure that no opportunity falls through the cracks, hence proving integral for both seasoned and budding sales professionals. Harnessing the Power of Equity Mining One of the more innovative strategies discussed during the podcast is the use of equity mining. Garza champions this practice, emphasizing its transformative impact on his sales approach. "Equity mining is the biggest one for me," he asserts. For him, focusing on customers that are already engaged with the brand and dealership yields higher conversion rates and larger commissionchecks. By leveraging Automotive Mastermind, a data mining and equity mining tool, Garza proactively engages with clients who have high-paying interest rates or are nearing the end of their warranties and lease terms. He notes, “I'm calling you today to ask you if I can get it off your hands…I would love to offer you top dollar for your car.” This strategic, data-driven outreach can effectively restructure a customer's financial situation in their favor while simultaneously enhancing the dealership's turnover. The implication is clear: tools like Automotive Mastermind not only streamline the identification of viable leads but also foster a mutually beneficial transaction landscape for both dealer and customer. Innovating Through Mentorship and Personal Branding Garza's ambition extends beyond individual success, underscoring the importance of mentorship in paving the road for aspiring sales professionals. By developing the Junior Sales Program, he consciously shares his expertise to uplift others, stating, "I wanted to be the person I needed when I was 22, 23 years old." This program illustrates that achievement in sales can also serve as a catalyst for transformative change within an organization and the industry. Mentorship instills confidence, equips individuals with critical skills, and provides invaluable industry insight—ultimately shaping a dealership that's not only thriving but is also viewed as a beacon of excellence. "You need to optimize your life and optimize your time to do that and only that," Garza admonishes. His approach to personal branding isn't merely about individual accolades; it's intrinsically linked to the success he manifests in others. Future-minded individuals in sales are encouraged to emulate this strategy, as it positions them as thought leaders and valuable mentors, fostering a collaborative, growth-oriented culture. Success in the automotive sales industry is predicated on a mastery of essential skills, innovative use of tools, and a genuine commitment to fostering community within the ranks. Learning to craft and sustain a thriving sales enterprise isn't merely a matter of technique; it's an intricate combination of skill, strategy, and empathetic leadership. The conversation between Sean V. Bradley and Jacob Garza in the Millionaire Car Salesman Podcast underscores these points—highlighting not just the how-to of mastering sales, but also why personal excellence and community-building create a legacy of enduring success.     Resources: Podium: Discover how Podium's innovative AI technology can unlock unparalleled efficiency and drive your dealership's sales to new heights. Visit www.podium.com/mcs to learn more!   Dealer Synergy & Bradley On Demand: The automotive industry's #1 training, tracking, testing, and certification platform and consulting & accountability firm.   The Millionaire Car Salesman Facebook Group: Join the #1 Mastermind Group in the Automotive Industry! With over 29,000 members, gain access to successful automotive mentors & managers, the best industry practices, & collaborate with automotive professionals from around the WORLD! Join The Millionaire Car Salesman Facebook Group today!   Win the Game of Googleopoly: Unlocking the secret strategy of search engines.     The Millionaire Car Salesman Podcast is Proudly Sponsored By: Podium: Elevating Dealership Excellence with Intelligent Customer Engagement Solutions. Unlock unparalleled efficiency and drive sales with Podium's innovative AI technology, featured proudly on the Millionaire Car Salesman Podcast. Visit www.podium.com/mcs to learn more!   Dealer Synergy: The #1 Automotive Sales Training, Consulting, and Accountability Firm in the industry! With over two decades of experience in building Internet Departments and BDCs, we have developed the most effective automotive Internet Sales, BDC, and CRM solutions. Our expertise in creating phone scripts, rebuttals, CRM action plans, strategies, and templates ensures that your dealership's tools and personnel reach their full potential.   Bradley On Demand: The automotive sales industry's top Interactive Training, Tracking, Testing, and Certification Platform. Featuring LIVE Classes and over 9,000 training modules, our platform equips your dealership with everything needed to sell more cars, more often, and more profitably!  

When the path you're on doesn't align with the life you want, how brave are you willing to be to change it? In this episode, Jacqueline Benet shares what it looked like to walk away from a PhD and a stable 9-to-5 job to pursue full-time photography... and why she doesn't regret a thing. Her story is a powerful reminder that creative work can be both deeply fulfilling and financially sustainable, especially when you build a business rooted in values, purpose, and thoughtful strategy.

FILL OUT THE MINING POD SURVEY BY CLICKING HERE Welcome back to The Mining Pod! Today, Brandon Bailey of Second Gate Advisory joins Will to talk about Bitcoin ATMs, an overlooked Bitcoin business model with massive potential. In Q1 2025, Bitcoin Depot generated $164.2M in revenue, a 19% increase year-over-year, while outperforming miners in cash flow per unit. We explore why physical ATMs matter in a digital world, expansion opportunities, and how this could be the next big Bitcoin treasury play. Subscribe to our newsletter!  **Notes:** • Bitcoin Depot: $333.1M revenue, +92% YoY • 30,000 Bitcoin ATMs vs 500K traditional ATMs   • ATMs generate $30-40/day vs miners $10-11/day • 4% of Americans (5.6M people) are unbanked • Average transaction size around $300 • 1,300 reserve machines ready for deployment Timestamps: 00:00:00:00 Start 00:01:33:16 Report overview 00:02:48:20 Bitcoin Depot financials 00:05:30:06 Other BTC treasury companies 00:08:52:26 Colorado Air Filter 00:10:57:14 Increasing revenue multiple 00:13:30:08 ATM business history 00:15:03:16 Stablecoins 00:16:37:26 Fractal Bitcoin 00:17:12:25 Physical cash economy 00:19:33:22 Why haven't traditional ATMs added BTC? 00:21:10:20 Per machine cashflows 00:25:27:09 Expansion opportunity 00:31:00:10 Coinflip 00:33:06:11 Wrap up

Lucy and I are here to answer the burning questions you're too afraid to ask! We get into the dirty details, literally. Sex, cleanliness, motherhood...nothing is off limits. Lucy's PatreonMadi's PatreonTODAY'S SPONSORS: COZY EARTH: Get up to 40% off of premium bedding and pajamas when you go to COZYEARTH.COM and use the code BAD at checkout! //BETTERHELP: This episode is sponsored by BetterHelp. Go to BETTERHELP.COM/BAD to get 10% off your first month of therapy //SIMPLY POP: See where you can try new Simply Pop. The delicious new drink from Simply with 6 grams of prebiotic fiber! Go to COKEURL.COM/SIMPLYPOP to learn more! //TEMPO: Get 60% off your first box when you go to TEMPOMEALS.COM/BAD. Restrictions may apply. Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Daily Boost Podcast Show Notes Goal-Setting Method That Keeps You Average June 23, 2025 | Episode - 5121  Host: Scott Smith Episode Description I'm about to make some people mad today, especially if you're a brand-new certified life coach. We're diving into why SMART goals might be keeping you average instead of pushing you toward greatness. I believe in goals because your brain is hard-wired for them, but there's a difference between goals that move you forward and goals that keep you stuck. Today, I'm breaking down the SMART goals framework and showing you why it might not be as effective as you think. Get ready for some truth bombs and a fresh perspective on goal-setting that'll fire you up. Featured Story Scott's taking on cardio and core hell week while cutting for his big show in September. An hour of cardio daily, combining long slow burn with VO2 max sessions and HIIT training, plus 20 minutes of core work for seven straight days. But the real story is his take on SMART goals and why they're designed for average people who want average results. He's challenging the 50-year-old acronym that everyone swears by but might hold you back from your biggest dreams. Important Points Your brain automatically sets goals every second of the day, and most of what has you off track is because your mind is drawing your focus toward random, unspecific targets. SMART goals work great for average people with average results, but if you want extraordinary outcomes, you need to think beyond frameworks designed for the masses. Time-bound goals can work against you because everything takes three times longer than you think it will, and focusing on outcomes matters more than arbitrary deadlines. Memorable Quotes “I'm a fan of big ass goals. I set big ass goals. I love goals. I am not a fan of SMART goals.” “If you can't specifically understand what your goal is, you don't have a goal. You're a walking generality.” “Who the hell cares what anybody else says? If it's real to you, go for it.” Scott's Three-Step Approach Get specific about exactly what you want - not “I want to lose weight” but the exact amount and why it matters to you personally. Focus on measuring your progress rather than measuring your timeline, because the journey matters more than hitting arbitrary deadlines. Believe your goal is realistic for you, regardless of what anyone else thinks, because your reality is what counts in your goal achievement. Connect With Me Search for The Daily Boost on Apple Podcasts and Spotify.Email: support@motivationtomove.comMain Website: https://motivationtomove.comYouTube https://youtube.com/dailyboostpodcastFacebook Page: https://facebook.com/motivationtomoveFacebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

God is a second mile God — and He's raising up a second mile church. In this message, Pastor Marcus unpacks what it means to go beyond what's expected, just like Jacob, Joseph, and Rebekah.When others mistreat you… when life feels unfair… God sees your faithfulness. And He blesses those who go further when no one's watching. Don't settle for average. The first mile is law — the second mile is love.

Today on the Woody and Wilcox Show: Update on Chelsea's plumbing situation; Cool Beans Remix; Woody has called his volleyball teammate by the wrong name for two years; General Mills discontinues three cereals; An alternate way to stay hydrated this summer; Parents hire pole dancers to celebrate their son's graduation; Rocket will take human and pet remains to space; Average subscription costs per year; Oprah announces that she has not been to a Diddy party; LSU wins Collegiate World Series and Jello shot competition; And more!

Ronan Lyons, Professor of Economicsat Trinity College, discusses house price inflation reaching a ten-year high.

This episode of the Lloyd's List Podcast was brought to you by Wirana - visit www.wirana.com/ for more information THERE are tens of thousands of shipowners in the world, but only a handful of them can be properly be classified as major players. Much of the content of Lloyd's List naturally focuses on the MSCs, Frontlines and Maersk's of this world, whose fleet lists run to the hundreds. When they want to pick up some newbuildings or even to buy one of their rivals, they have few problems finding the finance. Banks refer to them as tier one clients and actively court their business, on preferential terms. But the mean average owner is probably a family-owned businesses with maybe half a dozen ships and the median average operator will have perhaps a few dozen. These kinds of guys are the backbone of our industry. Historically, they didn't have too hard a time of time it either. Until the early years of this century, many European banks were up to their neck in ship finance and indeed, some were devoted to it entirely. This was the era of what was known as relationship banking. Shipping bankers actually understood shipping, including its cyclical nature. Owners with a sensible business plan, maybe backed by long-term charter employment, and a decent equity stake could usually negotiate a sustainable mortgage. This lost age disappeared with the onset of the global financial crisis in 2008, when European banks largely quit the scene. In the following decade, private equity moved in and made a small fortune, but only by starting with a large one. Chinese leasing deals became the preferred option – and sometimes the only option - for many. But their S&P choices face increasing constraints. New environmental regulations are coming in thick and fast, and there is still no agreement on what alternative fuels will be standard, or even available at all, a few years from now. Politics is always the wild card, and Trump's decision to introduce hefty port fees on tonnage build in China or legally owned by Chinese lessors will have blindsided many. So if your surname is not Aponte or Fredriksen, how the heck do you make rational S&P decisions? Joining law and insurance editor David Osler this week are: Dagfinn Lunde, co-founder eshipfinance.com Kavita Shah, partner, Watson, Farley and Williams Costas Delaportas, chief executive, DryDel Shipping

Learn more about Starpoint Properties here: https://starpointproperties.com/  

Get a FREE Posing eBook from The Portrait System here: https://the-portrait-system.lpages.co/podcast-pose-funnel/Today on The Portrait System Podcast, we are bringing back our interview with Tokyo & North Carolina-based photographer Tia Haygood. Listen in as Tia tells us all about her incredible photography journey between Tokyo and North Caroline, how she mastered virtual networking and how she achieved incredible success. Don't miss out on this inspiring interview!PODCAST LISTENER SPECIAL!! If you want to get started with the Portrait System, get a special discount using code “POD7” to get one month access for just $7 here https://theportraitsystem.com/pricing/IG https://www.instagram.com/theportraitsystem/YouTube https://www.youtube.com/c/theportraitsystemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Premium Picks tees up questions that turns Tyler's mind into a pretzel. How many PPG will Desmond Bane average in year 1 with the Magic? Where does that leave the rest of the roster? Take a listen, and answer for yourself.

Bob Smiley (aka Average Boy) is bursting with excitement to share some big news! But first, Jesse, encourages Bob to recount his latest entrepreneurial endeavor: a lemonade stand! Will AB’s carefully chosen locations lead to sweet success, or will unexpected obstacles leave him feeling sour? Beyond this sticky situation, Bob and Jesse get inspired by Isaiah 43:18-19 as they discuss the importance of learning from new experiences and looking forward to what God has planned. Finally, Bob gets to his big announcement . . . and it’s what you've been waiting for! Click here to see the new Average Boy book title and cover! Click here to visit the Average Boy Store to gain access to books, devotionals, subscriptions to Clubhouse Magazine, and much more! We'd love to hear from you! Visit our Homepage to leave us a voicemail.

A sinister Republican bond scheme could price you out of justice — forever...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bob Smiley (aka Average Boy) is bursting with excitement to share some big news! But first, Jesse, encourages Bob to recount his latest entrepreneurial endeavor: a lemonade stand! Will AB's carefully chosen locations lead to sweet success, or will unexpected obstacles leave him feeling sour? Beyond this sticky situation, Bob and Jesse get inspired by Isaiah 43:18-19 as they discuss the importance of learning from new experiences and looking forward to what God has planned. Finally, Bob gets to his big announcement . . . and it's what you've been waiting for! Click here to see the new Average Boy book title and cover! Click here to visit the Average Boy Store to gain access to books, devotionals, subscriptions to Clubhouse Magazine, and much more! We'd love to hear from you! Visit our Homepage to leave us a voicemail. To support this ministry financially, visit: https://www.oneplace.com/donate/1443/29

What's your #1 Challenge in Living your Truth?

Health Insurance is Rigged & Controlled by the Big Companies w/ Donvan Ryckis of Ethos Benefits   - AZ TRT S06 EP10 (272) 6-15-2025              What We Learned This Week Health Insurance is primarily run by the Big 4 - BUCA: Blue Cross United Healthcare, CIGNA, Aetna To Insurance Co's – Premium = Revenue, and they are not going lower profits, so no incentive to lower costs Health insurance employer group plans can be broken down into 4 Parts Network PPO is what people typically think of when they think of health insurance There have been revisions to the Healthcare Act passed in 2021   Guest: Donovan Ryckis, Ethos Benefits https://ethosbenefits.com/   https://ethosbenefits.com/documentary/ https://businessofbenefitspodcast.com/   Our Ethos is Simple: Fiduciary First. Act in the best interest of those we serve—no matter the cost. ‘Ethos' represents the guiding principle, character, or spirit of a person or organization. It's the ‘why' that drives decision-making and fuel's purpose. Our Ethos is deeply rooted in the story of our Founder, Donovan Ryckis. Over a decade ago, Donovan, a fiduciary Series 65 securities advisor specializing in retirement and pension planning, was approached by a client facing a dire situation. The client's publicly traded broker claimed there was no solution for a staggering 37.5% health insurance renewal increase—a cost that threatened the business and its employees. With no prior experience in health insurance markets but guided by his unwavering fiduciary principles, Donovan took on the challenge. The result? He mitigated the risk entirely, delivering a solution 12% below the current rate. This allowed the business to thrive and ensured hundreds of employees wouldn't have to choose between basic necessities and skyrocketing health premiums. That moment sparked a revelation. The fraud, waste, and abuse Donovan had fought in retirement planning paled in comparison to the challenges in healthcare. He saw an opportunity to bring transparency and fiduciary principles to an industry in desperate need of change. Donovan pivoted his career, becoming one of the first fee-based health insurance advisors in the nation. By removing all conflicts of interest in broker compensation, he laid the foundation for what is now the leading innovative employee benefits agency in the country, delivering higher quality care at a significantly lower cost to employers nationwide.       Notes:   Ethos Benefits deals with employee benefits, with a primary focus on group health insurance   Per Donovan ‘Employee benefits are rigged'   Insurance company premium equals revenue. There is no incentive to lower cost, as it would lower profits.   ACA Obamacare passed in 2010, and it capped profits for insurance companies at 20%   Insurance Co's are working to expand their pool to make more profit   Health Insurance guarantees inflation keeps going up, so family of 4 could spend 35K a year   For a business, healthcare cost and employee benefits are a top 3 P&L expense   Ethos strategies can create a 30 to 40% reduction on premium impact to lower costs for a business   The HQ is in Florida, but they are a virtual office with agents and clients nationwide   Healthcare finance and delivery + Improving employee benefits     Seg 1   Donovan's bio, he was a financial advisor with a Series 65 license before he got into health insurance. Around 2014 he moved into health insurance seeing an opportunity for better service.   Typically you see agents who are working for the health insurance company and not really working for the employer companies they are selling to.   Health insurance is primarily run by the Big 4 – BUCA: Blue Cross United Healthcare, CIGNA, Aetna.   Health insurance employer group plans can be broken down into 4 Parts:   1.    TPA or third-party administrator 2.    Network PPO or HMO 3.    Pharmacy benefit RX 4.    Insurance that covers the caps the limits on the stop loss   PPO is your primary network and open on using referrals HMO is a non-preferred network typically has less offerings and tight on referrals   Ethos Benefits helps employers to break up the four parts of a group plan and customize   Network PPO is what people typically think of when they think of health insurance.   Network and the Big 4 health companies have a tighter deal with doctors and contract prices. A lot is pre-negotiated with a set of rates, which is the point of a PPO. This is where you get larger claims and they run in the system of healthcare.     Seg 2   Pay more for healthcare in the U.S. than the rest of the world   The biggest pharmaceutical companies are in the US Pharmaceutical companies in flight prices, and also set the prices They make money through spread pricing   Employers can actually pick up their own Pharma benefit and get the rebates that the big health insurance companies are not giving them   Healthcare system is a rigged game The fraud waste and abuse extremely high in health   401(k) and retirement benefit industry is actually tighter with more disclosure than the healthcare industry   Regulated better since the creation of the Securities Act in the 1930s and updates that ran through the 1970s and beyond with things like ERISA   There have been revisions to the healthcare act passed in 2021 - started in Jan.2022   Actions had 3 disclosures: ·         Brokers comp and bonus ·         Data with gag, clauses, and full access to data upon request ·         Benchmarking for drug cost     Further Notes via Google:   The revisions you are likely referring to are part of the Consolidated Appropriations Act of 2021 (CAA). While the CAA was passed in late 2020, many of its provisions, including those related to transparency in healthcare, became effective on January 1, 2022.  The three key areas of disclosure you mentioned are directly addressed within these regulations: 1.            Broker's Compensation and Bonuses: The CAA amends ERISA Section 408(b)(2) and requires service providers, including brokers, to disclose specific information to group health plan fiduciaries. 2.            Data Transparency (Gag Clauses and Full Access to Data): The CAA prohibits gag clauses, which prevent plans from providing access to their data. It also requires health insurance carriers to attest annually to their compliance with this prohibition. Moreover, the Health DATA Act, a proposed bill, would further reinforce the right of employers to access their data and hold service providers accountable for non-compliance. 3.            Benchmarking for Drug Costs: The CAA includes provisions regarding pharmacy benefit and drug cost reporting, which aims to provide greater transparency and potentially lead to better benchmarking of drug costs. The Build Back Better Act, a separate piece of legislation, also included provisions for Medicare to negotiate drug prices, further impacting drug costs and potential benchmarking.  These revisions aim to increase transparency in healthcare pricing and empower consumers and employers to make more informed decisions about their healthcare coverage.    Seg 3   Ethos works with Employers to create business plans usually with a 3 to 5 year time horizon. The goal is long-term to lower healthcare cost.   Example would be a company with 100 employees with 50 to 80% of them on the health plan (does not include dependents).   Ethos wants to keep the demands of a company low, easy transition.   Ethos handles employee Qs and healthcare navigation. Ethos is full service.   Risk handled 1 of 4 ways - Reduce, avoid, retain, transfer - Transfer to insurance   Broker wants to transfer risk Company can control costs Careful not to have too much disruption with a switch to a new company   Ex - start with pharmacy part NDC National Drug Code Run report vs costs   Pharmacy benefit mgr   Pre packaged health plan Gets co approved pharmacy benefit Save 5 - 15% on costs (30%)   Separate - parts of group plan     Seg 4   Brokers comp - incentives from big insurance companies   Opening move - edit pharmacy benefit piece   State by state - regulators and rules   Employers / employees Know the network and PPO   Nationwide covers insurance part – Stop-loss Insurance   30-40 major stop loss companies Ex: Allstate Met Life Sun Life   Stop-loss insurance for group health plans acts as a financial safety net for self-funded employers, protecting them from large, unpredictable medical claims. It is a form of additional insurance.   Healthcare risk is incredibly predictable on group basis   Overall predictable w stats, actuarial analysis   Gag clauses look at dataset from current carrier   Prescription database sets   3rd party admin are less of a concern, lots of claims   Average of 18 claims per employee per year, includes dependents   Data - review AI Claims analytics software   AI claims analytics software is transforming how insurance companies handle claims by leveraging artificial intelligence and machine learning to analyze data, automate tasks, and improve decision-making.    30 - 40% reduction in premium w Ethos     Further Notes via Google: Group Medical Plans Breakdown of the common components of a comprehensive employer group health plan, particularly within the context of a self-funded model.  Here's a more detailed explanation of each part: 1.            TPA (Third-Party Administrator): A TPA is a company that provides administrative services for self-funded health plans. This includes processing claims, handling enrollment, and managing other administrative tasks that would typically be done by an insurance company. 2.            Network (PPO or HMO): This refers to the group of doctors, hospitals, and other healthcare providers that the health plan contracts with to provide services to its members. The network defines where employees can go to receive care and often dictates the level of coverage they will receive (e.g., in-network vs. out-of-network benefits). ·                                             PPO (Preferred Provider Organization): Offers more flexibility, allowing members to see out-of-network providers, though with higher out-of-pocket costs. ·                                             HMO (Health Maintenance Organization): Typically requires members to stay within the network for covered services, except in emergencies.                 Pharmacy Benefit (RX): This component manages the prescription drug coverage for the plan. It includes negotiating drug prices, processing claims for prescriptions, and managing the plan's formulary (list of covered drugs).                 Stop-Loss Insurance: This is a crucial element for self-funded employers. It protects the employer from catastrophic claim costs. If an individual employee or the entire group's claims exceed a certain threshold (the "attachment point"), the stop-loss insurance kicks in to cover the excess costs, limiting the employer's financial liability.  Additional Considerations: ·                     Data Access: Self-funded plans often provide employers with greater access to claims data, which can be used to analyze healthcare costs, identify trends, and implement strategies to improve employee health and manage costs. ·                     Benchmarking: Employers can use claims data and industry benchmarks to compare their plan's performance to similar organizations and negotiate better rates with providers and other vendors. ·                     Wellness Programs: Some employers offer wellness programs to encourage employees to adopt healthy behaviors and potentially reduce healthcare costs. ·                     Essential Health Benefits (ACA Compliance): Group health plans must comply with the Affordable Care Act (ACA), which requires them to cover a list of essential health benefits, such as outpatient care, emergency services, hospitalization, and prescription drugs. ·                     Other Benefits: Group plans can also include other benefits, such as dental, vision, life insurance, and long- and short-term disability insurance.  Understanding these different parts is essential for employers to effectively manage their group health plan, control costs, and provide valuable benefits to their employees.      Investing Shows: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement       ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.  

The Storm Skiing Journal and Podcast is a reader-supported publication. Whether you sign up for the free or paid tier, I appreciate your support for independent ski journalism.WhoErik Lambert, Co-Founder of Bluebird Backcountry, Colorado and founder of Bonfire CollectiveRecorded onApril 8, 2025About Bluebird BackcountryLocated in: Just east of the junction of US 40 and Colorado 14, 20-ish miles southwest of Steamboat Springs, ColoradoYears active: 2020 to 2023Closest neighboring U.S. ski areas: Steamboat (:39), Howelsen Hill (:45), Base elevation: 8,600 feetSummit elevation: 9,845 feetVertical drop: 1,245 feetSkiable acres: 4,200-plus acres (3,000 acres guided; 1,200-plus acres avalanche-managed and ski-patrolled)Average annual snowfall: 196 inchesLift fleet: None!Why I interviewed himFirst question: why is the ski newsletter that constantly reminds readers that it's concerned always and only with lift-served skiing devoting an entire podcast episode to a closed ski area that had no lifts at all? Didn't I write this when Indy Pass added Bluebird back in 2022?:Wait a minute, what the f**k exactly is going on here? I have to walk to the f*****g top? Like a person from the past? Before they invented this thing like a hundred years ago called a chairlift? No? You actually ski up? Like some kind of weird humanoid platypus Howard the Duck thing? Bro I so did not sign up for this s**t. I am way too lazy and broken.Yup, that was me. But if you've been here long enough, you know that making fun of things that are hard is my way of making fun of myself for being Basic Ski Bro. Really I respected the hell out of Bluebird, its founders, and its skiers, and earnestly believed for a moment that the ski area could offer a new model for ski area development in a nation that had mostly stopped building them:Bluebird has a lot of the trappings of a lift-served ski area, with 28 marked runs and 11 marked skin tracks, making it a really solid place to dial your uphill kit and technique before throwing yourself out into the wilderness.I haven't really talked about this yet, but I think Bluebird may be the blueprint for re-igniting ski-area development in the vast American wilderness. The big Colorado resorts – other than Crested Butte and Telluride – have been at capacity for years. They keep building more and bigger lifts, but skiing needs a relief valve. One exists in the smaller ski areas that populate Colorado and are posting record business results, but in a growing state in a finally-growing sport, Bluebird shows us another way to do skiing.More specifically, I wrote in a post the following year:Bluebird fused the controlled environment and relative safety of a ski area with the grit and exhilaration of the uphill ski experience. The operating model, stripped of expensive chairlifts and resource-intensive snowmaking and grooming equipment, appeared to suit the current moment of reflexive opposition to mechanized development in the wilderness. For a moment, this patrolled, avalanche-controlled, low-infrastructure startup appeared to be a model for future ski area development in the United States. …If Bluebird could establish a beachhead in Colorado, home to a dozen of America's most-developed ski resorts and nearly one in every four of the nation's skier visits, then it could act as proof-of-concept for a new sort of American ski area. One that provided a novel experience in relative safety, sure, but, more important, one that could actually proceed as a concept in a nation allergic to new ski area development: no chairlifts, no snowmaking, no grooming, no permanent buildings.Dozens of American ski markets appeared to have the right ingredients for such a business: ample snow, empty wilderness, and too many skiers jamming too few ski areas that grow incrementally in size but never in number. If indoor ski areas are poised to become the nation's next-generation incubators, then liftless wilderness centers could create capacity on the opposite end of the skill spectrum, redoubts for experts burned out on liftlines but less enthusiastic about the dangers of touring the unmanaged backcountry. Bluebird could also act as a transition area for confident skiers who wanted to enter the wilderness but needed to hone their uphill and avalanche-analysis skills first. …Bluebird was affordable and approachable. Day tickets started at $39. A season pass cost $289. The ski area rented uphill gear and set skin tracks. The vibe was concert-tailgate-meets-#VanLife-minimalism-and-chill, with free bacon famously served at the mid-mountain yurt.That second bit of analysis, unfortunately, was latched to an article announcing Bluebird's permanent closure in 2023. Co-founder Jeff Woodward told me at the time that Bluebird's relative remoteness – past most of mainline Colorado skiing – and a drying-up of investors drove the shutdown decision.Why now was a good time for this interviewBluebird's 2023 closure shocked the ski community. Over already? A ski area offering affordable, uncrowded, safe uphill skiing seemed too wedded to skiing's post-Covid outdoors-hurray moment to crumble so quickly. Weren't Backcountry Bros multiplying as the suburban Abercrombie and Applebee's masses discovered the outside and flooded lift-served ski areas? I offered a possible explanation for Bluebird's untimely shutdown:There is another, less optimistic reading here. Bluebird may have failed because it's remote and small for its neighborhood. Or we are witnessing perception bump up against reality. The popular narrative is that we are in the midst of a backcountry resurgence, quantified by soaring gear sales and perpetually parked-out trailheads. Hundreds of skiers regularly skin up many western ski areas before the lifts open. But the number of skiers willing to haul themselves up a mountain under their own power is miniscule compared to those who prefer the ease and convenience of a chairlift, which, thanks to the megapass, is more affordable than at any point in modern ski history.Ski media glorifies uphilling. Social media amplifies it. But maybe the average skier just isn't that interested. You can, after all, make your own ice cream or soda or bread, often at considerable initial expense and multiples of the effort and time that it would take to simply purchase these items. A small number of people will engage in these activities out of curiosity or because they possess a craftsman's zeal for assembly. But most will not. And that's the challenge for whoever takes the next run at building a liftless ski area.Still, I couldn't stop thinking about my podcast conversation the year prior with Lonie Glieberman, founder of the improbable and remote Mount Bohemia. When he opened the experts-only, no-snowmaking, no-grooming freefall zone in Michigan's Upper Peninsula in 2000, the ski industry collectively scoffed. It will never work, they promised, and for years it didn't. Boho lost money for a long time. But Glieberman persisted and, through a $99-season-pass strategy and an aggressively curated fist-bump image, Boho now sits at the aspirational pinnacle of Midwest skiing, a pilgrimage spot that is so successful it no longer sells Saturday day-time lift tickets.Could Bluebird have ascended to similar cult destination given more time? I don't know. We might never know.But shortly after Bluebird's shuttering, Erik Lambert, who co-founded Bluebird with Woodward, reached out to me. He's since helped with The Storm's digital-marketing efforts and knows the product well. With two years to process the rapid and permanent unraveling of an enterprise that had for a time consumed his life and passion, he felt ready to tell his version of the Bluebird story. And he asked if we could use The Storm to do it.What we talked aboutHow an East Coast kid developed a backcountry obsession; White Grass, West Virginia; the very long starter-kit list for backcountry skiing; Bluebird as backcountry primer; Jackson Hole as backcountry firestarter; why a nation as expansive and wild as the United States has little suitable land for ready ski area development; a 100-page form to secure a four-day Forest Service permit; early Bluebird pilots at Mosquito Pass and Winter Park; a surprising number of beginners, not just to backcountry, but to skiing; why the founders envisioned a network of Bluebirds; why Bluebird moved locations after season one; creating social scaffolding out of what is “inherently an anti-social experience”; free bacon!; 20 inches to begin operating; “we didn't know if people would actually pay to go backcountry skiing in this kind of environment”; “backcountry skiing was wild and out there, and very few people were doing it”; who Bluebird thought would show up and who actually did – “we were absolutely flummoxed by what transpired”; the good and bad of Bluebird's location; why none of the obvious abandoned Colorado ski areas worked for Bluebird; “we did everything the right way … and the right way is expensive”; “it felt like it was working”; why financing finally ran out; comparisons to Bohemia; “what we really needed was that second location”; moving on from failure – “it's been really hard to talk about for a long time”; Bluebird's legacy – “we were able to get thousands of people their best winter day”; “I think about it every day in one way or another”; the alternate universe of our own pasts; “somebody's going to make something like this work because it can and should exist”; and why I don't think this story is necessarily over just yet.What I got wrong* We mentioned a forthcoming trip to Colorado – that trip is now in the past, and I included GoPro footage of Lambert skiing with me in Loveland on a soft May day.* I heard “New Hampshire” and assigned Lambert's first backcountry outing to Mount Washington and Tuckerman Ravine, but the trek took place in Gulf of Slides.Podcast NotesOn White GrassThe Existing facility that most resembles Bluebird Backcountry is White Grass, West Virginia, ostensibly a cross-country ski area that sits on a 1,200-foot vertical drop and attracts plenty of skinners. I hosted founder Chip Chase on the pod last year:On Forest Service permit boundariesThe developed portion of a ski area is often smaller than what's designated as the “permit area” on their Forest Service masterplan. Copper Mountain's 2024 masterplan, for example, shows large parcels included in the permit that currently sit outside of lift service:On Bluebird's shifting locationsBluebird's first season was set on Whiteley Peak:The following winter, Bluebird shifted operations to Bear Mountain, which is depicted in the trailmap at the top of this article. Lambert breaks down the reasons for this move in our conversation.On breaking my leg in-boundsYeah I know, the regulars have heard me tell this story more times than a bear s***s under the bridge water, but for anyone new here, one of the reasons I am Skis Inbounds Bro is that I did my best Civil War re-enactment at Black Mountain of Maine three years ago. It's kind of a miracle that not only did patrol not have to stuff a rag in my mouth while they sawed my leg off, but that I've skied 156 days since the accident. This is a testament both to being alive in the future and skiing within 300 yards of a Patrol hut equipped with evac sleds and radios to make sure a fentanyl drip is waiting in the base area recovery room. Here's the story: On abandoned Colorado ski areasBerthoud Pass feels like the lost Colorado ski area most likely to have have endured and found a niche had it lasted into our indie-is-cool, alt-megapass world of 2025. Dropping off US 40 11 miles south of Winter Park, the ski area delivered around 1,000 feet of vert and a pair of modern fixed-grip chairlifts. The bump ran from 1937 to 2001 - Colorado Ski History houses the full story.Geneva Basin suffered from a more remote location than Berthoud, and struggled through several owners from its 1963 opening to failed early ‘90s attempts at revitalization (the ski area last operated in 1984, according to Colorado Ski History). The mountain ran a couple of double chairs and surface lifts on 1,250 vertical feet:I also mentioned Hidden Valley, more commonly known as Ski Estes Park. This was another long-runner, hanging around from 1955 to 1991. Estes rocked an impressive 2,000-foot vertical drop, but spun just one chairlift and a bunch of surface lifts, likely making it impossible to compete as the Colorado megas modernized in the 1980s (Colorado Ski History doesn't go too deeply into the mountain's shutdown).On U.S. Forest Service permitsAn oft-cited stat is that roughly half of U.S. ski areas operate on Forest Service land. This number isn't quite right: 116 of America's 501 active ski areas are under Forest Service permits. While this is fewer than a quarter of active ski areas, those 116 collectively house 63 percentage of American ski terrain.I broke this down extensively a couple months back:The Storm explores the world of lift-served skiing (and sometimes adjacent things such as Bluebird) all year long. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

In this heartfelt Father's Day edition, the crew kicks things off by sharing the personal inspirations behind why they host events—and the deeper purpose behind bringing people together. The conversation then takes a meaningful turn as they dive into an honest and powerful discussion about the highs, challenges, and evolution of their journey through fatherhood. From funny stories to vulnerable moments, this episode celebrates what it really means to be a dad.

AP correspondent Alex Veiga has the latest on mortgage rates.

Hot and humid weather is in the forecast several times the next 7 days.

You're not average — but your results might be. And it's not because you're lazy, unmotivated, or unclear. In this episode, we're breaking down the quiet ways high achievers sabotage their success: from half-committing, to making micro-excuses, to hiding from their own greatness. You'll learn why driven people often fear being average — but also resist believing they're extraordinary. If you've been feeling stuck at a plateau or tired of getting “meh” results that don't reflect your potential, this conversation will light a fire under you. It's time to rewire how you show up — and finally start getting the results that match who you really are. ✅ ‌ FREE CLASS! LEARN HOW TO STOP CARING WHAT PEOPLE THINK ‌ Don't forget to sign up for our free “How to Stop Caring What People Think” webinar masterclass at https://www.trishblackwell.com/stopcaring ‌ ✅‌ GET ACCELERATED RESULTS: Our next-level coaching happens at: http://www.collegeofconfidence.com ✅ STAY CONNECTED.

Potatoes aren't like other crops.   They're an extremely unique crop that require extra care and attention. You need to have the right soil conditions, a solid fertilizer program and a strong understanding of how they grow throughout the season. Explore how you can support your potato crop on this episode of The Dirt.   Join Mike Howell and Brigham Young Professor and Professional Soil Scientist, Bryan G. Hopkins, as they explore how to manage nutrition throughout production. Tune in to uncover nitrogen, potassium and phosphorus application rates and explore best practices in nutrient management that can support your success.   Looking for the latest in crop nutrition research? Visit nutrien-ekonomics.com   Subscribe to our YouTube channel: https://www.youtube.com/@NutrieneKonomics

Potatoes aren't like other crops.   They're an extremely unique crop that require extra care and attention. You need to have the right soil conditions, a solid fertilizer program and a strong understanding of how they grow throughout the season. Explore how you can support your potato crop on this episode of The Dirt.   Join Mike Howell and Brigham Young Professor and Professional Soil Scientist, Bryan G. Hopkins, as they explore how to manage nutrition throughout production. Tune in to uncover nitrogen, potassium and phosphorus application rates and explore best practices in nutrient management that can support your success.   Looking for the latest in crop nutrition research? Visit nutrien-ekonomics.com   Subscribe to our YouTube channel: https://www.youtube.com/@NutrieneKonomics

  Book an RRI Info Call https://calendly.com/rri-coaching/coaching-information-call Connect with Richard on Instagram https://www.instagram.com/richardlrobbins Connect with Jaimie on Instagram https://www.instagram.com/jaimiesrobbins/ Wondering where the Canadian real estate market is headed? In this episode, Richard Robbins breaks down the latest CREA housing market stats for May 2025. Sales rose 3.6% month-over-month, yet remain 4.3% lower than last year. Average home prices are also down 1.8% year-over-year, raising important questions for buyers, sellers, and real estate professionals.

You were never meant to live an average life. In this soul-stirring episode of The Positive Mindset Podcast, Henry Lawrence guides you to awaken your divine design, shift your frequency, and align with your highest timeline. This isn't about hustle — it's about BEING. When your words, breath, and movements sync with your truth, reality bends.You'll learn how to:Dial into the most magnetic version of yourselfBecome the frequency of wealth, love, health, and purposeUse gratitude, belief, and identity to collapse timeStep into unstoppable self-worth and embodimentPlus: Don't miss the healing breathwork at the end — it will shift your entire day.

Modern Low Dose Insulin For Average Lifters & The Old School Methods That Got Guys Fat Plus Steroid QA DNS Podcast Dave Crosland & Scott McNally 0:00 teaser/Insulin protocols 0:55 intro and advertisers 2:00 Your Comments on Legal Cycles From Your Doctor 5:30 Primo and Mast Are Coming Back?! 6:20 ***Insulin For Average Bros **** 9:45 Old School Insulin Protocols 14:30 Modern Insulin Protocols 18:40 Insulin Precautions 21:45 Ask Follow Up Questions On Insulin 22:50 Truenutrition.com code THINK 24:30 Face turning red on gear ? 25:50 Seizures coming off cycle 27:20 TRT “add ons” 28:20 How much bacteriostatic water in GH? 29:35 SARMs competition for the AR (Androgen Receptor) 31:15 Test/Primo to Test/EQ 37:45 MENT Sides compared to Tren 40:40 Frequency for Test Cyp shots 43:40 Insomnia from TRT? 45:10 Scott's SLU-PP-332 Update 49:15 Which is stronger? 150 Tren vs 600 Deca? 51:30 Is Retatrutide Anabolic? 52:30 Uncle Dave's Wisdom

An LA News caster spilled his marriage problems on air. Some people were offended by what the United Airlines television said. The average American commutes 26 minutes for work. An Ohio amusement park is telling customers to keep their mouths closed while riding roller-coasters because they don't want them to swallow cicadas! "The Sperminator" is retiring from donating his sperm, he has 176 biological children.See omnystudio.com/listener for privacy information.

In this episode of The E1B2 Collective Podcast, AJ Vaughan unpacks a provocative insight sparked by a recent listen to The Ready Podcast: why do we expect the same average teams—who've struggled to innovate for years—to suddenly spark change just by “collaborating more”? He explores the seductive myth of internal DIY transformation, the overlooked power of psychological safety, and the real reason your team might be stuck in the mud.AJ challenges HR leaders and executives to rethink how they budget for capability-building—not just execution. He dives deep into the ROI of bringing in external experts, not to replace internal teams, but to level them up, build muscle, and transfer mindsets that actually stick. This one's for the CHROs, L&D leads, and People Ops innovators tired of spinning in circles with “collaborative mediocrity.”Stop doing more of the same and expecting better. Let's talk about what real change takes.

What kind of dentistry are you doing in your practice? Is it reactive or proactive? Single-tooth or comprehensive? In this episode of Metric Mondays, Kirk Behrendt brings back Miranda Beeson, ACT's director of education, to break down average treatment presented. By tracking this metric, you can improve how you diagnose, present, and get case acceptance from patients. To learn how to provide more proactive, comprehensive treatment that your patients will value, listen to Episode 901 of The Best Practices Show!Learn More About Miranda:Send Miranda an email: miranda@actdental.com Follow Miranda on ACT's Instagram: https://www.instagram.com/actdentalSend Courtney an email to learn more about ACT: courtney@actdental.com More Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 901: https://www.youtube.com/@actdental/videosRegister for ACT's To The Top Study Club (July 18th, 2025): https://www.eventbrite.com/e/climb-with-us-register-for-july-18-2025-ttt-study-club-tickets-1205460116659Register for ACT's To The Top Study Club (July 25, 2025): https://www.eventbrite.com/e/climb-with-us-register-for-july-25-2025-ttt-study-club-tickets-1205497959849Main Takeaways:Present patients with a solution, not just a price.Identify as a team what you consider a true emergency.Use your verbal skills to be a guide rather than a salesperson.Are you only addressing chief complaints, or big-picture issues?Discuss and promote high-value elective procedures and...

Send us a textIn this episode of the Grow Clinton (GC) Podcast, the GC team is joined by Joe Hoinkis, site manager at LyondellBasell in Clinton, Iowa, to discuss the newly launched Process Technician Certificate Program at Eastern Iowa Community Colleges (EICC).For more information, visit https://eicc.edu/classes-programs/pathway/industrial/process-technician/If you are a student seeking an in-demand career field with unmatched earning potential, you may want to check out the Process Technician Certificate Program. Graduates of the program receive a GUARANTEED interview at LyondellBasell (LYB), ADM, and 3M in Cordova, Illinois. Students will develop real-world skills that lead to critical employment opportunities in manufacturing, food processing, energy, and more. Careers in process technology offer stability, competitive pay, and opportunities for advancement. Average salaries start at $56,000 annually, and there are opportunities to enhance your professional rank and unlock unlimited earning potential. The program combines technical knowledge, problem-solving skills, and hands-on training. You'll learn to monitor and control production processes, troubleshoot equipment, and utilize automation technology, all while mastering best practices in workplace safety. You'll also study how equipment, systems, and people work together to maintain smooth operations.  The Process Technician Certificate Program at EICC is a non-credit program, making enrollment simple. There's no college application to fill out; register for classes. You can complete this certificate in as little as one year or at your own pace!The skills you acquire are rare and highly valued across many industries right here at home. Local employers asked EICC to provide this training and partnered with us to shape the curriculum, identifying the necessary skills. All you have to do is walk in the door.  EICC is excited to provide more information and tell you when the next class begins. For more details, contact the continuing education staff at 1 888- 336- 3907 or the Grow Clinton office at 563- 242- 5702. To promote your organization on our podcast, contact Grow Clinton at 563. 242. 563.242.5702 or GrowClinton.com. Grow Clinton fosters business growth, community support, and sustainable economic success for the Greater Clinton Region.

Join Mark & Nick as they preview the US Open, and give their thoughts on how an average player would perform. Sign up for Par 3 Thursdays. A weekly newsletter sharing three great things to check out in golf. - https://bestball.substack.comLinks:•https://twitter.com/caddietales•https://bestball.com/collections/caddie-tales-podcast•https://BestBall.com•https://linktr.ee/BestBallFriends of BestBall:•Zero Restriction - https://www.zerorestriction.com - Enter "BESTBALL20" for 20% off your order•Western Birch Golf Co. - Enter "BESTBALL" in the shipping cart for a free gift with your order - https://westernbirch.comInterested in sponsoring the Caddie Tales Podcast? Email info@bestball.com. The Caddie Tales Podcast is a member of the BestBall podcast family.

The average expected day to get the first deal in doing wholesaling is 90 days. However, our guest got his deal after 31 days just by being proactive in his REI business! How did he do it? Let's find out.Today we have Daniel Vasquez in the show. A 27-year-old investor who gave up his job to do wholesaling full time after hitting a five-figure deal after 31 days of trying it out in Indiana. Listen and learn how this rockstar outsmart the wholesaling arena!Want to be like Daniel? Visit the TTP Training Program and learn more about wholesaling.---------Show notes:(0:55) Beginning of today's episode(1:47) How this young wholesaler closed 4 deals in 90 days(4:50) Average price point in his market(5:20) Building your wins in your own backyard(11:32) What does his day look like as a full time REI wholesaler/investor?(14:24) Picking up a lead in the absentee owner's list(22:11) Daniel's goal in the next few years----------Resources:BatchleadsDeal MachineTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

The $100K Per Year Clinical Formula In this episode, Dr. Danny Matta breaks down the numbers behind running a lean, profitable lifestyle physical therapy business that nets $100,000/year pre-tax income—with just 15 visits a week.

On the Thursday, June 12 edition of Georgia Today: A new study shows residents of two Georgia cities have above average levels of forever chemicals in their blood; More than 400 CDC employees have their jobs reinstated; And a new $3 billion development in Atlanta could mean the return of pro hockey. 

Send us a textEver wondered what happens when legal expertise meets digital art collecting? Artie Handz, head of marketing at Verse and founder of Artie Gallery, takes us on a journey through his fascinating transition from courtroom to crypto art.The spark ignited during Christmas 2020 when an article about NBA Top Shot landed in Artie's inbox. Having previously written about asset digitization in his MBA program years earlier, he felt an immediate connection to the concept. "I was all in," Artie explains, describing his transition from childhood sports card collector to owning thousands of NFTs, including prestigious pieces like his CryptoPunk purchased just before the 2021 price surge.What makes Web3 special for Artie is the elimination of traditional barriers between artists and collectors. Unlike the walled-off gallery system, digital art enables direct connections with creators worldwide. "You get to see it being built, made, painted, created, coded," he shares. "You're like a proud parent sometimes when it releases." This democratization represents a fundamental shift in how art is experienced and valued.Looking toward the future, Artie predicts we'll eventually stop using qualifiers like "digital art" or "AI art" – everything will simply be "art" again. He anticipates innovation from unexpected sources, perhaps from "some 17-year-old kid" who will introduce something revolutionary that changes the entire landscape. However, challenges remain, including questions about mass adoption, market volatility, and the long-term accessibility of blockchain-based art.Beyond his digital pursuits, Artie revealed surprising personal dimensions – he's both a private pilot and a fifth-generation cattle rancher with a 37,000-acre family ranch in Wyoming. Now focused on his role at Verse and his personal gallery, he's preparing to launch "The Book of Hope," a basketball-themed collection that bridges his love of sports with meaningful artistic expression.Follow Artie's journey as he continues breaking new ground in the evolving world of digital art collecting and curation. Whether you're a seasoned collector or crypto-curious, his insights offer valuable perspective on navigating this rapidly changing creative frontier.https://x.com/punk7635Support the show

Send Wilk a text with your feedback!From Average Mohamed to Dissident: Mohamed Ahmed ReturnsMohamed Ahmed, known to many as "Average Mohamed," returns to the Derate the Hate podcast for a powerful third appearance. In Episode 267, Mohamed discusses the closure of the Average Mohamed Organization and his new mission with the Republican People of Color (RPOC.org) PAC. He also introduces his second book, Dissidence in America, a bold call for non-violent civic engagement and principled dissent.Topics covered include:The evolution from anti-radicalization activism to broader anti-hate advocacyChallenges of being a Black, Muslim, Republican in a polarized political landscapeThe impact of government surveillance and censorship on activistsThe founding of RPOC.org and why political action is the next necessary stepThe importance of peaceful protest and defending American democratic valuesMohamed's journey reminds us that loving our country means standing up for the ideals of liberty, equality, and justice—even when the road is hard.About the Guest: Mohamed Ahmed has been recognized as a Citizen Diplomat by the U.S. State Department and Global Ties USA. He is the founder of RPOC.org and the author of Average Mohamed: Freedom Fighter and Dissidence in America. A proud Minnesotan, businessman, and father of five, Mohamed believes in fighting the good fight one soul at a time—with values, vision, and unwavering peaceful resolve. 

After 15 years of undercharging and hiding behind text, pet photographer Sandy hit her limit. Tired of selling from her wallet and burned out on fear-pricing, she decided it was time for a change. If you're stuck in self-doubt, afraid to raise prices (or dodging client calls for emails) this week's Joycast will provide the clarity you're craving.    Join us as we discuss:   The cost of staying small and how to finally let go Why accountability and structure were Sally's missing pieces How to turn fear into confidence for larger sales The power of printed artwork and why clients want it more than files   Your work deserves to be seen, valued, and paid well for. It's time you step into the business you were meant to lead. RESOURCES: Show Notes: Click here. Episode Transcript: Click here. 37 CLIENTS WHO CAN HIRE YOU TODAY https://info.photographybusinessinstitute.com/37-clients-optin   INSTAGRAM – DM me “Conversation Starters” for some genuine ways to strike up a conversation about your photography business wherever you are. https://www.instagram.com/sarah.petty   FREE COPY: NEW YORK TIMES BEST SELLING BOOK FOR PHOTOGRAPHERS www.photographybusinessinstitute.com/freebook    BOUTIQUE BREAKTHROUGH – 8-WEEK WORKSHOP www.photographybusinessinstitute.com/boutiquebreakthrough   FREE FACEBOOK GROUP: Join and get my free mini-class: How I earned $1,500 per client working 16 hours a week by becoming a boutique photographer. https://www.facebook.com/groups/ditchthedigitals    YOUTUBE: Check out my latest how to videos:  https://www.youtube.com/photographybusinessinstitute   LOVE THE SHOW? Subscribe & Review on Apple Podcasts https://podcasts.apple.com/us/podcast/worth-every-penny-joycast/id1513676756

Topics:  Psalm 23, Breaking Animal News, Prayer, Christian License Plate, Insecurities, Habits Of The Mind, Test God, Worst Than Average, Happiness BONUS CONTENT: The Maltz, Email on Prayer   Quotes: “Have conversations that point you to the goodness of God.” “This life of trusting God can start for you today.” “Elephants aren't supposed to be in grocery stores. “What the culture is valuing doesn't actually work.” . . . Holy Ghost Mama Pre-Order! Want more of the Oddcast? Check out our website! Watch our YouTube videos here. Connect with us on Facebook! For Christian banking you can trust, click here!

“You're either going to deal with it now or deal with it later. That's how time works.” Have you ever noticed how easily we get used to things that aren't working the way they should? It happens at home, like my garage door that only works if I hold the button, and even more often at work. Fixing what's broken, no matter how small, sends a message. It reinforces standards, builds morale, and improves the guest and employee experience. You don't need to do it all at once, but you do need to start noticing again. Read my blog for more from this episode on why you don't want to get accustomed to average.  Notable Moments: [00:03:30] — "It's amazing what we get used to and think is okay"  [00:06:00] — How we set emotional priorities [00:07:40] — Importance of walking the floor and modeling high standards at work [00:13:00] — The small details that matter [00:15:38] — Creating habits by giving teams clarity and preparation Resources The Cockerell Academy About Lee Cockerell Mainstreet Leader Jody Maberry Travel Guidance Magical Vacation Planners are my preferred travel advisors. Reach out to have them help plan your next vacation. You can reach them at 407-442-2694.  

TISS is a weekly podcast where Varun, Kautuk, Neville & Aadar discuss Crazy "facts" they find on the internet. So come learn with them...or something like that. This week the boys are discussing on 'Internet Divided'To support TISS, check out our Instamojo: www.instamojo.com/@TISSOPFollow #TISS Shorts where we put out videos: https://bit.ly/3tUdLTCYou can also check out the podcast on Apple podcast, Spotify and Google podcast!http://apple.co/3neTO62http://spoti.fi/3blYG79http://bit.ly/3oh0BxkCheck out the TISS Sub-Reddit: https://bit.ly/2IEi0QsCheck out the TISS Discord: / discord Buy Varun Thakur's 420 Merch - http://bit.ly/2oDkhRVSubscribe To Our YT ChannelsVarun - https://bit.ly/2HgGwqcAadar - https://bit.ly/37m49J2Neville - https://bit.ly/2HfYlWyKautuk - https://bit.ly/3jcpKGa Follow Us on Instagram.Varun - / varunthakur Aadar - / theaadarguy Neville - / nevilleshah. Kautak - / cowtuk 0:00 - Cold Open2:10 - Welcome to the Internet Said So 3:28 - Himesh's Cap-Mania Was Awesome?5:00 - A girl on the phone at the concert8:45 - Is that a real cement road?10:28 - Sydney Sweeney news11:02 - IPL Cameramen are going too overboard12:35 - Stadium stampede at Chinnaswamy Stadium in Bengaluru13:04 - Handling drunk crowds after RCB win (IPL 2025)14:15 - Sydney Sweeney selling her bath water soaps?17:50 - Sydney Sweeney is not the first to do this?19:15 - Tinder has divided the internet24:55 - Chatbots on Dating Apps26:01 - Oyo now needs your 'Relationship Proof'?30:05 - Engagement bait?31:45 - Sitaare Zameen Par vs OTT platforms36:27 - Testament Starring Aadar is out now!37:05 - Average person vs Mt. Everest38:57 - Aamir Khan vs OTTs41:30 - Michael B Jordan on Denzel Washington's Advice41:45 - How much Social Media presence should you have?44:43 - Binging vs Weekly Episode Drops48:34 - Varun just watched The Royals!49:14 - Work From Home or Going to Office Physically59:22 - AI Company With 700 Indian Employees1:00:01 - Did this Chinese lady overpay her barber?1:06:10 - Chinese tech firms hiring cheerleaders?1:08:19 - Air Asia CEO gets a Massage during Virtual Meeting1:11:06 - Taxi Drivers vs Airport Staff Brawl at Mumbai Airport1:13:54 - Gorilla vs 100 Men1:22:16 - Gujarati Man in Canada Uses Balcony As Refrigerator1:25:28 - Whiskey tadka dal?1:26:36 - Thanks for tuning in, folks!1:27:07 - Post Credits SceneCreative Producer- Antariksh TakkarChannel Artwork by OMLThumbnail - OMLd

Since the advent of satellite technology, in 1966, the average number of named storms during the Atlantic hurricane season is 14.