Podcasts about advisors

In this episode, I sit down with Triad members Matt Dixon and Byron Hurren to break down how True North evolved from a founder-led advisory firm into a scalable, system-driven business.Just a few years ago, Matt was still running client appointments, and growth flowed almost entirely through him. Byron was another advisor on the team, trying to keep up inside a model that relied heavily on individual talent. Today, Matt is fully out of client meetings, Byron is leading and training a five-person sales team, and the firm is pacing for over $200M in new assets this year.We unpack exactly what changed — how they replaced personality-driven selling with a repeatable sales process, why conversations are replicated nearly word-for-word, and how training, accountability, and culture turned individual production into firm-wide scale. This episode is a clear look at what it actually takes to grow beyond the founder without losing control of the business. 3 of the biggest insights from Matt Dixon & Byron Hurren… #1.) Scaling Requires One Process, Not Multiple StylesTrue North didn't grow by hiring more talented closers. They grew by eliminating variation. Once every advisor followed the same repeatable process, results became predictable, coachable, and scalable. #2.) Selling the Plan Changed EverythingThe shift from pitching products to selling an ongoing planning process created clarity for clients and confidence for advisors. Planning became the product, and the team became the value. #3.) Accountability Is the Growth MultiplierWeekly training, recorded meetings, and direct feedback created a culture where improvement was non-negotiable. Advisors either followed the process or self-selected out.SHOW NOTEShttps://bradleyjohnson.com/152FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  Ron Blue is a pioneering Christian financial planner, longtime CPA, and founder of the firms and ministries that helped shape today's faith-based financial movement. After growing up in Indiana, studying at Indiana University, and working for KPMG in New York, Dallas, and San Francisco, Ron returned home to start his own CPA firm in 1970. That firm would grow into one of the top 50 accounting firms in the country, and later, Ron would go on to launch a fee-based financial planning firm for Christians, work closely with Campus Crusade (Cru), and help birth Kingdom Advisors and related initiatives that now influence thousands of advisors and families around the world.  In this episode of The Wow Factor, Brad sits down with Ron to trace how a rigid religious upbringing, an intense drive for success, and a quiet conversion moment on the way to a golf game all led to a radical decision to walk away from a thriving CPA practice and follow God's call to Atlanta. Ron shares how that step of faith, a series of "turning points" he only recognized in hindsight, and a growing conviction that there's no such thing as an independent financial decision laid the groundwork for Christian financial planning, national-level generosity, and ultimately the founding of Kingdom Advisors.  "Everything turned when I realized it all hinged on the resurrection. If the resurrection happened, Christianity is true and I had to respond to that." - Ron Blue  "There's no such thing as an independent financial decision. Every choice you make with money touches your family, your future, and your ability to give." - Ron Blue  "I really believe the church is the next frontier for biblical financial wisdom. We're just now seeing how all these years of proof-of-concept were preparation for serving the local church." - Ron Blue  This Week on The Wow Factor:  • Ron's Indiana roots, early success track, and what drew him to the "big time" at KPMG in New York  • Leaving a secure global firm to start a CPA practice in Indianapolis and realizing most work was really counseling around money and taxes  • Childhood legalism, the soapbox derby story, and how early church experiences shaped his reaction against faith  • Ron's journey from "success first" to wrestling with the resurrection and praying to receive Christ alone in his car  • Moving to Atlanta after a clear call from Philippians 3 and a literal "For Sale by Owner" sign in the attic  • How a time-based CPA model became the blueprint for a fee-for-advice Christian financial planning firm  • The "first million-dollar giver" and the early financial plan that proved generosity could increase cash flow  • Being let go by the board of the firm that bore his name—and why that painful moment was a turning point  • Practical stories of cash-in-hand generosity to families, single moms, and unseen workers  • Ron's vision for serving local churches through trained Kingdom Advisors and holistic financial discipleship  Ron Blue's Word of Wisdom:  Ron believes the local church is the next major frontier for biblical financial discipleship. After decades of proving that faith-based financial principles work, he sees churches uniquely positioned to help people understand stewardship, generosity, and calling at every life stage.   Connect With Ron Blue:  Kingdom Advisors  Ron Blue Institute   Blue Trust    Connect With Brad Formsma:  WOW Factor Website    Brad Formsma on LinkedIn    Brad Formsma on Instagram    Brad Formsma on Facebook    Brad Formsma on X     

For episode 278, Sharon sits down with author and friend, Parvati Markus, the editor of the new Ram Dass book, “There is No Other: The Way to Harmony and Wholeness.” Parvati is a developmental editor who has been midwifing non-fiction books and memoirs since her first efforts with Ram Dass's classic Be Here Now. She serves on the Board of Advisors for the Love Serve Remember Foundation and has helped with many other spiritual organizations and events. Parvati is also the author of numerous books, including Whisper in the Heart and Love Everyone. This is Parvati's first appearance on the Metta Hour.In this conversation, Parvati and Sharon speak about:How Parvati found her pathMeeting Neem Karoli BabaRam Dass and Parvati's friendshipParvati's contribution to “Be Here Now”The inspiration for “There is No Other”Moving past “us” and “them”Balancing real life & spiritual lifeSubstituting noticing for judging Neem Karoli Baba's directive of serviceRam Dass learning to accept helpMoving from Role to SoulHow to be here now in times of difficultyCommunity as the future BuddhaJoseph Goldstein's fateful meeting with Ram DassWhat is Loving AwarenessRam Dass's final public appearanceThis episode closes with a guided meditation from Ram Dass that invites us to let go of the heaviness of confusion and our rigid models of who we are and how it is. Learn more about Parvati's many book projects right here and get yourself a copy of Ram Dass's new book “There is No Other” right here in hardcover, ebook and audiobook formats.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

MeidasTouch host Ben Meiselas reports on Donald Trump's rapidly deteriorate health as his advisors are panicking and can't keep it together. Go to https://www.trymiracle.com/meidas and use code: MEIDAS to claim your free 3 piece towel set and save over 40% off. Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Resignations. Calls for a hiatus. The expert group tasked with helping Ottawa cut emissions faces an existential crisis. We hear from Catherine Abreu, who quit the Net Zero Advisory Body, because it wasn't consulted about the federal government's pipeline deal with Alberta. Meanwhile Michael Bernstein, one of the few remaining advisors, says the group can balance climate policy with political reality, but it needs a reset first.

We'd love to hear from you. What are your thoughts and questions?In this conversation, Rick Peck discusses the deeper meaning of philanthropy, emphasizing that true generosity is rooted in values and personal fulfillment rather than mere financial transactions. He shares insights on how to guide individuals and families in crafting intentional giving plans that align with their values and desired impact. The discussion also highlights the importance of collaboration among financial advisors, estate attorneys, and philanthropic advisors to create a holistic approach to philanthropy. Ultimately, the conversation underscores the significance of meaningful conversations and self-reflection in the journey of giving.Main Points:Generosity is about meaning, not just money.Fulfillment often comes from making an impact.Understanding personal values is crucial in philanthropy.Crafting a giving plan requires thoughtful reflection.Advisors should facilitate intentional conversations about values.Philanthropy involves a holistic ecosystem of support.The five T's of giving can enhance impact.It's important to know what impact looks like for you.Legacy planning should include family discussions.Meaningful conversations can strengthen generational bonds.Connect with Rick Peck:thephilanthropyguy@gmail.comhttps://www.thephilanthropyguy.comhttps://www.linkedin.com/in/richard-peck/https://www.facebook.com/people/The-Philanthropy-Guy/61550822280346/#https://www.instagram.com/rick_peck_the_philanthropy_guy/https://www.youtube.com/@ThePhilanthropyGuy

Luca Russignan highlights the impending $83.5 trillion wealth transfer and the critical talent risk it poses, with one in four advisors planning to leave their firms. Russignan emphasizes that A.I. and automation are crucial for enhancing advisor efficiency, expanding capacity, and meeting the evolving expectations of digitally native inheritors. He details how A.I.-powered dashboards and assistants, integrated into daily workflows, can offer real-time market intelligence, portfolio insights, and sentiment analysis, ultimately driving client retention and revenue growth for wealth management firms.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Show highlights include:-The difference between being a practitioner vs. a true business owner.-Why growing too fast can break your systems, operations, and culture.-How to scale without sacrificing your core values.-Why “making the right move” matters more than making the next move.-How to define your ideal client avatar beyond just AUM.-Why more RIAs are exploring M&A - and what's driving the trend.If you're thinking about growth, transitions, acquisitions, or simply want to build a business that still feels like you, this episode is packed with real-world insights you won't want to miss.Learn more about our companies and resources:-Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.com-Elite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.com-Elite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.com-JEDI Database Solutions | Technology Solutions for Advisors: https://jedidatabasesolutions.com  Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

Robert Khachatryan is the founder and CEO of Freight Right Global Logistics, a Los Angeles–based international freight forwarder. A lifelong entrepreneur, Robert began his business journey at age nine selling newspapers on the streets of Yerevan. A member of the Board of Advisors at USC's Randall R. Kendrick Global Supply Chain Institute, Robert founded Freight Right in 2007 during the global financial crisis with a vision to modernize freight forwarding through technology and execution excellence. Today, Freight Right is recognized as a leading innovator in logistics and a trusted launch partner for emerging supply chain technologies. Robert's insights have been featured in Bloomberg, Forbes, the Journal of Commerce, FreightWaves, and the Los Angeles Times, and he has spoken at leading industry events including TPM, FreightTech, and the USC Supply Chain Summit. In This Conversation We Discuss: [00:00] Intro[01:08] Taking the leap during economic uncertainty[03:45] Eliminating shipping delays that kill buyer intent[09:04] Building Ecommerce solution around freight hurdles[11:05] Callouts[11:16] Bridging commercial freight and ecommerce needs[13:29] Identifying hidden customer pain points early[15:45] Building an MVP from customer feedback[18:00] Rethinking traditional processes to reduce cost[20:41] Unlocking new markets with minimal effortResources:Subscribe to Honest Ecommerce on YoutubeInternational Freight Forwarder freightright.com/Follow Robert Khachatryan linkedin.com/in/khachatryanrobertIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:o  https://x.com/ryandetrick/status/2009368981023412471?o  https://x.com/subutrade/status/2009399104686752010?Substack post from Duality Research on January 5th titled “Bullish, With Eyes Wide Open” - https://dualityresearch.substack.com/p/bullish-with-eyes-wide-open Post on X from TheMarketStats on 12/5/25: https://x.com/themarketstats/status/1996970098666373405?

With Jason Ozur, Founding Partner, Chief Executive Officer, Lido Advisors Overview As firms pursue scale, advisors face a critical question: how do you grow without compromising the client experience? Jason Ozur joins the show to explore what intentional growth really looks like and what scale can enable when culture and clarity come first. Watch… Listen in… > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. About this episode… Over the last decade, scale has become one of the defining themes in wealth management. Larger firms promise broader resources, deeper infrastructure, and expanded opportunity. But they also raise a fair question: at what point does growth begin to work against the client experience it's meant to enhance? That's the center of today's conversation. Jason Ozur and his partners at Lido Advisors have built one of the largest RIAs in the country, managing more than $40B in assets, while maintaining a family-office mindset and a distinctly client-first culture. What's notable is not just the firm's growth, but how intentionally it has been pursued. Jason talks about Lido's growth story and more with Jason Diamond, including: The real constraints on growth—and the roles of culture, capital, and clients. The role of the wirehouses in the modern landscape and how the RIA model differs. The realities of scale—and what it enables when done thoughtfully. The concept of “bigger is better”—and why Jason sees that as an oversimplification. Integration versus aggregation—and how Lido evaluates acquisitions. The evolving role of private equity in the RIA space—and why access to capital doesn't have to come at the expense of independence or client outcomes. It's a candid look at what sustainable growth actually means—and what advisors and owners should consider as firms across the industry continue to grow. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources Is Scale a Necessary Evil in Wealth Management? Scale can provide a competitive advantage. Yet there might be scenarios in which bigger isn't always better. How to Set Up Your Business to Maximize Enterprise Value Jason and Louis Diamond explore strategies for maximizing enterprise value, whether or not an advisor plans to move. Learn actionable insights, key business practices, short-term vs. long-term tactics, and real-world examples. IBD vs. RIA – Which Model Fits Your Future This guide offers a clear, side-by-side view of the two models—including distinctions between the DIY route of building an RIA from scratch and opting for a supportive independence platform to help align your business goals with greater options and opportunities. Jason Ozur Chief Executive Officer Jason Ozur is the Chief Executive Officer of Lido Advisors, where he considers client focus central to his leadership and devotes significant time and attention to the individuals and families he serves. Based in Los Angeles, he also serves as Co-Chair of the investment committee, overseeing Lido's alternative investment platform and leading due diligence on real estate oriented strategies. A Certified Public Accountant, Jason earned his B.S. from California State University at Northridge before beginning his career in public accounting. He worked as a CPA performing audits, preparing tax returns, and providing back-office services for numerous hedge funds. In 1999, he joined a large family investment office, becoming part of the team that managed the family's substantial investments. During this time, he also served as CFO of the family's worldwide water conservation company, which operated in more than 22 countries, and later provided financial oversight as controller for a multi-billion-dollar Los Angeles–based hedge fund. In addition to his executive and investment responsibilities, Jason is deeply committed to shaping Lido's culture. He takes an active mentorship role within the firm, fostering an environment rooted in progression, excellence, and integrity. Also available on your favorite podcast app and other media sites

In this episode, Josh and Amelie discuss the confusing world of financial advisors and give listeners ideas for evaluating a potential advisor. The hosts explain why job titles are meaningless and certifications vary widely in rigor, with the Certified Financial Planner® (CFP®) standing out as the gold standard. They clarify how the fiduciary standard works, including why just the Series 65–only advisors are legally bound to act in a client's best interest at all times. The conversation then walks through how to use BrokerCheck and Form ADV to uncover an advisor's licenses, conflicts of interest, fees, custody arrangements, and more. Together, these tools may help consumers find the right advisor for their needs. Top takeaways: Job Titles Are Meaningless: Vice president, wealth manager, and similar titles are unregulated and don't indicate competence or ethics. Certifications Vary Widely Over 400 financial certifications exist; many require little more than paying a fee. The CFP® is the gold standard for personal financial planning due to its rigorous exam, education requirements, enforced code of ethics, and continuing‑education requirements. BrokerCheck Is Your First Stop (https://brokercheck.finra.org/) Every licensed advisor remains in the system permanently. If an “investment professional” isn't listed, they're either an insurance agent or they're operating illegally. Review disclosures carefully; multiple complaints or hidden details are red flags. Fiduciary Status Is Critical Only advisors with a Series 65 license (look for “IA” in BrokerCheck) and no other licenses are legally bound to act in the client's best interest at all times. Advisors with multiple licenses (e.g., IA and broker) can switch roles—and obligations—mid‑conversation (and without telling you they switched roles). Commissions Influence Advice Academic studies show that advisors recommend products with higher commissions. Brokers and insurance agents are legally obligated to act in the best interest of their firms, not their clients. Form ADV Part 2 Shares Key Information About the Advisor Required for all registered Investment Advisers (IAs). Includes services, fee schedule, conflicts of interest, investment philosophy, and custody details (who is the custodian of your money). Good advisors make their ADV and fee schedule easy to find. Custody Protects You Look for advisors who use large, third‑party custodians who will protect you (not the firm). Small custodians can be vulnerable to conflicts of interest, as seen in the Bernie Madoff case. Transparency Is Important Advisors who openly share fees, conflicts of interest, and regulatory documents demonstrate integrity. Marketing transparency often reflects operational transparency. One Advisor Profile to Look For (in our opinion) Series 65 license only (legal fiduciary duty) CFP® designation (rigorous training and ethics) Clear, accessible disclosures and fee transparency Uses a large, reputable third‑party custodian Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Biz DIY, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/biz-diy - Are you excited by financial coaching but not running a coaching business? MoneyCoach Network partners with financial coaches to handle the entire “business” side of having a financial coaching business. Sign up to Beta Test MoneyCoach Network (https://form.jotform.com/231063470154043)

Are you a financial advisor planning for succession or retirement? How to navigate the complex world of advisor transitions with a personalized, consultative approach. In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Andrew D. Mirolli, CEPA®, Co-Founder and Managing Partner at buyAUM.com, who explains how his company acts as a “financial matchmaker,” helping financial advisors plan their succession or sale to the right buyers. Drawing from over a decade in private equity and capital raising, Andrew shares insights on how to approach succession planning, what impacts valuations, and how technology like AI and blockchain is shifting the industry. If you're a financial advisor thinking about the future of your practice, this episode provides invaluable advice on making your business more marketable and transferable. Key Takeaways: → How buyAUM.com matches financial advisors with the right buyers. → Why buyAUM.com focuses on deep conversations and understanding the seller's needs. → How the surge in market consolidation has increased seller fatigue, making a personalized approach to matchmaking even more important. → Why AI and blockchain are changing the financial advising landscape, especially in managing client relationships and valuations. → How asking the right questions can help clients discover their ideal succession plan. Andrew D. Mirolli, CEPA®, is Vice President at buyAUM.com, where he helps independent RIAs and advisory teams design client-safe successions and growth-minded partial equity transactions. He partners with firm owners to evaluate strategic options—full exits, mergers, or “sell & grow” structures—then builds operator-grade playbooks around valuation levers, documentation, and client communications that protect trust, culture, and enterprise value. Drawing on experience with solo practices and multi-partner firms, Andrew focuses on aligning partner timelines, de-risking handoffs, and preserving retention through a clear cadence of client re-introductions and meetings. Known for translating complex deal mechanics into simple steps advisors can act on next quarter, he brings a practical lens to high-stakes transitions. Andrew is a Certified Exit Planning Advisor (CEPA®) and a frequent resource to advisors who want to prepare years before they sell—so they can exit (or scale) on their terms. Connect With Andrew: Website: https://buyaum.com/ Instagram: https://www.instagram.com/buyaum/ LinkedIn: https://www.linkedin.com/in/andrew-d-mirolli-cepa%C2%AE-7a304259/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode SummaryHappy New Year! In this episode, Kelli and Cyndi dig into the worst advice travel advisors hear online — and why it's so dangerous when you're trying to build a real business.They break down three big myths that keep advisors stuck:“Don't charge fees.”“Suppliers will train you on everything you need.”“Just post on social media and clients will come.”You'll also hear practical truth bombs about what luxury clients actually expect, why systems matter more than hustle, how to think about marketing like a real machine (not a hope-and-pray strategy), and the mindset shift that helps you move faster without crumbling later.They wrap with the best advice to start your year strong: get crystal clear on your goals, make decisive moves, and allow yourself to win or learn.Why “free” marketing language can quietly destroy your valueHow fees protect your time, revenue, and client experienceWhy supplier training ≠ business training (and what's missing)The “Lego” analogy that explains why piecing random advice together failsWhy posts don't equal bookings, and what actually creates salesThe importance of a conversion path + multi-channel marketingThe fastest-scaling advisors aren't always the smartest — they're decisiveHow to set goals that are measurable, actionable, and aligned00:00 – Welcome to 202600:48 – The problem with “loud” advice from people without results04:40 – Bad advice #1: “Don't charge fees”07:30 – Please stop marketing your services as “free”10:02 – Why vacations aren't a $24.99 impulse buy12:05 – Deal-of-the-day marketing attracts the wrong clients16:41 – Bad advice #2: “Suppliers will teach you everything”18:05 – The Lego box analogy: why you need instructions22:15 – Fast, cheap, quality: you only get two29:45 – Bad advice #3: “Just post on social media”33:29 – Marketing is multi-channel, and it requires testing36:28 – The conversion path question: “Where do they go?”42:29 – The best advice for 2026: clarity + decisive action44:50 – Join the Goal Mapping Workshop + Open House46:00 – WLC upgrades, alumni updates, and what's new for 2026Open House: https://wanderlust-ceo.com/open-houses/Goal Mapping Call: https://wanderlust-ceo.com/goalmapping/Free WLC Account: https://wanderlust-ceo.com

Donna White, The Hormone Defender, is the visionary founder of the BHRT Training Academy, creator of The Bioidentical Hormone Revolution, and international best-selling author of The Hormone Makeover. With over 30 years in women's health, she recognized early on that conventional approaches were failing women—and pioneered evidence-based hormone optimization long before it gained mainstream acceptance.Through the Academy, Donna is on a bold mission to train 100,000 providers and transform the health of 100 million women worldwide. Her programs deliver clinically rigorous, functional medicine–based protocols that emphasize comprehensive assessment, safer dosing strategies, and holistic patient care.A respected speaker and educator, Donna is reshaping the global standard of hormone therapy and serves on the Board of Advisors for the Menopause Association.www.bhrttrainingacademy.comhttps://www.facebook.com/BHRTTrainingAcademy_______________________________________________________________________________________Join the Buff Muff Method https://get.buffmuff.com/methodRejuve is a line of pelvic health and whole body health supporting supplements that are helping women have a daily poogasm, eliminate leaks and prolapse symptoms, and keep their vulvovaginal tissues supple and resilient. Get your Rejeuve Supplements https://rejeuve.com/ and use code Podcast to save 10% off your first order.Thank you so much for listening! I use fitness and movement to help women prevent and overcome pelvic floor challenges like incontinence and organ prolapse. There is help for women in all life stages! Every Woman Needs A Vagina Coach! Please make sure to LEAVE A REVIEW and SUBSCRIBE to the show for the best fitness and wellness advice south of your belly button. *******************I recommend checking out my comprehensive pelvic health education and fitness programs on my Buff Muff AppYou can also join my next 28 Day Buff Muff Challenge https://www.vaginacoach.com/buffmuffIf you are feeling social you can connect with me… On Facebook https://www.facebook.com/VagCoachOn Instagram https://www.instagram.com/vaginacoach/On Twitter https://twitter.com/VaginaCoachOn The Web www.vaginacoach.comGet your Feel Amazing Vaginal Moisturizer Here

BackgroundBioArticles and Papers Discussed“The Theory Behind the Age-Related Positivity Effect,” Andrew Reed and Laura Carstensen, NIH.gov, Sept. 27, 2012.“Investing Without Blind Spots,” Better Vantage podcast, Nov. 12, 2025.“Out of Sight, Out of Market: The IRA Cash Drag,” by Andy Reed et al., Vanguard.com, Sept. 5, 2024.“Advisors and Investors Split on Inflation, Bond Views,” by Xiao Xu and Andy Reed, Vanguard.com, Sept. 12, 2025.“Stress, Debt, and the Power of Planning,” by Anna Madamba and Andy Reed, Vanguard.com, April 9, 2025“Improving Retirement Outcomes by Default: The Case for an IRA QDIA,” by Andy Reed, et al., Vanguard.com, July 2024."Maximizing versus Satisficing: Happiness Is a Matter of Choice," by Barry Schwartz, Andrew Ward, et al., NIH.gov, November 2002.“The Ostrich Effect: Selective Attention to Information,” George Loewenstein and Duane Seppi, CMU.edu, Feb. 11, 2009.“Inside the Minds of Equity Income Fund Investors,” Sharon Hill and Paulo Costa, Vanguard.com, Aug. 26, 2025.“Trading Is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors,” Brad Barber and Terrance Odean, Berkeley.edu, April 2000.Books DiscussedThe Paradox of Choice: Why More Is Less, by Barry SchwartzNudge: Improving Decisions About Health, Wealth, and Happiness, by Richard Thaler and Cass SunsteinThe Elements of Choice: Why the Way We Decide Matters, by Eric JohnsonOther“Was Bogle's Princeton Thesis Eerily Prescient?” by Jess Bebel, Morningstar.com, May 27, 2022. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if familiarization stays didn't require waiting for an invitation or hoping the timing worked out? In this episode, Whitney sits down with Lotte Gossage, founder of Hotel FAM Club, to challenge the way travel advisors think about FAMs and hotel partnerships, offering practical insight into positioning yourself as a professional partner rather than a passive participant. Lotte shares how her background in hospitality and sales shaped a more proactive, business-first approach to creating familiarization opportunities. They unpack why travel advisors should stop being grouped with influencers, how hotels actually evaluate ROI, and what decision-makers on properties really care about. If you're ready to take control of your FAM strategy, this episode delivers a fresh and empowering perspective.

My guest today is Robert Gardiner, Chairman and Co-Founder of Grandeur Peak Global Advisors. Robert has over four decades of experience investing in small and micro-cap companies across global markets, and in this conversation, he shares how his core investment philosophy has remained remarkably consistent over that entire period. His approach is rooted in bottom-up research — identifying high-quality growth businesses early in their lifecycle, partnering with strong management teams, and maintaining strict valuation discipline. A major theme of this episode is why Robert believes the most compelling opportunity in micro-cap investing today is outside the United States. He explains how international micro-cap markets now resemble the U.S. micro-cap environment of the 1990s — a time defined by a large and growing universe of public companies, limited institutional coverage, and meaningful inefficiencies. We discuss why regulatory changes and the rise of private equity have shrunk the opportunity set in the U.S., and why regions like Japan, the UK, and the Nordics now offer what he describes as “mouthwatering” opportunities. Robert also walks through Grandeur Peak's two-phase investment process — starting with rigorous quantitative screening across a global universe of roughly 35,000 companies, followed by deep qualitative research that emphasizes direct engagement with management and extensive on-the-ground company visits. We talk about why “touching the company” still matters in an era of AI and data abundance, and how global “dot connecting” can make investors better decision-makers, even in domestic portfolios. Finally, Robert shares lessons from a recent three-year sabbatical that prompted meaningful refinements to both process and culture at Grandeur Peak — including the importance of balancing breadth with depth in research, reinforcing buy and sell discipline, and building a firm culture where every team member feels true ownership. This is a wide-ranging conversation that touches on global markets, micro-cap inefficiencies, investment process, leadership, and long-term perspective from someone who has seen multiple cycles firsthand. For more information about Grandeur Peak Global Advisors, please visit: https://grandeurpeakglobal.com/  We just announced our full slate of investor conferences for 2026, powered by MicroCapClub. Our next major event is Planet MicroCap: LAS VEGAS, happening June 16–18, 2026, at the Bellagio. Registration is now open for that. And, later in the year, we'll be heading back to Toronto, October 27-29, 2026 at the Arcadian Loft. The mission is to bring the best microcap investors and companies together to gather, connect, and grow. This includes your participation. We know you are putting your 2026 investor conference calendars together, and we'd like to humbly invite you to join us for one or both of them. Please visit www.planetmicrocapshowcase.com for more information. See you in Vegas and Toronto! Planet MicroCap Podcast is on YouTube! All archived episodes and each new episode will be posted on the Planet MicroCap YouTube channel. I've provided the link in the description if you'd like to subscribe. You'll also get the chance to watch all our Video Interviews with management teams, educational panels from the conference, as well as expert commentary from some familiar guests on the podcast. Subscribe here: http://bit.ly/1Q5Yfym Click here to rate and review the Planet MicroCap Podcast You can Follow the Planet MicroCap Podcast on Twitter @BobbyKKraft

In this episode, Ray Sclafani dives into the concept of transfers of trust and how advisory firms can design client confidence beyond a single advisor. As firms scale, trust often remains concentrated around the founder or lead advisor, creating fragility and limiting growth. Ray explains how high-performing teams transition to shared advisory models, where multiple advisors and specialists collectively deliver advice, creating enduring client confidence, stability, and enterprise value.You'll learn practical strategies to expand trust externally to clients, introduce advisors effectively, and build a team-centered approach that strengthens relationships and supports long-term growth.Key Takeaways Trust often concentrates around one advisor, which can make growth fragile.External transfers of trust occur when clients expand confidence from one advisor to the broader team.Internal transfers of trust involve founders delegating authority, credibility, and leadership to the next generation.Shared advisory models create client experiences that feel stable and enduring, rather than dependent on one person.Designing trust intentionally improves client retention, referrals, and long-term firm stability.Questions Financial Advisors Often AskQ: What is a transfer of trust? A: Transfers of trust describe the process of moving client confidence from a single advisor to the broader advisory team. It ensures the client experiences multiple advisors as capable, credible, and worthy of trust.Q: Why is it important to transfer trust beyond the lead advisor? A: When trust is concentrated with one person, the firm is vulnerable. Expanding trust to the team creates stability, scale, and endurance, ensuring clients continue to feel supported even if the lead advisor is unavailable.Q: How do high-performing advisory teams expand trust? A: They operate as interdependent ensembles, with distinct roles such as lead advisor, planning specialist, investment partner, and relationship manager. Each advisor contributes advice and expertise, allowing clients to experience the team's credibility collectively.Q: How can advisors identify which clients need more exposure to the team? A: Advisors can categorize clients into advocates, engaged clients, and at-risk clients. Advocates can help reinforce the team's credibility, engaged clients adapt naturally to new advisors, and at-risk clients may need more time and attention for trust to expand.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeTo join one of the largest digital communities of financial advisors, visit exchange.clientwise.com.

Will AI replace financial advisors—or make the best ones better? In this episode of Money Matters, Christopher Hensley sits down with Matt Halloran, author of Shut the F Up and Listen and Chief Evangelist at Zocks, to continue a conversation that began with one core idea: great advice starts with great listening. Now, that philosophy is colliding with a new reality—AI assistants. Matt explains why AI assistants won't replace financial advisors, but will raise the standard for what clients expect. From AI note-taking to tools that capture emotional cues, automate follow-ups, and turn conversations into actionable client intelligence, this episode breaks down what's actually changing—and what still belongs squarely in the human domain. You'll hear why AI assistants are helping advisors reclaim 10+ hours per week, how better recall builds deeper trust and referrals, and why the real risk isn't AI itself—but ignoring it while other advisors move ahead. In This Episode, You'll Learn: Why AI note-takers are just the beginning How AI assistants capture details advisors miss during meetings The difference between generic AI tools and purpose-built advisor platforms Why better listening leads to stronger trust and referrals How advisors should reinvest the time AI gives back Why AI can actually help advisors become more human, not less Key Takeaway: AI won't replace financial advisors. Advisors who use AI well will replace those who don't. About the Guest Matt Halloran is the Chief Evangelist at Zocks and the author of Shut the F Up and Listen. With over two decades in financial services, Matt is known for helping advisors improve communication, client experience, and practice growth by blending behavioral insights with modern technology. Connect & Learn More Learn more about Matt & Zocks: https://zocks.io Follow Christopher Hensley for more conversations on advice, AI, and the future of financial services

Interview recorded - 12th of January, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Professor Steve Hanke. Steve is a renowned economist, the Professor of Applied Economics and Founder and Co-Director of the Institute for Applied Economics, Global Health, and the Study of Business Enterprise at The Johns Hopkins University who has authored many books.0:00 - Introduction1:22 - FED BoJ scenario9:35 - Inflation rising11:14 - 2025 in review14:13 - Equities in 202616:59 - Bonds & the dollar19:31 - Problems with inflation20:24 - Venezuela24:14 - Any other trends for 2026?26:15 - One message to take away?Steve H. Hanke is a Senior Fellow, Contributing Editor of The Independent Review, and a Member of the Board of Advisors at the Independent Institute. He is a Professor of Applied Economics and Founder and Co-Director of the Institute for Applied Economics, Global Health, and the Study of Business Enterprise at The Johns Hopkins University in Baltimore. He is also a Senior Adviser at the Renmin University of China's International Monetary Research Institute in Beijing, and a Special Counselor to the Center for Financial Stability in New York. Hanke is also a Contributing Editor at Central Banking in London and a Contributor at National Review. In addition, Hanke is a member of the Charter Council of the Society for Economic Measurement and a Distinguished Associate of the International Atlantic Economic Society. He is ranked as the world's third-most influential economics influencer by FocusEconomics in Barcelona, Spain.Steve Hanke: Book - https://link.springer.com/book/10.1007/978-3-031-63398-0X - https://x.com/steve_hankeBio - https://www.independent.org/aboutus/person_detail.asp?id=516WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Most financial advisors believe they're good communicators.The data says otherwise.In this episode we explore why the words you use — not your technical expertise — may be quietly costing you clients, referrals, and long-term retention.This conversation breaks down the science behind communication and message mapping, and why many otherwise strong advisory practices struggle to retain assets during key transition moments.In this episode, you'll learn:Why clients evaluate advisors more by how they communicate than what they recommendHow small word choices influence trust, confidence, and decision-makingWhy “good” advisors still lose clients — especially around retirement and income planningKey takeaways for independent advisors:The communication habits that weaken client retention without you realizing itHow research-backed message mapping can immediately improve client conversationsPractical ways to strengthen trust, engagement, and long-term relationshipsThis episode is designed for independent financial professionals who want to grow smarter, retain more clients, and elevate their practice without adding complexity.

Carole O'Neill's guest today on the Online for Authors podcast is Shelley Blanton-Stroud, author of the book An Unlikely Prospect. Shelley grew up in California's Central Valley, the daughter of Dust Bowl immigrants who made good on their ambition to get out of the field. Recently retired from teaching writing at Sacramento State University, she serves as President of the Board of 916 Ink, an arts-based creative writing nonprofit for children, and serves on the Board of Advisors for the Gould Center for Humanistic Studies at Claremont McKenna College. She also interviews mystery and thriller authors for the Mystery Review Crew. Shelley is the author of the critically acclaimed Jane Benjamin Mystery series, which includes Copy Boy, Tomboy, and Poster Girl. Her writing has been a finalist in the Sarton Book Awards, IBPA Benjamin Franklin Awards, Killer Nashville's Silver Falchion Award, the American Fiction Awards, and the National Indie Excellence Awards. She and her husband live in Sacramento, surrounded by photos of their out-of-town sons, their wonderful partners, very first grandchild, and a lifetime of beloved dogs.   In her book review, Carole O'Neill stated: An Unlikely Prospect is historical fiction by Shelley Blanton-Stroud. I immediately found myself routing for Sandy Zimmer who inherits the job of publisher of the Prospect newspaper when she becomes a widow at the age of thirty-two. As San Francisco erupts in celebration, the VJ Peace Riot results in eleven deaths and six rapes throughout the city.   While everyone around her celebrates, Sandy is forced to take over her husband's former duties and win the support of her controlling father-in-law. She guides her newspaper to cover the riot by printing the truth of the assaults on the victims. However, her father-in-law tries to use his position on the board to bury the scandal in order to attract the United Nations Headquarters to San Francisco.   She knows she must navigate between the needed reporting and the required votes on her board to keep her job and save the Prospect. Convincing the other newspaper publishers in the city to divide the issues and report the truth results in her finding her voice in the male dominated world of 1945 journalism.   Subscribe to Online for Authors to learn about more great books! https://www.youtube.com/@onlineforauthors?sub_confirmation=1   Join the Novels N Latte Book Club community to discuss this and other books with like-minded readers: https://www.facebook.com/groups/3576519880426290   You can follow Author Shelley Blanton-Stroud Website: https://shelleyblantonstroud.com/ FB: @blantonstroudauthor IG: @blantonstroud   Purchase An Unlikely Prospect on Amazon: Paperback: https://amzn.to/48IkFku Ebook: https://amzn.to/4pWLb0D   Teri M Brown, Author and Podcast Host: https://www.terimbrown.com FB: @TeriMBrownAuthor IG: @terimbrown_author X: @terimbrown1   Want to be a guest on Online for Authors? Send Teri M Brown a message on PodMatch, here: https://www.podmatch.com/member/onlineforauthors   #shelleyblantonstroud #anunlikelyprospect #historicalfiction #terimbrownauthor #authorpodcast #onlineforauthors #characterdriven #researchjunkie #awardwinningauthor #podcasthost #podcast #readerpodcast #bookpodcast #writerpodcast #author #books #goodreads #bookclub #fiction #writer #bookreview *As an Amazon Associate I earn from qualifying purchases.

Sean and Andy start off 2026 with a bang, as live sound “renaissance man” Danny Abelson joins the show to discuss a wide range of bold positions, from how to prepare for a career in live audio to whether or not the quality of sound at shows today has kept up with the quality of the gear available to us to use at them. This episode is sponsored by Allen & Heath and RCF.With a 50-plus-year career that started as a teenager working in New York City in the middle of “anything and everything” in the live music industry in the 70s, becoming friends and eventually in-laws with one of Clair's first employees, as well as having one of the Taits as another in-law, if you saw Danny's life story in a movie, you might not believe it's real! From touring with the Eagles and Cheap Trick in the 70s to a theatre degree in the 80s and mixing NFL, MLB, and D1 sports, as well as long tenures on the manufacturing/distribution side of the industry for companies ranging from Turbosound to ATI mixing consoles, high-density Wi-Fi and ultrasonic signaling, and installations in venues as varied as Carnegie Hall, the Grand Ole Opry, and Lambeau Field, there's quite literally nothing in the live sound field that Danny hasn't done at some point!Danny has written many articles published in Live Sound and FOH magazines, and currently writes the monthly “FOH-At-Large” column with close friend and writing partner Dave Natale for front of house. He is member of the Parnelli Awards Board of Advisors.Episode Links:Danny Abelson Archive On ProSoundWebSignal To Noise Episode 57 With Wayne PauleySignal To Noise Episode 287 The Return Of Wayne PauleyFOH Blog Meet The New GuysEpisode 312 TranscriptConnect with the community on the Signal To Noise Facebook Group and Discord Server. Both are spaces for listeners to create to generate conversations around the people and topics covered in the podcast — we want your questions and comments!Also please check out and support The Roadie Clinic, Their mission is simple. “We exist to empower & heal roadies and their families by providing resources & services tailored to the struggles of the touring lifestyle.”The Signal To Noise Podcast on ProSoundWeb is co-hosted by pro audio veterans Andy Leviss and Sean Walker.Want to be a part of the show? If you have a quick tip to share, or a question for the hosts, past or future guests, or listeners at home, we'd love to include it in a future episode. You can send it to us one of two ways:1) If you want to send it in as text and have us read it, or record your own short audio file, send it to signal2noise@prosoundweb.com with the subject “Tips” or “Questions”2) If you want a quick easy way to do a short (90s or less) audio recording, go to https://www.speakpipe.com/S2N and leave us a voicemail there

Send Rita a text with your thoughts!Get me as your personal photographer at Summer Camp at Sea: https://strategictravelentrepreneurpodcast.com/summer-camp-at-sea/If Instagram isn't working for your travel business, you might not doing it wrong.You might just be using it for the wrong thing. The truth bomb is that Instagram isn't meant to find clients, it's for nurturing the ones you've already met. (Blanket statement with nuance, I know.)I'm breaking down the biggest mistakes I see travel advisors making on social media (like using supplier graphics and promoting free services - please stop), and giving you a framework for what actually works. If you've been frustrated with low engagement, no leads, and wondering why you're not getting results despite posting consistently, this one's for you. Time to stop spinning your wheels and start using Instagram the right way.Questions this episode answers:Why isn't Instagram working for my travel business?Should travel advisors use Instagram to find new clients?What's the difference between Instagram for lead generation vs nurturing?Why should travel advisors stop using supplier graphics on social mediaShould I promote free services on my Instagram as a travel advisor?What's the biggest mistake travel advisors make on Instagram?How often should travel advisors post sales content on social media?Do I need to show my face on Instagram as a travel advisor?How can travel advisors use Instagram Stories effectively?What's the best way for travel advisors to use social media in 2026?Should travel advisors hire a virtual assistant for social media?What should travel advisors post about besides travel on Instagram?Enjoy (and take action)!---------------------------------------------------------------Check out EVERYTHING I offer to support your travel business journey: https://strategictravelentrepreneurpodcast.com/everything/Say HI on Social:LinkedIn: https://www.linkedin.com/in/ritaperez19/Instagram: http://www.instagram.com/takethehelmvbsFB Group: https://www.facebook.com/groups/529490048073622 Direct EMAIL:rita@steeryourmarketing.com

The Business Council of Westchester kicked off the year in style with its BCW New Year Blast, held on Wednesday, January 7th at the Greentree Country Club in New Rochelle. This signature seasonal networking event brought members together for an energetic evening filled with great music, delicious food, and refreshing beverages, all set against a warm and welcoming atmosphere. It was a wonderful way to launch 2026, offering the perfect opportunity to celebrate with fellow members, spark new business connections, and strengthen existing relationships. The New Year Blast once again highlighted the power of community, collaboration, and connection that defines BCW.Westchester Talk Radio was on hand to capture the energy of the evening, highlighting the connections, conversations, and sense of community that define BCW events. Host Bob Marrone spoke with Joe Russo, Founder and CEO of B-25 Security Advisors, about B-25 Security Advisors and the firm's focus on proactive, customized security solutions. Joe discussed the importance of preparedness, risk assessment, and leadership in today's complex security environment.

Key Highlights:-How long it really takes to prepare and execute a successful move.-What you can - and can't - say to clients during a transition.-The emotional cost of waiting too long to leave.-Why your assistant should be part of the due diligence process.-Using the transition conversation to grow your book of business.-Legal tips for navigating non-protocol firms.-The value of having a transition project manager on your team.Whether you're planning a move next month or just starting to consider your options, this episode provides actionable insights and firsthand advice from industry veterans who have seen it all.Ready to talk? Reach out to Stacey at Stacey@EliteConsultingPartners.com.Learn more about our companies and resources:-Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.com-Elite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.com-Elite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.com-JEDI Database Solutions | Technology Solutions for Advisors: https://jedidatabasesolutions.com  Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link:https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Market performance & interest rate outlook – 03:40Federal Reserve rate cut expectations & jobs report impact – 09:55Government shutdown risk (Feb 2026) – 12:50Supreme Court rulings on tariffs & Fed authority – 14:00Fed Chair transition & political influence on policy – 15:30Rate cut expectations vs. Wall Street consensus – 17:50USMCA trade review & supply chain impacts – 18:45Auto tax incentives & consumer stimulus – 20:452026 midterm election risks – 22:40AI infrastructure & data center investment – 25:50Community resistance to data centers – 28:40Energy demand, grid upgrades & nuclear – 30:10Defense spending & aerospace opportunities – 31:50Supply chain resilience & nearshoring – 32:50M&A activity outlook – 33:15Bond market volatility & safe-haven assets – 34:50Earnings growth expectations for 2026 – 35:40K-shaped consumer spending trends – 36:40China–Taiwan geopolitical risk – 39:30Market technicals & compression signal – 41:502025 asset class performance review – 44:30Dollar strength & international investing risks – 46:00Earnings season timeline & volatility – 49:50Visa & MasterCard as consumer spending indicators – 51:40

More advice from Dating University! Trust your gut, trust your Board of Advisors (you have one, right?)--and FACETIME them before you go!See omnystudio.com/listener for privacy information.

More advice from Dating University! Trust your gut, trust your Board of Advisors (you have one, right?)--and FACETIME them before you go!See omnystudio.com/listener for privacy information.

In this episode, Dylan and Brett Werner share how they built Elevate Talent Advisors from the ground up, navigating early uncertainty, relying on relationships, and refining a people-first recruiting model. They also offer advice for employers and job seekers on finding the right fit, pursuing passion, and building sustainable careers in a changing market.

Most travel advisors are building businesses on top of burnout, pressure, and “shoulds” then wondering why everything feels so hard. In this episode, I'm joined by human design expert Rachelle Buskas to talk about what happens when you start running your travel business in alignment with your actual energy instead of everyone else's rules. We dig into: What human design is and how it becomes your energetic “owner's manual” Why so many of us feel resistance, exhaustion, and constant pressure in business The difference between types, strategies, authorities, and why your authority matters How undefined emotional centers make you wildly empathetic… and wildly prone to absorbing client chaos Why do some advisors thrive working from home while others need Starbucks, coworking, or Zoom rooms to get anything done What bitterness, frustration, and confusion are telling you about your business, boundaries, and relationships If you've ever thought, “Why can everyone else do this and I can't?” this episode will feel like a permission slip to stop forcing and start working with your energy instead of against it. Connect with Rachelle: YouTube @rachellebuskas Instagram @rachellebuskashttps://www.limitless-you.ca/ Check out our Educational & Coaching Programs: Facebook Ads for Travel Advisors: https://www.travelsalesauthority.com/facebook How to build an email list for Travel Advisors: https://artofsellingtravel.com/cold Looking to grow your travel business? Join the Travel Advisor Success Studio today: https://artofsellingtravel.com/tass Join our Facebook community: https://www.facebook.com/groups/travelagentobjections Are you following me on socials? I love doing random Ask Me Anythings - and you'll only see those if you're following me. Come hang out on Instagram at https://www.instagram.com/artofsellingtravel/ Or FB at https://www.facebook.com/artofsellingtravel

In this episode, Dylan and Brett Werner share how they built Elevate Talent Advisors from the ground up, navigating early uncertainty, relying on relationships, and refining a people-first recruiting model. They also offer advice for employers and job seekers on finding the right fit, pursuing passion, and building sustainable careers in a changing market.

Small Businesses Run the Economy - Join Certified Financial Planners Greg Cooley and Bubba Labas on another episode of Advisors' RoundTable!

How do you reduce turnover and retain your top household staff members? In this episode of the Easemakers Podcast, the team from Critical Path Advisors shares HR best practices for onboarding, benefits, PTO, and more — so you can set your team up for success. Hear from Co-Founder and President Reisa Diamond and Director of Employee Relations Lisandra Gatson on how they work with families and private clients, what leads to burnout, and how to navigate tough HR conversations.Subscribe to the Easemakers Podcast to hear from more experts in the private service industry, and join the Easemakers community to talk to other estate managers and PSPs on a regular basis.  Enjoying the Easemakers Podcast? Leave us a rating and a review telling us about your favorite episodes and what you want to learn next!The Easemakers Podcast is presented by Nines, modern household management software and services built for private service professionals and the households the support.

The co-founder of the Foundry VC fund discusses how to navigate uncertainty, complexity, and the future of capitalism. Host: Steve Sanduski, CFP. Learn more about your ad choices. Visit megaphone.fm/adchoices

A.I. Good and Bad - Join Certified Financial Planners Greg Cooley and Bubba Labas on another episode of Advisors' RoundTable!

Show Highlights Include:-Why manual data entry remains one of the biggest (and most expensive) time drains in advisory firms.-How CRM integrations with custodians can reduce errors and eliminate redundant work.-Why note-taking and meeting documentation are critical for client experience, continuity, and scale.-How long onboarding timelines quietly delay revenue - and how some firms shrink onboarding from 60 days to 15.-Why operational efficiency directly affects practice valuation and buyer confidence.-The role automation plays in reducing key-person risk and increasing scalability.This episode is a must-listen for advisors who feel busy but not scalable — and for firm owners who want their systems, data, and processes to work for them instead of against them.Learn more about our companies and resources:-Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.com-Elite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.com-Elite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.com-JEDI Database Solutions | Technology Solutions for Advisors: https://jedidatabasesolutions.com  Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

Trade Secrets is on a holiday break but will return with new episodes in early 2026. For now, enjoy some old favorites. When it’s time to expand your business, what’s the best way to do it? Should you hire independent contractors, employees or assistants? Then, once they’re onboarded, how do you effectively train — and, subsequently, trust — your new people? All that and more is covered in this week’s Trade Secrets, when co-hosts Emma Weissmann and Jamie Biesiada talk business expansion with Julie Lanham, president of Vacations to Remember in Augusta, Ga. This episode was sponsored by the Globus family of brands. Further resources Julie Lanham on Instagram Mentioned in this episode: From TravelAge West: Why you should consider hiring an international virtual assistant From TravelAge West: Travel agencies are struggling to hire qualified advisors, according to a new survey Lucia Need advice? Call our hotline and leave a message: 201-902-2098 Email us: tradesecrets@travelweekly.com Theme song: Sock Hop by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4387-sock-hop License: https://filmmusic.io/standard-license See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Episode 4 of the NYE Lollapalooza is what happens when the conversation stops being theoretical—and turns into action in real time.Jay Doran and co-host Mike “Mike Drop” Calhoun are joined by a stacked room: Robert Frehafer, Bill Mervin, Brian McNally, Chase Gallagher, and Matt McHale—a group built on years of trust, shared history, and a common obsession with growth, leadership, and doing life with intention.The episode opens with introductions that feel more like tributes: stories of discipline, vision, resilience, and friendship. From mortgage leadership and development (Bill), to high-performance home services and coaching (Chase), to entrepreneurship, community building, and brand growth (Brian), to deep relationship-first leadership and long-term thinking (Matt and Robert), the room quickly locks into the theme that defines the entire Lollapalooza series: proximity changes people—if you show up ready.You'll hear:Why simplifying systems is the fastest path to sustainable scaleHow leaders evolve from “doing everything” to building processes that lastBrian McNally's 2026 word (Alignment) and the philosophy behind F** Average*Matt's emphasis on service and mission, and Robert's commitment to faith, family, and impactA powerful pivot from reflection to execution: the “Referral Party.”In the final stretch, Mike introduces the Board of Advisors-style “referral party,” where each guest calls out what they need next—connections, partnerships, speaking opportunities, brand support—and the room immediately starts building bridges. From getting Brian a Dana White foreword, to creating referral pipelines between landscaping, roofing, and pavement, to linking business growth with mission-driven service, this episode becomes a live demonstration of what real networks actually do.If you've ever wondered what it looks like when relationships stop being small talk and start becoming strategy—this is it.If you're listening, share this with someone building in 2026—and leave a review so this community keeps finding the people it's meant to find.

 Chris Markowski, the Watchdog on Wall Street, discusses the pervasive issues within the financial industry, including the lack of media coverage on Wall Street fraud, the influence of advertising on public perception, and the challenges faced by smaller firms in a landscape dominated by 'too big to fail' institutions. He emphasizes the importance of integrity in financial advising and the need for a shift towards genuine client care and wealth building.

In this first episode of 2026, we sit down for a deep dive into one of the hottest concerns coming from clients and listeners lately: Is the U.S. stock market dangerously concentrated—and are we in an AI bubble? Ben, Dan, and Ben unpack the data, the history, and the psychology behind today's valuations, drawing lessons from past episodes of market euphoria such as Nortel in Canada, the dot-com boom, and Japan's 1989 peak. They explain why high market valuations—not concentration—pose the bigger challenge, how bubbles historically fuel real economic innovation while hurting investors, and why diversification continues to offer the only reliable protection against unknowable futures. Along the way, they revisit examples of how value stocks, small-cap value, and global diversification have fared across different market regimes.   Key Points From This Episode: (0:00:40) What RR is about: evidence-based insights, synthesis episodes, expert interviews, and long-form inquiry — not debates. (0:04:20) Why listeners value RR: transparency, friendly inquiry, returning to topics over time, and the hosts' dynamic. (0:09:25) Rising concern: clients asking whether U.S. market concentration and an AI bubble mean it's time to exit stocks. (0:11:10) Advisors echo similar worries: U.S. politics, all-time highs, and emotional decision-making. (0:14:20) Today's data point: Top seven U.S. stocks = 36% of S&P 500; 32% of the total U.S. market — highest on record. (0:16:10) Why people fear concentration: a decline in the Magnificent Seven could meaningfully drag down the index. (0:17:30) Canada's cautionary tale: Nortel once hit 36% of the TSX — collapsed to zero — but the market recovered by 2005. (0:21:20) Bubbles through history: canals, railways, fiber optics, dot-coms — innovation funded by speculation. (0:25:30) Dot-com parallels: huge ideas, low cost of capital, lots of failures — but lasting infrastructure remained. (0:28:40) AI dominance: Since ChatGPT, AI-linked companies drove 75% of S&P returns, 80% of earnings growth, 90% of capex. (0:31:15) Reminder: No bubble calls — just context. High prices don't equal an inevitable crash. (0:33:10) Concentration vs. valuation: concentration shows weak links to future returns; valuations matter far more. (0:35:05) Market timing trap: U.S. valuations were high in 2021 — selling then would have been disastrous. (0:36:40) The U.S. lost decade: 2000–2010 returns were flat; in CAD, recovery didn't happen until 2013. (0:38:55) Value stocks held up: U.S. value and small-cap value delivered positive returns while broad indexes stagnated. (0:41:00) Recency bias reminder: Canadians once avoided U.S. stocks entirely after a decade of underperformance. (0:44:05) Japan 1989: World's largest market crashes — still not recovered in real terms 36 years later. (0:47:10) Global diversification wins: A 40% Japan-weighted global portfolio still performed fine thanks to U.S. growth. (0:49:00) Cross-country data: Many markets are far more concentrated than the U.S. — still delivered solid returns. (0:52:30) Valuation evidence: Higher CAPE = lower future returns — economically strong pattern across countries. (0:55:40) Core lesson: Diversification + discipline. You will always hold winners and losers — that's the point. (0:57:55) Practical ways to lower concentration risk: global equity funds, small caps, and Canada's 10% cap rule. (1:00:30) Why active managers don't help: only ~30–47% outperform depending on concentration trend. (1:03:25) Final takeaway: high valuations may imply lower returns, but prediction is impossible — stay diversified. (1:05:15) After-show review: Addressing a one-star critique ("Fartcoin Designer") with humour and community context. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Welcome to Social Takeoff — and welcome to the reset.This episode is the first of a three-part reset series dropping on New Year's Day, created for travel advisors who feel overwhelmed, frustrated, or discouraged by marketing.If marketing felt heavy last year…If you tried to learn all the things…If you showed up even when it was hard…This episode is for you.In this reset, we talk about why marketing feels so overwhelming, why trying harder isn't the answer, and why the problem usually isn't motivation or effort — it's clarity and direction.This episode is about:Releasing the pressure to do everythingLetting go of perfection as the starting pointUnderstanding why progress matters more than polishGiving yourself permission to reset without guiltSeeing yourself and your voice as part of your marketingThis is not about throwing last year away.It's about realigning, refocusing, and rebuilding intentionally.You showed up. That counts.Now let's move forward with clarity.

Welcome back to Social Takeoff — and to reset episode two.If marketing has felt overwhelming, frustrating, or like one more thing on an already full to-do list, this episode is for you.In this reset, we talk about why marketing feels so heavy for travel advisors — and why the problem usually isn't effort, discipline, or motivation.It's expectations.We've been taught that marketing should:work quicklycreate instant resultsreward consistency immediatelylook like what's working for everyone elseAnd when it doesn't, we assume we're doing something wrong.In this episode, we unpack:Why marketing overwhelm is often caused by unclear expectationsHow comparison and constant consumption make marketing feel impossibleWhy doing more isn't the answerHow to release pressure without giving up momentumWhat it looks like to reset instead of quitThis episode isn't about fixing everything.It's about understanding what marketing is actually responsible for — and what it's not.

Most travel advisors aren't “bad at marketing.”They're letting platforms decide whether their marketing is working.In this final Reset Episode, we're talking about what happens when you let algorithms, trends, and engagement metrics dictate your confidence, your content, and your strategy — and why that approach quietly steals momentum from your business.We'll talk about:Why likes, views, and comments are not real KPIsHow reacting to trends and algorithm chatter pulls you off-centerThe difference between content that's “good for Instagram” and content that's good for your businessWhy proactive marketing creates clarity, confidence, and compounding growthHow to identify the conversations and lanes you actually want to leadAnd I'll leave you with one clear action to reset how you approach content moving forward — without chasing trends, burning out, or second-guessing yourself.✨ This episode is part of the Reset Series, all tied to the Taylor Swift song This Is Me Trying — because showing up, recalibrating, and choosing clarity counts.Resources & LinksCreate your free Wanderlust Campus account: https://wanderlust-ceo.comFollow me on Instagram: https://www.instagram.com/kellihayessmith

Today's show features a best of roundup from our first year of Daily Dealer Live: Brian Benstock, VP/GM @ Paragon Honda & Acura Doug Horner, General Sales Manager at Mercedes-Benz of North Olmsted Grant Cardone, CEO of Cardone Capital + more! This episode is brought to you by: Impel – Impel's Service AI with Voice AI changes that with proactive, VIN-specific outreach based on individual driving behavior, missed call capture, and instant appointment scheduling by text and email. Advisors stay focused on the drive. Customers get fast, personalized service. One complete platform. No missed moments. No missed revenue. Visit https://carguymedia.com/4pXVx0x to learn more. Car Dealership Guy is back with our second annual NADA Party—happening in Las Vegas on Thursday, February 5th. It's the hottest ticket at NADA 2026. Spots are limited and unfortunately we can't invite everyone —so RSVP today at https://carguymedia.com/cdglive and we hope to see you in Vegas! — Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com

Key highlights from the episode:0:00 – Introduction  4:00 – The emotional toll of moving your practice and why vague deal ranges make it worse  6:45 – Real examples of how inflated promises derail transitions and waste time  9:55 – What advisors should demand up front to ensure accurate pro formas and offers  16:30 – Why working with the right consultant can maximize your deal value and prevent costly mistakes  36:35 – Closing thoughts & contact info  If you're considering a transition, don't let hype or half-truths guide your decision. Learn how to spot red flags, negotiate effectively, and choose a firm that truly supports your business.--Learn more about our companies and resources:-Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.com-Elite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.com-Elite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.com-JEDI Database Solutions | Technology Solutions for Advisors: https://jedidatabasesolutions.com  Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

Today's show features: Don Hall, President and CEO of Virginia Automobile Dealers Association Alan Haig, President of Haig Partners This episode is brought to you by: Impel – Impel's Service AI with Voice AI changes that with proactive, VIN-specific outreach based on individual driving behavior, missed call capture, and instant appointment scheduling by text and email. Advisors stay focused on the drive. Customers get fast, personalized service. One complete platform. No missed moments. No missed revenue. Visit https://carguymedia.com/4pXVx0x to learn more. Car Dealership Guy is back with our second annual NADA Party—happening in Las Vegas on Thursday, February 5th. It's the hottest ticket at NADA 2026. Spots are limited and unfortunately we can't invite everyone —so RSVP today at https://carguymedia.com/cdglive and we hope to see you in Vegas! — Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com

Professor Toby Wilkinson. Ptolemy I Soter, a scholar and general under Alexander, founded a dynasty by integrating Greek and Egyptian traditions. He appointed Egyptian advisors and created the hybrid god Serapis to unify his subjects, successfully establishing a stable, wealthy empire that included Cyprus and parts of the Mediterranean. 1900 NILE