Podcasts about social security

Means-oriented social benefit

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    Ready For Retirement
    Can You Retire Without $1 Million? The Truth Might Surprise You

    Ready For Retirement

    Play Episode Listen Later Aug 5, 2025 16:36 Transcription Available


    Forget the myth that you need a million dollars to retire. What really matters is creating sustainable cash flow—not hitting a magic number.Retirement success comes down to three things: your expenses, guaranteed income (like Social Security or pensions), and the gap your savings need to fill. For some, that gap is smaller than expected.Real examples—like a couple living comfortably on $300K in investments—show it's possible. Small lifestyle changes, like cutting $1,000 in monthly expenses, can reduce your retirement savings need by hundreds of thousands.Define what “comfortable” means to you, then calculate the gap. The real number might surprise you._ Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

    The David Knight Show
    Mon Episode #2068: UK's Orwellian Internet Law: ID to Order a Pizza, VPNs Next

    The David Knight Show

    Play Episode Listen Later Aug 4, 2025 136:52


    01:00:39 – UK Online Safety Act Turns OrwellianOpening segment warns that Britain's new law now requires ID for everyday activities — from adjusting Nvidia graphics card settings to ordering a pizza — and is rapidly expanding into a full surveillance regime. 01:07:09 – VPNs, Xbox & Age‑Locked InternetDiscussion on UK plans to ban VPNs and force age‑verification IDs for online gaming, social features, and even accessing support forums — a sweeping restriction on free expression. 01:15:24 – Feminist Group ‘Collective Shout' Driving Game CensorshipExposes how the Australian activist group is working with payment processors to ban games globally, pushing moral‑control agendas under the guise of child protection. 01:45:06 – Trump's $200 Million White House BallroomCritiques Trump's plan to add an opulent ballroom to the White House as an ego project, mocking his claim that past presidents “always wanted” one but couldn't do it until him. 01:50:16 – Trump, Epstein & Mar‑a‑Lago ConnectionDetails claims that Epstein victim Virginia Giuffre worked at Mar‑a‑Lago before being trafficked, and speculation that Ghislaine Maxwell's transfer to a low‑security prison could set up a pardon. 02:17:17 – U.S. Debt is $151 Trillion, Not $37 TrillionA Zero Hedge report reveals the real national debt — including unfunded liabilities for Social Security and Medicare — is over $151 trillion. The host mocks the government's “it's not debt until we pay it” logic. 02:26:15 – Stablecoins as a Stealth CBDCDiscussion of the new Genius Act regulating stablecoins, described as a backdoor to a central bank digital currency. The host warns it will allow total financial surveillance and instant “de‑banking” for political speech. 02:52:19 – The “Five‑Hour School Week” Homeschool ModelStory of parents who discovered they could teach their child all required material in just one hour a day, leading to better results and more time for real‑life learning. 03:00:54 – Homeschoolers Outperform Public SchoolsData shows homeschoolers scoring 15–30 percentile points higher than public school students, even for low‑income families. The host calls public schools Marxist indoctrination centers. 03:08:50 – Canada Dumps Academic StandardsBritish Columbia drops subject‑specific standardized testing in favor of “literacy” and “numeracy” assessments, replacing A–F grades with vague labels like “developing” and “proficient.” Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

    CNN News Briefing
    Democrats leave Texas, Social Security checks, '80s actor dies & more

    CNN News Briefing

    Play Episode Listen Later Aug 4, 2025 6:29


    Texas House Democrats are trying to stop a new congressional map being passed by leaving the state. One month on, Texas flooding survivors are still waiting for funding. Social Security will stop sending physical checks next month. Another death has been confirmed after part of a mine collapsed in Chile. Plus, tributes are being paid to a popular '80s actor.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The REAL David Knight Show
    Mon Episode #2068: UK's Orwellian Internet Law: ID to Order a Pizza, VPNs Next

    The REAL David Knight Show

    Play Episode Listen Later Aug 4, 2025 136:52


    01:00:39 – UK Online Safety Act Turns OrwellianOpening segment warns that Britain's new law now requires ID for everyday activities — from adjusting Nvidia graphics card settings to ordering a pizza — and is rapidly expanding into a full surveillance regime. 01:07:09 – VPNs, Xbox & Age‑Locked InternetDiscussion on UK plans to ban VPNs and force age‑verification IDs for online gaming, social features, and even accessing support forums — a sweeping restriction on free expression. 01:15:24 – Feminist Group ‘Collective Shout' Driving Game CensorshipExposes how the Australian activist group is working with payment processors to ban games globally, pushing moral‑control agendas under the guise of child protection. 01:45:06 – Trump's $200 Million White House BallroomCritiques Trump's plan to add an opulent ballroom to the White House as an ego project, mocking his claim that past presidents “always wanted” one but couldn't do it until him. 01:50:16 – Trump, Epstein & Mar‑a‑Lago ConnectionDetails claims that Epstein victim Virginia Giuffre worked at Mar‑a‑Lago before being trafficked, and speculation that Ghislaine Maxwell's transfer to a low‑security prison could set up a pardon. 02:17:17 – U.S. Debt is $151 Trillion, Not $37 TrillionA Zero Hedge report reveals the real national debt — including unfunded liabilities for Social Security and Medicare — is over $151 trillion. The host mocks the government's “it's not debt until we pay it” logic. 02:26:15 – Stablecoins as a Stealth CBDCDiscussion of the new Genius Act regulating stablecoins, described as a backdoor to a central bank digital currency. The host warns it will allow total financial surveillance and instant “de‑banking” for political speech. 02:52:19 – The “Five‑Hour School Week” Homeschool ModelStory of parents who discovered they could teach their child all required material in just one hour a day, leading to better results and more time for real‑life learning. 03:00:54 – Homeschoolers Outperform Public SchoolsData shows homeschoolers scoring 15–30 percentile points higher than public school students, even for low‑income families. The host calls public schools Marxist indoctrination centers. 03:08:50 – Canada Dumps Academic StandardsBritish Columbia drops subject‑specific standardized testing in favor of “literacy” and “numeracy” assessments, replacing A–F grades with vague labels like “developing” and “proficient.” Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

    Optimal Finance Daily
    3235: [Part 1] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

    Optimal Finance Daily

    Play Episode Listen Later Aug 3, 2025 12:30


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3235: Darrow Kirkpatrick dispels two common myths that can sabotage your retirement planning: that Social Security will cover your needs and that you need millions to retire. With clear data and personal insights, he explains why self-reliance and realistic expectations are key to designing a secure and fulfilling retirement. Read along with the original article(s) here: https://www.caniretireyet.com/3-great-misconceptions-retirement-saving/ Quotes to ponder: "You need to plan on providing mostly for yourself, rather than relying on others, including the government." "Even if full Social Security benefits were preserved, they would likely be unable to cover all of your retirement living expenses." "There is little risk to an advisor in you working 5 or 10 years longer and dying with a few extra million on hand." Episode references: NewRetirement Retirement Planner: https://www.newretirement.com/retirement/planner Social Security Administration: https://www.ssa.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Iced Coffee Hour
    Dave Ramsey's Shocking Prediction For Housing Prices, Stock Market, & The Trump Economy

    The Iced Coffee Hour

    Play Episode Listen Later Aug 3, 2025 95:44


    Oracle: Right now, with zero commitment, try OCI for free at https://oracle.com/iced Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Noble Gold: Get your FREE Gold & Silver Guide at https://noblegoldinvestments.com/iced/ Follow Dave Ramsey: On Youtube - https://www.youtube.com/@UCzpwkXk_GlfmWntZ9v4l3Tg On Instagram - https://www.instagram.com/daveramsey/?hl=en Website - https://www.ramseysolutions.com/?srsltid=AfmBOorftYEdsn735w1cPjlWYE5nSSLtDgA-ff_P2ftsp1s9BcBgZou6 Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:38 - Predictions for Trump economy 00:05:13 - Should average person change financial strategy? 00:12:39 - Investing strategy for 2025 00:13:30 - How to get a good deal 00:15:38 - ROI to look for in investments 00:16:36 - Sponsor - Oracle 00:17:41 - Opportunities in commercial real estate 00:20:35 - Concerns over national debt 00:24:58 - How to fix national debt 00:26:08 - Thoughts on Social Security 00:31:13 - How generosity can help the economy 00:35:42 - People who don't want to work 00:35:59 - Sponsor - Helium Mobile 00:40:13 - Bill Gates and taxes 00:42:42 - Is there any excuse to be poor in America? 00:47:06 - Knowing someone won't follow your advice 00:48:34 - Struggles with mortality 00:53:25 - Biggest opportunities today (revisit) 00:58:39 - What holds people back from success 01:07:12 - Sponsor - Shopify 01:08:40 - Sponsor - Noble Gold 01:09:45 - Problems facing modern men 01:13:56 - What people need to hear to make a change 01:15:50 - Questions to ask your spouse 01:19:37 - If your spouse isn't supportive 01:21:14 - From feeling rich to being rich *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    CBS Sunday Morning with Jane Pauley
    The Money Issue: A Retirement Guide

    CBS Sunday Morning with Jane Pauley

    Play Episode Listen Later Aug 3, 2025 64:25


    Jane Pauley hosts our special broadcast focusing on securing a fulfilling retirement. In our cover story, David Pogue looks at the state of Social Security. Also: Luke Burbank reports on the FIRE movement for people seeking financial independence to retire early; Susan Spencer explores the creation of bucket lists; Tracy Smith sits down with the comedy duo Cheech & Chong; Robert Costa talks with Drew Barrymore who, at 50, landed on the cover of AARP: The Magazine; Martha Teichner explores Latitude Margaritaville, a 55+ active community in Florida inspired by Jimmy Buffett; Seth Doane travels to Malta, where Americans are finding a more affordable retirement destination; Conor Knighton visits a retirement home for chimpanzees, while Lee Cowan checks out a site for retired warplanes; and Kelefa Sanneh talks with the “father of the 401(k).” To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Motley Fool Money
    How Much Makes Someone Wealthy, and Why It Pays to Delay Social Security

    Motley Fool Money

    Play Episode Listen Later Aug 2, 2025 22:33


    More people are claiming Social Security early in 2025. Robert Brokamp speaks with Dr. Michael Finke, a professor at the American College of Financial Services, about why he thinks this is likely a mistake for most retirees.Also in this episode:- How much money do you need to be financially comfortable, and how much makes you wealthy?- Which countries' stock markets are performing the best in 2025-A unique way to measure the stock market's valuationHost: Robert BrokampGuest: Dr. Michael FinkeEngineer: Adam Landfair Learn more about your ad choices. Visit megaphone.fm/adchoices

    Beau of The Fifth Column
    Let's talk about Trump backdooring Social Security....

    Beau of The Fifth Column

    Play Episode Listen Later Aug 2, 2025 4:39


    Let's talk about Trump backdooring Social Security....

    Allworth Financial's Money Matters
    Estate Planning, Investment Strategies & Retirement Timing: Your Money Questions Answered

    Allworth Financial's Money Matters

    Play Episode Listen Later Aug 2, 2025 45:59


    On this week's Money Matters, Scott and Pat break down headlines shaping your money—from housing gridlock and interest rate anxiety to the risks of letting politics guide your investments. A fiery caller sparks a raw debate on using options, leading to honest talk on risk, returns, and financial reality. Scott and Pat also cover AI in financial advice, smart tax strategies for business owners, and when a simple trust is all you need. Plus, real listener questions on Social Security timing and estate planning—drama included (just a little). Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

    The Retirement and IRA Show
    Ohio, Medicare, Social Security, Roth 401k, and Annuities: Q&A #2531

    The Retirement and IRA Show

    Play Episode Listen Later Aug 2, 2025 118:32


    Jim and Chris discuss Jim's relocation experience to Ohio, a listener PSA on Medicare, questions about Social Security payment timing and divorce eligibility, Roth 401k withdrawals under the rule of 55, and close with an annuity comparison answer so long it practically qualifies as a mini EDU. (17:00) A listener PSA reminds others that Medicare […] The post Ohio, Medicare, Social Security, Roth 401k, and Annuities: Q&A #2531 appeared first on The Retirement and IRA Show.

    Creating Wealth Real Estate Investing with Jason Hartman
    2328 FBF: The Future of Longevity Science with Dr. John Rush & The Perils of High Frequency Trading with Michael Lewis Author of ‘Flash Boys'

    Creating Wealth Real Estate Investing with Jason Hartman

    Play Episode Listen Later Aug 1, 2025 64:29


    This Flashback Friday is from episode 370, published last April  7, 2014. Jason Hartman talks about Michael Lewis's new book "Flash Boys" and comments the on the excellent CBS 60 Minutes segment discussing high-frequency trading and how the stock market, according to Michael Lewis and many other experts, is rigged. Then, Jason interviews Dr. Rush from Cenegenics as they discuss the latest breakthroughs in health and longevity science. This interview was originally recorded for Jason's new "Longevity Show" which will launch soon but he wanted to share it in this episode so you can benefit from the ideas right away. Visit www.JasonHartman.com for details. Many experts believe that we are on the verge of major breakthroughs when it comes to increasing lifespan and this has wide ranging implications for, not only our own lives and well-being, but the economy, the real estate market, commodities consumption, wealth creation, government entitlement programs like Social Security and Obamacare but also the outlook for inflation and investing to grow our wealth with income property.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

    Talking Real Money
    Saving Investors

    Talking Real Money

    Play Episode Listen Later Aug 1, 2025 30:49


    With Don out, Tom Cock and advisor Roxy Butner tackle the increasingly hot question: should you trust a human or a machine with your money? They dig into two recent studies—one showing AI beating most fund managers, and another suggesting no long-term winner at all. Listener questions range from DIY ETF portfolios and Roth IRA conversion pitfalls to a wildly complex $2.5M retirement scenario involving crypto, precious metals, and a self-directed IRA full of land. Tom and Roxy break it all down with practical advice and a few well-placed jabs at donut holes, Darth Vader, and inheritance headaches. 0:04 More machine than man? Tom opens with AI vs. human money management 1:14 Stanford AI outperforms 93% of human fund managers—sort of 2:35 Another study says: no clear winner between AI and humans 3:12 Why persistent outperformance doesn't exist—and that's OK 3:39 Roxy joins: paddleboards, decorating, and financial clarity 4:16 Listener question: DIY ETF portfolio for granddaughter (too complex) 5:54 Portfolio breakdown: too much large cap, bonds in a Roth? 7:44 Listener question: Switching from Vanguard Star Fund to ETFs 9:32 Roth IRA tips: stock-heavy, not for bonds or cash 10:25 Listener question: Deductible IRA mistake—now what? 11:54 Backdoor Roth IRA rules, income limits, and pro-rata traps 13:19 Recharacterization forms and Social Security timing advice 14:44 Listener question: ETF dividends—should I reinvest or not? 15:14 ETF tax basics: capital gains vs. dividends 16:42 Listener question: $2.5M+ retirement plan review from Woodstock, GA 17:14 Income breakdown: Air Force pension, SS, rental income, part-time job 18:43 Self-directed IRA full of land, CDs, and cash 19:59 Precious metals and crypto: too much risk, not enough balance 20:35 Bonds or not? Depends on goals, not age 21:55 Planning questions: What's the money for? 23:25 RMDs and taxes from a self-directed IRA 24:27 Fair market value complications and IRS penalties 25:46 Inheriting land in an IRA: yes, it's a pain 27:28 Wrap-up: Why human advice still matters—even if AI's getting smarter Learn more about your ad choices. Visit megaphone.fm/adchoices

    Retire With Purpose: The Retirement Podcast
    513: The One Big Beautiful Bill Act: What It Really Means for Your Retirement Taxes

    Retire With Purpose: The Retirement Podcast

    Play Episode Listen Later Aug 1, 2025 49:27


    What does the “One Big Beautiful Bill Act” mean for your retirement? Find out how the latest tax legislation—from permanent TCJA extensions to surprising changes in charitable giving, Social Security taxation, 529 plan use, and more—could affect your tax strategy for years to come. In this episode, we discuss: Updated inflation adjustments Capital gains nuance Enhanced standard deduction for seniors Social Security misconceptions New “below-the-line" deductions Today's article is from the Kitces.com blog titled, Breaking Down The “One Big Beautiful Bill Act”: Impact Of New Laws On Tax Planning. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/513

    Good Morning Liberty
    Dumb BLEEP of the Week! Pt. 2 (Sydney Sweeney Ad, Joey Swoll, Social Security & More) || EP 1606

    Good Morning Liberty

    Play Episode Listen Later Aug 1, 2025 68:05


    Join Nate Thurston and Charles Thompson in this episode of Good Morning Liberty, recorded in Nashville, Tennessee. The hosts discuss the backlash surrounding actress Sydnee Sweeney's controversial American Eagle ad and the ensuing social media uproar. They also dive into the debate over privatizing Social Security, prompted by recent comments from Treasury Secretary Scott Besson. The episode covers Mayor Pete Buttigieg's stance on trans athletes and the mixed reactions it received from the LGBTQ+ community. Lastly, they address the economic struggles faced by Gen Z and compare them to past generations, focusing on the housing market and inflation. This episode features Dumb Bleep of the Week and much more! (00:00) Introduction and Greetings (00:43) Studio Move and Upcoming Plans (01:47) Dumb Bleep of the Week: Sydney Sweeney Controversy (04:29) Public Reactions and Media Coverage (07:10) Psychological Analysis and Feminine Toxicity (11:34) Further Reactions and Commentary (27:45) Joey Swoll and Hulk Hogan Controversy (32:12) Addressing Past Mistakes and Apologies (33:18) Critique of Apology Culture (34:39) Discussion on Hulk Hogan's Influence (36:30) Debate on Social Media Reactions (40:46) Privatizing Social Security Controversy (54:51) Economic Comparisons Across Generations   Links: https://gml.bio.link/   YOUTUBE: https://bit.ly/3UwsRiv   Check out Martens Minute! https://martensminute.podbean.com/   Follow Josh Martens on X: https://twitter.com/joshmartens13   CB Distillery 25% off with promo code GML cbdistillery.com   Join the Fed Haters Club! joingml.com  

    Modern Dadhood
    Fighting a Flawed System | Picasso Cognizance on Child Support, Custody

    Modern Dadhood

    Play Episode Listen Later Aug 1, 2025 41:34


    Navigating the legal maze of child support and custody can feel impossible... especially when the system seems stacked against you. Picasso Cognizance learned this the hard way when his partner's family took his son away from him at the age of two. Picasso spent the next nearly two decades paying child support, immersing himself in the world of parental rights, and being ping-ponged between agencies who made no effort to help him. Picasso opens up about the emotional and legal challenges he faced when trying to regain access to his son, and shares why he started Resolute Fathers, an organization dedicated to educating other parents about how to navigate these flawed systems.Topics include:Challenges of Child Support and Custody: Picasso Cognizance shares his personal experience navigating the legal and emotional difficulties of losing custody and paying child support.The Importance of Knowing Parental Rights: Emphasis is placed on the need for parents to understand their rights, state laws, and how the system works in order to protect themselves and their relationship with their children.Emotional Toll and Resilience: The conversation highlights the emotional hardships, feelings of frustration, and the need for perseverance and hope when facing a complex family court system.Advocacy and Support: Picasso discusses his work with Resolute Fathers, aiming to educate and support parents (particularly fathers) going through similar struggles.Encouragement for Constructive Co-Parenting: The value of cooperative co-parenting without unnecessary legal intervention is underscored as a path to healthier family dynamics. After the interview, Marc shares a tender (and hilarious) story of a 7 year old with big feelings. LINKSResolute Fathers (Instagram)Who's The Daddy? (Amazon)Victor M. Sweeney on Modern DadhoodCaspar BabypantsSpencer AlbeeModern Dadhood (website)AdamFlaherty.tvStuffed Animal (Marc's kids' music)MD (Instagram)MD (Facebook)MD (YouTube)MD (TikTok) #moderndadhood #fatherhood #parenthood #parenting #parentingpodcast #dadding #dadpodcast

    Egberto Off The Record
    Cartoon Dictator Trump explodes at job report. TN Rep. exposes perils of privatization. IRS fail!

    Egberto Off The Record

    Play Episode Listen Later Aug 1, 2025 56:15


    Thank you Independent Voter 1, Allyster Waters, Joan Diehl, Diane Barton Trees-Clay, Mary Cuellar, and many others for tuning into my live video! Join me for my next live video in the app.* State Rep. Jon Rosenthal discusses Texas Democrats' fight to prevent Republican redistricting: Texas House District 135 and Vice-Chair of the House Redistricting Committee Jon Rosenthal makes it clear that Democrats will continue their fight to prevent Republicans from implementing Trump's mandated redistricting. [More]* Treasury secretary admits Trump tax scam offer is a backdoor for privatizing Social Security: Trump's billionaire Treasury Secretary Scott Bessent, despite repeated claims that they wanted to protect Social Security, is saying the quiet part out loud. They will gut Social Security if we allow them. [More]* Why Is So Much of Corporate Media Caving to Trump?: A new ranking of the 35 largest media conglomerates finds a systemic failure to protect democracy against authoritarianism. [More] To hear more, visit egberto.substack.com

    The Majority Report with Sam Seder
    3550 - The Immigration-Incarceration Pipeline; Neoliberalism in Crisis w/ Silky Shah, Tim Sahay

    The Majority Report with Sam Seder

    Play Episode Listen Later Jul 31, 2025 91:54


    It's Emmajority Report Thursday! On today's show: After facing significant backlash, Scott Bessent makes a half-hearted attempt to walk back his comments about using Trump "accounts" as a backdoor to privatize Social Security. Silky Shah, author of Unbuild Walls: Why Immigrant Justice Needs Abolition, joins us to discuss how immigration policy fuels mass incarceration. Then, Tim Sahay, co-editor of the Polycrisis newsletter, stops by to talk about the crumbling foundations of neoliberalism and what comes next. In the Fun Half: Brandon Sutton and Matt Binder join us as we kick things off with Cory Booker's passionate floor speech—no, not about Gaza, Epstein, or austerity—but about a procedural technicality in a bill he supported twice. We break down the Senate vote on Bernie Sanders' failed proposal to block additional arms shipments to Israel—and Bernie's ongoing refusal to say the word “genocide.” Plus: a deep-pocketed centrist enters the race for Jerry Nadler's seat, borrowing stylistic cues from Zohran Mamdani, minus the actual policy platform. All that and more, plus your calls and IMs! The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors EXPRESS VPN: Get up to 4 extra months free. Expressvpn.com/Majority ZOCDOC: Go to Zocdoc.com/MAJORITY and download the Zocdoc app to sign-up for FREE and book a top-rated doctor. SUNSET LAKE: Right now at sunsetlakecbd.com, you can try our new Lifted Teas for 25% off when you use the coupon code DrinkUp. That's “drink up,” all one word with no spaces.  Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder – https://majorityreportradio.com  

    The David Pakman Show
    7/31/25: Trump admin launches health spying system, Kamala setting up ‘28 run

    The David Pakman Show

    Play Episode Listen Later Jul 31, 2025 65:13


    -- On the Show: -- Lena Gonzalez, California Senate Majority Leader and Chair of the California Latino Legislative Caucus, joins David to discuss the devastating impact of Trump's immigration raids -- Kamala Harris declined to run for California governor, suggesting she may be positioning for a 2028 presidential campaign -- Donald Trump and Robert F Kennedy Jr are launching a national health tracking system with Big Tech partners -- Trump's Treasury Secretary Scott Bessent confirmed plans to privatize Social Security using private savings accounts -- Donald Trump appeared confused during a press exchange and dismissed questions about Epstein file revelations -- Donald Trump appeared to doze off during a roundtable while Dr Mehmet Oz outshined him with policy questions -- Donald Trump attacked Federal Reserve Chair Jerome Powell for refusing to lower interest rates and not caving to political pressure -- FDA Commissioner Marty Makary claimed on TV that someone he knew died from the COVID vaccine, ignoring population-wide data -- On the Bonus Show: Half of Americans think economy is getting worse, Karoline Leavitt's 2022 campaign still owes $323K, Hawley pushes for tariff rebate checks, and much more...

    The Mark Thompson Show
    Treasury Sec. Says Quiet Part: Trump's Baby Accounts May Lead to Privatizing Social Security 7/31/25

    The Mark Thompson Show

    Play Episode Listen Later Jul 31, 2025 125:53


    The Mark Thompson Show 7/31/25Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal.  https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24And you'll find everything on our website: https://www.themarkthompsonshow.com

    Egberto Off The Record
    Privatizing Social Security. Rep. Rosenthal on redistricting. Why mainstream media cave to Trump.

    Egberto Off The Record

    Play Episode Listen Later Jul 31, 2025 58:00


    Thank you Bev Ferguson, Donna Carrillo Lopez, Mitchell J Rappaport, Anthony LoFranco, and many others for tuning into my live video! Join me for my next live video in the app.* State Rep. Jon Rosenthal discusses Texas Democrats fight to prevent Republican redistricting: Texas House District 135 and Vice-Chair of the House Redistricting Committee Jon Rosenthal makes it clear that Democrats will continue their fight to prev… To hear more, visit egberto.substack.com

    Egberto Off The Record
    Meet The Press drills Speaker. Aquino discusses rally and redistricting. Social Security admission.

    Egberto Off The Record

    Play Episode Listen Later Jul 31, 2025 58:00


    Thank you to everyone who tuned into my live video! Join me for my next live video in the app.* MTP's Kristen Welker calls out Speaker Johnson on his Hamas lie promoted by genocidal Netanyahu: Meet The Press's Kristen Welker did not allow Speaker Johnson to get away with the lie parroted by genocidal Netanyahu about Hamas stealing food. It's Netanyahu and… To hear more, visit egberto.substack.com

    What Your CPA Wants You to Know
    104. From W-2 to 1099: Everything You Need to Know About Self-Employment Taxes

    What Your CPA Wants You to Know

    Play Episode Listen Later Jul 30, 2025 29:25 Transcription Available


    Send us a textTransitioning from W-2 employment to receiving 1099 income fundamentally changes your tax situation and officially makes you a business owner, even if you're doing the same work as before.• Self-employment tax means paying both the employer and employee portions of Social Security and Medicare (15.3%) on top of income tax• Business expenses can be deducted against your 1099 income, reducing your taxable income significantly• Opening a separate business bank account is crucial for tracking income and expenses correctly• You can simply transfer money from your business account to your personal account as needed• Estimated quarterly tax payments are required to avoid penalties from the IRS• Consider setting aside 25-40% of income for taxes depending on your tax bracket• Health insurance and retirement planning now fall entirely on your shoulders• Once netting over $50,000 in profit, consider forming an LLC and electing S-Corporation status• S-Corps require more complex paperwork but can save significant money in self-employment taxes• Higher-earning contractors should work with a CPA rather than trying to handle everything themselvesCheck out our guides for new businesses and S-Corp owners in the show notes if you need step-by-step assistance navigating your new tax situation.Create a STAN Store - Click here to try it out!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Shop our business guides!Our Instagram PageOur family page

    Retire In Texas
    What Financial Questions Should Widows Ask First?

    Retire In Texas

    Play Episode Listen Later Jul 30, 2025 20:01 Transcription Available


    In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with PAX Financial Advisor Haley Wall for a heartfelt discussion on the emotional and financial challenges faced by widows. Drawing from real-life experiences and her work as a certified Loss of Life Advocate, Haley explains how widows can regain clarity and make informed financial decisions after a loss. From navigating life insurance and estate documents to avoiding predatory scams and understanding Social Security's widow blackout period, this episode offers practical guidance and emotional insight. Key highlights include: The first financial step every widow should take - pause. Why widows are often targeted by scammers and opportunists. The importance of updating wills, beneficiaries, and medical directives. How the widow's Social Security blackout period works - and how to prepare. The emotional weight of stewardship and honoring a spouse's legacy. Available community resources, including grief counseling and support groups. Whether you're navigating widowhood yourself or supporting someone who is, this episode offers both compassion and direction. For more support, visit PAXFinancialGroup.com or contact Haley directly at Haley@PAXFG.com.

    Simply Money.
    Simply Money presented by Allworth Financial

    Simply Money.

    Play Episode Listen Later Jul 30, 2025 41:45 Transcription Available


    On this episode of Simply Money, bold market forecasts are flying, but how accurate have past predictions been? Bob and Brian break it down.  Plus, they clear up the confusion surrounding a viral Social Security tax email and discuss the mental trick that could boost your retirement savings.

    social security allworth financial simply money
    The ROOST - The Place for All Things Volunteer
    AARP Hawaii Volunteer Engagement in Social Security/Volunteer Round-Up

    The ROOST - The Place for All Things Volunteer

    Play Episode Listen Later Jul 30, 2025 34:04


    ASD Outreach, Jackie Boland, coordinated a Social Security event. Volunteer Speaker, Bill Staton attended the event and followed it a few weeks later with a community workshop for pre-retirees.To honor Social Security's 90th Anniversary, the staff and volunteer team held a “Volunteer Round Up,” to update the team about the 90 day campaign, engage them in thinking through the campaign, obtain useable images and video for Social Media, involve them in story-telling, and discuss how to embed Social Security in other activities through listening posts, sweepstakes, Plinko and a photo booth.

    The ROOST - The Place for All Things Volunteer
    AARP Hawaii Volunteer Engagement in Social Security/Volunteer Round-Up

    The ROOST - The Place for All Things Volunteer

    Play Episode Listen Later Jul 30, 2025 34:04


    ASD Outreach, Jackie Boland, coordinated a Social Security event. Volunteer Speaker, Bill Staton attended the event and followed it a few weeks later with a community workshop for pre-retirees.To honor Social Security's 90th Anniversary, the staff and volunteer team held a “Volunteer Round Up,” to update the team about the 90 day campaign, engage them in thinking through the campaign, obtain useable images and video for Social Media, involve them in story-telling, and discuss how to embed Social Security in other activities through listening posts, sweepstakes, Plinko and a photo booth.

    Egberto Off The Record
    Meet The Press challenges Republicans. Social Security degradation looming. Capitulation index.

    Egberto Off The Record

    Play Episode Listen Later Jul 30, 2025 57:38


    Thank you Sandra Dingler, Independent Voter 1, K. Freya Skarin, Lilian Öhrström, and many others for tuning into my live video! Join me for my next live video in the app.* Meet The Press challenges a hyperventilating Lindsey Graham with his past words on Russia & Obama: Lindsey Graham forgot there are videotapes of the times when he was not a Trump sycophant. Kristen Welker exposed him as a lying fraud with his own words about Russia's involvement in the US election. [More]* MTP's Kristen Welker calls out Speaker Johnson on his Hamas lie promoted by genocidal Netanyahu: Meet The Press's Kristen Welker did not allow Speaker Johnson to get away with the lie parroted by genocidal Netanyahu about Hamas stealing food. It's Netanyahu and the IDF starving the Palestinians. [More]* Looming Trump Policy May Mean Longer Wait Times for Millions of Social Security Recipients: Beginning in mid-August, Trump's Social Security Administration will no longer allow seniors to perform many routine tasks related to their benefits over the phone, as they have been able to do for decades. [More]* ‘Capitulation Index' Tracks How US Media Companies Are Responding to Trump Bullying: “This capitulation is… a pervasive trend that applies to nearly all commercial media, including cable and telecommunications firms and online platforms,” said Free Press. [More] To hear more, visit egberto.substack.com

    The Life Planning 101 Podcast
    Retirement Blunders

    The Life Planning 101 Podcast

    Play Episode Listen Later Jul 30, 2025 20:26


    Angela discusses common blunders people make when planning for or entering retirement. She emphasizes the importance of planning and avoiding mistakes that can jeopardize financial stability and overall well-being in retirement. The episode covers five key blunders and offers advice on how to avoid them. Key Takeaways

    Women & Wealth
    10 Key Facts About Social Security

    Women & Wealth

    Play Episode Listen Later Jul 30, 2025 23:14


    This week on Women and Wealth, host Regina Hess returns to a vital topic: Social Security. But this time, she's breaking it down into 10 essential facts everyone should know before claiming benefits. Whether you're approaching retirement or helping a loved one navigate the system, this episode will help you better understand how to make the most of what you've earned. It's no secret that it can be complex from the outside looking in – with so many considerations surrounding the benefits themselves, from when you take them and how you execute that, to understanding what you may be entitled to as you approach retirement. This episode is designed to empower you with clarity and confidence as you plan your financial future so you can navigate this system with ease. Episode Highlights:   0:00 - Introduction 0:31 - Episode beginning 1:05 - Things to keep in mind before claiming SS 1:38 - Changes to your status can have an impact on your benefit amount 2:02 - The year of your birth and.. 3:35 - Taking SS while working 6:15 - Benefits paid to you as a spouse 7:09 - Zooming in on your spousal benefit 8:58 - If something happens to you.. 9:51 - Your benefits may be taxable 11:57 - Be aware of certain types of income 13:22 - Your SS statement is an estimate 15:16 - Action item 16:30 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

    InvestTalk
    Seven Financial Considerations When Downsizing for Retirement

    InvestTalk

    Play Episode Listen Later Jul 29, 2025 47:19 Transcription Available


    Before downsizing in retirement, be sure to evaluate seven critical financial factors—-including housing costs, estate and inheritance taxes, Social Security taxation, and more. Today's Stocks & Topics: TECK - Teck Resources Ltd. Cl B, Market Wrap, Seven Financial Considerations When Downsizing for Retirement, LULU - Lululemon athletica inc., TGS - Transportadora de Gas del Sur S.A. ADR, Small Caps vs. Large Caps, PZZA - Papa John's International Inc., EU Deal.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

    Your Money, Your Wealth
    Smart Strategies to Retire Early and Spend More - 540

    Your Money, Your Wealth

    Play Episode Listen Later Jul 29, 2025 33:14


    Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes you a real estate professional from a tax perspective?) Plus, what are the rules for spousal IRA contributions and required minimum distributions? Memphis wants to know. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW audience members who are definitely not fictional characters, today on Your Money, Your Wealth® podcast number 540. Free financial resources & episode transcript: https://bit.ly/ymyw-540 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps: 00:00 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 00:35 - Intro: This Week on the YMYW Podcast 01:13 - Can We Retire Early, Spend More, and Die With Zero? When Should We Collect Social Security? (Beth and Rip, FL - voice) 12:06 - Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV Calculate your Financial Blueprint Schedule a Free Assessment 13:41 - We Have 10 Rental Properties at Age 31. Are We on Track to Retire at Age 50? (Forrest and Jenny, Cherry Hill, NJ - voice) 20:04 - Spousal IRA Contributions and RMD Rules (Memphis) 32:23 - YMYW Podcast Outro

    MoneyWise on Oneplace.com
    The Secret to a Satisfied Life with Jeff Manion

    MoneyWise on Oneplace.com

    Play Episode Listen Later Jul 29, 2025 24:57


    The world constantly tells us, “You just need a little more.” But what if real peace isn't found in having more, but in learning to need less?What comes to mind when you hear the word “wealth”? For some, it means freedom. For others, it brings anxiety and pressure. Today, Jeff Manion joins us to explore how we can cultivate contentment in a culture that always craves more.Jeff Manion is the Teaching Pastor at Ada Bible Church in Grand Rapids, Michigan, where he has served for over 40 years. He is also the author of several books, including Satisfied: Discovering Contentment in a World of Consumption.Why Wealth Confuses UsIn a world that constantly urges us to acquire more, climb higher, and chase the next upgrade, contentment often feels elusive. But what if true satisfaction isn't found in accumulation, but in learning—learning to trust, to remember, to let go, and to live fully in the present? Contentment is not something we're born with—it's something we must learn. And we're learning it together.Let's be honest—wealth can be confusing. One day, we're living simply out of necessity, and the next, after years of doing the right things—avoiding debt, saving diligently, and giving generously—we find ourselves in a season of financial stability. You'd think contentment would come naturally at that point. But surprisingly, it doesn't.Learning contentment in a season of sufficiency is often more challenging than in a season of scarcity. When we experience financial security, the temptation to trust in our own strength rather than God's provision becomes a real concern. This isn't new—it's the same struggle the Israelites faced in Deuteronomy 8. After years of daily dependence on manna in the wilderness, God warned them not to forget Him once they entered the Promised Land. He reminded them: “Remember the Lord your God, for it is He who gives you the ability to produce wealth” (Deut. 8:18). That warning is for us too.The Danger of the “There and Then” MentalityContentment is rooted in the present, not the future. And yet we often believe we'll only be at peace "there and then"—when the vacation arrives, the mortgage is paid off, or the kitchen is finally renovated. But if we can't be fully alive to God and the people around us now, there's no guarantee we will be later.We don't stumble into contentment—we learn it. The Apostle Paul, writing under house arrest, said, “I have learned to be content whatever the circumstances” (Phil. 4:11). His circumstances didn't determine his joy. His peace wasn't tied to his comfort. And ours doesn't have to be either.Sometimes the path to contentment starts by taking inventory—literally. For many of us, stuff multiplies without our awareness. A drawer of unworn t-shirts, a shelf of unused dishes, boxes of forgotten CDs…they add up. We can begin the journey toward contentment by shedding excess.A simple practice, like giving away five items a day for seven weeks, can bring clarity and peace. Not because we're pursuing minimalism for its own sake, but because we're reminding ourselves that joy isn't found in our possessions—it's found in a life uncluttered by distraction, filled with God's presence and purpose.Escaping the Comparison TrapComparison is a thief of joy. Whether or not Teddy Roosevelt actually coined the phrase, it's undeniably true. In our digital age, we don't just compare lives—we compare carefully curated highlight reels. This distorts our view, convincing us we're missing out when in fact, we're richly blessed.Comparison shifts our focus from gratitude to scarcity. And scarcity suffocates generosity. When we believe we never have enough, we become unable to see the abundance God has already given us—abundance meant to be shared.Generosity is one of the most effective ways to break money's grip on our hearts. Paul's charge to Timothy echoes through the centuries: “Command those who are rich… not to put their hope in wealth… but to put their hope in God… to be rich in good deeds, and to be generous and willing to share” (1 Tim. 6:17–18).When we give, we reflect the heart of our generous God—first in creation, then in Christ. And as we open our hands, we discover joy not in what we keep, but in what we release for the sake of others and the glory of God.Passing on the Legacy of ContentmentWe long for our children and grandchildren to experience true satisfaction. But contentment isn't just taught—it's caught. When our families see that our greatest joy is not in acquiring new and better things but in reflecting the generosity of Christ, they begin to understand that there's a story far bigger than material success.We want them to see us delight in giving, not just spending. To notice our peace when things don't go our way. To recognize that the content life isn't a small life—it's a deeply rich one, rooted in grace and lived with open hands.On Today's Program, Rob Answers Listener Questions:I have around $1.5 million in total assets and $500,000 in available funds. Given the current tax environment, I'm considering whether now might be a strategic time to withdraw from my pre-tax retirement accounts and pay the taxes. I'm currently living on Social Security and pension income and haven't needed to tap into my savings yet.I'd like to open an account for my great-grandchildren, who are currently 3 years old and 18 months old. I've been looking into a universal life insurance policy, but would appreciate guidance on the best way to save for their future—possibly to help with education expenses.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Satisfied: Discovering Contentment in a World of Consumption by Jeff ManionSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Retire With Ryan
    How the One Big Beautiful Bill Act Impacts Retirees, #264

    Retire With Ryan

    Play Episode Listen Later Jul 29, 2025 15:23


    The One Big Beautiful Bill Act, signed into law on July 4th, brings about several important tax changes. I'm discussing what these updates mean, especially for retirees, and sharing practical advice on how to take advantage of new deductions and avoid unexpected tax hits.  From permanent adjustments to tax brackets and an increased standard deduction, to special benefits for those aged 65 and older, I cover everything you need to know to optimize your retirement strategy. Whether you're curious about Social Security taxation, itemized deductions in high-tax states, or planning smart Roth conversions, this episode is packed with insights to help you make informed financial decisions for your golden years. You will want to hear this episode if you are interested in... [00:00] An overview of the One Big Beautiful Bill Act (OBBBA). [06:13] Roth conversion tax implications. [07:29] Additional deductions for those over 65 increase total deductions. [11:35] TCJA and SALT deduction changes. [13:43] Strategies to lower taxable income for retirees. Key Tax Changes Every Retiree Needs to Know About the One Big Beautiful Bill Act One of the most impactful provisions of the OBBBA is making existing federal income tax brackets permanent. The 2017 TCJA tax brackets —10%, 12%, 22%, 24%, 32%, 35%, and 37% —had been set to expire after 2025, which would have led to higher rates. The new act not only locks these rates in place but also indexes the brackets for inflation. While there are minor changes in the income thresholds at the lower brackets, the net result is stability for taxpayers, and retirees can now plan with confidence, knowing their marginal tax rates aren't set for an imminent hike. Higher Standard Deductions Standard deductions also see positive changes, rising to $15,750 for individuals and $31,500 for married couples filing jointly. Previously, these figures were $15,000 and $30,000, respectively. With higher deductions, more retirees may find it beneficial to take the standard deduction rather than itemizing, saving time and potentially reducing taxable income. Extra Deductions for Retirees 65+ Perhaps the most significant impact for retirees: From 2025 through 2028, filers aged 65 and up can claim an additional $6,000 deduction per person. For couples where both spouses are over 65, that's a $12,000 boost, on top of the already existing extra deduction for seniors ($2,000 for individuals, $3,200 for couples). So, if both spouses are over 65 and income is below the required threshold, the combined standard deduction could reach $46,700. There is a catch, though: this extra deduction phases out as income rises, disappearing entirely for individuals making $175,000 or more and couples earning $225,000 or more in modified adjusted gross income (MAGI). The deduction is reduced by 6% for every dollar over $75,000 (for individuals) or $150,000 (for couples). For example, if a couple's MAGI is $200,000, they'd lose $3,000 of the $6,000 deduction per spouse. Timing IRA distributions or Roth conversions helps you stay under these thresholds and maximize deductions. Social Security Taxation Although there was political talk about ending Social Security taxation, the OBBBA preserves the old rules. How much of your Social Security benefit is taxable depends on your combined income, still calculated as adjusted gross income plus 50% of your Social Security benefit. The deduction enhancements may help lower your taxable income, keeping more Social Security benefits untaxed, but there are no direct changes here. Being mindful of when and how you draw taxable income can keep more of your Social Security out of the IRS's reach. Itemized Deductions and SALT Cap Changes For high-tax state residents and those with larger itemized deductions, another headline is the increase in the state and local tax (SALT) deduction cap. Temporarily, from now through 2029, the cap rises from $10,000 to as much as $40,000 (with phase-outs for high earners, those over $500,000 in MAGI lose this benefit, and it disappears after $600,000). This can provide significant relief for homeowners or retirees in states with high property or state income taxes. The mortgage interest deduction rules remain unchanged, and when combined with the higher SALT cap, could make itemizing more attractive for some. The One Big Beautiful Bill Act creates opportunities and considerations for retirees. Take the time to review your financial plan, explore new deduction limits, and coordinate with tax and financial professionals. Thoughtful adjustment now can lead to years of improved after-tax retirement income.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

    Beyond the Money
    Windfall Elimination, Early Claims, and the Cost of Bad Timing

    Beyond the Money

    Play Episode Listen Later Jul 29, 2025 20:07


    What happens when legacy planning goes wrong—and how can you avoid it? In this episode of Beyond the Money, Jackie Campbell shares lessons from the Jimmy Buffett estate battle and sits down with Social Security expert Mary Beth Franklin to unpack the future of benefits, common claiming mistakes, and the impact of the Windfall Elimination Provision. Whether you're nearing retirement or supporting aging parents, this episode offers timely insights to help you protect your income and your legacy. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

    Stuff Mom Never Told You
    Monday Mini: Disability Pride 2025

    Stuff Mom Never Told You

    Play Episode Listen Later Jul 28, 2025 10:44 Transcription Available


    As we close out Disability Pride 2025, we summarize some of the things we need to keep an eye on here in the US.See omnystudio.com/listener for privacy information.

    PuckSports
    Daily Puck Drop, Mon., July 28 - "I have to see if I have enough money in my social security"

    PuckSports

    Play Episode Listen Later Jul 28, 2025 82:33


    On today's Daily Puck Drop, Jason “Puck” Puckett and the Go-2-Guy, Jim Moore spend a lot of time discussing Ichiro's Hall of Fame speech and how impressed they were his his humility and the pressure he faced coming over form Japan. They dive into the M's series with the Angles and how they wasted an opportunity to make up ground with the Astros being swept by the A's.  Puck and Jim react to Josh Naylor's first series and wonder if the Mariners only had a bullpen arm have they done enough at the trade deadline?Lastly, Jim updates the audience on his job stats at Quail Run golf course and is going in to apologize today to his direct boss, but it comes with a catch and Puck is advising him against it. Puck wraps up the show with, “Hey, What the Puck!?”   Ichiro's speech captured everything right about sports (1:00) Puck and Jim (1:11:46) Puck reacts to the breaking news out of Colorado on Deion Sanders, more Mariners news on the trade front and a shutout to the Mill Creek softball team for making it to the Little League World Series.  (1:18:04) “Hey, What the Puck!?”

    Secure Your Retirement
    I'm 55 and Saved $2 Million – Here's What Retirement Really Looks Like

    Secure Your Retirement

    Play Episode Listen Later Jul 28, 2025 30:08


    In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a real-life retirement planning case study featuring a fictitious couple, John and Jane, who are 55 and aiming to retire at 62. With $2 million in savings, they're asking the question so many do: Can I retire early and still live comfortably? Using advanced financial planning tools, they break down how income, Social Security timing, healthcare, taxes, and investment decisions work together to determine the answer. Whether you're dreaming of early retirement or refining your retirement strategy, this episode walks you through how to analyze your own plan.Listen in to learn about how a structured, tax-efficient financial plan can help you retire early—even with market volatility and rising healthcare costs. Through this case study, Radon and Murs reveal the strategic decisions behind a successful transition into retirement, including Roth conversion strategies, required minimum distributions (RMDs), and how to manage income during Social Security gaps.In this episode, find out:· How to retire at 55 with 2 million and what that lifestyle really looks like· Why the retirement planning at 55 stage is crucial for tax and investment decisions· The role of Social Security timing and how it impacts your portfolio withdrawals· How to use a Roth conversion strategy during low-income years to reduce long-term taxes· Why healthcare costs and Medicare planning must be part of your early retirement planTweetable Quotes:“The question is never just ‘Can I retire?'—it's ‘Can I retire and still live the way I want to?'” — Murs Tariq“Tax strategy in retirement isn't optional—it's essential if you want to keep more of what you've saved.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast

    Retirement Starts Today Radio
    Live on $2,972 monthly in an RV

    Retirement Starts Today Radio

    Play Episode Listen Later Jul 28, 2025 23:52


    Could heaven be an RV in a state park? It is for Marian Barry, who became a traveling nurse after working in hospitals during the pandemic. We share this story from a Business Insider article, pointing out that she lives on $2,972 a month in Social Security and is lovig life. "I literally live in heaven." Key takeaways: Low-cost retirement living Lifestyle vs. possessions Community and mental well-being Flexibility in retirement Pursuit of happiness If any of this interests you - practice it first!  Then I share some of my thoughts from our Spring client meetings. I found some common threads from some our clients that seemed the most at peace - even during the reported "market turmoil". Resource:  Article by Eliza Relman from Business Insider   Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

    Retirement Answers
    Retirement Tax Planning: What It Is (Actually) + Why It Matters

    Retirement Answers

    Play Episode Listen Later Jul 28, 2025 23:59


    Tax planning in retirement is about so much more than Roth conversions... In this episode, I share the components of a real tax plan and why it is crucial to understand this as you build your retirement plan.

    Investor Coaching Show – Paul Winkler, Inc
    What Happens if the Social Security Trust Fund Runs Out?

    Investor Coaching Show – Paul Winkler, Inc

    Play Episode Listen Later Jul 28, 2025 16:56


    Today, Paul talks about how the new Big Beautiful Bill Act is causing a lot of people to reevaluate what their retirement will look like, but it hasn't done much to clear up the most common misconception about retirement: Social Security and how it gets funded. Listen along as Paul discusses planning for retirement, how social security gets funded, and why he believes politicians would never allow the trust fund to run out without making another plan to give people their benefits.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

    MX3.vip
    What the ‘Big Beautiful Bill' Really Means

    MX3.vip

    Play Episode Listen Later Jul 28, 2025 40:38


    Today's episode dives deep into the newly passed legislation—the “Big Beautiful Bill”—and what it really means for working Americans.

    The Mike Broomhead Show Audio
    Hour 1: Social Security

    The Mike Broomhead Show Audio

    Play Episode Listen Later Jul 28, 2025 24:36


    Young Americans lose faith in Social Security. Why?

    Where We Live
    What you need to know about Social Security and its uncertain future

    Where We Live

    Play Episode Listen Later Jul 28, 2025 49:00


    Social Security is one of the most widely-used government programs in the country, but how much does the average American know about how it works? From eligibility and benefit amounts to how the trust fund is structured, this hour we’re offering a crash course on Social Security and how the federal program's uncertain future is impacting the retirement plans of people here in Connecticut. We’ll ask what’s driving concerns about the fund's long-term solvency, and what Congress might do about it. GUESTS: Robert Rodriguez: Public Affairs Specialist, Social Security Administration Kenneth Couch: Professor, University of Connecticut’s Department of Economics Support the show: http://wnpr.org/donateSee omnystudio.com/listener for privacy information.

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
    Suze School: What The “Big Beautiful Bill” Means for Your Social Security Benefit

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

    Play Episode Listen Later Jul 27, 2025 19:12 Transcription Available


    Since so many of you have written to Suze asking about the new “Big Beautiful Bill” and what it will mean for your money, today’s Suze School addresses one of the new law’s aspects: Social Security Benefits. Suze explains what is new, what stays the same and so much more. Watch Suze’s YouTube ChannelJumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

    The Retirement and IRA Show
    Social Security, Transition Planning, Positioning, Roth Conversions, IRMAA: Q&A #2530

    The Retirement and IRA Show

    Play Episode Listen Later Jul 26, 2025 82:54


    Chris is joined by Jake and Jacob to answer listener questions on Social Security, followed by a PSA about unexpected Social Security payment timing, then additional questions on transition planning, asset positioning across account types, weighing Roth conversions against the senior deduction, and planning around IRMAA.(6:15) George asks what percentage of taxes he should have […] The post Social Security, Transition Planning, Positioning, Roth Conversions, IRMAA: Q&A #2530 appeared first on The Retirement and IRA Show.

    Firing Line with Margaret Hoover
    Economist Jessica Riedl on Trump's tariffs, a looming debt crisis, and ‘spending cut theater'

    Firing Line with Margaret Hoover

    Play Episode Listen Later Jul 26, 2025 34:58


    Conservative economist Jessica Riedl joins Margaret Hoover to talk about tariffs, tax cuts, and the threat of the growing national debt. She explains why President Trump's tariffs have not yet upended the economy and why she believes American consumers will ultimately bear the costs of Trump's policies.Riedl, a senior fellow at the Manhattan Institute, assesses the One Big Beautiful Bill Act and argues it is unlikely to produce the rapid economic growth the White House has predicted. She discusses a potential debt crisis and the reforms to Medicare and Social Security that could help avert it, as well as the political obstacles standing in the way.Riedl has spent more than 20 years in Republican economic policy circles–including advising Mitt Romney and Marco Rubio's presidential campaigns–and she reflects on how the party's embrace of populism under Trump has left traditional conservatives like her politically “homeless.”Riedl emphasizes the importance of the Federal Reserve's independence, envisions how GOP economic policy may evolve after Trump leaves office, and expresses some hope for the country's fiscal future.Support for Firing Line with Margaret Hoover is provided by Robert Granieri, The Tepper Foundation, Vanessa and Henry Cornell, The Fairweather Foundation, and Pritzker Military Foundation.

    Verdict with Ted Cruz
    Obama Admin Caught in a Bombshell LIE about the Russia Hoax plus ALL THE WINS in the One Big Beautiful Bill

    Verdict with Ted Cruz

    Play Episode Listen Later Jul 25, 2025 38:43 Transcription Available


    1. Tulsi Gabbard’s Allegations Against the Obama Administration Gabbard released a report alleging that President Obama and senior intelligence officials knowingly fabricated the Russia-Trump collusion narrative. Claims include deliberate misinformation, suppression of contrary intelligence, and coordination with media to undermine Donald Trump’s presidency. Specific officials named: James Clapper, Susan Rice, John Kerry, Andrew McCabe. Legal implications discussed, citing potential violations of federal statutes on perjury and false statements. 2. Promotion of Crockett Coffee A segment promoting a conservative-aligned coffee brand started by Clay Travis and Buck Sexton. Emphasis on supporting businesses that align with conservative values. Includes a discount code and mention of charitable contributions to the Tunnel to Towers Foundation. 3. The “One Big Beautiful Bill” Signed by President Trump Described as the most conservative legislative victory in U.S. history. 12 major provisions highlighted: Stopping a $4 trillion tax increase New tax cuts (no tax on tips, overtime, Social Security) $150 billion for border security $13.5 billion to repay states like Texas for border efforts $150 billion for military modernization $24 billion for Coast Guard upgrades Spectrum auction for telecom innovation and revenue $12.5 billion for air traffic control modernization $10 billion for NASA’s Moon and Mars missions Zeroing out CAFE fuel efficiency standards Federal school choice program with tax credits “Trump Accounts” for newborns—investment accounts seeded with $1,000 Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and the Ben Ferguson Show Podcast Wherever You get You're Podcasts. Thanks for Listening #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #justicecorrupted #UnwokeHowtoDefeatCulturalMarxisminAmericaYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

    Verdict with Ted Cruz
    Historic Victories: ALL the Major WINS in the First Six Months of the Trump Presidency

    Verdict with Ted Cruz

    Play Episode Listen Later Jul 21, 2025 46:12 Transcription Available


    Border Security: Massive reduction in illegal crossings. Record-low apprehensions. $150 billion allocated to border infrastructure and enforcement. Military Action in Iran: Targeted bombing of Iran’s nuclear facilities. No U.S. casualties; described as a decisive and successful operation. The “Take It Down Act”: Legislation to combat non-consensual intimate imagery and deepfakes. Co-signed by Melania Trump, marking a symbolic moment. Spending Cuts (Recissions): $9 billion in federal spending cuts. Defunding of PBS and NPR. The “One Big Beautiful Bill”: A comprehensive legislative package with 12 major conservative victories, including: Blocking a $4 trillion tax hike. New tax cuts (e.g., no tax on tips, overtime, or Social Security). Massive investments in border security and military. Largest-ever investment in the Coast Guard. Spectrum auction to boost 6G development and reduce the deficit. Modernization of air traffic control. $10 billion for NASA to beat China to the Moon. Elimination of CAFE standards to protect internal combustion engines. Historic federal school choice program. Creation of “Trump Accounts” — investment accounts for every American child. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and the Ben Ferguson Show Podcast Wherever You get You're Podcasts. Thanks for Listenin #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #justicecorrupted #UnwokeHowtoDefeatCulturalMarxisminAmericaYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.