Podcasts about Fed

Learn what 2026 might bring for mortgage rates, home prices, and affordability, plus smart steps to buy or refinance. Will mortgage rates drop in 2026, and is it finally a good time to buy a home? How can you get your finances ready to buy or refinance, even if prices still feel out of reach? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgages and the housing market to help you understand what to watch this year and how to plan your next move. But first, senior news writer Anna Helhoski and NerdWallet senior economist Elizabeth Renter join Sean to discuss what could shape the economy in 2026. They discuss how tariffs may filter into prices, what a cooling labor market could mean for jobs and wages, and why rising household debt delinquencies are a red flag to watch. Then, Abby Badach Doyle, NerdWallet mortgage Nerd, joins Sean and Elizabeth to discuss home buying and refinancing in 2026. They discuss how inventory and mortgage rates shifted through 2025, how Fed rate cuts can influence mortgage rates before they happen, and ways to make the dream of homeownership more realistic. Use NerdWallet's free calculator to see how much house you can afford: https://www.nerdwallet.com/mortgages/calculators/how-much-house-can-i-afford Use NerdWallet's free rent vs buy calculator to find out which option is best for you: https://www.nerdwallet.com/mortgages/calculators/rent-vs-buy-calculator  NerdWallet's free mortgage refinance calculator can help you decide whether to refinance: https://www.nerdwallet.com/mortgages/calculators/refinance-calculator   See all of NerdWallet's 2026 Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_010826_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: housing market 2026, mortgage rates 2026, home prices 2026, 30-year mortgage rate, mortgage refinance, refinance calculator, when to refinance, home affordability, down payment assistance, closing cost assistance, first-time homebuyer programs, buying a house in 2026, house hunting in January, winter home buying, seller's market vs buyer's market, housing inventory, housing supply, home buying budget, rent vs buy calculator, rent vs buy, credit score for mortgage, saving for a house, emergency savings, moving costs, closing costs, homeowners insurance costs, wildfire risk insurance, home repairs budget, buyer's agent, inflation and mortgage rates, Fed rate cuts and mortgages, tariffs and inflation, and household debt delinquency. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

US equity futures point to a softer open, with Asian markets generally weaker and European equities narrowly mixed. Today's focus is on a pause in the recent pro-cyclical rally as geopolitical risks and upcoming event risk weigh on sentiment. Energy and financials underperformed amid renewed uncertainty around Venezuela developments, while Trump's social media comments on restricting institutional housing investment and curbing defense-sector buybacks added to sector-specific volatility. Moreover, macro data sent mixed signals, leaving Fed expectations broadly unchanged. Investors are now looking ahead to Friday's payrolls report, the pending Supreme Court ruling on Trump tariffs, and the next round of earnings and policy decisions as near-term catalysts.Companies Mentioned: Nvidia, Chevron, Eli Lilly, Ventyx Biosciences

Fed prosecutor warns more arrests coming after ‘massive' fraud found in California homeless services: ‘We followed the money', California Voter ID Initiative Surpasses 1 Million Signatures, Rep. Darrell Issa, Mehek Cook and Aaron Kirman join the show. Check Out Our Partners American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms 120Life: “120/Life is a natural drink that supports healthy blood pressure. See better numbers in 2 weeks or your money back by saving 20% with code BENNY at http://www.120life.com/ ” BEAM: http://shopbeam.com/BENNYSHOW , use code BENNYSHOW MASA CHIPS: Go to http://www.masachips.com/BENNY and use code BENNY for 25% off your first order Learn more about your ad choices. Visit podcastchoices.com/adchoices

Andy is joined by Dr. John Cochrane, Senior Fellow at the Hoover Institution at Stanford University, for a deep dive into fiscal theory, inflation, and the forces shaping today's global economy. Dr. Cochrane explains the fiscal theory of the price level and why inflation is ultimately driven by government debt and confidence in government bonds. Using the Eurozone as a case study, he explores the challenges of maintaining a monetary union without a corresponding fiscal or political union. The conversation also turns to artificial intelligence, examining how AI may disrupt employment in the short term while increasing productivity, wealth, and long-term economic growth. What You'll Learn in This Episode: - What the fiscal theory of the price level really says about inflation - Why government debt and credibility matter more than money printing alone - The Fed's role in balancing monetary and fiscal policy - Why the Euro highlights risks of monetary union without fiscal unity - How AI could reshape jobs, productivity, and economic growth Action Items - Explore Dr. John Cochrane's (available on Amazon) - Visit johnhcochrane.com for essays and free materials on fiscal theory Want to Learn More? Visit cashflowbonus.com to access free investing resources, including the ebook and action items discussed in this episode.

In this episode of the Massive Passive Cashflow Podcast, Gary sits down with Terry Roberts, a seasoned mortgage broker with over 15 years of lending experience and a deep specialization in VA loans, investor financing, and non-traditional mortgage strategies. Terry shares his powerful journey—from homelessness, being a high school dropout, and a teenage father, to serving nine years in the U.S. Marine Corps and ultimately becoming a nationwide mortgage broker with access to 160+ lenders. His unique background in military leadership, business operations, and mortgage innovation gives him a rare perspective on how financing really works behind the scenes. Throughout the conversation, Terry breaks down why working with a mortgage broker vs. a retail bank loan officer can dramatically expand financing options for buyers and investors. He explains how veterans can strategically use VA loans to acquire duplexes, triplexes, and fourplexes with little to no money down, how eligibility truly works, and how military families can build long-term wealth through real estate. We also dive deep into investor-focused loan programs most agents don't even know exist—such as asset depletion loans, rental-income-based financing, and loans that don't require tax returns, W-2s, or traditional income documentation. Terry explains how these options open doors for 1099 earners, real estate agents, retirees, developers, and foreign investors looking to invest safely in U.S. real estate. The episode wraps with a candid discussion on interest rates, Fed rate cuts, the 10-year Treasury, refinance strategies that actually make sense, and why trying to time the market often costs investors more in the long run. Whether you're a real estate agent, investor, veteran, or buyer trying to navigate today's complex lending landscape, this episode delivers clarity, strategy, and practical insights you can apply immediately.     What You Will Learn: How mortgage brokers unlock better loan options than traditional banks The real difference between a broker and a retail loan officer How veterans can use VA loans to build wealth with little to no money down Using VA loans for duplexes, triplexes, and fourplexes How VA entitlement actually works (and why it's not based on property count) Investor loan options that don't require tax returns, W-2s, or pay stubs How rental-income-based loans work for investors and 1099 earners Asset depletion loans for retirees and high-net-worth investors Financing strategies for real estate agents who can't qualify traditionally Loan options for land, development, and mixed-use projects Can foreign nationals invest in U.S. real estate? (Yes—and how) Why Fed rate cuts don't directly control mortgage rates Why the 10-year U.S. Treasury matters more than Fed announcements When refinancing makes sense—even if your interest rate increases How refinancing can eliminate high-interest debt and improve cash flow Simple ways to lower monthly payments without refinancing Why relationships—not transactions—drive long-term success in real estate     Links & Resources: Facebook: https://www.facebook.com/TerryRobertsNMLS397987 Instagram: https://www.instagram.com/mortgagetipdaily LinkedIn: https://www.linkedin.com/in/terrydroberts/ Youtube: https://www.youtube.com/@mortgagetipdaily Website: terryroberts.com Email: troberts@emortgagecapital.com Attention Investors and Agents: Are you ready to scale your real estate business and connect with like-minded professionals?

Don't look now but the people of Iran may well be the next country's population to see a dictator deposed. Stigall welcomes Alireza Jafarzadeh of the National Council of Resistance of Iran and author of "The Iran Threat." Today is also what Julie Kelly calls "Fed-surrection" day. Jack Smith testified last week and we're not hearing a lot. Julie is all over it. There's a big primary battle in Texas for Senate and Wesley Hunt who represents the 38th District in the House wants that seat in the Senate. He and Stigall discuss the military strategy of last weekend in Venezuela and what he sees Congress accomplishing in 2026. Plus Steve Moore on why Venezuela and its economy is an entirely different structure than discussions of Iraq or Afghanistan and why so many other countries seem to be turning around their economic fortunes. - For more info visit the official website: https://chrisstigall.com Instagram: https://www.instagram.com/chrisstigallshow/ Twitter: https://twitter.com/ChrisStigall Facebook: https://www.facebook.com/chris.stigall/ Listen on Spotify: https://tinyurl.com/StigallPod Listen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

For years, money market funds have paid 5%, but as the Fed shifts policy, we will explain why sitting in cash might be the biggest risk to your income in 2026.Today's Stocks & Topics: Rocket Lab Corporation (RKLB), Mueller Water Products, Inc. (MWA), Market Wrap, “The "Cash Trap" of 2026”, Berkshire Hathaway Inc. (BRK-A), LyondellBasell Industries N.V. (LYB), Inflation Driven by AI, Water Investment Opportunities, Alcoa Corporation (AA), Kaiser Aluminum Corporation (KALU), Foreign Stocks.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

This Episode Chris Lopez and Jim Pfeifer sit down with Scott Trench for a frank 2025 recap and a practical 2026 game plan. Scott reviews what he got right (rates staying sticky, supply-driven rent trends) and where the surprises showed up (gold strength, stock market resilience), then opens his playbook: selling a chunk of stocks, buying paid-off 2–4 unit Denver rentals, and allocating a small slice of retirement capital to private credit via a solo 401(k). Looking ahead, Scott focuses on multifamily supply tapering, demand uncertainty, and the 10-year vs. Fed funds dynamic. He also lays out a contrarian Class A office thesis (all equity, patient lease-up, operator quality over leverage) and shares how LPs might think about accessing similar opportunities. Key Takeaways Interest rates: policy cuts may not translate to lower mortgages if the 10-year stays elevated Supply and rents: 2026 likely absorbs the 2024–2025 wave, with rent strength returning market by market Portfolio moves: swapped high-multiple equities for paid-off small multifamily; reserved retirement dollars for simple-yield private credit Risk posture: early-career aggression → mid-career capital protection; leverage optionality comes later Office angle: best-in-market, newer assets with patient, all-equity business plans may offer asymmetric upside LP lens: prioritize operator track records in one geography, modest leverage, and realistic lease-up/tenant improvement budgets Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

Subscribe to the Jim Paulsen Show on Apple Podcasts⁠⁠https://podcasts.apple.com/us/podcast/the-jim-paulsen-show/id1828054999⁠⁠Subscribe on Spotify⁠⁠https://open.spotify.com/show/3QaBDVGuBZ3cZfFZ4mqPFc⁠⁠In this episode of the Jim Paulsen Show, Jim Paulsen joins Jack Forehand and Justin Carbonneau to break down what the economy and markets may really be signaling beneath the headline numbers. Drawing from his recent outlook and long history studying market cycles, Jim explains why growth may be weaker than it appears, how policy lags are shaping the outlook, and why today's market looks very different from past late-cycle environments. The conversation explores the divide between the “new era” economy and the rest of the market, what that means for investors in 2026, and where opportunities may be emerging as monetary and fiscal policy begin to shift.Topics covered in this episode• Why headline GDP growth may be overstating the true strength of the economy• How trade distortions are affecting recent GDP data• The concept of a “no-shaped economy” and the divide between new era and old era businesses• Labor market signals that suggest economic sluggishness beneath the surface• Why this may be one of the most disliked bull markets in history• The role of policy lags and why easing could matter more than investors expect• How market concentration has shaped returns over the last several years• Warning signs emerging within the technology sector• The relationship between corporate cash levels, R&D spending, and tech leadership• Why market breadth and old era sectors may become more important going forward• Thoughts on bonds, stocks, commodities, gold, and portfolio positioning• Why international and emerging markets could benefit from a weaker dollar• How investors might think about diversification in an unusual market cycleTimestamps00:00 Introduction and key themes from Jim's outlook03:00 Why the economy may be weaker than GDP headlines suggest06:00 Labor market signals and recession-like dynamics12:00 Policy lags, the Fed, and why growth could soften further15:00 Market performance after multiple strong years18:00 The no-shaped economy and the split between new era and old era24:00 Strange market signals at all-time highs27:00 Valuations, sentiment, and why pessimism matters29:00 Fed easing expectations and consensus forecasts35:00 Warning signs for technology stocks42:00 Corporate cash, R&D spending, and tech leadership risks47:00 Portfolio construction and asset allocation thinking55:00 Final thoughts on opportunities and risks ahead

Markets are quietly sending important signals beneath the surface. Energy led early gains Monday, but strength broadened into financials as capital continued rotating from growth into value stocks. Over the past several weeks, value has steadily outperformed growth, while leadership has begun shifting away from mega-cap stocks into more underlying areas of the market. Notably, the S&P equal-weighted index reached a new all-time high, even as the cap-weighted index lagged. The performance gap between the two has narrowed from roughly 10% to about 6%, signaling improving market breadth. This rotation suggests investors are becoming more selective while positioning more defensively amid the potential for higher volatility. Technically, markets remain above the 20-day moving average and are close to triggering a short-term MACD buy signal. If follow-through continues near all-time highs, an upside breakout could provide additional tailwinds in the near term. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=sttQ3aaH4Rc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --- Articles mentioned in this report: 2026 Market Outlook Based On Valuations https://realinvestmentadvice.com/resources/blog/2026-market-outlook-based-on-valuations/ "Fed's Soft Landing Narrative Meets Economic Data" https://realinvestmentadvice.com/resources/blog/feds-soft-landing-narrative-meets-economic-data/ --- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBreadth #SectorRotation #ValueStocks #MarketOutlook #StockMarketToday

Mentor Sessions Ep. 046: Bitcoin 2026 Bull Run, TradFi Myths & Fed Liquidity Secrets | Joe ConsortiWhat if TradFi's bearish take on Bitcoin 2026 is dead wrong, and critically low bank reserves are the hidden Fed spark igniting an epic Bitcoin bull run? In this explosive episode of BTC Sessions, macro wizard Joe Consorti dismantles TradFi myths, revealing why Bitcoin volatility is at record lows—historically a screaming buy signal for massive upside. He exposes how plunging bank reserves act as Bitcoin's ultimate liquidity smoke alarm, with Fed interventions like $40B treasury buys set to flood the system and propel Bitcoin higher amid rising unemployment and asset prices bubble risks. Joe warns of long-term holders flipping from sellers to accumulators, ending the pressure that's kept Bitcoin range-bound, and predicts an explosion by year's end as we're just at the start of a multi-year bull market. From precious metals rotations to AI shovels outperforming, he shares why Bitcoin crushes gold as superior hard money—plus, how Horizon lets homeowners convert equity to BTC for 25-70% CAGR gains. If you're stacking sats, this is your roadmap to navigate 2026's Bitcoin bull run, dodging TradFi traps and capitalizing on Fed liquidity waves. Don't miss these game-changing insights—watch now and level up your Bitcoin strategy!About Joe ConsortiWebsite: https://joinhorizon.comX: @JoeConsortiYouTube: https://www.youtube.com/ ⁨@joeconsorti⁩ Chapters:00:00:00 Teaser & Intro00:01:12 TradFi's 2026 Myths00:03:14 Cycle Break & Bull Signals00:05:59 Equities & Metals Outlook00:07:28 Bitcoin Downside Exhaustion00:09:52 Range & Low Volume Causes00:11:26 Volatility as Upside Precursor00:14:13 Reserves as 2026 Catalysts00:16:23 Reserves-Bitcoin Correlation00:17:54 Liquidity Smoke Alarm00:20:10 On-Chain Holders Flip00:23:48 Seller Exhaustion Bullish00:25:55 Reserves Mechanics & Decline00:30:15 Macro Risks & Worsening00:31:27 Economy, Unemployment Outlook00:37:35 COVID Distortions Legacy00:39:45 Asset Prices Bubbles00:41:35 Investments Beyond Real Estate00:42:57 Gold vs Bitcoin Debate00:45:18 AI Opportunities & Miners00:47:23 Policy Shifts & Central Banks00:50:59 US Real Estate & Mortgages00:53:51 Bitcoin Fixes for Youth00:55:25 Horizon Equity Tool00:56:16 Canada Real Estate Rant00:57:46 S-Curve Adoption Potential00:58:27 Gold Parabolic Parallels01:01:32 2026 Prediction01:03:17 ClosingPrevious Episode:Mentor Sessions Ep. 045: Bitcoin Privacy Erosion, Quantum Myths & AI Data Threats | Time Chain Calendar Creator TC: https://youtu.be/H1ncnMF-img⚡ POWERED by Abundant Mines: Fully managed Bitcoin mining. Learn more at abundantmines.com/sessions

Mike Armstrong and Paul Lane discuss the Fed's six big challenges in 2026. Matt Gagnon (CEO Maine Policy Institute & Morning Show Host WGAN Portland) joins the show to chat about the impact of the increases to minimum wage. How are some older job seekers breaking through the bruising labor market? Hiring in the age of AI means proving you need a human. A mystery trader made $400,000 betting on Maduro's downfall.

“I don't know how consequential the January theory is anymore,” says Jake Dollarhide, referencing the market adage that as goes January so goes the year. The Fed has “one rate cut in it,” he argues, looking at the makeup of hawks and doves on the board. It'll all come down to the jobs reports – and he thinks unemployment could hit 5%. Jake is looking for an “official rotation” in markets this year.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Investors will keep focusing on market fundamentals, says Sam Stovall. Though he expects a good year, he warns that historically, we're reaching the end of a pattern for double-digit gains. He highlights tech, utilities, and communication services, and potentially financials. Turning to the Fed, he doesn't expect the first cut until April. He explains what a failed Santa Claus rally could mean for January trading, which often previews the rest of the year.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Markets are sitting near record highs, but are investors overlooking key warning signs? Tyler Wood of the Chartered Market Technicians Association joins Andrew Wilkinson to break down Fed policy, sector rotation, AI enthusiasm, commodities, and the technical signals that could shape market risk and opportunity heading into 2026.

En este episodio de VG Daily, Juan Manuel de los Reyes y Andre dos Santos se meten de lleno en una pregunta clave para 2026: ¿quién viene después de Jerome Powell al frente de la Fed y cómo se elige realmente al presidente del banco central más influyente del mundo? A partir de ahí, conectan la política en Washington, la arquitectura institucional de la Fed y el nuevo ciclo de recortes de tasas para entender qué está en juego para los mercados globales.

In the final instalment of our 2026 Outlook episodes, our Economists discuss the outlook and key risks for the US and Canada for the year ahead. We discuss the key drivers of our above consensus view on US growth, including fiscal support, diminishing trade risks, a rebounding labour market and strong consumer. We expect inflation to remain above target but think the Fed will cut twice in H2 under a new FOMC Chair.  

APAC stocks were mostly higher following the positive handover from Wall Street, where all major indices gained amid outperformance in energy and a softer yield environment.US President Trump is scheduled to deliver remarks at a GOP member retreat at 10:00EST/15:00GMT on Tuesday and will participate in a meeting at 14.30EST/19:30GMT on Tuesday.Witnesses reportedly heard loud blasts near the Presidential Palace in Caracas, Venezuela, according to Bloomberg's Erik Wasson. There were then reports of a shooting near the Presidential Palace in Caracas, although the Venezuelan government said the situation was under control.NVIDIA (NVDA) CEO said there is strong demand from China for H200 chips, while he added that the Co. has applied for licenses to ship H200 chips to China, and the US government is working to process them.European equity futures indicate a mildly positive cash market open with Euro Stoxx 50 futures up 0.1% after the cash market closed with gains of 1.3% on Monday.Looking ahead, highlights include French CPI Prelim (Dec), German CPI Prelim (Dec), US S&P PMI Final (Dec), Speakers including ECB's Cipollone & Fed's Barkin, Fed Discount Rate Minutes, Supply from Germany & US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US President Trump is scheduled to deliver remarks at a GOP member retreat at 10:00EST/15:00GMT on Tuesday and will participate in a meeting at 14.30EST/19:30GMT on Tuesday.China Commerce Ministry imposes export controls on dual-use items to Japan, effective immediately.European bourses are mostly firmer; US equity futures are mixed, with the RTY under slight pressure.Mostly uneventful trade across G10s but EUR subdued post-PMI & German State CPI.Bonds initially pressured before EGBs benefitting from German State CPIs ahead of the 13:00GMT mainland print.Crude initially lower but now a touch in the green; XAU extends on Monday's gains as Copper reaches another ATH.Looking ahead, German CPI (Dec), US S&P PMI Final (Dec), Speakers including Fed's Barkin, US President Trump, Fed Discount Rate Minutes.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] system is being dismantled, Trump getting control of the oil will begin to bring prices down further, once Iran has regime change, it is game over for the [DS]/[CB] system. Gas prices will fall further when the US begins to drill. The [CB] debt is in violation of the constitution and most it will most likely be wiped out and the [CB] will cease to exist. The [DS] is panicking, from dictators, fake news and the D’s they are all panicking. The [DS] world is now coming to and end and it is being exposed and dismantled for the world to see. The [DS] is no longer in control, the patriots are. Trump and team sent a clear message, everything you are seeing is to return the power back to the people. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/2007823029846372858?s=20 https://twitter.com/Geiger_Capital/status/2008196746653151644?s=20 https://twitter.com/echodatruth/status/2008056541627228502?s=20   to $1 TRILLION in Latin American precious metals, including Venezuelan supply. Let that sink in. An $8 BILLION state-of-the-art facility, jointly backed by Wall Street capital and the U.S. Department of Defense, now sits at the center of the supply chain. This isn't about invasion. This is about control, security, and price discovery. • Physical metals moving out of unstable regions • Refining brought back under U.S. oversight • Paper markets losing influence • Strategic metals secured for energy, defense, and AI When governments build first and explain later, it's not speculation, it's preparation. Silver isn't being hyped. It's being positioned. Know What You Hold.  https://twitter.com/profstonge/status/2008176575833948484?s=20  roads 4. Bankruptcy, counterfeiting, piracy laws 5. Patents and copyrights 6. Regulate commerce with foreign nations, between states, and with Native tribes 7. Declare war; maintain army, navy, and militia 8. Establish lower federal courts 9. Exercise authority over Washington, D.C. That means roughly 80% of federal spending is, in fact, illegal. Political/Rights https://twitter.com/FBIDirectorKash/status/2007937505296093357?s=20   (up 31%) enough to kill 130 million Americans -Nihilistic Violent Extremism arrests up 490% -Over 6,000 child victims located (up 22%) -Espionage arrests up 35% -Multiple successful surges including Summer Heat which had almost 9,000 arrests in just three months This FBI is saving lives, protecting innocent kids, and taking deadly drugs off our streets at levels not seen in decades. None of it would've been possible without Dan's leadership and support. And he paved the way for even better things to come. Thank you @dbongino .  https://twitter.com/PressSec/status/2008177002608779675?s=20 DOGE Geopolitical https://twitter.com/jsolomonReports/status/2007493457338605628?s=20 https://twitter.com/Leon4Congress/status/2007969020352647528?s=20  2020 indictments, $15 million bounty, and expanded sanctions In 2022, President Biden increased the then-$15 million bounty on Maduro to $25 million. 25million for anyone who can deliver Maduro to America. 2026 Trump executes the orders of Obama and Biden. Who is the joker, hero or villain? Obama , Biden or Trump https://twitter.com/amuse/status/2008198931985879499?s=20  to power. Why? https://twitter.com/robbystarbuck/status/2008061863565852729?s=20 https://twitter.com/mattvanswol/status/2007919000773353481?s=20   https://twitter.com/ElectionWiz/status/2008155905880453463?s=20 https://twitter.com/ColonelTowner/status/2007827528711590045?s=20  https://twitter.com/WallStreetMav/status/2008188125617569887?s=20   start taking back its deported gang members. https://twitter.com/ElectionWiz/status/2007988528677052517?s=20 https://twitter.com/DerrickEvans4WV/status/2008083325802696896?s=20 https://twitter.com/RapidResponse47/status/2008032031876202758?s=20 https://twitter.com/ElectionWiz/status/2008176950427423164?s=20   Trump wants to make a deal with Mexico like he did with the Nigerian government. The cartels are going to be eradicate https://twitter.com/robbystarbuck/status/2007990748910682257?s=20   grandparents, etc. It's been a dream they prayed to witness. 3/4 of my grandparents didn't survive to see it. Attached are some photos of my Grandpa Julio “Papi” who's alive still and my deceased Grandma Martha in Cuba during better times as young love birds. Fidel Castro stole everything but their love and their lives. Same with my other grandparents Rafael and Ophelia and my Mom. They lost everything but their love and their lives. Now there's hope of a free Cuba for our long lost family there and hope of making past wrongs right once again. I'm with President Trump all the way. Cuba should be a rich, island paradise and it can be as a US territory. It's a strategic asset for our safety too as a base of operations to defend our homeland in the mainland US. There's no downside to toppling the communists who've only stayed in power by killing and jailing Cubans for decades. Now is the time. It can also serve as a helpful spot to run any US/Venezuela operations that benefits America instead of a narco pass through entity used by our enemies as a constant threat to American safety. Russia, China, Venezuela and many others have used Cuba to threaten us for long enough. It's time we take control and empower the Cuban people. No American blood needs to be spilled. This can be a massive win for the future of both Cuba and more importantly, for America. It's time for the evil of communism to die. https://twitter.com/AwakenedOutlaw/status/2007882386529542519?s=20 https://twitter.com/FaytuksNetwork/status/2008187454595969240?s=20   rials monthly ($7). https://twitter.com/AwakenedOutlaw/status/2007930486438682861?s=20 https://twitter.com/RyanSaavedra/status/2007978922458444265?s=20   longer had it. He did something and saw the consequences.” The message: Leave now. Ayatollah Khamenei plans to flee to Moscow if Iran unrest intensifies The republic's supreme leader has plotted an exit route out of Tehran should his forces fail to quell dissent, an intelligence report reveals https://twitter.com/disclosetv/status/2008206247808700734?s=20 War/Peace Medical/False Flags [DS] Agenda https://twitter.com/remarks/status/2007947270910841313?s=20 https://twitter.com/EndWokeness/status/2008031475057439076?s=20   Weaver outline how homeowners will need to modify their view on their property ownership to reflect a new municipal perspective that considers all individually owned property to be part of a new collective property viewpoint as controlled by city government. “For centuries we really treated property as an individualized good and not a collective good, in transitioning into treating it as a collective good and towards the model of shared equity … it will mean that families, especially White families … are going to have a different relationship to property than the one that we currently have.” It is likely that Mayor Mamdani and Director Weaver are going to run into some stiff legal opposition as they try to reimagine a world where individuals are not allowed to own property.   https://twitter.com/AAGDhillon/status/2008207308950782417?s=20 https://twitter.com/amuse/status/2007866604139225514?s=20   briefings. After 9/11, New York's mayors kept the NYPD commissioner in a direct, daily intelligence loop. That model is now ending. Mamdani has removed the Commissioner Jessica Tisch direct line to his office, relegating police leadership to the same access level as garbage collection. The shift weakens situational awareness at the top & reflects a belief that Islamic terror threats no longer require mayoral focus. https://twitter.com/EricLDaugh/status/2008183851802337656?s=20 https://twitter.com/wcdispatch/status/2008018760746078438?s=20     done, in my opinion, an even more dishonest and incompetent job. NO ONE IS ABOVE THE LAW! Mugshot Emerges of Deranged Man Accused in Vance Home Attack, VP Blasts Media for Publishing Home Images Authorities have released the mugshot of 26-year-old William DeFoor following his arrest for allegedly attempting to break into Vice President JD Vance’s Cincinnati home with a hammer.   The booking photo, posted by the Hamilton County Justice Center, also lists the charges DeFoor is facing, including vandalism, criminal trespass, criminal damaging or endangering, and obstructing official business. Cincinnati police and Secret Service agents responded swiftly to reports of the vandalism, arriving at the scene to detain the man without further incident. No one was injured, as Vance and his family had already left for Washington, D.C. at that time. https://twitter.com/JDVance/status/2008188525162721647?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2008188525162721647%7Ctwgr%5Ec29f78485445e314b120eda36408e134f4f5245a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2026%2F01%2F05%2Fmugshot-emerges-of-deranged-man-accused-in-vance-home-attack-vp-blasts-media-for-publishing-home-images-n2197767   already to DC. One request to the media: we try to protect our kids as much as possible from the realities of this life of public service. In that light, I am skeptical of the news value of plastering images of our home with holes in the windows. Source: redstate.com President Trump's Plan https://twitter.com/SecWar/status/2008189258528665898?s=20   is still accountable to military justice. And the Department of War — and the American people — expect justice. Therefore, in response to Senator Mark Kelly's seditious statements — and his pattern of reckless misconduct — the Department of War is taking administrative action against Captain Mark E. Kelly, USN (Ret). The department has initiated retirement grade determination proceedings under 10 U.S.C. § 1370(f), with reduction in his retired grade resulting in a corresponding reduction in retired pay. To ensure this action, the Secretary of War has also issued a formal Letter of Censure, which outlines the totality of Captain (for now) Kelly's reckless misconduct. This Censure is a necessary process step, and will be placed in Captain Kelly's official and permanent military personnel file. Captain Kelly has been provided notice of the basis for this action and has thirty days to submit a response. The retirement grade determination process directed by Secretary Hegseth will be completed within forty five days. Captain Kelly's status as a sitting United States Senator does not exempt him from accountability, and further violations could result in further action. These actions are based on Captain Kelly’s public statements from June through December 2025 in which he characterized lawful military operations as illegal and counseled members of the Armed Forces to refuse lawful orders. This conduct was seditious in nature and violated Articles 133 and 134 of the Uniform Code of Military Justice, to which Captain Kelly remains subject as a retired officer receiving pay. https://twitter.com/TonySeruga/status/2008201370458075286?s=20  energy, and corporatism, all are reliant on the narcos for dark funding. Just look at how they are treating Maduro? It’s like he is a rock star. Already with 5 ‘costume’ changes just today. Does Maduro look worried?  THE FIX IS IN? YOU CAN'T MAKE THIS UP: 92-Year-Old Clinton Judge Who Denied Trump's Hush-Money Removal to Federal Court and Blocked Venezuelan Gang Deportations Now Assigned to Preside Over Maduro Case in New York President Trump Shuts Down Fake News Reporter Trying to Pit Rubio and Vance Against Each Other (AUDIO)  Trump spoke to reporters aboard Air Force One as he headed back to the White House on Sunday evening after spending the Christmas holiday at Mar-a-Lago in South Florida. President Trump shut down a fake news reporter who was trying to create a wedge between Vice President JD Vance and Secretary of State Marco Rubio.   A legacy media reporter tried to stir up a little trouble and President Trump promptly shut her down. “What you say that Marco Rubio has your ear more than the Vice President right now?” a reporter asked President Trump. Trump shut it down. “No! They both do. JD is very smart and doing a great job and so is Marco! I would say they're equal,” Trump said. The reporter continued, “It sounds like [Rubio] is the go to and you were just talking about Cuba and what could come next there.” AUDIO: Source: thegatewaypundit.com https://twitter.com/AwakenedOutlaw/status/2008092328867869069?s=20  a plea of some sort. In fact, that may well have been pre-negotiated thereby removing the judges ability to thwart the prosecution. These images support as much. https://twitter.com/Rasmussen_Poll/status/2007939030839701667?s=20   election systems currently in use here have been newly examined last year by Federal authorities and are apparently FULL of illegal CCP sourced items – While @DNIGabbard is still withholding her completed official report on this, her boss is now aggressively retweeting older descriptors of evidence against Dominion and our US Election Theft Syndicate in general. This is apparently the overture of what is to come – The Secret Dominion/Huawei Data Center in Belgrade, Serbia – that emphatically and officially did not exist – DID exist and was disabled by U.S. gov employees just days prior to the 2024 election. It has now been dismantled, which may disappoint former CIA Director John Brennan, who reportedly financed half of it from the CIA ‘Black Budget.’ The other half of the funding was from our dear friends in China. That’s right, the theft of The US Presidency and multiple other elections worldwide was co-financed by our own CIA – Top Venezuelan engineers who reportedly designed and executed multiple foreign based election frauds in America using Dominion and Smartmatic systems are in America under U.S. gov protection and have provided sworn testimony. They include an engineer who personally helped illegally install Joe Biden as President in 2020 – These engineers are also joined by General Hugo Carvjal, former Head of Venezuelan Intelligence, now in jail in New York (his cellmate is Diddy Combs) and he is cooperating with Fed authorities (see below) – Another Venezuelan General has now also joined General Carvjal in providing 1st person testimony – Official state and court adduced evidence of 2020 election fraud has been compiled for every one of the battleground states. Cowardice and corruption within the American judiciary has scuttled any real progress – Georgia corruption came into better focus last month as Fulton County admitted not following the law concerning over 300K ‘votes’ and then their most corrupt state judge agreed to unseal the 2020 ‘warehouse ballots,’ many of which are officially sworn to be likely counterfeit. What a sad crooked bunch – The DOJ is suing multiple states to require compliance with Federal election laws including HAVA – Georgia is among them – and @AAGDhillon is leading the charge – President Trump pardoned Tina Peters but corrupt Colorado officials refuse to release her from prison. Colorado wants to litigate her role as a Federal officer in their elections while her health declines due to their horrible conditions. Colorado officials are going to pay dearly – An American Armada, the likes of which hasn’t been assembled in this century, sits off the coast of U.S. Election Theft Central. They are resting up after the historic strike extraction of Maduro. They will not idle long. The President promises to clean out all the cartel del Soles thugs and return Venezuela to democratic self governance. A big job but essential to keeping America safe and its enemies out of our hemisphere and out of our elections.  https://twitter.com/WarClandestine/status/2007981628648206368?s=20   which gave hope to the low-morale Continental Army and boosted enlistment, and eventually led to victory. I think Trump and the US MIL were sending a message. Now is when we start winning the war against the Deep State. I think we have graduated into a new phase of the operation. https://twitter.com/WarClandestine/status/2007924998703366560?s=20   necessary for what comes later, when Trump invokes the Insurrection Act and sends US MIL to cities nationwide. If the US MIL are going to conduct mass arrests, the public will need to trust them and trust Trump. So for those asking why Trump is arresting Maduro before arresting treasonous actors in the US, I think there is method to the madness. The high-profile US arrests will likely be towards the end, after more of the public are fully bought in on the operation to dismantle the Deep State. Arresting people is the easy part. Convincing billions of people that high-profile individuals, including former heads of state, need to be arrested… that's the tricky part. https://twitter.com/RapidResponse47/status/2008033626294792665?s=20 https://twitter.com/USDOL/status/2007933111729021305?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Our CIO and Chief U.S. Equity Strategist Mike Wilson discusses key catalysts that investors may be missing, but that are likely to boost U.S. equities in 2026.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing the converging market forces bolstering our bullish outlook for 2026. It's Monday, January 5th at 11:30am in New York. So, let's get after it. The New Year is usually a time to look forward. But today, I want to take a step back and talk about what the market is missing. A series of bullish catalysts are lining up at the same time, and the market is still underestimating their collective impact. There's been a lot of focus on individual positives—solid earnings growth, further Fed easing—but in our view, the real story is how these forces are reinforcing one another. Deregulation, positive operating leverage, accommodative monetary policy, and increasingly supportive fiscal policy are all working in the same direction. And as we head into mid-term elections later this year, these policy levers are likely to stay supportive.Importantly, this isn't a market that's already priced for the outcomes I envision. Positioning in cyclical trades remains relatively light, and sentiment in economically sensitive areas is far from exuberant. That combination—of improving fundamentals with cautious positioning—is exactly what tends to characterize the early stages of a recovery. I continue to believe these tailwinds are most underappreciated in cyclical areas like Consumer Discretionary Goods, Financials, Industrials, and small- and mid-cap stocks. Many of the indicators we track are only just beginning to turn higher. This doesn't look late-cycle to me—it looks early in what I have deemed to be a rolling recovery. One reason investors have been hesitant is the sluggishness of traditional business-cycle indicators, particularly the ISM Manufacturing Purchasing Managers Index. There's been a reluctance to press cyclical trades until those gauges clearly re-accelerate; and beneath that hesitation is a lingering anxiety that the U.S. economy could even slip back into a growth scare. My view is different. I believe a three year rolling recession ended with Liberation Day. If that's true, then the moderate softness we're now witnessing in lagging labor data is constructive for equities because it keeps the Fed leaning dovish for longer and more aggressive—a positive for equities. I see the second half of 2025 as the bottoming process for key macro indicators; with 2026 shaping up as a year of re-acceleration. Longer-cycle analysis supports this. Specifically, the 45-month cycle of the ISM Manufacturing Purchasing Managers Index points to a rebound. That recovery has been delayed—but not cancelled. Another tailwind that doesn't get nearly enough attention is energy prices. Gasoline prices in particular are sitting near five-year lows, which is providing real economic relief for lower- and middle-income consumers. That cushion matters, especially as other parts of the economy firm. This past weekend's events in Venezuela argue for lower oil prices for longer. From a sector standpoint, Financials stand out as the key beneficiary of deregulation and these stocks have been great performers over the past year in anticipation of these changes. I think there is more to go in 2026. Housing could be another important piece of the recovery. Subdued wage growth and falling rents may pressure home prices, while some builders are prioritizing volume over margins. While that may cap profitability for the builders, it could unlock housing velocity and feed into a more dovish inflation backdrop. Of course, there are also risks. Liquidity has been our top concern since September, and markets have reflected that through weakness in speculative assets. The good news is that the Fed has responded by ending quantitative tightening early and restarting asset purchases through the Reserve Management Program. This effectively adds liquidity to a system that was showing signs of stress this past several months. Another risk is a renewed slowdown in AI CapEx, particularly as markets demand clearer payback from debt-funded spending. And geopolitically, the U.S. intervention in Venezuela raises new questions. Strategically, it reinforces U.S. influence in the Western Hemisphere and supports our ‘Run It Hot' thesis—but the key wildcard remains whether China chooses to react. Net-net, we think the balance of risks and rewards still favor leaning into this early-cycle recovery and our bullish outlook for US equities in 2026. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

Inflation is eating your paycheck. Prices keep rising. But have you ever wondered who's really pulling the strings? What's behind the rising costs at the grocery store and the gas pump? Today, we're diving into the powerful institution at the heart of the U.S. economy — the Federal Reserve — and uncovering how it influences and shapes inflation. On this episode of Investing in Real Estate, you're going to learn about the history of the Fed and how it became a powerful influence on the economy. You're going to learn about the Federal Reserve's main roles, its role in today's inflationary crisis, and much more.

Keith explores why the real goal of building wealth isn't luxury—it's protecting yourself from the emotional and practical pain of money stress.  You'll hear how owning the right kinds of assets can change your lifestyle options over time, and why waiting on the sidelines can quietly erode your financial future. Keith also pulls back the curtain on a major, often overlooked force that has helped keep real estate values resilient for years, and what that means for anyone thinking about adding more property to their portfolio.  Finally, you'll get a sense of the kinds of opportunities and strategies listeners are using right now to move from just getting by to playing to win in their wealth building journey. Episode Page: GetRichEducation.com/587 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, more important than building wealth is avoiding poverty. It's backed up by research. Learn about a force that constantly gives a boost to real estate values that you probably haven't considered before, and own assets or get left behind. I discuss a plan for doing it today on get rich education.   Speaker 1  0:29   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Dar es Salaam Tanzania to Darlington, South Carolina, and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education the voice of real estate investing since 2014 and it's a new year, part of the reason why you need to build durable wealth for yourself is actually not to be wealthy. It's really to avoid a lack of wealth. It's in order to pad yourself against poverty. Now, shortly, I want to talk to you more aspirationally if you are or soon plan to make 500k per year or more.    Keith Weinhold  2:15   But first, there are a number of studies that show that beyond a certain level, more wealth barely increases your happiness level. In fact, if you ask many people, they say that doubling their income or doubling their net worth is what they really want, like, that's their goal. Like, in their mind, that's the benchmark in which they've made it. And you know what, when they double their income, though, then they want to double it again. They think that that is the next benchmark. So there can be this endless amount of wanting, because once you've doubled, you just want to keep doubling. But what's really more important is padding against money problems, because if having a little more doesn't change your happiness much, well, it's poverty that can really diminish a level of happiness and fulfillment in your life. So money problems don't just hurt your wallet. They actually hurt your emotions. And this isn't just some motivational poster idea, the statistics are clear. Multiple studies show that when money is scarce, when paying the regular bills feels like a monthly street fight, people report more sadness, more worry and even depression, not just sometimes, but constantly. The reality is that about 71% of Americans say that money is a major source of stress. My gosh, more than seven out of 10. So that's not a fringe category. That's the norm that say money is a major source of stress. Another study found that 42% of adults say money negatively affects their mental health. So close to half of the people walking around you right now feel emotionally beat up by their financial situation, and the gap gets even wider when you compare groups, when people experience serious financial hardship, nearly half, 49% show signs of depression among people without any financial hardship, only about 11% of that group show signs of depression. And Northwestern Mutual did an extensive study on all this. So it's not just a small difference, it's a completely different emotional reality, almost like two separate worlds. To put it plainly. For you, money will not guarantee happiness, but a lack of money can absolutely fuel sadness, and this matters. Because financial confidence isn't just about dollars. It's about dignity. It's about feeling like you're able to breathe, and it's about believing that your future can be bigger than your past. I mean, the research also shows the relationship flows in both directions. Money stress can make mental health worse, and poor mental health can make financial decision making harder. So it's sort of this loop, this cycle. And what breaks the cycle? It's not luck. It's not hoping the economy magically fixes all of its problems. It is going on offense, taking steps that build security instead of surrender, for most people, that turning point comes when they start owning assets, not just paying bills. It comes when money stops being a source of fear and it starts being a tool. Because though we focus on real estate investing here at GRE but ultimately it is a lifestyle improvement show. And before we're done today, I'm going to talk about what you can actionably do to go on offense. Now, what if you already have a higher income, or you expect to make a high income in the near term, if you're earning roughly $500,000 per year or more, and you value time efficiency in making sure that you don't live a rough quality of life. You are on the threshold of a tier that helps ensure that you can avoid some misery. Yes, there is a step change here that can help ensure you have a higher standard of living. Do you know what I might be talking about? Any idea 500k of income is where it begins now. It's only beginning here. At this point, to make sense, where you tilt into starting to fly private instead of flying commercial. Yeah, private flights. Now your situation is going to depend on more than just the income. It's whether or not you're single or you have kids and more, but it's at this income level where you can start to cover a $10,000 flight without biting into your essential living expenses. It's most justifiable when your time savings or your productivity gains translate into real value. I'm talking about things like business deals, meetings and schedules and the benefits of flying privately are pretty significant. Time efficiency is the real superpower here, drive up to the plane, wheels up in minutes. The flexibility is there. You can leave pretty much when you want. You can change your flight plans mid trip if you need to. You get access to smaller airports. That means you can land closer to your final destination and skip big city traffic congestion. You've got privacy and security, no crowds, no TSA stuff. You've got quality of experience, comfort, quiet cabins, custom catering, no competing for overhead bin space. Now even affordable private is still pretty expensive. It is substantially more than first class commercial seats, and I have had limited experience flying private, but at 500k of income, flying private can still feel like a stretch, even though it's doable for you, a more comfortable range is a million dollars or more of annual income, that's when private flights feel much easier to justify for business or lifestyle. Now, with $2 million of annual income or more, most heavy private flyers live here in this range, the $2 million plus income level, they can charter, they can fractionally own, or they can use memberships, all with less stress. When you earn this much, and if you're ultra high net worth, we're talking about $5 million worth of income plus or $20 million worth of net worth plus, well, then private flying is really commonplace. This is where you often have a personal jet, concierge services and flexibility on demand. So as the first episode of the year here, I want to give you some opportunity to dream and goal set. Yeah, you need to stretch out and give space to your aspirations sometimes, and this is a good time to do that, really, though, a more important reason for increasing your income and net worth is that it helps you avoid the discomfort of poverty. But yeah, come on, if nothing else, can you believe that before every commercial flight you have to hear that nonsense about how to inflate a raft if you're. Plane crashes in the water, or you could use your seat as a personal flotation device. Come on your seat. Can't even support your back for a three hour flight. If there's ever been a reason to invest Well, it's so that you never have to hear that stuff again before every flight chase    Keith Weinhold  10:19   last week here on the show, you'll learn more about how stable real estate prices are, why prices have never crashed in your entire life, and also why they can't double in one year. Real Estate is too slow moving 30 days between you making your offer and you closing the deal, that's actually considered pretty fast. In fact, if national home prices ever crash, I will legally change my first name to Fabrice, yes, Fabrice, I would also do that if they doubled in a year. It is almost impossible for either of those things to happen. You learned about how these things have not happened in your entire lifetime on last week's show, yes, even in 2008 in the last 85 years, nominal home prices have risen every single year, except seven of them now. Why is that? Why are the prices of US housing so resilient and just keep going up up up, almost inexorably? Well, it's actually more than just the main well documented reasons that you know about and that we've talked about here. It's about more than these attributes, like population growth, household formation, wage growth, inflation, eroding the currency and land scarcity in desirable areas beyond all of those, one reason that home values just keep going up, up up and are expected to rise again this year is something that We have not discussed yet, and that is government intervention? Yes, in the US and a lot of world places, housing is not a free market. We have a free ish market that sort of comes with training wheels and support animals. Think about how the government helps ensure that home prices stay propped up even through most recessions. We're talking about attributes like ever expanding loan access and mortgage interest deductibility. Then there's depreciation in write offs for investors like us and property tax structures that lag market value when loans have lower down payment requirements or a lowering of credit score requirements and ever expanding loan limits in terms of dollar amounts, well, that increases the demand for those that have the capacity to pay, and it nudges up prices even more incentives, like deducting your mortgage interest in tax depreciation when you don't even have a real expense, but yet you get to write it off anyway. It all heaps on the government driven demand for real estate Now none of these individual things, these government interventions, raise prices overnight, they increase demand structurally. There's evidence that the government is doing even more in recent years to prop up housing demand than they have in the past. This is increasingly a propensity to not let housing fail like it did in 2008 I mean, just look at covid During 2020, and 2021, what a glaring example of how government will prop up home values and not let them fall down if you lost your job during covid. Oh, we'll give you mortgage loan forbearance. That's where you could skip. Oh, just say nine monthly payments, and then you can just tack those nine payments onto the end of your 30 year loan and make those payments decades from now. There was a foreclosure moratorium in effect then too, so you've got forbearance and low rates and stimulus checks and a ban on foreclosures. Well, all of that helped borrowers make payments, and that supported home price growth. There was no fire sailing, really, that could have taken place then, and you will recall that during that time period, in fact, the year 2021 national home prices soared 19% so housing is not a completely free market. You really don't have to look very far to know that. I mean, Fannie Mae and Freddie Mac are both still government sponsored and still in conservatorship. And here's the thing, so far, I've only talked about how government has propped up the demand side. Side of the market. I've only talked about half of it. Don't forget the sometimes unintentional supply restriction the governments induce as well keeping housing supply in check. Well, that helps drive price appreciation. I'm talking about the zoning spaghetti that new homebuilders have to navigate through the permit purgatory, minimum lot sizes that can seem larger than some European countries, environmental reviews that last longer than the movie Avengers. Endgame was that a three hour, two minute movie, all of these roadblocks limit new housing supply that makes it harder to build. So governments provide an ever present tailwind to housing values by both boosting demand and by crimping supply. Government amplifies these forces, sometimes intentionally and sometimes unintentionally, but the result is the same propping up housing values. If all these years since coming out of the Great Recession have shown us anything, and the 2020 pandemic reinforced it, it is to either own assets or get left behind. You've got to own assets or you will be left behind, and that's whether you're trying to stay away from poverty, like I talked about at the top of the show, or whether you're aiming to fly private instead of commercial, something more aspirational, really. That's the lesson I've got more straight ahead here. There will only ever be one get rich education podcast episode 587 and you're listening to it.    Keith Weinhold  16:43   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  17:54   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dana Dunford  18:27   this is hemlane's co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Keith,   Keith Weinhold  18:45   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking about new angles with respect to how the future belongs to asset owners. Every year, people say, This is my year, but only a few actually take the action to back that up and make it come true. One thing that I've learned is that people love saying, I want an opportunity, but what they really want is certainty. Unfortunately, certainty only shows up after opportunity is gone. History is full of people who walked past moments like this now owning more of an asset like real estate today, and instead they just look and say, Oh, it's probably nothing. Well, what about alternatives? What's your employer's plan for you? I mean, really, what's a typical employer's plan for employees spend 40 years here at this desk, and I guarantee that you'll become moderately comfortable with a nice 401K balance that you can start withdrawing from by the time you're age 65 at which time you'll start paying taxes on it too. So really, that's it. That's their plan for you. Yes, that's their plan for you. Though, as you know, I do not forecast mortgage rates. No one, not one analyst or rating agency, expects mortgage rates to fall substantially any time soon as we look at the real estate landscape, in fact, among 21 different major research groups, which include PNC Bank, Redfin, Moody's, wells, Fargo, the NAR totality, if you average what their forecasts are, one year from now, mortgage rates are expected to be at the same level that they are today, which is about 6.2% if you want to add more assets, prices are probably only going to be higher one year from now. The Fed is involved in QE like behavior again, which resumed last month, that gives the effect of more money printing, and it provides an environment for a continued price run up across not just real estate, but nearly every asset class. Current CPI inflation is 2.7% and long term inflation expectations are elevated. The Fed is cutting rates. The current Fed funds rate is about 3.6% and the President wants the Fed funds rate cut to 1% central banks are stockpiling gold, and the US dollar just had its worst year since 2017 so a lot is lining up to keep supporting housing values. Now, when we zoom out, starting back in 2012 us home prices have now risen 14 years in a row, and the average annual gain since that time is about 6% which is sustainable and close to historic norms. Year after year. Some people keep waiting for the right moment, and meanwhile, the right moment just keeps passing them by. And look, now here's a really interesting way for you to look at things from a long time investor like me, I have bought a wide variety of investment real estate over the years. I bought single family homes to both live in and single family homes to rent out vacant land, agricultural parcels, small apartment buildings and larger apartment buildings on every single one at the time when I purchased it, it was the most that anyone had ever paid for that property in that property's history, and if there were bids and I ended up getting the property, then I was the highest bidder as well. So on. Effectively, every single property purchase of my life, I paid more than anyone ever. And if someone had no understanding of the real estate market. They might think that that sounded bad, like I executed with a poor strategy or a lack of experience or direction, but that's just usually how it works in real estate, with the incessant postulation of almost unceasing appreciation and inflation, and years later, when it was time for me to sell the property, what were those conditions like? What happened then? You guessed it, I sold it for the most that it had ever sold for. So for that next buyer, that was the most then that anyone had ever paid for the property in history, yet again, and if it was a bidding situation, chances are I sold it to the highest bidder. So therefore, that has nothing to do with luck, that has nothing to do with timing, that is simply being an active participant in the real estate market and enjoying the leverage and all the other benefits all the while. So history shows that trying to time things based on market conditions or what you think market conditions are going to be, that does not work. What does work is owning more assets sooner. Every property that you purchase, expect to pay more for it than anyone ever has in that property's history. And then every property that you sell down the road, expect that you're going to sell it for more than what anyone has ever sold it for. Historically, that is normal. Now if your net worth is below $1 million or even below $5 million you really can't play the game not to lose. That's what keeps people stuck. You've got to play to win. The world already has your money. If you want access to it, you have simply got to go out. Out and get it. You play offense now, and you can play defense later, when your financial position is where you want it really and here's a huge insight, more money is lost trying to avoid a downturn than is lost actually being in the market when one finally happens, like I've discussed lately, real estate price downturns are uncommon. Sitting out and waiting is a wealth killer, because even if a downturn does happen, well, if you're already invested, you are positioned for the upturn. You're going to get the full measure of the upturn. That's where the real gains are, and this is where real estate is different. Leverage just keeps working for you. In the background, your 401, k does not do that. There's no leverage beyond maybe a two to one employer match, and then you get taxed when you finally touch the money. Some people like to gamble a little play a prediction market like poly market. Have something in Bitcoin, maybe even have exposure to a risky altcoin. I guess the NFL playoffs start this coming weekend. Some people want to bet on that and have their fun. Maybe even be invested in a high flying tech stock, or even the sp500. These vehicles rarely build wealth when you're actually young enough to enjoy it, because you're probably unleveraged there, you're exposed. You've only got your dollars working for you, not others, and you sure can do some of that day to day stuff. Go on polymarket and bet on when man will first land on Mars or something. Have your fun while the real wealth is built by the quiet, slow moving leverage of your larger real estate portfolio. In the background. Real estate, you can put 20 to 25% down on a 200k income property and control the whole thing. That's what investors are doing with our GRE marketplace properties right now, often in a low cost market like, say, Kansas City or Memphis, say that, for example, you're looking to add four doors this year, four rental units. Now that might take the form of one duplex and two new build Florida single family rentals. Now, with about 250k you can control $1 million of property adding assets this year. And here at GRE our nationwide provider network connects you with the real deals, and our providers often tell us about them before the public knows, for example, the properties where the builder still in this environment buys your rate down to perhaps four and a half percent. That is still happening. And why do the properties that our GRE investment coaches connect you with seem like such good deals at times? Well, there's a few reasons for that. Investor advantage markets just intrinsically have low prices. There's no agent that you have to compensate. It's a direct model that keeps the price down. These providers provide homes in bulk that helps keep the price down. And since we're dealing with investment properties, income producing properties, there are not any of these owner occupied emotions, so you don't get unreasonable sellers that hold out for a high price because there's some sentimental attachment there, or something like that.    Keith Weinhold  28:38   Let me give you three examples of real properties that our GRE investment coaching helps connect you with right now, and this is the place to be entry level homes, because entry level homes are few long term you are going to own a scarce asset that everybody wants. The first one is a brand new build single family rental in Cullman, Alabama. That's right between Birmingham and Huntsville, booming Huntsville. Now this property is currently vacant. However, it's in an A class neighborhood, so good appreciation potential, but less cash flow on this one, the rent is $2,100 the purchase price is 317k Yes, just 317k for this five bed, three bath, 2500 square foot rental, single family home. That's new build. One advantage Alabama has, and why we often have available Alabama properties is that really low property tax in that state you're going to benefit from a low fixed expense ratio over the long term. Alabama, property taxes are well under 1% per year as a percentage of the property value. In fact, at less than 410 Tax of 1% Alabama has the lowest property taxes in the entire continental United States. Only Hawaii has a lower one, where you're going to find a national average of 1% or a little more than 1% the second property is also brand new construction. It is a duplex in Goddard, Kansas, which is outside Wichita, each side of the duplex has three beds, two baths and 1300 68 square feet combined. Rents both sides are $3,500 and the purchase price is 447k and it is leased. Both sides are rented out. You can contact our free investment coaching and scoop up this or one like it today, and I'm looking at pictures of this really good looking new build duplex in the Wichita area. Looks like a two car garage on both sides, really attractive. And again, on these new builds, oftentimes the homebuilder is still buying down your mortgage rate for you, often under 5% the last one I'll mention, and I'm just giving you three samples to help give you an idea here. And if you're listening to this in a few years, you'll probably wish you could purchase these at prices this low. This last one is not new builds. Unfortunately, I can't quickly find the year of construction, but it looks older. It is a Kansas City single family rental, fully renovated. The cash flow numbers are super attractive. $2,100 rent on a purchase price of just $227,500 and free property management for two years is offered here on this renovated Kansas single family rental. Our investment coaching can answer questions about it for you. When something's renovated, you definitely want to see what the scope of work is. And there are also larger properties available. If you're looking to trade up some of your properties with accumulated equity into something else, we can help build an entire portfolio for you, or you might currently be only invested in one market, where we can help you determine what second market might make sense for you based on your time horizon and your own goals. Hey, maybe you've got a private plane in a decade kind of goal, or maybe we'll help you find out that adding more property does not make sense for you at this time in your situation, even though the opportunities are pretty good right now, because compared to two years ago, the inventory to select from is wider today, And the mortgage rates are lower now too GRE investment coaches are your free trusted advisors. It's like having a silent partner on your deal, someone who gives you insight but doesn't take any equity. There's no compensation for you to provide at all. It's about your portfolio, your goals and your direction. And our coaches also help you with services related to managing your real estate assets long term, like your tax and CPA questions, legal questions, though, that's pretty limited, because we're not attorneys here. For example, what happens if you have an appraisal surprise and the appraisal comes in lower than the amount that you've contracted to buy a property for, we help you with something like that, any inventory issues or inspection issues and property management guidance that you might need. In fact, if you've engaged with our free investment coaching in the past, even a few years ago, and we helped you find a property and say, now you have some sort of property management issue. Let us know. Keep in touch with your GRE investment coach. You tell someone like Naresh here, and he will step in. And when you set up a time to chat, which you can do at greinvestmentcoach.com There's really nothing special that you need to do to prepare if you can bring a 20% down payment. Now the ball is already rolling, and in today's environment with closing costs, that's usually about a 50k minimum. It helps if you're pre approved for a mortgage loan with Ridge lending group, or whomever your lender of choice is. What's interesting is that these deals are good. These are real estate pays five ways, properties that our coaches help connect you with. So sometimes we are buying these properties ourselves here at GRE. We have in the past, but there is no way we can buy them all, not even close. That means that an opportunity remains for you. Yes, we are real estate investors ourselves here at GRE, right now, there are better properties available than ones that we've bought ourselves recently, and there is more overall selection too. You can easily see the coach's calendar, select a time and then have a phone call or a zoom chat, whatever you like. If. From there. Our coaches usually give you their phone number, so then later, you can even text them. Our coach, Naresh, he responded to someone on Thanksgiving. That's the level of dedication here. So here's the next step. Book a time at GREinvestmentcoach.com you can do that now. That's where the calendar lives. There's no back and forth. Just pick a time right there that works. It's Free. Select a 30 minute time slot, and lately they've been available seven days a week. And you're going to walk away with clarity on your goals, your timeline and what's realistic for you, if you're tired of watching from the sidelines, tired of trying not to lose, tired of waiting for perfect conditions, and conditions are never perfect, well, this is your moment to play to win. It's pretty easy to remember to connect with a GRE investment coach. Visit greinvestmentcoach.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  36:10   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:38   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Bitcoin surges toward $100K as Venezuela headlines and U.S. action/capture news sparked a shock-driven rally and short squeeze, while traders watched key levels for a continuation. We also covered why the move may have been reinforced by returning spot Bitcoin ETF inflows, alongside a broader “risk-off” bid that pushed gold and silver higher. From there we zoomed out to the macro/policy setup—Fed rate-cut debate, Tom Lee's warning of a 10–15% pullback early in 2026—and the regulatory backdrop, including Lummis retiring, Arizona's crypto tax push, and the growing “Bitcoin-only” narrative.

Markets wrapped up the year with solid gains, finishing roughly 17% higher, but momentum has cooled as stocks consolidate near recent highs. Despite briefly setting a new all-time high in late December, markets spent the final weeks of the year moving sideways, reflecting growing fatigue after an extended rally. In this pre-market update, we review why the market's two-month consolidation range matters, how staying above the 20-day moving average supports the broader trend, and why recent momentum sell signals do not necessarily signal a major downturn. With markets up eight consecutive months, short-term pullbacks or mild corrections would be a normal and healthy way to relieve overbought conditions. As traders return for the first full week of the new year, futures are pointing higher—but volatility may increase as we move into the first quarter. We discuss what investors should watch in January and February, how to think about near-term weakness, and why disciplined risk management remains critical after a long run of gains. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=ZeEA-JQBKEA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: 2026 Market Outlook Based On Valuations https://realinvestmentadvice.com/resources/blog/2026-market-outlook-based-on-valuations/ "Fed's Soft Landing Narrative Meets Economic Data" https://realinvestmentadvice.com/resources/blog/feds-soft-landing-narrative-meets-economic-data/ ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketUpdate #MarketVolatility #TechnicalAnalysis #PreMarketUpdate

Derek Moore is joined by Shane Skinner, Mike Snyder, and yup Jay Pestrichelli makes an appearance to give our 2026 predictions. Where will markets, the economy, gold, the dollar, the fed, interest rates, bitcoin, recession, oil, bitcoin and much more plus a look back at who got 2025 right.   2026 Year End S&P 500 Index Targets VIX high for 2026 10 Year Treasury predictions Where will Bitcoin end 2026? Where will Oil, Gold, & the US Dollar End land in 2026? Outliers amongst the group and some consensus Why you shouldn't trade off these Why committing to strategies rather than trying to time markets is the way 2025 Predictions and who was right and who was wrong The challenge in trying to predict markets When will the last Fed rate change happen next year? Where do interest rates wind up landing? What about GDP and CPI Inflation forecasts for 2026?   Mentioned in this Episode   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com    

This episode is officially a GOOD NEWS ONLY show, and honestly… there's a lot to be excited about right now. We kick things off talking about how wild it feels to say 2026 out loud, then quickly get into why this year is shaping up to be one of the healthiest real estate markets DFW has seen in a long time. More inventory, more realistic sellers, more options for buyers, and a market that finally feels balanced instead of chaotic.If you've been wondering, “Is this finally a good time to buy?” or “Should we sell now or wait?” — we break down what's actually happening on the ground, without the fear-based headlines or hype.We also talk about:- Why a balanced market is secretly the best market for both buyers and sellers- What today's mortgage rates and potential Fed cuts could mean moving forward- Why investors (including first-timers) are quietly finding solid opportunities again- How rents have stabilized and what that means if you're renting or thinking about buyingAnd because this is DFW, we zoom out a little and talk about the World Cup coming to North Texas and why that's a huge win for the local economy, growth, and long-term real estate outlook.There's also a fun, unexpected detour into business lessons from a visit to Chick-fil-A's headquarters — covering leadership, simplicity, customer trust, and why doing the basics really well still wins.We wrap things up by talking lifestyle: big backyard properties, acreage, dream neighborhoods, and why sometimes the best move isn't out of DFW... it's just to a different part of it.If 2026 is the year you want clarity instead of confusion around real estate, this episode is for you.If you want to sit down for a free, no-pressure real estate strategy session, you can call or text 214-310-0008, or find us online at toddtramonteteam.com.

The US government is reportedly considering the seizure of Venezuela's Bitcoin and cryptocurrency reserves, according to CNBC. This potential move comes amid ongoing geopolitical tensions and economic sanctions imposed on Venezuela. ~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaulGuest: Steven McClurg, CEO of Canary Capital Canary Capital website ➜ https://bit.ly/CanaryETF00:00 Intro00:10 Sponsor: iTrust Capital00:45 Venezuela's oil impact on Bitcoin02:20 Is this a positive for the US?04:30 4 Year cycle: No new ATH in 2026?07:00 Utility tokens will outperform BTC10:00 Tom Lee: $250K BTC this year14:15 Fear & Greed16:30 BMNR merger rumors19:40 New Fed Chair impact21:40 QE happening?22:30 Fed rate cut23:20 SUI ETF coming soon24:45 Outro#Crypto #bitcoin #XRP~U.S. Seizing Venezuela's Crypto??

Mark Zandi thinks we could see three rate cuts in the first half of 2026, citing pressure on the Fed from the job market. Who the new Fed Chair is will “matter a lot,” he adds, and Powell could potentially be a wild card if he stays on as a Fed governor after his term as chair expires. He says investors should watch the bond market for signals around the interest rate path. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

“The Fed will need to become more aggressive” to counter a deteriorating labor picture, argues Michael Goosay. He has two rate cuts priced in now and calls that the “minimum” for this year. He thinks those two could even come in the first half of the year. Michael also discusses how a new Fed Chair may change its overall policy. He explains his bull case for the fixed income market in 2026.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

“AI is going to be transformational for the credit union industry.” – Steve RickThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together. Today's episode is the second part of a very special four-part series brought to you by TruStage! My guest on today's show is Steve Rick, Chief Economist at TruStage. Listen as he takes a good look at what 2026 may have in store for credit unions and the members they serve. We start with where inflation, GDP, and the labor market appear to be heading—as well as why tariffs and immigration policy are likely to show up in everyday prices sooner than expected. Steve explains why inflation could push past 3% in early 2026 and how that reality continues to shape the Federal Reserve's cautious approach to interest rates.Steve gets into what many leaders are watching the most closely: rate cuts. He breaks down why the Fed is expected to gradually ease rates throughout 2026, how close we are to what economists consider a “neutral” rate, and why concerns about rising unemployment are guiding such decisions. From there, our conversation turns to credit unions, with Steve sharing his outlook for loan growth, deposits, and earnings, and we talk about consumer uncertainty, the impact of loans made during the ultra-low-rate years, and what all of this means for balance sheets this coming year.As we wrap up the episode, Steve and I spend time talking about workforce trends and AI, where productivity gains are changing hiring patterns, reshaping call centers and lending teams, and even impacting recent college graduates trying to enter the job market. I hope that you enjoy my conversation with Steve Rick!Find the full show notes on cuinsight.com.Connect with Steve:Steve Rick, Chief Economist of TruStagetrustage.comSteve: LinkedInTruStage: LinkedIn | Instagram | Facebook | YouTubeIn this episode:[0:52] - Steve reveals how tariffs and tighter immigration push prices higher, potentially lifting inflation above 3% in early 2026.[2:17] - Expect gradual Fed rate cuts toward a neutral 3% as officials guard against rising unemployment.[4:05] - Steve explains how loan growth improves to about 5%, while deposits rise 6%.[5:25] - Earnings improve as margins widen and costs stay in check, with AI playing an expanding role.[6:48] - AI-driven efficiency slows hiring, cutting projected workforce growth to roughly 1% next year.[7:59] - Steve further touches upon how recent graduates face tougher entry as unemployment nears 10%.

In this powerful kickoff to the "Anointed" series (January 4, 2026), we dive into 1 Kings 17 and the story of Elijah in a time of famine and spiritual darkness. Discover how God provides through ravens, a desperate widow, and an incredible miracle of resurrection – revealing His faithfulness, provision, and call to radical obedience even in dry seasons.Key takeaways:-God uses unlikely sources (ravens & outsiders) to sustain His people-Obeying God's Word brings supernatural provision-True flourishing comes from trusting God's promises over worldly "insurance"

Consider how Democrats created an immigration system that has allowed grifters from all over the world into the country. Somewhere between 75-80% of Somalis are on welfare. But the damage by them (and others) is far worse. [X] SB – House Oversight, James Comer on Somali welfareCA is far worse. $76.5B of welfare fraud there!But when Somalis--and many other welfare fraud ethic groups brought in by Democrats-- aren't committing welfare fraud, they figure out other grifts. 5 Fed investigations. SNAP, voter rolls, illegals with CDLs, etc.[X] SB – More Somali fraud in MN re homes sitting emptyThey should have never been invited into the country.455 homes. Home healthcare centers.Extremely nice cars showing up. State won't inspect the homes. State won't check.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In 2026, $9 TRILLION in U.S. debt comes due. Central banks are dumping Treasuries. Inflation is still raging. Is the Fed about to print us into oblivion? The answers may surprise you—and they're already unfolding.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

Second Sunday of Christmas; Sermon based on Isaiah 60:1-6 and Matthew 2:1-12. Preached at The First Presbyterian Church of Brooklyn (https://linktr.ee/firstchurchbrooklyn). Podcast subscription is available at https://cutt.ly/fpcb-sermons or Apple Podcasts (https://apple.co/4ccZPt6), Spotify, Amazon....This item belongs to: audio/first-church-brooklyn-sermons.This item has files of the following types: Archive BitTorrent, Columbia Peaks, Item Tile, Metadata, PNG, Spectrogram, VBR MP3

I never thought I'd be glued to my screen, watching the Supreme Court become the hottest ticket in town, but here we are on this crisp January morning in 2026, with President Donald Trump's legal battles dominating the headlines. Just days ago, on December 23, 2025, the justices handed down a key ruling in Trump v. Illinois, partially siding with the administration in a tense showdown over federalizing the National Guard in Illinois. The majority allowed the move, with Justice Kavanaugh writing a concurrence, while Justices Alito and Thomas dissented, arguing it overstepped state authority. According to the Brennan Center's Supreme Court Shadow Docket Tracker, this decision came after a First Circuit ruling let it stand, underscoring Trump's push to assert federal control amid rising urban unrest in Chicago.But that's just the appetizer. The real drama kicks off next week. On January 13, the Supreme Court in Washington, D.C., will hear oral arguments in two massive challenges to state bans on transgender students—like those in West Virginia and Idaho—playing on sports teams matching their gender identity. KVUE News reports these cases hinge on the 14th Amendment's equal protection clause and Title IX, which prohibits sex-based discrimination in schools. Challengers say the bans unfairly sideline kids like Becky Pepper-Jackson in West Virginia, who's been fighting since 2021 to compete in girls' track.Then, on January 21, all eyes turn to Trump v. Cook, a blockbuster testing presidential firing powers. President Trump tried to oust Federal Reserve Governor Lisa Cook in August 2025, citing alleged mortgage fraud from before her 2023 appointment to the Fed's Board in Washington. A D.C. district judge blocked it, and now the Supreme Court has deferred any stay until arguments, per the official docket for case 25A312. The Constitution Center notes this stems from the Federal Reserve Act, which only allows removal "for cause," not at-will. If Trump wins, it could reshape independent agencies like the Fed, which steers the U.S. economy with trillions in influence—think interest rates affecting your mortgage or job market.These aren't isolated fights. The Court's fall term already tackled Trump v. Slaughter on firing a Federal Trade Commissioner and Learning Resources, Inc. v. Trump over tariffs under the International Emergency Economic Powers Act. Lawfare's Trump Administration Litigation Tracker logs dozens more, from immigration deportations under the Alien Enemies Act in Trump v. J.G.G. to earlier agency head removals. With decisions due by June, the stakes couldn't be higher—executive power, civil rights, economic stability all colliding.As I sip my coffee, scrolling updates from the National Constitution Center, I can't help but wonder: will this term redefine Trump's second presidency? The justices, from Chief Justice John Roberts to the newest voices, hold the gavel.Thanks for tuning in, listeners. Come back next week for more, and this has been a Quiet Please production. For more, check out Quiet Please Dot A I.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

#677: Happy New Year! We're kicking off 2026 with a reality check on where your money stands right now. The Good News: Gas prices dropped below $3/gallon. Inflation cooled to 2.7%. The Fed cut rates again. GDP grew 4.3% (surprisingly strong). Gold hit $4,500 an ounce. And 19 states raised minimum wages. The Not-So-Good: Health insurance jumped 10-18%. Unemployment ticked up. Mortgage rates are stuck around 6.2%. And 80% of homeowners are unlikely to sell because they locked in rates below 6%. The Big Picture: The stock market is outperforming the economy. How It Affects You: I call it "millionaire malaise." Your 401k looks great. Your home equity is through the roof (no pun intended). If you bought before 2022, your assets look good on paper. Yet you're stressed out at the grocery store. Everything costs more – insurance, groceries, everything except gas. Jobs are stagnant. People are stuck. We're experiencing the difference between wealth and income. This is 2026: Wealthy on paper. Broke at the checkout line. Whether you're new to money management or a long-timer looking for clarity, this episode cuts through the noise to tell you what actually matters for your finances this year. Download the free resource: AffordAnything.com/financialgoals Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brian from Santiment joined me to review the onchain metrics for Bitcoin and Altcoins such as XRP, Ethereum, and Solana.

Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, joins The Julia La Roche Show for "The Wrap with Chris Whalen" for his 2026 outlook.In this episode, Whalen warns of a market correction comparable to 2008, driven by carnage in private equity where hundreds of companies cannot be sold and sponsors are selling companies to themselves. After a decade-and-a-half Fed liquidity party, he predicts corporate credit will worsen in 2026, setting the stage for a housing market decline in 2027-28. Whalen reveals fraud has become epidemic in housing thanks to AI-altered bank statements, discusses the global power shift as Shanghai now sets gold prices (not Chicago or London), and explains why Powell will likely stay on the Fed board through 2028 to protect the institution - betraying Trump just like every Fed chair before him.Links:    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/  https://www.theinstitutionalriskanalyst.com/post/theira794Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/   Timestamps:0:00 Intro and welcome back to The Wrap with Chris Whalen01:25 2025 retrospective3:35 Big stories of 2026 05:30 Midterms 08:21 Maxi market correction coming alongside 2008 in textbooks15:09 Will Powell retire or remain on the board?16:45 Will we see a more hawkish Fed in 2026?17:50 Default rates21:25 What happens with housing in 202622:42 Drawing parallels to the Gilded Age26:29 Gold and silver - another good year ahead32:41 Viewer question: Annaly mortgage REIT common vs preferred36:48 What's on the radar next week: Big investment banks piece38:18 Wrap up and where to find Chris Whalen

This episode aired originally on Sept 19, 2025.In this episode, Farnoosh opens with a personal story about a $5,000 fraud attempt on her business checking account—and what she learned about staying vigilant. She then breaks down today's biggest money headlines: the Fed's recent interest rate cut, why U.S. credit scores just saw their sharpest drop since 2008, shifts in the housing market, and why groceries and rent are still stubbornly high despite easing inflation elsewhere. Farnoosh also answers a wide range of listener questions from investing to estate planning. Hosted on Acast. See acast.com/privacy for more information.

The team reunites in 2026 and reflects on the economy's performance in 2025 and looks ahead to the New Year. Mark reviews the forecast accuracy for the past year and is surprised by the results. Mark and Cris quibble over how to characterize the economy in 2025, and the team shares its predictions for 2026, along with the probabilities of the base cases, upside, and downside forecasts.  Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn  Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

US equity futures point to a firmer open, with Asian markets broadly higher and European equities trading mostly firmer. Today focus is on continued pressure in US equities after the S&P 500 and Nasdaq fell for a fourth straight session, even as markets closed out 2025 with double-digit annual gains; Attention also remains on the US macro backdrop after initial jobless claims came in below consensus, reinforcing views of a still-resilient labor market and shaping expectations for the Fed's rate-cut path in 2026; Moreover, investor sentiment is weighing fading year-end seasonal support against longer-term positives, with markets now looking ahead to early-January ISM, labor market data, and broader confirmation of growth momentum.Companies Mentioned: Apple, Critical Metals

Silver didn't just rally in 2025 — it broke out. After blasting through the multi-decade $50 ceiling and printing a violent spike into the $80s, silver finished the year still above $70, up roughly 140% while gold surged 64%. Meanwhile, the asset CNBC swore would win the year — Bitcoin — finished down, and Michael Saylor's Strategy (MicroStrategy) collapsed to a fresh 52-week low.In this episode, Peter Schiff explains why the “blow-off top” narrative is wrong, why silver's skepticism is actually bullish, and why this breakout is the start of a new leg higher — not the end. He also lays out why 2026 is shaping up as stagflation (weaker growth + stronger inflation), why tariffs will filter into consumer prices, why the Fed will face massive political pressure to cut and monetize, and why capital is rotating out of U.S. assets and into precious metals, commodities, foreign stocks, and emerging markets.If you're still treating Bitcoin as “digital gold,” this is your warning shot: silver is signaling something big — and crypto may be next to unwind.

Turns out misleading a federal judge by telling her that the FEDERAL RESERVE HAS NO MONEY to justify not complying with her injunction to not put a Congressional agency devoted to protecting the consumer, is a very BAD thing. Michael Popok reports on a new order from Judge Amy Berman Jackson in which she calls out Trump's “Darth Vader” Russ Vought's roll in “starving” by claiming the Fed is busted, to protect the Consumer Financial Protection Bureau from being put through the wood chipper. Sundays For Dogs: Get 40% off your first order of Sundays. Go to https://sundaysfordogs.com/LEGALAF or use code LEGALAF at checkout. Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fed is going to need some more not-QE and fast. We've got the year-end surge in repo borrowing at its window that is already way more than expected. At the same time, front end Treasury bill yields tumble in what is looking more like collateral scarcity along the lines of repo fails. Plus, the rest of the yield curve spent the entire fourth quarter – doing nothing. Literally nothing - and that's huge. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Bob is the created and owner of Trade Genius Academy. Bob also does a podcast on YouTube which is called Trade Genius. President Trump, including tariffs generating billions, moderated inflation due to reduced money supply, falling rents from deportations, lower drug and health insurance costs, stabilizing food prices, and declining energy costs amid opened supply gates. Bob predicts stable food prices, declining rents, moderated healthcare inflation, and energy prices potentially dropping further post-Russia-Ukraine resolution. The conversation covers Bitcoin’s possible dip to $58,000-62,000 as speculation shifts to gold and silver, with gold potentially reaching five figures and silver facing supply shortages due to China’s export restrictions and industrial demand. Bob believes tariffs will potentially enabling tax refunds, dividends, and even eliminating income tax, while criticizing past fraud, corruption in federal programs, and the need to audit the Fed

JVL, Sarah Longwell, and Tim Miller look ahead to what's next—and it (mostly) isn't pretty. From Trump's plans for the Fed and crypto chaos, to billionaire media consolidation, and some truly unhinged foreign policy ideas, they game out what could break, what might finally collapse Trump's support, and why things probably have to get worse before they get better. Go to https://Quince.com/thenextlevel for free shipping on your order and 365-day returns. Now available in Canada, too.

Original Release Date: November 25, 2025Our Chief U.S. Economist Michael Gapen breaks down how growth, inflation and the AI revolution could play out in 2026.Read more insights from Morgan Stanley.----- Transcript -----Michael Gapen: Welcome to Thoughts on the Market. I'm Michael Gapen, Morgan Stanley's Chief U.S. Economist.Today I'll review our 2026 U.S. Economic Outlook and what it means for growth, inflation, jobs and the Fed.It's Tuesday, November 25th, at 10am in New York.If 2025 was the year of fast and furious policy changes, then 2026 is when the dust settles.Last year, we predicted slow growth and sticky inflation, mainly because of strict trade and immigration policies – and this proved accurate. But this year, the story is changing. We see the U.S. economy finally moving past the high-uncertainty phase. Looking ahead, we see a return to modest growth of 1.8 percent in 2026 and 2 percent in 2027. Inflation should cool but it likely won't hit the Fed's 2 percent target. By the end of 2026, we see headline PCE inflation at 2.5 percent, core inflation at 2.6 percent, and both stay above the 2 percent target through 2027. In other words, the inflation fight isn't over, but the worst is behind us.So, if 2025 was slow growth and sticky inflation, then 2026 and [20]27 could be described as moderate growth and disinflation. The impact of trade and immigration policies should fade, and the economic climate should improve. Now, there are still some risks. Tariffs could push prices higher for consumers in the near term; or if firms cannot pass through tariffs, we worry about additional layoffs. But looking ahead to the second half of 2026 and beyond, we think those risks shift to the upside, with a better chance of positive surprises for growth.After all, AI-related business spending remains robust and upper income consumers are faring well. There is reason for optimism. That said, we think the most likely path for the economy is the return to modest growth. U.S. consumers start to rebound, but slowly. Tariffs will keep prices firm in the first half of 2026, squeezing purchasing power for low- and middle-income households. These households consume mainly through labor market income, and until inflation starts to retreat, purchasing power should be constrained.Real consumption should rise 1.6 percent in 2026 and 1.8 [percent] in 2027 – better, but not booming. The main culprit is a labor market that's still in ‘low-hire, low-fire' mode driven by immigration controls and tariff effects that keep hiring soft. We see unemployment peaking at 4.7 percent in the second quarter of 2026, then easing to 4.5 percent by year-end. Jobs are out there, but the labor market isn't roaring. It'll be hard for hiring to pick up until after tariffs have been absorbed.And when jobs cool, the Fed steps in. The Fed is cutting rates – but at a cost. After two 25 basis point rate cuts in September and October, we expect 75 basis points more by mid 2026, bringing the target range to 3.0-3.25 percent. Why? To insure against labor market weakness. But that insurance comes with a price: inflation staying above target longer. Think of it as the Fed walking a tightrope—lean too far toward jobs, and inflation lingers; lean too far toward inflation, and growth stumbles. For now the Fed has chosen the former.And how does AI fit into the macro picture? It's definitely a major growth driver. Spending on AI-related hardware, software, and data centers adds about 0.4 percent to growth in both 2026 and 2027. That's roughly 20 percent of total growth. But here's the twist: imports dilute the impact. After accounting for imported tech, AI's net contribution falls sharply. Still, we expect AI to boost productivity by 25-35 basis points by 2027, over our forecast horizon, marking the start of a new innovation cycle. In short: AI is planting the seeds now for bigger gains later.Of course, there are risks to our outlook. And let me flag three important ones. First, demand upside – meaning fiscal stimulus and business optimism push growth higher; under this scenario inflation stays hot, and the Fed pauses cuts. If the economy really picks up, then the Fed may need to take back the risk management cuts it's putting in now. That would be a shock to markets. Second, there's a productivity upside – in which case AI delivers bigger productivity gains, disinflation resumes, and rates drift lower. And lastly, a potential mild recession where tariffs and tight policy bite harder, GDP turns negative in early 2026, and the Fed slashes rates to near 1 percent. So in summary: 2026 looks to be a transition year with less drama but more nuance, as growth returns and inflation cools, while AI keeps rewriting the playbook.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe WSJ is predicting higher electricity costs in 2026. Trump is bringing down the cost of energy and implementing new energy sources. Electricity increased because of the the green new scam. Trump is now going after the Federal Reserve for gross incompetence, this will lead to exposing the Fed’s criminal activity. The [DS] infiltrated Congress going all the way back to 1929, the continued to present day. They made it so they have the ability to control those people they install. There are no term limits, this allows these people to stay in their positions for a very longtime. Trump is now setting the stage to return the power back to the people. This is much bigger than a few arrests. Economy Average Electricity Rates by State, What Do You Pay?  Hawaii and California have the highest rates. Idaho the lowest. Average Residential Electricity Rates by State   Electricity Cost 10 Lowest States Be Prepared to Keep Paying More for Electricity The Wall Street Journal says Be Prepared to Keep Paying More for Electricity Source:  mishtalk.com  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/ElectionWiz/status/2005964583727780156?s=20 https://twitter.com/EricLDaugh/status/2005751158149615698?s=20  Trump claims the project has overrun by $4 billion (he mentions $4.1 billion total for “a few small buildings”), calling it the “highest price in the history of construction.” He contrasts this with his own White House ballroom project, which he says is under budget and ahead of schedule despite its cost doubling to $400 million from an earlier $200 million estimate.  Yes, discovery could occur—if the case advances past initial hurdles. This would allow Trump’s side to subpoena Fed documents, emails, financial records, and testimony related to the renovations. This could effectively let them “look into” specific aspects of what the Fed has been doing, such as budgeting, contracting, and project management for the HQ overhaul. Discovery rules under the Federal Rules of Civil Procedure are broad, potentially uncovering internal Fed communications or decisions tied to the alleged incompetence.    Trump could request a GAO investigation into the HQ project overruns. Political/Rights Longtime Democrat George Clooney and His Family Ditch America, Move to France, and Secure French Citizenship Hollywood elitist and longtime Democrat activist George Clooney has officially joined the growing list of wealthy, left-wing celebrities who preach “American values” while quietly distancing themselves from the United States. Clooney, along with his wife, Amal Alamuddin Clooney, and their two children, has reportedly obtained French citizenship through a naturalization decree. The couple's 8-year-old twins, Ella and Alexander, were included in the process.  Clooney went on to explain that he feared raising his children in Los Angeles. “I was worried about raising our kids in L. A., in the culture of Hollywood. I felt like they were never going to get a fair shake at life. France—they kind of don't give a shit about fame. I don't want them to be walking around worried about paparazzi. I don't want them being compared to somebody else's famous kids.” Source: thegatewaypundit.com https://twitter.com/RichardGrenell/status/2005844962769064196?s=20 beliefs. Boycotting the Arts to show you support the Arts is a form of derangement syndrome. The arts are for everyone and the left is mad about it. https://twitter.com/Oilfield_Rando/status/2005834821503705445?s=20 DOGE Geopolitical New Report Appears to Confirm Covenant School Shooter Audrey Hale Bought Guns With Student Loan Money The FBI has just released more pages from the manifesto of Covenant School shooter Audrey Hale, which suggest that she bought the guns used in the 2023 shooting with money she had from a Pell Grant. Hale's parents suggested this two years ago and this report appears to confirm that. The Tennessee Star reports: Latest FBI Release of Covenant School Manifesto Files Appears to Confirm Trans-Identified Killer Bought Guns with Pell Grant Money The FBI on Monday released another 230 manifesto pages written by Audrey Elizabeth Hale, the biological female who identified as a transgender man on March 27, 2023, when the 28-year-old killed six at the Covenant School in Nashville, the Christian elementary school she once attended. This latest journal appears to have been written sometime in late 2021, and includes lengthy sections about the weapons the killer planned to use to commit a mass shooting at a school sometime that year. Following multiple pages full of weapons to purchase, the journal includes a page labeled “Account Savings Record,” which appears to reference the Free Application for Federal Student Aid (FAFSA). It also records multiple payments received from Nossi during the period when Hale attended the Nossi College of Art and Design in Nashville. “FASFA [sic] grant checks started at $2,050.86,” wrote Hale at the top of the entry. The page then lists a series of apparent ledger entries, starting with, “$2,656.87 (x3 checks from Nossi).” The next ledger entry states, “+$530.00 (x1 check Nossi) ($3,186.87).” This reference to Hale's federal student aid, located in the writings next to her entries about guns she considered buying, appears to corroborate the claims made by her parents to Metro Nashville Police Department (MNPD) detectives in 2023, when they told law enforcement their child purchased the firearms using federal Pell Grant money.  Source: thegatewaypundit.com https://twitter.com/Noahpinion/status/2005425950306263265?s=20 War/Peace https://twitter.com/disclosetv/status/2005747398614847766?s=20 https://twitter.com/WhiteHouse/status/2005757621278761205?s=20 Trump clarifies that if Hamas do not disarm like they promised, that any number of the 59 countries who signed onto the peace deal, will completely wipe out Hamas.  Protests Erupt Across Iran As Angry People Flood Streets  The mullahs have ruled in Iran since 1979. So you had millions that went to helping to prop up the terrorist state. But the Iranians are a persistent people, it would appear, especially when you hurt them in their wallets and make it challenging to survive. We’re at another one of those moments in history where hope has sparked again in the country, and people are in the streets, calling for change. Nationwide strikes and protests by merchants continued across Iran, with shops shuttered in major commercial hubs including Tehran's Grand Bazaar, Lalehzar Street, Naser Khosrow and Istanbul Square. Demonstrators chanted anti-government slogans calling for the downfall of the ruling clerics and demanding the leadership step aside. Video circulating online showed protesters inside a major shopping complex in Tehran's Grand Bazaar chanting, “Have no fear, we are all together,” while hurling insults at security forces and calling them shameless. Source: redstate.com Crushed by inflation, soaring living costs, and a future stolen by the regime, Iranians are back in the streets to protest. In a chilling echo of Tiananmen's Tank Man, one man defiantly sits down before the riot police. Desperation has met courage. Funds have been cutoff to the Mullahs/DS. They will lose control in the end and the people will rise up and take back their country. Cyber attacks ‘tipping point' warning issued after Harrods and M&S targeted Cyber attacks surged into prominence in 2025, inflicting significant financial damage on major British businesses and exposing widespread vulnerabilities across the economy. High-profile targets included automotive giant Jaguar Land Rover, retail stalwart Marks & Spencer, and luxury department store Harrods, underscoring how firms of all sizes are susceptible to sophisticated digital threats. Andrew Bailey, governor of the Bank of England, articulated his belief that cyber attacks represent one of the most substantial threats to UK financial stability, stressing the “critically important” need for collaborative defence. He stated: “Cyber attacks are far from new, but 2025 has shown just how deeply cyber risk is intertwined with economic stability and business continuity.” Source:  uk.news.yahoo.com  President Trump Responds to the 91-Drone Attack on Putin's Residence in Novgorod region During an impromptu press availability beside Israeli Prime Minister Benjamin Netanyahu, President Trump responded to a question about a drone attack against the personal residence of Russian President Vladimir Putin. President Trump noted that he was informed of the attack by President Putin during an early Monday phone call between the two leaders. Ukraine President Volodymyr Zelenskyy has denied the accusation that Ukraine carried out this particular attack.  The attack took place while Zelenskyy was in Florida meeting with President Trump. U.S. media have said the attack on Putin may be a lie; however, with physical evidence from the defense operation, it is less likely Russia just made up the attack.  At this moment in the conflict, Putin doesn't need domestic propaganda. CONTEXT: British intelligence previously confirmed their participation in the successful Ukraine drone attack against long-range Russian bombers.  That operation, highly controversial at the time, was previously confirmed by President Trump saying the U.S. was not informed in advance. The “coalition of the willing” has also expanded.  Outside the Ukraine regime, the current group making up the “coalition of the willing” includes: the U.K, France, Germany, Canada and Australia.  It is worth noting the additions are all part of the British commonwealth (U.K, Canada, Australia).   I suspect the British did it Source: theconservativetreehouse.com https://twitter.com/KobeissiLetter/status/2005810672672624746?s=20   and utilities have materially underperformed the broader market over the last few years. This has been fueled by the outsized gains in the US technology sector. A similar pattern occurred during the 1990s, while the opposite took place during the 2008 Financial Crisis, when global defensive stocks outperformed. Defensive sectors are lagging. Medical/False Flags [DS] Agenda Soros family reportedly donated more than $71,000 to Letitia James campaigns Leftist billionaire George Soros and members of his family have donated more than $71,000 to political campaigns supporting New York Democratic Attorney General Letitia James since 2019, according to a report published Sunday by the New York Post. The report, citing campaign finance records, said the total includes $31,000 contributed toward James' 2026 reelection bid. Soros personally donated $18,000 in July 2024, while his daughter-in-law, Jennifer Soros, contributed $13,000 in May. With earlier donations included, Soros and his family have provided James with roughly $40,000 more since 2019, the Post reported. The figure does not include the indirect support James has received through left-leaning organizations backed by Soros. The report said Soros' Open Society Foundations have given more than $865,000 to the New York branch of the Working Families Party since 2018. Source:  rsbnetwork.com  https://twitter.com/SteveRob/status/2005683753432351171?s=20 https://twitter.com/mazemoore/status/2005361462580011272?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005361462580011272%7Ctwgr%5E084f3c4b7bd7fa1059f91dab99d5e9dce1ab3cec%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2025%2F12%2F29%2Fthis-didnt-age-well-what-tim-walz-said-about-child-care-providers-during-2024-debate-n2197568 in Minnesota.” Yes Tim, you sure did make it easy for people to open childcare businesses. They don’t even need to provide childcare to get paid. https://twitter.com/amuse/status/2005702559239946273?s=20  admitted to the scheme and was sentenced to 10 years in prison for his role in the underlying fraud, with nearly $48 million ordered in restitution. Separate sentencing remains pending for the bribery conviction. https://twitter.com/CollinRugg/status/2005794263091798284?s=20   in there until today. That parking lot is empty all the time, and I was under the impression that place is permanently closed,” a local said. About 20 kids were seen “streaming in and out” of the center, according to the Post. “You do realize there's supposed to be 99 children here in this building, and there's no one here?” Shirley said in his viral video. The owner’s son, Ali Ibrahim, claims Shirley came before they opened and is blaming their graphic designer for messing up the sign. “What I understand is [the owners] dealt with a graphic designer. He did it incorrectly. I guess they didn't think it was a big issue,” Ibrahim said https://twitter.com/MrAndyNgo/status/2005812805786607882?s=20   children for the cameras. https://twitter.com/libsoftiktok/status/2005766571487289395?s=20   citizens.” – MN AG Keith Ellison https://twitter.com/amuse/status/2005871452562555304?s=20  shootings the morning of Saturday June 13th at approximately 2:30am and 3:30am, in around [unclear] that I will probably be dead by the time you read this letter. I wanted to share some info with you that you might find interesting. I was trained by U.S. Military people off the books starting in college. I have been on projects since that time in Eastern Europe, North America, the Middle East, and Africa. All in the line of duty what I thought was right and in the best interest of the United States. Recently I was approached about a project that Tim Walz wanted done, and Keith [unclear] was also aware of the project. Tim wanted me to kill Amy Klobuchar and Tina [unclear]. Tim wants to be a senator and he doesn't trust [unclear] to retire as planned and this is meant to stay in the last mile with Amy & [unclear] gone. Tim would get one of the open senate seats, and [unclear] was to be VP, and Keith Ellison would be rewarded with a lucrative governing position. I told Tim I wanted nothing to do with it and that I didn't call off that plan I would go public. He said he would call it off himself if I didn't play ball. Then he set up a meeting with me and [unclear] and [unclear] to take care of me when I refused. They had some people waiting to kill me. I was able to get away by God's mercy. So I went back a short time later and shot back at [unclear]. You should notice how I didn't fire me rounds at any police officers and by God I have plenty of opportunity. Ask for the report on how many weapons and ammunition I had with me. Cops were pulling up right next to me in unmarked vehicles and I had an AK pistol across my lap. And I could have left a pile of cops dead but I did not. Short burst towards law enforcement. You can ask them. Because I snapped the police and chose not to see them hurt. But it may end up my wife and kids next time. I won't give them a pass. If you think I'm making this up just get on the phone and tell Tim you have a few questions for him. Then ask Tim Walz if he knows me and see what he says? If he says he doesn't know me, or never met me, look in the files and you will see that Tim personally approved me to be on his Governor's workforce. Bridges are the business representatives. He is probably trying to destroy that note but it is public record. Then ask Tim Walz why they kept the shots silent from the media when they first happened. Not a word in the press and I. Why? They needed to get their stories figured out. So everyone was on the same page about what happened. Tim is probably crapping bricks right now because I'm still at large and he knows what I can disclose and that I know about all the buried skeletons are. So I will be shot on sight you can bet on that. If you want me to turn myself in it need to be directly to you and then I need to be held at a military prison or in the Middle East, or at least on a ship. These guys have military backgrounds and can get to anybody. I am willing to spill all the beans. I just want my family safe. They had nothing to do with this and are totally innocent. This was a lone person https://twitter.com/RapidResponse47/status/2005811252409344411?s=20 Tim Walz is trying to bury the evidence of Somalian money laundering. His government website showing all the daycare licenses is having a mysterious “outage”. They are freaking out. https://twitter.com/feelsdesperate/status/2005736682100777121?s=20 https://twitter.com/elonmusk/status/2005699538808697062?s=20 Trump fires 17 government watchdogs at various federal agencies President Donald Trump fired 17 independent watchdogs at various federal agencies late Friday, a Trump administration official confirmed to Fox News, as he continues to reshape the government at a blistering pace. Trump dismissed inspectors general at agencies within the Defense Department, State Department, Energy Department, Department of Housing and Urban Development (HUD) Department of Veterans Affairs and more, notifying them by email from the White House Presidential Personnel Office, the Washington Post first reported. “It's a widespread massacre,” one of the terminated inspectors general told the Post. “Whoever Trump puts in now will be viewed as loyalists, and that undermines the entire system.” Source: foxnews.com Trump has been in office for 11 months. The Trump US Attorney has been in control of the Minneapolis Office less than that. These are programs the Biden DOJ did not investigate — they investigated “Feeding our Future” only. So the investigations of 13 other federally funded welfare programs started from scratch.   https://twitter.com/AGPamBondi/status/2005764911427731459?s=20 THREAD https://twitter.com/Geiger_Capital/status/2005688449026908544?s=20 https://twitter.com/politico/status/2005765912167911931?s=20 https://twitter.com/StephenM/status/2005851479425310785?s=20  https://twitter.com/C_3C_3/status/2005864187575128397?s=20 President Trump's Plan https://twitter.com/WarClandestine/status/2005816218226233847?s=20 The National Guard is building a “quick reaction force” (QRF) of some 23,500 troops trained in crowd control and civil disturbance that can be ready to deploy to U.S. cities by early next year, according to a leaked memo reported by multiple outlets Wednesday.  The Oct. 8 memo, signed by National Guard Bureau Director of Operations Maj. Gen. Ronald Burkett, orders the Guard from nearly every U.S. state, Puerto Rico and Guam to train 500 service members. States with smaller populations such as Delaware will have 250 troops in its force, while Alaska will have 350 and Guam will have 100, Task & Purpose reported. Attorney General Pam Bondi Directs DOJ to Investigate Obama-Biden Era ‘Lawfare' as Ongoing Criminal Conspiracy Attorney General Pam Bondi has confirmed that the Department of Justice is actively probing what she describes as a decade-long pattern of government weaponization and “lawfare” under the Obama and Biden administrations. Bondi has directed U.S. Attorneys and federal agents to treat these actions as an “ongoing criminal conspiracy,” potentially allowing prosecutors to bypass statutes of limitations and hold high-ranking officials accountable for alleged election interference and civil rights violations. Source: thegatewaypundit.com  child-like illogic. And if you want to jump in and comment on whatever your particular axe to grind is and how disappointed you are that axe did not get ground in 11 months, please refer to the preposterous, child-like illogic mentioned above. https://twitter.com/TonySeruga/status/2005766903579701465?s=20 Look at the structure itself. 435 representatives for more than 300 million citizens. One voice per 700,000 people. The founders envisioned one per 30,000. That ratio was frozen in 1929, locked by the Permanent Apportionment Act, ensuring the number would remain manageable. Manageable for whom? One hundred senators. 535 total legislators controlling the direction of the largest economy in human history. You do not need to purchase a nation. You purchase 535 people. Or fewer. Buy the committee chairs. Fewer still. Buy the leadership. A few dozen individuals, properly leveraged through money or blackmail (it's actually both), steer everything. The bottleneck is artificial. Engineered for efficient capture. The Federal Reserve arrived in 1913, transferring monetary sovereignty from the people to a private banking cartel. That same year, the 17th Amendment removed state legislatures from Senate appointments, severing the balance between federal and state power. The intelligence apparatus emerged after World War II as a parallel government operating beyond electoral accountability. The administrative state metastasized into an unelected fourth branch writing rules with the force of law. Layer upon layer. Each generation inherits chains from contracts they never signed, bound by compromises made long before their birth. Yes, the Founding Fathers intended for the House of Representatives to expand as the population grew. The U.S. Constitution’s Article I, Section 2 established an initial apportionment ratio of no more than one representative per 30,000 inhabitants (with each state guaranteed at least one), implying that the total number would increase based on census results every ten years. the framers expected regular adjustments to maintain proportional representation as the nation expanded.  James Madison, in Federalist No. 58, directly addressed concerns that the House might not grow, arguing that the Constitution’s mechanisms—such as decennial reapportionments—would “augment the number of representatives” over time, and that political incentives (e.g., larger states pushing for increases) would ensure it happened.  This intent is further supported by the proposed (but unratified) Congressional Apportionment Amendment from the original Bill of Rights, which aimed to set a formula preventing the House from becoming too small relative to the population.  However, the House was permanently capped at 435 members by the Apportionment Act of 1929, diverging from this original vision. https://twitter.com/CynicalPublius/status/2005740095979069669?s=20   attempt instead chase smaller game, run interference, attack each other, send you down rabbit holes, and offer limited hangouts that lead nowhere. The silence is bipartisan. The silence is the tell. If your enemy acts and your ally does nothing despite holding every lever of power, you do not have two sides. WAIT… THERE'S MORE… https://twitter.com/WarClandestine/status/2005729994782466232?s=20   our walls, with Antifa and radical Islamic terrorist groups still at large, without Trump's people in position, without the public being informed of the treasonous conspiracy, without the wars around the globe being settled, without rogue Deep State elements like Iran's nuclear capabilities being shut down, all while the public are extremely emotionally charged after the election cycle and have been repeatedly brainwashed to believe that Trump is Hitler about to unleash a military dictatorship… There's levels to this shit. Many variables must be accounted for and many pieces must be in place before we can do something of this magnitude. But if you've been paying attention, you'd see that much of these things have already been taken care of over Trump's first year. I'm more optimistic than I've ever been, and frankly I don't understand how people don't see what Trump is doing. The price to pay for striking early, could result in mass civilian casualties, the entire operation will be ruined, the Republic will fall to the Deep State, and all of us will be tax/labor slaves forever. We can't afford to miss. Everything must be perfect, and Trump is putting the pieces into place to make it happen. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");