Podcasts about fintech

Subset of technologies used in finance

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    Latest podcast episodes about fintech

    Sean White's Solar and Energy Storage Podcast
    RE Positive! keeping a + Attitude at RE+ with Comedy and Stage Rushing on the Power Up Live Stage

    Sean White's Solar and Energy Storage Podcast

    Play Episode Listen Later Sep 13, 2025 24:17


    Blair Reynolds and Emmitt Muckles rush the stage and crash the podcast with guest and best-selling author Greg Smith. This is a good podcast to get the video version of, so be sure to check this out on YouTube. There are plenty of jokes, such as Sean's invention of PV modules with only positive terminals. The group shares stories and insights about the solar industry, the importance of community, and keeping a positive attitude at industry events. They discuss new technologies, the role of finance in solar adoption, and the future of training and standards. The conversation is filled with humor, camaraderie, and practical advice for solar professionals and newcomers alike.   Topics covered: The RE+ event and its growth Building community and mentorship in the solar industry The importance of positivity and fun at industry events The role of finance and FinTech in making solar accessible Battery technology trends and cost focus The impact of recent policy and manufacturing incentives Quality installations and customer education The future of training, NABCEP certification, and NEC updates Book recommendations from Greg Smith and Sean White Value of networking   Guests: • Greg Smith • Blair Reynolds • Emmitt Muckles   Special thanks to: Power Up Live stage, Wärtsilä, Suncast Media, and Nico Johnson   Learn more at www.solarSEAN.com and be sure to get NABCEP certified by taking Sean's classes at www.heatspring.com/sean www.solarsean.com/18hrpv          

    Consumer Finance Monitor
    New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 2

    Consumer Finance Monitor

    Play Episode Listen Later Sep 11, 2025 45:49


    Today's podcast episode is a continuation of a previous repurposed webinar held on August 12th, focusing on emerging opportunities in the consumer financial services sector under the Trump administration. The session aims to provide insights into the evolving regulatory landscape and its implications for businesses and consumers. The first part of the webinar, released last Thursday, September 4, covered  the recently-passed GENIUS Act (which creates a federal infrastructure for Stablecoin); developments in crypto-backed lending and credit builder loans; the mortgage industry; developments in earned wage access and rent-to-own and lease-to-own financing products; and insights on income share agreements. Joining the podcast today are the following members of Ballard Spahr's Consumer Financial Services Group: Kristen Larson, of counsel, provides insights into the open banking rule; John Socknat, co-leader of the Group, speaks on home equity investment products; John Culhane, a partner in the group, relays insights on large installment loans at point of sale; and Dan Wilkinson, an associate, provides an overview of digital wallets. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group for 25 years.  We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

    Tangent - Proptech & The Future of Cities
    How to Run a Successful Tech Playbook Across 135 Class A Multifamily Communities, with Mark-Taylor CTO Dustin Lacey

    Tangent - Proptech & The Future of Cities

    Play Episode Listen Later Sep 11, 2025 44:21


    Dustin Lacey is the CTO at Mark-Taylor, the leading developer, owner, and investment manager of luxury multifamily communities in Arizona and Nevada, with over 135 Class A Multifamily properties. He leads the firm's tech evolution, powering the centralization of operations. Under his leadership, Mark‑Taylor has implemented innovative smart‑home integrations, centralized leasing and maintenance teams, and deployed unified resident platforms that enhance efficiency and elevate the resident experience. With a diverse background in irrigation, industrial manufacturing, and brand and marketing strategy, Dustin brings his unique experience into high-tech manufacturing from his tenure at TSMC, where he honed his skills in precision, process excellence, and product innovation.(01:36) - From Brand Strategy to Tech Leadership: Building Digital DNA in Real Estate(02:12) - Enterprise Proptech Success Story: Scaling a Multifamily Management Platform(05:16) - Class A Portfolio Strategy: Maximizing Asset Performance Through Tech(06:50) - Tech Stack Evolution: From AWS Integration to Custom CRM Development(10:29) - ROI Deep Dive: Making the Business Case for Custom Proptech Solutions(15:53) - Tech-Enabled Operations: Achieving Sub-2-Hour Response Times at Scale(20:12) - Feature: Blueprint - The Future of Real Estate - Register for 2025: Friends of Tangent receive $300 off the All Access pass. The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on Sep. 16th-18th, 2025. (21:22) - Go-to-Market Excellence: Standing Out in the Competitive Proptech Landscape(31:41) - Risk Management Innovation: Tech Solutions for Modern Property Operations(38:30) - Founder's Playbook: Key Insights for Proptech Startups Targeting Enterprise Clients

    Tank Talks
    The Power of Benevolent Dictatorships in Startups with Nikunj Kothari of FPV Ventures

    Tank Talks

    Play Episode Listen Later Sep 11, 2025 59:50


    In this episode of Tank Talks, host Matt Cohen sits down with Nikunj Kothari, Partner at FPV Ventures, to explore his journey from product leader at LinkedIn, Opendoor, and Meter to early-stage investor. Nikunj shares candid insights on why the best companies thrive under benevolent dictatorships, how AI is reshaping SaaS pricing models, and what makes founders truly exceptional.From his early years growing up in India to becoming one of the most thoughtful voices in venture, Nikunj opens up about his decision to leave operating roles, his angel investing beginnings, and his transition to VC at storied firm Khosla Ventures before joining FPV. He also dives deep into evaluating founders, navigating hypergrowth, and why outcome-based pricing may define the next decade of SaaS.Whether you're a founder looking to scale, an investor trying to spot the next breakout company, or simply curious about how AI is rewriting business models, this episode is packed with hard-earned lessons and bold ideas.A Quick Word from our Sponsor, FaskenAt Fasken, our clients don't wait for the future. They build it. As the first and largest dedicated emerging tech practice in Canada, our team is composed of founders, ex in-house counsel, developers and business advisors who have guided clients from startup, to scale-up, to exit. The trust of our clients has enabled us to consistently rank at the top of every major Canadian M&A, Capital Markets and Venture Capital league table. With deep industry knowledge and experience across all areas of emerging and high growth technology including ClimateTech, MedTech, Artificial Intelligence, Fintech, and AgTech we're your partners within the innovation ecosystem as you transform the landscape of what's possible.Tomorrow starts here. Own it with us.For more information, visit fasken.com/emergingtech and follow us on LinkedIn.From India to Silicon Valley: Nikunj's Early Journey (00:08:21)How his blend of engineering, design, and business led him to product management at LinkedIn and startups.Learning From Hypergrowth at LinkedIn and Opendoor (00:011:23)Why talent density and ambitious missions drive scaling organizations.The Investor's Lens: Spotting Latitude in Founders (00:013:32)Nikunj's framework for evaluating founder vision and depth at the earliest stages.Why the Best Companies Are Benevolent Dictatorships (00:015:39)How companies like Shopify and Coinbase thrive under strong, opinionated leaders.The Tension for Non-Founders in Dictatorship Environments (00:21:09)Nikunj's personal lessons as a PM executing a founder's vision.The Pivot to Investing: From Angel Checks to Khosla Ventures (00:23:26)Why he left operating roles, and what he had to unlearn as he became a VC.Joining FPV Ventures and Betting on Founder POVs (00:27:18)How FPV approaches concentrated early-stage investing with diligence and conviction.Gross Margins, Kingmaking, and the VC Trap (00:32:09)Why focusing on revenue quality matters more than chasing top-line growth.AI and the Future of SaaS Pricing Models (00:39:31)How outcome-based and usage-based pricing will disrupt per-seat SaaS models.Navigating Enterprise AI Adoption (00:44:22)The role of champions in enterprise sales and lessons from scar tissue in early adoption.Competing in Crowded Markets: The Series A Challenge (00:47:31)Why exceptional founders and market depth matter more than being first.Hot Takes: Solo Founders in the AI Era and the Future of IPOs (00:54:24)Nikunj's contrarian views on solo founders and whether Canva will go public.About Nikunj KothariNikunj Kothari is a Partner at FPV Ventures, where he focuses on early-stage investments with a founder-first approach. Previously, he was a product leader at LinkedIn, Opendoor, and Meter, where he helped scale hypergrowth startups and navigate tough product challenges. Nikunj began angel investing while at Opendoor and later joined Khosla Ventures, before moving to FPV to pursue concentrated, high-conviction seed and Series A investments. Known for his sharp writing on venture and product strategy, Nikunj has become a leading voice on topics ranging from benevolent dictatorships to the future of SaaS pricing.Connect with Nikunj Kothari on LinkedIn: https://www.linkedin.com/in/nikunjkVisit the FPV Ventures website: https://fpvventures.com/Connect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

    Leaders In Payments
    Special Series: Powering Payments Together with Adam Oberman, President of Payroc | Episode 430

    Leaders In Payments

    Play Episode Listen Later Sep 11, 2025 30:39 Transcription Available


    In the first episode of our three-part series with Payroc, Powering Payments Together: How Payroc Helps ISVs Scale Smarter, I sit down with Payroc President Adam Oberman to explore the shifting landscape of integrated payments. Once seen as a simple feature, payments have now become the financial backbone of successful software companies.Adam explains why the relationship between ISVs and their payment partners has never been more strategic. The most successful software providers now generate 20–40% of their revenue through payments, making it a critical driver of both growth and valuation. As he puts it, “ISVs don't outgrow payments - they outgrow their payment partners.”We discuss how market expectations have evolved dramatically. ISVs are demanding global payment capabilities from day one - multi-currency processing, cross-border compliance, and frictionless user experiences are now table stakes. At the same time, the integration process itself has shifted toward low-code solutions that enable faster deployment without sacrificing functionality.What stands out most in Adam's perspective is the human element of payments. Clean APIs may get an integration live, but it's strategic guidance, problem-solving, and white-glove support that build long-term partnerships. “People do business with people,” Adam emphasizes, highlighting why technical capability must always be paired with trust and service.Looking ahead to 2026, Adam predicts payments will no longer be viewed as a utility but as a core competitive advantage. Companies that fail to prioritize their payment strategy risk falling behind more agile competitors not just in features, but in valuation and market position.Whether you're an established ISV or just beginning to explore embedded payments, this episode offers essential insights into selecting a partner who can scale with you, adapt to change, and deliver value far beyond transaction processing.

    Bitesize Business Breakfast Podcast
    UK FinTech firm Revolut arrives in the UAE

    Bitesize Business Breakfast Podcast

    Play Episode Listen Later Sep 11, 2025 32:04


    11 Sep 2025. UK fintech giant Revolut is one step closer to launching in the UAE after receiving initial Central Bank approval. We spoke to regional CEO Ambareen Musa about the rollout. Plus, Dubai Chamber’s Saeed Al Gergawi shares how the emirate plans to become the global capital of the digital economy.See omnystudio.com/listener for privacy information.

    Pricing Friends
    SaaS und AI Pricing 2026 mit Nicola Breyer, Tobias Hagenau, Philipp Schrader und Jörg Rheinboldt: Was treibt die nächste Preisrevolution? (#090)

    Pricing Friends

    Play Episode Listen Later Sep 11, 2025 43:48


    Live im Axel Springer Haus, vor rund 80 Gästen, diskutieren vier Gäste mit Dr. Sebastian Voigt über Pricing in einer Welt, in der Software plötzlich spricht, Token Geld kosten und Investoren Preismodelle auf den Prüfstand stellen. Anlass ist der Launch des SaaS & KI Pricing Reports, den hy gemeinsam mit OMR Reviews erstellt hat. Im Gespräch zeigt sich, warum Good Better Best nach wie vor funktioniert, wo hybride Modelle entstehen und wie Usage- und Outcome-Based Pricing an ihre Grenzen stoßen. Tobias Hagenau erklärt, warum KI-Features bei Awork aktuell noch kostenlos sind und weshalb das so bleiben könnte. Nicola Breyer beschreibt, wie sich Fintechs von rein transaktionalen Modellen lösen. Philipp Schrader spricht über Preisdifferenzierung, Reverse Trials und psychologische Hebel in der Softwarevermarktung. Und Jörg Rheinboldt verrät, worauf er als Frühphaseninvestor bei Pricing wirklich achtet und warum er gerade „fröhlich verwirrt“ durch die neue AI-Welt geht. Über die Gäste: Philipp Schrader leitet OMR Reviews und CRO bei OMR. Er hat zuvor als CCO bei idealo gearbeitet und war Co‑Founder von Preis.de. Tobias Hagenau ist Co‑Founder und CEO von awork, einem Projektmanagement-Tool für Agenturen und Beratungen. Nicola Breyer war CEO & Managing Director von Qwist (Finleap Connect) und gilt heute als FinTech‑, Open‑Finance‑ und Innovationsexpertin mit Fokus auf Strategie, Wachstum und Regelwerksgestaltung. Jörg Rheinboldt ist General Partner bei heartfelt capital, Mitgründer von Alando und ehemaliger CEO des Axel Springer Plug & Play Accelerators. Kostenloser Download: SaaS & AI Pricing Report 2026

    Scouting for Growth
    Arvind Sontha How AI Automation Is Transforming Insurance Claims

    Scouting for Growth

    Play Episode Listen Later Sep 10, 2025 60:01


    On this episode of the Scouting For Growth podcast, Sabine VdL talks to Arvind Sontha, COE and co-founder of Kyber, an AI startup redefining how carriers handle claims correspondence. The insurance industry is undergoing a seismic shift as carries face mounting pressure to deliver faster, more transparent, and compliant communications to policy holders and clients, so the need for digital claims transformation has never been greater. KEY TAKEAWAYS If you think about insurance and tailoring insurance, the underlying model for risk is effectively a ‘user personal model'. We started with an obscure line of insurance that didn't exist yet – or did around personal cyber insurance. We wondered what it would look like, rather than SMB or commercial cyber insurance, as individual underwriting and risk modelling. We got lucky finding a great partner in branch insurance very early on. Over the course of our time engaging with them we ended up turning into an extension of their team. We were able to work closely with them, they trusted us to quickly understand their problems and iterate to give them quick solutions, while at the same time they understood that there are going to be quirks with products that aren't fully fleshed out which they could iron out over time. It was a symbiotic relationship. If an adjustor has to take an hour to put a document together you have to clear a 1.5-hour space in your calendar to do that. Life is hectic, you have meetings and other tasks to do and so that 1.5-hour block keeps getting moved back, same thing happens to managers. If you can take it from 1.5 hours to 30 seconds for a high-quality letter and a one-click process to approve, you can slip that into any part of your calendar. That's a really underrated part of the process. Some of the things we want to do in the future is include things like managed parameters. We think it's obtuse for all the carriers to manage all the fraud language individually all the time, for example. Kyber could manage that for you to make sure everything's automatically compliant and good to go. Statutory language really enables the full organisation to be prepared to catch each other. BEST MOMENTS ‘Kyber is an AI native, document generation and delivery platform made for claims teams, that's what we do.' ‘Nobody doubted that I could build the complex AI to underwrite and quantify the risk, what they needed to figure out was could I sell insurance, which is why I got my broker's licence!' ‘The results have been better than I expected, we've seen 65% faster drafting times, 80% consolidation of their templates across a 50-state operation, and 5x reduction in letter cycle times for documents.' ABOUT THE GUESTS Arvind Sontha is co-founder and CEO of Kyber, an AI startup that is redefining how carriers' NTPAs handle claims correspondence. Arvind is at the forefront of digital transformation, leading Kyber's mission to automate and streamline the entire lifecycle of claims forms and letters. Kyber's clients report the impact of AI automation is undeniable: Claims teams using Kyber have reduced letter drafting time by up to 85%, cut review time by 60%, and achieved a 3x faster outreach to policy holders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

    Tearsheet Podcast: The Business of Finance
    Adam Nash on building Daffy, the membership-based platform for charitable giving

    Tearsheet Podcast: The Business of Finance

    Play Episode Listen Later Sep 10, 2025 22:04


    Americans give nearly half a trillion dollars to charity each year—over 2% of GDP. Yet despite this massive scale, charitable giving remains stuck in the past, dominated by donor-advised funds marketed exclusively to the wealthy and clunky processes that make generosity harder than it should be. Today I'm joined by Adam Nash, co-founder and CEO of Daffy, a modern platform that's democratizing charitable giving through technology. Adam brings decades of experience building consumer fintech products as the former CEO of Wealthfront and in leadership roles at LinkedIn, Dropbox, and eBay. During the pandemic, he recognized that while fintech had revolutionized how we save and invest, charitable giving had been largely untouched by innovation. We'll explore why Adam left Wealthfront to tackle charitable giving, how Daffy's membership-based model differs from traditional approaches, and why he believes donor-advised funds will soon be as common as 401ks. Adam will share insights on tax-advantaged giving as more people hold appreciated assets like stock and crypto, how Daffy is incorporating AI, and why they've opened their APIs to partners like Betterment and Robinhood.

    The BIGCast
    Pardon the Innovation

    The BIGCast

    Play Episode Listen Later Sep 10, 2025 41:53


    John and Glen share perspectives on credit unions' potential stablecoin play, a new reason to explore digital wallets, and the need for speed in the innovation arena- revisiting the “rapid response” model of our recent live Town Hall event. Also- more IPO mayhem and how weather patterns could impact loan portfolios.      Links related to this episode: Replay of the CU Town Hall recorded live at America's Credit Unions' Strategic Growth Conference: https://www.big-fintech.com/cu-town-hall-episode-138-live-at-acus-strategic-growth-conference/   CNBC's initial reporting on Klarna's pending IPO: https://www.cnbc.com/2025/09/02/klarna-ipo-in-us-to-raise-up-to-1point27-billion-in.html   UPDATE: Klarna is slated to debut on the NYSE Wednesday 9/10:  https://www.msn.com/en-us/money/economy/klarna-prices-ipo-above-range-at-40-the-stock-starts-trading-wednesday/ar-AA1MdubF  Another update since our recording: Gemini has raised its IPO target: https://money.usnews.com/investing/news/articles/2025-09-09/gemini-lifts-ipo-price-range-targets-3-billion-valuation-amid-crypto-boom Learn more about BIG's Innovation Club and request a guest pass for our in-person meeting September 23-25 (link at bottom of page):  https://www.big-fintech.com/innovation-club/  Join us for our next CU Town Hall- Wednesday September 17 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

    EUVC
    E574 | Paul Morgenthaler, CommerzVentures: Why CVC Works Best with a Single LP

    EUVC

    Play Episode Listen Later Sep 10, 2025 43:08


    In this episode, Andreas Munk Holm and Jeppe Høier sit down with Paul Morgenthaler, Partner at CommerzVentures, to unpack the inner workings of a single-LP CVC and how strategic structure can drive long-term VC success. Paul shares insights from over a decade of fintech investing, offering a rare look into how one of Europe's leading corporate venture arms thinks about climate, compliance, and the coming wave of agentic AI in financial services.They explore what it takes to make a single-LP model work, how GenAI is reshaping fintech workflows, and why European regulation may be a global feature, not a bug.

    Fintech Hunting
    AI, Branding & The Human Side of Lending — A FinTech Deep Dive from NAMMBA to MBA Vegas

    Fintech Hunting

    Play Episode Listen Later Sep 10, 2025 17:35


    In this energizing episode of the FinTech Hunting Podcast, host Michael Hammond sits down with the unstoppable Dalila Ramos — industry-leading recruiter, founder of Love & Tacos Media, and social media powerhouse — for a candid conversation on the real state of recruiting, branding, and marketing in mortgage and fintech.

    Finscale
    [EXTRAIT] Roland Jais-Nielsen (Hero) - Les "Hero" du BFR

    Finscale

    Play Episode Listen Later Sep 10, 2025 2:37


    Il s'agit de l'extrait de l'épisode diffusé ce dimanche avec le CEO et fondateur de Hero : Roland Jais-Nielsen***************************Finscale, c'est bien plus qu'un podcast. C'est un écosystème qui connecte les acteurs clés du secteur financier à travers du Networking, du coaching et des partenariats.

    The Sidley Podcast
    Tokenized Real-World Assets Have Gone Mainstream — Is Your Business Ready?

    The Sidley Podcast

    Play Episode Listen Later Sep 9, 2025 38:47 Transcription Available


    A brave new world of investing is now open for business, and with it, a new way to conceive of property. Tokenized real-world assets have gone mainstream. Major financial institutions are racing to tokenize everything — from U.S. treasuries, to art, to real estate, converting these assets into digital form and storing them on blockchains so they can be traded easily on new marketplaces. But the breakneck pace has fueled concern over compliance with existing laws, as Congress, regulators, and investors struggle to harness both the potential and risk of the technology. What's in store for the tokenization of real-world assets in the U.S. and Europe?  Will new legislation assuage concerns — or hinder widespread adoption? Has Europe surpassed the U.S. in regulating tokenization effectively? What is the impact of tokenization on the broader global marketplace? And what role does AI play with regard to digital assets?Join The Sidley Podcast host and Sidley partner, Sam Gandhi, as he speaks with two of the firm's thought leaders on these issues — Lilya Tessler, who leads Sidley's Fintech and Blockchain group, and David Stewart, a partner in the firm's Capital Markets practice. Together, they discuss what's driving the surge in adoption of the tokenization of real-world assets and the related legislation in the U.S. and Europe, including the ability of these laws to drive innovation and enable entrepreneurs to create technologies. Executive Producer: John Metaxas, WallStreetNorth Communications, Inc.

    The Fintech Blueprint
    Managing $2B+ in On Chain Assets, with KPK Co-Founder Marcelo Ruiz de Olano

    The Fintech Blueprint

    Play Episode Listen Later Sep 9, 2025 41:26


    In this episode, Lex speaks with Marcelo Ruiz de Olano, Co-Founder of KPK (Karpatkey), an on-chain asset management firm born out of Gnosis DAO. Marcelo recounts KPK's evolution from stewarding Gnosis's $1B treasury to advising on more than $2B for leading protocols like ENS, Balancer, and the Ethereum Foundation. The discussion dives into the mechanics of non-custodial treasury management - balancing governance, security, and risk - along with strategies across lending, liquidity provision, and stablecoin yields. Marcelo also shares why the rise of large Ethereum treasury companies could be a turning point for DeFi, injecting institutional-scale liquidity and potentially making ETH more liquid than Bitcoin. NOTABLE DISCUSSION POINTS:Origins and Scale of On-Chain Treasury ManagementKPK spun out of Gnosis DAO, which had one of the earliest and largest on-chain treasuries (~$1B). From there, KPK evolved into an independent manager now advising on over $2B of DAO and foundation treasuries (ENS, Balancer, Ethereum Foundation, etc.), pioneering non-custodial, fully on-chain asset management practices.Conservative, Mission-Driven Approach vs. Yield-ChasingUnlike many DeFi actors during “DeFi Summer,” KPK deliberately rejected risky high-yield strategies. Instead, they prioritized capital preservation and mission alignment—for example, ensuring ENS's treasury only supports Ethereum-strengthening initiatives (like minority client staking or avoiding centralization risks). This contrarian, values-driven approach built trust and positioned them as long-term stewards of DeFi treasuries.Transformative Potential of Ethereum Treasury CompaniesMarcelo highlights that emerging Ethereum treasury firms (similar to MicroStrategy's BTC play) could deploy $10B+ in ETH treasuries. A single such “mega whale” could inject unprecedented liquidity into DeFi—making ETH potentially more liquid than BTC, bootstrapping entire verticals (DEX liquidity, lending, insurance), and creating a flywheel where treasury strategies directly accelerate Ethereum's adoption and price stability. TOPICSKPK, Gnosis, Gnosis Safe, Balancer, Aave, Maker, Sky, Uniswap, Morpho, Ethereum Foundation, on-chain asset management, DAO, decentralized autonomous organization, treasury management, DeFi, tokenization, ETH, Ether, stablecoin, USDC ABOUT THE FINTECH BLUEPRINT

    Leaders In Payments
    John Caplan, CEO of Payoneer | Episode 429

    Leaders In Payments

    Play Episode Listen Later Sep 9, 2025 21:37 Transcription Available


    What happens when you give ambitious entrepreneurs around the world the financial tools previously reserved for multinational corporations? John Caplan, CEO of Payoneer, reveals the transformative impact of enabling truly global commerce for small businesses on this episode of the Leaders in Payments Podcast.Celebrating its 20th anniversary, Payoneer serves as a "foreign bank alternative" for 2 million active customers in virtually every country worldwide. With $80 billion in payment volume flowing through their platform annually and $7 billion in customer funds held in balance, Payoneer has established itself as a trusted financial partner for global entrepreneurs. Caplan explains how their multi-currency accounts and payment solutions help businesses receive international payments and manage global operations without the delays and excessive fees of traditional banking.The diversity of Payoneer's customer base highlights the universal need for better cross-border financial services. From goods exporters in China selling on Amazon to business process outsourcers in the Philippines, software developers in Argentina, and marketing firms in Dubai – Payoneer empowers businesses across sectors to participate in the global economy. Caplan's own journey to Payoneer reflects the value of fresh perspectives in payments. With an entrepreneurial background spanning Arizona Iced Tea, Starbucks, Ford Models, and transforming Alibaba.com from $800M to $3.5B in revenue, he brings cross-industry experience to financial services. He emphasizes that payments should evolve beyond mere "pipes and plumbing" to become truly value-accretive services, and encourages career-switchers to question industry conventions with persistent "why" questions that drive innovation.Looking ahead, Payoneer is expanding further into B2B payments, exploring stablecoins and blockchain for treasury operations, and developing workforce management tools – all aimed at making global business operations seamless for ambitious entrepreneurs. For listeners interested in financial innovation that empowers global commerce, this episode offers valuable insights into how technology is democratizing access to the world economy.

    Le rendez-vous Tech
    Google échappe au pire dans son procès avec les US – RDV Tech

    Le rendez-vous Tech

    Play Episode Listen Later Sep 9, 2025 88:21


    Au programme :Procès pour monopole: Google évite le pireAnthropic va payer $1,5 Mrds aux auteurs qu'ils ont piratéDes mini prédictions pour la conf AppleLe reste de l'actualitéEt merci à Freelance Informatique, le sponsor de cet épisode ! Retrouvez toutes les infos sur http://freelance-informatique.fr/.Infos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Cédric Ingrand (Twitter et Bluesky).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 631 – Google échappe au pire dans son procès avec les US – Google vs US, Anthropic paie les auteurs, Musk pilote Gork, Euro numérique---Liens :

    Couchonomics with Arjun
    Build Cashflow, Not Hype: Abhi's Liquidity Playbook

    Couchonomics with Arjun

    Play Episode Listen Later Sep 9, 2025 53:50


    Most fintechs chased hype. Abhi chased cash flow.In this episode of Couchonomics with Arjun, we sit down with Omair Ansari, Co-Founder & CEO of Abhi, one of Pakistan's fastest-growing fintechs.Abhi began with earned wage access, giving workers instant liquidity. Today, it has scaled into payroll financing, SME lending, and invoice factoring — and even acquired a licensed microfinance bank in Pakistan to materially lower its cost of funds.We explore:- Why profitability and cost of capital decide who survives fintech's winter- How Abhi scaled from earned wage access into a full-stack working capital platform- Pakistan as the anchor, GCC as the growth frontier- The real potential (and limits) of tokenization & private credit- Why licences and compliance, not glossy apps, are the true moat in fintech- How embedded finance at payroll and receivables lowers costs and expands inclusionThis is more than a growth story — it's a blueprint for building durable fintech in emerging markets.

    Michigan Reimagined
    Waggoner Global Advisors Leans Into Financial Technology Projects

    Michigan Reimagined

    Play Episode Listen Later Sep 9, 2025 28:53 Transcription Available


    The professional finance community has embraced technological advancements at an aggressive rate. After all, they are working to earn your business and perform for their clients. Here to share how the team at Waggoner Global Advisors leans into Fintech projects are Portfolio Manager Shanzer Khan, and Software Engineers Wyat Soule & Chad Hildwein

    Capital
    IronIA Fintech: “Nuestro nuevo fondo ya tiene 127 partícipes nuevos”

    Capital

    Play Episode Listen Later Sep 9, 2025 9:17


    José Antonio Esteban, Ceo de IronIA Fintech y Jaime Botella Fidalgo, FPA Sales Manager International distribution de de Natixis Investment Managers vienen hoy a hablar del fondo Ossiam Shiller Barclays CAPE® US Fund. “Nuestro nuevo fondo ya tiene 127 partícipes nuevos”, asegura el invitado. Esta nueva inversión, como nos cuenta, “viene de Estados Unidos y ya han empleado a hacer una campaña mucho más agresiva”. Para el Ceo de IronIA Fintech, “no hay mejor manera de conocer un fondo que los clientes lo tengan en cartera y ver cómo se comporta y es la primera vez que tienen no una, sino dos promociones”. “Hemos llegado a este acuerdo que nos parece que la plataforma tiene muchísimo sentido”, aclara Jaime Botella Fidalgo. En este caso, el invitado añade que “en este caso es una estrategia de renta variable americana que es una muy buena oportunidad para los oyentes”. Además, asegura que “es una de las pocas estrategias de renta variable americana de batir al Standard and Poor´s con el mismo nivel de riesgo, que solo hay un 6% de estrategias capaces de conseguir esto”. ¿Cómo se consigue este nivel de éxito? El FPA Sales Manager International distribution de de Natixis Investment Managers asegura que se consigue “haciendo una selección de sectores”. El Ceo de IronIA Fintech, nos explica cuales son las dificultades que desentraña hacer un balance de un fondo de inversión. “Es muy difícil hacer un seguimiento exhaustivo de un fondo”, asegura el invitado. Además, el invitado añade que cuando una persona quiere saber de verdad como es un fondo “lo mejor es tenerlo en la cartera y ver cómo se comporta, ver si las revaluaciones que hacen son consistentes en el tiempo”. Además, añade que desde la empresa “tampoco quieren que se haga con una cantidad de dinero demasiado cuantiosa”.

    Raj Shamani - Figuring Out
    Rinku Singh Podcast : Asia Cup, Struggles, Love, Virat Kohli & MSD | FO406 Raj Shamani

    Raj Shamani - Figuring Out

    Play Episode Listen Later Sep 9, 2025 119:10


    Checkout ASUS ExpertBook P Series: https://www.flipkart.com/bbd-eb-sale-at-storeGuest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    Fintech Impact
    Trayecto with Russell Kroeger | E392

    Fintech Impact

    Play Episode Listen Later Sep 9, 2025 22:17


    In this episode of FinTech Impact, host Jason Pereira interviews Russell Kroeger, CEO and founder of Trayecto. Trayecto is an online platform designed to assist advisors by providing in-depth tax information for clients with complex compensation models, such as equity compensation and self-employment. Russell shares the origins of Trayecto, the challenges faced by their target clients, and how Trayecto's innovative tools offer more precise tax projections and seamless financial planning. Discover how Trayecto integrates with financial planning and tax preparation tools, and Russell's vision for the future of the company. Stay tuned for insights into the evolution of the financial planning profession and the energizing journey of building a pioneering FinTech solution. Hosted on Acast. See acast.com/privacy for more information.

    Fintech Unfiltered, by Bank Innovation
    FV Bank CEO Miles Paschini on future of stablecoin

    Fintech Unfiltered, by Bank Innovation

    Play Episode Listen Later Sep 9, 2025 27:16


    FV Bank aims to stay ahead of emerging technology trends, including stablecoins.  The Puerto Rico-based digital bank integrated stablecoins three years ago, ahead of the recent excitement around the cryptocurrency, Chief Executive Miles Paschini tells Bank Automation News on this episode of “The Buzz” podcast.  “We had the idea that stablecoins could play an important role in banking, so we integrated with USDC,” he says. Now investment in stablecoins is skyrocketing. In fact, according to British bank Standard Chartered, the stablecoin market is expected to reach $2 trillion by 2028, up from $250 billion last month.  

    Bankless
    Stripe's Trillion-Dollar Bet: How Stablecoins Eat Global Payments | Founder of Bridge Zach Abrams

    Bankless

    Play Episode Listen Later Sep 8, 2025


    Zach Abrams—co-founder of Bridge, acquired by Stripe—joins Ryan to unpack Stripe's stablecoin strategy and why tokenized dollars are poised to devour global payments. We cover Bridge's sale to Stripe, how “fiat L1 / stablecoin L2” rails unlock faster, cheaper cross-border payouts (from startups to government aid), the case for many issuer- and app-specific stablecoins with better yield sharing, and what the Tempo chain targets for payment-scale throughput, privacy, and finality.  ------

    Geeks Of The Valley
    #119: The Next Frontier of Fintech & Localized AI with Kadan Capital's Felix Frenzel

    Geeks Of The Valley

    Play Episode Listen Later Sep 8, 2025 28:39


    Felix Frenzel is the Founding Partner of Kadan Capital, a Singapore-headquartered early-stage venture capital firm backing category-defining startups across Southeast Asia and beyond. At Kadan, he focuses on high-impact companies in fintech and artificial intelligence, targeting ventures with strong early traction and potential for rapid scale.Before co-founding Kadan Capital, Felix built his expertise across investment management and strategy consulting. He was an Investment Manager at Antler, a leading global early-stage VC platform, and a strategy consultant at Bain & Company, where he advised top-tier clients on transformative growth strategies. Earlier in his career, he gained experience in public equity investing, adding depth to his financial acumen.Felix's passion for investing runs deep. At just sixteen, he launched a small fund focused on European equities—a first step that reflects both his entrepreneurial drive and early fascination with capital markets.He holds an MBA from INSEAD, an MSc in International Finance from HEC Paris, and a BSc in Economics from the University of Bonn.LinkedIn: https://www.linkedin.com/in/felixfrenzel/

    The Product Market Fit Show
    TechCrunch called him a fraud at 18—then he built a $10M ARR fintech. | Sahil Phadnis, Founder of Affiniti

    The Product Market Fit Show

    Play Episode Listen Later Sep 8, 2025 59:59 Transcription Available


    Sahil was 18 when TechCrunch published a hit piece calling him a copycat. His co-founder Aaron was 16. They'd just raised $6 million from YC and top VCs for their crypto startup, then got subpoenaed by a state government and watched their business implode. So they fired everyone, moved back to their parents' homes, and spent months cold-calling dentists and lawn care companies to find a real problem. What they discovered: 80% of SMBs still use community banks from 1995. Now Affiniti has 2,000 customers, $10M ARR run rate, and just raised $17M by partnering with trade associations to acquire customers at 25% the cost of traditional fintech. This is the raw story of teenage founders who got punched in the face by Silicon Valley and came back swinging.Why You Should Listen:How getting destroyed on TechCrunch at 18 and subpoenaed by the government led to a $3M revenue pivot in 12 monthsWhy going back to square 0 is often the best moveThe trade association go-to-market strategy that worked for SMB.Why 200 VC rejections and raising $6M in peak 2021 couldn't save their first startup—but taught them everything they needed to know.Get comfortable with bad days—stoicism is the only way to survive.Keywords:Affiniti, Sahil Phadnis, SMB fintech, startup pivot, Y Combinator, teenage founders, Series A, B2B payments, startup failure, trade associations00:00:00 Intro00:01:50 COVID existential crisis at 1600:08:36 Building websites for restaurants00:11:11 Meeting Aaron on Instagram00:15:17 200 VC rejections then raising $6M00:23:03 Getting called a fraud on TechCrunch00:29:15 Firing everyone and moving home00:31:16 Faking toothaches to research SMBs00:40:50 Launching Affiniti00:47:00 The trade association growth hack00:55:03 Raising Series A in 3 weeks00:58:30 Stoicism and bad daysSend me a message to let me know what you think!

    Social In 10
    How to Balance Your Unique Voice with a Brand's Vision

    Social In 10

    Play Episode Listen Later Sep 8, 2025 6:45


    Drop us a message!Creating what you love often comes naturally, but what happens when your creative voice meets a client brief? In this episode, we explore how creatives walk the line between personal style and brand strategy.Hannah Bryant, a Social Media Manager at Catch a Fire, discusses how building a personal content practice can actually enhance client work, offering fresh perspective and confidence… as long as it stays rooted in brand purpose.Plus, we're also speaking to Michelle and Lizzie from the Giraffe Social team, to get their thoughts on the best ways to kick off a new project or campaign.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM. About Giraffe Social's Social in 10 Podcast Giraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail. Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes. Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!

    Fintech Game Changers
    Nuj Super - Matt McKenzie

    Fintech Game Changers

    Play Episode Listen Later Sep 8, 2025 40:08


    In this episode of Fintech Chatter, host Dexter Cousins speaks with Matt McKenzie, CEO and co-founder of Nuj, a Regtech company making serious strides in the Aus$ 4trn Superannuation sector. Nuj's plug-and-play solution streamlines workflows while ensuring compliance with all current and upcoming regulations.The platform enables quick integration, with automated workflows, audit trails, and real-time updates.Nuj raised a $4m seed round in early 2025 and counts Bluechip names like MUFG and AMP as clients.Find out more - https://www.nujsuper.com/Key topics covered in the chat:Nudge was founded during COVID-19 in 2020.The superannuation industry has significant legacy challenges.Client acquisition requires proving value in a slow-moving market.Funding strategies can include leveraging early client relationships.Growth in fintech requires patience and resilience.Remote work has become integral to Nudge's culture.Establishing authentic company values is crucial for team alignment.Hiring should focus on cultural fit and embracing collective wisdom.Networking within the fintech community provides valuable insights.Future growth at Nuj will leverage AI and technological innovations.Connect with Matt: https://www.linkedin.com/in/matthew-mckenzie/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

    Seize & Desist
    Ep. 22: Beyond the Shadows: The Underworld's Financial Playbook

    Seize & Desist

    Play Episode Listen Later Sep 8, 2025 66:20


    In this conversation, Aidan Larkin explores the complexities of international money laundering with Miles Johnson, investigative reporter for the Financial Times and author of Chasing Shadows (2023). Drawing on Miles' reporting and research, they examine the intricate connections between organised crime and global finance, the challenges faced by law enforcement in dismantling these networks, and the geopolitical factors that influence the recovery of illicit assets. Timestamps 00:00 – Introduction 10:30 - The Intersection of Organised Crime and Financial Markets 18:45 - Challenges in Investigating Money Laundering 25:00 - The Role of the DEA and International Law Enforcement 32:20 - The Complexity of International Crime Networks 40:00 - Reflections on Chasing Shadows About our Guest Miles Johnson is an investigative journalist specialising in international organised crime and money laundering. As a reporter for the Financial Times, he has uncovered complex criminal networks, exposed the financial systems that enable illicit operations across borders, and been instrumental in bringing high-profile cross-border investigations to light to reveal the mechanisms that underpin global criminal enterprises. Key Takeaways Organised Crime and Financial Markets: Organised crime syndicates operate like sophisticated businesses, interacting with the financial world and exploiting its structures for money laundering. Challenges in Investigating Money Laundering: Miles explains the intricate and resource-intensive nature of money laundering investigations, emphasising the need for robust legal frameworks and international cooperation to tackle these crimes effectively. The Role of the DEA and International Law Enforcement: Aidan and Miles explore the DEA's expanded mandate post-9/11, its international operations, and the challenges faced in cross-border law enforcement efforts. Complex International Crime Networks: The conversation highlights the multifaceted nature of global crime networks, involving diverse groups and activities, and the importance of understanding these dynamics for effective law enforcement. Reflecting on Chasing Shadows: Miles' reflects on the realities of investigating international crime, the challenges faced by law enforcement, and the importance of accurate journalism in shedding light on these issues. Resources Mentioned Amazon | Chasing Shadows Miles Johnson | Financial Times NCA: Operation Destabilise Erin West on Seize & Desist Oliver Bullough on Seize & Desist Geoff White on Seize & Desist Stay Connected Dive deeper into the world of asset recovery with Seize & Desist. Subscribe for exclusive insights into the stories that are redefining asset recovery: https://link.cohostpodcasting.com/b36b929c-6ca3-4e49-8258-44c310d012c9?d=sG5Qi2MdL Disclaimer Our podcasts are for informational purposes only. They are not intended to provide legal, tax, financial, and/or investment advice. Listeners must consult their own advisors before making decisions on the topics discussed. Asset Reality has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Asset Reality employees are those of the employees and do not necessarily reflect the views of the company. Asset Reality does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Asset Reality.

    The Level Up Podcast w/ Paul Alex
    From 300 Cold Calls to Fintech Exec: Noor Faith on Fan Basis & Scale

    The Level Up Podcast w/ Paul Alex

    Play Episode Listen Later Sep 7, 2025 46:15


    In this episode of The Level Up Podcast w/ Paul Alex, we sit down with Noor Faith, executive at Fan Basis, one of the fastest-growing payment processing companies for online entrepreneurs. Noor's story is a powerful example of resilience—going from grinding out 300 cold calls a day for $300 a week to leading at a fintech startup that's changing how coaches, consultants, and digital creators scale.

    Podzept - with Deutsche Bank Research
    Conference Insights: Thoughts from DB's Technology Conference

    Podzept - with Deutsche Bank Research

    Play Episode Listen Later Sep 7, 2025


    In our latest Conference Insights, Josh Ray, Associate Director of US Company Research, sat down with analysts Ross Seymore, Brad Zelnick, Brian Bedell, Nate Svensson and Melissa Weathers to highlight takeaways from Deutsche Bank's 2025 Technology Conference in Dana Point. The conference cut across some of the most cutting edge and exciting technologies and applications that are dominating markets and mindshare today. Discussion topics included GenAI, crypto, FinTech, upstarts vs incumbants and much more.

    Next Gen Personal Finance
    Ryan Duitch, Co-founder and CEO of Arro Finance

    Next Gen Personal Finance

    Play Episode Listen Later Sep 7, 2025 56:21


    The team behind Arro is reimagining how young adults build credit, offering a modern alternative to traditional credit cards. Learn how their mission aligns with financial education by helping students establish healthy credit habits from the start!

    Scaling up: A podcast to inspire entrepreneurs
    Block by Block: Building the Future of Money - Owen Jennings, Head of Product, Block [S9.E6]

    Scaling up: A podcast to inspire entrepreneurs

    Play Episode Listen Later Sep 7, 2025 49:02


    Owen Jennings, the head of product at Block Inc(NYSE:XYZ) and a key person around the executive table of what is now by market cap, one of the largest 500 companies in the world.Block (formerly known as Square) is really several powerful ecosystems under one roof: Square serving millions of merchants; Cash App, the consumer super app that's become the financial home for tens of millions of people; and of course, Australian founded Afterpay, the global buy-now-pay -later platform that connects these two bringing shoppers and sellers together. Owen is one of the rare executives that has truly grown up inside acompany over the past 13 years. Owen has worn just about every hat from early roles in ops to becoming the COO of Cash app where he helps scale it from a scrappy side project into a FinTech powerhouse that now generates c$6 billion in annual gross profit.Today Owen leads product across all of Block. He's widely credited for the new sense of product velocity inside the company and the ability to ship faster, to experiment at scale, and to embed AI as a multiplier in everything they do. Most importantly, this is a story about scaling culture. Block's managed something that very few founder-led companies of its size and scale can achieve re-engineering that start up DNA inside a scaled business. Owen has been atthe heart of this cultural reset - hands-on close, to customers and unafraid to tinker with the new ideas himself.

    Business Breakdowns
    Mercado Libre: E-commerce Empire - [Business Breakdowns, EP.227]

    Business Breakdowns

    Play Episode Listen Later Sep 5, 2025 73:08


     This is Matt Reustle.  Today we are breaking down the Latam e-commerce Giant, Mercado Libre. My guest is Daniel Wu of Bristlemoon Capital. I was introduced to MELI about 15 years ago when it was still the eBay of Latam, and similar to a place that you revisit after a long time away, MELI looks a lot different than those early days. Just consider that with a $120 billion market cap, MELI is three times the size of eBay today and has clearly evolved since those early days. Daniel walks us through the business as it stands today. And how MELI paired this Amazon-like e-commerce approach with a complementary but equally impressive FinTech business to fuel the company. It's an incredibly interesting road to success. Please enjoy this Breakdown of Mercado Libre. Read the Bristlemoon Research on Mercado Libre For the full show notes, transcript, and links to the best content to learn more, check out the episode page⁠ here.⁠ —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit⁠ joincolossus.com/episodes⁠. Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠). Show Notes (00:00:00) Welcome to Business Breakdowns(00:01:20) Founding Story and Early Challenges(00:03:31) Evolution and IPO(00:04:41) Regional Dynamics and Tailwinds(00:09:13) Business Model Breakdown(00:12:40) Commerce Segment Deep Dive(00:15:24) Competitive Landscape and Market Share(00:25:14) Logistics and Fulfillment Expansion(00:29:39) Advertising and Future Growth Levers(00:32:39) Meli Plus Membership Benefits(00:34:34) Transition to FinTech: Mercado Pago(00:39:14) Credit Business Overview(00:43:38) Managing Credit Risk(00:52:24) Financial Performance and Growth Drivers(00:54:08) Operating Margins and Reinvestment Strategy(00:57:39) Risks and Challenges(01:02:48) Leadership and Company Culture(01:05:47) General Lessons for Investors

    Healthy Mind, Healthy Life
    From Disruption to Direction: Identity, Connection & Growth with David Aferiat & Melinda Lee

    Healthy Mind, Healthy Life

    Play Episode Listen Later Sep 5, 2025 36:01


    In this powerful episode of Healthy Waves, we explore the raw and transformative nature of life's disruptions. Avik is joined by two incredible guests—David Aferiat, FinTech entrepreneur turned growth coach, and Melinda Lee, author of Rebel Hugger. Together, they unpack the real meaning behind life transitions, identity shifts, and emotional vulnerability. David shares how stepping away from a 20-year leadership role challenged his identity and pushed him into a values-driven future. Melinda opens up about her year of hugging strangers—a bold act that revealed unexpected loneliness and a deeper need for self-love. This is a conversation about moving beyond resistance, reframing discomfort, and finding resilience in unexpected places. Whether you're navigating uncertainty, recovering from burnout, or questioning your next move—this episode is your call to reconnect, realign, and rise.   About the Guests:David Aferiat is a former FinTech founder, now a growth coach helping CEOs and leadership teams navigate transformation using the Hero's Journey framework. He also runs Avid Vines, an artisanal champagne venture.Melinda Lee is the author of Rebel Hugger, a healing coach, and energy practitioner. Her work focuses on vulnerability, boundaries, and true belonging through emotional connection.   Key Takeaways: Disruption isn't always dramatic; it often begins as a quiet misalignment before a major shift. David shared how walking away from a company he co-founded became an opportunity to build a life aligned with his core values: self-care, learning, and showing up fully. Melinda's hug experiment, while externally full of warmth, revealed internal disconnection. Her transformation came not from others, but from the journey back to herself. Her biggest realization: self-love is foundational for real connection. Both guests highlighted that surrender is not defeat. True surrender comes from trust, not fear. Morning rituals and routines were key tools both guests use to stay grounded amidst change—whether it's Melinda's tea-on-the-porch ritual or David's structured routine rooted in nourishment, movement, and gratitude. Disruption can be a gift—if we choose to see it that way. It's not just about surviving, it's about evolving into a more authentic, values-led version of ourselves.   Connect with the Guests:David Aferiat: Website: http://avidvines.com/ Growth Coaching: avidcoach.com LinkedIn: Search “David Aferiat” Melinda Lee: Website: https://melindaleeschmitt.com/Book: Rebel Hugger available on her website and Amazon.Want to be a guest on   Healthy Mind, Healthy Life? DM on PodMatch:DM Me Here: https://www.podmatch.com/hostdetailpreview/avik CHECK PODCAST SHOWS & BE A GUEST:Tune to all our 19 podcasts: https://www.podbean.com/podcast-network/healthymindbyavikSubscribe To Newsletter: https://healthymindbyavik.substack.com/Join Community: https://nas.io/healthymind OUR SERVICESBusiness Podcast Management - https://ourofferings.healthymindbyavik.com/corporatepodcasting/Individual Podcast Management - https://ourofferings.healthymindbyavik.com/Podcasting/Share Your Story With World - https://ourofferings.healthymindbyavik.com/shareyourstory STAY TUNED AND FOLLOW US!YouTube - https://www.youtube.com/@healthymindbyavikInstagram - https://www.instagram.com/healthyminds.pod/Facebook - https://www.facebook.com/podcast.healthymindLinkedIn Page - https://www.linkedin.com/company/healthymindbyavikLinkedIn - https://www.linkedin.com/in/avikchakrabortypodcaster/Twitter - https://twitter.com/podhealthclubPinterest - https://www.pinterest.com/Avikpodhealth/Medium - https://medium.com/@contentbyavik SHARE YOUR REVIEWGoogle Review - https://www.podpage.com/bizblend/reviews/new/Video Testimonial - https://famewall.healthymindbyavik.com/ #podmatch #healthymind #healthymindbyavik #mentalhealth #wellness #growthmindset #leadershipdevelopment #emotionalresilience #selflove #hugtherapy #disruption #podcastshow #storytellingasmedicine #rebelhugger #avidvines #purposefulliving #healingjourney #mindfulnessmatters #mentalhealthpodcast #selfcare #resilience #personaltransformation #growthcoach #connectionmatters #healingjourney #mentalhealthawareness #foryou #youtube #linkedin #instagram #facebook #trending  

    FinTech Newscast
    Ep 265- Prometeo Co-CEO Ximena Aleman

    FinTech Newscast

    Play Episode Listen Later Sep 5, 2025 36:42


    Excited to welcome Ximena Aleman, Co-CEO and Co-Founder of Prometeo, on this week's Fintech Newscast! She brings sharp insights into the future of cross-border payments, how financial uncertainty is creating new demand for fintech services, and why APIs are the secret weapon making global finance simpler than ever https://prometeoapi.com Click Subscribe to keep up to date on the world of fintech!  Reach … Continue reading Ep 265- Prometeo Co-CEO Ximena Aleman

    Paymentandbanking FinTech Podcast
    #536: Die wichtigsten Fintech-News im August

    Paymentandbanking FinTech Podcast

    Play Episode Listen Later Sep 5, 2025 56:39


    Nichts war es mit Sommerloch: Im August war in der Fintech-Welt ordentlich Bewegung. André Bajorat und Jochen Siegert lassen im Fintech-Podcast die spannendsten Entwicklungen des Monats Revue passieren – von Führungswechseln über Sicherheitslücken bis hin zu Expansionsplänen.

    Consumer Finance Monitor
    New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 1

    Consumer Finance Monitor

    Play Episode Listen Later Sep 4, 2025 39:33


    In the latest episode of our podcast, we explore the significant shifts in the regulatory landscape under the second Trump administration and how these recent deregulatory actions have opened new pathways for banks and FinTech companies by reducing barriers to entry and compliance costs. This evolving environment presents opportunities for innovation and market expansion, although state law oversight, including licensing and regulatory requirements. Today's episode is part one of a two-part series. Joining the podcast today are the following members of Ballard Spahr's Consumer Financial Services Group: Kristen Larson, of counsel, provides insights into the recently-passed GENIUS Act (which creates a federal infrastructure for Stablecoin); Ron Vaske, a partner, covers developments in crypto-backed lending and credit builder loans; John Socknat, co-leader of the Group, speaks on crypto and the mortgage industry; Dan Wilkinson, an associate, provides an overview of developments in earned wage access and rent-to-own and lease-to-own financing products; and John Culhane, a partner in the group, relays insights on income share agreements. Part two of this webinar will be released next Thursday, September 11.  In that episode, Kristen Larson, John Socknat, John Culhane, and Dan Wilkinson, return to continue the conversation, discussing open banking; home equity investment products; home equity loans; buy now, pay later; large installment loans at point of sale; payday loans; and digital wallets to access credit-like features. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group for 25 years.  We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

    Tangent - Proptech & The Future of Cities
    CRE's Inflection Point: How Tenants & Landlords Can Thrive Today, with Newmark's President of Leasing Liz Hart

    Tangent - Proptech & The Future of Cities

    Play Episode Listen Later Sep 4, 2025 34:19


    Liz Hart is President of Leasing for Newmark's operating businesses in the U.S. and Canada, where she drives the strategy of the firm's leasing platform, leads talent development and recruitment, and helps integrate technology to deliver better outcomes for clients. She also serves on Newmark's Executive Committee, reporting directly to CEO Barry Gosin. With more than 20 years at Newmark, Liz has completed close to 35M square feet of transactions valued at over $4.2 billion. She has consistently ranked among the firm's top producers and was a regular Top Five Producer in Newmark's San Francisco office. Her experience spans advising technology companies from startups to Fortune 50 giants, repositioning large-scale developments that have reshaped skylines, and leading Newmark's Technology & Innovation Practice Group to help landlords and tenants in the TAMI/TMT sectors create spaces that attract and retain talent.(01:16) - State of the Office Market: Shrinking Supply & Turning Point(05:05) - How to Approach Office Leasing in 2025(13:45) - Talent, Culture & Competitive Advantage(15:49) - Data-Driven Leasing & Advisory: Automation vs. Augmentation(18:07) - Feature: CREtech - Join CREtech New York 2025 on Oct 21-22 for the largest Real Estate Meetings program. Qualified Real Estate pros get free full event pass plus up to $800 in travel and hotel costs.(19:39) - Brand Building in Commercial Real Estate(24:32) - Flex Space vs. Traditional Leasing (27:00) - End-to-End Platform: Evolving the Leasing Function(29:02) - In-House vs. Outsourcing Tech & Data(29:41) - Data Sharing & Antitrust: The RealPage Settlement(31:31) - Collaboration Superpower: Steve Jobs

    Cornell Keynotes
    Disrupting Traditional Banking: The AI-Powered Fintech Revolution

    Cornell Keynotes

    Play Episode Listen Later Sep 4, 2025 42:00


    AI is transforming industries worldwide, with banking at the forefront of this revolution. The fintech sector offers unprecedented opportunities to modernize financial services and make them more accessible to everyone.Join us for an insightful discussion with two industry leaders: Lutz Finger from Cornell University and Colin Walsh, Founder and Board Director of Varo Bank — the first fintech company to receive a U.S. national banking license.Our panel will explore how AI is revolutionizing banking, ways to expand financial access through technology, opportunities for disruption in fintech, and why successful implementation matters more than the technology itself.Don't miss this opportunity to learn how AI is shaping the future of financial services. Follow eCornell on Facebook, Instagram, LinkedIn, TikTok, and X.

    Cloud 9fin
    Building 9fin: From frustrated banker to fintech founder

    Cloud 9fin

    Play Episode Listen Later Sep 4, 2025 16:38


    What happens when a banker gets fed up with outdated technology and decides to build something better?In this week's episode of Cloud 9fin, we depart from our usual programming to share an interview produced by one of 9fin's investors, redalpine. Co-founder Steven Hunter shares how he turned years of complaining about broken fintech into 9fin — a 357-person company that's disrupting global debt markets.Discover how he and his university roommate went from sketching company values on their kitchen table to growing rapidly in the US and UK, and why they chose to be "tech-first." Plus: his father's brutal advice about winning that drives everything 9fin does.For more info about 9fin, visit our Insights page. To get in touch about this episode or any other, reach out at podcast@9fin.com.

    Cyber Security Headlines
    Fintech foils bank heist, NotDoor backdoor, Salesloft-Drift impact continues drifting

    Cyber Security Headlines

    Play Episode Listen Later Sep 4, 2025 8:02


    Fintech foils bank heist NotDoor backdoor Salesloft-Drift impact continues drifting Huge thanks to our sponsor, ThreatLocker ThreatLocker® is a global leader in Zero Trust endpoint security, offering cybersecurity controls to protect businesses from zero-day attacks and ransomware. ThreatLocker operates with a default deny approach to reduce the attack surface and mitigate potential cyber vulnerabilities. To learn more and start your free trial, visit ThreatLocker.com/CISO. Find the stories behind the headlines at CISOseries.com.

    Disruption / Interruption
    Disrupting Financial Trust: Why Human-Centric AI is the Key to a Healthy Economy, with Karthik Manimozhi

    Disruption / Interruption

    Play Episode Listen Later Sep 4, 2025 44:21


    In this episode of Disruption Interruption, host KJ sits down with Karthik Manimozhi, Chief Growth Officer at MindBridge, to discuss the transformation of finance and auditing through human-centric AI. From the limitations of traditional sampling audits to the promise of AI-driven transparency, Karthik shares insights from his journey as a FinTech entrepreneur and offers a vision for a future where technology and human expertise work hand-in-hand to drive meaningful change in business and society. Key Takeaways: [4:00] - The End of Sampling in AuditsTraditional audit sampling only reviews a small fraction of data, leading to missed issues. AI now enables analysis of 100% of financial data, increasing trust and transparency. [10:20] - Human-Centric AI: Augment, Not ReplaceAI should empower people, not replace them. The future is about using AI to solve complex problems and enable small teams to manage massive operations. [36:45] - Digital Readiness is CriticalOnly 20% of finance organizations are currently digital-ready; this must reach 50% by 2030 for meaningful change. Upskilling and embracing new technology are essential. [29:00] - AI Democratizes OpportunityAI is not just for large enterprises—no-code platforms and accessible tools are unlocking value for small businesses and addressing global challenges like education and healthcare. Quote of the Show (31:38):"Artificial intelligence is an Iron Man suit on your conventional systems. You can still keep your data, your processes in the same place, and now you can collate all of them and create that unified view." - Karthik Manimozhi Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Karthik Manimozhi: LinkedIn: https://www.linkedin.com/in/karthikmanimozhi Company websites: MindBridge , mindbridge.ai How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

    The Irish Tech News Podcast
    Don't stop at one book — Fintech Book Club two year anniversary

    The Irish Tech News Podcast

    Play Episode Listen Later Sep 4, 2025 44:30


    In this special episode of One Vision, we welcome Stessa Cohen, Jim Perry, and Efi Pylarinou to the show as they celebrate the inception and evolution of the FinTech Book Club. We went back in time to two years ago when a panel at Finovate inspired the creation of the book club, which aims to foster community and disseminate thought leadership through reading and discussion. Our friends share their special moments from the past two years and review some of the impactful books they've read. We also discuss emerging trends in FinTech, including AI and stablecoins. What's on everyone's reading list? What to expect at the upcoming Finovate panel on Sept 7th and the next Fintech Book Club LinkedIn Live event on Sept 9th? Tune in now and join the conversation.

    Scouting for Growth
    Charlie Wendland: Claims Transformation

    Scouting for Growth

    Play Episode Listen Later Sep 3, 2025 38:39


    On this episode of the Scouting For Growth podcast, Sabine VdL talks to Charlie Wendland, chief claims officer at Branch Insurance. The world of claims management is undergoing a seismic shift, with AI at the heart of this transformation. Insurers leveraging AI have reported a 75% reduction in claims handling time and 50% increase in fraud detection accuracy. Cutting claims processing times allows adjustors to focus on complex decisions and customer care. Charlie talks about technology only being part of the story. The future of claims is about continuous transformation, balancing innovation with compliance, and making sure that as we innovate we don't lose sight of empathy and trust. KEY TAKEAWAYS The combination of investigation, problem solving and, most importantly, being there for people in their worst moments – as a claims adjustor – felt both intellectually engaging and genuinely meaningful. It really drew me to the role. We're small and can't afford to build a fully fleshed out claims organisation. So, we made strategic investments to automate those administrative tasks that typically weight down our adjustors and road loos outcomes and also drive expense inefficiencies. We listened to our adjustors; we did a lot of time studies on what's bogging them down and we proactively sought out those inefficient processes and we looked for technology to improve them. We've taken an iterative approach to everything that we've built understanding that it's not going to be perfect when we first launch, but we're going to be really sensitive to what is not perfect and seek perfection even though we know that's not possible. BEST MOMENTS ‘Find administrative tasks that weigh down your adjustors, free them of those through technology, and they can spend more time on complex issues and customer care.' ‘We get adjustor's opinions on everything that we do, for the most part, which sounds inefficient but it's really not because we do it in a very thoughtful way.' ‘70% of our first notice-of-loss now either done electronically or through a voice AI.' ‘With a startup change is ever present because we're trying to find a way to do something and we're able to change quite quickly, but the hurdles are all self-inflicted, so if we're not communicating effectively that's on us.' ABOUT THE GUESTS Charlie Wendland has 20+ years of expertise transforming claims operations across commercial and personal lines. As Chief Claims Officer at Branch, he leads an organisation that's reimagining the insurance experience through technology and customer-centric innovation while delivering optimal claim outcomes. Charlie's leadership philosophy centres on driving operational efficiency that benefits both customers and the business, building collaborative teams that deliver exceptional results, and pioneering approaches that redefine industry standards. Throughout his career, Charlie has consistently delivered growth while enhancing customer satisfaction. I'm passionate about modernizing insurance and mentoring the next generation of industry leaders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

    Leaders In Payments
    Jonathan O'Connor, Division President, Third-Party Payments at Synovus | Episode 428

    Leaders In Payments

    Play Episode Listen Later Sep 3, 2025 22:52 Transcription Available


    Jonathan O'Connor brings a unique global perspective to the payments landscape as Division President of Third-Party Payments at Synovus, the oldest bank in Georgia. His journey from Dublin, Ireland to becoming a key player in Atlanta's "Transaction Alley" reveals how traditional banking and cutting-edge fintech can create powerful synergies.At Synovus, community remains the cornerstone of their approach. With $61 billion in assets, 244 branches, and nearly 5,000 employees, the bank has built its reputation on exceptional customer service and deep community engagement. O'Connor leads three key divisions: merchant services supporting bank customers, a sponsorship bank division enabling ISOs and fintechs to process card transactions, and a Money as a Service operation. What truly sets them apart is their consultative approach - they don't just provide payment processing but help businesses leverage payment data for growth while protecting against fraud.O'Connor's wealth of global payment experience shines throughout the conversation. From conducting Y2K reviews across Africa to witnessing the birth of e-commerce with early versions of now-giants like Adyen, his career spans continents and transformative industry shifts. Now firmly established in Atlanta's fintech ecosystem as Vice Chairman of Fintech Atlanta, he's passionate about positioning Synovus at the heart of "Transaction Alley" where 70% of global payments flow through.His enthusiasm for mentoring the next generation of payment professionals is evident as he shares his work with UGA students launching their own payment company. His advice resonates for anyone in the industry: "Be passionate but link passion with purpose. Be curious, embrace change, build your brand, and play in traffic." Looking ahead, O'Connor sees transformative changes on the horizon with agentive AI, stablecoins, and blockchain reshaping how payments function - though he cautions that technology continues outpacing regulation.Discover how Synovus is bridging traditional banking with payment innovation and why Jonathan believes we're on the cusp of the most significant transformation the industry has ever seen. 

    Scouting for Growth
    Barbara Schonhofer & Carmen Powell: Empowerment, Leadership, Inclusion & Future Growth

    Scouting for Growth

    Play Episode Listen Later Sep 2, 2025 64:00


    On this episode of the Scouting For Growth podcast, Sabine VdL talks to Barbara Schonhofer and Carmen Powell, two influential voices who have navigated and thrived in the ever-evolving insurance industry. In today's conversation we explore the sector's evolution, the future of work and best practices for continuous networking and development. KEY TAKEAWAYS When I started my career in 1972, men didn't know how to behave as women cam into their own in business and taking frontline roles. It wasn't so much misogyny that I faced, it was more like old geezers having a laugh, they didn't know how to welcome women into he workplace because it was less usual. I found my way by having humour and being smarter in my responses to them, so I sidestepped a lot of the banter in my early career. There were only a few predatory men, most just didn't know how to behave in front of women. I have always celebrated being different. Anything that was an idiosyncrasy was put down to the fact that I was Spanish, and that suited me fine! That served me well because I didn't have to follow the norms. However, when I interviewed for a very large organisation in the UK the HR director asked my how I was going to cope with men making a pass at me. I said that I was coming here to work and that if anybody crosses the line I knew how to deal with that. BEST MOMENTS ‘The men that were kindest to me didn't help me and the ones that gave me a tough time did business with me. I learned to keep my friends close and my enemies closer.' ‘The most wonderful boss I had was a woman, the rest have been men but, like Barbara, they gave me a hard time and pushed my boundaries enough so I knew I was resilient enough.' ‘With everything you take two steps forward and one step back.' ABOUT THE GUESTS Barbara Schonhofer's career in financial services covers four decades operating as a business leader and later as an executive search consultant to the insurance markets. When she began her career she set out to better understand the complexities of much needed culture change in insurance. During her years operating in financial services as an executive search consultant, Barbara challenged normal practices and spotted the need to bring together women leaders in the London Market to network. Alongside ISC-Group, Barbara co-founded and co-Chair GAIN, a non-profit membership organisation encouraging better understanding and inclusion of neurodiverse individuals in the insurance industry. She is a Freeman of the City of London and a member of the Worshipful Company of Insurers, where she co-founded its female network, iWIN. LinkedIn Carmen Powell is an experienced international marketing and business development professional whose strategic expertise is linked to a practical and positive approach to deliver challenging goals, including establishing new markets and reversing declining revenues whilst successfully navigating large and complex organisational matrices. Carmen has a passion for building societal prosperity and strengthening ethical behaviour of organisations through making a difference to their bottom-line. Ethics matter. Carmen constantly strives to deliver value in ever changing corporate environments while at the same time making a positive difference in our world. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

    Techmeme Ride Home
    Trump's Big Crypto Debut

    Techmeme Ride Home

    Play Episode Listen Later Sep 2, 2025 19:34


    The Trump family's big new crypto coin makes its debut. OpenAI outlines new safety guardrails. Dolby announces its biggest new TV tech in years. Say hello to Dolby Vision 2. Fintech seems to be back. And as the price per token for AI models has fallen, why are costs for developers rising? Links: Trump family's World Liberty Financial token falls in trading debut (FT) Parental controls are coming to ChatGPT ‘within the next month,' OpenAI says (CNNBusiness) Dolby Vision 2 goes beyond HDR with more AI and ‘authentic motion' smoothing (The Verge) UK fintechs explore buying US banks to speed up push for licences (FT) Cutting-Edge AI Was Supposed to Get Cheaper. It's More Expensive Than Ever. (WSJ) Learn more about your ad choices. Visit megaphone.fm/adchoices

    Tearsheet Podcast: The Business of Finance
    How cloud-native core banking helped EQ Bank grow through improved customer experience

    Tearsheet Podcast: The Business of Finance

    Play Episode Listen Later Sep 2, 2025 26:12


    As the banking landscape accelerates toward digital transformation, some financial institutions are questioning how fast and far to leap. Others have long made the jump. As Canada's first cloud-native bank, EQ Bank is already ahead of the curve. Its early adoption of a cloud-native core banking platform through a partnership with Temenos is now powering its next phase: real-time data and AI-driven innovation. Behind it all is a long-standing relationship between EQ and Temenos that encourages mutual collaboration and support. In today's episode, Temenos' Chief Revenue Officer Will Moroney and EQ Bank's Vice President and Chief Technology Officer Geoff Vona discuss the benefits of cloud-native banking, improving customer experiences through real-time data, developing new capabilities powered by AI and how technology partners and banks can offer each other deeper value.