Podcasts about social security

The Government has fouled up the idea of you getting a free tree. What would life be like without fossil fuels? John Heidt with guitar news. Heard On The Show: Police groups anticipate clarity on SRO law during legislative session U of M: Data breach may involve Social Security numbers, license and passport information Sen. Menendez, wife indicted on bribe charges as probe finds $100,000 in gold bars, prosecutors say Learn more about your ad choices. Visit megaphone.fm/adchoices

The world of Social Security benefits can be complex, particularly when it comes to understanding the taxation associated with these benefits. In this episode, we're going to tell you how we'd get to the answer and give you a better idea of how much taxation will impact your benefits in retirement. Here's what you can expect to learn in this episode: How do you go about finding this number? The different tax thresholds and what that means to your benefits. Why you should take advantage of those windows in time where you're paying little in taxes. Why Roth conversions could benefit you a lot when it comes to the taxes you'll have to pay on your Social Security.   Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/ Contact our team: https://johnsonbrunetti.com/contact-us/     

How do I claim Social Security against my spouse? Can I claim against an ex-spouse's Social Security? How much will I get? What are the rules about spousal benefits? In this show we answer all the questions you may have about claiming Social Security against a spouse.

This week on Ring of Fire! Republicans are having an absolute meltdown over the new, more relaxed dress code in the Senate, and Democratic Senator John Fetterman is having the time of his life trolling these prudes on social media. Lauren Boebert is still dealing with the fallout after she was caught "reaching across the aisle" at a recent theater performance. Could this act be the final nail in her political coffin? Republicans are pushing for cuts to Social Security, Medicaid, and SNAP benefits as they push the federal government towards a shutdown. The first impeachment inquiry hearing is set to take place next week, just as new evidence emerges showing that Republicans have absolutely no reason to be going down this path. And Donald Trump's legal problems in the documents case might have become too much for him to overcome thanks to new witness testimony.

Let's talk about the different tax mistakes retirees are prone to make. Between changing rules and a lot of financial documents to manage, you'll want to avoid these tax mistakes. Eric talks us through where people get tripped up and why. What you pay in taxes can make a significant impact on your nest egg, so be sure to work with a financial profes-sional who can help you navigate them in retirement.    Here are the tax mistakes we discuss today: • Forgetting the required minimum distribution.  • Not understanding Social Security taxation.  • Overlooking tax deductions.  • Not utilizing tax-advantaged accounts properly.    Get in touch with the Peterson Financial team: https://petersonfg.com/

Instagram/Facebook: Haws Federal Advisors Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

If you've worked for a private employer throughout your adulthood, your Social Security benefits are likely one of the most dependable components of your retirement income plan, but for many with a non-traditional work history, the system has limitations in place that could affect your benefit eligibility. Donna discusses some of the Social Security provisions that you should know about to properly plan for your future retirement income. Also on MoneyTalk, how your MAGI factors into your Medicare premium calculation, and how a 1031 exchange can be used to limit your tax liability on the sale of property.Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 9/18/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Choosing the right time to take Social Security can add hundreds of dollars every month. With Don away on family matters, Tom is joined by Paul Merriman to discuss money and investing. Listeners ask: Does his decision to take Social Security at FRA make sense? What do we think of Ken Fisher's investing philosophy? What will provide a high return without much risk? How should a 16 year-old invest accumulated savings? What's our opinion of a new Avantis balanced ETF? Does it make sense to convert an IRA to a Roth? Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how a government shutdown would impact your finances. Plus: updates on inflation, retail sales and Delta SkyMiles. In this financial news roundup, hosts Sean Pyles and Anna Helhoski touch on key headlines such as what the latest Consumer Price Index tells us about inflation, the reason why retail sales are surging, and controversial changes to Delta Airlines' SkyMiles program. They then take a close look at the looming threat of a government shutdown in Congress, particularly in the House of Representatives. Learn about the complex backdrop of budget negotiations, the economic consequences of a government shutdown, its impact on federal employees, and precautions you could take in order to prepare for financial challenges during a shutdown. In their conversation, the Nerds discuss: personal finance news, inflation, retail sales, the Consumer Price Index (CPI), Delta SkyMiles changes, a potential government shutdown, the Fiscal Responsibility Act, budget negotiations, government funding, federal employees, essential bills, financial assistance, federal benefits, interest rates, used car prices, rental rates, airfares, Social Security, Medicare, Medicaid, SNAP benefits, government shutdown consequences, and bill prioritization. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

As you approach retirement, it becomes much harder to course correct from errors in planning. Nathan takes us through some of the most common retirement planning mistakes, including: underestimating your longevity, favoring accumulation over distribution, ignoring the effects of inflation, uncertainty about Social Security, incorrectly titling your assets, failing to account for changes in tax law, mistaking diversification for asset allocation, and allowing yourself to be influenced by the media.Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 9/15/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Barely a decade ago when TPUSA was born, the national debt was at $11 trillion. Now, it's erupted past $33 trillion. Can this ever possibly be paid back? What are the consequences if w don't. Charlie works through the math, and the touches the hottest of all hot buttons: What if fixing America's budget requires touching the holy grail of Social Security? It's a wild and provocative hour that produced a massive response from Charlie's audience, both for and against.Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

Yesterday was a travel day for us as we made our way to Phoenix, Arizona for an assignment coming to you a bit later. And, yes, it's hot and sunny here. Meanwhile, we hear that back in Iowa that state received some much needed rain.  If you want to reach us on social media and if you're on Threads you can find  us @Insight_On_Business. And you can hook up with us all day on Twitter or "X" @IOB_NewsHour and on Instagram.  Here's what we've got for you today: More strikes? The UAW is demanding movement; The Instacart IPO went pretty well; Looking for a job? Some big hiring numbers were out today; Google losing digital ad buys but to...who? Social Security checks to get larger; Citi Group to lay off more workers and why; The Wall Street Report The merger of two U.S. football leagues? Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

We've spent two episodes talking to 20-30-year-olds and even 40-50-year-olds, but what about our over-60 crowd? Well, here's your chance!What if you could redefine retirement and live it on your own terms? Be our guest and absorb invaluable insights as we demystify financial independence and guide you on how to make stress work in your favor for a truly fulfilling retirement. Learn the art of reinventing yourself and letting go of financial anxieties. For couples, we have a special segment discussing setting financial goals and having harmonious conversations about money. Embark on your journey towards retirement with the right mindset and a well-structured plan. We debunk the financial challenges of retirement and equip you with practical strategies to ensure you have sufficient funds to cater to your needs and desires. With Travis' expertise, we guide you on treating your retirement fund as a business and making wise choices during your transition. From choosing a financial planner to understanding their significance, every detail is covered in this episode.Ready to explore the world of financial planning and investment management? We've got you covered! Learn to distinguish between 'product pushers' and rigid planners, and identify the best advice suited to your needs. We introduce you to fee-only financial planners, highlight their fiduciary responsibility to you, and guide you in avoiding conflicts of interest. ______________________________________________________________Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.comDitch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

American's have been raising questions about the strength of their Social Security system. Is it going broke? Will there be benefit reductions? How much will it cost to fix it? How do we best make our benefits work for retirement? […] The post Time to Put Social Security on the Plate first appeared on Voices of Montana.

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In a move that could financially destroy elderly and disabled people, the federal government is sending collection notices to hundreds of thousands maybe millions of Social Security recipients. In Ohio, a kitchen worker at a nursing home who has CP, says she got a notice to pay back 60k -- in Georgia a police officer who was shot in the face and now is on disability benefits says he got a demand letter for $30k. And a former postal worker with a back injury in Florida.  Dave and Debbie speak with KSL legal Analyst Greg Skordas on what course of legal action may be possible if you come face to face with one of these letters from the government. See omnystudio.com/listener for privacy information.

Future Planning Series: “SSI supports” with Wendy Dumlao Hi guys, we're in our future planning series and so glad to have attorney Wendy Dumlao back on the podcast.   Today Wendy is talking about SSI. Wendy is an incredible advocate for families of children with special needs. You are going to love her caring, fun, and engaging way of presenting the insights that bring hope as we plan for the future of our children.   Wendy Dumlao has been an attorney for almost 14 years practicing disability law. She worked for 5 years as the Clients Rights Advocate in San Diego, before opening her own practice. She specializes in advocacy related to Regional Center services, Social Security, Medi-Cal, IHSS and Special Education. So she has a lot of great insights to share.   Connect with Us: If you enjoy this podcast please share us with others and be sure to follow us so won't miss an episode.  We'd love to hear from you so please leave us a comment or rating and connect with us on social media or on our website.  Email us Website: hopeonthehardroad.org Instagram:https://www.instagram.com/hopeonthehardroad/ Facebook:https://www.facebook.com/hopeonthehardroad/ Facebook Group:https://www.facebook.com/groups/2621447987943459/?source_id=105530184205752 Free Youtube Resource Library https://www.youtube.com/playlist?list=PLsSAfvTkSy87X-fEqtVR2qvo7w9UQBuxz

Whether you're facing a career shift, family changes or a spurt of personal growth, make sure your financial plan can adapt accordingly by asking these three crucial questions. (00:41) Plus, how can we rethink our reactions to market volatility? (26:50) Presented by Creative Planning, each week Host and Managing Director John Hagensen cuts through the headlines and loud takes to challenge the advice you may have been given and reaffirm what you know to be true. Plus, don't miss his weekly interviews with Creative Planning specialists as they cover investing, taxes, estate planning and many other areas that impact your financial life! Important Legal Disclosure: creativeplanning.com/important-disclosure-information/ Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Dave and Debbie revisit the discussion as the government is demanding billions of payback dollars from social security overpayments to recipients. See omnystudio.com/listener for privacy information.

Climate Change and Global Issues: People are increasingly migrating to the U.S. not solely because of economic or oppressive governmental reasons but also due to natural disasters, global warming, and political instability. The U.S. is perceived as a beacon of hope and better prospects for many around the world, and these push factors have a direct impact on the patterns of migration. Diverse Perspectives on Immigration: There is a range of views on immigration, from those who see immigrants as an invaluable addition to the nation's fabric to those who view immigration as a potential threat. The conversation brought forth the sentiment that immigration is a gift and contributes positively to the economy. However, some highlight concerns about potential criminal elements among the migrants and the need for a controlled immigration system. Economic Implications: There is an emphasis on the economic value that immigrants bring, filling jobs that are currently in demand and contributing to Social Security. Many businesses are in dire need of the labor force that immigrants provide. The discussion also highlighted the entrepreneurial spirit of many immigrants, with a mention of a significant percentage of new small businesses being started by them. Criticisms and Concerns: Some callers criticized the way certain political figures and parties approach the issue, using it as a divisive tool. There is a call for a more compassionate and nuanced understanding of why people migrate, emphasizing the roles of U.S. foreign policy and global issues as significant push factors. Concerns about unchecked immigration's potential environmental impact, especially in areas like Colorado, were also raised. Calls for Reform: The discussion underlines the need for comprehensive immigration reform that addresses the root causes of migration and provides clear pathways for migrants, be it for work, asylum, or other reasons. The need to separate the broader issues of immigration from prejudices, stereotypes, and political maneuvering is evident throughout the conversation. --- Send in a voice message: https://podcasters.spotify.com/pod/show/politicsdoneright/message Support this podcast: https://podcasters.spotify.com/pod/show/politicsdoneright/support

In this episode, Mitt Romney didn't disappoint as he announced his re-election intentions. Jean-Pierre bolts when pressed about Biden's interactions with Hunter's business partners.

Jim and Chris sit down to discuss listener questions relating to Social Security, SSA-44, Secure Act 2.0, and income annuities. (6:45) A Virginian listener mentions a personal experience with personal and spousal Social Security benefits and asks for clarification on the exact rules. (27:30) George from Virginia asks if you have to file the form […] The post Social Security, SSA-44, Secure Act 2.0, and Income Annuities: Q&A #2337 appeared first on The Retirement and IRA Show.

Frank is a cybersecurity and privacy expert and former C-level executive with 25 years of experience developing compliance and privacy programs for large healthcare systems. Riccardi has held positions as Chief Compliance and Privacy Officer overseeing high-profile data breaches and cybersecurity investigations. His book, “Mobilizing the C-suite: Waging War Against Cyberattacks,” urges C-suite leaders to take action against cyberattacks by deploying basic cybersecurity controls and supporting frontline cybersecurity professionals with companywide cyber hygiene training. It also introduces real-world cybersecurity principles to college students, our future generation of cyber-savvy leaders. 00:00 Introduction 00:19 Our Guest 01:20 Frank's Background 02:05 2021 Events, Motivation, and the Colonial Pipeline 07:28 Regulations in Healthcare  10:14 Does the C-suite understand that Cyber is a business problem or an I.T. problem? 17:53 The trickery behind the technology 21:17 The Human Factor is the weakest link in Cybersecurity 23:27 Why do Healthcare organizations ask for Social Security? 28:15 Why can't the healthcare industry solve the problem? 31:55 Bills from Hospitals. What percentage do they get? 35:38 Mobilizing the C-suite: Waging War Against Cyberattacks 36:55 Connect with Frank! Frank https://www.linkedin.com/in/frank-riccardi-jd-chc-261831b1/

Can I get my ex-spouse's Social Security? How much will I get? How long do I have to be married? What if I remarry? Will my ex-spouse know I am claiming against them? What if my ex-spouse is dead? In this show we answer all the questions you may have about claiming Social Security based on an ex-spouse.

In honor of our continued efforts to provide awareness during National Suicide Prevention Week, Jeff Stoffer, Director of the American Legion's Media & Communications Division, joined the America's Work Force Union Podcast to discuss the Be The One Program and their efforts to provide mental health resources to veterans. Stoffer also talked about Operation Heal*arious and the new healthcare track established by the Task Force Movement. Executive Director for the Alliance for Retired Americans, Rich Fiesta, joined the America's Work Force Union Podcast to discuss the fight for Medicare to negotiate prescription drug prices, the impact on retirees and the need for Social Security expansion.

In this discussion, we will be exploring the topic of social security and its importance in financial planning. There are often misconceptions surrounding social security, leading to negative perceptions about its funding and benefits. However, it is crucial to consider the potential advantages and whether it should be included in one's planning. For individuals with above-average incomes, such as physicians, it is likely that a significant amount will be contributed towards social security throughout their careers. Currently, the income threshold for contributions is set at $160,200 in 2023. Both employees and employers are required to contribute 6.2% each, totaling 12.4% of income. Self-employed individuals also contribute the full 12.4%. Given these contribution levels, it is essential to understand the potential benefits of social security. At present, the maximum benefit at full retirement age is $3,627 per month, with variations depending on birth year. The maximum benefit can reach $4,555 per month at age 70. It is plausible that individuals with full careers and maximum social security contributions would receive these benefits. Considering the substantial lifetime payments and the potential return on investment, social security might not be as unfavorable as some may believe. However, it is crucial to analyze and project the future implications. While it may be satisfactory to receive benefits at current levels or during the later stages of one's life, the question arises regarding the future sustainability of social security and potential tax implications. By discussing these aspects, we aim to provide a comprehensive understanding of social security, how it operates, and its potential application in financial planning. Whether it is a worthwhile benefit to consider for the future depends on individual circumstances, and we will explore these further to provide a clearer perspective on the matter. Links:  Contact Finance for Physicians Finance for Physicians  To schedule a call with one of our awesome planners, book HERE.

The second best news of yesterday after a killer had been captured was Utah Senator Mitt Romney announcing he's leaving. But not before imparting some of his political "wisdom." Meanwhile Pelosi will likely have to be hauled out of Congress via hearse and gives a bizarre "endorsement" of Kamala Harris that leads Stigall to relax with another Cackle Britches Serenity Moment. EJ Antoni from the Heritage Foundation slaps New York Times economist Paul Krugman around for suggesting the economy is outstanding. Megan Kelly releases her Trump interview which is promised to be aggressive. The governor of Pennsylvania runs to the front of the captured killer parade yesterday. And at least one public official says - under no circumstances - should anyone under 65 take another shot. - For more info visit the official website: https://chrisstigall.com Instagram: https://www.instagram.com/chrisstigallshow/ Twitter: https://twitter.com/ChrisStigall Facebook: https://www.facebook.com/chris.stigall/ Listen on Spotify: https://tinyurl.com/StigallPod Listen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Navigating the complexities of Social Security can be confusing.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey clearly explain the basics of how Social Security works and the impact of your age on your benefits. Topics include:ssa.govBenefitsRetirementBreak Even PointDelayLongevityMaximizationDivorceWidowSurvivorSubscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today!Follow us on FacebookFollow us on LinkedinSubscribe on YoutubeFollow us on Twitter

Liked holiday decorations, every year it seems they begin predicting Social Security Cost Of Living Adjustment (COLA) earlier and earlier. And they speak as if they are experts on the subject! .... Jimmy turned to and is passing on information directly from the Department of Social Security regarding this subject. Websites from this episode: Information: https://www.ssa.gov/pubs/EN-05-10526.pdf Create A personal SS Account: www.ssa.gov/myaccount/ Living With A Disability: www.famousapple.com/group An Apple A Day Chat: www.famousapple.com/applechat  

Krystal and Saagar discuss the BP focus group on abortion and social security, elite media panics over Biden's age, Pelosi refuses to endorse Kamala for VP, media praises Bidenomics as inflation spikes, Mitt Romney retires, Biden's fatherly love excuse for Hunter corruption, massive auto worker strike begins tonight, Mexico unveils alleged alien bodies, and Bill Maher restarts his show amid the writer's strike. To become a Breaking Points Premium Member and watch/listen to the show uncut and 1 hour early visit: https://breakingpoints.supercast.com/ Merch Store: https://shop.breakingpoints.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you banking on Social Security to cover all your retirement expenses? It's time to rethink that strategy. Tune in to learn about critical retirement topics, so you don't don't lose out on higher interest and more social security.

“Miss” Mary, 69, says she was kicked out of the Cares Campus shelter in Reno, and that she currently has no ID or birth certificate. She sleeps by railroad tracks and she struggles with alcohol but says she's quit other drugs. She is trying to find a roommate, as she gets Social Security money, but not enough to cover housing expenses herself. The reporter for this episode is Aimee Arellano.

Laura Stover, RFC® and Michael Wallin, CFP® discuss the Baby Boomer Dilemma documentary and its implications for pre-retirees and retirees. The film talks about many topics we routinely cover on the show- the growing national debt crisis, the potential for higher tax rates in the future, and the need for proactive tax planning. The national debt has exceeded $32 trillion and is expected to rise further, potentially leading to higher tax rates in the future. Effective tax rates for Americans could reach 45% by 2030, according to predictions by experts. We also cover the current state of the economy and the possibility of a recession in 2024. The market is currently experiencing a recovery, but there are concerns about a potential recession next year. It is crucial to have  a well-diversified tax plan that includes a mix of deferred, tax-free, and taxable accounts to optimize retirement income  Roth conversions can be a valuable strategy to take advantage of current lower tax rates and create tax-free income in retirement. It is important to stay informed, work with a team of professionals, and have a comprehensive retirement plan that addresses income, taxes, investments, and estate planning. Rate, Review and Subscribe to the Podcast: https://podcasts.apple.com/us/podcast/retirement-talk-podcast-with-laura-stover/id571347188 How to Connect: redefiningwealth.info lswealthmanagement.com Schedule a Review: https://redefiningwealth.info/schedule/ Redefining Wealth® Custom Blueprint Income Plan: https://redefiningwealth.info/schedule/  

It's worth celebrating just about any time our leaders on both sides of the political aisle can meet in the middle. But seniors in Kansas City should all be smiling now that, starting in 2024, they'll get to enjoy a little bit more of their Social Security benefits. Thanks to a broadly bipartisan vote, Missouri is set to become the 39th state to make Social Security payments exempt from state taxes.  Of course, that also means many folks in our audience will have to factor in a new variable when they're deciding when to take Social Security. Luckily, Matt Wilson, Keen Wealth's Chief Investment Officer and President, recently hosted a comprehensive webinar on Maximizing Social Security Benefits that you can rewatch on our website. Today, we're going to discuss some follow-up questions Matt received from attendees. 

For the pivotal Episode ONE HUNDRED, we have the #CashFlowNinja himself, MC Laubscher returning!Is #SocialSecurity bankrupt and unsustainable?  Listen in to our thoughts and action steps!Tip/Trivia – BY LAW, if there are excess funds in the Social Security Trust Fund, they MUST be invested in only ONE thing....US Government DEBT. RESOURCES MENTIONED:Signup for my newsletter!Episode 31Episode 74FDR Signs into law the Social Security Act of 1935President George W. Bush's ProposalSimon Black of Sovereign ManWhy is retirement age 65?Macron's unpopular plan to raise France's retirement age is enacted into lawYahoo Finance - % of $AMT owned by institutionsEpisode 32 - How inflation can make you RICH!Larry Fink and ESGFederal Reserve raises rates the FASTEST in DECADES!ChatGPTProject HamiltonWhat Retiring Baby Boomers Mean for the Economy?What is Counterparty risk?The Canadian Money RoadmapDiscover strategies to save, invest, and grow your money effectively.Listen on: Apple Podcasts Spotify DoD Contract AcademyThe US military buys everything from office supplies and landscaping services to the...Listen on: Apple Podcasts SpotifySupport the show

Welcome to Episode 40 of "Retirement Evolved Podcast." In this episode, we delve into the essential elements of securing your financial future in retirement. We discuss Sequence of Returns Risk, strategies to combat inflation worries, and how to maximize Social Security benefits. Additionally, we explore the idea of relocating during retirement and its financial implications.  Join us as we explore the wisdom and strategies needed for a goal-focused retirement.Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "The Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today!

Arizona Congressman Andy Biggs discusses his solution to Speaker Kevin McCarthy in effort to avoid a government shutdown. His solution to “pause all non-essential” spending would ensure all entitlement programs like Social Security, Medicare and Medicaid continue uninterrupted as well as key security, intelligence, border and counterterrorism programs while cutting out portions of agencies and programs like arts and humanities, resdfearch grants, noncritical foreign aid and even some federally funded assistance to illegal aliens inside the country. Former Chairman of House Freedom Caucus says, “so now you're not shutting down the government. You actually are having a pause of non-essential spending is what it really boils down to.” Meaning, “nobody misses Medicare. Nobody misses Social Security. People continue to receive their benefits."See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Historically speaking, September is the weakest month for investing returns. Does that mean you need to change your portfolio strategy? (3:45) Plus, an analysis of the current state of the housing market and your comprehensive guide to Medicare enrollment to help ensure you make the right choices for your healthcare needs. (12:50) Presented by Creative Planning, each week Host and Managing Director John Hagensen cuts through the headlines and loud takes to challenge the advice you may have been given and reaffirm what you know to be true. Plus, don't miss his weekly interviews with Creative Planning specialists as they cover investing, taxes, estate planning and many other areas that impact your financial life! Important Legal Disclosure: creativeplanning.com/important-disclosure-information/ Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

*The giveaway has now closed. When you understand how to leverage active and passive income, you can create a wealth plan that fits your desired lifestyle at retirement. In episode seven of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams talk about how to successfully “flip the triangle” and plan for retirement. In this episode, we cover the following: The goal of flipping the triangle [2:39]   Flipping the triangle exercise [4:00] How financially free people live [7:15] Flipping your triangle faster [7:52] Flipping the triangle examples [8:34] Prioritizing income-producing assets [13:00] Stats about retirement [14:00] Calculating a comfortable retirement [15:29] The 4% Rule, examples, exercises [18:05] Social Security benefits and examples [24:45] Retirement worksheet [27:25] Planning for retirement [33:00] Resources discussed in this episode: Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly Download the workbook and resources for Episode 6 at https://winmakegive.com/wealth-part-7/ Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive Connect with the hosts: Ben Kinney: https://www.BenKinney.com/ Bob Stewart: https://www.linkedin.com/in/activebob Chad Hyams: https://ChadHyams.com/ Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/ More ways to connect:  Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up Explore the Win Make Give Podcast Network: https://WinMakeGive.com/ Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx ------ Part of the Win Make Give Podcast Network

When planning for retirement, the most confusing issues are connected to some of the most important decisions you'll have to make. In today's episode, we're covering the confusing issues of how much you should have saved, when you can retire, Medicare, Social Security, and more! Season 9 Episode 3 Have a question you want to have answered on the show? Call or text 574-222-2000 or leave a comment! Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.  Find more information about the Wise Money Show™ at www.wisemoneyshow.com    Be sure to stay up to date by following us! Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Want more Wise Money™? Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/zAkVypqEY9A  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow   Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

Jim and Chris sit down to discuss listener questions regarding Social Security, IRMAA, fun spending, and MDF. (7:30) A Massachusetts listener looks for clarification on WEP and his person Social Security benefit timing. (15:00) George in Maryland asks about IRMAA and the circumstances of a life changing event. (22:30) A listener from Wisconsin asks about […] The post Social Security, IRMAA, Fun Number, and MDF: Q&A #2336 appeared first on The Retirement and IRA Show.

Andrew Biggs Explains Why There is Really Is No Retirement CrisisIn an environment where Americans are repeatedly told by mainstream media that they are facing a serious retirement savings crisis because they aren't saving enough, there's one person who repeatedly stands up to refute these claims.Andrew Biggs, Senior Fellow at the American Enterprise Institute and a former Deputy Commissioner of the Social Security Administration, explains why he thinks most Americans probably are indeed saving enough for retirement, and how what he says are “flawed” calculations exaggerate the shortfall of Social Security's retirement income replacement rate.SEE ALSO:• Biggs: Social Security Exaggerates Shortfall of Retirement Income Replacement Rate

Facebook/Instagram: Haws Federal Advisors Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, September 7th, 2023. Olive Tree Biblical Software: Discover why more than a million people use the free Olive Tree Bible App as their go-to for reading, studying, and listening to the God’s Word. Start by downloading one of many free Bibles and start taking notes, highlighting verses, and bookmarking your favorite passages. You can read at your own pace, or choose from a large selection of Reading Plans, including the Bible Reading Challenge. When you are ready to go deeper into your studies, Olive Tree is right there with a large selection of study Bibles, commentaries, and other helpful study resources available for purchase. There’s also an extensive bookstore allows you to build your digital library one book at a time and Olive Tree’s sync technology lets you pick up where you left off on your tablet, pc or phone and get right to studying on another supported device. Now here's the best part – You can start with the Olive Tree Essentials Bundle for FREE. Visit www.olivetree.com/FLF and download it today!  https://www.foxbusiness.com/economy/us-federal-budget-deficit-projected-double-year US federal budget deficit projected to double this year The U.S. federal deficit is projected to nearly double this year as a result of higher interest rates and lower tax revenue. The gap between what the government spends and what it collects is expected to grow from about $1 trillion last year to $2 trillion for the 2023 fiscal year that ends Sept. 30, according to the latest projections from the Committee for a Responsible Federal Budget (CRFB), a nonpartisan group that advocates for reducing the federal deficit. "This would be the highest deficit we’ve ever had outside of a recession or national emergency," Marc Goldwein, a senior policy director at CRFB, told FOX Business. The sizable increase stems from a number of factors, including high inflation, more expensive interest payments and a drop in tax receipts. It comes on the heels of a record drop in the budget shortfall last year, as the deficit dropped from close to $3 trillion to roughly $1 trillion after the government's record spending during the COVID-19 pandemic in 2020 and 2021. In 2022, the government enjoyed a surge in capital gains revenue after Americans capitalized on the booming market the previous year, sold more stock and recorded large gains. The market has not fared as well since then, leading to a sharp drop in capital gains tax revenue compared with last year. The Treasury Department likewise benefited from a spike in general tax collection, because surging inflation essentially pushed up nominal income for millions of households. Although the IRS indexes the tax code to inflation, it does so on a lag. Higher federal income tax brackets and standard deductions took effect at the beginning of 2023, essentially allowing more Americans to shield their income from the IRS. Social Security and Medicare are also indexed to inflation, meaning the government is spending more money on those programs than it did in fiscal year 2022. "But mostly what’s happening is it’s coming to the new normal, from an unusually low 2022 deficit," Goldwein said. "That’s pretty scary, because normal before the pandemic was $1 trillion. And in 2015, it was $500 billion. So we went from $500 billion is the normal, to $1 trillion is the normal, to $2 trillion is the normal in less than a decade." The figures exclude President Biden's $400 billion student loan cancellation plan, which was counted in the official 2022 deficit numbers but never implemented because the Supreme Court struck the policy down. Such massive spending imbalances highlight the toll that high and rising debt can take on everyday Americans. High deficits can fuel inflation, and high debt can push up interest rates. "Mortgage rates are as high as they’ve been since well before the financial crisis," Goldwein said. "Car loan rates, student loan rates, credit card rates, they’re all really high." The deficit surge comes as lawmakers rush to avert a government shutdown. The White House has urged Congress to pass a short-term funding measure, known as a continuing resolution, in order to keep the government solvent while lawmakers continue negotiations over longer-term funding bills. Senate Majority Leader Chuck Schumer, D-N.Y., and House Speaker Kevin McCarthy, R-Calif., have both said they want to pass a short-term deal to keep the government running. However, a group of House Republicans — the House Freedom Caucus — is demanding a number of concessions as part of the continuing resolution, raising the risk of more down-to-the-wire drama on Capitol Hill. https://www.washingtonexaminer.com/news/white-house/biden-mask-indoors-jill-biden-covid Biden to wear mask indoors after COVID-19 exposure President Joe Biden will don a mask indoors after he was exposed to COVID-19 through his wife, first lady Jill Biden, according to the White House. https://twitter.com/i/status/1699269260260823345 - Play Video Now, Studies have repeatedly shown masks don't prevent Covid transmission and might even have health consequences to wearers. - But I digress. Biden, who awarded the Medal of Honor to Army Capt. Larry Taylor for conspicuous gallantry on Tuesday, is expected to depart Thursday for India and the Group of 20 leaders summit. During the Medal of Honor ceremony, Biden took off his mask for his remarks and did not put it back on to hang the trinket around Taylor's neck or to leave the East Room. National security adviser Jake Sullivan downplayed the prospect that a presidential COVID-19 diagnosis would disrupt his foreign trip based on leaders' past experience social distancing during the pandemic. https://www.theblaze.com/news/75000-sia-illegal-border-crossings 75,000 illegal immigrants flagged as having possible ties to terrorism in the last year, according to CBP data U.S. Customs and Border Protection flagged approximately 75,000 illegal immigrants as being possible national security threats or having terroristic ties in the previous 10 months leading up to August 2023, the Daily Caller reported. CBP data showed that between October 2022 and August 2023, 74,904 illegal aliens were labeled as "SIA Encounters," which stands for "Special Interest Alien." According to a Department of Homeland Security article, an SIA is a "non-U.S. person" who potentially "poses a national security risk to the United States or its interests." "Often such individuals or groups are employing travel patterns known or evaluated to possibly have a nexus to terrorism. DHS analysis includes an examination of travel patterns, points of origin, and/or travel segments that are tied to current assessments of national and international threat environments," the DHS stated. "This does not mean that all SIAs are 'terrorists,'" the government report added. However, the travel and behavior of certain individuals "indicates a possible nexus to nefarious activity (including terrorism) and, at a minimum, provides indicators that necessitate heightened screening and further investigation." The unearthed numbers were a massive increase from the reported 25,627 special interest encounters from fiscal year 2022, and the comparably miniscule 3,675 from fiscal year 2021. Illegal immigrants can automatically be deemed SIAs based on their country of origin, such as Turkey or Uzbekistan, due to such countries' status as a "source and transit country." DHS didn’t respond to a request for comment from the Daily Caller regarding the SIA figures. CBP and the DHS are under heightened scrutiny as a result of the shocking increase in border crossing encounters under the Biden administration. A former immigration judge claimed in late August 2023 that the DHS was deliberately not disclosing the number of illegal immigrants who have been released into the United States each month. "The only reason why ICE and OFO [Office of Field Operations] would refuse to disclose that information is to hide the fact that it is releasing more than 100,000 aliens per month into the United States and to conceal the effects of those migrant releases on communities across the United States," Andrew Arthur said. Border encounters in fiscal year 2023 are on pace to match the near 2.4 million that were seen in 2022. There were just over 1.7 million encounters in 2021, while in 2020, President Trump's administration saw a little more than 450,000. https://townhall.com/tipsheet/leahbarkoukis/2023/09/05/ev-florida-n2627949#google_vignette Electric Vehicles Are Causing Issues After Hurricane Idalia Electric vehicles are catching on fire after Hurricane Idalia made landfall in Florida last week. According to local reports, at least two Tesla EVs ignited after saltwater from the storm surge damaged their batteries and other electrical components. One vehicle lit up in Pinellas Park and another car fire occurred in Palm Harbor. “Carfax says owners need to understand the fire risk doesn’t go away after their EV dries out,” ABC Actions News told viewers. “The salt water that is flooding can get into the battery and dry there and once it dries it creates what federal safety officials call bridges between cells and that can lead to fires and those fires can come anywhere from days to weeks later and once an EV catches fire it is incredible difficult to put it out,” said Patrick Olsen of Carfax. After Hurricane Ian, 21 electric vehicles caught fire in the state, prompting officials to warn residents ahead of Idalia's approach. “We saw a number of fires associated with EVs from Hurricane Ian. We know that the saltwater from storm surge can compromise these batteries, causing fires which cannot be easily suppressed,” Florida Chief Financial Officer Jimmy Patronis said at the time. “The best fire teams can do is keep water on the battery until the fuel burns out. If you’re evacuating and leaving an EV, or other lithium ion powered devices like scooters or golf carts in your garage, you’re creating a real fire threat for your home, your communities, and first responders," he added. "Take this threat seriously. If there’s even a small risk of your EV being impacted by storm surge, move it to higher ground before it’s too late.” One home that managed to survive Ian ended up burning to the ground because of a saltwater-damaged EV. EV vehicle owners are being advised to park affected cars at least 50 feet away from any structures that could catch fire.

YFP Co-Founder and CEO, Tim Ulbrich, PharmD and YFP Co-Founder and Director of Planning, Tim Baker, CFP®, RLP®, RICP®, kick off a two-part series on 10 common retirement risks you should plan for. Mentioned on the Show: Free Download: Retirement Roadblocks: Identifying and Managing 10 Common Risks Guide First Horizon Home Loan Social Security Administration Episode 291: Redefining Retirement with Professor Emeritus David Zgarrick, PhD Episode 294: 10 Common Social Security Mistakes to Avoid (Part 1) Episode 295: 10 Common Social Security Mistakes to Avoid (Part 2) Episode 296:  5 Key Decisions for Long-Term Care Insurance Episode 242: Social Security 101: History, How it Works, and Why it Matters for Your Financial Plan Episode 305: Understanding Annuities: A Primer for Pharmacists Huberman Lab Podcast Episode 272: How Much Is Enough? (Retirement Planning) Episode 273: Alphabet Soup of Retirement Accounts (Retirement Planning) Episode 274: Risk Tolerance vs Risk Capacity (Retirement Planning) Episode275: How to Build a Retirement Paycheck (Retirement Planning) Cameron Huddleston Cameron Huddleston on X Mom and Dad, We Need to Talk Episode 321: Navigating Financial Conversations with Aging Parents YFP Planning: Fee-Only Financial Planning for Pharmacists YFP Real Estate Investing Facebook Group YFP Disclaimer Tim Baker on LinkedIn Tim Baker on X Tim Ulbrich on LinkedIn Subscribe to the YFP Newsletter YFP Disclaimer

On this edition of Ask KT & Suze Anything, Suze answers questions about investing, finding out potential Social Security benefits, ROTH SEP and the 5 Year Rule and more. Take advantage of the Ultimate Certificates with Alliant Credit Union at: bit.ly/3kwMcjR Get Suze's special offers for podcast listeners at suzeorman.com/offer Join Suze's Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast! To ask Suze a question, download by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Congressman David Schweikert (R), representing Arizona's 1st District, on the Democrats' present-day positions on immigration and closing the U.S.-Mexico Border compared to their positions in the 1990's. The coming cuts in Social Security if current trends continue. Vice President Harris's remarks during her trip to Jakarta, Indonesia. Producer David Doll's pinback. See omnystudio.com/listener for privacy information.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, September 7th, 2023. Olive Tree Biblical Software: Discover why more than a million people use the free Olive Tree Bible App as their go-to for reading, studying, and listening to the God’s Word. Start by downloading one of many free Bibles and start taking notes, highlighting verses, and bookmarking your favorite passages. You can read at your own pace, or choose from a large selection of Reading Plans, including the Bible Reading Challenge. When you are ready to go deeper into your studies, Olive Tree is right there with a large selection of study Bibles, commentaries, and other helpful study resources available for purchase. There’s also an extensive bookstore allows you to build your digital library one book at a time and Olive Tree’s sync technology lets you pick up where you left off on your tablet, pc or phone and get right to studying on another supported device. Now here's the best part – You can start with the Olive Tree Essentials Bundle for FREE. Visit www.olivetree.com/FLF and download it today!  https://www.foxbusiness.com/economy/us-federal-budget-deficit-projected-double-year US federal budget deficit projected to double this year The U.S. federal deficit is projected to nearly double this year as a result of higher interest rates and lower tax revenue. The gap between what the government spends and what it collects is expected to grow from about $1 trillion last year to $2 trillion for the 2023 fiscal year that ends Sept. 30, according to the latest projections from the Committee for a Responsible Federal Budget (CRFB), a nonpartisan group that advocates for reducing the federal deficit. "This would be the highest deficit we’ve ever had outside of a recession or national emergency," Marc Goldwein, a senior policy director at CRFB, told FOX Business. The sizable increase stems from a number of factors, including high inflation, more expensive interest payments and a drop in tax receipts. It comes on the heels of a record drop in the budget shortfall last year, as the deficit dropped from close to $3 trillion to roughly $1 trillion after the government's record spending during the COVID-19 pandemic in 2020 and 2021. In 2022, the government enjoyed a surge in capital gains revenue after Americans capitalized on the booming market the previous year, sold more stock and recorded large gains. The market has not fared as well since then, leading to a sharp drop in capital gains tax revenue compared with last year. The Treasury Department likewise benefited from a spike in general tax collection, because surging inflation essentially pushed up nominal income for millions of households. Although the IRS indexes the tax code to inflation, it does so on a lag. Higher federal income tax brackets and standard deductions took effect at the beginning of 2023, essentially allowing more Americans to shield their income from the IRS. Social Security and Medicare are also indexed to inflation, meaning the government is spending more money on those programs than it did in fiscal year 2022. "But mostly what’s happening is it’s coming to the new normal, from an unusually low 2022 deficit," Goldwein said. "That’s pretty scary, because normal before the pandemic was $1 trillion. And in 2015, it was $500 billion. So we went from $500 billion is the normal, to $1 trillion is the normal, to $2 trillion is the normal in less than a decade." The figures exclude President Biden's $400 billion student loan cancellation plan, which was counted in the official 2022 deficit numbers but never implemented because the Supreme Court struck the policy down. Such massive spending imbalances highlight the toll that high and rising debt can take on everyday Americans. High deficits can fuel inflation, and high debt can push up interest rates. "Mortgage rates are as high as they’ve been since well before the financial crisis," Goldwein said. "Car loan rates, student loan rates, credit card rates, they’re all really high." The deficit surge comes as lawmakers rush to avert a government shutdown. The White House has urged Congress to pass a short-term funding measure, known as a continuing resolution, in order to keep the government solvent while lawmakers continue negotiations over longer-term funding bills. Senate Majority Leader Chuck Schumer, D-N.Y., and House Speaker Kevin McCarthy, R-Calif., have both said they want to pass a short-term deal to keep the government running. However, a group of House Republicans — the House Freedom Caucus — is demanding a number of concessions as part of the continuing resolution, raising the risk of more down-to-the-wire drama on Capitol Hill. https://www.washingtonexaminer.com/news/white-house/biden-mask-indoors-jill-biden-covid Biden to wear mask indoors after COVID-19 exposure President Joe Biden will don a mask indoors after he was exposed to COVID-19 through his wife, first lady Jill Biden, according to the White House. https://twitter.com/i/status/1699269260260823345 - Play Video Now, Studies have repeatedly shown masks don't prevent Covid transmission and might even have health consequences to wearers. - But I digress. Biden, who awarded the Medal of Honor to Army Capt. Larry Taylor for conspicuous gallantry on Tuesday, is expected to depart Thursday for India and the Group of 20 leaders summit. During the Medal of Honor ceremony, Biden took off his mask for his remarks and did not put it back on to hang the trinket around Taylor's neck or to leave the East Room. National security adviser Jake Sullivan downplayed the prospect that a presidential COVID-19 diagnosis would disrupt his foreign trip based on leaders' past experience social distancing during the pandemic. https://www.theblaze.com/news/75000-sia-illegal-border-crossings 75,000 illegal immigrants flagged as having possible ties to terrorism in the last year, according to CBP data U.S. Customs and Border Protection flagged approximately 75,000 illegal immigrants as being possible national security threats or having terroristic ties in the previous 10 months leading up to August 2023, the Daily Caller reported. CBP data showed that between October 2022 and August 2023, 74,904 illegal aliens were labeled as "SIA Encounters," which stands for "Special Interest Alien." According to a Department of Homeland Security article, an SIA is a "non-U.S. person" who potentially "poses a national security risk to the United States or its interests." "Often such individuals or groups are employing travel patterns known or evaluated to possibly have a nexus to terrorism. DHS analysis includes an examination of travel patterns, points of origin, and/or travel segments that are tied to current assessments of national and international threat environments," the DHS stated. "This does not mean that all SIAs are 'terrorists,'" the government report added. However, the travel and behavior of certain individuals "indicates a possible nexus to nefarious activity (including terrorism) and, at a minimum, provides indicators that necessitate heightened screening and further investigation." The unearthed numbers were a massive increase from the reported 25,627 special interest encounters from fiscal year 2022, and the comparably miniscule 3,675 from fiscal year 2021. Illegal immigrants can automatically be deemed SIAs based on their country of origin, such as Turkey or Uzbekistan, due to such countries' status as a "source and transit country." DHS didn’t respond to a request for comment from the Daily Caller regarding the SIA figures. CBP and the DHS are under heightened scrutiny as a result of the shocking increase in border crossing encounters under the Biden administration. A former immigration judge claimed in late August 2023 that the DHS was deliberately not disclosing the number of illegal immigrants who have been released into the United States each month. "The only reason why ICE and OFO [Office of Field Operations] would refuse to disclose that information is to hide the fact that it is releasing more than 100,000 aliens per month into the United States and to conceal the effects of those migrant releases on communities across the United States," Andrew Arthur said. Border encounters in fiscal year 2023 are on pace to match the near 2.4 million that were seen in 2022. There were just over 1.7 million encounters in 2021, while in 2020, President Trump's administration saw a little more than 450,000. https://townhall.com/tipsheet/leahbarkoukis/2023/09/05/ev-florida-n2627949#google_vignette Electric Vehicles Are Causing Issues After Hurricane Idalia Electric vehicles are catching on fire after Hurricane Idalia made landfall in Florida last week. According to local reports, at least two Tesla EVs ignited after saltwater from the storm surge damaged their batteries and other electrical components. One vehicle lit up in Pinellas Park and another car fire occurred in Palm Harbor. “Carfax says owners need to understand the fire risk doesn’t go away after their EV dries out,” ABC Actions News told viewers. “The salt water that is flooding can get into the battery and dry there and once it dries it creates what federal safety officials call bridges between cells and that can lead to fires and those fires can come anywhere from days to weeks later and once an EV catches fire it is incredible difficult to put it out,” said Patrick Olsen of Carfax. After Hurricane Ian, 21 electric vehicles caught fire in the state, prompting officials to warn residents ahead of Idalia's approach. “We saw a number of fires associated with EVs from Hurricane Ian. We know that the saltwater from storm surge can compromise these batteries, causing fires which cannot be easily suppressed,” Florida Chief Financial Officer Jimmy Patronis said at the time. “The best fire teams can do is keep water on the battery until the fuel burns out. If you’re evacuating and leaving an EV, or other lithium ion powered devices like scooters or golf carts in your garage, you’re creating a real fire threat for your home, your communities, and first responders," he added. "Take this threat seriously. If there’s even a small risk of your EV being impacted by storm surge, move it to higher ground before it’s too late.” One home that managed to survive Ian ended up burning to the ground because of a saltwater-damaged EV. EV vehicle owners are being advised to park affected cars at least 50 feet away from any structures that could catch fire.

In today's episode, Devin and John answer a few questions from listener's voicemails. Here's a glimpse of what we discuss: Carol wonders if her husband can start collecting Social Security on her benefits, despite her already receiving hers. Cynthia brings a multifaceted query on government pensions, deceased spouse benefits, and the intricacies surrounding her mother's and stepfather's financial landscape. Michael seeks clarity on the Secure Act 2.0, especially regarding Qualified Charitable Distributions (QCD) and their tax implications. Clark delves into the optimal timing for claiming his Social Security benefits, while navigating the complex considerations surrounding retirement investment strategies and market dynamics. Bobby is curious about the specifics of the full retirement age year and its timeframe. In another call, Michael navigates the transition from SSI to Social Security for a disabled adult and the health insurance implications involved. Lilo ponders the transition between spousal benefits and survivorship benefits in the unfortunate event of his passing, and how that impacts his younger wife's benefits. And finally, Kathleen, dealing with the ramifications of the Secure Act, seeks advice on handling the inherited IRA from her late mother and understanding the tax implications of her Required Minimum Distributions. Join us as we dissect these questions, providing you with actionable insights and strategies to give you clarity and confidence about your retirement.