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This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, August 11th, 2022. FLF Magazine: We are on a mission to make magazines great again. So, subscribe to our Fight Laugh Feast magazine. This is a quarterly mini-book like experience, packed full of a variety of authors that includes theologically-driven cultural commentary, a Psalm of the quarter, recipes for feasting, laughter sprinkled throughout the glossy pages, and more. Sign your church up, sign your grumpy uncle up, and while you are at it…sign up the Pope, Elon Musks, and Russel Moore. Disclaimer: This magazine will guarantee various responses and CrossPolitic is not held liable for any of them. Reading the whole magazine may cause theological maturation, possibly encourage your kids to take the Lord’s Supper with you, and will likely cause you to randomly chuckle in joy at God’s wondrous world. Sign up today! Four issues and $60 per year, that is it. Go to fightlaughfeast.com right now to sign up!. https://nypost.com/2022/08/10/fired-up-trump-has-made-up-mind-about-2024-run/ Trump ‘fired up’ despite FBI raid, has ‘made up mind’ about 2024 run Trump says he made up his mind about running in 2024 during 'Hannity' exclusive - Play 0:25-2:59 Former President Donald Trump remains “very upbeat” and “fired up” despite the FBI’s raid on Mar-a-Lago — and has “made up his mind” about running in 2024, according to a Republican lawmaker who met him late Tuesday. Rep. Jim Banks was one of nearly a dozen members of the House Republican Study Committee who met Trump, 76, just a day after the shocking raid on his Florida estate. “He didn’t seem defeated in the least bit — he was very fired up, very upbeat,” Banks told Fox News of the ” great three-hour-long” chat at Trump’s New Jersey golf club, Bedminister. “He said we are going to like his decision and it is only a matter of time before he will make that decision known,” Banks told Fox News of Trump, who hours earlier released a campaign-style video promising that “the best is yet to come.” https://www.theepochtimes.com/trump-suggests-fbi-may-have-planted-evidence-during-mar-a-lago-raid_4655282.html?utm_source=partner&utm_campaign=BonginoReport Since we’re already talking about Trump, how about this: Trump Suggests FBI May Have ‘Planted’ Evidence During Mar-a-Lago Raid Former President Donald Trump suggested the FBI may have planted evidence during the bureau’s raid at his Mar-a-Lago home because members of his team were blocked from watching the agents. In a Truth Social post on Wednesday, the former president wrote that “the FBI and others from the Federal Government would not let anyone, including my lawyers, be anywhere near the areas that were rummaged and otherwise looked at during the raid on Mar-a-Lago.” “Everyone was asked to leave the premises, they wanted to be left alone, without any witnesses to see what they were doing, taking or, hopefully not, ‘planting.’ Why did they STRONGLY insist on having nobody watching them, everybody out?” said Trump. FBI agents spent about 10 hours scouring his private office on Monday and broke into his safe, according to Trump and members of his family. Bruce Reinhart, a Florida federal magistrate judge, signed off on a warrant to search the former president’s Florida property. Reinhart worked as a federal prosecutor until 2008 when he became a defense attorney representing employees of convicted sex trafficker and wealthy financier Jeffrey Epstein. Employees included Epstein’s pilots, a scheduler, and others. The Epoch Times contacted the FBI for comment. Neither the bureau nor Attorney General Merrick Garland have offered public comments about the raid, drawing even questions and condemnation from Democrat politicians. Hey, speaking of those Jan. 6th hearings… https://www.newsmax.com/newsfront/jan-6-hearings-public/2022/08/09/id/1082365/ Monmouth Poll: Jan. 6 Hearings Having Little Impact on Public The House Jan. 6 Select Committee hearings have done little to change people's opinions surrounding the 2021 Capitol attack, a new poll found. Regarding former President Donald Trump's culpability in the assault and claims of election fraud, public opinion stands pretty much as it was before testimony of former presidential aides during the last three public hearings, the latest Monmouth University poll found. Not only that, Trump's favorability rating is nearly identical to where it was immediately after the 2020 election. Also, 4 in 10 Americans would lean toward backing a comeback bid in 2024, according to the Monmouth Poll. Overall, just 8% of Americans said the hearings have changed their minds about the Capitol incident — basically unchanged from 6% who said the same in June. "When we released our June poll, I said the committee was preaching to the choir. These current results suggest they haven't recruited any new singers since then," said Patrick Murray, director of the independent Monmouth University Polling Institute. The survey found that 38% of respondents believe Trump was responsible directly for what happened on Jan. 6. That number stood at 42% right before the testimony of former Trump White House aide Cassidy Hutchinson. "The sensational revelations during the hearings do not seem to have moved the public opinion needle on Trump's culpability for either the riot or his spurious election fraud claims," Murray said. Only 41% — including 73% of Democrats — favor charging Trump with crimes related to his involvement on Jan. 6. A total of 34% — including 66% of Republicans — were opposed, and another 25% were unsure. A majority (61%) of Americans have at least a little trust the House committee is conducting a fair investigation, but there's a huge difference between Democrats (91%) and Republicans (35%). You see how crazy our culture is? This is why we need to train our kids up on the solid rock… amd a good place to do that for your college aged kids, is NSA: New Saint Andrews: Today’s culture shifts like sand. But New Saint Andrews College is established on Christ, the immovable rock. It is a premier institution that forges evangelical leaders who don’t fear or hate the world. Guided by God’s Word, they take the world back because they’re equipped with the genius of classical liberal arts and God-honoring wisdom, thanks to a faculty dedicated to academic rigor and to God’s kingdom.Find out more, at nsa.edu/ Some news on the Desantis front: https://freebeacon.com/democrats/top-desantis-challenger-paid-thousands-to-gen-z-liberal-activist-facing-campus-wide-allegations-of-sexual-assault/ Top DeSantis Challenger Paid Thousands to Gen Z Liberal Activist Facing ‘Campus-Wide Allegations of Sexual Assault’ On July 8, Democrat Charlie Crist's gubernatorial campaign paid $2,250 to Politically Correct Strategies—a consulting company registered to Gen Z liberal activist and former Dartmouth student Jack Cocchiarella—for "digital consulting." Just weeks later, on July 28, the prestigious school's College Democrats chapter revealed it ousted Cocchiarella from the club "in late October 2021, following campus-wide allegations of sexual assault." Those allegations emerged publicly in a string of December 2021 Reddit posts, which accused Cocchiarella of using "his Twitter notoriety and left-wing credentials to position himself as an ally. Then, once people let their guards down, he rapes them." Crist, who did not return repeated requests for comment, has remained silent on the accusations facing his campaign aide. By his own logic, that silence means he endorses Cocchiarella's alleged behavior—in a June 29 tweet, Crist pressed DeSantis to condemn the January 6 riots, writing, "Is it just me, or do you agree that his silence = endorsement?" Crist is not the only prominent Democrat to hire Cocchiarella following the troubling allegations. Rep. Marjorie Taylor Greene's (R., Ga.) Democratic opponent, Marcus Flowers, has paid Cocchiarella's firm more than $40,000 since October 2021, when the activist announced his "new role" as Flowers's digital director. Flowers has his own alleged issues with women. In July 2016, the Democrat attempted to dump his ex-wife—Russian national Svetlana Chudinova—at a local homeless shelter, court documents reported by the New Republic show. Flowers did not dispute the incident and instead defended his attempt to offload Chudinova, saying he "felt she had a personality disorder that was not previously disclosed." In turn, Chudinova accused Flowers of threatening to strike her. Cocchiarella, whose Twitter account boasts more than 250,000 followers and includes a photo of the activist smiling alongside President Joe Biden, enrolled as a Dartmouth freshman during the 2021-22 school year. While it's unclear what specific "digital consulting" services he provided Crist, Cocchiarella publicly endorsed the former governor over fellow DeSantis challenger Nikki Fried (D.) just days after Crist's campaign paid him. Flowers, meanwhile, routinely replies to Cocchiarella's tweets to solicit campaign contributions. In October 2021, he called the young activist "an outstanding young man." In addition to his work with Crist and Flowers, Cocchiarella has collaborated with the Lincoln Project, an anti-Republican super PAC founded by disgraced sexual predator John Weaver. Cocchiarella during an Aug. 1 podcast appearance did, however, confirm his decision to transfer from Dartmouth to fellow Ivy League school Columbia. The activist did not discuss why he opted to leave Dartmouth after just one year at the college and is yet to publicly address the allegations leveled against him. Cocchiarella, Dartmouth College Democrats, and Dartmouth's Title IX office did not return requests for comment. Well isn’t that just nice? https://cbs6albany.com/news/local/legislation-to-change-the-term-inmate-for-those-in-the-prison-system Let’s shift our eyes back to the North East: Gov. Hochul signs legislation changing the term "inmate" for those in the prison system The word "inmate" is out in New York State Law, and that decision is getting a lot of attention. A top political analyst told me Tuesday that Governor Hochul's decision to substitute the term "incarcerated individuals" for inmates in state law is her way of trying to reconcile issues of justice with issues of safety. But Dr. Lee Miringoff says it's a delicate balancing act when her opponent Lee Zeldin is accusing her of not being tough enough on crime. Hochul's critics say she is once again putting the needs of the criminal ahead of the needs of the victim, while those who approve of the change say it gives the prison population a better chance at reintegrating into society. Melanie Trimble of the New York Civil Liberties Union says you can attribute the rise in crime--if there is one--to many factors, like the pandemic and an increase in gun sales. She says the language change helps to dignify--and humanize--people who have done their time. Dr. Miringoff of Marist College says the Governor has already chosen a clear path on the issue of crime by not bringing the legislature back to deal with bail reform, and he believes she's banking on this language change helping her with her base in November. Trimble argues that using inclusive language that makes those returning to society after a stint in prison feel comfortable is not a heavy lift, and one that will make a real difference in peoples lives. She said, "You know, we love to label people, and this is a community that is extremely vulnerable. We need to provide them with as many possibilities and hopeful futures as possible." Let’s shift things to the topic that I love… sports! Let’s talk Baseball today: https://www.boundingintosports.com/2022/08/after-abandoning-their-heritage-and-name-the-cleveland-guardians-attendance-tanks/ This is for you Mark Dewey: After Abandoning Their Heritage And Name, The Cleveland Guardians’ Attendance Tanks Last year, in an attempt to appease woke liberals, the Cleveland Indians changed their name to the Cleveland Guardians after previously announcing their intent to drop the Indians name in 2020. The team released a statement announcing their decision, “The Cleveland Indians today announced our decision to begin the process of changing from our team name ‘Indians.'” “Since July, we have conducted an extensive process to learn how our team name affected different constituencies and whether it aligned with our organizational values,” the organization explained. “As a result of that process, we have decided to move forward with changing the current team name and determining a new, non-Native American based name for the franchise.” They further detailed, “In our statement in June 2020, we acknowledged the importance of taking a leadership role in diversity, equity, and inclusion efforts across the community and enhancing our support for underserved and under-represented groups. As part of that commitment, we heard from individuals and groups who shared a variety of views and opinions on the issue. Their efforts to bring people together have apparently failed as they’ve brought about 6,000 fewer people together per game. Average attendance has dropped to 15,636 fans a game this year according to Baseball Reference. A steep decline from their 21,465 average attendance in 2019, the most recent year not affected by Covid hysteria. Albeit attendance is up from 2021 where average attendance was only 13,758. Tv ratings have also fallen by 30 percent according to Forbes. This is not the result of fans not showing up because the team is tanking like in Oakland. Cleveland is only a game back of the division lead, right in the middle of the playoff hunt. Cleveland is a small market team that is already short on cash in comparison to bigger market teams like New York, LA, and Boston. The loss of revenue from lower ticket sales only exasperates this problem. The team attempted to satisfy the demands of a group of people, woke liberals, that don’t represent their fanbase and now they’re paying the price. The Venn diagram of people offended by their previous name and fans of the team itself may as well be two distinct circles. The Guardians are not the first team to come under attack for a politically incorrect name. In 2020 the Washington Redskins changed their name to the Washington Football Team before settling on the only slightly less generic “Washington Commanders” a year later. Washington caved in the face of immense pressure by members of the media who claimed their 80 year old name was a racist slur. Interestingly enough, the Washington Post ran a poll about the term Redskin, and found that 9 out of 10 native Americans didn’t find the term ‘Redskin’ offensive back in 2016… Huh! Not every team felt compelled to give in to the demands of the woke mob. The Chicago Blackhawks of the NHL came under similar pressure to change their Native American themed name and logo. Instead of throwing away decades of team history and tradition to switch to a soulless new moniker that their fans would have no connection to, they simply said no. Deciding instead to use the notoriety created by their use of the Blackhawk name to honor Native American culture. “We celebrate Black Hawk’s legacy by offering ongoing reverent examples of Native American culture, traditions and contributions, providing a platform for genuine dialogue with local and national Native American groups,” the team continued. “As the team’s popularity grew over the past decade, so did that platform and our work with these important organizations.” Hopefully, this latest iteration of the “get woke go broke” phenomenon will teach teams that the silent majority in America are the ones that pay their bills not the perpetually offended minority. This has been your CrossPolitic Daily News Brief… if you liked the show, go ahead and hit that share button for me down below. If you want to become a club member, sign up for our conference, or sign up for our magazine, you can do that at fightlaughfeast.com… and as always, if you’d like to email me a news story, ask about our conference, or become a corporate partner of CrossPolitic, email me at garrison@fightlaughfeast.com… For CrossPolitic News, I’m Garrison Hardie. Have a great day, and Lord bless.

EPISODE FROM THE ARCHIVES. Originally published May 2020Super interesting episode this week interviewing Jessi, a local Animal Control Officer! Jessi is a bada$$ legend. She served in the military, has worked in many animal shelters including the ASPCA, and all of that experience has led her to her current Animal Control Officer position. Jessi tells us all about what her job entails and how its evolved over time.Episode HighlightsCarly goes back to her California roots,Arthur becomes a merman.$300 total given to Old Dog Haven, thank you for the support!Average day in the Animal Control Officer's life.Breaking ACO stereotypes and butterfly nets.FOLLOW WITH A DOG:InstagramTikTokFacebookFRIENDS WITH A DOG EXCLUSIVE EPISODESApple PodcastsAnchor/Spotify

Dr. Anthony Chaffee, MD is a former professional rugby player and now neurosurgical resident. He shares amazing nutrition tips about staying lean, healthy and strong.  Save on MYOXCIENCE'S new Electrolyte + Creatine Combo and crush your next workout: https://bit.ly/electrolyte-stix  Use code podcast at checkout to save Eat like your life depends it Tee Shirt!: https://bit.ly/3dEHM3e  Connect with Anthony Chaffee, MD: https://www.youtube.com/channel/UCzoRyR_nlesKZuOlEjWRXQQ Link to the Full Video Interview: https://youtu.be/EkH6k9urcSU -----------------Time Stamps----------------------- 0:00 Intro 4:14 Brown fat makes thyroid hormone when you get very cold and start to shiver.   13:50 Average brain size and height of humans has gone down since the agricultural revolution. 18:55 There are 10,000 times more naturally occurring poisons in vegetables than in pesticides we spray on them by weight.  25:27 Humans are carnivores.  27:00 Fructose gives a dopamine response to the addiction centers of your brain.  27:40 Fructose kills the same area of the brain as meth.  28:48 Fructose is highly toxic.  29:30 Cheat days keep you addicted.  36:00 Fructose in fruit and honey worsens metabolic syndrome and fatty liver disease. 43:15 If carbohydrates were required to prevent low thyroid, our ancestors would not have survived.  44:30 There is no essential carbohydrate.  46:00 Dr. Chaffee's Hashimoto's patients have recovered or are recovering on a carnivore diet.   54:04 Cancer is a metabolic disease, not a purely genetic disease.  54:30 Chronic disease rates increased exponentially since we decreased consumption of fat, cholesterol and red meat and increased fruit and vegetable consumption.  55:30 People on a ketogenic diet have healthier, more in number and more effective mitochondria.  56:45 Damaged mitochondria go back to primitive energy generation, fermentation.  58:00 Mitochondria stop the cell from proliferating out of control, which is what cancer is.  58:10 Cancer cells cannot run on ketones. A keto or carnivore diet limits the food supply of cancer cells.  01:00:25 GBM (glioblastoma multiforme) patients can still be alive 8 years after diagnosis with the only intervention being diet and surgical debulking. The tumor can be eliminated. 01:05:30 Eating liver every day is out of proportion to what your ancestors did.. 01:11:00 You need fewer nutrients and supplementation on a keto or carnivore diet.  01:14:05 Chronic diseases being treated today are toxicities from a species-inappropriate diet and malnutrition – a lack of species-specific nutrition.

- Pat & Adrian discuss the average times & loads on the most popular workouts & lifts.- Fran, DT, Cindy, 1RM Squat, Deadlift, Snatch, Clean 7 Jerk, Murph & much more.

TODAY´S EPISODE IS BROUGHT TO YOU BY THE FLOW RESEARCH COLLECTIVE Are you an entrepreneur, a leader, or a knowledge worker, who wants to harness the power of flow so you can get more done in less time with greater ease and accomplish your boldest professional goals faster? If you´ve answered this question with “hell yes” then our peak-performance training Zero to Dangerous may be a good fit for you. If this sounds of interest to you all you need to do is click here right now, pop in your application and one of our team members will be in touch with you very soon.   ABOUT THE GUEST: Tyler Cowen is Holbert L. Harris Chair of Economics at George Mason University and serves as chairman and faculty director of the Mercatus Center at George Mason University. With colleague Alex Tabarrok, Cowen is coauthor of the popular economics blog Marginal Revolution and cofounder of the online educational platform Marginal Revolution   A dedicated writer and communicator of economic ideas, Cowen is the author of several bestselling books and is widely published in academic journals and the popular media. His latest book is Talent: How to Identify Energizers, Creatives, and Winners Around the World and he is a columnist with Bloomberg View.  Cowen is also the host of Conversations with Tyler, a popular podcast series featuring today's most underrated thinkers in wide-ranging explorations of their work, the world, and everything in between.   Cowen graduated from George Mason University with a BS in economics and received his PhD in economics from Harvard University.   ABOUT THE EPISODE:  In this episode, you will learn about: Intro (0:00) Impact of Self Motivation In Young People (2:21) Getting Better At Knowing How To Get Better (3:48) Stagnation In Healthcare, Housing, & Education (5:49) Nuclear Energy (15:14) The State of The Economy (17:20) Initiatives That Would Progress The U.S (20:51) The Mental State of America (24:35) What Tyler's Day Looks Like (29:38) Tech Progress (33:52) Smart People Should Build Things (38:52) Worker Mental Health Crisis (40:30) How To Effectively Mobilize Talent (41:59) Old People Getting Younger Mentors (44:26) Research Genie Question (46:15) How To Improve Discovered Talent (47:24)   RESOURCES Website: http://www.marginalrevolution.com/ Twitter: https://twitter.com/tylercowen LinkedIn: https://www.linkedin.com/in/tyler-cowen-166718/ ‍ STEVEN KOTLER is a New York Times bestselling author, award-winning journalist, and Founder and Executive Director of the Flow Research Collective. He is one of the world's leading experts on human performance. His books include The Art of Impossible, Stealing Fire, and The Rise of Superman. His work has been translated into over 40 languages and appeared in over 100 publications, including the New York Times Magazine, Wall Street Journal, TIME, Wired, Atlantic Monthly, The Harvard Business Review and Forbes.

There's good news for homebuyers in the latest QV House Price Index, which shows the national average house price in New Zealand has fallen under $1 million in the last quarter. Wellington has been hardest hit, with house prices in the capital easing back 11 percent. At the same time, of course, house buyers have to factor in rising interest rates, credit constraints and inflationary pressures. QV manager of operations Paul McCorry spoke to Corin Dann.

This week Erin tells us about one of the youngest serial killers in the United States, 17 year-old Christine Falling.  Sources: https://murderpedia.org/female.F/f/falling-christine.htm https://www.nydailynews.com/news/justice-story/killed-babies-article-1.1203822 Support the show

Jobs Report Friday's job report was a good surprise showing non-farm payroll increased by 528,000 jobs, this caused the unemployment rate to fall to 3.5%. We have now recovered all the jobs lost during the pandemic returning to levels not seen since February 2020. Average hourly earnings were up 5.2% over last year but it appears that wage growth could be slowing. In a separate survey from Greenhouse a recruitment software company said that 70% of workers are optimistic about the job market. 66% of people surveyed said if their wages were cut, they would look for a new job. There are still about 5.9 million people in the labor force who want a job, based on the latest JOLT's report there is still nearly two jobs for each person looking for a job. The biggest gains in jobs were found in the Leisure and Hospitality, 96,000. These are not low paying jobs any longer, the nationwide average is $20.22/hr which is 26% higher than four years ago. Remember this is a national average, wages will be higher in California then in Arkansas. Job growth was also seen in Professional and Business services up 89,000, Healthcare up 70, 000, Government climbed 57,000, lastly construction jobs increased 32,000. The good news scared the markets and pushed the ten-year treasury to 2.84% with concerns of sharply higher and longer rate increases. Job Openings The JOLTS report came out this week and while the headline numbers may look concerning it is important to point out the levels, we have been seeing were extremely elevated and not sustainable. Total job openings of 10.7 million at the end of June missed the estimate of 11.14 million. This was a decline of 605,000 or 5.4% compared to the month of May and was well off the recent all-time high in March of 11.86 million. The level of job openings is well above the level of available workers as the difference is still 4.8 million. This means there were still 1.8 open jobs per available worker! Also, to give you an idea of where we were at pre pandemic, in December 2019 total job openings stood at 6.7 million. This was an elevated level historically and also, during a very healthy job market. Overall, this job's market still remains very strong. US Dollar We have been talking about the strong dollar that we are currently enjoying along with some of the benefits and unfortunately some of the negatives. Another example is recently the US dollar could by 80 Indian rupees, a high that has never been seen in history. Using the most recent trade report from 2019 (2020 was during Covid and not useable data) shows the US exported to India $59 billion but our imports were $87 billion. Our strong dollar means we will be paying less for the imports from India, hopefully we will not see a decline in what we export to them. Credit Card Increases Credit card balances increased $46 billion in the second quarter bringing total credit card debt to $890 billion. Inflation became the immediate concern, but maybe that is not the entire reason. Remember how much traveling has exploded in the second quarter with airlines and hotels seeing their businesses boom. When's the last time you were at the airport and saw someone pay cash? Most of these reservations and transactions are done online via credit card. The JOLTs report came out yesterday and was strong at 10.6 million job openings. When people have a job, they feel confident that they won't be losing it anytime soon and feel more comfortable running up some debt on credit cards. Two other facts should be pointed out. In the final quarter of 2019 credit card debt hit $930 billion, roughly $40 billion above where we are now. Also, consumers do have $2 trillion more in savings today than back in 2019. Assets Under Management A recent survey conducted by Bank of America of 300 fund managers with assets under management of $800 billion backed my optimism for our portfolio come the end of the year. It was revealed that cash holdings now stand at 6.1% which is the highest since October 2001, a month after the terrible event of 9/11. This may not mean that the decline is now over in equities, but it could signal that perhaps the worst is behind us. It was also notable that responses to the survey listed the three most popular sectors which included consumer staples, utilities, and healthcare. Unpopular in the survey was technology and consumer discretionary. Anyone want to guess what popular sectors Wilsey Asset Management agrees with? Please be aware we will not confirm nor deny. Secondary Market Around 6 to 12 months ago we did a post about the crazy secondary sneaker market with sales of sneakers going at outrageous prices. We posted this was happening because of all the free money that was being given out and when the free money stopped the market on secondary sneakers would drop like a deflated basketball. Well that time has come with a glut of sneakers on the secondary market and prices are falling by nearly a third. Just like the meme stocks and cryptocurrencies, when the demand drops so do the prices, and if you did invest in some limited edition sneakers you may want to be one of the many who are unloading now to get better prices. If not, you may be using them for playing basketball on the weekends. As I write this post, I also remember writing another post about the high-end luxury purses and how they were going for outrageous prices. I have not read anything yet on their decline, but it would not surprise me to see that within the next six months as well. If people would just be satisfied earning around 10% on good quality equities many more people would have a much better retirement. Recession 42% of Americans say they are not impacted financially from the recession but have become cautious with spending. However, consumer sentiment is at the lowest level on record going back to the late 70s which means consumers are more pessimistic than the 911 attack, the tech bust and the great recession from 2007 to 2009. On the positive side unemployment stands near record lows, savings for consumers are $2 trillion higher than before the pandemic and overall consumers seem resilient. So, what is a difference this time? The only thing I can think of is people have less faith in this current administration in Washington than they have in a long time. Inflation I've been predicting we will see inflation by the end of the year somewhere between 4% and 6%. While that is good news from these levels, the problem is that the Fed's inflation target is 2%. This may result in a repeat of the 1980 and 81-82 double dip recession. If inflation gets stuck in the 4% to 6% range in 2023 the Fed may once again start increasing interest rates in late spring or early summer causing two consecutive quarters of negative GDP. In summary this means 2022 and 2023 will be low growth years which do not favor growth stocks and investors will have to find good values in value stocks along with being patient and happy with returns in the 6% to 10% range and high volatility. Earning Season We're in the middle of earning season and you may be hearing or will be hearing some companies talk about the effects of the strong dollar on their earnings. Nearly a third of S&P 500 earnings come from overseas which can negatively affect their earnings. Be aware this negative affect could be gone in a year or so.   Harrison Johnson, CFP®: Medicare Irmad  (Income related monthly adjusted amount)

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Don't forget to subscribe, leave a rating and a 5-star review. I will be shouting out all 5-star reviews on the show!According to a report from housing brokerage HouseCanary, the Average rent for a single family home nationally is $2,495/month. This is a 13.4% increase from the first half of 2021.In this episode I share the 5 metros with the highest/lowest rents and my thoughts on what this means for investors. Get your tickets for the Dallas Networking Event- https://bit.ly/bredbwr Learn how to invest out of state- https://www.outofstatemoney.com/Access all of our resources on our website- https://www.blackrealestatedialogue.com/linksJoin the B.R.E.D. Investing Community- https://bit.ly/bredcommDownload my free guide Top 5 Down Payment Assistance Programs- https://bit.ly/dpassistance1Learn how to build your real estate team- https://bit.ly/buildyourteambredLearn how to find your first tenant- https://bit.ly/firsttenantcourseText BRED to 74121 to join our VIP Text List to get a free training and the latest updates!

The PSEi is the main index of the Philippine Stock Exchange (PSE). It is composed of a fixed basket of 30 companies, whose selection is based on a specific criteria. The PSEi provides a snapshot of the market's overall condition by gauging changes in the stock prices of select listed companies. There are six other sub-indices that provide a useful measurement of the sectoral performance, namely: Financial Index, Industrial Index, Holding Firms Index, Property Index, Services Index, and Mining & Oil Index. If you want to invest in the PSEi, you may buy FMETF, which is traded in the stock market similar to stocks. Alternatively, if you're interested to buy an S&P 500 ETF like SPY or VOO, you may use GoTrade.

Daily Dad Jokes (06 Aug 2022) [Promo] Daily Shower Thoughts is a new podcast launched by myself and my co-host Lorelai Stewart. Join us for random, amusing and mind bending epiphanies. Pod links here Daily Shower Thoughts website. You can now submit your own dad jokes to my voicemail, with the best ones to be included in upcoming episodes on this podcast. Just leave your name, the city and state you live in, and your best Dad Joke. Call (978) 393-1076. Look forward to hearing from you! [Promo] Do you like triva quizzes? Then check out my other podcast, The Daily Quiz Show, where I give you 10 questions to test your mettle. Each day brings a new category - Sports; Science; Art and Literature; Movies, TV and Celebrities; Music; and History. The Daily Quiz Show - Spotify The Daily Quiz Show - Apple Podcasts [Promo] Looking for a perfect gift for your Dad Joke? Get our "Dad Joke University" merch on Amazon! Click here to browse Get Daily Dad Jokes Premium, an ad-free version of this podcast. Breeze into the next level, be cool, and become a big fan of ours for just $5 per month for ad-free listening. Subscribe here on Supercast. Jokes sourced and curated from reddit.com/r/dadjokes. Joke credits: ramseyyyyyyyy, Antifoul_Al, Momex17, Z-Doctor-E, Osirisis99, MrInfinitumEnd, NikonDexter, TGYHJDFGH, Leading-Finger7634, mrjackstell, Creepnpeeps, DatabaseSolid, paulvs88 Do you have trouble getting to sleep? If so, try my other podcast, Sleepytime Nonsense Stories. It's a series of stories with no plotline set to calming music, designed to get you slowly drifting off to sleep. Search for Sleepytime Nonsense Stories on Spotify and Apple Podcasts today. Subscribe to this podcast via: Spotify iTunes Google Podcasts Youtube Channel Social media: Instagram Facebook Twitter Tik Tok Discord Interested in advertising or sponsoring our show with +30k daily streams? Contact us at mediasales@klassicstudios.com Produced by Klassic Studios using AutoGen Podcast technology (http://klassicstudios.com/autogen-podcasts/) Learn more about your ad choices. Visit megaphone.fm/adchoices

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The biggest take away from the July real estate numbers is the 43% decline in sales volume. This comes in a full 35% below the 10 year average, which more dramatically demonstrates the current landscape.   Equally as notable, new listings dropped 25% last month contributing substantially to the decrease in total inventory.    That number dropped for the first time in 6 months and speaks to the market ‘freeze' that we're in right now.   Both buyers and sellers are on the sidelines watching with bated breath. The result of these numbers is that the GVRD has entered a Balanced Market for the first time in almost 3 years, furthermore, detached homes are actually in a Buyers Market.   Rejoice?   Well - not so quick.   The recent interest hikes have pushed buying power down 25% when looked at from a monthly payment perspective.  Meaning prices would have to drop 25% from the peak to have an equal mortgage payment as it was before the rate hikes took place this year. So where are prices?   Well the HPI suggests a 4.7% decline from the March peak, whereas the Median and Average are closer to 11%.    Not nearly the 25% some buyers are hoping for.Looking forward, we can expect August numbers to look quite similar, with prices dipping further.   It will take until September to see volumes pick up, though those will be dampened with the expected 0.5% interest rate hike by the Bank of Canada on September 7th.   Rates will fluctuate, they always have.   So think of it this way, you marry your house, but you date your rate.  So make sure you love your home, and know that the only constant is change. www.thevancouverlife.com

Coming at ya from the depths of my heart and throat chakra today. Lots of feels swirling around and felt called to share this awakened wisdom with. Take a quick listen and let me know if this resonates with you. If you haven't yet, join me on Instagram and Tik Tok and let's connect. --- Send in a voice message: https://anchor.fm/allgoodjuju/message

In this episode of Savage & Average, Matt McChesney welcomes back to the show former Denver Broncos , David Bruton Jr. and Derek Wolfe. Listen as they discuss NCAA realignment, NFL, and the Denver Broncos!

During this episode, I reflect back on the final 6 months of 2021 and the beginning of 2022.   I really enjoy doing the solo reflection episodes as it is an opportunity to look back on what's been achieved and where we currently are at the moment with regards to the Tough Girl Podcast, what I'm doing personally and where I expect to see the business go over the following 6 to 12 months.    It also gives me an opportunity to answer any questions that patrons or members of the Tough Girl Tribe have.   During this episode I talk more about the Wales Coast Path and go into detail about money. How I afford to travel and go on adventures.   I also share more about my future plans which will be taking place in 2022 and what I hope will happen in 2023    I hope you enjoy this episode. New episodes of the Tough Girl Podcast go live every Tuesday at 7am UK time - Hit the subscribe button so you don't miss out.    Support the mission to increase the amount of female role models in the media especially in relation to adventure and physical challenges. Visit www.patreon.com/toughgirlpodcast and subscribe - super quick and easy to do and it makes a massive difference. Thank you.   Show notes Welcome to the episode What this episode is about Where I am at the moment What you can expect Why I do these episodes  Bringing you on the journey with me Being committed to the journey What's been going on Stats from the Tough Girl Podcast - Aug 2021 October 2021 - 28,000 downloads What am I doing wrong, how can I improve 2021 - Average of 45k - 50k per month January 2022 - 90,753 downloads in 1 month 2022 - Average of 77K per month Hitting 2 million downloads 2nd Feb 2022 Working with Playstation and Glamour Magazine What happened in March 2022 - Inov-8 and the March Daily Mile challenge, Sky Sports - International Women's Day New challenge with cicerone - Wales Coast Path in 2022 in 50 days Having a structure and having a plan  What happened in Aug 2021 - December 2021 Reflecting back on the Tough Girl UK Adventure Series  Celebrating my 40th Birthday and visiting the tough girl mural in Liverpool Special Birthday episode with Zoe Langley Wathern - Why so many women are scared to adventure and recognising our female role models with Sarah Williams   Doing the Great Glen Way in a day - 77 miles in 2 days 40 miles to celebrate my 40th - Youtube vlog -  Figuring out how to edit my adventures vlogs and working with a new editor Finding an editor - splitting the Tough Girl Youtube Revenue Split Working with Sharon in New Zealand - @freewheelingkiwi  Working with Georgia in Scotland @georgia.mercedes and Katy from the UK @tinytealtrekker Wanting to walk the PCT and vlog it at the same time. Trying to figuring out how to do it…. Oct/Nov/Dec 2021 - Recording and editing podcasts  Christmas 2021 and getting covid. March 2022 - Sports Podcasts Awards - Winner Best Urban and Adventure Podcast 2022 - winner by public vote Outdoor Expo in Birmingham - highly recommend Walking with Arry Berresford Webb on the first day of the Wales Coast Path - starting in Chester Where are the public toilet in Chester?! Question from Dan re the Wales Coast Path Climbing Aconcagua January 2013 The Altitude Centre London - Mountaineering Consultation What do I want to do for the next 6 months - not having any plans  Not having a plan and feeling unsettled Dealing with uncertainty and focusing on fitness Having a nephew in November - spending 3/4 months in Australia Working with Inov-8 in 2023 #MarchDailyMile Challenge  Doing an adventure with Adelaide Goodeve - helping to celebrate her 30th Birthday The Outer Hebrides - 156 miles - vlogging the challenge Doing an adventure with Gemma for 2 weeks in October What does the next few months look like…. PCT - SOBO July - November 2023 Talking about money - Question from Franny Having a safety net and being privileged Financial worries…. Not making money  Starting on Patreon in 2017 Not spending money at home Costs of adventures and how I pay for them “Feeling trapped” What do you want your life to look like Journal and ask yourself the simple questions What can I be grateful for? What are the little changes you can make Focus on what you can control Updates from the last episode - DProf, Women's Adventure Institute, Yin Yoga Qualification Project 7 - soft launch 7th August 2022 Any questions please do reach out sarah@toughgirlchallenges.com or DM me on Instagram THANK YOU for all your support 1,000 episodes and 3 million downloads in 2023 Driving change and wanting to make a difference   Social Media   Website www.toughgirlchallenges.com   Instagram @toughgirlchallenges   Facebook www.facebook.com/ToughGirlChallenges   Twitter @_TOUGH_GIRL   YouTube www.youtube.com/c/SarahWilliamsToughGirlChallenges     Take a listen to the previous solo reflections episodes    4th Aug 2021 - Sarah Williams - Reflects on the end of 2020 and the start of 2021   7th Aug 2020 - Sarah Williams - Reflections on 2019 & and the start of 2020.    4th Aug 2019 - Reflections on 2018 and the start of 2019. Plus plans for Tough Girl Challenges.    30th Dec 2017 - Reflecting on 2017 and the plans for 2018    30th Dec 2016 - Reflections for 2016 & Plans for 2017  

4 Steps to WIN in times of crisis  There is good news and bad news in moments of crisis. The bad news is that NO ONE is coming to save you! The good news is that high achievers wouldn't want it any other way.    Tough times separate the winners from the WHINERS!  That's what recessions do: they separate winners from losers. Winners will win under any circumstances. Whiners will find any excuse to become a victim of their circumstances. They make excuses and hope someone will come to save them.    4 steps to make sure you WIN in times of crisis. 1- Stop complaining. Most men are complaining and waiting to be saved. There is zero upside in spending energy complaining about your situation. Nobody gives a shit about your complaining! Everybody wants to complain. If you only focus on the negative, you are going to attract people who are also negative. Negative energy will attract negative people. Turn your complaint into a reason to take action.   2- Take extreme ownership Extreme ownership means everything is your responsibility. When you have nobody to blame, you will take a look in the mirror to see what you need to change. When bad things happen, they often happen because you were complacent. You didn't prepare for the situation. You didn't keep improving yourself. You let failure creep up on you. You are the problem and the solution.     3- Sharpen your skills In good times, people will settle for good enough; in hard times it pays to be a specialist. You have to spend time with the A-players in your organization because people will only do what they see you do. Average producers will not make it.    4- Double down on yourself The main thing that saved my business in the 2008 recession was that I doubled down on myself. If the king doesn't rise, everyone pays the price. Invest time, energy and money to reset, recharge, and recommit. Recommit to your WHY. Taking care of yourself is not selfish, it's smart.   If the king doesn't rise, people will suffer. That's the leverage you need to have every day. To the average person, that's a burden. Who you become in the next 2 years is going to set you up for decades. But you have to believe that this is what you were made for. The battle has to be exciting for you. In this moment of crisis, you will shine the light in the darkness.

Labor's climate bill has passed the lower house of federal parliament, meaning it's increasingly likely the 43 per cent emissions reduction target by 2030 will become enshrined in law.See omnystudio.com/listener for privacy information.

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Negin is joined this week by comedian, Mary Houlihan, and journalist, Mike Pesca, to talk about everything from Joe Manchin, to teenagers getting jobs, to finally finding out how normal we are! ——Rate Fake The Nation 5-stars on Apple Podcasts and leave us a review! Follow Negin Farsad on Twitter Email Negin fakethenation@headgum.com Support her Patreon  ——Host - Negin Farsad ——Producer - Andrew McGuire ——Engineer - Stepfanie Aguilar  ——Theme Music - Gaby AlterSee omnystudio.com/listener for privacy information.

Celebrating its 100th year in 2022, Vinmonopolet, the retail wine monopoly of Norway, is tasked with reducing overconsumption of alcohol while enabling a growing food and beverage culture in Norway. With over 32,000 selections, covering 95% of the population, and educating customers with podcasts and other programs, Trond Erling Pettersen, category manager, describes how the monopoly serves all segments of its customers and operates in a fair, transparent manner.  Support the show on Patreon!Detailed Show Notes: Vinmonopolet = “wine monopoly”~95% of the population lives w/in 30 min drive of a retail store340 shops>32,000 different products, >20,000 winesBasic range - ~1,000 wines, always on display in storesOrdering range - importers can stock anything, can be ordered from monopoly website or app, and have wines delivered or available for pickupStores can select ~25% of shelf space from the ordering range2021 - 118M liters of alcohol sold, 96M liters of wine (10.6M 9L cases) worth KR27B (~$2.7B) - taxes and profits go back to the governmentMonopoly's purposeEstablished due to overdrinking at the turn of the 20th century - it was a source of poverty, hunger, and social issuesFounded in 1922 - 100th birthday in Nov 20221919 - ban on spirits1922 - created monopoly to have the responsible sale of alcoholRestaurants and barsBuy directly from importers and producers, do not go through monopolySome trends start in restaurants, then customers go to the monopoly to buyRestaurants have higher-end wines and often cellar winesWine sourcing>600 importers supply monopoly, needs to go through a supplier, no direct purchasing allowedOrdering range - free access to market, suppliers that list whatever they wantSpecial selection - high-end, allocated wines purchased for monopolyBasic range: It starts by looking at sales figures, trends, customer demands, and holes in the rangeConduct research by meeting with producers and importersDevelop a tender plan (tenders 2x/year) to outline what to purchase for the next year with very detailed specifications (e.g., max price, packaging, region, etc.)Get samples and conduct a blind tasting panel which is scoredLaunched in stores with guaranteed placement for one yearWines then compete based on sales volumeAn extensive and fair processPricing - uses a standard formulaAverage wine - ~50% taxes, ~10-15% monopoly margin, ~35-40% supplier shareMonopoly provides calculators for suppliers to set pricingPricing transparency on the websiteSecondary marketStarted auctions ~10 years ago for people to trade winesMonopoly has people that value and inspect winesSet % fee for monopoly margin (lower than US auction houses)Partnered with an auction house Get access to library episodes See acast.com/privacy for privacy and opt-out information.

Amy and I discuss 4 step by step ways to help you create structure within your day. These principles have helped hundreds of our clients over the years and I'm sure they can help you as well!  Enjoy! --- Support this podcast: https://anchor.fm/livebeyondaverage/support

Data nerds rejoice! On this episode of Frontier FM, Ben sits down with Product Manager and Data Mad Scientist at Wisely, Kirk Schmidt to discuss what it means for charities to be data-driven in a meaningful way. The two dive into improving standards in the charitable sector, the difference between demographics and identity, and the value of taking a holistic approach to data. You will want to hear this episode if you are interested in... Getting to know Kirk Schmidt and how a degree in mathematics helps in the fundraising world [0:22]  The power of reinvestment, the potential of maintaining a business mindset in the charitable sector, and the vice of being shortsighted [7:17] What does it mean to be data-driven? [12:42] Thinking about RFM as a segmentation tool and how to use data effectively [16:01] Why average isn't always accurate and the value of holistic data [24:41] Unpacking identity versus demographics when surveying donors and the impact of personalization [29:27] Why good stewardship is good defense [37:29] What is A/B testing? [40:07] Resources & People Mentioned Email Frontier FM YOUR fundraising questions at junkmail@frontier.io!  5 Things You Should Know When Doing A/B Testing (Article) What if... (Video) Connect with Kirk Schmidt Follow Kirk on LinkedIn  Connect With Frontier Follow Benjamin Johnson on LinkedIn  Follow Matt Hussey on LinkedIn  Follow Megan McCaffery on LinkedIn  Website: https://Frontier.io Frontier on LinkedIn: https://www.linkedin.com/company/frontiermarketingco/

For today's episode, we have Jeanette Frazier the National Director Of Dealer Franchise Development. Company: CARSTAR Auto Body Repair Experts Position: National Director Of Dealer Franchise DevelopmentOct 2020 - Present · 1 yr 10 mosCompany:  Hendrick Automotive GroupPosition: Collision Center ManagerOct 2015 - Oct 2020 · 5 yrs 1 moCompany:  Priority Imports RichmondPosition: Collision Center Manager-  Managed a 35,000 square foot repair facility with 44 employees. Handled direct repair accounts for Geico, State Farm, All State, Nationwide, Liberty Mutual, Horace Mann, Erie, MetLife, and several fleet accounts. Average sales per month were a little over $750,000.COMPANY DESCRIPTION:Company:  CARSTAR Auto Body Repair ExpertsIndustry:  CarsSpeciality: Collision repair, Towing, Auto body repair, Hail damage, Dent repair, Vehicle painting, Vehicle detailing, Insurance repairsEmployees: 5000-10000HQ Phone: (630) 482-3554CARSTAR Auto Body Repair Experts is a private company that has been in the industry for 33 years. The company currently specializes in the Automotive, Automobile Dealers, Service providers, Online Platforms areas. The position of the President is occupied by Dean Fisher. Its headquarters is located at Conway, North Carolina, USA. The number of employees ranges from 1.0K to 5.0K. The annual revenue of CARSTAR Auto Body Repair Experts varies between 500M and 1.0B.Educational Attainments: Indiana State University - Bachelor of Science (B.S.) Marketing 1997 – 2001Licenses & certifications-Toyota Motor CorporationToyota Certified Collision Center Manager LinkedIn: https://www.linkedin.com/in/jeanette-frazier-92470a71/If you are interested in learning more about ClarityCoat, you can visit us here-Website: https://claritycoat.comFacebook: https://facebook.com/claritycoatofficialInstagram: https://instagram.com/claritycoat_official

EPISODE SUMMARY In this episode of Chan With A Plan, host Max Chan speaks with Natalie Murphy, who successfully transitioned from a Recruiter Role to her 1st Customer Success Manager Role in Tech. She provides job search tips from her days as a recruiter and also provides insights and strategies on how she was able to make the pivot to a Customer Success Management position, so you can do the same as well in your career.   QUOTES “I love understanding the mind. I love understanding interpersonal relationships, human interactions, human behavior, and recruiting as a sales job. The great and not great thing about recruiting is that your product is a person, so it can talk back to you. And it can also say no.” – Natalie Murphy “I know that in the digital age, a lot of us are used to texting or sending you know, messages or emails. But having a simple professional voicemail, just stating your name, when you'll get back to them, making sure that you're smiling while you're speaking. Because it makes a really big difference.” – Natalie Murphy “If you can put some sort of hook in a cover letter. That's awesome. If you have something that's very copy and paste generic, it doesn't stand out and not really worthwhile, just kind of extra space, it could kind of dissuade a recruiter or hiring manager.” – Natalie Murphy   TIMESTAMPS [01:29] Natalie's story [06:44] Common mistakes by job applicants [11:23] Resume mistakes you don't want to make [13:46] The great cover letter debate [18:00] Mindset shift from being a recruiter compared to being a hiring manager [23:24] Moving from New York to Colorado [27:29] Finding a job before you move  [32:01] Transparency laws [36:01] Making the career shift and determining factors [44:38] Challenges as a customer success manager  [45:47] Average day as a customer success manager [49:07] Advice if you want to get into customer success management [59:16] Natalie's big challenge and how she overcame it   RESOURCES & RELEVANT LINKS Natalie Murphy Social Media: LinkedIn Chan With A Plan Max Chan on Social Media

Goodbye, Wand of Smiles; No one knows how to socialize; Magic piano. The party starts socializing with the partygoers to try and gain entry into the investment pitch and the back area. Seirys trades her wand for important information regarding one of the judges. Hyrkir tries his hand at playing a magic piano.  Beatdown City -- Darren Curtis; Shady Town; Still Waiting -- One Man Symphony,  CCBY4.0; City of Duisburg -- One Man Symphony,  CCBY4.0

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Thank you for joining us on Breakfast With Champions! Today we hear from Glenn Lundy, the founder of Breakfast With Champions, #RiseAndGrind and 800% Club. Lundy believes if you can change the way people start their day, it'll make a massive impact in their life, working and motivating to create the best versions of people, 23 year automotive leader!

FactSet Senior Earnings Analyst John Butters provides an update of the key metrics for the second quarter earnings season for the S&P 500, as we're starting the final peak week of the earnings season. He then discusses revisions to earnings estimates for S&P 500 companies for the third quarter.

Thank you for joining us on Breakfast With Champions! Today we hear from Tina Wilson, a Mind & Body Transformation Coach who will help you create a lifelong change!  Working to support those turn their tragedies into triumphs! 

You've heard the stats: the percentage of single-family homes in Jacksonville owned by institutional investors has never been higher, and that brings up an unprecedented scenario.But is it good or bad for real estate investors?Times of economic uncertainty requires up-to-date market insights, and we're paying close attention to where the economy is going.But media outlets are simply parroting what other media outlets are saying.That's why we're bringing you non-obvious insights from Gregg Cohen and our Not Your Average Investor Community.We'll pick out specific things currently happening in the economy, topics being misunderstood by investors, and opportunities we see in the marketplace to give you our perspective as rental property investors.This week, we're going to discuss:- What changes it means for investors that Wall Street is buying so many single-family homes in Jacksonville- Why the latest months of inventory numbers will surprise you- How the latest perk in corporate America (gas money) affects real estate investing- And all your questions!Got any thoughts on what's happening in the market?  Come share them with us on the show!------------------------------------------------------------------------------------------------------------------

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Today on Daily News You Can Use, Ray, Kimberly, and Zach discuss rising auto loan delinquencies, repossessions, and monthly payments. Also, we get Kimberly's take on the CFPB's fine of Hyundai. Tune in!

Jeff and Dan check into Browns training camp and listen into Joe Woods speaking from the podium and talk about the defense and can a league average offense and QB make the postseason. Listen to Baskin and Phelps weekdays from 10am to 2pm on 92.3 The Fan and on the Audacy App!

Recessions, high inflation, or all-time market highs are usually the only times investment news makes its way into mainstream media. Financial news is really incentivized to instill fear or greed and is only entertainment at the end of the day. Ignoring this noise is paramount to a better investing experience and zooming out to the big picture can help keep market adversity in proper perspective.  Emotions, or the behavioral side of investing, costs the average investor over 3% a year when it comes to growing wealth.  No one can completely ignore the pain of losing money or the animal spirits when the markets are doing well. Staying objective, sticking to your plan, and avoiding emotional mistakes are must-haves if you want to grow wealth efficiently. A good advisor prepares you before market adversity hits and then communicates in a way you can understand through markets like we have now.  Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (