Podcasts about fintech

Welcome to another episode of SOURCE CODE.At Finovate, a leading Fintech conference “where you see the future of fintech first”, startups demo their solutions in seven minutes. This series is everything else - the human story behind the innovation. In every great story, there's a hero on a quest and a guide who's walked the path before. In b2b fintech, the customer is the hero. Today's founder? They're the guide.We're going back to the origin - before the demo, before the product - to understand the journey that led here. This story is about Philipp Buschmann, founder of Aazzur, a leading embedded financial services provider. The interview was recorded at Finovate Europe 2026.  Philip embodies The Captain archetype - a decisive leader who guides others through complex transformation with clarity and confidence. He built Azure to empower companies to achieve embedded finance without needing deep technical expertise, making the impossible accessible. Like all great captains, he inspires trust through clear vision, tirelessly enabling others to succeed, and stays focused on his true goal: helping his clients become Heroes in their own industries.LinksAazur on Finovate: https://informaconnect.com/finovateeurope/sponsors/aazzur/Philipp Buschmann on LinkedIn: https://www.linkedin.com/in/philippbuschmann/Company website: https://www.aazzur.com/Subscribe to the newsletter:Source Code is a series from the Investology podcast, produced by Orama:https://orama.tv/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit investorama.substack.com

Frontends sind digital – doch im Backoffice herrscht oft noch manuelle Schwerstarbeit. Kevin Hackl spricht im Podcast mit Porters-Gründer Konstantin Kotulla über KI-native Prozessauslagerung im regulierten Banking.

Checkout Orchestro.AI: https://orchestro.ai/Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(00:00) Intro(03:51) Childhood & Poverty(22:48) Landing a Job at Coca-Cola & His Career(47:15) Helping Disney with MagicBand(1:00:25) Nvidia May Face a Strong Downturn(1:06:25) Will AI Reach a Certain Level of Creativity to Make Things Engaging?(1:10:08) What Is Angelic Intelligence?(1:18:12) Do You Think Digital Colonialism Will Take Place?(1:26:31) Where Can Youngsters Make Money Today?(1:31:32) Will Service Businesses Lose Their Value?(1:39:08) Problem He's Facing That He Would Pay Someone to Solve(1:42:41) BTS(1:43:16) OutroIn today's episode, we have Shekhar Natarajan, Founder & CEO of Orchestro AI, sharing lessons from poverty to boardrooms.He talks about what poverty really teaches, how he solved a major challenge at Coca-Cola, why he moved to PepsiCo, and Pepsi's turnaround playbook. We discuss Disney and its most profitable engine, whether it can survive the next decade, and if NVIDIA is heading toward a correction. He explains the breakthrough behind AlphaFold, who may rule the next decade, and why Perplexity AI could struggle.We also explore angelic intelligence, replacing our minds with machines, the biggest opportunity right now, investing in health prediction, and why intent shapes outcomes.Subscribe for more such conversationsFollow Shekhar Natarajan here: https://linktr.ee/shekharnatarajanofficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

In this episode of the FocusCore podcast, host David Sweet interviews Pieter Franken, a FinTech pioneer and innovator with a rich history in finance, technology, and regulation. Pieter outlines his journey from a trainee scientist in Holland to becoming a key figure in Japan's FinTech ecosystem. He shares his experiences and significant contributions, including his roles at Citigroup, Shinsei Bank, and the Monetary Authority of Singapore, as well as his co-founding of Safecast, a crucial citizen science project post-Fukushima. The conversation delves into the evolution of FinTech globally and in Japan, discussing the impact of cloud computing, APIs, and mobile technology, as well as governmental roles in stimulating innovation. Pieter also talks about the upcoming Global Finance and Technology Network Forum (GFTN) in Tokyo, highlighting its importance for FinTech discussion and networking. Additionally, he touches upon the complexity of integrating new technologies into human systems and stresses the need for adaptive, human-centric innovations.The 2026 FocusCore Salary Guide is here: 2026 Salary GuideIn this episode you will hear:Pieter Franken's journey from Holland to Japan and his pivotal role in the FinTech industryThe evolution of Japan's startup ecosystem and cultural shifts in recent decadesThe role and impact of cloud computing and mobile technology in FinTech's growthThe establishment of Safecast and its significance in citizen science and data transparencyThe importance and anticipation of the Global Finance and Technology Network Forum in fostering industry dialogue and innovationAbout Pieter:Pieter is a fintech pioneer, deep-tech innovator, and builder with over three decades at the intersection of finance, technology, regulation, and public good.He's held senior leadership roles at institutions like Citigroup, Shinsei Bank, Monex, and UnionDigital Bank; advised regulators including the Monetary Authority of Singapore; and helped build global platforms focused on financial inclusion, open data, and responsible innovation. He's also a co-founder of Safecast, one of the most influential citizen-science projects in the world, and a driving force behind Japan's fintech ecosystem through Elevandi and the Japan Fintech Festival.Connect with Pieter:LinkedIn: https://www.linkedin.com/in/pbfranken/GFTN Japan: http://gftn.co/japanGFTN Forum[Feb 24-27th 2026]: https://gftnforum.jp/?utm_medium=paid-search&utm_source=google&utm_term=gftn%20japan&utm_content=branded-insights-learning&utm_campaign=gfj_2026_jp_search_traffic_280126&_gl=1*1uvuohl*_up*MQ..*_gs*MQ..&gclid=Cj0KCQiA7rDMBhCjARIsAGDBuEBY1bz21ngvAnJufNmlwr_Kxe4Ku6uz1R5I6beSQvq5Qiv7h2aZCHkaAmI3EALw_wcB&gbraid=0AAAAAqxUcYm4HHIROSay5zHtoL9JyGrmmConnect with David Sweet:LinkedIn: https://www.linkedin.com/in/drdavidsweet/Twitter: https://twitter.com/focuscorejpFacebook: :https://www.facebook.com/focuscoreasiaInstagram:

Pour télécharger les guides de Board Project, le collectif que j'ai co-fondé, consacrés à la gouvernance des start-ups et scale-ups : le premier porte sur ce qui fait vraiment une gouvernance efficace (prise de décision, rôle du board, signaux d'alerte) et le second sur la rémunération des administrateurs indépendants, avec des benchmarks, des modèles concrets et des règles claires.You can download the Board Project guides (the collective of iNEDs I co-founded) covering effective governance and independent directors' remuneration.Here : www.board-project.com/publicationsDans cet épisode, je reçois Antoine Leclercq, CEO d'Estreem, pour découvrir les coulisses d'un projet colossal : la création d'un processeur de paiement souverain européen né de l'alliance entre BNP Paribas et BPCE, avec comme ambition d'entrer dans le top 3 européen du card processing.Nous avons parlé :De son parcours chez Axway Software puis Natixis en 2018 sur un projet de leader européen des paiements qui n'a pas abouti, avant de concrétiser cette vision avec Estreem un an plus tard.De l'alliance BNP Paribas et BPCE qui partageaient déjà depuis 20 ans des briques logicielles, mais face aux enjeux d'instantanéité et de prix, ont décidé de créer une joint venture autonome.Du positionnement comme pur processeur orchestrant les flux de paiement entre commerçants et banques, avec comme enjeux de rendre un service de qualité, en temps réel, sur une plateforme évolutive tout en restant innovante.De l'investissement de 200 millions d'euros pour une fintech industrielle de 400 collaborateurs capable de traiter 17 milliards de transactions annuelles (30% du card processing français), avec premiers volumes début 2027 et migration complète en 2028.De l'approche produit très structurante avec le principe “adopt” versus “adapt” : aucun développement spécifique pour un client, garantissant la scalabilité pour cibler des banques tier 1 et tier 2 en Europe.Du design par les risques qui pose systématiquement tous les risques opérationnels pour prévoir l'imprévisible, avec une exigence de disponibilité à 99,9% car un arrêt d'Estreem bloquerait les paiements en France.De la souveraineté européenne via le contrôle capitalistique d'acteurs européens et du passage du batch au temps réel pour reverser les fonds instantanément aux commerçants et permettre aux porteurs de piloter leurs paiements en direct.Un échange technique et stratégique qui montre comment deux géants bancaires s'allient pour reprendre le contrôle d'une infrastructure critique, avec l'avantage déterminant de partir d'une feuille blanche plutôt que de gérer des plateformes héritées de multiples acquisitions.Recommandations d'Antoine :“Inspired” de Marty Kagan GDIY podcast - épisode avec Laurent Alexandre Liens utiles:Antoine Leclercq : https://www.linkedin.com/in/leclercqantoine/Estreem: https://www.estreem.eu/fr ***************************Finscale, c'est bien plus qu'un podcast. C'est un écosystème qui connecte les acteurs clés du secteur financier à travers du Networking, du coaching et des partenariats.

In this episode of The Daily Mastermind podcast, host George Wright III interviews successful entrepreneur Jed Morley, CEO and managing member of PLA Pay. Jed shares his journey from a real estate broker to a pioneering figure in the payment processing industry. They discuss the importance of building relationships, leveraging authority, and utilizing technology to scale businesses. Jed also sheds light on his innovative venture, Payment Cowboys, and how it's making waves in the FinTech space. Additionally, he offers valuable insights on the current market landscape, the impact of AI, and the significance of finding purpose and fulfillment in both personal and professional life.00:50 Welcome to the Authority Formula Podcast02:11 Jed Morley's Background and Career Journey04:04 Transition from Real Estate to Payment Processing06:01 Innovations in Payment Processing10:56 The Birth of Payment Cowboys13:22 The Importance of Relationships in Business14:37 Building Authority and Brand Strategy16:28 Building Authority Through AI and Machine Learning16:52 Interviewing Kathy Ireland: From Script to Friendship17:08 The Importance of Trust and Credibility in Business17:56 Opportunities in FinTech and Banking19:23 Creating a Personal Brand and Legacy Asset22:58 Leveraging AI for Business Success24:32 Finding Purpose and Value in Business and Life25:51 Advice for Entrepreneurs and Business Owners28:34 The Impact of Personal Passions on BusinessThanks for listening, and Please Share this Episode with someone. It would really help us to grow our show and share these valuable tips and strategies with others. Have a great day.George Wright III“It's Never Too Late to Start Living the Life You Were Meant to Live”FREE Daily Mastermind Resources:CONNECT with George & Access Tons of ResourcesGet access to Proven Strategies and Time-Test Principles for Success. Plus, download and access tons of FREE resources and online events by joining our Exclusive Community of Entrepreneurs, Business Owners, and High Achievers like YOU.Join FREE at DailyMastermind.comFollow me on social media Facebook | Instagram | Linkedin | TikTok | YoutubeGrow Your Authority and Personal Brand with a FREE Interview in a Top Global Magazine HERE.About the Guest: Jed Morley is a seasoned entrepreneur, brand strategist, and FinTech leader. As the CEO of PlatPay and co-founder of Payment Cowboy, Jed has spent over two decades helping businesses navigate the complexities of secure payment solutions and brand scaling. He is a featured contributor for Entrepreneur and ValiantCEO, specializing in high-volume transaction platforms and authority positioning.Guest Resources:Published WorksBook: Building a Brand That Scales: How to Unlock the Hidden Value in Your Brand and Business (Fast Company Press)Framework: Creator of the Backstory Brand Wheel™ FrameworkConnect OnlineWebsite: JedMorley.com / Backstory BrandingLinkedIn: Jed Morley on LinkedInBusiness: PlatPay (Platinum Payment Systems)

In this episode, we sit down with Andrew Jamison, CEO and Co-Founder of Extend, one of fintech's most exciting startups reshaping how businesses manage spend and expense. From his early career leading B2B product innovation at American Express to raising over $70M and scaling Extend into a trusted payments infrastructure partner, Andrew shares the real story behind building a business at the intersection of digital payments, virtual cards, and banking ecosystems.

ETFs wachsen. Klassische Publikumsfonds verlieren an Relevanz. Im Podcast mit André Bajorat erklärt NaroIQ-Co-Founder Chris Puellen, warum viele Asset Manager strukturell im Nachteil sind und was sich im Markt gerade verschiebt.

The following article of the Finance & Fintech industry is: “The Silent Revolution Redefining Commerce in Mexico” by Jaime Márquez Poo, Partner and Executive Director of Business Development, STP.

The following article of the Finance & Fintech industry is: “Your Worst Enemy in Investing? It Might Be You” by Luis Felipe Madrigal Mier y Terán, Director GBM Advisors, GBM.

January may have looked quiet on the surface, but the Nordic fintech engine was very much running.In this Nordic Fintech Highlights episode, Ville, Pål and Janne unpack what actually mattered beneath the seasonal slowdown — where peer-to-peer payments, SME banking, and the future of merchant acquiring all collide in very Nordic ways.On the agenda:.- Klarna goes P2P. From BNPL to bank to sending money between friends, Klarna steps into an already crowded wallet space — starting closed-loop, with bigger ambitions ahead. We dig into ecosystems, cross-border logic, and why P2P always ends up being about much more than just P2P..- Lunar raises €46m and doubles down on SMEs. Fresh capital, sharper focus on business banking, and Moonrise as a platform play. Underserved SMEs return to the spotlight — this time backed by a proper war chest..- Loomis Pay and Android POS. Cash heritage meets programmable terminals as Loomis pushes deeper into digital acquiring. We explore why open POS platforms matter, how new payment rails complicate acquiring, and why instant payments still give merchants plenty of operational headaches.Naturally, the conversation takes a few familiar side roads: embedded finance, platform economics, gig workers, AI agents as future bank customers — and a shared realization that merchant acquiring has become one of the most quietly complicated parts of fintech.A calm start to the year, a surprisingly busy news cycle, and just enough skepticism to keep everyone honest.Episode hosted by Pål Krogdahl, Ville Sointu & Janne SalminenEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In This Episode What happens when three fintech nerds gather to eat spicy wings, share some sauce and talk about industry trends? If you are a regular listener to Breaking Banks, you already know the answer: the latest episode of Hot Takes! Get some chips, your own sauce if you’d like, and listen now as Jason Henrichs, Alex Johnson (Fintech Takes) and Simon Taylor (Fintech Brainfood) — refereed by Peter Renton — offer Hot Takes fueled by hot sauce and spicy conversation. This episode was recorded live at the University of Utah’s 2026 FintechXchange. This candid discussion with leading voices in fintech is not to be missed! The wide-ranging conversation covers everything from AI and stablecoins to financial nihilism, and more. The panelists explore trends reshaping the banking and fintech landscape while sharing key insights, things to watch and some predictions. This episode is powered by U.S. Bank. Be sure to catch the entire series releasing this month from the Hot Takes stage, brought to you by U.S. Bank.

Tiffany Yeh, MD is the CEO and Co-Founder of Eztia Materials, a climate-tech venture developing energy-efficient cooling materials to protect people from extreme heat. With a mission to advance hard tech solutions at the climate-health nexus, Tiffany draws on her unique background as a physician, engineer, and public health advocate to build technologies that improve global health in a warming world.(01:13) - Dr. Ye's Background & Inspiration (01:52) - The Heat Challenge(05:20) - Singapore and the Power of Cooling(06:32) - Why Construction Has Been Slow to Adapt (07:22) - The Human Factor(08:14) - HydroVolt Technology(09:29) - Business Model, Distribution & Competition(11:19) - Worker Comfort (15:32) - Hidden Productivity Crisis Brewing(18:18) - Feature: Blueprint: The Future of Real Estate 2026 in Vegas on Sep. 22-24 (19:21) - The Secret Sauce Behind HydroVolt (20:31) - Prototyping & Real-World Applications (21:32) - Measuring Impact & ROI (23:34) - Pitching to VCs & Investors(25:31) - Product Roadmap(29:08) - Collaboration Superpower: Lionel Messi

Ever launched a beautiful product only to watch payments derail the experience? We sat with Viktoria Soltesz - founder of PSP Angels and the Soltesz Institute - to map the hidden decisions that make or break money movement. From onboarding demands and documentation to routing choices and settlement timelines, Viktoria shows how banking and payment flows now shape product, compliance, data, and brand trust. The takeaway is bold and practical: treat payments as strategy, not plumbing.We dig into messy, real-world stories: a global group juggling multiple entities, providers, and file formats; a luxury e-commerce brand whose purple checkout clashed with a green identity and crushed conversions; and a marketplace shut down over a single high-risk SKU. Viktoria explains why “cheapest fees” can cost the most when integration pain, risk appetite, and provider incentives are ignored. She also exposes conflicts in referral-driven deals and makes the case for an ethical, merchant-first approach that starts with a comprehensive payments health check.The conversation builds toward a clear solution: appoint a Chief Payments Officer. This role owns the end-to-end flow, negotiates with a holistic lens, and adapts strategy to each market - whether that means leveraging UPI in India, adopting open banking in the US, or planning redundancies that protect authorization rates and cash flow. We also scan the horizon: instant payments in the EU, QR adoption beyond Asia, and the rise of agentic commerce where AI discovers, orders, and pays. With new rails come new risks - refunds, disputes, and fraud models must be redesigned for machine-initiated purchases.If you care about lower fees, fewer shutoffs, stronger UX, and faster global expansion, this is your playbook. Learn more about PSP Angels here and The Soltesz Institute here. Viktoria has also written two books both available on Amazon and here.Moving Money How Banks Think The CPayO - The Chief Payment Officer The Role Which Doesn't Exist (But Should!)

Después de una larga espera y haber estado en fase beta antes de su lanzamiento, Revolut ha iniciado operaciones en México y Manolo y Omar nos presentan el análisis completo de esta Fintech, conoce a detalle sus productos y la fuerte estrategia con la que quiere acaparar usuarios ¿Logrará estar al nivel de otros bancos? conoce el veredicto de nuestros Campeones.

 Welcome to the first episode of SOURCE CODE.At Finovate, a leading Fintech conference “where you see the future of fintech first”, startups demo their solutions in seven minutes. This series is everything else - the human story behind the innovation. In every great story, there's a hero on a quest and a guide who's walked the path before. In b2b fintech, the customer is the hero. Today's founder? They're the guide.We're going back to the origin - before the demo, before the product - to understand the journey that led here.We start with Alexandre Pasquiou from Neuralk AI, recorded at Finovate.Alexandre Pasquiou holds a degree from Centrale Paris and a PhD in computational neuroscience from Inria. He co-founded Neuralk: Bringing Frontier AI intelligence to your business with a foundation model that delivers instant predictions on structured data. Alexandre embodies The Pioneer archetype - driven by curiosity and innovation, he ventured into uncharted territory by translating transformer architecture to structured data where others said it couldn't scale. Like all great pioneers, he's optimistic about the future, brave enough to explore what others haven't, and focused on discovering truth through breakthrough technology.LinksAlexandre on Finovate: https://informaconnect.com/finovateeurope/speakers/alexandre-pasquiou/Alexandre Pasquiou on LinkedIn: https://www.linkedin.com/in/alexandre-pasquiou-0bb3b8b9/Company website: https://www.neuralk-ai.com/Subscribe to the newsletter Source Code is a series from the Investology podcast, produced by Orama: https://orama.tv/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit investorama.substack.com

José Antonio Esteban, CEO de IronIA Fintech, habla del informe de categorías de la compañía. Asegura que la idea de la compañía es que las inversiones que hacen desde la empresa “sirva para todo el mundo, que depende de tu conocimiento y de cómo se encuentre el cliente en ese momento”. “Tenemos dos buscadores: uno es de categorías y otro de tendencias”, afirma el invitado. También asegura que “las regiones temáticas son las que se denominan categorías”. ¿Qué tipos de fondos tiene la compañía? El experto explica que, por ejemplo, tienen “fondos de renta variable como categorías y como subcategoría, una región como Brasil”. También explica en nuestro programa las principales novedades de la compañía y de las funciones del buscador de tendencias. “Como tenemos varios periodos de tiempo, puedes ver lo que ha pasado en la última semana y en el global de los últimos tres meses”, afirma el invitado. Además asegura que “te da una idea muy clara de cómo estaba el mercado hace tres meses y hacía dónde está yendo ahora”. El señala que lo que diferencia su buscador de otros buscadores, que te diferencia el tipo de compras e inversiones. ¿Los buscadores están disponibles para todos los usuarios? “Están disponibles para los clientes registrados pero eso no significa que tengas que tener cuenta con nosotros”, afirma el invitado. Además detalla que “el buscador de tendencias no hace falta estar registrado, ya que es público”. También afirma que van a incluir más servicios dentro de la subcategoría. Uno de ellos es “dotarle próximamente de filtros” porque algunos clientes sí les han dicho que necesitan más especialización. ¿Cómo afecta esto a los fondos indexados? El CEO de IronIA Fintech apunta que “los fondos indexados rompen muchos mitos, ya que como en todo hay mejores y peores, buenos y malos”.

Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠In today's episode, we sit down with Jack Barsky, Ex Undercover Illegal KGB Agent, Speaker & Author, Ex CIO of a 14 Billion Energy company, and Advisor to Business Leaders.Jack reveals what the KGB was really like, whether he was trained to kill, the use of honey traps, and why he was deployed to the United States. He explains the true power of the KGB, prison camps, Cold War damage, and the biggest mistake Russians made about Americans.He compares Donald Trump and Vladimir Putin, explains why Putin has proven more dangerous historically, and breaks down whether China can overtake the US. We discuss techno-oligarchs, why Elon Musk represents modern power, and how information defines dominance today.We also explore the rise of Putin and how a former intelligence officer consolidated extraordinary power.Subscribe for more such conversations.Follow Jack Barsky Here:LinkedIn: https://www.linkedin.com/in/jackbarsky/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

In the opening episode of season seven of the What the Fintech? podcast, we're joined by Ted Paris, Head of Analytics, Intelligence, and AI at TD Bank, to discuss the evolving role of AI in financial services and how customers are embracing AI within banking. Ted and FinTech Futures editor Paul Hindle discuss the findings of TD's recent survey on how Americans perceive and interact with AI in finance, uncovering key insights about adoption barriers, trust, and the tools resonating most with consumers. The discussion covers how TD Bank is leveraging AI to enhance accessibility, improve the customer experience, and innovate through initiatives like its Layer 6 office, while also touching on the future of agentic AI and its transformative potential for banking. And finally, we find out what fintech buzzword Ted wants to lock away in our Fintech Jail!

Eddie Bauer rose thanks to capitalism... It's now bankrupt thanks to “Crapitalism.”72% of Stanford undergrads are using Date Drop… It's taken over Tuesday nights.MrBeast bought Step, a Fintech app for teens… but they'll be customers for 19 more years.Plus, AI demand is so crazy Google dropped a Century Bond… Get paid back in the year 2126 (it's a great Valentine's Day gift)$CRCL $BTC $GOOGBuy tickets to The IPO Tour (our In-Person Offering) TODAYAustin, TX (2/25): SOLD OUTArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

Discover how Nasdaq uses data platforms at a massive scale to power markets and prepare for AI. Angie Ruan, Nasdaq's CTO of Capital Access Platforms, explains how large-scale data systems support market integrity, transparency, and decision-making across public and private markets. She defines what it really means to be AI-ready, how leaders should modernize data platforms, and how market fundamentals help separate real AI value from hype.Key Moments:Why Nasdaq Is More Than a Stock Exchange (06:10): Angie reframes Nasdaq as a global technology company rather than a traditional exchange, explaining how data, platforms, and engineering underpin trust, resilience, and transparency across public and private markets.The Scale of Market Data Powering the Global Financial System (11:15): Angie breaks down the massive scale of Nasdaq's data ecosystem, including hundreds of billions of market messages per day and platforms supporting more than $90 trillion in assets. She explains how data quality and reliability are foundational to market integrity and decision-making.Building a Unified Data Intelligence Platform at Nasdaq (16:35): Angie explains how Nasdaq approaches data architecture, governance, and platform design to create a unified data intelligence layer. She shares why access control, operational efficiency, and data trust matter more than raw data volume when enabling analytics and AI at scale.The AI-Ready Playbook for Data and AI Leaders (19:20): Drawing on her experience across startups and large enterprises, Angie outlines a practical framework for data and AI transformation. She emphasizes cloud adoption, breaking down silos, listening to business needs, and treating platform modernization as both a technical and organizational challenge.Is AI a Bubble? Using Market Data to Separate Hype from Reality (31:00): Angie applies a data-driven lens to the AI bubble debate, examining earnings growth, margins, return on equity, and capital investment. She explains why current financial indicators suggest today's AI moment differs fundamentally from past technology bubbles.Key Quotes:“ The foundation of any data strategy is actually cloud… If you don't put the data or the actual system in the cloud, it's much harder in terms of services and platform, let alone AI.” - Angie Ruan“Data is great, but the more important [thing]... is how we put it all together.” - Angie Ruan“ The world is going to change so fast… Being curious [and] continuing to learn, it is so important.” - Angie RuanMentionsInside the Invitation-Only Stock Market for the WealthyNasdaq eVestment: The Institutional Intelligence Platform Powering $90T+ in DecisionsGuest Bio Angie Ruan is the Chief Technology Officer, Capital Access Platforms at Nasdaq. An award-winning industry leader, Ms. Ruan holds four technical patents and has been instrumental in driving digital transformation across many industries, including enterprise application, e-commerce, payment, and capital markets. She most recently served as Vice President of Engineering at Chime before returning to Nasdaq where she was the Senior Vice President of Global Technology, responsible for overseeing the development of Key Market Technology Products and Corporate Platforms. Prior to joining Nasdaq, Ms. Ruan served as the Global Group Technology Vice President of consumer experiences and platform for American Express, where she was responsible for the digital transformation of American Express web and mobile technology. Before then, she was the Unit CIO for U.S. Consumer and U.S. Small Business, and was also Head of Engineering for Global PayPal Retail and Merchant product lines. As well, she held various executive engineering leadership roles at eBay including building the eBay messaging system, creating the eBay mobile platform, and transforming the DevOps organization.Recognized as one of Silicon Valley's Women of Influence, Ms. Ruan holds an M.S. in Computer Science from the University of California, Santa Barbara, and studied undergraduate in Computer Science at Tsinghua University of China. Hear more from Cindi Howson here. Sponsored by ThoughtSpot.

Sponsor banking has become one of the most scrutinized business models in financial services. The headlines focus on enforcement actions and regulatory pressure, but behind that noise is a more interesting question: when done right, how do bank-fintech partnerships actually expand financial access to people the traditional system has left behind? My guest today is Anthony Sharett, President of Pathward. Before joining Pathward he led Nationwide Pet Insurance and served as Interim President of Nationwide Bank. At Pathward, his mission is powering financial inclusion through partnerships with fintechs and platform companies. We're going to talk about how the sponsor banking model actually works, what makes these partnerships succeed or fail, and why Anthony believes these relationships are essential to expanding financial access beyond what traditional banks can reach on their own.

Gabe Ravacci, CTO and co-founder at Internet Backyard, breaks down what the “computer economy” really looks like when you zoom in on data centers, billing, invoicing, and the financial plumbing nobody wants to touch. He shares how a rejected YC application, a finance stint, and a handful of hard lessons pushed him from hardware curiosity to building fintech infrastructure for compute.If you care about where compute is headed, or you are early in your career and trying to find your path without overplanning it, this one will land.Key Takeaways• Startups often happen “by accident” when your competence meets the right problem at the right time• Compute accessibility is not only a chip problem, it is also a finance and operations problem• Rejection can be data, not a verdict, treat it as feedback to sharpen the craft• A real online presence is less about networking and more about being genuinely useful in public• Time blocking and single task focus beats grinding when you are juggling school, work, and a startupTimestamped Highlights00:28 What Internet Backyard is building, fintech infrastructure for data center financial operations01:37 The first startup attempt, cheaper compute via FPGA based prototyping, and why investors passed04:48 The pivot, from hardware tools to a finance informed view of compute and transparency gaps06:55 How Gabe reframed YC rejection, process over outcome, “a tree of failures” that builds skill08:29 Building a digital brand on X, what he posted, how he learned in public, and why it worked13:36 The real balancing act, dropping classes, finishing the degree well, and strict time blocking20:00 Books that shaped his thinking, Siddhartha, The Art of Learning, Finite and Infinite GamesA line worth keeping“The process is really more important than any outcome.”Pro Tips for builders• Treat learning like a skill, ask better questions before you chase better answers• Make focus a system, set blocks, mute distractions, and do one thing at a time• Share what you are learning in public, not to perform, but to be useful and find signalCall to ActionIf this episode sparked an idea, follow or subscribe so you do not miss the next one. Also check out Amir's newsletter for more conversations at the intersection of people, impact, and technology.

In dieser Folge erfährst du, warum Fintech-Startups die richtigen Investoren brauchen – und was passiert, wenn ihnen das Verständnis für das Geschäftsmodell fehlt. Miriam Wohlfarth erzählt, wie sie bei Banxware bewusst Investoren mit echter Fintech-Expertise ausgewählt hat, warum Debt und Equity in Fintech-Modellen untrennbar zusammenhängen und weshalb klassische VC-Logik hier nicht reicht. Was du lernst: Warum du Investoren brauchst, die dein Modell wirklich verstehen – und warum oberflächliches „challengen“ mehr schadet als hilft. Wieso Fintechs nicht nur Equity, sondern großvolumiges Debt raisen müssen – und wie Krisen diese Mechanik kippen können. Dass Wachstum ohne Kapitalbasis riskant ist – und warum es manchmal klüger ist, bewusst zu verlangsamen. Wie Investorenverhalten sich verändert, wenn Expertise fehlt – von Micromanagement bis fehlender strategischer Unterstützung. Wie Banxware funktioniert – und warum embedded Lending Banken aus Plattformen verdrängt. ALLES ZU UNICORN BAKERY: https://stan.store/fabiantausch   Mehr zu Miriam: LinkedIn: https://www.linkedin.com/in/miriam-wohlfarth/  Banxware: https://www.banxware.com/ Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/

Pour télécharger les guides de Board Project, le collectif que j'ai co-fondé, consacrés à la gouvernance des start-ups et scale-ups : le premier porte sur ce qui fait vraiment une gouvernance efficace (prise de décision, rôle du board, signaux d'alerte) et le second sur la rémunération des administrateurs indépendants, avec des benchmarks, des modèles concrets et des règles claires.You can download the Board Project guides (the collective of iNEDs I co-founded) covering effective governance and independent directors' remuneration.Here : www.board-project.com/publicationsIl s'agit de l'extrait de l'épisode diffusé ce dimanche où je m'entretiens avec Antoine Leclercq, CEO d'Estreem***************************Finscale, c'est bien plus qu'un podcast. C'est un écosystème qui connecte les acteurs clés du secteur financier à travers du Networking, du coaching et des partenariats.

Aman Verjee, Founder and General Partner at Practical Venture Capital, shares his view of how venture capital has evolved over the past two decades and why secondary markets now play a critical role in the ecosystem. Drawing from his time at PayPal, eBay, and Sonos, Aman explains how companies today stay private far longer than they used to, what that means for early investors and employees, and how thoughtfully structured secondary transactions can reduce friction and misalignment on the cap table. He also challenges popular narratives around tech bubbles, walking through historical examples to explain why today's AI-driven market looks fundamentally different.In this episode, you'll learn:[01:11] Aman's journey from Wall Street to Practical VC[03:40] What made the early PayPal team exceptional[06:32] Follow the customer, not the original plan[10:44] Why are startups staying private longer today?[11:17] What secondary transactions actually are[18:41] How founders should handle secondary requests[26:11] Are we in a tech bubble today?The nonprofit organization Aman is passionate about: AYSO (American Youth Soccer Organization)About Aman VerjeeAman Verjee is the Founder and General Partner of Practical Venture Capital, a secondary-focused fund providing liquidity to early investors in late-stage private companies. Before launching Practical VC, Aman spent over a decade in finance and operations roles at PayPal and eBay, joining PayPal in 2001 before its IPO and witnessing its transformation from a money-beaming mobile app to the dominant payment platform for eBay. Earlier, he worked in investment banking in New York after studying economics at Stanford and constitutional law at Harvard Law School. Aman was recruited to PayPal by Peter Thiel and worked directly for David Sachs during the company's pivotal early years. Now partnering with Dave McClure, he focuses on Series C and D investments in SaaS and FinTech companies with $200M+ in revenue and clear paths to liquidity within 5-7 years. He's also writing a book on the history of financial bubbles and co-hosts the Trading Places podcast, analyzing private company valuations.About Practical Venture CapitalPractical Venture Capital is a secondary-focused venture firm that provides liquidity solutions for early investors, employees, and funds. Operating with a 7-year fund structure instead of the traditional 10-15 years, Practical VC targets 20-40% discounts to last-round valuations in Series C and D companies with $200M+ in revenue and clear paths to exit. The firm specializes in SaaS and FinTech but has made exceptions for exceptional opportunities like SpaceX, now their biggest winner despite violating their typical investment criteria. Founded by Aman Verjee and Dave McClure, Practical VC evaluates roughly 50 companies at any given time, making 5-10 investments annually. The firm also offers SPVs for deals that don't fit their main fund and covers LATAM opportunities through an operating partner in Argentina. Their approach recognizes that modern venture capital requires new liquidity solutions as companies like SpaceX (23 years private), Airbnb (17 years), and Palantir (20 years) redefine what "patient capital" means.Subscribe to our podcast and stay tuned for our next episode.

“Eyes Without a Face” is a game-changer. Industry Season 4, Episode 5 takes us from the sterile suites of SternTao to the dusty warehouses of Ghana, where Sweetpea (Miriam Petche) and Kwabena (Toheeb Jimoh) go deep into Tender's shady expansion claims—and uncover what may be the fintech's fatal flaw. Meanwhile, Harper (Myha'la) and Eric (Ken Leung) spiral in their own toxic dance of ambition, grief, and dysfunction.This episode has it all: corporate fraud, physical violence, a potentially explosive whistleblower, and the long-awaited emotional payoff between Industry's most iconic duo. Brandon & Chanel are here to break it all down—from the brutal truths of capitalism to the bloodied bathroom floors of Accra.

David Jegen joins Diane King Hall to assess the state of fintech services, especially in the lens of AI and Crypto. He points to the rise in both technologies as a significant moment for the financial services sector. David dishes his take on the IPO market and what recent fintech go-to-market names have made waves thus far. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Au programme :L'UE juge que le design addictif de TikTok est illégalLe Bitcoin dégringole et tout le monde sait pourquoiLe reste de l'actualité : la fatigue liée à l'IA, l'URL la plus chère, louer des humains, etc…Infos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Cédric Ingrand (Twitter et Bluesky).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 652 - J'ai pas fait Science Po mais j'ai trois réponses---Liens :

i'm wall-e, welcoming you to today's tech briefing for tuesday, february 10th. delve into the latest developments in tech: waymo's robotaxi expansion: waymo intends to launch a driverless robotaxi service in nashville, partnering with lyft and expanding upon its operations in cities like atlanta, austin, los angeles, and miami. databricks' saas insights: ceo ali ghodsi discusses databricks' standout $5.4 billion revenue run rate, attributed to ai advancements, and highlights its llm tool, genie, as a potential growth catalyst following a $5 billion funding round. ouster's acquisition move: ouster acquires stereolabs for $35 million to enhance its vision-based perception systems, aiming to lead in the "physical ai" applications space through integrated platforms. mrbeast enters fintech: youtube star mrbeast acquires step, a fintech app for gen z, aiming to broaden financial literacy by leveraging his expansive audience. openai's ad introduction: openai trials ads on chatgpt in the u.s., ensuring they're clearly labeled and non-intrusive, as part of efforts to support broader access while maintaining user trust. that's all for today. we'll see you back here tomorrow with more tech updates!

Danielle, a UX researcher at MasterCard, talks about the intersection of gender and user experience. She explains how users differ on 5 dimensions and how the differences in cognitive styles and problem-solving influence user interactions with products. Danielle also shares how she applies the GenderMag framework and inclusive research practices to improve the product experience for all user groups in FinTech. 

Greetings Glocal Citizens! My guest this week is building the financial infrastructure that Africa deserves. As Chief Operating Officer of KoinKoin and CEO + Country Manager of KoinKoin Ghana Ltd, a leading African digital asset exchange, Mimi Kufuor is creating digital assets solutions that work for real people. She comes to this work after spending 15 years navigating the most complex corners of institutional finance - from regulatory programmes at Bank of America and Barclays to compliance frameworks at Meta, working alongside the European Central Bank and managing initiatives worth £10m+. In that span, she learned how money actually moves, how regulators operate, and how to build systems that can scale with integrity. She continues working with companies navigating African markets, building compliant exchange operations, or trying to understand how digital assets can solve actual problems. Recognized as one of Africa's “Top Fintech Voices,” she has shaped policy discourse at UK Parliamentary Summits, Financial Times Live events, and African Fintech Summits. Mimi champions financial inclusion, women's leadership in fintech, and regulatory frameworks that position Africa as a pioneer in the global digital economy, building infrastructure that empowers individuals and businesses to access decentralized finance. As another certified Glocal Citizen, Mimi and I first connected as housemates in Morocco courtesy of mutual friend that you'll hear about in our conversation Afua Dabanka, the inspired experience curator behind A Beautiful Life Travel. Last year on our trip to Kenya, I got to know about her work with KoinKoin and it is a pleasure to be able to share her progress a year later. #Listenandlearn more! Where to find Mimi? On LinkedIn On Instagram What's Mimi reading? The Alchemist by Paulo Coelho Dream Count by Chimamanda Ngozi Adichie Other topics of interest: About Old Street in London About East Legon, Accra Recognizing Bullying in the Workplace About INSEAD Executive Programs Kwaku Yaro at Gallery 1957 In conversation with Edward Larbi What is Binance? About the evolution of African currencies Digital Assets 101 CitiFM Breakfast Show, 26 January 2026Special Guest: Mimi Kufuor.

Checkout Mesa School of Business: https://bit.ly/3OwRxWSGuest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(00:00) - Intro(03:40) - Can you teach someone how to build a startup?(11:25) - It's an exciting time to be a job seeker(15:08) - MNCs will create more jobs than startups(22:03) - The story behind Silicon Valley(31:44) - How to build a successful startup(33:56) - Skills that make you a successful startup founder(47:17) - Amazon's leadership principles(52:09) - Understanding unit economics: an important startup skill(59:00) - You should know how to launch your product in 2 weeks(1:05:51) - Knowing how to talk to customers is a skill(1:09:49) - Distribution: the most important skill(1:18:36) - One specific insight everyone should know(1:22:54) - A problem he would pay someone to solve(1:28:37) - BTS(1:29:45) - OutroIn today's episode, we speak with Varun Limaye, Co-founder, Mesa School of Business on how students can build successful startups and the skills that actually matter in the real world.This episode is a practical breakdown of what it takes to move from learning to building. We also talk about AI, why it shouldn't scare you, how it shifts the nature of work rather than eliminating opportunity, and why builders who adapt early will stay relevant.Subscribe for more such conversations.Follow Varun Limaye here:LinkedIn: https://www.linkedin.com/in/varunlimaye/Follow Mesa School of Business here:LinkedIn: https://www.linkedin.com/school/mesa-school-of-business/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Rob Morgan, Head of Stablecoin and Banking Strategy at Payoneer, joined me to discuss how Payoneer plans to integrate stablecoins into its payments infrastructure.Topics: - Payoneer's stablecoin plans - Banks adopting blockchain tech - Future of Payments - GENIUS Act - ABA and Banks push back on Stablecoin yieldRecorded on January 20th, 2026.Brought to you by

Wait…what happened to the iconic "HCC"? In this episode of the "Money" Market Podcast, host Owen LaFave and Hillsborough College President Dr. Ken Atwater unpack why Hillsborough College dropped "Community" from its name and what that means for Tampa's economic future. From workforce pipelines – FinTech, AI, healthcare, and even drone technology – Hillsborough College is fueling Tampa Bay's workforce and innovation ecosystem. Plus, plot twist, Hillsborough College just entered into a Memo of Understanding (MOU) with the Tampa Bay Rays to explore building a new stadium and mixed-use district on the Dale Mabry campus, potentially creating thousands of jobs and redefining the campus footprint. Ken shares how the college partners directly with major employers, responds to real-time industry needs, and trains talent for jobs that exist right now. This conversation also tackles affordability, enrollment growth, and why two-year colleges educate more Floridians than state universities. Owen and Ken address the Dale Mabry campus headline buzz and what a potential Rays development could mean for students and the region. With a booming $1.3B economic impact and tuition frozen for a decade, Hillsborough College is quietly doing some of the most important work in the Bay area. If you care about jobs, growth, and where Tampa Bay is headed next, you won't want to miss this episode.   WATCH NEXT: THE HIDDEN COST OF GROWTH IN TAMPA WITH GARRETT GRECO https://youtu.be/B8KrG3r6mtY SUBSCRIBE: https://www.youtube.com/channel/UCz_7yNs7dOuyKApAkohqJIQ   Follow The "Money" Market Podcast here:  Spotify: https://open.spotify.com/show/6e7E0DaJZQkuw339G7nGI4?si=27d047641a1d4b17 Apple Podcasts: https://podcasts.apple.com/us/podcast/the-money-market-podcast/id1733948143 Instagram: https://www.instagram.com/moneymarketpodcast Facebook: https://www.facebook.com/moneymarketpodcast Website: https://moneymarketpodcast.com   The Bank of Tampa | Member FDIC

Insieme a Stefano Piscitelli, CEO di Younited Italia, abbiamo parlato di come sta evolvendo il settore del fintech in Europa e di come la loro offerta di finanziamento compete con il settore della finanza tradizionale. Learn more about your ad choices. Visit megaphone.fm/adchoices

Drop us a message!In this episode, we're joined by Emma Gordon, Director at Bydand Strategic Communications, to explore how ambitious brands turn big ideas into clear, actionable communication strategies.Emma shares how strong internal communications help teams stay aligned during growth and change, and what bringing colleagues along the journey unlocks for trust, culture, and reputation.We also discuss how leaders are rethinking AI training, where it fits into day-to-day work, and how advisors decide where to focus first across growth marketing, reputation management, and strategy.In the news segment, Phil Treagus-Evans, CEO at Giraffe Social, breaks down the rise of personal branding. Learn how marketers can support founders and employees to build credibility on platforms like LinkedIn and TikTok, without losing individuality or brand alignment.Want to be featured on the pod? Drop us a voice note on Instagram at @GiraffeSM. About Giraffe Social's Social in 10 Podcast Giraffe Social is a multi-disciplined digital marketing agency specialising in social media marketing based on the South Coast of the United Kingdom. We work with a wide range of industries, spanning from Fintech and L&D, to Beauty and Retail. Social in 10 is a weekly podcast about all things digital marketing. We discuss all the things social media managers want to know, including the latest platform updates, emerging trends, campaign ideas, and best practices to help you stay ahead of the curve. Whether you're managing multiple clients or growing your brand in-house, each episode is packed with actionable insights… all delivered in under ten minutes. Hosted by the Giraffe Social team, this is your fast, fun, no-fluff guide to making sense of social. New episodes every week, so tune in and level up your marketing game!

What happens when a gifted songwriter and Navy veteran decides to tackle the fintech world? In this episode, Cam and Otis sit down with Samoria Preston, founder of ThrillPay, to explore her fascinating journey from creating music to revolutionizing how people access financing for experiences and non-physical products."Music theory is basically math," Samoria explains, revealing the unexpected connection between her artistic background and her current work in financial technology. From discussing the challenges of maintaining authenticity in the music industry to sharing insights about building a fintech startup during the Ticketmaster controversy era, this conversation offers a unique perspective on entrepreneurship.What makes this episode particularly compelling is Samoria's ability to bridge both sides of her brain—the creative artist and the analytical businessperson. Whether you're an entrepreneur navigating industry disruption, someone interested in fintech innovation, or simply curious about how diverse experiences shape business vision, Samoria's story provides valuable lessons on staying authentic while building something new.More About Sam:Samoria Preston is a songwriter, Navy veteran, and the visionary founder behind ThrillPay, an innovative fintech company redefining how people access and experience financial technology. After serving as an Aviation Maintenance Technician and Plane Captain in the U.S. Navy, Samoria earned her Bachelor's degree in Business Administration from Liberty University, laying the groundwork for her entrepreneurial journey.Her career began in the music industry, where she established herself as a professional songwriter, collaborating with a wide range of artists and producers to create digital music using technology that connects deeply with audiences around the world. This creative path sparked her fascination with the power of technology to transform industries and improve lives.Motivated by a passion for innovation and community empowerment, Samoria launched ThrillPay. This cutting-edge app provides users with easy access to financing for a variety of purchases, including non-physical products and unique experiences. Through ThrillPay, she is dedicated to helping everyday people leverage their finances to create more meaningful and memorable moments.Throughout her journey, Samoria has been driven by a desire to connect with others and make a positive impact. Whether writing songs, developing new business concepts, or fostering community, she is committed to authenticity, meaningful innovation, and inspiring others to pursue their own passions.Chapter Times and Titles:Introduction: The Artist Turned FinTech Founder [00:00 - 03:35]Meet Samoria Preston and ThrillPayFrom Navy veteran to songwriter to entrepreneurThe unexpected connection between music and numbers"Music Theory Is Math" [03:35 - 15:10]How music and technology intersectDigital audio workstations and the tech side of creativityWriting songs as personal communicationAuthenticity in the Music Industry [15:10 - 19:06]The challenge of staying authentic in a manufactured industryWriting from personal experience and emotionWhen superficial content overshadows meaningful artThe Pivot to FinTech [19:06 - 35:00]The Ticketmaster era and industry disruption (2022)Why the original concept didn't feel authenticFinding the real problem to solve with ThrillPayBuilding ThrillPay: Innovation Meets Community [35:00 - 45:00]Redefining access to financing for experiencesEmpowering everyday people through financial technologyThe vision behind non-physical product financingLessons from Multiple Worlds [45:00 - 53:35]Balancing creativity with business strategyThe importance of authenticity in entrepreneurshipAdvice for asp

Send us a text"When you are weak, do not bluff. Overselling your position can burn years of trust."In this exclusive Billionaires.com interview, technologist, banker and long term operator Pavan Agarwal shares how he has spent decades at the intersection of artificial intelligence, real estate and financial services.Pavan grew up helping his family build Sun West Mortgage, which started with less than $100,000 and became a multi billion dollar national mortgage lender and servicer. As a first generation immigrant who wrote his first AI program in 1985, he understands both the emotional side of homeownership and the deep technical side of lending.In this conversation with Richard C. Wilson (Billionaires.com and Family Office Club), Pavan talks about:How Sun West survived the 2008 crisis with only $50,000 left and why long term partners stepped in to helpWhy AI is more like an ocean than a short term wave and why most people are chasing hype instead of fundamentalsHow AngelAi, a fintech AI companion, works to reduce bias, build trust and simplify life changing financial decisionsHow an AI patent portfolio received a valuation of more than $100 billionWhat gets his attention when a founder does not have a big track record yetThe biggest mistakes he sees investors and founders make and how to think in cycles instead of headlinesIf you are interested in AI, real estate, mortgages, wealth building or family office investing, this interview is packed with practical insights and real stories.Subscribe for more billionaire and decamillionaire interviews:Billionaires.com | FamilyOfficeClub.comhttps://familyoffices.com/

Selling doesn't have to feel hard. In this episode, Robert Herbst breaks down how to make getting sales easier, more natural, and way more effective. From simplifying your sales process to shifting how you think about conversations, Robert shares practical insights that help business owners close more deals without sounding “salesy.”If you're tired of chasing leads and want sales to feel smoother and more predictable, this episode is for you.

In this episode, Jason Fishman interviews Bob Cohen, a business advisor at Braintree, discussing the intricacies of entrepreneurship, crowdfunding, and capital formation. Bob shares his journey into the world of investment crowdfunding, the importance of capital in entrepreneurship, and the role of incubators in supporting startups. They explore the challenges entrepreneurs face in raising capital, the significance of building relationships with investors, and the necessity of testing business ideas before scaling.  The conversation also touches on the evolving landscape of FinTech and cryptocurrency, emphasizing the need for coachability and strategic planning in the entrepreneurial journey. Takeaways - Entrepreneurship consists of three parts: idea, management, and capital. - Many entrepreneurs struggle with capital raising due to lack of knowledge and networks. - Crowdfunding has evolved to become more accessible for typical entrepreneurs. - Building relationships with investors is crucial for success. - Coachability is a key trait for entrepreneurs seeking support. - Testing business ideas through minimal viable products is essential. - Scaling requires hiring the right people and building a strong team. - Networking and establishing credibility can lead to investment opportunities. - The lean startup model encourages testing before full-scale development. - Maintaining a day job can provide stability while pursuing entrepreneurial ventures. Chapters 00:00 Introduction to Entrepreneurship and Crowdfunding 07:33 The Importance of Capital in Entrepreneurship 12:23 Navigating the Crowdfunding Landscape 19:02 Exploring FinTech and Cryptocurrency 24:11 Building Relationships with Investors 29:17 Key Factors for Incubator Success 33:07 Testing and Validating Business Ideas 39:55 Scaling Your Business Effectively Social and Website: LinkedIn: https://www.linkedin.com/in/bobcohenbt/ Website: http://www.braintreepartners.org

In this episode, ARK CEO and CIO Cathie Wood sits down with Stefanie Drews, the newly appointed CEO of Amova (formerly Nikko Asset Management). Together, they explore the evolution of a decade-long partnership that helped shape both firms — and delve into Stefanie's remarkable leadership journey as a woman at the helm of a global asset manager. From Amova's recent strategic expansion in Asia to Stefanie's philosophy of integrating personal, professional, and purpose-driven goals, this conversation blends business insight with human depth. Stefanie also shares how her experiences as a single mother, an environmental advocate, and a structured leader have shaped the way she builds companies and raises a family — simultaneously, and without compromise.Key Points From This Episode:[00:00] Introduction — Cathie Wood introduces Stefanie Drews and Amova's significance to ARK[02:00] Why “Amova”? The origin and meaning behind the rebrand[06:50] How ARK and Amova (formerly Nikko) first connected — a webinar, a cold call, and early alignment[10:30] Japan's surprising appetite for innovation and thematic investing[15:00] Fintech's rapid uptake in Asia and ARK's early research shifts[16:15] Misconceptions about Japanese retail investors and their sophistication[18:45] Social media, translation, and virality of ARK's research in Japan[20:00] Amova's expansion into Southeast Asia: Malaysia, digital wealth, and private equity[22:00] Six-part growth strategy and ticking boxes for Amova's 10-year global plan[29:20] Stefanie's leadership philosophy: raising children with structure, empathy, and independence[31:25] Career stumbles and moral realignment: learning to face yourself and course-correct[34:10] What's next? Stefanie on continuous progress, purpose, and leading with intentAmova Asset Management (“Amova”) is a current client of ARK Investment Management LLC (“ARK Invest”) in its capacity as a sub-adviser. Amova is also a compensated promoter for ARK Invest. Amova has entered into an agreement with ARK Invest whereby ARK Invest has agreed to pay Amova a fee in exchange for Amova referring investors to ARK Invest's ETFs. For its services to ARK Invest, Amova will receive 25% of the advisory fees received by ARK Invest for referred seed investors with respect to the initial seed investment. ARK Invest will also compensate Amova 25% of the advisory fees received by ARK Invest from referred investors other than seed investors in respect of the monthly holdings of each referred investor who has invested into one or more of ARK's ETFs, excluding those of initial investments made by seed investors. The compensation arrangement will continue for so long as the referred investors remain invested in ARK's ETFs. The advisory fees charged to the ETFs will not be affected by the fees paid to Amova, because Amova's compensation will be paid solely from ARK Invest's investment management fee. Amova and its representatives may also receive non-cash compensation from ARK Invest, such as attendance at events, entertainment and gifts. Receipt of cash and non-cash compensation influences Amova's referral of investors to ARK Invest. 

Frank Rohde is the Founder and CEO of Ownify, a fractional homeownership platform pairing institutional and impact investors with qualified first-time buyers to make homeownership more accessible. With a 20+ year career at the intersection of finance, credit analytics, and technology, Frank previously led Nomis Solutions, scaling it into a global mortgage pricing engine used by top banks. Earlier roles include leadership at FICO, founding the early online insurer eCoverage, and launching AI models before it was trendy. Born in Germany, Frank is a former national whitewater kayaking champion, marathon runner on all seven continents, and lifelong reader—now channeling that energy into building a path between renting and owning, one Brick by Brick™.(01:51) - Why Homeownership Is Broken(04:10) - Ownify model(06:03) - How Fractional Ownership Works(13:08) - Ownify Benefits for First-time Homebuyers(16:11) - Homeowner & Investor Alignment(23:21) - Feature: CREtech New York Oct. 20–21(24:09) - Event Opportunities(25:38) - All-Cash Offers Explained(32:40) - Underwriting & Risk Management(35:47) - Investor Returns(38:48) - Market Expansion(41:37) - Policy & Regulatory Headwinds(44:04) - Collaboration Superpower: Elon Musk

Money keeps moving while the world sleeps, and the rails behind it are evolving fast. We sit down with Pat Antonacci, Chief Product Officer at The Clearing House, to break down how CHIPS, ACH (EPN), and RTP each power a different promise - liquidity, scale, and always‑on finality and why that mix is reshaping how businesses and consumers move funds.Pat explains why CHIPS dominates high‑value cross‑border flows and how its netting algorithm delivers 30:1 liquidity savings that matter on volatile days. We trace ACH's steady rise, including same‑day and intraday growth, and dig into record holiday peaks that reveal the hidden rhythms of settlement. Then we go deep on RTP: eight years in, 98% of U.S. real‑time traffic, rising daily volumes, a $10 million limit, and use cases spanning account‑to‑account moves, brokerage funding, wallet top‑ups, gig payouts, loan disbursements, and tuition deadlines that can't wait until Monday.The conversation tackles big questions: Are rails competing or complementing? Where are checks being displaced? How do Request for Payment and ISO 20022 unlock cleaner data and fewer exceptions? We explore the 2026 landscape - APIs, cloud, AI‑driven fraud controls, open banking momentum and why the smart strategy is matching the rail to the job: ACH for routine batches, RTP for precise timing and finality, and CHIPS for high‑value, cross‑border certainty. Pat also previews The Clearing House roadmap, from broader RTP ubiquity and fraud tools to extended CHIPS hours that bring wires closer to continuous availability.If you care about how money actually moves and how that movement shapes cash flow, customer trust, and the broader economy, this conversation is your field guide. 

Payments in emerging markets are often discussed as infrastructure.But the real differentiation happens in how deeply payments are embedded into business operations.In the final episode of this special Qatar Development Bank series of Couchonomics with Arjun, Arjun sits down in Doha with Saad Ishfaq, CEO of TESS Payments, to unpack how a payments company built for Qatar is scaling by solving real operational pain, not just processing transactions.TESS Payments is a QCB-licensed payment service provider designed specifically for the Qatari market. Rather than chasing regional expansion, Saad explains why the company chose to go deep instead of wide, focusing on enterprise-grade flexibility, managed services, and bespoke integrations for large organisations across real estate, government, and critical infrastructure.The conversation explores how payments sit at the centre of SME enablement, why micro and small businesses remain underserved across the GCC, and how fintechs and banks must collaborate rather than compete. Saad also shares how TESS evolved beyond payments into CFO tooling and digital lending, including a new sandboxed lending platform addressing Qatar's blue-collar workforce.From owning core infrastructure to navigating bank partnerships, regulatory sandboxes, and product adjacencies, this episode offers a grounded look at how fintech scale is built inside regulated markets.

In this episode of SaaS Fuel, host Jeff Mains sits down with Marlena Sarunac, co-founder of The Company Advice and marketing strategist for early-stage startups in complex, regulated industries like HealthTech, FinTech, and InsurTech. Marlena shares her "playbook nicely" approach—a proven framework that helps founders avoid reinventing the wheel while building go-to-market foundations that scale.The conversation explores why letting products "speak for themselves" is a dangerous myth in today's saturated market, how to translate technical complexity into clear messaging that resonates, and why focus beats trying to appeal to everyone. Marlena reveals common messaging traps (including ChatGPT-generated clichés like "turning chaos into clarity"), the critical difference between selling to buyers versus users, and how to navigate pivots without losing credibility.Key Takeaways4:43 - The Playbook Nicely Approach6:24 - Translating Complexity into Clarity11:04 - Why "Product Speaks for Itself" is Dangerous15:34 - Common Messaging Traps17:42 - Buyers vs. Users21:05 - Building Trust22:51 - Navigating Pivots24:53 - AI and the Human Spark28:46 - Visual Identity Matters More Than Ever32:06 - Brand Debt39:18 - SEO/AIO Strategy42:36 - Marketing as R&D, Not a Cost CenterTweetable Quotes"Startups don't have time to burn creating playbooks from scratch. Tap into what's been tried and true, then iterate as market signals evolve." - Marlena Sarunac"If I see another company say they 'turned chaos into clarity,' I'm going to scream. That's such a ChatGPT tell." - Marlena Sarunac"Features matter to users. Benefits matter to buyers. Don't confuse the two." - Marlena Sarunac"If you're making the right pivot, the audience you're pivoting away from won't care—they weren't showing traction anyway." - Marlena Sarunac"Treat AI like an early-career intern. It's great for automating tedious tasks, but you need humans in the loop to ensure differentiation."- Marlena Sarunac"Just like technical debt, brand debt accumulates when you take shortcuts. You'll pay for it eventually—and it'll be expensive." - Marlena Sarunac"Marketing isn't a cost center—it's the connective tissue between product and sales. Eliminating it is shortsighted." - Marlena SarunacSaaS Leadership Lessons1. Focus Beats BreadthTrying to sell to everyone dilutes your message and confuses the market. Get disciplined: focus on 1-3 buyer personas maximum. You can always expand later, but early-stage startups need clarity and traction, not broad appeal that resonates with no one.2. Separate Buyers from UsersYour buyers (decision-makers) and users (end-users) have different needs. Buyers care about business outcomes and ROI; users care about features and usability. Tailor your messaging accordingly: high-level benefits for buyers, detailed use cases and documentation for users.3. Build in Public, Iterate FastDon't wait for perfection. Put messaging out there when you're "half comfortable," gather market feedback, and iterate quickly. Use flexible systems (landing pages, modular websites) that allow rapid updates without massive overhauls....

Are AI employees the future of hiring and operations? In today's episode, I sat down with Alok Kumar, co-founder and CEO of Cozmo AI, to explore the cutting-edge AI tools that are changing the game for enterprises. Alok takes us inside Cozmo AI's platform, which enables businesses to build AI agents capable of seeing, speaking, thinking, and acting all while maintaining a human-like touch. From reducing costs to streamlining complex workflows, Cozmo AI is helping enterprises across industries like banking, insurance, and sales scale at lightning speed. We also tackle some of the toughest challenges in AI adoption, like data integration and overcoming the fear of automation taking jobs. Whether you're a business leader or a tech enthusiast, this episode is packed with insights that will help you harness AI to its full potential. Here are the highlights: -Transforming Enterprises with Multimodal AI: Alok explains how Cozmo AI's agents can not only handle text and calls but also analyze images, videos, and documents—enabling businesses to automate tasks that were once too complex for machines. -Eliminating AI Adoption Barriers: We dig into the real obstacles businesses face when adopting AI and how Cozmo AI's platform removes these hurdles by creating seamless integration across systems, so you don't need 19 different tools. -AI That Feels Human: Alok shares how Cozmo AI is pushing the boundaries of what we expect from automation—creating agents so lifelike that customers often don't realize they're speaking to AI, enhancing both speed and customer satisfaction. -From Startup to Scale-Up: Alok opens up about Cozmo AI's rapid growth, from a FinTech startup to a multimodal AI platform used by Fortune 100 companies, and how they cracked the code on founder-led sales and building a network of early adopters. -The Future of AI in Business: Alok offers a bold vision for the future, where AI becomes an integrated, intuitive backbone for enterprises, making operations smarter, faster, and more efficient across the board.   About the guest: Alok Kumar is the co-founder and CEO of Cozmo AI, a cutting-edge platform that's revolutionizing enterprise operations with multimodal AI. With a background in engineering and management consulting, Alok has built Cozmo AI into a solution trusted by Fortune 100 companies in industries like banking, insurance, and sales. His passion for leveraging AI to solve complex business challenges drives his vision of creating human-like, intelligent agents that can see, speak, think, and act. Before founding Cozmo AI, Alok co-founded a successful FinTech company, and his work continues to push the boundaries of AI innovation.   Connect with Alok:   Website: https://hellocozmo.ai/ LinkedIn: https://www.linkedin.com/in/alokhk   Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web. LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/    #CEO #leadership #startup #founder #business #businesspodcast  Learn more about your ad choices. Visit megaphone.fm/adchoices

Theodora Lau banks on AI becoming our financial GPS and OS but flags required waypoints to protect consumer data rights, maintain trust and close the digital divide.Theo and Kimberly discuss the progression toward a financial GPS powered by AI; consumer data rights and trust; the billion dollar question for 2026; analog identify verification; reducing risk and improving the customer experience; valuing people above transactions; the widening digital divide; upskilling and reskilling; cultivating curiosity and reclaiming time; financial security as the foundation for health; agentic commerce and AI as the financial OS; and always being human.Theodora Lau is the Founder of Unconventional Ventures. A prolific speaker, author and advisor, Theo is an American Banker's Top 20 Influential Women in FinTech. Recognizing that health and financial security are innately entwined, Theo works to spark innovation in the public and private sectors to meet the needs of underrepresented consumers. Related Resources:Banking on (Artificial) Intelligence (book)One Vision Podcast (RSS feed)Unconventional Ventures (company)A transcript of this episode is here.

"There's been some sunshine" on European markets, says Tim Levene. He explores the "great success story" of European fintech and makes the case for equities overseas versus the U.S. On a fundamental basis, Tim suggests investors "look under the hood" and that people "underestimate" potential geopolitical uncertainty. He adds that London-based fintech companies in particular are competing for the global supremacy, taking on the likes of those in Palo Alto. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Learn how Forms Logic, a cloud-based fintech platform built exclusively for financial services firms, is revolutionizing client onboarding, account opening, and advisor transitions. In this episode of the Model FA podcast, CEO David DeCelle interviews Joel Friedman, the Chief Operating Officer of Forms Logic, who shares his 25 years of experience in wealth tech. Discover how the Navigator product eliminates paper-oriented, manual processes and single-handedly ensures single data entry and the use of the most updated, correct forms, dramatically reducing Not In Good Order (NIGO) rates from up to 50% down to the low single digits. Joel also details how the Migrator product streamlines advisor transitions, turning a typically 60- to 90-day process into a three-to-four-week preparation period, which is critical because "time kills deals" and means assets are deployed faster to generate income. Forms Logic is focused on streamlining front and back office operations for broker-dealers, RIAs, and wealth managers to free up capacity for organic growth. In this episode: • Meet the Expert: Joel Friedman, a long-time expert (25 years!) in the technology used by financial companies, especially known for his 20+ years at Docupace. • The Solution: A tool called "Forms Logic Navigator" that solves the huge problem of too much paperwork in wealth management. • The Problem: Opening new client accounts is slow and full of mistakes because people have to manually fill out and check forms, often typing the same information (like a name) over and over. • The "Magic" of Single Entry: Forms Logic's Navigator lets you enter a client's information just once, and it automatically fills out all the necessary forms. • Fewer Mistakes: The system drastically cuts down on forms that are "Not In Good Order" (NIGO)—meaning they're incomplete or incorrect—from a very high 30-50% down to almost none. • Easy Advisor Moves (Migrator): Forms Logic's Migrator makes it much faster and simpler for financial advisors to switch firms and bring all their clients with them, cutting a 60-90 day process down to just a few weeks. • Why Quickness Pays Off: Moving assets faster means they start earning money sooner, which boosts income and keeps clients happier. • Complete Workflow Automation: The platform handles everything from the forms the advisor fills out (front office) to the processing and checking done by the company (back office), creating a seamless, streamlined process. • The Main Advantage: By automating and simplifying operations, the firm and its advisors have more time and energy to focus on finding new clients and growing the business. #FinancialServicesTechnology #WealthManagementSolutions #AdviserTechnology #FormsAutomation #FintechInnovation #BusinessEfficiency #ClientOnboardingSolutions #AdvisorTransitions #FintechForAdvisors #FormsLogic #WealthTech #NIGOSolutions Connect with Joel Friedman / Forms Logic: Website: formslogic.com --- About the Model FA Podcast The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes  to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no "gotchas" or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams.  Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered.  Our Team President of Model FA, David DeCelle If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.