Podcasts about building wealth

In this episode, Tamela Porter shares her journey from corporate America to real estate investing and wealth coaching. She discusses her strategies for building wealth through real estate, the Detroit market comeback, and empowering others with financial knowledge.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Jordyn Lucas pulls up to Funky Friday and keeps it all the way funky with Cam Newton, breaking down her viral Drake “20 vs 1” experience, the $25K, the Birkin, and what Drake was really like off camera. Jordyn opens up about turning viral moments into real opportunities, her experience at Streamer University, the true cost of building a successful streaming career, and navigating parasocial fans. She also gets candid about dating, relationship boundaries, acting goals, dream collaborations, and what's next for her career. From viral moments to building something that lasts, Jordyn is focused on turning her biggest year yet into a legacy. 00:00- Showtime! Jordyn Lucas Brings the Energy 01:00- Meet Jordyn Lucas 01:53- The Truth About Being Drake's “Bestie” 03:52- How the Drake Stream REALLY Happened 13:37- The Birkin, $25K & Marriage Talk 34:52- What Drake Was REALLY Like Off Camera 36:41- Turning a Viral Moment Into Money 37:56- What Streamer University Taught Jordyn 45:33- The REAL Cost of Being a Streamer 57:19- Parasocial Fans, Fame & Setting Boundaries 01:15:27- Deshae, Dating & Relationship Advice 01:17:26- Jordyn's Biggest Relationship NO-NOs 01:19:23- Acting Goals & What's on Her Watchlist 01:22:58- Dream Collabs, Prom & What's Next 01:42:52- Legacy, Building Wealth & One Love Shop Online or In Store Today www.macys.com

Are you sitting on a goldmine of home equity but struggling with monthly cash flow, medical expenses, or credit card debt in retirement? In this episode of The Note Closers Show, host Scott Carson sits down with Cheryl Schwidel, a seasoned reverse mortgage specialist with over a decade of experience at Baird Financial Group. Together, they demystify the Home Equity Conversion Mortgage (HECM) and expose why reverse mortgages are one of the most underutilized wealth-preservation tools for senior homeowners today. Cheryl breaks down the nitty-gritty mechanics of how reverse mortgages work—from paying off existing mortgages to eliminating monthly payments and providing lump-sum cash, fixed tenure distributions, or growth-yielding lines of credit. Whether you are a homeowner aged 62 or older, a family member looking to protect an inheritance, or an investor seeking clarity on real estate equity, this conversation delivers actionable, expert guidance on navigating retirement assets with confidence. Key Topics Covered:Reverse Mortgage Fundamentals: How a HECM turns accumulated equity into monthly cash flow by replacing traditional 30-year amortization with flexible balance growth. Qualification & Age Rules: Why at least one homeowner must be 62+ (or 55+ for proprietary programs) and how age influences your principal limit and loan-to-value ratio. Payout Strategies: Navigating lump sums, tenure monthly payouts, and lines of credit featuring compounding 12-month growth rates. Credit & Income Flexibility: Qualifying with credit scores as low as sub-500 by focusing on 2-year tax, insurance, and HOA payment histories rather than strict FICO cutoffs. Reverse Mortgage for Purchase (H4P): Utilizing reverse purchase loans to downsize, relocate out-of-state, or acquire primary residences without taking on new monthly mortgage obligations. Heirs, Estate Planning, & Probate: What happens when borrowers pass away, options for beneficiaries (refinancing vs. selling within 12 months), and the critical need for trusts and POAs. Second-Position Reverse Mortgages: Leveraging proprietary reverse loans in second position to extinguish high-interest debts while keeping low-rate primary mortgages intact. Don't let market confusion or common misperceptions keep you from leveraging the equity you've worked a lifetime to build. Tune in now to learn how to turn your home into a stress-free financial safety net!Watch the Full Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Season 7 of Wealth Planning for the Modern Physician begins with host David Mandell joined by Bill Martin, CFA, Chief Wealth Officer at Earned Wealth and founder of the Earned Institute. Bill shares the career experiences that led him to Earned and explains why he was drawn to building an integrated wealth-management platform specifically for doctors. He and David also discuss the Earned Institute and its education-first mission of bringing together expertise across tax, investing, insurance, asset protection, retirement planning and other areas of a physician's financial life. The conversation then turns to Earned's new white paper, After-Tax Alpha: Quantifying the Value of Integrated Wealth and Tax Management for Doctors. Bill explains why taxes should be viewed as a year-round planning opportunity rather than simply an annual reporting exercise. He and David walk through six key drivers of after-tax wealth: year-round tax-loss harvesting and gain deferral; placing investments in the most appropriate account types; planning ahead of practice sales and other liquidity events; coordinating financial decisions before they are made; allowing tax savings to compound over time; and structuring 1099 and practice income more intentionally. Throughout the discussion, Bill and David emphasize that many doctors do not necessarily have an investment problem as much as a coordination problem. Tax, investment, retirement, insurance, estate and business decisions can each affect the others, and valuable opportunities may be lost when those decisions are made in isolation or too late in the year. The episode offers practical examples of how proactive planning can create meaningful long-term benefits for employed physicians, practice owners and doctors with side income or other entrepreneurial interests. Key Takeaways Tax planning can be most effective when it is treated as a year-round discipline and coordinated with investing, retirement planning and other major financial decisions. For doctors with multiple accounts, advisors or financial professionals, coordination across the entire financial picture can be just as important as the individual strategies being used. Planning well in advance of major events, including a practice sale, investment gain or new source of 1099 income, can create opportunities that may no longer be available once the transaction or tax year is nearly complete. Key Insights Year-round tax-loss harvesting can capture opportunities that a traditional year-end review may miss, particularly during periods of sharp market volatility. A tax-loss "bank" may help offset future capital gains inside or outside an investment portfolio, making tax-loss harvesting relevant beyond the year in which the loss is realized. Asset location matters. Taxable, tax-deferred and tax-free accounts are treated differently, so the placement of investments across those accounts can affect long-term after-tax results. Managing several investment accounts or advisors without a coordinated strategy can lead to duplicated exposures, inefficient asset placement and an overall portfolio that is out of balance. Practice sales and other liquidity events should be planned for well before closing. Tax-loss harvesting, charitable strategies, estate planning and other tools may become more valuable when there is sufficient time to implement them. Financial decisions often cross disciplines. Investment, tax, retirement, insurance, estate and gifting strategies can work against one another when the professionals involved are not coordinating before decisions are made. The long-term impact of tax-efficient planning comes not only from the tax savings themselves, but also from allowing those retained dollars to remain invested and compound over time. Physicians with 1099 income or practice ownership may have access to additional planning opportunities, including retirement-plan design, business deductions and entity-structure considerations. Cash balance and other retirement-plan strategies can be especially significant for physicians with the right income, cash-flow and age profile, but they require advance planning and proper structure. The central theme of the episode is proactive coordination: tax strategy becomes more powerful when it is integrated into the doctor's broader financial plan instead of being addressed as a separate, once-a-year exercise. Resources: Extra Disclosures (Related to this specific topic) | Please View Now After-Tax Alpha: Quantifying the Value of Integrated Wealth and Tax Management for Doctors | Get Your Free Report Earned Institute | View Now Free CPA Consultation | Schedule Today Free Copy of Wealth Strategies for Today's Physician | Get Your Free Copy For more information, offers and more, please visit earned.com/wpmp.

Send us Fan MailIf you could make ONE problem in your life disappear tomorrow, would it be money? In this episode, we dive into a surprising truth: no amount of money will automatically make you stop worrying about money. Whether you're living paycheck to paycheck or sitting on millions, financial anxiety is often driven by mindset rather than math.We break down the false promise of worry, share personal stories around canceled contracts and family health concerns, and explore the unique financial pressures facing physicians today. Plus, we cover three practical strategies to move from passive anxiety to proactive financial freedom—including how your primary asset shifts as your net worth grows.Key Takeaways:Worry is Not Preparation: Worrying doesn't solve future problems; it just trades away your present peace.The Income Paradox: High earners and physicians often fall into "lifestyle lock-in," building high fixed costs that turn minor income dips into major stress.The Wealth Transition: Early in your career, your ability to practice medicine is your greatest asset. Over time, as your portfolio grows, your financial capital takes over—making clinical work a choice, not a necessity.3 Steps to Financial Control:Protect your flexibility by keeping fixed monthly overhead low.Protect your income early on with disability insurance and emergency reserves.Automate peace of mind through reverse budgeting.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

In this episode of the Smells Like Money podcast, host Suzan Chin Taylor sits down with Keith Flores, CEO of HG Home Services and widely known across the industry as the "HVAC God". With over 35 years of hands-on experience in skilled trades, Keith challenges common stigmas surrounding blue-collar careers. He shares how entering the trades can build lasting generational wealth faster than traditional academic paths, why skilled trades remain resilient against automation, and how stepping outside your comfort zone is essential for business growth.What You Will Learn:* Why skilled trades offer a debt-free path to becoming a millionaire and why they are protected from AI replacement.* The story behind the trademarked name "HVAC God" and its journey from a lighthearted workplace joke to a full corporation.* Why paid on-the-job training with a solid company often beats expensive trade schools.* How investing in quality tools, self-study, and dedicated initiative can fast-track tradespeople to six-figure incomes.* The benefits of an open-book business model where technicians learn real overhead and profit margins.* How the four-option service pricing structure builds customer trust without sales pressure.* Why Keith wears a suit to job sites to break stereotypes, command respect, and initiate valuable business conversations.* How to structure your trade business to establish an enduring family legacy.Connect with Keith Flores:CEO of HG Home Services Contact: keith@hvacgod.comLinkedIn: linkedin.com/in/keith-e-flores-13a33147Websites: hghomeguardian.com (Company)hvacgod.com (Company)hghomeservicesco.com (Company)Phone: 7142870198 (Mobile)I hope you find this episode as informative and as exciting as we have.Please let us know your thoughts about the episode!Connect with Suzan Chin-Taylor, host of The DooDoo Diva's Smells Like Money Podcast:Website: www.creativeraven.com | https://thetuitgroup.com/LinkedIn: https://www.linkedin.com/in/creativeraven/Email: raven@creativeraven.com Telephone: +1 760-217-8010Listen and subscribe here to your favorite platform:Apple Podcast - Google Podcast - Cast Box - Overcast - Pocket Casts - YouTube - Spotifyhttps://creativeraven.com/smells-like-money-podcast/ Subscribe to the Podcast:https://creativeraven.com/smells-like-money-podcast/Be a guest on our show:https://calendly.com/thetuitgroup/be-a-podcast-guestCheck Out my NEW Digital Marketing E-Course & Coaching Program just for Wastewater Pros:https://store.thetuitgroup.com/diy-digital-marketing-playbook-for-wastewater-pros#SmellsLikeMoney #Trades #BlueCollar #SkilledTrades #HVAC #Plumbing #ContractorLife #BusinessGrowth #Entrepreneurship #Mentorship #GenerationalWealth #HGHomeServices

Michael Perna has been investing in rental properties since he was 20 years old. But one comment from Gary Keller, President of Keller Williams Realty, completely changed the way Michael thinks about building wealth with real estate.On this episode, Michael shares why he believes time is the most powerful force in real estate investing and why he has decided he will never sell his properties. Instead, he plans to hold them for life and eventually pass them down to future generations.Michael explains why he is willing to buy properties that may not work as traditional long-term rentals today. In some cases, he operates them as short-term rentals until rent growth makes them profitable as long-term rentals. His philosophy is that investors shouldn't obsess over what a property makes in year one or two. They should be looking five, ten, or twenty years into the future.We talk about how Michael got started using FHA loans with just 3.5% down, the wealth he has created through rent growth and appreciation, why he says money is a function of time, and whether cash flow or appreciation matters more.We also break down one of Michael's recent deals, including how he found the property and structured the purchase by taking over the seller's 3.5% interest rate.https://rentalincomepodcast.com/episode591Thanks To Our Sponsors:Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

Ready to make sure your tax, business, and wealth-building strategies are actually working together? Schedule a Comprehensive Tax and Business Consult with a KKOS attorney to review your current structure - Book a Call Here..On this special episode of the Main Street Business Podcast, host Mat Sorensen sits down with Yvette Spillman, advisor, entrepreneur, and Founder & CEO of National Retirement Institute (NRI), to discuss how business owners and investors can think beyond traditional stock market investing when building and protecting wealth.Yvette shares her approach to working with clients who are heavily concentrated in traditional investments and want to explore alternative assets, tax strategies, and self-directed retirement accounts. The conversation covers how to evaluate different assets based on your personal goals, whether you're focused on growth, income, retirement, or a combination of all three.They also discuss:Why many investors may be less diversified than they thinkHow self-directed IRAs can provide access to alternative investmentsUsing real estate, oil and gas, and other tangible assets as part of a broader wealth strategyThe difference between investing for growth versus creating an income streamHow business owners and entrepreneurs can be particularly well suited for self-directed investingTax planning strategies involving real estate, oil and gas, Solo 401(k)s, and proper entity structuringA real-world case study of a business owner who was paying significant taxes and restructured his investments and retirement strategyThe importance of understanding a client's goals before recommending investmentsThis episode is a practical conversation about looking beyond the traditional investment playbook and building a wealth strategy around your individual goals, risk, income needs, and tax situation.Yvette invites listeners to attend the Sonic Boom Summit in Temecula, California, taking place September 28–30. The three-day event features education for business owners and investors, with Mat Sorensen and Mark J. Koehler among the featured educators, along with other experts in the tax, business, and wealth-building space.Learn more at SonicBoomSummit.com.Ready to Take the Next Step?Work With Mat & Mark's Law FirmGet strategic legal guidance for your business, taxes, asset protection, and estate planning with KKOS Lawyers.[Book a Call with KKOS Lawyers]Take Control of Your RetirementWant to invest your IRA or 401(k) in assets you actually understand? Check out our self-directed trust company Directed IRA.[Learn More About Directed IRA]Free ResourcesMat Sorensen's Optimal Order of Investing GuideLearn how to prioritize where your money should go and build a smarter investing strategy.[Download the Free Guide]Mark J. Kohler's 30-Point Tax GuideDiscover practical tax strategies and planning opportunities every business owner and investor should know.[Download the Free Guide]Get More From Mat & MarkWatch on YouTubeTax strategies, business planning, investing, asset protection, and more.[Visit the YouTube Channel...

In this week's episode of the IMPACT SHOW Podcast, I sit down with my friend Billy Hofacker and we talk about something that affects every entrepreneur, business owner, coach, and leader… MONEY. But this conversation goes WAY deeper than numbers in a bank account. Billy shares his incredible journey from a moment when his car was being repossessed and nearly $500,000 in total debt, to completely transforming the way he thought about money, business, wealth, and his future. Today, Billy is a fractional CFO and financial coach who helps fitness professionals & entrepreneurs create clarity around their finances, build real wealth, and ultimately create more freedom in their lives. We talk about the mistakes so many successful fitness professionals make with money, the importance of knowing your numbers, how to use your business as a vehicle to build wealth OUTSIDE of your business, and why discipline, consistency, and time can completely change your financial future. This is a powerful conversation about money, mindset, faith, family, and taking ownership of the life you're building. IN THIS EPISODE, YOU'LL HEAR: Billy's powerful financial wake-up call and the moment his car was repossessed. How Billy and his wife went from nearly $500,000 in debt to financial freedom. The mindset shift that helped Billy stop avoiding his financial problems and finally take action. Why even successful fitness professionals can still experience financial stress and anxiety. The importance of creating financial rhythms instead of simply "winging it" with your money. The three financial buckets every business owner needs to understand: building the foundation, protecting the foundation, and building wealth. Why putting every dollar back into your gym or business may NOT be the best long-term wealth strategy. How to use your business as a vehicle to build wealth outside of the business. The three versions of yourself as an entrepreneur: you doing the work, your team doing the work, and your money working for you. The three ingredients to building wealth: money, discipline, and time. Why getting rich slowly may actually be the fastest path to long-term financial freedom. How to "Be Your Own CFO" and understand the numbers that matter most in your business. Billy's "Critical Four" numbers every business owner should know: sales, net income, net owner benefit, and cash.  Why measuring your numbers isn't enough—you have to look at the data and take action.  How improving something as simple as your show rate and sales conversations can create a major impact on your bottom line. Why you should create an equal-footing conversation with prospects instead of chasing people. The simple process of taking inventory, setting a target, and taking the smallest next step forward. How Billy approaches teaching his five kids about spending, saving, giving, and investing. Why "more is caught than taught" when it comes to the lessons we teach our families. The deeper connection between financial health, emotional health, discipline, and your future. Billy's powerful question: "What happens if nothing changes?" And why the small decisions you make today can completely change where you are 1, 5, or 10 years from now. This conversation with Billy is a BIG reminder that you can't build the life you want by avoiding the things you don't want to look at. Whether you're struggling financially, doing pretty well, or already at the top of your game, there is ALWAYS another level. Sometimes that next level starts with simply getting clear on where you are, deciding where you want to go, and taking one disciplined step forward. Your numbers matter. Your habits matter. Your decisions matter. And just like fitness, financial freedom isn't built overnight—it's built through consistency, discipline, and doing the right things over and over again. So take a hard look at your finances, your business, your future, and your family. Ask yourself the question Billy challenges us with: What happens if nothing changes? Then decide what you're going to do about it. Listen to Episode 496 of the IMPACT SHOW Podcast with Billy Hofacker, take away 1–3 things you can implement immediately, and start creating more clarity, freedom, and impact in your life and business. And if this episode hits home for you, share it with another fitness professional, entrepreneur, or business owner who needs to hear this conversation. Be sure to tag me on SM at: @ToddDurkin @billyhofacker #Ep496 #MoneyMatters ****** Billy Hofacker has spent more than 25 years in the fitness industry. He built and sold Total Body Boot Camp on Long Island, NY, and today brings that extensive operational experience to his work as a Fractional CFO and financial coach for fitness professionals and business owners. Through Fit Profit Solutions, Billy helps fitness business owners grow profits, make better financial decisions, and build wealth beyond their businesses. He is the author of Fitness Profits and host of the Your Fitness Money Coach Podcast. Billy is also a Distinguished Toastmaster and sought-after speaker who presents for leading fitness industry organizations, including Perform Better. Outside of business, Billy is a longtime Brazilian Jiu-Jitsu practitioner and third-degree black belt.

What if buying more real estate could actually help you keep more of the money you're already making?In this throwback episode of Uncommon Real Estate, Chris breaks down one of his favorite wealth-building strategies: using real estate ownership, depreciation, and cost segregation to potentially reduce your taxable income while acquiring assets that can produce cash flow, principal paydown, and appreciation.Chris shares how discovering the principles in Tax-Free Wealth changed the way he thought about taxes—and why he believes real estate professionals should have a CPA who proactively understands strategies like cost segregation instead of simply telling them what they owe each year.He also walks through his own experience of acquiring additional properties and saving nearly $90,000 in taxes, turning money that otherwise would have gone toward taxes into real estate that could continue building his net worth.In this episode, you'll learn:Why Chris says, “If your CPA has not talked to you about cost segregation, you are with the wrong CPA.”How cost segregation can accelerate depreciation on investment propertiesWhy qualifying as a real estate professional can have major tax implicationsHow Chris used additional real estate purchases to save nearly $90,000 in taxesHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

Financial terms such as "growth" may sound straightforward, but they can mean very different things to advisors and their clients. In this episode, we explain the difference between predictable growth from interest and dividends and uncertain growth from market appreciation. We also discuss why the transition from building wealth to generating retirement income should happen gradually, and why understanding your advisor is essential to feeling confident about your financial future. Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Send us Fan MailMany of us have fallen into the trap of arrival fallacy, or the belief that you'll finally have lasting happiness once you achieve a specific goal our outcome.  Yes, reaching goals can make us feel happy for a while, but eventually that becomes your new baseline and life goes back to "normal." Learning to enjoy the journey which is going to include both ups and downs will lead to more happiness now. Tune in each week to learn more on how to grow your wealthy mindset! Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

The conversation about women and wealth almost always starts in the same place: the great wealth transfer, inheritance, women outliving their spouses, women becoming financial decision-makers later in life. That conversation matters. But host Colleen O'Connell-Campbell argues it is not the whole story - and it is not the story that has been most alive in the guest chair of this podcast.  In this solo episode, she launches a new series called The Women Behind the Cash-Rich Exit, drawing together the threads from a remarkable run of conversations with women who are not receiving wealth but creating it: founding, scaling, buying, selling, raising capital, protecting teams, choosing buyers, walking away from deals, and reinvesting after the exit.  We'll hear from Bobbie Racette, Julie Cole, Elizabeth Kilvert, Jennifer Stewart, Joanna Track, and Liz MacRae, Colleen highlights what each of them teaches about turning a business into a transferable asset - and makes a direct case for founders to get comfortable talking about valuation, liquidity, deal structure, and freedom, not just impact and purpose.   Key Takeaways: The traditional women and wealth conversation needs to move upstream. Inheritance, divorce, and widowhood are real and important - but they should not be the starting point. The starting point is women building the asset, scaling it, protecting it, selling it, choosing not to sell it yet, and buying the next one. Wealth follows ownership. The quality of your future wealth is directly connected to the quality of the business you are building today - which is precisely where the wealth gap hides. Revenue can be strong, the brand can be known, the team can be busy, and still none of it may be translating into personal wealth, options, or freedom. Bobbie Racette teaches that readiness creates optionality. She started with $300 at her kitchen table, bootstrapped to serious revenue before raising, heard more than 170 no's before her first yes, and became the first Indigenous queer woman in Canada to close a Series A - and then to build, scale, and sell a tech startup. The exit was not the end. It was a capital event that became fuel: retiring her parents, angel investing in underserved founders, and launching Tapwe. Julie Cole teaches that brand and community become transferable value. Four moms built Mabel's Labels out of a Hamilton basement from a simple frustration - kids losing their stuff. Avery Labels came calling, and the business sold in a reported $12 million transaction. Julie stayed on, continuing as the brand voice and community connection - what she calls the Mabel magic. That is brand wealth, community wealth, reputation wealth, and trust that outlives the founder's original role. Elizabeth Kilvert teaches that purpose and profit belong in the same sentence. She built The Unrefined Olive on quality, sustainability, education, and community - customers came for the experience, not just the olive oil. Her exit question was not "can I sell this?" but "can I let go in a way that protects what made this business matter?" Purpose does not make a business unsellable. Purpose makes a business more valuable - but only if the purpose becomes transferable: values reflected in process, a team that can carry the story, a customer experience that does not depend on the founder being in the room. Jennifer Stewart teaches that exit ready and ready to exit are not the same thing. She got to one week from closing the sale of the firm she had built over 17 years, and walked away. The process changed how she saw the business: not a company she works inside, but a valuable asset. If she approaches a sale again, she will be more methodical, more intentional, and far less likely to second-guess her own worth. Sometimes the cash-rich move is a clear, confident no. Joanna Track teaches us to be the owner, not the renter. Having launched and exited multiple digital-first businesses, she emphasizes building assets you actually own - your email list, website, brand voice, intellectual property, customer relationships, and community - rather than rented platforms and visibility that vanishes when algorithms shift. The principle extends well beyond marketing: to your business, your brand, your real estate, your financial life, and your exit. Liz MacRae reminds us that every exit is someone else's entrance into ownership. Working the buy side through Village Wellth, she helps people acquire established businesses rather than starting from scratch. Women are not only sellers - women can be buyers, funders, advisors, and governors too. If we want women shaping the future of wealth, they need to be on every side of the capital table. Profit is not a bad word. Wealth is not a bad word. Ambition is not a bad word. Wanting the business to pay you back is a good thing. Many founders - women founders in particular - are comfortable talking about impact, community, service, and legacy, but uncomfortable talking about value, valuation, liquidity, deal structure, tax planning, retirement income, and freedom. Both conversations need to happen. The numbers matter for a practical reason: if you do not know what you need, you cannot know whether an exit works. If you do not know your wealth gap, you cannot know whether an offer is good enough. A cash-rich exit is not built in the final year of the business. It is built in the years before - in decisions about systems, people, brand, contracts, financials, real estate, leadership, governance, customer relationships, and personal wealth. The exit does not create wealth out of nowhere. The exit reveals what you have been building all along. Questions to sit with: What am I building? What is transferable? What is too dependent on me? What does my business need to become? What would a buyer see? What would my family need? What would freedom look like - and what would it cost? What will this wealth make possible? If this episode has you wondering where your wealth gap may be hiding, connect with Colleen O'Connell-Campbell on LinkedIn and start a free one-on-one Wealth Gap Analysis. Let's begin mapping what a cash-rich exit could look like for you.    Leave a five-star rating and review - it helps more founders, educators, mid-market CEOs and business owners find the show. *** The Cash Rich Exit Podcast is brought to you by O'Connell-Campbell Wealth Management at RBC Dominion Securities.   All opinions expressed by the host, Colleen O'Connell-Campbell, and podcast guests are solely their own opinions and do not reflect the opinion of RBC Dominion Securities.   This podcast is for informational purposes only before taking any action based on information in this podcast you should consult with a qualified professional.   Colleen O'Connell-Campbell is a Wealth Advisor at RBC Dominion Securities, a member of the Canadian Investor Protection Fund.  

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3692: Chris Reining explains that building wealth starts with living below your means and investing the difference, but that the highest-return investments he made were in himself and cost almost nothing. He walks through five of them: finding a career mentor, joining a mastermind, stacking complementary talents, removing routine decisions with systems, and committing to lifelong learning. His argument is that becoming more valuable is what makes the money side work. Read along with the original article(s) here: https://chrisreining.com/5-investments/ Quotes to ponder: "Living below your means so you can save, and then investing those savings." "You see, it's not only about investing in things like stocks or real estate, it's about investing in yourself." "This way you're spending what you have left after investing, instead of investing what you have left after spending." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mel Dorman joins host Myrna to explore unconventional paths to wealth building with a focus on seller financing. Mel shares her journey from social work to real estate investor, revealing strategies to bypass traditional banking systems. The conversation highlights the psychological barriers women face in finance and underscores money as a tool for community empowerment rather than mere accumulation. Mel emphasizes resilience and relational approaches in real estate, advocating for ethical wealth building and financial freedom. Tune in for insights on transforming financial perspectives and reclaiming agency.The episode further explores how money can be envisioned as an infrastructure rather than a scoreboard, emphasizing the need for community-based financial strategies over reliance on institutional banking systems. Key topics include building agency in the face of systemic failures, female empowerment in financial negotiations, and fostering resilience through persistent action. Mel's narrative showcases how seller financing offers tangible benefits for both buyers and sellers, providing a pathway for individuals to gain financial freedom and create ethical, thriving communities.Key Takeaways:Explore seller financing as a viable alternative to traditional banking, promoting community-based financial strategies.Understand how wealth building is a psychological journey, especially significant for women navigating societal expectations.Recognize the importance of resilience and persistence in financial endeavors and negotiations.Learn how ethical real estate investments can foster long-term community relationships and mutual benefits.Discover strategies for reframing financial views to see money as an empowering tool rather than merely a scoreboard.Timestamp Summary0:00 Building Wealth Through Seller Financing and Community Trust2:20 Transforming Money Mindsets and Building Ethical Wealth4:52 From Humanitarian Work to Real Estate: A Journey of Survival9:33 Alternative Wealth Building Through Seller Financing and Community Trust16:38 Women Overcoming Social Conditioning in Wealth Building20:27 Resilience and Persistence in the Face of Rejection23:52 Empowering Women Through Financial Freedom and Community ConnectionLink to Transcripthttps://www.buzzsprout.com/1761155/episodes/19743123-wealth-series-the-secret-to-seller-financing-building-wealth-without-banks#transcriptResourcesBook: Bank On Your Neighbor: A People-First Real Estate Strategy to Build Wealth TogetherMel Dorman's website: https://learn.sellerfinanceacademy.com/See this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094Feedspot Top 100 Mental Health Podcast For sponsored Brand interviews and sponsorship inquires please visit Partner With The Transform Your Mind Podcast | Myrna Young Life Coach

In this episode of the Uncommon Real Estate Podcast, Chris breaks down why open houses remain one of the most overlooked opportunities for agents to generate new business. The goal is to meet potential buyers and sellers, uncover what they actually need, and set the next appointment before they walk out the door.Chris shares the mistakes that cause agents to host dozens of open houses without landing a single client, why the “nosy neighbor” could actually be your next listing, and how asking better questions can reveal opportunities most agents completely miss.You'll learn:How to choose open houses that are actually worth your timeThe property details you need to know before anyone walks through the doorWhy setting an appointment should be your primary objectiveHow to turn “I'm just looking” into a real conversation about motivationWhy nosy neighbors can be some of your best seller leadsHow off-market properties can help differentiate you from other agentsWhy shorter, more frequent open houses can dramatically increase your opportunitiesHow asking more—and better—questions helps you convert more prospects into clientsHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

When people ask whether whole life insurance or an annuity is better, I think there is a more useful place to begin. Instead of starting with the product, start with the job you need your money to do. Are you looking for income you cannot outlive, access to capital to grow a business, more certainty around retirement income, protection for your family, or a way to build something that can continue beyond your lifetime? https://www.youtube.com/watch?v=SYDONlrEq1o Those are very different objectives, and they may call for different tools. Bruce and I recently spent an entire conversation unpacking annuities and comparing them with properly designed whole life insurance. What I appreciated about the conversation was that it did not come down to declaring one product good and another bad. Every financial product exists because it solves a particular problem, and every product also comes with tradeoffs. The real question is whether you understand those tradeoffs well enough to decide which ones fit your goals, your personality, your stage of life, and the larger financial strategy you are building. When we compare whole life insurance and annuities through that lens, some important differences begin to emerge, especially if you are still actively building wealth and want your capital to remain useful during your lifetime. Key TakeawaysStart With the Strategy, Not the ProductWhat Is an Annuity Designed to Do?The Guarantee Comes With a TradeoffSafety, Liquidity, and Growth: You Cannot Maximize All ThreeWhen an Annuity Can Make a Lot of SenseWhy Whole Life Can Be More Powerful While You Are Still Building WealthWhy Access to Capital MattersWhole Life Requires Good BehaviorThe Tax Treatment Is Different TooThen There Is the Death BenefitWhole Life Can Become Part of a Multigenerational Wealth SystemSometimes the Best Answer Is BothDo Not Ask Only Which Product Is BetterBuild the System Around the Outcome You Want Key Takeaways Annuities can provide valuable guarantees, particularly when predictable lifetime income is the primary objective. Those guarantees can come with tradeoffs, including reduced liquidity, surrender periods, fees, and limitations on growth depending on the contract. Properly designed whole life insurance can provide guaranteed cash value, access to capital through policy loans, and a leveraged death benefit. Whole life provides greater flexibility, but that flexibility requires discipline and responsible policy management. Annuities are often especially useful when the primary objective is income distribution later in life. Whole life can be particularly powerful while you are still creating wealth because it can help you store capital, access it, protect your family, and begin building a multigenerational wealth system. There is no perfect financial product. There are tools, tradeoffs, and strategies, and the goal is to understand which combination best accomplishes what you are trying to build. Start With the Strategy, Not the Product One of the easiest ways to make a poor financial decision is to begin with a product and then try to make your life fit around it. I would much rather see you start with your objectives and ask what you actually need your money to do. Do you need safety, liquidity, growth, predictable income, or access to capital before retirement? Are you trying to protect your family, create a financial legacy, or put boundaries around money so that it is harder to spend impulsively? These are different goals, and understanding them makes it much easier to evaluate the tools available to you. Bruce and I often come back to a simple framework of safety, liquidity, and growth because it helps clarify what you are really looking at. No financial product maximizes all three at the same time. If you want more contractual safety, you may give up some liquidity or growth, while greater growth potential may require accepting more volatility. That does not mean the product is bad. It simply means you need to understand what you are receiving and what you are giving up in exchange. What Is an Annuity Designed to Do? An annuity is a financial product issued by an insurance company. Depending on the type of annuity, it can be used to accumulate money, provide tax-deferred growth, or create an income stream that lasts for a defined period or potentially for the remainder of your life. The National Association of Insurance Commissioners explains that annuities may be immediate or deferred and may be fixed, variable, or indexed. The specific guarantees, crediting methods, income options, fees, and access rules depend on the actual contract. One of the primary attractions of an annuity is certainty. A fixed annuity may guarantee a stated interest rate for a period of time, while a fixed indexed annuity may credit interest based in part on the performance of an external index and provide contractual protections against certain losses. A variable annuity uses investment subaccounts and can therefore experience market gains and losses. When most people hear the word annuity, though, they tend to think about income. They are thinking, “I do not want to outlive my money. I want a check I know is going to arrive.” That is a very real concern, and an annuity can be structured specifically to address it. In that sense, it can function in a way that feels similar to a pension. You may be willing to give up some control or liquidity because what matters most to you is knowing that a certain amount of income will continue. For the right person, in the right season of life, that certainty can be extremely valuable. It is also important to remember that the guarantees are only as strong as the issuing insurer, which is why the financial strength and claims-paying ability of the insurance company matter. The NAIC buyer's guide explains this distinction in more detail. The Guarantee Comes With a Tradeoff This is where the safety, liquidity, and growth framework becomes especially helpful. Insurance companies can provide contractual guarantees partly because they are able to plan around having access to capital for long periods of time, and that is one reason annuity contracts often include surrender periods. Depending on the contract, you may be able to withdraw a certain amount each year without a surrender charge. If you withdraw more than the allowable amount during the surrender period, however, you may pay a fee. FINRA's investor guidance on annuities also notes that annuities may include surrender charges and other expenses, including administrative costs and fees associated with certain insurance features. That does not make the annuity a bad product. It means there is a tradeoff. You are giving the insurance company greater certainty about how long it can use the capital, and in return you are receiving certain guarantees or benefits. This is why I think it is more useful to move away from asking whether a financial product is simply good or bad. Ask instead what you are giving up and what you are receiving in exchange. That question will help you evaluate almost any financial decision more clearly. Safety, Liquidity, and Growth: You Cannot Maximize All Three Here is the framework I want you to carry forward. Safety, liquidity, and growth compete with one another. A product that offers more contractual certainty may limit access or upside. A product with greater growth potential may expose you to more volatility, while a highly liquid asset may not produce the same long-term return as capital committed for years. No column wins every category. That is the point. DimensionAnnuityProperly Designed Whole LifePrimary strengthPotential for contractual income guarantees and principal protection, depending on typeStable contractual foundation, access through policy loans, and death-benefit protectionLiquidityCan be limited by surrender periods, withdrawal provisions, and income electionsEarly cash value depends on design; access is generally through withdrawals or policy loans under the contractGrowthDepends on fixed rates, index-crediting terms, or variable subaccountsGuaranteed cash-value growth plus possible non-guaranteed dividendsIncomeCan be designed specifically for predictable lifetime incomeCan support distributions or loans, but outcomes depend on policy performance and disciplined managementLegacyDepends on the contract, phase of the annuity, and death-benefit or payout provisions selectedIncludes a life insurance death benefit, reduced by outstanding loans and interestWhole life insurance vs. annuities at a glance The purpose of this framework is not to declare one product superior across the board. It is to help you see where each tool is strongest, where you are accepting a compromise, and whether that compromise fits what you are actually trying to accomplish. When an Annuity Can Make a Lot of Sense Bruce shared an excellent example in our conversation of a highly successful physician who already had substantial exposure to the stock market. He was not looking for another investment designed to maximize upside. What he wanted was a portion of his future lifestyle to feel more like a pension. He was willing to give up some liquidity and growth potential because his priority was knowing that a certain amount of income could be available later. Having that certainty could then allow him to take more risk with another portion of his assets because some of his foundational income needs had already been addressed. That is a good example of coordinated planning. The annuity was not being asked to do every job. It was being used for a specific purpose inside a larger financial system. An annuity may make sense when your priority is creating predictable retirement income, reducing longevity risk, putting behavioral boundaries around capital,...

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3692: Chris Reining explains that building wealth starts with living below your means and investing the difference, but that the highest-return investments he made were in himself and cost almost nothing. He walks through five of them: finding a career mentor, joining a mastermind, stacking complementary talents, removing routine decisions with systems, and committing to lifelong learning. His argument is that becoming more valuable is what makes the money side work. Read along with the original article(s) here: https://chrisreining.com/5-investments/ Quotes to ponder: "Living below your means so you can save, and then investing those savings." "You see, it's not only about investing in things like stocks or real estate, it's about investing in yourself." "This way you're spending what you have left after investing, instead of investing what you have left after spending." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3692: Chris Reining explains that building wealth starts with living below your means and investing the difference, but that the highest-return investments he made were in himself and cost almost nothing. He walks through five of them: finding a career mentor, joining a mastermind, stacking complementary talents, removing routine decisions with systems, and committing to lifelong learning. His argument is that becoming more valuable is what makes the money side work. Read along with the original article(s) here: https://chrisreining.com/5-investments/ Quotes to ponder: "Living below your means so you can save, and then investing those savings." "You see, it's not only about investing in things like stocks or real estate, it's about investing in yourself." "This way you're spending what you have left after investing, instead of investing what you have left after spending." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation with Craig, I break down the real lessons I've learned building businesses from the ground up. We talk about the early days of Storage Squad, the stress and chaos that came with scaling a hard business, and how those experiences shaped the way I think about entrepreneurship today. We dive into why sales is the most important skill in business, why execution matters more than ideas, and how I think about leverage, decision making, delegation, and finding real opportunities in "boring" businesses. I also share practical lessons on improving conversion rates, optimizing sales funnels, building trust with customers, and why most entrepreneurs are looking for complicated answers when the biggest wins usually come from mastering the basics. If you want to build wealth, become a better operator, and understand what actually drives successful companies behind the scenes, this episode is for you. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Do you feel like you're middle class? You might not be. Pew Research shows the U.S. middle class has shrunk from 61% of households in 1971 to closer to half today. So what does building wealth actually look like for regular people right now? This week, Jean sits down with Joel Larsgaard, co-host of the How To Money podcast, to talk about building wealth as a normal person, no finance degree or trust fund required. Joel opens up about the money struggles that shaped his childhood and led him into personal finance, then breaks down his "craft beer equivalent" philosophy: identifying the handful of things worth spending real money on, so you can cut back guilt-free everywhere else. In this episode: Why fewer Americans are middle class than they think Joel's "craft beer equivalent" approach to spending How to handle "funflation" without going into debt Simple, specific investing advice for DIY investors We're giving away signed copies of Jean's new book, The Forever Paycheck! Leave HerMoney a review on Apple Podcasts, screenshot it, and email it to mailbag@hermoney.com to be entered to win. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of The Cashflow Project! In this episode, the conversation focused on alternative investments and building resilient portfolios with special guest Bob Fraser, co-founder and CEO of Aspen Funds. With over 20 years of experience as a finance and technology executive, Bob brings a wealth of knowledge in private credit, commercial real estate, distressed debt, and energy. The discussion explored Bob's journey from the dot-com world to private market investing, his bestselling book Invest Like a Billionaire, and the strategies that help everyday investors navigate volatile markets. Listeners will learn how billionaires leverage diversification, the power of private credit, and why macroeconomic trends matter. Tune in as key themes emerge around building portfolios that weather all market cycles, leaving both a financial and generational legacy. [00:00] Bob's insights on macro trends [06:13] Helping everyday investors diversify [07:41] Alternative Investment Continuum overview [12:33] Overview of Investment Strategies [14:19] Discussing resilience and financial planning [18:01] Teaching Kids About Investing [22:29] Success is about getting help [25:15] Discovering High Road Leadership [28:49] Investing education and compounding basics [31:08] Getting in early on startups [32:41] Inviting listeners to connect Connect with Bob Fraser! Website LinkedIn Instagram Website 2 Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

If you've ever searched how to start building wealth and felt like every answer assumed you already had a foundation you were never given, this episode is the one you've been waiting for.This episode breaks down the 3 stages of wealth building so you can see exactly where you are right now, what skill you need to develop to move forward, and what is actually possible on the other side of getting this right.The reason any of us pursue wealth in the first place is not a number on a screen. It is the security to handle what life throws at you. The options to choose how you spend your time. The freedom to walk away when something is not working. That is what all of this is for.In this episode, you'll learn:✅ Why getting strategic with your paycheck matters more than earning more money✅ What spending well actually means and why it is the skill most people are missing✅ How to know which stage of wealth building you are currently in✅ What investing with purpose looks like when it is tied to a real goal, not just a general intention✅ Why saving alone does not count as wealth building✅ How to use the three stages as a framework to keep moving forward no matter where you are starting fromLet's connect:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

What happens when your life doesn't follow a traditional path? Most traditional financial planning is geared toward couples with children. From widows to the childless by choice and members of the LGBTQ+ community, many paths may not include the conventional spouse, 2.5 kids, and 30-year mortgage. While managing wealth as a single person brings with it some unique considerations, it's also an invitation to design with intention. Having the final vote on how you spend, invest, and build your legacy is extremely freeing. It also requires diligent decision-making when you don't have built-in support systems and supplemental income to fall back on. In this episode, we discuss special planning considerations for those building wealth solo, from creating your own version of a retirement to setting goals that reflect your values, not society's expectations.  

On today's episode, I'm joined by Mary Holland Nader, former Wall Street wealth manager and founder of Mary & Pip, to discuss overcoming money insecurity, building wealth, and why the biggest flex is what's in your investment account. We dive into how the way we grow up can shape our money mindset, overcoming the fear of investing, and why women should feel empowered to take control of their finances. Plus, Mary shares her weekly money ritual for freelancers and creatives, how to make financial wellness feel less intimidating and more approachable, the basics of investing and Roth IRAs, and why women shouldn't feel like they need to choose between being multifaceted and being taken seriously. Whether you're just starting to invest, navigating an unpredictable income, working toward financial independence, or looking to completely transform your relationship with money, this episode is packed with practical advice and empowering insights. Enjoy!To connect with Mary Holland Nader on Instagram, click HERE.To connect with Mary Holland Nader on Tiktok, click HERE.Listen to Mary Holland Nader's Podcast, Growing Interest, click HERE.To check out Mary and Pip, click HERE.To connect with Siff on Instagram, click HERE.To connect with Siff on Tiktok, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Visit www.sleep.me/dreambigger to get up to $255 off your Chilipad 2.0 with code dreambigger. This special offer is available for Dream Bigger Podcast listeners – and only for a limited time! Order it today with free shipping and try it out for 30-days. You can return it for free if you don't like it with their sleep trial. Visit www.sleep.me/dreambigger and never wake up hot and tired again.Right now, you can save up to $230 on the 12 piece cookware set vs buying the products individually. And you can find even more set savings when you shop Caraway's full Kitchenware collection. Visit Carawayhome.com/BIGGER to take an additional 10% off your next purchase. This deal is exclusive for our listeners, so visit Carawayhome.com/BIGGER or use code BIGGER at checkout.Visit www.lilysilk.com/dreambigger and use code dreambigger for 20% off your LILYSILK order.Get $25 off your first purchase when you go to TheRealReal.com/dreambiggerVisit coyuchi.com/dreambigger for 15% off your first purchase of the most comfortable bedding you'll ever own. That coyuchi.com/dreambigger. Some exclusions apply.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Building wealth isn't about making more money and hoping everything works out. It's about having a strategy. In this video, Dan breaks down five essential principles for building long-term wealth: living below your means, investing early, using leverage wisely, educating yourself, and setting clear financial goals. The goal isn't just to survive retirement. It's to build enough income-producing assets that your money can work for you. Want to learn how these strategies could apply to your financial goals?

After receiving an email from Vanguard urging a security profile update, I took a deep dive into the security options financial institutions are pitching to customers today. From AI-vulnerable voice prints to phone biometrics and multi-factor authentication, not all security layers are created equal. In this episode, we break down what features actually protect your retirement and brokerage accounts, why 3-second AI voice clones make voice authentication a major risk, and how hardware differences between iPhone and Android impact your mobile banking safety.Key Topics Covered:Vanguard Email Audit: How to safely navigate official-looking marketing emails, domain redirects, and link safety.The AI Voice ID Trap: Why voice biometrics are easily bypassed by generative AI tools like ElevenLabs, and why podcasters and public speakers are especially vulnerable.On-Device Biometrics Explained: The crucial security differences between Apple's 3D TrueDepth Face ID, Google Pixel's Class 3 machine learning, and Samsung's ultrasonic fingerprints.Smart MFA & Transfer Locks: Best practices for multi-factor authentication, trusted devices, and how outgoing transfer locks add an extra vault door to your wealth. Mentioned URLsVanguard Direct Security Profile URL: https:security-profile.web.vanguard.comVanguard Official Login: https:logon.vanguard.comPlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

If you sat down in my office as an E-3 and told me you wanted $100,000 saved before you pinned on E-6, here's exactly what I'd tell you. Forget chasing the number and start building the habits that make it inevitable, because $100K isn't magic, but it changes your trajectory faster than almost anything else you can do in your 20s. In this episode I break down the seven decisions that get you there: living below your means, killing high-interest debt, investing early through your TSP and Roth options, using every military benefit you're entitled to, buying assets before toys, protecting your credit, and increasing your income once the fundamentals are locked in.   Timestamps (00:00) - Intro (00:34) - The $100K by E-6 Goal (01:03) - Rule 1: Live Below Your Means (03:30) - Rule 2: Eliminate High-Interest Debt (04:37) - Rule 3: Invest Early (TSP & Roth) (07:03) - Rule 4: Use Your Military Benefits (07:45) - Rule 5: Buy Assets Before Toys (08:52) - Rule 6: Build Great Credit (09:18) - Rule 7: Increase Your Income (11:03) - VA Loans & Finding the Right Lender   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. FREE Financial quiz to see where you are, and point you in the right direction: https://www.frommilitarytomillionaire.com/wealth-roadmap Resources & Links Free course - Military Personal Finance 101: https://military-millionaire-academy.teachable.com/p/personal-finance-101-for-service-members  Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire   Produced by ⁠UNFLTR

If you make good money but still have credit card debt and not enough savings, this episode is for you.You may be earning six figures or multiple six figures.You may have a good career, a strong income, or a growing business.You may even be investing in your 401k, IRA, or other accounts.But if you are still carrying high-interest credit card debt and your savings is not where you want it to be, it can be hard to feel financially secure.In this episode, we're talking about why building wealth starts with getting out of credit card debt and saving money.And while investing, real estate, business ownership, and becoming a millionaire can absolutely be part of building wealth, for many women, the first wealth-building goal is much more foundational.Getting out of high-interest credit card debt and learning how to stay out.Building enough savings so life can happen without sending you right back into debt.Creating the kind of financial foundation that allows wealth to actually stick.We'll get into:Why making good money does not always mean you feel financially secure.Why credit card debt can keep your income tied to the past.Why saving money is not just basic, but a major part of building wealth.How a shaky financial foundation makes it harder to invest consistently.Why building wealth starts with creating stability, margin, cash flow, and peace.If you've been trying to build wealth while still carrying credit card debt or watching your savings go up and down, this episode will help you think about wealth-building differently.Because wealth is not just money in an investment account.Wealth is also having a financial life that is strong enough to support you. CLICK HERE to Sign Up for the Free LIVE Money Training for Women Making $100k+*************************************************************************************Ready for support?If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation.This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.Together, we'll look at where you are, where you want to be, what's actually standing in the way, and whether money coaching would help you overcome your biggest financial challenges and reach your goals faster.Click Here to Schedule yours today

Financial Wellness for Women: Money, Marriage & Building Wealth with Hayley Dickson, CFP®What if financial freedom has less to do with hitting a magic number—and more about finally feeling clear and confident about your money?This week on The Running Wine Mom, Samantha Cieslinski sits down with Hayley Dickson, CFP, CEO and Founder of RIPPL Wealth Management, for a refreshingly honest conversation about money, financial wellness, marriage, motherhood, and building a life you actually want to live.Hayley shares how she walked away from a successful six-figure career in entertainment, trusted her intuition, and ultimately became the fastest-growing advisor in Northwestern Mutual's history before launching RIPPL Wealth Management.But this isn't your typical conversation about cutting lattes and sticking to a monthly budget. In fact, Hayley hates monthly budgets.Instead, she introduces her concept of a “planning budget”—deciding how much of your annual income will go toward growing your net worth and achieving your goals first, then giving yourself permission to enjoy what's left.Samantha and Hayley also get into the emotional side of money: why successful women can still feel embarrassed about what they don't know, why financial wellness belongs in the same conversation as physical and mental health, and why women—especially stay-at-home moms—need to understand their household finances even when their partner traditionally handles the money.In this episode, we talk about:Why Hayley left a successful entertainment career to completely reinvent herself in financeWhy money remains one of our biggest cultural taboosThe shame and comparison that keep women from asking financial questionsWhat being a “financial life designer” actually meansWhy financial wellness can affect our mental health, relationships, and overall well-beingFinancial independence for women and stay-at-home parentsWhy Hayley prefers the idea of becoming “work optional” instead of simply retiringEstate planning, life insurance, 529 plans, and preparing financially for your familyTax diversification and the difference between pre-tax and Roth retirement savingsHow sophisticated investment strategies are becoming more accessible to everyday wealth buildersPrenups, postnups, marriage, and protecting yourself financiallyWhether couples should combine finances or use a “yours, mine, and ours” systemWhy having a shared financial vision matters more than exactly how your bank accounts are structuredThe “middle bucket” Hayley often sees missing from people's financial livesWhy Hayley hates traditional monthly budgetsHer planning budget approach to saving, investing, and spending without guiltWhy travel is the money splurge Hayley will never regretHayley defines financial freedom as having clarity, confidence, and peace in your money choices. And perhaps the biggest takeaway from this conversation is that you don't need to wait until you're wealthy to start feeling financially empowered.You just have to start.Hayley is offering listeners a complimentary 30-minute one-on-one Life Design & Wealth Strategy Session (a $500 value). Simply mention this episode when you reach out to rippl@nm.com to reserve your spot. Learn more about Hayley and how she can help elevate your finances on rippl.nm.com.Connect with Hayley DicksonRIPPL Wealth Management: https://rippl.nm.com/Hayley Dickson on Instagram: @hayleywdicksonHayley Dickson on LinkedIn: Search Hayley Dickson, CFP®Connect with The Running Wine MomFollow Samantha on Instagram: @therunningwinemom_Subscribe to The Running Wine Mom wherever you listen to podcasts, and if this episode made you think differently about money, send it to a friend who needs to hear it.This episode is for educational and informational purposes only and should not be considered individualized financial, investment, tax, or legal advice.

Would an extra 2% in investment returns transform your financial future? It might help. But the decisions that have the greatest effect on your wealth often happen long before you choose a mutual fund, stock, or retirement account. In this episode of Working Wealth, Patrick and Trevor discuss the financial and personal choices that can have a greater long-term impact than chasing higher investment returns. They explore: Why your savings rate may matter more than small differences in returns How investing in your skills can increase your earning potential The financial impact of choosing the right spouse or partner Why starting early can be more powerful than investing more later How career decisions influence long-term wealth The connection between physical health and retirement planning Why meaningful work can create greater retirement flexibility How to connect your financial goals to a larger purpose Investment performance matters, especially over long periods of time. But returns are only one piece of the equation. Your income, savings habits, relationships, health, career, and ability to stay consistent may ultimately shape your future far more than whether one investment earns slightly more than another. The better question is not simply, “How can I earn a higher return?” It is, “What am I building this wealth so that I can do?” Subscribe for practical conversations about investing, retirement planning, taxes, and using wealth to create independence and impact. Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important financial decisions.

Episode 126 Featuring Anthony O'Neal... In this episode, I sit down with financial author Anthony O'Neal for a real conversation about money, relationships, going 50/50, and building wealth and legacy with your partner. Anthony shares his powerful journey from homelessness to financial freedom, drops gems on budgeting and wealth building, and challenges the way we think about traditional 9-to-5 jobs. And YES… we revisit my viral “I don't want a man with a 9-to-5” moment  and what I actually meant by wanting a partner with the freedom and flexibility to align with my lifestyle. Whether you're single, dating, married, an entrepreneur, or working a 9-to-5—this conversation is for YOU.  Let's Try This Again.  For exclusive bonus content, behind-the-scenes moments, a safe place connect with like minded women.... plus more, join the LTTA app community at ⁠⁠⁠⁠⁠⁠⁠LTTA.app⁠⁠⁠⁠⁠⁠⁠ today. We are now in the app store! Listen on Apple: ⁠⁠https://podcasts.apple.com/us/podcast...⁠⁠ Follow on Instagram: ⁠⁠https://www.instagram.com/letstrythis...⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

“I didn't start it to make money. It was just my own solution to my own problem.”What began as Keith Gillispie's solution to managing real estate investing with limited time eventually became REI Automated. In Part 2, Keith explains how systems, automation, and delegation can help investors build more efficient businesses while focusing on higher-value decisions.The conversation also covers financial habits, net worth, debt, and one of the most important parts of wealth building: creating a legacy through financial knowledge, not just money.Key Takeaways:18:45 — How REI Automated began and why systems became essential.22:16 — How Keith's personal solution became REI Automated after completing deals in 34 states.23:21 — The “Mickey D's method” and why every part of a business needs a system.24:10 — Why investors should automate or delegate tasks and move from operator to owner.25:00 — The three pillars of REI Automated: education, software, and support.27:46 — Why doing everything yourself can keep your business from growing.31:03 — Keith's financial habit of tracking net worth weekly and monitoring the budget daily.32:28 — Understanding consumer debt and using debt to acquire assets.36:15 — What building a legacy through real estate means to Keith.37:42 — Why teaching financial stewardship may be more valuable than simply leaving money.40:25 — Corwyn's final takeaway on informed decisions, discipline, and building a legacy.Legacy-Building Takeaway:“It's way more important to leave an inheritance of how to generate cash… how to be a good steward of that cash.” — Keith GillispieFor Keith, legacy isn't simply about leaving money behind. It's about teaching the next generation how to generate, manage, save, invest, and give money wisely.Connect with Keith:Website: www.reiautomated.ioLinkedIn: Keith Gillispie https://www.linkedin.com/in/keithgrei/Facebook: https://www.facebook.com/Keith.GillispieFree Course: playbook.reiautomated.io/?source=Keith&campaign=OFC Connect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Website: https://www.exitlowcountry.com/Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

When other agents slow down, you don't have to.Keep talking to people. Keep following up. Keep solving problems. Keep doing the work closest to the money.The harder the problem, the fewer people willing to solve it—and sometimes, the bigger the opportunity on the other side.In This Episode, You'll Learn:How Kelli went from survival mode to consistently closing dealsWhy “everything is figureoutable” became more than just a motivational phraseHow solving difficult real estate problems can create disproportionately large opportunitiesHow Kelli changed personally as her business began to changeWhy the fall and holiday season can be an opportunity to gain ground instead of an excuse to coastConnect with KelliPhone: 484-643-8758Hit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

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What does it take to turn a growing net worth into lasting financial freedom? In this episode of the Real Estate Investor Podcast, host Gary Lipsky sits down with Bromley Palamountain, RICP®, Wealth Management Advisor at Northwestern Mutual, to explore how thoughtful financial planning can help investors make more of what they earn and keep more of what they build. Bromley explains why tax and investment strategies should work together, how fad investing can pull portfolios off course, and what investors should consider when balancing traditional and alternative assets. He also shares his approach to liquidity, the role real estate can play in a diversified portfolio, and why a long-term mindset matters during periods of volatility. They also discuss the habits Bromley sees among his most successful clients and one simple strategy for moving closer to financial independence. Tune in to learn how clarity, coordination, and consistency can help you build wealth beyond the deal with Bromley Palamountain.Key Points From This Episode:Meet Bromley Palamountain and hear how his team helps clients manage their finances.Explore why aligning tax and investment strategies can change what investors keep.Learn about the costly financial mistakes that high-net-worth investors repeatedly make.When alternative investments may make sense alongside traditional stocks and bonds.Hear how to balance liquidity and opportunity without being forced into the wrong strategy.Consider the role real estate can play in building a well-rounded portfolio.Practical steps to navigate uncertainty without losing sight of the bigger financial picture.Uncover the habits that set Bromley's most successful clients apart.He breaks down his best strategy for achieving financial independence.Links Mentioned in Today's Episode:Bromley PalamountainBromley Palamountain on LinkedInEmail Bromley PalamountainNorthwestern MutualSchedule your Complimentary Financial Planning CallTom WheelwrightInvest Smart SummitWho Not HowGoBundanceAsset Management Mastery Facebook GroupInvest SmartBreak of Day CapitalBreak of Day Capital InstagramBreak of Day Capital YouTubeGary Lipsky on LinkedIn

The Powerful Truth About Building Wealth With IntentionWhat does it really mean to build wealth without losing yourself in the process?In this episode of the Say Yes Anyway Podcast, Jess sits down with wealth strategist and Live Wealthy author Dawn Dahlby for a powerful conversation about money, purpose, values, financial freedom, generosity, and what it means to live a wealthy life.Dawn shares why building wealth isn't only about increasing your bank account. It's also about building internal wealth, understanding your values, creating financial alignment, and recognizing when you have enough.Together, Jess and Dawn unpack the mindset shifts that can change the way you approach money, including letting go of scarcity, making intentional decisions, and taking action before you feel completely confident.Dawn also shares how she left hospitality at 30, entered financial planning, and pushed through a difficult first six months before believing she had made the right decision. Her story is a reminder that sometimes you have to say yes before you have all the answers.In This EpisodeBuilding internal and external wealthWhy financial and emotional wealth both matterDiscovering what "enough" means for youMoney, values, purpose, and alignmentTaking action before confidenceMaking financial decisions based on your valuesGenerosity and building wealthHow scarcity affects our relationship with moneyThe difference between a budget and a spending planHow wealth can create more opportunities to giveKey Takeaways✨ Wealth is more than money. True wealth includes the internal work of managing your thoughts, emotions, and responses while building financial wealth.✨ Your money should reflect your values. Your financial decisions should support the life you actually want to live.✨ You don't have to believe in yourself before you begin. Sometimes belief comes after you take the first step.✨ Generosity is part of wealth. Financial freedom can create opportunities to give your money, time, and resources in meaningful ways.✨ Your version of a wealthy life is personal. Financial freedom isn't about someone else's definition of success. It's about creating the freedom to live according to what matters most to you.Faith, Money & PurposeDawn shares how her Christian faith shapes her view of money and generosity. For her, financial success isn't simply about accumulating more. It's about having the freedom to live fully, support the people you love, give generously, and make choices aligned with your values.Connect With Jess

Mori Russell & Deonte Atkins On The Significance Of ‘Russell Rocks The Block’ What Makes The Russell Innovation Center SpecialSee omnystudio.com/listener for privacy information.

What does it really take to build a billion-dollar career and have the courage to build something of your own, while raising 3 kids under 4?In this episode of Beyond Common Business Secrets, Tracey Watts Cirino sits down with longtime friend Tori Nook, a powerhouse in commercial real estate who has built an extraordinary career, generated more than $1 billion in real estate sales, and ultimately launched her own company.But this conversation isn't just about real estate.It's about what happens when ambition, resilience, motherhood, money, intuition, and the desire for freedom collide.Tori and Tracey go behind the scenes of what it really takes to build a successful business and a successful life, including the moments when you have to decide whether you're willing to keep playing by someone else's rules.They talk about the lessons Tori learned throughout her career, what finally pushed her to start her own company, the reality of building a business while raising a family, and why women shouldn't wait until they feel completely ready before they ask for more.And then the conversation goes somewhere even deeper:How much of your success comes from what you know and how much comes from trusting what you already know?If you've ever wondered whether you're capable of more, struggled with the pressure to do everything yourself, or questioned what true financial independence and freedom could look like for you, you're going to want to hear this conversation.This is a story about building wealth, betting on yourself, trusting your intuition, and creating success on your own terms.

1. From Career Change to Property Investing How Lorraine went from a career in law to caring for her father and becoming an accidental property investor. How an email sent to the wrong Lorraine led her to housing vulnerable young people. 2. Learning Through Action and Experience How Lorraine and her business partner learned from mistakes while navigating property auctions. Why education is as much about building the right network and community as gaining knowledge. 3. The Influence of Family and Values How Lorraine's parents shaped her entrepreneurial spirit, generosity and belief in giving others a chance. Why she believes profit and purpose can work hand in hand. 4. Property, Dignity and Social Impact How Lorraine uses property to support people facing difficult circumstances while preserving their dignity. Why wealth building can go beyond financial independence towards impact and legacy. 5. Recognition, Purpose and Creating a Legacy How a community initiative during COVID led to Lorraine receiving The Lancelot Andrewes Medal. How PRIME helps successful women explore how they can create a bigger impact. 6. Taking Action and Finding Focus Kevin and Bimbi's reflections on Lorraine's entrepreneurial drive, risk-taking and willingness to take action. Why finding a clear focus and niche can be a powerful starting point when building something new. Key Takeaways: Wealth can be used to create opportunities for others. Experience and influence can help support people facing difficult circumstances. Entrepreneurial skills can be used to create meaningful social impact. Building a legacy can start long before you're gone. Resources: The View From My Window: Grace, Grit and Purposeful Property Lorraine Thomas on LinkedIn [BOOK] Purposeful Retirement: Find Fulfillment in Later Life WealthBuilders - Build, protect and transfer your wealth WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Dr. Liz Aguirre is a remarkable women. She grew up in poverty without reliable access to food or shelter and is now a mom, wife, and a physician with passion for person-centered health. We talk about how she grew her wealthy mindset and how coaching has assisted that journey. I am so lucky to have great clients like Dr. Liz. You can find Liz Aguire at: https://www.lizaguirremd.com/Watch Liz's TEDx Talks: End Professional Burnout: Become More Energized and Less Stressed https://youtu.be/Mo9DS6kBDyYWhy the Secret to Fulfillment is Imagination https://youtu.be/_D9zcEOheqcPlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Verl Workman reveals how thinking bigger, tracking the right activities, protecting family time, building net profit, and preparing for opportunity can transform business success into lasting wealth, freedom, purpose, and a genuinely fulfilling life today.(00:00) - Introduction to Verl Workman and His Journey to Health, Longevity, and Success(05:00) - Authenticity, Personal Transformation, and Living What You Teach(10:00) - From Business Failure to Becoming a Top Real Estate Producer and Coach(15:00) - Building Wealth Through Multiple Income Pillars and Thinking Bigger(20:00) - Why New Agents Should Join High-Performing Teams and Learn From the Best(25:00) - How Failure Creates Wisdom and Why AI Cannot Replace Human Judgment(30:00) - Tracking the Right Activities, Maximizing Listings, and Plugging Income Leaks(35:00) - Adapting to a Changing Market and Becoming the Specialist Consumers Want(40:00) - Return on Time, Finding the Money, and Why Net Profit Is the Number That Matters(45:00) - Acting on Opportunity, Building Wealth, and Connecting With Verl Workman(47:00) - Closing Message and The REI Agent Podcast DisclaimerContact Verl Workmanhttps://verlworkman.com/https://workmansuccess.com/https://www.facebook.com/VerlWorkmanWSS/https://www.instagram.com/verlworkman/https://www.linkedin.com/in/verlworkman/https://www.youtube.com/@VerlWorkmanSuccessVerl Workman proves that greatness does not have to be accidental. Think bigger, protect the people and time that matter most, measure the activities that actually produce results, build real net profit, and prepare yourself before opportunity arrives. The goal is not simply to build a bigger business. It is to build the wealth, health, freedom, and relationships that allow you to fully participate in the life you worked so hard to create. For more conversations about building wealth while building a life worth living, visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Do you have to quit your job, become a full-time investor, or take huge financial risks to build wealth through real estate?Keith Gillispie challenges that idea with a story that is anything but an overnight success. As an active-duty Marine, Keith spent years serving overseas while trying to build a real estate investing business and remain present for his wife and children.In Part 1, Corwyn J. Melette and Keith get honest about what it really takes to build wealth while working full-time. They talk about the unrealistic picture of success often presented on social media, the importance of mindset, the sacrifices entrepreneurship can require, and why “work-life balance” may actually mean constantly adjusting where you place your time, energy, and focus.This isn't a conversation about getting rich quickly. It's about making intentional decisions that can create financial security without losing sight of what matters most.Key Takeaways:00:52 — Do you have to quit your job to build wealth through real estate?04:32 — Keith's journey into real estate investing while serving in the Marine Corps05:36 — How being away from his children changed Keith's priorities07:05 — Why Keith doesn't recommend immediately escaping your W-208:30 — The problem with social media and the way it portrays success09:26 — Why Keith says to “become a creator but not a consumer”10:40 — How your mindset can influence your financial growth12:18 — The tightrope analogy for understanding work-life balance13:45 — Why entrepreneurship requires sacrifice15:25 — Keith's core principle: keeping the most important thing the most important thing17:14 — Why wealth means little if you lose your health and relationships18:24 — Corwyn's perspective on being present and intentionalLegacy Building Takeaway:“Keep the most important thing the most important thing.” — Keith GillispieBuilding wealth isn't simply about how much money you can make. It's also about making sure the things you're building that wealth for don't become the things you sacrifice along the way.Connect with Keith:Website: www.reiautomated.ioLinkedIn: Keith Gillispie https://www.linkedin.com/in/keithgrei/Facebook: https://www.facebook.com/Keith.GillispieFree Course: playbook.reiautomated.io/?source=Keith&campaign=OFC Connect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Website: https://www.exitlowcountry.com/Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

What if some of your best real estate opportunities aren't traditional leads—they're people with problems you can actually solve?In this solo episode, Chris shares how he went from making $25,000 a year in ministry to finding his first real estate deals by literally knocking on the doors of homeowners facing foreclosure. He explains how massive imperfect action helped him get started, why distressed properties became a foundation of his real estate business, and how agents can apply the same principles today.Chris breaks down two major sources of opportunity: building deep referral relationships with professionals like estate attorneys, financial planners, divorce attorneys, and CPAs, and using curated data to identify homeowners who may be more likely to need real estate help. He also explains why better lists, better tools, and consistent follow-up can dramatically improve the effectiveness of your prospecting.In This Episode, You'll Learn:Why massive imperfect action can beat waiting until you know exactly what you're doing How distressed-property opportunities helped Chris build his real estate business How to build referral relationships with estate attorneys, financial planners, divorce attorneys, and CPAs How curated data can help you “hunt where the ducks are” instead of blindly cold callingHow to prioritize an existing database based on which contacts are most likely to sell The simple combination Chris recommends: referral partners + targeted data + working the list consistentlyConnect with Chris:Instagram: @craddrockFacebook: Chris Craddock BusinessRESOURCES: 

This week, we're heading to Saint Maarten to sit down with an old friend from New Jersey who moved to the Caribbean 20 years ago to completely reimagine his life and career.We unpack a brief history of the island and dive into the real entrepreneurial opportunities waiting for bold Americans.  From acquiring an investment property that doubles as a short-term rental to securing an international job transfer, we break down your best options under the sun.

What if the biggest obstacle to building lasting wealth isn't a lack of money, but meeting people who make it possible? In this episode, Peter Skaggs, Founder of Investor Lighthouse and Innovative Mortgage Alliance, shares how decades in real estate investing taught him that financial freedom isn't built through luck or chasing trends. It's built through education, disciplined action, and relationships with people who challenge you to think differently. From learning hard lessons early in his career to helping busy professionals build wealth through strategic real estate investing, Peter explains why the best investors focus on long-term thinking, continuous learning, and surrounding themselves with the right mentors. Throughout the conversation, he reveals how one relationship after another helped shape his philosophy of investing, leadership, and serving others.   [00:03:41] What He Does and Who He Serves Founder of Investor Lighthouse and Innovative Mortgage Alliance Helps busy professionals create long-term wealth through real estate investing Focuses on education before investment decisions Empowers investors to build confidence instead of depending on others [00:05:18] Why Financial Education Matters Believes financial literacy creates freedom and confidence Encourages investors to understand every investment they make Explains why knowledge reduces fear during uncertain markets Teaches people to think like long-term investors instead of speculators [00:08:42] Lessons From His Early Investing Journey Learned that success rarely happens overnight Experienced setbacks that became valuable learning opportunities Developed a disciplined investment approach through experience Realized patience consistently outperforms emotional decision-making [00:12:15] The Biggest Mistakes Investors Make Chasing quick profits instead of building lasting wealth Relying entirely on advisors without understanding the investment Allowing fear and emotion to dictate financial decisions Ignoring the value of long-term planning and consistency [00:16:47] Building Wealth One Decision at a Time Small, consistent decisions create significant long-term results Every investment should align with personal financial goals Wealth comes from disciplined habits more than perfect timing Focuses on sustainable growth rather than shortcuts [00:20:54] The Relationship That Changed Everything Credits key mentors with expanding his perspective on investing Learned the value of asking better questions before making decisions Relationships opened doors that knowledge alone could not Continues investing in meaningful connections throughout his career [00:25:10] Why Mentorship Accelerates Growth Great mentors help shorten the learning curve They provide wisdom gained through real experience Accountability often matters as much as information Success becomes more predictable when learning from those who've gone before [00:29:36] Serving Before Selling Believes trust must always come before transactions Education creates stronger client relationships Long-term success comes from putting clients' interests first Strong relationships naturally generate referrals and opportunities [00:33:48] Creating Financial Freedom Financial freedom begins with intentional planning Investing should support the life you want to build Wealth provides choices rather than simply accumulating assets Every financial decision should move you closer to independence [00:38:22] The Legacy That Matters Most Helping others achieve financial confidence is deeply rewarding Success is measured by lives impacted, not just dollars earned Building relationships creates influence that lasts beyond business The greatest return on investment is seeing others succeed   KEY QUOTES "Real wealth isn't created by chasing the next opportunity. It's created by making disciplined decisions consistently over time, even when those decisions aren't exciting." - Peter Skaggs "The relationships you build throughout your life will often determine the opportunities that come your way. Knowledge is important, but relationships open doors that knowledge alone never will." - Peter Skaggs "Financial freedom isn't really about money. It's about having the ability to make decisions based on your values instead of your circumstances. That's the kind of wealth worth building." - Peter Skaggs CONNECT WITH PETER SKAGGS Website: https://investorlighthouse.com LinkedIn: https://www.linkedin.com/in/peter-skaggs   Thanks for tuning in! If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe! Find me on: Apple Podcasts | Spotify | iHeart Radio | Stitcher

Black America is facing a financial crisis that goes far beyond income. Dr. Wes Bellamy joins Anthony O'Neal to unpack the troubling data surrounding Black unemployment, education, savings, earnings and homeownership.With the median savings for Black men sitting at just $2,200, one emergency could wipe out everything. Anthony and Dr. Bellamy discuss why Black men and women need each other financially, what is driving young Black men away from education and employment, and how discipline, strategy and ownership can create a different future.They also confront the online narratives discouraging homeownership and explain why protecting assets, increasing earning power and building together are essential to creating financial freedom for the next generation.Download and read Dr. Wes Bellamy's report: The Economic State of Black Men and Boys in the United StatesKEY POINTS00:00 Introduction03:07 The Unemployment, Education and Financial Statistics That Alarmed Him Most06:56 Why Black Men and Women Must Work Together to Build Financially Stable Households08:56 Why $2,200 in Median Savings Is Not Enough to Survive a Real Emergency13:40 The Declining Presence of Black Men in Higher Education and Why College Still Matters19:50 Where Young Black Men Are Going When They Are Disconnected From College, Trades and Work24:01 How Insecurity and the Path of Least Resistance Prevent Men From Progressing28:00 The Racial Earnings Gap and Four Moves Black Men Can Make to Increase Their Earning Power33:09 The Habits, Discipline and Sense of Purpose That Position People to Earn More42:26 Why Closing the Black Homeownership Gap Is Essential to Building Wealth and LegacyQUOTES “Brother, you got to figure out a way to be able to be sustained, and then how to thrive even in the midst of this chaos.” – Dr. Wes Bellamy“What we can do is equip ourselves with the information, the knowledge to be able to eventually either thrive in where you are—that may not be fair—or figure out how to go and start your own thing.” – Dr. Wes Bellamy“The quickest way for us to devalue ourselves is to give away our financial pathways to freedom.” – Dr. Wes BellamyGUEST RESOURCESDr. Wes BellamyIG | https://www.instagram.com/dr.wesbellamy/ ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.