Common Cents

Bill Doll, Partner at Reiser, Jennings & Co, PC discusses the new tax laws and what to expect with the new administration. We also discuss how to best benefit from donating to charities by staggering the years. This led to an in-depth explanation of how people benefit by using a Donor Advised Funds. We discuss what people need to know regarding Estate Taxes in 2021 and how to best think about gifting to children, spouses, and other family members. What are the tax brackets for 2021? We discuss those as well even though they may change with the new administration. If you have any questions about topics we discussed or would like more information please email cents@nikulskifinancial.com or go to www.NikulskiFinancial.com

Do you think Estate Planning doesn't pertain to you? Attorney Peter Wessels explains why people who are just starting their careers, have young kids, or are looking to retire could benefit from Estate Planning. There are many things to consider in all stages of life when it comes to Estate Planning. Would you like to go to bed at night with piece of mind that your affairs are in order. Listen to this great interview with Peter Wessels from Wessels & Wierman, PC in Rock Island, IL

Today Ryan and Andrew sit down with Ryan Harmsen of No Coast Social. They discuss the biggest mistakes businesses make in their marketing plans, what it was like starting a business from scratch in the Quad Cities, and the wide varieties of industries Ryan has previous experience in. Ryan said while many told him he was hopping around too much and he felt like a "jack of many trades, while master of none", he credits that experience for being able to service clients in many different industries today. At the end of the episode Ryan makes an announcement that will benefit the majority of the SMBs in the Quad City Area. No Coast Social is a digital marketing agency based in the Quad Cities that focus on SMBs (small to medium sized businesses). They service clients in the medical, finance, real estate, auto, restaurant, and many other industries. For more information about No Coast Social, you can visit their website or connect with them on the social platforms @nocoastsocial. The Common Cents podcast is brought to you by Nikulski Financial and you can find out more about us by visiting our newly re-designed website here. If you have any questions or have ideas for future episodes please email Cents@nikulskifinancial.com

If you want to find out how someone becomes one of the best in their industry, this is an episode you cannot miss. In today's episode, Ryan and Andrew sit down with John Cornish, VP of Real Estate Lending, for Key Mortgage Group. John discusses how a simple question in college changed his career path from becoming a doctor to one in sales. He also discusses how small events early in his career led him into the mortgage industry where he has become one of the top lenders in all of Iowa. As John, Ryan, and Andrew discuss working with clients and how they would advise clients in certain situations, it becomes clear that Nikulski Financial and Key Mortgage Group have more in common than initially anticipated. If you would like to reach out to Ryan and Andrew, please email cents@NikulskiFinancial.com John Cornish can be reached at jcornish@gohomeside.com This episode was produced by No Coast Social

This week, Ryan and Andrew have a discussion about how the Covid-19 pandemic has started increasing the number of bankruptcies. They also dive into the Nikulski Financial client experience to give listeners an idea of what it's like to hire Nikulski Financial as a Financial Planner. Finally, Andrew gives us his very specific theory on when sports are going to return. A lot of us are hoping he is spot on! If you've ever thought about hiring a Financial Planner or are interested in learning more about what it's like to work with a Financial Planner, this episode is for you. Please be sure to subscribe to our podcast and leave us a review.

In this episode, Ryan and Andrew interview Brian Nikulski. Brian discusses how he got started in the career of financial planning with an internship while in college. Listen as Brian explains the interesting twists and turns that led him to owning his own financial planning firm, Nikulski Financial, located in the Quad Cities. If you enjoy learning about financial planning or entrepreneurship, you will enjoy this episode. Please be sure to subscribe to our podcast and leave us a review. This podcast was produced by No Coast Social.