Podcasts about fintech

I don't view engineers being out of a job. I view software engineers finally coming back to a real job."I talked with Adrian Gutierrez, co-founder of Ledgre, on Startup Hustle this week. Ledgre is an AI-native accounting platform built specifically for real estate investors, putting agentic AI to work doing the bookkeeping instead of handing you one more piece of software to manage.Here's what you'll get out of it:⚡ Why he was the startup's bookkeeper by hand for a year before writing a line of product, and why doing things manually first is the shortcut⚡ Why AI didn't kill software engineering, it exposed that distribution and the value prop were always the hard part⚡ Why domain knowledge beat his development skills every time when getting Ledgre off the ground⚡ What running a startup as a digital nomad across Europe, Spain, and Argentina taught him about which problems are actually worth solving⏱️ Episode Breakdown00:42 Introduction to Adrian Gutierrez and Ledger01:04 Adrian's background in FinTech and PropTech00:49 The origin story of Ledgre and market gaps02:54 How AI is transforming property management tools04:11 Adrian's experience owning rental properties05:18 The importance of domain knowledge in product development06:18 Manual bookkeeping and workflow complexity07:15 Scaling wisely and understanding problems before automating08:24 The importance of iteration and customer feedback08:52 Challenges of outreach and building relationships10:16 Cold outreach and response rates11:03 The impact of AI on distribution and problem-solving12:10 AI exposing weaknesses in traditional software development13:36 Reviving software engineering practices with AI14:32 Shift in marketing and distribution roles15:55 Using AI for marketing and SEO automation17:22 AI's role in software development and team management21:10 Living as a digital nomad and its impact on business22:45 Traveling and understanding global fintech landscapes24:33 Financial and payment infrastructure differences worldwide25:13 The value of solving real problems in different markets25:48 How to learn more about Ledger and AdrianIf you're building a product, leading engineers, or working in fintech and proptech, this one is worth your time.Listen to the Startup Hustle podcast anywhere you listen to podcasts!Links & ResourcesConnect with Adrian Gutierrez on LinkedIn - https://www.linkedin.com/in/adrian--gutierrez/Ledgre Website - https://www.ledgre.ai/

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Connect with Early Riders — https://www.earlyriders.com/contactConnect with Onramp — https://onrampbitcoin.com/contact-us/Presented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.This week Michael, Liam, and Brian break down Moonshot's Kimmy K3 release and what a more open, cheaper Chinese frontier model means for the race against Claude Fable 5 and GPT 5.6, from cyber guardrails and export controls to the Trump administration weighing a ban on Chinese models. They dig into the AI capital markets: Anthropic and DeepSeek's IPO plans, Nous Research's $75 million raise at a $1.5 billion valuation, Gavin Baker's intelligence-per-dollar thesis, Liquid AI, and OpenShip's self-hostable app platform. The guys run through the payments story: the $53 billion Stripe, Advent, and Block bid for PayPal, Visa's new OUSD stablecoin platform, and Amazon Japan's move into a yen-backed stablecoin. They cover a stack of digital asset headlines: IBIT options limits rising to 1 million contracts, Citadel's $400 million investment in Crypto.com at a $20 billion valuation, the ECB's digital euro pilot, Velocity's $38 million Series A, Tether's Genius Act countdown, and Lynn Alden's new Bitcoin-focused PE firm. They close on where the Clarity Act stands, Early Riders' mid-year letter, Onramp's back-to-basics promo, and AI's arrival in film and music.Chapters00:00 - Introduction and Weekly Recap01:26 - Kimmy K3 Release and Open Source AI Models05:43 - Meta-level Analysis of AI Race and AGI08:04 - AI Development: Capabilities and Guardrails09:44 - AI as a Commodity and Data Strategies11:08 - Global AI Race and Export Controls13:13 - US-China AI Power Dynamics16:46 - US Regulatory Posturing and Competition21:55 - US and Chinese AI Model Competition24:58 - AI Infrastructure and Market Share Shifts31:40 - AI and Financial Markets: IPOs and Capital Flows36:29 - Open Source AI Projects and Sovereignty37:16 - Fintech and Payments: Stripe, PayPal, and Crypto49:05 - Digital Asset Headlines: Tether, Stablecoins, and Regulation52:58 - Crypto Market Dynamics and Capital Flows55:25 - Bitcoin and Digital Asset Strategies01:00:16 - AI and Bitcoin: The Future of Capital and Innovation01:12:50 - Closing Remarks and Future OutlookIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly: https://www.earlyriders.com/researchKeep up with Michael:https://x.com/MTangumaKeep up with Liam:https://x.com/Lnelson_21Keep up with Brian:https://x.com/BackslashBTC

The following article of the Finance & Fintech industry is: 'The Illusion of Being Informed' by Catalina Clavé Almeida, CEO, Webull Holding México. 

The following article of the Finance & Fintech industry is: “Agentic AI: The Smartest Farmhand No One Sees (Yet)” by Hugo Garduño, CEO and Co-Founder, Verqor. (AA1457)

The following article of the Finance & Fintech industry is: “The Hidden Economics of Not Planning Your Finances” by Erick Diaz, Independent Contributor.

Mark Wendland, Chairman and CEO of Canton Strategic Holdings, joined me to discuss how the company is leveraging Canton Coin and supporting the Canton Network to accelerate institutional blockchain adoption.Topics: - Institutional blockchain adoption - Canton Strategic Holdings and Canton Network ecosystem - Tokenized asset vs Traditional asset marketsBrought to you by - Learn about iTrustCapital's powerful Premium Custody Account (PCA) and tax-advantaged Crypto IRA platforms https://www.itrustcapital.com/go/thinkingcrypto iTrustCapital Representative: R.Rankin@itrustcapital.com 

A charter can take your products. It can't take your relationships — unless you let it. In the first half of 2026, two dozen companies lined up to become banks, nearly matching last year's total, but almost none of these filings mean the same thing. In this Banking Insights episode, Jim Marous hands financial institutions a decoder ring: the type of charter a company chooses tells you exactly which part of the business it's coming for, from stablecoin settlement to the whole customer relationship to the point of purchase. Using Circle, Nubank, Klarna, and Mission Lane as illustrations, Jim explains why the regulatory door swung open, why the charter is the least valuable thing these companies are actually buying, and the three moves every bank and credit union must make now to remain the primary financial institution a charter can never grant. Hosted by Jim Marous. Subscribe to Banking Transformed for new episodes multiple times each week.

This week on the Fintech Newscast we sit down with Curve Finance founder Michael Egorov for an inside look at the latest developments in DeFi. From improving efficiency and reducing costs to rethinking decentralized governance, it’s an insightful conversation about the future of on-chain finance https://www.curve.finance/dex/ethereum/swap https://yieldbasis.com/earn Click Subscribe to keep up to date on … Continue reading Ep 290- Curve Finance founder Michael Egorov

Payments look like pure software until you move countries, get hit with fraud, or watch a “guaranteed” settlement date slip. That's where the real story starts, and it's why I loved talking with Kristin Reischel, Senior Director of Solutions and Partner Marketing at Rapyd, for our Women Leaders in Payments Month series sponsored by Payroc.Kristin shares a refreshingly honest career path: Boulder, Colorado roots, a fine art degree, a pivot into computer science, then early years at IBM where every hour was billable and accountability was immediate. From there, she follows what energizes her most, working closer to customers, shaping stories, and eventually landing in payment product marketing. We talk about what product marketing means in fintech and how it connects product teams, partners, and real business needs, from local payment methods to faster money movement.Our theme is “the future is human,” and Kristin makes it real. Automation, AI, and embedded payments keep expanding, but trust is still built by people who test systems, respond when things break, and make judgment calls when fraud and risk show up. She also unpacks the cultural side of global payments, comparing credit habits in the US with the UK's banking realities, Germany's cash preference, and the mobile payments leadership seen across Africa and parts of Southeast Asia.We close with what she's watching next: stablecoins, crypto adoption on familiar card rails, and the convergence of AI with agentic commerce and microtransactions. If you care about the future of payments, fintech trust, and practical leadership lessons, this conversation delivers. 

Drop us a message!Standing out as a challenger brand is easy to get wrong… and most brands do. The ones that break through aren't just louder, they're more intentional.In this episode of Social In 10, we're joined by Georgia Smith, Founder of The Loud Agency, to explore what it really takes to stand out in a saturated market without resorting to gimmicks or short-term attention grabs.Georgia shares what separates brands that build genuine communities from those that accumulate passive audiences, how bold personality-led marketing can drive real commercial results rather than just vanity metrics, and the biggest mistakes brands make when trying to be "different,” including the trap of performative loudness.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM.About Giraffe Social's Social in 10 PodcastGiraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail.Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes.Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!

The following article of the Finance & Fintech industry is: “Payment Arrears: When the System Ignores the User's Reality” by Mary Carmen Arteaga Palou, COO and Co-Founder, Equality Company.

India’s insurance industry is changing faster than ever. New regulations, 100% FDI, AI-powered underwriting, rising medical inflation and Policybazaar’s expansion into healthcare through PB Health are reshaping how Indians will buy—and use—insurance. In this episode of The Morning Brief, ET’s Anirban Chowdhury speaks with Sarbvir Singh, Joint Group CEO of PB Fintech, on why India remains underinsured, how health insurance is evolving, whether claims can become less painful, the future of retirement planning, and the biggest reforms set to transform the sector over the next five yearsSee omnystudio.com/listener for privacy information.

Get your hand-picked playbook here: ⁠⁠⁠⁠https://www.figuringout.co/link/fo-537Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(02:37) - Childhood, Family Values & Father's Life Lesson on Merit(07:41) - Rejected by Breweries for Being a Woman(12:29) - Gender Bias in Funding & Starting Biocon Against All Odds(27:08) - The Art of Pitching: Telling Your Story Right(29:57) - From Enzymes to Pharma: Cracking Statins(31:15) - The Insulin Breakthrough That Disrupted Global Pricing(34:18) - Entering Cancer Biosimilars After Losing a Friend(40:29) - Why Being First (Not Just Best) Matters(43:52) - Building Affordable CAR-T Cancer Therapy (Immuneel)(45:46) - The GLP-1 Weight-Loss Drug Debate(53:13) - How Pharma Pricing & Margins Actually Work(58:20) - A Near-Financial Crisis: The Loan Default Scare(1:03:45) - How Can People Who Have Self-Doubt Build Confidence?(1:07:13) - Why India Undervalues Innovation vs. the US(1:13:51) - The AI Pathology Startup India Let Slip Away(1:20:50) - Proving Global Pharma Giants Wrong(1:26:43) - Bengaluru's Infrastructure & Civic Problems(1:30:14) - India's Civic Sense Crisis(1:35:44) - Why India Is Losing FDI to Vietnam & Indonesia(1:38:03) - Has She Ever Felt Humiliated?(1:41:58) - The Harshest Truth: Gender Bias in India(1:50:51) - Big Pharma Ethics & COVID Vaccine Inequality(1:55:52) - Choosing Her Successor: Niece Claire Mazumdar(1:58:54) - The Power of Authentic Networking & Friendships(2:02:47) - Separating Her Identity From Biocon(2:04:52) - One Advice No One Should Follow(2:06:03) - OutroIn today's episode, we sit down with Kiran Mazumdar-Shaw, Executive Chairperson of Biocon Limited, to talk about rejection, risk, and how she built India's biggest biotech company from a garage.Follow Kiran Mazumdar-Shaw:Instagram: https://www.instagram.com/kiranmazumdar_shaw/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Dans cet épisode, je reçois Clotilde Bouchet, administratrice indépendante dans le secteur financier, pour une discussion autour de la gouvernance dans la finance et de la construction d'une carrière entre grands groupes bancaires et fintechs.Nous avons parlé :De la course contre la montre chez IsoDev : rejointe en mai, avec un fonds attendu prêt dès septembre, elle a monté en quatre mois toute la chaîne crédit, le dispositif risque et un double fonds commun de titrisation en France, avec une première tranche de 30 millions d'euros levée en plein été.Du screening de 40 000 PME et du déploiement de 100 millions d'euros sur environ 4 000 PME, en pleine crise de liquidité post 2008, à un moment où les banques n'honoraient plus leurs engagements de financement.De l'anecdote du firewall non activé chez IsoDev, révélatrice du côté artisanal et parfois vertigineux des débuts d'une fintech pionnière.Du frein juridique, et non technologique, qu'a représenté la non reconnaissance de la signature électronique, obligeant à envoyer des équipes signer physiquement les contrats avec les clients.De l'impact réel de la loi Copé Zimmermann sur les boards financiers en France : plus de femmes, mais souvent recrutées dans les mêmes réseaux, ce qui perpétue une forme d'entre soi.De la tension structurelle entre l'horizon de sortie à cinq ans d'un fonds actionnaire et le rôle d'un administrateur, censé garantir le développement long terme de l'entreprise.De son constat que les VCs, très compétents pour la valorisation et le pitch, n'ont souvent pas les compétences de gestion financière du quotidien (trésorerie, pilotage du cash) nécessaires pour diriger une entreprise.Un échange concret et sans langue de bois sur ce que veut vraiment dire être administratrice indépendante aujourd'hui, entre exigences réglementaires croissantes et nécessité de ne jamais perdre de vue le business.Recommandation de Clotilde : "L'aviation, Poutine, l'Amérique et moi" de Marc Dugain: https://share.google/mTP4F0kSIxoShUAGz Liens utilesClotilde Bouchet: https://www.linkedin.com/in/bouchetclotilde/ClearBank https://clear.bank/Finscale est aussi disponible sur YouTube: https://www.youtube.com/@finscale.***************************Finscale est bien plus qu'un podcast. Cet épisode est produit et animé par Solenne Niedercorn, fondatrice de Finscale.

Payments don't fail as an abstract metric. They fail for a freelancer waiting to get paid, a small business trying to accept the locally normal method, or a customer who gets told “we don't support how you pay.” That's why our conversation with Clarice Lehman, Alternative Payments Operations Lead at DLocal, keeps landing on one theme: the future of payments has to stay human, even as the industry gets more automated, embedded, and AI-driven. We start with Clarice's journey from Uruguay to fintech, including a pivotal dinner-party moment that redirected her MBA path to MIT, followed by consulting at BCG, and a return to DLocal to lead strategy and operations across alternative payment methods. We unpack what “APMs” really include (instant payments, wallets, cash-based options, BNPL operations, card-present initiatives, and crypto operations) and why delivering a consistent cross-border payments experience is hard when every market's infrastructure looks different underneath. Then we get practical about leadership and trust: why smarter systems can't mean more exclusion, what transparency should look like when AI makes decisions, and why reliability and accountability are non-negotiable when downtime or a wrong decline hits. Clarice also shares the trend she's most excited about: AI-driven credit and underwriting using alternative data, and how that can expand access to capital for consumers and SMBs that traditional credit bureaus overlook. If you care about emerging markets, payments strategy, fintech leadership, and building products that actually include people, this one is for you. 

Anthony Georgiades talks about the spike in venture capital funding, and how it is flowing into more select deals. He says much VC capital is focused on frontier AI names, but he talks about a refocus across sectors, by VC investors, on core distribution, unit economics, and revenue, when deploying capital. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

We dachten dat we alles al gezien hadden. Niet dus! Truth Social, het socialmediabedrijf van president Trump, gaat snellere toegang tot berichten van Trump verkopen. Dat betekent dat handelaren sneller informatie van de president kunnen verwerken dan concurrenten. Informatie die de koers van aandelen, maar ook de olieprijs vaak heeft beïnvloed. Zo bleek uit onderzoek al dat Trump minstens twintig bedrijven heeft gepromoot op Truth Social, net nadat hij er zelf een belang in had genomen. In sommige gevallen kondigde hij overheidsbeleid aan dat gunstig uit kon pakken voor die bedrijven. Het ging onder meer om autobouwer Tesla, chipmaker Nvidia en spijkerbroekenmerk American Eagle. Deze aflevering kijken we wat deze nieuwe dienst betekent voor de beurshandel. Het idee is dat flitshandelaren hiervan gebruik gaan maken, we zoeken uit of het Nederlandse Flowtraders hiervan gaat profiteren. Hebben we het ook uitgebreid over Netflix. Dat stelt teleur. De omzet en winst zijn de komende tijd minder dan waarop analisten en beleggers rekenden. Ze maken zich zorgen over de groei van de grootste streamer van de wereld. Die lijkt er nu wel echt uit. Ook komt Netflix met een opvallende stap: het wil minder vertellen over het kijkgedrag van hun klanten. Waardoor Netflix (weer) minder transparant wordt. Verder hoor je deze aflevering meer over ASML. Dat geeft bijna een miljard uit aan cadeaus voor het personeel. Ook komt Adyen voorbij. Moeten zij nu ook op overnamepad, nu hun grootste concurrent op overnamejacht is? En je hoort over Viaplay. Dat boekt voor het eerst in heel veel kwartalen weer eens winst! Te gast: Errol Keyner van de Vereniging van Effectenbezitters BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Je hoort hem ook in de BNR-podcast Moerdijk: dorp van de rekening. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie.See omnystudio.com/listener for privacy information.

Steffen Jentsch erklärt, wie die Solarisbank von Banking-as-a-Service zu Banking-as-a-Platform wird – mit KI, SBI als strategischem Anker und einem klaren Fahrplan bis 2028.

Accounts payable has produced multiple billion-dollar companies, yet its mirror image, accounts receivable, remains almost entirely manual at most enterprises despite decades of software spend. In this episode, Caitlin Leksana, co-founder and CEO of Fazeshift, explains why AR has remained unsolved and how her company's AI agents are changing that. A mechanical engineer turned BCG consultant turned founder, Caitlin came to the problem the hard way, doing her own AR by hand at a previous startup, and her outsider's view of a stubborn back-office chore is exactly what makes the conversation worth your time.What We CoveredA million AR analysts doing manual work in the USWhy accounts payable got solved and AR did notThe leverage imbalance between AP and AR departmentsThe swivel chair problem and fragmented data$200 million in unapplied cash on one balance sheetFazeshift as a context layer, not a rip-and-replaceWhy traditional SaaS and if-then logic could never scale ARThe collections, cash application, and AR inbox modulesHuman in the loop and building trust when AI touches moneyTraining agents on historical data and tribal knowledgeFrom Y Combinator to a Series A led by F-PrimeThe vision for the context layer and autonomous financeKey TakeawaysAR is the inverse of AP, and every bill is someone else's invoice, so the market is at least as large and mostly uncaptured.The real unlock is not the AI model but unifying fragmented data across the ERP, bank, CRM, and inbox into a single context layer.Human in the loop with full auditability is what earns risk-averse finance teams' trust, and it is how agents move toward full automation over time.Some of the best unsolved startup problems are the ones furthest removed from an engineer, because no one with the tools to fix them ever felt the pain.About Caitlin LeksanaCaitlin Leksana is the co-founder and CEO of Fazeshift, a San Francisco startup building AI agents for accounts receivable. She earned bachelor's and master's degrees in mechanical engineering from Georgia Tech, advised Fortune 500 companies at BCG, and earned her MBA at Harvard Business School before founding a crypto marketing startup and then Fazeshift. The company went through Y Combinator's Summer 2024 batch, raised a $4M seed led by Gradient Ventures, and announced a Series A led by F-Prime in 2026.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Jose Antonio Estebas, CEO de IronIA Fintech, presenta ante radio intereconomía un nuevo fondo de inversión AddValor. La incorporación a la plataforma de esta cartera llega con una promoción que brinda la oportunidad de invertir a “coste cero”. Javier Sáenz de Cenzano, socio de AddValor explica que lo que llaman “coste cero” se traduce en este caso en que “Si en este caso compra 30 euros de este fondo, nosotros le regalamos tres meses de ironía, ya sea porque le regalamos la suscripción de tres meses o porque le damos elements, 5000 elements, que equivalen a esos tres meses. Con lo cual tú puedes conocer un fondo, tenerlo tres meses, seis meses, un año en tu cartera y decidir si aportas más o aportar menos a ese fondo”. El fondo que introduce IronIA en su plataforma cuenta con inversiones en América: Estados Unidos y buena parte de Canadá, Argentina, Brasil, México; en Asia: China, Japón, así como también en África, Oriente Medio y algunas en Europa, por lo tanto resulta ser una cartera muy diversificada. La inversión desde IrnoIA Fintech Jose Antonio Estebas explica que desde IronIA Fintech a la hora de seleccionar los fondos y carteras a incluir en su plataforma “analizamos muy en profundidad las compañías en las que invierten los clientes, es decir, intentamos analizar el balance de la compañía, el ecosistema de la cultura corporativa de la compañía, por supuesto, el negocio, la cuenta de resultados, intentan identificar cuáles son las ventajas competitivas de esa compañía frente a otras”.

In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Ryan King, co-founder of US fintech Chime, to learn more about Chime's development and deployment of ChimeCore, its proprietary core banking platform. Ryan discusses the factors that drove the decision to build rather than buy, how the team successfully migrated more than 9 million members without any downtime, and the key lessons learned along the way. The conversation also covers how owning the entire tech stack is accelerating Chime's ability to deploy AI and machine learning at scale, the tangible benefits this is delivering to customers, and what this means for the competitive landscape between fintechs and traditional banks. Beyond ChimeCore itself, Paul and Ryan also take a closer look at how AI is fundamentally reshaping banking operations and customer experiences, and what new possibilities emerge when you combine modern infrastructure with emerging AI capabilities. Tune in to hear how Chime is redefining what's possible in banking by building its own core infrastructure and unlocking the full potential of AI. ----------------------------------------------------------------------- ABOUT FINTECH FUTURES FinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem. Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.com Follow us on LinkedIn: www.linkedin.com/company/fintechfutures/ Sign up to our newsletter: www.fintechfutures.com/newsletter Subscribe to our channel: www.youtube.com/@FinTechFutures

Neste episódio do Fintech Talks, recebemos Hugo Mathecowitsch, CEO da Tools for the Commons, para uma conversa sobre um tema pouco explorado, mas cada vez mais relevante: soberania e governança digital para pessoas e empresas.Ao longo da conversa, Hugo explica por que a governança pode ser encarada como um serviço, apresenta o conceito de zonas econômicas digitais e mostra como esses novos modelos podem ampliar a competição entre jurisdições, impulsionar inovação regulatória e oferecer novas possibilidades para cidadãos, empresas e governos. Também discutimos casos como Estônia, Emirados Árabes, China e África, além do papel da interoperabilidade, da identidade digital, da inteligência artificial e da infraestrutura tecnológica na construção desses novos arranjos.Se você quer entender como tecnologias digitais estão desafiando conceitos tradicionais de Estado, soberania e regulação, este episódio oferece uma visão provocativa sobre um tema que pode ganhar cada vez mais relevância nos próximos anos.Confira!

Checkout ASUS ExpertBook P Series: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.flipkart.com/asus-expertbook-core-ultra-storeGet your hand-picked playbook here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.figuringout.co/pdf/fo-536Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(00:00) - Intro(03:35) - What Is Rocket Science?(12:21) - How Does the Human Body Feel in Zero Gravity?(21:20) - Is Urine Really Recycled in Space?(26:36) - Did He Take Indian Food to Space?(29:30) - How Do Astronauts Sleep in Space?(33:47) - Why Do Astronauts Breathe Pure Oxygen Before a Spacewalk?(44:16) - Which Country Has the Most Advanced Space Program?(46:58) - How Can a Small-Town Kid Become an Astronaut?(57:45) - The Letter He Wrote to Himself at 14(1:01:53) - His Journey From NDA to Fighter Pilot(1:06:43) - Sitting in a Fighter Jet for the First Time(1:09:43) - The Craziest Thing He's Done in a Fighter Jet(1:13:16) - The World's Best Fighter Jets(1:19:12) - How Did He Become a Test Pilot?(1:24:01) - Why He Decided to Become an Astronaut(1:27:43) - The Astronaut Selection Process Explained(1:35:47) - The Letter He Wrote to His 14-Year-Old Self(1:37:47) - One Piece of Advice Nobody Should Follow(1:40:58) - Behind the Scenes(1:42:06) - OutroIn today's episode, we sit down with Group Captain Shubhanshu Shukla IAF test pilot, Gaganyaan astronaut, and the first Indian to reach the International Space Station for one of the most extraordinary conversations we have ever had.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Payments are getting smarter and more automated, but the real question is simpler: are we making life easier for the humans behind every transaction? For Women Leaders in Payments Month, we're joined by Kimling Lam, Chief Marketing Officer at Fortis, to talk about what “the future is human” actually looks like inside fintech, embedded payments, and modern go-to-market teams. Special thanks to Payroc for sponsoring this year's series and supporting the advancement of women across the payments industry. Kimling shares her career journey from Wellesley and broadcast journalism to TV news reporting, software sales, and leadership roles across major payments brands before stepping into her current CMO role. Along the way, we dig into how strong storytelling becomes a growth advantage in fintech marketing, why CEO sponsorship and networks can change a career trajectory, and what it really takes to turn ambiguity into strategy that drives pipeline and revenue. We also explore the practical impact of generative AI and large language models on marketing workflows. Kimling explains why marketers are shifting from writing everything manually to orchestrating faster, more scalable work streams while protecting brand voice and applying human judgment. From there, we zoom out to B2B payments and accounts receivable, including the pain of “swivel chair accounting,” the importance of human-centered design, and why trust in payments feels invisible until something breaks. If you care about customer experience, embedded finance, women in fintech leadership, and where AI helps or hurts, you'll get a lot from this conversation. 

ASML heeft een extreem goed kwartaal achter de rug. De omzet steeg met 21 procent, de winst ging met 26 procent omhoog. Beide veel beter dan gedacht. Maar belangrijker, voor de tweede keer dit jaar gaat de omzetverwachting omhoog. Ook die verhoging was niet verwacht. Met al dat goede nieuws zou je denken: het aandeel gaat door het dak. Aanvankelijk leek het erop. Aan het begin van de beurshandel stond het aandeel zo'n 7 procent hoger, maar de koers zakte als een oude onderbroek. Deze aflevering kijken we waar dat pessimisme vandaan komt. Ook lopen we uitgebreid door de cijfers en de verwachtingen heen. Je hoort meer over het opschalen van de productie, over de orders en over de mogelijke aandelensplitsing. Gaat het ook over Stripe, de betaalverwerker. Dat is een Amerikaanse concurrent van Adyen die groeit door overnames. Nu willen ze de grootste overname uit hun geschiedenis doen: voor ruim 50 miljard het kwakkelende PayPal opkopen. Het lijkt een bedreiging voor Adyen, maar toch gaat dat aandeel opvallend goed op het nieuws. De Zuid-Koreaanse beurs komt ook langs. De beurs doet het dit jaar erg goed, maar heeft ook wat manische periodes. De koers schommelt nogal. Het gaat zo hard dat zelfs de president van het land ingrijpt! Te gast: Jordy Beuving van De Aandeelhouder BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Je hoort hem ook in de BNR-podcast Moerdijk: dorp van de rekening. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie.See omnystudio.com/listener for privacy information.

Kemal Ahmedi erklärt, was das reformierte Fernabsatzrecht seit dem 19. Juni 2026 für digitale Vertragsstrecken bedeutet – von der neuen Widerrufsfunktion über Chatbot-Pflichten bis zu Dark Patterns.

Stephen Grootes speaks to Lincoln Mali, CEO of Lesaka Technologies, about the extraordinary leadership journey that took him from being expelled from school and written off as part of South Africa's "lost generation" to becoming one of Africa's most celebrated business leaders. They reflect on the defining moments that shaped his leadership philosophy, the turnaround of Lesaka into a leading fintech business, why purpose-driven leadership matters, and how he's using his success to empower the next generation through the Lincoln Mali Leadership Foundation. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Au programme :L'état des lieux de la technologie (carbone, autonomie (par grand froid), nouvelles technos batteries, usure)L'état des lieux du marché (marques, prix, ventes, projections)La question de la conduite autonome (techno, juridique en Europe)Infos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Cédric Ingrand (Twitter et Bluesky).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 674 – Spécial : Mais où en sont les voitures électriques ?---Liens :Soutien :

Christina Dinolfo didn't grow up dreaming of becoming a CEO — she just kept saying yes to problems no one else wanted to solve. Now she's leading a fintech group-gifting platform, and in this episode she's unpacking exactly how she got there without a traditional career map. We talk about what it actually takes to advance in your career (hint: it's not "working hard"), why investing in yourself is the one financial move she never regrets, and the mistake so many women make when negotiating a raise or promotion. Christina also gets real about burnout, learning to say no, remote vs. hybrid work debates, and why chasing someone else's version of success will always leave you short. If you're building something — a career, a business, a life that doesn't look like anyone else's — this conversation is full of the practical, no-fluff advice we wish someone had handed us earlier. In this episode: Why "how hard you work" is the wrong pitch for a raise or promotion The financial mindset shift every woman needs (and the one book she recommends) Scaling a business to $54M without a background in the industry Remote vs. hybrid work — and why "one size fits all" doesn't work Recognizing burnout before it recognizes you Her honestly-not-that-wacky morning routine Connect with Christina on LinkedIn Follow us on socials:  Carine's Instagram Podcast Instagram Page Subscribe to our newsletter:  

In dieser Folge von AI in Finance, dem Podcast von Payment & Banking, sprechen Sascha und Maik über einen Umbruch, der weit über ein Software-Update hinausgeht: ChatGPT verabschiedet sich vom klassischen Chat, KI-Modelle werden zu ausführenden Agenten – und Europa ringt zwischen Abhängigkeit und Aufbruch um seine Rolle.

Il s'agit de l'extrait de l'épisode diffusé ce dimanche où je m'entretiens avec Clotilde Bouchet (ClearBank)Finscale est aussi disponible sur YouTube: https://www.youtube.com/@finscale.***************************Finscale est bien plus qu'un podcast. Cet épisode est produit et animé par Solenne Niedercorn, fondatrice de Finscale.

Download Porter Here: https://app.adjust.com/221dq7q6Get your hand-picked playbook here: https://www.figuringout.co/pdf/fo-535Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(03:24) - The Rise of Indian Women(05:44) - Why India's Middle Class Is Drowning in Debt(16:35) - Who Really Belongs to India's Middle Class?(20:41) - Only 2 Crore Indians Pay Income Tax — Who Funds India?(25:23) - Why White-Collar Jobs Are Disappearing(30:37) - The Industrialization of Aspiration(34:39) - The Skinner Box Theory: Why Indians Get Addicted to UPSC & Government Exams(43:43) - Shocking Azim Premji University Graduate Employment Data(45:50) - Is Luxury Unemployment Real?(54:29) - Why Successful People Don't Chase Fancy Job Titles(1:01:47) - Why Global Brands Partner With Local Influencers(1:06:17) - How the UK and US Lost Their Middle Class(1:11:13) - Why AI Is Replacing India's Outsourcing Jobs(1:15:32) - How Japan Escaped the Middle-Class Trap(1:19:55) - Should Young People Still Go to College?(1:21:55) - One of the Craziest Insights From His Book(1:28:33) - 5 Biggest Business Opportunities in the AI Economy(1:39:16) - India vs China vs America: Who Will Lead the Next 20 Years?(1:46:09) - Why Doing Business in India Is So Hard(1:52:08) - OutroIn today's episode, we sit down with Saurabh Mukherjea, Author and Founder of Marcellus Investment Managers, to talk about careers, wealth, and why the old middle-class playbook no longer works.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

For most small and midsize businesses, financial operations still look a lot like they did a decade ago. Bills get keyed in manually. Receipts pile up. W-9s get chased down at tax time. While the tools have multiplied, the work hasn't gone away. “Most finance teams work in an incredibly manual way,” says Michael Cieri, Chief Product Officer at BILL. “There's a ton of work done by finance professionals that could be automated, and could actually be done better through the use of technology.” The gap between the promise of modern financial software and the day-to-day reality of running the books at a small business is something BILL has spent nearly two decades trying to close. The company processes over 1% of US GDP in payments and has moved more than a trillion dollars across its platform – a scale that gives it both a data advantage and a particular sense of accountability. When you're handling that volume of transactions for the long tail of American businesses, the stakes of getting automation wrong are very high. Cieri joins us on the show to talk through where BILL's product thinking stands today: how Cieri's team decides when to take big swings versus make incremental improvements, how it builds and validates AI features for a high-trust domain.

Payments are getting faster and more automated, but the hardest part still isn't the tech. It's trust. We talk with Rachel Costello, VP of Platform Growth at Maverick, about why the future of payments is human and how leaders can keep empathy, judgment, and real partnership at the center while AI and automation reshape everything around us.Rachel shares her career path into fintech, from early work in ad tech and e-commerce to revenue operations and growth roles, and why payments became the perfect place to combine strategy, go-to-market, and customer impact. We also dig into what she's building today: strategic partnerships, embedded payment strategy, and the infrastructure that helps software platforms deliver seamless commerce experiences.A big theme is embedded payments and embedded finance, and what it actually means when a software platform becomes a commerce platform. We break down the customer journey, preferred payment methods, and the practical outcomes businesses want: less friction, faster scaling, and simpler ways to get paid. Along the way, Rachel makes the case for fundamentals, customers don't buy buzzwords like AI or APIs, they buy the results those tools deliver.We wrap with leadership lessons, mentorship, and advice for the next generation of women in payments: raise your hand before you feel ready, get comfortable being uncomfortable, and choose a culture that fits how you work and grow.

Drop us a message!In a digital landscape that constantly rewards noise and trends, showing up with clarity and consistency is harder than it sounds… but it's what separates brands that build lasting audiences from those chasing vanity metrics.In this episode of Social In 10, we're joined by Lily Stephens, Head of Social Media at Rebellion Marketing, to explore what it really takes to build social strategies that mean something.Lily shares how she helps brands and individuals show up online with genuine clarity, what authentic personal branding actually looks like in practice without tipping into the performative, and how SEO, UX and wider digital strategy shape the effectiveness of social-first campaigns when commercial results are on the line.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM.About Giraffe Social's Social in 10 PodcastGiraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail.Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes.Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!

Kailash Badu is one of Nepal's pioneering Product Managers. He helped scale CloudFactory during its early years, has built multiple products across AI, Enterprise Software and FinTech, and currently serves as VP of Product at Genese Solution. In this conversation, he shares over a decade of experience building products, leading teams, and preparing businesses for the AI era.   From why 95% of software features are never used to why coding was never the real job of a software engineer, this conversation explores Product Management, Artificial Intelligence, FinTech, customer thinking, and what it takes to build products people actually use. Whether you're a software engineer, founder, product manager, business leader, or IT student, you'll find practical lessons on building products, adopting AI, and staying relevant in a rapidly changing technology landscape.   Timestamps 00:00:00 - Highlight 00:02:04 - Introduction 00:03:47 - Scaling CloudFactory from Nepal 00:07:36 - From Programmer to Product Manager 00:12:18 - Why 95% of Software Features Go Unused 00:15:24 - Digitizing Nepal's Ministry of Education 00:26:01 - AI's Real Superpower Isn't Coding 00:26:38 - Business Is Just Decision Making 00:38:37 - Be Digital Native Before AI Native 00:46:37 - Is AI Just Another FOMO Trend? 00:52:28 - Why Coding Was Never the Real Job 00:58:02 - The Wedding Photographer Lesson Every Founder Needs 01:06:51 - The Four Pillars of FinTech 01:10:25 - Banks Are Just Matchmakers 01:25:31 - Why People Avoid Formal Banking 01:30:06 - Nepal's Fear-Based Regulation Problem 01:36:10 - Why Bank Transfers Are Still Slow 01:47:03 - AI Is a Commodity, People Are the Advantage 01:54:48 - Why Smart People Still Fail   ___________________________________________________________________________________________________ Want to become a video podcaster? Get info: https://becomeadoer.com/programs/become-a-video-podcaster?utm_medium=YT&utm_source=organic     If you love reading, don't miss our newsletter on Substack Link: https://substack.com/@doersglobal?     Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8     ✉ Reach out to us at partners@doersnepal.com   

https://youtu.be/1Fjm6P43i8k Anastasia Golovko, President and CEO of Tino Digital Agency, is helping businesses build user experiences that work by creating intuitive digital experiences that simplify complex systems and improve the way people interact with technology. By combining strategy, design, and engineering, she helps startups, enterprises, and organizations in highly regulated industries deliver products that people actually enjoy using.  In this conversation, Anastasia introduces the Agency Growth Framework: Build Relationships, Find What’s Broken, Help Your Team Flourish, Nurture Creativity, and Offer Your Customers Relief. She explains why trust is the foundation of lasting client relationships, how identifying user friction creates immediate value, and why empowering creative teams leads to better products and stronger business outcomes. Anastasia also shares how eliminating user friction through live UX audits accelerates business growth, improves customer satisfaction and conversion rates, and demonstrates the importance of user experience in government digital services. — Build User Experiences That Work with Anastasia Golovko  Good day. Steve Preda here with the Management Blueprint Podcast, and my guest today is Anastasia Golovko, President and CEO of Tino Digital Agency, a team of experts specializing in helping companies and startups achieve their goals by providing comprehensive solutions in strategy, design, and engineering. Anastasia, welcome to the show.  Thank you so much. Thank you for having me.  Well, it’s very interesting that you combine strategy, design, and engineering. I have not seen this combination before. So where does this come from?  The foundation for all of this is user experience and the connection to the user that we’re trying to build for many companies. As soon as you start thinking about the user and their experience, they get to enjoy the product more and more, and they get to find the buttons that the clients want them to find in their product.  Okay. So basically, you have to have a strategy first, then you come up with a design, and then you engineer it. Yeah.  The design supports the strategy, and then you have a good product.  Exactly. We also work with startups, and we work with established companies. With startups, we encourage them to reach the market as fast as possible so that they get to prove their hypothesis. Because up until it reaches the customer and starts getting feedback from the customer, it’s all in numbers. It’s all in the… But it’s still a hypothesis of how it will perform. The sooner we’re there—with as few features as possible, while still being valuable—the better. Some clients call it an MVP, and some clients call it a Minimum Lovable Product. Then they can start getting feedback, and those relationships start building between the final user and the product. Yeah, that makes sense. And Lovable is actually also a vibe coding platform, isn’t it? Yeah.  Yeah. That’s right. Maybe that’s where it comes from—that you can get a lovable MVP very fast with vibe coding. So let me start by asking you, what is your personal “why,” and how are you manifesting it in Tino Digital Agency? I recalled such a wonderful story that I want to share with everyone from my childhood. I was born when it was still the USSR. I’m originally from Ukraine, and when the USSR fell apart, everyone was poor. When I was 13 years old, I remember talking to my friends and saying, “When I grow up, I’m going to drive a Jeep Grand Cherokee.” They completely mocked me. They said, “That’s impossible.” I remember that question to this day: “Do you even know how much money that costs? Have you ever seen that much money?” My brain just flipped a switch. I thought to myself, “That’s just money.  It can be made.” Money is there to be made. That mindset, I think, separated me from my childhood friends by giving myself permission to dream big without limitations. Just like somebody dreamed about sending a car to space, they gave themselves permission to think that up. So, ironically, I ended up owning a Jeep Grand Cherokee. We had it for 10 years. A while ago, there were floods in Houston, and the Jeep Grand Cherokee has very good ground clearance, so we were able to get through them.  After I got that car, I remembered this conversation from back in the day. So we started our agency with zero capital and zero connections. Without growing into connections here, that created a set of blocks. So we were attracted to subcontracting for top agencies in LA, Silicon Valley, and Switzerland. Eventually, we landed a massive contract with one of the top Swiss banks, modernizing their digital products as well as rethinking their strategy toward the younger generation. That was my wake-up call. I realized, “Wow, we’re incredibly good at this.” The Swiss bank had such high standards that we had to fit within their branding. They couldn’t rebrand just because we thought something up.  We had to fit into their tight branding and produce a good product within those guidelines. It made me look around the States and realize that—I had already lived here for more than half of my life—we have so much anxiety around finance and healthcare. After that moment, I decided to move our company in those two directions. Maybe our team can actually reduce that anxiety and make a real dent in the well-being of the nation—the well-being of the people who interact with products that are convenient, don't add to the problem, but instead resolve it and make it intuitive.Share on X  Yeah. That’s great. I never heard the combination of finance and healthcare phrased this way—that both of them are a big source of anxiety for people. And if you can fix their problems in these areas, then you can actually reduce their anxiety and increase their well-being. That makes perfect sense. I also love the example of, you know, “what the mind can conceive and believe, it can achieve” kind of thing. Visualization is very powerful. It worked in my life as well.  So this is a podcast about frameworks. It’s called Management Blueprint, and what I’m looking for is some kind of, it could be a mental model. It could be some kind of process. Something that simplifies the world and allows you to see things more clearly, make better decisions, or create a bigger impact. So what comes to mind?  I love this question. I love this question, and I love viewing the answers from your other guests to this question, and how everybody approaches it differently. For different people, it is their own world that they built. So, in our world, first, we build relationships. No cold calls. We build these relationships with our clients and with our team.Share on X The digital agency market is oversaturated with low-quality providers who sign the client, then disappear for four weeks, come back, and drop a product that doesn’t relate at all.  Then they come to us. Some of our clients come to us and say that the agency disappears. It’s really important for us to stay in contact. So our first step is building these in-person relationships. That also means visiting conferences, visiting events, showing up wherever it’s needed—before, during, and after the process as well. So I think what we do by building relationships is that we sell trust, not just the code or the design.  Of course. Yeah, that makes sense. In this AI age, when there’s so much noise. When you’re online, you don’t know what’s real and what’s not. But when you meet someone in person at a conference, then you know they’re a flesh-and-blood human being. Yes. And also, describing to a person that user experience is important, that I can do it, and that I do it really well doesn’t really give them value. Rather than just telling them, I can look through the site face to face and find certain things that are broken right there on the spot. It’s not a simple presentation. It’s already proof of my value. So that helps. So that’s first. The next one is the human element. The human element of the team. Our designers and developers are not machines. Each of those teams needs its own approach. They need their own conditions to flourish.  They need their own conditions to be successful. If we keep a creative person locked into FinTech, compliance-driven products for too long, they’ll burn out. It’s two-faced. We try to avoid that as much as possible, but we consider what they’re telling us. We listen. If a designer tells us something isn’t working out, or they’ve hit a creative block, we try to rotate them, give them different exercises, give them a break, and so on. So, listening and rotating. Rotating between different types of projects. But whenever the FinTech project comes back, we need the FinTech team to work on it.  So at this point… Sorry, I have a clarifying question. The previous point was helping your team flourish, basically. By rotating them, is it about helping them gain more experience, not burn out, or create more ideas? So what’s behind this idea of rotating?  It’s the creativity that for it to exist, it needs different challenges. Let’s imagine a FinTech dashboard. It’s tables. It’s tabular. It’s a similar task that they’re solving. They’re solving how to convert tabular formats into digestible formats. Converting tabular formats into something that the user can comprehend quickly. With a food delivery app or a calorie-tracking app, they get to add more colors, use different styles, and solve a different problem. So I think that when they get to solve different problems, they keep their full creative potential.Share on X  Yeah. You’re not allowing them to fall into a rut and just go on autopilot, basically.  Not everyone. Not everyone. We mainly listen. We listen, and whenever we hear the signs that a person is asking for something more creative, we do that. Happy humans build great products.  Yeah, that’s true.  And we’re a service company. Our team is our main advantage.  All right. So you build relationships, you find what’s broken, you help your team flourish, you stimulate or nurture their creativity. So what’s next? What’s the last piece of the puzzle? Is there another piece of the puzzle, or is that it?  Yes. The next step is to provide relief. We could be building everything for everyone, but over time—my company is 10 years old now—and over those 10 years, we became really good at turning something that is complex or heavily regulated. For some reason, clients know that it has to be intuitive. To be competitive, it has to be convenient. Sometimes it’s in industries where they have a lot of competition. Whoever is more convenient for the client will move forward. Not for the client—I mean, for the final user.  Apple philosophy. Yeah. So, to be a relief, to be their right hand, we need to be looking for companies that are undergoing some changes. Maybe it’s a digital transformation. Once, we completed a merger for companies that were providing hosting and security. They merged into one. They needed all of that infrastructure to be brought together. Their internal teams were too busy doing their internal tasks. So for that overhaul, that digital transformation, we come in as a relief squad with the skill to make it intuitive. So we can call it becoming a reliefShare on X Offering relief.  Yeah.  Yeah. It’s a mindset, really. It’s thinking about, “How can I make these people’s lives easier? can I help them do their work better, with less mental strain and less cognitive load?”  And for them, in the end, it’s for their users as well. I often say that we build experiences that work. Every business owner comes up with an idea of what they want their end users to do, but they don’t always find it. They don’t always find it because, somewhere along that chain, there was a UX designer, a UI designer, and a developer who all worked together on that user experience, and something didn’t go right. Typically, with a little bit of data, or just complaints, or just suggestions, the owners and the product owners know what’s not working.  They can see that some registrations aren’t happening, some sign-ups aren’t happening, some applications aren’t being filled out completely, and so on. Some tickets aren’t getting booked. Marketing worked fine, but somehow the carts are being abandoned. Why is my cart being abandoned at the moment when we spend so much money on marketing? We don’t do marketing. We know what marketing is trying to do, but what happened then? So you’re treating the client’s effort as a complex system, and you want to optimize that system so that everything serves the same purpose, it’s simple, and you have a team that keeps improving it.  Yeah. If they have some kind of Google Analytics or Hotjar analytics, it’s always easier to put a number to the words. We can say that this user experience is broken because the consumer is overloaded at the cart. Maybe you’ve seen those shopping carts where there’s a timer, additional upsells, and also some additional decisions they have to make, whether they want insurance or not, and so on. It becomes very overloaded. Sometimes people just close it. It’s too much. So we look at the cart and see how it can be improved to be more pleasant.  Yeah. That’s great. That’s fantastic. So, switching gears here a little bit, what drives growth in your particular business?  That’s what I actually started to talk about. I now realize that this friction audit, UX review, UX evaluation—that gives immediate value. It is the foundation of our business growth.Share on X The thing is how it’s delivered. If I present it in a room and talk about user experience, how it’s important, and how to lay things out, the perceived value is hard to communicate. It can sound abstract unless we’re talking about something specific. Our real growth driver is a live, maybe casual, friction audit.  For example, at a recent conference, a business owner asked me to look at her website. Right there on my phone, I pointed out a few specific UX blocks that were delaying the purchase. I was like, “Look here. Every second user is delayed. They’re drifting away. They have to make two extra clicks to get where they need to be. This click is not necessary. You can remove it. You can place it here instead.” Control dropped. She said, “That’s exactly what I needed.” When business owners see exactly where they’re losing money in real time, that value is undeniable. So you go to these conferences, then you talk to people, they show you their website, and you point out a couple of friction points. Immediately they see, “Wow, you guys could fix that.” That already is value. Then, probably, if you found two friction points in two minutes, if you dive deeper, then you’ll find a lot more, right?  Yeah. That is the ultimate path, which we don’t always take. We can only go to so many conferences and have so many of these conversations. But the opportunity to have that conversation is where the most growth comes from. That’s the optimal way to grow—by showing, not just telling. We definitely have a good presence on the platform for designers called Dribbble. If you search on Dribbble for finance or FinTech products, you'll find me. That already speaks to our experience.Share on X  But this kind of conversion of experience into value for our clients, for those business owners, that’s an add-on. That doesn’t come from a pretty picture. I have many pretty layouts, and those who understand user experience can see it, but that’s not always the case. To understand user experience, you have to have experience. You have to be in that area. Typically, that’s for repeat entrepreneurs. A part of our clients are serial entrepreneurs who keep opening businesses. They can’t stop opening businesses. I think when you’re in that mindset, it’s hard to stop.  Yeah. Some people are good at starting companies, and other people are good at building companies and growing them.  Yeah.  So what’s one thing, Anastasia, that you’re actively trying to figure out in your business right now? I’m actively trying to figure out how to get into the government space—government contracting. That’s a whole different animal. To get a government contract, one of the rating criteria is previous government experience. Today, it’s 2026. Every agency has a website. It means they have a vendor. It means they’ve had a vendor, or somebody has a preferred group of vendors, and so on. Large companies are taking a big part of that market. The market is oversaturated.  Somebody comes in and does a website for dirt cheap, and it’s not good. Not always, but we’ve seen it. We’ve been trying to break into our local market in the city near where I used to live. They had an RFP for a website. I thought, “Oh, I wish I could do that. I know them so well.” But another company came in with a lower offer. I think the website became worse than it was before.  You know, there’s a big gap between commercial company websites and government websites. You try to pay a bill to the government, like taxes, and there are a million clicks. It’s so complicated, and it doesn’t have to be. I can totally relate to this. I say, “Why don’t these people fix this up?”  And I think it partially comes from one of the points that I was making before. It’s that understanding user experience and understanding the value of it isn’t a given. It’s not something that existed a while ago.  That was not one part of the rubric when they evaluated the offers. Exactly. It has to match the existing system. It has to transmit data. It has to be ADA compliant. But nowhere does it say that it has to be convenient for the users.  Yeah.  And we can quantify it. We can gather a user group, gather their feedback, and so on. So right now, on Monday, I’m doing a demo for our first nearly completed government contract. That client actually prioritizes user experience, and she asked, “Could we possibly do user testing with my actual users?” I cannot tell you how much I love that question. Just the fact that she prioritizes that is exactly what we do.  Yeah. Well, you bring a lot of passion to solving problems, and I love that. So if you had a magic wand to fix one thing inside your company in the next 12 months, what would that be?  Being the person who’s always trying to fix something—and in my family, it’s great that I have my business, because otherwise I’d be going around fixing them. Yeah. Yes. My husband would be just enough. So I think the first thing would be to focus on our team and make sure they're always heard. That they get the time they need. That they get their problems resolved on time by senior leadership, by HR, or by whoever is needed.Share on X I’ve noticed several situations where that’s been postponed, or the person doesn’t speak up, or they see that I’m busy, someone else is busy, and they just think, “We didn’t want to bother you.”  Then there comes a point where they’re not happy. That’s too late. We don’t want them to become unhappy. So if I had a magic wand, I would make sure that my team is heard. That’s the most important thing. Once they’re heard, then we can see if it’s solvable, if it’s not solvable, and so on.  Yeah. That’s very important because, ultimately, you said that you want a happy team. Because a happy team does great work. If people feel heard, they’re going to be happier and deliver.  And if somebody’s selling widgets, it’s the equivalent of saying, “I want my widget to be perfect.” For my widget to be perfect… Because we test for skill before we hire, so they already have the skill. They already have good teamwork. I think the environment that we’ve built is already there. We have those foundations for them to be able to apply themselves properly. But then, what if something happens along the way?  Yeah. Love it. I love this human-centric approach that you take—not just for your team, but also how you look at the human user experience, the people, to improve the lives of your customers by designing good products.  Yeah.  So if someone would like to take advantage of your services, or they have some friction that they want to alleviate, or they’re a government agency and they figure, “Well, maybe these guys down in Houston can help us,” where can they reach you, and how can they connect with you personally? It’s very easy. Tino.design is our website. There, you can schedule a call with me. Just choose any time on my calendar and speak with me or my right-hand person. Alexander is also available. Whichever time is more convenient, we can just have a conversation and see whether we can help or not. Okay. So you heard Anastasia Golovko, President and CEO of Tino Digital Agency, down in Houston. She really cares about your company, your user experience, and making sure your people aren’t frustrated using your technology. If you liked what you heard, reach out to them. Check out Tino.design. Book a call. If you enjoyed this episode, make sure you follow us on YouTube, give us a review on Apple Podcasts, and stay tuned because every week we have an exciting entrepreneur come and share their best-kept secret framework with us. So thanks, Anastasia, for coming, and thank you for listening. Thank you, Steve. Important Links: Anastasia's  LinkedIn Anastasia's  website

How do you trade without ever losing money? This week, Perpetuals Group CEO Patrick Gruhn, LL.M., MBA joins us to discuss UpsideOnly, a platform where users make market predictions while the company takes the trading risk. We also discuss how lessons from FTX helped shape a different approach to retail trading and prediction markets https://www.perpetuals.com … Continue reading Ep 289- Perpetuals CEO Patrick Gruhn

A failed payment is never just a technical error. It's a customer stuck at checkout, a merchant losing revenue, and a moment where trust is either reinforced or broken. We sit down with Alexandra Dolia, co-founder and COO of Akurateco, to talk about what payments leadership looks like when you refuse to treat the industry like a black box and you build teams that can explain what's happening end to end.Alexandra shares her path from Ukraine to a formative year in the United States as a teenage exchange student, then into fintech almost by accident through a contact center role. That early frontline experience shaped how she thinks about customer support, payment failures, and operational details that quietly define the client experience. We also unpack the leadership philosophy that came from working in a culture where knowledge is shared, not guarded, and how she's applied it by developing people through structured internal education.From there, we get practical about the future of payments: embedded checkout, automation, and why “the future is human” isn't anti-technology. It's a reminder that technology should sharpen judgment, not replace it. Alexandra breaks down how companies earn trust through transparency, honesty when things go wrong, and consistency over time, then points to a major shift reshaping global commerce: the fast-growing mix of alternative payment methods, from wallets to account-to-account and local rails, and the rising need for payment orchestration.

Sahej Suri is the founder of Blue Dot Investors, a late-stage growth equity firm that invests exclusively in fintech across both primaries and secondaries. Before Blue Dot, he built his career at J.P. Morgan, TPG, and as chief of staff to Nigel Morris at QED Investors. In this conversation, Sahej explains the scrappy origin story of the firm, the overlooked opportunity in fintech secondaries, and his new report with FT Partners on the coming fintech liquidity supercycle, including the finding that the top 100 private fintechs now out-earn the top 100 public ones.What We CoveredSahej's path from J.P. Morgan to TPG to QEDThe 2008 recession and why access to financial services stuck with himThe happenstance origin story of Blue DotWhy fintech is closer to biotech than to generalist techThe gap in the market for late-stage fintech specialistsWhy the top 10 names dominate secondary market activityFinding undervalued companies outside the marquee namesThe "Liquidity Supercycle" report with FT Partners and how it came togetherWhy the top 100 private fintechs out-earn the top 100 public onesThe state of the IPO window and the SpaceX bellwetherWhy the 2025 IPO cohort cleared a much higher barThe have versus have-nots dynamic in fintech fundraisingThe Blue Dot dinner series and building communityHis AI thesis and where the value creation will landA 10-year view on fintech as an asset classKey TakeawaysThe best fintech companies are now private, and on the top 100 they out-earn their public peers on revenue, a finding Sahej says had never been put on paper before.Fintech rewards specialists. Banking, payments, capital markets, and insurance are almost different worlds, and most investors who piled in during 2021 without that depth are no longer around.The IPO window is real but conditional. The 2025 cohort was roughly three times the size on revenue and more profitable than historical norms, and the near-term window hinges on how bellwether listings perform.Sahej's bet on AI value creation is not the startups or the large AI labs, but the scaled fintechs that already own distribution and customer trust.About Sahej SuriSahej Suri is the founder and Managing Partner of Blue Dot Investors, a New York-based late-stage growth equity firm investing exclusively in fintech across primaries and secondaries. He previously worked at J.P. Morgan in the financial institutions group, at TPG in growth equity and buyouts, and as chief of staff to Nigel Morris at QED Investors. Blue Dot came out of stealth in early 2026 and manages roughly $100M in assets, with a team of six and around 30 advisors. Peter is an advisor to Blue Dot Investors.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Many people in this country don't have access to reliable financial guidance — so they're increasingly asking a free chatbot instead. The problem? A general-purpose model trained on Reddit threads inherits Reddit's appetite for risk, and now that skew shows up in the conversations people are having about their money. In this new episode of One Vision Podcast, Alisha Chowdhury, Founder of Kiro Money, joins Theodora Lau to argue that the same technology, pointed with different intentions, can do the opposite: close the advice gap instead of widening it.Alisha traces the origin of Kiro back to a socioeconomically diverse Bangladeshi community in New Orleans — the "aunties and uncles" who taught her immigrant parents how to navigate an unfamiliar financial system — and to the University of Pennsylvania, where she saw real wealth and learned how it's built for the first time. After years as an investor at Vanguard and in private equity, she left for an MBA in London and started building the earliest version of Kiro: a low-code, RAG-based coach fed only sources she trusted. "Not garbage in."Today Kiro is an embedded financial intelligence layer that lets a bank or investing platform drop a context-aware AI coach directly into its own app, so users get guidance where their data and their relationship already live. A conversation about financial inclusion, the advice gap, and what it takes to build AI for money that people can actually trust. Because when it comes to money, trust has to be earned — and tested.

Recorded live at SocialWest 2026 in Calgary, Sabaa Quao, venture studio advisor and AI strategist, joins host Lindsay Smith to explore how synthetic data is about to change the way every marketer builds customer models.Sabaa spends his days advising startups at the intersection of AI and fintech, and points to Arima as one of the clearest examples of where this is headed: a synthetic model of society built on 25,000 to 50,000 data points per person, layered on top of a brand's first-party data to fill in the gaps that surveys, forms, and imperfect customer records leave behind.Sabaa breaks down why ecosystems and compounding data models are the two biggest predictors of startup success, how synthetic data stays privacy-first while still getting richer over time, why marketing is behind industries like autonomous driving and fraud detection in adopting it, and what happens when predictive modeling becomes accessible to businesses of every size, not just the ones with a head of data and analytics.Guesswork was never a strategy. Now it doesn't have to be the default either.Edited and Produced by TAKT.

In this episode, Adam Torres interviews Camille Krejci, Managing Director of CMK Capital. Camille discusses private credit, fintech-enabled lending, and how CMK Capital uses data-driven underwriting to finance short-term commercial receivables while supporting business growth across Southeast Asia. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

Payments look instant and invisible until something goes wrong. That's when you find out whether you're working with a faceless system or a team you can actually trust. We sit down with Alex McCandless, EVP of Marketing and Training at Payroc, to get specific about what “people powered” really means in fintech and why transparency and access to real decision makers still matter in a world of automated transactions. Alex shares her career journey from the agency world into payment processing, plus what she learned scaling from a scrappy startup environment into a platform shaped by 27 acquisitions. We talk about the challenge of bringing many brands under one Payroc umbrella without forcing a one-size-fits-all playbook, and how culture integration requires real discovery, humility, and a willingness to borrow the best tools and processes from every team. We also dig into the future of payments and the role of AI in fintech. Alex makes the case for AI-assisted operations, not AI-powered relationships, and connects that to embedded finance, SaaS, and the push toward more holistic experiences across card-present and card-not-present payments. On trust and security, she explains why “secure” should be baseline, why trust is earned one transaction at a time, and how the 1% edge cases can define your reputation. We close with what she's watching next, including agentic commerce, machine-to-machine payments, and how marketing teams are adapting for LLM search and more qualified inbound leads. 

Amir Kabir, Founder and Managing Partner at Overlook Ventures, discusses his journey from entrepreneur to venture capitalist and explains why he founded Overlook Ventures to invest at the earliest stages of company building. He shares his investment philosophy around founder quality, intellectual honesty, unique market insight, and the emerging opportunity around AI, autonomy, and risk infrastructure. Throughout the conversation, Amir offers practical advice for founders on validating problems, building venture-scale businesses, and standing out in an increasingly crowded AI landscape. In this episode, you'll learn: [02:15] How Amir's journey from entrepreneur to venture capitalist shaped the investment philosophy behind Overlook Ventures. [07:10] AI, autonomy, and the "infrastructure of risk" represent the next frontier for startup innovation. [14:50] Why founders should focus on solving real problems and developing unique insights instead of building products in search of a market. [20:50] How Amir evaluates founders by uncovering the unique knowledge and conviction that drive them to solve a particular problem. [27:55] The most common reasons Amir says "no" to startups, and why intellectual honesty often beats polished answers. [30:45] Venture capital is shifting toward specialized funds. What does that mean for founders raising capital today? The nonprofit organization Amir is passionate about: Presidential Leadership Scholars About Amir Kabir Amir Kabir is the Founder and Managing Partner of Overlook Ventures, an early-stage venture capital firm investing at the inception, pre-seed, and seed stages. Previously, he helped build Munich Re Ventures and has spent years investing across insurance technology, financial services, AI, and risk infrastructure. Today, he focuses on companies building the next generation of AI safety, governance, autonomy, and regulated-market infrastructure. About Overlook Ventures Overlook Ventures is an early-stage venture capital firm founded by Amir Kabir that invests at the inception, pre-seed, and seed stages. The firm focuses on what Amir describes as the "infrastructure of risk"—backing founders building across AI, autonomy, cybersecurity, insurance, financial services, and regulated markets. Overlook partners with entrepreneurs developing the technologies that make AI systems more trustworthy, secure, and accountable, while helping modernize how risk is measured, managed, and transferred. The firm typically invests early and supports founders with strategic guidance, customer introductions, and deep industry expertise. Portfolio companies include: Strala, Crabi, Soteris, Soma, Prediction Guard, Mesh, Pax Markets, Asymmetric Security, Eloquent AI, Seedless, Flyra, and IronGrid. Subscribe to our podcast and stay tuned for our next episode.

Joining the show are Raymond Chung, founder and CEO of AcreHedge, Chief Technology Officer Todd Larson, and Chief Media Officer (and returning guest) Zoe Kent. Together they explain how prediction markets work, why they're gaining popularity, and how they could eventually become another valuable tool alongside crop insurance and traditional marketing strategies. Ray shares how his background on Wall Street combined with years operating one of the nation's largest edamame processing businesses led him to create AcreHedge. Todd explains how modern AI accelerated development of the platform while maintaining enterprise-level quality, and Zoe discusses using her own farming operation as the first public market on AcreHedge. The discussion covers: What prediction markets actually are—and what they are not How "wisdom of the crowd" often produces remarkably accurate forecasts Why prediction markets differ from sports betting or casino gambling Filling risk management gaps left by traditional crop insurance Weather, disease, commodity price, acreage, and yield-related markets Real-world examples using New World Screwworm, corn prices, and USDA acreage reports How farmers can use markets to express opinions while managing financial risk AI's growing role in agriculture and software development Why agriculture deserves specialized prediction markets built by people who understand farming The group also has plenty of fun discussing edamame, Skittles, weather forecasting, rock picking, farm influencers, and brainstorming future prediction markets that could keep both farmers and agriculture enthusiasts engaged. Whether you're interested in grain marketing, crop insurance, technology, finance, or simply enjoy learning about innovative ideas shaping agriculture, this episode offers an early look at what could become an entirely new category of farm risk management. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.