Podcasts about social security

Means-oriented social benefit

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    Motley Fool Money
    The Next Gold Rush: Emerging Markets?

    Motley Fool Money

    Play Episode Listen Later May 31, 2025 29:50


    Jan van Eck is the CEO of vanEck, an investment management firm that takes a self-proclaimed “macro approach” to investing. Ricky Mulvey caught up with van Eck for a conversation about: The future of Social Security, de-dollarization, and demand for gold. Opportunities in China, India, and Brazil. What falls into Jan's “hated things” bucket. Companies discussed: TSLA, NSE: BHARTIARTL Host: Ricky Mulvey Guest: Jan van Eck Producer: Mary Long Engineer: Rick Engdahl Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Verdict with Ted Cruz
    BONUS POD: Propaganda Prime Time: What the Media Won't Say about what DOGE is Finding

    Verdict with Ted Cruz

    Play Episode Listen Later May 29, 2025 15:02 Transcription Available


    Social Security Fraud Allegations Claims that 12.3 million individuals listed as 120 years or older were removed from Social Security rolls. Suggests widespread fraud and inefficiency in the Social Security system. Mentions updates from a fictional or satirical agency called DOGE (Department of Government Efficiency). Non-Citizen Social Security Numbers Allegations that millions of non-citizens, including undocumented immigrants, have been issued Social Security numbers. Claims that these individuals are receiving government benefits like Medicaid and are registered to vote, with some allegedly having voted. Elon Musk and Antonio Gracias Involvement Elon Musk and Antonio Gracias are portrayed as whistleblowers or investigators uncovering this fraud. They reportedly presented data and charts showing the scale of the issue. Media Bias Against Elon Musk and Donald Trump A study by the Media Research Center is cited, claiming 96% negative coverage of Elon Musk by major U.S. networks during the first 100 days of Trump’s second term. Suggests a coordinated media effort to discredit Trump and his allies. Criticism of Government and Lack of Accountability Expresses frustration that no one has been held accountable for alleged corruption and fraud. Questions why no prosecutions have occurred despite the findings. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. Thanks for Listening #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #maga #presidenttrump #47 #the47morningupdate #donaldtrump #trump #news #trumpnews #Benferguson #breaking #breakingnews #morningupdateYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

    The Steve Harvey Morning Show
    Uplift: He provides financial advice, tips on recognizing scams and protecting personal information.

    The Steve Harvey Morning Show

    Play Episode Listen Later May 29, 2025 25:24 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Beau Henderson. He hosts The Retirement Resource Show, shares insights on retirement planning, financial independence, and strategies for securing a stable future.

    Strawberry Letter
    Uplift: He provides financial advice, tips on recognizing scams and protecting personal information.

    Strawberry Letter

    Play Episode Listen Later May 29, 2025 25:24 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Beau Henderson. He hosts The Retirement Resource Show, shares insights on retirement planning, financial independence, and strategies for securing a stable future.

    Best of The Steve Harvey Morning Show
    Uplift: He provides financial advice, tips on recognizing scams and protecting personal information.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later May 29, 2025 25:24 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Beau Henderson. He hosts The Retirement Resource Show, shares insights on retirement planning, financial independence, and strategies for securing a stable future.

    MoneyWise on Oneplace.com
    Are You Loving Your Kids Into Debt? with Dr. Art Rainer

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 29, 2025 24:57


    We all want the best for our kids, but knowing what's truly best isn't always easy.You've probably heard it—or said it yourself: “I just want my kids to have what I didn't.” It sounds noble, but it can sometimes lead to financial trouble. Today, we'll talk with Dr. Art Rainer about how that mindset can push parents into debt.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.6 Things That Can Lead Loving Parents Into DebtRaising kids is one of the most joyful and rewarding callings in life, but it can also be financially challenging. As parents, we want to give our children the best: opportunities, experiences, and resources that help them flourish. But sometimes, even with the best intentions, we can fall into financial traps that lead to debt.Here are six common ways loving parents may unintentionally sabotage their finances—and how to avoid them.1. Trying to Keep Up with the JonesesIt's a familiar struggle: your neighbor buys designer clothes for their kids or sends them to an elite private school, and suddenly you feel the need to do the same. But appearances can be deceiving—many people fund their lifestyle with debt. Chasing someone else's standard is a never-ending race, and the finish line keeps moving. Be cautious of modeling your spending after others who may not be living within their means.2. Falling into the Social Media Comparison TrapSocial media only shows the highlight reel. Perfect family vacations, overachieving kids, and pristine homes can tempt you to measure your life against a filtered illusion. These comparisons can spark discontentment and drive unnecessary purchases just to keep up appearances or ease the guilt of not "measuring up." Be mindful of how much your scrolling influences your spending.3. Believing Your Kids Need to Have It AllFrom travel teams to private lessons and elite camps, extracurricular activities have become a costly arms race. While these opportunities can be beneficial, they shouldn't come at the expense of your financial health. Don't believe the lie that your child will fall behind if they don't do everything. It's okay to say no, for the sake of your budget and your family's peace.4. Prioritizing Career Success Over Character DevelopmentThere's nothing wrong with wanting your children to succeed in school and in life, but academic or career accomplishments should never come at the cost of neglecting their hearts. Investing in your child's character, through time, guidance, and godly instruction, often requires less money but more intentional effort. And in the end, it matters far more.5. Overcompensating for What You Didn't HaveIf you lacked certain things growing up, it's natural to want your kids to have more. Whether it was a nicer bike, newer clothes, or a first car, those memories can shape how you respond as a parent. But giving in to every request—even on credit—can backfire. Love doesn't always mean saying “yes.” Sometimes it means exercising the wisdom to say “not right now.”6. Forgetting the Value of Doing WithoutNot getting what you wanted as a kid may have helped you grow. Maybe you learned creativity, resilience, or the value of work through those experiences. Don't rob your children of the same opportunity. Saying no might actually prepare them better for life than always saying yes.Loving your children doesn't mean giving them everything. It means stewarding your finances in a way that honors God and serves your family's long-term well-being. Avoiding debt is one of the best gifts you can give your children—it provides stability, models wisdom, and frees your family to give generously.On Today's Program, Rob Answers Listener Questions:I called about our whole life insurance policy. We've paid for 10 years and only have 19,000 saved with a 150,000 death benefit. My husband provides most of our income.What is the best first credit card for my college-aged daughter?Can I work and collect my full Social Security, or is there a wage cap that I need to worry about? I am 66 years old.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Money SolutionsThe Institute for Christian Financial Health6 Things That Can Lead Loving Parents Into Debt by Dr. Art Rainer (FaithFi.com Article)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Animal Spirits Podcast
    Most Stocks Suck (EP.414)

    Animal Spirits Podcast

    Play Episode Listen Later May 28, 2025 66:26


    On episode 414 of Animal Spirits, ⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠ and ⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠ discuss long-term bond yields rising, why government debt won't fall, where all the dry powder is coming from, how often you should expect bear markets, a weird time to be rich, $97 salads, why starter homes died, retail bagholders, why everyone takes Social Security early, Tom Cruise and much more! This episode is sponsored by Betterment Advisor Solutions and KraneShares  Grow your RIA Your way by visiting: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.betterment.com/advisors Learn more about KraneShares KWEB Covered Call Strategy ETF (KLIP): https://kraneshares.com/webinars/resilient-covered-call-strategies-during-severe-market-volatility/ Sign up for The Compound newsletter and never miss out: ⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠ Find complete show notes on our blogs: Ben Carlson's ⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation.   Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

    MoneyWise on Oneplace.com
    Finding the Right Financial Advisor with Sharon Epps

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 28, 2025 24:57


    "Plans fail for lack of counsel, but with many advisers they succeed." — Proverbs 15:22When it comes to managing money wisely, many of us could use some help, but how do you know you've found the right financial advisor? Today, we'll explore a few key questions you should ask when hiring someone to help you with your financial decisions. Sharon Epps is here to help us navigate that process.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.How to Find a Financial Advisor Who Aligns With Your FaithFinding a financial advisor can be overwhelming, but it doesn't have to be. With the right questions and a clear framework, you can confidently choose someone who aligns with your values, demonstrates technical competence, and offers a transparent process. Here are three things to consider when hiring a financial advisor who shares your faith and values.  1. Values Alignment: Do They Share Your Worldview?The most important starting point is finding an advisor whose faith informs their advice. There's a big difference between an advisor who is a Christian and one who actively discusses financial decision-making through a biblical lens.Key Questions to Ask:What role does faith play in your financial advice?How do you define financial success?You're listening for more than a respectful nod toward your faith. You want to know if they see money as a tool for stewardship, generosity, and Kingdom impact, not just a means of personal gain.2. Competency: Are They Qualified to Serve You?Once values are aligned, it is essential to ensure the advisor has the technical skills and experience necessary to guide your financial decisions.Look for:Industry certifications (like CFP®, CPA, CKA®, etc.)Experience working with clients in your stage of lifeKey Question to Ask:Can you tell me about clients you've served who are in a similar situation to mine?Good advisors won't name names, but they should be able to share stories of impact that demonstrate how they've helped people like you.3. Process & Compensation: Are They Transparent and Clear?A trustworthy advisor will be open about how they make money and how they work with clients.Key Questions to Ask:Can you explain how you're compensated—fees, commissions, or both—for someone like me?What is your process for creating a financial plan?They should be able to explain their step-by-step approach, timeline, and what you'll need to provide—all in clear, understandable terms. You want someone with “the heart of a teacher.”Ready to Find an Advisor?If you're beginning your search—or even considering reevaluating your current advisor—you can start at FaithFi.com. Click on “Find a Professional” to locate a Certified Kingdom Advisor® (CKA®) near you. These advisors have been vetted for:Biblical worldviewIntegrityTechnical excellenceYou'll also find a free downloadable PDF with suggested interview questions to help guide your search. You can rehire your advisor every year, and it's wise stewardship to evaluate that relationship regularly.When advisors undergo CKA® training, they begin to carry the weight of stewardship—not only for their own resources but also for how they guide clients to make decisions with eternal impact. That's the kind of advisor worth seeking out.On Today's Program, Rob Answers Listener Questions:My wife and I want to set up a will. We have a son we support and want to make sure he gets everything. I talked to a lawyer who said trusts aren't necessary anymore and are expensive. I have about $300,000 in home equity, and I'm wondering about taxes and how he might handle the property.My dad recently passed away. My mom has been drawing on his Social Security because she didn't have enough credits from working. What percentage of my Dad's Social Security benefits will she receive as a survivor? What benefits will she get since he was a veteran with VA disability?Am I supposed to pay tithes on the income of my Social Security now that I'm retired?Now that my wife is retired and I'm almost retired, is maintaining a good credit score still important?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov) | U.S. Department of Veterans Affairs (VA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    德州中文台 Texas Chinese Radio
    Social Security退休金計算問題 - 姚寧剛會計師 主講|德州中文台 你問我答 稅稅平安

    德州中文台 Texas Chinese Radio

    Play Episode Listen Later May 28, 2025 4:33


    主題: Social Security退休金計算問題姚寧剛會計師 主講

    Ready For Retirement
    How Much Can We Expect to Spend in Retirement with a $4M Portfolio?

    Ready For Retirement

    Play Episode Listen Later May 27, 2025 18:11 Transcription Available


    In this episode, we walk through a retirement planning scenario involving a couple in their early 60s with a $4 million investment portfolio. Their financial plan reveals something surprising: they may not need to wait until 65 to retire. Instead, thoughtful planning opens the door to retiring earlier—without compromising the lifestyle they value.What we cover:• A breakdown of how a $4 million portfolio can support early retirement• Income sources, spending needs, and sustainable withdrawal strategies• The impact of delaying Social Security to age 70 on long-term portfolio health• How adjusting travel or discretionary expenses affects financial longevity• Why the right financial plan is less about hitting a number—and more about designing a lifeWhether you're working toward financial independence or already approaching retirement, this episode offers insight into how personalized planning can unlock real flexibility—regardless of your portfolio size.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

    Your Money, Your Wealth
    Tariffs Killed My Portfolio. Should I Claim Social Security Early? - 531

    Your Money, Your Wealth

    Play Episode Listen Later May 27, 2025 26:27


    Tariffs killed Carl's investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Your Wealth® podcast number 531. Kelly and Steve in Pennsylvania ask for a three-fer spitball - when to claim their Social Security, whether they should contribute to Roth or convert to Roth for that lifetime tax-free growth on their investments, and if they're on track for Kelly to retire in three years. Free financial resources & episode transcript: https://bit.ly/ymyw-531 CALCULATE your free Financial Blueprint WATCH The Retirement Course: Can You Hit a Hole in One? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:21 - Tariffs Killed My Portfolio. Should I Claim Social Security Early? (Carl) 10:14 - Watch The Retirement Course: Can You Hit a Hole in One? on YMYW TV, Calculate your free Financial Blueprint 11:13 - When Should We Claim Social Security? Roth Contributions or Conversions? Are We On Track for Retirement? (Kelly & Steve) 25:00 - Download the Key Financial Data Guide, YMYW Podcast Outro

    MoneyWise on Oneplace.com
    When Should You Take Social Security? with Eddie Holland

    MoneyWise on Oneplace.com

    Play Episode Listen Later May 27, 2025 24:57


    Whether to buy a house or go to college are major financial decisions, but so is deciding when to take Social Security.It's true—tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Common Recommendation—But Not a One-Size-Fits-AllWhen it comes to retirement, one of the most common questions people ask is: When should I start taking Social Security benefits? It's a vital decision that affects not only your income but also your long-term financial strategy and even your legacy.It's generally recommended to wait until at least full retirement age (66 or 67), but that doesn't mean it's the best choice for everyone. While delaying Social Security allows your benefits to grow up to 8% annually after full retirement age, thanks to what's called a delayed retirement credit, we must remember that each situation is unique.Six Key Factors to ConsiderHere are several factors that should guide your decision:1. Reduction vs. Growth of BenefitsTaking Social Security early reduces benefits. Delaying past full retirement age increases benefits. That tradeoff is foundational to your strategy.2. Cash Flow NeedsIf you retire before full retirement age and need income, you might begin drawing Social Security early to meet immediate needs. Some people may need to pay off debt or cover living expenses.3. Charitable Giving GoalsInterestingly, some retirees choose to take Social Security early in order to increase their generosity. Some people start taking benefits specifically to give more, either during retirement or as part of a legacy plan. 4. Health and LongevityYour health and family history play a significant role. If you don't expect to live well into your 80s or 90s, you might opt to draw earlier. But if you're healthy and expect a longer life, delaying could offer more value over time.5. Legacy and InheritanceYou can't leave your Social Security benefits to heirs, but you can leave your investment portfolio. This means some people opt to draw Social Security sooner in order to preserve their portfolio for giving or inheritance purposes.6. Tax PlanningSocial Security benefits can be taxable depending on your income. Some people delay benefits until a year they anticipate being in a lower tax bracket, strategically minimizing the tax impact.A Bonus Strategy: The “Mulligan”In some cases, there is a lesser-known but potentially powerful option: the withdrawal application.If you start taking Social Security before full retirement age and change your mind within the first 12 months, you can actually ‘undo' it.” You'll need to repay the benefits you received, but the Social Security Administration treats it as if you never started. You then have the option to restart at a later date, potentially at a higher benefit.This strategy can be especially useful during periods of market volatility when withdrawing from your investment portfolio might not be ideal.The Bottom LineThere's no universal right age at which to begin drawing Social Security. It really depends on your personal situation—your income needs, health, tax strategy, and goals for generosity and legacy.Wise financial planning starts with understanding your options and aligning those choices with your values and calling.On Today's Program, Rob Answers Listener Questions:How much is enough? My wife and I have 10 properties, including the one we live in. Because of COVID and a flood, I've been rehabbing them for the last few years. My wife is 71 and still working, and I'm wondering if we should continue fixing them up to maximize profit, or we should just hold them as they are, even if we get less money.I'm near retirement with $2 million saved and a good pension. Should I spend $3,300-$7,600 on a $20,000 term life policy, or is it unnecessary given my financial situation?I have assets but don't work. Can I gift my RMD to my church and not have it counted on my income tax for 2026?I'm taking early retirement from the government, and I'm wondering about what to do with my thrift savings.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Blue TrustWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    The Deep End with Tim Hatch
    You Won't Believe What Elon Musk's DOGE Is Doing to Your Social Security

    The Deep End with Tim Hatch

    Play Episode Listen Later May 27, 2025 21:10


    You Won't Believe What Elon Musk's DOGE Is Doing to Your Social Security by Tim Hatch

    MoneyWise Live
    When Should You Take Social Security?

    MoneyWise Live

    Play Episode Listen Later May 27, 2025 42:44 Transcription Available


    Whether to buy a house or go to college are major financial decisions but so is deciding when to take Social Security. That’s because tens of thousands of dollars, if not more, are on the line when deciding what’s the right time for you to start receiving your benefits. On today's Faith & Finance Live, Rob West will talk with Eddie Holland about when to take Social Security. Then Rob will tackle your financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

    美轮美换 The American Roulette
    053 | 只大不美的“大而美法案” One Big Ugly Bill

    美轮美换 The American Roulette

    Play Episode Listen Later May 27, 2025 90:38


    【聊了什么】 特朗普2.0执政百天过后,共和党正在国会推动一项被称为“大而美法案”(One Big Beautiful Bill)的一千多页的一揽子法案。这项法案试图将移民、税改、福利等多个领域的政策打包通过,让特朗普的议程永久化。这背后有何深层动机?为何选择在此时以这种方式推进?这项法案的具体内容是什么,又将对美国政治、经济及普通民众产生哪些深远影响? 播客文字稿(付费会员专享):https://theamericanroulette.com/big-beautiful-bill-ugly-transcript/ 【支持我们】 如果喜欢这期节目并希望支持我们将节目继续做下去: 也欢迎加入我们的会员计划: https://theamericanroulette.com/paid-membership/ 会员可以收到每周2-5封newsletter,可以加入会员社群,参加会员活动,并享受更多福利。 合作投稿邮箱:american.roulette.pod@gmail.com 【时间轴】 00:01:00 “大而美法案”(One Big Beautiful Bill)的背景与共和党动机 00:06:48 预算协调程序 (Budget Reconciliation) 详解 00:14:29 为何不单独延续税改,而选择“一揽子”方案? 00:21:12 法案核心:减税措施详解 00:49:31 社会保障与福利改革:Medicaid与SNAP 01:08:16 法案中的开支增加项目 01:10:36 众议院投票的政治动态与特朗普的角色 01:15:54 法案在参议院的前景与挑战 01:22:22 法案对中期选举的潜在影响 【我们是谁】 美轮美换是一档深入探讨当今美国政治的中文播客。 我们的主播和嘉宾: Talich:美国政治和文化历史爱好者 王浩岚:美国政治爱好者,岚目公众号主笔兼消息二道贩子 小华:媒体人 【 What We Talked About】 Following President Trump 2.0's first 100 days in office, Republicans in Congress are pushing a more than 1,000-page megabill dubbed the "One Big Beautiful Bill." This legislation attempts to bundle policies across multiple domains, including tax reform, welfare, and immigration, aiming to make Trump's agenda permanent. What are the underlying motivations behind this move? Why choose this particular moment and method for advancement? What are the specific contents of this bill, and what profound impacts will it have on American politics, the economy, and ordinary people? Podcast Transcript (Paid Members Exclusive): https://theamericanroulette.com/big-beautiful-bill-ugly-transcript/ 【Support Us】 If you like our show and want to support us, please consider the following: Join our membership program: https://theamericanroulette.com/paid-membership/ Support us on Patreon: www.patreon.com/americanroulette Business Inquiries and fan mail: american.roulette.pod@gmail.com 【Timeline】 00:01:00 The "One Big Beautiful Bill": Background & Republican Motivations 00:06:48 Budget Reconciliation Explained 00:14:29 Why a "Package Deal" Instead of Just Extending Tax Cuts? 00:21:12 Core of the Bill: Tax Cut Measures Explained 00:49:31 Social Security and Welfare Reform: Medicaid & SNAP 01:08:16 Spending Increases in the Bill 01:10:36 Political Dynamics of the House Vote and Trump's Role 01:15:54 The Bill's Prospects and Challenges in the Senate 01:22:22 Potential Impact of the Bill on Midterm Elections 【The Links】 https://www.congress.gov/bill/119th-congress/house-bill/1/text https://www.cbo.gov/system/files/2025-05/61422-Reconciliation-Distributional-Analysis.pdf https://theamericanroulette.com/tax-on-tips/ https://taxfoundation.org/research/all/federal/trump-tax-cuts-2025-budget-reconciliation/ https://www.nytimes.com/2025/05/12/opinion/josh-hawley-dont-cut-medicaid.html

    Badlands Media
    Badlands Daily: May 27, 2025 – Dead Voters, AI Rebellion, and Trump's Shadow Game

    Badlands Media

    Play Episode Listen Later May 27, 2025 117:25 Transcription Available


    On this post-Memorial Day episode of Badlands Daily, CannCon and Ghost tackle a lineup of stories that range from alarming to absurd, kicking off with a DHS cleanup that purged over 12 million dead people from Social Security rolls, some listed as being over 120 years old. But this isn't just clerical cleanup; it's a direct hit on voter fraud and benefits abuse, with Elon Musk's team uncovering shocking stats on illegal aliens receiving Social Security numbers. The hosts tear into Texas for quietly funding in-state college tuition for nearly 60,000 illegal immigrants, blasting the GOP's failure to address it. Meanwhile, Trump floats pulling $3B from Harvard and redirecting it to trade schools, framing the Ivy League as a radicalized, anti-American institution. Also on deck: Harvard's body part trafficking scandal, the DOJ's shuttered Public Integrity Section, and Dan Bongino's surprising focus on the Dobbs leak and January 6 pipe bomber. Then it gets wild: OpenAI's model O3 allegedly sabotages its own shutdown protocols. Ghost and CannCon unpack the philosophical and spiritual implications of AI that won't obey. Wrap it all in geopolitical drama, Ukraine chaos, and a possible Trump-Netanyahu rift, and you've got a fiery, full-throttle episode.

    The Planning For Retirement Podcast
    79: 9 Reasons to Delay Social Security

    The Planning For Retirement Podcast

    Play Episode Listen Later May 27, 2025 47:27


    Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ visit my website⁠⁠⁠I hear a lot of financial advice out there to take Social Security as early as possible. But what if I told you that for many high-net-worth retirees, claiming early could cost you several hundreds of thousands of dollars of lost income and even furthermore negatively impact your investment portfolios over time.Episode 68, 9 Reasons to Claim Social Security Early.  Make sure to check that one out as well.  In this episode, we'll look at the other side of the coin on why you might want to DELAY Social Security.  I hope it helps!-Kevin ***Important edit***I mentioned a reduction in your "Primary Insurance Amount" when you claim benefits before Full Retirement Age. However, I meant to say there is a 30% reduction @ 62 for those who were born in 1960 or later...NOT a 35% reduction! The 35% reduction applies to a "Spousal Benefit" when claiming @ 62. Thank you, Roberto, for catching this! I will attach a link to the IRS website which has a helpful chart showing the impacts on claiming early below. https://www.ssa.gov/benefits/retirement/planner/agereduction.htmlConnect with me here:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join My Company Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is for general education purposes only and should not be considered as tax, legal or investment advice.

    Charleston's Retirement Coach
    Managing Emotions During Market Volatility

    Charleston's Retirement Coach

    Play Episode Listen Later May 27, 2025 23:11


    This week on Charleston's Retirement Coach, Brandon Bowen discusses his motivation for helping others navigate retirement planning, the importance of managing emotions during market volatility, the future of Social Security, and how to uncover waste in investment portfolios. He emphasizes the need for strategic planning and the value of having a financial advisor to guide individuals through their retirement journey. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

    Daily Signal News
    Victor Davis Hanson: Trump Must Avoid These 3 ‘Civilization Killers' When Tackling the National Debt

    Daily Signal News

    Play Episode Listen Later May 26, 2025 9:09


    Donald Trump is the first U.S. President in over 30 years who is seriously talking about reducing the country's budget deficit, trade deficit and yes, the national debt, which has ballooned to over $37 trillion.    However, he must follow a specific formula, otherwise, it will end in tragedy, argues Victor Davis Hanson on today's edition of “Victor Davis Hanson: In His Own Words:”     “Jermone Powell, the head of the Fed, will not lower interest rates even though there's been a good jobs report, a good inflation report, a good corporate profits report. GDP is gonna be evaluated, apparently, upward and there's been low energy cost. That mortgage is still 4.25% Fed rate to 4.5%. And that means mortgages are still 6.5%, 7%. And that housing market is slowing as a result.   “So, you've got to get that down. And the way Trump has to do it is just two ways: Either cut the budget or raise taxes—which will strangle the economy—or continue the tax cuts. And hope two things: that the tax cuts—the extension—will prime the economy, along with cheap interest rates.   And the question that we all have now: Is cutting taxes on tips, is cutting taxes on Social Security, is cutting taxes on first responder, etc.—all of which Trump has mentioned—is that really stimulus as opposed to, say, accelerated depreciation investment for businesses? I don't know the answer. But I do know, as a historian, that if you do not cut the deficit and the national debt and you have bond raters like Moody's or the Fed that will not lower interest rates, you're going to be in a crisis.” 

    Early Retirement
    The 4% Rule: Is It Still the Key to Early Retirement in 2025?

    Early Retirement

    Play Episode Listen Later May 26, 2025 19:12 Transcription Available


    The 4% withdrawal rule does not apply to early retirees since it's based on a 30-year timeline, not the 40+ years needed for early retirement. Guyton's guardrails approach offers a better alternative, allowing for 5.2-5.6% withdrawal rates by adapting spending based on market performance.• Guardrails approach uses flexible withdrawal rates that increase when markets perform well and decrease during downturns• Traditional 4% rule based only on S&P 500 and intermediate US bonds, while diversification across asset classes can increase safe withdrawal rates• First years of retirement often have high expenses (healthcare, education, travel) when your portfolio is most vulnerable• Bowling analogy: retirement planning with guardrails is like bowling with bumpers to avoid gutter balls• Business analogy: like a business owner, spend more when times are good, cut back when they aren't• Creating a "war chest" of safe assets reduces pressure on your growth investments during market downturns• Stress test your retirement plan against worst-case scenarios: market crashes, reduced Social Security, high inflation, living to 100- Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult your CPA or attorney regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

    Big Picture Retirement
    Listener Q&A: Trusts, IRMAA, Inheritance Taxes, Capital Gains, and More

    Big Picture Retirement

    Play Episode Listen Later May 26, 2025 41:10


    In this special episode, we catch up on a backlog of insightful listener questions—covering everything from estate planning and Social Security taxation to Roth conversions and Medicare rules. If you've been wrestling with real-world retirement planning decisions, you're not alone. Today's episode delivers practical answers to the kinds of issues many people face but few have clearly explained. We tackle: IRMAA and Social Security Taxation – Does IRMAA include Social Security income if it's not taxable? Capital Gains on a Vacation Home – Should you delay estate planning until after the sale of a property? What about the "2 out of 5 years" exemption? Paying Inheritance Taxes – If all your accounts list beneficiaries, how will state inheritance taxes (like Pennsylvania's) get paid on time? Step-Up in Basis with TOD Deeds – In Oklahoma, does property with a Transfer on Death deed still receive a step-up in basis? Impact of Home Sale on IRMAA and Roth Conversions – How does selling a vacation home affect your income-based Medicare premiums and Roth conversion strategies? Medicare Enrollment Rules at Age 65 – Are you legally required to enroll in Medicare at 65 if not on a qualifying employer plan? Trusts and Anonymity – How can you use estate planning tools while keeping your affairs private and self-directed? Probate Friendliness by State – Which states make probate easy, and which ones almost demand a trust-based plan? Inherited IRAs and Roth Conversions – Can a beneficiary convert inherited IRA funds into a Roth IRA for future tax-free growth? If you've ever had a nuanced question about retirement or estate planning, chances are someone else has too—and we're tackling them head-on in this packed Q&A episode. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

    Resilient
    Tariffs, Inflation & Recession: Are You Financially Prepared? | TRS 059

    Resilient

    Play Episode Listen Later May 26, 2025 137:44


    In this episode of The Resilient Show, Chad Robichaux is joined by financial strategist and founder of Allied Wealth Management, Ryan Wheless.Ryan breaks down the threats looming over America's financial future from the weakening U.S. dollar and Social Security's instability to the hidden impact of tariffs, inflation, and massive government overspending. This conversation covers practical ways to prepare, where to invest, and how financial resilience is directly tied to national and personal stability.Whether you're worried about your 401(k), curious about the value of gold and crypto, or simply want to understand how global policy is affecting your wallet—this episode delivers insight you won't hear on mainstream media.Learn more about Ryan & Allied Wealth: https://alliedwealth.comHear more from Ryan on his show "On The Money": https://www.youtube.com/@onthemoney1RESILIENT:Live Resilient Store: https://theresilientshow.com/live-resilient-storeJoin Our Patreon: https://patreon.com/theresilientshowFollow Us On Instagram: https://www.instagram.com/resilientshowFollow Us On Twitter:⁠ https://twitter.com/resilientshowFollow Us On TikTok: ⁠https://www.tiktok.com/@resilientshowFollow Chad:⁠https://www.instagram.com/chadrobo_official⁠https://www.x.com/chadroboSPONSORS:Smith & Wesson: ⁠https://www.smith-wesson.com/⁠Vortex Optics:https://vortexoptics.comGatorz Eyewear: ⁠https://www.gatorz.com/⁠Allied Wealth:https://alliedwealth.comBioPro+: ⁠https://www.bioproteintech.com/⁠BioXCellerator:https://www.bioxcellerator.comThe Holy Waters:https://theholywaters.comGet The Resilient Show x Uncharted Supply Co Bag: https://liveresilient.com/shopTRS is a proud supporter of military & first responder communities in partnership with Mighty Oaks Foundation.

    Ralph Nader Radio Hour
    Big, Beautiful… Betrayal

    Ralph Nader Radio Hour

    Play Episode Listen Later May 24, 2025 74:42


    In the midst of the terrible Trump tax bill moving through Congress, Ralph invites Sarah Anderson who directs the Global Economy Project at the Institute for Policy Studies to discuss the massive tax loopholes huge companies like Amazon get that allow them to pay far less in taxes than ordinary working people. Then, Greg LeRoy from Good Jobs First joins us to discuss how state taxpayers are footing the bill for these massive data centers companies like Google are building all over the country. Plus, Ralph has some choice words for passive unions and responds to listener feedback about our guest last week, Nadav Wieman.Sarah Anderson directs the Global Economy Project at the Institute for Policy Studies and is a co-editor of the IPS website Inequality.org. Her research covers a wide range of international and domestic economic issues, including inequality, CEO pay, taxes, labor, and Wall Street reform.They're (Congress is) planning to give huge new tax giveaways to large corporations like Amazon and wealthy people like Amazon founder Jeff Bezos. And partially paying for those tax cuts for the wealthy by slashing programs that mean so much to so many Americans like Medicaid and food assistance.”Sarah AndersonWe're not going to have a healthy, thriving society and economy as long as we have the extreme levels of inequality that we have today.Sarah AndersonDubbed “the leading national watchdog of state and local economic development subsidies,” “an encyclopedia of information regarding subsidies,” “God's witness to corporate welfare,” and “the OG of ensuring that state and local tax policy actually supports good jobs, sustainability, and equity,”* Greg founded Good Jobs First in 1998 upon winning the Public Interest Pioneer Award. He has trained and consulted for state and local governments, associations of public officials, labor-management committees, unions, community groups, tax and budget watchdogs, environmentalists, and smart growth advocates more than 30 years.Public education and public health are the two biggest losers in every state giving away money to data centers right now.Greg Le RoyWe know of no other form of state spending that is so out of control. Therefore, we recommend that states cancel their data center tax exemptions. Such subsidies are absolutely unnecessary for an extremely profitable industry dominated by some of the most valuable corporations on earth such as Amazon, Microsoft, Apple, Facebook, and Google.Good Jobs First report: “Cloudy With a Loss of Spending Control”They've (Congress has) known for years that the ordinary worker pays a higher tax rate than these loophole-ridden corporations.Ralph NaderIn my message to Trump, I ask him, "Why is he afraid of Netanyahu? And doesn't he want to come to the rescue of these innocent babies by saying, ‘Mr. Netanyahu, the taxpayers in this country are paying for thousands of trucks stalled at the border of Gaza full of medicine, food, water, electricity, fuel, and other critical necessities? We're going to put a little American flag on each one of these trucks, and don't you dare block them.'”…No answer.Ralph NaderNews 5/23/251. It seems as though the dam in Israeli politics against acknowledging the horrors in Gaza is beginning to break. In an interview with the BBC this week, former Israeli Prime Minister Ehud Olmert stated that what Israel "is currently doing in Gaza is very close to a war crime. Thousands of innocent Palestinians are being killed.” He went on to say, “the war has no objective and has no chance of achieving anything that could save the lives of the hostages.” These quotes come from the Jerusalem Post. And on May 21st, Haaretz reported that opposition party leader Yair Golan warned that Israel could become a “pariah state, like South Africa once was,” based on its actions in Gaza. Speaking a truth that American politicians appear incapable of articulating, he added, a “sane state does not wage war against civilians, does not kill babies as a hobby, and does not set goals for itself like the expulsion of a population.”2. Confirming this prognosis, the Cradle reports “The Israeli military has admitted that more than 80 percent of the people killed in the attacks on Gaza since Israel breached the ceasefire two months ago are…civilians.” This fact was confirmed by the IDF in response to a request from Hebrew magazine Hamakom, wherein “the military's spokesperson stated that 500 of the 2,780 killed in the Gaza Strip as of Tuesday are ‘terrorists.'” Leaving the remaining 2,280 people killed classified as “not suspected terrorists.” The Cradle compares this ratio, approximately 4.5 civilians killed for every combatant, to the Russia-Ukraine war – a ratio of approximate 2.8 to one. Israeli Prime Minister Netanyahu has “claimed that the ratio is just one civilian killed for each combatant killed.” At the same time, AP reports that while Israel has allowed a minimum of humanitarian aid to enter Gaza, under immense international pressure, “none of that aid actually reached Palestinians,” according to the United Nations spokesperson Stéphane Dujarric. The renewed offensive coupled with the barring of humanitarian aid has raised the alarm about mass starvation in Gaza.3. Developments on the ground in Gaza have triggered a new wave of international outcry. On May 19th, leaders of the United Kingdom, France and Canada issued a joint statement, reading in part, “We strongly oppose the expansion of Israel's military operations in Gaza. The level of human suffering in Gaza is intolerable… The Israeli Government's denial of essential humanitarian assistance to the civilian population is unacceptable and risks breaching International Humanitarian Law…We will not stand by while the Netanyahu Government pursues these egregious actions. If Israel does not cease the renewed military offensive and lift its restrictions on humanitarian aid, we will take further concrete actions in response.” The Parliament of Spain meanwhile, “passed a non-binding motion calling on the government to impose an arms embargo on Israel,” per Anadolu Ajansı. This potential ban, supported by all parties except the conservative People's Party and the far-right Vox, would “ban the exports of any material that could strengthen the Israeli military, including helmets, vests, and fuel with potential military use.” Left-wing parties in Spain are now pushing for an emergency session to impose a binding decree to this effect.4. The United States however seems to be moving backwards. Drop Site news reports Trump's Middle East envoy Steve Witkoff made a deal with Hamas ensuring that, “the Trump administration would compel Israel to lift the Gaza blockade and allow humanitarian aid to enter the territory…[and] make a public call for an immediate ceasefire,” in exchange for the release of Edan Alexander. Of course, once Alexander was released Trump reneged completely. Basem Naim, a member of Hamas's political bureau, told Drop Site, “He did nothing of this…They didn't violate the deal. They threw it in the trash.” Besides prolonging further the charnel house in Gaza, this duplicity undermines American credibility in the region, particularly with Iran at a time when Trump is seeking a new deal to prevent Iran from developing nuclear weapons.5. Democrats in Congress are inching towards action as well. On May 13th, Senator Peter Welch introduced Senate Resolution 224, calling for “the urgent delivery of humanitarian aid to address the needs of civilians in Gaza.” Along with Welch, 45 Democrats and Independents signed on to this resolution, that is the entire Democratic caucus except for John Fetterman. On May 14th, Rashida Tlaib introduced House Resolution 409, commemorating the Nakba and calling on Congress to “reinstate support for the United Nations Relief and Works Agency, which provides life-saving humanitarian assistance to Palestinians.” This was cosponsored by AOC and Reps. Carson, Lee, Omar, Pressley, Ramirez, Simon, and Coleman. And, on May 21st, a group of eight senators – Welch, Sanders, Kaine, Merkley, Murray, Van Hollen, Schatz, and Warnock – sent a letter urging Secretary of State Rubio to reopen the investigation into the death of Palestinian-American journalist Shireen Abu-Akleh, per Prem Thakker. The Biden administration ruled the death “unintentional,” but a new documentary by Zeteo News reveals a “Biden cover-up.”6. More action is occurring on college campuses as well, as students go into graduation season. At NYU, a student named Logan Rozos said in his graduation speech, “As I search my heart today in addressing you all…the only thing that is appropriate to say in this time and to a group this large is a recognition of the atrocities currently happening in Palestine,” per CNN. NYU announced that they are now withholding his diploma. At George Washington University, the Guardian reports student Cecilia Culver said in her graduation speech, “I am ashamed to know my tuition [fee] is being used to fund…genocide…I call upon the class of 2025 to withhold donations and continue advocating for disclosure and divestment.” GWU issued a statement declaring Culver “has been barred from all GW's campuses and sponsored events elsewhere.” The moral clarity of these students is remarkable, given the increasingly harsh measures these schools have taken to silence those who speak up.7. Moving on, several major stories about the failing DOGE initiative have surfaced in recent days. First, Social Security. Listeners may recall that a DOGE engineer said “40% of phone calls made to [the Social Security Administration] to change direct deposit information come from fraudsters.” Yet, a new report by NextGov.com found that since DOGE mandated the SSA install new anti-fraud checks on claims made over the phone, “only two claims out of over 110,000 were found to likely be fraudulent,” or 0.0018%. What the policy has done however, is slow down payments. According to this piece, retirement claim processing is down 25%. Meanwhile, at the VA, DOGE engineer Sahil Lavingia, “found…a machine that largely functions, though it doesn't make decisions as fast as a startup might.” Lavingia added “honestly, it's kind of fine—because the government works. It's not as inefficient as I was expecting, to be honest. I was hoping for more easy wins.” This from Fast Company. Finally, CBS reports, “leaders of the United States Institute for Peace regained control of their offices Wednesday…after they were ejected from their positions by the Trump administration and [DOGE] in March.” This piece explains that On February 19th, President Trump issued Executive Order 14217 declaring USIP "unnecessary" and terminating its leadership, most of its 300 staff members, its entire board, installing a DOGE functionary at the top and transferring ownership of the building to the federal government. This set off a court battle that ended Monday, when U.S. District Judge Beryl Howell ruled that the takeover was “unlawful” and therefore “null and void.” These DOGE setbacks might help explain Elon Musk's reported retreat from the political spotlight and political spending.8. On May 21st, Congressman Gerry Connolly passed away, following his battle with esophageal cancer. Connolly's death however is just the latest in a disturbing trend – Ken Klippenstein reports, “Connolly joins five other members of Congress who also died in office over the past 13 months…Rep. Raúl Grijalva…Rep. Sylvester Turner…Rep. Bill Pascrell…Rep. Sheila Jackson Lee…[and] Rep. Donald Payne Jr.” All of these representatives were Democrats and their deaths have chipped away at the close margin between Democrats and Republicans in the House – allowing the Republicans to pass Trump's “Big Beautiful Bill” by a single vote. Connolly himself prevailed over AOC in a much-publicized intra-party battle for the Ranking Member seat on the House Oversight committee. It speaks volumes that Connolly was only able to hold onto that seat for a few short months before becoming too sick to stay on. This is of course part and parcel with the recent revelations about Biden's declining mental acuity during his presidency and the efforts to oust David Hogg from the DNC for backing primaries against what he calls “asleep-at-the-wheel” Democrats.9. Speaking of “asleep-at-the-wheel” Democrats, Bloomberg Government reports Senator John Fetterman “didn't attend a single committee hearing in 2025 until…May 8, about a week after an explosive New York Magazine story raised questions about his mental health and dedication to his job.” Fetterman, who represents Pennsylvania on the Commerce, Agriculture, and Homeland Security committees skipped the confirmation hearings for Homeland Security Secretary Kristi Noem, Commerce Secretary Howard Lutnick and Budget Director Russ Vought, some of the most high-profile and controversial Trump appointments. Fetterman still has yet to attend a single Agriculture committee hearing in 2025.10. Finally, in more Pennsylvania news, the state held its Democratic primaries this week, yielding mixed results. In Pittsburgh, progressives suffered a setback with the ouster of Mayor Ed Gainey – the first Black mayor of the city. Gainey lost to Allegheny County Controller Corey O'Connor, the son of former Mayor Bob O'Connor, the Hill reports. In Philadelphia however, voters approved three ballot measures – including expanding affordable housing and adding more oversight to the prison system – and reelected for a third term progressive reform District Attorney Larry Krasner, per AP. Krasner has long been a target of conservatives in both parties, but has adroitly maneuvered to maintain his position – and dramatically reduced homicide rates in Philly. The Wall Street Journal reports Philadelphia homicides declined by 34% between 2023 and 2024, part of substantial decline in urban homicides nationwide. Kudos to Krasner.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

    The Retirement and IRA Show
    Social Security, IRA Basis, and Roth 5-Year Rule: Q&A #2521

    The Retirement and IRA Show

    Play Episode Listen Later May 24, 2025 95:39


    Jim and Chris answer listener questions on Social Security timing, the Earnings Test, nondeductible IRA basis, and the Roth 5-Year Rule. (16:15) Georgette asks whether filing retroactively in December, with Social Security payments issued in January, ensures that all income—including the retroactive amount—will be reported on the following year's tax return. (28:00) A listener working […] The post Social Security, IRA Basis, and Roth 5-Year Rule: Q&A #2521 appeared first on The Retirement and IRA Show.

    The Roseanne Barr Podcast
    Valentina Gomez doesn't give a f*ck | The Roseane Barr Podcast #100

    The Roseanne Barr Podcast

    Play Episode Listen Later May 23, 2025 68:55


    Few politicians grab attention like Valentina Gomez. She didn't just enter the spotlight—she kicked the door down with anti-Islamic remarks at a Texas City Hall event and hasn't stopped ruffling feathers since. Even Roseanne occasionally asks her to tone it down. But Valentina? She's God's loudest megaphone, America's most enthusiastic flag-waver, and the human embodiment of "Did she really just say that?"   VALENTINA GOMEZ:   https://www.valentinaforcongress.com   https://x.com/ValentinaForUSA ------------------------------------------------ Sponsored By: REPUBLIC LIFE NOW “Why Indexed Annuities?” Because living off hipster vibes and ramen noodles at 85 isn't a good plan. Goto https://republiclifenow.com and plan the best retirement strategy for you  ANCIENT CRUNCH Ready to give MASA a try? Go to MASAChips.com/Roseanne and use code ROSEANNE to get 25% OFF your first order of MASA Chips! That's MASAChips.com/Roseanne Go grab your bag now!   AMAC AMAC is fighting for Social Security, election integrity, and real conservative values!  Just $16 a year, & you're part of a movement that still loves America. Get the AMAC Magazine, a bunch of money-saving discounts, and a whole lot of common sense.     Go to http://amac.us/roseanne and join the fight! ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop    ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------ Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

    Divorce Master Radio
    How to Handle Social Security Benefits After Divorce? | Los Angeles Divorce

    Divorce Master Radio

    Play Episode Listen Later May 23, 2025 1:58


    Money Wisdom
    How to Plan for a 30-Year Retirement

    Money Wisdom

    Play Episode Listen Later May 23, 2025 9:44


    Retirement isn't just the end of your working years, it's the beginning of what could be the most financially demanding third of your life. With people living longer than ever, planning for a 30-year retirement is no longer just smart, it's essential. In this episode, Jake and Nick address how the old model of relying solely on Social Security and pensions doesn't hold up anymore, especially when inflation, healthcare costs, and market volatility enter the picture. They also discuss how to build a retirement plan that adapts to every stage, from the energetic “go-go” years to the slower seasons that come with higher medical expenses and fewer travel plans. Find out how Johnson Brunetti helps you identify the real income gap, assess your risk exposure, and create a spending strategy that balances lifestyle with longevity. You'll learn why “sitting in cash” may feel safe but could actually hurt you, and how to position your savings for both sustainability and flexibility. Here's what we discuss in this episode:

    Jill on Money with Jill Schlesinger
    Mortgage Payoff Dilemma

    Jill on Money with Jill Schlesinger

    Play Episode Listen Later May 22, 2025 13:26


    From what I can see, I could pay off my mortgage and still be able to live easily on Social Security and a tiny pension. Should I do it? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    Retirement Planning Education, with Andy Panko
    #152 - Q&A edition...how to deal with market declines, Social Security spousal benefits, vacation home sale impacts on IRMAA and MORE!

    Retirement Planning Education, with Andy Panko

    Play Episode Listen Later May 22, 2025 53:35


    Listener Q&A where Andy talks about: Why more fund managers don't offer mutual fund-to-ETF conversions ( 5:02 )How my firm helps clients prepare for severe market declines, and how we communicate bad markets to them ( 8:48 )Who's the voice of the intro and outro to this podcast ( 16:06 )For spouses claiming Social Security, what's a good claiming strategy when one spouse doesn't have enough work history to get their own benefit and can only get spousal benefits ( 17:19 )Could a person continue to fund a 529 for their children and later transfer the beneficiary to eventual grandchildren ( 21:37 )What constitutes a gift of digital assets; is it the transfer of the key to the wallet? ( 24:01 )What date/time is used for the date of death valuation of assets, like crypto, that trade 24/7 ( 25:52 )How will the sale of a vacation property impact IRMAA ( 26:55 )How will the sale of a vacation property impact Roth conversion analysis and trying to fill up a certain tax bracket ( 28:46 )Why were the recent 3 and 5-year returns of total bond market funds so poor ( 32:48 )Making estimated payments or withholdings to cover the tax obligations from a Roth conversion done late in the year ( 41:39 )Thoughts on a listener's proposed basic retirement plan, investment allocation and bucketing strategy ( 47:20 )The Smart Money, Fresh Minds podcast - hereMy YouTube video on Estimated Taxes, Tax Withholdings and Underpayment Penalties - hereTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    The Shannon Joy Show
    Trump's Big Bad Bull-Shit Budget Betrayal Bill Prohibits States From Interfering With Federal AI Programs For Ten Years! Rage Against This America. With Special Guest Dr. William Makis.

    The Shannon Joy Show

    Play Episode Listen Later May 22, 2025 90:18


    SJ Show Notes:Follow Dr. Makis HERE: https://substack.com/@makismdhttps://x.com/MakisMDmakisw79@yahoo.comPlease support Shannon's independent network with your donation HERE: https://www.paypal.com/donate/?hosted_button_id=MHSMPXEBSLVTSupport Our Sponsors:You can get 20% off your first order of Blackout Coffee! Just head to http://blackoutcoffee.com/joy and use code joy at checkout.The Satellite Phone Store has everything you need when the POWER goes OUT. Use the promo code JOY for 10% off your entire order TODAY! www.SAT123.com/JoyGet 45% OFF Native Path HYDRATE today! Special exclusive deal for the Joy audience only! Check it out HERE: www.nativepathhydrate.com/joyColonial Metals Group is the company Shannon trusts for all her metals purchases! Set up a SAFE & Secure IRA or 401k with a company who shares your values! Learn more HERE: https://colonialmetalsgroup.com/joyPlease consider Dom Pullano of PCM & Associates! He has been Shannon's advisor for over a decade and would love to help you grow! Call his toll free number today: 1-800-536-1368 Or visit his website at https://www.pcmpullano.comShannon's Top Headlines May 22, 2025:Trump's 'Big Beautiful Bill' would create 'unfettered abuse' of AI: Business InsiderTrump's 'Big Beautiful Bill' would create 'unfettered abuse' of AI, 141 high-profile orgs warn in letter to Congress days agoWhen it Comes to AI Policy, Congress Shouldn't Cut States off at the Knees: https://garymarcus.substack.com/p/when-it-comes-to-ai-policy-congress?r=fuu7w&utm_medium=iosRon Johnson: The Ugly Truth About Trump's Big Beautiful Bill: https://x.com/SenRonJohnson/status/1923057940908454239WATCH: Dr. Peter McCullough's Truth Bombs In Testimony Yesterday: https://x.com/MJTruthUltra/status/1925271018387763352Dr. William Makis: Scott Adams reveals his Prostate Cancer and our attempts to beat it - my response to Scott's Podcast: https://substack.com/home/post/p-163941944Renowned Data Analyst Warns Excess Deaths Are Surging ‘Off the Charts' https://substack.com/home/post/p-162167578Stop this bill.Shut the government down.Because it is becoming increasingly clear that every penny given to these psychopaths can and will be used against we the people.Hidden deep within Trump's budget monstrosity is a clause which threatens every American, our Constitutional Republic and humanity. Trump's ‘big beautiful budget bill' sneaks in a section which prohibits states from interfering with AI programs and development and also machine decision making for for ten years.“No state or political subdivision may enforce any law or regulation regulating artificial intelligence models, artificial intelligence systems, or automated decision systems during the 10-year period beginning on the date of the enactment of this Act.”There is SO much wrong with this and frankly, it's the cherry on top of a dumpster fire of a bill which betrays nearly every promise made by Trump in the 2024 election.There is nothing good about this bill and in my opinion the best we can do is dump it completely and shut down the government.Interestingly, ‘shutting down the government' actually KEEPS the essential spending in place (like Social Security benefits and Medicare) while suspending all the grift and billionaire benefits.It's exactly what we need.That's the bad news … but there is GOOD news too!Today we will talk to a frontline medical freedom warrior who is actually saving lives through life saving cancer treatments. Dr. William Makis is living proof that there ARE solutions out there and I cannot wait to talk to him again.We discuss this and more today on the SJ Show!Join the Rumble LIVE chat and follow my Rumble Page HERE so you never miss an episode: https://rumble.com/c/TheShannonJoyShowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Week in Art
    Jean Tinguely's 100th anniversary, Fenix Museum, Ben Shahn

    The Week in Art

    Play Episode Listen Later May 22, 2025 64:52


    A host of exhibitions and events this month and next celebrate the 100th anniversary of the birth of the Swiss artist Jean Tinguely, one of the godfathers of kinetic and auto-destructive art. Ben Luke speaks to Roland Wetzel, the director of the Tinguely Museum in Basel about the artist's life and work, and the events marking the centenary. In Rotterdam in the Netherlands, Fenix, a museum about migration, has just opened, featuring a dramatic stainless steel tornado form on its roof. We discuss the museum with its director, Anne Kremers. And this episode's Work of the Week is by an immigrant artist, Ben Shahn, who was born in modern-day Lithuania but travelled as a child to the US, where he became a leading painter associated with Social Realism. Among his greatest achievements was the mural The Meaning of Social Security, painted between 1940 and 1942 in Washington D.C. to reflect the benefits of the then-recent Social Security Act. Shahn is the subject of a major show that opened this week at the Jewish Museum in New York. We speak to Laura Katzman, the co-curator of the exhibition with the Jewish Museum's Stephen Brown, about Harvesting Wheat (1941), Shahn's study for one of the figures in the mural.The Tinguely Museum in Basel, Switzerland, has a permanent display of his work; Scream Machines–Art Ghost Train, by Rebecca Moss and Augustin Rebetez, Tinguely Museum, until 30 August; Mechanics and Humanity: Eva Aeppli and Jean Tinguely, Lehmbruck Museum, Duisburg, Germany, until 24 August; Niki de Saint Phalle & Jean Tinguely: Myths & Machines, Hauser & Wirth Somerset, Bruton, UK, until 1 February 2026; Niki de Saint Phalle, Jean Tinguely, Pontus Hultén, Grand Palais, Paris, 20 June-4 January 2026.The Fenix museum is open now.Ben Shahn: On Nonconformity, Jewish Museum, New York, 23 May-12 October. The book accompanying it published on 3 June by Princeton University Press, priced $45.00/£38.00.The Meaning of Social Security murals:https://art.gsa.gov/artworks/637/the-meaning-of-social-security?ctx=3bc918796c456cc8fb8e3d3f033918d4249d0ce6&idx=6https://livingnewdeal.org/sites/wilbur-j-cohen-building-shahn-frescoes-washington-dc/#lg=1&slide=1 Hosted on Acast. See acast.com/privacy for more information.

    The NewRetirement Podcast
    Flipping the Script

    The NewRetirement Podcast

    Play Episode Listen Later May 22, 2025 53:01


    In this episode of Boldin Your Money, Steve Chen sits down with Geoff Schmidt, the creator behind the wildly popular YouTube channel Holy Schmidt. Geoff shares his inspiring journey from Wall Street to YouTube, sparked by a mission to help his father and ultimately millions better understand retirement planning. With over 350 videos and 335K+ subscribers, Geoff offers powerful insights on financial literacy, Social Security, blind spots in retirement, and building wealth with clarity and intention. A must-listen for anyone navigating retirement planning or curious about becoming a trusted voice in personal finance.

    Her Half of History
    14.18 Frances Perkins, Secretary of Labor for FDR

    Her Half of History

    Play Episode Listen Later May 22, 2025 27:40


    Traditional histories give President Franklin Delano Roosevelt a lot of credit for guiding the United States out of the Great Depression. But his best move may have been appointing the first woman ever to join a presidential cabinet. As Secretary of Labor, Frances Perkins won victories on public works for increased employment, 8 hour work days, minimum wage, Social Security, workplace safety standards, and no child labor. Many of her programs are still in place for Americans today. Please vote for me in the Women Podcasters Awards (https://bit.ly/43gK8Pt) I'm in the History category. Visit the website (herhalfofhistory.com) for sources, transcripts, and pictures. Support the show on my Patreon page for bonus episodes, polls, and a general feeling of self-satisfaction. Or make a one-time donation on Buy Me a Coffee. Join Into History for a community of ad-free history podcasts, plus bonus content. Visit Evergreen Podcasts to listen to more great shows. Follow me on Threads as Her Half of History. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Signal or Noise?
    The End of an Era

    Signal or Noise?

    Play Episode Listen Later May 22, 2025 29:24


    With Warren Buffet announcing he'll be stepping down as the CEO of Berkshire Hathaway at the end of this year, Charlie and Peter discuss seven new lessons we can glean from his legacy. Plus, we've seen one of the most significant market rebounds in history since the bear market low in April. Is it a signal or just noise?

    The Rich Mind Podcast
    The ONE Mindset Shift That Puts YOU in Control

    The Rich Mind Podcast

    Play Episode Listen Later May 22, 2025 28:41 Transcription Available


    Are you tired of feeling like life is happening to you instead of for you?   This episode of the Rich Mind Podcast dives deep into the transformative power of taking 100% responsibility for every aspect of your life – your thoughts, beliefs, choices, and outcomes in health, wealth, and legacy.   Randy and Greg break down the empowering concept that responsibility is simply your "ability to respond."   Discover how shifting from a mindset of blame (blaming others, society, parents) to one of personal accountability can liberate you from the frustrating pursuit of certainty in an ever-changing world.   Learn to: Recognize and challenge programmed beliefs that limit your potential. Get in the "driver's seat" of your life, making conscious choices. Separate feelings from facts to make logical, empowered decisions (as Greg shares from his weight loss journey). Understand that "no one is coming to save you" – your success and well-being are in your hands. Apply these principles to your finances (challenging reliance on external systems like Social Security) and your health (questioning mainstream narratives). This episode is for anyone ready to stop being a passenger and start becoming an active creator of their own life.   If you're looking for hope, practical strategies to overcome the victim mentality, and the discipline to build a fulfilling future, this conversation is a must-listen.   Take responsibility, embrace your ability to respond, and start building the rich life you desire today.   Ready to take your life to the Next Level? If so, we have the Perfect Gift just for you. Head over to ➡️ https://www.richmind.co and grab the Ultimate Productivity Guide “Unleash Your Peak”   We'd Love to stay connected…Head over to richmind.co to grab all of our FREE resources as well as connect with us directly at info@richmind.co

    One Minute Retirement Tip with Ashley
    I'm Retiring In Two Years. Should I Start Social Security At Retirement Or Wait Longer?

    One Minute Retirement Tip with Ashley

    Play Episode Listen Later May 22, 2025 4:57


    This week on the Retirement Quick Tips Podcast, I'm answering your questions.  Today, I'm answering the question - I'm retiring in 2 years. Should I start social security at retirement or wait longer?

    The Buck Sexton Show
    The Biggest Boost to the Greatest Economy Ever

    The Buck Sexton Show

    Play Episode Listen Later May 21, 2025 15:25 Transcription Available


    White House Council of Economic Advisers Chairman Steve Myron joins to break down the details behind the so-called “big, beautiful bill” touted by President Trump. Myron outlines how the legislation extends the 2017 tax cuts, avoiding what would be the largest tax hike in American history if allowed to expire. He explains how the bill will lower taxes on families, businesses, tips, overtime, and even Social Security, while driving massive economic growth. See omnystudio.com/listener for privacy information.

    Money Guy Show
    X% of Americans Over 50 Have NOTHING Saved…

    Money Guy Show

    Play Episode Listen Later May 21, 2025 65:28


    What happens if you turn 50 and haven't saved a dime? We break down how to turn things around with tools like catch-up contributions, Social Security planning, and flexible retirement timelines. Then we answer your questions about profit sharing, maintaining a 25% savings rate, self-employment, and a whole lot more! ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Real Estate CPA Podcast
    328. Inside the “One Big, Beautiful Bill” & How To Prepare for it with Nathan Sosa, CPA, MST

    The Real Estate CPA Podcast

    Play Episode Listen Later May 21, 2025 37:08


    In this week's episode of the Tax Smart REI Podcast, Thomas Castelli and Nathan Sosa break down what real estate investors need to know about the draft of the 2025 tax bill, dubbed the “One Big, Beautiful Bill”, including what's in it, what might change, and how to prepare for the opportunities it presents. Key topics covered: - The likely return of 100% bonus depreciation (and who qualifies) - SALT cap drama: why it could derail the bill - Changes to Qualified Opportunity Zones and what they mean for investors - Section 179 expensing increases for short-term rentals and asset-heavy businesses - QBI deduction bumps and simplified rules for service-based businesses - Full expensing for industrial facilities (and how it could spark a manufacturing boom) - “No tax on tips, overtime, or Social Security” — what made it in and what didn't Plus, we cover what provisions are being made permanent, what's being rolled back, and why now is the time to align with a tax advisor who knows how to play offense with the tax code. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Join the Tax Smart Insiders Community: go.therealestatecpa.com/3Xx1Cpd Check out Thomas's new YouTube channel: www.youtube.com/@thomascastelli The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.

    The Dom Giordano Program
    Enter the Dom Dome (Full Show)

    The Dom Giordano Program

    Play Episode Listen Later May 21, 2025 138:50


    12 - Will Dom be the Republican nominee for District Attorney in Philadelphia opposite Larry Krasner? A certain morning talk radio host thinks so! Is it niche or niche? 1205 - How smug does Krasner sound after his primary win yesterday? Should Dom apologize to the FOP? Some nice hearty laughs from the Krasner crowd yesterday! 1215 - Side - someone you would like to hear Dom interview 1220 - The NFL didn't go full socialist! What was Roe's present to Dom? Would you get a massage? Should you talk to the masseuse during a massage? Your calls. 1240 - What is in the water in Abington? Your calls. 1250 - Trump spars with the South African president over the calls for the genocide of white farmers down on the cape. 1 - Before he can join us, Congressman Jeff Van Drew has to vote! Jeff details why it is not an issue for Democrats to want to oversee Delaney Hall, but you must make an appointment through the proper channels and conduct yourself appropriately! Why are wind energy projects in New Jersey different from other states? Will the “Big Beautiful Bill” have Republican grandstanders in addition to Democrat opposition? Should Medicaid change? What is not being reported accurately about the cuts to Medicaid? Why have the Democrats focused shifted from kids to money? What is the Social Security and Medicaid line that the government has to balance on? 120 - The NFL has decided to not ban the “Tush Push”. Why is this a win for the eagles and parity? 140 - Your calls to kick off the segment. 150 - Returning to the FOP's non-endorsement of a DA candidate due to the perceived toxicity of the police. 2 - Has Bucks County completely lost its mind? Their County Commissioners certainly have. 210 - Your calls. 215 - Dom's Money Melody! 225 - Revisiting Krasner talk. Your calls. 235 - PA State Representative Martina White joins the program. Did she watch any of the Krasner coverage yesterday? Why was Pat Dugan's name not large enough to topple Krasner in this election cycle? Would Dugan run as a Republican and ask for more endorsements? 250 - The Lightning Round!

    The Dom Giordano Program

    1 - Before he can join us, Congressman Jeff Van Drew has to vote! Jeff details why it is not an issue for Democrats to want to oversee Delaney Hall, but you must make an appointment through the proper channels and conduct yourself appropriately! Why are wind energy projects in New Jersey different from other states? Will the “Big Beautiful Bill” have Republican grandstanders in addition to Democrat opposition? Should Medicaid change? What is not being reported accurately about the cuts to Medicaid? Why have the Democrats focused shifted from kids to money? What is the Social Security and Medicaid line that the government has to balance on? 120 - The NFL has decided to not ban the “Tush Push”. Why is this a win for the Eagles and parity? 140 - Your calls to kick off the segment. 150 - Returning to the FOP's non-endorement of a DA candidate due to the perceived toxicity of the police.

    Keen on Retirement
    Should You Consider Taking Social Security Before Age 70?

    Keen on Retirement

    Play Episode Listen Later May 21, 2025 39:48


    According to a recent Wall Street Journal article, there were 580,887 pending Social Security claims in March 2025. That's an increase of more than 80,000 from a year ago. Many of those claimants are seniors who have not yet reached their reach full retirement age.  I'd love to believe that the majority of these folks are taking Social Security early as part of a carefully considered plan to achieve a specific goal, such as early retirement. But, unfortunately, fear and short-sightedness often play far too big a role in the Social Security decision, especially for seniors who aren't working with an advisor.  On today's show, we clear up some of the misconceptions around Social Security and explain how Keen Wealth incorporates this important benefit into our comprehensive planning process. 

    Pod Save the People
    America is Criminal w/ Sandy Hudson

    Pod Save the People

    Play Episode Listen Later May 20, 2025 94:35


    Trump admin uses ICE to target political enemies, considers producing a reality show where immigrants compete for U.S. citizenship, and calls the future of social security into question. DeRay interviews author and activist Sandy Hudson to chat about her new book DEFUND: Black Lives, Policing, and Safety for All. NewsDHS official Tricia McLaughlin insists that members of Congress and the Newark mayor "bodyslammed" ICE officersA Reality Show Where Immigrants Compete for U.S. Citizenship? D.H.S. Is Considering It.Why Are So Many Retirees Filing for Social Security Earlier?Officials plead for the public's help in capturing 7 escaped New Orleans inmates still on the run Follow @PodSaveThePeople on Instagram.

    The Dana Show with Dana Loesch
    Big Beautiful Beef, Comey Plays Dumb & Ted Nugent Joins Us

    The Dana Show with Dana Loesch

    Play Episode Listen Later May 20, 2025 109:31


    President Trump heads to Capitol Hill to get the “Big, Beautiful Bill” passed. Some Republicans plan to vote for billions of dollars for Joe Biden's Green New Deal. Trump calls Rep. Thomas Massie a “grand-stander” who “should be voted out of office”. Dana explains why this is a bad move and why the GOP needs to get itself together. Dana explains why your taxes will go up next year. James Comey goes on MSNBC to act clueless about the meaning of the term “86” and claims it never occurred to him that it was anything controversial. Rock Legend & Lifelong Outdoorsman Ted Nugent joins us to react to the steps the Trump Administration is taking to protect 2A, Joe Biden's cancer diagnosis, and much more. Eddie Vedder from Pearl Jam defends Bruce Springsteen and says “residents are being deported without due process”. Sec. Marco Rubio completely OWNS Sen. Van Hollen over having a margarita with an MS-13 gang member. Dana resurfaces the story of Curtis Dunn, the alleged drunk driver that Joe Biden claimed killed his wife and daughter who was exonerated after decades of the Biden family ruining his life. Rep. Chip Roy joins us to share the good, bad and the UGLY in the "Big, Beautiful Bill", the RINO's supporting the Green New Deal funding and what it could mean for entitlements like Social Security.Thank you for supporting our sponsors that make The Dana Show possible…Relief Factorhttps://relieffactor.com OR CALL 1-800-4-RELIEFTurn the clock back on pain with Relief Factor. Get their 3-week Relief Factor Quick Start for only $19.95 today! Goldcohttps://DanaLikesGold.com Protect your financial future with my trusted gold company—get your GoldCo 2025 Gold & Silver Kit today, and you could qualify for up to 10% in bonus silverByrnahttps://byrna.com/danaGet your hands on the new compact Byrna CL. Visit Byrna.com/Dana receive 10% off Patriot Mobilehttps://patriotmobile.com/DanaDana's personal cell phone provider is Patriot Mobile. Get a FREE MONTH of service code DANAHumanNhttps://humann.comSupport your metabolism and healthy blood sugar levels with Superberine by HumanN. Find it now at your local Sam's Club next to SuperBeets Heart Chews.  KelTechttps://KelTecWeapons.comSee the third generation of the iconic SUB2000 and the NEW PS57 - Keltec Innovation & Performance at its bestAll Family Pharmacyhttps://AllFamilyPharmacy.com/DanaCode Dana10 for 10% off your entire orderPreBornhttps://Preborn.com/DanaWith your help, we can hit the goal of 1,000 ultrasounds this month! Just dial #250 and say “Baby” Home Title Lockhttps://hometitlelock.com/danaProtect your home! Get a FREE title history report + 14 days of coverage with code DANA. Check out the Million Dollar TripleLock—terms apply.

    Ready For Retirement
    Social Security at 62 vs 67 vs 70: When should you start claiming your benefits?

    Ready For Retirement

    Play Episode Listen Later May 20, 2025 19:14 Transcription Available


    Deciding when to start your Social Security benefits might be the single most consequential financial decision of your retirement journey. Should you claim early at 62, wait until full retirement age at 67, or delay until 70 to maximize your monthly check? The answer isn't as straightforward as many think.Your Social Security benefit is calculated using your 35 highest-earning years, adjusted for inflation. This forms your Primary Insurance Amount (PIA) – what you're entitled to at full retirement age. But here's where strategy enters: claiming at 62 permanently reduces your benefit by about 30%, while each year you delay beyond full retirement age adds a valuable 8% to your monthly check (up to age 70).The early claiming strategy at 62 offers immediate cash flow and potentially preserves your investment portfolio longer. However, it comes with serious trade-offs: permanently reduced monthly benefits, earnings limits if you're still working ($23,400 before penalties kick in), and potentially smaller survivor benefits for your spouse. This decision isn't just about you – it affects your family's financial security after you're gone.Waiting until full retirement age gives you 100% of your calculated benefit and eliminates the earnings test if you're still working. It represents a balanced approach that neither maximizes nor minimizes your benefit. Meanwhile, delaying until 70 increases your monthly check by a substantial 24% over your full retirement age benefit – creating the strongest possible income floor for life and maximum protection against longevity risk. This delay strategy also opens tax planning opportunities in your 60s, particularly for Roth conversions.The optimal claiming age depends on your unique circumstances. Consider your health outlook, marital status, other income sources, tax situation, and overall retirement income needs. Remember that this isn't simply about break-even calculations – it's about creating security and maximizing quality of life throughout your retirement journey.Ready to get clarity on your optimal Social Security strategy? Visit our website to discover how personalized retirement planning can help you make the most of your benefits and create lasting financial security for you and your loved ones. Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

    Better Wealth with Caleb Guilliams
    How To ACTUALLY Retire Rich (Tax-Free Income, 401Ks, Investing, & More) | James Conole

    Better Wealth with Caleb Guilliams

    Play Episode Listen Later May 20, 2025 91:39


    Retirement Expert James Conole @RootFP breaks down how to retire wealthy with smart strategies around tax-free income, 401(k)s, Roth conversions, investment risk, Social Security, and the psychology of spending in retirement. Plus, we debate whole life insurance vs. bond alternatives, explore annuities, reverse mortgages, and the surprising ways legacy and lifestyle planning shape long-term wealth.Check out James Conole's Channel: @RootFP Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault00:00 Intro02:36 The Importance of Financial Planning04:47 Framework for Retirement Planning12:44 Understanding Cash Flow and Inflation17:44 Investment Strategies and Risk Management21:27 Typical Withdrawal Rate For 5 Years32:34 Understanding Root Reserves36:21 Risk Tolerance vs. Risk Capacity39:20 James Conole's Liquid Investments44:48 Exploring Annuities and Their Benefits48:52 Tax Advantages52:49 Retirement As an Income Strategy57:31 Navigating Reverse Mortgages01:01:44 Cashflow in Financial Planning01:04:10 Gold and Precious Metals01:07:25 Debt Management and Financial Strategies01:08:25 Tax Planning for Retirement01:21:11 Business Or Invesments01:27:00 Finding Purpose and Intentional Living______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

    Marketplace All-in-One
    What it's like repaying student loans at 70

    Marketplace All-in-One

    Play Episode Listen Later May 19, 2025 6:49


    As part of our "Buy Now, Pay Later" series — produced in partnership with Next Avenue, a nonprofit news platform for older adults produced by Twin Cities PBS — we'll hear firsthand from 70-year-old Loreli Taylor, a Social Security beneficiary who took out student loans decades ago and still has debt to pay down. She's not alone; the number of student loan borrowers 62 and older is up sharply. Also, borrowing rates are rising.

    Marketplace Morning Report
    What it's like repaying student loans at 70

    Marketplace Morning Report

    Play Episode Listen Later May 19, 2025 6:49


    As part of our "Buy Now, Pay Later" series — produced in partnership with Next Avenue, a nonprofit news platform for older adults produced by Twin Cities PBS — we'll hear firsthand from 70-year-old Loreli Taylor, a Social Security beneficiary who took out student loans decades ago and still has debt to pay down. She's not alone; the number of student loan borrowers 62 and older is up sharply. Also, borrowing rates are rising.

    The Daily Beans
    Project 2026 (feat. John Fugelsang; Jon ‘Bowzer' Bauman)

    The Daily Beans

    Play Episode Listen Later May 16, 2025 86:09


    Friday, May 16th, 2025Today, the Supreme Court hears arguments on birthright citizenship and whether district judges can issue nationwide injunctions; turns out Kristi Noem wants her own plane too; Walmart announced it will start raising prices because of tariffs; Colorado air traffic controllers lost contact with planes for six minutes Monday; Missouri Republicans have repealed sick leave and wage law that voters approved just months before; RFK Jr wants to reverse Covid vaccine recommendations for kids; Tulsi Gabbard fires two top intelligence officials; the Trump administration is considering bans on abortion drugs after dropping their lawsuit; DOGE fixes some of its math by removing resurrected contracts from it's list of cancellations; and Pam Bondi sold a million in Trump stocks right before the tariffs were announced; and Allison and Dana deliver your Good News.Thank You, BCDistilleryUse promo code DAILYBEANS at CBDistillery.com for 25% off your purchase.  Specific product availability depends on individual state regulations.Thank You, Fast Growing TreesGet 15% off your first purchase.  FastGrowingTrees.com/dailybeansThank you to our thousands and thousands of sustaining members, and please join us and support independent media at patreon.com/muellershewrote for as little as $3 a month.MSW Media, Blue Wave California Victory Fund | ActBlueGuest: John FugelsangTell Me Everything — John FugelsangThe John Fugelsang PodcastSiriusXM ProgressJohn Fugelsang (@johnfugelsang.bsky.social) — BlueskyPre-order Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds by John FugelsangGuest: Jon ‘Bowzer' Bauman - Social Security WorksDNC Seniors Council@jonbowzerbauman - Bluesy; @JonBowzerBauman - twitterStories:Supreme Court justices appear divided in birthright citizenship arguments | NPRRFK Jr orders mifepristone review as anti-abortion groups push for ban | US news | The GuardianFed chief Jerome Powell warns that U.S. could face "supply shocks" | CBS NewsMissouri legislature repeals sick leave law that voters approved just months before | KCUR - Kansas City news and NPRTrump wants a new plane. Now, so does Homeland Security Secretary Noem. | The Washington PostPam Bondi Sold Trump Media Stock the Day Trump Announced Tariffs | ProPublicaColorado Air Traffic Control Facility Lost Contact With Some Pilots | The New York TimesGabbard fires leaders of intelligence group that wrote Venezuela assessment | The Washington PostDOGE Removes Dozens of Resurrected Contracts From Its List of Savings | The New York TimesGood Trouble: RFK Jr. eyes reversing CDC's Covid-19 vaccine recommendation for children - POLITICO - There is one week left to submit comments on RFK Jr trying to pull the covid vaccines from the list of recommended vaccines for children.Make your voices heard about KEEPING the vaccine on the list using this link: www.regulations.gov/commenton/FDA-2025-N-1146-0001Find Upcoming Demonstrations And Actions:50501 MovementJune 14th Nationwide Demonstrations - NoKings.orgIndivisible.orgShare your Good News or Good Trouble:dailybeanspod.com/goodFrom The Good NewsWorld Day for Cultural Diversity for Dialogue and Development | United Nations]@catsonacouchhttps://www.facebook.com/amandaelizabethmarcotteRun For Somethingfriendsofbigbearvalley.orgFederal Register :: Rescinding the Definition of “Harm” Under the Endangered Species ActMenstruation Health Week | Beltrami HistoryReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.Share your Good News or Good Trouble:https://www.dailybeanspod.com/good/ Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, BlueSky|@muellershewrote , Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, Twitter|@MuellerSheWrote,Dana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts