Podcasts about Average

Why Structure Creates Freedom in Your Real Estate Business Many agents believe structure limits freedom. In reality, the opposite is true. In this episode, we break down why the most successful real estate agents don't rely on chaos, hustle, or flexibility alone — they rely on structure to create predictability, stability, and real freedom. You'll learn why chaos may feel freeing at first, but eventually leads to burnout, stress, and inconsistent income — and how clear systems, routines, and expectations actually protect your time, energy, and decision-making. We cover: • Why chaos feels flexible — but becomes exhausting • How structure removes friction and wasted decisions • Why predictability creates true freedom • How structure reduces stress and protects high-value work • Why listing-first businesses naturally feel more in control • How structure makes boundaries easier and improves confidence Structure isn't about restriction. It's about clarity. It's about ownership. It's about building a business that supports your life — not consumes it.

In this week's potluck episode, we discuss when and how to best use average power from our rides, whether there's a ceiling to our VO2max capacity, and how we can replicate success from season to season.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Bill Faeth shares his extensive experience in real estate and entrepreneurship, discussing his journey from high school basketball to building a $26 million real estate portfolio. He emphasizes the importance of leveraging AI in business, the thriving opportunities in short-term rentals, and the critical role of building relationships. Bill also discusses his unique approach to retirement and life optimization, focusing on defining personal goals and leading with value in relationships.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

AP's Alex Veiga reports on current mortgage rates.

1. Life in Cuba Before and After the Revolution At first, many Cubans—including Sonia’s family—believed Fidel Castro would bring hope and equality. Very quickly, Castro imposed strict control, destroyed economic freedom, and made the entire population equally poor. 2. The Reality of Communist Cuba Universal poverty: Everyone was paid the same and had almost nothing—food shortages, basic needs unmet. State surveillance: Every neighborhood had assigned informants who monitored households and reported any anti‑government sentiment. Restrictions on daily life: Cubans were barred from renting boats, traveling, or accessing certain services, even if they had citizenship elsewhere. 3. Persecution and Indoctrination Sonia witnessed the regime executing and imprisoning dissenters. Castro used propaganda to turn children against their families, encouraging them to report relatives critical of the government. Schools were forced to teach pro‑communist, pro‑Castro ideology. 4. Family Resistance Sonia’s mother (a teacher) was ordered to teach communist doctrine. Rather than comply, she pretended to have a mental breakdown so she could be removed from teaching, since quitting was illegal. Sonia herself resisted the regime and was repeatedly detained, imprisoned for days, and disappeared without her family knowing her whereabouts. 5. Life After Leaving Cuba Sonia left in 1962 but returned over the years with suitcases of medicine, food, clothing, and household essentials—items extremely scarce in Cuba. She often left behind even her own clothes because relatives in Cuba lacked basics like underwear and bedsheets. 6. The Illusion Presented to Foreign Visitors Tourists and foreign politicians were only shown “model” schools, hospitals, and neighborhoods. This created a false image of prosperity, hiding the suffering of everyday Cubans who lived in extreme poverty. 7. Misconceptions About Socialism and Communism The conversation highlights how younger Americans often romanticize socialism without understanding its authoritarian outcomes. It emphasizes that socialist regimes destroy incentive, suppress faith, and strip away basic freedoms. The leaders of these systems live in luxury while the people remain impoverished. 8. The Human Cost Sonia stresses that the worst suffering was the inability of families to secure food and basic necessities for their children. Many Cubans survive by drinking sugar water to feel full. Average income was described as around $30 per month, making survival nearly impossible. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Ninety-four percent of businesses are less than 2 weeks away from running out of money and going out of business.    Consumer and business debt is at an all-time high.    There are tons of people who have applied for loans that have defaulted on other loans.    They've had to cut salaries, employees, and shut offices.    If you've been going through the struggle over the last couple of years, you're not alone and here's the great news.    You still have a chance to figure it out.    Doing battle with the challenges, deficient bank accounts, and clients who left you.   If you got a good fuckening from the Force of Average, and kept going, congratulations on staying on track despite it!!!!!!     Best part is, it gets easier.    You'll be prospering because you plowed through the struggle.    About the ReWire Podcast   The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠⁠https://www.jointheapex.com/⁠⁠   Rise Above

You can be successful — and still feel exhausted. In this episode, we break down why so many high-producing agents feel overworked even when their income is strong, their clients are happy, and their business is growing. This isn't a motivation problem. It's a structural one. We cover: • Why excellence often creates overload • How competence quietly turns into dependency • Why overwork isn't caused by volume • The real reason great agents say “yes” too often • Why “once things slow down” never actually happens • How listings reduce chaos and consolidate effort • The systems and structures that eliminate chronic overwork If you feel constantly busy, reactive, and stretched — this episode will help you see exactly what needs to change. Because burnout isn't caused by laziness. It's caused by unsupported excellence.

The truth is out there and apparently it's Nacho Cheese! This week on The Paranormal Report, we look to the skies at a bizarre triangular object spotted over Area 51 that has everyone joking and wondering about a so-called “Dorito UFO.” Legal drama continues to swirl around the infamous Conjuring House as new court battles and shocking new developments have occurred . We also explore a chilling case of a family whose home has mysteriously burst into flames again and again, plus new scientific research that may finally answer how Stonehenge was really built. From black-eyed ghost children in the woods to a near-death experience that changed one woman's life forever, this episode is packed with mysteries that will make you think twice about what's possible. Thank you so much for watching/listening and please let others know about the show! -- NEWSLETTER Get Jim's weekly free newsletter and a free Campfire ebook at the same time. Go here: ⁠https://jim-harold.kit.com/campfire-ebook⁠  VIRTUAL CAMPFIRE GROUP Join our FREE online community at ⁠⁠https://virtualcampfiregroup.com⁠⁠  EVENTS Hope to see you soon at one of Jim's live events: ⁠https://jimharold.com/events⁠  YOUTUBE CHANNEL Be sure to subscribe to Jim's YouTube channel at: ⁠⁠https://youtube.com/jimharold⁠⁠   JOIN JIM'S SPOOKY STUDIO PLUS CLUB You can get access to Jim's entire back catalog of Campfire and a TON of exclusive content with the Spooky Studio Plus Club. Go to ⁠https://⁠jimharold.com/plus⁠⁠ and signup to support the show and get access to our MASSIVE library of content!  MERCH Go to ⁠⁠https://jimharold.com/merch⁠⁠ to get your Jim Harold T's, sweatshirts, mugs, hats and more!   BOOKS Get all SIX of Jim's Campfire books here: ⁠https://jimharold.com/campfirebooks/⁠ LINKS ⁠https://www.mirror.co.uk/news/weird-news/dorito-shaped-aircraft-spotted-over-36602143⁠ ⁠https://www.providencejournal.com/story/news/local/2026/01/27/is-conjuring-house-sale-to-jason-hawes-near/88383379007/?gnt-cfr=1&gca-cat=p&gca-uir=true&gca-epti=z115915p116450c116450d00----v115915d--52--b--52--&gca-ft=157&gca-ds=sophi⁠ ⁠https://www.providencejournal.com/story/news/local/2026/01/23/4-judges-now-handling-cases-deciding-conjuring-house-fate/88307657007/?gnt-cfr=1&gca-cat=p&gca-uir=true&gca-epti=z116115p116350c116350d00----v116115d--59--b--59--&gca-ft=167&gca-ds=sophi⁠ ⁠https://avi-loeb.medium.com/an-experimental-test-for-the-existence-of-the-human-soul-f65b16279590⁠ ⁠https://www.livescience.com/archaeology/people-not-glaciers-transported-rocks-to-stonehenge-study-confirms⁠ ⁠https://www.dailymail.co.uk/sciencetech/article-15492477/Americas-nuclear-sites-secretly-invaded-thousands-UFOs-new-report-reveals.html⁠ ⁠https://www.unexplained-mysteries.com/news/394098/indian-family-terrified-as-curse-sees-home-catch-fire-15-times-in-a-week⁠ ⁠https://www.birminghammail.co.uk/news/haunting-moment-black-eyed-ghost-33262275⁠ ⁠https://www.yahoo.com/lifestyle/articles/astrocartography-heres-why-next-trip-123527019.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAACW3CS567FOBKSdBiCDa1BPQmzqVMDXLEr5LbcPW9reHoTp8JiBi4kbnJ4gHu2Qj2YmvvcbYvUGvxFLPMjAXIf8_QJvDaDAyuIJ22uZdtWAWYtfKqPiycVGKCkR1uAlAcTm0Bv5CJJhMlKVeJzryGb46y_qJzOctgMwO6XtbkJ8E⁠ ⁠https://www.express.co.uk/news/weird/2158554/woman-rushed-through-dark-tunnel-met-deceased-grandfather-near-death-experience⁠ ⁠https://pagesix.com/2026/01/16/celebrity-news/luann-de-lesseps-daughter-victoria-is-now-a-psychic-medium-and-rid-rhony-alums-house-of-a-ghost/⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ryan Gorman: How He Built £250k in Fees Without Making a Single Cold CallRyan Gorman launched Lofthouse Group in January 2021 with a newborn daughter at home.His wife asked him one question: "What sort of person do you want Isla seeing? Do you want her growing up seeing work as something you love, or just something you do to earn money?"Year one, solo, working part-time around his newborn: £93k invoiced. £60k profit. Home for every bath time."Everything has been warm. I've never had to sit down and just cold-call tons of people."While other recruiters smashed the phones, Ryan built a podcast as a BD tool. Used LinkedIn to warm every approach. And went to Instagram to find architects who weren't even on LinkedIn.Four years later? £250k in fees. Average placement of £12k (market average is £7.5k). 85% repeat business. 70% net profit.This week on The RAG Podcast, Ryan tells the full story.We cover:Why he left tech recruitment to go back to architectureThe question his wife asked that gave him the push to startHow he used Instagram to find candidates not on LinkedInWhy he's never made a cold call and still bills £250kHiring his first employee after four years soloHow his first hire billed £50k in two and a half monthsHis plan to become number one in architecture recruitmentIf you've ever wondered whether you can build a profitable recruitment business without grinding the phones, this episode is for you.__________________________________________Episode Sponsor: Remote RecruitmentHiring shouldn't be slow, stressful, or expensive. That's why there's Remote Recruitment — the smart hiring partner for modern businesses. They don't just help you find great people. They help you access elite South African talent that's ready to deliver. No PAYE. No NI. No bloated overheads. Just trained, remote professionals who integrate seamlessly into your team. Their process handles everything: sourcing, shortlisting, onboarding, and retention. Fully managed. Fully supported. Fully remote. And now, Remote Recruitments has entered a new chapter. From ops to admin, sales to strategy, we're helping businesses scale smarter with people they trust, at a cost they can afford. Clients have seen: * Up to **60% productivity boosts** * **300% ROI** on BD roles * **30% faster completion** of operational tasks No overhead burden. No talent shortage panic. Just growth-focused hiring that makes business sense. Remote Recruitment is your flexible hiring solution for the modern era. **RAG Listeners:** Get 5% off your first hire + a free strategy session at www.remoterecruitment.co.uk/rag __________________________________________Episode Sponsor: HoxoEvery recruitment founder is investing in LinkedIn.Spending thousands on Recruiter licences.Building connections. Posting content. Growing networks.But here's the question almost no one can answer:How much revenue is LinkedIn actually bringing into your business?Most founders have thousands of connections but no clear process to turn that attention into cash.That's the problem we solve.At Hoxo, we help recruitment founders build

Unlike insects and amphibians, humans don't experience what science defines as a physical metamorphosis. Yet, Matt Gallant and Wade Lightheart of BIOptimizers are pushing the boundaries of science, biology, Shamanism and cutting edge neurofeedback technology with their Metamorphosis group to do just that. Explore real human metamorphosis at the ground level with Wade Lightheart and Matt Gallant this week on Spirit Gym.Learn more about the work Wade and Matt do at BiOptimizers via social media on Facebook, YouTube, Instagram and TikTok.For Spirit Gym listeners: BIOptimizers' Year New You sale features up to 26 percent on select products and bundles. Plus, check out select bundles for up to 45 percent at this link and use the promo code PAUL15 promo code to get the best deals possible. Also, check out The BIOptimizers Nutrition Coach Program and save 15 percent at this link.The Metamorphosis program mentioned during the podcast is brain training which will be available for people to join. The best way to inquire about being a part of it is to email mailto:support@bioptimizers.com. Timestamps6:21 Maintaining trust relationships that are karmically clean.13:12 A $2 million investment on clinical trials.25:50 The Metamorphosis protocol.32:00 What's your best wave?41:17 Heart breathing.49:55 Gnosticism.55:23 Fighting with the beginner's mind.1:02:23 A passion project.1:08:15 “Feedback is the most powerful transformational force anybody can have in their life.”1:11:26 A simple way to get into a hypnagogic state (with practice).1:19:38 Maximum transformation, minimum time.1:30:01 This process isn't cheap to do, but the results are obvious and transformational.ResourcesThe Division Bell by Pink FloydThe work of Dr. James HardtFind more resources for this episode on our website.Music Credit: Meet Your Heroes (444Hz), Composed, mixed, mastered and produced by Michael RB Schwartz of Brave Bear MusicThanks to our awesome sponsors:PaleovalleyBIOptimizers US and BIOptimizers UK PAUL15Organifi CHEK20Wild PasturesKorrect SPIRITGYMPique LifeCHEK Institute We may earn commissions from qualifying purchases using affiliate links.

What if hearing God speak to you in the last row of a church saved you from losing everything? In this episode, James Brown shares how he helps professional service business owners scale their businesses without sacrificing their lives through Business Accelerator Institute and Perseverance Squared. After launching his first business in 1994 and rapidly expanding to $8M in annual revenue, James transitioned to coaching in 2014 and has now guided over 450 business owners to significant growth. He launched Small Law Firm University, growing it to $3 million in revenue within a year, and developed a CMO program generating an additional $2 million annually. James holds a Business degree from Lindenwood University (1989) and JD from St. Louis University (1993). In 2009, he was selected as one of America's Top 20 Premier Experts and featured in USA Today, The Wall Street Journal, and Newsweek. James believes all businesses have the same seven working parts, and the only difference is what they sell. James reveals three relationships that transformed him: his wife Sherry, whom he's known since age three when they met in her mom's beauty salon, who believed in him when everyone else said he couldn't achieve his dreams and stood by him through 41 years including his darkest moments; his mentor Darrell Castle, a Memphis-based lawyer who taught him to reject the "cookie cutter" approach and build a business on his own terms, showing him that all businesses share seven working parts regardless of what they sell; and God, whom he encountered in March 2015 after hitting rock bottom (drinking excessively, making terrible choices, nearly losing everything) when a random stranger invited him to church where he heard God speak to him in the last row as the only white person in an all-Black congregation, completely transforming his perspective and leading him to sell his law firm to help other business owners build lives of purpose.   [00:04:20] What James Does at Business Accelerator Institute Helps owners of professional service businesses scale predictably and profitably Focuses on building businesses that serve owners, not the other way around Has helped over 450 business owners achieve this transformation [00:05:20] The Defining Moment with His Wife Second year in business, struggling financially, client asked for refund Wife said: "At the end of the day, you do what's right and everything else will follow" That statement still resonates 30 years later and drives his mission to help more people [00:07:20] How Clients Find Him Primarily word of mouth and brand touches through Interview Valet (on 40 podcasts this year) Results speak for themselves without traditional marketing Recent client: 69-year-old Alabama lawyer practicing 50 years, never broke $500K, just hit $1M this year [00:11:00] The Unorthodox Path to Success Known wife Sherry since age three, met in her mom's beauty salon Parents married at 16, kicked James out at 19 when he announced marriage Told his whole childhood he was "too heavy" to do things, couldn't play sports Made varsity football first year as junior, played four years (nobody in family graduated college) [00:12:40] Working His Way Through Law School Got job at General Motors assembly line, 6 AM to 2:30 PM, went to school 4 PM to 11 PM for 10 years Right before graduating law school, GM announced plant closure Sent out 300 resumes, got zero responses with three kids (ages 5, 2, and 1) Forced to start business by necessity, not by choice [00:14:00] Meeting Mentor Darrell Castle Lawyers conditioned that marketing is "beneath them" Darrell taught him to look at business differently, be different Showed him all businesses have same seven working parts (only difference is what they sell) Set up business around not working past 4:30 PM from day one [00:15:40] Building the $8M Law Practice First rule: Business open till 7 PM and Saturdays, but James wasn't there Hired people and built systems so business ran without him Grew to $8 million annually with offices in four different states [00:16:40] The Dark Years: Getting Too Big for His Britches Started making bad choices despite success (never drank until his 40s) First drink was Irish car bomb followed by 10 kamikaze shots Started spending money on wrong things, went to strip clubs, cheated on wife Wife and him separated, she went on cruise with daughter [00:18:20] The Divine Encounter That Changed Everything March 2015: Drunk at wine bar, random stranger invited him to church next morning Went to that church by himself Sunday morning, sat in last row Only white person in all-Black church, heard God speak to him Never saw that stranger again (believes he was an angel) [00:19:40] The Wake-Up Call Wife told him: "God gives you hints, and if you don't listen, at some point He's going to slap you across the face" Nearly lost everything (wife, business, all going downhill) That March 2015 moment was most influential person: God Decided to sell law firm and start helping other business owners [00:20:20] The Leap of Faith Worked for another company making $330,000 a year coaching business owners 2018: At conference in Jacksonville, told them he was leaving, called wife from airport Goal: Get nine private clients in 60 days to replace income (took nine days) First year did just under $1 million in business [00:22:40] The Catalyst Moments After coaching calls, often sits there thinking "who was that guy?" Works with business owners from $250K to $100M annually Stopped questioning who he is to coach $100M business owners Been blessed with certain gifts and has faith they will continue [00:24:00] The Lesson of Not Labeling Setbacks Example: Payroll in two days is $15K, only $1K in operating account Freaking out keeps you from being creative and finding solutions Takes everything as exactly as it's meant to be and learns from it [00:27:40] The Live Event Revelation $10M, $50M, $100M business owners at tables with under-$500K owners Big business owners worried they wouldn't learn from "smaller" ones $50M and $100M owners took just as many notes (smaller businesses still nimble and innovative) Realized everyone can gain something from each other regardless of revenue size [00:30:00] When Is Enough, Enough? Just turned 60, my wife asked "when is enough, enough?" The Mastermind member asked: "What's your goal?" Answer: "To help people" "How many people on the planet? Are you ever gonna run out of people to help?" Never gonna run out (also volunteers through Red Cross deploying to disasters) [00:32:00] Building Business Accelerator Institute Can only work with so many people one-on-one before hitting bandwidth Goal: Give business owners Harvard-level business degree without Harvard-level dollars Over 55 four-week courses addressing all seven parts of business $249/month, includes two-hour open office hours every Wednesday [00:35:00] Final Wisdom: You're the Average of the Five Don't pay attention to what other people say, surround yourself with people who inspire you "You're the average of the five people you hang out with the most—and it's true" Example: Son played goalie since age 5, adapted performance to level of teammates around him Hang around like-minded individuals who inspire you to go where you want to go   KEY QUOTES "At the end of the day, you do what's right and everything else will follow." - Sherry Brown "All businesses have the same seven working parts. Literally the only thing that's different is what we sell. The concept of running a very successful business and scaling it is simple. I'm very intentional with that word. I'm never gonna say it's easy, but the concept is simple." - James Brown CONNECT WITH JAMES BROWN 

Why do the best athletes train less intensely than you might think — and still get better results?In this episode, Ben, Cole, and Jamison break down the seven training principles that separate elite performance from burnout: warming up like you mean it, lifting with intention instead of ego, and understanding that pacing is the actual secret to getting fitter.You'll discover why training at 60% effort builds more capacity than going all-out every session, why rest days aren't optional, and how discipline beats intensity every single time.These aren't hacks — they're the fundamentals that create sustainable, lifelong strength. If you're training hard but not seeing results, this episode will change how you show up in the gym tomorrow.

In a dramatic night on the South Coast, Andoni Iraola's side executed a disciplined, fearless game plan and were rewarded with a last-gasp winner that stunned Arne Slot's Liverpool. From defensive organisation to relentless intensity out of possession, Bournemouth nullified one of the league's most dangerous sides and struck when it mattered most. In this video, we break down: • How Bournemouth disrupted Liverpool's rhythm • The tactical tweaks that frustrated Slot's side • Why this performance says so much about Iraola • What went wrong for Liverpool • And how Bournemouth found a winner at the death! Sam and Tom break-down a famous night at Vitality Stadium. Thank you to everyone who has contributed to all our platforms. If you're enjoying this show, you can help support us by buying us a coffee at ⁠https://www.afcbpodcast.com/coffee⁠ – we really appreciate it! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Five Years After a Franchise Pivot Five years on, the Detroit Lions trade that sent Matthew Stafford to the Rams and brought Jared Goff and draft capital to Detroit still defines the arc of both franchises. The timing mattered. Dan Campbell and Brad Holmes had just arrived. Candidates for those jobs were warned that Stafford might not be a Detroit Lion for long. Stafford had back concerns at the time and no interest in grooming a successor. Detroit's roster had been stripped by the end of the Quinntricia era. The team needed a reset. Stafford wanted to win right away. The deal marked the end of an era and a clean break. Los Angeles sought a quarterback who could maximize Sean McVay's offense. Goff's run there had crested. Detroit accepted Goff and the picks and turned the page. It was bold. It was necessary. It was an NFL trade that changed two locker rooms overnight. Winners on Both Sides, Different Paths Both sides got what they needed. The Rams won a Super Bowl. In year five after the trade, Stafford just won the MVP. The Rams are still playing, with an NFC championship game ahead and a chance at another Super Bowl. That is validation. The Detroit Lions gained, too. Goff's trajectory in Detroit has risen. The offense stabilized. The team culture grew under Campbell and Holmes. The trade created space to build and compete without clinging to a fading timeline. It was not about declaring a single winner. It was about fit and timing, and both teams found theirs. Goff's Detroit Arc by the Numbers The numbers tell the Detroit Lions story. Goff's overall winning percentage dipped slightly from 60% to 58%, but removing the first seasons in each stop makes the rates nearly identical. His first year in Los Angeles included only seven starts. His first Detroit season ended 3-13-1. Since then, the results track closely. Accuracy improved. His completion rate in Detroit is up 4.4 percentage points, from 63.4 to 67.9. The touchdown-to-interception ratio is better. Average yards per attempt is higher. Yards per completion is slightly lower. Yards per game is almost unchanged. The passer rating jump is stark: 91.5 across five Los Angeles seasons to 101.3 across five in Detroit. Goff has authored 15 game-winning drives and 12 fourth quarter comebacks with the Lions. He has made two Pro Bowls in Detroit. He finished sixth in Comeback Player of the Year voting in 2022. In 2024, he received MVP consideration and finished ninth for Offensive Player of the Year. These are concrete gains, not vibes. Five years later, the Detroit Lions are stronger for the reset, and the Rams achieved the immediate payoff they pursued. That is the lasting impact of a blockbuster that reshaped the NFL and still reverberates on the Detroit Lions Podcast. #detroitlions #lions #detroitlionspodcast #matthewstafford #jaredgoff #losangelesrams #dancampbell #bradholmes #seanmcvay #nfcchampionship #game-winningdrives #fourthquartercomebacks #completionpercentage #qbrating #comebackplayeroftheyear #offensiveplayeroftheyear Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch the YouTube version of this episode HEREAre you a law firm owner looking to create a better atmosphere for both your employees and clients? In this episode of Maximum Lawyer Live, host Tyson Mutrux shares insights on the difference between what you do and how you do it, inspired by a Disney cast member who brought creativity and joy to his work. Tyson discusses the power of employee autonomy, mindset, and workplace culture.Tyson shares how to implement employee freedom within a firm. Nordstrom is a retailer that is notorious for having amazing customer service, in which their employees are able to go above and beyond for their customers. This is seen in their generous return policy. For Tyson, a great firm is one that gives their employees the opportunity to be the best person for their client. This could be providing them with a gift at the end of the case or being proactive and setting up recurring meetings to keep clients updated. At the end of the day, it is all about making sure the client is taken care of.Building a culture that fosters magic is extremely important for any firm. It is important to create an environment where people can have the right mindset to thrive. Think about areas you can improve. What areas are you micromanaging? When do you need to step back and let staff have more creative freedom? This will ultimately allow for your firm to function in a healthy way, where people will be excited to work and clients will be excited to trust you with their livelihoods.Take a listen!6:55 Implementing Employee Freedom 9:01 Finding Employees with the Right Mindset14:42 The Trade-Offs of Law Firm Ownership16:57 Teaching Mindset and Enjoyment of Work19:57 Building a Culture that Fosters MagicTune in to today's episode and checkout the full show notes here. 

Get AudioBooks for FreeBest Self-improvement MotivationBe Obsessed or Be Average | Best Inspirational SpeechAverage won't get you there. This powerful inspirational speech ignites obsession, discipline, and relentless focus to help you dominate your goals and win big.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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The smuggling of illegal meat is on the rise. Farmers are worried it could bring animal diseases into the UK. Europe has seen outbreaks of both African Swine Fever and Foot and Mouth, neither of which affect humans but both of which can wipe out whole farms.Average income across all farms in England rose by 49 percent in the year from March 2024 to February 2025, with increases in all farming sectors, bar specialist pig farms and horticulture. That's the headline from DEFRA's newly published Farm Business Survey. So, are English farmers laughing all the way to the bank, and how do those figures sit alongside frequent reports about tough times for farmers with high costs, uncertain markets, more extreme weather events, and low confidence in new agri-environment schemes?It's mid-winter, the hungriest time of year for livestock, so all this week we're looking at the challenges of providing winter feed, be they financial or practical. It's tough enough when farmers are able to grow or make their own forage, but in the Scottish islands, where the land's poor and the climate's wet, crofters rely on hay and straw being brought in by lorry from the mainland. We join a haulier as he drops off bales in the Isle of Lewis. His family has been supplying forage to the Western Isles and Skye for three generations.Presenter = Caz Graham Producer = Rebecca Rooney

When most people buy a car, they take on a substantial car payment. But how long does the high of having a nice new ride really last? Today, Paul discusses why government intervention in making cars easier to buy has historically led to chaotic markets and other economic issues. Listen along as Paul explains why it's difficult to really meaningfully change your level of happiness through things like new car purchases and how you can start to chart a course forward where the things in your life support your sense of purpose, instead of you spending your time and money working off things that don't bring you joy. Later in the episode, Paul addresses a listener who is curious about when you should start building up assets in a non-qualified account instead of a pre-tax account.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Designing a Quieter Future: Inside Chorus and the Rise of Sustainable BoatingAn exceptional conversation with Christopher Duffy of Chorus Boats. On the still waters of the Thames, in London's historic Docklands, a new chapter in British boatbuilding is quietly taking shape. Chorus, a sustainable marine design company founded by celebrated designer Christopher Duffy, is reimagining what it means to be on the water: replacing noise, fumes, and excess with silence, solar power, and considered design. With its first investment round now secured, Chorus is moving from vision to reality, entering the prototype phase for a new generation of low-carbon electric boats.https://www.elevatedmagazines.com/single-post/designing-a-quieter-future-inside-chorus-and-the-rise-of-sustainable-boatinghttps://www.chorusboats.com/Elevated Magazines Podcast is thrilled to be selected by Feedspot as one of the Top 15 Boujee Podcasts on the web. 2025 Spotify Elevated Magazines Podcast Recap:- Total Audience: 25% Increase- Total Followers: 16% Increase- 19 Countries Reached Overall, Top 5: 1-US, 2-Spain, 3-Australia, 4-UK, 5-Italy- Fans Listened 60% longer on average than other shows- Average rating 75% higher than other shows- Growth outpaced 63% of other shows

Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link2.briefs.co/gie Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Mortgage rates edge upward but remain near a three year low. AP correspondent Alex Veiga reports.

Episode 144Happy New Year! This is one of my favorite episodes of the year — for the fourth time, Nathan Benaich and I did our yearly roundup of AI news and advancements, including selections from this year's State of AI Report.If you've stuck around and continue to listen, I'm really thankful you're here. I love hearing from you.You can find Nathan and Air Street Press here on Substack and on Twitter, LinkedIn, and his personal site. Check out his writing at press.airstreet.com.Find me on Twitter (or LinkedIn if you want…) for updates on new episodes, and reach me at editor@thegradient.pub for feedback, ideas, guest suggestions.Outline* (00:00) Intro* (00:44) Air Street Capital and Nathan world* Nathan's path from cancer research and bioinformatics to AI investing* The “evergreen thesis” of AI from niche to ubiquitous* Portfolio highlights: Eleven Labs, Synthesia, Crusoe* (03:44) Geographic flexibility: Europe vs. the US* Why SF isn't always the best place for original decisions* Industry diversity in New York vs. San Francisco* The Munich Security Conference and Europe's defense pivot* Playing macro games from a European vantage point* (07:55) VC investment styles and the “solo GP” approach* Taste as the determinant of investments* SF as a momentum game with small information asymmetry* Portfolio diversity: defense (Delian), embodied AI (Syriact), protein engineering* Finding entrepreneurs who “can't do anything else”* (10:44) State of AI progress in 2025* Momentous progress in writing, research, computer use, image, and video* We're in the “instruction manual” phase* The scale of investment: private markets, public markets, and nation states* (13:21) Range of outcomes and what “going bad” looks like* Today's systems are genuinely useful—worst case is a valuation problem* Financialization of AI buildouts and GPUs* (14:55) DeepSeek and China closing the capability gap* Seven-month lag analysis (Epoch AI)* Benchmark skepticism and consumer preferences (”Coca-Cola vs. Pepsi”)* Hedonic adaptation: humans reset expectations extremely quickly* Bifurcation of model companies toward specific product bets* (18:29) Export controls and the “evolutionary pressure” argument* Selective pressure breeds innovation* Chinese companies rushing to public markets (Minimax, ZAI)* (21:30) Reasoning models and test-time compute* Chain of thought faithfulness questions* Monitorability tax: does observability reduce quality?* User confusion about when models should “think”* AI for science: literature agents, hypothesis generation* (23:53) Chain of thought interpretability and safety* Anthropomorphization concerns* Alignment faking and self-preservation behaviors* Cybersecurity as a bigger risk than existential risk* Models as payloads injected into critical systems* (27:26) Commercial traction and AI adoption data* Ramp data: 44% of US businesses paying for AI (up from 5% in early 2023)* Average contract values up to $530K from $39K* State of AI survey: 92% report productivity gains* The “slow takeoff” consensus and human inertia* Use cases: meeting notes, content generation, brainstorming, coding, financial analysis* (32:53) The industrial era of AI* Stargate and XAI data centers* Energy infrastructure: gas turbines and grid investment* Labs need to own models, data, compute, and power* Poolside's approach to owning infrastructure* (35:40) Venture capital in the age of massive GPU capex* The GP lives in the present, the entrepreneur in the future, the LP in the past* Generality vs. specialism narratives* “Two or 20”: management fees vs. carried interest* Scaling funds to match entrepreneur ambitions* (40:10) NVIDIA challengers and returns analysis* Chinese challengers: 6x return vs. 26x on NVIDIA* US challengers: 2x return vs. 12x on NVIDIA* Grok acquired for $20B; Samba Nova markdown to $1.6B* “The tide is lifting all boats”—demand exceeds supply* (44:06) The hardware lottery and architecture convergence* Transformer dominance and custom ASICs making a comeback* NVIDIA still 90–95% of published AI research* (45:49) AI regulation: Trump agenda and the EU AI Act* Domain-specific regulators vs. blanket AI policy* State-level experimentation creates stochasticity* EU AI Act: “born before GPT-4, takes effect in a world shaped by GPT-7”* Only three EU member states compliant by late 2025* (50:14) Sovereign AI: what it really means* True sovereignty requires energy, compute, data, talent, chip design, and manufacturing* The US is sovereign; the UK by itself is not* Form alliances or become world-class at one level of the stack* ASML and the Netherlands as an example* (52:33) Open weight safety and containment* Three paths: model-based safeguards, scaffolding/ecosystem, procedural/governance* “Pandora's box is open”—containment on distribution, not weights* Leak risk: the most vulnerable link is often human* Developer–policymaker communication and regulator upskilling* (55:43) China's AI safety approach* Matt Sheehan's work on Chinese AI regulation* Safety summits and China's participation* New Chinese policies: minor modes, mental health intervention, data governance* UK's rebrand from “safety” to “security” institutes* (58:34) Prior predictions and patterns* Hits on regulatory/political areas; misses on semiconductor consolidation, AI video games* (59:43) 2026 Predictions* A Chinese lab overtaking US on frontier (likely ZAI or DeepSeek, on scientific reasoning)* Data center NIMBYism influencing midterm politics* (01:01:01) ClosingLinks and ResourcesNathan / Air Street Capital* Air Street Capital* State of AI Report 2025* Air Street Press — essays, analysis, and the Guide to AI newsletter* Nathan on Substack* Nathan on Twitter/X* Nathan on LinkedInFrom Air Street Press (mentioned in episode)* Is the EU AI Act Actually Useful? — by Max Cutler and Nathan Benaich* China Has No Place at the UK AI Safety Summit (2023) — by Alex Chalmers and Nathan BenaichResearch & Analysis* Epoch AI: Chinese AI Models Lag US by 7 Months — the analysis referenced on the US-China capability gap* Sara Hooker: The Hardware Lottery — the essay on how hardware determines which research ideas succeed* Matt Sheehan: China's AI Regulations and How They Get Made — Carnegie EndowmentCompanies Mentioned* Eleven Labs — AI voice synthesis (Air Street portfolio)* Synthesia — AI video generation (Air Street portfolio)* Crusoe — clean compute infrastructure (Air Street portfolio)* Poolside — AI for code (Air Street portfolio)* DeepSeek — Chinese AI lab* Minimax — Chinese AI company* ASML — semiconductor equipmentOther Resources* Search Engine Podcast: Data Centers (Part 1 & 2) — PJ Vogt's two-part series on XAI data centers and the AI financing boom* RAAIS Foundation — Nathan's AI research and education charity Get full access to The Gradient at thegradientpub.substack.com/subscribe

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Patrick Veroneau is CEO of Emery Leadership Group and author of The Leadership Bridge: How to engage your employees and drive organizational excellence and The Missing Piece: What Great Teams Do That Others Overlook. In this episode, Patrick explains why organizations' increasing focus on accountability systems over the past five years has coincided with employee engagement hitting a 10-year low. He reveals the accountability paradox: the harder you push for accountability, the further you get from ownership. Patrick discusses why leaders fall short in closing the gap between intention and impact—we intellectually understand leadership concepts, but fail to apply them consistently. Patrick explains the sequence that moves teams from compliance to genuine commitment (support → celebrate → own), reveals the invisible habit great teams practice (recognizing progress along the journey, not just outcomes). If you're tired of accountability systems that aren't working and want to build real ownership on your team, this episode will change how you lead. Find episode 495 on The Leadership Podcast, YouTube, or wherever you get your podcasts! Watch this Episode on YouTube | Patrick Veroneau on The Accountability Paradox https://bit.ly/TLP-495 Key Takeaways [02:57] Patrick said growing up in a large family made him more intuitive because he was always around older people having adult conversations. [04:43] Patrick explained that leaders fall short because they intellectually understand concepts but don't apply them consistently or model the behaviors they expect. [06:58] Patrick shared that social exclusion triggers the same brain response as physical pain, and unexpected recognition spikes dopamine while unrecognized effort decreases it. [11:47] Patrick revealed the accountability paradox: average teams focus on accountability first, but great teams support and celebrate first to create ownership. [14:25] Patrick shared Stephen Covey's insight that leaders need to trust other people first, not wait for others to trust them. [17:32] Patrick said the invisible habit of great teams is celebrating progress along the way, not just the final outcome. [21:34] Patrick said companies that aren't flexible on remote work will be at a disadvantage, but connection must be intentional and meaningful. [26:49] Patrick shared that Rear Admiral Cutler Dawson's success came from "walking the deck plates"—connecting with people at all levels, not his authority. [33:24] And remember..."Leadership is not about a title or a designation. It's about impact, influence and inspiration. Impact involves getting results, influence is about spreading the passion you have for your work, and you have to inspire teammates and customers." - Robin S. Sharma Quotable Quotes "Don't settle for accountability. It's the low bar. Shoot for ownership." "To be on a great team, you have to first commit to being a great teammate." "Average organizations focus on accountability first. Great teams support and celebrate first, then create ownership." "We need to trust other people first. You need to give before you get." "When people feel they should be recognized and aren't, their dopamine levels go down. That's what we experience as disengagement." "Accountability is included in ownership. But not the reverse." "Humility is the circuit breaker on overconfidence." "Walking the deck plates—connecting with people at all levels. We've overcomplicated what it means to lead." "If you don't commit first to being a great teammate, you absolutely won't be part of a great team because you're the weakest link." "Look for work, look for stuff to do, look where you can help." These are the books mentioned in this episode Resources Mentioned The Leadership Podcast | theleadershippodcast.com Sponsored by | www.darley.com Rafti Advisors. LLC | www.raftiadvisors.com Self-Reliant Leadership. LLC | selfreliantleadership.com Emery Leadership Group Website | www.emeryleadershipgroup.com Emery Leadership Group Facebook | www.facebook.com/profile.php?id=100063653920372 Patrick Veroneau LinkedIn | www.linkedin.com/in/patrick-veroneau Patrick Veroneau Instagram | @patrickveroneau

In recent weeks protests have roiled Iran, initially led by merchants complaining about inflation and other economic problems. Average citizens who have long sought reforms have joined the protests., which has resulted in at least 5000 deaths. Iranian leaders blame the violence on the US and Israel, who have long sought regime change. The US is threatening the use of military force to support the protestors. David Swanson of World Beyond War provides an analysis of the situation, including the need to oppose outside military intervention while supporting the right of Iranians to protest for needed changes.

Some communities have copped more than double an average month's rainfall in a day. Ahead of the deluge... red weather warnings and multiple states of emergency came into force. Kim Baker Wilson reports.

PREVIEW FOR LATER TODAY Guest: Elizabeth Peek. Peek argues that the recent drop in gasoline prices to an average of $2.80 acts as a major tax cut for American consumers. She notes that unlike the anger caused by $5-a-gallon gas under previous leadership, the current retreat in oil prices is significantly benefiting the driving public.1920 LANGLEY AERODROME WASHIGTON DC.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

In this exhilarating episode of The CLS Experience, host Craig Siegel interviews the multifaceted Bruce Cardenas, who shares his journey from the Marine Corps and law enforcement to becoming a key player in Quest Nutrition's rise to success and exit for a billion dollars. Bruce discusses the importance of listening, building authentic relationships, and making value-driven contributions. He also delves into his passion for personal growth and transformation, emphasizing the value of living an authentic life. The conversation includes Bruce's insights on business, entrepreneurship, and his upcoming book, as well as his experiences in the bodyguard industry. This episode is packed with valuable lessons on leadership, success, and the power of human connection.9:41 Building Relationships and Success14:49 The Quest Nutrition Journey28:56 Purpose Before Pleasure34:12 The Life of a Celebrity Bodyguard37:57 Average is the Enemy42:42 The Importance of Showing UpCheck out Bruce on Instagram HERE: Check out Bruce's Website HERE:Tickets now available for our live event March 5th, CLS: Genesis HERE:Check out our brand new RISE Framework to unlock your purpose HERE.Check out our partner Belay using our custom link HERE to find the best help available to grow your business!To join our community click here.➤ To connect with Craig Siegel follow Craig on Instagram➤ Order a copy of my new book The Reinvention Formula today! ➤ Join our CLS texting community for free daily inspiration and business strategies to elevate your day, text (917) 634-3796➤ INSTAGRAM➤ FACEBOOK➤ TIKTOK➤ YOUTUBE➤ WEBSITE➤ LINKEDIN➤ X

In this episode, I'm diving deep into the Money Pillar of salon success, because after more than 20+ years of coaching salon owners all over the world, I know this to be true: you can have a full appointment book, a talented team, and great marketing, and still be broke. Being busy does not automatically mean you're profitable, and for a lot of salon owners, that realisation is both confusing and exhausting.I talk through the three biggest money problems that keep salon owners stuck: not knowing if they're actually profitable, underpricing services based on fear instead of maths, and tracking the wrong numbers, or no numbers at all. If you've ever looked at a busy month and wondered where all the money went, this episode will explain exactly why that keeps happening.Most importantly, I show you what to focus on instead. The key numbers that actually matter, how to stop guessing, and how financial literacy changes everything once you learn it. Because when you understand your numbers, you stop hoping and start running your salon with confidence, clarity, and profit.IN THIS EPISODE:[00:00] Introduction and the five pillars recap[02:30] Busy does not equal profitable[04:16] Problem #1: Not knowing if you're actually profitable[05:22] Why your bank balance lies[05:46] Understanding your profit and loss statement[07:05] Problem #2: Pricing based on fear instead of maths[08:42] The real cost of underpricing services[09:35] Problem #3: Tracking the wrong numbers[10:18] Profit margins and industry benchmarks[11:00] Average ticket and why it matters[11:35] Client retention and the biggest leak in your business[12:03] Cost per service explained[12:27] Revenue per hour and stylist productivity[15:07] Free training and Business School Intensive overview[17:13] Final thoughts and what's coming next weekWant MORE to help you GROW?

Most people are waiting to feel motivated before they take action. High performers don't work that way, they're sick of being average.In this episode, I break down the critical difference between motivation and activation, and explain why relying on motivation alone keeps people stuck. Chapters:00:00 - Knowing How To Activate00:45 - Coach Michael Burt00:56 - Kelly Siegel01:50 - Getting Going03:24 - Prey Drive04:49 - Meeting Resistance06:40 - Basketball Experience09:51 - The 5 Activators Of Prey Drive14:05 - What Makes The Greatness Factory Unique?17:41 - The Idea19:47 - What It Takes To Win22:00 - Resting24:47 - Motivation VS Activation26:30 - The Big Table Podcast27:44 - Lacking Motivation30:35 - In Common37:13 - Confidence In Success41:03 - Playing To Win43:49 - Negative Thoughts46:31 - Alignment50:29 - Stuck In Life And Business53:22 - Content VS Settling56:31 - Like and Subscribe________________________________Get connected with Coach Burt:Instagram - https://www.instagram.com/michealburtTikTok - https://www.tiktok.com/@therealcoachburtFacebook - https://www.facebook.com/CoachMichealBurtLinkedIn - https://www.linkedin.com/in/michealburtDive deeper with Coach and his concepts:Free PreyDrive Planner: https://planner.coachburt.com/plannerEvents: https://www.thegreatnessfactory.com/eventsJoin Our Group Coaching: https://www.thegreatnessfactory.com/membershipHire Me To Speak: https://www.coachburt.com/bookcoachCheck Out My Books: https://books.coachburt.com/books

Parents need to take social media use more seriously. Average hours of daily use for teens is already too much and an amount that is most likely to lead to increased anxiety and depression and concerns about self-worth. Learn more about some of the many risks and what parents can do to teach about it, regulate use, and promote healthy human connection. Visit FirstAnswers.com to find answers for 21st-century parents and more about the podcast.

The brokerage decision matters more than most agents realize — and it matters differently depending on where you are in your career.

In this episode of Great Practice, Great Life, Steve Riley brings back financial behaviorist and pricing strategist Jacquette Timmons to tackle the question that makes even experienced attorneys hesitate: "What should I charge?" When your firm is busy, but margins feel thin, pricing often isn't "wrong," it's inconsistent because the logic underneath it is unclear. You're working hard, saying yes to work, and staying booked, but the income doesn't match the effort. Jacquette challenges the common advice to "charge what you're worth" and explains why tying fees to your identity creates stress, guilt, and second-guessing. Instead, she reframes pricing as a business decision: you are not your offer, and your fees should reflect the value and outcomes your services create not your personal worth. She also introduces a practical way to diagnose what's really happening in your firm: treat your services like an offer portfolio. When you look at each service as an asset, you can see which offers truly function as profit centers, which drain time and energy, and whether your marketing dollars are pushing the work that's least profitable. If you want law firm pricing that supports profit, future capacity and a sustainable life, this episode offers a clear, human-centered reset. In this episode, you will hear: Why "charge what you're worth" undermines pricing confidence Separating personal identity from business offers Viewing services as a portfolio instead of a menu Average revenue per case vs actual profit per case How pricing decisions shape marketing spend and client mix The financial, personal, and emotional layers of every pricing conversation Subscribe & Review Never miss an episode. Subscribe on Apple Podcasts, Spotify, or YouTube. ⭐Like what you hear? A quick review helps more people find the show.⭐ If there's a topic you would like us to cover on an upcoming episode, please email us at steve.riley@atticusadvantage.com. Supporting Resources: Jacquette Timmons  Episode 157: Money by Design, Not by Default with Jacquette Timmons  Jacquette's Podcast: More Than Money with Jacquette Timmons LinkedIn  Instagram  Atticus Newsletter Limited-time offer! My Great Life Focus: Get a one-year supply (4 quarterly focusers) for $99.90 (50% off) with this link. Valid through January 31, 2026. Claim the offer → Curious about growing your own practice without burning out? Contact Atticus to see whether our law firm coaching can help you strengthen attorney success, refine your law firm business strategy, and build a practice that actually supports your life. This podcast for lawyers is part of our broader legal podcast library, offering practical insights on how to grow a law firm through stronger law firm leadership, law firm pricing and management, smarter marketing, intentional hiring, efficient operations, healthy law firm culture, and sustainable profitability, all while addressing law firm burnout and the realities of modern practice. You can also sign up for our newsletter to get practical insights on how to grow a law firm: from law firm leadership and management to marketing, hiring, operations, culture, and profitability, so you can build a Great Practice and a Great Life.

Common law can feel like a chaotic patchwork of 50 different jurisdictions. But for the last century, the American Law Institute (ALI) has worked to distill that chaos into clear, persuasive principles. We sit down with Mark Hall, the lead reporter for the Restatement of the Law Third, Torts: Medical Malpractice, to discuss how these influential texts are written and why they often carry more weight than a standard law review article.In this episode, we cover:The "Goldilocks" Standard: How the ALI synthesizes the "best" version of the law from conflicting state approaches.Medical Malpractice Deep Dive: Defining the "Standard of Care" and navigating the controversial Loss of Chance doctrine.A "Secondary" Source with Primary Power: Why judges often rely on Restatements to settle issues of first impression.The Laboratory of the States: Why a little legal variation across the country is actually a good thing for the profession.(00:00) - Introduction: The Chaos of Common Law and the Role of the ALI (03:24) - What is a Restatement? Harmonizing 50 States into One Principle (04:36) - The Legacy of Torts: How the ALI Created Products Liability Law (07:17) - Defining the Standard of Care: "Competent" vs. "Average" (09:55) - The "Loss of Chance" Doctrine: Can You Sue for a Reduced Probability of Survival? (12:14) - Study Tips: Using Restatements to Outline for Finals and Understand Nuance (16:24) - Litigation Strategy: Making Arguments When the Law is Unsettled (20:00) - The "Laboratory of the States": Why Legal Variation is Beneficial (24:32) - Curriculum Design: Will Professors Teach from the Restatement? (27:38) - Host Debrief: How to Use Restatements as a Research Shortcut for Briefs (34:40) - Evidence vs. Torts: Why Codified Rules Feel Easier to Learn (42:02) - Networking Hacks: Using the ALI Member List to Find Mentors Click here to view the episode transcript.

INTRO It's January. Everyone's planning. But most artists are tracking the wrong numbers—followers, likes, email subscribers, website traffic. In this episode, we cut through the noise and focus on the ONE metric that actually predicts everything else in your art business: new customers acquired per year. We'll cover: Why this single number matters more than anything else The "lineup problem" that keeps most artists stuck at 7-8 customers per year The 10x challenge: compete against your 2025 self, not other artists The compounding math that turns 70 customers into 1,500+ over 10 years Why "tending the garden" is the marketing shift you need to make A copy-paste AI prompt to build your entire 2026 plan in minutes THE PROMPT Copy and paste this into Art Helper, ChatGPT, Claude, Gemini, or Grok: I'm an artist planning my 2026 business growth. Help me create a customer acquisition plan. Here's my data from 2025: - Number of NEW customers acquired: [X] - My current product lineup: [list what you sell - wall art, prints, cards, originals, etc.] - Average price points: [list your price ranges] - How I currently get customers: [social media, art fairs, gallery, website, etc.] Based on the 10x framework: 1. Calculate my 2026 goal (10x my 2025 customers) 2. Break it down into monthly targets 3. Identify gaps in my lineup that could help me acquire more customers at different price points 4. Suggest 3-5 specific actions I can take each month to hit my target 5. Create a simple tracking system I can use Keep it practical and specific to my art business. I want to treat this like a real business, not a hobby. SOURCES Statistics cited in this episode: Repeat customers generate 300% more revenue than first-time buyers — Gorgias/MobiLoud Only 27% of first-time buyers ever return — RevolutionParts/MobiLoud 75% of purchases happen within 24 hours of discovery — Nielsen Norman Group/Guiding Metrics After 12 days, 90% of your conversion window is gone — Guiding Metrics 70% of online carts are abandoned, 80-90% never return — Baymard Institute (50-study average) Increasing customer retention by 5% increases profits by 25-95% — Bain & Company/Harvard Business Review Repeat customers account for 48% of all ecommerce transactions — SalesLion

Average Boy learns two important lessons at the beginning of this week’s adventure. First, mountains are dangerous. And, B, it’s also dangerous not to do follow through on responsibilities. It turns out procrastination can literally pile up! Bob and Jesse also take a serious break from the laughs to address a tough question from a listener who’s grieving the loss of a loved one. Click here to see the new Average Boy book title and cover! Click here to visit the Average Boy Store to gain access to books, devotionals, subscriptions to Clubhouse Magazine, and much more! We'd love to hear from you! Visit our Homepage to leave us a voicemail. If you enjoyed listening to The Official Average Boy Podcast, please give us your feedback.

Why the 2026 Housing Market Marks the Start of a Long-Term Expansion 1️⃣

Average Boy learns two important lessons at the beginning of this week's adventure. First, mountains are dangerous. And, B, it's also dangerous not to do follow through on responsibilities. It turns out procrastination can literally pile up! Bob and Jesse also take a serious break from the laughs to address a tough question from a listener who's grieving the loss of a loved one. Click here to see the new Average Boy book title and cover! Click here to visit the Average Boy Store to gain access to books, devotionals, subscriptions to Clubhouse Magazine, and much more! We'd love to hear from you! Visit our Homepage to leave us a voicemail. If you enjoyed listening to The Official Average Boy Podcast, please give us your feedback. To support this ministry financially, visit: https://www.oneplace.com/donate/1443/29?v=20251111

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to info@newmoneynate.com   Why does Gen Z feel so poor…even when they're working harder, earning more on paper, and investing earlier than past generations?   In this video, we break down why Gen Z feels broke, comparing Gen Z net worth vs Boomers, Gen X, and Millennials, and explaining how housing costs, wage stagnation, student debt, and the rising cost of living have reshaped early adulthood. We look at how Gen Z's financial reality compares to previous generations and why Gen Z is entering the workforce under fairly tough conditions.   We also explore why Gen Z may feel poorer than they actually are, covering investing participation, financial literacy, social comparison, and how constant access to financial data changes perception. Finally, we walk through how Gen Z can still build wealth, with practical strategies around investing, career growth, income diversification, and navigating a world where homeownership has become a luxury.   If you're wondering: – Why Gen Z feels broke – Gen Z vs Boomers wealth – Average net worth by generation – Why housing is unaffordable for young people – Whether Gen Z is actually poorer or just feels poorer – How Gen Z can still achieve financial stability   This video breaks it all down with data, history, and a realistic path forward.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

ETFs were once almost synonymous with low-cost, sensible investing. But that era is changing fast. In this episode, Ben Felix, Dan Bortolotti, and Ben Wilson introduce and unpack the concept of "ETF slop"—the explosion of complex, high-fee, behaviorally engineered ETFs that are designed to attract assets rather than improve investor outcomes. The trio traces how ETFs evolved from simple index-building tools into wrappers for increasingly speculative strategies. They discuss how the ETF "halo effect" can mislead investors into equating structure with quality, and why innovation in financial products often benefits manufacturers more than end investors. From thematic hype to downside "protection" that isn't what it seems, the episode offers a clear framework for thinking critically about modern ETF offerings. Key Points From This Episode: (0:00:04) Introduction to the Rational Reminder Podcast and the hosts. (0:00:39) Ben introduces the idea of "ETF slop" and why ETFs are no longer synonymous with sensible investing. (2:20) More actively managed ETFs now exist than index-tracking ETFs in the U.S. (3:30) ETFs increasingly engineered to attract assets rather than improve investor outcomes. (4:04) Record ETF launches in 2025: over 1,000 in the U.S. and 300+ in Canada. (6:43) Average management fees on newly launched ETFs rival traditional active mutual funds. (7:47) The ETF "halo effect" and why structure is mistaken for quality. (10:31) What an ETF actually is—and why it's just a wrapper for a strategy. (11:13) The first ETF was launched in Canada and still exists today. (14:40) ETFs as tools for speculation versus long-term investing. (17:08) Evidence that simpler allocation funds reduce harmful investor behavior. (20:35) Why too much product choice can make good investing harder. (21:40) Four categories of ETF slop introduced: thematic, buffer, covered call, and single-stock ETFs. (22:16) Why thematic ETFs appeal to optimism and extrapolation bias. (24:04) Evidence that most thematic ETFs underperform after launch. (26:25) Morningstar data: almost no thematic ETFs outperform over long horizons. (28:55) Why exciting narratives don't translate into superior returns. (31:25) Buffer ETFs explained: capped upside with partial downside protection. (34:31) Research showing high fees, high costs, and inconsistent protection. (38:16) Why simple stock/bond mixes dominate buffer ETFs even in drawdowns. (42:53) Covered calls: high income today, lower total returns tomorrow. (45:48) Why covered call ETFs systematically underperform their underlying assets. (47:38) Income needs can be met more efficiently without covered calls. (48:19) The cult-like following driven by double-digit yield marketing. (49:57) Single-stock ETFs as the "sloppiest" form of ETF slop. (53:44) Leveraged and inverse ETFs magnify volatility and complexity. (56:20) Research showing massive underperformance versus simple benchmarks. (58:56) Why these products resemble speculation more than investing. (1:03:35) Complexity in investment products is strongly linked to poor outcomes. (1:05:48) John Bogle's warning: beware of new and "hot" investment products. (1:06:48) Why ETFs are powerful tools—but only when used correctly. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)  

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

When developers talk about underwriting, they often focus on the numbers and forget the product. Yet in real estate, the product is inseparable from the math. One of the most common strategic mistakes I see is the instinct to blend into the average of the market. It feels safe. It feels conservative. And it is often the most dangerous choices you can make. It's a choice that is made even more compelling by the appraisers who look at your project and force you into the middle. Appraisers can't make up the data and if there are no comparable 3BR apartments on the 9th floor with a 400 SF roof terrace, they end up discounting the value of a product that may well be differentiated in the market. Market positioning is not about being different for the sake of being different. It is about understanding where comparable projects truly sit in the competitive landscape, and then making an intentional decision about where you belong relative to them. The problem with “average” is that it usually represents a statistical midpoint, not a customer, and certainly not a clear value proposition.------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Shoot us a Text.Episode #1244: Today we're talking about Tesla's FSD flip to subscription-only, the continued softening of auto credit conditions, and a loyalty report that says your customers are expecting way more. Show Notes with links: The Dealertrack Credit Availability Index closed out December at 99.6—its highest reading of 2025 and the strongest level since October 2022. It marks a continued return to pre-pandemic credit conditions, capping off a yearlong trend of easing lending standards.Approval rates rose to 73.7%, up 90 basis points from November and 80 bps from December 2024.Average contract rates dropped from 10.5% to 10.3%, while yield spreads also narrowed—making pricing more attractive for buyers.Subprime lending edged down from 14.3% to 14.1% month-over-month, though still up from 11.8% a year ago.Loans over 72 months grew in share, as consumers stretch payments to keep monthly costs manageable.Captive lenders led the loosening, but banks, credit unions, and finance companies all showed increased flexibility.Starting February 14, Tesla will stop offering its Full Self-Driving (FSD) system as a one-time purchase, moving exclusively to a monthly subscription model, according to CEO Elon Musk.FSD, which still requires active driver supervision, currently costs $8,000 or $99/month.Tesla hasn't said how many users pay for FSD, but Musk once admitted he was "kind of glad" not many bought the lifetime option.The shift may be tied to Musk's compensation package, which includes hitting 10 million active FSD subscriptions.California regulators are still considering suspending Tesla's sales license for 30 days over alleged misleading marketing of FSD capabilities.Tesla has not disclosed how many of its customers have bought or are paying monthly subscriptions for FSD.In its 28th annual Customer Loyalty Engagement Index, Brand Keys found that consumer expectations jumped a record-breaking 32% year-over-year — a shift that's shaking up brand rankings across industries and putting serious pressure on retailers to evolve.Hyundai once again ranked highest among automotive brands for meeting modern consumer expectations — its 17th year holding that title.Nearly 40% of product and service categories saw new leaders emerge, signaling a wave of disruption driven by more demanding buyers.Loyalty continues to deliver ROI: a 5% improvement can boost lifetime customer profits by up to 88%, while a 2% lift can cut marketing costs by nearly 30%.Amazon, Whole Foods, Shell, Ben & Jerry's, and Dollar General were also among the top performers in their categories.“The bottom line: loyalty moves markets.” – Robert Passikoff, President of Brand KeysJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

The WIP Morning Show proposes it's big question of the day. Is Nick Sirianni bad, average, good or great?

My client Ralph said something that threw me off. He thinks I don't care what anybody thinks about me. That couldn't be further from the truth. I care deeply. Maybe too much sometimes. But I also know that if I keep showing up and doing my thing, the rest takes care of itself. It's not about ignoring feedback. It's about staying consistent with who you are. And that reminded me of a backstage conversation I had with Jerry Seinfeld back in 1986 that changed how I approach everything. His secret? Never break the chain. Featured Story Back in 1986, I got a call from an event promoter. Could I introduce Jerry Seinfeld and do a warmup set? Free dinner, bar tab, and hangout time with Jerry? Obviously yes. The show hadn't hit yet. Jerry was still touring, living on the road, wearing himself out. We had a great conversation backstage. I asked how he manages to keep going. His answer was simple. "I write every day. I put a big red X on the calendar. Eventually there's a chain of X's. My goal is never to break the chain." Years later, I've done 14,000 podcasts using that exact principle. Consistency wins. Important Points • Consistency beats talent when talent doesn't show up - just keep doing it daily and the average people fade away. • You don't need permission or approval to get good at what you do - just show up and put in the repetitions daily. • Your only competition is yesterday's version of yourself - focus there and opportunities will find you naturally. Memorable Quotes • "If you want to be good at anything, you're going to have to do it a lot, truly a ridiculous amount of repetitions." • "Get good at what you do and just keep doing it every single day. You can truly do anything with that approach." • "Average people will fade away. Your chance will come if you show up consistently every day and never break the chain." Scott's Three-Step Approach • Decide what consistency looks like for your goal - three days a week, daily, whatever works, then commit to it. • Show up and do it every single day regardless of how you feel - put the X on the calendar no matter what happens. • Keep the chain going until the compound effect kicks in and average people naturally fade from your competition. Chapters 0:02 - When your client accidentally roasts you 0:28 - Do I really not care what people think? 1:28 - Why I keep showing up even in bad years 4:03 - Jerry Seinfeld's green room wisdom in 1986 5:40 - The brutal truth about consistency 6:47 - How to beat people who fall up Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back with a new edition of an annual favorite: Net Worth By Age! We take a look at the net worth of Americans at every decade by both average and median. Then we take a look at how much Americans have in terms of financial assets and compare that to our Money Guy Milestones. See how you stack up and if you are on track to reach your financial goals! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices