Podcasts about Estate planning

Raj Shah and Rick Borek of SC Wealth Advisors discuss annuities and how they can work as a risk buffer. They comment on a Barron’s Roundtable discussion on the issue and share how listeners should be wary of anyone that is either only offering annuities and selling them hard or of anyone who is absolutely against the retirement tool. They also discuss how they do complimentary annuity x-rays to see if people have the right kind of annuity and how people should re-fi annuities now, while the rates are still high. If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494. Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ . And connect with SC Wealth Advisors on social media: Facebook YouTube LinkedInSee omnystudio.com/listener for privacy information.

On this episode: Don’t be Bad Santa when sending money and assets to your children. The upside and downside of living into your 90s. A down stock market isn’t your only enemy in retirement. 4 trillion dollars are in these funds in 401(k)s and maybe they shouldn’t be. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Episode 596: Are Social Security and Medicare really at risk? Zach and Justin break down the facts and offer a practical perspective for your retirement planning. Next, the Money Doctors share four strategic ways to optimize your estate plan so that you and your heirs are prepared for future needs and evolving goals.

Wills that don't work. Trusts that get tangled. Heirs scrambling to figure out who gets what—and when. If you've got U.S. investments but live in Israel, your estate plan might be headed for a legal mess without even realizing it. This episode unpacks the real-world problems that come up when your legal documents aren't built for cross-border life—and how you can avoid costly, confusing mistakes by getting your financial and legal teams to actually talk to each other. You'll learn how to set up your plan so your heirs don't need a PhD in international law to carry out your wishes—and why a little proactive planning now can save everyone a lot of headaches later. Key takeaways and action points: Don't assume your U.S. will works in Israel (or vice versa)—get it reviewed Loop your financial advisor in before you finalize estate documents Leave your heirs a roadmap, not a scavenger hunt Work with pros who understand both sides of the ocean

An estate plan is not something you do for yourself. It's something you do for your loved ones. But a well-crafted estate plan is an important component of a comprehensive financial plan. This is an easy to understand discussion of wills, trusts, and powers of attorney that make up the estate plan, as well as the purpose and role of the executor, grantor, trustee, and beneficiary.

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1 The Speaker's Stump Speech is brought to you by https://www.hansenstree.com/ and is about the gipper quote, “There they go again.” 19:05 SEG 2 Attorney, Todd Sivia | in studio | TOPIC: Legal headlines of the day | P. Diddy trial is almost over | Waiting for the Big Beautiful Bill to pass | sivialaw.com Call 833-995-WILL 33:21 SEG 3 Todd Sivia stays for another segment | He can assist with all your legal needs in areas of Estate Planning, Elder Law, Special Needs, Real Estate, Personal Injury, Business, and Online Forms | Crazy high property assessments | What inspired Todd to become an attorney https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1 The Speaker's Stump Speech is brought to you by https://www.hansenstree.com/ and is about the gipper quote, “There they go again.” 19:05 SEG 2 Attorney, Todd Sivia | in studio | TOPIC: Legal headlines of the day | P. Diddy trial is almost over | Waiting for the Big Beautiful Bill to pass | sivialaw.com Call 833-995-WILL 33:21 SEG 3 Todd Sivia stays for another segment | He can assist with all your legal needs in areas of Estate Planning, Elder Law, Special Needs, Real Estate, Personal Injury, Business, and Online Forms | Crazy high property assessments | What inspired Todd to become an attorney https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

What's the best way to save for a house without wrecking your retirement plan? That's just one of the big questions Joe Saul-Sehy, OG, and Mom's neighbor Doug tackle in this packed episode (number 1700!) of Stacking Benjamins. Whether you're trying to figure out where to park your emergency fund, how to handle inherited IRAs, or how to financially plan as a single adult with big responsibilities (hello, aging parents!), this episode is full of relatable scenarios and actionable strategies. Stackers Torin, VJ, Lori, and Michelle ask everything from: How much is too much in your emergency fund? What happens to inherited IRAs when you're already juggling financial priorities? What should single people be doing right now to prepare for the future? How do you juggle helping aging parents while keeping your own goals on track? Plus, we mix in commentary from Kevin at Edward Jones and longtime listener Ron—offering insights from inside the financial services world and the Stacker community. The guys debate personal finance media narratives, give practical advice for budgeting large windfalls, and reflect on why saving feels easier in theory than in practice. Also covered in this episode: Why financial advice often skips over single individuals—and what to do about it Emergency fund strategies: where to park the money, how much to keep, and how to make peace with the fact it isn't earning sky-high returns How to prioritize debt, student loans, savings, and investing without setting off a financial anxiety spiral The value of short-term tradeoffs when you've got long-term goals All delivered with the basement's signature charm—where the coffee is lukewarm, the guidance is practical, and the jokes… well, let's just say they're dividend-eligible. This episode is a perfect listen for: New Stackers building their financial foundation DIYers trying to juggle competing money goals Anyone who's inherited assets and doesn't want to mess it up People who've realized adulting is basically managing 14 financial priorities at once and still remembering to bring snacks. FULL SHOW NOTES: https://stackingbenjamins.com/answering-your-questions-mailbag-1700 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if your doctor could also help you plan your financial future? In this episode of Mitlin Money Mindset®, Larry Sprung sits down with Carolyn McClanahan, M.D., CFP®, a physician-turned-financial planner and founder of Life Planning Partners. She shares how her medical background shaped her philosophy around financial planning, why empathy and honesty matter in client relationships, and how understanding aging and cognitive decline leads to better financial outcomes.  Together, they explore how to create meaningful conversations and a values-aligned financial life. Carolyn discusses: How her husband's career change sparked her transition from medicine to financial planning and led to the founding of Life Planning Partners Why financial planning should treat the "whole person," integrating tax, insurance, estate, and cash flow considerations, not just investments How her medical training informs her approach to planning for aging, cognitive decline, and real-life health risks often overlooked in financial discussions The importance of communication, emotional intelligence, and mutual respect in advisor-client relationships, including a firm policy of “no mean people” Why advisors should focus clients on using money for value, purpose, and JOY, rather than aimless accumulation And more! Resources: Mitlin Financial   The JOY and Productivity Journal by Lawrence Sprung  Download Your Free Copy of the Couple's JOYful Money Guide Connect with Larry Sprung:  LinkedIn: Larry Sprung Instagram: Larry Sprung Facebook: Larry Sprung X (Twitter): Larry Sprung Connect with Carolyn McClanahan:  LinkedIn: Carolyn McClanahan X (Twitter): Carolyn McClanahan Facebook: Carolyn McClanahan Website: Life Planning Partners About our Guest: Dr. McClanahan is a physician turned financial planner. In addition to working in her financial planning practice, she speaks regularly on the interplay between health and financial issues, particularly regarding aging, chronic illness, end of life, long term care, health care reform, and health care costs. She serves on the CNBC Financial Advisor Council, Investopedia Financial Advisor Council, and writes for Investopedia, CNBC, and Forbes. She is quoted regularly in publications such as the Washington Post and the New York Times. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

If you have ever cared for an older loved one experiencing dementia, you may have heard the phrase "med management" or "geri pych," but what do those terms actually mean for you and your loved one. Debra King a licensed clinical social worker and elder care coordinator at Johnson McGinnis Elder Care Law & Estate Planning speaks with Lorie Jacobs, the Intake Coordinator at Highpoint Health Behavioral Health - Sumner about Geriatric Inpatient Behavioral Health.

Send us a textDiscover why your retirement account balance isn't what you think it is and how to optimize your tax strategy for retirement success. In this comprehensive episode, Van Richards reveals the "silent wealth destroyer" that most people completely ignore until it's too late - taxes in retirement.Featured Story: Meet Robert, a successful engineer who saved $800,000 over 30 years, only to discover his spending power was actually $624,000 after taxes. Plus, his Social Security would be taxed up to 85% because of his 401k withdrawals. His reaction: "I feel like I've been saving for 30 years just to give it to the IRS."What You'll Learn:What tax-sensitive accounts really are and why they affect almost everything you ownThe 3 types of tax treatment: tax-deferred, tax-free, and taxable accountsAsset location strategies (not allocation) - where to place investments for maximum tax efficiencyHow Social Security provisional income works and the taxation trapsRoth conversion timing and strategies, including Susan's case study that saved $180,000Updated Required Minimum Distribution rules from SECURE Act 2.0Health Savings Accounts as the ultimate retirement tool with triple tax benefitsState tax considerations and how relocating could save thousands annuallyBeneficiary planning differences between account typesReal Client Results:Asset location strategy saved one client $3,000/year in taxes ($60,000 over 20 years)Strategic Roth conversions projected to save Susan $180,000 over her lifetimeState relocation saved clients $8,000/year in taxesAction Steps Covered:Categorize all accounts by tax treatmentReview investment placement for tax efficiencyCalculate your tax diversificationUpdate beneficiary designationsEvaluate Roth conversion opportunitiesSeries Context: This is Part 4 of "Getting Your Financial House in Order" - building on document organization, financial inventory, and net worth understanding. Next week: Estate Planning and Final Documentation.Free Resource: Download the Retirement Life Workbook with tax planning worksheets at forms.richardsfinancialplanning.comEducational Disclaimer: This content is purely educational and does not constitute investment, tax, legal, or financial advice. Always consult qualified professionals for your specific situation.Transform your retirement tax burden from wealth destroyer to wealth preserver. Your journey from insecure to in control includes making sure you're not paying more in taxes than you have to.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 20 June 2025. The topic for this week is: Setting new habits and goals for the new financial year. Over the past several weeks Luke has been talking about end of financial year planning and the actions you may […]

This week David DeCelle, CEO of ModelFA, interviews Sarah Ecklein, owner of Trust and Honor, about her journey from cooking to becoming a professional fiduciary. Sarah discusses her work in end-of-life care, serving as a conservator, trustee, and agent for clients, particularly in complex cases that corporate trustees may avoid. She highlights the importance of proactive estate planning, noting that only one in three Americans have an estate plan. Sarah emphasizes the need for clear communication and understanding of estate documents, and shares her efforts to educate the public through her podcast, "The Legacy of Love." In this episode: Only 1 in 3 people in the United States have an estate plan Acts as a neutral third party for trust administration, conservatorship, and decision-making Move from a place of fear to a place of love when considering estate planning Changing family structures increase estate planning challenges Estate planning is not just about after-death distribution Connect with Sarah: Learn more at https://www.trustandhonor.co/ About the Model FA Podcast The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes  to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams.  Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered.   Our Team: President of Model FA, David DeCelle  If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.

In this episode of Absolute Trust Talk, host Kirsten Howe examines the estate complications following One Direction member Liam Payne's tragic death in Argentina in fall 2024. At just 30 years old, Payne left behind a $32 million estate—but no will. His complex assets include performance income, solo artist earnings, brand deals, music publishing rights, and venture investments. Without estate planning, his 8-year-old son Bear becomes the sole intestate heir, inheriting the full amount at age 18. Kirsten analyzes the cascading problems: massive probate fees (at least $376,000 in California), no designated asset management for the minor child, potential displacement of Payne's live-in girlfriend, substantial estate taxes on $18 million (a 40% rate), and no provisions for parents or siblings. This case illustrates how even young, successful individuals require comprehensive estate planning to safeguard their loved ones and preserve their wealth. The key lesson: don't die intestate—unexpected death can happen at any age, making proper planning essential for anyone with assets and people they care about.   Time-stamped Show Notes: 0:00 Introduction 0:57 Listen as we discuss the untimely passing of Liam Payne and his $32 million estate with complex assets and no will 2:16 While Liam is a citizen of the UK, we're going to analyze his case as if it were under California law, and why probate is problematic for large estates 3:19 The massive cost of probate: $376,000+ in statutory fees alone for complex assets such as those like Liam's 4:33 Estate Planning Lesson #1: No chosen asset management for minor child - court appoints ex-girlfriend and music lawyer 5:52 Estate Planning Lesson #2: 18-year-old inheritance age - few parents think this is appropriate for $32 million 6:35 Estate Planning Lesson #3: No provisions for other family members - parents, siblings get nothing 7:24 Estate Planning Lesson #4: Live-in girlfriend faces potential eviction with no inheritance rights 8:16 Estate Planning Lesson #5: Massive estate tax liability - 40% on $18 million could have been minimized 9:16 Key takeaway: Estate planning is essential at any age when you have assets and loved ones

Many business owners purchase insurance without truly understanding what they're buying or what critical coverage they might be missing. Host Kirsten Howe addresses this knowledge gap by welcoming Dean Myers, owner of Core Insurance Agency, to reveal the fundamental insurance coverage every business owner needs before opening their doors. Dean, who specializes in errors and omissions insurance for lawyers, accountants, doctors, and professional trustees, breaks down the three critical pillars of business insurance: workers' compensation, general liability, and property insurance.   As the first installment of a multi-part series, the focus centers on the absolute basics that form the foundation of any solid business insurance strategy. Dean demystifies workers' compensation requirements in California, explaining why it's legally mandatory even for part-time employees and how the no-fault system protects both employers and workers. The conversation explores the role of general liability insurance in protecting against third-party claims, encompassing a range of incidents, from slip-and-fall accidents to product liability issues. It explores the comprehensive coverage of property insurance, including business interruption and extra expense provisions. Whether you're a solo practitioner considering your first employee or an established business owner reviewing your coverage, the discussion provides crucial insights into protecting your business from day one.   Time-stamped Show Notes: 0:00 Introduction 2:12 Meet Dean Myers, founder of Core Insurance Agency and specialist in professional liability coverage. 3:04 Listen in to learn about the three non-negotiable insurance pillars every business needs, plus why California law demands workers' comp coverage even for your first part-time employee. 5:04 Workers' comp is identical across all carriers by law, but the "no-fault" system means injured employees can never sue you. 7:06 Did you know? Injured workers typically receive only two-thirds of their salary because insurance companies aim to incentivize their return to work. 9:27 Office workers pay vastly different premiums than construction crews, and your claims history can earn you substantial discounts or painful penalties. Here's what you need to know. 10:02 Pro Tip: Insurance companies often offer free risk management consultations that many businesses overlook, potentially missing out on significant premium savings. 14:20 Next, Kirsten and Dean discuss understanding the difference between premises coverage and products liability, which can help you avoid accidentally choosing the wrong protection. 15:51 Property insurance covers everything from meteor strikes to water damage, but the real goldmine is business interruption coverage. 17:31 Business interruption pays your lost revenue and employees' salaries when disaster shuts you down, plus covers temporary facilities while you rebuild.

Clint Eastwood doesn’t want to do sequels when he makes movies. Are you stuck in a financial plan that is “the same old thing”? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Host and Estate Planning attorney explores two of the most important estate planning tools—wills and trusts. Learn why probate exists, how it works in Idaho, and how trusts can help your family avoid court, be more protected, and maintain privacy. Whether you want to protect your family, avoid delays, give your family a wonderful gift or understand your options, this episode gives you clear, easy-to-follow guidance. In this episode, you'll learn: ·       How probate works (and why it happens) ·       What a will does—and doesn't—protect ·       How a trust can simplify things for your family ·       The common myths about both wills and trusts ·       Which might be best for your situation ·       Why working with an attorney can be most beneficial

For many older Americans, love and companionship remain vital—but marriage isn't always the best financial or legal choice. In this episode of Tuesday with Tom, attorney Tom Doyle explains why staying unmarried later in life can help protect your assets, benefits, and family inheritance. Learn the key issues to consider and how proper planning can provide peace of mind.

Legacy planning is more than just deciding who gets what—it's about making things easier for your loved ones and making sure your wishes are honored. This episode walks through five common estate planning mistakes that can cause stress, confusion, and financial problems down the road. We talk about the power of updating your beneficiaries, why having a will or trust matters, and how to make sure your spouse is taken care of if something happens to you.This episode covers topics like estate planning, legacy planning, retirement planning, wills and trusts, beneficiary designations, powers of attorney, Social Security planning, and more—so you can plan with confidence and achieve peace of mind.--Ready to take the next step? Schedule a call now at https://bit.ly/3ZtIQ2x to get answers to your retirement questions.Get the tools you need to prepare for retirement with our complimentary toolkit: https://bit.ly/3FSU8GS--Loren MerkleCFP®, RICP®, Certified Financial Fiduciary®https://merkleretirementplanning.com/staff-members/loren-merkle/Chawn HonkompCFP®, RICP®, Certified Financial Fiduciary®, CPA® https://merkleretirementplanning.com/staff-members/chawn-honkomp/Molly NelsonHost of Retiring Today with Loren Merklehttps://merkleretirementplanning.com/staff-members/molly-nelson/-- This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC. MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

In today's episode, Warren Ingram and Pieter de Villiers discuss the critical importance of estate planning, focusing on Wills.  Regardless of age or wealth, everyone needs a Will to ensure their wishes are honored after death. The conversation covers the consequences of not having a Will, the process of setting one up, appointing executors and guardians, and the necessity of reviewing and updating Wills regularly. They also touch on the complexities of foreign Wills for assets held outside of South Africa, highlighting the need for proper planning to avoid complications for loved ones left behind.TakeawaysEveryone needs a will, regardless of age or wealth.Planning for death is a responsibility to your family.Without a will, your estate gets frozen.A well-structured will can prevent family disputes.Parents must have a will to protect their children.You can appoint an executor to manage your estate.Wills should be reviewed every few years.Pets should be included in your will.Foreign assets may require a separate will.It's essential to communicate your wishes clearly.Learn more about Prescient Investment Management here.Send us a textReal Talk About MarketingAn Acxiom podcast where we discuss marketing made better, bringing you real...Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this powerful and necessary episode of Culture Uncut, DJ Nova Fresh and the team celebrate Juneteenth and unpack its deeper meaning—not just freedom, but what we do with it. From life insurance and estate planning to the Israel-Iran conflict, immigration policy, and media manipulation, this episode is a raw reminder that freedom without preparation is still a trap.

Send us a textIn this episode of the Smarter Vet Podcast, Tom Seeko is joined by estate planning specialist Eileen Rice to unpack the critical components of a solid estate plan. They discuss why estate planning isn't just for the wealthy or elderly—it's for anyone with assets or dependents who wants to avoid unnecessary complications and costs. Eileen explains key documents like medical directives, powers of attorney, wills, and living trusts, emphasizing how a personalized plan can protect your well-being and ease the burden on your loved ones. Tune in to learn why taking action now provides the ultimate peace of mind later.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances -5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment -Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice -Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us an email @ info@parentcoachesunleashed.com Alan Rosenthal leads the firm's Estate and Trust Administration group, offering empathetic guidance in lifetime planning and estate settlement, including tax matters. With over 20 years of experience in wealth preservation, he advises individuals, families, and advisors on estate planning and minimizing transfer taxes. AV-rated and admitted in Florida and New York, Mr. Rosenthal holds a law degree from the University of Buffalo School of Law (cum laude, editor of Buffalo Law Review) and a BS from Cornell University.The conversation covers everything from legal documents teens need when they turn 18, to navigating difficult conversations and planning with elderly parents. Alan provides practical advice, actionable steps, and plenty of reassurance for listeners navigating these multi-generational challenges.TakeawaysPrepare legal documents when your child turns 18Update and review estate planning regularlyCommunication and planning are essentialTimestamps00:00 Discussing Adulthood at 1806:16 Digitally Save Children's Medical Records10:08 Family Planning and Open Dialogue13:27 Update Legal Documents for State Compliance16:03 Elder Care: Legal Involvement Benefits20:01 Complex Family Dynamics in Florida21:55 Start Planning Conversations Early27:05 Beneficiaries Supersede Wills in Accounts29:57 Navigating Sandwich Generation Challenges32:59 Conversations About End-of-Life Wishes34:47 Raising Independent Young Adults

In Episode 133 of Safer Retirement Radio, Brian J. Decker and Marc Knauss, CFP(R) explore a suite of advanced estate planning strategies designed to help you protect, preserve, and pass on your wealth efficiently: State & Federal Estate Tax Planning: Using AB trusts, portability, and lifetime gifting exemptions to minimize state and federal estate taxes. Irrevocable Life Insurance Trusts (ILITs): Prepay potential tax liabilities and avoid fire-sale scenarios by holding life insurance outside your taxable estate. Qualified Personal Residence Trusts (QPRTs): Shift your home's value outside your estate over time while retaining the right to live there. Grantor Retained Annuity Trusts (GRATs): Freeze today's value on highly appreciated assets and transfer future growth to the next generation. Dynasty Trusts & Generation-Skipping Transfer: Sidestep the 48% generation-skipping tax and incent responsible behavior across multiple generations. QDROs & Intra-Family Loans: Leverage qualified domestic relations orders and structured loans for tax-efficient wealth transfers. Up-Gifting Techniques: Use step-up in basis by gifting appreciated assets “up” the generational line. Roth IRA Conversions: Compare tax-deferred vs. tax-free growth scenarios and unlock one of the most powerful strategies to reduce lifetime taxes.

As President of Capsur Tax and Estate Planning, Terry Register leads with a clear and focused mission: to help business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Terry delivers solutions designed to build long-term financial confidence and multigenerational impact.Terry began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and qualifying for the Million Dollar Round Table (MDRT) in his first year. He later joined American Defender Life, where he consistently ranked among the top ten producers nationwide and earned annual recognition in the President's Cabinet.He founded Capsur with a vision to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. Today, he continues to work collaboratively with professionals and clients across the country on high-value joint cases that demand tailored and sophisticated solutions.Terry's leadership and production achievements have earned him national recognition, but his commitment to service goes beyond the business world. He has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a Corporate Board Member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries.A devoted husband, father, and grandfather, Terry resides in Raleigh, NC, with his wife. He is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel Committee and continues to invest in his faith and community.Learn more: https://www.capsurtaxandestateplanning.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-register-ceo-of-capsur-tax-and-estate-planning-tax-planning-for-future-generations

As President of Capsur Tax and Estate Planning, Terry Register leads with a clear and focused mission: to help business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Terry delivers solutions designed to build long-term financial confidence and multigenerational impact.Terry began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and qualifying for the Million Dollar Round Table (MDRT) in his first year. He later joined American Defender Life, where he consistently ranked among the top ten producers nationwide and earned annual recognition in the President's Cabinet.He founded Capsur with a vision to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. Today, he continues to work collaboratively with professionals and clients across the country on high-value joint cases that demand tailored and sophisticated solutions.Terry's leadership and production achievements have earned him national recognition, but his commitment to service goes beyond the business world. He has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a Corporate Board Member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries.A devoted husband, father, and grandfather, Terry resides in Raleigh, NC, with his wife. He is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel Committee and continues to invest in his faith and community.Learn more: https://www.capsurtaxandestateplanning.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-register-ceo-of-capsur-tax-and-estate-planning-tax-planning-for-future-generations

Wondering what really happens during an estate planning consultation? Attorneys Greg and Jordan McIntyre pull back the curtain on this often-misunderstood process, revealing a surprisingly relaxed experience that's more like a friendly kitchen table conversation than a formal legal meeting.Far from being a high-pressure situation, estate planning consultations are designed to be comfortable and informative. As Greg shares, "The best part of my day was meeting with this client, getting to know her and just sitting down and having a consultation." This personable approach puts clients at ease while attorneys gather the essential information needed to create effective estate plans.During your consultation, expect questions about who you trust in your life, what assets you own, and your wishes for distribution. Don't worry about having all the answers prepared—the attorneys guide you through the process conversationally. If you have previous estate planning documents, bringing them along helps provide valuable context and history for your updated plans. The ultimate goal is identifying your wishes while spotting potential pitfalls where you might lose assets or control.Ready to experience this refreshingly straightforward approach to securing your legacy? The McIntyre attorneys offer free consultations where you'll find not only expert legal guidance but also their famous office-made chocolate chip cookies. Schedule yours today by calling 1-888-999-6600 or visiting mcelderlawcom.

What is the wrong you are meant to right in the world? In this episode, Jeff and Cale discuss: Understanding the narrative, not just the numbers.Finding joy while giving before you're gone and disinheriting the IRS.Putting your talents to work for the Kingdom.Living an abundant life.  Key Takeaways: Take a look inside your family and what you're called to do. For some, it is disenfranchised youth or Christian entertainment. It may be missionary work, Bible translation, or the environment. Various things can be done and continue to need to be done.Let God move your heart - He moves within everyone in different ways.We all only have one chance here - let's use what we have for the good of others.There is not really a one-size-fits-all setup. It will be different for your family as it speaks to your values and purpose.  "What we encourage people to do is start with something simple - just see if you can name three values, three words that you and your spouse feel really speaks to this and summarizes what we feel like God has called us to be as a family." —  Cale Dowell About Cale Dowell: After diving deep into the hurdles clients face when picking a financial partner, Cale determined that financial advice should offer more than just managing a portfolio. He left Morgan Stanley to help launch Arkos and “Rebuild Wall Street” by creating a paradigm shift in the way the wealth management industry serves and impacts people. His passion is rooted in the mission to help families thrive across generations.Cale is a published thought leader in vulnerability analysis and risk mitigation. He is the creator of Wealth Languages™, a captivating public speaker, and has consulted with many of the world's largest corporations. His diverse experience spans technology, commercial real estate, O&G, private equity, and startups. Cale spends an inordinate amount of time igniting contagious, positive environments and investing in relationships… because culture devours strategy for breakfast. After graduating from Baylor University, Cale tied the knot with his Aggie sweetheart, Lynne, and now calls Houston home with their two little ones. They are actively involved in their church and Young Life, where Cale has served for over 15 years. He is a 40 under 40 recipient, actively contributes to several non-profit boards, and is a 7th-generation Texan. Not surprisingly, he is just as stubborn about Texas as you would imagine. Connect with Cale Dowell:Website: https://www.arkosglobal.com/Email: cale.dowell@arkosglobal.comLinkedIn: https://www.linkedin.com/in/caledowell/  Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdvFacebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

This week, Jackie Campbell discusses the detrimental effects of procrastination on financial planning, particularly regarding retirement strategies. They emphasize the importance of being intentional with financial decisions and the need for regular reviews, such as mid-year assessments, to ensure that individuals are on track with their financial goals. The conversation also covers tax strategies, the significance of understanding investment buckets, and the importance of legacy planning for future generations. Jackie highlights the role of a financial advisor in navigating these complexities and ensuring that clients make informed decisions about their financial futures. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

The End-of-Life Conversations That Will Make Your Estate Planning Practice Untouchable with Dr. Kim Harms>> https://www.drkimberlyharms.com/>> rethinkdeath.life>> Get the newest LFG episodes delivered to your inbox when you Sign Up for our Newsletter.>> Get the new book beyondintakebook.comResource Links:Fast track your marketing efforts while avoiding common marketing mistakes in our new trainingEstate planning attorney? Stop guessing how to get results from online ads and grow your firm with our client-generating Seminar 3.0 Hosted on Acast. See acast.com/privacy for more information.

Send us a textAs an investor, do I focus on earnings, cash flow for my retirement? or growth for my estate? Join Pat for a discussion of how multifamily real estate can provide income for your retirement and serve as a cornerstone of your estate plan.

In this episode I sit down with Andrew Martin to talk about how you can safeguard your fence business through trusts and wills. Whether you're just getting started or are looking to grow your fence business, this is an episode you don't want to miss!Watch the live recording here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/live/tbC1FsuYahE⁠Subscribe to my YouTube for shorter clips of this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCObWyk_pdREnpfoX3Kba-hg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this episode of the 9 Innings Podcast, we discuss the essentials of estate planning. We explains the importance of having a will, the consequences of dying without one, and the key legal documents everyone should have, such as powers of attorney. We addresses common misconceptions, emphasizes that estate planning is vital for all—not just the wealthy—and urges listeners to regularly update their documents. We encourage proactive steps to protect loved ones and announces that the next episode will cover trusts as part of comprehensive estate planning.The Importance of Having a Will (00:01:04) What a Will Actually Does (00:02:19) Essential Legal Documents for Estate Planning (00:03:37)Common Mistakes and Misconceptions (00:06:31) Main Takeaways and Call to Action (00:10:05) Urges listeners to create or update wills and powers of attorney, and highlights estate planning is for everyone.How a Will Streamlines Probate (00:11:15) Clarifies that a will doesn't avoid probate but makes the process smoother and more organized.NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

In today's post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If you've ever wondered when and why to use guaranteed universal life insurance (GUL) —especially in the context of estate planning—this one is for you. We've been having more and more conversations with families who aren't just thinking about how to grow their wealth—but how to keep it intact for the next generation. And when estate taxes enter the picture, the stakes change. It's not just about protecting income anymore—it's about protecting impact. About making sure what you've built doesn't get lost in fees, confusion, or government claims. Because when it comes to life insurance in the context of wealth transfer, you're not just planning for protection—you're planning for legacy. Let's get into it. Why This Conversation MattersFrom Infinite Banking to Estate Strategy: A Shift in FocusGuaranteed Universal Life insurance 101: What It Is (and Isn't)Estate Planning and the Tax ConversationThe Myth of “Set It and Forget It”What About Accessing Capital?Roth Conversions, IRA Taxes, and Legislative RiskThe Real Value: Peace of Mind, Not Just Rate of ReturnWhat We CoveredBook A Strategy Call Why This Conversation Matters If you're like most of our clients, you're already successful. You've created wealth, you've stewarded well—and now you're asking deeper questions. Questions like: How do I pass on what I've built with intention? How do I shield my estate from unnecessary taxation? Is whole life the only tool for this? Or is there something else I should consider? In this blog, we're breaking down exactly what guaranteed universal life insurance is, how it's different from traditional IULs and whole life, and why it could be a strategic piece in your legacy plan. From Infinite Banking to Estate Strategy: A Shift in Focus We spend a lot of time on this podcast talking about whole life and its power as a privatized banking system—a way to store capital, access liquidity, and fund your life on your own terms. But not every financial goal calls for cash accumulation. Sometimes, the goal isn't to use the money during your lifetime at all. It's to transfer wealth efficiently, minimize estate taxes, and ensure your heirs receive more—without the friction and loss. And that's where guaranteed universal life enters the scene. Guaranteed Universal Life insurance 101: What It Is (and Isn't) Matt Ewald described guaranteed universal life insurance as a permanent term contract. That phrase stuck with me. Here's what it means: GUL is designed to give you the most death benefit for the least premium. Unlike cash-rich whole life or traditional IULs used for banking or income, GUL is a protection-first strategy. The focus is not on growing cash inside the policy. The focus is on locking in a death benefit that will be there guaranteed—no matter what the market does. And what makes it guaranteed? The no-lapse guarantee rider. This rider is the linchpin. It says, “As long as you pay the premium exactly as illustrated, this policy will not lapse—no matter how the underlying market indexes perform, no matter what cap rates change, no matter what happens behind the scenes.” It's simple. It's predictable. And it's ideal for estate planning when death benefit certainty is the priority. Estate Planning and the Tax Conversation Here's the reality we're facing: The estate tax exemption today is high—around $13 million per person. But it won't stay there forever. Just 20 years ago, it was $1 million. And the political winds are already shifting toward reducing the exemption again. That means more families will face estate tax exposure in the future—even those who don't consider themselves “ultra-wealthy.” And taxes at death are not just a theoretical prob...

In this episode, Ryan Burklo and Alex Collins discuss the impending changes to the Washington State estate tax, including updates to the exemption limits and tax rates. They emphasize the importance of proper estate planning to navigate these changes effectively and ensure that individuals and families can protect their assets and minimize tax liabilities. The conversation highlights the need for coordination among financial advisors, estate planning attorneys, and CPAs to create a comprehensive estate plan that addresses both state and federal tax implications. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Below are the episodes mentioned by Ryan & Alex: Episode 274 https://beerandmoney.libsyn.com/episode-274-top-3-mistakes-of-estate-plans-with-rob-bukacek Episode 281 https://beerandmoney.libsyn.com/episode-281-traversing-the-estate-planning-maze-with-rob-bukacek Takeaways Washington State is considering changes to its estate tax. The current exemption is $2.2 million per person. Proper estate planning is crucial to avoid losing exemptions. The proposed exemption may increase to $3 million. Tax rates are set to increase significantly. Coordination between financial professionals is essential. Real estate values in Washington can quickly lead to estate tax issues. Life insurance can be subject to estate taxes depending on ownership. Individuals should act now to prepare for these changes. Understanding both state and federal estate tax implications is vital. Chapters 00:00 Introduction to Washington State Estate Tax Changes 02:57 Understanding the Current Estate Tax Exemption 06:01 Proposed Changes to Estate Tax Exemption 08:57 Impact of Increased Tax Rates 11:58 Importance of Estate Planning 15:05 Conclusion and Call to Action

“Usually, people are not trying to kill you or keep you alive for nefarious reasons, unless you're very old and very rich and very mean.” -Patricia De Fonte When most people think of estate planning, they imagine dividing assets among children or a spouse—but Patricia De Fonte, founder of De Fonte Law, offers a broader and deeper perspective. Our hosts, Stephanie McCullough and Kevin Gaines, sit down with Patricia to explore what “estate planning with heart” really means, especially for those without children or partners. People often name child-free individuals as caretakers without their consent, adding invisible burdens. To anybody in this situation, Patricia urges taking ownership: ask questions, know what's expected, and ensure fair compensation. Far from dry legal jargon, Patricia's approach to estate planning is a refreshing blending of emotional realism with practical wisdom. The stories she shares—from hospital disputes to posthumous family rifts—tell us just how crucial it is to name the right people, update our documents, and make our values explicit. She encourages everyone to assemble a personal and professional support team, use tools like detailed healthcare directives, and even consider gifts for healthcare proxies as acts of compassion. Plan not just for assets, but for relationships and peace of mind.   Key Topics: Patricia's Philosophy on Estate Planning (03:38) Burden of the Unasked Role (05:11) The Dangers of Safe Deposit Boxes (07:04) Healthcare Directives and Family Conflict (08:59) The Reality of Fiduciary Roles (15:17) “What do You Mean by Liability?” (32:33) Updating Documents and Avoiding DIY Pitfalls (39:16) Stephanie and Kevin's Wrap-Up (49:43)   Resources: DeFonteLaw.com De Fonte Law on YouTube     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

     Slam the Gavel welcomes Attorney Bethany Niman, from Idaho to the podcast. As a solo lawyer, she opened Bright Star Law in Idaho. Her focus is on Estate Planning and Criminal Defense cases and is able to practice in Idaho and Montana. Currently, she is offering basic Estate Planning packages for  $250.00, which includes Simple Wills, Medical and Financial Power of Attorney, Declaration of Living Will, and Declaration of Homestead. Also, discounts are available for couples and veterans.     Today we discussed the dilemmas that Pro Se Litigants face in the family courtrooms where accountability is overlooked and children are handed over to the  abuser. We also discussed that there is a pattern to this and a case that is not a "one off."       A mother that hasn't seen her children in 10 months for no reason and has evidence of the abuse, while the abuser has issues himself, shows clearly that the mother should be given full custody. This case is clear cut however, Judge Chad Gulstrom thinks otherwise. Perjury and contempt have now added to the "Wild West," of the family court system.There will be an update on this case.     We also discussed the Decker Case that made the news and was referenced in the article, ABC News: "Father who killed 3 daughters was 'active dad' but the 'system failed' him, ex-wife's attorney says," written by Megan Forrester.To Reach Attorny Niman: Facebook, Bethany.Niman@starlawid.com or 208-223-1618 Supportshow(https://www.buymeacoffee.com/maryannpetri)Maryann Petri: dismantlingfamilycourtcorruption.comhttps://www.tiktok.com/@maryannpetriFacebook:  https://www.youtube.com/@slamthegavelpodcasthostmar5536Instagram: https://www.instagram.com/guitarpeace/Pinterest: Slam The Gavel Podcast/@guitarpeaceLinkedIn: https://www.linkedin.com/in/maryann-petri-62a46b1ab/  YouTube:  https://www.youtube.com/@slamthegavelpodcasthostmar5536  Twitter https://x.com/PetriMaryannEzlegalsuit.com   https://ko-fi.com/maryannpetri*DISCLAIMER* The use of this information is at the viewer/user's own risk. Not financial, medical nor legal advice as the content on this podcast does not constitute legal, financial, medical or any other professional advice. Viewer/user's should consult with the relevant professionals. Reproduction, distribution, performing, publicly displaying and making a derivative of the work is explicitly prohibited without permission from content creator. Podcast is protected by owner. The content creator maintains the exclusive right and any unauthorized copyright infringement is subject to legal prosecution. Support the showSupportshow(https://www.buymeacoffee.com/maryannpetri)http://www.dismantlingfamilycourtcorruption.com/

Are you a business owner, navigating the complexities of US immigration, or thinking about securing your family's future with estate planning? In this insightful episode, we speak with Mildred Tambunde, the founder of Red Mail Law, about her journey into law and her diverse specialization in business law, immigration, and estate planning.Mildred shares her expertise on everything from setting up your business the right way and understanding the challenges of the US immigration system to the crucial steps involved in estate planning (it's not just for the wealthy!). Learn about the interconnectedness of these legal areas and gain valuable insights to protect yourself and your loved ones.Connect with Mildred Tambunde and Red Mail Law:- Website: https://redmildlaw.com/Instagram: https://www.instagram.com/mildred_t_esq/TikTok: https://www.tiktok.com/@mildred_tembunde?is_from_webapp=1&sender_device=pcDo you have questions about business law, immigration, or estate planning? Share them in the comments below!Subscribe to our channel, and let the magic of this platform transport you to new realms of adventure and discovery. Unravel the mysteries between worlds, and let your imagination run wild! https://www.youtube.com/c/SitMPodcast

June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar DebateWe're back this week with a mix of headlines and hard truths—from estate drama to economic indicators that could shake the markets.We kick things off with a real-world look at just how messy estate planning can get—even when it's done in advance. Jimmy Buffett's widow is suing to remove a co-trustee from the $275 million marital trust, claiming withheld financials and questionable income projections. It's a high-profile reminder of why clear communication and trustee responsibilities matter.Next, we turn to the global stage with U.S. and Chinese negotiators meeting in London and May's CPI report due, markets are bracing for impact. Could tariffs be quietly driving inflation—and how might that shape Fed policy going forward?With excessive tariffs on Chinese goods, we examine how trade policy is affecting Temu and Shein, with stocks slumping and sales dipping. Are consumers pulling back, or are they simply shifting where—and how—they spend?Finally, we separate fact from fear when it comes to recent headlines. Is the U.S. dollar really in decline? What would that mean for multinational earnings, global portfolios, and the proposed BRICS currency?From estate planning to economic strategy, it's a packed episode you won't want to miss.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — June 14, 2025  |  Season 39, Episode 24Timestamps and Chapters5:33: Discord in Margaritaville14:21:Trade Talks, Tariffs and Inflation Data23:55: Discount Dilemma: The End of the Ultra-Cheap Era? 29:57: Fueling Returns: Phoenix Energy's High-Yields 41:37:Dollar in Danger?Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

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The Leadership Legacy: Estate Planning with Purpose In this insightful series, I sit down with Sara Ecklein, a California-based professional fiduciary, to unpack the often-overlooked leadership responsibility of estate planning. We explore how proactive planning—through trusts, wills, and end-of-life directives—is not just about assets, but about clarity, care, and legacy.

In this episode, Rory speaks with Danny Lohrfink, co-founder and Chief Product Officer at Wealth.com, and Julie Johnson, founder of XY Communication, about their contributions to The Holistic Guide to Wealth Management and how estate planning and communication are changing the way advisors serve clients. Danny explains how modern estate tech is making these conversations more accessible, scalable, and easier to understand for clients at every wealth level. From automating updates to visualizing legacy goals, technology is helping advisors focus more on planning and less on paperwork. Julie shares how to connect across generations and genders, and why women and younger clients are looking for advisors who listen, simplify, and build relationships based on trust and empathy. Together, they highlight how CPAs and advisors can deliver family-office-level care by acting as the quarterback, facilitating values-based conversations, and guiding clients through meaningful decisions. Want to learn how visuals and AI are transforming estate planning? Curious how to better engage the next generation before the wealth transfer happens? Find out the answers to these questions and more in this insightful conversation with Danny Lohrfink and Julie Johnson.

Are you inheriting some wealth? Receiving an inheritance is an amazing transfer of legacy, but also adds a ton of mental stress to your life. In addition to grieving the loss of a loved one, you're left with a myriad of decisions (and decisions that can't be rushed). So what should you do? In this podcast episode, Austin, Josh, and Tony will share first steps, understanding the inheritance, setting goals, purposeful investing strategies, and how to avoid common mistakes.Read the full transcript, show notes, and resources at thewealthmindsetshow.com/s2e13Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

Leave us a voicemail at 631-377-4869 for your question to make it on air! So You Wanna Talk to Samson time! It's the 2nd hour! Our first question is about estate planning and why teams sell for these purposes. Hmm. (10:00) Someone asked me about the MLB Draft. Will it ever be reformed? Why are there separate drafts for international players? Will there ever just be one draft? (19:00) Someone asked me about the biggest fight or argument I ever saw in a clubhouse. This should be good. (26:00) What do you think about Skener Wieners? Huh!? (34:20) Someone asked me about the new deal between MLB and Jomboy Media. How do you feel about it? Should MLB be doing this? (46:00) Someone asked me about the ABS system and the impact it will have on umpires, players, fans, and the league! Learn more about your ad choices. Visit podcastchoices.com/adchoices

As President of Capsur Tax and Estate Planning, Terry Register leads with a clear and focused mission: to help business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Terry delivers solutions designed to build long-term financial confidence and multigenerational impact.Terry began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and qualifying for the Million Dollar Round Table (MDRT) in his first year. He later joined American Defender Life, where he consistently ranked among the top ten producers nationwide and earned annual recognition in the President's Cabinet.He founded Capsur with a vision to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. Today, he continues to work collaboratively with professionals and clients across the country on high-value joint cases that demand tailored and sophisticated solutions.Terry's leadership and production achievements have earned him national recognition, but his commitment to service goes beyond the business world. He has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a Corporate Board Member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries.A devoted husband, father, and grandfather, Terry resides in Raleigh, NC, with his wife. He is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel Committee and continues to invest in his faith and community.Learn more: https://www.capsurtaxandestateplanning.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-register-ceo-of-capsur-tax-and-estate-planning-tax-mitigation-strategies-for-business-owners

As President of Capsur Tax and Estate Planning, Terry Register leads with a clear and focused mission: to help business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Terry delivers solutions designed to build long-term financial confidence and multigenerational impact.Terry began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and qualifying for the Million Dollar Round Table (MDRT) in his first year. He later joined American Defender Life, where he consistently ranked among the top ten producers nationwide and earned annual recognition in the President's Cabinet.He founded Capsur with a vision to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. Today, he continues to work collaboratively with professionals and clients across the country on high-value joint cases that demand tailored and sophisticated solutions.Terry's leadership and production achievements have earned him national recognition, but his commitment to service goes beyond the business world. He has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a Corporate Board Member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries.A devoted husband, father, and grandfather, Terry resides in Raleigh, NC, with his wife. He is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel Committee and continues to invest in his faith and community.Learn more: https://www.capsurtaxandestateplanning.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-register-ceo-of-capsur-tax-and-estate-planning-mastering-tax-strategies-for-retirement

Send us a textJoin us on Average Joe Finances as our guest  Sarah Ecklein, a private fiduciary from the Bay Area, California. Sarah shares insights into her profession, the importance of estate planning, and her journey from aspiring hospice nurse to fiduciary. She discusses the complexities of trust administration, the significance of proactive planning, and the emotional and financial impacts of failing to prepare for end-of-life situations.In this episode:Uncover how proactive estate planning can prevent family conflict and preserve your legacy.Learn why fiduciary roles go far beyond finances and often provide crucial decision-making support.Discover the dangers of delaying end-of-life conversations and how they can lead to legal and emotional chaos.Explore how creating an estate plan today protects your loved ones tomorrow, emotionally and financially.And so much more!Key Moments:00:00 Introduction and Welcome00:55 Meet Sarah Eckle: A Private Fiduciary01:28 Sarah's Journey to Fiduciary Work02:58 Understanding the Role of a Fiduciary05:50 The Importance of Estate Planning08:02 Challenges in Fiduciary Work10:08 Proactive Planning and Legacy Building22:03 The Importance of Updating Your Will23:06 The Impact of Estate Planning on Families23:54 Communicating Your Estate Plan26:05 Handling Awkward Conversations About Estate Planning28:11 Final Round: Personal Finance Mistakes and Lessons33:22 Advice for Newcomers and Final Thoughts35:36 Where to Find More Information and ConclusionFind Sara Ecklein:Website: https://www.trustandhonor.co/Instagram: https://www.instagram.com/themindfulfiduciary/Facebook: https://www.facebook.com/people/Sara-Ecklein-CLPF/100067625615341/LinkedIn: https://www.linkedin.com/in/sara-eckleinAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show